Renasant (RNST) 10-Q 8 Aug 16 2016 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2016	Jul. 31, 2016
Document and Entity Information [Abstract]
Entity Registrant Name	RENASANT CORP
Entity Central Index Key	715,072
Document Type	10-Q
Document Period End Date	Jun. 30, 2016
Amendment Flag	false
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		42,086,074

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 119,723	$ 177,007
Interest-bearing balances with banks	91,085	34,564
Cash and cash equivalents	210,808	211,571
Securities held to maturity (fair value of $409,768 and $473,753, respectively)	389,145	458,400
Securities available for sale, at fair value	674,447	646,805
Mortgage loans held for sale, at fair value	276,782	225,254
Loans, net of unearned income:
Acquired and covered by FDIC loss-share agreements (acquired covered loans)	42,171	93,142
Acquired and not covered by FDIC loss-share agreements (acquired not covered loans)	1,630,709	1,489,886
Not acquired	4,292,549	3,830,434
Total loans, net of unearned income	5,965,429	5,413,462
Allowance for loan losses	(44,098)	(42,437)
Loans, net	5,921,331	5,371,025
Premises and equipment, net	178,539	169,128
Other real estate owned:
Acquired and covered by FDIC loss-share agreements (acquired covered OREO)	2,618	2,818
Acquired and not covered by FDIC loss-share agreements (acquired not covered OREO)	17,146	19,597
Not acquired	9,575	12,987
Total other real estate owned, net	29,339	35,402
Goodwill	470,534	445,871
Other intangible assets, net	27,383	28,811
FDIC loss-share indemnification asset	5,547	7,149
Other assets	345,711	327,080
Total assets	8,529,566	7,926,496
Deposits
Noninterest-bearing	1,459,383	1,278,337
Interest-bearing	5,243,104	4,940,265
Total deposits	6,702,487	6,218,602
Short-term borrowings	444,989	422,279
Long-term debt	143,661	148,217
Other liabilities	114,173	100,580
Total liabilities	7,405,310	6,889,678
Shareholders’ equity
Preferred stock, $.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized, 42,972,066 and 41,292,045 shares issued, respectively; 42,085,690 and 40,293,291 shares outstanding, respectively	214,860	206,460
Treasury stock, at cost	(21,152)	(22,385)
Additional paid-in capital	632,558	585,938
Retained earnings	305,958	276,340
Accumulated other comprehensive loss, net of taxes	(7,968)	(9,535)
Total shareholders’ equity	1,124,256	1,036,818
Total liabilities and shareholders’ equity	$ 8,529,566	$ 7,926,496

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Statement of Financial Position [Abstract]
Securities held to maturity, fair value	$ 409,768	$ 473,753
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	42,972,066	41,292,045
Common stock, shares outstanding (shares)	42,085,690	40,293,291

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Interest income
Loans	$ 76,785	$ 50,454	$ 146,022	$ 97,891
Securities
Taxable	4,654	4,026	9,115	8,441
Tax-exempt	2,465	2,246	4,953	4,500
Other	104	43	177	103
Total interest income	84,008	56,769	160,267	110,935
Interest expense
Deposits	4,420	3,227	8,380	6,725
Borrowings	2,431	1,928	4,676	3,815
Total interest expense	6,851	5,155	13,056	10,540
Net interest income	77,157	51,614	147,211	100,395
Provision for loan losses	1,430	1,175	3,230	2,250
Net interest income after provision for loan losses	75,727	50,439	143,981	98,145
Noninterest income
Service charges on deposit accounts	7,521	6,522	15,512	12,857
Fees and commissions	5,045	3,571	9,376	7,266
Insurance commissions	2,175	2,119	4,137	4,086
Wealth management revenue	2,872	2,210	5,763	4,366
Mortgage banking income	13,420	6,791	25,335	12,220
Net gain on sales of securities	1,257	96	1,186	96
Net gain on sales of SBA loans	1,035	90	2,031	383
BOLI income	996	710	1,950	1,558
Other	1,265	770	3,598	1,917
Total noninterest income	35,586	22,879	68,888	44,749
Noninterest expense
Salaries and employee benefits	45,387	30,394	87,780	58,655
Data processing	4,502	3,199	8,660	6,429
Net occupancy and equipment	8,531	5,524	16,755	11,083
Other real estate owned	1,614	954	2,571	1,486
Professional fees	1,262	1,172	2,476	1,996
Advertising and public relations	1,742	1,481	3,379	2,784
Intangible amortization	1,742	1,239	3,439	2,513
Communications	2,040	1,491	4,211	2,924
Extinguishment of debt	329	0	329	0
Merger and conversion related expenses	2,807	1,467	3,755	1,946
Other	7,303	4,161	13,718	8,585
Total noninterest expense	77,259	51,082	147,073	98,401
Income before income taxes	34,054	22,236	65,796	44,493
Income taxes	11,154	6,842	21,680	13,859
Net income (loss)	$ 22,900	$ 15,394	$ 44,116	$ 30,634
Basic earnings per share (usd per share)	$ 0.54	$ 0.49	$ 1.07	$ 0.97
Diluted earnings per share (usd per share)	0.54	0.48	1.06	0.96
Cash dividends per common share (usd per share)	$ 0.18	$ 0.17	$ 0.35	$ 0.34

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 22,900	$ 15,394	$ 44,116	$ 30,634
Securities available for sale:
Unrealized holding gains (losses) on securities	812	(3,836)	3,875	(1,212)
Reclassification adjustment for gains realized in net income	(772)	(60)	(728)	(60)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(18)	(28)	(38)	(60)
Total securities	22	(3,924)	3,109	(1,332)
Derivative instruments:
Unrealized holding (losses) gains on derivative instruments	(428)	863	(1,694)	194
Totals derivative instruments	(428)	863	(1,694)	194
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	80	68	152	125
Total defined benefit pension and post-retirement benefit plans	80	68	152	125
Other comprehensive (loss) income, net of tax	(326)	(2,993)	1,567	(1,013)
Comprehensive income	$ 22,574	$ 12,401	$ 45,683	$ 29,621

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Operating activities
Net income	$ 44,116	$ 30,634
Adjustments to reconcile net income to net cash used in operating activities, net of effects from acquisitions:
Provision for loan losses	3,230	2,250
Depreciation, amortization and accretion	88	2,687
Deferred income tax expense	3,845	5,918
Funding of mortgage loans held for sale	(1,006,507)	(407,893)
Proceeds from sales of mortgage loans held for sale	968,800	335,538
Gains on sales of mortgage loans held for sale	(12,971)	(10,040)
Gains on sales of securities	(1,186)	(96)
Penalty on extinguishment of debt	329	0
Losses on sales of premises and equipment	102	19
Stock-based compensation	1,715	1,720
Decrease in FDIC loss-share indemnification asset, net of accretion	1,049	3,623
(Increase) decrease in other assets	(5,392)	12,084
Decrease in other liabilities	(3,464)	(8,887)
Net cash used in operating activities	(6,246)	(32,443)
Investing activities
Purchases of securities available for sale	(34,651)	(29,066)
Proceeds from sales of securities available for sale	4,028	1,213
Proceeds from call/maturities of securities available for sale	72,069	51,461
Purchases of securities held to maturity	(9,073)	(119,766)
Proceeds from call/maturities of securities held to maturity	81,510	109,817
Net increase in loans	(272,514)	(48,164)
Purchases of premises and equipment	(5,651)	(11,194)
Proceeds from sales of premises and equipment	1,198	0
Proceeds from sales of other assets	7,957	0
Net cash received in acquisition	25,263	0
Net cash used in investing activities	(129,864)	(45,699)
Financing activities
Net increase in noninterest-bearing deposits	107,969	52,800
Net increase (decrease) in interest-bearing deposits	25,791	(774)
Net increase in short-term borrowings	20,361	31,826
Proceeds from long-term borrowings	277	0
Repayment of long-term debt	(5,436)	(1,836)
Cash paid for dividends	(14,498)	(10,800)
Cash received on exercise of stock options	401	73
Excess tax benefit from stock-based compensation	482	232
Net cash provided by financing activities	135,347	71,521
Net decrease in cash and cash equivalents	(763)	(6,621)
Cash and cash equivalents at beginning of period	211,571	161,583
Cash and cash equivalents at end of period	210,808	154,962
Supplemental disclosures
Cash paid for interest	12,624	10,586
Cash paid for income taxes	16,411	5,994
Noncash transactions:
Transfers of loans to other real estate owned	3,508	6,930
Financed sales of other real estate owned	150	637
Transfers of loans held for sale to loan portfolio	14,375	0
Common stock issued in merger and acquisition transaction	$ 55,290	$ 0

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) and Renasant Insurance, Inc. The Company offers a diversified range of financial, fiduciary and insurance services to its retail and commercial customers through its subsidiaries and full service offices located throughout north and central Mississippi, Tennessee, Georgia, north and central Alabama and north Florida. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed with the Securities and Exchange Commission on February 29, 2016. Business Combinations : The Company completed its acquisitions of Heritage Financial Group, Inc. (“Heritage”) and KeyWorth Bank ("KeyWorth") on July 1, 2015 and April 1, 2016, respectively. The acquired institutions' financial condition and results of operations are included in the Company's results as of the respective acquisition dates. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements. The Company has determined that no significant events occurred after June 30, 2016 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements. Impact of Recently-Issued Accounting Standards and Pronouncements: On June 16, 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (“ASU 2016-13”). The update will significantly change the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset's remaining life. The FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model would include loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. For public companies, this update becomes effective for interim and annual periods beginning after December 15, 2019. Management is currently evaluating the impact this ASU will have on the Company’s consolidated financial statements and will continue to monitor FASB’s progress on this topic. In March 2016, the FASB issued ASU No. 2016-09, Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting (“ASU 2016-09”). ASU 2016-09 is intended to reduce complexity in accounting standards by simplifying several aspects of the accounting for share-based payment transactions, including (1) accounting for income taxes; (2) classification of excess tax benefits on the statement of cash flow; (3) forfeitures; (4) minimum statutory tax withholding requirements; and (5) classification of employee taxes paid on the statement of cash flows when an employer withholds shares for tax withholding purposes. The amendments of ASU 2016-09 are effective for interim and annual periods beginning after December 15, 2016. Management is currently evaluating the impact this ASU will have on the Company’s consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-07, Investments - Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting (“ASU 2016-07”). ASU 2016-07 requires an investor to initially apply the equity method of accounting from the date it qualifies for that method, i.e., the date the investor obtains significant influence over the operating and financial policies of an investee. The ASU eliminates the previous requirement to retroactively adjust the investment and record a cumulative catch up for the periods that the investment had been held but did not qualify for the equity method of accounting. For public business entities, the amendments in ASU 2016-07 are effective for interim and annual periods beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Management is currently evaluating the provisions of ASU 2016-07 to determine the potential impact the new standard will have on the Company’s consolidated financial statements. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 amends the accounting model and disclosure requirements for leases. The current accounting model for leases distinguishes between capital leases, which are recognized on-balance sheet, and operating leases, which are not. Under the new standard, the lease classifications are defined as finance leases, which are similar to capital leases under current GAAP, and operating leases. Further, a lessee will recognize a lease liability and a right-of-use asset for all leases with a term greater than 12 months on its balance sheet regardless of the lease’s classification, which may significantly increase reported assets and liabilities. The accounting model and disclosure requirements for lessors remains substantially unchanged from current GAAP. ASU 2016-02 is effective for annual and interim periods in fiscal years beginning after December 15, 2018. Management is currently evaluating the impact ASU 2016-02 will have on the Company's financial position and results of operations as well as its consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10); Recognition and Measurement of Financial Assets and Financial Liabilities (“ASU 2016-01”). ASU 2016-01 revises the accounting for the classification and measurement of investments in equity securities and revises the presentation of certain fair value changes for financial liabilities measured at fair value. For equity securities, the guidance in ASU 2016-01 requires equity investments to be measured at fair value with changes in fair value recognized in net income. For financial liabilities that are measured at fair value in accordance with the fair value option, the guidance requires presenting, in other comprehensive income, the change in fair value that relates to a change in instrument-specific credit risk. ASU 2016-01 also eliminates the disclosure assumptions used to estimate fair value for financial instruments measured at amortized cost and requires disclosure of an exit price notion in determining the fair value of financial instruments measured at amortized cost. ASU 2016-01 is effective for interim and annual periods beginning after December 15, 2017. Management is currently evaluating the impact ASU 2016-01 will have on the Company's financial position and results of operations as well as its consolidated financial statements.

Securities

Securities	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2016 Obligations of other U.S. Government agencies and corporations $ 34,093 $ 49 $ (15 ) $ 34,127 Obligations of states and political subdivisions 355,052 20,595 (6 ) 375,641 $ 389,145 $ 20,644 $ (21 ) $ 409,768 December 31, 2015 Obligations of other U.S. Government agencies and corporations $ 101,155 $ 26 $ (1,214 ) $ 99,967 Obligations of states and political subdivisions 357,245 16,636 (95 ) 373,786 $ 458,400 $ 16,662 $ (1,309 ) $ 473,753 The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2016 Obligations of other U.S. Government agencies and corporations $ 2,080 $ 140 $ — $ 2,220 Residential mortgage backed securities: Government agency mortgage backed securities 401,861 6,757 (314 ) 408,304 Government agency collateralized mortgage obligations 166,616 2,301 (870 ) 168,047 Commercial mortgage backed securities: Government agency mortgage backed securities 52,975 1,952 (29 ) 54,898 Government agency collateralized mortgage obligations 4,378 260 — 4,638 Trust preferred securities 24,675 — (6,496 ) 18,179 Other debt securities 17,587 583 (9 ) 18,161 Other equity securities — — — — $ 670,172 $ 11,993 $ (7,718 ) $ 674,447 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2015 Obligations of other U.S. Government agencies and corporations $ 6,093 $ 126 $ (19 ) $ 6,200 Residential mortgage backed securities: Government agency mortgage backed securities 362,669 3,649 (1,778 ) 364,540 Government agency collateralized mortgage obligations 168,916 1,449 (2,305 ) 168,060 Commercial mortgage backed securities: Government agency mortgage backed securities 58,864 1,002 (107 ) 59,759 Government agency collateralized mortgage obligations 4,947 158 (1 ) 5,104 Trust preferred securities 24,770 — (5,301 ) 19,469 Other debt securities 18,899 468 (34 ) 19,333 Other equity securities 2,500 1,840 — 4,340 $ 647,658 $ 8,692 $ (9,545 ) $ 646,805 During the second quarter of 2016, the Company sold an "other equity security" with a carrying value of $2,767 at the time of sale for net proceeds of $4,024 resulting in a gain of $1,257 . Additionally, during the first quarter of 2016 the Company sold an "other equity security" with a carrying value of $75 at the time of sale for net proceeds of $4 resulting in a loss of $71 . During the second quarter of 2015 , the Company sold its pooled trust preferred security XIII with net proceeds of $1,213 and a carrying value of $1,117 at the time of sale for a gain of $96 . Gross realized gains on sales of securities available for sale for the three and six months ended June 30, 2016 and 2015 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Gross gains on sales of securities available for sale $ 1,257 $ 96 $ 1,257 $ 96 Gross losses on sales of securities available for sale — — (71 ) — Gains on sales of securities available for sale, net $ 1,257 $ 96 $ 1,186 $ 96 At June 30, 2016 and December 31, 2015 , securities with a carrying value of $681,940 and $679,492 , respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $35,124 and $39,275 were pledged as collateral for short-term borrowings and derivative instruments at June 30, 2016 and December 31, 2015 , respectively. The amortized cost and fair value of securities at June 30, 2016 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 18,252 $ 18,408 $ — $ — Due after one year through five years 97,438 101,466 2,080 2,220 Due after five years through ten years 155,513 164,074 — — Due after ten years 117,942 125,820 24,675 18,179 Residential mortgage backed securities: Government agency mortgage backed securities — — 401,861 408,304 Government agency collateralized mortgage obligations — — 166,616 168,047 Commercial mortgage backed securities: Government agency mortgage backed securities — — 52,975 54,898 Government agency collateralized mortgage obligations — — 4,378 4,638 Other debt securities — — 17,587 18,161 Other equity securities — — — — $ 389,145 $ 409,768 $ 670,172 $ 674,447 The following table presents the age of gross unrealized losses and fair value by investment category as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Held to Maturity: June 30, 2016 Obligations of other U.S. Government agencies and corporations 1 $ 4,997 $ (3 ) 2 $ 9,981 $ (12 ) 3 $ 14,978 $ (15 ) Obligations of states and political subdivisions 2 530 (6 ) 0 — — 2 530 (6 ) Total 3 $ 5,527 $ (9 ) 2 $ 9,981 $ (12 ) 5 15,508 $ (21 ) December 31, 2015 Obligations of other U.S. Government agencies and corporations 10 $ 31,567 $ (414 ) 8 $ 38,688 $ (800 ) 18 $ 70,255 $ (1,214 ) Obligations of states and political subdivisions 6 4,815 (53 ) 7 4,921 (42 ) 13 9,736 (95 ) Total 16 $ 36,382 $ (467 ) 15 $ 43,609 $ (842 ) 31 $ 79,991 $ (1,309 ) Available for Sale: June 30, 2016 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 0 $ — $ — 0 $ — $ — Residential mortgage backed securities: Government agency mortgage backed securities 10 17,767 (52 ) 7 18,526 (262 ) 17 36,293 (314 ) Government agency collateralized mortgage obligations 8 23,540 (159 ) 13 38,135 (711 ) 21 61,675 (870 ) Commercial mortgage backed securities: Government agency mortgage backed securities 4 6,120 (29 ) 0 — — 4 6,120 (29 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,179 (6,496 ) 3 18,179 (6,496 ) Other debt securities 2 3,425 (3 ) 1 1,354 (6 ) 3 4,779 (9 ) Total 24 $ 50,852 $ (243 ) 24 $ 76,194 $ (7,475 ) 48 $ 127,046 $ (7,718 ) December 31, 2015 Obligations of other U.S. Government agencies and corporations 1 $ 3,981 $ (19 ) 0 $ — $ — 1 $ 3,981 $ (19 ) Residential mortgage backed securities: Government agency mortgage backed securities 34 130,306 (937 ) 9 27,431 (841 ) 43 157,737 (1,778 ) Government agency collateralized mortgage obligations 25 52,128 (347 ) 16 51,574 (1,958 ) 41 103,702 (2,305 ) Commercial mortgage backed securities: Government agency mortgage backed securities 8 16,782 (104 ) 1 814 (3 ) 9 17,596 (107 ) Government agency collateralized mortgage obligations 1 1,882 (1 ) 0 — — 1 1,882 (1 ) Trust preferred securities 0 — — 3 19,469 (5,301 ) 3 19,469 (5,301 ) Other debt securities 1 1,316 (3 ) 2 3,866 (31 ) 3 5,182 (34 ) Other equity securities 0 — — 0 — — 0 — — Total 70 $ 206,395 $ (1,411 ) 31 $ 103,154 $ (8,134 ) 101 $ 309,549 $ (9,545 ) The Company evaluates its investment portfolio for other-than-temporary-impairment (“OTTI”) on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. Impairment is considered to be other-than-temporary if the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity. The Company does not intend to sell any of the securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period greater than twelve months, the Company has experienced an overall improvement in the fair value of its investment portfolio and, with the exception of one of its pooled trust preferred securities (discussed below), is collecting principal and interest payments from the respective issuers as scheduled. As such, the Company did not record any OTTI for the three or six months ended June 30, 2016 or 2015 . The Company holds investments in pooled trust preferred securities that had an amortized cost basis of $24,675 and $24,770 and a fair value of $18,179 and $19,469 at June 30, 2016 and December 31, 2015 , respectively. At June 30, 2016, the investments in pooled trust preferred securities consisted of three securities representing interests in various tranches of trusts collateralized by debt issued by over 250 financial institutions. Management’s determination of the fair value of each of its holdings in pooled trust preferred securities is based on the current credit ratings, the known deferrals and defaults by the underlying issuing financial institutions and the degree to which future deferrals and defaults would be required to occur before the cash flow for the Company’s tranches is negatively impacted. In addition, management continually monitors key credit quality and capital ratios of the issuing institutions. This determination is further supported by quarterly valuations, which are performed by third parties, of each security obtained by the Company. The Company does not intend to sell the investments before recovery of the investments' amortized cost, and it is not more likely than not that the Company will be required to sell the investments before recovery of the investments’ amortized cost, which may be at maturity. At June 30, 2016 , management did not, and does not currently, believe such securities will be settled at a price less than the amortized cost of the investment, but the Company previously concluded that it was probable that there had been an adverse change in estimated cash flows for all three trust preferred securities and recognized credit related impairment losses on these securities in 2010 and 2011. No additional impairment was recognized during the six months ended June 30, 2016 . The Company's analysis of the pooled trust preferred securities during the second quarter of 2015 supported a return to accrual status for one of the three securities (XXVI). During the second quarter of 2014, the Company's analysis supported a return to accrual status for one of the other securities (XXIII). An observed history of principal and interest payments combined with improved qualitative and quantitative factors described above justified the accrual of interest on these securities. However, the remaining security (XXIV) is still in "payment in kind" status where interest payments are not expected until a future date and, therefore, the qualitative and quantitative factors described above do not justify a return to accrual status at this time. As a result, pooled trust preferred security XXIV remains classified as a nonaccruing asset at June 30, 2016 , and investment interest is recorded on the cash-basis method until qualifying for return to accrual status. The following table provides information regarding the Company’s investments in pooled trust preferred securities at June 30, 2016 : Name Single/ Pooled Class/ Tranche Amortized Cost Fair Value Unrealized Loss Lowest Credit Rating Issuers Currently in Deferral or Default XXIII Pooled B-2 $ 8,377 $ 5,621 $ (2,756 ) Baa3 17 % XXIV Pooled B-2 12,077 9,578 (2,499 ) Caa2 28 % XXVI Pooled B-2 4,221 2,980 (1,241 ) Ba3 25 % $ 24,675 $ 18,179 $ (6,496 ) The following table provides a summary of the cumulative credit related losses recognized in earnings for which a portion of OTTI has been recognized in other comprehensive income: 2016 2015 Balance at January 1 $ (3,337 ) $ (3,337 ) Additions related to credit losses for which OTTI was not previously recognized — — Increases in credit loss for which OTTI was previously recognized — — Balance at June 30 $ (3,337 ) $ (3,337 )

