Exhibit 21
Subsidiaries of the Registrant
The following table provides a listing of the direct and indirect operating subsidiaries of the Registrant as of December 31, 2008, the percent of voting stock held by the Registrant, and the jurisdiction of incorporation or organization in which each subsidiary was incorporated or organized.
Subsidiaries of the Registrant | Jurisdiction of Incorporation or Organization | Percentage Voting Stock Held by Registrant |
Farmers Bank & Capital Trust Co. | Kentucky | 100% |
United Bank & Trust Company | Kentucky | 100% |
First Citizens Bank | Kentucky | 100% |
The Lawrenceburg Bank and Trust Company | Kentucky | 100% |
Citizens Bank of Northern Kentucky, Inc. | Kentucky | 100% |
FCB Services, Inc. | Kentucky | 100% |
Kentucky General Holdings, LLC | Kentucky | 100% |
FFKT Insurance Services, Inc. | Kentucky | 100% |
EKT Properties, Inc. | Kentucky | 100% |
Farmers Capital Bank Trust I | Delaware | 100% |
Farmers Capital Bank Trust II | Delaware | 100% |
Farmers Capital Bank Trust III | Delaware | 100% |
KHL Holdings, LLC 1 | Kentucky | |
Kentucky Home Life Insurance Company 2 | Kentucky | |
Kentucky General Life Insurance Company, Inc. 3 | Kentucky | |
Leasing One Corporation 4 | Kentucky | |
Farmers Bank Realty Co. 4 | Kentucky | |
EG Properties, Inc.4 | Kentucky | |
Farmers Capital Insurance Corporation 4 | Kentucky | |
FA Properties, Inc.4 | Kentucky | |
Farmers Fidelity Insurance Agency, LLP 5 | Kentucky | |
Austin Park Apartments, LTD 6 | Kentucky | |
Frankfort Apartments II, LTD 7 | Kentucky | |
ENKY Properties, Inc. 8 | Kentucky | |
EGT Properties9 | Kentucky | |
NUBT Properties, LLC10 | Kentucky | |
Flowing Creek Realty, LLC11 | Indiana |
1 | Kentucky General holds a 45% equity and 50% voting interest in KHL Holdings, LLC. |
2 | A wholly-owned subsidiary of KHL Holdings, LLC. |
3 | No stock issued; inactive company. |
4 | A wholly-owned subsidiary of Farmers Bank. |
5 | A fifty (50%) percent owned LLP of Farmers Insurance. |
6 | Farmers Bank has a 99% limited interest in this partnership. |
7 | Farmers Bank has a 99.9% limited interest in this partnership. |
8 | A wholly-owned subsidiary of Citizens Northern. |
9 | A wholly-owned subsidiary of United Bank. |
10 | EGT holds an 83% member interest and ENKY holds a 17% member interest. |
11 | NUBT holds a 67% member interest and the remaining 33% interest is held by unrelated third parties. |
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