German American Bancorp (GABC) 10-K 2 Mar 20 2019 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Dec. 31, 2019	Feb. 20, 2020	Jun. 30, 2019
Cover page.
Document Type	10-K
Document Period End Date	Dec. 31, 2019
Entity File Number	001-15877
Entity Registrant Name	GERMAN AMERICAN BANCORP, INC.
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1547518
Entity Address, Address Line One	711 Main Street,
Entity Address, Address Line Two	Box 810,
Entity Address, City or Town	Jasper,
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	47546
City Area Code	812
Local Phone Number	482-1314
Title of 12(b) Security	Common Shares, no par value
Trading Symbol	GABC
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Public Float			$ 703,623,038
Entity Common Stock, Shares Outstanding		26,671,368
Documents Incorporated by Reference	Portions of the Proxy Statement of German American Bancorp, Inc., for the Annual Meeting of its Shareholders to be held May 21, 2020, to the extent stated herein, are incorporated by reference into Part III (Items 10 through 14).
Document Annual Report	true
Document Transition Report	false
Entity Central Index Key	0000714395
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and Due from Banks	$ 59,971	$ 64,549
Federal Funds Sold and Other Short-term Investments	43,913	32,001
Cash and Cash Equivalents	103,884	96,550
Interest-bearing Time Deposits with Banks	1,985	250
Securities Available-for-Sale, at Fair Value	854,825	812,611
Other Investments	353	353
Loans Held-for-Sale, at Fair Value	17,713	4,263
Loans	3,081,973	2,731,741
Less:
Less: Unearned Income	(4,882)	(3,682)
Allowance for Loan Losses	(16,278)	(15,823)
Loans, Net	3,060,813	2,712,236
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	13,968	13,048
Premises, Furniture and Equipment, Net	96,651	80,627
Other Real Estate	425	286
Goodwill	121,306	103,681
Intangible Assets	12,656	9,964
Company Owned Life Insurance	68,883	59,896
Accrued Interest Receivable and Other Assets	44,210	35,325
TOTAL ASSETS	4,397,672	3,929,090
LIABILITIES
Non-interest-bearing Demand Deposits	832,985	715,972
Interest-bearing Demand, Savings, and Money Market Accounts	1,965,640	1,768,177
Time Deposits	631,396	588,483
Total Deposits	3,430,021	3,072,632
FHLB Advances and Other Borrowings	349,686	376,409
Accrued Interest Payable and Other Liabilities	44,145	21,409
TOTAL LIABILITIES	3,823,852	3,470,450
Commitments and Contingencies (Note 14)
SHAREHOLDERS’ EQUITY
Common Stock, no par value, $1 stated value; 45,000,000 shares authorized	26,671	24,967
Additional Paid-in Capital	278,954	229,347
Retained Earnings	253,090	211,424
Accumulated Other Comprehensive Income (Loss)	15,105	(7,098)
TOTAL SHAREHOLDERS’ EQUITY	573,820	458,640
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 4,397,672	$ 3,929,090
End of period shares issued (in shares)	26,671,368	24,967,458
End of period shares outstanding (in shares)	26,671,368	24,967,458

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Common Stock, stated value (in dollars per share)	$ 1	$ 1
Common Stock, shares authorized (in shares)	45,000,000	45,000,000

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
INTEREST INCOME
Interest and Fees on Loans	$ 152,481	$ 112,084	$ 91,745
Interest on Federal Funds Sold and Other Short-term Investments	522	308	134
Interest and Dividends on Securities:
Taxable	13,910	12,398	10,898
Non-taxable	9,561	8,959	8,253
TOTAL INTEREST INCOME	176,474	133,749	111,030
INTEREST EXPENSE
Interest on Deposits	23,805	13,625	7,094
Interest on FHLB Advances and Other Borrowings	7,444	5,514	4,027
TOTAL INTEREST EXPENSE	31,249	19,139	11,121
NET INTEREST INCOME	145,225	114,610	99,909
Provision for Loan Losses	5,325	2,070	1,750
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	139,900	112,540	98,159
NON-INTEREST INCOME
Company Owned Life Insurance	2,005	1,243	1,341
Other Operating Income	3,229	2,785	2,641
Net Gains on Sales of Loans	4,633	3,004	3,280
Net Gains on Securities	1,248	706	596
TOTAL NON-INTEREST INCOME	45,501	37,070	31,854
NON-INTEREST EXPENSE
Salaries and Employee Benefits	63,885	51,306	46,642
Occupancy Expense	9,988	7,735	6,609
Furniture and Equipment Expense	3,788	3,142	2,621
FDIC Premiums	533	1,033	954
Data Processing Fees	7,927	6,942	4,276
Professional Fees	4,674	5,362	2,817
Advertising and Promotion	4,230	3,492	3,543
Intangible Amortization	3,721	1,752	942
Other Operating Expenses	15,416	12,789	9,399
TOTAL NON-INTEREST EXPENSE	114,162	93,553	77,803
Income before Income Taxes	71,239	56,057	52,210
Income Tax Expense	12,017	9,528	11,534
NET INCOME	$ 59,222	$ 46,529	$ 40,676
Basic Earnings per Share (in USD per share)	$ 2.29	$ 1.99	$ 1.77
Diluted Earnings per Share (in USD per share)	2.29	1.99	1.77
Dividends per Share (in USD per share)	$ 0.68	$ 0.60	$ 0.52
Trust and Investment Product Fees
NON-INTEREST INCOME
Non-interest Income	$ 7,278	$ 6,680	$ 5,272
Service Charges on Deposit Accounts
NON-INTEREST INCOME
Non-interest Income	8,718	7,044	6,178
Insurance Revenues
NON-INTEREST INCOME
Non-interest Income	8,940	8,330	7,979
Interchange Fee Income
NON-INTEREST INCOME
Non-interest Income	$ 9,450	$ 7,278	$ 4,567

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Statement of Comprehensive Income [Abstract]
Net Income	$ 59,222	$ 46,529	$ 40,676
Unrealized Gains (Losses) on Securities:
Unrealized Holding Gain (Loss) Arising During the Period	29,866	(4,936)	7,364
Reclassification Adjustment for Gains Included in Net Income	(1,248)	(706)	(596)
Tax Effect	(6,186)	1,218	(2,377)
Net of Tax	22,432	(4,424)	4,391
Postretirement Benefit Obligation:
Net (Loss) Arising During the Period	(310)	(73)	(226)
Reclassification Adjustment for Amortization of Prior Service Cost and Net Loss Included in Net Periodic Pension Cost	37	32	8
Tax Effect	44	(13)	80
Net of Tax	(229)	(54)	(138)
Total Other Comprehensive Income (Loss)	22,203	(4,478)	4,253
COMPREHENSIVE INCOME	$ 81,425	$ 42,051	$ 44,929

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning Balances (in shares) at Dec. 31, 2016		15,261,431
Beginning Balance at Dec. 31, 2016	$ 330,267	$ 15,261	$ 171,744	$ 149,666	$ (6,404)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	40,676			40,676
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	4,253				4,253
Reclass Upon Adoption of ASU 2018-02 (See Note 1 - Summary of Significant Accounting Policies)	0			469	(469)
Cash Dividends ($0.68, $0.60 and $0.52 per share in 2019, 2018 and 2017, respectively)	(11,842)			(11,842)
Issuance of Common Stock for 3-for-2 Stock Split (in shares)		7,642,726
Issuance of Common Stock for 3-for-2 Stock Split	(29)	$ 7,643	(7,672)
Restricted Share Grants (in shares)		30,246
Restricted Share Grants	1,246	$ 30	1,216
Ending Balances (in shares) at Dec. 31, 2017		22,934,403
Ending Balance at Dec. 31, 2017	364,571	$ 22,934	165,288	178,969	(2,620)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	46,529			46,529
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	(4,478)				(4,478)
Cash Dividends ($0.68, $0.60 and $0.52 per share in 2019, 2018 and 2017, respectively)	(14,074)			(14,074)
Acquisitions (in shares)		1,987,698
Acquisitions	64,737	$ 1,988	62,749
Restricted Share Grants (in shares)		45,357
Restricted Share Grants	1,355	$ 45	1,310
Ending Balances (in shares) at Dec. 31, 2018		24,967,458
Ending Balance at Dec. 31, 2018	458,640	$ 24,967	229,347	211,424	(7,098)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	59,222			59,222
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	22,203				22,203
Cash Dividends ($0.68, $0.60 and $0.52 per share in 2019, 2018 and 2017, respectively)	(17,556)			(17,556)
Acquisitions (in shares)		1,663,954
Acquisitions	50,024	$ 1,664	48,360
Restricted Share Grants (in shares)		39,956
Restricted Share Grants	1,287	$ 40	1,247
Ending Balances (in shares) at Dec. 31, 2019		26,671,368
Ending Balance at Dec. 31, 2019	$ 573,820	$ 26,671	$ 278,954	$ 253,090	$ 15,105

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.68	$ 0.60	$ 0.52

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 59,222	$ 46,529	$ 40,676
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Net Amortization on Securities	3,862	3,550	3,543
Depreciation and Amortization	8,630	6,184	4,687
Loans Originated for Sale	(198,326)	(131,916)	(122,518)
Proceeds from Sales of Loans Held-for-Sale	189,875	137,417	134,316
Provision for Loan Losses	5,325	2,070	1,750
Gain on Sale of Loans, net	(4,633)	(3,004)	(3,280)
Gain on Securities, net	(1,248)	(706)	(596)
Gain on Sales of Other Real Estate and Repossessed Assets	200	(41)	(17)
Loss (Gain) on Disposition and Donation of Premises and Equipment	111	(36)	870
Loss (Gain) on Disposition of Land	(352)	44	0
Post Retirement Medical Benefit	(228)	(55)	(34)
Increase in Cash Surrender Value of Company Owned Life Insurance	(1,407)	(1,141)	(1,370)
Equity Based Compensation	1,287	1,355	1,246
Excess Tax Benefit from Restricted Share Grant	25	32	240
Change in Assets and Liabilities:
Interest Receivable and Other Assets	(1,602)	2,211	(4,528)
Interest Payable and Other Liabilities	4,488	(162)	(110)
Net Cash from Operating Activities	65,229	62,331	54,875
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from Maturity of Other Short-term Investments	496	0	0
Proceeds from Maturities of Securities Available-for-Sale	114,669	78,714	79,955
Proceeds from Sales of Securities Available-for-Sale	82,601	91,013	49,459
Purchase of Securities Available-for-Sale	(169,640)	(140,604)	(156,802)
Proceeds from Redemption of Federal Home Loan Bank Stock	1,145	2,607	0
Purchase of Loans	(2,051)	(1,209)	(5,547)
Proceeds from Sales of Loans	0	6,000	1,106
Loans Made to Customers, net of Payments Received	3,925	(87,127)	(149,336)
Proceeds from Sales of Other Real Estate	369	662	1,435
Property and Equipment Expenditures	(9,374)	(15,186)	(11,183)
Proceeds from Sales of Property and Equipment	0	40	6
Proceeds from Sale of Land	1,761	393	0
Proceeds from Life Insurance	1,216	765	1,627
Acquisition of First Security, Inc.	0	(17,566)	0
Cash from Acquisitions	0	42,700	0
Net Cash from Investing Activities	30,662	(38,798)	(189,280)
CASH FLOWS FROM FINANCING ACTIVITIES
Change in Deposits	(13,007)	(11,112)	134,737
Change in Short-term Borrowings	(82,037)	42,999	(4,054)
Advances in Long-term Debt	89,214	25,000	75,000
Repayments of Long-term Debt	(65,171)	(40,155)	(53,864)
Issuance (Retirement) of Common Stock			(29)
Dividends Paid	(17,556)	(14,074)	(11,842)
Net Cash from Financing Activities	(88,557)	2,658	139,948
Net Change in Cash and Cash Equivalents	7,334	26,191	5,543
Cash and Cash Equivalents at Beginning of Year	96,550	70,359	64,816
Cash and Cash Equivalents at End of Year	103,884	96,550	70,359
Cash Paid During the Year for
Interest	30,765	18,239	10,852
Income Taxes	7,977	5,920	12,462
Supplemental Non Cash Disclosures (See Note 18 for Business Combinations)
Loans Transferred to Other Real Estate	708	398	1,230
Reclassification of Land and Buildings to Other Assets	5,712	850	330
Right of Use Asset Obtained in Exchange for Lease Liabilities	9,034
Bank Acquisition
CASH FLOWS FROM INVESTING ACTIVITIES
Cash from Acquisitions	$ 5,545	$ 0	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Description of Business and Basis of Presentation The operations of German American Bancorp, Inc. (the "Company") are primarily comprised of three business segments: core banking, trust and investment advisory services, and insurance operations. The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The more significant policies are described below. The consolidated financial statements include the accounts of the Company and its subsidiaries after elimination of all material intercompany accounts and transactions. Certain prior year amounts have been reclassified to conform with current classifications. Reclassifications had no impact on shareholders' equity or net income. To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Securities Debt securities classified as available-for-sale are securities that the Company intends to hold for an indefinite period of time, but not necessarily until maturity. These include securities that management may use as part of its asset/liability strategy, or that may be sold in response to changes in interest rates, changes in prepayment risk, or similar reasons. Securities classified as available-for-sale are reported at fair value with unrealized gains or losses included as a separate component of equity, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on trade date and determined using the specific identification method. On January 1, 2018, the Company adopted the new accounting for Financial Instruments, which requires equity investments with readily determinable values (except those accounted for under equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. Equity securities that do not have readily determinable fair values are carried at historical cost and evaluated for impairment on a periodic basis. The adoption of this guidance impacted one security and resulted in no adjustment to beginning retained earnings and no impact to beginning other comprehensive income. Upon adoption of the guidance, this equity security is no longer classified as available for sale. For additional information on this security, see Note 2 - Securities. Management evaluates debt securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Fair value is determined based on collateral value and prevailing market prices for loans with similar characteristics. Net unrealized gains or losses are recorded through earnings. Mortgage loans held for sale are generally sold on a servicing released basis. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans Loans that management originates and has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at the principal balance outstanding, net of unearned interest, deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term without anticipating prepayments. All classes of loans are generally placed on non-accrual status when scheduled principal or interest payments are past due for 90 days or more or when the borrower’s ability to repay becomes doubtful. Uncollected accrued interest for each class of loans is reversed against income at the time a loan is placed on non-accrual. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. All classes of loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans are typically charged-off at 180 days past due, or earlier if deemed uncollectible. Exceptions to the non-accrual and charge-off policies are made when the loan is well secured and in the process of collection. Certain Purchased Loans The Company purchases individual loans and groups of loans. Purchased loans that show evidence of credit deterioration since origination are recorded at the amount paid (or allocated fair value in a purchase business combination), such that there is no carryover of the seller’s allowance for loan losses. After acquisition, incurred losses are recognized by an increase in the allowance for loan losses. Such purchased loans are accounted for individually. The Company estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or special mention. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. Loan impairment is reported when full repayment under the terms of the loan is not expected. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Commercial and industrial loans, commercial real estate loans, and agricultural loans are evaluated individually for impairment. Smaller balance homogeneous loans are evaluated for impairment in total. Such loans include real estate loans secured by one-to-four family residences and loans to individuals for household, family and other personal expenditures. Individually evaluated loans on non-accrual are generally considered impaired. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral net of disposition costs. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component of the allowance for loan losses covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and risk classifications and is based on the actual loss history experienced by the Company over a 20 quarter average. The Company separately assigns allocations for substandard and special mention commercial and agricultural credits as well as other categories of loans based on migration analysis techniques. The migration analysis factors are calculated using a transition matrix to determine the likelihood of a customer's asset quality rating migrating from its current rating to any other rating.This actual loss experience is supplemented with other external and internal factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial Loans and Retail Loans. Commercial Loans have been classified according to the following risk characteristics: Commercial and Industrial Loans and Leases, Commercial Real Estate, and Agricultural Loans. Commercial and Industrial loans are primarily based on the cash flows of the business operations and secured by assets being financed and other assets such as accounts receivable and inventory. Commercial Real Estate Loans and Agricultural Loans are primarily based on cash flow of the borrower and their business and further secured by real estate. All types of commercial and agricultural (real estate secured and non-real estate) may also come with personal guarantees of the borrowers and business owners. Retail Loans have been classified according to the following risk characteristics: Home Equity Loans, Consumer Loans and Residential Mortgage Loans. Retail loans are generally dependent on personal income of the customer, and repayment is dependent on borrower’s personal cash flow and employment status which can be affected by general economic conditions. Additionally, collateral values may fluctuate based on the impact of economic conditions on residential real estate values and other consumer type assets such as automobiles. Loans or portions of loans shall be charged off when there is a distinct probability of loss identified. A distinct probability of loss exists when it has been determined that any remaining sources of repayment are insufficient to cover all outstanding principal. The probable loss is immediately calculated based on the value of the remaining sources of repayment and charged to the allowance for loan loss. Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts when available or, alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Through the acquisition of River Valley Bancorp in 2016, the Company acquired a portfolio of servicing rights on mortgage loans. The Company also acquired a portfolio of servicing rights on mortgage loans through the acquisition of five branch locations of First Financial Bancorp (formerly branch locations of Mainsource Financial Group, Inc. prior to its merger with First Financial Bancorp on April 1, 2018). The fair value of mortgage servicing rights were $663 and $995 at December 31, 2019 and 2018, respectively. On a quarterly basis, loan servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. The valuation model utilizes interest rate, prepayment speed, and default rate assumptions that market participants would use in estimating future net servicing income and that can be validated against available market data. Servicing fee income is reported on the income statement as other operating income. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned. The amortization of mortgage servicing right is netted against loan servicing fee income. Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB of Indianapolis. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Premises, Furniture and Equipment Land is carried at cost. Premises, furniture, and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging generally from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line method with useful lives ranging generally from 3 to 10 years. Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of commercial/residential real estate property collateralizing a commercial/consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through the completion of a deed in lieu of foreclosure or through a similar legal agreement. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Goodwill and Other Intangible Assets Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill arising from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets. They are initially measured at fair value and then are amortized over their estimated useful lives, which range from 6 to 10 years. Company Owned Life Insurance The Company has purchased life insurance policies on certain directors and executives. This life insurance is recorded at its cash surrender value or the amount that can be realized, which considers any adjustments or changes that are probable at settlement. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe currently that there are any such matters that will have a material impact on the financial statements. Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Restrictions on Cash At December 31, 2019 and 2018, respectively, the Company was required to have $24,560 and $15,170 on deposit with the Federal Reserve, or as cash on hand. Long-term Assets Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Stock Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in unrecognized amounts in pension and other postretirement benefits, which are also recognized as a separate component of equity. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Retirement Plans Pension expense under the suspended defined benefit plan is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Earnings Per Share Earnings per share are based on net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share show the potential dilutive effect of additional common shares issuable under the Company’s stock based compensation plans. Earnings per share are retroactively restated for stock splits and stock dividends. Cash Flow Reporting The Company reports net cash flows for customer loan transactions, deposit transactions, deposits made with other financial institutions and short-term borrowings. Cash and cash equivalents are defined to include cash on hand, demand deposits in other institutions and Federal Funds Sold. Fair Values of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 15. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Recently Adopted Accounting Guidance In February 2016, the FASB amended existing guidance (ASU No. 2016-02, Leases (Topic 842)) that requires lessees recognize the following for all leases (with the exception of short-term leases) at the commencement date (1) A lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. The Company adopted the amendments to Topic 842 on January 1, 2019, utilizing the modified retrospective approach and the transition option issued under ASU 2018-11, Leases (Topic 842) Targeted Improvements. The Company elected to apply the package of practical expedients permitting entities to not reassess (1) expired or existing contracts that may contain leases; (2) lease classification of expired or existing leases; or (3) initial direct costs for existing leases as well as the practical expedient for land easements. The Company also elected certain optional relief for accounting policy elections under ASU 2016-02 (1) to not separate the lease and non-lease components and instead use them for a single lease component for leases related to office equipment and (2) the option to not recognize right-of-use assets and liabilities that arise from short-term leases. Upon adoption of this guidance on January 1, 2019, the Company recorded a right-of-use asset and corresponding lease liability of $9,034 on the consolidated balance sheet. No cumulative effect adjustment to retained earnings resulted from the adoption of this guidance. For additional details on this recently adopted accounting guidance, see Note 13 - Leases. In February 2018, the FASB issued new guidance (ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220)) to allow a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. The amendments eliminate the stranded tax effects resulting from the Tax Cuts and Jobs Act and will improve the usefulness of information reported to financial statement users. This amendment was effective for public business entities for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company early adopted this guidance in 2017 and it did not have a material impact on the Company's operating results or financial condition. In March 2017, the FASB amended existing guidance (ASU No. 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20)) to amend the amortization period for certain purchased callable debt securities held at a premium. The amortization period has been shortened to the earliest call date. Under current generally accepted accounting principles, entities generally amortize the premium as an adjustment of yield over the contractual life of the instrument. These amendments are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company early adopted this guidance in 2017 and it did not have a material impact on the Company's operating results or financial condition. Accounting Guidance Issued But Not Yet Adopted In June 2016, the FASB issued guidance (ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326)) to replace the incurred loss model with an expected loss model, which is referred to as the current expected credit loss (CECL) model. The CECL model is applicable to the measurement of credit losses on financial assets measured at amortized cost, including loan receivables, held-to-maturity debt securities, and reinsurance receivables. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor. This standard will be effective for public business entities for fiscal years beginning after December 15, 2019, including interim periods within that reporting period. The transition to the new standard will be applied as follows: • For debt securities with other-than-temporary impairment (OTTI), the guidance will be applied prospectively. • Existing purchased credit impaired (PCI) assets will be grandfathered and classified as purchased credit deteriorated (PCD) assets at the date of adoption. The asset will be grossed up for the allowance for expected credit losses for all PCD assets at the date of adoption and will continue to recognize the noncredit discount in interest income based on the yield of such assets as of the adoption date. Subsequent changes in expected credit losses will be recorded through the allowance. • For all other assets within the scope of CECL, a cumulative-effect adjustment will be recognized in retained earnings as of the beginning of the first reporting period in which the guidance is effective. As previously disclosed, the Company formed a cross-functional committee that assessed data and system needs, selected a vendor to provide modeling needs, and implemented new software. The Company has completed parallel runs comparing its existing allowance for loan loss model with the CECL model and determined eight loan segments for which models have been developed. The Company has also determined the significant qualitative factors that will be utilized in the CECL model, but continue to assess their impact on the model. As of year end, the Company has not completed finalizing the results of its CECL estimate. Model validation testing is currently being performed and internal controls over financial reporting specifically related to CECL are in final design stage and are currently being evaluated. The Company expects to recognize a one-time cumulative adjustment to the allowance for credit losses in the first quarter of 2020. Although the Company does not have the approval from its internal governing committee, the Company is estimating an increase to its allowance for loan losses of approximately $12 million to $20 million upon adoption. The increase is primarily related to the Company's acquired loan portfolio. Under the current accounting guidance, any remaining unamortized loan discount on an individual loan can be used to offset a charge-off for that loan, so the allowance for loan losses needed for the acquired loans is reduced by the remaining loan discounts. The new accounting under this ASU removes the ability to offset a charge-off against the remaining loan discount and requires an allowance for credit losses to be recognized in addition to the loan discount. This estimate and the ongoing impact of adopting this ASU are dependent on various factors, including credit quality, macroeconomic forecasts and conditions, composition of our loans and securities portfolios, and other management judgements. The transition adjustment to record the allowance for credit losses, which remains subject to further review and analysis by the Company's management team, may fall outside of the estimated range based on material changes in these factors. Federal banking regulators have approved rules that provide banking organizations the option to phase in the day-one adverse effects on regulatory capital that may result from the adoption of the new accounting standard over a three-year period. The Company anticipates adopting the capital transition relief over the permissible three-year period.

Securities

Securities	12 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Securities	The amortized cost, unrealized gross gains and losses recognized in accumulated other comprehensive income (loss), and fair value of Securities Available-for-Sale were as follows: Securities Available-for-Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value 2019 Obligations of State and Political Subdivisions $ 307,943 $ 16,366 $ (9 ) $ 324,300 MBS/CMO 526,907 5,414 (1,796 ) 530,525 Total $ 834,850 $ 21,780 $ (1,805 ) $ 854,825 2018 Obligations of State and Political Subdivisions $ 291,449 $ 4,407 $ (1,323 ) $ 294,533 MBS/CMO 529,805 1,029 (12,756 ) 518,078 Total $ 821,254 $ 5,436 $ (14,079 ) $ 812,611 All mortgage-backed securities in the above table (identified above and throughout this Note 2 as "MBS/CMO") are residential and multi-family mortgage-backed securities and guaranteed by government sponsored entities. The amortized cost and fair value of Securities at December 31, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because some issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Mortgage-backed securities are not due at a single maturity date and are shown separately. Amortized Cost Fair Value Securities Available-for-Sale: Due in one year or less $ 2,512 $ 2,518 Due after one year through five years 19,642 20,070 Due after five years through ten years 68,972 72,546 Due after ten years 216,817 229,166 MBS/CMO 526,907 530,525 Total $ 834,850 $ 854,825 2019 2018 2017 Proceeds from the Sales of Securities are summarized below: Available- for-Sale Available- for-Sale Available- for-Sale Proceeds from Sales $ 82,601 $ 91,013 $ 49,459 Gross Gains on Sales 1,248 706 596 Income Taxes on Gross Gains 262 148 209 The carrying value of securities pledged to secure repurchase agreements, public and trust deposits, and for other purposes as required by law was $245,664 and $211,239 as of December 31, 2019 and 2018, respectively. Below is a summary of securities with unrealized losses as of year-end 2019 and 2018, presented by length of time the securities have been in a continuous unrealized loss position: Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2019 Obligations of State and Political Subdivisions $ 4,631 $ (9 ) $ — $ — $ 4,631 $ (9 ) MBS/CMO 89,267 (241 ) 155,989 (1,555 ) 245,256 (1,796 ) Total $ 93,898 $ (250 ) $ 155,989 $ (1,555 ) $ 249,887 $ (1,805 ) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2018 Obligations of State and Political Subdivisions $ 37,936 $ (286 ) $ 49,071 $ (1,037 ) $ 87,007 $ (1,323 ) MBS/CMO 56,386 (601 ) 356,218 (12,155 ) 412,604 (12,756 ) Total $ 94,322 $ (887 ) $ 405,289 $ (13,192 ) $ 499,611 $ (14,079 ) Securities are written down to fair value when a decline in fair value is not considered temporary. In estimating other-than-temporary losses, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The Company doesn’t intend to sell or expect to be required to sell these securities, and the decline in fair value is largely due to changes in market interest rates; therefore, the Company does not consider these securities to be other-than-temporarily impaired. All mortgage-backed securities and collateralized mortgage obligations (MBS/CMO) in the Company’s portfolio are guaranteed by government sponsored entities, are investment grade, and are performing as expected. The Company’s equity securities are listed as Other Investments on the Consolidated Balance Sheets and consist of one non-controlling investment in a single banking organization at December 31, 2019 and 2018. The original investment totaled $1,350 and other-than-temporary impairment was previously recorded totaling $997 . The Company's equity securities are considered not to have readily determinable fair value and are carried at cost and evaluated for impairment. At December 31, 2019, there was no

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. The notional amounts of these interest rate swaps and the offsetting counterparty derivative instruments were $102.4 million and $85.6 million at December 31, 2019 and 2018, respectively. These interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions with approved, reputable, independent counterparties with substantially matching terms. The agreements are considered stand alone derivatives and changes in the fair value of derivatives are reported in earnings as non-interest income. Credit risk arises from the possible inability of counterparties to meet the terms of their contracts. The Company’s exposure is limited to the replacement value of the contracts rather than the notional, principal or contract amounts. There are provisions in the agreements with the counterparties that allow for certain unsecured credit exposure up to an agreed threshold. Exposures in excess of the agreed thresholds are collateralized. In addition, the Company minimizes credit risk through credit approvals, limits, and monitoring procedures. The following table reflects the fair value hedges included in the Consolidated Balance Sheets as of: December 31, 2019 December 31, 2018 Notional Amount Fair Value Notional Amount Fair Value Included in Other Assets: Interest Rate Swaps $ 102,351 $ 2,607 $ 85,587 $ 1,713 Included in Other Liabilities: Interest Rate Swaps $ 102,351 $ 2,829 $ 85,587 $ 1,734 The following table presents the effect of derivative instruments on the Consolidated Statements of Income for the years ended December 31, 2019, 2018 and 2017 is as follows: 2019 2018 2017 Interest Rate Swaps: Included in Other Income $ 429 $ 48 $ 478

