Renasant (RNST) 10-Q 5 Aug 20 2020 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2020	Jul. 31, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		56,182,549
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 215,601	$ 191,065
Interest-bearing balances with banks	401,302	223,865
Cash and cash equivalents	616,903	414,930
Securities available for sale, at fair value	1,303,494	1,290,613
Loans held for sale, at fair value	339,747	318,272
Loans, net of unearned income:
Total loans, net of unearned income	10,997,304	9,689,638
Allowance for credit losses	(145,387)	(52,162)
Loans, net	10,851,917	9,637,476
Premises and equipment, net	302,380	309,697
Other real estate owned:
Total other real estate owned, net	9,125	8,010
Goodwill	939,683	939,683
Other intangible assets, net	33,531	37,260
Bank-owned life insurance	228,729	225,942
Mortgage servicing rights	51,474	53,208
Other assets	220,224	165,527
Total assets	14,897,207	13,400,618
Deposits
Noninterest-bearing	3,740,296	2,551,770
Interest-bearing	8,106,062	7,661,398
Total deposits	11,846,358	10,213,168
Short-term borrowings	341,810	489,091
Long-term debt	376,680	376,507
Other liabilities	249,413	196,163
Total liabilities	12,814,261	11,274,929
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,181,962 and 56,855,002 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,114,763 and 2,441,723 shares, respectively	(102,223)	(83,189)
Additional paid-in capital	1,293,033	1,294,276
Retained earnings	579,314	617,355
Accumulated other comprehensive income, net of taxes	16,339	764
Total shareholders’ equity	2,082,946	2,125,689
Total liabilities and shareholders’ equity	14,897,207	13,400,618
Non purchased loans and leases
Loans, net of unearned income:
Total loans, net of unearned income	9,206,101	7,587,974
Other real estate owned:
Total other real estate owned, net	4,694	2,762
Purchased loans
Loans, net of unearned income:
Total loans, net of unearned income	1,791,203	2,101,664
Other real estate owned:
Total other real estate owned, net	$ 4,431	$ 5,248

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Jun. 30, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	56,181,962	56,855,002
Treasury stock (in shares)	3,114,763	2,441,723

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest income
Loans	$ 115,672	$ 127,011	$ 236,277	$ 253,312
Securities
Taxable	6,418	7,730	13,720	15,655
Tax-exempt	1,670	1,291	3,124	2,700
Other	195	1,830	1,007	3,289
Total interest income	123,955	137,862	254,128	274,956
Interest expense
Deposits	13,871	20,991	32,366	40,763
Borrowings	4,302	4,071	9,378	8,246
Total interest expense	18,173	25,062	41,744	49,009
Net interest income	105,782	112,800	212,384	225,947
Provision for credit losses on loans	26,900	900	53,250	2,400
Net interest income after provision for credit losses on loans	78,882	111,900	159,134	223,547
Noninterest income
Service charges on deposit accounts	6,832	8,605	15,902	17,707
Fees and commissions	2,971	7,047	6,025	13,518
Insurance commissions	2,125	2,190	4,116	4,306
Wealth management revenue	3,824	3,601	7,826	6,925
Mortgage banking income	45,490	16,620	61,025	27,021
Net gain (loss) on sales of securities	31	(8)	31	5
BOLI income	1,329	1,340	2,492	2,748
Other	1,568	2,565	4,323	5,615
Total noninterest income	64,170	41,960	101,740	77,845
Noninterest expense
Salaries and employee benefits	79,361	60,325	152,550	117,675
Data processing	5,047	4,698	10,053	9,604
Net occupancy and equipment	13,511	11,544	27,631	23,379
Other real estate owned	620	252	1,038	1,256
Professional fees	2,517	2,431	5,159	4,885
Advertising and public relations	2,920	2,648	6,320	5,515
Intangible amortization	1,834	2,053	3,729	4,163
Communications	2,181	2,348	4,379	4,243
Extinguishment of debt	90	0	90	0
Merger and conversion related expenses	0	179	0	179
Other	10,204	6,812	22,377	11,223
Noninterest expense	118,285	93,290	233,326	182,122
Income (loss) before income taxes	24,767	60,570	27,548	119,270
Income taxes	4,637	13,945	5,410	27,535
Net income (loss)	$ 20,130	$ 46,625	$ 22,138	$ 91,735
Basic earnings per share (usd per share)	$ 0.36	$ 0.80	$ 0.39	$ 1.57
Diluted earnings per share (usd per share)	0.36	0.80	0.39	1.56
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.44	$ 0.43

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 20,130	$ 46,625	$ 22,138	$ 91,735
Securities available for sale:
Unrealized holding gains on securities	2,603	9,393	19,297	20,710
Reclassification adjustment for (losses) gains realized in net income	(23)	6	(23)	(4)
Total securities available for sale	2,580	9,399	19,274	20,706
Derivative instruments:
Unrealized holding losses on derivative instruments	(793)	(1,541)	(3,796)	(2,456)
Total derivative instruments	(793)	(1,541)	(3,796)	(2,456)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	51	102	97	156
Total defined benefit pension and post-retirement benefit plans	51	102	97	156
Other comprehensive income, net of tax	1,838	7,960	15,575	18,406
Comprehensive income	$ 21,968	$ 54,585	$ 37,713	$ 110,141

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period Of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period Of Adoption, Adjustment	Accumulated Other Comprehensive Income
Beginning balance (in shares) at Dec. 31, 2018			58,546,480
Beginning balance at Dec. 31, 2018	$ 2,043,913		$ 296,483	$ (24,245)	$ 1,288,911	$ 500,660		$ (17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	45,110					45,110
Other comprehensive income	10,446							10,446
Comprehensive income	55,556
Cash dividends	(12,442)					(12,442)
Issuance of common stock for stock-based compensation awards (in shares)			87,150
Issuance of common stock for stock-based compensation awards	(787)			2,655	(3,442)
Stock-based compensation expense	2,637				2,637
Ending balance (in shares) at Mar. 31, 2019			58,633,630
Ending balance at Mar. 31, 2019	2,088,877		$ 296,483	(21,590)	1,288,106	533,328		(7,450)
Beginning balance (in shares) at Dec. 31, 2018			58,546,480
Beginning balance at Dec. 31, 2018	2,043,913		$ 296,483	(24,245)	1,288,911	500,660		(17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	91,735
Other comprehensive income	18,406
Comprehensive income	110,141
Ending balance (in shares) at Jun. 30, 2019			58,297,670
Ending balance at Jun. 30, 2019	2,119,696		$ 296,483	(33,635)	1,289,356	566,982		510
Beginning balance (in shares) at Dec. 31, 2018			58,546,480
Beginning balance at Dec. 31, 2018	$ 2,043,913		$ 296,483	(24,245)	1,288,911	500,660		(17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Accounting standards update [Extensible List]	us-gaap:AccountingStandardsUpdate201613Member
Ending balance (in shares) at Dec. 31, 2019			56,855,002
Ending balance at Dec. 31, 2019	$ 2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Beginning balance (in shares) at Mar. 31, 2019			58,633,630
Beginning balance at Mar. 31, 2019	2,088,877		$ 296,483	(21,590)	1,288,106	533,328		(7,450)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	46,625					46,625
Other comprehensive income	7,960							7,960
Comprehensive income	54,585
Cash dividends	(12,971)					(12,971)
Repurchase of shares in connection with stock repurchase program (in shares)			(363,704)
Repurchase of shares in connection with stock repurchase program	(12,938)			(12,938)
Issuance of common stock for stock-based compensation awards (in shares)			27,744
Issuance of common stock for stock-based compensation awards	61			893	(832)
Stock-based compensation expense	2,082				2,082
Ending balance (in shares) at Jun. 30, 2019			58,297,670
Ending balance at Jun. 30, 2019	2,119,696		$ 296,483	(33,635)	1,289,356	566,982		510
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	2,125,689	(35,099)	$ 296,483	(83,189)	1,294,276	617,355	(35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,008					2,008
Other comprehensive income	13,737							13,737
Comprehensive income	15,745
Cash dividends	(12,555)					(12,555)
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Issuance of common stock for stock-based compensation awards (in shares)			104,902
Issuance of common stock for stock-based compensation awards	(1,449)			4,138	(5,587)
Stock-based compensation expense	2,750				2,750
Ending balance (in shares) at Mar. 31, 2020			56,141,018
Ending balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	22,138
Other comprehensive income	15,575
Comprehensive income	37,713
Ending balance (in shares) at Jun. 30, 2020			56,181,962
Ending balance at Jun. 30, 2020	2,082,946		$ 296,483	(102,223)	1,293,033	579,314		16,339
Beginning balance (in shares) at Mar. 31, 2020			56,141,018
Beginning balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	20,130					20,130
Other comprehensive income	1,838							1,838
Comprehensive income	21,968
Cash dividends	(12,525)					(12,525)
Issuance of common stock for stock-based compensation awards (in shares)			40,944
Issuance of common stock for stock-based compensation awards	(7)			1,397	(1,404)
Stock-based compensation expense	2,998				2,998
Ending balance (in shares) at Jun. 30, 2020			56,181,962
Ending balance at Jun. 30, 2020	$ 2,082,946		$ 296,483	$ (102,223)	$ 1,293,033	$ 579,314		$ 16,339

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended				6 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.22	$ 0.21	$ 0.44	$ 0.43

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended				6 Months Ended		12 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Operating activities
Net income	$ 20,130,000	$ 2,008,000	$ 46,625,000	$ 45,110,000	$ 22,138,000	$ 91,735,000
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses on loans	26,900,000		900,000		53,250,000	2,400,000
Depreciation, amortization and accretion					13,247,000	1,607,000
Deferred income tax (benefit) expense					(9,812,000)	8,585,000
Funding of mortgage loans held for sale					(2,023,834,000)	(938,825,000)
Proceeds from sales of mortgage loans held for sale					2,024,141,000	856,243,000
Gains on sales of mortgage loans held for sale					(21,782,000)	(20,789,000)
Valuation adjustment to mortgage servicing rights					14,522,000	0	$ 1,836,000
Gains on sales of securities	(31,000)		8,000		(31,000)	(5,000)
Penalty on prepayment of debt	90,000		0		90,000	0
Loss (gains) on sales of premises and equipment					35,000	(1,073,000)
Stock-based compensation expense					5,748,000	4,719,000
Net change in other loans held for sale					0	55,792,000
Increase in other assets					(68,031,000)	(4,815,000)
Increase (decrease) in other liabilities					45,232,000	(10,762,000)
Net cash provided by operating activities					54,913,000	44,812,000
Investing activities
Purchases of securities available for sale					(182,745,000)	(125,503,000)
Proceeds from sales of securities available for sale	8,773,000		2,001,000		8,773,000	12,612,000
Proceeds from call/maturities of securities available for sale					183,807,000	120,738,000
Net (increase) decrease in loans					(1,296,880,000)	37,634,000
Purchases of premises and equipment					(3,856,000)	(16,491,000)
Proceeds from sales of premises and equipment					0	2,240,000
Net change in FHLB stock					(496,000)	8,710,000
Proceeds from sales of other assets					2,228,000	15,295,000
Other, net					0	2,000
Net cash (used in) provided by investing activities					(1,289,169,000)	55,237,000
Financing activities
Net increase in noninterest-bearing deposits					1,188,526,000	90,278,000
Net increase (decrease) in interest-bearing deposits					444,810,000	(28,100,000)
Net decrease in short-term borrowings					(147,281,000)	(248,695,000)
Repayment of long-term debt					(177,000)	(430,000)
Cash paid for dividends					(25,080,000)	(25,413,000)
Repurchase of shares in connection with stock repurchase program					(24,569,000)	(12,938,000)
Net cash provided by (used in) financing activities					1,436,229,000	(225,298,000)
Net increase (decrease) in cash and cash equivalents					201,973,000	(125,249,000)
Cash and cash equivalents at beginning of period		$ 414,930,000		$ 569,111,000	414,930,000	569,111,000	569,111,000
Cash and cash equivalents at end of period	$ 616,903,000		$ 443,862,000		616,903,000	443,862,000	$ 414,930,000
Supplemental disclosures
Cash paid for interest					43,564,000	47,599,000
Cash paid for income taxes					16,163,000	13,820,000
Noncash transactions:
Transfers of loans to other real estate owned					4,259,000	1,796,000
Financed sales of other real estate owned					154,000	254,000
Transfers of other loans held for sale to loans held for investment					0	189,000
Recognition of operating right-of-use assets					4,235,000	75,042,000
Recognition of operating lease liabilities					$ 2,766,000	$ 78,561,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. (“Renasant Insurance”) and Park Place Capital Corporation. The Company offers a diversified range of financial, wealth management and insurance services to its retail and commercial customers through its subsidiaries and full-service offices located throughout north and central Mississippi, Tennessee, Georgia, Alabama and north Florida. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 filed with the Securities and Exchange Commission on February 27, 2020. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”), which updated Accounting Standards Codification Topic (“ASC”) 326, Financial Instruments - Credit Losses (“ASC 326”). ASU 2016-13 significantly changed the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset’s remaining life. FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model includes loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. Additionally, ASU 2016-13 amended the accounting for credit losses on available for sale securities and purchased financial assets with credit deterioration (“PCD”). In the remainder of these Notes to Consolidated Financial Statements, unless the context clearly provides otherwise, references to “CECL” or to “ASC 326” shall mean the accounting standards and principles set forth in ASC 326 after giving effect to ASU 2016-13 and the clarifications thereto discussed in the next paragraph. Over the course of 2019, FASB issued a number of updates clarifying various matters arising under ASU 2016-13, including the following: (1) ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20; instead, impairment of receivables arising from operating leases should be accounted for in accordance with ASC 842, Leases (“ASC 842”); (2) ASU 2019-04 provides entities alternatives for measurement of accrued interest receivable, clarifies the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets; (3) ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10; and (4) ASU 2019-11 was issued to address stakeholders’ specific issues relating to expected recoveries on PCD assets and transition and disclosure relief related to troubled debt restructured loans and accrued interest, respectively. Early adoption is permitted. ASU 2016-13 December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162) $ (42,484) $ (94,646) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958) $ 5,469 $ (45,489) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099) $ 582,256 The Company used the prospective transition approach for PCD loans that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30, “ Loans and Debt Securities Acquired with Deteriorated Credit Quality ” (“ASC 310-30”). As permitted under ASC 326, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption. As shown in the table above, the amortized cost basis of the PCD assets was adjusted to reflect the addition of $5,469 to the allowance for credit losses. The remaining noncredit discount will be accreted into interest income. The prospective transition approach was also used for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2020. As a result, the amortized cost basis remained the same before and after the effective date of the adoption of CECL. Additionally, the Company has elected to exclude accrued interest receivable from the amortized cost of loans. As of June 30, 2020, the Company has accrued interest receivable for loans of $50,983, which is recorded in other assets on the Consolidated Balance Sheets. In January 2017, FASB issued ASU 2017-04, “Intangibles - Goodwill and Other (Topic 350)” (“ASU 2017-04”), which amends and simplifies current goodwill impairment testing by eliminating certain testing under the earlier provisions. Under the new guidance, an entity performs the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU 2017-04 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement” (“ASU 2018-13”), which is intended to improve the disclosures on fair value measurements by eliminating, amending and adding certain disclosure requirements. These changes are intended to reduce costs for preparers while providing more useful information for financial statement users. ASU 2018-13 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2019, FASB issued ASU 2019-01, “Leases (Topic 842): Codification Improvements” (“ASU 2019-01”),which is intended to clarify potential implementation questions related to ASC 842. This includes clarification on the determination of fair value of underlying assets by lessors that are not manufacturers or dealers, cash flow presentation of sales-type and direct financing leases and transition disclosures related to accounting changes and error corrections. ASU 2019-01 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” ( “ ASU 2020-04 ”

