Colony Bankcorp (CBAN) 10-K 30 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Mar. 13, 2020	Jun. 28, 2019
Document Information [Line Items]
Entity Registrant Name	Colony Bankcorp Inc
Entity Central Index Key	0000711669
Trading Symbol	cban
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	No
Entity Emerging Growth Company	false
Entity Small Business	true
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding (in shares)		9,498,783
Entity Public Float			$ 122.4
Entity Shell Company	false
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false
Title of 12(b) Security	Common Stock, Par Value $1.00 per share

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 15,570	$ 10,377
Fed Funds sold and interest-bearing deposits in banks	88,522	49,779
Cash and cash equivalents	104,092	60,156
Investment securities available for sale, at fair value	347,332	353,066
Other investments, at cost	4,288	2,978
Loans held for sale	10,076
Loans	968,814	781,526
Allowance for loan losses	(6,863)	(7,277)
Net loans	961,951	774,249
Premises and equipment	32,482	28,831
Other real estate owned	1,320	1,841
Goodwill	16,477	202
Other intangible assets	3,056	556
Bank-owned life insurance	21,629	17,598
Deferred income taxes, net	1,505	3,472
Other assets	11,105	8,929
Total assets	1,515,313	1,251,878
Liabilities and stockholders’ equity
Noninterest-bearing	232,635	192,847
Interest-bearing	1,061,107	892,278
Total deposits	1,293,742	1,085,125
Subordinated debentures	24,229	24,229
Other borrowed money	61,563	44,000
Other liabilities	5,273	2,832
Total liabilities	1,384,807	1,156,186
Commitments and Contingencies (Note 16)
Stockholders’ equity
Preferred stock, stated value $1,000; 10,000,000 shares authorized, 0 shares issued and outstanding as of December 31, 2019 and 2018
Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 and 8,444,908 shares issued and outstanding as of December 31, 2019 and 2018, respectively	9,499	8,445
Paid-in capital	43,667	25,978
Retained earnings	76,978	69,459
Accumulated other comprehensive income/(loss), net of tax	362	(8,190)
Total stockholders’ equity	130,506	95,692
Total liabilities and stockholders’ equity	$ 1,515,313	$ 1,251,878

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parentheticals) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Preferred stock, par value (in dollars per share)	$ 1,000	$ 1,000
Preferred stock, shares authorized (in shares)	10,000,000	10,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	9,498,783	8,444,908
Common stock, shares outstanding (in shares)	9,498,783	8,444,908

Consolidated Statements of Oper

Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest income
Loans, including fees	$ 50,278	$ 40,682
Deposits with other banks	992	410
Investment securities	8,917	7,743
Federal funds sold	64
Dividends on other investments	232	187
Total interest income	60,483	49,022
Interest expense
Deposits	10,050	6,057
Federal funds purchased	1	5
Borrowed money	2,587	2,163
Total interest expense	12,638	8,225
Net interest income	47,845	40,797
Provision for loan losses	1,104	201
Net interest income after provision for loan losses	46,741	40,596
Noninterest income
Mortgage fee income	3,199	652
Securities gains	97	116
Other	2,420	1,225
Total noninterest income	14,762	9,621
Noninterest expenses
Salaries and employee benefits	26,218	20,123
Occupancy and equipment	4,850	4,180
Acquisition related expenses	2,733	224
Deposit intangible expenses	600	48
Other	14,493	10,725
Total noninterest expense	48,894	35,300
Income before income taxes	12,609	14,917
Income taxes	2,398	3,000
Net income	$ 10,211	$ 11,917
Net income per share of common stock
Basic (in dollars per share)	$ 1.12	$ 1.41
Diluted (in dollars per share)	1.12	1.40
Cash dividends declared per share of common stock (in dollars per share)	$ 0.30	$ 0.20
Weighted average shares outstanding, basic (in shares)	9,129,705	8,439,454
Weighted average shares outstanding, diluted (in shares)	9,129,705	8,538,608
Deposit Account [Member]
Noninterest income
Non interest revenue from banking services	$ 4,783	$ 4,374
Bank Servicing [Member]
Noninterest income
Non interest revenue from banking services	$ 4,263	$ 3,254

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Net income	$ 10,211	$ 11,917
Other comprehensive income:
Gains (losses) on securities arising during the year	10,922	(2,033)
Tax effect	(2,293)	427
Realized (gains) losses on sale of securities available for sale	(97)	(116)
Tax effect	20	24
Change in unrealized gains (losses) on securities available for sale, net of reclassification adjustment and tax effects	8,552	(1,698)
Comprehensive income	$ 18,763	$ 10,219

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (in shares) at Dec. 31, 2017		8,439,258
Beginning Balance at Dec. 31, 2017		$ 8,439	$ 29,145	$ 59,230	$ (6,492)	$ 90,322
Other comprehensive income					(1,698)	(1,698)
Dividends on common shares				(1,688)		(1,688)
Issuance of restricted stock (in shares)		5,650
Issuance of restricted stock		$ 6	(6)
Stock-based compensation expense			14			14
Repurchase of warrants			(3,175)			(3,175)
Net income				11,917		11,917
Balance (in shares) at Dec. 31, 2018		8,444,908
Ending Balance at Dec. 31, 2018		$ 8,445	25,978	69,459	(8,190)	95,692
Other comprehensive income					8,552	8,552
Dividends on common shares				(2,692)		(2,692)
Stock-based compensation expense			34			34
Net income				10,211		10,211
Issuance of common stock (in shares)		1,053,875
Issuance of common stock		$ 1,054	17,655			18,709
Balance (in shares) at Sep. 30, 2019		9,498,783
Ending Balance at Sep. 30, 2019		$ 9,499	43,667	76,978	362	130,506
Balance (in shares) at Dec. 31, 2018		8,444,908
Beginning Balance at Dec. 31, 2018		$ 8,445	$ 25,978	$ 69,459	$ (8,190)	95,692
Other comprehensive income						8,552
Net income						10,211
Ending Balance at Dec. 31, 2019						$ 130,506

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 10,211,000	$ 11,917,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	1,104,000	201,000
Loan discount accretion	(763,000)	27,000
Other purchase accounting accretion and amortization, net	(254,000)
Accretion and amortization of securities discounts and premiums, net	1,250,000	1,149,000
Depreciation	2,063,000	1,787,000
Amortization of intangible assets	600,000	48,000
(Gains) losses on securities available for sale	(97,000)	(116,000)
Share-based compensation expense	34,000	14,000
Increase (decrease) in unearned loan fees	109,000	6,000
(Gain) on sale of other real estate and repossessions and write-downs	(780,000)	(42,000)
(Gain) loss on sale of premises & equipment	168,000	173,000
(Increase) in bank-owned life insurance	(588,000)	(509,000)
Gain on sale of loans held for sale	(1,823,000)
Origination of loans held for sale	(69,576,000)
Proceeds from sale of loans held for sale	61,323,000
(Increase) decrease in other assets	573,000	271,000
Increase (decrease) in other liabilities	379,000	(9,000)
Net cash provided by operating activities	3,933,000	14,917,000
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of investment securities available for sale	(72,482,000)	(63,683,000)
Proceeds from maturities, calls, and paydowns of investment securities available for sale	73,313,000	50,422,000
Proceeds from sale of investment securities available for sale	65,513,000	11,268,000
Net loans to customers	(58,593,000)	2,390,000
Purchase of premises and equipment	(3,485,000)	(2,763,000)
Proceeds from sale of other real estate and repossessions	2,553,000	3,002,000
Proceeds from bank-owned life insurance	535,000
Redemption (purchase of) Federal Home Loan Bank stock	(831,000)	65,000
Proceeds from sale of premises and equipment	690,000	23,000
Net cash and cash equivalents paid in acquisition	(467,000)	(10,043,000)
Net cash (used in) provided by investing activities	6,746,000	(9,319,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Noninterest-bearing customer deposits	8,753,000	5,553,000
Interest-bearing customer deposits	10,633,000	(445,000)
Dividends paid for common stock	(2,692,000)	(1,688,000)
Repurchase of warrants		(3,175,000)
Net increase (decrease) in Federal Home Loan Bank advances	2,000,000	(3,500,000)
Net increase (decrease) in other borrowed money	14,563,000
Net cash (used in) provided by financing activities	33,257,000	(3,255,000)
Net increase in cash and cash equivalents	43,936,000	2,343,000
Cash and cash equivalents at beginning of period	60,156,000	57,813,000
Cash and cash equivalents at end of period	104,092,000	60,156,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION
Cash paid during the period for interest	12,245,000	8,197,000
Cash paid during the period for income taxes	2,000,000	2,695,000
NONCASH INVESTING AND FINANCING ACTIVITIES
Change in unrealized (gains) losses on securities available for sale	10,825,000	(2,149,000)
Acquisition of real estate through foreclosure	1,009,000	792,000
Change in goodwill due to acquisition	16,275,000	202,000
Initial recognition of operating lease right-of-use assets and lease liability	$ 676,000

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Significant Accounting Policies [Text Block]	NOTE 1. Summary of Significant Accounting Policies Nature of Business Colony Bankcorp, Inc. and subsidiaries (the “Company”) is a financial holding company headquartered in Fitzgerald, Georgia, whose primary business is presently conducted by Colony Bank, its wholly owned banking subsidiary (the “Bank”). Through the Bank, the Company offers a broad range of retail and commercial banking services to its customers concentrated in central, south and coastal Georgia. The Bank also engages in mortgage banking and SBA lending, and, as such originates, acquires, sells and services one four Basis of Presentation and Accounting Estimates The consolidated financial statements include the accounts of the Company and Colony Bank. All significant intercompany transactions and balances have been eliminated in consolidation. In preparing the consolidated financial statements in conformity with generally accepted accounting principles in the United States, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Acquisition Accounting Acquisitions are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their estimated fair values as of the purchase date. Any identifiable intangible assets are also recorded at fair value. When the consideration given is less than the fair value of the net assets received, the acquisition results in a “bargain purchase gain”. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. Fair values are subject to refinement for up to one All identifiable intangible assets that are acquired in a business combination are recognized at fair value on the acquisition date. Identifiable intangible assets are recognized separately if they arise from contractual or other legal rights or if they are separable (i.e., capable of being sold, transferred, licensed, rented, or exchanged separately from the entity). Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date and carryover of the seller's related allowance for loan losses is prohibited. When the loans have evidence of credit deterioration since origination and it is probable at the date of acquisition that the Company will not no Transfer of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not Cash and Cash Equivalents For purposes of reporting cash flow, cash and cash equivalents include cash on hand, cash items in process of collection, amounts due from banks, interest-bearing deposits in banks and federal funds sold. The bank is required to maintain reserve balances in cash or on deposit with the Federal Reserve Bank. The reserve requirement as of December 31, 2019 2018 $2.7 $1.9 In vestment Securities The Company classifies its investment securities in one three December 31, 2019 2018, Trading securities are carried at fair value. Unrealized gains and losses on trading securities are recorded in earnings as a component of other noninterest income. Held to maturity securities are recorded initially at cost and subsequently adjusted for paydowns and amortization of purchase premium or accretion of purchase discount. Available for sale securities are carried at fair value. Unrealized holding gains and losses, net of the related deferred tax effect, on available for sale securities are excluded from earnings and are reported in other comprehensive income as a separate component of shareholders’ equity until realized. Transfers of securities between categories are recorded at fair value at the date of transfer. Unrealized holding gains or losses associated with transfers of securities from held to maturity to available for sale are recorded as a separate component of shareholders’ equity. These unrealized holding gains or losses are amortized into income over the remaining life of the security as an adjustment to the yield in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security. The amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the expected life of the securities. Realized gains and losses, determined on the basis of the cost of specific securities sold, are included in earnings on the trade date. A decline in the market value of any available for sale or held to maturity investment below cost that is deemed other than temporary establishes a new cost basis for the security. Other than temporary impairment deemed to be credit related is charged to earnings. Other than temporary impairment attributed to non-credit related factors is recognized in other comprehensive income. In determining whether other-than-temporary impairment losses exist, management considers (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer or underlying collateral of the security and (iii) the Company’s intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value. Other Investments Other investments include Federal Home Loan Bank (“FHLB”) stock. These investments do not Loans Loans are reported at their outstanding principal balances less unearned income, net of deferred fees and origination costs. Interest income is accrued on the outstanding principal balance. For all classes of loans, the accrual of interest on loans is discontinued when, in management’s opinion, the borrower may 90 not Loans Modified in a Troubled Debt Restructuring (TDR) Loans are considered to have been modified in a TDR when, due to a borrower’s financial difficulty, the Company makes certain concessions to the borrower that it would not may six may Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the loan balance to be uncollectable. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as either doubtful, substandard or special mention. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan are lower than the carrying value of that loan. The historical component covers nonclassified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and historical losses in the portfolio. General valuation allowances are based on internal and external qualitative risk factors such as ( 1 2 3 4 5 6 7 8 9 Loans identified as losses by management, internal loan review and/or Bank examiners are charged off. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A significant portion of the Company’s impaired loans are deemed to be collateral dependent. Management therefore measures impairment on these loans based on the fair value of the collateral. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company . The decision whether to obtain an external third may third may 10 may not may Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a level 3 The restructuring of a loan is considered a “troubled debt restructuring” if both (i) the borrower is experiencing financial difficulties and (ii) the Company has granted a concession. Concessions may no six six may none not not Loan Commitments and Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Premises and Equipment Land is carried at cost. Other premises and equipment are carried at cost, less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. In general, estimated lives for buildings are up to 40 five 10 three five Goodwill and Intangible Assets Goodwill represents the excess of the cost of businesses acquired over the fair value of the net assets acquired. Goodwill is assigned to reporting units and tested for impairment at least annually, or on an interim basis if an event occurs or circumstances change that would more likely than not Intangible assets consist of core deposit intangibles acquired in connection with a business combination. The core deposit intangible is initially recognized based on an independent valuation performed as of the acquisition date. The core deposit intangible is amortized by the straight-line method over the average remaining life of the acquired customer deposits. Cash Value of Bank Owned Life Insurance The Company has purchased life insurance policies on certain officers. The life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Other Real Estate Other real estate generally represents real estate acquired through foreclosure and is initially recorded at estimated fair value at the date of acquisition less the cost of disposal. Losses from the acquisition of property in full or partial satisfaction of debt are recorded as loan losses. Properties are evaluated regularly to ensure the recorded amounts are supported by current fair values, and valuation allowances are recorded as necessary to reduce the carrying amount to fair value less estimated cost of disposal. Routine holding costs and gains or losses upon disposition are included in foreclosed property expense. Income Taxes The provision for income taxes is based upon income for financial statement purposes, adjusted for nontaxable income and nondeductible expenses. Deferred income taxes have been provided when different accounting methods have been used in determining income for income tax purposes and for financial reporting purposes. Deferred tax assets and liabilities are recognized based on future tax consequences attributable to differences arising from the financial statement carrying values of assets and liabilities and their tax basis. The differences relate primarily to depreciable assets (use of different depreciation methods for financial statement and income tax purposes) and allowance for loan losses (use of the allowance method for financial statement purposes and the direct write-off method for tax purposes). In the event of changes in the tax laws, deferred tax assets and liabilities are adjusted in the period of the enactment of those changes, with effects included in the income tax provision. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not The Company’s federal and state income tax returns for tax years 2019, 2018, 2017 2016 three The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not not no Earnings per Share Basic earnings per share are computed by dividing net income allocated to common shareholders by the weighted-average number of shares of common stock outstanding during the period. Diluted earnings per common share are computed by dividing net income allocated to common shareholders by the sum of the weighted-average number of shares of common stock outstanding and the effect of the issuance of potential common shares that are dilutive. Potential common shares consist of stock warrants and restricted shares for the years ended December 31, 2019 2018, Comprehensive Income Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Certain changes in assets and liabilities, such as unrealized gains and losses on securities available for sale, represent equity changes from economic events of the period other than transactions with owners. Such items are considered components of other comprehensive income (loss). Accounting standards codification requires the presentation in the consolidated financial statements of net income and all items of other comprehensive income (loss) as total comprehensive income (loss). Fair Value Measures Fair values of assets and liabilities are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates. Operating Segments The Company has three one four The Banking, Retail Mortgage and Small Business Specialty Lending Divisions are managed as separate business units because of the different products and services they provide. The Company evaluates performance and allocates resources based on profit or loss from operations. There are no Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no Accounting Standards Adopted in 2019 ASU 2016 02, 842 may may no December 15, 2018, 2016 02 January 1, 2019 not $483 $483 2019. ASU 2019 07, No. 33 10532, 33 10231 33 10442, not ASU 2017 08, December 15, 2018, January 1, 2019 not Accounting Standards Updates Pending Adoption ASU 2016 13, 326 November 2019, 2019 10 December 15, 2022. In December 2019, No. 2019 12, Income Taxes (Topic 740 not December 15, 2020. not In January 2020, No. 2020 01, 321 323 815 321, 323, 815 December 15, 2020. not

Note 2 - Business Combinations

Note 2 - Business Combinations	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Business Combination Disclosure [Text Block]	NOTE 2. Acquisition of Albany, Georgia Branch from Planters First Bank On October 22, 2018, one $10.2 The following table presents assets acquired and liabilities assumed of PFB as of October 22, 2018 one third 2019. ( dollars in thousands) Purchase Price Consideration: Cash Consideration $ 10,238 Total purchase price for PFB branch acquisition $ 10,238 Assets acquired at fair value: Cash and cash equivalents $ 195 Loans 20,430 Premises and equipment, net 773 Core deposit intangible 560 Other assets 123 Total fair value of assets acquired $ 22,081 Liabilities assumed at fair value: Deposits $ 12,032 Other liabilities 13 Total fair value of liabilities assumed $ 12,045 Net Assets acquired at fair value: $ 10,036 Amount of goodwill resulting from acquisition $ 202 Goodwill of $202,000 Acquired Loans The table below summarizes the total contractually required principal and interest cash payments, management's estimate of expected total cash payments and the fair value of the loans. Of the total loans acquired, there were no 310 30. Contractually required principal and interest Cash flows expected to be collected Nonaccretable difference Fair value of acquired loans acquisition date (dollars in thousands) Performing loans acquired $ 20,749 20,749 319 $ 20,430 Acquisition of LBC Bancshares, Inc. On May 1, 2019, two one $23.50 1.3239 55 45 50 1,053,875 $18.7 $15.3 The merger was effected by the issuance of shares of the Company’s common stock along with cash consideration to shareholders to LBC. The assets and liabilities of LBC as of the effective date of the merger were recorded at their respective estimated fair values and combined with those of the Company. The excess of the purchase price over the net estimated fair values of the acquired assets and liabilities was allocated to identifiable intangible assets with the remaining excess allocated to goodwill. Goodwill of $15.7 not The following table presents the assets acquired and liabilities assumed of LBC as of May 1, 2019, one May 1, 2019, Purchase Price Consideration (in thousands): Shares of CBAN Common Stock Issued to LBC Shareholders as of May 1, 2019 1,053,875 Market Price of CBAN Common Stock on May 1, 2019 $ 17.75 Estimated Fair Value of CBAN Common Stock Issued 18,706 Cash Consideration Paid 15,315 Total Consideration $ 34,021 Assets acquired at fair value: Cash and Cash Equivalents $ 15,678 Investments Securities Available for Sale 49,172 Investments Securities Held to Maturity 1,766 Restricted Investments 479 Loans 130,568 Premises and Equipment 3,009 Core Deposit Intangible 3,100 Other Real Owned 243 Prepaid and Other Assets 6,143 Total Fair Value of Assets Acquired $ 210,158 Liabilities Assumed at Fair Value: Deposits $ (189,896) FHLB Advances (1,000) Payables and Other Liabilities (975) Total Fair Value of Liabilities Assumed $ (191,871) Net Assets Acquired at Fair Value: $ 18,287 Amount of Goodwill Resulting from Acquisition $ 15,734 In the acquisition, the Company purchased $130.6 $2.2 1.63%, $176,000 310 30. (dollars in thousands) Contractually Required Principal and Interest $ 695 Non-accretable Difference (519) Cash Flows Expected to be Collected 176 Accretable Yield - Total Purchased Credit-Impaired Loans Acquired $ 176 The following table presents the acquired loan data for the LBC acquisition. Fair value of acquired loans at acquisition date Contractually required principal and interest payments Nonaccretable difference (dollars in thousands) Acquired receivables subject to ASC 310-30 $ 176 $ 695 $ (519) Acquired receivables not subject to ASC 310-30 $ 130,392 $ 132,381 $ - Acquisition of PFB Mortgage from Planters First Bank On May 1, 2019, $833,000. The following table presents the assets acquired as of May 1, 2019, one May 1, 2019, (dollars in thousands) Purchase Price Consideration: Cash Consideration Paid $ 833 Total Consideration $ 833 Assets acquired at fair value: Premises and Equipment $ 78 Premium on Loan Commitments 209 Other Assets 5 Total Fair Value of Assets Acquired $ 292 Liabilities Assumed at Fair Value: Total Fair Value of Liabilities Assumed $ - Net Assets Acquired at Fair Value: $ 292 Amount of Goodwill Resulting from Acquisition $ 541

