Juniata Valley Financial (JUVF) 10-Q 8 May 14 2014 Q1 Quarterly report Financial data

Document_and_Entity_Informatio

Document and Entity Information	3 Months Ended
	Mar. 31, 2014	8-May-14
Document and Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	31-Mar-14	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2014	'
Entity Registrant Name	'JUNIATA VALLEY FINANCIAL CORP	'
Entity Central Index Key	'0000714712	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	4,196,266

Consolidated_Statements_of_Fin

Consolidated Statements of Financial Condition (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$10,570	$8,570
Interest bearing deposits with banks	4,318	43
Cash and cash equivalents	14,888	8,613
Interest bearing time deposits with banks	249	249
Securities available for sale	124,515	126,046
Restricted investment in Federal Home Loan Bank (FHLB) stock	1,602	1,967
Investment in unconsolidated subsidiary	4,199	4,172
Total loans	275,983	277,798
Less: Allowance for loan losses	-2,300	-2,287
Total loans, net of allowance for loan losses	273,683	275,511
Premises and equipment, net	6,246	6,330
Other real estate owned	340	281
Bank owned life insurance and annuities	14,953	14,848
Investment in low income housing partnership	4,203	3,990
Core deposit intangible	108	119
Goodwill	2,046	2,046
Mortgage servicing rights	169	167
Accrued interest receivable and other assets	4,709	4,443
Total assets	451,910	448,782
Liabilities:	'	'
Non-interest bearing deposits	80,661	74,611
Interest bearing deposits	311,720	305,034
Total deposits	392,381	379,645
Securities sold under agreements to repurchase	4,038	5,397
Short-term borrowings	'	8,400
Other interest bearing liabilities	1,357	1,356
Accrued interest payable and other liabilities	3,784	4,000
Total liabilities	401,560	398,798
Stockholders' Equity:	'	'
Preferred stock, no par value: Authorized - 500,000 shares, none issued	'	'
Common stock, par value $1.00 per share: Authorized - 20,000,000 shares Issued - 4,745,826 shares Outstanding - 4,196,266 shares at March 31, 2014; 4,196,266 shares at December 31, 2013	4,746	4,746
Surplus	18,380	18,370
Retained earnings	39,098	39,118
Accumulated other comprehensive loss	-1,283	-1,659
Cost of common stock in Treasury: 549,560 shares at March 31, 2014; 527,465 shares at December 31, 2013	-10,591	-10,591
Total stockholders' equity	50,350	49,984
Total liabilities and stockholders' equity	$451,910	$448,782

Consolidated_Statements_of_Fin1

Consolidated Statements of Financial Condition (Parenthetical) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Consolidated Statements of Financial Condition(Parenthetical) [Abstract]	'	'
Preferred Stock, no par value	$0	$0
Preferred Stock, Authorized	500,000	500,000
Preferred Stock, Shares Issued	0	0
Common Stock, Par or Stated Value Per Share	$1	$1
Common Stock, Shares Authorized	20,000,000	20,000,000
Common Stock, Shares Issued	4,745,826	4,745,826
Common Stock, Shares, Outstanding	4,196,266	4,196,266
Treasury Stock, Shares	549,560	549,560

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Interest income:	'	'
Loans, including fees	$3,550	$3,690
Taxable securities	355	297
Tax-exempt securities	130	151
Other interest income	1	6
Total interest income	4,036	4,144
Interest expense:	'	'
Deposits	621	757
Securities sold under agreements to repurchase	1	1
Short-term borrowings	1	'
Other interest bearing liabilities	4	5
Total interest expense	627	763
Net interest income	3,409	3,381
Provision for loan losses	20	80
Net interest income after provision for loan losses	3,389	3,301
Non-interest income:	'	'
Customer service fees	268	310
Debit card fee income	203	194
Earnings on bank-owned life insurance and annuities	97	97
Trust fees	76	89
Commissions from sales of non-deposit products	112	116
Income from unconsolidated subsidiary	37	54
Fees derived from loan activity	38	60
Gain on sales of loans	29	96
Gain on sales and calls of securities	5	1
Other non-interest income	55	60
Total non-interest income	920	1,077
Non-interest expense:	'	'
Employee compensation expense	1,352	1,223
Employee benefits	403	462
Occupancy	282	245
Equipment	114	120
Data processing expense	380	354
Director compensation	57	57
Professional fees	99	95
Taxes, other than income	107	123
FDIC Insurance premiums	81	90
Gain on sales of other real estate owned	-18	-26
Amortization of intangibles	11	11
Amortization of investment in low income housing partnership	120	'
Other non-interest expense	348	281
Total non-interest expense	3,336	3,035
Income before income taxes	973	1,343
Provision for income taxes	70	337
Net income	$903	$1,006
Earnings per share	'	'
Basic	$0.22	$0.24
Diluted	$0.22	$0.24
Cash dividends declared per share	$0.22	$0.22
Weighted average basic shares outstanding	4,196,266	4,218,361
Weighted average diluted shares outstanding	4,196,614	4,219,526

Consolidated_Statements_of_Com

Consolidated Statements of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Mar. 31, 2013
Statement of Other Comprehensive Income [Abstract]	'		'
Net income: Before Tax Amount	$973		$1,343
Net Income: Tax Effect	-70		-337
Net income: Net-of-Tax Amount	903		1,006
Other comprehensive income (loss):	'		'
Unrealized holding gains (losses) arising during the period: Before Tax Amount	555		-39
Unrealized holding (losses) gains arising during the period: Tax Effect	-188		13
Unrealized holding gains (losses) arising during the period: Net-of-Tax Amount	367		-26
Unrealized holding gains (losses) from unconsolidated subsidiary: Before Tax Amount	6		-5
Unrealized holding gains (losses) from unconsolidated subsidiary: Net-of-Tax Amount	6		-5
Less reclassification adjustment for gains included in net income: Before Tax Amount	-5	[1],[2]	-1	[1],[2]
Less reclassification adjustment for: gains included in net income: Tax Effect	2	[1],[2]	'
Less reclassification adjustment for: gains included in net income: Net-of-Tax Amount	-3	[1],[2]	-1	[1],[2]
Amortization of pension net actuarial loss: Before Tax Amount	10	[2],[3]	51	[2],[3]
Amortization of net pension actuarial cost: Tax Effect	-4	[2],[3]	-17	[2],[3]
Amortization of net pension actuarial loss: Net-of-Tax Amount	6	[2],[3]	34	[2],[3]
Other comprehensive income: Before Tax Amount	566		6
Other comprehensive income: Tax Effect	-190		-4
Other comprehensive income: Net-of-Tax Amount	376		2
Total comprehensive income: Before Tax Amount	1,539		1,349
Total comprehensive income: Tax Expense	-260		-341
Total comprehensive income: Net-of-Tax Amount	$1,279		$1,008
[1]	Amounts are included in gain on calls of securities on the Consolidated Statements of Income as a separate element within total non-interest income.
[2]	Income tax amounts are included in the provision for income taxes on the Consolidated Statements of Income.
[3]	Amounts are included in the computation of net periodic benefit cost and are included in employee benefits expense on the Consolidated Statements of Income as a separate element within total non-interest expense.

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Common Stock [Member]	Surplus [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Treasury Stock [Member]	Total
In Thousands, except Share data
Balance at Dec. 31, 2012	$4,746	$18,346	$38,824	($1,419)	($10,200)	$50,297
Balance, Shares at Dec. 31, 2012	4,218,361	'	'	'	'	'
Net income	'	'	1,006	'	'	1,006
Other comprehensive income	'	'	'	2	'	2
Cash dividends at $0.22 per share	'	'	-928	'	'	-928
Stock-based compensation	'	6	'	'	'	6
Balance at Mar. 31, 2013	4,746	18,352	38,902	-1,417	-10,200	50,383
Balance, Shares at Mar. 31, 2013	4,218,361	'	'	'	'	'
Balance at Dec. 31, 2013	4,746	18,370	39,118	-1,659	-10,591	49,984
Balance, Shares at Dec. 31, 2013	4,196,266	'	'	'	'	4,196,266
Net income	'	'	903	'	'	903
Other comprehensive income	'	'	'	376	'	376
Cash dividends at $0.22 per share	'	'	-923	'	'	-923
Stock-based compensation	'	10	'	'	'	10
Balance at Mar. 31, 2014	$4,746	$18,380	$39,098	($1,283)	($10,591)	$50,350
Balance, Shares at Mar. 31, 2014	4,196,266	'	'	'	'	4,196,266

Consolidated_Statement_of_Chan

Consolidated Statement of Changes in Stockholders' Equity(Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of in Stockholders' Equity [Abstract]	'	'
Cash Dividends at per share	$0.22	$0.22

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Operating activities:	'	'
Net income	$903	$1,006
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	20	80
Depreciation and amortization	120	131
Net amortization of securities premiums	106	111
Net amortization of loan origination (fees) costs	-22	13
Deferred net loan origination costs	-51	-2
Amortization of core deposit intangible	11	11
Amortization of investment in low income housing partnership	120	'
Net realized gains on calls of securities	-5	-1
Net gain on sales of other real estate owned	-18	-26
Earnings on bank owned life insurance and annuities	-97	-97
Deferred income tax expense	26	29
Equity in earnings of unconsolidated subsidiary, net of dividends of $6 and $15	-21	-39
Stock-based compensation expense	10	6
Mortgage loans originated for sale	-392	-3,690
Proceeds from loans sold to others	421	3,382
Gains on sales of loans	-29	-96
Increase in accrued interest receivable and other assets	-474	-431
Decrease in accrued interest payable and other liabilities	-206	-249
Net cash provided by operating activities	422	138
Investing activities:	'	'
Purchases of: Securities available for sale	-12,681	-14,227
Purchases of: Premises and equipment	-36	-11
Purchases of: Bank owned life insurance and annuities	-19	-18
Proceeds from: Sales of securities available for sale	2,150	'
Proceeds from: Maturities of and principal repayments on securities available for sale	12,511	7,333
Proceeds from: Redemption of FHLB stock	365	254
Proceeds from: Bank owned life insurance and annuities	2	2
Proceeds from: Sale of other real estate owned	39	354
Proceeds from: Sale of other assets	'	2
Investment in low income housing partnership	-333	-150
Net decrease in loans	1,801	4,274
Net cash provided by (used in) investing activities	3,799	-2,187
Financing activities:	'	'
Net change in deposits	12,736	1,727
Net change in securities sold under agreements to repurchase and short-term borrowings	-9,759	-1,608
Cash dividends	-923	-928
Net cash provided by (used in) financing activities	2,054	-809
Net increase (decrease) in cash and cash equivalents	6,275	-2,858
Cash and cash equivalents at beginning of year	8,613	14,397
Cash and cash equivalents at end of period	14,888	11,539
Supplemental information:	'	'
Interest paid	649	791
Income taxes paid	'	75
Supplemental schedule of noncash investing and financing activities:	'	'
Transfer of loans to other real estate owned	$80	$62

Consolidated_Statements_of_Cas1

Consolidated Statements of Cash Flows(Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Consolidated Statements of Cash Flows(Parenthetical) [Abstract]	'	'
Equity method investment, dividends	$16	$15

Basis_of_Presentation_and_Acco

Basis of Presentation and Accounting Policies	3 Months Ended
	Mar. 31, 2014
Basis of Presentation and Accounting Policies [Abstract]	'
Basis of Presentation and Accounting Policies	'
	1. Basis of Presentation and Accounting Policies
	The consolidated financial statements include the accounts of Juniata Valley Financial Corp. (the “Company”) and its wholly owned subsidiary, The Juniata Valley Bank (the “Bank”). All significant intercompany accounts and transactions have been eliminated.
	The accompanying unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (U.S. GAAP) for complete consolidated financial statements. In the opinion of management, all adjustments considered necessary for fair presentation have been included. Operating results for the three month period ended March 31, 2014, are not necessarily indicative of the results for the year ending December 31, 2014.  For further information, refer to the consolidated financial statements and notes thereto included in Juniata Valley Financial Corp.’s Annual Report on Form 10-K for the year ended December 31, 2013.
	The Company has evaluated events and transactions occurring subsequent to the consolidated statement of financial condition date of March 31, 2014 for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.

Recent_Accounting_Standards_Up

Recent Accounting Standards Update (ASU)	3 Months Ended
	Mar. 31, 2014
Recent Accounting Pronouncements (ASU) [Abstract]	'
Recent Accounting Standards Update (ASU)	'
	2.  Recent Accounting Standards Updates (ASU)
	Accounting Standards Update 2014-01, Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects (a consensus of the FASB Emerging Issues Task Force)
	Issued: January 2014
	Summary:  The Low Income Housing Tax Credit is a program designed to encourage investment of private capital for use in the construction and rehabilitation of low income housing, which provides certain tax benefits to investors in those projects.  The amendments in this Update permit a reporting entity that invests in qualified affordable housing projects to account for the investments using a proportional amortization method if certain conditions are met.  If an entity elects the proportional amortization method, it will amortize the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense.  Otherwise, the entity would apply either the equity method or the cost method, as appropriate.
	Effective Date and Transition:  The amendments in this Update are effective for public business entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. Early adoption is permitted.  If adopted, the amendments should be applied retrospectively to all periods presented.  A reporting entity that uses the effective yield method to account for its investments in qualified affordable housing projects before the date of adoption may continue to apply the effective yield method for those preexisting investments. The Company is currently evaluating the impact of this Update on its consolidated financial statements.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Loss [Abstract]	'
Accumulated Other Comprehensive Loss	'
	3.  Accumulated other Comprehensive loss
	Components of accumulated other comprehensive loss, net of tax consisted of the following (in thousands):
			3/31/14		12/31/13
	Unrealized losses on available for sale securities	$	-381	$	-751
	Unrecognized expense for defined benefit pension		-902		-908
	Accumulated other comprehensive loss	$	-1,283	$	-1,659

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	4.  Earnings Per Share
	Basic earnings per share (EPS) is computed by dividing net income by the weighted average number of common shares outstanding for the period. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Potential common shares that may be issued by the Company relate solely to outstanding stock options and are determined using the treasury stock method. The following table sets forth the computation of basic and diluted earnings per share:
	(Amounts, except earnings per share, in thousands)
		Three Months	Three Months
		Ended	Ended
		31-Mar-14	31-Mar-13
	Net income	$                               903	$                            1,006
	Weighted-average common shares outstanding	4,196	4,218
	Basic earnings per share	$                              0.22	$                              0.24
	Weighted-average common shares outstanding	4,196	4,218
	Common stock equivalents due to effect of stock options	1	1
	Total weighted-average common shares and equivalents	4,197	4,219
	Diluted earnings per share	$                              0.22	$                              0.24