Securities

Securities	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost, fair value and allowance for credit losses of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Allowance for Credit Losses Fair June 30, 2020 U.S. Treasury securities $ 7,586 $ 53 $ — $ — $ 7,639 Obligations of other U.S. Government agencies and corporations 2,509 21 — — 2,530 Obligations of states and political subdivisions 263,618 10,170 (817) — 272,971 Residential mortgage backed securities: Government agency mortgage backed securities 659,279 24,887 (1) — 684,165 Government agency collateralized mortgage obligations 137,181 2,366 (27) — 139,520 Commercial mortgage backed securities: Government agency mortgage backed securities 32,706 1,712 (1) — 34,417 Government agency collateralized mortgage obligations 90,309 3,434 (40) — 93,703 Trust preferred securities 12,068 — (4,389) — 7,679 Other debt securities 58,642 2,440 (212) — 60,870 $ 1,263,898 $ 45,083 $ (5,487) $ — $ 1,303,494 Amortized Gross Gross Fair December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109) 77,751 Trust preferred securities 12,153 — (2,167) 9,986 Other debt securities 55,364 1,133 (132) 56,365 $ 1,276,871 $ 18,620 $ (4,878) $ 1,290,613 Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Three months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Six months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Carrying Value Net Proceeds Gain/(Loss) Three months ended June 30, 2019 Obligations of states and political subdivisions $ 320 $ 319 $ (1) Residential mortgage backed securities: Government agency mortgage backed securities 1,400 1,396 (4) Government agency collateralized mortgage obligations 289 286 (3) $ 2,009 $ 2,001 $ (8) Six months ended June 30, 2019 Obligations of states and political subdivisions $ 10,688 $ 10,703 $ 15 Residential mortgage backed securities: Government agency mortgage backed securities 1,630 1,623 (7) Government agency collateralized mortgage obligations 289 286 (3) $ 12,607 $ 12,612 $ 5 Gross realized gains and losses on sales of securities available for sale for the three and six months ended June 30, 2020 and 2019 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Gross gains on sales of securities available for sale $ 166 $ 1 $ 166 $ 46 Gross losses on sales of securities available for sale (135) (9) (135) (41) Gains (losses) on sales of securities available for sale, net $ 31 $ (8) $ 31 $ 5 At June 30, 2020 and December 31, 2019, securities with a carrying value of $485,221 and $416,849, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $37,551 and $27,754 were pledged as collateral for short-term borrowings and derivative instruments at June 30, 2020 and December 31, 2019, respectively. The amortized cost and fair value of securities at June 30, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 14,851 $ 14,938 Due after one year through five years 38,030 39,616 Due after five years through ten years 78,289 81,913 Due after ten years 175,427 175,207 Residential mortgage backed securities: Government agency mortgage backed securities 659,279 684,165 Government agency collateralized mortgage obligations 137,181 139,520 Commercial mortgage backed securities: Government agency mortgage backed securities 32,706 34,417 Government agency collateralized mortgage obligations 90,309 93,703 Other debt securities 37,826 40,015 $ 1,263,898 $ 1,303,494 The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: June 30, 2020 Obligations of states and political subdivisions 24 $ 40,387 $ (817) 0 $ — $ — 24 $ 40,387 $ (817) Residential mortgage backed securities: Government agency mortgage backed securities 2 828 (1) 0 — — 2 828 (1) Government agency collateralized mortgage obligations 4 13,916 (27) 0 — — 4 13,916 (27) Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 2 1,162 (1) 2 1,162 (1) Government agency collateralized mortgage obligations 1 4,708 (40) 0 — — 1 4,708 (40) Trust preferred securities 0 — — 2 7,679 (4,389) 2 7,679 (4,389) Other debt securities 12 9,899 (212) 0 — — 12 9,899 (212) Total 43 $ 69,738 $ (1,097) 4 $ 8,841 $ (4,390) 47 $ 78,579 $ (5,487) December 31, 2019 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 1,008 $ (3) 1 $ 1,008 $ (3) Obligations of states and political subdivisions 26 33,902 (365) 0 — — 26 33,902 (365) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504) 16 20,775 (312) 53 253,954 (1,816) Government agency collateralized mortgage obligations 11 45,319 (262) 0 — — 11 45,319 (262) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23) 2 1,190 (1) 3 6,166 (24) Government agency collateralized mortgage obligations 1 4,910 (109) 0 — — 1 4,910 (109) Trust preferred securities 0 — — 2 9,986 (2,167) 2 9,986 (2,167) Other debt securities 3 8,737 (131) 1 741 (1) 4 9,478 (132) Total 79 $ 331,023 $ (2,394) 22 $ 33,700 $ (2,484) 101 $ 364,723 $ (4,878) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity the security is impaired and it is written down to fair value with all losses recognized in earnings. The Company does not intend to sell any securities in an unrealized loss position that it holds, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period

Non Purchased Loans

Non Purchased Loans	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,416,243 $ 1,052,353 Lease financing 84,271 85,700 Real estate – construction: Residential 291,983 272,643 Commercial 464,889 502,258 Total real estate – construction 756,872 774,901 Real estate – 1-4 family mortgage: Primary 1,476,196 1,449,219 Home equity 440,774 456,265 Rental/investment 277,647 291,931 Land development 148,370 152,711 Total real estate – 1-4 family mortgage 2,342,987 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,270,197 1,209,204 Non-owner occupied 2,011,744 1,803,587 Land development 118,777 116,085 Total real estate – commercial mortgage 3,400,718 3,128,876 Installment loans to individuals 208,502 199,843 Gross loans 9,209,593 7,591,799 Unearned income (3,492) (3,825) Loans, net of unearned income $ 9,206,101 $ 7,587,974 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The Company recognized $37 in interest income on nonaccrual loans during the first six months of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 576 $ 776 $ 2,411,443 $ 2,412,795 $ — $ 1,990 $ 1,458 $ 3,448 $ 2,416,243 Lease financing — — 84,120 84,120 — — 151 151 84,271 Real estate – construction: Residential 150 — 291,833 291,983 — — — — 291,983 Commercial — — 464,889 464,889 — — — — 464,889 Total real estate – construction 150 — 756,722 756,872 — — — — 756,872 Real estate – 1-4 family mortgage: Primary 3,464 2,453 1,463,010 1,468,927 206 2,907 4,156 7,269 1,476,196 Home equity 502 178 439,608 440,288 — 67 419 486 440,774 Rental/investment 304 248 276,631 277,183 — 457 7 464 277,647 Land development 32 — 148,286 148,318 — 18 34 52 148,370 Total real estate – 1-4 family mortgage 4,302 2,879 2,327,535 2,334,716 206 3,449 4,616 8,271 2,342,987 Real estate – commercial mortgage: Owner-occupied 419 106 1,265,911 1,266,436 99 3,103 559 3,761 1,270,197 Non-owner occupied 450 61 2,010,539 2,011,050 — 374 320 694 2,011,744 Land development 107 39 118,543 118,689 — 88 — 88 118,777 Total real estate – commercial mortgage 976 206 3,394,993 3,396,175 99 3,565 879 4,543 3,400,718 Installment loans to individuals 582 132 207,610 208,324 — 140 38 178 208,502 Unearned income — — (3,492) (3,492) — — — — (3,492) Loans, net of unearned income $ 6,586 $ 3,993 $ 9,178,931 $ 9,189,510 $ 305 $ 9,144 $ 7,142 $ 16,591 $ 9,206,101 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total loans, net $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Three months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Six months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 With respect to loans that were restructured during the six months ended June 30, 2020 and June 30, 2019, none have subsequently defaulted, and remain outstanding, as of the date of this report. Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were three restructured loans in the amount of $352 contractually 90 days past due or more and still accruing at June 30, 2020 and one restructured loan in the amount of $37 contractually 90 days past due or more and still accruing at June 30, 2019. The outstanding balance of restructured loans on nonaccrual status was $2,306 and $3,288 at June 30, 2020 and June 30, 2019, respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 26 6,951 Reclassified as performing restructured loan 2 188 Reductions due to: Reclassified as nonperforming (1) (90) Principal paydowns — (104) Totals at June 30, 2020 73 $ 11,624 The allocated allowance for credit losses on loans attributable to restructured loans was $299 and $30 at June 30, 2020 and June 30, 2019, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020 and $1 at June 30, 2019. In response to the current economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 that provides temporary payment relief to both consumer and commercial customers. Any customer that is current on loan payments, taxes and insurance can qualify for an initial 90-day deferral of principal and interest payments. A second 90-day deferral has been made available to borrowers that remain current on taxes and insurance and also satisfy underwriting standards established by the Company that analyze the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operates. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of June 30, 2020, the Company had approximately 3,500 loans with total balances of approximately $1,579,000 on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial and commercial real estate loans, internal risk-rating grades are assigned by lending, credit administration and loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4A, and the “Pass-Watch” grade (those with a risk rating of 4B and 4E) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. During the first quarter of 2020, the Company proactively downgraded to “Pass-Watch” certain “Pass” rated loans greater than $1,000 in industries the Company believes pose a greater risk in the current pandemic environment (i.e. hotel/motel, restaurant and entertainment industries). Note 5, "Allowance for Credit Losses," provides additional information about the Company's heightened monitoring efforts. The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 1,392,740 $ 257,515 $ 94,037 $ 62,413 $ 25,655 $ 27,363 $ 254,558 $ 13,464 $ 2,127,745 Pass 1,392,738 247,077 92,791 59,493 23,664 25,372 245,913 12,073 2,099,121 Pass-Watch 2 9,739 332 912 1,088 94 8,399 841 21,407 Substandard — 699 914 2,008 903 1,897 246 550 7,217 Real Estate - Construction $ 195,286 $ 338,611 $ 72,159 $ 60,550 $ — $ — $ 16,990 $ 44 $ 683,640 Residential $ 118,833 $ 80,459 $ 8,227 $ — $ — $ — $ 16,839 $ 44 $ 224,402 Pass 118,833 80,395 8,227 — — — 16,839 44 224,338 Pass-Watch — — — — — — — — — Substandard — 64 — — — — — — 64 Commercial $ 76,453 $ 258,152 $ 63,932 $ 60,550 $ — $ — $ 151 $ — $ 459,238 Pass 76,397 258,152 63,932 47,103 — — 151 — 445,735 Pass-Watch 56 — — 13,447 — — — — 13,503 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 57,467 $ 114,124 $ 65,789 $ 38,814 $ 18,428 $ 18,300 $ 18,558 $ 382 $ 331,862 Primary $ 4,833 $ 7,400 $ 7,845 $ 6,160 $ 881 $ 2,504 $ 362 $ — $ 29,985 Pass 4,833 7,400 7,820 6,160 818 2,486 362 — 29,879 Pass-Watch — — — — — 1 — — 1 Substandard — — 25 — 63 17 — — 105 Home Equity $ 149 $ 546 $ — $ — $ — $ — $ 11,524 $ — $ 12,219 Pass 149 546 — — — — 11,399 — 12,094 Pass-Watch — — — — — — 125 — 125 Substandard — — — — — — — — — Rental/Investment $ 20,737 $ 42,266 $ 34,586 $ 32,019 $ 17,032 $ 15,380 $ 1,271 $ 382 $ 163,673 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 20,737 40,933 34,081 30,537 16,771 14,552 1,171 382 159,164 Pass-Watch — 386 228 1,411 154 619 100 — 2,898 Substandard — 947 277 71 107 209 — — 1,611 Land Development $ 31,748 $ 63,912 $ 23,358 $ 635 $ 515 $ 416 $ 5,401 $ — $ 125,985 Pass 31,748 63,040 22,414 635 508 377 5,401 — 124,123 Pass-Watch — 243 944 — — 39 — — 1,226 Substandard — 629 — — 7 — — — 636 Real Estate - Commercial Mortgage $ 419,358 $ 856,931 $ 504,478 $ 450,579 $ 407,992 $ 365,134 $ 52,257 $ 19,010 $ 3,075,739 Owner-Occupied $ 107,866 $ 254,313 $ 220,155 $ 196,621 $ 142,016 $ 115,127 $ 22,217 $ 6,506 $ 1,064,821 Pass 102,967 249,778 208,899 189,281 134,801 108,918 17,887 6,506 1,019,037 Pass-Watch 4,225 4,116 7,731 2,796 3,222 4,614 3,457 — 30,161 Substandard 674 419 3,525 4,544 3,993 1,595 873 — 15,623 Non-Owner Occupied $ 293,527 $ 573,368 $ 269,220 $ 248,014 $ 260,506 $ 243,925 $ 26,759 $ 12,504 $ 1,927,823 Pass 271,244 569,207 259,989 236,138 259,636 232,876 26,075 12,381 1,867,546 Pass-Watch 22,283 3,927 9,231 10,280 870 10,122 684 123 57,520 Substandard — 234 — 1,596 — 927 — — 2,757 Land Development $ 17,965 $ 29,250 $ 15,103 $ 5,944 $ 5,470 $ 6,082 $ 3,281 $ — $ 83,095 Pass 16,095 29,250 13,451 5,944 3,703 6,082 3,281 — 77,806 Pass-Watch 1,870 — 1,652 — — — — — 3,522 Substandard — — — — 1,767 — — — 1,767 Installment loans to individuals $ 78 $ 6 $ — $ — $ — $ — $ — $ 20 $ 104 Pass 78 6 — — — — — 20 104 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,064,929 $ 1,567,187 $ 736,463 $ 612,356 $ 452,075 $ 410,797 $ 342,363 $ 32,920 $ 6,219,090 Pass 2,035,819 1,545,784 711,604 575,291 439,901 390,663 328,479 31,406 6,058,947 Pass-Watch 28,436 18,411 20,118 28,846 5,334 15,489 12,765 964 130,363 Substandard 674 2,992 4,741 8,219 6,840 4,645 1,119 550 29,780 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 21,544 $ 22,735 $ 14,112 $ 8,760 $ 4,142 $ 16,276 $ 200,554 $ 375 $ 288,498 Performing Loans 21,544 22,662 14,064 8,258 3,989 16,226 200,062 373 287,178 Non-Performing Loans — 73 48 502 153 50 492 2 1,320 Lease Financing Receivables $ 11,141 $ 36,646 $ 20,145 $ 5,661 $ 2,941 $ 4,245 $ — $ — $ 80,779 Performing Loans 11,141 36,646 20,145 5,661 2,790 4,245 — — 80,628 Non-Performing Loans — — — — 151 — — — 151 Real Estate - Construction $ 16,681 $ 48,457 $ 6,884 $ 657 $ 208 $ — $ 345 $ — $ 73,232 Residential $ 14,549 $ 45,678 $ 6,524 $ 430 $ 55 $ — $ 345 $ — $ 67,581 Performing Loans 14,549 45,678 6,524 430 55 — 345 — 67,581 Non-Performing Loans — — — — — — — — — Commercial $ 2,132 $ 2,779 $ 360 $ 227 $ 153 $ — $ — $ — $ 5,651 Performing Loans 2,132 2,779 360 227 153 — — — 5,651 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 209,952 $ 407,569 $ 330,969 $ 244,056 $ 132,063 $ 256,708 $ 426,732 $ 3,076 $ 2,011,125 Primary $ 188,179 $ 373,145 $ 303,324 $ 218,610 $ 116,618 $ 245,144 $ 1,120 $ 71 $ 1,446,211 Performing Loans 188,179 372,404 299,190 216,851 115,908 242,802 1,109 71 1,436,514 Non-Performing Loans — 741 4,134 1,759 710 2,342 11 — 9,697 Home Equity $ — $ 305 $ 381 $ 180 $ 45 $ 1,016 $ 423,956 $ 2,672 $ 428,555 Performing Loans — 305 381 180 45 897 423,796 2,287 427,891 Non-Performing Loans — — — — — 119 160 385 664 Rental/Investment $ 17,167 $ 26,557 $ 22,721 $ 22,654 $ 14,081 $ 9,399 $ 1,062 $ 333 $ 113,974 Performing Loans 17,167 26,451 22,721 22,528 14,034 9,244 1,062 333 113,540 Non-Performing Loans — 106 — 126 47 155 — — 434 Land Development $ 4,606 $ 7,562 $ 4,543 $ 2,612 $ 1,319 $ 1,149 $ 594 $ — $ 22,385 Performing Loans 4,606 7,555 4,531 2,578 1,319 1,149 594 — 22,332 Non-Performing Loans — 7 12 34 — — — — 53 Real Estate - Commercial Mortgage $ 39,693 $ 80,462 $ 65,961 $ 54,418 $ 42,739 $ 28,503 $ 12,589 $ 614 $ 324,979 Owner-Occupied $ 23,493 $ 48,772 $ 41,657 $ 35,457 $ 29,113 $ 19,714 $ 6,761 $ 409 $ 205,376 Performing Loans 23,493 48,720 41,443 35,271 28,987 19,078 6,761 409 204,162 Non-Performing Loans — 52 214 186 126 636 — — 1,214 Non-Owner Occupied $ 11,398 $ 21,426 $ 17,775 $ 15,171 $ 9,281 $ 5,919 $ 2,801 $ 150 $ 83,921 Performing Loans 11,398 21,426 17,714 15,171 9,281 5,535 2,801 150 83,476 Non-Performing Loans — — 61 — — 384 — — 445 Land Development $ 4,802 $ 10,264 $ 6,529 $ 3,790 $ 4,345 $ 2,870 $ 3,027 $ 55 $ 35,682 Performing Loans 4,802 10,245 6,529 3,780 4,345 2,849 3,027 55 35,632 Non-Performing Loans — 19 — 10 — 21 — — 50 Installment loans to individuals $ 55,095 $ 111,575 $ 19,074 $ 5,886 $ 3,453 $ 2,291 $ 10,919 $ 105 $ 208,398 Performing Loans 55,095 111,486 18,931 5,872 3,401 2,290 10,919 94 208,088 Non-Performing Loans — 89 143 14 52 1 — 11 310 Total loans not subject to risk rating $ 354,106 $ 707,444 $ 457,145 $ 319,438 $ 185,546 $ 308,023 $ 651,139 $ 4,170 $ 2,987,011 Performing Loans 354,106 706,357 452,533 316,807 184,307 304,315 650,476 3,772 2,972,673 Non-Performing Loans — 1,087 4,612 2,631 1,239 3,708 663 398 14,338 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above and is applicable to these tables. The following tables present the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 5,746 $ 9 $ 5,773 $ 18 Lease financing 88 — 87 — Real estate – construction 9,015 105 8,986 210 Real estate – 1-4 family mortgage 10,584 51 10,640 103 Real estate – commercial mortgage 5,812 38 5,851 81 Installment loans to individuals 90 1 90 2 Total $ 31,335 $ 204 $ 31,427 $ 414 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 225,355 $ 315,619 Real estate – construction: Residential 3,948 16,407 Commercial 30,288 35,175 Total real estate – construction 34,236 51,582 Real estate – 1-4 family mortgage: Primary 280,057 332,729 Home equity 102,694 117,275 Rental/investment 41,156 43,169 Land development 21,619 23,314 Total real estate – 1-4 family mortgage 445,526 516,487 Real estate – commercial mortgage: Owner-occupied 390,477 428,077 Non-owner occupied 582,569 647,308 Land development 36,989 40,004 Total real estate – commercial mortgage 1,010,035 1,115,389 Installment loans to individuals 76,051 102,587 Loans, net of unearned income $ 1,791,203 $ 2,101,664 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The Company recognized $283 in interest income on nonaccrual loans during the first six months of 2020. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 161 $ 188 $ 218,892 $ 219,241 $ — $ 1,444 $ 4,670 $ 6,114 $ 225,355 Real estate – construction: Residential — — 3,948 3,948 — — — — 3,948 Commercial — — 30,288 30,288 — — — — 30,288 Total real estate – construction — — 34,236 34,236 — — — — 34,236 Real estate – 1-4 family mortgage: Primary 654 812 272,048 273,514 1,575 3,748 1,220 6,543 280,057 Home equity 224 154 100,915 101,293 137 476 788 1,401 102,694 Rental/investment 23 32 40,249 40,304 — 724 128 852 41,156 Land development — — 21,245 21,245 — 130 244 374 21,619 Total real estate – 1-4 family mortgage 901 998 434,457 436,356 1,712 5,078 2,380 9,170 445,526 Real estate – commercial mortgage: Owner-occupied 427 386 385,222 386,035 70 1,880 2,492 4,442 390,477 Non-owner occupied 55 518 581,143 581,716 10 697 146 853 582,569 Land development 50 — 36,457 36,507 — 235 247 482 36,989 Total real estate – commercial mortgage 532 904 1,002,822 1,004,258 80 2,812 2,885 5,777 1,010,035 Installment loans to individuals 1,495 68 74,188 75,751 34 117 149 300 76,051 Loans, net of unearned income $ 3,089 $ 2,158 $ 1,764,595 $ 1,769,842 $ 1,826 $ 9,451 $ 10,084 $ 21,361 $ 1,791,203 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total Loans, net $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 1,890 1,893 Three months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 2,114 2,008 Six months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 With respect to loans that were restructured during the six months ended June 30, 2020 and June 30, 2019, none have subsequently defaulted, and remain outstanding, as of the date of this report. There were three restructured loans in the amount of $207 contractually 90 days past due or more and still accruing at June 30, 2020 and one restructured loan in the amount of $167 contractually 90 days past due or more and still accruing at June 30, 2019. The outstanding balance of restructured loans on nonaccrual status was $7,851 and $1,276 at June 30, 2020 and June 30, 2019, respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 7 2,154 Reductions due to: Reclassified to nonperforming loans (12) (2,449) Paid in full (2) (422) Charge-offs (1) (3) Principal paydowns — (101) Totals at June 30, 2020 46 $ 6,454 The allocated allowance for credit losses on loans attributable to restructured loans was $302 and $79 at June 30, 2020 and June 30, 2019, respectively. The Company had $242 and $3 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020 and June 30, 2019, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company has implemented a loan deferral program in response to the COVID-19 pandemic. As of June 30, 2020, the Company had approximately 1,700 loans with total balances of approximately $515,000 on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ 742 $ 39,570 $ 36,382 $ 31,060 $ 32,779 $ 70,440 $ 1,620 $ 212,593 Pass — 742 25,777 28,743 29,527 28,470 57,591 1,246 172,096 Pass-Watch — — 11 1,471 45 1,203 2,082 128 4,940 Substandard — — 13,782 6,168 1,488 3,106 10,767 246 35,557 Real Estate - Construction $ — $ — $ 11,046 $ 9,315 $ 10,112 $ 3,763 $ — $ — $ 34,236 Residential $ — $ — $ 3,055 $ 210 $ 683 $ — $ — $ — $ 3,948 Pass — — 3,055 210 683 — — — 3,948 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 7,991 $ 9,105 $ 9,429 $ 3,763 $ — $ — $ 30,288 Pass — — 7,991 9,105 9,429 3,763 — — 30,288 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,517 $ 13,892 $ 2,726 $ 49,341 $ 2,072 $ 253 $ 84,801 Primary $ — $ — $ 7,913 $ 6,563 $ 626 $ 20,054 $ — $ — $ 35,156 Pass — — 6,634 6,563 613 14,781 — — 28,591 Pass-Watch — — — — — 319 — — 319 Substandard — — 1,279 — 13 4,954 — — 6,246 Home Equity $ — $ — $ — $ — $ — $ — $ 1,888 $ 253 $ 2,141 Pass — — — — — — 1,236 — 1,236 Pass-Watch — — — — — — 77 — 77 Substandard — — — — — — 575 253 828 Rental/Investment $ — $ — $ — $ 1,180 $ 833 $ 26,097 $ 184 $ — $ 28,294 Pass — — — 1,180 833 23,421 184 — 25,618 Pass-Watch — — — — — 210 — — 210 Substandard — — — — — 2,466 — — 2,466 Land Development $ — $ — $ 8,604 $ 6,149 $ 1,267 $ 3,190 $ — $ — $ 19,210 Pass — — 8,342 6,122 1,267 1,903 — — 17,634 Pass-Watch — — 262 — — — — — 262 Substandard — — — 27 — 1,287 — — 1,314 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ 86,409 $ 173,083 $ 185,955 $ 495,960 $ 22,383 $ 4,821 $ 968,611 Owner-Occupied $ — $ — $ 21,894 $ 42,531 $ 64,247 $ 223,581 $ 14,970 $ 2 $ 367,225 Pass — — 20,440 40,202 44,852 198,677 14,969 — 319,140 Pass-Watch — — 1,453 33 16,828 3,783 — — 22,097 Substandard — — 1 2,296 2,567 21,121 1 2 25,988 Non-Owner Occupied $ — $ — $ 57,176 $ 125,247 $ 118,697 $ 257,126 $ 6,701 $ 4,819 $ 569,766 Pass — — 37,368 115,056 118,697 241,071 6,701 4,819 523,712 Pass-Watch — — 3,442 2,521 — 4,465 — — 10,428 Substandard — — 16,366 7,670 — 11,590 — — 35,626 Land Development $ — $ — $ 7,339 $ 5,305 $ 3,011 $ 15,253 $ 712 $ — $ 31,620 Pass — — 6,465 5,251 2,827 8,353 598 — 23,494 Pass-Watch — — 874 54 45 5,501 114 — 6,588 Substandard — — — — 139 1,399 — — 1,538 Total loans subject to risk rating $ — $ 742 $ 153,542 $ 232,672 $ 229,853 $ 581,843 $ 94,895 $ 6,694 $ 1,300,241 Pass — 742 116,072 212,432 208,728 520,439 81,279 6,065 1,145,757 Pass-Watch — — 6,042 4,079 16,918 15,481 2,273 128 44,921 Substandard — — 31,428 16,161 4,207 45,923 11,343 501 109,563 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ — $ 26 $ 397 $ 356 $ 2,690 $ 9,241 $ 52 $ 12,762 Performing Loans — — 26 397 356 2,690 9,144 52 12,665 Non-Performing Loans — — — — — — 97 — 97 Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 3,535 $ 45,995 $ 35,822 $ 182,420 $ 90,241 $ 2,336 $ 360,725 Primary $ — $ 252 $ 2,292 $ 40,863 $ 33,404 $ 167,492 $ 461 $ 137 $ 244,901 Performing Loans — 252 2,181 40,099 33,380 161,495 461 51 237,919 Non-Performing Loans — — 111 764 24 5,997 — 86 6,982 Home Equity $ — $ — $ 745 $ 5,017 $ 1,887 $ 1,014 $ 89,691 $ 2,199 $ 100,553 Performing Loans — — 745 5,017 1,887 947 89,148 1,506 99,250 Non-Performing Loans — — — — — 67 543 693 1,303 Rental/Investment $ — $ 124 $ — $ 70 $ 211 $ 12,368 $ 89 $ — $ 12,862 Performing Loans — 124 — 70 211 12,219 89 — 12,713 Non-Performing Loans — — — — — 149 — — 149 Land Development $ — $ — $ 498 $ 45 $ 320 $ 1,546 $ — $ — $ 2,409 Performing Loans — — 498 — 76 1,546 — — 2,120 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Non-Performing Loans — — — 45 244 — — — 289 Real Estate - Commercial Mortgage $ — $ 342 $ 641 $ 925 $ 1,026 $ 36,776 $ 1,714 $ — $ 41,424 Owner-Occupied $ — $ — $ — $ 590 $ 691 $ 20,675 $ 1,296 $ — $ 23,252 Performing Loans — — — 590 691 20,471 1,296 — 23,048 Non-Performing Loans — — — — — 204 — — 204 Non-Owner Occupied $ — $ 342 $ 482 $ — $ 68 $ 11,763 $ 148 $ — $ 12,803 Performing Loans — 342 482 — 68 11,617 148 — 12,657 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 159 $ 335 $ 267 $ 4,338 $ 270 $ — $ 5,369 Performing Loans — — 159 335 267 4,190 270 — 5,221 Non-Performing Loans — — — — — 148 — — 148 Installment loans to individuals $ — $ — $ 47,185 $ 18,982 $ 1,474 $ 4,848 $ 3,514 $ 48 $ 76,051 Performing Loans — — 47,162 18,863 1,391 4,715 3,503 48 75

