Renasant (RNST) 10-Q 9 Nov 15 2015 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2015	Oct. 30, 2015
Document and Entity Information [Abstract]
Entity Registrant Name	RENASANT CORP
Entity Central Index Key	715,072
Document Type	10-Q
Document Period End Date	Sep. 30, 2015
Amendment Flag	false
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		40,264,555

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Assets
Cash and due from banks	$ 128,758	$ 95,793
Interest-bearing balances with banks	75,091	65,790
Cash and cash equivalents	203,849	161,583
Securities held to maturity (fair value of $490,233 and $442,488, respectively)	476,752	430,163
Securities available for sale, at fair value	662,801	553,584
Mortgage loans held for sale, at fair value	317,681	25,628
Loans, net of unearned income:
Acquired and covered by FDIC loss-share agreements (acquired covered loans)	100,839	143,041
Acquired and not covered by FDIC loss-share agreements (acquired non-covered loans)	1,570,116	577,347
Not acquired	3,607,005	3,267,486
Total loans, net of unearned income	5,277,960	3,987,874
Allowance for loan losses	(42,051)	(42,289)
Loans, net	5,235,909	3,945,585
Premises and equipment, net	167,642	113,735
Other real estate owned:
Covered under FDIC loss-share agreements	3,183	6,368
Not covered under FDIC loss-share agreements	33,151	28,104
Total other real estate owned, net	36,334	34,472
Goodwill	452,037	274,706
Other intangible assets, net	30,562	22,624
FDIC loss-share indemnification asset	8,044	12,516
Other assets	327,121	230,533
Total assets	7,918,732	5,805,129
Deposits
Noninterest-bearing	1,303,884	919,872
Interest-bearing	4,930,677	3,918,546
Total deposits	6,234,561	4,838,418
Short-term borrowings	402,122	32,403
Long-term debt	149,618	156,422
Other liabilities	99,732	66,235
Total liabilities	6,886,033	5,093,478
Shareholders’ equity
Preferred stock, $.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 75,000,000 shares authorized, 41,292,045 and 32,656,166 shares issued, respectively; 40,268,455 and 31,545,145 shares outstanding, respectively	206,460	163,281
Treasury stock, at cost	(22,010)	(22,128)
Additional paid-in capital	592,132	345,213
Retained earnings	262,057	232,883
Accumulated other comprehensive loss, net of taxes	(5,940)	(7,598)
Total shareholders’ equity	1,032,699	711,651
Total liabilities and shareholders’ equity	$ 7,918,732	$ 5,805,129

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Statement of Financial Position [Abstract]
Securities held to maturity, fair value	$ 490,233	$ 442,488
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	5,000,000	5,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized	75,000,000	75,000,000
Common stock, shares issued	41,292,045	32,656,166
Common stock, shares outstanding	40,268,455	31,545,145

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income
Loans	$ 67,527	$ 49,833	$ 165,418	$ 150,658
Securities
Taxable	4,193	4,144	12,634	12,998
Tax-exempt	2,529	2,308	7,029	6,821
Other	51	73	154	335
Total interest income	74,300	56,358	185,235	170,812
Interest expense
Deposits	3,547	3,915	10,155	12,424
Borrowings	2,073	1,971	5,888	5,776
Total interest expense	5,620	5,886	16,043	18,200
Net interest income	68,680	50,472	169,192	152,612
Provision for loan losses	750	2,217	3,000	5,117
Net interest income after provision for loan losses	67,930	48,255	166,192	147,495
Noninterest income
Service charges on deposit accounts	8,151	7,107	21,008	19,851
Fees and commissions	5,704	5,877	15,150	15,729
Insurance commissions	2,381	2,270	6,467	6,221
Wealth management revenue	2,871	2,197	7,309	6,511
Gains on sales of securities	0	375	96	375
BOLI income	1,110	811	2,668	2,288
Gains on sales of mortgage loans held for sale	10,578	2,635	20,618	6,226
Other	1,322	1,291	3,622	3,449
Total noninterest income	32,117	22,563	76,938	60,650
Noninterest expense
Salaries and employee benefits	43,048	29,569	101,702	87,807
Data processing	3,773	2,906	10,106	8,451
Net occupancy and equipment	7,733	5,353	18,816	15,106
Other real estate owned	861	1,101	2,347	3,870
Professional fees	1,242	1,018	3,238	3,607
Advertising and public relations	1,567	1,133	4,351	4,549
Intangible amortization	1,803	1,381	4,317	4,279
Communications	2,339	1,079	5,263	4,462
Merger-related expenses	7,746	0	9,691	195
Other	5,973	4,635	14,844	12,890
Total noninterest expense	76,085	48,175	174,675	145,216
Income before income taxes	23,962	22,643	68,455	62,929
Income taxes	7,742	7,108	21,601	18,944
Net income	$ 16,220	$ 15,535	$ 46,854	$ 43,985
Basic earnings per share (usd per share)	$ 0.40	$ 0.49	$ 1.36	$ 1.40
Diluted earnings per share (usd per share)	0.40	0.49	1.35	1.39
Cash dividends per common share (usd per share)	$ 0.17	$ 0.17	$ 0.51	$ 0.51

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Statement of Comprehensive Income [Abstract]
Net income	$ 16,220	$ 15,535	$ 46,854	$ 43,985
Securities:
Net change in unrealized holding gains on securities	3,717	866	2,505	4,856
Reclassification adjustment for gains realized in net income	0	(232)	(60)	(232)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(26)	(38)	(86)	(121)
Total securities	3,691	596	2,359	4,503
Derivative instruments:
Net change in unrealized holding (losses) gains on derivative instruments	(1,075)	42	(881)	(773)
Totals derivative instruments	(1,075)	42	(881)	(773)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	55	47	180	137
Total defined benefit pension and post-retirement benefit plans	55	47	180	137
Other comprehensive income, net of tax	2,671	685	1,658	3,867
Comprehensive income	$ 18,891	$ 16,220	$ 48,512	$ 47,852

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Operating activities
Net income	$ 46,854	$ 43,985
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	3,000	5,117
Depreciation, amortization and accretion	5,053	5,658
Deferred income tax expense	3,794	12,237
Funding of mortgage loans held for sale	(992,555)	(408,863)
Proceeds from sales of mortgage loans held for sale	1,069,625	418,090
Gains on sales of mortgage loans held for sale	(20,618)	(6,226)
Gains on sales of securities	(96)	(375)
Losses (gains) on sales of premises and equipment	37	(58)
Stock-based compensation	2,739	3,162
Decrease in FDIC loss-share indemnification asset, net of accretion	5,202	10,227
Decrease in other assets	17,182	16,429
Decrease in other liabilities	(11,047)	(9,526)
Net cash provided by operating activities	129,170	89,857
Investing activities
Purchases of securities available for sale	(54,256)	(100,129)
Proceeds from sales of securities available for sale	8,444	1,099
Proceeds from call/maturities of securities available for sale	83,488	60,202
Purchases of securities held to maturity	(137,776)	(154,126)
Proceeds from call/maturities of securities held to maturity	121,438	130,206
Net increase in loans	(177,740)	(82,319)
Purchases of premises and equipment	(19,364)	(12,494)
Proceeds from sales of premises and equipment	448	0
Net cash received in acquisition	35,787	0
Net cash used in investing activities	(139,531)	(157,561)
Financing activities
Net increase in noninterest-bearing deposits	107,728	79,524
Net decrease in interest-bearing deposits	(85,693)	(157,766)
Net increase in short-term borrowings	355,063	63,363
Proceeds from long-term borrowings	42	0
Repayment of long-term debt	(307,230)	(7,864)
Cash paid for dividends	(17,681)	(16,135)
Cash received on exercise of stock-based compensation	102	401
Excess tax benefit from stock-based compensation	296	1,127
Net cash provided by (used in) financing activities	52,627	(37,350)
Net increase (decrease) in cash and cash equivalents	42,266	(105,054)
Cash and cash equivalents at beginning of period	161,583	246,648
Cash and cash equivalents at end of period	203,849	141,594
Supplemental disclosures
Cash paid for interest	15,936	18,674
Cash paid for income taxes	10,768	9,300
Noncash transactions:
Transfers of loans to other real estate owned	12,268	8,318
Financed sales of other real estate owned	$ 1,017	$ 860

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) and Renasant Insurance, Inc. The Company offers a diversified range of financial, fiduciary and insurance services to its retail and commercial customers through its subsidiaries and full service offices located throughout north and central Mississippi, Tennessee, north and central Alabama and north Georgia. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 filed with the Securities and Exchange Commission on March 2, 2015. Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements. On October 20, 2015, the Company announced the signing of a definitive merger agreement to acquire KeyWorth Bank, the terms of which are disclosed in Note P, "Subsequent Events". The Company has determined that no other significant events occurred after September 30, 2015 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Obligations of other U.S. Government agencies and corporations $ 120,602 $ 32 $ (883 ) $ 119,751 Obligations of states and political subdivisions 356,150 14,742 (410 ) 370,482 $ 476,752 $ 14,774 $ (1,293 ) $ 490,233 December 31, 2014 Obligations of other U.S. Government agencies and corporations $ 125,081 $ 10 $ (2,915 ) $ 122,176 Obligations of states and political subdivisions 305,082 15,428 (198 ) 320,312 $ 430,163 $ 15,438 $ (3,113 ) $ 442,488 The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Obligations of other U.S. Government agencies and corporations $ 6,100 $ 150 $ (2 ) $ 6,248 Residential mortgage backed securities: Government agency mortgage backed securities 362,702 5,740 (892 ) 367,550 Government agency collateralized mortgage obligations 178,546 2,422 (1,542 ) 179,426 Commercial mortgage backed securities: Government agency mortgage backed securities 59,544 1,623 (14 ) 61,153 Government agency collateralized mortgage obligations 5,211 237 — 5,448 Trust preferred securities 24,807 — (5,917 ) 18,890 Other debt securities 19,607 548 (20 ) 20,135 Other equity securities 2,500 1,451 — 3,951 $ 659,017 $ 12,171 $ (8,387 ) $ 662,801 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2014 Obligations of other U.S. Government agencies and corporations $ 6,119 $ 147 $ (119 ) $ 6,147 Residential mortgage backed securities: Government agency mortgage backed securities 292,283 4,908 (832 ) 296,359 Government agency collateralized mortgage obligations 158,436 1,523 (2,523 ) 157,436 Commercial mortgage backed securities: Government agency mortgage backed securities 45,714 1,608 (137 ) 47,185 Government agency collateralized mortgage obligations 4,970 202 — 5,172 Trust preferred securities 26,400 137 (6,781 ) 19,756 Other debt securities 17,517 487 (74 ) 17,930 Other equity securities 2,331 1,268 — 3,599 $ 553,770 $ 10,280 $ (10,466 ) $ 553,584 During the nine months ended September 30, 2015 , the Company sold its pooled trust preferred security XIII with a carrying value of $1,117 at the time of sale for net proceeds of $1,213 resulting in a gain of $96 . Furthermore, the Company sold certain investments acquired from Heritage shortly after acquisition with an aggregate carrying value of $7,231 at the time of sale for net proceeds of $7,231 , resulting in no gain or loss on the sale. During the same period in 2014 , the Company sold securities with a carrying value of $724 at the time of sale for net proceeds of $1,099 resulting in a gain of $375 . Gross realized gains on sales of securities available for sale for the three and nine months ended September 30, 2015 and 2014 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Gross gains on sales of securities available for sale $ — $ 375 $ 96 $ 375 Gross losses on sales of securities available for sale — — — — Gain on sales of securities available for sale, net $ — $ 375 $ 96 $ 375 At September 30, 2015 and December 31, 2014 , securities with a carrying value of $721,834 and $617,189 , respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $37,976 and $16,410 were pledged as collateral for short-term borrowings and derivative instruments at September 30, 2015 and December 31, 2014 , respectively. The amortized cost and fair value of securities at September 30, 2015 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 15,035 $ 15,227 $ — $ — Due after one year through five years 86,835 89,467 6,100 6,248 Due after five years through ten years 237,759 242,027 — — Due after ten years 137,123 143,512 24,807 18,890 Residential mortgage backed securities: Government agency mortgage backed securities — — 362,702 367,550 Government agency collateralized mortgage obligations — — 178,546 179,426 Commercial mortgage backed securities: Government agency mortgage backed securities — — 59,544 61,153 Government agency collateralized mortgage obligations — — 5,211 5,448 Other debt securities — — 19,607 20,135 Other equity securities — — 2,500 3,951 $ 476,752 $ 490,233 $ 659,017 $ 662,801 The following table presents the age of gross unrealized losses and fair value by investment category as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Held to Maturity: September 30, 2015 Obligations of other U.S. Government agencies and corporations 11 $ 45,255 $ (230 ) 12 $ 55,050 $ (653 ) 23 $ 100,305 $ (883 ) Obligations of states and political subdivisions 35 26,941 (305 ) 6 3,861 (105 ) 41 30,802 (410 ) Total 46 $ 72,196 $ (535 ) 18 $ 58,911 $ (758 ) 64 131,107 $ (1,293 ) December 31, 2014 Obligations of other U.S. Government agencies and corporations 2 $ 1,000 $ (1 ) 26 $ 119,174 $ (2,914 ) 28 $ 120,174 $ (2,915 ) Obligations of states and political subdivisions 3 3,353 (29 ) 16 10,052 (169 ) 19 13,405 (198 ) Total 5 $ 4,353 $ (30 ) 42 $ 129,226 $ (3,083 ) 47 $ 133,579 $ (3,113 ) Available for Sale: September 30, 2015 Obligations of other U.S. Government agencies and corporations 1 $ 3,998 $ (2 ) 0 $ — $ — 1 $ 3,998 $ (2 ) Residential mortgage backed securities: Government agency mortgage backed securities 14 51,459 (184 ) 9 28,867 (708 ) 23 80,326 (892 ) Government agency collateralized mortgage obligations 3 6,995 (35 ) 16 54,514 (1,507 ) 19 61,509 (1,542 ) Commercial mortgage backed securities: Government agency mortgage backed securities 2 1,144 (11 ) 1 820 (3 ) 3 1,964 (14 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,890 (5,917 ) 3 18,890 (5,917 ) Other debt securities 0 — — 2 4,051 (20 ) 2 4,051 (20 ) Total 20 $ 63,596 $ (232 ) 31 $ 107,142 $ (8,155 ) 51 $ 170,738 $ (8,387 ) December 31, 2014 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 3,881 $ (119 ) 1 $ 3,881 $ (119 ) Residential mortgage backed securities: Government agency mortgage backed securities 3 18,924 (39 ) 13 49,612 (793 ) 16 68,536 (832 ) Government agency collateralized mortgage obligations 6 32,169 (138 ) 18 65,552 (2,385 ) 24 97,721 (2,523 ) Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 3 10,651 (137 ) 3 10,651 (137 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,503 (6,781 ) 3 18,503 (6,781 ) Other debt securities 0 — — 2 4,175 (74 ) 2 4,175 (74 ) Other equity securities 0 — — 0 — — 0 — — Total 9 $ 51,093 $ (177 ) 40 $ 152,374 $ (10,289 ) 49 $ 203,467 $ (10,466 ) The Company evaluates its investment portfolio for other-than-temporary-impairment (“OTTI”) on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. Impairment is considered to be other-than-temporary if the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity. The Company does not intend to sell any of the securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period greater than twelve months, the Company has experienced an overall improvement in the fair value of its investment portfolio on account of the decrease in interest rates from the prior year and, with the exception of one of its pooled trust preferred securities (discussed below), is collecting principal and interest payments from the respective issuers as scheduled. As such, the Company did not record any OTTI for the three or nine months ended September 30, 2015 or 2014 . The Company holds investments in pooled trust preferred securities that had an amortized cost basis of $24,807 and $26,400 and a fair value of $18,890 and $19,756 at September 30, 2015 and December 31, 2014 , respectively. At September 30, 2015, the investments in pooled trust preferred securities consist of three securities representing interests in various tranches of trusts collateralized by debt issued by over 250 financial institutions. Management’s determination of the fair value of each of its holdings in pooled trust preferred securities is based on the current credit ratings, the known deferrals and defaults by the underlying issuing financial institutions and the degree to which future deferrals and defaults would be required to occur before the cash flow for the Company’s tranches is negatively impacted. In addition, management continually monitors key credit quality and capital ratios of the issuing institutions. This determination is further supported by quarterly valuations, which are performed by third parties, of each security obtained by the Company. The Company does not intend to sell the investments before recovery of the investments' amortized cost, and it is not more likely than not that the Company will be required to sell the investments before recovery of the investments’ amortized cost, which may be at maturity. At September 30, 2015 , management did not, and does not currently, believe such securities will be settled at a price less than the amortized cost of the investment, but the Company previously concluded that it was probable that there had been an adverse change in estimated cash flows for all three trust preferred securities and recognized credit related impairment losses on these securities in 2010 and 2011. No additional impairment was recognized during the nine months ended September 30, 2015 . The Company's analysis of the pooled trust preferred securities during the second quarter of 2015 supported a return to accrual status for one of the three securities (XXVI). During the second quarter of 2014, the Company's analysis supported a return to accrual status for one of the other securities (XXIII). An observed history of principal and interest payments combined with improved qualitative and quantitative factors described above justified the accrual of interest on these securities. However, the remaining security (XXIV) is still in "payment in kind" status where interest payments are not expected until a future date and therefore, the qualitative and quantitative factors described above do not justify a return to accrual status at this time. As a result, pooled trust preferred security XXIV remains classified as nonaccruing asset at September 30, 2015 , and investment interest is recorded on the cash-basis method until qualifying for return to accrual status. The following table provides information regarding the Company’s investments in pooled trust preferred securities at September 30, 2015 : Name Single/ Pooled Class/ Tranche Amortized Cost Fair Value Unrealized Loss Lowest Credit Rating Issuers Currently in Deferral or Default XXIII Pooled B-2 $ 8,510 $ 5,882 $ (2,628 ) Baa3 18 % XXIV Pooled B-2 12,076 9,963 (2,113 ) Caa2 31 % XXVI Pooled B-2 4,221 3,045 (1,176 ) Ba3 26 % $ 24,807 $ 18,890 $ (5,917 ) The following table provides a summary of the cumulative credit related losses recognized in earnings for which a portion of OTTI has been recognized in other comprehensive income: 2015 2014 Balance at January 1 $ (3,337 ) $ (3,337 ) Additions related to credit losses for which OTTI was not previously recognized — — Increases in credit loss for which OTTI was previously recognized — — Balance at September 30 $ (3,337 ) $ (3,337 )

