Renasant (RNST) 10-Q 7 May 20 2020 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2020	Apr. 30, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2020
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		56,157,581
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 234,583	$ 191,065
Interest-bearing balances with banks	403,189	223,865
Cash and cash equivalents	637,772	414,930
Securities available for sale, at fair value	1,359,129	1,290,613
Loans held for sale, at fair value	448,797	318,272
Loans, net of unearned income:
Total loans, net of unearned income	9,769,377	9,689,638
Allowance for credit losses	(120,185)	(52,162)
Loans, net	9,649,192	9,637,476
Premises and equipment, net	306,720	309,697
Other real estate owned:
Total other real estate owned, net	8,671	8,010
Goodwill	939,683	939,683
Other intangible assets, net	35,365	37,260
Bank-owned life insurance	227,271	225,942
Mortgage servicing rights	46,365	53,208
Other assets	241,585	165,527
Total assets	13,900,550	13,400,618
Deposits
Noninterest-bearing	2,642,059	2,551,770
Interest-bearing	7,770,367	7,661,398
Total deposits	10,412,426	10,213,168
Short-term borrowings	803,037	489,091
Long-term debt	376,594	376,507
Other liabilities	237,981	196,163
Total liabilities	11,830,038	11,274,929
Shareholders’ equity
Preferred stock, $.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,141,018 and 56,855,002 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,155,707 and 2,441,723 shares, respectively	(103,620)	(83,189)
Additional paid-in capital	1,291,439	1,294,276
Retained earnings	571,709	617,355
Accumulated other comprehensive income, net of taxes	14,501	764
Total shareholders’ equity	2,070,512	2,125,689
Total liabilities and shareholders’ equity	13,900,550	13,400,618
Non purchased loans and leases
Loans, net of unearned income:
Total loans, net of unearned income	7,802,404	7,587,974
Other real estate owned:
Total other real estate owned, net	3,241	2,762
Purchased loans
Loans, net of unearned income:
Total loans, net of unearned income	1,966,973	2,101,664
Other real estate owned:
Total other real estate owned, net	$ 5,430	$ 5,248

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Mar. 31, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	56,141,018	56,855,002
Treasury stock (in shares)	3,155,707	2,441,723

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Loans	$ 120,606	$ 126,302
Securities
Taxable	7,302	7,925
Tax-exempt	1,454	1,409
Other	811	1,458
Total interest income	130,173	137,094
Interest expense
Deposits	18,494	19,772
Borrowings	5,077	4,175
Total interest expense	23,571	23,947
Net interest income	106,602	113,147
Provision for credit losses on loans	26,350	1,500
Net interest income after provision for credit losses on loans	80,252	111,647
Noninterest income
Service charges on deposit accounts	9,070	9,102
Fees and commissions	3,054	6,471
Insurance commissions	1,991	2,116
Wealth management revenue	4,002	3,324
Mortgage banking income	15,535	10,401
Net gain on sales of securities	0	13
BOLI income	1,163	1,407
Other	2,755	3,051
Total noninterest income	37,570	35,885
Noninterest expense
Salaries and employee benefits	73,189	57,350
Data processing	5,006	4,906
Net occupancy and equipment	14,120	11,835
Other real estate owned	418	1,004
Professional fees	2,641	2,454
Advertising and public relations	3,400	2,866
Intangible amortization	1,895	2,110
Communications	2,198	1,895
Other	12,174	4,412
Total noninterest expense	115,041	88,832
Income (loss) before income taxes	2,781	58,700
Income taxes	773	13,590
Net income (loss)	$ 2,008	$ 45,110
Basic earnings per share (usd per share)	$ 0.04	$ 0.77
Diluted earnings per share (usd per share)	0.04	0.77
Cash dividends per common share (usd per share)	$ 0.22	$ 0.21

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 2,008	$ 45,110
Securities available for sale:
Unrealized holding gains on securities	16,694	11,317
Reclassification adjustment for losses realized in net income	0	(10)
Total securities	16,694	11,307
Derivative instruments:
Unrealized holding losses on derivative instruments	(3,003)	(915)
Total derivative instruments	(3,003)	(915)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	46	54
Total defined benefit pension and post-retirement benefit plans	(46)	(54)
Other comprehensive income, net of tax	13,737	10,446
Comprehensive income	$ 15,745	$ 55,556

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income
Beginning balance (in shares) at Dec. 31, 2018		58,546,480
Beginning balance at Dec. 31, 2018	$ 2,043,913	$ 296,483	$ (24,245)	$ 1,288,911	$ 500,660	$ (17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	45,110				45,110
Other comprehensive income (loss)	10,446					10,446
Comprehensive income	55,556
Cash dividends	(12,442)				(12,442)
Issuance of common stock for stock-based compensation awards (in shares)		87,150
Issuance of common stock for stock-based compensation awards	(787)		2,655	(3,442)
Stock-based compensation expense	2,637			2,637
Ending balance (in shares) at Mar. 31, 2019		58,633,630
Ending balance at Mar. 31, 2019	2,088,877	$ 296,483	(21,590)	1,288,106	533,328	(7,450)
Beginning balance (in shares) at Dec. 31, 2019		56,855,002
Beginning balance at Dec. 31, 2019	2,125,689	$ 296,483	(83,189)	1,294,276	617,355	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,008				2,008
Other comprehensive income (loss)	13,737					13,737
Comprehensive income	15,745
Cash dividends	(12,555)				(12,555)
Repurchase of shares in connection with stock repurchase program (in shares)		(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)		(24,569)
Issuance of common stock for stock-based compensation awards (in shares)		104,902
Issuance of common stock for stock-based compensation awards	(1,449)		4,138	(5,587)
Stock-based compensation expense	2,750			2,750
Ending balance (in shares) at Mar. 31, 2020		56,141,018
Ending balance at Mar. 31, 2020	$ 2,070,512	$ 296,483	$ (103,620)	$ 1,291,439	$ 571,709	$ 14,501

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.21

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Operating activities
Net income	$ 2,008,000	$ 45,110,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses on loans	26,350,000	1,500,000
Depreciation, amortization and accretion	4,937,000	409,000
Deferred income tax (benefit) expense	(2,791,000)	5,949,000
Funding of mortgage loans held for sale	(715,760,000)	(384,103,000)
Proceeds from sales of mortgage loans held for sale	607,017,000	416,032,000
Gains on sales of mortgage loans held for sale	(21,782,000)	(7,888,000)
Valuation adjustment to mortgage servicing rights	9,571,000	0	$ 1,836,000
Gains on sales of securities	0	(13,000)
Gains on sales of premises and equipment	0	(89,000)
Stock-based compensation expense	2,750,000	2,637,000
Net change in other loans held for sale	0	70,375,000
(Decrease) increase in other assets	(70,631,000)	5,982,000
Increase (decrease) in other liabilities	35,331,000	(15,794,000)
Net cash (used in) provided by operating activities	(123,000,000)	140,107,000
Investing activities
Purchases of securities available for sale	(123,670,000)	(49,577,000)
Proceeds from sales of securities available for sale	0	10,611,000
Proceeds from call/maturities of securities available for sale	76,269,000	48,509,000
Net increase in loans	(69,337,000)	(808,000)
Purchases of premises and equipment	(1,941,000)	(7,242,000)
Proceeds from sales of premises and equipment	0	135,000
Net change in FHLB stock	(12,432,000)	10,441,000
Proceeds from sales of other assets	770,000	12,965,000
Other, net	0	(104,000)
Net cash (used in) provided by investing activities	(130,341,000)	24,930,000
Financing activities
Net increase in noninterest-bearing deposits	90,289,000	47,517,000
Net increase in interest-bearing deposits	109,115,000	93,175,000
Net increase (decrease) in short-term borrowings	313,946,000	(300,116,000)
Repayment of long-term debt	(43,000)	(216,000)
Cash paid for dividends	(12,555,000)	(12,442,000)
Repurchase of shares in connection with stock repurchase program	(24,569,000)	0
Net cash provided by (used in) financing activities	476,183,000	(172,082,000)
Net increase (decrease) in cash and cash equivalents	222,842,000	(7,045,000)
Cash and cash equivalents at beginning of period	414,930,000	569,111,000	569,111,000
Cash and cash equivalents at end of period	637,772,000	562,066,000	$ 414,930,000
Supplemental disclosures
Cash paid for interest	26,264,000	23,887,000
Cash paid for income taxes	4,176,000	5,325,000
Noncash transactions:
Transfers of loans to other real estate owned	1,641,000	885,000
Financed sales of other real estate owned	159,000	120,000
Recognition of operating right-of-use assets	1,968,000	54,338,000
Recognition of operating lease liabilities	$ 2,034,000	$ 57,857,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) and Renasant Insurance, Inc. (“Renasant Insurance”). The Company offers a diversified range of financial, wealth management and insurance services to its retail and commercial customers through its subsidiaries and full-service offices located throughout north and central Mississippi, Tennessee, Georgia, Alabama and north Florida. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 filed with the Securities and Exchange Commission on February 27, 2020. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”). This update to Accounting Standards Codification Topic (“ASC”) 326, Financial Instruments - Credit Losses (“ASC 326”), significantly changed the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset’s remaining life. FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model includes loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. Additionally, ASU 2016-13 amended the accounting for credit losses on available for sale securities and purchased financial assets with credit deterioration (“PCD”). In the remainder of these Notes to Consolidated Financial Statements, references to “CECL” or to “ASC 326” shall mean the accounting standards and principles set forth in ASC 326 after giving effect to ASU 2016-13 and the clarifications thereto discussed in the next paragraph. ASU 2016-13 became effective on January 1, 2020 for publicly-traded companies like the Company, and the Company elected not to take advantage of federal legislation enacted in March 2020 allowing companies to postpone the adoption of CECL. To implement CECL, entities are required to apply a cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption. Over the course of 2019, FASB issued a number of updates clarifying various matters arising under ASU 2016-13, including the following: (1) ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20; instead, impairment of receivables arising from operating leases should be accounted for in accordance with ASC 842, Leases (“ASC 842”); (2) ASU 2019-04 was issued and provides entities alternatives for measurement of accrued interest receivable, clarifies the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets; (3) ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10; and (4) ASU 2019-11 was issued to clarify and address stakeholders’ specific issues relating to expected recoveries on PCD assets and transition and disclosure relief related to troubled debt restructured loans and accrued interest, respectively. Early adoption is permitted. The Company adopted ASU 2016-13 on January 1, 2020 and recorded a one-time cumulative-effect adjustment as disclosed in the table below. December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162 ) $ (42,484 ) $ (94,646 ) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958 ) $ 5,469 $ (45,489 ) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099 ) $ 582,256 The Company used the prospective transition approach for PCD loans that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30, “ Loans and Debt Securities Acquired with Deteriorated Credit Quality ” (“ASC 310-30”). As permitted under ASC 326, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption. As shown in the table above, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $5,469 to the allowance for credit losses. The remaining noncredit discount will be accreted into interest income. The prospective transition approach was also used for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2020. As a result, the amortized cost basis remained the same before and after the effective date of the adoption of CECL. Additionally, the Company has elected to exclude accrued interest receivable from the amortized cost of loans. As of March 31, 2020, the Company has accrued interest receivable for loans of $32,998 , which is recorded in other assets on the Consolidated Balance Sheets. In January 2017, FASB issued ASU No. 2017-04, “Intangibles - Goodwill and Other (Topic 350)” (“ASU 2017-04”). ASU 2017-04 amends and simplifies current goodwill impairment testing by eliminating certain testing under the earlier provisions. Under the new guidance, an entity performs the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU 2017-04 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement” (“ASU 2018-13”). ASU 2018-13 is intended to improve the disclosures on fair value measurements by eliminating, amending and adding certain disclosure requirements. These changes are intended to reduce costs for preparers while providing more useful information for financial statement users. ASU 2018-13 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2019, FASB issued ASU 2019-01, “Leases (Topic 842): Codification Improvements” (“ASU 2019-01”). ASU 2019-01 is intended to clarify potential implementation questions related to ASC 842. This includes clarification on the determination of fair value of underlying assets by lessors that are not manufacturers or dealers, cash flow presentation of sales-type and direct financing leases and transition disclosures related to accounting changes and error corrections. ASU 2019-01 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” ( “ ASU 2020-04 ”

Securities

Securities	3 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost, fair value and allowance for credit losses of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value March 31, 2020 U.S. Treasury securities $ 7,605 $ 67 $ — $ — $ 7,672 Obligations of other U.S. Government agencies and corporations 2,514 31 — — 2,545 Obligations of states and political subdivisions 256,974 6,399 (1,872 ) — 261,501 Residential mortgage backed securities: Government agency mortgage backed securities 709,117 24,296 — — 733,413 Government agency collateralized mortgage obligations 159,940 4,653 — — 164,593 Commercial mortgage backed securities: Government agency mortgage backed securities 32,625 1,967 (2 ) — 34,590 Government agency collateralized mortgage obligations 85,752 2,825 (178 ) — 88,399 Trust preferred securities 12,091 — (3,487 ) — 8,604 Other debt securities 56,380 1,677 (245 ) — 57,812 $ 1,322,998 $ 41,915 $ (5,784 ) $ — $ 1,359,129 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3 ) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365 ) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816 ) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262 ) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24 ) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109 ) 77,751 Trust preferred securities 12,153 — (2,167 ) 9,986 Other debt securities 55,364 1,133 (132 ) 56,365 $ 1,276,871 $ 18,620 $ (4,878 ) $ 1,290,613 There were no sales of securities for the three months ended March 31, 2020 . Securities sold for the three months ended March 31, 2019 were as follows : Carrying Value Net Proceeds Gain/(Loss) Obligations of states and political subdivisions $ 10,368 $ 10,384 $ 16 Residential mortgage backed securities: Government agency mortgage backed securities 230 227 (3 ) $ 10,598 $ 10,611 $ 13 Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2019 were as follows: Three Months Ended March 31, 2019 Gross gains on sales of securities available for sale $ 45 Gross losses on sales of securities available for sale (32 ) Gains on sales of securities available for sale, net $ 13 At March 31, 2020 and December 31, 2019 , securities with a carrying value of $500,820 and $416,849 , respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $37,743 and $27,754 were pledged as collateral for short-term borrowings and derivative instruments at March 31, 2020 and December 31, 2019 , respectively. The amortized cost and fair value of securities at March 31, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Cost Fair Value Due within one year $ 19,647 $ 19,786 Due after one year through five years 34,038 34,948 Due after five years through ten years 81,750 84,830 Due after ten years 160,241 157,388 Residential mortgage backed securities: Government agency mortgage backed securities 709,117 733,413 Government agency collateralized mortgage obligations 159,940 164,593 Commercial mortgage backed securities: Government agency mortgage backed securities 32,625 34,590 Government agency collateralized mortgage obligations 85,752 88,399 Other debt securities 39,888 41,182 $ 1,322,998 $ 1,359,129 The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Available for Sale: March 31, 2020 Obligations of states and political subdivisions 29 $ 47,604 $ (1,872 ) 0 $ — $ — 29 $ 47,604 $ (1,872 ) Residential mortgage backed securities: Government agency mortgage backed securities 1 106 — 0 — — 1 106 — Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 2 1,176 (2 ) 2 1,176 (2 ) Government agency collateralized mortgage obligations 3 12,376 (178 ) 0 — — 3 12,376 (178 ) Trust preferred securities 2 8,604 (3,487 ) 0 — — 2 8,604 (3,487 ) Other debt securities 5 11,987 (245 ) 0 — — 5 11,987 (245 ) Total 40 $ 80,677 $ (5,782 ) 2 $ 1,176 $ (2 ) 42 $ 81,853 $ (5,784 ) December 31, 2019 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 1,008 $ (3 ) 1 $ 1,008 $ (3 ) Obligations of states and political subdivisions 26 33,902 (365 ) 0 — — 26 33,902 (365 ) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504 ) 16 20,775 (312 ) 53 253,954 (1,816 ) Government agency collateralized mortgage obligations 11 45,319 (262 ) 0 — — 11 45,319 (262 ) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23 ) 2 1,190 (1 ) 3 6,166 (24 ) Government agency collateralized mortgage obligations 1 4,910 (109 ) 0 — — 1 4,910 (109 ) Trust preferred securities 0 — — 2 9,986 (2,167 ) 2 9,986 (2,167 ) Other debt securities 3 8,737 (131 ) 1 741 (1 ) 4 9,478 (132 ) Total 79 $ 331,023 $ (2,394 ) 22 $ 33,700 $ (2,484 ) 101 $ 364,723 $ (4,878 ) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity the security is impaired and it is written down to fair value with all losses recognized in earnings. The Company does not intend to sell any securities in an unrealized loss position that it holds, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period greater than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. As such, no allowance for credit losses for securities was needed at March 31, 2020 . There was no other-than-temporary impairment recorded during the three months ended March 31, 2019 (determined in accordance with the accounting standards in effect prior to our adoption of CECL).

Non Purchased Loans

Non Purchased Loans	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,144,004 $ 1,052,353 Lease financing 88,351 85,700 Real estate – construction: Residential 277,551 272,643 Commercial 467,515 502,258 Total real estate – construction 745,066 774,901 Real estate – 1-4 family mortgage: Primary 1,466,887 1,449,219 Home equity 449,263 456,265 Rental/investment 285,244 291,931 Land development 155,233 152,711 Total real estate – 1-4 family mortgage 2,356,627 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,244,919 1,209,204 Non-owner occupied 1,874,559 1,803,587 Land development 122,694 116,085 Total real estate – commercial mortgage 3,242,172 3,128,876 Installment loans to individuals 229,856 199,843 Gross loans 7,806,076 7,591,799 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income $ 7,802,404 $ 7,587,974 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The Company recognized $21 in interest income on nonaccrual non purchased loans during the first quarter of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 3,361 $ 96 $ 1,135,968 $ 1,139,425 $ 118 $ 4,410 $ 51 $ 4,579 $ 1,144,004 Lease financing — 51 88,074 88,125 — 226 — 226 88,351 Real estate – construction: Residential 267 284 274,272 274,823 — 2,728 — 2,728 277,551 Commercial — — 467,515 467,515 — — — — 467,515 Total real estate – construction 267 284 741,787 742,338 — 2,728 — 2,728 745,066 Real estate – 1-4 family mortgage: Primary 20,213 1,859 1,436,829 1,458,901 898 4,279 2,809 7,986 1,466,887 Home equity 1,184 720 446,756 448,660 31 394 178 603 449,263 Rental/investment 1,339 56 283,403 284,798 — 438 8 446 285,244 Land development 137 7 155,021 155,165 — 31 37 68 155,233 Total real estate – 1-4 family mortgage 22,873 2,642 2,322,009 2,347,524 929 5,142 3,032 9,103 2,356,627 Real estate – commercial mortgage: Owner-occupied 2,868 889 1,237,360 1,241,117 870 2,538 394 3,802 1,244,919 Non-owner occupied 362 320 1,873,172 1,873,854 — 380 325 705 1,874,559 Land development 464 78 122,047 122,589 — 105 — 105 122,694 Total real estate – commercial mortgage 3,694 1,287 3,232,579 3,237,560 870 3,023 719 4,612 3,242,172 Installment loans to individuals 901 99 228,720 229,720 — 129 7 136 229,856 Unearned income — — (3,672 ) (3,672 ) — — — — (3,672 ) Loans, net of unearned income $ 31,096 $ 4,459 $ 7,745,465 $ 7,781,020 $ 1,917 $ 15,658 $ 3,809 $ 21,384 $ 7,802,404 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825 ) (3,825 ) — — — — (3,825 ) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 With respect to loans that were restructured during the three months ended March 31, 2020 , none have subsequently defaulted as of the date of this report. Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were two restructured loans in the amount of $164 contractually 90 days past due or more and still accruing at March 31, 2020 and no restructured loans contractually 90 days past due or more and still accruing at March 31, 2019 . The outstanding balance of restructured loans on nonaccrual status was $2,596 and $2,976 at March 31, 2020 and March 31, 2019 , respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 5 1,365 Reclassified as performing restructured loan 1 58 Reductions due to: Principal paydowns — (42 ) Totals at March 31, 2020 52 $ 6,060 The allocated allowance for credit losses on loans attributable to restructured loans was $193 and $32 at March 31, 2020 and March 31, 2019 , respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2020 and $44 at March 31, 2019 . Due to the current economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in March 2020 that provides temporary payment relief to both consumer and commercial customers. Any customer that is current on loan payments, taxes and insurance can qualify for a 90 -day deferral of principal and interest payments. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. Through April 30, 2020, the Company has granted temporary modifications on approximately 2,900 non purchased loans with total balances of approximately $1,285,000 . In accordance with the applicable guidance, none of these loans were considered “restructured loans”. Credit Quality For commercial and commercial real estate loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9 , with 1 being loans with the least credit risk. Loans within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4A , and the “Pass-Watch” grade (those with a risk rating of 4B and 4E ) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9 ) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. During the first quarter of 2020, the Company proactively downgraded from “Pass” to “Pass-Watch” rated loans greater than $1,000 in certain industries the Company believes pose a greater risk in the current environment (i.e. hotel/motel, restaurant and entertainment industries). The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 76,216 $ 274,388 $ 103,827 $ 66,812 $ 27,657 $ 31,662 $ 282,822 $ 13,979 $ 877,363 Pass 75,035 253,990 102,161 63,688 23,890 29,693 274,646 12,443 835,546 Pass-Watch 1,181 19,667 244 989 2,692 63 7,916 886 33,638 Substandard — 731 1,422 2,135 1,075 1,906 260 650 8,179 Real Estate - Construction $ 75,514 $ 396,047 $ 81,619 $ 83,621 $ 27,389 $ — $ 14,443 $ 75 $ 678,708 Residential $ 55,230 $ 143,139 $ 11,881 $ — $ — $ — $ 6,770 $ 75 $ 217,095 Pass 55,230 143,075 9,153 — — — 6,770 75 214,303 Pass-Watch — — — — — — — — — Substandard — 64 2,728 — — — — — 2,792 Commercial $ 20,284 $ 252,908 $ 69,738 $ 83,621 $ 27,389 $ — $ 7,673 $ — $ 461,613 Pass 18,921 234,161 65,170 83,123 27,389 — 7,673 — 436,437 Pass-Watch 1,363 18,747 4,568 498 — — — — 25,176 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 27,595 $ 129,544 $ 84,743 $ 43,367 $ 23,235 $ 20,005 $ 15,029 $ 388 $ 343,906 Primary $ 4,406 $ 9,533 $ 8,090 $ 6,261 $ 1,497 $ 2,865 $ 960 $ — $ 33,612 Pass 4,406 9,533 7,917 6,261 1,214 2,846 960 — 33,137 Pass-Watch — — — — — 2 — — 2 Substandard — — 173 — 283 17 — — 473 Home Equity $ — $ 793 $ 327 $ — $ — $ — $ 10,327 $ — $ 11,447 Pass — 793 327 — — — 10,201 — 11,321 Pass-Watch — — — — — — 126 — 126 Substandard — — — — — — — — — Rental/Investment $ 7,743 $ 48,761 $ 38,003 $ 36,312 $ 21,206 $ 16,665 $ 1,333 $ 388 $ 170,411 Pass 7,743 46,959 37,502 35,287 18,978 15,438 1,233 388 163,528 Pass-Watch — 388 232 952 2,001 652 100 — 4,325 Substandard — 1,414 269 73 227 575 — — 2,558 Land Development $ 15,446 $ 70,457 $ 38,323 $ 794 $ 532 $ 475 $ 2,409 $ — $ 128,436 Pass 15,446 69,674 37,379 794 523 435 2,409 — 126,660 Pass-Watch — 243 944 — — 40 — — 1,227 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Substandard — 540 — — 9 — — — 549 Real Estate - Commercial Mortgage $ 236,893 $ 809,437 $ 533,181 $ 435,460 $ 414,685 $ 385,780 $ 77,005 $ 18,918 $ 2,911,359 Owner-Occupied $ 56,096 $ 247,602 $ 223,225 $ 199,741 $ 144,544 $ 125,555 $ 32,773 $ 6,365 $ 1,035,901 Pass 52,629 238,900 193,125 175,474 115,879 111,230 28,180 6,365 921,782 Pass-Watch 2,792 8,277 26,581 19,904 24,663 12,716 2,653 — 97,586 Substandard 675 425 3,519 4,363 4,002 1,609 1,940 — 16,533 Non-Owner Occupied $ 165,686 $ 530,660 $ 292,062 $ 229,628 $ 264,488 $ 253,359 $ 41,360 $ 12,553 $ 1,789,796 Pass 156,333 490,667 259,332 184,826 194,725 200,141 35,564 12,425 1,534,013 Pass-Watch 9,353 39,775 32,730 43,202 69,763 52,275 5,796 128 253,022 Substandard — 218 — 1,600 — 943 — — 2,761 Land Development $ 15,111 $ 31,175 $ 17,894 $ 6,091 $ 5,653 $ 6,866 $ 2,872 $ — $ 85,662 Pass 13,239 31,175 16,213 6,091 3,880 6,790 2,872 — 80,260 Pass-Watch 1,872 — 1,681 — — — — — 3,553 Substandard — — — — 1,773 76 — — 1,849 Installment loans to individuals $ — $ 7 $ — $ — $ — $ — $ — $ — $ 7 Pass — 7 — — — — — — 7 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 416,218 $ 1,609,423 $ 803,370 $ 629,260 $ 492,966 $ 437,447 $ 389,299 $ 33,360 $ 4,811,343 Pass 398,982 1,518,934 728,279 555,544 386,478 366,573 370,508 31,696 4,356,994 Pass-Watch 16,561 87,097 66,980 65,545 99,119 65,748 16,591 1,014 418,655 Substandard 675 3,392 8,111 8,171 7,369 5,126 2,200 650 35,694 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 8,855 $ 28,004 $ 16,678 $ 10,734 $ 4,892 $ 16,913 $ 180,110 $ 455 $ 266,641 Performing Loans 8,855 27,955 16,631 10,159 4,891 16,870 179,750 392 265,503 Non-Performing Loans — 49 47 575 1 43 360 63 1,138 Lease Financing Receivables $ 9,209 $ 38,374 $ 21,422 $ 6,999 $ 3,854 $ 4,821 $ — $ — $ 84,679 Performing Loans 9,209 38,374 21,422 6,999 3,628 4,770 — — 84,402 Non-Performing Loans — — — — 226 51 — — 277 Real Estate - Construction $ 5,984 $ 51,279 $ 7,813 $ 743 $ 223 $ — $ 316 $ — $ 66,358 Residential $ 4,862 $ 47,636 $ 7,063 $ 511 $ 68 $ — $ 316 $ — $ 60,456 Performing Loans 4,862 47,636 6,871 511 68 — 316 — 60,264 Non-Performing Loans — — 192 — — — — — 192 Commercial $ 1,122 $ 3,643 $ 750 $ 232 $ 155 $ — $ — $ — $ 5,902 Performing Loans 1,122 3,643 750 232 155 — — — 5,902 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - 1-4 Family Mortgage $ 91,729 $ 439,545 $ 375,081 $ 267,794 $ 143,083 $ 255,576 $ 436,912 $ 3,001 $ 2,012,721 Primary $ 78,600 $ 400,107 $ 345,036 $ 239,952 $ 126,621 $ 241,563 $ 1,094 $ 302 $ 1,433,275 Performing Loans 78,600 399,661 341,058 238,066 125,960 238,923 1,034 302 1,423,604 Non-Performing Loans — 446 3,978 1,886 661 2,640 60 — 9,671 Home Equity $ — $ 306 $ 386 $ 205 $ 45 $ 1,245 $ 433,318 $ 2,311 $ 437,816 Performing Loans — 306 386 205 45 1,125 432,263 2,163 436,493 Non-Performing Loans — — — — — 120 1,055 148 1,323 Rental/Investment $ 7,889 $ 29,839 $ 24,761 $ 24,579 $ 15,021 $ 10,788 $ 1,568 $ 388 $ 114,833 Performing Loans 7,889 29,839 24,705 24,549 14,973 10,689 1,568 388 114,600 Non-Performing Loans — — 56 30 48 99 — — 233 Land Development $ 5,240 $ 9,293 $ 4,898 $ 3,058 $ 1,396 $ 1,980 $ 932 $ — $ 26,797 Performing Loans 5,240 9,273 4,879 3,022 1,396 1,980 932 — 26,722 Non-Performing Loans — 20 19 36 — — — — 75 Real Estate - Commercial Mortgage $ 23,887 $ 83,163 $ 71,819 $ 57,390 $ 44,728 $ 34,602 $ 14,934 $ 290 $ 330,813 Owner-Occupied $ 14,795 $ 49,969 $ 45,312 $ 37,701 $ 29,621 $ 23,279 $ 8,107 $ 234 $ 209,018 Performing Loans 14,795 49,917 44,958 37,244 29,493 22,225 8,107 234 206,973 Non-Performing Loans — 52 354 457 128 1,054 — — 2,045 Non-Owner Occupied $ 6,173 $ 21,808 $ 19,144 $ 15,746 $ 10,513 $ 7,688 $ 3,691 $ — $ 84,763 Performing Loans 6,173 21,808 19,144 15,746 10,513 7,299 3,691 — 84,374 Non-Performing Loans — — — — — 389 — — 389 Land Development $ 2,919 $ 11,386 $ 7,363 $ 3,943 $ 4,594 $ 3,635 $ 3,136 $ 56 $ 37,032 Performing Loans 2,919 11,368 7,363 3,932 4,594 3,635 3,136 56 37,003 Non-Performing Loans — 18 — 11 — — — — 29 Installment loans to individuals $ 43,867 $ 137,404 $ 22,035 $ 7,031 $ 3,918 $ 2,659 $ 12,832 $ 103 $ 229,849 Performing Loans 43,867 137,339 21,953 6,996 3,879 2,646 12,831 102 229,613 Non-Performing Loans — 65 82 35 39 13 1 1 236 Total loans not subject to risk rating $ 183,531 $ 777,769 $ 514,848 $ 350,691 $ 200,698 $ 314,571 $ 645,104 $ 3,849 $ 2,991,061 Performing Loans 183,531 777,119 510,120 347,661 199,595 310,162 643,628 3,637 2,975,453 Non-Performing Loans — 650 4,728 3,030 1,103 4,409 1,476 212 15,608 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Interest Commercial, financial, agricultural $ 4,634 $ 10 Lease financing 87 — Real estate – construction 8,485 102 Real estate – 1-4 family mortgage 8,490 51 Real estate – commercial mortgage 7,030 28 Installment loans to individuals 149 1 Total $ 28,875 $ 192 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 280,572 $ 315,619 Real estate – construction: Residential 11,449 16,407 Commercial 31,380 35,175 Total real estate – construction 42,829 51,582 Real estate – 1-4 family mortgage: Primary 309,549 332,729 Home equity 114,463 117,275 Rental/investment 44,222 43,169 Land development 21,440 23,314 Total real estate – 1-4 family mortgage 489,674 516,487 Real estate – commercial mortgage: Owner-occupied 418,079 428,077 Non-owner occupied 610,383 647,308 Land development 38,074 40,004 Total real estate – commercial mortgage 1,066,536 1,115,389 Installment loans to individuals 87,362 102,587 Loans, net of unearned income $ 1,966,973 $ 2,101,664 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The Company recognized $147 in interest income on nonaccrual purchased loans during the first quarter of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 2,284 $ 2,984 $ 269,348 $ 274,616 $ 820 $ 1,551 $ 3,585 $ 5,956 $ 280,572 Real estate – construction: Residential 647 — 10,802 11,449 — — — — 11,449 Commercial — — 31,380 31,380 — — — — 31,380 Total real estate – construction 647 — 42,182 42,829 — — — — 42,829 Real estate – 1-4 family mortgage: Primary 5,507 312 297,809 303,628 1,191 3,764 966 5,921 309,549 Home equity 65 69 112,902 113,036 200 478 749 1,427 114,463 Rental/investment 102 30 43,214 43,346 54 732 90 876 44,222 Land development 53 — 21,055 21,108 47 — 285 332 21,440 Total real estate – 1-4 family mortgage 5,727 411 474,980 481,118 1,492 4,974 2,090 8,556 489,674 Real estate – commercial mortgage: Owner-occupied 1,356 1,497 412,188 415,041 261 125 2,652 3,038 418,079 Non-owner occupied 519 50 608,960 609,529 11 697 146 854 610,383 Land development 604 72 36,980 37,656 — 164 254 418 38,074 Total real estate – commercial mortgage 2,479 1,619 1,058,128 1,062,226 272 986 3,052 4,310 1,066,536 Installment loans to individuals 3,291 90 83,713 87,094 11 73 184 268 87,362 Loans, net of unearned income $ 14,428 $ 5,104 $ 1,928,351 $ 1,947,883 $ 2,595 $ 7,584 $ 8,911 $ 19,090 $ 1,966,973 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114 With respect to loans that were restructured during the three months ended March 31, 2020 , none have subsequently defaulted as of the date of this report. There were two restructured loans in the amount of $134 contractually 90 days past due or more and still accruing at March 31, 2020 and four restructured loans in the amount of $414 contractually 90 days past due or more and still accruing at March 31, 2019 . The outstanding balance of restructured loans on nonaccrual status was $3,797 and $1,851 at March 31, 2020 and March 31, 2019 , respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 1 209 Reductions due to: Reclassified to nonperforming loans (12 ) (2,449 ) Paid in full (1 ) (34 ) Charge-offs (1 ) (3 ) Principal paydowns — (19 ) Totals at March 31, 2020 41 $ 4,979 The allocated allowance for credit losses on loans attributable to restructured loans was $56 and $86 at March 31, 2020 and March 31, 2019 , respectively. The Company had $7 and $3 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2020 and March 31, 2019 , respectively. As discussed in Note 3, “Non Purchased Loans,” the Company has implemented a loan deferral program in response to the COVID-19 pandemic. Through April 30, 2020, the Company has granted temporary modifications on approximately 600 purchased loans with total balances of approximately $415,000 . Under the applicable guidance, none of these loans were considered “restructured loans”. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ 1,845 $ 40,693 $ 41,361 $ 33,262 $ 33,099 $ 113,126 $ 1,786 $ 265,172 Pass — 1,845 26,920 32,523 29,791 29,291 100,538 1,398 222,306 Pass-Watch — — — 2,564 1,790 1,271 2,374 131 8,130 Substandard — — 13,773 6,274 1,681 2,537 10,214 257 34,736 Real Estate - Construction $ — $ — $ 10,283 $ 14,029 $ 9,949 $ 6,581 $ 259 $ — $ 41,101 Residential $ — $ — $ 3,857 $ 4,923 $ 682 $ — $ 259 $ — $ 9,721 Pass — — 3,857 4,923 682 — 259 — 9,721 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 6,426 $ 9,106 $ 9,267 $ 6,581 $ — $ — $ 31,380 Pass — — 6,426 9,106 9,267 6,581 — — 31,380 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,663 $ 10,884 $ 3,841 $ 53,263 $ 3,875 $ 253 $ 88,779 Primary $ — $ — $ 7,936 $ 7,192 $ 1,175 $ 21,681 $ — $ — $ 37,984 Pass — — 6,674 7,192 1,156 15,891 — — 30,913 Pass-Watch — — — — — 767 — — 767 Substandard — — 1,262 — 19 5,023 — — 6,304 Home Equity $ — $ — $ — $ — $ — $ — $ 1,819 $ 253 $ 2,072 Pass — — — — — — 1,104 — 1,104 Pass-Watch — — — — — — 176 — 176 Substandard — — — — — — 539 253 792 Rental/Investment $ — $ — $ — $ 1,229 $ 873 $ 28,203 $ 107 $ — $ 30,412 Pass — — — 1,229 873 25,343 107 — 27,552 Pass-Watch — — — — — 330 — — 330 Substandard — — — — — 2,530 — — 2,530 Land Development $ — $ — $ 8,727 $ 2,463 $ 1,793 $ 3,379 $ 1,949 $ — $ 18,311 Pass — — 8,389 2,436 1,793 2,230 1,949 — 16,797 Pass-Watch — — 338 — — — — — 338 Substandard — — — 27 — 1,149 — — 1,176 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ — $ 95,770 $ 178,360 $ 186,517 $ 523,528 $ 38,999 $ 320 $ 1,023,494 Owner-Occupied $ — $ — $ 25,640 $ 47,266 $ 66,524 $ 239,440 $ 14,541 $ 320 $ 393,731 Pass — — 24,627 43,304 45,607 204,909 14,422 — 332,869 Pass-Watch — — 1,013 1,661 18,309 13,669 — — 34,652 Substandard — — — 2,301 2,608 20,862 119 320 26,210 Non-Owner Occupied $ — $ — $ 62,334 $ 125,736 $ 116,669 $ 268,725 $ 23,685 $ — $ 597,149 Pass — — 42,381 92,855 77,092 225,668 18,869 — 456,865 Pass-Watch — — 19,942 32,881 39,577 31,429 4,816 — 128,645 Substandard — — 11 — — 11,628 — — 11,639 Land Development $ — $ — $ 7,796 $ 5,358 $ 3,324 $ 15,363 $ 773 $ — $ 32,614 Pass — — 6,922 5,303 3,097 8,422 656 — 24,400 Pass-Watch — — 874 55 86 5,494 117 — 6,626 Substandard — — — — 141 1,447 — — 1,588 Total loans subject to risk rating $ — $ 1,845 $ 163,409 $ 244,634 $ 233,569 $ 616,471 $ 156,259 $ 2,359 $ 1,418,546 Pass — 1,845 126,196 198,871 169,358 518,335 137,904 1,398 1,153,907 Pass-Watch — — 22,167 37,161 59,762 52,960 7,483 131 179,664 Substandard — — 15,046 8,602 4,449 45,176 10,872 830 84,975 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 10 $ 397 $ 406 $ 2,950 $ 11,502 $ 135 $ 15,400 Performing Loans — — 10 397 406 2,950 11,502 135 15,400 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Residential $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Performing Loans — — — 1,728 — — — — 1,728 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 4,237 $ 48,881 $ 42,684 $ 200,925 $ 101,461 $ 2,331 $ 400,895 Primary $ — $ 252 $ 2,985 $ 43,379 $ 39,731 $ 184,583 $ 491 $ 144 $ 271,565 Performing Loans — 252 2,874 42,613 39,641 179,700 491 144 265,715 Non-Performing Loans — — 111 766 90 4,883 — — 5,850 Home Equity $ — $ — $ 748 $ 5,105 $ 2,295 $ 1,086 $ 100,970 $ 2,187 $ 112,391 Performing Loans — — 748 5,105 2,295 1,018 100,510 1,471 111,147 Non-Performing Loans — — — — — 68 460 716 1,244 Rental/Investment $ — $ 124 $ — $ — $ 334 $ 13,352 $ — $ — $ 13,810 Performing Loans — 124 — — 334 13,191 — — 13,649 Non-Performing Loans — — — — — 161 — — 161 Land Development $ — $ — $ 504 $ 397 $ 324 $ 1,904 $ — $ — $ 3,129 Performing Loans — — 504 397 77 1,904 — — 2,882 Non-Performing Loans — — — — 247 — — — 247 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ 344 $ 662 $ 926 $ 908 $ 37,698 $ 2,504 $ — $ 43,042 Owner-Occupied $ — $ — $ — $ 591 $ 710 $ 21,280 $ 1,767 $ — $ 24,348 Performing Loans — — — 591 710 21,129 1,767 — 24,197 Non-Performing Loans — — — — — 151 — — 151 Non-Owner Occupied $ — $ 344 $ 501 $ — $ 68 $ 11,912 $ 409 $ — $ 13,234 Performing Loans — 344 501 — 68 11,766 409 — 13,088 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 161 $ 335 $ 130 $ 4,506 $ 328 $ — $ 5,460 Performing Loans — — 161 335 130 4,434 328 — 5,388 Non-Performing Loans — — — — — 72 — — 72 Installment loans to individuals $ — $ — $ 54,787 $ 20,881 $ 1,688 $ 5,357 $ 4,605 $ 44 $ 87,362 Performing Loans — — 54,733 20,805 1,597 5,221 4,605 44 87,005 Non-Performing Loans — — 54 76 91 136 — — 357 Total loans not subject to risk rating $ — $ 720 $ 59,696 $ 72,813 $ 45,686 $ 246,930 $ 120,072 $ 2,510 $ 548,427 Performing Loans — 720 59,531 71,971 45,258 241,313 119,612 1,794 540,199 Non-Performing Loans — — 165 842 428 5,617 460 716 8,228 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747 The following disclosures are presented under GAAP i