Purchased Loans

Purchased Loans	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,416,243 $ 1,052,353 Lease financing 84,271 85,700 Real estate – construction: Residential 291,983 272,643 Commercial 464,889 502,258 Total real estate – construction 756,872 774,901 Real estate – 1-4 family mortgage: Primary 1,476,196 1,449,219 Home equity 440,774 456,265 Rental/investment 277,647 291,931 Land development 148,370 152,711 Total real estate – 1-4 family mortgage 2,342,987 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,270,197 1,209,204 Non-owner occupied 2,011,744 1,803,587 Land development 118,777 116,085 Total real estate – commercial mortgage 3,400,718 3,128,876 Installment loans to individuals 208,502 199,843 Gross loans 9,209,593 7,591,799 Unearned income (3,492) (3,825) Loans, net of unearned income $ 9,206,101 $ 7,587,974 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The Company recognized $37 in interest income on nonaccrual loans during the first six months of 2020. The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 576 $ 776 $ 2,411,443 $ 2,412,795 $ — $ 1,990 $ 1,458 $ 3,448 $ 2,416,243 Lease financing — — 84,120 84,120 — — 151 151 84,271 Real estate – construction: Residential 150 — 291,833 291,983 — — — — 291,983 Commercial — — 464,889 464,889 — — — — 464,889 Total real estate – construction 150 — 756,722 756,872 — — — — 756,872 Real estate – 1-4 family mortgage: Primary 3,464 2,453 1,463,010 1,468,927 206 2,907 4,156 7,269 1,476,196 Home equity 502 178 439,608 440,288 — 67 419 486 440,774 Rental/investment 304 248 276,631 277,183 — 457 7 464 277,647 Land development 32 — 148,286 148,318 — 18 34 52 148,370 Total real estate – 1-4 family mortgage 4,302 2,879 2,327,535 2,334,716 206 3,449 4,616 8,271 2,342,987 Real estate – commercial mortgage: Owner-occupied 419 106 1,265,911 1,266,436 99 3,103 559 3,761 1,270,197 Non-owner occupied 450 61 2,010,539 2,011,050 — 374 320 694 2,011,744 Land development 107 39 118,543 118,689 — 88 — 88 118,777 Total real estate – commercial mortgage 976 206 3,394,993 3,396,175 99 3,565 879 4,543 3,400,718 Installment loans to individuals 582 132 207,610 208,324 — 140 38 178 208,502 Unearned income — — (3,492) (3,492) — — — — (3,492) Loans, net of unearned income $ 6,586 $ 3,993 $ 9,178,931 $ 9,189,510 $ 305 $ 9,144 $ 7,142 $ 16,591 $ 9,206,101 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total loans, net $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Three months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Six months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 With respect to loans that were restructured during the six months ended June 30, 2020 and June 30, 2019, none have subsequently defaulted, and remain outstanding, as of the date of this report. Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were three restructured loans in the amount of $352 contractually 90 days past due or more and still accruing at June 30, 2020 and one restructured loan in the amount of $37 contractually 90 days past due or more and still accruing at June 30, 2019. The outstanding balance of restructured loans on nonaccrual status was $2,306 and $3,288 at June 30, 2020 and June 30, 2019, respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 26 6,951 Reclassified as performing restructured loan 2 188 Reductions due to: Reclassified as nonperforming (1) (90) Principal paydowns — (104) Totals at June 30, 2020 73 $ 11,624 The allocated allowance for credit losses on loans attributable to restructured loans was $299 and $30 at June 30, 2020 and June 30, 2019, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020 and $1 at June 30, 2019. In response to the current economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 that provides temporary payment relief to both consumer and commercial customers. Any customer that is current on loan payments, taxes and insurance can qualify for an initial 90-day deferral of principal and interest payments. A second 90-day deferral has been made available to borrowers that remain current on taxes and insurance and also satisfy underwriting standards established by the Company that analyze the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operates. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of June 30, 2020, the Company had approximately 3,500 loans with total balances of approximately $1,579,000 on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial and commercial real estate loans, internal risk-rating grades are assigned by lending, credit administration and loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of these loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4A, and the “Pass-Watch” grade (those with a risk rating of 4B and 4E) is utilized on a temporary basis for “Pass” grade loans where a significant adverse risk-modifying action is anticipated in the near term. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to the related loan balances. During the first quarter of 2020, the Company proactively downgraded to “Pass-Watch” certain “Pass” rated loans greater than $1,000 in industries the Company believes pose a greater risk in the current pandemic environment (i.e. hotel/motel, restaurant and entertainment industries). Note 5, "Allowance for Credit Losses," provides additional information about the Company's heightened monitoring efforts. The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 1,392,740 $ 257,515 $ 94,037 $ 62,413 $ 25,655 $ 27,363 $ 254,558 $ 13,464 $ 2,127,745 Pass 1,392,738 247,077 92,791 59,493 23,664 25,372 245,913 12,073 2,099,121 Pass-Watch 2 9,739 332 912 1,088 94 8,399 841 21,407 Substandard — 699 914 2,008 903 1,897 246 550 7,217 Real Estate - Construction $ 195,286 $ 338,611 $ 72,159 $ 60,550 $ — $ — $ 16,990 $ 44 $ 683,640 Residential $ 118,833 $ 80,459 $ 8,227 $ — $ — $ — $ 16,839 $ 44 $ 224,402 Pass 118,833 80,395 8,227 — — — 16,839 44 224,338 Pass-Watch — — — — — — — — — Substandard — 64 — — — — — — 64 Commercial $ 76,453 $ 258,152 $ 63,932 $ 60,550 $ — $ — $ 151 $ — $ 459,238 Pass 76,397 258,152 63,932 47,103 — — 151 — 445,735 Pass-Watch 56 — — 13,447 — — — — 13,503 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 57,467 $ 114,124 $ 65,789 $ 38,814 $ 18,428 $ 18,300 $ 18,558 $ 382 $ 331,862 Primary $ 4,833 $ 7,400 $ 7,845 $ 6,160 $ 881 $ 2,504 $ 362 $ — $ 29,985 Pass 4,833 7,400 7,820 6,160 818 2,486 362 — 29,879 Pass-Watch — — — — — 1 — — 1 Substandard — — 25 — 63 17 — — 105 Home Equity $ 149 $ 546 $ — $ — $ — $ — $ 11,524 $ — $ 12,219 Pass 149 546 — — — — 11,399 — 12,094 Pass-Watch — — — — — — 125 — 125 Substandard — — — — — — — — — Rental/Investment $ 20,737 $ 42,266 $ 34,586 $ 32,019 $ 17,032 $ 15,380 $ 1,271 $ 382 $ 163,673 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 20,737 40,933 34,081 30,537 16,771 14,552 1,171 382 159,164 Pass-Watch — 386 228 1,411 154 619 100 — 2,898 Substandard — 947 277 71 107 209 — — 1,611 Land Development $ 31,748 $ 63,912 $ 23,358 $ 635 $ 515 $ 416 $ 5,401 $ — $ 125,985 Pass 31,748 63,040 22,414 635 508 377 5,401 — 124,123 Pass-Watch — 243 944 — — 39 — — 1,226 Substandard — 629 — — 7 — — — 636 Real Estate - Commercial Mortgage $ 419,358 $ 856,931 $ 504,478 $ 450,579 $ 407,992 $ 365,134 $ 52,257 $ 19,010 $ 3,075,739 Owner-Occupied $ 107,866 $ 254,313 $ 220,155 $ 196,621 $ 142,016 $ 115,127 $ 22,217 $ 6,506 $ 1,064,821 Pass 102,967 249,778 208,899 189,281 134,801 108,918 17,887 6,506 1,019,037 Pass-Watch 4,225 4,116 7,731 2,796 3,222 4,614 3,457 — 30,161 Substandard 674 419 3,525 4,544 3,993 1,595 873 — 15,623 Non-Owner Occupied $ 293,527 $ 573,368 $ 269,220 $ 248,014 $ 260,506 $ 243,925 $ 26,759 $ 12,504 $ 1,927,823 Pass 271,244 569,207 259,989 236,138 259,636 232,876 26,075 12,381 1,867,546 Pass-Watch 22,283 3,927 9,231 10,280 870 10,122 684 123 57,520 Substandard — 234 — 1,596 — 927 — — 2,757 Land Development $ 17,965 $ 29,250 $ 15,103 $ 5,944 $ 5,470 $ 6,082 $ 3,281 $ — $ 83,095 Pass 16,095 29,250 13,451 5,944 3,703 6,082 3,281 — 77,806 Pass-Watch 1,870 — 1,652 — — — — — 3,522 Substandard — — — — 1,767 — — — 1,767 Installment loans to individuals $ 78 $ 6 $ — $ — $ — $ — $ — $ 20 $ 104 Pass 78 6 — — — — — 20 104 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,064,929 $ 1,567,187 $ 736,463 $ 612,356 $ 452,075 $ 410,797 $ 342,363 $ 32,920 $ 6,219,090 Pass 2,035,819 1,545,784 711,604 575,291 439,901 390,663 328,479 31,406 6,058,947 Pass-Watch 28,436 18,411 20,118 28,846 5,334 15,489 12,765 964 130,363 Substandard 674 2,992 4,741 8,219 6,840 4,645 1,119 550 29,780 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 21,544 $ 22,735 $ 14,112 $ 8,760 $ 4,142 $ 16,276 $ 200,554 $ 375 $ 288,498 Performing Loans 21,544 22,662 14,064 8,258 3,989 16,226 200,062 373 287,178 Non-Performing Loans — 73 48 502 153 50 492 2 1,320 Lease Financing Receivables $ 11,141 $ 36,646 $ 20,145 $ 5,661 $ 2,941 $ 4,245 $ — $ — $ 80,779 Performing Loans 11,141 36,646 20,145 5,661 2,790 4,245 — — 80,628 Non-Performing Loans — — — — 151 — — — 151 Real Estate - Construction $ 16,681 $ 48,457 $ 6,884 $ 657 $ 208 $ — $ 345 $ — $ 73,232 Residential $ 14,549 $ 45,678 $ 6,524 $ 430 $ 55 $ — $ 345 $ — $ 67,581 Performing Loans 14,549 45,678 6,524 430 55 — 345 — 67,581 Non-Performing Loans — — — — — — — — — Commercial $ 2,132 $ 2,779 $ 360 $ 227 $ 153 $ — $ — $ — $ 5,651 Performing Loans 2,132 2,779 360 227 153 — — — 5,651 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 209,952 $ 407,569 $ 330,969 $ 244,056 $ 132,063 $ 256,708 $ 426,732 $ 3,076 $ 2,011,125 Primary $ 188,179 $ 373,145 $ 303,324 $ 218,610 $ 116,618 $ 245,144 $ 1,120 $ 71 $ 1,446,211 Performing Loans 188,179 372,404 299,190 216,851 115,908 242,802 1,109 71 1,436,514 Non-Performing Loans — 741 4,134 1,759 710 2,342 11 — 9,697 Home Equity $ — $ 305 $ 381 $ 180 $ 45 $ 1,016 $ 423,956 $ 2,672 $ 428,555 Performing Loans — 305 381 180 45 897 423,796 2,287 427,891 Non-Performing Loans — — — — — 119 160 385 664 Rental/Investment $ 17,167 $ 26,557 $ 22,721 $ 22,654 $ 14,081 $ 9,399 $ 1,062 $ 333 $ 113,974 Performing Loans 17,167 26,451 22,721 22,528 14,034 9,244 1,062 333 113,540 Non-Performing Loans — 106 — 126 47 155 — — 434 Land Development $ 4,606 $ 7,562 $ 4,543 $ 2,612 $ 1,319 $ 1,149 $ 594 $ — $ 22,385 Performing Loans 4,606 7,555 4,531 2,578 1,319 1,149 594 — 22,332 Non-Performing Loans — 7 12 34 — — — — 53 Real Estate - Commercial Mortgage $ 39,693 $ 80,462 $ 65,961 $ 54,418 $ 42,739 $ 28,503 $ 12,589 $ 614 $ 324,979 Owner-Occupied $ 23,493 $ 48,772 $ 41,657 $ 35,457 $ 29,113 $ 19,714 $ 6,761 $ 409 $ 205,376 Performing Loans 23,493 48,720 41,443 35,271 28,987 19,078 6,761 409 204,162 Non-Performing Loans — 52 214 186 126 636 — — 1,214 Non-Owner Occupied $ 11,398 $ 21,426 $ 17,775 $ 15,171 $ 9,281 $ 5,919 $ 2,801 $ 150 $ 83,921 Performing Loans 11,398 21,426 17,714 15,171 9,281 5,535 2,801 150 83,476 Non-Performing Loans — — 61 — — 384 — — 445 Land Development $ 4,802 $ 10,264 $ 6,529 $ 3,790 $ 4,345 $ 2,870 $ 3,027 $ 55 $ 35,682 Performing Loans 4,802 10,245 6,529 3,780 4,345 2,849 3,027 55 35,632 Non-Performing Loans — 19 — 10 — 21 — — 50 Installment loans to individuals $ 55,095 $ 111,575 $ 19,074 $ 5,886 $ 3,453 $ 2,291 $ 10,919 $ 105 $ 208,398 Performing Loans 55,095 111,486 18,931 5,872 3,401 2,290 10,919 94 208,088 Non-Performing Loans — 89 143 14 52 1 — 11 310 Total loans not subject to risk rating $ 354,106 $ 707,444 $ 457,145 $ 319,438 $ 185,546 $ 308,023 $ 651,139 $ 4,170 $ 2,987,011 Performing Loans 354,106 706,357 452,533 316,807 184,307 304,315 650,476 3,772 2,972,673 Non-Performing Loans — 1,087 4,612 2,631 1,239 3,708 663 398 14,338 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above and is applicable to these tables. The following tables present the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 5,746 $ 9 $ 5,773 $ 18 Lease financing 88 — 87 — Real estate – construction 9,015 105 8,986 210 Real estate – 1-4 family mortgage 10,584 51 10,640 103 Real estate – commercial mortgage 5,812 38 5,851 81 Installment loans to individuals 90 1 90 2 Total $ 31,335 $ 204 $ 31,427 $ 414 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 225,355 $ 315,619 Real estate – construction: Residential 3,948 16,407 Commercial 30,288 35,175 Total real estate – construction 34,236 51,582 Real estate – 1-4 family mortgage: Primary 280,057 332,729 Home equity 102,694 117,275 Rental/investment 41,156 43,169 Land development 21,619 23,314 Total real estate – 1-4 family mortgage 445,526 516,487 Real estate – commercial mortgage: Owner-occupied 390,477 428,077 Non-owner occupied 582,569 647,308 Land development 36,989 40,004 Total real estate – commercial mortgage 1,010,035 1,115,389 Installment loans to individuals 76,051 102,587 Loans, net of unearned income $ 1,791,203 $ 2,101,664 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The Company recognized $283 in interest income on nonaccrual loans during the first six months of 2020. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 161 $ 188 $ 218,892 $ 219,241 $ — $ 1,444 $ 4,670 $ 6,114 $ 225,355 Real estate – construction: Residential — — 3,948 3,948 — — — — 3,948 Commercial — — 30,288 30,288 — — — — 30,288 Total real estate – construction — — 34,236 34,236 — — — — 34,236 Real estate – 1-4 family mortgage: Primary 654 812 272,048 273,514 1,575 3,748 1,220 6,543 280,057 Home equity 224 154 100,915 101,293 137 476 788 1,401 102,694 Rental/investment 23 32 40,249 40,304 — 724 128 852 41,156 Land development — — 21,245 21,245 — 130 244 374 21,619 Total real estate – 1-4 family mortgage 901 998 434,457 436,356 1,712 5,078 2,380 9,170 445,526 Real estate – commercial mortgage: Owner-occupied 427 386 385,222 386,035 70 1,880 2,492 4,442 390,477 Non-owner occupied 55 518 581,143 581,716 10 697 146 853 582,569 Land development 50 — 36,457 36,507 — 235 247 482 36,989 Total real estate – commercial mortgage 532 904 1,002,822 1,004,258 80 2,812 2,885 5,777 1,010,035 Installment loans to individuals 1,495 68 74,188 75,751 34 117 149 300 76,051 Loans, net of unearned income $ 3,089 $ 2,158 $ 1,764,595 $ 1,769,842 $ 1,826 $ 9,451 $ 10,084 $ 21,361 $ 1,791,203 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total Loans, net $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 1,890 1,893 Three months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 2,114 2,008 Six months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 With respect to loans that were restructured during the six months ended June 30, 2020 and June 30, 2019, none have subsequently defaulted, and remain outstanding, as of the date of this report. There were three restructured loans in the amount of $207 contractually 90 days past due or more and still accruing at June 30, 2020 and one restructured loan in the amount of $167 contractually 90 days past due or more and still accruing at June 30, 2019. The outstanding balance of restructured loans on nonaccrual status was $7,851 and $1,276 at June 30, 2020 and June 30, 2019, respectively. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 7 2,154 Reductions due to: Reclassified to nonperforming loans (12) (2,449) Paid in full (2) (422) Charge-offs (1) (3) Principal paydowns — (101) Totals at June 30, 2020 46 $ 6,454 The allocated allowance for credit losses on loans attributable to restructured loans was $302 and $79 at June 30, 2020 and June 30, 2019, respectively. The Company had $242 and $3 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020 and June 30, 2019, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company has implemented a loan deferral program in response to the COVID-19 pandemic. As of June 30, 2020, the Company had approximately 1,700 loans with total balances of approximately $515,000 on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ 742 $ 39,570 $ 36,382 $ 31,060 $ 32,779 $ 70,440 $ 1,620 $ 212,593 Pass — 742 25,777 28,743 29,527 28,470 57,591 1,246 172,096 Pass-Watch — — 11 1,471 45 1,203 2,082 128 4,940 Substandard — — 13,782 6,168 1,488 3,106 10,767 246 35,557 Real Estate - Construction $ — $ — $ 11,046 $ 9,315 $ 10,112 $ 3,763 $ — $ — $ 34,236 Residential $ — $ — $ 3,055 $ 210 $ 683 $ — $ — $ — $ 3,948 Pass — — 3,055 210 683 — — — 3,948 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 7,991 $ 9,105 $ 9,429 $ 3,763 $ — $ — $ 30,288 Pass — — 7,991 9,105 9,429 3,763 — — 30,288 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,517 $ 13,892 $ 2,726 $ 49,341 $ 2,072 $ 253 $ 84,801 Primary $ — $ — $ 7,913 $ 6,563 $ 626 $ 20,054 $ — $ — $ 35,156 Pass — — 6,634 6,563 613 14,781 — — 28,591 Pass-Watch — — — — — 319 — — 319 Substandard — — 1,279 — 13 4,954 — — 6,246 Home Equity $ — $ — $ — $ — $ — $ — $ 1,888 $ 253 $ 2,141 Pass — — — — — — 1,236 — 1,236 Pass-Watch — — — — — — 77 — 77 Substandard — — — — — — 575 253 828 Rental/Investment $ — $ — $ — $ 1,180 $ 833 $ 26,097 $ 184 $ — $ 28,294 Pass — — — 1,180 833 23,421 184 — 25,618 Pass-Watch — — — — — 210 — — 210 Substandard — — — — — 2,466 — — 2,466 Land Development $ — $ — $ 8,604 $ 6,149 $ 1,267 $ 3,190 $ — $ — $ 19,210 Pass — — 8,342 6,122 1,267 1,903 — — 17,634 Pass-Watch — — 262 — — — — — 262 Substandard — — — 27 — 1,287 — — 1,314 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ 86,409 $ 173,083 $ 185,955 $ 495,960 $ 22,383 $ 4,821 $ 968,611 Owner-Occupied $ — $ — $ 21,894 $ 42,531 $ 64,247 $ 223,581 $ 14,970 $ 2 $ 367,225 Pass — — 20,440 40,202 44,852 198,677 14,969 — 319,140 Pass-Watch — — 1,453 33 16,828 3,783 — — 22,097 Substandard — — 1 2,296 2,567 21,121 1 2 25,988 Non-Owner Occupied $ — $ — $ 57,176 $ 125,247 $ 118,697 $ 257,126 $ 6,701 $ 4,819 $ 569,766 Pass — — 37,368 115,056 118,697 241,071 6,701 4,819 523,712 Pass-Watch — — 3,442 2,521 — 4,465 — — 10,428 Substandard — — 16,366 7,670 — 11,590 — — 35,626 Land Development $ — $ — $ 7,339 $ 5,305 $ 3,011 $ 15,253 $ 712 $ — $ 31,620 Pass — — 6,465 5,251 2,827 8,353 598 — 23,494 Pass-Watch — — 874 54 45 5,501 114 — 6,588 Substandard — — — — 139 1,399 — — 1,538 Total loans subject to risk rating $ — $ 742 $ 153,542 $ 232,672 $ 229,853 $ 581,843 $ 94,895 $ 6,694 $ 1,300,241 Pass — 742 116,072 212,432 208,728 520,439 81,279 6,065 1,145,757 Pass-Watch — — 6,042 4,079 16,918 15,481 2,273 128 44,921 Substandard — — 31,428 16,161 4,207 45,923 11,343 501 109,563 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ — $ 26 $ 397 $ 356 $ 2,690 $ 9,241 $ 52 $ 12,762 Performing Loans — — 26 397 356 2,690 9,144 52 12,665 Non-Performing Loans — — — — — — 97 — 97 Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 3,535 $ 45,995 $ 35,822 $ 182,420 $ 90,241 $ 2,336 $ 360,725 Primary $ — $ 252 $ 2,292 $ 40,863 $ 33,404 $ 167,492 $ 461 $ 137 $ 244,901 Performing Loans — 252 2,181 40,099 33,380 161,495 461 51 237,919 Non-Performing Loans — — 111 764 24 5,997 — 86 6,982 Home Equity $ — $ — $ 745 $ 5,017 $ 1,887 $ 1,014 $ 89,691 $ 2,199 $ 100,553 Performing Loans — — 745 5,017 1,887 947 89,148 1,506 99,250 Non-Performing Loans — — — — — 67 543 693 1,303 Rental/Investment $ — $ 124 $ — $ 70 $ 211 $ 12,368 $ 89 $ — $ 12,862 Performing Loans — 124 — 70 211 12,219 89 — 12,713 Non-Performing Loans — — — — — 149 — — 149 Land Development $ — $ — $ 498 $ 45 $ 320 $ 1,546 $ — $ — $ 2,409 Performing Loans — — 498 — 76 1,546 — — 2,120 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Non-Performing Loans — — — 45 244 — — — 289 Real Estate - Commercial Mortgage $ — $ 342 $ 641 $ 925 $ 1,026 $ 36,776 $ 1,714 $ — $ 41,424 Owner-Occupied $ — $ — $ — $ 590 $ 691 $ 20,675 $ 1,296 $ — $ 23,252 Performing Loans — — — 590 691 20,471 1,296 — 23,048 Non-Performing Loans — — — — — 204 — — 204 Non-Owner Occupied $ — $ 342 $ 482 $ — $ 68 $ 11,763 $ 148 $ — $ 12,803 Performing Loans — 342 482 — 68 11,617 148 — 12,657 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 159 $ 335 $ 267 $ 4,338 $ 270 $ — $ 5,369 Performing Loans — — 159 335 267 4,190 270 — 5,221 Non-Performing Loans — — — — — 148 — — 148 Installment loans to individuals $ — $ — $ 47,185 $ 18,982 $ 1,474 $ 4,848 $ 3,514 $ 48 $ 76,051 Performing Loans — — 47,162 18,863 1,391 4,715 3,503 48 75

Allowance for Credit Losses

Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,641,598 $ 1,367,972 Lease financing 84,271 85,700 Real estate – construction: Residential 295,931 289,050 Commercial 495,177 537,433 Total real estate – construction 791,108 826,483 Real estate – 1-4 family mortgage: Primary 1,756,253 1,781,948 Home equity 543,468 573,540 Rental/investment 318,803 335,100 Land development 169,989 176,025 Total real estate – 1-4 family mortgage 2,788,513 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,660,674 1,637,281 Non-owner occupied 2,594,313 2,450,895 Land development 155,766 156,089 Total real estate – commercial mortgage 4,410,753 4,244,265 Installment loans to individuals 284,553 302,430 Gross loans 11,000,796 9,693,463 Unearned income (3,492) (3,825) Loans, net of unearned income 10,997,304 9,689,638 Allowance for credit losses on loans (145,387) (52,162) Net loans $ 10,851,917 $ 9,637,476 Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb probable credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 9 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, the commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels, storage facilities, etc. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the Commercial, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration, the nature and volume of the respective loan portfolio segments, and changes in lending or loan review staffing. External factors include current and reasonable and supportable forecasted economic conditions, the competitive environment and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on collateral values are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, third-party, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in the table below as collateral dependent with the type of collateral being real estate. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the period presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Charge-offs (1,156) (532) (142) — — (1,736) (3,566) Recoveries 108 — 48 41 5 1,666 1,868 Net (charge-offs) recoveries (1,048) (532) (94) 41 5 (70) (1,698) Provision for credit losses on loans 5,796 2,146 2,175 15,783 219 781 26,900 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Six Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,549) (532) (363) (2,047) — (4,424) (8,915) Recoveries 298 — 136 1,740 10 4,222 6,406 Net (charge-offs) recoveries (1,251) (532) (227) (307) 10 (202) (2,509) Provision for credit losses on loans 9,927 4,536 5,500 31,085 371 1,831 53,250 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Period-End Amount Allocated to: Individually evaluated $ 3,882 $ — $ 378 $ 550 $ — $ 270 $ 5,080 Collectively evaluated 26,803 12,538 29,023 59,511 1,812 10,620 140,307 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Loans: Individually evaluated $ 9,736 $ — $ 5,142 $ 7,883 $ — $ 626 $ 23,387 Collectively evaluated 2,631,862 791,108 2,783,371 4,402,870 80,779 283,927 10,973,917 Ending balance $ 2,641,598 $ 791,108 $ 2,788,513 $ 4,410,753 $ 80,779 $ 284,553 $ 10,997,304 Nonaccruing loans with no allowance for credit losses $ 720 $ — $ 2,503 $ 3,910 $ — $ 2 $ 7,135 Upon adoption of ASC 326 on January 1, 2020, the allowance for credit losses on loans was increased by $42,484. The Company recorded a second quarter provision for credit losses on loans of $26,900 and has recorded $53,250 in total provision for credit losses on loans during the six months ending June 30, 2020. The significant provision recorded during the current quarter and year-to-date period is primarily driven by the current and future economic uncertainty caused by the COVID-19 pandemic, including the current projections of a high national unemployment rate throughout 2020 and into 2021 and forecasted negative GDP growth, and the increased likelihood of a more prolonged economic recovery period than previously expected. The Company also factored into its estimate the potential benefit and risk of the government programs implemented through the CARES Act and the internal loan deferral program being offered to qualified customers. The Company utilized a one year reasonable and supportable forecast range during the current period. The Company continues to monitor loans in certain industries the Company currently believes pose a greater risk in the current environment (i.e. hotel/motel, restaurant, entertainment, and retail trade industries). The Company has concluded that the risk associated with loans in the c-store and transportation industries is no longer elevated as to require heightened monitoring. The Company will continue to monitor the performance of all portfolios, the severity and duration of the pandemic and potential subsequent recovery of the economic environment. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the period presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Three Months Ended June 30, 2019 Allowance for credit losses: Beginning balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 Charge-offs (694) — (378) (167) (212) (1,451) Recoveries 241 — 115 366 53 775 Net (charge-offs) recoveries (453) — (263) 199 (159) (676) Provision for credit losses on loans 365 524 388 (540) 163 900 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 Six Months Ended June 30, 2019 Allowance for credit losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (952) — (875) (729) (432) (2,988) Recoveries 615 7 312 611 76 1,621 Net (charge-offs) recoveries (337) 7 (563) (118) (356) (1,367) Provision for credit losses on loans 1,602 540 40 (72) 290 2,400 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,191 $ 8 $ 188 $ 482 $ 4 $ 1,873 Collectively evaluated for impairment 8,172 5,294 8,913 21,842 1,299 45,520 Purchased with deteriorated credit quality 171 — 515 1,978 2 2,666 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 (1) Includes lease financing receivables. The following table provides the recorded investment in loans, net of unearned income, based on the Company’s former impairment methodology prior to the adoption of ASC 326. Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Purchased with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “other liabilities” line item on the Consolidated Balance Sheets. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments. Three Months Ended June 30, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 14,735 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 2,600 Ending balance $ 17,335 Six Months Ended June 30, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 6,000 Ending balance $ 17,335