Loans

Loans	12 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Loans	Loans Loans were comprised of the following classifications at December 31: 2019 2018 Commercial: Commercial and Industrial Loans and Leases $ 589,758 $ 543,761 Commercial Real Estate Loans 1,495,862 1,208,646 Agricultural Loans 384,526 365,208 Retail: Home Equity Loans 225,755 207,987 Consumer Loans 81,217 77,547 Residential Mortgage Loans 304,855 328,592 Subtotal 3,081,973 2,731,741 Less: Unearned Income (4,882 ) (3,682 ) Allowance for Loan Losses (16,278 ) (15,823 ) Loans, net $ 3,060,813 $ 2,712,236 As further described in Note 18, during 2019 the Company acquired loans at fair value as part of a business combination. The table below summarizes the loans acquired in the current year. Acquired Loan Balance Fair Value Discounts Fair Value Bank Acquisition $ 365,593 $ (8,623 ) $ 356,970 The table below summarizes the remaining carrying amount of acquired loans included in the December 31, 2019 table above. Loan Balance at December 31, 2019 Fair Value Discount at December 31, 2019 Bank Acquisition $ 326,771 $ (6,509 ) The following tables present the activity in the allowance for loan losses by portfolio class for the years ended December 31, 2019, 2018, and 2017: Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2019 Beginning Balance $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 $ 15,823 Provision for Loan Losses 5,600 (308 ) (461 ) (27 ) 727 (29 ) (177 ) 5,325 Recoveries 56 29 — 8 432 7 — 532 Loans Charged-off (3,810 ) (320 ) — (10 ) (1,145 ) (117 ) — (5,402 ) Ending Balance $ 4,799 $ 4,692 $ 5,315 $ 200 $ 434 $ 333 $ 505 $ 16,278 Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2018 Beginning Balance $ 4,735 $ 4,591 $ 4,894 $ 330 $ 298 $ 343 $ 503 $ 15,694 Provision for Loan Losses (423 ) 729 862 (52 ) 608 167 179 2,070 Recoveries 141 20 20 12 375 37 — 605 Loans Charged-off (1,500 ) (49 ) — (61 ) (861 ) (75 ) — (2,546 ) Ending Balance $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 $ 15,823 Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2017 Beginning Balance $ 3,725 $ 5,452 $ 4,094 $ 283 $ 235 $ 329 $ 690 $ 14,808 Provision for Loan Losses 1,147 (689 ) 840 78 517 44 (187 ) 1,750 Recoveries 14 48 9 8 272 63 — 414 Loans Charged-off (151 ) (220 ) (49 ) (39 ) (726 ) (93 ) — (1,278 ) Ending Balance $ 4,735 $ 4,591 $ 4,894 $ 330 $ 298 $ 343 $ 503 $ 15,694 In determining the adequacy of the allowance for loan loss, general allocations are made for pools of loans, including non-classified loans, homogeneous portfolios of consumer and residential real estate loans, and loans within certain industry categories believed to present unique risk of loss. General allocations of the allowance are primarily made based on historical averages for loan losses for these portfolios, judgmentally adjusted for current economic factors and portfolio trends. Loan impairment is reported when full repayment under the terms of the loan is not expected. This methodology is used for all loans, including loans acquired with deteriorated credit quality if such loans perform worse than what was expected at the time of acquisition. For purchased loans, the assessment is made at the time of acquisition as well as over the life of loan. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Commercial and industrial loans, commercial real estate loans, and agricultural loans are evaluated individually for impairment. Smaller balance homogeneous loans are evaluated for impairment in total. Such loans include real estate loans secured by one-to-four family residences and loans to individuals for household, family and other personal expenditures. Individually evaluated loans on non-accrual are generally considered impaired. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Specific allocations on impaired loans are determined by comparing the loan balance to the present value of expected cash flows or expected collateral proceeds. Allocations are also applied to categories of loans not considered individually impaired but for which the rate of loss is expected to be greater than historical averages, including non-performing consumer or residential real estate loans. Such allocations are based on past loss experience and information about specific borrower situations and estimated collateral values. The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio class and based on impairment method as of December 31, 2019 and 2018: December 31, 2019 Total Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Allowance for Loan Losses: Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment $ 2,971 $ 2,412 $ 559 $ — $ — $ — $ — $ — Collectively Evaluated for Impairment 12,902 2,387 3,733 5,315 200 434 328 505 Acquired with Deteriorated Credit Quality 405 — 400 — — — 5 — Total Ending Allowance Balance $ 16,278 $ 4,799 $ 4,692 $ 5,315 $ 200 $ 434 $ 333 $ 505 Loans: Loans Individually Evaluated for Impairment $ 6,269 $ 4,707 $ 1,562 $ — $ — $ — $ — n/m (2) Loans Collectively Evaluated for Impairment 3,076,835 585,328 1,491,090 387,710 226,406 81,429 304,872 n/m (2) Loans Acquired with Deteriorated Credit Quality 12,798 1,368 7,212 3,161 369 — 688 n/m (2) Total Ending Loans Balance (1) $ 3,095,902 $ 591,403 $ 1,499,864 $ 390,871 $ 226,775 $ 81,429 $ 305,560 n/m (2) (1) Total recorded investment in loans includes $13,929 in accrued interest. (2) n/m = not meaningful December 31, 2018 Total Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Allowance for Loan Losses: Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment $ 1,823 $ 143 $ 1,680 $ — $ — $ — $ — $ — Collectively Evaluated for Impairment 13,992 2,810 3,608 5,776 229 420 467 682 Acquired with Deteriorated Credit Quality 8 — 3 — — — 5 — Total Ending Allowance Balance $ 15,823 $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 Loans: Loans Individually Evaluated for Impairment $ 9,619 $ 3,536 $ 6,083 $ — $ — $ — $ — n/m (2) Loans Collectively Evaluated for Impairment 2,722,867 540,768 1,198,806 368,817 208,644 77,761 328,071 n/m (2) Loans Acquired with Deteriorated Credit Quality 11,556 1,038 6,993 1,877 365 — 1,283 n/m (2) Total Ending Loans Balance (1) $ 2,744,042 $ 545,342 $ 1,211,882 $ 370,694 $ 209,009 $ 77,761 $ 329,354 n/m (2) (1) Total recorded investment in loans includes $12,301 in accrued interest. (2) n/m = not meaningful The following tables present loans individually evaluated for impairment by class of loans as of December 31, 2019 and 2018: Unpaid Principal Balance (1) Recorded Investment Allowance for Loan Losses Allocated December 31, 2019 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 3,638 $ 524 $ — Commercial Real Estate Loans 4,738 2,058 — Agricultural Loans 3,294 2,738 — Subtotal 11,670 5,320 — With An Allowance Recorded: Commercial and Industrial Loans and Leases 5,042 4,521 2,412 Commercial Real Estate Loans 2,187 1,865 959 Agricultural Loans — — — Subtotal 7,229 6,386 3,371 Total $ 18,899 $ 11,706 $ 3,371 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 9,994 $ 4,624 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 1,134 $ 813 $ 400 (1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts. Unpaid Principal Balance (1) Recorded Investment Allowance for Loan Losses Allocated December 31, 2018 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 3,721 $ 1,183 $ — Commercial Real Estate Loans 5,828 4,383 — Agricultural Loans 1,726 1,450 — Subtotal 11,275 7,016 — With An Allowance Recorded: Commercial and Industrial Loans and Leases 2,353 2,353 143 Commercial Real Estate Loans 4,404 4,212 1,683 Agricultural Loans — — — Subtotal 6,757 6,565 1,826 Total $ 18,032 $ 13,581 $ 1,826 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 8,060 $ 3,958 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 196 $ 4 $ 3 (1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts. The following tables present loans individually evaluated for impairment by class of loans for the years ended December 31, 2019, 2018 and 2017: Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2019 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 1,175 $ 19 $ 1 Commercial Real Estate Loans 2,947 81 1 Agricultural Loans 1,790 1 — Subtotal 5,912 101 2 With An Allowance Recorded: Commercial and Industrial Loans and Leases 3,753 — 1 Commercial Real Estate Loans 3,141 — 1 Agricultural Loans — — — Subtotal 6,894 — 2 Total $ 12,806 $ 101 $ 4 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 4,321 $ 61 $ 3 Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 1,766 $ — $ — Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2018 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 1,164 $ 53 $ 3 Commercial Real Estate Loans 2,163 80 36 Agricultural Loans 770 — — Subtotal 4,097 133 39 With An Allowance Recorded: Commercial and Industrial Loans and Leases 2,956 2 9 Commercial Real Estate Loans 4,680 18 — Agricultural Loans — — — Subtotal 7,636 20 9 Total $ 11,733 $ 153 $ 48 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 875 $ 21 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 151 $ 29 $ — Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2017 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 635 $ 27 $ 2 Commercial Real Estate Loans 1,184 57 29 Agricultural Loans 690 24 16 Subtotal 2,509 108 47 With An Allowance Recorded: Commercial and Industrial Loans and Leases 1,986 4 2 Commercial Real Estate Loans 2,842 17 6 Agricultural Loans 363 — — Subtotal 5,191 21 8 Total $ 7,700 $ 129 $ 55 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 792 $ 25 $ 25 Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 238 $ 19 $ 7 All classes of loans, including loans acquired with deteriorated credit quality, are generally placed on non-accrual status when scheduled principal or interest payments are past due for 90 days or more or when the borrower’s ability to repay becomes doubtful. For purchased loans, the determination is made at the time of acquisition as well as over the life of the loan. Uncollected accrued interest for each class of loans is reversed against income at the time a loan is placed on non-accrual. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. All classes of loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans are typically charged-off at 180 days past due, or earlier if deemed uncollectible. Exceptions to the non-accrual and charge-off policies are made when the loan is well secured and in the process of collection. The following tables present the recorded investment in non-accrual loans and loans past due 90 days or more still on accrual by class of loans as of December 31, 2019 and 2018: Loans Past Due 90 Days or More Non-Accrual & Still Accruing 2019 2018 2019 2018 Commercial and Industrial Loans and Leases $ 4,940 $ 2,430 $ 190 $ — Commercial Real Estate Loans 3,433 6,833 — 368 Agricultural Loans 2,739 1,449 — 274 Home Equity Loans 79 88 — — Consumer Loans 115 162 — — Residential Mortgage Loans 2,496 1,617 — — Total $ 13,802 $ 12,579 $ 190 $ 642 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 5,393 $ 4,162 $ — $ 141 Loans Acquired in Current Year (Included in the Total Above) $ 2,058 $ 4,603 $ — $ 96 The following tables present the aging of the recorded investment in past due loans by class of loans as of December 31, 2019 and 2018: Total 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Loans Not Past Due December 31, 2019 Commercial and Industrial Loans and Leases $ 591,403 $ 4,689 $ 83 $ 799 $ 5,571 $ 585,832 Commercial Real Estate Loans 1,499,864 209 431 2,106 2,746 1,497,118 Agricultural Loans 390,871 499 — 329 828 390,043 Home Equity Loans 226,775 1,121 253 80 1,454 225,321 Consumer Loans 81,429 347 156 89 592 80,837 Residential Mortgage Loans 305,560 5,014 1,461 2,308 8,783 296,777 Total (1) $ 3,095,902 $ 11,879 $ 2,384 $ 5,711 $ 19,974 $ 3,075,928 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 12,798 $ 18 $ — $ 1,589 $ 1,607 $ 11,191 Loans Acquired in Current Year (Included in the Total Above) $ 321,464 $ 639 $ 1 $ 797 $ 1,437 $ 320,027 (1) Total recorded investment in loans includes $13,929 in accrued interest. Total 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Loans Not Past Due December 31, 2018 Commercial and Industrial Loans and Leases $ 545,342 $ 5,414 $ 183 $ 72 $ 5,669 $ 539,673 Commercial Real Estate Loans 1,211,882 768 705 3,032 4,505 1,207,377 Agricultural Loans 370,694 563 805 274 1,642 369,052 Home Equity Loans 209,009 471 125 60 656 208,353 Consumer Loans 77,761 971 94 149 1,214 76,547 Residential Mortgage Loans 329,354 4,771 1,520 1,387 7,678 321,676 Total (1) $ 2,744,042 $ 12,958 $ 3,432 $ 4,974 $ 21,364 $ 2,722,678 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 11,556 $ 448 $ 885 $ 1,259 $ 2,592 $ 8,964 Loans Acquired in Current Year (Included in the Total Above) $ 481,901 $ 2,571 $ 1,620 $ 2,191 $ 6,382 $ 475,519 (1) Total recorded investment in loans includes $12,301 in accrued interest. Troubled Debt Restructurings: In certain instances, the Company may choose to restructure the contractual terms of loans. A troubled debt restructuring occurs when the Bank grants a concession to the borrower that it would not otherwise consider due to a borrower’s financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without modification. This evaluation is performed under the Company’s internal underwriting policy. The Company uses the same methodology for loans acquired with deteriorated credit quality as for all other loans when determining whether the loan is a troubled debt restructuring. During the years ended December 31, 2019 and 2018, there were no loans modified as troubled debt restructurings. The following tables present the recorded investment of troubled debt restructurings by class of loans as of December 31, 2019 and 2018: Total Performing Non-Accrual (1) December 31, 2019 Commercial and Industrial Loans and Leases $ 116 $ 116 $ — Commercial Real Estate Loans — — — Total $ 116 $ 116 $ — Total Performing Non-Accrual (1) December 31, 2018 Commercial and Industrial Loans and Leases $ 121 $ 121 $ — Commercial Real Estate Loans — — — Total $ 121 $ 121 $ — (1) The non-accrual troubled debt restructurings are included in the Non-Accrual Loan table presented on a previous page. The Company has no t committed to lending any additional amounts as of December 31, 2019 and 2018 to customers with outstanding loans that are classified as troubled debt restructurings. The following table presents loans by class modified as troubled debt restructurings that occurred during the year ended December 31, 2017: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment December 31, 2017 Commercial and Industrial Loans and Leases 2 $ 477 $ 477 Commercial Real Estate Loans 1 28 28 Total 3 $ 505 $ 505 The troubled debt restructurings described above increased the allowance for loan losses by $149 and resulted in charge-offs of $0 during the year ending December 31, 2017. For the years ended December 31, 2019 and 2018, the Company had no loans modified as troubled debt restructurings. Additionally, there were no loans modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the years ended December 31, 2019, 2018, and 2017. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company classifies loans as to credit risk by individually analyzing loans. This analysis includes commercial and industrial loans, commercial real estate loans, and agricultural loans with an outstanding balance greater than $250 . This analysis is typically performed on at least an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Pass Special Mention Substandard Doubtful Total December 31, 2019 Commercial and Industrial Loans and Leases $ 556,706 $ 19,671 $ 15,026 $ — $ 591,403 Commercial Real Estate Loans 1,453,310 30,504 16,050 — 1,499,864 Agricultural Loans 325,991 49,053 15,827 — 390,871 Total $ 2,336,007 $ 99,228 $ 46,903 $ — $ 2,482,138 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 68 $ 613 $ 11,060 $ — $ 11,741 Loans Acquired in Current Year (Included in the Total Above) $ 254,629 $ 16,535 $ 12,769 $ — $ 283,933 Pass Special Mention Substandard Doubtful Total December 31, 2018 Commercial and Industrial Loans and Leases $ 517,497 $ 7,541 $ 20,304 $ — $ 545,342 Commercial Real Estate Loans 1,165,937 26,723 19,222 — 1,211,882 Agricultural Loans 313,309 40,983 16,402 — 370,694 Total $ 1,996,743 $ 75,247 $ 55,928 $ — $ 2,127,918 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ — $ 1,436 $ 8,472 $ — $ 9,908 Loans Acquired in Current Year (Included in the Total Above) $ 250,415 $ 14,972 $ 11,521 $ — $ 276,908 The Company considers the performance of the loan portfolio and its impact on the allowance for loan losses. For home equity, consumer and residential mortgage loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in home equity, consumer and residential mortgage loans based on payment activity as of December 31, 2019 and 2018: Home Equity Loans Consumer Loans Residential Mortgage Loans December 31, 2019 Performing $ 226,695 $ 81,314 $ 303,065 Nonperforming 80 115 2,495 Total $ 226,775 $ 81,429 $ 305,560 Home Equity Loans Consumer Loans Residential Mortgage Loans December 31, 2018 Performing $ 208,921 $ 77,599 $ 327,737 Nonperforming 88 162 1,617 Total $ 209,009 $ 77,761 $ 329,354 The following table presents financing receivables purchased and/or sold during the year by portfolio segment: Commercial and Industrial Loans and Leases Commercial Real Estate Loans Total December 31, 2019 Purchases $ 2,051 $ — $ 2,051 Sales — — — Commercial and Industrial Loans and Leases Commercial Real Estate Loans Total December 31, 2018 Purchases $ — $ 1,209 $ 1,209 Sales — 6,000 6,000 Contractually required payments receivable of loans purchased with evidence of credit deterioration during the years ended December 31, 2019 and 2018 are included in the table below. The value of the purchased loans included in the table are as of acquisition date. 2019 2018 Commercial and Industrial Loans $ 1,013 $ 4,245 Commercial Real Estate Loans 8,915 7,103 Agricultural Loans 1,888 1,095 Home Equity Loans — 565 Consumer Loans — 11 Residential Mortgage Loans — 800 Total $ 11,816 $ 13,819 Cash Flows Expected to be Collected at Acquisition $ 7,795 $ 8,802 Fair Value of Acquired Loans at Acquisition 7,009 7,702 The Company has purchased loans, for which there was, at acquisition, evidence of deterioration of credit quality since origination and it was probable, at acquisition, that all contractually required payments would not be collected. The recorded investment of those loans is as follows: 2019 2018 2017 Commercial and Industrial Loans $ 1,368 $ 1,038 $ 988 Commercial Real Estate Loans 7,212 6,993 6,452 Agricultural Loans 3,161 1,877 789 Home Equity Loans 369 365 — Consumer Loans — — — Residential Mortgage Loans 688 1,283 888 Total $ 12,798 $ 11,556 $ 9,117 Carrying Amount, Net of Allowance $ 12,393 $ 11,548 $ 9,106 Accretable yield, or income expected to be collected, is as follows: 2019 2018 2017 Balance at January 1 $ 3,138 $ 2,734 $ 2,521 New Loans Purchased 715 1,100 — Accretion of Income (1,197 ) (944 ) (425 ) Reclassifications from Non-accretable Difference 1,756 345 638 Charge-off of Accretable Yield — (97 ) — Balance at December 31 $ 4,412 $ 3,138 $ 2,734 For those purchased loans disclosed above, the Company increased the allowances for loan losses by $400 , $33 , and $11 during the years ended December 31, 2019, 2018, and 2017. The Company reversed allowances for loan losses of $3 , $ 36 , and $110 during the years ended December 31, 2019, 2018, and 2017. The carrying amount of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process according to local requirements of the applicable jurisdiction totaled $0 and $58 as of December 31, 2019 and 2018. Certain directors, executive officers, and principal shareholders of the Company, including their immediate families and companies in which they are principal owners, were loan customers of the Company during 2019. A summary of the activity of these loans follows: Balance January 1, 2019 Additions Changes in Persons Included Deductions Balance December 31, 2019 Collected Charged-off $ 13,796 $ 14,556 $ 6,962 $ (9,071 ) $ — $ 26,243

Premises, Furniture, and Equipm

Premises, Furniture, and Equipment	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Premises, Furniture, and Equipment	Premises, Furniture, and Equipment Premises, furniture, and equipment was comprised of the following classifications at December 31: 2019 2018 Land $ 21,186 $ 17,368 Buildings and Improvements 94,462 79,139 Furniture and Equipment 38,915 34,961 Total Premises, Furniture and Equipment 154,563 131,468 Less: Accumulated Depreciation (57,912 ) (50,841 ) Total $ 96,651 $ 80,627 Depreciation expense was $5,773 , $4,739 and $3,933 for 2019, 2018 and 2017, respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Deposits	Deposits At year end 2019, stated maturities of time deposits were as follows: 2020 $ 473,080 2021 97,936 2022 33,024 2023 16,035 2024 11,104 Thereafter 217 Total $ 631,396 Time deposits and brokered certificates of deposit of $250 or more at December 31, 2019 and 2018 were $143,103 and $128,459 , respectively. Time deposits originated from outside the geographic area, generally through brokers, totaled $14,582 and $91,615 at December 31, 2019 and 2018, respectively. Deposits from principal officers, directors, and their affiliates at year-end 2019 and 2018 were $ 49.6 million and $ 62.6 million, respectively.

FHLB Advances and Other Borrowi

FHLB Advances and Other Borrowings	12 Months Ended
	Dec. 31, 2019
Advances from Federal Home Loan Banks [Abstract]
FHLB Advances and Other Borrowings	FHLB Advances and Other Borrowings The Company’s funding sources include Federal Home Loan Bank advances, borrowings from other third party correspondent financial institutions, issuance and sale of subordinated debt and other capital securities, and repurchase agreements. Information regarding each of these types of borrowings or other indebtedness is as follows: December 31, 2019 2018 Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 123,573 $ 86,626 Term Loans — 25,000 Junior Subordinated Debentures assumed from American Community Bancorp, Inc. 5,924 5,775 Junior Subordinated Debentures assumed from River Valley Bancorp, Inc. 5,818 5,712 Junior Subordinated Debentures assumed from Citizens First Corporation 4,040 — Subordinated Debentures 39,214 — Finance Lease Obligation 3,381 3,522 Long-term Borrowings 181,950 126,635 Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 124,000 $ 195,000 Federal Funds Purchased 4,311 9,500 Repurchase Agreements 39,425 45,274 Promissory Notes Payable — — Short-term Borrowings 167,736 249,774 Total Borrowings $ 349,686 $ 376,409 Repurchase agreements, which are classified as secured borrowings, generally mature within one day of the transaction date. Repurchase agreements are reflected at the amount of cash received in connection with the transaction. The Company may be required to provide additional collateral based on the value of the underlying securities. 2019 2018 Average Daily Balance During the Year $ 35,916 $ 38,454 Average Interest Rate During the Year 0.56 % 0.55 % Maximum Month-end Balance During the Year $ 39,425 $ 45,274 Weighted Average Interest Rate at Year-end 0.57 % 0.63 % At December 31, 2019, interest rates on the fixed rate long-term FHLB advances ranged from 1.54% to 7.22% with a weighted average rate of 1.95% . At December 31, 2018 interest rates on the fixed rate long-term FHLB advances ranged from 1.54% to 7.22% with a weighted average rate of 1.75% . At December 31, 2019 and 2018, the Company had no advances containing options whereby the FHLB may convert a fixed rate advance to an adjustable rate advance. On June 25, 2019, the Company entered into Subordinated Note Purchase Agreements (collectively, the “Purchase Agreement”) with certain qualified institutional buyers and institutional accredited investors (the “Purchasers”) pursuant to which the Company sold and issued $40.0 million in aggregate principal amount of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”). The Notes were offered and sold by the Company to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”). The Company used the proceeds from the offering to pay $15.0 million of the approximately $15.5 million of cash consideration upon closing of the Citizens First Corporation merger and the remaining balance to repay the Company’s $25.0 million term loan from U.S. Bank National Association ("U.S. Bank") dated October 11, 2018. The Notes have a ten-year term, from and including the date of issuance to but excluding June 30, 2024, and will bear interest at a fixed annual rate of 4.50% , payable semi-annually in arrears. From and including June 30, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to the then-current three-month LIBOR (provided, however, that in the event three-month LIBOR is less than zero , three-month LIBOR shall be deemed to be zero ) plus 268 basis points, payable quarterly in arrears. The Notes are redeemable, in whole or in part, on June 30, 2024, on any scheduled interest payment date thereafter and at any time upon the occurrence of certain events. The Purchase Agreement contains certain customary representations, warranties and covenants made by the Company, on the one hand, and the Purchasers, severally and not jointly, on the other hand. On June 25, 2019, in connection with the sale and issuance of the Notes, the Company entered into a Registration Rights Agreement (the “Registration Rights Agreement”) with the Purchasers. Pursuant to the Registration Rights Agreement, the Company completed on November 4, 2019, an offer to exchange its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029, which were registered under the Securities Act of 1933, as amended, for any and all of the outstanding Notes, with beneficial owners holding an aggregate principal amount of $36.5 million electing to participate in the exchange. The Notes, including the registered exchange notes, were issued under an Indenture, dated June 25, 2019 (the “Indenture”), by and between the Company and U.S. Bank National Association, as trustee. The Notes are not subject to any sinking fund and are not convertible into or exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company. At December 31, 2018, the long-term borrowings shown above included $25 million outstanding on the U.S. Bank term loan discussed above. At December 31, 2018, interest on the term loan was 5.24% , which was based upon U.S. Bank's cost of funds, plus 1.75% . At December 31, 2019, the parent company had a $15 million line of credit with no outstanding balance. The line of credit matures September 28, 2020. Interest on the line of credit is based upon one-month LIBOR plus 1.75% and includes an unused commitment fee of 0.25% . At December 31, 2019, scheduled principal payments on long-term borrowings, excluding the capitalized lease obligation and acquired subordinated debentures (which are discussed below) are as follows: 2020 $ 40,494 2021 7,914 2022 49,834 2023 — 2024 24,917 Thereafter 39,628 Total $ 162,787 The Company assumed the obligations of junior subordinated debentures through the acquisitions of American Community Bancorp, Inc., River Valley Bancorp and Citizens First Corporation. The junior subordinated debentures were issued to ACB Capital Trust I, ACB Capital Trust II, RIVR Statutory Trust I, and Citizens First Statutory Trust I. The trusts are wholly owned by the Company. In accordance with accounting guidelines, the trusts are not consolidated with the Company's financials, but rather the subordinated debentures are shown as borrowings. The Company guarantees payment of distributions on the trust preferred securities issued by ACB Trust I, ACB Trust II, RIVR Statutory Trust I, and Citizens First Statutory Trust I. Interest is payable on a quarterly basis. These securities qualify as Tier 1 capital (with certain limitations) for regulatory purposes. $15,447 of the junior subordinated debentures were treated as Tier 1 capital for regulatory capital purposes as of December 31, 2019. $11,311 of the junior subordinated debentures were treated as Tier 1 capital for regulatory capital purposes as of December 31, 2018. As a result of the acquisitions of American Community, River Valley, and Citizens First these liabilities were recorded at fair value at the acquisition date with the discount amortizing into interest expense over the life of the liability, ultimately accreting to the issuance amount disclosed below. The following table summarizes the terms of each issuance: Date of Issuance Issuance Amount Carrying Amount at December 31, 2019 Variable Rate Rate as of December 31, 2019 Rate as of December 31, 2018 Maturity Date ACB Trust I 5/6/2005 $ 5,155 $ 3,737 90 day LIBOR + 2.15% 4.09 % 4.95 % May, 2035 ACB Trust II 7/15/2005 3,093 2,187 90 day LIBOR + 1.85% 3.76 % 4.50 % July, 2035 RIVR Statutory Trust 1 3/26/2003 7,217 5,818 3-Month LIBOR + 3.15% 5.10 % 5.97 % March, 2033 Citizens First Statutory Trust I 10/16/2006 5,155 4,040 3-Month LIBOR + 1.65% 3.75 % N/A January, 2037

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2019
Stockholders' Equity Note [Abstract]
Shareholders' Equity	Shareholders' Equity Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The final rules implementing Basel Committee on Banking Supervision's capital guidelines for U.S. banks (Basel III rules) became effective for the Company on January 1, 2015 with full compliance with all of the requirements being phased in over a multi- year schedule and fully phased in by January 1, 2019. Under the Basel III rules, the Company must hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. The capital conservation buffer was phased in from 0% for 2015 to 2.5% on January 1, 2019. The capital conservation buffer for 2019 is 2.500% and for 2018 is 1.875% . The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. At December 31, 2019, the Company and Bank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications, including well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year end 2019 and 2018, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution's category. At December 31, 2019, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio (1) Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 499,020 14.28 % $ 279,499 8.00 % N/A N/A Bank 447,090 12.82 278,997 8.00 $ 348,746 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 442,742 12.67 % $ 209,624 6.00 % N/A N/A Bank 430,812 12.35 209,248 6.00 $ 278,997 8.00 % Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 427,295 12.23 % $ 157,218 4.50 % N/A N/A Bank 430,812 12.35 156,936 4.50 $ 226,685 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 442,742 10.53 % $ 168,195 4.00 % N/A N/A Bank 430,812 10.27 167,765 4.00 $ 209,706 5.00 % (1) Excludes capital conservation buffer. At December 31, 2018, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio (1) Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 381,385 12.36 % $ 246,805 8.00 % N/A N/A Bank 381,294 12.37 246,594 8.00 $ 308,242 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 365,562 11.85 % $ 185,104 6.00 % N/A N/A Bank 365,471 11.86 184,945 6.00 $ 246,594 8.00 % Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 354,251 11.48 % $ 138,828 4.50 % N/A N/A Bank 365,471 11.86 138,709 4.50 $ 200,357 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 365,562 9.75 % $ 149,917 4.00 % N/A N/A Bank 365,471 9.78 149,484 4.00 $ 186,854 5.00 % (1) Excludes capital conservation buffer. The Company and the bank at year end 2019 and 2018 were categorized as well-capitalized. There have been no conditions or events that management believes has changed the classification of the bank under the prompt corrective action regulations since the last notification from regulators. Regulations require the maintenance of certain capital levels at the bank, and may limit the dividends payable by the affiliate to the holding company, or by the holding company to its shareholders. At December 31, 2019 the bank had $76,000 in retained earnings available for payment of dividends to the parent company without prior regulatory approval. Equity Plans and Equity Based Compensation During the periods presented, the Company maintained two equity incentive plans under which stock options, restricted stock, and other equity incentive awards could be granted. Those plans include (i) the Company’s 2009 Long-Term Equity Incentive Plan, under which no new grants may be made (the “2009 LTI Plan”), and (ii) the Company’s 2019 Long-Term Equity Incentive Plan (the “2019 LTI Plan”). The 2019 LTI Plan, which authorizes a maximum aggregate issuance of 1,000,000 shares of common stock (subject to certain permitted adjustments), became effective on May 16, 2019, following approval of the Company’s shareholders. It will remain in effect until May 16, 2029, or until all shares of common stock subject to the 2019 LTI Plan are distributed, all awards have expired or terminated, or the plan is terminated pursuant to its terms, whichever occurs first. Stock Options Options may be designated as incentive stock options or as nonqualified stock options. While the date after which options are first exercisable is determined by the appropriate committee of the Board of Directors of the Company or, in the case of options granted to directors, by the Board of Directors, no stock option may be exercised after ten years from the date of grant ( twenty years in the case of nonqualified stock options). The exercise price of stock options granted pursuant to the plans must be no less than the fair market value of the Common Stock on the date of the grant. The plans authorize an optionee to pay the exercise price of options in cash or in common shares of the Company or in some combination of cash and common shares. An optionee may tender already-owned common shares to the Company in exercise of an option. Certain of these plans authorize an optionee to surrender the value of an unexercised option in payment of an equivalent amount of the exercise price of the option. The Company typically issues authorized but unissued common shares upon the exercise of options. The intrinsic value for stock options is calculated based on the exercise price of the underlying awards and the market price of common stock as of the reporting date. During 2019, 2018 and 2017, the Company granted no options, and recorded no stock compensation expense related to option grants. The Company recorded no other stock compensation expense applicable to options during the years ended December 31, 2019, 2018 and 2017. Restricted Stock During the periods presented, awards of long-term incentives were granted in the form of restricted stock. Awards that were granted to management and selected other employees under a management and employee incentive plan were granted in tandem with cash credit entitlements (typically in the form of 60% restricted stock grants and 40% cash credit entitlements). The management and employee restricted stock grants and tandem cash credit entitlements awarded will vest in three equal installments of 33.3% with the first annual vesting on December 5 th of the year of the grant and on December 5 th of the next two succeeding years. Awards that were granted to directors as additional retainer for their services do not include any cash credit entitlement. These director restricted stock grants are subject to forfeiture in the event that the recipient of the grant does not continue in service as a director of the Company through December 5th of the year after grant or do not satisfy certain meeting attendance requirements, at which time they generally vest 100 percent . For measuring compensation costs, restricted stock awards are valued based upon the market value of the common shares on the date of grant. The following table presents expense recorded for restricted stock and cash entitlements as well as the related tax effect for the years ended 2019, 2018, and 2017: 2019 2018 2017 Restricted Stock Expense $ 1,287 $ 1,355 $ 1,246 Cash Entitlement Expense 639 718 657 Tax Effect (499 ) (542 ) (746 ) Net of Tax $ 1,427 $ 1,531 $ 1,157 Unrecognized expense associated with the restricted stock grants and cash entitlements totaled $2,022 , $2,172 , and $1,983 as of December 31, 2019, 2018, and 2017, respectively. The following table presents information on restricted stock grants outstanding for the period shown: Year Ended December 31, 2019 Restricted Shares Weighted Average Market Price at Grant Outstanding at Beginning of Period 44,682 $ 32.47 Granted 41,361 31.64 Issued and Vested (41,359 ) 32.31 Forfeited (1,405 ) 31.97 Outstanding at End of Period 43,279 $ 32.71 Employee Stock Purchase Plan Through August 16, 2019, the Company maintained the 2009 Employee Stock Purchase Plan (the "2009 ESPP") whereby eligible employees had the option to purchase the Company’s common stock at a discount. The purchase price of the shares under this Plan was set at 95% of the fair market value of the Company’s common stock as of the last day of the plan year. The Company's shareholders approved the Company's new 2019 Employee Stock Purchase Plan (the "2019 ESPP") on May 16, 2019. The 2019 ESPP replaces the 2009 ESPP, which expired on its own terms on August 16, 2019. The 2019 ESPP, which became effective as of October 1, 2019, provides for a series of 3 -month offering periods, commencing on the first day and ending on the last trading day of each calendar quarter, for the purchase of the Company's common stock by participating employees. The purchase price of the shares has been set at 95% of the fair market value of the Company's common stock on the last trading day of the offering period. A total of 750,000 common shares has been reserved for issuance under the 2019 ESPP. The 2019 ESPP will continue until September 30, 2029, or, if earlier, until all of the shares of common stock allocated to the 2019 ESPP have been purchased. Funding for the purchase of common stock is from employee and Company contributions. In 2019, the Company recorded $23 of expense, $1 net of tax, for the employee stock purchase plan. In 2018, the Company recorded $39 of expense, $29 net of tax, for the employee stock purchase plan. In 2017, the Company recorded $32 of expense, $19 net of tax, for the employee stock purchase plan. There was no unrecognized compensation expense as of December 31, 2019, 2018 and 2017 for the Employee Stock Purchase Plans. Stock Repurchase Plan On April 26, 2001, the Company announced that its Board of Directors approved a stock repurchase program for up to 911,631 of the outstanding Common Shares of the Company. Shares may be purchased from time to time in the open market and in large block privately negotiated transactions. The Company is not obligated to purchase any shares under the program, and the program may be discontinued at any time before the maximum number of shares specified by the program are purchased. The Board of Directors established no expiration date for this program. As of December 31, 2019, the Company had purchased 502,447 shares under the program. No shares were purchased under the program during the years ended December 31, 2019, 2018 and 2017.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2019
Retirement Benefits [Abstract]
Employee Benefit Plans	The Company provides a contributory trusteed 401(k) deferred compensation and profit sharing plan, which covers substantially all employees. The Company agrees to match certain employee contributions under the 401(k) portion of the plan, while profit sharing contributions are discretionary and are subject to determination by the Board of Directors. Company contributions were $1,755 , $1,438 , and $1,328 for 2019, 2018, and 2017, respectively. The Company self-insures employee health benefits. Stop loss insurance covers annual losses exceeding $175 per covered family as well as an aggregating specific deductible of $300 for the Company. Management’s policy is to establish a reserve for claims not submitted by a charge to earnings based on prior experience. Charges to earnings were $5,495 , $3,724 , and $4,192 for 2019, 2018, and 2017, respectively. The Company maintains deferred compensation plans for the benefit of certain directors and officers. Under the plans, the Company agrees in return for the directors and officers deferring the receipt of a portion of their current compensation, to pay a retirement benefit computed as the amount of the compensation deferred plus accrued interest at a variable rate. Accrued benefits payable totaled $2,043 and $2,046 at December 31, 2019 and 2018. Deferred compensation expense was $243 , $324 , and $187 for 2019, 2018, and 2017, respectively. In conjunction with the plans, the Company purchased life insurance on certain directors and officers. Postretirement Medical and Life Benefit Plan The Company has an unfunded postretirement benefit plan covering substantially all of its employees. The medical plan is contributory with the participants’ contributions adjusted annually; the life insurance plans are noncontributory. Changes in Accumulated Postretirement Benefit Obligations: 2019 2018 Obligation at the Beginning of Year $ 1,154 $ 1,061 Unrecognized Loss (Gain) 296 74 Components of Net Periodic Postretirement Benefit Cost Service Cost 83 69 Interest Cost 43 34 Net Expected Benefit Payments (92 ) (84 ) Amendments 14 — Obligation at End of Year $ 1,498 $ 1,154 Components of Postretirement Benefit Expense: 2019 2018 2017 Service Cost $ 83 $ 69 $ 50 Interest Cost 43 34 29 Amortization of Unrecognized Net (Gain) Loss 37 32 8 Net Postretirement Benefit Expense 163 135 87 Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss) 273 41 218 Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income $ 436 $ 176 $ 305 Assumptions Used to Determine Net Periodic Cost and Benefit Obligations: 2019 2018 2017 Discount Rate 2.81 % 3.91 % 3.35 % Assumed Health Care Cost Trend Rates at Year-end: 2019 2018 Health Care Cost Trend Rate Assumed for Next Year 8.00 % 8.00 % Rate that the Cost Trend Rate Gradually Declines to 4.50 % 5.00 % Year that the Rate Reaches the Rate it is Assumed to Remain at 2026 2024 Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plan. A one-percentage-point change in assumed health care cost trend rates would have the following effects as of December 31, 2019: One-Percentage-Point Increase One-Percentage-Point Decrease Effect on Total of Service and Interest Cost $ 12 $ (11 ) Effect on Postretirement Benefit Obligation $ 101 $ (90 ) Contributions The Company expects to contribute $96 to its postretirement medical and life insurance plan in 2020. Estimated Future Benefits The following postretirement benefit payments, which reflect expected future service, are expected to be paid: 2020 $ 96 2021 111 2022 113 2023 130 2024 116 2025-2029 726 Multi-Employer Pension Plan Through the acquisition of River Valley Bancorp, the Company acquired a participation in a multi-employer defined benefit pension plan. Effective December 31, 2015, the plan was frozen. Pension expense was approximately $ 84 and $ 72 during 2019 and 2018, respectively. Specific plan asset and accumulated benefit information for the Company's portion of the fund is not available. Under the Employee Retirement Income and Security Act of 1974 ("ERISA"), a contributor to a multi-employer pension plan may be liable in the event of complete or partial withdrawal for the benefit payments guaranteed under ERISA, but currently there is no intention to withdraw. The Company participates in the Pentegra Defined Benefit Plan for Financial Institutions (the "Pentegra DB Plan"), a tax-qualified defined-benefit pension plan. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under ERISA and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan. The Pentegra DB Plan is a single plan under Internal Revenue Code Section 413(c) and, as a result, all of the assets stand behind all of the liabilities. Accordingly, under the Pentegra DB Plan, contributions made by a participating employer may be used to provide benefits to participants of other participating employers. Total contributions made to the Pentegra DB Plan, as reported on Form 5500, equal $164,570 and $367,119 for the plan years ended June 30, 2018 and 2017, respectively. The Company's contributions to the Pentegra DB Plan for the fiscal year ending December 31, 2019 were not more than 5%