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2015
Receivables [Abstract]
Loans and the Allowance for Loan Losses	Loans and the Allowance for Loan Losses (In Thousands, Except Number of Loans) The following is a summary of loans as of the dates presented: September 30, December 31, 2014 Commercial, financial, agricultural $ 621,121 $ 483,283 Lease financing 25,190 10,427 Real estate – construction 339,370 212,061 Real estate – 1-4 family mortgage 1,662,505 1,236,360 Real estate – commercial mortgage 2,516,889 1,956,914 Installment loans to individuals 113,377 89,142 Gross loans 5,278,452 3,988,187 Unearned income (492 ) (313 ) Loans, net of unearned income 5,277,960 3,987,874 Allowance for loan losses (42,051 ) (42,289 ) Net loans $ 5,235,909 $ 3,945,585 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans September 30, 2015 Commercial, financial, agricultural $ 928 $ 1,146 $ 618,263 $ 620,337 $ — $ 503 $ 281 $ 784 $ 621,121 Lease financing — — 24,771 24,771 — 419 — 419 25,190 Real estate – construction 789 — 338,581 339,370 — — — — 339,370 Real estate – 1-4 family mortgage 8,947 5,789 1,635,107 1,649,843 296 3,618 8,748 12,662 1,662,505 Real estate – commercial mortgage 6,918 6,614 2,483,675 2,497,207 560 9,285 9,837 19,682 2,516,889 Installment loans to individuals 434 65 112,837 113,336 — 34 7 41 113,377 Unearned income — — (492 ) (492 ) — — — — (492 ) Total $ 18,016 $ 13,614 $ 5,212,742 $ 5,244,372 $ 856 $ 13,859 $ 18,873 $ 33,588 $ 5,277,960 December 31, 2014 Commercial, financial, agricultural $ 1,113 $ 636 $ 480,332 $ 482,081 $ 16 $ 820 $ 366 $ 1,202 $ 483,283 Lease financing 462 — 9,965 10,427 — — — — 10,427 Real estate – construction — 37 211,860 211,897 — 164 — 164 212,061 Real estate – 1-4 family mortgage 8,398 2,382 1,212,214 1,222,994 355 4,604 8,407 13,366 1,236,360 Real estate – commercial mortgage 6,924 7,637 1,912,758 1,927,319 1,826 16,928 10,841 29,595 1,956,914 Installment loans to individuals 269 21 88,782 89,072 — 59 11 70 89,142 Unearned income — — (313 ) (313 ) — — — — (313 ) Total $ 17,166 $ 10,713 $ 3,915,598 $ 3,943,477 $ 2,197 $ 22,575 $ 19,625 $ 44,397 $ 3,987,874 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2015 or December 31, 2014 . The outstanding balance of restructured loans on nonaccrual status was $14,200 and $11,392 at September 30, 2015 and December 31, 2014 , respectively. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Impairment is measured on a loan-by-loan basis for commercial, consumer and construction loans above a minimum dollar amount threshold by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are evaluated collectively for impairment. When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded balance has been reduced to zero, future cash receipts are applied to interest income, to the extent any interest has been foregone, and then they are recorded as recoveries of any amounts previously charged-off. For impaired loans, a specific reserve is established to adjust the carrying value of the loan to its estimated net realizable value. Impaired loans recognized in conformity with Financial Accounting Standards Board Accounting Standards Codification Topic ("ASC") 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance September 30, 2015 Commercial, financial, agricultural $ 8,456 $ 6,529 $ 49 $ 6,578 $ 599 Real estate – construction — — — — — Real estate – 1-4 family mortgage 43,363 32,769 6,118 38,887 4,773 Real estate – commercial mortgage 99,819 79,292 9,379 88,671 4,374 Installment loans to individuals 811 499 7 506 1 Total $ 152,449 $ 119,089 $ 15,553 $ 134,642 $ 9,747 December 31, 2014 Commercial, financial, agricultural $ 4,871 $ 984 $ 1,375 $ 2,359 $ 171 Real estate – construction 164 164 — 164 — Real estate – 1-4 family mortgage 31,906 18,401 7,295 25,696 4,824 Real estate – commercial mortgage 90,196 29,079 28,784 57,863 5,767 Installment loans to individuals 397 21 51 72 — Totals $ 127,534 $ 48,649 $ 37,505 $ 86,154 $ 10,762 The following table presents the average recorded investment and interest income recognized on impaired loans for the periods presented: Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 6,763 $ 10 $ 4,167 $ 160 Lease financing — — — — Real estate – construction — — 1,997 96 Real estate – 1-4 family mortgage 40,410 46 26,378 808 Real estate – commercial mortgage 91,323 152 74,648 3,110 Installment loans to individuals 520 1 141 13 Total $ 139,016 $ 209 $ 107,331 $ 4,187 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 6,519 $ 184 $ 4,399 $ 165 Real estate – construction — — 2,023 98 Real estate – 1-4 family mortgage 40,203 917 27,122 843 Real estate – commercial mortgage 93,107 2,764 80,402 3,174 Installment loans to individuals 531 13 147 13 Total $ 140,360 $ 3,878 $ 114,093 $ 4,293 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The following table presents restructured loans segregated by class as of the dates presented: Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment September 30, 2015 Commercial, financial, agricultural 2 $ 507 $ 460 Real estate – construction — — — Real estate – 1-4 family mortgage 60 6,084 5,563 Real estate – commercial mortgage 25 14,324 12,791 Installment loans to individuals 1 67 67 Total 88 $ 20,982 $ 18,881 December 31, 2014 Commercial, financial, agricultural 2 $ 507 $ 507 Real estate – construction — — — Real estate – 1-4 family mortgage 35 5,212 4,567 Real estate – commercial mortgage 16 10,590 9,263 Installment loans to individuals — — — Total 53 $ 16,309 $ 14,337 Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2015 53 $ 14,337 Additional loans with concessions 53 12,662 Reductions due to: Reclassified as nonperforming (3 ) (331 ) Paid in full (13 ) (4,820 ) Charge-offs (1 ) (56 ) Transfer to other real estate owned — — Principal paydowns — (688 ) Lapse of concession period — — TDR reclassified as performing loan (1 ) (2,223 ) Totals at September 30, 2015 88 $ 18,881 The allocated allowance for loan losses attributable to restructured loans was $1,343 and $1,547 at September 30, 2015 and December 31, 2014 , respectively. The Company had $6 remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2015 and none at December 31, 2014 . Credit Quality For loans originated for commercial purposes, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9 , with 1 being loans with the least credit risk. Loans that migrate toward the “Pass” grade (those with a risk rating between 1 and 4 ) or within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Watch” grade (those with a risk rating of 5 ) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 6 and 9 ) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total September 30, 2015 Commercial, financial, agricultural $ 460,425 $ 7,583 $ 4,159 $ 472,167 Lease financing — — 419 419 Real estate – construction 256,056 1,692 38 257,786 Real estate – 1-4 family mortgage 250,296 10,736 14,448 275,480 Real estate – commercial mortgage 1,927,091 40,811 25,853 1,993,755 Installment loans to individuals 27 — — 27 Total $ 2,893,895 $ 60,822 $ 44,917 $ 2,999,634 December 31, 2014 Commercial, financial, agricultural $ 337,998 $ 5,255 $ 1,451 $ 344,704 Lease financing — — — — Real estate – construction 150,683 855 — 151,538 Real estate – 1-4 family mortgage 122,608 6,079 11,479 140,166 Real estate – commercial mortgage 1,389,787 31,109 33,554 1,454,450 Installment loans to individuals 1,402 — — 1,402 Total $ 2,002,478 $ 43,298 $ 46,484 $ 2,092,260 For portfolio balances of consumer, consumer mortgage and certain other loans originated for other than commercial purposes, allowance factors are determined based on historical loss ratios by portfolio for the preceding eight quarters and may be adjusted by other qualitative criteria. The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total September 30, 2015 Commercial, financial, agricultural $ 135,821 $ 356 $ 136,177 Lease financing 24,279 — 24,279 Real estate – construction 79,970 — 79,970 Real estate – 1-4 family mortgage 1,292,638 2,961 1,295,599 Real estate – commercial mortgage 300,582 1,340 301,922 Installment loans to individuals 110,431 26 110,457 Total $ 1,943,721 $ 4,683 $ 1,948,404 December 31, 2014 Commercial, financial, agricultural $ 114,996 $ 179 $ 115,175 Lease financing 10,114 — 10,114 Real estate – construction 60,323 200 60,523 Real estate – 1-4 family mortgage 1,010,645 2,730 1,013,375 Real estate – commercial mortgage 266,867 1,352 268,219 Installment loans to individuals 83,744 39 83,783 Total $ 1,546,689 $ 4,500 $ 1,551,189 Loans Acquired with Deteriorated Credit Quality Loans acquired in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the dates presented: Impaired Covered Loans Other Covered Loans Not Covered Loans Total September 30, 2015 Commercial, financial, agricultural $ 1,205 $ 415 $ 11,157 $ 12,777 Lease financing — — — — Real estate – construction — 94 1,520 1,614 Real estate – 1-4 family mortgage 5,895 26,990 58,541 91,426 Real estate – commercial mortgage 13,893 23,323 183,996 221,212 Installment loans to individuals — 47 2,846 2,893 Total $ 20,993 $ 50,869 $ 258,060 $ 329,922 December 31, 2014 Commercial, financial, agricultural $ — $ 6,684 $ 16,720 $ 23,404 Lease financing — — — — Real estate – construction — — — — Real estate – 1-4 family mortgage 420 43,597 38,802 82,819 Real estate – commercial mortgage 7,584 84,720 141,941 234,245 Installment loans to individuals — 36 3,921 3,957 Total $ 8,004 $ 135,037 $ 201,384 $ 344,425 The references in the table above and elsewhere in these Notes to "covered loans" and "not covered loans" (as well as to "covered OREO" and "not covered OREO") refer to loans (or OREO, as applicable) covered and not covered, respectively, by loss-share agreements with the FDIC. See Note E, "FDIC Loss-Share Indemnification Asset," below for more information. The following table presents the fair value of loans determined to be impaired at the time of acquisition and determined not to be impaired at the time of acquisition at September 30, 2015 : Impaired Covered Loans Other Covered Loans Not Covered Loans Total Contractually-required principal and interest $ 22,400 $ 67,828 $ 383,887 $ 474,115 Nonaccretable difference (1) (1,397 ) (11,983 ) (86,891 ) (100,271 ) Cash flows expected to be collected 21,003 55,845 296,996 373,844 Accretable yield (2) (10 ) (4,976 ) (38,936 ) (43,922 ) Fair value $ 20,993 $ 50,869 $ 258,060 $ 329,922 (1) Represents contractual principal and interest cash flows of $100,023 and $249 , respectively, not expected to be collected. (2) Represents contractual interest payments of $2,329 expected to be collected and purchase discount of $41,594 . Changes in the accretable yield of loans acquired with deteriorated credit quality were as follows: Impaired Covered Loans Other Covered Loans Not Covered Loans Total Balance at January 1, 2015 $ (1 ) $ (2,623 ) $ (29,809 ) $ (32,433 ) Additions due to acquisition — (4,880 ) (15,386 ) (20,266 ) Reclasses from nonaccretable difference (578 ) 977 (4,355 ) (3,956 ) Accretion 569 1,550 9,131 11,250 Charge-offs — — 1,483 1,483 Balance at September 30, 2015 $ (10 ) $ (4,976 ) $ (38,936 ) $ (43,922 ) The following table presents the fair value of loans acquired from Heritage Financial Group, Inc. (“Heritage”) as of the July 1, 2015 acquisition date. At acquisition date: July 1, 2015 Contractually-required principal and interest $ 1,237,944 Nonaccretable difference 59,408 Cash flows expected to be collected 1,178,536 Accretable yield 66,919 Fair value $ 1,111,617 Allowance for Loan Losses The allowance for loan losses is maintained at a level believed adequate by management based on its ongoing analysis of the loan portfolio to absorb probable credit losses inherent in the entire loan portfolio, including collective impairment as recognized under ASC 450, “Contingencies”. Collective impairment is calculated based on loans grouped by grade. Another component of the allowance is losses on loans assessed as impaired under ASC 310. The balance of these loans and their related allowance is included in management’s estimation and analysis of the allowance for loan losses. Management and the internal loan review staff evaluate the adequacy of the allowance for loan losses quarterly. The allowance for loan losses is evaluated based on a continuing assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including its risk rating system, regulatory guidance and economic conditions. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is established through a provision for loan losses charged to earnings resulting from measurements of inherent credit risk in the loan portfolio and estimates of probable losses or impairments of individual loans. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The following table provides a roll forward of the allowance for loan losses and a breakdown of the ending balance of the allowance based on the Company’s impairment methodology for the periods presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Charge-offs (143 ) — (251 ) (430 ) (132 ) (956 ) Recoveries 82 3 145 112 27 369 Net charge-offs (61 ) 3 (106 ) (318 ) (105 ) (587 ) Provision for loan losses (307 ) 360 165 53 358 629 Benefit attributable to FDIC loss-share agreements (10 ) — (39 ) (231 ) — (280 ) Recoveries payable to FDIC 20 1 99 277 4 401 Provision for loan losses charged to operations (297 ) 361 225 99 362 750 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Nine Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 3,305 $ 1,415 $ 13,549 $ 22,759 $ 1,261 $ 42,289 Charge-offs (501 ) (26 ) (1,605 ) (2,287 ) (238 ) (4,657 ) Recoveries 221 16 515 581 86 1,419 Net charge-offs (280 ) (10 ) (1,090 ) (1,706 ) (152 ) (3,238 ) Provision for loan losses 624 254 653 244 425 2,200 Benefit attributable to FDIC loss-share agreements (65 ) — (82 ) (717 ) — (864 ) Recoveries payable to FDIC 29 2 881 748 4 1,664 Provision for loan losses charged to operations 588 256 1,452 275 429 3,000 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Period-End Amount Allocated to: Individually evaluated for impairment $ 214 $ — $ 4,482 $ 3,101 $ — $ 7,797 Collectively evaluated for impairment 3,014 1,661 9,137 16,955 1,537 32,304 Acquired with deteriorated credit quality 385 — 292 1,272 1 1,950 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended September 30, 2014 Allowance for loan losses: Beginning balance $ 3,264 $ 1,267 $ 11,797 $ 29,771 $ 1,205 $ 47,304 Charge-offs (1,206 ) — (1,271 ) (3,513 ) (112 ) (6,102 ) Recoveries 103 6 751 267 23 1,150 Net (charge-offs) recoveries (1,103 ) 6 (520 ) (3,246 ) (89 ) (4,952 ) Provision for loan losses 1,007 109 (491 ) 4,043 107 4,775 Benefit attributable to FDIC loss-share agreements (19 ) — (189 ) (3,169 ) — (3,377 ) Recoveries payable to FDIC 22 — 16 781 — 819 Provision for loan losses charged to operations 1,010 109 (664 ) 1,655 107 2,217 Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Nine Months Ended September 30, 2014 Allowance for loan losses: Beginning balance $ 3,090 $ 1,091 $ 18,629 $ 23,688 $ 1,167 $ 47,665 Charge-offs (1,325 ) — (4,143 ) (4,056 ) (404 ) (9,928 ) Recoveries 215 14 1,108 325 53 1,715 Net (charge-offs) recoveries (1,110 ) 14 (3,035 ) (3,731 ) (351 ) (8,213 ) Provision for loan losses 1,095 276 (5,182 ) 12,045 407 8,641 Benefit attributable to FDIC loss-share agreements (87 ) — (324 ) (4,640 ) — (5,051 ) Recoveries payable to FDIC 183 1 525 818 — 1,527 Provision for loan losses charged to operations 1,191 277 (4,981 ) 8,223 407 5,117 Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 Period-End Amount Allocated to: Individually evaluated for impairment $ — $ — $ 1,260 $ 6,820 $ — $ 8,080 Collectively evaluated for impairment 3,171 1,382 9,353 21,360 1,223 36,489 Acquired with deteriorated credit quality — — — — — — Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 (1) Includes lease financing receivables. The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total September 30, 2015 Individually evaluated for impairment $ 1,265 $ — $ 16,462 $ 20,096 $ 71 $ 37,894 Collectively evaluated for impairment 607,079 337,756 1,554,617 2,275,581 135,111 4,910,144 Acquired with deteriorated credit quality 12,777 1,614 91,426 221,212 2,893 329,922 Ending balance $ 621,121 $ 339,370 $ 1,662,505 $ 2,516,889 $ 138,075 $ 5,277,960 December 31, 2014 Individually evaluated for impairment $ 984 $ 164 $ 18,401 $ 29,079 $ 21 $ 48,649 Collectively evaluated for impairment 458,895 211,897 1,135,140 1,693,590 95,278 3,594,800 Acquired with deteriorated credit quality 23,404 — 82,819 234,245 3,957 344,425 Ending balance $ 483,283 $ 212,061 $ 1,236,360 $ 1,956,914 $ 99,256 $ 3,987,874 (1) Includes lease financing receivables.

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2015
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs as of the dates presented: Covered OREO Not Covered OREO Total OREO September 30, 2015 Residential real estate $ 556 $ 4,452 $ 5,008 Commercial real estate 632 12,583 13,215 Residential land development 1 4,729 4,730 Commercial land development 1,994 11,387 13,381 Total $ 3,183 $ 33,151 $ 36,334 December 31, 2014 Residential real estate $ 657 $ 4,549 $ 5,206 Commercial real estate 470 9,179 9,649 Residential land development 2,445 4,990 7,435 Commercial land development 2,796 9,386 12,182 Total $ 6,368 $ 28,104 $ 34,472 Changes in the Company’s OREO covered and not covered under a loss-share agreement were as follows: Covered OREO Not Covered OREO Total OREO Balance at January 1, 2015 $ 6,368 $ 28,104 $ 34,472 Acquired OREO 3,722 6,250 9,972 Transfer of balance to non-covered OREO (1) (3,431 ) 3,431 — Transfers of loans 4,252 8,016 12,268 Capitalized improvements — — — Impairments (2) (454 ) (1,831 ) (2,285 ) Dispositions (7,268 ) (10,794 ) (18,062 ) Other (6 ) (25 ) (31 ) Balance at September 30, 2015 $ 3,183 $ 33,151 $ 36,334 (1) Represents a transfer of balance on non-single family assets of Crescent Bank & Trust Company. The claims period to submit losses to the FDIC for reimbursement ended July 25, 2015 for non-single family assets. (2) Of the total impairment charges of $454 recorded for covered OREO, $91 was included in the Consolidated Statements of Income for the nine months ended September 30, 2015 , while the remaining $363 increased the FDIC loss-share indemnification asset. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Repairs and maintenance $ 215 $ 223 $ 513 $ 1,760 Property taxes and insurance 176 148 560 445 Impairments 527 856 1,922 1,901 Net gains on OREO sales (16 ) (85 ) (499 ) (97 ) Rental income (41 ) (41 ) (149 ) (139 ) Total $ 861 $ 1,101 $ 2,347 $ 3,870

FDIC Loss-Share Indemnification

FDIC Loss-Share Indemnification Asset	9 Months Ended
	Sep. 30, 2015
FDIC Loss-Share Indemnification Asset [Abstract]
FDIC Loss-Share Indemnification Asset	FDIC Loss-Share Indemnification Asset (In Thousands) As part of the loan portfolio and OREO fair value estimation in connection with FDIC-assisted acquisitions, a FDIC loss-share indemnification asset is established, which represents the present value as of the acquisition date of the estimated losses on covered assets to be reimbursed by the FDIC. Pursuant to the terms of both of our loss-share agreements, the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered assets, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered assets. The estimated losses are based on the same cash flow estimates used in determining the fair value of the covered assets. The FDIC loss-share indemnification asset is reduced as losses are recognized on covered assets and loss-share payments are received from the FDIC. Realized losses in excess of estimates as of the date of the acquisition increase the FDIC loss-share indemnification asset. Conversely, when realized losses are less than these estimates, the portion of the FDIC loss-share indemnification asset no longer expected to result in a payment from the FDIC is amortized into interest income using the effective interest method. Changes in the FDIC loss-share indemnification asset were as follows: Balance at January 1, 2015 $ 12,516 Acquisition of Heritage 2,322 Changes in expected cash flows from initial estimates on: Covered Loans (2,775 ) Covered OREO (68 ) Reimbursable expenses 372 Accretion — Reimbursements received from the FDIC (4,323 ) Balance at September 30, 2015 $ 8,044

Mortgage Servicing Rights

Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2015
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights, included in “Other assets” on the Consolidated Balance Sheets, are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair market value. Fair market value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors. Impairment losses on mortgage servicing rights are recognized to the extent by which the unamortized cost exceeds fair value. No impairment losses on mortgage servicing rights were recognized in earnings for the three or nine months ended September 30, 2015 or 2014 . Changes in the Company’s mortgage servicing rights were as follows: Balance at January 1, 2015 $ 11,662 Addition from acquisition 11,847 Capitalization 7,015 Amortization (2,256 ) Balance at September 30, 2015 $ 28,268 Data and key economic assumptions related to the Company’s mortgage servicing rights as of September 30, 2015 are as follows: Unpaid principal balance $ 2,739,359 Weighted-average prepayment speed (CPR) 9.73 % Estimated impact of a 10% increase $ (1,091 ) Estimated impact of a 20% increase (2,109 ) Discount rate 9.51 % Estimated impact of a 10% increase $ (1,125 ) Estimated impact of a 20% increase (2,169 ) Weighted-average coupon interest rate 3.96 % Weighted-average servicing fee (basis points) 25.02 Weighted-average remaining maturity (in years) 14.42

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	9 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) The Company sponsors a noncontributory defined benefit pension plan, under which participation and future benefit accruals ceased as of December 31, 1996. The Company also provides retiree health benefits for certain employees who were employed by the Company and enrolled in the Company's health plan as of December 31, 2004. To receive benefits, an eligible employee must retire from service with the Company and its affiliates between age 55 and 65 and be credited with at least 15 years of service or with 70 points, determined as the sum of age and service at retirement. The Company periodically determines the portion of the premium to be paid by each eligible retiree and the portion to be paid by the Company. Coverage ceases when an employee attains age 65 and is eligible for Medicare. The Company also provides life insurance coverage for each retiree in the face amount of $5 until age 70 . Retirees can purchase additional insurance or continue coverage beyond age 70 at their sole expense. In connection with the acquisition of Heritage, the Company assumed the noncontributory defined benefit pension plan maintained by HeritageBank, under which accruals had ceased and the plan had been terminated by HeritageBank immediately prior to the acquisition date. The Company will sponsor the plan until satisfactory status of termination has been received from both the Pension Benefit Guarantee Corporation and the Internal Revenue Service at which point final distribution will be made to participants. The plan expense for the Company-sponsored noncontributory defined benefit pension plans, including the plan assumed from HeritageBank, (“Pension Benefits”) and post-retirement health and life plans (“Other Benefits”) for the periods presented was as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2015 2014 2015 2014 Service cost $ — $ — $ 5 $ 1 Interest cost 427 328 15 19 Expected return on plan assets (618 ) (539 ) — — Prior service cost recognized — — — — Recognized actuarial loss 88 59 27 18 Net periodic benefit cost (return) $ (103 ) $ (152 ) $ 47 $ 38 Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Service cost $ — $ — $ 13 $ 13 Interest cost 972 964 45 65 Expected return on plan assets (1,639 ) (1,617 ) — — Prior service cost recognized — — — — Recognized actuarial loss 244 150 73 72 Net periodic benefit (return) cost $ (423 ) $ (503 ) $ 131 $ 150 In March 2011, the Company adopted a long-term equity incentive plan, which provides for the grant of stock options and the award of restricted stock. The plan replaced the long-term incentive plan adopted in 2001, which expired in October 2011. The Company issues shares of treasury stock to satisfy stock options exercised or restricted stock granted under the plan. Options granted under the plan allow participants to acquire shares of the Company's common stock at a fixed exercise price and expire ten years after the grant date. Options vest and become exercisable in installments over a three -year period measured from the grant date. Options that have not vested are forfeited and canceled upon the termination of a participant's employment. There were no stock options granted during the three and nine months ended September 30, 2015 and 2014 . The following table summarizes the changes in stock options as of and for the nine months ended September 30, 2015 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 830,950 $ 18.70 Granted — — Exercised (129,785 ) 19.55 Forfeited (7,500 ) 30.63 Options outstanding at end of period 693,665 $ 18.42 The Company awards performance-based restricted stock to executives and time-based restricted stock to directors and other officers and employees under the long-term equity incentive plan. The performance-based restricted stock vests upon completion of a one -year service period and the attainment of certain performance goals. Performance-based restricted stock is issued at the target level; the number of shares ultimately awarded is determined at the end of each year and may be increased or decreased depending on the Company falling short of, meeting or exceeding financial performance measures defined by the Board of Directors. Time-based restricted stock vests at the end of the service period defined in the respective grant. The fair value of each restricted stock award is the closing price of the Company's common stock on the day immediately preceding the award date. The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2015 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period — $ — 38,336 $ 27.26 Awarded 81,750 28.93 103,588 31.74 Vested — — (11,486 ) 27.86 Cancelled (250 ) 28.93 (250 ) 31.46 Nonvested at end of period 81,500 $ 28.93 130,188 $ 30.91 During the nine months ended September 30, 2015 , the Company reissued 100,618 shares from treasury in connection with the exercise of stock options and award of restricted stock. The Company recorded total stock-based compensation expense of $1,019 and $1,340 for the three months ended September 30, 2015 and 2014 , respectively, and $2,739 and $3,162 for the nine months ended September 30, 2015 and 2014 , respectively.

Segment Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment offers a broad range of fiduciary services which includes the administration and management of trust accounts including personal and corporate benefit accounts, self-directed IRAs, and custodial accounts. In addition, the Wealth Management segment offers annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio, as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended September 30, 2015 Net interest income $ 69,471 $ 81 $ 419 $ (1,291 ) $ 68,680 Provision for loan losses 749 — 1 — 750 Noninterest income 26,677 2,434 2,981 25 32,117 Noninterest expense 71,569 1,783 2,497 236 76,085 Income (loss) before income taxes 23,830 732 902 (1,502 ) 23,962 Income taxes 8,039 289 — (586 ) 7,742 Net income (loss) $ 15,791 $ 443 $ 902 $ (916 ) $ 16,220 Total assets $ 7,837,534 $ 21,978 $ 43,150 $ 16,070 $ 7,918,732 Goodwill 449,270 2,767 — — 452,037 Three months ended September 30, 2014 Net interest income $ 51,298 $ 65 $ 338 $ (1,229 ) $ 50,472 Provision for loan losses 2,268 — (51 ) — 2,217 Noninterest income 17,547 2,261 2,357 398 22,563 Noninterest expense 44,129 1,656 2,177 213 48,175 Income (loss) before income taxes 22,448 670 569 (1,044 ) 22,643 Income taxes 7,251 262 — (405 ) 7,108 Net income (loss) $ 15,197 $ 408 $ 569 $ (639 ) $ 15,535 Total assets $ 5,671,079 $ 18,834 $ 46,527 $ 15,271 $ 5,751,711 Goodwill 271,891 2,767 — — 274,658 Community Banks Insurance Wealth Management Other Consolidated Nine months ended September 30, 2015 Net interest income $ 171,310 $ 228 $ 1,260 $ (3,606 ) $ 169,192 Provision for loan losses 3,008 — (8 ) — 3,000 Noninterest income 62,174 7,012 7,694 58 76,938 Noninterest expense 162,184 5,131 6,748 612 174,675 Income (loss) before income taxes 68,292 2,109 2,214 (4,160 ) 68,455 Income taxes 22,397 827 — (1,623 ) 21,601 Net income (loss) $ 45,895 $ 1,282 $ 2,214 $ (2,537 ) $ 46,854 Total assets $ 7,837,534 $ 21,978 $ 43,150 $ 16,070 $ 7,918,732 Goodwill 449,270 2,767 — — 452,037 Nine months ended September 30, 2014 Net interest income $ 154,678 $ 177 $ 969 $ (3,212 ) $ 152,612 Provision for loan losses 5,158 — (41 ) — 5,117 Noninterest income 46,722 6,792 6,691 445 60,650 Noninterest expense 133,784 4,814 6,044 574 145,216 Income (loss) before income taxes 62,458 2,155 1,657 (3,341 ) 62,929 Income taxes 19,397 844 — (1,297 ) 18,944 Net income (loss) $ 43,061 $ 1,311 $ 1,657 $ (2,044 ) $ 43,985 Total assets $ 5,671,079 $ 18,834 $ 46,527 $ 15,271 $ 5,751,711 Goodwill 271,891 2,767 — — 274,658