Other Real Estate Owned

Other Real Estate Owned	6 Months Ended
	Jun. 30, 2020
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total June 30, 2020 Residential real estate $ 361 $ 540 $ 901 Commercial real estate 1,356 1,158 2,514 Residential land development 533 2,507 3,040 Commercial land development 2,181 489 2,670 Total $ 4,431 $ 4,694 $ 9,125 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2020 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 791 3,468 4,259 Impairments (588) (239) (827) Dispositions (1,020) (1,297) (2,317) Balance at June 30, 2020 $ 4,431 $ 4,694 $ 9,125 Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Repairs and maintenance $ 85 $ 116 $ 170 $ 211 Property taxes and insurance 16 19 149 126 Impairments 630 140 827 868 Net (gains) losses on OREO sales (101) (19) (89) 60 Rental income (10) (4) (19) (9) Total $ 620 $ 252 $ 1,038 $ 1,256

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the six months ended June 30, 2020 were as follows: Community Banks Insurance Total Balance at January 1, 2020 $ 936,916 $ 2,767 $ 939,683 Addition to goodwill from acquisition — — — Balance at June 30, 2020 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying June 30, 2020 Core deposit intangibles $ 82,492 $ (50,238) $ 32,254 Customer relationship intangible 2,470 (1,193) 1,277 Total finite-lived intangible assets $ 84,962 $ (51,431) $ 33,531 December 31, 2019 Core deposit intangibles $ 82,492 $ (46,599) $ 35,893 Customer relationship intangible 2,470 (1,103) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702) $ 37,260 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Amortization expense for: Core deposit intangibles $ 1,789 $ 2,020 $ 3,639 $ 4,097 Customer relationship intangible 45 33 90 66 Total intangible amortization $ 1,834 $ 2,053 $ 3,729 $ 4,163 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2020 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2020 $ 6,939 $ 181 $ 7,120 2021 5,860 181 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679

Mortgage Servicing Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2020
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in "Mortgage banking income" on the Consolidated Statements of Income. There were $14,522 of valuation adjustments on MSRs during the six months ended June 30, 2020, primarily arising on account of the difference between actual prepayment speeds and the Company's assumptions with respect to prepayment speeds; no valuation adjustments were recognized during the six months ended June 30, 2019. A continued decline in mortgage interest rates and an increase in actual prepayment speeds may cause additional negative adjustments to the valuation of the Company's MSRs. Changes in the Company’s MSRs were as follows: Balance at January 1, 2020 $ 53,208 Capitalization 19,425 Amortization (6,637) Valuation adjustment (14,522) Balance at June 30, 2020 $ 51,474 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: June 30, 2020 December 31, 2019 Unpaid principal balance $ 5,942,477 $ 4,871,155 Weighted-average prepayment speed (CPR) 14.67 % 11.48 % Estimated impact of a 10% increase $ (1,793) $ (2,469) Estimated impact of a 20% increase (3,464) (4,774) Discount rate 9.88 % 9.69 % Estimated impact of a 10% increase $ (4,685) $ (2,027) Estimated impact of a 20% increase (6,176) (3,908) Weighted-average coupon interest rate 3.85 % 4.04 % Weighted-average servicing fee (basis points) 29.71 29.20 Weighted-average remaining maturity (in years) 5.29 6.35 The Company recorded servicing fees of $2,990 and $2,481 for the three months ended June 30, 2020 and 2019, respectively, which are included in “Mortgage banking income” in the Consolidated Statements of Income. The Company recorded servicing fees of $5,612 and $4,735 for the six months ended June 30, 2020 and 2019, respectively.

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	6 Months Ended
	Jun. 30, 2020
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996 and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company's group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended June 30, June 30, 2020 2019 2020 2019 Service cost $ — $ — $ 1 $ 1 Interest cost 250 315 2 8 Expected return on plan assets (413) (362) — — Recognized actuarial loss (gain) 96 135 (27) 3 Net periodic (return) benefit cost $ (67) $ 88 $ (24) $ 12 Pension Benefits Other Benefits Six Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Service cost $ — $ — $ 3 $ 3 Interest cost 492 588 7 16 Expected return on plan assets (826) (725) — — Recognized actuarial loss (gain) 175 221 (45) (11) Net periodic (return) benefit cost $ (159) $ 84 $ (35) $ 8 Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the six months ended June 30, 2020 or 2019. The following table summarizes information about options outstanding, exercised and forfeited as of and for the six months ended June 30, 2020: Shares Weighted Average Exercise Price Options outstanding at beginning of period 29,250 $ 15.86 Granted — — Exercised — — Forfeited — — Options outstanding at end of period 29,250 $ 15.86 The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2020: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 235,293 34.35 Vested — — (124,094) 38.37 Cancelled (2,233) 33.70 (30,645) 37.16 Nonvested at end of period 194,915 $ 34.60 581,486 $ 35.06 During the six months ended June 30, 2020, the Company reissued 138,644 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $2,998 and $2,082 for the three months ended June 30, 2020 and 2019, respectively and $5,748 and $4,719 for the six months ended June 30, 2020 and 2019, respectively.

Derivative Instruments

Derivative Instruments	6 Months Ended
	Jun. 30, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company utilizes derivative financial instruments, including interest rate contracts such as swaps, caps and/or floors, as part of its ongoing efforts to mitigate its interest rate risk exposure and to facilitate the needs of its customers. The Company also from time to time enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. At June 30, 2020, the Company had notional amounts of $261,213 on interest rate contracts with corporate customers and $261,213 in offsetting interest rate contracts with other financial institutions to mitigate the Company’s rate exposure on its corporate customers’ contracts and certain fixed-rate loans. In June 2014, the Company entered into two forward interest rate swap contracts on floating rate liabilities at the Bank level with notional amounts of $15,000 each. The interest rate swap contracts are each accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a four-year and five-year period beginning June 1, 2018 and December 3, 2018 and ending June 2022 and June 2023, respectively. Under these contracts, the Bank pays a fixed interest rate and receives a variable interest rate based on the three-month LIBOR plus a pre-determined spread, with quarterly net settlements. In March and April 2012, the Company entered into two interest rate swap agreements effective March 30, 2014 and March 17, 2014, respectively. Under these swap agreements, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreements, which both terminate in March 2022, are accounted for as cash flow hedges to reduce the variability in cash flows resulting from changes in interest rates on $32,000 of the Company’s junior subordinated debentures. In April 2018, the Company entered into an interest rate swap agreement effective June 15, 2018. Under this swap agreement, the Company receives a variable rate of interest based on the three-month LIBOR plus a pre-determined spread and pays a fixed rate of interest. The agreement, which terminates in June 2028, is accounted for as a cash flow hedge to reduce the variability in cash flows resulting from changes in interest rates on $30,000 of the Company’s junior subordinated debentures. In March 2020, the Company entered into a forward interest rate swap contract on floating rate liabilities with a notional amount of $100,000. The interest rate swap contract is accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a ten-year period beginning March 23, 2022 and ending March 23, 2032. Under this contract, the Company pays a fixed interest rate and receives a variable interest rate based on one-month LIBOR with monthly net settlements. In May 2020, the Company entered into a forward interest rate swap contract on floating rate liabilities with a notional amount of $25,000. The interest rate swap contract is accounted for as a cash flow hedge with the objective of protecting against any interest rate volatility on future FHLB borrowings for a three-year period beginning on May 1, 2022 and ending on May 1, 2025. Under this contract, the Company pays a fixed interest rate and receives a variable interest rate based on one-month LIBOR with monthly net settlements. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate and adjustable-rate residential mortgage loans. The notional amount of commitments to fund fixed-rate and adjustable-rate mortgage loans was $850,919 and $215,751 at June 30, 2020 and December 31, 2019, respectively. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The notional amount of commitments to sell residential mortgage loans to secondary market investors was $828,182 and $414,000 at June 30, 2020 and December 31, 2019, respectively. The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet June 30, December 31, 2019 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 11,615 $ 3,880 Interest rate lock commitments Other Assets 29,367 4,579 Forward commitments Other Assets — 39 Totals $ 40,982 $ 8,498 Derivative liabilities: Designated as hedging instruments: Interest rate swaps Other Liabilities $ 10,113 $ 5,021 Totals $ 10,113 $ 5,021 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 11,615 $ 3,880 Interest rate lock commitments Other Liabilities — 3 Forward commitments Other Liabilities 5,206 1,096 Totals $ 16,821 $ 4,979 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 523 $ 989 $ 1,259 $ 2,035 Interest rate lock commitments: Included in mortgage banking income 2,924 2,176 24,745 3,398 Forward commitments Included in mortgage banking income 11,321 (1,421) (4,149) (520) Total $ 14,768 $ 1,744 $ 21,855 $ 4,913 For the Company’s derivatives designated as cash flow hedges, changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the six months ended June 30, 2020 or 2019. The impact on other comprehensive income for the six months ended June 30, 2020 and 2019, respectively, can be seen at Note 13, “Other Comprehensive Income.” Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2019 June 30, December 31, 2019 Gross amounts recognized $ 2 $ 61 $ 27,463 $ 9,974 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 2 61 27,463 9,974 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 2 61 2 61 Financial collateral pledged — — 19,385 8,698 Net amounts $ — $ — $ 8,076 $ 1,215

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. June 30, December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 39,448 $ 14,304 Loans 11,336 10,284 Deferred compensation 10,390 12,050 Impairment of assets 1,353 1,108 Net operating loss carryforwards 4,785 9,387 Lease liabilities under operating leases 22,357 22,686 Other 1,782 934 Total deferred tax assets 91,451 70,753 Deferred tax liabilities Net unrealized gains on securities 5,507 190 Investment in partnerships 807 967 Fixed assets 2,951 2,952 Mortgage servicing rights 13,027 13,472 Junior subordinated debt 2,260 2,304 Lease right-of-use asset 21,354 21,727 Other 1,615 1,859 Total deferred tax liabilities 47,521 43,471 Net deferred tax assets $ 43,930 $ 27,282 For the six months ended June 30, 2020 and 2019, the Company recorded a provision for income taxes totaling $5,410 and $27,535, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The effective tax rate was 19.64% and 23.09% for the six months ended June 30, 2020 and 2019, respectively. The Company and its subsidiary file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and the state departments of revenue for the years ending December 31, 2015 through December 31, 2018.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy ASC 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities and trust preferred securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : The Company uses derivatives to manage various financial risks. Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2020 Financial assets: Trust preferred securities $ — $ — $ 7,679 $ 7,679 Other available for sale securities — 1,295,815 — 1,295,815 Total securities available for sale — 1,295,815 7,679 1,303,494 Derivative instruments — 40,982 — 40,982 Mortgage loans held for sale in loans held for sale — 339,747 — 339,747 Total financial assets $ — $ 1,676,544 $ 7,679 $ 1,684,223 Financial liabilities: Derivative instruments: $ — $ 26,934 $ — $ 26,934 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the six months ended June 30, 2020. The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2020 2019 Three Months Ended June 30, 2020 Trust preferred Trust preferred Three Months Ended June 30, Balance at beginning of period $ 8,604 $ 10,246 Accretion included in net income 9 9 Unrealized losses included in other comprehensive income (903) 154 Settlements (31) (23) Balance at end of period $ 7,679 $ 10,386 Six Months Ended June 30, Balance at beginning of period $ 9,986 $ 10,633 Accretion included in net income 18 18 Unrealized losses included in other comprehensive income (2,222) (133) Settlements (103) (132) Balance at end of period $ 7,679 $ 10,386 For each of the three and six months ended June 30, 2020 and 2019, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table presents information as of June 30, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a recurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Trust preferred securities $ 7,679 Discounted cash flows Default rate 0-100% Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2020 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 7,479 $ 7,479 OREO — — 1,550 1,550 Mortgage servicing rights — — 51,474 51,474 Total $ — $ — $ 60,503 $ 60,503 December 31, 2019 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Impaired loans: Loans considered impaired are reserved for at the time the loan is identified as impaired taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Impaired loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Impaired loans that were measured or re-measured at fair value had a carrying value of $9,563 and $29,606 at June 30, 2020 and December 31, 2019, respectively, and a specific reserve for these loans of $2,084 and $2,258 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2019 Carrying amount prior to remeasurement $ 2,154 $ 3,726 Impairment recognized in results of operations (604) (906) Fair value $ 1,550 $ 2,820 Mortgage servicing rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at June 30, 2020 and December 31, 2019. There were $14,522 of valuation adjustments on MSRs during the six months ended June 30, 2020 and $1,836 of valuation adjustments recognized during the twelve months ended December 31, 2019. The following table presents information as of June 30, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Impaired loans $ 7,479 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 1,550 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $9,617 and $3,543 resulting from fair value changes of these mortgage loans were recorded in income during the six months ended June 30, 2020 and 2019, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of June 30, 2020 and December 31, 2019: Aggregate Aggregate Difference June 30, 2020 Mortgage loans held for sale measured at fair value $ 339,747 $ 320,018 $ 19,729 December 31, 2019 Mortgage loans held for sale measured at fair value $ 318,272 $ 308,160 $ 10,112 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 616,903 $ 616,903 $ — $ — $ 616,903 Securities available for sale 1,303,494 — 1,295,815 7,679 1,303,494 Loans held for sale 339,747 — 339,747 — 339,747 Loans, net 10,851,917 — — 10,646,335 10,646,335 Mortgage servicing rights 51,474 — — 51,474 51,474 Derivative instruments 40,982 — 40,982 — 40,982 Financial liabilities Deposits $ 11,846,358 $ 9,860,461 $ 2,008,383 $ — $ 11,868,844 Short-term borrowings 341,810 341,810 — — 341,810 Federal Home Loan Bank advances 152,250 — 158,173 — 158,173 Junior subordinated debentures 110,505 — 89,591 — 89,591 Subordinated notes 113,925 — 111,550 — 111,550 Derivative instruments 26,934 — 26,934 — 26,934 Fair Value As of December 31, 2019 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income

Other Comprehensive Income	6 Months Ended
	Jun. 30, 2020
Equity [Abstract]
Other Comprehensive Income	Other Comprehensive Income (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 3,496 $ 893 $ 2,603 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 3,465 885 2,580 Derivative instruments: Unrealized holding losses on derivative instruments (1,064) (271) (793) Total derivative instruments (1,064) (271) (793) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 68 17 51 Total defined benefit pension and post-retirement benefit plans 68 17 51 Total other comprehensive income $ 2,469 $ 631 $ 1,838 Three months ended June 30, 2019 Securities available for sale: Unrealized holding gains on securities $ 12,599 $ 3,206 $ 9,393 Reclassification adjustment for losses realized in net income 8 2 6 Total securities available for sale 12,607 3,208 9,399 Derivative instruments: Unrealized holding losses on derivative instruments (2,067) (526) (1,541) Total derivative instruments (2,067) (526) (1,541) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 137 35 102 Total defined benefit pension and post-retirement benefit plans 137 35 102 Total other comprehensive income $ 10,677 $ 2,717 $ 7,960 Pre-Tax Tax Expense Net of Tax Six months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 25,885 $ 6,588 $ 19,297 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 25,854 6,580 19,274 Derivative instruments: Unrealized holding losses on derivative instruments (5,092) (1,296) (3,796) Total derivative instruments (5,092) (1,296) (3,796) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 33 97 Total defined benefit pension and post-retirement benefit plans 130 33 97 Total other comprehensive income $ 20,892 $ 5,317 $ 15,575 Six months ended June 30, 2019 Securities available for sale: Unrealized holding losses on securities $ 27,780 $ 7,070 $ 20,710 Reclassification adjustment for gains realized in net income (5) (1) (4) Total securities available for sale 27,775 7,069 20,706 Derivative instruments: Unrealized holding losses on derivative instruments (3,294) (838) (2,456) Total derivative instruments (3,294) (838) (2,456) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 209 53 156 Total defined benefit pension and post-retirement benefit plans 209 53 156 Total other comprehensive income $ 24,690 $ 6,284 $ 18,406 The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: June 30, December 31, 2019 Unrealized gains on securities $ 40,837 $ 21,563 Non-credit related portion of previously recorded other-than-temporary impairment on securities (11,319) (11,319) Unrealized losses on derivative instruments (6,643) (2,847) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,536) (6,633) Total accumulated other comprehensive income $ 16,339 $ 764

Net Income Per Common Share

Net Income Per Common Share	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested and outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2020 2019 Basic Net income applicable to common stock $ 20,130 $ 46,625 Average common shares outstanding 56,165,452 58,461,024 Net income per common share - basic $ 0.36 $ 0.80 Diluted Net income applicable to common stock $ 20,130 $ 46,625 Average common shares outstanding 56,165,452 58,461,024 Effect of dilutive stock-based compensation 160,024 157,952 Average common shares outstanding - diluted 56,325,476 58,618,976 Net income per common share - diluted $ 0.36 $ 0.80 Six Months Ended June 30, 2020 2019 Basic Net income applicable to common stock $ 22,138 $ 91,735 Average common shares outstanding 56,350,134 58,523,007 Net income per common share - basic $ 0.39 $ 1.57 Diluted Net income applicable to common stock $ 22,138 $ 91,735 Average common shares outstanding 56,350,134 58,523,007 Effect of dilutive stock-based compensation 164,465 146,049 Average common shares outstanding - diluted 56,514,599 58,669,056 Net income per common share - diluted $ 0.39 $ 1.56 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2020 2019 Number of shares 264,183 4,524 Exercise prices (for stock option awards) — — Six Months Ended June 30, 2020 2019 Number of shares 247,093 643 Exercise prices (for stock option awards) — —

