First Financial (THFF) 10-Q 4 Nov 20 2020 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 02, 2020
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2020
Entity File Number	0-16759
Entity Registrant Name	FIRST FINANCIAL CORPORATION
Entity Incorporation, State or Country Code	IN
Entity Tax Identification Number	35-1546989
Entity Address, Address Line One	One First Financial Plaza
Entity Address, City or Town	Terre Haute
Entity Address, State or Province	IN
Entity Address, Postal Zip Code	47807
City Area Code	(812)
Local Phone Number	238-6000
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		13,714,524
Entity Central Index Key	0000714562
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Amendment Flag	false
Trading Symbol	THFF
Document Transition Report	false
Title of 12(b) Security	Common Stock, par value $0.125 per share
Security Exchange Name	NASDAQ

New accounting standards

New accounting standards	9 Months Ended
	Sep. 30, 2020
Accounting Standards Update and Change in Accounting Principle [Abstract]
New accounting standards	New accounting standards Accounting Pronouncements Adopted: In January 2017, the FASB issued ASU No. 2017-04, Simplifying the Test for Goodwill Impairment. The guidance removes Step 2 of the goodwill impairment test, which requires a hypothetical purchase price allocation. Goodwill impairment will now be the amount by which a reporting unit’s carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. All other goodwill impairment guidance will remain largely unchanged. ASU No. 2017-04 is effective for interim and annual reporting periods beginning after December 15, 2019, applied prospectively. Early adoption is permitted for any impairment tests performed after January 1, 2017. The Corporation adopted ASU 2017-04 on January 1, 2020. There was not a significant impact to accounting and disclosures. In August 2018, the FASB issued ASU No. 2018-13, Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement. This ASU eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements. ASU No. 2018-13 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted. The Corporation adopted ASU 2018-13 on January 1, 2020. As ASU No. 2018-13 only revises disclosure requirements, it did not have a material impact on the Corporation’s financial statements. In September 2018, the FASB issued ASU No. 2018-15, Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract. This ASU requires an entity in a cloud computing arrangement (i.e., hosting arrangement) that is a service contract to follow the internal-use software guidance in ASC 350-40 to determine which implementation costs to capitalize as assets or expense as incurred. Capitalized implementation costs should be presented in the same line item on the balance sheet as amounts prepaid for the hosted service, if any (generally as an “other asset”). The capitalized costs will be amortized over the term of the hosting arrangement, with the amortization expense being presented in the same income statement line item as the fees paid for the hosted service. ASU 2018-15 is effective for interim and annual reporting periods beginning after December 15, 2019; early adoption is permitted. The Corporation adopted ASU 2018-15 on January 1, 2020. ASU 2018-15 did not have a material impact on the Corporation’s financial statements. Recent Accounting Pronouncements: In June 2016 ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (ASU 2016-13), was issued and requires entities to use a current expected credit loss ("CECL") model which is a new impairment model based on expected losses rather than incurred losses. Under this model an entity would recognize an impairment allowance equal to its current estimate of all contractual cash flows that the entity does not expect to collect from financial assets measured at amortized cost. The entity's estimate would consider relevant information about past events, current conditions, and reasonable and supportable forecasts, which will result in recognition of lifetime expected credit losses upon loan origination. ASU 2016-13 is effective for interim and annual reporting periods beginning after December 15, 2019. The Corporation formed a cross-functional internal management committee and engaged a third party vendor to assist with the transition to the guidance set forth in this update. The new allowance model implemented by the Corporation estimates credit losses over the expected life of the portfolio and includes a qualitative framework to account for the drivers of losses that are not captured by the quantitative model. The results continue to be utilized to refine our models and estimation techniques. Documentation of new methodologies and internal controls that will be implemented as part of CECL as well as model validation is also being finalized. While the committee continues to analyze and modify calculations, the Corporation currently expects the adoption of ASU 2016-13 will result in an increase in allowance for loan losses amount at January 1, 2020 in the range of $15 million to $25 million. The allowance for credit losses also increased due to the requirement to record an allowance on acquired loan portfolios, previously recorded at fair value. Once finalized, the cumulative effect adjustment, as a result of the adoption of this guidance, was originally to be recorded on January 1, 2020, net of tax, as an adjustment to retained earnings. This estimate is subject to change as key assumptions are refined and model validations are finalized. On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed by the President of the United States that included an option for entities to delay the implementation of ASU 2016-13 until the earlier of the termination date of the national emergency declaration by the President or December 31, 2020. Due to the uncertainty on the economy and unemployment from COVID-19, the Corporation has determined to delay its implementation of ASU 2016-13 and has calculated and recorded its provision for loan losses under the incurred loss model that existed prior to ASU 2016-13. In August 2018, the FASB issued ASU No. 2018-14, Disclosure Framework - Changes to the Disclosure Requirements for Defined Benefit Plans. This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other postretirement benefit plans. ASU 2018-14 is effective for fiscal years ending after December 15, 2020; early adoption is permitted. As ASU 2018-14 only revises disclosure requirements, it will not have a material impact on the Corporation’s financial statements. In December 2019, the FASB issued ASU 2019-12 “Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes.” These amendments remove specific exceptions to the general principles in Topic 740 in GAAP. It eliminates the need for an organization to analyze whether the following apply in a given period: exception to the incremental approach for intraperiod tax allocation; exceptions to accounting for basis differences where there are ownership changes in foreign investments; and exception in interim period income tax accounting for year-to-date losses that exceed anticipated losses. It also improves financial statement preparers’ application of income tax-related guidance and simplifies GAAP for: franchise taxes that are partially based on income; transactions with a government that result in a step up in the tax basis of goodwill; separate financial statements of legal entities that are not subject to tax; and enacts changes in tax laws in interim periods. The guidance is effective for public business entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2020. Early adoption is permitted. The Corporation is assessing ASU 2019-12 and its impact on its accounting and disclosure.

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 388,440	$ 127,426
Federal funds sold	659	7,500
Securities available-for-sale	956,239	926,717
Financing Receivable, before Allowance for Credit Loss, Current	1,657,083	1,584,447
Loans:
Residential	626,441	682,077
Consumer	468,684	386,006
Loans, gross	2,752,208	2,652,530
Less: Unearned Income	1,285	3,860
Less: Allowance for loan losses	(26,960)	(19,943)
Loans, Net	2,726,533	2,636,447
Restricted Investments	15,012	15,394
Accrued interest receivable	18,482	18,523
Premises and equipment, net	62,968	62,576
Bank-owned life insurance	95,459	94,251
Goodwill	78,592	78,592
Other intangible assets	9,405	10,643
Other real estate owned	3,465	3,625
Other assets	34,742	41,556
TOTAL ASSETS	4,389,996	4,023,250
Deposits:
Non-interest-bearing	709,591	547,189
Interest-bearing:
Certificates of deposit exceeding the FDIC insurance limits	109,830	126,738
Other interest-bearing deposits	2,784,932	2,601,430
Total Deposits	3,604,353	3,275,357
Federal Funds Purchased and Securities Sold under Agreements to Repurchase	95,249	80,119
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Amount of Advances	10,845	30,973
Other liabilities	72,454	79,193
TOTAL LIABILITIES	3,782,901	3,465,642
Shareholders' equity
Common stock, $.125 stated value per share; Authorized shares-40,000,000 Issued shares-16,075,154 in 2020 and 16,055,466 in 2019 Outstanding shares-13,714,154 in 2020 and 13,741,825 in 2019	2,006	2,005
Additional paid-in capital	140,308	139,694
Retained earnings	523,029	492,055
Accumulated other comprehensive income (loss)	12,121	(7,501)
Less: Treasury shares at cost-2,360,630 in 2020 and 2,313,641 in 2019	(70,369)	(68,645)
TOTAL SHAREHOLDERS' EQUITY	607,095	557,608
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 4,389,996	$ 4,023,250
Common stock, stated value per share	$ 0.125	$ 0.125

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Sep. 30, 2020	Dec. 31, 2019
Common stock, stated value per share	$ 0.125	$ 0.125
Common stock, Authorized shares	40,000,000	40,000,000
Common stock, Issued shares	16,075,154	16,055,466
Common stock, Outstanding shares	13,714,524	13,741,825
Treasury, shares	2,360,630	2,313,641

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (LOSS) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST INCOME:
Loans, including related fees	$ 34,077	$ 33,363	$ 102,335	$ 87,650
Securities:
Taxable	3,005	3,907	10,658	11,104
Tax-exempt	1,994	1,959	5,940	5,699
Other	463	366	1,265	1,017
TOTAL INTEREST INCOME	39,539	39,595	120,198	105,470
INTEREST EXPENSE:
Interest Expense, Deposits	2,689	5,069	10,238	11,202
Short-term borrowings	107	305	475	786
Other borrowings	212	222	709	305
TOTAL INTEREST EXPENSE	3,008	5,596	11,422	12,293
NET INTEREST INCOME	36,531	33,999	108,776	93,177
Provision for loan losses	4,425	1,500	10,080	3,200
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	32,106	32,499	98,696	89,977
NON-INTEREST INCOME:
Trust and financial services	1,210	1,329	4,032	3,657
Service charges and fees on deposit accounts	2,516	3,227	7,616	8,586
Other service charges and fees	4,269	3,720	11,468	10,242
Net securities gains (losses)	5	6	230	18
Gain on sales of mortgage loans	2,910	865	4,813	1,781
Other	829	599	1,451	2,841
TOTAL NON-INTEREST INCOME	11,739	9,746	29,610	27,125
NON-INTEREST EXPENSE:
Salaries and employee benefits	15,474	14,031	45,769	39,332
Occupancy expense	2,003	1,804	6,094	5,432
Equipment expense	2,739	2,117	7,873	5,685
FDIC Expense	135	155	(46)	494
Other	6,779	9,302	21,877	23,651
TOTAL NON-INTEREST EXPENSE	27,130	27,409	81,567	74,594
INCOME BEFORE INCOME TAXES	16,715	14,836	46,739	42,508
Income tax expense	2,715	2,579	8,634	8,000
Unrealized gain (loss) on securities, net of tax	14,000	12,257	38,105	34,508
OTHER COMPREHENSIVE INCOME (LOSS)
Change in unrealized gains/losses on securities, net of reclassifications	2,223	4,124	18,451	22,689
Change in funded status of post retirement benefits	383	303	1,171	910
COMPREHENSIVE INCOME (LOSS)	$ 16,606	$ 16,684	$ 57,727	$ 58,107
PER SHARE DATA
Basic and Diluted Earnings per Share (in dollars per share)	$ 1.02	$ 0.93	$ 2.78	$ 2.74
Weighted average number of shares outstanding (in thousands)	13,715	13,141	13,723	12,574

CONSOLIDATED STATEMENTS OF SHAR

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income/(Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2018	$ 442,701	$ 1,824	$ 76,774	$ 456,716	$ (23,454)	$ (69,159)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Unrealized gain (loss) on securities, net of tax	34,508	0	0	34,508	0	0
Other comprehensive income (loss)	23,599	0	0	0	23,599	0
Omnibus Equity Incentive Plan	601	2	599	0	0	0
Payments for Repurchase of Common Stock	(315)		0	0	0
Dividends, Common Stock, Cash	(6,390)	0	0	(6,390)	0	0
Balance at Sep. 30, 2019	556,582	2,004	139,073	484,834	145	(69,474)
Balance at Jun. 30, 2019	477,820	1,826	77,173	472,577	(4,282)	(69,474)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Unrealized gain (loss) on securities, net of tax	12,257	0	0	12,257	0	0
Other comprehensive income (loss)	4,427	0	0	0	4,427	0
Omnibus Equity Incentive Plan	200	0	200	0	0	0
Balance at Sep. 30, 2019	556,582	2,004	139,073	484,834	145	(69,474)
Balance at Dec. 31, 2019	557,608	2,005	139,694	492,055	(7,501)	(68,645)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Unrealized gain (loss) on securities, net of tax	38,105	0	0	38,105	0	0
Other comprehensive income (loss)	19,622	0	0	0	19,622	0
Omnibus Equity Incentive Plan	615	1	614	0	0	0
Payments for Repurchase of Common Stock	(1,724)		0	0	0
Dividends, Common Stock, Cash	(7,131)	0	0	(7,131)	0	0
Balance at Sep. 30, 2020	607,095	2,006	140,308	523,029	12,121	(70,369)
Balance at Jun. 30, 2020	590,284	2,006	140,103	509,029	9,515	(70,369)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Unrealized gain (loss) on securities, net of tax	14,000	0	0	14,000	0	0
Other comprehensive income (loss)	2,606	0	0	0	2,606	0
Omnibus Equity Incentive Plan	205	0	205	0	0	0
Balance at Sep. 30, 2020	$ 607,095	$ 2,006	$ 140,308	$ 523,029	$ 12,121	$ (70,369)

CONSOLIDATED STATEMENTS OF SH_2

CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Treasury stock purchase (in shares)	46,989	7,866	46,989	7,866
Cash Dividends (in dollars per share)	$ 0	$ 0	$ 0	$ 0

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
CASH FLOWS FROM OPERATING ACTIVITIES:
Unrealized gain (loss) on securities, net of tax	$ 38,105	$ 34,508
Adjustments to reconcile net income to net cash provided by operating activities:
Net amortization (accretion) of premiums and discounts on investments	5,149	3,425
Provision for loan losses	10,080	3,200
Securities (gains) losses	(230)	(18)
(Gain) loss on sale of other real estate	140	37
Restricted stock compensation	615	601
Depreciation and amortization	4,527	3,121
Other, net	(780)	(3,953)
NET CASH FROM OPERATING ACTIVITIES	52,793	39,140
CASH FLOWS FROM INVESTING ACTIVITIES:
Calls, maturities and principal reductions on securities available-for-sale	181,963	117,532
Purchases of securities available-for-sale	(221,830)	(71,596)
Increase (Decrease) in Federal Funds Sold	6,841	0
Loans made to customers, net of repayment	(92,854)	(61,496)
Proceeds from Sale of Restricted Investments	400	1,228
Payments to Acquire Restricted Investments	(18)	(34)
Proceeds from sales of other real estate owned	487	671
Additions to premises and equipment	(3,681)	(1,537)
NET CASH FROM INVESTING ACTIVITIES	(100,531)	(27,861)
Payments to Acquire Businesses, Net of Cash Acquired	0	(12,629)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net change in deposits	329,929	26,903
Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase	15,130	(44,414)
Maturities of other borrowings	(37,010)	(192,000)
Proceeds from FHLBank Borrowings, Financing Activities	16,700	217,000
Purchase of treasury stock	(1,724)	(315)
Dividends paid	(14,273)	(12,648)
Net Cash Provided by (Used in) Financing Activities	308,752	(5,474)
NET CHANGE IN CASH AND CASH EQUIVALENTS	261,014	5,805
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	127,426	74,388
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 388,440	$ 80,193

Significant Accounting Policies

Significant Accounting Policies	9 Months Ended
	Sep. 30, 2020
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies The significant accounting policies followed by the Corporation and its subsidiaries for interim financial reporting are consistent with the accounting policies followed for annual financial reporting. All adjustments which are, in the opinion of management, necessary for a fair statement of the results for the periods reported have been included in the accompanying consolidated financial statements and are of a normal recurring nature. The Corporation reports financial information for only one segment, banking. Some items in the prior year financials were reclassified to conform to the current presentation. On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law. It contains substantial tax and spending provisions intended to address the impact of the COVID-19 pandemic. The goal of the CARES Act is to prevent a severe economic downturn through various measures, including direct financial aid to American families and economic stimulus to significantly impacted industry sectors. The CARES Act also includes a range of other provisions designed to support the U.S. economy and mitigate the impact of COVID-19 on financial institutions and their customers, including through the authorization of various programs and measures that the U.S. Department of the Treasury, the Small Business Administration, the Federal Reserve Board, and other federal banking agencies may or are required to implement. Further, in response to the COVID-19 outbreak, the Federal Reserve Board has implemented or announced a number of facilities to provide emergency liquidity to various segments of the U.S. economy and financial market. The CARES Act includes a provision that permits a financial institution to elect to suspend temporarily troubled debt restructuring accounting under ASC Subtopic 310-40 in certain circumstances (“section 4013”). To be eligible under section 4013, a loan modification must be (1) related to COVID-19; (2) executed on a loan that was not more than 30 days past due as of December 31, 2019; and (3) executed between March 1, 2020, and the earlier of (A) 60 days after the date of termination of the National Emergency or (B) December 31, 2020. In response to this section of the CARES Act, the federal banking agencies issued a revised interagency statement on April 7, 2020 that, in consultation with the Financial Accounting Standards Board, confirmed that for loans not subject to section 4013, short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not troubled debt restructurings under ASC Subtopic 310-40. This includes short-term (e.g., up to six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. The Omnibus Equity Incentive Plan is a long-term incentive plan that was designed to align the interests of participants with the interests of shareholders. Under the plan, awards may be made based on certain performance measures. The grants are made in restricted stock units that are subject to a vesting schedule. These shares vest over 3 years in increments of 33%, 33%, and 34% respectively. For the three months ended 2020 and 2019, 19,688 and 19,783 shares were awarded, respectively. These shares had a grant date value of $837 thousand and $841 thousand for 2020 and 2019, vest over three years, and their grant is not subject to future performance measures. Outstanding shares are increased at the award date for the total shares awarded. The extent to which the COVID-19 pandemic impacts the Corporation’s business, liquidity, asset valuations, results of operations, and financial condition, as well as its regulatory capital and liquidity ratios, will depend on future developments, which are highly uncertain, including the scope and duration of the pandemic and actions taken by governmental authorities and other third parties in response to the pandemic. Moreover, the effects of the COVID-19 pandemic may have a material adverse effect on all or a combination of valuation impairments on the Corporation's intangible assets, investments, loans, or deferred tax assets.