Loans and the Allowance for Loa

Loans and the Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Loans and the Allowance for Loan Losses	Loans and the Allowance for Loan Losses (In Thousands, Except Number of Loans) The following is a summary of loans as of the dates presented: June 30, December 31, 2015 Commercial, financial, agricultural $ 682,936 $ 636,837 Lease financing 44,989 35,978 Real estate – construction 452,731 357,665 Real estate – 1-4 family mortgage 1,849,046 1,735,323 Real estate – commercial mortgage 2,823,676 2,533,729 Installment loans to individuals 113,924 115,093 Gross loans 5,967,302 5,414,625 Unearned income (1,873 ) (1,163 ) Loans, net of unearned income 5,965,429 5,413,462 Allowance for loan losses (44,098 ) (42,437 ) Net loans $ 5,921,331 $ 5,371,025 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans June 30, 2016 Commercial, financial, agricultural $ 1,337 $ 1,466 $ 678,795 $ 681,598 $ — $ 758 $ 580 $ 1,338 $ 682,936 Lease financing — — 44,989 44,989 — — — — 44,989 Real estate – construction 1,482 675 450,574 452,731 — — — — 452,731 Real estate – 1-4 family mortgage 8,736 5,926 1,823,323 1,837,985 180 3,218 7,663 11,061 1,849,046 Real estate – commercial mortgage 7,802 8,813 2,793,656 2,810,271 2,133 3,229 8,043 13,405 2,823,676 Installment loans to individuals 291 274 113,199 113,764 — 37 123 160 113,924 Unearned income — — (1,873 ) (1,873 ) — — — — (1,873 ) Total $ 19,648 $ 17,154 $ 5,902,663 $ 5,939,465 $ 2,313 $ 7,242 $ 16,409 $ 25,964 $ 5,965,429 December 31, 2015 Commercial, financial, agricultural $ 1,296 $ 1,077 $ 634,037 $ 636,410 $ 30 $ 133 $ 264 $ 427 $ 636,837 Lease financing — — 35,978 35,978 — — — — 35,978 Real estate – construction 69 176 357,420 357,665 — — — — 357,665 Real estate – 1-4 family mortgage 9,196 6,457 1,707,230 1,722,883 528 3,663 8,249 12,440 1,735,323 Real estate – commercial mortgage 4,849 8,581 2,504,192 2,517,622 568 2,263 13,276 16,107 2,533,729 Installment loans to individuals 260 102 114,671 115,033 — 53 7 60 115,093 Unearned income — — (1,163 ) (1,163 ) — — — — (1,163 ) Total $ 15,670 $ 16,393 $ 5,352,365 $ 5,384,428 $ 1,126 $ 6,112 $ 21,796 $ 29,034 $ 5,413,462 Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Impairment is measured on a loan-by-loan basis for commercial, consumer and construction loans above a minimum dollar amount threshold by either the present value of expected future cash flows discounted at the loan’s effective interest rate, the loan’s obtainable market price or the fair value of the collateral if the loan is collateral dependent. Large groups of smaller balance homogeneous loans are evaluated collectively for impairment. When the ultimate collectability of an impaired loan’s principal is in doubt, wholly or partially, all cash receipts are applied to principal. Once the recorded balance has been reduced to zero, future cash receipts are applied to interest income, to the extent any interest has been foregone, and then they are recorded as recoveries of any amounts previously charged-off. For impaired loans, a specific reserve is established to adjust the carrying value of the loan to its estimated net realizable value. Loans accounted for under FASB Accounting Standards Codification Topic (“ASC”) 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance June 30, 2016 Commercial, financial, agricultural $ 1,306 $ 1,295 $ — $ 1,295 $ 164 Lease financing — — — — — Real estate – construction 167 — 167 167 — Real estate – 1-4 family mortgage 19,033 17,673 — 17,673 4,924 Real estate – commercial mortgage 16,872 13,285 — 13,285 2,531 Installment loans to individuals 78 78 — 78 — Total $ 37,456 $ 32,331 $ 167 $ 32,498 $ 7,619 December 31, 2015 Commercial, financial, agricultural $ 1,308 $ 358 $ 12 $ 370 $ 6 Lease financing — — — — — Real estate – construction 2,710 2,698 — 2,698 20 Real estate – 1-4 family mortgage 18,193 16,650 — 16,650 4,475 Real estate – commercial mortgage 20,169 16,819 — 16,819 3,099 Installment loans to individuals 90 90 — 90 — Totals $ 42,470 $ 36,615 $ 12 $ 36,627 $ 7,600 The following table presents the average recorded investment and interest income recognized on loans accounted for under ASC 310-20 and which are impaired loans for the periods presented: Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 1,470 $ 23 $ 785 $ 7 Lease financing — — — — Real estate – construction 117 2 — — Real estate – 1-4 family mortgage 17,800 128 17,712 140 Real estate – commercial mortgage 14,164 126 24,683 185 Installment loans to individuals 79 1 437 — Total $ 33,630 $ 280 $ 43,617 $ 332 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 1,506 $ 25 $ 803 $ 14 Lease financing — — — — Real estate – construction 58 2 — — Real estate – 1-4 family mortgage 18,049 209 17,869 207 Real estate – commercial mortgage 14,460 240 25,212 363 Installment loans to individuals 80 1 441 — Total $ 34,153 $ 477 $ 44,325 $ 584 Loans accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”), and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance June 30, 2016 Commercial, financial, agricultural $ 23,495 $ 4,222 $ 9,199 $ 13,421 $ 401 Lease financing — — — — — Real estate – construction 3,587 — 3,157 3,157 — Real estate – 1-4 family mortgage 103,248 17,677 68,747 86,424 344 Real estate – commercial mortgage 269,205 57,800 154,862 212,662 1,426 Installment loans to individuals 2,989 413 1,882 2,295 1 Total $ 402,524 $ 80,112 $ 237,847 $ 317,959 $ 2,172 December 31, 2015 Commercial, financial, agricultural $ 27,049 $ 5,197 $ 11,292 $ 16,489 $ 353 Lease financing — — — — — Real estate – construction 2,916 — 2,749 2,749 — Real estate – 1-4 family mortgage 109,293 15,702 75,947 91,649 256 Real estate – commercial mortgage 287,821 53,762 168,848 222,610 1,096 Installment loans to individuals 3,432 400 2,268 2,668 1 Totals $ 430,511 $ 75,061 $ 261,104 $ 336,165 $ 1,706 The following table presents the average recorded investment and interest income recognized on loans accounted for under ASC 310-30 and which are impaired loans for the periods presented: Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 16,361 $ 287 $ 12,651 $ 81 Lease financing — — — — Real estate – construction 3,562 39 — — Real estate – 1-4 family mortgage 98,200 1,083 81,492 889 Real estate – commercial mortgage 239,564 2,903 222,127 2,664 Installment loans to individuals 2,705 29 3,605 32 Total $ 360,392 $ 4,341 $ 319,875 $ 3,666 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 16,872 $ 611 $ 12,672 $ 314 Lease financing — — — — Real estate – construction 3,572 65 — — Real estate – 1-4 family mortgage 98,874 2,030 81,541 1,932 Real estate – commercial mortgage 240,254 5,593 222,403 5,535 Installment loans to individuals 2,776 56 3,608 77 Total $ 362,348 $ 8,355 $ 320,224 $ 7,858 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The following tables illustrate the impact of modifications classified as restructured loans and are segregated by class for the periods presented: Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended June 30, 2016 Commercial, financial, agricultural — $ — $ — Lease financing — — — Real estate – construction — — — Real estate – 1-4 family mortgage 5 824 809 Real estate – commercial mortgage — — — Installment loans to individuals — — — Total 5 $ 824 $ 809 Three months ended June 30, 2015 Commercial, financial, agricultural — $ — $ — Lease financing — — — Real estate – construction — — — Real estate – 1-4 family mortgage 12 1,495 1,479 Real estate – commercial mortgage 1 66 58 Installment loans to individuals — — — Total 13 $ 1,561 $ 1,537 Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Six months ended June 30, 2016 Commercial, financial, agricultural — $ — $ — Real estate – construction — — — Real estate – 1-4 family mortgage 15 1,488 1,353 Real estate – commercial mortgage 2 612 606 Installment loans to individuals — — — Total 17 $ 2,100 $ 1,959 Six months ended June 30, 2015 Commercial, financial, agricultural — $ — $ — Real estate – construction — — — Real estate – 1-4 family mortgage 27 2,641 2,470 Real estate – commercial mortgage 7 6,391 6,047 Installment loans to individuals — — — Total 34 $ 9,032 $ 8,517 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at June 30, 2016 and one restructured loan in the amount of $21 contractually 90 days past due or more and still accruing at June 30, 2015 . The outstanding balance of restructured loans on nonaccrual status was $10,541 and $8,512 at June 30, 2016 and June 30, 2015 , respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2016 85 $ 13,453 Additional loans with concessions 18 2,114 Reductions due to: Reclassified as nonperforming (2 ) (134 ) Paid in full (13 ) (3,069 ) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (757 ) Lapse of concession period — — Reclassified as performing — — Totals at June 30, 2016 88 $ 11,607 The allocated allowance for loan losses attributable to restructured loans was $824 and $1,622 at June 30, 2016 and June 30, 2015 , respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2016 or December 31, 2015 . Credit Quality For loans originated for commercial purposes, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9 , with 1 being loans with the least credit risk. Loans that migrate toward the “Pass” grade (those with a risk rating between 1 and 4 ) or within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Watch” grade (those with a risk rating of 5 ) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 6 and 9 ) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total June 30, 2016 Commercial, financial, agricultural $ 506,028 $ 7,346 $ 2,031 $ 515,405 Lease financing — — — — Real estate – construction 359,523 1,192 167 360,882 Real estate – 1-4 family mortgage 297,907 9,918 12,238 320,063 Real estate – commercial mortgage 2,256,451 23,078 17,482 2,297,011 Installment loans to individuals 103 — 116 219 Total $ 3,420,012 $ 41,534 $ 32,034 $ 3,493,580 December 31, 2015 Commercial, financial, agricultural $ 465,185 $ 8,498 $ 1,734 $ 475,417 Lease financing — — — — Real estate – construction 273,398 483 — 273,881 Real estate – 1-4 family mortgage 275,269 9,712 15,460 300,441 Real estate – commercial mortgage 1,968,352 27,175 20,683 2,016,210 Installment loans to individuals 51 — 5 56 Total $ 2,982,255 $ 45,868 $ 37,882 $ 3,066,005 For portfolio balances of consumer, small balance consumer mortgage loans, such as 1-4 family mortgage loans and certain other loans originated for other than commercial purposes, allowance factors are determined based on historical loss ratios by portfolio for the preceding eight quarters and may be adjusted by other qualitative criteria. The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total June 30, 2016 Commercial, financial, agricultural $ 153,534 $ 576 $ 154,110 Lease financing 43,116 — 43,116 Real estate – construction 88,189 503 88,692 Real estate – 1-4 family mortgage 1,440,427 2,132 1,442,559 Real estate – commercial mortgage 313,543 460 314,003 Installment loans to individuals 111,132 278 111,410 Total $ 2,149,941 $ 3,949 $ 2,153,890 December 31, 2015 Commercial, financial, agricultural $ 144,838 $ 93 $ 144,931 Lease financing 34,815 — 34,815 Real estate – construction 81,035 — 81,035 Real estate – 1-4 family mortgage 1,340,356 2,877 1,343,233 Real estate – commercial mortgage 294,042 867 294,909 Installment loans to individuals 112,275 94 112,369 Total $ 2,007,361 $ 3,931 $ 2,011,292 Loans Acquired with Deteriorated Credit Quality Loans acquired in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the dates presented: Covered Loans Not Covered Loans Total June 30, 2016 Commercial, financial, agricultural $ 228 $ 13,193 $ 13,421 Lease financing — — — Real estate – construction 83 3,074 3,157 Real estate – 1-4 family mortgage 25,285 61,139 86,424 Real estate – commercial mortgage 2,774 209,888 212,662 Installment loans to individuals 35 2,260 2,295 Total $ 28,405 $ 289,554 $ 317,959 December 31, 2015 Commercial, financial, agricultural $ 1,759 $ 14,730 $ 16,489 Lease financing — — — Real estate – construction 91 2,658 2,749 Real estate – 1-4 family mortgage 31,354 60,295 91,649 Real estate – commercial mortgage 33,726 188,884 222,610 Installment loans to individuals 43 2,625 2,668 Total $ 66,973 $ 269,192 $ 336,165 The references in the table above and elsewhere in these Notes to "covered loans" and "not covered loans" (as well as to "covered OREO" and "not covered OREO") refer to loans (or OREO, as applicable) covered and not covered, respectively, by loss-share agreements with the FDIC. See Note E, "FDIC Loss-Share Indemnification Asset," below for more information. The following table presents the fair value of loans determined to be impaired at the time of acquisition and determined not to be impaired at the time of acquisition at June 30, 2016 : Covered Loans Not Covered Loans Total Contractually-required principal and interest $ 35,175 $ 410,756 $ 445,931 Nonaccretable difference (1) (4,539 ) (79,250 ) (83,789 ) Cash flows expected to be collected 30,636 331,506 362,142 Accretable yield (2) (2,231 ) (41,952 ) (44,183 ) Fair value $ 28,405 $ 289,554 $ 317,959 (1) Represents contractual principal and interest cash flows of $79,942 and $35 , respectively, not expected to be collected. (2) Represents contractual interest payments of $1,727 expected to be collected and purchase discount of $42,456 . Changes in the accretable yield of loans acquired with deteriorated credit quality were as follows: Covered Loans Not Covered Loans Total Balance at January 1, 2016 $ (3,590 ) $ (44,116 ) $ (47,706 ) Additions due to acquisition 725 (3,036 ) (2,311 ) Reclasses from nonaccretable difference (663 ) (1,571 ) (2,234 ) Accretion 1,269 5,800 7,069 Charge-offs 28 971 999 Balance at June 30, 2016 $ (2,231 ) $ (41,952 ) $ (44,183 ) The following table presents the fair value of loans acquired from Heritage as of the July 1, 2015 acquisition date. At acquisition date: July 1, 2015 Contractually-required principal and interest $ 1,216,173 Nonaccretable difference 14,260 Cash flows expected to be collected 1,201,913 Accretable yield 71,843 Fair value $ 1,130,070 The following table presents the fair value of loans acquired from KeyWorth as of the April 1, 2016 acquisition date. At acquisition date: April 1, 2016 Contractually-required principal and interest $ 289,495 Nonaccretable difference 3,848 Cash flows expected to be collected 285,647 Accretable yield 13,317 Fair value $ 272,330 Allowance for Loan Losses The allowance for loan losses is maintained at a level believed adequate by management based on its ongoing analysis of the loan portfolio to absorb probable credit losses inherent in the entire loan portfolio, including collective impairment as recognized under ASC 450, “Contingencies”. Collective impairment is calculated based on loans grouped by grade. Another component of the allowance is losses on loans assessed as impaired under ASC 310. The balance of these loans and their related allowance is included in management’s estimation and analysis of the allowance for loan losses. Management and the internal loan review staff evaluate the adequacy of the allowance for loan losses quarterly. The allowance for loan losses is evaluated based on a continuing assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including its risk rating system, regulatory guidance and economic conditions. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available. The allowance for loan losses is established through a provision for loan losses charged to earnings resulting from measurements of inherent credit risk in the loan portfolio and estimates of probable losses or impairments of individual loans. Loan losses are charged against the allowance when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The following table provides a roll forward of the allowance for loan losses and a breakdown of the ending balance of the allowance based on the Company’s impairment methodology for the periods presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended June 30, 2016 Allowance for loan losses: Beginning balance $ 4,171 $ 1,943 $ 14,542 $ 20,775 $ 1,428 $ 42,859 Charge-offs (48 ) — (387 ) (186 ) (192 ) (813 ) Recoveries 105 5 170 309 33 622 Net (charge-offs) recoveries 57 5 (217 ) 123 (159 ) (191 ) Provision for loan losses 265 315 (186 ) 624 146 1,164 Benefit attributable to FDIC loss-share agreements 15 — (78 ) 117 — 54 Recoveries payable to FDIC 4 6 158 44 — 212 Provision for loan losses charged to operations 284 321 (106 ) 785 146 1,430 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Six Months Ended June 30, 2016 Allowance for loan losses: Beginning balance $ 4,186 $ 1,852 $ 13,908 $ 21,111 $ 1,380 $ 42,437 Charge-offs (705 ) — (503 ) (1,187 ) (372 ) (2,767 ) Recoveries 158 11 565 401 63 1,198 Net (charge-offs) recoveries (547 ) 11 62 (786 ) (309 ) (1,569 ) Provision for loan losses 866 400 179 1,154 344 2,943 Benefit attributable to FDIC loss-share agreements — — (115 ) (1 ) — (116 ) Recoveries payable to FDIC 7 6 185 205 — 403 Provision for loan losses charged to operations 873 406 249 1,358 344 3,230 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Period-End Amount Allocated to: Individually evaluated for impairment $ 164 $ — $ 4,924 $ 2,531 $ — $ 7,619 Collectively evaluated for impairment 3,947 2,269 8,951 17,726 1,414 34,307 Acquired with deteriorated credit quality 401 — 344 1,426 1 2,172 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended June 30, 2015 Allowance for loan losses: Beginning balance $ 4,109 $ 1,359 $ 14,045 $ 21,508 $ 1,281 $ 42,302 Charge-offs (123 ) (26 ) (869 ) (1,224 ) (56 ) (2,298 ) Recoveries 104 7 215 357 26 709 Net charge-offs (19 ) (19 ) (654 ) (867 ) (30 ) (1,589 ) Provision for loan losses (96 ) (43 ) (130 ) 1,078 30 839 Benefit attributable to FDIC loss-share agreements (30 ) — (43 ) (385 ) — (458 ) Recoveries payable to FDIC 7 — 574 213 — 794 Provision for loan losses charged to operations (119 ) (43 ) 401 906 30 1,175 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Six Months Ended June 30, 2015 Allowance for loan losses: Beginning balance $ 3,305 $ 1,415 $ 13,549 $ 22,759 $ 1,261 $ 42,289 Charge-offs (358 ) (26 ) (1,354 ) (1,857 ) (106 ) (3,701 ) Recoveries 139 13 370 469 59 1,050 Net charge-offs (219 ) (13 ) (984 ) (1,388 ) (47 ) (2,651 ) Provision for loan losses 931 (106 ) 488 191 67 1,571 Benefit attributable to FDIC loss-share agreements (55 ) — (43 ) (486 ) — (584 ) Recoveries payable to FDIC 9 1 782 471 — 1,263 Provision for loan losses charged to operations 885 (105 ) 1,227 176 67 2,250 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Period-End Amount Allocated to: Individually evaluated for impairment $ — $ — $ 4,125 $ 1,566 $ 211 $ 5,902 Collectively evaluated for impairment 3,609 1,297 9,478 19,121 1,069 34,574 Acquired with deteriorated credit quality 362 — 189 860 1 1,412 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 (1) Includes lease financing receivables. The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total June 30, 2016 Individually evaluated for impairment $ 1,295 $ 167 $ 17,673 $ 13,285 $ 78 $ 32,498 Collectively evaluated for impairment 668,220 449,407 1,744,949 2,597,729 154,667 5,614,972 Acquired with deteriorated credit quality 13,421 3,157 86,424 212,662 2,295 317,959 Ending balance $ 682,936 $ 452,731 $ 1,849,046 $ 2,823,676 $ 157,040 $ 5,965,429 December 31, 2015 Individually evaluated for impairment $ 370 $ 2,698 $ 16,650 $ 16,819 $ 90 $ 36,627 Collectively evaluated for impairment 619,978 352,218 1,627,024 2,294,300 147,150 5,040,670 Acquired with deteriorated credit quality 16,489 2,749 91,649 222,610 2,668 336,165 Ending balance $ 636,837 $ 357,665 $ 1,735,323 $ 2,533,729 $ 149,908 $ 5,413,462 (1) Includes lease financing receivables.

Other Real Estate Owned

Other Real Estate Owned	6 Months Ended
	Jun. 30, 2016
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs, as of the dates presented: Covered OREO Not Covered OREO Total OREO June 30, 2016 Residential real estate $ 1,215 $ 2,324 $ 3,539 Commercial real estate 86 9,653 9,739 Residential land development 1 4,228 4,229 Commercial land development 1,316 10,516 11,832 Total $ 2,618 $ 26,721 $ 29,339 December 31, 2015 Residential real estate $ 529 $ 4,265 $ 4,794 Commercial real estate 346 11,041 11,387 Residential land development 1 4,595 4,596 Commercial land development 1,942 12,683 14,625 Total $ 2,818 $ 32,584 $ 35,402 Changes in the Company’s OREO covered and not covered under a loss-share agreement were as follows: Covered OREO Not Covered OREO Total OREO Balance at January 1, 2016 $ 2,818 $ 32,584 $ 35,402 Transfer of balance to not covered OREO (1) (1,341 ) 1,341 — Transfers of loans 1,479 2,029 3,508 Impairments (2) (46 ) (1,272 ) (1,318 ) Dispositions (208 ) (7,980 ) (8,188 ) Other (84 ) 19 (65 ) Balance at June 30, 2016 $ 2,618 $ 26,721 $ 29,339 (1) Represents a transfer of balance on non-single family assets of Citizens Bank of Effingham (assumed in the Heritage acquisition). The claim period to submit losses to the FDIC for reimbursement ended February 29, 2016 for non-single family assets. (2) Of the total impairment charges of $46 recorded for covered OREO, $9 was included in the Consolidated Statements of Income for the six months ended June 30, 2016 , while the remaining $37 increased the FDIC loss-share indemnification asset. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Repairs and maintenance $ 409 $ 105 $ 606 $ 298 Property taxes and insurance 148 148 618 384 Impairments 987 953 1,281 1,395 Net losses (gains) on OREO sales 181 (195 ) 231 (483 ) Rental income (111 ) (57 ) (165 ) (108 ) Total $ 1,614 $ 954 $ 2,571 $ 1,486

FDIC Loss-Share Indemnification

FDIC Loss-Share Indemnification Asset	6 Months Ended
	Jun. 30, 2016
FDIC Loss-Share Indemnification Asset [Abstract]
FDIC Loss-Share Indemnification Asset	FDIC Loss-Share Indemnification Asset (In Thousands) As part of the loan portfolio and OREO fair value estimation in connection with FDIC-assisted acquisitions, a FDIC loss-share indemnification asset is established, which represents the present value as of the acquisition date of the estimated losses on covered assets to be reimbursed by the FDIC. Pursuant to the terms of our loss-share agreements (including those assumed in connection with the Heritage acquisition), the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered assets, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered assets. The estimated losses are based on the same cash flow estimates used in determining the fair value of the covered assets. The FDIC loss-share indemnification asset is reduced as losses are recognized on covered assets and loss-share payments are received from the FDIC. Realized losses in excess of estimates as of the date of the acquisition increase the FDIC loss-share indemnification asset. Conversely, when realized losses are less than these estimates, the portion of the FDIC loss-share indemnification asset no longer expected to result in a payment from the FDIC is amortized into interest income using the effective interest method. Changes in the FDIC loss-share indemnification asset were as follows: Balance at January 1, 2016 $ 7,149 Acquisition of Heritage (valuation adjustment) (260 ) Realized losses in excess of initial estimates on: Loans 116 OREO 37 Reimbursable expenses — Amortization (446 ) Reimbursements received from the FDIC (214 ) (Due from)/Due to FDIC (835 ) Balance at June 30, 2016 $ 5,547

Mortgage Servicing Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2016
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”), included in “Other assets” on the Consolidated Balance Sheets, are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair market value. Fair market value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors. Impairment losses on MSRs are recognized to the extent by which the unamortized cost exceeds fair value. During the second quarter of 2016, the Company recognized an impairment loss on MSRs in earnings in the amount of $40 . There were no other impairment losses on MSRs for the six months ended June 30, 2016 or 2015 . During the first quarter of 2016, the Company sold MSRs relating to the mortgage loans having an aggregate unpaid principal balance totaling $1,830,444 to a third party for net proceeds of $18,508 . There were no sales of MSRs in the second quarter of 2016 and no sales in the first or second quarter of 2015. Changes in the Company’s MSRs were as follows: Balance at January 1, 2016 $ 29,642 Sale of MSRs (18,477 ) Capitalization 7,280 Amortization (1,221 ) Impairment (40 ) Balance at June 30, 2016 $ 17,184 Data and key economic assumptions related to the Company’s MSRs as of June 30, 2016 are as follows: Unpaid principal balance $ 1,868,014 Weighted-average prepayment speed (CPR) 12.07 % Estimated impact of a 10% increase $ (784 ) Estimated impact of a 20% increase (1,507 ) Discount rate 9.58 % Estimated impact of a 10% increase $ (615 ) Estimated impact of a 20% increase (1,189 ) Weighted-average coupon interest rate 3.98 % Weighted-average servicing fee (basis points) 25.57 Weighted-average remaining maturity (in years) 10.21

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	6 Months Ended
	Jun. 30, 2016
Compensation and Retirement Disclosure [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) The Company sponsors a noncontributory defined benefit pension plan, under which participation and future benefit accruals ceased as of December 31, 1996. The Company also provides retiree health benefits for certain employees who were employed by the Company and enrolled in the Company's health plan as of December 31, 2004. To receive benefits, an eligible employee must retire from service with the Company and its affiliates between age 55 and 65 and be credited with at least 15 years of service or with 70 points, determined as the sum of age and service at retirement. The Company periodically determines the portion of the premium to be paid by each eligible retiree and the portion to be paid by the Company. Coverage ceases when an employee attains age 65 and is eligible for Medicare. The Company also provides life insurance coverage for each retiree in the face amount of $5 until age 70 . Retirees can purchase additional insurance or continue coverage beyond age 70 at their sole expense. In connection with the acquisition of Heritage, the Company assumed the noncontributory defined benefit pension plan maintained by HeritageBank of the South, Heritage's wholly-owned banking subsidiary (“HeritageBank”), under which accruals had ceased and the plan had been terminated by HeritageBank immediately prior to the acquisition date. The Company will sponsor the plan until final distribution of all benefits is completed. The plan expense for the legacy Renasant defined benefit pension plan (“Pension Benefits - Renasant”), the assumed HeritageBank defined pension plan (“Pension Benefits - HeritageBank”) and post-retirement health and life plans (“Other Benefits”) for the periods presented was as follows: Pension Benefits Pension Benefits Renasant HeritageBank Other Benefits Three Months Ended Three Months Ended Three Months Ended June 30, June 30, June 30, 2016 2015 2016 2015 2016 2015 Service cost (return) $ — $ — $ — $ — $ 4 $ 4 Interest cost (return) 302 274 69 — 15 15 Expected (return) on plan assets (467 ) (510 ) (45 ) — — — Prior service cost recognized — — — — — — Recognized actuarial loss (gain) 102 83 — — 17 26 Net periodic benefit cost (return) $ (63 ) $ (153 ) $ 24 $ — $ 36 $ 45 Pension Benefits Pension Benefits Renasant HeritageBank Other Benefits Six Months Ended Six Months Ended Six Months Ended June 30, June 30, June 30, 2016 2015 2016 2015 2016 2015 Service cost $ — $ — $ — $ — $ 8 $ 8 Interest cost 608 545 138 — 29 30 Expected return on plan assets (936 ) (1,021 ) (90 ) — — — Prior service cost recognized — — — — — — Recognized actuarial loss 202 156 — — 34 46 Net periodic benefit (return) cost $ (126 ) $ (320 ) $ 48 $ — $ 71 $ 84 In March 2011, the Company adopted a long-term equity incentive plan, which provides for the grant of stock options and the award of restricted stock. The plan replaced the long-term incentive plan adopted in 2001, which expired in October 2011. The Company issues shares of treasury stock to satisfy stock options exercised or restricted stock granted under the plan. Options granted under the plan allow participants to acquire shares of the Company's common stock at a fixed exercise price and expire ten years after the grant date. Options vest and become exercisable in installments over a three -year period measured from the grant date. Options that have not vested are forfeited and canceled upon the termination of a participant's employment. There were no stock options granted during the three or six months ended June 30, 2016 and 2015 . The following table summarizes the changes in stock options as of and for the six months ended June 30, 2016 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 621,444 $ 17.88 Granted — — Exercised (118,160 ) 20.59 Forfeited (642 ) 29.67 Options outstanding at end of period 502,642 $ 17.23 The Company awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to directors, executives and other officers and employees under the long-term equity incentive plan. The performance-based restricted stock vests upon completion of a one -year service period and the attainment of certain performance goals. Performance-based restricted stock is issued at the target level; the number of shares ultimately awarded is determined at the end of each year and may be increased or decreased depending on the Company falling short of, meeting or exceeding financial performance measures defined by the Board of Directors. Time-based restricted stock vests at the end of the service period defined in the respective grant. The fair value of each restricted stock award is the closing price of the Company's common stock on the day immediately preceding the award date. The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2016 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period — $ — 105,438 $ 31.04 Awarded 61,700 31.12 52,005 31.74 Vested — — (9,138 ) 30.64 Cancelled — — (17,200 ) 32.44 Nonvested at end of period 61,700 $ 31.12 131,105 $ 31.16 During the six months ended June 30, 2016 , the Company reissued 112,378 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $856 and $857 for the three months ended June 30, 2016 and 2015 , respectively, and $1,715 and $1,720 for the six months ended June 30, 2016 and 2015 , respectively.

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2016
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment offers a broad range of fiduciary services which includes the administration and management of trust accounts including personal and corporate benefit accounts, self-directed IRAs, and custodial accounts. In addition, the Wealth Management segment offers annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio, as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended June 30, 2016 Net interest income $ 77,564 $ 88 $ 443 $ (938 ) $ 77,157 Provision for loan losses 1,425 — 5 — 1,430 Noninterest income 29,172 2,280 3,062 1,072 35,586 Noninterest expense 72,448 1,741 2,829 241 77,259 Income (loss) before income taxes 32,863 627 671 (107 ) 34,054 Income taxes 10,952 243 — (41 ) 11,154 Net income (loss) $ 21,911 $ 384 $ 671 $ (66 ) $ 22,900 Total assets $ 8,429,596 $ 21,484 $ 51,239 $ 27,247 $ 8,529,566 Goodwill 467,767 2,767 — — 470,534 Three months ended June 30, 2015 Net interest income $ 52,205 $ 78 $ 412 $ (1,081 ) $ 51,614 Provision for loan losses 1,181 — (6 ) — 1,175 Noninterest income 18,325 2,183 2,348 23 22,879 Noninterest expense 47,044 1,727 2,144 167 51,082 Income (loss) before income taxes 22,305 534 622 (1,225 ) 22,236 Income taxes 7,103 218 — (479 ) 6,842 Net income (loss) $ 15,202 $ 316 $ 622 $ (746 ) $ 15,394 Total assets $ 5,818,191 $ 20,438 $ 43,719 $ 16,842 $ 5,899,190 Goodwill 271,931 2,767 — — 274,698 Community Banks Insurance Wealth Management Other Consolidated Six months ended June 30, 2016 Net interest income $ 148,385 $ 174 $ 877 $ (2,225 ) $ 147,211 Provision for loan losses 3,238 — (8 ) — 3,230 Noninterest income 56,743 5,280 6,047 818 68,888 Noninterest expense 137,659 3,477 5,567 370 147,073 Income (loss) before income taxes 64,231 1,977 1,365 (1,777 ) 65,796 Income taxes 21,591 773 — (684 ) 21,680 Net income (loss) $ 42,640 $ 1,204 $ 1,365 $ (1,093 ) $ 44,116 Total assets $ 8,429,596 $ 21,484 $ 51,239 $ 27,247 $ 8,529,566 Goodwill 467,767 2,767 — — 470,534 Six months ended June 30, 2015 Net interest income $ 101,721 $ 147 $ 842 $ (2,315 ) $ 100,395 Provision for loan losses 2,259 — (9 ) — 2,250 Noninterest income 35,426 4,578 4,713 32 44,749 Noninterest expense 90,427 3,348 4,251 375 98,401 Income (loss) before income taxes 44,461 1,377 1,313 (2,658 ) 44,493 Income taxes 14,359 538 — (1,038 ) 13,859 Net income (loss) $ 30,102 $ 839 $ 1,313 $ (1,620 ) $ 30,634 Total assets $ 5,818,191 $ 20,438 $ 43,719 $ 16,842 $ 5,899,190 Goodwill 271,931 2,767 — — 274,698

