First Financial (THFF) 10-K 9 Mar 16 2015 FY Annual report Financial data

Document and Entity Information

Document and Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Mar. 01, 2016	Jun. 30, 2015
Document And Entity Information [Abstract]
Entity Registrant Name	FIRST FINANCIAL CORP /IN/
Entity Central Index Key	714,562
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding (shares)		12,656,606
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 420,248,048

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 88,695	$ 78,102
Federal funds sold	9,815	8,000
Securities available-for-sale	891,082	897,053
Loans, net of allowance of $19,946 in 2015 and $18,839 in 2014	1,743,862	1,762,589
Restricted Stock	10,838	16,404
Accrued interest receivable	11,733	11,593
Premises and equipment, net	50,531	51,802
Bank-owned life insurance	82,323	80,730
Goodwill	39,489	39,489
Other intangible assets	3,178	3,901
Other real estate owned	3,466	3,965
Other assets	44,573	48,857
TOTAL ASSETS	2,979,585	3,002,485
Deposits:
Non-interest-bearing	563,302	556,389
Interest-bearing:
Certificates of deposit that meet or exceed the FDIC insurance limit	46,753	53,733
Interest-bearing Domestic Deposit, Other	1,832,314	1,847,075
Total Deposits	2,442,369	2,457,197
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	33,831	48,015
Other borrowings	12,677	12,886
Other liabilities	80,392	90,173
TOTAL LIABILITIES	2,569,269	2,608,271
Shareholders’ equity
Common stock, $1.25 stated value per share, Authorized shares- 40,000,000, Issued shares - 14,557,815 in 2015 and 14,538,132 in 2014, Outstanding shares - 12,740,018 in 2015 and 12,942,175 in 2014	1,817	1,815
Additional paid-in capital	73,396	72,405
Retained earnings	395,633	377,970
Accumulated other comprehensive income (loss)	(9,401)	(14,529)
Less: Treasury shares at cost-1,817,797 in 2015 and 1,1595,9574 in 2014	(51,129)	(43,447)
TOTAL SHAREHOLDERS’ EQUITY	410,316	394,214
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 2,979,585	$ 3,002,485

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Allowance for loan losses (in dollars)	$ 19,946	$ 18,839
Common stock, stated value per share (usd per share)	$ 0.125	$ 0.125
Common stock, Authorized shares (shares)	40,000,000	40,000,000
Common stock, Issued shares (shares)	14,557,815	14,538,132
Common stock, Outstanding shares (shares)	12,740,018	12,942,175
Treasury stock (shares)	1,817,797	1,595,957

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
INTEREST AND DIVIDEND INCOME:
Loans, including related fees	$ 84,022	$ 87,530	$ 91,242
Securities:
Taxable	15,815	17,015	16,157
Tax-exempt	7,194	7,084	7,046
Other	1,645	1,729	1,776
TOTAL INTEREST AND DIVIDEND INCOME	108,676	113,358	116,221
INTEREST EXPENSE:
Deposits	3,934	4,624	5,886
Short-term borrowings	70	99	78
Other borrowings	165	803	2,997
TOTAL INTEREST EXPENSE	4,169	5,526	8,961
NET INTEREST INCOME	104,507	107,832	107,260
Provision for loan losses	4,700	5,072	7,860
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	99,807	102,760	99,400
NON-INTEREST INCOME:
Trust and financial services	5,586	5,860	6,035
Service charges and fees on deposit accounts	10,145	10,772	10,162
Other service charges and fees	11,798	11,697	11,081
Securities gain (loss), net	17	(3)	423
Insurance commissions	6,945	7,646	7,750
Gain on sale of mortgage loans	1,998	1,849	3,052
Other	2,690	2,964	1,952
TOTAL NON-INTEREST INCOME	39,179	40,785	40,455
Labor and Related Expense	60,109	55,936	55,097
NON-INTEREST EXPENSES:
Occupancy expense	6,978	7,218	6,102
Equipment expense	6,991	7,269	6,348
Federal Deposit Insurance	1,769	1,931	2,052
Other	22,551	23,230	24,955
TOTAL NON-INTEREST EXPENSE	98,398	95,584	94,554
INCOME BEFORE INCOME TAXES	40,588	47,961	45,301
Provision for income taxes	10,392	14,189	13,767
NET INCOME	30,196	33,772	31,534
OTHER COMPREHENSIVE INCOME
Change in unrealized gains/losses on securities, net of reclassifications and taxes	(1,225)	13,913	(17,066)
Change in funded status of post-retirement benefits, net of taxes	6,353	$ (14,473)	$ 10,569
COMPREHENSIVE INCOME	$ 35,324
EARNINGS PER SHARE:
BASIC AND DILUTED (in dollars per share)	$ 2.35	$ 2.55	$ 2.37
Weighted average number of shares outstanding (in shares)	12,836	13,226	13,310

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock	Additional Capital	Retained earnings	Accumulated Other Comprehensive Income/(Loss)	Treasury Stock
Balance at Dec. 31, 2012	$ 372,122	$ 1,808	$ 69,989	$ 338,342	$ (7,472)	$ (30,545)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	31,534	0	0	31,534	0	0
Other comprehensive income (loss)	(6,497)	0	0	0	(6,497)	0
Contribution of shares to ESOP	611	3	770	0	0	(162)
Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP	1,218	0	315	0	0	903
Cash Dividends	(12,793)	0	0	(12,793)	0	0
Balance at Dec. 31, 2013	386,195	1,811	71,074	357,083	(13,969)	(29,804)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,772	0	0	33,772	0	0
Other comprehensive income (loss)	(560)	0	0	0	(560)	0
Treasury Stock, Value, Acquired, Cost Method	(14,633)	0	0	0	0	(14,633)
Contribution of shares to ESOP	1,072	4	1,068	0	0	0
Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP	1,253	0	263	0	0	990
Cash Dividends	(12,885)	0	0	(12,885)	0	0
Balance at Dec. 31, 2014	394,214	1,815	72,405	377,970	(14,529)	(43,447)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	30,196	0	0	30,196	0	0
Other comprehensive income (loss)	5,128	0	0	0	5,128	0
Treasury Stock, Value, Acquired, Cost Method	(8,698)	0	0	0	0	(8,698)
Contribution of shares to ESOP	715	2	713	0	0	0
Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP	1,294	0	278	0	0	1,016
Cash Dividends	(12,533)	0	0	(12,533)	0	0
Balance at Dec. 31, 2015	$ 410,316	$ 1,817	$ 73,396	$ 395,633	$ (9,401)	$ (51,129)

CONSOLIDATED STATEMENTS OF CHA6

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Statement of Stockholders' Equity [Abstract]
Contribution to ESOP shares (shares)	36,149	36,368	35,531
Cash Dividends (in dollars per share)	$ 0.98	$ 0.98	$ 0.96

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 30,196	$ 33,772	$ 31,534
Adjustments to reconcile net income to net cash provided by operating activities:
Net (accretion) amortization on securities	2,940	3,405	2,712
Provision for loan losses	4,700	5,072	7,860
Securities (gains) losses	(17)	3	(423)
Depreciation and amortization	5,490	5,977	5,482
Provision for deferred income taxes	(924)	2,873	(39)
Net change in accrued interest receivable	(140)	(39)	470
Contribution of shares to ESOP	1,294	1,253	1,218
Stock compensation expense	684	1,072	733
Gain on sale of mortgage loans	(1,998)	(1,849)	(3,052)
Loss (gain) on sales of other real estate	116	(357)	182
Origination of loans held for sale	(72,303)	(66,300)	(112,483)
Proceeds from loans held for sale	75,542	68,438	121,092
Other, net	(4,325)	4,524	7,411
NET CASH FROM OPERATING ACTIVITIES	41,255	57,844	62,697
CASH FLOWS FROM INVESTING ACTIVITIES:
Sales of securities available-for-sale	3,735	356	5,110
Calls, maturities and principal reductions on securities available-for-sale	150,315	136,141	158,317
Purchases of securities available-for-sale	(149,181)	(99,954)	(417,997)
Loans made to customers, net of payments	12,901	325	41,643
Net change in federal funds sold	(1,815)	(3,724)	16,524
Redemption of restricted stock	5,587	4,670	250
Purchase of restricted stock	(21)	(17)	(15)
Payments to Acquire Intangible Assets	103	0	0
Cash received (disbursed) from acquisitions	0	0	177,610
Sale of other real estate	1,638	3,034	4,714
Additions to premises and equipment	(3,393)	(5,296)	(2,522)
NET CASH FROM INVESTING ACTIVITIES	19,663	35,535	(16,366)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in deposits	(14,899)	(2,151)	(7,544)
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase	(14,184)	(11,577)	19,041
Dividends paid	(12,632)	(12,949)	(12,766)
Purchases of treasury stock	(8,698)	(14,633)	(162)
Proceeds from Federal Home Loan Bank Borrowings	36,900	572,000	135,000
Repayments of Federal Home Loan Bank Borrowings	36,812	617,000	196,097
NET CASH FROM FINANCING ACTIVITIES	(50,325)	(86,310)	(62,528)
NET CHANGE IN CASH AND CASH EQUIVALENTS	10,593	7,069	(16,197)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR	78,102	71,033	87,230
CASH AND DUE FROM BANKS, END OF YEAR	88,695	78,102	71,033
SUPPLEMENTAL DISCLOSURES OF CASH FLOW AND NONCASH INFORMATION:
Interest	4,237	5,527	9,375
Income Taxes	$ 12,869	$ 9,354	$ 13,822

BUSINESS AND SIGNIFICANT ACCOUN

BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES:	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES	BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES: BUSINESS Organization: The consolidated financial statements of First Financial Corporation and its subsidiaries (the Corporation) include the parent company and its wholly-owned subsidiaries, First Financial Bank, N.A. headquartered in Vigo County, Indiana, The Morris Plan Company of Terre Haute (Morris Plan), Forrest Sherer Inc., a full-line insurance agency headquartered in Terre Haute, Indiana, and FFB Risk Management Co., Inc., a captive insurance subsidiary headquartered in Las Vegas, Nevada. Inter-company transactions and balances have been eliminated. First Financial Bank also has two investment subsidiaries, Portfolio Management Specialists A (Specialists A) and Portfolio Management Specialists B (Specialists B), which were established to hold and manage certain assets as part of a strategy to better manage various income streams and provide opportunities for capital creation as needed. Specialists A and Specialists B subsequently entered into a limited partnership agreement, Global Portfolio Limited Partners. Portfolio Management Specialists B also owns First Financial Real Estate, LLC. At December 31, 2015 , $718.3 million of securities and loans were owned by these subsidiaries. Specialists A, Specialists B, Global Portfolio Limited Partners and First Financial Real Estate LLC are included in the consolidated financial statements. The Corporation, which is headquartered in Terre Haute, Indiana, offers a wide variety of financial services including commercial, mortgage and consumer lending, lease financing, trust account services and depositor services through its four subsidiaries. The Corporation's primary source of revenue is derived from loans to customers and investment activities. The Corporation operates 71 branches in west-central Indiana and east-central Illinois. First Financial Bank is the largest bank in Vigo County. It operates 11 full-service banking branches within the county; one in Daviess County, Indiana.; four in Clay County, Indiana; one in Gibson County, Indiana.; one in Greene County, Indiana; three in Knox County, Indiana; five in Parke County, Indiana; one in Putnam County, Indiana; four in Sullivan County, Indiana; one in Vanderburgh County, Indiana,; four in Vermillion County, Indiana; five in Champaign County, Illinois; one in Clark County, Illinois; three in Coles County, Illinois; two in Crawford County, Illinois; two in Franklin County, Illinois; one in Jasper County, Illinois; two in Jefferson County, Illinois; one in Lawrence County, Illinois; two in Livingston County, Illinois; two in Marion County, Illinois; three in McLean County, Illinois; one in Montgomery County, Illinois; two in Richland County, Illinois; seven in Vermilion County, Illinois; and one in Wayne County, Illinois. It also has a main office in downtown Terre Haute and an operations center/office building in southern Terre Haute. Regulatory Agencies: First Financial Corporation is a multi-bank holding company and as such is regulated by various banking agencies. The holding company is regulated by the Seventh District of the Federal Reserve System. The national bank subsidiary is regulated by the Office of the Comptroller of the Currency. The state bank subsidiary is jointly regulated by the state banking organization and the Federal Deposit Insurance Corporation. FFB Risk Management Company is regulated by the State of Nevada Division of Insurance. SIGNIFICANT ACCOUNTING POLICIES Use of Estimates: To prepare financial statements in conformity with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ. Cash Flows : Cash and cash equivalents include cash and demand deposits with other financial institutions. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings. Non-cash transactions include loans transferred to other real estate of $1.3 million , $1.4 million and $2.5 million for the years ended December 31, 2015 , 2014 and 2013 respectively. Securities : The Corporation classifies all securities as "available for sale." Securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value with unrealized holdings gains and losses, net of taxes, reported in other comprehensive income within shareholders' equity. Interest income includes amortization of purchase premium or discount. Premiums and discounts are amortized on the level yield method without anticipating prepayments. Mortgage-backed securities are amortized over the expected life. Realized gains and losses on sales are based on the amortized cost of the security sold. Management evaluates securities for other-than temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. Loans: Loans that management has the intent and ability to hold for the foreseeable future until maturity or pay-off are reported at the principal balance outstanding, net of unearned interest, purchase premiums and discounts, deferred loan fees and costs, and allowance for loan losses. Loans held for sale are reported at the lower of cost or fair value, on an aggregate basis. Interest income is accrued on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term without anticipating prepayments. The recorded investment in loans includes accrued interest receivable and net deferred loan fees and costs. Interest income is not reported when full loan repayment is in doubt, typically when the loan is impaired or payments are significantly past due. Past-due status is based on the contractual terms of the loan. All interest accrued but not received for loans placed on non-accrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. In all cases, loans are placed on non-accrual or charged-off if collection of principal or interest is considered doubtful. The above policies are consistent for all segments of loans. Certain Purchased Loans: The Corporation purchases individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at the amount paid, such that there is no carryover of the seller's allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Such purchased loans are accounted for individually. The Corporation estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of amount paid are recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan's contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a provision for loan loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income. Concentration of Credit Risk: Most of the Corporation's business activity is with customers located within west central Indiana and east central Illinois. Therefore, the Corporation's exposure to credit risk is significantly affected by changes in the economy of this area. A major economic downturn in this area would have a negative effect on the Corporation's loan portfolio. The risk characteristics of each loan portfolio segment are as follows: Commercial Commercial loans are predominately loans to expand a business or finance asset purchases. The underlying risk in the Commercial loan segment is primarily a function of the reliability and sustainability of the cash flows of the borrower and secondarily on the underlying collateral securing the transaction. From time to time, the cash flows of borrowers may be less than historical or as planned. In addition, the underlying collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets financed or other business assets and most commercial loans are further supported by a personal guarantee. However, in some instances, short term loans are made on an unsecured basis. Agriculture production loans are typically secured by growing crops and generally secured by other assets such as farm equipment. Production loans are subject to weather and market pricing risks. The Corporation has established underwriting standards and guidelines for all commercial loan types. The Corporation strives to maintain a geographically diverse commercial real estate portfolio. Commercial real estate loans are primarily underwritten based upon the cash flows of the underlying real estate or from the cash flows of the business conducted at the real estate. Generally, these types of loans will be fully guaranteed by the principal owners of the real estate and loan amounts must be supported by adequate collateral value. Commercial real estate loans may be adversely affected by factors in the local market, the regional economy, or industry specific factors. In addition, Commercial Construction loans are a specific type of commercial real estate loan which inherently carry more risk than loans for completed projects. Since these types of loans are underwritten utilizing estimated costs, feasibility studies, and estimated absorption rates, the underlying value of the project may change based upon the inaccuracy of these projections. Commercial construction loans are closely monitored, subject to industry standards, and disbursements are controlled during the construction process. Residential Retail real estate mortgages that are secured by 1-4 family residences are generally owner occupied and include residential real estate and residential real estate construction loans. The Corporation typically establishes a maximum loan-to-value ratio and generally requires private mortgage insurance if the ratio is exceeded. The Corporation sells substantially all of its long-term fixed mortgages to secondary market purchasers. Mortgages sold to secondary market purchasers are underwritten to specific guidelines. The Corporation originates some mortgages that are maintained in the bank’s loan portfolio. Portfolio loans are generally adjustable rate mortgages and are underwritten to conform to Qualified Mortgage standards. Several factors are considered in underwriting all Mortgages including the value of the underlying real estate, debt-to-income ratio and credit history of the borrower. Repayment is primarily dependent upon the personal income of the borrower and can be impacted by changes in borrower’s circumstances such as changes in employment status and changes in real estate property values. Risk is mitigated by the sale of substantially all long-term fixed rate mortgages, the underwriting of portfolio loans to Qualified Mortgage standards and the fact that mortgages are generally smaller individual amounts spread over a large number of borrowers. Consumer The consumer portfolio primarily consists of home equity loans and lines (typically secured by a subordinate lien on a 1-4 family residence), secured loans (typically secured by automobiles, boats, recreational vehicles, or motorcycles), cash/CD secured, and unsecured loans. Pricing, loan terms, and loan to value guidelines vary by product line. The underlying value of collateral dependent loans may vary based on a number of economic conditions, including fluctuations in home prices and unemployment levels. Underwriting of consumer loans is based on the individual credit profile and analysis of the debt repayment capacity for each borrower. Payments for consumer loans is typically set-up on equal monthly installments, however, future repayment may be impacted by a change in economic conditions or a change in the personal income levels of individual customers. Overall risks within the consumer portfolio are mitigated by the mix of various loan products, lending in various markets and the overall make-up of the portfolio (small loan sizes and a large number of individual borrowers). Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management's judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans as well as non-impaired classified loans and is based on historical loss experience adjusted for current factors. A loan is impaired when full payment under the loan terms is not expected. Loans for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgages and consumer loans, and on an individual basis for other loans. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows, using the loan's existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and, accordingly, they are not separately identified for impairment disclosures. The general component covers non-classified loans as well as non-impaired classified loans and is based on historical loss experience adjusted for current factors. The historical loss experience is based on the actual loss history experienced over the most recent four years. This actual loss experience is supplemented with other current factors based on the risks present for each portfolio segment. These current factors include consideration of the following: levels of and trends in delinquent, classified, and impaired loans; levels of and trends in charge-offs and recoveries; national and local economic trends and conditions; changes in lending policies and procedures; trends in volume and terms of loans; experience, ability, and depth of lending management and other relevant staff; credit concentrations; value of underlying collateral for collateral dependent loans; and other external factors such as competition and legal and regulatory requirements. The following portfolio segments have been identified: commercial loans, residential loans and consumer loans. A characteristic of the commercial loan segment is that the loans are for business purchases. A characteristic of the residential loan segment is that the loans are secured by residential properties. A characteristic of the consumer loan segment is that the loans are for automobiles and other consumer purchases. Commercial loans are generally well secured, which mitigates the risk of loss and has contributed to the low historical loss rate. However, concentrations in commercial real estate, along with the potential impact of rising interest rates to commercial real estate, raises the risk of loss on commercial loans. For these reasons, commercial loans have the highest adjustment to the historical loss rate. Continued weakness in local economic conditions along with declining auto values resulted in consumer loans having the next highest level of adjustment to the historical loss rate. The residential loan portfolio segment had the lowest level of adjustment to the historical loss rate. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Corporation determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. FDIC Indemnification Asset: The FDIC indemnification asset results from the loss share agreements in the 2009 FDIC-assisted transaction. The asset is measured separately from the related covered assets as they are not contractually embedded in the assets and are not transferable with the assets should the Corporation choose to dispose of them. It represents the acquisition date fair value of expected reimbursements from the FDIC which was determined to be $12.1 million . Pursuant to the terms of the loss sharing agreement, covered loans and other real estate are subject to a stated loss threshold whereby the FDIC will reimburse the Corporation for up to 95% of losses incurred. These expected reimbursements do not include reimbursable amounts related to future covered expenditures. These cash flows are discounted to reflect a metric of uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. This asset decreases when losses are realized and claims are paid by the FDIC or when customers repay their loans in full and expected losses do not occur. This asset also increases when estimated future losses increase. When estimated future losses increase, the Corporation records a provision for loan losses and increases its allowance for loan losses accordingly. The related increase or decrease in the FDIC indemnification asset is recorded as an (increase) or offset to the provision for loan losses. During 2014 and 2013 , the provision for loan losses was (increased)/ offset by ( $687 thousand ) and ( $1.4 million ) related to the changes in the FDIC indemnification asset. There were not any changes to the provision for loan losses related to the FDIC indemnification asset in 2015. At December 31, 2015 and 2014, the balance of the indemnification asset was not material and is included in other assets. Foreclosed Assets: Assets acquired through or instead of loan foreclosures are initially recorded at fair value less estimated selling costs when acquired, establishing a new cost basis. Physical possession of residential real estate property collateralizing a consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines, a valuation allowance is recorded through expense. Costs after acquisition are expensed. Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the useful lives of the assets, which range from 3 to 5 years for furniture and equipment and 33 to 39 years for buildings and leasehold improvements. Restricted Stock: Restricted stock includes Federal Home Loan Bank (FHLB) of Indianapolis and Chicago and Federal Reserve stock. This restricted stock is carried at cost and periodically evaluated for impairment. Because this stock is viewed as a long-term investment, impairment is based on ultimate recovery of par value. Both cash and stock dividends are reported as income. Servicing Rights: Servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on third-party valuations that incorporate assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, ancillary income, prepayment speeds and default rates and losses. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Corporation later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with Other Service Fees on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is included in Other Service Fees on the income statement, is for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $1.3 million , $1.4 million and $1.4 million for the years ended December 31, 2015 , 2014 and 2013 . Late fees and ancillary fees related to loan servicing are not material. Stock based compensation: Compensation cost is recognized for restricted stock awards and units issued to employees based on the fair value of these awards at the date of grant. Market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation expense is recognized over the requisite service period. Transfers of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Bank-Owned Life Insurance: The Corporation has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at its cash surrender value, or the amount that can be realized. Income on the investments in life insurance is included in other interest income. Goodwill and Other Intangible Assets: Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 represents the future economic benefits arising from other assets acquired that are not individually identified and separately recognized. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Corporation has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit and acquired customer list intangible assets arising from the whole bank, insurance agency and branch acquisitions. They are initially measured at fair value and then are amortized on an accelerated basis over their estimated useful lives, which are 10 and 12 years, respectively. Long-Term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Benefit Plans: Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. The amount contributed is determined by a formula as decided by the Board of Directors. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. Employee Stock Ownership Plan: Shares of treasury stock are issued to the ESOP and compensation expense is recognized based upon the total market price of shares when contributed. Deferred Compensation Plan: Prior to 2011, a deferred compensation plan covered all directors. Under the plan, the Corporation pays each director, or their beneficiary, the amount of fees deferred plus interest over 10 years, beginning when the director achieves age 65 . A liability is accrued for the obligation under these plans. The expense incurred for the deferred compensation for each of the last three years was $142 thousand , $138 thousand and $149 thousand , resulting in a deferred compensation liability of $2.2 million at December 31, 2015 and $2.4 million at December 31, 2014 . There are no deferred compensation plans now in effect for directors. Incentive Plans: A long-term incentive plan established in 2000 provides for the payment of incentive rewards as a 15 -year annuity to all directors and certain key officers. That plan was in place through December 31, 2009, and compensation expense is recognized over the service period. Payments under the plan generally did not begin until the earlier of January 1, 2015, or the January 1 immediately following the year in which the participant reaches age 65 . There was no compensation expense related to this plan for 2015 , 2014 and 2013 . There is a liability of $13.2 million and $14.0 million as of year-end 2015 and 2014 . In 2011 the Corporation adopted the 2011 Short-term Incentive Plan and the 2011 Omnibus Equity Incentive Plan designed to reward key officers based on certain performance measures. The short-term portion of the plan is paid out within 75 days of year end and the long-term plan vests over a three year period and is paid out within 75 days of the end of each vesting period. The compensation expense related to the plans in 2015 , 2014 and 2013 was $1.4 million , $1.7 million and $1.5 million , respectively, and resulted in a liability of $816 thousand at December 31, 2015 and $782 thousand at December 31, 2014 . The Omnibus Equity Incentive Plan is a long term incentive plan that was designed to align the interests of participants with the interest of shareholders. Under the plan, awards may be made based on certain performance measures. The grants are made in restricted stock units that are subject to a vesting schedule. Income Taxes: Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded The Corporation recognizes interest and/or penalties related to income tax matters in income tax expense. Loan Commitments and Related Financial Instruments: Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Earnings Per Share: Earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. The Corporation does not have any potentially dilutive securities as the restricted stock awards are included in outstanding shares.. Earnings and dividends per share are restated for stock splits and dividends through the date of issue of the financial statements. Comprehensive Income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale and changes in the funded status of the retirement plans, which are also recognized as separate components of equity. Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount of range of loss can be reasonably estimated. Management does not believe there are currently such matters that will have a material effect on the financial statements. Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders. Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates. Operating Segment: While the Corporation's chief decision-makers monitor the revenue streams of the various products and services, the operating results of significant segments are similar and operations are managed and financial performance is evaluated on a corporate-wide basis. Accordingly, all of the Corporation's financial service operations are considered by management to be aggregated in one reportable operating segment, which is banking. Adoption of New Accounting Standards : In May 2014, the FASB and the International Accounting Standards Board (the "IASB") jointly issued a comprehensive new revenue recognition standard that will supersede nearly all existing revenue recognition guidance under GAAP and International Financial Reporting Standards ("IFRS"). Previous revenue recognition guidance in GAAP comprised broad revenue recognition concepts together with numerous revenue requirements for particular industries or transactions, which sometimes resulted in different accounting for economically similar transactions. In contrast, IFRS provided limited revenue recognition guidance and, consequently, could be difficult to apply to complex transactions. Accordingly, the FASB and the IASB initiated a joint project to c