Allowance for Loan Losses

Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]
Allowance for Loan Losses	Allowance for Loan Losses The following table presents the activity of the allowance for loan losses by portfolio segment for the three months ended September 30. Allowance for Loan Losses: September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,149 $ 1,876 $ 10,054 $ 1,206 $ 23,285 Provision for loan losses 1,992 17 1,695 721 4,425 Loans charged -off (160) (296) (1,542) — (1,998) Recoveries 147 185 916 — 1,248 Ending Balance $ 12,128 $ 1,782 $ 11,123 $ 1,927 $ 26,960 Allowance for Loan Losses: September 30, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 9,481 $ 1,323 $ 7,744 $ 1,702 $ 20,250 Provision for loan losses 163 (10) 1,691 (344) 1,500 Loans charged -off (864) (256) (2,082) — (3,202) Recoveries 226 266 759 — 1,251 Ending Balance $ 9,006 $ 1,323 $ 8,112 $ 1,358 $ 19,799 The following table presents the activity of the allowance for loan losses by portfolio segment for the nine months ended September 30. Allowance for Loan Losses: September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 8,945 $ 1,302 $ 8,304 $ 1,392 $ 19,943 Provision for loan losses 3,325 795 5,425 535 10,080 Loans charged -off (834) (719) (4,889) — (6,442) Recoveries 692 404 2,283 — 3,379 Ending Balance $ 12,128 $ 1,782 $ 11,123 $ 1,927 $ 26,960 Allowance for Loan Losses: September 30, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 9,848 $ 1,313 $ 7,481 $ 1,794 $ 20,436 Provision for loan losses 5 145 3,486 (436) 3,200 Loans charged -off (1,523) (675) (5,019) — (7,217) Recoveries 676 540 2,164 — 3,380 Ending Balance $ 9,006 $ 1,323 $ 8,112 $ 1,358 $ 19,799 The following table presents the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method at September 30, 2020 and December 31, 2019. Allowance for Loan Losses September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 1,685 $ — $ — $ — $ 1,685 Collectively evaluated for impairment 10,443 1,782 11,123 1,927 25,275 Acquired with deteriorated credit quality — — — — — Ending Balance $ 12,128 $ 1,782 $ 11,123 $ 1,927 $ 26,960 Loans: September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 9,366 $ 4,925 $ — $ 14,291 Collectively evaluated for impairment 1,653,380 623,349 470,546 2,747,275 Acquired with deteriorated credit quality 4,371 — — 4,371 Ending Balance $ 1,667,117 $ 628,274 $ 470,546 $ 2,765,937 Allowance for Loan Losses: December 31, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 48 $ — $ — $ — $ 48 Collectively evaluated for impairment 8,897 1,302 8,304 1,392 19,895 Acquired with deteriorated credit quality — — — — — Ending Balance $ 8,945 $ 1,302 $ 8,304 $ 1,392 $ 19,943 Loans December 31, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 3,161 $ 3,952 $ — $ 7,113 Collectively evaluated for impairment 1,584,169 680,069 387,655 2,651,893 Acquired with deteriorated credit quality 7,436 — — 7,436 Ending Balance $ 1,594,766 $ 684,021 $ 387,655 $ 2,666,442 The following tables present loans individually evaluated for impairment by class of loans. September 30, 2020 Unpaid Recorded Allowance Average Interest Cash Basis (Dollar amounts in thousands) Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,458 $ 929 $ — $ 1,048 $ — $ — Farmland — — — 1,161 — — Non Farm, Non Residential 3,359 3,359 — 2,596 — — Agriculture — — — — — — All Other Commercial 24 24 — 26 — — Residential First Liens 3,545 3,545 — 3,609 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 3,749 3,749 1,054 1,140 — — Farmland — — — — — — Non Farm, Non Residential 171 171 — 86 — — Agriculture 380 380 380 95 — — All Other Commercial 754 754 251 377 — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily 1,380 1,380 — 673 — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 14,820 $ 14,291 $ 1,685 $ 10,811 $ — $ — December 31, 2019 Unpaid Recorded Allowance Average Interest Cash Basis (Dollar amounts in thousands) Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,519 $ 989 $ — $ 848 $ — $ — Farmland 1,997 1,997 — 1,999 — — Non Farm, Non Residential — — — — — — Agriculture — — — — — — All Other Commercial 27 27 — 461 — — Residential First Liens 3,952 3,952 — 4,055 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 148 148 48 1,108 — — Farmland — — — 84 — — Non Farm, Non Residential — — — — — Agriculture — — — 138 — — All Other Commercial — — — — — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 7,643 $ 7,113 $ 48 $ 8,693 $ — $ — Three Months Ended Nine Months Ended Average Interest Cash Basis Average Interest Cash Basis (Dollar amounts in thousands) Investment Recognized Recognized Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,026 $ — $ — $ 1,048 $ — $ — Farmland 662 — — 1,161 — — Non Farm, Non Residential 3,436 — — 2,596 — — Agriculture — — — — — — All Other Commercial 25 — — 26 — — Residential First Liens 3,452 — — 3,609 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 2,136 — — 1,140 — — Farmland — — — — — — Non Farm, Non Residential 171 — — 86 — — Agriculture 190 — — 95 — — All Other Commercial 754 — — 377 — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily 1,346 — — 673 — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 13,198 $ — $ — $ 10,811 $ — $ — Three Months Ended Nine Months Ended Average Interest Cash Basis Average Interest Cash Basis (Dollar amounts in thousands) Investment Recognized Recognized Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 904 $ — $ — $ 813 $ — $ — Farmland 2,011 — — 1,999 — — Non Farm, Non Residential — — — — — — Agriculture — — — — — — All Other Commercial 29 — — 570 — — Residential First Liens 3,827 — — 4,080 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 922 — — 1,349 — — Farmland — — — 105 — — Non Farm, Non Residential — — — — — — Agriculture — — — 173 — — All Other Commercial — — — — — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 7,693 $ — $ — $ 9,089 $ — $ — The tables below presents the recorded investment in non-performing loans. September 30, 2020 Loans Past Troubled Nonaccrual Excluding (Dollar amounts in thousands) Accruing Accruing Nonaccrual TDR Commercial Commercial & Industrial $ — $ — $ 4 $ 5,681 Farmland — — — 209 Non Farm, Non Residential — — — 3,894 Agriculture 173 — — 480 All Other Commercial — — — 787 Residential First Liens 2,330 2,547 602 2,702 Home Equity 83 — — 31 Junior Liens 288 122 8 155 Multifamily — — — 1,380 All Other Residential 1 — — 158 Consumer Motor Vehicle 221 — 14 585 All Other Consumer — 113 538 554 TOTAL $ 3,096 $ 2,782 $ 1,166 $ 16,616 December 31, 2019 Loans Past Troubled Nonaccrual Excluding (Dollar amounts in thousands) Accruing Accruing Nonaccrual TDR Commercial Commercial & Industrial $ — $ — $ 11 $ 2,191 Farmland 5 — — 2,410 Non Farm, Non Residential — — — 441 Agriculture — — — 485 All Other Commercial — — — 114 Residential First Liens 625 3,007 396 2,876 Home Equity 12 — — 61 Junior Liens 51 94 9 175 Multifamily — — — — All Other Residential 738 — — 203 Consumer Motor Vehicle 227 — 15 138 All Other Consumer 4 239 444 452 TOTAL $ 1,662 $ 3,340 $ 875 $ 9,546 Non-performing loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following tables presents the aging of the recorded investment in loans by past due category and class of loans. September 30, 2020 30-59 Days 60-89 Days Greater Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 644 $ 206 $ 3,754 $ 4,604 $ 726,012 $ 730,616 Farmland — — 92 92 123,546 123,638 Non Farm, Non Residential 1,011 — 222 1,233 354,478 355,711 Agriculture 2,037 — 552 2,589 142,984 145,573 All Other Commercial 55 19 786 860 310,719 311,579 Residential First Liens 1,636 1,125 2,910 5,671 328,611 334,282 Home Equity 288 25 99 412 62,832 63,244 Junior Liens 58 57 324 439 54,518 54,957 Multifamily 197 — 1,380 1,577 159,565 161,142 All Other Residential — 7 53 60 14,589 14,649 Consumer Motor Vehicle 5,757 772 281 6,810 432,490 439,300 All Other Consumer 183 2 — 185 31,061 31,246 TOTAL $ 11,866 $ 2,213 $ 10,453 $ 24,532 $ 2,741,405 $ 2,765,937 December 31, 2019 30-59 Days 60-89 Days Greater Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 2,885 $ 766 $ 1,379 $ 5,030 $ 594,925 $ 599,955 Farmland 132 — 2,089 2,221 137,730 139,951 Non Farm, Non Residential 3,749 104 — 3,853 398,854 402,707 Agriculture 277 128 — 405 162,794 163,199 All Other Commercial — — 109 109 288,845 288,954 Residential First Liens 6,452 1,292 1,458 9,202 375,924 385,126 Home Equity 124 63 34 221 70,813 71,034 Junior Liens 384 43 137 564 54,533 55,097 Multifamily — — — — 148,282 148,282 All Other Residential 1,082 — 890 1,972 22,510 24,482 Consumer Motor Vehicle 6,488 983 270 7,741 347,950 355,691 All Other Consumer 228 42 2 272 31,692 31,964 TOTAL $ 21,801 $ 3,421 $ 6,368 $ 31,590 $ 2,634,852 $ 2,666,442 During the three and nine months ended September 30, 2020 and 2019, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs. 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total July 1, $ — $ 3,231 $ 668 $ 3,899 Added — 313 81 394 Charged Off — — (30) (30) Payments — (112) (54) (166) September 30, $ — $ 3,432 $ 665 $ 4,097 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 11 $ 3,485 $ 698 $ 4,194 Added — 436 216 652 Charged Off — (6) (80) (86) Payments (11) (483) (169) (663) September 30, $ — $ 3,432 $ 665 $ 4,097 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total July 1, 127 3,797 617 4,541 Added — — 73 73 Charged Off — — (35) (35) Payments (110) (300) (42) (452) September 30, 17 3,497 613 4,127 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, 145 4,043 618 4,806 Added — 122 236 358 Charged Off — (16) (81) (97) Payments (128) (652) (160) (940) September 30, 17 3,497 613 4,127 Modification of the terms of such loans typically include one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. No modification in 2020 or 2019 resulted in the permanent reduction of the recorded investment in the loan. Modifications involving a reduction of the stated interest rate of the loan were for periods ranging from twelve months to five years. Modifications involving an extension of the maturity date were for periods ranging from twelve months to ten years. Troubled debt restructurings during the three months ended September 30, 2020 and 2019 did not result in any material charge-offs or additional provision expense. The Corporation has no allocations of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of September 30, 2020 and 2019. The Corporation has not committed to lend additional amounts as of September 30, 2020 and 2019 to customers with outstanding loans that are classified as troubled debt restructurings. None of the charge-offs during the three and six months ended September 30, 2020 and 2019 were of restructurings that had occurred in the previous 12 months. The CARES Act includes a provision that permits a financial institution to elect to suspend temporarily troubled debt restructuring accounting under ASC Subtopic 310-40 in certain circumstances (“section 4013”). To be eligible under section 4013, a loan modification must be (1) related to COVID-19; (2) executed on a loan that was not more than 30 days past due as of December 31, 2019; and (3) executed between March 1, 2020, and the earlier of (A) 60 days after the date of termination of the National Emergency or (B) December 31, 2020. In response to this section of the CARES Act, the federal banking agencies issued a revised interagency statement on April 7, 2020 that, in consultation with the Financial Accounting Standards Board, confirmed that for loans not subject to section 4013, short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief are not troubled debt restructurings under ASC Subtopic 310-40. This includes short-term (e.g., up to six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. As of September 30, 2020, 1,431 loans totaling $328 million were modified, related to COVID-19, that were not considered troubled debt restructurings. 1,139 loans totaling $208 million have resumed normal scheduled payments. 292 remaining loans are still under a debt relief plan, which include 42 commercial loans totaling $80 million that have been provided additional payment relief since the initial payment relief plan. 250 loans totaling $40 million are under the original payment relief plan. Credit Quality Indicators: The Corporation categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Corporation analyzes loans individually by classifying the loans as to credit risk. This analysis includes non-homogeneous loans, such as commercial loans, with an outstanding balance greater than $100 thousand. Any consumer loans outstanding to a borrower who had commercial loans analyzed will be similarly risk rated. This analysis is performed on a quarterly basis. The Corporation uses the following definitions for risk ratings: Special Mention: Loans classified as special mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard: Loans classified as substandard are inadequately protected by the current net worth and debt service capacity of the borrower or of any pledged collateral. These loans have a well-defined weakness or weaknesses which have clearly jeopardized repayment of principal and interest as originally intended. They are characterized by the distinct possibility that the institution will sustain some future loss if the deficiencies are not corrected. Doubtful: Loans classified as doubtful have all the weaknesses inherent in those graded substandard, with the added characteristic that the severity of the weaknesses makes collection or liquidation in full highly questionable or improbable based upon currently existing facts, conditions, and values. Furthermore, non-homogeneous loans which were not individually analyzed, but are 90+ days past due or on non-accrual are classified as substandard. Loans included in homogeneous pools, such as residential or consumer may be classified as substandard due to 90+ days delinquency, non-accrual status, bankruptcy, or loan restructuring. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either those with an outstanding balance less than $100 thousand or are included in groups of homogeneous loans. As of September 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans are as follows: September 30, 2020 (Dollar amounts in thousands) Pass Special Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 683,490 $ 17,129 $ 17,801 $ — $ 9,623 $ 728,043 Farmland 109,589 4,318 7,139 — 199 121,245 Non Farm, Non Residential 318,566 24,066 11,154 — 781 354,567 Agriculture 117,125 9,956 16,083 — 74 143,238 All Other Commercial 306,147 2,987 812 — 44 309,990 Residential First Liens 86,007 1,065 8,724 — 237,296 333,092 Home Equity 2,451 — 151 — 60,510 63,112 Junior Liens 2,102 46 400 — 52,279 54,827 Multifamily 159,318 105 1,380 — — 160,803 All Other Residential 1,406 — 62 — 13,139 14,607 Consumer Motor Vehicle 331 — 602 — 436,639 437,572 All Other Consumer 175 — 23 — 30,914 31,112 TOTAL $ 1,786,707 $ 59,672 $ 64,331 $ — $ 841,498 $ 2,752,208 December 31, 2019 (Dollar amounts in thousands) Pass Special Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 549,341 $ 19,253 $ 26,349 $ 5 $ 2,761 $ 597,709 Farmland 119,858 8,673 8,644 — 100 137,275 Non Farm, Non Residential 381,404 4,424 12,269 — 3,678 401,775 Agriculture 127,144 4,507 27,490 — 985 160,126 All Other Commercial 283,266 3,141 1,120 — 35 287,562 Residential First Liens 174,338 926 4,382 — 204,266 383,912 Home Equity 18,417 — 134 11 52,280 70,842 Junior Liens 2,839 64 178 76 51,817 54,974 Multifamily 146,497 112 1,315 — 19 147,943 All Other Residential 12,624 — 205 — 11,577 24,406 Consumer Motor Vehicle 2,880 — 538 — 350,780 354,198 All Other Consumer 3,155 — 38 — 28,615 31,808 TOTAL $ 1,821,763 $ 41,100 $ 82,662 $ 92 $ 706,913 $ 2,652,530