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2020
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: June 30, 2020 December 31, 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,253,267 9.12 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,146,354 10.69 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,253,267 11.69 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,470,733 13.72 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,320,611 9.62 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,320,611 12.33 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,320,611 12.33 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,424,377 13.30 % 1,388,553 13.36 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of June 30, 2020, the Company’s CET1 capital was in excess of the capital conservation buffer. In addition, the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency’s rules for calculating risk-weighted assets have been revised in recent years to enhance risk sensitivity and to incorporate certain international capital standards of the Basel Committee on Banking Supervision. These revisions affect the calculation of the denominator of a

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment offers a broad range of fiduciary services which include the administration and management of trust accounts including personal and corporate benefit accounts, self-directed IRAs, and custodial accounts. In addition, the Wealth Management segment offers annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended June 30, 2020 Net interest income (loss) $ 108,110 $ 111 $ 397 $ (2,836) $ 105,782 Provision for loan losses 26,861 — 39 — 26,900 Noninterest income 58,115 2,153 4,312 (410) 64,170 Noninterest expense 112,776 1,848 3,452 209 118,285 Income (loss) before income taxes 26,588 416 1,218 (3,455) 24,767 Income tax expense (benefit) 5,425 111 — (899) 4,637 Net income (loss) $ 21,163 $ 305 $ 1,218 $ (2,556) $ 20,130 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended June 30, 2019 Net interest income (loss) $ 115,664 $ 171 $ 409 $ (3,444) $ 112,800 Provision for loan losses 900 — — — 900 Noninterest income 36,293 2,222 3,890 (445) 41,960 Noninterest expense 87,596 1,898 3,464 332 93,290 Income (loss) before income taxes 63,461 495 835 (4,221) 60,570 Income tax expense (benefit) 14,910 128 — (1,093) 13,945 Net income (loss) $ 48,551 $ 367 $ 835 $ (3,128) $ 46,625 Total assets $ 12,790,623 $ 26,722 $ 61,363 $ 13,945 $ 12,892,653 Goodwill $ 930,204 $ 2,767 — — $ 932,971 Community Insurance Wealth Other Consolidated Six months ended June 30, 2020 Net interest income (loss) $ 216,970 $ 298 $ 847 $ (5,731) $ 212,384 Provision for credit losses on loans 53,073 — 177 — 53,250 Noninterest income (loss) 88,798 5,093 8,656 (807) 101,740 Noninterest expense (benefit) 222,060 3,734 7,397 135 233,326 Income (loss) before income taxes 30,635 1,657 1,929 (6,673) 27,548 Income tax expense (benefit) 6,705 441 — (1,736) 5,410 Net income (loss) $ 23,930 $ 1,216 $ 1,929 $ (4,937) $ 22,138 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Six months ended June 30, 2019 Net interest income (loss) $ 231,722 $ 339 $ 759 $ (6,873) $ 225,947 Provision for credit losses on loans 2,400 — — — 2,400 Noninterest income 65,878 5,101 7,549 (683) 77,845 Noninterest expense 170,909 3,713 6,912 588 182,122 Income (loss) before income taxes 124,291 1,727 1,396 (8,144) 119,270 Income tax expense (benefit) 29,196 448 — (2,109) 27,535 Net income (loss) $ 95,095 $ 1,279 $ 1,396 $ (6,035) $ 91,735 Total assets $ 12,790,623 $ 26,722 $ 61,363 $ 13,945 $ 12,892,653 Goodwill $ 930,204 $ 2,767 $ — $ — $ 932,971

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. Certain prior year amounts have been reclassified to conform to the current year presentation. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019 filed with the Securities and Exchange Commission on February 27, 2020.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In June 2016, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”), which updated Accounting Standards Codification Topic (“ASC”) 326, Financial Instruments - Credit Losses (“ASC 326”). ASU 2016-13 significantly changed the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset’s remaining life. FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model includes loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. Additionally, ASU 2016-13 amended the accounting for credit losses on available for sale securities and purchased financial assets with credit deterioration (“PCD”). In the remainder of these Notes to Consolidated Financial Statements, unless the context clearly provides otherwise, references to “CECL” or to “ASC 326” shall mean the accounting standards and principles set forth in ASC 326 after giving effect to ASU 2016-13 and the clarifications thereto discussed in the next paragraph. Over the course of 2019, FASB issued a number of updates clarifying various matters arising under ASU 2016-13, including the following: (1) ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20; instead, impairment of receivables arising from operating leases should be accounted for in accordance with ASC 842, Leases (“ASC 842”); (2) ASU 2019-04 provides entities alternatives for measurement of accrued interest receivable, clarifies the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets; (3) ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10; and (4) ASU 2019-11 was issued to address stakeholders’ specific issues relating to expected recoveries on PCD assets and transition and disclosure relief related to troubled debt restructured loans and accrued interest, respectively. Early adoption is permitted. ASU 2016-13 December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162) $ (42,484) $ (94,646) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958) $ 5,469 $ (45,489) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099) $ 582,256 The Company used the prospective transition approach for PCD loans that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30, “ Loans and Debt Securities Acquired with Deteriorated Credit Quality ” (“ASC 310-30”). As permitted under ASC 326, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption. As shown in the table above, the amortized cost basis of the PCD assets was adjusted to reflect the addition of $5,469 to the allowance for credit losses. The remaining noncredit discount will be accreted into interest income. The prospective transition approach was also used for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2020. As a result, the amortized cost basis remained the same before and after the effective date of the adoption of CECL. Additionally, the Company has elected to exclude accrued interest receivable from the amortized cost of loans. As of June 30, 2020, the Company has accrued interest receivable for loans of $50,983, which is recorded in other assets on the Consolidated Balance Sheets. In January 2017, FASB issued ASU 2017-04, “Intangibles - Goodwill and Other (Topic 350)” (“ASU 2017-04”), which amends and simplifies current goodwill impairment testing by eliminating certain testing under the earlier provisions. Under the new guidance, an entity performs the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU 2017-04 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement” (“ASU 2018-13”), which is intended to improve the disclosures on fair value measurements by eliminating, amending and adding certain disclosure requirements. These changes are intended to reduce costs for preparers while providing more useful information for financial statement users. ASU 2018-13 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2019, FASB issued ASU 2019-01, “Leases (Topic 842): Codification Improvements” (“ASU 2019-01”),which is intended to clarify potential implementation questions related to ASC 842. This includes clarification on the determination of fair value of underlying assets by lessors that are not manufacturers or dealers, cash flow presentation of sales-type and direct financing leases and transition disclosures related to accounting changes and error corrections. ASU 2019-01 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” ( “ ASU 2020-04 ”

Summary of Significant Accoun_3

Summary of Significant Accounting Policies Summary of Significant Accounting Policies (Tables)	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Schedule of New Accounting Pronouncements and Changes in Accounting Principles	ASU 2016-13 December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162) $ (42,484) $ (94,646) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958) $ 5,469 $ (45,489) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099) $ 582,256