Note 3 - Investment Securities

Note 3 - Investment Securities	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	NOTE 3. The amortized cost and estimated fair value of securities available for sale along with gross unrealized gains and losses are summarized as follows: (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019 State, county and municipal securities $ 5,133 $ 36 $ (54) $ 5,115 Corporate debt securities 2,811 11 (16) 2,806 Mortgage-backed securities 338,930 2,669 (2,188) 339,411 Total debt securities $ 346,874 $ 2,716 $ (2,258) $ 347,332 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 State, county and municipal securities $ 4,008 $ 18 $ (37) $ 3,989 Corporate debt securities 2,927 - (55) 2,872 Mortgage-backed securities 356,498 303 (10,596) 346,205 Total debt securities $ 363,433 $ 321 $ (10,688) $ 353,066 The gross unrealized losses and estimated fair value of securities aggregated by category and length of time that securities have been in a continuous unrealized loss position are summarized as follows: Less Than 12 Months 12 Months or More Total (dollars in thousands) Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses December 31, 2019 State, county and municipal securities 3,257 (54) - - 3,257 (54) Corporate debt securities - - 784 (16) 784 (16) Mortgage-backed securities 60,860 (277) 119,110 (1,911) 179,970 (2,188) Total debt securities $ 64,117 $ (331) $ 119,894 $ (1,927) $ 184,011 $ (2,258) December 31, 2018 State, county and municipal securities 612 (3) 1,882 (34) 2,494 (37) Corporate debt securities 2,009 (21) 863 (34) 2,872 (55) Mortgage-backed securities 39,083 (504) 255,747 (10,092) 294,830 (10,596) Total debt securities $ 41,704 $ (528) $ 258,492 $ (10,160) $ 300,196 $ (10,688) Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to ( 1 2 3 At December 31, 2019, ninety-eight iated 1.2 no one December 31, 2019 one no The amortized cost and fair value of investment securities as of December 31, 2019, may may Securities Available for Sale (dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 150 $ 150 Due after one year through five years 3,195 3,215 Due after five years through ten years 723 744 Due after ten years 3,876 3,812 $ 7,944 $ 7,921 Mortgage-backed securities 338,930 339,411 $ 346,874 $ 347,332 Proceeds from sales of investments available for sale were $65.5 2019 $11.3 2018. $416,000 2019 $116,000 2018. $322,000 2019 $0 2018. Investment securities having a carrying value totaling $122.3 $179.0 December 31, 2019 2018,

Note 4 - Loans

Note 4 - Loans	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	NOTE 4. The following table presents the composition of loans segregated by legacy and purchased loans and by class of loans, as of December 31, 2019 2018. December 31, 2019 (dollars in thousands) Legacy Loans Purchased Loans Total Construction, land & land development $ 83,036 $ 13,061 $ 96,097 Other commercial real estate 481,943 58,296 540,239 Total commercial real estate 564,979 71,357 636,336 Residential real estate 171,341 23,455 194,796 Commercial , financial, & agricultural 91,535 22,825 114,360 Consumer & other 19,245 4,077 23,322 Total loans $ 847,100 $ 121,714 $ 968,814 December 31, 2018 (dollars in thousands) Legacy Loans Purchased Loans Total Construction, land & land development $ 58,812 $ 1,498 $ 60,310 Other commercial real estate 429,184 6,777 435,961 Total commercial real estate 487,996 8,275 496,271 Residential real estate 185,577 2,015 187,592 Commercial , financial, & agricultural 66,131 8,035 74,166 Consumer & other 23,435 62 23,497 Total loans $ 763,139 $ 18,387 $ 781,526 Commercial and agricultural loans are extended to a diverse group of businesses within the Company’s market area. These loans are often underwritten based on the borrower’s ability to service the debt from income from the business. Real estate construction loans often require loan funds to be advanced prior to completion of the project. Due to uncertainties inherent in estimating construction costs, changes in interest rates and other economic conditions, these loans often pose a higher risk than other types of loans. Consumer loans are originated at the bank level. These loans are generally smaller loan amounts spread across many individual borrowers to help minimize risk. Credit Quality Indicators. 1 2 3 4 5 The Company uses a risk grading matrix to assign a risk grade to each of its loans. Loans are graded on a scale of 1 8. ● Grades 1 2 may ● Grades 3 4 no one ● Grade 5 ● Grade 6 ● Grades 7 8 no 6. The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2019. 1, 2, 3 4 December 31, 2019, not Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 82,322 $ 445 $ 269 $ 83,036 Other commercial real estate 459,064 13,438 9,441 481,943 Total commercial real estate 541,386 13,883 9,710 564,979 Residential real estate 159,194 4,632 7,515 171,341 Commercial , financial, & agricultural 86,558 1,973 3,004 91,535 Consumer & other 18,883 148 214 19,245 Total loans $ 806,021 $ 20,636 $ 20,443 $ 847,100 The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2019. Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 12,996 $ - $ 65 $ 13,061 Other commercial real estate 57,881 381 34 58,296 Total commercial real estate 70,877 381 99 71,357 Residential real estate 23,097 249 109 23,455 Commercial , financial, & agricultural 19,443 2,949 433 22,825 Consumer & other 4,077 - - 4,077 Total loans 117,494 3,579 641 121,714 The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2018. 1, 2, 3 4 December 31, 2018, not Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 58,050 $ 45 $ 717 $ 58,812 Other commercial real estate 409,793 9,574 9,817 429,184 Total commercial real estate 467,843 9,619 10,534 487,996 Residential real estate 167,913 7,107 10,557 185,577 Commercial , financial, & agricultural 63,394 1,366 1,371 66,131 Consumer & other 23,045 64 326 23,435 Total loans $ 722,195 $ 18,156 $ 22,788 $ 763,139 The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2018. Pass Special Substandard Total Loans (dollars in thousands) Construction, land & land development $ 1,498 $ - $ - $ 1,498 Other commercial real estate 6,777 - - 6,777 Total commercial real estate 8,275 - - 8,275 Residential real estate 2,015 - - 2,015 Commercial , financial, & agricultural 8,035 - - 8,035 Consumer & other 62 - - 62 Total loans 18,387 - - 18,387 A loan’s risk grade is assigned at the inception of the loan and is based on the financial strength of the borrower and the type of collateral. Loan risk grades are subject to reassessment at various times throughout the year as part of the Company’s ongoing loan review process. Loans with an assigned risk grade of 6 $250,000 may not Loans are considered past due if the required principal and interest payments have not 90 may may The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2019: Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ 50 $ - $ 50 $ 32 $ 82,954 $ 83,036 Other commercial real estate 335 - 335 3,738 477,870 481,943 Total commercial real estate 385 - 385 3,770 560,824 564,979 Residential real estate 1,296 - 1,296 3,643 166,402 171,341 Commercial , financial, & agricultural 212 - 212 1,628 89,695 91,535 Consumer & other 21 - 21 138 19,086 19,245 Total loans $ 1,914 $ - $ 1,914 $ 9,179 $ 836,007 $ 847,100 The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2019: Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ - $ - $ - $ 96 $ 12,965 $ 13,061 Other commercial real estate 83 - 83 34 58,179 58,296 Total commercial real estate 83 - 83 130 71,144 71,357 Residential real estate 57 - 57 85 23,313 23,455 Commercial , financial, & agricultural 553 - 553 433 21,839 22,825 Consumer & other 8 - 8 - 4,069 4,077 Total loans $ 701 $ - $ 701 $ 648 $ 120,365 $ 121,714 The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2018: Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ 88 $ - $ 88 $ 463 $ 58,349 $ 58,812 Other commercial real estate 755 - 755 5,018 424,166 429,184 Total commercial real estate 843 - 843 5,481 482,515 487,996 Residential real estate 6,882 - 6,882 2,734 182,843 185,577 Commercial , financial, & agricultural 399 - 399 1,050 65,081 66,131 Consumer & other 110 - 110 217 23,218 23,435 Total loans $ 8,234 $ - $ 8,234 $ 9,482 $ 753,657 $ 763,139 The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2018: Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ - $ - $ - $ - $ 1,498 $ 1,498 Other commercial real estate - - - - 6,777 6,777 Total commercial real estate - - - - 8,275 8,275 Residential real estate - - - - 2,015 2,015 Commercial , financial, & agricultural - - - - 8,035 8,035 Consumer & other - - - - 62 62 Total loans $ - $ - $ - $ - $ 18,387 $ 18,387 The following table details impaired loan data, including purchased credit impaired loans, as of December 31, 2019: Unpaid Contractual Average Principal Recorded Related Recorded (dollars in thousands) Balance investment allowance Investment With No Related Allowance Recorded Construction, land & land development $ 67 $ 67 $ - 168 Commercial real estate 12,455 11,639 - 13,924 Residential real estate 2,706 2,711 - 3,693 Commercial, financial & agricultural 257 257 - 910 Consumer & other - - - 123 Total Impaired Loans with no Allowance 15,485 14,674 - 18,818 With An Allowance Recorded Construction, land & land development - - - 80 Commercial real estate 6,379 6,385 1,939 3,898 Residential real estate 757 760 137 367 Commercial, financial & agricultural 2,189 1,989 1,073 722 Consumer & other - - - - Total Impaired Loans with Allowance 9,325 9,134 3,149 5,067 Purchased Credit Impaired Loans Construction, land & land development 65 65 - 80 Commercial real estate 34 34 - 35 Residential real estate 11 11 6 24 Commercial, financial & agricultural 37 37 - 47 Consumer & other - - - - Total Purchased Credit Impaired Loans 147 147 6 186 Total Construction, land & land development 132 132 - 328 Commercial real estate 18,868 18,058 1,939 17,857 Residential real estate 3,474 3,482 143 4,084 Commercial, financial & agricultural 2,483 2,283 1,073 1,679 Consumer & other - - - 123 $ 24,957 $ 23,955 $ 3,155 $ 24,071 Interest income recorded on impaired loans during the year ended December 31, 2019 $175,000 $221,000 December 31, 2019. The following table details impaired loan data as of December 31, 2018. no December 31, 2018. Unpaid Contractual Average Principal Recorded Related Recorded (dollars in thousands) Balance Investment Allowance Investment With No Related Allowance Recorded Construction, land & land development $ 132 $ 132 $ - $ 69 Commercial real estate 14,218 14,216 - 12,401 Residential real estate 4,214 4,130 - 4,067 Commercial, financial & agricultural 1,029 1,008 - 909 Consumer & other 217 217 - 198 19,810 19,703 - 17,644 With An Allowance Recorded Construction, land & land development 399 399 39 466 Commercial real estate 4,055 4,055 1,312 5,489 Residential real estate 274 274 61 98 Commercial, financial & agricultural 42 42 6 8 Consumer & other - - - - 4,770 4,770 1,418 6,061 Total Construction, land & land development 531 531 39 535 Commercial real estate 18,273 18,271 1,312 17,890 Residential real estate 4,488 4,404 61 4,165 Commercial, financial & agricultural 1,071 1,050 6 917 Consumer & other 217 217 - 198 $ 24,580 $ 24,473 $ 1,418 $ 23,705 Interest income recorded on impaired loans during the year ended December 31, 2018 $320,000, $226,000 December 31, 2018. Troubled Debt Restructurings (TDRs) are troubled loans on which the original terms of the loan have been modified in favor of the borrower due to deterioration in the borrower’s financial condition. Each potential loan modification is reviewed individually and the terms of the loan are modified to meet the borrower’s specific circumstances at a point in time. Not ● Interest rate reductions - Occur when the stated interest rate is reduced to a nonmarket rate or a rate the borrower would not ● Amortization or maturity date changes - Result when the amortization period of the loan is extended beyond what is considered a normal amortization period for loans of similar type with similar collateral. ● Principal reductions - These are often the result of commercial real estate loan workouts where two no no As discussed in Note 1, no December 31, 2019. no 2019. one $402,000 2018. Loans modified in a troubled debt restructuring are considered to be in default once the loan becomes 90 may six not During 2019, one $859,000 2018, one $131,000

Note 5 - Allowance for Loan Los

Note 5 - Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	NOTE 5 . ALLOWANCE FOR LOAN LOSSES The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2019. one not may (dollars in thousands) Construction, land and land development Other commercial real estate Residential real estate Commercial, financial, & agricultural Consumer and other Total Twelve months ended December 31, 2019 Beginning balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Charge-offs (29) (119) (758) (403) (784) (2,093) Recoveries 82 218 174 36 65 575 Provision 31 (1,442) 383 1,406 726 1,104 Ending balance $ 215 $ 3,908 $ 980 $ 1,657 $ 103 $ 6,863 Period-end amount allocated to: Individually evaluated for impairment - 1,939 137 1,073 - 3,149 Collectively evaluated for impairment 215 1,969 837 584 103 3,708 Purchase credit impaired - - 6 - - 6 Ending balance $ 215 $ 3,908 $ 980 $ 1,657 $ 103 $ 6,863 Loans: Loans individually evaluated for impairment 67 18,024 3,471 2,246 - 23,808 Loans collectively evaluated for impairment 95,965 522,181 191,314 112,077 23,322 944,859 Purchased credit impaired 65 34 11 37 - 147 Ending balance $ 96,097 $ 540,239 $ 194,796 $ 114,360 $ 23,322 $ 968,814 The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2018. one not may (dollars in thousands) Construction, land and land development Other commercial real estate Residential real estate Commercial, financial, & agricultural Consumer and other Total Twelve months ended December 31, 2018 Beginning balance $ 1,216 $ 4,653 $ 968 $ 633 $ 37 $ 7,507 Charge-offs - (257) (162) (246) (300) (965) Recoveries 155 52 91 161 75 534 Provision (1,240) 803 284 70 284 201 Ending balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Period-end amount allocated to: Individually evaluated for impairment 39 1,312 61 6 - 1,418 Collectively evaluated for impairment 92 3,939 1,120 612 96 5,859 Ending balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Loans: Loans individually evaluated for impairment 531 18,271 4,404 1,050 217 24,473 Loans collectively evaluated for impairment 59,779 417,690 183,188 73,116 23,280 757,053 Ending balance $ 60,310 $ 435,961 $ 187,592 $ 74,166 $ 23,497 $ 781,526

Note 6 - Premises and Equipment

Note 6 - Premises and Equipment	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Property, Plant and Equipment Disclosure [Text Block]	NOTE 6 . Premises and Equipment Premises and equipment are comprised of the following as of December 31: (dollars in thousands) 2019 2018 Land $ 10,914 $ 10,935 Building 30,518 26,545 Furniture, fixtures and equipment 13,690 12,782 Leasehold improvements 809 697 Construction in progress 117 581 Total cost 56,048 51,540 Accumulated depreciation (23,566) (22,709) Total premises and equipment $ 32,482 $ 28,831 Depreciation charged to operations totaled $2.1 2019 $1.8 2018.

Note 7 - Other Real Estate Owne

Note 7 - Other Real Estate Owned	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Real Estate Owned [Text Block]	NOTE 7 . Other Real Estate Owned The following is a summary of the activity in other real estate owned during the years ended December 31, 2019 2018: (dollars in thousands) 2019 2018 Balance, Beginning of Year $ 1,841 $ 4,256 Loans transferred to other real estate 1,009 792 Acquired in acquisitions 243 - Sales proceeds (2,553) (2,949) Transfer to premises and equipment - (300) Net gain/(loss) on sale and writedowns 780 42 Ending balance $ 1,320 $ 1,841

Note 8 - Goodwill and Intangibl

Note 8 - Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Intangible Assets Disclosure [Text Block]	NOTE 8 . GOODWILL AND Intangible Assets The following is an analysis of the core deposit intangible activity for the years ended December 31: 2019 2018 (dollars in thousands) Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortizable intangible assets: Core deposit intangible $ 4,716 $ 1,660 $ 1,616 $ 1,060 Total 4,716 1,660 1,616 1,060 Unamortizable intangible assets: Goodwill $ 16,477 $ 202 Activity related to transactions since January 1, 2018 ( 1 In connection with the October 22, 2018 $560,000 $202,000 ( 2 In connection with the LBC Bancshares, Inc. acquisition on May 1, 2019, $3.1 $15.7 ( 3 In connection with the May 1, 2019 $541,000 Amortization expense related to the core deposit intangible was $600,000 $48,000 December 31, 2019 2018, December 31, 2019 Amount (dollars in thousands) 2020 $ 776 2021 665 2022 554 2023 444 2024 333 Thereafter 284 Total $ 3,056

Note 9 - Income Taxes

Note 9 - Income Taxes	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Income Tax Disclosure [Text Block]	NOTE 9 . Income Taxes The income tax expense in the consolidated statements of income for the years ended December 31, 2019 2018 (dollars in thousands) 2019 2018 Current federal expense $ 1,881 $ 2,727 Deferred federal expense 517 273 Federal income tax expense 2,398 3,000 Current state income tax expense - - Federal and state income tax expense $ 2,398 $ 3,000 The Company's income tax expense differs from amounts computed by applying the federal statutory rates to income before income taxes. A reconciliation of the differences for the years ended December 31, 2019 2018 (dollars in thousands) 2019 2018 Tax at federal income tax rate $ 2,648 $ 3,133 Change resulting from: Tax-exempt interest (130) (57) Income in cash value of bank owned life insurance (113) (97) Nondeductible merger expenses 39 9 Other (46) 12 Provision for income taxes $ 2,398 $ 3,000 The components of deferred income taxes for the years ended December 31, 2019 2018 2019 2018 (dollars in thousands) Deferred Tax Assets Allowance for loan losses $ 1,624 $ 1,528 Other real estate 115 184 Deferred compensation 163 148 Core deposit intangible - 1 Unrealized loss on securities available for sale - 2,177 Goodwill 33 48 Restricted stock 9 2 Purchase accounting adjustments 633 - Other 401 411 Nonaccrual interest 2 2 Gross deferred tax assets 2,980 4,501 Deferred Tax Liabilities Premises and equipment 839 1,023 Unrealized gain on securities available for sale 96 - Core deposit intangible 533 - Other 7 6 Gross deferred tax liabilities 1,475 1,029 Net deferred tax assets $ 1,505 $ 3,472

Note 10 - Deposits

Note 10 - Deposits	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Deposit Liabilities Disclosures [Text Block]	NOTE 10 . DEPOSITS The aggregate amount of overdrawn deposit accounts reclassified as loan balances totale d $718,000 $4 76,000 December 31, 2019 2018, Components of interest-bearing deposits as of December 31 2019 2018 (dollars in thousands) Interest-bearing demand $ 624,658 $ 471,795 Savings 88,970 79,453 Time, $250,000 and over 55,677 53,881 Other time 291,802 287,149 Total interest-bearing deposits $ 1,061,107 $ 892,278 At December 31, 2019 2018, $2.0 $5.0 $250,000 $55.7 $53.9 December 31, 2019 2018, As of December 31, 2019, (dollars in thousands) Year Ending December 31 Amount 2020 $ 246,342 2021 52,165 2022 34,903 2023 9,555 2024 4,147 Thereafter 367 Total time deposits $ 347,479

Note 11 - Other Borrowed Money

Note 11 - Other Borrowed Money	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 11 . OTHER BORROWED MONEY The following table presents information regarding the Company’s outstanding borrowings at December 31, 2019: (dollars in thousands) Description Maturity Date Amount Interest Rate FHLB Advances March 23, 2020 $ 2,500 2.17 % FHLB Advances June 1, 2020 1,000 1.65 % FHLB Advances August 15, 2022 18,000 2.69 % FHLB Advances February 3, 2023 3,000 3.51 % FHLB Advances August 15, 2025 4,500 2.62 % FHLB Advances August 24, 2026 3,000 1.27 % FHLB Advances March 21, 2028 5,000 2.67 % FHLB Advances July 30, 2029 10,000 1.01 % Term Note May 24, 2025 9,250 4.70 % Revolving Credit May 21, 2021 5,313 5.15 % Total other borrowings $ 61,563 Weighted average rate 2.86 % The following table presents information regarding the Company’s outstanding borrowings at December 31, 2018: (dollars in thousands) Description Maturity Date Amount Interest Rate FHLB Advances November 19, 2019 $ 5,000 1.77 % FHLB Advances March 23, 2020 2,500 2.17 % FHLB Advances August 15, 2022 18,000 2.69 % FHLB Advances February 3, 2023 3,000 3.51 % FHLB Advances August 23, 2023 3,000 0.98 % FHLB Advances August 15, 2025 4,500 2.62 % FHLB Advances August 24, 2026 3,000 1.27 % FHLB Advances March 21, 2028 5,000 2.67 % Total other borrowings $ 44,000 Weighted average rate 2.39 % As collateral on the outstanding FHLB advances, the Company has provided a blanket lien on its portfolio of qualifying residential first December 31, 2019 2018, $111.6 $108.6 December 31, 2019, $321.4 December 31, 2018, $252.1 may At December 31, 2019 2018, $55.0 $43.5 none December 31, 2019 2018. The Company has the ability to borrow funds from the Federal Reserve Bank (FRB) of Atlanta utilizing the discount window. The discount window is an instrument of monetary policy that allows eligible institutions to borrow money from the FRB on a short-term basis to meet temporary liquidity shortages caused by internal or external disruptions. At December 31, 2019, no On May 1, 2019, $10.0 May 1, 2024, 4.70 December 31, 2019, $9.3 On May 1, 2019, $10.0 May 1, 2021, 0.40 $5.3 December 31, 2019, $5.3