Securities

Securities	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities	'
	5.Securities
	The Company’s investment portfolio includes primarily bonds issued by U.S. Government sponsored agencies (approximately 66%) and municipalities (approximately 33%) as of March 31, 2014. Most of the municipal bonds are general obligation bonds with maturities or pre-refunding dates within 5 years. The remaining 1% of the portfolio includes mortgage-backed securities issued by Government-sponsored agencies and backed by residential mortgages and a group of equity investments in other financial institutions.
	The amortized cost and fair value of securities as of March 31, 2014 and December 31, 2013, by contractual maturity, are shown below (in thousands). Expected maturities may differ from contractual maturities because the securities may be called or prepaid with or without prepayment penalties.
				31-Mar-14
	Securities Available for Sale								Gross		Gross
				Amortized			Fair		Unrealized		Unrealized
	Type and maturity			Cost			Value		Gains		Losses
	Obligations of Government agencies and corporations
	Within one year		$	1,019		$	1,027	$	8	$	-
	After one year but within five years			38,511			38,227		176		-460
	After five years but within ten years			31,612			30,828		7		-791
				71,142			70,082		191		-1,251
	Obligations of state and political subdivisions
	Within one year			8,848			8,890		43		-1
	After one year but within five years			24,484			24,592		150		-42
	After five years but within ten years			7,207			7,239		79		-47
	After ten years			347			340		-		-7
				40,886			41,061		272		-97
	Mortgage-backed securities			12,020			11,941		3		-82
	Equity securities			1,055			1,431		421		-45
	Total		$	125,103		$	124,515	$	887	$	-1,475
				31-Dec-13
	Securities Available for Sale								Gross		Gross
				Amortized			Fair		Unrealized		Unrealized
	Type and maturity			Cost			Value		Gains		Losses
	Obligations of Government agencies and corporations
	Within one year		$	4,177		$	4,192	$	15	$	-
	After one year but within five years			48,011			47,578		203		-636
	After five years but within ten years			27,615			26,508		-		-1,107
				79,803			78,278		218		-1,743
	Obligations of state and political subdivisions
	Within one year			8,260			8,314		55		-1
	After one year but within five years			26,027			26,098		133		-62
	After five years but within ten years			7,224			7,182		56		-98
	After ten years			350			338		-		-12
				41,861			41,932		244		-173
	Mortgage-backed securities			4,465			4,469		7		-3
	Equity securities			1,055			1,367		366		-54
	Total		$	127,184		$	126,046	$	835	$	-1,973
	Certain obligations of the U.S. Government and state and political subdivisions are pledged to secure public deposits, securities sold under agreements to repurchase and for other purposes as required or permitted by law. The carrying value of the pledged assets was $27,301,000 and $31,921,000 at March 31, 2014 and December 31, 2013, respectively.
	In addition to cash received from the scheduled maturities of securities, some investment securities available for sale are sold or called at current market values during the course of normal operations.
	Following is a summary of proceeds received from sales or calls of investment securities transactions and the resulting realized gains and losses (in thousands):
			Three Months Ended
			March 31,
			2014			2013
	Gross proceeds from sales of securities	$	2,150		$	-
	Securities available for sale:
	Gross realized gains from sold and called securities	$	5		$	1
	Gross realized losses from sold and called securities		-			-
	Accounting Standards Codification (ASC) Topic 320, Investments – Debt and Equity Securities, clarifies the interaction of the factors that should be considered when determining whether a debt security is other-than-temporarily impaired. For debt securities, management must assess whether (a) it has the intent to sell the security and (b) it is more likely than not that it will be required to sell the security prior to its anticipated recovery. These steps are taken before an assessment is made as to whether the entity will recover the cost basis of the investment. For equity securities, consideration is given to management’s intention and ability to hold the securities until recovery of unrealized losses in assessing potential other-than-temporary impairment. More specifically, factors considered to determine other-than-temporary impairment status for individual equity holdings include the length of time the stock has remained in an unrealized loss position, the percentage of unrealized loss compared to the carrying cost of the stock, dividend reduction or suspension, market analyst reviews and expectations, and other pertinent factors that would affect expectations for recovery or further decline.
	In instances when a determination is made that an other-than-temporary impairment exists and the entity does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, the other-than-temporary impairment is separated into the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and the amount of the total other-than-temporary impairment related to all other factors.  The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive (loss) income.
	The following table shows gross unrealized losses and fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013 (in thousands):
				Unrealized Losses at March 31, 2014
				Less Than 12 Months					12 Months or More				Total
				Fair			Unrealized		Fair		Unrealized		Fair		Unrealized
				Value			Losses		Value		Losses		Value		Losses
	Obligations of U.S. Government
	agencies and corporations		$	50,951		$	-1,145	$	2,899	$	-106	$	53,850	$	-1,251
	Obligations of state and political
	subdivisions			9,229			-73		2,177		-24		11,406		-97
	Mortgage-backed securities			11,312			-82		-		-		11,312		-82
	Debt securities			71,492			-1,300		5,076		-130		76,568		-1,430
	Equity securities			-			-		252		-45		252		-45
Total temporarily impaired securities		$	71,492		$	-1,300	$	5,328	$	-175	$	76,820	$	-1,475
			Unrealized Losses at December 31, 2013
			Less Than 12 Months					12 Months or More				Total
			Fair			Unrealized		Fair		Unrealized		Fair		Unrealized
			Value			Losses		Value		Losses		Value		Losses
Obligations of U.S. Government
agencies and corporations		$	53,438		$	-1,664	$	1,921	$	-79	$	55,359	$	-1,743
Obligations of state and political
subdivisions			11,496			-130		4,301		-43		15,797		-173
Mortgage-backed securities			308			-3		-		-		308		-3
Debt securities			65,242			-1,797		6,222		-122		71,464		-1,919
Equity securities			-			-		266		-54		266		-54
Total temporarily impaired securities		$	65,242		$	-1,797	$	6,488	$	-176	$	71,730	$	-1,973
At March 31, 2014, 44 U.S. Government agency and corporations securities had unrealized losses that, in the aggregate, totaled 1.8% of amortized cost. Two of these securities have been in a continuous loss position for 12 months or more.
At March 21, 2014, 30 obligations of state and political subdivisions had unrealized losses that in the aggregate totaled 0.2% of amortized cost. Five of these securities have been in a continuous loss position for 12 months or more.
At March 31, 2014, six mortgage-backed securities had an unrealized loss that did not exceed 1% of amortized cost. None of these securities have been in a continuous loss position for 12 months or more.
The mortgage-backed securities in the Company’s portfolio are government sponsored enterprise (GSE) pass-through instruments issued by the Federal National Mortgage Association (FNMA) or Federal Home Loan Mortgage Corporation (FHLMC), which guarantees the timely payment of principal on these investments.
The unrealized losses noted above are considered to be temporary impairments. The decline in the values of the debt securities is due only to interest rate fluctuations, rather than erosion of issuer credit quality. As a result, the payment of contractual cash flows, including principal repayment, is not at risk. As the Company does not intend to sell the securities, does not believe the Company will be required to sell the securities before recovery and expects to recover the entire amortized cost basis, none of the debt securities are deemed to be other-than-temporarily impaired.
Equity securities owned by the Company consist of common stock of various financial services providers and are evaluated quarterly for evidence of other-than-temporary impairment. There were five equity securities that were in an unrealized loss position on March 31, 2014, and have carried unrealized losses for 12 months or more. Individually, none of these five equity securities have significant unrealized losses. Of the five equity securities that have sustained unrealized losses for more than 12 months, all have increased in fair value in the preceding twelve months, and therefore are deemed to be temporarily impaired. Management has identified no other-than-temporary impairment as of, or for the periods ended March 31, 2014 and December 31, 2013 in the equity portfolio. Management continues to track the performance of each stock owned to determine if it is prudent to deem any further other-than-temporary impairment charges. The Company has the ability and intent to hold its equity securities until recovery of unrealized losses.