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy ASC 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, mortgage-backed securities, trust preferred securities, and other debt and equity securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : The Company uses derivatives to manage various financial risks. Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2015 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,248 $ — $ 6,248 Residential mortgage-backed securities: Government agency mortgage backed securities — 367,550 — 367,550 Government agency collateralized mortgage obligations — 179,426 — 179,426 Commercial mortgage-backed securities: Government agency mortgage backed securities — 61,153 — 61,153 Government agency collateralized mortgage obligations — 5,448 — 5,448 Trust preferred securities — — 18,890 18,890 Other debt securities — 20,135 — 20,135 Other equity securities — 3,951 — 3,951 Total securities available for sale — 643,911 18,890 662,801 Derivative instruments: Interest rate contracts — 3,282 — 3,282 Interest rate lock commitments — 9,293 — 9,293 Total derivative instruments — 12,575 — 12,575 Mortgage loans held for sale — 317,681 — 317,681 Total financial assets $ — $ 974,167 $ 18,890 $ 993,057 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 5,284 $ — $ 5,284 Interest rate contracts — 3,282 — 3,282 Interest rate lock commitments — 30 — 30 Forward commitments — 3,866 — 3,866 Total derivative instruments — 12,462 — 12,462 Total financial liabilities $ — $ 12,462 $ — $ 12,462 Level 1 Level 2 Level 3 Totals December 31, 2014 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,147 $ — $ 6,147 Residential mortgage-backed securities: Government agency mortgage backed securities — 296,359 — 296,359 Government agency collateralized mortgage obligations — 157,436 — 157,436 Commercial mortgage-backed securities: Government agency mortgage backed securities — 47,185 — 47,185 Government agency collateralized mortgage obligations — 5,172 — 5,172 Trust preferred securities — — 19,756 19,756 Other debt securities — 17,930 — 17,930 Other equity securities — 3,599 — 3,599 Total securities available for sale — 533,828 19,756 553,584 Derivative instruments: Interest rate contracts — 2,142 — 2,142 Interest rate lock commitments — 1,584 — 1,584 Forward commitments — 5 — 5 Total derivative instruments — 3,731 — 3,731 Mortgage loans held for sale — 25,628 — 25,628 Total financial assets $ — $ 563,187 $ 19,756 $ 582,943 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 3,847 $ — $ 3,847 Interest rate contracts — 2,143 — 2,143 Forward commitments — 303 — 303 Total derivative instruments — 6,293 — 6,293 Total financial liabilities $ — $ 6,293 $ — $ 6,293 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the nine months ended September 30, 2015 . The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, during the three and nine months ended September 30, 2015 and 2014 , respectively: Securities available for sale Three Months Ended September 30, 2015 Trust preferred securities Total Balance at July 1, 2015 $ 19,127 $ 19,127 Accretion included in net income 8 8 Unrealized gains included in other comprehensive income (200 ) (200 ) Purchases — — Sales — — Issues — — Settlements (45 ) (45 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2015 $ 18,890 $ 18,890 Securities available for sale Three Months Ended September 30, 2014 Trust preferred securities Total Balance at July 1, 2014 $ 18,309 $ 18,309 Accretion included in net income — — Unrealized gains included in other comprehensive income 1,896 1,896 Reclassification adjustment — — Purchases — — Sales — — Issues — — Settlements (632 ) (632 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2014 $ 19,573 $ 19,573 Securities available for sale Nine Months Ended September 30, 2015 Trust preferred securities Total Balance at January 1, 2015 $ 19,756 $ 19,756 Realized gains included in net income (70 ) (70 ) Unrealized gains included in other comprehensive income 822 822 Purchases — — Sales (1,117 ) (1,117 ) Issues — — Settlements (501 ) (501 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2015 $ 18,890 $ 18,890 Securities available for sale Nine Months Ended September 30, 2014 Trust preferred securities Total Balance at January 1, 2014 $ 17,671 $ 17,671 Realized gains included in net income 16 16 Unrealized gains included in other comprehensive income 2,695 2,695 Reclassification adjustment — — Purchases — — Sales — — Issues — — Settlements (809 ) (809 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2014 $ 19,573 $ 19,573 For the three or nine months ended September 30, 2015 and 2014 , there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table presents information as of September 30, 2015 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 18,890 Discounted cash flows Default rate 0-100% Nonrecurring Fair Value Measurements Certain assets may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2015 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 3,467 $ 3,467 OREO — — 11,817 11,817 Total $ — $ — $ 15,284 $ 15,284 December 31, 2014 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 12,360 $ 12,360 OREO — — 4,460 4,460 Total $ — $ — $ 16,820 $ 16,820 As of September 30, 2015 and December 31, 2014, there were no liabilities measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheet. The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities measured on a nonrecurring basis: Impaired loans: Loans considered impaired are reserved for at the time the loan is identified as impaired taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Impaired loans covered under loss-share agreements were recorded at their fair value upon the acquisition date, and no fair value adjustments were necessary for the nine months ended September 30, 2015 and 2014 , respectively. Impaired loans not covered under loss-share agreements that were measured or re-measured at fair value had a carrying value of $3,746 and $13,349 at September 30, 2015 and December 31, 2014 , respectively, and a specific reserve for these loans of $279 and $989 was included in the allowance for loan losses as of such respective dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO covered under loss-share agreements is recorded at its fair value on its acquisition date. OREO not covered under loss-share agreements acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2014 OREO covered under loss-share agreements: Carrying amount prior to remeasurement $ 1,380 $ 3,162 Impairment recognized in results of operations (38 ) (185 ) Increase in FDIC loss-share indemnification asset (152 ) (742 ) Receivable from other guarantor — (422 ) Fair value $ 1,190 $ 1,813 OREO not covered under loss-share agreements: Carrying amount prior to remeasurement $ 12,284 $ 3,513 Impairment recognized in results of operations (1,657 ) (866 ) Fair value $ 10,627 $ 2,647 The following table presents information as of September 30, 2015 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 3,467 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 11,817 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $1,023 and net losses of $58 resulting from fair value changes of these mortgage loans were recorded in income during the nine months ended September 30, 2015 and nine months ended September 30, 2014, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Gains on sales of mortgage loans held for sale” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of: September 30, 2015 Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 317,681 $ 310,256 $ 7,425 Past due loans of 90 days or more — — — Nonaccrual loans — — — Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2015 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 203,849 $ 203,849 $ — $ — $ 203,849 Securities held to maturity 476,752 — 490,233 — 490,233 Securities available for sale 662,801 — 643,911 18,890 662,801 Mortgage loans held for sale 317,681 — 317,681 — 317,681 Loans covered under loss-share agreements 100,839 — — 134,962 134,962 Loans not covered under loss-share agreements, net 5,135,070 — — 5,100,022 5,100,022 FDIC loss-share indemnification asset 8,044 — — 8,044 8,044 Mortgage servicing rights 28,268 — — 28,559 28,559 Derivative instruments 12,575 — 12,575 — 12,575 Financial liabilities Deposits $ 6,234,561 $ 4,200,398 $ 1,546,930 $ — $ 5,747,328 Short-term borrowings 402,122 402,122 — — 402,122 Federal Home Loan Bank advances 54,456 — 58,439 — 58,439 Junior subordinated debentures 94,958 — 79,053 — 79,053 Derivative instruments 12,462 — 12,462 — 12,462 Fair Value As of December 31, 2014 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 161,583 $ 161,583 $ — $ — $ 161,583 Securities held to maturity 430,163 — 442,488 — 442,488 Securities available for sale 553,584 — 533,828 19,756 553,584 Mortgage loans held for sale 25,628 — 25,628 — 25,628 Loans covered under loss-share agreements 143,041 — — 143,487 143,487 Loans not covered under loss-share agreements, net 3,844,833 — — 3,751,727 3,751,727 FDIC loss-share indemnification asset 12,516 — — 12,516 12,516 Mortgage servicing rights 11,662 — — 12,378 12,378 Derivative instruments 3,731 — 3,731 — 3,731 Financial liabilities Deposits $ 4,838,418 $ 3,532,266 $ 1,309,421 $ — $ 4,841,687 Short-term borrowings 32,403 32,403 — — 32,403 Federal Home Loan Bank advances 61,611 — 92,532 — 92,532 Junior subordinated debentures 94,574 — 80,971 — 80,971 Derivative instruments 6,293 — 6,293 — 6,293 The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value. The methodologies for estimating the fair value of financial assets and liabilities that are measured at fair value on a recurring or nonrecurring basis were discussed previously. Cash and cash equivalents : Cash and cash equivalents consist of cash and due from banks and interest-bearing balances with banks. The carrying amount reported in the Consolidated Balance Sheets for cash and cash equivalents approximates fair value based on the short-term nature of these assets. Securities held to maturity : Securities held to maturity consist of debt securities such as obligations of U.S. Government agencies, states, and other political subdivisions. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Loans covered under loss-share agreements : The fair value of loans covered under loss-share agreements is based on the net present value of future cash proceeds expected to be received using discount rates that are derived from current market rates and reflect the level of interest risk in the covered loans. Loans not covered under loss-share agreements : For variable-rate loans not covered under loss-share agreements that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values of fixed-rate loans not covered under loss-share agreements, including mortgages and commercial, agricultural and consumer loans, are estimated using a discounted cash flow analysis based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. FDIC loss-share indemnification asset : The fair value of the FDIC loss-share indemnification asset is based on the net present value of future cash flows expected to be received from the FDIC under the provisions of the loss-share agreements using a discount rate that is based on current market rates for the underlying covered loans. Current market rates are used in light of the uncertainty of the timing and receipt of the loss-share reimbursement from the FDIC. Mortgage servicing rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at September 30, 2015 and December 31, 2014 , and no impairment charges were recognized in earnings for the three or nine months ended September 30, 2015 and 2014 , respectively. Deposits : The fair values disclosed for demand deposits, both interest-bearing and noninterest-bearing, are, by definition, equal to the amount payable on demand at the reporting date. Such deposits are classified within Level 1 of the fair value hierarchy. The fair values of certificates of deposit and individual retirement accounts are estimated using a discounted cash flow based on currently effective interest rates for similar types of deposits. These deposits are classified within Level 2 of the fair value hierarchy. Short-term borrowings : Short-term borrowings consist of securities sold under agreements to repurchase and overnight borrowings. The fair value of these borrowings approximates the carrying value of the amounts reported in the Consolidated Balance Sheets for each respective account given the short-term nature of the liabilities. Federal Home Loan Bank advances : The fair value for Federal Home Loan Bank (“FHLB”) advances is determined by discounting the expected future cash outflows using current market rates for similar borrowings, or Level 2 inputs. Junior subordinated debentures : The fair value for the Company’s junior subordinated debentures is determined by discounting the future cash flows using the current market rate.

Derivative Instruments

Derivative Instruments	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company utilizes derivative financial instruments, including interest rate contracts such as swaps, caps and/or floors, as part of its ongoing efforts to mitigate its interest rate risk exposure and to facilitate the needs of its customers. The Company also from time to time enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. At September 30, 2015 , the Company had notional amounts of $68,197 on interest rate contracts with corporate customers and $68,197 in offsetting interest rate contracts with other financial institutions to mitigate the Company’s rate exposure on its corporate customers’ contracts and certain fixed-rate loans. In June 2014, the Company entered into two forward interest rate swap contracts on floating rate liabilities at the Bank level with notional amounts of $15,000 each. The interest rate swap contracts are each accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a four -year and five -year period beginning June 1, 2018 and December 3, 2018 and ending June 2022 and June 2023, respectively. Under these contracts, Renasant Bank will pay a fixed interest rate and will receive a variable interest rate based on the three-month LIBOR plus a pre-determined spread, with quarterly net settlements . In March and April 2012, the Company entered into two interest rate swap agreements effective March 30, 2014 and March 17, 2014, respectively. The Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreements, which both terminate in March 2022, are accounted for as cash flow hedges to reduce the variability in cash flows resulting from changes in interest rates on $32,000 of the Company’s junior subordinated debentures. In connection with its merger with First M&F, the Company assumed an interest rate swap designed to convert floating rate interest payments into fixed rate payments. Based on the terms of the agreement, which terminates in March 2018, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The interest rate swap is accounted for as a cash flow hedge to reduce the variability in cash flows resulting from changes in interest rates on $30,000 of the junior subordinated debentures assumed in the merger with First M&F. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The notional amount of commitments to fund fixed-rate mortgage loans was $376,824 and $62,288 at September 30, 2015 and December 31, 2014 , respectively. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The notional amount of commitments to sell residential mortgage loans to secondary market investors was $409,000 and $52,000 at September 30, 2015 and December 31, 2014 , respectively. The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location September 30, December 31, 2014 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 3,282 $ 2,142 Interest rate lock commitments Other Assets 9,293 1,584 Forward commitments Other Assets — 5 Totals $ 12,575 $ 3,731 Derivative liabilities: Designated as hedging instruments: Interest rate swap Other Liabilities $ 5,284 $ 3,847 Totals $ 5,284 $ 3,847 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 3,282 $ 2,143 Interest rate lock commitments Other Liabilities 30 — Forward commitments Other Liabilities 3,866 303 Totals $ 7,178 $ 2,446 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 576 $ 750 $ 1,677 $ 2,296 Interest rate lock commitments: Included in gains on sales of mortgage loans held for sale 2,326 (261 ) 3,783 1,232 Forward commitments Included in gains on sales of mortgage loans held for sale (2,999 ) 460 (1,288 ) 15 Total $ (97 ) $ 949 $ 4,172 $ 3,543 For the Company's derivatives designated as cash flow hedges, changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three or nine months ended September 30, 2015 and 2014 . The impact on other comprehensive income for the three and nine months ended September 30, 2015 and 2014 , can be seen at Note K, "Other Comprehensive Income." Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the "right of setoff" exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company's derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the consolidated balance sheets. The following table presents the Company's gross derivative positions as recognized in the consolidated balance sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2014 September 30, December 31, 2014 Gross amounts recognized $ — $ 5 $ 11,214 $ 5,182 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets — 5 11,214 5,182 Gross amounts not offset in the consolidated balance sheets Financial instruments — 5 — 5 Financial collateral pledged — — 7,747 4,879 Net amounts $ — $ — $ 3,467 $ 298

Other Comprehensive Income

Other Comprehensive Income	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income (In Thousands) Changes in the components of other comprehensive income were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended September 30, 2015 Securities available for sale: Unrealized holding gains on securities $ 6,029 $ 2,312 $ 3,717 Reclassification adjustment for gains realized in net income — — — Amortization of unrealized holding gains on securities transferred to the held to maturity category (42 ) (16 ) (26 ) Total securities available for sale 5,987 2,296 3,691 Derivative instruments: Unrealized holding losses on derivative instruments (1,752 ) (677 ) (1,075 ) Total derivative instruments (1,752 ) (677 ) (1,075 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 114 59 55 Total defined benefit pension and post-retirement benefit plans 114 59 55 Total other comprehensive income $ 4,349 $ 1,678 $ 2,671 Three months ended September 30, 2014 Securities available for sale: Unrealized holding gains on securities $ 1,402 $ 536 $ 866 Reclassification adjustment for gains realized in net income (375 ) (143 ) (232 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (61 ) (23 ) (38 ) Total securities available for sale 966 370 596 Derivative instruments: Unrealized holding gains on derivative instruments 68 26 42 Total derivative instruments 68 26 42 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 76 29 47 Total defined benefit pension and post-retirement benefit plans 76 29 47 Total other comprehensive income $ 1,110 $ 425 $ 685 Pre-Tax Tax Expense (Benefit) Net of Tax Nine months ended September 30, 2015 Securities available for sale: Unrealized holding gains on securities $ 4,066 $ 1,561 $ 2,505 Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (139 ) (53 ) (86 ) Total securities available for sale 3,831 1,472 2,359 Derivative instruments: Unrealized holding losses on derivative instruments (1,437 ) (556 ) (881 ) Total derivative instruments (1,437 ) (556 ) (881 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 316 136 180 Total defined benefit pension and post-retirement benefit plans 316 136 180 Total other comprehensive income $ 2,710 $ 1,052 $ 1,658 Nine months ended September 30, 2014 Securities available for sale: Unrealized holding gains on securities $ 7,864 $ 3,008 $ 4,856 Reclassification adjustment for gains realized in net income (375 ) (143 ) (232 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (196 ) (75 ) (121 ) Total securities available for sale 7,293 2,790 4,503 Derivative instruments: Unrealized holding losses on derivative instruments (1,252 ) (479 ) (773 ) Total derivative instruments (1,252 ) (479 ) (773 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 222 85 137 Total defined benefit pension and post-retirement benefit plans 222 85 137 Total other comprehensive income $ 6,263 $ 2,396 $ 3,867 The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2014 Unrealized gains on securities $ 19,433 $ 17,759 Non-credit related portion of other-than-temporary impairment on securities (16,789 ) (17,474 ) Unrealized losses on derivative instruments (2,514 ) (1,633 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,070 ) (6,250 ) Total accumulated other comprehensive loss $ (5,940 ) $ (7,598 )

Net Income Per Common Share

Net Income Per Common Share	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding assuming outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2015 2014 Basic Net income applicable to common stock $ 16,220 $ 15,535 Average common shares outstanding 40,265,941 31,526,423 Net income per common share - basic $ 0.40 $ 0.49 Diluted Net income applicable to common stock $ 16,220 $ 15,535 Average common shares outstanding 40,265,941 31,526,423 Effect of dilutive stock-based compensation 252,472 192,106 Average common shares outstanding - diluted 40,518,413 31,718,529 Net income per common share - diluted $ 0.40 $ 0.49 Nine Months Ended September 30, 2015 2014 Basic Net income applicable to common stock $ 46,854 $ 43,985 Average common shares outstanding 34,521,255 31,486,767 Net income per common share - basic $ 1.36 $ 1.40 Diluted Net income applicable to common stock $ 46,854 $ 43,985 Average common shares outstanding 34,521,255 31,486,767 Effect of dilutive stock-based compensation 277,863 207,834 Average common shares outstanding - diluted 34,799,118 31,694,601 Net income per common share - diluted $ 1.35 $ 1.39 Stock options that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2015 2014 Number of shares — 109,068 Range of exercise prices $— $29.57 - $30.63 Nine Months Ended September 30, 2015 2014 Number of shares 99,852 109,068 Range of exercise prices $30.63 $29.57 - $30.63

Mergers and Acquisitions

Mergers and Acquisitions	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Mergers and Acquisition	Mergers and Acquisitions (In Thousands, Except Share Data) Acquisition of Heritage Financial Group, Inc. Effective July 1, 2015, the Company completed its acquisition by merger (the “Merger”) with Heritage Financial Group, Inc. (“Heritage”), pursuant to the Agreement and Plan of Merger by and among Renasant, Renasant Bank, Heritage and HeritageBank of the South ("HeritageBank") dated as of December 10, 2014 (referred to as the “Merger Agreement”), in a transaction valued at $297,260 . The Company issued 8,635,879 shares of common stock and paid $5,915 to Heritage stock option holders for 100% of the voting equity interest in Heritage. At closing, Heritage merged with and into the Company, with the Company surviving the Merger. On the same date, HeritageBank was merged into Renasant Bank. On July 1, 2015, Heritage operated 48 banking, mortgage and investment offices in Alabama, Georgia and Florida. Pursuant to the Merger Agreement, holders of Heritage common stock had the right to receive 0.9266 of a share of Company common stock for each share of Heritage common stock held immediately prior to the effective time of the Merger, plus cash in lieu of fractional shares. All unvested shares of Heritage restricted stock and all unvested options to purchase Heritage common stock vested upon the closing of the Merger. Each share of vested Heritage restricted stock converted into the right to receive 0.9266 of a share of Company common stock merger consideration, reduced by applicable tax withholding, while in-the-money Heritage stock options converted into the right to receive a cash payment equal to (1) the total number of shares subject to such Heritage stock option multiplied by (2) the difference between $27.00 and the exercise price of the Heritage stock option, less applicable tax withholding. Out-of-the-money Heritage stock options were cancelled. The Company's outstanding common stock was unaffected by the Merger. The Company recorded approximately $189,589 in intangible assets which consist of goodwill of $177,333 and a core deposit intangible of $12,256 . Goodwill resulted from a combination of revenue enhancements from expansion into new markets and efficiencies resulting from operational synergies. The fair value of the core deposit intangible is being amortized on an accelerated basis over the estimated useful life, currently expected to be approximately 10 years. The intangible assets are not deductible for income tax purposes. The following table summarizes the allocation of purchase price to assets and liabilities acquired in connection with the Company's acquisition of Heritage based on their fair values on July 1, 2015. The Company is finalizing the fair value of certain assets and liabilities. As a result, the adjustments included in the following table are preliminary and may change. Purchase Price: Shares issued to common shareholders 8,635,879 Purchase price per share $ 32.60 Value of stock paid $ 281,530 Cash paid for fractional shares 26 Cash settlement for stock options, net of tax benefit 3,697 Compensation expense incurred from the termination of Heritage's ESOP 4,930 Deal charges 7,077 Total Purchase Price $ 297,260 Net Assets Acquired: Stockholders’ equity at acquisition date $ 160,652 Increase (decrease) to net assets as a result of fair value adjustments to assets acquired and liabilities assumed: Securities (1,401 ) Mortgage loans held for sale (2,481 ) Loans, net of Heritage's allowance for loan losses (15,803 ) Fixed assets (7,253 ) Intangible assets, net of Heritage's existing core deposit intangible 18,193 Other real estate owned 1,390 FDIC loss-share indemnification asset (15,247 ) Other assets 1,293 Deposits (3,776 ) Other liabilities (2,329 ) Deferred income taxes (13,311 ) Total Net Assets Acquired 119,927 Goodwill resulting from merger (1) $ 177,333 (1) The goodwill resulting from the merger has been assigned to the Community Banks operating segment. The following table summarizes the fair value of assets acquired and liabilities assumed at acquisition date in connection with the merger with Heritage. The Company is finalizing the fair value of certain assets and liabilities. As a result, the values included in the following table are preliminary and may change. Cash and cash equivalents $ 35,787 Securities 177,849 Mortgage loans held for sale 348,505 Loans, net of unearned income 1,111,617 Premises and equipment 42,080 Other real estate owned 9,972 Intangible assets 189,589 Other assets 102,509 Total assets 2,017,908 Deposits 1,372,515 Borrowings 314,656 Other liabilities 41,438 Total liabilities 1,728,609 The following unaudited pro forma combined condensed consolidated financial information presents the results of operations for the nine months ended September 30, 2015 and 2014 of the Company as though the Merger had been completed as of January 1, 2014. The unaudited estimated pro forma information combines the historical results of Heritage with the Company's historical consolidated results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the periods presented. The pro forma information is not indicative of what would have occurred had the acquisition taken place on January 1, 2014. The pro forma information does not include the effect of any cost-saving or revenue-enhancing strategies. Merger expenses are reflected in the period in which they were incurred. Nine Months Ended September 30, 2015 2014 Interest income $ 225,985 $ 222,055 Interest expense 16,494 22,302 Net interest income 209,491 199,753 Provision for loan and lease losses 3,300 6,401 Noninterest income 103,888 85,774 Noninterest expense 238,947 201,166 Income before income taxes 71,132 77,960 Income taxes 22,597 24,106 Net income 48,535 53,854 Earnings per share: Basic $ 1.12 $ 1.34 Diluted $ 1.12 $ 1.34 Acquisition of First M&F Corporation On September 1, 2013, the Company completed its acquisition by merger of First M&F, a bank holding company headquartered in Kosciusko, Mississippi, and the parent of Merchants and Farmers Bank, a Mississippi banking corporation. On the same date, Merchants and Farmers Bank was merged into Renasant Bank. On August 31, 2013, First M&F operated 43 banking and insurance locations in Mississippi, Alabama and Tennessee. The Company issued 6,175,576 shares of its common stock for 100% of the voting equity interests in First M&F. The aggregate transaction value, including the dilutive impact of First M&F’s stock based compensation assumed by the Company, was $156,845 . The Company recorded approximately $115,159 in intangible assets which consist of goodwill of $90,127 and core deposit intangible of $25,032 . The fair value of the core deposit intangible is being amortized on an accelerated basis over the estimated useful life, currently expected to be approximately 10 years. The intangible assets are not deductible for income tax purposes. The Company assumed $30,928 in fixed/floating rate junior subordinated deferrable interest debentures payable to First M&F Statutory Trust I that mature in March 2036 . The acquired subordinated debentures require interest to be paid quarterly at a rate of 90-day LIBOR plus 1.33% . The fair value adjustment on the junior subordinated debentures of $12,371 will be amortized on a straight line basis over the remaining life. Acquisition of RBC Bank (USA) Trust Division On August 31, 2011, the Company acquired the Birmingham, Alabama-based trust division of RBC Bank (USA), which served clients in Alabama and Georgia. Under the terms of the transaction, RBC Bank (USA) transferred its approximately $680,000 in assets under management, comprised of personal and institutional clients with over 200 trust custodial and escrow accounts, to a wholly-owned subsidiary, and the Bank acquired all of the ownership interests in the subsidiary, which was subsequently merged into the Bank. FDIC-Assisted Acquisition On February 4, 2011, the Bank entered into a purchase and assumption agreement with loss-share agreements with the FDIC to acquire specified assets and assume specified liabilities of American Trust Bank, a Georgia-chartered bank headquartered in Roswell, Georgia (“American Trust”). American Trust operated 3 branches in the northwest region of Georgia. In connection with the acquisition, the Bank entered into loss-share agreements with the FDIC that covered $73,657 of American Trust loans (the “covered ATB loans”). The Bank will share in the losses on the asset pools (including single family residential mortgage loans and commercial loans) covered under the loss-share agreements. Pursuant to the terms of the loss-share agreements, the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered ATB loans, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered ATB loans. The claim periods to submit losses to the FDIC for reimbursement ends February 5, 2016 for nonsingle family ATB loans and February 28, 2021 for single family ATB loans. On July 23, 2010, the Bank acquired specified assets and assumed specified liabilities of Crescent Bank & Trust Company, a Georgia-chartered bank headquartered in Jasper, Georgia (“Crescent”), from the FDIC, as receiver for Crescent. Crescent operated 11 branches in the northwest region of Georgia. In connection with the acquisition, the Bank entered into loss-share agreements with the FDIC that covered $361,472 of Crescent loans and $50,168 of other real estate owned (the “covered Crescent assets”). The Bank will share in the losses on the asset pools (including single family residential mortgage loans and commercial loans) covered under the loss-share agreements. Pursuant to the terms of the loss-share agreements, the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered Crescent assets, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered Crescent assets. The claim periods to submit losses to the FDIC for reimbursement ended July 25, 2015 for non-single family Crescent assets and ends July 31, 2020 for single family Crescent assets.

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) Renasant Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on Renasant Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Renasant Bank must meet specific capital guidelines that involve quantitative measures of Renasant Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Renasant Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of September 30, 2015 2014 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 665,707 8.95 % $ 495,168 8.91 % Common Equity Tier 1 Capital to Risk-Weighted Assets 576,360 9.92 % — — % Tier 1 Capital to Risk-Weighted Assets 665,707 11.46 % 495,168 11.82 % Total Capital to Risk-Weighted Assets 712,737 12.27 % 543,103 12.96 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 639,189 8.75 % $ 467,944 8.64 % Common Equity Tier 1 Capital to Risk-Weighted Assets 639,189 11.02 % — — % Tier 1 Capital to Risk-Weighted Assets 639,189 11.02 % 467,944 11.46 % Total Capital to Risk-Weighted Assets 685,565 11.82 % 515,993 12.59 % In July 2013, the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency approved the implementation of the Basel III regulatory capital reforms and issued rules effecting certain changes required by the Dodd-Frank Act (the “Basel III Rules”) that call for broad and comprehensive revision of regulatory capital standards for U.S. banking organizations. The Basel III Rules implemented a new common equity Tier 1 minimum capital requirement (“CET1”), a higher minimum Tier 1 capital requirement and other items affecting the calculation of the numerator of a banking organization’s risk-based capital ratios. Additionally, the Basel III Rules apply limits to a banking organization’s capital distributions and certain discretionary bonus payments if the banking organization does not hold a specified amount of CET1 capital in addition to the amount necessary to meet its minimum risk-based capital requirements. The new CET1 capital ratio includes common equity as defined under GAAP and does not include any other type of non-common equity under GAAP. When the Basel III Rules are fully phased in in 2019, banks will be required to have CET1 capital of 4.5% of average assets, Tier 1 capital of 6% of average assets, as compared to the current 4% , and total capital of 8% of risk-weighted assets to be categorized as adequately capitalized. Further, the Basel III Rules changed the agencies’ general risk-based capital requirements for determining risk-weighted assets, which affect the calculation of the denominator of a banking organization’s risk-based capital ratios. The Basel III Rules have revised the agencies’ rules for calculating risk-weighted assets to enhance risk sensitivity and to incorporate certain international capital standards of the Basel Committee on Banking Supervision set forth in the standardized approach of the “International Convergence of Capital Measurement and Capital Standards: A Revised Framework”. The calculation of risk-weighted assets in the denominator of the Basel III capital ratios has been adjusted to reflect the higher risk nature of certain types of loans. Specifically, as applicable to the Company and Renasant Bank: — Residential mortgages: Replaces the current 50% risk weight for performing residential first-lien mortgages and a 100% risk-weight for all other mortgages with a risk weight of between 35% and 200% determined by the mortgage’s loan-to-value ratio and whether the mortgage falls into one of two categories based on eight criteria that include the term, use of negative amortization and balloon payments, certain rate increases and documented and verified borrower income. — Commercial mortgages: Replaces the current 100% risk weight with a 150% risk weight for certain high volatility commercial real estate acquisition, development and construction loans. — Nonperforming loans: Replaces the current 100% risk weight with a 150% risk weight for loans, other than residential mortgages, that are 90 days past due or on nonaccrual status. The Final Rules also introduce a new capital conservation buffer designed to absorb losses during periods of economic stress. The capital conservation buffer is composed entirely of CET1, on top of these minimum risk-weighted asset ratios. In addition, the Final Rules provide for a countercyclical capital buffer applicable only to certain covered institutions. It is not expected that the countercyclical capital buffer will be applicable to Renasant Corporation or Renasant Bank. Banking institutions with a ratio of CET1 to risk-weighted assets above the minimum but below the capital conservation buffer (or below the combined capital conservation buffer and countercyclical capital buffer, when the latter is applied) will face constraints on dividends, equity repurchases and compensation based on the amount of the shortfall. The implementation of the capital conservation buffer will begin on January 1, 2016 at the 0.625% level and be phased in over a 4 -year period (increasing by that amount on each subsequent January 1, until it reaches 2.5% on January 1, 2019). Generally, the new Basel III Rules became effective on January 1, 2015, although parts of the Basel III Rules will be phased in through 2019.