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Income Taxes	The provision for income taxes consists of the following: 2019 2018 2017 Current Federal $ 8,263 $ 6,699 $ 10,481 Current State 1,004 412 473 Deferred Federal 3,545 2,226 276 Deferred State (795 ) 191 304 Total $ 12,017 $ 9,528 $ 11,534 Effective tax rates differ from the federal statutory rate of 21% for 2019 and 2018, and 35% for 2017 applied to income before income taxes due to the following: 2019 2018 2017 Statutory Rate Times Pre-tax Income $ 14,960 $ 11,772 $ 18,274 Add (Subtract) the Tax Effect of: Income from Tax-exempt Loans and Investments (2,246 ) (2,129 ) (3,304 ) State Income Tax, Net of Federal Tax Effect 165 476 505 General Business Tax Credits (1,039 ) (914 ) (715 ) Company Owned Life Insurance (421 ) (260 ) (469 ) Revaluation of Deferred Tax Assets/Liabilities due to Tax Reform — — (2,284 ) Other Differences 598 583 (473 ) Total Income Taxes $ 12,017 $ 9,528 $ 11,534 The net deferred tax liability at December 31 consists of the following: 2019 2018 Deferred Tax Assets: Allowance for Loan Losses $ 3,466 $ 3,661 Lease Liability (Operating Leases) 2,198 — Unrealized Loss on Securities — 1,885 Deferred Compensation and Employee Benefits 787 736 Other-than-temporary Impairment 240 238 Accrued Expenses 1,209 906 Business Combination Fair Value Adjustments 3,475 3,715 Pension and Postretirement Plans 200 119 Other Real Estate Owned 48 17 Non-Accrual Loan Interest Income 554 352 Net Operating Loss Carryforward 786 322 Other 1,044 366 Total Deferred Tax Assets 14,007 12,317 Deferred Tax Liabilities: Depreciation (2,498 ) (1,879 ) Leasing Activities, Net (10,816 ) (8,999 ) Unrealized Gain on Securities (4,302 ) — FHLB Stock Dividends (245 ) (192 ) Prepaid Expenses (629 ) (345 ) Intangibles (2,032 ) (1,169 ) Deferred Loan Fees (589 ) (514 ) Mortgage Servicing Rights (75 ) (238 ) Right of Use Asset (Operating Leases) (2,180 ) — Other (685 ) (674 ) Total Deferred Tax Liabilities (24,051 ) (14,010 ) Valuation Allowance — — Net Deferred Tax Liability $ (10,044 ) $ (1,693 ) On December 22, 2017, the U.S. government enacted comprehensive tax reform legislation commonly referred to as the Tax Cuts and Jobs Act of 2017 (the “Tax Act”). Among other things, the Tax Act includes significant changes to the U.S. corporate income tax system, including: reducing the federal corporate rate from 35% to 21%; modifying the rules regarding limitations on certain deductions for executive compensation; introducing a capital investment deduction in certain circumstances; placing certain limitations on the interest deduction; and modifying the rules regarding the usability of net operating losses. Based upon its initial analysis of the Tax Act, the Company revalued its deferred tax assets and deferred tax liabilities at December 31, 2017 and, as a result, recorded a $2,284 reduction in income tax expense during the fourth quarter of 2017. This benefit was based on reasonable estimates by the Company of certain income tax effects of the Tax Act. Under the Internal Revenue Code, through 1996 three acquired banking companies, which are now a part of the Company’s single banking subsidiary, were allowed a special bad debt deduction related to additions to tax bad debt reserves established for the purpose of absorbing losses. The acquired banks were formerly known as River Valley Financial Bank (acquired in March 2016), Peoples Community Bank (acquired in October 2005) and First American Bank (acquired in January 1999). Subject to certain limitations, these Banks were permitted to deduct from taxable income an allowance for bad debts based on a percentage of taxable income before such deductions or actual loss experience. The Banks generally computed its annual addition to its bad debt reserves using the percentage of taxable income method; however, due to certain limitations in 1996, the Banks were only allowed a deduction based on actual loss experience. Retained earnings at December 31, 2019, include approximately $5,095 for which no provision for federal income taxes has been made. This amount represents allocations of income for allowable bad debt deductions. Reduction of amounts so allocated for purposes other than tax bad debt losses will create taxable income, which will be subject to the then current corporate income tax rate. It is not contemplated that amounts allocated to bad debt deductions will be used in any manner to create taxable income. The unrecorded deferred income tax liability on the above amount at December 31, 2019 was approximately $1,070 . As of December 31, 2019, the Company had net operating loss carryforwards of $18,267 , which expire in years ranging from 2020 through 2039. These net operating loss carryforwards were primarily derived from the acquisition of First Security and Citizens First. Unrecognized Tax Benefits The Company had no unrecognized tax benefits as of December 31, 2019, 2018, and 2017, and did no t recognize any increase in unrecognized benefits during 2019 relative to any tax positions taken in 2019. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is the Company’s policy to record such accruals in its income tax expense accounts; no such accruals existed as of December 31, 2019, 2018, and 2017. The Company and its corporate subsidiaries file a consolidated U.S. Federal income tax return, which is subject to examination for all years after 2015. The Company and its corporate subsidiaries doing business in Indiana file a combined Indiana unitary return, which is subject to examination for all years after 2015.

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2019
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), for the years ended December 31, 2019 and 2018. Trust and investment product fees are included in the trust and investment advisory services segment while insurance revenues are included in the insurance segment. All other revenue streams are primarily included in the banking segment. Year Ended December 31, Non-interest Income 2019 2018 2017 In-Scope of Topic 606: Trust and Investment Product Fees $ 7,278 $ 6,680 $ 5,272 Service Charges on Deposit Accounts 8,718 7,044 6,178 Insurance Revenues 8,940 8,330 7,979 Interchange Fee Income 9,450 7,278 4,567 Other Operating Income 2,073 1,720 1,511 Non-interest Income (in-scope of Topic 606) 36,459 31,052 25,507 Non-interest Income (out-of-scope of Topic 606) 9,042 6,018 6,347 Total Non-interest Income $ 45,501 $ 37,070 $ 31,854 A description of the Company's revenue streams accounted for under Topic 606 follows: Service Charges on Deposit Accounts : The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges and statement rendering, are recognized at the time the transaction is executed (the point in time the Company fills the customer's request). Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Interchange Fee Income: The Company earns interchange fees from debit/credit cardholder transactions conducted through various payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Trust and Investment Product Fees: The Company earns trust and investment brokerage fees from its contracts with trust and brokerage customers to manage assets for investment and/or to transact their accounts. These fees are primarily earned over time as the Company provides the contracted monthly or quarterly services and are generally assessed based on the market value of assets under management at month-end. Fees that are transaction based, including trade execution services, are recognized at the point in time that the transaction is executed (trade date). Insurance Revenues : The Company earns insurance revenue from commissions derived from the sale of personal and corporate property and casualty insurance products. These commissions are primarily earned over time as the Company provides the contracted insurance product to customers.

Per Share Data

Per Share Data	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Per Share Data	Per Share Data The computation of Basic Earnings per Share and Diluted Earnings per Share are provided below: 2019 2018 2017 Basic Earnings per Share: Net Income $ 59,222 $ 46,529 $ 40,676 Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Basic Earnings per Share $ 2.29 $ 1.99 $ 1.77 Diluted Earnings per Share: Net Income $ 59,222 $ 46,529 $ 40,676 Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Stock Options, Net — — — Diluted Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Diluted Earnings per Share $ 2.29 $ 1.99 $ 1.77 There were no anti-dilutive shares at December 31, 2019, 2018, and 2017. There were no stock options outstanding at December 31, 2019, 2018 and 2017. Restricted stock units are participating shares and included in outstanding shares for purposes of the calculation of earnings per share.

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	Leases On January 1, 2019, the Company adopted the amendments to ASC 842, Leases, which requires lessees to recognize lease assets and liabilities arising from operating leases on the balance sheet. At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. The Company has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. In prior periods, the Company included the finance leases on the balance sheet with a right-of-use asset as well as a lease liability. Upon adopting the amended guidance, the Company recorded a right-of-use asset and lease liability for its operating leases in the amount of $9,034 . Also, at this time, management considered a reasonable expectation of renewal periods to include for the leases. The right-of-use asset is included in the 'Premises, Furniture and Equipment, Net' line of the consolidated balance sheet. The lease liability is included in the 'Accrued Interest Payable and Other Liabilities' line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard. The components of lease expense were as follows: December 31, 2019 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 Interest on Lease Liabilities 378 Operating Lease Cost 1,807 Short-term Lease Cost 68 Total Lease Cost $ 2,463 The weighted average lease term and discount rates were as follows: December 31, 2019 Weighted Average Remaining Lease Term: Finance Leases 12 Years Operating Leases 8 Years Weighted Average Discount Rate: Finance Leases 11.49 % Operating Leases 3.29 % Supplemental balance sheet information related to leases was as follows: December 31, 2019 Finance Leases Premises, Furniture and Equipment, Net $ 2,488 Other Borrowings $ 3,381 Operating Leases Operating Lease Right-of-Use Assets $ 9,052 Operating Lease Liabilities $ 9,125 Supplemental cash flow information related to leases was as follows: December 31, 2019 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 378 Operating Cash Flows from Operating Leases 1,734 Financing Cash Flows from Finance Leases 109 The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2019 Finance Leases Operating Leases Year 1 $ 519 $ 1,713 Year 2 519 1,502 Year 3 519 1,335 Year 4 519 1,234 Year 5 519 1,095 Thereafter 3,472 3,661 Total Lease Payments 6,067 10,540 Less Imputed Interest (2,686 ) (1,415 ) Total $ 3,381 $ 9,125
Leases	Leases On January 1, 2019, the Company adopted the amendments to ASC 842, Leases, which requires lessees to recognize lease assets and liabilities arising from operating leases on the balance sheet. At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. The Company has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. In prior periods, the Company included the finance leases on the balance sheet with a right-of-use asset as well as a lease liability. Upon adopting the amended guidance, the Company recorded a right-of-use asset and lease liability for its operating leases in the amount of $9,034 . Also, at this time, management considered a reasonable expectation of renewal periods to include for the leases. The right-of-use asset is included in the 'Premises, Furniture and Equipment, Net' line of the consolidated balance sheet. The lease liability is included in the 'Accrued Interest Payable and Other Liabilities' line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard. The components of lease expense were as follows: December 31, 2019 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 Interest on Lease Liabilities 378 Operating Lease Cost 1,807 Short-term Lease Cost 68 Total Lease Cost $ 2,463 The weighted average lease term and discount rates were as follows: December 31, 2019 Weighted Average Remaining Lease Term: Finance Leases 12 Years Operating Leases 8 Years Weighted Average Discount Rate: Finance Leases 11.49 % Operating Leases 3.29 % Supplemental balance sheet information related to leases was as follows: December 31, 2019 Finance Leases Premises, Furniture and Equipment, Net $ 2,488 Other Borrowings $ 3,381 Operating Leases Operating Lease Right-of-Use Assets $ 9,052 Operating Lease Liabilities $ 9,125 Supplemental cash flow information related to leases was as follows: December 31, 2019 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 378 Operating Cash Flows from Operating Leases 1,734 Financing Cash Flows from Finance Leases 109 The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2019 Finance Leases Operating Leases Year 1 $ 519 $ 1,713 Year 2 519 1,502 Year 3 519 1,335 Year 4 519 1,234 Year 5 519 1,095 Thereafter 3,472 3,661 Total Lease Payments 6,067 10,540 Less Imputed Interest (2,686 ) (1,415 ) Total $ 3,381 $ 9,125

Commitments and Off-balance She

Commitments and Off-balance Sheet Items	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Commitments and Off-balance Sheet Items	Commitments and Off-balance Sheet Items In the normal course of business, there are various commitments and contingent liabilities, such as commitments to extend credit and commitments to sell loans, which are not reflected in the accompanying consolidated financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to make loans and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policy to make commitments as it uses for on-balance sheet items. The Company’s exposure to credit risk for commitments to sell loans is dependent upon the ability of the counter-party to purchase the loans. This is generally assured by the use of government sponsored entity counterparts. These commitments are subject to market risk resulting from fluctuations in interest rates. Commitments and contingent liabilities are summarized as follows, at December 31: 2019 2018 Fixed Rate Variable Rate Fixed Variable Commitments to Fund Loans: Consumer Lines $ 11,637 $ 381,050 $ 11,356 $ 343,666 Commercial Operating Lines 47,310 384,513 18,738 325,672 Residential Mortgages 29,654 2,017 16,640 3,559 Total Commitments to Fund Loans $ 88,601 $ 767,580 $ 46,734 $ 672,897 Commitments to Sell Loans: Mandatory $ — $ — $ 254 $ — Non-mandatory $ 19,406 $ — $ 24,095 $ 1,718 Standby Letters of Credit $ 1,138 $ 6,549 $ 3,284 $ 5,863 The fixed rate commitments to fund loans have interest rates ranging from 3.00% to 21.00% and maturities ranging from less than 1 year to 32 years . Since many commitments to make loans expire without being used, these amounts do not necessarily represent future cash commitments. Collateral obtained upon exercise of the commitment is determined using management’s credit evaluation of the borrower, and may include accounts receivable, inventory, property, land, and other items.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Fair Value	Fair Value Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For investment securities where quoted prices are not available, fair values are calculated based on market prices of similar investment securities (Level 2). For investment securities where quoted prices or market prices of similar investment securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Level 3 pricing is obtained from a third-party based upon similar trades that are not traded frequently without adjustment by the Company. At December 31, 2019, the Company held $4.0 million in Level 3 securities which consist of non-rated Obligations of State and Political Subdivisions. Absent the credit rating, significant assumptions must be made such that the credit risk input becomes an unobservable input and thus these investment securities are reported by the Company in a Level 3 classification. Derivatives: The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). Impaired Loans: Fair values for impaired collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances include consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value in the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor's required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s Risk Management Area reviews the assumptions and approaches utilized in the appraisal. In determining the value of impaired collateral dependent loans and other real estate owned, significant unobservable inputs may be used which include: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Other Real Estate: Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate (ORE) are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property utilizing similar techniques as discussed above for Impaired Loans, resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, impairment loss is recognized. Loans Held-for-Sale: The fair values of loans held for sale are determined by using quoted prices for similar assets, adjusted for specific attributes of that loan resulting in a Level 2 classification. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below: Fair Value Measurements at December 31, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Obligations of State and Political Subdivisions $ — $ 320,279 $ 4,021 $ 324,300 MBS/CMO — 530,525 — 530,525 Total Securities $ — $ 850,804 $ 4,021 $ 854,825 Loans Held-for-Sale $ — $ 17,713 $ — $ 17,713 Derivative Assets $ — $ 2,607 $ — $ 2,607 Derivative Liabilities $ — $ 2,829 $ — $ 2,829 Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Obligations of State and Political Subdivisions $ — $ 289,542 $ 4,991 $ 294,533 MBS/CMO — 518,078 — 518,078 Total Securities $ — $ 807,620 $ 4,991 $ 812,611 Loans Held-for-Sale $ — $ 4,263 $ — $ 4,263 Derivative Assets $ — $ 1,713 $ — $ 1,713 Derivative Liabilities $ — $ 1,734 $ — $ 1,734 There were no transfers between Level 1 and Level 2 for the periods ended December 31, 2019 and 2018. As of December 31, 2019 and 2018, the aggregate fair value, contractual balance (including accrued interest), and gain or loss was as follows: 2019 2018 Aggregate Fair Value $ 17,713 $ 4,263 Contractual Balance 17,378 4,231 Gain (Loss) 335 32 The total amount of gains and losses from changes in fair value included in earnings for the years ended December 31, 2019, 2018 and 2017 for loans held for sale were $303 , ($111) , and ($147) , respectively. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2019 and 2018: Obligations of State and Political Subdivisions 2019 2018 Balance of Recurring Level 3 Assets at January 1 $ 4,991 $ 5,649 Total Gains or Losses Included in Other Comprehensive Income (25 ) (69 ) Maturities / Calls (945 ) (920 ) Acquired through Bank Acquisition — 331 Balance of Recurring Level 3 Assets at December 31 $ 4,021 $ 4,991 Of the total gain/loss included in earnings for the years ended December 31, 2019 and 2018, ($25) and ($69) was attributable to other changes in fair value, respectively. Assets and Liabilities Measured on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Impaired Loans Commercial and Industrial Loans $ — $ — $ 2,109 $ 2,109 Commercial Real Estate Loans — — 493 493 Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Impaired Loans Commercial and Industrial Loans $ — $ — $ 2,210 $ 2,210 Commercial Real Estate Loans — — 2,528 2,528 Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a carrying amount of $5,574 with a valuation allowance of $2,971 , resulting in an increase to the provision for loan losses of $1,149 for the year ended December 31, 2019. For the year ended December 31, 2018, impaired loans had a carrying amount of $6,561 with a valuation allowance of $1,823 , resulting in a decrease to the provision for loan losses of $411 . There was no Other Real Estate carried at fair value less costs to sell at December 31, 2019 and 2018. No charge to earnings was included in the years ended December 31, 2019 and 2018. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2019 and 2018: December 31, 2019 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired Loans - Commercial and Industrial Loans $ 2,109 Sales comparison approach Adjustment for physical condition of comparable properties sold 29% - 100% Impaired Loans - Commercial Real Estate Loans $ 493 Sales comparison approach Adjustment for physical condition of comparable properties sold 47% - 91% December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired Loans - Commercial and Industrial Loans $ 2,210 Sales comparison approach Adjustment for physical condition of comparable properties sold 0% - 100% (99%) Impaired Loans - Commercial Real Estate Loans $ 2,528 Sales comparison approach Adjustment for physical condition of comparable properties sold 22% - 76% (55%) The carrying amounts and estimated fair values of the Company’s financial instruments not previously presented are provided in the tables below for the periods ending December 31, 2019 and 2018. Not all of the Company’s assets and liabilities are considered financial instruments, and therefore are not included in the tables. Because no active market exists for a significant portion of the Company’s financial instruments, fair value estimates were based on subjective judgments, and therefore cannot be determined with precision. In accordance with the adoption of ASU 2016-01, the table below presents the fair values measured using an exit price notion. Fair Value Measurements at December 31, 2019 Using Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 103,884 $ 59,971 $ 43,913 $ — $ 103,884 Interest Bearing Time Deposits with Banks 1,985 — 1,985 — 1,985 Loans, Net 3,058,211 — — 3,056,521 3,056,521 Accrued Interest Receivable 18,425 — 4,400 14,025 18,425 Financial Liabilities: Demand, Savings, and Money Market Deposits (2,798,625 ) (2,798,625 ) — — (2,798,625 ) Time Deposits (631,396 ) — (624,666 ) — (624,666 ) Short-term Borrowings (167,736 ) (128,311 ) (39,425 ) — (167,736 ) Long-term Debt (181,950 ) — (127,174 ) (55,234 ) (182,408 ) Accrued Interest Payable (2,442 ) — (2,376 ) (66 ) (2,442 ) Fair Value Measurements at December 31, 2018 Using Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 96,550 $ 64,549 $ 32,001 $ — $ 96,550 Interest Bearing Time Deposits with Banks 250 — 250 — 250 Loans, Net 2,707,498 — — 2,689,393 2,689,393 Accrued Interest Receivable 16,634 — 4,143 12,491 16,634 Financial Liabilities: Demand, Savings, and Money Market Deposits (2,484,149 ) (2,484,149 ) — — (2,484,149 ) Time Deposits (588,483 ) — (586,338 ) — (586,338 ) Short-term Borrowings (249,774 ) (204,500 ) (45,274 ) — (249,774 ) Long-term Debt (126,635 ) — (117,513 ) (11,315 ) (128,828 ) Accrued Interest Payable (1,740 ) — (1,718 ) (22 ) (1,740 )

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Segment Information	The Company’s operations include three primary segments: core banking, trust and investment advisory services, and insurance operations. The core banking segment involves attracting deposits from the general public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, primarily in the Company’s local markets. The core banking segment also involves the sale of residential mortgage loans in the secondary market. The trust and investment advisory services segment involves providing trust, investment advisory, and brokerage services to customers. The insurance segment offers a full range of personal and corporate property and casualty insurance products, primarily in the Company’s banking subsidiary’s local markets. The core banking segment is comprised by the Company’s banking subsidiary, German American Bank, which operated through 76 banking offices at December 31, 2019. Net interest income from loans and investments funded by deposits and borrowings is the primary revenue for the core-banking segment. The trust and investment advisory services segment’s revenues are comprised primarily of fees generated by the trust operations of the Company's banking subsidiary and by German American Investment Services, Inc. These fees are derived by providing trust, investment advisory, and brokerage services to its customers. The insurance segment primarily consists of German American Insurance, Inc., which provides a full line of personal and corporate insurance products. Commissions derived from the sale of insurance products are the primary source of revenue for the insurance segment. The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the three segments are the same as those of the Company. The evaluation process for segments does not include holding company income and expense. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2019 Net Interest Income $ 147,735 $ 15 $ 18 $ (2,543 ) $ 145,225 Net Gains on Sales of Loans 4,633 — — — 4,633 Net Gains on Securities 1,248 — — — 1,248 Trust and Investment Product Fees 4 7,274 — — 7,278 Insurance Revenues 25 28 8,887 — 8,940 Noncash Items: Provision for Loan Losses 5,325 — — — 5,325 Depreciation and Amortization 8,265 6 71 288 8,630 Income Tax Expense (Benefit) 12,724 469 511 (1,687 ) 12,017 Segment Profit (Loss) 58,793 1,366 1,538 (2,475 ) 59,222 Segment Assets at December 31, 2019 4,381,945 3,670 9,080 2,977 4,397,672 Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2018 Net Interest Income $ 115,710 $ 5 $ 13 $ (1,118 ) $ 114,610 Net Gains on Sales of Loans 3,004 — — — 3,004 Net Gains on Securities 706 — — — 706 Trust and Investment Product Fees 4 6,676 — — 6,680 Insurance Revenues 17 40 8,273 — 8,330 Noncash Items: Provision for Loan Losses 2,070 — — — 2,070 Depreciation and Amortization 5,847 5 76 256 6,184 Income Tax Expense (Benefit) 9,671 437 440 (1,020 ) 9,528 Segment Profit (Loss) 46,075 1,263 1,312 (2,121 ) 46,529 Segment Assets at December 31, 2018 3,926,242 2,658 11,368 (11,178 ) 3,929,090 Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2017 Net Interest Income $ 100,659 $ 6 $ 9 $ (765 ) $ 99,909 Net Gains on Sales of Loans 3,280 — — — 3,280 Net Gains on Securities 593 — — 3 596 Trust and Investment Product Fees 3 5,272 — (3 ) 5,272 Insurance Revenues 28 34 7,917 — 7,979 Noncash Items: Provision for Loan Losses 1,750 — — — 1,750 Depreciation and Amortization 4,351 4 76 256 4,687 Income Tax Expense (Benefit) 12,262 145 512 (1,385 ) 11,534 Segment Profit (Loss) 39,520 217 918 21 40,676 Segment Assets at December 31, 2017 3,142,096 1,987 10,078 (9,801 ) 3,144,360

Parent Company Financial Statem

Parent Company Financial Statements	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]
Parent Company Financial Statements	Parent Company Financial Statements The condensed financial statements of German American Bancorp, Inc. are presented below: CONDENSED BALANCE SHEETS December 31, 2019 2018 ASSETS Cash $ 42,738 $ 17,868 Other Investments 353 353 Investment in Subsidiary Bank 577,332 469,919 Investment in Non-banking Subsidiaries 5,904 5,394 Other Assets 7,954 7,324 Total Assets $ 634,281 $ 500,858 LIABILITIES Borrowings $ 54,996 $ 36,487 Other Liabilities 5,465 5,731 Total Liabilities 60,461 42,218 SHAREHOLDERS’ EQUITY Common Stock 26,671 24,967 Additional Paid-in Capital 278,954 229,347 Retained Earnings 253,090 211,424 Accumulated Other Comprehensive Income (Loss) 15,105 (7,098 ) Total Shareholders’ Equity 573,820 458,640 Total Liabilities and Shareholders’ Equity $ 634,281 $ 500,858 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years Ended December 31, 2019 2018 2017 INCOME Dividends from Subsidiaries Bank $ 45,000 $ 7,000 $ 25,000 Non-bank 1,400 1,200 975 Interest Income 102 38 34 Other Income (Loss) (2 ) (13 ) 25 Total Income 46,500 8,225 26,034 EXPENSES Salaries and Employee Benefits 530 576 533 Professional Fees 1,685 2,079 602 Occupancy and Equipment Expense 7 7 7 Interest Expense 2,781 1,279 877 Other Expenses 975 813 794 Total Expenses 5,978 4,754 2,813 INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 40,522 3,471 23,221 Income Tax Benefit 1,712 1,042 1,415 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 42,234 4,513 24,636 Equity in Undistributed Income of Subsidiaries 16,988 42,016 16,040 NET INCOME 59,222 46,529 40,676 Other Comprehensive Income: Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale 22,432 (4,424 ) 4,391 Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net (229 ) (54 ) (138 ) TOTAL COMPREHENSIVE INCOME $ 81,425 $ 42,051 $ 44,929 CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, 2019 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES Net Income $ 59,222 $ 46,529 $ 40,676 Adjustments to Reconcile Net Income to Net Cash from Operations Change in Other Assets 31 1,588 431 Change in Other Liabilities (406 ) (163 ) (122 ) Equity Based Compensation 1,287 1,355 1,246 Excess Tax Benefit from Restricted Share Grant 25 32 240 Equity in Excess Undistributed Income of Subsidiaries (16,988 ) (42,016 ) (16,040 ) Net Cash from Operating Activities 43,171 7,325 26,431 CASH FLOWS FROM INVESTING ACTIVITIES Cash Used for Business Acquisitions (14,958 ) (25,160 ) — Net Cash from Investing Activities (14,958 ) (25,160 ) — CASH FLOWS FROM FINANCING ACTIVITIES Proceeds from Issuance of Long-term Debt 39,213 25,000 — Repayment of Long-term Debt (25,000 ) — — Issuance (Retirement) of Common Stock — — (29 ) Dividends Paid (17,556 ) (14,074 ) (11,842 ) Net Cash from Financing Activities (3,343 ) 10,926 (11,871 ) Net Change in Cash and Cash Equivalents 24,870 (6,909 ) 14,560 Cash and Cash Equivalents at Beginning of Year 17,868 24,777 10,217 Cash and Cash Equivalents at End of Year $ 42,738 $ 17,868 $ 24,777