Purchased Loans

Purchased Loans	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,144,004 $ 1,052,353 Lease financing 88,351 85,700 Real estate – construction: Residential 277,551 272,643 Commercial 467,515 502,258 Total real estate – construction 745,066 774,901 Real estate – 1-4 family mortgage: Primary 1,466,887 1,449,219 Home equity 449,263 456,265 Rental/investment 285,244 291,931 Land development 155,233 152,711 Total real estate – 1-4 family mortgage 2,356,627 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,244,919 1,209,204 Non-owner occupied 1,874,559 1,803,587 Land development 122,694 116,085 Total real estate – commercial mortgage 3,242,172 3,128,876 Installment loans to individuals 229,856 199,843 Gross loans 7,806,076 7,591,799 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income $ 7,802,404 $ 7,587,974 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The Company recognized $21 in interest income on nonaccrual non purchased loans during the first quarter of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 3,361 $ 96 $ 1,135,968 $ 1,139,425 $ 118 $ 4,410 $ 51 $ 4,579 $ 1,144,004 Lease financing — 51 88,074 88,125 — 226 — 226 88,351 Real estate – construction: Residential 267 284 274,272 274,823 — 2,728 — 2,728 277,551 Commercial — — 467,515 467,515 — — — — 467,515 Total real estate – construction 267 284 741,787 742,338 — 2,728 — 2,728 745,066 Real estate – 1-4 family mortgage: Primary 20,213 1,859 1,436,829 1,458,901 898 4,279 2,809 7,986 1,466,887 Home equity 1,184 720 446,756 448,660 31 394 178 603 449,263 Rental/investment 1,339 56 283,403 284,798 — 438 8 446 285,244 Land development 137 7 155,021 155,165 — 31 37 68 155,233 Total real estate – 1-4 family mortgage 22,873 2,642 2,322,009 2,347,524 929 5,142 3,032 9,103 2,356,627 Real estate – commercial mortgage: Owner-occupied 2,868 889 1,237,360 1,241,117 870 2,538 394 3,802 1,244,919 Non-owner occupied 362 320 1,873,172 1,873,854 — 380 325 705 1,874,559 Land development 464 78 122,047 122,589 — 105 — 105 122,694 Total real estate – commercial mortgage 3,694 1,287 3,232,579 3,237,560 870 3,023 719 4,612 3,242,172 Installment loans to individuals 901 99 228,720 229,720 — 129 7 136 229,856 Unearned income — — (3,672 ) (3,672 ) — — — — (3,672 ) Loans, net of unearned income $ 31,096 $ 4,459 $ 7,745,465 $ 7,781,020 $ 1,917 $ 15,658 $ 3,809 $ 21,384 $ 7,802,404 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825 ) (3,825 ) — — — — (3,825 ) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 With respect to loans that were restructured during the three months ended March 31, 2020 , none have subsequently defaulted as of the date of this report. Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were two restructured loans in the amount of $164 contractually 90 days past due or more and still accruing at March 31, 2020 and no restructured loans contractually 90 days past due or more and still accruing at March 31, 2019 . The outstanding balance of restructured loans on nonaccrual status was $2,596 and $2,976 at March 31, 2020 and March 31, 2019 , respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 5 1,365 Reclassified as performing restructured loan 1 58 Reductions due to: Principal paydowns — (42 ) Totals at March 31, 2020 52 $ 6,060 The allocated allowance for credit losses on loans attributable to restructured loans was $193 and $32 at March 31, 2020 and March 31, 2019 , respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2020 and $44 at March 31, 2019 . Due to the current economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in March 2020 that provides temporary payment relief to both consumer and commercial customers. Any customer that is current on loan payments, taxes and insurance can qualify for a 90 -day deferral of principal and interest payments. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. Through April 30, 2020, the Company has granted temporary modifications on approximately 2,900 non purchased loans with total balances of approximately $1,285,000 . In accordance with the applicable guidance, none of these loans were considered “restructured loans”. Credit Quality For commercial and commercial real estate loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9 , with 1 being loans with the least credit risk. Loans within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4A , and the “Pass-Watch” grade (those with a risk rating of 4B and 4E ) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9 ) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. During the first quarter of 2020, the Company proactively downgraded from “Pass” to “Pass-Watch” rated loans greater than $1,000 in certain industries the Company believes pose a greater risk in the current environment (i.e. hotel/motel, restaurant and entertainment industries). The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 76,216 $ 274,388 $ 103,827 $ 66,812 $ 27,657 $ 31,662 $ 282,822 $ 13,979 $ 877,363 Pass 75,035 253,990 102,161 63,688 23,890 29,693 274,646 12,443 835,546 Pass-Watch 1,181 19,667 244 989 2,692 63 7,916 886 33,638 Substandard — 731 1,422 2,135 1,075 1,906 260 650 8,179 Real Estate - Construction $ 75,514 $ 396,047 $ 81,619 $ 83,621 $ 27,389 $ — $ 14,443 $ 75 $ 678,708 Residential $ 55,230 $ 143,139 $ 11,881 $ — $ — $ — $ 6,770 $ 75 $ 217,095 Pass 55,230 143,075 9,153 — — — 6,770 75 214,303 Pass-Watch — — — — — — — — — Substandard — 64 2,728 — — — — — 2,792 Commercial $ 20,284 $ 252,908 $ 69,738 $ 83,621 $ 27,389 $ — $ 7,673 $ — $ 461,613 Pass 18,921 234,161 65,170 83,123 27,389 — 7,673 — 436,437 Pass-Watch 1,363 18,747 4,568 498 — — — — 25,176 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 27,595 $ 129,544 $ 84,743 $ 43,367 $ 23,235 $ 20,005 $ 15,029 $ 388 $ 343,906 Primary $ 4,406 $ 9,533 $ 8,090 $ 6,261 $ 1,497 $ 2,865 $ 960 $ — $ 33,612 Pass 4,406 9,533 7,917 6,261 1,214 2,846 960 — 33,137 Pass-Watch — — — — — 2 — — 2 Substandard — — 173 — 283 17 — — 473 Home Equity $ — $ 793 $ 327 $ — $ — $ — $ 10,327 $ — $ 11,447 Pass — 793 327 — — — 10,201 — 11,321 Pass-Watch — — — — — — 126 — 126 Substandard — — — — — — — — — Rental/Investment $ 7,743 $ 48,761 $ 38,003 $ 36,312 $ 21,206 $ 16,665 $ 1,333 $ 388 $ 170,411 Pass 7,743 46,959 37,502 35,287 18,978 15,438 1,233 388 163,528 Pass-Watch — 388 232 952 2,001 652 100 — 4,325 Substandard — 1,414 269 73 227 575 — — 2,558 Land Development $ 15,446 $ 70,457 $ 38,323 $ 794 $ 532 $ 475 $ 2,409 $ — $ 128,436 Pass 15,446 69,674 37,379 794 523 435 2,409 — 126,660 Pass-Watch — 243 944 — — 40 — — 1,227 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Substandard — 540 — — 9 — — — 549 Real Estate - Commercial Mortgage $ 236,893 $ 809,437 $ 533,181 $ 435,460 $ 414,685 $ 385,780 $ 77,005 $ 18,918 $ 2,911,359 Owner-Occupied $ 56,096 $ 247,602 $ 223,225 $ 199,741 $ 144,544 $ 125,555 $ 32,773 $ 6,365 $ 1,035,901 Pass 52,629 238,900 193,125 175,474 115,879 111,230 28,180 6,365 921,782 Pass-Watch 2,792 8,277 26,581 19,904 24,663 12,716 2,653 — 97,586 Substandard 675 425 3,519 4,363 4,002 1,609 1,940 — 16,533 Non-Owner Occupied $ 165,686 $ 530,660 $ 292,062 $ 229,628 $ 264,488 $ 253,359 $ 41,360 $ 12,553 $ 1,789,796 Pass 156,333 490,667 259,332 184,826 194,725 200,141 35,564 12,425 1,534,013 Pass-Watch 9,353 39,775 32,730 43,202 69,763 52,275 5,796 128 253,022 Substandard — 218 — 1,600 — 943 — — 2,761 Land Development $ 15,111 $ 31,175 $ 17,894 $ 6,091 $ 5,653 $ 6,866 $ 2,872 $ — $ 85,662 Pass 13,239 31,175 16,213 6,091 3,880 6,790 2,872 — 80,260 Pass-Watch 1,872 — 1,681 — — — — — 3,553 Substandard — — — — 1,773 76 — — 1,849 Installment loans to individuals $ — $ 7 $ — $ — $ — $ — $ — $ — $ 7 Pass — 7 — — — — — — 7 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 416,218 $ 1,609,423 $ 803,370 $ 629,260 $ 492,966 $ 437,447 $ 389,299 $ 33,360 $ 4,811,343 Pass 398,982 1,518,934 728,279 555,544 386,478 366,573 370,508 31,696 4,356,994 Pass-Watch 16,561 87,097 66,980 65,545 99,119 65,748 16,591 1,014 418,655 Substandard 675 3,392 8,111 8,171 7,369 5,126 2,200 650 35,694 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 8,855 $ 28,004 $ 16,678 $ 10,734 $ 4,892 $ 16,913 $ 180,110 $ 455 $ 266,641 Performing Loans 8,855 27,955 16,631 10,159 4,891 16,870 179,750 392 265,503 Non-Performing Loans — 49 47 575 1 43 360 63 1,138 Lease Financing Receivables $ 9,209 $ 38,374 $ 21,422 $ 6,999 $ 3,854 $ 4,821 $ — $ — $ 84,679 Performing Loans 9,209 38,374 21,422 6,999 3,628 4,770 — — 84,402 Non-Performing Loans — — — — 226 51 — — 277 Real Estate - Construction $ 5,984 $ 51,279 $ 7,813 $ 743 $ 223 $ — $ 316 $ — $ 66,358 Residential $ 4,862 $ 47,636 $ 7,063 $ 511 $ 68 $ — $ 316 $ — $ 60,456 Performing Loans 4,862 47,636 6,871 511 68 — 316 — 60,264 Non-Performing Loans — — 192 — — — — — 192 Commercial $ 1,122 $ 3,643 $ 750 $ 232 $ 155 $ — $ — $ — $ 5,902 Performing Loans 1,122 3,643 750 232 155 — — — 5,902 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - 1-4 Family Mortgage $ 91,729 $ 439,545 $ 375,081 $ 267,794 $ 143,083 $ 255,576 $ 436,912 $ 3,001 $ 2,012,721 Primary $ 78,600 $ 400,107 $ 345,036 $ 239,952 $ 126,621 $ 241,563 $ 1,094 $ 302 $ 1,433,275 Performing Loans 78,600 399,661 341,058 238,066 125,960 238,923 1,034 302 1,423,604 Non-Performing Loans — 446 3,978 1,886 661 2,640 60 — 9,671 Home Equity $ — $ 306 $ 386 $ 205 $ 45 $ 1,245 $ 433,318 $ 2,311 $ 437,816 Performing Loans — 306 386 205 45 1,125 432,263 2,163 436,493 Non-Performing Loans — — — — — 120 1,055 148 1,323 Rental/Investment $ 7,889 $ 29,839 $ 24,761 $ 24,579 $ 15,021 $ 10,788 $ 1,568 $ 388 $ 114,833 Performing Loans 7,889 29,839 24,705 24,549 14,973 10,689 1,568 388 114,600 Non-Performing Loans — — 56 30 48 99 — — 233 Land Development $ 5,240 $ 9,293 $ 4,898 $ 3,058 $ 1,396 $ 1,980 $ 932 $ — $ 26,797 Performing Loans 5,240 9,273 4,879 3,022 1,396 1,980 932 — 26,722 Non-Performing Loans — 20 19 36 — — — — 75 Real Estate - Commercial Mortgage $ 23,887 $ 83,163 $ 71,819 $ 57,390 $ 44,728 $ 34,602 $ 14,934 $ 290 $ 330,813 Owner-Occupied $ 14,795 $ 49,969 $ 45,312 $ 37,701 $ 29,621 $ 23,279 $ 8,107 $ 234 $ 209,018 Performing Loans 14,795 49,917 44,958 37,244 29,493 22,225 8,107 234 206,973 Non-Performing Loans — 52 354 457 128 1,054 — — 2,045 Non-Owner Occupied $ 6,173 $ 21,808 $ 19,144 $ 15,746 $ 10,513 $ 7,688 $ 3,691 $ — $ 84,763 Performing Loans 6,173 21,808 19,144 15,746 10,513 7,299 3,691 — 84,374 Non-Performing Loans — — — — — 389 — — 389 Land Development $ 2,919 $ 11,386 $ 7,363 $ 3,943 $ 4,594 $ 3,635 $ 3,136 $ 56 $ 37,032 Performing Loans 2,919 11,368 7,363 3,932 4,594 3,635 3,136 56 37,003 Non-Performing Loans — 18 — 11 — — — — 29 Installment loans to individuals $ 43,867 $ 137,404 $ 22,035 $ 7,031 $ 3,918 $ 2,659 $ 12,832 $ 103 $ 229,849 Performing Loans 43,867 137,339 21,953 6,996 3,879 2,646 12,831 102 229,613 Non-Performing Loans — 65 82 35 39 13 1 1 236 Total loans not subject to risk rating $ 183,531 $ 777,769 $ 514,848 $ 350,691 $ 200,698 $ 314,571 $ 645,104 $ 3,849 $ 2,991,061 Performing Loans 183,531 777,119 510,120 347,661 199,595 310,162 643,628 3,637 2,975,453 Non-Performing Loans — 650 4,728 3,030 1,103 4,409 1,476 212 15,608 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Interest Commercial, financial, agricultural $ 4,634 $ 10 Lease financing 87 — Real estate – construction 8,485 102 Real estate – 1-4 family mortgage 8,490 51 Real estate – commercial mortgage 7,030 28 Installment loans to individuals 149 1 Total $ 28,875 $ 192 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 280,572 $ 315,619 Real estate – construction: Residential 11,449 16,407 Commercial 31,380 35,175 Total real estate – construction 42,829 51,582 Real estate – 1-4 family mortgage: Primary 309,549 332,729 Home equity 114,463 117,275 Rental/investment 44,222 43,169 Land development 21,440 23,314 Total real estate – 1-4 family mortgage 489,674 516,487 Real estate – commercial mortgage: Owner-occupied 418,079 428,077 Non-owner occupied 610,383 647,308 Land development 38,074 40,004 Total real estate – commercial mortgage 1,066,536 1,115,389 Installment loans to individuals 87,362 102,587 Loans, net of unearned income $ 1,966,973 $ 2,101,664 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The Company recognized $147 in interest income on nonaccrual purchased loans during the first quarter of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 2,284 $ 2,984 $ 269,348 $ 274,616 $ 820 $ 1,551 $ 3,585 $ 5,956 $ 280,572 Real estate – construction: Residential 647 — 10,802 11,449 — — — — 11,449 Commercial — — 31,380 31,380 — — — — 31,380 Total real estate – construction 647 — 42,182 42,829 — — — — 42,829 Real estate – 1-4 family mortgage: Primary 5,507 312 297,809 303,628 1,191 3,764 966 5,921 309,549 Home equity 65 69 112,902 113,036 200 478 749 1,427 114,463 Rental/investment 102 30 43,214 43,346 54 732 90 876 44,222 Land development 53 — 21,055 21,108 47 — 285 332 21,440 Total real estate – 1-4 family mortgage 5,727 411 474,980 481,118 1,492 4,974 2,090 8,556 489,674 Real estate – commercial mortgage: Owner-occupied 1,356 1,497 412,188 415,041 261 125 2,652 3,038 418,079 Non-owner occupied 519 50 608,960 609,529 11 697 146 854 610,383 Land development 604 72 36,980 37,656 — 164 254 418 38,074 Total real estate – commercial mortgage 2,479 1,619 1,058,128 1,062,226 272 986 3,052 4,310 1,066,536 Installment loans to individuals 3,291 90 83,713 87,094 11 73 184 268 87,362 Loans, net of unearned income $ 14,428 $ 5,104 $ 1,928,351 $ 1,947,883 $ 2,595 $ 7,584 $ 8,911 $ 19,090 $ 1,966,973 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114 With respect to loans that were restructured during the three months ended March 31, 2020 , none have subsequently defaulted as of the date of this report. There were two restructured loans in the amount of $134 contractually 90 days past due or more and still accruing at March 31, 2020 and four restructured loans in the amount of $414 contractually 90 days past due or more and still accruing at March 31, 2019 . The outstanding balance of restructured loans on nonaccrual status was $3,797 and $1,851 at March 31, 2020 and March 31, 2019 , respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 1 209 Reductions due to: Reclassified to nonperforming loans (12 ) (2,449 ) Paid in full (1 ) (34 ) Charge-offs (1 ) (3 ) Principal paydowns — (19 ) Totals at March 31, 2020 41 $ 4,979 The allocated allowance for credit losses on loans attributable to restructured loans was $56 and $86 at March 31, 2020 and March 31, 2019 , respectively. The Company had $7 and $3 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2020 and March 31, 2019 , respectively. As discussed in Note 3, “Non Purchased Loans,” the Company has implemented a loan deferral program in response to the COVID-19 pandemic. Through April 30, 2020, the Company has granted temporary modifications on approximately 600 purchased loans with total balances of approximately $415,000 . Under the applicable guidance, none of these loans were considered “restructured loans”. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ 1,845 $ 40,693 $ 41,361 $ 33,262 $ 33,099 $ 113,126 $ 1,786 $ 265,172 Pass — 1,845 26,920 32,523 29,791 29,291 100,538 1,398 222,306 Pass-Watch — — — 2,564 1,790 1,271 2,374 131 8,130 Substandard — — 13,773 6,274 1,681 2,537 10,214 257 34,736 Real Estate - Construction $ — $ — $ 10,283 $ 14,029 $ 9,949 $ 6,581 $ 259 $ — $ 41,101 Residential $ — $ — $ 3,857 $ 4,923 $ 682 $ — $ 259 $ — $ 9,721 Pass — — 3,857 4,923 682 — 259 — 9,721 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 6,426 $ 9,106 $ 9,267 $ 6,581 $ — $ — $ 31,380 Pass — — 6,426 9,106 9,267 6,581 — — 31,380 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,663 $ 10,884 $ 3,841 $ 53,263 $ 3,875 $ 253 $ 88,779 Primary $ — $ — $ 7,936 $ 7,192 $ 1,175 $ 21,681 $ — $ — $ 37,984 Pass — — 6,674 7,192 1,156 15,891 — — 30,913 Pass-Watch — — — — — 767 — — 767 Substandard — — 1,262 — 19 5,023 — — 6,304 Home Equity $ — $ — $ — $ — $ — $ — $ 1,819 $ 253 $ 2,072 Pass — — — — — — 1,104 — 1,104 Pass-Watch — — — — — — 176 — 176 Substandard — — — — — — 539 253 792 Rental/Investment $ — $ — $ — $ 1,229 $ 873 $ 28,203 $ 107 $ — $ 30,412 Pass — — — 1,229 873 25,343 107 — 27,552 Pass-Watch — — — — — 330 — — 330 Substandard — — — — — 2,530 — — 2,530 Land Development $ — $ — $ 8,727 $ 2,463 $ 1,793 $ 3,379 $ 1,949 $ — $ 18,311 Pass — — 8,389 2,436 1,793 2,230 1,949 — 16,797 Pass-Watch — — 338 — — — — — 338 Substandard — — — 27 — 1,149 — — 1,176 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ — $ 95,770 $ 178,360 $ 186,517 $ 523,528 $ 38,999 $ 320 $ 1,023,494 Owner-Occupied $ — $ — $ 25,640 $ 47,266 $ 66,524 $ 239,440 $ 14,541 $ 320 $ 393,731 Pass — — 24,627 43,304 45,607 204,909 14,422 — 332,869 Pass-Watch — — 1,013 1,661 18,309 13,669 — — 34,652 Substandard — — — 2,301 2,608 20,862 119 320 26,210 Non-Owner Occupied $ — $ — $ 62,334 $ 125,736 $ 116,669 $ 268,725 $ 23,685 $ — $ 597,149 Pass — — 42,381 92,855 77,092 225,668 18,869 — 456,865 Pass-Watch — — 19,942 32,881 39,577 31,429 4,816 — 128,645 Substandard — — 11 — — 11,628 — — 11,639 Land Development $ — $ — $ 7,796 $ 5,358 $ 3,324 $ 15,363 $ 773 $ — $ 32,614 Pass — — 6,922 5,303 3,097 8,422 656 — 24,400 Pass-Watch — — 874 55 86 5,494 117 — 6,626 Substandard — — — — 141 1,447 — — 1,588 Total loans subject to risk rating $ — $ 1,845 $ 163,409 $ 244,634 $ 233,569 $ 616,471 $ 156,259 $ 2,359 $ 1,418,546 Pass — 1,845 126,196 198,871 169,358 518,335 137,904 1,398 1,153,907 Pass-Watch — — 22,167 37,161 59,762 52,960 7,483 131 179,664 Substandard — — 15,046 8,602 4,449 45,176 10,872 830 84,975 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 10 $ 397 $ 406 $ 2,950 $ 11,502 $ 135 $ 15,400 Performing Loans — — 10 397 406 2,950 11,502 135 15,400 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Residential $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Performing Loans — — — 1,728 — — — — 1,728 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 4,237 $ 48,881 $ 42,684 $ 200,925 $ 101,461 $ 2,331 $ 400,895 Primary $ — $ 252 $ 2,985 $ 43,379 $ 39,731 $ 184,583 $ 491 $ 144 $ 271,565 Performing Loans — 252 2,874 42,613 39,641 179,700 491 144 265,715 Non-Performing Loans — — 111 766 90 4,883 — — 5,850 Home Equity $ — $ — $ 748 $ 5,105 $ 2,295 $ 1,086 $ 100,970 $ 2,187 $ 112,391 Performing Loans — — 748 5,105 2,295 1,018 100,510 1,471 111,147 Non-Performing Loans — — — — — 68 460 716 1,244 Rental/Investment $ — $ 124 $ — $ — $ 334 $ 13,352 $ — $ — $ 13,810 Performing Loans — 124 — — 334 13,191 — — 13,649 Non-Performing Loans — — — — — 161 — — 161 Land Development $ — $ — $ 504 $ 397 $ 324 $ 1,904 $ — $ — $ 3,129 Performing Loans — — 504 397 77 1,904 — — 2,882 Non-Performing Loans — — — — 247 — — — 247 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ 344 $ 662 $ 926 $ 908 $ 37,698 $ 2,504 $ — $ 43,042 Owner-Occupied $ — $ — $ — $ 591 $ 710 $ 21,280 $ 1,767 $ — $ 24,348 Performing Loans — — — 591 710 21,129 1,767 — 24,197 Non-Performing Loans — — — — — 151 — — 151 Non-Owner Occupied $ — $ 344 $ 501 $ — $ 68 $ 11,912 $ 409 $ — $ 13,234 Performing Loans — 344 501 — 68 11,766 409 — 13,088 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 161 $ 335 $ 130 $ 4,506 $ 328 $ — $ 5,460 Performing Loans — — 161 335 130 4,434 328 — 5,388 Non-Performing Loans — — — — — 72 — — 72 Installment loans to individuals $ — $ — $ 54,787 $ 20,881 $ 1,688 $ 5,357 $ 4,605 $ 44 $ 87,362 Performing Loans — — 54,733 20,805 1,597 5,221 4,605 44 87,005 Non-Performing Loans — — 54 76 91 136 — — 357 Total loans not subject to risk rating $ — $ 720 $ 59,696 $ 72,813 $ 45,686 $ 246,930 $ 120,072 $ 2,510 $ 548,427 Performing Loans — 720 59,531 71,971 45,258 241,313 119,612 1,794 540,199 Non-Performing Loans — — 165 842 428 5,617 460 716 8,228 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747 The following disclosures are presented under GAAP i

