German American Bancorp (GABC) 10-K 1 Mar 23 2022 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2022	Feb. 23, 2023	Jun. 30, 2022
Cover [Abstract]
Document Type	10-K
Document Period End Date	Dec. 31, 2022
Current Fiscal Year End Date	--12-31
Entity File Number	001-15877
Entity Registrant Name	GERMAN AMERICAN BANCORP, INC.
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1547518
Entity Address, Address Line One	711 Main Street,
Entity Address, Address Line Two	Box 810,
Entity Address, City or Town	Jasper,
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	47546
City Area Code	812
Local Phone Number	482-1314
Title of 12(b) Security	Common Shares, no par value
Trading Symbol	GABC
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 943,563,844
Entity Common Stock, Shares Outstanding		29,493,049
Documents Incorporated by Reference	Portions of the Proxy Statement of German American Bancorp, Inc., for the Annual Meeting of its Shareholders to be held May 18, 2023, to the extent stated herein, are incorporated by reference into Part III (Items 10 through 14).
Document Annual Report	true
Document Transition Report	false
Entity Central Index Key	0000714395
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	FY
Amendment Flag	false

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2022
Audit Information [Abstract]
Auditor Name	Crowe LLP
Auditor Location	Louisville, Kentucky
Auditor Firm ID	173

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and Due from Banks	$ 77,174	$ 47,173
Federal Funds Sold and Other Short-term Investments	41,905	349,717
Cash and Cash Equivalents	119,079	396,890
Interest-bearing Time Deposits with Banks	500	745
Securities Available-for-Sale, at Fair Value (Amortized Cost $2,094,826 for December 31, 2022; Amortized Cost $1,869,198 for December 31, 2021; No Allowance for Credit Losses)	1,761,669	1,889,617
Other Investments	353	353
Loans Held-for-Sale, at Fair Value	8,600	10,585
Loans	3,788,645	3,007,926
Less:   Unearned Income	(3,711)	(3,662)
Allowance for Credit Losses	(44,168)	(37,017)
Loans, Net	3,740,766	2,967,247
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	15,037	13,048
Premises, Furniture and Equipment, Net	112,237	88,863
Other Real Estate	0	0
Goodwill	180,357	121,761
Intangible Assets	9,426	5,845
Company Owned Life Insurance	83,998	70,070
Accrued Interest Receivable and Other Assets	123,969	43,515
TOTAL ASSETS	6,155,991	5,608,539
LIABILITIES
Non-interest-bearing Demand Deposits	1,691,804	1,529,223
Interest-bearing Demand, Savings, and Money Market Accounts	3,229,778	2,867,994
Time Deposits	428,469	347,099
Total Deposits	5,350,051	4,744,316
FHLB Advances and Other Borrowings	203,806	152,183
Accrued Interest Payable and Other Liabilities	43,741	43,581
TOTAL LIABILITIES	5,597,598	4,940,080
Commitments and Contingencies (See Note 14)
SHAREHOLDERS’ EQUITY
Common Stock, no par value, $1 stated value; 45,000,000 shares authorized	29,493	26,554
Additional Paid-in Capital	387,171	276,057
Retained Earnings	405,167	350,364
Accumulated Other Comprehensive Income (Loss)	(263,438)	15,484
TOTAL SHAREHOLDERS’ EQUITY	558,393	668,459
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 6,155,991	$ 5,608,539
End of period shares issued (in shares)	29,493,193	26,553,508
End of period shares outstanding (in shares)	29,493,193	26,553,508

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Dec. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Amortized cost	$ 2,094,826,000	$ 1,869,198,000
Allowance for credit losses for available-for-sale securities	$ 0	$ 0
Common Stock, stated value (in dollars per share)	$ 1	$ 1
Common Stock, shares authorized (in shares)	45,000,000	45,000,000

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
INTEREST INCOME
Interest and Fees on Loans	$ 169,158	$ 139,151	$ 151,658
Interest on Federal Funds Sold and Other Short-term Investments	5,765	488	382
Interest and Dividends on Securities:
Taxable	20,453	12,962	10,447
Non-taxable	23,550	17,778	11,882
TOTAL INTEREST INCOME	218,926	170,379	174,369
INTEREST EXPENSE
Interest on Deposits	13,514	4,955	13,696
Interest on FHLB Advances and Other Borrowings	4,828	4,594	5,430
TOTAL INTEREST EXPENSE	18,342	9,549	19,126
NET INTEREST INCOME	200,584	160,830	155,243
Provision for Credit Losses	6,350	(6,500)	17,550
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	194,234	167,330	137,693
NON-INTEREST INCOME
Company Owned Life Insurance	2,264	1,529	2,307
Other Operating Income	5,116	6,991	3,388
Net Gains on Sales of Loans	3,818	8,267	9,908
Net Gains on Securities	562	2,247	4,081
TOTAL NON-INTEREST INCOME	59,133	59,462	54,474
NON-INTEREST EXPENSE
Salaries and Employee Benefits	84,145	68,570	68,112
Occupancy Expense	11,223	11,081	10,033
Furniture and Equipment Expense	3,698	3,750	3,991
FDIC Premiums	1,860	1,419	740
Data Processing Fees	15,406	7,611	6,889
Professional Fees	6,295	5,009	3,998
Advertising and Promotion	4,416	4,197	3,589
Intangible Amortization	3,711	2,731	3,539
Other Operating Expenses	23,437	19,639	16,232
TOTAL NON-INTEREST EXPENSE	154,191	124,007	117,123
Income before Income Taxes	99,176	102,785	75,044
Income Tax Expense	17,351	18,648	12,834
NET INCOME	$ 81,825	$ 84,137	$ 62,210
Basic Earnings per Share (in dollars per share)	$ 2.78	$ 3.17	$ 2.34
Diluted Earnings per Share (in dollars per share)	$ 2.78	$ 3.17	$ 2.34
Wealth Management Fees
NON-INTEREST INCOME
Non-interest Income	$ 10,076	$ 10,321	$ 8,005
Service Charges on Deposit Accounts
NON-INTEREST INCOME
Non-interest Income	11,457	7,723	7,334
Insurance Revenues
NON-INTEREST INCOME
Non-interest Income	10,020	9,268	8,922
Interchange Fee Income
NON-INTEREST INCOME
Non-interest Income	$ 15,820	$ 13,116	$ 10,529

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement of Comprehensive Income [Abstract]
Net Income	$ 81,825	$ 84,137	$ 62,210
Unrealized Gains (Losses) on Securities:
Unrealized Holding Gain (Loss) Arising During the Period	(353,013)	(23,011)	29,783
Reclassification Adjustment for Gains Included in Net Income	(563)	(2,247)	(4,081)
Tax Effect	74,600	5,367	(5,432)
Net of Tax	(278,976)	(19,891)	20,270
Postretirement Benefit Obligation:
Net (Loss) Arising During the Period	0	0	0
Reclassification Adjustment for Amortization of Prior Service Cost and Net	54	0	0
Tax Effect	0	0	0
Net of Tax	54	0	0
Total Other Comprehensive Income (Loss)	(278,922)	(19,891)	20,270
COMPREHENSIVE INCOME	$ (197,097)	$ 64,246	$ 82,480

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Adjustment	[1]	Adjusted Balance	Common Stock	Common Stock Adjusted Balance	Additional Paid-in Capital	Additional Paid-in Capital Adjusted Balance	Retained Earnings	Retained Earnings Adjustment	[1]	Retained Earnings Adjusted Balance	Accumulated Other Comprehensive Income (Loss)	Accumulated Other Comprehensive Income (Loss) Adjusted Balance
Beginning balance (in shares) at Dec. 31, 2019					26,671,368	26,671,368
Beginning balance at Dec. 31, 2019	$ 573,820	$ (6,717)		$ 567,103	$ 26,671	$ 26,671	$ 278,954	$ 278,954	$ 253,090	$ (6,717)		$ 246,373	$ 15,105	$ 15,105
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	62,210								62,210
Other Comprehensive Income (Loss)	20,270												20,270
Cash Dividends	(20,136)								(20,136)
Issuance of Common Stock for:
Restricted Share Grants (in shares)					52,701
Restricted Share Grants	1,051				$ 53		998
Stock Repurchase (in shares)					(221,912)
Stock Repurchase	(5,789)				$ (222)		(5,567)
Ending balance (in shares) at Dec. 31, 2020					26,502,157
Ending balance at Dec. 31, 2020	624,709				$ 26,502		274,385		288,447				35,375
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	84,137								84,137
Other Comprehensive Income (Loss)	(19,891)												(19,891)
Cash Dividends	(22,220)								(22,220)
Issuance of Common Stock for:
Restricted Share Grants (in shares)					51,351
Restricted Share Grants	$ 1,724				$ 52		1,672
Ending balance (in shares) at Dec. 31, 2021	26,553,508				26,553,508
Ending balance at Dec. 31, 2021	$ 668,459				$ 26,554		276,057		350,364				15,484
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	81,825								81,825
Other Comprehensive Income (Loss)	(278,922)												(278,922)
Cash Dividends	(27,022)								(27,022)
Issuance of Common Stock for:
Acquisition of Citizens Union Bancorp (in shares)					2,870,975
Acquisition of Citizens Union Bancorp	111,723				$ 2,871		108,852
Restricted Share Grants (in shares)					68,710
Restricted Share Grants	$ 2,330				$ 68		2,262
Ending balance (in shares) at Dec. 31, 2022	29,493,193				29,493,193
Ending balance at Dec. 31, 2022	$ 558,393				$ 29,493		$ 387,171		$ 405,167				$ (263,438)
[1]The Company adopted Accounting Standards Update (ASU) 2016-13, Financial Instruments - Credit Losses (Topic 326) Measurement of Credit Losses on Financial Instruments on January 1, 2020 using the modified retrospective approach. As a result, the Company recorded a net reduction of retained earnings upon adoption.

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends (in dollars per share)	$ 0.92	$ 0.84	$ 0.76

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 81,825	$ 84,137	$ 62,210
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Net Amortization on Securities	6,452	6,638	5,671
Depreciation and Amortization	10,116	8,770	9,429
Loans Originated for Sale	(162,959)	(261,529)	(317,032)
Proceeds from Sales of Loans Held-for-Sale	171,591	276,417	327,172
Provision for Credit Losses	6,350	(6,500)	17,550
Gain on Sale of Loans, net	(3,818)	(8,267)	(9,908)
Gain on Securities, net	(562)	(2,247)	(4,081)
Loss (Gain) on Sales of Other Real Estate and Repossessed Assets	(18)	(101)	28
Loss (Gain) on Disposition and Donation of Premises and Equipment	(37)	1,640	223
Loss (Gain) on Disposition of Land	0	0	43
Post Retirement Medical Benefit	54	0	0
Increase in Cash Surrender Value of Company Owned Life Insurance	(1,820)	(1,369)	(1,449)
Equity Based Compensation	2,330	1,724	1,051
Excess Tax Benefit from Restricted Share Grant	0	0	3
Change in Assets and Liabilities:
Interest Receivable and Other Assets	(1,094)	2,716	(2,925)
Interest Payable and Other Liabilities	1,626	(1,185)	4,433
Net Cash from Operating Activities	110,036	100,844	92,418
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from Maturity of Other Short-term Investments	495	496	744
Proceeds from Maturities of Securities Available-for-Sale	143,418	208,156	200,968
Proceeds from Sales of Securities Available-for-Sale	145,237	111,124	125,106
Purchase of Securities Available-for-Sale	(417,940)	(1,020,695)	(664,989)
Proceeds from Redemption of Federal Home Loan Bank Stock	8,089	120	800
Purchase of Loans	(933)	0	0
Proceeds from Sales of Loans Held for Investment	3,916	0	3,128
Loans Made to Customers, net of Payments Received	(107,236)	59,557	(10,114)
Proceeds from Sales of Other Real Estate	88	1,423	340
Property and Equipment Expenditures	(7,852)	(4,686)	(7,071)
Proceeds from Sale of Land and Building	0	1,963	3,928
Proceeds from Life Insurance	773	549	1,082
Sale of Bank Branches	0	1,694	0
Acquisition of Citizens Union Bancorp of Shelbyville, Inc.	207,764	0	0
Net Cash from Investing Activities	(24,181)	(640,299)	(346,078)
CASH FLOWS FROM FINANCING ACTIVITIES
Change in Deposits	(324,771)	655,485	676,906
Change in Short-term Borrowings	29,817	15,423	(114,832)
Repayments of Long-term Debt	(41,690)	(58,091)	(40,625)
Issuance (Retirement) of Common Stock	0	0	(5,789)
Dividends Paid	(27,022)	(22,220)	(20,136)
Net Cash from Financing Activities	(363,666)	590,597	495,524
Net Change in Cash and Cash Equivalents	(277,811)	51,142	241,864
Cash and Cash Equivalents at Beginning of Year	396,890	345,748	103,884
Cash and Cash Equivalents at End of Year	119,079	396,890	345,748
Cash Paid During the Year for
Interest	17,442	10,020	20,484
Income Taxes	11,649	14,434	11,505
Supplemental Non Cash Disclosures
Loans Transferred to Other Real Estate	30	0	0
Interest Rate Swap Fair Value Activity	4,988	(4,287)	6,199
Supplemental Schedule for Investing Activities (See Note 18 for Business Combinations)
Assets acquired, net of purchase consideration	945,160	0	0
Liabilities assumed	1,003,756	0	0
Goodwill	$ 58,596	$ 0	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Description of Business and Basis of Presentation The operations of German American Bancorp, Inc. (the “Company”) are primarily comprised of three business segments: core banking, trust and investment advisory services, and insurance operations. The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The more significant policies are described below. The consolidated financial statements include the accounts of the Company and its subsidiaries after elimination of all material intercompany accounts and transactions. Certain prior year amounts have been reclassified to conform with current classifications. Reclassifications had no impact on shareholders’ equity or net income. To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Securities Debt securities classified as available-for-sale are securities that the Company intends to hold for an indefinite period of time, but not necessarily until maturity. Held-to-maturity securities, when present, are carried at amortized cost. As of December 31, 2022, and 2021, the Company held no securities classified as held-to-maturity. These include securities that management may use as part of its asset/liability strategy, or that may be sold in response to changes in interest rates, changes in prepayment risk, or similar reasons. Securities classified as available-for-sale are reported at fair value with unrealized gains or losses included as a separate component of equity (other comprehensive income), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on trade date and determined using the specific identification method. Investments with readily determinable values (except those accounted for under equity method of accounting or those that result in consolidation of the investee) are measured at fair value with changes in fair value recognized in net income. Equity securities that do not have readily determinable fair values are carried at historical cost and evaluated for impairment on a periodic basis. Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Fair value is determined based on collateral value and prevailing market prices for loans with similar characteristics. Net unrealized gains or losses are recorded through earnings. Mortgage loans held for sale are generally sold on a servicing released basis. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $16,816 at December 31, 2022 and was reported in Accrued Interest Receivable and Other Assets on the Consolidated Balance Sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized in interest income using the level-yield method without anticipating prepayments. Purchase Credit Deteriorated (PCD) Loans The Company has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses on loans is determined using the same methodology as other loans held for investment. The initial allowance for credit losses on loans determined on a collective basis is allocated to individual loans. The sum of the loan’s purchase price and allowance for credit losses on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses on loans are recorded through provision expense. Allowance for Credit Losses - Loans The allowance for credit losses is a valuation account that is deducted from the loans ’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. The Company utilizes the static pool methodology in determining expected future credit losses. Static pool analysis includes segmenting and tracking loans over a period of time based on similar risk characteristics such as loan structure, collateral type, industry of borrower and concentrations, contractual terms and credit risk indicators. Static pool calculates a loss rate on a closed pool of loans that existed on a specified start date based upon the remaining life of each segment. The Company’s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company’s historical look-back period includes January 2014 through the current period, on a monthly basis. The Company estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in underwriting standards, portfolio mix, delinquency level, changes in environmental conditions, unemployment rates, risk classifications and collateral values. The Company separately assigns allocations for substandard and special mention commercial and agricultural credits as well as other categories of loans based on migration analysis techniques. The migration analysis factors are calculated using a transition matrix to determine the likelihood of a customer ’ s asset quality rating migrating from its current rating to any other rating. The allowance for credit losses is measured on a collective (pooled) basis when similar risk characteristics exist. The Company has identified the following portfolio segments and identified the risk characteristics of each portfolio listed below: Commercial and Industrial Loans - The principal risk of commercial and industrial loans is that these loans are primarily based on the identified cash flow of the borrower and secondarily on the collateral underlying the loans. Most commercial loans are secured by accounts receivable, inventory and equipment. If cash flow from business operations is reduced, the borrower ’ s ability to repay the loan may diminish, and over time, it may also be difficult to substantiate current value of inventory and equipment. Repayment of these loans are more sensitive than other types of loans to adverse conditions in the general economy. Commercial Real Estate Loans - Commercial real estate lending is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. Commercial real estate loans are collateralized by the borrower ’ s underlying real estate. Therefore, diminished cash flows not only affects the ability to repay the loan, it may also reduce the underlying collateral value. Agricultural Loans - This portfolio is diversified between real estate financing, equipment financing and lines of credit in various segments including grain production, poultry production and livestock production. Mitigating any concentration of risk that may exist in the Company ’ s agricultural loan portfolio is the use of federal government guarantee programs. Leases - Leases are primarily for equipment leased to varying types of businesses. If the cash flows from the business operations is reduced, the business ’ s ability to repay the lease is diminished as well. Home Equity Loans - Home equity loans are generally secured by 1-4 family residences that are owner-occupied. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by unemployment levels in the market area due to economic conditions. Consumer Loans - Consumer loan repayment is typically dependent on the borrower remaining employed through the life of the loan as well as the borrower maintaining the underlying collateral adequately. Credit Cards - Credit card loans are unsecured and repayment is primarily dependent on the personal income of the borrower. Residential Mortgage Loans - Residential mortgage loans are typically secured by 1-4 family residences that are owner-occupied. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by unemployment levels in the market area due to economic conditions. Repayment may also be impacted by changes in residential property values. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are also not included in the collective evaluation. When the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the operation or sale of the collateral, expected credit losses are based on the fair value of the collateral at the reporting date adjusted for selling costs. Troubled Debt Restructurings (“TDR”) A loan for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowances for credit losses on loans on a TDR is measured using the same method as all other loans held for investment. Loan Modifications and Troubled Debt Restructurings due to COVID-19 On April 7, 2020, the Board of Governors of the Federal Reserve System (the “FRB”), the Office of the Comptroller of the Currency (the “OCC”), and the Federal Deposit Insurance Corporation (the “FDIC” and, together with the FRB and OCC, the “federal banking regulators”) issued a revised Interagency Statement on Loan Modifications and Reporting for Financial Institutions, which, among other things, encouraged financial institutions to work prudently with borrowers who are or may be unable to meet their contractual payment obligations because of the effects of COVID-19, and stated that institutions generally would not need to categorize COVID-19-related modifications as troubled debt restructurings and that the agencies would not direct supervised institutions to automatically categorize all COVID-19 related loan modifications as troubled debt restructurings. Similarly, under the CARES Act, provisions were included that allowed for loan modifications to not be classified as TDRs if certain criteria were met. This TDR exemption expired on January 1, 2022. Allowance for Credit Losses on Available-For-Sale Securities For available-for-sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recorded in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on off-balance sheet credit exposures is adjusted as a provision for credit loss expense included in other expense on the consolidated income statement. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Expected utilization rates are compared to the current funded portion of the total commitment amount as a practical expedient for funded exposure at default. Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB of Indianapolis. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Premises, Furniture and Equipment Land is carried at cost. Premises, furniture, and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging generally from 10 to 40 years. Furniture, fixtures, and equipment are depreciated using the straight-line method with useful lives ranging generally from 3 to 10 years. Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of commercial/residential real estate property collateralizing a commercial/consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through the completion of a deed in lieu of foreclosure or through a similar legal agreement. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed. Goodwill and Other Intangible Assets Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets. They are initially measured at fair value and then are amortized over their estimated useful lives, which range from 6 to 10 years. Company Owned Life Insurance The Company has purchased life insurance policies on certain directors and executives. This life insurance is recorded at its cash surrender value or the amount that can be realized, which considers any adjustments or changes that are probable at settlement. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe currently that there are any such matters that will have a material impact on the financial statements. Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Restrictions on Cash At December 31, 2022 and 2021, the Company was not required to have balance on deposits with the Federal Reserve, or as cash on hand. Long-term Assets Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Stock Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in unrecognized amounts in pension and other postretirement benefits, which are also recognized as a separate component of equity. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in other operating expense. Retirement Plans Pension expense under the suspended defined benefit plan is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Earnings Per Share Earnings per share are based on net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share show the potential dilutive effect of additional common shares issuable under the Company’s stock based compensation plans. Earnings per share are retroactively restated for stock splits and stock dividends. Cash Flow Reporting The Company reports net cash flows for customer loan transactions, deposit transactions, deposits made with other financial institutions and short-term borrowings. Cash and cash equivalents are defined to include cash on hand, demand deposits in other institutions and Federal Funds Sold. Fair Values of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 15. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Recently Adopted Accounting Guidance In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”. These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. In January 2021, the FASB issued ASU 2021-01 which clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The guidance is effective for all entities as of March 12, 2020 through December 31, 2024. The Company has discontinued originating LIBOR based loans and has a plan in place to transition LIBOR indexed loans primarily to term SOFR or other indices. On March 31, 2022, the FASB issued ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” which eliminates the troubled debt restructuring (TDR) recognition and measurement guidance and instead requires an entity to evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments also enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. For entities that have adopted ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For entities that have not adopted ASU 2016-13, the effective dates for the amendments are the same as the effective dates in ASU 2016-13. Early adoption is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. If an entity elects to adopt the amendments in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements. The SEC released Staff Accounting Bulletin No. 121 (“SAB 121”), which provides interpretive guidance regarding the accounting for obligations to safeguard crypto-assets an entity holds for its customers, either directly through an agent or another third party acting on its behalf. SAB 121 requires an entity to recognize a liability on its balance sheet to reflect the obligation to safeguard the crypto-assets of others, along with a corresponding safeguarding asset, both of which are measured at fair value. The Company has completed an evaluation and concluded that it does not have a safeguarding obligation under SAB 121 and therefore the disclosures do not apply.

Securities

Securities	12 Months Ended
	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost, unrealized gross gains and losses recognized in accumulated other comprehensive income (loss), and fair value of Securities Available-for-Sale were as follows: Securities Available-for-Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value 2022 U.S. Treasury $ 64,097 $ 22 $ — $ 64,119 Obligations of State and Political Subdivisions 939,193 673 (162,014) 777,852 MBS/CMO 846,519 — (131,838) 714,681 US Gov’t Sponsored Entities & Agencies 245,017 — (40,000) 205,017 Total $ 2,094,826 $ 695 $ (333,852) $ 1,761,669 2021 Obligations of State and Political Subdivisions $ 896,048 $ 31,138 $ (1,480) $ 925,706 MBS/CMO 797,693 4,738 (10,481) 791,950 US Gov’t Sponsored Entities & Agencies 175,457 192 (3,688) 171,961 Total $ 1,869,198 $ 36,068 $ (15,649) $ 1,889,617 All mortgage-backed securities in the above table (identified above and throughout this Note 2 as “MBS/CMO”) are residential and multi-family mortgage-backed securities and guaranteed by government sponsored entities. The US Gov’t Sponsored Entities & Agencies in the above table have underlying collateral of equipment, machinery and commercial real estate. The amortized cost and fair value of securities at December 31, 2022 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because some issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Mortgage-backed securities are not due at a single maturity date and are shown separately. Amortized Fair Securities Available-for-Sale: Due in one year or less $ 67,363 $ 67,383 Due after one year through five years 15,449 15,496 Due after five years through ten years 55,747 53,536 Due after ten years 864,731 705,556 MBS/CMO 846,519 714,681 US Gov’t Sponsored Entities & Agencies 245,017 205,017 Total $ 2,094,826 $ 1,761,669 2022 2021 2020 Proceeds from the Sales of Securities are summarized below: Available- Available- Available- Proceeds from Sales $ 145,237 $ 111,124 $ 125,106 Gross Gains on Sales 562 2,247 4,081 Income Taxes on Gross Gains 118 472 857 The carrying value of securities pledged to secure repurchase agreements, public and trust deposits, and for other purposes as required by law was $354,123 and $222,896 as of December 31, 2022 and 2021, respectively. Below is a summary of securities with unrealized losses as December 31, 2022 and 2021, presented by length of time the securities have been in a continuous unrealized loss position: Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2022 Obligations of State and Political Subdivisions $ 579,267 $ (117,423) $ 122,992 $ (44,591) $ 702,259 $ (162,014) MBS/CMO 240,344 (20,920) 474,327 (110,918) 714,671 (131,838) US Gov’t Sponsored Entities & Agencies 198,702 (38,818) 6,314 (1,182) 205,016 (40,000) Total $ 1,018,313 $ (177,161) $ 603,633 $ (156,691) $ 1,621,946 $ (333,852) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2021 Obligations of State and Political Subdivisions $ 165,210 $ (1,386) $ 1,500 $ (94) $ 166,710 $ (1,480) MBS/CMO 467,888 (9,100) 36,827 (1,381) 504,715 (10,481) US Gov’t Sponsored Entities & Agencies 126,103 (3,480) 7,288 (208) 133,391 (3,688) Total $ 759,201 $ (13,966) $ 45,615 $ (1,683) $ 804,816 $ (15,649) Available-for-sale debt securities in unrealized loss positions are evaluated for impairment related to credit losses at least quarterly. For available-for-sale debt securities in an unrealized loss position, the Company assesses whether we intend to sell, or it is more likely than not that we will be required to sell the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For available-for sale debt securities that do not meet the criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security and the issuer, among other factors. If this assessment indicates that a credit loss exists, we compare the present value of cash flows expected to be collected from the security with the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis for the security, a credit loss exists and an allowance for credit losses is recorded, limited to the amount that the fair value of the security is less than its amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income, net of applicable taxes. The increase in unrealized losses from December 31, 2021 to December 31, 2022 in the obligations of state and political subdivisions, MBS/CMO and US government sponsored entities and agencies was primarily the result of fair value adjustments caused by the rise in market interest rates. No allowance for credit losses for available-for-sale debt securities was needed at December 31, 2022 or 2021. Accrued interest receivable The Company’s equity securities are listed as Other Investments on the Consolidated Balance Sheets and consist of one non-controlling investment in a single banking organization at December 31, 2022 and 2021. The original investment totaled $1,350 and other-than-temporary impairment was previously recorded totaling $997. The Company’s equity securities are

Derivatives

Derivatives	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivatives	Derivatives The Company executes interest rate swaps with commercial banking customers to facilitate their respective risk management strategies. The notional amounts of these interest rate swaps and the offsetting counterparty derivative instruments were $134,684 at December 31, 2022 and $143,593 at December 31, 2021. These interest rate swaps are simultaneously hedged by offsetting interest rate swaps that the Company executes with a third party, such that the Company minimizes its net risk exposure resulting from such transactions with approved, reputable, independent counterparties with substantially matching terms. The agreements are considered stand-alone derivatives and changes in the fair value of derivatives are reported in earnings as non-interest income. While the derivatives represent economic hedges, they do not qualify as hedges for accounting purposes. Credit risk arises from the possible inability of counterparties to meet the terms of their contracts. The Company’s exposure is limited to the replacement value of the contracts rather than the notional, principal or contract amounts. There are provisions in the agreements with the counterparties that allow for certain unsecured credit exposure up to an agreed threshold. Exposures in excess of the agreed thresholds are collateralized. In addition, the Company minimizes credit risk through credit approvals, limits, and monitoring procedures. The following table reflects the fair value of derivative instruments included in the Consolidated Balance Sheets as of: December 31, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Included in Other Assets: Interest Rate Swaps $ 134,684 $ 9,899 $ 143,593 $ 4,519 Included in Other Liabilities: Interest Rate Swaps $ 134,684 $ 9,749 $ 143,593 $ 4,762 The following table presents the effect of derivative instruments on the Consolidated Statements of Income for the years ended December 31, 2022, 2021 and 2020 is as follows: 2022 2021 2020 Interest Rate Swaps: Included in Other Income $ 403 $ 1,131 $ 268