Securities

Securities	9 Months Ended
	Sep. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities The amortized cost and fair value of the Corporation’s investments are shown below. All securities are classified as available-for-sale. September 30, 2020 (Dollar amounts in thousands) Amortized Unrealized Unrealized Fair Value U.S. Government agencies $ 94,924 $ 5,430 $ (4) $ 100,350 Mortgage Backed Securities - residential 276,182 8,710 (282) 284,610 Mortgage Backed Securities - commercial 18,046 634 — 18,680 Collateralized mortgage obligations 225,964 5,821 (217) 231,568 State and municipal obligations 276,640 18,200 (86) 294,754 Municipal taxable 20,106 624 (3) 20,727 U.S. Treasury 2,500 14 — 2,514 Collateralized debt obligations — 3,036 — 3,036 TOTAL $ 914,362 $ 42,469 $ (592) $ 956,239 December 31, 2019 (Dollar amounts in thousands) Amortized Unrealized Unrealized Fair Value U.S. Government agencies $ 102,490 $ 1,293 $ (150) $ 103,633 Mortgage Backed Securities-residential 240,753 2,979 (350) 243,382 Mortgage Backed Securities-commercial 22,036 73 (5) 22,104 Collateralized mortgage obligations 280,797 1,735 (1,221) 281,311 State and municipal obligations 253,277 11,265 (108) 264,434 Municipal taxable 728 2 — 730 U.S. Treasury 7,494 10 — 7,504 Collateralized debt obligations — 3,619 — 3,619 TOTAL $ 907,575 $ 20,976 $ (1,834) $ 926,717 Contractual maturities of debt securities at September 30, 2020 were as follows. Securities not due at a single maturity or with no maturity date, primarily mortgage-backed and equity securities are shown separately. Available-for-Sale Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 7,881 $ 7,943 Due after one but within five years 52,873 54,507 Due after five but within ten years 67,655 71,408 Due after ten years 265,761 287,523 394,170 421,381 Mortgage-backed securities and collateralized mortgage obligations 520,192 534,858 TOTAL $ 914,362 $ 956,239 There were $5 thousand and $283 thousand in gross gains and zero and $53 thousand in losses from investment sales/calls realized by the Corporation for the three and nine months ended September 30, 2020. For the three and nine months ended September 30, 2019 there were $6 thousand and $24 thousand in gross gains and zero and $6 thousand in losses on sales/calls of investment securities. The following tables show the securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at September 30, 2020 and December 31, 2019. September 30, 2020 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses U.S. Government agencies $ 5,017 $ (2) $ 998 $ (2) $ 6,015 $ (4) Mortgage Backed Securities - Residential $ 37,117 $ (282) $ — $ — $ 37,117 $ (282) Collateralized mortgage obligations 5,702 (124) 3,716 (93) 9,418 (217) State and municipal obligations 8,059 (64) 452 (22) 8,511 (86) Municipal taxable 747 (3) — — 747 (3) Total temporarily impaired securities $ 56,642 $ (475) $ 5,166 $ (117) $ 61,808 $ (592) December 31, 2019 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses US Government agencies $ 29,183 $ (150) $ — $ — $ 29,183 $ (150) Mortgage Backed Securities - Residential $ 55,665 $ (243) $ 18,724 $ (107) $ 74,389 $ (350) Mortgage Backed Securities - Commercial 4,391 (5) — — 4,391 (5) Collateralized mortgage obligations 33,398 (314) 61,781 (907) 95,179 (1,221) State and municipal obligations 8,996 (61) 461 (47) 9,457 (108) Total temporarily impaired securities $ 131,633 $ (773) $ 80,966 $ (1,061) $ 212,599 $ (1,834) Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. The investment securities portfolio is evaluated for OTTI by segregating the portfolio into two general segments and applying the appropriate OTTI model. Investment securities are generally evaluated for OTTI under FASB ASC 320, Investments - Debt and Equity Securities . However, certain purchased beneficial interests, including non-agency mortgage-backed securities, asset-backed securities, and collateralized debt obligations, that had credit ratings at the time of purchase of below AA are evaluated using the model outlined in FASB ASC 325-40, Beneficial Interests in Securitized Financial Assets. When OTTI occurs under either model, the amount of the OTTI recognized in earnings depends on whether an entity intends to sell the security or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss. If an entity intends to sell or it is more likely than not it will be required to sell the security before recovery of its amortized cost basis, less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. If an entity does not intend to sell the security and it is not more likely than not that the entity will be required to sell the security before recovery of its amortized cost basis less any current-period loss, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors is recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings becomes the new amortized cost basis of the investment. Gross unrealized losses on investment securities were $592 thousand as of September 30, 2020 and $1.8 million as of December 31, 2019. A majority of these losses represent negative adjustments to market value relative to the interest rate environment reflecting the increase in market rates and not losses related to the creditworthiness of the issuer. Based upon our review of the issuers, we do not believe these investments to be other than temporarily impaired. Management does not intend to sell these securities and it is not more likely than not that we will be required to sell them before their anticipated recovery. There is one remaining collateralized debt obligations security with previously recorded OTTI but there was no additional OTTI recorded in 2020 or 2019. The table below presents a rollforward of the credit losses recognized in earnings for the three and nine month periods ended September 30, 2020 and 2019: Three Months Ended September 30, Nine Months Ended September 30, (Dollar amounts in thousands) 2020 2019 2020 2019 Beginning balance $ 2,974 $ 2,974 $ 2,974 $ 2,974 Increases to the amount related to the credit Loss for which other-than-temporary was previously recognized — — — — Reductions for increases in cash flows collected — — — — Reductions for securities called during the period — — — — Ending balance $ 2,974 $ 2,974 $ 2,974 $ 2,974

Fair Value

Fair Value	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value	Fair Value FASB ASC No. 820-10 establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices (unadjusted) of identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2: Significant other observable inputs other than Level I prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The fair value of most securities available for sale is determined by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). For those securities that cannot be priced using quoted market prices or observable inputs a Level 3 valuation is determined. These securities are primarily trust preferred securities, which are priced using Level 3 due to current market illiquidity and certain investments in state and municipal securities. The fair value of the trust preferred securities is obtained from a third party provider without adjustment. As described previously, management obtains values from other pricing sources to validate the Standard & Poors pricing that they currently utilize. The fair value of state and municipal obligations are derived by comparing the securities to current market rates plus an appropriate credit spread to determine an estimated value. Illiquidity spreads are then considered. Credit reviews are performed on each of the issuers. The significant unobservable inputs used in the fair value measurement of the Corporation’s state and municipal obligations are credit spreads related to specific issuers. Significantly higher credit spread assumptions would result in significantly lower fair value measurement. Conversely, significantly lower credit spreads would result in a significantly higher fair value measurements. The fair value of derivatives is based on valuation models using observable market data as of the measurement date (Level 2 inputs). September 30, 2020 Fair Value Measurements Using Significant (Dollar amounts in thousands) Level 1 Level 2 Level 3 Total U.S. Government agencies $ — $ 100,350 $ — $ 100,350 Mortgage Backed Securities-residential — 284,610 — 284,610 Mortgage Backed Securities-commercial — 18,680 — 18,680 Collateralized mortgage obligations — 231,568 — 231,568 State and municipal — 292,519 2,235 294,754 Municipal taxable — 20,727 — 20,727 U.S. Treasury — 2,514 — 2,514 Collateralized debt obligations — — 3,036 3,036 TOTAL $ — $ 950,968 $ 5,271 $ 956,239 Derivative Assets 2,723 Derivative Liabilities (2,723) December 31, 2019 Fair Value Measurements Using Significant (Dollar amounts in thousands) Level 1 Level 2 Level 3 Total U.S. Government agencies $ — $ 103,633 $ — $ 103,633 Mortgage Backed Securities-residential — 243,382 — 243,382 Mortgage Backed Securities-commercial — 22,104 — 22,104 Collateralized mortgage obligations — 281,311 — 281,311 State and municipal — 261,869 2,565 264,434 Municipal taxable — 730 — 730 U.S. Treasury — 7,504 — 7,504 Collateralized debt obligations — — 3,619 3,619 TOTAL $ — $ 920,533 $ 6,184 $ 926,717 Derivative Assets 828 Derivative Liabilities (828) There were no transfers between Level 1 and Level 2 during 2020 and 2019. The tables below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three and nine months ended September 30, 2020 and the year ended December 31, 2019. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Three Months Ended September 30, 2020 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, July1 $ 2,235 $ 2,945 $ 5,180 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 91 91 Transfers — — — Settlements — — — Ending balance, September 30 $ 2,235 $ 3,036 $ 5,271 Nine Months Ended September 30, 2020 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, January 1 $ 2,565 $ 3,619 $ 6,184 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — (583) (583) Transfers — — — Settlements (330) — (330) Ending balance, September 30 $ 2,235 $ 3,036 $ 5,271 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Year Ended December 31, 2019 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, January 1 $ 3,135 $ 3,258 $ 6,393 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 498 498 Purchases — — — Settlements (570) (137) (707) Ending balance, December 31 $ 2,565 $ 3,619 $ 6,184 The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at September 30, 2020. (Dollar amounts in thousands) Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 2,235 Discounted cash flow Discount rate 3.09%-4.44% Other real estate $ 3,465 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 4,749 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at December 31, 2019. (Dollar amounts in thousands) Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 2,565 Discounted cash flow Discount rate 2.87%-4.44% Other real estate $ 3,625 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans 100 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% Impaired loans disclosed in footnote 2, which are measured for impairment using the fair value of collateral, are valued at Level 3. They are carried at a fair value of $4.7 million, after a valuation allowance of $1.7 million at September 30, 2020 and at a fair value of $100 thousand, net of a valuation allowance of $48 thousand at December 31, 2019. The impact to the provision for loan losses for the three and nine months ended September 30, 2020 and for the twelve months ended December 31, 2019 was a $1.4 million increase, a $1.6 million increase, and a $689 thousand decrease, respectively. Other real estate owned is valued at Level 3. Other real estate owned at September 30, 2020 with a value of $3.5 million was reduced zero for fair value adjustment. At September 30, 2020 other real estate owned was comprised of $3.4 million from commercial loans and $119 thousand from residential loans. Other real estate owned at December 31, 2019 with a value of $3.6 million was reduced $64 thousand for fair value adjustment. At December 31, 2019 other real estate owned was comprised of $3.5 million from commercial loans and $142 thousand from residential loans. Fair value is measured based on the value of the collateral securing those loans, and is determined using several methods. Generally the fair value of real estate is determined based on appraisals by qualified licensed appraisers. Appraisals for real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace current property. The market comparison evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and the investor’s required return. The final fair value is based on a reconciliation of these three approaches. If an appraisal is not available, the fair value may be determined by using a cash flow analysis, a broker’s opinion of value, the net present value of future cash flows, or an observable market price from an active market. Fair value of other real estate is based upon the current appraised values of the properties as determined by qualified licensed appraisers and the Company’s judgment of other relevant market conditions. Appraisals are obtained annually and reductions in value are recorded as a valuation through a charge to expense. The primary unobservable input used by management in estimating fair value are additional discounts to the appraised value to consider market conditions and the age of the appraisal, which are based on management’s past experience in resolving these types of properties. These discounts range from 0% to 50%. Values for non-real estate collateral, such as business equipment, are based on appraisals performed by qualified licensed appraisers or the customers financial statements. Values for non real estate collateral use much higher discounts than real estate collateral. Other real estate and impaired loans carried at fair value are primarily comprised of smaller balance properties. The following tables presents loans identified as impaired by class of loans, and carried at fair value on a non-recurring basis, as of September 30, 2020 and December 31, 2019, which are all considered Level 3. September 30, 2020 (Dollar amounts in thousands) Carrying Allowance Fair Value Commercial Commercial & Industrial $ 3,749 $ 1,054 $ 2,695 Farmland — — — Non Farm, Non Residential 171 — 171 Agriculture 380 380 — All Other Commercial 754 251 503 Residential First Liens — — — Home Equity — — — Junior Liens — — — Multifamily 1,380 — 1,380 All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 6,434 $ 1,685 $ 4,749 December 31, 2019 (Dollar amounts in thousands) Carrying Allowance Fair Value Commercial Commercial & Industrial $ 148 $ 48 $ 100 Farmland — — — Non Farm, Non Residential — — — Agriculture — — — All Other Commercial — — — Residential First Liens — — — Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 148 $ 48 $ 100 The carrying amounts and estimated fair value of financial instruments at September 30, 2020 and December 31, 2019, are shown below. Carrying amount is the estimated fair value for cash and due from banks, federal funds sold, short-term borrowings, accrued interest receivable and payable, demand deposits, short-term debt and variable-rate loans or deposits that reprice frequently and fully. Security fair values were described previously. For fixed-rate, non-impaired loans or deposits, variable rate loans or deposits with infrequent repricing or repricing limits, and for longer-term borrowings, fair value is based on discounted cash flows using current market rates applied to the estimated life and considering credit risk. The valuation of impaired loans was described previously. Loan fair value estimates represent an exit price. Fair values of loans held for sale are based on market bids on the loans or similar loans. It was not practicable to determine the fair value of Federal Home Loan Bank stock due to restrictions placed on its transferability. Fair value of debt is based on current rates for similar financing. The fair value of off-balance sheet items is not considered material. September 30, 2020 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 388,440 $ 25,428 $ 363,012 $ — $ 388,440 Federal funds sold — — — — — Securities available-for-sale 956,239 — 950,968 5,271 956,239 Restricted stock 15,012 n/a n/a n/a n/a Loans, net 2,726,533 — — 2,787,631 2,787,631 Accrued interest receivable 18,482 — 5,007 13,475 18,482 Deposits (3,604,353) — (3,615,014) — (3,615,014) Short-term borrowings (95,249) — (95,249) — (95,249) Other borrowings (10,845) — (11,237) — (11,237) Accrued interest payable (1,107) — (1,107) — (1,107) December 31, 2019 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 127,426 $ 26,275 $ 101,151 $ — $ 127,426 Federal funds sold 7,500 — 7,500 — 7,500 Securities available-for-sale 926,717 — 920,533 6,184 926,717 Restricted stock 15,394 n/a n/a n/a n/a Loans, net 2,636,447 — — 2,648,692 2,648,692 Accrued interest receivable 18,523 — 3,583 14,940 18,523 Deposits (3,275,357) — (3,278,099) — (3,278,099) Short-term borrowings (80,119) — (80,119) — (80,119) Other borrowings (30,973) — (31,143) — (31,143) Accrued interest payable (1,739) — (1,739) — (1,739)

Short-Term Borrowings

Short-Term Borrowings	9 Months Ended
	Sep. 30, 2020
Short-term Debt [Abstract]
Short-Term Borrowings	Short-Term Borrowings Period–end short-term borrowings were comprised of the following: (Dollar amounts in thousands) September 30, 2020 December 31, 2019 Federal Funds Purchased $ 1,325 $ 900 Repurchase Agreements 93,924 79,219 $ 95,249 $ 80,119 The Corporation enters into sales of securities under agreements to repurchase. The amounts received under these agreements represent short-term borrowings and are reflected as a liability in the consolidated balance sheets. The securities underlying these agreements are included in investment securities in the consolidated balance sheets. The Corporation has no control over the market value of the securities, which fluctuates due to market conditions. However, the Corporation is obligated to promptly transfer additional securities if the market value of the securities falls below the repurchase agreement price. The Corporation manages this risk by maintaining an unpledged securities portfolio that it believes is sufficient to cover a decline in the market value of the securities sold under agreements to repurchase. Collateral pledged to repurchase agreements by remaining maturity are as follows: September 30, 2020 Repurchase Agreements Remaining Contractual Maturity of the Agreements (Dollar amounts in thousands) Overnight and continuous Up to 30 days 30 - 90 days Greater than 90 days Total Mortgage Backed Securities - Residential and Collateralized Mortgage Obligations $ 87,000 $ 60 $ — $ 6,864 $ 93,924 December 31, 2019 Repurchase Agreements Remaining Contractual Maturity of the Agreements (Dollar amounts in thousands) Overnight and continuous Up to 30 days 30 - 90 days Greater than 90 days Total Mortgage Backed Securities - Residential and Collateralized Mortgage Obligations $ 69,709 $ 1,927 $ 6,552 $ 1,031 $ 79,219

Components of Net Periodic Bene

Components of Net Periodic Benefit Cost	9 Months Ended
	Sep. 30, 2020
Retirement Benefits [Abstract]
Components of Net Periodic Benefit Cost	Components of Net Periodic Benefit Cost Three Months Ended September 30, Nine Months Ended September 30, (Dollar amounts in thousands) Pension Benefits Post-Retirement Pension Benefits Post-Retirement 2020 2019 2020 2019 2020 2019 2020 2019 Service cost $ 325 $ 304 $ 10 $ 9 $ 975 $ 913 $ 29 $ 26 Interest cost 779 866 32 36 2,337 2,599 94 109 Expected return on plan assets (1,050) (896) — — (3,149) (2,689) — — Net amortization of prior service cost 1 — — — 1 1 — — Net amortization of net (gain) loss 492 389 — (4) 1,476 1,168 — (12) Net Periodic Benefit Cost $ 547 $ 663 $ 42 $ 41 $ 1,640 $ 1,992 $ 123 $ 123 Employer Contributions First Financial Corporation previously disclosed in its financial statements for the year ended December 31, 2019 that it expected to contribute $3.7 million and $736 thousand respectively to its Pension Plan and ESOP and $251 thousand to the Post Retirement Health Benefits Plan in 2020. Contributions of $3.0 million have been made to the Pension Plan thus far in 2020. Contributions of $176 thousand have been made through the first nine months of 2020 for the Post Retirement Health Benefits plan. No contributions have been made in 2020 for the ESOP. The Pension plan was frozen for most employees at the end of 2012 and for those employees there will be discretionary contributions to the ESOP plan and a 401K plan in place of the former Pension benefit. In the first nine months of 2020 and 2019 there has been $1.4 million and $1.1 million of expense accrued for potential contributions to these alternative retirement benefit options.