Allowance for Loan Losses

Allowance for Loan Losses	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Allowance for Loan Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,424,576 $ 1,367,972 Lease financing 88,351 85,700 Real estate – construction: Residential 289,000 289,050 Commercial 498,895 537,433 Total real estate – construction 787,895 826,483 Real estate – 1-4 family mortgage: Primary 1,776,436 1,781,948 Home equity 563,726 573,540 Rental/investment 329,466 335,100 Land development 176,673 176,025 Total real estate – 1-4 family mortgage 2,846,301 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,662,998 1,637,281 Non-owner occupied 2,484,942 2,450,895 Land development 160,768 156,089 Total real estate – commercial mortgage 4,308,708 4,244,265 Installment loans to individuals 317,218 302,430 Gross loans 9,773,049 9,693,463 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income 9,769,377 9,689,638 Allowance for credit losses on loans (120,185 ) (52,162 ) Net loans $ 9,649,192 $ 9,637,476 Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb probable credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in our Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company's risk rating system, regulatory guidance and economic conditions, such as unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company's market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 9 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, the commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels, storage facilities, etc. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two and five years at fixed rates of interest. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. The Company obtains a lien against the collateral securing the loan and holds title (if applicable) until the loan is repaid in full. Transportation, manufacturing, healthcare, material handling, printing and construction are the industries that typically obtain lease financing. Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the Commercial, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration, the nature and volume of the respective loan portfolio segments, and changes in lending or loan review staffing. External factors include current and reasonable and supportable forecasted economic conditions, the competitive environment and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on collateral values are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, third-party, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance is provided for equal to the calculated expected credit loss and included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in the table below as collateral dependent with the type of collateral being real estate. The following table provides a roll forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the period presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (393 ) — (221 ) (2,047 ) — (2,688 ) (5,349 ) Recoveries 190 — 88 1,699 5 2,556 4,538 Net (charge-offs) recoveries (203 ) — (133 ) (348 ) 5 (132 ) (811 ) Provision for credit losses on loans 4,131 2,390 3,325 15,302 152 1,050 26,350 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Period-End Amount Allocated to: Individually evaluated $ 3,653 $ — $ 370 $ 856 $ — $ 270 $ 5,149 Collectively evaluated 22,284 10,924 26,950 43,381 1,588 9,909 115,036 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Loans: Individually evaluated $ 10,460 $ 2,728 $ 5,865 $ 7,508 $ — $ 625 $ 27,186 Collectively evaluated 1,414,116 785,167 2,840,436 4,301,200 84,679 316,593 9,742,191 Ending balance $ 1,424,576 $ 787,895 $ 2,846,301 $ 4,308,708 $ 84,679 $ 317,218 $ 9,769,377 Nonaccruing loans with no allowance for credit losses $ 4,224 $ 2,728 $ 3,309 $ 2,594 $ — $ — $ 12,855 Upon adoption of ASC 326 on January 1, 2020, the allowance for credit losses on loans was increased by $42,484 . The Company recorded a first quarter provision for credit losses on loans of $26,350 . The significant provision recorded during the current period is primarily driven by the current and future economic uncertainty caused by the COVID-19 pandemic, including the uncertainty regarding the national unemployment rate and GDP growth. The Company also factored into its estimate the potential benefit of the government programs implemented through the CARES Act and the internal loan deferral program being offered to qualified customers. The Company utilized a one year reasonable and supportable forecast range during the current period. The Company proactively downgraded from “Pass” to “Pass-Watch” loans greater than $1,000 in certain industries the Company believes pose a greater risk in the current environment (i.e. hotel/motel, restaurant, entertainment and retail trade industries). The Company will continue to monitor the performance of all portfolios and the severity and potential subsequent recovery of the economic environment. The following table provides a roll forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the period presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended March 31, 2019 Allowance for credit losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (258 ) — (497 ) (562 ) (220 ) (1,537 ) Recoveries 374 7 197 245 23 846 Net (charge-offs) recoveries 116 7 (300 ) (317 ) (197 ) (691 ) Provision for credit losses on loans 1,237 16 (348 ) 468 127 1,500 Ending balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,181 $ 58 $ 127 $ 842 $ 5 $ 2,213 Collectively evaluated for impairment 8,312 4,720 8,944 21,828 1,294 45,098 Purchased with deteriorated credit quality 129 — 420 1,973 2 2,524 Ending balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 (1) Includes lease financing receivables. The following table provides the recorded investment in loans, net of unearned income, based on the Company’s former impairment methodology prior to the adoption of ASC 326. Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Purchased with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the "other liabilities" line item on the Consolidated Balance Sheets. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. The following table provides a roll forward of the allowance for credit losses on unfunded loan commitments. Three Months Ended March 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 3,400 Ending balance $ 14,735

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2020
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total OREO March 31, 2020 Residential real estate $ 649 $ 1,012 $ 1,661 Commercial real estate 2,058 1,353 3,411 Residential land development 572 387 959 Commercial land development 2,151 489 2,640 Total $ 5,430 $ 3,241 $ 8,671 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased OREO Non Purchased OREO Total OREO Balance at January 1, 2020 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 754 886 1,640 Impairments (178 ) (19 ) (197 ) Dispositions (394 ) (388 ) (782 ) Balance at March 31, 2020 $ 5,430 $ 3,241 $ 8,671 Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2020 2019 Repairs and maintenance $ 86 $ 95 Property taxes and insurance 133 107 Impairments 197 727 Net losses on OREO sales 12 80 Rental income (10 ) (5 ) Total $ 418 $ 1,004

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the three months ended March 31, 2020 were as follows: Community Banks Insurance Total Balance at January 1, 2020 $ 936,916 $ 2,767 $ 939,683 Adjustment to previously recorded goodwill — — — Balance at March 31, 2020 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Amount Accumulated Amortization Net Carrying Amount March 31, 2020 Core deposit intangibles $ 82,492 $ (48,449 ) $ 34,043 Customer relationship intangible 2,470 (1,148 ) 1,322 Total finite-lived intangible assets $ 84,962 $ (49,597 ) $ 35,365 December 31, 2019 Core deposit intangibles $ 82,492 $ (46,599 ) $ 35,893 Customer relationship intangible 2,470 (1,103 ) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702 ) $ 37,260 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2020 2019 Amortization expense for: Core deposit intangibles $ 1,850 $ 2,077 Customer relationship intangible 45 33 Total intangible amortization $ 1,895 $ 2,110 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2020 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2020 $ 6,939 $ 181 $ 7,120 2021 5,860 181 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679

Mortgage Servicing Rights

Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2020
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in mortgage banking income on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. There were $9,571 of valuation adjustments on MSRs during the three months ended March 31, 2020 , primarily arising on account of the difference between actual prepayment speeds and the Company’s assumptions with respect to prepayment speeds; no valuation adjustments were recognized during the three months ended March 31, 2019 . A continued decline in mortgage interest rates and an increase in actual prepayment speeds may cause additional negative adjustments to the valuation of the Company’s MSRs. Changes in the Company’s MSRs were as follows: Balance at January 1, 2020 $ 53,208 Capitalization 4,945 Amortization (2,217 ) Valuation adjustment (9,571 ) Balance at March 31, 2020 $ 46,365 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2020 December 31, 2019 Unpaid principal balance $ 5,051,174 $ 4,871,155 Weighted-average prepayment speed (CPR) 13.51 % 11.48 % Estimated impact of a 10% increase $ (1,675 ) $ (2,469 ) Estimated impact of a 20% increase (3,234 ) (4,774 ) Discount rate 9.73 % 9.69 % Estimated impact of a 10% increase $ (2,701 ) $ (2,027 ) Estimated impact of a 20% increase (5,203 ) (3,908 ) Weighted-average coupon interest rate 4.01 % 4.04 % Weighted-average servicing fee (basis points) 29.62 29.20 Weighted-average remaining maturity (in years) 5.65 6.35 The Company recorded servicing fees of $2,623 and $2,254 for the three months ended March 31, 2020 and 2019 , respectively, which are included in “Mortgage banking income” in the Consolidated Statements of Income. The Company recorded servicing fees of $2,623 and $2,254 for the three months ended March 31, 2020 and 2019, respectively.

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	3 Months Ended
	Mar. 31, 2020
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996 and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2020 2019 2020 2019 Service cost $ — $ — $ 2 $ 2 Interest cost 242 273 5 8 Expected return on plan assets (413 ) (363 ) — — Recognized actuarial loss (gain) 79 86 (18 ) (14 ) Net periodic benefit return $ (92 ) $ (4 ) $ (11 ) $ (4 ) Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the three months ended March 31, 2020 or 2019 . The following table summarizes information about options outstanding, exercised and forfeited as of and for the three months ended March 31, 2020 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 29,250 $ 15.86 Granted — — Exercised — — Forfeited — — Options outstanding at end of period 29,250 $ 15.86 The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2020 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 210,893 35.42 Vested — — (83,740 ) 39.71 Cancelled (2,233 ) 33.70 (22,427 ) 37.43 Nonvested at end of period 194,915 $ 34.60 605,658 $ 35.51 During the three months ended March 31, 2020 , the Company reissued 104,902 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $2,750 and $2,637 for the three months ended March 31, 2020 and 2019 , respectively.

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company utilizes derivative financial instruments, including interest rate contracts such as swaps, caps and/or floors, as part of its ongoing efforts to mitigate its interest rate risk exposure and to facilitate the needs of its customers. The Company also from time to time enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. At March 31, 2020 , the Company had notional amounts of $219,068 on interest rate contracts with corporate customers and $219,068 in offsetting interest rate contracts with other financial institutions to mitigate the Company’s rate exposure on its corporate customers’ contracts and certain fixed-rate loans. In June 2014, the Company entered into two forward interest rate swap contracts on floating rate liabilities at the Bank level with notional amounts of $15,000 each. The interest rate swap contracts are each accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a four -year and five -year period beginning June 1, 2018 and December 3, 2018 and ending June 2022 and June 2023, respectively. Under these contracts, the Bank pays a fixed interest rate and receives a variable interest rate based on the three-month LIBOR plus a pre-determined spread, with quarterly net settlements. In March and April 2012, the Company entered into two interest rate swap agreements effective March 30, 2014 and March 17, 2014, respectively. Under these swap agreements, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreements, which both terminate in March 2022, are accounted for as cash flow hedges to reduce the variability in cash flows resulting from changes in interest rates on $32,000 of the Company’s junior subordinated debentures. In April 2018, the Company entered into an interest rate swap agreement effective June 15, 2018. Under this swap agreement, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreement, which terminates in June 2028, is accounted for as a cash flow hedge to reduce the variability in cash flows resulting from changes in interest rates on $30,000 of the Company’s junior subordinated debentures. In March 2020, the Company entered into a forward interest rate swap contract on floating rate liabilities with a notional amount of $100,000 . The interest rate swap contract is accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a ten -year period beginning March 23, 2022 and ending March 23, 2032. Under this contract, the Company pays a fixed interest rate and receives a variable interest rate based on one-month LIBOR with monthly net settlements. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate and adjustable-rate residential mortgage loans. The notional amount of commitments to fund fixed-rate and adjustable-rate mortgage loans was $1,034,335 and $215,751 at March 31, 2020 and December 31, 2019 , respectively. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The notional amount of commitments to sell residential mortgage loans to secondary market investors was $909,000 and $414,000 at March 31, 2020 and December 31, 2019 , respectively. The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location March 31, December 31, 2019 Derivative assets: Designated as hedging instruments Interest rate swap Other Assets $ 555 $ — Totals $ 555 $ — Not designated as hedging instruments: Interest rate contracts Other Assets $ 10,910 $ 3,880 Interest rate lock commitments Other Assets 26,437 4,579 Forward commitments Other Assets 215 39 Totals $ 37,562 $ 8,498 Derivative liabilities: Designated as hedging instruments: Interest rate swaps Other Liabilities $ 9,604 $ 5,021 Totals $ 9,604 $ 5,021 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 10,910 $ 3,880 Interest rate lock commitments Other Liabilities — 3 Forward commitments Other Liabilities 16,742 1,096 Totals $ 27,652 $ 4,979 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended March 31, 2020 2019 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 736 $ 1,046 Interest rate lock commitments: Included in mortgage banking income 21,821 1,222 Forward commitments Included in mortgage banking income 15,470 901 Total $ 38,027 $ 3,169 For the Company’s derivatives designated as cash flow hedges, changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three months ended March 31, 2020 or 2019 . The impact on other comprehensive income for the three months ended March 31, 2020 and 2019 , respectively, can be seen at Note 13, “Other Comprehensive Income (Loss).” Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2019 March 31, December 31, 2019 Gross amounts recognized $ 770 $ 61 $ 37,256 $ 9,974 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 770 61 37,256 9,974 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 770 61 770 61 Financial collateral pledged — — 19,604 8,698 Net amounts $ — $ — $ 16,882 $ 1,215

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 30,528 $ 14,304 Loans 11,573 10,284 Deferred compensation 9,213 12,050 Impairment of assets 1,141 1,108 Net operating loss carryforwards 6,916 9,387 Lease liabilities under operating leases 22,745 22,686 Other 1,635 934 Total deferred tax assets 83,751 70,753 Deferred tax liabilities Net unrealized gains on securities 4,880 190 Investment in partnerships 877 967 Fixed assets 2,951 2,952 Mortgage servicing rights 11,718 13,472 Junior subordinated debt 2,282 2,304 Lease right-of-use asset 21,747 21,727 Other 1,760 1,859 Total deferred tax liabilities 46,215 43,471 Net deferred tax assets $ 37,536 $ 27,282 For the three months ended March 31, 2020 and 2019 , the Company recorded a provision for income taxes totaling $773 and $13,590 , respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The effective tax rate was 27.80% and 23.15% for the three months ended March 31, 2020 and 2019 , respectively. The Company and its subsidiary file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and the state departments of revenue for the years ending December 31, 2015 through December 31, 2018. The Company acquired both federal and state net operating losses as part of its previous acquisitions with varying expiration periods. The federal and state net operating losses acquired in its acquisition of Brand Group Holdings, Inc. (“Brand”) were $81,288 and $55,067 , respectively, as of the September 1, 2018 acquisition date, all created in 2018. As part of The Tax Cuts and Jobs Act and corresponding state tax laws, the federal net operating losses and the majority of the state net operating losses created by Brand have an indefinite carryforward period. As of March 31, 2020, there are federal and state net operating losses acquired in the Brand acquisition, without expiration periods of $21,086 and $34,477 , respectively. The federal and state net operating losses acquired in the Company’s acquisition of Heritage Financial Group, Inc. (“Heritage”) in 2015 were $18,321 and $16,849 , respectively, of which $3,751 and $3,072 remain to be utilized as of March 31, 2020. The net operating losses related to the Heritage acquisition begin to expire in 2029 and are expected to be utilized. Because the benefits are expected to be fully realized, the Company recorded no valuation allowance against the net operating losses for the period ending March 31, 2020

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy ASC 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities and trust preferred securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : The Company uses derivatives to manage various financial risks. Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 8,604 $ 8,604 Other available for sale securities — 1,350,525 — 1,350,525 Total securities available for sale — 1,350,525 8,604 1,359,129 Derivative instruments — 38,117 — 38,117 Mortgage loans held for sale in loans held for sale — 448,797 — 448,797 Total financial assets $ — $ 1,837,439 $ 8,604 $ 1,846,043 Financial liabilities: Derivative instruments $ — $ 37,256 $ — $ 37,256 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the three months ended March 31, 2020 . The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: Three Months Ended March 31, 2020 Trust preferred securities Three Months Ended March 31, 2019 Trust preferred securities Three Months Ended March 31, 2020 Trust preferred securities Balance at January 1, 2020 $ 9,986 Accretion included in net income 9 Unrealized losses included in other comprehensive income (1,319 ) Settlements (72 ) Balance at March 31, 2020 $ 8,604 Three Months Ended March 31, 2019 Trust preferred securities Balance at January 1, 2019 $ 10,633 Accretion included in net income 9 Unrealized losses included in other comprehensive income (287 ) Settlements (109 ) Balance at March 31, 2019 $ 10,246 For the three months ended March 31, 2020 and 2019 , respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table presents information as of March 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 8,604 Discounted cash flows Default rate 0-100% Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2020 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,744 $ 6,744 OREO — — 960 960 Mortgage servicing rights — — 46,365 46,365 Total $ — $ — $ 54,069 $ 54,069 December 31, 2019 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Impaired loans: Loans considered impaired are reserved for at the time the loan is identified as impaired taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Impaired loans that were measured or re-measured at fair value had a carrying value of $7,784 and $29,606 at March 31, 2020 and December 31, 2019 , respectively, and a specific reserve for these loans of $1,040 and $2,258 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2019 Carrying amount prior to remeasurement $ 1,157 $ 3,726 Impairment recognized in results of operations (197 ) (906 ) Fair value $ 960 $ 2,820 Mortgage servicing rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at March 31, 2020 and December 31, 2019 . There were $9,571 of valuation adjustments on MSRs during the three months ended March 31, 2020 and $1,836 of valuation adjustments recognized during the twelve months ended December 31, 2019 . The following table presents information as of March 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 6,744 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 960 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $12,709 and net losses of $769 resulting from fair value changes of these mortgage loans were recorded in income during the three months ended March 31, 2020 and 2019 , respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2020 : Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 448,797 $ 425,975 $ 22,822 Past due loans of 90 days or more — — — Nonaccrual loans — — — Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2020 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 637,772 $ 637,772 $ — $ — $ 637,772 Securities available for sale 1,359,129 — 1,350,525 8,604 1,359,129 Loans held for sale 448,797 — 448,797 — 448,797 Loans, net 9,649,192 — — 9,689,967 9,689,967 Mortgage servicing rights 46,365 — — 46,365 46,365 Derivative instruments 38,117 — 38,117 — 38,117 Financial liabilities Deposits $ 10,412,426 $ 8,328,545 $ 2,108,440 $ — $ 10,436,985 Short-term borrowings 803,037 803,037 — — 803,037 Federal Home Loan Bank advances 152,294 — 155,682 — 155,682 Junior subordinated debentures 110,360 — 97,665 — 97,665 Subordinated notes 113,940 — 113,700 — 113,700 Derivative instruments 37,256 — 37,256 — 37,256 Fair Value As of December 31, 2019 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2020
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income (loss), net of tax, were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended March 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 22,389 $ 5,695 $ 16,694 Reclassification adjustment for losses realized in net income — — — Total securities available for sale 22,389 5,695 16,694 Derivative instruments: Unrealized holding losses on derivative instruments (4,028 ) (1,025 ) (3,003 ) Total derivative instruments (4,028 ) (1,025 ) (3,003 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 62 16 46 Total defined benefit pension and post-retirement benefit plans 62 16 46 Total other comprehensive income $ 18,423 $ 4,686 $ 13,737 Three months ended March 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 15,179 $ 3,862 $ 11,317 Reclassification adjustment for gains realized in net income (13 ) (3 ) (10 ) Total securities available for sale 15,166 3,859 11,307 Derivative instruments: Unrealized holding losses on derivative instruments (1,228 ) (313 ) (915 ) Total derivative instruments (1,228 ) (313 ) (915 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 72 18 54 Total defined benefit pension and post-retirement benefit plans 72 18 54 Total other comprehensive income $ 14,010 $ 3,564 $ 10,446 The accumulated balances for each component of other comprehensive income (loss), net of tax, were as follows as of the dates presented: March 31, December 31, 2019 Unrealized gains on securities $ 38,257 $ 21,563 Non-credit related portion of previously recorded other-than-temporary impairment on securities (11,319 ) (11,319 ) Unrealized losses on derivative instruments (5,851 ) (2,847 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,586 ) (6,633 ) Total accumulated other comprehensive income $ 14,501 $ 764

Net Income Per Common Share

Net Income Per Common Share	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested and outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2020 2019 Basic Net income applicable to common stock $ 2,008 $ 45,110 Average common shares outstanding 56,534,816 58,585,517 Net income per common share - basic $ 0.04 $ 0.77 Diluted Net income applicable to common stock $ 2,008 $ 45,110 Average common shares outstanding 56,534,816 58,585,517 Effect of dilutive stock-based compensation 171,473 145,018 Average common shares outstanding - diluted 56,706,289 58,730,535 Net income per common share - diluted $ 0.04 $ 0.77 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2020 2019 Number of shares 236,327 27,740 Exercise prices (for stock option awards) — —

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2020
Banking and Thrift [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2020 December 31, 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,239,814 9.90 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,133,444 10.63 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,239,814 11.63 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,432,281 13.44 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,308,943 10.46 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,308,943 12.28 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,308,943 12.28 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,387,752 13.02 % 1,388,553 13.36 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of March 31, 2020 , the Company’s CET1 capital was in excess of the capital conservation buffer. In addition, the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency’s rules for calculating risk-weighted assets have been revised in recent years to enhance risk sensitivity and to incorporate certain international capital standards of the Basel Committee on Banking Supervision. These revisions affect the calculation of the denominator of a banking organization’s risk-based capital ratios to reflect the higher-risk nature of certain types of loans. For example, residential mortgages are risk-weighted between 35% and 200%, depending on the mortgage’s loan-to-value ratio and whether the mortgage falls into one of two categories based on eight criteria that include, among others, the term, use of negative amortization and balloon payments, certain rate increases and documented and verified borrower income, while a 150% risk weight applies to both certain high volatility commercial real estate acquisition, development and construction loans as well as non-residential mortgage loans 90 days past due or on nonaccrual status (in both cases, as opposed to the former 100% risk weight). Also, “hybrid” capital items like trust preferred securities no longer enjoy Tier 1 capital treatment, subject to various grandfathering and transition rules. As previously disclosed, the Company adopted CECL as of January 1, 2020. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transitional period to phase out the capital benefit provided by the two-year delay. Therefore the Company’s regulatory ratios as of March 31, 2020 were not impacted by the adoption of CECL.

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2020
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment offers a broad range of fiduciary services which include the administration and management of trust accounts including personal and corporate benefit accounts, self-directed IRAs, and custodial accounts. In addition, the Wealth Management segment offers annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended March 31, 2020 Net interest income (loss) $ 108,869 $ 187 $ 441 $ (2,895 ) $ 106,602 Provision for credit losses on loans 26,212 — 138 — 26,350 Noninterest income (loss) 30,683 2,940 4,344 (397 ) 37,570 Noninterest expense (benefit) 109,284 1,886 3,945 (74 ) 115,041 Income (loss) before income taxes 4,056 1,241 702 (3,218 ) 2,781 Income tax expense (benefit) 1,280 330 — (837 ) 773 Net income (loss) $ 2,776 $ 911 $ 702 $ (2,381 ) $ 2,008 Total assets $ 13,776,076 $ 28,448 $ 71,895 $ 24,131 $ 13,900,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Three months ended March 31, 2019 Net interest income (loss) $ 116,058 $ 168 $ 350 $ (3,429 ) $ 113,147 Provision for credit losses on loans 1,500 — — — 1,500 Noninterest income 29,585 2,879 3,659 (238 ) 35,885 Noninterest expense 83,313 1,815 3,448 256 88,832 Income (loss) before income taxes 60,830 1,232 561 (3,923 ) 58,700 Income tax expense (benefit) 14,286 320 — (1,016 ) 13,590 Net income (loss) $ 46,544 $ 912 $ 561 $ (2,907 ) $ 45,110 Total assets $ 12,763,349 $ 27,267 $ 58,971 $ 12,808 $ 12,862,395 Goodwill $ 930,204 $ 2,767 $ — $ — $ 932,971

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 filed with the Securities and Exchange Commission on February 27, 2020.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”). This update to Accounting Standards Codification Topic (“ASC”) 326, Financial Instruments - Credit Losses (“ASC 326”), significantly changed the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset’s remaining life. FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model includes loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. Additionally, ASU 2016-13 amended the accounting for credit losses on available for sale securities and purchased financial assets with credit deterioration (“PCD”). In the remainder of these Notes to Consolidated Financial Statements, references to “CECL” or to “ASC 326” shall mean the accounting standards and principles set forth in ASC 326 after giving effect to ASU 2016-13 and the clarifications thereto discussed in the next paragraph. ASU 2016-13 became effective on January 1, 2020 for publicly-traded companies like the Company, and the Company elected not to take advantage of federal legislation enacted in March 2020 allowing companies to postpone the adoption of CECL. To implement CECL, entities are required to apply a cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption. Over the course of 2019, FASB issued a number of updates clarifying various matters arising under ASU 2016-13, including the following: (1) ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20; instead, impairment of receivables arising from operating leases should be accounted for in accordance with ASC 842, Leases (“ASC 842”); (2) ASU 2019-04 was issued and provides entities alternatives for measurement of accrued interest receivable, clarifies the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets; (3) ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10; and (4) ASU 2019-11 was issued to clarify and address stakeholders’ specific issues relating to expected recoveries on PCD assets and transition and disclosure relief related to troubled debt restructured loans and accrued interest, respectively. Early adoption is permitted. The Company adopted ASU 2016-13 on January 1, 2020 and recorded a one-time cumulative-effect adjustment as disclosed in the table below. December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162 ) $ (42,484 ) $ (94,646 ) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958 ) $ 5,469 $ (45,489 ) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099 ) $ 582,256 The Company used the prospective transition approach for PCD loans that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30, “ Loans and Debt Securities Acquired with Deteriorated Credit Quality ” (“ASC 310-30”). As permitted under ASC 326, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption. As shown in the table above, the amortized cost basis of the PCD assets were adjusted to reflect the addition of $5,469 to the allowance for credit losses. The remaining noncredit discount will be accreted into interest income. The prospective transition approach was also used for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2020. As a result, the amortized cost basis remained the same before and after the effective date of the adoption of CECL. Additionally, the Company has elected to exclude accrued interest receivable from the amortized cost of loans. As of March 31, 2020, the Company has accrued interest receivable for loans of $32,998 , which is recorded in other assets on the Consolidated Balance Sheets. In January 2017, FASB issued ASU No. 2017-04, “Intangibles - Goodwill and Other (Topic 350)” (“ASU 2017-04”). ASU 2017-04 amends and simplifies current goodwill impairment testing by eliminating certain testing under the earlier provisions. Under the new guidance, an entity performs the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU 2017-04 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement” (“ASU 2018-13”). ASU 2018-13 is intended to improve the disclosures on fair value measurements by eliminating, amending and adding certain disclosure requirements. These changes are intended to reduce costs for preparers while providing more useful information for financial statement users. ASU 2018-13 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2019, FASB issued ASU 2019-01, “Leases (Topic 842): Codification Improvements” (“ASU 2019-01”). ASU 2019-01 is intended to clarify potential implementation questions related to ASC 842. This includes clarification on the determination of fair value of underlying assets by lessors that are not manufacturers or dealers, cash flow presentation of sales-type and direct financing leases and transition disclosures related to accounting changes and error corrections. ASU 2019-01 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” ( “ ASU 2020-04 ”

Summary of Significant Accoun_3

Summary of Significant Accounting Policies Summary of Significant Accounting Policies (Tables)	3 Months Ended
	Mar. 31, 2020
Accounting Policies [Abstract]
Schedule of New Accounting Pronouncements and Changes in Accounting Principles	The Company adopted ASU 2016-13 on January 1, 2020 and recorded a one-time cumulative-effect adjustment as disclosed in the table below. December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162 ) $ (42,484 ) $ (94,646 ) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958 ) $ 5,469 $ (45,489 ) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099 ) $ 582,256

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost, fair value and allowance for credit losses of securities available for sale were as follows as of the dates presented: Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Allowance for Credit Losses Fair Value March 31, 2020 U.S. Treasury securities $ 7,605 $ 67 $ — $ — $ 7,672 Obligations of other U.S. Government agencies and corporations 2,514 31 — — 2,545 Obligations of states and political subdivisions 256,974 6,399 (1,872 ) — 261,501 Residential mortgage backed securities: Government agency mortgage backed securities 709,117 24,296 — — 733,413 Government agency collateralized mortgage obligations 159,940 4,653 — — 164,593 Commercial mortgage backed securities: Government agency mortgage backed securities 32,625 1,967 (2 ) — 34,590 Government agency collateralized mortgage obligations 85,752 2,825 (178 ) — 88,399 Trust preferred securities 12,091 — (3,487 ) — 8,604 Other debt securities 56,380 1,677 (245 ) — 57,812 $ 1,322,998 $ 41,915 $ (5,784 ) $ — $ 1,359,129 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3 ) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365 ) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816 ) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262 ) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24 ) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109 ) 77,751 Trust preferred securities 12,153 — (2,167 ) 9,986 Other debt securities 55,364 1,133 (132 ) 56,365 $ 1,276,871 $ 18,620 $ (4,878 ) $ 1,290,613
Schedule of realized gain (loss)	There were no sales of securities for the three months ended March 31, 2020 . Securities sold for the three months ended March 31, 2019 were as follows : Carrying Value Net Proceeds Gain/(Loss) Obligations of states and political subdivisions $ 10,368 $ 10,384 $ 16 Residential mortgage backed securities: Government agency mortgage backed securities 230 227 (3 ) $ 10,598 $ 10,611 $ 13 Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2019 were as follows: Three Months Ended March 31, 2019 Gross gains on sales of securities available for sale $ 45 Gross losses on sales of securities available for sale (32 ) Gains on sales of securities available for sale, net $ 13
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at March 31, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Cost Fair Value Due within one year $ 19,647 $ 19,786 Due after one year through five years 34,038 34,948 Due after five years through ten years 81,750 84,830 Due after ten years 160,241 157,388 Residential mortgage backed securities: Government agency mortgage backed securities 709,117 733,413 Government agency collateralized mortgage obligations 159,940 164,593 Commercial mortgage backed securities: Government agency mortgage backed securities 32,625 34,590 Government agency collateralized mortgage obligations 85,752 88,399 Other debt securities 39,888 41,182 $ 1,322,998 $ 1,359,129
Gross unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses Available for Sale: March 31, 2020 Obligations of states and political subdivisions 29 $ 47,604 $ (1,872 ) 0 $ — $ — 29 $ 47,604 $ (1,872 ) Residential mortgage backed securities: Government agency mortgage backed securities 1 106 — 0 — — 1 106 — Government agency collateralized mortgage obligations 0 — — 0 — — 0 — — Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 2 1,176 (2 ) 2 1,176 (2 ) Government agency collateralized mortgage obligations 3 12,376 (178 ) 0 — — 3 12,376 (178 ) Trust preferred securities 2 8,604 (3,487 ) 0 — — 2 8,604 (3,487 ) Other debt securities 5 11,987 (245 ) 0 — — 5 11,987 (245 ) Total 40 $ 80,677 $ (5,782 ) 2 $ 1,176 $ (2 ) 42 $ 81,853 $ (5,784 ) December 31, 2019 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 1,008 $ (3 ) 1 $ 1,008 $ (3 ) Obligations of states and political subdivisions 26 33,902 (365 ) 0 — — 26 33,902 (365 ) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504 ) 16 20,775 (312 ) 53 253,954 (1,816 ) Government agency collateralized mortgage obligations 11 45,319 (262 ) 0 — — 11 45,319 (262 ) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23 ) 2 1,190 (1 ) 3 6,166 (24 ) Government agency collateralized mortgage obligations 1 4,910 (109 ) 0 — — 1 4,910 (109 ) Trust preferred securities 0 — — 2 9,986 (2,167 ) 2 9,986 (2,167 ) Other debt securities 3 8,737 (131 ) 1 741 (1 ) 4 9,478 (132 ) Total 79 $ 331,023 $ (2,394 ) 22 $ 33,700 $ (2,484 ) 101 $ 364,723 $ (4,878 )

