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New words:
Basel, CDs, clear, complement, conservative, curtailment, drawn, embarking, endorsed, FICO, frequency, hesitant, histogram, hypothetical, inference, lesser, lien, met, MetLife, persisted, predominant, Realty, reconciled, relocate, relocation, remeasurement, remitted, Research, restricted, satisfaction, scale, sporadic, SSR, SSRM, standalone, teller, uncertainty, universe, upgrade, vendor, winning
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attached, Box, charging, Chicago, computershare, concentration, conference, confined, conspiracy, criminal, dismissal, disposition, experiencing, extreme, found, fraud, governed, highly, illiquid, investing, joint, lengthening, MBS, multiple, Office, post, prejudice, prepayment, ranged, rapid, region, release, response, stage, supplementary, Title, unconsolidated, understanding, utilize, venture, violation
Filing tables
Filing exhibits
- 10-Q Quarterly report
- 4.9 PNC Senior Fixed Rate Note
- 4.10 PNC Senior Floating Rate Note
- 4.11 PNC Subordinated Fixed Rate Note
- 4.12 PNC Subordinated Floating Rate Note
- 10.29 PNC $20,000,000,000 Global Note Program
- 10.30 Forms of Employee Stock Option and Share Agreements
- 10.31 Form of Non-ceg Change In Control Severence Agreements
- 10.32 Forms of Director Stock Option and Restricted Stock Agreements
- 12.1 Computation of Ratio of Earnings to Fixed Charges
- 12.2 Computation of Ratio of Earnings to Fixed Charges and Preferred Stock Dividends
- 31.1 CEO 302 Certification
- 31.2 CFO 302 Certification
- 32.1 CEO 906 Certification
- 32.2 CFO 906 Certification
- 99.13 Agreement and Plan of Merger, Dated As of July 16, 2004
Related press release
PNC similar filings
Filing view
External links
EXHIBIT 12.1
The PNC Financial Services Group, Inc. and Subsidiaries
Computation of Ratio of Earnings
to Fixed Charges
For Nine Months Ended September 30, 2004 | Year Ended | |||||||||||||||||||||||
Dollars in millions | 2003 | 2002 | 2001 | 2000 | 1999 | |||||||||||||||||||
Earnings | ||||||||||||||||||||||||
Income from continuing operations before taxes | $ | 1,301 | $ | 1,568 | $ | 1,821 | $ | 564 | $ | 1,848 | $ | 1,788 | ||||||||||||
Fixed charges excluding interest on deposits | 255 | 346 | 432 | 762 | 1,032 | 979 | ||||||||||||||||||
Subtotal | 1,556 | 1,914 | 2,253 | 1,326 | 2,880 | 2,767 | ||||||||||||||||||
Interest on deposits | 332 | 457 | 659 | 1,229 | 1,653 | 1,369 | ||||||||||||||||||
Total | $ | 1,888 | $ | 2,371 | $ | 2,912 | $ | 2,555 | $ | 4,533 | $ | 4,136 | ||||||||||||
Fixed charges | ||||||||||||||||||||||||
Interest on borrowed funds | $ | 211 | $ | 258 | $ | 315 | $ | 645 | $ | 914 | $ | 869 | ||||||||||||
Interest component of rentals | 44 | 59 | 58 | 53 | 50 | 44 | ||||||||||||||||||
Amortization of notes and debentures | 0 | 1 | 1 | 1 | 1 | 1 | ||||||||||||||||||
Distributions on mandatorily redeemable capital securities of subsidiary trusts | 0 | 28 | 58 | 63 | 67 | 65 | ||||||||||||||||||
Subtotal | 255 | 346 | 432 | 762 | 1,032 | 979 | ||||||||||||||||||
Interest on deposits | 332 | 457 | 659 | 1,229 | 1,653 | 1,369 | ||||||||||||||||||
Total | $ | 587 | $ | 803 | $ | 1,091 | $ | 1,991 | $ | 2,685 | $ | 2,348 | ||||||||||||
Ratio of earnings to fixed charges | ||||||||||||||||||||||||
Excluding interest on deposits | 6.10 | x | 5.53 | x | 5.22 | x | 1.74 | x | 2.79 | x | 2.83 | x | ||||||||||||
Including interest on deposits | 3.22 | 2.95 | 2.67 | 1.28 | 1.69 | 1.76 | ||||||||||||||||||