Investments in Qualified Afford

Investments in Qualified Affordable Housing Projects	9 Months Ended
	Sep. 30, 2015
Equity Method Investments and Joint Ventures [Abstract]
Investments in Qualified Affordable Housing Projects	Investments in Qualified Affordable Housing Projects (In Thousands) The Company has investments in qualified affordable housing projects (“QAHPs”) that provide low income housing tax credits and operating loss benefits over an extended period. At September 30, 2015 and December 31, 2014 , the Company’s carrying value of QAHPs was $8,021 and $8,993 , respectively. The Company has no remaining funding obligations related to the QAHPs. The investments in QAHPs are being accounted for using the cost method. The investments in QAHPs are included in “Other assets” on the Consolidated Balance Sheets. Components of the Company's investments in qualified affordable housing projects were included in the line item “Income taxes” in the Consolidated Statements of Income for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Tax credit amortization $ 324 $ 289 $ 972 $ 866 Tax credits and other benefits (471 ) (403 ) (1,412 ) (1,300 ) Total $ (147 ) $ (114 ) $ (440 ) $ (434 )

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2015
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events (In Thousands) Merger with KeyWorth Bank On October 20, 2015, the Company and KeyWorth Bank ("KeyWorth"), a Georgia state bank headquartered in Atlanta, Georga, jointly announced the signing of a definitive merger agreement pursuant to which the Company will acquire KeyWorth in an all-stock merger in a transaction valued at approximately $58,700 . Under the terms of the agreement, KeyWorth will be merged with and into Renasant Bank, with Renasant Bank continuing as the surviving institution in the Merger. According to the terms of the merger agreement, each KeyWorth common shareholder will have the right to receive 0.4494 shares of Renasant common stock for each share of KeyWorth common stock, and the merger is expected to qualify as a tax-free reorganization for KeyWorth shareholders. KeyWorth operates six offices in the Atlanta metropolitan area and as of September 30, 2015, had approximately $392,101 in total assets, which included approximately $249,578 in total loans, and approximately $339,143 in total deposits. The acquisition is expected to close in the first quarter of 2016 and is subject to regulatory approval, KeyWorth shareholder approval, and other customary conditions set forth in the merger agreement.

Summary of Significant Accoun23

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2015
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) and Renasant Insurance, Inc. The Company offers a diversified range of financial, fiduciary and insurance services to its retail and commercial customers through its subsidiaries and full service offices located throughout north and central Mississippi, Tennessee, north and central Alabama and north Georgia.
Basis of Presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2014 filed with the Securities and Exchange Commission on March 2, 2015.
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.
Subsequent Events	Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements. On October 20, 2015, the Company announced the signing of a definitive merger agreement to acquire KeyWorth Bank, the terms of which are disclosed in Note P, "Subsequent Events". The Company has determined that no other significant events occurred after September 30, 2015 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities held to maturity	The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Obligations of other U.S. Government agencies and corporations $ 120,602 $ 32 $ (883 ) $ 119,751 Obligations of states and political subdivisions 356,150 14,742 (410 ) 370,482 $ 476,752 $ 14,774 $ (1,293 ) $ 490,233 December 31, 2014 Obligations of other U.S. Government agencies and corporations $ 125,081 $ 10 $ (2,915 ) $ 122,176 Obligations of states and political subdivisions 305,082 15,428 (198 ) 320,312 $ 430,163 $ 15,438 $ (3,113 ) $ 442,488
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value September 30, 2015 Obligations of other U.S. Government agencies and corporations $ 6,100 $ 150 $ (2 ) $ 6,248 Residential mortgage backed securities: Government agency mortgage backed securities 362,702 5,740 (892 ) 367,550 Government agency collateralized mortgage obligations 178,546 2,422 (1,542 ) 179,426 Commercial mortgage backed securities: Government agency mortgage backed securities 59,544 1,623 (14 ) 61,153 Government agency collateralized mortgage obligations 5,211 237 — 5,448 Trust preferred securities 24,807 — (5,917 ) 18,890 Other debt securities 19,607 548 (20 ) 20,135 Other equity securities 2,500 1,451 — 3,951 $ 659,017 $ 12,171 $ (8,387 ) $ 662,801 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2014 Obligations of other U.S. Government agencies and corporations $ 6,119 $ 147 $ (119 ) $ 6,147 Residential mortgage backed securities: Government agency mortgage backed securities 292,283 4,908 (832 ) 296,359 Government agency collateralized mortgage obligations 158,436 1,523 (2,523 ) 157,436 Commercial mortgage backed securities: Government agency mortgage backed securities 45,714 1,608 (137 ) 47,185 Government agency collateralized mortgage obligations 4,970 202 — 5,172 Trust preferred securities 26,400 137 (6,781 ) 19,756 Other debt securities 17,517 487 (74 ) 17,930 Other equity securities 2,331 1,268 — 3,599 $ 553,770 $ 10,280 $ (10,466 ) $ 553,584
Schedule of realized gains	Gross realized gains on sales of securities available for sale for the three and nine months ended September 30, 2015 and 2014 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Gross gains on sales of securities available for sale $ — $ 375 $ 96 $ 375 Gross losses on sales of securities available for sale — — — — Gain on sales of securities available for sale, net $ — $ 375 $ 96 $ 375
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at September 30, 2015 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 15,035 $ 15,227 $ — $ — Due after one year through five years 86,835 89,467 6,100 6,248 Due after five years through ten years 237,759 242,027 — — Due after ten years 137,123 143,512 24,807 18,890 Residential mortgage backed securities: Government agency mortgage backed securities — — 362,702 367,550 Government agency collateralized mortgage obligations — — 178,546 179,426 Commercial mortgage backed securities: Government agency mortgage backed securities — — 59,544 61,153 Government agency collateralized mortgage obligations — — 5,211 5,448 Other debt securities — — 19,607 20,135 Other equity securities — — 2,500 3,951 $ 476,752 $ 490,233 $ 659,017 $ 662,801
Unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Held to Maturity: September 30, 2015 Obligations of other U.S. Government agencies and corporations 11 $ 45,255 $ (230 ) 12 $ 55,050 $ (653 ) 23 $ 100,305 $ (883 ) Obligations of states and political subdivisions 35 26,941 (305 ) 6 3,861 (105 ) 41 30,802 (410 ) Total 46 $ 72,196 $ (535 ) 18 $ 58,911 $ (758 ) 64 131,107 $ (1,293 ) December 31, 2014 Obligations of other U.S. Government agencies and corporations 2 $ 1,000 $ (1 ) 26 $ 119,174 $ (2,914 ) 28 $ 120,174 $ (2,915 ) Obligations of states and political subdivisions 3 3,353 (29 ) 16 10,052 (169 ) 19 13,405 (198 ) Total 5 $ 4,353 $ (30 ) 42 $ 129,226 $ (3,083 ) 47 $ 133,579 $ (3,113 ) Available for Sale: September 30, 2015 Obligations of other U.S. Government agencies and corporations 1 $ 3,998 $ (2 ) 0 $ — $ — 1 $ 3,998 $ (2 ) Residential mortgage backed securities: Government agency mortgage backed securities 14 51,459 (184 ) 9 28,867 (708 ) 23 80,326 (892 ) Government agency collateralized mortgage obligations 3 6,995 (35 ) 16 54,514 (1,507 ) 19 61,509 (1,542 ) Commercial mortgage backed securities: Government agency mortgage backed securities 2 1,144 (11 ) 1 820 (3 ) 3 1,964 (14 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,890 (5,917 ) 3 18,890 (5,917 ) Other debt securities 0 — — 2 4,051 (20 ) 2 4,051 (20 ) Total 20 $ 63,596 $ (232 ) 31 $ 107,142 $ (8,155 ) 51 $ 170,738 $ (8,387 ) December 31, 2014 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 3,881 $ (119 ) 1 $ 3,881 $ (119 ) Residential mortgage backed securities: Government agency mortgage backed securities 3 18,924 (39 ) 13 49,612 (793 ) 16 68,536 (832 ) Government agency collateralized mortgage obligations 6 32,169 (138 ) 18 65,552 (2,385 ) 24 97,721 (2,523 ) Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 3 10,651 (137 ) 3 10,651 (137 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,503 (6,781 ) 3 18,503 (6,781 ) Other debt securities 0 — — 2 4,175 (74 ) 2 4,175 (74 ) Other equity securities 0 — — 0 — — 0 — — Total 9 $ 51,093 $ (177 ) 40 $ 152,374 $ (10,289 ) 49 $ 203,467 $ (10,466 )
Investments in pooled trust preferred securities	The following table provides information regarding the Company’s investments in pooled trust preferred securities at September 30, 2015 : Name Single/ Pooled Class/ Tranche Amortized Cost Fair Value Unrealized Loss Lowest Credit Rating Issuers Currently in Deferral or Default XXIII Pooled B-2 $ 8,510 $ 5,882 $ (2,628 ) Baa3 18 % XXIV Pooled B-2 12,076 9,963 (2,113 ) Caa2 31 % XXVI Pooled B-2 4,221 3,045 (1,176 ) Ba3 26 % $ 24,807 $ 18,890 $ (5,917 )
Cumulative credit related losses recognized in earnings	The following table provides a summary of the cumulative credit related losses recognized in earnings for which a portion of OTTI has been recognized in other comprehensive income: 2015 2014 Balance at January 1 $ (3,337 ) $ (3,337 ) Additions related to credit losses for which OTTI was not previously recognized — — Increases in credit loss for which OTTI was previously recognized — — Balance at September 30 $ (3,337 ) $ (3,337 )

Loans and the Allowance for L25

Loans and the Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2015
Business Acquisition [Line Items]
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans determined to be impaired at the time of acquisition and determined not to be impaired at the time of acquisition at September 30, 2015 : Impaired Covered Loans Other Covered Loans Not Covered Loans Total Contractually-required principal and interest $ 22,400 $ 67,828 $ 383,887 $ 474,115 Nonaccretable difference (1) (1,397 ) (11,983 ) (86,891 ) (100,271 ) Cash flows expected to be collected 21,003 55,845 296,996 373,844 Accretable yield (2) (10 ) (4,976 ) (38,936 ) (43,922 ) Fair value $ 20,993 $ 50,869 $ 258,060 $ 329,922 (1) Represents contractual principal and interest cash flows of $100,023 and $249 , respectively, not expected to be collected. (2) Represents contractual interest payments of $2,329 expected to be collected and purchase discount of $41,594 .
Summary of loans	The following is a summary of loans as of the dates presented: September 30, December 31, 2014 Commercial, financial, agricultural $ 621,121 $ 483,283 Lease financing 25,190 10,427 Real estate – construction 339,370 212,061 Real estate – 1-4 family mortgage 1,662,505 1,236,360 Real estate – commercial mortgage 2,516,889 1,956,914 Installment loans to individuals 113,377 89,142 Gross loans 5,278,452 3,988,187 Unearned income (492 ) (313 ) Loans, net of unearned income 5,277,960 3,987,874 Allowance for loan losses (42,051 ) (42,289 ) Net loans $ 5,235,909 $ 3,945,585
Past due and nonaccrual loans	The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans September 30, 2015 Commercial, financial, agricultural $ 928 $ 1,146 $ 618,263 $ 620,337 $ — $ 503 $ 281 $ 784 $ 621,121 Lease financing — — 24,771 24,771 — 419 — 419 25,190 Real estate – construction 789 — 338,581 339,370 — — — — 339,370 Real estate – 1-4 family mortgage 8,947 5,789 1,635,107 1,649,843 296 3,618 8,748 12,662 1,662,505 Real estate – commercial mortgage 6,918 6,614 2,483,675 2,497,207 560 9,285 9,837 19,682 2,516,889 Installment loans to individuals 434 65 112,837 113,336 — 34 7 41 113,377 Unearned income — — (492 ) (492 ) — — — — (492 ) Total $ 18,016 $ 13,614 $ 5,212,742 $ 5,244,372 $ 856 $ 13,859 $ 18,873 $ 33,588 $ 5,277,960 December 31, 2014 Commercial, financial, agricultural $ 1,113 $ 636 $ 480,332 $ 482,081 $ 16 $ 820 $ 366 $ 1,202 $ 483,283 Lease financing 462 — 9,965 10,427 — — — — 10,427 Real estate – construction — 37 211,860 211,897 — 164 — 164 212,061 Real estate – 1-4 family mortgage 8,398 2,382 1,212,214 1,222,994 355 4,604 8,407 13,366 1,236,360 Real estate – commercial mortgage 6,924 7,637 1,912,758 1,927,319 1,826 16,928 10,841 29,595 1,956,914 Installment loans to individuals 269 21 88,782 89,072 — 59 11 70 89,142 Unearned income — — (313 ) (313 ) — — — — (313 ) Total $ 17,166 $ 10,713 $ 3,915,598 $ 3,943,477 $ 2,197 $ 22,575 $ 19,625 $ 44,397 $ 3,987,874
Impaired loans	Impaired loans recognized in conformity with Financial Accounting Standards Board Accounting Standards Codification Topic ("ASC") 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance September 30, 2015 Commercial, financial, agricultural $ 8,456 $ 6,529 $ 49 $ 6,578 $ 599 Real estate – construction — — — — — Real estate – 1-4 family mortgage 43,363 32,769 6,118 38,887 4,773 Real estate – commercial mortgage 99,819 79,292 9,379 88,671 4,374 Installment loans to individuals 811 499 7 506 1 Total $ 152,449 $ 119,089 $ 15,553 $ 134,642 $ 9,747 December 31, 2014 Commercial, financial, agricultural $ 4,871 $ 984 $ 1,375 $ 2,359 $ 171 Real estate – construction 164 164 — 164 — Real estate – 1-4 family mortgage 31,906 18,401 7,295 25,696 4,824 Real estate – commercial mortgage 90,196 29,079 28,784 57,863 5,767 Installment loans to individuals 397 21 51 72 — Totals $ 127,534 $ 48,649 $ 37,505 $ 86,154 $ 10,762
Investment and interest income recognized on impaired loans	The following table presents the average recorded investment and interest income recognized on impaired loans for the periods presented: Three Months Ended Three Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 6,763 $ 10 $ 4,167 $ 160 Lease financing — — — — Real estate – construction — — 1,997 96 Real estate – 1-4 family mortgage 40,410 46 26,378 808 Real estate – commercial mortgage 91,323 152 74,648 3,110 Installment loans to individuals 520 1 141 13 Total $ 139,016 $ 209 $ 107,331 $ 4,187 Nine Months Ended Nine Months Ended September 30, 2015 September 30, 2014 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 6,519 $ 184 $ 4,399 $ 165 Real estate – construction — — 2,023 98 Real estate – 1-4 family mortgage 40,203 917 27,122 843 Real estate – commercial mortgage 93,107 2,764 80,402 3,174 Installment loans to individuals 531 13 147 13 Total $ 140,360 $ 3,878 $ 114,093 $ 4,293
Restructured loans	The following table presents restructured loans segregated by class as of the dates presented: Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment September 30, 2015 Commercial, financial, agricultural 2 $ 507 $ 460 Real estate – construction — — — Real estate – 1-4 family mortgage 60 6,084 5,563 Real estate – commercial mortgage 25 14,324 12,791 Installment loans to individuals 1 67 67 Total 88 $ 20,982 $ 18,881 December 31, 2014 Commercial, financial, agricultural 2 $ 507 $ 507 Real estate – construction — — — Real estate – 1-4 family mortgage 35 5,212 4,567 Real estate – commercial mortgage 16 10,590 9,263 Installment loans to individuals — — — Total 53 $ 16,309 $ 14,337
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2015 53 $ 14,337 Additional loans with concessions 53 12,662 Reductions due to: Reclassified as nonperforming (3 ) (331 ) Paid in full (13 ) (4,820 ) Charge-offs (1 ) (56 ) Transfer to other real estate owned — — Principal paydowns — (688 ) Lapse of concession period — — TDR reclassified as performing loan (1 ) (2,223 ) Totals at September 30, 2015 88 $ 18,881
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total September 30, 2015 Commercial, financial, agricultural $ 460,425 $ 7,583 $ 4,159 $ 472,167 Lease financing — — 419 419 Real estate – construction 256,056 1,692 38 257,786 Real estate – 1-4 family mortgage 250,296 10,736 14,448 275,480 Real estate – commercial mortgage 1,927,091 40,811 25,853 1,993,755 Installment loans to individuals 27 — — 27 Total $ 2,893,895 $ 60,822 $ 44,917 $ 2,999,634 December 31, 2014 Commercial, financial, agricultural $ 337,998 $ 5,255 $ 1,451 $ 344,704 Lease financing — — — — Real estate – construction 150,683 855 — 151,538 Real estate – 1-4 family mortgage 122,608 6,079 11,479 140,166 Real estate – commercial mortgage 1,389,787 31,109 33,554 1,454,450 Installment loans to individuals 1,402 — — 1,402 Total $ 2,002,478 $ 43,298 $ 46,484 $ 2,092,260
Loan portfolio not subject to risk rating	The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total September 30, 2015 Commercial, financial, agricultural $ 135,821 $ 356 $ 136,177 Lease financing 24,279 — 24,279 Real estate – construction 79,970 — 79,970 Real estate – 1-4 family mortgage 1,292,638 2,961 1,295,599 Real estate – commercial mortgage 300,582 1,340 301,922 Installment loans to individuals 110,431 26 110,457 Total $ 1,943,721 $ 4,683 $ 1,948,404 December 31, 2014 Commercial, financial, agricultural $ 114,996 $ 179 $ 115,175 Lease financing 10,114 — 10,114 Real estate – construction 60,323 200 60,523 Real estate – 1-4 family mortgage 1,010,645 2,730 1,013,375 Real estate – commercial mortgage 266,867 1,352 268,219 Installment loans to individuals 83,744 39 83,783 Total $ 1,546,689 $ 4,500 $ 1,551,189
Loans acquired with deteriorated credit quality	Loans acquired in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the dates presented: Impaired Covered Loans Other Covered Loans Not Covered Loans Total September 30, 2015 Commercial, financial, agricultural $ 1,205 $ 415 $ 11,157 $ 12,777 Lease financing — — — — Real estate – construction — 94 1,520 1,614 Real estate – 1-4 family mortgage 5,895 26,990 58,541 91,426 Real estate – commercial mortgage 13,893 23,323 183,996 221,212 Installment loans to individuals — 47 2,846 2,893 Total $ 20,993 $ 50,869 $ 258,060 $ 329,922 December 31, 2014 Commercial, financial, agricultural $ — $ 6,684 $ 16,720 $ 23,404 Lease financing — — — — Real estate – construction — — — — Real estate – 1-4 family mortgage 420 43,597 38,802 82,819 Real estate – commercial mortgage 7,584 84,720 141,941 234,245 Installment loans to individuals — 36 3,921 3,957 Total $ 8,004 $ 135,037 $ 201,384 $ 344,425
Changes in accretable yield of loans acquired with deteriorated credit quality	Changes in the accretable yield of loans acquired with deteriorated credit quality were as follows: Impaired Covered Loans Other Covered Loans Not Covered Loans Total Balance at January 1, 2015 $ (1 ) $ (2,623 ) $ (29,809 ) $ (32,433 ) Additions due to acquisition — (4,880 ) (15,386 ) (20,266 ) Reclasses from nonaccretable difference (578 ) 977 (4,355 ) (3,956 ) Accretion 569 1,550 9,131 11,250 Charge-offs — — 1,483 1,483 Balance at September 30, 2015 $ (10 ) $ (4,976 ) $ (38,936 ) $ (43,922 )
Rollforward of the allowance for loan losses	The following table provides a roll forward of the allowance for loan losses and a breakdown of the ending balance of the allowance based on the Company’s impairment methodology for the periods presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Charge-offs (143 ) — (251 ) (430 ) (132 ) (956 ) Recoveries 82 3 145 112 27 369 Net charge-offs (61 ) 3 (106 ) (318 ) (105 ) (587 ) Provision for loan losses (307 ) 360 165 53 358 629 Benefit attributable to FDIC loss-share agreements (10 ) — (39 ) (231 ) — (280 ) Recoveries payable to FDIC 20 1 99 277 4 401 Provision for loan losses charged to operations (297 ) 361 225 99 362 750 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Nine Months Ended September 30, 2015 Allowance for loan losses: Beginning balance $ 3,305 $ 1,415 $ 13,549 $ 22,759 $ 1,261 $ 42,289 Charge-offs (501 ) (26 ) (1,605 ) (2,287 ) (238 ) (4,657 ) Recoveries 221 16 515 581 86 1,419 Net charge-offs (280 ) (10 ) (1,090 ) (1,706 ) (152 ) (3,238 ) Provision for loan losses 624 254 653 244 425 2,200 Benefit attributable to FDIC loss-share agreements (65 ) — (82 ) (717 ) — (864 ) Recoveries payable to FDIC 29 2 881 748 4 1,664 Provision for loan losses charged to operations 588 256 1,452 275 429 3,000 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Period-End Amount Allocated to: Individually evaluated for impairment $ 214 $ — $ 4,482 $ 3,101 $ — $ 7,797 Collectively evaluated for impairment 3,014 1,661 9,137 16,955 1,537 32,304 Acquired with deteriorated credit quality 385 — 292 1,272 1 1,950 Ending balance $ 3,613 $ 1,661 $ 13,911 $ 21,328 $ 1,538 $ 42,051 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended September 30, 2014 Allowance for loan losses: Beginning balance $ 3,264 $ 1,267 $ 11,797 $ 29,771 $ 1,205 $ 47,304 Charge-offs (1,206 ) — (1,271 ) (3,513 ) (112 ) (6,102 ) Recoveries 103 6 751 267 23 1,150 Net (charge-offs) recoveries (1,103 ) 6 (520 ) (3,246 ) (89 ) (4,952 ) Provision for loan losses 1,007 109 (491 ) 4,043 107 4,775 Benefit attributable to FDIC loss-share agreements (19 ) — (189 ) (3,169 ) — (3,377 ) Recoveries payable to FDIC 22 — 16 781 — 819 Provision for loan losses charged to operations 1,010 109 (664 ) 1,655 107 2,217 Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Nine Months Ended September 30, 2014 Allowance for loan losses: Beginning balance $ 3,090 $ 1,091 $ 18,629 $ 23,688 $ 1,167 $ 47,665 Charge-offs (1,325 ) — (4,143 ) (4,056 ) (404 ) (9,928 ) Recoveries 215 14 1,108 325 53 1,715 Net (charge-offs) recoveries (1,110 ) 14 (3,035 ) (3,731 ) (351 ) (8,213 ) Provision for loan losses 1,095 276 (5,182 ) 12,045 407 8,641 Benefit attributable to FDIC loss-share agreements (87 ) — (324 ) (4,640 ) — (5,051 ) Recoveries payable to FDIC 183 1 525 818 — 1,527 Provision for loan losses charged to operations 1,191 277 (4,981 ) 8,223 407 5,117 Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 Period-End Amount Allocated to: Individually evaluated for impairment $ — $ — $ 1,260 $ 6,820 $ — $ 8,080 Collectively evaluated for impairment 3,171 1,382 9,353 21,360 1,223 36,489 Acquired with deteriorated credit quality — — — — — — Ending balance $ 3,171 $ 1,382 $ 10,613 $ 28,180 $ 1,223 $ 44,569 (1) Includes lease financing receivables.
Investment in loans, net of unearned income on impairment methodology	The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total September 30, 2015 Individually evaluated for impairment $ 1,265 $ — $ 16,462 $ 20,096 $ 71 $ 37,894 Collectively evaluated for impairment 607,079 337,756 1,554,617 2,275,581 135,111 4,910,144 Acquired with deteriorated credit quality 12,777 1,614 91,426 221,212 2,893 329,922 Ending balance $ 621,121 $ 339,370 $ 1,662,505 $ 2,516,889 $ 138,075 $ 5,277,960 December 31, 2014 Individually evaluated for impairment $ 984 $ 164 $ 18,401 $ 29,079 $ 21 $ 48,649 Collectively evaluated for impairment 458,895 211,897 1,135,140 1,693,590 95,278 3,594,800 Acquired with deteriorated credit quality 23,404 — 82,819 234,245 3,957 344,425 Ending balance $ 483,283 $ 212,061 $ 1,236,360 $ 1,956,914 $ 99,256 $ 3,987,874 (1) Includes lease financing receivables.
Heritage Financial Group
Business Acquisition [Line Items]
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans acquired from Heritage Financial Group, Inc. (“Heritage”) as of the July 1, 2015 acquisition date. At acquisition date: July 1, 2015 Contractually-required principal and interest $ 1,237,944 Nonaccretable difference 59,408 Cash flows expected to be collected 1,178,536 Accretable yield 66,919 Fair value $ 1,111,617