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,144,004 $ 1,052,353 Lease financing 88,351 85,700 Real estate – construction: Residential 277,551 272,643 Commercial 467,515 502,258 Total real estate – construction 745,066 774,901 Real estate – 1-4 family mortgage: Primary 1,466,887 1,449,219 Home equity 449,263 456,265 Rental/investment 285,244 291,931 Land development 155,233 152,711 Total real estate – 1-4 family mortgage 2,356,627 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,244,919 1,209,204 Non-owner occupied 1,874,559 1,803,587 Land development 122,694 116,085 Total real estate – commercial mortgage 3,242,172 3,128,876 Installment loans to individuals 229,856 199,843 Gross loans 7,806,076 7,591,799 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income $ 7,802,404 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 280,572 $ 315,619 Real estate – construction: Residential 11,449 16,407 Commercial 31,380 35,175 Total real estate – construction 42,829 51,582 Real estate – 1-4 family mortgage: Primary 309,549 332,729 Home equity 114,463 117,275 Rental/investment 44,222 43,169 Land development 21,440 23,314 Total real estate – 1-4 family mortgage 489,674 516,487 Real estate – commercial mortgage: Owner-occupied 418,079 428,077 Non-owner occupied 610,383 647,308 Land development 38,074 40,004 Total real estate – commercial mortgage 1,066,536 1,115,389 Installment loans to individuals 87,362 102,587 Loans, net of unearned income $ 1,966,973 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,424,576 $ 1,367,972 Lease financing 88,351 85,700 Real estate – construction: Residential 289,000 289,050 Commercial 498,895 537,433 Total real estate – construction 787,895 826,483 Real estate – 1-4 family mortgage: Primary 1,776,436 1,781,948 Home equity 563,726 573,540 Rental/investment 329,466 335,100 Land development 176,673 176,025 Total real estate – 1-4 family mortgage 2,846,301 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,662,998 1,637,281 Non-owner occupied 2,484,942 2,450,895 Land development 160,768 156,089 Total real estate – commercial mortgage 4,308,708 4,244,265 Installment loans to individuals 317,218 302,430 Gross loans 9,773,049 9,693,463 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income 9,769,377 9,689,638 Allowance for credit losses on loans (120,185 ) (52,162 ) Net loans $ 9,649,192 $ 9,637,476
Aging of past due and nonaccrual loans	The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 3,361 $ 96 $ 1,135,968 $ 1,139,425 $ 118 $ 4,410 $ 51 $ 4,579 $ 1,144,004 Lease financing — 51 88,074 88,125 — 226 — 226 88,351 Real estate – construction: Residential 267 284 274,272 274,823 — 2,728 — 2,728 277,551 Commercial — — 467,515 467,515 — — — — 467,515 Total real estate – construction 267 284 741,787 742,338 — 2,728 — 2,728 745,066 Real estate – 1-4 family mortgage: Primary 20,213 1,859 1,436,829 1,458,901 898 4,279 2,809 7,986 1,466,887 Home equity 1,184 720 446,756 448,660 31 394 178 603 449,263 Rental/investment 1,339 56 283,403 284,798 — 438 8 446 285,244 Land development 137 7 155,021 155,165 — 31 37 68 155,233 Total real estate – 1-4 family mortgage 22,873 2,642 2,322,009 2,347,524 929 5,142 3,032 9,103 2,356,627 Real estate – commercial mortgage: Owner-occupied 2,868 889 1,237,360 1,241,117 870 2,538 394 3,802 1,244,919 Non-owner occupied 362 320 1,873,172 1,873,854 — 380 325 705 1,874,559 Land development 464 78 122,047 122,589 — 105 — 105 122,694 Total real estate – commercial mortgage 3,694 1,287 3,232,579 3,237,560 870 3,023 719 4,612 3,242,172 Installment loans to individuals 901 99 228,720 229,720 — 129 7 136 229,856 Unearned income — — (3,672 ) (3,672 ) — — — — (3,672 ) Loans, net of unearned income $ 31,096 $ 4,459 $ 7,745,465 $ 7,781,020 $ 1,917 $ 15,658 $ 3,809 $ 21,384 $ 7,802,404 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825 ) (3,825 ) — — — — (3,825 ) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 2,284 $ 2,984 $ 269,348 $ 274,616 $ 820 $ 1,551 $ 3,585 $ 5,956 $ 280,572 Real estate – construction: Residential 647 — 10,802 11,449 — — — — 11,449 Commercial — — 31,380 31,380 — — — — 31,380 Total real estate – construction 647 — 42,182 42,829 — — — — 42,829 Real estate – 1-4 family mortgage: Primary 5,507 312 297,809 303,628 1,191 3,764 966 5,921 309,549 Home equity 65 69 112,902 113,036 200 478 749 1,427 114,463 Rental/investment 102 30 43,214 43,346 54 732 90 876 44,222 Land development 53 — 21,055 21,108 47 — 285 332 21,440 Total real estate – 1-4 family mortgage 5,727 411 474,980 481,118 1,492 4,974 2,090 8,556 489,674 Real estate – commercial mortgage: Owner-occupied 1,356 1,497 412,188 415,041 261 125 2,652 3,038 418,079 Non-owner occupied 519 50 608,960 609,529 11 697 146 854 610,383 Land development 604 72 36,980 37,656 — 164 254 418 38,074 Total real estate – commercial mortgage 2,479 1,619 1,058,128 1,062,226 272 986 3,052 4,310 1,066,536 Installment loans to individuals 3,291 90 83,713 87,094 11 73 184 268 87,362 Loans, net of unearned income $ 14,428 $ 5,104 $ 1,928,351 $ 1,947,883 $ 2,595 $ 7,584 $ 8,911 $ 19,090 $ 1,966,973 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 5 1,365 Reclassified as performing restructured loan 1 58 Reductions due to: Principal paydowns — (42 ) Totals at March 31, 2020 52 $ 6,060 Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 1 209 Reductions due to: Reclassified to nonperforming loans (12 ) (2,449 ) Paid in full (1 ) (34 ) Charge-offs (1 ) (3 ) Principal paydowns — (19 ) Totals at March 31, 2020 41 $ 4,979
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 76,216 $ 274,388 $ 103,827 $ 66,812 $ 27,657 $ 31,662 $ 282,822 $ 13,979 $ 877,363 Pass 75,035 253,990 102,161 63,688 23,890 29,693 274,646 12,443 835,546 Pass-Watch 1,181 19,667 244 989 2,692 63 7,916 886 33,638 Substandard — 731 1,422 2,135 1,075 1,906 260 650 8,179 Real Estate - Construction $ 75,514 $ 396,047 $ 81,619 $ 83,621 $ 27,389 $ — $ 14,443 $ 75 $ 678,708 Residential $ 55,230 $ 143,139 $ 11,881 $ — $ — $ — $ 6,770 $ 75 $ 217,095 Pass 55,230 143,075 9,153 — — — 6,770 75 214,303 Pass-Watch — — — — — — — — — Substandard — 64 2,728 — — — — — 2,792 Commercial $ 20,284 $ 252,908 $ 69,738 $ 83,621 $ 27,389 $ — $ 7,673 $ — $ 461,613 Pass 18,921 234,161 65,170 83,123 27,389 — 7,673 — 436,437 Pass-Watch 1,363 18,747 4,568 498 — — — — 25,176 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 27,595 $ 129,544 $ 84,743 $ 43,367 $ 23,235 $ 20,005 $ 15,029 $ 388 $ 343,906 Primary $ 4,406 $ 9,533 $ 8,090 $ 6,261 $ 1,497 $ 2,865 $ 960 $ — $ 33,612 Pass 4,406 9,533 7,917 6,261 1,214 2,846 960 — 33,137 Pass-Watch — — — — — 2 — — 2 Substandard — — 173 — 283 17 — — 473 Home Equity $ — $ 793 $ 327 $ — $ — $ — $ 10,327 $ — $ 11,447 Pass — 793 327 — — — 10,201 — 11,321 Pass-Watch — — — — — — 126 — 126 Substandard — — — — — — — — — Rental/Investment $ 7,743 $ 48,761 $ 38,003 $ 36,312 $ 21,206 $ 16,665 $ 1,333 $ 388 $ 170,411 Pass 7,743 46,959 37,502 35,287 18,978 15,438 1,233 388 163,528 Pass-Watch — 388 232 952 2,001 652 100 — 4,325 Substandard — 1,414 269 73 227 575 — — 2,558 Land Development $ 15,446 $ 70,457 $ 38,323 $ 794 $ 532 $ 475 $ 2,409 $ — $ 128,436 Pass 15,446 69,674 37,379 794 523 435 2,409 — 126,660 Pass-Watch — 243 944 — — 40 — — 1,227 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Substandard — 540 — — 9 — — — 549 Real Estate - Commercial Mortgage $ 236,893 $ 809,437 $ 533,181 $ 435,460 $ 414,685 $ 385,780 $ 77,005 $ 18,918 $ 2,911,359 Owner-Occupied $ 56,096 $ 247,602 $ 223,225 $ 199,741 $ 144,544 $ 125,555 $ 32,773 $ 6,365 $ 1,035,901 Pass 52,629 238,900 193,125 175,474 115,879 111,230 28,180 6,365 921,782 Pass-Watch 2,792 8,277 26,581 19,904 24,663 12,716 2,653 — 97,586 Substandard 675 425 3,519 4,363 4,002 1,609 1,940 — 16,533 Non-Owner Occupied $ 165,686 $ 530,660 $ 292,062 $ 229,628 $ 264,488 $ 253,359 $ 41,360 $ 12,553 $ 1,789,796 Pass 156,333 490,667 259,332 184,826 194,725 200,141 35,564 12,425 1,534,013 Pass-Watch 9,353 39,775 32,730 43,202 69,763 52,275 5,796 128 253,022 Substandard — 218 — 1,600 — 943 — — 2,761 Land Development $ 15,111 $ 31,175 $ 17,894 $ 6,091 $ 5,653 $ 6,866 $ 2,872 $ — $ 85,662 Pass 13,239 31,175 16,213 6,091 3,880 6,790 2,872 — 80,260 Pass-Watch 1,872 — 1,681 — — — — — 3,553 Substandard — — — — 1,773 76 — — 1,849 Installment loans to individuals $ — $ 7 $ — $ — $ — $ — $ — $ — $ 7 Pass — 7 — — — — — — 7 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 416,218 $ 1,609,423 $ 803,370 $ 629,260 $ 492,966 $ 437,447 $ 389,299 $ 33,360 $ 4,811,343 Pass 398,982 1,518,934 728,279 555,544 386,478 366,573 370,508 31,696 4,356,994 Pass-Watch 16,561 87,097 66,980 65,545 99,119 65,748 16,591 1,014 418,655 Substandard 675 3,392 8,111 8,171 7,369 5,126 2,200 650 35,694 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 8,855 $ 28,004 $ 16,678 $ 10,734 $ 4,892 $ 16,913 $ 180,110 $ 455 $ 266,641 Performing Loans 8,855 27,955 16,631 10,159 4,891 16,870 179,750 392 265,503 Non-Performing Loans — 49 47 575 1 43 360 63 1,138 Lease Financing Receivables $ 9,209 $ 38,374 $ 21,422 $ 6,999 $ 3,854 $ 4,821 $ — $ — $ 84,679 Performing Loans 9,209 38,374 21,422 6,999 3,628 4,770 — — 84,402 Non-Performing Loans — — — — 226 51 — — 277 Real Estate - Construction $ 5,984 $ 51,279 $ 7,813 $ 743 $ 223 $ — $ 316 $ — $ 66,358 Residential $ 4,862 $ 47,636 $ 7,063 $ 511 $ 68 $ — $ 316 $ — $ 60,456 Performing Loans 4,862 47,636 6,871 511 68 — 316 — 60,264 Non-Performing Loans — — 192 — — — — — 192 Commercial $ 1,122 $ 3,643 $ 750 $ 232 $ 155 $ — $ — $ — $ 5,902 Performing Loans 1,122 3,643 750 232 155 — — — 5,902 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - 1-4 Family Mortgage $ 91,729 $ 439,545 $ 375,081 $ 267,794 $ 143,083 $ 255,576 $ 436,912 $ 3,001 $ 2,012,721 Primary $ 78,600 $ 400,107 $ 345,036 $ 239,952 $ 126,621 $ 241,563 $ 1,094 $ 302 $ 1,433,275 Performing Loans 78,600 399,661 341,058 238,066 125,960 238,923 1,034 302 1,423,604 Non-Performing Loans — 446 3,978 1,886 661 2,640 60 — 9,671 Home Equity $ — $ 306 $ 386 $ 205 $ 45 $ 1,245 $ 433,318 $ 2,311 $ 437,816 Performing Loans — 306 386 205 45 1,125 432,263 2,163 436,493 Non-Performing Loans — — — — — 120 1,055 148 1,323 Rental/Investment $ 7,889 $ 29,839 $ 24,761 $ 24,579 $ 15,021 $ 10,788 $ 1,568 $ 388 $ 114,833 Performing Loans 7,889 29,839 24,705 24,549 14,973 10,689 1,568 388 114,600 Non-Performing Loans — — 56 30 48 99 — — 233 Land Development $ 5,240 $ 9,293 $ 4,898 $ 3,058 $ 1,396 $ 1,980 $ 932 $ — $ 26,797 Performing Loans 5,240 9,273 4,879 3,022 1,396 1,980 932 — 26,722 Non-Performing Loans — 20 19 36 — — — — 75 Real Estate - Commercial Mortgage $ 23,887 $ 83,163 $ 71,819 $ 57,390 $ 44,728 $ 34,602 $ 14,934 $ 290 $ 330,813 Owner-Occupied $ 14,795 $ 49,969 $ 45,312 $ 37,701 $ 29,621 $ 23,279 $ 8,107 $ 234 $ 209,018 Performing Loans 14,795 49,917 44,958 37,244 29,493 22,225 8,107 234 206,973 Non-Performing Loans — 52 354 457 128 1,054 — — 2,045 Non-Owner Occupied $ 6,173 $ 21,808 $ 19,144 $ 15,746 $ 10,513 $ 7,688 $ 3,691 $ — $ 84,763 Performing Loans 6,173 21,808 19,144 15,746 10,513 7,299 3,691 — 84,374 Non-Performing Loans — — — — — 389 — — 389 Land Development $ 2,919 $ 11,386 $ 7,363 $ 3,943 $ 4,594 $ 3,635 $ 3,136 $ 56 $ 37,032 Performing Loans 2,919 11,368 7,363 3,932 4,594 3,635 3,136 56 37,003 Non-Performing Loans — 18 — 11 — — — — 29 Installment loans to individuals $ 43,867 $ 137,404 $ 22,035 $ 7,031 $ 3,918 $ 2,659 $ 12,832 $ 103 $ 229,849 Performing Loans 43,867 137,339 21,953 6,996 3,879 2,646 12,831 102 229,613 Non-Performing Loans — 65 82 35 39 13 1 1 236 Total loans not subject to risk rating $ 183,531 $ 777,769 $ 514,848 $ 350,691 $ 200,698 $ 314,571 $ 645,104 $ 3,849 $ 2,991,061 Performing Loans 183,531 777,119 510,120 347,661 199,595 310,162 643,628 3,637 2,975,453 Non-Performing Loans — 650 4,728 3,030 1,103 4,409 1,476 212 15,608 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ 1,845 $ 40,693 $ 41,361 $ 33,262 $ 33,099 $ 113,126 $ 1,786 $ 265,172 Pass — 1,845 26,920 32,523 29,791 29,291 100,538 1,398 222,306 Pass-Watch — — — 2,564 1,790 1,271 2,374 131 8,130 Substandard — — 13,773 6,274 1,681 2,537 10,214 257 34,736 Real Estate - Construction $ — $ — $ 10,283 $ 14,029 $ 9,949 $ 6,581 $ 259 $ — $ 41,101 Residential $ — $ — $ 3,857 $ 4,923 $ 682 $ — $ 259 $ — $ 9,721 Pass — — 3,857 4,923 682 — 259 — 9,721 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 6,426 $ 9,106 $ 9,267 $ 6,581 $ — $ — $ 31,380 Pass — — 6,426 9,106 9,267 6,581 — — 31,380 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,663 $ 10,884 $ 3,841 $ 53,263 $ 3,875 $ 253 $ 88,779 Primary $ — $ — $ 7,936 $ 7,192 $ 1,175 $ 21,681 $ — $ — $ 37,984 Pass — — 6,674 7,192 1,156 15,891 — — 30,913 Pass-Watch — — — — — 767 — — 767 Substandard — — 1,262 — 19 5,023 — — 6,304 Home Equity $ — $ — $ — $ — $ — $ — $ 1,819 $ 253 $ 2,072 Pass — — — — — — 1,104 — 1,104 Pass-Watch — — — — — — 176 — 176 Substandard — — — — — — 539 253 792 Rental/Investment $ — $ — $ — $ 1,229 $ 873 $ 28,203 $ 107 $ — $ 30,412 Pass — — — 1,229 873 25,343 107 — 27,552 Pass-Watch — — — — — 330 — — 330 Substandard — — — — — 2,530 — — 2,530 Land Development $ — $ — $ 8,727 $ 2,463 $ 1,793 $ 3,379 $ 1,949 $ — $ 18,311 Pass — — 8,389 2,436 1,793 2,230 1,949 — 16,797 Pass-Watch — — 338 — — — — — 338 Substandard — — — 27 — 1,149 — — 1,176 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ — $ 95,770 $ 178,360 $ 186,517 $ 523,528 $ 38,999 $ 320 $ 1,023,494 Owner-Occupied $ — $ — $ 25,640 $ 47,266 $ 66,524 $ 239,440 $ 14,541 $ 320 $ 393,731 Pass — — 24,627 43,304 45,607 204,909 14,422 — 332,869 Pass-Watch — — 1,013 1,661 18,309 13,669 — — 34,652 Substandard — — — 2,301 2,608 20,862 119 320 26,210 Non-Owner Occupied $ — $ — $ 62,334 $ 125,736 $ 116,669 $ 268,725 $ 23,685 $ — $ 597,149 Pass — — 42,381 92,855 77,092 225,668 18,869 — 456,865 Pass-Watch — — 19,942 32,881 39,577 31,429 4,816 — 128,645 Substandard — — 11 — — 11,628 — — 11,639 Land Development $ — $ — $ 7,796 $ 5,358 $ 3,324 $ 15,363 $ 773 $ — $ 32,614 Pass — — 6,922 5,303 3,097 8,422 656 — 24,400 Pass-Watch — — 874 55 86 5,494 117 — 6,626 Substandard — — — — 141 1,447 — — 1,588 Total loans subject to risk rating $ — $ 1,845 $ 163,409 $ 244,634 $ 233,569 $ 616,471 $ 156,259 $ 2,359 $ 1,418,546 Pass — 1,845 126,196 198,871 169,358 518,335 137,904 1,398 1,153,907 Pass-Watch — — 22,167 37,161 59,762 52,960 7,483 131 179,664 Substandard — — 15,046 8,602 4,449 45,176 10,872 830 84,975 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 10 $ 397 $ 406 $ 2,950 $ 11,502 $ 135 $ 15,400 Performing Loans — — 10 397 406 2,950 11,502 135 15,400 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Residential $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Performing Loans — — — 1,728 — — — — 1,728 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 4,237 $ 48,881 $ 42,684 $ 200,925 $ 101,461 $ 2,331 $ 400,895 Primary $ — $ 252 $ 2,985 $ 43,379 $ 39,731 $ 184,583 $ 491 $ 144 $ 271,565 Performing Loans — 252 2,874 42,613 39,641 179,700 491 144 265,715 Non-Performing Loans — — 111 766 90 4,883 — — 5,850 Home Equity $ — $ — $ 748 $ 5,105 $ 2,295 $ 1,086 $ 100,970 $ 2,187 $ 112,391 Performing Loans — — 748 5,105 2,295 1,018 100,510 1,471 111,147 Non-Performing Loans — — — — — 68 460 716 1,244 Rental/Investment $ — $ 124 $ — $ — $ 334 $ 13,352 $ — $ — $ 13,810 Performing Loans — 124 — — 334 13,191 — — 13,649 Non-Performing Loans — — — — — 161 — — 161 Land Development $ — $ — $ 504 $ 397 $ 324 $ 1,904 $ — $ — $ 3,129 Performing Loans — — 504 397 77 1,904 — — 2,882 Non-Performing Loans — — — — 247 — — — 247 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ 344 $ 662 $ 926 $ 908 $ 37,698 $ 2,504 $ — $ 43,042 Owner-Occupied $ — $ — $ — $ 591 $ 710 $ 21,280 $ 1,767 $ — $ 24,348 Performing Loans — — — 591 710 21,129 1,767 — 24,197 Non-Performing Loans — — — — — 151 — — 151 Non-Owner Occupied $ — $ 344 $ 501 $ — $ 68 $ 11,912 $ 409 $ — $ 13,234 Performing Loans — 344 501 — 68 11,766 409 — 13,088 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 161 $ 335 $ 130 $ 4,506 $ 328 $ — $ 5,460 Performing Loans — — 161 335 130 4,434 328 — 5,388 Non-Performing Loans — — — — — 72 — — 72 Installment loans to individuals $ — $ — $ 54,787 $ 20,881 $ 1,688 $ 5,357 $ 4,605 $ 44 $ 87,362 Performing Loans — — 54,733 20,805 1,597 5,221 4,605 44 87,005 Non-Performing Loans — — 54 76 91 136 — — 357 Total loans not subject to risk rating $ — $ 720 $ 59,696 $ 72,813 $ 45,686 $ 246,930 $ 120,072 $ 2,510 $ 548,427 Performing Loans — 720 59,531 71,971 45,258 241,313 119,612 1,794 540,199 Non-Performing Loans — — 165 842 428 5,617 460 716 8,228 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Impaired loans	Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Interest Commercial, financial, agricultural $ 4,634 $ 10 Lease financing 87 — Real estate – construction 8,485 102 Real estate – 1-4 family mortgage 8,490 51 Real estate – commercial mortgage 7,030 28 Installment loans to individuals 149 1 Total $ 28,875 $ 192 Loans formerly accounted for under ASC 310-30, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance December 31, 2019 Commercial, financial, agricultural $ 49,162 $ 3,695 $ 25,843 $ 29,538 $ 292 Real estate – construction 882 — 863 863 — Real estate – 1-4 family mortgage 42,969 10,061 25,482 35,543 291 Real estate – commercial mortgage 119,929 52,501 50,632 103,133 1,386 Installment loans to individuals 5,411 640 2,547 3,187 2 Totals $ 218,353 $ 66,897 $ 105,367 $ 172,264 $ 1,971 Loans formerly accounted for under ASC 310-20, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance December 31, 2019 Commercial, financial, agricultural $ 2,979 $ 1,837 $ 901 $ 2,738 $ 212 Real estate – construction 3,269 2,499 772 3,271 16 Real estate – 1-4 family mortgage 7,464 2,801 3,772 6,573 17 Real estate – commercial mortgage 1,148 981 128 1,109 6 Installment loans to individuals 202 110 71 181 2 Totals $ 15,062 $ 8,228 $ 5,644 $ 13,872 $ 253

Purchased Loans (Tables)

Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,144,004 $ 1,052,353 Lease financing 88,351 85,700 Real estate – construction: Residential 277,551 272,643 Commercial 467,515 502,258 Total real estate – construction 745,066 774,901 Real estate – 1-4 family mortgage: Primary 1,466,887 1,449,219 Home equity 449,263 456,265 Rental/investment 285,244 291,931 Land development 155,233 152,711 Total real estate – 1-4 family mortgage 2,356,627 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,244,919 1,209,204 Non-owner occupied 1,874,559 1,803,587 Land development 122,694 116,085 Total real estate – commercial mortgage 3,242,172 3,128,876 Installment loans to individuals 229,856 199,843 Gross loans 7,806,076 7,591,799 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income $ 7,802,404 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 280,572 $ 315,619 Real estate – construction: Residential 11,449 16,407 Commercial 31,380 35,175 Total real estate – construction 42,829 51,582 Real estate – 1-4 family mortgage: Primary 309,549 332,729 Home equity 114,463 117,275 Rental/investment 44,222 43,169 Land development 21,440 23,314 Total real estate – 1-4 family mortgage 489,674 516,487 Real estate – commercial mortgage: Owner-occupied 418,079 428,077 Non-owner occupied 610,383 647,308 Land development 38,074 40,004 Total real estate – commercial mortgage 1,066,536 1,115,389 Installment loans to individuals 87,362 102,587 Loans, net of unearned income $ 1,966,973 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,424,576 $ 1,367,972 Lease financing 88,351 85,700 Real estate – construction: Residential 289,000 289,050 Commercial 498,895 537,433 Total real estate – construction 787,895 826,483 Real estate – 1-4 family mortgage: Primary 1,776,436 1,781,948 Home equity 563,726 573,540 Rental/investment 329,466 335,100 Land development 176,673 176,025 Total real estate – 1-4 family mortgage 2,846,301 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,662,998 1,637,281 Non-owner occupied 2,484,942 2,450,895 Land development 160,768 156,089 Total real estate – commercial mortgage 4,308,708 4,244,265 Installment loans to individuals 317,218 302,430 Gross loans 9,773,049 9,693,463 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income 9,769,377 9,689,638 Allowance for credit losses on loans (120,185 ) (52,162 ) Net loans $ 9,649,192 $ 9,637,476
Aging of past due and nonaccrual loans	The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 3,361 $ 96 $ 1,135,968 $ 1,139,425 $ 118 $ 4,410 $ 51 $ 4,579 $ 1,144,004 Lease financing — 51 88,074 88,125 — 226 — 226 88,351 Real estate – construction: Residential 267 284 274,272 274,823 — 2,728 — 2,728 277,551 Commercial — — 467,515 467,515 — — — — 467,515 Total real estate – construction 267 284 741,787 742,338 — 2,728 — 2,728 745,066 Real estate – 1-4 family mortgage: Primary 20,213 1,859 1,436,829 1,458,901 898 4,279 2,809 7,986 1,466,887 Home equity 1,184 720 446,756 448,660 31 394 178 603 449,263 Rental/investment 1,339 56 283,403 284,798 — 438 8 446 285,244 Land development 137 7 155,021 155,165 — 31 37 68 155,233 Total real estate – 1-4 family mortgage 22,873 2,642 2,322,009 2,347,524 929 5,142 3,032 9,103 2,356,627 Real estate – commercial mortgage: Owner-occupied 2,868 889 1,237,360 1,241,117 870 2,538 394 3,802 1,244,919 Non-owner occupied 362 320 1,873,172 1,873,854 — 380 325 705 1,874,559 Land development 464 78 122,047 122,589 — 105 — 105 122,694 Total real estate – commercial mortgage 3,694 1,287 3,232,579 3,237,560 870 3,023 719 4,612 3,242,172 Installment loans to individuals 901 99 228,720 229,720 — 129 7 136 229,856 Unearned income — — (3,672 ) (3,672 ) — — — — (3,672 ) Loans, net of unearned income $ 31,096 $ 4,459 $ 7,745,465 $ 7,781,020 $ 1,917 $ 15,658 $ 3,809 $ 21,384 $ 7,802,404 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825 ) (3,825 ) — — — — (3,825 ) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans March 31, 2020 Commercial, financial, agricultural $ 2,284 $ 2,984 $ 269,348 $ 274,616 $ 820 $ 1,551 $ 3,585 $ 5,956 $ 280,572 Real estate – construction: Residential 647 — 10,802 11,449 — — — — 11,449 Commercial — — 31,380 31,380 — — — — 31,380 Total real estate – construction 647 — 42,182 42,829 — — — — 42,829 Real estate – 1-4 family mortgage: Primary 5,507 312 297,809 303,628 1,191 3,764 966 5,921 309,549 Home equity 65 69 112,902 113,036 200 478 749 1,427 114,463 Rental/investment 102 30 43,214 43,346 54 732 90 876 44,222 Land development 53 — 21,055 21,108 47 — 285 332 21,440 Total real estate – 1-4 family mortgage 5,727 411 474,980 481,118 1,492 4,974 2,090 8,556 489,674 Real estate – commercial mortgage: Owner-occupied 1,356 1,497 412,188 415,041 261 125 2,652 3,038 418,079 Non-owner occupied 519 50 608,960 609,529 11 697 146 854 610,383 Land development 604 72 36,980 37,656 — 164 254 418 38,074 Total real estate – commercial mortgage 2,479 1,619 1,058,128 1,062,226 272 986 3,052 4,310 1,066,536 Installment loans to individuals 3,291 90 83,713 87,094 11 73 184 268 87,362 Loans, net of unearned income $ 14,428 $ 5,104 $ 1,928,351 $ 1,947,883 $ 2,595 $ 7,584 $ 8,911 $ 19,090 $ 1,966,973 Accruing Loans Nonaccruing Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans 30-89 Days Past Due 90 Days or More Past Due Current Loans Total Loans Total Loans December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. There were no newly restructured loans during the three months ended March 31, 2019. Number of Loans Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 5 1,365 Reclassified as performing restructured loan 1 58 Reductions due to: Principal paydowns — (42 ) Totals at March 31, 2020 52 $ 6,060 Changes in the Company’s restructured loans are set forth in the table below: Number of Loans Recorded Investment Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 1 209 Reductions due to: Reclassified to nonperforming loans (12 ) (2,449 ) Paid in full (1 ) (34 ) Charge-offs (1 ) (3 ) Principal paydowns — (19 ) Totals at March 31, 2020 41 $ 4,979
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 76,216 $ 274,388 $ 103,827 $ 66,812 $ 27,657 $ 31,662 $ 282,822 $ 13,979 $ 877,363 Pass 75,035 253,990 102,161 63,688 23,890 29,693 274,646 12,443 835,546 Pass-Watch 1,181 19,667 244 989 2,692 63 7,916 886 33,638 Substandard — 731 1,422 2,135 1,075 1,906 260 650 8,179 Real Estate - Construction $ 75,514 $ 396,047 $ 81,619 $ 83,621 $ 27,389 $ — $ 14,443 $ 75 $ 678,708 Residential $ 55,230 $ 143,139 $ 11,881 $ — $ — $ — $ 6,770 $ 75 $ 217,095 Pass 55,230 143,075 9,153 — — — 6,770 75 214,303 Pass-Watch — — — — — — — — — Substandard — 64 2,728 — — — — — 2,792 Commercial $ 20,284 $ 252,908 $ 69,738 $ 83,621 $ 27,389 $ — $ 7,673 $ — $ 461,613 Pass 18,921 234,161 65,170 83,123 27,389 — 7,673 — 436,437 Pass-Watch 1,363 18,747 4,568 498 — — — — 25,176 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 27,595 $ 129,544 $ 84,743 $ 43,367 $ 23,235 $ 20,005 $ 15,029 $ 388 $ 343,906 Primary $ 4,406 $ 9,533 $ 8,090 $ 6,261 $ 1,497 $ 2,865 $ 960 $ — $ 33,612 Pass 4,406 9,533 7,917 6,261 1,214 2,846 960 — 33,137 Pass-Watch — — — — — 2 — — 2 Substandard — — 173 — 283 17 — — 473 Home Equity $ — $ 793 $ 327 $ — $ — $ — $ 10,327 $ — $ 11,447 Pass — 793 327 — — — 10,201 — 11,321 Pass-Watch — — — — — — 126 — 126 Substandard — — — — — — — — — Rental/Investment $ 7,743 $ 48,761 $ 38,003 $ 36,312 $ 21,206 $ 16,665 $ 1,333 $ 388 $ 170,411 Pass 7,743 46,959 37,502 35,287 18,978 15,438 1,233 388 163,528 Pass-Watch — 388 232 952 2,001 652 100 — 4,325 Substandard — 1,414 269 73 227 575 — — 2,558 Land Development $ 15,446 $ 70,457 $ 38,323 $ 794 $ 532 $ 475 $ 2,409 $ — $ 128,436 Pass 15,446 69,674 37,379 794 523 435 2,409 — 126,660 Pass-Watch — 243 944 — — 40 — — 1,227 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Substandard — 540 — — 9 — — — 549 Real Estate - Commercial Mortgage $ 236,893 $ 809,437 $ 533,181 $ 435,460 $ 414,685 $ 385,780 $ 77,005 $ 18,918 $ 2,911,359 Owner-Occupied $ 56,096 $ 247,602 $ 223,225 $ 199,741 $ 144,544 $ 125,555 $ 32,773 $ 6,365 $ 1,035,901 Pass 52,629 238,900 193,125 175,474 115,879 111,230 28,180 6,365 921,782 Pass-Watch 2,792 8,277 26,581 19,904 24,663 12,716 2,653 — 97,586 Substandard 675 425 3,519 4,363 4,002 1,609 1,940 — 16,533 Non-Owner Occupied $ 165,686 $ 530,660 $ 292,062 $ 229,628 $ 264,488 $ 253,359 $ 41,360 $ 12,553 $ 1,789,796 Pass 156,333 490,667 259,332 184,826 194,725 200,141 35,564 12,425 1,534,013 Pass-Watch 9,353 39,775 32,730 43,202 69,763 52,275 5,796 128 253,022 Substandard — 218 — 1,600 — 943 — — 2,761 Land Development $ 15,111 $ 31,175 $ 17,894 $ 6,091 $ 5,653 $ 6,866 $ 2,872 $ — $ 85,662 Pass 13,239 31,175 16,213 6,091 3,880 6,790 2,872 — 80,260 Pass-Watch 1,872 — 1,681 — — — — — 3,553 Substandard — — — — 1,773 76 — — 1,849 Installment loans to individuals $ — $ 7 $ — $ — $ — $ — $ — $ — $ 7 Pass — 7 — — — — — — 7 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 416,218 $ 1,609,423 $ 803,370 $ 629,260 $ 492,966 $ 437,447 $ 389,299 $ 33,360 $ 4,811,343 Pass 398,982 1,518,934 728,279 555,544 386,478 366,573 370,508 31,696 4,356,994 Pass-Watch 16,561 87,097 66,980 65,545 99,119 65,748 16,591 1,014 418,655 Substandard 675 3,392 8,111 8,171 7,369 5,126 2,200 650 35,694 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ 8,855 $ 28,004 $ 16,678 $ 10,734 $ 4,892 $ 16,913 $ 180,110 $ 455 $ 266,641 Performing Loans 8,855 27,955 16,631 10,159 4,891 16,870 179,750 392 265,503 Non-Performing Loans — 49 47 575 1 43 360 63 1,138 Lease Financing Receivables $ 9,209 $ 38,374 $ 21,422 $ 6,999 $ 3,854 $ 4,821 $ — $ — $ 84,679 Performing Loans 9,209 38,374 21,422 6,999 3,628 4,770 — — 84,402 Non-Performing Loans — — — — 226 51 — — 277 Real Estate - Construction $ 5,984 $ 51,279 $ 7,813 $ 743 $ 223 $ — $ 316 $ — $ 66,358 Residential $ 4,862 $ 47,636 $ 7,063 $ 511 $ 68 $ — $ 316 $ — $ 60,456 Performing Loans 4,862 47,636 6,871 511 68 — 316 — 60,264 Non-Performing Loans — — 192 — — — — — 192 Commercial $ 1,122 $ 3,643 $ 750 $ 232 $ 155 $ — $ — $ — $ 5,902 Performing Loans 1,122 3,643 750 232 155 — — — 5,902 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - 1-4 Family Mortgage $ 91,729 $ 439,545 $ 375,081 $ 267,794 $ 143,083 $ 255,576 $ 436,912 $ 3,001 $ 2,012,721 Primary $ 78,600 $ 400,107 $ 345,036 $ 239,952 $ 126,621 $ 241,563 $ 1,094 $ 302 $ 1,433,275 Performing Loans 78,600 399,661 341,058 238,066 125,960 238,923 1,034 302 1,423,604 Non-Performing Loans — 446 3,978 1,886 661 2,640 60 — 9,671 Home Equity $ — $ 306 $ 386 $ 205 $ 45 $ 1,245 $ 433,318 $ 2,311 $ 437,816 Performing Loans — 306 386 205 45 1,125 432,263 2,163 436,493 Non-Performing Loans — — — — — 120 1,055 148 1,323 Rental/Investment $ 7,889 $ 29,839 $ 24,761 $ 24,579 $ 15,021 $ 10,788 $ 1,568 $ 388 $ 114,833 Performing Loans 7,889 29,839 24,705 24,549 14,973 10,689 1,568 388 114,600 Non-Performing Loans — — 56 30 48 99 — — 233 Land Development $ 5,240 $ 9,293 $ 4,898 $ 3,058 $ 1,396 $ 1,980 $ 932 $ — $ 26,797 Performing Loans 5,240 9,273 4,879 3,022 1,396 1,980 932 — 26,722 Non-Performing Loans — 20 19 36 — — — — 75 Real Estate - Commercial Mortgage $ 23,887 $ 83,163 $ 71,819 $ 57,390 $ 44,728 $ 34,602 $ 14,934 $ 290 $ 330,813 Owner-Occupied $ 14,795 $ 49,969 $ 45,312 $ 37,701 $ 29,621 $ 23,279 $ 8,107 $ 234 $ 209,018 Performing Loans 14,795 49,917 44,958 37,244 29,493 22,225 8,107 234 206,973 Non-Performing Loans — 52 354 457 128 1,054 — — 2,045 Non-Owner Occupied $ 6,173 $ 21,808 $ 19,144 $ 15,746 $ 10,513 $ 7,688 $ 3,691 $ — $ 84,763 Performing Loans 6,173 21,808 19,144 15,746 10,513 7,299 3,691 — 84,374 Non-Performing Loans — — — — — 389 — — 389 Land Development $ 2,919 $ 11,386 $ 7,363 $ 3,943 $ 4,594 $ 3,635 $ 3,136 $ 56 $ 37,032 Performing Loans 2,919 11,368 7,363 3,932 4,594 3,635 3,136 56 37,003 Non-Performing Loans — 18 — 11 — — — — 29 Installment loans to individuals $ 43,867 $ 137,404 $ 22,035 $ 7,031 $ 3,918 $ 2,659 $ 12,832 $ 103 $ 229,849 Performing Loans 43,867 137,339 21,953 6,996 3,879 2,646 12,831 102 229,613 Non-Performing Loans — 65 82 35 39 13 1 1 236 Total loans not subject to risk rating $ 183,531 $ 777,769 $ 514,848 $ 350,691 $ 200,698 $ 314,571 $ 645,104 $ 3,849 $ 2,991,061 Performing Loans 183,531 777,119 510,120 347,661 199,595 310,162 643,628 3,637 2,975,453 Non-Performing Loans — 650 4,728 3,030 1,103 4,409 1,476 212 15,608 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ 1,845 $ 40,693 $ 41,361 $ 33,262 $ 33,099 $ 113,126 $ 1,786 $ 265,172 Pass — 1,845 26,920 32,523 29,791 29,291 100,538 1,398 222,306 Pass-Watch — — — 2,564 1,790 1,271 2,374 131 8,130 Substandard — — 13,773 6,274 1,681 2,537 10,214 257 34,736 Real Estate - Construction $ — $ — $ 10,283 $ 14,029 $ 9,949 $ 6,581 $ 259 $ — $ 41,101 Residential $ — $ — $ 3,857 $ 4,923 $ 682 $ — $ 259 $ — $ 9,721 Pass — — 3,857 4,923 682 — 259 — 9,721 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 6,426 $ 9,106 $ 9,267 $ 6,581 $ — $ — $ 31,380 Pass — — 6,426 9,106 9,267 6,581 — — 31,380 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,663 $ 10,884 $ 3,841 $ 53,263 $ 3,875 $ 253 $ 88,779 Primary $ — $ — $ 7,936 $ 7,192 $ 1,175 $ 21,681 $ — $ — $ 37,984 Pass — — 6,674 7,192 1,156 15,891 — — 30,913 Pass-Watch — — — — — 767 — — 767 Substandard — — 1,262 — 19 5,023 — — 6,304 Home Equity $ — $ — $ — $ — $ — $ — $ 1,819 $ 253 $ 2,072 Pass — — — — — — 1,104 — 1,104 Pass-Watch — — — — — — 176 — 176 Substandard — — — — — — 539 253 792 Rental/Investment $ — $ — $ — $ 1,229 $ 873 $ 28,203 $ 107 $ — $ 30,412 Pass — — — 1,229 873 25,343 107 — 27,552 Pass-Watch — — — — — 330 — — 330 Substandard — — — — — 2,530 — — 2,530 Land Development $ — $ — $ 8,727 $ 2,463 $ 1,793 $ 3,379 $ 1,949 $ — $ 18,311 Pass — — 8,389 2,436 1,793 2,230 1,949 — 16,797 Pass-Watch — — 338 — — — — — 338 Substandard — — — 27 — 1,149 — — 1,176 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ — $ 95,770 $ 178,360 $ 186,517 $ 523,528 $ 38,999 $ 320 $ 1,023,494 Owner-Occupied $ — $ — $ 25,640 $ 47,266 $ 66,524 $ 239,440 $ 14,541 $ 320 $ 393,731 Pass — — 24,627 43,304 45,607 204,909 14,422 — 332,869 Pass-Watch — — 1,013 1,661 18,309 13,669 — — 34,652 Substandard — — — 2,301 2,608 20,862 119 320 26,210 Non-Owner Occupied $ — $ — $ 62,334 $ 125,736 $ 116,669 $ 268,725 $ 23,685 $ — $ 597,149 Pass — — 42,381 92,855 77,092 225,668 18,869 — 456,865 Pass-Watch — — 19,942 32,881 39,577 31,429 4,816 — 128,645 Substandard — — 11 — — 11,628 — — 11,639 Land Development $ — $ — $ 7,796 $ 5,358 $ 3,324 $ 15,363 $ 773 $ — $ 32,614 Pass — — 6,922 5,303 3,097 8,422 656 — 24,400 Pass-Watch — — 874 55 86 5,494 117 — 6,626 Substandard — — — — 141 1,447 — — 1,588 Total loans subject to risk rating $ — $ 1,845 $ 163,409 $ 244,634 $ 233,569 $ 616,471 $ 156,259 $ 2,359 $ 1,418,546 Pass — 1,845 126,196 198,871 169,358 518,335 137,904 1,398 1,153,907 Pass-Watch — — 22,167 37,161 59,762 52,960 7,483 131 179,664 Substandard — — 15,046 8,602 4,449 45,176 10,872 830 84,975 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans March 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 10 $ 397 $ 406 $ 2,950 $ 11,502 $ 135 $ 15,400 Performing Loans — — 10 397 406 2,950 11,502 135 15,400 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Residential $ — $ — $ — $ 1,728 $ — $ — $ — $ — $ 1,728 Performing Loans — — — 1,728 — — — — 1,728 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 4,237 $ 48,881 $ 42,684 $ 200,925 $ 101,461 $ 2,331 $ 400,895 Primary $ — $ 252 $ 2,985 $ 43,379 $ 39,731 $ 184,583 $ 491 $ 144 $ 271,565 Performing Loans — 252 2,874 42,613 39,641 179,700 491 144 265,715 Non-Performing Loans — — 111 766 90 4,883 — — 5,850 Home Equity $ — $ — $ 748 $ 5,105 $ 2,295 $ 1,086 $ 100,970 $ 2,187 $ 112,391 Performing Loans — — 748 5,105 2,295 1,018 100,510 1,471 111,147 Non-Performing Loans — — — — — 68 460 716 1,244 Rental/Investment $ — $ 124 $ — $ — $ 334 $ 13,352 $ — $ — $ 13,810 Performing Loans — 124 — — 334 13,191 — — 13,649 Non-Performing Loans — — — — — 161 — — 161 Land Development $ — $ — $ 504 $ 397 $ 324 $ 1,904 $ — $ — $ 3,129 Performing Loans — — 504 397 77 1,904 — — 2,882 Non-Performing Loans — — — — 247 — — — 247 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Loans Real Estate - Commercial Mortgage $ — $ 344 $ 662 $ 926 $ 908 $ 37,698 $ 2,504 $ — $ 43,042 Owner-Occupied $ — $ — $ — $ 591 $ 710 $ 21,280 $ 1,767 $ — $ 24,348 Performing Loans — — — 591 710 21,129 1,767 — 24,197 Non-Performing Loans — — — — — 151 — — 151 Non-Owner Occupied $ — $ 344 $ 501 $ — $ 68 $ 11,912 $ 409 $ — $ 13,234 Performing Loans — 344 501 — 68 11,766 409 — 13,088 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 161 $ 335 $ 130 $ 4,506 $ 328 $ — $ 5,460 Performing Loans — — 161 335 130 4,434 328 — 5,388 Non-Performing Loans — — — — — 72 — — 72 Installment loans to individuals $ — $ — $ 54,787 $ 20,881 $ 1,688 $ 5,357 $ 4,605 $ 44 $ 87,362 Performing Loans — — 54,733 20,805 1,597 5,221 4,605 44 87,005 Non-Performing Loans — — 54 76 91 136 — — 357 Total loans not subject to risk rating $ — $ 720 $ 59,696 $ 72,813 $ 45,686 $ 246,930 $ 120,072 $ 2,510 $ 548,427 Performing Loans — 720 59,531 71,971 45,258 241,313 119,612 1,794 540,199 Non-Performing Loans — — 165 842 428 5,617 460 716 8,228 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior periods. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following table presents the Company’s loan portfolio by internal risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non- Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Impaired loans	Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Interest Commercial, financial, agricultural $ 4,634 $ 10 Lease financing 87 — Real estate – construction 8,485 102 Real estate – 1-4 family mortgage 8,490 51 Real estate – commercial mortgage 7,030 28 Installment loans to individuals 149 1 Total $ 28,875 $ 192 Loans formerly accounted for under ASC 310-30, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance December 31, 2019 Commercial, financial, agricultural $ 49,162 $ 3,695 $ 25,843 $ 29,538 $ 292 Real estate – construction 882 — 863 863 — Real estate – 1-4 family mortgage 42,969 10,061 25,482 35,543 291 Real estate – commercial mortgage 119,929 52,501 50,632 103,133 1,386 Installment loans to individuals 5,411 640 2,547 3,187 2 Totals $ 218,353 $ 66,897 $ 105,367 $ 172,264 $ 1,971 Loans formerly accounted for under ASC 310-20, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Contractual Principal Balance Recorded Investment With Allowance Recorded Investment With No Allowance Total Recorded Investment Related Allowance December 31, 2019 Commercial, financial, agricultural $ 2,979 $ 1,837 $ 901 $ 2,738 $ 212 Real estate – construction 3,269 2,499 772 3,271 16 Real estate – 1-4 family mortgage 7,464 2,801 3,772 6,573 17 Real estate – commercial mortgage 1,148 981 128 1,109 6 Installment loans to individuals 202 110 71 181 2 Totals $ 15,062 $ 8,228 $ 5,644 $ 13,872 $ 253
Investment and interest income recognized on impaired loans	The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 1,242 $ 3 Real estate – construction 320 — Real estate – 1-4 family mortgage 5,577 42 Real estate – commercial mortgage 2,630 12 Installment loans to individuals 397 — Total $ 10,166 $ 57 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-30 and which are impaired loans for the period presented: Three Months Ended March 31, 2019 Average Recorded Investment Interest Income Recognized Commercial, financial, agricultural $ 27,403 $ 427 Real estate – construction — — Real estate – 1-4 family mortgage 44,177 572 Real estate – commercial mortgage 137,421 1,796 Installment loans to individuals 4,144 106 Total $ 213,145 $ 2,901
Loans acquired with deteriorated credit quality	Loans purchased in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the date presented: Total Purchased Credit Deteriorated Loans December 31, 2019 Commercial, financial, agricultural $ 29,538 Real estate – construction 863 Real estate – 1-4 family mortgage 35,543 Real estate – commercial mortgage 103,133 Installment loans to individuals 3,187 Total $ 172,264

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	3 Months Ended
	Mar. 31, 2020
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,144,004 $ 1,052,353 Lease financing 88,351 85,700 Real estate – construction: Residential 277,551 272,643 Commercial 467,515 502,258 Total real estate – construction 745,066 774,901 Real estate – 1-4 family mortgage: Primary 1,466,887 1,449,219 Home equity 449,263 456,265 Rental/investment 285,244 291,931 Land development 155,233 152,711 Total real estate – 1-4 family mortgage 2,356,627 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,244,919 1,209,204 Non-owner occupied 1,874,559 1,803,587 Land development 122,694 116,085 Total real estate – commercial mortgage 3,242,172 3,128,876 Installment loans to individuals 229,856 199,843 Gross loans 7,806,076 7,591,799 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income $ 7,802,404 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 280,572 $ 315,619 Real estate – construction: Residential 11,449 16,407 Commercial 31,380 35,175 Total real estate – construction 42,829 51,582 Real estate – 1-4 family mortgage: Primary 309,549 332,729 Home equity 114,463 117,275 Rental/investment 44,222 43,169 Land development 21,440 23,314 Total real estate – 1-4 family mortgage 489,674 516,487 Real estate – commercial mortgage: Owner-occupied 418,079 428,077 Non-owner occupied 610,383 647,308 Land development 38,074 40,004 Total real estate – commercial mortgage 1,066,536 1,115,389 Installment loans to individuals 87,362 102,587 Loans, net of unearned income $ 1,966,973 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2019 Commercial, financial, agricultural $ 1,424,576 $ 1,367,972 Lease financing 88,351 85,700 Real estate – construction: Residential 289,000 289,050 Commercial 498,895 537,433 Total real estate – construction 787,895 826,483 Real estate – 1-4 family mortgage: Primary 1,776,436 1,781,948 Home equity 563,726 573,540 Rental/investment 329,466 335,100 Land development 176,673 176,025 Total real estate – 1-4 family mortgage 2,846,301 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,662,998 1,637,281 Non-owner occupied 2,484,942 2,450,895 Land development 160,768 156,089 Total real estate – commercial mortgage 4,308,708 4,244,265 Installment loans to individuals 317,218 302,430 Gross loans 9,773,049 9,693,463 Unearned income (3,672 ) (3,825 ) Loans, net of unearned income 9,769,377 9,689,638 Allowance for credit losses on loans (120,185 ) (52,162 ) Net loans $ 9,649,192 $ 9,637,476
Roll forward of the allowance for loan losses	The following table provides a roll forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the period presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total Three Months Ended March 31, 2019 Allowance for credit losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (258 ) — (497 ) (562 ) (220 ) (1,537 ) Recoveries 374 7 197 245 23 846 Net (charge-offs) recoveries 116 7 (300 ) (317 ) (197 ) (691 ) Provision for credit losses on loans 1,237 16 (348 ) 468 127 1,500 Ending balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,181 $ 58 $ 127 $ 842 $ 5 $ 2,213 Collectively evaluated for impairment 8,312 4,720 8,944 21,828 1,294 45,098 Purchased with deteriorated credit quality 129 — 420 1,973 2 2,524 Ending balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 (1) Includes lease financing receivables. The following table provides a roll forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the period presented: Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (393 ) — (221 ) (2,047 ) — (2,688 ) (5,349 ) Recoveries 190 — 88 1,699 5 2,556 4,538 Net (charge-offs) recoveries (203 ) — (133 ) (348 ) 5 (132 ) (811 ) Provision for credit losses on loans 4,131 2,390 3,325 15,302 152 1,050 26,350 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Period-End Amount Allocated to: Individually evaluated $ 3,653 $ — $ 370 $ 856 $ — $ 270 $ 5,149 Collectively evaluated 22,284 10,924 26,950 43,381 1,588 9,909 115,036 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Loans: Individually evaluated $ 10,460 $ 2,728 $ 5,865 $ 7,508 $ — $ 625 $ 27,186 Collectively evaluated 1,414,116 785,167 2,840,436 4,301,200 84,679 316,593 9,742,191 Ending balance $ 1,424,576 $ 787,895 $ 2,846,301 $ 4,308,708 $ 84,679 $ 317,218 $ 9,769,377 Nonaccruing loans with no allowance for credit losses $ 4,224 $ 2,728 $ 3,309 $ 2,594 $ — $ — $ 12,855
Investment in loans, net of unearned income on impairment methodology	Commercial Real Estate - Construction Real Estate - 1-4 Family Mortgage Real Estate - Commercial Mortgage Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Purchased with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables.
Unfunded Loan Commitments, Allowance for Credit Losses	Three Months Ended March 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 3,400 Ending balance $ 14,735

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2020
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total OREO March 31, 2020 Residential real estate $ 649 $ 1,012 $ 1,661 Commercial real estate 2,058 1,353 3,411 Residential land development 572 387 959 Commercial land development 2,151 489 2,640 Total $ 5,430 $ 3,241 $ 8,671 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased OREO Non Purchased OREO Total OREO Balance at January 1, 2020 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 754 886 1,640 Impairments (178 ) (19 ) (197 ) Dispositions (394 ) (388 ) (782 ) Balance at March 31, 2020 $ 5,430 $ 3,241 $ 8,671
Components of OREO in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2020 2019 Repairs and maintenance $ 86 $ 95 Property taxes and insurance 133 107 Impairments 197 727 Net losses on OREO sales 12 80 Rental income (10 ) (5 ) Total $ 418 $ 1,004

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the three months ended March 31, 2020 were as follows: Community Banks Insurance Total Balance at January 1, 2020 $ 936,916 $ 2,767 $ 939,683 Adjustment to previously recorded goodwill — — — Balance at March 31, 2020 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Amount Accumulated Amortization Net Carrying Amount March 31, 2020 Core deposit intangibles $ 82,492 $ (48,449 ) $ 34,043 Customer relationship intangible 2,470 (1,148 ) 1,322 Total finite-lived intangible assets $ 84,962 $ (49,597 ) $ 35,365 December 31, 2019 Core deposit intangibles $ 82,492 $ (46,599 ) $ 35,893 Customer relationship intangible 2,470 (1,103 ) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702 ) $ 37,260
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2020 2019 Amortization expense for: Core deposit intangibles $ 1,850 $ 2,077 Customer relationship intangible 45 33 Total intangible amortization $ 1,895 $ 2,110
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2020 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2020 $ 6,939 $ 181 $ 7,120 2021 5,860 181 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2020
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2020 $ 53,208 Capitalization 4,945 Amortization (2,217 ) Valuation adjustment (9,571 ) Balance at March 31, 2020 $ 46,365
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2020 December 31, 2019 Unpaid principal balance $ 5,051,174 $ 4,871,155 Weighted-average prepayment speed (CPR) 13.51 % 11.48 % Estimated impact of a 10% increase $ (1,675 ) $ (2,469 ) Estimated impact of a 20% increase (3,234 ) (4,774 ) Discount rate 9.73 % 9.69 % Estimated impact of a 10% increase $ (2,701 ) $ (2,027 ) Estimated impact of a 20% increase (5,203 ) (3,908 ) Weighted-average coupon interest rate 4.01 % 4.04 % Weighted-average servicing fee (basis points) 29.62 29.20 Weighted-average remaining maturity (in years) 5.65 6.35

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2020
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2020 2019 2020 2019 Service cost $ — $ — $ 2 $ 2 Interest cost 242 273 5 8 Expected return on plan assets (413 ) (363 ) — — Recognized actuarial loss (gain) 79 86 (18 ) (14 ) Net periodic benefit return $ (92 ) $ (4 ) $ (11 ) $ (4 )
Summary of the changes in stock options and restricted stock	The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2020 : Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time- Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 210,893 35.42 Vested — — (83,740 ) 39.71 Cancelled (2,233 ) 33.70 (22,427 ) 37.43 Nonvested at end of period 194,915 $ 34.60 605,658 $ 35.51 three months ended March 31, 2020 : Shares Weighted Average Exercise Price Options outstanding at beginning of period 29,250 $ 15.86 Granted — — Exercised — — Forfeited — — Options outstanding at end of period 29,250 $ 15.86

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet Location March 31, December 31, 2019 Derivative assets: Designated as hedging instruments Interest rate swap Other Assets $ 555 $ — Totals $ 555 $ — Not designated as hedging instruments: Interest rate contracts Other Assets $ 10,910 $ 3,880 Interest rate lock commitments Other Assets 26,437 4,579 Forward commitments Other Assets 215 39 Totals $ 37,562 $ 8,498 Derivative liabilities: Designated as hedging instruments: Interest rate swaps Other Liabilities $ 9,604 $ 5,021 Totals $ 9,604 $ 5,021 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 10,910 $ 3,880 Interest rate lock commitments Other Liabilities — 3 Forward commitments Other Liabilities 16,742 1,096 Totals $ 27,652 $ 4,979
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended March 31, 2020 2019 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 736 $ 1,046 Interest rate lock commitments: Included in mortgage banking income 21,821 1,222 Forward commitments Included in mortgage banking income 15,470 901 Total $ 38,027 $ 3,169
Gross and net derivative positions, including pledged collateral	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2019 March 31, December 31, 2019 Gross amounts recognized $ 770 $ 61 $ 37,256 $ 9,974 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 770 61 37,256 9,974 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 770 61 770 61 Financial collateral pledged — — 19,604 8,698 Net amounts $ — $ — $ 16,882 $ 1,215

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2020
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 30,528 $ 14,304 Loans 11,573 10,284 Deferred compensation 9,213 12,050 Impairment of assets 1,141 1,108 Net operating loss carryforwards 6,916 9,387 Lease liabilities under operating leases 22,745 22,686 Other 1,635 934 Total deferred tax assets 83,751 70,753 Deferred tax liabilities Net unrealized gains on securities 4,880 190 Investment in partnerships 877 967 Fixed assets 2,951 2,952 Mortgage servicing rights 11,718 13,472 Junior subordinated debt 2,282 2,304 Lease right-of-use asset 21,747 21,727 Other 1,760 1,859 Total deferred tax liabilities 46,215 43,471 Net deferred tax assets $ 37,536 $ 27,282

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2020
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 8,604 $ 8,604 Other available for sale securities — 1,350,525 — 1,350,525 Total securities available for sale — 1,350,525 8,604 1,359,129 Derivative instruments — 38,117 — 38,117 Mortgage loans held for sale in loans held for sale — 448,797 — 448,797 Total financial assets $ — $ 1,837,439 $ 8,604 $ 1,846,043 Financial liabilities: Derivative instruments $ — $ 37,256 $ — $ 37,256 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: Three Months Ended March 31, 2020 Trust preferred securities Three Months Ended March 31, 2019 Trust preferred securities Three Months Ended March 31, 2020 Trust preferred securities Balance at January 1, 2020 $ 9,986 Accretion included in net income 9 Unrealized losses included in other comprehensive income (1,319 ) Settlements (72 ) Balance at March 31, 2020 $ 8,604 Three Months Ended March 31, 2019 Trust preferred securities Balance at January 1, 2019 $ 10,633 Accretion included in net income 9 Unrealized losses included in other comprehensive income (287 ) Settlements (109 ) Balance at March 31, 2019 $ 10,246
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on recurring basis	The following table presents information as of March 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a recurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Trust preferred securities $ 8,604 Discounted cash flows Default rate 0-100%
Assets measured at fair value on a nonrecurring basis	The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2020 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 6,744 $ 6,744 OREO — — 960 960 Mortgage servicing rights — — 46,365 46,365 Total $ — $ — $ 54,069 $ 54,069 December 31, 2019 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2019 Carrying amount prior to remeasurement $ 1,157 $ 3,726 Impairment recognized in results of operations (197 ) (906 ) Fair value $ 960 $ 2,820
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of March 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Value Valuation Technique Significant Unobservable Inputs Range of Inputs Impaired loans $ 6,744 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 960 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2020 : Aggregate Fair Value Aggregate Unpaid Principal Balance Difference Mortgage loans held for sale measured at fair value $ 448,797 $ 425,975 $ 22,822 Past due loans of 90 days or more — — — Nonaccrual loans — — —
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2020 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 637,772 $ 637,772 $ — $ — $ 637,772 Securities available for sale 1,359,129 — 1,350,525 8,604 1,359,129 Loans held for sale 448,797 — 448,797 — 448,797 Loans, net 9,649,192 — — 9,689,967 9,689,967 Mortgage servicing rights 46,365 — — 46,365 46,365 Derivative instruments 38,117 — 38,117 — 38,117 Financial liabilities Deposits $ 10,412,426 $ 8,328,545 $ 2,108,440 $ — $ 10,436,985 Short-term borrowings 803,037 803,037 — — 803,037 Federal Home Loan Bank advances 152,294 — 155,682 — 155,682 Junior subordinated debentures 110,360 — 97,665 — 97,665 Subordinated notes 113,940 — 113,700 — 113,700 Derivative instruments 37,256 — 37,256 — 37,256 Fair Value As of December 31, 2019 Carrying Value Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2020
Equity [Abstract]
Changes in the components of other comprehensive income (loss)	Changes in the components of other comprehensive income (loss), net of tax, were as follows for the periods presented: Pre-Tax Tax Expense (Benefit) Net of Tax Three months ended March 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 22,389 $ 5,695 $ 16,694 Reclassification adjustment for losses realized in net income — — — Total securities available for sale 22,389 5,695 16,694 Derivative instruments: Unrealized holding losses on derivative instruments (4,028 ) (1,025 ) (3,003 ) Total derivative instruments (4,028 ) (1,025 ) (3,003 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 62 16 46 Total defined benefit pension and post-retirement benefit plans 62 16 46 Total other comprehensive income $ 18,423 $ 4,686 $ 13,737 Three months ended March 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 15,179 $ 3,862 $ 11,317 Reclassification adjustment for gains realized in net income (13 ) (3 ) (10 ) Total securities available for sale 15,166 3,859 11,307 Derivative instruments: Unrealized holding losses on derivative instruments (1,228 ) (313 ) (915 ) Total derivative instruments (1,228 ) (313 ) (915 ) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 72 18 54 Total defined benefit pension and post-retirement benefit plans 72 18 54 Total other comprehensive income $ 14,010 $ 3,564 $ 10,446
Accumulated balances for each component of other comprehensive income (loss), net of tax	The accumulated balances for each component of other comprehensive income (loss), net of tax, were as follows as of the dates presented: March 31, December 31, 2019 Unrealized gains on securities $ 38,257 $ 21,563 Non-credit related portion of previously recorded other-than-temporary impairment on securities (11,319 ) (11,319 ) Unrealized losses on derivative instruments (5,851 ) (2,847 ) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,586 ) (6,633 ) Total accumulated other comprehensive income $ 14,501 $ 764