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost, fair value and allowance for credit losses of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Allowance for Credit Losses Fair June 30, 2020 U.S. Treasury securities $ 7,586 $ 53 $ — $ — $ 7,639 Obligations of other U.S. Government agencies and corporations 2,509 21 — — 2,530 Obligations of states and political subdivisions 263,618 10,170 (817) — 272,971 Residential mortgage backed securities: Government agency mortgage backed securities 659,279 24,887 (1) — 684,165 Government agency collateralized mortgage obligations 137,181 2,366 (27) — 139,520 Commercial mortgage backed securities: Government agency mortgage backed securities 32,706 1,712 (1) — 34,417 Government agency collateralized mortgage obligations 90,309 3,434 (40) — 93,703 Trust preferred securities 12,068 — (4,389) — 7,679 Other debt securities 58,642 2,440 (212) — 60,870 $ 1,263,898 $ 45,083 $ (5,487) $ — $ 1,303,494 Amortized Gross Gross Fair December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109) 77,751 Trust preferred securities 12,153 — (2,167) 9,986 Other debt securities 55,364 1,133 (132) 56,365 $ 1,276,871 $ 18,620 $ (4,878) $ 1,290,613
Schedule of realized gain (loss)	Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Three months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Six months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Carrying Value Net Proceeds Gain/(Loss) Three months ended June 30, 2019 Obligations of states and political subdivisions $ 320 $ 319 $ (1) Residential mortgage backed securities: Government agency mortgage backed securities 1,400 1,396 (4) Government agency collateralized mortgage obligations 289 286 (3) $ 2,009 $ 2,001 $ (8) Six months ended June 30, 2019 Obligations of states and political subdivisions $ 10,688 $ 10,703 $ 15 Residential mortgage backed securities: Government agency mortgage backed securities 1,630 1,623 (7) Government agency collateralized mortgage obligations 289 286 (3) $ 12,607 $ 12,612 $ 5 Gross realized gains and losses on sales of securities available for sale for the three and six months ended June 30, 2020 and 2019 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Gross gains on sales of securities available for sale $ 166 $ 1 $ 166 $ 46 Gross losses on sales of securities available for sale (135) (9) (135) (41) Gains (losses) on sales of securities available for sale, net $ 31 $ (8) $ 31 $ 5
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at June 30, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 14,851 $ 14,938 Due after one year through five years 38,030 39,616 Due after five years through ten years 78,289 81,913 Due after ten years 175,427 175,207 Residential mortgage backed securities: Government agency mortgage backed securities 659,279 684,165 Government agency collateralized mortgage obligations 137,181 139,520 Commercial mortgage backed securities: Government agency mortgage backed securities 32,706 34,417 Government agency collateralized mortgage obligations 90,309 93,703 Other debt securities 37,826 40,015 $ 1,263,898 $ 1,303,494
Gross unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: June 30, 2020 Obligations of states and political subdivisions 24 $ 40,387 $ (817) 0 $ — $ — 24 $ 40,387 $ (817) Residential mortgage backed securities: Government agency mortgage backed securities 2 828 (1) 0 — — 2 828 (1) Government agency collateralized mortgage obligations 4 13,916 (27) 0 — — 4 13,916 (27) Commercial mortgage backed securities: Government agency mortgage backed securities 0 — — 2 1,162 (1) 2 1,162 (1) Government agency collateralized mortgage obligations 1 4,708 (40) 0 — — 1 4,708 (40) Trust preferred securities 0 — — 2 7,679 (4,389) 2 7,679 (4,389) Other debt securities 12 9,899 (212) 0 — — 12 9,899 (212) Total 43 $ 69,738 $ (1,097) 4 $ 8,841 $ (4,390) 47 $ 78,579 $ (5,487) December 31, 2019 Obligations of other U.S. Government agencies and corporations 0 $ — $ — 1 $ 1,008 $ (3) 1 $ 1,008 $ (3) Obligations of states and political subdivisions 26 33,902 (365) 0 — — 26 33,902 (365) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504) 16 20,775 (312) 53 253,954 (1,816) Government agency collateralized mortgage obligations 11 45,319 (262) 0 — — 11 45,319 (262) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23) 2 1,190 (1) 3 6,166 (24) Government agency collateralized mortgage obligations 1 4,910 (109) 0 — — 1 4,910 (109) Trust preferred securities 0 — — 2 9,986 (2,167) 2 9,986 (2,167) Other debt securities 3 8,737 (131) 1 741 (1) 4 9,478 (132) Total 79 $ 331,023 $ (2,394) 22 $ 33,700 $ (2,484) 101 $ 364,723 $ (4,878)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,416,243 $ 1,052,353 Lease financing 84,271 85,700 Real estate – construction: Residential 291,983 272,643 Commercial 464,889 502,258 Total real estate – construction 756,872 774,901 Real estate – 1-4 family mortgage: Primary 1,476,196 1,449,219 Home equity 440,774 456,265 Rental/investment 277,647 291,931 Land development 148,370 152,711 Total real estate – 1-4 family mortgage 2,342,987 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,270,197 1,209,204 Non-owner occupied 2,011,744 1,803,587 Land development 118,777 116,085 Total real estate – commercial mortgage 3,400,718 3,128,876 Installment loans to individuals 208,502 199,843 Gross loans 9,209,593 7,591,799 Unearned income (3,492) (3,825) Loans, net of unearned income $ 9,206,101 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 225,355 $ 315,619 Real estate – construction: Residential 3,948 16,407 Commercial 30,288 35,175 Total real estate – construction 34,236 51,582 Real estate – 1-4 family mortgage: Primary 280,057 332,729 Home equity 102,694 117,275 Rental/investment 41,156 43,169 Land development 21,619 23,314 Total real estate – 1-4 family mortgage 445,526 516,487 Real estate – commercial mortgage: Owner-occupied 390,477 428,077 Non-owner occupied 582,569 647,308 Land development 36,989 40,004 Total real estate – commercial mortgage 1,010,035 1,115,389 Installment loans to individuals 76,051 102,587 Loans, net of unearned income $ 1,791,203 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,641,598 $ 1,367,972 Lease financing 84,271 85,700 Real estate – construction: Residential 295,931 289,050 Commercial 495,177 537,433 Total real estate – construction 791,108 826,483 Real estate – 1-4 family mortgage: Primary 1,756,253 1,781,948 Home equity 543,468 573,540 Rental/investment 318,803 335,100 Land development 169,989 176,025 Total real estate – 1-4 family mortgage 2,788,513 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,660,674 1,637,281 Non-owner occupied 2,594,313 2,450,895 Land development 155,766 156,089 Total real estate – commercial mortgage 4,410,753 4,244,265 Installment loans to individuals 284,553 302,430 Gross loans 11,000,796 9,693,463 Unearned income (3,492) (3,825) Loans, net of unearned income 10,997,304 9,689,638 Allowance for credit losses on loans (145,387) (52,162) Net loans $ 10,851,917 $ 9,637,476
Aging of past due and nonaccrual loans	The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 576 $ 776 $ 2,411,443 $ 2,412,795 $ — $ 1,990 $ 1,458 $ 3,448 $ 2,416,243 Lease financing — — 84,120 84,120 — — 151 151 84,271 Real estate – construction: Residential 150 — 291,833 291,983 — — — — 291,983 Commercial — — 464,889 464,889 — — — — 464,889 Total real estate – construction 150 — 756,722 756,872 — — — — 756,872 Real estate – 1-4 family mortgage: Primary 3,464 2,453 1,463,010 1,468,927 206 2,907 4,156 7,269 1,476,196 Home equity 502 178 439,608 440,288 — 67 419 486 440,774 Rental/investment 304 248 276,631 277,183 — 457 7 464 277,647 Land development 32 — 148,286 148,318 — 18 34 52 148,370 Total real estate – 1-4 family mortgage 4,302 2,879 2,327,535 2,334,716 206 3,449 4,616 8,271 2,342,987 Real estate – commercial mortgage: Owner-occupied 419 106 1,265,911 1,266,436 99 3,103 559 3,761 1,270,197 Non-owner occupied 450 61 2,010,539 2,011,050 — 374 320 694 2,011,744 Land development 107 39 118,543 118,689 — 88 — 88 118,777 Total real estate – commercial mortgage 976 206 3,394,993 3,396,175 99 3,565 879 4,543 3,400,718 Installment loans to individuals 582 132 207,610 208,324 — 140 38 178 208,502 Unearned income — — (3,492) (3,492) — — — — (3,492) Loans, net of unearned income $ 6,586 $ 3,993 $ 9,178,931 $ 9,189,510 $ 305 $ 9,144 $ 7,142 $ 16,591 $ 9,206,101 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total loans, net $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 161 $ 188 $ 218,892 $ 219,241 $ — $ 1,444 $ 4,670 $ 6,114 $ 225,355 Real estate – construction: Residential — — 3,948 3,948 — — — — 3,948 Commercial — — 30,288 30,288 — — — — 30,288 Total real estate – construction — — 34,236 34,236 — — — — 34,236 Real estate – 1-4 family mortgage: Primary 654 812 272,048 273,514 1,575 3,748 1,220 6,543 280,057 Home equity 224 154 100,915 101,293 137 476 788 1,401 102,694 Rental/investment 23 32 40,249 40,304 — 724 128 852 41,156 Land development — — 21,245 21,245 — 130 244 374 21,619 Total real estate – 1-4 family mortgage 901 998 434,457 436,356 1,712 5,078 2,380 9,170 445,526 Real estate – commercial mortgage: Owner-occupied 427 386 385,222 386,035 70 1,880 2,492 4,442 390,477 Non-owner occupied 55 518 581,143 581,716 10 697 146 853 582,569 Land development 50 — 36,457 36,507 — 235 247 482 36,989 Total real estate – commercial mortgage 532 904 1,002,822 1,004,258 80 2,812 2,885 5,777 1,010,035 Installment loans to individuals 1,495 68 74,188 75,751 34 117 149 300 76,051 Loans, net of unearned income $ 3,089 $ 2,158 $ 1,764,595 $ 1,769,842 $ 1,826 $ 9,451 $ 10,084 $ 21,361 $ 1,791,203 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total Loans, net $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Three months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Six months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 1,890 1,893 Three months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 2,114 2,008 Six months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 26 6,951 Reclassified as performing restructured loan 2 188 Reductions due to: Reclassified as nonperforming (1) (90) Principal paydowns — (104) Totals at June 30, 2020 73 $ 11,624 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 7 2,154 Reductions due to: Reclassified to nonperforming loans (12) (2,449) Paid in full (2) (422) Charge-offs (1) (3) Principal paydowns — (101) Totals at June 30, 2020 46 $ 6,454
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 1,392,740 $ 257,515 $ 94,037 $ 62,413 $ 25,655 $ 27,363 $ 254,558 $ 13,464 $ 2,127,745 Pass 1,392,738 247,077 92,791 59,493 23,664 25,372 245,913 12,073 2,099,121 Pass-Watch 2 9,739 332 912 1,088 94 8,399 841 21,407 Substandard — 699 914 2,008 903 1,897 246 550 7,217 Real Estate - Construction $ 195,286 $ 338,611 $ 72,159 $ 60,550 $ — $ — $ 16,990 $ 44 $ 683,640 Residential $ 118,833 $ 80,459 $ 8,227 $ — $ — $ — $ 16,839 $ 44 $ 224,402 Pass 118,833 80,395 8,227 — — — 16,839 44 224,338 Pass-Watch — — — — — — — — — Substandard — 64 — — — — — — 64 Commercial $ 76,453 $ 258,152 $ 63,932 $ 60,550 $ — $ — $ 151 $ — $ 459,238 Pass 76,397 258,152 63,932 47,103 — — 151 — 445,735 Pass-Watch 56 — — 13,447 — — — — 13,503 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 57,467 $ 114,124 $ 65,789 $ 38,814 $ 18,428 $ 18,300 $ 18,558 $ 382 $ 331,862 Primary $ 4,833 $ 7,400 $ 7,845 $ 6,160 $ 881 $ 2,504 $ 362 $ — $ 29,985 Pass 4,833 7,400 7,820 6,160 818 2,486 362 — 29,879 Pass-Watch — — — — — 1 — — 1 Substandard — — 25 — 63 17 — — 105 Home Equity $ 149 $ 546 $ — $ — $ — $ — $ 11,524 $ — $ 12,219 Pass 149 546 — — — — 11,399 — 12,094 Pass-Watch — — — — — — 125 — 125 Substandard — — — — — — — — — Rental/Investment $ 20,737 $ 42,266 $ 34,586 $ 32,019 $ 17,032 $ 15,380 $ 1,271 $ 382 $ 163,673 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 20,737 40,933 34,081 30,537 16,771 14,552 1,171 382 159,164 Pass-Watch — 386 228 1,411 154 619 100 — 2,898 Substandard — 947 277 71 107 209 — — 1,611 Land Development $ 31,748 $ 63,912 $ 23,358 $ 635 $ 515 $ 416 $ 5,401 $ — $ 125,985 Pass 31,748 63,040 22,414 635 508 377 5,401 — 124,123 Pass-Watch — 243 944 — — 39 — — 1,226 Substandard — 629 — — 7 — — — 636 Real Estate - Commercial Mortgage $ 419,358 $ 856,931 $ 504,478 $ 450,579 $ 407,992 $ 365,134 $ 52,257 $ 19,010 $ 3,075,739 Owner-Occupied $ 107,866 $ 254,313 $ 220,155 $ 196,621 $ 142,016 $ 115,127 $ 22,217 $ 6,506 $ 1,064,821 Pass 102,967 249,778 208,899 189,281 134,801 108,918 17,887 6,506 1,019,037 Pass-Watch 4,225 4,116 7,731 2,796 3,222 4,614 3,457 — 30,161 Substandard 674 419 3,525 4,544 3,993 1,595 873 — 15,623 Non-Owner Occupied $ 293,527 $ 573,368 $ 269,220 $ 248,014 $ 260,506 $ 243,925 $ 26,759 $ 12,504 $ 1,927,823 Pass 271,244 569,207 259,989 236,138 259,636 232,876 26,075 12,381 1,867,546 Pass-Watch 22,283 3,927 9,231 10,280 870 10,122 684 123 57,520 Substandard — 234 — 1,596 — 927 — — 2,757 Land Development $ 17,965 $ 29,250 $ 15,103 $ 5,944 $ 5,470 $ 6,082 $ 3,281 $ — $ 83,095 Pass 16,095 29,250 13,451 5,944 3,703 6,082 3,281 — 77,806 Pass-Watch 1,870 — 1,652 — — — — — 3,522 Substandard — — — — 1,767 — — — 1,767 Installment loans to individuals $ 78 $ 6 $ — $ — $ — $ — $ — $ 20 $ 104 Pass 78 6 — — — — — 20 104 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,064,929 $ 1,567,187 $ 736,463 $ 612,356 $ 452,075 $ 410,797 $ 342,363 $ 32,920 $ 6,219,090 Pass 2,035,819 1,545,784 711,604 575,291 439,901 390,663 328,479 31,406 6,058,947 Pass-Watch 28,436 18,411 20,118 28,846 5,334 15,489 12,765 964 130,363 Substandard 674 2,992 4,741 8,219 6,840 4,645 1,119 550 29,780 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 21,544 $ 22,735 $ 14,112 $ 8,760 $ 4,142 $ 16,276 $ 200,554 $ 375 $ 288,498 Performing Loans 21,544 22,662 14,064 8,258 3,989 16,226 200,062 373 287,178 Non-Performing Loans — 73 48 502 153 50 492 2 1,320 Lease Financing Receivables $ 11,141 $ 36,646 $ 20,145 $ 5,661 $ 2,941 $ 4,245 $ — $ — $ 80,779 Performing Loans 11,141 36,646 20,145 5,661 2,790 4,245 — — 80,628 Non-Performing Loans — — — — 151 — — — 151 Real Estate - Construction $ 16,681 $ 48,457 $ 6,884 $ 657 $ 208 $ — $ 345 $ — $ 73,232 Residential $ 14,549 $ 45,678 $ 6,524 $ 430 $ 55 $ — $ 345 $ — $ 67,581 Performing Loans 14,549 45,678 6,524 430 55 — 345 — 67,581 Non-Performing Loans — — — — — — — — — Commercial $ 2,132 $ 2,779 $ 360 $ 227 $ 153 $ — $ — $ — $ 5,651 Performing Loans 2,132 2,779 360 227 153 — — — 5,651 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 209,952 $ 407,569 $ 330,969 $ 244,056 $ 132,063 $ 256,708 $ 426,732 $ 3,076 $ 2,011,125 Primary $ 188,179 $ 373,145 $ 303,324 $ 218,610 $ 116,618 $ 245,144 $ 1,120 $ 71 $ 1,446,211 Performing Loans 188,179 372,404 299,190 216,851 115,908 242,802 1,109 71 1,436,514 Non-Performing Loans — 741 4,134 1,759 710 2,342 11 — 9,697 Home Equity $ — $ 305 $ 381 $ 180 $ 45 $ 1,016 $ 423,956 $ 2,672 $ 428,555 Performing Loans — 305 381 180 45 897 423,796 2,287 427,891 Non-Performing Loans — — — — — 119 160 385 664 Rental/Investment $ 17,167 $ 26,557 $ 22,721 $ 22,654 $ 14,081 $ 9,399 $ 1,062 $ 333 $ 113,974 Performing Loans 17,167 26,451 22,721 22,528 14,034 9,244 1,062 333 113,540 Non-Performing Loans — 106 — 126 47 155 — — 434 Land Development $ 4,606 $ 7,562 $ 4,543 $ 2,612 $ 1,319 $ 1,149 $ 594 $ — $ 22,385 Performing Loans 4,606 7,555 4,531 2,578 1,319 1,149 594 — 22,332 Non-Performing Loans — 7 12 34 — — — — 53 Real Estate - Commercial Mortgage $ 39,693 $ 80,462 $ 65,961 $ 54,418 $ 42,739 $ 28,503 $ 12,589 $ 614 $ 324,979 Owner-Occupied $ 23,493 $ 48,772 $ 41,657 $ 35,457 $ 29,113 $ 19,714 $ 6,761 $ 409 $ 205,376 Performing Loans 23,493 48,720 41,443 35,271 28,987 19,078 6,761 409 204,162 Non-Performing Loans — 52 214 186 126 636 — — 1,214 Non-Owner Occupied $ 11,398 $ 21,426 $ 17,775 $ 15,171 $ 9,281 $ 5,919 $ 2,801 $ 150 $ 83,921 Performing Loans 11,398 21,426 17,714 15,171 9,281 5,535 2,801 150 83,476 Non-Performing Loans — — 61 — — 384 — — 445 Land Development $ 4,802 $ 10,264 $ 6,529 $ 3,790 $ 4,345 $ 2,870 $ 3,027 $ 55 $ 35,682 Performing Loans 4,802 10,245 6,529 3,780 4,345 2,849 3,027 55 35,632 Non-Performing Loans — 19 — 10 — 21 — — 50 Installment loans to individuals $ 55,095 $ 111,575 $ 19,074 $ 5,886 $ 3,453 $ 2,291 $ 10,919 $ 105 $ 208,398 Performing Loans 55,095 111,486 18,931 5,872 3,401 2,290 10,919 94 208,088 Non-Performing Loans — 89 143 14 52 1 — 11 310 Total loans not subject to risk rating $ 354,106 $ 707,444 $ 457,145 $ 319,438 $ 185,546 $ 308,023 $ 651,139 $ 4,170 $ 2,987,011 Performing Loans 354,106 706,357 452,533 316,807 184,307 304,315 650,476 3,772 2,972,673 Non-Performing Loans — 1,087 4,612 2,631 1,239 3,708 663 398 14,338 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ 742 $ 39,570 $ 36,382 $ 31,060 $ 32,779 $ 70,440 $ 1,620 $ 212,593 Pass — 742 25,777 28,743 29,527 28,470 57,591 1,246 172,096 Pass-Watch — — 11 1,471 45 1,203 2,082 128 4,940 Substandard — — 13,782 6,168 1,488 3,106 10,767 246 35,557 Real Estate - Construction $ — $ — $ 11,046 $ 9,315 $ 10,112 $ 3,763 $ — $ — $ 34,236 Residential $ — $ — $ 3,055 $ 210 $ 683 $ — $ — $ — $ 3,948 Pass — — 3,055 210 683 — — — 3,948 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 7,991 $ 9,105 $ 9,429 $ 3,763 $ — $ — $ 30,288 Pass — — 7,991 9,105 9,429 3,763 — — 30,288 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,517 $ 13,892 $ 2,726 $ 49,341 $ 2,072 $ 253 $ 84,801 Primary $ — $ — $ 7,913 $ 6,563 $ 626 $ 20,054 $ — $ — $ 35,156 Pass — — 6,634 6,563 613 14,781 — — 28,591 Pass-Watch — — — — — 319 — — 319 Substandard — — 1,279 — 13 4,954 — — 6,246 Home Equity $ — $ — $ — $ — $ — $ — $ 1,888 $ 253 $ 2,141 Pass — — — — — — 1,236 — 1,236 Pass-Watch — — — — — — 77 — 77 Substandard — — — — — — 575 253 828 Rental/Investment $ — $ — $ — $ 1,180 $ 833 $ 26,097 $ 184 $ — $ 28,294 Pass — — — 1,180 833 23,421 184 — 25,618 Pass-Watch — — — — — 210 — — 210 Substandard — — — — — 2,466 — — 2,466 Land Development $ — $ — $ 8,604 $ 6,149 $ 1,267 $ 3,190 $ — $ — $ 19,210 Pass — — 8,342 6,122 1,267 1,903 — — 17,634 Pass-Watch — — 262 — — — — — 262 Substandard — — — 27 — 1,287 — — 1,314 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ 86,409 $ 173,083 $ 185,955 $ 495,960 $ 22,383 $ 4,821 $ 968,611 Owner-Occupied $ — $ — $ 21,894 $ 42,531 $ 64,247 $ 223,581 $ 14,970 $ 2 $ 367,225 Pass — — 20,440 40,202 44,852 198,677 14,969 — 319,140 Pass-Watch — — 1,453 33 16,828 3,783 — — 22,097 Substandard — — 1 2,296 2,567 21,121 1 2 25,988 Non-Owner Occupied $ — $ — $ 57,176 $ 125,247 $ 118,697 $ 257,126 $ 6,701 $ 4,819 $ 569,766 Pass — — 37,368 115,056 118,697 241,071 6,701 4,819 523,712 Pass-Watch — — 3,442 2,521 — 4,465 — — 10,428 Substandard — — 16,366 7,670 — 11,590 — — 35,626 Land Development $ — $ — $ 7,339 $ 5,305 $ 3,011 $ 15,253 $ 712 $ — $ 31,620 Pass — — 6,465 5,251 2,827 8,353 598 — 23,494 Pass-Watch — — 874 54 45 5,501 114 — 6,588 Substandard — — — — 139 1,399 — — 1,538 Total loans subject to risk rating $ — $ 742 $ 153,542 $ 232,672 $ 229,853 $ 581,843 $ 94,895 $ 6,694 $ 1,300,241 Pass — 742 116,072 212,432 208,728 520,439 81,279 6,065 1,145,757 Pass-Watch — — 6,042 4,079 16,918 15,481 2,273 128 44,921 Substandard — — 31,428 16,161 4,207 45,923 11,343 501 109,563 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ — $ 26 $ 397 $ 356 $ 2,690 $ 9,241 $ 52 $ 12,762 Performing Loans — — 26 397 356 2,690 9,144 52 12,665 Non-Performing Loans — — — — — — 97 — 97 Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 3,535 $ 45,995 $ 35,822 $ 182,420 $ 90,241 $ 2,336 $ 360,725 Primary $ — $ 252 $ 2,292 $ 40,863 $ 33,404 $ 167,492 $ 461 $ 137 $ 244,901 Performing Loans — 252 2,181 40,099 33,380 161,495 461 51 237,919 Non-Performing Loans — — 111 764 24 5,997 — 86 6,982 Home Equity $ — $ — $ 745 $ 5,017 $ 1,887 $ 1,014 $ 89,691 $ 2,199 $ 100,553 Performing Loans — — 745 5,017 1,887 947 89,148 1,506 99,250 Non-Performing Loans — — — — — 67 543 693 1,303 Rental/Investment $ — $ 124 $ — $ 70 $ 211 $ 12,368 $ 89 $ — $ 12,862 Performing Loans — 124 — 70 211 12,219 89 — 12,713 Non-Performing Loans — — — — — 149 — — 149 Land Development $ — $ — $ 498 $ 45 $ 320 $ 1,546 $ — $ — $ 2,409 Performing Loans — — 498 — 76 1,546 — — 2,120 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Non-Performing Loans — — — 45 244 — — — 289 Real Estate - Commercial Mortgage $ — $ 342 $ 641 $ 925 $ 1,026 $ 36,776 $ 1,714 $ — $ 41,424 Owner-Occupied $ — $ — $ — $ 590 $ 691 $ 20,675 $ 1,296 $ — $ 23,252 Performing Loans — — — 590 691 20,471 1,296 — 23,048 Non-Performing Loans — — — — — 204 — — 204 Non-Owner Occupied $ — $ 342 $ 482 $ — $ 68 $ 11,763 $ 148 $ — $ 12,803 Performing Loans — 342 482 — 68 11,617 148 — 12,657 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 159 $ 335 $ 267 $ 4,338 $ 270 $ — $ 5,369 Performing Loans — — 159 335 267 4,190 270 — 5,221 Non-Performing Loans — — — — — 148 — — 148 Installment loans to individuals $ — $ — $ 47,185 $ 18,982 $ 1,474 $ 4,848 $ 3,514 $ 48 $ 76,051 Performing Loans — — 47,162 18,863 1,391 4,715 3,503 48 75,682 Non-Performing Loans — — 23 119 83 133 11 — 369 Total loans not subject to risk rating $ — $ 718 $ 51,387 $ 66,299 $ 38,678 $ 226,734 $ 104,710 $ 2,436 $ 490,962 Performing Loans — 718 51,253 65,371 38,327 219,890 104,059 1,657 481,275 Non-Performing Loans — — 134 928 351 6,844 651 779 9,687 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following tables present the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the date presented: Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Impaired loans	Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 5,746 $ 9 $ 5,773 $ 18 Lease financing 88 — 87 — Real estate – construction 9,015 105 8,986 210 Real estate – 1-4 family mortgage 10,584 51 10,640 103 Real estate – commercial mortgage 5,812 38 5,851 81 Installment loans to individuals 90 1 90 2 Total $ 31,335 $ 204 $ 31,427 $ 414 Loans formerly accounted for under ASC 310-20, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 2,979 $ 1,837 $ 901 $ 2,738 $ 212 Real estate – construction 3,269 2,499 772 3,271 16 Real estate – 1-4 family mortgage 7,464 2,801 3,772 6,573 17 Real estate – commercial mortgage 1,148 981 128 1,109 6 Installment loans to individuals 202 110 71 181 2 Totals $ 15,062 $ 8,228 $ 5,644 $ 13,872 $ 253 Loans formerly accounted for under ASC 310-30, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 49,162 $ 3,695 $ 25,843 $ 29,538 $ 292 Real estate – construction 882 — 863 863 — Real estate – 1-4 family mortgage 42,969 10,061 25,482 35,543 291 Real estate – commercial mortgage 119,929 52,501 50,632 103,133 1,386 Installment loans to individuals 5,411 640 2,547 3,187 2 Totals $ 218,353 $ 66,897 $ 105,367 $ 172,264 $ 1,971

Purchased Loans (Tables)