FAIR VALUES OF FINANCIAL INSTRU

FAIR VALUES OF FINANCIAL INSTRUMENTS:	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUES OF FINANCIAL INSTRUMENTS	FAIR VALUES OF FINANCIAL INSTRUMENTS: Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) of identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level 1 prices such as such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity's own assumptions about the assumptions that market participants would use in pricing an asset or liability. The fair value of securities available-for-sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities (Level 2 inputs). For those securities that cannot be priced using quoted market prices or observable inputs, a Level 3 valuation is determined. These securities are primarily trust preferred securities, which are priced using Level 3 due to current market illiquidity, and state and municipal securities. The fair value of the trust preferred securities is obtained from a third party provider without adjustment. Management obtains values from other pricing sources to validate the Standard & Poors pricing that they currently utilize. The fair value of state and municipal obligations are derived by comparing the securities to current market rates plus an appropriate credit spread to determine an estimated value. Illiquidity spreads are then considered. Credit reviews are performed on each of the issuers. The significant unobservable inputs used in the fair value measurement of the Corporation’s state and municipal obligations are credit spreads related to specific issuers. Significantly higher credit spread assumptions would result in significantly lower fair value measurement. Conversely, significantly lower credit spreads would result in a significantly higher fair value measurement. The fair value of derivatives is based on valuation models using observable market data as of the measurement date (Level 2 inputs). December 31, 2015 Fair Value Measurement Using (Dollar amounts in thousands) Level 1 Level 2 Level 3 Carrying Value U.S. Government entity mortgage-backed securities $ — $ 10,693 $ — $ 10,693 Mortgage-backed securities, residential — 213,164 — 213,164 Mortgage-backed securities, commercial — 9 — 9 Collateralized mortgage obligations — 437,634 — 437,634 State and municipal obligations — 209,982 4,725 214,707 Collateralized debt obligations — — 14,875 14,875 TOTAL $ — $ 871,482 $ 19,600 $ 891,082 Derivative Assets $ 1,176 Derivative Liabilities (1,176 ) December 31, 2014 Fair Value Measurement Using (Dollar amounts in thousands) Level 1 Level 2 Level 3 Carrying Value U.S. Government entity mortgage-backed securities $ — $ 1,467 $ — $ 1,467 Mortgage-backed securities, residential — 187,936 — 187,936 Mortgage-backed securities, commercial — 17 — 17 Collateralized mortgage obligations — 484,655 — 484,655 State and municipal obligations — 201,775 5,900 207,675 Collateralized debt obligations — — 15,303 15,303 TOTAL $ — $ 875,850 $ 21,203 $ 897,053 Derivative Assets $ 1,062 Derivative Liabilities (1,062 ) There were no transfers between Level 1 and Level 2 during 2015 and 2014 . The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve months ended December 31, 2015 and 2014 . Fair Value Measurements Using Significant Unobservable Inputs (Level 3) December 31, 2015 State and municipal obligations Collateralized debt obligations Total Beginning balance, January 1 $ 5,900 $ 15,303 $ 21,203 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — (268 ) (268 ) Purchases — — — Settlements (1,175 ) (160 ) (1,335 ) Ending balance, December 31 $ 4,725 $ 14,875 $ 19,600 Fair Value Measurements Using SignificantUnobservable Inputs (Level 3) December 31, 2014 State and municipal obligations Collateralized debt obligations Total Beginning balance, January 1 $ 4,525 $ 9,044 $ 13,569 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 7,100 7,100 Transfers 4,000 — 4,000 Settlements (2,625 ) (841 ) (3,466 ) Ending balance, December 31 $ 5,900 $ 15,303 $ 21,203 There were no unrealized gains and losses recorded in earnings for the years ended December 31, 2015 or 2014 . Certain local municipal securities with a fair value of $4.0 million as of December 31, 2014 were purchased and added to Level 3 because we were unable to obtain observable market data from our provider for these investments. Impaired loans disclosed in footnote 7, which are measured for impairment using the fair value of collateral, are valued at Level 3. They are carried at a fair value of $2.4 million , after a valuation allowance of $1.2 million at December 31, 2015 and at a fair value of $11.5 million , net of a valuation allowance of $1.9 million at December 31, 2014 . The impact to the provision for loan losses for the twelve months ended December 31, 2015 and December 31, 2014 was a $271 thousand decrease and a $1.2 million decrease, respectively. Other real estate owned is valued at Level 3. Other real estate owned at December 31, 2015 with a value of $3.5 million was reduced $743 thousand for fair value adjustment. At December 31, 2015 other real estate owned was comprised of $2.8 million from commercial loans and $655 thousand from residential loans. Other real estate owned at December 31, 2014 with a value of $4.0 million was reduced $1.1 million for fair value adjustment. At December 31, 2014 other real estate owned was comprised of $3.0 million from commercial loans and $1.0 million from residential loans. Fair value is measured based on the value of the collateral securing those loans, and is determined using several methods. Generally the fair value of real estate is determined based on appraisals by qualified licensed appraisers. Appraisals for real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace current property. The market comparison evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and the investor’s required return. The final fair value is based on a reconciliation of these three approaches. If an appraisal is not available, the fair value may be determined by using a cash flow analysis, a broker’s opinion of value, the net present value of future cash flows, or an observable market price from an active market. Fair value of other real estate is based upon the current appraised values of the properties as determined by qualified licensed appraisers and the Company’s judgment of other relevant market conditions. Appraisals are obtained annually and reductions in value are recorded as a valuation through a charge to expense. The primary unobservable input used by management in estimating fair value are additional discounts to the appraised value to consider market conditions and the age of the appraisal, which are based on management’s past experience in resolving these types of properties. These discounts range from 0% to 50% . Values for non-real estate collateral, such as business equipment, are based on appraisals performed by qualified licensed appraisers or the customers financial statements. Values for non real estate collateral use much higher discounts than real estate collateral. Other real estate and impaired loans carried at fair value are primarily comprised of smaller balance properties. The following tables present quantitative information about recurring and non-recurring Level 3 fair value measurements at December 31, 2015 and 2014 . 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 4,725 Discounted cash flow Discount rate 3.05%-5.50% Probability of default — % Other real estate $ 3,466 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 2,352 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 5,900 Discounted cash flow Discount rate 3.05%-5.50% Probability of default — % Other real estate $ 3,965 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 11,477 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% The following tables present impaired collateral dependent loans measured at fair value on a non-recurring basis by class of loans as of December 31, 2015 and 2014 . December 31, 2015 (Dollar amounts in thousands) Carrying Value Allowance for Loan Losses Allocated Fair Value Commercial Commercial & Industrial $ 998 $ 212 $ 786 Farmland — — — Non Farm, Non Residential 1,415 741 674 Agriculture — — — All Other Commercial 225 — 225 Residential First Liens 873 206 667 Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 3,511 $ 1,159 $ 2,352 December 31, 2014 (Dollar amounts in thousands) Carrying Value Allowance for Loan Losses Allocated Fair Value Commercial Commercial & Industrial $ 5,874 $ 1,056 $ 4,818 Farmland — — — Non Farm, Non Residential 6,654 753 5,901 Agriculture — — — All Other Commercial 827 102 725 Residential First Liens 33 — 33 Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 13,388 $ 1,911 $ 11,477 The carrying amounts and estimated fair values of financial instruments are shown below. Carrying amount is the estimated fair value for cash and due from banks, federal funds sold, accrued interest receivable and payable, demand deposits, short-term and certain other borrowings, and variable-rate loans or deposits that reprice frequently and fully. Security fair values are determined as previously described. It is not practicable to determine the fair value of restricted stock due to restrictions placed on their transferability. For fixed-rate loans or deposits, variable rate loans or deposits with infrequent repricing or repricing limits, and for longer-term borrowings, fair value is based on discounted cash flows using current market rates applied to the estimated life and credit risk. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Fair values for impaired loans are estimated using discounted cash flow analysis or underlying collateral values. Fair value of debt is based on current rates for similar financing. The fair value of off-balance sheet items is not considered material. The carrying amount and estimated fair value of assets and liabilities are presented in the table below and were determined based on the above assumptions: December 31, 2015 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 88,695 $ 19,715 $ 68,980 $ — $ 88,695 Federal funds sold 9,815 — 9,815 — 9,815 Securities available-for-sale 891,082 — 871,482 19,600 891,082 Restricted stock 10,838 n/a n/a n/a n/a Loans, net 1,743,862 — — 1,789,938 1,789,938 Accrued interest receivable 11,733 — 3,366 8,367 11,733 Deposits (2,442,369 ) — (2,442,612 ) — (2,442,612 ) Short-term borrowings (33,831 ) — (33,831 ) — (33,831 ) Federal Home Loan Bank advances (12,677 ) — (12,971 ) — (12,971 ) Accrued interest payable (389 ) — (389 ) — (389 ) December 31, 2014 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 78,102 $ 22,597 $ 55,505 $ — $ 78,102 Federal funds sold 8,000 — 8,000 — 8,000 Securities available-for-sale 897,053 — 875,850 21,203 897,053 Restricted stock 16,404 n/a n/a n/a n/a Loans, net 1,762,589 — — 1,810,885 1,810,885 Accrued interest receivable 11,593 — 3,183 8,410 11,593 Deposits (2,457,197 ) — (2,459,703 ) — (2,459,703 ) Short-term borrowings (48,015 ) — (48,015 ) — (48,015 ) Federal Home Loan Bank advances (12,886 ) — (13,605 ) — (13,605 ) Accrued interest payable (456 ) — (456 ) — (456 )

RESTRICTIONS ON CASH AND DUE FR

RESTRICTIONS ON CASH AND DUE FROM BANKS:	12 Months Ended
	Dec. 31, 2015
Restrictions On Cash and Due From Banks Disclosure [Abstract]
RESTRICTIONS ON CASH AND DUE FROM BANKS	RESTRICTIONS ON CASH AND DUE FROM BANKS: Certain affiliate banks are required to maintain average reserve balances with the Federal Reserve Bank. The amount of those reserve balances was approximately $11.5 million and $10.5 million at December 31, 2015 and 2014 , respectively.

SECURITIES_

SECURITIES:	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
SECURITIES	SECURITIES: The fair value of securities available-for-sale and related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: December 31, 2015 Amortized Unrealized (Dollar amounts in thousands) Cost Gains Losses Fair Value U.S. Government entity mortgage-backed securities $ 10,670 $ 46 $ (23 ) $ 10,693 Mortgage-backed securities, residential 208,705 5,089 (630 ) 213,164 Mortgage-backed securities, commercial 9 — — 9 Collateralized mortgage obligations 441,500 2,141 (6,007 ) 437,634 State and municipal obligations 206,291 8,475 (59 ) 214,707 Collateralized debt obligations 9,621 5,254 — 14,875 TOTAL $ 876,796 $ 21,005 $ (6,719 ) $ 891,082 December 31, 2014 Amortized Unrealized (Dollar amounts in thousands) Cost Gains Losses Fair Value U.S. Government entity mortgage-backed securities $ 1,411 $ 56 $ — $ 1,467 Mortgage-backed securities, residential 180,673 7,593 (330 ) 187,936 Mortgage-backed securities, commercial 17 — — 17 Collateralized mortgage obligations 489,765 2,513 (7,623 ) 484,655 State and municipal obligations 198,875 9,019 (219 ) 207,675 Collateralized debt obligations 10,205 5,115 (17 ) 15,303 TOTAL $ 880,946 $ 24,296 $ (8,189 ) $ 897,053 As of December 31, 2015 , the Corporation does not have any securities from any issuer, other than the U.S. Government, with an aggregate book or fair value that exceeds ten percent of shareholders' equity. Securities with a carrying value of approximately $406.8 million and $412.5 million at December 31, 2015 and 2014 , respectively, were pledged as collateral for short-term borrowings and for other purposes. Below is a summary of the gross gains and losses realized by the Corporation on investment sales and calls during the years ended December 31, 2015 , 2014 and 2013 , respectively. (Dollar amounts in thousands) 2015 2014 2013 Proceeds $ 3,735 $ 356 $ 5,110 Gross gains 23 2 428 Gross losses (6 ) (5 ) (5 ) Gains of $23 thousand and losses of $6 thousand in 2015 and gains of $2 thousand and losses of $4 thousand in 2014 and $5 thousand gains of $5 thousand in 2013 resulted from redemption premiums on called securities. Contractual maturities of debt securities at year-end 2015 were as follows. Securities not due at a single maturity or with no maturity date, primarily mortgage-backed and collateralized mortgage obligations, are shown separately. Available-for-Sale Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 4,531 $ 4,649 Due after one but within five years 56,200 57,884 Due after five but within ten years 94,236 98,926 Due after ten years 71,615 78,816 226,582 240,275 Mortgage-backed securities and collateralized mortgage obligations 650,214 650,807 TOTAL $ 876,796 $ 891,082 The following tables show the securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2015 and 2014 . December 31, 2015 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses U.S. Government entity mortgage-backed securities $ 9,455 $ (23 ) — — $ 9,455 $ (23 ) Mortgage-backed securities, residential 69,940 (428 ) 11,766 (202 ) 81,706 (630 ) Collateralized mortgage obligations 151,484 (1,535 ) 139,435 (4,472 ) 290,919 (6,007 ) State and municipal obligations 3,547 (16 ) 3,045 (43 ) 6,592 (59 ) Total temporarily impaired securities $ 234,426 $ (2,002 ) $ 154,246 $ (4,717 ) $ 388,672 $ (6,719 ) December 31, 2014 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses Mortgage-backed securities, residential $ — $ — $ 23,849 $ (330 ) $ 23,849 $ (330 ) Collateralized mortgage obligations 50,832 (128 ) 264,940 (7,495 ) 315,772 (7,623 ) State and municipal obligations 6,500 (35 ) 10,547 (184 ) 17,047 (219 ) Collateralized debt obligations — — 200 (17 ) 200 (17 ) Total temporarily impaired securities $ 57,332 $ (163 ) $ 299,536 $ (8,026 ) $ 356,868 $ (8,189 ) The Corporation held 101 investment securities with an amortized cost greater than fair value as of December 31, 2015 . The unrealized losses on collateralized mortgage obligations, all mortgage-backed securities and state and municipal obligations represent negative adjustments to fair value relative to the rate of interest paid on the securities and not losses related to the creditworthiness of the issuer. Gross unrealized losses on investment securities were $6.7 million as of December 31, 2015 and $8.2 million as of December 31, 2014 . Management does not intend to sell and it is not more likely than not that management would be required to sell the securities prior to their anticipated recovery. Management believes the value will recover as the securities approach maturity or market rates change. Management evaluates securities for other-than-temporary impairment ("OTTI") at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The investment securities portfolio is evaluated for OTTI by segregating the portfolio into two general segments and applying the appropriate OTTI model. Investment securities are generally evaluated for OTTI under FASB ASC 320, Investments—Debt and Equity Securities. However, certain purchased beneficial interests, including non-agency mortgage-backed securities, asset-backed securities, and collateralized debt obligations, that had credit ratings at the time of purchase of below AA are evaluated using the model outlined in FASB ASC 325-40, Beneficial Interests in Securitized Financial Assets. In determining OTTI under the FASB ASC-320 model, management considers many factors, including: (1)the length of time and the extent to which the fair value has been less than cost, (2)the financial condition and near-term prospects of the issuer, (3) whether the fair value decline was affected by macroeconomic conditions, and (4) whether the entity has the intent to sell the security or more likely than not will be required to sell the security before its anticipated recovery. The assessment of whether an other-than-temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time. The second segment of the portfolio uses the OTTI guidance provided by FASB ASC-325 that is specific to purchase beneficial interests that, on the purchase date, were rated below AA. Under the FASB ASC-325 model, the Corporation compares the present value of the remaining cash flows as estimated at the preceding evaluation date to the current expected remaining cash flows. An OTTI is deemed to have occurred if there has been an adverse change in the remaining expected future cash flows. When OTTI occurs under either model, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment's amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. In prior years, a significant portion of the total unrealized losses relates to collateralized debt obligations that were separately evaluated under FASB ASC 325-40, Beneficial Interests in Securitized Financial Assets. Based upon qualitative considerations, such as a downgrade in credit rating or further defaults of underlying issuers during the year, and an analysis of expected cash flows, we determined that three CDOs included in collateralized debt obligations were other-than-temporarily impaired. Those three CDO’s have a contractual balance of $25.8 million at December 31, 2015 which has been reduced to $14.9 million by $2.2 million of interest payments received, $14.0 million of cumulative OTTI charges recorded through earnings to date and increased by $5.3 million recorded in other comprehensive income. The severity of the OTTI recorded varies by security, based on the analysis described below, and ranges, at December 31, 2015 from 28% to 92% . The temporary impairment recorded in other comprehensive income is due to factors other than credit loss, mainly current market illiquidity. These securities are collateralized by trust preferred securities issued primarily by bank holding companies, but certain pools do include a limited number of insurance companies. The Corporation uses the OTTI evaluation model to compare the present value of expected cash flows to the previous estimate to determine if there are adverse changes in cash flows during the year. The OTTI model considers the structure and term of the CDO and the financial condition of the underlying issuers. Specifically, the model details interest rates, principal balances of note classes and underlying issuers, the timing and amount of interest and principal payments of the underlying issuers, and the allocation of the payments to the note classes. Cash flows are projected using a forward rate LIBOR curve, as these CDOs are variable-rate instruments. An average rate is then computed using this same forward rate curve to determine an appropriate discount rate ( 3 month LIBOR plus margin ranging from 160 to 180 basis points). The current estimate of expected cash flows is based on the most recent trustee reports and any other relevant market information, including announcements of interest payment deferrals or defaults of underlying trust preferred securities. Assumptions used in the model include expected future default rates and prepayments. We assume no recoveries on defaults and treat all interest payment deferrals as defaults. In addition we use the model to “stress” each CDO, or make assumptions more severe than expected activity, to determine the degree to which assumptions could deteriorate before the CDO could no longer fully support repayment of the Corporation’s note class. In the current year the fair value of these securities exceeds their carrying value so managment determined there was no OTTI. There was no OTTI recorded in 2014 or 2013. In the third quarter of 2013, the Corporation received a $1.3 million payment on a CDO that had a book value of $0.2 million . The payment in excess of book value is recognized as interest income. This CDO had the highest severity of recorded impairment and while a payment by the issuer was expected, such payment was not projected until maturity in the OTTI evaluation at June 30, 2013. The future payments, if any, on this CDO cannot be predicted with enough accuracy that such future payments will be recorded as interest income when received. Collateralized debt obligations include one additional investment in a CDO consisting of pooled trust preferred securities in which the issuers are primarily banks. This CDO was paid in full in 2015. Management has consistently used Standard & Poors pricing to value these investments. There are a number of other pricing sources available to determine fair value for these investments. These sources utilize a variety of methods to determine fair value. The result is a wide range of estimates of fair value for these securities. The Standard & Poors pricing ranges from 44.98 to 63.92 while Moody’s Investor Service pricing ranges from 7.30 to 16.47 , with others falling somewhere in between. We recognize that the Standard & Poors pricing utilized is an estimate, but have been consistent in using this source and its estimate of fair value. The table below presents a rollforward of the credit losses recognized in earnings for the years presented: (Dollar amounts in thousands) 2015 2014 2013 Beginning balance, January 1, $ 14,050 $ 14,079 $ 14,983 Amounts related to credit loss for which other-than- temporary impairment was not previously recognized Amounts realized for securities sold during the period Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security (55 ) (29 ) (904 ) Increases to the amount related to the credit loss for which other- than-temporary impairment was previously recognized — — — Ending balance, December 31, $ 13,995 $ 14,050 $ 14,079

LOANS_

LOANS:	12 Months Ended
	Dec. 31, 2015
Loans Receivable, Net [Abstract]
LOANS	Loans are summarized as follows: December 31, (Dollar amounts in thousands) 2015 2014 Commercial $ 1,043,980 $ 1,044,522 Residential 444,447 469,172 Consumer 272,896 266,656 Total gross loans 1,761,323 1,780,350 Deferred (fees) costs 2,485 1,078 Allowance for loan losses (19,946 ) (18,839 ) TOTAL $ 1,743,862 $ 1,762,589 Loans in the above summary include loans totaling $6.5 million and $7.3 million at December 31, 2015 and 2014 that are subject to the FDIC loss share arrangement (“covered loans”) discussed in footnote 6. The Corporation periodically sells residential mortgage loans it originates based on the overall loan demand of the Corporation and the outstanding balances in the residential mortgage portfolio. At December 31, 2015 and 2014 , loans held for sale included $5.9 million and $3.0 million , respectively, and are included in the totals above. In the normal course of business, the Corporation’s subsidiary banks make loans to directors and executive officers and to their associates. In 2015 , the aggregate dollar amount of these loans to directors and executive officers who held office amounted to $40.6 million at the beginning of the year. During 2015 , advances of $17.8 million , repayments of $7.7 million were made with respect to related party loans for an aggregate dollar amount outstanding of $50.6 million at December 31, 2015 . Loans serviced for others, which are not reported as assets, total $511.4 million and $521.7 million at year-end 2015 and 2014 . Custodial escrow balances maintained in connection with serviced loans were $2.80 million and $2.59 million at year-end 2015 and 2014 . Activity for capitalized mortgage servicing rights (included in other assets) was as follows: December 31, (Dollar amounts in thousands) 2015 2014 2013 Servicing rights: Beginning of year $ 1,863 $ 2,065 $ 2,225 Additions 531 414 588 Amortized to expense (648 ) (616 ) (748 ) End of year $ 1,746 $ 1,863 $ 2,065 Third party valuations are conducted periodically for mortgage servicing rights. Based on these valuations, fair values were approximately $3.1 million and $2.9 million at year end 2015 and 2014 . There was no valuation allowance in 2015 or 2014 . Fair value for 2015 was determined using a discount rate of 10% , prepayment speeds ranging from 105% to 385% , depending on the stratification of the specific right. Fair value at year end 2014 was determined using a discount rate of 10% , prepayment speeds ranging from 112% to 403% , depending on the stratification of the specific right. Mortgage servicing rights are amortized over 8 years, the expected life of the sold loans.

ACQUISITIONS AND FDIC INDEMNIFI

ACQUISITIONS AND FDIC INDEMNIFICATION ASSET:	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
ACQUISITIONS AND FDIC INDEMNIFICATION ASSET	ACQUISITIONS, DIVESTITURES AND FDIC INDEMNIFICATION ASSET: The Bank is party to a loss sharing agreement with the Federal Deposit Insurance Corporation (“FDIC”) as a result of a 2009 acquisition. Under the loss-sharing agreement (“LSA”), the Bank will share in the losses on assets covered under the agreement (referred to as covered assets). On losses up to $29 million , the FDIC agreed to reimburse the Bank for 80% of the losses. On losses exceeding $29 million , the FDIC agreed to reimburse the Bank for 95% of the losses. The loss-sharing agreement is subject to following servicing procedures as specified in the agreement with the FDIC. Loans acquired that are subject to the loss-sharing agreement with the FDIC are referred to as covered loans for disclosure purposes. Since the acquisition date the Bank has been reimbursed $24.3 million for losses and carrying expenses. In 2014 the non-single family (NSF) loss period ended eliminating future loss reimbursements only to the extent of recoveries received. There is no estimate for the loans subject to the loss-sharing agreement identified in the allowance for loan loss evaluation as future potential losses at December 31, 2015 . Loans covered by the loss share agreement excluding AS 310-30 loans at December 31, 2015 and 2014 totaled $6.5 million and $7.3 million , respectively. FASB ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. FASB ASC 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition. The carrying amount of loans accounted for in accordance with FASB ASC 310-30 at December 31, 2015 and 2014 , are shown in the following tables: 2015 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance $ 4,803 $ 1,571 $ 6,374 Discount accretion — — — Disposals (681 ) (91 ) (772 ) ASC 310-30 Loans $ 4,122 $ 1,480 $ 5,602 2014 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance $ 7,676 $ 2,409 $ 10,085 Discount accretion — — — Disposals (2,873 ) (838 ) (3,711 ) ASC 310-30 Loans $ 4,803 $ 1,571 $ 6,374 In February 2016, the Board of First Financial Corporation approved a plan to market the Corporation's insurance subsidiary, Forrest Sherer, Inc. (FSI) for sale. Management has engaged a third party to market FSI and based on market analysis, no impairment is indicated. The Corporation has entered into an exclusivity agreement with a possible third party buyer, subject to due diligence and negotiating a definitive agreement. FSI has $13.0 million in total assets and total equity of $10.0 million at December 31, 2015. FSI has total revenue of $7.6 million , $8.3 million and $8.2 million in 2015, 2014 and 2013, respectively. The net income was $168 thousand , $554 thousand and $592 thousand for 2015, 2014 and 2013, respectively.

ALLOWANCE FOR LOAN LOSSES_

ALLOWANCE FOR LOAN LOSSES:	12 Months Ended
	Dec. 31, 2015
Allowance For Loan Losses Disclosure [Abstract]
ALLOWANCE FOR LOAN LOSSES	The following table presents the activity of the allowance for loan losses by portfolio segment for the years ended December 31, 2015 , 2014 and 2013 . Allowance for Loan Losses: December 31, 2015 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 Provision for loan losses 990 874 3,331 (495 ) 4,700 Loans charged -off (2,852 ) (866 ) (4,810 ) — (8,528 ) Recoveries 2,429 452 2,054 — 4,935 Ending Balance $ 11,482 $ 1,834 $ 4,945 $ 1,685 $ 19,946 Allowance for Loan Losses: December 31, 2014 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 12,450 $ 1,585 $ 3,650 $ 2,383 $ 20,068 Provision for loan losses* 1,053 134 3,401 (203 ) 4,385 Loans charged -off (3,522 ) (1,143 ) (4,785 ) — (9,450 ) Recoveries 934 798 2,104 — 3,836 Ending Balance $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 * Provision before increase of $687 thousand in 2014 for decrease in FDIC indemnification asset Allowance for Loan Losses: December 31, 2013 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,987 $ 5,426 $ 3,879 $ 1,666 $ 21,958 Provision for loan losses* 3,144 629 1,985 717 6,475 Loans charged -off (4,830 ) (4,942 ) (3,615 ) — (13,387 ) Recoveries 3,149 472 1,401 — 5,022 Ending Balance $ 12,450 $ 1,585 $ 3,650 $ 2,383 $ 20,068 * Provision before increase of $1.4 million in 2013 for decrease in FDIC indemnification asset The following tables present the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method at December 31, 2015 and 2014 : Allowance for Loan Losses: December 31, 2015 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 953 $ 206 $ — $ — $ 1,159 Collectively evaluated for impairment 10,342 1,628 4,945 1,685 18,600 Acquired with deteriorated credit quality 187 — — — 187 BALANCE AT END OF YEAR $ 11,482 $ 1,834 $ 4,945 $ 1,685 $ 19,946 Loans (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 8,823 $ 902 $ — $ 9,725 Collectively evaluated for impairment 1,037,086 443,224 274,134 1,754,444 Acquired with deteriorated credit quality 4,092 1,529 — 5,621 BALANCE AT END OF YEAR $ 1,050,001 $ 445,655 $ 274,134 $ 1,769,790 Allowance for Loan Losses: December 31, 2014 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 1,911 $ — $ — $ — $ 1,911 Collectively evaluated for impairment 8,733 1,365 4,370 2,180 16,648 Acquired with deteriorated credit quality 271 9 — — 280 BALANCE AT END OF YEAR $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 Loans (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 14,573 $ 33 $ — $ 14,606 Collectively evaluated for impairment 1,030,949 468,872 267,880 1,767,701 Acquired with deteriorated credit quality 4,887 1,631 — 6,518 BALANCE AT END OF YEAR $ 1,050,409 $ 470,536 $ 267,880 $ 1,788,825 The following table presents loans individually evaluated for impairment by class of loan. December 31, 2015 Allowance Cash Basis Unpaid for Loan Average Interest Interest Principal Recorded Losses Recorded Income Income Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,516 $ 1,223 $ — $ 1,796 $ — $ — Farmland — — — — — — Non Farm, Non Residential 3,202 3,202 — 2,080 — — Agriculture — — — — — — All Other Commercial 1,760 1,760 — 1,175 — — Residential First Liens 29 29 — 18 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 998 998 212 3,463 — — Farmland — — — — — — Non Farm, Non Residential 1,415 1,415 741 3,682 — Agriculture — — — — — — All Other Commercial 225 225 — 483 — — Residential First Liens 873 873 206 460 — — Home Equity — — — — — — Junior Liens — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 10,018 $ 9,725 $ 1,159 $ 13,157 $ — $ — December 31, 2014 Allowance Cash Basis Unpaid for Loan Average Interest Interest Principal Recorded Losses Recorded Income Income Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,200 $ 926 $ — $ 2,589 $ — $ — Farmland — — — — — — Non Farm, Non Residential — — — 58 — — Agriculture — — — — — — All Other Commercial 292 292 — 58 — — Residential First Liens — — — 5 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 7,388 5,874 1,056 6,177 — — Farmland — — — — — — Non Farm, Non Residential 6,654 6,654 753 6,698 — Agriculture — — — — — — All Other Commercial 827 827 102 1,112 — — Residential First Liens 33 33 — 35 — — Home Equity — — — — — — Junior Liens — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 16,394 $ 14,606 $ 1,911 $ 16,732 $ — $ — December 31, 2013 Cash Basis Average Interest Interest Recorded Income Income Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,555 $ — $ — Farmland — — — Non Farm, Non Residential 26 — — Agriculture — — — All Other Commercial — — — Residential First Liens 7 — — Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — With an allowance recorded: Commercial Commercial & Industrial 13,029 217 217 Farmland 356 113 113 Non Farm, Non Residential 7,921 — — Agriculture — — — All Other Commercial 2,979 — — Residential First Liens 524 — — Home Equity 113 — — Junior Liens — — — Multifamily 2,216 — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 28,726 $ 330 $ 330 The following table presents the recorded investment in nonperforming loans by class of loans. December 31, 2015 Loans Past Troubled Debt Due Over 90 Day Still Restructured (Dollar amounts in thousands) Accruing Accrual Non-accrual Non-accrual Commercial Commercial & Industrial $ — $ 5 $ 422 $ 3,187 Farmland — — — 219 Non Farm, Non Residential — 6 3,152 2,545 Agriculture — — — 378 All Other Commercial — — — 1,817 Residential First Liens 809 4,577 1,034 4,839 Home Equity 10 — — 320 Junior Liens 45 — — 211 Multifamily — — — — All Other Residential — — — 111 Consumer Motor Vehicle 148 — 2 213 All Other Consumer 4 — 400 794 TOTAL $ 1,016 $ 4,588 $ 5,010 $ 14,634 December 31, 2014 Loans Past Troubled Debt Due Over 90 Day Still Restructured (Dollar amounts in thousands) Accruing Accrual Non-accrual Non-accrual Commercial Commercial & Industrial $ — $ 7 $ 4,961 $ 3,720 Farmland — — — 79 Non Farm, Non Residential — 10 3,987 3,388 Agriculture — — — 767 All Other Commercial — — — 1,258 Residential First Liens 603 4,357 842 3,861 Home Equity 88 — — 404 Junior Liens 12 — — 275 Multifamily — — — — All Other Residential 5 — — 111 Consumer Motor Vehicle 162 257 83 210 All Other Consumer 3 1 269 961 TOTAL $ 873 $ 4,632 $ 10,142 $ 15,034 Covered loans included in loans past due over 90 days still on accrual are $37 thousand at December 31, 2015 and $37 thousand at December 31, 2014 . Covered loans included in non-accrual loans are $242 thousand at December 31, 2015 and $274 thousand at December 31, 2014 . No covered loans are deemed impaired at December 31, 2015 . Non-performing loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. During the years ending December 31, 2015 and 2014 , the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDR's. 2015 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 8,955 $ 5,189 $ 614 $ 14,758 Added — 748 342 1,090 Charged Off — (65 ) (52 ) (117 ) Payments (5,371 ) (279 ) (221 ) (5,871 ) December 31, $ 3,584 $ 5,593 $ 683 $ 9,860 2014 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 12,327 $ 4,330 $ 644 $ 17,301 Added 441 1,523 347 2,311 Charged Off (1,069 ) (93 ) (109 ) (1,271 ) Payments (2,744 ) (571 ) (268 ) (3,583 ) December 31, $ 8,955 $ 5,189 $ 614 $ 14,758 Modification of the terms of such loans typically include one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. No modification in 2015 or 2014 resulted in the permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan were for periods ranging from twelve months to five years . Modifications involving an extension of the maturity date were for periods ranging from twelve months to ten years . During the years ended December 31, 2015 and 2014 the Corporation modified 57 and 69 loans respectively as troubled debt restructrings. In 2015 all of the loans modified were smaller balance consumer loans and in 2014 there were 40 of the 69 loans modified that were consumer in nature. There were no loans that were charged off within 12 months of the modification for 2015 or 2014. The Corporation has allocated $25 thousand and $742 thousand of specific reserves to customers whose loan terms have been modified in troubled debt restructurings at both December 31, 2015 and 2014 , respectively. The Corporation has not committed to lend additional amounts as of December 31, 2015 and 2014 to customers with outstanding loans that are classified as troubled debt restructurings. The following table presents the aging of the recorded investment in loans by past due category and class of loans. Greater December 31, 2015 30-59 Days 60-89 Days than 90 days Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 326 $ 274 $ 1,405 $ 2,005 $ 476,984 $ 478,989 Farmland 135 — — 135 106,725 106,860 Non Farm, Non Residential 1,824 90 310 2,224 206,844 209,068 Agriculture 65 38 324 427 143,116 143,543 All Other Commercial 25 32 — 57 111,484 111,541 Residential First Liens 4,960 1,181 1,671 7,812 285,913 293,725 Home Equity 85 23 114 222 37,502 37,724 Junior Liens 179 29 177 385 32,876 33,261 Multifamily — — — — 70,735 70,735 All Other Residential 15 — — 15 10,195 10,210 Consumer Motor Vehicle 3,212 568 181 3,961 247,882 251,843 All Other Consumer 38 10 5 53 22,238 22,291 TOTAL $ 10,864 $ 2,245 $ 4,187 $ 17,296 $ 1,752,494 $ 1,769,790 Greater December 31, 2014 30-59 Days 60-89 Days than 90 days Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 574 $ 416 $ 3,046 $ 4,036 $ 451,549 $ 455,585 Farmland — — — — 95,452 95,452 Non Farm, Non Residential 1,528 68 202 1,798 232,440 234,238 Agriculture 246 18 502 766 149,099 149,865 All Other Commercial 255 — — 255 115,014 115,269 Residential First Liens 6,011 963 1,522 8,496 308,068 316,564 Home Equity 141 33 310 484 40,043 40,527 Junior Liens 270 83 217 570 31,487 32,057 Multifamily — — — — 72,310 72,310 All Other Residential 112 — 5 117 8,961 9,078 Consumer Motor Vehicle 3,026 557 180 3,763 242,406 246,169 All Other Consumer 114 7 3 124 21,587 21,711 TOTAL $ 12,277 $ 2,145 $ 5,987 $ 20,409 $ 1,768,416 $ 1,788,825 Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes non-homogeneous loans, such as commercial loans, with an outstanding balance greater than $100 thousand . Any consumer loans outstanding to a borrower who had commercial loans analyzed will be similarly risk rated. This analysis is performed on a quarterly basis. The Corporation uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and debt service capacity of the borrower or of any pledged collateral. These loans have a well-defined weakness or weaknesses which have clearly jeopardized repayment of principal and interest as originally intended. They are characterized by the distinct possibility that the institution will sustain some future loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those graded substandard, with the added characteristic that the severity of the weaknesses makes collection or liquidation in full highly questionable or improbable based upon currently existing facts, conditions, and values. Furthermore, non-homogeneous loans which were not individually analyzed, but are 90+ days past due or on non-accrual are classified as substandard. Loans included in homogeneous pools, such as residential or consumer, may be classified as substandard due to 90+ days delinquency, non-accrual status, bankruptcy, or loan restructuring. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either less than $100 thousand or are included in groups of homogeneous loans. As of December 31, 2015 and 2014 , and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2015 Special (Dollar amounts in thousands) Pass Mention Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 417,880 $ 20,422 $ 32,778 $ 757 $ 5,638 $ 477,475 Farmland 93,418 6,387 5,208 — 16 105,029 Non Farm, Non Residential 180,659 8,114 19,857 — — 208,630 Agriculture 121,244 11,964 8,419 27 170 141,824 All Other Commercial 95,850 2,649 10,887 101 1,535 111,022 Residential First Liens 96,146 4,594 8,598 699 182,791 292,828 Home Equity 11,701 387 669 10 24,895 37,662 Junior Liens 7,493 86 505 58 25,033 33,175 Multifamily 68,972 1,602 — — 23 70,597 All Other Residential 886 — 24 — 9,275 10,185 Consumer Motor Vehicle 10,287 356 534 — 239,543 250,720 All Other Consumer 2,930 77 125 14 19,030 22,176 TOTAL $ 1,107,466 $ 56,638 $ 87,604 $ 1,666 $ 507,949 $ 1,761,323 December 31, 2014 Special (Dollar amounts in thousands) Pass Mention Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 393,449 $ 29,081 $ 24,013 $ 2,900 $ 4,717 $ 454,160 Farmland 85,772 7,618 436 — 13 93,839 Non Farm, Non Residential 186,346 21,765 25,613 36 — 233,760 Agriculture 138,713 7,399 1,746 177 67 148,102 All Other Commercial 101,942 4,356 7,055 33 1,275 114,661 Residential First Liens 104,854 5,929 7,733 1,035 196,008 315,559 Home Equity 12,592 375 1,374 6 26,116 40,463 Junior Liens 8,112 173 561 63 23,053 31,962 Multifamily 69,080 1,801 1,249 — 3 72,133 All Other Residential 1,799 — 28 — 7,228 9,055 Consumer Motor Vehicle 11,135 402 224 — 233,302 245,063 All Other Consumer 3,169 141 87 21 18,175 21,593 TOTAL $ 1,116,963 $ 79,040 $ 70,119 $ 4,271 $ 509,957 $ 1,780,350