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2020
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2020 2019 Basic Net income applicable to common stock $ 2,008 $ 45,110 Average common shares outstanding 56,534,816 58,585,517 Net income per common share - basic $ 0.04 $ 0.77 Diluted Net income applicable to common stock $ 2,008 $ 45,110 Average common shares outstanding 56,534,816 58,585,517 Effect of dilutive stock-based compensation 171,473 145,018 Average common shares outstanding - diluted 56,706,289 58,730,535 Net income per common share - diluted $ 0.04 $ 0.77
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2020 2019 Number of shares 236,327 27,740 Exercise prices (for stock option awards) — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2020
Banking and Thrift [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Average Assets (Leverage) Common Equity Tier 1 to Risk - Weighted Assets Tier 1 Capital to Risk – Weighted Assets Total Capital to Risk – Weighted Assets Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2020 December 31, 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,239,814 9.90 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,133,444 10.63 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,239,814 11.63 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,432,281 13.44 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,308,943 10.46 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,308,943 12.28 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,308,943 12.28 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,387,752 13.02 % 1,388,553 13.36 %

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2020
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Banks Insurance Wealth Management Other Consolidated Three months ended March 31, 2020 Net interest income (loss) $ 108,869 $ 187 $ 441 $ (2,895 ) $ 106,602 Provision for credit losses on loans 26,212 — 138 — 26,350 Noninterest income (loss) 30,683 2,940 4,344 (397 ) 37,570 Noninterest expense (benefit) 109,284 1,886 3,945 (74 ) 115,041 Income (loss) before income taxes 4,056 1,241 702 (3,218 ) 2,781 Income tax expense (benefit) 1,280 330 — (837 ) 773 Net income (loss) $ 2,776 $ 911 $ 702 $ (2,381 ) $ 2,008 Total assets $ 13,776,076 $ 28,448 $ 71,895 $ 24,131 $ 13,900,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Three months ended March 31, 2019 Net interest income (loss) $ 116,058 $ 168 $ 350 $ (3,429 ) $ 113,147 Provision for credit losses on loans 1,500 — — — 1,500 Noninterest income 29,585 2,879 3,659 (238 ) 35,885 Noninterest expense 83,313 1,815 3,448 256 88,832 Income (loss) before income taxes 60,830 1,232 561 (3,923 ) 58,700 Income tax expense (benefit) 14,286 320 — (1,016 ) 13,590 Net income (loss) $ 46,544 $ 912 $ 561 $ (2,907 ) $ 45,110 Total assets $ 12,763,349 $ 27,267 $ 58,971 $ 12,808 $ 12,862,395 Goodwill $ 930,204 $ 2,767 $ — $ — $ 932,971

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Additional Information (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Dec. 31, 2019	Mar. 31, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining purchase discount on loans		$ 50,958
Interest receivable			$ 32,998
Cumulative Effect, Period Of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining purchase discount on loans	$ (5,469)

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - CECL Adjustments (Details) - USD ($) $ in Thousands	Jan. 01, 2020	Dec. 31, 2019	Mar. 31, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses		$ (52,162)	$ (120,185)
Deferred tax assets, net		27,282	37,536
Remaining purchase discount on loans		(50,958)
Reserve for unfunded commitments		946
Retained earnings		$ 617,355	$ 571,709
Cumulative Effect, Period Of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	$ (42,484)
Deferred tax assets, net	12,305
Remaining purchase discount on loans	5,469
Reserve for unfunded commitments	10,389
Retained earnings	(35,099)
Cumulative Effect, Period Of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	(94,646)
Deferred tax assets, net	39,587
Remaining purchase discount on loans	(45,489)
Reserve for unfunded commitments	11,335
Retained earnings	$ 582,256

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 1,322,998	$ 1,276,871
Gross Unrealized Gains	41,915	18,620
Gross Unrealized Losses	(5,784)	(4,878)
Allowance for Credit Losses	0
Fair Value	1,359,129	1,290,613
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	7,605	498
Gross Unrealized Gains	67	1
Gross Unrealized Losses	0	0
Allowance for Credit Losses	0
Fair Value	7,672	499
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	2,514	2,518
Gross Unrealized Gains	31	16
Gross Unrealized Losses	0	(3)
Allowance for Credit Losses	0
Fair Value	2,545	2,531
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	256,974	218,362
Gross Unrealized Gains	6,399	5,134
Gross Unrealized Losses	(1,872)	(365)
Allowance for Credit Losses	0
Fair Value	261,501	223,131
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost	12,091	12,153
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,487)	(2,167)
Allowance for Credit Losses	0
Fair Value	8,604	9,986
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	56,380	55,364
Gross Unrealized Gains	1,677	1,133
Gross Unrealized Losses	(245)	(132)
Allowance for Credit Losses	0
Fair Value	57,812	56,365
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	709,117	708,970
Gross Unrealized Gains	24,296	8,951
Gross Unrealized Losses	0	(1,816)
Allowance for Credit Losses	0
Fair Value	733,413	716,105
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	32,625	30,372
Gross Unrealized Gains	1,967	659
Gross Unrealized Losses	(2)	(24)
Allowance for Credit Losses	0
Fair Value	34,590	31,007
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	159,940	172,178
Gross Unrealized Gains	4,653	1,322
Gross Unrealized Losses	0	(262)
Allowance for Credit Losses	0
Fair Value	164,593	173,238
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	85,752	76,456
Gross Unrealized Gains	2,825	1,404
Gross Unrealized Losses	(178)	(109)
Allowance for Credit Losses	0
Fair Value	$ 88,399	$ 77,751

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 500,820	$ 416,849
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 37,743	$ 27,754

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Carrying Value		$ 10,598
Net Proceeds	$ 0	10,611
Gain/(Loss)		13
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value		10,368
Net Proceeds		10,384
Gain/(Loss)		16
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		230
Net Proceeds		227
Gain/(Loss)		$ (3)

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 45
Gross losses on sales of securities available for sale	(32)
Gains on sales of securities available for sale, net	$ 13

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Amortized Cost
Due within one year	$ 19,647
Due after one year through five years	34,038
Due after five years through ten years	81,750
Due after ten years	160,241
Amortized Cost	1,322,998	$ 1,276,871
Fair Value
Due within one year	19,786
Due after one year through five years	34,948
Due after five years through ten years	84,830
Due after ten years	157,388
Fair Value	1,359,129	1,290,613
Other debt securities
Amortized Cost
Debt securities, without fixed maturity, amortized cost	39,888
Amortized Cost	56,380	55,364
Fair Value
Debt securities, without fixed maturity, fair value	41,182
Fair Value	57,812	56,365
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	709,117
Amortized Cost	709,117	708,970
Fair Value
Debt securities, without fixed maturity, fair value	733,413
Fair Value	733,413	716,105
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	32,625
Amortized Cost	32,625	30,372
Fair Value
Debt securities, without fixed maturity, fair value	34,590
Fair Value	34,590	31,007
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	159,940
Amortized Cost	159,940	172,178
Fair Value
Debt securities, without fixed maturity, fair value	164,593
Fair Value	164,593	173,238
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	85,752
Amortized Cost	85,752	76,456
Fair Value
Debt securities, without fixed maturity, fair value	88,399
Fair Value	$ 88,399	$ 77,751

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Mar. 31, 2020USD ($)security	Dec. 31, 2019USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	40	79
Fair Value, Less than 12 Months	$ 80,677	$ 331,023
Unrealized Losses, Less than 12 Months	$ (5,782)	$ (2,394)
Number of positions, 12 Months or More | security	2	22
Fair value, 12 Months or More	$ 1,176	$ 33,700
Unrealized Losses, 12 Months or More	$ (2)	$ (2,484)
Number of positions | security	42	101
Fair Value	$ 81,853	$ 364,723
Unrealized Losses	$ (5,784)	$ (4,878)
Obligations of other U.S. Government agencies and corporations
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		1
Fair value, 12 Months or More		$ 1,008
Unrealized Losses, 12 Months or More		$ (3)
Number of positions | security		1
Fair Value		$ 1,008
Unrealized Losses		$ (3)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	29	26
Fair Value, Less than 12 Months	$ 47,604	$ 33,902
Unrealized Losses, Less than 12 Months	$ (1,872)	$ (365)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	29	26
Fair Value	$ 47,604	$ 33,902
Unrealized Losses	$ (1,872)	$ (365)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security	2	0
Fair Value, Less than 12 Months	$ 8,604	$ 0
Unrealized Losses, Less than 12 Months	$ (3,487)	$ 0
Number of positions, 12 Months or More | security	0	2
Fair value, 12 Months or More	$ 0	$ 9,986
Unrealized Losses, 12 Months or More	$ 0	$ (2,167)
Number of positions | security	2	2
Fair Value	$ 8,604	$ 9,986
Unrealized Losses	$ (3,487)	$ (2,167)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	5	3
Fair Value, Less than 12 Months	$ 11,987	$ 8,737
Unrealized Losses, Less than 12 Months	$ (245)	$ (131)
Number of positions, 12 Months or More | security	0	1
Fair value, 12 Months or More	$ 0	$ 741
Unrealized Losses, 12 Months or More	$ 0	$ (1)
Number of positions | security	5	4
Fair Value	$ 11,987	$ 9,478
Unrealized Losses	$ (245)	$ (132)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	1	37
Fair Value, Less than 12 Months	$ 106	$ 233,179
Unrealized Losses, Less than 12 Months	$ 0	$ (1,504)
Number of positions, 12 Months or More | security	0	16
Fair value, 12 Months or More	$ 0	$ 20,775
Unrealized Losses, 12 Months or More	$ 0	$ (312)
Number of positions | security	1	53
Fair Value	$ 106	$ 253,954
Unrealized Losses	$ 0	$ (1,816)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 4,976
Unrealized Losses, Less than 12 Months	$ 0	$ (23)
Number of positions, 12 Months or More | security	2	2
Fair value, 12 Months or More	$ 1,176	$ 1,190
Unrealized Losses, 12 Months or More	$ (2)	$ (1)
Number of positions | security	2	3
Fair Value	$ 1,176	$ 6,166
Unrealized Losses	$ (2)	$ (24)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	0	11
Fair Value, Less than 12 Months	$ 0	$ 45,319
Unrealized Losses, Less than 12 Months	$ 0	$ (262)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	0	11
Fair Value	$ 0	$ 45,319
Unrealized Losses	$ 0	$ (262)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	3	1
Fair Value, Less than 12 Months	$ 12,376	$ 4,910
Unrealized Losses, Less than 12 Months	$ (178)	$ (109)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	3	1
Fair Value	$ 12,376	$ 4,910
Unrealized Losses	$ (178)	$ (109)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Summary of loans
Gross loans	$ 9,773,049	$ 9,693,463
Unearned income	(3,672)	(3,825)
Loans, net of unearned income	9,769,377	9,689,638
Commercial, financial, agricultural
Summary of loans
Gross loans	1,424,576	1,367,972
Loans, net of unearned income		1,367,972
Lease financing
Summary of loans
Gross loans	88,351	85,700
Real estate – construction:
Summary of loans
Gross loans	787,895	826,483
Loans, net of unearned income		826,483
Real estate – construction: | Residential
Summary of loans
Gross loans	289,000	289,050
Real estate – construction: | Commercial
Summary of loans
Gross loans	498,895	537,433
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,846,301	2,866,613
Loans, net of unearned income		2,866,613
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,776,436	1,781,948
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	563,726	573,540
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	329,466	335,100
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	176,673	176,025
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,308,708	4,244,265
Loans, net of unearned income		4,244,265
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	160,768	156,089
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,662,998	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,484,942	2,450,895
Installment loans to individuals
Summary of loans
Gross loans	317,218	302,430
Loans, net of unearned income		384,305
Non purchased loans and leases
Summary of loans
Gross loans	7,806,076	7,591,799
Unearned income	(3,672)	(3,825)
Loans, net of unearned income	7,802,404	7,587,974
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	1,144,004	1,052,353
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	88,351	85,700
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	745,066	774,901
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	277,551	272,643
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	467,515	502,258
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,356,627	2,350,126
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,466,887	1,449,219
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	449,263	456,265
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	285,244	291,931
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	155,233	152,711
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,242,172	3,128,876
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	122,694	116,085
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,244,919	1,209,204
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	1,874,559	1,803,587
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 229,856	$ 199,843

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	2 Months Ended	3 Months Ended
	Apr. 30, 2020USD ($)loan	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Allowance for loan losses attributable to restructured loans		$ 120,185,000	$ 49,835,000	$ 52,162,000	$ 49,026,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period		90 days
Consumer and other retail loans charged-off past due period		120 days
Interest income		$ 21,000
Troubled debt restructured		$ 0
Nonperforming loans charged-off past due period		90 days
Number of restructured loans | loan		2	0
Restructured loans discontinued past due period		90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans		$ 0	$ 44,000
Deferral period		90 days
Number of loan modifications | loan		5
Modified loans, balance		$ 1,345,000
Non purchased loans and leases | Subsequent Event
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Number of loan modifications | loan	2,900
Modified loans, balance	$ 1,285,000,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		164,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		2,596,000	2,976,000
Allowance for loan losses attributable to restructured loans		$ 193,000	$ 32,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Past due and nonaccrual loans
Total loans, gross	$ 9,773,049	$ 9,693,463
Unearned income	(3,672)	(3,825)
Loans, net of unearned income	9,769,377	9,689,638
Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, gross	1,424,576	1,367,972
Loans, net of unearned income		1,367,972
Lease financing
Past due and nonaccrual loans
Total loans, gross	88,351	85,700
Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	787,895	826,483
Loans, net of unearned income		826,483
Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	2,846,301	2,866,613
Loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	4,308,708	4,244,265
Loans, net of unearned income		4,244,265
Installment loans to individuals
Past due and nonaccrual loans
Total loans, gross	317,218	302,430
Loans, net of unearned income		384,305
Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	289,000	289,050
Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	498,895	537,433
Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	1,776,436	1,781,948
Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	563,726	573,540
Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	329,466	335,100
Land development | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	176,673	176,025
Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	160,768	156,089
Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	1,662,998	1,637,281
Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	2,484,942	2,450,895
Non purchased loans and leases
Past due and nonaccrual loans
Total loans, gross	7,806,076	7,591,799
Unearned income	(3,672)	(3,825)
Loans, net of unearned income	7,802,404	7,587,974
Non purchased loans and leases | Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, gross	1,144,004	1,052,353
Non purchased loans and leases | Lease financing
Past due and nonaccrual loans
Total loans, gross	88,351	85,700
Non purchased loans and leases | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	745,066	774,901
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	2,356,627	2,350,126
Non purchased loans and leases | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	3,242,172	3,128,876
Non purchased loans and leases | Installment loans to individuals
Past due and nonaccrual loans
Total loans, gross	229,856	199,843
Non purchased loans and leases | Accruing Loans
Past due and nonaccrual loans
Unearned income	(3,672)	(3,825)
Current Loans	7,745,465	7,540,226
Loans, net of unearned income	7,781,020	7,566,465
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	1,135,968	1,045,802
Total loans, gross	1,139,425	1,046,883
Non purchased loans and leases | Accruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	88,074	85,474
Total loans, gross	88,125	85,474
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	741,787	774,107
Total loans, gross	742,338	774,901
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	2,322,009	2,320,328
Total loans, gross	2,347,524	2,340,850
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	3,232,579	3,119,785
Total loans, gross	3,237,560	3,122,423
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	228,720	198,555
Total loans, gross	229,720	199,759
Non purchased loans and leases | Nonaccruing Loans
Past due and nonaccrual loans
Current Loans	3,809	3,635
Loans, net of unearned income	21,384	21,509
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	51	60
Total loans, gross	4,579	5,470
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	0	0
Total loans, gross	226	226
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0	0
Total loans, gross	2,728	0
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	3,032	2,082
Total loans, gross	9,103	9,276
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	719	1,426
Total loans, gross	4,612	6,453
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	7	67
Total loans, gross	136	84
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	31,096	22,781
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	3,361	605
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	267	794
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	22,873	18,020
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	3,694	2,362
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	901	1,000
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	1,917	1,382
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	118	387
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	929	623
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	870	372
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	4,459	3,458
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	96	476
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	51	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	284	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	2,642	2,502
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	1,287	276
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	99	204
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	15,658	16,492
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	4,410	5,023
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	226	226
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	2,728	0
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	5,142	6,571
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	3,023	4,655
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	129	17
Non purchased loans and leases | Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	277,551	272,643
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	274,272
Total loans, gross	274,823
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0
Total loans, gross	2,728
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	267
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	284
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	2,728
Non purchased loans and leases | Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	467,515	502,258
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	467,515
Total loans, gross	467,515
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0
Total loans, gross	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	1,466,887	1,449,219
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	1,436,829
Total loans, gross	1,458,901
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	2,809
Total loans, gross	7,986
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	20,213
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	898
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,859
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	4,279
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	449,263	456,265
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	446,756
Total loans, gross	448,660
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	178
Total loans, gross	603
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,184
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	31
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	720
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	394
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	285,244	291,931
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	283,403
Total loans, gross	284,798
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	8
Total loans, gross	446
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,339
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	56
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	438
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, gross	155,233	152,711
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	122,694	116,085
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	155,021
Total loans, gross	155,165
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	122,047
Total loans, gross	122,589
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	37
Total loans, gross	68
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	0
Total loans, gross	105
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	137
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	464
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	7
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	78
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	31
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	105
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	1,244,919	1,209,204
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	1,237,360
Total loans, gross	1,241,117
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	394
Total loans, gross	3,802
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	2,868
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	870
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	889
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	2,538
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	1,874,559	$ 1,803,587
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	1,873,172
Total loans, gross	1,873,854
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	325
Total loans, gross	705
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	362
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	320
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	$ 380

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loan
Restructured loans
Number of Loans | loan	5
Pre- Modification Outstanding Recorded Investment	$ 1,345
Post- Modification Outstanding Recorded Investment	$ 1,347
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	2
Pre- Modification Outstanding Recorded Investment	$ 898
Post- Modification Outstanding Recorded Investment	$ 898
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	3
Pre- Modification Outstanding Recorded Investment	$ 447
Post- Modification Outstanding Recorded Investment	$ 449

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance (loans) | loan	46
Additional advances or loans with concessions (loans) | loan	5
Reclassified as performing restructured loans (loans) | loan	1
Reductions due to:
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	52
Recorded Investment
Total, beginning balance | $	$ 4,679
Additional advances or loans with concessions | $	1,365
Reclassified as performing restructured loan | $	58
Reductions due to:
Principal paydowns | $	(42)
Total, ending balance | $	$ 6,060

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 9,769,377	$ 9,689,638
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,367,972
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income		826,483
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income		4,244,265
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income		384,305
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	7,802,404	7,587,974
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	416,218
2019	1,609,423
2018	803,370
2017	629,260
2016	492,966
Prior	437,447
Revolving Loans	389,299
Revolving Loans Converted to Term	33,360
Loans, net of unearned income	4,811,343
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
2020	398,982
2019	1,518,934
2018	728,279
2017	555,544
2016	386,478
Prior	366,573
Revolving Loans	370,508
Revolving Loans Converted to Term	31,696
Loans, net of unearned income	4,356,994	4,555,462
Non purchased loans and leases | Pass-Watch
Loan portfolio by risk-rating grades
2020	16,561
2019	87,097
2018	66,980
2017	65,545
2016	99,119
Prior	65,748
Revolving Loans	16,591
Revolving Loans Converted to Term	1,014
Loans, net of unearned income	418,655	48,173
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
2020	675
2019	3,392
2018	8,111
2017	8,171
2016	7,369
Prior	5,126
Revolving Loans	2,200
Revolving Loans Converted to Term	650
Loans, net of unearned income	35,694	51,207
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	183,531
2019	777,769
2018	514,848
2017	350,691
2016	200,698
Prior	314,571
Revolving Loans	645,104
Revolving Loans Converted to Term	3,849
Loans, net of unearned income	2,991,061
Non purchased loans and leases | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		4,654,842
Non purchased loans and leases | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,918,059
Non purchased loans and leases | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	183,531
2019	777,119
2018	510,120
2017	347,661
2016	199,595
Prior	310,162
Revolving Loans	643,628
Revolving Loans Converted to Term	3,637
Loans, net of unearned income	2,975,453
Non purchased loans and leases | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		15,073
Non purchased loans and leases | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	650
2018	4,728
2017	3,030
2016	1,103
Prior	4,409
Revolving Loans	1,476
Revolving Loans Converted to Term	212
Loans, net of unearned income	15,608
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	1,122
2019	3,643
2018	750
2017	232
2016	155
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,902
Non purchased loans and leases | Commercial | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	1,122
2019	3,643
2018	750
2017	232
2016	155
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,902
Non purchased loans and leases | Commercial | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	76,216
2019	274,388
2018	103,827
2017	66,812
2016	27,657
Prior	31,662
Revolving Loans	282,822
Revolving Loans Converted to Term	13,979
Loans, net of unearned income	877,363
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
2020	75,035
2019	253,990
2018	102,161
2017	63,688
2016	23,890
Prior	29,693
Revolving Loans	274,646
Revolving Loans Converted to Term	12,443
Loans, net of unearned income	835,546	779,798
Non purchased loans and leases | Commercial, financial, agricultural | Pass-Watch
Loan portfolio by risk-rating grades
2020	1,181
2019	19,667
2018	244
2017	989
2016	2,692
Prior	63
Revolving Loans	7,916
Revolving Loans Converted to Term	886
Loans, net of unearned income	33,638	11,949
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	731
2018	1,422
2017	2,135
2016	1,075
Prior	1,906
Revolving Loans	260
Revolving Loans Converted to Term	650
Loans, net of unearned income	8,179	11,715
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	8,855
2019	28,004
2018	16,678
2017	10,734
2016	4,892
Prior	16,913
Revolving Loans	180,110
Revolving Loans Converted to Term	455
Loans, net of unearned income	266,641
Non purchased loans and leases | Commercial, financial, agricultural | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		803,462
Non purchased loans and leases | Commercial, financial, agricultural | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		247,575
Non purchased loans and leases | Commercial, financial, agricultural | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	8,855
2019	27,955
2018	16,631
2017	10,159
2016	4,891
Prior	16,870
Revolving Loans	179,750
Revolving Loans Converted to Term	392
Loans, net of unearned income	265,503
Non purchased loans and leases | Commercial, financial, agricultural | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,316
Non purchased loans and leases | Commercial, financial, agricultural | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	49
2018	47
2017	575
2016	1
Prior	43
Revolving Loans	360
Revolving Loans Converted to Term	63
Loans, net of unearned income	1,138
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	9,209
2019	38,374
2018	21,422
2017	6,999
2016	3,854
Prior	4,821
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	84,679
Non purchased loans and leases | Lease Financing Receivables | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		81,649
Non purchased loans and leases | Lease Financing Receivables | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	9,209
2019	38,374
2018	21,422
2017	6,999
2016	3,628
Prior	4,770
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	84,402
Non purchased loans and leases | Lease Financing Receivables | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		226
Non purchased loans and leases | Lease Financing Receivables | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	226
Prior	51
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	277
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	75,514
2019	396,047
2018	81,619
2017	83,621
2016	27,389
Prior	0
Revolving Loans	14,443
Revolving Loans Converted to Term	75
Loans, net of unearned income	678,708
Non purchased loans and leases | Real estate – construction: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		698,950
Non purchased loans and leases | Real estate – construction: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		501
Non purchased loans and leases | Real estate – construction: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		9,209
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	5,984
2019	51,279
2018	7,813
2017	743
2016	223
Prior	0
Revolving Loans	316
Revolving Loans Converted to Term	0
Loans, net of unearned income	66,358
Non purchased loans and leases | Real estate – construction: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		708,660
Non purchased loans and leases | Real estate – construction: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		66,241
Non purchased loans and leases | Real estate – construction: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	55,230
2019	143,139
2018	11,881
2017	0
2016	0
Prior	0
Revolving Loans	6,770
Revolving Loans Converted to Term	75
Loans, net of unearned income	217,095
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
2020	55,230
2019	143,075
2018	9,153
2017	0
2016	0
Prior	0
Revolving Loans	6,770
Revolving Loans Converted to Term	75
Loans, net of unearned income	214,303
Non purchased loans and leases | Real estate – construction: | Residential | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	64
2018	2,728
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,792
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,862
2019	47,636
2018	7,063
2017	511
2016	68
Prior	0
Revolving Loans	316
Revolving Loans Converted to Term	0
Loans, net of unearned income	60,456
Non purchased loans and leases | Real estate – construction: | Residential | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,862
2019	47,636
2018	6,871
2017	511
2016	68
Prior	0
Revolving Loans	316
Revolving Loans Converted to Term	0
Loans, net of unearned income	60,264
Non purchased loans and leases | Real estate – construction: | Residential | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	192
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	192
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	20,284
2019	252,908
2018	69,738
2017	83,621
2016	27,389
Prior	0
Revolving Loans	7,673
Revolving Loans Converted to Term	0
Loans, net of unearned income	461,613
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
2020	18,921
2019	234,161
2018	65,170
2017	83,123
2016	27,389
Prior	0
Revolving Loans	7,673
Revolving Loans Converted to Term	0
Loans, net of unearned income	436,437
Non purchased loans and leases | Real estate – construction: | Commercial | Pass-Watch
Loan portfolio by risk-rating grades
2020	1,363
2019	18,747
2018	4,568
2017	498
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	25,176
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	27,595
2019	129,544
2018	84,743
2017	43,367
2016	23,235
Prior	20,005
Revolving Loans	15,029
Revolving Loans Converted to Term	388
Loans, net of unearned income	343,906
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		339,079
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,856
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,572
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	91,729
2019	439,545
2018	375,081
2017	267,794
2016	143,083
Prior	255,576
Revolving Loans	436,912
Revolving Loans Converted to Term	3,001
Loans, net of unearned income	2,012,721
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		346,507
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,992,331
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		11,288
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,406
2019	9,533
2018	8,090
2017	6,261
2016	1,497
Prior	2,865
Revolving Loans	960
Revolving Loans Converted to Term	0
Loans, net of unearned income	33,612
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
2020	4,406
2019	9,533
2018	7,917
2017	6,261
2016	1,214
Prior	2,846
Revolving Loans	960
Revolving Loans Converted to Term	0
Loans, net of unearned income	33,137
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	2
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	173
2017	0
2016	283
Prior	17
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	473
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	78,600
2019	400,107
2018	345,036
2017	239,952
2016	126,621
Prior	241,563
Revolving Loans	1,094
Revolving Loans Converted to Term	302
Loans, net of unearned income	1,433,275
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	78,600
2019	399,661
2018	341,058
2017	238,066
2016	125,960
Prior	238,923
Revolving Loans	1,034
Revolving Loans Converted to Term	302
Loans, net of unearned income	1,423,604
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	446
2018	3,978
2017	1,886
2016	661
Prior	2,640
Revolving Loans	60
Revolving Loans Converted to Term	0
Loans, net of unearned income	9,671
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	793
2018	327
2017	0
2016	0
Prior	0
Revolving Loans	10,327
Revolving Loans Converted to Term	0
Loans, net of unearned income	11,447
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
2020	0
2019	793
2018	327
2017	0
2016	0
Prior	0
Revolving Loans	10,201
Revolving Loans Converted to Term	0
Loans, net of unearned income	11,321
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	126
Revolving Loans Converted to Term	0
Loans, net of unearned income	126
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	306
2018	386
2017	205
2016	45
Prior	1,245
Revolving Loans	433,318
Revolving Loans Converted to Term	2,311
Loans, net of unearned income	437,816
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	306
2018	386
2017	205
2016	45
Prior	1,125
Revolving Loans	432,263
Revolving Loans Converted to Term	2,163
Loans, net of unearned income	436,493
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	120
Revolving Loans	1,055
Revolving Loans Converted to Term	148
Loans, net of unearned income	1,323
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	7,743
2019	48,761
2018	38,003
2017	36,312
2016	21,206
Prior	16,665
Revolving Loans	1,333
Revolving Loans Converted to Term	388
Loans, net of unearned income	170,411
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
2020	7,743
2019	46,959
2018	37,502
2017	35,287
2016	18,978
Prior	15,438
Revolving Loans	1,233
Revolving Loans Converted to Term	388
Loans, net of unearned income	163,528
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	388
2018	232
2017	952
2016	2,001
Prior	652
Revolving Loans	100
Revolving Loans Converted to Term	0
Loans, net of unearned income	4,325
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	1,414
2018	269
2017	73
2016	227
Prior	575
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,558
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	7,889
2019	29,839
2018	24,761
2017	24,579
2016	15,021
Prior	10,788
Revolving Loans	1,568
Revolving Loans Converted to Term	388
Loans, net of unearned income	114,833
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	7,889
2019	29,839
2018	24,705
2017	24,549
2016	14,973
Prior	10,689
Revolving Loans	1,568
Revolving Loans Converted to Term	388
Loans, net of unearned income	114,600
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	56
2017	30
2016	48
Prior	99
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	233
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	15,446
2019	70,457
2018	38,323
2017	794
2016	532
Prior	475
Revolving Loans	2,409
Revolving Loans Converted to Term	0
Loans, net of unearned income	128,436
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
2020	15,446
2019	69,674
2018	37,379
2017	794
2016	523
Prior	435
Revolving Loans	2,409
Revolving Loans Converted to Term	0
Loans, net of unearned income	126,660
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	243
2018	944
2017	0
2016	0
Prior	40
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,227
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	540
2018	0
2017	0
2016	9
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	549
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	5,240
2019	9,293
2018	4,898
2017	3,058
2016	1,396
Prior	1,980
Revolving Loans	932
Revolving Loans Converted to Term	0
Loans, net of unearned income	26,797
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	5,240
2019	9,273
2018	4,879
2017	3,022
2016	1,396
Prior	1,980
Revolving Loans	932
Revolving Loans Converted to Term	0
Loans, net of unearned income	26,722
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	20
2018	19
2017	36
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	75
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	236,893
2019	809,437
2018	533,181
2017	435,460
2016	414,685
Prior	385,780
Revolving Loans	77,005
Revolving Loans Converted to Term	18,918
Loans, net of unearned income	2,911,359
Non purchased loans and leases | Real estate – commercial mortgage: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,737,629
Non purchased loans and leases | Real estate – commercial mortgage: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		31,867
Non purchased loans and leases | Real estate – commercial mortgage: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		26,711
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	23,887
2019	83,163
2018	71,819
2017	57,390
2016	44,728
Prior	34,602
Revolving Loans	14,934
Revolving Loans Converted to Term	290
Loans, net of unearned income	330,813
Non purchased loans and leases | Real estate – commercial mortgage: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,796,207
Non purchased loans and leases | Real estate – commercial mortgage: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		330,714
Non purchased loans and leases | Real estate – commercial mortgage: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,955
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	15,111
2019	31,175
2018	17,894
2017	6,091
2016	5,653
Prior	6,866
Revolving Loans	2,872
Revolving Loans Converted to Term	0
Loans, net of unearned income	85,662
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
2020	13,239
2019	31,175
2018	16,213
2017	6,091
2016	3,880
Prior	6,790
Revolving Loans	2,872
Revolving Loans Converted to Term	0
Loans, net of unearned income	80,260
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass-Watch
Loan portfolio by risk-rating grades
2020	1,872
2019	0
2018	1,681
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	3,553
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	1,773
Prior	76
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,849
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,919
2019	11,386
2018	7,363
2017	3,943
2016	4,594
Prior	3,635
Revolving Loans	3,136
Revolving Loans Converted to Term	56
Loans, net of unearned income	37,032
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,919
2019	11,368
2018	7,363
2017	3,932
2016	4,594
Prior	3,635
Revolving Loans	3,136
Revolving Loans Converted to Term	56
Loans, net of unearned income	37,003
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	18
2018	0
2017	11
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	29
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	56,096
2019	247,602
2018	223,225
2017	199,741
2016	144,544
Prior	125,555
Revolving Loans	32,773
Revolving Loans Converted to Term	6,365
Loans, net of unearned income	1,035,901
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
2020	52,629
2019	238,900
2018	193,125
2017	175,474
2016	115,879
Prior	111,230
Revolving Loans	28,180
Revolving Loans Converted to Term	6,365
Loans, net of unearned income	921,782
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass-Watch
Loan portfolio by risk-rating grades
2020	2,792
2019	8,277
2018	26,581
2017	19,904
2016	24,663
Prior	12,716
Revolving Loans	2,653
Revolving Loans Converted to Term	0
Loans, net of unearned income	97,586
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
2020	675
2019	425
2018	3,519
2017	4,363
2016	4,002
Prior	1,609
Revolving Loans	1,940
Revolving Loans Converted to Term	0
Loans, net of unearned income	16,533
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	14,795
2019	49,969
2018	45,312
2017	37,701
2016	29,621
Prior	23,279
Revolving Loans	8,107
Revolving Loans Converted to Term	234
Loans, net of unearned income	209,018
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	14,795
2019	49,917
2018	44,958
2017	37,244
2016	29,493
Prior	22,225
Revolving Loans	8,107
Revolving Loans Converted to Term	234
Loans, net of unearned income	206,973
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	52
2018	354
2017	457
2016	128
Prior	1,054
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,045
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	165,686
2019	530,660
2018	292,062
2017	229,628
2016	264,488
Prior	253,359
Revolving Loans	41,360
Revolving Loans Converted to Term	12,553
Loans, net of unearned income	1,789,796
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
2020	156,333
2019	490,667
2018	259,332
2017	184,826
2016	194,725
Prior	200,141
Revolving Loans	35,564
Revolving Loans Converted to Term	12,425
Loans, net of unearned income	1,534,013
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass-Watch
Loan portfolio by risk-rating grades
2020	9,353
2019	39,775
2018	32,730
2017	43,202
2016	69,763
Prior	52,275
Revolving Loans	5,796
Revolving Loans Converted to Term	128
Loans, net of unearned income	253,022
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	218
2018	0
2017	1,600
2016	0
Prior	943
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,761
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	6,173
2019	21,808
2018	19,144
2017	15,746
2016	10,513
Prior	7,688
Revolving Loans	3,691
Revolving Loans Converted to Term	0
Loans, net of unearned income	84,763
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	6,173
2019	21,808
2018	19,144
2017	15,746
2016	10,513
Prior	7,299
Revolving Loans	3,691
Revolving Loans Converted to Term	0
Loans, net of unearned income	84,374
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	389
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	389
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	7
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	7
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
2020	0
2019	7
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	7	6
Non purchased loans and leases | Installment loans to individuals | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	43,867
2019	137,404
2018	22,035
2017	7,031
2016	3,918
Prior	2,659
Revolving Loans	12,832
Revolving Loans Converted to Term	103
Loans, net of unearned income	229,849
Non purchased loans and leases | Installment loans to individuals | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		6
Non purchased loans and leases | Installment loans to individuals | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		199,549
Non purchased loans and leases | Installment loans to individuals | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	43,867
2019	137,339
2018	21,953
2017	6,996
2016	3,879
Prior	2,646
Revolving Loans	12,831
Revolving Loans Converted to Term	102
Loans, net of unearned income	229,613
Non purchased loans and leases | Installment loans to individuals | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		$ 288
Non purchased loans and leases | Installment loans to individuals | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	65
2018	82
2017	35
2016	39
Prior	13
Revolving Loans	1
Revolving Loans Converted to Term	1
Loans, net of unearned income	$ 236