Loans_and_Related_Allowance_fo

Loans and Related Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2014
Loans and Related Allowance for Credit Losses [Abstract]	'
Loans and Related Allowance for Credit Losses	'
	6.  Loans and Related Allowance for Credit Losses
	Loans that the Company has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at the outstanding unpaid principal balances, net of any deferred fees or costs and the allowance for loan losses. Interest income on all loans, other than nonaccrual loans, is accrued over the term of the loans based on the amount of principal outstanding. Unearned income is amortized to income over the life of the loans, using the interest method.
	The loan portfolio is segmented into commercial and consumer loans. Commercial loans are comprised of the following classes of loans: (1) commercial, financial and agricultural, (2) commercial real estate, (3) real estate construction, a portion of (4) mortgage loans and (5) obligations of states and political subdivisions. Consumer loans are comprised of a portion of (4) mortgage loans and (6) personal loans.
	Loans on which the accrual of interest has been discontinued are designated as non-accrual loans.  Accrual of interest on loans is generally discontinued when the contractual payment of principal or interest has become 90 days past due or reasonable doubt exists as to the full, timely collection of principal or interest. However, it is the Company’s policy to continue to accrue interest on loans over 90 days past due as long as (1) they are guaranteed or well secured and (2) there is an effective means of timely collection in process. When a loan is placed on non-accrual status, all unpaid interest credited to income in the current year is reversed against current period income, and unpaid interest accrued in prior years is charged against the allowance for loan losses. Interest received on nonaccrual loans generally is either applied against principal or reported as interest income, according to management’s judgment as to the collectability of principal. Generally, accruals are resumed on loans only when the obligation is brought fully current with respect to interest and principal, has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt.
	The Company originates loans in the portfolio with the intent to hold them until maturity. At the time the Company no longer intends to hold loans to maturity based on asset/liability management practices, the Company transfers loans from its portfolio to held for sale at fair value. Any write-down recorded upon transfer is charged against the allowance for loan losses. Any write-downs recorded after the initial transfers are recorded as a charge to other non-interest expense. Gains or losses recognized upon sale are included in gains on sales of loans which is a component of non-interest income.
	The Company also originates residential mortgage loans with the intent to sell. These individual loans are normally funded by the buyer immediately. The Company maintains servicing rights on these loans. Mortgage servicing rights are recognized as an asset upon the sale of a mortgage loan. A portion of the cost of the loan is allocated to the servicing right based upon relative fair value. Servicing rights are intangible assets and are carried at estimated fair value. Adjustments to fair value are recorded as non-interest income and included in gain on sales of loans in the consolidated statements of income.
	The allowance for credit losses consists of the allowance for loan losses and the reserve for unfunded lending commitments. The allowance for loan losses (“allowance”) represents management’s estimate of losses inherent in the loan portfolio as of the consolidated statement of financial condition date and is recorded as a reduction to loans. The reserve for unfunded lending commitments represents management’s estimate of losses inherent in its unfunded lending commitments and is recorded in other liabilities on the consolidated statement of financial condition, when necessary. The amount of the reserve for unfunded lending commitments is not material to the consolidated financial statements. The allowance for loan losses is increased by the provision for loan losses, and decreased by charge-offs, net of recoveries. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.
	For financial reporting purposes, the provision for loan losses charged to current operating income is based on management's estimates, and actual losses may vary from estimates. These estimates are reviewed and adjusted at least quarterly and are reported in earnings in the periods in which they become known.
	Loans included in any class are considered for charge-off when:
		·		principal or interest has been in default for 120 days or more and for which no payment has been received during the previous four months;
		·		all collateral securing the loan has been liquidated and a deficiency balance remains;
		·		a bankruptcy notice is received for an unsecured loan;
		·		a confirming loss event has occurred; or
		·		the loan is deemed to be uncollectible for any other reason.
	The allowance for loan losses is maintained at a level considered adequate to offset probable losses on the Company’s existing loans. The analysis of the allowance for loan losses relies heavily on changes in observable trends that may indicate potential credit weaknesses. Management’s periodic evaluation of the adequacy of the allowance is based on the Company’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions and other relevant factors. This evaluation is inherently subjective as it requires material estimates that may be susceptible to significant revision as more information becomes available.
	In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for loan losses and may require the Company to recognize additions to the allowance for loan losses based on their judgments about information available to them at the time of their examination, which may not be currently available to management. Based on management’s comprehensive analysis of the loan portfolio, management believes the level of the allowance for loan losses as of March 31, 2014 was adequate.
	There are two components of the allowance: a specific component for loans that are deemed to be impaired; and a general component for contingencies.
	A loan is considered to be impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loans and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis by the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s observable market price or the fair value of the collateral if the loan is collateral dependent.
	The estimated fair values of substantially all of the Company’s impaired loans are measured based on the estimated fair value of the loan’s collateral. For commercial loans secured with real estate, estimated fair values are determined primarily through third-party appraisals. When a real estate secured loan becomes impaired, a decision is made regarding whether an updated certified appraisal of the real estate is necessary. This decision is based on various considerations, including the age of the most recent appraisal, the loan-to-value ratio based on the current appraisal and the condition of the property. Appraised values may be discounted to arrive at the estimated selling price of the collateral, which is considered to be the estimated fair value. The discounts also include the estimated costs to sell the property. For commercial loans secured by non-real estate collateral, estimated fair values are determined based on the borrower’s financial statements, inventory reports, aging accounts receivable, equipment appraisals or invoices. Indications of value from these sources are generally discounted based on the age of the financial information or the quality of the assets. For such loans that are classified as impaired, an allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The Company generally does not separately identify individual consumer segment loans for impairment disclosures, unless such loans are subject to a restructuring agreement.
	Loans whose terms are modified are classified as troubled debt restructurings if the Company grants borrowers concessions and it is deemed that those borrowers are experiencing financial difficulty. Concessions granted under a troubled debt restructuring generally involve a below-market interest rate based on the loan’s risk characteristics or an extension of a loan’s stated maturity date. Nonaccrual troubled debt restructurings are restored to accrual status if principal and interest payments, under the modified terms, are current for a sustained period of time after modification. Loans classified as troubled debt restructurings are designated as impaired.
	The component of the allowance for contingencies relates to other loans that have been segmented into risk rated categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated quarterly or when credit deficiencies arise, such as delinquent loan payments. Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss. Loans classified as special mention have potential weaknesses that deserve management’s close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified as substandard have one or more well-defined weaknesses that jeopardize the liquidation of the debt. Substandard loans include loans that are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. Loans not classified are rated pass. Specific reserves may be established for larger, individual classified loans as a result of this evaluation, as discussed above. Remaining loans are categorized into large groups of smaller balance homogeneous loans and are collectively evaluated for impairment. This computation is generally based on historical loss experience adjusted for qualitative factors. The historical loss experience is averaged over a ten-year period for each of the portfolio segments. The ten-year timeframe was selected in order to capture activity over a wide range of economic conditions and has been consistently used by the Company for the past seven  years. Qualitative risk factors are reviewed for relevancy each quarter and include:
		·		National, regional and local economic and business conditions, as well as the condition of various market segments, including the underlying collateral for collateral dependent loans;
		·		Nature and volume of the portfolio and terms of loans;
		·		Experience, ability and depth of lending and credit management and staff;
		·		Volume and severity of past due, classified and nonaccrual loans, as well as other loan modifications;
		·		Existence and effect of any concentrations of credit and changes in the level of such concentrations; and
		·		Effect of external factors, including competition.
	Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss calculation.
	Commercial, Financial and Agricultural Lending
	The Company originates commercial, financial and agricultural loans primarily to businesses located in its primary market area and surrounding areas.  These loans are used for various business purposes, which include short-term loans and lines of credit to finance machinery and equipment purchases, inventory and accounts receivable. Generally, the maximum term for loans extended on machinery and equipment is shorter and does not exceed the projected useful life of such machinery and equipment. Most business lines of credit are written with a five year maturity, subject to an annual credit review.
	Commercial loans are generally secured with short-term assets; however, in many cases, additional collateral, such as real estate, is provided as additional security for the loan.  Loan-to-value maximum values have been established by the Company and are specific to the type of collateral. Collateral values may be determined using invoices, inventory reports, accounts receivable aging reports, collateral appraisals, etc.
	In underwriting commercial loans, an analysis of the borrower’s character, capacity to repay the loan, the adequacy of the borrower’s capital and collateral, as well as an evaluation of conditions affecting the borrower, is performed. Analysis of the borrower’s past, present and future cash flows is also an important aspect of the Company’s analysis.
	Concentration analysis assists in identifying industry specific risk inherent in commercial, financial and agricultural lending. Mitigants include the identification of secondary and tertiary sources of repayment and appropriate increases in oversight.
	Commercial, financial and agricultural loans generally present a higher level of risk than certain other types of loans, particularly during slow economic conditions.
	Commercial Real Estate Lending
	The Company engages in commercial real estate lending in its primary market area and surrounding areas. The Company’s commercial real estate portfolio is secured primarily by residential housing, commercial buildings, raw land and hotels. Generally, commercial real estate loans have terms that do not exceed 20 years, have loan-to-value ratios of up to 80% of the appraised value of the property and are typically secured by personal guarantees of the borrowers.
	As economic conditions deteriorate, the Company reduces its exposure in real estate loans with higher risk characteristics.  In underwriting these loans, the Company performs a thorough analysis of the financial condition of the borrower, the borrower’s credit history, and the reliability and predictability of the cash flow generated by the property securing the loan. Appraisals on properties securing commercial real estate loans originated by the Company are performed by independent appraisers.
	Commercial real estate loans generally present a higher level of risk than certain other types of loans, particularly during slow economic conditions.
	Real Estate Construction Lending
	The Company engages in real estate construction lending in its primary market area and surrounding areas. The Company’s real estate construction lending consists of commercial and residential site development loans, as well as commercial building construction and residential housing construction loans.
	The Company’s commercial real estate construction loans are generally secured with the subject property, and advances are made in conformity with a pre-determined draw schedule supported by independent inspections.  Terms of construction loans depend on the specifics of the project, such as estimated absorption rates, estimated time to complete, etc.
	In underwriting commercial real estate construction loans, the Company performs a thorough analysis of the financial condition of the borrower, the borrower’s credit history, the reliability and predictability of the cash flow generated by the project using feasibility studies, market data, etc. Appraisals on properties securing commercial real estate loans originated by the Company are performed by independent appraisers.
	Real estate construction loans generally present a higher level of risk than certain other types of loans, particularly during slow economic conditions. The difficulty of estimating total construction costs adds to the risk as well.
	Mortgage Lending
	The Company’s real estate mortgage portfolio is comprised of consumer residential mortgages and business loans secured by one-to-four family properties. One-to-four family residential mortgage loan originations, including home equity installment and home equity lines of credit loans, are generated by the Company’s marketing efforts, its present customers, walk-in customers and referrals. These loans originate primarily within the Company’s market area or with customers primarily from the market area.
	The Company offers fixed-rate and adjustable rate mortgage loans with terms up to a maximum of 25-years for both permanent structures and those under construction. The Company’s one-to-four family residential mortgage originations are secured primarily by properties located in its primary market area and surrounding areas. The majority of the Company’s residential mortgage loans originate with a loan-to-value of 80% or less. Home equity installment loans are secured by the borrower’s primary residence with a maximum loan-to-value of 80% and a maximum term of 15 years. Home equity lines of credit are secured by the borrower’s primary residence with a maximum loan-to-value of 90% and a maximum term of 20 years.
	In underwriting one-to-four family residential real estate loans, the Company evaluates the borrower’s ability to make monthly payments, the borrower’s repayment history and the value of the property securing the loan. The ability to repay is determined by the borrower’s employment history, current financial conditions, and credit background. The analysis is based primarily on the customer’s ability to repay and secondarily on the collateral or security. Most properties securing real estate loans made by the Company are appraised by independent fee appraisers. The Company generally requires mortgage loan borrowers to obtain an attorney’s title opinion or title insurance, and fire and property insurance (including flood insurance, if necessary) in an amount not less than the amount of the loan. The Company does not engage in sub-prime residential mortgage originations.
	Residential mortgage loans and home equity loans generally present a lower level of risk than certain other types of consumer loans because they are secured by the borrower’s primary residence. Risk is increased when the Company is in a subordinate position for the loan collateral.
	Obligations of States and Political Subdivisions
	The Company lends to local municipalities and other tax-exempt organizations. These loans are primarily tax-anticipation notes and, as such, carry little risk. Historically, the Company has never had a loss on any loan of this type.
	Personal Lending
	The Company offers a variety of secured and unsecured personal loans, including vehicle loans, mobile home loans and loans secured by savings deposits as well as other types of personal loans.
	Personal loan terms vary according to the type and value of collateral and creditworthiness of the borrower. In underwriting personal loans, a thorough analysis of the borrower’s willingness and financial ability to repay the loan as agreed is performed. The ability to repay is determined by the borrower’s employment history, current financial conditions and credit background.
	Personal loans may entail greater credit risk than do residential mortgage loans, particularly in the case of personal loans which are unsecured or are secured by rapidly depreciable assets, such as automobiles or recreational equipment. In such cases, any repossessed collateral for a defaulted personal loan may not provide an adequate source of repayment of the outstanding loan balance as a result of the greater likelihood of damage, loss or depreciation. In addition, personal loan collections are dependent on the borrower’s continuing financial stability, and thus are more likely to be affected by adverse personal circumstances. Furthermore, the application of various federal and state laws, including bankruptcy and insolvency laws, may limit the amount which can be recovered on such loans.
	The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of March 31, 2014 and December 31, 2013 (in thousands):
	As of March 31, 2014	Pass			Special Mention			Substandard			Doubtful			Total
	Commercial, financial and agricultural	$	24,032		$	1,486		$	259		$	-		$	25,777
	Real estate - commercial		60,722			11,172			4,355			1,575			77,824
	Real estate - construction		13,184			449			2,437			529			16,599
	Real estate - mortgage		126,705			5,569			4,453			1,600			138,327
	Obligations of states and political subdivisions		13,352			26			-			-			13,378
	Personal		3,974			104			-			-			4,078
	Total	$	241,969		$	18,806		$	11,504		$	3,704		$	275,983
As of December 31, 2013	Pass			Special Mention			Substandard			Doubtful			Total
Commercial, financial and agricultural	$	20,388		$	5,658		$	235		$	-		$	26,281
Real estate - commercial		56,867			11,706			5,620			278			74,471
Real estate - construction		15,803			292			1,754			1,832			19,681
Real estate - mortgage		130,706			3,995			4,272			1,486			140,459
Obligations of states and political subdivisions		12,674			28						-			12,702
Personal		4,204			-						-			4,204
Total	$	240,642		$	21,679		$	11,881		$	3,596		$	277,798
The Company has certain loans in its portfolio that are considered to be impaired. It is the policy of the Company to recognize income on impaired loans that have been transferred to nonaccrual status on a cash basis, only to the extent that it exceeds principal balance recovery. Until an impaired loan is placed on nonaccrual status, income is recognized on the accrual basis. Collateral analysis is performed on each impaired loan at least quarterly and results are used to determine if a specific reserve is necessary to adjust the carrying value of each individual loan down to the estimated fair value. Generally, specific reserves are carried against impaired loans based upon estimated collateral value until a confirming loss event occurs or until termination of the credit is scheduled through liquidation of the collateral or foreclosure. Charge off will occur when a confirmed loss is identified. Professional appraisals of collateral, discounted for expected selling costs, appraisal age, economic conditions and other known factors are used to determine the charge-off amount. The following tables summarize information regarding impaired loans by portfolio class as of March 31, 2014 and December 31, 2013 (in thousands):
			As of March 31, 2014									As of December 31, 2013
Impaired loans		Recorded Investment			Unpaid Principal Balance			Related Allowance			Recorded Investment			Unpaid Principal Balance			Related Allowance
With no related allowance recorded:
Commercial, financial and
agricultural		$	7		$	7		$	-		$	94		$	94		$	-
Real estate - commercial			835			873			-			2,017			2,142			-
Real estate - construction			1			64			-			504			813			-
Real estate - mortgage			3,570			4,968			-			3,353			4,751			-
With an allowance recorded:
Real estate - commercial		$	1,999		$	1,999		$	87		$	238		$	238		$	26
Real estate - construction			528			803			64			1,478			1,502			93
Real estate - mortgage			358			392			46			365			394			45
Total:
Commercial, financial and
agricultural		$	7		$	7		$	-		$	94		$	94		$	-
Real estate - commercial			2,834			2,872			87			2,255			2,380			26
Real estate - construction			529			867			64			1,982			2,315			93
Real estate - mortgage			3,928			5,360			46			3,718			5,145			45
		$	7,298		$	9,106		$	197		$	8,049		$	9,934		$	164
		Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
Impaired loans		Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Income			Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Income
With no related allowance recorded:
Commercial, financial and
agricultural		$	51		$	11		$	-		$	153		$	3		$	-
Real estate - commercial			1,426			-			3			2,629			27			-
Real estate - construction			253			-			-			1,651			-			-
Real estate - mortgage			3,462			15			15			1,213			-			-
With an allowance recorded:
Real estate - commercial		$	1,119		$	-		$	9		$	-		$	-		$	-
Real estate - construction			1,003			-			-			550			-			-
Real estate - mortgage			362			-			-			1,071			-			-
Total:
Commercial, financial and
agricultural		$	51		$	11		$	-		$	153		$	3		$	-
Real estate - commercial			2,545			-			12			2,629			27			-
Real estate - construction			1,256			-			-			2,201			-			-
Real estate - mortgage			3,824			15			15			2,284			-			-
		$	7,676		$	26		$	27		$	7,267		$	30		$	-
The following table presents nonaccrual loans by classes of the loan portfolio as of March 31, 2014 and December 31, 2013 (in thousands):
Nonaccrual loans:		31-Mar-14			31-Dec-13
Commercial, financial and agricultural	$	7		$	10
Real estate - commercial		2,196			1,331
Real estate - construction		529			1,982
Real estate - mortgage		2,848			2,629
Total	$	5,580		$	5,952
The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2014 and December 31, 2013 (in thousands):
As of  March 31, 2014		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days			Total Past Due			Current			Total Loans			Loans Past Due greater than 90 Days and Accruing
Commercial, financial and agricultural	$	16		$	-		$	7		$	23		$	25,754		$	25,777		$	-
Real estate - commercial		63			650			2,257			2,970			74,854			77,824			61
Real estate - construction		-			26			354			380			16,219			16,599			-
Real estate - mortgage		2,575			349			2,720			5,644			132,683			138,327			152
Obligations of states and political subdivisions		-			-			-			-			13,378			13,378			-
Personal		15			14						29			4,049			4,078			-
Total	$	2,669		$	1,039		$	5,338		$	9,046		$	266,937		$	275,983		$	213
As of  December 31, 2013		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days			Total Past Due			Current			Total Loans			Loans Past Due greater than 90 Days and Accruing
Commercial, financial and agricultural	$	19		$	-		$	10		$	29		$	26,252		$	26,281		$	-
Real estate - commercial		35			1,092			947			2,074			72,397			74,471			61
Real estate - construction		239			7			1,801			2,047			17,634			19,681			-
Real estate - mortgage		1,239			2,130			2,585			5,954			134,505			140,459			251
Obligations of states and political subdivisions		-			-			-			-			12,702			12,702			-
Personal		23			1						24			4,180			4,204			-
Total	$	1,555		$	3,230		$	5,343		$	10,128		$	267,670		$	277,798		$	312
The following table summarizes information regarding troubled debt restructurings by loan portfolio class at March 31, 2014 and December 31, 2013, in thousands of dollars.
	Number of Contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Recorded Investment
As of March 31, 2014
Accruing troubled debt restructurings:
Real estate - commercial	1		$	64		$	61		$	61
Real estate - mortgage	6			706			710			710
	7		$	770		$	771		$	771
As of December 31, 2013
Accruing troubled debt restructurings:
Real estate - commercial	1		$	64		$	61		$	61
Real estate - mortgage	6			706			714			714
	7		$	770		$	775		$	775
The Company’s troubled debt restructurings are also impaired loans, which may result in a specific allocation and subsequent charge-off if appropriate. As of March 31, 2014, there were no specific reserves or charge-offs relating to the troubled debt restructurings. The amended terms of the restructured loans vary, whereby interest rates have been reduced, principal payments have been reduced or deferred for a period of time and/or maturity dates have been extended.
There were no loans modified during the three months ended March 31, 2014, which were determined to be troubled debt restructures. The following table summarizes loans whose terms have been modified resulting in troubled debt restructurings during the three months ended March 31, 2013, in thousands of dollars:
	Number of Contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Recorded Investment
Three months ended March 31, 2013
Accruing troubled debt restructurings:
Real estate - mortgage	1		$	364		$	371		$	371
Except for one restructured loan which was delinquent in excess of 90 days with respect to the terms of the restructuring as of March 31, 2014, there have been no defaults of troubled debt restructuring that took place during the three months ended March 31, 2014 and 2013 within 12 months of restructure. This loan had a balance of $61,000  was been fully repaid subsequent to March 31, 2014.
The following tables summarize the activity in the allowance for loan losses and related investments in loans receivable (in thousands):
As of, and for the period ended, March 31, 2014
Allowance for loan losses:	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
Beginning Balance, January 1, 2014	$	253		$	534		$	212		$	1,246		$	-		$	42		$	2,287
Charge-offs		-1			-			-			-5			-			-3			-9
Recoveries		2			-			-			-			-			-			2
Provisions		-4			81			-40			-18			-			1			20
Ending balance, March 31, 2014	$	250		$	615		$	172		$	1,223		$	-		$	40		$	2,300
	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
Allowance for loan losses:
Ending balance	$	250		$	615		$	172		$	1,223		$	-		$	40		$	2,300
evaluated for impairment
individually	$	-		$	87		$	64		$	46		$	-		$	-		$	197
collectively	$	250		$	528		$	108		$	1,177		$	-		$	40		$	2,103
Loans:
Ending balance	$	25,777		$	77,824		$	16,599		$	138,327		$	13,378		$	4,078		$	275,983
evaluated for impairment
individually	$	7		$	2,834		$	529		$	3,928		$	-		$	-		$	7,298
collectively	$	25,770		$	74,990		$	16,070		$	134,399		$	13,378		$	4,078		$	268,685
As of, and for the period ended, March 31, 2013
Allowance for loan losses:	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
Beginning Balance, January 1, 2013	$	179		$	463		$	202		$	2,387		$	-		$	50		$	3,281
Charge-offs		-			-			-			-1,038			-			-10			-1,048
Recoveries		-			-			-			-			-			3			3
Provisions		14			7			19			36			-			4			80
Ending balance, March 31, 2013	$	193		$	470		$	221		$	1,385		$	-		$	47		$	2,316
	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
Allowance for loan losses:
Ending balance	$	193		$	470		$	221		$	1,385		$	-		$	47		$	2,316
evaluated for impairment
individually	$	-		$	-		$	117		$	-		$	-		$	-		$	117
collectively	$	193		$	470		$	104		$	1,385		$	-		$	47		$	2,199
Loans:
Ending balance	$	19,301		$	68,781		$	18,117		$	149,330		$	11,895		$	4,684		$	272,108
evaluated for impairment
individually	$	146		$	2,586		$	2,198		$	1,939		$	-		$	-		$	6,869
collectively		19,155		$	66,195		$	15,919		$	147,391		$	11,895		$	4,684		$	265,239
As of December 31, 2013
As of December 31, 2013	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
Allowance for loan losses:
Ending balance	$	253		$	534		$	212		$	1,246		$	-		$	42		$	2,287
evaluated for impairment
individually	$	-		$	26		$	93		$	45		$	-		$	-		$	164
collectively	$	253		$	508		$	119		$	1,201		$	-		$	42		$	2,123
Loans:
Ending balance	$	26,281		$	74,471		$	19,681		$	140,459		$	12,702		$	4,204		$	277,798
evaluated for impairment
individually	$	94		$	2,255		$	1,982		$	3,718		$	-		$	-		$	8,049
collectively	$	26,187		$	72,216		$	17,699		$	136,741		$	12,702		$	4,204		$	269,749