Note 12 - Subordinated Debentur

Note 12 - Subordinated Debentures (Trust Preferred Securities)	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Subordinated Borrowings Disclosure [Text Block]	NOTE 12 . Subordinated Debentures (Trust Preferred Securities) The following table presents the information regarding the Company's subordinated debentures at December 31, 2019: 3-Month Total Libor Added Interest 5-Year Description Date Amount Rate Points Rate Maturity Call Option (dollars in thousands) Colony Bankcorp Statutory Trust III 6/17/2004 $ 4,640 1.89963% 2.68% 4.57963% 6/14/2034 6/17/2009 Colony Bankcorp Capital Trust I 4/13/2006 5,155 1.94463% 1.50% 3.44463% 4/13/2036 4/13/2011 Colony Bankcorp Capital Trust II 3/12/2007 9,279 1.96050% 1.65% 3.61050% 3/12/2037 3/12/2012 Colony Bankcorp Capital Trust III 9/14/2007 5,155 1.93550% 1.40% 3.33550% 9/14/2037 9/14/2012 The Trust Preferred Securities are recorded as subordinated debentures on the consolidated balance sheets, and subject to certain limitations, qualify as Tier 1

Note 13 - Leases

Note 13 - Leases	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	NOTE 13 . LEASES A lease is defined as a contract, or part of a contract, that conveys the right to control the use of identified property, plant or equipment for a period of time in exchange for consideration. On January 1, 2019, No. 2016 02 842” 842 Substantially all of the leases in which the Company is the lessee are comprised of real estate for branches and office space with terms extending through 2027. not 842, The following table represents the consolidated balance sheet classification of the Company’s ROU assets and liabilities. The Company elected not twelve (dollars in thousands) Classification December 31, 2019 Assets Operating lease right-of-use assets Other assets $ 572 Liabilities Operating lease liabilities Other liabilities $ 547 The calculated amount of the ROU assets and lease liabilities in the table above are impacted by the length of the lease term and the discount rate used to present value the minimum lease payments. The Company’s lease agreements often include one 842 January 1, 2019, January 1, 2019 For 2019, 152,000 840, $443,000 2018. As of December 31, 2019, 5.35 2.06%. The following table represents the future maturities of the Company’s operating lease liabilities and other lease information. (dollars in thousands) Year Lease Liability 2020 $ 186 2021 110 2022 73 2023 45 2024 45 Thereafter 128 Total Lease Payments 587 Less: Interest (40) Present Value of Lease Liabilities $ 547 Supplemental Lease Information: (dollars in thousands) December 31, 2019 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases (cash payments) $ 151 Operating cash flows from operating leases (lease liability reduction) $ 138 Operating lease right-of-use assets obtained in exchange for leases entered into during the period $ 676

Note 14 - Preferred Stock and W

Note 14 - Preferred Stock and Warrant	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Preferred Stock And Warrants [Text Block]	NOTE 14 . Preferred Stock and WarrantS The Company redeemed 9,360 March 31, 2017. 8,661 $1,000 2016. 9,979 $1,000 2015. no 500,000 June 5, 2018, $3,175,000. 2009 2013. no December 31, 2019 2018.

Note 15 - Employee Benefit Plan

Note 15 - Employee Benefit Plan	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Compensation and Employee Benefit Plans [Text Block]	NOTE 15 . Employee Benefit Plan The Company offers a defined contribution 401 may six 2019 2018, $674,000 $710,000

Note 16 - Commitments and Conti

Note 16 - Commitments and Contingencies	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	NOTE 16 . Commitments and Contingencies Credit-Related Financial Instruments. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for on-balance sheet instruments. At December 31, 2019 2018, Contract Amount 2019 2018 (dollars in thousands) Commitments to extend credit $ 102,890 $ 98,736 Standby letters of credit 1,576 1,525 Commitments to extend credit are agreements to lend to a customer as long as there is no may may not Unfunded commitments under commercial lines of credit, revolving credit lines and overdraft protection agreements are commitments for possible future extensions of credit to existing customers. These lines of credit are uncollateralized and usually do not may not Standby and performance letters of credit are conditional lending commitments issued by the Company to guarantee the performance of a customer to a third one Legal Contingencies. not,

Note 17 - Deferred Compensation

Note 17 - Deferred Compensation Plan	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Deferred Compensation Plan [Text Block]	NOTE 17 . Deferred Compensation Plan Colony Bank, the wholly-owned subsidiary, has deferred compensation plans covering certain former directors and certain officers choosing to participate through individual deferred compensation contracts. In accordance with terms of the contracts, the Bank is committed to pay the participant’s deferred compensation over a specified number of years, beginning at age 65. 65, first Liabilities accrued under the plans totaled $774,000 $707,000 December 31, 2019 2018, $82,000 2019 $108,000 2018. Provisions charged to operations totaled $63,000 2019 $52,000 2018. The Company has purchased life insurance policies on the plans’ participants and uses the cash flow from these policies to partially fund the plan. Fee income recognized with these plans totaled $190,525 2019 $135,000 2018.

Note 18 - Related Party Transac

Note 18 - Related Party Transactions	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Related Party Transactions Disclosure [Text Block]	NOTE 18. The following table reflects the activity and aggregate balance of direct and indirect loans to directors, executive officers or principal holders of equity securities of the Company. All such loans were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons and do not (dollars in thousands) 2019 2018 Balance, Beginning $ 692 $ 745 New loans 4,777 114 Repayments (3,855) (167) Transactions due to changes in directors 4,793 - Balance, Ending $ 6,407 $ 692

Note 19 - Fair Value of Financi

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Fair Value Disclosures [Text Block]	NOTE 19 . Fair Value of Financial Instruments and Fair Value Measurements Generally accepted accounting standards in the U.S. require disclosure of fair value information about financial instruments, whether or not not Generally accepted accounting principles related to Fair Value Measurements define fair value, establish a framework for measuring fair value, establish a three three • Level 1 • Level 2 inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument. • Level 3 assumptions that market participants would use in pricing the assets or liabilities. The following disclosures should not Cash and short-term i nvestments 1. Investment s ecurities 1. not 2. not 3. Federal Home Loan Bank s tock 1. Loans held for sale third 2 Loans 2, 3. Deposit l iabilities 1. 2. Subordinated d ebentures – 2. Other borrowed m oney 2 Disclosures of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not The carrying amount, estimated fair values, and placement in the fair value hierarchy of the Company’s financial instruments are as follows: (dollars in thousands) Carrying Estimated Level Amount Fair Value 1 2 3 December 31, 2019 Assets Cash and short-term investments $ 104,092 $ 104,092 $ 104,092 $ - $ - Investment securities available for sale 347,332 347,332 - 345,310 2,022 Federal Home Loan Bank stock 4,288 4,288 - 4,288 - Loans held for sale 10,076 10,076 - 10,076 - Loans, net 961,696 938,475 - - 938,475 Liabilities Deposits 1,293,742 1,294,506 - 1,294,506 - Subordinated debentures 24,229 24,229 - 24,229 - Other borrowed money 61,563 60,585 - 60,585 - December 31, 2018 Assets Cash and short-term investments $ 60,156 $ 60,156 $ 60,156 $ - $ - Investment securities available for sale 353,066 353,066 - 351,057 2,009 Federal Home Loan Bank stock 2,978 2,978 - 2,978 - Loans, net 774,249 769,809 - - 769,809 Liabilities Deposits 1,085,125 1,086,503 - 1,086,503 - Subordinated debentures 24,229 24,229 - 24,229 - Other borrowed money 44,000 44,032 - 44,032 - Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument. These estimates do not one no Fair value estimates are based on existing on- and off-balance sheet financial instruments without attempting to estimate the value of anticipated future business and the value of assets and liabilities that are not not not Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring and nonrecurring basis, as well as the general classification of such instruments pursuant to the valuation hierarchy: Assets Securities 1 1 not 2 3 Impaired Loans third 3 Other Real Estate third may third 10 3 Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis - December 31, 2019 2018, December 31, 2019 2018. (dollars in thousands) Fair Value Measurements at Reporting Date Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2019 Recurring Securities available for sale State, county and municipal securities $ 5,115 $ - $ 5,115 $ - Corporate debt securities 2,806 - 784 2,022 Mortgage-backed securities 339,411 - 339,411 - Total available for sale securities $ 347,332 $ - $ 345,310 $ 2,022 Nonrecurring Impaired loans $ 5,985 $ - $ - $ 5,985 Other real estate $ 1,320 $ - $ - $ 1,320 December 31, 2018 Recurring Securities available for sale State, county and municipal securities $ 3,989 $ - $ 3,989 $ - Corporate debt securities 2,872 - 863 2,009 Mortgage-backed securities 346,205 - 346,205 - Total available for sale securities $ 353,066 $ - $ 351,057 $ 2,009 Nonrecurring Impaired loans $ 3,352 $ - $ - $ 3,352 Other real estate $ 1,841 $ - $ - $ 1,841 The Company did not Fair Value Measurements Using Significant Unobservable Inputs (Level 3 The following tables present quantitative information about the significant unobservable inputs used in the fair value measurements for assets in level 3 December 31, 2019 2018. Valuation Unobservable Range (dollars in thousands) December 31, 2019 Techniques Inputs Weighted Avg Impaired Loans $ 5,985 Appraised Value Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0% - 20% Other Real Estate $ 1,320 Appraised Value/ Comparable Sales Discounts to reflect current market conditions and estimated costs to sell 0% - 20% Valuation Unobservable Range December 31, 2018 Techniques Inputs Weighted Avg Impaired Loans $ 3,352 Appraised Value Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0% - 20% Other Real Estate $ 1,841 Appraised Value/ Comparable Sales Discounts to reflect current market conditions and estimated costs to sell 0% - 20% The following table presents a reconciliation and statement of income classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (level 3 December 31, 2019 2018: Available for Sale Securities (dollars in thousands) 2019 2018 Beginning balance $ 2,009 $ 2,068 Sales - - Paydowns - - Accretion (amortization) of discounts and premiums (18) (18) Unrealized gains (loss) included in other comprehensive income (loss) 31 (41) Ending balance $ 2,022 $ 2,009 The Company’s policy is to recognize transfers in and transfers out of levels 1, 2 3 no 1 2 3 December 31, 2019 2018. The following table presents quantitative information about recurring level 3 December 31, 2019 2018: December 31, 2019 (dollars in thousands) Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Avg) Corporate debt securities $ 2,022 Discounted Cash Flow Discount Rate or Yield N/A* December 31, 2018 Valuation Unobservable Range (dollars in thousands) Fair Value Techniques Inputs (Weighted Avg) Corporate debt securities $ 2,009 Discounted Cash Flow Discount Rate or Yield N/A* * The Company relies on a third third not

Note 20 - Regulatory Capital Ma

Note 20 - Regulatory Capital Matters	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Regulatory Capital Requirements under Banking Regulations [Text Block]	NOTE 20 . Regulatory Capital Matters The amount of dividends payable to the parent company from the subsidiary bank is limited by various banking regulatory agencies. Upon approval by regulatory authorities, the Bank may The Company is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Company’s consolidated financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company must meet specific capital guidelines that involve quantitative measures of the Company’s assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The Company’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Company to maintain minimum amounts and ratios of total and Tier I capital to risk-weighted assets, and of Tier I capital to average assets. As of December 31, 2019, 1 December 31, 2019, no The Basel III rules also require the implementation of a new capital conservation buffer comprised of common equity Tier 1 January 1, 2016 0.625 0.625 2.5 January 1, 2019. The following table summarizes regulatory capital information as of December 31, 2019 December 31, 2018 December 31, 2019 2018 To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 Total Capital to Risk-Weighted Assets Consolidated $ 140,973 13.17 % $ 85,661 8.00 % N/A N/A Colony Bank 151,444 14.19 85,407 8.00 106,758 10.00 % Tier I Capital to Risk-Weighted Assets Consolidated 134,110 12.52 64,246 6.00 N/A N/A Colony Bank 144,581 13.54 64,055 6.00 85,407 8.00 Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 110,610 10.33 48,185 4.50 N/A N/A Colony Bank 144,581 13.54 48,041 4.50 69,393 6.50 Tier I Capital to Average Assets Consolidated 134,110 8.92 60,141 4.00 N/A N/A Colony Bank 144,581 9.77 59,977 4.00 74,972 5.00 As of December 31, 2018 Total Capital to Risk-Weighted Assets Consolidated $ 133,900 15.86 % $ 67,527 8.00 % N/A N/A Colony Bank 131,723 15.63 67,418 8.00 84,272 10.00 % Tier I Capital to Risk-Weighted Assets Consolidated 126,623 15.00 50,645 6.00 N/A N/A Colony Bank 124,446 14.77 50,563 6.00 67,418 8.00 Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 103,123 12.22 37,984 4.50 N/A N/A Colony Bank 124,446 14.77 37,923 4.50 54,777 6.50 Tier I Capital to Average Assets Consolidated 126,623 10.24 49,478 4.00 N/A N/A Colony Bank 124,446 10.08 49,396 4.00 61,745 5.00 In 2018, $8,300,000 500,000 second 2018 $3.2

Note 21 - Stock-Based Compensat

Note 21 - Stock-Based Compensation	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Share-based Payment Arrangement [Text Block]	NOTE 21 . STOCK-BASED COMPENSATION In August 2018, 5,650 $17.73 July 30, 2019, 2020 2021, no not Compensation expense for restricted stock is based on the market price of the Company stock at the time of the grant and amortized on a straight-line basis over the vesting period. The balance of unearned compensation related to these restricted shares as of December 31, 2019 $52,000 1.58 December 31, 2018 $86,000 2.58 December 31, 2018 2019 $34,000 $14,000,

Note 22 - Financial Information

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only)	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Condensed Financial Information of Parent Company Only Disclosure [Text Block]	NOTE 22 . Financial Information of Colony Bankcorp, Inc. (Parent Only) The parent company’s balance sheets as of December 31, 2019 2018 three COLONY BANKCORP, INC. (PARENT ONLY) BALANCE SHEETS DECEMBER 31 (DOLLARS IN THOUSANDS) 2019 2018 ASSETS Cash $ 2,049 $ 937 Premises and equipment, net 1,171 1,198 Investment in subsidiaries 165,836 117,743 Other 483 236 Total Assets $ 169,539 $ 120,114 LIABILITIES AND STOCKHOLDERS’ EQUITY Liabilities Other borrowed money $ 14,563 $ - Other 241 193 Subordinated debt 24,229 24,229 Total Liabilities $ 39,033 $ 24,422 Stockholders’ Equity Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 and 8,439,258 shares issued and outstanding as of December 31, 2019 and 2018, respectively 9,499 8,445 Paid-in capital 43,667 25,978 Retained earnings 76,978 69,459 Accumulated other comprehensive income (loss), net of tax 362 (8,190 ) Total Stockholder’s Equity 130,506 95,692 Total Liabilities and Stockholders’ Equity $ 169,539 $ 120,114 COLONY BANKCORP, INC. (PARENT ONLY) STATEMENTS OF INCOME FOR THE YEARS ENDED DECEMBER 31 (DOLLARS IN THOUSANDS) 2019 2018 Income Dividends from subsidiaries $ 6,731 $ 8,329 Management fees 750 601 Other 18 106 Total income 7,499 9,036 Expenses Interest 1,541 972 Salaries and employee benefits 1,097 1,084 Other 1,262 691 Total expenses 3,899 2,747 Income before income taxes and equity in undistributed earnings of subsidiaries 3,600 6,289 Income tax benefit 639 422 Income before equity in undistributed earnings of subsidiaries 4,239 6,711 Equity in undistributed earnings of subsidiaries 5,972 5,206 Net income $ 10,211 $ 11,917 COLONY BANKCORP, INC. (PARENT ONLY) STATEMENTS OF CASH FLOWS FOR THE YEARS ENDED DECEMBER 31 (DOLLARS IN THOUSANDS) 2019 2018 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 10,211 $ 11,917 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 81 85 Share-based compensation expense 34 14 Equity in undistributed earnings of subsidiaries (5,972) (5,206) Change in interest payable 21 3 Other 1,065 (240) Net cash provided by operating activities 5,440 6,573 CASH FLOWS FROM INVESTING ACTIVITIES Purchase of premises and equipment (54) (183) Net cash and cash equivalents paid in acquisition (16,145) - Net cash (used in) provided by investing activities (16,199) (183) CASH FLOWS FROM FINANCING ACTIVITIES Net increase (decrease) in other borrowed money 14,563 (1,500) Dividends paid for common stock (2,692) (1,688) Repurchase of warrants - (3,175) Net cash (used in) provided by financing activities 11,871 (6,363) Net increase (decrease) in cash and cash equivalents 1,112 27 Cash and cash equivalents at beginning of period 937 910 Cash and cash equivalents at end of period $ 2,049 $ 937

Note 23 - Earnings Per Share

Note 23 - Earnings Per Share	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2 3 . Earnings Per Share The following table presents earnings per share for the years ended December 31, 2019 2018: 2019 2018 (dollars in thousands, except per share amounts) Numerator Net income available to common stockholders $ 10,211 $ 11,917 Denominator Weighted average number of common shares outstanding for basic earnings per common share 9,129,705 8,439,454 Dilutive effect of potential common stock Restricted stock - - Stock warrants - 99,154 Weighted average number of common shares outstanding for diluted earnings per common share 9,129,705 8,538,608 Earnings per share - basic $ 1.12 $ 1.41 Earnings per share - diluted $ 1.12 $ 1.40

Note 24 - Accumulated Other Com

Note 24 - Accumulated Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	NOTE 2 4 . Accumulated Other Comprehensive Income (Loss) Changes in accumulated other comprehensive income (loss) for unrealized gains and losses securities available for sale for the years ended December 31, 2019 2018 (dollars in thousands) 2019 2018 Beginning Balance $ (8,190) $ (6,492) Other comprehensive loss before reclassification 8,629 (1,606) Amounts reclassified from accumulated other comprehensive income (77) (92) Net current period other comprehensive income (loss) 8,552 (1,698) Ending Balance $ 362 $ (8,190)

Note 25 - Segment Information

Note 25 - Segment Information	12 Months Ended
	Dec. 31, 2019
Notes to Financial Statements
Segment Reporting Disclosure [Text Block]	NOTE 25 . SEGMENT INFORMATION The Company’s operating segments include banking, mortgage banking and small business specialty lending division. The reportable segments are determined by the products and services offered, and internal reporting. The Bank segment derives its revenues from the delivery of full-service financial services, including retail and commercial banking services and deposit accounts. The Mortgage Banking segment derives its revenues from the origination and sales of residential mortgage loans held for sale. The Small Business Specialty Lending Division segment derives its revenue from the origination, sales and servicing of Small Business Administration loans and other government guaranteed loans. Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. The following tables present information reported internally for performance assessment as of December 31, 2019 2018: December 31, 2019 (dollars in thousands) Bank Mortgage Small Business Specialty Lending Division Holding Company Totals Net Interest Income $ 49,162 $ 164 $ - $ (1,481) $ 47,845 Provision for Loan Losses 1,104 - - - 1,104 Noninterest Income 11,224 3,139 - 399 14,762 Noninterest Expenses 42,786 3,257 1,213 1,638 48,894 Income Taxes 3,279 10 (254) (637) 2,398 Net income/(loss) $ 13,217 $ 36 $ (959) $ (2,083) $ 10,211 Total assets $ 1,499,347 $ 11,624 $ 405 $ 3,937 $ 1,515,313 December 31, 2018 (dollars in thousands) Bank Mortgage Banking Small Business Specialty Lending Division Holding Company Totals Net Interest Income $ 41,194 $ - $ - $ (927) $ 40,797 Provision for Loan Losses 165 - - - 201 Noninterest Income 9,614 - - - 9,621 Noninterest Expenses 33,770 - - 1,084 35,300 Income Taxes 3,411 - - (422) 3,000 Net income/(loss) $ 13,462 $ - $ - $ (1,589) $ 11,917 Total assets $ 1,249,173 $ - $ - $ 2,705 $ 1,251,878