PREMISES AND EQUIPMENT_

PREMISES AND EQUIPMENT:	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment, Gross [Abstract]
PREMISES AND EQUIPMENT	PREMISES AND EQUIPMENT: Premises and equipment are summarized as follows: December 31, (Dollar amounts in thousands) 2015 2014 Land $ 11,627 $ 11,353 Building and leasehold improvements 55,532 55,074 Furniture and equipment 46,796 45,602 113,955 112,029 Less accumulated depreciation (63,424 ) (60,227 ) TOTAL $ 50,531 $ 51,802 Aggregate depreciation expense was $4.66 million , $4.98 million and $4.29 million for 2015 , 2014 and 2013 , respectively. The Company leases certain branch properties and equipment under operating leases. Rent expense was $0.9 million , $0.9 million , and $1.0 million for 2015 , 2014 , and 2013 . Rent commitments, before considering renewal options that generally are present, were as follows: 2016 $ 906 2017 566 2018 440 2019 320 2020 185 Thereafter 1,192 $ 3,609

GOODWILL AND INTANGIBLE ASSETS_

GOODWILL AND INTANGIBLE ASSETS:	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND INTANGIBLE ASSETS	GOODWILL AND INTANGIBLE ASSETS: The Corporation completed its annual impairment testing of goodwill during the fourth quarter of 2015 and 2014 . Management does not believe any amount of goodwill is impaired. Intangible assets subject to amortization at December 31, 2015 and 2014 are as follows: 2015 2014 Gross Accumulated Gross Accumulated (Dollar amounts in thousands) Amount Amortization Amount Amortization Customer list intangible $ 4,771 $ 4,309 $ 4,669 $ 4,227 Core deposit intangible 10,836 8,120 10,836 7,377 $ 15,607 $ 12,429 $ 15,505 $ 11,604 Aggregate amortization expense was $826 thousand , $1.03 million and $1.20 million for 2015 , 2014 and 2013 , respectively. Estimated amortization expense for the next five years is as follows: In thousands 2016 $ 689 2017 560 2018 515 2019 431 2020 328

DEPOSITS_

DEPOSITS:	12 Months Ended
	Dec. 31, 2015
Maturities of Time Deposits [Abstract]
DEPOSITS	DEPOSITS: Scheduled maturities of time deposits for the next five years are as follows: (dollar amounts in thousands) 2016 $ 221,863 2017 93,701 2018 52,865 2019 24,487 2020 18,471

SHORT-TERM BORROWINGS_

SHORT-TERM BORROWINGS:	12 Months Ended
	Dec. 31, 2015
Short Term Borrowings Disclosure [Abstract]
SHORT-TERM BORROWINGS	SHORT-TERM BORROWINGS: A summary of the carrying value of the Corporation's short-term borrowings at December 31, 2015 and 2014 is presented below: (Dollar amounts in thousands) 2015 2014 Federal funds purchased $ 850 $ 21,192 Repurchase-agreements 32,981 26,823 $ 33,831 $ 48,015 (Dollar amounts in thousands) 2015 2014 Average amount outstanding $ 32,617 $ 45,697 Maximum amount outstanding at a month end 84,819 96,452 Average interest rate during year 0.21 % 0.22 % Interest rate at year-end 0.23 % 0.20 % Federal funds purchased are generally due in one day and bear interest at market rates. The Corporation enters into sales of securities under agreements to repurchase. The amounts received under these agreements represent short-term borrowings and are reflected as a liability in the consolidated balance sheets. The securities underlying these agreements are included in investment securities in the consolidated balance sheets. The Corporation has no control over the market value of the securities, which fluctuates due to market conditions. However, the Corporation is obligated to promptly transfer additional securities if the market value of the securities falls below the repurchase agreement price. The Corporation manages this risk by maintaining an unpledged securities portfolio that it believes is sufficient to cover a decline in the market value of the securities sold under agreements to repurchase. Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance. The Corporation maintains possession of and control over these securities. Collateral pledged to repurchase agreements by remaining maturity are as follows: December 31, 2015 Repurchase Agreements and Repurchase to Maturity Transactions Remaining Contractual Maturity of the Agreements (Dollar amounts in thousands) Overnight and continuous Up to 30 days 30 - 90 days Greater than 90 days Total Mortgage Backed Securities - Residential and Collateralized Mortgage Obligations $ 10,420 $ 11,049 $ 10,794 $ 718 $ 32,981 December 31, 2014 Repurchase Agreements and Repurchase to Maturity Transactions Remaining Contractual Maturity of the Agreements (Dollar amounts in thousands) Overnight and continuous Up to 30 days 30 - 90 days Greater than 90 days Total Mortgage Backed Securities - Residential and Collateralized Mortgage Obligations $ 14,786 $ 5,749 $ 5,670 $ 618 $ 26,823

OTHER BORROWINGS_

OTHER BORROWINGS:	12 Months Ended
	Dec. 31, 2015
Other Borrowings Disclosure [Abstract]
OTHER BORROWINGS	OTHER BORROWINGS: Other borrowings at December 31, 2015 and 2014 are summarized as follows: (Dollar amounts in thousands) 2015 2014 FHLB advances $ 12,677 $ 12,886 The aggregate minimum annual retirements of other borrowings are as follows: 2016 $ 12,423 2017 254 2018 — 2019 — 2020 — Thereafter — $ 12,677 The Corporation's subsidiary banks are members of the Federal Home Loan Bank (FHLB) and accordingly are permitted to obtain advances. The advances from the FHLB, aggregating $12.7 million , including $12.5 million at December 31, 2015 contractually due and a purchase premium of $223 thousand , and $12.9 million , including $12.4 million at December 31, 2014 contractually due and a purchase premium of $519 thousand , accrue interest, payable monthly, at annual rates, primarily fixed, varying from 0.6% to 6.6% in 2015 and 3.1% to 6.6% in 2014 . The advances are due at various dates through August 2017. FHLB advances are, generally, due in full at maturity. They are secured by eligible securities totaling $70.3 million at December 31, 2015 , and $83.6 million at December 31, 2014 , and a blanket pledge on real estate loan collateral. Based on this collateral and the Corporation's holdings of FHLB stock, the Corporation is eligible to borrow up to $171.9 million at year end 2015 . Certain advances may be prepaid, without penalty, prior to maturity. The FHLB can adjust the interest rate from fixed to variable on certain advances, but those advances may then be prepaid, without penalty.

INCOME TAXES_

INCOME TAXES:	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	INCOME TAXES: Income tax expense is summarized as follows: (Dollar amounts in thousands) 2015 2014 2013 Federal: Currently payable $ 9,890 $ 9,388 $ 10,177 Deferred (774 ) 2,120 740 9,116 11,508 10,917 State: Currently payable 1,426 1,928 3,629 Deferred (150 ) 753 (779 ) 1,276 2,681 2,850 TOTAL $ 10,392 $ 14,189 $ 13,767 The reconciliation of income tax expense with the amount computed by applying the statutory federal income tax rate of 35% to income before income taxes is summarized as follows: (Dollar amounts in thousands) 2015 2014 2013 Federal income taxes computed at the statutory rate $ 14,206 $ 16,786 $ 15,856 Add (deduct) tax effect of: Tax exempt income (4,047 ) (4,016 ) (3,760 ) ESOP dividend deduction (164 ) (284 ) (105 ) State tax, net of federal benefit 829 1,743 1,852 Affordable housing credits (148 ) (148 ) (148 ) Other, net (284 ) 108 72 TOTAL $ 10,392 $ 14,189 $ 13,767 The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and liabilities at December 31, 2015 and 2014 , are as follows: (Dollar amounts in thousands) 2015 2014 Deferred tax assets: Other than temporary impairment $ 5,411 $ 5,417 Net unrealized losses on retirement plans 12,007 16,068 Loan loss provisions 7,755 7,232 Deferred compensation 6,257 6,637 Compensated absences 917 894 Post-retirement benefits 2,026 2,014 Deferred loss on acquisition 1,177 1,377 Other 2,887 2,185 GROSS DEFERRED ASSETS 38,437 41,824 Deferred tax liabilities: Net unrealized gains on securities available-for-sale (5,234 ) (5,831 ) Depreciation (2,632 ) (2,423 ) Mortgage servicing rights (539 ) (561 ) Pensions (424 ) (2,182 ) Intangibles (2,283 ) (1,652 ) Other (2,863 ) (2,173 ) GROSS DEFERRED LIABILITIES (13,975 ) (14,822 ) NET DEFERRED TAX ASSETS $ 24,462 $ 27,002 Unrecognized Tax Benefits — A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: (Dollar amounts in thousands) 2015 2014 2013 Balance at January 1 $ 589 $ 676 $ 777 Additions based on tax positions related to the current year 68 72 65 Additions based on tax positions related to prior years — — — Reductions due to the statute of limitations (144 ) (159 ) (166 ) Balance at December 31 $ 513 $ 589 $ 676 Of this total, $513 represents the amount of unrecognized tax benefits that, if recognized, would favorably affect the effective income tax rate in future periods. The Corporation does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next 12 months. The total amount of interest and penalties recorded in the income statement for the years ended December 31, 2015 , 2014 and 2013 was an expense decrease of $17 , $21 and $31 , respectively. The amount accrued for interest and penalties at December 31, 2015 , 2014 and 2013 was $27 , $44 and $65 , respectively. The Corporation and its subsidiaries are subject to U.S. federal income tax as well as income tax of the states of Indiana and Illinois. The Corporation is no longer subject to examination by taxing authorities for years before 2012.

FINANCIAL INSTRUMENTS WITH OFF-

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK:	12 Months Ended
	Dec. 31, 2015
Risks and Uncertainties [Abstract]
FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK	FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: The Corporation is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include conditional commitments and commercial letters of credit. The financial instruments involve to varying degrees, elements of credit and interest rate risk in excess of amounts recognized in the financial statements. The Corporation's maximum exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to make loans is limited generally by the contractual amount of those instruments. The Corporation follows the same credit policy to make such commitments as is followed for those loans recorded in the consolidated financial statements. Commitment and contingent liabilities are summarized as follows at December 31: (Dollar amounts in thousands) 2015 2014 Home Equity $ 52,711 $ 54,388 Commercial Operating Lines 259,019 249,354 Other Commitments 53,026 50,850 TOTAL $ 364,756 $ 354,592 Commercial letters of credit $ 7,195 $ 7,684 The majority of commercial operating lines and home equity lines are variable rate, while the majority of other commitments to fund loans are fixed rate. Fixed rate commitments had a range of interest rates from 3.25% to 6.50% in 2015 . In 2014 this range of rates was from 3.25% to 5.25% . Since many commitments to make loans expire without being used, these amounts do not necessarily represent future cash commitments. Collateral obtained upon exercise of the commitment is determined using management's credit evaluation of the borrower, and may include accounts receivable, inventory, property, land and other items. The approximate duration of these commitments is generally one year or less. Derivatives: The Corporation enters into derivative instruments for the benefit of its customers. At the inception of a derivative contract, the Corporation designates the derivative as an instrument with no hedging designation ("standalone derivative"). Changes in the fair value of derivatives are reported currently in earnings as non-interest income. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in non-interest income. First Financial Bank offers clients the ability on certain transactions to enter into interest rate swaps. Typically, these are pay fixed, receive floating swaps used in conjunction with commercial loans. These derivative contracts do not qualify for hedge accounting. The Bank hedges the exposure to these contracts by entering into offsetting contracts with substantially matching terms. The notional amount of these interest rate swaps was $21.3 and $13.1 million at December 31, 2015 and 2014 . The fair value of these contracts combined was zero, as gains offset losses. The gross gain and loss associated with these interest rate swaps was $1.2 million and $1.1 million at December 31, 2015 and 2014 .

RETIREMENT PLANS_

RETIREMENT PLANS:	12 Months Ended
	Dec. 31, 2015
Compensation and Retirement Disclosure [Abstract]
RETIREMENT PLANS	RETIREMENT PLANS: Employees of the Corporation are covered by a retirement program that consists of a defined benefit plan and an employee stock ownership plan (ESOP). Plan assets consist primarily of the Corporation's stock and obligations of U.S. Government agencies. Benefits under the defined benefit plan are actuarially determined based on an employee's service and compensation, as defined, and funded as necessary. This plan was frozen for the majority of employees as of December 31, 2012.Those employees will be eligible to participate in a 401K plan that the Corporation can contribute a discretionary match of the pay contributed by the employee. In addition the ESOP plan will continue in place for all employees. Assets in the ESOP are considered in calculating the funding to the defined benefit plan required to provide such benefits. Any shortfall of benefits under the ESOP are to be provided by the defined benefit plan. The ESOP may provide benefits beyond those determined under the defined benefit plan. Contributions to the ESOP are determined by the Corporation's Board of Directors. The Corporation made contributions to the defined benefit plan of $1.84 million , $3.24 million and $2.11 million in 2015 , 2014 and 2013 . The Corporation contributed $1.29 million , $1.25 million and $1.22 million to the ESOP in 2015 , 2014 and 2013 . There were contributions of $746 thousand , $716 thousand and $629 thousand to the ESOP for employees no longer participating in the defined benefit plan in 2015 , 2014 and 2013 respectively. The Corporation uses a measurement date of December 31. Net periodic benefit cost and other amounts recognized in other comprehensive income included the following components: (Dollar amounts in thousands) 2015 2014 2013 Service cost - benefits earned $ 2,153 $ 2,040 $ 2,238 Interest cost on projected benefit obligation 3,516 3,756 3,383 Loss due to settlement — 2,676 — Expected return on plan assets (3,452 ) (3,794 ) (3,309 ) Net amortization and deferral 2,065 750 2,075 Net periodic pension cost 4,282 5,428 4,387 Net loss (gain) during the period (1,894 ) 23,111 (14,697 ) Adjustment to loss due to settlement — (2,676 ) — Settlement — (7,148 ) — Amortization of prior service cost (1 ) 9 16 Amortization of unrecognized gain (loss) (2,064 ) (759 ) (2,091 ) Total recognized in other comprehensive (income) loss (3,959 ) 12,537 (16,772 ) Total recognized net periodic pension cost and other comprehensive income $ 323 $ 17,965 $ (12,385 ) The estimated net loss and prior service costs (credits) for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year are $1.9 million and $1 thousand . The information below sets forth the change in projected benefit obligation, reconciliation of plan assets, and the funded status of the Corporation's retirement program. Actuarial present value of benefits is based on service to date and present pay levels. (Dollar amounts in thousands) 2015 2014 Change in benefit obligation: Benefit obligation at January 1 $ 98,135 $ 81,469 Service cost 2,153 2,040 Interest cost 3,516 3,756 Actuarial (gain) loss (8,802 ) 22,274 Settlement — (7,148 ) Benefits paid (4,147 ) (4,256 ) Benefit obligation at December 31 90,855 98,135 Reconciliation of fair value of plan assets: Fair value of plan assets at January 1 62,565 67,233 Actual return on plan assets (205 ) 2,957 Employer contributions 2,389 3,779 Settlement — (7,148 ) Benefits paid (4,147 ) (4,256 ) Fair value of plan assets at December 31 60,602 62,565 Funded status at December 31 (plan assets less benefit obligation) $ (30,253 ) $ (35,570 ) Amounts recognized in accumulated other comprehensive income at December 31, 2015 and 2014 consist of: (Dollar amounts in thousands) 2015 2014 Net loss (gain) $ 33,502 $ 29,544 Prior service cost (credit) 6 5 $ 33,508 $ 29,549 The accumulated benefit obligation for the defined benefit pension plan was $85.1 million and $91.5 million at year-end 2015 and 2014 . Principal assumptions used to determine pension benefit obligation at year end: 2015 2014 Discount rate 4.34 % 3.95 % Rate of increase in compensation levels 3.00 3.00 Principal assumptions used to determine net periodic pension cost: 2015 2014 Discount rate 3.95 % 4.95 % Rate of increase in compensation levels 3.00 3.50 Expected long-term rate of return on plan assets 6.00 6.00 The expected long-term rate of return was estimated using market benchmarks for equities and bonds applied to the plan's target asset allocation. Management estimated the rate by which plan assets would perform based on historical experience as adjusted for changes in asset allocations and expectations for future return on equities as compared to past periods. Plan Assets — The Corporation's pension plan weighted-average asset allocation for the years 2015 and 2014 by asset category are as follows: Pension Plan Target Allocation ESOP Target Allocation Pension Pecentage of Plan Assets at December 31, ESOP Pecentage of Plan Assets at December 31, ASSET CATEGORY 2015 2015 2015 2014 2015 2014 Equity securities 40-65% 95-99% 63 % 59 % 100 % 99 % Debt securities 35-60% 0-0% 35 % 38 % — % — % Other 0-10% 0-5% 2 % 3 % — % 1 % TOTAL 100 % 100 % 100 % 100 % Fair Value of Plan Assets — Fair value is the exchange price that would be received for an asset in the principal or most advantageous market for the asset in an orderly transaction between market participants on the measurement date. It also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Corporation used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Equity, Debt, Investment Funds and Other Securities — The fair values for investment securities are determined by quoted market prices, if available (Level 1). For securities where quoted prices are not available, fair values are calculated based on market prices of similar securities (Level 2). For securities where quoted prices or market prices of similar securities are not available, fair values are calculated using discounted cash flows or other market indicators (Level 3). The fair value of the plan assets at December 31, 2015 and 2014 , by asset category, is as follows: Fair Value Measurments at December 31, 2015 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Observable Inputs (Dollar amounts in thousands) Total (Level 1) (Level 2) (Level 3) Plan assets Equity securities $ 44,052 $ 44,052 $ — $ — Debt securities 14,264 — 14,264 — Investment Funds 2,286 2,286 — — Total plan assets $ 60,602 $ 46,338 $ 14,264 $ — Fair Value Measurments at December 31, 2014 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Observable Inputs (Dollar amounts in thousands) Total (Level 1) (Level 2) (Level 3) Plan assets Equity securities $ 44,732 $ 44,732 $ — $ — Debt securities 15,245 — 15,245 — Investment Funds 2,588 2,588 — — Total plan assets $ 62,565 $ 47,320 $ 15,245 $ — The investment objective for the retirement program is to maximize total return without exposure to undue risk. Asset allocation favors equities. This target includes the Corporation's ESOP, which is fully invested in corporate stock. Other investment allocations include fixed income securities and cash. The plan is prohibited from investing in the following: private placement equity and debt transactions; letter stock and uncovered options; short-sale margin transactions and other specialized investment activity; and fixed income or interest rate futures. All other investments not prohibited by the plan are permitted. Equity securities in the defined benefit plan include First Financial Corporation common stock in the amount of $20.4 million ( 34 percent of total plan assets) and $22.5 million ( 36 percent of total plan assets) at December 31, 2015 and 2014 , respectively. In addition the ESOP for non plan participants holds an estimated $2.1 million and $ 1.4 million of First Financial Corporation stock at December 31, 2015 and December 31, 2014 respectively. Other equity securities are predominantly stocks in large cap U.S. companies. Contributions — The Corporation expects to contribute $2.7 million to its pension plan and $1.1 million to its ESOP in 2016. Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: PENSION BENEFITS (Dollar amounts in thousands) 2016 $ 4,752 2017 4,879 2018 5,000 2019 5,281 2020 5,428 2021-2025 30,078 Supplemental Executive Retirement Plan — The Corporation has established a Supplemental Executive Retirement Plan (SERP) for certain executive officers. The provisions of the SERP allow the Plan's participants who are also participants in the Corporation's defined benefit pension plan to receive supplemental retirement benefits to help recompense for benefits lost due to the imposition of IRS limitations on benefits under the Corporation's tax qualified defined benefit pension plan. Expenses related to the plan were $437 thousand in 2015 and $268 thousand in 2014 . The plan is unfunded and has a measurement date of December 31. The amounts recognized in other comprehensive income in the current year are as follows: (Dollar amounts in thousands) 2015 2014 2013 Net loss (gain) during the period $ (255 ) $ 932 $ (333 ) Amortization of prior service cost — — — Amortization of unrecognized gain (loss) (88 ) (7 ) (68 ) Total recognized in other comprehensive (income) loss $ (343 ) $ 925 $ (401 ) The Corporation has $3.7 million and $3.6 million recognized in the balance sheet as a liability at December 31, 2015 and 2014 . Amounts in accumulated other comprehensive income consist of $900 thousand net loss at December 31, 2015 and $1.2 million net loss at December 31, 2014 . The estimated loss for the SERP that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $57 thousand . Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: (Dollar amounts on thousands) 2016 $ — 2017 315 2018 320 2019 325 2020 331 2021-2025 1,762 Post-retirement medical benefits — The Corporation also provides medical benefits to certain employees subsequent to their retirement. The Corporation uses a measurement date of December 31. Accrued post-retirement benefits as of December 31, 2015 and 2014 are as follows: December 31, (Dollar amounts in thousands) 2015 2014 Change in benefit obligation: Benefit obligation at January 1 $ 4,559 $ 4,088 Service cost 63 53 Interest cost 173 175 Plan participants' contributions 57 39 Actuarial (gain) loss (200 ) 456 Benefits paid (269 ) (252 ) Benefit obligation at December 31 $ 4,383 $ 4,559 Funded status at December 31 $ 4,383 $ 4,559 Amounts recognized in accumulated other comprehensive income consist of a net loss of $318 thousand at December 31, 2015 and $521 thousand net loss at December 31, 2014 . The post-retirement benefits paid in 2015 and 2014 of $269 thousand and $252 thousand , respectively, were fully funded by company and participant contributions. There is no estimated transition obligation for the post-retirement benefit plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year. Weighted average assumptions at December 31: December 31, 2015 2014 Discount rate 4.34 % 3.95 % Initial weighted health care cost trend rate 5.00 % 7.50 % Ultimate health care cost trend rate 5.00 5.00 Year that the rate is assumed to stabilize and remain unchanged 2015 2015 Post-retirement health benefit expense included the following components: Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 Service cost $ 63 $ 53 $ 68 Interest cost 173 175 173 Amortization of transition obligation — — 60 Recognized actuarial loss — — — Net periodic benefit cost 236 228 301 Net loss (gain) during the period (200 ) 456 (338 ) Amortization of prior service cost — — (59 ) Total recognized in other comprehensive income (loss) (200 ) 456 (397 ) Total recognized net periodic benefit cost and other comprehensive income $ 36 $ 684 $ (96 ) Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plans. A one-percentage-point change in the assumed health care cost trend rates would have the following effects: 1% Point 1% Point (Dollar amounts in thousands) Increase Decrease Effect on total of service and interest cost components $ 2 $ 1 Effect on post-retirement benefit obligation 37 34 Contributions — The Corporation expects to contribute $262 thousand to its other post-retirement benefit plan in 2016. Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: (Dollar amounts in thousands) 2016 $ 262 2017 268 2018 267 2019 269 2020 275 2021-2025 1,387 The Corporation's post retirement benefit plans described above were all impacted by the introduction of new mortality tables that were introduced in 2014. Each plan experienced an increase in benefit obligation during 2014 of which approximately $8.5 million is attributable to the adoption of these new tables.

STOCK BASED COMPENSATION_

STOCK BASED COMPENSATION:	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK BASED COMPENSATION	STOCK BASED COMPENSATION: On February 5, 2011, the Corporation's Board of Directors adopted and approved the First Financial Corporation 2011 Omnibus Equity Incentive Plan (the "2011 Stock Incentive Plan") effective upon the approval of the Plan by the Company's shareholders, which occurred on April 20, 2011 at the Corporation’s annual meeting of shareholders. The 2011 Stock Incentive Plan provides for the grant of non qualified stock options, incentive stock options, stock appreciation rights, restricted stock, restricted stock units and incentive awards. An aggregate of 700,000 shares of common stock are reserved for issuance under the 2011 Stock Incentive Plan. Shares issuable under the 2011 Stock Incentive Plan may be authorized and unissued shares of common stock or treasury shares. During the first quarter of 2015 and 2014 , the Compensation Committee of the Board of Directors of the Company granted restricted stock awards to certain executive officers pursuant to the Corporation's annual performance-based stock incentive bonus plan. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at the grant date. The value of the awards was determined by dividing the award amount by the closing price of a share of Company common stock on the grant dates. The restricted stock awards vest as follows — 33% on the first anniversary, 33% on the second anniversary and the remaining 34% on the third anniversary of the earned date. The Corporation has the right retain shares to satisfy any withholding tax obligation. A total of 111,564 shares of restricted common stock of the Company were granted under the 2011 Stock Incentive Plan. A total of 588,436 remain to be granted under this plan. Restricted Stock Restricted stock awards require certain service-based or performance requirements and have a vesting period of 3 years. Compensation expense is recognized over the vesting period of the award based on the fair value of the stock at the date of issue. Compensation related to the plan was $684 thousand , $1.02 million and $733 thousand in 2015 , 2014 and 2013 , respectively. 2015 2014 Number Weighted Average Grant Date Number Weighted Average Grant Date (shares in thousands) Outstanding Fair Value Outstanding Fair Value Nonvested balance at January 1, 22,084 31.63 30,496 33.49 Granted during the year 19,683 33.87 22,019 32.17 Vested during the year (21,301 ) 32.13 (30,431 ) 33.52 Forfeited during the year — — — — Nonvested balance at December 31, 20,466 33.26 22,084 31.63 As of December 31, 2015 and 2014 , there was $680 thousand and $698 thousand , respectively of total unrecognized compensation cost related to non-vested shares granted under the Plan. The cost is expected to be recognized over a weighted-average period of 1.5 years. The total fair value of the shares vested during the years ended December 31, 2015 and 2014 was $723 thousand and $1.1 million , respectively.