Acquisition

Acquisition	3 Months Ended
	Mar. 31, 2014
Acquisition [Abstract]	'
Acquisition	'
	7. Acquisition
	On September 8, 2006, the Company completed its acquisition of a branch office in Richfield, PA. The acquisition included real estate, deposits and loans. The assets and liabilities of the acquired branch office were recorded on the consolidated statement of financial condition at their estimated fair values as of September 8, 2006, and its results of operations have been included in the consolidated statements of income since such date.
	Included in the purchase price of the branch was goodwill and core deposit intangible of $2,046,000 and $449,000, respectively. The core deposit intangible is being amortized over a ten-year period on a straight line basis. Core deposit amortization expense was $11,000 in each of the first quarters of 2014 and 2013. Accumulated amortization of core deposit intangible through March 31, 2014 was $341,000. The goodwill is not amortized, but is measured annually for impairment or more frequently if certain events occur which might indicate goodwill has been impaired. There was no impairment of goodwill during either of the three month periods ended March 31, 2014 or 2013.

Investment_in_Unconsolidated_S

Investment in Unconsolidated Subsidiary	3 Months Ended
	Mar. 31, 2014
Investment in Unconsolidated Subsidiary [Abstract]	'
Investment in Unconsolidated Subsidiary	'
	8.  Investment in Unconsolidated Subsidiary
	The Company owns 39.16% of the outstanding common stock of Liverpool Community Bank (LCB), Liverpool, PA. This investment is accounted for under the equity method of accounting. The investment is being carried at $4,199,000 as of March 31, 2014. The Company increases its investment in LCB for its share of earnings and decreases its investment by any dividends received from LCB. The investment is evaluated quarterly for impairment. A loss in value of the investment which is determined to be other than a temporary decline would be recognized as a loss in the period in which such determination is made. Evidence of a loss in value might include, but would not necessarily be limited to, absence of an ability to recover the carrying amount of the investment or inability of LCB to sustain an earnings capacity which would justify the current carrying value of the investment.

Fair_Value_Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements	'
	9. Fair Value Measurement
	Fair value measurement and disclosure guidance defines fair value as the price that would be received to sell an asset or transfer a liability in an orderly transaction (that is, not a forced liquidation or distressed sale) between market participants at the measurement date under current market conditions. Additional guidance is provided on determining when the volume and level of activity for the asset or liability has significantly decreased. The guidance also includes guidance on identifying circumstances when a transaction may not be considered orderly.
	Fair value measurement and disclosure guidance provides a list of factors that a reporting entity should evaluate to determine whether there has been a significant decrease in the volume and level of activity for the asset or liability in relation to normal market activity for the asset or liability. When the reporting entity concludes there has been a significant decrease in the volume and level of activity for the asset or liability, further analysis of the information from that market is needed, and significant adjustments to the related prices may be necessary to estimate fair value in accordance with fair value measurement and disclosure guidance.
	This guidance clarifies that, when there has been a significant decrease in the volume and level of activity for the asset or liability, some transactions may not be orderly. In those situations, the entity must evaluate the weight of the evidence to determine whether the transaction is orderly. The guidance provides a list of circumstances that may indicate that a transaction is not orderly. A transaction price that is not associated with an orderly transaction is given little, if any, weight when estimating fair value.
	Fair value measurement and disclosure guidance defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact.
	Fair value measurement and disclosure guidance requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. In that regard, the guidance establishes a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:
	Level 1 Inputs – Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.
	Level 2 Inputs – Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means.
	Level 3 Inputs – Unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.
	An asset’s or liability’s placement in the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
	In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality and the Company’s creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. The Company’s valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date.
	Securities Available for Sale. Debt securities classified as available for sale are reported at fair value utilizing Level 2 inputs. For these securities, the Company obtains fair value measurement from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. Equity securities classified as available for sale are reported at fair value using Level 1 inputs.
	Impaired Loans. Certain impaired loans are reported on a non-recurring basis at the fair value of the underlying collateral since repayment is expected solely from the collateral. Fair value is generally determined based upon independent third-party appraisals of the properties, or discounted cash flows based upon the expected proceeds. These assets are included as Level 3 fair values, based upon the lowest level of input that is significant to the fair value measurements.
	Other Real Estate Owned. Certain assets included in other real estate owned are carried at fair value as a result of impairment and accordingly, are presented as measured on a non-recurring basis. Values are estimated using Level 3 inputs, based on appraisals that consider the sales prices of property in the proximate vicinity.
	Mortgage Servicing Rights. The fair value of servicing assets is based on the present value of estimated future cash flows on pools of mortgages stratified by rate and maturity date and are considered Level 3 inputs.
	The following table summarizes financial assets and financial liabilities measured at fair value as of March 31, 2014 and December 31, 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (in thousands). There were no transfers of assets between fair value Level 1 and Level 2 during the quarter ended March 31, 2014.
					(Level 1)		(Level 2)		(Level 3)
					Quoted Prices in		Significant		Significant
					Active Markets		Other		Other
			March 31,		for Identical		Observable		Unobservable
			2014		Assets		Inputs		Inputs
	Measured at fair value on a recurring basis:
	Debt securities available-for-sale:
	Obligations of U.S. Government agencies and corporations	$	70,082	$	-	$	70,082	$	-
	Obligations of state and political subdivisions		41,061		-		41,061		-
	Mortgage-backed securities		11,941		-		11,941		-
	Equity securities available-for-sale		1,431		1,431		-		-
	Measured at fair value on a non-recurring basis:
	Impaired loans		3,228		-		-		3,228
	Other real estate owned		50		-		-		50
	Mortgage servicing rights		169		-		-		169
					(Level 1)		(Level 2)		(Level 3)
					Quoted Prices in		Significant		Significant
					Active Markets		Other		Other
			December 31,		for Identical		Observable		Unobservable
			2013		Assets		Inputs		Inputs
	Measured at fair value on a recurring basis:
	Debt securities available-for-sale:
	Obligations of U.S. Government agencies and corporations	$	78,278	$	-	$	78,278	$	-
	Obligations of state and political subdivisions		41,932		-		41,932		-
	Mortgage-backed securities		4,469		-		4,469		-
	Equity securities available-for-sale		1,367		1,367		-		-
	Measured at fair value on a non-recurring basis:
	Impaired loans		3,300		-		-		3,300
	Other real estate owned		50		-		-		50
	Mortgage servicing rights		167		-		-		167
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs have been used to determine fair value:
	31-Mar-14	Fair Value Estimate			Valuation Technique	Unobservable Input	Range	Weighted Average
	Impaired loans	$	3,228		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	(7)% - (10)%	-9.00%
	Other real estate owned		50		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	0%	0%
	Mortgage servicing rights		169		Multiple of annual servicing fee	Estimated pre-payment speed, based on rate and term	300% - 400%	326%
	31-Dec-13	Fair Value Estimate			Valuation Technique	Unobservable Input	Range	Weighted Average
	Impaired loans	$	3,300		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	(7)% - (10)%	-9.00%
	Other real estate owned		50		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	0%	0%
	Mortgage servicing rights		167		Multiple of annual servicing fee	Estimated pre-payment speed, based on rate and term	300% - 400%	326%
		-1		Fair value is generally determined through independent appraisals of the underlying collateral that generally include various level 3 inputs which are not identifiable.
		-2		Appraisals may be adjusted downward by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
	Fair Value of Financial Instruments
	Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in sales transactions on the dates indicated. The estimated fair value amounts have been measured as of their respective year ends and have not been re-evaluated or updated for purposes of these consolidated financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different from the amounts reported at each quarter end.
	The information presented below should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is provided only for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful.
	The following describes the estimated fair value of the Company’s financial instruments as well as the significant methods and assumptions not previously disclosed used to determine these estimated fair values.
	Carrying values approximate fair value for cash and due from banks, interest-bearing demand deposits with banks, restricted stock in the Federal Home Loan Bank, loans held for sale, interest receivable, mortgage servicing rights, non-interest bearing deposits, securities sold under agreements to repurchase, short-term borrowings and interest payable. Other than cash and due from banks, which are considered Level 1 inputs, and mortgage servicing rights, which are Level 3 inputs, these instruments are Level 2 inputs.
Interest bearing time deposits with banks - The estimated fair value is determined by discounting the contractual future cash flows, using the rates currently offered for deposits of similar remaining maturities.
Loans – For variable-rate loans that reprice frequently and which entail no significant changes in credit risk, carrying values approximated fair value. Substantially all commercial loans and real estate mortgages are variable rate loans. The fair value of other loans (i.e. consumer loans and fixed-rate real estate mortgages) are estimated by calculating the present value of the cash flow difference between the current rate and the market rate, for the average maturity, discounted quarterly at the market rate.
Fixed rate time deposits - The estimated fair value is determined by discounting the contractual future cash flows, using the rates currently offered for deposits of similar remaining maturities.
Other interest bearing liabilities – The fair value is estimated using discounted cash flow analysis, based on incremental borrowing rates for similar types of arrangements.
Commitments to extend credit and letters of credit – The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account market interest rates, the remaining terms and present credit-worthiness of the counterparties. The fair value of guarantees and letters of credit is based on fees currently charged for similar agreements.
The estimated fair values of the Company’s financial instruments are as follows (in thousands):
Financial Instruments
(in thousands)
		31-Mar-14						31-Dec-13
		Carrying			Fair			Carrying		Fair
Financial assets:		Value			Value			Value		Value
Cash and due from banks	$	10,570		$	10,570		$	8,570	$	8,570
Interest bearing deposits with banks		4,318			4,318			43		43
Interest bearing time deposits with banks		249			249			249		250
Securities		124,515			124,515			126,046		126,046
Restricted investment in FHLB stock		1,602			1,602			1,967		1,967
Loans, net of allowance for loan losses		273,683			277,041			275,511		282,226
Mortgage servicing rights		169			169			167		167
Accrued interest receivable		1,458			1,458			1,529		1,529
Financial liabilities:
Non-interest bearing deposits		80,661			80,661			74,611		74,611
Interest bearing deposits		311,720			314,739			305,034		308,414
Securities sold under agreements to repurchase		4,038			4,038			5,397		5,397
Short-term borrowings		-			-			8,400		8,400
Other interest bearing liabilities		1,357			1,360			1,356		1,358
Accrued interest payable		265			265			287		287
Off-balance sheet financial instruments:
Commitments to extend credit		-			-			-		-
Letters of credit		-			-			-		-
The following presents the carrying amount, fair value and placement in the fair value hierarchy of the Company’s financial instruments not previously disclosed as of March 31, 2014 and December 31, 2013. This table excludes financial instruments for which the carrying amount approximates fair value (in thousands).
			(Level 1)	(Level 2)	(Level 3)
			Quoted Prices in
			Active Markets	Significant	Significant
			for Identical	Other	Other
31-Mar-14	Carrying Amount	Fair Value	Assets or Liabilities	Observable Inputs	Unobservable Inputs
Financial instruments - Assets
Interest bearing time deposits with banks	$              249	$            249	$                      -	$              249	$                    -
Loans, net of allowance for loan losses	273,683	277,041	-	-	277,041
Financial instruments - Liabilities
Interest bearing deposits	311,720	314,739	-	314,739	-
Other interest bearing liabilities	1,357	1,360	-	1,360	-
			(Level 1)	(Level 2)	(Level 3)
			Quoted Prices in
			Active Markets	Significant	Significant
			for Identical	Other	Other
31-Dec-13	Carrying Amount	Fair Value	Assets or Liabilities	Observable Inputs	Unobservable Inputs
Financial instruments - Assets
Interest bearing time deposits with banks	$              249	$            250	$                      -	$              250	$                    -
Loans, net of allowance for loan losses	275,511	282,226	-	-	282,226
Financial instruments - Liabilities
Interest bearing deposits	305,034	308,414	-	308,414	-
Other interest bearing liabilities	1,356	1,358	-	1,358	-