Acquisitions and FDIC Indemnifi

Acquisitions and FDIC Indemnification Asset	9 Months Ended
	Sep. 30, 2020
Business Combinations [Abstract]
Acquisitions and FDIC Indemnification Asset	Acquisitions On July 27, 2019, the Corporation completed its acquisition of HopFed Bancorp, Inc. and its banking subsidiary, Heritage Bank. Therefore, the results of HopFed have been included in the results of operations beginning on July 27, 2019. Pursuant to the terms of the merger agreement, each issued and outstanding share of HopFed common stock, $0.01 par value per share, was converted into the right to receive, at the stockholder's election, either (or a combination of) 0.444 shares of Corporation common stock, without par value, or $21.00 in cash, subject to proration provisions specified in the merger agreement that provide for an aggregate split of 50% of shares of HopFed Common Stock being exchanged for Corporation Common Stock and 50% for cash, with cash to be paid in lieu of fractional shares. Each outstanding share of Corporation common stock remained outstanding and was unaffected by the merger. Acquisition-related costs of $3.3 million are included in the Corporation's income statement for the year ended December 31, 2019. Goodwill of $44.2 million arising from the acquisition consisted largely of synergies and the cost savings resulting from the combining of the operations of the companies. The goodwill is not deductible for income tax purposes as the transaction was accounted for as a tax-free exchange. The following table summarizes the consideration paid and the amounts of the assets acquired and liabilities assumed recognized at the acquisition date. (Dollar amounts in thousands) As Initially Reported Measurement Period Adjustments As Adjusted Consideration Cash consideration $ 67,348 $ — $ 67,348 Stock consideration 61,878 — 61,878 Fair value of total consideration transferred $ 129,226 $ — $ 129,226 Assets acquired Cash $ 34,518 $ 34,518 Investment securities available-for-sale 174,851 174,851 Bank owned life insurance 10,693 10,693 Federal Home Loan Bank stock 4,428 4,428 Loans 657,179 1,719 658,898 Premises and equipment 25,316 (6,494) 18,822 Core deposit intangibles 10,369 10,369 Other real estate owned 3,364 3,364 Other assets 6,596 1,600 8,196 Total assets acquired 927,314 (3,175) 924,139 Liabilities assumed Deposits 735,526 735,526 FHLB advances 20,775 20,775 Other borrowings 75,783 75,783 Other liabilities 7,066 7,066 Total liabilities assumed 839,150 — 839,150 Net identifiable assets 88,164 (3,175) 84,989 Goodwill $ 41,062 $ 3,175 $ 44,237 The fair value of net assets acquired includes fair value adjustments to certain receivables that were not considered impaired as of the acquisition date. The fair value adjustments were determined using discounted contractual cash flows. However, the Corporation believes that all contractual cash flows related to these financial instruments will be collected. As such, these receivables were not considered impaired at the acquisition date and were not subject to guidance relating to purchase credit impaired loans, which have shown evidence of credit deterioration since origination. The following table presents supplemental pro forma information as if the acquisition had occurred at the beginning of 2018. The unaudited pro forma information includes adjustments for interest income on loans and securities acquired, interest expense on deposits acquired, and the related income tax effects. The pro forma financial information is not necessarily indicative of the results of operations that would have occurred had the transactions been effected on the assumed dates. Year ended December 31, (Dollar amounts in thousands, except per share data) 2019 2018 Net interest income $ 147,581 $ 145,136 Net income $ 51,088 $ 52,252 Basic and diluted earnings per share $ 3.97 $ 4.26 FASB ASC 310-30, Loans and Debt Securities Acquired with Deteriorated Credit Quality, applies to a loan with evidence of deterioration of credit quality since origination, acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. FASB ASC 310-30 prohibits carrying over or creating an allowance for loan losses upon initial recognition. Purchase credit impaired loans purchased during the year ended December 31, 2019, for which it was probable at acquisition that all contractually required payments would not be collected are as follows: (Dollar amount in thousands) As Initially Reported Measurement Period Adjustments As Adjusted Contractually required payments receivable of loans purchased during the year: Commercial $ 16,530 $ (3,523) $ 13,007 Consumer 391 (296) 95 $ 16,921 $ (3,819) $ 13,102 Fair value of acquired loans at acquisition $ 8,870 $ (1,857) $ 7,013 The carrying amount of loans accounted for in accordance with FASB ASC 310-30 at September 30, 2020 and 2019 are shown in the following tables: 2020 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, July 1, $ 4,836 $ — $ 4,836 Discount accretion — — — Disposals (469) — (469) ASC 310-30 Loans, September 30, $ 4,367 $ — $ 4,367 2020 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, January 1, $ 7,269 $ — $ 7,269 Discount accretion — — — Disposals (2,902) — (2,902) ASC 310-30 Loans, September 30, $ 4,367 $ — $ 4,367 2019 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, July 1, $ 1,458 $ — $ 1,458 Loans added 8,610 260 8,870 Discount accretion — — — Disposals (35) — (35) ASC 310-30 Loans, September 30, $ 10,033 $ 260 $ 10,293 2019 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, January 1, $ 1,530 $ — $ 1,530 Loans added 8,610 260 8,870 Discount accretion — — — Disposals (107) — (107) ASC 310-30 Loans, September 30, $ 10,033 $ 260 $ 10,293

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income	9 Months Ended
	Sep. 30, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income	Accumulated Other Comprehensive Income The following tables summarize the changes, net of tax, within each classification of accumulated other comprehensive income/(loss) for the three and nine months ended September 30, 2020 and 2019. Unrealized gains and 2020 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, July 1, $ 31,121 $ (21,606) $ 9,515 Change in other comprehensive income (loss) before reclassification 2,227 — 2,227 Amounts reclassified from accumulated other comprehensive income (4) 383 379 Net current period other comprehensive income (loss) 2,223 383 2,606 Ending balance, September 30, $ 33,344 $ (21,223) $ 12,121 Unrealized gains and 2020 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1, $ 14,893 $ (22,394) $ (7,501) Change in other comprehensive income (loss) before reclassification 18,624 — 18,624 Amounts reclassified from accumulated other comprehensive income (173) 1,171 998 Net current period other comprehensive loss — — — Net current period other comprehensive income (loss) 18,451 1,171 19,622 Ending balance, September 30, $ 33,344 $ (21,223) $ 12,121 Unrealized gains and 2019 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, July 1, $ 12,460 $ (16,742) $ (4,282) Change in other comprehensive income (loss) before reclassification 4,128 — 4,128 Amounts reclassified from accumulated other comprehensive income (4) 303 299 Net current period other comprehensive income (loss) 4,124 303 4,427 Ending balance, September 30, $ 16,584 $ (16,439) $ 145 Unrealized gains and 2019 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1, $ (6,105) $ (17,349) $ (23,454) Change in other comprehensive income (loss) before reclassification 22,702 — 22,702 Amounts reclassified from accumulated other comprehensive income (13) 910 897 Net current period other comprehensive income (loss) 22,689 910 23,599 ASU 2018-02 adjustment — — — Ending balance, September 30, $ 16,584 $ (16,439) $ 145 Balance Current Balance (Dollar amounts in thousands) 7/1/2020 Change 9/30/2020 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 28,913 $ 2,154 $ 31,067 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,208 69 2,277 Total unrealized loss on securities available-for-sale $ 31,121 $ 2,223 $ 33,344 Unrealized gain (loss) on retirement plans (21,606) 383 (21,223) TOTAL $ 9,515 $ 2,606 $ 12,121 Balance Current Balance (Dollar amounts in thousands) 1/1/2020 Change 9/30/2020 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 12,178 $ 18,889 $ 31,067 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,715 (438) 2,277 Total unrealized gain (loss) on securities available-for-sale $ 14,893 $ 18,451 $ 33,344 Unrealized loss on retirement plans (22,394) 1,171 (21,223) TOTAL $ (7,501) $ 19,622 $ 12,121 Balance Current Balance (Dollar amounts in thousands) 7/1/2019 Change 9/30/2019 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 9,998 $ 3,888 $ 13,886 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,462 236 2,698 Total unrealized gain (loss) on securities available-for-sale $ 12,460 $ 4,124 $ 16,584 Unrealized loss on retirement plans (16,742) 303 (16,439) TOTAL $ (4,282) $ 4,427 $ 145 Balance Current Balance (Dollar amounts in thousands) 1/1/2019 Change 9/30/2019 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ (8,446) $ 22,332 $ 13,886 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,341 357 2,698 Total unrealized income (loss) on securities available-for-sale $ (6,105) $ 22,689 $ 16,584 Unrealized gain (loss) on retirement plans (17,349) 910 (16,439) TOTAL $ (23,454) $ 23,599 $ 145 Three Months Ended September 30, 2020 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 5 Net securities gains (losses) on available-for-sale (1) Income tax expense securities $ 4 Net of tax Amortization of $ (492) (a) Salary and benefits retirement plan items 109 Income tax expense $ (383) Net of tax Total reclassifications for the period $ (379) Net of tax (a) Included in the computation of net periodic benefit cost. (see Footnote 6 for additional details). Nine Months Ended September 30, 2020 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 230 Net securities gains (losses) on available-for-sale (57) Income tax expense securities $ 173 Net of tax Amortization of $ (1,476) (a) Salary and benefits retirement plan items 305 Income tax expense $ (1,171) Net of tax Total reclassifications for the period $ (998) Net of tax (a) Included in the computation of net periodic benefit cost. (see Footnote 6 for additional details). Three Months Ended September 30, 2019 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 6 Net securities gains (losses) on available-for-sale (2) Income tax expense securities $ 4 Net of tax Amortization of $ (389) (a) Salary and benefits retirement plan items 86 Income tax expense $ (303) Net of tax Total reclassifications for the period $ (299) Net of tax (a) Included in the computation of net periodic benefit cost. (see Footnote 6 for additional details). Nine Months Ended September 30, 2019 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 18 Net securities gains (losses) on available-for-sale (5) Income tax expense securities $ 13 Net of tax Amortization of $ (1,168) (a) Salary and benefits retirement plan items 258 Income tax expense $ (910) Net of tax Total reclassifications for the period $ (897) Net of tax

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]
Schedule of allowances for loan losses by portfolio segment	The following table presents the activity of the allowance for loan losses by portfolio segment for the three months ended September 30. Allowance for Loan Losses: September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 10,149 $ 1,876 $ 10,054 $ 1,206 $ 23,285 Provision for loan losses 1,992 17 1,695 721 4,425 Loans charged -off (160) (296) (1,542) — (1,998) Recoveries 147 185 916 — 1,248 Ending Balance $ 12,128 $ 1,782 $ 11,123 $ 1,927 $ 26,960 Allowance for Loan Losses: September 30, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Beginning balance $ 9,481 $ 1,323 $ 7,744 $ 1,702 $ 20,250 Provision for loan losses 163 (10) 1,691 (344) 1,500 Loans charged -off (864) (256) (2,082) — (3,202) Recoveries 226 266 759 — 1,251 Ending Balance $ 9,006 $ 1,323 $ 8,112 $ 1,358 $ 19,799
Allocation of the allowance for loan losses by portfolio segment based on the impairment method	The following table presents the allocation of the allowance for loan losses and the recorded investment in loans by portfolio segment and based on the impairment method at September 30, 2020 and December 31, 2019. Allowance for Loan Losses September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 1,685 $ — $ — $ — $ 1,685 Collectively evaluated for impairment 10,443 1,782 11,123 1,927 25,275 Acquired with deteriorated credit quality — — — — — Ending Balance $ 12,128 $ 1,782 $ 11,123 $ 1,927 $ 26,960 Loans: September 30, 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 9,366 $ 4,925 $ — $ 14,291 Collectively evaluated for impairment 1,653,380 623,349 470,546 2,747,275 Acquired with deteriorated credit quality 4,371 — — 4,371 Ending Balance $ 1,667,117 $ 628,274 $ 470,546 $ 2,765,937 Allowance for Loan Losses: December 31, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Unallocated Total Individually evaluated for impairment $ 48 $ — $ — $ — $ 48 Collectively evaluated for impairment 8,897 1,302 8,304 1,392 19,895 Acquired with deteriorated credit quality — — — — — Ending Balance $ 8,945 $ 1,302 $ 8,304 $ 1,392 $ 19,943 Loans December 31, 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total Individually evaluated for impairment $ 3,161 $ 3,952 $ — $ 7,113 Collectively evaluated for impairment 1,584,169 680,069 387,655 2,651,893 Acquired with deteriorated credit quality 7,436 — — 7,436 Ending Balance $ 1,594,766 $ 684,021 $ 387,655 $ 2,666,442
Schedule of loans individually evaluated for impairment by class of loans	The following tables present loans individually evaluated for impairment by class of loans. September 30, 2020 Unpaid Recorded Allowance Average Interest Cash Basis (Dollar amounts in thousands) Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,458 $ 929 $ — $ 1,048 $ — $ — Farmland — — — 1,161 — — Non Farm, Non Residential 3,359 3,359 — 2,596 — — Agriculture — — — — — — All Other Commercial 24 24 — 26 — — Residential First Liens 3,545 3,545 — 3,609 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 3,749 3,749 1,054 1,140 — — Farmland — — — — — — Non Farm, Non Residential 171 171 — 86 — — Agriculture 380 380 380 95 — — All Other Commercial 754 754 251 377 — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily 1,380 1,380 — 673 — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 14,820 $ 14,291 $ 1,685 $ 10,811 $ — $ — December 31, 2019 Unpaid Recorded Allowance Average Interest Cash Basis (Dollar amounts in thousands) Balance Investment Allocated Investment Recognized Recognized With no related allowance recorded: Commercial Commercial & Industrial $ 1,519 $ 989 $ — $ 848 $ — $ — Farmland 1,997 1,997 — 1,999 — — Non Farm, Non Residential — — — — — — Agriculture — — — — — — All Other Commercial 27 27 — 461 — — Residential First Liens 3,952 3,952 — 4,055 — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — With an allowance recorded: Commercial Commercial & Industrial 148 148 48 1,108 — — Farmland — — — 84 — — Non Farm, Non Residential — — — — — Agriculture — — — 138 — — All Other Commercial — — — — — — Residential First Liens — — — — — — Home Equity — — — — — — Junior Liens — — — — — — Multifamily — — — — — — All Other Residential — — — — — — Consumer Motor Vehicle — — — — — — All Other Consumer — — — — — — TOTAL $ 7,643 $ 7,113 $ 48 $ 8,693 $ — $ —
Schedule of non-performing loans	The tables below presents the recorded investment in non-performing loans. September 30, 2020 Loans Past Troubled Nonaccrual Excluding (Dollar amounts in thousands) Accruing Accruing Nonaccrual TDR Commercial Commercial & Industrial $ — $ — $ 4 $ 5,681 Farmland — — — 209 Non Farm, Non Residential — — — 3,894 Agriculture 173 — — 480 All Other Commercial — — — 787 Residential First Liens 2,330 2,547 602 2,702 Home Equity 83 — — 31 Junior Liens 288 122 8 155 Multifamily — — — 1,380 All Other Residential 1 — — 158 Consumer Motor Vehicle 221 — 14 585 All Other Consumer — 113 538 554 TOTAL $ 3,096 $ 2,782 $ 1,166 $ 16,616 December 31, 2019 Loans Past Troubled Nonaccrual Excluding (Dollar amounts in thousands) Accruing Accruing Nonaccrual TDR Commercial Commercial & Industrial $ — $ — $ 11 $ 2,191 Farmland 5 — — 2,410 Non Farm, Non Residential — — — 441 Agriculture — — — 485 All Other Commercial — — — 114 Residential First Liens 625 3,007 396 2,876 Home Equity 12 — — 61 Junior Liens 51 94 9 175 Multifamily — — — — All Other Residential 738 — — 203 Consumer Motor Vehicle 227 — 15 138 All Other Consumer 4 239 444 452 TOTAL $ 1,662 $ 3,340 $ 875 $ 9,546
Troubled Debt Restructurings on Financing Receivables	During the three and nine months ended September 30, 2020 and 2019, the terms of certain loans were modified as troubled debt restructurings (TDRs). The following tables present the activity for TDRs. 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total July 1, $ — $ 3,231 $ 668 $ 3,899 Added — 313 81 394 Charged Off — — (30) (30) Payments — (112) (54) (166) September 30, $ — $ 3,432 $ 665 $ 4,097 2020 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, $ 11 $ 3,485 $ 698 $ 4,194 Added — 436 216 652 Charged Off — (6) (80) (86) Payments (11) (483) (169) (663) September 30, $ — $ 3,432 $ 665 $ 4,097 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total July 1, 127 3,797 617 4,541 Added — — 73 73 Charged Off — — (35) (35) Payments (110) (300) (42) (452) September 30, 17 3,497 613 4,127 2019 (Dollar amounts in thousands) Commercial Residential Consumer Total January 1, 145 4,043 618 4,806 Added — 122 236 358 Charged Off — (16) (81) (97) Payments (128) (652) (160) (940) September 30, 17 3,497 613 4,127
Aging of recorded investment in loans by past due category and class of loans	The following tables presents the aging of the recorded investment in loans by past due category and class of loans. September 30, 2020 30-59 Days 60-89 Days Greater Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 644 $ 206 $ 3,754 $ 4,604 $ 726,012 $ 730,616 Farmland — — 92 92 123,546 123,638 Non Farm, Non Residential 1,011 — 222 1,233 354,478 355,711 Agriculture 2,037 — 552 2,589 142,984 145,573 All Other Commercial 55 19 786 860 310,719 311,579 Residential First Liens 1,636 1,125 2,910 5,671 328,611 334,282 Home Equity 288 25 99 412 62,832 63,244 Junior Liens 58 57 324 439 54,518 54,957 Multifamily 197 — 1,380 1,577 159,565 161,142 All Other Residential — 7 53 60 14,589 14,649 Consumer Motor Vehicle 5,757 772 281 6,810 432,490 439,300 All Other Consumer 183 2 — 185 31,061 31,246 TOTAL $ 11,866 $ 2,213 $ 10,453 $ 24,532 $ 2,741,405 $ 2,765,937 December 31, 2019 30-59 Days 60-89 Days Greater Total (Dollar amounts in thousands) Past Due Past Due Past Due Past Due Current Total Commercial Commercial & Industrial $ 2,885 $ 766 $ 1,379 $ 5,030 $ 594,925 $ 599,955 Farmland 132 — 2,089 2,221 137,730 139,951 Non Farm, Non Residential 3,749 104 — 3,853 398,854 402,707 Agriculture 277 128 — 405 162,794 163,199 All Other Commercial — — 109 109 288,845 288,954 Residential First Liens 6,452 1,292 1,458 9,202 375,924 385,126 Home Equity 124 63 34 221 70,813 71,034 Junior Liens 384 43 137 564 54,533 55,097 Multifamily — — — — 148,282 148,282 All Other Residential 1,082 — 890 1,972 22,510 24,482 Consumer Motor Vehicle 6,488 983 270 7,741 347,950 355,691 All Other Consumer 228 42 2 272 31,692 31,964 TOTAL $ 21,801 $ 3,421 $ 6,368 $ 31,590 $ 2,634,852 $ 2,666,442
Analysis of risk category of loans by class of loans	Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either those with an outstanding balance less than $100 thousand or are included in groups of homogeneous loans. As of September 30, 2020 and December 31, 2019, and based on the most recent analysis performed, the risk category of loans by class of loans are as follows: September 30, 2020 (Dollar amounts in thousands) Pass Special Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 683,490 $ 17,129 $ 17,801 $ — $ 9,623 $ 728,043 Farmland 109,589 4,318 7,139 — 199 121,245 Non Farm, Non Residential 318,566 24,066 11,154 — 781 354,567 Agriculture 117,125 9,956 16,083 — 74 143,238 All Other Commercial 306,147 2,987 812 — 44 309,990 Residential First Liens 86,007 1,065 8,724 — 237,296 333,092 Home Equity 2,451 — 151 — 60,510 63,112 Junior Liens 2,102 46 400 — 52,279 54,827 Multifamily 159,318 105 1,380 — — 160,803 All Other Residential 1,406 — 62 — 13,139 14,607 Consumer Motor Vehicle 331 — 602 — 436,639 437,572 All Other Consumer 175 — 23 — 30,914 31,112 TOTAL $ 1,786,707 $ 59,672 $ 64,331 $ — $ 841,498 $ 2,752,208 December 31, 2019 (Dollar amounts in thousands) Pass Special Substandard Doubtful Not Rated Total Commercial Commercial & Industrial $ 549,341 $ 19,253 $ 26,349 $ 5 $ 2,761 $ 597,709 Farmland 119,858 8,673 8,644 — 100 137,275 Non Farm, Non Residential 381,404 4,424 12,269 — 3,678 401,775 Agriculture 127,144 4,507 27,490 — 985 160,126 All Other Commercial 283,266 3,141 1,120 — 35 287,562 Residential First Liens 174,338 926 4,382 — 204,266 383,912 Home Equity 18,417 — 134 11 52,280 70,842 Junior Liens 2,839 64 178 76 51,817 54,974 Multifamily 146,497 112 1,315 — 19 147,943 All Other Residential 12,624 — 205 — 11,577 24,406 Consumer Motor Vehicle 2,880 — 538 — 350,780 354,198 All Other Consumer 3,155 — 38 — 28,615 31,808 TOTAL $ 1,821,763 $ 41,100 $ 82,662 $ 92 $ 706,913 $ 2,652,530