OTHER COMPREHENSIVE INCOME (LOS

OTHER COMPREHENSIVE INCOME (LOSS):	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
OTHER COMPREHENSIVE INCOME (LOSS)	OTHER COMPREHENSIVE INCOME (LOSS): The following table summarizes the changes, net of tax within each classification of accumulated other comprehensive income for the years ended December 31, 2015 and 2014 . Unrealized gains and 2015 Losses on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1 $ 10,278 $ (24,807 ) $ (14,529 ) Change in other comprehensive income before reclassification (1,214 ) 1,433 219 Amounts reclassified from accumulated other comprehensive income (11 ) 4,920 4,909 Net current period other comprehensive income (loss) (1,225 ) 6,353 5,128 Ending balance, December 31 $ 9,053 $ (18,454 ) $ (9,401 ) Unrealized gains and 2014 Losses on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1 $ (3,635 ) $ (10,334 ) $ (13,969 ) Change in other comprehensive income before reclassification 13,911 (14,934 ) (1,023 ) Amounts reclassified from accumulated other comprehensive income 2 461 463 Net current period other comprehensive income (loss) 13,913 (14,473 ) (560 ) Ending balance, December 31 $ 10,278 $ (24,807 ) $ (14,529 ) Balance Current Balance (Dollar amounts in thousands) 1/1/2015 Change 12/31/2015 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 7,164 $ (1,081 ) $ 6,083 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 3,114 (144 ) 2,970 Total unrealized gain (loss) on securities available-for-sale $ 10,278 $ (1,225 ) $ 9,053 Unrealized loss on retirement plans (24,807 ) 6,353 (18,454 ) TOTAL $ (14,529 ) $ 5,128 $ (9,401 ) Balance at Current Period Balance at (Dollar amounts in thousands) 1/1/2014 Change 12/31/2014 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ (2,499 ) $ 9,663 $ 7,164 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment (1,136 ) 4,250 3,114 Total unrealized gain (loss) on securities available-for-sale $ (3,635 ) $ 13,913 $ 10,278 Unrealized loss on retirement plans (10,334 ) (14,473 ) (24,807 ) TOTAL $ (13,969 ) $ (560 ) $ (14,529 ) Balance as of December 31, 2015 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 17 Net securities gains (losses) on available-for-sale (6 ) Income tax expense securities $ 11 Net of tax Amortization of $ (8,066 ) (a) retirement plan items 3,146 Income tax expense $ (4,920 ) Net of tax Total reclassifications for the period $ (4,909 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details). Balance as of December 31, 2014 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ (3 ) Net securities gains (losses) on available-for-sale 1 Income tax expense securities $ (2 ) Net of tax Amortization of $ (756 ) (a) retirement plan items 295 Income tax expense $ (461 ) Net of tax Total reclassifications for the period $ (463 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details). Balance at December 31, 2013 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 423 Net securities gains (losses) on available-for-sale (169 ) Income tax expense securities $ 254 Net of tax Amortization of $ (17,615 ) (a) retirement plan items 7,046 Income tax expense $ (10,569 ) Net of tax Total reclassifications for the period $ (10,315 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details).

REGULATORY MATTERS_

REGULATORY MATTERS:	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
REGULATORY MATTERS	REGULATORY MATTERS: The Corporation and its bank affiliates are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory—and possibly additional discretionary—actions by regulators that, if undertaken, could have a direct material effect on the Corporation's financial statements. Further, the Corporation's primary source of funds to pay dividends to shareholders is dividends from its subsidiary banks and compliance with these capital requirements can affect the ability of the Corporation and its banking affiliates to pay dividends. At December 31, 2015 , approximately $41.6 million of undistributed earnings of the subsidiary banks, included in consolidated retained earnings, were available for distribution to the Corporation without regulatory approval. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Corporation and Banks must meet specific capital guidelines that involve quantitative measures of the Corporation's assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The Corporation's and Banks' capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Corporation and Banks to maintain minimum amounts and ratios of Total, Common equity tier I capital and Tier I Capital to risk-weighted assets, and of Tier I Capital to average assets. Management believes, as of December 31, 2015 and 2014 , that the Corporation meets all capital adequacy requirements to which it is subject. As of December 31, 2015 , the most recent notification from the respective regulatory agencies categorized the subsidiary banks as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the banks must maintain minimum total risk-based, Common equity tier I capital, Tier I risk-based and Tier I leverage ratios as set forth in the table. There are no conditions or events since that notification that management believes have changed the banks' category. The following table presents the actual and required capital amounts and related ratios for the Corporation and First Financial Bank, N.A., at year-end 2015 and 2014 . To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions (Dollar amounts in thousands) Amount Ratio Amount Ratio Amount Ratio Total risk-based capital Corporation – 2015 $ 398,903 18.62 % $ 171,346 8.00 % N/A N/A Corporation – 2014 $ 386,622 17.86 % $ 173,211 8.00 % N/A N/A First Financial Bank – 2015 372,922 18.05 % 165,261 8.00 % 206,576 10.00 % First Financial Bank – 2014 358,631 17.13 % 167,472 8.00 % 209,340 10.00 % Common equity tier I capital Corporation – 2015 $ 378,957 17.69 % $ 96,382 4.50 % N/A N/A Corporation – 2014 N/A N/A N/A N/A N/A N/A First Financial Bank – 2015 355,853 17.23 % 92,959 4.50 % 134,274 6.50 % First Financial Bank – 2014 N/A N/A N/A N/A N/A N/A Tier I risk-based capital Corporation – 2015 $ 378,957 17.69 % $ 128,509 6.00 % N/A N/A Corporation – 2014 $ 367,783 16.99 % $ 129,908 6.00 % N/A N/A First Financial Bank – 2015 355,853 17.23 % 123,945 6.00 % 165,261 8.00 % First Financial Bank – 2014 342,452 16.36 % 125,604 6.00 % 167,472 8.00 % Tier I leverage capital Corporation – 2015 $ 378,957 12.92 % $ 117,352 4.00 % N/A N/A Corporation – 2014 $ 367,783 12.33 % $ 119,356 4.00 % N/A N/A First Financial Bank – 2015 355,853 12.50 % 113,888 4.00 % 142,360 5.00 % First Financial Bank – 2014 342,452 11.83 % 115,770 4.00 % 144,712 5.00 %

PARENT COMPANY CONDENSED FINANC

PARENT COMPANY CONDENSED FINANCIAL STATEMENTS:	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
PARENT COMPANY CONDENSED FINANCIAL STATEMENTS	PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: The parent company’s condensed balance sheets as of December 31, 2015 and 2014 , and the related condensed statements of income and comprehensive income and cash flows for each of the three years in the period ended December 31, 2015 , are as follows: December 31, (Dollar amounts in thousands) 2015 2014 ASSETS Cash deposits in affiliated banks $ 1,782 $ 3,639 Investments in subsidiaries 413,117 396,486 Land and headquarters building, net 5,588 5,791 Other 12 103 Total Assets $ 420,499 $ 406,019 LIABILITIES AND SHAREHOLDERS' EQUITY Liabilities Dividends payable $ 6,243 $ 6,341 Other liabilities 3,940 5,464 TOTAL LIABILITIES 10,183 11,805 Shareholders' Equity 410,316 394,214 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 420,499 $ 406,019 CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 Dividends from subsidiaries $ 19,397 $ 26,530 $ 7,130 Other income 795 724 1,144 Other operating expenses (2,314 ) (2,747 ) (3,113 ) Income before income taxes and equity in undistributed earnings of subsidiaries 17,878 24,507 5,161 Income tax benefit 815 1,156 988 Income before equity in undistributed earnings of subsidiaries 18,693 25,663 6,149 Equity in undistributed earnings of subsidiaries 11,503 8,109 25,385 Net income $ 30,196 $ 33,772 $ 31,534 Comprehensive income $ 35,324 $ 33,212 $ 25,037 CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES: Net Income $ 30,196 $ 33,772 $ 31,534 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 203 196 173 Equity in undistributed earnings (11,503 ) (8,109 ) (25,385 ) Contribution of shares to ESOP 1,294 1,253 1,218 Securities (gains) losses — — (420 ) Restricted stock compensation 684 1,072 611 Increase (decrease) in other liabilities (1,524 ) (473 ) (512 ) (Increase) decrease in other assets 188 155 485 NET CASH FROM OPERATING ACTIVITIES 19,538 27,866 7,704 CASH FLOWS FROM INVESTING ACTIVITIES: Sales of securities available-for-sale — — 740 Purchase of furniture and fixtures (65 ) (1,299 ) (5 ) NET CASH FROM INVESTING ACTIVITIES (65 ) (1,299 ) 735 CASH FLOWS FROM FINANCING ACTIVITIES: Purchase of treasury stock (8,698 ) (14,633 ) — Dividends paid (12,632 ) (12,949 ) (12,766 ) NET CASH FROM FINANCING ACTIVITES (21,330 ) (27,582 ) (12,766 ) NET (DECREASE) INCREASE IN CASH (1,857 ) (1,015 ) (4,327 ) CASH, BEGINNING OF YEAR 3,639 4,654 8,981 CASH, END OF YEAR $ 1,782 $ 3,639 $ 4,654 Supplemental disclosures of cash flow information: Cash paid during the year for: Interest $ — $ — $ — Income taxes $ 12,869 $ 9,354 $ 13,822

SELECTED QUARTERLY DATA (UNAUDI

SELECTED QUARTERLY DATA (UNAUDITED):	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Information [Abstract]
SELECTED QUARTERLY DATA (UNAUDITED)	SELECTED QUARTERLY DATA (UNAUDITED): 2015 (Dollar amounts in thousands) Interest Interest Net Interest Provision Net Income Net Income March 31 $ 27,078 $ 1,083 $ 25,995 $ 1,450 $ 7,761 $ 0.60 June 30 $ 26,977 $ 1,053 $ 25,924 $ 1,150 $ 6,923 $ 0.54 September 30 $ 27,603 $ 1,027 $ 26,576 $ 1,050 $ 8,398 $ 0.65 December 31 $ 27,018 $ 1,006 $ 26,012 $ 1,050 $ 7,114 $ 0.56 2014 (Dollar amounts in thousands) Interest Interest Net Provision Net Income Net Income March 31 $ 28,824 $ 1,682 $ 27,142 $ 1,960 $ 7,831 $ 0.59 June 30 $ 28,115 $ 1,509 $ 26,606 $ (356 ) $ 8,488 $ 0.63 September 30 $ 28,376 $ 1,231 $ 27,145 $ 1,506 $ 8,272 $ 0.62 December 31 $ 28,043 $ 1,104 $ 26,939 $ 1,962 $ 9,181 $ 0.71

BUSINESS AND SIGNIFICANT ACCO28

BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES: (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Share Based Compensation [Policy Text Block]	Stock based compensation: Compensation cost is recognized for restricted stock awards and units issued to employees based on the fair value of these awards at the date of grant. Market price of the Corporation’s common stock at the date of grant is used for restricted stock awards. Compensation expense is recognized over the requisite service period.
Organization	Organization: The consolidated financial statements of First Financial Corporation and its subsidiaries (the Corporation) include the parent company and its wholly-owned subsidiaries, First Financial Bank, N.A. headquartered in Vigo County, Indiana, The Morris Plan Company of Terre Haute (Morris Plan), Forrest Sherer Inc., a full-line insurance agency headquartered in Terre Haute, Indiana, and FFB Risk Management Co., Inc., a captive insurance subsidiary headquartered in Las Vegas, Nevada. Inter-company transactions and balances have been eliminated.
Use of Estimates	Use of Estimates: To prepare financial statements in conformity with U.S. generally accepted accounting principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and disclosures provided, and actual results could differ.
Cash Flows	Cash Flows : Cash and cash equivalents include cash and demand deposits with other financial institutions. Net cash flows are reported for customer loan and deposit transactions and short-term borrowings.
Securities	Securities : The Corporation classifies all securities as "available for sale." Securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value with unrealized holdings gains and losses, net of taxes, reported in other comprehensive income within shareholders' equity. Interest income includes amortization of purchase premium or discount. Premiums and discounts are amortized on the level yield method without anticipating prepayments. Mortgage-backed securities are amortized over the expected life. Realized gains and losses on sales are based on the amortized cost of the security sold. Management evaluates securities for other-than temporary impairment (OTTI) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future until maturity or pay-off are reported at the principal balance outstanding, net of unearned interest, purchase premiums and discounts, deferred loan fees and costs, and allowance for loan losses. Loans held for sale are reported at the lower of cost or fair value, on an aggregate basis. Interest income is accrued on the unpaid principal balance and includes amortization of net deferred loan fees and costs over the loan term without anticipating prepayments. The recorded investment in loans includes accrued interest receivable and net deferred loan fees and costs. Interest income is not reported when full loan repayment is in doubt, typically when the loan is impaired or payments are significantly past due. Past-due status is based on the contractual terms of the loan. All interest accrued but not received for loans placed on non-accrual is reversed against interest income. Interest received on such loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. In all cases, loans are placed on non-accrual or charged-off if collection of principal or interest is considered doubtful. The above policies are consistent for all segments of loans.
Certain Purchased Loans	Certain Purchased Loans: The Corporation purchases individual loans and groups of loans, some of which have shown evidence of credit deterioration since origination. These purchased loans are recorded at the amount paid, such that there is no carryover of the seller's allowance for loan losses. After acquisition, losses are recognized by an increase in the allowance for loan losses. Such purchased loans are accounted for individually. The Corporation estimates the amount and timing of expected cash flows for each purchased loan, and the expected cash flows in excess of amount paid are recorded as interest income over the remaining life of the loan (accretable yield). The excess of the loan's contractual principal and interest over expected cash flows is not recorded (nonaccretable difference). Over the life of the loan, expected cash flows continue to be estimated. If the present value of expected cash flows is less than the carrying amount, a provision for loan loss is recorded. If the present value of expected cash flows is greater than the carrying amount, it is recognized as part of future interest income.
Concentration of Credit Risk	Concentration of Credit Risk: Most of the Corporation's business activity is with customers located within west central Indiana and east central Illinois. Therefore, the Corporation's exposure to credit risk is significantly affected by changes in the economy of this area. A major economic downturn in this area would have a negative effect on the Corporation's loan portfolio.
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management's judgment, should be charged off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-classified loans as well as non-impaired classified loans and is based on historical loss experience adjusted for current factors. A loan is impaired when full payment under the loan terms is not expected. Loans for which the terms have been modified, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired. Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgages and consumer loans, and on an individual basis for other loans. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows, using the loan's existing rate, or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment and, accordingly, they are not separately identified for impairment disclosures. The general component covers non-classified loans as well as non-impaired classified loans and is based on historical loss experience adjusted for current factors. The historical loss experience is based on the actual loss history experienced over the most recent four years. This actual loss experience is supplemented with other current factors based on the risks present for each portfolio segment. These current factors include consideration of the following: levels of and trends in delinquent, classified, and impaired loans; levels of and trends in charge-offs and recoveries; national and local economic trends and conditions; changes in lending policies and procedures; trends in volume and terms of loans; experience, ability, and depth of lending management and other relevant staff; credit concentrations; value of underlying collateral for collateral dependent loans; and other external factors such as competition and legal and regulatory requirements. The following portfolio segments have been identified: commercial loans, residential loans and consumer loans. A characteristic of the commercial loan segment is that the loans are for business purchases. A characteristic of the residential loan segment is that the loans are secured by residential properties. A characteristic of the consumer loan segment is that the loans are for automobiles and other consumer purchases. Commercial loans are generally well secured, which mitigates the risk of loss and has contributed to the low historical loss rate. However, concentrations in commercial real estate, along with the potential impact of rising interest rates to commercial real estate, raises the risk of loss on commercial loans. For these reasons, commercial loans have the highest adjustment to the historical loss rate. Continued weakness in local economic conditions along with declining auto values resulted in consumer loans having the next highest level of adjustment to the historical loss rate. The residential loan portfolio segment had the lowest level of adjustment to the historical loss rate. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan's effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Corporation determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.
FDIC Indemnification Asset	FDIC Indemnification Asset: The FDIC indemnification asset results from the loss share agreements in the 2009 FDIC-assisted transaction. The asset is measured separately from the related covered assets as they are not contractually embedded in the assets and are not transferable with the assets should the Corporation choose to dispose of them. It represents the acquisition date fair value of expected reimbursements from the FDIC which was determined to be $12.1 million . Pursuant to the terms of the loss sharing agreement, covered loans and other real estate are subject to a stated loss threshold whereby the FDIC will reimburse the Corporation for up to 95% of losses incurred. These expected reimbursements do not include reimbursable amounts related to future covered expenditures. These cash flows are discounted to reflect a metric of uncertainty of the timing and receipt of the loss sharing reimbursement from the FDIC. This asset decreases when losses are realized and claims are paid by the FDIC or when customers repay their loans in full and expected losses do not occur. This asset also increases when estimated future losses increase. When estimated future losses increase, the Corporation records a provision for loan losses and increases its allowance for loan losses accordingly. The related increase or decrease in the FDIC indemnification asset is recorded as an (increase) or offset to the provision for loan losses. During 2014 and 2013 , the provision for loan losses was (increased)/ offset by ( $687 thousand ) and ( $1.4 million ) related to the changes in the FDIC indemnification asset.
Foreclosed Assets	Foreclosed Assets: Assets acquired through or instead of loan foreclosures are initially recorded at fair value less estimated selling costs when acquired, establishing a new cost basis. Physical possession of residential real estate property collateralizing a consumer mortgage loan occurs when legal title is obtained upon completion of foreclosure or when the borrower conveys all interest in the property to satisfy the loan through completion of a deed in lieu of foreclosure or similar legal agreement. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines, a valuation allowance is recorded through expense. Costs after acquisition are expensed.
Premises and Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed over the useful lives of the assets, which range from 3 to 5 years for furniture and equipment and 33 to 39 years for buildings and leasehold improvements.
Restricted Stock	Restricted Stock: Restricted stock includes Federal Home Loan Bank (FHLB) of Indianapolis and Chicago and Federal Reserve stock. This restricted stock is carried at cost and periodically evaluated for impairment. Because this stock is viewed as a long-term investment, impairment is based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Servicing Rights	Servicing Rights: Servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on third-party valuations that incorporate assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, ancillary income, prepayment speeds and default rates and losses. All classes of servicing assets are subsequently measured using the amortization method, which requires servicing rights to be amortized into non-interest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Corporation later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with Other Service Fees on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is included in Other Service Fees on the income statement, is for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income.
Transfers of Financial Assets	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Corporation, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Life Insurance Corporate Or Bank Owned Policy [Text Block]	Bank-Owned Life Insurance: The Corporation has purchased life insurance policies on certain key executives. Bank-owned life insurance is recorded at its cash surrender value, or the amount that can be realized. Income on the investments in life insurance is included in other interest income.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 represents the future economic benefits arising from other assets acquired that are not individually identified and separately recognized. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Corporation has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet. Other intangible assets consist of core deposit and acquired customer list intangible assets arising from the whole bank, insurance agency and branch acquisitions. They are initially measured at fair value and then are amortized on an accelerated basis over their estimated useful lives, which are 10 and 12 years, respectively.
Long-Term Assets	Long-Term Assets: Premises and equipment and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Benefit Plans	Benefit Plans: Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. The amount contributed is determined by a formula as decided by the Board of Directors. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Employee Stock Ownership Plan	Employee Stock Ownership Plan: Shares of treasury stock are issued to the ESOP and compensation expense is recognized based upon the total market price of shares when contributed.
Deferred Compensation Plan	Deferred Compensation Plan: Prior to 2011, a deferred compensation plan covered all directors. Under the plan, the Corporation pays each director, or their beneficiary, the amount of fees deferred plus interest over 10 years, beginning when the director achieves age 65 . A liability is accrued for the obligation under these plans.
Incentive Plans	Incentive Plans: A long-term incentive plan established in 2000 provides for the payment of incentive rewards as a 15 -year annuity to all directors and certain key officers. That plan was in place through December 31, 2009, and compensation expense is recognized over the service period. Payments under the plan generally did not begin until the earlier of January 1, 2015, or the January 1 immediately following the year in which the participant reaches age 65 . There was no compensation expense related to this plan for 2015 , 2014 and 2013 . There is a liability of $13.2 million and $14.0 million as of year-end 2015 and 2014 . In 2011 the Corporation adopted the 2011 Short-term Incentive Plan and the 2011 Omnibus Equity Incentive Plan designed to reward key officers based on certain performance measures.
Income Taxes	Income Taxes: Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is "more likely than not" that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the "more likely than not" test, no tax benefit is recorded The Corporation recognizes interest and/or penalties related to income tax matters in income tax expense.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments: Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Earnings Per Share	Earnings Per Share: Earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. The Corporation does not have any potentially dilutive securities as the restricted stock awards are included in outstanding shares.. Earnings and dividends per share are restated for stock splits and dividends through the date of issue of the financial statements.
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale and changes in the funded status of the retirement plans, which are also recognized as separate components of equity.
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount of range of loss can be reasonably estimated. Management does not believe there are currently such matters that will have a material effect on the financial statements.
Dividend Restriction	Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the bank to the holding company or by the holding company to shareholders.
Fair Value of Financial Instruments	Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or market conditions could significantly affect the estimates.
Operating Segment	Operating Segment: While the Corporation's chief decision-makers monitor the revenue streams of the various products and services, the operating results of significant segments are similar and operations are managed and financial performance is evaluated on a corporate-wide basis. Accordingly, all of the Corporation's financial service operations are considered by management to be aggregated in one reportable operating segment, which is banking.
Adoption of New Accounting Standards	Adoption of New Accounting Standards : In May 2014, the FASB and the International Accounting Standards Board (the "IASB") jointly issued a comprehensive new revenue recognition standard that will supersede nearly all existing revenue recognition guidance under GAAP and International Financial Reporting Standards ("IFRS"). Previous revenue recognition guidance in GAAP comprised broad revenue recognition concepts together with numerous revenue requirements for particular industries or transactions, which sometimes resulted in different accounting for economically similar transactions. In contrast, IFRS provided limited revenue recognition guidance and, consequently, could be difficult to apply to complex transactions. Accordingly, the FASB and the IASB initiated a joint project to clarify the principles for recognizing revenue and to develop a common revenue standard for U.S. GAAP and IFRS that would: (1) Remove inconsistencies and weaknesses in revenue requirements; (2) Provide a more robust framework for addressing revenue issues; (3) Improve comparability of revenue recognition practices across entities, industries, jurisdictions, and capital markets; (4) Provide more useful information to users of financial statements through improved disclosure requirements; and (5) Simplify the preparation of financial statements by reducing the number of requirements to which an entity must refer. To meet those objectives, the FASB issued ASU No. 2014-09, "Revenue from Contracts with Customers." The standard’s core principle is that a company will recognize revenue when it transfers promised goods or services to customers in an amount that reflects the consideration to which the company expects to be entitled in exchange for those goods or services. In doing so, companies generally will be required to use more judgment and make more estimates than under current guidance. These may include identifying performance obligations in the contract, estimating the amount of variable consideration to include in the transaction price and allocating the transaction price to each separate performance obligation. The standard is effective for public entities for interim and annual periods beginning after December 15, 2017. For financial reporting purposes, the standard allows for either full retrospective adoption, meaning the standard is applied to all of the periods presented, or modified retrospective adoption, meaning the standard is applied only to the most current period presented in the financial statements with the cumulative effect of initially applying the standard recognized at the date of initial application. The Corporation is currently evaluating the provisions of ASU No. 2014-09 and will be closely monitoring developments and additional guidance to determine the potential impact the new standard will have on the Corporation's Consolidated Financial Statements. In June 2014, the FASB issued ASU No. 2014-11, "Repurchase-to-Maturity Transactions, Repurchase Financings, and Disclosures." The new guidance aligns the accounting for repurchase-to-maturity transactions and repurchase agreements executed as repurchase financings with the accounting for other typical repurchase agreements. Going forward, these transactions would all be accounted for as secured borrowings. The guidance eliminates sale accounting for repurchase-to-maturity transactions and supersedes the guidance under which a transfer of a financial asset and a contemporaneous repurchase financing could be accounted for on a combined basis as a forward agreement, which has resulted in outcomes referred to as off-balance-sheet accounting. The amendments in the ASU require a new disclosure for transactions economically similar to repurchase agreements in which the transferor retains substantially all of the exposure to the economic return on the transferred financial assets throughout the term of the transaction. The amendments in the ASU also require expanded disclosures, effective for the current reporting period of June 30, 2015, about the nature of collateral pledged in repurchase agreements and similar transactions accounted for as secured borrowings (see Note 5 to the Consolidated Financial Statements). The Corporation adopted the amendments in this ASU effective January 1, 2015. As of June 30, 2015, all of the Company's repurchase agreements were typical in nature (i.e., not repurchase-to-maturity transactions or repurchase agreements executed as a repurchase financing) and are accounted for as secured borrowings. As such, the adoption of ASU No. 2014-11 did not have a material impact on the Corporation's Consolidated Financial Statements. ASU 2015-01, “Income Statement - Extraordinary and Unusual Items - Simplifying Income Statement Presentation by Eliminating the Concept of Extraordinary Items.” ASU 2015-01 eliminates from U.S. GAAP the concept of extraordinary items, which, among other things, required an entity to segregate extraordinary items considered to be unusual and infrequent from the results of ordinary operations and show the item separately in the income statement, net of tax, after income from continuing operations. ASU 2015-01 is effective for us beginning January 1, 2016, though early adoption is permitted. ASU 2015-01 did not have a significant impact on our financial statements upon adoption in 2016. ASU 2015-02, “Consolidation - Amendments to the Consolidation Analysis.” ASU 2015-02 implements changes to both the variable interest consolidation model and the voting interest consolidation model. ASU 2015-02 (i) eliminates certain criteria that must be met when determining when fees paid to a decision maker or service provider do not represent a variable interest, (ii) amends the criteria for determining whether a limited partnership is a variable interest entity and (iii) eliminates the presumption that a general partner controls a limited partnership in the voting model. ASU 2015-02 will be effective for us on January 1, 2016 and did not have a significant impact on our financial statements. ASU 2016-1, “No. 2016-01, Financial Instruments - Recognition and Measurement of Financial Assets and Financial Liabilities. ASU 2016-1, among other things, (i) requires equity investments, with certain exceptions, to be measured at fair value with changes in fair value recognized in net income, (ii) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment, (iii) eliminates the requirement for public business entities to disclose the methods and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet, (iv) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes, (v) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments, (vi) requires separate presentation of financial assets and financial liabilities by measurement category and form of financial asset on the balance sheet or the accompanying notes to the financial statements and (viii) clarifies that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale. ASU 2016-1 will be effective for us on January 1, 2018 and is not expected to have a significant impact on our financial statements.