Defined_Benefit_Retirement_Pla

Defined Benefit Retirement Plan	3 Months Ended
	Mar. 31, 2014
Defined Benefit Retirement Plan [Abstract]	'
Defined Benefit Retirement Plan	'
	10. Defined Benefit Retirement Plan
	The Company sponsors a defined benefit retirement Plan (the “Plan”) which covers substantially all of its employees employed prior to December 31, 2007. As of January 1, 2008, the Plan was amended to close the Plan to new entrants. All active participants as of December 31, 2007 became 100% vested in their accrued benefit and, as long as they remained eligible, continued to accrue benefits until December 31, 2012. The benefits are based on years of service and the employee’s compensation. Effective December 31, 2012, the Plan was amended (frozen) to cease future service accruals after that date. The Company’s funding policy is to contribute annually no more than the maximum amount that can be deducted for federal income tax purposes. Contributions are intended to provide for benefits attributed to service through December 31, 2012. The Company has made no contributions in the first three months of 2014 and does not expect to contribute to the Plan in the remainder of 2014. Pension expense included the following components for the three month periods ended March 31, 2014 and 2013:
	(Dollars in thousands)
			Three Months Ended
			March 31,
			2014		2013
	Components of net periodic pension cost
	Interest cost	$	106	$	99
	Expected return on plan assets		-129		-140
	Recognized net actuarial loss		10		51
	Net periodic pension (income) cost		-13		10
	Amortization of net actuarial loss		-10		-51
	Total recognized in other comprehensive income	$	-10	$	-51
	Total recognized in net periodic pension cost and other comprehensive income	$	-23	$	-41

Commitments_Contingent_Liabili

Commitments, Contingent Liabilities and Guarantees	3 Months Ended
	Mar. 31, 2014
Commitments, Contingent Liabilities and Guarantees [Abstract]	'
Commitments, Contingent Liabilities and Guarantees	'
	11.  Commitments, Contingent Liabilities and Guarantees
	In the ordinary course of business, the Company makes commitments to extend credit to its customers through letters of credit, loan commitments and lines of credit. At March 31, 2014, the Company had $40,595,000 outstanding in loan commitments and other unused lines of credit extended to its customers as compared to $40,989,000 at December 31, 2013.
	The Company does not issue any guarantees that would require liability recognition or disclosure, other than its letters of credit. Letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Generally, letters of credit have expiration dates within one year of issuance. The credit risk involved in issuing letters of credit is essentially the same as the risks that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had outstanding $1,176,000 and $1,199,000 of letters of credit commitments as of March 31, 2014 and December 31, 2013, respectively.  Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The current amount of the liability as of March 31, 2014 for payments under letters of credit issued was not material. Because these instruments have fixed maturity dates, and because many of them will expire without being drawn upon, they do not generally present any significant liquidity risk.
	Additionally, the Company has committed to fund and sell qualifying residential mortgage loans to the Federal Home Loan Bank of Pittsburgh in the total amount of $15,000,000. As of March 31, 2014, $13,819,000 remains to be delivered on that commitment, of which $74,000 has been committed to borrowers.

Subsequent_Events

Subsequent Events	3 Months Ended
	Mar. 31, 2014
Subsequent Events [Abstract]	'
Subsequent Events	'
	12.  Subsequent Events
	In April 2014, the Board of Directors declared a dividend of $0.22 per share for the first quarter of 2014 to shareholders of record on May 15, payable on June 2, 2014.
	Subsequent to March 31, 2014, the Company borrowed $25,000,000 from the Federal Home Loan Bank and used the funds to invest in investment securities.

Loans_and_Related_Allowance_fo1

Loans and Related Allowance for Credit Losses (Policy)	3 Months Ended
	Mar. 31, 2014
Loans and Related Allowance for Credit Losses [Abstract]	'
Loans and Leases Receivable, Nonaccrual Loan and Lease Status	'
	The Company has certain loans in its portfolio that are considered to be impaired. It is the policy of the Company to recognize income on impaired loans that have been transferred to nonaccrual status on a cash basis, only to the extent that it exceeds principal balance recovery. Until an impaired loan is placed on nonaccrual status, income is recognized on the accrual basis. Collateral analysis is performed on each impaired loan at least quarterly and results are used to determine if a specific reserve is necessary to adjust the carrying value of each individual loan down to the estimated fair value. Generally, specific reserves are carried against impaired loans based upon estimated collateral value until a confirming loss event occurs or until termination of the credit is scheduled through liquidation of the collateral or foreclosure. Charge off will occur when a confirmed loss is identified. Professional appraisals of collateral, discounted for expected selling costs, appraisal age, economic conditions and other known factors are used to determine the charge-off amount.

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2014
Accumulated Other Comprehensive Loss [Abstract]	'
Components of Accumulated Other Comprehensive Loss	'
	Components of accumulated other comprehensive loss, net of tax consisted of the following (in thousands):
			3/31/14		12/31/13
	Unrealized losses on available for sale securities	$	-381	$	-751
	Unrecognized expense for defined benefit pension		-902		-908
	Accumulated other comprehensive loss	$	-1,283	$	-1,659

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
	Mar. 31, 2014
Earnings Per Share [Abstract]	'
Computation of Basic and Diluted Earnings per Share	'
	The following table sets forth the computation of basic and diluted earnings per share:
	(Amounts, except earnings per share, in thousands)
		Three Months	Three Months
		Ended	Ended
		31-Mar-14	31-Mar-13
	Net income	$                               903	$                            1,006
	Weighted-average common shares outstanding	4,196	4,218
	Basic earnings per share	$                              0.22	$                              0.24
	Weighted-average common shares outstanding	4,196	4,218
	Common stock equivalents due to effect of stock options	1	1
	Total weighted-average common shares and equivalents	4,197	4,219
	Diluted earnings per share	$                              0.22	$                              0.24

Securities_Tables

Securities (Tables)	3 Months Ended
	Mar. 31, 2014
Securities [Abstract]	'
Securities Available for Sale	'
	The amortized cost and fair value of securities as of March 31, 2014 and December 31, 2013, by contractual maturity, are shown below (in thousands). Expected maturities may differ from contractual maturities because the securities may be called or prepaid with or without prepayment penalties.
				31-Mar-14
	Securities Available for Sale								Gross		Gross
				Amortized			Fair		Unrealized		Unrealized
	Type and maturity			Cost			Value		Gains		Losses
	Obligations of Government agencies and corporations
	Within one year		$	1,019		$	1,027	$	8	$	-
	After one year but within five years			38,511			38,227		176		-460
	After five years but within ten years			31,612			30,828		7		-791
				71,142			70,082		191		-1,251
	Obligations of state and political subdivisions
	Within one year			8,848			8,890		43		-1
	After one year but within five years			24,484			24,592		150		-42
	After five years but within ten years			7,207			7,239		79		-47
	After ten years			347			340		-		-7
				40,886			41,061		272		-97
	Mortgage-backed securities			12,020			11,941		3		-82
	Equity securities			1,055			1,431		421		-45
	Total		$	125,103		$	124,515	$	887	$	-1,475
				31-Dec-13
	Securities Available for Sale								Gross		Gross
				Amortized			Fair		Unrealized		Unrealized
	Type and maturity			Cost			Value		Gains		Losses
	Obligations of Government agencies and corporations
	Within one year		$	4,177		$	4,192	$	15	$	-
	After one year but within five years			48,011			47,578		203		-636
	After five years but within ten years			27,615			26,508		-		-1,107
				79,803			78,278		218		-1,743
	Obligations of state and political subdivisions
	Within one year			8,260			8,314		55		-1
	After one year but within five years			26,027			26,098		133		-62
	After five years but within ten years			7,224			7,182		56		-98
	After ten years			350			338		-		-12
				41,861			41,932		244		-173
	Mortgage-backed securities			4,465			4,469		7		-3
	Equity securities			1,055			1,367		366		-54
	Total		$	127,184		$	126,046	$	835	$	-1,973
Summary of Proceeds and Realized Gain/(Loss)	'
	Following is a summary of proceeds received from sales or calls of investment securities transactions and the resulting realized gains and losses (in thousands):
			Three Months Ended
			March 31,
			2014			2013
	Gross proceeds from sales of securities	$	2,150		$	-
	Securities available for sale:
	Gross realized gains from sold and called securities	$	5		$	1
	Gross realized losses from sold and called securities		-			-
Schedule of Unrealized Losses	'
	The following table shows gross unrealized losses and fair value, aggregated by category and length of time that individual securities have been in a continuous unrealized loss position, at March 31, 2014 and December 31, 2013 (in thousands):
				Unrealized Losses at March 31, 2014
				Less Than 12 Months					12 Months or More				Total
				Fair			Unrealized		Fair		Unrealized		Fair		Unrealized
				Value			Losses		Value		Losses		Value		Losses
	Obligations of U.S. Government
	agencies and corporations		$	50,951		$	-1,145	$	2,899	$	-106	$	53,850	$	-1,251
	Obligations of state and political
	subdivisions			9,229			-73		2,177		-24		11,406		-97
	Mortgage-backed securities			11,312			-82		-		-		11,312		-82
	Debt securities			71,492			-1,300		5,076		-130		76,568		-1,430
	Equity securities			-			-		252		-45		252		-45
	Total temporarily impaired securities		$	71,492		$	-1,300	$	5,328	$	-175	$	76,820	$	-1,475
				Unrealized Losses at December 31, 2013
				Less Than 12 Months					12 Months or More				Total
				Fair			Unrealized		Fair		Unrealized		Fair		Unrealized
				Value			Losses		Value		Losses		Value		Losses
	Obligations of U.S. Government
	agencies and corporations		$	53,438		$	-1,664	$	1,921	$	-79	$	55,359	$	-1,743
	Obligations of state and political
	subdivisions			11,496			-130		4,301		-43		15,797		-173
	Mortgage-backed securities			308			-3		-		-		308		-3
	Debt securities			65,242			-1,797		6,222		-122		71,464		-1,919
	Equity securities			-			-		266		-54		266		-54
	Total temporarily impaired securities		$	65,242		$	-1,797	$	6,488	$	-176	$	71,730	$	-1,973