Significant Accounting Policies

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Nature of Operations [Policy Text Block]	Nature of Business Colony Bankcorp, Inc. and subsidiaries (the “Company”) is a financial holding company headquartered in Fitzgerald, Georgia, whose primary business is presently conducted by Colony Bank, its wholly owned banking subsidiary (the “Bank”). Through the Bank, the Company offers a broad range of retail and commercial banking services to its customers concentrated in central, south and coastal Georgia. The Bank also engages in mortgage banking and SBA lending, and, as such originates, acquires, sells and services one four
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation and Accounting Estimates The consolidated financial statements include the accounts of the Company and Colony Bank. All significant intercompany transactions and balances have been eliminated in consolidation. In preparing the consolidated financial statements in conformity with generally accepted accounting principles in the United States, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.
Business Combinations Policy [Policy Text Block]	Acquisition Accounting Acquisitions are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their estimated fair values as of the purchase date. Any identifiable intangible assets are also recorded at fair value. When the consideration given is less than the fair value of the net assets received, the acquisition results in a “bargain purchase gain”. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. Fair values are subject to refinement for up to one All identifiable intangible assets that are acquired in a business combination are recognized at fair value on the acquisition date. Identifiable intangible assets are recognized separately if they arise from contractual or other legal rights or if they are separable (i.e., capable of being sold, transferred, licensed, rented, or exchanged separately from the entity). Purchased loans acquired in a business combination are recorded at estimated fair value on their purchase date and carryover of the seller's related allowance for loan losses is prohibited. When the loans have evidence of credit deterioration since origination and it is probable at the date of acquisition that the Company will not no
Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block]	Transfer of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not
Cash and Cash Equivalents, Policy [Policy Text Block]	Cash and Cash Equivalents For purposes of reporting cash flow, cash and cash equivalents include cash on hand, cash items in process of collection, amounts due from banks, interest-bearing deposits in banks and federal funds sold. The bank is required to maintain reserve balances in cash or on deposit with the Federal Reserve Bank. The reserve requirement as of December 31, 2019 2018 $2.7 $1.9
Investment, Policy [Policy Text Block]	In vestment Securities The Company classifies its investment securities in one three December 31, 2019 2018, Trading securities are carried at fair value. Unrealized gains and losses on trading securities are recorded in earnings as a component of other noninterest income. Held to maturity securities are recorded initially at cost and subsequently adjusted for paydowns and amortization of purchase premium or accretion of purchase discount. Available for sale securities are carried at fair value. Unrealized holding gains and losses, net of the related deferred tax effect, on available for sale securities are excluded from earnings and are reported in other comprehensive income as a separate component of shareholders’ equity until realized. Transfers of securities between categories are recorded at fair value at the date of transfer. Unrealized holding gains or losses associated with transfers of securities from held to maturity to available for sale are recorded as a separate component of shareholders’ equity. These unrealized holding gains or losses are amortized into income over the remaining life of the security as an adjustment to the yield in a manner consistent with the amortization or accretion of the original purchase premium or discount on the associated security. The amortization of premiums and accretion of discounts are recognized in interest income using methods approximating the interest method over the expected life of the securities. Realized gains and losses, determined on the basis of the cost of specific securities sold, are included in earnings on the trade date. A decline in the market value of any available for sale or held to maturity investment below cost that is deemed other than temporary establishes a new cost basis for the security. Other than temporary impairment deemed to be credit related is charged to earnings. Other than temporary impairment attributed to non-credit related factors is recognized in other comprehensive income. In determining whether other-than-temporary impairment losses exist, management considers (i) the length of time and the extent to which the fair value has been less than cost, (ii) the financial condition and near-term prospects of the issuer or underlying collateral of the security and (iii) the Company’s intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.
Investment in Federal Home Bank Stock [Policy Text Block]	Other Investments Other investments include Federal Home Loan Bank (“FHLB”) stock. These investments do not
Policy Loans Receivable, Policy [Policy Text Block]	Loans Loans are reported at their outstanding principal balances less unearned income, net of deferred fees and origination costs. Interest income is accrued on the outstanding principal balance. For all classes of loans, the accrual of interest on loans is discontinued when, in management’s opinion, the borrower may 90 not
Troubled Debt Restructuring [Policy Text Block]	Loans Modified in a Troubled Debt Restructuring (TDR) Loans are considered to have been modified in a TDR when, due to a borrower’s financial difficulty, the Company makes certain concessions to the borrower that it would not may six may
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]	Allowance for Loan Losses The allowance for loan losses is established as losses are estimated to have occurred through a provision for loan losses charged to earnings. Loan losses are charged against the allowance when management believes the loan balance to be uncollectable. Subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is evaluated on a regular basis by management and is based upon management’s periodic review of the collectability of the loans in light of historical experience, the nature and volume of the loan portfolio, adverse situations that may The allowance consists of specific, historical and general components. The specific component relates to loans that are classified as either doubtful, substandard or special mention. For such loans that are also classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan are lower than the carrying value of that loan. The historical component covers nonclassified loans and is based on historical loss experience adjusted for qualitative factors. A general component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The general component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and historical losses in the portfolio. General valuation allowances are based on internal and external qualitative risk factors such as ( 1 2 3 4 5 6 7 8 9 Loans identified as losses by management, internal loan review and/or Bank examiners are charged off. A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not A significant portion of the Company’s impaired loans are deemed to be collateral dependent. Management therefore measures impairment on these loans based on the fair value of the collateral. Collateral values are determined based on appraisals performed by qualified licensed appraisers hired by the Company . The decision whether to obtain an external third may third may 10 may not may Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are typically significant and result in a level 3 The restructuring of a loan is considered a “troubled debt restructuring” if both (i) the borrower is experiencing financial difficulties and (ii) the Company has granted a concession. Concessions may no six six may none not not
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]	Loan Commitments and Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Property, Plant and Equipment, Policy [Policy Text Block]	Premises and Equipment Land is carried at cost. Other premises and equipment are carried at cost, less accumulated depreciation computed on the straight-line method over the estimated useful lives of the assets. In general, estimated lives for buildings are up to 40 five 10 three five
Goodwill and Intangible Assets, Policy [Policy Text Block]	Goodwill and Intangible Assets Goodwill represents the excess of the cost of businesses acquired over the fair value of the net assets acquired. Goodwill is assigned to reporting units and tested for impairment at least annually, or on an interim basis if an event occurs or circumstances change that would more likely than not Intangible assets consist of core deposit intangibles acquired in connection with a business combination. The core deposit intangible is initially recognized based on an independent valuation performed as of the acquisition date. The core deposit intangible is amortized by the straight-line method over the average remaining life of the acquired customer deposits.
Bank Owned Life Insurance [Policy Text Block]	Cash Value of Bank Owned Life Insurance The Company has purchased life insurance policies on certain officers. The life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]	Other Real Estate Other real estate generally represents real estate acquired through foreclosure and is initially recorded at estimated fair value at the date of acquisition less the cost of disposal. Losses from the acquisition of property in full or partial satisfaction of debt are recorded as loan losses. Properties are evaluated regularly to ensure the recorded amounts are supported by current fair values, and valuation allowances are recorded as necessary to reduce the carrying amount to fair value less estimated cost of disposal. Routine holding costs and gains or losses upon disposition are included in foreclosed property expense.
Income Tax, Policy [Policy Text Block]	Income Taxes The provision for income taxes is based upon income for financial statement purposes, adjusted for nontaxable income and nondeductible expenses. Deferred income taxes have been provided when different accounting methods have been used in determining income for income tax purposes and for financial reporting purposes. Deferred tax assets and liabilities are recognized based on future tax consequences attributable to differences arising from the financial statement carrying values of assets and liabilities and their tax basis. The differences relate primarily to depreciable assets (use of different depreciation methods for financial statement and income tax purposes) and allowance for loan losses (use of the allowance method for financial statement purposes and the direct write-off method for tax purposes). In the event of changes in the tax laws, deferred tax assets and liabilities are adjusted in the period of the enactment of those changes, with effects included in the income tax provision. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not not The Company’s federal and state income tax returns for tax years 2019, 2018, 2017 2016 three The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not not no
Earnings Per Share, Policy [Policy Text Block]	Earnings per Share Basic earnings per share are computed by dividing net income allocated to common shareholders by the weighted-average number of shares of common stock outstanding during the period. Diluted earnings per common share are computed by dividing net income allocated to common shareholders by the sum of the weighted-average number of shares of common stock outstanding and the effect of the issuance of potential common shares that are dilutive. Potential common shares consist of stock warrants and restricted shares for the years ended December 31, 2019 2018,
Comprehensive Income, Policy [Policy Text Block]	Comprehensive Income Accounting principles generally require that recognized revenue, expenses, gains and losses be included in net income. Certain changes in assets and liabilities, such as unrealized gains and losses on securities available for sale, represent equity changes from economic events of the period other than transactions with owners. Such items are considered components of other comprehensive income (loss). Accounting standards codification requires the presentation in the consolidated financial statements of net income and all items of other comprehensive income (loss) as total comprehensive income (loss).
Fair Value of Financial Instruments, Policy [Policy Text Block]	Fair Value Measures Fair values of assets and liabilities are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.
Segment Reporting, Policy [Policy Text Block]	Operating Segments The Company has three one four The Banking, Retail Mortgage and Small Business Specialty Lending Divisions are managed as separate business units because of the different products and services they provide. The Company evaluates performance and allocates resources based on profit or loss from operations. There are no
Reclassification, Policy [Policy Text Block]	Reclassifications Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no
New Accounting Pronouncements, Policy [Policy Text Block]	Accounting Standards Adopted in 2019 ASU 2016 02, 842 may may no December 15, 2018, 2016 02 January 1, 2019 not $483 $483 2019. ASU 2019 07, No. 33 10532, 33 10231 33 10442, not ASU 2017 08, December 15, 2018, January 1, 2019 not Accounting Standards Updates Pending Adoption ASU 2016 13, 326 November 2019, 2019 10 December 15, 2022. In December 2019, No. 2019 12, Income Taxes (Topic 740 not December 15, 2020. not In January 2020, No. 2020 01, 321 323 815 321, 323, 815 December 15, 2020. not

Note 2 - Business Combinations

Note 2 - Business Combinations (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]	( dollars in thousands) Purchase Price Consideration: Cash Consideration $ 10,238 Total purchase price for PFB branch acquisition $ 10,238 Assets acquired at fair value: Cash and cash equivalents $ 195 Loans 20,430 Premises and equipment, net 773 Core deposit intangible 560 Other assets 123 Total fair value of assets acquired $ 22,081 Liabilities assumed at fair value: Deposits $ 12,032 Other liabilities 13 Total fair value of liabilities assumed $ 12,045 Net Assets acquired at fair value: $ 10,036 Amount of goodwill resulting from acquisition $ 202 Purchase Price Consideration (in thousands): Shares of CBAN Common Stock Issued to LBC Shareholders as of May 1, 2019 1,053,875 Market Price of CBAN Common Stock on May 1, 2019 $ 17.75 Estimated Fair Value of CBAN Common Stock Issued 18,706 Cash Consideration Paid 15,315 Total Consideration $ 34,021 Assets acquired at fair value: Cash and Cash Equivalents $ 15,678 Investments Securities Available for Sale 49,172 Investments Securities Held to Maturity 1,766 Restricted Investments 479 Loans 130,568 Premises and Equipment 3,009 Core Deposit Intangible 3,100 Other Real Owned 243 Prepaid and Other Assets 6,143 Total Fair Value of Assets Acquired $ 210,158 Liabilities Assumed at Fair Value: Deposits $ (189,896) FHLB Advances (1,000) Payables and Other Liabilities (975) Total Fair Value of Liabilities Assumed $ (191,871) Net Assets Acquired at Fair Value: $ 18,287 Amount of Goodwill Resulting from Acquisition $ 15,734 (dollars in thousands) Purchase Price Consideration: Cash Consideration Paid $ 833 Total Consideration $ 833 Assets acquired at fair value: Premises and Equipment $ 78 Premium on Loan Commitments 209 Other Assets 5 Total Fair Value of Assets Acquired $ 292 Liabilities Assumed at Fair Value: Total Fair Value of Liabilities Assumed $ - Net Assets Acquired at Fair Value: $ 292 Amount of Goodwill Resulting from Acquisition $ 541
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]	Contractually required principal and interest Cash flows expected to be collected Nonaccretable difference Fair value of acquired loans acquisition date (dollars in thousands) Performing loans acquired $ 20,749 20,749 319 $ 20,430 (dollars in thousands) Contractually Required Principal and Interest $ 695 Non-accretable Difference (519) Cash Flows Expected to be Collected 176 Accretable Yield - Total Purchased Credit-Impaired Loans Acquired $ 176
LBC Bancshares, Inc [Member]
Notes Tables
Schedule of Business Acquisitions by Acquisition, Acquired Loan Data [Table Text Block]	Fair value of acquired loans at acquisition date Contractually required principal and interest payments Nonaccretable difference (dollars in thousands) Acquired receivables subject to ASC 310-30 $ 176 $ 695 $ (519) Acquired receivables not subject to ASC 310-30 $ 130,392 $ 132,381 $ -

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Marketable Securities [Table Text Block]	(dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019 State, county and municipal securities $ 5,133 $ 36 $ (54) $ 5,115 Corporate debt securities 2,811 11 (16) 2,806 Mortgage-backed securities 338,930 2,669 (2,188) 339,411 Total debt securities $ 346,874 $ 2,716 $ (2,258) $ 347,332 (dollars in thousands) Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2018 State, county and municipal securities $ 4,008 $ 18 $ (37) $ 3,989 Corporate debt securities 2,927 - (55) 2,872 Mortgage-backed securities 356,498 303 (10,596) 346,205 Total debt securities $ 363,433 $ 321 $ (10,688) $ 353,066
Schedule of Unrealized Loss on Investments [Table Text Block]	Less Than 12 Months 12 Months or More Total (dollars in thousands) Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses Estimated Fair Value Unrealized Losses December 31, 2019 State, county and municipal securities 3,257 (54) - - 3,257 (54) Corporate debt securities - - 784 (16) 784 (16) Mortgage-backed securities 60,860 (277) 119,110 (1,911) 179,970 (2,188) Total debt securities $ 64,117 $ (331) $ 119,894 $ (1,927) $ 184,011 $ (2,258) December 31, 2018 State, county and municipal securities 612 (3) 1,882 (34) 2,494 (37) Corporate debt securities 2,009 (21) 863 (34) 2,872 (55) Mortgage-backed securities 39,083 (504) 255,747 (10,092) 294,830 (10,596) Total debt securities $ 41,704 $ (528) $ 258,492 $ (10,160) $ 300,196 $ (10,688)
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available for Sale (dollars in thousands) Amortized Cost Fair Value Due in one year or less $ 150 $ 150 Due after one year through five years 3,195 3,215 Due after five years through ten years 723 744 Due after ten years 3,876 3,812 $ 7,944 $ 7,921 Mortgage-backed securities 338,930 339,411 $ 346,874 $ 347,332

Note 4 - Loans (Tables)

Note 4 - Loans (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	December 31, 2019 (dollars in thousands) Legacy Loans Purchased Loans Total Construction, land & land development $ 83,036 $ 13,061 $ 96,097 Other commercial real estate 481,943 58,296 540,239 Total commercial real estate 564,979 71,357 636,336 Residential real estate 171,341 23,455 194,796 Commercial , financial, & agricultural 91,535 22,825 114,360 Consumer & other 19,245 4,077 23,322 Total loans $ 847,100 $ 121,714 $ 968,814 December 31, 2018 (dollars in thousands) Legacy Loans Purchased Loans Total Construction, land & land development $ 58,812 $ 1,498 $ 60,310 Other commercial real estate 429,184 6,777 435,961 Total commercial real estate 487,996 8,275 496,271 Residential real estate 185,577 2,015 187,592 Commercial , financial, & agricultural 66,131 8,035 74,166 Consumer & other 23,435 62 23,497 Total loans $ 763,139 $ 18,387 $ 781,526
Financing Receivable Credit Quality Indicators [Table Text Block]	Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 82,322 $ 445 $ 269 $ 83,036 Other commercial real estate 459,064 13,438 9,441 481,943 Total commercial real estate 541,386 13,883 9,710 564,979 Residential real estate 159,194 4,632 7,515 171,341 Commercial , financial, & agricultural 86,558 1,973 3,004 91,535 Consumer & other 18,883 148 214 19,245 Total loans $ 806,021 $ 20,636 $ 20,443 $ 847,100 Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 12,996 $ - $ 65 $ 13,061 Other commercial real estate 57,881 381 34 58,296 Total commercial real estate 70,877 381 99 71,357 Residential real estate 23,097 249 109 23,455 Commercial , financial, & agricultural 19,443 2,949 433 22,825 Consumer & other 4,077 - - 4,077 Total loans 117,494 3,579 641 121,714 Pass Special Mention Substandard Total Loans (dollars in thousands) Construction, land & land development $ 58,050 $ 45 $ 717 $ 58,812 Other commercial real estate 409,793 9,574 9,817 429,184 Total commercial real estate 467,843 9,619 10,534 487,996 Residential real estate 167,913 7,107 10,557 185,577 Commercial , financial, & agricultural 63,394 1,366 1,371 66,131 Consumer & other 23,045 64 326 23,435 Total loans $ 722,195 $ 18,156 $ 22,788 $ 763,139 Pass Special Substandard Total Loans (dollars in thousands) Construction, land & land development $ 1,498 $ - $ - $ 1,498 Other commercial real estate 6,777 - - 6,777 Total commercial real estate 8,275 - - 8,275 Residential real estate 2,015 - - 2,015 Commercial , financial, & agricultural 8,035 - - 8,035 Consumer & other 62 - - 62 Total loans 18,387 - - 18,387
Financing Receivable, Past Due [Table Text Block]	Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ 50 $ - $ 50 $ 32 $ 82,954 $ 83,036 Other commercial real estate 335 - 335 3,738 477,870 481,943 Total commercial real estate 385 - 385 3,770 560,824 564,979 Residential real estate 1,296 - 1,296 3,643 166,402 171,341 Commercial , financial, & agricultural 212 - 212 1,628 89,695 91,535 Consumer & other 21 - 21 138 19,086 19,245 Total loans $ 1,914 $ - $ 1,914 $ 9,179 $ 836,007 $ 847,100 Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ - $ - $ - $ 96 $ 12,965 $ 13,061 Other commercial real estate 83 - 83 34 58,179 58,296 Total commercial real estate 83 - 83 130 71,144 71,357 Residential real estate 57 - 57 85 23,313 23,455 Commercial , financial, & agricultural 553 - 553 433 21,839 22,825 Consumer & other 8 - 8 - 4,069 4,077 Total loans $ 701 $ - $ 701 $ 648 $ 120,365 $ 121,714 Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ 88 $ - $ 88 $ 463 $ 58,349 $ 58,812 Other commercial real estate 755 - 755 5,018 424,166 429,184 Total commercial real estate 843 - 843 5,481 482,515 487,996 Residential real estate 6,882 - 6,882 2,734 182,843 185,577 Commercial , financial, & agricultural 399 - 399 1,050 65,081 66,131 Consumer & other 110 - 110 217 23,218 23,435 Total loans $ 8,234 $ - $ 8,234 $ 9,482 $ 753,657 $ 763,139 Accruing Loans 90 Days 30-89 Days or More Total Accruing Nonaccrual Past Due Past Due Loans Past Due Loans Current Loans Total Loans (dollars in thousands) Construction, land & land development $ - $ - $ - $ - $ 1,498 $ 1,498 Other commercial real estate - - - - 6,777 6,777 Total commercial real estate - - - - 8,275 8,275 Residential real estate - - - - 2,015 2,015 Commercial , financial, & agricultural - - - - 8,035 8,035 Consumer & other - - - - 62 62 Total loans $ - $ - $ - $ - $ 18,387 $ 18,387
Impaired Financing Receivables [Table Text Block]	Unpaid Contractual Average Principal Recorded Related Recorded (dollars in thousands) Balance investment allowance Investment With No Related Allowance Recorded Construction, land & land development $ 67 $ 67 $ - 168 Commercial real estate 12,455 11,639 - 13,924 Residential real estate 2,706 2,711 - 3,693 Commercial, financial & agricultural 257 257 - 910 Consumer & other - - - 123 Total Impaired Loans with no Allowance 15,485 14,674 - 18,818 With An Allowance Recorded Construction, land & land development - - - 80 Commercial real estate 6,379 6,385 1,939 3,898 Residential real estate 757 760 137 367 Commercial, financial & agricultural 2,189 1,989 1,073 722 Consumer & other - - - - Total Impaired Loans with Allowance 9,325 9,134 3,149 5,067 Purchased Credit Impaired Loans Construction, land & land development 65 65 - 80 Commercial real estate 34 34 - 35 Residential real estate 11 11 6 24 Commercial, financial & agricultural 37 37 - 47 Consumer & other - - - - Total Purchased Credit Impaired Loans 147 147 6 186 Total Construction, land & land development 132 132 - 328 Commercial real estate 18,868 18,058 1,939 17,857 Residential real estate 3,474 3,482 143 4,084 Commercial, financial & agricultural 2,483 2,283 1,073 1,679 Consumer & other - - - 123 $ 24,957 $ 23,955 $ 3,155 $ 24,071 Unpaid Contractual Average Principal Recorded Related Recorded (dollars in thousands) Balance Investment Allowance Investment With No Related Allowance Recorded Construction, land & land development $ 132 $ 132 $ - $ 69 Commercial real estate 14,218 14,216 - 12,401 Residential real estate 4,214 4,130 - 4,067 Commercial, financial & agricultural 1,029 1,008 - 909 Consumer & other 217 217 - 198 19,810 19,703 - 17,644 With An Allowance Recorded Construction, land & land development 399 399 39 466 Commercial real estate 4,055 4,055 1,312 5,489 Residential real estate 274 274 61 98 Commercial, financial & agricultural 42 42 6 8 Consumer & other - - - - 4,770 4,770 1,418 6,061 Total Construction, land & land development 531 531 39 535 Commercial real estate 18,273 18,271 1,312 17,890 Residential real estate 4,488 4,404 61 4,165 Commercial, financial & agricultural 1,071 1,050 6 917 Consumer & other 217 217 - 198 $ 24,580 $ 24,473 $ 1,418 $ 23,705