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2015
Real Estate [Abstract]
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs as of the dates presented: Covered OREO Not Covered OREO Total OREO September 30, 2015 Residential real estate $ 556 $ 4,452 $ 5,008 Commercial real estate 632 12,583 13,215 Residential land development 1 4,729 4,730 Commercial land development 1,994 11,387 13,381 Total $ 3,183 $ 33,151 $ 36,334 December 31, 2014 Residential real estate $ 657 $ 4,549 $ 5,206 Commercial real estate 470 9,179 9,649 Residential land development 2,445 4,990 7,435 Commercial land development 2,796 9,386 12,182 Total $ 6,368 $ 28,104 $ 34,472
Changes in OREO covered and not covered under a loss-share agreement	Changes in the Company’s OREO covered and not covered under a loss-share agreement were as follows: Covered OREO Not Covered OREO Total OREO Balance at January 1, 2015 $ 6,368 $ 28,104 $ 34,472 Acquired OREO 3,722 6,250 9,972 Transfer of balance to non-covered OREO (1) (3,431 ) 3,431 — Transfers of loans 4,252 8,016 12,268 Capitalized improvements — — — Impairments (2) (454 ) (1,831 ) (2,285 ) Dispositions (7,268 ) (10,794 ) (18,062 ) Other (6 ) (25 ) (31 ) Balance at September 30, 2015 $ 3,183 $ 33,151 $ 36,334 (1) Represents a transfer of balance on non-single family assets of Crescent Bank & Trust Company. The claims period to submit losses to the FDIC for reimbursement ended July 25, 2015 for non-single family assets. (2)
Components of "Other real estate owned" in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Repairs and maintenance $ 215 $ 223 $ 513 $ 1,760 Property taxes and insurance 176 148 560 445 Impairments 527 856 1,922 1,901 Net gains on OREO sales (16 ) (85 ) (499 ) (97 ) Rental income (41 ) (41 ) (149 ) (139 ) Total $ 861 $ 1,101 $ 2,347 $ 3,870

FDIC Loss-Share Indemnificati27

FDIC Loss-Share Indemnification Asset (Tables)	9 Months Ended
	Sep. 30, 2015
FDIC Loss-Share Indemnification Asset [Abstract]
Changes in the FDIC loss-share indemnification asset	Changes in the FDIC loss-share indemnification asset were as follows: Balance at January 1, 2015 $ 12,516 Acquisition of Heritage 2,322 Changes in expected cash flows from initial estimates on: Covered Loans (2,775 ) Covered OREO (68 ) Reimbursable expenses 372 Accretion — Reimbursements received from the FDIC (4,323 ) Balance at September 30, 2015 $ 8,044

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2015
Transfers and Servicing [Abstract]
Changes in the Company's mortgage servicing rights	Changes in the Company’s mortgage servicing rights were as follows: Balance at January 1, 2015 $ 11,662 Addition from acquisition 11,847 Capitalization 7,015 Amortization (2,256 ) Balance at September 30, 2015 $ 28,268
Data and key economic assumptions related to the Company's mortgage servicing rights	Data and key economic assumptions related to the Company’s mortgage servicing rights as of September 30, 2015 are as follows: Unpaid principal balance $ 2,739,359 Weighted-average prepayment speed (CPR) 9.73 % Estimated impact of a 10% increase $ (1,091 ) Estimated impact of a 20% increase (2,109 ) Discount rate 9.51 % Estimated impact of a 10% increase $ (1,125 ) Estimated impact of a 20% increase (2,169 ) Weighted-average coupon interest rate 3.96 % Weighted-average servicing fee (basis points) 25.02 Weighted-average remaining maturity (in years) 14.42

Employee Benefit and Deferred29

Employee Benefit and Deferred Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2015
Compensation and Retirement Disclosure [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	The plan expense for the Company-sponsored noncontributory defined benefit pension plans, including the plan assumed from HeritageBank, (“Pension Benefits”) and post-retirement health and life plans (“Other Benefits”) for the periods presented was as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2015 2014 2015 2014 Service cost $ — $ — $ 5 $ 1 Interest cost 427 328 15 19 Expected return on plan assets (618 ) (539 ) — — Prior service cost recognized — — — — Recognized actuarial loss 88 59 27 18 Net periodic benefit cost (return) $ (103 ) $ (152 ) $ 47 $ 38 Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Service cost $ — $ — $ 13 $ 13 Interest cost 972 964 45 65 Expected return on plan assets (1,639 ) (1,617 ) — — Prior service cost recognized — — — — Recognized actuarial loss 244 150 73 72 Net periodic benefit (return) cost $ (423 ) $ (503 ) $ 131 $ 150
Schedule of other share-based compensation activity	The following table summarizes the changes in stock options as of and for the nine months ended September 30, 2015 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 830,950 $ 18.70 Granted — — Exercised (129,785 ) 19.55 Forfeited (7,500 ) 30.63 Options outstanding at end of period 693,665 $ 18.42 The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2015 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period — $ — 38,336 $ 27.26 Awarded 81,750 28.93 103,588 31.74 Vested — — (11,486 ) 27.86 Cancelled (250 ) 28.93 (250 ) 31.46 Nonvested at end of period 81,500 $ 28.93 130,188 $ 30.91

Segment Reporting (Tables)

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2015
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended September 30, 2015 Net interest income $ 69,471 $ 81 $ 419 $ (1,291 ) $ 68,680 Provision for loan losses 749 — 1 — 750 Noninterest income 26,677 2,434 2,981 25 32,117 Noninterest expense 71,569 1,783 2,497 236 76,085 Income (loss) before income taxes 23,830 732 902 (1,502 ) 23,962 Income taxes 8,039 289 — (586 ) 7,742 Net income (loss) $ 15,791 $ 443 $ 902 $ (916 ) $ 16,220 Total assets $ 7,837,534 $ 21,978 $ 43,150 $ 16,070 $ 7,918,732 Goodwill 449,270 2,767 — — 452,037 Three months ended September 30, 2014 Net interest income $ 51,298 $ 65 $ 338 $ (1,229 ) $ 50,472 Provision for loan losses 2,268 — (51 ) — 2,217 Noninterest income 17,547 2,261 2,357 398 22,563 Noninterest expense 44,129 1,656 2,177 213 48,175 Income (loss) before income taxes 22,448 670 569 (1,044 ) 22,643 Income taxes 7,251 262 — (405 ) 7,108 Net income (loss) $ 15,197 $ 408 $ 569 $ (639 ) $ 15,535 Total assets $ 5,671,079 $ 18,834 $ 46,527 $ 15,271 $ 5,751,711 Goodwill 271,891 2,767 — — 274,658 Community Banks Insurance Wealth Management Other Consolidated Nine months ended September 30, 2015 Net interest income $ 171,310 $ 228 $ 1,260 $ (3,606 ) $ 169,192 Provision for loan losses 3,008 — (8 ) — 3,000 Noninterest income 62,174 7,012 7,694 58 76,938 Noninterest expense 162,184 5,131 6,748 612 174,675 Income (loss) before income taxes 68,292 2,109 2,214 (4,160 ) 68,455 Income taxes 22,397 827 — (1,623 ) 21,601 Net income (loss) $ 45,895 $ 1,282 $ 2,214 $ (2,537 ) $ 46,854 Total assets $ 7,837,534 $ 21,978 $ 43,150 $ 16,070 $ 7,918,732 Goodwill 449,270 2,767 — — 452,037 Nine months ended September 30, 2014 Net interest income $ 154,678 $ 177 $ 969 $ (3,212 ) $ 152,612 Provision for loan losses 5,158 — (41 ) — 5,117 Noninterest income 46,722 6,792 6,691 445 60,650 Noninterest expense 133,784 4,814 6,044 574 145,216 Income (loss) before income taxes 62,458 2,155 1,657 (3,341 ) 62,929 Income taxes 19,397 844 — (1,297 ) 18,944 Net income (loss) $ 43,061 $ 1,311 $ 1,657 $ (2,044 ) $ 43,985 Total assets $ 5,671,079 $ 18,834 $ 46,527 $ 15,271 $ 5,751,711 Goodwill 271,891 2,767 — — 274,658

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2015
Fair Value Disclosures [Abstract]
Fair values of financial assets and liabilities measured on a recurring basis	The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2015 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,248 $ — $ 6,248 Residential mortgage-backed securities: Government agency mortgage backed securities — 367,550 — 367,550 Government agency collateralized mortgage obligations — 179,426 — 179,426 Commercial mortgage-backed securities: Government agency mortgage backed securities — 61,153 — 61,153 Government agency collateralized mortgage obligations — 5,448 — 5,448 Trust preferred securities — — 18,890 18,890 Other debt securities — 20,135 — 20,135 Other equity securities — 3,951 — 3,951 Total securities available for sale — 643,911 18,890 662,801 Derivative instruments: Interest rate contracts — 3,282 — 3,282 Interest rate lock commitments — 9,293 — 9,293 Total derivative instruments — 12,575 — 12,575 Mortgage loans held for sale — 317,681 — 317,681 Total financial assets $ — $ 974,167 $ 18,890 $ 993,057 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 5,284 $ — $ 5,284 Interest rate contracts — 3,282 — 3,282 Interest rate lock commitments — 30 — 30 Forward commitments — 3,866 — 3,866 Total derivative instruments — 12,462 — 12,462 Total financial liabilities $ — $ 12,462 $ — $ 12,462 Level 1 Level 2 Level 3 Totals December 31, 2014 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,147 $ — $ 6,147 Residential mortgage-backed securities: Government agency mortgage backed securities — 296,359 — 296,359 Government agency collateralized mortgage obligations — 157,436 — 157,436 Commercial mortgage-backed securities: Government agency mortgage backed securities — 47,185 — 47,185 Government agency collateralized mortgage obligations — 5,172 — 5,172 Trust preferred securities — — 19,756 19,756 Other debt securities — 17,930 — 17,930 Other equity securities — 3,599 — 3,599 Total securities available for sale — 533,828 19,756 553,584 Derivative instruments: Interest rate contracts — 2,142 — 2,142 Interest rate lock commitments — 1,584 — 1,584 Forward commitments — 5 — 5 Total derivative instruments — 3,731 — 3,731 Mortgage loans held for sale — 25,628 — 25,628 Total financial assets $ — $ 563,187 $ 19,756 $ 582,943 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 3,847 $ — $ 3,847 Interest rate contracts — 2,143 — 2,143 Forward commitments — 303 — 303 Total derivative instruments — 6,293 — 6,293 Total financial liabilities $ — $ 6,293 $ — $ 6,293
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, during the three and nine months ended September 30, 2015 and 2014 , respectively: Securities available for sale Three Months Ended September 30, 2015 Trust preferred securities Total Balance at July 1, 2015 $ 19,127 $ 19,127 Accretion included in net income 8 8 Unrealized gains included in other comprehensive income (200 ) (200 ) Purchases — — Sales — — Issues — — Settlements (45 ) (45 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2015 $ 18,890 $ 18,890 Securities available for sale Three Months Ended September 30, 2014 Trust preferred securities Total Balance at July 1, 2014 $ 18,309 $ 18,309 Accretion included in net income — — Unrealized gains included in other comprehensive income 1,896 1,896 Reclassification adjustment — — Purchases — — Sales — — Issues — — Settlements (632 ) (632 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2014 $ 19,573 $ 19,573 Securities available for sale Nine Months Ended September 30, 2015 Trust preferred securities Total Balance at January 1, 2015 $ 19,756 $ 19,756 Realized gains included in net income (70 ) (70 ) Unrealized gains included in other comprehensive income 822 822 Purchases — — Sales (1,117 ) (1,117 ) Issues — — Settlements (501 ) (501 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2015 $ 18,890 $ 18,890 Securities available for sale Nine Months Ended September 30, 2014 Trust preferred securities Total Balance at January 1, 2014 $ 17,671 $ 17,671 Realized gains included in net income 16 16 Unrealized gains included in other comprehensive income 2,695 2,695 Reclassification adjustment — — Purchases — — Sales — — Issues — — Settlements (809 ) (809 ) Transfers into Level 3 — — Transfers out of Level 3 — — Balance at September 30, 2014 $ 19,573 $ 19,573
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on recurring basis	The following table presents information as of September 30, 2015 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 18,890 Discounted cash flows Default rate 0-100%
Impaired loans measured at fair value on a nonrecurring basis	The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2015 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 3,467 $ 3,467 OREO — — 11,817 11,817 Total $ — $ — $ 15,284 $ 15,284 December 31, 2014 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 12,360 $ 12,360 OREO — — 4,460 4,460 Total $ — $ — $ 16,820 $ 16,820
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2014 OREO covered under loss-share agreements: Carrying amount prior to remeasurement $ 1,380 $ 3,162 Impairment recognized in results of operations (38 ) (185 ) Increase in FDIC loss-share indemnification asset (152 ) (742 ) Receivable from other guarantor — (422 ) Fair value $ 1,190 $ 1,813 OREO not covered under loss-share agreements: Carrying amount prior to remeasurement $ 12,284 $ 3,513 Impairment recognized in results of operations (1,657 ) (866 ) Fair value $ 10,627 $ 2,647
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of September 30, 2015 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 3,467 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 11,817 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of: September 30, 2015 Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 317,681 $ 310,256 $ 7,425 Past due loans of 90 days or more — — — Nonaccrual loans — — —
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2015 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 203,849 $ 203,849 $ — $ — $ 203,849 Securities held to maturity 476,752 — 490,233 — 490,233 Securities available for sale 662,801 — 643,911 18,890 662,801 Mortgage loans held for sale 317,681 — 317,681 — 317,681 Loans covered under loss-share agreements 100,839 — — 134,962 134,962 Loans not covered under loss-share agreements, net 5,135,070 — — 5,100,022 5,100,022 FDIC loss-share indemnification asset 8,044 — — 8,044 8,044 Mortgage servicing rights 28,268 — — 28,559 28,559 Derivative instruments 12,575 — 12,575 — 12,575 Financial liabilities Deposits $ 6,234,561 $ 4,200,398 $ 1,546,930 $ — $ 5,747,328 Short-term borrowings 402,122 402,122 — — 402,122 Federal Home Loan Bank advances 54,456 — 58,439 — 58,439 Junior subordinated debentures 94,958 — 79,053 — 79,053 Derivative instruments 12,462 — 12,462 — 12,462 Fair Value As of December 31, 2014 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 161,583 $ 161,583 $ — $ — $ 161,583 Securities held to maturity 430,163 — 442,488 — 442,488 Securities available for sale 553,584 — 533,828 19,756 553,584 Mortgage loans held for sale 25,628 — 25,628 — 25,628 Loans covered under loss-share agreements 143,041 — — 143,487 143,487 Loans not covered under loss-share agreements, net 3,844,833 — — 3,751,727 3,751,727 FDIC loss-share indemnification asset 12,516 — — 12,516 12,516 Mortgage servicing rights 11,662 — — 12,378 12,378 Derivative instruments 3,731 — 3,731 — 3,731 Financial liabilities Deposits $ 4,838,418 $ 3,532,266 $ 1,309,421 $ — $ 4,841,687 Short-term borrowings 32,403 32,403 — — 32,403 Federal Home Loan Bank advances 61,611 — 92,532 — 92,532 Junior subordinated debentures 94,574 — 80,971 — 80,971 Derivative instruments 6,293 — 6,293 — 6,293

Derivative Instruments (Tables)

Derivative Instruments (Tables)	9 Months Ended
	Sep. 30, 2015
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location September 30, December 31, 2014 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 3,282 $ 2,142 Interest rate lock commitments Other Assets 9,293 1,584 Forward commitments Other Assets — 5 Totals $ 12,575 $ 3,731 Derivative liabilities: Designated as hedging instruments: Interest rate swap Other Liabilities $ 5,284 $ 3,847 Totals $ 5,284 $ 3,847 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 3,282 $ 2,143 Interest rate lock commitments Other Liabilities 30 — Forward commitments Other Liabilities 3,866 303 Totals $ 7,178 $ 2,446
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 576 $ 750 $ 1,677 $ 2,296 Interest rate lock commitments: Included in gains on sales of mortgage loans held for sale 2,326 (261 ) 3,783 1,232 Forward commitments Included in gains on sales of mortgage loans held for sale (2,999 ) 460 (1,288 ) 15 Total $ (97 ) $ 949 $ 4,172 $ 3,543
Schedule of gross derivative positions as recognized in the balance sheet	The following table presents the Company's gross derivative positions as recognized in the consolidated balance sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2014 September 30, December 31, 2014 Gross amounts recognized $ — $ 5 $ 11,214 $ 5,182 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets — 5 11,214 5,182 Gross amounts not offset in the consolidated balance sheets Financial instruments — 5 — 5 Financial collateral pledged — — 7,747 4,879 Net amounts $ — $ — $ 3,467 $ 298

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2015
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended September 30, 2015 Securities available for sale: Unrealized holding gains on securities $ 6,029 $ 2,312 $ 3,717 Reclassification adjustment for gains realized in net income — — — Amortization of unrealized holding gains on securities transferred to the held to maturity category (42 ) (16 ) (26 ) Total securities available for sale 5,987 2,296 3,691 Derivative instruments: Unrealized holding losses on derivative instruments (1,752 ) (677 ) (1,075 ) Total derivative instruments (1,752 ) (677 ) (1,075 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 114 59 55 Total defined benefit pension and post-retirement benefit plans 114 59 55 Total other comprehensive income $ 4,349 $ 1,678 $ 2,671 Three months ended September 30, 2014 Securities available for sale: Unrealized holding gains on securities $ 1,402 $ 536 $ 866 Reclassification adjustment for gains realized in net income (375 ) (143 ) (232 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (61 ) (23 ) (38 ) Total securities available for sale 966 370 596 Derivative instruments: Unrealized holding gains on derivative instruments 68 26 42 Total derivative instruments 68 26 42 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 76 29 47 Total defined benefit pension and post-retirement benefit plans 76 29 47 Total other comprehensive income $ 1,110 $ 425 $ 685 Pre-Tax Tax Expense (Benefit) Net of Tax Nine months ended September 30, 2015 Securities available for sale: Unrealized holding gains on securities $ 4,066 $ 1,561 $ 2,505 Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (139 ) (53 ) (86 ) Total securities available for sale 3,831 1,472 2,359 Derivative instruments: Unrealized holding losses on derivative instruments (1,437 ) (556 ) (881 ) Total derivative instruments (1,437 ) (556 ) (881 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 316 136 180 Total defined benefit pension and post-retirement benefit plans 316 136 180 Total other comprehensive income $ 2,710 $ 1,052 $ 1,658 Nine months ended September 30, 2014 Securities available for sale: Unrealized holding gains on securities $ 7,864 $ 3,008 $ 4,856 Reclassification adjustment for gains realized in net income (375 ) (143 ) (232 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (196 ) (75 ) (121 ) Total securities available for sale 7,293 2,790 4,503 Derivative instruments: Unrealized holding losses on derivative instruments (1,252 ) (479 ) (773 ) Total derivative instruments (1,252 ) (479 ) (773 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 222 85 137 Total defined benefit pension and post-retirement benefit plans 222 85 137 Total other comprehensive income $ 6,263 $ 2,396 $ 3,867
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2014 Unrealized gains on securities $ 19,433 $ 17,759 Non-credit related portion of other-than-temporary impairment on securities (16,789 ) (17,474 ) Unrealized losses on derivative instruments (2,514 ) (1,633 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,070 ) (6,250 ) Total accumulated other comprehensive loss $ (5,940 ) $ (7,598 )

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2015
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2015 2014 Basic Net income applicable to common stock $ 16,220 $ 15,535 Average common shares outstanding 40,265,941 31,526,423 Net income per common share - basic $ 0.40 $ 0.49 Diluted Net income applicable to common stock $ 16,220 $ 15,535 Average common shares outstanding 40,265,941 31,526,423 Effect of dilutive stock-based compensation 252,472 192,106 Average common shares outstanding - diluted 40,518,413 31,718,529 Net income per common share - diluted $ 0.40 $ 0.49 Nine Months Ended September 30, 2015 2014 Basic Net income applicable to common stock $ 46,854 $ 43,985 Average common shares outstanding 34,521,255 31,486,767 Net income per common share - basic $ 1.36 $ 1.40 Diluted Net income applicable to common stock $ 46,854 $ 43,985 Average common shares outstanding 34,521,255 31,486,767 Effect of dilutive stock-based compensation 277,863 207,834 Average common shares outstanding - diluted 34,799,118 31,694,601 Net income per common share - diluted $ 1.35 $ 1.39
Diluted net income per common share due to their anti-dilutive effect	Stock options that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2015 2014 Number of shares — 109,068 Range of exercise prices $— $29.57 - $30.63 Nine Months Ended September 30, 2015 2014 Number of shares 99,852 109,068 Range of exercise prices $30.63 $29.57 - $30.63

Mergers and Acquisitions (Table

Mergers and Acquisitions (Tables)	9 Months Ended
	Sep. 30, 2015
Business Combinations [Abstract]
Schedule of Business Acquisitions	As a result, the adjustments included in the following table are preliminary and may change. Purchase Price: Shares issued to common shareholders 8,635,879 Purchase price per share $ 32.60 Value of stock paid $ 281,530 Cash paid for fractional shares 26 Cash settlement for stock options, net of tax benefit 3,697 Compensation expense incurred from the termination of Heritage's ESOP 4,930 Deal charges 7,077 Total Purchase Price $ 297,260 Net Assets Acquired: Stockholders’ equity at acquisition date $ 160,652 Increase (decrease) to net assets as a result of fair value adjustments to assets acquired and liabilities assumed: Securities (1,401 ) Mortgage loans held for sale (2,481 ) Loans, net of Heritage's allowance for loan losses (15,803 ) Fixed assets (7,253 ) Intangible assets, net of Heritage's existing core deposit intangible 18,193 Other real estate owned 1,390 FDIC loss-share indemnification asset (15,247 ) Other assets 1,293 Deposits (3,776 ) Other liabilities (2,329 ) Deferred income taxes (13,311 ) Total Net Assets Acquired 119,927 Goodwill resulting from merger (1) $ 177,333 (1) The goodwill resulting from the merger has been assigned to the Community Banks operating segment.
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	The following table summarizes the fair value of assets acquired and liabilities assumed at acquisition date in connection with the merger with Heritage. The Company is finalizing the fair value of certain assets and liabilities. As a result, the values included in the following table are preliminary and may change. Cash and cash equivalents $ 35,787 Securities 177,849 Mortgage loans held for sale 348,505 Loans, net of unearned income 1,111,617 Premises and equipment 42,080 Other real estate owned 9,972 Intangible assets 189,589 Other assets 102,509 Total assets 2,017,908 Deposits 1,372,515 Borrowings 314,656 Other liabilities 41,438 Total liabilities 1,728,609
Business Acquisition, Pro Forma Information	The following unaudited pro forma combined condensed consolidated financial information presents the results of operations for the nine months ended September 30, 2015 and 2014 of the Company as though the Merger had been completed as of January 1, 2014. The unaudited estimated pro forma information combines the historical results of Heritage with the Company's historical consolidated results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the periods presented. The pro forma information is not indicative of what would have occurred had the acquisition taken place on January 1, 2014. The pro forma information does not include the effect of any cost-saving or revenue-enhancing strategies. Merger expenses are reflected in the period in which they were incurred. Nine Months Ended September 30, 2015 2014 Interest income $ 225,985 $ 222,055 Interest expense 16,494 22,302 Net interest income 209,491 199,753 Provision for loan and lease losses 3,300 6,401 Noninterest income 103,888 85,774 Noninterest expense 238,947 201,166 Income before income taxes 71,132 77,960 Income taxes 22,597 24,106 Net income 48,535 53,854 Earnings per share: Basic $ 1.12 $ 1.34 Diluted $ 1.12 $ 1.34

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2015
Banking and Thrift [Abstract]
Schedule of guidelines governing the classification of capital tiers	The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Schedule of capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of September 30, 2015 2014 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 665,707 8.95 % $ 495,168 8.91 % Common Equity Tier 1 Capital to Risk-Weighted Assets 576,360 9.92 % — — % Tier 1 Capital to Risk-Weighted Assets 665,707 11.46 % 495,168 11.82 % Total Capital to Risk-Weighted Assets 712,737 12.27 % 543,103 12.96 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 639,189 8.75 % $ 467,944 8.64 % Common Equity Tier 1 Capital to Risk-Weighted Assets 639,189 11.02 % — — % Tier 1 Capital to Risk-Weighted Assets 639,189 11.02 % 467,944 11.46 % Total Capital to Risk-Weighted Assets 685,565 11.82 % 515,993 12.59 %

Investments in Qualified Affo37

Investments in Qualified Affordable Housing Projects (Tables)	9 Months Ended
	Sep. 30, 2015
Equity Method Investments and Joint Ventures [Abstract]
Components of qualified affordable housing projects included in income taxes	Components of the Company's investments in qualified affordable housing projects were included in the line item “Income taxes” in the Consolidated Statements of Income for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2015 2014 2015 2014 Tax credit amortization $ 324 $ 289 $ 972 $ 866 Tax credits and other benefits (471 ) (403 ) (1,412 ) (1,300 ) Total $ (147 ) $ (114 ) $ (440 ) $ (434 )

Securities - (Details)

Securities - (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized cost and fair value of securities held to maturity
Amortized Cost	$ 476,752	$ 430,163
Gross Unrealized Gains	14,774	15,438
Gross Unrealized Losses	(1,293)	(3,113)
Fair Value	490,233	442,488
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities held to maturity
Amortized Cost	120,602	125,081
Gross Unrealized Gains	32	10
Gross Unrealized Losses	(883)	(2,915)
Fair Value	119,751	122,176
Obligations of states and political subdivisions
Amortized cost and fair value of securities held to maturity
Amortized Cost	356,150	305,082
Gross Unrealized Gains	14,742	15,428
Gross Unrealized Losses	(410)	(198)
Fair Value	$ 370,482	$ 320,312