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy ASC 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, mortgage-backed securities, trust preferred securities, and other debt and equity securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : The Company uses derivatives to manage various financial risks. Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2016 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 2,220 $ — $ 2,220 Residential mortgage-backed securities: Government agency mortgage backed securities — 408,304 — 408,304 Government agency collateralized mortgage obligations — 168,047 — 168,047 Commercial mortgage-backed securities: Government agency mortgage backed securities — 54,898 — 54,898 Government agency collateralized mortgage obligations — 4,638 — 4,638 Trust preferred securities — — 18,179 18,179 Other debt securities — 18,161 — 18,161 Other equity securities — — — — Total securities available for sale — 656,268 18,179 674,447 Derivative instruments: Interest rate contracts — 5,403 — 5,403 Interest rate lock commitments — 5,570 — 5,570 Forward commitments — — — — Total derivative instruments — 10,973 — 10,973 Mortgage loans held for sale — 276,782 — 276,782 Total financial assets $ — $ 944,023 $ 18,179 $ 962,202 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 7,032 $ — $ 7,032 Interest rate contracts — 5,403 — 5,403 Interest rate lock commitments — 1 — 1 Forward commitments — 4,682 — 4,682 Total derivative instruments — 17,118 — 17,118 Total financial liabilities $ — $ 17,118 $ — $ 17,118 Level 1 Level 2 Level 3 Totals December 31, 2015 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,200 $ — $ 6,200 Residential mortgage-backed securities: Government agency mortgage backed securities — 364,540 — 364,540 Government agency collateralized mortgage obligations — 168,060 — 168,060 Commercial mortgage-backed securities: Government agency mortgage backed securities — 59,759 — 59,759 Government agency collateralized mortgage obligations — 5,104 — 5,104 Trust preferred securities — — 19,469 19,469 Other debt securities — 19,333 — 19,333 Other equity securities — 4,340 — 4,340 Total securities available for sale — 627,336 19,469 646,805 Derivative instruments: Interest rate contracts — 2,544 — 2,544 Interest rate lock commitments — 4,508 — 4,508 Forward commitments — 446 — 446 Total derivative instruments — 7,498 — 7,498 Mortgage loans held for sale — 225,254 — 225,254 Total financial assets $ — $ 860,088 $ 19,469 $ 879,557 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 4,266 $ — $ 4,266 Interest rate contracts — 2,544 — 2,544 Forward commitments — 509 — 509 Total derivative instruments — 7,319 — 7,319 Total financial liabilities $ — $ 7,319 $ — $ 7,319 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the six months ended June 30, 2016 . The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, during the three and six months ended June 30, 2016 and 2015 , respectively: Three Months Ended June 30, 2016 Trust preferred securities Balance at April 1, 2016 $ 18,947 Accretion included in net income 8 Unrealized losses included in other comprehensive income (711 ) Purchases — Sales — Issues — Settlements (65 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2016 $ 18,179 Three Months Ended June 30, 2015 Trust preferred securities Balance at April 1, 2015 $ 20,126 Accretion included in net income (86 ) Unrealized gains included in other comprehensive income 308 Purchases — Sales (1,117 ) Issues — Settlements (104 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2015 $ 19,127 Six Months Ended June 30, 2016 Trust preferred securities Balance at January 1, 2016 $ 19,469 Accretion included in net income 16 Unrealized losses included in other comprehensive income (1,195 ) Purchases — Sales — Issues — Settlements (111 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2016 $ 18,179 Six Months Ended June 30, 2015 Trust preferred securities Balance at January 1, 2015 $ 19,756 Accretion included in net income (78 ) Unrealized gains included in other comprehensive income 1,022 Purchases — Sales (1,117 ) Issues — Settlements (456 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2015 $ 19,127 For the three and six months ended June 30, 2016 and 2015 , there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table presents information as of June 30, 2016 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 18,179 Discounted cash flows Default rate 0-100% Nonrecurring Fair Value Measurements Certain assets may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2016 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,614 $ 6,614 OREO — — 4,976 4,976 Mortgage servicing rights — — 17,206 17,206 Total $ — $ — $ 28,796 $ 28,796 December 31, 2015 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,508 $ 6,508 OREO — — 12,839 12,839 Total $ — $ — $ 19,347 $ 19,347 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities measured on a nonrecurring basis: Impaired loans: Loans considered impaired are reserved for at the time the loan is identified as impaired taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Impaired loans covered under loss-share agreements were recorded at their fair value upon the acquisition date, and no fair value adjustments were necessary for the six months ended June 30, 2016 or 2015 . Impaired loans not covered under loss-share agreements that were measured or re-measured at fair value had a carrying value of $7,409 and $7,191 at June 30, 2016 and December 31, 2015 , respectively, and a specific reserve for these loans of $795 and $683 was included in the allowance for loan losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO covered under loss-share agreements is recorded at its fair value on its acquisition date. OREO not covered under loss-share agreements acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2015 OREO covered under loss-share agreements: Carrying amount prior to remeasurement $ 111 $ — Impairment recognized in results of operations (9 ) — Increase in FDIC loss-share indemnification asset (37 ) — Receivable from other guarantor — — Fair value $ 65 $ — OREO not covered under loss-share agreements: Carrying amount prior to remeasurement $ 6,115 $ 14,726 Impairment recognized in results of operations (1,204 ) (1,887 ) Fair value $ 4,911 $ 12,839 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at June 30, 2016 and December 31, 2015 , and $40 in impairment charges were recognized in earnings for the six months ended June 30, 2016 . There were no impairment charges recognized in earnings for the same time period in 2015 . The following table presents information as of June 30, 2016 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 6,614 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 4,976 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $6,172 and net losses of $178 resulting from fair value changes of these mortgage loans were recorded in income during the six months ended June 30, 2016 and 2015, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of: June 30, 2016 Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 276,782 $ 263,858 $ 12,924 Past due loans of 90 days or more — — — Nonaccrual loans — — — Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2016 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 210,808 $ 210,808 $ — $ — $ 210,808 Securities held to maturity 389,145 — 409,768 — 409,768 Securities available for sale 674,447 — 656,268 18,179 674,447 Mortgage loans held for sale 276,782 — 276,782 — 276,782 Loans covered under loss-share agreements 42,171 — — 40,637 40,637 Loans not covered under loss-share agreements, net 5,879,160 — — 5,883,645 5,883,645 FDIC loss-share indemnification asset 5,547 — — 5,547 5,547 Mortgage servicing rights 17,184 — — 17,206 17,206 Derivative instruments 10,973 — 10,973 — 10,973 Financial liabilities Deposits $ 6,702,487 $ 5,093,407 $ 1,610,539 $ — $ 6,703,946 Short-term borrowings 444,989 444,989 — — 444,989 Other long-term borrowings 170 170 — — 170 Federal Home Loan Bank advances 48,122 — 51,024 — 51,024 Junior subordinated debentures 95,369 — 73,301 — 73,301 Derivative instruments 17,118 — 17,118 — 17,118 Fair Value As of December 31, 2015 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 211,571 $ 211,571 $ — $ — $ 211,571 Securities held to maturity 458,400 — 473,753 — 473,753 Securities available for sale 646,805 — 627,336 19,469 646,805 Mortgage loans held for sale 225,254 — 225,254 — 225,254 Loans covered under loss-share agreements 93,142 — — 92,528 92,528 Loans not covered under loss-share agreements, net 5,277,883 — — 5,208,630 5,208,630 FDIC loss-share indemnification asset 7,149 — — 7,149 7,149 Mortgage servicing rights 29,642 — — 33,283 33,283 Derivative instruments 7,498 — 7,498 — 7,498 Financial liabilities Deposits $ 6,218,602 $ 4,723,312 $ 1,502,202 $ — $ 6,225,514 Short-term borrowings 422,279 422,279 — — 422,279 Other long-term borrowings 192 192 — — 192 Federal Home Loan Bank advances 52,930 — 56,101 — 56,101 Junior subordinated debentures 95,095 — 78,095 — 78,095 Derivative instruments 7,319 — 7,319 — 7,319 The following methods and assumptions were used to estimate the fair value of each class of financial instruments for which it is practicable to estimate that value. The methodologies for estimating the fair value of financial assets and liabilities that are measured at fair value on a recurring or nonrecurring basis were discussed previously. Cash and cash equivalents : Cash and cash equivalents consist of cash and due from banks and interest-bearing balances with banks. The carrying amount reported in the Consolidated Balance Sheets for cash and cash equivalents approximates fair value based on the short-term nature of these assets. Securities held to maturity : Securities held to maturity consist of debt securities such as obligations of U.S. Government agencies, states, and other political subdivisions. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices in active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Loans covered under loss-share agreements : The fair value of loans covered under loss-share agreements is based on the net present value of future cash proceeds expected to be received using discount rates that are derived from current market rates and reflect the level of interest risk in the covered loans. Loans not covered under loss-share agreements : For variable-rate loans not covered under loss-share agreements that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values of fixed-rate loans not covered under loss-share agreements, including mortgages and commercial, agricultural and consumer loans, are estimated using a discounted cash flow analysis based on interest rates currently being offered for loans with similar terms to borrowers of similar credit quality. FDIC loss-share indemnification asset : The fair value of the FDIC loss-share indemnification asset is based on the net present value of future cash flows expected to be received from the FDIC under the provisions of the loss-share agreements using a discount rate that is based on current market rates for the underlying covered loans. Current market rates are used in light of the uncertainty of the timing and receipt of the loss-share reimbursement from the FDIC. Deposits : The fair values disclosed for demand deposits, both interest-bearing and noninterest-bearing, are, by definition, equal to the amount payable on demand at the reporting date. Such deposits are classified within Level 1 of the fair value hierarchy. The fair values of certificates of deposit and individual retirement accounts are estimated using a discounted cash flow based on currently effective interest rates for similar types of deposits. These deposits are classified within Level 2 of the fair value hierarchy. Short-term borrowings : Short-term borrowings consist of securities sold under agreements to repurchase and overnight borrowings. The fair value of these borrowings approximates the carrying value of the amounts reported in the Consolidated Balance Sheets for each respective account given the short-term nature of the liabilities. Federal Home Loan Bank advances : The fair value for Federal Home Loan Bank (“FHLB”) advances is determined by discounting the expected future cash outflows using current market rates for similar borrowings, or Level 2 inputs. Junior subordinated debentures : The fair value for the Company’s junior subordinated debentures is determined using quoted market prices for similar instruments traded in active markets.

Derivative Instruments

Derivative Instruments	6 Months Ended
	Jun. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company utilizes derivative financial instruments, including interest rate contracts such as swaps, caps and/or floors, as part of its ongoing efforts to mitigate its interest rate risk exposure and to facilitate the needs of its customers. The Company also from time to time enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. At June 30, 2016 , the Company had notional amounts of $80,314 on interest rate contracts with corporate customers and $80,314 in offsetting interest rate contracts with other financial institutions to mitigate the Company’s rate exposure on its corporate customers’ contracts and certain fixed-rate loans. In June 2014, the Company entered into two forward interest rate swap contracts on floating rate liabilities at the Bank level with notional amounts of $15,000 each. The interest rate swap contracts are each accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a four -year and five -year period beginning June 1, 2018 and December 3, 2018 and ending June 2022 and June 2023, respectively. Under these contracts, Renasant Bank will pay a fixed interest rate and will receive a variable interest rate based on the three-month LIBOR plus a pre-determined spread, with quarterly net settlements . In March and April 2012, the Company entered into two interest rate swap agreements effective March 30, 2014 and March 17, 2014, respectively. Under these swap agreements, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreements, which both terminate in March 2022, are accounted for as cash flow hedges to reduce the variability in cash flows resulting from changes in interest rates on $32,000 of the Company’s junior subordinated debentures. In connection with its merger with First M&F Corporation (“First M&F”), the Company assumed an interest rate swap designed to convert floating rate interest payments into fixed rate payments. Based on the terms of the agreement, which terminates in March 2018, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The interest rate swap is accounted for as a cash flow hedge to reduce the variability in cash flows resulting from changes in interest rates on $30,000 of the junior subordinated debentures assumed in the merger with First M&F. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The notional amount of commitments to fund fixed-rate mortgage loans was $186,897 and $251,676 at June 30, 2016 and December 31, 2015 , respectively. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The notional amount of commitments to sell residential mortgage loans to secondary market investors was $492,500 and $293,500 at June 30, 2016 and December 31, 2015 , respectively. The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location June 30, December 31, 2015 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 5,403 $ 2,544 Interest rate lock commitments Other Assets 5,570 4,508 Forward commitments Other Assets — 446 Totals $ 10,973 $ 7,498 Derivative liabilities: Designated as hedging instruments: Interest rate swap Other Liabilities $ 7,032 $ 4,266 Totals $ 7,032 $ 4,266 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 5,403 $ 2,544 Interest rate lock commitments Other Liabilities 1 — Forward commitments Other Liabilities 4,682 509 Totals $ 10,086 $ 3,053 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 593 $ 544 $ 1,126 $ 1,101 Interest rate lock commitments: Included in gains on sales of mortgage loans held for sale (566 ) (1,248 ) 1,062 1,457 Forward commitments Included in gains on sales of mortgage loans held for sale (931 ) 2,286 (4,619 ) 1,711 Total $ (904 ) $ 1,582 $ (2,431 ) $ 4,269 For the Company's derivatives designated as cash flow hedges, changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three and six months ended June 30, 2016 and 2015 . The impact on other comprehensive income for the three and six months ended June 30, 2016 and 2015 , can be seen at Note K, "Other Comprehensive Income." Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the "right of setoff" exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company's derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company's gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2015 June 30, December 31, 2015 Gross amounts recognized $ — $ 446 $ 16,190 $ 6,454 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets — 446 16,190 6,454 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments — 282 — 282 Financial collateral pledged — — 11,761 6,020 Net amounts $ — $ 164 $ 4,429 $ 152

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2016
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income (In Thousands) Changes in the components of other comprehensive income (loss) were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended June 30, 2016 Securities available for sale: Unrealized holding gains on securities $ 1,326 $ 514 $ 812 Reclassification adjustment for gains realized in net income (1,257 ) (485 ) (772 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (28 ) (10 ) (18 ) Total securities available for sale 41 19 22 Derivative instruments: Unrealized holding losses on derivative instruments (704 ) (276 ) (428 ) Total derivative instruments (704 ) (276 ) (428 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 119 39 80 Total defined benefit pension and post-retirement benefit plans 119 39 80 Total other comprehensive loss $ (544 ) $ (218 ) $ (326 ) Three months ended June 30, 2015 Securities available for sale: Unrealized holding losses on securities $ (6,212 ) $ (2,376 ) $ (3,836 ) Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (46 ) (18 ) (28 ) Total securities available for sale (6,354 ) (2,430 ) (3,924 ) Derivative instruments: Unrealized holding gains on derivative instruments 1,399 536 863 Total derivative instruments 1,399 536 863 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 109 41 68 Total defined benefit pension and post-retirement benefit plans 109 41 68 Total other comprehensive loss $ (4,846 ) $ (1,853 ) $ (2,993 ) Pre-Tax Tax Expense (Benefit) Net of Tax Six months ended June 30, 2016 Securities available for sale: Unrealized holding gains on securities $ 6,315 $ 2,440 $ 3,875 Reclassification adjustment for gains realized in net income (1,186 ) (458 ) (728 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (61 ) (23 ) (38 ) Total securities available for sale 5,068 1,959 3,109 Derivative instruments: Unrealized holding losses on derivative instruments (2,766 ) (1,072 ) (1,694 ) Total derivative instruments (2,766 ) (1,072 ) (1,694 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 236 84 152 Total defined benefit pension and post-retirement benefit plans 236 84 152 Total other comprehensive income $ 2,538 $ 971 $ 1,567 Six months ended June 30, 2015 Securities available for sale: Unrealized holding losses on securities $ (1,963 ) $ (751 ) $ (1,212 ) Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (97 ) (37 ) (60 ) Total securities available for sale (2,156 ) (824 ) (1,332 ) Derivative instruments: Unrealized holding gains on derivative instruments 315 121 194 Total derivative instruments 315 121 194 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 202 77 125 Total defined benefit pension and post-retirement benefit plans 202 77 125 Total other comprehensive loss $ (1,639 ) $ (626 ) $ (1,013 ) The accumulated balances for each component of other comprehensive income (loss), net of tax, were as follows as of the dates presented: June 30, December 31, 2015 Unrealized gains on securities $ 19,593 $ 16,500 Non-credit related portion of other-than-temporary impairment on securities (16,719 ) (16,735 ) Unrealized losses on derivative instruments (3,576 ) (1,882 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (7,266 ) (7,418 ) Total accumulated other comprehensive loss $ (7,968 ) $ (9,535 )

Net Income Per Common Share

Net Income Per Common Share	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding assuming outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2016 2015 Basic Net income applicable to common stock $ 22,900 $ 15,394 Average common shares outstanding 42,066,168 31,626,059 Net income per common share - basic $ 0.54 $ 0.49 Diluted Net income applicable to common stock $ 22,900 $ 15,394 Average common shares outstanding 42,066,168 31,626,059 Effect of dilutive stock-based compensation 237,458 239,113 Average common shares outstanding - diluted 42,303,626 31,865,172 Net income per common share - diluted $ 0.54 $ 0.48 Six Months Ended June 30, 2016 2015 Basic Net income applicable to common stock $ 44,116 $ 30,634 Average common shares outstanding 41,200,133 31,601,304 Net income per common share - basic $ 1.07 $ 0.97 Diluted Net income applicable to common stock $ 44,116 $ 30,634 Average common shares outstanding 41,200,133 31,601,304 Effect of dilutive stock-based compensation 235,830 232,953 Average common shares outstanding - diluted 41,435,963 31,834,257 Net income per common share - diluted $ 1.06 $ 0.96 Stock options that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2016 2015 Number of shares 19,000 108,138 Exercise prices $32.60 $30.63 Six Months Ended June 30, 2016 2015 Number of shares 19,000 111,672 Range of exercise prices $32.60 $29.57 - $30.63

Mergers and Acquisitions

Mergers and Acquisitions	6 Months Ended
	Jun. 30, 2016
Business Combinations [Abstract]
Mergers and Acquisition	Mergers and Acquisitions (In Thousands, Except Share Data) Acquisition of KeyWorth Bank Effective April 1, 2016, the Company completed its acquisition of KeyWorth Bank (“KeyWorth”) in a transaction valued at approximately $58,885 . The Company issued 1,680,021 shares of common stock and paid approximately $3,594 to KeyWorth stock option and warrant holders for 100% of the voting equity interest in KeyWorth. At closing, KeyWorth merged with and into Renasant Bank, with Renasant Bank the surviving banking corporation in the merger. As a result of the KeyWorth acquisition, the Company acquired total assets with an estimated fair value of $415,232 , total loans with an estimated fair value of $272,330 and total deposits with an estimated fair value of $348,961 , and six banking locations in the Atlanta metropolitan area. The Company is finalizing the fair value of certain assets and liabilities assumed as part of the acquisition. The Company recorded approximately $22,643 in intangible assets which consist of goodwill of $20,633 and a core deposit intangible of $2,010 . Goodwill resulted from a combination of revenue enhancements from the expansion into new markets and efficiencies resulting from operational synergies. The fair value of the core deposit intangible is being amortized on an accelerated basis over the estimated useful life, currently expected to be approximately 10 years . The goodwill is not deductible for income tax purposes. Acquisition of Heritage Financial Group, Inc. Effective July 1, 2015, the Company completed its acquisition by merger with Heritage Financial Group, Inc. (“Heritage”) in a transaction valued at $295,444 . The Company issued 8,635,879 shares of common stock and paid $5,915 to Heritage stock option holders for 100% of the voting equity interest in Heritage. At closing, Heritage merged with and into the Company, with the Company surviving the merger. On the same date, HeritageBank was merged into Renasant Bank. On July 1, 2015, Heritage operated 48 banking, mortgage and investment offices in Alabama, Georgia and Florida. The Company recorded approximately $187,468 in intangible assets which consist of goodwill of $175,212 and a core deposit intangible of $12,256 . Goodwill resulted from a combination of revenue enhancements from expansion into new markets and efficiencies resulting from operational synergies. The fair value of the core deposit intangible is being amortized on an accelerated basis over the estimated useful life, currently expected to be approximately 10 years. The goodwill is not deductible for income tax purposes. The following table summarizes the allocation of purchase price to assets and liabilities acquired in connection with the Company's acquisition of Heritage based on their fair values on July 1, 2015. Purchase Price: Shares issued to common shareholders 8,635,879 Purchase price per share $ 32.60 Value of stock paid $ 281,530 Cash paid for fractional shares 26 Cash settlement for stock options, net of tax benefit 5,915 Compensation expense incurred from the termination of Heritage's ESOP — Deal charges 7,973 Total Purchase Price $ 295,444 Net Assets Acquired: Stockholders’ equity at acquisition date $ 160,652 Increase (decrease) to net assets as a result of fair value adjustments to assets acquired and liabilities assumed: Securities (1,401 ) Mortgage loans held for sale (3,158 ) Loans, net of Heritage's allowance for loan losses (16,837 ) Fixed assets (6,419 ) Intangible assets, net of Heritage's existing core deposit intangible 18,193 Other real estate owned 1,390 FDIC loss-share indemnification asset (15,507 ) Other assets 3,045 Deposits (3,776 ) Other liabilities (7,873 ) Deferred income taxes (8,077 ) Total Net Assets Acquired 120,232 Goodwill resulting from merger (1) $ 175,212 (1) The goodwill resulting from the merger has been assigned to the Community Banks operating segment. The following table summarizes the fair value of assets acquired and liabilities assumed at acquisition date in connection with the merger with Heritage. Cash and cash equivalents $ 38,626 Securities 177,849 Loans, including mortgage loans held for sale, net of unearned income 1,458,411 Premises and equipment 42,914 Other real estate owned 9,972 Intangible assets 187,468 Other assets 104,737 Total assets 2,019,977 Deposits 1,375,354 Borrowings 314,656 Other liabilities 34,523 Total liabilities 1,724,533 The following unaudited pro forma combined condensed consolidated financial information presents the results of operations for the six months ended June 30, 2016 and 2015 of the Company as though the Heritage merger had been completed as of January 1, 2015. The unaudited estimated pro forma information combines the historical results of Heritage with the Company's historical consolidated results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the periods presented. The pro forma information is not indicative of what would have occurred had the acquisition taken place on January 1, 2015. The pro forma information does not include the effect of any cost-saving or revenue-enhancing strategies. Merger expenses are reflected in the period in which they were incurred. Six Months Ended June 30, 2016 2015 Interest income $ 160,267 $ 149,138 Interest expense 13,056 10,874 Net interest income 147,211 138,264 Provision for loan and lease losses 3,230 2,550 Noninterest income 68,888 71,771 Noninterest expense 147,073 162,862 Income before income taxes 65,796 44,623 Income taxes 21,680 13,883 Net income 44,116 30,740 Earnings per share: Basic $ 1.07 $ 0.85 Diluted $ 1.06 $ 0.85 In connection with the acquisition of Heritage, the Bank assumed two loss-sharing agreements with the FDIC which covered Citizens Bank of Effingham (“Citizens”) and First Southern National Bank (“First Southern”). The claim periods to submit losses to the FDIC for reimbursement ended February 29, 2016 for non-single family Citizens loans and ends February 28, 2021 for single family Citizens loans. The claim periods to submit losses to the FDIC for reimbursement ends August 31, 2016 for non-single family First Southern loans and August 31, 2021 for single family First Southern loans. Acquisition of First M&F Corporation On September 1, 2013, the Company completed its acquisition by merger of First M&F, a bank holding company headquartered in Kosciusko, Mississippi, and the parent of Merchants and Farmers Bank, a Mississippi banking corporation. On the same date, Merchants and Farmers Bank was merged into Renasant Bank. On August 31, 2013, First M&F operated 43 banking and insurance locations in Mississippi, Alabama and Tennessee. The Company issued 6,175,576 shares of its common stock for 100% of the voting equity interests in First M&F. The aggregate transaction value, including the dilutive impact of First M&F’s stock based compensation assumed by the Company, was $156,845 . The Company recorded approximately $115,159 in intangible assets which consist of goodwill of $90,127 and core deposit intangible of $25,032 . The fair value of the core deposit intangible is being amortized on an accelerated basis over the estimated useful life, currently expected to be approximately 10 years. The intangible assets are not deductible for income tax purposes. The Company assumed $30,928 in fixed/floating rate junior subordinated deferrable interest debentures payable to First M&F Statutory Trust I that mature in March 2036 . The acquired subordinated debentures require interest to be paid quarterly at a rate of 90-day LIBOR plus 1.33% . The fair value adjustment on the junior subordinated debentures of $12,371 will be amortized on a straight line basis over the remaining life. Acquisition of RBC Bank (USA) Trust Division On August 31, 2011, the Company acquired the Birmingham, Alabama-based trust division of RBC Bank (USA), which served clients in Alabama and Georgia. Under the terms of the transaction, RBC Bank (USA) transferred its approximately $680,000 in assets under management, comprised of personal and institutional clients with over 200 trust, custodial and escrow accounts, to a wholly-owned subsidiary, and the Bank acquired all of the ownership interests in the subsidiary, which was subsequently merged into the Bank. FDIC-Assisted Acquisitions On February 4, 2011, the Bank entered into a purchase and assumption agreement with loss-share agreements with the FDIC to acquire specified assets and assume specified liabilities of American Trust Bank, a Georgia-chartered bank headquartered in Roswell, Georgia (“American Trust”). American Trust operated 3 branches in the northwest region of Georgia. In connection with the acquisition, the Bank entered into loss-share agreements with the FDIC that covered $73,657 of American Trust loans (the “covered ATB loans”). The Bank will share in the losses on the asset pools (including single family residential mortgage loans and commercial loans) covered under the loss-share agreements. Pursuant to the terms of the loss-share agreements, the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered ATB loans, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered ATB loans. The claim periods to submit losses to the FDIC for reimbursement ended February 5, 2016 for non-single family ATB loans and ends February 28, 2021 for single family ATB loans. On July 23, 2010, the Bank acquired specified assets and assumed specified liabilities of Crescent Bank & Trust Company, a Georgia-chartered bank headquartered in Jasper, Georgia (“Crescent”), from the FDIC, as receiver for Crescent. Crescent operated 11 branches in the northwest region of Georgia. In connection with the acquisition, the Bank entered into loss-share agreements with the FDIC that covered $361,472 of Crescent loans and $50,168 of other real estate owned (the “covered Crescent assets”). The Bank will share in the losses on the asset pools (including single family residential mortgage loans and commercial loans) covered under the loss-share agreements. Pursuant to the terms of the loss-share agreements, the FDIC is obligated to reimburse the Bank for 80% of all eligible losses with respect to covered Crescent assets, beginning with the first dollar of loss incurred. The Bank has a corresponding obligation to reimburse the FDIC for 80% of eligible recoveries with respect to covered Crescent assets. The claim periods to submit losses to the FDIC for reimbursement ended July 25, 2015 for non-single family Crescent assets and ends July 31, 2020 for single family Crescent assets.

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2016
Banking and Thrift [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) Renasant Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on Renasant Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, Renasant Bank must meet specific capital guidelines that involve quantitative measures of Renasant Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Renasant Bank’s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of June 30, 2016 2015 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 739,605 9.18 % $ 550,106 9.89 % Common Equity Tier 1 Capital to Risk-Weighted Assets 648,272 10.13 % 459,108 10.45 % Tier 1 Capital to Risk-Weighted Assets 739,605 11.56 % 550,106 12.52 % Total Capital to Risk-Weighted Assets 788,027 12.31 % 595,089 13.55 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 712,637 8.87 % $ 534,552 9.63 % Common Equity Tier 1 Capital to Risk-Weighted Assets 712,637 11.17 % 534,552 12.20 % Tier 1 Capital to Risk-Weighted Assets 712,637 11.17 % 534,552 12.20 % Total Capital to Risk-Weighted Assets 761,059 11.93 % 578,960 13.21 % In July 2013, the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency approved the implementation of the Basel III regulatory capital reforms and issued rules effecting certain changes required by the Dodd-Frank Act (the “Basel III Rules”) that call for broad and comprehensive revision of regulatory capital standards for U.S. banking organizations. Generally, the new Basel III Rules became effective on January 1, 2015, although parts of the Basel III Rules will be phased in through 2019. The Basel III Rules implemented a new common equity Tier 1 minimum capital requirement (“CET1”), and a higher minimum Tier 1 capital requirement, as reflected in the table above, and adjusted other items affecting the calculation of the numerator of a banking organization’s risk-based capital ratios. The new CET1 capital ratio includes common equity as defined under GAAP and does not include any other type of non-common equity under GAAP. Additionally, the Basel III Rules apply limits to a banking organization’s capital distributions and certain discretionary bonus payments if the banking organization does not hold a specified amount of CET1 capital in addition to the amount necessary to meet its minimum risk-based capital requirements. Further, the Basel III Rules changed the agencies’ general risk-based capital requirements for determining risk-weighted assets, which affect the calculation of the denominator of a banking organization’s risk-based capital ratios. The Basel III Rules have revised the agencies’ rules for calculating risk-weighted assets to enhance risk sensitivity and to incorporate certain international capital standards of the Basel Committee on Banking Supervision set forth in the standardized approach of the “International Convergence of Capital Measurement and Capital Standards: A Revised Framework”. The calculation of risk-weighted assets in the denominator of the Basel III capital ratios has been adjusted to reflect the higher risk nature of certain types of loans. Specifically, as applicable to the Company and Renasant Bank: — Residential mortgages: Replaced the former 50% risk weight for performing residential first-lien mortgages and a 100% risk-weight for all other mortgages with a risk weight of between 35% and 200% determined by the mortgage’s loan-to-value ratio and whether the mortgage falls into one of two categories based on eight criteria that include the term, use of negative amortization and balloon payments, certain rate increases and documented and verified borrower income. — Commercial mortgages: Replaced the former 100% risk weight with a 150% risk weight for certain high volatility commercial real estate acquisition, development and construction loans. — Nonperforming loans: Replaced the former 100% risk weight with a 150% risk weight for loans, other than residential mortgages, that are 90 days past due or on nonaccrual status. The Final Rules also introduce a new capital conservation buffer designed to absorb losses during periods of economic stress. The capital conservation buffer is composed entirely of CET1, on top of these minimum risk-weighted asset ratios. In addition, the Final Rules provide for a countercyclical capital buffer applicable only to certain covered institutions. It is not expected that the countercyclical capital buffer will be applicable to the Company or Renasant Bank. Banking institutions with a ratio of CET1 to risk-weighted assets above the minimum but below the capital conservation buffer (or below the combined capital conservation buffer and countercyclical capital buffer, when the latter is applied) will face constraints on dividends, equity repurchases and compensation based on the amount of the shortfall. The implementation of the capital conservation buffer began on January 1, 2016 at the 0.625% level and be phased in over a 4 -year period (increasing by that amount on each subsequent January 1, until it reaches 2.5% on January 1, 2019).

Investments in Qualified Afford

Investments in Qualified Affordable Housing Projects	6 Months Ended
	Jun. 30, 2016
Equity Method Investments and Joint Ventures [Abstract]
Investments in Qualified Affordable Housing Projects	Investments in Qualified Affordable Housing Projects (In Thousands) The Company has investments in qualified affordable housing projects (“QAHPs”) that provide low income housing tax credits and operating loss benefits over an extended period. At June 30, 2016 and December 31, 2015 , the Company’s carrying value of QAHPs was $7,017 and $7,666 , respectively. The Company has no remaining funding obligations related to the QAHPs. The investments in QAHPs are being accounted for using the effective yield method. The investments in QAHPs are included in “Other assets” on the Consolidated Balance Sheets. Components of the Company's investments in QAHPs were included in the line item “Income taxes” in the Consolidated Statements of Income for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Tax credit amortization $ 324 $ 324 $ 648 $ 648 Tax credits and other benefits (471 ) (313 ) (942 ) (784 ) Total $ (147 ) $ 11 $ (294 ) $ (136 )

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2016
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company's temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates indicated. June 30, December 31, 2016 2015 2015 Deferred tax assets Allowance for loan losses $ 20,541 $ 17,244 $ 17,430 Loans 31,477 14,132 26,239 Deferred compensation 11,628 8,146 17,060 Securities 2,346 1,360 2,572 Net unrealized losses on securities - OCI 5,093 5,404 6,065 Impairment of assets 3,129 3,765 3,271 Federal and State net operating loss carryforwards 3,808 1,423 3,681 Other 8,027 2,039 4,927 Gross deferred tax assets 86,049 53,513 81,245 Valuation allowance on state net operating loss carryforwards — — — Total deferred tax assets 86,049 53,513 81,245 Deferred tax liabilities FDIC loss-share indemnification asset 1,579 2,867 1,927 Investment in partnerships 2,163 2,608 2,507 Core deposit intangible 3,015 1,661 3,386 Fixed assets 1,668 3,116 673 Mortgage servicing rights 3,976 — 4,032 Subordinated debt 4,181 4,402 4,287 Other 4,714 566 2,364 Total deferred tax liabilities 21,296 15,220 19,176 Net deferred tax assets $ 64,753 $ 38,293 $ 62,069 The Company acquired federal net operating losses as part of the Heritage acquisition. The federal net operating loss acquired totaled $18,321 , of which $9,011 remained to be utilized as of June 30, 2016 , and will expire at various dates beginning in 2024. State net operating losses acquired in the Heritage acquisition totaled $17,168 , of which $15,583 remained to be utilized as of June 30, 2016 , and will expire at various dates beginning in 2024. The Company expects to utilize the federal and state net operating losses prior to expiration. Because the benefits are expected to be fully realized, the Company recorded no valuation allowance against the net operating losses for the three months ended June 30, 2016 and 2015 or the year ended December 31, 2015 .