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of investments classified as available-for-sale	September 30, 2020 (Dollar amounts in thousands) Amortized Unrealized Unrealized Fair Value U.S. Government agencies $ 94,924 $ 5,430 $ (4) $ 100,350 Mortgage Backed Securities - residential 276,182 8,710 (282) 284,610 Mortgage Backed Securities - commercial 18,046 634 — 18,680 Collateralized mortgage obligations 225,964 5,821 (217) 231,568 State and municipal obligations 276,640 18,200 (86) 294,754 Municipal taxable 20,106 624 (3) 20,727 U.S. Treasury 2,500 14 — 2,514 Collateralized debt obligations — 3,036 — 3,036 TOTAL $ 914,362 $ 42,469 $ (592) $ 956,239 December 31, 2019 (Dollar amounts in thousands) Amortized Unrealized Unrealized Fair Value U.S. Government agencies $ 102,490 $ 1,293 $ (150) $ 103,633 Mortgage Backed Securities-residential 240,753 2,979 (350) 243,382 Mortgage Backed Securities-commercial 22,036 73 (5) 22,104 Collateralized mortgage obligations 280,797 1,735 (1,221) 281,311 State and municipal obligations 253,277 11,265 (108) 264,434 Municipal taxable 728 2 — 730 U.S. Treasury 7,494 10 — 7,504 Collateralized debt obligations — 3,619 — 3,619 TOTAL $ 907,575 $ 20,976 $ (1,834) $ 926,717
Schedule of contractual maturities of debt securities	Contractual maturities of debt securities at September 30, 2020 were as follows. Securities not due at a single maturity or with no maturity date, primarily mortgage-backed and equity securities are shown separately. Available-for-Sale Amortized Fair (Dollar amounts in thousands) Cost Value Due in one year or less $ 7,881 $ 7,943 Due after one but within five years 52,873 54,507 Due after five but within ten years 67,655 71,408 Due after ten years 265,761 287,523 394,170 421,381 Mortgage-backed securities and collateralized mortgage obligations 520,192 534,858 TOTAL $ 914,362 $ 956,239
Schedule of gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position	The following tables show the securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at September 30, 2020 and December 31, 2019. September 30, 2020 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses U.S. Government agencies $ 5,017 $ (2) $ 998 $ (2) $ 6,015 $ (4) Mortgage Backed Securities - Residential $ 37,117 $ (282) $ — $ — $ 37,117 $ (282) Collateralized mortgage obligations 5,702 (124) 3,716 (93) 9,418 (217) State and municipal obligations 8,059 (64) 452 (22) 8,511 (86) Municipal taxable 747 (3) — — 747 (3) Total temporarily impaired securities $ 56,642 $ (475) $ 5,166 $ (117) $ 61,808 $ (592) December 31, 2019 Less Than 12 Months More Than 12 Months Total Unrealized Unrealized Unrealized (Dollar amounts in thousands) Fair Value Losses Fair Value Losses Fair Value Losses US Government agencies $ 29,183 $ (150) $ — $ — $ 29,183 $ (150) Mortgage Backed Securities - Residential $ 55,665 $ (243) $ 18,724 $ (107) $ 74,389 $ (350) Mortgage Backed Securities - Commercial 4,391 (5) — — 4,391 (5) Collateralized mortgage obligations 33,398 (314) 61,781 (907) 95,179 (1,221) State and municipal obligations 8,996 (61) 461 (47) 9,457 (108) Total temporarily impaired securities $ 131,633 $ (773) $ 80,966 $ (1,061) $ 212,599 $ (1,834)
Rollforward of the credit losses recognized in earnings	The table below presents a rollforward of the credit losses recognized in earnings for the three and nine month periods ended September 30, 2020 and 2019: Three Months Ended September 30, Nine Months Ended September 30, (Dollar amounts in thousands) 2020 2019 2020 2019 Beginning balance $ 2,974 $ 2,974 $ 2,974 $ 2,974 Increases to the amount related to the credit Loss for which other-than-temporary was previously recognized — — — — Reductions for increases in cash flows collected — — — — Reductions for securities called during the period — — — — Ending balance $ 2,974 $ 2,974 $ 2,974 $ 2,974

Fair Value (Tables)

Fair Value (Tables)	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Schedule of assets and liabilities measured at fair value	The fair value of derivatives is based on valuation models using observable market data as of the measurement date (Level 2 inputs). September 30, 2020 Fair Value Measurements Using Significant (Dollar amounts in thousands) Level 1 Level 2 Level 3 Total U.S. Government agencies $ — $ 100,350 $ — $ 100,350 Mortgage Backed Securities-residential — 284,610 — 284,610 Mortgage Backed Securities-commercial — 18,680 — 18,680 Collateralized mortgage obligations — 231,568 — 231,568 State and municipal — 292,519 2,235 294,754 Municipal taxable — 20,727 — 20,727 U.S. Treasury — 2,514 — 2,514 Collateralized debt obligations — — 3,036 3,036 TOTAL $ — $ 950,968 $ 5,271 $ 956,239 Derivative Assets 2,723 Derivative Liabilities (2,723) December 31, 2019 Fair Value Measurements Using Significant (Dollar amounts in thousands) Level 1 Level 2 Level 3 Total U.S. Government agencies $ — $ 103,633 $ — $ 103,633 Mortgage Backed Securities-residential — 243,382 — 243,382 Mortgage Backed Securities-commercial — 22,104 — 22,104 Collateralized mortgage obligations — 281,311 — 281,311 State and municipal — 261,869 2,565 264,434 Municipal taxable — 730 — 730 U.S. Treasury — 7,504 — 7,504 Collateralized debt obligations — — 3,619 3,619 TOTAL $ — $ 920,533 $ 6,184 $ 926,717 Derivative Assets 828 Derivative Liabilities (828)
Roll forward of financial instruments having fair value measurements using significant unobservable inputs (Level 3)	The tables below presents a reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the three and nine months ended September 30, 2020 and the year ended December 31, 2019. Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Three Months Ended September 30, 2020 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, July1 $ 2,235 $ 2,945 $ 5,180 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 91 91 Transfers — — — Settlements — — — Ending balance, September 30 $ 2,235 $ 3,036 $ 5,271 Nine Months Ended September 30, 2020 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, January 1 $ 2,565 $ 3,619 $ 6,184 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — (583) (583) Transfers — — — Settlements (330) — (330) Ending balance, September 30 $ 2,235 $ 3,036 $ 5,271 Fair Value Measurements Using Significant Unobservable Inputs (Level 3) Year Ended December 31, 2019 (Dollar amounts in thousands) State and Collateralized Total Beginning balance, January 1 $ 3,135 $ 3,258 $ 6,393 Total realized/unrealized gains or losses Included in earnings — — — Included in other comprehensive income — 498 498 Purchases — — — Settlements (570) (137) (707) Ending balance, December 31 $ 2,565 $ 3,619 $ 6,184
Quantitative information about recurring and non-recurring Level 3	The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at September 30, 2020. (Dollar amounts in thousands) Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 2,235 Discounted cash flow Discount rate 3.09%-4.44% Other real estate $ 3,465 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans $ 4,749 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00% The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at December 31, 2019. (Dollar amounts in thousands) Fair Value Valuation Technique(s) Unobservable Input(s) Range State and municipal obligations $ 2,565 Discounted cash flow Discount rate 2.87%-4.44% Other real estate $ 3,625 Sales comparison/income approach Discount rate for age of appraisal and market conditions 5.00%-20.00% Impaired Loans 100 Sales comparison/income approach Discount rate for age of appraisal and market conditions 0.00%-50.00%
Schedule of loans identified as impaired by class of loans	The following tables presents loans identified as impaired by class of loans, and carried at fair value on a non-recurring basis, as of September 30, 2020 and December 31, 2019, which are all considered Level 3. September 30, 2020 (Dollar amounts in thousands) Carrying Allowance Fair Value Commercial Commercial & Industrial $ 3,749 $ 1,054 $ 2,695 Farmland — — — Non Farm, Non Residential 171 — 171 Agriculture 380 380 — All Other Commercial 754 251 503 Residential First Liens — — — Home Equity — — — Junior Liens — — — Multifamily 1,380 — 1,380 All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 6,434 $ 1,685 $ 4,749 December 31, 2019 (Dollar amounts in thousands) Carrying Allowance Fair Value Commercial Commercial & Industrial $ 148 $ 48 $ 100 Farmland — — — Non Farm, Non Residential — — — Agriculture — — — All Other Commercial — — — Residential First Liens — — — Home Equity — — — Junior Liens — — — Multifamily — — — All Other Residential — — — Consumer Motor Vehicle — — — All Other Consumer — — — TOTAL $ 148 $ 48 $ 100
Schedule of carrying amount and estimated fair value of financial instruments	The fair value of off-balance sheet items is not considered material. September 30, 2020 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 388,440 $ 25,428 $ 363,012 $ — $ 388,440 Federal funds sold — — — — — Securities available-for-sale 956,239 — 950,968 5,271 956,239 Restricted stock 15,012 n/a n/a n/a n/a Loans, net 2,726,533 — — 2,787,631 2,787,631 Accrued interest receivable 18,482 — 5,007 13,475 18,482 Deposits (3,604,353) — (3,615,014) — (3,615,014) Short-term borrowings (95,249) — (95,249) — (95,249) Other borrowings (10,845) — (11,237) — (11,237) Accrued interest payable (1,107) — (1,107) — (1,107) December 31, 2019 Carrying Fair Value (Dollar amounts in thousands) Value Level 1 Level 2 Level 3 Total Cash and due from banks $ 127,426 $ 26,275 $ 101,151 $ — $ 127,426 Federal funds sold 7,500 — 7,500 — 7,500 Securities available-for-sale 926,717 — 920,533 6,184 926,717 Restricted stock 15,394 n/a n/a n/a n/a Loans, net 2,636,447 — — 2,648,692 2,648,692 Accrued interest receivable 18,523 — 3,583 14,940 18,523 Deposits (3,275,357) — (3,278,099) — (3,278,099) Short-term borrowings (80,119) — (80,119) — (80,119) Other borrowings (30,973) — (31,143) — (31,143) Accrued interest payable (1,739) — (1,739) — (1,739)

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	9 Months Ended
	Sep. 30, 2020
Short-term Debt [Abstract]
Schedule of short-term borrowings	Period–end short-term borrowings were comprised of the following: (Dollar amounts in thousands) September 30, 2020 December 31, 2019 Federal Funds Purchased $ 1,325 $ 900 Repurchase Agreements 93,924 79,219 $ 95,249 $ 80,119

Components of Net Periodic Be_2

Components of Net Periodic Benefit Cost (Tables)	9 Months Ended
	Sep. 30, 2020
Retirement Benefits [Abstract]
Schedule of Net Benefit Costs	Three Months Ended September 30, Nine Months Ended September 30, (Dollar amounts in thousands) Pension Benefits Post-Retirement Pension Benefits Post-Retirement 2020 2019 2020 2019 2020 2019 2020 2019 Service cost $ 325 $ 304 $ 10 $ 9 $ 975 $ 913 $ 29 $ 26 Interest cost 779 866 32 36 2,337 2,599 94 109 Expected return on plan assets (1,050) (896) — — (3,149) (2,689) — — Net amortization of prior service cost 1 — — — 1 1 — — Net amortization of net (gain) loss 492 389 — (4) 1,476 1,168 — (12) Net Periodic Benefit Cost $ 547 $ 663 $ 42 $ 41 $ 1,640 $ 1,992 $ 123 $ 123

Acquisitions and FDIC Indemni_2

Acquisitions and FDIC Indemnification Asset (Tables)	9 Months Ended
	Sep. 30, 2020
Business Combinations [Abstract]
Schedule of carrying amount of covered assets	2020 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, July 1, $ 4,836 $ — $ 4,836 Discount accretion — — — Disposals (469) — (469) ASC 310-30 Loans, September 30, $ 4,367 $ — $ 4,367 2020 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, January 1, $ 7,269 $ — $ 7,269 Discount accretion — — — Disposals (2,902) — (2,902) ASC 310-30 Loans, September 30, $ 4,367 $ — $ 4,367 2019 (Dollar amounts in thousands) Commercial Consumer Total Beginning balance, July 1, $ 1,458 $ — $ 1,458 Loans added 8,610 260 8,870 Discount accretion — — — Disposals (35) — (35) ASC 310-30 Loans, September 30, $ 10,033 $ 260 $ 10,293