Note 5 - Allowance for Loan L_2

Note 5 - Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	(dollars in thousands) Construction, land and land development Other commercial real estate Residential real estate Commercial, financial, & agricultural Consumer and other Total Twelve months ended December 31, 2019 Beginning balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Charge-offs (29) (119) (758) (403) (784) (2,093) Recoveries 82 218 174 36 65 575 Provision 31 (1,442) 383 1,406 726 1,104 Ending balance $ 215 $ 3,908 $ 980 $ 1,657 $ 103 $ 6,863 Period-end amount allocated to: Individually evaluated for impairment - 1,939 137 1,073 - 3,149 Collectively evaluated for impairment 215 1,969 837 584 103 3,708 Purchase credit impaired - - 6 - - 6 Ending balance $ 215 $ 3,908 $ 980 $ 1,657 $ 103 $ 6,863 Loans: Loans individually evaluated for impairment 67 18,024 3,471 2,246 - 23,808 Loans collectively evaluated for impairment 95,965 522,181 191,314 112,077 23,322 944,859 Purchased credit impaired 65 34 11 37 - 147 Ending balance $ 96,097 $ 540,239 $ 194,796 $ 114,360 $ 23,322 $ 968,814 (dollars in thousands) Construction, land and land development Other commercial real estate Residential real estate Commercial, financial, & agricultural Consumer and other Total Twelve months ended December 31, 2018 Beginning balance $ 1,216 $ 4,653 $ 968 $ 633 $ 37 $ 7,507 Charge-offs - (257) (162) (246) (300) (965) Recoveries 155 52 91 161 75 534 Provision (1,240) 803 284 70 284 201 Ending balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Period-end amount allocated to: Individually evaluated for impairment 39 1,312 61 6 - 1,418 Collectively evaluated for impairment 92 3,939 1,120 612 96 5,859 Ending balance $ 131 $ 5,251 $ 1,181 $ 618 $ 96 $ 7,277 Loans: Loans individually evaluated for impairment 531 18,271 4,404 1,050 217 24,473 Loans collectively evaluated for impairment 59,779 417,690 183,188 73,116 23,280 757,053 Ending balance $ 60,310 $ 435,961 $ 187,592 $ 74,166 $ 23,497 $ 781,526

Note 6 - Premises and Equipme_2

Note 6 - Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Property, Plant and Equipment [Table Text Block]	(dollars in thousands) 2019 2018 Land $ 10,914 $ 10,935 Building 30,518 26,545 Furniture, fixtures and equipment 13,690 12,782 Leasehold improvements 809 697 Construction in progress 117 581 Total cost 56,048 51,540 Accumulated depreciation (23,566) (22,709) Total premises and equipment $ 32,482 $ 28,831

Note 7 - Other Real Estate Ow_2

Note 7 - Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Other Real Estate, Roll Forward [Table Text Block]	(dollars in thousands) 2019 2018 Balance, Beginning of Year $ 1,841 $ 4,256 Loans transferred to other real estate 1,009 792 Acquired in acquisitions 243 - Sales proceeds (2,553) (2,949) Transfer to premises and equipment - (300) Net gain/(loss) on sale and writedowns 780 42 Ending balance $ 1,320 $ 1,841

Note 8 - Goodwill and Intangi_2

Note 8 - Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Intangible Assets and Goodwill [Table Text Block]	2019 2018 (dollars in thousands) Gross Carrying Amount Accumulated Amortization Gross Carrying Amount Accumulated Amortization Amortizable intangible assets: Core deposit intangible $ 4,716 $ 1,660 $ 1,616 $ 1,060 Total 4,716 1,660 1,616 1,060 Unamortizable intangible assets: Goodwill $ 16,477 $ 202
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]	Amount (dollars in thousands) 2020 $ 776 2021 665 2022 554 2023 444 2024 333 Thereafter 284 Total $ 3,056

Note 9 - Income Taxes (Tables)

Note 9 - Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]	(dollars in thousands) 2019 2018 Current federal expense $ 1,881 $ 2,727 Deferred federal expense 517 273 Federal income tax expense 2,398 3,000 Current state income tax expense - - Federal and state income tax expense $ 2,398 $ 3,000
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]	(dollars in thousands) 2019 2018 Tax at federal income tax rate $ 2,648 $ 3,133 Change resulting from: Tax-exempt interest (130) (57) Income in cash value of bank owned life insurance (113) (97) Nondeductible merger expenses 39 9 Other (46) 12 Provision for income taxes $ 2,398 $ 3,000
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]	2019 2018 (dollars in thousands) Deferred Tax Assets Allowance for loan losses $ 1,624 $ 1,528 Other real estate 115 184 Deferred compensation 163 148 Core deposit intangible - 1 Unrealized loss on securities available for sale - 2,177 Goodwill 33 48 Restricted stock 9 2 Purchase accounting adjustments 633 - Other 401 411 Nonaccrual interest 2 2 Gross deferred tax assets 2,980 4,501 Deferred Tax Liabilities Premises and equipment 839 1,023 Unrealized gain on securities available for sale 96 - Core deposit intangible 533 - Other 7 6 Gross deferred tax liabilities 1,475 1,029 Net deferred tax assets $ 1,505 $ 3,472

Note 10 - Deposits (Tables)

Note 10 - Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Deposit Liabilities, Type [Table Text Block]	2019 2018 (dollars in thousands) Interest-bearing demand $ 624,658 $ 471,795 Savings 88,970 79,453 Time, $250,000 and over 55,677 53,881 Other time 291,802 287,149 Total interest-bearing deposits $ 1,061,107 $ 892,278
Scheduled Maturities Of Certificates Of Deposits [Table Text Block]	(dollars in thousands) Year Ending December 31 Amount 2020 $ 246,342 2021 52,165 2022 34,903 2023 9,555 2024 4,147 Thereafter 367 Total time deposits $ 347,479

Note 11 - Other Borrowed Money

Note 11 - Other Borrowed Money (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Long-term Debt Instruments [Table Text Block]	(dollars in thousands) Description Maturity Date Amount Interest Rate FHLB Advances March 23, 2020 $ 2,500 2.17 % FHLB Advances June 1, 2020 1,000 1.65 % FHLB Advances August 15, 2022 18,000 2.69 % FHLB Advances February 3, 2023 3,000 3.51 % FHLB Advances August 15, 2025 4,500 2.62 % FHLB Advances August 24, 2026 3,000 1.27 % FHLB Advances March 21, 2028 5,000 2.67 % FHLB Advances July 30, 2029 10,000 1.01 % Term Note May 24, 2025 9,250 4.70 % Revolving Credit May 21, 2021 5,313 5.15 % Total other borrowings $ 61,563 Weighted average rate 2.86 % (dollars in thousands) Description Maturity Date Amount Interest Rate FHLB Advances November 19, 2019 $ 5,000 1.77 % FHLB Advances March 23, 2020 2,500 2.17 % FHLB Advances August 15, 2022 18,000 2.69 % FHLB Advances February 3, 2023 3,000 3.51 % FHLB Advances August 23, 2023 3,000 0.98 % FHLB Advances August 15, 2025 4,500 2.62 % FHLB Advances August 24, 2026 3,000 1.27 % FHLB Advances March 21, 2028 5,000 2.67 % Total other borrowings $ 44,000 Weighted average rate 2.39 %

Note 12 - Subordinated Debent_2

Note 12 - Subordinated Debentures (Trust Preferred Securities) (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Subordinated Borrowing [Table Text Block]	3-Month Total Libor Added Interest 5-Year Description Date Amount Rate Points Rate Maturity Call Option (dollars in thousands) Colony Bankcorp Statutory Trust III 6/17/2004 $ 4,640 1.89963% 2.68% 4.57963% 6/14/2034 6/17/2009 Colony Bankcorp Capital Trust I 4/13/2006 5,155 1.94463% 1.50% 3.44463% 4/13/2036 4/13/2011 Colony Bankcorp Capital Trust II 3/12/2007 9,279 1.96050% 1.65% 3.61050% 3/12/2037 3/12/2012 Colony Bankcorp Capital Trust III 9/14/2007 5,155 1.93550% 1.40% 3.33550% 9/14/2037 9/14/2012

Note 13 - Leases (Tables)

Note 13 - Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Balance Sheet Classification of Operating Lease Right-of-use Assets and Lease Liabilities [Table Text Block]	(dollars in thousands) Classification December 31, 2019 Assets Operating lease right-of-use assets Other assets $ 572 Liabilities Operating lease liabilities Other liabilities $ 547
Lessee, Operating Lease, Liability, Maturity [Table Text Block]	(dollars in thousands) Year Lease Liability 2020 $ 186 2021 110 2022 73 2023 45 2024 45 Thereafter 128 Total Lease Payments 587 Less: Interest (40) Present Value of Lease Liabilities $ 547
Lessee, Operating Lease, Supplemental Lease Information [Table Text Block]	Supplemental Lease Information: (dollars in thousands) December 31, 2019 Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases (cash payments) $ 151 Operating cash flows from operating leases (lease liability reduction) $ 138 Operating lease right-of-use assets obtained in exchange for leases entered into during the period $ 676

Note 16 - Commitments and Con_2

Note 16 - Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Summary Of Financial Instrument Outstanding [Table Text Block]	Contract Amount 2019 2018 (dollars in thousands) Commitments to extend credit $ 102,890 $ 98,736 Standby letters of credit 1,576 1,525

Note 18 - Related Party Trans_2

Note 18 - Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Related Party Transactions [Table Text Block]	(dollars in thousands) 2019 2018 Balance, Beginning $ 692 $ 745 New loans 4,777 114 Repayments (3,855) (167) Transactions due to changes in directors 4,793 - Balance, Ending $ 6,407 $ 692

Note 19 - Fair Value of Finan_2

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Fair Value, by Balance Sheet Grouping [Table Text Block]	(dollars in thousands) Carrying Estimated Level Amount Fair Value 1 2 3 December 31, 2019 Assets Cash and short-term investments $ 104,092 $ 104,092 $ 104,092 $ - $ - Investment securities available for sale 347,332 347,332 - 345,310 2,022 Federal Home Loan Bank stock 4,288 4,288 - 4,288 - Loans held for sale 10,076 10,076 - 10,076 - Loans, net 961,696 938,475 - - 938,475 Liabilities Deposits 1,293,742 1,294,506 - 1,294,506 - Subordinated debentures 24,229 24,229 - 24,229 - Other borrowed money 61,563 60,585 - 60,585 - December 31, 2018 Assets Cash and short-term investments $ 60,156 $ 60,156 $ 60,156 $ - $ - Investment securities available for sale 353,066 353,066 - 351,057 2,009 Federal Home Loan Bank stock 2,978 2,978 - 2,978 - Loans, net 774,249 769,809 - - 769,809 Liabilities Deposits 1,085,125 1,086,503 - 1,086,503 - Subordinated debentures 24,229 24,229 - 24,229 - Other borrowed money 44,000 44,032 - 44,032 -
Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]	(dollars in thousands) Fair Value Measurements at Reporting Date Using Total Fair Value Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) December 31, 2019 Recurring Securities available for sale State, county and municipal securities $ 5,115 $ - $ 5,115 $ - Corporate debt securities 2,806 - 784 2,022 Mortgage-backed securities 339,411 - 339,411 - Total available for sale securities $ 347,332 $ - $ 345,310 $ 2,022 Nonrecurring Impaired loans $ 5,985 $ - $ - $ 5,985 Other real estate $ 1,320 $ - $ - $ 1,320 December 31, 2018 Recurring Securities available for sale State, county and municipal securities $ 3,989 $ - $ 3,989 $ - Corporate debt securities 2,872 - 863 2,009 Mortgage-backed securities 346,205 - 346,205 - Total available for sale securities $ 353,066 $ - $ 351,057 $ 2,009 Nonrecurring Impaired loans $ 3,352 $ - $ - $ 3,352 Other real estate $ 1,841 $ - $ - $ 1,841
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Valuation Unobservable Range (dollars in thousands) December 31, 2019 Techniques Inputs Weighted Avg Impaired Loans $ 5,985 Appraised Value Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0% - 20% Other Real Estate $ 1,320 Appraised Value/ Comparable Sales Discounts to reflect current market conditions and estimated costs to sell 0% - 20% Valuation Unobservable Range December 31, 2018 Techniques Inputs Weighted Avg Impaired Loans $ 3,352 Appraised Value Discounts to reflect current market conditions, ultimate collectability, and estimated costs to sell 0% - 20% Other Real Estate $ 1,841 Appraised Value/ Comparable Sales Discounts to reflect current market conditions and estimated costs to sell 0% - 20%
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Available for Sale Securities (dollars in thousands) 2019 2018 Beginning balance $ 2,009 $ 2,068 Sales - - Paydowns - - Accretion (amortization) of discounts and premiums (18) (18) Unrealized gains (loss) included in other comprehensive income (loss) 31 (41) Ending balance $ 2,022 $ 2,009
Fair Value, Inputs, Level 3 [Member]
Notes Tables
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	December 31, 2019 (dollars in thousands) Fair Value Valuation Techniques Unobservable Inputs Range (Weighted Avg) Corporate debt securities $ 2,022 Discounted Cash Flow Discount Rate or Yield N/A* December 31, 2018 Valuation Unobservable Range (dollars in thousands) Fair Value Techniques Inputs (Weighted Avg) Corporate debt securities $ 2,009 Discounted Cash Flow Discount Rate or Yield N/A*

Note 20 - Regulatory Capital _2

Note 20 - Regulatory Capital Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	To Be Well Capitalized Under For Capital Prompt Corrective Actual Adequacy Purposes Action Provisions (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2019 Total Capital to Risk-Weighted Assets Consolidated $ 140,973 13.17 % $ 85,661 8.00 % N/A N/A Colony Bank 151,444 14.19 85,407 8.00 106,758 10.00 % Tier I Capital to Risk-Weighted Assets Consolidated 134,110 12.52 64,246 6.00 N/A N/A Colony Bank 144,581 13.54 64,055 6.00 85,407 8.00 Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 110,610 10.33 48,185 4.50 N/A N/A Colony Bank 144,581 13.54 48,041 4.50 69,393 6.50 Tier I Capital to Average Assets Consolidated 134,110 8.92 60,141 4.00 N/A N/A Colony Bank 144,581 9.77 59,977 4.00 74,972 5.00 As of December 31, 2018 Total Capital to Risk-Weighted Assets Consolidated $ 133,900 15.86 % $ 67,527 8.00 % N/A N/A Colony Bank 131,723 15.63 67,418 8.00 84,272 10.00 % Tier I Capital to Risk-Weighted Assets Consolidated 126,623 15.00 50,645 6.00 N/A N/A Colony Bank 124,446 14.77 50,563 6.00 67,418 8.00 Common Equity Tier 1 Capital to Risk-Weighted Assets Consolidated 103,123 12.22 37,984 4.50 N/A N/A Colony Bank 124,446 14.77 37,923 4.50 54,777 6.50 Tier I Capital to Average Assets Consolidated 126,623 10.24 49,478 4.00 N/A N/A Colony Bank 124,446 10.08 49,396 4.00 61,745 5.00

Note 22 - Financial Informati_2

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only) (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Condensed Balance Sheet [Table Text Block]	2019 2018 ASSETS Cash $ 2,049 $ 937 Premises and equipment, net 1,171 1,198 Investment in subsidiaries 165,836 117,743 Other 483 236 Total Assets $ 169,539 $ 120,114 LIABILITIES AND STOCKHOLDERS’ EQUITY Liabilities Other borrowed money $ 14,563 $ - Other 241 193 Subordinated debt 24,229 24,229 Total Liabilities $ 39,033 $ 24,422 Stockholders’ Equity Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 and 8,439,258 shares issued and outstanding as of December 31, 2019 and 2018, respectively 9,499 8,445 Paid-in capital 43,667 25,978 Retained earnings 76,978 69,459 Accumulated other comprehensive income (loss), net of tax 362 (8,190 ) Total Stockholder’s Equity 130,506 95,692 Total Liabilities and Stockholders’ Equity $ 169,539 $ 120,114
Condensed Income Statement [Table Text Block]	2019 2018 Income Dividends from subsidiaries $ 6,731 $ 8,329 Management fees 750 601 Other 18 106 Total income 7,499 9,036 Expenses Interest 1,541 972 Salaries and employee benefits 1,097 1,084 Other 1,262 691 Total expenses 3,899 2,747 Income before income taxes and equity in undistributed earnings of subsidiaries 3,600 6,289 Income tax benefit 639 422 Income before equity in undistributed earnings of subsidiaries 4,239 6,711 Equity in undistributed earnings of subsidiaries 5,972 5,206 Net income $ 10,211 $ 11,917
Condensed Cash Flow Statement [Table Text Block]	2019 2018 CASH FLOWS FROM OPERATING ACTIVITIES Net income $ 10,211 $ 11,917 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 81 85 Share-based compensation expense 34 14 Equity in undistributed earnings of subsidiaries (5,972) (5,206) Change in interest payable 21 3 Other 1,065 (240) Net cash provided by operating activities 5,440 6,573 CASH FLOWS FROM INVESTING ACTIVITIES Purchase of premises and equipment (54) (183) Net cash and cash equivalents paid in acquisition (16,145) - Net cash (used in) provided by investing activities (16,199) (183) CASH FLOWS FROM FINANCING ACTIVITIES Net increase (decrease) in other borrowed money 14,563 (1,500) Dividends paid for common stock (2,692) (1,688) Repurchase of warrants - (3,175) Net cash (used in) provided by financing activities 11,871 (6,363) Net increase (decrease) in cash and cash equivalents 1,112 27 Cash and cash equivalents at beginning of period 937 910 Cash and cash equivalents at end of period $ 2,049 $ 937

Note 23 - Earnings Per Share (T

Note 23 - Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	2019 2018 (dollars in thousands, except per share amounts) Numerator Net income available to common stockholders $ 10,211 $ 11,917 Denominator Weighted average number of common shares outstanding for basic earnings per common share 9,129,705 8,439,454 Dilutive effect of potential common stock Restricted stock - - Stock warrants - 99,154 Weighted average number of common shares outstanding for diluted earnings per common share 9,129,705 8,538,608 Earnings per share - basic $ 1.12 $ 1.41 Earnings per share - diluted $ 1.12 $ 1.40

Note 24 - Accumulated Other C_2

Note 24 - Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	(dollars in thousands) 2019 2018 Beginning Balance $ (8,190) $ (6,492) Other comprehensive loss before reclassification 8,629 (1,606) Amounts reclassified from accumulated other comprehensive income (77) (92) Net current period other comprehensive income (loss) 8,552 (1,698) Ending Balance $ 362 $ (8,190)

Note 25 - Segment Information (

Note 25 - Segment Information (Tables)	12 Months Ended
	Dec. 31, 2019
Notes Tables
Schedule of Segment Reporting Information, by Segment [Table Text Block]	December 31, 2019 (dollars in thousands) Bank Mortgage Small Business Specialty Lending Division Holding Company Totals Net Interest Income $ 49,162 $ 164 $ - $ (1,481) $ 47,845 Provision for Loan Losses 1,104 - - - 1,104 Noninterest Income 11,224 3,139 - 399 14,762 Noninterest Expenses 42,786 3,257 1,213 1,638 48,894 Income Taxes 3,279 10 (254) (637) 2,398 Net income/(loss) $ 13,217 $ 36 $ (959) $ (2,083) $ 10,211 Total assets $ 1,499,347 $ 11,624 $ 405 $ 3,937 $ 1,515,313 December 31, 2018 (dollars in thousands) Bank Mortgage Banking Small Business Specialty Lending Division Holding Company Totals Net Interest Income $ 41,194 $ - $ - $ (927) $ 40,797 Provision for Loan Losses 165 - - - 201 Noninterest Income 9,614 - - - 9,621 Noninterest Expenses 33,770 - - 1,084 35,300 Income Taxes 3,411 - - (422) 3,000 Net income/(loss) $ 13,462 $ - $ - $ (1,589) $ 11,917 Total assets $ 1,249,173 $ - $ - $ 2,705 $ 1,251,878