Loans

Loans	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Loans	Loans were comprised of the following classifications at December 31: 2022 2021 Commercial: Commercial and Industrial Loans $ 620,106 $ 493,005 Commercial Real Estate Loans 1,966,884 1,530,677 Agricultural Loans 417,413 358,150 Leases 56,396 55,345 Retail: Home Equity Loans 279,748 222,525 Consumer Loans 79,904 70,302 Credit Cards 17,512 14,357 Residential Mortgage Loans 350,682 263,565 Subtotal 3,788,645 3,007,926 Less: Unearned Income (3,711) (3,662) Allowance for Credit Losses (44,168) (37,017) Loans, net $ 3,740,766 $ 2,967,247 The table above includes $21,149 and $9,861 of purchase credit deteriorated loans as of December 31, 2022 and 2021, respectively. As further described in Note 18, during 2022 the Company acquired loans at fair value as part of a business combination. The table below summarizes the loans acquired on January 1, 2022. Acquired Loan Balance Fair Value Discounts Fair Value Bank Acquisition $ 683,501 $ (5,359) $ 678,142 The table below summarizes the remaining carrying amount of acquired loans included in the December 31, 2022 table above. Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Total Loan Balance $ 48,330 $ 319,893 $ 46,181 $ — $ 10,249 $ 21,766 $ — $ 70,250 $ 516,669 Fair Value (Discount)/Premium (1,051) (1,893) 172 — (45) (176) — 477 (2,516) The Company has purchased loans, for which there was, at acquisition, evidence of more than insignificant deterioration of credit quality since origination. The carrying amount of these loans is as follow: 2022 Purchase Price of Loans at Acquisition $ 32,997 Allowance for Credit Losses at Acquisition 3,117 Non-Credit Discount/(Premium) at Acquisition 1,456 Total $ 37,570 As previously disclosed, the Coronavirus Aid, Relief and Economic Security Act (the “CARES Act”) was signed into law in March 2020, providing an approximately $2 trillion stimulus package that included direct payments to individual taxpayers, economic stimulus to significantly impacted industry sectors, emergency funding for hospitals and providers, small business loans, increased unemployment benefits, and a variety of tax incentives. For small businesses, eligible nonprofits and certain others, the CARES Act established a Paycheck Protection Program (“PPP”), a lending program administered by the Small Business Administration (“SBA”) that was intended to incentivize participants to retain their employees by providing them with loans that are fully guaranteed by the U.S. government and subject to forgiveness if program guidelines are met. The Company actively participated in the PPP, lending funds primarily to its existing loan and/or deposit customers. The PPP loans carried an interest rate of 1.00% and included a processing fee that varied depending on the balance of the loan at origination (which fee is recognized over the life of the loan). The vast majority of the Company’s PPP loans made during 2020 had two-year maturities, while PPP loans made during 2021 had five-year maturities. Under the PPP, the Company originated loans totaling approximately $508,302 in principal amount, with approximately $21,046 of related net processing fees, on 5,671 PPP loan relationships. As of December 31, 2021, $487,980 of the PPP loans had been forgiven by the SBA and repaid to the Company pursuant to the terms of the program, or otherwise repaid by customers, with $20,172 in net processing fees having been recognized by the Company. As of December 31, 2022, all $508,302 of the PPP loans had been forgiven by the SBA and repaid to the Company, or repaid by customers, with all $21,046 in net processing fees having been recognized by the Company. As a result, as of December 31, 2022, no PPP loans remain outstanding and all net fees have been recognized. Allowance for Credit Losses for Loans: The following tables present the activity in the allowance for credit losses by portfolio segment for the years ended December 31, 2022 and 2021: December 31, 2022 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning Balance $ 9,554 $ 19,245 $ 4,505 $ 200 $ 507 $ 1,061 $ 240 $ 1,705 $ — $ 37,017 Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans 376 1,945 689 — 2 — — 105 — 3,117 Provision (Benefit) for Credit Losses 4,942 463 (1,006) 9 991 351 163 437 — 6,350 Loans Charged-off (1,149) (79) — — (1,364) (69) (165) (24) — (2,850) Recoveries Collected 26 24 — — 459 1 19 5 — 534 Total Ending Allowance Balance $ 13,749 $ 21,598 $ 4,188 $ 209 $ 595 $ 1,344 $ 257 $ 2,228 $ — $ 44,168 December 31, 2021 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning Balance $ 6,445 $ 29,878 $ 6,756 $ 200 $ 490 $ 996 $ 150 $ 1,944 $ — $ 46,859 Provision (Benefit) for Credit Losses 5,825 (10,663) (2,251) — 385 44 387 (227) — (6,500) Loans Charged-off (2,777) (10) — — (675) (15) (313) (45) — (3,835) Recoveries Collected 61 40 — — 307 36 16 33 — 493 Total Ending Allowance Balance $ 9,554 $ 19,245 $ 4,505 $ 200 $ 507 $ 1,061 $ 240 $ 1,705 $ — $ 37,017 December 31, 2020 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning balance Prior to Adoption of ASC 326 $ 4,799 $ 4,692 $ 5,315 $ — $ 434 $ 200 $ — $ 333 $ 505 $ 16,278 Impact of Adopting ASC 326 2,245 3,063 1,438 105 (59) 762 124 1,594 (505) 8,767 Impact of Adopting ASC 326 - PCD Loans 2,191 4,385 128 — — 35 — 147 — 6,886 Provision (Benefit) for Credit Losses (694) 17,645 (125) 95 527 66 131 (95) — 17,550 Initial Allowance on Loans Purchased with Credit Deterioration — — — — — — — — — — Loans Charged-off (2,119) (36) — — (766) (67) (109) (39) — (3,136) Recoveries Collected 23 129 — — 354 — 4 4 — 514 Total Ending Allowance Balance $ 6,445 $ 29,878 $ 6,756 $ 200 $ 490 $ 996 $ 150 $ 1,944 $ — $ 46,859 The Company utilizes the Static Pool methodology in determining expected future credit losses. Static pool analysis means segmenting and tracking loans over a period of time based on similar risk characteristics such as loan structure, collateral type, industry of borrower and concentrations, contractual terms and credit risk indicators. Static pool calculates a loss rate on a closed pool of loans that existed on a specified start date based upon the remaining life of each segment. The Company’s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company’s historical look-back period includes January 2014 through the current period, on a monthly basis. Qualitative reserves reflect management’s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration industry and collateral concentrations, acquired loan portfolio characteristics and other credit-related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible. The Company estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in underwriting standards, portfolio mix, delinquency level, changes in environmental conditions, unemployment rates, risk classifications and collateral values. The allowance for credit losses is measured on a collective (pooled) basis when similar risk characteristics exist. Based on the potential increased losses related to the advancing stress on the economy as a result of inflationary pressures, rising interest rates and financial market volatility, the Bank has considered this loss experience may align with loss experience from the recessionary period from 2008-2011 and qualitative adjustments have been made accordingly. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. When the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the operation or sale of the collateral, expected credit losses are based on the fair value of the collateral at the reporting date adjusted for selling costs. For the year ended December 31, 2022, the allowance for credit losses increased primarily due to the acquisition of Citizens Union Bancorp of Shelbyville, Inc. (see Note 18 (Business Combinations, Goodwill and Intangible Assets) in the Notes), which is slightly offset by a decline in individually analyzed loans as well as a decline in the reserve attributable to financially stressed sectors. Key indicators utilized in forecasting for the allowance calculations include unemployment rates and gross domestic product. There has been some improvement in these factors over previous periods; however, rising interest rates and the expanded inflationary impact on consumer discretionary spending were considered in the qualitative factors to determine the allowance for credit losses. All classes of loans, including loans acquired with deteriorated credit quality, are generally placed on non-accrual status when scheduled principal or interest payments are past due for 90 days or more or when the borrower’s ability to repay becomes doubtful. For purchased loans, the determination is made at the time of acquisition as well as over the life of the loan. Uncollected accrued interest for each class of loans is reversed against income at the time a loan is placed on non-accrual. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. All classes of loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. Loans are typically charged-off at 180 days past due, or earlier if deemed uncollectible. Exceptions to the non-accrual and charge-off policies are made when the loan is well secured and in the process of collection. The following tables present the amortized cost basis of loans on non-accrual status and loans past due over 89 days still accruing as of December 31, 2022 and 2021: December 31, 2022 Non-Accrual With No Allowance for Credit Loss ⁽¹⁾ Non-Accrual Loans Past Due Over 89 Days Still Accruing Commercial and Industrial Loans $ 1,142 $ 7,936 $ 1,427 Commercial Real Estate Loans 49 1,950 — Agricultural Loans 994 1,062 — Leases — — — Home Equity Loans 262 310 — Consumer Loans 240 254 — Credit Cards 146 146 — Residential Mortgage Loans 676 1,230 — Total $ 3,509 $ 12,888 $ 1,427 (1) Includes non-accrual loans with no allowance for credit loss and are also included in Non-Accrual loans totaling $12,888. December 31, 2021 Non-Accrual With No Allowance for Credit Loss ⁽¹⁾ Non-Accrual Loans Past Due Over 89 Days Still Accruing Commercial and Industrial Loans $ 1,989 $ 10,530 $ — Commercial Real Estate Loans 145 2,243 156 Agricultural Loans 1,041 1,136 — Leases — — — Home Equity Loans 1 24 — Consumer Loans 16 18 — Credit Cards 64 64 — Residential Mortgage Loans 587 587 — Total $ 3,843 $ 14,602 $ 156 (1) Includes non-accrual loans with no allowance for credit loss and are also included in Non-Accrual loans totaling $14,602. Interest income on non-accrual loans recognized during the years ended December 31, 2022 and 2021 totaled $32 and $80. The following tables present the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2022 and 2021: December 31, 2022 Real Estate Equipment Accounts Receivable Other Total Commercial and Industrial Loans $ 2,078 $ 1,219 $ 272 $ 5,851 $ 9,420 Commercial Real Estate Loans 12,192 36 — — 12,228 Agricultural Loans 4,944 318 — — 5,262 Leases — — — — — Home Equity Loans 467 — — — 467 Consumer Loans 8 2 — 12 22 Credit Cards — — — — — Residential Mortgage Loans 1,060 — — — 1,060 Total $ 20,749 $ 1,575 $ 272 $ 5,863 $ 28,459 December 31, 2021 Real Estate Equipment Accounts Receivable Other Total Commercial and Industrial Loans $ 1,716 $ 2,444 $ 549 $ 5,822 $ 10,531 Commercial Real Estate Loans 4,610 — — — 4,610 Agricultural Loans 1,522 — — — 1,522 Leases — — — — — Home Equity Loans 441 — — — 441 Consumer Loans 6 — — 2 8 Credit Cards — — — — — Residential Mortgage Loans 652 — — — 652 Total $ 8,947 $ 2,444 $ 549 $ 5,824 $ 17,764 The following tables present the aging of the amortized cost basis in past due loans by class of loans as of December 31, 2022 and 2021: December 31, 2022 30-59 Days 60-89 Days Greater Than 89 Days Past Due Total Loans Not Total Commercial and Industrial Loans $ 268 $ 681 $ 8,285 $ 9,234 $ 610,872 $ 620,106 Commercial Real Estate Loans 1,617 14 616 2,247 1,964,637 1,966,884 Agricultural Loans 343 — 123 466 416,947 417,413 Leases — — — — 56,396 56,396 Home Equity Loans 1,770 140 310 2,220 277,528 279,748 Consumer Loans 219 64 252 535 79,369 79,904 Credit Cards 86 24 146 256 17,256 17,512 Residential Mortgage Loans 6,330 2,783 1,051 10,164 340,518 350,682 Total $ 10,633 $ 3,706 $ 10,783 $ 25,122 $ 3,763,523 $ 3,788,645 December 31, 2021 30-59 Days 60-89 Days Greater Than 89 Days Past Due Total Loans Not Total Commercial and Industrial Loans $ 12 $ — $ 6,147 $ 6,159 $ 486,846 $ 493,005 Commercial Real Estate Loans — 5 891 896 1,529,781 1,530,677 Agricultural Loans — — — — 358,150 358,150 Leases — — — — 55,345 55,345 Home Equity Loans 225 229 25 479 222,046 222,525 Consumer Loans 158 58 4 220 70,082 70,302 Credit Cards 61 9 64 134 14,223 14,357 Residential Mortgage Loans 2,726 507 369 3,602 259,963 263,565 Total $ 3,182 $ 808 $ 7,500 $ 11,490 $ 2,996,436 $ 3,007,926 Troubled Debt Restructurings: In certain instances, the Company may choose to restructure the contractual terms of loans. A troubled debt restructuring occurs when the Bank grants a concession to the borrower that it would not otherwise consider due to a borrower’s financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without modification. This evaluation is performed under the Company’s internal underwriting policy. The Company uses the same methodology for loans acquired with deteriorated credit quality as for all other loans when determining whether the loan is a troubled debt restructuring. As of December 31, 2022 the Company had no troubled debt restructurings. As of December 31, 2021, the Company had troubled debt restructurings totaling $104. The Company had no specific allocation of allowance for these loans at December 31, 2021. The Company had not committed to lending any additional amounts during 2022 or 2021 to customers with outstanding loans that are classified as troubled debt restructurings. During the years ended December 31, 2022 and 2021, the Company had no loans modified as troubled debt restructurings. Additionally, there were no loans modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the years ended December 31, 2022 and 2021. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company classifies loans as to credit risk by individually analyzing loans. This analysis includes commercial and industrial loans, commercial real estate loans, and agricultural loans with an outstanding balance greater than $250. This analysis is typically performed on at least an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Term Loans Amortized Cost Basis by Origination Year As of December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial and Industrial: Risk Rating Pass $ 156,318 $ 117,648 $ 39,949 $ 46,505 $ 18,423 $ 51,482 $ 154,203 $ 584,528 Special Mention 56 148 577 78 551 2,346 1,672 5,428 Substandard 1,714 5,629 849 1,304 1,028 2,237 17,389 30,150 Doubtful — — — — — — — — Total Commercial and Industrial Loans $ 158,088 $ 123,425 $ 41,375 $ 47,887 $ 20,002 $ 56,065 $ 173,264 $ 620,106 Commercial Real Estate: Risk Rating Pass $ 398,631 $ 490,747 $ 261,462 $ 162,701 $ 129,151 $ 427,433 $ 35,163 $ 1,905,288 Special Mention 3,982 1,568 4,612 135 13,689 25,371 — 49,357 Substandard — 4,628 489 1,415 979 4,728 — 12,239 Doubtful — — — — — — — — Total Commercial Real Estate Loans $ 402,613 $ 496,943 $ 266,563 $ 164,251 $ 143,819 $ 457,532 $ 35,163 $ 1,966,884 Agricultural: Risk Rating Pass $ 62,673 $ 47,682 $ 47,355 $ 25,431 $ 21,728 $ 92,344 $ 83,862 $ 381,075 Special Mention 634 842 6,066 4,149 2,355 11,440 4,310 29,796 Substandard — 210 628 429 85 5,190 — 6,542 Doubtful — — — — — — — — Total Agricultural Loans $ 63,307 $ 48,734 $ 54,049 $ 30,009 $ 24,168 $ 108,974 $ 88,172 $ 417,413 Leases: Risk Rating Pass $ 20,057 $ 14,461 $ 9,648 $ 8,901 $ 1,851 $ 1,478 $ — $ 56,396 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total Leases $ 20,057 $ 14,461 $ 9,648 $ 8,901 $ 1,851 $ 1,478 $ — $ 56,396 Term Loans Amortized Cost Basis by Origination Year As of December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Commercial and Industrial: Risk Rating Pass $ 141,133 $ 57,477 $ 60,883 $ 29,005 $ 15,936 $ 48,559 $ 122,377 $ 475,370 Special Mention 115 128 227 649 7 918 1,510 3,554 Substandard 100 1,221 — 1,062 1,378 2,457 7,863 14,081 Doubtful — — — — — — — — Total Commercial and Industrial Loans $ 141,348 $ 58,826 $ 61,110 $ 30,716 $ 17,321 $ 51,934 $ 131,750 $ 493,005 Commercial Real Estate: Risk Rating Pass $ 404,175 $ 264,011 $ 164,204 $ 131,746 $ 139,788 $ 336,066 $ 26,697 $ 1,466,687 Special Mention 2,279 — 710 14,426 17,356 13,916 — 48,687 Substandard 74 — 7,687 1,528 — 6,014 — 15,303 Doubtful — — — — — — — — Total Commercial Real Estate Loans $ 406,528 $ 264,011 $ 172,601 $ 147,700 $ 157,144 $ 355,996 $ 26,697 $ 1,530,677 Agricultural: Risk Rating Pass $ 44,510 $ 45,101 $ 22,482 $ 24,187 $ 24,325 $ 71,268 $ 81,011 $ 312,884 Special Mention 1,714 5,346 5,503 3,025 6,438 6,624 8,271 36,921 Substandard — — 63 385 1,048 6,849 — 8,345 Doubtful — — — — — — — — Total Agricultural Loans $ 46,224 $ 50,447 $ 28,048 $ 27,597 $ 31,811 $ 84,741 $ 89,282 $ 358,150 Leases: Risk Rating Pass $ 19,689 $ 12,706 $ 12,990 $ 5,599 $ 2,473 $ 1,888 $ — $ 55,345 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total Leases $ 19,689 $ 12,706 $ 12,990 $ 5,599 $ 2,473 $ 1,888 $ — $ 55,345 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For residential, home equity and consumer loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following tables present the amortized cost in residential, home equity and consumer loans based on payment activity. Term Loans Amortized Cost Basis by Origination Year As of December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Consumer: Payment performance Performing $ 42,685 $ 22,708 $ 5,610 $ 2,394 $ 1,543 $ 1,553 $ 3,157 $ 79,650 Nonperforming 3 19 212 8 2 10 — 254 Total Consumer Loans $ 42,688 $ 22,727 $ 5,822 $ 2,402 $ 1,545 $ 1,563 $ 3,157 $ 79,904 Home Equity: Payment performance Performing $ 63 $ — $ — $ — $ — $ 591 $ 278,784 $ 279,438 Nonperforming — 20 — — 19 1 270 310 Total Home Equity Loans $ 63 $ 20 $ — $ — $ 19 $ 592 $ 279,054 $ 279,748 Residential Mortgage: Payment performance Performing $ 69,982 $ 97,176 $ 46,851 $ 20,080 $ 16,664 $ 98,699 $ — $ 349,452 Nonperforming — 161 253 — 78 738 — 1,230 Total Residential Mortgage Loans $ 69,982 $ 97,337 $ 47,104 $ 20,080 $ 16,742 $ 99,437 $ — $ 350,682 Term Loans Amortized Cost Basis by Origination Year As of December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Consumer: Payment performance Performing $ 39,923 $ 15,900 $ 4,325 $ 4,531 $ 600 $ 1,655 $ 3,350 $ 70,284 Nonperforming 3 — — — — 15 — 18 Total Consumer Loans $ 39,926 $ 15,900 $ 4,325 $ 4,531 $ 600 $ 1,670 $ 3,350 $ 70,302 Home Equity: Payment performance Performing $ — $ — $ — $ 21 $ — $ 835 $ 221,644 $ 222,500 Nonperforming — — — — — 1 24 25 Total Home Equity Loans $ — $ — $ — $ 21 $ — $ 836 $ 221,668 $ 222,525 Residential Mortgage: Payment performance Performing $ 84,809 $ 38,717 $ 15,244 $ 17,369 $ 19,688 $ 87,164 $ — $ 262,991 Nonperforming — — — — — 574 — 574 Total Residential Mortgage Loans $ 84,809 $ 38,717 $ 15,244 $ 17,369 $ 19,688 $ 87,738 $ — $ 263,565 The Company considers the performance of the loan portfolio and its impact on the allowance for credit losses. For certain retail loan classes, the Company also evaluates credit quality based on the aging status of the loan, which was previously presented, and by payment activity. The following table presents the recorded investment in retail loans based on payment activity: Credit Cards December 31, 2022 December 31, 2021 Performing $ 17,366 $ 14,293 Nonperforming 146 64 Total $ 17,512 $ 14,357 The following table presents loans purchased and/or sold during the year by portfolio segment: Commercial and Industrial Loans Commercial Real Estate Loans Agricultural Loans Leases Consumer Loans Home Equity Loans Credit Cards Residential Mortgage Loans Total December 31, 2022 Purchases $ 522 $ 411 $ — $ — $ — $ — $ — $ — $ 933 Sales — 3,819 97 — — — — — 3,916 December 31, 2021 Purchases $ — $ 2,271 $ — $ — $ — $ — $ — $ — $ 2,271 Sales 2,273 15,415 111 — — — — — 17,799 Certain directors, executive officers, and principal shareholders of the Company, including their immediate families and companies in which they are principal owners, were loan customers of the Company during 2022. A summary of the activity of these loans follows: Balance Additions Changes in Persons or Interests Included Deductions Balance Collected Charged-off $ 46,737 $ 20,132 $ (24) $ (15,759) $ — $ 51,086

Premises, Furniture, and Equipm

Premises, Furniture, and Equipment	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Premises, Furniture, and Equipment	Premises, Furniture, and Equipment Premises, furniture, and equipment was comprised of the following classifications at December 31: 2022 2021 Land $ 27,401 $ 20,776 Buildings and Improvements 109,682 91,512 Furniture and Equipment 46,665 41,424 Total Premises, Furniture and Equipment 183,748 153,712 Less: Accumulated Depreciation (71,511) (64,849) Total $ 112,237 $ 88,863 Depreciation expense was $6,648, $5,802 and $5,988 for 2022, 2021 and 2020, respectively.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2022
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Deposits	At year end 2022, stated maturities of time deposits were as follows: 2023 $ 317,454 2024 70,260 2025 16,128 2026 16,650 2027 7,960 Thereafter 17 Total $ 428,469 Time deposits and brokered certificates of deposit exceeding the FDIC insurance limit of $250 at December 31, 2022 and 2021 were $71,081 and $56,195, respectively. Time deposits originated from outside the geographic area, generally through brokers, totaled $3,277 and $4,001 at December 31, 2022 and 2021, respectively. Deposits from principal officers, directors, and their affiliates at year-end 2022 and 2021 were $62,435 and $71,968, respectively.

FHLB Advances and Other Borrowi

FHLB Advances and Other Borrowings	12 Months Ended
	Dec. 31, 2022
Advance from Federal Home Loan Bank [Abstract]
FHLB Advances and Other Borrowings	FHLB Advances and Other Borrowings The Company’s funding sources include Federal Home Loan Bank advances, borrowings from other third party correspondent financial institutions, issuance and sale of subordinated debt and other capital securities, and repurchase agreements. Information regarding each of these types of borrowings or other indebtedness is as follows: December 31, 2022 2021 Principal Unamortized Discount and Debt Issuance Costs Principal Unamortized Discount and Debt Issuance Costs Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 25,000 $ — $ 25,000 $ — Junior Subordinated Debentures assumed from American Community Bancorp, Inc. 8,248 (1,873) 8,248 (2,023) Junior Subordinated Debentures assumed from River Valley Bancorp, Inc. 7,217 (1,082) 7,217 (1,188) Junior Subordinated Debentures assumed from Citizens First Corporation 5,155 (919) 5,155 (984) Junior Subordinated Debentures assumed from Citizens Union Bancorp of Shelbyville, Inc. 20,600 (2,020) — — Subordinated Debentures 40,000 (538) 40,000 (621) Finance Lease Obligation 2,857 — 3,051 — Long-term Borrowings 109,077 (6,432) 88,671 (4,816) Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities 25,000 — — — Federal Funds Purchased 11,200 — — — Repurchase Agreements 64,961 — 68,328 — Short-term Borrowings 101,161 — 68,328 — Total Borrowings $ 210,238 $ (6,432) $ 156,999 $ (4,816) Repurchase agreements, which are classified as secured borrowings, generally mature within one day of the transaction date. Repurchase agreements are reflected at the amount of cash received in connection with the transaction. The Company may be required to provide additional collateral based on the value of the underlying securities. 2022 2021 Average Daily Balance During the Year $ 52,932 $ 52,824 Average Interest Rate During the Year 0.20 % 0.10 % Maximum Month-end Balance During the Year $ 72,084 $ 71,764 Weighted Average Interest Rate at Year-end 0.57 % 0.10 % At December 31, 2022 and 2021, the Company held one long-term FHLB advance with an interest rate of 1.54%. At December 31, 2022 and 2021, the Company had no advances containing options whereby the FHLB may convert a fixed rate advance to an adjustable rate advance. At December 31, 2022 and 2021, the Company had outstanding $39,462 and $39,379, respectively, in aggregate principal amount, of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”). The Notes bear interest at a fixed annual rate of 4.50% until but excluding June 30, 2024, payable semi-annually in arrears. The indenture for the Notes provides that, from and including June 30, 2024 to but excluding the maturity date of June 30, 2029, or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to the then-current three-month LIBOR (provided, however, that in the event three-month LIBOR is less than zero, three-month LIBOR shall be deemed to be zero) plus 268 basis points, payable quarterly in arrears. However, in anticipation of LIBOR being discontinued, the indenture also provided for an alternate rate being used when a successor reference rate had been selected by a central bank, reserve bank, monetary authority or any similar institution. As the Secured Overnight Financing Rate (“SOFR”) has been identified as the preferred alternate rate by the Alternative Reference Rates Committee, a U.S.-based group convened by the Federal Reserve Board and the Federal Reserve Bank of New York, and the Federal Reserve subsequently adopted final regulations that, among other things, established LIBOR benchmark replacements based on SOFR under certain circumstances, the Company anticipates that, on June 30, 2024, the quarterly interest on the Notes will be based upon the CME Term SOFR, as the replacement benchmark, including a static spread adjustment for the appropriate tenor as provided by the Federal Reserve regulations, plus the 268 basis points referenced above. See Replacement of LIBOR Benchmark below for additional information. The Notes are not subject to any sinking fund and are not convertible into or exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company. At December 31, 2022, the parent company had a $15 million line of credit with U.S. Bank National Association, which had no outstanding balance. The line of credit matures September 26, 2023. Interest on the line of credit is based upon one-month Term SOFR plus 1.85%. At December 31, 2022, scheduled principal payments on long-term borrowings, excluding the capitalized lease obligation and acquired subordinated debentures (which are discussed below) are as follows: 2023 $ — 2024 25,000 2025 — 2026 — 2027 — Thereafter 39,462 Total $ 64,462 The Company assumed the obligations of junior subordinated debentures through the acquisitions of American Community Bancorp, Inc., River Valley Bancorp, Citizens First Corporation and Citizens Union Bancorp of Shelbyville, Inc. The junior subordinated debentures were issued to ACB Capital Trust I, ACB Capital Trust II, RIVR Statutory Trust I, Citizens First Statutory Trust I, CUB Capital Trust I and CUB Capital Trust II. The trusts are wholly owned by the Company. In accordance with accounting guidelines, the trusts are not consolidated with the Company’s financials, but rather the subordinated debentures are shown as borrowings. The Company guarantees payment of distributions on the trust preferred securities issued by the various trusts. Interest is payable on a quarterly basis. These securities qualify as Tier 1 capital (with certain limitations) for regulatory purposes. $34,378 of the junior subordinated debentures were treated as Tier 1 capital for regulatory capital purposes as of December 31, 2022. $16,081 of the junior subordinated debentures were treated as Tier 1 capital for regulatory capital purposes as of December 31, 2021. As a result of the acquisitions, these liabilities were recorded at fair value at the acquisition date with the discount amortizing into interest expense over the life of the liability, ultimately accreting to the issuance amount disclosed below. The following table summarizes the terms of each issuance: Date of Issuance Carrying Variable Rate Rate as of Rate as of Maturity ACB Trust I 5/6/2005 $ 5,155 $ 4,013 90 day LIBOR + 2.15% 6.90 % 2.37 % May 2035 ACB Trust II 7/15/2005 3,093 2,362 90 day LIBOR + 1.85% 6.54 % 2.01 % July 2035 RIVR Statutory Trust I 3/26/2003 7,217 6,135 3-Month LIBOR + 3.15% 7.87 % 3.37 % March 2033 Citizens First Statutory Trust I 10/16/2006 5,155 4,236 3-Month LIBOR +1.65% 5.39 % 1.78 % January 2037 CUB Capital Trust I 10/21/2004 10,310 9,593 3-Month LIBOR +2.00% 6.69 % N/A November 2034 CUB Capital Trust II 8/17/2005 10,310 8,987 3-Month LIBOR +1.50% 5.58 % N/A October 2035 Replacement of LIBOR Benchmark: On March 15, 2022, the Adjustable Interest Rate (LIBOR) Act (the “LIBOR Act”) was signed into law in response to the U.K. Financial Conduct Authority, the authority regulating LIBOR, announcing that, among other things, the 1-month, 3-month, 6-month and 12-month U.S. dollar LIBOR settings would cease to exist after June 30, 2023. The LIBOR Act establishes a uniform national approach for replacing LIBOR in legacy contracts that do not provide for the use of a clearly defined replacement benchmark rate. As directed by the LIBOR Act, on December 16, 2022, the Federal Reserve issued a final rule setting forth regulations to implement the LIBOR Act, including establishing benchmark replacements based on SOFR for contracts governed by U.S. law that reference certain tenors of U.S. dollar LIBOR (the overnight and one-, three-, six-, and 12-month tenors) and that do not have terms that provide for the use of a clearly defined and practicable replacement benchmark rate (“fallback provisions”) following the first London banking day after June 30, 2023. As the junior subordinated debentures discussed above do not have LIBOR fallback provisions, after June 30, 2023, the interest paid on those debentures will be based upon the CME Term SOFR, as the replacement benchmark, including a static spread adjustment for the appropriate tenor, as provided by the LIBOR Act and related Federal Reserve regulations. The relevant spread adjustment for a three-month tenor is 0.26161 percent.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2022
Stockholders' Equity Note [Abstract]
Shareholders' Equity	Shareholders ’ Equity Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. The current risk-based capital rules, as adopted by federal banking regulators, are based upon guidelines developed by the Basel Committee on Banking Supervision and reflect various requirements of the Dodd-Frank Act (the “Basel III Rules”). The Basel III Rules require banking organizations to, among other things, maintain a minimum ratio of Total Capital to risk-weighted assets, a minimum ratio of Tier 1 Capital to risk-weighted assets, a minimum ratio of “Common Equity Tier 1 Capital” to risk-weighted assets, and a minimum leverage ratio (calculated as the ratio of Tier 1 Capital to adjusted average consolidated assets). In addition, under the Basel III Rules, in order to avoid limitations on capital distributions, including dividend payments, the Company is required to maintain a 2.5% capital conservation buffer above the adequately capitalized regulatory capital ratios. The net unrealized gain or loss on available for sale securities is not included in computing regulatory capital. At December 31, 2022, the Company and Bank meet all capital adequacy requirements to which they are subject. Prompt corrective action regulations provide five classifications, including well-capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year end 2022 and 2021, the most recent regulatory notifications categorized the Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the institution’s category. At December 31, 2022, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio ⁽¹⁾ Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 747,542 15.45 % $ 387,024 8.00 % N/A N/A Bank 680,695 14.07 386,959 8.00 $ 483,698 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 676,068 13.97 % $ 290,268 6.00 % N/A N/A Bank 649,221 13.42 290,219 6.00 $ 386,959 8.00 % Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 641,690 13.26 % $ 217,701 4.50 % N/A N/A Bank 649,221 13.42 217,664 4.50 $ 314,404 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 676,068 10.50 % $ 257,622 4.00 % N/A N/A Bank 649,221 10.09 257,341 4.00 $ 321,677 5.00 % (1) Excludes 2.5% capital conservation buffer. At December 31, 2021, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio ⁽¹⁾ Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 611,624 16.20 % $ 302,060 8.00 % N/A N/A Bank 503,549 13.36 301,495 8.00 $ 376,868 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 551,532 14.61 % $ 226,545 6.00 % N/A N/A Bank 483,457 12.83 226,121 6.00 $ 301,495 8.00 % Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 535,451 14.18 % $ 169,909 4.50 % N/A N/A Bank 483,457 12.83 169,591 4.50 $ 244,964 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 551,532 10.10 % $ 218,352 4.00 % N/A N/A Bank 483,457 8.88 217,839 4.00 $ 272,299 5.00 % (1) Excludes 2.5% capital conservation buffer. The Company and the Bank at year end 2022 and 2021 were categorized as well-capitalized. There have been no conditions or events that management believes has changed the classification of the Bank under the prompt corrective action regulations since the last notification from regulators. Regulations require the maintenance of certain capital levels at the Bank, and may limit the dividends payable by the affiliate to the holding company, or by the holding company to its shareholders. At December 31, 2022 the Bank had approximately $125,000 in retained earnings available for payment of dividends to the parent company without prior regulatory approval. In December 2018, federal banking regulators approved a final rule to address changes to credit loss accounting under GAAP, including banking organizations’ implementation of CECL. The final rule provides banking organizations the option to phase in over a three-year period the day-one adverse effects on regulatory capital that may result from the adoption of the new accounting standard. On March 27, 2020, in an action related to the CARES Act, the federal banking regulators announced an interim final rule to delay the estimated impact on regulatory capital stemming from the implementation of CECL. The interim final rule, which was finalized effective September 30, 2020, maintained the three-year transition option in the previous rule and provided banks the option to delay for two years an estimate of CECL’s effect on regulatory capital, relative to the incurred loss methodology’s effect on regulatory capital, followed by a three-year transition period (five-year transition option). The Company has taken advantage of the capital transition relief over the permissible five-year period and began the three-year phase-in of the regulatory impact effective January 1, 2022. Equity Plans and Equity Based Compensation During the periods presented, the Company maintained two equity incentive plans under which stock options, restricted stock, and other equity incentive awards could be granted. Those plans include (i) the Company’s 2009 Long-Term Equity Incentive Plan, under which no new grants may be made, and (ii) the Company’s 2019 Long-Term Equity Incentive Plan (the “2019 LTI Plan”). The 2019 LTI Plan, which authorizes a maximum aggregate issuance of 1,000,000 shares of common stock (subject to certain permitted adjustments), became effective on May 16, 2019, following approval of the Company’s shareholders. It will remain in effect until May 16, 2029, or until all shares of common stock subject to the 2019 LTI Plan are distributed, all awards have expired or terminated, or the plan is terminated pursuant to its terms, whichever occurs first. Stock Options Options may be designated as incentive stock options or as nonqualified stock options. While the date after which options are first exercisable is determined by the appropriate committee of the Board of Directors of the Company or, in the case of options granted to directors, by the Board of Directors, no stock option may be exercised after ten years from the date of grant (twenty years in the case of nonqualified stock options). The exercise price of stock options granted pursuant to the plans must be no less than the market value of the Common Stock on the date of the grant. The plans authorize an optionee to pay the exercise price of options in cash or in common shares of the Company or in some combination of cash and common shares. An optionee may tender already-owned common shares to the Company in exercise of an option. Certain of these plans authorize an optionee to surrender the value of an unexercised option in payment of an equivalent amount of the exercise price of the option. The Company typically issues authorized but unissued common shares upon the exercise of options. The intrinsic value for stock options is calculated based on the exercise price of the underlying awards and the market price of common stock as of the reporting date. During 2022, 2021 and 2020, the Company granted no options, and recorded no stock compensation expense related to option grants. The Company recorded no other stock compensation expense applicable to options during the years ended December 31, 2022, 2021 and 2020. Restricted Stock During the periods presented, awards of long-term incentives were granted in the form of restricted stock. In 2019 and prior, awards that were granted to management and selected other employees under the Company’s management incentive plan were granted in tandem with cash credit entitlements in the form of 60% restricted stock grants and 40% cash credit entitlements. In 2020, awards granted under the management incentive plan were granted in tandem with cash credit entitlements in the form of 66.67% restricted stock grants and 33.33% cash credit entitlements. In 2019 and prior, the restricted stock grants and tandem cash credit entitlements, generally, vested in three annual installments of 33.3% each. In 2020, 100% of the cash portion of an award vests towards the end of the year in which the grant was made, followed by the restricted stock grants vesting 50% in each of the 2nd and 3rd years. Beginning in 2021, for named executive officers, awards are granted in the form of 100% restricted stock grants which will vest in one-third installments on the first, second and third anniversaries of the award date. Awards that are granted to directors as additional retainers for their services do not include any cash credit entitlement. These director restricted stock grants are subject to forfeiture in the event that the recipient of the grant does not continue in service as a director of the Company through December 31 of the year after grant or does not satisfy certain meeting attendance requirements, at which time they generally vest 100 percent. For measuring compensation costs, restricted stock awards are valued based upon the market value of the common shares on the date of grant. The following table presents expense recorded for restricted stock and cash entitlements as well as the related tax effect for the years ended 2022, 2021, and 2020: 2022 2021 2020 Restricted Stock Expense $ 2,308 $ 1,692 $ 1,051 Cash Entitlement Expense 646 732 995 Tax Effect (766) (629) (531) Net of Tax $ 2,188 $ 1,795 $ 1,515 Unrecognized expense associated with the restricted stock grants and cash entitlements totaled $2,781, $2,497, and $2,046 as of December 31, 2022, 2021, and 2020, respectively. The following table presents information on restricted stock grants outstanding for the period shown: Year Ended Restricted Weighted Outstanding at Beginning of Period 67,160 $ 41.06 Granted 74,020 39.27 Issued and Vested (60,997) 39.03 Forfeited (5,310) 39.52 Outstanding at End of Period 74,873 41.05 Employee Stock Purchase Plan The Company’s shareholders approved the Company’s 2019 Employee Stock Purchase Plan on May 16, 2019, as well as an Amended and Restated 2019 Employee Stock Purchase Plan on May 21, 2020, which was amended and restated to reflect certain clarifying changes (the “2019 ESPP”). The 2019 ESPP replaced the Company’s 2009 Employee Stock Purchase Plan, which expired by its own terms on August 16, 2019. The 2019 ESPP provides for a series of 3-month offering periods, commencing on the first day and ending on the last trading day of each calendar quarter, for the purchase of the Company’s common stock by participating employees. The purchase price of the shares has been set at 95% of the fair market value of the Company’s common stock on the last trading day of the offering period. A total of 750,000 common shares has been reserved for issuance under the 2019 ESPP. The 2019 ESPP will continue until September 30, 2029, or, if earlier, until all of the shares of common stock allocated to the 2019 ESPP have been purchased. Funding for the purchase of common stock is from employee and Company contributions. In 2022, the Company recorded $53 of expense, $39 net of tax, for the employee stock purchase plan. In 2021, the Company recorded $45 of expense, $34 net of tax, for the employee stock purchase plan. In 2020, the Company recorded $40 of expense, $30 net of tax, for the employee stock purchase plan. There was no unrecognized compensation expense as of December 31, 2022, 2021 and 2020 for the Employee Stock Purchase Plans. Stock Repurchase Plan On January 25, 2021, the Company’s Board of Directors approved a plan to repurchase up to one million shares of the Company’s outstanding common stock. On a share basis, the amount of common stock subject to the repurchase plan represented approximately 4% of the Company’s outstanding shares at the time it was adopted. During 2021, the Company did not repurchase any of its outstanding common stock. The 2021 plan replaced a similar share repurchase plan approved by the Company’s Board of Directors on January 27, 2020. At the time of its termination in 2021, the Company had repurchased 221,912 shares of common stock under the 2020 plan. On January 31, 2022, the Company’s Board of Directors terminated the 2021 repurchase plan and approved a new plan to repurchase up to one million shares of the Company’s outstanding common stock. On a share basis, the amount of common stock subject to the new repurchase plan represented approximately 3% of the Company’s outstanding shares on the date it was approved. The Company is not obligated to purchase shares under the plan, and the plan may be discontinued at any time. The actual timing, number and share price of shares purchased under the repurchase plan will be determined by the Company at its discretion and will depend upon such factors as the market price of the stock, general market and economic conditions and applicable legal requirements. In August 2022, the Inflation Reduction Act of 2022 (the “IRA”) was enacted. Among other things, the IRA imposes a new 1% excise tax on the fair market value of stock repurchased after December 31, 2022 by publicly traded U.S. corporations, like the Company. With certain exceptions, the value of stock repurchased is determined net of stock issued in the year, including shares issued pursuant to compensatory arrangements.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Employee Benefit Plans	Employee Benefit Plans The Company provides a contributory trusteed 401(k) deferred compensation and profit sharing plan, which covers substantially all employees. The Company agrees to match certain employee contributions under the 401(k) portion of the plan, while profit sharing contributions are discretionary and are subject to determination by the Board of Directors. Company contributions were $2,152, $2,050, and $1,956 for 2022, 2021, and 2020, respectively. The Company self-insures employee health benefits. Stop loss insurance covers annual losses exceeding $175 per covered family. Management’s policy is to establish a reserve for claims not submitted by a charge to earnings based on prior experience. Charges to earnings were $7,619, $5,520, and $5,234 for 2022, 2021, and 2020, respectively. The Company maintains deferred compensation plans for the benefit of certain directors and officers. Under the plans, the Company agrees in return for the directors and officers deferring the receipt of a portion of their current compensation, to pay a retirement benefit computed as the amount of the compensation deferred plus accrued interest at a variable rate. Accrued benefits payable totaled $3,212 and $2,279 at December 31, 2022 and 2021. Deferred compensation expense was $1,143, $302, and $304 for 2022, 2021, and 2020, respectively. In conjunction with the plans, the Company purchased life insurance on certain directors and officers. Postretirement Medical and Life Benefit Plan The Company has an unfunded postretirement benefit plan covering substantially all of its employees. The medical plan is contributory with the participants’ contributions adjusted annually; the life insurance plans are noncontributory. Changes in Accumulated Postretirement Benefit Obligations: 2022 2021 Obligation at the Beginning of Year $ 1,592 $ 1,634 Unrecognized Loss (Gain) (71) (68) Components of Net Periodic Postretirement Benefit Cost Service Cost 105 119 Interest Cost 35 28 Net Expected Benefit Payments (131) (121) Amendments — — Obligation at End of Year $ 1,530 $ 1,592 Components of Postretirement Benefit Expense: 2022 2021 2020 Service Cost $ 105 $ 119 $ 110 Interest Cost 35 28 41 Amortization of Prior Service Costs (2) (2) 2 Amortization of Unrecognized Net (Gain) Loss 43 55 64 Net Postretirement Benefit Expense 181 200 217 Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss) (112) (121) 15 Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income $ 69 $ 79 $ 232 Assumptions Used to Determine Net Periodic Cost and Benefit Obligations: 2022 2021 2020 Discount Rate 4.83 % 2.31 % 1.81 % Assumed Health Care Cost Trend Rates at Year-end: 2022 2021 Health Care Cost Trend Rate Assumed for Next Year 7.50 % 8.00 % Rate that the Cost Trend Rate Gradually Declines to 4.50 % 4.50 % Year that the Rate Reaches the Rate it is Assumed to Remain at 2028 2028 Contributions The Company expects to contribute $142 to its postretirement medical and life insurance plan in 2023. Estimated Future Benefits The following postretirement benefit payments, which reflect expected future service, are expected to be paid: 2023 $ 142 2024 131 2025 133 2026 159 2027 172 2028-2032 857 Multi-Employer Pension Plan Through the acquisition of River Valley Bancorp, the Company acquired a participation in a multi-employer defined benefit pension plan. Effective December 31, 2015, the plan was frozen. Pension expense was approximately $53 and $66 during 2022 and 2021, respectively. Specific plan asset and accumulated benefit information for the Company's portion of the fund is not available. Under the Employee Retirement Income and Security Act of 1974 (“ERISA”), a contributor to a multi-employer pension plan may be liable in the event of complete or partial withdrawal for the benefit payments guaranteed under ERISA, but there is no intention to withdraw. The Company participates in the Pentegra Defined Benefit Plan for Financial Institutions (the “Pentegra DB Plan”), a tax-qualified defined-benefit pension plan. The Pentegra DB Plan operates as a multi-employer plan for accounting purposes and as a multiple-employer plan under ERISA and the Internal Revenue Code. There are no collective bargaining agreements in place that require contributions to the Pentegra DB Plan. The Pentegra DB Plan is a single plan under Internal Revenue Code Section 413(c) and, as a result, all of the assets stand behind all of the liabilities. Accordingly, under the Pentegra DB Plan, contributions made by a participating employer may be used to provide benefits to participants of other participating employers.