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of Accumulated Other Comprehensive Income	The following tables summarize the changes, net of tax, within each classification of accumulated other comprehensive income/(loss) for the three and nine months ended September 30, 2020 and 2019. Unrealized gains and 2020 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, July 1, $ 31,121 $ (21,606) $ 9,515 Change in other comprehensive income (loss) before reclassification 2,227 — 2,227 Amounts reclassified from accumulated other comprehensive income (4) 383 379 Net current period other comprehensive income (loss) 2,223 383 2,606 Ending balance, September 30, $ 33,344 $ (21,223) $ 12,121 Unrealized gains and 2020 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, January 1, $ 14,893 $ (22,394) $ (7,501) Change in other comprehensive income (loss) before reclassification 18,624 — 18,624 Amounts reclassified from accumulated other comprehensive income (173) 1,171 998 Net current period other comprehensive loss — — — Net current period other comprehensive income (loss) 18,451 1,171 19,622 Ending balance, September 30, $ 33,344 $ (21,223) $ 12,121 Unrealized gains and 2019 (Losses) on Retirement (Dollar amounts in thousands) Securities plans Total Beginning balance, July 1, $ 12,460 $ (16,742) $ (4,282) Change in other comprehensive income (loss) before reclassification 4,128 — 4,128 Amounts reclassified from accumulated other comprehensive income (4) 303 299 Net current period other comprehensive income (loss) 4,124 303 4,427 Ending balance, September 30, $ 16,584 $ (16,439) $ 145
Schedule Of Accumulated Other Comprehensive Income Loss Other Than Temporary Impairment	Balance Current Balance (Dollar amounts in thousands) 1/1/2020 Change 9/30/2020 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 12,178 $ 18,889 $ 31,067 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,715 (438) 2,277 Total unrealized gain (loss) on securities available-for-sale $ 14,893 $ 18,451 $ 33,344 Unrealized loss on retirement plans (22,394) 1,171 (21,223) TOTAL $ (7,501) $ 19,622 $ 12,121 Balance Current Balance (Dollar amounts in thousands) 7/1/2019 Change 9/30/2019 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ 9,998 $ 3,888 $ 13,886 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,462 236 2,698 Total unrealized gain (loss) on securities available-for-sale $ 12,460 $ 4,124 $ 16,584 Unrealized loss on retirement plans (16,742) 303 (16,439) TOTAL $ (4,282) $ 4,427 $ 145 Balance Current Balance (Dollar amounts in thousands) 1/1/2019 Change 9/30/2019 Unrealized gains (losses) on securities available-for-sale without other than temporary impairment $ (8,446) $ 22,332 $ 13,886 Unrealized gains (losses) on securities available-for-sale with other than temporary impairment 2,341 357 2,698 Total unrealized income (loss) on securities available-for-sale $ (6,105) $ 22,689 $ 16,584 Unrealized gain (loss) on retirement plans (17,349) 910 (16,439) TOTAL $ (23,454) $ 23,599 $ 145
Accumulated Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent	Three Months Ended September 30, 2020 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 5 Net securities gains (losses) on available-for-sale (1) Income tax expense securities $ 4 Net of tax Amortization of $ (492) (a) Salary and benefits retirement plan items 109 Income tax expense $ (383) Net of tax Total reclassifications for the period $ (379) Net of tax (a) Included in the computation of net periodic benefit cost. (see Footnote 6 for additional details). Nine Months Ended September 30, 2020 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 230 Net securities gains (losses) on available-for-sale (57) Income tax expense securities $ 173 Net of tax Amortization of $ (1,476) (a) Salary and benefits retirement plan items 305 Income tax expense $ (1,171) Net of tax Total reclassifications for the period $ (998) Net of tax (a) Included in the computation of net periodic benefit cost. (see Footnote 6 for additional details). Three Months Ended September 30, 2019 Details about accumulated Amount reclassified from Affected line item in other comprehensive accumulated other the statement where income components comprehensive income net income is presented (in thousands) Unrealized gains and losses $ 6 Net securities gains (losses) on available-for-sale (2) Income tax expense securities $ 4 Net of tax Amortization of $ (389) (a) Salary and benefits retirement plan items 86 Income tax expense $ (303) Net of tax Total reclassifications for the period $ (299) Net of tax

Significant Accounting Polici_2

Significant Accounting Policies (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2020USD ($)segmentshares	Sep. 30, 2019USD ($)shares
Accounting Policies [Abstract]
Number of Reportable Segments | segment	1
Vesting period	3 years
Incremental vesting rights for first year (as a percent)	33.00%
Incremental vesting rights for second year (as a percent)	33.00%
Incremental vesting rights for third year (as a percent)	34.00%
Number of shares awarded | shares	19,688	19,783
Grant date value | $	$ 837	$ 841

Allowance for Loan Losses (Deta

Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 23,285	$ 20,250	$ 19,943	$ 20,436
Provision for loan losses	4,425	1,500	10,080	3,200
Loans charged off	(1,998)	(3,202)	(6,442)	(7,217)
Recoveries	1,248	1,251	3,379	3,380
Ending Balance	26,960	19,799	26,960	19,799
Commercial Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	10,149	9,481	8,945	9,848
Provision for loan losses	1,992	163	3,325	5
Loans charged off	(160)	(864)	(834)	(1,523)
Recoveries	147	226	692	676
Ending Balance	12,128	9,006	12,128	9,006
Residential Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,876	1,323	1,302	1,313
Provision for loan losses	17	(10)	795	145
Loans charged off	(296)	(256)	(719)	(675)
Recoveries	185	266	404	540
Ending Balance	1,782	1,323	1,782	1,323
Consumer Portfolio Segment [Member]
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	10,054	7,744	8,304	7,481
Provision for loan losses	1,695	1,691	5,425	3,486
Loans charged off	(1,542)	(2,082)	(4,889)	(5,019)
Recoveries	916	759	2,283	2,164
Ending Balance	11,123	8,112	11,123	8,112
Unallocated
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,206	1,702	1,392	1,794
Provision for loan losses	721	(344)	535	(436)
Loans charged off	0	0	0	0
Recoveries	0	0	0	0
Ending Balance	$ 1,927	$ 1,358	$ 1,927	$ 1,358

Allowance for Loan Losses (De_2

Allowance for Loan Losses (Details 1) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Ending Balance Attributable to Loans
Individually evaluated for impairment	$ 1,685		$ 48
Collectively evaluated for impairment	25,275		19,895
Ending Balance	26,960	$ 23,285	19,943	$ 19,799	$ 20,250	$ 20,436
Loans
Individually evaluated for impairment	14,291		7,113
Collectively evaluated for impairment	2,747,275		2,651,893
Total	2,765,937		2,666,442
Commercial Portfolio Segment [Member]
Ending Balance Attributable to Loans
Individually evaluated for impairment	1,685		48
Collectively evaluated for impairment	10,443		8,897
Ending Balance	12,128	10,149	8,945	9,006	9,481	9,848
Loans
Individually evaluated for impairment	9,366		3,161
Collectively evaluated for impairment	1,653,380		1,584,169
Total	1,667,117		1,594,766
Residential Portfolio Segment [Member]
Ending Balance Attributable to Loans
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	1,782		1,302
Ending Balance	1,782	1,876	1,302	1,323	1,323	1,313
Loans
Individually evaluated for impairment	4,925		3,952
Collectively evaluated for impairment	623,349		680,069
Total	628,274		684,021
Consumer Portfolio Segment [Member]
Ending Balance Attributable to Loans
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	11,123		8,304
Ending Balance	11,123	10,054	8,304	8,112	7,744	7,481
Loans
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	470,546		387,655
Total	470,546		387,655
Unallocated
Ending Balance Attributable to Loans
Individually evaluated for impairment	0		0
Collectively evaluated for impairment	1,927		1,392
Ending Balance	1,927	$ 1,206	1,392	$ 1,358	$ 1,702	$ 1,794
Financial Asset Acquired with Credit Deterioration [Member]
Ending Balance Attributable to Loans
Financing Receivable, Allowance for Credit Loss	0		0
Loans
Financing Receivable, after Allowance for Credit Loss	4,371		7,436
Financial Asset Acquired with Credit Deterioration [Member] | Commercial Portfolio Segment [Member]
Ending Balance Attributable to Loans
Financing Receivable, Allowance for Credit Loss	0		0
Loans
Financing Receivable, after Allowance for Credit Loss	4,371		7,436
Financial Asset Acquired with Credit Deterioration [Member] | Residential Portfolio Segment [Member]
Ending Balance Attributable to Loans
Financing Receivable, Allowance for Credit Loss	0		0
Loans
Financing Receivable, after Allowance for Credit Loss	0		0
Financial Asset Acquired with Credit Deterioration [Member] | Consumer Portfolio Segment [Member]
Ending Balance Attributable to Loans
Financing Receivable, Allowance for Credit Loss	0		0
Loans
Financing Receivable, after Allowance for Credit Loss	0		0
Financial Asset Acquired with Credit Deterioration [Member] | Unallocated
Ending Balance Attributable to Loans
Financing Receivable, Allowance for Credit Loss	$ 0		$ 0

Allowance for Loan Losses (De_3

Allowance for Loan Losses (Details 2) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Unpaid Principal Balance
TOTAL	$ 14,820		$ 14,820		$ 7,643
Recorded Investment
Impaired Financing Receivable, with Related Allowance, Recorded Investment	4,749		4,749		100
Fair value	14,291		14,291		7,113
Allowance For Loan Losses Allocated
TOTAL	1,685		1,685		48
Average Recorded Investment
TOTAL	13,198	$ 7,693	10,811	$ 9,089	8,693
Interest Income Recognized
TOTAL	0	0	0	0	0
Cash Basis Interest Income Recognized
TOTAL	0	0	0	0	0
Commercial & Industrial
Unpaid Principal Balance
With no related allowance recorded:	1,458		1,458		1,519
With an allowance recorded:	3,749		3,749		148
Recorded Investment
With no related allowance recorded:	929		929		989
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,749		3,749		148
Fair value	2,695		2,695		100
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	1,054		1,054		48
Average Recorded Investment
With no related allowance recorded:	1,026	904	1,048	813	848
With an allowance recorded:	2,136	922	1,140	1,349	1,108
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Farmland
Unpaid Principal Balance
With no related allowance recorded:	0		0		1,997
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		1,997
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	662	2,011	1,161	1,999	1,999
With an allowance recorded:	0	0	0	105	84
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Non Farm, Non Residential
Unpaid Principal Balance
With no related allowance recorded:	3,359		3,359		0
With an allowance recorded:	171		171		0
Recorded Investment
With no related allowance recorded:	3,359		3,359		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	171		171		0
Fair value	171		171		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	3,436	0	2,596	0	0
With an allowance recorded:	171	0	86	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Agriculture
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	380		380		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	380		380		0
Fair value	0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	380		380		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	190	0	95	173	138
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
All Other Commercial
Unpaid Principal Balance
With no related allowance recorded:	24		24		27
With an allowance recorded:	754		754		0
Recorded Investment
With no related allowance recorded:	24		24		27
Impaired Financing Receivable, with Related Allowance, Recorded Investment	754		754		0
Fair value	503		503		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	251		251		0
Average Recorded Investment
With no related allowance recorded:	25	29	26	570	461
With an allowance recorded:	754	0	377	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
First Liens
Unpaid Principal Balance
With no related allowance recorded:	3,545		3,545		3,952
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	3,545		3,545		3,952
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	3,452	3,827	3,609	4,080	4,055
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Home Equity
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Junior Liens
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Multifamily
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	1,380		1,380		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,380		1,380		0
Fair value	1,380		1,380		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	1,346	0	673	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
All Other Residential
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Motor Vehicle
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
All Other Consumer
Unpaid Principal Balance
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Recorded Investment
With no related allowance recorded:	0		0		0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0		0		0
Fair value	0		0		0
Allowance For Loan Losses Allocated
With no related allowance recorded:	0		0		0
With an allowance recorded:	0		0		0
Average Recorded Investment
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	0	0	0	0	0
Cash Basis Interest Income Recognized
With no related allowance recorded:	0	0	0	0	0
With an allowance recorded:	$ 0	$ 0	$ 0	$ 0	$ 0

Allowance for Loan Losses (De_4

Allowance for Loan Losses (Details 3) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Dec. 31, 2018
Aging of recorded investment in loans by past due category and class of loans
Fair value	$ 14,291		$ 7,113
Financing Receivable, Troubled Debt Restructuring	4,097	$ 3,899	4,194	$ 4,127	$ 4,541	$ 4,806
Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Fair value	2,695		100
Farmland
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Fair value	171		0
Agriculture
Aging of recorded investment in loans by past due category and class of loans
Fair value	0
All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Fair value	503		0
First Liens
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Home Equity
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Multifamily
Aging of recorded investment in loans by past due category and class of loans
Fair value	1,380		0
All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Fair value	0		0
Nonperforming Financing Receivable [Member]
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	3,096		1,662
Nonaccrual	16,616		9,546
Financing Receivable, Troubled Debt Restructuring	2,782		3,340
Financing Receivable, Modifications, Nonaccrual	1,166		875
Nonperforming Financing Receivable [Member] | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		0
Nonaccrual	5,681		2,191
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	4		11
Nonperforming Financing Receivable [Member] | Farmland
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		5
Nonaccrual	209		2,410
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		0
Nonaccrual	3,894		441
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	173		0
Nonaccrual	480		485
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		0
Nonaccrual	787		114
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | First Liens
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	2,330		625
Nonaccrual	2,702		2,876
Financing Receivable, Troubled Debt Restructuring	2,547		3,007
Financing Receivable, Modifications, Nonaccrual	602		396
Nonperforming Financing Receivable [Member] | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	83		12
Nonaccrual	31		61
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	288		51
Nonaccrual	155		175
Financing Receivable, Troubled Debt Restructuring	122		94
Financing Receivable, Modifications, Nonaccrual	8		9
Nonperforming Financing Receivable [Member] | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		0
Nonaccrual	1,380		0
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	1		738
Nonaccrual	158		203
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	0		0
Nonperforming Financing Receivable [Member] | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	221		227
Nonaccrual	585		138
Financing Receivable, Troubled Debt Restructuring	0		0
Financing Receivable, Modifications, Nonaccrual	14		15
Nonperforming Financing Receivable [Member] | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Loans Past Due Over 90 Day Still Accruing	0		4
Nonaccrual	554		452
Financing Receivable, Troubled Debt Restructuring	113		239
Financing Receivable, Modifications, Nonaccrual	$ 538		$ 444

Allowance for Loan Losses (De_5

Allowance for Loan Losses (Details 4) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Financing Receivable, Troubled Debt Restructuring [Line Items]
Beginning Balance	$ 3,899	$ 4,541	$ 4,194	$ 4,806
Added	394	73	652	358
Charged Off	(30)	(35)	(86)	(97)
Payments	(166)	(452)	(663)	(940)
Ending Balance	4,097	4,127	4,097	4,127
Commercial Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Beginning Balance	0	127	11	145
Added	0	0	0	0
Charged Off	0	0	0	0
Payments	0	(110)	(11)	(128)
Ending Balance	0	17	0	17
Residential Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Beginning Balance	3,231	3,797	3,485	4,043
Added	313	0	436	122
Charged Off	0	0	(6)	(16)
Payments	(112)	(300)	(483)	(652)
Ending Balance	3,432	3,497	3,432	3,497
Consumer Portfolio Segment [Member]
Financing Receivable, Troubled Debt Restructuring [Line Items]
Beginning Balance	668	617	698	618
Added	81	73	216	236
Charged Off	(30)	(35)	(80)	(81)
Payments	(54)	(42)	(169)	(160)
Ending Balance	$ 665	$ 613	$ 665	$ 613

Allowance for Loan Losses (De_6

Allowance for Loan Losses (Details 5) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	$ 24,532	$ 31,590
Financing Receivable, Not Past Due	2,741,405	2,634,852
Total	2,765,937	2,666,442
Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	4,604	5,030
Financing Receivable, Not Past Due	726,012	594,925
Total	730,616	599,955
Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	92	2,221
Financing Receivable, Not Past Due	123,546	137,730
Total	123,638	139,951
Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,233	3,853
Financing Receivable, Not Past Due	354,478	398,854
Total	355,711	402,707
Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,589	405
Financing Receivable, Not Past Due	142,984	162,794
Total	145,573	163,199
All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	860	109
Financing Receivable, Not Past Due	310,719	288,845
Total	311,579	288,954
First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	5,671	9,202
Financing Receivable, Not Past Due	328,611	375,924
Total	334,282	385,126
Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	412	221
Financing Receivable, Not Past Due	62,832	70,813
Total	63,244	71,034
Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	439	564
Financing Receivable, Not Past Due	54,518	54,533
Total	54,957	55,097
Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,577	0
Financing Receivable, Not Past Due	159,565	148,282
Total	161,142	148,282
All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	60	1,972
Financing Receivable, Not Past Due	14,589	22,510
Total	14,649	24,482
Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	6,810	7,741
Financing Receivable, Not Past Due	432,490	347,950
Total	439,300	355,691
All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	185	272
Financing Receivable, Not Past Due	31,061	31,692
Total	31,246	31,964
Financial Asset, 30 to 59 Days Past Due [Member]
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	11,866	21,801
Financial Asset, 30 to 59 Days Past Due [Member] | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	644	2,885
Financial Asset, 30 to 59 Days Past Due [Member] | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	132
Financial Asset, 30 to 59 Days Past Due [Member] | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,011	3,749
Financial Asset, 30 to 59 Days Past Due [Member] | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,037	277
Financial Asset, 30 to 59 Days Past Due [Member] | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	55	0
Financial Asset, 30 to 59 Days Past Due [Member] | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,636	6,452
Financial Asset, 30 to 59 Days Past Due [Member] | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	288	124
Financial Asset, 30 to 59 Days Past Due [Member] | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	58	384
Financial Asset, 30 to 59 Days Past Due [Member] | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	197	0
Financial Asset, 30 to 59 Days Past Due [Member] | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	1,082
Financial Asset, 30 to 59 Days Past Due [Member] | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	5,757	6,488
Financial Asset, 30 to 59 Days Past Due [Member] | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	183	228
Financial Asset, 60 to 89 Days Past Due [Member]
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,213	3,421
Financial Asset, 60 to 89 Days Past Due [Member] | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	206	766
Financial Asset, 60 to 89 Days Past Due [Member] | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	104
Financial Asset, 60 to 89 Days Past Due [Member] | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	128
Financial Asset, 60 to 89 Days Past Due [Member] | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	19	0
Financial Asset, 60 to 89 Days Past Due [Member] | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,125	1,292
Financial Asset, 60 to 89 Days Past Due [Member] | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	25	63
Financial Asset, 60 to 89 Days Past Due [Member] | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	57	43
Financial Asset, 60 to 89 Days Past Due [Member] | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	0	0
Financial Asset, 60 to 89 Days Past Due [Member] | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	7	0
Financial Asset, 60 to 89 Days Past Due [Member] | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	772	983
Financial Asset, 60 to 89 Days Past Due [Member] | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2	42
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	10,453	6,368
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Commercial & Industrial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	3,754	1,379
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Farmland
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	92	2,089
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Non Farm, Non Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	222	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Agriculture
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	552	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | All Other Commercial
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	786	109
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | First Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	2,910	1,458
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Home Equity
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	99	34
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Junior Liens
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	324	137
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Multifamily
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	1,380	0
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | All Other Residential
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	53	890
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Motor Vehicle
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	281	270
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | All Other Consumer
Aging of recorded investment in loans by past due category and class of loans
Total Past Due	$ 0	$ 2