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($) $ in Thousands	Dec. 31, 2019	Jan. 01, 2019	Dec. 31, 2018
Cash Reserve Deposit Required and Made	$ 2,700		$ 1,900
Discounted Percentage to Account for Selling and Marketing Costs	10.00%
Accounting Standards Update 2016-02 [Member]
Operating Lease, Right-of-Use Asset		$ 483
Operating Lease, Liability, Total		$ 483

Note 2 - Business Combination_2

Note 2 - Business Combinations (Details Textual) - USD ($)	May 01, 2019	Oct. 22, 2018	Dec. 31, 2019	Dec. 31, 2018
Payments to Acquire Businesses, Gross			$ 467,000	$ 10,043,000
Goodwill, Ending Balance			$ 16,477,000	$ 202,000
Planters First Bank [Member]
Payments to Acquire Businesses, Gross		$ 10,200,000
Goodwill, Ending Balance		202,000
Business Acquisition, Goodwill, Expected Tax Deductible Amount		$ 202,000
LBC Bancshares, Inc [Member]
Payments to Acquire Businesses, Gross	$ 15,315,000
Goodwill, Ending Balance	$ 15,734,000
Business Acquisition, Share Price	$ 23.50
Business Acquisition, Number of Shares of Acquiring Entity for Each Share of Acquired Entity	1.3239
Business Acquistion, Percentage of Shares Receiving Stock Consideration	55.00%
Business Acquistion, Percentage of Shares Receiving Cash Consideration	45.00%
Business Acquisition, Minimum Percentage of Merger Consideration Paid in Stock	50.00%
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares	1,053,875
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$ 18,706,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable	130,568,000
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total	$ 2,200,000
Loans and Leases Receivable, Discount Percentage	1.63%
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, at Acquisition, at Fair Value	$ 176,000
PFB Mortgage [Member]
Payments to Acquire Businesses, Gross	833,000
Goodwill, Ending Balance	$ 541,000

Note 2 - Business Combination_3

Note 2 - Business Combinations - Assets and Liabilities Acquired (Details) - USD ($)	May 01, 2019	Oct. 22, 2018	Dec. 31, 2019	Dec. 31, 2018	Aug. 31, 2018
Cash Consideration			$ 467,000	$ 10,043,000
Goodwill, Ending Balance			16,477,000	202,000
Market Price of CBAN Common Stock on May 1, 2019 (in dollars per share)					$ 17.73
Cash Consideration Paid			$ 467,000	$ 10,043,000
Planters First Bank, Albany Georgia Branch [Member]
Cash Consideration		$ 10,238,000
Total purchase price for PFB branch acquisition		10,238,000
Cash and cash equivalents		195,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable		20,430,000
Premises and equipment, net		773,000
Core deposit intangible		560,000
Other assets		123,000
Total fair value of assets acquired		22,081,000
Deposits		12,032,000
Other liabilities		13,000
Total fair value of liabilities assumed		12,045,000
Net Assets acquired at fair value:		10,036,000
Goodwill, Ending Balance		202,000
Cash Consideration Paid		10,238,000
Deposits		(12,032,000)
Total Fair Value of Liabilities Assumed		(12,045,000)
Total Consideration		10,238,000
Net Assets Acquired at Fair Value:		$ 10,036,000
LBC Bancshares, Inc [Member]
Cash Consideration	$ 15,315,000
Total purchase price for PFB branch acquisition	34,021,000
Cash and cash equivalents	15,678,000
Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Loans Receivable	130,568,000
Premises and equipment, net	3,009,000
Core deposit intangible	3,100,000
Total fair value of assets acquired	210,158,000
Deposits	189,896,000
Total fair value of liabilities assumed	191,871,000
Net Assets acquired at fair value:	18,287,000
Goodwill, Ending Balance	$ 15,734,000
Shares of CBAN Common Stock Issued to LBC Shareholders as of May 1, 2019 (in shares)	1,053,875
Market Price of CBAN Common Stock on May 1, 2019 (in dollars per share)	$ 17.75
Estimated Fair Value of CBAN Common Stock Issued	$ 18,706,000
Cash Consideration Paid	15,315,000
Investments Securities Available for Sale	49,172,000
Investments Securities Held to Maturity	1,766,000
Restricted Investments	479,000
Other Real Owned	243,000
Prepaid and Other Assets	6,143,000
Deposits	(189,896,000)
FHLB Advances	(1,000,000)
Payables and Other Liabilities	(975,000)
Total Fair Value of Liabilities Assumed	(191,871,000)
Total Consideration	34,021,000
Net Assets Acquired at Fair Value:	18,287,000
PFB Mortgage [Member]
Cash Consideration	833,000
Total purchase price for PFB branch acquisition	833,000
Premises and equipment, net	78,000
Total fair value of assets acquired	292,000
Total fair value of liabilities assumed
Net Assets acquired at fair value:	292,000
Goodwill, Ending Balance	541,000
Cash Consideration Paid	833,000
Total Fair Value of Liabilities Assumed
Total Consideration	833,000
Premium on Loan Commitments	209,000
Other Assets	5,000
Net Assets Acquired at Fair Value:	$ 292,000

Note 2 - Business Combination_4

Note 2 - Business Combinations - Contractually Required Principal and Interest Cash Payments (Details) - USD ($)	May 01, 2019	Oct. 22, 2018
Planters First Bank, Albany Georgia Branch [Member]
Contractually required principal and interest		$ 20,749,000
Cash flows expected to be collected		20,749,000
Nonaccretable difference		319,000
Fair value of acquired loans at acquisition date		20,430,000
Non-accretable Difference		(319,000)
Cash Flows Expected to be Collected		20,749,000
Total Purchased Credit-Impaired Loans Acquired		$ 20,430,000
LBC Bancshares, Inc [Member]
Contractually required principal and interest	$ 695,000
Cash flows expected to be collected	176,000
Nonaccretable difference	519,000
Fair value of acquired loans at acquisition date	176,000
Non-accretable Difference	(519,000)
Cash Flows Expected to be Collected	176,000
Accretable Yield
Total Purchased Credit-Impaired Loans Acquired	$ 176,000

Note 2 - Business Combination_5

Note 2 - Business Combinations - Loan Data for the LBC Acquisition (Details) - LBC Bancshares, Inc [Member]	May 01, 2019USD ($)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, at Acquisition, at Fair Value	$ 176,000
Acquired receivables subject to ASC 310-30, gross contractual amounts receivable	695,000
Non-accretable Difference	(519,000)
Acquired receivables not subject to ASC 310-30, fair value	130,392,000
Acquired receivables not subject to ASC 310-30, gross contractual amounts receivable	132,381,000
Acquired receivables not subject to ASC 310-30, estimate of contractual cash flows not expected to be collected

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Total	98
Depreciated Debt Securities With Unrealized Losses	1.20%
Other than Temporary Impairment Losses, Investments, Available-for-sale Securities, Total	$ 0
Proceeds from Sale of Available-for-sale Securities, Total	65,513,000	$ 11,268,000
Debt Securities, Available-for-sale, Realized Gain	416,000	116,000
Debt Securities, Available-for-sale, Realized Loss	322,000	0
Security Owned and Pledged as Collateral, Fair Value, Total	$ 122,300,000	$ 179,000,000

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Schedule of Investment Securities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Available for sale securities, amortized cost	$ 346,874	$ 363,433
Available for sale securities, gross unrealized gains	2,716	321
Available for sale securities, gross unrealized losses	(2,258)	(10,688)
Investment securities available for sale, at fair value	347,332	353,066
US States and Political Subdivisions Debt Securities [Member]
Available for sale securities, amortized cost	5,133	4,008
Available for sale securities, gross unrealized gains	36	18
Available for sale securities, gross unrealized losses	(54)	(37)
Investment securities available for sale, at fair value	5,115	3,989
Corporate Debt Securities [Member]
Available for sale securities, amortized cost	2,811	2,927
Available for sale securities, gross unrealized gains	11
Available for sale securities, gross unrealized losses	(16)	(55)
Investment securities available for sale, at fair value	2,806	2,872
US Government Agencies Debt Securities [Member]
Available for sale securities, amortized cost	338,930	356,498
Available for sale securities, gross unrealized gains	2,669	303
Available for sale securities, gross unrealized losses	(2,188)	(10,596)
Investment securities available for sale, at fair value	$ 339,411	$ 346,205

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Continuous unrealized loss, less than 12 months, fair value	$ 64,117	$ 41,704
Continuous unrealized loss, less than 12 months, gross unrealized losses	(331)	(528)
Continuous unrealized loss, greater than 12 months, fair value	119,894	258,492
Continuous unrealized loss, greater than 12 months, gross unrealized losses	(1,927)	(10,160)
Continuous unrealized loss, fair value	184,011	300,196
Continuous unrealized loss, gross unrealized losses	(2,258)	(10,688)
US States and Political Subdivisions Debt Securities [Member]
Continuous unrealized loss, less than 12 months, fair value	3,257	612
Continuous unrealized loss, less than 12 months, gross unrealized losses	(54)	(3)
Continuous unrealized loss, greater than 12 months, fair value		1,882
Continuous unrealized loss, greater than 12 months, gross unrealized losses		(34)
Continuous unrealized loss, fair value	3,257	2,494
Continuous unrealized loss, gross unrealized losses	(54)	(37)
Corporate Debt Securities [Member]
Continuous unrealized loss, less than 12 months, fair value		2,009
Continuous unrealized loss, less than 12 months, gross unrealized losses		(21)
Continuous unrealized loss, greater than 12 months, fair value	784	863
Continuous unrealized loss, greater than 12 months, gross unrealized losses	(16)	(34)
Continuous unrealized loss, fair value	784	2,872
Continuous unrealized loss, gross unrealized losses	(16)	(55)
US Government Agencies Debt Securities [Member]
Continuous unrealized loss, less than 12 months, fair value	60,860	39,083
Continuous unrealized loss, less than 12 months, gross unrealized losses	(277)	(504)
Continuous unrealized loss, greater than 12 months, fair value	119,110	255,747
Continuous unrealized loss, greater than 12 months, gross unrealized losses	(1,911)	(10,092)
Continuous unrealized loss, fair value	179,970	294,830
Continuous unrealized loss, gross unrealized losses	$ (2,188)	$ (10,596)

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Due in one year or less, amortized cost	$ 150
Due after one year through five years, amortized cost	3,195
Due after five years through ten years, amortized cost	723
Due After Ten Years, amortized cost	3,876
Amortized cost with single maturity date	7,944
Mortgage-Backed Securities, amortized cost	338,930
Amortized cost	346,874	$ 363,433
Due in one year or less, fair value	150
Due after one year through five years, fair value	3,215
Due after five years through ten years, fair value	744
Due After Ten Years, fair value	3,812
Fair value with single maturity date	7,921
Mortgage-Backed Securities, fair value	339,411
Fair Value	$ 347,332	$ 353,066

Note 4 - Loans (Details Textual

Note 4 - Loans (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loan Balance For Reviewing High Risk Loans Minimum	$ 250,000
Impaired Financing Receivable, Interest Income, Accrual Method, Total	175,000	$ 320,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans	221,000	226,000
Impaired Financing Receivable, Recorded Investment, Total	23,955,000	24,473,000
Impaired Financing Receivable, Related Allowance	3,155,000	$ 1,418,000
Financing Receivable, Troubled Debt Restructuring, Commitment to Lend	$ 0
Financing Receivable, Modifications, Number of Contracts	0	1
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down		$ 402,000
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts	1	1
Financing Receivable, Troubled Debt Restructuring, Subsequent Default	$ 859,000	$ 131,000
Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Recorded Investment, Total	147,000	0
Impaired Financing Receivable, Related Allowance	$ 6,000	$ 0

Note 4 - Loans - Segregated by

Note 4 - Loans - Segregated by Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 968,814	$ 781,526
Residential Mortgage [Member]
Loans	194,796	187,592
Commercial, Financial, and Agricultural [Member]
Loans	114,360	74,166
Consumer and Other [Member]
Loans	23,322	23,497
Commercial Real Estate Portfolio Segment [Member]
Loans	636,336	496,271
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Loans	96,097	60,310
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Loans	540,239	435,961
Financial Asset Originated [Member]
Loans	847,100	763,139
Financial Asset Originated [Member] | Residential Mortgage [Member]
Loans	171,341	185,577
Financial Asset Originated [Member] | Commercial, Financial, and Agricultural [Member]
Loans	91,535	66,131
Financial Asset Originated [Member] | Consumer and Other [Member]
Loans	19,245	23,435
Financial Asset Originated [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	564,979	487,996
Financial Asset Originated [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Loans	83,036	58,812
Financial Asset Originated [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Loans	481,943	429,184
Financial Assets Acquired [Member]
Loans	121,714	18,387
Financial Assets Acquired [Member] | Residential Mortgage [Member]
Loans	23,455	2,015
Financial Assets Acquired [Member] | Commercial, Financial, and Agricultural [Member]
Loans	22,825	8,035
Financial Assets Acquired [Member] | Consumer and Other [Member]
Loans	4,077	62
Financial Assets Acquired [Member] | Commercial Real Estate Portfolio Segment [Member]
Loans	71,357	8,275
Financial Assets Acquired [Member] | Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Loans	13,061	1,498
Financial Assets Acquired [Member] | Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Loans	$ 58,296	$ 6,777

Note 4 - Loans - Loan Portfolio

Note 4 - Loans - Loan Portfolio by Credit Quality Indicator (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 968,814	$ 781,526
Financial Asset Originated [Member]
Loans	847,100	763,139
Financial Assets Acquired [Member]
Loans	121,714	18,387
Pass [Member] | Financial Asset Originated [Member]
Loans	806,021	722,195
Pass [Member] | Financial Assets Acquired [Member]
Loans	117,494	18,387
Special Mention [Member] | Financial Asset Originated [Member]
Loans	20,636	18,156
Special Mention [Member] | Financial Assets Acquired [Member]
Loans	3,579
Substandard [Member] | Financial Asset Originated [Member]
Loans	20,443	22,788
Substandard [Member] | Financial Assets Acquired [Member]
Loans	641
Residential Mortgage [Member]
Loans	194,796	187,592
Residential Mortgage [Member] | Financial Asset Originated [Member]
Loans	171,341	185,577
Residential Mortgage [Member] | Financial Assets Acquired [Member]
Loans	23,455	2,015
Residential Mortgage [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	159,194	167,913
Residential Mortgage [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	23,097	2,015
Residential Mortgage [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	4,632	7,107
Residential Mortgage [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans	249
Residential Mortgage [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	7,515	10,557
Residential Mortgage [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans	109
Commercial, Financial, and Agricultural [Member]
Loans	114,360	74,166
Commercial, Financial, and Agricultural [Member] | Financial Asset Originated [Member]
Loans	91,535	66,131
Commercial, Financial, and Agricultural [Member] | Financial Assets Acquired [Member]
Loans	22,825	8,035
Commercial, Financial, and Agricultural [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	86,558	63,394
Commercial, Financial, and Agricultural [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	19,443	8,035
Commercial, Financial, and Agricultural [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	1,973	1,366
Commercial, Financial, and Agricultural [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans	2,949
Commercial, Financial, and Agricultural [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	3,004	1,371
Commercial, Financial, and Agricultural [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans	433
Consumer and Other [Member]
Loans	23,322	23,497
Consumer and Other [Member] | Financial Asset Originated [Member]
Loans	19,245	23,435
Consumer and Other [Member] | Financial Assets Acquired [Member]
Loans	4,077	62
Consumer and Other [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	18,883	23,045
Consumer and Other [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	4,077	62
Consumer and Other [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	148	64
Consumer and Other [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans
Consumer and Other [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	214	326
Consumer and Other [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans
Commercial Real Estate Portfolio Segment [Member]
Loans	636,336	496,271
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Loans	564,979	487,996
Commercial Real Estate Portfolio Segment [Member] | Financial Assets Acquired [Member]
Loans	71,357	8,275
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	541,386	467,843
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	70,877	8,275
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	13,883	9,619
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans	381
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	9,710	10,534
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans	99
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Loans	96,097	60,310
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Originated [Member]
Loans	83,036	58,812
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Assets Acquired [Member]
Loans	13,061	1,498
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	82,322	58,050
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	12,996	1,498
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	445	45
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	269	717
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans	65
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Loans	540,239	435,961
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset Originated [Member]
Loans	481,943	429,184
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Assets Acquired [Member]
Loans	58,296	6,777
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Pass [Member] | Financial Asset Originated [Member]
Loans	459,064	409,793
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Pass [Member] | Financial Assets Acquired [Member]
Loans	57,881	6,777
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Special Mention [Member] | Financial Asset Originated [Member]
Loans	13,438	9,574
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Special Mention [Member] | Financial Assets Acquired [Member]
Loans	381
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Substandard [Member] | Financial Asset Originated [Member]
Loans	9,441	9,817
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Substandard [Member] | Financial Assets Acquired [Member]
Loans	$ 34

Note 4 - Loans - Age Analysis o

Note 4 - Loans - Age Analysis of Past Due Loans and Nonaccrual (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Loans	$ 968,814	$ 781,526
Financial Asset Originated [Member]
Accruing loans past due	1,914	8,234
Nonaccrual loans	9,179	9,482
Current loans	836,007	753,657
Loans	847,100	763,139
Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	1,914	8,234
Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Financial Assets Acquired [Member]
Accruing loans past due	701
Nonaccrual loans	648
Current loans	120,365	18,387
Loans	121,714	18,387
Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	701
Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Residential Mortgage [Member]
Loans	194,796	187,592
Residential Mortgage [Member] | Financial Asset Originated [Member]
Accruing loans past due	1,296	6,882
Nonaccrual loans	3,643	2,734
Current loans	166,402	182,843
Loans	171,341	185,577
Residential Mortgage [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	1,296	6,882
Residential Mortgage [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Residential Mortgage [Member] | Financial Assets Acquired [Member]
Accruing loans past due	57
Nonaccrual loans	85
Current loans	23,313	2,015
Loans	23,455	2,015
Residential Mortgage [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	57
Residential Mortgage [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial, Financial, and Agricultural [Member]
Loans	114,360	74,166
Commercial, Financial, and Agricultural [Member] | Financial Asset Originated [Member]
Accruing loans past due	212	399
Nonaccrual loans	1,628	1,050
Current loans	89,695	65,081
Loans	91,535	66,131
Commercial, Financial, and Agricultural [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	212	399
Commercial, Financial, and Agricultural [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial, Financial, and Agricultural [Member] | Financial Assets Acquired [Member]
Accruing loans past due	553
Nonaccrual loans	433
Current loans	21,839	8,035
Loans	22,825	8,035
Commercial, Financial, and Agricultural [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	553
Commercial, Financial, and Agricultural [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Consumer and Other [Member]
Loans	23,322	23,497
Consumer and Other [Member] | Financial Asset Originated [Member]
Accruing loans past due	21	110
Nonaccrual loans	138	217
Current loans	19,086	23,218
Loans	19,245	23,435
Consumer and Other [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	21	110
Consumer and Other [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Consumer and Other [Member] | Financial Assets Acquired [Member]
Accruing loans past due	8
Nonaccrual loans
Current loans	4,069	62
Loans	4,077	62
Consumer and Other [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	8
Consumer and Other [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member]
Loans	636,336	496,271
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Accruing loans past due	385	843
Nonaccrual loans	3,770	5,481
Current loans	560,824	482,515
Loans	564,979	487,996
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	385	843
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Financial Assets Acquired [Member]
Accruing loans past due	83
Nonaccrual loans	130
Current loans	71,144	8,275
Loans	71,357	8,275
Commercial Real Estate Portfolio Segment [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	83
Commercial Real Estate Portfolio Segment [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Loans	96,097	60,310
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Originated [Member]
Accruing loans past due	50	88
Nonaccrual loans	32	463
Current loans	82,954	58,349
Loans	83,036	58,812
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	50	88
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Assets Acquired [Member]
Accruing loans past due
Nonaccrual loans	96
Current loans	12,965	1,498
Loans	13,061	1,498
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Loans	540,239	435,961
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset Originated [Member]
Accruing loans past due	335	755
Nonaccrual loans	3,738	5,018
Current loans	477,870	424,166
Loans	481,943	429,184
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset Originated [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	335	755
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset Originated [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Assets Acquired [Member]
Accruing loans past due	83
Nonaccrual loans	34
Current loans	58,179	6,777
Loans	58,296	6,777
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Assets Acquired [Member] | Financing Receivables, 30-89 Days Past Due [Member]
Accruing loans past due	83
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Assets Acquired [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Accruing loans past due