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income Taxes	The provision for income taxes consists of the following: 2022 2021 2020 Current Federal $ 13,049 $ 13,437 $ 14,186 Current State 1,763 2,547 2,265 Deferred Federal 1,868 2,056 (2,765) Deferred State 671 608 (852) Total $ 17,351 $ 18,648 $ 12,834 Effective tax rates differ from the federal statutory rate of 21% for 2022, 2021 and 2020 applied to income before income taxes due to the following: 2022 2021 2020 Statutory Rate Times Pre-tax Income $ 20,827 $ 21,585 $ 15,759 Add (Subtract) the Tax Effect of: Income from Tax-exempt Loans and Investments (5,223) (3,872) (2,681) Non-deductible Merger Costs 177 — — State Income Tax, Net of Federal Tax Effect 1,923 2,492 1,116 General Business Tax Credits (1,038) (1,013) (1,085) Company Owned Life Insurance (476) (321) (484) Other Differences 1,161 (223) 209 Total Income Taxes $ 17,351 $ 18,648 $ 12,834 The net deferred tax asset/(liability) at December 31 consists of the following: 2022 2021 Deferred Tax Assets: Allowance for Credit Losses $ 10,478 $ 8,470 Lease Liability (Operating Leases) 1,585 1,542 Unrealized Loss on Securities 70,234 — Deferred Compensation and Employee Benefits 1,162 878 Other-than-temporary Impairment 246 246 Accrued Expenses 1,325 1,288 Business Combination Fair Value Adjustments 205 138 Pension and Postretirement Plans 182 200 Other Real Estate Owned 70 — Non-Accrual Loan Interest Income 629 567 General Business Tax Credits 198 — Net Operating Loss Carryforward 828 447 Mortgage Servicing Rights — 49 Other 1,190 1,860 Total Deferred Tax Assets 88,332 15,685 Deferred Tax Liabilities: Depreciation (2,859) (2,496) Leasing Activities, Net (10,983) (10,878) Unrealized Gain on Securities — (4,366) FHLB Stock Dividends (488) (199) Prepaid Expenses (684) (646) Intangibles (3,181) (1,651) Deferred Loan Fees (1,127) (790) Mortgage Servicing Rights (58) — Right of Use Asset (Operating Leases) (1,548) (1,515) Other (924) (75) Total Deferred Tax Liabilities (21,852) (22,616) Valuation Allowance — — Net Deferred Tax Asset/(Liability) $ 66,480 $ (6,931) Under the Internal Revenue Code, through 1996, three acquired banking companies, which are now a part of the Company’s single banking subsidiary, were allowed a special bad debt deduction related to additions to tax bad debt reserves established for the purpose of absorbing losses. The acquired banks were formerly known as River Valley Financial Bank (acquired in March 2016), Peoples Community Bank (acquired in October 2005) and First American Bank (acquired in January 1999). Subject to certain limitations, these banks were permitted to deduct from taxable income an allowance for bad debts based on a percentage of taxable income before such deductions or actual loss experience. Each of the banks generally computed its annual addition to its bad debt reserves using the percentage of taxable income method; however, due to certain limitations in 1996, the banks were only allowed a deduction based on actual loss experience. Retained earnings at December 31, 2022, include approximately $5,095 for which no provision for federal income taxes has been made. This amount represents allocations of income for allowable bad debt deductions. Reduction of amounts so allocated for purposes other than tax bad debt losses will create taxable income, which will be subject to the then current corporate income tax rate. It is not contemplated that amounts allocated to bad debt deductions will be used in any manner to create taxable income. The unrecorded deferred income tax liability on the above amount at December 31, 2022 was approximately $1,070. As of December 31, 2022, the Company had Kentucky net operating loss carryforwards of $20,974, which expire in years ranging from 2029 through 2040. These net operating loss carryforwards are expected to be fully utilized before their expiration dates. Unrecognized Tax Benefits The Company had no unrecognized tax benefits as of December 31, 2022, 2021, and 2020, and did not recognize any increase in unrecognized benefits during 2022 relative to any tax positions taken in 2022. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is the Company’s policy to record such accruals in its income tax expense accounts; no such accruals existed as of December 31, 2022, 2021, and 2020. The Company and its corporate subsidiaries file a consolidated U.S. Federal income tax return, which is subject to examination for all years after 2018. The Company and its corporate subsidiaries file combined/unitary returns in various states, which are subject to examination for all years after 2018.

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2022
Revenue from Contract with Customer [Abstract]
Revenue Recognition	Revenue Recognition The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), for the years ended December 31, 2022, 2021 and 2020. Trust and investment product fees are included in the wealth management services segment while insurance revenues are included in the insurance segment. All other revenue streams are primarily included in the banking segment. Year Ended December 31, Non-interest Income 2022 2021 2020 In-Scope of Topic 606: Wealth Management Fees $ 10,076 $ 10,321 $ 8,005 Service Charges on Deposit Accounts 11,457 7,723 7,334 Insurance Revenues 10,020 9,268 8,922 Interchange Fee Income 15,820 13,116 10,529 Other Operating Income 3,223 2,877 2,361 Non-interest Income (in-scope of Topic 606) 50,596 43,305 37,151 Non-interest Income (out-of-scope of Topic 606) 8,537 16,157 17,323 Total Non-interest Income $ 59,133 $ 59,462 $ 54,474 A description of the Company’s revenue streams accounted for under Topic 606 follows: Service Charges on Deposit Accounts : The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges and statement rendering, are recognized at the time the transaction is executed (the point in time the Company fills the customer’s request). Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Interchange Fee Income: The Company earns interchange fees from debit/credit cardholder transactions conducted through various payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Wealth Management Fees: The Company earns wealth management and investment services income from its contracts with wealth management customers to manage assets for investment and/or to transact their accounts. These fees are primarily earned over time as the Company provides the contracted monthly or quarterly services and are generally assessed based on the market value of assets under management at month-end. Fees that are transaction based, including trade execution services, are recognized at the point in time that the transaction is executed (trade date). Insurance Revenues : The Company earns insurance revenue from commissions derived from the sale of personal and corporate property and casualty insurance products. These commissions are primarily earned over time as the Company provides the contracted insurance product to customers.

Per Share Data

Per Share Data	12 Months Ended
	Dec. 31, 2022
Earnings Per Share [Abstract]
Per Share Data	The computation of Basic Earnings per Share and Diluted Earnings per Share are provided below: 2022 2021 2020 Basic Earnings per Share: Net Income $ 81,825 $ 84,137 $ 62,210 Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Basic Earnings per Share $ 2.78 $ 3.17 $ 2.34 Diluted Earnings per Share: Net Income $ 81,825 $ 84,137 $ 62,210 Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Stock Options, Net — — — Diluted Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Diluted Earnings per Share $ 2.78 $ 3.17 $ 2.34 There were no anti-dilutive shares at December 31, 2022, 2021, and 2020. There were no stock options outstanding at December 31, 2022, 2021 and 2020. Restricted stock units are participating shares and included in outstanding shares for purposes of the calculation of earnings per share.

Leases

Leases	12 Months Ended
	Dec. 31, 2022
Leases [Abstract]
Leases	Leases At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. German American has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. The right-of-use asset is included in the ‘Premises, Furniture and Equipment, Net’ line of the consolidated balance sheet. The lease liability is included in the ‘Accrued Interest Payable and Other Liabilities’ line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard. The components of lease expense were as follows: December 31, 2022 December 31, 2021 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 $ 210 Interest on Lease Liabilities 326 345 Operating Lease Cost 1,508 1,423 Short-term Lease Cost — 80 Total Lease Cost $ 2,044 $ 2,058 The weighted average lease term and discount rates were as follows: December 31, 2022 December 31, 2021 Weighted Average Remaining Lease Term: Finance Leases 9 years 10 years Operating Leases 7 years 7 years Weighted Average Discount Rate: Finance Leases 11.41 % 11.45 % Operating Leases 2.98 % 3.02 % Supplemental balance sheet information related to leases were as follows: December 31, 2022 December 31, 2021 Finance Leases Premises, Furniture and Equipment, Net $ 1,858 $ 2,068 Other Borrowings $ 2,857 $ 3,051 Operating Leases Operating Lease Right-of-Use Assets $ 6,297 $ 6,115 Operating Lease Liabilities $ 6,447 $ 6,227 Supplemental cash flow information related to leases were as follows: December 31, 2022 December 31, 2021 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 326 $ 345 Operating Cash Flows from Operating Leases 1,449 2,808 Financing Cash Flows from Finance Leases 186 155 The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2022 Finance Leases Operating Leases Year 1 $ 519 $ 1,376 Year 2 519 1,187 Year 3 519 1,021 Year 4 519 845 Year 5 492 662 Thereafter 1,985 2,108 Total Lease Payments 4,553 7,199 Less Imputed Interest (1,696) (752) Total $ 2,857 $ 6,447
Leases	Leases At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. German American has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. The right-of-use asset is included in the ‘Premises, Furniture and Equipment, Net’ line of the consolidated balance sheet. The lease liability is included in the ‘Accrued Interest Payable and Other Liabilities’ line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard. The components of lease expense were as follows: December 31, 2022 December 31, 2021 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 $ 210 Interest on Lease Liabilities 326 345 Operating Lease Cost 1,508 1,423 Short-term Lease Cost — 80 Total Lease Cost $ 2,044 $ 2,058 The weighted average lease term and discount rates were as follows: December 31, 2022 December 31, 2021 Weighted Average Remaining Lease Term: Finance Leases 9 years 10 years Operating Leases 7 years 7 years Weighted Average Discount Rate: Finance Leases 11.41 % 11.45 % Operating Leases 2.98 % 3.02 % Supplemental balance sheet information related to leases were as follows: December 31, 2022 December 31, 2021 Finance Leases Premises, Furniture and Equipment, Net $ 1,858 $ 2,068 Other Borrowings $ 2,857 $ 3,051 Operating Leases Operating Lease Right-of-Use Assets $ 6,297 $ 6,115 Operating Lease Liabilities $ 6,447 $ 6,227 Supplemental cash flow information related to leases were as follows: December 31, 2022 December 31, 2021 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 326 $ 345 Operating Cash Flows from Operating Leases 1,449 2,808 Financing Cash Flows from Finance Leases 186 155 The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2022 Finance Leases Operating Leases Year 1 $ 519 $ 1,376 Year 2 519 1,187 Year 3 519 1,021 Year 4 519 845 Year 5 492 662 Thereafter 1,985 2,108 Total Lease Payments 4,553 7,199 Less Imputed Interest (1,696) (752) Total $ 2,857 $ 6,447

Commitments and Off-balance She

Commitments and Off-balance Sheet Items	12 Months Ended
	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Off-balance Sheet Items	Commitments and Off-balance Sheet Items In the normal course of business, there are various commitments and contingent liabilities, such as commitments to extend credit and commitments to sell loans, which are not reflected in the accompanying consolidated financial statements. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to make loans and standby letters of credit is represented by the contractual amount of those instruments. The Company uses the same credit policy to make commitments as it uses for on-balance sheet items. The Company’s exposure to credit risk for commitments to sell loans is dependent upon the ability of the counter-party to purchase the loans. This is generally assured by the use of government sponsored entity counterparts. These commitments are subject to market risk resulting from fluctuations in interest rates. Commitments and contingent liabilities are summarized as follows, at December 31: 2022 2021 Fixed Variable Fixed Variable Commitments to Fund Loans: Consumer Lines $ 15,238 $ 576,784 $ 16,784 $ 476,719 Commercial Operating Lines 161,058 611,357 59,917 473,033 Residential Mortgages 15,129 5,327 25,132 214 Total Commitments to Fund Loans $ 191,425 $ 1,193,468 $ 101,833 $ 949,966 Commitments to Sell Loans: Mandatory $ — $ — $ 288 $ — Non-mandatory $ 8,731 $ — $ 12,589 $ — Standby Letters of Credit $ 3,047 $ 17,117 $ 1,491 $ 8,447 The fixed rate commitments to fund loans have interest rates ranging from 2.00% to 24.00% and maturities ranging from less than 1 year to 27 years. Since many commitments to make loans expire without being used, these amounts do not necessarily represent future cash commitments. Collateral obtained upon exercise of the commitment is determined using management’s credit evaluation of the borrower, and may include accounts receivable, inventory, property, land, and other items.

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For investment securities where quoted prices are not available, fair values are calculated based on market prices of similar investment securities (Level 2). For investment securities where quoted prices or market prices of similar investment securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Level 3 pricing is obtained from a third-party based upon similar trades that are not traded frequently without adjustment by the Company. At December 31, 2022, the Company held $83 in Level 3 securities which consist of non-rated Obligations of State and Political Subdivisions and $906 in Level 3 securities which consist of non-rated MBS/CMO. Absent the credit rating, significant assumptions must be made such that the credit risk input becomes an unobservable input and thus these investment securities are reported by the Company in a Level 3 classification. Derivatives: The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). Individually Analyzed Loans: Fair values for collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances includes consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value in the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor’s required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s Risk Management Area reviews the assumptions and approaches utilized in the appraisal. In determining the value of impaired collateral dependent loans and other real estate owned, significant unobservable inputs may be used which include: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Other Real Estate: Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate (ORE) are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property utilizing similar techniques as discussed above for Impaired Loans, resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, impairment loss is recognized. Loans Held-for-Sale: The fair values of loans held for sale are determined by using quoted prices for similar assets, adjusted for specific attributes of that loan resulting in a Level 2 classification. Assets and Liabilities Measured on a Recurring Basis Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below: Fair Value Measurements at December 31, 2022 Using Quoted Prices in Significant Other Significant Total Assets: U.S. Treasury $ 64,119 $ — $ — $ 64,119 Obligations of State and Political Subdivisions — 777,769 83 777,852 MBS/CMO — 713,775 906 714,681 US Gov't Sponsored Entities & Agencies — 205,017 — 205,017 Total Securities $ 64,119 $ 1,696,561 $ 989 $ 1,761,669 Loans Held-for-Sale $ — $ 8,600 $ — $ 8,600 Derivative Assets $ — $ 9,899 $ — $ 9,899 Derivative Liabilities $ — $ 9,749 $ — $ 9,749 Fair Value Measurements at December 31, 2021 Using Quoted Prices in Significant Other Significant Total Assets: Obligations of State and Political Subdivisions $ — $ 925,706 $ — $ 925,706 MBS/CMO — 791,950 — 791,950 US Gov't Sponsored Entities & Agencies — 171,961 — 171,961 Total Securities $ — $ 1,889,617 $ — $ 1,889,617 Loans Held-for-Sale $ — $ 10,585 $ — $ 10,585 Derivative Assets $ — $ 4,519 $ — $ 4,519 Derivative Liabilities $ — $ 4,762 $ — $ 4,762 As of December 31, 2022 and 2021, the aggregate fair value, contractual balance (including accrued interest), and gain or loss on Loans Held-for-Sale were as follows: 2022 2021 Aggregate Fair Value $ 8,600 $ 10,585 Contractual Balance 8,474 10,296 Gain (Loss) 126 289 The total amount of gains and losses from changes in fair value included in earnings for the years ended December 31, 2022, 2021 and 2020 for loans held for sale were $(163), $(237), and $191, respectively. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021: Obligations of State and Political Subdivisions MBS/CMO 2022 2021 2022 2021 Balance of Recurring Level 3 Assets at January 1 $ — $ 497 $ — $ — Total Gains (Losses) Included in Other Comprehensive Income (17) (2) (76) — Maturities / Calls — (495) — — Acquired through Bank Acquisition 100 — 982 — Balance of Recurring Level 3 Assets at December 31 $ 83 $ — $ 906 $ — Of the total gain/loss included in earnings for the years ended December 31, 2022 and 2021, $(93) and $(2) was attributable to other changes in fair value, respectively. Assets and Liabilities Measured on a Non-Recurring Basis Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2022 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Individually Analyzed Loans Commercial and Industrial Loans $ — $ — $ 1,858 $ 1,858 Commercial Real Estate Loans — — 10,040 10,040 Agricultural Loans — — 2,970 2,970 Consumer Loans — — 8 8 Home Equity Loans — — 368 368 Residential Mortgage Loans — — 718 718 Fair Value Measurements at December 31, 2021 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Individually Analyzed Loans Commercial and Industrial Loans $ — $ — $ 4,423 $ 4,423 Commercial Real Estate Loans — — 1,672 1,672 Agricultural Loans — — 79 79 Consumer Loans — — — — Home Equity Loans — — 345 345 Residential Mortgage Loans — — — — There was no Other Real Estate carried at fair value less costs to sell at December 31, 2022 and 2021. No charge to earnings was included in the years ended December 31, 2022 and 2021. The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022 and 2021: December 31, 2022 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Individually Analyzed Loans - Commercial and Industrial Loans $ 1,858 Sales comparison approach Adjustment for physical condition of comparable properties sold 0% - 100% (40%) Individually Analyzed Loans - Commercial Real Estate Loans $ 10,040 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (37%) Individually Analyzed Loans - Agricultural Loans $ 2,970 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (48%) Individually Analyzed Loans - Consumer Loans $ 8 Sales comparison approach Adjustment for physical condition of comparable properties sold 27% - 100% (20%) Individually Analyzed Loans - Home Equity Loans $ 368 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% - 51% (20%) Individually Analyzed Loans - Residential Mortgage Loans $ 718 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% -100% (21%) December 31, 2021 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Individually Analyzed Loans - Commercial and Industrial Loans $ 4,423 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (69%) Individually Analyzed Loans - Commercial Real Estate Loans $ 1,672 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (46%) Individually Analyzed Loans - Agricultural Loans $ 79 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 96% (90%) Individually Analyzed Loans - Consumer Loans $ — Sales comparison approach Adjustment for physical condition of comparable properties sold 100% (100%) Individually Analyzed Loans - Home Equity Loans $ 345 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% - 23% (22%) Individually Analyzed Loans - Residential Mortgage Loans $ — Sales comparison approach Adjustment for physical condition of comparable properties sold —% - —% (—%) The carrying amounts and estimated fair values of the Company’s financial instruments not previously presented are provided in the tables below for the periods ending December 31, 2022 and 2021. Not all of the Company’s assets and liabilities are considered financial instruments, and therefore are not included in the tables. Because no active market exists for a significant portion of the Company’s financial instruments, fair value estimates were based on subjective judgments, and therefore cannot be determined with precision. Fair Value Measurements at Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 119,079 $ 77,174 $ 41,905 $ — $ 119,079 Interest Bearing Time Deposits with Banks 500 — 500 — 500 Loans, Net 3,724,804 — — 3,688,903 3,688,903 Accrued Interest Receivable 27,741 38 10,863 16,840 27,741 Financial Liabilities: Demand, Savings, and Money Market Deposits (4,921,582) (4,921,582) — — (4,921,582) Time Deposits (428,469) — (426,184) — (426,184) Short-term Borrowings (101,161) (36,200) (64,961) — (101,161) Long-term Debt (102,645) — (26,830) (72,272) (99,102) Accrued Interest Payable (1,513) — (1,205) (308) (1,513) Fair Value Measurements at Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 396,890 $ 47,173 $ 349,717 $ — $ 396,890 Interest Bearing Time Deposits with Banks 745 — 745 — 745 Loans, Net 2,960,278 — — 2,980,555 2,980,555 Accrued Interest Receivable 20,229 — 9,213 11,016 20,229 Financial Liabilities: Demand, Savings, and Money Market Deposits (4,397,217) (4,397,217) — — (4,397,217) Time Deposits (347,099) — (347,876) — (347,876) Short-term Borrowings (68,328) — (68,328) — (68,328) Long-term Debt (83,855) — (28,320) (58,303) (86,623) Accrued Interest Payable (613) — (579) (34) (613)

Segment Information

Segment Information	12 Months Ended
	Dec. 31, 2022
Segment Reporting [Abstract]
Segment Information	Segment Information The Company’s operations include three primary segments: core banking, wealth management services, and insurance operations. The core banking segment involves attracting deposits from the general public and using such funds to originate consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, primarily in the Company’s local markets. The core banking segment also involves the sale of residential mortgage loans in the secondary market. The wealth management segment involves providing trust, investment advisory, brokerage and retirement planning services to customers. The insurance segment offers a full range of personal and corporate property and casualty insurance products, primarily in the Company’s banking subsidiary’s local markets. The core banking segment is comprised by the Company’s banking subsidiary, German American Bank, which operated through 77 banking offices at December 31, 2022. Net interest income from loans and investments funded by deposits and borrowings is the primary revenue for the core-banking segment. The wealth management segment’s revenues are comprised primarily of fees generated by the trust operations of the Company's banking subsidiary and by German American Investment Services, Inc. These fees are derived by providing trust, investment advisory, brokerage and retirement planning services to its customers. The insurance segment primarily consists of German American Insurance, Inc., which provides a full line of personal and corporate insurance products. Commissions derived from the sale of insurance products are the primary source of revenue for the insurance segment. The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the three segments are the same as those of the Company. The evaluation process for segments does not include holding company income and expense. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2022 Net Interest Income $ 204,259 $ 46 $ 27 $ (3,748) $ 200,584 Net Gains on Sales of Loans 3,818 — — — 3,818 Net Gains on Securities 589 — — (27) 562 Wealth Management Fees 4 10,072 — — 10,076 Insurance Revenues 31 12 9,977 — 10,020 Noncash Items: Provision for Credit Losses 6,350 — — — 6,350 Depreciation and Amortization 9,571 41 48 456 10,116 Income Tax Expense (Benefit) 17,873 691 720 (1,933) 17,351 Segment Profit (Loss) 82,965 2,157 2,281 (5,578) 81,825 Segment Assets at December 31, 2022 6,152,346 8,846 14,706 (19,907) 6,155,991 Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2021 Net Interest Income $ 163,395 $ 42 $ 11 $ (2,618) $ 160,830 Net Gains on Sales of Loans 8,267 — — — 8,267 Net Gains on Securities 2,247 — — — 2,247 Wealth Management Fees 4 10,317 — — 10,321 Insurance Revenues 14 7 9,247 — 9,268 Noncash Items: Provision for Credit Losses (6,500) — — — (6,500) Depreciation and Amortization 8,346 46 57 321 8,770 Income Tax Expense (Benefit) 18,774 826 652 (1,604) 18,648 Segment Profit (Loss) 82,066 2,543 2,034 (2,506) 84,137 Segment Assets at December 31, 2021 5,595,721 6,115 12,245 (5,542) 5,608,539 Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2020 Net Interest Income $ 157,936 $ 18 $ 11 $ (2,722) $ 155,243 Net Gains on Sales of Loans 9,908 — — — 9,908 Net Gains on Securities 4,081 — — — 4,081 Wealth Management Fees 3 8,002 — — 8,005 Insurance Revenues 12 15 8,895 — 8,922 Noncash Items: Provision for Credit Losses 17,550 — — — 17,550 Depreciation and Amortization 9,012 28 68 321 9,429 Income Tax Expense (Benefit) 13,758 452 536 (1,912) 12,834 Segment Profit (Loss) 60,812 1,355 1,655 (1,612) 62,210 Segment Assets at December 31, 2020 4,963,655 4,480 10,263 (821) 4,977,577

Parent Company Financial Statem

Parent Company Financial Statements	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Parent Company Financial Statements	The condensed financial statements of German American Bancorp, Inc. are presented below: CONDENSED BALANCE SHEETS December 31, 2022 2021 ASSETS Cash $ 46,541 $ 86,391 Other Investments 353 353 Investment in Subsidiary Bank 566,494 616,459 Investment in Non-banking Subsidiaries 6,747 5,973 Other Assets 19,165 20,678 Total Assets $ 639,300 $ 729,854 LIABILITIES Borrowings $ 74,788 $ 55,804 Other Liabilities 6,119 5,591 Total Liabilities 80,907 61,395 SHAREHOLDERS’ EQUITY Common Stock 29,493 26,554 Additional Paid-in Capital 387,171 276,057 Retained Earnings 405,167 350,364 Accumulated Other Comprehensive Income (Loss) (263,438) 15,484 Total Shareholders’ Equity 558,393 668,459 Total Liabilities and Shareholders’ Equity $ 639,300 $ 729,854 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) Years Ended December 31, 2022 2021 2020 INCOME Dividends from Subsidiaries Bank $ 35,000 $ 65,000 $ 40,000 Non-bank — 1,470 1,580 Interest Income 104 109 118 Other Income (Loss) 31 11 25 Total Income 35,135 66,590 41,723 EXPENSES Salaries and Employee Benefits 535 537 498 Professional Fees 1,989 1,256 564 Occupancy and Equipment Expense 8 10 7 Interest Expense 3,963 2,763 2,907 Other Expenses 1,162 1,200 1,286 Total Expenses 7,657 5,766 5,262 INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 27,478 60,824 36,461 Income Tax Benefit 1,947 1,607 1,922 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 29,425 62,431 38,383 Equity in Undistributed Income of Subsidiaries 52,400 21,706 23,827 NET INCOME 81,825 84,137 62,210 Other Comprehensive Income (Loss): Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale (278,976) (19,891) 20,270 Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net 54 — — TOTAL COMPREHENSIVE INCOME (LOSS) $ (197,097) $ 64,246 $ 82,480 CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, 2022 2021 2020 CASH FLOWS FROM OPERATING ACTIVITIES Net Income $ 81,825 $ 84,137 $ 62,210 Adjustments to Reconcile Net Income to Net Cash from Operations Change in Other Assets 3,861 (3,939) (8,575) Change in Other Liabilities 1,200 863 (142) Equity Based Compensation 2,330 1,723 1,051 Excess Tax Benefit from Restricted Share Grant — — 3 Equity in Excess Undistributed Income of Subsidiaries (52,400) (21,706) (23,827) Net Cash from Operating Activities 36,816 61,078 30,720 CASH FLOWS FROM INVESTING ACTIVITIES Cash Used for Business Acquisitions (49,644) — — Net Cash from Investing Activities (49,644) — — CASH FLOWS FROM FINANCING ACTIVITIES Issuance (Retirement) of Common Stock — — (5,789) Dividends Paid (27,022) (22,220) (20,136) Net Cash from Financing Activities (27,022) (22,220) (25,925) Net Change in Cash and Cash Equivalents (39,850) 38,858 4,795 Cash and Cash Equivalents at Beginning of Year 86,391 47,533 42,738 Cash and Cash Equivalents at End of Year $ 46,541 $ 86,391 $ 47,533