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 9,769,377	$ 9,689,638
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,367,972
Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		826,483
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		4,244,265
Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		384,305
Non purchased loans and leases
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 7,802,404	7,587,974
Non purchased loans and leases | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,933,132
Non purchased loans and leases | Performing and Nonperforming | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		248,891
Non purchased loans and leases | Performing and Nonperforming | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		81,875
Non purchased loans and leases | Performing and Nonperforming | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		66,241
Non purchased loans and leases | Performing and Nonperforming | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,003,619
Non purchased loans and leases | Performing and Nonperforming | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		332,669
Non purchased loans and leases | Performing and Nonperforming | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		199,837
Non purchased loans and leases | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,918,059
Non purchased loans and leases | Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		247,575
Non purchased loans and leases | Performing | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		81,649
Non purchased loans and leases | Performing | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		66,241
Non purchased loans and leases | Performing | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,992,331
Non purchased loans and leases | Performing | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		330,714
Non purchased loans and leases | Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		199,549
Non purchased loans and leases | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		15,073
Non purchased loans and leases | Non- Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,316
Non purchased loans and leases | Non- Performing | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		226
Non purchased loans and leases | Non- Performing | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Non purchased loans and leases | Non- Performing | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		11,288
Non purchased loans and leases | Non- Performing | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,955
Non purchased loans and leases | Non- Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		$ 288

Non Purchased Loans - Impaired

Non Purchased Loans - Impaired Loans (Details) - Non purchased loans and leases $ in Thousands	Dec. 31, 2019USD ($)
Impaired loans
Unpaid Contractual Principal Balance	$ 41,170
Recorded Investment With Allowance	27,082
Recorded Investment With No Allowance	10,225
Total Recorded Investment	37,307
Related Allowance	1,759
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	6,623
Recorded Investment With Allowance	5,722
Recorded Investment With No Allowance	0
Total Recorded Investment	5,722
Related Allowance	1,222
Lease financing
Impaired loans
Unpaid Contractual Principal Balance	226
Recorded Investment With Allowance	226
Recorded Investment With No Allowance	0
Total Recorded Investment	226
Related Allowance	3
Real estate – construction:
Impaired loans
Unpaid Contractual Principal Balance	9,145
Recorded Investment With Allowance	0
Recorded Investment With No Allowance	9,145
Total Recorded Investment	9,145
Related Allowance	0
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	14,018
Recorded Investment With Allowance	13,689
Recorded Investment With No Allowance	0
Total Recorded Investment	13,689
Related Allowance	143
Real estate – commercial mortgage:
Impaired loans
Unpaid Contractual Principal Balance	11,067
Recorded Investment With Allowance	7,361
Recorded Investment With No Allowance	1,080
Total Recorded Investment	8,441
Related Allowance	390
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	91
Recorded Investment With Allowance	84
Recorded Investment With No Allowance	0
Total Recorded Investment	84
Related Allowance	$ 1

Non Purchased Loans - Investmen

Non Purchased Loans - Investment and Interest Income Recognized on Impaired Loans (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Investment and interest income recognized on impaired loans
Average Recorded Investment	$ 10,166
Interest Income Recognized	57
Non purchased loans and leases
Investment and interest income recognized on impaired loans
Average Recorded Investment	28,875
Interest Income Recognized	192
Non purchased loans and leases | Commercial, financial, agricultural
Investment and interest income recognized on impaired loans
Average Recorded Investment	4,634
Interest Income Recognized	10
Non purchased loans and leases | Lease financing
Investment and interest income recognized on impaired loans
Average Recorded Investment	87
Interest Income Recognized	0
Non purchased loans and leases | Real estate – construction:
Investment and interest income recognized on impaired loans
Average Recorded Investment	8,485
Interest Income Recognized	102
Non purchased loans and leases | Real estate – 1-4 family mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	8,490
Interest Income Recognized	51
Non purchased loans and leases | Real estate – commercial mortgage:
Investment and interest income recognized on impaired loans
Average Recorded Investment	7,030
Interest Income Recognized	28
Non purchased loans and leases | Installment loans to individuals
Investment and interest income recognized on impaired loans
Average Recorded Investment	149
Interest Income Recognized	$ 1

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Summary of loans
Gross loans	$ 9,773,049	$ 9,693,463
Unearned income	(3,672)	(3,825)
Loans, net of unearned income	9,769,377	9,689,638
Commercial, financial, agricultural
Summary of loans
Gross loans	1,424,576	1,367,972
Loans, net of unearned income		1,367,972
Real estate – construction:
Summary of loans
Gross loans	787,895	826,483
Loans, net of unearned income		826,483
Real estate – construction: | Residential
Summary of loans
Gross loans	289,000	289,050
Real estate – construction: | Commercial
Summary of loans
Gross loans	498,895	537,433
Real estate – 1-4 family mortgage
Summary of loans
Gross loans	2,846,301	2,866,613
Loans, net of unearned income		2,866,613
Real estate – 1-4 family mortgage | Primary
Summary of loans
Gross loans	1,776,436	1,781,948
Real estate – 1-4 family mortgage | Home equity
Summary of loans
Gross loans	563,726	573,540
Real estate – 1-4 family mortgage | Rental/investment
Summary of loans
Gross loans	329,466	335,100
Real estate – 1-4 family mortgage | Land development
Summary of loans
Gross loans	176,673	176,025
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,308,708	4,244,265
Loans, net of unearned income		4,244,265
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	160,768	156,089
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,662,998	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,484,942	2,450,895
Installment loans to individuals
Summary of loans
Gross loans	317,218	302,430
Loans, net of unearned income		384,305
Purchased loans
Summary of loans
Loans, net of unearned income	1,966,973	2,101,664
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	280,572	315,619
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	42,829	51,582
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	11,449	16,407
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	31,380	35,175
Purchased loans | Real estate – 1-4 family mortgage
Summary of loans
Gross loans	489,674	516,487
Purchased loans | Real estate – 1-4 family mortgage | Primary
Summary of loans
Gross loans	309,549	332,729
Purchased loans | Real estate – 1-4 family mortgage | Home equity
Summary of loans
Gross loans	114,463	117,275
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment
Summary of loans
Gross loans	44,222	43,169
Purchased loans | Real estate – 1-4 family mortgage | Land development
Summary of loans
Gross loans	21,440	23,314
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	1,066,536	1,115,389
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	38,074
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	418,079	428,077
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	610,383	647,308
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	38,074	40,004
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 87,362	$ 102,587

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	2 Months Ended	3 Months Ended
	Apr. 30, 2020USD ($)loan	Mar. 31, 2020USD ($)loan	Mar. 31, 2019USD ($)loan	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Allowance for loan losses attributable to restructured loans		$ 120,185,000	$ 49,835,000	$ 52,162,000	$ 49,026,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Interest income		147,000
Modifications with subsequent default		$ 0
Number of restructured loans | loan		2	4
Restructured loans discontinued past due period		90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans		$ 7,000	$ 3,000
Purchased loans | Subsequent Event
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of loan modifications | loan	600
Modified loans, balance	$ 415,000,000
Purchased loans | Nonaccruing loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans		134,000	414,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans		3,797,000	1,851,000
Allowance for loan losses attributable to restructured loans		$ 56,000	$ 86,000

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Past due and nonaccrual loans
Total loans, gross	$ 9,773,049	$ 9,693,463
Loans, net of unearned income	9,769,377	9,689,638
Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, gross	1,424,576	1,367,972
Loans, net of unearned income		1,367,972
Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	787,895	826,483
Loans, net of unearned income		826,483
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	2,846,301	2,866,613
Loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	4,308,708	4,244,265
Loans, net of unearned income		4,244,265
Installment loans to individuals
Past due and nonaccrual loans
Total loans, gross	317,218	302,430
Loans, net of unearned income		384,305
Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	289,000	289,050
Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	498,895	537,433
Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	1,776,436	1,781,948
Home equity | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	563,726	573,540
Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	329,466	335,100
Land development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	176,673	176,025
Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	160,768	156,089
Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	1,662,998	1,637,281
Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	2,484,942	2,450,895
Purchased loans
Past due and nonaccrual loans
Loans, net of unearned income	1,966,973	2,101,664
Purchased loans | Accruing loans
Past due and nonaccrual loans
Current Loans	1,928,351	2,075,422
Loans, net of unearned income	1,947,883	2,094,626
Purchased loans | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	14,428	14,887
Purchased loans | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	5,104	4,317
Purchased loans | Nonaccruing loans
Past due and nonaccrual loans
Current Loans	8,911	2,250
Loans, net of unearned income	19,090	7,038
Purchased loans | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	2,595	606
Purchased loans | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	7,584	4,182
Purchased loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, gross	280,572	315,619
Purchased loans | Commercial, financial, agricultural | Accruing loans
Past due and nonaccrual loans
Current, gross	269,348	311,218
Total loans, gross	274,616	314,105
Purchased loans | Commercial, financial, agricultural | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	2,284	1,889
Purchased loans | Commercial, financial, agricultural | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	2,984	998
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	3,585	268
Total loans, gross	5,956	1,514
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	820	0
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,551	1,246
Purchased loans | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	42,829	51,582
Purchased loans | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	42,182	51,263
Total loans, gross	42,829	51,582
Purchased loans | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	647	319
Purchased loans | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0	0
Total loans, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	489,674	516,487
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	474,980	503,826
Total loans, gross	481,118	511,586
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	5,727	5,516
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	411	2,244
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,090	1,534
Total loans, gross	8,556	4,901
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,492	605
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	4,974	2,762
Purchased loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	1,066,536	1,115,389
Purchased loans | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	1,058,128	1,110,570
Total loans, gross	1,062,226	1,114,946
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	2,479	3,454
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,619	922
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	3,052	320
Total loans, gross	4,310	443
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	272	0
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	986	123
Purchased loans | Installment loans to individuals
Past due and nonaccrual loans
Total loans, gross	87,362	102,587
Purchased loans | Installment loans to individuals | Accruing loans
Past due and nonaccrual loans
Current, gross	83,713	98,545
Total loans, gross	87,094	102,407
Purchased loans | Installment loans to individuals | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	3,291	3,709
Purchased loans | Installment loans to individuals | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	90	153
Purchased loans | Installment loans to individuals | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	184	128
Total loans, gross	268	180
Purchased loans | Installment loans to individuals | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	11	1
Purchased loans | Installment loans to individuals | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	73	51
Purchased loans | Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	11,449	16,407
Purchased loans | Residential | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	10,802
Total loans, gross	11,449
Purchased loans | Residential | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	647
Purchased loans | Residential | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0
Total loans, gross	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, gross	31,380	35,175
Purchased loans | Commercial | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	31,380
Total loans, gross	31,380
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0
Total loans, gross	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	309,549	332,729
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	297,809
Total loans, gross	303,628
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	5,507
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	312
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	966
Total loans, gross	5,921
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,191
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	3,764
Purchased loans | Home equity | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	114,463	117,275
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	112,902
Total loans, gross	113,036
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	65
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	69
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	749
Total loans, gross	1,427
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	200
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	478
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	44,222	43,169
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	43,214
Total loans, gross	43,346
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	102
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	30
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	90
Total loans, gross	876
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	54
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	732
Purchased loans | Land development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Total loans, gross	21,440	23,314
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	21,055
Total loans, gross	21,108
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	53
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	285
Total loans, gross	332
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	47
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	38,074
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	36,980
Total loans, gross	37,656
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	604
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	72
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	254
Total loans, gross	418
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	164
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	418,079	428,077
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	412,188
Total loans, gross	415,041
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,356
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,497
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,652
Total loans, gross	3,038
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	261
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	125
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, gross	610,383	$ 647,308
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	608,960
Total loans, gross	609,529
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	519
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	50
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	146
Total loans, gross	854
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	11
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	$ 697

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans - Real estate – 1-4 family mortgage - Primary $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loan
Restructured loans
Number of Loans | loan	1
Pre- Modification Outstanding Recorded Investment	$ 223
Post- Modification Outstanding Recorded Investment	$ 114

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)loan
Number of Loans
Total, beginning balance (loans) | loan	54
Additional advances or loans with concessions (loans) | loan	1
Reclassified to nonperforming loans (loans) | loan	(12)
Paid in full (loans) | loan	(1)
Charge-offs (loans) | loan	(1)
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	41
Recorded Investment
Total, beginning balance | $	$ 7,275
Additional advances or loans with concessions | $	209
Reclassified to nonperforming loans | $	(2,449)
Paid in full | $	(34)
Charge-offs | $	(3)
Principal paydowns | $	(19)
Total, ending balance | $	$ 4,979

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	$ 9,769,377	$ 9,689,638
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		1,367,972
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		826,483
Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		4,244,265
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		384,305
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,966,973	2,101,664
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	1,845
2018	163,409
2017	244,634
2016	233,569
Prior	616,471
Revolving Loans	156,259
Revolving Loans Converted to Term	2,359
Total loans, net of unearned income	1,418,546
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	1,845
2018	126,196
2017	198,871
2016	169,358
Prior	518,335
Revolving Loans	137,904
Revolving Loans Converted to Term	1,398
Total loans, net of unearned income	1,153,907	1,296,372
Purchased loans | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	22,167
2017	37,161
2016	59,762
Prior	52,960
Revolving Loans	7,483
Revolving Loans Converted to Term	131
Total loans, net of unearned income	179,664	64,291
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	15,046
2017	8,602
2016	4,449
Prior	45,176
Revolving Loans	10,872
Revolving Loans Converted to Term	830
Total loans, net of unearned income	84,975	24,990
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	720
2018	59,696
2017	72,813
2016	45,686
Prior	246,930
Revolving Loans	120,072
Revolving Loans Converted to Term	2,510
Total loans, net of unearned income	548,427
Purchased loans | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		1,385,653
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	1,845
2018	40,693
2017	41,361
2016	33,262
Prior	33,099
Revolving Loans	113,126
Revolving Loans Converted to Term	1,786
Total loans, net of unearned income	265,172
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	1,845
2018	26,920
2017	32,523
2016	29,791
Prior	29,291
Revolving Loans	100,538
Revolving Loans Converted to Term	1,398
Total loans, net of unearned income	222,306	259,760
Purchased loans | Commercial, financial, agricultural | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	2,564
2016	1,790
Prior	1,271
Revolving Loans	2,374
Revolving Loans Converted to Term	131
Total loans, net of unearned income	8,130	7,166
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	13,773
2017	6,274
2016	1,681
Prior	2,537
Revolving Loans	10,214
Revolving Loans Converted to Term	257
Total loans, net of unearned income	34,736	5,220
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	10
2017	397
2016	406
Prior	2,950
Revolving Loans	11,502
Revolving Loans Converted to Term	135
Total loans, net of unearned income	15,400
Purchased loans | Commercial, financial, agricultural | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		272,146
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	10,283
2017	14,029
2016	9,949
Prior	6,581
Revolving Loans	259
Revolving Loans Converted to Term	0
Total loans, net of unearned income	41,101
Purchased loans | Real estate – construction: | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		48,994
Purchased loans | Real estate – construction: | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Real estate – construction: | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,728
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,728
Purchased loans | Real estate – construction: | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		48,994
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,857
2017	4,923
2016	682
Prior	0
Revolving Loans	259
Revolving Loans Converted to Term	0
Total loans, net of unearned income	9,721
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,857
2017	4,923
2016	682
Prior	0
Revolving Loans	259
Revolving Loans Converted to Term	0
Total loans, net of unearned income	9,721
Purchased loans | Real estate – construction: | Residential | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,728
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,728
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,426
2017	9,106
2016	9,267
Prior	6,581
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	31,380
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,426
2017	9,106
2016	9,267
Prior	6,581
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	31,380
Purchased loans | Real estate – construction: | Commercial | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – 1-4 family mortgage | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	16,663
2017	10,884
2016	3,841
Prior	53,263
Revolving Loans	3,875
Revolving Loans Converted to Term	253
Total loans, net of unearned income	88,779
Purchased loans | Real estate – 1-4 family mortgage | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		78,105
Purchased loans | Real estate – 1-4 family mortgage | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		791
Purchased loans | Real estate – 1-4 family mortgage | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		3,935
Purchased loans | Real estate – 1-4 family mortgage | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	376
2018	4,237
2017	48,881
2016	42,684
Prior	200,925
Revolving Loans	101,461
Revolving Loans Converted to Term	2,331
Total loans, net of unearned income	400,895
Purchased loans | Real estate – 1-4 family mortgage | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		82,831
Purchased loans | Real estate – 1-4 family mortgage | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,936
2017	7,192
2016	1,175
Prior	21,681
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	37,984
Purchased loans | Real estate – 1-4 family mortgage | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,674
2017	7,192
2016	1,156
Prior	15,891
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	30,913
Purchased loans | Real estate – 1-4 family mortgage | Primary | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	767
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	767
Purchased loans | Real estate – 1-4 family mortgage | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,262
2017	0
2016	19
Prior	5,023
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	6,304
Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	252
2018	2,985
2017	43,379
2016	39,731
Prior	184,583
Revolving Loans	491
Revolving Loans Converted to Term	144
Total loans, net of unearned income	271,565
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	1,819
Revolving Loans Converted to Term	253
Total loans, net of unearned income	2,072
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	1,104
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,104
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	176
Revolving Loans Converted to Term	0
Total loans, net of unearned income	176
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	539
Revolving Loans Converted to Term	253
Total loans, net of unearned income	792
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	748
2017	5,105
2016	2,295
Prior	1,086
Revolving Loans	100,970
Revolving Loans Converted to Term	2,187
Total loans, net of unearned income	112,391
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,229
2016	873
Prior	28,203
Revolving Loans	107
Revolving Loans Converted to Term	0
Total loans, net of unearned income	30,412
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,229
2016	873
Prior	25,343
Revolving Loans	107
Revolving Loans Converted to Term	0
Total loans, net of unearned income	27,552
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	330
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	330
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	2,530
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	2,530
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	124
2018	0
2017	0
2016	334
Prior	13,352
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	13,810
Purchased loans | Real estate – 1-4 family mortgage | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,727
2017	2,463
2016	1,793
Prior	3,379
Revolving Loans	1,949
Revolving Loans Converted to Term	0
Total loans, net of unearned income	18,311
Purchased loans | Real estate – 1-4 family mortgage | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,389
2017	2,436
2016	1,793
Prior	2,230
Revolving Loans	1,949
Revolving Loans Converted to Term	0
Total loans, net of unearned income	16,797
Purchased loans | Real estate – 1-4 family mortgage | Land development | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	338
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	338
Purchased loans | Real estate – 1-4 family mortgage | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	27
2016	0
Prior	1,149
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,176
Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	504
2017	397
2016	324
Prior	1,904
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	3,129
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	95,770
2017	178,360
2016	186,517
Prior	523,528
Revolving Loans	38,999
Revolving Loans Converted to Term	320
Total loans, net of unearned income	1,023,494
Purchased loans | Real estate – commercial mortgage: | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		909,513
Purchased loans | Real estate – commercial mortgage: | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		56,334
Purchased loans | Real estate – commercial mortgage: | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		15,835
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	344
2018	662
2017	926
2016	908
Prior	37,698
Revolving Loans	2,504
Revolving Loans Converted to Term	0
Total loans, net of unearned income	43,042
Purchased loans | Real estate – commercial mortgage: | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		981,682
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,796
2017	5,358
2016	3,324
Prior	15,363
Revolving Loans	773
Revolving Loans Converted to Term	0
Total loans, net of unearned income	32,614
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,922
2017	5,303
2016	3,097
Prior	8,422
Revolving Loans	656
Revolving Loans Converted to Term	0
Total loans, net of unearned income	24,400
Purchased loans | Real estate – commercial mortgage: | Land development | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	874
2017	55
2016	86
Prior	5,494
Revolving Loans	117
Revolving Loans Converted to Term	0
Total loans, net of unearned income	6,626
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	141
Prior	1,447
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,588
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	161
2017	335
2016	130
Prior	4,506
Revolving Loans	328
Revolving Loans Converted to Term	0
Total loans, net of unearned income	5,460
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	25,640
2017	47,266
2016	66,524
Prior	239,440
Revolving Loans	14,541
Revolving Loans Converted to Term	320
Total loans, net of unearned income	393,731
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	24,627
2017	43,304
2016	45,607
Prior	204,909
Revolving Loans	14,422
Revolving Loans Converted to Term	0
Total loans, net of unearned income	332,869
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,013
2017	1,661
2016	18,309
Prior	13,669
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	34,652
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	2,301
2016	2,608
Prior	20,862
Revolving Loans	119
Revolving Loans Converted to Term	320
Total loans, net of unearned income	26,210
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	591
2016	710
Prior	21,280
Revolving Loans	1,767
Revolving Loans Converted to Term	0
Total loans, net of unearned income	24,348
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	62,334
2017	125,736
2016	116,669
Prior	268,725
Revolving Loans	23,685
Revolving Loans Converted to Term	0
Total loans, net of unearned income	597,149
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	42,381
2017	92,855
2016	77,092
Prior	225,668
Revolving Loans	18,869
Revolving Loans Converted to Term	0
Total loans, net of unearned income	456,865
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	19,942
2017	32,881
2016	39,577
Prior	31,429
Revolving Loans	4,816
Revolving Loans Converted to Term	0
Total loans, net of unearned income	128,645
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	11
2017	0
2016	0
Prior	11,628
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	11,639
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	344
2018	501
2017	0
2016	68
Prior	11,912
Revolving Loans	409
Revolving Loans Converted to Term	0
Total loans, net of unearned income	13,234
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	54,787
2017	20,881
2016	1,688
Prior	5,357
Revolving Loans	4,605
Revolving Loans Converted to Term	44
Total loans, net of unearned income	87,362
Purchased loans | Installment loans to individuals | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Performing | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		539,747
Performing | Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	720
2018	59,531
2017	71,971
2016	45,258
Prior	241,313
Revolving Loans	119,612
Revolving Loans Converted to Term	1,794
Total loans, net of unearned income	540,199
Performing | Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		13,935
Performing | Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	10
2017	397
2016	406
Prior	2,950
Revolving Loans	11,502
Revolving Loans Converted to Term	135
Total loans, net of unearned income	15,400
Performing | Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		1,725
Performing | Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,728
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,728
Performing | Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		394,476
Performing | Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	252
2018	2,874
2017	42,613
2016	39,641
Prior	179,700
Revolving Loans	491
Revolving Loans Converted to Term	144
Total loans, net of unearned income	265,715
Performing | Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	748
2017	5,105
2016	2,295
Prior	1,018
Revolving Loans	100,510
Revolving Loans Converted to Term	1,471
Total loans, net of unearned income	111,147
Performing | Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	124
2018	0
2017	0
2016	334
Prior	13,191
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	13,649
Performing | Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	504
2017	397
2016	77
Prior	1,904
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	2,882
Performing | Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		30,472
Performing | Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	161
2017	335
2016	130
Prior	4,434
Revolving Loans	328
Revolving Loans Converted to Term	0
Total loans, net of unearned income	5,388
Performing | Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	591
2016	710
Prior	21,129
Revolving Loans	1,767
Revolving Loans Converted to Term	0
Total loans, net of unearned income	24,197
Performing | Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	344
2018	501
2017	0
2016	68
Prior	11,766
Revolving Loans	409
Revolving Loans Converted to Term	0
Total loans, net of unearned income	13,088
Performing | Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		99,139
Performing | Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	54,733
2017	20,805
2016	1,597
Prior	5,221
Revolving Loans	4,605
Revolving Loans Converted to Term	44
Total loans, net of unearned income	87,005
Non- Performing | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		4,000
Non- Performing | Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	165
2017	842
2016	428
Prior	5,617
Revolving Loans	460
Revolving Loans Converted to Term	716
Total loans, net of unearned income	8,228
Non- Performing | Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Non- Performing | Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Non- Performing | Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Non- Performing | Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		3,638
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	111
2017	766
2016	90
Prior	4,883
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	5,850
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	68
Revolving Loans	460
Revolving Loans Converted to Term	716
Total loans, net of unearned income	1,244
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	161
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	161
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	247
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	247
Non- Performing | Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		101
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	72
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	72
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	151
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	151
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	146
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	146
Non- Performing | Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		$ 261
Non- Performing | Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	54
2017	76
2016	91
Prior	136
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	$ 357

Purchased Loans - Loan Portfo_2

Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 9,769,377	$ 9,689,638
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,367,972
Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		826,483
Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,866,613
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		4,244,265
Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		384,305
Purchased loans
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 1,966,973	2,101,664
Purchased loans | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		543,747
Purchased loans | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		539,747
Purchased loans | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		4,000
Purchased loans | Commercial, financial, agricultural | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		13,935
Purchased loans | Commercial, financial, agricultural | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		13,935
Purchased loans | Commercial, financial, agricultural | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Purchased loans | Real estate – construction: | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,725
Purchased loans | Real estate – construction: | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,725
Purchased loans | Real estate – construction: | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Purchased loans | Real estate – 1-4 family mortgage | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		398,114
Purchased loans | Real estate – 1-4 family mortgage | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		394,476
Purchased loans | Real estate – 1-4 family mortgage | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		3,638
Purchased loans | Real estate – commercial mortgage: | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		30,573
Purchased loans | Real estate – commercial mortgage: | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		30,472
Purchased loans | Real estate – commercial mortgage: | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		101
Purchased loans | Installment loans to individuals | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		99,400
Purchased loans | Installment loans to individuals | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		99,139
Purchased loans | Installment loans to individuals | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		$ 261