Note 4 - Loans - Impaired Loan

Note 4 - Loans - Impaired Loan Data (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Related allowance	$ 3,155,000	$ 1,418,000
Unpaid contractual principal balance	24,957,000	24,580,000
Impaired balance	23,955,000	24,473,000
Average recorded investment	24,071,000	23,705,000
Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance	15,485,000	19,810,000
Impaired balance with no related allowance	14,674,000	19,703,000
Average recorded investment with no related allowance	18,818,000	17,644,000
Unpaid contractual principal balance with an allowance	9,325,000	4,770,000
Impaired balance with an allowance	9,134,000	4,770,000
Related allowance	3,149,000	1,418,000
Average recorded investment with an allowance	5,067,000	6,061,000
Financial Asset Acquired with Credit Deterioration [Member]
Related allowance	6,000	0
Unpaid contractual principal balance	147,000
Impaired balance	147,000	0
Average recorded investment	186,000
Residential Mortgage [Member]
Related allowance	143,000	61,000
Unpaid contractual principal balance	3,474,000	4,488,000
Impaired balance	3,482,000	4,404,000
Average recorded investment	4,084,000	4,165,000
Residential Mortgage [Member] | Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance	2,706,000	4,214,000
Impaired balance with no related allowance	2,711,000	4,130,000
Average recorded investment with no related allowance	3,693,000	4,067,000
Unpaid contractual principal balance with an allowance	757,000	274,000
Impaired balance with an allowance	760,000	274,000
Related allowance	137,000	61,000
Average recorded investment with an allowance	367,000	98,000
Residential Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Related allowance	6,000
Unpaid contractual principal balance	11,000
Impaired balance	11,000
Average recorded investment	24,000
Commercial, Financial, and Agricultural [Member]
Related allowance	1,073,000	6,000
Unpaid contractual principal balance	2,483,000	1,071,000
Impaired balance	2,283,000	1,050,000
Average recorded investment	1,679,000	917,000
Commercial, Financial, and Agricultural [Member] | Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance	257,000	1,029,000
Impaired balance with no related allowance	257,000	1,008,000
Average recorded investment with no related allowance	910,000	909,000
Unpaid contractual principal balance with an allowance	2,189,000	42,000
Impaired balance with an allowance	1,989,000	42,000
Related allowance	1,073,000	6,000
Average recorded investment with an allowance	722,000	8,000
Commercial, Financial, and Agricultural [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Related allowance
Unpaid contractual principal balance	37,000
Impaired balance	37,000
Average recorded investment	47,000
Consumer and Other [Member]
Related allowance
Unpaid contractual principal balance		217,000
Impaired balance		217,000
Average recorded investment	123,000	198,000
Consumer and Other [Member] | Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance		217,000
Impaired balance with no related allowance		217,000
Average recorded investment with no related allowance	123,000	198,000
Unpaid contractual principal balance with an allowance
Impaired balance with an allowance
Related allowance
Average recorded investment with an allowance
Consumer and Other [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Related allowance
Unpaid contractual principal balance
Impaired balance
Average recorded investment
Commercial Real Estate Portfolio Segment [Member]
Related allowance	1,939,000	1,312,000
Unpaid contractual principal balance	18,868,000	18,273,000
Impaired balance	18,058,000	18,271,000
Average recorded investment	17,857,000	17,890,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance	12,455,000	14,218,000
Impaired balance with no related allowance	11,639,000	14,216,000
Average recorded investment with no related allowance	13,924,000	12,401,000
Unpaid contractual principal balance with an allowance	6,379,000	4,055,000
Impaired balance with an allowance	6,385,000	4,055,000
Related allowance	1,939,000	1,312,000
Average recorded investment with an allowance	3,898,000	5,489,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Related allowance
Unpaid contractual principal balance	34,000
Impaired balance	34,000
Average recorded investment	35,000
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Related allowance		39,000
Unpaid contractual principal balance	132,000	531,000
Impaired balance	132,000	531,000
Average recorded investment	328,000	535,000
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Originated [Member]
Unpaid contractual principal balance with no related allowance	67,000	132,000
Impaired balance with no related allowance	67,000	132,000
Average recorded investment with no related allowance	168,000	69,000
Unpaid contractual principal balance with an allowance		399,000
Impaired balance with an allowance		399,000
Related allowance		39,000
Average recorded investment with an allowance	80,000	$ 466,000
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Related allowance
Unpaid contractual principal balance	65,000
Impaired balance	65,000
Average recorded investment	$ 80,000

Note 5 - Allowance for Loan L_3

Note 5 - Allowance for Loan Losses (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Allowance for loan losses, beginning balance	$ 7,277,000	$ 7,507,000
Allowance for loan losses, charge-offs	(2,093,000)	(965,000)
Allowance for loan losses, recoveries	575,000	534,000
Allowance for loan losses, provision	1,104,000	201,000
Allowance for loan losses, ending balance	6,863,000	7,277,000
Individually evaluated for impairment	3,149,000	1,418,000
Collectively evaluated for impairment	3,708,000	5,859,000
Impaired Financing Receivable, Related Allowance	3,155,000	1,418,000
Ending Allowance Balance	6,863,000	7,277,000
Loans individually evaluated for impairment	23,808,000	24,473,000
Loans collectively evaluated for impairment	944,859,000	757,053,000
Impaired Financing Receivable, Recorded Investment, Total	23,955,000	24,473,000
Loans	968,814,000	781,526,000
Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance	6,000	0
Impaired Financing Receivable, Recorded Investment, Total	147,000	0
Residential Mortgage [Member]
Allowance for loan losses, beginning balance	1,181,000	968,000
Allowance for loan losses, charge-offs	(758,000)	(162,000)
Allowance for loan losses, recoveries	174,000	91,000
Allowance for loan losses, provision	383,000	284,000
Allowance for loan losses, ending balance	980,000	1,181,000
Individually evaluated for impairment	137,000	61,000
Collectively evaluated for impairment	837,000	1,120,000
Impaired Financing Receivable, Related Allowance	143,000	61,000
Ending Allowance Balance	980,000	1,181,000
Loans individually evaluated for impairment	3,471,000	4,404,000
Loans collectively evaluated for impairment	191,314,000	183,188,000
Impaired Financing Receivable, Recorded Investment, Total	3,482,000	4,404,000
Loans	194,796,000	187,592,000
Residential Mortgage [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance	6,000
Impaired Financing Receivable, Recorded Investment, Total	11,000
Commercial, Financial, and Agricultural [Member]
Allowance for loan losses, beginning balance	618,000	633,000
Allowance for loan losses, charge-offs	(403,000)	(246,000)
Allowance for loan losses, recoveries	36,000	161,000
Allowance for loan losses, provision	1,406,000	70,000
Allowance for loan losses, ending balance	1,657,000	618,000
Individually evaluated for impairment	1,073,000	6,000
Collectively evaluated for impairment	584,000	612,000
Impaired Financing Receivable, Related Allowance	1,073,000	6,000
Ending Allowance Balance	1,657,000	618,000
Loans individually evaluated for impairment	2,246,000	1,050,000
Loans collectively evaluated for impairment	112,077,000	73,116,000
Impaired Financing Receivable, Recorded Investment, Total	2,283,000	1,050,000
Loans	114,360,000	74,166,000
Commercial, Financial, and Agricultural [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Recorded Investment, Total	37,000
Consumer and Other [Member]
Allowance for loan losses, beginning balance	96,000	37,000
Allowance for loan losses, charge-offs	(784,000)	(300,000)
Allowance for loan losses, recoveries	65,000	75,000
Allowance for loan losses, provision	726,000	284,000
Allowance for loan losses, ending balance	103,000	96,000
Individually evaluated for impairment
Collectively evaluated for impairment	103,000	96,000
Impaired Financing Receivable, Related Allowance
Ending Allowance Balance	103,000	96,000
Loans individually evaluated for impairment		217,000
Loans collectively evaluated for impairment	23,322,000	23,280,000
Impaired Financing Receivable, Recorded Investment, Total		217,000
Loans	23,322,000	23,497,000
Consumer and Other [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Recorded Investment, Total
Commercial Real Estate Portfolio Segment [Member]
Impaired Financing Receivable, Related Allowance	1,939,000	1,312,000
Impaired Financing Receivable, Recorded Investment, Total	18,058,000	18,271,000
Loans	636,336,000	496,271,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Recorded Investment, Total	34,000
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member]
Allowance for loan losses, beginning balance	131,000	1,216,000
Allowance for loan losses, charge-offs	(29,000)
Allowance for loan losses, recoveries	82,000	155,000
Allowance for loan losses, provision	31,000	(1,240,000)
Allowance for loan losses, ending balance	215,000	131,000
Individually evaluated for impairment		39,000
Collectively evaluated for impairment	215,000	92,000
Impaired Financing Receivable, Related Allowance		39,000
Ending Allowance Balance	215,000	131,000
Loans individually evaluated for impairment	67,000	531,000
Loans collectively evaluated for impairment	95,965,000	59,779,000
Impaired Financing Receivable, Recorded Investment, Total	132,000	531,000
Loans	96,097,000	60,310,000
Commercial Real Estate Portfolio Segment [Member] | Construction, Land, and Land Development [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Recorded Investment, Total	65,000
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member]
Allowance for loan losses, beginning balance	5,251,000	4,653,000
Allowance for loan losses, charge-offs	(119,000)	(257,000)
Allowance for loan losses, recoveries	218,000	52,000
Allowance for loan losses, provision	(1,442,000)	803,000
Allowance for loan losses, ending balance	3,908,000	5,251,000
Individually evaluated for impairment	1,939,000	1,312,000
Collectively evaluated for impairment	1,969,000	3,939,000
Ending Allowance Balance	3,908,000	5,251,000
Loans individually evaluated for impairment	18,024,000	18,271,000
Loans collectively evaluated for impairment	522,181,000	417,690,000
Loans	540,239,000	$ 435,961,000
Commercial Real Estate Portfolio Segment [Member] | Other Commercial Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]
Impaired Financing Receivable, Related Allowance
Impaired Financing Receivable, Recorded Investment, Total	$ 34,000

Note 6 - Premises and Equipme_3

Note 6 - Premises and Equipment (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Depreciation, Total	$ 2.1	$ 1.8

Note 6 - Premises and Equipme_4

Note 6 - Premises and Equipment - Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Premise and Equipment, Gross	$ 56,048	$ 51,540
Accumulated depreciation	(23,566)	(22,709)
Total premises and equipment	32,482	28,831
Land [Member]
Premise and Equipment, Gross	10,914	10,935
Building [Member]
Premise and Equipment, Gross	30,518	26,545
Furniture and Fixtures [Member]
Premise and Equipment, Gross	13,690	12,782
Leasehold Improvements [Member]
Premise and Equipment, Gross	809	697
Construction in Progress [Member]
Premise and Equipment, Gross	$ 117	$ 581

Note 7 - Other Real Estate Ow_3

Note 7 - Other Real Estate Owned - Change in OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Balance, Beginning of Year	$ 1,841	$ 4,256
Loans transferred to other real estate	1,009	792
Acquired in acquisitions	243
Sales proceeds	(2,553)	(2,949)
Transfer to premises and equipment		(300)
Net gain/(loss) on sale and writedowns	780	42
Balane, End of Year	$ 1,320	$ 1,841

Note 8 - Goodwill and Intangi_3

Note 8 - Goodwill and Intangible Assets (Details Textual) - USD ($)	May 01, 2019	Oct. 22, 2018	Dec. 31, 2019	Dec. 31, 2018
Goodwill, Acquired During Period			$ 16,275,000	$ 202,000
Amortization of Intangible Assets, Total			$ 600,000	$ 48,000
Planters First Bank [Member]
Goodwill, Acquired During Period		$ 202,000
Planters First Bank [Member] | Core Deposits [Member]
Finite-lived Intangible Assets Acquired		$ 560,000
LBC Bancshares, Inc [Member]
Goodwill, Acquired During Period	$ 15,700,000
LBC Bancshares, Inc [Member] | Core Deposits [Member]
Finite-lived Intangible Assets Acquired	3,100,000
PFB Mortgage [Member]
Goodwill, Acquired During Period	$ 541,000

Note 8 - Other Intangible Asset

Note 8 - Other Intangible Assets - Analysis of the Core Deposit Intangible Activity (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Gross carrying amount	$ 4,716	$ 1,616
Accumulated amortization	1,660	1,060
Goodwill	16,477	202
Core Deposits [Member]
Gross carrying amount	4,716	1,616
Accumulated amortization	$ 1,660	$ 1,060

Note 8 - Other Intangible Ass_2

Note 8 - Other Intangible Assets - Estimated Future Amortization Expense (Details) - Core Deposits [Member] $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 776
2021	665
2022	554
2023	444
2024	333
Thereafter	284
Total	$ 3,056

Note 9 - Income Taxes - Compone

Note 9 - Income Taxes - Components of Income Tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Current federal expense	$ 1,881	$ 2,727
Deferred federal expense	517	273
Federal income tax expense	2,398	3,000
Current state income tax expense
Federal and state income tax expense	$ 2,398	$ 3,000

Note 9 - Income Taxes - Differe

Note 9 - Income Taxes - Difference Between Financial Statement Tax Expense and Amount Computer by Applying Statutory Federal Tax Rate to Income Before Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Tax at federal income tax rate	$ 2,648	$ 3,133
Tax-exempt interest	(130)	(57)
Income in cash value of bank owned life insurance	(113)	(97)
Nondeductible merger expenses	39	9
Other	(46)	12
Provision for income taxes	$ 2,398	$ 3,000

Note 9 - Income Taxes - Deferre

Note 9 - Income Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred Tax Assets
Allowance for loan losses	$ 1,624	$ 1,528
Other real estate	115	184
Deferred compensation	163	148
Core deposit intangible		1
Unrealized loss on securities available for sale		2,177
Goodwill	33	48
Restricted stock	9	2
Purchase accounting adjustments	633
Other	401	411
Nonaccrual interest	2	2
Gross deferred tax assets	2,980	4,501
Deferred Tax Liabilities
Premises and equipment	839	1,023
Unrealized gain on securities available for sale	96
Core deposit intangible	533
Other	7	6
Gross deferred tax liabilities	1,475	1,029
Net deferred tax assets	$ 1,505	$ 3,472

Note 10 - Deposits (Details Tex

Note 10 - Deposits (Details Textual) - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Deposit Liabilities Reclassified as Loans Receivable	$ 718,000	$ 476,000
Interest-bearing Domestic Deposit, Brokered	2,000,000	5,000,000
Short-term Jumbo Certificates of Deposit [Member]
Time Deposits, at or Above FDIC Insurance Limit	$ 55,700,000	$ 53,900,000

Note 10 - Deposits - Components

Note 10 - Deposits - Components of Interest-bearing Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Interest-bearing demand	$ 624,658	$ 471,795
Savings	88,970	79,453
Time, $250,000 and over	55,677	53,881
Other time	291,802	287,149
Total interest-bearing deposits	$ 1,061,107	$ 892,278

Note 10 - Deposits - Scheduled

Note 10 - Deposits - Scheduled Maturities of Certificates of Deposit (Details) $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 246,342
2021	52,165
2022	34,903
2023	9,555
2024	4,147
Thereafter	367
Total time deposits	$ 347,479

Note 11 - Other Borrowed Mone_2

Note 11 - Other Borrowed Money (Details Textual) - USD ($) $ in Thousands	May 01, 2019	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged		$ 111,600	$ 108,600
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds		321,400	252,100
Line of Credit Facility, Current Borrowing Capacity		55,000	43,500
Long-term Line of Credit, Total		0	$ 0
Revolving Credit Facility [Member]
Long-term Line of Credit, Total		$ 5,313
Line of Credit Facility, Maximum Borrowing Capacity	$ 10,000
Proceeds from Lines of Credit, Total	$ 5,300
Revolving Credit Facility [Member] | Prime Rate [Member]
Debt Instrument, Basis Spread on Variable Rate	0.40%
Term Note [Member]
Debt Instrument, Face Amount	$ 10,000
Debt Instrument, Interest Rate, Stated Percentage	4.70%	4.70%
Notes Payable, Total		$ 9,250
Federal Reserve Bank Advances [Member]
Short-term Debt, Total		$ 0

Note 11 - Other Borrowed Mone_3

Note 11 - Other Borrowed Money - Outstanding Borrowings (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	May 01, 2019
FHLB Advances		$ 44,000
Revolving Credit	$ 0	0
Total other borrowings	$ 61,563	$ 44,000
Revolving Credit Facility [Member]
Maturity date	May 21, 2021
Revolving Credit	$ 5,313
Interest rate	5.15%
Term Note [Member]
Maturity date	May 24, 2025
Term Note	$ 9,250
Debt Instrument, Interest Rate, Stated Percentage	4.70%		4.70%
FHLB Advances Due March 23, 2020 [Member]
Maturity date	Mar. 23, 2020	Mar. 23, 2020
FHLB Advances	$ 2,500	$ 2,500
Interest rate	2.17%	2.17%
FHLB Advances Due November 19, 2019 [Member]
Maturity date		Nov. 19, 2019
FHLB Advances		$ 5,000
Interest rate		1.77%
FHLB Advances Due June 1, 2020 [Member]
Maturity date	Jun. 1, 2020
FHLB Advances	$ 1,000
Interest rate	1.65%
FHLB Advances Due August 15, 2022 [Member]
Maturity date	Aug. 15, 2022	Aug. 15, 2022
FHLB Advances	$ 18,000	$ 18,000
Interest rate	2.69%	2.69%
FHLB Advances Due February 3, 2023 [Member]
Maturity date	Feb. 3, 2023	Feb. 3, 2023
FHLB Advances	$ 3,000	$ 3,000
Interest rate	3.51%	3.51%
FHLB Advances Due August 15, 2025 [Member]
Maturity date	Aug. 15, 2025	Aug. 15, 2025
FHLB Advances	$ 4,500	$ 4,500
Interest rate	2.62%	2.62%
FHLB Advances Due August 24, 2026 [Member]
Maturity date	Aug. 24, 2026	Aug. 24, 2026
FHLB Advances	$ 3,000	$ 3,000
Interest rate	1.27%	1.27%
FHLB Advances Due August 23, 2023 [Member]
Maturity date		Aug. 23, 2023
FHLB Advances		$ 3,000
Interest rate		0.98%
FHLB Advances Due March 21, 2028 [Member]
Maturity date	Mar. 21, 2028	Mar. 21, 2028
FHLB Advances	$ 5,000	$ 5,000
Interest rate	2.67%	2.67%
FHLB Advances Due July 30, 2029 [Member]
Maturity date	Jul. 30, 2029
FHLB Advances	$ 10,000
Interest rate	1.01%
Advances, Term Note, and Revolving Credit [Member]
Interest rate	2.86%	2.39%

Note 12 - Subordinated Debent_3

Note 12 - Subordinated Debentures (Trusted Preferred Securities) - Schedule of Subordinated Debentures (Details) - Trust Preferred Securities Subject to Mandatory Redemption [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Colony Bankcorp Statutory Trust III [Member]
Issuance date	Jun. 17, 2004
Debt amount	$ 4,640
Total interest rate	4.57963%
Maturity date	Jun. 14, 2034
5 year call option	Jun. 17, 2009
Colony Bankcorp Statutory Trust III [Member] | London Interbank Offered Rate (LIBOR) [Member]
3 month LIBOR rate	1.89963%
Added points	2.68%
Colony Bankcorp Capital Trust I [Member]
Issuance date	Apr. 13, 2006
Debt amount	$ 5,155
Total interest rate	3.44463%
Maturity date	Apr. 13, 2036
5 year call option	Apr. 13, 2011
Colony Bankcorp Capital Trust I [Member] | London Interbank Offered Rate (LIBOR) [Member]
3 month LIBOR rate	1.94463%
Added points	1.50%
Colony Bankcorp Capital Trust II [Member]
Issuance date	Mar. 12, 2007
Debt amount	$ 9,279
Total interest rate	3.6105%
Maturity date	Mar. 12, 2037
5 year call option	Mar. 12, 2012
Colony Bankcorp Capital Trust II [Member] | London Interbank Offered Rate (LIBOR) [Member]
3 month LIBOR rate	1.9605%
Added points	1.65%
Colony Bankcorp Capital Trust III [Member]
Issuance date	Sep. 14, 2007
Debt amount	$ 5,155
Total interest rate	3.3355%
Maturity date	Sep. 14, 2037
5 year call option	Sep. 14, 2012
Colony Bankcorp Capital Trust III [Member] | London Interbank Offered Rate (LIBOR) [Member]
3 month LIBOR rate	1.9355%
Added points	1.40%

Note 13 - Leases (Details Textu

Note 13 - Leases (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Operating Lease, Cost	$ 152,000
Operating Leases, Rent Expense, Net, Total		$ 443,000
Operating Lease, Weighted Average Remaining Lease Term	5 years 127 days
Operating Lease, Weighted Average Discount Rate, Percent	2.06%