Business Combinations, Goodwill

Business Combinations, Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2022
Business Combinations, Goodwill and Intangible Assets [Abstract]
Business Combinations, Goodwill and Intangible Assets	Business Combinations, Goodwill and Intangible Assets Business Combinations On January 1, 2022, the Company acquired Citizens Union Bancorp of Shelbyville, Inc. (“CUB”) through the merger of CUB with and into the Company. This was immediately followed by the merger of Citizens Union Bank of Shelbyville, Inc., a wholly-owned subsidiary of CUB, into the Company’s subsidiary bank, German American Bank. CUB, headquartered in Shelbyville, Kentucky, operated 15 retail banking offices located in Shelby, Jefferson, Spencer, Bullitt, Oldham, Owen, Gallatin and Hardin counties in Kentucky through Citizens Union Bank of Shelbyville, Inc. As of the closing of the transaction, CUB had total assets of $1,108,546, total loans of $683,807, and total deposits of $930,533. The Company accounted for the transaction under the acquisition method of accounting which means these financial assets and liabilities were recorded at fair value at the day of acquisition. The fair value of the common shares issued as part of the consideration paid for CUB was based upon the closing price of the Company’s common shares on the acquisition date. In accordance with ASC 805, the Company has expensed approximately $12,323 of direct acquisition costs and recorded $58,596 of goodwill and $7,572 of intangible assets. The goodwill of $58,596 arising from the acquisition consisted largely of synergies and the cost savings resulting from the combining of the operations of the companies. This goodwill will be evaluated annually for impairment and is non-deductible for tax purposes. The intangible assets are related to core deposits and are being amortized over 8 years. The following table summarizes the fair value of the total consideration transferred as a part of the CUB acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Consideration Cash for Options and Fractional Shares $ 942 Cash Consideration 49,863 Equity Instruments 111,914 Fair Value of Total Consideration Transferred $ 162,719 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 20,244 Federal Funds Sold and Other Short-term Investments 238,325 Interest-bearing Time Deposits with Banks 250 Securities 102,233 Loans 678,142 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 10,078 Premises, Furniture & Equipment 19,805 Other Real Estate 40 Intangible Assets 7,572 Company Owned Life Insurance 12,881 Accrued Interest Receivable and Other Assets 18,309 Deposits - Non-interest Bearing (237,472) Deposits - Interest Bearing (696,750) FHLB Advances and Other Borrowings (60,837) Accrued Interest Payable and Other Liabilities (8,697) Total Identifiable Net Assets $ 104,123 Goodwill $ 58,596 Under the terms of the merger agreement, each CUB common shareholder of record at the effective time of the merger became entitled to receive a cash payment of $13.44 and a 0.7739 share of common stock of the Company for each of their former shares of CUB common stock. As a result, in connection with the closing of the merger on January 1, 2022, the Company issued 2,870,975 shares of its common stock to the former shareholders of CUB and paid cash consideration in the aggregate amount of $50.8 million. This acquisition is consistent with the Company’s strategy to build a regional presence in central and western Kentucky. The acquisition offers the Company the opportunity to increase profitability by introducing existing products and services to the acquired customer base as well as add new customers in the expanded region. The fair value of purchased financial assets with credit deterioration was $29,868 on the date of acquisition. The gross contractual amounts receivable relating to the purchased financial assets with credit deterioration was $34,453. The Company estimates, on the date of acquisition, that $3,117 of the contractual cash flows specific to the purchased financial assets with credit deterioration will not be collected. The following table presents unaudited pro forma information as if the acquisition had occurred on January 1, 2021 after giving effect to certain adjustments. The unaudited pro forma information for the year ended December 30, 2022 and 2021 includes adjustments for interest income on loans and securities acquired, amortization of intangibles arising from the transaction, interest expense on deposits and borrowings acquired, and the related income tax effects. The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effected on the assumed date. Unaudited Pro Forma Unaudited Pro Forma Net Interest Income $ 200,584 $ 195,691 Non-interest Income 59,133 64,951 Total Revenue 259,717 260,642 Provision for Credit Losses 50 (8,707) Non-interest Expense 141,868 142,978 Income Before Income Taxes 117,799 126,371 Income Tax Expense 21,858 24,260 Net Income $ 95,941 $ 102,111 Earnings Per Share and Diluted Earnings Per Share $ 3.26 $ 3.47 For the year ended December 31, 2022, the above pro forma financial information excludes non-recurring merger costs that totaled $12,323 on a pre-tax basis and Day 1 provision for credit losses under the CECL model of $6,300 on a pre-tax basis. Goodwill The changes in the carrying amount of goodwill for the periods ended December 31, 2022, 2021, and 2020, were classified as follows: 2022 2021 2020 Beginning of Year $ 121,761 $ 121,956 $ 121,306 Acquired Goodwill 58,596 (195) 650 Impairment — — — End of Year $ 180,357 $ 121,761 $ 121,956 Of the $180,357 carrying amount of goodwill, $179,025 is allocated to the core banking segment, and $1,332 is allocated to the insurance segment for the period ended December 31, 2022. Of the $121,761 carrying amount of goodwill, $120,429 is allocated to the core banking segment, and $1,332 is allocated to the insurance segment for the period ended December 31, 2021. The decrease of $195 in 2021 is attributable to the sale of two branches located in Lexington, Kentucky. Of the $121,956 carrying amount of goodwill, $120,624 is allocated to the core banking segment, and $1,332 is allocated to the insurance segment for the period ended December 31, 2020. During 2020, the Company finalized valuation estimates for the Citizens First acquisition and recorded $650 of additional goodwill. Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value. At December 31, 2022, the Company’s reporting units had positive equity, and the Company elected to perform a qualitative assessment to determine if it was more likely than not that the fair value of the reporting units exceeded its carrying value, including goodwill. The qualitative assessment indicated that it was more likely than not that the fair value of the reporting unit exceeded its carrying value, resulting in no impairment. Acquired Intangible Assets Acquired intangible assets were as follows as of year end: 2022 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 33,247 $ (25,001) Branch Acquisition Intangible 257 (257) Insurance Customer List 5,408 (5,378) Total $ 38,912 $ (30,636) 2021 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 25,675 $ (21,320) Branch Acquisition Intangible 257 (257) Insurance Customer List 5,408 (5,348) Total $ 31,340 $ (26,925) Amortization Expense was $3,711, $2,731 and $3,539, for 2022, 2021 and 2020. Estimated amortization expense for each of the next five years is as follows: 2023 $ 2,840 2024 2,032 2025 1,394 2026 916 2027 593

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2022
Equity [Abstract]
Other Comprehensive Income (Loss)	The tables below summarize the changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2022 and 2021, net of tax: December 31, 2022 Unrealized Postretirement Total Beginning Balance $ 16,052 $ (568) $ 15,484 Other Comprehensive Income (Loss) Before (278,532) — (278,532) Amounts Reclassified from Accumulated (444) 54 (390) Net Current Period Other Comprehensive Income (Loss) (278,976) 54 (278,922) Ending Balance $ (262,924) $ (514) $ (263,438) December 31, 2021 Unrealized Postretirement Total Beginning Balance $ 35,943 $ (568) $ 35,375 Other Comprehensive Income (Loss) Before (18,116) — (18,116) Amounts Reclassified from Accumulated (1,775) — (1,775) Net Current Period Other Comprehensive Income (Loss) (19,891) — (19,891) Ending Balance $ 16,052 $ (568) $ 15,484 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2022: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 562 Net Gain (Loss) on Securities (118) Income Tax Expense 444 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 444 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2021: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 2,247 Net Gain (Loss) on Securities (472) Income Tax Expense 1,775 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 1,775 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2020: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 4,081 Net Gain (Loss) on Securities (857) Income Tax Expense 3,224 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 3,224

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Description of Business and Basis of Presentation	Description of Business and Basis of PresentationThe operations of German American Bancorp, Inc. (the “Company”) are primarily comprised of three business segments: core banking, trust and investment advisory services, and insurance operations. The accounting and reporting policies of the Company and its subsidiaries conform to U.S. generally accepted accounting principles. The more significant policies are described below. The consolidated financial statements include the accounts of the Company and its subsidiaries after elimination of all material intercompany accounts and transactions. Certain prior year amounts have been reclassified to conform with current classifications. Reclassifications had no impact on shareholders’ equity or net income. To prepare financial statements in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Securities	Securities Debt securities classified as available-for-sale are securities that the Company intends to hold for an indefinite period of time, but not necessarily until maturity. Held-to-maturity securities, when present, are carried at amortized cost. As of December 31, 2022, and 2021, the Company held no securities classified as held-to-maturity. These include securities that management may use as part of its asset/liability strategy, or that may be sold in response to changes in interest rates, changes in prepayment risk, or similar reasons. Securities classified as available-for-sale are reported at fair value with unrealized gains or losses included as a separate component of equity (other comprehensive income), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are recorded on trade date and determined using the specific identification method.
Loans Held for Sale	Loans Held for Sale Mortgage loans originated and intended for sale in the secondary market are carried at fair value. Fair value is determined based on collateral value and prevailing market prices for loans with similar characteristics. Net unrealized gains or losses are recorded through earnings.
Loans	Loans Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. Accrued interest receivable totaled $16,816 at December 31, 2022 and was reported in Accrued Interest Receivable and Other Assets on the Consolidated Balance Sheets. Interest income is accrued on the unpaid principal balance. Loan origination fees and costs are deferred and recognized in interest income using the level-yield method without anticipating prepayments.
Purchased Credit Deteriorated (PCD) Loans	Purchase Credit Deteriorated (PCD) Loans The Company has purchased loans, some of which have experienced more than insignificant credit deterioration since origination. PCD loans are recorded at the amount paid. An allowance for credit losses on loans is determined using the same methodology as other loans held for investment. The initial allowance for credit losses on loans determined on a collective basis is allocated to individual loans. The sum of the loan’s purchase price and allowance for credit losses on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized into interest income over the life of the loan. Subsequent changes to the allowance for credit losses on loans are recorded through provision expense.
Allowance for Credit Losses - Loans and Credit Quality Indicators	Allowance for Credit Losses - Loans The allowance for credit losses is a valuation account that is deducted from the loans ’ amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the allowance when management believes the uncollectibility of a loan balance is confirmed. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off. The Company utilizes the static pool methodology in determining expected future credit losses. Static pool analysis includes segmenting and tracking loans over a period of time based on similar risk characteristics such as loan structure, collateral type, industry of borrower and concentrations, contractual terms and credit risk indicators. Static pool calculates a loss rate on a closed pool of loans that existed on a specified start date based upon the remaining life of each segment. The Company’s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company’s historical look-back period includes January 2014 through the current period, on a monthly basis. The Company estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in underwriting standards, portfolio mix, delinquency level, changes in environmental conditions, unemployment rates, risk classifications and collateral values. The Company separately assigns allocations for substandard and special mention commercial and agricultural credits as well as other categories of loans based on migration analysis techniques. The migration analysis factors are calculated using a transition matrix to determine the likelihood of a customer ’ s asset quality rating migrating from its current rating to any other rating. The allowance for credit losses is measured on a collective (pooled) basis when similar risk characteristics exist. The Company has identified the following portfolio segments and identified the risk characteristics of each portfolio listed below: Commercial and Industrial Loans - The principal risk of commercial and industrial loans is that these loans are primarily based on the identified cash flow of the borrower and secondarily on the collateral underlying the loans. Most commercial loans are secured by accounts receivable, inventory and equipment. If cash flow from business operations is reduced, the borrower ’ s ability to repay the loan may diminish, and over time, it may also be difficult to substantiate current value of inventory and equipment. Repayment of these loans are more sensitive than other types of loans to adverse conditions in the general economy. Commercial Real Estate Loans - Commercial real estate lending is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. Commercial real estate loans are collateralized by the borrower ’ s underlying real estate. Therefore, diminished cash flows not only affects the ability to repay the loan, it may also reduce the underlying collateral value. Agricultural Loans - This portfolio is diversified between real estate financing, equipment financing and lines of credit in various segments including grain production, poultry production and livestock production. Mitigating any concentration of risk that may exist in the Company ’ s agricultural loan portfolio is the use of federal government guarantee programs. Leases - Leases are primarily for equipment leased to varying types of businesses. If the cash flows from the business operations is reduced, the business ’ s ability to repay the lease is diminished as well. Home Equity Loans - Home equity loans are generally secured by 1-4 family residences that are owner-occupied. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by unemployment levels in the market area due to economic conditions. Consumer Loans - Consumer loan repayment is typically dependent on the borrower remaining employed through the life of the loan as well as the borrower maintaining the underlying collateral adequately. Credit Cards - Credit card loans are unsecured and repayment is primarily dependent on the personal income of the borrower. Residential Mortgage Loans - Residential mortgage loans are typically secured by 1-4 family residences that are owner-occupied. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by unemployment levels in the market area due to economic conditions. Repayment may also be impacted by changes in residential property values. The Company utilizes the Static Pool methodology in determining expected future credit losses. Static pool analysis means segmenting and tracking loans over a period of time based on similar risk characteristics such as loan structure, collateral type, industry of borrower and concentrations, contractual terms and credit risk indicators. Static pool calculates a loss rate on a closed pool of loans that existed on a specified start date based upon the remaining life of each segment. The Company’s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company’s historical look-back period includes January 2014 through the current period, on a monthly basis. Qualitative reserves reflect management’s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration industry and collateral concentrations, acquired loan portfolio characteristics and other credit-related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible. The Company estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for changes in underwriting standards, portfolio mix, delinquency level, changes in environmental conditions, unemployment rates, risk classifications and collateral values. The allowance for credit losses is measured on a collective (pooled) basis when similar risk characteristics exist. Based on the potential increased losses related to the advancing stress on the economy as a result of inflationary pressures, rising interest rates and financial market volatility, the Bank has considered this loss experience may align with loss experience from the recessionary period from 2008-2011 and qualitative adjustments have been made accordingly. Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not included in the collective evaluation. When the borrower is experiencing financial difficulty at the reporting date and repayment is expected to be provided substantially through the operation or sale of the collateral, expected credit losses are based on the fair value of the collateral at the reporting date adjusted for selling costs. For the year ended December 31, 2022, the allowance for credit losses increased primarily due to the acquisition of Citizens Union Bancorp of Shelbyville, Inc. (see Note 18 (Business Combinations, Goodwill and Intangible Assets) in the Notes), which is slightly offset by a decline in individually analyzed loans as well as a decline in the reserve attributable to financially stressed sectors. Key indicators utilized in forecasting for the allowance calculations include unemployment rates and gross domestic product. There has been some improvement in these factors over previous periods; however, rising interest rates and the expanded inflationary impact on consumer discretionary spending were considered in the qualitative factors to determine the allowance for credit losses. All classes of loans, including loans acquired with deteriorated credit quality, are generally placed on non-accrual status when scheduled principal or interest payments are past due for 90 days or more or when the borrower’s ability to repay becomes doubtful. For purchased loans, the determination is made at the time of acquisition as well as over the life of the loan. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company classifies loans as to credit risk by individually analyzing loans. This analysis includes commercial and industrial loans, commercial real estate loans, and agricultural loans with an outstanding balance greater than $250. This analysis is typically performed on at least an annual basis. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Troubled Debt Restructurings ("TDR")	Troubled Debt Restructurings (“TDR”) A loan for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowances for credit losses on loans on a TDR is measured using the same method as all other loans held for investment. Troubled Debt Restructurings: In certain instances, the Company may choose to restructure the contractual terms of loans. A troubled debt restructuring occurs when the Bank grants a concession to the borrower that it would not otherwise consider due to a borrower’s financial difficulty. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without modification. This evaluation is performed under the Company’s internal underwriting policy. The Company uses the same methodology for loans acquired with deteriorated credit quality as for all other loans when determining whether the loan is a troubled debt restructuring.
Allowance for Credit Losses - Available-For-Sale Securities and Off-Balance Sheet Credit Exposures	Allowance for Credit Losses on Available-For-Sale Securities For available-for-sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security’s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recorded in other comprehensive income. Changes in the allowance for credit losses are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The allowance for credit losses on off-balance sheet credit exposures is adjusted as a provision for credit loss expense included in other expense on the consolidated income statement. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. Expected utilization rates are compared to the current funded portion of the total commitment amount as a practical expedient for funded exposure at default.
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock The Bank is a member of the FHLB of Indianapolis. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Premises, Furniture and Equipment	Premises, Furniture and Equipment Land is carried at cost. Premises, furniture, and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging generally from 10 to 40 years.
Other Real Estate	Other Real Estate Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Physical possession of commercial/residential real estate property collateralizing a commercial/consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through the completion of a deed in lieu of foreclosure or through a similar legal agreement. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating costs after acquisition are expensed.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets Goodwill arises from business combinations and is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on the Company’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets. They are initially measured at fair value and then are amortized over their estimated useful lives, which range from 6 to 10 years.
Company Owned Life Insurance	Company Owned Life Insurance The Company has purchased life insurance policies on certain directors and executives. This life insurance is recorded at its cash surrender value or the amount that can be realized, which considers any adjustments or changes that are probable at settlement.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe currently that there are any such matters that will have a material impact on the financial statements.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off-balance sheet credit instruments, such as commitments to make loans and commercial letters of credit issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Restrictions on Cash	Restrictions on CashAt December 31, 2022 and 2021, the Company was not required to have balance on deposits with the Federal Reserve, or as cash on hand.
Long-term Assets	Long-term Assets Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Stock Based Compensation	Stock Based Compensation Compensation cost is recognized for stock options and restricted stock awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period.
Comprehensive Income	Comprehensive IncomeComprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in unrecognized amounts in pension and other postretirement benefits, which are also recognized as a separate component of equity.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in other operating expense.
Retirement Plans	Retirement Plans Pension expense under the suspended defined benefit plan is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Earnings Per Share	Earnings Per Share Earnings per share are based on net income divided by the weighted average number of shares outstanding during the period. Diluted earnings per share show the potential dilutive effect of additional common shares issuable under the Company’s stock based compensation plans. Earnings per share are retroactively restated for stock splits and stock dividends.
Cash Flow Reporting	Cash Flow Reporting The Company reports net cash flows for customer loan transactions, deposit transactions, deposits made with other financial institutions and short-term borrowings. Cash and cash equivalents are defined to include cash on hand, demand deposits in other institutions and Federal Funds Sold.
Fair Value of Financial Instruments	Fair Values of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 15. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Recently Adopted Accounting Guidance	Recently Adopted Accounting Guidance In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2020-04, “Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”. These amendments provide temporary optional guidance to ease the potential burden in accounting for reference rate reform. The ASU provides optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rate expected to be discontinued. It is intended to help stakeholders during the global market-wide reference rate transition period. In January 2021, the FASB issued ASU 2021-01 which clarifies that certain optional expedients and exceptions in Topic 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. The guidance is effective for all entities as of March 12, 2020 through December 31, 2024. The Company has discontinued originating LIBOR based loans and has a plan in place to transition LIBOR indexed loans primarily to term SOFR or other indices. On March 31, 2022, the FASB issued ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” which eliminates the troubled debt restructuring (TDR) recognition and measurement guidance and instead requires an entity to evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendments also enhance existing disclosures and include new disclosure requirements related to certain modifications of receivables made to borrowers experiencing financial difficulty. To improve consistency for vintage disclosures, the ASU requires that public business entities disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. For entities that have adopted ASU 2016-13, the amendments are effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. For entities that have not adopted ASU 2016-13, the effective dates for the amendments are the same as the effective dates in ASU 2016-13. Early adoption is permitted if ASU 2016-13 has been adopted, including adoption in an interim period. If an entity elects to adopt the amendments in an interim period, the guidance should be applied as of the beginning of the fiscal year that includes the interim period. The Company is currently evaluating the impact of adopting the new guidance on the consolidated financial statements. The SEC released Staff Accounting Bulletin No. 121 (“SAB 121”), which provides interpretive guidance regarding the accounting for obligations to safeguard crypto-assets an entity holds for its customers, either directly through an agent or another third party acting on its behalf. SAB 121 requires an entity to recognize a liability on its balance sheet to reflect the obligation to safeguard the crypto-assets of others, along with a corresponding safeguarding asset, both of which are measured at fair value. The Company has completed an evaluation and concluded that it does not have a safeguarding obligation under SAB 121 and therefore the disclosures do not apply.
Revenue Recognition	A description of the Company’s revenue streams accounted for under Topic 606 follows: Service Charges on Deposit Accounts : The Company earns fees from its deposit customers for transaction-based, account maintenance, and overdraft services. Transaction-based fees, which include services such as stop payment charges and statement rendering, are recognized at the time the transaction is executed (the point in time the Company fills the customer’s request). Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the Company satisfies the performance obligation. Overdraft fees are recognized at the point in time that the overdraft occurs. Interchange Fee Income: The Company earns interchange fees from debit/credit cardholder transactions conducted through various payment networks. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrently with the transaction processing services provided to the cardholder. Wealth Management Fees: The Company earns wealth management and investment services income from its contracts with wealth management customers to manage assets for investment and/or to transact their accounts. These fees are primarily earned over time as the Company provides the contracted monthly or quarterly services and are generally assessed based on the market value of assets under management at month-end. Fees that are transaction based, including trade execution services, are recognized at the point in time that the transaction is executed (trade date). Insurance Revenues : The Company earns insurance revenue from commissions derived from the sale of personal and corporate property and casualty insurance products. These commissions are primarily earned over time as the Company provides the contracted insurance product to customers.
Leases	Leases At the inception of a contract, an entity should determine whether the contract contains a lease. Topic 842 defines a lease as a contract, or part of a contract, that conveys the right to control the use of identified property, plant, or equipment (an identified asset) for a period of time in exchange for consideration. Control over the use of an identified asset means that the customer has both (1) the right to obtain substantially all of the economic benefits from the use of the asset and (2) the right to direct the use of the asset. German American has finance leases for branch offices as well as operating leases for branch offices, ATM locations and certain office equipment. The right-of-use asset is included in the ‘Premises, Furniture and Equipment, Net’ line of the consolidated balance sheet. The lease liability is included in the ‘Accrued Interest Payable and Other Liabilities’ line of the consolidated balance sheet. The Company used the implicit lease rate when determining the present value of lease payments for finance leases. The present value of lease payments for operating leases was determined using the incremental borrowing rate as of the date the Company adopted this standard.
Fair Value Measurements	Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Investment Securities: The fair values for investment securities are determined by quoted market prices, if available (Level 1). For investment securities where quoted prices are not available, fair values are calculated based on market prices of similar investment securities (Level 2). For investment securities where quoted prices or market prices of similar investment securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). Level 3 pricing is obtained from a third-party based upon similar trades that are not traded frequently without adjustment by the Company. At December 31, 2022, the Company held $83 in Level 3 securities which consist of non-rated Obligations of State and Political Subdivisions and $906 in Level 3 securities which consist of non-rated MBS/CMO. Absent the credit rating, significant assumptions must be made such that the credit risk input becomes an unobservable input and thus these investment securities are reported by the Company in a Level 3 classification. Derivatives: The fair values of derivatives are based on valuation models using observable market data as of the measurement date (Level 2). Individually Analyzed Loans: Fair values for collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances includes consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value in the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor’s required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent impaired loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s Risk Management Area reviews the assumptions and approaches utilized in the appraisal. In determining the value of impaired collateral dependent loans and other real estate owned, significant unobservable inputs may be used which include: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Other Real Estate: Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate (ORE) are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property utilizing similar techniques as discussed above for Impaired Loans, resulting in a Level 3 classification. In cases where the carrying amount exceeds the fair value, less costs to sell, impairment loss is recognized. Loans Held-for-Sale: The fair values of loans held for sale are determined by using quoted prices for similar assets, adjusted for specific attributes of that loan resulting in a Level 2 classification.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Schedule of Securities Available-for-Sale	The amortized cost, unrealized gross gains and losses recognized in accumulated other comprehensive income (loss), and fair value of Securities Available-for-Sale were as follows: Securities Available-for-Sale: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value 2022 U.S. Treasury $ 64,097 $ 22 $ — $ 64,119 Obligations of State and Political Subdivisions 939,193 673 (162,014) 777,852 MBS/CMO 846,519 — (131,838) 714,681 US Gov’t Sponsored Entities & Agencies 245,017 — (40,000) 205,017 Total $ 2,094,826 $ 695 $ (333,852) $ 1,761,669 2021 Obligations of State and Political Subdivisions $ 896,048 $ 31,138 $ (1,480) $ 925,706 MBS/CMO 797,693 4,738 (10,481) 791,950 US Gov’t Sponsored Entities & Agencies 175,457 192 (3,688) 171,961 Total $ 1,869,198 $ 36,068 $ (15,649) $ 1,889,617
Schedule of Securities by Contractual Maturity	The amortized cost and fair value of securities at December 31, 2022 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because some issuers have the right to call or prepay certain obligations with or without call or prepayment penalties. Mortgage-backed securities are not due at a single maturity date and are shown separately. Amortized Fair Securities Available-for-Sale: Due in one year or less $ 67,363 $ 67,383 Due after one year through five years 15,449 15,496 Due after five years through ten years 55,747 53,536 Due after ten years 864,731 705,556 MBS/CMO 846,519 714,681 US Gov’t Sponsored Entities & Agencies 245,017 205,017 Total $ 2,094,826 $ 1,761,669
Schedule of Proceeds from the Sales of Securities	2022 2021 2020 Proceeds from the Sales of Securities are summarized below: Available- Available- Available- Proceeds from Sales $ 145,237 $ 111,124 $ 125,106 Gross Gains on Sales 562 2,247 4,081 Income Taxes on Gross Gains 118 472 857
Schedule of Securities with Unrealized Losses	Below is a summary of securities with unrealized losses as December 31, 2022 and 2021, presented by length of time the securities have been in a continuous unrealized loss position: Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2022 Obligations of State and Political Subdivisions $ 579,267 $ (117,423) $ 122,992 $ (44,591) $ 702,259 $ (162,014) MBS/CMO 240,344 (20,920) 474,327 (110,918) 714,671 (131,838) US Gov’t Sponsored Entities & Agencies 198,702 (38,818) 6,314 (1,182) 205,016 (40,000) Total $ 1,018,313 $ (177,161) $ 603,633 $ (156,691) $ 1,621,946 $ (333,852) Less than 12 Months 12 Months or More Total Fair Unrealized Fair Unrealized Fair Unrealized December 31, 2021 Obligations of State and Political Subdivisions $ 165,210 $ (1,386) $ 1,500 $ (94) $ 166,710 $ (1,480) MBS/CMO 467,888 (9,100) 36,827 (1,381) 504,715 (10,481) US Gov’t Sponsored Entities & Agencies 126,103 (3,480) 7,288 (208) 133,391 (3,688) Total $ 759,201 $ (13,966) $ 45,615 $ (1,683) $ 804,816 $ (15,649)

Derivatives (Tables)

Derivatives (Tables)	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of Fair Value Hedges Included in the Consolidated Balance Sheets	The following table reflects the fair value of derivative instruments included in the Consolidated Balance Sheets as of: December 31, 2022 December 31, 2021 Notional Fair Value Notional Fair Value Included in Other Assets: Interest Rate Swaps $ 134,684 $ 9,899 $ 143,593 $ 4,519 Included in Other Liabilities: Interest Rate Swaps $ 134,684 $ 9,749 $ 143,593 $ 4,762
Schedule of Effect of Derivatives Instruments on the Consolidated Statements of Income	The following table presents the effect of derivative instruments on the Consolidated Statements of Income for the years ended December 31, 2022, 2021 and 2020 is as follows: 2022 2021 2020 Interest Rate Swaps: Included in Other Income $ 403 $ 1,131 $ 268

