First Commonwealth Financial (FCF) 8-K 2024 FY First Commonwealth Financial Corporation Expands Presence in Cincinnati with Acquisition of

1 ACQUISITION OF CENTERGROUP FINANCIAL, INC. DEVELOPING MARKET SHARE IN THE CINCINNATI MSA Source: S&P Capital IQ Pro (1) Map only depicts FCF branches located in the Cincinnati MSA (2) Based on average deposit balances for the quarter ended September 30, 2024 (3) Assumes 50% phase-in of cost savings in 2025 and 100% phase-in thereafter Franchise Overview – Cincinnati MSA(1) Key Transaction Assumptions Market Share Gain – Cincinnati MSA(2) Pro Forma Financial Impact In-Market # of Deposits Market Bank Rank Locations ($MMs) Share CenterGroup 24/56 5 $228.7 0.1% FCF 31/56 5 $126.5 0.1% Pro Forma 21/56 10 $355.2 0.2% ▪ Fixed exchange ratio of 6.10 shares of FCF common stock for each share of CenterGroup stock o 153% P / TBV; 15.3x P / 2025 Earnings (based on FCF’s closing price of $17.84 as of December 17, 2024) ▪ Approximately 40% cost savings, with 50% realized in 2025 and 100% realized thereafter ▪ Pre-tax merger-related charges of ~$5.7 million (1.6x fully phased-in cost savings) ▪ 2.50% gross credit mark (apx. 35% PCD / 65% non-PCD) ▪ 4.00% interest rate mark 20%+ Internal Rate of Return 1.9% 2025 EPS Accretion(3) 3.1% 2026 EPS Accretion(3) -1.4% TBV Dilution (at close) < 3.0 yrs. TBV Earnback 8.9% Pro Forma TCE Ratio FCF (5/127) CG Branches CG LPO CG Mortgage Center Exhibit 99.2