Securities - (Details 1)

Securities - (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 659,017	$ 553,770
Gross Unrealized Gains	12,171	10,280
Gross Unrealized Losses	(8,387)	(10,466)
Securities available for sale	662,801	553,584
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost	24,807	26,400
Gross Unrealized Gains	0	137
Gross Unrealized Losses	(5,917)	(6,781)
Securities available for sale	18,890	19,756
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	19,607	17,517
Gross Unrealized Gains	548	487
Gross Unrealized Losses	(20)	(74)
Securities available for sale	20,135	17,930
Other equity securities
Amortized cost and fair value of securities available for sale
Amortized Cost	2,500	2,331
Gross Unrealized Gains	1,451	1,268
Gross Unrealized Losses	0	0
Securities available for sale	3,951	3,599
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	6,100	6,119
Gross Unrealized Gains	150	147
Gross Unrealized Losses	(2)	(119)
Securities available for sale	6,248	6,147
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	362,702	292,283
Gross Unrealized Gains	5,740	4,908
Gross Unrealized Losses	(892)	(832)
Securities available for sale	367,550	296,359
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	59,544	45,714
Gross Unrealized Gains	1,623	1,608
Gross Unrealized Losses	(14)	(137)
Securities available for sale	61,153	47,185
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	178,546	158,436
Gross Unrealized Gains	2,422	1,523
Gross Unrealized Losses	(1,542)	(2,523)
Securities available for sale	179,426	157,436
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	5,211	4,970
Gross Unrealized Gains	237	202
Gross Unrealized Losses	0	0
Securities available for sale	$ 5,448	$ 5,172

Securities - (Details 2)

Securities - (Details 2) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 0	$ 375	$ 96	$ 375
Gross losses on sales of securities available for sale	0	0	0	0
Gain on sales of securities available for sale, net	$ 0	$ 375	$ 96	$ 375

Securities - (Details 3)

Securities - (Details 3) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Amortized Cost
Due within one year	$ 15,035
Due after one year through five years	86,835
Due after five years through ten years	237,759
Due after ten years	137,123
Amortized Cost	476,752	$ 430,163
Fair Value
Due within one year	15,227
Due after one year through five years	89,467
Due after five years through ten years	242,027
Due after ten years	143,512
Fair Value	490,233	442,488
Amortized Cost
Due within one year	0
Due after one year through five years	6,100
Due after five years through ten years	0
Due after ten years	24,807
Available for sale debt securities	659,017	553,770
Amortized cost	659,017		$ 724
Fair Value
Due within one year	0
Due after one year through five years	6,248
Due after five years through ten years	0
Due after ten years	18,890
Securities available for sale	662,801	553,584
Other debt securities
Amortized Cost
Available for sale debt securities	19,607	17,517
Fair Value
Securities available for sale	20,135	17,930
Other equity securities
Amortized Cost
Available for sale debt securities	2,500	2,331
Other equity securities	2,500
Fair Value
Securities available for sale	3,951	3,599
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Available for sale debt securities	362,702	292,283
Fair Value
Securities available for sale	367,550	296,359
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Available for sale debt securities	59,544	45,714
Fair Value
Securities available for sale	61,153	47,185
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Available for sale debt securities	178,546	158,436
Fair Value
Securities available for sale	179,426	157,436
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Available for sale debt securities	5,211	4,970
Fair Value
Securities available for sale	$ 5,448	$ 5,172

Securities - (Details 4)

Securities - (Details 4) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)security	Dec. 31, 2014USD ($)security
Held to Maturity:
Number of positions (securities) | security	64	47
Fair Value, Less than 12 Months	$ 72,196	$ 4,353
Fair Value, 12 Months or More	58,911	129,226
Fair Value, Total	131,107	133,579
Unrealized Losses, Less than 12 months	(535)	(30)
Unrealized Losses, 12 Months or More	(758)	(3,083)
Unrealized Losses, Total	$ (1,293)	$ (3,113)
Available for Sale:
Number of positions (securities) | security	51	49
Fair Value, Less than 12 Months	$ 63,596	$ 51,093
Fair Value, 12 Months or More	107,142	152,374
Fair Value, Total	170,738	203,467
Unrealized losses, Less than 12 months	(232)	(177)
Unrealized Losses, 12 months or More	(8,155)	(10,289)
Unrealized Losses, Total	$ (8,387)	$ (10,466)
Trust preferred securities
Available for Sale:
Number of positions (securities) | security	3	3
Fair Value, Less than 12 Months	$ 0	$ 0
Fair Value, 12 Months or More	18,890	18,503
Fair Value, Total	18,890	18,503
Unrealized losses, Less than 12 months	0	0
Unrealized Losses, 12 months or More	(5,917)	(6,781)
Unrealized Losses, Total	$ (5,917)	$ (6,781)
Other debt securities
Available for Sale:
Number of positions (securities) | security	2	2
Fair Value, Less than 12 Months	$ 0	$ 0
Fair Value, 12 Months or More	4,051	4,175
Fair Value, Total	4,051	4,175
Unrealized losses, Less than 12 months	0	0
Unrealized Losses, 12 months or More	(20)	(74)
Unrealized Losses, Total	$ (20)	$ (74)
Other equity securities
Available for Sale:
Number of positions (securities) | security		0
Fair Value, Less than 12 Months		$ 0
Fair Value, 12 Months or More		0
Fair Value, Total		0
Unrealized losses, Less than 12 months		0
Unrealized Losses, 12 months or More		0
Unrealized Losses, Total		$ 0
Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	23	28
Fair Value, Less than 12 Months	$ 45,255	$ 1,000
Fair Value, 12 Months or More	55,050	119,174
Fair Value, Total	100,305	120,174
Unrealized Losses, Less than 12 months	(230)	(1)
Unrealized Losses, 12 Months or More	(653)	(2,914)
Unrealized Losses, Total	$ (883)	$ (2,915)
Available for Sale:
Number of positions (securities) | security	1	1
Fair Value, Less than 12 Months	$ 3,998	$ 0
Fair Value, 12 Months or More	0	3,881
Fair Value, Total	3,998	3,881
Unrealized losses, Less than 12 months	(2)	0
Unrealized Losses, 12 months or More	0	(119)
Unrealized Losses, Total	$ (2)	$ (119)
Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	41	19
Fair Value, Less than 12 Months	$ 26,941	$ 3,353
Fair Value, 12 Months or More	3,861	10,052
Fair Value, Total	30,802	13,405
Unrealized Losses, Less than 12 months	(305)	(29)
Unrealized Losses, 12 Months or More	(105)	(169)
Unrealized Losses, Total	$ (410)	$ (198)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	23	16
Fair Value, Less than 12 Months	$ 51,459	$ 18,924
Fair Value, 12 Months or More	28,867	49,612
Fair Value, Total	80,326	68,536
Unrealized losses, Less than 12 months	(184)	(39)
Unrealized Losses, 12 months or More	(708)	(793)
Unrealized Losses, Total	$ (892)	$ (832)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	3	3
Fair Value, Less than 12 Months	$ 1,144	$ 0
Fair Value, 12 Months or More	820	10,651
Fair Value, Total	1,964	10,651
Unrealized losses, Less than 12 months	(11)	0
Unrealized Losses, 12 months or More	(3)	(137)
Unrealized Losses, Total	$ (14)	$ (137)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	19	24
Fair Value, Less than 12 Months	$ 6,995	$ 32,169
Fair Value, 12 Months or More	54,514	65,552
Fair Value, Total	61,509	97,721
Unrealized losses, Less than 12 months	(35)	(138)
Unrealized Losses, 12 months or More	(1,507)	(2,385)
Unrealized Losses, Total	$ (1,542)	$ (2,523)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	0
Fair Value, Less than 12 Months	$ 0	$ 0
Fair Value, 12 Months or More	0	0
Fair Value, Total	0	0
Unrealized losses, Less than 12 months	0	0
Unrealized Losses, 12 months or More	0	0
Unrealized Losses, Total	$ 0	$ 0
Less than 12 Months
Held to Maturity:
Number of positions (securities) | security	46	5
Available for Sale:
Number of positions (securities) | security	20	9
Less than 12 Months | Trust preferred securities
Available for Sale:
Number of positions (securities) | security	0	0
Less than 12 Months | Other debt securities
Available for Sale:
Number of positions (securities) | security	0	0
Less than 12 Months | Other equity securities
Available for Sale:
Number of positions (securities) | security		0
Less than 12 Months | Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	11	2
Available for Sale:
Number of positions (securities) | security	1	0
Less than 12 Months | Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	35	3
Less than 12 Months | Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	14	3
Less than 12 Months | Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	2	0
Less than 12 Months | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	3	6
Less than 12 Months | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	0
12 Months or More
Held to Maturity:
Number of positions (securities) | security	18	42
Available for Sale:
Number of positions (securities) | security	31	40
12 Months or More | Trust preferred securities
Available for Sale:
Number of positions (securities) | security	3	3
12 Months or More | Other debt securities
Available for Sale:
Number of positions (securities) | security	2	2
12 Months or More | Other equity securities
Available for Sale:
Number of positions (securities) | security		0
12 Months or More | Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	12	26
Available for Sale:
Number of positions (securities) | security	0	1
12 Months or More | Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	6	16
12 Months or More | Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	9	13
12 Months or More | Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	1	3
12 Months or More | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	16	18
12 Months or More | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	0

Securities - (Details 5)

Securities - (Details 5) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014	Sep. 30, 2014
Investments in pooled trust preferred securities
Amortized Cost	$ 659,017		$ 724
Securities available for sale	662,801	$ 553,584
Trust preferred securities
Investments in pooled trust preferred securities
Amortized Cost	24,807	26,400
Securities available for sale	18,890	$ 19,756
Unrealized Loss	(5,917)
XXIII
Investments in pooled trust preferred securities
Amortized Cost	8,510
Securities available for sale	5,882
Unrealized Loss	$ (2,628)
Issuers Currently in Deferral or Default (percent)	18.00%
XXIV
Investments in pooled trust preferred securities
Amortized Cost	$ 12,076
Securities available for sale	9,963
Unrealized Loss	$ (2,113)
Issuers Currently in Deferral or Default (percent)	31.00%
XXVI
Investments in pooled trust preferred securities
Amortized Cost	$ 4,221
Securities available for sale	3,045
Unrealized Loss	$ (1,176)
Issuers Currently in Deferral or Default (percent)	26.00%

Securities - (Details 6)

Securities - (Details 6) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cumulative credit related losses recognized in earnings
Beginning balance	$ (3,337)	$ (3,337)
Additions related to credit losses for which OTTI was not previously recognized	0	0
Increases in credit loss for which OTTI was previously recognized	0	0
Ending balance	$ (3,337)	$ (3,337)

Securities - (Details Textual)

Securities - (Details Textual)	3 Months Ended				9 Months Ended
	Sep. 30, 2015USD ($)	Jun. 30, 2015security	Sep. 30, 2014USD ($)	Jun. 30, 2014security	Sep. 30, 2015USD ($)securityinstitution	Sep. 30, 2014USD ($)	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 659,017,000		$ 724,000		$ 659,017,000	$ 724,000
Sale proceeds						1,099,000
Gross gains on sales of securities available for sale	0		375,000		96,000	375,000
Gain on sales of securities available for sale, net	0		$ 375,000		$ 96,000	$ 375,000
Number of securities, return to accrual status | security		1		1	1
Securities available for sale, at fair value	662,801,000				$ 662,801,000		$ 553,584,000
Number of securities representing interests in tranches of trusts (tranches) | security		3			3
Number of institutions issuing debt | institution					250
Secure government, public and trust deposits
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	721,834,000				$ 721,834,000		617,189,000
Short-term borrowings
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	37,976,000				37,976,000		16,410,000
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale, at fair value	18,890,000				18,890,000		$ 19,756,000
Trust preferred securities | Pooled Trust Preferred Securities Xiii
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	1,117,000				1,117,000
Sale proceeds					1,213,000
Gross gains on sales of securities available for sale					96,000
Heritage Financial Group
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 7,231,000				7,231,000
Sale proceeds					7,231,000
Gain on sales of securities available for sale, net					$ 0

Loans and the Allowance for L46

Loans and the Allowance for Loan Losses - (Details) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Summary of loans
Gross loans		$ 5,278,452	$ 3,988,187
Unearned income		(492)	(313)
Loans, net of unearned income		5,277,960	3,987,874
Allowance for loan losses		(42,051)	(42,289)
Loans, net		5,235,909	3,945,585
Commercial, financial, agricultural
Summary of loans
Gross loans		621,121	483,283
Loans, net of unearned income		621,121	483,283
Lease financing
Summary of loans
Gross loans		25,190	10,427
Real estate – construction
Summary of loans
Gross loans		339,370	212,061
Loans, net of unearned income		339,370	212,061
Real estate – 1-4 family mortgage
Summary of loans
Gross loans		1,662,505	1,236,360
Loans, net of unearned income		1,662,505	1,236,360
Real estate – commercial mortgage
Summary of loans
Gross loans		2,516,889	1,956,914
Loans, net of unearned income		2,516,889	1,956,914
Installment loans to individuals
Summary of loans
Gross loans		113,377	89,142
Loans, net of unearned income	[1]	$ 138,075	$ 99,256
[1]	Includes lease financing receivables.

Loans and the Allowance for L47

Loans and the Allowance for Loan Losses - (Details 1) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		$ 5,278,452	$ 3,988,187
Loans and Leases Receivable, Net of Deferred Income		5,277,960	3,987,874
Commercial, financial, agricultural
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		621,121	483,283
Loans and Leases Receivable, Net of Deferred Income		621,121	483,283
Lease financing
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		25,190	10,427
Real estate – construction
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		339,370	212,061
Loans and Leases Receivable, Net of Deferred Income		339,370	212,061
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		1,662,505	1,236,360
Loans and Leases Receivable, Net of Deferred Income		1,662,505	1,236,360
Real estate – commercial mortgage
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		2,516,889	1,956,914
Loans and Leases Receivable, Net of Deferred Income		2,516,889	1,956,914
Installment loans to individuals
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		113,377	89,142
Loans and Leases Receivable, Net of Deferred Income	[1]	138,075	99,256
Unearned income
Past due and nonaccrual loans
Loans and Leases Receivable, Gross		(492)	(313)
Accruing Loans
Past due and nonaccrual loans
Current Loans		5,212,742	3,915,598
Total Loans, Accruing		5,244,372	3,943,477
Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current Loans		618,263	480,332
Total Loans, Accruing		620,337	482,081
Accruing Loans | Lease financing
Past due and nonaccrual loans
Current Loans		24,771	9,965
Total Loans, Accruing		24,771	10,427
Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Current Loans		338,581	211,860
Total Loans, Accruing		339,370	211,897
Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current Loans		1,635,107	1,212,214
Total Loans, Accruing		1,649,843	1,222,994
Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Current Loans		2,483,675	1,912,758
Total Loans, Accruing		2,497,207	1,927,319
Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current Loans		112,837	88,782
Total Loans, Accruing		113,336	89,072
Accruing Loans | Unearned income
Past due and nonaccrual loans
Current Loans		(492)	(313)
Total Loans, Accruing		(492)	(313)
Nonaccruing Loans
Past due and nonaccrual loans
Current Loans		18,873	19,625
Total Loans, Nonaccuring		33,588	44,397
Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current Loans		281	366
Total Loans, Nonaccuring		784	1,202
Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current Loans		0	0
Total Loans, Nonaccuring		419	0
Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Current Loans		0	0
Total Loans, Nonaccuring		0	164
Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current Loans		8,748	8,407
Total Loans, Nonaccuring		12,662	13,366
Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Current Loans		9,837	10,841
Total Loans, Nonaccuring		19,682	29,595
Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current Loans		7	11
Total Loans, Nonaccuring		41	70
Nonaccruing Loans | Unearned income
Past due and nonaccrual loans
Current Loans		0	0
Total Loans, Nonaccuring		0	0
90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due		13,614	10,713
90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due		1,146	636
90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due		0	0
90 Days or More Past Due | Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due		0	37
90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due		5,789	2,382
90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due		6,614	7,637
90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due		65	21
90 Days or More Past Due | Accruing Loans | Unearned income
Past due and nonaccrual loans
Loans past due		0	0
90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due		13,859	22,575
90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due		503	820
90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due		419	0
90 Days or More Past Due | Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due		0	164
90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due		3,618	4,604
90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due		9,285	16,928
90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due		34	59
90 Days or More Past Due | Nonaccruing Loans | Unearned income
Past due and nonaccrual loans
Loans past due		0	0
30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due		18,016	17,166
30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due		928	1,113
30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due		0	462
30-89 Days Past Due | Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due		789	0
30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due		8,947	8,398
30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due		6,918	6,924
30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due		434	269
30-89 Days Past Due | Accruing Loans | Unearned income
Past due and nonaccrual loans
Loans past due		0	0
30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due		856	2,197
30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due		0	16
30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due		0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due		0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due		296	355
30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due		560	1,826
30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due		0	0
30-89 Days Past Due | Nonaccruing Loans | Unearned income
Past due and nonaccrual loans
Loans past due		$ 0	$ 0
[1]	Includes lease financing receivables.

Loans and the Allowance for L48

Loans and the Allowance for Loan Losses - (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Impaired loans
Unpaid Contractual Principal Balance	$ 152,449	$ 127,534
Recorded Investment With Allowance	119,089	48,649
Recorded Investment With No Allowance	15,553	37,505
Total Recorded Investment	134,642	86,154
Related Allowance	9,747	10,762
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	8,456	4,871
Recorded Investment With Allowance	6,529	984
Recorded Investment With No Allowance	49	1,375
Total Recorded Investment	6,578	2,359
Related Allowance	599	171
Real estate – construction
Impaired loans
Unpaid Contractual Principal Balance	0	164
Recorded Investment With Allowance	0	164
Recorded Investment With No Allowance	0	0
Total Recorded Investment	0	164
Related Allowance	0	0
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	43,363	31,906
Recorded Investment With Allowance	32,769	18,401
Recorded Investment With No Allowance	6,118	7,295
Total Recorded Investment	38,887	25,696
Related Allowance	4,773	4,824
Real estate – commercial mortgage
Impaired loans
Unpaid Contractual Principal Balance	99,819	90,196
Recorded Investment With Allowance	79,292	29,079
Recorded Investment With No Allowance	9,379	28,784
Total Recorded Investment	88,671	57,863
Related Allowance	4,374	5,767
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	811	397
Recorded Investment With Allowance	499	21
Recorded Investment With No Allowance	7	51
Total Recorded Investment	506	72
Related Allowance	$ 1	$ 0

Loans and the Allowance for L49

Loans and the Allowance for Loan Losses - (Details 3) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Investment and interest income recognized on impaired loans
Average Recorded Investment	$ 139,016	$ 107,331	$ 140,360	$ 114,093
Interest Income Recognized	209	4,187	3,878	4,293
Commercial, financial, agricultural
Investment and interest income recognized on impaired loans
Average Recorded Investment	6,763	4,167	6,519	4,399
Interest Income Recognized	10	160	184	165
Lease financing
Investment and interest income recognized on impaired loans
Average Recorded Investment	0	0
Interest Income Recognized	0	0
Real estate – construction
Investment and interest income recognized on impaired loans
Average Recorded Investment	0	1,997	0	2,023
Interest Income Recognized	0	96	0	98
Real estate – 1-4 family mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	40,410	26,378	40,203	27,122
Interest Income Recognized	46	808	917	843
Real estate – commercial mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	91,323	74,648	93,107	80,402
Interest Income Recognized	152	3,110	2,764	3,174
Installment loans to individuals
Investment and interest income recognized on impaired loans
Average Recorded Investment	520	141	531	147
Interest Income Recognized	$ 1	$ 13	$ 13	$ 13

Loans and the Allowance for L50

Loans and the Allowance for Loan Losses - (Details 4) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)loan	Dec. 31, 2014USD ($)loan
Restructured loans
Number of Loans | loan	88	53
Pre- Modification Outstanding Recorded Investment	$ 20,982	$ 16,309
Post- Modification Outstanding Recorded Investment	$ 18,881	$ 14,337
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	2	2
Pre- Modification Outstanding Recorded Investment	$ 507	$ 507
Post- Modification Outstanding Recorded Investment	$ 460	$ 507
Real estate – construction
Restructured loans
Number of Loans | loan	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0
Real estate – 1-4 family mortgage
Restructured loans
Number of Loans | loan	60	35
Pre- Modification Outstanding Recorded Investment	$ 6,084	$ 5,212
Post- Modification Outstanding Recorded Investment	$ 5,563	$ 4,567
Real estate – commercial mortgage
Restructured loans
Number of Loans | loan	25	16
Pre- Modification Outstanding Recorded Investment	$ 14,324	$ 10,590
Post- Modification Outstanding Recorded Investment	$ 12,791	$ 9,263
Installment loans to individuals
Restructured loans
Number of Loans | loan	1	0
Pre- Modification Outstanding Recorded Investment	$ 67	$ 0
Post- Modification Outstanding Recorded Investment	$ 67	$ 0

Loans and the Allowance for L51

Loans and the Allowance for Loan Losses - (Details 5) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)loan
Changes in restructured loans [Roll Forward]
Totals at January 1, 2015	53
Additional loans with concessions, Number of Loans	53
Reclassified as nonperforming, Number of Loans	(3)
Paid in full (loans)	(13)
Charge-offs (loans)	(1)
Transfer to other real estate owned (loans)	0
Principal paydowns (loans)	0
Lapse of concession period (loans)	0
TDR reclassified as performing (loans)	(1)
Totals at September 30, 2015	88
Changes in recorded investments [Roll Forward]
Totals at January 1, 2015 | $	$ 14,337
Additional loans with concessions | $	12,662
Reclassified as nonperforming | $	(331)
Paid in full | $	(4,820)
Charge-offs | $	(56)
Transfer to other real estate owned | $	0
Principal paydowns | $	(688)
Lapse of concession period | $	0
TDR reclassified as performing loan | $	(2,223)
Totals at September 30, 2015 | $	$ 18,881

Loans and the Allowance for L52

Loans and the Allowance for Loan Losses - (Details 6) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loan portfolio by risk-rating grades
Total	$ 2,999,634	$ 2,092,260
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	472,167	344,704
Lease financing
Loan portfolio by risk-rating grades
Total	419	0
Real estate – construction
Loan portfolio by risk-rating grades
Total	257,786	151,538
Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	275,480	140,166
Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	1,993,755	1,454,450
Installment loans to individuals
Loan portfolio by risk-rating grades
Total	27	1,402
Pass
Loan portfolio by risk-rating grades
Total	2,893,895	2,002,478
Pass | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	460,425	337,998
Pass | Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Pass | Real estate – construction
Loan portfolio by risk-rating grades
Total	256,056	150,683
Pass | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	250,296	122,608
Pass | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	1,927,091	1,389,787
Pass | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	27	1,402
Watch
Loan portfolio by risk-rating grades
Total	60,822	43,298
Watch | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	7,583	5,255
Watch | Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Watch | Real estate – construction
Loan portfolio by risk-rating grades
Total	1,692	855
Watch | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	10,736	6,079
Watch | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	40,811	31,109
Watch | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	0	0
Substandard
Loan portfolio by risk-rating grades
Total	44,917	46,484
Substandard | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	4,159	1,451
Substandard | Lease financing
Loan portfolio by risk-rating grades
Total	419	0
Substandard | Real estate – construction
Loan portfolio by risk-rating grades
Total	38	0
Substandard | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	14,448	11,479
Substandard | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	25,853	33,554
Substandard | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	$ 0	$ 0

Loans and the Allowance for L53

Loans and the Allowance for Loan Losses - (Details 7) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Loan portfolio not subject to risk rating
Loan portfolio	$ 1,948,404	$ 1,551,189
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loan portfolio	136,177	115,175
Lease financing
Loan portfolio not subject to risk rating
Loan portfolio	24,279	10,114
Real estate – construction
Loan portfolio not subject to risk rating
Loan portfolio	79,970	60,523
Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loan portfolio	1,295,599	1,013,375
Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Loan portfolio	301,922	268,219
Installment loans to individuals
Loan portfolio not subject to risk rating
Loan portfolio	110,457	83,783
Performing
Loan portfolio not subject to risk rating
Loan portfolio	1,943,721	1,546,689
Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loan portfolio	135,821	114,996
Performing | Lease financing
Loan portfolio not subject to risk rating
Loan portfolio	24,279	10,114
Performing | Real estate – construction
Loan portfolio not subject to risk rating
Loan portfolio	79,970	60,323
Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loan portfolio	1,292,638	1,010,645
Performing | Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Loan portfolio	300,582	266,867
Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Loan portfolio	110,431	83,744
Non- Performing
Loan portfolio not subject to risk rating
Loan portfolio	4,683	4,500
Non- Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loan portfolio	356	179
Non- Performing | Lease financing
Loan portfolio not subject to risk rating
Loan portfolio	0	0
Non- Performing | Real estate – construction
Loan portfolio not subject to risk rating
Loan portfolio	0	200
Non- Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loan portfolio	2,961	2,730
Non- Performing | Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Loan portfolio	1,340	1,352
Non- Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Loan portfolio	$ 26	$ 39

Loans and the Allowance for L54

Loans and the Allowance for Loan Losses - (Details 8) - Receivables Acquired with Deteriorated Credit Quality - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		$ 329,922	$ 344,425
Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		20,993	8,004
Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		50,869	135,037
Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		258,060	201,384
Commercial, financial, agricultural
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		12,777	23,404
Commercial, financial, agricultural | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		1,205	0
Commercial, financial, agricultural | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		415	6,684
Commercial, financial, agricultural | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		11,157	16,720
Lease financing
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Lease financing | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Lease financing | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Lease financing | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Real estate – construction
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		1,614	0
Real estate – construction | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Real estate – construction | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		94	0
Real estate – construction | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		1,520	0
Real estate – 1-4 family mortgage
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		91,426	82,819
Real estate – 1-4 family mortgage | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		5,895	420
Real estate – 1-4 family mortgage | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		26,990	43,597
Real estate – 1-4 family mortgage | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		58,541	38,802
Real estate – commercial mortgage
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		221,212	234,245
Real estate – commercial mortgage | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		13,893	7,584
Real estate – commercial mortgage | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		23,323	84,720
Real estate – commercial mortgage | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		183,996	141,941
Installment loans to individuals
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality	[1]	2,893	3,957
Installment loans to individuals | Impaired Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		0	0
Installment loans to individuals | Other Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		47	36
Installment loans to individuals | Not Covered Loans
Loans acquired with deteriorated credit quality
Acquired with deteriorated credit quality		$ 2,846	$ 3,921
[1]	Includes lease financing receivables.