Loans_and_Related_Allowace_for

Loans and Related Allowace for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2014
Loans and Related Allowance for Credit Losses [Abstract]	'
Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating	'
	The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company’s internal risk rating system as of March 31, 2014 and December 31, 2013 (in thousands):
	As of March 31, 2014	Pass			Special Mention			Substandard			Doubtful			Total
	Commercial, financial and agricultural	$	24,032		$	1,486		$	259		$	-		$	25,777
	Real estate - commercial		60,722			11,172			4,355			1,575			77,824
	Real estate - construction		13,184			449			2,437			529			16,599
	Real estate - mortgage		126,705			5,569			4,453			1,600			138,327
	Obligations of states and political subdivisions		13,352			26			-			-			13,378
	Personal		3,974			104			-			-			4,078
	Total	$	241,969		$	18,806		$	11,504		$	3,704		$	275,983
	As of December 31, 2013	Pass			Special Mention			Substandard			Doubtful			Total
	Commercial, financial and agricultural	$	20,388		$	5,658		$	235		$	-		$	26,281
	Real estate - commercial		56,867			11,706			5,620			278			74,471
	Real estate - construction		15,803			292			1,754			1,832			19,681
	Real estate - mortgage		130,706			3,995			4,272			1,486			140,459
	Obligations of states and political subdivisions		12,674			28						-			12,702
	Personal		4,204			-						-			4,204
	Total	$	240,642		$	21,679		$	11,881		$	3,596		$	277,798
Impaired Loans by Loan Portfolio Class	'
	The following tables summarize information regarding impaired loans by portfolio class as of March 31, 2014 and December 31, 2013 (in thousands):
				As of March 31, 2014									As of December 31, 2013
	Impaired loans		Recorded Investment			Unpaid Principal Balance			Related Allowance			Recorded Investment			Unpaid Principal Balance			Related Allowance
	With no related allowance recorded:
	Commercial, financial and
	agricultural		$	7		$	7		$	-		$	94		$	94		$	-
	Real estate - commercial			835			873			-			2,017			2,142			-
	Real estate - construction			1			64			-			504			813			-
	Real estate - mortgage			3,570			4,968			-			3,353			4,751			-
	With an allowance recorded:
	Real estate - commercial		$	1,999		$	1,999		$	87		$	238		$	238		$	26
	Real estate - construction			528			803			64			1,478			1,502			93
	Real estate - mortgage			358			392			46			365			394			45
	Total:
	Commercial, financial and
	agricultural		$	7		$	7		$	-		$	94		$	94		$	-
	Real estate - commercial			2,834			2,872			87			2,255			2,380			26
	Real estate - construction			529			867			64			1,982			2,315			93
	Real estate - mortgage			3,928			5,360			46			3,718			5,145			45
			$	7,298		$	9,106		$	197		$	8,049		$	9,934		$	164
			Three Months Ended March 31, 2014									Three Months Ended March 31, 2013
	Impaired loans		Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Income			Average Recorded Investment			Interest Income Recognized			Cash Basis Interest Income
	With no related allowance recorded:
	Commercial, financial and
	agricultural		$	51		$	11		$	-		$	153		$	3		$	-
	Real estate - commercial			1,426			-			3			2,629			27			-
	Real estate - construction			253			-			-			1,651			-			-
	Real estate - mortgage			3,462			15			15			1,213			-			-
	With an allowance recorded:
	Real estate - commercial		$	1,119		$	-		$	9		$	-		$	-		$	-
	Real estate - construction			1,003			-			-			550			-			-
	Real estate - mortgage			362			-			-			1,071			-			-
	Total:
	Commercial, financial and
	agricultural		$	51		$	11		$	-		$	153		$	3		$	-
	Real estate - commercial			2,545			-			12			2,629			27			-
	Real estate - construction			1,256			-			-			2,201			-			-
	Real estate - mortgage			3,824			15			15			2,284			-			-
			$	7,676		$	26		$	27		$	7,267		$	30		$	-
Nonaccrual Loans by Classes of the Loan Portfolio	'
	The following table presents nonaccrual loans by classes of the loan portfolio as of March 31, 2014 and December 31, 2013 (in thousands):
	Nonaccrual loans:		31-Mar-14			31-Dec-13
	Commercial, financial and agricultural	$	7		$	10
	Real estate - commercial		2,196			1,331
	Real estate - construction		529			1,982
	Real estate - mortgage		2,848			2,629
	Total	$	5,580		$	5,952
Loan Portfolio Summarized by the Past Due Status	'
	The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2014 and December 31, 2013 (in thousands):
	As of  March 31, 2014		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days			Total Past Due			Current			Total Loans			Loans Past Due greater than 90 Days and Accruing
	Commercial, financial and agricultural	$	16		$	-		$	7		$	23		$	25,754		$	25,777		$	-
	Real estate - commercial		63			650			2,257			2,970			74,854			77,824			61
	Real estate - construction		-			26			354			380			16,219			16,599			-
	Real estate - mortgage		2,575			349			2,720			5,644			132,683			138,327			152
	Obligations of states and political subdivisions		-			-			-			-			13,378			13,378			-
	Personal		15			14						29			4,049			4,078			-
	Total	$	2,669		$	1,039		$	5,338		$	9,046		$	266,937		$	275,983		$	213
	As of  December 31, 2013		30-59 Days Past Due			60-89 Days Past Due			Greater than 90 Days			Total Past Due			Current			Total Loans			Loans Past Due greater than 90 Days and Accruing
	Commercial, financial and agricultural	$	19		$	-		$	10		$	29		$	26,252		$	26,281		$	-
	Real estate - commercial		35			1,092			947			2,074			72,397			74,471			61
	Real estate - construction		239			7			1,801			2,047			17,634			19,681			-
	Real estate - mortgage		1,239			2,130			2,585			5,954			134,505			140,459			251
	Obligations of states and political subdivisions		-			-			-			-			12,702			12,702			-
	Personal		23			1						24			4,180			4,204			-
	Total	$	1,555		$	3,230		$	5,343		$	10,128		$	267,670		$	277,798		$	312
Troubled Debt Restructurings on Financing Receivables	'
	The following table summarizes information regarding troubled debt restructurings by loan portfolio class at March 31, 2014 and December 31, 2013, in thousands of dollars.
		Number of Contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Recorded Investment
	As of March 31, 2014
	Accruing troubled debt restructurings:
	Real estate - commercial	1		$	64		$	61		$	61
	Real estate - mortgage	6			706			710			710
		7		$	770		$	771		$	771
	As of December 31, 2013
	Accruing troubled debt restructurings:
	Real estate - commercial	1		$	64		$	61		$	61
	Real estate - mortgage	6			706			714			714
		7		$	770		$	775		$	775
	The following table summarizes loans whose terms have been modified resulting in troubled debt restructurings during the three months ended March 31, 2013, in thousands of dollars:
		Number of Contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment			Recorded Investment
	Three months ended March 31, 2013
	Accruing troubled debt restructurings:
	Real estate - mortgage	1		$	364		$	371		$	371
Allowance for Loan Losses and Recorded Investments in Loans Receivable	'
	The following tables summarize the activity in the allowance for loan losses and related investments in loans receivable (in thousands):
	As of, and for the period ended, March 31, 2014
	Allowance for loan losses:	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
	Beginning Balance, January 1, 2014	$	253		$	534		$	212		$	1,246		$	-		$	42		$	2,287
	Charge-offs		-1			-			-			-5			-			-3			-9
	Recoveries		2			-			-			-			-			-			2
	Provisions		-4			81			-40			-18			-			1			20
	Ending balance, March 31, 2014	$	250		$	615		$	172		$	1,223		$	-		$	40		$	2,300
		Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
	Allowance for loan losses:
	Ending balance	$	250		$	615		$	172		$	1,223		$	-		$	40		$	2,300
	evaluated for impairment
	individually	$	-		$	87		$	64		$	46		$	-		$	-		$	197
	collectively	$	250		$	528		$	108		$	1,177		$	-		$	40		$	2,103
	Loans:
	Ending balance	$	25,777		$	77,824		$	16,599		$	138,327		$	13,378		$	4,078		$	275,983
	evaluated for impairment
	individually	$	7		$	2,834		$	529		$	3,928		$	-		$	-		$	7,298
	collectively	$	25,770		$	74,990		$	16,070		$	134,399		$	13,378		$	4,078		$	268,685
	As of, and for the period ended, March 31, 2013
	Allowance for loan losses:	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
	Beginning Balance, January 1, 2013	$	179		$	463		$	202		$	2,387		$	-		$	50		$	3,281
	Charge-offs		-			-			-			-1,038			-			-10			-1,048
	Recoveries		-			-			-			-			-			3			3
	Provisions		14			7			19			36			-			4			80
	Ending balance, March 31, 2013	$	193		$	470		$	221		$	1,385		$	-		$	47		$	2,316
		Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
	Allowance for loan losses:
	Ending balance	$	193		$	470		$	221		$	1,385		$	-		$	47		$	2,316
	evaluated for impairment
	individually	$	-		$	-		$	117		$	-		$	-		$	-		$	117
	collectively	$	193		$	470		$	104		$	1,385		$	-		$	47		$	2,199
	Loans:
	Ending balance	$	19,301		$	68,781		$	18,117		$	149,330		$	11,895		$	4,684		$	272,108
	evaluated for impairment
	individually	$	146		$	2,586		$	2,198		$	1,939		$	-		$	-		$	6,869
	collectively		19,155		$	66,195		$	15,919		$	147,391		$	11,895		$	4,684		$	265,239
	As of December 31, 2013
	As of December 31, 2013	Commercial, financial and agricultural			Real estate - commercial			Real estate - construction			Real estate - mortgage			Obligations of states and political subdivisions			Personal			Total
	Allowance for loan losses:
	Ending balance	$	253		$	534		$	212		$	1,246		$	-		$	42		$	2,287
	evaluated for impairment
	individually	$	-		$	26		$	93		$	45		$	-		$	-		$	164
	collectively	$	253		$	508		$	119		$	1,201		$	-		$	42		$	2,123
	Loans:
	Ending balance	$	26,281		$	74,471		$	19,681		$	140,459		$	12,702		$	4,204		$	277,798
	evaluated for impairment
	individually	$	94		$	2,255		$	1,982		$	3,718		$	-		$	-		$	8,049
	collectively	$	26,187		$	72,216		$	17,699		$	136,741		$	12,702		$	4,204		$	269,749

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2014
Fair Value Measurements [Abstract]	'
Fair Value Measurements by Level of Valuation Inputs	'
	The following table summarizes financial assets and financial liabilities measured at fair value as of March 31, 2014 and December 31, 2013, segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value (in thousands). There were no transfers of assets between fair value Level 1 and Level 2 during the quarter ended March 31, 2014.
					(Level 1)		(Level 2)		(Level 3)
					Quoted Prices in		Significant		Significant
					Active Markets		Other		Other
			March 31,		for Identical		Observable		Unobservable
			2014		Assets		Inputs		Inputs
	Measured at fair value on a recurring basis:
	Debt securities available-for-sale:
	Obligations of U.S. Government agencies and corporations	$	70,082	$	-	$	70,082	$	-
	Obligations of state and political subdivisions		41,061		-		41,061		-
	Mortgage-backed securities		11,941		-		11,941		-
	Equity securities available-for-sale		1,431		1,431		-		-
	Measured at fair value on a non-recurring basis:
	Impaired loans		3,228		-		-		3,228
	Other real estate owned		50		-		-		50
	Mortgage servicing rights		169		-		-		169
					(Level 1)		(Level 2)		(Level 3)
					Quoted Prices in		Significant		Significant
					Active Markets		Other		Other
			December 31,		for Identical		Observable		Unobservable
			2013		Assets		Inputs		Inputs
	Measured at fair value on a recurring basis:
	Debt securities available-for-sale:
	Obligations of U.S. Government agencies and corporations	$	78,278	$	-	$	78,278	$	-
	Obligations of state and political subdivisions		41,932		-		41,932		-
	Mortgage-backed securities		4,469		-		4,469		-
	Equity securities available-for-sale		1,367		1,367		-		-
	Measured at fair value on a non-recurring basis:
	Impaired loans		3,300		-		-		3,300
	Other real estate owned		50		-		-		50
	Mortgage servicing rights		167		-		-		167
Quantitative Information for Assets Measured at Fair Value	'
	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs have been used to determine fair value:
	31-Mar-14	Fair Value Estimate			Valuation Technique	Unobservable Input	Range	Weighted Average
	Impaired loans	$	3,228		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	(7)% - (10)%	-9.00%
	Other real estate owned		50		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	0%	0%
	Mortgage servicing rights		169		Multiple of annual servicing fee	Estimated pre-payment speed, based on rate and term	300% - 400%	326%
	31-Dec-13	Fair Value Estimate			Valuation Technique	Unobservable Input	Range	Weighted Average
	Impaired loans	$	3,300		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	(7)% - (10)%	-9.00%
	Other real estate owned		50		Appraisal of collateral (1)	Appraisal and liquidation adjustments (2)	0%	0%
	Mortgage servicing rights		167		Multiple of annual servicing fee	Estimated pre-payment speed, based on rate and term	300% - 400%	326%
		-1		Fair value is generally determined through independent appraisals of the underlying collateral that generally include various level 3 inputs which are not identifiable.
		-2		Appraisals may be adjusted downward by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.
Estimated Fair Values of Financial Instruments	'
	The estimated fair values of the Company’s financial instruments are as follows (in thousands):
	Financial Instruments
	(in thousands)
			31-Mar-14						31-Dec-13
			Carrying			Fair			Carrying		Fair
	Financial assets:		Value			Value			Value		Value
	Cash and due from banks	$	10,570		$	10,570		$	8,570	$	8,570
	Interest bearing deposits with banks		4,318			4,318			43		43
	Interest bearing time deposits with banks		249			249			249		250
	Securities		124,515			124,515			126,046		126,046
	Restricted investment in FHLB stock		1,602			1,602			1,967		1,967
	Loans, net of allowance for loan losses		273,683			277,041			275,511		282,226
	Mortgage servicing rights		169			169			167		167
	Accrued interest receivable		1,458			1,458			1,529		1,529
	Financial liabilities:
	Non-interest bearing deposits		80,661			80,661			74,611		74,611
	Interest bearing deposits		311,720			314,739			305,034		308,414
	Securities sold under agreements to repurchase		4,038			4,038			5,397		5,397
	Short-term borrowings		-			-			8,400		8,400
	Other interest bearing liabilities		1,357			1,360			1,356		1,358
	Accrued interest payable		265			265			287		287
	Off-balance sheet financial instruments:
	Commitments to extend credit		-			-			-		-
	Letters of credit		-			-			-		-
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	'
	This table excludes financial instruments for which the carrying amount approximates fair value (in thousands).
				(Level 1)	(Level 2)	(Level 3)
				Quoted Prices in
				Active Markets	Significant	Significant
				for Identical	Other	Other
	31-Mar-14	Carrying Amount	Fair Value	Assets or Liabilities	Observable Inputs	Unobservable Inputs
	Financial instruments - Assets
	Interest bearing time deposits with banks	$              249	$            249	$                      -	$              249	$                    -
	Loans, net of allowance for loan losses	273,683	277,041	-	-	277,041
	Financial instruments - Liabilities
	Interest bearing deposits	311,720	314,739	-	314,739	-
	Other interest bearing liabilities	1,357	1,360	-	1,360	-
				(Level 1)	(Level 2)	(Level 3)
				Quoted Prices in
				Active Markets	Significant	Significant
				for Identical	Other	Other
	31-Dec-13	Carrying Amount	Fair Value	Assets or Liabilities	Observable Inputs	Unobservable Inputs
	Financial instruments - Assets
	Interest bearing time deposits with banks	$              249	$            250	$                      -	$              250	$                    -
	Loans, net of allowance for loan losses	275,511	282,226	-	-	282,226
	Financial instruments - Liabilities
	Interest bearing deposits	305,034	308,414	-	308,414	-
	Other interest bearing liabilities	1,356	1,358	-	1,358	-

Defined_Benefit_Retirement_Pla1

Defined Benefit Retirement Plan (Tables)	3 Months Ended
	Mar. 31, 2014
Defined Benefit Retirement Plan [Abstract]	'
Components of Net Periodic Pension Cost	'
	Pension expense included the following components for the three month periods ended March 31, 2014 and 2013:
	(Dollars in thousands)
			Three Months Ended
			March 31,
			2014		2013
	Components of net periodic pension cost
	Interest cost	$	106	$	99
	Expected return on plan assets		-129		-140
	Recognized net actuarial loss		10		51
	Net periodic pension (income) cost		-13		10
	Amortization of net actuarial loss		-10		-51
	Total recognized in other comprehensive income	$	-10	$	-51
	Total recognized in net periodic pension cost and other comprehensive income	$	-23	$	-41

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Loss (Accumulated Other Comprehensive Loss) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Accumulated Other Comprehensive Loss [Abstract]	'	'
Unrealized losses on available for sale securities	($381)	($751)
Unrecognized expense for defined benefit pension	-902	-908
Accumulated other comprehensive loss	($1,283)	($1,659)

Earnings_Per_Share_Earnings_Pe

Earnings Per Share (Earnings Per Share) (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Earnings Per Share [Abstract]	'	'
Net income	$903	$1,006
Weighted-average common shares outstanding	4,196,266	4,218,361
Basic earnings per share	$0.22	$0.24
Common stock equivalents due to effect of stock options	1,000	1,000
Total weighted-average common shares and equivalents	4,196,614	4,219,526
Diluted earnings per share	$0.22	$0.24

Securities_Narrative_Details

Securities (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Carrying value of pledged assets	$27,301,000	$31,921,000
Equity method investments, other than temporary impairment	$0	$0
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Securities in unrealized loss position	5	'
Obligations of U.S. Government Agencies and Corporations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Investment portfolio percentage	66.00%	'
Securities in unrealized loss position	44	'
Percentage of securities depreciated from their amortized cost basis	1.80%	'
Securities in unrealized loss positions for 12 months or more	2	'
Obligations of State and Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Investment portfolio percentage	33.00%	'
Maturity term	'5 years	'
Securities in unrealized loss position	30	'
Percentage of securities depreciated from their amortized cost basis	0.20%	'
Securities in unrealized loss positions for 12 months or more	5	'
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Investment portfolio percentage	1.00%	'
Securities in unrealized loss position	6	'
Percentage of securities depreciated from their amortized cost basis	1.00%	'
Securities in unrealized loss positions for 12 months or more	0	'