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2022
Receivables [Abstract]
Schedule of Loans Classifications	Loans were comprised of the following classifications at December 31: 2022 2021 Commercial: Commercial and Industrial Loans $ 620,106 $ 493,005 Commercial Real Estate Loans 1,966,884 1,530,677 Agricultural Loans 417,413 358,150 Leases 56,396 55,345 Retail: Home Equity Loans 279,748 222,525 Consumer Loans 79,904 70,302 Credit Cards 17,512 14,357 Residential Mortgage Loans 350,682 263,565 Subtotal 3,788,645 3,007,926 Less: Unearned Income (3,711) (3,662) Allowance for Credit Losses (44,168) (37,017) Loans, net $ 3,740,766 $ 2,967,247 The table above includes $21,149 and $9,861 of purchase credit deteriorated loans as of December 31, 2022 and 2021, respectively.
Business Combination, Acquired Receivables	The table below summarizes the loans acquired on January 1, 2022. Acquired Loan Balance Fair Value Discounts Fair Value Bank Acquisition $ 683,501 $ (5,359) $ 678,142 The table below summarizes the remaining carrying amount of acquired loans included in the December 31, 2022 table above. Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Total Loan Balance $ 48,330 $ 319,893 $ 46,181 $ — $ 10,249 $ 21,766 $ — $ 70,250 $ 516,669 Fair Value (Discount)/Premium (1,051) (1,893) 172 — (45) (176) — 477 (2,516) The Company has purchased loans, for which there was, at acquisition, evidence of more than insignificant deterioration of credit quality since origination. The carrying amount of these loans is as follow: 2022 Purchase Price of Loans at Acquisition $ 32,997 Allowance for Credit Losses at Acquisition 3,117 Non-Credit Discount/(Premium) at Acquisition 1,456 Total $ 37,570
Schedule of Allowance for Credit Losses For Loans	The following tables present the activity in the allowance for credit losses by portfolio segment for the years ended December 31, 2022 and 2021: December 31, 2022 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning Balance $ 9,554 $ 19,245 $ 4,505 $ 200 $ 507 $ 1,061 $ 240 $ 1,705 $ — $ 37,017 Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans 376 1,945 689 — 2 — — 105 — 3,117 Provision (Benefit) for Credit Losses 4,942 463 (1,006) 9 991 351 163 437 — 6,350 Loans Charged-off (1,149) (79) — — (1,364) (69) (165) (24) — (2,850) Recoveries Collected 26 24 — — 459 1 19 5 — 534 Total Ending Allowance Balance $ 13,749 $ 21,598 $ 4,188 $ 209 $ 595 $ 1,344 $ 257 $ 2,228 $ — $ 44,168 December 31, 2021 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning Balance $ 6,445 $ 29,878 $ 6,756 $ 200 $ 490 $ 996 $ 150 $ 1,944 $ — $ 46,859 Provision (Benefit) for Credit Losses 5,825 (10,663) (2,251) — 385 44 387 (227) — (6,500) Loans Charged-off (2,777) (10) — — (675) (15) (313) (45) — (3,835) Recoveries Collected 61 40 — — 307 36 16 33 — 493 Total Ending Allowance Balance $ 9,554 $ 19,245 $ 4,505 $ 200 $ 507 $ 1,061 $ 240 $ 1,705 $ — $ 37,017 December 31, 2020 Commercial Commercial Agricultural Leases Consumer Home Equity Loans Credit Cards Residential Unallocated Total Allowance for Credit Losses: Beginning balance Prior to Adoption of ASC 326 $ 4,799 $ 4,692 $ 5,315 $ — $ 434 $ 200 $ — $ 333 $ 505 $ 16,278 Impact of Adopting ASC 326 2,245 3,063 1,438 105 (59) 762 124 1,594 (505) 8,767 Impact of Adopting ASC 326 - PCD Loans 2,191 4,385 128 — — 35 — 147 — 6,886 Provision (Benefit) for Credit Losses (694) 17,645 (125) 95 527 66 131 (95) — 17,550 Initial Allowance on Loans Purchased with Credit Deterioration — — — — — — — — — — Loans Charged-off (2,119) (36) — — (766) (67) (109) (39) — (3,136) Recoveries Collected 23 129 — — 354 — 4 4 — 514 Total Ending Allowance Balance $ 6,445 $ 29,878 $ 6,756 $ 200 $ 490 $ 996 $ 150 $ 1,944 $ — $ 46,859
Schedule of Non-accrual and Loans Past Due Over 89 Days Still Accruing	The following tables present the amortized cost basis of loans on non-accrual status and loans past due over 89 days still accruing as of December 31, 2022 and 2021: December 31, 2022 Non-Accrual With No Allowance for Credit Loss ⁽¹⁾ Non-Accrual Loans Past Due Over 89 Days Still Accruing Commercial and Industrial Loans $ 1,142 $ 7,936 $ 1,427 Commercial Real Estate Loans 49 1,950 — Agricultural Loans 994 1,062 — Leases — — — Home Equity Loans 262 310 — Consumer Loans 240 254 — Credit Cards 146 146 — Residential Mortgage Loans 676 1,230 — Total $ 3,509 $ 12,888 $ 1,427 (1) Includes non-accrual loans with no allowance for credit loss and are also included in Non-Accrual loans totaling $12,888. December 31, 2021 Non-Accrual With No Allowance for Credit Loss ⁽¹⁾ Non-Accrual Loans Past Due Over 89 Days Still Accruing Commercial and Industrial Loans $ 1,989 $ 10,530 $ — Commercial Real Estate Loans 145 2,243 156 Agricultural Loans 1,041 1,136 — Leases — — — Home Equity Loans 1 24 — Consumer Loans 16 18 — Credit Cards 64 64 — Residential Mortgage Loans 587 587 — Total $ 3,843 $ 14,602 $ 156
Schedule of Collateral-dependent Loans	The following tables present the amortized cost basis of collateral-dependent loans by class of loans as of December 31, 2022 and 2021: December 31, 2022 Real Estate Equipment Accounts Receivable Other Total Commercial and Industrial Loans $ 2,078 $ 1,219 $ 272 $ 5,851 $ 9,420 Commercial Real Estate Loans 12,192 36 — — 12,228 Agricultural Loans 4,944 318 — — 5,262 Leases — — — — — Home Equity Loans 467 — — — 467 Consumer Loans 8 2 — 12 22 Credit Cards — — — — — Residential Mortgage Loans 1,060 — — — 1,060 Total $ 20,749 $ 1,575 $ 272 $ 5,863 $ 28,459 December 31, 2021 Real Estate Equipment Accounts Receivable Other Total Commercial and Industrial Loans $ 1,716 $ 2,444 $ 549 $ 5,822 $ 10,531 Commercial Real Estate Loans 4,610 — — — 4,610 Agricultural Loans 1,522 — — — 1,522 Leases — — — — — Home Equity Loans 441 — — — 441 Consumer Loans 6 — — 2 8 Credit Cards — — — — — Residential Mortgage Loans 652 — — — 652 Total $ 8,947 $ 2,444 $ 549 $ 5,824 $ 17,764
Schedule of Aging of Past Due Loans	The following tables present the aging of the amortized cost basis in past due loans by class of loans as of December 31, 2022 and 2021: December 31, 2022 30-59 Days 60-89 Days Greater Than 89 Days Past Due Total Loans Not Total Commercial and Industrial Loans $ 268 $ 681 $ 8,285 $ 9,234 $ 610,872 $ 620,106 Commercial Real Estate Loans 1,617 14 616 2,247 1,964,637 1,966,884 Agricultural Loans 343 — 123 466 416,947 417,413 Leases — — — — 56,396 56,396 Home Equity Loans 1,770 140 310 2,220 277,528 279,748 Consumer Loans 219 64 252 535 79,369 79,904 Credit Cards 86 24 146 256 17,256 17,512 Residential Mortgage Loans 6,330 2,783 1,051 10,164 340,518 350,682 Total $ 10,633 $ 3,706 $ 10,783 $ 25,122 $ 3,763,523 $ 3,788,645 December 31, 2021 30-59 Days 60-89 Days Greater Than 89 Days Past Due Total Loans Not Total Commercial and Industrial Loans $ 12 $ — $ 6,147 $ 6,159 $ 486,846 $ 493,005 Commercial Real Estate Loans — 5 891 896 1,529,781 1,530,677 Agricultural Loans — — — — 358,150 358,150 Leases — — — — 55,345 55,345 Home Equity Loans 225 229 25 479 222,046 222,525 Consumer Loans 158 58 4 220 70,082 70,302 Credit Cards 61 9 64 134 14,223 14,357 Residential Mortgage Loans 2,726 507 369 3,602 259,963 263,565 Total $ 3,182 $ 808 $ 7,500 $ 11,490 $ 2,996,436 $ 3,007,926
Schedule of Risk Category of Loans	Based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Term Loans Amortized Cost Basis by Origination Year As of December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Commercial and Industrial: Risk Rating Pass $ 156,318 $ 117,648 $ 39,949 $ 46,505 $ 18,423 $ 51,482 $ 154,203 $ 584,528 Special Mention 56 148 577 78 551 2,346 1,672 5,428 Substandard 1,714 5,629 849 1,304 1,028 2,237 17,389 30,150 Doubtful — — — — — — — — Total Commercial and Industrial Loans $ 158,088 $ 123,425 $ 41,375 $ 47,887 $ 20,002 $ 56,065 $ 173,264 $ 620,106 Commercial Real Estate: Risk Rating Pass $ 398,631 $ 490,747 $ 261,462 $ 162,701 $ 129,151 $ 427,433 $ 35,163 $ 1,905,288 Special Mention 3,982 1,568 4,612 135 13,689 25,371 — 49,357 Substandard — 4,628 489 1,415 979 4,728 — 12,239 Doubtful — — — — — — — — Total Commercial Real Estate Loans $ 402,613 $ 496,943 $ 266,563 $ 164,251 $ 143,819 $ 457,532 $ 35,163 $ 1,966,884 Agricultural: Risk Rating Pass $ 62,673 $ 47,682 $ 47,355 $ 25,431 $ 21,728 $ 92,344 $ 83,862 $ 381,075 Special Mention 634 842 6,066 4,149 2,355 11,440 4,310 29,796 Substandard — 210 628 429 85 5,190 — 6,542 Doubtful — — — — — — — — Total Agricultural Loans $ 63,307 $ 48,734 $ 54,049 $ 30,009 $ 24,168 $ 108,974 $ 88,172 $ 417,413 Leases: Risk Rating Pass $ 20,057 $ 14,461 $ 9,648 $ 8,901 $ 1,851 $ 1,478 $ — $ 56,396 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total Leases $ 20,057 $ 14,461 $ 9,648 $ 8,901 $ 1,851 $ 1,478 $ — $ 56,396 Term Loans Amortized Cost Basis by Origination Year As of December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Commercial and Industrial: Risk Rating Pass $ 141,133 $ 57,477 $ 60,883 $ 29,005 $ 15,936 $ 48,559 $ 122,377 $ 475,370 Special Mention 115 128 227 649 7 918 1,510 3,554 Substandard 100 1,221 — 1,062 1,378 2,457 7,863 14,081 Doubtful — — — — — — — — Total Commercial and Industrial Loans $ 141,348 $ 58,826 $ 61,110 $ 30,716 $ 17,321 $ 51,934 $ 131,750 $ 493,005 Commercial Real Estate: Risk Rating Pass $ 404,175 $ 264,011 $ 164,204 $ 131,746 $ 139,788 $ 336,066 $ 26,697 $ 1,466,687 Special Mention 2,279 — 710 14,426 17,356 13,916 — 48,687 Substandard 74 — 7,687 1,528 — 6,014 — 15,303 Doubtful — — — — — — — — Total Commercial Real Estate Loans $ 406,528 $ 264,011 $ 172,601 $ 147,700 $ 157,144 $ 355,996 $ 26,697 $ 1,530,677 Agricultural: Risk Rating Pass $ 44,510 $ 45,101 $ 22,482 $ 24,187 $ 24,325 $ 71,268 $ 81,011 $ 312,884 Special Mention 1,714 5,346 5,503 3,025 6,438 6,624 8,271 36,921 Substandard — — 63 385 1,048 6,849 — 8,345 Doubtful — — — — — — — — Total Agricultural Loans $ 46,224 $ 50,447 $ 28,048 $ 27,597 $ 31,811 $ 84,741 $ 89,282 $ 358,150 Leases: Risk Rating Pass $ 19,689 $ 12,706 $ 12,990 $ 5,599 $ 2,473 $ 1,888 $ — $ 55,345 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total Leases $ 19,689 $ 12,706 $ 12,990 $ 5,599 $ 2,473 $ 1,888 $ — $ 55,345
Schedule of Residential, Home Equity And Consumer Loans Based on Payment Activity	The following tables present the amortized cost in residential, home equity and consumer loans based on payment activity. Term Loans Amortized Cost Basis by Origination Year As of December 31, 2022 2022 2021 2020 2019 2018 Prior Revolving Loans Amortized Cost Basis Total Consumer: Payment performance Performing $ 42,685 $ 22,708 $ 5,610 $ 2,394 $ 1,543 $ 1,553 $ 3,157 $ 79,650 Nonperforming 3 19 212 8 2 10 — 254 Total Consumer Loans $ 42,688 $ 22,727 $ 5,822 $ 2,402 $ 1,545 $ 1,563 $ 3,157 $ 79,904 Home Equity: Payment performance Performing $ 63 $ — $ — $ — $ — $ 591 $ 278,784 $ 279,438 Nonperforming — 20 — — 19 1 270 310 Total Home Equity Loans $ 63 $ 20 $ — $ — $ 19 $ 592 $ 279,054 $ 279,748 Residential Mortgage: Payment performance Performing $ 69,982 $ 97,176 $ 46,851 $ 20,080 $ 16,664 $ 98,699 $ — $ 349,452 Nonperforming — 161 253 — 78 738 — 1,230 Total Residential Mortgage Loans $ 69,982 $ 97,337 $ 47,104 $ 20,080 $ 16,742 $ 99,437 $ — $ 350,682 Term Loans Amortized Cost Basis by Origination Year As of December 31, 2021 2021 2020 2019 2018 2017 Prior Revolving Loans Amortized Cost Basis Total Consumer: Payment performance Performing $ 39,923 $ 15,900 $ 4,325 $ 4,531 $ 600 $ 1,655 $ 3,350 $ 70,284 Nonperforming 3 — — — — 15 — 18 Total Consumer Loans $ 39,926 $ 15,900 $ 4,325 $ 4,531 $ 600 $ 1,670 $ 3,350 $ 70,302 Home Equity: Payment performance Performing $ — $ — $ — $ 21 $ — $ 835 $ 221,644 $ 222,500 Nonperforming — — — — — 1 24 25 Total Home Equity Loans $ — $ — $ — $ 21 $ — $ 836 $ 221,668 $ 222,525 Residential Mortgage: Payment performance Performing $ 84,809 $ 38,717 $ 15,244 $ 17,369 $ 19,688 $ 87,164 $ — $ 262,991 Nonperforming — — — — — 574 — 574 Total Residential Mortgage Loans $ 84,809 $ 38,717 $ 15,244 $ 17,369 $ 19,688 $ 87,738 $ — $ 263,565
Schedule of Retail Loans Based on Payment Activity	The following table presents the recorded investment in retail loans based on payment activity: Credit Cards December 31, 2022 December 31, 2021 Performing $ 17,366 $ 14,293 Nonperforming 146 64 Total $ 17,512 $ 14,357
Schedule of Loans Purchased and/or Sold During the Year	The following table presents loans purchased and/or sold during the year by portfolio segment: Commercial and Industrial Loans Commercial Real Estate Loans Agricultural Loans Leases Consumer Loans Home Equity Loans Credit Cards Residential Mortgage Loans Total December 31, 2022 Purchases $ 522 $ 411 $ — $ — $ — $ — $ — $ — $ 933 Sales — 3,819 97 — — — — — 3,916 December 31, 2021 Purchases $ — $ 2,271 $ — $ — $ — $ — $ — $ — $ 2,271 Sales 2,273 15,415 111 — — — — — 17,799
Schedule of Loans to Directors, Executive Officers and Principal Shareholders	Certain directors, executive officers, and principal shareholders of the Company, including their immediate families and companies in which they are principal owners, were loan customers of the Company during 2022. A summary of the activity of these loans follows: Balance Additions Changes in Persons or Interests Included Deductions Balance Collected Charged-off $ 46,737 $ 20,132 $ (24) $ (15,759) $ — $ 51,086

Premises, Furniture, and Equi_2

Premises, Furniture, and Equipment (Tables)	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Schedule of Premises, Furniture and Equipment	Premises, furniture, and equipment was comprised of the following classifications at December 31: 2022 2021 Land $ 27,401 $ 20,776 Buildings and Improvements 109,682 91,512 Furniture and Equipment 46,665 41,424 Total Premises, Furniture and Equipment 183,748 153,712 Less: Accumulated Depreciation (71,511) (64,849) Total $ 112,237 $ 88,863

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2022
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Schedule of Stated Maturities of Time Deposits	At year end 2022, stated maturities of time deposits were as follows: 2023 $ 317,454 2024 70,260 2025 16,128 2026 16,650 2027 7,960 Thereafter 17 Total $ 428,469

FHLB Advances and Other Borro_2

FHLB Advances and Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2022
Advance from Federal Home Loan Bank [Abstract]
Schedule of Borrowings, Debt and Repurchase Agreements	Information regarding each of these types of borrowings or other indebtedness is as follows: December 31, 2022 2021 Principal Unamortized Discount and Debt Issuance Costs Principal Unamortized Discount and Debt Issuance Costs Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities $ 25,000 $ — $ 25,000 $ — Junior Subordinated Debentures assumed from American Community Bancorp, Inc. 8,248 (1,873) 8,248 (2,023) Junior Subordinated Debentures assumed from River Valley Bancorp, Inc. 7,217 (1,082) 7,217 (1,188) Junior Subordinated Debentures assumed from Citizens First Corporation 5,155 (919) 5,155 (984) Junior Subordinated Debentures assumed from Citizens Union Bancorp of Shelbyville, Inc. 20,600 (2,020) — — Subordinated Debentures 40,000 (538) 40,000 (621) Finance Lease Obligation 2,857 — 3,051 — Long-term Borrowings 109,077 (6,432) 88,671 (4,816) Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities 25,000 — — — Federal Funds Purchased 11,200 — — — Repurchase Agreements 64,961 — 68,328 — Short-term Borrowings 101,161 — 68,328 — Total Borrowings $ 210,238 $ (6,432) $ 156,999 $ (4,816)
Schedule of Repurchase Agreements	2022 2021 Average Daily Balance During the Year $ 52,932 $ 52,824 Average Interest Rate During the Year 0.20 % 0.10 % Maximum Month-end Balance During the Year $ 72,084 $ 71,764 Weighted Average Interest Rate at Year-end 0.57 % 0.10 %
Schedule of Principal Payments on Long-Term Borrowings	At December 31, 2022, scheduled principal payments on long-term borrowings, excluding the capitalized lease obligation and acquired subordinated debentures (which are discussed below) are as follows: 2023 $ — 2024 25,000 2025 — 2026 — 2027 — Thereafter 39,462 Total $ 64,462
Schedule of Issuance of Subordinated Debentures	The following table summarizes the terms of each issuance: Date of Issuance Carrying Variable Rate Rate as of Rate as of Maturity ACB Trust I 5/6/2005 $ 5,155 $ 4,013 90 day LIBOR + 2.15% 6.90 % 2.37 % May 2035 ACB Trust II 7/15/2005 3,093 2,362 90 day LIBOR + 1.85% 6.54 % 2.01 % July 2035 RIVR Statutory Trust I 3/26/2003 7,217 6,135 3-Month LIBOR + 3.15% 7.87 % 3.37 % March 2033 Citizens First Statutory Trust I 10/16/2006 5,155 4,236 3-Month LIBOR +1.65% 5.39 % 1.78 % January 2037 CUB Capital Trust I 10/21/2004 10,310 9,593 3-Month LIBOR +2.00% 6.69 % N/A November 2034 CUB Capital Trust II 8/17/2005 10,310 8,987 3-Month LIBOR +1.50% 5.58 % N/A October 2035

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2022
Stockholders' Equity Note [Abstract]
Schedule of Consolidated and Bank Actual Capital and Minimum Required Levels	At December 31, 2022, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio ⁽¹⁾ Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 747,542 15.45 % $ 387,024 8.00 % N/A N/A Bank 680,695 14.07 386,959 8.00 $ 483,698 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 676,068 13.97 % $ 290,268 6.00 % N/A N/A Bank 649,221 13.42 290,219 6.00 $ 386,959 8.00 % Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 641,690 13.26 % $ 217,701 4.50 % N/A N/A Bank 649,221 13.42 217,664 4.50 $ 314,404 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 676,068 10.50 % $ 257,622 4.00 % N/A N/A Bank 649,221 10.09 257,341 4.00 $ 321,677 5.00 % (1) Excludes 2.5% capital conservation buffer. At December 31, 2021, consolidated and bank actual capital and minimum required levels are presented below: Actual: Minimum Required For Capital Adequacy Purposes: Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount Ratio Amount Ratio ⁽¹⁾ Amount Ratio Total Capital (to Risk Weighted Assets) Consolidated $ 611,624 16.20 % $ 302,060 8.00 % N/A N/A Bank 503,549 13.36 301,495 8.00 $ 376,868 10.00 % Tier 1 (Core) Capital (to Risk Weighted Assets) Consolidated $ 551,532 14.61 % $ 226,545 6.00 % N/A N/A Bank 483,457 12.83 226,121 6.00 $ 301,495 8.00 % Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets) Consolidated $ 535,451 14.18 % $ 169,909 4.50 % N/A N/A Bank 483,457 12.83 169,591 4.50 $ 244,964 6.50 % Tier 1 (Core) Capital (to Average Assets) Consolidated $ 551,532 10.10 % $ 218,352 4.00 % N/A N/A Bank 483,457 8.88 217,839 4.00 $ 272,299 5.00 % (1) Excludes 2.5% capital conservation buffer.
Schedule of Restricted Stock and Cash Entitlements Expense	The following table presents expense recorded for restricted stock and cash entitlements as well as the related tax effect for the years ended 2022, 2021, and 2020: 2022 2021 2020 Restricted Stock Expense $ 2,308 $ 1,692 $ 1,051 Cash Entitlement Expense 646 732 995 Tax Effect (766) (629) (531) Net of Tax $ 2,188 $ 1,795 $ 1,515
Schedule of Restricted Stock Grants Outstanding	The following table presents information on restricted stock grants outstanding for the period shown: Year Ended Restricted Weighted Outstanding at Beginning of Period 67,160 $ 41.06 Granted 74,020 39.27 Issued and Vested (60,997) 39.03 Forfeited (5,310) 39.52 Outstanding at End of Period 74,873 41.05

Employee Benefit Plans (Tables)

Employee Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Schedule of Changes in Accumulated Postretirement Benefits Obligations	Changes in Accumulated Postretirement Benefit Obligations: 2022 2021 Obligation at the Beginning of Year $ 1,592 $ 1,634 Unrecognized Loss (Gain) (71) (68) Components of Net Periodic Postretirement Benefit Cost Service Cost 105 119 Interest Cost 35 28 Net Expected Benefit Payments (131) (121) Amendments — — Obligation at End of Year $ 1,530 $ 1,592
Schedule of Components of Postretirement Benefit Expense	Components of Postretirement Benefit Expense: 2022 2021 2020 Service Cost $ 105 $ 119 $ 110 Interest Cost 35 28 41 Amortization of Prior Service Costs (2) (2) 2 Amortization of Unrecognized Net (Gain) Loss 43 55 64 Net Postretirement Benefit Expense 181 200 217 Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss) (112) (121) 15 Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income $ 69 $ 79 $ 232
Schedule of Assumptions Used to Determine Net Periodic Cost and Benefit Obligations	Assumptions Used to Determine Net Periodic Cost and Benefit Obligations: 2022 2021 2020 Discount Rate 4.83 % 2.31 % 1.81 %
Schedule of Assumption of Health Care Cost Trend Rates at Year-end	Assumed Health Care Cost Trend Rates at Year-end: 2022 2021 Health Care Cost Trend Rate Assumed for Next Year 7.50 % 8.00 % Rate that the Cost Trend Rate Gradually Declines to 4.50 % 4.50 % Year that the Rate Reaches the Rate it is Assumed to Remain at 2028 2028
Schedule of Estimated Future Benefits	The following postretirement benefit payments, which reflect expected future service, are expected to be paid: 2023 $ 142 2024 131 2025 133 2026 159 2027 172 2028-2032 857

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Schedule of Provision for Income Taxes	The provision for income taxes consists of the following: 2022 2021 2020 Current Federal $ 13,049 $ 13,437 $ 14,186 Current State 1,763 2,547 2,265 Deferred Federal 1,868 2,056 (2,765) Deferred State 671 608 (852) Total $ 17,351 $ 18,648 $ 12,834
Schedule of Effective Income Tax Rate Reconciliation	Effective tax rates differ from the federal statutory rate of 21% for 2022, 2021 and 2020 applied to income before income taxes due to the following: 2022 2021 2020 Statutory Rate Times Pre-tax Income $ 20,827 $ 21,585 $ 15,759 Add (Subtract) the Tax Effect of: Income from Tax-exempt Loans and Investments (5,223) (3,872) (2,681) Non-deductible Merger Costs 177 — — State Income Tax, Net of Federal Tax Effect 1,923 2,492 1,116 General Business Tax Credits (1,038) (1,013) (1,085) Company Owned Life Insurance (476) (321) (484) Other Differences 1,161 (223) 209 Total Income Taxes $ 17,351 $ 18,648 $ 12,834
Schedule of Net Deferred Tax Liability	The net deferred tax asset/(liability) at December 31 consists of the following: 2022 2021 Deferred Tax Assets: Allowance for Credit Losses $ 10,478 $ 8,470 Lease Liability (Operating Leases) 1,585 1,542 Unrealized Loss on Securities 70,234 — Deferred Compensation and Employee Benefits 1,162 878 Other-than-temporary Impairment 246 246 Accrued Expenses 1,325 1,288 Business Combination Fair Value Adjustments 205 138 Pension and Postretirement Plans 182 200 Other Real Estate Owned 70 — Non-Accrual Loan Interest Income 629 567 General Business Tax Credits 198 — Net Operating Loss Carryforward 828 447 Mortgage Servicing Rights — 49 Other 1,190 1,860 Total Deferred Tax Assets 88,332 15,685 Deferred Tax Liabilities: Depreciation (2,859) (2,496) Leasing Activities, Net (10,983) (10,878) Unrealized Gain on Securities — (4,366) FHLB Stock Dividends (488) (199) Prepaid Expenses (684) (646) Intangibles (3,181) (1,651) Deferred Loan Fees (1,127) (790) Mortgage Servicing Rights (58) — Right of Use Asset (Operating Leases) (1,548) (1,515) Other (924) (75) Total Deferred Tax Liabilities (21,852) (22,616) Valuation Allowance — — Net Deferred Tax Asset/(Liability) $ 66,480 $ (6,931)

Revenue Recognition (Tables)

Revenue Recognition (Tables)	12 Months Ended
	Dec. 31, 2022
Revenue from Contract with Customer [Abstract]
Schedule of Non-interest Income, Segregated by Revenue Stream	The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of FASB ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606), for the years ended December 31, 2022, 2021 and 2020. Trust and investment product fees are included in the wealth management services segment while insurance revenues are included in the insurance segment. All other revenue streams are primarily included in the banking segment. Year Ended December 31, Non-interest Income 2022 2021 2020 In-Scope of Topic 606: Wealth Management Fees $ 10,076 $ 10,321 $ 8,005 Service Charges on Deposit Accounts 11,457 7,723 7,334 Insurance Revenues 10,020 9,268 8,922 Interchange Fee Income 15,820 13,116 10,529 Other Operating Income 3,223 2,877 2,361 Non-interest Income (in-scope of Topic 606) 50,596 43,305 37,151 Non-interest Income (out-of-scope of Topic 606) 8,537 16,157 17,323 Total Non-interest Income $ 59,133 $ 59,462 $ 54,474

Per Share Data (Tables)

Per Share Data (Tables)	12 Months Ended
	Dec. 31, 2022
Earnings Per Share [Abstract]
Schedule of Computations of Basic Earnings Per Share and Diluted Earnings Per Share	The computation of Basic Earnings per Share and Diluted Earnings per Share are provided below: 2022 2021 2020 Basic Earnings per Share: Net Income $ 81,825 $ 84,137 $ 62,210 Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Basic Earnings per Share $ 2.78 $ 3.17 $ 2.34 Diluted Earnings per Share: Net Income $ 81,825 $ 84,137 $ 62,210 Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Stock Options, Net — — — Diluted Weighted Average Shares Outstanding 29,464,591 26,537,311 26,539,024 Diluted Earnings per Share $ 2.78 $ 3.17 $ 2.34

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2022
Leases [Abstract]
Schedule of Components of Lease Expense, Weighted Average Remaining Lease Term, Discount Rates and Supplemental Cash Flow Information	The components of lease expense were as follows: December 31, 2022 December 31, 2021 Finance Lease Cost: Amortization of Right-of-Use Assets $ 210 $ 210 Interest on Lease Liabilities 326 345 Operating Lease Cost 1,508 1,423 Short-term Lease Cost — 80 Total Lease Cost $ 2,044 $ 2,058 The weighted average lease term and discount rates were as follows: December 31, 2022 December 31, 2021 Weighted Average Remaining Lease Term: Finance Leases 9 years 10 years Operating Leases 7 years 7 years Weighted Average Discount Rate: Finance Leases 11.41 % 11.45 % Operating Leases 2.98 % 3.02 % Supplemental cash flow information related to leases were as follows: December 31, 2022 December 31, 2021 Cash Paid for Amounts in the Measurement of Lease Liabilities: Operating Cash Flows from Finance Leases $ 326 $ 345 Operating Cash Flows from Operating Leases 1,449 2,808 Financing Cash Flows from Finance Leases 186 155
Schedule of Supplemental Balance Sheet Information	Supplemental balance sheet information related to leases were as follows: December 31, 2022 December 31, 2021 Finance Leases Premises, Furniture and Equipment, Net $ 1,858 $ 2,068 Other Borrowings $ 2,857 $ 3,051 Operating Leases Operating Lease Right-of-Use Assets $ 6,297 $ 6,115 Operating Lease Liabilities $ 6,447 $ 6,227
Schedule of Maturity of Finance Lease Liabilities	The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2022 Finance Leases Operating Leases Year 1 $ 519 $ 1,376 Year 2 519 1,187 Year 3 519 1,021 Year 4 519 845 Year 5 492 662 Thereafter 1,985 2,108 Total Lease Payments 4,553 7,199 Less Imputed Interest (1,696) (752) Total $ 2,857 $ 6,447
Schedule of Maturity of Operating Lease Liabilities	The following table presents a maturity analysis of Finance and Operating Lease Liabilities: December 31, 2022 Finance Leases Operating Leases Year 1 $ 519 $ 1,376 Year 2 519 1,187 Year 3 519 1,021 Year 4 519 845 Year 5 492 662 Thereafter 1,985 2,108 Total Lease Payments 4,553 7,199 Less Imputed Interest (1,696) (752) Total $ 2,857 $ 6,447

Commitments and Off-balance S_2

Commitments and Off-balance Sheet Items (Tables)	12 Months Ended
	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Schedule of Commitments and Contingent Liabilities	Commitments and contingent liabilities are summarized as follows, at December 31: 2022 2021 Fixed Variable Fixed Variable Commitments to Fund Loans: Consumer Lines $ 15,238 $ 576,784 $ 16,784 $ 476,719 Commercial Operating Lines 161,058 611,357 59,917 473,033 Residential Mortgages 15,129 5,327 25,132 214 Total Commitments to Fund Loans $ 191,425 $ 1,193,468 $ 101,833 $ 949,966 Commitments to Sell Loans: Mandatory $ — $ — $ 288 $ — Non-mandatory $ 8,731 $ — $ 12,589 $ — Standby Letters of Credit $ 3,047 $ 17,117 $ 1,491 $ 8,447

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis, including financial assets and liabilities for which the Company has elected the fair value option, are summarized below: Fair Value Measurements at December 31, 2022 Using Quoted Prices in Significant Other Significant Total Assets: U.S. Treasury $ 64,119 $ — $ — $ 64,119 Obligations of State and Political Subdivisions — 777,769 83 777,852 MBS/CMO — 713,775 906 714,681 US Gov't Sponsored Entities & Agencies — 205,017 — 205,017 Total Securities $ 64,119 $ 1,696,561 $ 989 $ 1,761,669 Loans Held-for-Sale $ — $ 8,600 $ — $ 8,600 Derivative Assets $ — $ 9,899 $ — $ 9,899 Derivative Liabilities $ — $ 9,749 $ — $ 9,749 Fair Value Measurements at December 31, 2021 Using Quoted Prices in Significant Other Significant Total Assets: Obligations of State and Political Subdivisions $ — $ 925,706 $ — $ 925,706 MBS/CMO — 791,950 — 791,950 US Gov't Sponsored Entities & Agencies — 171,961 — 171,961 Total Securities $ — $ 1,889,617 $ — $ 1,889,617 Loans Held-for-Sale $ — $ 10,585 $ — $ 10,585 Derivative Assets $ — $ 4,519 $ — $ 4,519 Derivative Liabilities $ — $ 4,762 $ — $ 4,762
Schedule of Aggregate Fair Value, Contractual Balance and Gains or Loss of Loans Held-for-Sale	As of December 31, 2022 and 2021, the aggregate fair value, contractual balance (including accrued interest), and gain or loss on Loans Held-for-Sale were as follows: 2022 2021 Aggregate Fair Value $ 8,600 $ 10,585 Contractual Balance 8,474 10,296 Gain (Loss) 126 289
Schedule of Reconciliation of all Assets Measured at Fair Value on Recurring Basis, Using Significant Unobservable Inputs (Level 3)	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2022 and 2021: Obligations of State and Political Subdivisions MBS/CMO 2022 2021 2022 2021 Balance of Recurring Level 3 Assets at January 1 $ — $ 497 $ — $ — Total Gains (Losses) Included in Other Comprehensive Income (17) (2) (76) — Maturities / Calls — (495) — — Acquired through Bank Acquisition 100 — 982 — Balance of Recurring Level 3 Assets at December 31 $ 83 $ — $ 906 $ —
Schedule of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below: Fair Value Measurements at December 31, 2022 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Individually Analyzed Loans Commercial and Industrial Loans $ — $ — $ 1,858 $ 1,858 Commercial Real Estate Loans — — 10,040 10,040 Agricultural Loans — — 2,970 2,970 Consumer Loans — — 8 8 Home Equity Loans — — 368 368 Residential Mortgage Loans — — 718 718 Fair Value Measurements at December 31, 2021 Using Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Total Assets: Individually Analyzed Loans Commercial and Industrial Loans $ — $ — $ 4,423 $ 4,423 Commercial Real Estate Loans — — 1,672 1,672 Agricultural Loans — — 79 79 Consumer Loans — — — — Home Equity Loans — — 345 345 Residential Mortgage Loans — — — —
Schedule of Fair Value Assets and Liabilities Measured on Nonrecurring Basis Validation Techniques	The following table presents quantitative information about Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2022 and 2021: December 31, 2022 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Individually Analyzed Loans - Commercial and Industrial Loans $ 1,858 Sales comparison approach Adjustment for physical condition of comparable properties sold 0% - 100% (40%) Individually Analyzed Loans - Commercial Real Estate Loans $ 10,040 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (37%) Individually Analyzed Loans - Agricultural Loans $ 2,970 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (48%) Individually Analyzed Loans - Consumer Loans $ 8 Sales comparison approach Adjustment for physical condition of comparable properties sold 27% - 100% (20%) Individually Analyzed Loans - Home Equity Loans $ 368 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% - 51% (20%) Individually Analyzed Loans - Residential Mortgage Loans $ 718 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% -100% (21%) December 31, 2021 Fair Value Valuation Technique(s) Unobservable Input(s) Range (Weighted Average) Individually Analyzed Loans - Commercial and Industrial Loans $ 4,423 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (69%) Individually Analyzed Loans - Commercial Real Estate Loans $ 1,672 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 100% (46%) Individually Analyzed Loans - Agricultural Loans $ 79 Sales comparison approach Adjustment for physical condition of comparable properties sold 30% - 96% (90%) Individually Analyzed Loans - Consumer Loans $ — Sales comparison approach Adjustment for physical condition of comparable properties sold 100% (100%) Individually Analyzed Loans - Home Equity Loans $ 345 Sales comparison approach Adjustment for physical condition of comparable properties sold 20% - 23% (22%) Individually Analyzed Loans - Residential Mortgage Loans $ — Sales comparison approach Adjustment for physical condition of comparable properties sold —% - —% (—%)
Schedule of Carrying Amounts and Estimated Fair Values of Company's Financial Instruments	The carrying amounts and estimated fair values of the Company’s financial instruments not previously presented are provided in the tables below for the periods ending December 31, 2022 and 2021. Not all of the Company’s assets and liabilities are considered financial instruments, and therefore are not included in the tables. Because no active market exists for a significant portion of the Company’s financial instruments, fair value estimates were based on subjective judgments, and therefore cannot be determined with precision. Fair Value Measurements at Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 119,079 $ 77,174 $ 41,905 $ — $ 119,079 Interest Bearing Time Deposits with Banks 500 — 500 — 500 Loans, Net 3,724,804 — — 3,688,903 3,688,903 Accrued Interest Receivable 27,741 38 10,863 16,840 27,741 Financial Liabilities: Demand, Savings, and Money Market Deposits (4,921,582) (4,921,582) — — (4,921,582) Time Deposits (428,469) — (426,184) — (426,184) Short-term Borrowings (101,161) (36,200) (64,961) — (101,161) Long-term Debt (102,645) — (26,830) (72,272) (99,102) Accrued Interest Payable (1,513) — (1,205) (308) (1,513) Fair Value Measurements at Carrying Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and Short-term Investments $ 396,890 $ 47,173 $ 349,717 $ — $ 396,890 Interest Bearing Time Deposits with Banks 745 — 745 — 745 Loans, Net 2,960,278 — — 2,980,555 2,980,555 Accrued Interest Receivable 20,229 — 9,213 11,016 20,229 Financial Liabilities: Demand, Savings, and Money Market Deposits (4,397,217) (4,397,217) — — (4,397,217) Time Deposits (347,099) — (347,876) — (347,876) Short-term Borrowings (68,328) — (68,328) — (68,328) Long-term Debt (83,855) — (28,320) (58,303) (86,623) Accrued Interest Payable (613) — (579) (34) (613)