Loans and the Allowance for L55

Loans and the Allowance for Loan Losses - (Details 9) - Receivables Acquired with Deteriorated Credit Quality - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014	Sep. 01, 2013
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		$ 329,922	$ 344,425
Impaired Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		20,993	8,004
Other Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		50,869	135,037
Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		258,060	$ 201,384
Contractually-required principal and interest
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		474,115
Contractually-required principal and interest | Impaired Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		22,400
Contractually-required principal and interest | Other Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		67,828
Contractually-required principal and interest | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		383,887
Nonaccretable difference
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[1]	(100,271)
Nonaccretable difference | Impaired Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[1]	(1,397)
Nonaccretable difference | Other Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[1]	(11,983)
Nonaccretable difference | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[1]	(86,891)
Cash flows expected to be collected
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		373,844
Cash flows expected to be collected | Impaired Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		21,003
Cash flows expected to be collected | Other Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		55,845
Cash flows expected to be collected | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality		296,996
Accretable yield
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[2]	(43,922)
Accretable yield | Impaired Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[2]	(10)
Accretable yield | Other Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[2]	(4,976)
Accretable yield | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality	[2]	$ (38,936)
Heritage Financial Group
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality				$ 1,111,617
Heritage Financial Group | Contractually-required principal and interest
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality				1,237,944
Heritage Financial Group | Nonaccretable difference
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality				59,408
Heritage Financial Group | Cash flows expected to be collected
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality				1,178,536
Heritage Financial Group | Accretable yield
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Acquired with deteriorated credit quality				$ 66,919
[1]	Represents contractual principal and interest cash flows of $100,023 and $249, respectively, not expected to be collected.
[2]	Represents contractual interest payments of $2,329 expected to be collected and purchase discount of $41,594.

Loans and the Allowance for L56

Loans and the Allowance for Loan Losses - (Details 10) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Movement Schedule Roll Forward
Balance at January 1, 2015	$ (32,433)
Additions due to acquisition	(20,266)
Reclasses from nonaccretable difference	(3,956)
Accretion	11,250
Charge-offs	1,483
Balance at September 30, 2015	(43,922)
Impaired Covered Loans
Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Movement Schedule Roll Forward
Balance at January 1, 2015	(1)
Additions due to acquisition	0
Reclasses from nonaccretable difference	(578)
Accretion	569
Charge-offs	0
Balance at September 30, 2015	(10)
Other Covered Loans
Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Movement Schedule Roll Forward
Balance at January 1, 2015	(2,623)
Additions due to acquisition	(4,880)
Reclasses from nonaccretable difference	977
Accretion	1,550
Charge-offs	0
Balance at September 30, 2015	(4,976)
Not Covered Loans
Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Movement Schedule Roll Forward
Balance at January 1, 2015	(29,809)
Additions due to acquisition	(15,386)
Reclasses from nonaccretable difference	(4,355)
Accretion	9,131
Charge-offs	1,483
Balance at September 30, 2015	$ (38,936)

Loans and the Allowance for L57

Loans and the Allowance for Loan Losses - (Details 11) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Allowance for loan losses:
Beginning balance		$ 41,888	$ 47,304	$ 42,289	$ 47,665
Charge-offs		(956)	(6,102)	(4,657)	(9,928)
Recoveries		369	1,150	1,419	1,715
Net charge-offs		(587)	(4,952)	(3,238)	(8,213)
Provision for loan losses		629	4,775	2,200	8,641
Benefit attributable to FDIC loss-share agreements		(280)	(3,377)	(864)	(5,051)
Recoveries payable to FDIC		401	819	1,664	1,527
Provision for loan losses charged to operations		750	2,217	3,000	5,117
Ending balance		42,051	44,569	42,051	44,569
Period-End Amount Allocated to:
Individually evaluated for impairment						$ 7,797	$ 8,080
Collectively evaluated for impairment						32,304	36,489
Acquired with deteriorated credit quality		41,888	47,304	42,289	47,665	42,051	44,569
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance		3,971	3,264	3,305	3,090
Charge-offs		(143)	(1,206)	(501)	(1,325)
Recoveries		82	103	221	215
Net charge-offs		(61)	(1,103)	(280)	(1,110)
Provision for loan losses		(307)	1,007	624	1,095
Benefit attributable to FDIC loss-share agreements		(10)	(19)	(65)	(87)
Recoveries payable to FDIC		20	22	29	183
Provision for loan losses charged to operations		(297)	1,010	588	1,191
Ending balance		3,613	3,171	3,613	3,171
Period-End Amount Allocated to:
Individually evaluated for impairment						214	0
Collectively evaluated for impairment						3,014	3,171
Acquired with deteriorated credit quality		3,971	3,264	3,305	3,090	3,613	3,171
Real estate – construction
Allowance for loan losses:
Beginning balance		1,297	1,267	1,415	1,091
Charge-offs		0	0	(26)	0
Recoveries		3	6	16	14
Net charge-offs		3	6	(10)	14
Provision for loan losses		360	109	254	276
Benefit attributable to FDIC loss-share agreements		0	0	0	0
Recoveries payable to FDIC		1	0	2	1
Provision for loan losses charged to operations		361	109	256	277
Ending balance		1,661	1,382	1,661	1,382
Period-End Amount Allocated to:
Individually evaluated for impairment						0	0
Collectively evaluated for impairment						1,661	1,382
Acquired with deteriorated credit quality		1,297	1,267	1,415	1,091	1,661	1,382
Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance		13,792	11,797	13,549	18,629
Charge-offs		(251)	(1,271)	(1,605)	(4,143)
Recoveries		145	751	515	1,108
Net charge-offs		(106)	(520)	(1,090)	(3,035)
Provision for loan losses		165	(491)	653	(5,182)
Benefit attributable to FDIC loss-share agreements		(39)	(189)	(82)	(324)
Recoveries payable to FDIC		99	16	881	525
Provision for loan losses charged to operations		225	(664)	1,452	(4,981)
Ending balance		13,911	10,613	13,911	10,613
Period-End Amount Allocated to:
Individually evaluated for impairment						4,482	1,260
Collectively evaluated for impairment						9,137	9,353
Acquired with deteriorated credit quality		13,792	11,797	13,549	18,629	13,911	10,613
Real estate – commercial mortgage
Allowance for loan losses:
Beginning balance		21,547	29,771	22,759	23,688
Charge-offs		(430)	(3,513)	(2,287)	(4,056)
Recoveries		112	267	581	325
Net charge-offs		(318)	(3,246)	(1,706)	(3,731)
Provision for loan losses		53	4,043	244	12,045
Benefit attributable to FDIC loss-share agreements		(231)	(3,169)	(717)	(4,640)
Recoveries payable to FDIC		277	781	748	818
Provision for loan losses charged to operations		99	1,655	275	8,223
Ending balance		21,328	28,180	21,328	28,180
Period-End Amount Allocated to:
Individually evaluated for impairment						3,101	6,820
Collectively evaluated for impairment						16,955	21,360
Acquired with deteriorated credit quality		21,547	29,771	22,759	23,688	21,328	28,180
Installment loans to individuals
Allowance for loan losses:
Beginning balance	[1]	1,281	1,205	1,261	1,167
Charge-offs	[1]	(132)	(112)	(238)	(404)
Recoveries	[1]	27	23	86	53
Net charge-offs	[1]	(105)	(89)	(152)	(351)
Provision for loan losses	[1]	358	107	425	407
Benefit attributable to FDIC loss-share agreements	[1]	0	0	0	0
Recoveries payable to FDIC	[1]	4	0	4	0
Provision for loan losses charged to operations	[1]	362	107	429	407
Ending balance	[1]	1,538	1,223	1,538	1,223
Period-End Amount Allocated to:
Individually evaluated for impairment	[1]					0	0
Collectively evaluated for impairment	[1]					1,537	1,223
Acquired with deteriorated credit quality	[1]	1,281	1,205	1,261	1,167	1,538	1,223
Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Ending balance		1,950	0	1,950	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		1,950	0	1,950	0	1,950	0
Receivables Acquired with Deteriorated Credit Quality | Commercial, financial, agricultural
Allowance for loan losses:
Ending balance		385	0	385	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		385	0	385	0	385	0
Receivables Acquired with Deteriorated Credit Quality | Real estate – construction
Allowance for loan losses:
Ending balance		0	0	0	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		0	0	0	0	0	0
Receivables Acquired with Deteriorated Credit Quality | Real estate – 1-4 family mortgage
Allowance for loan losses:
Ending balance		292	0	292	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		292	0	292	0	292	0
Receivables Acquired with Deteriorated Credit Quality | Real estate – commercial mortgage
Allowance for loan losses:
Ending balance		1,272	0	1,272	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		1,272	0	1,272	0	1,272	0
Receivables Acquired with Deteriorated Credit Quality | Installment loans to individuals
Allowance for loan losses:
Ending balance	[1]	1	0	1	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality	[1]	$ 1	$ 0	$ 1	$ 0	$ 1	$ 0
[1]	Includes lease financing receivables.

Loans and the Allowance for L58

Loans and the Allowance for Loan Losses - (Details 12) - USD ($) $ in Thousands		Sep. 30, 2015	Dec. 31, 2014
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		$ 37,894	$ 48,649
Collectively evaluated for impairment		4,910,144	3,594,800
Net of Unearned Income		5,277,960	3,987,874
Commercial, financial, agricultural
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		1,265	984
Collectively evaluated for impairment		607,079	458,895
Net of Unearned Income		621,121	483,283
Real estate – construction
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		0	164
Collectively evaluated for impairment		337,756	211,897
Net of Unearned Income		339,370	212,061
Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		16,462	18,401
Collectively evaluated for impairment		1,554,617	1,135,140
Net of Unearned Income		1,662,505	1,236,360
Real estate – commercial mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		20,096	29,079
Collectively evaluated for impairment		2,275,581	1,693,590
Net of Unearned Income		2,516,889	1,956,914
Installment loans to individuals
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	[1]	71	21
Collectively evaluated for impairment	[1]	135,111	95,278
Net of Unearned Income	[1]	138,075	99,256
Receivables Acquired with Deteriorated Credit Quality
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		329,922	344,425
Receivables Acquired with Deteriorated Credit Quality | Commercial, financial, agricultural
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		12,777	23,404
Receivables Acquired with Deteriorated Credit Quality | Real estate – construction
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		1,614	0
Receivables Acquired with Deteriorated Credit Quality | Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		91,426	82,819
Receivables Acquired with Deteriorated Credit Quality | Real estate – commercial mortgage
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		221,212	234,245
Receivables Acquired with Deteriorated Credit Quality | Installment loans to individuals
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality	[1]	$ 2,893	$ 3,957
[1]	Includes lease financing receivables.

Loans and the Allowance for L59

Loans and the Allowance for Loan Losses - (Details Textual) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2015USD ($)loan_gradeloan	Dec. 31, 2014USD ($)loan
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period (in days)	90 days
Consumer and other retail loans charged-off past due period (in days)	120 days
Nonperforming loans charged-off past due period (in days)	90 days
Number of restructured loans | loan	0	0
Restructured loans discontinued past due period	90 days	90 days
Allowance for loan losses attributable to restructured loans	$ 42,051	$ 42,289
Remaining availability under commitments to lend additional funds on restructured loans	6	6,000
Fair value of loans contractual principal cash flows amount	100,023
Fair value of loans contractual interest cash flows	249
Fair value of loans contractual interest payments	2,329
Fair value of loans contractual purchase discount	$ 41,594
Watch
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	5
Maximum
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	9
Maximum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	4
Maximum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	9
Minimum
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	1
Minimum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	1
Minimum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	6
Restructured Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 14,200	11,392
Allowance for loan losses attributable to restructured loans	$ 1,343	$ 1,547

Other Real Estate Owned - (Deta

Other Real Estate Owned - (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	$ 3,183	$ 6,368
Not Covered OREO	33,151	28,104
Total other real estate owned, net	36,334	34,472
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	556	657
Not Covered OREO	4,452	4,549
Total other real estate owned, net	5,008	5,206
Real estate – commercial mortgage
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	632	470
Not Covered OREO	12,583	9,179
Total other real estate owned, net	13,215	9,649
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	1	2,445
Not Covered OREO	4,729	4,990
Total other real estate owned, net	4,730	7,435
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	1,994	2,796
Not Covered OREO	11,387	9,386
Total other real estate owned, net	$ 13,381	$ 12,182

Other Real Estate Owned - (De61

Other Real Estate Owned - (Details 1) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Covered OREO
Balance at January 1, 2015	$ 6,368
Acquired OREO	3,722
Transfer of balance to non-covered	(3,431)	[1]
Transfers of loans	4,252
Capitalized improvements	0
Impairments	(454)	[2]
Dispositions	(7,268)
Other	(6)
Balance at September 30, 2015	3,183
Not Covered OREO
Balance at January 1, 2015	28,104
Acquired OREO	6,250
Transfer of balance to non-covered	3,431	[1]
Transfers of loans	8,016
Capitalized improvements	0
Impairments	(1,831)	[2]
Dispositions	(10,794)
Other	(25)
Balance at September 30, 2015	33,151
Total OREO
Balance at January 1, 2015	34,472
Acquired OREO	9,972
Transfer of balance to non-covered	0	[1]
Transfers of loans	12,268
Capitalized improvements	0
Impairments	(2,285)	[2]
Dispositions	(18,062)
Other	(31)
Balance at September 30, 2015	$ 36,334
[1]	Represents a transfer of balance on non-single family assets of Crescent Bank & Trust Company. The claims period to submit losses to the FDIC for reimbursement ended July 25, 2015 for non-single family assets.
[2]	Of the total impairment charges of $454 recorded for covered OREO, $91 was included in the Consolidated Statements of Income for the nine months ended September 30, 2015, while the remaining $363 increased the FDIC loss-share indemnification asset.

Other Real Estate Owned - (De62

Other Real Estate Owned - (Details 2) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Components of other real estate owned in the Consolidated Statements of Income
Repairs and maintenance	$ 215	$ 223	$ 513	$ 1,760
Property taxes and insurance	176	148	560	445
Impairments	527	856	1,922	1,901
Net gains on OREO sales	(16)	(85)	(499)	(97)
Rental income	(41)	(41)	(149)	(139)
Total	$ 861	$ 1,101	$ 2,347	$ 3,870

Other Real Estate Owned - (De63

Other Real Estate Owned - (Details Textual) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	$ 454	[1]
Consolidated Statements of Income
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	91
FDIC loss-share indemnification asset
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	$ 363
[1]	Of the total impairment charges of $454 recorded for covered OREO, $91 was included in the Consolidated Statements of Income for the nine months ended September 30, 2015, while the remaining $363 increased the FDIC loss-share indemnification asset.

FDIC Loss-Share Indemnificati64

FDIC Loss-Share Indemnification Asset - (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
FDIC Loss-Share Indemnification Asset [Abstract]
Eligible losses covered (percent)	80.00%
Eligible recoveries covered (percent)	80.00%
Changes in FDIC Loss Share Indemnification Asset [Roll Forward]
Balance at January 1, 2015	$ 12,516
Acquisition of Heritage	2,322
Changes in expected cash flows from initial estimates on:
Covered Loans	(2,775)
Covered OREO	(68)
Reimbursable expenses	372
Accretion	0
Reimbursements received from the FDIC	(4,323)
Balance at September 30, 2015	$ 8,044

Mortgage Servicing Rights - (De

Mortgage Servicing Rights - (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2015	$ 11,662
Addition from acquisition	11,847
Capitalization	7,015
Amortization	(2,256)
Balance at September 30, 2015	$ 28,268

Mortgage Servicing Rights - (66

Mortgage Servicing Rights - (Details 1) $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 2,739,359
Weighted-average prepayment speed (CPR) (percent)	9.73%
Estimated impact of a 10% increase	$ (1,091)
Estimated impact of a 20% increase	$ (2,109)
Discount rate (percent)	9.51%
Estimated impact of a 10% increase	$ (1,125)
Estimated impact of a 20% increase	$ (2,169)
Weighted-average coupon interest rate (percent)	3.96%
Weighted-average servicing fee (basis points)	0.25%
Weighted-average remaining maturity (in years)	14 years 5 months 1 day

Mortgage Servicing Rights - (67

Mortgage Servicing Rights - (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Mortgage Servicing Rights (Textual) [Abstract]
Impairment losses on mortgage servicing rights	$ 0	$ 0	$ 0	$ 0

Employee Benefit and Deferred68

Employee Benefit and Deferred Compensation Plans - (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	427	328	972	964
Expected return on plan assets	(618)	(539)	(1,639)	(1,617)
Prior service cost recognized	0	0	0	0
Recognized actuarial loss	88	59	244	150
Net periodic benefit cost (return)	(103)	(152)	(423)	(503)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	5	1	13	13
Interest cost	15	19	45	65
Expected return on plan assets	0	0	0	0
Prior service cost recognized	0	0	0	0
Recognized actuarial loss	27	18	73	72
Net periodic benefit cost (return)	$ 47	$ 38	$ 131	$ 150

Employee Benefit and Deferred69

Employee Benefit and Deferred Compensation Plans Employee Benefit Plans Stock Option Rollforward - (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Shares
Options outstanding at beginning of period (shares)			830,950
Granted (shares)	0	0	0	0
Exercised (shares)			(129,785)
Forfeited (shares)			(7,500)
Options outstanding at end of period (shares)	693,665		693,665
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)			$ 18.70
Granted (usd per share)			0
Exercised (usd per share)			19.55
Forfeited (usd per share)			30.63
Options outstanding at end of period (usd per share)	$ 18.42		$ 18.42

Employee Benefit and Deferred70

Employee Benefit and Deferred Compensation Plans-Details 2 (Details)	9 Months Ended
	Sep. 30, 2015$ / sharesshares
Performance Shares
Number of Shares [Roll Forward]
Beginning balance (shares) | shares	0
Awarded (shares) | shares	81,750
Vested (shares) | shares	0
Cancelled (shares) | shares	(250)
Ending balance (shares) | shares	81,500
Weighted Average Grant Date Fair Value [Roll Forward]
Beginning balance (usd per share)	$ 0
Awarded (usd per share)	28.93
Vested (usd per share)	0
Cancelled (usd per share)	28.93
Ending balance (usd per share)	$ 28.93
Restricted Stock
Number of Shares [Roll Forward]
Beginning balance (shares) | shares	38,336
Awarded (shares) | shares	103,588
Vested (shares) | shares	(11,486)
Cancelled (shares) | shares	(250)
Ending balance (shares) | shares	130,188
Weighted Average Grant Date Fair Value [Roll Forward]
Beginning balance (usd per share)	$ 27.26
Awarded (usd per share)	31.74
Vested (usd per share)	27.86
Cancelled (usd per share)	31.46
Ending balance (usd per share)	$ 30.91

Employee Benefit and Deferred71

Employee Benefit and Deferred Compensation Plans - (Details Textual)	3 Months Ended		9 Months Ended
	Sep. 30, 2015USD ($)shares	Sep. 30, 2014USD ($)shares	Sep. 30, 2015USD ($)pointshares	Sep. 30, 2014USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Retiring age limit, minimum			55 years
Retiring age limit, maximum			65 years
Eligible employee years of service (in years)			15 years
Number of points for eligibility | point			70
Minimum eligible age for medicare Coverage			65 years
Life insurance coverage face value | $			$ 5,000
Life insurance coverage age maximum			70 years
Life insurance coverage at retiree expense after age			70 years
Option expiration period (in years)			10 years
Award vesting period (in years)			3 years
Option exercisable period (in years)			3 years
Stock options granted (shares)	0	0	0	0
Treasury shares reissued (shares)			100,618
Total stock-based compensation expense | $	$ 1,019,000	$ 1,340,000	$ 2,739,000	$ 3,162,000
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award requisite service period (in years)			1 year

Segment Reporting - (Details)

Segment Reporting - (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Financial information for the Company's operating segments
Net interest income	$ 68,680	$ 50,472	$ 169,192	$ 152,612
Provision for loan losses	750	2,217	3,000	5,117
Noninterest income	32,117	22,563	76,938	60,650
Noninterest expense	76,085	48,175	174,675	145,216
Income before income taxes	23,962	22,643	68,455	62,929
Income taxes	7,742	7,108	21,601	18,944
Net income	16,220	15,535	46,854	43,985
Total assets	7,918,732	5,751,711	7,918,732	5,751,711	$ 5,805,129
Goodwill	452,037	274,658	452,037	274,658	$ 274,706
Operating Segments | Community Banks
Financial information for the Company's operating segments
Net interest income	69,471	51,298	171,310	154,678
Provision for loan losses	749	2,268	3,008	5,158
Noninterest income	26,677	17,547	62,174	46,722
Noninterest expense	71,569	44,129	162,184	133,784
Income before income taxes	23,830	22,448	68,292	62,458
Income taxes	8,039	7,251	22,397	19,397
Net income	15,791	15,197	45,895	43,061
Total assets	7,837,534	5,671,079	7,837,534	5,671,079
Goodwill	449,270	271,891	449,270	271,891
Operating Segments | Insurance
Financial information for the Company's operating segments
Net interest income	81	65	228	177
Provision for loan losses	0	0	0	0
Noninterest income	2,434	2,261	7,012	6,792
Noninterest expense	1,783	1,656	5,131	4,814
Income before income taxes	732	670	2,109	2,155
Income taxes	289	262	827	844
Net income	443	408	1,282	1,311
Total assets	21,978	18,834	21,978	18,834
Goodwill	2,767	2,767	2,767	2,767
Operating Segments | Wealth Management
Financial information for the Company's operating segments
Net interest income	419	338	1,260	969
Provision for loan losses	1	(51)	(8)	(41)
Noninterest income	2,981	2,357	7,694	6,691
Noninterest expense	2,497	2,177	6,748	6,044
Income before income taxes	902	569	2,214	1,657
Income taxes	0	0	0	0
Net income	902	569	2,214	1,657
Total assets	43,150	46,527	43,150	46,527
Goodwill	0	0	0	0
Operating Segments | Other
Financial information for the Company's operating segments
Net interest income	(1,291)	(1,229)	(3,606)	(3,212)
Provision for loan losses	0	0	0	0
Noninterest income	25	398	58	445
Noninterest expense	236	213	612	574
Income before income taxes	(1,502)	(1,044)	(4,160)	(3,341)
Income taxes	(586)	(405)	(1,623)	(1,297)
Net income	(916)	(639)	(2,537)	(2,044)
Total assets	16,070	15,271	16,070	15,271
Goodwill	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - (Deta

Fair Value Measurements - (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets:
Securities available for sale	$ 662,801	$ 553,584
Trust preferred securities
Financial assets:
Securities available for sale	18,890	19,756
Other debt securities
Financial assets:
Securities available for sale	20,135	17,930
Other equity securities
Financial assets:
Securities available for sale	3,951	3,599
Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	6,248	6,147
Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	367,550	296,359
Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	61,153	47,185
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	179,426	157,436
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	5,448	5,172
Level 1
Financial assets:
Securities available for sale	0	0
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Level 2
Financial assets:
Securities available for sale	643,911	533,828
Derivative instruments	12,575	3,731
Financial liabilities:
Derivative instruments	12,462	6,293
Level 3
Financial assets:
Securities available for sale	18,890	19,756
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring
Financial assets:
Securities available for sale	662,801	553,584
Derivative instruments	12,575	3,731
Total financial assets	993,057	582,943
Financial liabilities:
Derivative instruments	12,462	6,293
Total financial liabilities	12,462	6,293
Recurring | Interest rate swaps
Financial liabilities:
Derivative instruments	5,284	3,847
Recurring | Interest rate contracts
Financial assets:
Derivative instruments	3,282	2,142
Financial liabilities:
Derivative instruments	3,282	2,143
Recurring | Interest rate lock commitments
Financial assets:
Derivative instruments	9,293	1,584
Financial liabilities:
Derivative instruments	30
Recurring | Forward commitments
Financial assets:
Derivative instruments		5
Financial liabilities:
Derivative instruments	3,866	303
Recurring | Mortgage loans held for sale
Financial assets:
Derivative instruments	317,681	25,628
Recurring | Trust preferred securities
Financial assets:
Securities available for sale	18,890	19,756
Recurring | Other debt securities
Financial assets:
Securities available for sale	20,135	17,930
Recurring | Other equity securities
Financial assets:
Securities available for sale	3,951	3,599
Recurring | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	6,248	6,147
Recurring | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	367,550	296,359
Recurring | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	61,153	47,185
Recurring | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	179,426	157,436
Recurring | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	5,448	5,172
Recurring | Level 1
Financial assets:
Securities available for sale	0	0
Derivative instruments	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Total financial liabilities	0	0
Recurring | Level 1 | Interest rate swaps
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Interest rate contracts
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Interest rate lock commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0
Recurring | Level 1 | Forward commitments
Financial assets:
Derivative instruments		0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Mortgage loans held for sale
Financial assets:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Other debt securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Other equity securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 2
Financial assets:
Securities available for sale	643,911	533,828
Derivative instruments	12,575	3,731
Total financial assets	974,167	563,187
Financial liabilities:
Derivative instruments	12,462	6,293
Total financial liabilities	12,462	6,293
Recurring | Level 2 | Interest rate swaps
Financial liabilities:
Derivative instruments	5,284	3,847
Recurring | Level 2 | Interest rate contracts
Financial assets:
Derivative instruments	3,282	2,142
Financial liabilities:
Derivative instruments	3,282	2,143
Recurring | Level 2 | Interest rate lock commitments
Financial assets:
Derivative instruments	9,293	1,584
Financial liabilities:
Derivative instruments	30
Recurring | Level 2 | Forward commitments
Financial assets:
Derivative instruments		5
Financial liabilities:
Derivative instruments	3,866	303
Recurring | Level 2 | Mortgage loans held for sale
Financial assets:
Derivative instruments	317,681	25,628
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 2 | Other debt securities
Financial assets:
Securities available for sale	20,135	17,930
Recurring | Level 2 | Other equity securities
Financial assets:
Securities available for sale	3,951	3,599
Recurring | Level 2 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	6,248	6,147
Recurring | Level 2 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	367,550	296,359
Recurring | Level 2 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	61,153	47,185
Recurring | Level 2 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	179,426	157,436
Recurring | Level 2 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	5,448	5,172
Recurring | Level 3
Financial assets:
Securities available for sale	18,890	19,756
Derivative instruments	0	0
Total financial assets	18,890	19,756
Financial liabilities:
Derivative instruments	0	0
Total financial liabilities	0	0
Recurring | Level 3 | Interest rate swaps
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Interest rate contracts
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Interest rate lock commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0
Recurring | Level 3 | Forward commitments
Financial assets:
Derivative instruments		0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Mortgage loans held for sale
Financial assets:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale	18,890	19,756
Recurring | Level 3 | Other debt securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Other equity securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	$ 0	$ 0