FAIR VALUES OF FINANCIAL INST29

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value	The fair value of derivatives is based on valuation models using observable market data as of the measurement date (Level 2 inputs). December 31, 2015 Fair Value Measurement Using (Dollar amounts in thousands) Level 1 Level 2 Level 3 Carrying Value U.S. Government entity mortgage-backed securities $ — $ 10,693 $ — $ 10,693 Mortgage-backed securities, residential — 213,164 — 213,164 Mortgage-backed securities, commercial — 9 — 9 Collateralized mortgage obligations — 437,634 — 437,634 State and municipal obligations — 209,982 4,725 214,707 Collateralized debt obligations — — 14,875 14,875 TOTAL $ — $ 871,482 $ 19,600 $ 891,082 Derivative Assets $ 1,176 Derivative Liabilities (1,176 ) December 31, 2014 Fair Value Measurement Using (Dollar amounts in thousands) Level 1 Level 2 Level 3 Carrying Value U.S. Government entity mortgage-backed securities $ — $ 1,467 $ — $ 1,467 Mortgage-backed securities, residential — 187,936 — 187,936 Mortgage-backed securities, commercial — 17 — 17 Collateralized mortgage obligations — 484,655 — 484,655 State and municipal obligations — 201,775 5,900 207,675 Collateralized debt obligations — — 15,303 15,303 TOTAL $ — $ 875,850 $ 21,203 $ 897,053 Derivative Assets $ 1,062 Derivative Liabilities (1,062 )
Roll forward of financial instruments having fair value measurements using significant unobservable inputs (Level 3)	The table below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve months ended December 31, 2015 and 2014 . Fair Value Measurements Using Significant Unobservable Inputs (Level 3) December 31, 2015 State and municipal obligations Collateralized debt obligations Total Beginning balance, January 1 $ 5,900 $ 15,303 $ 21,203 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — (268 ) (268 ) Purchases — — — Settlements (1,175 ) (160 ) (1,335 ) Ending balance, December 31 $ 4,725 $ 14,875 $ 19,600 Fair Value Measurements Using SignificantUnobservable Inputs (Level 3) December 31, 2014 State and municipal obligations Collateralized debt obligations Total Beginning balance, January 1 $ 4,525 $ 9,044 $ 13,569 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 7,100 7,100 Transfers 4,000 — 4,000 Settlements (2,625 ) (841 ) (3,466 ) Ending balance, December 31 $ 5,900 $ 15,303 $ 21,203
Quantitative information about recurring and non-recurring Level 3	The following tables present quantitative information about recurring and non-recurring Level 3 fair value measurements at December 31, 2015 and 2014 . 2015 Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 4,725 Discounted cash flow Discount rate 3.05%-5.50% Probability of default — % Other real estate $ 3,466 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 2,352 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% 2014 Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 5,900 Discounted cash flow Discount rate 3.05%-5.50% Probability of default — % Other real estate $ 3,965 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 11,477 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00%
Schedule of loans identified as impaired by class of loans	The following tables present impaired collateral dependent loans measured at fair value on a non-recurring basis by class of loans as of December 31, 2015 and 2014 . December 31, 2015 (Dollar amounts in thousands) Carrying Value Allowance for Loan Losses Allocated Fair Value Commercial Commercial & Industrial $ 998 $ 212 $ 786 Farmland — — — Non Farm, Non Residential 1,415 741 674 Agriculture — — — All Other Commercial 225 — 225 Residential First Liens 873 206 667 Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 3,511 $ 1,159 $ 2,352 December 31, 2014 (Dollar amounts in thousands) Carrying Value Allowance for Loan Losses Allocated Fair Value Commercial Commercial & Industrial $ 5,874 $ 1,056 $ 4,818 Farmland — — — Non Farm, Non Residential 6,654 753 5,901 Agriculture — — — All Other Commercial 827 102 725 Residential First Liens 33 — 33 Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 13,388 $ 1,911 $ 11,477
Schedule of carrying amount and estimated fair value of financial instruments	The carrying amount and estimated fair value of assets and liabilities are presented in the table below and were determined based on the above assumptions: December 31, 2015 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 88,695 $ 19,715 $ 68,980 $ — $ 88,695 Federal funds sold 9,815 — 9,815 — 9,815 Securities available-for-sale 891,082 — 871,482 19,600 891,082 Restricted stock 10,838 n/a n/a n/a n/a Loans, net 1,743,862 — — 1,789,938 1,789,938 Accrued interest receivable 11,733 — 3,366 8,367 11,733 Deposits (2,442,369 ) — (2,442,612 ) — (2,442,612 ) Short-term borrowings (33,831 ) — (33,831 ) — (33,831 ) Federal Home Loan Bank advances (12,677 ) — (12,971 ) — (12,971 ) Accrued interest payable (389 ) — (389 ) — (389 ) December 31, 2014 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 78,102 $ 22,597 $ 55,505 $ — $ 78,102 Federal funds sold 8,000 — 8,000 — 8,000 Securities available-for-sale 897,053 — 875,850 21,203 897,053 Restricted stock 16,404 n/a n/a n/a n/a Loans, net 1,762,589 — — 1,810,885 1,810,885 Accrued interest receivable 11,593 — 3,183 8,410 11,593 Deposits (2,457,197 ) — (2,459,703 ) — (2,459,703 ) Short-term borrowings (48,015 ) — (48,015 ) — (48,015 ) Federal Home Loan Bank advances (12,886 ) — (13,605 ) — (13,605 ) Accrued interest payable (456 ) — (456 ) — (456 )

SECURITIES_ (Tables)

SECURITIES: (Tables)	12 Months Ended
	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of investments classified as available-for-sale	The fair value of securities available-for-sale and related gross unrealized gains and losses recognized in accumulated other comprehensive income were as follows: December 31, 2015 Amortized Unrealized (Dollar amounts in thousands) Cost Gains Losses Fair Value U.S. Government entity mortgage-backed securities $ 10,670 $ 46 $ (23 ) $ 10,693 Mortgage-backed securities, residential 208,705 5,089 (630 ) 213,164 Mortgage-backed securities, commercial 9 — — 9 Collateralized mortgage obligations 441,500 2,141 (6,007 ) 437,634 State and municipal obligations 206,291 8,475 (59 ) 214,707 Collateralized debt obligations 9,621 5,254 — 14,875 TOTAL $ 876,796 $ 21,005 $ (6,719 ) $ 891,082 December 31, 2014 Amortized Unrealized (Dollar amounts in thousands) Cost Gains Losses Fair Value U.S. Government entity mortgage-backed securities $ 1,411 $ 56 $ — $ 1,467 Mortgage-backed securities, residential 180,673 7,593 (330 ) 187,936 Mortgage-backed securities, commercial 17 — — 17 Collateralized mortgage obligations 489,765 2,513 (7,623 ) 484,655 State and municipal obligations 198,875 9,019 (219 ) 207,675 Collateralized debt obligations 10,205 5,115 (17 ) 15,303 TOTAL $ 880,946 $ 24,296 $ (8,189 ) $ 897,053
Schedule Of Gross Gain Or Loss realised	Below is a summary of the gross gains and losses realized by the Corporation on investment sales and calls during the years ended December 31, 2015 , 2014 and 2013 , respectively. (Dollar amounts in thousands) 2015 2014 2013 Proceeds $ 3,735 $ 356 $ 5,110 Gross gains 23 2 428 Gross losses (6 ) (5 ) (5 )
Schedule of contractual maturities of debt securities	Contractual maturities of debt securities at year-end 2015 were as follows. Securities not due at a single maturity or with no maturity date, primarily mortgage-backed and collateralized mortgage obligations, are shown separately. Available-for-Sale Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 4,531 $ 4,649 Due after one but within five years 56,200 57,884 Due after five but within ten years 94,236 98,926 Due after ten years 71,615 78,816 226,582 240,275 Mortgage-backed securities and collateralized mortgage obligations 650,214 650,807 TOTAL $ 876,796 $ 891,082
Schedule of gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position	The following tables show the securities' gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2015 and 2014 . December 31, 2015 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses U.S. Government entity mortgage-backed securities $ 9,455 $ (23 ) — — $ 9,455 $ (23 ) Mortgage-backed securities, residential 69,940 (428 ) 11,766 (202 ) 81,706 (630 ) Collateralized mortgage obligations 151,484 (1,535 ) 139,435 (4,472 ) 290,919 (6,007 ) State and municipal obligations 3,547 (16 ) 3,045 (43 ) 6,592 (59 ) Total temporarily impaired securities $ 234,426 $ (2,002 ) $ 154,246 $ (4,717 ) $ 388,672 $ (6,719 ) December 31, 2014 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses Mortgage-backed securities, residential $ — $ — $ 23,849 $ (330 ) $ 23,849 $ (330 ) Collateralized mortgage obligations 50,832 (128 ) 264,940 (7,495 ) 315,772 (7,623 ) State and municipal obligations 6,500 (35 ) 10,547 (184 ) 17,047 (219 ) Collateralized debt obligations — — 200 (17 ) 200 (17 ) Total temporarily impaired securities $ 57,332 $ (163 ) $ 299,536 $ (8,026 ) $ 356,868 $ (8,189 )
Rollforward of the credit losses recognized in earnings	The table below presents a rollforward of the credit losses recognized in earnings for the years presented: (Dollar amounts in thousands) 2015 2014 2013 Beginning balance, January 1, $ 14,050 $ 14,079 $ 14,983 Amounts related to credit loss for which other-than- temporary impairment was not previously recognized Amounts realized for securities sold during the period Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security (55 ) (29 ) (904 ) Increases to the amount related to the credit loss for which other- than-temporary impairment was previously recognized — — — Ending balance, December 31, $ 13,995 $ 14,050 $ 14,079

LOANS_ (Tables)

LOANS: (Tables)	12 Months Ended
	Dec. 31, 2015
Loans Receivable, Net [Abstract]
Summary of Loans	Loans are summarized as follows: December 31, (Dollar amounts in thousands) 2015 2014 Commercial $ 1,043,980 $ 1,044,522 Residential 444,447 469,172 Consumer 272,896 266,656 Total gross loans 1,761,323 1,780,350 Deferred (fees) costs 2,485 1,078 Allowance for loan losses (19,946 ) (18,839 ) TOTAL $ 1,743,862 $ 1,762,589
Capitalized Mortgage Servicing Rights	Activity for capitalized mortgage servicing rights (included in other assets) was as follows: December 31, (Dollar amounts in thousands) 2015 2014 2013 Servicing rights: Beginning of year $ 1,863 $ 2,065 $ 2,225 Additions 531 414 588 Amortized to expense (648 ) (616 ) (748 ) End of year $ 1,746 $ 1,863 $ 2,065

ACQUISITIONS AND FDIC INDEMNI32

ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Tables)	12 Months Ended
	Dec. 31, 2015
Business Combinations [Abstract]
Schedule of carrying amount of covered assets	The carrying amount of loans accounted for in accordance with FASB ASC 310-30 at December 31, 2015 and 2014 , are shown in the following tables: 2015 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance $ 4,803 $ 1,571 $ 6,374 Discount accretion — — — Disposals (681 ) (91 ) (772 ) ASC 310-30 Loans $ 4,122 $ 1,480 $ 5,602 2014 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance $ 7,676 $ 2,409 $ 10,085 Discount accretion — — — Disposals (2,873 ) (838 ) (3,711 ) ASC 310-30 Loans $ 4,803 $ 1,571 $ 6,374

ALLOWANCE FOR LOAN LOSSES_ (Tab

ALLOWANCE FOR LOAN LOSSES: (Tables)	12 Months Ended
	Dec. 31, 2015
Allowance For Loan Losses Disclosure [Abstract]
Schedule of allowances for loan losses by portfolio segment	The following table presents the activity of the allowance for loan losses by portfolio segment for the years ended December 31, 2015 , 2014 and 2013 . Allowance for Loan Losses: December 31, 2015 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 Provision for loan losses 990 874 3,331 (495 ) 4,700 Loans charged -off (2,852 ) (866 ) (4,810 ) — (8,528 ) Recoveries 2,429 452 2,054 — 4,935 Ending Balance $ 11,482 $ 1,834 $ 4,945 $ 1,685 $ 19,946 Allowance for Loan Losses: December 31, 2014 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 12,450 $ 1,585 $ 3,650 $ 2,383 $ 20,068 Provision for loan losses* 1,053 134 3,401 (203 ) 4,385 Loans charged -off (3,522 ) (1,143 ) (4,785 ) — (9,450 ) Recoveries 934 798 2,104 — 3,836 Ending Balance $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 * Provision before increase of $687 thousand in 2014 for decrease in FDIC indemnification asset Allowance for Loan Losses: December 31, 2013 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,987 $ 5,426 $ 3,879 $ 1,666 $ 21,958 Provision for loan losses* 3,144 629 1,985 717 6,475 Loans charged -off (4,830 ) (4,942 ) (3,615 ) — (13,387 ) Recoveries 3,149 472 1,401 — 5,022 Ending Balance $ 12,450 $ 1,585 $ 3,650 $ 2,383 $ 20,068 * Provision before increase of $1.4 million in 2013 for decrease in FDIC indemnification asset
Allocation of the allowance for loan losses by portfolio segment based on the impairment method	The following tables present the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method at December 31, 2015 and 2014 : Allowance for Loan Losses: December 31, 2015 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 953 $ 206 $ — $ — $ 1,159 Collectively evaluated for impairment 10,342 1,628 4,945 1,685 18,600 Acquired with deteriorated credit quality 187 — — — 187 BALANCE AT END OF YEAR $ 11,482 $ 1,834 $ 4,945 $ 1,685 $ 19,946 Loans (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 8,823 $ 902 $ — $ 9,725 Collectively evaluated for impairment 1,037,086 443,224 274,134 1,754,444 Acquired with deteriorated credit quality 4,092 1,529 — 5,621 BALANCE AT END OF YEAR $ 1,050,001 $ 445,655 $ 274,134 $ 1,769,790 Allowance for Loan Losses: December 31, 2014 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 1,911 $ — $ — $ — $ 1,911 Collectively evaluated for impairment 8,733 1,365 4,370 2,180 16,648 Acquired with deteriorated credit quality 271 9 — — 280 BALANCE AT END OF YEAR $ 10,915 $ 1,374 $ 4,370 $ 2,180 $ 18,839 Loans (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 14,573 $ 33 $ — $ 14,606 Collectively evaluated for impairment 1,030,949 468,872 267,880 1,767,701 Acquired with deteriorated credit quality 4,887 1,631 — 6,518 BALANCE AT END OF YEAR $ 1,050,409 $ 470,536 $ 267,880 $ 1,788,825
Schedule of loans individually evaluated for impairment by class of loans	The following table presents loans individually evaluated for impairment by class of loan. December 31, 2015 Allowance Cash Basis Unpaid for Loan Average Interest Interest Principal Recorded Losses Recorded Income Income Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,516 $ 1,223 $ — $ 1,796 $ — $ — Farmland — — — — — — Non Farm, Non Residential 3,202 3,202 — 2,080 — — Agriculture — — — — — — All Other Commercial 1,760 1,760 — 1,175 — — Residential First Liens 29 29 — 18 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 998 998 212 3,463 — — Farmland — — — — — — Non Farm, Non Residential 1,415 1,415 741 3,682 — Agriculture — — — — — — All Other Commercial 225 225 — 483 — — Residential First Liens 873 873 206 460 — — Home Equity — — — — — — Junior Liens — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 10,018 $ 9,725 $ 1,159 $ 13,157 $ — $ — December 31, 2014 Allowance Cash Basis Unpaid for Loan Average Interest Interest Principal Recorded Losses Recorded Income Income Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,200 $ 926 $ — $ 2,589 $ — $ — Farmland — — — — — — Non Farm, Non Residential — — — 58 — — Agriculture — — — — — — All Other Commercial 292 292 — 58 — — Residential First Liens — — — 5 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 7,388 5,874 1,056 6,177 — — Farmland — — — — — — Non Farm, Non Residential 6,654 6,654 753 6,698 — Agriculture — — — — — — All Other Commercial 827 827 102 1,112 — — Residential First Liens 33 33 — 35 — — Home Equity — — — — — — Junior Liens — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 16,394 $ 14,606 $ 1,911 $ 16,732 $ — $ — December 31, 2013 Cash Basis Average Interest Interest Recorded Income Income Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,555 $ — $ — Farmland — — — Non Farm, Non Residential 26 — — Agriculture — — — All Other Commercial — — — Residential First Liens 7 — — Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — With an allowance recorded: Commercial Commercial & Industrial 13,029 217 217 Farmland 356 113 113 Non Farm, Non Residential 7,921 — — Agriculture — — — All Other Commercial 2,979 — — Residential First Liens 524 — — Home Equity 113 — — Junior Liens — — — Multifamily 2,216 — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 28,726 $ 330 $ 330
Schedule of non-performing loans	The following table presents the recorded investment in nonperforming loans by class of loans. December 31, 2015 Loans Past Troubled Debt Due Over 90 Day Still Restructured (Dollar amounts in thousands) Accruing Accrual Non-accrual Non-accrual Commercial Commercial & Industrial $ — $ 5 $ 422 $ 3,187 Farmland — — — 219 Non Farm, Non Residential — 6 3,152 2,545 Agriculture — — — 378 All Other Commercial — — — 1,817 Residential First Liens 809 4,577 1,034 4,839 Home Equity 10 — — 320 Junior Liens 45 — — 211 Multifamily — — — — All Other Residential — — — 111 Consumer Motor Vehicle 148 — 2 213 All Other Consumer 4 — 400 794 TOTAL $ 1,016 $ 4,588 $ 5,010 $ 14,634
Troubled debt restructurings on financing receivables	During the years ending December 31, 2015 and 2014 , the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDR's. 2015 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 8,955 $ 5,189 $ 614 $ 14,758 Added — 748 342 1,090 Charged Off — (65 ) (52 ) (117 ) Payments (5,371 ) (279 ) (221 ) (5,871 ) December 31, $ 3,584 $ 5,593 $ 683 $ 9,860 2014 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 12,327 $ 4,330 $ 644 $ 17,301 Added 441 1,523 347 2,311 Charged Off (1,069 ) (93 ) (109 ) (1,271 ) Payments (2,744 ) (571 ) (268 ) (3,583 ) December 31, $ 8,955 $ 5,189 $ 614 $ 14,758
Aging of recorded investment in loans by past due category and class of loans	The following table presents the aging of the recorded investment in loans by past due category and class of loans. Greater December 31, 2015 30-59 Days 60-89 Days than 90 days Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 326 $ 274 $ 1,405 $ 2,005 $ 476,984 $ 478,989 Farmland 135 — — 135 106,725 106,860 Non Farm, Non Residential 1,824 90 310 2,224 206,844 209,068 Agriculture 65 38 324 427 143,116 143,543 All Other Commercial 25 32 — 57 111,484 111,541 Residential First Liens 4,960 1,181 1,671 7,812 285,913 293,725 Home Equity 85 23 114 222 37,502 37,724 Junior Liens 179 29 177 385 32,876 33,261 Multifamily — — — — 70,735 70,735 All Other Residential 15 — — 15 10,195 10,210 Consumer Motor Vehicle 3,212 568 181 3,961 247,882 251,843 All Other Consumer 38 10 5 53 22,238 22,291 TOTAL $ 10,864 $ 2,245 $ 4,187 $ 17,296 $ 1,752,494 $ 1,769,790 Greater December 31, 2014 30-59 Days 60-89 Days than 90 days Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 574 $ 416 $ 3,046 $ 4,036 $ 451,549 $ 455,585 Farmland — — — — 95,452 95,452 Non Farm, Non Residential 1,528 68 202 1,798 232,440 234,238 Agriculture 246 18 502 766 149,099 149,865 All Other Commercial 255 — — 255 115,014 115,269 Residential First Liens 6,011 963 1,522 8,496 308,068 316,564 Home Equity 141 33 310 484 40,043 40,527 Junior Liens 270 83 217 570 31,487 32,057 Multifamily — — — — 72,310 72,310 All Other Residential 112 — 5 117 8,961 9,078 Consumer Motor Vehicle 3,026 557 180 3,763 242,406 246,169 All Other Consumer 114 7 3 124 21,587 21,711 TOTAL $ 12,277 $ 2,145 $ 5,987 $ 20,409 $ 1,768,416 $ 1,788,825
Analysis of risk category of loans by class of loans	As of December 31, 2015 and 2014 , and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: December 31, 2015 Special (Dollar amounts in thousands) Pass Mention Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 417,880 $ 20,422 $ 32,778 $ 757 $ 5,638 $ 477,475 Farmland 93,418 6,387 5,208 — 16 105,029 Non Farm, Non Residential 180,659 8,114 19,857 — — 208,630 Agriculture 121,244 11,964 8,419 27 170 141,824 All Other Commercial 95,850 2,649 10,887 101 1,535 111,022 Residential First Liens 96,146 4,594 8,598 699 182,791 292,828 Home Equity 11,701 387 669 10 24,895 37,662 Junior Liens 7,493 86 505 58 25,033 33,175 Multifamily 68,972 1,602 — — 23 70,597 All Other Residential 886 — 24 — 9,275 10,185 Consumer Motor Vehicle 10,287 356 534 — 239,543 250,720 All Other Consumer 2,930 77 125 14 19,030 22,176 TOTAL $ 1,107,466 $ 56,638 $ 87,604 $ 1,666 $ 507,949 $ 1,761,323 December 31, 2014 Special (Dollar amounts in thousands) Pass Mention Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 393,449 $ 29,081 $ 24,013 $ 2,900 $ 4,717 $ 454,160 Farmland 85,772 7,618 436 — 13 93,839 Non Farm, Non Residential 186,346 21,765 25,613 36 — 233,760 Agriculture 138,713 7,399 1,746 177 67 148,102 All Other Commercial 101,942 4,356 7,055 33 1,275 114,661 Residential First Liens 104,854 5,929 7,733 1,035 196,008 315,559 Home Equity 12,592 375 1,374 6 26,116 40,463 Junior Liens 8,112 173 561 63 23,053 31,962 Multifamily 69,080 1,801 1,249 — 3 72,133 All Other Residential 1,799 — 28 — 7,228 9,055 Consumer Motor Vehicle 11,135 402 224 — 233,302 245,063 All Other Consumer 3,169 141 87 21 18,175 21,593 TOTAL $ 1,116,963 $ 79,040 $ 70,119 $ 4,271 $ 509,957 $ 1,780,350

PREMISES AND EQUIPMENT_ (Tables

PREMISES AND EQUIPMENT: (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment, Gross [Abstract]
Schedule of Premises and Equipment	Premises and equipment are summarized as follows: December 31, (Dollar amounts in thousands) 2015 2014 Land $ 11,627 $ 11,353 Building and leasehold improvements 55,532 55,074 Furniture and equipment 46,796 45,602 113,955 112,029 Less accumulated depreciation (63,424 ) (60,227 ) TOTAL $ 50,531 $ 51,802
Schedule of Rent Expense	Rent commitments, before considering renewal options that generally are present, were as follows: 2016 $ 906 2017 566 2018 440 2019 320 2020 185 Thereafter 1,192 $ 3,609

GOODWILL AND INTANGIBLE ASSET35

GOODWILL AND INTANGIBLE ASSETS: (Tables)	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
Intangible Assets Subject to Amortization	Intangible assets subject to amortization at December 31, 2015 and 2014 are as follows: 2015 2014 Gross Accumulated Gross Accumulated (Dollar amounts in thousands) Amount Amortization Amount Amortization Customer list intangible $ 4,771 $ 4,309 $ 4,669 $ 4,227 Core deposit intangible 10,836 8,120 10,836 7,377 $ 15,607 $ 12,429 $ 15,505 $ 11,604
Estimated Amortization Expense	Estimated amortization expense for the next five years is as follows: In thousands 2016 $ 689 2017 560 2018 515 2019 431 2020 328

DEPOSITS_ (Tables)

DEPOSITS: (Tables)	12 Months Ended
	Dec. 31, 2015
Maturities of Time Deposits [Abstract]
Scheduled Maturities of Time Deposits	Scheduled maturities of time deposits for the next five years are as follows: (dollar amounts in thousands) 2016 $ 221,863 2017 93,701 2018 52,865 2019 24,487 2020 18,471

SHORT-TERM BORROWINGS_ (Tables)

SHORT-TERM BORROWINGS: (Tables)	12 Months Ended
	Dec. 31, 2015
Short Term Borrowings Disclosure [Abstract]
Schedule of short-term borrowings	A summary of the carrying value of the Corporation's short-term borrowings at December 31, 2015 and 2014 is presented below: (Dollar amounts in thousands) 2015 2014 Federal funds purchased $ 850 $ 21,192 Repurchase-agreements 32,981 26,823 $ 33,831 $ 48,015 (Dollar amounts in thousands) 2015 2014 Average amount outstanding $ 32,617 $ 45,697 Maximum amount outstanding at a month end 84,819 96,452 Average interest rate during year 0.21 % 0.22 % Interest rate at year-end 0.23 % 0.20 %

OTHER BORROWINGS_ (Tables)

OTHER BORROWINGS: (Tables)	12 Months Ended
	Dec. 31, 2015
Other Borrowings Disclosure [Abstract]
Schedule of other borrowings	Other borrowings at December 31, 2015 and 2014 are summarized as follows: (Dollar amounts in thousands) 2015 2014 FHLB advances $ 12,677 $ 12,886
Aggregate Minimum Annual Retirements	The aggregate minimum annual retirements of other borrowings are as follows: 2016 $ 12,423 2017 254 2018 — 2019 — 2020 — Thereafter — $ 12,677

INCOME TAXES_ (Tables)

INCOME TAXES: (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Income Tax Expense	Income tax expense is summarized as follows: (Dollar amounts in thousands) 2015 2014 2013 Federal: Currently payable $ 9,890 $ 9,388 $ 10,177 Deferred (774 ) 2,120 740 9,116 11,508 10,917 State: Currently payable 1,426 1,928 3,629 Deferred (150 ) 753 (779 ) 1,276 2,681 2,850 TOTAL $ 10,392 $ 14,189 $ 13,767
Reconciliation of Income Tax Expense	The reconciliation of income tax expense with the amount computed by applying the statutory federal income tax rate of 35% to income before income taxes is summarized as follows: (Dollar amounts in thousands) 2015 2014 2013 Federal income taxes computed at the statutory rate $ 14,206 $ 16,786 $ 15,856 Add (deduct) tax effect of: Tax exempt income (4,047 ) (4,016 ) (3,760 ) ESOP dividend deduction (164 ) (284 ) (105 ) State tax, net of federal benefit 829 1,743 1,852 Affordable housing credits (148 ) (148 ) (148 ) Other, net (284 ) 108 72 TOTAL $ 10,392 $ 14,189 $ 13,767
Schedule of Deferred Tax Assets and Liabilities	The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and liabilities at December 31, 2015 and 2014 , are as follows: (Dollar amounts in thousands) 2015 2014 Deferred tax assets: Other than temporary impairment $ 5,411 $ 5,417 Net unrealized losses on retirement plans 12,007 16,068 Loan loss provisions 7,755 7,232 Deferred compensation 6,257 6,637 Compensated absences 917 894 Post-retirement benefits 2,026 2,014 Deferred loss on acquisition 1,177 1,377 Other 2,887 2,185 GROSS DEFERRED ASSETS 38,437 41,824 Deferred tax liabilities: Net unrealized gains on securities available-for-sale (5,234 ) (5,831 ) Depreciation (2,632 ) (2,423 ) Mortgage servicing rights (539 ) (561 ) Pensions (424 ) (2,182 ) Intangibles (2,283 ) (1,652 ) Other (2,863 ) (2,173 ) GROSS DEFERRED LIABILITIES (13,975 ) (14,822 ) NET DEFERRED TAX ASSETS $ 24,462 $ 27,002
Reconciliation of Unrecognized Tax Benefits	Unrecognized Tax Benefits — A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: (Dollar amounts in thousands) 2015 2014 2013 Balance at January 1 $ 589 $ 676 $ 777 Additions based on tax positions related to the current year 68 72 65 Additions based on tax positions related to prior years — — — Reductions due to the statute of limitations (144 ) (159 ) (166 ) Balance at December 31 $ 513 $ 589 $ 676

FINANCIAL INSTRUMENTS WITH OF40

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Tables)	12 Months Ended
	Dec. 31, 2015
Risks and Uncertainties [Abstract]
Summary of Commitment and Contingent Liabilities	Commitment and contingent liabilities are summarized as follows at December 31: (Dollar amounts in thousands) 2015 2014 Home Equity $ 52,711 $ 54,388 Commercial Operating Lines 259,019 249,354 Other Commitments 53,026 50,850 TOTAL $ 364,756 $ 354,592 Commercial letters of credit $ 7,195 $ 7,684

RETIREMENT PLANS_ (Tables)

RETIREMENT PLANS: (Tables)	12 Months Ended
	Dec. 31, 2015
Defined Benefit Plan Disclosure [Line Items]
Schedule of Net Benefit Costs	Net periodic benefit cost and other amounts recognized in other comprehensive income included the following components: (Dollar amounts in thousands) 2015 2014 2013 Service cost - benefits earned $ 2,153 $ 2,040 $ 2,238 Interest cost on projected benefit obligation 3,516 3,756 3,383 Loss due to settlement — 2,676 — Expected return on plan assets (3,452 ) (3,794 ) (3,309 ) Net amortization and deferral 2,065 750 2,075 Net periodic pension cost 4,282 5,428 4,387 Net loss (gain) during the period (1,894 ) 23,111 (14,697 ) Adjustment to loss due to settlement — (2,676 ) — Settlement — (7,148 ) — Amortization of prior service cost (1 ) 9 16 Amortization of unrecognized gain (loss) (2,064 ) (759 ) (2,091 ) Total recognized in other comprehensive (income) loss (3,959 ) 12,537 (16,772 ) Total recognized net periodic pension cost and other comprehensive income $ 323 $ 17,965 $ (12,385 )
Schedule of Defined Benefit Plans Disclosures	The information below sets forth the change in projected benefit obligation, reconciliation of plan assets, and the funded status of the Corporation's retirement program. Actuarial present value of benefits is based on service to date and present pay levels. (Dollar amounts in thousands) 2015 2014 Change in benefit obligation: Benefit obligation at January 1 $ 98,135 $ 81,469 Service cost 2,153 2,040 Interest cost 3,516 3,756 Actuarial (gain) loss (8,802 ) 22,274 Settlement — (7,148 ) Benefits paid (4,147 ) (4,256 ) Benefit obligation at December 31 90,855 98,135 Reconciliation of fair value of plan assets: Fair value of plan assets at January 1 62,565 67,233 Actual return on plan assets (205 ) 2,957 Employer contributions 2,389 3,779 Settlement — (7,148 ) Benefits paid (4,147 ) (4,256 ) Fair value of plan assets at December 31 60,602 62,565 Funded status at December 31 (plan assets less benefit obligation) $ (30,253 ) $ (35,570 )
Schedule of Assumptions Used	The accumulated benefit obligation for the defined benefit pension plan was $85.1 million and $91.5 million at year-end 2015 and 2014 . Principal assumptions used to determine pension benefit obligation at year end: 2015 2014 Discount rate 4.34 % 3.95 % Rate of increase in compensation levels 3.00 3.00 Principal assumptions used to determine net periodic pension cost: 2015 2014 Discount rate 3.95 % 4.95 % Rate of increase in compensation levels 3.00 3.50 Expected long-term rate of return on plan assets 6.00 6.00
Schedule of Allocation of Plan Assets	The Corporation's pension plan weighted-average asset allocation for the years 2015 and 2014 by asset category are as follows: Pension Plan Target Allocation ESOP Target Allocation Pension Pecentage of Plan Assets at December 31, ESOP Pecentage of Plan Assets at December 31, ASSET CATEGORY 2015 2015 2015 2014 2015 2014 Equity securities 40-65% 95-99% 63 % 59 % 100 % 99 % Debt securities 35-60% 0-0% 35 % 38 % — % — % Other 0-10% 0-5% 2 % 3 % — % 1 % TOTAL 100 % 100 % 100 % 100 %
Schedule Of Fair Value Of Plan Assets	The fair value of the plan assets at December 31, 2015 and 2014 , by asset category, is as follows: Fair Value Measurments at December 31, 2015 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Observable Inputs (Dollar amounts in thousands) Total (Level 1) (Level 2) (Level 3) Plan assets Equity securities $ 44,052 $ 44,052 $ — $ — Debt securities 14,264 — 14,264 — Investment Funds 2,286 2,286 — — Total plan assets $ 60,602 $ 46,338 $ 14,264 $ — Fair Value Measurments at December 31, 2014 Using: Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Observable Inputs (Dollar amounts in thousands) Total (Level 1) (Level 2) (Level 3) Plan assets Equity securities $ 44,732 $ 44,732 $ — $ — Debt securities 15,245 — 15,245 — Investment Funds 2,588 2,588 — — Total plan assets $ 62,565 $ 47,320 $ 15,245 $ —
Schedule of Expected Benefit Payments	Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: PENSION BENEFITS (Dollar amounts in thousands) 2016 $ 4,752 2017 4,879 2018 5,000 2019 5,281 2020 5,428 2021-2025 30,078 Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: (Dollar amounts in thousands) 2016 $ 262 2017 268 2018 267 2019 269 2020 275 2021-2025 1,387
Schedule Of Weighted Average Assumptions	Weighted average assumptions at December 31: December 31, 2015 2014 Discount rate 4.34 % 3.95 % Initial weighted health care cost trend rate 5.00 % 7.50 % Ultimate health care cost trend rate 5.00 5.00 Year that the rate is assumed to stabilize and remain unchanged 2015 2015
Schedule of Effect of One-Percentage-Point Change in Assumed Health Care Cost Trend Rates	A one-percentage-point change in the assumed health care cost trend rates would have the following effects: 1% Point 1% Point (Dollar amounts in thousands) Increase Decrease Effect on total of service and interest cost components $ 2 $ 1 Effect on post-retirement benefit obligation 37 34
Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Schedule of Amounts Recognized in Other Comprehensive Income (Loss)	Amounts recognized in accumulated other comprehensive income at December 31, 2015 and 2014 consist of: (Dollar amounts in thousands) 2015 2014 Net loss (gain) $ 33,502 $ 29,544 Prior service cost (credit) 6 5 $ 33,508 $ 29,549
Postretirement Health Coverage [Member]
Defined Benefit Plan Disclosure [Line Items]
Schedule of Defined Benefit Plans Disclosures	Post-retirement health benefit expense included the following components: Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 Service cost $ 63 $ 53 $ 68 Interest cost 173 175 173 Amortization of transition obligation — — 60 Recognized actuarial loss — — — Net periodic benefit cost 236 228 301 Net loss (gain) during the period (200 ) 456 (338 ) Amortization of prior service cost — — (59 ) Total recognized in other comprehensive income (loss) (200 ) 456 (397 ) Total recognized net periodic benefit cost and other comprehensive income $ 36 $ 684 $ (96 ) The Corporation uses a measurement date of December 31. Accrued post-retirement benefits as of December 31, 2015 and 2014 are as follows: December 31, (Dollar amounts in thousands) 2015 2014 Change in benefit obligation: Benefit obligation at January 1 $ 4,559 $ 4,088 Service cost 63 53 Interest cost 173 175 Plan participants' contributions 57 39 Actuarial (gain) loss (200 ) 456 Benefits paid (269 ) (252 ) Benefit obligation at December 31 $ 4,383 $ 4,559 Funded status at December 31 $ 4,383 $ 4,559
Supplemental Employee Retirement Plans, Defined Benefit
Defined Benefit Plan Disclosure [Line Items]
Schedule of Net Benefit Costs	The amounts recognized in other comprehensive income in the current year are as follows: (Dollar amounts in thousands) 2015 2014 2013 Net loss (gain) during the period $ (255 ) $ 932 $ (333 ) Amortization of prior service cost — — — Amortization of unrecognized gain (loss) (88 ) (7 ) (68 ) Total recognized in other comprehensive (income) loss $ (343 ) $ 925 $ (401 )
Schedule of Expected Benefit Payments	Estimated Future Payments — The following benefit payments, which reflect expected future service, are expected: (Dollar amounts on thousands) 2016 $ — 2017 315 2018 320 2019 325 2020 331 2021-2025 1,762