Business Combinations, Goodwill

Business Combinations, Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2019
Business Combinations, Goodwill and Intangible Assets [Abstract]
Business Combinations, Goodwill and Intangible Assets	Business Combinations, Goodwill and Intangible Assets Business Combinations Citizens First Acquisition Effective July 1, 2019, the Company acquired Citizens First Corporation (“Citizens First”) and its subsidiary, Citizens First Bank, Inc., pursuant to an Agreement and Plan of Reorganization dated February 22, 2019. The acquisition was accomplished by the merger of Citizens First with and into the Company, immediately followed by the merger of Citizens First Bank with and into the Company’s subsidiary bank, German American Bank. Citizens First Bank operated 8 banking offices in Barren, Hart, Simpson and Warren Counties in Kentucky. Citizens First's consolidated assets and equity (unaudited) as of July 1, 2019 totaled $456.0 million and $49.8 million , respectively. The Company accounted for the transaction under the acquisition method of accounting which means that the acquired assets and liabilities were recorded at fair value at the date of acquisition. The fair value estimates included in these financial statements are based on preliminary valuations; certain loan and deferred tax measurements have not been finalized and are subject to change. The Company does not expect material variances from these estimates and expects that final valuation estimates will be completed prior to June 30, 2020. In accordance with ASC 805, the Company has expensed approximately $3.3 million of direct acquisition costs and recorded $17.1 million of goodwill and $4.5 million of intangible assets. The intangible assets are related to core deposits and are being amortized over 8 years . For tax purposes, goodwill totaling $17.1 million is non-deductible but will be evaluated annually for impairment. The following table summarizes the fair value of the total consideration transferred as a part of the Citizens First acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Consideration Cash for Options and Fractional Shares $ 216 Cash Consideration 15,294 Equity Instruments 50,118 Fair Value of Total Consideration Transferred $ 65,628 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 21,055 Interest-bearing Time Deposits with Banks 2,231 Securities 43,839 Loans 356,970 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 2,065 Premises, Furniture & Equipment 10,772 Other Real Estate — Intangible Assets 4,547 Company Owned Life Insurance 8,796 Accrued Interest Receivable and Other Assets 3,863 Deposits - Non-interest Bearing (52,521 ) Deposits - Interest Bearing (318,966 ) FHLB Advances and Other Borrowings (31,068 ) Accrued Interest Payable and Other Liabilities (3,044 ) Total Identifiable Net Assets $ 48,539 Goodwill $ 17,089 Under the terms of the merger agreement, each Citizens First common shareholder of record at the effective time of the merger (other than those holding shares in the Citizens First Bank 401(k) Profit Sharing Plan (the "CFB 401(k) Plan")) became entitled to receive a cash payment of $5.80 and a 0.6629 share of common stock of the Company for each of their former shares of Citizens First common stock. In addition, as record holder of shares of Citizens First common stock held in the CFB 401(k) Plan, the plan administrator was entitled to receive a cash payment of $25.77 for each share held by the CFB 401(k) Plan, which amount is equal to (i) the exchange ratio multiplied by the closing trading price of the Company's common stock on June 28, 2019, plus (ii) $5.80 . As a result, in connection with the closing of the merger on July 1, 2019, the Company issued approximately 1,664,000 shares of its common stock to the former shareholders of Citizens First and paid cash consideration in the aggregate amount of $15.5 million . This acquisition is consistent with the Company's strategy to build a regional presence in central and western Kentucky. The acquisition offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded region. The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted cash flows. However, the Company believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans, which are loans that have shown evidence of credit deterioration since origination. Receivables acquired that were not subject to these requirements include non-impaired loans and customer receivables with a fair value of $349.9 million and unpaid principal of $353.3 million on the date of acquisition. The following table presents unaudited pro forma information as if the acquisition had occured on January 1, 2018 after giving effect to certain adjustments. The unaudited pro forma information for the years ended December 31, 2019 and 2018 includes adjustments for interest income on loans and securities acquired, amortization of intangibles arising from the transaction, interest expense on deposits and borrowings acquired, and the related income tax effects. The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effected on the assumed date. Unaudited Pro Forma Year Ended 12/31/2019 Unaudited Pro Forma Year Ended 12/31/2018 Net Interest Income $ 155,439 $ 134,129 Non-interest Income 46,857 40,678 Total Revenue 202,296 174,807 Provision for Loan Losses Expense 5,648 2,070 Non-interest Expense 116,083 107,995 Income Before Income Taxes 80,565 64,742 Income Tax Expense 14,358 11,281 Net Income $ 66,207 $ 53,461 Earnings Per Share and Diluted Earnings Per Share $ 2.48 $ 2.13 The above pro forma financial information includes approximately $6,624 of net income and $18,436 of total revenue related to the operations of Citizens First during the year ended 2019. The above pro forma financial information related to 2019 excludes non-recurring merger costs that totaled $3,205 on a pre-tax basis for the year ended December 2019. The above pro forma financial information excludes the Citizens First provision for loan loss recognized during the year ended 2019. Under acquisition accounting treatment, loans are recorded at fair value which includes a credit risk component, and therefore the provision for loan loss recognized during the year ended December 31, 2018 was presumed to not be necessary. First Security Acquisition Effective October 15, 2018, the Company acquired First Security, Inc. ("First Security") and its subsidiary, First Security Bank, Inc., pursuant to an Agreement and Plan of Reorganization dated May 22, 2018. The acquisition was accomplished by the merger of First Security with and into the Company, immediately followed by the merger of First Security Bank with and into the Company's bank subsidiary, German American Bank. First Security Bank operated 11 banking offices in Owensboro, Bowling Green, Franklin and Lexington, Kentucky and in Evansville and Newburgh, Indiana. First Security's consolidated assets and equity (unaudited) as of October 14, 2018 totaled $563.0 million and $58.3 million , respectively. The Company accounted for the transaction under the acquisition method of accounting which means that the acquired assets and liabilities were recorded at fair value at the date of acquisition. In accordance with ASC 805, the Company has expensed approximately $4.0 million of direct acquisition costs and recorded $43.2 million of goodwill and $6.1 million of intangible assets. The intangible assets are related to core deposits and are being amortized over 8 years. For tax purposes, goodwill totaling $43.2 million is non-deductible but will be evaluated annually for impairment. The following table summarizes the fair value of the total consideration transferred as a part of the First Security acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Consideration Cash for Options and Fractional Shares $ 132 Cash Consideration 31,039 Equity Instruments 64,898 Fair Value of Total Consideration Transferred $ 96,069 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 13,605 Interest-bearing Time Deposits with Banks 250 Securities 109,580 Loans 390,106 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 2,607 Premises, Furniture & Equipment 11,149 Other Real Estate 468 Intangible Assets 6,139 Company Owned Life Insurance 13,135 Accrued Interest Receivable and Other Assets 6,126 Deposits - Non-interest Bearing (66,112 ) Deposits - Interest Bearing (358,285 ) FHLB Advances and Other Borrowings (73,275 ) Accrued Interest Payable and Other Liabilities (2,618 ) Total Identifiable Net Assets $ 52,875 Goodwill $ 43,194 Under the terms of the merger agreement, the Company issued approximately 1,988,000 shares of its common stock to the former shareholders of First Security. Each First Security common shareholder of record at the effective time of the merger (other than those holding shares in the First Security, Inc. 401k and Employee Stock Ownership Plan (the "First Security KSOP")) became entitled to receive 0.7982 shares of common stock of the Company for each of their former shares of First Security common stock. In connection with the closing of the merger, the Company paid to First Security's shareholders of record at the close of business on October 14, 2018, cash consideration of $12.00 per First Security share, other than First Security KSOP shares (an aggregate of $29,886 to shareholders), and cash consideration of $40.00 per First Security KSOP share (an aggregate of $1,153 ), and the Company paid approximately $124 to persons who held options to purchase First Security common stock (all of which rights were canceled at the effective time of the merger and were not assumed by the Company). This acquisition was consistent with the Company’s strategy to build a regional presence in Southern Indiana and Kentucky. The acquisition offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded region. The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted cash flows. However, the Company believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to the guidance relating to purchased credit impaired loans, which are loans that have shown evidence of credit deterioration since origination. Receivables acquired that were not subject to these requirements include non-impaired loans and customer receivables with a fair value of $382.4 million and unpaid principal of $385.4 million on the date of acquisition. Branch Acquisition On May 18, 2018, German American Bank completed the acquisition of five branch locations of First Financial Bancorp (formerly branch locations of Mainsource Financial Group, Inc. prior to its merger with First Financial Bancorp on April 1, 2018) and certain related assets, and the assumption by German American Bank of certain related liabilities. Four of the branches are located in Columbus, Indiana, and one in Greensburg, Indiana. At the time of closing, German American Bank acquired approximately $175.7 million in deposits and approximately $ 116.3 million in loans associated with the five bank branches. The premium paid on deposits by German American Bank was approximately $ 7.4 million . The premium was subject to adjustment to reflect increases or decreases in the deposit balances during the six month period following the closing date. In January 2019, an adjustment of approximately $0.1 million in additional premium was paid by German American Bank as a result of the change in deposits during the six month measurement period. German American Bank also had the ability, under certain circumstances, to put loans back to First Financial Bancorp’s bank subsidiary during such six month period. During the fourth quarter of 2018, approximately $1.3 million of loans were put back by German American Bank. The Company accounted for the transaction under the acquisition method of accounting, which means that the acquired assets and liabilities were recorded at fair value at the date of acquisition. This branch acquisition was consistent with the Company's strategy to continue building its regional presence in Southern Indiana. The acquisition offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded region. In accordance with ASC 805, the Company has expensed approximately $691 of direct acquisition costs and recorded $7.0 million of goodwill and $3.5 million of intangible assets. The intangible assets are related to core deposits and are being amortized over 8 years. For tax purposes, goodwill totaling $7.0 million is tax deductible and will be amortized over 15 years. The following table summarizes the fair value of the total cash received as part of the branch acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Total Cash Received from First Financial $ 41,826 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 756 Loans 116,305 Premises, Furniture & Equipment 5,666 Intangible Assets 3,475 Accrued Interest Receivable and Other Assets 780 Deposits - Non-interest Bearing (39,607 ) Deposits - Interest Bearing (136,096 ) Accrued Interest Payable and Other Liabilities (70 ) Total Identifiable Net Assets $ (48,791 ) Goodwill $ 6,965 Insurance Agency Acquisition On January 1, 2017, the Company acquired certain assets of an existing insurance agency office located in Madison, Indiana. The assets became a part of German American Insurance, Inc., the Company's property and casualty insurance entity. The purchase price of this transaction was $ 209 in cash and resulted in $ 209 in customer list intangible. The customer relationship intangible is being amortized over seven years utilizing the straight-line method and deducted for tax purposes over 15 years using the straight-line method. Goodwill The changes in the carrying amount of goodwill for the periods ended December 31, 2019, 2018, and 2017, were classified as follows: 2019 2018 2017 Beginning of Year $ 103,681 $ 54,058 $ 54,058 Acquired Goodwill 17,625 49,623 — Impairment — — — End of Year $ 121,306 $ 103,681 $ 54,058 Of the $121,306 carrying amount of goodwill, $119,974 is allocated to the core banking segment, and $1,332 is allocated to the insurance segment for the period ended December 31, 2019. Of the $103,681 carrying amount of goodwill, $102,349 is allocated to the core banking segment, and $1,332 is allocated to the insurance segment for the period ended December 31, 2018. Of the $54,058 carrying amount of goodwill, $52,726 is allocated to the core banking segment and $1,332 is allocated to the insurance segment for the period ended December 31, 2017. Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. At December 31, 2019, the Company’s reporting units had positive equity, and the Company elected to perform a qualitative assessment to determine if it was more likely than not that the fair value of the reporting units exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value of the reporting unit exceeded its carrying value. Acquired Intangible Assets Acquired intangible assets were as follows as of year end: 2019 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 25,780 $ (15,110 ) Branch Acquisition Intangible 257 (257 ) Insurance Customer List 5,408 (5,288 ) Total $ 31,445 $ (20,655 ) Acquired intangible assets were as follows as of year end: 2018 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 21,231 $ (11,418 ) Branch Acquisition Intangible 257 (257 ) Insurance Customer List 5,408 (5,259 ) Total $ 26,896 $ (16,934 ) Amortization Expense was $ 3,721 , $ 1,752 and $ 942 , for 2019, 2018 and 2017, respectively. Estimated amortization expense for each of the next five years is as follows: 2020 $ 3,539 2021 2,745 2022 1,990 2023 1,337 2024 751

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Other Comprehensive Income (Loss)	The tables below summarize the changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2019 and 2018, net of tax: December 31, 2019 Unrealized Gains and Losses on Available-for-Sale Securities Postretirement Benefit Items Total Beginning Balance $ (6,759 ) $ (339 ) $ (7,098 ) Other Comprehensive Income (Loss) Before Reclassification 23,418 (256 ) 23,162 Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (986 ) 27 (959 ) Net Current Period Other Comprehensive Income (Loss) 22,432 (229 ) 22,203 Ending Balance $ 15,673 $ (568 ) $ 15,105 December 31, 2018 Unrealized Gains and Losses on Available-for-Sale Securities Postretirement Benefit Items Total Beginning Balance $ (2,335 ) $ (285 ) $ (2,620 ) Other Comprehensive Income (Loss) Before Reclassification (3,866 ) (77 ) (3,943 ) Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (558 ) 23 (535 ) Net Current Period Other Comprehensive Income (Loss) (4,424 ) (54 ) (4,478 ) Ending Balance $ (6,759 ) $ (339 ) $ (7,098 ) The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2019: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 1,248 Net Gain (Loss) on Securities (262 ) Income Tax Expense 986 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (37 ) Salaries and Employee Benefits 10 Income Tax Expense (27 ) Net of Tax Total Reclassifications for the Period $ 959 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2018: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 706 Net Gain (Loss) on Securities (148 ) Income Tax Expense 558 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (32 ) Salaries and Employee Benefits 9 Income Tax Expense (23 ) Net of Tax Total Reclassifications for the Period $ 535 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2017: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 596 Net Gain (Loss) on Securities (209 ) Income Tax Expense 387 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (8 ) Salaries and Employee Benefits 3 Income Tax Expense (5 ) Net of Tax Total Reclassifications for the Period $ 382

Quarterly Financial Data (Unaud

Quarterly Financial Data (Unaudited)	12 Months Ended
	Dec. 31, 2019
Quarterly Financial Information Disclosure [Abstract]
Quarterly Financial Data (Unaudited)	Quarterly Financial Data (Unaudited) The following table represents selected quarterly financial data for the Company: Interest Income Net Interest Income Net Income Basic Earnings per Share Diluted Earnings per Share 2019 First Quarter $ 41,189 $ 33,591 $ 15,067 $ 0.60 $ 0.60 Second Quarter 41,036 33,641 15,271 0.61 0.61 Third Quarter 46,911 38,578 13,064 0.49 0.49 Fourth Quarter 47,338 39,415 15,820 0.59 0.59 2018 First Quarter $ 29,145 $ 25,610 $ 11,813 $ 0.51 $ 0.51 Second Quarter 31,533 27,469 11,097 0.48 0.48 Third Quarter 33,475 28,548 12,639 0.55 0.55 Fourth Quarter 39,596 32,983 10,980 0.44 0.44

Subsequent Events

Subsequent Events	12 Months Ended
	Dec. 31, 2019
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events On January 27, 2020, the Company’s Board of Directors approved a plan to repurchase up to one million shares of the Company’s outstanding common stock. On a share basis, the amount of common stock subject to the repurchase plan represents approximately 4% of the Company’s outstanding shares. The Company is not obligated to purchase any shares under the plan, and the plan may be discontinued at any time. The actual timing, number and share price of shares purchased under the repurchase plan will be determined by the Company at its discretion and will depend upon such factors as the market price of the stock, general market and economic conditions and applicable legal requirements. At the time it approved the new plan, the Board also terminated a similar program that had been adopted in 2001. At the time of its termination, the Company had been authorized to purchase up to 409,184 shares of common stock under the 2001 program. The Company has no t repurchased any shares of common stock under the 2020 repurchase plan.

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2019
Accounting Policies [Abstract]
Description of Business and Basis of Presentation	Description of Business and Basis of Presentation The operations of German American Bancorp, Inc. (the "Company") are primarily comprised of three
Securities	Securities Debt securities classified as available-for-sale are securities that the Company intends to hold for an indefinite period of time, but not necessarily until maturity. These include securities that management may use as part of its asset/liability strategy, or that may be sold in response to changes in interest rates, changes in prepayment risk, or similar reasons. Securities classified as available-for-sale are reported at fair value with unrealized gains or losses included as a separate component of equity, net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on trade date and determined using the specific identification method. On January 1, 2018, the Company adopted the new accounting for Financial Instruments, which requires equity investments with readily determinable values (except those accounted for under equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. Equity securities that do not have readily determinable fair values are carried at historical cost and evaluated for impairment on a periodic basis. The adoption of this guidance impacted one security and resulted in no adjustment to beginning retained earnings and no impact to beginning other comprehensive income. Upon adoption of the guidance, this equity security is no longer classified as available for sale. For additional information on this security, see Note 2 - Securities. Management evaluates debt securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis.
Loans Held for Sale	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Fair value is determined based on collateral value and prevailing market prices for loans with similar characteristics. Net unrealized gains or losses are recorded through earnings. Mortgage loans held for sale are generally sold on a servicing released basis. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold.
Loans	Loans Loans that management originates and has the intent and ability to hold for the foreseeable future or until maturity or pay-off are reported at the principal balance outstanding, net of unearned interest, deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term without anticipating prepayments. All classes of loans are generally placed on non-accrual status when scheduled principal or interest payments are past due for 90 days or more or when the borrower’s ability to repay becomes doubtful. Uncollected accrued interest for each class of loans is reversed against income at the time a loan is placed on non-accrual. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. All classes of loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans are typically charged-off at 180 days past due, or earlier if deemed uncollectible. Exceptions to the non-accrual and charge-off policies are made when the loan is well secured and in the process of collection.
Certain Purchased Loans	Certain Purchased Loans The Company purchases individual loans and groups of loans. Purchased loans that show evidence of credit deterioration since origination are recorded at the amount paid (or allocated fair value in a purchase business combination), such that there is no carryover of the seller’s allowance for loan losses. After acquisition, incurred losses are recognized by an increase in the allowance for loan losses. Such purchased loans are accounted for individually. The Company estimates the amount and timing of expected cash flows for each purchased loan and the expected cash flows in excess of amount paid is recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan’s contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Allowance for Loan Losses	Allowance for Loan Losses The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired or loans otherwise classified as substandard or special mention. The general component covers non-classified loans and is based on historical loss experience adjusted for current factors. Loan impairment is reported when full repayment under the terms of the loan is not expected. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported net, at the present value of estimated future cash flows using the loan’s existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Commercial and industrial loans, commercial real estate loans, and agricultural loans are evaluated individually for impairment. Smaller balance homogeneous loans are evaluated for impairment in total. Such loans include real estate loans secured by one-to-four family residences and loans to individuals for household, family and other personal expenditures. Individually evaluated loans on non-accrual are generally considered impaired. Impaired loans, or portions thereof, are charged off when deemed uncollectible. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported at the fair value of the collateral net of disposition costs. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The general component of the allowance for loan losses covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and risk classifications and is based on the actual loss history experienced by the Company over a 20 quarter average. The Company separately assigns allocations for substandard and special mention commercial and agricultural credits as well as other categories of loans based on migration analysis techniques. The migration analysis factors are calculated using a transition matrix to determine the likelihood of a customer's asset quality rating migrating from its current rating to any other rating.This actual loss experience is supplemented with other external and internal factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: Commercial Loans and Retail Loans. Commercial Loans have been classified according to the following risk characteristics: Commercial and Industrial Loans and Leases, Commercial Real Estate, and Agricultural Loans. Commercial and Industrial loans are primarily based on the cash flows of the business operations and secured by assets being financed and other assets such as accounts receivable and inventory. Commercial Real Estate Loans and Agricultural Loans are primarily based on cash flow of the borrower and their business and further secured by real estate. All types of commercial and agricultural (real estate secured and non-real estate) may also come with personal guarantees of the borrowers and business owners. Retail Loans have been classified according to the following risk characteristics: Home Equity Loans, Consumer Loans and Residential Mortgage Loans. Retail loans are generally dependent on personal income of the customer, and repayment is dependent on borrower’s personal cash flow and employment status which can be affected by general economic conditions. Additionally, collateral values may fluctuate based on the impact of economic conditions on residential real estate values and other consumer type assets such as automobiles. Loans or portions of loans shall be charged off when there is a distinct probability of loss identified. A distinct probability of loss exists when it has been determined that any remaining sources of repayment are insufficient to cover all outstanding principal. The probable loss is immediately calculated based on the value of the remaining sources of repayment and charged to the allowance for loan loss.
Servicing Rights	Servicing Rights When mortgage loans are sold with servicing retained, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts when available or, alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Through the acquisition of River Valley Bancorp in 2016, the Company acquired a portfolio of servicing rights on mortgage loans. The Company also acquired a portfolio of servicing rights on mortgage loans through the acquisition of five branch locations of First Financial Bancorp (formerly branch locations of Mainsource Financial Group, Inc. prior to its merger with First Financial Bancorp on April 1, 2018). The fair value of mortgage servicing rights were $663 and $995 at December 31, 2019 and 2018, respectively. On a quarterly basis, loan servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. The valuation model utilizes interest rate, prepayment speed, and default rate assumptions that market participants would use in estimating future net servicing income and that can be validated against available market data. Servicing fee income is reported on the income statement as other operating income. The fees are based on a contractual percentage of the outstanding principal and are recorded as income when earned. The amortization of mortgage servicing right is netted against loan servicing fee income.
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB of Indianapolis. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Premises, Furniture and Equipment	Premises, Furniture and Equipment Land is carried at cost. Premises, furniture, and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging generally from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line method with useful lives ranging generally from 3 to 10 years.
Other Real Estate	Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of commercial/residential real estate property collateralizing a commercial/consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through the completion of a deed in lieu of foreclosure or through a similar legal agreement. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill arising from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets. They are initially measured at fair value and then are amortized over their estimated useful lives, which range from 6 to 10 years.
Company Owned Life Insurance	Company Owned Life Insurance The Company has purchased life insurance policies on certain directors and executives. This life insurance is recorded at its cash surrender value or the amount that can be realized, which considers any adjustments or changes that are probable at settlement.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe currently that there are any such matters that will have a material impact on the financial statements.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Restrictions on Cash	Restrictions on Cash At December 31, 2019 and 2018, respectively, the Company was required to have $24,560 and $15,170 on deposit with the Federal Reserve, or as cash on hand.
Long-term Assets	Long-term Assets Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Stock Based Compensation	Stock Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in unrecognized amounts in pension and other postretirement benefits, which are also recognized as a separate component of equity.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
Retirement Plans	Retirement Plans Pension expense under the suspended defined benefit plan is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Earnings Per Share	Earnings Per Share Earnings per share are based on net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share show the potential dilutive effect of additional common shares issuable under the Company’s stock based compensation plans. Earnings per share are retroactively restated for stock splits and stock dividends.
Cash Flow Reporting	Cash Flow Reporting The Company reports net cash flows for customer loan transactions, deposit transactions, deposits made with other financial institutions and short-term borrowings. Cash and cash equivalents are defined to include cash on hand, demand deposits in other institutions and Federal Funds Sold.
Fair Value of Financial Instruments	Fair Values of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 15. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Recently Adopted Accounting Guidance and Accounting Guidance Issued But Not Yet Adopted	Recently Adopted Accounting Guidance In February 2016, the FASB amended existing guidance (ASU No. 2016-02, Leases (Topic 842)) that requires lessees recognize the following for all leases (with the exception of short-term leases) at the commencement date (1) A lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted basis; and (2) A right-of-use asset, which is an asset that represents the lessee’s right to use, or control the use of, a specified asset for the lease term. Under the new guidance, lessor accounting is largely unchanged. The Company adopted the amendments to Topic 842 on January 1, 2019, utilizing the modified retrospective approach and the transition option issued under ASU 2018-11, Leases (Topic 842) Targeted Improvements. The Company elected to apply the package of practical expedients permitting entities to not reassess (1) expired or existing contracts that may contain leases; (2) lease classification of expired or existing leases; or (3) initial direct costs for existing leases as well as the practical expedient for land easements. The Company also elected certain optional relief for accounting policy elections under ASU 2016-02 (1) to not separate the lease and non-lease components and instead use them for a single lease component for leases related to office equipment and (2) the option to not recognize right-of-use assets and liabilities that arise from short-term leases. Upon adoption of this guidance on January 1, 2019, the Company recorded a right-of-use asset and corresponding lease liability of $9,034 on the consolidated balance sheet. No cumulative effect adjustment to retained earnings resulted from the adoption of this guidance. For additional details on this recently adopted accounting guidance, see Note 13 - Leases. In February 2018, the FASB issued new guidance (ASU No. 2018-02, Income Statement - Reporting Comprehensive Income (Topic 220)) to allow a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from the Tax Cuts and Jobs Act. The amendments eliminate the stranded tax effects resulting from the Tax Cuts and Jobs Act and will improve the usefulness of information reported to financial statement users. This amendment was effective for public business entities for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company early adopted this guidance in 2017 and it did not have a material impact on the Company's operating results or financial condition. In March 2017, the FASB amended existing guidance (ASU No. 2017-08, Receivables-Nonrefundable Fees and Other Costs (Subtopic 310-20)) to amend the amortization period for certain purchased callable debt securities held at a premium. The amortization period has been shortened to the earliest call date. Under current generally accepted accounting principles, entities generally amortize the premium as an adjustment of yield over the contractual life of the instrument. These amendments are effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company early adopted this guidance in 2017 and it did not have a material impact on the Company's operating results or financial condition. Accounting Guidance Issued But Not Yet Adopted In June 2016, the FASB issued guidance (ASU No. 2016-13, Financial Instruments - Credit Losses (Topic 326)) to replace the incurred loss model with an expected loss model, which is referred to as the current expected credit loss (CECL) model. The CECL model is applicable to the measurement of credit losses on financial assets measured at amortized cost, including loan receivables, held-to-maturity debt securities, and reinsurance receivables. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor. This standard will be effective for public business entities for fiscal years beginning after December 15, 2019, including interim periods within that reporting period. The transition to the new standard will be applied as follows: • For debt securities with other-than-temporary impairment (OTTI), the guidance will be applied prospectively. • Existing purchased credit impaired (PCI) assets will be grandfathered and classified as purchased credit deteriorated (PCD) assets at the date of adoption. The asset will be grossed up for the allowance for expected credit losses for all PCD assets at the date of adoption and will continue to recognize the noncredit discount in interest income based on the yield of such assets as of the adoption date. Subsequent changes in expected credit losses will be recorded through the allowance. • For all other assets within the scope of CECL, a cumulative-effect adjustment will be recognized in retained earnings as of the beginning of the first reporting period in which the guidance is effective. As previously disclosed, the Company formed a cross-functional committee that assessed data and system needs, selected a vendor to provide modeling needs, and implemented new software. The Company has completed parallel runs comparing its existing allowance for loan loss model with the CECL model and determined eight loan segments for which models have been developed. The Company has also determined the significant qualitative factors that will be utilized in the CECL model, but continue to assess their impact on the model. As of year end, the Company has not completed finalizing the results of its CECL estimate. Model validation testing is currently being performed and internal controls over financial reporting specifically related to CECL are in final design stage and are currently being evaluated. The Company expects to recognize a one-time cumulative adjustment to the allowance for credit losses in the first quarter of 2020. Although the Company does not have the approval from its internal governing committee, the Company is estimating an increase to its allowance for loan losses of approximately $12 million to $20 million upon adoption. The increase is primarily related to the Company's acquired loan portfolio. Under the current accounting guidance, any remaining unamortized loan discount on an individual loan can be used to offset a charge-off for that loan, so the allowance for loan losses needed for the acquired loans is reduced by the remaining loan discounts. The new accounting under this ASU removes the ability to offset a charge-off against the remaining loan discount and requires an allowance for credit losses to be recognized in addition to the loan discount. This estimate and the ongoing impact of adopting this ASU are dependent on various factors, including credit quality, macroeconomic forecasts and conditions, composition of our loans and securities portfolios, and other management judgements. The transition adjustment to record the allowance for credit losses, which remains subject to further review and analysis by the Company's management team, may fall outside of the estimated range based on material changes in these factors. Federal banking regulators have approved rules that provide banking organizations the option to phase in the day-one adverse effects on regulatory capital that may result from the adoption of the new accounting standard over a three-year period. The Company anticipates adopting the capital transition relief over the permissible three-year period.
Revenue Recognition	A description of the Company's revenue streams accounted for under Topic 606 follows: Service Charges on Deposit Accounts : The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges and statement rendering, are recognized at the time the transaction is executed (the point in time the Company fills the customer's request). Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Interchange Fee Income: The Company earns interchange fees from debit/credit cardholder transactions conducted through various payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Trust and Investment Product Fees: The Company earns trust and investment brokerage fees from its contracts with trust and brokerage customers to manage assets for investment and/or to transact their accounts. These fees are primarily earned over time as the Company provides the contracted monthly or quarterly services and are generally assessed based on the market value of assets under management at month-end. Fees that are transaction based, including trade execution services, are recognized at the point in time that the transaction is executed (trade date). Insurance Revenues : The Company earns insurance revenue from commissions derived from the sale of personal and corporate property and casualty insurance products. These commissions are primarily earned over time as the Company provides the contracted insurance product to customers.
Leases	On January 1, 2019, the Company adopted the amendments to ASC 842, Leases, which requires lessees to recognize lease assets and liabilities arising from operating leases on the balance sheet. At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. The Company has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. In prior periods, the Company included the finance leases on the balance sheet with a right-of-use asset as well as a lease liability. Upon adopting the amended guidance, the Company recorded a right-of-use asset and lease liability for its operating leases in the amount of $9,034 . Also, at this time, management considered a reasonable expectation of renewal periods to include for the leases. The right-of-use asset is included in the 'Premises, Furniture and Equipment, Net' line of the consolidated balance sheet. The lease liability is included in the 'Accrued Interest Payable and Other Liabilities' line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard.
Fair Value Measurements	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For investment securities where quoted prices are not available, fair values are calculated based on market prices of similar investment securities (Level 2). For investment securities where quoted prices or market prices of similar investment securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Level 3 pricing is obtained from a third-party based upon similar trades that are not traded frequently without adjustment by the Company. At December 31, 2019, the Company held $4.0 million in Level 3 securities which consist of non-rated Obligations of State and Political Subdivisions. Absent the credit rating, significant assumptions must be made such that the credit risk input becomes an unobservable input and thus these investment securities are reported by the Company in a Level 3 classification. Derivatives: The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). Impaired Loans: Fair values for impaired collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances include consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value in the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor's required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s Risk Management Area reviews the assumptions and approaches utilized in the appraisal. In determining the value of impaired collateral dependent loans and other real estate owned, significant unobservable inputs may be used which include: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Other Real Estate: Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate (ORE) are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property utilizing similar techniques as discussed above for Impaired Loans, resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, impairment loss is recognized. Loans Held-for-Sale: The fair values of loans held for sale are determined by using quoted prices for similar assets, adjusted for specific attributes of that loan resulting in a Level 2 classification.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities Available-for-Sale	The amortized cost, unrealized gross gains and losses recognized in accumulated other comprehensive income (loss), and fair value of Securities Available-for-Sale were as follows: Securities Available-for-Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value 2019 Obligations of State and Political Subdivisions $ 307,943 $ 16,366 $ (9 ) $ 324,300 MBS/CMO 526,907 5,414 (1,796 ) 530,525 Total $ 834,850 $ 21,780 $ (1,805 ) $ 854,825 2018 Obligations of State and Political Subdivisions $ 291,449 $ 4,407 $ (1,323 ) $ 294,533 MBS/CMO 529,805 1,029 (12,756 ) 518,078 Total $ 821,254 $ 5,436 $ (14,079 ) $ 812,611
Schedule of Securities by Contractual Maturity	The amortized cost and fair value of Securities at December 31, 2019 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because some issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Mortgage-backed securities are not due at a single maturity date and are shown separately. Amortized Cost Fair Value Securities Available-for-Sale: Due in one year or less $ 2,512 $ 2,518 Due after one year through five years 19,642 20,070 Due after five years through ten years 68,972 72,546 Due after ten years 216,817 229,166 MBS/CMO 526,907 530,525 Total $ 834,850 $ 854,825
Schedule of Proceeds from the Sales of Securities	2019 2018 2017 Proceeds from the Sales of Securities are summarized below: Available- for-Sale Available- for-Sale Available- for-Sale Proceeds from Sales $ 82,601 $ 91,013 $ 49,459 Gross Gains on Sales 1,248 706 596 Income Taxes on Gross Gains 262 148 209
Schedule of Securities with Unrealized Losses	Below is a summary of securities with unrealized losses as of year-end 2019 and 2018, presented by length of time the securities have been in a continuous unrealized loss position: Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2019 Obligations of State and Political Subdivisions $ 4,631 $ (9 ) $ — $ — $ 4,631 $ (9 ) MBS/CMO 89,267 (241 ) 155,989 (1,555 ) 245,256 (1,796 ) Total $ 93,898 $ (250 ) $ 155,989 $ (1,555 ) $ 249,887 $ (1,805 ) Less than 12 Months 12 Months or More Total Fair Value Unrealized Loss Fair Value Unrealized Loss Fair Value Unrealized Loss December 31, 2018 Obligations of State and Political Subdivisions $ 37,936 $ (286 ) $ 49,071 $ (1,037 ) $ 87,007 $ (1,323 ) MBS/CMO 56,386 (601 ) 356,218 (12,155 ) 412,604 (12,756 ) Total $ 94,322 $ (887 ) $ 405,289 $ (13,192 ) $ 499,611 $ (14,079 )

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2019
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments And Hedging Activities	The following table reflects the fair value hedges included in the Consolidated Balance Sheets as of: December 31, 2019 December 31, 2018 Notional Amount Fair Value Notional Amount Fair Value Included in Other Assets: Interest Rate Swaps $ 102,351 $ 2,607 $ 85,587 $ 1,713 Included in Other Liabilities: Interest Rate Swaps $ 102,351 $ 2,829 $ 85,587 $ 1,734
Derivative Instruments Consolidated Statement	The following table presents the effect of derivative instruments on the Consolidated Statements of Income for the years ended December 31, 2019, 2018 and 2017 is as follows: 2019 2018 2017 Interest Rate Swaps: Included in Other Income $ 429 $ 48 $ 478

