Exhibit 16.1
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May 14, 2019
Securities and Exchange Commission
100 F Street, NE
Washington, DC 20549
Dear Commission:
We have been furnished with a copy of the response to Item 4.01 of Form 8-K for the event that occurred on May 10, 2019, to be filed by our former client, Juniata Valley Financial Corp. We agree with the statements made in response to that item insofar as they relate to our Firm.
Very truly yours,
BDO USA, LLP
Harrisburg, PA