STOCK BASED COMPENSATION_ (Tabl

STOCK BASED COMPENSATION: (Tables)	12 Months Ended
	Dec. 31, 2015
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
Schedule of Share-based Compensation Arrangement by Share-based Payment Award, Restricted Stock Units, Vested and Expected to Vest	2015 2014 Number Weighted Average Grant Date Number Weighted Average Grant Date (shares in thousands) Outstanding Fair Value Outstanding Fair Value Nonvested balance at January 1, 22,084 31.63 30,496 33.49 Granted during the year 19,683 33.87 22,019 32.17 Vested during the year (21,301 ) 32.13 (30,431 ) 33.52 Forfeited during the year — — — — Nonvested balance at December 31, 20,466 33.26 22,084 31.63

OTHER COMPREHENSIVE INCOME (L43

OTHER COMPREHENSIVE INCOME (LOSS): (Tables)	12 Months Ended
	Dec. 31, 2015
Equity [Abstract]
Schedule of Accumulated Other Comprehensive Income (Loss)	The following table summarizes the changes, net of tax within each classification of accumulated other comprehensive income for the years ended December 31, 2015 and 2014 . Unrealized gains and 2015 Losses on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1 $ 10,278 $ (24,807 ) $ (14,529 ) Change in other comprehensive income before reclassification (1,214 ) 1,433 219 Amounts reclassified from accumulated other comprehensive income (11 ) 4,920 4,909 Net current period other comprehensive income (loss) (1,225 ) 6,353 5,128 Ending balance, December 31 $ 9,053 $ (18,454 ) $ (9,401 ) Unrealized gains and 2014 Losses on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1 $ (3,635 ) $ (10,334 ) $ (13,969 ) Change in other comprehensive income before reclassification 13,911 (14,934 ) (1,023 ) Amounts reclassified from accumulated other comprehensive income 2 461 463 Net current period other comprehensive income (loss) 13,913 (14,473 ) (560 ) Ending balance, December 31 $ 10,278 $ (24,807 ) $ (14,529 ) Balance Current Balance (Dollar amounts in thousands) 1/1/2015 Change 12/31/2015 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 7,164 $ (1,081 ) $ 6,083 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 3,114 (144 ) 2,970 Total unrealized gain (loss) on securities available-for-sale $ 10,278 $ (1,225 ) $ 9,053 Unrealized loss on retirement plans (24,807 ) 6,353 (18,454 ) TOTAL $ (14,529 ) $ 5,128 $ (9,401 ) Balance at Current Period Balance at (Dollar amounts in thousands) 1/1/2014 Change 12/31/2014 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ (2,499 ) $ 9,663 $ 7,164 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment (1,136 ) 4,250 3,114 Total unrealized gain (loss) on securities available-for-sale $ (3,635 ) $ 13,913 $ 10,278 Unrealized loss on retirement plans (10,334 ) (14,473 ) (24,807 ) TOTAL $ (13,969 ) $ (560 ) $ (14,529 )
Reclassification out of Accumulated Other Comprehensive Income	Balance as of December 31, 2015 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 17 Net securities gains (losses) on available-for-sale (6 ) Income tax expense securities $ 11 Net of tax Amortization of $ (8,066 ) (a) retirement plan items 3,146 Income tax expense $ (4,920 ) Net of tax Total reclassifications for the period $ (4,909 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details). Balance as of December 31, 2014 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ (3 ) Net securities gains (losses) on available-for-sale 1 Income tax expense securities $ (2 ) Net of tax Amortization of $ (756 ) (a) retirement plan items 295 Income tax expense $ (461 ) Net of tax Total reclassifications for the period $ (463 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details). Balance at December 31, 2013 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 423 Net securities gains (losses) on available-for-sale (169 ) Income tax expense securities $ 254 Net of tax Amortization of $ (17,615 ) (a) retirement plan items 7,046 Income tax expense $ (10,569 ) Net of tax Total reclassifications for the period $ (10,315 ) Net of tax (a) Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details).

REGULATORY MATTERS_ (Tables)

REGULATORY MATTERS: (Tables)	12 Months Ended
	Dec. 31, 2015
Banking and Thrift [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	The following table presents the actual and required capital amounts and related ratios for the Corporation and First Financial Bank, N.A., at year-end 2015 and 2014 . To Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Provisions (Dollar amounts in thousands) Amount Ratio Amount Ratio Amount Ratio Total risk-based capital Corporation – 2015 $ 398,903 18.62 % $ 171,346 8.00 % N/A N/A Corporation – 2014 $ 386,622 17.86 % $ 173,211 8.00 % N/A N/A First Financial Bank – 2015 372,922 18.05 % 165,261 8.00 % 206,576 10.00 % First Financial Bank – 2014 358,631 17.13 % 167,472 8.00 % 209,340 10.00 % Common equity tier I capital Corporation – 2015 $ 378,957 17.69 % $ 96,382 4.50 % N/A N/A Corporation – 2014 N/A N/A N/A N/A N/A N/A First Financial Bank – 2015 355,853 17.23 % 92,959 4.50 % 134,274 6.50 % First Financial Bank – 2014 N/A N/A N/A N/A N/A N/A Tier I risk-based capital Corporation – 2015 $ 378,957 17.69 % $ 128,509 6.00 % N/A N/A Corporation – 2014 $ 367,783 16.99 % $ 129,908 6.00 % N/A N/A First Financial Bank – 2015 355,853 17.23 % 123,945 6.00 % 165,261 8.00 % First Financial Bank – 2014 342,452 16.36 % 125,604 6.00 % 167,472 8.00 % Tier I leverage capital Corporation – 2015 $ 378,957 12.92 % $ 117,352 4.00 % N/A N/A Corporation – 2014 $ 367,783 12.33 % $ 119,356 4.00 % N/A N/A First Financial Bank – 2015 355,853 12.50 % 113,888 4.00 % 142,360 5.00 % First Financial Bank – 2014 342,452 11.83 % 115,770 4.00 % 144,712 5.00 %

PARENT COMPANY CONDENSED FINA45

PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information of Parent Company Only Disclosure [Abstract]
Schedule of Condensed Balance Sheet	December 31, (Dollar amounts in thousands) 2015 2014 ASSETS Cash deposits in affiliated banks $ 1,782 $ 3,639 Investments in subsidiaries 413,117 396,486 Land and headquarters building, net 5,588 5,791 Other 12 103 Total Assets $ 420,499 $ 406,019 LIABILITIES AND SHAREHOLDERS' EQUITY Liabilities Dividends payable $ 6,243 $ 6,341 Other liabilities 3,940 5,464 TOTAL LIABILITIES 10,183 11,805 Shareholders' Equity 410,316 394,214 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 420,499 $ 406,019
Schedule of Condensed Income Statement	CONDENSED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 Dividends from subsidiaries $ 19,397 $ 26,530 $ 7,130 Other income 795 724 1,144 Other operating expenses (2,314 ) (2,747 ) (3,113 ) Income before income taxes and equity in undistributed earnings of subsidiaries 17,878 24,507 5,161 Income tax benefit 815 1,156 988 Income before equity in undistributed earnings of subsidiaries 18,693 25,663 6,149 Equity in undistributed earnings of subsidiaries 11,503 8,109 25,385 Net income $ 30,196 $ 33,772 $ 31,534 Comprehensive income $ 35,324 $ 33,212 $ 25,037
Schedule of Condensed Cash Flow Statement	CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, (Dollar amounts in thousands) 2015 2014 2013 CASH FLOWS FROM OPERATING ACTIVITIES: Net Income $ 30,196 $ 33,772 $ 31,534 Adjustments to reconcile net income to net cash provided by operating activities: Depreciation and amortization 203 196 173 Equity in undistributed earnings (11,503 ) (8,109 ) (25,385 ) Contribution of shares to ESOP 1,294 1,253 1,218 Securities (gains) losses — — (420 ) Restricted stock compensation 684 1,072 611 Increase (decrease) in other liabilities (1,524 ) (473 ) (512 ) (Increase) decrease in other assets 188 155 485 NET CASH FROM OPERATING ACTIVITIES 19,538 27,866 7,704 CASH FLOWS FROM INVESTING ACTIVITIES: Sales of securities available-for-sale — — 740 Purchase of furniture and fixtures (65 ) (1,299 ) (5 ) NET CASH FROM INVESTING ACTIVITIES (65 ) (1,299 ) 735 CASH FLOWS FROM FINANCING ACTIVITIES: Purchase of treasury stock (8,698 ) (14,633 ) — Dividends paid (12,632 ) (12,949 ) (12,766 ) NET CASH FROM FINANCING ACTIVITES (21,330 ) (27,582 ) (12,766 ) NET (DECREASE) INCREASE IN CASH (1,857 ) (1,015 ) (4,327 ) CASH, BEGINNING OF YEAR 3,639 4,654 8,981 CASH, END OF YEAR $ 1,782 $ 3,639 $ 4,654 Supplemental disclosures of cash flow information: Cash paid during the year for: Interest $ — $ — $ — Income taxes $ 12,869 $ 9,354 $ 13,822

SELECTED QUARTERLY DATA (UNAU46

SELECTED QUARTERLY DATA (UNAUDITED): (Tables)	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Information [Abstract]
Schedule of Quarterly Financial Information	2015 (Dollar amounts in thousands) Interest Interest Net Interest Provision Net Income Net Income March 31 $ 27,078 $ 1,083 $ 25,995 $ 1,450 $ 7,761 $ 0.60 June 30 $ 26,977 $ 1,053 $ 25,924 $ 1,150 $ 6,923 $ 0.54 September 30 $ 27,603 $ 1,027 $ 26,576 $ 1,050 $ 8,398 $ 0.65 December 31 $ 27,018 $ 1,006 $ 26,012 $ 1,050 $ 7,114 $ 0.56 2014 (Dollar amounts in thousands) Interest Interest Net Provision Net Income Net Income March 31 $ 28,824 $ 1,682 $ 27,142 $ 1,960 $ 7,831 $ 0.59 June 30 $ 28,115 $ 1,509 $ 26,606 $ (356 ) $ 8,488 $ 0.63 September 30 $ 28,376 $ 1,231 $ 27,145 $ 1,506 $ 8,272 $ 0.62 December 31 $ 28,043 $ 1,104 $ 26,939 $ 1,962 $ 9,181 $ 0.71

BUSINESS AND SIGNIFICANT ACCO47

BUSINESS AND SIGNIFICANT ACCOUNTING POLICIES: (Details Textual) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)subsidiarybranch	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)
Property, Plant and Equipment [Line Items]
Number of investment subsidiaries (subsidiary) | subsidiary	2
Number of branches entity operates (branches)	71
Transfer to other real estate | $	$ 1,300	$ 1,400	$ 2,500
Fair value of indemnification assets reimbursement from FDIC | $	$ 12,100
FDIC Reimburse (up to 95%) (percent)	95.00%
Increases (decreases) in the FDIC indemnification asset | $	$ (687)	1,400
Servicing fees, net | $	$ 1,300	1,400	1,400
Repayment of deferred fees and interest in years	10 years
Expenses for deferred compensation | $	$ 142	138	149
Deferred compensation liability, current | $	$ 2,200	2,600
Payment of incentive rewards	15 years
Compensation liability | $	$ 13,200	14,000
Vesting period	3 years
Officers' compensation expense | $	$ 1,400	1,700	$ 1,500
Deferred compensation liablity incentive plan | $	$ 816	$ 782
Income tax examination, description	The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination.
Likelihood of unfavorable settlement (percent)	50.00%
Minimum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	10 years
Maximum
Property, Plant and Equipment [Line Items]
Finite-lived intangible asset, useful life	12 years
Furniture and Fixtures | Minimum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, estimated useful lives	P3Y
Furniture and Fixtures | Maximum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, estimated useful lives	5
Buildings And Leasehold Improvements | Minimum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, estimated useful lives	33
Buildings And Leasehold Improvements | Maximum
Property, Plant and Equipment [Line Items]
Property, plant and equipment, estimated useful lives	39
Vigo County
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	11
Daviess County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Clay County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	4
Gibson County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Greene County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Knox County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	3
Parke County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	5
Putnam County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Sullivan County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	4
Vanderburgh County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Vermillion County, Indiana
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	4
Champaign County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	5
Clark County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Coles County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	3
Crawford County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	2
Franklin County, Illinois [Member]
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	2
Jasper County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Lawrence County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Livingston County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	2
Marion County, Illinois [Member]
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	2
McLean County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	3
Montgomery County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
Richland County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	2
Vermilion County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	7
Wayne County, Illinois
Property, Plant and Equipment [Line Items]
Number of branches entity operates (branches)	1
First Financial Bank [Member]
Property, Plant and Equipment [Line Items]
Investments in subsidiaries | $	$ 718,300

FAIR VALUES OF FINANCIAL INST48

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Fair value measurement
Securities available-for-sale	$ 891,082	$ 897,053
U.S. Government entity mortgage-backed securities
Fair value measurement
Securities available-for-sale	10,693	1,467
Mortgage-backed securities, residential
Fair value measurement
Securities available-for-sale	213,164	187,936
Mortgage-backed securities, commercial
Fair value measurement
Securities available-for-sale	9	17
Collateralized mortgage obligations
Fair value measurement
Securities available-for-sale	437,634	484,655
State and municipal obligations
Fair value measurement
Securities available-for-sale	214,707	207,675
Collateralized debt obligations
Fair value measurement
Securities available-for-sale	14,875	15,303
Level 1
Fair value measurement
Securities available-for-sale	0	0
Level 2
Fair value measurement
Securities available-for-sale	871,482	875,850
Derivative Assets	1,176	1,062
Derivative Liabilities	(1,176)	(1,062)
Level 2 | U.S. Government entity mortgage-backed securities
Fair value measurement
Securities available-for-sale	10,693	1,467
Level 2 | Mortgage-backed securities, residential
Fair value measurement
Securities available-for-sale	213,164	187,936
Level 2 | Mortgage-backed securities, commercial
Fair value measurement
Securities available-for-sale	9	17
Level 2 | Collateralized mortgage obligations
Fair value measurement
Securities available-for-sale	437,634	484,655
Level 2 | State and municipal obligations
Fair value measurement
Securities available-for-sale	209,982	201,775
Level 3
Fair value measurement
Securities available-for-sale	19,600	21,203
Level 3 | State and municipal obligations
Fair value measurement
Securities available-for-sale	4,725	5,900
Level 3 | Collateralized debt obligations
Fair value measurement
Securities available-for-sale	$ 14,875	$ 15,303

FAIR VALUES OF FINANCIAL INST49

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Total realized/unrealized gains or losses
Beginning balance, January 1	$ 21,203	$ 13,569
Included in earnings	0	0
Included in other comprehensive income	(268)	7,100
Purchases	0	4,000
Settlements	(1,335)	(3,466)
Ending balance, December 31	19,600	21,203
State and municipal obligations
Total realized/unrealized gains or losses
Beginning balance, January 1	5,900	4,525
Included in earnings	0
Included in other comprehensive income	0
Purchases	0	4,000
Settlements	(1,175)	(2,625)
Ending balance, December 31	4,725	5,900
Collateralized debt obligations
Total realized/unrealized gains or losses
Beginning balance, January 1	15,303	9,044
Included in earnings	0	0
Included in other comprehensive income	(268)	7,100
Settlements	(160)	(841)
Ending balance, December 31	$ 14,875	$ 15,303

FAIR VALUES OF FINANCIAL INST50

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	0.00%
Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	50.00%
State and municipal obligations | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 4,725	$ 5,900
Valuation Technique(s)	Discounted cash flow	Discounted cash flow
Unobservable Input(s)	Discount rate	Discount rate
State and municipal obligations | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	3.05%	3.05%
State and municipal obligations | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	5.50%	5.50%
State And Municipal Obligations
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	0.00%	0.00%
State And Municipal Obligations | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input(s)	Probability of default	Probability of default
Other Real Estate | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 3,466	$ 3,965
Valuation Technique(s)	Sales comparison/income approach	Sales comparison/income approach
Unobservable Input(s)	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
Other Real Estate | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	5.00%	5.00%
Other Real Estate | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	20.00%	20.00%
Impaired Loans | Level 3
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$ 2,352	$ 11,477
Valuation Technique(s)	Sales comparison/income approach	Sales comparison/income approach
Unobservable Input(s)	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
Impaired Loans | Minimum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	0.00%	0.00%
Impaired Loans | Maximum
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (percent)	50.00%	50.00%

FAIR VALUES OF FINANCIAL INST51

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Loans identified as impaired by class of loans
Carrying Value	$ 3,511	$ 13,388
Allowance for Loan Losses Allocated	1,159	1,911
Fair value	2,352	11,477
Commercial & Industrial
Loans identified as impaired by class of loans
Carrying Value	998	5,874
Allowance for Loan Losses Allocated	212	1,056
Fair value	786	4,818
Farmland
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Non Farm, Non Residential
Loans identified as impaired by class of loans
Carrying Value	1,415	6,654
Allowance for Loan Losses Allocated	741	753
Fair value	674	5,901
Agriculture
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
All Other Commercial
Loans identified as impaired by class of loans
Carrying Value	225	827
Allowance for Loan Losses Allocated	0	102
Fair value	225	725
First Liens
Loans identified as impaired by class of loans
Carrying Value	873	33
Allowance for Loan Losses Allocated	206	0
Fair value	667	33
Home Equity
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Junior Liens
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Multifamily
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
All Other Residential
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Motor Vehicle
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
All Other Consumer
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	$ 0	$ 0

FAIR VALUES OF FINANCIAL INST52

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details 4) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Carrying amount and estimated fair value of financial instruments
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held	$ 13,995	$ 14,050	$ 14,079	$ 14,983
Securities available-for-sale	891,082	897,053
Restricted Stock	10,838	16,404
Accrued interest receivable	11,733	11,593
Deposits	(2,442,369)	(2,457,197)
Level 1
Carrying amount and estimated fair value of financial instruments
Cash and due from banks	19,715	22,597
Securities available-for-sale	0	0
Level 2
Carrying amount and estimated fair value of financial instruments
Cash and due from banks	68,980	55,505
Federal funds sold	9,815	8,000
Securities available-for-sale	871,482	875,850
Accrued interest receivable	3,366	3,183
Deposits	(2,442,612)	(2,459,703)
Short-term borrowings	(33,831)	(48,015)
Federal Home Loan Bank advances	(12,971)	(13,605)
Accrued interest payable	(389)	(456)
Level 3
Carrying amount and estimated fair value of financial instruments
Securities available-for-sale	19,600	21,203
Loans, net	1,789,938	1,810,885
Accrued interest receivable	8,367	8,410
Reported Value Measurement [Member]
Carrying amount and estimated fair value of financial instruments
Cash and due from banks	88,695	78,102
Federal funds sold	9,815	8,000
Securities available-for-sale	891,082	897,053
Restricted Stock	10,838	16,404
Loans, net	1,743,862	1,762,589
Accrued interest receivable	11,733	11,593
Deposits	(2,442,369)	(2,457,197)
Short-term borrowings	(33,831)	(48,015)
Federal Home Loan Bank advances	(12,677)	(12,886)
Accrued interest payable	(389)	(456)
Estimate of Fair Value Measurement [Member]
Carrying amount and estimated fair value of financial instruments
Cash and due from banks	88,695	78,102
Federal funds sold	9,815	8,000
Securities available-for-sale	891,082	897,053
Loans, net	1,789,938	1,810,885
Accrued interest receivable	11,733	11,593
Deposits	(2,442,612)	(2,459,703)
Short-term borrowings	(33,831)	(48,015)
Federal Home Loan Bank advances	(12,971)	(13,605)
Accrued interest payable	$ (389)	$ (456)

FAIR VALUES OF FINANCIAL INST53

FAIR VALUES OF FINANCIAL INSTRUMENTS: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Carrying amount and estimated fair value of financial instruments
Gain On Sale Of Securities Net	$ 23	$ 2
Valuation allowance for impaired loans	1,159	1,911
Provision for impaired loan losses	271	1,200
Other Real Estate Commercial loan | Level 3
Carrying amount and estimated fair value of financial instruments
Fair Value	2,800	3,000
Other Real Estate Residential Loan | Level 3
Carrying amount and estimated fair value of financial instruments
Fair Value	655	1,000
Municipal Securities | Level 3
Carrying amount and estimated fair value of financial instruments
Fair Value	4,000
Impaired Loans | Level 3
Carrying amount and estimated fair value of financial instruments
Fair Value	2,352	11,477
Valuation allowance for impaired loans	1,200	1,900
Other Real Estate | Level 3
Carrying amount and estimated fair value of financial instruments
Fair Value	3,466	3,965
Assets fair value adjustment increase (decrease)	$ (743)	$ (1,100)
Minimum
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	0.00%
Minimum | Impaired Loans
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	0.00%	0.00%
Minimum | Other Real Estate
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	5.00%	5.00%
Maximum
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	50.00%
Maximum | Impaired Loans
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	50.00%	50.00%
Maximum | Other Real Estate
Carrying amount and estimated fair value of financial instruments
Fair Value Inputs, Discount Rate	20.00%	20.00%

RESTRICTIONS ON CASH AND DUE 54

RESTRICTIONS ON CASH AND DUE FROM BANKS: (Details Textual) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Restrictions On Cash and Due From Banks Disclosure [Abstract]
Cash Reserve Balance	$ 11.5	$ 10.5

SECURITIES_ (Details)

SECURITIES: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized cost and fair value of investments classified as available for sale
TOTAL	$ 876,796	$ 880,946
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	21,005	24,296
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	6,719	8,189
Securities available-for-sale	891,082	897,053
U.S. Government entity mortgage-backed securities
Amortized cost and fair value of investments classified as available for sale
TOTAL	10,670	1,411
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	46	56
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	23	0
Securities available-for-sale	10,693	1,467
Mortgage-backed securities, residential
Amortized cost and fair value of investments classified as available for sale
TOTAL	208,705	180,673
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	5,089	7,593
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	630	330
Securities available-for-sale	213,164	187,936
Mortgage-backed securities, commercial
Amortized cost and fair value of investments classified as available for sale
TOTAL	9	17
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	0	0
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	0	0
Securities available-for-sale	9	17
Collateralized mortgage obligations
Amortized cost and fair value of investments classified as available for sale
TOTAL	441,500	489,765
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	2,141	2,513
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	6,007	7,623
Securities available-for-sale	437,634	484,655
State and municipal obligations
Amortized cost and fair value of investments classified as available for sale
TOTAL	206,291	198,875
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	8,475	9,019
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	59	219
Securities available-for-sale	214,707	207,675
Collateralized debt obligations
Amortized cost and fair value of investments classified as available for sale
TOTAL	9,621	10,205
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax	5,254	5,115
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax	0	17
Securities available-for-sale	$ 14,875	$ 15,303

SECURITIES_ (Details 1)

SECURITIES: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 3,735	$ 356	$ 5,110
Gross gains	23	2	428
Gross losses	$ (6)	$ (5)	$ (5)

SECURITIES_ (Details 2)

SECURITIES: (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Amortized Cost
Due in one year or less	$ 4,531
Due after one but within five years	56,200
Due after five but within ten years	94,236
Due after ten years	71,615
Total of securities having specified maturity period	226,582
Mortgage-backed securities and collateralized mortgage obligations	650,214
TOTAL	876,796	$ 880,946
Fair Value
Due in one year or less	4,649
Due after one but within five years	57,884
Due after five but within ten years	98,926
Due after ten years	78,816
Total of securities having specified maturities period	240,275
Mortgage-backed securities and collateralized mortgage obligations	650,807
TOTAL	$ 891,082	$ 897,053

SECURITIES_ (Details 3)

SECURITIES: (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Less Than 12 Months
Fair Value	$ 234,426	$ 57,332
Unrealized Losses	(2,002)	(163)
More Than 12 Months
Fair Value	154,246	299,536
Unrealized Losses	(4,717)	(8,026)
Total
Fair Value	388,672	356,868
Unrealized Losses	(6,719)	(8,189)
U.S. Government entity mortgage-backed securities
Less Than 12 Months
Fair Value	9,455
Unrealized Losses	(23)
More Than 12 Months
Fair Value	0
Unrealized Losses	0
Total
Fair Value	9,455
Unrealized Losses	(23)
Mortgage-backed securities, residential
Less Than 12 Months
Fair Value	69,940	0
Unrealized Losses	(428)	0
More Than 12 Months
Fair Value	11,766	23,849
Unrealized Losses	(202)	(330)
Total
Fair Value	81,706	23,849
Unrealized Losses	(630)	(330)
Collateralized mortgage obligations
Less Than 12 Months
Fair Value	151,484	50,832
Unrealized Losses	(1,535)	(128)
More Than 12 Months
Fair Value	139,435	264,940
Unrealized Losses	(4,472)	(7,495)
Total
Fair Value	290,919	315,772
Unrealized Losses	(6,007)	(7,623)
State and municipal obligations
Less Than 12 Months
Fair Value	3,547	6,500
Unrealized Losses	(16)	(35)
More Than 12 Months
Fair Value	3,045	10,547
Unrealized Losses	(43)	(184)
Total
Fair Value	6,592	17,047
Unrealized Losses	$ (59)	(219)
Collateralized debt obligations
Less Than 12 Months
Fair Value		0
Unrealized Losses		0
More Than 12 Months
Fair Value		200
Unrealized Losses		(17)
Total
Fair Value		200
Unrealized Losses		$ (17)

SECURITIES_ (Details 4)

SECURITIES: (Details 4) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Rollforward of the credit losses recognized in earnings
Beginning balance, January 1,	$ 14,050	$ 14,079	$ 14,983
Amounts related to the credit loss for which other-than-temporary impairment was previously recognized
Amounts realized for securities sold during the period
Reductions for increase in cash flows expected to be collected that are recognized over the remaining life of the security	$ (55)	$ (29)	$ (904)
Increases to the amount related to the credit loss for which other- than-temporary impairment was previously recognized	0	0	0
Ending balance, December 31,	$ 13,995	$ 14,050	$ 14,079

SECURITIES_ (Details Textual)

SECURITIES: (Details Textual)	3 Months Ended	12 Months Ended
	Sep. 30, 2014USD ($)	Dec. 31, 2015USD ($)cdo	Dec. 31, 2014USD ($)	Dec. 31, 2013USD ($)	Sep. 30, 2013USD ($)	Dec. 31, 2012USD ($)
Schedule of Available-for-sale Securities [Line Items]
Securities pledged as collateral		$ 406,800,000	$ 412,500,000
Gain on sale of investments		23,000	2,000
Loss on sale of investments		$ 6,000	5,000
Number of investment securities with an amortized cost greater than fair value (investments)		101
Cumulative OTTI charges		$ 13,995,000	14,050,000	$ 14,079,000		$ 14,983,000
Amortized Cost		876,796,000	880,946,000
Securities available-for-sale		891,082,000	897,053,000
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss		$ 6,719,000	$ 8,189,000
Standard Poors | Minimum
Schedule of Available-for-sale Securities [Line Items]
Credit quality indicator pricing		44.98
Standard Poors | Maximum
Schedule of Available-for-sale Securities [Line Items]
Credit quality indicator pricing		63.92
Moody Investor Service | Minimum
Schedule of Available-for-sale Securities [Line Items]
Credit quality indicator pricing		7.3
Moody Investor Service | Maximum
Schedule of Available-for-sale Securities [Line Items]
Credit quality indicator pricing		16.47
Other Than Temporarily Impaired Cdo [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of CDO's | cdo		3
Contractual balance		$ 25,800,000
Reduced balance		14,900,000
Interest payment received		2,200,000
Cumulative OTTI charges		14,000,000
Other comprehensive income net		$ 5,300,000
Base discount rate, which is subject to an additional margin		3 month LIBOR
Other Than Temporarily Impaired Cdo [Member] | Minimum
Schedule of Available-for-sale Securities [Line Items]
Severity of OTTI (as a percent)		28.00%
Other Than Temporarily Impaired Cdo [Member] | Maximum
Schedule of Available-for-sale Securities [Line Items]
Severity of OTTI (as a percent)		92.00%
Collateralized debt obligations
Schedule of Available-for-sale Securities [Line Items]
Payment received	$ 1,300,000
CDO payment receivable					$ 200,000
London Interbank Offered Rate (LIBOR) [Member] | Other Than Temporarily Impaired Cdo [Member]
Schedule of Available-for-sale Securities [Line Items]
Available For Sale Securities Present Value Of Future Cash Flows Discount Rate, Basis Point Spread on Variable Rate Basis, Minimum		1.60%
Available For Sale Securities Present Value Of Future Cash Flows Discount Rate, Basis Point Spread on Variable Rate Basis, Maximum		1.80%