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) Changes in the carrying amount of goodwill during the six months ended June 30, 2016 were as follows: Community Banks Insurance Total Balance at January 1, 2016 $ 443,104 $ 2,767 $ 445,871 Addition to goodwill from KeyWorth acquisition 20,634 — 20,634 Adjustment to previously recorded goodwill 4,029 — 4,029 Balance at June 30, 2016 $ 467,767 $ 2,767 $ 470,534 The addition to goodwill from the KeyWorth acquisition represents the excess of the purchase price over the fair value of assets acquired and liabilities assumed in the transaction. The Company is finalizing the fair values of certain assets and liabilities related to the KeyWorth acquisition; as such, the recorded balance of goodwill is subject to change. The adjustment to previously recorded goodwill is due to valuation adjustments on property and equipment as well as certain loans acquired from Heritage. The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Amount Accumulated Amortization Net Carrying Amount June 30, 2016 Core deposit intangibles $ 47,992 $ (21,944 ) $ 26,048 Customer relationship intangible 1,970 (635 ) 1,335 Total finite-lived intangible assets $ 49,962 $ (22,579 ) $ 27,383 December 31, 2015 Core deposit intangibles $ 45,982 $ (18,572 ) $ 27,410 Customer relationship intangible 1,970 (569 ) 1,401 Total finite-lived intangible assets $ 47,952 $ (19,141 ) $ 28,811 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Amortization expense for: Core deposit intangibles 1,709 1,206 3,373 2,447 Customer relationship intangible 33 33 66 66 Total intangible amortization 1,742 1,239 3,439 2,513 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2016 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2016 $ 6,616 $ 131 $ 6,747 2017 5,722 131 $ 5,853 2018 4,881 131 $ 5,012 2019 4,101 131 $ 4,232 2020 3,213 131 $ 3,344

Summary of Significant Accoun24

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and footnotes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2015 filed with the Securities and Exchange Commission on February 29, 2016.
Business Combinations	Business Combinations : The Company completed its acquisitions of Heritage Financial Group, Inc. (“Heritage”) and KeyWorth Bank ("KeyWorth") on July 1, 2015 and April 1, 2016, respectively. The acquired institutions' financial condition and results of operations are included in the Company's results as of the respective acquisition dates.
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.
Subsequent Events	Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements. The Company has determined that no significant events occurred after June 30, 2016 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.
Impact of Recently-Issued Accounting Standards and Pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements: On June 16, 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) No. 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (“ASU 2016-13”). The update will significantly change the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset's remaining life. The FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model would include loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. For public companies, this update becomes effective for interim and annual periods beginning after December 15, 2019. Management is currently evaluating the impact this ASU will have on the Company’s consolidated financial statements and will continue to monitor FASB’s progress on this topic. In March 2016, the FASB issued ASU No. 2016-09, Compensation - Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting (“ASU 2016-09”). ASU 2016-09 is intended to reduce complexity in accounting standards by simplifying several aspects of the accounting for share-based payment transactions, including (1) accounting for income taxes; (2) classification of excess tax benefits on the statement of cash flow; (3) forfeitures; (4) minimum statutory tax withholding requirements; and (5) classification of employee taxes paid on the statement of cash flows when an employer withholds shares for tax withholding purposes. The amendments of ASU 2016-09 are effective for interim and annual periods beginning after December 15, 2016. Management is currently evaluating the impact this ASU will have on the Company’s consolidated financial statements. In March 2016, the FASB issued ASU No. 2016-07, Investments - Equity Method and Joint Ventures (Topic 323): Simplifying the Transition to the Equity Method of Accounting (“ASU 2016-07”). ASU 2016-07 requires an investor to initially apply the equity method of accounting from the date it qualifies for that method, i.e., the date the investor obtains significant influence over the operating and financial policies of an investee. The ASU eliminates the previous requirement to retroactively adjust the investment and record a cumulative catch up for the periods that the investment had been held but did not qualify for the equity method of accounting. For public business entities, the amendments in ASU 2016-07 are effective for interim and annual periods beginning after December 15, 2016. The amendments should be applied prospectively upon their effective date to increases in the level of ownership interest or degree of influence that result in the adoption of the equity method. Management is currently evaluating the provisions of ASU 2016-07 to determine the potential impact the new standard will have on the Company’s consolidated financial statements. In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 amends the accounting model and disclosure requirements for leases. The current accounting model for leases distinguishes between capital leases, which are recognized on-balance sheet, and operating leases, which are not. Under the new standard, the lease classifications are defined as finance leases, which are similar to capital leases under current GAAP, and operating leases. Further, a lessee will recognize a lease liability and a right-of-use asset for all leases with a term greater than 12 months on its balance sheet regardless of the lease’s classification, which may significantly increase reported assets and liabilities. The accounting model and disclosure requirements for lessors remains substantially unchanged from current GAAP. ASU 2016-02 is effective for annual and interim periods in fiscal years beginning after December 15, 2018. Management is currently evaluating the impact ASU 2016-02 will have on the Company's financial position and results of operations as well as its consolidated financial statements. In January 2016, the FASB issued ASU No. 2016-01, Financial Instruments - Overall (Subtopic 825-10); Recognition and Measurement of Financial Assets and Financial Liabilities (“ASU 2016-01”). ASU 2016-01 revises the accounting for the classification and measurement of investments in equity securities and revises the presentation of certain fair value changes for financial liabilities measured at fair value. For equity securities, the guidance in ASU 2016-01 requires equity investments to be measured at fair value with changes in fair value recognized in net income. For financial liabilities that are measured at fair value in accordance with the fair value option, the guidance requires presenting, in other comprehensive income, the change in fair value that relates to a change in instrument-specific credit risk. ASU 2016-01 also eliminates the disclosure assumptions used to estimate fair value for financial instruments measured at amortized cost and requires disclosure of an exit price notion in determining the fair value of financial instruments measured at amortized cost. ASU 2016-01 is effective for interim and annual periods beginning after December 15, 2017. Management is currently evaluating the impact ASU 2016-01 will have on the Company's financial position and results of operations as well as its consolidated financial statements.

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2016
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities held to maturity	The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2016 Obligations of other U.S. Government agencies and corporations $ 34,093 $ 49 $ (15 ) $ 34,127 Obligations of states and political subdivisions 355,052 20,595 (6 ) 375,641 $ 389,145 $ 20,644 $ (21 ) $ 409,768 December 31, 2015 Obligations of other U.S. Government agencies and corporations $ 101,155 $ 26 $ (1,214 ) $ 99,967 Obligations of states and political subdivisions 357,245 16,636 (95 ) 373,786 $ 458,400 $ 16,662 $ (1,309 ) $ 473,753
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value June 30, 2016 Obligations of other U.S. Government agencies and corporations $ 2,080 $ 140 $ — $ 2,220 Residential mortgage backed securities: Government agency mortgage backed securities 401,861 6,757 (314 ) 408,304 Government agency collateralized mortgage obligations 166,616 2,301 (870 ) 168,047 Commercial mortgage backed securities: Government agency mortgage backed securities 52,975 1,952 (29 ) 54,898 Government agency collateralized mortgage obligations 4,378 260 — 4,638 Trust preferred securities 24,675 — (6,496 ) 18,179 Other debt securities 17,587 583 (9 ) 18,161 Other equity securities — — — — $ 670,172 $ 11,993 $ (7,718 ) $ 674,447 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2015 Obligations of other U.S. Government agencies and corporations $ 6,093 $ 126 $ (19 ) $ 6,200 Residential mortgage backed securities: Government agency mortgage backed securities 362,669 3,649 (1,778 ) 364,540 Government agency collateralized mortgage obligations 168,916 1,449 (2,305 ) 168,060 Commercial mortgage backed securities: Government agency mortgage backed securities 58,864 1,002 (107 ) 59,759 Government agency collateralized mortgage obligations 4,947 158 (1 ) 5,104 Trust preferred securities 24,770 — (5,301 ) 19,469 Other debt securities 18,899 468 (34 ) 19,333 Other equity securities 2,500 1,840 — 4,340 $ 647,658 $ 8,692 $ (9,545 ) $ 646,805
Schedule of realized gains	Gross realized gains on sales of securities available for sale for the three and six months ended June 30, 2016 and 2015 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Gross gains on sales of securities available for sale $ 1,257 $ 96 $ 1,257 $ 96 Gross losses on sales of securities available for sale — — (71 ) — Gains on sales of securities available for sale, net $ 1,257 $ 96 $ 1,186 $ 96
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at June 30, 2016 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 18,252 $ 18,408 $ — $ — Due after one year through five years 97,438 101,466 2,080 2,220 Due after five years through ten years 155,513 164,074 — — Due after ten years 117,942 125,820 24,675 18,179 Residential mortgage backed securities: Government agency mortgage backed securities — — 401,861 408,304 Government agency collateralized mortgage obligations — — 166,616 168,047 Commercial mortgage backed securities: Government agency mortgage backed securities — — 52,975 54,898 Government agency collateralized mortgage obligations — — 4,378 4,638 Other debt securities — — 17,587 18,161 Other equity securities — — — — $ 389,145 $ 409,768 $ 670,172 $ 674,447
Unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Held to Maturity: June 30, 2016 Obligations of other U.S. Government agencies and corporations 1 $ 4,997 $ (3 ) 2 $ 9,981 $ (12 ) 3 $ 14,978 $ (15 ) Obligations of states and political subdivisions 2 530 (6 ) 0 — — 2 530 (6 ) Total 3 $ 5,527 $ (9 ) 2 $ 9,981 $ (12 ) 5 15,508 $ (21 ) December 31, 2015 Obligations of other U.S. Government agencies and corporations 10 $ 31,567 $ (414 ) 8 $ 38,688 $ (800 ) 18 $ 70,255 $ (1,214 ) Obligations of states and political subdivisions 6 4,815 (53 ) 7 4,921 (42 ) 13 9,736 (95 ) Total 16 $ 36,382 $ (467 ) 15 $ 43,609 $ (842 ) 31 $ 79,991 $ (1,309 ) Available for Sale: June 30, 2016 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 0 $ — $ — 0 $ — $ — Residential mortgage backed securities: Government agency mortgage backed securities 10 17,767 (52 ) 7 18,526 (262 ) 17 36,293 (314 ) Government agency collateralized mortgage obligations 8 23,540 (159 ) 13 38,135 (711 ) 21 61,675 (870 ) Commercial mortgage backed securities: Government agency mortgage backed securities 4 6,120 (29 ) 0 — — 4 6,120 (29 ) Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Trust preferred securities 0 — — 3 18,179 (6,496 ) 3 18,179 (6,496 ) Other debt securities 2 3,425 (3 ) 1 1,354 (6 ) 3 4,779 (9 ) Total 24 $ 50,852 $ (243 ) 24 $ 76,194 $ (7,475 ) 48 $ 127,046 $ (7,718 ) December 31, 2015 Obligations of other U.S. Government agencies and corporations 1 $ 3,981 $ (19 ) 0 $ — $ — 1 $ 3,981 $ (19 ) Residential mortgage backed securities: Government agency mortgage backed securities 34 130,306 (937 ) 9 27,431 (841 ) 43 157,737 (1,778 ) Government agency collateralized mortgage obligations 25 52,128 (347 ) 16 51,574 (1,958 ) 41 103,702 (2,305 ) Commercial mortgage backed securities: Government agency mortgage backed securities 8 16,782 (104 ) 1 814 (3 ) 9 17,596 (107 ) Government agency collateralized mortgage obligations 1 1,882 (1 ) 0 — — 1 1,882 (1 ) Trust preferred securities 0 — — 3 19,469 (5,301 ) 3 19,469 (5,301 ) Other debt securities 1 1,316 (3 ) 2 3,866 (31 ) 3 5,182 (34 ) Other equity securities 0 — — 0 — — 0 — — Total 70 $ 206,395 $ (1,411 ) 31 $ 103,154 $ (8,134 ) 101 $ 309,549 $ (9,545 )
Investments in pooled trust preferred securities	The following table provides information regarding the Company’s investments in pooled trust preferred securities at June 30, 2016 : Name Single/ Pooled Class/ Tranche Amortized Cost Fair Value Unrealized Loss Lowest Credit Rating Issuers Currently in Deferral or Default XXIII Pooled B-2 $ 8,377 $ 5,621 $ (2,756 ) Baa3 17 % XXIV Pooled B-2 12,077 9,578 (2,499 ) Caa2 28 % XXVI Pooled B-2 4,221 2,980 (1,241 ) Ba3 25 % $ 24,675 $ 18,179 $ (6,496 )
Cumulative credit related losses recognized in earnings	The following table provides a summary of the cumulative credit related losses recognized in earnings for which a portion of OTTI has been recognized in other comprehensive income: 2016 2015 Balance at January 1 $ (3,337 ) $ (3,337 ) Additions related to credit losses for which OTTI was not previously recognized — — Increases in credit loss for which OTTI was previously recognized — — Balance at June 30 $ (3,337 ) $ (3,337 )

Loans and the Allowance for L26

Loans and the Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2016
Business Acquisition [Line Items]
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans determined to be impaired at the time of acquisition and determined not to be impaired at the time of acquisition at June 30, 2016 : Covered Loans Not Covered Loans Total Contractually-required principal and interest $ 35,175 $ 410,756 $ 445,931 Nonaccretable difference (1) (4,539 ) (79,250 ) (83,789 ) Cash flows expected to be collected 30,636 331,506 362,142 Accretable yield (2) (2,231 ) (41,952 ) (44,183 ) Fair value $ 28,405 $ 289,554 $ 317,959 (1) Represents contractual principal and interest cash flows of $79,942 and $35 , respectively, not expected to be collected. (2) Represents contractual interest payments of $1,727 expected to be collected and purchase discount of $42,456 .
Impaired loans	Loans accounted for under FASB Accounting Standards Codification Topic (“ASC”) 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance June 30, 2016 Commercial, financial, agricultural $ 1,306 $ 1,295 $ — $ 1,295 $ 164 Lease financing — — — — — Real estate – construction 167 — 167 167 — Real estate – 1-4 family mortgage 19,033 17,673 — 17,673 4,924 Real estate – commercial mortgage 16,872 13,285 — 13,285 2,531 Installment loans to individuals 78 78 — 78 — Total $ 37,456 $ 32,331 $ 167 $ 32,498 $ 7,619 December 31, 2015 Commercial, financial, agricultural $ 1,308 $ 358 $ 12 $ 370 $ 6 Lease financing — — — — — Real estate – construction 2,710 2,698 — 2,698 20 Real estate – 1-4 family mortgage 18,193 16,650 — 16,650 4,475 Real estate – commercial mortgage 20,169 16,819 — 16,819 3,099 Installment loans to individuals 90 90 — 90 — Totals $ 42,470 $ 36,615 $ 12 $ 36,627 $ 7,600
Investment and interest income recognized on impaired loans	The following table presents the average recorded investment and interest income recognized on loans accounted for under ASC 310-20 and which are impaired loans for the periods presented: Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 1,470 $ 23 $ 785 $ 7 Lease financing — — — — Real estate – construction 117 2 — — Real estate – 1-4 family mortgage 17,800 128 17,712 140 Real estate – commercial mortgage 14,164 126 24,683 185 Installment loans to individuals 79 1 437 — Total $ 33,630 $ 280 $ 43,617 $ 332 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 1,506 $ 25 $ 803 $ 14 Lease financing — — — — Real estate – construction 58 2 — — Real estate – 1-4 family mortgage 18,049 209 17,869 207 Real estate – commercial mortgage 14,460 240 25,212 363 Installment loans to individuals 80 1 441 — Total $ 34,153 $ 477 $ 44,325 $ 584
Summary of loans	The following is a summary of loans as of the dates presented: June 30, December 31, 2015 Commercial, financial, agricultural $ 682,936 $ 636,837 Lease financing 44,989 35,978 Real estate – construction 452,731 357,665 Real estate – 1-4 family mortgage 1,849,046 1,735,323 Real estate – commercial mortgage 2,823,676 2,533,729 Installment loans to individuals 113,924 115,093 Gross loans 5,967,302 5,414,625 Unearned income (1,873 ) (1,163 ) Loans, net of unearned income 5,965,429 5,413,462 Allowance for loan losses (44,098 ) (42,437 ) Net loans $ 5,921,331 $ 5,371,025
Past due and nonaccrual loans	The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans June 30, 2016 Commercial, financial, agricultural $ 1,337 $ 1,466 $ 678,795 $ 681,598 $ — $ 758 $ 580 $ 1,338 $ 682,936 Lease financing — — 44,989 44,989 — — — — 44,989 Real estate – construction 1,482 675 450,574 452,731 — — — — 452,731 Real estate – 1-4 family mortgage 8,736 5,926 1,823,323 1,837,985 180 3,218 7,663 11,061 1,849,046 Real estate – commercial mortgage 7,802 8,813 2,793,656 2,810,271 2,133 3,229 8,043 13,405 2,823,676 Installment loans to individuals 291 274 113,199 113,764 — 37 123 160 113,924 Unearned income — — (1,873 ) (1,873 ) — — — — (1,873 ) Total $ 19,648 $ 17,154 $ 5,902,663 $ 5,939,465 $ 2,313 $ 7,242 $ 16,409 $ 25,964 $ 5,965,429 December 31, 2015 Commercial, financial, agricultural $ 1,296 $ 1,077 $ 634,037 $ 636,410 $ 30 $ 133 $ 264 $ 427 $ 636,837 Lease financing — — 35,978 35,978 — — — — 35,978 Real estate – construction 69 176 357,420 357,665 — — — — 357,665 Real estate – 1-4 family mortgage 9,196 6,457 1,707,230 1,722,883 528 3,663 8,249 12,440 1,735,323 Real estate – commercial mortgage 4,849 8,581 2,504,192 2,517,622 568 2,263 13,276 16,107 2,533,729 Installment loans to individuals 260 102 114,671 115,033 — 53 7 60 115,093 Unearned income — — (1,163 ) (1,163 ) — — — — (1,163 ) Total $ 15,670 $ 16,393 $ 5,352,365 $ 5,384,428 $ 1,126 $ 6,112 $ 21,796 $ 29,034 $ 5,413,462
Restructured loans	The following tables illustrate the impact of modifications classified as restructured loans and are segregated by class for the periods presented: Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended June 30, 2016 Commercial, financial, agricultural — $ — $ — Lease financing — — — Real estate – construction — — — Real estate – 1-4 family mortgage 5 824 809 Real estate – commercial mortgage — — — Installment loans to individuals — — — Total 5 $ 824 $ 809 Three months ended June 30, 2015 Commercial, financial, agricultural — $ — $ — Lease financing — — — Real estate – construction — — — Real estate – 1-4 family mortgage 12 1,495 1,479 Real estate – commercial mortgage 1 66 58 Installment loans to individuals — — — Total 13 $ 1,561 $ 1,537 Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Six months ended June 30, 2016 Commercial, financial, agricultural — $ — $ — Real estate – construction — — — Real estate – 1-4 family mortgage 15 1,488 1,353 Real estate – commercial mortgage 2 612 606 Installment loans to individuals — — — Total 17 $ 2,100 $ 1,959 Six months ended June 30, 2015 Commercial, financial, agricultural — $ — $ — Real estate – construction — — — Real estate – 1-4 family mortgage 27 2,641 2,470 Real estate – commercial mortgage 7 6,391 6,047 Installment loans to individuals — — — Total 34 $ 9,032 $ 8,517
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2016 85 $ 13,453 Additional loans with concessions 18 2,114 Reductions due to: Reclassified as nonperforming (2 ) (134 ) Paid in full (13 ) (3,069 ) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (757 ) Lapse of concession period — — Reclassified as performing — — Totals at June 30, 2016 88 $ 11,607
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total June 30, 2016 Commercial, financial, agricultural $ 506,028 $ 7,346 $ 2,031 $ 515,405 Lease financing — — — — Real estate – construction 359,523 1,192 167 360,882 Real estate – 1-4 family mortgage 297,907 9,918 12,238 320,063 Real estate – commercial mortgage 2,256,451 23,078 17,482 2,297,011 Installment loans to individuals 103 — 116 219 Total $ 3,420,012 $ 41,534 $ 32,034 $ 3,493,580 December 31, 2015 Commercial, financial, agricultural $ 465,185 $ 8,498 $ 1,734 $ 475,417 Lease financing — — — — Real estate – construction 273,398 483 — 273,881 Real estate – 1-4 family mortgage 275,269 9,712 15,460 300,441 Real estate – commercial mortgage 1,968,352 27,175 20,683 2,016,210 Installment loans to individuals 51 — 5 56 Total $ 2,982,255 $ 45,868 $ 37,882 $ 3,066,005
Loan portfolio not subject to risk rating	The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total June 30, 2016 Commercial, financial, agricultural $ 153,534 $ 576 $ 154,110 Lease financing 43,116 — 43,116 Real estate – construction 88,189 503 88,692 Real estate – 1-4 family mortgage 1,440,427 2,132 1,442,559 Real estate – commercial mortgage 313,543 460 314,003 Installment loans to individuals 111,132 278 111,410 Total $ 2,149,941 $ 3,949 $ 2,153,890 December 31, 2015 Commercial, financial, agricultural $ 144,838 $ 93 $ 144,931 Lease financing 34,815 — 34,815 Real estate – construction 81,035 — 81,035 Real estate – 1-4 family mortgage 1,340,356 2,877 1,343,233 Real estate – commercial mortgage 294,042 867 294,909 Installment loans to individuals 112,275 94 112,369 Total $ 2,007,361 $ 3,931 $ 2,011,292
Loans acquired with deteriorated credit quality	Loans acquired in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the dates presented: Covered Loans Not Covered Loans Total June 30, 2016 Commercial, financial, agricultural $ 228 $ 13,193 $ 13,421 Lease financing — — — Real estate – construction 83 3,074 3,157 Real estate – 1-4 family mortgage 25,285 61,139 86,424 Real estate – commercial mortgage 2,774 209,888 212,662 Installment loans to individuals 35 2,260 2,295 Total $ 28,405 $ 289,554 $ 317,959 December 31, 2015 Commercial, financial, agricultural $ 1,759 $ 14,730 $ 16,489 Lease financing — — — Real estate – construction 91 2,658 2,749 Real estate – 1-4 family mortgage 31,354 60,295 91,649 Real estate – commercial mortgage 33,726 188,884 222,610 Installment loans to individuals 43 2,625 2,668 Total $ 66,973 $ 269,192 $ 336,165
Changes in accretable yield of loans acquired with deteriorated credit quality	Changes in the accretable yield of loans acquired with deteriorated credit quality were as follows: Covered Loans Not Covered Loans Total Balance at January 1, 2016 $ (3,590 ) $ (44,116 ) $ (47,706 ) Additions due to acquisition 725 (3,036 ) (2,311 ) Reclasses from nonaccretable difference (663 ) (1,571 ) (2,234 ) Accretion 1,269 5,800 7,069 Charge-offs 28 971 999 Balance at June 30, 2016 $ (2,231 ) $ (41,952 ) $ (44,183 )
Rollforward of the allowance for loan losses	The following table provides a roll forward of the allowance for loan losses and a breakdown of the ending balance of the allowance based on the Company’s impairment methodology for the periods presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended June 30, 2016 Allowance for loan losses: Beginning balance $ 4,171 $ 1,943 $ 14,542 $ 20,775 $ 1,428 $ 42,859 Charge-offs (48 ) — (387 ) (186 ) (192 ) (813 ) Recoveries 105 5 170 309 33 622 Net (charge-offs) recoveries 57 5 (217 ) 123 (159 ) (191 ) Provision for loan losses 265 315 (186 ) 624 146 1,164 Benefit attributable to FDIC loss-share agreements 15 — (78 ) 117 — 54 Recoveries payable to FDIC 4 6 158 44 — 212 Provision for loan losses charged to operations 284 321 (106 ) 785 146 1,430 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Six Months Ended June 30, 2016 Allowance for loan losses: Beginning balance $ 4,186 $ 1,852 $ 13,908 $ 21,111 $ 1,380 $ 42,437 Charge-offs (705 ) — (503 ) (1,187 ) (372 ) (2,767 ) Recoveries 158 11 565 401 63 1,198 Net (charge-offs) recoveries (547 ) 11 62 (786 ) (309 ) (1,569 ) Provision for loan losses 866 400 179 1,154 344 2,943 Benefit attributable to FDIC loss-share agreements — — (115 ) (1 ) — (116 ) Recoveries payable to FDIC 7 6 185 205 — 403 Provision for loan losses charged to operations 873 406 249 1,358 344 3,230 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Period-End Amount Allocated to: Individually evaluated for impairment $ 164 $ — $ 4,924 $ 2,531 $ — $ 7,619 Collectively evaluated for impairment 3,947 2,269 8,951 17,726 1,414 34,307 Acquired with deteriorated credit quality 401 — 344 1,426 1 2,172 Ending balance $ 4,512 $ 2,269 $ 14,219 $ 21,683 $ 1,415 $ 44,098 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended June 30, 2015 Allowance for loan losses: Beginning balance $ 4,109 $ 1,359 $ 14,045 $ 21,508 $ 1,281 $ 42,302 Charge-offs (123 ) (26 ) (869 ) (1,224 ) (56 ) (2,298 ) Recoveries 104 7 215 357 26 709 Net charge-offs (19 ) (19 ) (654 ) (867 ) (30 ) (1,589 ) Provision for loan losses (96 ) (43 ) (130 ) 1,078 30 839 Benefit attributable to FDIC loss-share agreements (30 ) — (43 ) (385 ) — (458 ) Recoveries payable to FDIC 7 — 574 213 — 794 Provision for loan losses charged to operations (119 ) (43 ) 401 906 30 1,175 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Six Months Ended June 30, 2015 Allowance for loan losses: Beginning balance $ 3,305 $ 1,415 $ 13,549 $ 22,759 $ 1,261 $ 42,289 Charge-offs (358 ) (26 ) (1,354 ) (1,857 ) (106 ) (3,701 ) Recoveries 139 13 370 469 59 1,050 Net charge-offs (219 ) (13 ) (984 ) (1,388 ) (47 ) (2,651 ) Provision for loan losses 931 (106 ) 488 191 67 1,571 Benefit attributable to FDIC loss-share agreements (55 ) — (43 ) (486 ) — (584 ) Recoveries payable to FDIC 9 1 782 471 — 1,263 Provision for loan losses charged to operations 885 (105 ) 1,227 176 67 2,250 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 Period-End Amount Allocated to: Individually evaluated for impairment $ — $ — $ 4,125 $ 1,566 $ 211 $ 5,902 Collectively evaluated for impairment 3,609 1,297 9,478 19,121 1,069 34,574 Acquired with deteriorated credit quality 362 — 189 860 1 1,412 Ending balance $ 3,971 $ 1,297 $ 13,792 $ 21,547 $ 1,281 $ 41,888 (1) Includes lease financing receivables.
Investment in loans, net of unearned income on impairment methodology	The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total June 30, 2016 Individually evaluated for impairment $ 1,295 $ 167 $ 17,673 $ 13,285 $ 78 $ 32,498 Collectively evaluated for impairment 668,220 449,407 1,744,949 2,597,729 154,667 5,614,972 Acquired with deteriorated credit quality 13,421 3,157 86,424 212,662 2,295 317,959 Ending balance $ 682,936 $ 452,731 $ 1,849,046 $ 2,823,676 $ 157,040 $ 5,965,429 December 31, 2015 Individually evaluated for impairment $ 370 $ 2,698 $ 16,650 $ 16,819 $ 90 $ 36,627 Collectively evaluated for impairment 619,978 352,218 1,627,024 2,294,300 147,150 5,040,670 Acquired with deteriorated credit quality 16,489 2,749 91,649 222,610 2,668 336,165 Ending balance $ 636,837 $ 357,665 $ 1,735,323 $ 2,533,729 $ 149,908 $ 5,413,462 (1) Includes lease financing receivables.
Receivables Acquired with Deteriorated Credit Quality
Business Acquisition [Line Items]
Impaired loans	Loans accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”), and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance June 30, 2016 Commercial, financial, agricultural $ 23,495 $ 4,222 $ 9,199 $ 13,421 $ 401 Lease financing — — — — — Real estate – construction 3,587 — 3,157 3,157 — Real estate – 1-4 family mortgage 103,248 17,677 68,747 86,424 344 Real estate – commercial mortgage 269,205 57,800 154,862 212,662 1,426 Installment loans to individuals 2,989 413 1,882 2,295 1 Total $ 402,524 $ 80,112 $ 237,847 $ 317,959 $ 2,172 December 31, 2015 Commercial, financial, agricultural $ 27,049 $ 5,197 $ 11,292 $ 16,489 $ 353 Lease financing — — — — — Real estate – construction 2,916 — 2,749 2,749 — Real estate – 1-4 family mortgage 109,293 15,702 75,947 91,649 256 Real estate – commercial mortgage 287,821 53,762 168,848 222,610 1,096 Installment loans to individuals 3,432 400 2,268 2,668 1 Totals $ 430,511 $ 75,061 $ 261,104 $ 336,165 $ 1,706
Investment and interest income recognized on impaired loans	The following table presents the average recorded investment and interest income recognized on loans accounted for under ASC 310-30 and which are impaired loans for the periods presented: Three Months Ended Three Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 16,361 $ 287 $ 12,651 $ 81 Lease financing — — — — Real estate – construction 3,562 39 — — Real estate – 1-4 family mortgage 98,200 1,083 81,492 889 Real estate – commercial mortgage 239,564 2,903 222,127 2,664 Installment loans to individuals 2,705 29 3,605 32 Total $ 360,392 $ 4,341 $ 319,875 $ 3,666 Six Months Ended Six Months Ended June 30, 2016 June 30, 2015 Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 16,872 $ 611 $ 12,672 $ 314 Lease financing — — — — Real estate – construction 3,572 65 — — Real estate – 1-4 family mortgage 98,874 2,030 81,541 1,932 Real estate – commercial mortgage 240,254 5,593 222,403 5,535 Installment loans to individuals 2,776 56 3,608 77 Total $ 362,348 $ 8,355 $ 320,224 $ 7,858
Heritage Financial Group
Business Acquisition [Line Items]
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans acquired from Heritage as of the July 1, 2015 acquisition date. At acquisition date: July 1, 2015 Contractually-required principal and interest $ 1,216,173 Nonaccretable difference 14,260 Cash flows expected to be collected 1,201,913 Accretable yield 71,843 Fair value $ 1,130,070
KeyWorth Bank
Business Acquisition [Line Items]
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans acquired from KeyWorth as of the April 1, 2016 acquisition date. At acquisition date: April 1, 2016 Contractually-required principal and interest $ 289,495 Nonaccretable difference 3,848 Cash flows expected to be collected 285,647 Accretable yield 13,317 Fair value $ 272,330