Purchased Loans - Impaired Loan

Purchased Loans - Impaired Loans and Average Recorded Investment (Details) - Purchased $ in Thousands	Dec. 31, 2019USD ($)
Impaired loans
Unpaid Contractual Principal Balance	$ 15,062
Recorded Investment With Allowance	8,228
Recorded Investment With No Allowance	5,644
Total Recorded Investment	13,872
Related Allowance	253
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	2,979
Recorded Investment With Allowance	1,837
Recorded Investment With No Allowance	901
Total Recorded Investment	2,738
Related Allowance	212
Real estate – construction:
Impaired loans
Unpaid Contractual Principal Balance	3,269
Recorded Investment With Allowance	2,499
Recorded Investment With No Allowance	772
Total Recorded Investment	3,271
Related Allowance	16
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	7,464
Recorded Investment With Allowance	2,801
Recorded Investment With No Allowance	3,772
Total Recorded Investment	6,573
Related Allowance	17
Real estate – commercial mortgage:
Impaired loans
Unpaid Contractual Principal Balance	1,148
Recorded Investment With Allowance	981
Recorded Investment With No Allowance	128
Total Recorded Investment	1,109
Related Allowance	6
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	202
Recorded Investment With Allowance	110
Recorded Investment With No Allowance	71
Total Recorded Investment	181
Related Allowance	$ 2

Purchased Loans - Investment an

Purchased Loans - Investment and Interest Income Recognized on Impaired Loans (Details) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	$ 10,166
Interest Income Recognized	57
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	1,242
Interest Income Recognized	3
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	320
Interest Income Recognized	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	5,577
Interest Income Recognized	42
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	2,630
Interest Income Recognized	12
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	397
Interest Income Recognized	$ 0

Purchased Loans - Loans Acquire

Purchased Loans - Loans Acquired with Deteriorated Credit Quality (Details) - Purchased loans $ in Thousands	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	$ 15,062
Recorded Investment With Allowance	8,228
Recorded Investment With No Allowance	5,644
Total Recorded Investment	13,872
Related Allowance	253
Commercial, financial, agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	2,979
Recorded Investment With Allowance	1,837
Recorded Investment With No Allowance	901
Total Recorded Investment	2,738
Related Allowance	212
Real estate – construction:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	3,269
Recorded Investment With Allowance	2,499
Recorded Investment With No Allowance	772
Total Recorded Investment	3,271
Related Allowance	16
Real estate – 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	7,464
Recorded Investment With Allowance	2,801
Recorded Investment With No Allowance	3,772
Total Recorded Investment	6,573
Related Allowance	17
Real estate – commercial mortgage:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	1,148
Recorded Investment With Allowance	981
Recorded Investment With No Allowance	128
Total Recorded Investment	1,109
Related Allowance	6
Installment loans to individuals
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	202
Recorded Investment With Allowance	110
Recorded Investment With No Allowance	71
Total Recorded Investment	181
Related Allowance	2
Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	218,353
Recorded Investment With Allowance	66,897
Recorded Investment With No Allowance	105,367
Total Recorded Investment	172,264
Related Allowance	1,971
Purchased with deteriorated credit quality | Commercial, financial, agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	49,162
Recorded Investment With Allowance	3,695
Recorded Investment With No Allowance	25,843
Total Recorded Investment	29,538
Related Allowance	292
Purchased with deteriorated credit quality | Real estate – construction:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	882
Recorded Investment With Allowance	0
Recorded Investment With No Allowance	863
Total Recorded Investment	863
Related Allowance	0
Purchased with deteriorated credit quality | Real estate – 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	42,969
Recorded Investment With Allowance	10,061
Recorded Investment With No Allowance	25,482
Total Recorded Investment	35,543
Related Allowance	291
Purchased with deteriorated credit quality | Real estate – commercial mortgage:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	119,929
Recorded Investment With Allowance	52,501
Recorded Investment With No Allowance	50,632
Total Recorded Investment	103,133
Related Allowance	1,386
Purchased with deteriorated credit quality | Installment loans to individuals
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	5,411
Recorded Investment With Allowance	640
Recorded Investment With No Allowance	2,547
Total Recorded Investment	3,187
Related Allowance	$ 2

Purchased Loans - Average Recor

Purchased Loans - Average Recorded Investment and Interest Income on Impaired Loans (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	$ 10,166
Interest Income Recognized	57
Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	213,145
Interest Income Recognized	2,901
Commercial, financial, agricultural | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	1,242
Interest Income Recognized	3
Commercial, financial, agricultural | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	27,403
Interest Income Recognized	427
Real estate – construction: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	320
Interest Income Recognized	0
Real estate – construction: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	0
Interest Income Recognized	0
Real estate – 1-4 family mortgage: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	5,577
Interest Income Recognized	42
Real estate – 1-4 family mortgage: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	44,177
Interest Income Recognized	572
Real estate – commercial mortgage: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	2,630
Interest Income Recognized	12
Real estate – commercial mortgage: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	137,421
Interest Income Recognized	1,796
Installment loans to individuals | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	397
Interest Income Recognized	0
Installment loans to individuals | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	4,144
Interest Income Recognized	$ 106

Purchased Loans Purchased Loans

Purchased Loans Purchased Loans - Loans Purchased with Deteriorated Credit Quality (Details) - Purchased with deteriorated credit quality - Purchased loans $ in Thousands	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	$ 172,264
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	29,538
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	863
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	35,543
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	103,133
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	$ 3,187

Allowance for Loan Losses - Sum

Allowance for Loan Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Jan. 01, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 9,773,049		$ 9,693,463
Unearned income	(3,672)		(3,825)
Loans, net of unearned income	9,769,377		9,689,638
Allowance for credit losses	(120,185)		(52,162)
Loans, net	9,649,192		9,637,476
Cumulative Effect, Period Of Adoption, Adjusted Balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income			9,689,638
Allowance for credit losses		$ (94,646)
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,424,576		1,367,972
Loans, net of unearned income			1,367,972
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	88,351		85,700
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	787,895		826,483
Loans, net of unearned income			826,483
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	289,000		289,050
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	498,895		537,433
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,846,301		2,866,613
Loans, net of unearned income			2,866,613
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,776,436		1,781,948
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	563,726		573,540
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	329,466		335,100
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	176,673		176,025
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,308,708		4,244,265
Loans, net of unearned income			4,244,265
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	160,768		156,089
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,662,998		1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,484,942		2,450,895
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 317,218		302,430
Loans, net of unearned income			$ 384,305

Allowance for Loan Losses - Add

Allowance for Loan Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Jan. 01, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 120,185			$ 52,162
Provision for credit losses on loans	26,350	$ 1,500
Cumulative Effect, Period Of Adoption, Adjustment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses			$ 42,484
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	2,390	$ 16
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	$ 152
Minimum | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	2 years
Minimum | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	9 months
Minimum | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	24 months
Maximum | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	5 years
Maximum | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	12 months
Maximum | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term	36 months

Allowance for Loan Losses - Rol

Allowance for Loan Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Allowance for loan losses:
Beginning balance	$ 52,162	$ 49,026
Charge-offs	(5,349)	(1,537)
Recoveries	4,538	846
Net (charge-offs) recoveries	(811)	(691)
Provision for credit losses on loans	26,350	1,500
Ending balance	120,185	49,835
Loans:
Individually evaluated	27,186		$ 51,179
Collectively evaluated	9,742,191		9,466,195
Ending balance	9,769,377		9,689,638
Nonaccruing loans with no allowance for credit losses	12,855
Individually evaluated	5,149	2,213
Collectively evaluated	115,036	45,098
Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		2,524
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	10,658	8,269
Charge-offs	(393)	(258)
Recoveries	190	374
Net (charge-offs) recoveries	(203)	116
Provision for credit losses on loans	4,131	1,237
Ending balance	25,937	9,622
Loans:
Individually evaluated	10,460		8,460
Collectively evaluated	1,414,116		1,329,974
Ending balance	1,424,576
Nonaccruing loans with no allowance for credit losses	4,224
Individually evaluated	3,653	1,181
Collectively evaluated	22,284	8,312
Commercial, financial, agricultural | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		129
Real estate – construction:
Allowance for loan losses:
Beginning balance	5,029	4,755
Charge-offs	0	0
Recoveries	0	7
Net (charge-offs) recoveries	0	7
Provision for credit losses on loans	2,390	16
Ending balance	10,924	4,778
Loans:
Individually evaluated	2,728		12,416
Collectively evaluated	785,167		813,204
Ending balance	787,895
Nonaccruing loans with no allowance for credit losses	2,728
Individually evaluated	0	58
Collectively evaluated	10,924	4,720
Real estate – construction: | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		0
Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance	9,814	10,139
Charge-offs	(221)	(497)
Recoveries	88	197
Net (charge-offs) recoveries	(133)	(300)
Provision for credit losses on loans	3,325	(348)
Ending balance	27,320	9,491
Loans:
Individually evaluated	5,865		20,262
Collectively evaluated	2,840,436		2,810,808
Ending balance	2,846,301
Nonaccruing loans with no allowance for credit losses	3,309
Individually evaluated	370	127
Collectively evaluated	26,950	8,944
Real estate – 1-4 family mortgage | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		420
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	24,990	24,492
Charge-offs	(2,047)	(562)
Recoveries	1,699	245
Net (charge-offs) recoveries	(348)	(317)
Provision for credit losses on loans	15,302	468
Ending balance	44,237	24,643
Loans:
Individually evaluated	7,508		9,550
Collectively evaluated	4,301,200		4,131,582
Ending balance	4,308,708
Nonaccruing loans with no allowance for credit losses	2,594
Individually evaluated	856	842
Collectively evaluated	43,381	21,828
Real estate – commercial mortgage: | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		1,973
Lease financing
Allowance for loan losses:
Beginning balance	910
Charge-offs	0
Recoveries	5
Net (charge-offs) recoveries	5
Provision for credit losses on loans	152
Ending balance	1,588
Loans:
Individually evaluated	0
Collectively evaluated	84,679
Ending balance	84,679
Nonaccruing loans with no allowance for credit losses	0
Individually evaluated	0
Collectively evaluated	1,588
Installment and Other
Allowance for loan losses:
Beginning balance	761	1,371
Charge-offs	(2,688)	(220)
Recoveries	2,556	23
Net (charge-offs) recoveries	(132)	(197)
Provision for credit losses on loans	1,050	127
Ending balance	10,179	1,301
Loans:
Individually evaluated	625		491
Collectively evaluated	316,593		$ 380,627
Ending balance	317,218
Nonaccruing loans with no allowance for credit losses	0
Individually evaluated	270	5
Collectively evaluated	9,909	1,294
Installment and Other | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		$ 2
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	42,484
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	11,351
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance	3,505
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance	14,314
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	4,293
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance	521
Cumulative Effect, Period Of Adoption, Adjustment | Installment and Other
Allowance for loan losses:
Beginning balance	$ 8,500

Allowance for Loan Losses - Inv

Allowance for Loan Losses - Investment in Loans, Net of Unearned Income on Impairment Methodology (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	$ 27,186	$ 51,179
Collectively evaluated for impairment	9,742,191	9,466,195
Loans, net of unearned income	9,769,377	9,689,638
Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		172,264
Commercial
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	10,460	8,460
Collectively evaluated for impairment	1,414,116	1,329,974
Loans, net of unearned income		1,367,972
Commercial | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		29,538
Real estate – construction:
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	2,728	12,416
Collectively evaluated for impairment	785,167	813,204
Loans, net of unearned income		826,483
Real estate – construction: | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		863
Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	5,865	20,262
Collectively evaluated for impairment	2,840,436	2,810,808
Loans, net of unearned income		2,866,613
Real estate – 1-4 family mortgage | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		35,543
Real estate – commercial mortgage:
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	7,508	9,550
Collectively evaluated for impairment	4,301,200	4,131,582
Loans, net of unearned income		4,244,265
Real estate – commercial mortgage: | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		103,133
Installment and Other
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	625	491
Collectively evaluated for impairment	$ 316,593	380,627
Loans, net of unearned income		384,305
Installment and Other | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		$ 3,187

Allowance for Loan Losses - Unf

Allowance for Loan Losses - Unfunded Loan Commitments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Allowance for loan losses:
Beginning balance	$ 946
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	3,400
Ending balance	14,735
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	$ 10,389

Other Real Estate Owned - Cove

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 5,430	$ 5,248
Non Purchased OREO	3,241	2,762
Total OREO	8,671	8,010
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	649	890
Non Purchased OREO	1,012	415
Total OREO	1,661	1,305
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	2,058	2,106
Non Purchased OREO	1,353	1,548
Total OREO	3,411	3,654
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	572	530
Non Purchased OREO	387	369
Total OREO	959	899
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	2,151	1,722
Non Purchased OREO	489	430
Total OREO	$ 2,640	$ 2,152

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Purchased OREO
Balance at January 1, 2020	$ 5,248
Transfers of loans	754
Impairments	(178)
Dispositions	(394)
Balance at March 31, 2020	5,430
Non Purchased OREO
Balance at January 1, 2020	2,762
Transfers of loans	886
Impairments	(19)
Dispositions	(388)
Balance at March 31, 2020	3,241
Total OREO
Balance at January 1, 2020	8,010
Transfers of loans	1,640
Impairments	(197)
Dispositions	(782)
Balance at March 31, 2020	$ 8,671

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Components of other real estate owned in the Consolidated Statements of Income
Repairs and maintenance	$ 86	$ 95
Property taxes and insurance	133	107
Impairments	197	727
Net losses on OREO sales	12	80
Rental income	(10)	(5)
Total	$ 418	$ 1,004

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2020	$ 939,683
Adjustment to previously recorded goodwill	0
Balance at March 31, 2020	939,683
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2020	936,916
Adjustment to previously recorded goodwill	0
Balance at March 31, 2020	936,916
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2020	2,767
Adjustment to previously recorded goodwill	0
Balance at March 31, 2020	$ 2,767

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Disaggregation of Revenue [Line Items]
Impairment losses on mortgage servicing rights	$ 9,571,000	$ 0	$ 1,836,000
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 2,623,000	$ 2,254,000

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(49,597)	(47,702)
Net Carrying Amount	35,365	37,260
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(48,449)	(46,599)
Net Carrying Amount	34,043	35,893
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,148)	(1,103)
Net Carrying Amount	$ 1,322	$ 1,367

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2020USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2020	$ 53,208
Capitalization	4,945
Amortization	(2,217)
Valuation adjustment	(9,571)
Balance at March 31, 2020	$ 46,365

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,895	$ 2,110
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,850	2,077
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 33

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2019
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 5,051,174	$ 4,871,155
Weighted-average prepayment speed (CPR)	13.51%	11.48%
Estimated impact of a 10% increase	$ (1,675)	$ (2,469)
Estimated impact of a 20% increase	$ (3,234)	$ (4,774)
Discount rate	9.73%	9.69%
Estimated impact of a 10% increase	$ (2,701)	$ (2,027)
Estimated impact of a 20% increase	$ (5,203)	$ (3,908)
Weighted-average coupon interest rate	4.01%	4.04%
Weighted-average servicing fee (basis points)	29.62%	29.20%
Weighted-average remaining maturity (in years)	5 years 7 months 24 days	6 years 4 months 6 days

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Mar. 31, 2020USD ($)
Finite-Lived Intangible Assets [Line Items]
2020	$ 7,120
2021	6,041
2022	5,121
2023	4,225
2024	3,679
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2020	6,939
2021	5,860
2022	4,940
2023	4,044
2024	3,498
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2020	181
2021	181
2022	181
2023	181
2024	$ 181

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Retirement Benefits [Abstract]
Stock options granted (in shares)	0	0
Treasury shares reissued (in shares)	104,902
Total stock-based compensation expense	$ 2,750	$ 2,637

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0
Interest cost	242	273
Expected return on plan assets	(413)	(363)
Recognized actuarial loss (gain)	79	86
Net periodic benefit return	(92)	(4)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	2	2
Interest cost	5	8
Expected return on plan assets	0	0
Recognized actuarial loss (gain)	(18)	(14)
Net periodic benefit return	$ (11)	$ (4)

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Stock Options (Details) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Shares
Options outstanding at beginning of period (shares)	29,250
Granted (shares)	0	0
Exercised (shares)	0
Forfeited (shares)	0
Options outstanding at end of period (shares)	29,250
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)	$ 15.86
Granted (usd per share)	0
Exercised (usd per share)	0
Forfeited (usd per share)	0
Options outstanding at end of period (usd per share)	$ 15.86

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	3 Months Ended
	Mar. 31, 2020$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	115,725
Awarded (shares) | shares	81,423
Vested (shares) | shares	0
Cancelled (shares) | shares	(2,233)
Nonvested at end of period (shares) | shares	194,915
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34
Awarded (usd per share) | $ / shares	35.42
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	33.70
Nonvested at end balance (usd per share) | $ / shares	$ 34.60
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	500,932
Awarded (shares) | shares	210,893
Vested (shares) | shares	(83,740)
Cancelled (shares) | shares	(22,427)
Nonvested at end of period (shares) | shares	605,658
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 36.34
Awarded (usd per share) | $ / shares	35.42
Vested (usd per share) | $ / shares	39.71
Cancelled (usd per share) | $ / shares	37.43
Nonvested at end balance (usd per share) | $ / shares	$ 35.51

Derivative Instruments - Narrat

Derivative Instruments - Narrative (Details) $ in Thousands	1 Months Ended	3 Months Ended
	Jun. 30, 2014USD ($)derivative_instrument	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Apr. 30, 2018USD ($)	Apr. 30, 2012USD ($)derivative_instrument
Interest rate contracts with corporate customers
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount		$ 219,068
Offsetting interest rate contracts with other financial institutions
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount		219,068
Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount		$ 100,000
Number of instruments held | derivative_instrument	2
Term of contract		10 years
Floating rate liability at the bank level, derivative one
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount	$ 15,000
Term of contract	4 years
Floating rate liability at the bank level, derivative two
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount	$ 15,000
Term of contract	5 years
Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount				$ 30,000	$ 32,000
Number of instruments held | derivative_instrument					2
Commitments to fund fixed-rate residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount		$ 1,034,335	$ 215,751
Commitments to sell residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount		$ 909,000	$ 414,000

Derivative Instruments - Deriva

Derivative Instruments - Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Designated as hedging instruments:
Derivative financial instruments
Derivative assets:	$ 555	$ 0
Derivative liabilities:	9,604	5,021
Not designated as hedging instruments:
Derivative financial instruments
Derivative assets:	37,562	8,498
Derivative liabilities:	27,652	4,979
Other Assets | Designated as hedging instruments: | Interest rate swaps
Derivative financial instruments
Derivative assets:	555	0
Other Assets | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative assets:	10,910	3,880
Other Assets | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative assets:	26,437	4,579
Other Assets | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative assets:	215	39
Other Liabilities | Designated as hedging instruments: | Interest rate swaps
Derivative financial instruments
Derivative liabilities:	9,604	5,021
Other Liabilities | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative liabilities:	10,910	3,880
Other Liabilities | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative liabilities:	0	3
Other Liabilities | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative liabilities:	$ 16,742	$ 1,096

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) On Derivative Financial Instruments (Details) - Not designated as hedging instruments: - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ 38,027	$ 3,169
Interest rate contracts | Included in interest income on loans
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	736	1,046
Interest rate lock commitments | Included in mortgage banking income
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	21,821	1,222
Forward commitments | Included in mortgage banking income
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ 15,470	$ 901

Derivative Instruments - Gross

Derivative Instruments - Gross and Net Derivative Positions, Including Pledged Collateral (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Offsetting Derivative Assets
Gross amounts recognized	$ 770	$ 61
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	770	61
Financial instruments	770	61
Financial collateral pledged	0	0
Net amounts	0	0
Offsetting Derivative Liabilities
Gross amounts recognized	37,256	9,974
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	37,256	9,974
Financial instruments	770	61
Financial collateral pledged	19,604	8,698
Net amounts	$ 16,882	$ 1,215

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Deferred tax assets
Allowance for credit losses	$ 30,528	$ 14,304
Loans	11,573	10,284
Deferred compensation	9,213	12,050
Impairment of assets	1,141	1,108
Net operating loss carryforwards	6,916	9,387
Lease liabilities under operating leases	22,745	22,686
Other	1,635	934
Total deferred tax assets	83,751	70,753
Deferred tax liabilities
Net unrealized gains on securities	4,880	190
Investment in partnerships	877	967
Fixed assets	2,951	2,952
Mortgage servicing rights	11,718	13,472
Junior subordinated debt	2,282	2,304
Lease right-of-use asset	21,747	21,727
Other	1,760	1,859
Total deferred tax liabilities	46,215	43,471
Net deferred tax assets	$ 37,536	$ 27,282

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Sep. 01, 2018	Dec. 31, 2015
Operating Loss Carryforwards [Line Items]
Income taxes	$ 773	$ 13,590
Effective income tax rate	27.80%	23.15%
Domestic tax authority | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 21,086		$ 81,288
Domestic tax authority | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	3,751			$ 18,321
State and local jurisdiction | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	34,477		$ 55,067
State and local jurisdiction | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 3,072			$ 16,849

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial assets:
Securities available for sale, at fair value	$ 1,359,129	$ 1,290,613
Trust preferred securities
Financial assets:
Securities available for sale, at fair value	8,604	9,986
Recurring
Financial assets:
Securities available for sale, at fair value	1,359,129	1,290,613
Derivative assets:	38,117	8,498
Mortgage loans held for sale in loans held for sale	448,797	318,272
Total financial assets	1,846,043	1,617,383
Financial liabilities:
Derivative instruments	37,256	10,000
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	8,604	9,986
Recurring | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	1,350,525	1,280,627
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value	0	0
Derivative assets:	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 1 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value	1,350,525	1,280,627
Derivative assets:	38,117	8,498
Mortgage loans held for sale in loans held for sale	448,797	318,272
Total financial assets	1,837,439	1,607,397
Financial liabilities:
Derivative instruments	37,256	10,000
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	1,350,525	1,280,627
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value	8,604	9,986
Derivative assets:	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	8,604	9,986
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	8,604	9,986
Recurring | Level 3 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 9,986	$ 10,633
Accretion included in net income	9	9
Unrealized losses included in other comprehensive income	(1,319)	(287)
Settlements	(72)	(109)
Ending balance	$ 8,604	$ 10,246

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - Trust preferred securities $ in Thousands	Mar. 31, 2020USD ($)
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Fair Value	$ 8,604
Measurement input, price volatility | Minimum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	0
Measurement input, price volatility | Maximum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	1

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	$ 6,744	$ 27,348
OREO	960	2,820
Mortgage servicing rights	46,365	53,208
Total financial assets	54,069	83,376
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	6,744	27,348
OREO	960	2,820
Mortgage servicing rights	46,365	53,208
Total financial assets	$ 54,069	$ 83,376

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 7,784,000		$ 29,606,000
Specific reserve included in allowance for loan losses	120,185,000	$ 49,835,000	52,162,000	$ 49,026,000
Impairment losses on mortgage servicing rights	9,571,000	0	1,836,000
Changes in fair value, gain (loss)	(12,709,000)	$ 769,000
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 1,040,000		$ 2,258,000

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 1,157	$ 3,726
Impairment recognized in results of operations	(197)	(906)
Fair value	$ 960	$ 2,820

Fair Value Measurements - Sig_2

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Mar. 31, 2020USD ($)
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 6,744
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 960
Measurement input, price volatility | Minimum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) $ in Thousands	Mar. 31, 2020USD ($)
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 448,797
Past due loans of 90 days or more	0
Nonaccrual loans	0
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	425,975
Past due loans of 90 days or more	0
Nonaccrual loans	0
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	22,822
Past due loans of 90 days or more	0
Nonaccrual loans	$ 0

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Financial assets
Securities available for sale	$ 1,359,129	$ 1,290,613
Loans held for sale	448,797	318,272
Mortgage servicing rights	46,365	53,208
Carrying Value
Financial assets
Cash and cash equivalents	637,772	414,930
Securities available for sale	1,359,129	1,290,613
Loans held for sale	448,797	318,272
Loans, net	9,649,192	9,637,476
Mortgage servicing rights	46,365	53,208
Derivative instruments	38,117	8,498
Financial liabilities
Deposits	10,412,426	10,213,168
Short-term borrowings	803,037	489,091
Federal Home Loan Bank advances	152,294	152,337
Junior subordinated debentures	110,360	110,215
Subordinated notes	113,940	113,955
Derivative instruments	37,256	10,000
Fair Value
Financial assets
Cash and cash equivalents	637,772	414,930
Securities available for sale	1,359,129	1,290,613
Loans held for sale	448,797	318,272
Loans, net	9,689,967	9,321,039
Mortgage servicing rights	46,365	53,208
Derivative instruments	38,117	8,498
Financial liabilities
Deposits	10,436,985	10,210,967
Short-term borrowings	803,037	489,091
Federal Home Loan Bank advances	155,682	152,321
Junior subordinated debentures	97,665	104,480
Subordinated notes	113,700	117,963
Derivative instruments	37,256	10,000
Fair Value | Level 1
Financial assets
Cash and cash equivalents	637,772	414,930
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	8,328,545	8,052,536
Short-term borrowings	803,037	489,091
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	1,350,525	1,280,627
Loans held for sale	448,797	318,272
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	38,117	8,498
Financial liabilities
Deposits	2,108,440	2,158,431
Short-term borrowings	0	0
Federal Home Loan Bank advances	155,682	152,321
Junior subordinated debentures	97,665	104,480
Subordinated notes	113,700	117,963
Derivative instruments	37,256	10,000
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	8,604	9,986
Loans held for sale	0	0
Loans, net	9,689,967	9,321,039
Mortgage servicing rights	46,365	53,208
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ 18,423	$ 14,010
Total other comprehensive income (loss), tax expense (benefit)	4,686	3,564
Other comprehensive income, net of tax	13,737	10,446
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	22,389	15,179
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	5,695	3,862
Other comprehensive income (loss), before reclassifications, net of tax	16,694	11,317
Reclassification from AOCI, pre-tax	0	(13)
Reclassification from AOCI, tax expense (benefit)	0	(3)
Reclassification from AOCI, net of tax	0	(10)
Total other comprehensive income (loss), pre-tax	22,389	15,166
Total other comprehensive income (loss), tax expense (benefit)	5,695	3,859
Other comprehensive income, net of tax	16,694	11,307
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(4,028)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(1,025)
Other comprehensive income (loss), before reclassifications, net of tax	(3,003)
Total other comprehensive income (loss), pre-tax	(4,028)
Total other comprehensive income (loss), tax expense (benefit)	(1,025)
Other comprehensive income, net of tax	(3,003)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	62	72
Reclassification from AOCI, tax expense (benefit)	16	18
Reclassification from AOCI, net of tax	46	54
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	62	72
Total other comprehensive income (loss), tax expense (benefit)	16	18
Other comprehensive income, net of tax	$ 46	54
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax		(1,228)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)		(313)
Other comprehensive income (loss), before reclassifications, net of tax		(915)
Total other comprehensive income (loss), pre-tax		(1,228)
Total other comprehensive income (loss), tax expense (benefit)		(313)
Other comprehensive income, net of tax		$ (915)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 38,257	$ 21,563
Non-credit related portion of previously recorded other-than-temporary impairment on securities	(11,319)	(11,319)
Unrealized losses on derivative instruments	(5,851)	(2,847)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(6,586)	(6,633)
Total accumulated other comprehensive income	$ 14,501	$ 764

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Basic
Net income applicable to common stock	$ 2,008	$ 45,110
Average common shares outstanding (shares)	56,534,816	58,585,517
Net income per common share - basic (usd per share)	$ 0.04	$ 0.77
Diluted
Net income applicable to common stock	$ 2,008	$ 45,110
Average common shares outstanding (shares)	56,534,816	58,585,517
Effect of dilutive stock-based compensation (shares)	171,473	145,018
Average common shares outstanding - diluted (shares)	56,706,289	58,730,535
Net income per common share - diluted (usd per share)	$ 0.04	$ 0.77

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - $ / shares	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Schedule of antidilutive securities excluded from computation of earnings per share
Exercise prices (for stock option awards) (usd per share)	$ 0	$ 0
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	236,327	27,740

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Mar. 31, 2020
Banking and Thrift [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	5.00%
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	8.00%
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	10.00%
Total Capital to Risk-Weighted Assets, Adequately capitalized	8.00%
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,239,814	$ 1,262,588
Tier 1 capital to average assets (leverage) - ratio	9.90%	10.37%
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,133,444	$ 1,156,828
Common equity tier 1 capital to risk-weighted assets - ratio	10.63%	11.12%
Tier 1 capital to risk-weighted assets - amount	$ 1,239,814	$ 1,262,588
Tier 1 capital to risk-weighted assets - ratio	11.63%	12.14%
Total capital to risk-weighted assets - amount	$ 1,432,281	$ 1,432,949
Total capital to risk-weighted assets - ratio	13.44%	13.78%
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,308,943	$ 1,331,809
Tier 1 capital to average assets (leverage) - ratio	10.46%	10.95%
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,308,943	$ 1,331,809
Common equity tier 1 capital to risk-weighted assets - ratio	12.28%	12.81%
Tier 1 capital to risk-weighted assets - amount	$ 1,308,943	$ 1,331,809
Tier 1 capital to risk-weighted assets - ratio	12.28%	12.81%
Total capital to risk-weighted assets - amount	$ 1,387,752	$ 1,388,553
Total capital to risk-weighted assets - ratio	13.02%	13.36%

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2019
Financial information for the Company's operating segments
Net interest income (loss)	$ 106,602	$ 113,147
Credit loss expense	26,350	1,500
Noninterest income	37,570	35,885
Noninterest expense	115,041	88,832
Income (loss) before income taxes	2,781	58,700
Income tax expense (benefit)	773	13,590
Net income (loss)	2,008	45,110
Total assets	13,900,550	12,862,395	$ 13,400,618
Goodwill	939,683	932,971	939,683
Community Banks
Financial information for the Company's operating segments
Goodwill	936,916		936,916
Insurance
Financial information for the Company's operating segments
Goodwill	2,767		$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	108,869	116,058
Credit loss expense	26,212	1,500
Noninterest income	30,683	29,585
Noninterest expense	109,284	83,313
Income (loss) before income taxes	4,056	60,830
Income tax expense (benefit)	1,280	14,286
Net income (loss)	2,776	46,544
Total assets	13,776,076	12,763,349
Goodwill	936,916	930,204
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	187	168
Credit loss expense	0	0
Noninterest income	2,940	2,879
Noninterest expense	1,886	1,815
Income (loss) before income taxes	1,241	1,232
Income tax expense (benefit)	330	320
Net income (loss)	911	912
Total assets	28,448	27,267
Goodwill	2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	441	350
Credit loss expense	138	0
Noninterest income	4,344	3,659
Noninterest expense	3,945	3,448
Income (loss) before income taxes	702	561
Income tax expense (benefit)	0	0
Net income (loss)	702	561
Total assets	71,895	58,971
Goodwill	0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(2,895)	(3,429)
Credit loss expense	0	0
Noninterest income	(397)	(238)
Noninterest expense	(74)	256
Income (loss) before income taxes	(3,218)	(3,923)
Income tax expense (benefit)	(837)	(1,016)
Net income (loss)	(2,381)	(2,907)
Total assets	24,131	12,808
Goodwill	$ 0	$ 0

Uncategorized Items - rnst10q33

Label	Element	Value
Cumulative Effect of New Accounting Principle in Period of Adoption	us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption	$ (35,099,000)
Retained Earnings [Member]
Cumulative Effect of New Accounting Principle in Period of Adoption	us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption	$ (35,099,000)