LOANS_ (Details)

LOANS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 1,761,323	$ 1,780,350
Deferred (fees) costs	2,485	1,078
Allowance for loan losses	(19,946)	(18,839)	$ (20,068)	$ (21,958)
TOTAL	1,743,862	1,762,589
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	1,043,980	1,044,522
Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	444,447	469,172
Consumer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total gross loans	$ 272,896	$ 266,656

LOANS_ (Details Textual)

LOANS: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$ 5,900	$ 3,000
Loans serviced for others, not reported as assets	511,400	521,700
Escrow deposit	2,800	2,590
Fair value, based on valuations	$ 3,100	$ 2,900
Assumptions used to estimate fair value, discount rate (percent)	10.00%	10.00%
Assumptions used to estimate fair value, weighted average life	8 years
Director and Executive Officer
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Balance	$ 40,600
Advances	17,800
Repayments	7,700
Ending Balance	$ 50,600	$ 40,600
Maximum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Assumptions used to estimate fair value, prepayment speed (percent)	385.00%	403.00%
Minimum
Accounts, Notes, Loans and Financing Receivable [Line Items]
Assumptions used to estimate fair value, prepayment speed (percent)	105.00%	112.00%

LOANS_ (Details 1)

LOANS: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Servicing Rights
Beginning of year	$ 1,863	$ 2,065	$ 2,225
Additions	531	414	588	[1]
Amortized to expense	(648)	(616)	(748)
End of year	$ 1,746	$ 1,863	$ 2,065
[1]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOjgwZDk3YjYxY2UyYzQ5NjE5ZjEyOTk3NDc5NzNiYjJkfFRleHRTZWxlY3Rpb246NTU0NjA0MTM0RDRCODJFNDNDMjAxRDc1NkRGQkYzODIM}

ACQUISITIONS AND FDIC INDEMNI64

ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details Textual) - USD ($)	3 Months Ended								12 Months Ended			54 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2013	Aug. 16, 2013
Business Acquisition [Line Items]
Deposits	$ 2,442,369,000				$ 2,457,197,000				$ 2,442,369,000	$ 2,457,197,000
Goodwill	39,489,000				39,489,000				39,489,000	39,489,000
Reimbursements from the FDIC												$ (24,300,000)
Covered loans	6,500,000				7,300,000				6,500,000	7,300,000
Assets	2,979,585,000				3,002,485,000				2,979,585,000	3,002,485,000
Net Income (Loss) Attributable to Parent	7,114,000	$ 8,398,000	$ 6,923,000	$ 7,761,000	$ 9,181,000	$ 8,272,000	$ 8,488,000	$ 7,831,000	30,196,000	33,772,000	$ 31,534,000
Bank of America
Business Acquisition [Line Items]
Goodwill recorded, which is expected to be tax deductable													$ 1,900
First National Bank Of Danville
Business Acquisition [Line Items]
Losses on assets, threshold under loss-sharing agreement (up to $29 million)									$ 29,000,000
Percentage of losses to be reimbursed by the FDIC, on losses up to the threshold amount (percent)									80.00%
Percentage of losses to be reimbursed by the FDIC, on losses exceeding the threshold amount (percent)									95.00%
Forrest Sherer [Member]
Business Acquisition [Line Items]
Revenues									$ 7,600,000	8,300,000	8,200,000
Assets	13,000,000								13,000,000
Common equity capital	$ 10,000,000								10,000,000
Net Income (Loss) Attributable to Parent									$ 168,000	$ 554,000	$ 592,000

ACQUISITIONS AND FDIC INDEMNI65

ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Business Acquisition [Line Items]
Beginning balance	$ 6,374	$ 10,085
Discount accretion	0	0
Disposals	(772)	(3,711)
Total Covered Assets	5,602	6,374
Commercial
Business Acquisition [Line Items]
Beginning balance	4,803	7,676
Discount accretion	0	0
Disposals	(681)	(2,873)
Total Covered Assets	4,122	4,803
Consumer
Business Acquisition [Line Items]
Beginning balance	1,571	2,409
Discount accretion	0	0
Disposals	(91)	(838)
Total Covered Assets	$ 1,480	$ 1,571

ACQUISITIONS AND FDIC INDEMNI66

ACQUISITIONS AND FDIC INDEMNIFICATION ASSET: (Details 2) $ in Millions	54 Months Ended
	Dec. 31, 2013USD ($)
FDIC Indemnification Asset [Roll Forward]
Reimbursements from the FDIC	$ (24.3)

ALLOWANCE FOR LOAN LOSSES_ (Det

ALLOWANCE FOR LOAN LOSSES: (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Allowance for Loan Losses:
Beginning balance	$ 18,839		$ 20,068		$ 21,958
Provision for loan losses	4,700	[1]	4,385	[2]	6,475	[3]
Loans charged -off	(8,528)		(9,450)		(13,387)
Recoveries	4,935		3,836		5,022
Ending Balance	19,946		18,839		20,068
Increase in provision for decrease in FDIC indemnification asset			687		1,400
Commercial
Allowance for Loan Losses:
Beginning balance	10,915		12,450		10,987
Provision for loan losses	990	[1]	1,053	[2]	3,144	[3]
Loans charged -off	(2,852)		(3,522)		(4,830)
Recoveries	2,429		934		3,149
Ending Balance	11,482		10,915		12,450
Residential
Allowance for Loan Losses:
Beginning balance	1,374		1,585		5,426
Provision for loan losses	874	[1]	134	[2]	629	[3]
Loans charged -off	(866)		(1,143)		(4,942)
Recoveries	452		798		472
Ending Balance	1,834		1,374		1,585
Consumer
Allowance for Loan Losses:
Beginning balance	4,370		3,650		3,879
Provision for loan losses	3,331	[1]	3,401	[2]	1,985	[3]
Loans charged -off	(4,810)		(4,785)		(3,615)
Recoveries	2,054		2,104		1,401
Ending Balance	4,945		4,370		3,650
Unallocated
Allowance for Loan Losses:
Beginning balance	2,180		2,383		1,666
Provision for loan losses	(495)	[1]	(203)	[2]	717	[3]
Loans charged -off	0		0		0
Recoveries	0		0		0
Ending Balance	$ 1,685		$ 2,180		$ 2,383
[1]	{F|ahBzfndlYmZpbGluZ3MtaHJkcmoLEgZYTUxEb2MiXlhCUkxEb2NHZW5JbmZvOjgwZDk3YjYxY2UyYzQ5NjE5ZjEyOTk3NDc5NzNiYjJkfFRleHRTZWxlY3Rpb246RUNGN0YyMTZEQUUxMEZEMDk0RTUxRDc1NkRGQ0IxQUIM}
[2]	Provision before increase of $687 thousand in 2014 for decrease in FDIC indemnification asset
[3]	Provision before increase of $1.4 million in 2013 for decrease in FDIC indemnification asset

ALLOWANCE FOR LOAN LOSSES_ (D68

ALLOWANCE FOR LOAN LOSSES: (Details 1) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ending Balance Attributable to Loans
Individually evaluated for impairment	$ 1,159	$ 1,911
Collectively evaluated for impairment	18,600	16,648
BALANCE AT END OF YEAR	19,946	18,839	$ 20,068	$ 21,958
Loans
Individually evaluated for impairment	9,725	14,606
Collectively evaluated for impairment	1,754,444	1,767,701
BALANCE AT END OF YEAR	1,769,790	1,788,825
Commercial
Ending Balance Attributable to Loans
Individually evaluated for impairment	953	1,911
Collectively evaluated for impairment	10,342	8,733
BALANCE AT END OF YEAR	11,482	10,915	12,450	10,987
Loans
Individually evaluated for impairment	8,823	14,573
Collectively evaluated for impairment	1,037,086	1,030,949
BALANCE AT END OF YEAR	1,050,001	1,050,409
Residential
Ending Balance Attributable to Loans
Individually evaluated for impairment	206	0
Collectively evaluated for impairment	1,628	1,365
BALANCE AT END OF YEAR	1,834	1,374	1,585	5,426
Loans
Individually evaluated for impairment	902	33
Collectively evaluated for impairment	443,224	468,872
BALANCE AT END OF YEAR	445,655	470,536
Consumer
Ending Balance Attributable to Loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	4,945	4,370
BALANCE AT END OF YEAR	4,945	4,370	3,650	3,879
Loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	274,134	267,880
BALANCE AT END OF YEAR	274,134	267,880
Unallocated
Ending Balance Attributable to Loans
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	1,685	2,180
BALANCE AT END OF YEAR	1,685	2,180	$ 2,383	$ 1,666
Acquired with deteriorated credit quality
Ending Balance Attributable to Loans
Acquired with deteriorated credit quality	187	280
Loans
Acquired with deteriorated credit quality	5,621	6,518
Acquired with deteriorated credit quality | Commercial
Ending Balance Attributable to Loans
Acquired with deteriorated credit quality	187	271
Loans
Acquired with deteriorated credit quality	4,092	4,887
Acquired with deteriorated credit quality | Residential
Ending Balance Attributable to Loans
Acquired with deteriorated credit quality	0	9
Loans
Acquired with deteriorated credit quality	1,529	1,631
Acquired with deteriorated credit quality | Consumer
Ending Balance Attributable to Loans
Acquired with deteriorated credit quality	0	0
Loans
Acquired with deteriorated credit quality	0	0
Acquired with deteriorated credit quality | Unallocated
Ending Balance Attributable to Loans
Acquired with deteriorated credit quality	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES_ (D69

ALLOWANCE FOR LOAN LOSSES: (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Unpaid principal balance
With no related allowance recorded	$ 0	$ 0
TOTAL	10,018	16,394
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	3,511	13,388
TOTAL	9,725	14,606
Allowance for loan losses
Allowance for Loan Losses Allocated	1,159	1,911
Average recorded investment
With no related allowance recorded:	0	0	$ 0
TOTAL	13,157	16,732	28,726
Interest Income Recognized
With no related allowance recorded:	0	0	0
TOTAL	0	0	330
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
TOTAL	0	0	330
Commercial & Industrial
Unpaid principal balance
With no related allowance recorded	1,516	1,200
With an allowance recorded	998	7,388
Recorded Investment
With no related allowance recorded:	1,223	926
With an allowance recorded:	998	5,874
Allowance for loan losses
Allowance for Loan Losses Allocated	212	1,056
Average recorded investment
With no related allowance recorded:	1,796	2,589	1,555
With an allowance recorded:	3,463	6,177	13,029
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	217
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	217
Farmland
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	356
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	113
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	113
Non Farm, Non Residential
Unpaid principal balance
With no related allowance recorded	3,202	0
With an allowance recorded	1,415	6,654
Recorded Investment
With no related allowance recorded:	3,202	0
With an allowance recorded:	1,415	6,654
Allowance for loan losses
Allowance for Loan Losses Allocated	741	753
Average recorded investment
With no related allowance recorded:	2,080	58	26
With an allowance recorded:	3,682	6,698	7,921
Interest Income Recognized
With no related allowance recorded:	$ 0	$ 0	0
With an allowance recorded:			0
Cash Basis Interest Income Recognized
With an allowance recorded:	$ 0	$ 0	0
With no related allowance recorded:	0	0	0
Agriculture
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
All Other Commercial
Unpaid principal balance
With no related allowance recorded	1,760	292
With an allowance recorded	225	827
Recorded Investment
With no related allowance recorded:	1,760	292
With an allowance recorded:	225	827
Allowance for loan losses
Allowance for Loan Losses Allocated	0	102
Average recorded investment
With no related allowance recorded:	1,175	58	0
With an allowance recorded:	483	1,112	2,979
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
First Liens
Unpaid principal balance
With no related allowance recorded	29	0
With an allowance recorded	873	33
Recorded Investment
With no related allowance recorded:	29	0
With an allowance recorded:	873	33
Allowance for loan losses
Allowance for Loan Losses Allocated	206	0
Average recorded investment
With no related allowance recorded:	18	5	7
With an allowance recorded:	460	35	524
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
Home Equity
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	113
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
Junior Liens
Unpaid principal balance
With an allowance recorded	0	0
Recorded Investment
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	$ 0	$ 0
Average recorded investment
With an allowance recorded:			0
Interest Income Recognized
With an allowance recorded:	$ 0	$ 0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0
Multifamily
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	2,216
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
All Other Residential
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
Motor Vehicle
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	0	0	0
All Other Consumer
Unpaid principal balance
With no related allowance recorded	0	0
With an allowance recorded	0	0
Recorded Investment
With no related allowance recorded:	0	0
With an allowance recorded:	0	0
Allowance for loan losses
Allowance for Loan Losses Allocated	0	0
Average recorded investment
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0
With an allowance recorded:	0	0	0
Cash Basis Interest Income Recognized
With an allowance recorded:	0	0	0
With no related allowance recorded:	$ 0	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES_ (D70

ALLOWANCE FOR LOAN LOSSES: (Details 3) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Aging of recorded investment in loans by past due category and class of loans
Financing Receivable, Modifications, Recorded Investment	$ 9,860	$ 14,758	$ 17,301
Nonperforming Financing Receivable
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	1,016	873
Financing Receivable, Modifications, Recorded Investment	4,588	4,632
Financing Receivable, Modifications, Nonaccrual	5,010	10,142
Non-accrual	14,634	15,034
Nonperforming Financing Receivable | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	5	7
Financing Receivable, Modifications, Nonaccrual	422	4,961
Non-accrual	3,187	3,720
Nonperforming Financing Receivable | Farmland
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	219	79
Nonperforming Financing Receivable | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	6	10
Financing Receivable, Modifications, Nonaccrual	3,152	3,987
Non-accrual	2,545	3,388
Nonperforming Financing Receivable | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	378	767
Nonperforming Financing Receivable | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	1,817	1,258
Nonperforming Financing Receivable | First Liens
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	809	603
Financing Receivable, Modifications, Recorded Investment	4,577	4,357
Financing Receivable, Modifications, Nonaccrual	1,034	842
Non-accrual	4,839	3,861
Nonperforming Financing Receivable | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	10	88
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	320	404
Nonperforming Financing Receivable | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	45	12
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	211	275
Nonperforming Financing Receivable | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	0
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	0	0
Nonperforming Financing Receivable | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0	5
Financing Receivable, Modifications, Recorded Investment	0	0
Financing Receivable, Modifications, Nonaccrual	0	0
Non-accrual	111	111
Nonperforming Financing Receivable | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	148	162
Financing Receivable, Modifications, Recorded Investment	0	257
Financing Receivable, Modifications, Nonaccrual	2	83
Non-accrual	213	210
Nonperforming Financing Receivable | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	4	3
Financing Receivable, Modifications, Recorded Investment	0	1
Financing Receivable, Modifications, Nonaccrual	400	269
Non-accrual	$ 794	$ 961

ALLOWANCE FOR LOAN LOSSES_ ALLO

ALLOWANCE FOR LOAN LOSSES: ALLOWANCE FOR LOAN LOSSES: (Details 4) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Impaired, Troubled Debt Restructuring [Roll Forward]
January 1	$ 14,758	$ 17,301
Added	1,090	2,311
Charged Off	(117)	(1,271)
Payments	(5,871)	(3,583)
December 31	9,860	14,758
Commercial
Financing Receivable, Impaired, Troubled Debt Restructuring [Roll Forward]
January 1	8,955	12,327
Added	0	441
Charged Off	0	(1,069)
Payments	(5,371)	(2,744)
December 31	3,584	8,955
Residential
Financing Receivable, Impaired, Troubled Debt Restructuring [Roll Forward]
January 1	5,189	4,330
Added	748	1,523
Charged Off	(65)	(93)
Payments	(279)	(571)
December 31	5,593	5,189
Consumer
Financing Receivable, Impaired, Troubled Debt Restructuring [Roll Forward]
January 1	614	644
Added	342	347
Charged Off	(52)	(109)
Payments	(221)	(268)
December 31	$ 683	$ 614

ALLOWANCE FOR LOAN LOSSES_ (D72

ALLOWANCE FOR LOAN LOSSES: (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	$ 17,296	$ 20,409
Current	1,752,494	1,768,416
BALANCE AT END OF YEAR	1,769,790	1,788,825
Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,005	4,036
Current	476,984	451,549
BALANCE AT END OF YEAR	478,989	455,585
Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	135	0
Current	106,725	95,452
BALANCE AT END OF YEAR	106,860	95,452
Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,224	1,798
Current	206,844	232,440
BALANCE AT END OF YEAR	209,068	234,238
Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	427	766
Current	143,116	149,099
BALANCE AT END OF YEAR	143,543	149,865
All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	57	255
Current	111,484	115,014
BALANCE AT END OF YEAR	111,541	115,269
First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	7,812	8,496
Current	285,913	308,068
BALANCE AT END OF YEAR	293,725	316,564
Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	222	484
Current	37,502	40,043
BALANCE AT END OF YEAR	37,724	40,527
Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	385	570
Current	32,876	31,487
BALANCE AT END OF YEAR	33,261	32,057
Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Current	70,735	72,310
BALANCE AT END OF YEAR	70,735	72,310
All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	15	117
Current	10,195	8,961
BALANCE AT END OF YEAR	10,210	9,078
Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	3,961	3,763
Current	247,882	242,406
BALANCE AT END OF YEAR	251,843	246,169
All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	53	124
Current	22,238	21,587
BALANCE AT END OF YEAR	22,291	21,711
30 to 59 Days Past Due
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	10,864	12,277
30 to 59 Days Past Due | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	326	574
30 to 59 Days Past Due | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	135	0
30 to 59 Days Past Due | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,824	1,528
30 to 59 Days Past Due | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	65	246
30 to 59 Days Past Due | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	25	255
30 to 59 Days Past Due | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	4,960	6,011
30 to 59 Days Past Due | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	85	141
30 to 59 Days Past Due | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	179	270
30 to 59 Days Past Due | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
30 to 59 Days Past Due | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	15	112
30 to 59 Days Past Due | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	3,212	3,026
30 to 59 Days Past Due | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	38	114
60 to 89 Days Past Due
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,245	2,145
60 to 89 Days Past Due | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	274	416
60 to 89 Days Past Due | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
60 to 89 Days Past Due | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	90	68
60 to 89 Days Past Due | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	38	18
60 to 89 Days Past Due | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	32	0
60 to 89 Days Past Due | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,181	963
60 to 89 Days Past Due | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	23	33
60 to 89 Days Past Due | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	29	83
60 to 89 Days Past Due | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
60 to 89 Days Past Due | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
60 to 89 Days Past Due | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	568	557
60 to 89 Days Past Due | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	10	7
Greater than 90 Days Past Due
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	4,187	5,987
Greater than 90 Days Past Due | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,405	3,046
Greater than 90 Days Past Due | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Greater than 90 Days Past Due | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	310	202
Greater than 90 Days Past Due | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	324	502
Greater than 90 Days Past Due | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Greater than 90 Days Past Due | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,671	1,522
Greater than 90 Days Past Due | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	114	310
Greater than 90 Days Past Due | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	177	217
Greater than 90 Days Past Due | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Greater than 90 Days Past Due | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	5
Greater than 90 Days Past Due | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	181	180
Greater than 90 Days Past Due | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	$ 5	$ 3

ALLOWANCE FOR LOAN LOSSES_ (D73

ALLOWANCE FOR LOAN LOSSES: (Details 6) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Analysis of risk category of loans by class of loans
Total loans	$ 1,761,323	$ 1,780,350
Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	477,475	454,160
Farmland
Analysis of risk category of loans by class of loans
Total loans	105,029	93,839
Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	208,630	233,760
Agriculture
Analysis of risk category of loans by class of loans
Total loans	141,824	148,102
All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	111,022	114,661
First Liens
Analysis of risk category of loans by class of loans
Total loans	292,828	315,559
Home Equity
Analysis of risk category of loans by class of loans
Total loans	37,662	40,463
Junior Liens
Analysis of risk category of loans by class of loans
Total loans	33,175	31,962
Multifamily
Analysis of risk category of loans by class of loans
Total loans	70,597	72,133
All Other Residential
Analysis of risk category of loans by class of loans
Total loans	10,185	9,055
Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	250,720	245,063
All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	22,176	21,593
Pass
Analysis of risk category of loans by class of loans
Total loans	1,107,466	1,116,963
Pass | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	417,880	393,449
Pass | Farmland
Analysis of risk category of loans by class of loans
Total loans	93,418	85,772
Pass | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	180,659	186,346
Pass | Agriculture
Analysis of risk category of loans by class of loans
Total loans	121,244	138,713
Pass | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	95,850	101,942
Pass | First Liens
Analysis of risk category of loans by class of loans
Total loans	96,146	104,854
Pass | Home Equity
Analysis of risk category of loans by class of loans
Total loans	11,701	12,592
Pass | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	7,493	8,112
Pass | Multifamily
Analysis of risk category of loans by class of loans
Total loans	68,972	69,080
Pass | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	886	1,799
Pass | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	10,287	11,135
Pass | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	2,930	3,169
Special Mention
Analysis of risk category of loans by class of loans
Total loans	56,638	79,040
Special Mention | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	20,422	29,081
Special Mention | Farmland
Analysis of risk category of loans by class of loans
Total loans	6,387	7,618
Special Mention | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	8,114	21,765
Special Mention | Agriculture
Analysis of risk category of loans by class of loans
Total loans	11,964	7,399
Special Mention | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	2,649	4,356
Special Mention | First Liens
Analysis of risk category of loans by class of loans
Total loans	4,594	5,929
Special Mention | Home Equity
Analysis of risk category of loans by class of loans
Total loans	387	375
Special Mention | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	86	173
Special Mention | Multifamily
Analysis of risk category of loans by class of loans
Total loans	1,602	1,801
Special Mention | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Special Mention | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	356	402
Special Mention | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	77	141
Substandard
Analysis of risk category of loans by class of loans
Total loans	87,604	70,119
Substandard | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	32,778	24,013
Substandard | Farmland
Analysis of risk category of loans by class of loans
Total loans	5,208	436
Substandard | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	19,857	25,613
Substandard | Agriculture
Analysis of risk category of loans by class of loans
Total loans	8,419	1,746
Substandard | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	10,887	7,055
Substandard | First Liens
Analysis of risk category of loans by class of loans
Total loans	8,598	7,733
Substandard | Home Equity
Analysis of risk category of loans by class of loans
Total loans	669	1,374
Substandard | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	505	561
Substandard | Multifamily
Analysis of risk category of loans by class of loans
Total loans	0	1,249
Substandard | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	24	28
Substandard | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	534	224
Substandard | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	125	87
Doubtful
Analysis of risk category of loans by class of loans
Total loans	1,666	4,271
Doubtful | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	757	2,900
Doubtful | Farmland
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	0	36
Doubtful | Agriculture
Analysis of risk category of loans by class of loans
Total loans	27	177
Doubtful | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	101	33
Doubtful | First Liens
Analysis of risk category of loans by class of loans
Total loans	699	1,035
Doubtful | Home Equity
Analysis of risk category of loans by class of loans
Total loans	10	6
Doubtful | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	58	63
Doubtful | Multifamily
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	14	21
Not Rated
Analysis of risk category of loans by class of loans
Total loans	507,949	509,957
Not Rated | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	5,638	4,717
Not Rated | Farmland
Analysis of risk category of loans by class of loans
Total loans	16	13
Not Rated | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Not Rated | Agriculture
Analysis of risk category of loans by class of loans
Total loans	170	67
Not Rated | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	1,535	1,275
Not Rated | First Liens
Analysis of risk category of loans by class of loans
Total loans	182,791	196,008
Not Rated | Home Equity
Analysis of risk category of loans by class of loans
Total loans	24,895	26,116
Not Rated | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	25,033	23,053
Not Rated | Multifamily
Analysis of risk category of loans by class of loans
Total loans	23	3
Not Rated | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	9,275	7,228
Not Rated | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	239,543	233,302
Not Rated | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	$ 19,030	$ 18,175

ALLOWANCE FOR LOAN LOSSES_ (D74

ALLOWANCE FOR LOAN LOSSES: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Allowance for Loan Losses:
Specific reserves allocated to troubled debt restructuring	$ 0	$ 742
Impaired loans	9,725	14,606
Allowance for Loan Losses Allocated	1,159	1,911
Minimum outstanding balance of non-homogeneous loans to be individually evaluated as to credit risk	100
Covered Loans
Allowance for Loan Losses:
Loans Past Due Over 90 Day Still Accruing	37	37
Non-accrual	$ 242	$ 274
Minimum
Allowance for Loan Losses:
Loan modification, reduction of stated interest rate	12 months
Loan modification, extension of maturity date	12 months
Maximum
Allowance for Loan Losses:
Loan modification, reduction of stated interest rate	5 years
Loan modification, extension of maturity date	10 years

PREMISES AND EQUIPMENT_ (Detail

PREMISES AND EQUIPMENT: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Property, Plant and Equipment, Gross [Abstract]
Land	$ 11,627	$ 11,353
Building and leasehold improvements	55,532	55,074
Furniture and Fixtures, Gross	46,796	45,602
Property Plant And Equipment Gross	113,955	112,029
Less accumulated depreciation	(63,424)	(60,227)
TOTAL	$ 50,531	$ 51,802

PREMISES AND EQUIPMENT_ (Deta76

PREMISES AND EQUIPMENT: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment, Gross [Abstract]
Depreciation	$ 4,660	$ 4,980	$ 4,290
Rent expense	$ 900	$ 900	$ 1,000

PREMISES AND EQUIPMENT_ (Deta77

PREMISES AND EQUIPMENT: (Details 1) $ in Thousands	Dec. 31, 2015USD ($)
Property, Plant and Equipment, Gross [Abstract]
2,014	$ 906
2,015	566
2,016	440
2,017	320
2,018	185
Thereafter	1,192
Total future minimum payments due	$ 3,609

GOODWILL AND INTANGIBLE ASSET78

GOODWILL AND INTANGIBLE ASSETS: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Goodwill and Intangible Assets Disclosure [Abstract]
Amortization of intangible assets	$ 826	$ 1,030	$ 1,200

GOODWILL AND INTANGIBLE ASSET79

GOODWILL AND INTANGIBLE ASSETS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Finite-Lived Intangible Assets [Line Items]
Gross Amount	$ 15,607	$ 15,505
Accumulated Amortization	12,429	11,604
Customer list intangible
Finite-Lived Intangible Assets [Line Items]
Gross Amount	4,771	4,669
Accumulated Amortization	4,309	4,227
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Gross Amount	10,836	10,836
Accumulated Amortization	$ 8,120	$ 7,377

GOODWILL AND INTANGIBLE ASSET80

GOODWILL AND INTANGIBLE ASSETS: (Details 1) $ in Thousands	Dec. 31, 2015USD ($)
Goodwill and Intangible Assets Disclosure [Abstract]
2,014	$ 689
2,015	560
2,016	515
2,017	431
2,018	$ 328

DEPOSITS_ (Details)

DEPOSITS: (Details) $ in Thousands	Dec. 31, 2015USD ($)
Maturities of Time Deposits [Abstract]
2,014	$ 221,863
2,015	93,701
2,016	52,865
2,017	24,487
2,018	$ 18,471

SHORT-TERM BORROWINGS_ (Details

SHORT-TERM BORROWINGS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Short Term Borrowings Disclosure [Abstract]
Federal funds purchased	$ 850	$ 21,192
Repurchase-agreements	32,981	26,823
Short-term borrowings	$ 33,831	$ 48,015

SHORT-TERM BORROWINGS_ (Detai83

SHORT-TERM BORROWINGS: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase-agreements	$ 32,981	$ 26,823
Average amount outstanding	32,617	45,697
Maximum amount outstanding at a month end	$ 84,819	$ 96,452
Average interest rate during year (percent)	0.21%	0.22%
Interest rate at year-end (percent)	0.23%	0.20%
Maturity over 90 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase-agreements	$ 718	$ 618
Maturity 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase-agreements	10,794	5,670
Maturity up to 30 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase-agreements	11,049	5,749
Maturity Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Repurchase-agreements	$ 10,420	$ 14,786

OTHER BORROWINGS_ (Details)

OTHER BORROWINGS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Other Borrowings Disclosure [Abstract]
FHLB advances	$ 12,677	$ 12,886

OTHER BORROWINGS_ (Details 1)

OTHER BORROWINGS: (Details 1) $ in Thousands	Dec. 31, 2015USD ($)
Other Borrowings Disclosure [Abstract]
2,014	$ 12,423
2,015	254
2,016	0
2,017	0
2,018	0
Thereafter	0
Long-term Debt	$ 12,677

OTHER BORROWINGS_ (Details text

OTHER BORROWINGS: (Details textual) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
FHLB advances	$ 12,677	$ 12,886
Advances, contractual due	12,500	12,400
Premium of federal home loan bank advance	223	519
General debt obligations, collateral pledged	70,300	$ 83,600
General debt obligations, maximum amount available	$ 171,900
Minimum
Debt Instrument [Line Items]
Branch of FHLB bank, interest rate (percent)	0.60%	3.10%
Maximum
Debt Instrument [Line Items]
Branch of FHLB bank, interest rate (percent)	6.60%	6.60%

INCOME TAXES_ (Details)

INCOME TAXES: (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Federal:
Currently payable	$ 9,890	$ 9,388	$ 10,177
Deferred	(774)	2,120	740
Federal income tax expense (benefit), continuing operations	9,116	11,508	10,917
State:
Currently payable	1,426	1,928	3,629
Deferred	(150)	753	(779)
State and local income tax expense (benefit), continuing operations	1,276	2,681	2,850
TOTAL	$ 10,392	$ 14,189	$ 13,767

INCOME TAXES_ (Details 1)