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2019
Receivables [Abstract]
Schedule of Classifications of Loans	Loans were comprised of the following classifications at December 31: 2019 2018 Commercial: Commercial and Industrial Loans and Leases $ 589,758 $ 543,761 Commercial Real Estate Loans 1,495,862 1,208,646 Agricultural Loans 384,526 365,208 Retail: Home Equity Loans 225,755 207,987 Consumer Loans 81,217 77,547 Residential Mortgage Loans 304,855 328,592 Subtotal 3,081,973 2,731,741 Less: Unearned Income (4,882 ) (3,682 ) Allowance for Loan Losses (16,278 ) (15,823 ) Loans, net $ 3,060,813 $ 2,712,236
Schedule of Loans Acquired in Acquisitions	As further described in Note 18, during 2019 the Company acquired loans at fair value as part of a business combination. The table below summarizes the loans acquired in the current year. Acquired Loan Balance Fair Value Discounts Fair Value Bank Acquisition $ 365,593 $ (8,623 ) $ 356,970 The table below summarizes the remaining carrying amount of acquired loans included in the December 31, 2019 table above. Loan Balance at December 31, 2019 Fair Value Discount at December 31, 2019 Bank Acquisition $ 326,771 $ (6,509 )
Schedule of Activity in Allowance for Loan Losses	The following tables present the activity in the allowance for loan losses by portfolio class for the years ended December 31, 2019, 2018, and 2017: Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2019 Beginning Balance $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 $ 15,823 Provision for Loan Losses 5,600 (308 ) (461 ) (27 ) 727 (29 ) (177 ) 5,325 Recoveries 56 29 — 8 432 7 — 532 Loans Charged-off (3,810 ) (320 ) — (10 ) (1,145 ) (117 ) — (5,402 ) Ending Balance $ 4,799 $ 4,692 $ 5,315 $ 200 $ 434 $ 333 $ 505 $ 16,278 Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2018 Beginning Balance $ 4,735 $ 4,591 $ 4,894 $ 330 $ 298 $ 343 $ 503 $ 15,694 Provision for Loan Losses (423 ) 729 862 (52 ) 608 167 179 2,070 Recoveries 141 20 20 12 375 37 — 605 Loans Charged-off (1,500 ) (49 ) — (61 ) (861 ) (75 ) — (2,546 ) Ending Balance $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 $ 15,823 Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Total December 31, 2017 Beginning Balance $ 3,725 $ 5,452 $ 4,094 $ 283 $ 235 $ 329 $ 690 $ 14,808 Provision for Loan Losses 1,147 (689 ) 840 78 517 44 (187 ) 1,750 Recoveries 14 48 9 8 272 63 — 414 Loans Charged-off (151 ) (220 ) (49 ) (39 ) (726 ) (93 ) — (1,278 ) Ending Balance $ 4,735 $ 4,591 $ 4,894 $ 330 $ 298 $ 343 $ 503 $ 15,694
Schedule of Allowance for Loan Losses and Recorded Investment in Loans	The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio class and based on impairment method as of December 31, 2019 and 2018: December 31, 2019 Total Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Allowance for Loan Losses: Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment $ 2,971 $ 2,412 $ 559 $ — $ — $ — $ — $ — Collectively Evaluated for Impairment 12,902 2,387 3,733 5,315 200 434 328 505 Acquired with Deteriorated Credit Quality 405 — 400 — — — 5 — Total Ending Allowance Balance $ 16,278 $ 4,799 $ 4,692 $ 5,315 $ 200 $ 434 $ 333 $ 505 Loans: Loans Individually Evaluated for Impairment $ 6,269 $ 4,707 $ 1,562 $ — $ — $ — $ — n/m (2) Loans Collectively Evaluated for Impairment 3,076,835 585,328 1,491,090 387,710 226,406 81,429 304,872 n/m (2) Loans Acquired with Deteriorated Credit Quality 12,798 1,368 7,212 3,161 369 — 688 n/m (2) Total Ending Loans Balance (1) $ 3,095,902 $ 591,403 $ 1,499,864 $ 390,871 $ 226,775 $ 81,429 $ 305,560 n/m (2) (1) Total recorded investment in loans includes $13,929 in accrued interest. (2) n/m = not meaningful December 31, 2018 Total Commercial and Industrial Loans and Leases Commercial Real Estate Loans Agricultural Loans Home Equity Loans Consumer Loans Residential Mortgage Loans Unallocated Allowance for Loan Losses: Ending Allowance Balance Attributable to Loans: Individually Evaluated for Impairment $ 1,823 $ 143 $ 1,680 $ — $ — $ — $ — $ — Collectively Evaluated for Impairment 13,992 2,810 3,608 5,776 229 420 467 682 Acquired with Deteriorated Credit Quality 8 — 3 — — — 5 — Total Ending Allowance Balance $ 15,823 $ 2,953 $ 5,291 $ 5,776 $ 229 $ 420 $ 472 $ 682 Loans: Loans Individually Evaluated for Impairment $ 9,619 $ 3,536 $ 6,083 $ — $ — $ — $ — n/m (2) Loans Collectively Evaluated for Impairment 2,722,867 540,768 1,198,806 368,817 208,644 77,761 328,071 n/m (2) Loans Acquired with Deteriorated Credit Quality 11,556 1,038 6,993 1,877 365 — 1,283 n/m (2) Total Ending Loans Balance (1) $ 2,744,042 $ 545,342 $ 1,211,882 $ 370,694 $ 209,009 $ 77,761 $ 329,354 n/m (2) (1) Total recorded investment in loans includes $12,301 in accrued interest. (2) n/m = not meaningful
Schedule of Loans Individually Evaluated for Impairment	The following tables present loans individually evaluated for impairment by class of loans as of December 31, 2019 and 2018: Unpaid Principal Balance (1) Recorded Investment Allowance for Loan Losses Allocated December 31, 2019 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 3,638 $ 524 $ — Commercial Real Estate Loans 4,738 2,058 — Agricultural Loans 3,294 2,738 — Subtotal 11,670 5,320 — With An Allowance Recorded: Commercial and Industrial Loans and Leases 5,042 4,521 2,412 Commercial Real Estate Loans 2,187 1,865 959 Agricultural Loans — — — Subtotal 7,229 6,386 3,371 Total $ 18,899 $ 11,706 $ 3,371 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 9,994 $ 4,624 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 1,134 $ 813 $ 400 (1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts. Unpaid Principal Balance (1) Recorded Investment Allowance for Loan Losses Allocated December 31, 2018 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 3,721 $ 1,183 $ — Commercial Real Estate Loans 5,828 4,383 — Agricultural Loans 1,726 1,450 — Subtotal 11,275 7,016 — With An Allowance Recorded: Commercial and Industrial Loans and Leases 2,353 2,353 143 Commercial Real Estate Loans 4,404 4,212 1,683 Agricultural Loans — — — Subtotal 6,757 6,565 1,826 Total $ 18,032 $ 13,581 $ 1,826 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 8,060 $ 3,958 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 196 $ 4 $ 3 (1) Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts. The following tables present loans individually evaluated for impairment by class of loans for the years ended December 31, 2019, 2018 and 2017: Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2019 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 1,175 $ 19 $ 1 Commercial Real Estate Loans 2,947 81 1 Agricultural Loans 1,790 1 — Subtotal 5,912 101 2 With An Allowance Recorded: Commercial and Industrial Loans and Leases 3,753 — 1 Commercial Real Estate Loans 3,141 — 1 Agricultural Loans — — — Subtotal 6,894 — 2 Total $ 12,806 $ 101 $ 4 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 4,321 $ 61 $ 3 Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 1,766 $ — $ — Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2018 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 1,164 $ 53 $ 3 Commercial Real Estate Loans 2,163 80 36 Agricultural Loans 770 — — Subtotal 4,097 133 39 With An Allowance Recorded: Commercial and Industrial Loans and Leases 2,956 2 9 Commercial Real Estate Loans 4,680 18 — Agricultural Loans — — — Subtotal 7,636 20 9 Total $ 11,733 $ 153 $ 48 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 875 $ 21 $ — Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 151 $ 29 $ — Average Recorded Investment Interest Income Recognized Cash Basis Recognized December 31, 2017 With No Related Allowance Recorded: Commercial and Industrial Loans and Leases $ 635 $ 27 $ 2 Commercial Real Estate Loans 1,184 57 29 Agricultural Loans 690 24 16 Subtotal 2,509 108 47 With An Allowance Recorded: Commercial and Industrial Loans and Leases 1,986 4 2 Commercial Real Estate Loans 2,842 17 6 Agricultural Loans 363 — — Subtotal 5,191 21 8 Total $ 7,700 $ 129 $ 55 Loans Acquired With Deteriorated Credit Quality With No Related Allowance Recorded (Included in the Total Above) $ 792 $ 25 $ 25 Loans Acquired With Deteriorated Credit Quality With An Additional Allowance Recorded (Included in the Total Above) $ 238 $ 19 $ 7
Schedule of Recorded Investment in Non-accrual Loans	The following tables present the recorded investment in non-accrual loans and loans past due 90 days or more still on accrual by class of loans as of December 31, 2019 and 2018: Loans Past Due 90 Days or More Non-Accrual & Still Accruing 2019 2018 2019 2018 Commercial and Industrial Loans and Leases $ 4,940 $ 2,430 $ 190 $ — Commercial Real Estate Loans 3,433 6,833 — 368 Agricultural Loans 2,739 1,449 — 274 Home Equity Loans 79 88 — — Consumer Loans 115 162 — — Residential Mortgage Loans 2,496 1,617 — — Total $ 13,802 $ 12,579 $ 190 $ 642 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 5,393 $ 4,162 $ — $ 141 Loans Acquired in Current Year (Included in the Total Above) $ 2,058 $ 4,603 $ — $ 96
Schedule of Aging of Recorded Investment in Past Due Loans	The following tables present the aging of the recorded investment in past due loans by class of loans as of December 31, 2019 and 2018: Total 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Loans Not Past Due December 31, 2019 Commercial and Industrial Loans and Leases $ 591,403 $ 4,689 $ 83 $ 799 $ 5,571 $ 585,832 Commercial Real Estate Loans 1,499,864 209 431 2,106 2,746 1,497,118 Agricultural Loans 390,871 499 — 329 828 390,043 Home Equity Loans 226,775 1,121 253 80 1,454 225,321 Consumer Loans 81,429 347 156 89 592 80,837 Residential Mortgage Loans 305,560 5,014 1,461 2,308 8,783 296,777 Total (1) $ 3,095,902 $ 11,879 $ 2,384 $ 5,711 $ 19,974 $ 3,075,928 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 12,798 $ 18 $ — $ 1,589 $ 1,607 $ 11,191 Loans Acquired in Current Year (Included in the Total Above) $ 321,464 $ 639 $ 1 $ 797 $ 1,437 $ 320,027 (1) Total recorded investment in loans includes $13,929 in accrued interest. Total 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Total Past Due Loans Not Past Due December 31, 2018 Commercial and Industrial Loans and Leases $ 545,342 $ 5,414 $ 183 $ 72 $ 5,669 $ 539,673 Commercial Real Estate Loans 1,211,882 768 705 3,032 4,505 1,207,377 Agricultural Loans 370,694 563 805 274 1,642 369,052 Home Equity Loans 209,009 471 125 60 656 208,353 Consumer Loans 77,761 971 94 149 1,214 76,547 Residential Mortgage Loans 329,354 4,771 1,520 1,387 7,678 321,676 Total (1) $ 2,744,042 $ 12,958 $ 3,432 $ 4,974 $ 21,364 $ 2,722,678 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 11,556 $ 448 $ 885 $ 1,259 $ 2,592 $ 8,964 Loans Acquired in Current Year (Included in the Total Above) $ 481,901 $ 2,571 $ 1,620 $ 2,191 $ 6,382 $ 475,519 (1) Total recorded investment in loans includes $12,301 in accrued interest.
Schedule of Recorded Investment of Troubled Debt Restructurings	The following tables present the recorded investment of troubled debt restructurings by class of loans as of December 31, 2019 and 2018: Total Performing Non-Accrual (1) December 31, 2019 Commercial and Industrial Loans and Leases $ 116 $ 116 $ — Commercial Real Estate Loans — — — Total $ 116 $ 116 $ — Total Performing Non-Accrual (1) December 31, 2018 Commercial and Industrial Loans and Leases $ 121 $ 121 $ — Commercial Real Estate Loans — — — Total $ 121 $ 121 $ — (1) The non-accrual troubled debt restructurings are included in the Non-Accrual Loan table presented on a previous page.
Schedule of Loans by Class Modified as Troubled Debt Restructuring	The following table presents loans by class modified as troubled debt restructurings that occurred during the year ended December 31, 2017: Number of Loans Pre-Modification Outstanding Recorded Investment Post-Modification Outstanding Recorded Investment December 31, 2017 Commercial and Industrial Loans and Leases 2 $ 477 $ 477 Commercial Real Estate Loans 1 28 28 Total 3 $ 505 $ 505 The troubled debt restructurings described above increased the allowance for loan losses by $149 and resulted in charge-offs of $0 during the year ending December 31, 2017.
Schedule of Risk Category of Loans	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Pass Special Mention Substandard Doubtful Total December 31, 2019 Commercial and Industrial Loans and Leases $ 556,706 $ 19,671 $ 15,026 $ — $ 591,403 Commercial Real Estate Loans 1,453,310 30,504 16,050 — 1,499,864 Agricultural Loans 325,991 49,053 15,827 — 390,871 Total $ 2,336,007 $ 99,228 $ 46,903 $ — $ 2,482,138 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ 68 $ 613 $ 11,060 $ — $ 11,741 Loans Acquired in Current Year (Included in the Total Above) $ 254,629 $ 16,535 $ 12,769 $ — $ 283,933 Pass Special Mention Substandard Doubtful Total December 31, 2018 Commercial and Industrial Loans and Leases $ 517,497 $ 7,541 $ 20,304 $ — $ 545,342 Commercial Real Estate Loans 1,165,937 26,723 19,222 — 1,211,882 Agricultural Loans 313,309 40,983 16,402 — 370,694 Total $ 1,996,743 $ 75,247 $ 55,928 $ — $ 2,127,918 Loans Acquired With Deteriorated Credit Quality (Included in the Total Above) $ — $ 1,436 $ 8,472 $ — $ 9,908 Loans Acquired in Current Year (Included in the Total Above) $ 250,415 $ 14,972 $ 11,521 $ — $ 276,908
Schedule of Recorded Investment in Home Equity, Consumer and Residential Mortgage Loans	The following table presents the recorded investment in home equity, consumer and residential mortgage loans based on payment activity as of December 31, 2019 and 2018: Home Equity Loans Consumer Loans Residential Mortgage Loans December 31, 2019 Performing $ 226,695 $ 81,314 $ 303,065 Nonperforming 80 115 2,495 Total $ 226,775 $ 81,429 $ 305,560 Home Equity Loans Consumer Loans Residential Mortgage Loans December 31, 2018 Performing $ 208,921 $ 77,599 $ 327,737 Nonperforming 88 162 1,617 Total $ 209,009 $ 77,761 $ 329,354
Schedule of Loans Purchased/Sold During the Period	The following table presents financing receivables purchased and/or sold during the year by portfolio segment: Commercial and Industrial Loans and Leases Commercial Real Estate Loans Total December 31, 2019 Purchases $ 2,051 $ — $ 2,051 Sales — — — Commercial and Industrial Loans and Leases Commercial Real Estate Loans Total December 31, 2018 Purchases $ — $ 1,209 $ 1,209 Sales — 6,000 6,000
Schedule of Contractually Required Payments on Loans Purchased with Deteriorated Credit Quality	Contractually required payments receivable of loans purchased with evidence of credit deterioration during the years ended December 31, 2019 and 2018 are included in the table below. The value of the purchased loans included in the table are as of acquisition date. 2019 2018 Commercial and Industrial Loans $ 1,013 $ 4,245 Commercial Real Estate Loans 8,915 7,103 Agricultural Loans 1,888 1,095 Home Equity Loans — 565 Consumer Loans — 11 Residential Mortgage Loans — 800 Total $ 11,816 $ 13,819 Cash Flows Expected to be Collected at Acquisition $ 7,795 $ 8,802 Fair Value of Acquired Loans at Acquisition 7,009 7,702
Schedule of Carrying Amount of Loans with Deterioration of Credit Quality	The recorded investment of those loans is as follows: 2019 2018 2017 Commercial and Industrial Loans $ 1,368 $ 1,038 $ 988 Commercial Real Estate Loans 7,212 6,993 6,452 Agricultural Loans 3,161 1,877 789 Home Equity Loans 369 365 — Consumer Loans — — — Residential Mortgage Loans 688 1,283 888 Total $ 12,798 $ 11,556 $ 9,117 Carrying Amount, Net of Allowance $ 12,393 $ 11,548 $ 9,106
Schedule of Accretable Yield, or Income Expected to be Collected	Accretable yield, or income expected to be collected, is as follows: 2019 2018 2017 Balance at January 1 $ 3,138 $ 2,734 $ 2,521 New Loans Purchased 715 1,100 — Accretion of Income (1,197 ) (944 ) (425 ) Reclassifications from Non-accretable Difference 1,756 345 638 Charge-off of Accretable Yield — (97 ) — Balance at December 31 $ 4,412 $ 3,138 $ 2,734
Schedule of Loans to Shareholders	A summary of the activity of these loans follows: Balance January 1, 2019 Additions Changes in Persons Included Deductions Balance December 31, 2019 Collected Charged-off $ 13,796 $ 14,556 $ 6,962 $ (9,071 ) $ — $ 26,243

Premises, Furniture, and Equi_2

Premises, Furniture, and Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Schedule of Premises, Furniture and Equipment	Premises, furniture, and equipment was comprised of the following classifications at December 31: 2019 2018 Land $ 21,186 $ 17,368 Buildings and Improvements 94,462 79,139 Furniture and Equipment 38,915 34,961 Total Premises, Furniture and Equipment 154,563 131,468 Less: Accumulated Depreciation (57,912 ) (50,841 ) Total $ 96,651 $ 80,627

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Banking and Thrift [Abstract]
Schedule of Stated Maturities of Time Deposits	At year end 2019, stated maturities of time deposits were as follows: 2020 $ 473,080 2021 97,936 2022 33,024 2023 16,035 2024 11,104 Thereafter 217 Total $ 631,396

FHLB Advances and Other Borro_2

FHLB Advances and Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2019
Advances from Federal Home Loan Banks [Abstract]
Schedule of Borrowings, Debt and Repurchase Agreements	Information regarding each of these types of borrowings or other indebtedness is as follows: December 31, 2019 2018 Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 123,573 $ 86,626 Term Loans — 25,000 Junior Subordinated Debentures assumed from American Community Bancorp, Inc. 5,924 5,775 Junior Subordinated Debentures assumed from River Valley Bancorp, Inc. 5,818 5,712 Junior Subordinated Debentures assumed from Citizens First Corporation 4,040 — Subordinated Debentures 39,214 — Finance Lease Obligation 3,381 3,522 Long-term Borrowings 181,950 126,635 Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 124,000 $ 195,000 Federal Funds Purchased 4,311 9,500 Repurchase Agreements 39,425 45,274 Promissory Notes Payable — — Short-term Borrowings 167,736 249,774 Total Borrowings $ 349,686 $ 376,409
Schedule of Repurchase Agreements	2019 2018 Average Daily Balance During the Year $ 35,916 $ 38,454 Average Interest Rate During the Year 0.56 % 0.55 % Maximum Month-end Balance During the Year $ 39,425 $ 45,274 Weighted Average Interest Rate at Year-end 0.57 % 0.63 %
Schedule of Principal Payments on Long-Term Borrowings	At December 31, 2019, scheduled principal payments on long-term borrowings, excluding the capitalized lease obligation and acquired subordinated debentures (which are discussed below) are as follows: 2020 $ 40,494 2021 7,914 2022 49,834 2023 — 2024 24,917 Thereafter 39,628 Total $ 162,787
Schedule of Issuance of Subordinated Debentures	The following table summarizes the terms of each issuance: Date of Issuance Issuance Amount Carrying Amount at December 31, 2019 Variable Rate Rate as of December 31, 2019 Rate as of December 31, 2018 Maturity Date ACB Trust I 5/6/2005 $ 5,155 $ 3,737 90 day LIBOR + 2.15% 4.09 % 4.95 % May, 2035 ACB Trust II 7/15/2005 3,093 2,187 90 day LIBOR + 1.85% 3.76 % 4.50 % July, 2035 RIVR Statutory Trust 1 3/26/2003 7,217 5,818 3-Month LIBOR + 3.15% 5.10 % 5.97 % March, 2033 Citizens First Statutory Trust I 10/16/2006 5,155 4,040 3-Month LIBOR + 1.65% 3.75 % N/A January, 2037

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2019
Stockholders' Equity Note [Abstract]
Schedule of Consolidated and Bank Actual Capital and Minimum Required Levels	At December 31, 2019, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio (1) Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 499,020 14.28 % $ 279,499 8.00 % N/A N/A Bank 447,090 12.82 278,997 8.00 $ 348,746 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 442,742 12.67 % $ 209,624 6.00 % N/A N/A Bank 430,812 12.35 209,248 6.00 $ 278,997 8.00 % Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 427,295 12.23 % $ 157,218 4.50 % N/A N/A Bank 430,812 12.35 156,936 4.50 $ 226,685 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 442,742 10.53 % $ 168,195 4.00 % N/A N/A Bank 430,812 10.27 167,765 4.00 $ 209,706 5.00 % (1) Excludes capital conservation buffer. At December 31, 2018, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio (1) Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 381,385 12.36 % $ 246,805 8.00 % N/A N/A Bank 381,294 12.37 246,594 8.00 $ 308,242 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 365,562 11.85 % $ 185,104 6.00 % N/A N/A Bank 365,471 11.86 184,945 6.00 $ 246,594 8.00 % Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 354,251 11.48 % $ 138,828 4.50 % N/A N/A Bank 365,471 11.86 138,709 4.50 $ 200,357 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 365,562 9.75 % $ 149,917 4.00 % N/A N/A Bank 365,471 9.78 149,484 4.00 $ 186,854 5.00 % (1) Excludes capital conservation buffer.
Schedule of Restricted Stock and Cash Entitlements Expense	The following table presents expense recorded for restricted stock and cash entitlements as well as the related tax effect for the years ended 2019, 2018, and 2017: 2019 2018 2017 Restricted Stock Expense $ 1,287 $ 1,355 $ 1,246 Cash Entitlement Expense 639 718 657 Tax Effect (499 ) (542 ) (746 ) Net of Tax $ 1,427 $ 1,531 $ 1,157
Schedule of Restricted Stock Grants Outstanding	The following table presents information on restricted stock grants outstanding for the period shown: Year Ended December 31, 2019 Restricted Shares Weighted Average Market Price at Grant Outstanding at Beginning of Period 44,682 $ 32.47 Granted 41,361 31.64 Issued and Vested (41,359 ) 32.31 Forfeited (1,405 ) 31.97 Outstanding at End of Period 43,279 $ 32.71

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Retirement Benefits [Abstract]
Schedule of Changes in Accumulated Postretirement Benefits Obligations	Changes in Accumulated Postretirement Benefit Obligations: 2019 2018 Obligation at the Beginning of Year $ 1,154 $ 1,061 Unrecognized Loss (Gain) 296 74 Components of Net Periodic Postretirement Benefit Cost Service Cost 83 69 Interest Cost 43 34 Net Expected Benefit Payments (92 ) (84 ) Amendments 14 — Obligation at End of Year $ 1,498 $ 1,154
Schedule of Components of Postretirement Benefit Expense	Components of Postretirement Benefit Expense: 2019 2018 2017 Service Cost $ 83 $ 69 $ 50 Interest Cost 43 34 29 Amortization of Unrecognized Net (Gain) Loss 37 32 8 Net Postretirement Benefit Expense 163 135 87 Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss) 273 41 218 Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income $ 436 $ 176 $ 305
Schedule of Assumptions Used to Determine Net Periodic Cost and Benefit Obligations	Assumptions Used to Determine Net Periodic Cost and Benefit Obligations: 2019 2018 2017 Discount Rate 2.81 % 3.91 % 3.35 %
Schedule of Assumption of Health Care Cost Trend Rates at Year-end	Assumed Health Care Cost Trend Rates at Year-end: 2019 2018 Health Care Cost Trend Rate Assumed for Next Year 8.00 % 8.00 % Rate that the Cost Trend Rate Gradually Declines to 4.50 % 5.00 % Year that the Rate Reaches the Rate it is Assumed to Remain at 2026 2024
Schedule of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates	A one-percentage-point change in assumed health care cost trend rates would have the following effects as of December 31, 2019: One-Percentage-Point Increase One-Percentage-Point Decrease Effect on Total of Service and Interest Cost $ 12 $ (11 ) Effect on Postretirement Benefit Obligation $ 101 $ (90 )
Schedule of Estimated Future Benefits	The following postretirement benefit payments, which reflect expected future service, are expected to be paid: 2020 $ 96 2021 111 2022 113 2023 130 2024 116 2025-2029 726

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Schedule of Provision for Income Taxes	The provision for income taxes consists of the following: 2019 2018 2017 Current Federal $ 8,263 $ 6,699 $ 10,481 Current State 1,004 412 473 Deferred Federal 3,545 2,226 276 Deferred State (795 ) 191 304 Total $ 12,017 $ 9,528 $ 11,534
Schedule of Effective Income Tax Rate Reconciliation	Effective tax rates differ from the federal statutory rate of 21% for 2019 and 2018, and 35% for 2017 applied to income before income taxes due to the following: 2019 2018 2017 Statutory Rate Times Pre-tax Income $ 14,960 $ 11,772 $ 18,274 Add (Subtract) the Tax Effect of: Income from Tax-exempt Loans and Investments (2,246 ) (2,129 ) (3,304 ) State Income Tax, Net of Federal Tax Effect 165 476 505 General Business Tax Credits (1,039 ) (914 ) (715 ) Company Owned Life Insurance (421 ) (260 ) (469 ) Revaluation of Deferred Tax Assets/Liabilities due to Tax Reform — — (2,284 ) Other Differences 598 583 (473 ) Total Income Taxes $ 12,017 $ 9,528 $ 11,534
Schedule of Net Deferred Tax Liability	The net deferred tax liability at December 31 consists of the following: 2019 2018 Deferred Tax Assets: Allowance for Loan Losses $ 3,466 $ 3,661 Lease Liability (Operating Leases) 2,198 — Unrealized Loss on Securities — 1,885 Deferred Compensation and Employee Benefits 787 736 Other-than-temporary Impairment 240 238 Accrued Expenses 1,209 906 Business Combination Fair Value Adjustments 3,475 3,715 Pension and Postretirement Plans 200 119 Other Real Estate Owned 48 17 Non-Accrual Loan Interest Income 554 352 Net Operating Loss Carryforward 786 322 Other 1,044 366 Total Deferred Tax Assets 14,007 12,317 Deferred Tax Liabilities: Depreciation (2,498 ) (1,879 ) Leasing Activities, Net (10,816 ) (8,999 ) Unrealized Gain on Securities (4,302 ) — FHLB Stock Dividends (245 ) (192 ) Prepaid Expenses (629 ) (345 ) Intangibles (2,032 ) (1,169 ) Deferred Loan Fees (589 ) (514 ) Mortgage Servicing Rights (75 ) (238 ) Right of Use Asset (Operating Leases) (2,180 ) — Other (685 ) (674 ) Total Deferred Tax Liabilities (24,051 ) (14,010 ) Valuation Allowance — — Net Deferred Tax Liability $ (10,044 ) $ (1,693 )

Revenue Recognition (Tables)

Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2019
Revenue from Contract with Customer [Abstract]
Schedule of Non-interest Income, Segregated by Revenue Stream	The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), for the years ended December 31, 2019 and 2018. Trust and investment product fees are included in the trust and investment advisory services segment while insurance revenues are included in the insurance segment. All other revenue streams are primarily included in the banking segment. Year Ended December 31, Non-interest Income 2019 2018 2017 In-Scope of Topic 606: Trust and Investment Product Fees $ 7,278 $ 6,680 $ 5,272 Service Charges on Deposit Accounts 8,718 7,044 6,178 Insurance Revenues 8,940 8,330 7,979 Interchange Fee Income 9,450 7,278 4,567 Other Operating Income 2,073 1,720 1,511 Non-interest Income (in-scope of Topic 606) 36,459 31,052 25,507 Non-interest Income (out-of-scope of Topic 606) 9,042 6,018 6,347 Total Non-interest Income $ 45,501 $ 37,070 $ 31,854

Per Share Data (Tables)

Per Share Data (Tables)	12 Months Ended
	Dec. 31, 2019
Earnings Per Share [Abstract]
Schedule of Computations of Basic Earnings Per Share and Diluted Earnings Per Share	The computation of Basic Earnings per Share and Diluted Earnings per Share are provided below: 2019 2018 2017 Basic Earnings per Share: Net Income $ 59,222 $ 46,529 $ 40,676 Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Basic Earnings per Share $ 2.29 $ 1.99 $ 1.77 Diluted Earnings per Share: Net Income $ 59,222 $ 46,529 $ 40,676 Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Stock Options, Net — — — Diluted Weighted Average Shares Outstanding 25,824,538 23,381,616 22,924,726 Diluted Earnings per Share $ 2.29 $ 1.99 $ 1.77

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Schedule of Components of Lease Expense, Weighted Average Remaining Lease Term, Discount Rates and Supplemental Cash Flow Information	The components of lease expense were as follows: December 31, 2019 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 Interest on Lease Liabilities 378 Operating Lease Cost 1,807 Short-term Lease Cost 68 Total Lease Cost $ 2,463 The weighted average lease term and discount rates were as follows: December 31, 2019 Weighted Average Remaining Lease Term: Finance Leases 12 Years Operating Leases 8 Years Weighted Average Discount Rate: Finance Leases 11.49 % Operating Leases 3.29 % Supplemental cash flow information related to leases was as follows: December 31, 2019 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 378 Operating Cash Flows from Operating Leases 1,734 Financing Cash Flows from Finance Leases 109
Schedule of Supplemental Balance Sheet Information	Supplemental balance sheet information related to leases was as follows: December 31, 2019 Finance Leases Premises, Furniture and Equipment, Net $ 2,488 Other Borrowings $ 3,381 Operating Leases Operating Lease Right-of-Use Assets $ 9,052 Operating Lease Liabilities $ 9,125
Schedule of Maturity of Finance Lease Liabilities	The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2019 Finance Leases Operating Leases Year 1 $ 519 $ 1,713 Year 2 519 1,502 Year 3 519 1,335 Year 4 519 1,234 Year 5 519 1,095 Thereafter 3,472 3,661 Total Lease Payments 6,067 10,540 Less Imputed Interest (2,686 ) (1,415 ) Total $ 3,381 $ 9,125
Schedule of Maturity of Operating Lease Liabilities	The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2019 Finance Leases Operating Leases Year 1 $ 519 $ 1,713 Year 2 519 1,502 Year 3 519 1,335 Year 4 519 1,234 Year 5 519 1,095 Thereafter 3,472 3,661 Total Lease Payments 6,067 10,540 Less Imputed Interest (2,686 ) (1,415 ) Total $ 3,381 $ 9,125

Commitments and Off-balance S_2

Commitments and Off-balance Sheet Items (Tables)	12 Months Ended
	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments and Contingent Liabilities	Commitments and contingent liabilities are summarized as follows, at December 31: 2019 2018 Fixed Rate Variable Rate Fixed Variable Commitments to Fund Loans: Consumer Lines $ 11,637 $ 381,050 $ 11,356 $ 343,666 Commercial Operating Lines 47,310 384,513 18,738 325,672 Residential Mortgages 29,654 2,017 16,640 3,559 Total Commitments to Fund Loans $ 88,601 $ 767,580 $ 46,734 $ 672,897 Commitments to Sell Loans: Mandatory $ — $ — $ 254 $ — Non-mandatory $ 19,406 $ — $ 24,095 $ 1,718 Standby Letters of Credit $ 1,138 $ 6,549 $ 3,284 $ 5,863

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below: Fair Value Measurements at December 31, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Obligations of State and Political Subdivisions $ — $ 320,279 $ 4,021 $ 324,300 MBS/CMO — 530,525 — 530,525 Total Securities $ — $ 850,804 $ 4,021 $ 854,825 Loans Held-for-Sale $ — $ 17,713 $ — $ 17,713 Derivative Assets $ — $ 2,607 $ — $ 2,607 Derivative Liabilities $ — $ 2,829 $ — $ 2,829 Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Obligations of State and Political Subdivisions $ — $ 289,542 $ 4,991 $ 294,533 MBS/CMO — 518,078 — 518,078 Total Securities $ — $ 807,620 $ 4,991 $ 812,611 Loans Held-for-Sale $ — $ 4,263 $ — $ 4,263 Derivative Assets $ — $ 1,713 $ — $ 1,713 Derivative Liabilities $ — $ 1,734 $ — $ 1,734
Schedule of Aggregate Fair Value, Contractual Balance and Gains or Loss of Loans Held-for-Sale	As of December 31, 2019 and 2018, the aggregate fair value, contractual balance (including accrued interest), and gain or loss was as follows: 2019 2018 Aggregate Fair Value $ 17,713 $ 4,263 Contractual Balance 17,378 4,231 Gain (Loss) 335 32
Schedule of Reconciliation of all Assets Measured at Fair Value on Recurring Basis, Using Significant Unobservable Inputs (Level 3)	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2019 and 2018: Obligations of State and Political Subdivisions 2019 2018 Balance of Recurring Level 3 Assets at January 1 $ 4,991 $ 5,649 Total Gains or Losses Included in Other Comprehensive Income (25 ) (69 ) Maturities / Calls (945 ) (920 ) Acquired through Bank Acquisition — 331 Balance of Recurring Level 3 Assets at December 31 $ 4,021 $ 4,991
Schedule of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2019 Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Total Assets: Impaired Loans Commercial and Industrial Loans $ — $ — $ 2,109 $ 2,109 Commercial Real Estate Loans — — 493 493 Fair Value Measurements at December 31, 2018 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Impaired Loans Commercial and Industrial Loans $ — $ — $ 2,210 $ 2,210 Commercial Real Estate Loans — — 2,528 2,528
Schedule of Fair Value Assets and Liabilities Measured on Nonrecurring Basis Validation Techniques	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2019 and 2018: December 31, 2019 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired Loans - Commercial and Industrial Loans $ 2,109 Sales comparison approach Adjustment for physical condition of comparable properties sold 29% - 100% Impaired Loans - Commercial Real Estate Loans $ 493 Sales comparison approach Adjustment for physical condition of comparable properties sold 47% - 91% December 31, 2018 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Impaired Loans - Commercial and Industrial Loans $ 2,210 Sales comparison approach Adjustment for physical condition of comparable properties sold 0% - 100% (99%) Impaired Loans - Commercial Real Estate Loans $ 2,528 Sales comparison approach Adjustment for physical condition of comparable properties sold 22% - 76% (55%)
Schedule of Carrying Amounts and Estimated Fair Values of Company's Financial Instruments	The carrying amounts and estimated fair values of the Company’s financial instruments not previously presented are provided in the tables below for the periods ending December 31, 2019 and 2018. Not all of the Company’s assets and liabilities are considered financial instruments, and therefore are not included in the tables. Because no active market exists for a significant portion of the Company’s financial instruments, fair value estimates were based on subjective judgments, and therefore cannot be determined with precision. In accordance with the adoption of ASU 2016-01, the table below presents the fair values measured using an exit price notion. Fair Value Measurements at December 31, 2019 Using Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 103,884 $ 59,971 $ 43,913 $ — $ 103,884 Interest Bearing Time Deposits with Banks 1,985 — 1,985 — 1,985 Loans, Net 3,058,211 — — 3,056,521 3,056,521 Accrued Interest Receivable 18,425 — 4,400 14,025 18,425 Financial Liabilities: Demand, Savings, and Money Market Deposits (2,798,625 ) (2,798,625 ) — — (2,798,625 ) Time Deposits (631,396 ) — (624,666 ) — (624,666 ) Short-term Borrowings (167,736 ) (128,311 ) (39,425 ) — (167,736 ) Long-term Debt (181,950 ) — (127,174 ) (55,234 ) (182,408 ) Accrued Interest Payable (2,442 ) — (2,376 ) (66 ) (2,442 ) Fair Value Measurements at December 31, 2018 Using Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 96,550 $ 64,549 $ 32,001 $ — $ 96,550 Interest Bearing Time Deposits with Banks 250 — 250 — 250 Loans, Net 2,707,498 — — 2,689,393 2,689,393 Accrued Interest Receivable 16,634 — 4,143 12,491 16,634 Financial Liabilities: Demand, Savings, and Money Market Deposits (2,484,149 ) (2,484,149 ) — — (2,484,149 ) Time Deposits (588,483 ) — (586,338 ) — (586,338 ) Short-term Borrowings (249,774 ) (204,500 ) (45,274 ) — (249,774 ) Long-term Debt (126,635 ) — (117,513 ) (11,315 ) (128,828 ) Accrued Interest Payable (1,740 ) — (1,718 ) (22 ) (1,740 )