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	6 Months Ended
	Jun. 30, 2016
Real Estate [Abstract]
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs, as of the dates presented: Covered OREO Not Covered OREO Total OREO June 30, 2016 Residential real estate $ 1,215 $ 2,324 $ 3,539 Commercial real estate 86 9,653 9,739 Residential land development 1 4,228 4,229 Commercial land development 1,316 10,516 11,832 Total $ 2,618 $ 26,721 $ 29,339 December 31, 2015 Residential real estate $ 529 $ 4,265 $ 4,794 Commercial real estate 346 11,041 11,387 Residential land development 1 4,595 4,596 Commercial land development 1,942 12,683 14,625 Total $ 2,818 $ 32,584 $ 35,402
Changes in OREO covered and not covered under a loss-share agreement	Changes in the Company’s OREO covered and not covered under a loss-share agreement were as follows: Covered OREO Not Covered OREO Total OREO Balance at January 1, 2016 $ 2,818 $ 32,584 $ 35,402 Transfer of balance to not covered OREO (1) (1,341 ) 1,341 — Transfers of loans 1,479 2,029 3,508 Impairments (2) (46 ) (1,272 ) (1,318 ) Dispositions (208 ) (7,980 ) (8,188 ) Other (84 ) 19 (65 ) Balance at June 30, 2016 $ 2,618 $ 26,721 $ 29,339 (1) Represents a transfer of balance on non-single family assets of Citizens Bank of Effingham (assumed in the Heritage acquisition). The claim period to submit losses to the FDIC for reimbursement ended February 29, 2016 for non-single family assets. (2) Of the total impairment charges of $46 recorded for covered OREO, $9 was included in the Consolidated Statements of Income for the six months ended June 30, 2016 , while the remaining $37 increased the FDIC loss-share indemnification asset.
Components of "Other real estate owned" in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Repairs and maintenance $ 409 $ 105 $ 606 $ 298 Property taxes and insurance 148 148 618 384 Impairments 987 953 1,281 1,395 Net losses (gains) on OREO sales 181 (195 ) 231 (483 ) Rental income (111 ) (57 ) (165 ) (108 ) Total $ 1,614 $ 954 $ 2,571 $ 1,486

FDIC Loss-Share Indemnificati28

FDIC Loss-Share Indemnification Asset (Tables)	6 Months Ended
	Jun. 30, 2016
FDIC Loss-Share Indemnification Asset [Abstract]
Changes in the FDIC loss-share indemnification asset	Changes in the FDIC loss-share indemnification asset were as follows: Balance at January 1, 2016 $ 7,149 Acquisition of Heritage (valuation adjustment) (260 ) Realized losses in excess of initial estimates on: Loans 116 OREO 37 Reimbursable expenses — Amortization (446 ) Reimbursements received from the FDIC (214 ) (Due from)/Due to FDIC (835 ) Balance at June 30, 2016 $ 5,547

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2016
Transfers and Servicing [Abstract]
Changes in the Company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2016 $ 29,642 Sale of MSRs (18,477 ) Capitalization 7,280 Amortization (1,221 ) Impairment (40 ) Balance at June 30, 2016 $ 17,184
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs as of June 30, 2016 are as follows: Unpaid principal balance $ 1,868,014 Weighted-average prepayment speed (CPR) 12.07 % Estimated impact of a 10% increase $ (784 ) Estimated impact of a 20% increase (1,507 ) Discount rate 9.58 % Estimated impact of a 10% increase $ (615 ) Estimated impact of a 20% increase (1,189 ) Weighted-average coupon interest rate 3.98 % Weighted-average servicing fee (basis points) 25.57 Weighted-average remaining maturity (in years) 10.21

Employee Benefit and Deferred30

Employee Benefit and Deferred Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2016
Compensation and Retirement Disclosure [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	The plan expense for the legacy Renasant defined benefit pension plan (“Pension Benefits - Renasant”), the assumed HeritageBank defined pension plan (“Pension Benefits - HeritageBank”) and post-retirement health and life plans (“Other Benefits”) for the periods presented was as follows: Pension Benefits Pension Benefits Renasant HeritageBank Other Benefits Three Months Ended Three Months Ended Three Months Ended June 30, June 30, June 30, 2016 2015 2016 2015 2016 2015 Service cost (return) $ — $ — $ — $ — $ 4 $ 4 Interest cost (return) 302 274 69 — 15 15 Expected (return) on plan assets (467 ) (510 ) (45 ) — — — Prior service cost recognized — — — — — — Recognized actuarial loss (gain) 102 83 — — 17 26 Net periodic benefit cost (return) $ (63 ) $ (153 ) $ 24 $ — $ 36 $ 45 Pension Benefits Pension Benefits Renasant HeritageBank Other Benefits Six Months Ended Six Months Ended Six Months Ended June 30, June 30, June 30, 2016 2015 2016 2015 2016 2015 Service cost $ — $ — $ — $ — $ 8 $ 8 Interest cost 608 545 138 — 29 30 Expected return on plan assets (936 ) (1,021 ) (90 ) — — — Prior service cost recognized — — — — — — Recognized actuarial loss 202 156 — — 34 46 Net periodic benefit (return) cost $ (126 ) $ (320 ) $ 48 $ — $ 71 $ 84
Schedule of other share-based compensation activity	The following table summarizes the changes in stock options as of and for the six months ended June 30, 2016 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 621,444 $ 17.88 Granted — — Exercised (118,160 ) 20.59 Forfeited (642 ) 29.67 Options outstanding at end of period 502,642 $ 17.23 The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2016 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period — $ — 105,438 $ 31.04 Awarded 61,700 31.12 52,005 31.74 Vested — — (9,138 ) 30.64 Cancelled — — (17,200 ) 32.44 Nonvested at end of period 61,700 $ 31.12 131,105 $ 31.16

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2016
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended June 30, 2016 Net interest income $ 77,564 $ 88 $ 443 $ (938 ) $ 77,157 Provision for loan losses 1,425 — 5 — 1,430 Noninterest income 29,172 2,280 3,062 1,072 35,586 Noninterest expense 72,448 1,741 2,829 241 77,259 Income (loss) before income taxes 32,863 627 671 (107 ) 34,054 Income taxes 10,952 243 — (41 ) 11,154 Net income (loss) $ 21,911 $ 384 $ 671 $ (66 ) $ 22,900 Total assets $ 8,429,596 $ 21,484 $ 51,239 $ 27,247 $ 8,529,566 Goodwill 467,767 2,767 — — 470,534 Three months ended June 30, 2015 Net interest income $ 52,205 $ 78 $ 412 $ (1,081 ) $ 51,614 Provision for loan losses 1,181 — (6 ) — 1,175 Noninterest income 18,325 2,183 2,348 23 22,879 Noninterest expense 47,044 1,727 2,144 167 51,082 Income (loss) before income taxes 22,305 534 622 (1,225 ) 22,236 Income taxes 7,103 218 — (479 ) 6,842 Net income (loss) $ 15,202 $ 316 $ 622 $ (746 ) $ 15,394 Total assets $ 5,818,191 $ 20,438 $ 43,719 $ 16,842 $ 5,899,190 Goodwill 271,931 2,767 — — 274,698 Community Banks Insurance Wealth Management Other Consolidated Six months ended June 30, 2016 Net interest income $ 148,385 $ 174 $ 877 $ (2,225 ) $ 147,211 Provision for loan losses 3,238 — (8 ) — 3,230 Noninterest income 56,743 5,280 6,047 818 68,888 Noninterest expense 137,659 3,477 5,567 370 147,073 Income (loss) before income taxes 64,231 1,977 1,365 (1,777 ) 65,796 Income taxes 21,591 773 — (684 ) 21,680 Net income (loss) $ 42,640 $ 1,204 $ 1,365 $ (1,093 ) $ 44,116 Total assets $ 8,429,596 $ 21,484 $ 51,239 $ 27,247 $ 8,529,566 Goodwill 467,767 2,767 — — 470,534 Six months ended June 30, 2015 Net interest income $ 101,721 $ 147 $ 842 $ (2,315 ) $ 100,395 Provision for loan losses 2,259 — (9 ) — 2,250 Noninterest income 35,426 4,578 4,713 32 44,749 Noninterest expense 90,427 3,348 4,251 375 98,401 Income (loss) before income taxes 44,461 1,377 1,313 (2,658 ) 44,493 Income taxes 14,359 538 — (1,038 ) 13,859 Net income (loss) $ 30,102 $ 839 $ 1,313 $ (1,620 ) $ 30,634 Total assets $ 5,818,191 $ 20,438 $ 43,719 $ 16,842 $ 5,899,190 Goodwill 271,931 2,767 — — 274,698

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair values of financial assets and liabilities measured on a recurring basis	The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2016 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 2,220 $ — $ 2,220 Residential mortgage-backed securities: Government agency mortgage backed securities — 408,304 — 408,304 Government agency collateralized mortgage obligations — 168,047 — 168,047 Commercial mortgage-backed securities: Government agency mortgage backed securities — 54,898 — 54,898 Government agency collateralized mortgage obligations — 4,638 — 4,638 Trust preferred securities — — 18,179 18,179 Other debt securities — 18,161 — 18,161 Other equity securities — — — — Total securities available for sale — 656,268 18,179 674,447 Derivative instruments: Interest rate contracts — 5,403 — 5,403 Interest rate lock commitments — 5,570 — 5,570 Forward commitments — — — — Total derivative instruments — 10,973 — 10,973 Mortgage loans held for sale — 276,782 — 276,782 Total financial assets $ — $ 944,023 $ 18,179 $ 962,202 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 7,032 $ — $ 7,032 Interest rate contracts — 5,403 — 5,403 Interest rate lock commitments — 1 — 1 Forward commitments — 4,682 — 4,682 Total derivative instruments — 17,118 — 17,118 Total financial liabilities $ — $ 17,118 $ — $ 17,118 Level 1 Level 2 Level 3 Totals December 31, 2015 Financial assets: Securities available for sale: Obligations of other U.S. Government agencies and corporations $ — $ 6,200 $ — $ 6,200 Residential mortgage-backed securities: Government agency mortgage backed securities — 364,540 — 364,540 Government agency collateralized mortgage obligations — 168,060 — 168,060 Commercial mortgage-backed securities: Government agency mortgage backed securities — 59,759 — 59,759 Government agency collateralized mortgage obligations — 5,104 — 5,104 Trust preferred securities — — 19,469 19,469 Other debt securities — 19,333 — 19,333 Other equity securities — 4,340 — 4,340 Total securities available for sale — 627,336 19,469 646,805 Derivative instruments: Interest rate contracts — 2,544 — 2,544 Interest rate lock commitments — 4,508 — 4,508 Forward commitments — 446 — 446 Total derivative instruments — 7,498 — 7,498 Mortgage loans held for sale — 225,254 — 225,254 Total financial assets $ — $ 860,088 $ 19,469 $ 879,557 Financial liabilities: Derivative instruments: Interest rate swaps $ — $ 4,266 $ — $ 4,266 Interest rate contracts — 2,544 — 2,544 Forward commitments — 509 — 509 Total derivative instruments — 7,319 — 7,319 Total financial liabilities $ — $ 7,319 $ — $ 7,319
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, during the three and six months ended June 30, 2016 and 2015 , respectively: Three Months Ended June 30, 2016 Trust preferred securities Balance at April 1, 2016 $ 18,947 Accretion included in net income 8 Unrealized losses included in other comprehensive income (711 ) Purchases — Sales — Issues — Settlements (65 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2016 $ 18,179 Three Months Ended June 30, 2015 Trust preferred securities Balance at April 1, 2015 $ 20,126 Accretion included in net income (86 ) Unrealized gains included in other comprehensive income 308 Purchases — Sales (1,117 ) Issues — Settlements (104 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2015 $ 19,127 Six Months Ended June 30, 2016 Trust preferred securities Balance at January 1, 2016 $ 19,469 Accretion included in net income 16 Unrealized losses included in other comprehensive income (1,195 ) Purchases — Sales — Issues — Settlements (111 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2016 $ 18,179 Six Months Ended June 30, 2015 Trust preferred securities Balance at January 1, 2015 $ 19,756 Accretion included in net income (78 ) Unrealized gains included in other comprehensive income 1,022 Purchases — Sales (1,117 ) Issues — Settlements (456 ) Transfers into Level 3 — Transfers out of Level 3 — Balance at June 30, 2015 $ 19,127
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on recurring basis	The following table presents information as of June 30, 2016 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 18,179 Discounted cash flows Default rate 0-100%
Impaired loans measured at fair value on a nonrecurring basis	The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2016 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,614 $ 6,614 OREO — — 4,976 4,976 Mortgage servicing rights — — 17,206 17,206 Total $ — $ — $ 28,796 $ 28,796 December 31, 2015 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,508 $ 6,508 OREO — — 12,839 12,839 Total $ — $ — $ 19,347 $ 19,347
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2015 OREO covered under loss-share agreements: Carrying amount prior to remeasurement $ 111 $ — Impairment recognized in results of operations (9 ) — Increase in FDIC loss-share indemnification asset (37 ) — Receivable from other guarantor — — Fair value $ 65 $ — OREO not covered under loss-share agreements: Carrying amount prior to remeasurement $ 6,115 $ 14,726 Impairment recognized in results of operations (1,204 ) (1,887 ) Fair value $ 4,911 $ 12,839
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of June 30, 2016 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 6,614 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 4,976 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of: June 30, 2016 Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 276,782 $ 263,858 $ 12,924 Past due loans of 90 days or more — — — Nonaccrual loans — — —
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2016 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 210,808 $ 210,808 $ — $ — $ 210,808 Securities held to maturity 389,145 — 409,768 — 409,768 Securities available for sale 674,447 — 656,268 18,179 674,447 Mortgage loans held for sale 276,782 — 276,782 — 276,782 Loans covered under loss-share agreements 42,171 — — 40,637 40,637 Loans not covered under loss-share agreements, net 5,879,160 — — 5,883,645 5,883,645 FDIC loss-share indemnification asset 5,547 — — 5,547 5,547 Mortgage servicing rights 17,184 — — 17,206 17,206 Derivative instruments 10,973 — 10,973 — 10,973 Financial liabilities Deposits $ 6,702,487 $ 5,093,407 $ 1,610,539 $ — $ 6,703,946 Short-term borrowings 444,989 444,989 — — 444,989 Other long-term borrowings 170 170 — — 170 Federal Home Loan Bank advances 48,122 — 51,024 — 51,024 Junior subordinated debentures 95,369 — 73,301 — 73,301 Derivative instruments 17,118 — 17,118 — 17,118 Fair Value As of December 31, 2015 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 211,571 $ 211,571 $ — $ — $ 211,571 Securities held to maturity 458,400 — 473,753 — 473,753 Securities available for sale 646,805 — 627,336 19,469 646,805 Mortgage loans held for sale 225,254 — 225,254 — 225,254 Loans covered under loss-share agreements 93,142 — — 92,528 92,528 Loans not covered under loss-share agreements, net 5,277,883 — — 5,208,630 5,208,630 FDIC loss-share indemnification asset 7,149 — — 7,149 7,149 Mortgage servicing rights 29,642 — — 33,283 33,283 Derivative instruments 7,498 — 7,498 — 7,498 Financial liabilities Deposits $ 6,218,602 $ 4,723,312 $ 1,502,202 $ — $ 6,225,514 Short-term borrowings 422,279 422,279 — — 422,279 Other long-term borrowings 192 192 — — 192 Federal Home Loan Bank advances 52,930 — 56,101 — 56,101 Junior subordinated debentures 95,095 — 78,095 — 78,095 Derivative instruments 7,319 — 7,319 — 7,319

Derivative Instruments (Tables)

Derivative Instruments (Tables)	6 Months Ended
	Jun. 30, 2016
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location June 30, December 31, 2015 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 5,403 $ 2,544 Interest rate lock commitments Other Assets 5,570 4,508 Forward commitments Other Assets — 446 Totals $ 10,973 $ 7,498 Derivative liabilities: Designated as hedging instruments: Interest rate swap Other Liabilities $ 7,032 $ 4,266 Totals $ 7,032 $ 4,266 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 5,403 $ 2,544 Interest rate lock commitments Other Liabilities 1 — Forward commitments Other Liabilities 4,682 509 Totals $ 10,086 $ 3,053
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 593 $ 544 $ 1,126 $ 1,101 Interest rate lock commitments: Included in gains on sales of mortgage loans held for sale (566 ) (1,248 ) 1,062 1,457 Forward commitments Included in gains on sales of mortgage loans held for sale (931 ) 2,286 (4,619 ) 1,711 Total $ (904 ) $ 1,582 $ (2,431 ) $ 4,269
Schedule of gross derivative positions as recognized in the balance sheet	The following table presents the Company's gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2015 June 30, December 31, 2015 Gross amounts recognized $ — $ 446 $ 16,190 $ 6,454 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets — 446 16,190 6,454 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments — 282 — 282 Financial collateral pledged — — 11,761 6,020 Net amounts $ — $ 164 $ 4,429 $ 152

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2016
Equity [Abstract]
Changes in the components of other comprehensive income (loss)	Changes in the components of other comprehensive income (loss) were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended June 30, 2016 Securities available for sale: Unrealized holding gains on securities $ 1,326 $ 514 $ 812 Reclassification adjustment for gains realized in net income (1,257 ) (485 ) (772 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (28 ) (10 ) (18 ) Total securities available for sale 41 19 22 Derivative instruments: Unrealized holding losses on derivative instruments (704 ) (276 ) (428 ) Total derivative instruments (704 ) (276 ) (428 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 119 39 80 Total defined benefit pension and post-retirement benefit plans 119 39 80 Total other comprehensive loss $ (544 ) $ (218 ) $ (326 ) Three months ended June 30, 2015 Securities available for sale: Unrealized holding losses on securities $ (6,212 ) $ (2,376 ) $ (3,836 ) Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (46 ) (18 ) (28 ) Total securities available for sale (6,354 ) (2,430 ) (3,924 ) Derivative instruments: Unrealized holding gains on derivative instruments 1,399 536 863 Total derivative instruments 1,399 536 863 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 109 41 68 Total defined benefit pension and post-retirement benefit plans 109 41 68 Total other comprehensive loss $ (4,846 ) $ (1,853 ) $ (2,993 ) Pre-Tax Tax Expense (Benefit) Net of Tax Six months ended June 30, 2016 Securities available for sale: Unrealized holding gains on securities $ 6,315 $ 2,440 $ 3,875 Reclassification adjustment for gains realized in net income (1,186 ) (458 ) (728 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (61 ) (23 ) (38 ) Total securities available for sale 5,068 1,959 3,109 Derivative instruments: Unrealized holding losses on derivative instruments (2,766 ) (1,072 ) (1,694 ) Total derivative instruments (2,766 ) (1,072 ) (1,694 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 236 84 152 Total defined benefit pension and post-retirement benefit plans 236 84 152 Total other comprehensive income $ 2,538 $ 971 $ 1,567 Six months ended June 30, 2015 Securities available for sale: Unrealized holding losses on securities $ (1,963 ) $ (751 ) $ (1,212 ) Reclassification adjustment for gains realized in net income (96 ) (36 ) (60 ) Amortization of unrealized holding gains on securities transferred to the held to maturity category (97 ) (37 ) (60 ) Total securities available for sale (2,156 ) (824 ) (1,332 ) Derivative instruments: Unrealized holding gains on derivative instruments 315 121 194 Total derivative instruments 315 121 194 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 202 77 125 Total defined benefit pension and post-retirement benefit plans 202 77 125 Total other comprehensive loss $ (1,639 ) $ (626 ) $ (1,013 )
Accumulated balances for each component of other comprehensive income (loss), net of tax	The accumulated balances for each component of other comprehensive income (loss), net of tax, were as follows as of the dates presented: June 30, December 31, 2015 Unrealized gains on securities $ 19,593 $ 16,500 Non-credit related portion of other-than-temporary impairment on securities (16,719 ) (16,735 ) Unrealized losses on derivative instruments (3,576 ) (1,882 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (7,266 ) (7,418 ) Total accumulated other comprehensive loss $ (7,968 ) $ (9,535 )

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2016 2015 Basic Net income applicable to common stock $ 22,900 $ 15,394 Average common shares outstanding 42,066,168 31,626,059 Net income per common share - basic $ 0.54 $ 0.49 Diluted Net income applicable to common stock $ 22,900 $ 15,394 Average common shares outstanding 42,066,168 31,626,059 Effect of dilutive stock-based compensation 237,458 239,113 Average common shares outstanding - diluted 42,303,626 31,865,172 Net income per common share - diluted $ 0.54 $ 0.48 Six Months Ended June 30, 2016 2015 Basic Net income applicable to common stock $ 44,116 $ 30,634 Average common shares outstanding 41,200,133 31,601,304 Net income per common share - basic $ 1.07 $ 0.97 Diluted Net income applicable to common stock $ 44,116 $ 30,634 Average common shares outstanding 41,200,133 31,601,304 Effect of dilutive stock-based compensation 235,830 232,953 Average common shares outstanding - diluted 41,435,963 31,834,257 Net income per common share - diluted $ 1.06 $ 0.96
Diluted net income per common share due to their anti-dilutive effect	Stock options that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2016 2015 Number of shares 19,000 108,138 Exercise prices $32.60 $30.63 Six Months Ended June 30, 2016 2015 Number of shares 19,000 111,672 Range of exercise prices $32.60 $29.57 - $30.63

Mergers and Acquisitions (Table

Mergers and Acquisitions (Tables)	6 Months Ended
	Jun. 30, 2016
Business Combinations [Abstract]
Schedule of business acquisitions	The following table summarizes the allocation of purchase price to assets and liabilities acquired in connection with the Company's acquisition of Heritage based on their fair values on July 1, 2015. Purchase Price: Shares issued to common shareholders 8,635,879 Purchase price per share $ 32.60 Value of stock paid $ 281,530 Cash paid for fractional shares 26 Cash settlement for stock options, net of tax benefit 5,915 Compensation expense incurred from the termination of Heritage's ESOP — Deal charges 7,973 Total Purchase Price $ 295,444 Net Assets Acquired: Stockholders’ equity at acquisition date $ 160,652 Increase (decrease) to net assets as a result of fair value adjustments to assets acquired and liabilities assumed: Securities (1,401 ) Mortgage loans held for sale (3,158 ) Loans, net of Heritage's allowance for loan losses (16,837 ) Fixed assets (6,419 ) Intangible assets, net of Heritage's existing core deposit intangible 18,193 Other real estate owned 1,390 FDIC loss-share indemnification asset (15,507 ) Other assets 3,045 Deposits (3,776 ) Other liabilities (7,873 ) Deferred income taxes (8,077 ) Total Net Assets Acquired 120,232 Goodwill resulting from merger (1) $ 175,212 (1) The goodwill resulting from the merger has been assigned to the Community Banks operating segment.
Schedule of recognized identified assets acquired and liabilities assumed	The following table summarizes the fair value of assets acquired and liabilities assumed at acquisition date in connection with the merger with Heritage. Cash and cash equivalents $ 38,626 Securities 177,849 Loans, including mortgage loans held for sale, net of unearned income 1,458,411 Premises and equipment 42,914 Other real estate owned 9,972 Intangible assets 187,468 Other assets 104,737 Total assets 2,019,977 Deposits 1,375,354 Borrowings 314,656 Other liabilities 34,523 Total liabilities 1,724,533
Business acquisition, pro forma information	The following unaudited pro forma combined condensed consolidated financial information presents the results of operations for the six months ended June 30, 2016 and 2015 of the Company as though the Heritage merger had been completed as of January 1, 2015. The unaudited estimated pro forma information combines the historical results of Heritage with the Company's historical consolidated results and includes certain adjustments reflecting the estimated impact of certain fair value adjustments for the periods presented. The pro forma information is not indicative of what would have occurred had the acquisition taken place on January 1, 2015. The pro forma information does not include the effect of any cost-saving or revenue-enhancing strategies. Merger expenses are reflected in the period in which they were incurred. Six Months Ended June 30, 2016 2015 Interest income $ 160,267 $ 149,138 Interest expense 13,056 10,874 Net interest income 147,211 138,264 Provision for loan and lease losses 3,230 2,550 Noninterest income 68,888 71,771 Noninterest expense 147,073 162,862 Income before income taxes 65,796 44,623 Income taxes 21,680 13,883 Net income 44,116 30,740 Earnings per share: Basic $ 1.07 $ 0.85 Diluted $ 1.06 $ 0.85

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2016
Banking and Thrift [Abstract]
Schedule of guidelines governing the classification of capital tiers	The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Schedule of capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of June 30, 2016 2015 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 739,605 9.18 % $ 550,106 9.89 % Common Equity Tier 1 Capital to Risk-Weighted Assets 648,272 10.13 % 459,108 10.45 % Tier 1 Capital to Risk-Weighted Assets 739,605 11.56 % 550,106 12.52 % Total Capital to Risk-Weighted Assets 788,027 12.31 % 595,089 13.55 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 712,637 8.87 % $ 534,552 9.63 % Common Equity Tier 1 Capital to Risk-Weighted Assets 712,637 11.17 % 534,552 12.20 % Tier 1 Capital to Risk-Weighted Assets 712,637 11.17 % 534,552 12.20 % Total Capital to Risk-Weighted Assets 761,059 11.93 % 578,960 13.21 %

Investments in Qualified Affo38

Investments in Qualified Affordable Housing Projects (Tables)	6 Months Ended
	Jun. 30, 2016
Equity Method Investments and Joint Ventures [Abstract]
Components of qualified affordable housing projects included in income taxes	Components of the Company's investments in QAHPs were included in the line item “Income taxes” in the Consolidated Statements of Income for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Tax credit amortization $ 324 $ 324 $ 648 $ 648 Tax credits and other benefits (471 ) (313 ) (942 ) (784 ) Total $ (147 ) $ 11 $ (294 ) $ (136 )

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2016
Income Tax Disclosure [Abstract]
Significant components of the Company's deferred tax assets and liabilities	The following table is a summary of the Company's temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates indicated. June 30, December 31, 2016 2015 2015 Deferred tax assets Allowance for loan losses $ 20,541 $ 17,244 $ 17,430 Loans 31,477 14,132 26,239 Deferred compensation 11,628 8,146 17,060 Securities 2,346 1,360 2,572 Net unrealized losses on securities - OCI 5,093 5,404 6,065 Impairment of assets 3,129 3,765 3,271 Federal and State net operating loss carryforwards 3,808 1,423 3,681 Other 8,027 2,039 4,927 Gross deferred tax assets 86,049 53,513 81,245 Valuation allowance on state net operating loss carryforwards — — — Total deferred tax assets 86,049 53,513 81,245 Deferred tax liabilities FDIC loss-share indemnification asset 1,579 2,867 1,927 Investment in partnerships 2,163 2,608 2,507 Core deposit intangible 3,015 1,661 3,386 Fixed assets 1,668 3,116 673 Mortgage servicing rights 3,976 — 4,032 Subordinated debt 4,181 4,402 4,287 Other 4,714 566 2,364 Total deferred tax liabilities 21,296 15,220 19,176 Net deferred tax assets $ 64,753 $ 38,293 $ 62,069