INCOME TAXES: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Abstract]
Federal income taxes computed at the statutory rate	$ 14,206	$ 16,786	$ 15,856
Add (deduct) tax effect of:
Tax exempt income	(4,047)	(4,016)	(3,760)
ESOP dividend deduction	(164)	(284)	(105)
State tax, net of federal benefit	829	1,743	1,852
Affordable housing credits	(148)	(148)	(148)
Other, net	(284)	108	72
TOTAL	$ 10,392	$ 14,189	$ 13,767

INCOME TAXES_ (Details 2)

INCOME TAXES: (Details 2) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Other than temporary impairment	$ 5,411	$ 5,417
Net unrealized losses on retirement plans	12,007	16,068
Loan loss provisions	7,755	7,232
Deferred compensation	6,257	6,637
Compensated absences	917	894
Post-retirement benefits	2,026	2,014
Deferred loss on acquisition	1,177	1,377
Other	2,887	2,185
GROSS DEFERRED ASSETS	38,437	41,824
Deferred tax liabilities:
Net unrealized gains on securities available-for-sale	(5,234)	(5,831)
Depreciation	(2,632)	(2,423)
Mortgage servicing rights	(539)	(561)
Pensions	(424)	(2,182)
Intangibles	(2,283)	(1,652)
Other	(2,863)	(2,173)
GROSS DEFERRED LIABILITIES	(13,975)	(14,822)
NET DEFERRED TAX ASSETS (LIABILITIES)	$ 24,462	$ 27,002

INCOME TAXES_ (Details 3)

INCOME TAXES: (Details 3) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reconciliation of Unrecognized Tax Benefits
Balance at January 1	$ 589	$ 676	$ 777
Additions based on tax positions related to the current year	68	72	65
Additions based on tax positions related to prior years	0	0	0
Reductions due to the statute of limitations	(144)	(159)	(166)
Balance at December 31	$ 513	$ 589	$ 676

INCOME TAXES_ (Details textual)

INCOME TAXES: (Details textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income Tax Disclosure [Abstract]
Federal statutory income tax rate (percent)	35.00%
Part of unrecognized tax benefits	$ 513	$ 589	$ 676	$ 777
Increase (decrease) in interest and penalities	17	21	31
Income tax examination, penalties and interest accrued	$ 27	$ 44	$ 65

FINANCIAL INSTRUMENTS WITH OF92

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Details) - USD ($)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Loss Contingencies [Line Items]
Other Commitments			$ 53,026,000	$ 50,850,000
TOTAL			364,756,000	354,592,000
Minimum
Loss Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	$ 0.0325	$ 0.0325
Maximum
Loss Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	$ 0.0650	$ 0.0525
Commercial Operating Lines
Loss Contingencies [Line Items]
TOTAL			259,019,000	249,354,000
Commercial letters of credit
Loss Contingencies [Line Items]
TOTAL			7,195,000	7,684,000
Home Equity
Loss Contingencies [Line Items]
TOTAL			$ 52,711,000	$ 54,388,000

FINANCIAL INSTRUMENTS WITH OF93

FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK: (Details Textual) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Risks and Uncertainties [Abstract]
Notional amount of interest rate derivatives	$ 21.3	$ 13.1
Gain (loss) on interest rate derivative instruments not designated as hedging instruments	$ 1.2	$ 1.1

RETIREMENT PLANS_ (Details)

RETIREMENT PLANS: (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compensation and Retirement Disclosure [Abstract]
Service cost - benefits earned	$ 2,153	$ 2,040	$ 2,238
Interest cost on projected benefit obligation	3,516	3,756	3,383
Expected return on plan assets	(3,452)	(3,794)	(3,309)
Net amortization and deferral	2,065	750	2,075
Net periodic pension cost	4,282	5,428	4,387
Net loss (gain) during the period	(1,894)	23,111	(14,697)
Defined Benefit Plan, Recognized Net Gain (Loss) Due to Settlements and Curtailments	0	(2,676)
Defined Benefit Plan, Recognized Net Gain (Loss) Due to Settlements	0	2,676	0
Defined Benefit Plan, Settlements, Benefit Obligation	0	(7,148)	0
Amortization of prior service cost	1	(9)	(16)
Amortization of unrecognized gain (loss)	(2,064)	(759)	(2,091)
Total recognized in other comprehensive (income) loss	3,959	(12,537)	16,772
Total recognized net periodic pension cost and other comprehensive income	$ 323	$ 17,965	$ (12,385)

RETIREMENT PLANS_ (Details 1)

RETIREMENT PLANS: (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in benefit obligation:
Benefit obligation at January 1	$ 98,135	$ 81,469
Service cost	2,153	2,040	$ 2,238
Interest cost	3,516	3,756	3,383
Actuarial (gain) loss	(8,802)	22,274
Benefits paid	(4,147)	(4,256)
Benefit obligation at December 31	90,855	98,135	81,469
Reconciliation of fair value of plan assets:
Fair value of plan assets at January 1	62,565	67,233
Actual return on plan assets	(205)	2,957
Employer contributions	2,389	3,779
Benefits paid	(4,147)	(4,256)
Fair value of plan assets at December 31	60,602	62,565	$ 67,233
Funded status at December 31 (plan assets less benefit obligation)	(30,253)	(35,570)
Defined Benefit Plan, Settlements, Benefit Obligation	0	(7,148)
Defined Benefit Plan, Settlements, Plan Assets	$ 0	$ (7,148)

RETIREMENT PLANS_ (Details 2)

RETIREMENT PLANS: (Details 2) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Compensation and Retirement Disclosure [Abstract]
Net loss (gain)	$ 33,502	$ 29,544
Prior service cost (credit)	(1)	9	$ 16
Defined Benefit Plan, Amounts Recognized in Other Comprehensive Income (Loss), Net Prior Service Cost (Credit), before Tax	6	5
Pension and other postretirement benefit plans, adjustment	$ 33,508	$ 29,549

RETIREMENT PLANS_ (Details 3)

RETIREMENT PLANS: (Details 3)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Principal assumptions used (benefit obligation):
Discount rate (percent)	4.34%	3.95%
Rate of increase in compensation levels (percent)	3.00%	3.00%
Principal assumptions used (net periodic benefit):
Discount rate	3.95%	4.95%
Rate of increase in compensation levels	3.00%	3.50%
Expected long-term rate of return on plan assets (percent)	6.00%	6.00%

RETIREMENT PLANS_ (Details 4)

RETIREMENT PLANS: (Details 4)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (percent)	100.00%	100.00%
Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (percent)	100.00%	100.00%
Other Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (percent)	2.00%	3.00%
Other Securities [Member] | Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Percentage of plan assets (percent)	0.00%	1.00%
Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	40.00%
Target plan asset allocations range maximum (percent)	65.00%
Percentage of plan assets (percent)	63.00%	59.00%
Equity Securities | Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	95.00%
Target plan asset allocations range maximum (percent)	99.00%
Percentage of plan assets (percent)	100.00%	99.00%
Debt securities
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	35.00%
Target plan asset allocations range maximum (percent)	60.00%
Percentage of plan assets (percent)	35.00%	38.00%
Debt securities | Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	0.00%
Percentage of plan assets (percent)	0.00%	0.00%
Other Security Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	10.00%
Other Security Investments [Member] | Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	5.00%

RETIREMENT PLANS_ (Details 5)

RETIREMENT PLANS: (Details 5) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 60,602	$ 62,565	$ 67,233
Quoted Prices in Active Markets for Identical Assets - Level 1
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	46,338	47,320
Significant Other Observable Inputs - Level 2
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	14,264	15,245
Significant Observable Inputs - Level 3
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	44,052	44,732
Equity Securities | Quoted Prices in Active Markets for Identical Assets - Level 1
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	44,052	44,732
Equity Securities | Significant Other Observable Inputs - Level 2
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Equity Securities | Significant Observable Inputs - Level 3
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Debt securities
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	14,264	15,245
Debt securities | Quoted Prices in Active Markets for Identical Assets - Level 1
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Debt securities | Significant Other Observable Inputs - Level 2
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	14,264	15,245
Debt securities | Significant Observable Inputs - Level 3
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Investment Funds
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	2,286	2,588
Investment Funds | Quoted Prices in Active Markets for Identical Assets - Level 1
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	2,286	2,588
Investment Funds | Significant Other Observable Inputs - Level 2
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	0	0
Investment Funds | Significant Observable Inputs - Level 3
Defined Benefit Plan Disclosure [Line Items]
Fair value of plan assets	$ 0	$ 0

RETIREMENT PLANS_ (Details 6)

RETIREMENT PLANS: (Details 6) $ in Thousands	Dec. 31, 2015USD ($)
Compensation and Retirement Disclosure [Abstract]
2,014	$ 4,752
2,015	4,879
2,016	5,000
2,017	5,281
2,018	5,428
2019-2023	$ 30,078

RETIREMENT PLANS_ (Details 7)

RETIREMENT PLANS: (Details 7) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Net loss (gain) during the period	$ (1,894)	$ 23,111	$ (14,697)
Amortization of prior service cost	(1)	9	16
Amortization of unrecognized gain (loss)	(2,064)	(759)	(2,091)
Total recognized in other comprehensive income (loss)	(3,959)	12,537	(16,772)
Supplemental Employee Retirement Plans, Defined Benefit
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Net loss (gain) during the period	(255)	932	(333)
Amortization of prior service cost	0	0	0
Amortization of unrecognized gain (loss)	(88)	(7)	(68)
Total recognized in other comprehensive income (loss)	$ (343)	$ 925	$ (401)

RETIREMENT PLANS_ (Details 8)

RETIREMENT PLANS: (Details 8) $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2,014	$ 4,752
2,015	4,879
2,016	5,000
2,017	5,281
2,018	5,428
2019-2023	30,078
Supplemental Employee Retirement Plans, Defined Benefit
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2,014	0
2,015	315
2,016	320
2,017	325
2,018	331
2019-2023	$ 1,762

RETIREMENT PLANS_ (Details 9)

RETIREMENT PLANS: (Details 9) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Change in benefit obligation:
Benefit obligation at January 1	$ 98,135	$ 81,469
Service cost	2,153	2,040	$ 2,238
Interest cost	3,516	3,756	3,383
Actuarial (gain) loss	(8,802)	22,274
Benefits paid	(4,147)	(4,256)
Benefit obligation at December 31	90,855	98,135	81,469
Funded status at December 31	(30,253)	(35,570)
Supplemental Employee Retirement Plans, Defined Benefit
Change in benefit obligation:
Benefit obligation at January 1	4,559	4,088
Service cost	63	53
Interest cost	173	175
Plan participants' contributions	57	39
Actuarial (gain) loss	(200)	456
Benefits paid	(269)	(252)
Benefit obligation at December 31	4,383	4,559	$ 4,088
Funded status at December 31	$ 4,383	$ 4,559

RETIREMENT PLANS_ (Details 10)

RETIREMENT PLANS: (Details 10)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Compensation and Retirement Disclosure [Abstract]
Discount rate (percent)	4.34%	3.95%
Initial weighted health care cost trend rate (percent)	5.00%	7.50%
Ultimate health care cost trend rate (percent)	500.00%	500.00%
Year that the rate is assumed to stabilize and remain unchanged (percent)	2,015	2,015

RETIREMENT PLANS_ (Details 11)

RETIREMENT PLANS: (Details 11) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 2,153	$ 2,040	$ 2,238
Interest cost	3,516	3,756	3,383
Recognized actuarial loss	(8,802)	22,274
Net periodic pension cost	4,282	5,428	4,387
Net loss (gain) during the period	(1,894)	23,111	(14,697)
Amortization of prior service cost	(1)	9	16
Total recognized in other comprehensive income (loss)	(3,959)	12,537	(16,772)
Total recognized net periodic pension cost and other comprehensive income	323	17,965	(12,385)
Postretirement Health Coverage [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	63	53	68
Interest cost	173	175	173
Amortization of transition obligation	0	0	60
Recognized actuarial loss	0	0	0
Net periodic pension cost	236	228	301
Net loss (gain) during the period	(200)	456	(338)
Amortization of prior service cost	0	0	(59)
Total recognized in other comprehensive income (loss)	(200)	456	(397)
Total recognized net periodic pension cost and other comprehensive income	$ 36	$ 684	$ (96)

RETIREMENT PLANS_ (Details 12)

RETIREMENT PLANS: (Details 12) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)
Compensation and Retirement Disclosure [Abstract]
Effect on total of service and interest cost components 1% Point Increase	$ 2
Effect on total of service and interest cost components 1% Point Decrease	1
Effect on post-retirement benefit obligation 1% Point Increase	37
Effect on post-retirement benefit obligation 1% Point Decrease	$ 34

RETIREMENT PLANS_ (Details 13)

RETIREMENT PLANS: (Details 13) $ in Thousands	Dec. 31, 2015USD ($)
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2,014	$ 4,752
2,015	4,879
2,016	5,000
2,017	5,281
2,018	5,428
2019-2023	30,078
Postretirement Health Coverage [Member]
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2,014	262
2,015	268
2,016	267
2,017	269
2,018	275
2019-2023	$ 1,387

RETIREMENT PLANS_ (Details Text

RETIREMENT PLANS: (Details Textual) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	100.00%	100.00%
Employer contributions	$ 2,389	$ 3,779
Cash contributions to ESOP	(1,294)	(1,253)	$ (1,218)
Cash contributions to ESOP for employees no longer participating in plan	746	716	629
Amounts that will be amortized from accumulated other comprehensive income (loss) in next fiscal year	1,900
Amortization of prior service cost (credit)	1
Pension plans with accumulated benefit obligations in excess of plan assets, aggregate accumulated benefit obligation	85,100	91,500
Pension and other postretirement defined benefit plans, liabilities	3,700	3,600
Accumulated other comprehensive income (loss)	(9,401)	(14,529)	(13,969)
Benefit Obligation Estimate	8,500
First Financial Corporation Common Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan assets equity securities	$ 20,400	$ 22,500
Percentage of plan assets (percent)	34.00%	36.00%
Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	63.00%	59.00%
Target plan asset allocations range minimum (percent)	40.00%
Target plan asset allocations range maximum (percent)	65.00%
Debt securities
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	35.00%	38.00%
Target plan asset allocations range minimum (percent)	35.00%
Target plan asset allocations range maximum (percent)	60.00%
Other Security Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	10.00%
Other Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	2.00%	3.00%
Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Employer contributions	$ 1,840	$ 3,240	2,110
Expected contributions to pension plan in 2014	$ 2,700
Employee Stock Ownership Plan
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	100.00%	100.00%
Cash contributions to ESOP	$ (1,100)
Employee Stock Ownership Plan | First Financial Corporation Common Stock [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined benefit plan assets equity securities	$ 2,100	$ 1,400
Employee Stock Ownership Plan | Equity Securities
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	100.00%	99.00%
Target plan asset allocations range minimum (percent)	95.00%
Target plan asset allocations range maximum (percent)	99.00%
Employee Stock Ownership Plan | Debt securities
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	0.00%	0.00%
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	0.00%
Employee Stock Ownership Plan | Other Security Investments [Member]
Defined Benefit Plan Disclosure [Line Items]
Target plan asset allocations range minimum (percent)	0.00%
Target plan asset allocations range maximum (percent)	5.00%
Employee Stock Ownership Plan | Other Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Percentage Of Plan Assets	0.00%	1.00%
Supplemental Employee Retirement Plans, Defined Benefit
Defined Benefit Plan Disclosure [Line Items]
Amounts that will be amortized from accumulated other comprehensive income (loss) in next fiscal year	$ 57
Pension expense	437	$ 268
Accumulated other comprehensive income (loss), after tax	900	1,200
Accumulated other comprehensive income (loss)	(318)	(521)
Postretirement Health Coverage [Member]
Defined Benefit Plan Disclosure [Line Items]
Expected contributions to pension plan in 2014	262
Pension expense	269	252
Amortization of transition obligations (assets)	$ 0	$ 0	$ 60

STOCK BASED COMPENSATION_ (Deta

STOCK BASED COMPENSATION: (Details Textual) - USD ($) $ in Thousands	3 Months Ended			12 Months Ended		36 Months Ended
	Mar. 31, 2015	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Feb. 05, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Vesting period				3 years
Share-based Compensation Arrangement by Share-based Payment Award, Compensation Cost	$ 684	$ 1,020	$ 733
Stock Incentive Plan 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common Stock, Capital Shares Reserved for Future Issuance (in shares)							700,000
Granted (shares)						111,564
Number of additional shares authorized (shares)				588,436
Restricted Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Granted (shares)				19,683,000	22,019,000
Vesting period				3 years
Total compensation cost not yet recognized, stock options				$ 680	$ 698
Total compensation cost not yet recognized, period for recognition				1 year 6 months
Options, vested in period, fair value				$ 723	$ 1,100
Restricted Stock | First Anniversary
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Purchase price of common stock (percent)				33.00%
Restricted Stock | Second Anniversary
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Purchase price of common stock (percent)				33.00%
Restricted Stock | Third Anniversary
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Purchase price of common stock (percent)				34.00%

STOCK BASED COMPENSATION_ (D110

STOCK BASED COMPENSATION: (Details) - Restricted Stock - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Shares Outstanding
Nonvested balance at January 1 (shares)	22,084	30,496
Granted during the year (shares)	19,683	22,019
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period	(21,301)	(30,431)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period	0	0
Novested balance at December 31 (shares)	20,466	22,084
Weighted Average Exercise Price
Nonvested balance at January 1	$ 31,630	$ 33,490
Granted during the year (usd per share)	33,870	32,170
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	32,130	33,520
Share-based Compensation Arrangement by Share-based Payment Award, Options, Nonvested Options Forfeited, Weighted Average Grant Date Fair Value	0	0
Nonvested balance at December 31	$ 33,260	$ 31,630

OTHER COMPREHENSIVE INCOME (111

OTHER COMPREHENSIVE INCOME (LOSS)-AOCI (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	$ (14,529)	$ (13,969)
Change in other comprehensive income before reclassification	219	(1,023)
Amounts reclassified from accumulated other comprehensive income	4,909	463
Net current period other comprehensive income (loss)	5,128	(560)
Ending balance, December 31	(9,401)	(14,529)
Unrealized Gains and Losses on Available-for-Sale Securities
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	10,278	(3,635)
Change in other comprehensive income before reclassification	(1,214)	13,911
Amounts reclassified from accumulated other comprehensive income	(11)	2
Net current period other comprehensive income (loss)	(1,225)	13,913
Ending balance, December 31	9,053	10,278
Retirement Plans
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	(24,807)	(10,334)
Change in other comprehensive income before reclassification	1,433	(14,934)
Amounts reclassified from accumulated other comprehensive income	4,920	461
Net current period other comprehensive income (loss)	6,353	(14,473)
Ending balance, December 31	$ (18,454)	$ (24,807)

OTHER COMPREHENSIVE INCOME (112

OTHER COMPREHENSIVE INCOME (LOSS): (Details 1) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	$ (14,529)	$ (13,969)
Current Period Change	5,128	(560)
Ending balance, December 31	(9,401)	(14,529)
Unrealized Gains and Losses on Available-for-Sale Securities
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	10,278	(3,635)
Current Period Change	(1,225)	13,913
Ending balance, December 31	9,053	10,278
Unrealized gains losses on securities available-for-sale without other than temporary impairment
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	7,164	(2,499)
Current Period Change	(1,081)	9,663
Ending balance, December 31	6,083	7,164
Unrealized gains losses on securities available-for-sale with other than temporary impairment
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	3,114	(1,136)
Current Period Change	(144)	4,250
Ending balance, December 31	2,970	3,114
Retirement Plans
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Beginning balance, January 1	(24,807)	(10,334)
Current Period Change	6,353	14,473
Ending balance, December 31	$ (18,454)	$ (24,807)

OTHER COMPREHENSIVE INCOME _ OT

OTHER COMPREHENSIVE INCOME : OTHER COMPREHENSIVE INCOME (LOSS)-Reclassifications (Details) - USD ($) $ in Thousands		3 Months Ended								12 Months Ended
		Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains (losses)										$ 17	$ (3)	$ 423
Income tax expense										(10,392)	(14,189)	(13,767)
NET INCOME		$ 7,114	$ 8,398	$ 6,923	$ 7,761	$ 9,181	$ 8,272	$ 8,488	$ 7,831	30,196	33,772	31,534
Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
NET INCOME										(4,909)	(463)	(10,315)
Unrealized Gains and Losses on Available-for-Sale Securities | Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains (losses)										17	(3)	423
Income tax expense										(6)	1	(169)
NET INCOME										11	(2)	254
Retirement Plans | Reclassification out of Accumulated Other Comprehensive Income
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Change in funded status of post retirement benefits	[1]									(8,066)	(756)	(17,615)
Income tax expense										3,146	295	7,046
NET INCOME										$ (4,920)	$ (461)	$ (10,569)
[1]	Included in the computation of net periodic benefit cost which is included in salaries and benefits. (see Footnote 15 for additional details).

REGULATORY MATTERS_ (Details Te

REGULATORY MATTERS: (Details Textual) $ in Millions	12 Months Ended
	Dec. 31, 2015USD ($)
Banking and Thrift [Abstract]
Undistributed earnings	$ 41.6

REGULATORY MATTERS_ (Details)

REGULATORY MATTERS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Corporation [Member]
Capital [Abstract]
Capital	$ 398,903	$ 386,622
Capital to Risk Weighted Assets (percent)	18.62%	17.86%
Capital Required for Capital Adequacy	$ 171,346	$ 173,211
Capital Required for Capital Adequacy to Risk Weighted Assets (percent)	8.00%	8.00%
Common equity capital	$ 378,957
Commen Equity Capital to Risk Weighted Assets	17.69%
Common equity capital required for capital adequacy	$ 96,382
Common Equity Capital required for Capital Adequacy to Risk Weighted Assets	4.50%
Tier One Risk Based Capital [Abstract]
Tier One Risk Based Capital	$ 378,957	$ 367,783
Tier One Risk Based Capital to Risk Weighted Assets (percent)	17.69%	16.99%
Tier One Risk Based Capital Required for Capital Adequacy	$ 128,509	$ 129,908
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets (percent)	6.00%	6.00%
Tier One Leverage Capital [Abstract]
Tier One Leverage Capital	$ 378,957	$ 367,783
Tier One Leverage Capital to Average Assets (percent)	12.92%	12.33%
Tier One Leverage Capital Required for Capital Adequacy	$ 117,352	$ 119,356
Tier One Leverage Capital Required for Capital Adequacy to Average Assets (percent)	4.00%	4.00%
First Financial Bank [Member]
Capital [Abstract]
Capital	$ 372,922	$ 358,631
Capital to Risk Weighted Assets (percent)	18.05%	17.13%
Capital Required for Capital Adequacy	$ 165,261	$ 167,472
Capital Required for Capital Adequacy to Risk Weighted Assets (percent)	8.00%	8.00%
Capital Required to be Well Capitalized	$ 206,576	$ 209,340
Capital Required to be Well Capitalized to Risk Weighted Assets (percent)	10.00%	10.00%
Common equity capital	$ 355,853
Commen Equity Capital to Risk Weighted Assets	17.23%
Common equity capital required for capital adequacy	$ 92,959
Common Equity Capital required for Capital Adequacy to Risk Weighted Assets	4.50%
Common equity capital required to be well capitalized	$ 134,274
Common Equity Capital required to be Well Capitalized to Risk Weighted Assets	6.50%
Tier One Risk Based Capital [Abstract]
Tier One Risk Based Capital	$ 355,853	$ 342,452
Tier One Risk Based Capital to Risk Weighted Assets (percent)	17.23%	16.36%
Tier One Risk Based Capital Required for Capital Adequacy	$ 123,945	$ 125,604
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets (percent)	6.00%	6.00%
Tier One Risk Based Capital Required to be Well Capitalized	$ 165,261	$ 167,472
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets (percent)	8.00%	8.00%
Tier One Leverage Capital [Abstract]
Tier One Leverage Capital	$ 355,853	$ 342,452
Tier One Leverage Capital to Average Assets (percent)	12.50%	11.83%
Tier One Leverage Capital Required for Capital Adequacy	$ 113,888	$ 115,770
Tier One Leverage Capital Required for Capital Adequacy to Average Assets (percent)	4.00%	4.00%
Tier One Leverage Capital Required to be Well Capitalized	$ 142,360	$ 144,712
Tier One Leverage Capital Required to be Well Capitalized to Average Assets (percent)	5.00%	5.00%

PARENT COMPANY CONDENSED FIN116

PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash deposits in affiliated banks	$ 88,695	$ 78,102
Land and headquarters building, net	50,531	51,802
Other	44,573	48,857
TOTAL ASSETS	2,979,585	3,002,485
LIABILITIES AND SHAREHOLDERS' EQUITY
Other liabilities	80,392	90,173
TOTAL LIABILITIES	2,569,269	2,608,271
Shareholders' Equity	410,316	394,214	$ 386,195	$ 372,122
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	2,979,585	3,002,485
Parent
ASSETS
Cash deposits in affiliated banks	1,782	3,639
Investments in subsidiaries	413,117	396,486
Land and headquarters building, net	5,588	5,791
Other	12	103
TOTAL ASSETS	420,499	406,019
LIABILITIES AND SHAREHOLDERS' EQUITY
Dividends payable	6,243	6,341
Other liabilities	3,940	5,464
TOTAL LIABILITIES	10,183	11,805
Shareholders' Equity	410,316	394,214
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 420,499	$ 406,019

PARENT COMPANY CONDENSED FIN117

PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details 1) - USD ($) $ in Thousands	3 Months Ended									12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]
Income tax benefit										$ (10,392)	$ (14,189)	$ (13,767)
NET INCOME	$ 7,114	$ 8,398	$ 6,923	$ 7,761	$ 9,181	$ 8,272	$ 8,488	$ 7,831		30,196	33,772	31,534
Comprehensive Income (Loss), Net of Tax, Attributable to Parent								$ 33,212	$ 25,037	35,324
Parent
Condensed Financial Statements, Captions [Line Items]
Dividends from subsidiaries										19,397	26,530	7,130
Other income										795	724	1,144
Other operating expenses										(2,314)	(2,747)	(3,113)
Income before income taxes and equity in undistributed earnings of subsidiaries										17,878	24,507	5,161
Income tax benefit										815	1,156	988
Income before equity in undistributed earnings of subsidiaries										18,693	25,663	6,149
Equity in undistributed earnings of subsidiaries										11,503	8,109	25,385
NET INCOME										$ 30,196	$ 33,772	$ 31,534

PARENT COMPANY CONDENSED FIN118

PARENT COMPANY CONDENSED FINANCIAL STATEMENTS: (Details 2) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income	$ 7,114	$ 8,398	$ 6,923	$ 7,761	$ 9,181	$ 8,272	$ 8,488	$ 7,831	$ 30,196	$ 33,772	$ 31,534
Adjustments to reconcile net income to net cash provided by operating activities:
Contribution of shares to ESOP									1,294	1,253	1,218
CASH FLOWS FROM FINANCING ACTIVITIES:
Purchases of treasury stock									(8,698)	(14,633)	(162)
Dividends paid									(12,632)	(12,949)	(12,766)
NET CHANGE IN CASH AND CASH EQUIVALENTS									10,593	7,069	(16,197)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR				78,102				71,033	78,102	71,033	87,230
CASH AND DUE FROM BANKS, END OF YEAR	88,695				78,102				88,695	78,102	71,033
Supplemental disclosures of cash flow information:
Interest									4,237	5,527	9,375
Income Taxes									12,869	9,354	13,822
Parent
CASH FLOWS FROM OPERATING ACTIVITIES:
Net Income									30,196	33,772	31,534
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization									203	196	173
Equity in undistributed earnings									(11,503)	(8,109)	(25,385)
Contribution of shares to ESOP									1,294	1,253	1,218
Securities (gains) losses									0	0	(420)
Restricted stock compensation									684	1,072	611
Increase (decrease) in other liabilities									(1,524)	(473)	(512)
(Increase) decrease in other assets									188	155	485
NET CASH FROM OPERATING ACTIVITIES									19,538	27,866	7,704
CASH FLOWS FROM INVESTING ACTIVITIES:
Sales of securities available-for-sale									0	0	740
Purchase of furniture and fixtures									(65)	(1,299)	(5)
NET CASH FROM INVESTING ACTIVITIES									(65)	(1,299)	735
CASH FLOWS FROM FINANCING ACTIVITIES:
Purchases of treasury stock									(8,698)	(14,633)	0
Dividends paid									(12,632)	(12,949)	(12,766)
NET CASH FROM FINANCING ACTIVITES									(21,330)	(27,582)	(12,766)
NET CHANGE IN CASH AND CASH EQUIVALENTS									(1,857)	(1,015)	(4,327)
CASH AND DUE FROM BANKS, BEGINNING OF YEAR				$ 3,639				$ 4,654	3,639	4,654	8,981
CASH AND DUE FROM BANKS, END OF YEAR	$ 1,782				$ 3,639				1,782	3,639	4,654
Supplemental disclosures of cash flow information:
Interest									0	0	0
Income Taxes									$ 12,869	$ 9,354	$ 13,822

SELECTED QUARTERLY DATA (UNA119

SELECTED QUARTERLY DATA (UNAUDITED): (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Selected Quarterly Financial Information [Abstract]
Interest Income	$ 27,018	$ 27,603	$ 26,977	$ 27,078	$ 28,043	$ 28,376	$ 28,115	$ 28,824
Interest Expense	1,006	1,027	1,053	1,083	1,104	1,231	1,509	1,682	$ 4,169	$ 5,526	$ 8,961
NET INTEREST INCOME	26,012	26,576	25,924	25,995	26,939	27,145	26,606	27,142	104,507	107,832	107,260
Provision For Loan Losses	1,050	1,050	1,150	1,450	1,962	1,506	(356)	1,960	4,700	5,072	7,860
Net income	$ 7,114	$ 8,398	$ 6,923	$ 7,761	$ 9,181	$ 8,272	$ 8,488	$ 7,831	$ 30,196	$ 33,772	$ 31,534
Net Income Per Share (in dollars per share)	$ 0.56	$ 0.65	$ 0.54	$ 0.60	$ 0.71	$ 0.62	$ 0.63	$ 0.59	$ 2.35	$ 2.55	$ 2.37