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2019
Segment Reporting [Abstract]
Schedule of Segment Financial Information	The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the three segments are the same as those of the Company. The evaluation process for segments does not include holding company income and expense. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2019 Net Interest Income $ 147,735 $ 15 $ 18 $ (2,543 ) $ 145,225 Net Gains on Sales of Loans 4,633 — — — 4,633 Net Gains on Securities 1,248 — — — 1,248 Trust and Investment Product Fees 4 7,274 — — 7,278 Insurance Revenues 25 28 8,887 — 8,940 Noncash Items: Provision for Loan Losses 5,325 — — — 5,325 Depreciation and Amortization 8,265 6 71 288 8,630 Income Tax Expense (Benefit) 12,724 469 511 (1,687 ) 12,017 Segment Profit (Loss) 58,793 1,366 1,538 (2,475 ) 59,222 Segment Assets at December 31, 2019 4,381,945 3,670 9,080 2,977 4,397,672 Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2018 Net Interest Income $ 115,710 $ 5 $ 13 $ (1,118 ) $ 114,610 Net Gains on Sales of Loans 3,004 — — — 3,004 Net Gains on Securities 706 — — — 706 Trust and Investment Product Fees 4 6,676 — — 6,680 Insurance Revenues 17 40 8,273 — 8,330 Noncash Items: Provision for Loan Losses 2,070 — — — 2,070 Depreciation and Amortization 5,847 5 76 256 6,184 Income Tax Expense (Benefit) 9,671 437 440 (1,020 ) 9,528 Segment Profit (Loss) 46,075 1,263 1,312 (2,121 ) 46,529 Segment Assets at December 31, 2018 3,926,242 2,658 11,368 (11,178 ) 3,929,090 Core Banking Trust and Investment Advisory Services Insurance Other Consolidated Totals Year Ended December 31, 2017 Net Interest Income $ 100,659 $ 6 $ 9 $ (765 ) $ 99,909 Net Gains on Sales of Loans 3,280 — — — 3,280 Net Gains on Securities 593 — — 3 596 Trust and Investment Product Fees 3 5,272 — (3 ) 5,272 Insurance Revenues 28 34 7,917 — 7,979 Noncash Items: Provision for Loan Losses 1,750 — — — 1,750 Depreciation and Amortization 4,351 4 76 256 4,687 Income Tax Expense (Benefit) 12,262 145 512 (1,385 ) 11,534 Segment Profit (Loss) 39,520 217 918 21 40,676 Segment Assets at December 31, 2017 3,142,096 1,987 10,078 (9,801 ) 3,144,360

Parent Company Financial Stat_2

Parent Company Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2019
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	The condensed financial statements of German American Bancorp, Inc. are presented below: CONDENSED BALANCE SHEETS December 31, 2019 2018 ASSETS Cash $ 42,738 $ 17,868 Other Investments 353 353 Investment in Subsidiary Bank 577,332 469,919 Investment in Non-banking Subsidiaries 5,904 5,394 Other Assets 7,954 7,324 Total Assets $ 634,281 $ 500,858 LIABILITIES Borrowings $ 54,996 $ 36,487 Other Liabilities 5,465 5,731 Total Liabilities 60,461 42,218 SHAREHOLDERS’ EQUITY Common Stock 26,671 24,967 Additional Paid-in Capital 278,954 229,347 Retained Earnings 253,090 211,424 Accumulated Other Comprehensive Income (Loss) 15,105 (7,098 ) Total Shareholders’ Equity 573,820 458,640 Total Liabilities and Shareholders’ Equity $ 634,281 $ 500,858
Condensed Statements of Income and Comprehensive Income	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years Ended December 31, 2019 2018 2017 INCOME Dividends from Subsidiaries Bank $ 45,000 $ 7,000 $ 25,000 Non-bank 1,400 1,200 975 Interest Income 102 38 34 Other Income (Loss) (2 ) (13 ) 25 Total Income 46,500 8,225 26,034 EXPENSES Salaries and Employee Benefits 530 576 533 Professional Fees 1,685 2,079 602 Occupancy and Equipment Expense 7 7 7 Interest Expense 2,781 1,279 877 Other Expenses 975 813 794 Total Expenses 5,978 4,754 2,813 INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 40,522 3,471 23,221 Income Tax Benefit 1,712 1,042 1,415 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 42,234 4,513 24,636 Equity in Undistributed Income of Subsidiaries 16,988 42,016 16,040 NET INCOME 59,222 46,529 40,676 Other Comprehensive Income: Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale 22,432 (4,424 ) 4,391 Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net (229 ) (54 ) (138 ) TOTAL COMPREHENSIVE INCOME $ 81,425 $ 42,051 $ 44,929 The condensed financial statements of German American Bancorp, Inc. are presented below:
Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, 2019 2018 2017 CASH FLOWS FROM OPERATING ACTIVITIES Net Income $ 59,222 $ 46,529 $ 40,676 Adjustments to Reconcile Net Income to Net Cash from Operations Change in Other Assets 31 1,588 431 Change in Other Liabilities (406 ) (163 ) (122 ) Equity Based Compensation 1,287 1,355 1,246 Excess Tax Benefit from Restricted Share Grant 25 32 240 Equity in Excess Undistributed Income of Subsidiaries (16,988 ) (42,016 ) (16,040 ) Net Cash from Operating Activities 43,171 7,325 26,431 CASH FLOWS FROM INVESTING ACTIVITIES Cash Used for Business Acquisitions (14,958 ) (25,160 ) — Net Cash from Investing Activities (14,958 ) (25,160 ) — CASH FLOWS FROM FINANCING ACTIVITIES Proceeds from Issuance of Long-term Debt 39,213 25,000 — Repayment of Long-term Debt (25,000 ) — — Issuance (Retirement) of Common Stock — — (29 ) Dividends Paid (17,556 ) (14,074 ) (11,842 ) Net Cash from Financing Activities (3,343 ) 10,926 (11,871 ) Net Change in Cash and Cash Equivalents 24,870 (6,909 ) 14,560 Cash and Cash Equivalents at Beginning of Year 17,868 24,777 10,217 Cash and Cash Equivalents at End of Year $ 42,738 $ 17,868 $ 24,777

Business Combinations, Goodwi_2

Business Combinations, Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2019
Business Combinations, Goodwill and Intangible Assets [Abstract]
Schedule of Total Consideration Transferred and Fair Value of Identifiable Assets Acquired and Liabilities Assumed	The following table summarizes the fair value of the total cash received as part of the branch acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Total Cash Received from First Financial $ 41,826 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 756 Loans 116,305 Premises, Furniture & Equipment 5,666 Intangible Assets 3,475 Accrued Interest Receivable and Other Assets 780 Deposits - Non-interest Bearing (39,607 ) Deposits - Interest Bearing (136,096 ) Accrued Interest Payable and Other Liabilities (70 ) Total Identifiable Net Assets $ (48,791 ) Goodwill $ 6,965 Consideration Cash for Options and Fractional Shares $ 132 Cash Consideration 31,039 Equity Instruments 64,898 Fair Value of Total Consideration Transferred $ 96,069 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 13,605 Interest-bearing Time Deposits with Banks 250 Securities 109,580 Loans 390,106 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 2,607 Premises, Furniture & Equipment 11,149 Other Real Estate 468 Intangible Assets 6,139 Company Owned Life Insurance 13,135 Accrued Interest Receivable and Other Assets 6,126 Deposits - Non-interest Bearing (66,112 ) Deposits - Interest Bearing (358,285 ) FHLB Advances and Other Borrowings (73,275 ) Accrued Interest Payable and Other Liabilities (2,618 ) Total Identifiable Net Assets $ 52,875 Goodwill $ 43,194 Consideration Cash for Options and Fractional Shares $ 216 Cash Consideration 15,294 Equity Instruments 50,118 Fair Value of Total Consideration Transferred $ 65,628 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 21,055 Interest-bearing Time Deposits with Banks 2,231 Securities 43,839 Loans 356,970 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 2,065 Premises, Furniture & Equipment 10,772 Other Real Estate — Intangible Assets 4,547 Company Owned Life Insurance 8,796 Accrued Interest Receivable and Other Assets 3,863 Deposits - Non-interest Bearing (52,521 ) Deposits - Interest Bearing (318,966 ) FHLB Advances and Other Borrowings (31,068 ) Accrued Interest Payable and Other Liabilities (3,044 ) Total Identifiable Net Assets $ 48,539 Goodwill $ 17,089
Schedule of Unaudited Pro Forma Financial Information	The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effected on the assumed date. Unaudited Pro Forma Year Ended 12/31/2019 Unaudited Pro Forma Year Ended 12/31/2018 Net Interest Income $ 155,439 $ 134,129 Non-interest Income 46,857 40,678 Total Revenue 202,296 174,807 Provision for Loan Losses Expense 5,648 2,070 Non-interest Expense 116,083 107,995 Income Before Income Taxes 80,565 64,742 Income Tax Expense 14,358 11,281 Net Income $ 66,207 $ 53,461 Earnings Per Share and Diluted Earnings Per Share $ 2.48 $ 2.13
Schedule of Changes in Carrying Amount of Goodwill	The changes in the carrying amount of goodwill for the periods ended December 31, 2019, 2018, and 2017, were classified as follows: 2019 2018 2017 Beginning of Year $ 103,681 $ 54,058 $ 54,058 Acquired Goodwill 17,625 49,623 — Impairment — — — End of Year $ 121,306 $ 103,681 $ 54,058
Schedule of Acquired Intangible Assets	Acquired Intangible Assets Acquired intangible assets were as follows as of year end: 2019 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 25,780 $ (15,110 ) Branch Acquisition Intangible 257 (257 ) Insurance Customer List 5,408 (5,288 ) Total $ 31,445 $ (20,655 ) Acquired intangible assets were as follows as of year end: 2018 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 21,231 $ (11,418 ) Branch Acquisition Intangible 257 (257 ) Insurance Customer List 5,408 (5,259 ) Total $ 26,896 $ (16,934 )
Schedule of Estimated Amortization Expense of Intangibles	Estimated amortization expense for each of the next five years is as follows: 2020 $ 3,539 2021 2,745 2022 1,990 2023 1,337 2024 751

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2019
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The tables below summarize the changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2019 and 2018, net of tax: December 31, 2019 Unrealized Gains and Losses on Available-for-Sale Securities Postretirement Benefit Items Total Beginning Balance $ (6,759 ) $ (339 ) $ (7,098 ) Other Comprehensive Income (Loss) Before Reclassification 23,418 (256 ) 23,162 Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (986 ) 27 (959 ) Net Current Period Other Comprehensive Income (Loss) 22,432 (229 ) 22,203 Ending Balance $ 15,673 $ (568 ) $ 15,105 December 31, 2018 Unrealized Gains and Losses on Available-for-Sale Securities Postretirement Benefit Items Total Beginning Balance $ (2,335 ) $ (285 ) $ (2,620 ) Other Comprehensive Income (Loss) Before Reclassification (3,866 ) (77 ) (3,943 ) Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) (558 ) 23 (535 ) Net Current Period Other Comprehensive Income (Loss) (4,424 ) (54 ) (4,478 ) Ending Balance $ (6,759 ) $ (339 ) $ (7,098 )
Schedule of Classifications Out of Accumulated Other Comprehensive Income (Loss) by Component	The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2019: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 1,248 Net Gain (Loss) on Securities (262 ) Income Tax Expense 986 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (37 ) Salaries and Employee Benefits 10 Income Tax Expense (27 ) Net of Tax Total Reclassifications for the Period $ 959 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2018: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 706 Net Gain (Loss) on Securities (148 ) Income Tax Expense 558 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (32 ) Salaries and Employee Benefits 9 Income Tax Expense (23 ) Net of Tax Total Reclassifications for the Period $ 535 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2017: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 596 Net Gain (Loss) on Securities (209 ) Income Tax Expense 387 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ (8 ) Salaries and Employee Benefits 3 Income Tax Expense (5 ) Net of Tax Total Reclassifications for the Period $ 382

Quarterly Financial Data (Una_2

Quarterly Financial Data (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2019
Quarterly Financial Information Disclosure [Abstract]
Schedule of Quarterly Financial Data (Unaudited)	The following table represents selected quarterly financial data for the Company: Interest Income Net Interest Income Net Income Basic Earnings per Share Diluted Earnings per Share 2019 First Quarter $ 41,189 $ 33,591 $ 15,067 $ 0.60 $ 0.60 Second Quarter 41,036 33,641 15,271 0.61 0.61 Third Quarter 46,911 38,578 13,064 0.49 0.49 Fourth Quarter 47,338 39,415 15,820 0.59 0.59 2018 First Quarter $ 29,145 $ 25,610 $ 11,813 $ 0.51 $ 0.51 Second Quarter 31,533 27,469 11,097 0.48 0.48 Third Quarter 33,475 28,548 12,639 0.55 0.55 Fourth Quarter 39,596 32,983 10,980 0.44 0.44

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Additional Information) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)segmentquarter	Dec. 31, 2018USD ($)	May 18, 2018office
Property, Plant and Equipment [Line Items]
Number of segments | segment	3
Periods used to calculate general component for allowance for loan losses (in quarters) | quarter	20
Required cash on deposit at Federal Reserve	$ 24,560	$ 15,170
Minimum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	6 years
Maximum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	10 years
Buildings and related components | Minimum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	10 years
Buildings and related components | Maximum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	40 years
Furniture, fixtures and equipment | Minimum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	3 years
Furniture, fixtures and equipment | Maximum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	10 years
Branch Acquisition
Property, Plant and Equipment [Line Items]
Number of branch locations | office			5
River Valley
Property, Plant and Equipment [Line Items]
Fair value of mortgage servicing rights	$ 663	$ 995

Summary of Significant Accoun_4

Summary of Significant Accounting Policies (Adoption of New Accounting Pronouncements) (Details)	Jan. 01, 2020USD ($)	Dec. 31, 2019USD ($)segment	Jan. 01, 2019USD ($)	Jan. 01, 2018USD ($)security
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets		$ 9,052,000
Operating Lease Liabilities		$ 9,125,000
Number of loan segments | segment		8
ASU 2016-01
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Number of securities | security				1
ASU 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets			$ 9,034,000
Operating Lease Liabilities			9,034,000
Retained Earnings | ASU 2016-01
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect of new accounting pronouncement in period of adoption				$ 0
Retained Earnings | ASU 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect of new accounting pronouncement in period of adoption			$ 0
Accumulated Other Comprehensive Income (Loss) | ASU 2016-01
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect of new accounting pronouncement in period of adoption				$ 0
Forecast | Subsequent Event | Minimum | Retained Earnings | ASU 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect of new accounting pronouncement in period of adoption	$ (12,000,000)
Forecast | Subsequent Event | Maximum | Retained Earnings | ASU 2016-13
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Cumulative effect of new accounting pronouncement in period of adoption	$ (20,000,000)

Securities (Schedule of Securit

Securities (Schedule of Securities Available-for-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 834,850	$ 821,254
Gross Unrealized Gains	21,780	5,436
Gross Unrealized Losses	(1,805)	(14,079)
Fair Value	854,825	812,611
Obligations of State and Political Subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	307,943	291,449
Gross Unrealized Gains	16,366	4,407
Gross Unrealized Losses	(9)	(1,323)
Fair Value	324,300	294,533
MBS/CMO
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	526,907	529,805
Gross Unrealized Gains	5,414	1,029
Gross Unrealized Losses	(1,796)	(12,756)
Fair Value	$ 530,525	$ 518,078

Securities (Schedule of Secur_2

Securities (Schedule of Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Securities Available-for-Sale: Amortized cost
Due in one year or less	$ 2,512
Due after one year through five years	19,642
Due after five years through ten years	68,972
Due after ten years	216,817
Amortized Cost	834,850	$ 821,254
Securities Available-for-Sale: Fair Value
Due in one year or less	2,518
Due after one year through five years	20,070
Due after five years through ten years	72,546
Due after ten years	229,166
Fair Value	854,825	812,611
MBS/CMO
Securities Available-for-Sale: Amortized cost
MBS/CMO	526,907
Amortized Cost	526,907	529,805
Securities Available-for-Sale: Fair Value
MBS/CMO	530,525
Fair Value	$ 530,525	$ 518,078

Securities (Schedule of Proceed

Securities (Schedule of Proceeds from the Sales of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Investments, Debt and Equity Securities [Abstract]
Proceeds from Sales	$ 82,601	$ 91,013	$ 49,459
Gross Gains on Sales	1,248	706	596
Income Taxes on Gross Gains	$ 262	$ 148	$ 209

Securities (Narrative) (Details

Securities (Narrative) (Details)	12 Months Ended
	Dec. 31, 2009USD ($)	Dec. 31, 2019USD ($)investment	Dec. 31, 2018USD ($)investment
Investments, Debt and Equity Securities [Abstract]
Carrying amount of securities pledged		$ 245,664,000	$ 211,239,000
Debt Securities, Available-for-sale [Line Items]
Original investment of equity security		353,000	$ 353,000
Charge recognized through earnings due to decline in fair value of equity security		$ 0
Equity Securities
Debt Securities, Available-for-sale [Line Items]
Number of equity securities held in non-controlling investment banking | investment		1	1
Original investment of equity security	$ 1,350,000
Other than temporary impairment losses in available for sale securities recognized	$ 997,000

Securities (Schedule of Secur_3

Securities (Schedule of Securities with Unrealized Losses) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	$ 93,898	$ 94,322
Less than 12 Months Unrealized Loss	(250)	(887)
12 Months or More Fair Value	155,989	405,289
12 Months or More Unrealized Loss	(1,555)	(13,192)
Total Fair Value	249,887	499,611
Total Unrealized Loss	(1,805)	(14,079)
Obligations of State and Political Subdivisions
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	4,631	37,936
Less than 12 Months Unrealized Loss	(9)	(286)
12 Months or More Fair Value	0	49,071
12 Months or More Unrealized Loss	0	(1,037)
Total Fair Value	4,631	87,007
Total Unrealized Loss	(9)	(1,323)
MBS/CMO
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	89,267	56,386
Less than 12 Months Unrealized Loss	(241)	(601)
12 Months or More Fair Value	155,989	356,218
12 Months or More Unrealized Loss	(1,555)	(12,155)
Total Fair Value	245,256	412,604
Total Unrealized Loss	$ (1,796)	$ (12,756)

Derivatives (Additional Informa

Derivatives (Additional Information) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Interest Rate Swaps
Derivative [Line Items]
Notional amount of derivatives	$ 102.4	$ 85.6

Derivatives (Derivative Instrum

Derivatives (Derivative Instruments and Hedging Activities) (Details) - Interest Rate Swaps - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Other Assets
Included in Other Assets:
Interest Rate Swaps, Notional Amount	$ 102,351	$ 85,587
Interest Rate Swaps, Fair Value	2,607	1,713
Other Liabilities
Included in Other Liabilities:
Interest Rate Swaps, Notional Amount	102,351	85,587
Interest Rate Swaps, Fair Value	$ 2,829	$ 1,734

Derivatives (Derivative Instr_2

Derivatives (Derivative Instruments Consolidated Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Interest Rate Swaps | Other Income
Derivative [Line Items]
Included in Other Income	$ 429	$ 48	$ 478

Loans (Classifications of Loans

Loans (Classifications of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 3,081,973	$ 2,731,741
Less: Unearned Income	(4,882)	(3,682)
Allowance for Loan Losses	(16,278)	(15,823)	$ (15,694)	$ (14,808)
Loans, Net	3,060,813	2,712,236
Commercial and Industrial Loans and Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(4,799)	(2,953)	(4,735)	(3,725)
Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(4,692)	(5,291)	(4,591)	(5,452)
Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(5,315)	(5,776)	(4,894)	(4,094)
Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(200)	(229)	(330)	(283)
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(434)	(420)	(298)	(235)
Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses	(333)	(472)	$ (343)	$ (329)
Commercial | Commercial and Industrial Loans and Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	589,758	543,761
Commercial | Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	1,495,862	1,208,646
Commercial | Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	384,526	365,208
Retail
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	3,081,973	2,731,741
Retail | Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	225,755	207,987
Retail | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	81,217	77,547
Retail | Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, gross	$ 304,855	$ 328,592

Loans (Loans at Fair Value From

Loans (Loans at Fair Value From Acquisitions) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jul. 01, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Loans, Net	$ 3,060,813		$ 2,712,236
Fair Value Discount	4,882		$ 3,682
Bank Acquisition
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance		$ 365,593
Fair Value Discounts		(8,623)
Fair Value		$ 356,970
Loans, Net	326,771
Fair Value Discount	$ 6,509

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of loans modified as debt restructurings | loan	0	0	3
Troubled debt restructuring, additional lending amount	$ 0	$ 0
Increase in allowance for loan losses for troubled debt restructurings			$ 149,000
Charge-offs due to troubled debt restructurings			$ 0
Number of loans that subsequently default after modification | loan	0	0	0
Threshold amount to individually evaluate loans for impairment	$ 250,000
Mortgage loans in process of foreclosure	0	$ 58,000
Loans Acquired with Deteriorated Credit Quality
Accounts, Notes, Loans and Financing Receivable [Line Items]
Increase in allowance for loans that subsequently default after modification	400,000	33,000	$ 11,000
Loans Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses, reversal	$ 3,000	$ 36,000	$ 110,000

Loans (Schedule of Allowance fo

Loans (Schedule of Allowance for Loan Losses) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	$ 15,823	$ 15,694	$ 14,808
Provision for Loan Losses	5,325	2,070	1,750
Recoveries	532	605	414
Loans Charged-off	(5,402)	(2,546)	(1,278)
Ending Balance	16,278	15,823	15,694
Commercial and Industrial Loans and Leases
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	2,953	4,735	3,725
Provision for Loan Losses	5,600	(423)	1,147
Recoveries	56	141	14
Loans Charged-off	(3,810)	(1,500)	(151)
Ending Balance	4,799	2,953	4,735
Commercial Real Estate Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	5,291	4,591	5,452
Provision for Loan Losses	(308)	729	(689)
Recoveries	29	20	48
Loans Charged-off	(320)	(49)	(220)
Ending Balance	4,692	5,291	4,591
Agricultural Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	5,776	4,894	4,094
Provision for Loan Losses	(461)	862	840
Recoveries	0	20	9
Loans Charged-off	0	0	(49)
Ending Balance	5,315	5,776	4,894
Home Equity Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	229	330	283
Provision for Loan Losses	(27)	(52)	78
Recoveries	8	12	8
Loans Charged-off	(10)	(61)	(39)
Ending Balance	200	229	330
Consumer Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	420	298	235
Provision for Loan Losses	727	608	517
Recoveries	432	375	272
Loans Charged-off	(1,145)	(861)	(726)
Ending Balance	434	420	298
Residential Mortgage Loans
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	472	343	329
Provision for Loan Losses	(29)	167	44
Recoveries	7	37	63
Loans Charged-off	(117)	(75)	(93)
Ending Balance	333	472	343
Unallocated
Allowance for Loan and Lease Losses [Roll Forward]
Beginning Balance	682	503	690
Provision for Loan Losses	(177)	179	(187)
Recoveries	0	0	0
Loans Charged-off	0	0	0
Ending Balance	$ 505	$ 682	$ 503

Loans (Schedule of Allowance _2

Loans (Schedule of Allowance for Loan Losses and Recorded Investment in Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019		Dec. 31, 2018		Dec. 31, 2017	Dec. 31, 2016
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	$ 2,971		$ 1,823
Collectively Evaluated for Impairment	12,902		13,992
Total Ending Allowance Balance	16,278		15,823		$ 15,694	$ 14,808
Loans:
Loans Individually Evaluated for Impairment	6,269		9,619
Loans Collectively Evaluated for Impairment	3,076,835		2,722,867
Loans, net of deferred income	3,095,902	[1]	2,744,042	[2]
Accrued interest receivable included in total recorded investment in loans and leases	13,929	[1]	12,301
Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	405		8
Loans:
Loans, net of deferred income	12,798		11,556		9,117
Commercial and Industrial Loans and Leases
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	2,412		143
Collectively Evaluated for Impairment	2,387		2,810
Total Ending Allowance Balance	4,799		2,953		4,735	3,725
Loans:
Loans Individually Evaluated for Impairment	4,707		3,536
Loans Collectively Evaluated for Impairment	585,328		540,768
Loans, net of deferred income	591,403	[1]	545,342	[2]
Commercial and Industrial Loans and Leases | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	0		0
Loans:
Loans, net of deferred income	1,368		1,038		988
Commercial Real Estate Loans
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	559		1,680
Collectively Evaluated for Impairment	3,733		3,608
Total Ending Allowance Balance	4,692		5,291		4,591	5,452
Loans:
Loans Individually Evaluated for Impairment	1,562		6,083
Loans Collectively Evaluated for Impairment	1,491,090		1,198,806
Loans, net of deferred income	1,499,864	[1]	1,211,882	[2]
Commercial Real Estate Loans | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	400		3
Loans:
Loans, net of deferred income	7,212		6,993		6,452
Agricultural Loans
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	5,315		5,776
Total Ending Allowance Balance	5,315		5,776		4,894	4,094
Loans:
Loans Individually Evaluated for Impairment	0		0
Loans Collectively Evaluated for Impairment	387,710		368,817
Loans, net of deferred income	390,871	[1]	370,694	[2]
Agricultural Loans | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	0		0
Loans:
Loans, net of deferred income	3,161		1,877		789
Home Equity Loans
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	200		229
Total Ending Allowance Balance	200		229		330	283
Loans:
Loans Individually Evaluated for Impairment	0		0
Loans Collectively Evaluated for Impairment	226,406		208,644
Loans, net of deferred income	226,775	[1]	209,009	[2]
Home Equity Loans | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	0		0
Loans:
Loans, net of deferred income	369		365		0
Consumer Loans
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	434		420
Total Ending Allowance Balance	434		420		298	235
Loans:
Loans Individually Evaluated for Impairment	0		0
Loans Collectively Evaluated for Impairment	81,429		77,761
Loans, net of deferred income	81,429	[1]	77,761	[2]
Consumer Loans | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	0		0
Loans:
Loans, net of deferred income	0		0		0
Residential Mortgage Loans
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	328		467
Total Ending Allowance Balance	333		472		343	329
Loans:
Loans Individually Evaluated for Impairment	0		0
Loans Collectively Evaluated for Impairment	304,872		328,071
Loans, net of deferred income	305,560	[1]	329,354	[2]
Residential Mortgage Loans | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	5		5
Loans:
Loans, net of deferred income	688		1,283		888
Unallocated
Ending Allowance Balance Attributable to Loans:
Individually Evaluated for Impairment	0		0
Collectively Evaluated for Impairment	505		682
Total Ending Allowance Balance	505		682		$ 503	$ 690
Unallocated | Loans Acquired with Deteriorated Credit Quality
Ending Allowance Balance Attributable to Loans:
Acquired with Deteriorated Credit Quality	$ 0		$ 0
[1]	Total recorded investment in loans includes $13,929 in accrued interest.
[2]	Total recorded investment in loans includes $12,301 in accrued interest.

Loans (Schedule of Loans Indivi

Loans (Schedule of Loans Individually Evaluated for Impairment) (Details) - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
With No Related Allowance Recorded:
Unpaid Principal Balance	[1]	$ 11,670	$ 11,275
Recorded Investment		5,320	7,016
Average Recorded Investment		5,912	4,097	$ 2,509
Interest Income Recognized		101	133	108
Cash Basis Recognized		2	39	47
With An Allowance Recorded:
Unpaid Principal Balance	[1]	7,229	6,757
Recorded Investment		6,386	6,565
Allowance for Loan Losses Allocated		3,371	1,826
Average Recorded Investment		6,894	7,636	5,191
Interest Income Recognized		0	20	21
Cash Basis Recognized		2	9	8
Recorded Investment		11,706	13,581
Unpaid Principal Balance	[1]	18,899	18,032
Average Recorded Investment		12,806	11,733	7,700
Interest Income Recognized		101	153	129
Cash Basis Recognized		4	48	55
Loans Acquired with Deteriorated Credit Quality
With No Related Allowance Recorded:
Unpaid Principal Balance	[1]	9,994	8,060
Recorded Investment		4,624	3,958
Average Recorded Investment		4,321	875	792
Interest Income Recognized		61	21	25
Cash Basis Recognized		3	0	25
With An Allowance Recorded:
Unpaid Principal Balance	[1]	1,134	196
Recorded Investment		813	4
Allowance for Loan Losses Allocated		400	3
Average Recorded Investment		1,766	151	238
Interest Income Recognized		0	29	19
Cash Basis Recognized		0	0	7
Commercial and Industrial Loans and Leases
With No Related Allowance Recorded:
Unpaid Principal Balance	[1]	3,638	3,721
Recorded Investment		524	1,183
Average Recorded Investment		1,175	1,164	635
Interest Income Recognized		19	53	27
Cash Basis Recognized		1	3	2
With An Allowance Recorded:
Unpaid Principal Balance	[1]	5,042	2,353
Recorded Investment		4,521	2,353
Allowance for Loan Losses Allocated		2,412	143
Average Recorded Investment		3,753	2,956	1,986
Interest Income Recognized		0	2	4
Cash Basis Recognized		1	9	2
Commercial Real Estate Loans
With No Related Allowance Recorded:
Unpaid Principal Balance	[1]	4,738	5,828
Recorded Investment		2,058	4,383
Average Recorded Investment		2,947	2,163	1,184
Interest Income Recognized		81	80	57
Cash Basis Recognized		1	36	29
With An Allowance Recorded:
Unpaid Principal Balance	[1]	2,187	4,404
Recorded Investment		1,865	4,212
Allowance for Loan Losses Allocated		959	1,683
Average Recorded Investment		3,141	4,680	2,842
Interest Income Recognized		0	18	17
Cash Basis Recognized		1	0	6
Agricultural Loans
With No Related Allowance Recorded:
Unpaid Principal Balance	[1]	3,294	1,726
Recorded Investment		2,738	1,450
Average Recorded Investment		1,790	770	690
Interest Income Recognized		1	0	24
Cash Basis Recognized		0	0	16
With An Allowance Recorded:
Unpaid Principal Balance	[1]	0	0
Recorded Investment		0	0
Allowance for Loan Losses Allocated		0	0
Average Recorded Investment		0	0	363
Interest Income Recognized		0	0	0
Cash Basis Recognized		$ 0	$ 0	$ 0
[1]	Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts.

Loans (Schedule of Recorded Inv

Loans (Schedule of Recorded Investment in Nonaccrual Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Past Due [Line Items]
Non-Accrual	$ 13,802	$ 12,579
Loans Past Due 90 Days or More & Still Accruing	190	642
Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Non-Accrual	4,940	2,430
Loans Past Due 90 Days or More & Still Accruing	190	0
Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual	3,433	6,833
Loans Past Due 90 Days or More & Still Accruing	0	368
Agricultural Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual	2,739	1,449
Loans Past Due 90 Days or More & Still Accruing	0	274
Home Equity Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual	79	88
Loans Past Due 90 Days or More & Still Accruing	0	0
Consumer Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual	115	162
Loans Past Due 90 Days or More & Still Accruing	0	0
Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual	2,496	1,617
Loans Past Due 90 Days or More & Still Accruing	0	0
Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Past Due [Line Items]
Non-Accrual	5,393	4,162
Loans Past Due 90 Days or More & Still Accruing	0	141
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Past Due [Line Items]
Non-Accrual	2,058	4,603
Loans Past Due 90 Days or More & Still Accruing	$ 0	$ 96

Loans (Schedule of Aging of Rec

Loans (Schedule of Aging of Recorded Investment in Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019		Dec. 31, 2018		Dec. 31, 2017
Financing Receivable, Past Due [Line Items]
Total	$ 3,095,902	[1]	$ 2,744,042	[2]
Total Past Due	19,974	[1]	21,364	[2]
Loans Not Past Due	3,075,928	[1]	2,722,678	[2]
Accrued interest receivable included in total recorded investment in loans and leases	13,929	[1]	12,301
Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Total	591,403	[1]	545,342	[2]
Total Past Due	5,571		5,669
Loans Not Past Due	585,832		539,673
Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Total	1,499,864	[1]	1,211,882	[2]
Total Past Due	2,746		4,505
Loans Not Past Due	1,497,118		1,207,377
Agricultural Loans
Financing Receivable, Past Due [Line Items]
Total	390,871	[1]	370,694	[2]
Total Past Due	828		1,642
Loans Not Past Due	390,043		369,052
Home Equity Loans
Financing Receivable, Past Due [Line Items]
Total	226,775	[1]	209,009	[2]
Total Past Due	1,454		656
Loans Not Past Due	225,321		208,353
Consumer Loans
Financing Receivable, Past Due [Line Items]
Total	81,429	[1]	77,761	[2]
Total Past Due	592		1,214
Loans Not Past Due	80,837		76,547
Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Total	305,560	[1]	329,354	[2]
Total Past Due	8,783		7,678
Loans Not Past Due	296,777		321,676
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	11,879	[1]	12,958	[2]
30-59 Days Past Due | Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Total Past Due	4,689		5,414
30-59 Days Past Due | Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	209		768
30-59 Days Past Due | Agricultural Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	499		563
30-59 Days Past Due | Home Equity Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	1,121		471
30-59 Days Past Due | Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	347		971
30-59 Days Past Due | Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	5,014		4,771
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	2,384	[1]	3,432	[2]
60-89 Days Past Due | Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Total Past Due	83		183
60-89 Days Past Due | Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	431		705
60-89 Days Past Due | Agricultural Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	0		805
60-89 Days Past Due | Home Equity Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	253		125
60-89 Days Past Due | Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	156		94
60-89 Days Past Due | Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	1,461		1,520
90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	5,711	[1]	4,974	[2]
90 Days or More Past Due | Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Total Past Due	799		72
90 Days or More Past Due | Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	2,106		3,032
90 Days or More Past Due | Agricultural Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	329		274
90 Days or More Past Due | Home Equity Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	80		60
90 Days or More Past Due | Consumer Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	89		149
90 Days or More Past Due | Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Total Past Due	2,308		1,387
Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Past Due [Line Items]
Total	12,798		11,556		$ 9,117
Total Past Due	1,607		2,592
Loans Not Past Due	11,191		8,964
Loans Acquired with Deteriorated Credit Quality | Commercial and Industrial Loans and Leases
Financing Receivable, Past Due [Line Items]
Total	1,368		1,038		988
Loans Acquired with Deteriorated Credit Quality | Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Total	7,212		6,993		6,452
Loans Acquired with Deteriorated Credit Quality | Agricultural Loans
Financing Receivable, Past Due [Line Items]
Total	3,161		1,877		789
Loans Acquired with Deteriorated Credit Quality | Home Equity Loans
Financing Receivable, Past Due [Line Items]
Total	369		365		0
Loans Acquired with Deteriorated Credit Quality | Consumer Loans
Financing Receivable, Past Due [Line Items]
Total	0		0		0
Loans Acquired with Deteriorated Credit Quality | Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Total	688		1,283		$ 888
Loans Acquired with Deteriorated Credit Quality | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	18		448
Loans Acquired with Deteriorated Credit Quality | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0		885
Loans Acquired with Deteriorated Credit Quality | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1,589		1,259
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Past Due [Line Items]
Total	321,464		481,901
Total Past Due	1,437		6,382
Loans Not Past Due	320,027		475,519
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	639		2,571
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	1		1,620
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year | 90 Days or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 797		$ 2,191
[1]	Total recorded investment in loans includes $13,929 in accrued interest.
[2]	Total recorded investment in loans includes $12,301 in accrued interest.