Goodwill and Other Intangible40

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2016
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of changes in the carrying amount of goodwill	Changes in the carrying amount of goodwill during the six months ended June 30, 2016 were as follows: Community Banks Insurance Total Balance at January 1, 2016 $ 443,104 $ 2,767 $ 445,871 Addition to goodwill from KeyWorth acquisition 20,634 — 20,634 Adjustment to previously recorded goodwill 4,029 — 4,029 Balance at June 30, 2016 $ 467,767 $ 2,767 $ 470,534
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Amount Accumulated Amortization Net Carrying Amount June 30, 2016 Core deposit intangibles $ 47,992 $ (21,944 ) $ 26,048 Customer relationship intangible 1,970 (635 ) 1,335 Total finite-lived intangible assets $ 49,962 $ (22,579 ) $ 27,383 December 31, 2015 Core deposit intangibles $ 45,982 $ (18,572 ) $ 27,410 Customer relationship intangible 1,970 (569 ) 1,401 Total finite-lived intangible assets $ 47,952 $ (19,141 ) $ 28,811
Schedule of current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2016 2015 2016 2015 Amortization expense for: Core deposit intangibles 1,709 1,206 3,373 2,447 Customer relationship intangible 33 33 66 66 Total intangible amortization 1,742 1,239 3,439 2,513
Schedule of estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2016 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2016 $ 6,616 $ 131 $ 6,747 2017 5,722 131 $ 5,853 2018 4,881 131 $ 5,012 2019 4,101 131 $ 4,232 2020 3,213 131 $ 3,344

Securities - (Details)

Securities - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized cost and fair value of securities held to maturity
Amortized Cost	$ 389,145	$ 458,400
Gross Unrealized Gains	20,644	16,662
Gross Unrealized Losses	(21)	(1,309)
Fair Value	409,768	473,753
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities held to maturity
Amortized Cost	34,093	101,155
Gross Unrealized Gains	49	26
Gross Unrealized Losses	(15)	(1,214)
Fair Value	34,127	99,967
Obligations of states and political subdivisions
Amortized cost and fair value of securities held to maturity
Amortized Cost	355,052	357,245
Gross Unrealized Gains	20,595	16,636
Gross Unrealized Losses	(6)	(95)
Fair Value	$ 375,641	$ 373,786

Securities - (Details 1)

Securities - (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 670,172	$ 647,658
Gross Unrealized Gains	11,993	8,692
Gross Unrealized Losses	(7,718)	(9,545)
Securities available for sale	674,447	646,805
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost	24,675	24,770
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,496)	(5,301)
Securities available for sale	18,179	19,469
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	17,587	18,899
Gross Unrealized Gains	583	468
Gross Unrealized Losses	(9)	(34)
Securities available for sale	18,161	19,333
Other equity securities
Amortized cost and fair value of securities available for sale
Amortized Cost	0	2,500
Gross Unrealized Gains	0	1,840
Gross Unrealized Losses	0	0
Securities available for sale	0	4,340
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	2,080	6,093
Gross Unrealized Gains	140	126
Gross Unrealized Losses	0	(19)
Securities available for sale	2,220	6,200
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	401,861	362,669
Gross Unrealized Gains	6,757	3,649
Gross Unrealized Losses	(314)	(1,778)
Securities available for sale	408,304	364,540
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	52,975	58,864
Gross Unrealized Gains	1,952	1,002
Gross Unrealized Losses	(29)	(107)
Securities available for sale	54,898	59,759
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	166,616	168,916
Gross Unrealized Gains	2,301	1,449
Gross Unrealized Losses	(870)	(2,305)
Securities available for sale	168,047	168,060
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	4,378	4,947
Gross Unrealized Gains	260	158
Gross Unrealized Losses	0	(1)
Securities available for sale	$ 4,638	$ 5,104

Securities - (Details 2)

Securities - (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 1,257	$ 96	$ 1,257	$ 96
Gross losses on sales of securities available for sale	0	0	(71)	0
Gains on sales of securities available for sale, net	$ 1,257	$ 96	$ 1,186	$ 96

Securities - (Details 3)

Securities - (Details 3) - USD ($) $ in Thousands	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Amortized Cost
Due within one year	$ 18,252
Due after one year through five years	97,438
Due after five years through ten years	155,513
Due after ten years	117,942
Amortized Cost	389,145		$ 458,400
Fair Value
Due within one year	18,408
Due after one year through five years	101,466
Due after five years through ten years	164,074
Due after ten years	125,820
Fair Value	409,768		473,753
Amortized Cost
Due within one year	0
Due after one year through five years	2,080
Due after five years through ten years	0
Due after ten years	24,675
Available for sale debt securities	670,172		647,658
Amortized cost	670,172
Fair Value
Due within one year	0
Due after one year through five years	2,220
Due after five years through ten years	0
Due after ten years	18,179
Securities available for sale	674,447		646,805
Other debt securities
Amortized Cost
Available for sale debt securities	17,587		18,899
Fair Value
Securities available for sale	18,161		19,333
Other equity securities
Amortized Cost
Available for sale debt securities	0		2,500
Other equity securities	0
Amortized cost	2,767	$ 75
Fair Value
Securities available for sale	0		4,340
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Available for sale debt securities	401,861		362,669
Fair Value
Securities available for sale	408,304		364,540
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Available for sale debt securities	52,975		58,864
Fair Value
Securities available for sale	54,898		59,759
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Available for sale debt securities	166,616		168,916
Fair Value
Securities available for sale	168,047		168,060
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Available for sale debt securities	4,378		4,947
Fair Value
Securities available for sale	$ 4,638		$ 5,104

Securities - (Details 4)

Securities - (Details 4) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)security	Dec. 31, 2015USD ($)security
Held to Maturity:
Number of positions (securities) | security	5	31
Fair Value, Less than 12 Months	$ 5,527	$ 36,382
Fair Value, 12 Months or More	9,981	43,609
Fair Value, Total	15,508	79,991
Unrealized Losses, Less than 12 months	(9)	(467)
Unrealized Losses, 12 Months or More	(12)	(842)
Unrealized Losses, Total	$ (21)	$ (1,309)
Available for Sale:
Number of positions (securities) | security	48	101
Fair Value, Less than 12 Months	$ 50,852	$ 206,395
Fair Value, 12 Months or More	76,194	103,154
Fair Value, Total	127,046	309,549
Unrealized losses, Less than 12 months	(243)	(1,411)
Unrealized Losses, 12 months or More	(7,475)	(8,134)
Unrealized Losses, Total	$ (7,718)	$ (9,545)
Trust preferred securities
Available for Sale:
Number of positions (securities) | security	3	3
Fair Value, Less than 12 Months	$ 0	$ 0
Fair Value, 12 Months or More	18,179	19,469
Fair Value, Total	18,179	19,469
Unrealized losses, Less than 12 months	0	0
Unrealized Losses, 12 months or More	(6,496)	(5,301)
Unrealized Losses, Total	$ (6,496)	$ (5,301)
Other debt securities
Available for Sale:
Number of positions (securities) | security	3	3
Fair Value, Less than 12 Months	$ 3,425	$ 1,316
Fair Value, 12 Months or More	1,354	3,866
Fair Value, Total	4,779	5,182
Unrealized losses, Less than 12 months	(3)	(3)
Unrealized Losses, 12 months or More	(6)	(31)
Unrealized Losses, Total	$ (9)	$ (34)
Other equity securities
Available for Sale:
Number of positions (securities) | security		0
Fair Value, Less than 12 Months		$ 0
Fair Value, 12 Months or More		0
Fair Value, Total		0
Unrealized losses, Less than 12 months		0
Unrealized Losses, 12 months or More		0
Unrealized Losses, Total		$ 0
Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	3	18
Fair Value, Less than 12 Months	$ 4,997	$ 31,567
Fair Value, 12 Months or More	9,981	38,688
Fair Value, Total	14,978	70,255
Unrealized Losses, Less than 12 months	(3)	(414)
Unrealized Losses, 12 Months or More	(12)	(800)
Unrealized Losses, Total	$ (15)	$ (1,214)
Available for Sale:
Number of positions (securities) | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 3,981
Fair Value, 12 Months or More	0	0
Fair Value, Total	0	3,981
Unrealized losses, Less than 12 months	0	(19)
Unrealized Losses, 12 months or More	0	0
Unrealized Losses, Total	$ 0	$ (19)
Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	2	13
Fair Value, Less than 12 Months	$ 530	$ 4,815
Fair Value, 12 Months or More	0	4,921
Fair Value, Total	530	9,736
Unrealized Losses, Less than 12 months	(6)	(53)
Unrealized Losses, 12 Months or More	0	(42)
Unrealized Losses, Total	$ (6)	$ (95)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	17	43
Fair Value, Less than 12 Months	$ 17,767	$ 130,306
Fair Value, 12 Months or More	18,526	27,431
Fair Value, Total	36,293	157,737
Unrealized losses, Less than 12 months	(52)	(937)
Unrealized Losses, 12 months or More	(262)	(841)
Unrealized Losses, Total	$ (314)	$ (1,778)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	4	9
Fair Value, Less than 12 Months	$ 6,120	$ 16,782
Fair Value, 12 Months or More	0	814
Fair Value, Total	6,120	17,596
Unrealized losses, Less than 12 months	(29)	(104)
Unrealized Losses, 12 months or More	0	(3)
Unrealized Losses, Total	$ (29)	$ (107)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	21	41
Fair Value, Less than 12 Months	$ 23,540	$ 52,128
Fair Value, 12 Months or More	38,135	51,574
Fair Value, Total	61,675	103,702
Unrealized losses, Less than 12 months	(159)	(347)
Unrealized Losses, 12 months or More	(711)	(1,958)
Unrealized Losses, Total	$ (870)	$ (2,305)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 1,882
Fair Value, 12 Months or More	0	0
Fair Value, Total	0	1,882
Unrealized losses, Less than 12 months	0	(1)
Unrealized Losses, 12 months or More	0	0
Unrealized Losses, Total	$ 0	$ (1)
Less than 12 Months
Held to Maturity:
Number of positions (securities) | security	3	16
Available for Sale:
Number of positions (securities) | security	24	70
Less than 12 Months | Trust preferred securities
Available for Sale:
Number of positions (securities) | security	0	0
Less than 12 Months | Other debt securities
Available for Sale:
Number of positions (securities) | security	2	1
Less than 12 Months | Other equity securities
Available for Sale:
Number of positions (securities) | security		0
Less than 12 Months | Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	1	10
Available for Sale:
Number of positions (securities) | security	0	1
Less than 12 Months | Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	2	6
Less than 12 Months | Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	10	34
Less than 12 Months | Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	4	8
Less than 12 Months | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	8	25
Less than 12 Months | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	1
12 Months or More
Held to Maturity:
Number of positions (securities) | security	2	15
Available for Sale:
Number of positions (securities) | security	24	31
12 Months or More | Trust preferred securities
Available for Sale:
Number of positions (securities) | security	3	3
12 Months or More | Other debt securities
Available for Sale:
Number of positions (securities) | security	1	2
12 Months or More | Other equity securities
Available for Sale:
Number of positions (securities) | security		0
12 Months or More | Obligations of other U.S. Government agencies and corporations
Held to Maturity:
Number of positions (securities) | security	2	8
Available for Sale:
Number of positions (securities) | security	0	0
12 Months or More | Obligations of states and political subdivisions
Held to Maturity:
Number of positions (securities) | security	0	7
12 Months or More | Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	7	9
12 Months or More | Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	1
12 Months or More | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	13	16
12 Months or More | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions (securities) | security	0	0

Securities - (Details 5)

Securities - (Details 5) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Investments in pooled trust preferred securities
Amortized Cost	$ 670,172
Securities available for sale	674,447	$ 646,805
Trust preferred securities
Investments in pooled trust preferred securities
Amortized Cost	24,675	24,770
Securities available for sale	18,179	$ 19,469
Unrealized Loss	(6,496)
XXIII
Investments in pooled trust preferred securities
Amortized Cost	8,377
Securities available for sale	5,621
Unrealized Loss	$ (2,756)
Issuers currently in deferral or default (percent)	17.00%
XXIV
Investments in pooled trust preferred securities
Amortized Cost	$ 12,077
Securities available for sale	9,578
Unrealized Loss	$ (2,499)
Issuers currently in deferral or default (percent)	28.00%
XXVI
Investments in pooled trust preferred securities
Amortized Cost	$ 4,221
Securities available for sale	2,980
Unrealized Loss	$ (1,241)
Issuers currently in deferral or default (percent)	25.00%

Securities - (Details 6)

Securities - (Details 6) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cumulative credit related losses recognized in earnings
Beginning balance	$ (3,337)	$ (3,337)
Additions related to credit losses for which OTTI was not previously recognized	0	0
Increases in credit loss for which OTTI was previously recognized	0	0
Ending balance	$ (3,337)	$ (3,337)

Securities - (Details Textual)

Securities - (Details Textual)	3 Months Ended				6 Months Ended
	Jun. 30, 2016USD ($)	Mar. 31, 2016USD ($)	Jun. 30, 2015USD ($)security	Jun. 30, 2014security	Jun. 30, 2016USD ($)securityinstitution	Jun. 30, 2015USD ($)	Dec. 31, 2015USD ($)
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 670,172,000				$ 670,172,000
Gross gains on sales of securities available for sale	1,257,000		$ 96,000		$ 1,257,000	$ 96,000
Number of securities, return to accrual status | security			1	1	1
Securities available for sale	674,447,000				$ 674,447,000		$ 646,805,000
Number of securities representing interests in tranches of trusts (tranches) | security					3
Number of institutions issuing debt | institution					250
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	24,675,000				$ 24,675,000		24,770,000
Securities available for sale	18,179,000				18,179,000		19,469,000
Impairments					0
Secure government, public and trust deposits
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	681,940,000				681,940,000		679,492,000
Short-term borrowings
Schedule of Available-for-sale Securities [Line Items]
Available for sale securities pledged as collateral	35,124,000				35,124,000		39,275,000
Other equity securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	2,767,000	$ 75,000			2,767,000
Sale proceeds	4,024,000	4,000
Gross gains on sales of securities available for sale	1,257,000
Gross loss on sales of securities available for sale		$ 71,000
Securities available for sale	0				0		4,340,000
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Securities available for sale	$ 18,179,000				$ 18,179,000		$ 19,469,000
Trust preferred securities | Pooled Trust Preferred Securities Xiii
Schedule of Available-for-sale Securities [Line Items]
Amortized cost			$ 1,117,000			$ 1,117,000
Sale proceeds			1,213,000
Gross gains on sales of securities available for sale			$ 96,000

Loans and the Allowance for L49

Loans and the Allowance for Loan Losses - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Summary of loans
Gross loans	$ 5,967,302	$ 5,414,625
Unearned income	(1,873)	(1,163)
Loans, net of unearned income	5,965,429	5,413,462
Allowance for loan losses	(44,098)	(42,437)
Loans, net	5,921,331	5,371,025
Commercial, financial, agricultural
Summary of loans
Gross loans	682,936	636,837
Lease financing
Summary of loans
Gross loans	44,989	35,978
Real estate – construction
Summary of loans
Gross loans	452,731	357,665
Real estate – 1-4 family mortgage
Summary of loans
Gross loans	1,849,046	1,735,323
Real estate – commercial mortgage
Summary of loans
Gross loans	2,823,676	2,533,729
Installment loans to individuals
Summary of loans
Gross loans	$ 113,924	$ 115,093

Loans and the Allowance for L50

Loans and the Allowance for Loan Losses - (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Past due and nonaccrual loans
Total loans, gross	$ 5,967,302	$ 5,414,625
Unearned income	(1,873)	(1,163)
Total loans, net	5,965,429	5,413,462
Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, gross	682,936	636,837
Lease financing
Past due and nonaccrual loans
Total loans, gross	44,989	35,978
Real estate – construction
Past due and nonaccrual loans
Total loans, gross	452,731	357,665
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	1,849,046	1,735,323
Real estate – commercial mortgage
Past due and nonaccrual loans
Total loans, gross	2,823,676	2,533,729
Installment loans to individuals
Past due and nonaccrual loans
Total loans, gross	113,924	115,093
Accruing Loans
Past due and nonaccrual loans
Current Loans	5,902,663	5,352,365
Unearned income	(1,873)	(1,163)
Total loans, net	5,939,465	5,384,428
Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current Loans	678,795	634,037
Total loans, gross	681,598	636,410
Accruing Loans | Lease financing
Past due and nonaccrual loans
Current Loans	44,989	35,978
Total loans, gross	44,989	35,978
Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Current Loans	450,574	357,420
Total loans, gross	452,731	357,665
Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current Loans	1,823,323	1,707,230
Total loans, gross	1,837,985	1,722,883
Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Current Loans	2,793,656	2,504,192
Total loans, gross	2,810,271	2,517,622
Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current Loans	113,199	114,671
Total loans, gross	113,764	115,033
Nonaccruing Loans
Past due and nonaccrual loans
Current Loans	16,409	21,796
Unearned income	0	0
Total loans, net	25,964	29,034
Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current Loans	580	264
Total loans, gross	1,338	427
Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current Loans	0	0
Total loans, gross	0	0
Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Current Loans	0	0
Total loans, gross	0	0
Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current Loans	7,663	8,249
Total loans, gross	11,061	12,440
Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Current Loans	8,043	13,276
Total loans, gross	13,405	16,107
Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current Loans	123	7
Total loans, gross	160	60
30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	19,648	15,670
30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due	1,337	1,296
30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due	0	0
30-89 Days Past Due | Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due	1,482	69
30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due	8,736	9,196
30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due	7,802	4,849
30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due	291	260
30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	2,313	1,126
30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due	0	30
30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due	0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due	0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due	180	528
30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due	2,133	568
30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due	0	0
90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	17,154	16,393
90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due	1,466	1,077
90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due	0	0
90 Days or More Past Due | Accruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due	675	176
90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due	5,926	6,457
90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due	8,813	8,581
90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due	274	102
90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	7,242	6,112
90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans past due	758	133
90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Loans past due	0	0
90 Days or More Past Due | Nonaccruing Loans | Real estate – construction
Past due and nonaccrual loans
Loans past due	0	0
90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans past due	3,218	3,663
90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Past due and nonaccrual loans
Loans past due	3,229	2,263
90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Loans past due	$ 37	$ 53

Loans and the Allowance for L51

Loans and the Allowance for Loan Losses - (Details 2) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Impaired loans
Unpaid Contractual Principal Balance	$ 37,456	$ 42,470
Recorded Investment With Allowance	32,331	36,615
Recorded Investment With No Allowance	167	12
Total Recorded Investment	32,498	36,627
Related Allowance	7,619	7,600
Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	402,524	430,511
Recorded Investment With Allowance	80,112	75,061
Recorded Investment With No Allowance	237,847	261,104
Total Recorded Investment	317,959	336,165
Related Allowance	2,172	1,706
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	1,306	1,308
Recorded Investment With Allowance	1,295	358
Recorded Investment With No Allowance	0	12
Total Recorded Investment	1,295	370
Related Allowance	164	6
Commercial, financial, agricultural | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	23,495	27,049
Recorded Investment With Allowance	4,222	5,197
Recorded Investment With No Allowance	9,199	11,292
Total Recorded Investment	13,421	16,489
Related Allowance	401	353
Lease financing
Impaired loans
Unpaid Contractual Principal Balance	0	0
Recorded Investment With Allowance	0	0
Recorded Investment With No Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Lease financing | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	0	0
Recorded Investment With Allowance	0	0
Recorded Investment With No Allowance	0	0
Total Recorded Investment	0	0
Related Allowance	0	0
Real estate – construction
Impaired loans
Unpaid Contractual Principal Balance	167	2,710
Recorded Investment With Allowance	0	2,698
Recorded Investment With No Allowance	167	0
Total Recorded Investment	167	2,698
Related Allowance	0	20
Real estate – construction | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	3,587	2,916
Recorded Investment With Allowance	0	0
Recorded Investment With No Allowance	3,157	2,749
Total Recorded Investment	3,157	2,749
Related Allowance	0	0
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	19,033	18,193
Recorded Investment With Allowance	17,673	16,650
Recorded Investment With No Allowance	0	0
Total Recorded Investment	17,673	16,650
Related Allowance	4,924	4,475
Real estate – 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	103,248	109,293
Recorded Investment With Allowance	17,677	15,702
Recorded Investment With No Allowance	68,747	75,947
Total Recorded Investment	86,424	91,649
Related Allowance	344	256
Real estate – commercial mortgage
Impaired loans
Unpaid Contractual Principal Balance	16,872	20,169
Recorded Investment With Allowance	13,285	16,819
Recorded Investment With No Allowance	0	0
Total Recorded Investment	13,285	16,819
Related Allowance	2,531	3,099
Real estate – commercial mortgage | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	269,205	287,821
Recorded Investment With Allowance	57,800	53,762
Recorded Investment With No Allowance	154,862	168,848
Total Recorded Investment	212,662	222,610
Related Allowance	1,426	1,096
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	78	90
Recorded Investment With Allowance	78	90
Recorded Investment With No Allowance	0	0
Total Recorded Investment	78	90
Related Allowance	0	0
Installment loans to individuals | Receivables Acquired with Deteriorated Credit Quality
Impaired loans
Unpaid Contractual Principal Balance	2,989	3,432
Recorded Investment With Allowance	413	400
Recorded Investment With No Allowance	1,882	2,268
Total Recorded Investment	2,295	2,668
Related Allowance	$ 1	$ 1

Loans and the Allowance for L52

Loans and the Allowance for Loan Losses - (Details 3) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Investment and interest income recognized on impaired loans
Average Recorded Investment	$ 33,630	$ 43,617	$ 34,153	$ 44,325
Interest Income Recognized	280	332	477	584
Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	360,392	319,875	362,348	320,224
Interest Income Recognized	4,341	3,666	8,355	7,858
Commercial, financial, agricultural
Investment and interest income recognized on impaired loans
Average Recorded Investment	1,470	785	1,506	803
Interest Income Recognized	23	7	25	14
Commercial, financial, agricultural | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	16,361	12,651	16,872	12,672
Interest Income Recognized	287	81	611	314
Lease financing
Investment and interest income recognized on impaired loans
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Lease financing | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	0	0	0	0
Interest Income Recognized	0	0	0	0
Real estate – construction
Investment and interest income recognized on impaired loans
Average Recorded Investment	117	0	58	0
Interest Income Recognized	2	0	2	0
Real estate – construction | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	3,562	0	3,572	0
Interest Income Recognized	39	0	65	0
Real estate – 1-4 family mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	17,800	17,712	18,049	17,869
Interest Income Recognized	128	140	209	207
Real estate – 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	98,200	81,492	98,874	81,541
Interest Income Recognized	1,083	889	2,030	1,932
Real estate – commercial mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	14,164	24,683	14,460	25,212
Interest Income Recognized	126	185	240	363
Real estate – commercial mortgage | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	239,564	222,127	240,254	222,403
Interest Income Recognized	2,903	2,664	5,593	5,535
Installment loans to individuals
Investment and interest income recognized on impaired loans
Average Recorded Investment	79	437	80	441
Interest Income Recognized	1	0	1	0
Installment loans to individuals | Receivables Acquired with Deteriorated Credit Quality
Investment and interest income recognized on impaired loans
Average Recorded Investment	2,705	3,605	2,776	3,608
Interest Income Recognized	$ 29	$ 32	$ 56	$ 77

Loans and the Allowance for L53

Loans and the Allowance for Loan Losses - (Details 4) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)loan	Jun. 30, 2015USD ($)loan	Jun. 30, 2016USD ($)loan	Jun. 30, 2015USD ($)loan
Restructured loans
Number of Loans | loan	5	13	17	34
Pre- Modification Outstanding Recorded Investment	$ 824	$ 1,561	$ 2,100	$ 9,032
Post- Modification Outstanding Recorded Investment	$ 809	$ 1,537	$ 1,959	$ 8,517
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	0	0	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Lease financing
Restructured loans
Number of Loans | loan	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0
Real estate – construction
Restructured loans
Number of Loans | loan	0	0	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Real estate – 1-4 family mortgage
Restructured loans
Number of Loans | loan	5	12	15	27
Pre- Modification Outstanding Recorded Investment	$ 824	$ 1,495	$ 1,488	$ 2,641
Post- Modification Outstanding Recorded Investment	$ 809	$ 1,479	$ 1,353	$ 2,470
Real estate – commercial mortgage
Restructured loans
Number of Loans | loan	0	1	2	7
Pre- Modification Outstanding Recorded Investment	$ 0	$ 66	$ 612	$ 6,391
Post- Modification Outstanding Recorded Investment	$ 0	$ 58	$ 606	$ 6,047
Installment loans to individuals
Restructured loans
Number of Loans | loan	0	0	0	0
Pre- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0
Post- Modification Outstanding Recorded Investment	$ 0	$ 0	$ 0	$ 0

Loans and the Allowance for L54

Loans and the Allowance for Loan Losses - (Details 5) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)loan
Changes in restructured loans [Roll Forward]
Totals at January 1, 2016 | loan	85
Additional loans with concessions (loans) | loan	18
Reclassified as nonperforming (loans) | loan	(2)
Paid in full (loans) | loan	(13)
Charge-offs (loans) | loan	0
Transfer to other real estate owned (loans) | loan	0
Principal paydowns (loans) | loan	0
Lapse of concession period (loans) | loan	0
TDR reclassified as performing (loans) | loan	0
Totals at June 30, 2016 | loan	88
Changes in recorded investments [Roll Forward]
Totals at January 1, 2016 | $	$ 13,453
Additional loans with concessions | $	2,114
Reclassified as nonperforming | $	(134)
Paid in full | $	(3,069)
Charge-offs | $	0
Transfer to other real estate owned | $	0
Principal paydowns | $	(757)
Lapse of concession period | $	0
Reclassified as performing | $	0
Totals at June 30, 2016 | $	$ 11,607

Loans and the Allowance for L55

Loans and the Allowance for Loan Losses - (Details 6) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Loan portfolio by risk-rating grades
Total	$ 3,493,580	$ 3,066,005
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	515,405	475,417
Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Real estate – construction
Loan portfolio by risk-rating grades
Total	360,882	273,881
Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	320,063	300,441
Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	2,297,011	2,016,210
Installment loans to individuals
Loan portfolio by risk-rating grades
Total	219	56
Pass
Loan portfolio by risk-rating grades
Total	3,420,012	2,982,255
Pass | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	506,028	465,185
Pass | Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Pass | Real estate – construction
Loan portfolio by risk-rating grades
Total	359,523	273,398
Pass | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	297,907	275,269
Pass | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	2,256,451	1,968,352
Pass | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	103	51
Watch
Loan portfolio by risk-rating grades
Total	41,534	45,868
Watch | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	7,346	8,498
Watch | Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Watch | Real estate – construction
Loan portfolio by risk-rating grades
Total	1,192	483
Watch | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	9,918	9,712
Watch | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	23,078	27,175
Watch | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	0	0
Substandard
Loan portfolio by risk-rating grades
Total	32,034	37,882
Substandard | Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Total	2,031	1,734
Substandard | Lease financing
Loan portfolio by risk-rating grades
Total	0	0
Substandard | Real estate – construction
Loan portfolio by risk-rating grades
Total	167	0
Substandard | Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Total	12,238	15,460
Substandard | Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Total	17,482	20,683
Substandard | Installment loans to individuals
Loan portfolio by risk-rating grades
Total	$ 116	$ 5

Loans and the Allowance for L56

Loans and the Allowance for Loan Losses - (Details 7) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Loan portfolio not subject to risk rating
Total	$ 2,153,890	$ 2,011,292
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total	154,110	144,931
Lease financing
Loan portfolio not subject to risk rating
Total	43,116	34,815
Real estate – construction
Loan portfolio not subject to risk rating
Total	88,692	81,035
Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total	1,442,559	1,343,233
Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Total	314,003	294,909
Installment loans to individuals
Loan portfolio not subject to risk rating
Total	111,410	112,369
Performing
Loan portfolio not subject to risk rating
Total	2,149,941	2,007,361
Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total	153,534	144,838
Performing | Lease financing
Loan portfolio not subject to risk rating
Total	43,116	34,815
Performing | Real estate – construction
Loan portfolio not subject to risk rating
Total	88,189	81,035
Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total	1,440,427	1,340,356
Performing | Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Total	313,543	294,042
Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total	111,132	112,275
Non- Performing
Loan portfolio not subject to risk rating
Total	3,949	3,931
Non- Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total	576	93
Non- Performing | Lease financing
Loan portfolio not subject to risk rating
Total	0	0
Non- Performing | Real estate – construction
Loan portfolio not subject to risk rating
Total	503	0
Non- Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total	2,132	2,877
Non- Performing | Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Total	460	867
Non- Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total	$ 278	$ 94

Loans and the Allowance for L57

Loans and the Allowance for Loan Losses - (Details 8) - Receivables Acquired with Deteriorated Credit Quality - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Loans acquired with deteriorated credit quality
Total		$ 317,959	$ 336,165
Covered Loans
Loans acquired with deteriorated credit quality
Total		28,405	66,973
Not Covered Loans
Loans acquired with deteriorated credit quality
Total		289,554	269,192
Commercial, financial, agricultural
Loans acquired with deteriorated credit quality
Total		13,421	16,489
Commercial, financial, agricultural | Covered Loans
Loans acquired with deteriorated credit quality
Total		228	1,759
Commercial, financial, agricultural | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		13,193	14,730
Lease financing
Loans acquired with deteriorated credit quality
Total		0	0
Lease financing | Covered Loans
Loans acquired with deteriorated credit quality
Total		0	0
Lease financing | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		0	0
Real estate – construction
Loans acquired with deteriorated credit quality
Total		3,157	2,749
Real estate – construction | Covered Loans
Loans acquired with deteriorated credit quality
Total		83	91
Real estate – construction | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		3,074	2,658
Real estate – 1-4 family mortgage
Loans acquired with deteriorated credit quality
Total		86,424	91,649
Real estate – 1-4 family mortgage | Covered Loans
Loans acquired with deteriorated credit quality
Total		25,285	31,354
Real estate – 1-4 family mortgage | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		61,139	60,295
Real estate – commercial mortgage
Loans acquired with deteriorated credit quality
Total		212,662	222,610
Real estate – commercial mortgage | Covered Loans
Loans acquired with deteriorated credit quality
Total		2,774	33,726
Real estate – commercial mortgage | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		209,888	188,884
Installment loans to individuals
Loans acquired with deteriorated credit quality
Total	[1]	2,295	2,668
Installment loans to individuals | Covered Loans
Loans acquired with deteriorated credit quality
Total		35	43
Installment loans to individuals | Not Covered Loans
Loans acquired with deteriorated credit quality
Total		$ 2,260	$ 2,625
[1]	Includes lease financing receivables.