Securities_Securities_Availabl

Securities (Securities Available for Sale) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost of AFS Securities, Total	$125,103	$127,184
Fair Value of AFS Securities, Total	124,515	126,046
Gross Unrealized Gains on AFS Securities, Total	887	835
Gross Unrealized Losses on AFS Securities, Total	-1,475	-1,973
Obligations of U.S. Government Agencies and Corporations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost of AFS Securities Maturing Within One Year	1,019	4,177
Amortized Cost of AFS Securities Maturing After One Year But Within Five Years	38,511	48,011
Amortized Cost of AFS Securities Maturing After Five Years But Within Ten Years	31,612	27,615
Amortized Cost of AFS Securities, Total	71,142	79,803
Fair Value of AFS Securities Maturing Within One Year	1,027	4,192
Fair Value of AFS Securities Maturing After One Year But Within Five Years	38,227	47,578
Fair Value of AFS Securities Maturing After Five Years But Within Ten Years	30,828	26,508
Fair Value of AFS Securities, Total	70,082	78,278
Gross Unrealized Gains on AFS Securities Maturing Within One Year	8	15
Gross Unrealized Gains on AFS Securities Maturing After One Year But Within Five Years	176	203
Gross Unrealized Gains on AFS Securities Maturing After Five Years But Within Ten Years	7	'
Gross Unrealized Gains on AFS Securities, Total	191	218
Gross Unrealized Losses on AFS Securities Maturing After One Year But Within Five Years	-460	-636
Gross Unrealized Losses on AFS Securities Maturing After Five Years But Within Ten Years	-791	-1,107
Gross Unrealized Losses on AFS Securities, Total	-1,251	-1,743
Obligations of State and Political Subdivisions [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost of AFS Securities Maturing Within One Year	8,848	8,260
Amortized Cost of AFS Securities Maturing After One Year But Within Five Years	24,484	26,027
Amortized Cost of AFS Securities Maturing After Five Years But Within Ten Years	7,207	7,224
Amortized Cost of AFS Securities Maturing After Ten Years	347	350
Amortized Cost of AFS Securities, Total	40,886	41,861
Fair Value of AFS Securities Maturing Within One Year	8,890	8,314
Fair Value of AFS Securities Maturing After One Year But Within Five Years	24,592	26,098
Fair Value of AFS Securities Maturing After Five Years But Within Ten Years	7,239	7,182
Fair Value of AFS Securities Maturing After Ten Years	340	338
Fair Value of AFS Securities, Total	41,061	41,932
Gross Unrealized Gains on AFS Securities Maturing Within One Year	43	55
Gross Unrealized Gains on AFS Securities Maturing After One Year But Within Five Years	150	133
Gross Unrealized Gains on AFS Securities Maturing After Five Years But Within Ten Years	79	56
Gross Unrealized Gains on AFS Securities, Total	272	244
Gross Unrealized Losses on AFS Securities Maturing Within One Year	-1	-1
Gross Unrealized Losses on AFS Securities Maturing After One Year But Within Five Years	-42	-62
Gross Unrealized Losses on AFS Securities Maturing After Five Years But Within Ten Years	-47	-98
Gross Unrealized Losses on AFS Securities Maturing After Ten Years	-7	-12
Gross Unrealized Losses on AFS Securities, Total	-97	-173
Mortgage-Backed Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost of AFS Securities Without Single Maturity Date	12,020	4,465
Fair Value of AFS Securities Without Single Maturity Date	11,941	4,469
Gross Unrealized Gains on AFS Securities Without Single Maturity Date	3	7
Gross Unrealized Losses on AFS Securities Without Single Maturity Date	-82	-3
Equity Securities [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Amortized Cost of AFS Securities Without Single Maturity Date	1,055	1,055
Fair Value of AFS Securities Without Single Maturity Date	1,431	1,367
Gross Unrealized Gains on AFS Securities Without Single Maturity Date	421	366
Gross Unrealized Losses on AFS Securities Without Single Maturity Date	($45)	($54)

Securities_Summary_of_Proceeds

Securities (Summary of Proceeds and Realized Gain (Loss)) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Securities [Abstract]	'	'
Gross proceeds from sales of securities	$2,150	'
Gross realized gains from sold and called securities	5	1
Gross realized losses from sold and called securities	'	'

Securities_Schedule_of_Unreali

Securities (Schedule of Unrealized Losses) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, Less Than 12 Months	$71,492	$65,242	'
Gross unrealized Losses, Less Than 12 Months	-1,300	-1,797	'
Fair Value, 12 Months or More	5,328	'	6,488
Gross Unrealized Losses, 12 Months or More	-175	-176	'
Fair Value, Total	76,820	71,730	'
Unrealized Losses, Total	-1,475	-1,973	'
Obligations of U.S. Government Agencies and Corporations [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, Less Than 12 Months	50,951	53,438	'
Gross unrealized Losses, Less Than 12 Months	-1,145	-1,664	'
Fair Value, 12 Months or More	2,899	'	1,921
Gross Unrealized Losses, 12 Months or More	-106	-79	'
Fair Value, Total	53,850	55,359	'
Unrealized Losses, Total	-1,251	-1,743	'
Obligations of State and Political Subdivisions [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, Less Than 12 Months	9,229	11,496	'
Gross unrealized Losses, Less Than 12 Months	-73	-130	'
Fair Value, 12 Months or More	2,177	'	4,301
Gross Unrealized Losses, 12 Months or More	-24	-43	'
Fair Value, Total	11,406	15,797	'
Unrealized Losses, Total	-97	-173	'
Mortgage Backed Securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, Less Than 12 Months	11,312	'	'
Gross unrealized Losses, Less Than 12 Months	-82	'	'
Fair Value, Total	11,312	'	'
Unrealized Losses, Total	-82	'	'
Debt securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, Less Than 12 Months	71,492	65,242	'
Gross unrealized Losses, Less Than 12 Months	-1,300	-1,797	'
Fair Value, 12 Months or More	5,076	'	6,222
Gross Unrealized Losses, 12 Months or More	-130	-122	'
Fair Value, Total	76,568	71,464	'
Unrealized Losses, Total	-1,430	-1,919	'
Equity Securities [Member]	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'
Fair Value, 12 Months or More	252	'	266
Gross Unrealized Losses, 12 Months or More	-45	-54	'
Fair Value, Total	252	266	'
Unrealized Losses, Total	($45)	($54)	'

Loans_and_Related_Allowance_fo2

Loans and Related Allowance for Credit Losses (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	loan	loan	loan
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Period for loan to be Nonaccrual	'90 days	'	'
Reserves or charge-offs related to troubled debt restructuring	0	'	'
Period for average historical loss for each portfolio segments	'10 years	'	'
Period over which historical loss for portfolio segments has been used	'7 years	'	'
Business lines of credit, maturity period	'5 years	'	'
Period for loans to be considered for charge off	'120 days	'	'
Number of troubled debt restructurings	7	'	7
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Maximum terms offered to loans	'20 years	'	'
Maximum loan-to-value ratio	80.00%	'	'
Number of troubled debt restructurings	1	'	1
Home equity lines of credit [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Maximum terms offered to loans	'20 years	'	'
Maximum loan-to-value ratio	90.00%	'	'
Fixed Rate and Adjustable Rate Mortgage Loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Maximum terms offered to loans	'25 years	'	'
Home equity installment loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Maximum terms offered to loans	'15 years	'	'
Maximum loan-to-value ratio	80.00%	'	'
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Maximum loan-to-value ratio	80.00%	'	'
Number of troubled debt restructurings	6	1,000	6
Troubled Debt Restructuring, Current Period [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Defaults of trouble debt restructuring	61,000	0	'
Number of troubled debt restructurings	1	'	'

Loans_and_Related_Allowance_fo3

Loans and Related Allowance for Credit Losses (Classes of the Loan Portfolio Summarized by the Aggregate Risk Rating) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	$275,983	$277,798	$272,108
Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	241,969	240,642	'
Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	18,806	21,679	'
Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	11,504	11,881	'
Doubtful [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	3,704	3,596	'
Commercial, Financial and Agricultural [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	25,777	26,281	19,301
Commercial, Financial and Agricultural [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	24,032	20,388	'
Commercial, Financial and Agricultural [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	1,486	5,658	'
Commercial, Financial and Agricultural [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	259	235	'
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	77,824	74,471	68,781
Real Estate - Commercial [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	60,722	56,867	'
Real Estate - Commercial [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	11,172	11,706	'
Real Estate - Commercial [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	4,355	5,620	'
Real Estate - Commercial [Member] | Doubtful [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	1,575	278	'
Real Estate - Construction [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	16,599	19,681	18,117
Real Estate - Construction [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	13,184	15,803	'
Real Estate - Construction [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	449	292	'
Real Estate - Construction [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	2,437	1,754	'
Real Estate - Construction [Member] | Doubtful [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	529	1,832	'
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	138,327	140,459	149,330
Real Estate - Mortgage [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	126,705	130,706	'
Real Estate - Mortgage [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	5,569	3,995	'
Real Estate - Mortgage [Member] | Substandard [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	4,453	4,272	'
Real Estate - Mortgage [Member] | Doubtful [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	1,600	1,486	'
Obligations of State and Political Subdivisions [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	13,378	12,702	11,895
Obligations of State and Political Subdivisions [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	13,352	12,674	'
Obligations of State and Political Subdivisions [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	26	28	'
Personal [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	4,078	4,204	4,684
Personal [Member] | Pass [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	3,974	4,204	'
Personal [Member] | Special Mention [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Total loans	$104	'	'

Loans_and_Related_Allowance_fo4

Loans and Related Allowance for Credit Losses (Impaired Loans by Loan Portfolio Class) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Recorded Investment, Total	$7,298	$8,049
Unpaid Principal Balance, Total	9,106	9,934
Related Allowance, Total	197	164
Commercial, Financial and Agricultural [Member]	'	'
Impaired Loans with No Allowance: Recorded Investment	7	94
Impaired Loans with No Allowance: Unpaid Principal Balance	7	94
Recorded Investment, Total	7	94
Unpaid Principal Balance, Total	7	94
Real Estate - Commercial [Member]	'	'
Impaired Loans with No Allowance: Recorded Investment	835	2,017
Impaired Loans with No Allowance: Unpaid Principal Balance	873	2,142
Impaired Loans with Allowance: Recorded Investment	1,999	238
Impaired Loans with Allowance: Unpaid Principal Balance	1,999	238
Impaired Loans with Allowance: Related Allowance	87	26
Recorded Investment, Total	2,834	2,255
Unpaid Principal Balance, Total	2,872	2,380
Related Allowance, Total	87	26
Real Estate - Construction [Member]	'	'
Impaired Loans with No Allowance: Recorded Investment	1	504
Impaired Loans with No Allowance: Unpaid Principal Balance	64	813
Impaired Loans with Allowance: Recorded Investment	528	1,478
Impaired Loans with Allowance: Unpaid Principal Balance	803	1,502
Impaired Loans with Allowance: Related Allowance	64	93
Recorded Investment, Total	529	1,982
Unpaid Principal Balance, Total	867	2,315
Related Allowance, Total	64	93
Real Estate - Mortgage [Member]	'	'
Impaired Loans with No Allowance: Recorded Investment	3,570	3,353
Impaired Loans with No Allowance: Unpaid Principal Balance	4,968	4,751
Impaired Loans with Allowance: Recorded Investment	358	365
Impaired Loans with Allowance: Unpaid Principal Balance	392	394
Impaired Loans with Allowance: Related Allowance	46	45
Recorded Investment, Total	3,928	3,718
Unpaid Principal Balance, Total	5,360	5,145
Related Allowance, Total	$46	$45

Loans_and_Related_Allowance_fo5

Loans and Related Allowance for Credit Losses (Average of Impaired Loans and Related Interest Income by Loan Portfolio Class) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'
Average Recorded Investment, Total	$7,676	$7,267
Interest Income Recognized, Total	26	30
Cash Basis Interest Income, Total	27	'
Commercial, Financial and Agricultural [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Allowance: Average Recorded Investment	51	153
Impaired Loans with No Allowance: Interest Income Recognized	11	3
Average Recorded Investment, Total	51	153
Interest Income Recognized, Total	11	3
Real Estate - Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Allowance: Average Recorded Investment	1,426	2,629
Impaired Loans with No Allowance: Interest Income Recognized	'	27
Impaired Loans with No Allowance: Cash Basis Interest Income	3	'
Impaired Loans with Allowance: Average Recorded Investment	1,119	'
Impaired Loans with Allowance: Cash Basis Interest Income	9	'
Average Recorded Investment, Total	2,545	2,629
Interest Income Recognized, Total	'	27
Cash Basis Interest Income, Total	12	'
Real Estate - Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Allowance: Average Recorded Investment	253	1,651
Impaired Loans with Allowance: Average Recorded Investment	1,003	550
Average Recorded Investment, Total	1,256	2,201
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Impaired Loans with No Allowance: Average Recorded Investment	3,462	1,213
Impaired Loans with No Allowance: Interest Income Recognized	15	'
Impaired Loans with No Allowance: Cash Basis Interest Income	15	'
Impaired Loans with Allowance: Average Recorded Investment	362	1,071
Average Recorded Investment, Total	3,824	2,284
Interest Income Recognized, Total	15	'
Cash Basis Interest Income, Total	$15	'

Loans_and_Related_Allowance_fo6

Loans and Related Allowance for Credit Losses (Nonaccrual Loans by Classes of the Loan Portfolio) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Impaired [Line Items]	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	$5,580	$5,952
Commercial, Financial and Agricultural [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	7	10
Real Estate - Commercial [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	2,196	1,331
Real Estate - Construction [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	529	1,982
Real Estate - Mortgage [Member]	'	'
Financing Receivable, Impaired [Line Items]	'	'
Financing Receivable, Recorded Investment, Nonaccrual Status	$2,848	$2,629

Loans_and_Related_Allowance_fo7

Loans and Related Allowance for Credit Losses (Loan Portfolio Summarized by the Past Due Status) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	$2,669	$1,555	'
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	1,039	3,230	'
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	5,338	5,343	'
Financing Receivable, Recorded Investment, Past Due, Total	9,046	10,128	'
Financing Receivable, Recorded Investment, Current	266,937	267,670	'
Total loans	275,983	277,798	272,108
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	213	312	'
Commercial, Financial and Agricultural [Member]	'	'	'
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	16	19	'
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	7	10	'
Financing Receivable, Recorded Investment, Past Due, Total	23	29	'
Financing Receivable, Recorded Investment, Current	25,754	26,252	'
Total loans	25,777	26,281	19,301
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	63	35	'
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	650	1,092	'
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	2,257	947	'
Financing Receivable, Recorded Investment, Past Due, Total	2,970	2,074	'
Financing Receivable, Recorded Investment, Current	74,854	72,397	'
Total loans	77,824	74,471	68,781
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	61	61	'
Real Estate - Construction [Member]	'	'	'
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	'	239	'
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	26	7	'
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	354	1,801	'
Financing Receivable, Recorded Investment, Past Due, Total	380	2,047	'
Financing Receivable, Recorded Investment, Current	16,219	17,634	'
Total loans	16,599	19,681	18,117
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	2,575	1,239	'
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	349	2,130	'
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	2,720	2,585	'
Financing Receivable, Recorded Investment, Past Due, Total	5,644	5,954	'
Financing Receivable, Recorded Investment, Current	132,683	134,505	'
Total loans	138,327	140,459	149,330
Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing	152	251	'
Obligations of State and Political Subdivisions [Member]	'	'	'
Financing Receivable, Recorded Investment, Current	13,378	12,702	'
Total loans	13,378	12,702	11,895
Personal [Member]	'	'	'
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	15	23	'
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	14	1	'
Financing Receivable, Recorded Investment, Past Due, Total	29	24	'
Financing Receivable, Recorded Investment, Current	4,049	4,180	'
Total loans	$4,078	$4,204	$4,684