Allowance for Loan Losses (De_7

Allowance for Loan Losses (Details 6) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	$ 2,765,937	$ 2,666,442
Financing Receivable, Past Due	24,532	31,590
Financing Receivable, Not Past Due	2,741,405	2,634,852
Total loans	2,752,208	2,652,530
Loans not rated	2,752,208
Commercial & Industrial
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	730,616	599,955
Financing Receivable, Past Due	4,604	5,030
Financing Receivable, Not Past Due	726,012	594,925
Total loans	728,043	597,709
Farmland
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	123,638	139,951
Financing Receivable, Past Due	92	2,221
Financing Receivable, Not Past Due	123,546	137,730
Total loans	121,245	137,275
Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	355,711	402,707
Financing Receivable, Past Due	1,233	3,853
Financing Receivable, Not Past Due	354,478	398,854
Total loans	354,567	401,775
Agriculture
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	145,573	163,199
Financing Receivable, Past Due	2,589	405
Financing Receivable, Not Past Due	142,984	162,794
Total loans	143,238	160,126
All Other Commercial
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	311,579	288,954
Financing Receivable, Past Due	860	109
Financing Receivable, Not Past Due	310,719	288,845
Total loans	309,990	287,562
First Liens
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	334,282	385,126
Financing Receivable, Past Due	5,671	9,202
Financing Receivable, Not Past Due	328,611	375,924
Total loans	333,092	383,912
Home Equity
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	63,244	71,034
Financing Receivable, Past Due	412	221
Financing Receivable, Not Past Due	62,832	70,813
Total loans	63,112	70,842
Junior Liens
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	54,957	55,097
Financing Receivable, Past Due	439	564
Financing Receivable, Not Past Due	54,518	54,533
Total loans	54,827	54,974
Multifamily
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	161,142	148,282
Financing Receivable, Past Due	1,577	0
Financing Receivable, Not Past Due	159,565	148,282
Total loans	160,803	147,943
All Other Residential
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	14,649	24,482
Financing Receivable, Past Due	60	1,972
Financing Receivable, Not Past Due	14,589	22,510
Total loans	14,607	24,406
Motor Vehicle
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	439,300	355,691
Financing Receivable, Past Due	6,810	7,741
Financing Receivable, Not Past Due	432,490	347,950
Total loans	437,572	354,198
All Other Consumer
Analysis of risk category of loans by class of loans
Financing Receivable Recorded Investment	31,246	31,964
Financing Receivable, Past Due	185	272
Financing Receivable, Not Past Due	31,061	31,692
Total loans	31,112	31,808
Pass
Analysis of risk category of loans by class of loans
Total loans	1,786,707	1,821,763
Pass | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	683,490	549,341
Pass | Farmland
Analysis of risk category of loans by class of loans
Total loans	109,589	119,858
Pass | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	318,566	381,404
Pass | Agriculture
Analysis of risk category of loans by class of loans
Total loans	117,125	127,144
Pass | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	306,147	283,266
Pass | First Liens
Analysis of risk category of loans by class of loans
Total loans	86,007	174,338
Pass | Home Equity
Analysis of risk category of loans by class of loans
Total loans	2,451	18,417
Pass | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	2,102	2,839
Pass | Multifamily
Analysis of risk category of loans by class of loans
Total loans	159,318	146,497
Pass | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	1,406	12,624
Pass | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	331	2,880
Pass | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	175	3,155
Special Mention
Analysis of risk category of loans by class of loans
Total loans	59,672	41,100
Special Mention | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	17,129	19,253
Special Mention | Farmland
Analysis of risk category of loans by class of loans
Total loans	4,318	8,673
Special Mention | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	24,066	4,424
Special Mention | Agriculture
Analysis of risk category of loans by class of loans
Total loans	9,956	4,507
Special Mention | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	2,987	3,141
Special Mention | First Liens
Analysis of risk category of loans by class of loans
Total loans	1,065	926
Special Mention | Home Equity
Analysis of risk category of loans by class of loans
Total loans	0	0
Special Mention | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	46	64
Special Mention | Multifamily
Analysis of risk category of loans by class of loans
Total loans	105	112
Special Mention | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Special Mention | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	0	0
Special Mention | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	0	0
Substandard
Analysis of risk category of loans by class of loans
Total loans	64,331	82,662
Substandard | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	17,801	26,349
Substandard | Farmland
Analysis of risk category of loans by class of loans
Total loans	7,139	8,644
Substandard | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	11,154	12,269
Substandard | Agriculture
Analysis of risk category of loans by class of loans
Total loans	16,083	27,490
Substandard | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	812	1,120
Substandard | First Liens
Analysis of risk category of loans by class of loans
Total loans	8,724	4,382
Substandard | Home Equity
Analysis of risk category of loans by class of loans
Total loans	151	134
Substandard | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	400	178
Substandard | Multifamily
Analysis of risk category of loans by class of loans
Total loans	1,380	1,315
Substandard | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	62	205
Substandard | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	602	538
Substandard | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	23	38
Doubtful
Analysis of risk category of loans by class of loans
Total loans	0	92
Doubtful | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	0	5
Doubtful | Farmland
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Agriculture
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | First Liens
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Home Equity
Analysis of risk category of loans by class of loans
Total loans	0	11
Doubtful | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	0	76
Doubtful | Multifamily
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	0	0
Doubtful | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	0	0
Not Rated
Analysis of risk category of loans by class of loans
Total loans	841,498	706,913
Not Rated | Commercial & Industrial
Analysis of risk category of loans by class of loans
Total loans	9,623	2,761
Not Rated | Farmland
Analysis of risk category of loans by class of loans
Total loans	199	100
Not Rated | Non Farm, Non Residential
Analysis of risk category of loans by class of loans
Total loans	781	3,678
Not Rated | Agriculture
Analysis of risk category of loans by class of loans
Total loans	74	985
Not Rated | All Other Commercial
Analysis of risk category of loans by class of loans
Total loans	44	35
Not Rated | First Liens
Analysis of risk category of loans by class of loans
Total loans	237,296	204,266
Not Rated | Home Equity
Analysis of risk category of loans by class of loans
Total loans	60,510	52,280
Not Rated | Junior Liens
Analysis of risk category of loans by class of loans
Total loans	52,279	51,817
Not Rated | Multifamily
Analysis of risk category of loans by class of loans
Total loans	0	19
Not Rated | All Other Residential
Analysis of risk category of loans by class of loans
Total loans	13,139	11,577
Not Rated | Motor Vehicle
Analysis of risk category of loans by class of loans
Total loans	436,639	350,780
Not Rated | All Other Consumer
Analysis of risk category of loans by class of loans
Total loans	$ 30,914	$ 28,615

Allowance for Loan Losses (De_8

Allowance for Loan Losses (Details Textual) - USD ($)	Sep. 30, 2020	Dec. 31, 2019
Allowance for loan losses
Fair value	$ 14,291,000	$ 7,113,000
Minimum outstanding balance of non-homogeneous loans to be individually evaluated as to credit risk	100,000
Commercial & Industrial
Allowance for loan losses
Fair value	2,695,000	100,000
Farmland
Allowance for loan losses
Fair value	0	0
Non Farm, Non Residential
Allowance for loan losses
Fair value	171,000	0
Agriculture
Allowance for loan losses
Fair value	0
All Other Commercial
Allowance for loan losses
Fair value	503,000	0
First Liens
Allowance for loan losses
Fair value	0	0
Home Equity
Allowance for loan losses
Fair value	0	0
Junior Liens
Allowance for loan losses
Fair value	0	0
Multifamily
Allowance for loan losses
Fair value	1,380,000	0
All Other Residential
Allowance for loan losses
Fair value	0	0
Motor Vehicle
Allowance for loan losses
Fair value	0	0
All Other Consumer
Allowance for loan losses
Fair value	0	0
Nonperforming Financing Receivable [Member]
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	3,096,000	1,662,000
Nonaccrual	16,616,000	9,546,000
Nonperforming Financing Receivable [Member] | Commercial & Industrial
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	0
Nonaccrual	5,681,000	2,191,000
Nonperforming Financing Receivable [Member] | Farmland
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	5,000
Nonaccrual	209,000	2,410,000
Nonperforming Financing Receivable [Member] | Non Farm, Non Residential
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	0
Nonaccrual	3,894,000	441,000
Nonperforming Financing Receivable [Member] | Agriculture
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	173,000	0
Nonaccrual	480,000	485,000
Nonperforming Financing Receivable [Member] | All Other Commercial
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	0
Nonaccrual	787,000	114,000
Nonperforming Financing Receivable [Member] | First Liens
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	2,330,000	625,000
Nonaccrual	2,702,000	2,876,000
Nonperforming Financing Receivable [Member] | Home Equity
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	83,000	12,000
Nonaccrual	31,000	61,000
Nonperforming Financing Receivable [Member] | Junior Liens
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	288,000	51,000
Nonaccrual	155,000	175,000
Nonperforming Financing Receivable [Member] | Multifamily
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	0
Nonaccrual	1,380,000	0
Nonperforming Financing Receivable [Member] | All Other Residential
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	1,000	738,000
Nonaccrual	158,000	203,000
Nonperforming Financing Receivable [Member] | Motor Vehicle
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	221,000	227,000
Nonaccrual	585,000	138,000
Nonperforming Financing Receivable [Member] | All Other Consumer
Allowance for loan losses
Loans Past Due Over 90 Day Still Accruing	0	4,000
Nonaccrual	$ 554,000	$ 452,000

Securities (Details)

Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	$ 914,362	$ 907,575
Unrealized Gains	(42,469)	(20,976)
Unrealized Losses	(592)	(1,834)
Securities available-for-sale	956,239	926,717
US Government Agencies Debt Securities [Member]
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	94,924	102,490
Unrealized Gains	(5,430)	(1,293)
Unrealized Losses	(4)	(150)
Securities available-for-sale	100,350	103,633
Mortgage Backed Securities - Residential
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	276,182	240,753
Unrealized Gains	(8,710)	(2,979)
Unrealized Losses	(282)	(350)
Securities available-for-sale	284,610	243,382
Mortgage Backed Securities - Commercial
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	18,046	22,036
Unrealized Gains	(634)	(73)
Unrealized Losses	0	(5)
Securities available-for-sale	18,680	22,104
Collateralized Mortgage Obligations
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	225,964	280,797
Unrealized Gains	(5,821)	(1,735)
Unrealized Losses	(217)	(1,221)
Securities available-for-sale	231,568	281,311
State and Municipal Obligations
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	276,640	253,277
Unrealized Gains	(18,200)	(11,265)
Unrealized Losses	(86)	(108)
Securities available-for-sale	294,754	264,434
Collateralized Debt Obligations
Amortized cost and fair value of investments classified as available for sale
Amortized Cost	0	0
Unrealized Gains	(3,036)	(3,619)
Unrealized Losses	0	0
Securities available-for-sale	$ 3,036	$ 3,619

Securities (Details 1)

Securities (Details 1) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Amortized Cost
Due in one year or less	$ 7,881
Due after one but within five years	52,873
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, after Five Through Ten Years, Amortized Cost	67,655
Due after ten years	265,761
Total of securities having specified maturity period	394,170
TOTAL	914,362	$ 907,575
Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost	520,192
Fair Value
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Fair Value	7,943
Due after one but within five years	54,507
Due after five but within ten years	71,408
Due after ten years	287,523
Total of securities having specified maturities period	421,381
Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value	534,858
Securities available-for-sale	$ 956,239	$ 926,717

Securities (Details 2)

Securities (Details 2) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Maturity, Allocated and Single Maturity Date, within One Year, Amortized Cost	$ 7,881
Less Than 12 Months
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	56,642	$ 131,633
Unrealized Losses	(475)	(773)
More Than 12 Months
Fair Value	5,166	80,966
Unrealized Losses	(117)	(1,061)
Total
Fair Value	61,808	212,599
Unrealized Losses	(592)	(1,834)
US Government Agencies Debt Securities [Member]
Less Than 12 Months
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,017	29,183
Unrealized Losses	(2)	(150)
More Than 12 Months
Fair Value	998	0
Unrealized Losses	(2)	0
Total
Fair Value	6,015	29,183
Unrealized Losses	(4)	(150)
Mortgage Backed Securities - Residential
Less Than 12 Months
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	37,117	55,665
Unrealized Losses	(282)	(243)
More Than 12 Months
Fair Value	0	18,724
Unrealized Losses	0	(107)
Total
Fair Value	37,117	74,389
Unrealized Losses	(282)	(350)
Collateralized Mortgage Obligations
Less Than 12 Months
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	5,702	33,398
Unrealized Losses	(124)	(314)
More Than 12 Months
Fair Value	3,716	61,781
Unrealized Losses	(93)	(907)
Total
Fair Value	9,418	95,179
Unrealized Losses	(217)	(1,221)
State and Municipal Obligations
Less Than 12 Months
Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value	8,059	8,996
Unrealized Losses	(64)	(61)
More Than 12 Months
Fair Value	452	461
Unrealized Losses	(22)	(47)
Total
Fair Value	8,511	9,457
Unrealized Losses	$ (86)	$ (108)

Securities (Details 3)

Securities (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Rollforward of the credit losses recognized in earnings
Beginning balance			$ 2,974	$ 2,974
Increases to the amount related to the credit loss for which other-than-temporary was previously recognized	$ 0	$ 0	0	0
Reductions for increases in cash flows collected	0	0	0	0
Amounts realized for securities sold during the period	0	0	0	0
Ending balance	$ 2,974	$ 2,974	$ 2,974	$ 2,974

Securities (Details Textual)

Securities (Details Textual) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Debt Securities, Available-for-sale, Realized Gain	$ 5	$ 6
Gross unrealized losses	592		$ 1,834
Cumulative OTTI charges	2,974	$ 2,974	2,974	$ 2,974
Amortized Cost	914,362		907,575
Securities available-for-sale	$ 956,239		$ 926,717
Minimum [Member]
Debt Securities, Available-for-sale [Line Items]
Basis point spread on variable rate	1.60%
Maximum [Member]
Debt Securities, Available-for-sale [Line Items]
Basis point spread on variable rate	1.80%

Fair Value (Details)

Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair value measurement
Securities available-for-sale	$ 956,239	$ 926,717
US Government Agencies Debt Securities [Member]
Fair value measurement
Securities available-for-sale	100,350	103,633
Mortgage Backed Securities - Residential
Fair value measurement
Securities available-for-sale	284,610	243,382
Mortgage Backed Securities - Commercial
Fair value measurement
Securities available-for-sale	18,680	22,104
Collateralized Mortgage Obligations
Fair value measurement
Securities available-for-sale	231,568	281,311
State and Municipal Obligations
Fair value measurement
Securities available-for-sale	294,754	264,434
Collateralized Debt Obligations
Fair value measurement
Securities available-for-sale	3,036	3,619
Fair Value, Inputs, Level 1 [Member]
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities - Residential
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | State and Municipal Obligations
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Debt Obligations
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 2 [Member]
Fair value measurement
Securities available-for-sale	950,968	920,533
Derivative Assets	2,723	828
Derivative Liability	(2,723)	(828)
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement
Securities available-for-sale	100,350	103,633
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities - Residential
Fair value measurement
Securities available-for-sale	284,610	243,382
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement
Securities available-for-sale	18,680	22,104
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations
Fair value measurement
Securities available-for-sale	231,568	281,311
Fair Value, Inputs, Level 2 [Member] | State and Municipal Obligations
Fair value measurement
Securities available-for-sale	292,519	261,869
Fair Value, Inputs, Level 2 [Member] | Collateralized Debt Obligations
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member]
Fair value measurement
Securities available-for-sale	5,271	6,184
Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities - Residential
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations
Fair value measurement
Securities available-for-sale	0	0
Fair Value, Inputs, Level 3 [Member] | State and Municipal Obligations
Fair value measurement
Securities available-for-sale	2,235	2,565
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations
Fair value measurement
Securities available-for-sale	$ 3,036	$ 3,619

Fair Value (Details 1)