Fair Value Measurements - (De74

Fair Value Measurements - (Details 1) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning Balance	$ 19,127	$ 18,309	$ 19,756	$ 17,671
Accretion included in net income	8	0	(70)	16
Unrealized gains included in other comprehensive income	(200)	1,896	822	2,695
Reclassification adjustment		0		0
Purchases	0	0	0	0
Sales	0	0	(1,117)	0
Issues	0	0	0	0
Settlements	(45)	(632)	(501)	(809)
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Ending Balance	18,890	19,573	18,890	19,573
Trust preferred securities
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning Balance	19,127	18,309	19,756	17,671
Accretion included in net income	8	0	(70)	16
Unrealized gains included in other comprehensive income	(200)	1,896	822	2,695
Reclassification adjustment		0		0
Purchases	0	0	0	0
Sales	0	0	(1,117)	0
Issues	0	0	0	0
Settlements	(45)	(632)	(501)	(809)
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Ending Balance	$ 18,890	$ 19,573	$ 18,890	$ 19,573

Fair Value Measurements - (De75

Fair Value Measurements - (Details 2) - Trust preferred securities $ in Thousands	9 Months Ended
	Sep. 30, 2015USD ($)
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Fair Value	$ 18,890
Valuation Technique	Discounted cash flows
Significant Unobservable Inputs	Default rate
Minimum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs (percent)	0.00%
Maximum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs (percent)	100.00%

Fair Value Measurements - (De76

Fair Value Measurements - (Details 3) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	$ 3,467	$ 12,360
OREO	11,817	4,460
Total	15,284	16,820
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Total	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Total	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	3,467	12,360
OREO	11,817	4,460
Total	$ 15,284	$ 16,820

Fair Value Measurements - (De77

Fair Value Measurements - (Details 4) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
OREO covered under loss-share agreements:
OREO covered under loss-share agreements	$ 1,190	$ 1,813
OREO not covered under loss-share agreements:
OREO not covered under loss-share agreements	10,627	2,647
Carrying amount prior to remeasurement
OREO covered under loss-share agreements:
OREO covered under loss-share agreements	1,380	3,162
OREO not covered under loss-share agreements:
OREO not covered under loss-share agreements	12,284	3,513
Impairment recognized in results of operations
OREO covered under loss-share agreements:
OREO covered under loss-share agreements	(38)	(185)
OREO not covered under loss-share agreements:
OREO not covered under loss-share agreements	(1,657)	(866)
Increase in FDIC loss-share indemnification asset
OREO covered under loss-share agreements:
OREO covered under loss-share agreements	(152)	(742)
Receivable from other guarantor
OREO covered under loss-share agreements:
OREO covered under loss-share agreements	$ 0	$ (422)

Fair Value Measurements - (De78

Fair Value Measurements - (Details 5) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 3,467	$ 12,360
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	3,467	$ 12,360
Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 3,467
Valuation Technique	Appraised value of collateral less estimated costs to sell
Significant Unobservable Inputs	Estimated costs to sell
Level 3 | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 11,817
Valuation Technique	Appraised value of property less estimated costs to sell
Significant Unobservable Inputs	Estimated costs to sell
Level 3 | Minimum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs (percent)	4.00%
Level 3 | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs (percent)	4.00%
Level 3 | Maximum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs (percent)	10.00%
Level 3 | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs (percent)	10.00%

Fair Value Measurements - (De79

Fair Value Measurements - (Details 6) $ in Thousands	Sep. 30, 2015USD ($)
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 317,681
Past due loans of 90 days or more	0
Nonaccrual loans	0
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	310,256
Past due loans of 90 days or more	0
Nonaccrual loans	0
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	7,425
Past due loans of 90 days or more	0
Nonaccrual loans	$ 0

Fair Value Measurements - (De80

Fair Value Measurements - (Details 7) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Financial assets
Securities held to maturity	$ 476,752	$ 430,163
Securities available for sale	662,801	553,584
Mortgage loans held for sale	317,681	25,628
Loans covered under loss-share agreements	100,839	143,041
FDIC loss-share indemnification asset	8,044	12,516
Mortgage servicing rights	28,268	11,662
Level 1
Financial assets
Cash and cash equivalents	203,849	161,583
Securities held to maturity	0	0
Securities available for sale	0	0
Mortgage loans held for sale	0	0
Loans covered under loss-share agreements	0	0
Loans not covered under loss-share agreements, net	0	0
FDIC loss-share indemnification asset	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	4,200,398	3,532,266
Short-term borrowings	402,122	32,403
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Derivative instruments	0	0
Level 2
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	490,233	442,488
Securities available for sale	643,911	533,828
Mortgage loans held for sale	317,681	25,628
Loans covered under loss-share agreements	0	0
Loans not covered under loss-share agreements, net	0	0
FDIC loss-share indemnification asset	0	0
Mortgage servicing rights	0	0
Derivative instruments	12,575	3,731
Financial liabilities
Deposits	1,546,930	1,309,421
Short-term borrowings	0	0
Federal Home Loan Bank advances	58,439	92,532
Junior subordinated debentures	79,053	80,971
Derivative instruments	12,462	6,293
Level 3
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	0	0
Securities available for sale	18,890	19,756
Mortgage loans held for sale	0	0
Loans covered under loss-share agreements	134,962	143,487
Loans not covered under loss-share agreements, net	5,100,022	3,751,727
FDIC loss-share indemnification asset	8,044	12,516
Mortgage servicing rights	28,559	12,378
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Derivative instruments	0	0
Carrying Value
Financial assets
Cash and cash equivalents	203,849	161,583
Securities held to maturity	476,752	430,163
Securities available for sale	662,801	553,584
Mortgage loans held for sale	317,681	25,628
Loans covered under loss-share agreements	100,839	143,041
Loans not covered under loss-share agreements, net	5,135,070	3,844,833
FDIC loss-share indemnification asset	8,044	12,516
Mortgage servicing rights	28,268	11,662
Derivative instruments	12,575	3,731
Financial liabilities
Deposits	6,234,561	4,838,418
Short-term borrowings	402,122	32,403
Federal Home Loan Bank advances	54,456	61,611
Junior subordinated debentures	94,958	94,574
Derivative instruments	12,462	6,293
Fair Value
Financial assets
Cash and cash equivalents	203,849	161,583
Securities held to maturity	490,233	442,488
Securities available for sale	662,801	553,584
Mortgage loans held for sale	317,681	25,628
Loans covered under loss-share agreements	134,962	143,487
Loans not covered under loss-share agreements, net	5,100,022	3,751,727
FDIC loss-share indemnification asset	8,044	12,516
Mortgage servicing rights	28,559	12,378
Derivative instruments	12,575	3,731
Financial liabilities
Deposits	5,747,328	4,841,687
Short-term borrowings	402,122	32,403
Federal Home Loan Bank advances	58,439	92,532
Junior subordinated debentures	79,053	80,971
Derivative instruments	$ 12,462	$ 6,293

Fair Value Measurements - (De81

Fair Value Measurements - (Details Textual) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Fair Value Measurements (Textual) [Abstract]
Impaired loans not covered under loss-share agreements	$ 3,746,000		$ 3,746,000		$ 13,349,000
Specific reserve included in allowance for loan losses	279,000		279,000		$ 989,000
Changes in fair value, gain (loss)			1,023,000	$ (58,000)
Impairment losses on mortgage servicing rights	$ 0	$ 0	$ 0	$ 0

Derivative Instruments - (Detai

Derivative Instruments - (Details Textual) $ in Thousands	1 Months Ended	2 Months Ended
	Jun. 30, 2014	Apr. 30, 2012USD ($)derivative_instrument	Sep. 30, 2015USD ($)	Jun. 30, 2015USD ($)derivative_instrument	Apr. 30, 2015USD ($)	Dec. 31, 2014USD ($)
Derivative Instruments (Textual) [Abstract]
Number of instruments held | derivative_instrument				2
Interest rate contracts with corporate customers
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures			$ 68,197
Offsetting interest rate contracts with other financial institutions
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures			68,197
Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures		$ 32,000
Number of instruments held | derivative_instrument		2
Variable interest rate of derivatives, description		the three-month LIBOR plus a pre-determined spread
Commitments to fund fixed-rate residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures			376,824			$ 62,288
Commitments to sell residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures			$ 409,000			$ 52,000
First M&F | Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures					$ 30,000
Floating Rate Liability at the Bank Level, Derivative One | Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Term of contract	4 years
Floating Rate Liability at the Bank Level, Derivative Two | Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Junior subordinated debentures				$ 15,000
Term of contract	5 years

Derivative Instruments - (Det83

Derivative Instruments - (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Designated as hedging instruments:
Derivative financial instruments
Derivative liabilities	$ 5,284	$ 3,847
Not designated as hedging instruments:
Derivative financial instruments
Derivative assets	12,575	3,731
Derivative liabilities	7,178	2,446
Other Assets | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative assets	3,282	2,142
Other Assets | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative assets	9,293	1,584
Other Assets | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative assets	0	5
Other Liabilities | Designated as hedging instruments: | Interest rate swaps
Derivative financial instruments
Derivative liabilities	5,284	3,847
Other Liabilities | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative liabilities	3,282	2,143
Other Liabilities | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative liabilities	30	0
Other Liabilities | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative liabilities	$ 3,866	$ 303

Derivative Instruments - (Det84

Derivative Instruments - (Details 1) - Not designated as hedging instruments: - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ (97)	$ 949	$ 4,172	$ 3,543
Included in interest income on loans | Interest rate contracts
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	576	750	1,677	2,296
Included in gains on sales of mortgage loans held for sale | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	2,326	(261)	3,783	1,232
Included in gains on sales of mortgage loans held for sale | Forward commitments
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ (2,999)	$ 460	$ (1,288)	$ 15

Derivative Instruments - Balanc

Derivative Instruments - Balance Sheet Location - (Details) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Offsetting Derivative Assets
Gross amounts recognized	$ 0	$ 5
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	0	5
Financial instruments	0	5
Financial collateral pledged	0	0
Net amounts	0	0
Offsetting Derivative Liabilities
Gross amounts recognized	11,214	5,182
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	11,214	5,182
Financial instruments	0	5
Financial collateral pledged	7,747	4,879
Net amounts	$ 3,467	$ 298

Other Comprehensive Income - (D

Other Comprehensive Income - (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Securities:
Unrealized holding gains on securities, Pre Tax	$ 6,029	$ 1,402	$ 4,066	$ 7,864
Reclassification adjustment for gains realized in net income, Pre Tax	0	(375)	(96)	(375)
Amortization of unrealized holding gains on securities transferred to the held to maturity category, Pre Tax	(42)	(61)	(139)	(196)
Total securities available for sale, Pre Tax	5,987	966	3,831	7,293
Unrealized holding gains on securities, Tax Expense (Benefit)	2,312	536	1,561	3,008
Reclassification adjustment for gains realized in net income, Tax Expense (Benefit)	0	(143)	(36)	(143)
Amortization of unrealized holding gains on securities transferred to the held to maturity category, Tax Expense (Benefit)	(16)	(23)	(53)	(75)
Total securities available for sale, Tax Expense (Benefit)	2,296	370	1,472	2,790
Net change in unrealized holding gains on securities	3,717	866	2,505	4,856
Reclassification adjustment for gains realized in net income	0	(232)	(60)	(232)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(26)	(38)	(86)	(121)
Total securities	3,691	596	2,359	4,503
Derivative instruments:
Unrealized holding losses on derivative instruments, Pre-Tax	(1,752)	68	(1,437)	(1,252)
Total derivative instruments, Pre-Tax	(1,752)	68	(1,437)	(1,252)
Unrealized holding gains on derivative instruments, Tax Expense (Benefit)	(677)	26	(556)	(479)
Total derivative instruments, Tax Expense (Benefit)	(677)	26	(556)	(479)
Unrealized holding gains (losses) on derivative instruments	(1,075)	42	(881)	(773)
Totals derivative instruments	(1,075)	42	(881)	(773)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost, Pre-Tax	114	76	316	222
Total defined benefit pension and post-retirement benefit plans, Pre-Tax	114	76	316	222
Amortization of net actuarial loss recognized in net periodic pension cost, Tax Expense (Benefit)	59	29	136	85
Total defined benefit pension and post-retirement benefit plans, Tax Expense (Benefit)	59	29	136	85
Less amortization of net actuarial loss recognized in net periodic pension cost	55	47	180	137
Total defined benefit pension and post-retirement benefit plans	55	47	180	137
Total other comprehensive income, Pre-Tax	4,349	1,110	2,710	6,263
Total other comprehensive income, Tax Expense (Benefit)	1,678	425	1,052	2,396
Other comprehensive income, net of tax	$ 2,671	$ 685	$ 1,658	$ 3,867

Other Comprehensive Income - 87

Other Comprehensive Income - (Details 1) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 19,433	$ 17,759
Non-credit related portion of other-than-temporary impairment on securities	(16,789)	(17,474)
Unrealized losses on derivative instruments	(2,514)	(1,633)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(6,070)	(6,250)
Total accumulated other comprehensive loss	$ (5,940)	$ (7,598)

Net Income Per Common Share - (

Net Income Per Common Share - (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Basic
Net income applicable to common stock	$ 16,220	$ 15,535	$ 46,854	$ 43,985
Average common shares outstanding (shares)	40,265,941	31,526,423	34,521,255	31,486,767
Net income per common share - basic (usd per share)	$ 0.40	$ 0.49	$ 1.36	$ 1.40
Diluted
Net income applicable to common stock	$ 16,220	$ 15,535	$ 46,854	$ 43,985
Average common shares outstanding (shares)	40,265,941	31,526,423	34,521,255	31,486,767
Effect of dilutive stock-based compensation (shares)	252,472	192,106	277,863	207,834
Average common shares outstanding - diluted (shares)	40,518,413	31,718,529	34,799,118	31,694,601
Net income per common share - diluted (usd per share)	$ 0.40	$ 0.49	$ 1.35	$ 1.39

Net Income Per Common Share -89

Net Income Per Common Share - (Details 1) - Employee Stock Option [Member] - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares	0	109,068	99,852	109,068
Range of exercise prices, Maximum (usd per share)	$ 0	$ 30.63	$ 30.63	$ 30.63
Range of exercise prices, Minimum (usd per share)	$ 0	$ 29.57	$ 30.63	$ 29.57

Mergers and Acquisitions - (Det

Mergers and Acquisitions - (Details) $ / shares in Units, $ in Thousands		Jul. 01, 2015USD ($)branch$ / sharesshares	Sep. 01, 2013USD ($)branchshares	Sep. 30, 2015USD ($)	Dec. 31, 2014USD ($)	Sep. 30, 2014USD ($)	Aug. 31, 2011USD ($)trust	Feb. 04, 2011USD ($)branch	Jul. 23, 2010USD ($)branch
Business Acquisition [Line Items]
Goodwill resulting from merger				$ 452,037	$ 274,706	$ 274,658
Intangible assets (excluding goodwill)				$ 30,562	$ 22,624
Eligible losses covered (percent)				80.00%
Eligible recoveries covered (percent)				80.00%
Heritage Financial Group
Business Acquisition [Line Items]
Total Purchase Price		$ 297,260
Payment to Heritage stock option holders		$ 5,915
Voting interest acquired (percent)		100.00%
Number of banking, mortgage, and investment offices | branch		48
Cash paid for each share of the acquired entity's shares, factor in excess of exercise price (usd per share) | $ / shares		$ 27
Intangible assets, including goodwill		$ 189,589
Goodwill resulting from merger	[1]	177,333
Intangible assets (excluding goodwill)	[1]	12,256
Borrowings		$ 314,656
Heritage Financial Group | Core Deposits
Business Acquisition [Line Items]
Weighted average useful life		10 years
Heritage Financial Group | Common Stock
Business Acquisition [Line Items]
Shares issued to common shareholders | shares		8,635,879
Number of shares for each share of acquired entity's shares		0.9266
First M&F Merger
Business Acquisition [Line Items]
Number of branches in operation | branch			43
Total Purchase Price			$ 157
Voting interest acquired (percent)			100.00%
Intangible assets, including goodwill			$ 115
Goodwill resulting from merger			$ 90
First M&F Merger | Core Deposits
Business Acquisition [Line Items]
Weighted average useful life			10 years
Intangible assets, other than goodwill			$ 25,032
First M&F Merger | Junior Subordinated Debt
Business Acquisition [Line Items]
Borrowings			$ 31
Variable interest rate of derivatives, description			90-day LIBOR
Fair value adjustment			$ 12
First M&F Merger | LIBOR | Junior Subordinated Debt
Business Acquisition [Line Items]
Basis spread on variable rate (percent)			1.33%
First M&F Merger | Common Stock
Business Acquisition [Line Items]
Shares issued to common shareholders | shares			6,175,576
Royal Bank Client
Business Acquisition [Line Items]
Assets under management							$ 680,000
Trust transferred under acquisition (trust) | trust							200
American Trust Bank
Business Acquisition [Line Items]
Number of branches in the northwest region of Georgia (branches) | branch								3
Value of loans covered in loss-share agreements with the FDIC								$ 73,657
Eligible losses covered (percent)								80.00%
Eligible recoveries covered (percent)								80.00%
Crescent Bank & Trust Company
Business Acquisition [Line Items]
Number of branches in the northwest region of Georgia (branches) | branch									11
Value of loans covered in loss-share agreements with the FDIC									$ 361,472
Other real estate owned									$ 50,168
Eligible losses covered (percent)									80.00%
[1]	The goodwill resulting from the merger has been assigned to the Community Banks operating segment.

Mergers and Acquisitions - Purc

Mergers and Acquisitions - Purchase Price Adjustment (Details) - USD ($) $ / shares in Units, $ in Thousands		Jul. 01, 2015	Sep. 01, 2013	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Business Acquisition [Line Items]
Deal charges				$ 7,746	$ 0	$ 9,691	$ 195
Goodwill resulting from merger				$ 452,037	$ 274,658	$ 452,037	$ 274,658	$ 274,706
Heritage Financial Group
Business Acquisition [Line Items]
Purchase price per share (usd per share)		$ 32.60
Value of stock paid		$ 281,530
Cash paid for fractional shares		26
Cash settlement for stock options, net of tax benefit		3,697
Compensation expense incurred from the termination of Heritage's ESOP		4,930
Total Purchase Price		297,260
Stockholders’ equity at acquisition date		160,652
Total Net Assets Acquired		119,927
Goodwill resulting from merger	[1]	177,333
Heritage Financial Group | Deposits
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(3,776)
Heritage Financial Group | Other liabilities
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(2,329)
Heritage Financial Group | Deferred income taxes
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(13,311)
First M&F Merger
Business Acquisition [Line Items]
Deal charges		7,077
Total Purchase Price			$ 157
Goodwill resulting from merger			$ 90
Securities | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(1,401)
Mortgage loans held for sale | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(2,481)
Loans, net of First M&F's allowance for loan losses | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(15,803)
Fixed assets | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(7,253)
Intangible assets, net of Heritage's existing core deposit intangible | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		18,193
Other real estate owned | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		1,390
FDIC Loss Share Indemnification Asset [Member] | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(15,247)
Other assets | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		$ 1,293
[1]	The goodwill resulting from the merger has been assigned to the Community Banks operating segment.

Mergers and Acquisitions - Asse

Mergers and Acquisitions - Assets Acquired and Liabilities Assumed (Details) - Heritage Financial Group $ in Thousands	Jul. 01, 2015USD ($)
Business Acquisition [Line Items]
Cash and cash equivalents	$ 35,787
Securities	177,849
Mortgage loans held for sale	348,505
Premises and equipment	42,080
Other real estate owned	9,972
Intangible assets	189,589
Other assets	102,509
Total assets	2,017,908
Deposits	1,372,515
Borrowings	314,656
Other liabilities	41,438
Total liabilities	1,728,609
Loans, net of unearned income
Business Acquisition [Line Items]
Loans, net of unearned income	$ 1,111,617

Mergers and Acquisitions - Pro

Mergers and Acquisitions - Pro Forma Combined Condensed Consolidated Financial Information (Details) - Heritage Financial Group - USD ($) $ / shares in Units, $ in Thousands	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Business Acquisition [Line Items]
Interest income	$ 225,985	$ 222,055
Interest expense	16,494	22,302
Net interest income	209,491	199,753
Provision for loan and lease losses	3,300	6,401
Noninterest income	103,888	85,774
Noninterest expense	238,947	201,166
Income before income taxes	71,132	77,960
Income taxes	22,597	24,106
Net income	$ 48,535	$ 53,854
Earnings per share:
Basic (usd per share)	$ 1.12	$ 1.34
Diluted (usd per share)	$ 1.12	$ 1.34

Regulatory Matters - (Details)

Regulatory Matters - (Details)	Sep. 30, 2015
Banking and Thrift [Abstract]
Tier one leverage capital required to be well capitalized to average assets	5.00%
Tier one leverage capital required for capital adequacy to average assets	4.00%
Tier one leverage capital required to be undercapitalized to average assets	4.00%
Tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Common equity tier one leverage capital required to be well capitalized to average assets	6.50%
Common equity tier one leverage capital required for capital adequacy to average assets	4.50%
Common equity tier one leverage capital required to be undercapitalized to average assets	4.50%
Common equity tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Tier one risk based capital required to be well capitalized to risk weighted assets	8.00%
Tier one risk based capital required for capital adequacy to risk weighted assets	6.00%
Tier one risk based capital required to be undercapitalized to risk weighted assets	6.00%
Tier one risk based capital required to be significantly undercapitalized to risk weighted assets	4.00%
Capital required to be well capitalized to risk weighted assets	10.00%
Capital required for capital adequacy to risk weighted assets	8.00%
Capital required to be undercapitalized to risk weighted assets	8.00%
Capital required to be significantly undercapitalized to risk weighted assets	6.00%
Tangible capital required to be critically undercapitalized to total assets	2.00%

Regulatory Matters - (Details

Regulatory Matters - (Details 2) - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 665,707	$ 495,168
Tier 1 Capital to Average Assets (Leverage) - Ratio	8.95%	8.91%
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 576,360	$ 0
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	9.92%	0.00%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 665,707	$ 495,168
Tier One Risk Based Capital to Risk Weighted Assets - Ratio	11.46%	11.82%
Total Capital to Risk-Weighted Assets - Amount	$ 712,737	$ 543,103
Capital to Risk Weighted Assets - Ratio	12.27%	12.96%
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 639,189	$ 467,944
Tier 1 Capital to Average Assets (Leverage) - Ratio	8.75%	8.64%
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 639,189	$ 0
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	11.02%	0.00%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 639,189	$ 467,944
Tier One Risk Based Capital to Risk Weighted Assets - Ratio	11.02%	11.46%
Total Capital to Risk-Weighted Assets - Amount	$ 685,565	$ 515,993
Capital to Risk Weighted Assets - Ratio	11.82%	12.59%

Investments in Qualified Affo96

Investments in Qualified Affordable Housing Projects (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Equity Method Investments and Joint Ventures [Abstract]
Carrying value of qualified affordable housing project investments	$ 8,021		$ 8,021		$ 8,993
Tax credit amortization	324	$ 289	972	$ 866
Tax credits and other benefits	(471)	(403)	(1,412)	(1,300)
Total	$ (147)	$ (114)	$ (440)	$ (434)

Subsequent Events - (Details)

Subsequent Events - (Details) - KeyWorth Bank $ in Thousands	Oct. 20, 2015USD ($)	Jun. 30, 2015USD ($)branch
Subsequent Event [Line Items]
Number of offices in operation | branch		6
Total net assets acquired		$ 392
Borrowings		250
Subsequent Event
Subsequent Event [Line Items]
Total purchase price	$ 58,700
Number of shares for each share of acquired entity's shares	0.4494
Core Deposits
Subsequent Event [Line Items]
Deposits		$ 339