Loans and the Allowance for L58

Loans and the Allowance for Loan Losses - (Details 9) - Receivables Acquired with Deteriorated Credit Quality - USD ($) $ in Thousands		Jun. 30, 2016	Apr. 01, 2016	Dec. 31, 2015	Jul. 01, 2015
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		$ 317,959		$ 336,165
Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		28,405		66,973
Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		289,554		$ 269,192
Contractually-required principal and interest
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		445,931
Contractually-required principal and interest | Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		35,175
Contractually-required principal and interest | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		410,756
Nonaccretable difference
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[1]	(83,789)
Nonaccretable difference | Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[1]	(4,539)
Nonaccretable difference | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[1]	(79,250)
Cash flows expected to be collected
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		362,142
Cash flows expected to be collected | Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		30,636
Cash flows expected to be collected | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total		331,506
Accretable yield
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[2]	(44,183)
Accretable yield | Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[2]	(2,231)
Accretable yield | Not Covered Loans
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total	[2]	$ (41,952)
Heritage Financial Group
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total					$ 1,130,070
Heritage Financial Group | Contractually-required principal and interest
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total					1,216,173
Heritage Financial Group | Nonaccretable difference
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total					14,260
Heritage Financial Group | Cash flows expected to be collected
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total					1,201,913
Heritage Financial Group | Accretable yield
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total					$ 71,843
KeyWorth Bank
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total			$ 272,330
KeyWorth Bank | Contractually-required principal and interest
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total			289,495
KeyWorth Bank | Nonaccretable difference
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total			3,848
KeyWorth Bank | Cash flows expected to be collected
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total			285,647
KeyWorth Bank | Accretable yield
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition
Total			$ 13,317
[1]	Represents contractual principal and interest cash flows of $79,942 and $35, respectively, not expected to be collected.
[2]	Represents contractual interest payments of $1,727 expected to be collected and purchase discount of $42,456.

Loans and the Allowance for L59

Loans and the Allowance for Loan Losses - (Details 10) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Changes in accretable yield of loans acquired with deteriorated credit quality
Balance at January 1, 2016	$ (47,706)
Additions due to acquisition	(2,311)
Reclasses from nonaccretable difference	(2,234)
Accretion	7,069
Charge-offs	999
Balance at June 30, 2016	(44,183)
Covered Loans
Changes in accretable yield of loans acquired with deteriorated credit quality
Balance at January 1, 2016	(3,590)
Additions due to acquisition	725
Reclasses from nonaccretable difference	(663)
Accretion	1,269
Charge-offs	28
Balance at June 30, 2016	(2,231)
Not Covered Loans
Changes in accretable yield of loans acquired with deteriorated credit quality
Balance at January 1, 2016	(44,116)
Additions due to acquisition	(3,036)
Reclasses from nonaccretable difference	(1,571)
Accretion	5,800
Charge-offs	971
Balance at June 30, 2016	$ (41,952)

Loans and the Allowance for L60

Loans and the Allowance for Loan Losses - (Details 11) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Allowance for loan losses:
Beginning balance		$ 42,859	$ 42,302	$ 42,437	$ 42,289
Charge-offs		(813)	(2,298)	(2,767)	(3,701)
Recoveries		622	709	1,198	1,050
Net (charge-offs) recoveries		(191)	(1,589)	(1,569)	(2,651)
Provision for loan losses		1,164	839	2,943	1,571
Benefit attributable to FDIC loss-share agreements		54	(458)	(116)	(584)
Recoveries payable to FDIC		212	794	403	1,263
Provision for loan losses charged to operations		1,430	1,175	3,230	2,250
Ending balance		44,098	41,888	44,098	41,888
Period-End Amount Allocated to:
Individually evaluated for impairment						$ 7,619	$ 5,902
Collectively evaluated for impairment						34,307	34,574
Acquired with deteriorated credit quality		42,859	42,302	42,437	42,289	44,098	41,888
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance		4,171	4,109	4,186	3,305
Charge-offs		(48)	(123)	(705)	(358)
Recoveries		105	104	158	139
Net (charge-offs) recoveries		57	(19)	(547)	(219)
Provision for loan losses		265	(96)	866	931
Benefit attributable to FDIC loss-share agreements		15	(30)	0	(55)
Recoveries payable to FDIC		4	7	7	9
Provision for loan losses charged to operations		284	(119)	873	885
Ending balance		4,512	3,971	4,512	3,971
Period-End Amount Allocated to:
Individually evaluated for impairment						164	0
Collectively evaluated for impairment						3,947	3,609
Acquired with deteriorated credit quality		4,171	4,109	4,186	3,305	4,512	3,971
Real estate – construction
Allowance for loan losses:
Beginning balance		1,943	1,359	1,852	1,415
Charge-offs		0	(26)	0	(26)
Recoveries		5	7	11	13
Net (charge-offs) recoveries		5	(19)	11	(13)
Provision for loan losses		315	(43)	400	(106)
Benefit attributable to FDIC loss-share agreements		0	0	0	0
Recoveries payable to FDIC		6	0	6	1
Provision for loan losses charged to operations		321	(43)	406	(105)
Ending balance		2,269	1,297	2,269	1,297
Period-End Amount Allocated to:
Individually evaluated for impairment						0	0
Collectively evaluated for impairment						2,269	1,297
Acquired with deteriorated credit quality		1,943	1,359	1,852	1,415	2,269	1,297
Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance		14,542	14,045	13,908	13,549
Charge-offs		(387)	(869)	(503)	(1,354)
Recoveries		170	215	565	370
Net (charge-offs) recoveries		(217)	(654)	62	(984)
Provision for loan losses		(186)	(130)	179	488
Benefit attributable to FDIC loss-share agreements		(78)	(43)	(115)	(43)
Recoveries payable to FDIC		158	574	185	782
Provision for loan losses charged to operations		(106)	401	249	1,227
Ending balance		14,219	13,792	14,219	13,792
Period-End Amount Allocated to:
Individually evaluated for impairment						4,924	4,125
Collectively evaluated for impairment						8,951	9,478
Acquired with deteriorated credit quality		14,542	14,045	13,908	13,549	14,219	13,792
Real estate – commercial mortgage
Allowance for loan losses:
Beginning balance		20,775	21,508	21,111	22,759
Charge-offs		(186)	(1,224)	(1,187)	(1,857)
Recoveries		309	357	401	469
Net (charge-offs) recoveries		123	(867)	(786)	(1,388)
Provision for loan losses		624	1,078	1,154	191
Benefit attributable to FDIC loss-share agreements		117	(385)	(1)	(486)
Recoveries payable to FDIC		44	213	205	471
Provision for loan losses charged to operations		785	906	1,358	176
Ending balance		21,683	21,547	21,683	21,547
Period-End Amount Allocated to:
Individually evaluated for impairment						2,531	1,566
Collectively evaluated for impairment						17,726	19,121
Acquired with deteriorated credit quality		20,775	21,508	21,111	22,759	21,683	21,547
Installment and other
Allowance for loan losses:
Beginning balance	[1]	1,428	1,281	1,380	1,261
Charge-offs	[1]	(192)	(56)	(372)	(106)
Recoveries	[1]	33	26	63	59
Net (charge-offs) recoveries	[1]	(159)	(30)	(309)	(47)
Provision for loan losses	[1]	146	30	344	67
Benefit attributable to FDIC loss-share agreements	[1]	0	0	0	0
Recoveries payable to FDIC	[1]	0	0	0	0
Provision for loan losses charged to operations	[1]	146	30	344	67
Ending balance	[1]	1,415	1,281	1,415	1,281
Period-End Amount Allocated to:
Individually evaluated for impairment	[1]					0	211
Collectively evaluated for impairment	[1]					1,414	1,069
Acquired with deteriorated credit quality	[1]	1,428	1,281	1,380	1,261	1,415	1,281
Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Ending balance		2,172	1,412	2,172	1,412
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		2,172	1,412	2,172	1,412	2,172	1,412
Receivables Acquired with Deteriorated Credit Quality | Commercial, financial, agricultural
Allowance for loan losses:
Ending balance		401	362	401	362
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		401	362	401	362	401	362
Receivables Acquired with Deteriorated Credit Quality | Real estate – construction
Allowance for loan losses:
Ending balance		0	0	0	0
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		0	0	0	0	0	0
Receivables Acquired with Deteriorated Credit Quality | Real estate – 1-4 family mortgage
Allowance for loan losses:
Ending balance		344	189	344	189
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		344	189	344	189	344	189
Receivables Acquired with Deteriorated Credit Quality | Real estate – commercial mortgage
Allowance for loan losses:
Ending balance		1,426	860	1,426	860
Period-End Amount Allocated to:
Acquired with deteriorated credit quality		1,426	860	1,426	860	1,426	860
Receivables Acquired with Deteriorated Credit Quality | Installment and other
Allowance for loan losses:
Ending balance	[1]	1	1	1	1
Period-End Amount Allocated to:
Acquired with deteriorated credit quality	[1]	$ 1	$ 1	$ 1	$ 1	$ 1	$ 1
[1]	Includes lease financing receivables.

Loans and the Allowance for L61

Loans and the Allowance for Loan Losses - (Details 12) - USD ($) $ in Thousands		Jun. 30, 2016	Dec. 31, 2015
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		$ 32,498	$ 36,627
Collectively evaluated for impairment		5,614,972	5,040,670
Ending balance		5,965,429	5,413,462
Commercial, financial, agricultural
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		1,295	370
Collectively evaluated for impairment		668,220	619,978
Ending balance		682,936	636,837
Real estate – construction
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		167	2,698
Collectively evaluated for impairment		449,407	352,218
Ending balance		452,731	357,665
Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		17,673	16,650
Collectively evaluated for impairment		1,744,949	1,627,024
Ending balance		1,849,046	1,735,323
Real estate – commercial mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment		13,285	16,819
Collectively evaluated for impairment		2,597,729	2,294,300
Ending balance		2,823,676	2,533,729
Installment loans to individuals
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	[1]	78	90
Collectively evaluated for impairment	[1]	154,667	147,150
Ending balance	[1]	157,040	149,908
Receivables Acquired with Deteriorated Credit Quality
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		317,959	336,165
Receivables Acquired with Deteriorated Credit Quality | Commercial, financial, agricultural
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		13,421	16,489
Receivables Acquired with Deteriorated Credit Quality | Real estate – construction
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		3,157	2,749
Receivables Acquired with Deteriorated Credit Quality | Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		86,424	91,649
Receivables Acquired with Deteriorated Credit Quality | Real estate – commercial mortgage
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality		212,662	222,610
Receivables Acquired with Deteriorated Credit Quality | Installment loans to individuals
Investment in loans, net of unearned income on impairment methodology
Acquired with deteriorated credit quality	[1]	$ 2,295	$ 2,668
[1]	Includes lease financing receivables.

Loans and the Allowance for L62

Loans and the Allowance for Loan Losses - (Details Textual)	6 Months Ended
	Jun. 30, 2016USD ($)loan_gradeloan	Jun. 30, 2015USD ($)loan	Dec. 31, 2015USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period (in days)	90 days
Consumer and other retail loans charged-off past due period (in days)	120 days
Nonperforming loans charged-off past due period (in days)	90 days
Number of restructured loans | loan	0	1
Restructured loans discontinued past due period (in days)	90 days	90 days
Allowance for loan losses attributable to restructured loans	$ 44,098,000		$ 42,437,000
Remaining availability under commitments to lend additional funds on restructured loans	0		$ 0
Fair value of loans contractual principal cash flows amount	79,942,000
Fair value of loans contractual interest cash flows	35,000
Fair value of loans contractual interest payments	1,727,000
Fair value of loans contractual purchase discount	$ 42,456,000
Watch
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	5
Maximum
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	9
Maximum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	4
Maximum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	9
Minimum
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	1
Minimum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	1
Minimum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Loan grades range (loan grade) | loan_grade	6
Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		$ 21,000
Restructured Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,541,000	8,512,000
Allowance for loan losses attributable to restructured loans	$ 824,000	$ 1,622,000

Other Real Estate Owned - (Deta

Other Real Estate Owned - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	$ 2,618	$ 2,818
Not Covered OREO	26,721	32,584
Total other real estate owned, net	29,339	35,402
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	1,215	529
Not Covered OREO	2,324	4,265
Total other real estate owned, net	3,539	4,794
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	86	346
Not Covered OREO	9,653	11,041
Total other real estate owned, net	9,739	11,387
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	1	1
Not Covered OREO	4,228	4,595
Total other real estate owned, net	4,229	4,596
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Covered OREO	1,316	1,942
Not Covered OREO	10,516	12,683
Total other real estate owned, net	$ 11,832	$ 14,625

Other Real Estate Owned - (De64

Other Real Estate Owned - (Details 1) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Covered OREO
Balance at January 1, 2016	$ 2,818
Transfer of balance to not-covered	(1,341)	[1]
Transfers of loans	1,479
Impairments	(46)	[2]
Dispositions	(208)
Other	(84)
Balance at June 30, 2016	2,618
Not Covered OREO
Balance at January 1, 2016	32,584
Transfer of balance to not-covered	1,341	[1]
Transfers of loans	2,029
Impairments	(1,272)	[2]
Dispositions	(7,980)
Other	19
Balance at June 30, 2016	26,721
Total OREO
Balance at January 1, 2016	35,402
Transfer of balance to non-covered	0	[1]
Transfers of loans	3,508
Impairments	(1,318)	[2]
Dispositions	(8,188)
Other	(65)
Balance at June 30, 2016	$ 29,339
[1]	Represents a transfer of balance on non-single family assets of Citizens Bank of Effingham (assumed in the Heritage acquisition). The claim period to submit losses to the FDIC for reimbursement ended February 29, 2016 for non-single family assets.
[2]	Of the total impairment charges of $46 recorded for covered OREO, $9 was included in the Consolidated Statements of Income for the six months ended June 30, 2016, while the remaining $37 increased the FDIC loss-share indemnification asset.

Other Real Estate Owned - (De65

Other Real Estate Owned - (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Components of other real estate owned in the Consolidated Statements of Income
Repairs and maintenance	$ 409	$ 105	$ 606	$ 298
Property taxes and insurance	148	148	618	384
Impairments	987	953	1,281	1,395
Net losses (gains) on OREO sales	181	(195)	231	(483)
Rental income	(111)	(57)	(165)	(108)
Total	$ 1,614	$ 954	$ 2,571	$ 1,486

Other Real Estate Owned - (De66

Other Real Estate Owned - (Details Textual) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	$ 46	[1]
Consolidated Statements of Income
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	9
FDIC loss-share indemnification asset
Other Real Estate Owned (Textual) [Abstract]
Total impairment charges	$ 37
[1]	Of the total impairment charges of $46 recorded for covered OREO, $9 was included in the Consolidated Statements of Income for the six months ended June 30, 2016, while the remaining $37 increased the FDIC loss-share indemnification asset.

FDIC Loss-Share Indemnificati67

FDIC Loss-Share Indemnification Asset (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
FDIC Loss-Share Indemnification Asset [Abstract]
Eligible losses covered (percent)	80.00%
Eligible recoveries covered (percent)	80.00%
Changes in FDIC Loss Share Indemnification Asset [Roll Forward]
Balance at January 1, 2016	$ 7,149
Acquisition of Heritage (valuation adjustment)	(260)
Realized losses in excess of initial estimates on:
Loans	116
OREO	37
Reimbursable expenses	0
Amortization	(446)
Reimbursements received from the FDIC	(214)
(Due from)/Due to FDIC	(835)
Balance at June 30, 2016	$ 5,547

Mortgage Servicing Rights - (De

Mortgage Servicing Rights - (Details) - USD ($)	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016	Jun. 30, 2015
Changes in mortgage servicing rights
Balance at January 1, 2016		$ 29,642,000
Sale of MSRs		(18,477,000)
Capitalization		7,280,000
Amortization		(1,221,000)
Impairment	$ (40,000)	(40,000)	$ 0
Balance at June 30, 2016	$ 17,184,000	$ 17,184,000

Mortgage Servicing Rights - (69

Mortgage Servicing Rights - (Details 1) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 1,868,014
Weighted-average prepayment speed (CPR) (percent)	12.07%
Estimated impact of a 10% increase	$ (784)
Estimated impact of a 20% increase	$ (1,507)
Discount rate (percent)	9.58%
Estimated impact of a 10% increase	$ (615)
Estimated impact of a 20% increase	$ (1,189)
Weighted-average coupon interest rate (percent)	3.98%
Weighted-average servicing fee (basis points)	0.2557%
Weighted-average remaining maturity (in years)	10 years 2 months 16 days

Mortgage Servicing Rights - (70

Mortgage Servicing Rights - (Details Textual) - USD ($)	3 Months Ended			6 Months Ended
	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Mortgage Servicing Rights (Textual) [Abstract]
Impairment losses on mortgage servicing rights	$ 40,000			$ 40,000	$ 0
Unpaid principle balance of related mortgage loan		$ 1,830,444,000
Sale of MSR, purchase price	$ 0	$ 18,508,000	$ 0

Employee Benefit and Deferred71

Employee Benefit and Deferred Compensation Plans - (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost (return)	$ 0	$ 0	$ 0	$ 0
Interest cost (return)	302	274	608	545
Expected (return) on plan assets	(467)	(510)	(936)	(1,021)
Prior service cost recognized	0	0	0	0
Recognized actuarial loss (gain)	102	83	202	156
Net periodic benefit cost (return)	(63)	(153)	(126)	(320)
Pension Benefits | Heritage Financial Group
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost (return)	0	0	0	0
Interest cost (return)	69	0	138	0
Expected (return) on plan assets	(45)	0	(90)	0
Prior service cost recognized	0	0	0	0
Recognized actuarial loss (gain)	0	0	0	0
Net periodic benefit cost (return)	24	0	48	0
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost (return)	4	4	8	8
Interest cost (return)	15	15	29	30
Expected (return) on plan assets	0	0	0	0
Prior service cost recognized	0	0	0	0
Recognized actuarial loss (gain)	17	26	34	46
Net periodic benefit cost (return)	$ 36	$ 45	$ 71	$ 84

Employee Benefit and Deferred72

Employee Benefit and Deferred Compensation Plans - (Details 1) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Shares
Options outstanding at beginning of period (shares)			621,444
Granted (shares)	0	0	0	0
Exercised (shares)			(118,160)
Forfeited (shares)			(642)
Options outstanding at end of period (shares)	502,642		502,642
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)			$ 17.88
Granted (usd per share)			0
Exercised (usd per share)			20.59
Forfeited (usd per share)			29.67
Options outstanding at end of period (usd per share)	$ 17.23		$ 17.23

Employee Benefit and Deferred73

Employee Benefit and Deferred Compensation Plans - (Details 2)	6 Months Ended
	Jun. 30, 2016$ / sharesshares
Performance Shares
Number of Shares [Roll Forward]
Beginning balance (shares) | shares	0
Awarded (shares) | shares	61,700
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Ending balance (shares) | shares	61,700
Weighted Average Grant Date Fair Value [Roll Forward]
Beginning balance (usd per share) | $ / shares	$ 0
Awarded (usd per share) | $ / shares	31.12
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Ending balance (usd per share) | $ / shares	$ 31.12
Restricted Stock
Number of Shares [Roll Forward]
Beginning balance (shares) | shares	105,438
Awarded (shares) | shares	52,005
Vested (shares) | shares	(9,138)
Cancelled (shares) | shares	(17,200)
Ending balance (shares) | shares	131,105
Weighted Average Grant Date Fair Value [Roll Forward]
Beginning balance (usd per share) | $ / shares	$ 31.04
Awarded (usd per share) | $ / shares	31.74
Vested (usd per share) | $ / shares	30.64
Cancelled (usd per share) | $ / shares	32.44
Ending balance (usd per share) | $ / shares	$ 31.16

Employee Benefit and Deferred74

Employee Benefit and Deferred Compensation Plans - (Details Textual)	3 Months Ended		6 Months Ended
	Jun. 30, 2016USD ($)shares	Jun. 30, 2015USD ($)shares	Jun. 30, 2016USD ($)pointshares	Jun. 30, 2015USD ($)shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Retiring age limit, minimum			55 years
Retiring age limit, maximum			65 years
Eligible employee years of service (in years)			15 years
Number of points for eligibility | point			70
Minimum eligible age for medicare coverage			65 years
Life insurance coverage face value | $			$ 5,000
Life insurance coverage age (until)			70 years
Life insurance coverage at retiree expense after age			70 years
Option expiration period (in years)			10 years
Award vesting period (in years)			3 years
Stock options granted (shares) | shares	0	0	0	0
Treasury shares reissued (shares) | shares			112,378
Total stock-based compensation expense | $	$ 856,000	$ 857,000	$ 1,715,000	$ 1,720,000
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Award requisite service period (in years)			1 year

Segment Reporting (Details)

Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Financial information for the Company's operating segments
Net interest income	$ 77,157	$ 51,614	$ 147,211	$ 100,395
Provision for loan losses	1,430	1,175	3,230	2,250
Noninterest income	35,586	22,879	68,888	44,749
Noninterest expense	77,259	51,082	147,073	98,401
Income before income taxes	34,054	22,236	65,796	44,493
Income taxes	11,154	6,842	21,680	13,859
Net income (loss)	22,900	15,394	44,116	30,634
Total assets	8,529,566	5,899,190	8,529,566	5,899,190	$ 7,926,496
Goodwill	470,534	274,698	470,534	274,698	445,871
Community Banks
Financial information for the Company's operating segments
Goodwill	467,767		467,767		443,104
Insurance
Financial information for the Company's operating segments
Goodwill	2,767		2,767		$ 2,767
Operating Segments | Community Banks
Financial information for the Company's operating segments
Net interest income	77,564	52,205	148,385	101,721
Provision for loan losses	1,425	1,181	3,238	2,259
Noninterest income	29,172	18,325	56,743	35,426
Noninterest expense	72,448	47,044	137,659	90,427
Income before income taxes	32,863	22,305	64,231	44,461
Income taxes	10,952	7,103	21,591	14,359
Net income (loss)	21,911	15,202	42,640	30,102
Total assets	8,429,596	5,818,191	8,429,596	5,818,191
Goodwill	467,767	271,931	467,767	271,931
Operating Segments | Insurance
Financial information for the Company's operating segments
Net interest income	88	78	174	147
Provision for loan losses	0	0	0	0
Noninterest income	2,280	2,183	5,280	4,578
Noninterest expense	1,741	1,727	3,477	3,348
Income before income taxes	627	534	1,977	1,377
Income taxes	243	218	773	538
Net income (loss)	384	316	1,204	839
Total assets	21,484	20,438	21,484	20,438
Goodwill	2,767	2,767	2,767	2,767
Operating Segments | Wealth Management
Financial information for the Company's operating segments
Net interest income	443	412	877	842
Provision for loan losses	5	(6)	(8)	(9)
Noninterest income	3,062	2,348	6,047	4,713
Noninterest expense	2,829	2,144	5,567	4,251
Income before income taxes	671	622	1,365	1,313
Income taxes	0	0	0	0
Net income (loss)	671	622	1,365	1,313
Total assets	51,239	43,719	51,239	43,719
Goodwill	0	0	0	0
Operating Segments | Other
Financial information for the Company's operating segments
Net interest income	(938)	(1,081)	(2,225)	(2,315)
Provision for loan losses	0	0	0	0
Noninterest income	1,072	23	818	32
Noninterest expense	241	167	370	375
Income before income taxes	(107)	(1,225)	(1,777)	(2,658)
Income taxes	(41)	(479)	(684)	(1,038)
Net income (loss)	(66)	(746)	(1,093)	(1,620)
Total assets	27,247	16,842	27,247	16,842
Goodwill	$ 0	$ 0	$ 0	$ 0

Fair Value Measurements - (Deta

Fair Value Measurements - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financial assets:
Securities available for sale	$ 674,447	$ 646,805
Trust preferred securities
Financial assets:
Securities available for sale	18,179	19,469
Other debt securities
Financial assets:
Securities available for sale	18,161	19,333
Other equity securities
Financial assets:
Securities available for sale	0	4,340
Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	2,220	6,200
Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	408,304	364,540
Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	54,898	59,759
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	168,047	168,060
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	4,638	5,104
Level 1
Financial assets:
Securities available for sale	0	0
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Level 2
Financial assets:
Securities available for sale	656,268	627,336
Derivative instruments	10,973	7,498
Financial liabilities:
Derivative instruments	17,118	7,319
Level 3
Financial assets:
Securities available for sale	18,179	19,469
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring
Financial assets:
Securities available for sale	674,447	646,805
Derivative instruments	10,973	7,498
Total financial assets	962,202	879,557
Financial liabilities:
Derivative instruments	17,118	7,319
Total financial liabilities	17,118	7,319
Recurring | Interest rate swaps
Financial liabilities:
Derivative instruments	7,032	4,266
Recurring | Interest rate contracts
Financial assets:
Derivative instruments	5,403	2,544
Financial liabilities:
Derivative instruments	5,403	2,544
Recurring | Interest rate lock commitments
Financial assets:
Derivative instruments	5,570	4,508
Financial liabilities:
Derivative instruments	1
Recurring | Forward commitments
Financial assets:
Derivative instruments	0	446
Financial liabilities:
Derivative instruments	4,682	509
Recurring | Mortgage loans held for sale
Financial assets:
Derivative instruments	276,782	225,254
Recurring | Trust preferred securities
Financial assets:
Securities available for sale	18,179	19,469
Recurring | Other debt securities
Financial assets:
Securities available for sale	18,161	19,333
Recurring | Other equity securities
Financial assets:
Securities available for sale	0	4,340
Recurring | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	2,220	6,200
Recurring | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	408,304	364,540
Recurring | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	54,898	59,759
Recurring | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	168,047	168,060
Recurring | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	4,638	5,104
Recurring | Level 1
Financial assets:
Securities available for sale	0	0
Derivative instruments	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Total financial liabilities	0	0
Recurring | Level 1 | Interest rate swaps
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Interest rate contracts
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Interest rate lock commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0
Recurring | Level 1 | Forward commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Mortgage loans held for sale
Financial assets:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Other debt securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Other equity securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 1 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 2
Financial assets:
Securities available for sale	656,268	627,336
Derivative instruments	10,973	7,498
Total financial assets	944,023	860,088
Financial liabilities:
Derivative instruments	17,118	7,319
Total financial liabilities	17,118	7,319
Recurring | Level 2 | Interest rate swaps
Financial liabilities:
Derivative instruments	7,032	4,266
Recurring | Level 2 | Interest rate contracts
Financial assets:
Derivative instruments	5,403	2,544
Financial liabilities:
Derivative instruments	5,403	2,544
Recurring | Level 2 | Interest rate lock commitments
Financial assets:
Derivative instruments	5,570	4,508
Financial liabilities:
Derivative instruments	1
Recurring | Level 2 | Forward commitments
Financial assets:
Derivative instruments	0	446
Financial liabilities:
Derivative instruments	4,682	509
Recurring | Level 2 | Mortgage loans held for sale
Financial assets:
Derivative instruments	276,782	225,254
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 2 | Other debt securities
Financial assets:
Securities available for sale	18,161	19,333
Recurring | Level 2 | Other equity securities
Financial assets:
Securities available for sale	0	4,340
Recurring | Level 2 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	2,220	6,200
Recurring | Level 2 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	408,304	364,540
Recurring | Level 2 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	54,898	59,759
Recurring | Level 2 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	168,047	168,060
Recurring | Level 2 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	4,638	5,104
Recurring | Level 3
Financial assets:
Securities available for sale	18,179	19,469
Derivative instruments	0	0
Total financial assets	18,179	19,469
Financial liabilities:
Derivative instruments	0	0
Total financial liabilities	0	0
Recurring | Level 3 | Interest rate swaps
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Interest rate contracts
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Interest rate lock commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0
Recurring | Level 3 | Forward commitments
Financial assets:
Derivative instruments	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Mortgage loans held for sale
Financial assets:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale	18,179	19,469
Recurring | Level 3 | Other debt securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Other equity securities
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Obligations of other U.S. Government agencies and corporations
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency mortgage backed securities | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency mortgage backed securities | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Financial assets:
Securities available for sale	0	0
Recurring | Level 3 | Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Financial assets:
Securities available for sale	$ 0	$ 0