Segment Information (Tables)

Segment Information (Tables)	12 Months Ended
	Dec. 31, 2022
Segment Reporting [Abstract]
Schedule of Segment Financial Information	The following segment financial information has been derived from the internal financial statements of the Company which are used by management to monitor and manage financial performance. The accounting policies of the three segments are the same as those of the Company. The evaluation process for segments does not include holding company income and expense. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the column labeled “Other” below, along with amounts to eliminate transactions between segments. Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2022 Net Interest Income $ 204,259 $ 46 $ 27 $ (3,748) $ 200,584 Net Gains on Sales of Loans 3,818 — — — 3,818 Net Gains on Securities 589 — — (27) 562 Wealth Management Fees 4 10,072 — — 10,076 Insurance Revenues 31 12 9,977 — 10,020 Noncash Items: Provision for Credit Losses 6,350 — — — 6,350 Depreciation and Amortization 9,571 41 48 456 10,116 Income Tax Expense (Benefit) 17,873 691 720 (1,933) 17,351 Segment Profit (Loss) 82,965 2,157 2,281 (5,578) 81,825 Segment Assets at December 31, 2022 6,152,346 8,846 14,706 (19,907) 6,155,991 Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2021 Net Interest Income $ 163,395 $ 42 $ 11 $ (2,618) $ 160,830 Net Gains on Sales of Loans 8,267 — — — 8,267 Net Gains on Securities 2,247 — — — 2,247 Wealth Management Fees 4 10,317 — — 10,321 Insurance Revenues 14 7 9,247 — 9,268 Noncash Items: Provision for Credit Losses (6,500) — — — (6,500) Depreciation and Amortization 8,346 46 57 321 8,770 Income Tax Expense (Benefit) 18,774 826 652 (1,604) 18,648 Segment Profit (Loss) 82,066 2,543 2,034 (2,506) 84,137 Segment Assets at December 31, 2021 5,595,721 6,115 12,245 (5,542) 5,608,539 Core Wealth Management Services Insurance Other Consolidated Year Ended December 31, 2020 Net Interest Income $ 157,936 $ 18 $ 11 $ (2,722) $ 155,243 Net Gains on Sales of Loans 9,908 — — — 9,908 Net Gains on Securities 4,081 — — — 4,081 Wealth Management Fees 3 8,002 — — 8,005 Insurance Revenues 12 15 8,895 — 8,922 Noncash Items: Provision for Credit Losses 17,550 — — — 17,550 Depreciation and Amortization 9,012 28 68 321 9,429 Income Tax Expense (Benefit) 13,758 452 536 (1,912) 12,834 Segment Profit (Loss) 60,812 1,355 1,655 (1,612) 62,210 Segment Assets at December 31, 2020 4,963,655 4,480 10,263 (821) 4,977,577

Parent Company Financial Stat_2

Parent Company Financial Statements (Tables)	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Condensed Balance Sheets	CONDENSED BALANCE SHEETS December 31, 2022 2021 ASSETS Cash $ 46,541 $ 86,391 Other Investments 353 353 Investment in Subsidiary Bank 566,494 616,459 Investment in Non-banking Subsidiaries 6,747 5,973 Other Assets 19,165 20,678 Total Assets $ 639,300 $ 729,854 LIABILITIES Borrowings $ 74,788 $ 55,804 Other Liabilities 6,119 5,591 Total Liabilities 80,907 61,395 SHAREHOLDERS’ EQUITY Common Stock 29,493 26,554 Additional Paid-in Capital 387,171 276,057 Retained Earnings 405,167 350,364 Accumulated Other Comprehensive Income (Loss) (263,438) 15,484 Total Shareholders’ Equity 558,393 668,459 Total Liabilities and Shareholders’ Equity $ 639,300 $ 729,854
Condensed Statements of Income and Comprehensive Income (Loss)	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) Years Ended December 31, 2022 2021 2020 INCOME Dividends from Subsidiaries Bank $ 35,000 $ 65,000 $ 40,000 Non-bank — 1,470 1,580 Interest Income 104 109 118 Other Income (Loss) 31 11 25 Total Income 35,135 66,590 41,723 EXPENSES Salaries and Employee Benefits 535 537 498 Professional Fees 1,989 1,256 564 Occupancy and Equipment Expense 8 10 7 Interest Expense 3,963 2,763 2,907 Other Expenses 1,162 1,200 1,286 Total Expenses 7,657 5,766 5,262 INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 27,478 60,824 36,461 Income Tax Benefit 1,947 1,607 1,922 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 29,425 62,431 38,383 Equity in Undistributed Income of Subsidiaries 52,400 21,706 23,827 NET INCOME 81,825 84,137 62,210 Other Comprehensive Income (Loss): Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale (278,976) (19,891) 20,270 Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net 54 — — TOTAL COMPREHENSIVE INCOME (LOSS) $ (197,097) $ 64,246 $ 82,480
Condensed Statements of Cash Flows	CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, 2022 2021 2020 CASH FLOWS FROM OPERATING ACTIVITIES Net Income $ 81,825 $ 84,137 $ 62,210 Adjustments to Reconcile Net Income to Net Cash from Operations Change in Other Assets 3,861 (3,939) (8,575) Change in Other Liabilities 1,200 863 (142) Equity Based Compensation 2,330 1,723 1,051 Excess Tax Benefit from Restricted Share Grant — — 3 Equity in Excess Undistributed Income of Subsidiaries (52,400) (21,706) (23,827) Net Cash from Operating Activities 36,816 61,078 30,720 CASH FLOWS FROM INVESTING ACTIVITIES Cash Used for Business Acquisitions (49,644) — — Net Cash from Investing Activities (49,644) — — CASH FLOWS FROM FINANCING ACTIVITIES Issuance (Retirement) of Common Stock — — (5,789) Dividends Paid (27,022) (22,220) (20,136) Net Cash from Financing Activities (27,022) (22,220) (25,925) Net Change in Cash and Cash Equivalents (39,850) 38,858 4,795 Cash and Cash Equivalents at Beginning of Year 86,391 47,533 42,738 Cash and Cash Equivalents at End of Year $ 46,541 $ 86,391 $ 47,533

Business Combinations, Goodwi_2

Business Combinations, Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2022
Business Combinations, Goodwill and Intangible Assets [Abstract]
Schedule of Total Consideration Transferred and Fair Value of Identifiable Assets Acquired and Liabilities Assumed	The following table summarizes the fair value of the total consideration transferred as a part of the CUB acquisition as well as the fair value of identifiable assets acquired and liabilities assumed as of the effective date of the transaction. Consideration Cash for Options and Fractional Shares $ 942 Cash Consideration 49,863 Equity Instruments 111,914 Fair Value of Total Consideration Transferred $ 162,719 Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed: Cash $ 20,244 Federal Funds Sold and Other Short-term Investments 238,325 Interest-bearing Time Deposits with Banks 250 Securities 102,233 Loans 678,142 Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost 10,078 Premises, Furniture & Equipment 19,805 Other Real Estate 40 Intangible Assets 7,572 Company Owned Life Insurance 12,881 Accrued Interest Receivable and Other Assets 18,309 Deposits - Non-interest Bearing (237,472) Deposits - Interest Bearing (696,750) FHLB Advances and Other Borrowings (60,837) Accrued Interest Payable and Other Liabilities (8,697) Total Identifiable Net Assets $ 104,123 Goodwill $ 58,596
Schedule of Unaudited Pro Forma Financial Information	The following table presents unaudited pro forma information as if the acquisition had occurred on January 1, 2021 after giving effect to certain adjustments. The unaudited pro forma information for the year ended December 30, 2022 and 2021 includes adjustments for interest income on loans and securities acquired, amortization of intangibles arising from the transaction, interest expense on deposits and borrowings acquired, and the related income tax effects. The unaudited pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transaction been effected on the assumed date. Unaudited Pro Forma Unaudited Pro Forma Net Interest Income $ 200,584 $ 195,691 Non-interest Income 59,133 64,951 Total Revenue 259,717 260,642 Provision for Credit Losses 50 (8,707) Non-interest Expense 141,868 142,978 Income Before Income Taxes 117,799 126,371 Income Tax Expense 21,858 24,260 Net Income $ 95,941 $ 102,111 Earnings Per Share and Diluted Earnings Per Share $ 3.26 $ 3.47
Schedule of Changes in Carrying Amount of Goodwill	The changes in the carrying amount of goodwill for the periods ended December 31, 2022, 2021, and 2020, were classified as follows: 2022 2021 2020 Beginning of Year $ 121,761 $ 121,956 $ 121,306 Acquired Goodwill 58,596 (195) 650 Impairment — — — End of Year $ 180,357 $ 121,761 $ 121,956
Schedule of Acquired Intangible Assets	Acquired Intangible Assets Acquired intangible assets were as follows as of year end: 2022 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 33,247 $ (25,001) Branch Acquisition Intangible 257 (257) Insurance Customer List 5,408 (5,378) Total $ 38,912 $ (30,636) 2021 Gross Amount Accumulated Amortization Core Banking Core Deposit Intangible $ 25,675 $ (21,320) Branch Acquisition Intangible 257 (257) Insurance Customer List 5,408 (5,348) Total $ 31,340 $ (26,925)
Schedule of Estimated Amortization Expense of Intangibles	Estimated amortization expense for each of the next five years is as follows: 2023 $ 2,840 2024 2,032 2025 1,394 2026 916 2027 593

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2022
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The tables below summarize the changes in accumulated other comprehensive income (loss) by component for the years ended December 31, 2022 and 2021, net of tax: December 31, 2022 Unrealized Postretirement Total Beginning Balance $ 16,052 $ (568) $ 15,484 Other Comprehensive Income (Loss) Before (278,532) — (278,532) Amounts Reclassified from Accumulated (444) 54 (390) Net Current Period Other Comprehensive Income (Loss) (278,976) 54 (278,922) Ending Balance $ (262,924) $ (514) $ (263,438) December 31, 2021 Unrealized Postretirement Total Beginning Balance $ 35,943 $ (568) $ 35,375 Other Comprehensive Income (Loss) Before (18,116) — (18,116) Amounts Reclassified from Accumulated (1,775) — (1,775) Net Current Period Other Comprehensive Income (Loss) (19,891) — (19,891) Ending Balance $ 16,052 $ (568) $ 15,484
Schedule of Classifications Out of Accumulated Other Comprehensive Income (Loss) by Component	The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2022: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 562 Net Gain (Loss) on Securities (118) Income Tax Expense 444 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 444 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2021: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 2,247 Net Gain (Loss) on Securities (472) Income Tax Expense 1,775 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 1,775 The table below summarizes the classifications out of accumulated other comprehensive income (loss) by component for the year ended December 31, 2020: Details about Accumulated Other Comprehensive Income (Loss) Components Amount Reclassified From Accumulated Other Comprehensive Income (Loss) Affected Line Item in the Statement Where Net Income is Presented Unrealized Gains and Losses on Available-for-Sale Securities $ 4,081 Net Gain (Loss) on Securities (857) Income Tax Expense 3,224 Net of Tax Amortization of Post Retirement Plan Items Actuarial Gains (Losses) $ — Salaries and Employee Benefits — Income Tax Expense — Net of Tax Total Reclassifications for the Period $ 3,224

Summary of Significant Accoun_3

Summary of Significant Accounting Policies (Narrative) (Details)	12 Months Ended
	Dec. 31, 2022 USD ($) segment	Dec. 31, 2021 USD ($)
Property, Plant and Equipment [Line Items]
Number of segments (in segments) | segment	3
Accrued interest receivable on loans	$ 16,816,000
Required cash on deposit at Federal Reserve	$ 0	$ 0
Minimum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	6 years
Maximum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	10 years
Buildings and related components | Minimum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	10 years
Buildings and related components | Maximum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	40 years
Furniture, fixtures and equipment | Minimum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	3 years
Furniture, fixtures and equipment | Maximum
Property, Plant and Equipment [Line Items]
Premises, furniture, and equipment, useful life	10 years

Securities (Schedule of Securit

Securities (Schedule of Securities Available-for-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	$ 2,094,826	$ 1,869,198
Gross Unrealized Gains	695	36,068
Gross Unrealized Losses	(333,852)	(15,649)
Fair Value	1,761,669	1,889,617
U.S. Treasury
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	64,097
Gross Unrealized Gains	22
Gross Unrealized Losses	0
Fair Value	64,119
Obligations of State and Political Subdivisions
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	939,193	896,048
Gross Unrealized Gains	673	31,138
Gross Unrealized Losses	(162,014)	(1,480)
Fair Value	777,852	925,706
MBS/CMO
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	846,519	797,693
Gross Unrealized Gains	0	4,738
Gross Unrealized Losses	(131,838)	(10,481)
Fair Value	714,681	791,950
US Gov’t Sponsored Entities & Agencies
Debt Securities, Available-for-sale [Line Items]
Amortized Cost	245,017	175,457
Gross Unrealized Gains	0	192
Gross Unrealized Losses	(40,000)	(3,688)
Fair Value	$ 205,017	$ 171,961

Securities (Schedule of Secur_2

Securities (Schedule of Securities by Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Securities Available-for-Sale: Amortized cost
Due in one year or less	$ 67,363
Due after one year through five years	15,449
Due after five years through ten years	55,747
Due after ten years	864,731
Total	2,094,826	$ 1,869,198
Securities Available-for-Sale: Fair Value
Due in one year or less	67,383
Due after one year through five years	15,496
Due after five years through ten years	53,536
Due after ten years	705,556
Total	1,761,669	1,889,617
MBS/CMO
Securities Available-for-Sale: Amortized cost
Securities without single maturity	846,519
Total	846,519	797,693
Securities Available-for-Sale: Fair Value
Securities without single maturity	714,681
Total	714,681	791,950
US Gov’t Sponsored Entities & Agencies
Securities Available-for-Sale: Amortized cost
Securities without single maturity	245,017
Total	245,017	175,457
Securities Available-for-Sale: Fair Value
Securities without single maturity	205,017
Total	$ 205,017	$ 171,961

Securities (Schedule of Proceed

Securities (Schedule of Proceeds from the Sales of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Proceeds from Sales	$ 145,237	$ 111,124	$ 125,106
Gross Gains on Sales	562	2,247	4,081
Income Taxes on Gross Gains	$ 118	$ 472	$ 857

Securities (Narrative) (Details

Securities (Narrative) (Details)	Dec. 31, 2022 USD ($) investment	Dec. 31, 2021 USD ($) investment	Dec. 31, 2009 USD ($)
Debt Securities, Available-for-sale [Line Items]
Carrying amount of securities pledged	$ 354,123,000	$ 222,896,000
Allowance for credit losses for available-for-sale securities	$ 0	$ 0
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]	Securities Available-for-Sale, at Fair Value (Amortized Cost $2,094,826 for December 31, 2022; Amortized Cost $1,869,198 for December 31, 2021; No Allowance for Credit Losses)	Securities Available-for-Sale, at Fair Value (Amortized Cost $2,094,826 for December 31, 2022; Amortized Cost $1,869,198 for December 31, 2021; No Allowance for Credit Losses)
Accrued interest receivable on available-for-sale securities	$ 10,637,000	$ 8,990,000
Original investment of equity security	353,000	353,000
Other than temporary impairment recognized through earnings	$ 0	$ 0
Equity Securities
Debt Securities, Available-for-sale [Line Items]
Number of equity securities held in non-controlling investment banking (in investments) | investment	1	1
Original investment of equity security			$ 1,350,000
Other than temporary impairment recognized through earnings			$ 997,000

Securities (Schedule of Secur_3

Securities (Schedule of Securities with Unrealized Losses) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	$ 1,018,313	$ 759,201
Less than 12 Months Unrealized Loss	(177,161)	(13,966)
12 Months or More Fair Value	603,633	45,615
12 Months or More Unrealized Loss	(156,691)	(1,683)
Total Fair Value	1,621,946	804,816
Total Unrealized Loss	(333,852)	(15,649)
Obligations of State and Political Subdivisions
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	579,267	165,210
Less than 12 Months Unrealized Loss	(117,423)	(1,386)
12 Months or More Fair Value	122,992	1,500
12 Months or More Unrealized Loss	(44,591)	(94)
Total Fair Value	702,259	166,710
Total Unrealized Loss	(162,014)	(1,480)
MBS/CMO
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	240,344	467,888
Less than 12 Months Unrealized Loss	(20,920)	(9,100)
12 Months or More Fair Value	474,327	36,827
12 Months or More Unrealized Loss	(110,918)	(1,381)
Total Fair Value	714,671	504,715
Total Unrealized Loss	(131,838)	(10,481)
US Gov’t Sponsored Entities & Agencies
Debt Securities, Available-for-sale [Line Items]
Less than 12 Months Fair Value	198,702	126,103
Less than 12 Months Unrealized Loss	(38,818)	(3,480)
12 Months or More Fair Value	6,314	7,288
12 Months or More Unrealized Loss	(1,182)	(208)
Total Fair Value	205,016	133,391
Total Unrealized Loss	$ (40,000)	$ (3,688)

Derivatives (Narrative) (Detail

Derivatives (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Interest Rate Swaps
Derivative [Line Items]
Notional amount of derivatives	$ 134,684	$ 143,593

Derivatives (Derivative Instrum

Derivatives (Derivative Instruments and Hedging Activities) (Details) - Interest Rate Swaps - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Other Assets
Included in Other Assets:
Interest rate swaps, notional Amount	$ 134,684	$ 143,593
Interest rate swaps, fair value	9,899	4,519
Other Liabilities
Included in Other Liabilities:
Interest rate swaps, notional Amount	134,684	143,593
Interest rate swaps, fair value	$ 9,749	$ 4,762

Derivatives (Derivative Instr_2

Derivatives (Derivative Instruments Consolidated Statement) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest Rate Swaps | Other Income
Derivative [Line Items]
Included in Other Income	$ 403	$ 1,131	$ 268

Loans (Classifications of Loans

Loans (Classifications of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,788,645	$ 3,007,926
Less:   Unearned Income	(3,711)	(3,662)
Allowance for Credit Losses	(44,168)	(37,017)	$ (46,859)	$ (16,278)
Loans, Net	3,740,766	2,967,247
Commercial and Industrial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	620,106	493,005
Allowance for Credit Losses	(13,749)	(9,554)	(6,445)	(4,799)
Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,966,884	1,530,677
Allowance for Credit Losses	(21,598)	(19,245)	(29,878)	(4,692)
Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	417,413	358,150
Allowance for Credit Losses	(4,188)	(4,505)	(6,756)	(5,315)
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	56,396	55,345
Allowance for Credit Losses	(209)	(200)	(200)	0
Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	279,748	222,525
Allowance for Credit Losses	(1,344)	(1,061)	(996)	(200)
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	79,904	70,302
Allowance for Credit Losses	(595)	(507)	(490)	(434)
Credit Cards
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	17,512	14,357
Allowance for Credit Losses	(257)	(240)	(150)	0
Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	350,682	263,565
Allowance for Credit Losses	(2,228)	(1,705)	$ (1,944)	$ (333)
Commercial | Commercial and Industrial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	620,106	493,005
Commercial | Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,966,884	1,530,677
Commercial | Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	417,413	358,150
Commercial | Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	56,396	55,345
Retail
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	3,788,645	3,007,926
Retail | Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	279,748	222,525
Retail | Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	79,904	70,302
Retail | Credit Cards
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	17,512	14,357
Retail | Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 350,682	$ 263,565

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2022 USD ($) loan	Dec. 31, 2021 USD ($) loan	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchase credit deteriorated	$ 3,740,766,000	$ 2,967,247,000
Interest income recognized on non-accrual loans	32,000	80,000
Troubled debt restructurings	0	104,000
Allowance for troubled debt restructurings		0
Additional lending amount to customers whose loan terms has been modified in troubled debt restructuring	$ 0	$ 0
Number of loans modified as debt restructurings (in loans) | loan	0	0
Number of loans that subsequently default after modification (in loans) | loan	0	0
Threshold amount to individually classify loans by credit risk	$ 250,000
Loans Acquired With Deteriorated Credit Quality
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchase credit deteriorated	$ 21,149,000	$ 9,861,000
PPP Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan interest rate	1%
Maturities of loans originated under first round			2 years
Maturities of loans originated under second round		5 years
Amount of loans outstanding	$ 508,302,000
Remaining fees on loans outstanding	$ 21,046,000
Number of loans authorized | loan	5,671,000
Loans outstanding originated under second round		$ 487,980,000
Fees on loans originated during second round		$ 20,172,000
Forgiven loans originated during second round	$ 508,302,000
Net processing fees recognized on loans originated under second round	21,046,000
Amount of loans authorized	$ 0

Loans (Loans at Fair Value From

Loans (Loans at Fair Value From Acquisitions) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Jan. 01, 2022
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	$ 516,669
Loan Balance	516,669
Fair Value (Discount)/Premium	(2,516)
Purchase Price of Loans at Acquisition	32,997
Allowance for Credit Losses at Acquisition	3,117
Non-Credit Discount/(Premium) at Acquisition	1,456
Total	37,570
Commercial and Industrial Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	48,330
Loan Balance	48,330
Fair Value (Discount)/Premium	(1,051)
Allowance for Credit Losses at Acquisition	376
Commercial Real Estate Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	319,893
Loan Balance	319,893
Fair Value (Discount)/Premium	(1,893)
Allowance for Credit Losses at Acquisition	1,945
Agricultural Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	46,181
Loan Balance	46,181
Fair Value (Discount)/Premium	172
Allowance for Credit Losses at Acquisition	689
Leases
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	0
Loan Balance	0
Fair Value (Discount)/Premium	0
Allowance for Credit Losses at Acquisition	0
Consumer Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	10,249
Loan Balance	10,249
Fair Value (Discount)/Premium	(45)
Allowance for Credit Losses at Acquisition	2
Home Equity Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	21,766
Loan Balance	21,766
Fair Value (Discount)/Premium	(176)
Allowance for Credit Losses at Acquisition	0
Credit Cards
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	0
Loan Balance	0
Fair Value (Discount)/Premium	0
Allowance for Credit Losses at Acquisition	0
Residential Mortgage Loans
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance	70,250
Loan Balance	70,250
Fair Value (Discount)/Premium	477
Allowance for Credit Losses at Acquisition	$ 105
Citizens Union Bancorp of Shelbyville, Inc. ("CUB")
Loans and Leases Receivable Disclosure [Line Items]
Acquired Loan Balance		$ 683,501
Fair Value Discounts		(5,359)
Fair Value		678,142
Loan Balance		$ 683,501

Loans (Allowance for Credit Los

Loans (Allowance for Credit Losses for Loans) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Allowance for Credit Losses [Roll Forward]
Beginning Balance	$ 37,017	$ 46,859	$ 16,278
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	3,117
Provision (Benefit) for Credit Losses	6,350	(6,500)	17,550
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(2,850)	(3,835)	(3,136)
Recoveries Collected	534	493	514
Total Ending Allowance Balance	44,168	37,017	46,859
Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			8,767
Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			6,886
Commercial and Industrial Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	9,554	6,445	4,799
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	376
Provision (Benefit) for Credit Losses	4,942	5,825	(694)
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(1,149)	(2,777)	(2,119)
Recoveries Collected	26	61	23
Total Ending Allowance Balance	13,749	9,554	6,445
Commercial and Industrial Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			2,245
Commercial and Industrial Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			2,191
Commercial Real Estate Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	19,245	29,878	4,692
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	1,945
Provision (Benefit) for Credit Losses	463	(10,663)	17,645
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(79)	(10)	(36)
Recoveries Collected	24	40	129
Total Ending Allowance Balance	21,598	19,245	29,878
Commercial Real Estate Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			3,063
Commercial Real Estate Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			4,385
Agricultural Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	4,505	6,756	5,315
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	689
Provision (Benefit) for Credit Losses	(1,006)	(2,251)	(125)
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	0	0	0
Recoveries Collected	0	0	0
Total Ending Allowance Balance	4,188	4,505	6,756
Agricultural Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			1,438
Agricultural Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			128
Leases
Allowance for Credit Losses [Roll Forward]
Beginning Balance	200	200	0
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	0
Provision (Benefit) for Credit Losses	9	0	95
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	0	0	0
Recoveries Collected	0	0	0
Total Ending Allowance Balance	209	200	200
Leases | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			105
Leases | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Consumer Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	507	490	434
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	2
Provision (Benefit) for Credit Losses	991	385	527
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(1,364)	(675)	(766)
Recoveries Collected	459	307	354
Total Ending Allowance Balance	595	507	490
Consumer Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(59)
Consumer Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Home Equity Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,061	996	200
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	0
Provision (Benefit) for Credit Losses	351	44	66
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(69)	(15)	(67)
Recoveries Collected	1	36	0
Total Ending Allowance Balance	1,344	1,061	996
Home Equity Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			762
Home Equity Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			35
Credit Cards
Allowance for Credit Losses [Roll Forward]
Beginning Balance	240	150	0
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	0
Provision (Benefit) for Credit Losses	163	387	131
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(165)	(313)	(109)
Recoveries Collected	19	16	4
Total Ending Allowance Balance	257	240	150
Credit Cards | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			124
Credit Cards | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			0
Residential Mortgage Loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance	1,705	1,944	333
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	105
Provision (Benefit) for Credit Losses	437	(227)	(95)
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	(24)	(45)	(39)
Recoveries Collected	5	33	4
Total Ending Allowance Balance	2,228	1,705	1,944
Residential Mortgage Loans | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			1,594
Residential Mortgage Loans | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			147
Unallocated
Allowance for Credit Losses [Roll Forward]
Beginning Balance	0	0	505
Acquisition of Citizens Union Bank of Shelbyville, KY - PCD Loans	0
Provision (Benefit) for Credit Losses	0	0	0
Initial Allowance on Loans Purchased with Credit Deterioration			0
Loans Charged-off	0	0	0
Recoveries Collected	0	0	0
Total Ending Allowance Balance	$ 0	$ 0	0
Unallocated | Adjustment | Non-impaired loans
Allowance for Credit Losses [Roll Forward]
Beginning Balance			(505)
Unallocated | Adjustment | Loans Acquired With Deteriorated Credit Quality
Allowance for Credit Losses [Roll Forward]
Beginning Balance			$ 0

Loans (Non-accrual and Loans Pa

Loans (Non-accrual and Loans Past Due over 89 Days Still Accruing) (Details) - USD ($) $ in Thousands	Dec. 31, 2022		Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	$ 3,509	[1]	$ 3,843	[2]
Non-Accrual	12,888		14,602
Loans Past Due Over 89 Days Still Accruing	1,427		156
Commercial and Industrial Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	1,142	[1]	1,989	[2]
Non-Accrual	7,936		10,530
Loans Past Due Over 89 Days Still Accruing	1,427		0
Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	49	[1]	145	[2]
Non-Accrual	1,950		2,243
Loans Past Due Over 89 Days Still Accruing	0		156
Agricultural Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	994	[1]	1,041	[2]
Non-Accrual	1,062		1,136
Loans Past Due Over 89 Days Still Accruing	0		0
Leases
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	0	[1]	0	[2]
Non-Accrual	0		0
Loans Past Due Over 89 Days Still Accruing	0		0
Home Equity Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	262	[1]	1	[2]
Non-Accrual	310		24
Loans Past Due Over 89 Days Still Accruing	0		0
Consumer Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	240	[1]	16	[2]
Non-Accrual	254		18
Loans Past Due Over 89 Days Still Accruing	0		0
Credit Cards
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	146	[1]	64	[2]
Non-Accrual	146		64
Loans Past Due Over 89 Days Still Accruing	0		0
Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Non-Accrual With No Allowance For Credit Losses	676	[1]	587	[2]
Non-Accrual	1,230		587
Loans Past Due Over 89 Days Still Accruing	$ 0		$ 0
[1]Includes non-accrual loans with no allowance for credit loss and are also included in Non-Accrual loans totaling $12,888.[2]Includes non-accrual loans with no allowance for credit loss and are also included in Non-Accrual loans totaling $14,602

Loans (Collateral-dependent Loa

Loans (Collateral-dependent Loans by Class) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 3,788,645	$ 3,007,926
Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	28,459	17,764
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	20,749	8,947
Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,575	2,444
Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	272	549
Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,863	5,824
Commercial and Industrial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	620,106	493,005
Commercial and Industrial Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	9,420	10,531
Commercial and Industrial Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	2,078	1,716
Commercial and Industrial Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,219	2,444
Commercial and Industrial Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	272	549
Commercial and Industrial Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,851	5,822
Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,966,884	1,530,677
Commercial Real Estate Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12,228	4,610
Commercial Real Estate Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12,192	4,610
Commercial Real Estate Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	36	0
Commercial Real Estate Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Commercial Real Estate Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	417,413	358,150
Agricultural Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	5,262	1,522
Agricultural Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	4,944	1,522
Agricultural Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	318	0
Agricultural Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Agricultural Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	56,396	55,345
Leases | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Leases | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Leases | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Leases | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Leases | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	279,748	222,525
Home Equity Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	467	441
Home Equity Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	467	441
Home Equity Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Home Equity Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Home Equity Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	79,904	70,302
Consumer Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	22	8
Consumer Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	8	6
Consumer Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	2	0
Consumer Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Consumer Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12	2
Credit Cards
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	17,512	14,357
Credit Cards | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Credit Cards | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Credit Cards | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Credit Cards | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Credit Cards | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	350,682	263,565
Residential Mortgage Loans | Total
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,060	652
Residential Mortgage Loans | Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	1,060	652
Residential Mortgage Loans | Equipment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Residential Mortgage Loans | Accounts Receivable
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	0	0
Residential Mortgage Loans | Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 0	$ 0

Loans (Aging of Past Due Loans)

Loans (Aging of Past Due Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Past Due [Line Items]
Loans	$ 3,788,645	$ 3,007,926
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	10,633	3,182
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,706	808
Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	10,783	7,500
Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	25,122	11,490
Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	3,763,523	2,996,436
Commercial and Industrial Loans
Financing Receivable, Past Due [Line Items]
Loans	620,106	493,005
Commercial and Industrial Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	268	12
Commercial and Industrial Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	681	0
Commercial and Industrial Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	8,285	6,147
Commercial and Industrial Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	9,234	6,159
Commercial and Industrial Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	610,872	486,846
Commercial Real Estate Loans
Financing Receivable, Past Due [Line Items]
Loans	1,966,884	1,530,677
Commercial Real Estate Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,617	0
Commercial Real Estate Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	14	5
Commercial Real Estate Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	616	891
Commercial Real Estate Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,247	896
Commercial Real Estate Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,964,637	1,529,781
Agricultural Loans
Financing Receivable, Past Due [Line Items]
Loans	417,413	358,150
Agricultural Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	343	0
Agricultural Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Agricultural Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	123	0
Agricultural Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	466	0
Agricultural Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	416,947	358,150
Leases
Financing Receivable, Past Due [Line Items]
Loans	56,396	55,345
Leases | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Leases | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Leases | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Leases | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	0	0
Leases | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	56,396	55,345
Home Equity Loans
Financing Receivable, Past Due [Line Items]
Loans	279,748	222,525
Home Equity Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,770	225
Home Equity Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	140	229
Home Equity Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	310	25
Home Equity Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,220	479
Home Equity Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	277,528	222,046
Consumer Loans
Financing Receivable, Past Due [Line Items]
Loans	79,904	70,302
Consumer Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	219	158
Consumer Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	64	58
Consumer Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	252	4
Consumer Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	535	220
Consumer Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	79,369	70,082
Credit Cards
Financing Receivable, Past Due [Line Items]
Loans	17,512	14,357
Credit Cards | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	86	61
Credit Cards | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	24	9
Credit Cards | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	146	64
Credit Cards | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	256	134
Credit Cards | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	17,256	14,223
Residential Mortgage Loans
Financing Receivable, Past Due [Line Items]
Loans	350,682	263,565
Residential Mortgage Loans | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	6,330	2,726
Residential Mortgage Loans | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	2,783	507
Residential Mortgage Loans | Greater Than 89 Days Past Due
Financing Receivable, Past Due [Line Items]
Loans	1,051	369
Residential Mortgage Loans | Total Past Due
Financing Receivable, Past Due [Line Items]
Loans	10,164	3,602
Residential Mortgage Loans | Loans Not Past Due
Financing Receivable, Past Due [Line Items]
Loans	$ 340,518	$ 259,963

Loans (Risk Category of Loans)