Note 13 - Leases - Balance Shee

Note 13 - Leases - Balance Sheet Classification of Operating Lease Right-of-use Assets and Lease Liabilities (Details) $ in Thousands	Dec. 31, 2019USD ($)
Other Assets [Member]
Operating lease right-of-use assets	$ 572
Other Liabilities [Member]
Present Value of Lease Liabilities	$ 547

Note 13 - Leases - Future Matur

Note 13 - Leases - Future Maturities of Operating Lease Liabilities and Other Lease Information (Details) $ in Thousands	Dec. 31, 2019USD ($)
2020	$ 186
2021	110
2022	73
2023	45
2024	45
Thereafter	128
Total Lease Payments	587
Less: Interest	(40)
Other Liabilities [Member]
Present Value of Lease Liabilities	$ 547

Note 13 - Leases - Supplemental

Note 13 - Leases - Supplemental Lease Information (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Operating cash flows from operating leases (cash payments)	$ 151
Operating cash flows from operating leases (lease liability reduction)	138
Operating lease right-of-use assets obtained in exchange for leases entered into during the period	$ 676

Note 14 - Preferred Stock and_2

Note 14 - Preferred Stock and Warrant (Details Textual) - USD ($)	Jun. 05, 2018	Mar. 31, 2017	Jun. 30, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2016	Dec. 31, 2015
Preferred Stock, Shares Outstanding, Ending Balance				0	0
Class of Warrant or Right, Number of Securities Called by Warrants or Rights	500,000		500,000
Payments for Repurchase of Warrants	$ 3,175,000		$ 3,200,000		$ 3,175,000
Warrants and Rights Outstanding				$ 0	$ 0
Series A Preferred Stock [Member]
Stock Redeemed or Called During Period, Shares		9,360				8,661	9,979
Preferred Stock, Redemption Price Per Share						$ 1,000	$ 1,000
Preferred Stock, Shares Outstanding, Ending Balance				0

Note 15 - Employee Benefit Pl_2

Note 15 - Employee Benefit Plan (Details Textual) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Employee Service Period	6 years
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 674,000	$ 710,000

Note 16 - Commitments and Con_3

Note 16 - Commitments and Contingencies (Details Textual)	12 Months Ended
	Dec. 31, 2019
Expiration Period Of Letter Of Credit Issued	1 year

Note 16 - Commitments and Con_4

Note 16 - Commitments and Contingencies - Financial Instruments Outstanding Whose Contract Amount Represents Credit Risk (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Standby letters of credit	$ 1,576	$ 1,525
Loan Origination Commitments [Member]
Commitments to extend credit	$ 102,890	$ 98,736

Note 17 - Deferred Compensati_2

Note 17 - Deferred Compensation Plan (Details Textual)	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Minimum Age Requirement for Deferred Compensation	65
Deferred Compensation Liability, Current and Noncurrent, Total	$ 774,000	$ 707,000
Defined Benefit Plan, Benefit Obligation, Benefits Paid	82,000	108,000
Pension and Other Postretirement Benefits Cost (Reversal of Cost), Total	63,000	52,000
Fee Income Recognized With Deferred Compensation Plans	$ 190,525	$ 135,000

Note 18 - Related Party Trans_3

Note 18 - Related Party Transactions - Activity of Related Party Loan (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Balance, Beginning	$ 692	$ 745
New loans	4,777	114
Repayments	(3,855)	(167)
Transactions due to changes in directors	4,793
Balance, Ending	$ 6,407	$ 692

Note 19 - Fair Value of Finan_3

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements (Details Textual)	Dec. 31, 2019
Discounted Rate To Account For Selling And Marketing Costs	10.00%

Note 19 - Fair Value of Finan_4

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements - Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value	$ 347,332	$ 353,066
Reported Value Measurement [Member]
Cash and short-term investments	104,092	60,156
Fair Value	347,332	353,066
Federal Home Loan Bank stock	4,288	2,978
Loans held for sale	10,076
Loans, net	961,696	774,249
Deposits	1,293,742	1,085,125
Subordinated debentures	24,229	24,229
Other borrowed money	61,563	44,000
Estimate of Fair Value Measurement [Member]
Cash and short-term investments	104,092	60,156
Fair Value	347,332	353,066
Federal Home Loan Bank stock	4,288	2,978
Loans held for sale	10,076
Loans, net	938,475	769,809
Deposits	1,294,506	1,086,503
Subordinated debentures	24,229	24,229
Other borrowed money	60,585	44,032
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and short-term investments	104,092	60,156
Fair Value
Federal Home Loan Bank stock
Loans held for sale
Loans, net
Deposits
Subordinated debentures
Other borrowed money
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and short-term investments
Fair Value	345,310	351,057
Federal Home Loan Bank stock	4,288	2,978
Loans held for sale	10,076
Loans, net
Deposits	1,294,506	1,086,503
Subordinated debentures	24,229	24,229
Other borrowed money	60,585	44,032
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and short-term investments
Fair Value	2,022	2,009
Federal Home Loan Bank stock
Loans held for sale
Loans, net	938,475	769,809
Deposits
Subordinated debentures
Other borrowed money

Note 19 - Fair Value of Finan_5

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring and Nonrecurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value	$ 347,332	$ 353,066
Fair Value, Recurring [Member]
Fair Value	347,332	353,066
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value	345,310	351,057
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value	2,022	2,009
Fair Value, Nonrecurring [Member]
Impaired loans	5,985	3,352
Other real estate	1,320	1,841
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 1 [Member]
Impaired loans
Other real estate
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Impaired loans
Other real estate
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired loans	5,985	3,352
Other real estate	1,320	1,841
US States and Political Subdivisions Debt Securities [Member]
Fair Value	5,115	3,989
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value	5,115	3,989
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value	5,115	3,989
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value
Corporate Debt Securities [Member]
Fair Value	2,806	2,872
Corporate Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value	2,806	2,872
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value	784	863
Corporate Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value	2,022	2,009
US Government Agencies Debt Securities [Member]
Fair Value	339,411	346,205
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value	339,411	346,205
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value	339,411	346,205
US Government Agencies Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value

Note 19 - Fair Value of Finan_6

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements - Quantitative Information for Financial Instruments Measured at Fair Value (Details) $ in Thousands	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Other real estate owned	$ 1,320	$ 1,841	$ 4,256
Fair Value, Nonrecurring [Member]
Impaired Loans	5,985	3,352
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired Loans	5,985	3,352
Valuation, Market Approach [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Impaired Loans	5,985	3,352
Other real estate owned	$ 1,320	$ 1,841
Valuation, Market Approach [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Minimum [Member] | Measurement Input, Appraised Value [Member]
Impaired Loans	0	0
Other Real Estate	0	0
Valuation, Market Approach [Member] | Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member] | Maximum [Member] | Measurement Input, Appraised Value [Member]
Impaired Loans	0.2	0.2
Other Real Estate	0.2	0.2

Note 19 - Fair Value of Finan_7

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements - Fair Value Measurement Using Significant Unobservable Inputs (Details) - Available-for-sale Securities [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Beginning balance	$ 2,009	$ 2,068
Sales
Paydowns
Accretion (amortization) of discounts and premiums	(18)	(18)
Unrealized gains (loss) included in other comprehensive income (loss)	31	(41)
Ending balance	$ 2,022	$ 2,009

Note 19 - Fair Value of Finan_8

Note 19 - Fair Value of Financial Instruments and Fair Value Measurements - Quantitative Information About Recurring Level 3 Fair Value Measurement (Details) $ in Thousands		Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Fair Value		$ 347,332	$ 353,066
Corporate Debt Securities [Member]
Fair Value		2,806	2,872
Fair Value, Recurring [Member]
Fair Value		347,332	353,066
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value		2,022	2,009
Fair Value, Recurring [Member] | Corporate Debt Securities [Member]
Fair Value		2,806	2,872
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value		2,022	2,009
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation Technique, Discounted Cash Flow [Member]
Fair Value		$ 2,022	$ 2,009
Fair Value, Recurring [Member] | Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member] | Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Discount Rate [Member] | Weighted Average [Member]
Range Weighted Average	[1]
[1]	The Company relies on a third-party pricing service to value its securities. The details of the unobservable inputs and other adjustments used by the third-party pricing service were not readily available to the Company.

Note 20 - Regulatory Capital _3

Note 20 - Regulatory Capital Matters (Details Textual) - USD ($)	Jun. 05, 2018	Jun. 30, 2018	Dec. 31, 2019	Dec. 31, 2018	Jan. 01, 2016
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets Rule 1					0.625%
Increase in Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets					0.625%
Tier 1 Capital Conservation Buffer of Risk Weighted Assets					2.50%
SEC Schedule, 12-04, Cash Dividends Paid to Registrant, Consolidated Subsidiaries				$ 8,300,000
Class of Warrant or Right, Number of Securities Called by Warrants or Rights	500,000	500,000
Payments for Repurchase of Warrants	$ 3,175,000	$ 3,200,000		$ 3,175,000

Note 20 - Regulatory Capital _4

Note 20 - Regulatory Capital Matters - Summary of Regulatory Capital Information (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Capital	$ 140,973	$ 133,900
Capital to Risk-Weighted Assets	13.17%	15.86%
Capital Required for Capital Adequacy	$ 85,661	$ 67,527
Capital Required for Capital Adequacy to Risk-Weighted Assets	8.00%	8.00%
Tier I Risk Based Capital	$ 134,110	$ 126,623
Tier I Risk Based Capital to Risk-Weighted Assets	12.52%	15.00%
Tier I Risk Based Capital Required for Capital Adequacy	$ 64,246	$ 50,645
Tier I Risk Based Capital Required for Capital Adequacy to Risk-Weighted Assets	6.00%	6.00%
Common Equity Tier I Risk Based Capital	$ 110,610	$ 103,123
Common Equity Tier I Risk Based Capital to Risk-Weighted Assets	10.33%	12.22%
Common Equity Tier I Risk Based Capital Required for Capital Adequacy	$ 48,185	$ 37,984
Common Equity Tier I Risk Based Capital Required for Capital Adequacy to Risk-Weighted Assets	4.50%	4.50%
Tier I Leverage Capital	$ 134,110	$ 126,623
Tier I Leverage Capital to Average Assets	8.92%	10.24%
Tier I Leverage Capital Required for Capital Adequacy	$ 60,141	$ 49,478
Tier I Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Colony Bank [Member]
Capital	$ 151,444	$ 131,723
Capital to Risk-Weighted Assets	14.19%	15.63%
Capital Required for Capital Adequacy	$ 85,407	$ 67,418
Capital Required for Capital Adequacy to Risk-Weighted Assets	8.00%	8.00%
Capital Required to be Well Capitalized	$ 106,758	$ 84,272
Capital Required to be Well Capitalized to Risk-Weighted Assets	10.00%	10.00%
Tier I Risk Based Capital	$ 144,581	$ 124,446
Tier I Risk Based Capital to Risk-Weighted Assets	13.54%	14.77%
Tier I Risk Based Capital Required for Capital Adequacy	$ 64,055	$ 50,563
Tier I Risk Based Capital Required for Capital Adequacy to Risk-Weighted Assets	6.00%	6.00%
Tier I Risk Based Capital Required to be Well Capitalized	$ 85,407	$ 67,418
Tier I Risk Based Capital Required to be Well Capitalized to Risk-Weighted Assets	8.00%	8.00%
Common Equity Tier I Risk Based Capital	$ 144,581	$ 124,446
Common Equity Tier I Risk Based Capital to Risk-Weighted Assets	13.54%	14.77%
Common Equity Tier I Risk Based Capital Required for Capital Adequacy	$ 48,041	$ 37,923
Common Equity Tier I Risk Based Capital Required for Capital Adequacy to Risk-Weighted Assets	4.50%	4.50%
Common Equity Tier I Risk Based Capital Required to Be Well Capitalized	$ 69,393	$ 54,777
Common Equity Tier I Risk Based Capital Required to Be Well Capitalized to Risk-Weighted Assets	6.50%	6.50%
Tier I Leverage Capital	$ 144,581	$ 124,446
Tier I Leverage Capital to Average Assets	9.77%	10.08%
Tier I Leverage Capital Required for Capital Adequacy	$ 59,977	$ 49,396
Tier I Leverage Capital Required for Capital Adequacy to Average Assets	4.00%	4.00%
Tier I Leverage Capital Required to Be Well Capitalized	$ 74,972	$ 61,745
Tier I Leverage Capital Required to Be Well Capitalized to Average Assets	5.00%	5.00%

Note 21 - Stock-Based Compens_2

Note 21 - Stock-Based Compensation (Details Textual) - USD ($)	1 Months Ended	12 Months Ended
	Aug. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Share Price	$ 17.73
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	5,650
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount, Total		$ 52,000	$ 86,000
Share-based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition		1 year 211 days	2 years 211 days
Share-based Payment Arrangement, Expense		$ 34,000	$ 14,000

Note 22 - Financial Informati_3

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only) (Details) - Balance Sheets, Parent Company (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Sep. 30, 2019	Dec. 31, 2018	Dec. 31, 2017
Premises and equipment	$ 32,482		$ 28,831
Other	11,105		8,929
Total Assets	1,515,313		1,251,878
Liabilities
Other borrowed money	61,563		44,000
Other	5,273		2,832
Subordinated debentures	24,229		24,229
Total Liabilities	1,384,807		1,156,186
Stockholders’ equity
Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 and 8,444,908 shares issued and outstanding as of December 31, 2019 and 2018, respectively	9,499		8,445
Paid-in capital	43,667		25,978
Retained earnings	76,978		69,459
Accumulated other comprehensive income/(loss), net of tax	362		(8,190)
Total Stockholder’s Equity	130,506	$ 130,506	95,692	$ 90,322
Total Liabilities and Stockholders’ Equity	1,515,313		1,251,878
Parent Company [Member]
Cash	2,049		937
Premises and equipment	1,171		1,198
Investment in subsidiaries	165,836		117,743
Other	483		236
Total Assets	169,539		120,114
Liabilities
Other borrowed money	14,563
Other	241		193
Subordinated debentures	24,229		24,229
Total Liabilities	39,033		24,422
Stockholders’ equity
Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 and 8,444,908 shares issued and outstanding as of December 31, 2019 and 2018, respectively	9,499		8,445
Paid-in capital	43,667		25,978
Retained earnings	76,978		69,459
Accumulated other comprehensive income/(loss), net of tax	362		(8,190)
Total Stockholder’s Equity	130,506		95,692
Total Liabilities and Stockholders’ Equity	$ 169,539		$ 120,114

Note 22 - Financial Informati_4

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only) (Details) - Balance Sheets, Parent Company (Details) (Parentheticals) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	9,498,783	8,444,908
Common stock, shares outstanding (in shares)	9,498,783	8,444,908
Parent Company [Member]
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	20,000,000	20,000,000
Common stock, shares issued (in shares)	9,498,783	8,439,258
Common stock, shares outstanding (in shares)	9,498,783	8,439,258

Note 22 - Financial Informati_5

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only) Statements of Operations, Parent Company (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2018
Total income		$ 60,483	$ 49,022
Salaries and employee benefits		26,218	20,123
Income before income taxes and equity in undistributed earnings of subsidiaries		12,609	14,917
Provision for income taxes		2,398	3,000
Net income	$ 10,211	10,211	11,917
Parent Company [Member]
Dividends from subsidiaries		6,731	8,329
Total income		7,499	9,036
Interest		1,541	972
Salaries and employee benefits		1,097	1,084
Other		1,262	691
Total expenses		3,899	2,747
Income before income taxes and equity in undistributed earnings of subsidiaries		3,600	6,289
Provision for income taxes		639	422
Income before equity in undistributed earnings of subsidiaries		4,239	6,711
Equity in undistributed earnings of subsidiaries		5,972	5,206
Net income		10,211	11,917
Parent Company [Member] | Management Service [Member]
Non interest revenue from banking services		750	601
Parent Company [Member] | Financial Service, Other [Member]
Non interest revenue from banking services		$ 18	$ 106

Note 22 - Financial Informati_6

Note 22 - Financial Information of Colony Bankcorp, Inc. (Parent Only) - Statements of Cash Flows, Parent Company (Details) - USD ($)	Jun. 05, 2018	Jun. 30, 2018	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income			$ 10,211,000	$ 10,211,000	$ 11,917,000
Adjustments to reconcile net income to net cash provided by operating activities:
Share-based compensation expense				34,000	14,000
Net cash provided by operating activities				3,933,000	14,917,000
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of premises and equipment				(3,485,000)	(2,763,000)
Net cash and cash equivalents paid in acquisition				(467,000)	(10,043,000)
Net cash (used in) provided by investing activities				6,746,000	(9,319,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Dividends paid for common stock				(2,692,000)	(1,688,000)
Repurchase of warrants	$ (3,175,000)	$ (3,200,000)			(3,175,000)
Net cash (used in) provided by financing activities				33,257,000	(3,255,000)
Net increase (decrease) in cash and cash equivalents				43,936,000	2,343,000
Cash and cash equivalents at beginning of period			60,156,000	60,156,000	57,813,000
Cash and cash equivalents at end of period				104,092,000	60,156,000
Parent Company [Member]
CASH FLOWS FROM OPERATING ACTIVITIES
Net income				10,211,000	11,917,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization				81,000	85,000
Share-based compensation expense				34,000	14,000
Equity in undistributed earnings of subsidiaries				(5,972,000)	(5,206,000)
Change in interest payable				21,000	3,000
Other				1,065,000	(240,000)
Net cash provided by operating activities				5,440,000	6,573,000
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of premises and equipment				(54,000)	(183,000)
Net cash and cash equivalents paid in acquisition				(16,145,000)
Net cash (used in) provided by investing activities				(16,199,000)	(183,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in other borrowed money				14,563,000	(1,500,000)
Dividends paid for common stock				(2,692,000)	(1,688,000)
Repurchase of warrants					(3,175,000)
Net cash (used in) provided by financing activities				11,871,000	(6,363,000)
Net increase (decrease) in cash and cash equivalents				1,112,000	27,000
Cash and cash equivalents at beginning of period			$ 937,000	937,000	910,000
Cash and cash equivalents at end of period				$ 2,049,000	$ 937,000

Note 23 - Earnings Per Share -

Note 23 - Earnings Per Share - Summary of Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Numerator
Net income available to common stockholders	$ 10,211	$ 11,917
Denominator
Weighted average shares outstanding, basic (in shares)	9,129,705	8,439,454
Restricted stock (in shares)
Stock warrants (in shares)		99,154
Weighted average number of common shares outstanding for diluted earnings per common share (in shares)	9,129,705	8,538,608
Earnings per share - basic (in dollars per share)	$ 1.12	$ 1.41
Earnings per share - diluted (in dollars per share)	$ 1.12	$ 1.40

Note 24 - Accumulated Other C_3

Note 24 - Accumulated Other Comprehensive Income (Loss) - Changes for Unrealized Gains and Losses Securities Available for Sale (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Beginning Balance	$ 95,692	$ 90,322
Ending Balance	130,506	95,692
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-sale, Parent [Member]
Beginning Balance	(8,190)	(6,492)
Other comprehensive loss before reclassification	8,629	(1,606)
Amounts reclassified from accumulated other comprehensive income	(77)	(92)
Change in Unrealized Gains (Losses) on Securities Available for Sale, Net of Reclassification Adjustment and Tax Effects	8,552	(1,698)
Ending Balance	$ 362	$ (8,190)

Note 25 - Segment Information -

Note 25 - Segment Information - Schedule of Segment Reporting Information (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2018
Net Interest Income		$ 47,845	$ 40,797
Allowance for loan losses, provision		1,104	201
Total noninterest income		14,762	9,621
Noninterest Expenses		48,894	35,300
Provision for income taxes		2,398	3,000
Net income/(loss)	$ 10,211	10,211	11,917
Total Assets		1,515,313	1,251,878
Total assets		1,515,313	1,251,878
Bank [Member]
Net Interest Income		49,162	41,194
Allowance for loan losses, provision		1,104	165
Total noninterest income		11,224	9,614
Noninterest Expenses		42,786	33,770
Provision for income taxes		3,279	3,411
Net income/(loss)		13,217	13,462
Total Assets		1,499,347	1,249,173
Total assets		1,499,347	1,249,173
Mortgage Loan Banking [Member]
Net Interest Income		164
Allowance for loan losses, provision
Total noninterest income		3,139
Noninterest Expenses		3,257
Provision for income taxes		10
Net income/(loss)		36
Total Assets		11,624
Total assets		11,624
Small Business Specialty Lending Division [Member]
Net Interest Income
Allowance for loan losses, provision
Total noninterest income
Noninterest Expenses		1,213
Provision for income taxes		(254)
Net income/(loss)		(959)
Total Assets		405
Total assets		405
Corporate Segment [Member]
Net Interest Income		(1,481)	(927)
Allowance for loan losses, provision
Total noninterest income		399
Noninterest Expenses		1,638	1,084
Provision for income taxes		(637)	(422)
Net income/(loss)		(2,083)	(1,589)
Total Assets		3,937	2,705
Total assets		$ 3,937	$ 2,705