Loans (Schedule of Recorded I_2

Loans (Schedule of Recorded Investment of Troubled Debt Restructurings) (Details) - USD ($) $ in Thousands		Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		$ 116	$ 121
Commercial and Industrial Loans and Leases
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		116	121
Commercial Real Estate Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		0	0
Performing
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		116	121
Performing | Commercial and Industrial Loans and Leases
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		116	121
Performing | Commercial Real Estate Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total		0	0
Non-Accrual
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total	[1]	0	0
Non-Accrual | Commercial and Industrial Loans and Leases
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total	[1]	0	0
Non-Accrual | Commercial Real Estate Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Total	[1]	$ 0	$ 0
[1]	The non-accrual troubled debt restructurings are included in the Non-Accrual Loan table presented on a previous page.

Loans (Schedule of Loans by Cla

Loans (Schedule of Loans by Class Modified as Debt Restructuring) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019loan	Dec. 31, 2018loan	Dec. 31, 2017USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan	0	0	3
Pre-Modification Outstanding Recorded Investment			$ 505
Post-Modification Outstanding Recorded Investment			$ 505
Commercial and Industrial Loans and Leases
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan			2
Pre-Modification Outstanding Recorded Investment			$ 477
Post-Modification Outstanding Recorded Investment			$ 477
Commercial Real Estate Loans
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Loans | loan			1
Pre-Modification Outstanding Recorded Investment			$ 28
Post-Modification Outstanding Recorded Investment			$ 28

Loans (Schedule of Risk Categor

Loans (Schedule of Risk Category of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019		Dec. 31, 2018		Dec. 31, 2017
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	$ 3,095,902	[1]	$ 2,744,042	[2]
Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	591,403	[1]	545,342	[2]
Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	1,499,864	[1]	1,211,882	[2]
Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	390,871	[1]	370,694	[2]
Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	12,798		11,556		$ 9,117
Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	321,464		481,901
Loans Acquired with Deteriorated Credit Quality | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	1,368		1,038		988
Loans Acquired with Deteriorated Credit Quality | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	7,212		6,993		6,452
Loans Acquired with Deteriorated Credit Quality | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	3,161		1,877		$ 789
Pass
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	2,336,007		1,996,743
Pass | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	556,706		517,497
Pass | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	1,453,310		1,165,937
Pass | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	325,991		313,309
Pass | Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	68		0
Pass | Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	254,629		250,415
Special Mention
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	99,228		75,247
Special Mention | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	19,671		7,541
Special Mention | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	30,504		26,723
Special Mention | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	49,053		40,983
Special Mention | Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	613		1,436
Special Mention | Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	16,535		14,972
Substandard
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	46,903		55,928
Substandard | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	15,026		20,304
Substandard | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	16,050		19,222
Substandard | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	15,827		16,402
Substandard | Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	11,060		8,472
Substandard | Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	12,769		11,521
Doubtful
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Doubtful | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Doubtful | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Doubtful | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Doubtful | Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Doubtful | Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0
Total
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	2,482,138		2,127,918
Total | Commercial and Industrial Loans and Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	591,403		545,342
Total | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	1,499,864		1,211,882
Total | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	390,871		370,694
Total | Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	11,741		9,908
Total | Loans Acquired with Deteriorated Credit Quality | Loans Acquired in Current Year
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	$ 283,933		$ 276,908
[1]	Total recorded investment in loans includes $13,929 in accrued interest.
[2]	Total recorded investment in loans includes $12,301 in accrued interest.

Loans (Schedule of Recorded I_3

Loans (Schedule of Recorded Investment in Home Equity, Consumer and Residential Mortgage Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2019		Dec. 31, 2018		Dec. 31, 2017
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	$ 3,095,902	[1]	$ 2,744,042	[2]
Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	226,775	[1]	209,009	[2]
Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	81,429	[1]	77,761	[2]
Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	305,560	[1]	329,354	[2]
Performing | Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	226,695		208,921
Performing | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	81,314		77,599
Performing | Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	303,065		327,737
Nonperforming | Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	80		88
Nonperforming | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	115		162
Nonperforming | Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	2,495		1,617
Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	12,798		11,556		$ 9,117
Loans Acquired with Deteriorated Credit Quality | Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	369		365		0
Loans Acquired with Deteriorated Credit Quality | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	0		0		0
Loans Acquired with Deteriorated Credit Quality | Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Loans, net of deferred income	$ 688		$ 1,283		$ 888
[1]	Total recorded investment in loans includes $13,929 in accrued interest.
[2]	Total recorded investment in loans includes $12,301 in accrued interest.

Loans (Schedule of Loans Purcha

Loans (Schedule of Loans Purchased/Sold During the Period) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]
Purchases	$ 2,051	$ 1,209
Sales	0	6,000
Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Purchases	2,051	0
Sales	0	0
Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Purchases	0	1,209
Sales	$ 0	$ 6,000

Loans (Schedule of Contractuall

Loans (Schedule of Contractually Required Payments on Acquired Loans) (Details) - Loans Acquired with Deteriorated Credit Quality - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	$ 11,816	$ 13,819
Cash Flows Expected to be Collected at Acquisition	7,795	8,802
Fair Value of Acquired Loans at Acquisition	7,009	7,702
Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	1,013	4,245
Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	8,915	7,103
Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	1,888	1,095
Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	0	565
Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	0	11
Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Contractually required payments on loans acquired with evidence of deteriorated credit quality	$ 0	$ 800

Loans (Schedule of Carrying Amo

Loans (Schedule of Carrying Amount of Loans with Deterioration of Credit Quality) (Details) - USD ($) $ in Thousands	Dec. 31, 2019		Dec. 31, 2018		Dec. 31, 2017
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 3,095,902	[1]	$ 2,744,042	[2]
Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	591,403	[1]	545,342	[2]
Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,499,864	[1]	1,211,882	[2]
Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	390,871	[1]	370,694	[2]
Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	226,775	[1]	209,009	[2]
Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	81,429	[1]	77,761	[2]
Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	305,560	[1]	329,354	[2]
Loans Acquired with Deteriorated Credit Quality
Financing Receivable, Credit Quality Indicator [Line Items]
Total	12,798		11,556		$ 9,117
Carrying Amount, Net of Allowance	12,393		11,548		9,106
Loans Acquired with Deteriorated Credit Quality | Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	1,368		1,038		988
Loans Acquired with Deteriorated Credit Quality | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	7,212		6,993		6,452
Loans Acquired with Deteriorated Credit Quality | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	3,161		1,877		789
Loans Acquired with Deteriorated Credit Quality | Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	369		365		0
Loans Acquired with Deteriorated Credit Quality | Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	0		0		0
Loans Acquired with Deteriorated Credit Quality | Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 688		$ 1,283		$ 888
[1]	Total recorded investment in loans includes $13,929 in accrued interest.
[2]	Total recorded investment in loans includes $12,301 in accrued interest.

Loans (Schedule of Accretable Y

Loans (Schedule of Accretable Yield, or Income Expected to be Collected) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Balance at January 1	$ 3,138	$ 2,734	$ 2,521
New Loans Purchased	715	1,100	0
Accretion of Income	(1,197)	(944)	(425)
Reclassifications from Non-accretable Difference	1,756	345	638
Charge-off of Accretable Yield	0	(97)	0
Balance at December 31	$ 4,412	$ 3,138	$ 2,734

Loans (Schedule of Loans to Sha

Loans (Schedule of Loans to Shareholders Activity) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance January 1, 2019	$ 13,796
Additions	14,556
Changes in Persons Included	6,962
Deductions, Collected	(9,071)
Deductions, Charged-off	0
Balance December 31, 2019	$ 26,243

Premises, Furniture, and Equi_3

Premises, Furniture, and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	$ 154,563	$ 131,468
Less: Accumulated Depreciation	(57,912)	(50,841)
Total	96,651	80,627
Depreciation expense	5,773	4,739	$ 3,933
Land
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	21,186	17,368
Buildings and Improvements
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	94,462	79,139
Furniture and Equipment
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	$ 38,915	$ 34,961

Deposits (Maturities of Time De

Deposits (Maturities of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Banking and Thrift [Abstract]
2020	$ 473,080
2021	97,936
2022	33,024
2023	16,035
2024	11,104
Thereafter	217
Total	$ 631,396	$ 588,483

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Banking and Thrift [Abstract]
Time deposits of $250 or more and Brokered CDs	$ 143,103	$ 128,459
Time deposits originated from outside the geographic area	14,582	91,615
Deposits from principal officers, directors and their affiliates	$ 49,600	$ 62,600

FHLB Advances and Other Borro_3

FHLB Advances and Other Borrowings (Schedule of Repurchase Agreements) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Business Acquisition [Line Items]
Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	$ 123,573	$ 86,626
Term Loans	0	25,000
Subordinated Debentures	39,214	0
Finance Lease Obligation	3,381
Capital Lease Obligation		3,522
Long-term Borrowings	181,950	126,635
Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	124,000	195,000
Federal Funds Purchased	4,311	9,500
Repurchase Agreements	39,425	45,274
Promissory Notes Payable	0	0
Short-term Borrowings	167,736	249,774
Total Borrowings	349,686	376,409
American Community Bancorp
Business Acquisition [Line Items]
Junior Subordinated Debentures	5,924	5,775
River Valley
Business Acquisition [Line Items]
Junior Subordinated Debentures	5,818	5,712
Bank Acquisition
Business Acquisition [Line Items]
Junior Subordinated Debentures	$ 4,040	$ 0

FHLB Advances and Other Borro_4

FHLB Advances and Other Borrowings (Schedule of Additional Collateral) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Advances from Federal Home Loan Banks [Abstract]
Average Daily Balance During the Year	$ 35,916	$ 38,454
Average Interest Rate During the Year	0.56%	0.55%
Maximum Month-end Balance During the Year	$ 39,425	$ 45,274
Weighted Average Interest Rate at Year-end	0.57%	0.63%

FHLB Advances and Other Borro_5

FHLB Advances and Other Borrowings (Narrative) (Details) - USD ($)	Jul. 01, 2019	Jun. 25, 2019	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Nov. 04, 2019
Debt Instrument [Line Items]
FHLB advances, convertible from fixed to adjustable rate			$ 0	$ 0
Repayments of term loans			65,171,000	40,155,000	$ 53,864,000
Term loans			0	25,000,000
Line of credit, maximum borrowing capacity			15,000,000
Line of credit, outstanding balance			$ 0
Line of credit, unused capacity, commitment fee percentage			0.25%
Junior subordinated debt for Tier 1 capital purposes			$ 15,447,000	$ 11,311,000
LIBOR
Debt Instrument [Line Items]
Percentage over variable rate			1.75%
Minimum
Debt Instrument [Line Items]
Interest rate on FHLB advances			1.54%	1.54%
Maximum
Debt Instrument [Line Items]
Interest rate on FHLB advances			7.22%	7.22%
Weighted Average
Debt Instrument [Line Items]
Interest rate on FHLB advances			1.95%	1.75%
Parent Company
Debt Instrument [Line Items]
Debt interest rate				5.24%
Repayments of term loans		$ 25,000,000	$ 25,000,000	$ 0	$ 0
Term loans				$ 25,000,000
Parent Company | USB Cost of Funds
Debt Instrument [Line Items]
Percentage over variable rate				1.75%
Subordinated Debt | 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029
Debt Instrument [Line Items]
Debt sold and issued		$ 40,000,000				$ 36,500,000
Debt interest rate		4.50%				4.50%
Proceeds from debt offering		$ 15,000,000
Subordinated Debt | 4.50% Fixed Rate Notes due 2024
Debt Instrument [Line Items]
Debt interest rate		4.50%
Debt term		10 years
Subordinated Debt | 4.50% Fixed Rate Notes due 2024 | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate		2.68%
Subordinated Debt | 4.50% Fixed Rate Notes due 2024 | Minimum | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate		0.00%
Subordinated Debt | 4.50% Fixed Rate Notes due 2024 | Maximum | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate		0.00%
Citizens First
Debt Instrument [Line Items]
Cash consideration paid for acquisition	$ 15,500,000	$ 15,500,000

FHLB Advances and Other Borro_6

FHLB Advances and Other Borrowings (Scheduled Principal Payments on Long-Term Borrowings) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Advances from Federal Home Loan Banks [Abstract]
2020	$ 40,494
2021	7,914
2022	49,834
2023	0
2024	24,917
Thereafter	39,628
Total	$ 162,787

FHLB Advances and Other Borro_7

FHLB Advances and Other Borrowings (Schedule of Issuance of Subordinated Debentures) (Details) - USD ($)	Oct. 16, 2006	Jul. 15, 2005	May 06, 2005	Mar. 26, 2003	Dec. 31, 2019	Dec. 31, 2018
LIBOR
Debt Instrument [Line Items]
Percentage over variable rate					1.75%
ACB Trust I
Debt Instrument [Line Items]
Date of Issuance			May 6, 2005
Issuance Amount			$ 5,155,000
Carrying Amount at December 31, 2019					$ 3,737,000
Variable Rate			90 day LIBOR + 2.15%
Rate as of December 31					4.09%	4.95%
Maturity Date			May 31, 2035
ACB Trust I | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate			2.15%
ACB Trust II
Debt Instrument [Line Items]
Date of Issuance		Jul. 15, 2005
Issuance Amount		$ 3,093,000
Carrying Amount at December 31, 2019					$ 2,187,000
Variable Rate		90 day LIBOR + 1.85%
Rate as of December 31					3.76%	4.50%
Maturity Date		Jul. 31, 2035
ACB Trust II | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate		1.85%
RIVR Statutory Trust 1
Debt Instrument [Line Items]
Date of Issuance				Mar. 26, 2003
Issuance Amount				$ 7,217,000
Carrying Amount at December 31, 2019					$ 5,818,000
Variable Rate				3-Month LIBOR + 3.15%
Rate as of December 31					5.10%	5.97%
Maturity Date				Mar. 31, 2033
RIVR Statutory Trust 1 | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate				3.15%
Citizens First Statutory Trust I
Debt Instrument [Line Items]
Date of Issuance	Oct. 16, 2006
Issuance Amount	$ 5,155,000
Carrying Amount at December 31, 2019					$ 4,040,000
Variable Rate	3-Month LIBOR + 1.65%
Rate as of December 31					3.75%
Maturity Date	Jan. 31, 2037
Citizens First Statutory Trust I | LIBOR
Debt Instrument [Line Items]
Percentage over variable rate	1.65%

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details)	Oct. 01, 2019shares	Aug. 16, 2019	Dec. 31, 2019USD ($)installmentPlanshares	Dec. 31, 2018USD ($)shares	Dec. 31, 2017USD ($)shares	Dec. 31, 2019USD ($)Planshares	Apr. 26, 2001shares
Number of equity incentive plans | Plan			2			2
Stock option expiration period			10 years
Number of options granted (in shares) | shares				0	0
Stock compensation expense			$ 639,000	$ 718,000	$ 657,000
Stock compensation expense not recorded			0	0	0	$ 0
Unrecognized expense related to restricted stock and cash entitlements			2,022,000	2,172,000	1,983,000	$ 2,022,000
Stock compensation expense, net of tax			$ 1,427,000	$ 1,531,000	$ 1,157,000
Common Stock | 2001 Purchase Plan
Common stock, authorized shares repurchase (in shares) | shares							911,631
Common stock, shares repurchased (in shares) | shares			0	0	0	502,447
Bank
Retained earnings available for payment of dividends to parent company without prior regulatory approval			$ 76,000,000			$ 76,000,000
Nonqualified Stock Options
Stock option expiration period			20 years
Employee Stock Option
Number of options granted (in shares) | shares			0
Stock compensation expense			$ 0	$ 0	$ 0
Restricted Stock
Restricted stock as a percent of grant			60.00%
Cash credit entitlements as a percent of grant			40.00%
Number of installments | installment			3
Restricted stock vesting percentage upon satisfaction of service requirement			100.00%
Restricted Stock | Year Two
Percentage vested			33.30%
Restricted Stock | Year Three
Percentage vested			33.30%
Employee Stock Purchase Plan
Stock compensation expense			$ 23,000	39,000	32,000
Unrecognized expense related to restricted stock and cash entitlements			0	0	0	$ 0
Stock compensation expense, net of tax			$ 1,000	$ 29,000	$ 19,000
2009 LTIP Plan
Share-based compensation, number of shares available for future grants (in shares) | shares			0			0
2009 LTIP Plan | Restricted Stock | Year One
Percentage vested			33.30%
2019 LTIP Plan
Share-based compensation arrangement, number of shares authorized (in shares) | shares			1,000,000			1,000,000
2009 ESPP | Employee Stock Purchase Plan
Share-based compensation arrangement, purchase price discount from fair market value		95.00%
2019 ESPP
Share-based compensation, number of shares available for future grants (in shares) | shares	750,000
Offering period	3 months
Percentage of purchase price at offering date	95.00%

Shareholders' Equity (Schedule

Shareholders' Equity (Schedule of Consolidated and Affiliate Bank Actual Capital and Minimum Required Levels) (Details) - USD ($) $ in Thousands		Jan. 01, 2019	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2015
Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer					0.00%
Maximum Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer		2.50%
Actual Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer			2.50%	1.875%
Total Capital (to Risk Weighted Assets)
Actual Amount of Total Capital (to Risk Weighted Assets)			$ 447,090	$ 381,294
Actual Ratio of Total Capital (to Risk Weighted Assets)			12.82%	12.37%
Minimum Required For Capital Adequacy Purposes: Amount, Total Capital			$ 278,997	$ 246,594
Minimum Required For Capital Adequacy Purposes: Ratio, Total Capital (to Risk Weighted Assets)	[1]		8.00%	8.00%
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Total Capital (to Risk Weighted Assets)			$ 348,746	$ 308,242
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Total Capital (to Risk Weighted Assets)			10.00%	10.00%
Tier 1 (Core) Capital (to Risk Weighted Assets)
Actual Amount of Tier 1 Capital (to Risk Weighted Assets)			$ 430,812	$ 365,471
Actual Ratio of Tier 1 Capital (to Risk Weighted Assets)			12.35%	11.86%
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Risk Weighted Assets)			$ 209,248	$ 184,945
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Risk Weighted Assets)	[1]		6.00%	6.00%
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Tier 1 Capital (to Risk Weighted Assets)			$ 278,997	$ 246,594
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Tier 1 Capital (to Risk Weighted Assets)			8.00%	8.00%
Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets)
Actual Amount of Common Tier 1 Capital (to Risk Weighted Assets)			$ 430,812	$ 365,471
Actual Ratio of Common Tier 1 Capital (to Risk Weighted Assets)			12.35%	11.86%
Minimum Required For Capital Adequacy Purposes: Amount, Common Tier 1 Capital (to Risk Weighted Assets)			$ 156,936	$ 138,709
Minimum Required For Capital Adequacy Purposes: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)	[1]		4.50%	4.50%
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Common Tier 1 Capital (to Risk Weighted Assets)			$ 226,685	$ 200,357
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)			6.50%	6.50%
Tier 1 (Core) Capital (to Average Assets)
Actual Amount of Tier 1 Capital (to Average Assets)			$ 430,812	$ 365,471
Actual Ratio of Tier 1 Capital (to Average Assets)			10.27%	9.78%
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Average Assets)			$ 167,765	$ 149,484
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Average Assets)	[1]		4.00%	4.00%
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Tier 1 Capital (to Average Assets)			$ 209,706	$ 186,854
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Tier 1 Capital (to Average Assets)			5.00%	5.00%
Consolidated
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Minimum Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer					0.00%
Maximum Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer		2.50%
Actual Capital Required for Capital Adequacy Ratio, Capital Conservation Buffer			2.50%	1.875%
Total Capital (to Risk Weighted Assets)
Actual Amount of Total Capital (to Risk Weighted Assets)			$ 499,020	$ 381,385
Actual Ratio of Total Capital (to Risk Weighted Assets)			14.28%	12.36%
Minimum Required For Capital Adequacy Purposes: Amount, Total Capital			$ 279,499	$ 246,805
Minimum Required For Capital Adequacy Purposes: Ratio, Total Capital (to Risk Weighted Assets)	[1]		8.00%	8.00%
Tier 1 (Core) Capital (to Risk Weighted Assets)
Actual Amount of Tier 1 Capital (to Risk Weighted Assets)			$ 442,742	$ 365,562
Actual Ratio of Tier 1 Capital (to Risk Weighted Assets)			12.67%	11.85%
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Risk Weighted Assets)			$ 209,624	$ 185,104
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Risk Weighted Assets)	[1]		6.00%	6.00%
Common Equity Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets)
Actual Amount of Common Tier 1 Capital (to Risk Weighted Assets)			$ 427,295	$ 354,251
Actual Ratio of Common Tier 1 Capital (to Risk Weighted Assets)			12.23%	11.48%
Minimum Required For Capital Adequacy Purposes: Amount, Common Tier 1 Capital (to Risk Weighted Assets)			$ 157,218	$ 138,828
Minimum Required For Capital Adequacy Purposes: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)	[1]		4.50%	4.50%
Tier 1 (Core) Capital (to Average Assets)
Actual Amount of Tier 1 Capital (to Average Assets)			$ 442,742	$ 365,562
Actual Ratio of Tier 1 Capital (to Average Assets)			10.53%	9.75%
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Average Assets)			$ 168,195	$ 149,917
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Average Assets)	[1]		4.00%	4.00%
[1]	Excludes capital conservation buffer.

Shareholders' Equity (Schedul_2

Shareholders' Equity (Schedule of Restricted Stock And Cash Entitlements Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Stockholders' Equity Note [Abstract]
Restricted Stock Expense	$ 1,287	$ 1,355	$ 1,246
Cash Entitlement Expense	639	718	657
Tax Effect	(499)	(542)	(746)
Net of Tax	$ 1,427	$ 1,531	$ 1,157

Shareholders' Equity (Schedul_3

Shareholders' Equity (Schedule of Restricted Stock Grants Outstanding) (Details) - Restricted Stock	12 Months Ended
	Dec. 31, 2019$ / sharesshares
Restricted Shares
Number of Shares Outstanding at Beginning of Period (in shares) | shares	44,682
Number of Shares Granted (in shares) | shares	41,361
Number of Shares Issued and Vested (in shares) | shares	(41,359)
Number of Shares Forfeited (in shares) | shares	(1,405)
Number of Shares Outstanding at End of Period (in shares) | shares	43,279
Weighted Average Market Price at Grant
Weighted Average Market Price at Grant Outstanding at Beginning of Period (in USD per share) | $ / shares	$ 32.47
Weighted Average Market Price at Grant Granted (in USD per share) | $ / shares	31.64
Weighted Average Market Price at Grant Issued and Vested (in USD per share) | $ / shares	32.31
Weighted Average Market Price at Grant Forfeited (in USD per share) | $ / shares	31.97
Weighted Average Market Price at Grant Outstanding at End of Period (in USD per share) | $ / shares	$ 32.71

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)$ / Family	Dec. 31, 2018USD ($)	Jun. 30, 2018USD ($)	Dec. 31, 2017USD ($)	Jun. 30, 2017USD ($)
Defined Benefit Plan Disclosure [Line Items]
401(k) deferred compensation and profit sharing plan, company contributions	$ 1,755	$ 1,438		$ 1,328
Annual losses per covered family | $ / Family	175
Annual deductible per covered family | $ / Family	300
Charges to earnings for self-insurance reserve	$ 5,495	3,724		4,192
Pension expense	84	72
River Valley | Pentegra DB Plan
Defined Benefit Plan Disclosure [Line Items]
Total contributions under defined benefit plan as reported on Form 5500			$ 164,570		$ 367,119
Multiemployer plan, maximum percentage of employer's contributions			5.00%
Postretirement Medical and Life Benefit Plan
Defined Benefit Plan Disclosure [Line Items]
Estimated future employer contributions in 2020	96
Certain directors and officers
Defined Benefit Plan Disclosure [Line Items]
Accrued benefits payable	2,043	2,046
Deferred compensation expense	$ 243	$ 324		$ 187

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Changes in Accumulated Postretirement Benefits Obligations) (Details) - Postretirement Medical and Life Benefit Plan - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Obligation at the Beginning of Year	$ 1,154	$ 1,061
Unrecognized Loss (Gain)	296	74
Components of Net Periodic Postretirement Benefit Cost
Service Cost	83	69	$ 50
Interest Cost	43	34	29
Net Expected Benefit Payments	(92)	(84)
Amendments	14
Obligation at End of Year	$ 1,498	$ 1,154	$ 1,061

Employee Benefit Plans (Compone

Employee Benefit Plans (Components of Postretirement Benefit Expense) (Details) - Postretirement Medical and Life Benefit Plan - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Service Cost	$ 83	$ 69	$ 50
Interest Cost	43	34	29
Amortization of Unrecognized Net (Gain) Loss	37	32	8
Net Postretirement Benefit Expense	163	135	87
Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss)	273	41	218
Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income	$ 436	$ 176	$ 305

Employee Benefit Plans (Sched_2

Employee Benefit Plans (Schedule of Assumptions used to Determine Net Periodic Cost and Benefit Obligations) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Postretirement Medical and Life Benefit Plan
Defined Benefit Plan Disclosure [Line Items]
Discount Rate	2.81%	3.91%	3.35%

Employee Benefit Plans (Sched_3

Employee Benefit Plans (Schedule of Assumption of Health Care Cost Trend Rates) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Retirement Benefits [Abstract]
Health Care Cost Trend Rate Assumed for Next Year	8.00%	8.00%
Rate that the Cost Trend Rate Gradually Declines to	4.50%	5.00%
Year that the Rate Reaches the Rate it is Assumed to Remain at	2026	2024

Employee Benefit Plans (Sched_4

Employee Benefit Plans (Schedule of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Retirement Benefits [Abstract]
Effect on Total of Service and Interest Cost, One-Percentage-Point Increase	$ 12
Effect on Postretirement Benefit Obligation, One-Percentage-Point Increase	101
Effect on Total of Service and Interest Cost, One-Percentage-Point Decrease	(11)
Effect on Postretirement Benefit Obligation, One-Percentage-Point Decrease	$ (90)

Employee Benefit Plans (Sched_5

Employee Benefit Plans (Schedule of Expected Benefit Payments) (Details) - Postretirement Medical and Life Benefit Plan $ in Thousands	Dec. 31, 2019USD ($)
Defined Benefit Plan Disclosure [Line Items]
2020	$ 96
2021	111
2022	113
2023	130
2024	116
2025-2029	$ 726

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Current Federal	$ 8,263	$ 6,699	$ 10,481
Current State	1,004	412	473
Deferred Federal	3,545	2,226	276
Deferred State	(795)	191	304
Total Income Taxes	$ 12,017	$ 9,528	$ 11,534

Income Taxes (Schedule of Effec

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Income Tax Disclosure [Abstract]
Statutory Rate applied to the pre-tax income	21.00%	21.00%	35.00%
Statutory Rate Times Pre-tax Income	$ 14,960	$ 11,772	$ 18,274
Add (Subtract) the Tax Effect of:
Income from Tax-exempt Loans and Investments	(2,246)	(2,129)	(3,304)
State Income Tax, Net of Federal Tax Effect	165	476	505
General Business Tax Credits	(1,039)	(914)	(715)
Company Owned Life Insurance	(421)	(260)	(469)
Revaluation of Deferred Tax Assets/Liabilities due to Tax Reform	0		(2,284)
Other Differences	598	583	(473)
Total Income Taxes	$ 12,017	$ 9,528	$ 11,534

Income Taxes (Schedule of Net D

Income Taxes (Schedule of Net Deferred Tax Liability) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred Tax Assets:
Allowance for Loan Losses	$ 3,466	$ 3,661
Lease Liability (Operating Leases)	2,198
Unrealized Loss on Securities		1,885
Deferred Compensation and Employee Benefits	787	736
Other-than-temporary Impairment	240	238
Accrued Expenses	1,209	906
Business Combination Fair Value Adjustments	3,475	3,715
Pension and Postretirement Plans	200	119
Other Real Estate Owned	48	17
Non-Accrual Loan Interest Income	554	352
Net Operating Loss Carryforward	786	322
Other	1,044	366
Total Deferred Tax Assets	14,007	12,317
Deferred Tax Liabilities:
Depreciation	(2,498)	(1,879)
Leasing Activities, Net	(10,816)	(8,999)
Unrealized Gain on Securities	(4,302)	0
FHLB Stock Dividends	(245)	(192)
Prepaid Expenses	(629)	(345)
Intangibles	(2,032)	(1,169)
Deferred Loan Fees	(589)	(514)
Mortgage Servicing Rights	(75)	(238)
Right of Use Asset (Operating Leases)	(2,180)
Other	(685)	(674)
Total Deferred Tax Liabilities	(24,051)	(14,010)
Valuation Allowance	0	0
Net Deferred Tax Liability	$ (10,044)	$ (1,693)

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2019	Dec. 31, 2018
Income Tax Disclosure [Abstract]
Reduction in income tax expense based upon initial revaluation of deferred tax assets and liabilities as result of tax reform	$ 2,284,000
Amount of retained earnings which has no provision for federal income taxes		$ 5,095,000
Unrecorded deferred income tax liability		1,070,000
Net operating loss carryforwards which expire from 2020 through 2039		18,267,000
Unrecognized tax benefits	0	0	$ 0
Increase in unrecognized tax benefits relative to tax positions taken		0
Accrual of unrecognized tax benefit, income tax penalties and interest accrued	$ 0	$ 0	$ 0

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Disaggregation of Revenue [Line Items]
Non-interest Income (out-of-scope of Topic 606)	$ 9,042	$ 6,018	$ 6,347
Total Non-interest Income	45,501	37,070	31,854
Trust and Investment Product Fees
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	7,278	6,680	5,272
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	8,718	7,044	6,178
Insurance Revenues
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	8,940	8,330	7,979
Interchange Fee Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	9,450	7,278	4,567
In-Scope of Topic 606:
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	36,459	31,052	25,507
In-Scope of Topic 606: | Trust and Investment Product Fees
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	7,278	6,680	5,272
In-Scope of Topic 606: | Transferred at Point in Time | Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	8,718	7,044	6,178
In-Scope of Topic 606: | Transferred at Point in Time | Interchange Fee Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	9,450	7,278	4,567
In-Scope of Topic 606: | Transferred at Point in Time | Other Operating Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	2,073	1,720	1,511
In-Scope of Topic 606: | Transferred over Time | Insurance Revenues
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	$ 8,940	$ 8,330	$ 7,979

Per Share Data (Details)

Per Share Data (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Basic Earnings per Share:
Net Income	$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	$ 59,222	$ 46,529	$ 40,676
Weighted Average Shares Outstanding (in shares)									25,824,538	23,381,616	22,924,726
Basic Earnings per Share (in USD per share)	$ 0.59	$ 0.49	$ 0.61	$ 0.60	$ 0.44	$ 0.55	$ 0.48	$ 0.51	$ 2.29	$ 1.99	$ 1.77
Diluted Earnings per Share:
Net Income	$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	$ 59,222	$ 46,529	$ 40,676
Weighted Average Shares Outstanding (in shares)									25,824,538	23,381,616	22,924,726
Stock Options, Net (in shares)									0	0	0
Diluted Weighted Average Shares Outstanding (in shares)									25,824,538	23,381,616	22,924,726
Diluted Earnings per Share (in USD per share)	$ 0.59	$ 0.49	$ 0.61	$ 0.60	$ 0.44	$ 0.55	$ 0.48	$ 0.51	$ 2.29	$ 1.99	$ 1.77
Antidilutive securities excluded from computation of earnings per share (in shares)									0	0	0
Stock options outstanding (in shares)	0				0				0	0	0

Leases (Additional Information)

Leases (Additional Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jan. 01, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets	$ 9,052
Operating Lease Liabilities	$ 9,125
ASU 2016-02
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Operating lease right-of-use assets		$ 9,034
Operating Lease Liabilities		$ 9,034

Leases (Components of Lease Exp

Leases (Components of Lease Expense) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Finance Lease Cost:
Amortization of Right-of-Use Assets	$ 210
Interest on Lease Liabilities	378
Operating Lease Cost	1,807
Short-term Lease Cost	68
Total Lease Cost	$ 2,463

Leases (Weighted Average Lease

Leases (Weighted Average Lease Term and Discount Rates) (Details)	Dec. 31, 2019
Weighted Average Remaining Lease Term:
Finance Leases	12 years
Operating Leases	8 years
Weighted Average Discount Rate:
Finance Leases	11.49%
Operating Leases	3.29%

Leases (Supplemental Balance Sh

Leases (Supplemental Balance Sheet Information) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
Premises, Furniture and Equipment, Net	$ 2,488
Other Borrowings	3,381
Operating Lease Right-of-Use Assets	9,052
Operating Lease Liabilities	$ 9,125

Leases (Supplemental Cash Flow

Leases (Supplemental Cash Flow Information) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Cash Paid for Amounts in the Measurement of Lease Liabilities:
Operating Cash Flows from Finance Leases	$ 378
Operating Cash Flows from Operating Leases	1,734
Financing Cash Flows from Finance Leases	$ 109

Leases (Maturity of Finance and

Leases (Maturity of Finance and Operating Lease Liabilities) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Finance Leases
Year 1	$ 519
Year 2	519
Year 3	519
Year 4	519
Year 5	519
Thereafter	3,472
Total Lease Payments	6,067
Less Imputed Interest	(2,686)
Total	3,381
Operating Leases
Year 1	1,713
Year 2	1,502
Year 3	1,335
Year 4	1,234
Year 5	1,095
Thereafter	3,661
Total Lease Payments	10,540
Less Imputed Interest	(1,415)
Total	$ 9,125

Commitments and Off-balance S_3

Commitments and Off-balance Sheet Items (Summary of Commitments and Contingencies) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Commitment to Sell Loans, Mandatory
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	$ 0	$ 254
Variable Rate	0	0
Commitment to Sell Loans, Non-Mandatory
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	19,406	24,095
Variable Rate	0	1,718
Standby Letters of Credit
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	1,138	3,284
Variable Rate	6,549	5,863
Commitments to Fund Loans:
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	88,601	46,734
Variable Rate	767,580	672,897
Consumer Lines | Commitments to Fund Loans:
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	11,637	11,356
Variable Rate	381,050	343,666
Residential Mortgages | Commitments to Fund Loans:
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	29,654	16,640
Variable Rate	2,017	3,559
Commercial Operating Lines | Commitments to Fund Loans:
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	47,310	18,738
Variable Rate	$ 384,513	$ 325,672

Commitments and Off-balance S_4

Commitments and Off-balance Sheet Items (Narrative) (Details)	12 Months Ended
	Dec. 31, 2019
Minimum
Commitments and Contingent Liabilities [Line Items]
Loans and Leases Receivable Fixed Commitment Interest Rates	3.00%
Loans and Leases Receivable Fixed Commitment Maturity	1 year
Maximum
Commitments and Contingent Liabilities [Line Items]
Loans and Leases Receivable Fixed Commitment Interest Rates	21.00%
Loans and Leases Receivable Fixed Commitment Maturity	32 years

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - USD ($)		12 Months Ended
		Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, carrying amount	[1]	$ 7,229,000	$ 6,757,000
Valuation allowance for loans losses		3,371,000	1,826,000
Other real estate carried at fair value less cost to sell		0	0
Other real estate, adjustments to carrying value less costs to sell charged to earnings		0	0
Impaired Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, carrying amount		5,574,000	6,561,000
Valuation allowance for loans losses		2,971,000	1,823,000
Increase (decrease) in provision for loan losses		1,149,000	(411,000)
Loans Held-for-Sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Gain (losses) from changes in fair value included in earnings		303,000	(111,000)	$ (147,000)
Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Total gains (losses) included in earnings attributable to changes in fair value		(25,000)	(69,000)
Fair Value, Measurements, Recurring
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		854,825,000	812,611,000
Fair Value, Measurements, Recurring | Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		324,300,000	294,533,000
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		4,021,000	4,991,000
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities		$ 4,021,000	$ 4,991,000
[1]	Unpaid Principal Balance is the remaining contractual payments gross of partial charge-offs and discounts.