Loans (Risk Category of Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 3,788,645	$ 3,007,926
Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	158,088	141,348
One year before current fiscal year	123,425	58,826
Two year before current fiscal year	41,375	61,110
Three year before current fiscal year	47,887	30,716
Four year before current fiscal year	20,002	17,321
Prior	56,065	51,934
Revolving Loans Amortized Cost Basis	173,264	131,750
Loans	620,106	493,005
Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	402,613	406,528
One year before current fiscal year	496,943	264,011
Two year before current fiscal year	266,563	172,601
Three year before current fiscal year	164,251	147,700
Four year before current fiscal year	143,819	157,144
Prior	457,532	355,996
Revolving Loans Amortized Cost Basis	35,163	26,697
Loans	1,966,884	1,530,677
Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	63,307	46,224
One year before current fiscal year	48,734	50,447
Two year before current fiscal year	54,049	28,048
Three year before current fiscal year	30,009	27,597
Four year before current fiscal year	24,168	31,811
Prior	108,974	84,741
Revolving Loans Amortized Cost Basis	88,172	89,282
Loans	417,413	358,150
Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	20,057	19,689
One year before current fiscal year	14,461	12,706
Two year before current fiscal year	9,648	12,990
Three year before current fiscal year	8,901	5,599
Four year before current fiscal year	1,851	2,473
Prior	1,478	1,888
Revolving Loans Amortized Cost Basis	0	0
Loans	56,396	55,345
Pass | Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	156,318	141,133
One year before current fiscal year	117,648	57,477
Two year before current fiscal year	39,949	60,883
Three year before current fiscal year	46,505	29,005
Four year before current fiscal year	18,423	15,936
Prior	51,482	48,559
Revolving Loans Amortized Cost Basis	154,203	122,377
Loans	584,528	475,370
Pass | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	398,631	404,175
One year before current fiscal year	490,747	264,011
Two year before current fiscal year	261,462	164,204
Three year before current fiscal year	162,701	131,746
Four year before current fiscal year	129,151	139,788
Prior	427,433	336,066
Revolving Loans Amortized Cost Basis	35,163	26,697
Loans	1,905,288	1,466,687
Pass | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	62,673	44,510
One year before current fiscal year	47,682	45,101
Two year before current fiscal year	47,355	22,482
Three year before current fiscal year	25,431	24,187
Four year before current fiscal year	21,728	24,325
Prior	92,344	71,268
Revolving Loans Amortized Cost Basis	83,862	81,011
Loans	381,075	312,884
Pass | Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	20,057	19,689
One year before current fiscal year	14,461	12,706
Two year before current fiscal year	9,648	12,990
Three year before current fiscal year	8,901	5,599
Four year before current fiscal year	1,851	2,473
Prior	1,478	1,888
Revolving Loans Amortized Cost Basis	0	0
Loans	56,396	55,345
Special Mention | Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	56	115
One year before current fiscal year	148	128
Two year before current fiscal year	577	227
Three year before current fiscal year	78	649
Four year before current fiscal year	551	7
Prior	2,346	918
Revolving Loans Amortized Cost Basis	1,672	1,510
Loans	5,428	3,554
Special Mention | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3,982	2,279
One year before current fiscal year	1,568	0
Two year before current fiscal year	4,612	710
Three year before current fiscal year	135	14,426
Four year before current fiscal year	13,689	17,356
Prior	25,371	13,916
Revolving Loans Amortized Cost Basis	0	0
Loans	49,357	48,687
Special Mention | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	634	1,714
One year before current fiscal year	842	5,346
Two year before current fiscal year	6,066	5,503
Three year before current fiscal year	4,149	3,025
Four year before current fiscal year	2,355	6,438
Prior	11,440	6,624
Revolving Loans Amortized Cost Basis	4,310	8,271
Loans	29,796	36,921
Special Mention | Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	0	0
Substandard | Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	1,714	100
One year before current fiscal year	5,629	1,221
Two year before current fiscal year	849	0
Three year before current fiscal year	1,304	1,062
Four year before current fiscal year	1,028	1,378
Prior	2,237	2,457
Revolving Loans Amortized Cost Basis	17,389	7,863
Loans	30,150	14,081
Substandard | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	74
One year before current fiscal year	4,628	0
Two year before current fiscal year	489	7,687
Three year before current fiscal year	1,415	1,528
Four year before current fiscal year	979	0
Prior	4,728	6,014
Revolving Loans Amortized Cost Basis	0	0
Loans	12,239	15,303
Substandard | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	210	0
Two year before current fiscal year	628	63
Three year before current fiscal year	429	385
Four year before current fiscal year	85	1,048
Prior	5,190	6,849
Revolving Loans Amortized Cost Basis	0	0
Loans	6,542	8,345
Substandard | Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	0	0
Doubtful | Commercial and Industrial Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	0	0
Doubtful | Commercial Real Estate Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	0	0
Doubtful | Agricultural Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	0	0
Doubtful | Leases
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	0	0
Prior	0	0
Revolving Loans Amortized Cost Basis	0	0
Loans	$ 0	$ 0

Loans (Residential, Home Equity

Loans (Residential, Home Equity and Consumer Loans Based on Payment Activity) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 3,788,645	$ 3,007,926
Consumer Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	42,688	39,926
One year before current fiscal year	22,727	15,900
Two year before current fiscal year	5,822	4,325
Three year before current fiscal year	2,402	4,531
Four year before current fiscal year	1,545	600
Prior	1,563	1,670
Revolving Loans Amortized Cost Basis	3,157	3,350
Loans	79,904	70,302
Consumer Loans | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	42,685	39,923
One year before current fiscal year	22,708	15,900
Two year before current fiscal year	5,610	4,325
Three year before current fiscal year	2,394	4,531
Four year before current fiscal year	1,543	600
Prior	1,553	1,655
Revolving Loans Amortized Cost Basis	3,157	3,350
Loans	79,650	70,284
Consumer Loans | Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	3	3
One year before current fiscal year	19	0
Two year before current fiscal year	212	0
Three year before current fiscal year	8	0
Four year before current fiscal year	2	0
Prior	10	15
Revolving Loans Amortized Cost Basis	0	0
Loans	254	18
Home Equity Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	63	0
One year before current fiscal year	20	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	21
Four year before current fiscal year	19	0
Prior	592	836
Revolving Loans Amortized Cost Basis	279,054	221,668
Loans	279,748	222,525
Home Equity Loans | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	63	0
One year before current fiscal year	0	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	21
Four year before current fiscal year	0	0
Prior	591	835
Revolving Loans Amortized Cost Basis	278,784	221,644
Loans	279,438	222,500
Home Equity Loans | Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	20	0
Two year before current fiscal year	0	0
Three year before current fiscal year	0	0
Four year before current fiscal year	19	0
Prior	1	1
Revolving Loans Amortized Cost Basis	270	24
Loans	310	25
Residential Mortgage Loans
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	69,982	84,809
One year before current fiscal year	97,337	38,717
Two year before current fiscal year	47,104	15,244
Three year before current fiscal year	20,080	17,369
Four year before current fiscal year	16,742	19,688
Prior	99,437	87,738
Revolving Loans Amortized Cost Basis	0	0
Loans	350,682	263,565
Residential Mortgage Loans | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	69,982	84,809
One year before current fiscal year	97,176	38,717
Two year before current fiscal year	46,851	15,244
Three year before current fiscal year	20,080	17,369
Four year before current fiscal year	16,664	19,688
Prior	98,699	87,164
Revolving Loans Amortized Cost Basis	0	0
Loans	349,452	262,991
Residential Mortgage Loans | Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Current fiscal year	0	0
One year before current fiscal year	161	0
Two year before current fiscal year	253	0
Three year before current fiscal year	0	0
Four year before current fiscal year	78	0
Prior	738	574
Revolving Loans Amortized Cost Basis	0	0
Loans	$ 1,230	$ 574

Loans (Retail Loans Based on Pa

Loans (Retail Loans Based on Payment Activity) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 3,788,645	$ 3,007,926
Credit Cards
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	17,512	14,357
Credit Cards | Performing
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	17,366	14,293
Credit Cards | Nonperforming
Financing Receivable, Credit Quality Indicator [Line Items]
Loans	$ 146	$ 64

Loans (Loans Purchased and_or S

Loans (Loans Purchased and/or Sold During the Year) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	$ 933	$ 2,271
Sales	3,916	17,799
Commercial and Industrial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	522	0
Sales	0	2,273
Commercial Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	411	2,271
Sales	3,819	15,415
Agricultural Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	97	111
Leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	0	0
Consumer Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	0	0
Home Equity Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	0	0
Credit Cards
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	0	0
Residential Mortgage Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Purchases	0	0
Sales	$ 0	$ 0

Loans (Activity of Loans to Dir

Loans (Activity of Loans to Directors, Executive Officers and Principal Shareholders) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Loans and Leases Receivable, Related Parties [Roll Forward]
Balance January 1, 2022	$ 46,737
Additions	20,132
Changes in Persons or Interests Included	(24)
Deductions, Collected	(15,759)
Deductions, Charged-off	0
Balance December 31, 2022	$ 51,086

Premises, Furniture, and Equi_3

Premises, Furniture, and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	$ 183,748	$ 153,712
Less:  Accumulated Depreciation	(71,511)	(64,849)
Total	112,237	88,863
Depreciation expense	6,648	5,802	$ 5,988
Land
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	27,401	20,776
Buildings and Improvements
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	109,682	91,512
Furniture and Equipment
Property, Plant and Equipment [Line Items]
Total Premises, Furniture and Equipment	$ 46,665	$ 41,424

Deposits (Maturities of Time De

Deposits (Maturities of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
2023	$ 317,454
2024	70,260
2025	16,128
2026	16,650
2027	7,960
Thereafter	17
Total	$ 428,469	$ 347,099

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits Liabilities, Balance Sheet, Reported Amounts [Abstract]
Time deposits of $250 or more and Brokered CDs	$ 71,081	$ 56,195
Time deposits originated from outside the geographic area	3,277	4,001
Deposits from principal officers, directors and their affiliates	$ 62,435	$ 71,968

FHLB Advances and Other Borro_3

FHLB Advances and Other Borrowings (Schedule of Repurchase Agreements) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Total Borrowings	$ 210,238	$ 156,999
Unamortized Discount and Debt Issuance Costs	(6,432)	(4,816)
Overnight Variable Rate Advances
Business Acquisition [Line Items]
Overnight Variable Rate Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	25,000	0
Unamortized Discount and Debt Issuance Costs	0	0
Federal Funds Purchased
Business Acquisition [Line Items]
Federal Funds Purchased	11,200	0
Unamortized Discount and Debt Issuance Costs	0	0
Repurchase Agreements
Business Acquisition [Line Items]
Repurchase Agreements	64,961	68,328
Unamortized Discount and Debt Issuance Costs	0	0
Short-term Borrowings
Business Acquisition [Line Items]
Short-term Borrowings	101,161	68,328
Unamortized Discount and Debt Issuance Costs	0	0
Long Term Advances
Business Acquisition [Line Items]
Long-term Advances from Federal Home Loan Bank collateralized by qualifying mortgages, investment securities, and mortgage-backed securities	25,000	25,000
Unamortized Discount and Debt Issuance Costs	0	0
Subordinated Debentures
Business Acquisition [Line Items]
Subordinated Debentures	40,000	40,000
Unamortized Discount and Debt Issuance Costs	(538)	(621)
Finance Lease Obligation
Business Acquisition [Line Items]
Finance Lease Obligation	2,857	3,051
Unamortized Discount and Debt Issuance Costs	0	0
Long-term Borrowings
Business Acquisition [Line Items]
Long-term Borrowings	109,077	88,671
Unamortized Discount and Debt Issuance Costs	(6,432)	(4,816)
American Community Bancorp
Business Acquisition [Line Items]
Junior Subordinated Debentures	8,248	8,248
Unamortized Discount and Debt Issuance Costs	(1,873)	(2,023)
River Valley
Business Acquisition [Line Items]
Junior Subordinated Debentures	7,217	7,217
Unamortized Discount and Debt Issuance Costs	(1,082)	(1,188)
Citizens First Corporation
Business Acquisition [Line Items]
Junior Subordinated Debentures	5,155	5,155
Unamortized Discount and Debt Issuance Costs	(919)	(984)
Citizens Union Bancorp
Business Acquisition [Line Items]
Junior Subordinated Debentures	20,600	0
Unamortized Discount and Debt Issuance Costs	$ (2,020)	$ 0

FHLB Advances and Other Borro_4

FHLB Advances and Other Borrowings (Schedule of Additional Collateral) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Advance from Federal Home Loan Bank [Abstract]
Average Daily Balance During the Year	$ 52,932	$ 52,824
Average Interest Rate During the Year	0.20%	0.10%
Maximum Month-end Balance During the Year	$ 72,084	$ 71,764
Weighted Average Interest Rate at Year-end	0.57%	0.10%

FHLB Advances and Other Borro_5

FHLB Advances and Other Borrowings (Narrative) (Details)		12 Months Ended
	Jun. 25, 2019	Dec. 31, 2022 USD ($) advance	Dec. 31, 2021 USD ($) advance
Debt Instrument [Line Items]
Number of long-term FHLB advances (in advances) | advance		1	1
FHLB advances, convertible from fixed to adjustable rate		$ 0	$ 0
Line of credit, maximum borrowing capacity		15,000,000
Line of credit, outstanding balance		0
Junior subordinated debt for Tier 1 capital purposes		$ 34,378,000	$ 16,081,000
Minimum
Debt Instrument [Line Items]
Interest rate on FHLB advances		1.54%	1.54%
4.50% Fixed-to-Floating Rate Subordinated Notes due 2029 | Subordinated Debentures
Debt Instrument [Line Items]
Debt sold and issued		$ 39,462,000	$ 39,379,000
Debt interest rate		4.50%
Variable rate		2.68%
Junior Subordinated Debentures | Subordinated Debentures
Debt Instrument [Line Items]
Relevant spread adjustment		0.26161%
LIBOR | 4.50% Fixed Rate Notes due 2024 | Subordinated Debentures | Minimum
Debt Instrument [Line Items]
Variable rate	0%
LIBOR | 4.50% Fixed Rate Notes due 2024 | Subordinated Debentures | Maximum
Debt Instrument [Line Items]
Variable rate	0%
SOFR
Debt Instrument [Line Items]
Variable rate		1.85%

FHLB Advances and Other Borro_6

FHLB Advances and Other Borrowings (Scheduled Principal Payments on Long-Term Borrowings) (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Advance from Federal Home Loan Bank [Abstract]
2023	$ 0
2024	25,000
2025	0
2026	0
2027	0
Thereafter	39,462
Long-term Borrowings	$ 64,462

FHLB Advances and Other Borro_7

FHLB Advances and Other Borrowings (Schedule of Issuance of Subordinated Debentures) (Details) - USD ($)							12 Months Ended
	Oct. 16, 2006	Aug. 17, 2005	Jul. 15, 2005	May 06, 2005	Oct. 21, 2004	Mar. 26, 2003	Dec. 31, 2022	Dec. 31, 2021
ACB Trust I
Debt Instrument [Line Items]
Issuance Amount				$ 5,155,000
Carrying Amount at December 31, 2022							$ 4,013,000
Rate as of December 31							6.90%	2.37%
ACB Trust I | LIBOR
Debt Instrument [Line Items]
Variable Rate				2.15%
ACB Trust II
Debt Instrument [Line Items]
Issuance Amount			$ 3,093,000
Carrying Amount at December 31, 2022							$ 2,362,000
Rate as of December 31							6.54%	2.01%
ACB Trust II | LIBOR
Debt Instrument [Line Items]
Variable Rate			1.85%
RIVR Statutory Trust I
Debt Instrument [Line Items]
Issuance Amount						$ 7,217,000
Carrying Amount at December 31, 2022							$ 6,135,000
Rate as of December 31							7.87%	3.37%
RIVR Statutory Trust I | LIBOR
Debt Instrument [Line Items]
Variable Rate						3.15%
Citizens First Statutory Trust I
Debt Instrument [Line Items]
Issuance Amount	$ 5,155,000
Carrying Amount at December 31, 2022							$ 4,236,000
Rate as of December 31							5.39%	1.78%
Citizens First Statutory Trust I | LIBOR
Debt Instrument [Line Items]
Variable Rate	1.65%
CUB Capital Trust I
Debt Instrument [Line Items]
Issuance Amount					$ 10,310,000
Carrying Amount at December 31, 2022							$ 9,593,000
Rate as of December 31							6.69%
CUB Capital Trust I | LIBOR
Debt Instrument [Line Items]
Variable Rate					2%
CUB Capital Trust II
Debt Instrument [Line Items]
Issuance Amount		$ 10,310,000
Carrying Amount at December 31, 2022							$ 8,987,000
Rate as of December 31							5.58%
CUB Capital Trust II | LIBOR
Debt Instrument [Line Items]
Variable Rate		1.50%

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details)				12 Months Ended				24 Months Ended
	Jan. 31, 2022 shares	Jan. 25, 2021 shares	Oct. 01, 2019 shares	Dec. 31, 2022 USD ($) plan shares	Dec. 31, 2021 USD ($) shares	Dec. 31, 2020 USD ($) shares	Dec. 31, 2019 installment	Dec. 31, 2022 USD ($) plan shares
Minimum capital conservation buffer				0.025				0.025
Number of equity incentive plans (in plans) | plan				2				2
Stock compensation expense				$ 646,000	$ 732,000	$ 995,000
Stock compensation expense not recorded				0	0	0		$ 0
Unrecognized expense related to restricted stock and cash entitlements				2,781,000	2,497,000	2,046,000		$ 2,781,000
Stock compensation expense, net of tax				$ 2,188,000	$ 1,795,000	$ 1,515,000
Common Stock | 2021 Share Repurchase Program
Common stock, authorized shares repurchase (in shares) | shares	1,000,000	1,000,000
Common stock, percentage of Company's outstanding shares authorized for repurchase		4%
Common stock, shares repurchased (in shares) | shares					0
Common Stock | 2020 Share Repurchase Program
Common stock, shares repurchased (in shares) | shares		221,912
Common Stock | 2022 Share Repurchase Program
Common stock, percentage of Company's outstanding shares authorized for repurchase	3%
Stock Options
Stock option expiration period				10 years
Number of options granted (in shares) | shares				0	0	0
Stock compensation expense				$ 0	$ 0	$ 0
Nonqualified Stock Options
Stock option expiration period				20 years
Restricted Stock
Restricted stock and restricted stock units grant during period percentage						66.67%	60%
Cash credit entitlement percentage						33.33%	40%
Number of installments (in installments) | installment							3
Percentage vested				100%
Restricted Stock | Year One
Percentage vested						100%
Restricted Stock | Year Two
Percentage vested						50%
Restricted Stock | Director
Percentage vested								100%
Restricted Stock | Executive Officer | Year One
Percentage vested				33.33%
Restricted Stock | Executive Officer | Year Two
Percentage vested				33.33%
Restricted Stock | Executive Officer | Year Three
Percentage vested				33.33%
Employee Stock Purchase Plan
Stock compensation expense				$ 53,000	45,000	$ 40,000
Unrecognized expense related to restricted stock and cash entitlements				0	0	0		$ 0
Stock compensation expense, net of tax				$ 39,000	$ 34,000	$ 30,000
2009 LTIP Plan
Share-based compensation, number of shares available for future grants (in shares) | shares				0				0
2009 LTIP Plan | Restricted Stock | Year One
Percentage vested							33.30%
2009 LTIP Plan | Restricted Stock | Year Two
Percentage vested							33.30%
2009 LTIP Plan | Restricted Stock | Year Three
Percentage vested						50%	33.30%
2019 LTIP Plan
Share-based compensation arrangement, number of shares authorized (in shares) | shares				1,000,000				1,000,000
2019 ESPP
Share-based compensation, number of shares available for future grants (in shares) | shares			750,000
Offering period			3 months
Percentage of purchase price at offering date			95%
Bank
Minimum capital conservation buffer				0.025				0.025
Retained earnings available for payment of dividends to parent company without prior regulatory approval				$ 125,000,000				$ 125,000,000

Shareholders' Equity (Schedule

Shareholders' Equity (Schedule of Consolidated and Affiliate Bank Actual Capital and Minimum Required Levels) (Details) $ in Thousands		Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Tier 1 (Core) Capital (to Average Assets)
Minimum capital conservation buffer		0.025
Bank
Total Capital (to Risk Weighted Assets)
Actual Amount of Total Capital (to Risk Weighted Assets)		$ 680,695	$ 503,549
Actual Ratio of Total Capital (to Risk Weighted Assets)		0.1407	0.1336
Minimum Required For Capital Adequacy Purposes: Amount, Total Capital		$ 386,959	$ 301,495
Minimum Required For Capital Adequacy Purposes: Ratio, Total Capital (to Risk Weighted Assets)	[1]	0.0800	0.0800
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Total Capital (to Risk Weighted Assets)		$ 483,698	$ 376,868
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Total Capital (to Risk Weighted Assets)		0.1000	0.1000
Tier 1 (Core) Capital (to Risk Weighted Assets)
Actual Amount of Tier 1 Capital (to Risk Weighted Assets)		$ 649,221	$ 483,457
Actual Ratio of Tier 1 Capital (to Risk Weighted Assets)		0.1342	0.1283
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Risk Weighted Assets)		$ 290,219	$ 226,121
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Risk Weighted Assets)	[1]	0.0600	0.0600
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Tier 1 Capital (to Risk Weighted Assets)		$ 386,959	$ 301,495
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Tier 1 Capital (to Risk Weighted Assets)		0.0800	0.0800
Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets)
Actual Amount of Common Tier 1 Capital (to Risk Weighted Assets)		$ 649,221	$ 483,457
Actual Ratio of Common Tier 1 Capital (to Risk Weighted Assets)		13.42%	12.83%
Minimum Required For Capital Adequacy Purposes: Amount, Common Tier 1 Capital (to Risk Weighted Assets)		$ 217,664	$ 169,591
Minimum Required For Capital Adequacy Purposes: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)	[1]	4.50%	4.50%
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Common Tier 1 Capital (to Risk Weighted Assets)		$ 314,404	$ 244,964
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)		6.50%	6.50%
Tier 1 (Core) Capital (to Average Assets)
Actual Amount of Tier 1 Capital (to Average Assets)		$ 649,221	$ 483,457
Actual Ratio of Tier 1 Capital (to Average Assets)		0.1009	0.0888
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Average Assets)		$ 257,341	$ 217,839
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Average Assets)	[1]	0.0400	0.0400
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Amount, Tier 1 Capital (to Average Assets)		$ 321,677	$ 272,299
Minimum Required To Be Well-Capitalized Under Prompt Corrective Action Regulations: Ratio, Tier 1 Capital (to Average Assets)		0.0500	0.0500
Minimum capital conservation buffer		0.025
Consolidated
Total Capital (to Risk Weighted Assets)
Actual Amount of Total Capital (to Risk Weighted Assets)		$ 747,542	$ 611,624
Actual Ratio of Total Capital (to Risk Weighted Assets)		0.1545	0.1620
Minimum Required For Capital Adequacy Purposes: Amount, Total Capital		$ 387,024	$ 302,060
Minimum Required For Capital Adequacy Purposes: Ratio, Total Capital (to Risk Weighted Assets)	[1]	0.0800	0.0800
Tier 1 (Core) Capital (to Risk Weighted Assets)
Actual Amount of Tier 1 Capital (to Risk Weighted Assets)		$ 676,068	$ 551,532
Actual Ratio of Tier 1 Capital (to Risk Weighted Assets)		0.1397	0.1461
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Risk Weighted Assets)		$ 290,268	$ 226,545
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Risk Weighted Assets)	[1]	0.0600	0.0600
Common Tier 1 (CET 1) Capital Ratio (to Risk Weighted Assets)
Actual Amount of Common Tier 1 Capital (to Risk Weighted Assets)		$ 641,690	$ 535,451
Actual Ratio of Common Tier 1 Capital (to Risk Weighted Assets)		13.26%	14.18%
Minimum Required For Capital Adequacy Purposes: Amount, Common Tier 1 Capital (to Risk Weighted Assets)		$ 217,701	$ 169,909
Minimum Required For Capital Adequacy Purposes: Ratio, Common Tier 1 Capital (to Risk Weighted Assets)	[1]	4.50%	4.50%
Tier 1 (Core) Capital (to Average Assets)
Actual Amount of Tier 1 Capital (to Average Assets)		$ 676,068	$ 551,532
Actual Ratio of Tier 1 Capital (to Average Assets)		0.1050	0.1010
Minimum Required For Capital Adequacy Purposes: Amount, Tier 1 Capital (to Average Assets)		$ 257,622	$ 218,352
Minimum Required For Capital Adequacy Purposes: Ratio, Tier 1 Capital (to Average Assets)	[1]	0.0400	0.0400
Minimum capital conservation buffer		0.025
[1]Excludes 2.5% capital conservation buffer.

Shareholders' Equity (Schedul_2

Shareholders' Equity (Schedule of Restricted Stock And Cash Entitlements Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Stockholders' Equity Note [Abstract]
Restricted Stock Expense	$ 2,308	$ 1,692	$ 1,051
Cash Entitlement Expense	646	732	995
Tax Effect	(766)	(629)	(531)
Net of Tax	$ 2,188	$ 1,795	$ 1,515

Shareholders' Equity (Schedul_3

Shareholders' Equity (Schedule of Restricted Stock Grants Outstanding) (Details) - Restricted Stock	12 Months Ended
	Dec. 31, 2022 $ / shares shares
Restricted Shares
Number of Shares Outstanding at Beginning of Period (in shares) | shares	67,160
Number of Shares Granted (in shares) | shares	74,020
Number of Shares Issued and Vested (in shares) | shares	(60,997)
Number of Shares Forfeited (in shares) | shares	(5,310)
Number of Shares Outstanding at End of Period (in shares) | shares	74,873
Weighted Average Market Price at Grant
Weighted Average Market Price at Grant Outstanding at Beginning of Period (in dollars per share) | $ / shares	$ 41.06
Weighted Average Market Price at Grant Granted (in dollars per share) | $ / shares	39.27
Weighted Average Market Price at Grant Issued and Vested (in dollars per share) | $ / shares	39.03
Weighted Average Market Price at Grant Forfeited (in dollars per share) | $ / shares	39.52
Weighted Average Market Price at Grant Outstanding at End of Period (in dollars per share) | $ / shares	$ 41.05

Employee Benefit Plans (Narrati

Employee Benefit Plans (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) $ / Family	Dec. 31, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)	Jun. 30, 2020 USD ($)
Defined Benefit Plan Disclosure [Line Items]
401(k) deferred compensation and profit sharing plan, company contributions	$ 2,152	$ 2,050		$ 1,956
Annual losses per covered family (in dollars per family) | $ / Family	175
Charges to earnings for self-insurance reserve	$ 7,619	5,520		5,234
Postretirement Medical and Life Benefit Plan
Defined Benefit Plan Disclosure [Line Items]
Estimated future employer contributions in 2023	$ 142
Multi-Employer Pension Plan | Pentegra DB Plan
Defined Benefit Plan Disclosure [Line Items]
Multiemployer plan, total contributions			$ 248,563		$ 253,199
Multiemployer plan, maximum percentage of employer's contributions	5%
Multi-Employer Pension Plan | River Valley
Defined Benefit Plan Disclosure [Line Items]
Pension expense	$ 53	66
Certain directors and officers
Defined Benefit Plan Disclosure [Line Items]
Accrued benefits payable	3,212	2,279
Deferred compensation expense	$ 1,143	$ 302		$ 304

Employee Benefit Plans (Changes

Employee Benefit Plans (Changes in Accumulated Postretirement Benefits Obligations) (Details) - Postretirement Medical and Life Benefit Plan - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Obligation at the Beginning of Year	$ 1,592	$ 1,634
Unrecognized Loss (Gain)	(71)	(68)
Components of Net Periodic Postretirement Benefit Cost
Service Cost	105	119	$ 110
Interest Cost	35	28	41
Net Expected Benefit Payments	(131)	(121)
Amendments	0	0
Obligation at End of Year	$ 1,530	$ 1,592	$ 1,634

Employee Benefit Plans (Compone

Employee Benefit Plans (Components of Postretirement Benefit Expense) (Details) - Postretirement Medical and Life Benefit Plan - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Service Cost	$ 105	$ 119	$ 110
Interest Cost	35	28	41
Amortization of Prior Service Costs	(2)	(2)	2
Amortization of Unrecognized Net (Gain) Loss	43	55	64
Net Postretirement Benefit Expense	181	200	217
Net Gain (Loss) During Period Recognized in Other Comprehensive Income (Loss)	(112)	(121)	15
Total Recognized in Net Postretirement Benefit Expense and Other Comprehensive Income	$ 69	$ 79	$ 232

Employee Benefit Plans (Assumpt

Employee Benefit Plans (Assumptions used to Determine Net Periodic Cost and Benefit Obligations) (Details)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Postretirement Medical and Life Benefit Plan
Defined Benefit Plan Disclosure [Line Items]
Discount Rate	4.83%	2.31%	1.81%

Employee Benefit Plans (Assum_2

Employee Benefit Plans (Assumption of Health Care Cost Trend Rates) (Details)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Retirement Benefits [Abstract]
Health Care Cost Trend Rate Assumed for Next Year	7.50%	8%
Rate that the Cost Trend Rate Gradually Declines to	4.50%	4.50%
Year that the Rate Reaches the Rate it is Assumed to Remain at	2028	2028

Employee Benefit Plans (Schedul

Employee Benefit Plans (Schedule of Expected Benefit Payments) (Details) - Postretirement Medical and Life Benefit Plan $ in Thousands	Dec. 31, 2022 USD ($)
Defined Benefit Plan Disclosure [Line Items]
2023	$ 142
2024	131
2025	133
2026	159
2027	172
2028-2032	$ 857

Income Taxes (Provision for Inc

Income Taxes (Provision for Income Taxes) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Current Federal	$ 13,049	$ 13,437	$ 14,186
Current State	1,763	2,547	2,265
Deferred Federal	1,868	2,056	(2,765)
Deferred State	671	608	(852)
Total Income Taxes	$ 17,351	$ 18,648	$ 12,834

Income Taxes (Schedule of Effec

Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Statutory Rate applied to the pre-tax income	21%	21%	21%
Statutory Rate Times Pre-tax Income	$ 20,827	$ 21,585	$ 15,759
Add (Subtract) the Tax Effect of:
Income from Tax-exempt Loans and Investments	(5,223)	(3,872)	(2,681)
Non-deductible Merger Costs	177	0	0
State Income Tax, Net of Federal Tax Effect	1,923	2,492	1,116
General Business Tax Credits	(1,038)	(1,013)	(1,085)
Company Owned Life Insurance	(476)	(321)	(484)
Other Differences	1,161	(223)	209
Total Income Taxes	$ 17,351	$ 18,648	$ 12,834

Income Taxes (Schedule of Net D

Income Taxes (Schedule of Net Deferred Tax Liability) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deferred Tax Assets:
Allowance for Credit Losses	$ 10,478	$ 8,470
Lease Liability (Operating Leases)	1,585	1,542
Unrealized Loss on Securities	70,234	0
Deferred Compensation and Employee Benefits	1,162	878
Other-than-temporary Impairment	246	246
Accrued Expenses	1,325	1,288
Business Combination Fair Value Adjustments	205	138
Pension and Postretirement Plans	182	200
Other Real Estate Owned	70	0
Non-Accrual Loan Interest Income	629	567
General Business Tax Credits	198	0
Net Operating Loss Carryforward	828	447
Mortgage Servicing Rights	0	49
Other	1,190	1,860
Total Deferred Tax Assets	88,332	15,685
Deferred Tax Liabilities:
Depreciation	(2,859)	(2,496)
Leasing Activities, Net	(10,983)	(10,878)
Unrealized Gain on Securities	0	(4,366)
FHLB Stock Dividends	(488)	(199)
Prepaid Expenses	(684)	(646)
Intangibles	(3,181)	(1,651)
Deferred Loan Fees	(1,127)	(790)
Mortgage Servicing Rights	(58)	0
Right of Use Asset (Operating Leases)	(1,548)	(1,515)
Other	(924)	(75)
Total Deferred Tax Liabilities	(21,852)	(22,616)
Valuation Allowance	0	0
Net Deferred Tax Asset/(Liability)		$ (6,931)
Net Deferred Tax Asset/(Liability)	$ 66,480

Income Taxes (Narrative) (Detai

Income Taxes (Narrative) (Details)	12 Months Ended
	Dec. 31, 2022 USD ($) bankingCompany	Dec. 31, 2021 USD ($)	Dec. 31, 2020 USD ($)
Income Tax Disclosure [Abstract]
Number of banking businesses acquired | bankingCompany	3
Amount of retained earnings for which no provision for federal income taxes has been made	$ 5,095,000
Provision for income taxes	0
Unrecorded deferred income tax liability on retained earnings for which provision for federal income taxes have been made	1,070,000
Net operating loss carryforwards which expire from 2029 through 2040	20,974,000
Unrecognized tax benefits	0	$ 0	$ 0
Increase in unrecognized tax benefits relative to tax positions taken	0	0	0
Accrual of unrecognized tax benefit, income tax penalties and interest accrued	$ 0	$ 0	$ 0