Fair Value (Details 1) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Sep. 30, 2020	Dec. 31, 2019
Fair value measurement using significant unobservable input
Securities available-for-sale	$ 956,239	$ 956,239	$ 926,717
Reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning balance	5,180	6,184	6,393
Total realized/unrealized gains or losses - Included in earnings	0	0	0
Total realized/unrealized gains or losses - Included in other comprehensive income	91	(583)	498
Transfers	0	0
Purchases			0
Settlements	0	(330)	(707)
Ending balance	5,271	5,271	6,184
US Government Agencies Debt Securities [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	100,350	100,350	103,633
State and Municipal Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	294,754	294,754	264,434
Reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning balance	2,235	2,565	3,135
Total realized/unrealized gains or losses - Included in earnings	0	0	0
Total realized/unrealized gains or losses - Included in other comprehensive income	0	0	0
Transfers	0	0
Purchases			0
Settlements	0	(330)	(570)
Ending balance	2,235	2,235	2,565
Collateralized Debt Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	3,036	3,036	3,619
Reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs
Beginning balance	2,945	3,619	3,258
Total realized/unrealized gains or losses - Included in earnings	0	0	0
Total realized/unrealized gains or losses - Included in other comprehensive income	91	(583)	498
Transfers	0	0
Purchases			0
Settlements	0	0	(137)
Ending balance	3,036	3,036	3,619
Mortgage Backed Securities - Residential
Fair value measurement using significant unobservable input
Securities available-for-sale	284,610	284,610	243,382
Mortgage Backed Securities - Commercial
Fair value measurement using significant unobservable input
Securities available-for-sale	18,680	18,680	22,104
Collateralized Mortgage Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	231,568	231,568	281,311
Fair Value, Inputs, Level 3 [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	5,271	5,271	6,184
Fair Value, Inputs, Level 3 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 3 [Member] | State and Municipal Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	2,235	2,235	2,565
Fair Value, Inputs, Level 3 [Member] | Collateralized Debt Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	3,036	3,036	3,619
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities - Residential
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | State and Municipal Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Debt Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities - Residential
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 2 [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	950,968	950,968	920,533
Reconciliation and income statement classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs
Derivative Assets	2,723	2,723	828
Derivative Liability	2,723	2,723	828
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member]
Fair value measurement using significant unobservable input
Securities available-for-sale	100,350	100,350	103,633
Fair Value, Inputs, Level 2 [Member] | State and Municipal Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	292,519	292,519	261,869
Fair Value, Inputs, Level 2 [Member] | Collateralized Debt Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	0	0	0
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities - Residential
Fair value measurement using significant unobservable input
Securities available-for-sale	284,610	284,610	243,382
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities - Commercial
Fair value measurement using significant unobservable input
Securities available-for-sale	18,680	18,680	22,104
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations
Fair value measurement using significant unobservable input
Securities available-for-sale	$ 231,568	$ 231,568	$ 281,311

Fair Value (Details 2)

Fair Value (Details 2) - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2020	Sep. 30, 2020	Dec. 31, 2019
Impaired Loans
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Fair Value		$ 4,749	$ 100
Unobservable Inputs	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
Other Real Estate
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Fair Value		$ 3,465	3,625
Unobservable Inputs	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
State and Municipal Obligations
Fair Value Inputs, Assets, Quantitative Information [Line Items] (Deprecated 2018-01-31)
Fair Value		$ 2,235	$ 2,565
Unobservable Inputs	Discount rateProbability of default	Discount rateProbability of default

Fair Value (Details 3)

Fair Value (Details 3) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Loans identified as impaired by class of loans
Carrying Value	$ 6,434	$ 148
Allowance for Loan Losses Allocated	1,685	48
Fair value	14,291	7,113
Impaired Financing Receivable, with Related Allowance, Recorded Investment	4,749	100
Commercial & Industrial
Loans identified as impaired by class of loans
Carrying Value	3,749	148
Allowance for Loan Losses Allocated	1,054	48
Fair value	2,695	100
Impaired Financing Receivable, with Related Allowance, Recorded Investment	3,749	148
Farmland
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Non Farm, Non Residential
Loans identified as impaired by class of loans
Carrying Value	171	0
Allowance for Loan Losses Allocated	0	0
Fair value	171	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	171	0
Agriculture
Loans identified as impaired by class of loans
Carrying Value	380	0
Allowance for Loan Losses Allocated	380	0
Fair value	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	380	0
All Other Commercial
Loans identified as impaired by class of loans
Carrying Value	754	0
Allowance for Loan Losses Allocated	251	0
Fair value	503	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	754	0
First Liens
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Home Equity
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Junior Liens
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Multifamily
Loans identified as impaired by class of loans
Carrying Value	1,380	0
Allowance for Loan Losses Allocated	0	0
Fair value	1,380	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	1,380	0
All Other Residential
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
Motor Vehicle
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	0	0
All Other Consumer
Loans identified as impaired by class of loans
Carrying Value	0	0
Allowance for Loan Losses Allocated	0	0
Fair value	0	0
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 0	$ 0

Fair Value (Details 4)

Fair Value (Details 4) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Carrying amount and estimated fair value of financial instruments
Fair value	$ 14,291	$ 7,113
Securities available-for-sale	956,239	926,717
Restricted Investments	15,012	15,394
Accrued interest receivable	18,482	18,523
Deposits	(3,604,353)	(3,275,357)
Fair Value, Inputs, Level 1 [Member]
Carrying amount and estimated fair value of financial instruments
Cash and Cash Equivalents, Fair Value Disclosure	25,428	26,275
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure	0
Securities available-for-sale	0	0
Loans Receivable, Fair Value Disclosure	0	0
Accrued interest receivable	0	0
Deposits	0	0
Short-term borrowings	0	0
Accrued interest payable	0	0
Fair Value, Inputs, Level 2 [Member]
Carrying amount and estimated fair value of financial instruments
Cash and Cash Equivalents, Fair Value Disclosure	363,012	101,151
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure	0
Securities available-for-sale	950,968	920,533
Loans Receivable, Fair Value Disclosure	0	0
Accrued interest receivable	5,007	3,583
Deposits	(3,615,014)	(3,278,099)
Short-term borrowings	(95,249)	(80,119)
Accrued interest payable	(1,107)	(1,739)
Fair Value, Inputs, Level 3 [Member]
Carrying amount and estimated fair value of financial instruments
Cash and Cash Equivalents, Fair Value Disclosure	0	0
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure	0
Securities available-for-sale	5,271	6,184
Loans Receivable, Fair Value Disclosure	2,787,631	2,648,692
Accrued interest receivable	13,475	14,940
Deposits	0	0
Short-term borrowings	0	0
Accrued interest payable	0	0
Reported Value Measurement [Member]
Carrying amount and estimated fair value of financial instruments
Cash and Cash Equivalents, Fair Value Disclosure	388,440	127,426
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure	0
Securities available-for-sale	956,239	926,717
Restricted Investments	15,012	15,394
Loans Receivable, Fair Value Disclosure	2,726,533	2,636,447
Accrued interest receivable	18,482	18,523
Deposits	(3,604,353)	(3,275,357)
Short-term borrowings	(95,249)	(80,119)
Accrued interest payable	(1,107)	(1,739)
Estimate of Fair Value Measurement [Member]
Carrying amount and estimated fair value of financial instruments
Cash and Cash Equivalents, Fair Value Disclosure	388,440	127,426
Federal Funds Sold and Securities Borrowed or Purchased under Agreements to Resell, Fair Value Disclosure	0
Securities available-for-sale	956,239	926,717
Loans Receivable, Fair Value Disclosure	2,787,631	2,648,692
Accrued interest receivable	18,482	18,523
Deposits	(3,615,014)	(3,278,099)
Short-term borrowings	(95,249)	(80,119)
Accrued interest payable	$ (1,107)	$ (1,739)

Fair Value (Details Textual)

Fair Value (Details Textual) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2020USD ($)	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Valuation allowance for impaired loans		$ 1,685	$ 48
Provision for impaired loan losses	$ (689)
Other real estate owned		3,465	3,625
Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value		4,749	100
Valuation allowance for impaired loans		$ 1,700	48
Fair Value Measurements Unobservable Inputs	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
Other Real Estate [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Real estate, other deductions	$ 64	$ 0
Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value		3,465	3,625
Other real estate owned		$ 3,500	3,600
Fair Value Measurements Unobservable Inputs	Discount rate for age of appraisal and market conditions	Discount rate for age of appraisal and market conditions
State and Municipal Obligation [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value		$ 2,235	2,565
Fair Value Measurements Unobservable Inputs	Discount rateProbability of default	Discount rateProbability of default
Commercial Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value		$ 3,400	3,500
Residential Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair Value		$ 119	$ 142
Measurement Input, Discount Rate [Member] | Minimum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other Real Estate, measurement input		0
Measurement Input, Discount Rate [Member] | Minimum [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, measurement input		0	0
Measurement Input, Discount Rate [Member] | Minimum [Member] | Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other Real Estate, measurement input		0.0500	0.0500
Measurement Input, Discount Rate [Member] | Minimum [Member] | State and Municipal Obligation [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
State and Municipal Obligations, measurement input		0.0305	0.0305
Measurement Input, Discount Rate [Member] | Maximum [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other Real Estate, measurement input		0.50
Measurement Input, Discount Rate [Member] | Maximum [Member] | Impaired Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Impaired loans, measurement input		0.5000	0.5000
Measurement Input, Discount Rate [Member] | Maximum [Member] | Other Real Estate [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Other Real Estate, measurement input		0.2000	0.2000
Measurement Input, Discount Rate [Member] | Maximum [Member] | State and Municipal Obligation [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
State and Municipal Obligations, measurement input		0.0550	0.0550

Short-Term Borrowings (Details)

Short-Term Borrowings (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Short-term Debt [Abstract]
Federal Funds Purchased	$ 1,325	$ 900
Securities Sold under Agreements to Repurchase	93,924	79,219
Short-term borrowings	$ 95,249	$ 80,119

Short-Term Borrowings Short-Ter

Short-Term Borrowings Short-Term Borrowings (Details 1) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets Sold under Agreements to Repurchase [Line Items]
Securities Sold under Agreements to Repurchase	$ 93,924	$ 79,219
Maturity Overnight [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Sold under Agreements to Repurchase	87,000	69,709
Maturity up to 30 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Sold under Agreements to Repurchase	60	1,927
Maturity 30 to 90 Days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Sold under Agreements to Repurchase	0	6,552
Maturity over 90 days [Member]
Assets Sold under Agreements to Repurchase [Line Items]
Securities Sold under Agreements to Repurchase	$ 6,864	$ 1,031

Components of Net Periodic Be_3

Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Defined Benefits Plan Estimated Future Employer Contributions In Next Fiscal Year					$ 3,700
Post-Retirement Health Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefits Plan Estimated Future Employer Contributions In Next Fiscal Year					$ 251
Service cost	$ 10	$ 9	$ 29	$ 26
Interest cost	32	36	94	109
Expected return on plan assets	0	0	0	0
Defined Benefit Plan, Amortization of Prior Service Cost (Credit)	0	0	0	0
Net amortization of net (gain) loss	0	(4)	0	(12)
Net Periodic Benefit Cost	42	41	123	123
Defined Benefit Plan, Plan Assets, Contributions by Employer			176
Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	325	304	975	913
Interest cost	779	866	2,337	2,599
Expected return on plan assets	(1,050)	(896)	(3,149)	(2,689)
Defined Benefit Plan, Amortization of Prior Service Cost (Credit)	1	0	1	1
Net amortization of net (gain) loss	492	389	1,476	1,168
Net Periodic Benefit Cost	$ 547	$ 663	1,640	$ 1,992
Defined Benefit Plan, Plan Assets, Contributions by Employer			$ 3,000

Components of Net Periodic Be_4

Components of Net Periodic Benefit Cost (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Defined Benefits Plan Estimated Future Employer Contributions In Next Fiscal Year			$ 3,700
Defined Benefit Plan, Expected Future Benefit Payment, Remainder of Fiscal Year			736
Defined Contribution Plan Employer Accrued Discretionary Contribution Amount	$ 1,400	$ 1,100
Post Retirement Health Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefits Plan Estimated Future Employer Contributions In Next Fiscal Year			$ 251
Defined Benefit Plan, Plan Assets, Contributions by Employer	176
Pension Plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Plan Assets, Contributions by Employer	$ 3,000

Acquisitions and FDIC Indemni_3

Acquisitions and FDIC Indemnification Asset (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Jun. 30, 2020	Dec. 31, 2019	Jun. 30, 2019	Dec. 31, 2018
Business Acquisition [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Covered					$ 4,836	$ 7,269	$ 1,458	$ 1,530
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion		$ 0	$ 0
Loans and Leases Receivable, Disposals	$ (469)	(35)	(2,902)	$ (107)
Total Covered Assets	4,367	10,293	4,367	10,293
Consumer Loan [Member]
Business Acquisition [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Covered					0	0	0	0
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion		0	0
Loans and Leases Receivable, Disposals	0	0	0	0
Total Covered Assets	0	260	0	260
Commercial Loan [Member]
Business Acquisition [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount, Covered					$ 4,836	$ 7,269	$ 1,458	$ 1,530
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion		0	0
Loans and Leases Receivable, Disposals	(469)	(35)	(2,902)	(107)
Total Covered Assets	$ 4,367	$ 10,033	$ 4,367	$ 10,033

Acquisitions and FDIC Indemni_4

Acquisitions and FDIC Indemnification Asset (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Business Acquisition [Line Items]
Assets	$ 4,389,996	$ 4,023,250
Goodwill	$ 78,592	$ 78,592

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	$ 2,606	$ 4,427	$ 19,622	$ 23,599
Change in Other comprehensive income before reclassification, Unrealized gains and Losses on available-for-sale Securities	2,227	4,128	18,624	22,702
Amount reclassified from accumalted other comperhensive income, unrealized gain and losses and available for sale securities	379	299	998	897
Net Current period other comprehensive other income, Unrealized gains and Losses on available-for-sale Securities	2,606	4,427		23,599
TOTAL Balance	9,515	(4,282)	(7,501)	(23,454)
TOTAL Balance	12,121	145	12,121	145
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	2,223	4,124	18,451	22,689
Change in Other comprehensive income before reclassification, Unrealized gains and Losses on available-for-sale Securities	2,227	4,128	18,624	22,702
Amount reclassified from accumalted other comperhensive income, unrealized gain and losses and available for sale securities	(4)	(4)	(173)	(13)
Net Current period other comprehensive other income, Unrealized gains and Losses on available-for-sale Securities	2,223	4,124		22,689
TOTAL Balance	31,121	12,460	14,893	(6,105)
TOTAL Balance	33,344	16,584	33,344	16,584
Accumulated Defined Benefit Plans Adjustment [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	383	303	1,171	910
Change in Other comprehensive income before reclassification, Unrealized gains and Losses on available-for-sale Securities	0	0	0	0
Amount reclassified from accumalted other comperhensive income, unrealized gain and losses and available for sale securities	383	303	1,171	910
Net Current period other comprehensive other income, Unrealized gains and Losses on available-for-sale Securities	383	303		910
TOTAL Balance	(21,606)	(16,742)	(22,394)	(17,349)
TOTAL Balance	$ (21,223)	$ (16,439)	$ (21,223)	$ (16,439)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive Income (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Net of Tax, Footnote	$ 2,606
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Reclassification Adjustments, Net of Tax	2,227	$ 4,128	$ 18,624	$ 22,702
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	2,606	4,427		23,599
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	379	299	998	897
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
TOTAL Balance	12,121	145	12,121	145
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	2,606	4,427	19,622	23,599
TOTAL Balance	9,515	(4,282)	(7,501)	(23,454)
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Reclassification Adjustments, Net of Tax	2,227	4,128	18,624	22,702
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	2,223	4,124		22,689
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	(4)	(4)	(173)	(13)
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
TOTAL Balance	33,344	16,584	33,344	16,584
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	2,223	4,124	18,451	22,689
TOTAL Balance	31,121	12,460	14,893	(6,105)
Unrealized gains losses on securities available-for-sale with other than temporary impairment [Member]
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
TOTAL Balance	2,277	2,698	2,277	2,698
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	69	236	(438)	357
TOTAL Balance	2,208	2,462	2,715	2,341
Unrealized gains losses on securities available-for-sale without other than temporary impairment [Member]
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
TOTAL Balance	31,067	13,886	31,067	13,886
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	2,154	3,888	18,889	22,332
TOTAL Balance	28,913	9,998	12,178	(8,446)
Accumulated Defined Benefit Plans Adjustment [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, before Reclassification Adjustments, Net of Tax	0	0	0	0
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax	383	303		910
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax	383	303	1,171	910
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
TOTAL Balance	(21,223)	(16,439)	(21,223)	(16,439)
Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent	383	303	1,171	910
TOTAL Balance	$ (21,606)	$ (16,742)	$ (22,394)	$ (17,349)

Accumulated Other Comprehensi_5

Accumulated Other Comprehensive Income (Details 2) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net securities gains (losses)	$ 5	$ 6	$ 230	$ 18
Income tax expense	(2,715)	(2,579)	(8,634)	(8,000)
Unrealized gain (loss) on securities, net of tax	14,000	12,257	38,105	34,508
Change in funded status of post retirement benefits	383	303	1,171	910
Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Unrealized gain (loss) on securities, net of tax	(379)	(299)	(998)	(897)
Accumulated Net Unrealized Investment Gain (Loss) [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Net securities gains (losses)	5	6	230	18
Income tax expense	(1)	(2)	(57)	(5)
Unrealized gain (loss) on securities, net of tax	4	4	173	13
Accumulated Defined Benefit Plans Adjustment [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income on Derivatives [Line Items]
Income tax expense	109	86	305	258
Unrealized gain (loss) on securities, net of tax	(383)	(303)	(1,171)	(910)
Change in funded status of post retirement benefits	$ (492)	$ (389)	$ (1,476)	$ (1,168)