Fair Value (Schedule of Assets

Fair Value (Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets:
Loans Held-for-Sale	$ 17,713	$ 4,263
Fair Value, Measurements, Recurring
Assets:
Securities	854,825	812,611
Loans Held-for-Sale	17,713	4,263
Derivative Assets	2,607	1,713
Derivative Liabilities	2,829	1,734
Fair Value, Measurements, Recurring | Obligations of State and Political Subdivisions
Assets:
Securities	324,300	294,533
Fair Value, Measurements, Recurring | MBS/CMO
Assets:
Securities	530,525	518,078
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Securities	0	0
Loans Held-for-Sale	0	0
Derivative Assets	0	0
Derivative Liabilities	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of State and Political Subdivisions
Assets:
Securities	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | MBS/CMO
Assets:
Securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Securities	850,804	807,620
Loans Held-for-Sale	17,713	4,263
Derivative Assets	2,607	1,713
Derivative Liabilities	2,829	1,734
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Obligations of State and Political Subdivisions
Assets:
Securities	320,279	289,542
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | MBS/CMO
Assets:
Securities	530,525	518,078
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3)
Assets:
Securities	4,021	4,991
Loans Held-for-Sale	0	0
Derivative Assets	0	0
Derivative Liabilities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | Obligations of State and Political Subdivisions
Assets:
Securities	4,021	4,991
Fair Value, Measurements, Recurring | Significant Unobservable Inputs (Level 3) | MBS/CMO
Assets:
Securities	$ 0	$ 0

Fair Value Fair Value (Aggregat

Fair Value Fair Value (Aggregate Fair Value, Contractual Balance and Gain and Loss of Loans Held-for-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value Disclosures [Abstract]
Loans Held-for-Sale, at Fair Value	$ 17,713	$ 4,263
Contractual Balance	17,378	4,231
Gain (Loss)	$ 335	$ 32

Fair Value (Reconciliation of a

Fair Value (Reconciliation of all Assets Measured at Fair Value on a Recurring Basis, Using Significant Unobservable Inputs (Level 3)) (Details) - Fair Value, Measurements, Recurring - Obligations of State and Political Subdivisions - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance of Recurring Level 3 Assets at January 1	$ 4,991	$ 5,649
Total Gains or Losses Included in Other Comprehensive Income	(25)	(69)
Maturities / Calls	(945)	(920)
Acquired through Bank Acquisition	0	331
Balance of Recurring Level 3 Assets at December 31	$ 4,021	$ 4,991

Fair Value (Assets and Liabilit

Fair Value (Assets and Liabilities Measured at Fair Value on Non-Recurring Basis) (Details) - Impaired Loans - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,109	$ 2,210
Commercial and Industrial Loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial and Industrial Loans | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial and Industrial Loans | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,109	2,210
Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	493	2,528
Commercial Real Estate Loans | Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial Real Estate Loans | Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Commercial Real Estate Loans | Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 493	$ 2,528

Fair Value (Fair Value Assets a

Fair Value (Fair Value Assets and Liabilities Measured on Nonrecurring Basis Validation Techniques) (Details) - Impaired Loans - Significant Unobservable Inputs (Level 3) $ in Thousands	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Commercial and Industrial Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.29	0
Commercial and Industrial Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	1
Commercial and Industrial Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.64	0.99
Commercial Real Estate Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.47	0.22
Commercial Real Estate Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.91	0.76
Commercial Real Estate Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.64	0.55
Fair Value, Measurements, Nonrecurring | Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,109	$ 2,210
Fair Value, Measurements, Nonrecurring | Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 493	$ 2,528

Fair Value (Carrying Amounts an

Fair Value (Carrying Amounts and Estimated Fair Values of Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financial Assets:
Interest Bearing Time Deposits with Banks	$ 1,985	$ 250
Loans, Net	3,060,813	2,712,236
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(3,430,021)	(3,072,632)
Time Deposits	(631,396)	(588,483)
Short-term Borrowings	(167,736)	(249,774)
Long-term Debt	(181,950)	(126,635)
Reported Value Measurement
Financial Assets:
Cash and Short-term Investments	103,884	96,550
Interest Bearing Time Deposits with Banks	1,985	250
Loans, Net	3,058,211	2,707,498
Accrued Interest Receivable	18,425	16,634
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(2,798,625)	(2,484,149)
Time Deposits	(631,396)	(588,483)
Short-term Borrowings	(167,736)	(249,774)
Long-term Debt	(181,950)	(126,635)
Accrued Interest Payable	(2,442)	(1,740)
Estimate of Fair Value Measurement
Financial Assets:
Cash and Short-term Investments	103,884	96,550
Interest Bearing Time Deposits with Banks	1,985	250
Loans, Net	3,056,521	2,689,393
Accrued Interest Receivable	18,425	16,634
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(2,798,625)	(2,484,149)
Time Deposits	(624,666)	(586,338)
Short-term Borrowings	(167,736)	(249,774)
Long-term Debt	(182,408)	(128,828)
Accrued Interest Payable	(2,442)	(1,740)
Estimate of Fair Value Measurement | Level 1
Financial Assets:
Cash and Short-term Investments	59,971	64,549
Interest Bearing Time Deposits with Banks	0	0
Loans, Net	0	0
Accrued Interest Receivable	0	0
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(2,798,625)	(2,484,149)
Time Deposits	0	0
Short-term Borrowings	(128,311)	(204,500)
Long-term Debt	0	0
Accrued Interest Payable	0	0
Estimate of Fair Value Measurement | Level 2
Financial Assets:
Cash and Short-term Investments	43,913	32,001
Interest Bearing Time Deposits with Banks	1,985	250
Loans, Net	0	0
Accrued Interest Receivable	4,400	4,143
Financial Liabilities:
Demand, Savings, and Money Market Deposits	0	0
Time Deposits	(624,666)	(586,338)
Short-term Borrowings	(39,425)	(45,274)
Long-term Debt	(127,174)	(117,513)
Accrued Interest Payable	(2,376)	(1,718)
Estimate of Fair Value Measurement | Level 3
Financial Assets:
Cash and Short-term Investments	0	0
Interest Bearing Time Deposits with Banks	0	0
Loans, Net	3,056,521	2,689,393
Accrued Interest Receivable	14,025	12,491
Financial Liabilities:
Demand, Savings, and Money Market Deposits	0	0
Time Deposits	0	0
Short-term Borrowings	0	0
Long-term Debt	(55,234)	(11,315)
Accrued Interest Payable	$ (66)	$ (22)

Segment Information (Details)

Segment Information (Details) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2019USD ($)office	Sep. 30, 2019USD ($)	Jun. 30, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Sep. 30, 2018USD ($)	Jun. 30, 2018USD ($)	Mar. 31, 2018USD ($)	Dec. 31, 2019USD ($)segmentoffice	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)
Segment Reporting Information [Line Items]
Number of primary segments | segment									3
Net Interest Income	$ 39,415	$ 38,578	$ 33,641	$ 33,591	$ 32,983	$ 28,548	$ 27,469	$ 25,610	$ 145,225	$ 114,610	$ 99,909
Net Gains on Sales of Loans									4,633	3,004	3,280
Net Gains on Securities									1,248	706	596
Trust and Investment Product Fees									7,278	6,680	5,272
Insurance Revenues									8,940	8,330	7,979
Noncash Items:
Provision for Loan Losses									5,325	2,070	1,750
Depreciation and Amortization									8,630	6,184	4,687
Income Tax Expense (Benefit)									12,017	9,528	11,534
Segment Profit (Loss)	15,820	$ 13,064	$ 15,271	$ 15,067	10,980	$ 12,639	$ 11,097	$ 11,813	59,222	46,529	40,676
Segment Assets	4,397,672				3,929,090				4,397,672	3,929,090	3,144,360
Other
Segment Reporting Information [Line Items]
Net Interest Income									(2,543)	(1,118)	(765)
Net Gains on Sales of Loans									0	0	0
Net Gains on Securities									0	0	3
Trust and Investment Product Fees									0	0	(3)
Insurance Revenues									0	0	0
Noncash Items:
Provision for Loan Losses									0	0	0
Depreciation and Amortization									288	256	256
Income Tax Expense (Benefit)									(1,687)	(1,020)	(1,385)
Segment Profit (Loss)									(2,475)	(2,121)	21
Segment Assets	$ 2,977				(11,178)				$ 2,977	(11,178)	(9,801)
Core Banking
Segment Reporting Information [Line Items]
Number of banking offices | office	76								76
Core Banking | Operating Segments
Segment Reporting Information [Line Items]
Net Interest Income									$ 147,735	115,710	100,659
Net Gains on Sales of Loans									4,633	3,004	3,280
Net Gains on Securities									1,248	706	593
Trust and Investment Product Fees									4	4	3
Insurance Revenues									25	17	28
Noncash Items:
Provision for Loan Losses									5,325	2,070	1,750
Depreciation and Amortization									8,265	5,847	4,351
Income Tax Expense (Benefit)									12,724	9,671	12,262
Segment Profit (Loss)									58,793	46,075	39,520
Segment Assets	$ 4,381,945				3,926,242				4,381,945	3,926,242	3,142,096
Trust and Investment Advisory Services | Operating Segments
Segment Reporting Information [Line Items]
Net Interest Income									15	5	6
Net Gains on Sales of Loans									0	0	0
Net Gains on Securities									0	0	0
Trust and Investment Product Fees									7,274	6,676	5,272
Insurance Revenues									28	40	34
Noncash Items:
Provision for Loan Losses									0	0	0
Depreciation and Amortization									6	5	4
Income Tax Expense (Benefit)									469	437	145
Segment Profit (Loss)									1,366	1,263	217
Segment Assets	3,670				2,658				3,670	2,658	1,987
Insurance | Operating Segments
Segment Reporting Information [Line Items]
Net Interest Income									18	13	9
Net Gains on Sales of Loans									0	0	0
Net Gains on Securities									0	0	0
Trust and Investment Product Fees									0	0	0
Insurance Revenues									8,887	8,273	7,917
Noncash Items:
Provision for Loan Losses									0	0	0
Depreciation and Amortization									71	76	76
Income Tax Expense (Benefit)									511	440	512
Segment Profit (Loss)									1,538	1,312	918
Segment Assets	$ 9,080				$ 11,368				$ 9,080	$ 11,368	$ 10,078

Parent Company Financial Stat_3

Parent Company Financial Statements (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Other Investments	$ 353	$ 353
TOTAL ASSETS	4,397,672	3,929,090	$ 3,144,360
LIABILITIES
Borrowings	349,686	376,409
TOTAL LIABILITIES	3,823,852	3,470,450
SHAREHOLDERS’ EQUITY
Common Stock	26,671	24,967
Additional Paid-in Capital	278,954	229,347
Retained Earnings	253,090	211,424
Accumulated Other Comprehensive Income (Loss)	15,105	(7,098)
TOTAL SHAREHOLDERS’ EQUITY	573,820	458,640	$ 364,571	$ 330,267
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	4,397,672	3,929,090
Parent Company
ASSETS
Cash	42,738	17,868
Other Investments	353	353
Investment in Subsidiary Bank	577,332	469,919
Investment in Non-banking Subsidiaries	5,904	5,394
Other Assets	7,954	7,324
TOTAL ASSETS	634,281	500,858
LIABILITIES
Borrowings	54,996	36,487
Other Liabilities	5,465	5,731
TOTAL LIABILITIES	60,461	42,218
SHAREHOLDERS’ EQUITY
Common Stock	26,671	24,967
Additional Paid-in Capital	278,954	229,347
Retained Earnings	253,090	211,424
Accumulated Other Comprehensive Income (Loss)	15,105	(7,098)
TOTAL SHAREHOLDERS’ EQUITY	573,820	458,640
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 634,281	$ 500,858

Parent Company Financial Stat_4

Parent Company Financial Statements (Condensed Statements of Income and Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
EXPENSES
Salaries and Employee Benefits									$ 63,885	$ 51,306	$ 46,642
Professional Fees									4,674	5,362	2,817
Interest Expense									31,249	19,139	11,121
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									71,239	56,057	52,210
Income Tax Benefit									(12,017)	(9,528)	(11,534)
NET INCOME	$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	59,222	46,529	40,676
Other Comprehensive Income:
Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net									229	54	138
Parent Company
INCOME
Interest Income									102	38	34
Other Income (Loss)									(2)	(13)	25
Total Income									46,500	8,225	26,034
EXPENSES
Salaries and Employee Benefits									530	576	533
Professional Fees									1,685	2,079	602
Occupancy and Equipment Expense									7	7	7
Interest Expense									2,781	1,279	877
Other Expenses									975	813	794
Total Expenses									5,978	4,754	2,813
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									40,522	3,471	23,221
Income Tax Benefit									1,712	1,042	1,415
INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									42,234	4,513	24,636
Equity in Undistributed Income of Subsidiaries									16,988	42,016	16,040
NET INCOME									59,222	46,529	40,676
Other Comprehensive Income:
Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale									22,432	(4,424)	4,391
Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net									(229)	(54)	(138)
COMPREHENSIVE INCOME									81,425	42,051	44,929
Parent Company | Bank
INCOME
Dividends from Subsidiaries									45,000	7,000	25,000
Parent Company | Non-bank
INCOME
Dividends from Subsidiaries									$ 1,400	$ 1,200	$ 975

Parent Company Financial Stat_5

Parent Company Financial Statements (Condensed Statements of Cash Flows) (Details) - USD ($) $ in Thousands	Jun. 25, 2019	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income		$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	$ 59,222	$ 46,529	$ 40,676
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Interest Receivable and Other Assets										(1,602)	2,211	(4,528)
Change in Other Liabilities										4,488	(162)	(110)
Equity Based Compensation										1,287	1,355	1,246
Excess Tax Benefit from Restricted Share Grant										25	32	240
Net Cash from Operating Activities										65,229	62,331	54,875
CASH FLOWS FROM INVESTING ACTIVITIES
Cash Used for Business Acquisitions										0	(17,566)	0
Net Cash from Investing Activities										30,662	(38,798)	(189,280)
CASH FLOWS FROM FINANCING ACTIVITIES
Advances in Long-term Debt										89,214	25,000	75,000
Repayments of Long-term Debt										(65,171)	(40,155)	(53,864)
Issuance (Retirement) of Common Stock												(29)
Dividends Paid										(17,556)	(14,074)	(11,842)
Net Cash from Financing Activities										(88,557)	2,658	139,948
Net Change in Cash and Cash Equivalents										7,334	26,191	5,543
Cash and Cash Equivalents at Beginning of Year					96,550				70,359	96,550	70,359	64,816
Cash and Cash Equivalents at End of Year		103,884				96,550				103,884	96,550	70,359
Parent Company
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income										59,222	46,529	40,676
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Interest Receivable and Other Assets										31	1,588	431
Change in Other Liabilities										(406)	(163)	(122)
Equity Based Compensation										1,287	1,355	1,246
Excess Tax Benefit from Restricted Share Grant										25	32	240
Equity in Excess Undistributed Income of Subsidiaries										(16,988)	(42,016)	(16,040)
Net Cash from Operating Activities										43,171	7,325	26,431
CASH FLOWS FROM INVESTING ACTIVITIES
Cash Used for Business Acquisitions										(14,958)	(25,160)	0
Net Cash from Investing Activities										(14,958)	(25,160)	0
CASH FLOWS FROM FINANCING ACTIVITIES
Advances in Long-term Debt										39,213	25,000	0
Repayments of Long-term Debt	$ (25,000)									(25,000)	0	0
Issuance (Retirement) of Common Stock										0		(29)
Dividends Paid										(17,556)	(14,074)	(11,842)
Net Cash from Financing Activities										(3,343)	10,926	(11,871)
Net Change in Cash and Cash Equivalents										24,870	(6,909)	14,560
Cash and Cash Equivalents at Beginning of Year					$ 17,868				$ 24,777	17,868	24,777	10,217
Cash and Cash Equivalents at End of Year		$ 42,738				$ 17,868				$ 42,738	$ 17,868	$ 24,777

Business Combinations, Goodwi_3

Business Combinations, Goodwill and Intangible Assets (Narrative) (Details) $ / shares in Units, $ in Thousands	Jul. 01, 2019USD ($)office$ / sharesshares	Jun. 25, 2019USD ($)	Oct. 15, 2018USD ($)officeshares	Oct. 14, 2018USD ($)$ / shares	May 18, 2018USD ($)office	Jan. 31, 2019USD ($)	Jan. 31, 2017USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)	Dec. 31, 2017USD ($)	Jun. 28, 2019$ / shares	Dec. 31, 2016USD ($)
Business Acquisition [Line Items]
Assets								$ 3,929,090	$ 4,397,672	$ 3,929,090	$ 3,144,360
Equity								458,640	573,820	458,640	364,571		$ 330,267
Goodwill								103,681	121,306	103,681	54,058		$ 54,058
Non-recurring merger costs excluded from pro-forma financial information									66,207	53,461
Amortization of expense intangible assets									3,721	1,752	942
Core Banking
Business Acquisition [Line Items]
Goodwill								102,349	119,974	102,349	52,726
Insurance
Business Acquisition [Line Items]
Goodwill								1,332	1,332	$ 1,332	$ 1,332
Acquisition-related Costs
Business Acquisition [Line Items]
Non-recurring merger costs excluded from pro-forma financial information									3,205
Citizens First
Business Acquisition [Line Items]
Direct acquisition costs	$ 3,300
Goodwill	17,089
Intangible Assets	4,547
Goodwill non-deductible for tax purposes	$ 17,100
Cash portion, cash per share for common stock converted (USD per share) | $ / shares	$ 5.80
Number of the Company's common stock for each share converted (in shares) | shares	0.6629
Shares of common stock issued for acquisition (in shares) | shares	1,664,000
Total cash consideration paid, including options and fractional shares	$ 15,500	$ 15,500
Fair value of non-impaired loans and customers receivables acquired	356,970
Pro forma net income									6,624
Pro forma revenues									$ 18,436
Equity Instruments	50,118
Cash for options and fractional shares	216
Loans	356,970
Cash consideration paid	15,294
Citizens First | Core Deposit Intangible
Business Acquisition [Line Items]
Intangible Assets	$ 4,500
Weighted average useful live of intangibles	8 years
Citizens First | Financial Asset Acquired and No Credit Deterioration
Business Acquisition [Line Items]
Fair value of non-impaired loans and customers receivables acquired	$ 349,900
Unpaid principal of non-impaired loans and customers receivables acquired	$ 353,300
Citizens First | CFB 401(k) Shares
Business Acquisition [Line Items]
Cash portion, cash per share for common stock converted (USD per share) | $ / shares												$ 25.77
Additional cash paid for each shares acquired (in dollar per share) | $ / shares												$ 5.80
First Security
Business Acquisition [Line Items]
Number of banking offices | office			11
Direct acquisition costs			$ 4,000
Goodwill			43,194
Intangible Assets			$ 6,139
Cash portion, cash per share for common stock converted (USD per share) | $ / shares				$ 12
Number of the Company's common stock for each share converted (in shares) | shares			0.7982
Shares of common stock issued for acquisition (in shares) | shares			1,988,000
Equity Instruments			$ 64,898	$ 29,886
Cash for options and fractional shares			132	$ 124
Loans			390,106
Cash consideration paid			31,039
First Security | Core Deposit Intangible
Business Acquisition [Line Items]
Intangible Assets			$ 6,100
Weighted average useful live of intangibles			8 years
First Security | Financial Asset Acquired and No Credit Deterioration
Business Acquisition [Line Items]
Fair value of non-impaired loans and customers receivables acquired			$ 382,400
Unpaid principal of non-impaired loans and customers receivables acquired			$ 385,400
First Security | KSOP Shares
Business Acquisition [Line Items]
Cash portion, cash per share for common stock converted (USD per share) | $ / shares				$ 40
Equity Instruments				$ 1,153
Branch Acquisition
Business Acquisition [Line Items]
Number of banking offices | office					5
Direct acquisition costs					$ 691
Goodwill					6,965
Intangible Assets					3,475
Deposits					175,700
Loans					116,305
Premium paid on deposits					$ 7,400	$ 100
Period to adjust premium paid on deposits					6 months
Loans put back after acquisition date								$ 1,300
Goodwill deductible for tax purposes					$ 7,000
Branch Acquisition | Core Deposit Intangible
Business Acquisition [Line Items]
Intangible Assets					$ 3,500
Weighted average useful live of intangibles					8 years
Branch Acquisition | INDIANA
Business Acquisition [Line Items]
Number of banking offices | office					5
Branch Acquisition | Columbus, Indiana
Business Acquisition [Line Items]
Number of banking offices | office					4
Branch Acquisition | Greensburg, Indiana
Business Acquisition [Line Items]
Number of banking offices | office					1
Citizens First
Business Acquisition [Line Items]
Number of banking offices | office	8
Assets	$ 456,000
Equity	$ 49,800
First Security
Business Acquisition [Line Items]
Assets				563,000
Equity				$ 58,300
German American Insurance, Inc. | Insurance Agency | INDIANA | Affiliated Entity
Business Acquisition [Line Items]
Weighted average useful live of intangibles							7 years
Cash consideration paid							$ 209
German American Insurance, Inc. | Insurance Agency | INDIANA | Customer List | Affiliated Entity
Business Acquisition [Line Items]
Intangible Assets							$ 209

Business Combinations, Goodwi_4

Business Combinations, Goodwill and Intangible Assets (Total Consideration Transferred and Fair Value of Assets Acquired and Liabilities Assumed) (Details) - USD ($) $ in Thousands	Jul. 01, 2019	Oct. 15, 2018	Oct. 14, 2018	May 18, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2016
Consideration
Total Cash Received from First Financial					$ 0	$ 42,700	$ 0
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Goodwill					121,306	103,681	54,058	$ 54,058
Citizens First
Consideration
Cash for Options and Fractional Shares	$ 216
Cash Consideration	15,294
Equity Instruments	50,118
Fair Value of Total Consideration Transferred	65,628
Total Cash Received from First Financial					$ 5,545	$ 0	$ 0
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Cash	21,055
Interest-bearing Time Deposits with Banks	2,231
Securities	43,839
Loans	356,970
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	2,065
Premises, Furniture & Equipment	10,772
Other Real Estate	0
Intangible Assets	4,547
Company Owned Life Insurance	8,796
Accrued Interest Receivable and Other Assets	3,863
Deposits - Non-interest Bearing	(52,521)
Deposits - Interest Bearing	(318,966)
FHLB Advances and Other Borrowings	(31,068)
Accrued Interest Payable and Other Liabilities	(3,044)
Total Identifiable Net Assets	48,539
Goodwill	$ 17,089
First Security
Consideration
Cash for Options and Fractional Shares		$ 132	$ 124
Cash Consideration		31,039
Equity Instruments		64,898	$ 29,886
Fair Value of Total Consideration Transferred		96,069
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Cash		13,605
Interest-bearing Time Deposits with Banks		250
Securities		109,580
Loans		390,106
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost		2,607
Premises, Furniture & Equipment		11,149
Other Real Estate		468
Intangible Assets		6,139
Company Owned Life Insurance		13,135
Accrued Interest Receivable and Other Assets		6,126
Deposits - Non-interest Bearing		(66,112)
Deposits - Interest Bearing		(358,285)
FHLB Advances and Other Borrowings		(73,275)
Accrued Interest Payable and Other Liabilities		(2,618)
Total Identifiable Net Assets		52,875
Goodwill		$ 43,194
Branch Acquisition
Consideration
Total Cash Received from First Financial				$ 41,826
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Cash				756
Loans				116,305
Premises, Furniture & Equipment				5,666
Intangible Assets				3,475
Accrued Interest Receivable and Other Assets				780
Deposits - Non-interest Bearing				(39,607)
Deposits - Interest Bearing				(136,096)
Accrued Interest Payable and Other Liabilities				(70)
Total Identifiable Net Assets				(48,791)
Goodwill				$ 6,965

Business Combinations, Goodwi_5

Business Combinations, Goodwill and Intangible Assets (Unaudited Pro Forma Financial Information) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Business Combinations [Abstract]
Net Interest Income	$ 155,439	$ 134,129
Non-interest Income	46,857	40,678
Total Revenue	202,296	174,807
Provision for Loan Losses Expense	5,648	2,070
Non-interest Expense	116,083	107,995
Income Before Income Taxes	80,565	64,742
Income Tax Expense	14,358	11,281
Net Income	$ 66,207	$ 53,461
Earnings Per Share and Diluted Earnings Per Share (in USD per share)	$ 2.48	$ 2.13

Business Combinations, Goodwi_6

Business Combinations, Goodwill and Intangible Assets (Changes in Carrying Amount of Goodwill) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Goodwill [Roll Forward]
Beginning of Year	$ 103,681	$ 54,058	$ 54,058
Acquired Goodwill	17,625	49,623	0
Impairment	0	0	0
End of Year	$ 121,306	$ 103,681	$ 54,058

Business Combinations, Goodwi_7

Business Combinations, Goodwill and Intangible Assets (Schedule of Acquired Intangible Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Business Acquisition [Line Items]
Gross Amount	$ 31,445	$ 26,896
Accumulated Amortization	(20,655)	(16,934)
Core Banking | Core Deposit Intangible
Business Acquisition [Line Items]
Gross Amount	25,780	21,231
Accumulated Amortization	(15,110)	(11,418)
Core Banking | Branch Acquisition Intangible
Business Acquisition [Line Items]
Gross Amount	257	257
Accumulated Amortization	(257)	(257)
Insurance | Customer List
Business Acquisition [Line Items]
Gross Amount	5,408	5,408
Accumulated Amortization	$ (5,288)	$ (5,259)

Business Combinations, Goodwi_8

Business Combinations, Goodwill and Intangible Assets (Estimated Amortization Expense of Intangibles) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Estimated amortization expense for each of the next five years is as follows:
2020	$ 3,539
2021	2,745
2022	1,990
2023	1,337
2024	$ 751

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Schedule of Other Comprehensive Income Components) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	$ 458,640	$ 364,571	$ 330,267
Other Comprehensive Income (Loss) Before Reclassification	23,162	(3,943)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	(959)	(535)
Comprehensive Income (Loss)	22,203	(4,478)	4,253
Ending Balance	573,820	458,640	364,571
Unrealized Gains and Losses on Available-for-Sale Securities
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(6,759)	(2,335)
Other Comprehensive Income (Loss) Before Reclassification	23,418	(3,866)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	(986)	(558)
Comprehensive Income (Loss)	22,432	(4,424)
Ending Balance	15,673	(6,759)	(2,335)
Postretirement Benefit Items
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(339)	(285)
Other Comprehensive Income (Loss) Before Reclassification	(256)	(77)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	27	23
Comprehensive Income (Loss)	(229)	(54)
Ending Balance	(568)	(339)	(285)
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning Balance	(7,098)	(2,620)	(6,404)
Comprehensive Income (Loss)	22,203	(4,478)	4,253
Ending Balance	$ 15,105	$ (7,098)	$ (2,620)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income Tax Expense									$ (12,017)	$ (9,528)	$ (11,534)
Net Income	$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	59,222	46,529	40,676
Salaries and Employee Benefits									(63,885)	(51,306)	(46,642)
Total Reclassifications for the Period									959	535
Unrealized Gains and Losses on Available-for-Sale Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total Reclassifications for the Period									986	558
Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total Reclassifications for the Period									959	535	382
Reclassification out of Accumulated Other Comprehensive Income | Unrealized Gains and Losses on Available-for-Sale Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net Gain (Loss) on Securities									1,248	706	596
Income Tax Expense									(262)	(148)	(209)
Net Income									986	558	387
Reclassification out of Accumulated Other Comprehensive Income | Amortization of Post Retirement Plan Items Actuarial Gains (Losses) | Postretirement Medical and Life Benefit Plan
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income Tax Expense									10	9	3
Net Income									(27)	(23)	(5)
Salaries and Employee Benefits									$ (37)	$ (32)	$ (8)

Quarterly Financial Data (Una_3

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018	Sep. 30, 2018	Jun. 30, 2018	Mar. 31, 2018	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Quarterly Financial Information Disclosure [Abstract]
Interest Income	$ 47,338	$ 46,911	$ 41,036	$ 41,189	$ 39,596	$ 33,475	$ 31,533	$ 29,145	$ 176,474	$ 133,749	$ 111,030
Net Interest Income	39,415	38,578	33,641	33,591	32,983	28,548	27,469	25,610	145,225	114,610	99,909
Net Income	$ 15,820	$ 13,064	$ 15,271	$ 15,067	$ 10,980	$ 12,639	$ 11,097	$ 11,813	$ 59,222	$ 46,529	$ 40,676
Basic Earnings per Share (in USD per share)	$ 0.59	$ 0.49	$ 0.61	$ 0.60	$ 0.44	$ 0.55	$ 0.48	$ 0.51	$ 2.29	$ 1.99	$ 1.77
Diluted Earnings per Share (in USD per share)	$ 0.59	$ 0.49	$ 0.61	$ 0.60	$ 0.44	$ 0.55	$ 0.48	$ 0.51	$ 2.29	$ 1.99	$ 1.77

Subsequent Events (Details)

Subsequent Events (Details) - Common Stock - shares	Jan. 27, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017	Dec. 31, 2019	Apr. 26, 2001
2001 Purchase Plan
Subsequent Event [Line Items]
Common stock, authorized shares repurchase (in shares)						911,631
Common stock, shares repurchased (in shares)		0	0	0	502,447
Subsequent Event | 2020 Purchase Plan
Subsequent Event [Line Items]
Common stock, authorized shares repurchase (in shares)	1,000,000
Common stock, percentage of Company's outstanding shares authorized for repurchase	4.00%
Common stock, shares repurchased (in shares)	0
Subsequent Event | 2001 Purchase Plan
Subsequent Event [Line Items]
Common stock, authorized shares repurchase (in shares)	409,184