Loans_and_Related_Allowance_fo8

Loans and Related Allowance for Credit Losses (Troubled Debt Restructurings on Financing Receivables) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
	loan	loan	loan
Financing Receivable, Impaired [Line Items]	'	'	'
Financing Receivable, Modifications, Number of Contracts	7	'	7
Financing Receivable, Modifications, Pre-Modification Recorded Investment	$770	'	$770
Financing Receivable, Modifications, Post-Modification Recorded Investment	771	'	775
Financing Receivable, Modifications, Recorded Investment	771	'	775
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Financing Receivable, Modifications, Number of Contracts	1	'	1
Financing Receivable, Modifications, Pre-Modification Recorded Investment	64	'	64
Financing Receivable, Modifications, Post-Modification Recorded Investment	61	'	61
Financing Receivable, Modifications, Recorded Investment	61	'	61
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Financing Receivable, Modifications, Number of Contracts	6	1,000	6
Financing Receivable, Modifications, Pre-Modification Recorded Investment	706	364	706
Financing Receivable, Modifications, Post-Modification Recorded Investment	710	371	714
Financing Receivable, Modifications, Recorded Investment	$710	$371	$714

Loans_and_Related_Allowance_fo9

Loans and Related Allowance for Credit Losses (Allowance for Loan Losses and Recorded Investments in Loans Receivable) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	$2,287	$3,281	'
Charge-offs	-9	-1,048	'
Recoveries	2	3	'
Provision for loan losses	20	80	'
Ending Balance	2,300	2,316	'
Ending balance: individually evaluated for impairment	197	117	164
Ending balance: collectively evaluated for impairment	2,103	2,199	2,123
Total loans	275,983	272,108	277,798
Ending balance: individually evaluated for impairment	7,298	6,869	8,049
Ending balance: collectively evaluated for impairment	268,685	265,239	269,749
Commercial, Financial and Agricultural [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	253	179	'
Charge-offs	-1	'	'
Recoveries	2	'	'
Provision for loan losses	-4	14	'
Ending Balance	250	193	'
Ending balance: collectively evaluated for impairment	250	193	253
Total loans	25,777	19,301	26,281
Ending balance: individually evaluated for impairment	7	146	94
Ending balance: collectively evaluated for impairment	25,770	19,155	26,187
Real Estate - Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	534	463	'
Provision for loan losses	81	7	'
Ending Balance	615	470	'
Ending balance: individually evaluated for impairment	87	'	26
Ending balance: collectively evaluated for impairment	528	470	508
Total loans	77,824	68,781	74,471
Ending balance: individually evaluated for impairment	2,834	2,586	2,255
Ending balance: collectively evaluated for impairment	74,990	66,195	72,216
Real Estate - Construction [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	212	202	'
Provision for loan losses	-40	19	'
Ending Balance	172	221	'
Ending balance: individually evaluated for impairment	64	117	93
Ending balance: collectively evaluated for impairment	108	104	119
Total loans	16,599	18,117	19,681
Ending balance: individually evaluated for impairment	529	2,198	1,982
Ending balance: collectively evaluated for impairment	16,070	15,919	17,699
Real Estate - Mortgage [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	1,246	2,387	'
Charge-offs	-5	-1,038	'
Provision for loan losses	-18	36	'
Ending Balance	1,223	1,385	'
Ending balance: individually evaluated for impairment	46	'	45
Ending balance: collectively evaluated for impairment	1,177	1,385	1,201
Total loans	138,327	149,330	140,459
Ending balance: individually evaluated for impairment	3,928	1,939	3,718
Ending balance: collectively evaluated for impairment	134,399	147,391	136,741
Obligations of State and Political Subdivisions [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Total loans	13,378	11,895	12,702
Ending balance: collectively evaluated for impairment	13,378	11,895	12,702
Personal [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning Balance	42	50	'
Charge-offs	-3	-10	'
Recoveries	'	3	'
Provision for loan losses	1	4	'
Ending Balance	40	47	'
Ending balance: collectively evaluated for impairment	40	47	42
Total loans	4,078	4,684	4,204
Ending balance: collectively evaluated for impairment	$4,078	$4,684	$4,204

Acquisition_Narrative_Details

Acquisition (Narrative) (Details) (USD $)	3 Months Ended			3 Months Ended		12 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2006
				Branch Office in Richfield, PA [Member]	Branch Office in Richfield, PA [Member]	Branch Office in Richfield, PA [Member]
Business Acquisition [Line Items]	'	'	'	'	'	'
Acquisition date	'	'	'	8-Sep-06	'	'
Goodwill included in purchase price of the branch	$2,046,000	'	$2,046,000	'	'	$2,046,000
Core deposit intangible included in purchase price of the branch	'	'	'	'	'	449,000
Core deposit intangible amortization period	'	'	'	'10 years	'	'
Amortization of intangibles	11,000	11,000	'	11,000	'	'
Core deposit intangible accumulated amortization	'	'	'	341,000	'	'
Goodwill impairment charge	'	'	'	$0	$0	'

Investment_in_Unconsolidated_S1

Investment in Unconsolidated Subsidiary (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013	Jun. 30, 2013
In Thousands, unless otherwise specified
Schedule of Equity Method Investments [Line Items]	'	'	'
Investment in unconsolidated subsidiary	$4,199	$4,172	$4,199,000
Liverpool Community Bank (LCB) [Member]	'	'	'
Schedule of Equity Method Investments [Line Items]	'	'	'
Ownership percentage	39.16%	'	'
Investment in unconsolidated subsidiary	$4,199	'	'

Fair_Value_Measurements_Fair_V

Fair Value Measurements (Fair Value Measurements by Level of Valuation Inputs) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	$124,515	$126,046
Impaired loans	7,298	8,049
Other real estate owned	340	281
Transfer of assets between Level 1 and Level 2	0	'
Obligations of U.S. Government Agencies and Corporations [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	70,082	78,278
Obligations of State and Political Subdivisions [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	41,061	41,932
Measured at fair value on a recurring basis [Member] | Obligations of U.S. Government Agencies and Corporations [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	70,082	78,278
Measured at fair value on a recurring basis [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	41,061	41,932
Measured at fair value on a recurring basis [Member] | Mortgage-Backed Securities [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	11,941	4,469
Measured at fair value on a recurring basis [Member] | Equity Securities [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	1,431	1,367
Measured at fair value on a recurring basis [Member] | (Level 1) Quoted Prices in Active Markets for Identical Assets [Member] | Equity Securities [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	1,431	1,367
Measured at fair value on a recurring basis [Member] | (Level 2) Significant Other Observable Inputs [Member] | Obligations of U.S. Government Agencies and Corporations [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	70,082	78,278
Measured at fair value on a recurring basis [Member] | (Level 2) Significant Other Observable Inputs [Member] | Obligations of State and Political Subdivisions [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	41,061	41,932
Measured at fair value on a recurring basis [Member] | (Level 2) Significant Other Observable Inputs [Member] | Mortgage-Backed Securities [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale	11,941	4,469
Measured at fair value on a non-recurring basis	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Impaired loans	3,228	3,300
Other real estate owned	50	50
Mortgage servicing rights	169	167
Measured at fair value on a non-recurring basis | (Level 3) Significant Other Unobservable Inputs [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Impaired loans	3,228	3,300
Other real estate owned	50	50
Mortgage servicing rights	$169	$167

Fair_Value_Measurements_Quanti

Fair Value Measurements (Quantitative Information for Assets Measured at Fair Value) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014		Dec. 31, 2013
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Impaired loans	$7,298		$8,049
Other real estate owned	340		281
(Level 3) Significant Other Unobservable Inputs [Member] | Impaired loans [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Impaired loans	3,228		3,300
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral (1)	[1]	'Appraisal of collateral (1)	[1]
Fair Value Measurements, Unobservable Inputs	'Appraisal and liquidation adjustments (2)	[2]	'Appraisal and liquidation adjustments (2)	[2]
Fair Value Weighted Average Volatility Rate	-9.00%		-9.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Other Real Estate Owned [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Other real estate owned	50		50
Fair Value Measurements, Valuation Techniques	'Appraisal of collateral (1)	[1]	'Appraisal of collateral (1)	[1]
Fair Value Measurements, Unobservable Inputs	'Appraisal and liquidation adjustments (2)	[2]	'Appraisal and liquidation adjustments (2)	[2]
Fair Value Inputs, Discount Rate	0.00%		0.00%
Fair Value Weighted Average Volatility Rate	0.00%		0.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Mortgage Servicing Rights [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Mortgage Servicing Rights	$169		$167
Fair Value Measurements, Valuation Techniques	'Multiple of annual servicing fee		'Multiple of annual servicing fee
Fair Value Measurements, Unobservable Inputs	'Estimated pre-payment speed, based on rate and term		'Estimated pre-payment speed, based on rate and term
Fair Value Weighted Average Volatility Rate	326.00%		326.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Minimum [Member] | Impaired loans [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Fair Value Inputs, Discount Rate	-7.00%		-7.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Minimum [Member] | Mortgage Servicing Rights [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Fair Value Inputs, Discount Rate	300.00%		300.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Maximum [Member] | Impaired loans [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Fair Value Inputs, Discount Rate	-10.00%		-10.00%
(Level 3) Significant Other Unobservable Inputs [Member] | Maximum [Member] | Mortgage Servicing Rights [Member]	'		'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'		'
Fair Value Inputs, Discount Rate	400.00%		400.00%
[1]	Fair value is generally determined through independent appraisals of the underlying collateral that generally include various level 3 inputs which are not identifiable.
[2]	Appraisals may be adjusted downward by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

Fair_Value_Measurements_Estima

Fair Value Measurements (Estimated Fair Values of Financial Instruments) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Interest bearing deposits with banks	$4,318	$43
Interest bearing time deposits with banks	249	249
Securities	124,515	126,046
Restricted investment in FHLB stock	1,602	1,967
Non-interest bearing deposits	80,661	74,611
Interest bearing deposits	311,720	305,034
Other interest bearing liabilities	1,357	1,356
Carrying Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	10,570	8,570
Interest bearing deposits with banks	4,318	43
Interest bearing time deposits with banks	249	249
Securities	124,515	126,046
Restricted investment in FHLB stock	1,602	1,967
Loans, net of allowance for loan losses	273,683	275,511
Mortgage servicing rights	169	167
Accrued interest receivable	1,458	1,529
Non-interest bearing deposits	80,661	74,611
Interest bearing deposits	311,720	305,034
Securities sold under agreements to repurchase	4,038	5,397
Short-term borrowings	'	8,400
Other interest bearing liabilities	1,357	1,356
Accrued interest payable	265	287
Commitments to extend credit	'	'
Letters of credit	'	'
Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and due from banks	10,570	8,570
Interest bearing deposits with banks	4,318	43
Interest bearing time deposits with banks	249	250
Securities	124,515	126,046
Restricted investment in FHLB stock	1,602	1,967
Loans, net of allowance for loan losses	277,041	282,226
Mortgage servicing rights	169	167
Accrued interest receivable	1,458	1,529
Non-interest bearing deposits	80,661	74,611
Interest bearing deposits	314,739	308,414
Securities sold under agreements to repurchase	4,038	5,397
Short-term borrowings	'	8,400
Other interest bearing liabilities	1,360	1,358
Accrued interest payable	265	287
Commitments to extend credit	'	'
Letters of credit	'	'

Fair_Value_Measurements_Schedu

Fair Value Measurements (Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Interest bearing time deposits with banks	$249	$249
Interest bearing deposits	311,720	305,034
Other interest bearing liabilities	1,357	1,356
Carrying Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Interest bearing time deposits with banks	249	249
Loans, net of allowance for loan losses	273,683	275,511
Interest bearing deposits	311,720	305,034
Other interest bearing liabilities	1,357	1,356
Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Interest bearing time deposits with banks	249	250
Loans, net of allowance for loan losses	277,041	282,226
Interest bearing deposits	314,739	308,414
Other interest bearing liabilities	1,360	1,358
(Level 2) Significant Other Observable Inputs [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Interest bearing time deposits with banks	249	250
Interest bearing deposits	314,739	308,414
Other interest bearing liabilities	1,360	1,358
(Level 3) Significant Other Unobservable Inputs [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Loans, net of allowance for loan losses	$277,041	$282,226

Defined_Benefit_Retirement_Pla2

Defined Benefit Retirement Plan (Narrative) (Details) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Dec. 31, 2007
Defined Benefit Retirement Plan [Abstract]	'	'
Percentage of vested benefit	'	100.00%
Employer contribution	$0	'
Description of plan amendment	'Effective December 31, 2012, the Plan was amended (frozen) to cease future service accruals after that date.	'

Defined_Benefit_Retirement_Pla3

Defined Benefit Retirement Plan (Components of Net Periodic Pension Cost) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014	Mar. 31, 2013
Defined Benefit Retirement Plan [Abstract]	'	'
Interest cost	$106	$99
Expected return on plan assets	-129	-140
Recognized net actuarial loss	10	51
Net periodic benefit cost	-13	10
Amortization of net actuarial loss	-10	-51
Total recognized in other comprehensive income	-10	-51
Total recognized in net periodic pension cost and other comprehensive income	($23)	($41)

Commitments_Contingent_Liabili1

Commitments, Contingent Liabilities and Guarantees (Narrative) (Details) (USD $)	Mar. 31, 2014	Dec. 31, 2013
Commitments to Grant Loans and Unfunded Commitments Under Lines of Credit [Member]	'	'
Outstanding letters of credit	$40,595,000	$40,989,000
Outstanding Letters of Credit [Member]	'	'
Outstanding letters of credit	1,176,000	1,199,000
Loan Origination Commitments [Member]	'	'
Outstanding letters of credit	13,819,000	'
Original Commitment [Member]	'	'
Outstanding letters of credit	15,000,000	'
Commitments to Borrowers [Member]	'	'
Outstanding letters of credit	$74,000	'

Subsequent_Events_Narrative_De

Subsequent Events (Narrative) (Details) (Subsequent Event [Member], USD $)	1 Months Ended	3 Months Ended
	Apr. 30, 2014	Mar. 31, 2014
Subsequent Event [Member]	'	'
Subsequent Event [Line Items]	'	'
Dividends payable per share	$0.22	'
Dividends payable, date declared	30-Apr-14	'
Dividends payable, date of record	15-May-14	'
Dividends payable, date to be paid	2-Jun-14	'
Borrowings from Federal Home Loan Bank	'	$25,000,000