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Disaggregation of Revenue [Line Items]
Non-interest Income (out-of-scope of Topic 606)	$ 8,537	$ 16,157	$ 17,323
Total Non-interest Income	59,133	59,462	54,474
Wealth Management Fees
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	10,076	10,321	8,005
Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	11,457	7,723	7,334
Insurance Revenues
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	10,020	9,268	8,922
Interchange Fee Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	15,820	13,116	10,529
In-Scope of Topic 606:
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	50,596	43,305	37,151
In-Scope of Topic 606: | Wealth Management Fees
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	10,076	10,321	8,005
In-Scope of Topic 606: | Transferred at Point in Time | Service Charges on Deposit Accounts
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	11,457	7,723	7,334
In-Scope of Topic 606: | Transferred at Point in Time | Interchange Fee Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	15,820	13,116	10,529
In-Scope of Topic 606: | Transferred at Point in Time | Other Operating Income
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	3,223	2,877	2,361
In-Scope of Topic 606: | Transferred over Time | Insurance Revenues
Disaggregation of Revenue [Line Items]
Non-interest Income (in-scope of Topic 606)	$ 10,020	$ 9,268	$ 8,922

Per Share Data (Details)

Per Share Data (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Basic Earnings per Share:
Net Income	$ 81,825	$ 84,137	$ 62,210
Weighted Average Shares Outstanding (in shares)	29,464,591	26,537,311	26,539,024
Basic Earnings per Share (in dollars per share)	$ 2.78	$ 3.17	$ 2.34
Diluted Earnings per Share:
Net Income	$ 81,825	$ 84,137	$ 62,210
Weighted Average Shares Outstanding (in shares)	29,464,591	26,537,311	26,539,024
Stock Options, Net (in shares)	0	0	0
Diluted Weighted Average Shares Outstanding (in shares)	29,464,591	26,537,311	26,539,024
Diluted Earnings per Share (in dollars per share)	$ 2.78	$ 3.17	$ 2.34
Antidilutive securities excluded from computation of earnings per share (in shares)	0	0	0
Stock options outstanding (in shares)	0	0	0

Leases (Components of Lease Exp

Leases (Components of Lease Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Finance Lease Cost:
Amortization of Right-of-Use Assets	$ 210	$ 210
Interest on Lease Liabilities	326	345
Operating Lease Cost	1,508	1,423
Short-term Lease Cost	0	80
Total Lease Cost	$ 2,044	$ 2,058

Leases (Weighted Average Lease

Leases (Weighted Average Lease Term and Discount Rates) (Details)	Dec. 31, 2022	Dec. 31, 2021
Weighted Average Remaining Lease Term:
Finance Leases	9 years	10 years
Operating Leases	7 years	7 years
Weighted Average Discount Rate:
Finance Leases	11.41%	11.45%
Operating Leases	2.98%	3.02%

Leases (Supplemental Balance Sh

Leases (Supplemental Balance Sheet Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Premises, Furniture and Equipment, Net	$ 1,858	$ 2,068
Other Borrowings	2,857	3,051
Operating Lease Right-of-Use Assets	6,297	6,115
Operating Lease Liabilities	$ 6,447	$ 6,227
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Premises, Furniture and Equipment, Net	Premises, Furniture and Equipment, Net
Finance Lease, Liability, Statement of Financial Position [Extensible List]	Other Borrowings	Other Borrowings
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Accrued Interest Receivable and Other Assets	Accrued Interest Receivable and Other Assets
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Accrued Interest Payable and Other Liabilities	Accrued Interest Payable and Other Liabilities

Leases (Supplemental Cash Flow

Leases (Supplemental Cash Flow Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash Paid for Amounts in the Measurement of Lease Liabilities:
Operating Cash Flows from Finance Leases	$ 326	$ 345
Operating Cash Flows from Operating Leases	1,449	2,808
Financing Cash Flows from Finance Leases	$ 186	$ 155

Leases (Maturity of Finance and

Leases (Maturity of Finance and Operating Lease Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Finance Leases
Year 1	$ 519
Year 2	519
Year 3	519
Year 4	519
Year 5	492
Thereafter	1,985
Total Lease Payments	4,553
Less Imputed Interest	(1,696)
Total	2,857	$ 3,051
Operating Leases
Year 1	1,376
Year 2	1,187
Year 3	1,021
Year 4	845
Year 5	662
Thereafter	2,108
Total Lease Payments	7,199
Less Imputed Interest	(752)
Total	$ 6,447	$ 6,227

Commitments and Off-balance S_3

Commitments and Off-balance Sheet Items (Summary of Commitments and Contingencies) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Commitment to Sell Loans, Mandatory
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	$ 0	$ 288
Variable Rate	0	0
Commitment to Sell Loans, Non-Mandatory
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	8,731	12,589
Variable Rate	0	0
Standby Letters of Credit
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	3,047	1,491
Variable Rate	17,117	8,447
Commitment to Fund Loans
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	191,425	101,833
Variable Rate	1,193,468	949,966
Commitment to Fund Loans | Consumer Lines
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	15,238	16,784
Variable Rate	576,784	476,719
Commitment to Fund Loans | Commercial Operating Lines
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	161,058	59,917
Variable Rate	611,357	473,033
Commitment to Fund Loans | Residential Mortgages
Commitments and Contingent Liabilities [Line Items]
Fixed Rate	15,129	25,132
Variable Rate	$ 5,327	$ 214

Commitments and Off-balance S_4

Commitments and Off-balance Sheet Items (Narrative) (Details)	12 Months Ended
	Dec. 31, 2022
Minimum
Commitments and Contingent Liabilities [Line Items]
Fixed rates on commitments to fund loans	2%
Maturity of commitments to fund loans	1 year
Maximum
Commitments and Contingent Liabilities [Line Items]
Fixed rates on commitments to fund loans	24%
Maturity of commitments to fund loans	27 years

Fair Value (Narrative) (Details

Fair Value (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other real estate carried at fair value less cost to sell	$ 0	$ 0
Other real estate, adjustments to carrying value less costs to sell charged to earnings	0	0
Loans Held-for-Sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Gain (losses) from changes in fair value included in earnings	(163,000)	(237,000)	$ 191,000
Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Total gains (losses) included in earnings attributable to changes in fair value	(93,000)	(2,000)
Fair Value, Measurements, Recurring
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	1,761,669,000	1,889,617,000
Fair Value, Measurements, Recurring | Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	777,852,000	925,706,000
Fair Value, Measurements, Recurring | MBS/CMO
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	714,681,000	791,950,000
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	989,000	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | Obligations of State and Political Subdivisions
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	83,000	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | MBS/CMO
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities	$ 906,000	$ 0

Fair Value (Schedule of Assets

Fair Value (Schedule of Assets and Liabilities Measured at Fair Value on Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Assets:
Loans Held-for-Sale	$ 8,600	$ 10,585
Fair Value, Measurements, Recurring
Assets:
Securities	1,761,669	1,889,617
Loans Held-for-Sale	8,600	10,585
Derivative Assets	9,899	4,519
Derivative Liabilities	9,749	4,762
Fair Value, Measurements, Recurring | U.S. Treasury
Assets:
Securities	64,119
Fair Value, Measurements, Recurring | Obligations of State and Political Subdivisions
Assets:
Securities	777,852	925,706
Fair Value, Measurements, Recurring | MBS/CMO
Assets:
Securities	714,681	791,950
Fair Value, Measurements, Recurring | US Gov’t Sponsored Entities & Agencies
Assets:
Securities	205,017	171,961
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1)
Assets:
Securities	64,119	0
Loans Held-for-Sale	0	0
Derivative Assets	0	0
Derivative Liabilities	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury
Assets:
Securities	64,119
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of State and Political Subdivisions
Assets:
Securities	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | MBS/CMO
Assets:
Securities	0	0
Fair Value, Measurements, Recurring | Quoted Prices in Active Markets for Identical Assets (Level 1) | US Gov’t Sponsored Entities & Agencies
Assets:
Securities	0	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2)
Assets:
Securities	1,696,561	1,889,617
Loans Held-for-Sale	8,600	10,585
Derivative Assets	9,899	4,519
Derivative Liabilities	9,749	4,762
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | U.S. Treasury
Assets:
Securities	0
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | Obligations of State and Political Subdivisions
Assets:
Securities	777,769	925,706
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | MBS/CMO
Assets:
Securities	713,775	791,950
Fair Value, Measurements, Recurring | Significant Other Observable Inputs (Level 2) | US Gov’t Sponsored Entities & Agencies
Assets:
Securities	205,017	171,961
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3)
Assets:
Securities	989	0
Loans Held-for-Sale	0	0
Derivative Assets	0	0
Derivative Liabilities	0	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | U.S. Treasury
Assets:
Securities	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | Obligations of State and Political Subdivisions
Assets:
Securities	83	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | MBS/CMO
Assets:
Securities	906	0
Fair Value, Measurements, Recurring | Significant Unobservable  Inputs (Level 3) | US Gov’t Sponsored Entities & Agencies
Assets:
Securities	$ 0	$ 0

Fair Value Fair Value (Aggregat

Fair Value Fair Value (Aggregate Fair Value, Contractual Balance and Gain and Loss of Loans Held-for-Sale) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Loans Held-for-Sale, at Fair Value	$ 8,600	$ 10,585
Contractual Balance	8,474	10,296
Gain (Loss)	$ 126	$ 289

Fair Value (Reconciliation of a

Fair Value (Reconciliation of all Assets Measured at Fair Value on a Recurring Basis, Using Significant Unobservable Inputs (Level 3)) (Details) - Fair Value, Measurements, Recurring - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Obligations of State and Political Subdivisions
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance of Recurring Level 3 Assets at January 1	$ 0	$ 497
Total Gains (Losses) Included in Other Comprehensive Income	(17)	(2)
Maturities / Calls	0	(495)
Acquired through Bank Acquisition	100	0
Balance of Recurring Level 3 Assets at December 31	83	0
MBS/CMO
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Balance of Recurring Level 3 Assets at January 1	0
Total Gains (Losses) Included in Other Comprehensive Income	(76)
Maturities / Calls	0
Acquired through Bank Acquisition	982	0
Balance of Recurring Level 3 Assets at December 31	$ 906	$ 0

Fair Value (Assets and Liabilit

Fair Value (Assets and Liabilities Measured at Fair Value on Non-Recurring Basis) (Details) - Fair Value, Measurements, Nonrecurring - Individually Analyzed Loans - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 1,858	$ 4,423
Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	10,040	1,672
Agricultural Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,970	79
Consumer Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	8	0
Home Equity Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	368	345
Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	718	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Agricultural Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Consumer Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Home Equity Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Agricultural Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Consumer Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Home Equity Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Other Observable Inputs (Level 2) | Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	0	0
Significant Unobservable  Inputs (Level 3) | Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	1,858	4,423
Significant Unobservable  Inputs (Level 3) | Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	10,040	1,672
Significant Unobservable  Inputs (Level 3) | Agricultural Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	2,970	79
Significant Unobservable  Inputs (Level 3) | Consumer Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	8	0
Significant Unobservable  Inputs (Level 3) | Home Equity Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	368	345
Significant Unobservable  Inputs (Level 3) | Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 718	$ 0

Fair Value (Fair Value Assets a

Fair Value (Fair Value Assets and Liabilities Measured on Nonrecurring Basis Validation Techniques) (Details) - Fair Value, Measurements, Nonrecurring - Individually Analyzed Loans - Significant Unobservable  Inputs (Level 3) $ in Thousands	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Commercial and Industrial Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 1,858	$ 4,423
Commercial and Industrial Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0	0.30
Commercial and Industrial Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	1
Commercial and Industrial Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.40	0.69
Commercial Real Estate Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 10,040	$ 1,672
Commercial Real Estate Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.30	0.30
Commercial Real Estate Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	1
Commercial Real Estate Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.37	0.46
Agricultural Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 2,970	$ 79
Agricultural Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.30	0.30
Agricultural Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	0.96
Agricultural Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.48	0.90
Consumer Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 8	$ 0
Consumer Loans | Sales comparison approach
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	1
Consumer Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.27
Consumer Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.20	1
Home Equity Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 368	$ 345
Home Equity Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.20	0.20
Home Equity Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.51	0.23
Home Equity Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.20	0.22
Residential Mortgage Loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value	$ 718	$ 0
Residential Mortgage Loans | Sales comparison approach | Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.20	0
Residential Mortgage Loans | Sales comparison approach | Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	1	0
Residential Mortgage Loans | Sales comparison approach | Weighted Average
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement input	0.21	0

Fair Value (Carrying Amounts an

Fair Value (Carrying Amounts and Estimated Fair Values of Company's Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financial Assets:
Interest Bearing Time Deposits with Banks	$ 500	$ 745
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(5,350,051)	(4,744,316)
Time Deposits	(428,469)	(347,099)
Long-term Debt	(64,462)
Carrying Value
Financial Assets:
Cash and Short-term Investments	119,079	396,890
Interest Bearing Time Deposits with Banks	500	745
Loans, Net	3,724,804	2,960,278
Accrued Interest Receivable	27,741	20,229
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(4,921,582)	(4,397,217)
Time Deposits	(428,469)	(347,099)
Short-term Borrowings	(101,161)	(68,328)
Long-term Debt	(102,645)	(83,855)
Accrued Interest Payable	(1,513)	(613)
Fair Value
Financial Assets:
Cash and Short-term Investments	119,079	396,890
Interest Bearing Time Deposits with Banks	500	745
Loans, Net	3,688,903	2,980,555
Accrued Interest Receivable	27,741	20,229
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(4,921,582)	(4,397,217)
Time Deposits	(426,184)	(347,876)
Short-term Borrowings	(101,161)	(68,328)
Long-term Debt	(99,102)	(86,623)
Accrued Interest Payable	(1,513)	(613)
Fair Value | Level 1
Financial Assets:
Cash and Short-term Investments	77,174	47,173
Interest Bearing Time Deposits with Banks	0	0
Loans, Net	0	0
Accrued Interest Receivable	38	0
Financial Liabilities:
Demand, Savings, and Money Market Deposits	(4,921,582)	(4,397,217)
Time Deposits	0	0
Short-term Borrowings	(36,200)	0
Long-term Debt	0	0
Accrued Interest Payable	0	0
Fair Value | Level 2
Financial Assets:
Cash and Short-term Investments	41,905	349,717
Interest Bearing Time Deposits with Banks	500	745
Loans, Net	0	0
Accrued Interest Receivable	10,863	9,213
Financial Liabilities:
Demand, Savings, and Money Market Deposits	0	0
Time Deposits	(426,184)	(347,876)
Short-term Borrowings	(64,961)	(68,328)
Long-term Debt	(26,830)	(28,320)
Accrued Interest Payable	(1,205)	(579)
Fair Value | Level 3
Financial Assets:
Cash and Short-term Investments	0	0
Interest Bearing Time Deposits with Banks	0	0
Loans, Net	3,688,903	2,980,555
Accrued Interest Receivable	16,840	11,016
Financial Liabilities:
Demand, Savings, and Money Market Deposits	0	0
Time Deposits	0	0
Short-term Borrowings	0	0
Long-term Debt	(72,272)	(58,303)
Accrued Interest Payable	$ (308)	$ (34)

Segment Information (Narrative)

Segment Information (Narrative) (Details)	12 Months Ended
	Dec. 31, 2022 segment banking_office
Segment Reporting [Abstract]
Number of primary segments (in segments) | segment	3
Number of banking offices (in banking offices) | banking_office	77

Segment Information (Segment Fi

Segment Information (Segment Financial Information) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Segment Reporting Information [Line Items]
Net Interest Income	$ 200,584	$ 160,830	$ 155,243
Net Gains on Sales of Loans	3,818	8,267	9,908
Net Gains on Securities	562	2,247	4,081
Wealth Management Fees	10,076	10,321	8,005
Insurance Revenues	10,020	9,268	8,922
Noncash Items:
Provision for Credit Losses	6,350	(6,500)	17,550
Depreciation and Amortization	10,116	8,770	9,429
Income Tax Expense (Benefit)	17,351	18,648	12,834
Segment Profit (Loss)	81,825	84,137	62,210
Total Assets	6,155,991	5,608,539	4,977,577
Operating segments | Core Banking
Segment Reporting Information [Line Items]
Net Interest Income	204,259	163,395	157,936
Net Gains on Sales of Loans	3,818	8,267	9,908
Net Gains on Securities	589	2,247	4,081
Wealth Management Fees	4	4	3
Insurance Revenues	31	14	12
Noncash Items:
Provision for Credit Losses	6,350	(6,500)	17,550
Depreciation and Amortization	9,571	8,346	9,012
Income Tax Expense (Benefit)	17,873	18,774	13,758
Segment Profit (Loss)	82,965	82,066	60,812
Total Assets	6,152,346	5,595,721	4,963,655
Operating segments | Wealth Management Services
Segment Reporting Information [Line Items]
Net Interest Income	46	42	18
Net Gains on Sales of Loans	0	0	0
Net Gains on Securities	0	0	0
Wealth Management Fees	10,072	10,317	8,002
Insurance Revenues	12	7	15
Noncash Items:
Provision for Credit Losses	0	0	0
Depreciation and Amortization	41	46	28
Income Tax Expense (Benefit)	691	826	452
Segment Profit (Loss)	2,157	2,543	1,355
Total Assets	8,846	6,115	4,480
Operating segments | Insurance
Segment Reporting Information [Line Items]
Net Interest Income	27	11	11
Net Gains on Sales of Loans	0	0	0
Net Gains on Securities	0	0	0
Wealth Management Fees	0	0	0
Insurance Revenues	9,977	9,247	8,895
Noncash Items:
Provision for Credit Losses	0	0	0
Depreciation and Amortization	48	57	68
Income Tax Expense (Benefit)	720	652	536
Segment Profit (Loss)	2,281	2,034	1,655
Total Assets	14,706	12,245	10,263
Other
Segment Reporting Information [Line Items]
Net Interest Income	(3,748)	(2,618)	(2,722)
Net Gains on Sales of Loans	0	0	0
Net Gains on Securities	(27)	0	0
Wealth Management Fees	0	0	0
Insurance Revenues	0	0	0
Noncash Items:
Provision for Credit Losses	0	0	0
Depreciation and Amortization	456	321	321
Income Tax Expense (Benefit)	(1,933)	(1,604)	(1,912)
Segment Profit (Loss)	(5,578)	(2,506)	(1,612)
Total Assets	$ (19,907)	$ (5,542)	$ (821)

Parent Company Financial Stat_3

Parent Company Financial Statements (Condensed Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Other Investments	$ 353	$ 353
Total Assets	6,155,991	5,608,539	$ 4,977,577
LIABILITIES
Borrowings	210,238	156,999
TOTAL LIABILITIES	5,597,598	4,940,080
SHAREHOLDERS’ EQUITY
Common Stock	29,493	26,554
Additional Paid-in Capital	387,171	276,057
Retained Earnings	405,167	350,364
Accumulated Other Comprehensive Income (Loss)	(263,438)	15,484
TOTAL SHAREHOLDERS’ EQUITY	558,393	668,459	$ 624,709	$ 573,820
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	6,155,991	5,608,539
Parent Company
ASSETS
Cash	46,541	86,391
Other Investments	353	353
Investment in Subsidiary Bank	566,494	616,459
Investment in Non-banking Subsidiaries	6,747	5,973
Other Assets	19,165	20,678
Total Assets	639,300	729,854
LIABILITIES
Borrowings	74,788	55,804
Other Liabilities	6,119	5,591
TOTAL LIABILITIES	80,907	61,395
SHAREHOLDERS’ EQUITY
Common Stock	29,493	26,554
Additional Paid-in Capital	387,171	276,057
Retained Earnings	405,167	350,364
Accumulated Other Comprehensive Income (Loss)	(263,438)	15,484
TOTAL SHAREHOLDERS’ EQUITY	558,393	668,459
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 639,300	$ 729,854

Parent Company Financial Stat_4

Parent Company Financial Statements (Condensed Statements of Income and Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
EXPENSES
Salaries and Employee Benefits	$ 84,145	$ 68,570	$ 68,112
Professional Fees	6,295	5,009	3,998
Interest Expense	18,342	9,549	19,126
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES	99,176	102,785	75,044
Income Tax Benefit	(17,351)	(18,648)	(12,834)
NET INCOME	81,825	84,137	62,210
Other Comprehensive Income (Loss):
Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net	54	0	0
Parent Company
INCOME
Interest Income	104	109	118
Other Income (Loss)	31	11	25
Total Income	35,135	66,590	41,723
EXPENSES
Salaries and Employee Benefits	535	537	498
Professional Fees	1,989	1,256	564
Occupancy and Equipment Expense	8	10	7
Interest Expense	3,963	2,763	2,907
Other Expenses	1,162	1,200	1,286
Total Expenses	7,657	5,766	5,262
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES	27,478	60,824	36,461
Income Tax Benefit	1,947	1,607	1,922
INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES	29,425	62,431	38,383
Equity in Undistributed Income of Subsidiaries	52,400	21,706	23,827
NET INCOME	81,825	84,137	62,210
Other Comprehensive Income (Loss):
Changes in Unrealized Gain (Loss) on Securities, Available-for-Sale	(278,976)	(19,891)	20,270
Changes in Unrecognized Loss in Postretirement Benefit Obligation, Net	54	0	0
TOTAL COMPREHENSIVE INCOME (LOSS)	(197,097)	64,246	82,480
Parent Company | Bank
INCOME
Dividends from Subsidiaries	35,000	65,000	40,000
Parent Company | Non-bank
INCOME
Dividends from Subsidiaries	$ 0	$ 1,470	$ 1,580

Parent Company Financial Stat_5

Parent Company Financial Statements (Condensed Statements of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	$ 81,825	$ 84,137	$ 62,210
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Change in Other Assets	(1,094)	2,716	(2,925)
Change in Other Liabilities	1,626	(1,185)	4,433
Equity Based Compensation	2,330	1,724	1,051
Excess Tax Benefit from Restricted Share Grant	0	0	3
Net Cash from Operating Activities	110,036	100,844	92,418
CASH FLOWS FROM INVESTING ACTIVITIES
Net Cash from Investing Activities	(24,181)	(640,299)	(346,078)
CASH FLOWS FROM FINANCING ACTIVITIES
Issuance (Retirement) of Common Stock	0	0	(5,789)
Dividends Paid	(27,022)	(22,220)	(20,136)
Net Cash from Financing Activities	(363,666)	590,597	495,524
Net Change in Cash and Cash Equivalents	(277,811)	51,142	241,864
Cash and Cash Equivalents at Beginning of Year	396,890	345,748	103,884
Cash and Cash Equivalents at End of Year	119,079	396,890	345,748
Parent Company
CASH FLOWS FROM OPERATING ACTIVITIES
Net Income	81,825	84,137	62,210
Adjustments to Reconcile Net Income to Net Cash from Operating Activities:
Change in Other Assets	3,861	(3,939)	(8,575)
Change in Other Liabilities	1,200	863	(142)
Equity Based Compensation	2,330	1,723	1,051
Excess Tax Benefit from Restricted Share Grant	0	0	3
Equity in Excess Undistributed Income of Subsidiaries	(52,400)	(21,706)	(23,827)
Net Cash from Operating Activities	36,816	61,078	30,720
CASH FLOWS FROM INVESTING ACTIVITIES
Cash Used for Business Acquisitions	(49,644)	0	0
Net Cash from Investing Activities	(49,644)	0	0
CASH FLOWS FROM FINANCING ACTIVITIES
Issuance (Retirement) of Common Stock	0	0	(5,789)
Dividends Paid	(27,022)	(22,220)	(20,136)
Net Cash from Financing Activities	(27,022)	(22,220)	(25,925)
Net Change in Cash and Cash Equivalents	(39,850)	38,858	4,795
Cash and Cash Equivalents at Beginning of Year	86,391	47,533	42,738
Cash and Cash Equivalents at End of Year	$ 46,541	$ 86,391	$ 47,533

Business Combinations, Goodwi_3

Business Combinations, Goodwill and Intangible Assets (Narrative) (Details)		12 Months Ended
	Jan. 01, 2022 USD ($) banking_office $ / shares shares	Dec. 31, 2022 USD ($) banking_office	Dec. 31, 2021 USD ($) banking_office	Dec. 31, 2020 USD ($)	Dec. 31, 2019 USD ($)
Business Acquisition [Line Items]
Number of banking offices (in banking offices) | banking_office		77
Total Assets		$ 6,155,991,000	$ 5,608,539,000	$ 4,977,577,000
Loans		3,788,645,000	3,007,926,000
Goodwill		180,357,000	121,761,000	121,956,000	$ 121,306,000
Acquired Loan Balance		516,669,000
Allowance for credit losses		44,168,000	37,017,000	46,859,000	16,278,000
Decrease in goodwill attributable to sale of branches			195,000
Goodwill impairment		0	0	0
Amortization of expense intangible assets		3,711,000	$ 2,731,000	3,539,000
Disposal Group, Disposed of by Sale, Not Discontinued Operations | Brank Branches
Business Acquisition [Line Items]
Number of branches sold (in banking offices) | banking_office			2
Core Banking
Business Acquisition [Line Items]
Goodwill		179,025,000	$ 120,429,000	120,624,000
Insurance
Business Acquisition [Line Items]
Goodwill		1,332,000	$ 1,332,000	1,332,000
Loans Acquired With Deteriorated Credit Quality | Adjustment
Business Acquisition [Line Items]
Allowance for credit losses					$ 6,886,000
Citizens Union Bancorp of Shelbyville, Inc. ("CUB")
Business Acquisition [Line Items]
Direct acquisition costs	$ 12,323,000
Goodwill	58,596,000
Intangible Assets	7,572,000
Cash paid	50,800,000
Fair Value	678,142,000
Acquired Loan Balance	683,501,000
Merger related costs		12,323,000
Additional goodwill recorded				$ 650,000
Citizens Union Bancorp of Shelbyville, Inc. ("CUB") | Adjustment
Business Acquisition [Line Items]
Allowance for credit losses		$ 6,300,000
Citizens Union Bancorp of Shelbyville, Inc. ("CUB") | Loans Acquired With Deteriorated Credit Quality
Business Acquisition [Line Items]
Fair Value	29,868,000
Acquired Loan Balance	34,453,000
Estimated contractual cash flows of purchased financial asset with credit deterioration	$ 3,117,000
Citizens Union Bancorp of Shelbyville, Inc. ("CUB") | Common Stock
Business Acquisition [Line Items]
Cash payment for each share exchanged (in dollars per share) | $ / shares	$ 13.44
Fixed exchange ratio (in shares) | shares	0.7739
Shares of common stock issued for acquisition (in shares) | shares	2,870,975
Citizens Union Bancorp of Shelbyville, Inc. ("CUB") | Core Deposit Intangible
Business Acquisition [Line Items]
Intangible Assets	$ 7,572,000
Weighted average useful live of intangibles	8 years
Citizens Union Bancorp of Shelbyville, Inc. ("CUB")
Business Acquisition [Line Items]
Number of banking offices (in banking offices) | banking_office	15
Citizens Union Bancorp of Shelbyville, Inc. ("CUB") | Citizens Union Bancorp of Shelbyville, Inc. ("CUB")
Business Acquisition [Line Items]
Total Assets	$ 1,108,546,000
Loans	683,807,000
Deposits	$ 930,533,000

Business Combinations, Goodwi_4

Business Combinations, Goodwill and Intangible Assets (Total Consideration Transferred and Fair Value of Assets Acquired and Liabilities Assumed) (Details) - USD ($) $ in Thousands	Jan. 01, 2022	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Goodwill		$ 180,357	$ 121,761	$ 121,956	$ 121,306
Citizens Union Bancorp of Shelbyville, Inc. ("CUB")
Consideration
Cash for Options and Fractional Shares	$ 942
Cash Consideration	49,863
Equity Instruments	111,914
Fair Value of Total Consideration Transferred	162,719
Recognized Amounts of Identifiable Assets Acquired and Liabilities Assumed:
Cash	20,244
Federal Funds Sold and Other Short-term Investments	238,325
Interest-bearing Time Deposits with Banks	250
Securities	102,233
Loans	678,142
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	10,078
Premises, Furniture & Equipment	19,805
Other Real Estate	40
Intangible Assets	7,572
Company Owned Life Insurance	12,881
Accrued Interest Receivable and Other Assets	18,309
Deposits - Non-interest Bearing	(237,472)
Deposits - Interest Bearing	(696,750)
FHLB Advances and Other Borrowings	(60,837)
Accrued Interest Payable and Other Liabilities	(8,697)
Total Identifiable Net Assets	104,123
Goodwill	$ 58,596

Business Combinations, Goodwi_5

Business Combinations, Goodwill and Intangible Assets (Unaudited Pro Forma Financial Information) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Business Combinations [Abstract]
Net Interest Income	$ 200,584	$ 195,691
Non-interest Income	59,133	64,951
Total Revenue	259,717	260,642
Provision for Credit Losses	50	(8,707)
Non-interest Expense	141,868	142,978
Income Before Income Taxes	117,799	126,371
Income Tax Expense	21,858	24,260
Net Income	$ 95,941	$ 102,111
Earnings Per Share, Basic (in dollars per share)	$ 3.26	$ 3.47
Earnings Per Share, Diluted (in dollars per share)	$ 3.26	$ 3.47

Business Combinations, Goodwi_6

Business Combinations, Goodwill and Intangible Assets (Changes in Carrying Amount of Goodwill) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Goodwill [Roll Forward]
Beginning of Year	$ 121,761,000	$ 121,956,000	$ 121,306,000
Acquired Goodwill	58,596,000	(195,000)	650,000
Impairment	0	0	0
End of Year	$ 180,357,000	$ 121,761,000	$ 121,956,000

Business Combinations, Goodwi_7

Business Combinations, Goodwill and Intangible Assets (Schedule of Acquired Intangible Assets) (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Business Acquisition [Line Items]
Gross Amount	$ 38,912	$ 31,340
Accumulated Amortization	(30,636)	(26,925)
Core Banking | Core Deposit Intangible
Business Acquisition [Line Items]
Gross Amount	33,247	25,675
Accumulated Amortization	(25,001)	(21,320)
Core Banking | Branch Acquisition Intangible
Business Acquisition [Line Items]
Gross Amount	257	257
Accumulated Amortization	(257)	(257)
Insurance | Customer List
Business Acquisition [Line Items]
Gross Amount	5,408	5,408
Accumulated Amortization	$ (5,378)	$ (5,348)

Business Combinations, Goodwi_8

Business Combinations, Goodwill and Intangible Assets (Estimated Amortization Expense of Intangibles) (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Estimated amortization expense for each of the next five years is as follows:
2023	$ 2,840
2024	2,032
2025	1,394
2026	916
2027	$ 593

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) (Schedule of Other Comprehensive Income Components) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning balance	$ 668,459	$ 624,709	$ 573,820
Other Comprehensive Income (Loss) Before Reclassification	(278,532)	(18,116)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	(390)	(1,775)
Total Other Comprehensive Income (Loss)	(278,922)	(19,891)	20,270
Ending balance	558,393	668,459	624,709
Unrealized Gains and Losses on Available-for-Sale Securities
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning balance	16,052	35,943
Other Comprehensive Income (Loss) Before Reclassification	(278,532)	(18,116)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	(444)	(1,775)
Total Other Comprehensive Income (Loss)	(278,976)	(19,891)
Ending balance	(262,924)	16,052	35,943
Postretirement Benefit Items
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning balance	(568)	(568)
Other Comprehensive Income (Loss) Before Reclassification	0	0
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss)	54	0
Total Other Comprehensive Income (Loss)	54	0
Ending balance	(514)	(568)	(568)
Accumulated Other Comprehensive Income (Loss)
Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward]
Beginning balance	15,484	35,375	15,105
Total Other Comprehensive Income (Loss)	(278,922)	(19,891)	20,270
Ending balance	$ (263,438)	$ 15,484	$ 35,375

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) (Schedule of Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net Gain (Loss) on Securities	$ 562	$ 2,247	$ 4,081
Income Tax Expense	(17,351)	(18,648)	(12,834)
Net Income	81,825	84,137	62,210
Salaries and Employee Benefits	(84,145)	(68,570)	(68,112)
Total Reclassifications for the Period	390	1,775
Unrealized Gains and Losses on Available-for-Sale Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total Reclassifications for the Period	444	1,775
Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Total Reclassifications for the Period	444	1,775	3,224
Reclassification out of Accumulated Other Comprehensive Income | Unrealized Gains and Losses on Available-for-Sale Securities
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net Gain (Loss) on Securities	562	2,247	4,081
Income Tax Expense	(118)	(472)	(857)
Net Income	444	1,775	3,224
Reclassification out of Accumulated Other Comprehensive Income | Amortization of Post Retirement Plan Items Actuarial Gains (Losses) | Postretirement Medical and Life Benefit Plan
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income Tax Expense	0	0	0
Net Income	0	0	0
Salaries and Employee Benefits	$ 0	$ 0	$ 0

Uncategorized Items - gabc-2022

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2016-13 [Member]