Fair Value Measurements - (De77

Fair Value Measurements - (Details 1) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 18,947	$ 20,126	$ 19,469	$ 19,756
Accretion included in net income	8	(86)	16	(78)
Unrealized gains (losses) included in other comprehensive income	(711)	308	(1,195)	1,022
Purchases	0	0	0	0
Sales	0	(1,117)	0	(1,117)
Issues	0	0	0	0
Settlements	(65)	(104)	(111)	(456)
Transfers into Level 3	0	0	0	0
Transfers out of Level 3	0	0	0	0
Ending balance	$ 18,179	$ 19,127	$ 18,179	$ 19,127

Fair Value Measurements - (De78

Fair Value Measurements - (Details 2) - Trust preferred securities $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Fair Value	$ 18,179
Valuation Technique	Discounted cash flows
Significant Unobservable Inputs	Default rate
Minimum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	0.00%
Maximum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	100.00%

Fair Value Measurements - (De79

Fair Value Measurements - (Details 3) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	$ 6,614	$ 6,508
OREO	4,976	12,839
Mortgage servicing rights	17,206
Total	28,796	19,347
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0
Total	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0
Total	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	6,614	6,508
OREO	4,976	12,839
Mortgage servicing rights	17,206
Total	$ 28,796	$ 19,347

Fair Value Measurements - (De80

Fair Value Measurements - (Details 4) - Level 3 - Fair Value, Measurements, Nonrecurring - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
OREO covered under loss-share agreements:
Carrying amount prior to remeasurement	$ 111	$ 0
Impairment recognized in results of operations	(9)	0
Increase in FDIC loss-share indemnification asset	(37)	0
Receivable from other guarantor	0	0
Fair value	65	0
OREO not covered under loss-share agreements:
Carrying amount prior to remeasurement	6,115	14,726
Impairment recognized in results of operations	(1,204)	(1,887)
Fair value	$ 4,911	$ 12,839

Fair Value Measurements - (De81

Fair Value Measurements - (Details 5) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 6,614	$ 6,508
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	6,614	$ 6,508
Level 3 | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 6,614
Valuation Technique	Appraised value of collateral less estimated costs to sell
Significant Unobservable Inputs	Estimated costs to sell
Level 3 | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 4,976
Valuation Technique	Appraised value of property less estimated costs to sell
Significant Unobservable Inputs	Estimated costs to sell
Level 3 | Minimum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs	4.00%
Level 3 | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs	4.00%
Level 3 | Maximum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs	10.00%
Level 3 | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Range of Inputs	10.00%

Fair Value Measurements - (De82

Fair Value Measurements - (Details 6) $ in Thousands	Jun. 30, 2016USD ($)
Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 276,782
Past due loans of 90 days or more	0
Nonaccrual loans	0
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	263,858
Past due loans of 90 days or more	0
Nonaccrual loans	0
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	12,924
Past due loans of 90 days or more	0
Nonaccrual loans	$ 0

Fair Value Measurements - (De83

Fair Value Measurements - (Details 7) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Financial assets
Securities held to maturity	$ 389,145	$ 458,400
Securities available for sale	674,447	646,805
Mortgage loans held for sale	276,782	225,254
Loans covered under loss-share agreements	42,171	93,142
FDIC loss-share indemnification asset	5,547	7,149
Mortgage servicing rights	17,184	29,642
Mortgage servicing rights	17,206
Other Real Estate Owned Measured at Fair Value on Non Recurring Basis	4,976	12,839
Level 1
Financial assets
Cash and cash equivalents	210,808	211,571
Securities held to maturity	0	0
Securities available for sale	0	0
Mortgage loans held for sale	0	0
Loans covered under loss-share agreements	0	0
Loans not covered under loss-share agreements, net	0	0
FDIC loss-share indemnification asset	0	0
Mortgage servicing rights	0	0
Mortgage servicing rights	0
Other Real Estate Owned Measured at Fair Value on Non Recurring Basis	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	5,093,407	4,723,312
Short-term borrowings	444,989	422,279
Other long-term borrowings	170	192
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Derivative instruments	0	0
Level 2
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	409,768	473,753
Securities available for sale	656,268	627,336
Mortgage loans held for sale	276,782	225,254
Loans covered under loss-share agreements	0	0
Loans not covered under loss-share agreements, net	0	0
FDIC loss-share indemnification asset	0	0
Mortgage servicing rights	0	0
Mortgage servicing rights	0
Other Real Estate Owned Measured at Fair Value on Non Recurring Basis	0	0
Derivative instruments	10,973	7,498
Financial liabilities
Deposits	1,610,539	1,502,202
Short-term borrowings	0	0
Other long-term borrowings	0	0
Federal Home Loan Bank advances	51,024	56,101
Junior subordinated debentures	73,301	78,095
Derivative instruments	17,118	7,319
Level 3
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	0	0
Securities available for sale	18,179	19,469
Mortgage loans held for sale	0	0
Loans covered under loss-share agreements	40,637	92,528
Loans not covered under loss-share agreements, net	5,883,645	5,208,630
FDIC loss-share indemnification asset	5,547	7,149
Mortgage servicing rights		33,283
Mortgage servicing rights	17,206
Other Real Estate Owned Measured at Fair Value on Non Recurring Basis	4,976	12,839
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Other long-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Derivative instruments	0	0
Carrying Value
Financial assets
Cash and cash equivalents	210,808	211,571
Securities held to maturity	389,145	458,400
Securities available for sale	674,447	646,805
Mortgage loans held for sale	276,782	225,254
Loans covered under loss-share agreements	42,171	93,142
Loans not covered under loss-share agreements, net	5,879,160	5,277,883
FDIC loss-share indemnification asset	5,547	7,149
Mortgage servicing rights	17,184	29,642
Derivative instruments	10,973	7,498
Financial liabilities
Deposits	6,702,487	6,218,602
Short-term borrowings	444,989	422,279
Other long-term borrowings	170	192
Federal Home Loan Bank advances	48,122	52,930
Junior subordinated debentures	95,369	95,095
Derivative instruments	17,118	7,319
Fair Value
Financial assets
Cash and cash equivalents	210,808	211,571
Securities held to maturity	409,768	473,753
Securities available for sale	674,447	646,805
Mortgage loans held for sale	276,782	225,254
Loans covered under loss-share agreements	40,637	92,528
Loans not covered under loss-share agreements, net	5,883,645	5,208,630
FDIC loss-share indemnification asset	5,547	7,149
Mortgage servicing rights	17,206	33,283
Derivative instruments	10,973	7,498
Financial liabilities
Deposits	6,703,946	6,225,514
Short-term borrowings	444,989	422,279
Other long-term borrowings	170	192
Federal Home Loan Bank advances	51,024	56,101
Junior subordinated debentures	73,301	78,095
Derivative instruments	$ 17,118	$ 7,319

Fair Value Measurements - (De84

Fair Value Measurements - (Details Textual) - USD ($)	3 Months Ended	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Fair Value Measurements (Textual) [Abstract]
Impaired loans not covered under loss-share agreements	$ 7,409,000	$ 7,409,000		$ 7,191,000
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	44,098,000	44,098,000		42,437,000
Impairment losses on mortgage servicing rights	40,000	40,000	$ 0
Changes in fair value, gain (loss)		6,172,000	$ (178,000)
Impaired Loans, Not Covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 795,000	$ 795,000		$ 683,000

Derivative Instruments - (Detai

Derivative Instruments - (Details Textual)	1 Months Ended	2 Months Ended
	Jun. 30, 2014USD ($)derivative_instrument	Apr. 30, 2012USD ($)derivative_instrument	Jun. 30, 2016USD ($)	Dec. 31, 2015USD ($)	Sep. 01, 2013USD ($)
Interest rate contracts with corporate customers
Derivative Instruments (Textual) [Abstract]
Notional amount			$ 80,314,000
Offsetting interest rate contracts with other financial institutions
Derivative Instruments (Textual) [Abstract]
Notional amount			80,314,000
Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Number of instruments held | derivative_instrument	2
Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Notional amount		$ 32,000,000
Number of instruments held | derivative_instrument		2
Variable interest rate of derivatives, description		the three-month LIBOR plus a pre-determined spread
Commitments to fund fixed-rate residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Notional amount			186,897,000	$ 251,676,000
Commitments to sell residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Notional amount			$ 492,500,000	$ 293,500,000
First M&F | Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Notional amount					$ 30,000,000
Floating Rate Liability at the Bank Level, Derivative One | Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Notional amount	$ 15,000,000
Term of contract (in years)	4 years
Floating Rate Liability at the Bank Level, Derivative Two | Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Notional amount	$ 15,000,000
Term of contract (in years)	5 years

Derivative Instruments - (Det86

Derivative Instruments - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Designated as hedging instruments:
Derivative financial instruments
Derivative liabilities	$ 7,032	$ 4,266
Not designated as hedging instruments:
Derivative financial instruments
Derivative assets	10,973	7,498
Derivative liabilities	10,086	3,053
Other Assets | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative assets	5,403	2,544
Other Assets | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative assets	5,570	4,508
Other Assets | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative assets	0	446
Other Liabilities | Designated as hedging instruments: | Interest rate swaps
Derivative financial instruments
Derivative liabilities	7,032	4,266
Other Liabilities | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative liabilities	5,403	2,544
Other Liabilities | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative liabilities	1	0
Other Liabilities | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative liabilities	$ 4,682	$ 509

Derivative Instruments - (Det87

Derivative Instruments - (Details 1) - Not designated as hedging instruments: - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ (904)	$ 1,582	$ (2,431)	$ 4,269
Included in interest income on loans | Interest rate contracts
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	593	544	1,126	1,101
Included in gains on sales of mortgage loans held for sale | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	(566)	(1,248)	1,062	1,457
Included in gains on sales of mortgage loans held for sale | Forward commitments
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ (931)	$ 2,286	$ (4,619)	$ 1,711

Derivative Instruments - (Det88

Derivative Instruments - (Details 2) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Offsetting Derivative Assets
Gross amounts recognized	$ 0	$ 446
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	0	446
Financial instruments	0	282
Financial collateral pledged	0	0
Net amounts	0	164
Offsetting Derivative Liabilities
Gross amounts recognized	16,190	6,454
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	16,190	6,454
Financial instruments	0	282
Financial collateral pledged	11,761	6,020
Net amounts	$ 4,429	$ 152

Other Comprehensive Income - (D

Other Comprehensive Income - (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Securities available for sale:
Unrealized holding gains on securities, pre-tax	$ 1,326	$ (6,212)	$ 6,315	$ (1,963)
Reclassification adjustment for gains realized in net income, pre-tax	(1,257)	(96)	(1,186)	(96)
Amortization of unrealized holding gains on securities transferred to the held to maturity category, pre-tax	(28)	(46)	(61)	(97)
Total securities available for sale, pre-tax	41	(6,354)	5,068	(2,156)
Unrealized holding gains (losses) on securities, tax expense (benefit)	514	(2,376)	2,440	(751)
Reclassification adjustment for gains realized in net income, tax expense (benefit)	(485)	(36)	(458)	(36)
Amortization of unrealized holding gains on securities transferred to the held to maturity category, tax expense (benefit)	(10)	(18)	(23)	(37)
Total securities available for sale, tax expense (benefit)	19	(2,430)	1,959	(824)
Net change in unrealized holding gains on securities	812	(3,836)	3,875	(1,212)
Reclassification adjustment for gains realized in net income	(772)	(60)	(728)	(60)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(18)	(28)	(38)	(60)
Total securities	22	(3,924)	3,109	(1,332)
Derivative instruments:
Unrealized holding gains (losses) on derivative instruments, pre-tax	(704)	1,399	(2,766)	315
Total derivative instruments, pre-tax	(704)	1,399	(2,766)	315
Unrealized holding gains on derivatives, tax expense (benefit)	(276)	536	(1,072)	121
Total derivative instruments, tax expense (benefit)	(276)	536	(1,072)	121
Unrealized holding gains (losses) on derivative instruments	(428)	863	(1,694)	194
Totals derivative instruments	(428)	863	(1,694)	194
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost, pre-tax	119	109	236	202
Total defined benefit pension and post-retirement benefit plans, pre-tax	119	109	236	202
Amortization of net actuarial loss recognized in net periodic pension cost, tax expense (benefit)	39	41	84	77
Total defined benefit pension and post-retirement benefit plans, tax expense (benefit)	39	41	84	77
Amortization of net actuarial loss recognized in net periodic pension cost	80	68	152	125
Total defined benefit pension and post-retirement benefit plans	80	68	152	125
Total other comprehensive income (loss), pre-tax	(544)	(4,846)	2,538	(1,639)
Total other comprehensive income (loss), tax expense (benefit)	(218)	(1,853)	971	(626)
Other comprehensive (loss) income, net of tax	$ (326)	$ (2,993)	$ 1,567	$ (1,013)

Other Comprehensive Income - 90

Other Comprehensive Income - (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 19,593	$ 16,500
Non-credit related portion of other-than-temporary impairment on securities	(16,719)	(16,735)
Unrealized losses on derivative instruments	(3,576)	(1,882)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(7,266)	(7,418)
Total accumulated other comprehensive loss	$ (7,968)	$ (9,535)

Net Income Per Common Share - (

Net Income Per Common Share - (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Basic
Net income applicable to common stock	$ 22,900	$ 15,394	$ 44,116	$ 30,634
Average common shares outstanding (shares)	42,066,168	31,626,059	41,200,133	31,601,304
Net income per common share - basic (usd per share)	$ 0.54	$ 0.49	$ 1.07	$ 0.97
Diluted
Net income applicable to common stock	$ 22,900	$ 15,394	$ 44,116	$ 30,634
Average common shares outstanding (shares)	42,066,168	31,626,059	41,200,133	31,601,304
Effect of dilutive stock-based compensation (shares)	237,458	239,113	235,830	232,953
Average common shares outstanding - diluted (shares)	42,303,626	31,865,172	41,435,963	31,834,257
Net income per common share - diluted (usd per share)	$ 0.54	$ 0.48	$ 1.06	$ 0.96

Net Income Per Common Share -92

Net Income Per Common Share - (Details 1) - Employee Stock Option - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (shares)	19,000	108,138	19,000	111,672
Range of exercise prices, minimum (usd per share)	$ 32.60	$ 30.63	$ 32.60	$ 29.57
Range of exercise prices, maximum (usd per share)	$ 32.60	$ 30.63	$ 32.60	$ 30.63

Mergers and Acquisitions - (Det

Mergers and Acquisitions - (Details Textual) $ in Thousands		Apr. 01, 2016USD ($)branchshares	Jul. 01, 2015USD ($)agreementbranchshares	Sep. 01, 2013USD ($)branchshares	Jun. 30, 2016USD ($)	Dec. 31, 2015USD ($)	Jun. 30, 2015USD ($)	Aug. 31, 2011USD ($)trust	Feb. 04, 2011USD ($)branch	Jul. 23, 2010USD ($)branch
Business Acquisition [Line Items]
Goodwill resulting from merger					$ 470,534	$ 445,871	$ 274,698
Eligible losses covered (percent)					80.00%
Eligible recoveries covered (percent)					80.00%
KeyWorth Bank
Business Acquisition [Line Items]
Transaction value		$ 58,885
Payment to stock option holders		$ 3,594
Voting interest acquired (percent)		100.00%
Assets acquired		$ 415,232
Loans assumed		$ 272,330
Number of offices in operation | branch		6
Intangible assets, including goodwill		$ 22,643
Goodwill resulting from merger	[1]	20,633
Core deposit intangible	[1]	$ 2,010
Weighted average useful life (in years)		10 years
KeyWorth Bank | Core Deposits
Business Acquisition [Line Items]
Deposits		$ 348,961
KeyWorth Bank | Common Stock
Business Acquisition [Line Items]
Shares issued to common shareholders (shares) | shares		1,680,021
Heritage Financial Group
Business Acquisition [Line Items]
Transaction value			$ 295,444
Payment to stock option holders			$ 5,915
Voting interest acquired (percent)			100.00%
Assets acquired			$ 120,232
Loans assumed			$ 314,656
Number of banking, mortgage, and investment offices | branch			48
Intangible assets, including goodwill			$ 187,468
Goodwill resulting from merger	[1]		175,212
Core deposit intangible	[1]		$ 12,256
Number of loss sharing agreements acquired | agreement			2
Heritage Financial Group | Core Deposits
Business Acquisition [Line Items]
Weighted average useful life (in years)			10 years
Heritage Financial Group | Common Stock
Business Acquisition [Line Items]
Shares issued to common shareholders (shares) | shares			8,635,879
First M&F Merger
Business Acquisition [Line Items]
Transaction value				$ 156,845
Voting interest acquired (percent)				100.00%
Intangible assets, including goodwill				$ 115,159
Goodwill resulting from merger				$ 90,127
Number of branches in operation | branch				43
First M&F Merger | Junior Subordinated Debt
Business Acquisition [Line Items]
Loans assumed				$ 30,928
Variable interest rate of derivatives, description				90-day LIBOR
Fair value adjustment				$ 12,371
First M&F Merger | Junior Subordinated Debt | LIBOR
Business Acquisition [Line Items]
Basis spread on variable rate (percent)				1.33%
First M&F Merger | Core Deposits
Business Acquisition [Line Items]
Core deposit intangible				$ 25,032
Weighted average useful life (in years)				10 years
First M&F Merger | Common Stock
Business Acquisition [Line Items]
Shares issued to common shareholders (shares) | shares				6,175,576
Royal Bank Client
Business Acquisition [Line Items]
Assets under management								$ 680,000
Trust transferred under acquisition (trust) | trust								200
American Trust Bank
Business Acquisition [Line Items]
Value of loans covered in loss-share agreements with the FDIC									$ 73,657
Eligible losses covered (percent)									80.00%
Eligible recoveries covered (percent)									80.00%
Number of branches in the northwest region of Georgia (branches) | branch									3
Crescent Bank & Trust Company
Business Acquisition [Line Items]
Value of loans covered in loss-share agreements with the FDIC										$ 361,472
Eligible losses covered (percent)										80.00%
Number of branches in the northwest region of Georgia (branches) | branch										11
Other real estate owned										$ 50,168
[1]	The goodwill resulting from the merger has been assigned to the Community Banks operating segment.

Mergers and Acquisitions - (D94

Mergers and Acquisitions - (Details 2) - USD ($) $ / shares in Units, $ in Thousands		Jul. 01, 2015	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Business Acquisition [Line Items]
Value of stock paid					$ 55,290	$ 0
Deal charges			$ 2,807	$ 1,467	3,755	1,946
Goodwill resulting from merger			$ 470,534	$ 274,698	$ 470,534	$ 274,698	$ 445,871
Heritage Financial Group
Business Acquisition [Line Items]
Purchase price per share (usd per share)		$ 32.60
Value of stock paid		$ 281,530
Cash paid for fractional shares		26
Cash settlement for stock options, net of tax benefit		5,915
Compensation expense incurred from the termination of Heritage's ESOP		0
Deal charges		7,973
Total Purchase Price		295,444
Stockholders’ equity at acquisition date		160,652
Total Net Assets Acquired		120,232
Goodwill resulting from merger	[1]	175,212
Heritage Financial Group | Deposits
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(3,776)
Heritage Financial Group | Other liabilities
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(7,873)
Heritage Financial Group | Deferred income taxes
Business Acquisition [Line Items]
Fair value adjustment of liabilities		(8,077)
Securities | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(1,401)
Mortgage loans held for sale | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(3,158)
Loans, net of Heritage's allowance for loan losses | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(16,837)
Fixed assets | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(6,419)
Intangible assets, net of Heritage's existing core deposit intangible | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		18,193
Other real estate owned | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		1,390
FDIC loss-share indemnification asset | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		(15,507)
Other assets | Heritage Financial Group
Business Acquisition [Line Items]
Fair value adjustment of assets		$ 3,045
[1]	The goodwill resulting from the merger has been assigned to the Community Banks operating segment.

Mergers and Acquisitions - (De

Mergers and Acquisitions - (Details 3) - Heritage Financial Group $ in Thousands	Jul. 01, 2015USD ($)
Business Acquisition [Line Items]
Cash and cash equivalents	$ 38,626
Securities	177,849
Premises and equipment	42,914
Other real estate owned	9,972
Intangible assets	187,468
Other assets	104,737
Total assets	2,019,977
Deposits	1,375,354
Borrowings	314,656
Other liabilities	34,523
Total liabilities	1,724,533
Loans, including mortgage loans held for sale, net of unearned income
Business Acquisition [Line Items]
Loans, including mortgage loans held for sale, net of unearned income	$ 1,458,411

Mergers and Acquisitions - (D96

Mergers and Acquisitions - (Details 4) - Heritage Financial Group - USD ($) $ / shares in Units, $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Business Acquisition [Line Items]
Interest income	$ 160,267	$ 149,138
Interest expense	13,056	10,874
Net interest income	147,211	138,264
Provision for loan and lease losses	3,230	2,550
Noninterest income	68,888	71,771
Noninterest expense	147,073	162,862
Income before income taxes	65,796	44,623
Income taxes	21,680	13,883
Net income	$ 44,116	$ 30,740
Earnings per share:
Basic (usd per share)	$ 1.07	$ 0.85
Diluted (usd per share)	$ 1.06	$ 0.85

Regulatory Matters - (Details)

Regulatory Matters - (Details)	Jun. 30, 2016
Banking and Thrift [Abstract]
Tier one leverage capital required to be well capitalized to average assets (percent)	5.00%
Tier one leverage capital required for capital adequacy to average assets (percent)	4.00%
Tier one leverage capital required to be undercapitalized to average assets (less than) (percent)	4.00%
Tier one leverage capital required to be significantly undercapitalized to average assets (less than) (percent)	3.00%
Common equity tier one leverage capital required to be well capitalized to average assets (percent)	6.50%
Common equity tier one leverage capital required for capital adequacy to average assets (percent)	4.50%
Common equity tier one leverage capital required to be undercapitalized to average assets (less than) (percent)	4.50%
Common equity tier one leverage capital required to be significantly undercapitalized to average assets (less than) (percent)	3.00%
Tier one risk based capital required to be well capitalized to risk weighted assets (percent)	8.00%
Tier one risk based capital required for capital adequacy to risk weighted assets (percent)	6.00%
Tier one risk based capital required to be undercapitalized to risk weighted assets (less than) (percent)	6.00%
Tier one risk based capital required to be significantly undercapitalized to risk weighted assets (less than) (percent)	4.00%
Capital required to be well capitalized to risk weighted assets (percent)	10.00%
Capital required for capital adequacy to risk weighted assets (percent)	8.00%
Capital required to be undercapitalized to risk weighted assets (less than) (percent)	8.00%
Capital required to be significantly undercapitalized to risk weighted assets (less than) (percent)	6.00%
Tangible capital required to be critically undercapitalized to total assets (less than) (percent)	2.00%

Regulatory Matters - (Details 1

Regulatory Matters - (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 739,605	$ 550,106
Tier 1 capital to average assets (leverage) - ratio (percent)	9.18%	9.89%
Common equity tier 1 capital to risk-weighted assets - amount	$ 648,272	$ 459,108
Common equity tier 1 capital to risk-weighted assets - ratio (percent)	10.13%	10.45%
Tier 1 capital to risk-weighted assets - amount	$ 739,605	$ 550,106
Tier 1 capital to risk-weighted assets - ratio (percent)	11.56%	12.52%
Total capital to risk-weighted assets - amount	$ 788,027	$ 595,089
Total capital to risk-weighted assets - ratio (percent)	12.31%	13.55%
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 712,637	$ 534,552
Tier 1 capital to average assets (leverage) - ratio (percent)	8.87%	9.63%
Common equity tier 1 capital to risk-weighted assets - amount	$ 712,637	$ 534,552
Common equity tier 1 capital to risk-weighted assets - ratio (percent)	11.17%	12.20%
Tier 1 capital to risk-weighted assets - amount	$ 712,637	$ 534,552
Tier 1 capital to risk-weighted assets - ratio (percent)	11.17%	12.20%
Total capital to risk-weighted assets - amount	$ 761,059	$ 578,960
Total capital to risk-weighted assets - ratio (percent)	11.93%	13.21%

Investments in Qualified Affo99

Investments in Qualified Affordable Housing Projects (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015	Dec. 31, 2015
Equity Method Investments and Joint Ventures [Abstract]
Carrying value of qualified affordable housing project investments	$ 7,017		$ 7,017		$ 7,666
Tax credit amortization	324	$ 324	648	$ 648
Tax credits and other benefits	(471)	(313)	(942)	(784)
Total	$ (147)	$ 11	$ (294)	$ (136)

Income Taxes - (Details)

Income Taxes - (Details) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015	Jun. 30, 2015
Deferred tax assets
Allowance for loan losses	$ 20,541	$ 17,430	$ 17,244
Loans	31,477	26,239	14,132
Deferred compensation	11,628	17,060	8,146
Securities	2,346	2,572	1,360
Net unrealized losses on securities - OCI	5,093	6,065	5,404
Impairment of assets	3,129	3,271	3,765
Federal and State net operating loss carryforwards	3,808	3,681	1,423
Other	8,027	4,927	2,039
Gross deferred tax assets	86,049	81,245	53,513
Valuation allowance on state net operating loss carryforwards	0	0	0
Total deferred tax assets	86,049	81,245	53,513
Deferred tax liabilities
FDIC loss-share indemnification asset	1,579	1,927	2,867
Investment in partnerships	2,163	2,507	2,608
Core deposit intangible	3,015	3,386	1,661
Fixed assets	1,668	673	3,116
Mortgage servicing rights	3,976	4,032	0
Subordinated debt	4,181	4,287	4,402
Other	4,714	2,364	566
Total deferred tax liabilities	21,296	19,176	15,220
Net deferred tax assets	$ 64,753	$ 62,069	$ 38,293

Income Taxes - (Details Textual

Income Taxes - (Details Textual) - USD ($)	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015	Jul. 01, 2015	Jun. 30, 2015
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards, valuation allowance	$ 0		$ 0		$ 0
Heritage Financial Group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards, valuation allowance	0	$ 0	$ 0
Federal | Heritage Financial Group
Operating Loss Carryforwards [Line Items]
Net operating loss carryfowards	9,011,000			$ 18,321,000
State | Heritage Financial Group
Operating Loss Carryforwards [Line Items]
Net operating loss carryfowards	$ 15,583,000			$ 17,168,000

Goodwill and Other Intangibl102

Goodwill and Other Intangible Assets - (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2016USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2016	$ 445,871
Addition to goodwill from KeyWorth acquisition	20,634
Adjustment to previously recorded goodwill	4,029
Balance at June 30, 2016	470,534
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2016	443,104
Addition to goodwill from KeyWorth acquisition	20,634
Adjustment to previously recorded goodwill	4,029
Balance at June 30, 2016	467,767
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2016	2,767
Addition to goodwill from KeyWorth acquisition	0
Adjustment to previously recorded goodwill	0
Balance at June 30, 2016	$ 2,767

Goodwill and Other Intangibl103

Goodwill and Other Intangible Assets - (Details 1) - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 49,962	$ 47,952
Accumulated Amortization	(22,579)	(19,141)
Net Carrying Amount	27,383	28,811
Core Deposit Intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	47,992	45,982
Accumulated Amortization	(21,944)	(18,572)
Net Carrying Amount	26,048	27,410
Customer Relationship Intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	1,970	1,970
Accumulated Amortization	(635)	(569)
Net Carrying Amount	$ 1,335	$ 1,401

Goodwill and Other Intangibl104

Goodwill and Other Intangible Assets - (Details 2) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Jun. 30, 2016	Jun. 30, 2015
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,742	$ 1,239	$ 3,439	$ 2,513
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,709	1,206	3,373	2,447
Customer Relationship Intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 33	$ 33	$ 66	$ 66

Goodwill and Other Intangibl105

Goodwill and Other Intangible Assets - (Details 3) $ in Thousands	Jun. 30, 2016USD ($)
Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]
2,016	$ 6,747
2,017	5,853
2,018	5,012
2,019	4,232
2,020	3,344
Core Deposit Intangibles
Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]
2,016	6,616
2,017	5,722
2,018	4,881
2,019	4,101
2,020	3,213
Customer Relationship Intangible
Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]
2,016	131
2,017	131
2,018	131
2,019	131
2,020	$ 131