Purchased Loans (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,416,243 $ 1,052,353 Lease financing 84,271 85,700 Real estate – construction: Residential 291,983 272,643 Commercial 464,889 502,258 Total real estate – construction 756,872 774,901 Real estate – 1-4 family mortgage: Primary 1,476,196 1,449,219 Home equity 440,774 456,265 Rental/investment 277,647 291,931 Land development 148,370 152,711 Total real estate – 1-4 family mortgage 2,342,987 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,270,197 1,209,204 Non-owner occupied 2,011,744 1,803,587 Land development 118,777 116,085 Total real estate – commercial mortgage 3,400,718 3,128,876 Installment loans to individuals 208,502 199,843 Gross loans 9,209,593 7,591,799 Unearned income (3,492) (3,825) Loans, net of unearned income $ 9,206,101 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 225,355 $ 315,619 Real estate – construction: Residential 3,948 16,407 Commercial 30,288 35,175 Total real estate – construction 34,236 51,582 Real estate – 1-4 family mortgage: Primary 280,057 332,729 Home equity 102,694 117,275 Rental/investment 41,156 43,169 Land development 21,619 23,314 Total real estate – 1-4 family mortgage 445,526 516,487 Real estate – commercial mortgage: Owner-occupied 390,477 428,077 Non-owner occupied 582,569 647,308 Land development 36,989 40,004 Total real estate – commercial mortgage 1,010,035 1,115,389 Installment loans to individuals 76,051 102,587 Loans, net of unearned income $ 1,791,203 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,641,598 $ 1,367,972 Lease financing 84,271 85,700 Real estate – construction: Residential 295,931 289,050 Commercial 495,177 537,433 Total real estate – construction 791,108 826,483 Real estate – 1-4 family mortgage: Primary 1,756,253 1,781,948 Home equity 543,468 573,540 Rental/investment 318,803 335,100 Land development 169,989 176,025 Total real estate – 1-4 family mortgage 2,788,513 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,660,674 1,637,281 Non-owner occupied 2,594,313 2,450,895 Land development 155,766 156,089 Total real estate – commercial mortgage 4,410,753 4,244,265 Installment loans to individuals 284,553 302,430 Gross loans 11,000,796 9,693,463 Unearned income (3,492) (3,825) Loans, net of unearned income 10,997,304 9,689,638 Allowance for credit losses on loans (145,387) (52,162) Net loans $ 10,851,917 $ 9,637,476
Aging of past due and nonaccrual loans	The following table provides an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 576 $ 776 $ 2,411,443 $ 2,412,795 $ — $ 1,990 $ 1,458 $ 3,448 $ 2,416,243 Lease financing — — 84,120 84,120 — — 151 151 84,271 Real estate – construction: Residential 150 — 291,833 291,983 — — — — 291,983 Commercial — — 464,889 464,889 — — — — 464,889 Total real estate – construction 150 — 756,722 756,872 — — — — 756,872 Real estate – 1-4 family mortgage: Primary 3,464 2,453 1,463,010 1,468,927 206 2,907 4,156 7,269 1,476,196 Home equity 502 178 439,608 440,288 — 67 419 486 440,774 Rental/investment 304 248 276,631 277,183 — 457 7 464 277,647 Land development 32 — 148,286 148,318 — 18 34 52 148,370 Total real estate – 1-4 family mortgage 4,302 2,879 2,327,535 2,334,716 206 3,449 4,616 8,271 2,342,987 Real estate – commercial mortgage: Owner-occupied 419 106 1,265,911 1,266,436 99 3,103 559 3,761 1,270,197 Non-owner occupied 450 61 2,010,539 2,011,050 — 374 320 694 2,011,744 Land development 107 39 118,543 118,689 — 88 — 88 118,777 Total real estate – commercial mortgage 976 206 3,394,993 3,396,175 99 3,565 879 4,543 3,400,718 Installment loans to individuals 582 132 207,610 208,324 — 140 38 178 208,502 Unearned income — — (3,492) (3,492) — — — — (3,492) Loans, net of unearned income $ 6,586 $ 3,993 $ 9,178,931 $ 9,189,510 $ 305 $ 9,144 $ 7,142 $ 16,591 $ 9,206,101 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total loans, net $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2020 Commercial, financial, agricultural $ 161 $ 188 $ 218,892 $ 219,241 $ — $ 1,444 $ 4,670 $ 6,114 $ 225,355 Real estate – construction: Residential — — 3,948 3,948 — — — — 3,948 Commercial — — 30,288 30,288 — — — — 30,288 Total real estate – construction — — 34,236 34,236 — — — — 34,236 Real estate – 1-4 family mortgage: Primary 654 812 272,048 273,514 1,575 3,748 1,220 6,543 280,057 Home equity 224 154 100,915 101,293 137 476 788 1,401 102,694 Rental/investment 23 32 40,249 40,304 — 724 128 852 41,156 Land development — — 21,245 21,245 — 130 244 374 21,619 Total real estate – 1-4 family mortgage 901 998 434,457 436,356 1,712 5,078 2,380 9,170 445,526 Real estate – commercial mortgage: Owner-occupied 427 386 385,222 386,035 70 1,880 2,492 4,442 390,477 Non-owner occupied 55 518 581,143 581,716 10 697 146 853 582,569 Land development 50 — 36,457 36,507 — 235 247 482 36,989 Total real estate – commercial mortgage 532 904 1,002,822 1,004,258 80 2,812 2,885 5,777 1,010,035 Installment loans to individuals 1,495 68 74,188 75,751 34 117 149 300 76,051 Loans, net of unearned income $ 3,089 $ 2,158 $ 1,764,595 $ 1,769,842 $ 1,826 $ 9,451 $ 10,084 $ 21,361 $ 1,791,203 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total Loans, net $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Three months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Land development 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Six months ended June 30, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 3 305 304 Total 5 $ 492 $ 489 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 1,890 1,893 Three months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596 Number of Pre- Post- Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 2,114 2,008 Six months ended June 30, 2019 Commercial, financial, agricultural 1 $ 2,520 $ 2,520 Real estate – commercial mortgage 1 80 76 Total 2 $ 2,600 $ 2,596
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 26 6,951 Reclassified as performing restructured loan 2 188 Reductions due to: Reclassified as nonperforming (1) (90) Principal paydowns — (104) Totals at June 30, 2020 73 $ 11,624 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 7 2,154 Reductions due to: Reclassified to nonperforming loans (12) (2,449) Paid in full (2) (422) Charge-offs (1) (3) Principal paydowns — (101) Totals at June 30, 2020 46 $ 6,454
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 1,392,740 $ 257,515 $ 94,037 $ 62,413 $ 25,655 $ 27,363 $ 254,558 $ 13,464 $ 2,127,745 Pass 1,392,738 247,077 92,791 59,493 23,664 25,372 245,913 12,073 2,099,121 Pass-Watch 2 9,739 332 912 1,088 94 8,399 841 21,407 Substandard — 699 914 2,008 903 1,897 246 550 7,217 Real Estate - Construction $ 195,286 $ 338,611 $ 72,159 $ 60,550 $ — $ — $ 16,990 $ 44 $ 683,640 Residential $ 118,833 $ 80,459 $ 8,227 $ — $ — $ — $ 16,839 $ 44 $ 224,402 Pass 118,833 80,395 8,227 — — — 16,839 44 224,338 Pass-Watch — — — — — — — — — Substandard — 64 — — — — — — 64 Commercial $ 76,453 $ 258,152 $ 63,932 $ 60,550 $ — $ — $ 151 $ — $ 459,238 Pass 76,397 258,152 63,932 47,103 — — 151 — 445,735 Pass-Watch 56 — — 13,447 — — — — 13,503 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 57,467 $ 114,124 $ 65,789 $ 38,814 $ 18,428 $ 18,300 $ 18,558 $ 382 $ 331,862 Primary $ 4,833 $ 7,400 $ 7,845 $ 6,160 $ 881 $ 2,504 $ 362 $ — $ 29,985 Pass 4,833 7,400 7,820 6,160 818 2,486 362 — 29,879 Pass-Watch — — — — — 1 — — 1 Substandard — — 25 — 63 17 — — 105 Home Equity $ 149 $ 546 $ — $ — $ — $ — $ 11,524 $ — $ 12,219 Pass 149 546 — — — — 11,399 — 12,094 Pass-Watch — — — — — — 125 — 125 Substandard — — — — — — — — — Rental/Investment $ 20,737 $ 42,266 $ 34,586 $ 32,019 $ 17,032 $ 15,380 $ 1,271 $ 382 $ 163,673 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 20,737 40,933 34,081 30,537 16,771 14,552 1,171 382 159,164 Pass-Watch — 386 228 1,411 154 619 100 — 2,898 Substandard — 947 277 71 107 209 — — 1,611 Land Development $ 31,748 $ 63,912 $ 23,358 $ 635 $ 515 $ 416 $ 5,401 $ — $ 125,985 Pass 31,748 63,040 22,414 635 508 377 5,401 — 124,123 Pass-Watch — 243 944 — — 39 — — 1,226 Substandard — 629 — — 7 — — — 636 Real Estate - Commercial Mortgage $ 419,358 $ 856,931 $ 504,478 $ 450,579 $ 407,992 $ 365,134 $ 52,257 $ 19,010 $ 3,075,739 Owner-Occupied $ 107,866 $ 254,313 $ 220,155 $ 196,621 $ 142,016 $ 115,127 $ 22,217 $ 6,506 $ 1,064,821 Pass 102,967 249,778 208,899 189,281 134,801 108,918 17,887 6,506 1,019,037 Pass-Watch 4,225 4,116 7,731 2,796 3,222 4,614 3,457 — 30,161 Substandard 674 419 3,525 4,544 3,993 1,595 873 — 15,623 Non-Owner Occupied $ 293,527 $ 573,368 $ 269,220 $ 248,014 $ 260,506 $ 243,925 $ 26,759 $ 12,504 $ 1,927,823 Pass 271,244 569,207 259,989 236,138 259,636 232,876 26,075 12,381 1,867,546 Pass-Watch 22,283 3,927 9,231 10,280 870 10,122 684 123 57,520 Substandard — 234 — 1,596 — 927 — — 2,757 Land Development $ 17,965 $ 29,250 $ 15,103 $ 5,944 $ 5,470 $ 6,082 $ 3,281 $ — $ 83,095 Pass 16,095 29,250 13,451 5,944 3,703 6,082 3,281 — 77,806 Pass-Watch 1,870 — 1,652 — — — — — 3,522 Substandard — — — — 1,767 — — — 1,767 Installment loans to individuals $ 78 $ 6 $ — $ — $ — $ — $ — $ 20 $ 104 Pass 78 6 — — — — — 20 104 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,064,929 $ 1,567,187 $ 736,463 $ 612,356 $ 452,075 $ 410,797 $ 342,363 $ 32,920 $ 6,219,090 Pass 2,035,819 1,545,784 711,604 575,291 439,901 390,663 328,479 31,406 6,058,947 Pass-Watch 28,436 18,411 20,118 28,846 5,334 15,489 12,765 964 130,363 Substandard 674 2,992 4,741 8,219 6,840 4,645 1,119 550 29,780 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ 21,544 $ 22,735 $ 14,112 $ 8,760 $ 4,142 $ 16,276 $ 200,554 $ 375 $ 288,498 Performing Loans 21,544 22,662 14,064 8,258 3,989 16,226 200,062 373 287,178 Non-Performing Loans — 73 48 502 153 50 492 2 1,320 Lease Financing Receivables $ 11,141 $ 36,646 $ 20,145 $ 5,661 $ 2,941 $ 4,245 $ — $ — $ 80,779 Performing Loans 11,141 36,646 20,145 5,661 2,790 4,245 — — 80,628 Non-Performing Loans — — — — 151 — — — 151 Real Estate - Construction $ 16,681 $ 48,457 $ 6,884 $ 657 $ 208 $ — $ 345 $ — $ 73,232 Residential $ 14,549 $ 45,678 $ 6,524 $ 430 $ 55 $ — $ 345 $ — $ 67,581 Performing Loans 14,549 45,678 6,524 430 55 — 345 — 67,581 Non-Performing Loans — — — — — — — — — Commercial $ 2,132 $ 2,779 $ 360 $ 227 $ 153 $ — $ — $ — $ 5,651 Performing Loans 2,132 2,779 360 227 153 — — — 5,651 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 209,952 $ 407,569 $ 330,969 $ 244,056 $ 132,063 $ 256,708 $ 426,732 $ 3,076 $ 2,011,125 Primary $ 188,179 $ 373,145 $ 303,324 $ 218,610 $ 116,618 $ 245,144 $ 1,120 $ 71 $ 1,446,211 Performing Loans 188,179 372,404 299,190 216,851 115,908 242,802 1,109 71 1,436,514 Non-Performing Loans — 741 4,134 1,759 710 2,342 11 — 9,697 Home Equity $ — $ 305 $ 381 $ 180 $ 45 $ 1,016 $ 423,956 $ 2,672 $ 428,555 Performing Loans — 305 381 180 45 897 423,796 2,287 427,891 Non-Performing Loans — — — — — 119 160 385 664 Rental/Investment $ 17,167 $ 26,557 $ 22,721 $ 22,654 $ 14,081 $ 9,399 $ 1,062 $ 333 $ 113,974 Performing Loans 17,167 26,451 22,721 22,528 14,034 9,244 1,062 333 113,540 Non-Performing Loans — 106 — 126 47 155 — — 434 Land Development $ 4,606 $ 7,562 $ 4,543 $ 2,612 $ 1,319 $ 1,149 $ 594 $ — $ 22,385 Performing Loans 4,606 7,555 4,531 2,578 1,319 1,149 594 — 22,332 Non-Performing Loans — 7 12 34 — — — — 53 Real Estate - Commercial Mortgage $ 39,693 $ 80,462 $ 65,961 $ 54,418 $ 42,739 $ 28,503 $ 12,589 $ 614 $ 324,979 Owner-Occupied $ 23,493 $ 48,772 $ 41,657 $ 35,457 $ 29,113 $ 19,714 $ 6,761 $ 409 $ 205,376 Performing Loans 23,493 48,720 41,443 35,271 28,987 19,078 6,761 409 204,162 Non-Performing Loans — 52 214 186 126 636 — — 1,214 Non-Owner Occupied $ 11,398 $ 21,426 $ 17,775 $ 15,171 $ 9,281 $ 5,919 $ 2,801 $ 150 $ 83,921 Performing Loans 11,398 21,426 17,714 15,171 9,281 5,535 2,801 150 83,476 Non-Performing Loans — — 61 — — 384 — — 445 Land Development $ 4,802 $ 10,264 $ 6,529 $ 3,790 $ 4,345 $ 2,870 $ 3,027 $ 55 $ 35,682 Performing Loans 4,802 10,245 6,529 3,780 4,345 2,849 3,027 55 35,632 Non-Performing Loans — 19 — 10 — 21 — — 50 Installment loans to individuals $ 55,095 $ 111,575 $ 19,074 $ 5,886 $ 3,453 $ 2,291 $ 10,919 $ 105 $ 208,398 Performing Loans 55,095 111,486 18,931 5,872 3,401 2,290 10,919 94 208,088 Non-Performing Loans — 89 143 14 52 1 — 11 310 Total loans not subject to risk rating $ 354,106 $ 707,444 $ 457,145 $ 319,438 $ 185,546 $ 308,023 $ 651,139 $ 4,170 $ 2,987,011 Performing Loans 354,106 706,357 452,533 316,807 184,307 304,315 650,476 3,772 2,972,673 Non-Performing Loans — 1,087 4,612 2,631 1,239 3,708 663 398 14,338 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ 742 $ 39,570 $ 36,382 $ 31,060 $ 32,779 $ 70,440 $ 1,620 $ 212,593 Pass — 742 25,777 28,743 29,527 28,470 57,591 1,246 172,096 Pass-Watch — — 11 1,471 45 1,203 2,082 128 4,940 Substandard — — 13,782 6,168 1,488 3,106 10,767 246 35,557 Real Estate - Construction $ — $ — $ 11,046 $ 9,315 $ 10,112 $ 3,763 $ — $ — $ 34,236 Residential $ — $ — $ 3,055 $ 210 $ 683 $ — $ — $ — $ 3,948 Pass — — 3,055 210 683 — — — 3,948 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 7,991 $ 9,105 $ 9,429 $ 3,763 $ — $ — $ 30,288 Pass — — 7,991 9,105 9,429 3,763 — — 30,288 Pass-Watch — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 16,517 $ 13,892 $ 2,726 $ 49,341 $ 2,072 $ 253 $ 84,801 Primary $ — $ — $ 7,913 $ 6,563 $ 626 $ 20,054 $ — $ — $ 35,156 Pass — — 6,634 6,563 613 14,781 — — 28,591 Pass-Watch — — — — — 319 — — 319 Substandard — — 1,279 — 13 4,954 — — 6,246 Home Equity $ — $ — $ — $ — $ — $ — $ 1,888 $ 253 $ 2,141 Pass — — — — — — 1,236 — 1,236 Pass-Watch — — — — — — 77 — 77 Substandard — — — — — — 575 253 828 Rental/Investment $ — $ — $ — $ 1,180 $ 833 $ 26,097 $ 184 $ — $ 28,294 Pass — — — 1,180 833 23,421 184 — 25,618 Pass-Watch — — — — — 210 — — 210 Substandard — — — — — 2,466 — — 2,466 Land Development $ — $ — $ 8,604 $ 6,149 $ 1,267 $ 3,190 $ — $ — $ 19,210 Pass — — 8,342 6,122 1,267 1,903 — — 17,634 Pass-Watch — — 262 — — — — — 262 Substandard — — — 27 — 1,287 — — 1,314 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ 86,409 $ 173,083 $ 185,955 $ 495,960 $ 22,383 $ 4,821 $ 968,611 Owner-Occupied $ — $ — $ 21,894 $ 42,531 $ 64,247 $ 223,581 $ 14,970 $ 2 $ 367,225 Pass — — 20,440 40,202 44,852 198,677 14,969 — 319,140 Pass-Watch — — 1,453 33 16,828 3,783 — — 22,097 Substandard — — 1 2,296 2,567 21,121 1 2 25,988 Non-Owner Occupied $ — $ — $ 57,176 $ 125,247 $ 118,697 $ 257,126 $ 6,701 $ 4,819 $ 569,766 Pass — — 37,368 115,056 118,697 241,071 6,701 4,819 523,712 Pass-Watch — — 3,442 2,521 — 4,465 — — 10,428 Substandard — — 16,366 7,670 — 11,590 — — 35,626 Land Development $ — $ — $ 7,339 $ 5,305 $ 3,011 $ 15,253 $ 712 $ — $ 31,620 Pass — — 6,465 5,251 2,827 8,353 598 — 23,494 Pass-Watch — — 874 54 45 5,501 114 — 6,588 Substandard — — — — 139 1,399 — — 1,538 Total loans subject to risk rating $ — $ 742 $ 153,542 $ 232,672 $ 229,853 $ 581,843 $ 94,895 $ 6,694 $ 1,300,241 Pass — 742 116,072 212,432 208,728 520,439 81,279 6,065 1,145,757 Pass-Watch — — 6,042 4,079 16,918 15,481 2,273 128 44,921 Substandard — — 31,428 16,161 4,207 45,923 11,343 501 109,563 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2020 Commercial, Financial, Agricultural $ — $ — $ 26 $ 397 $ 356 $ 2,690 $ 9,241 $ 52 $ 12,762 Performing Loans — — 26 397 356 2,690 9,144 52 12,665 Non-Performing Loans — — — — — — 97 — 97 Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 376 $ 3,535 $ 45,995 $ 35,822 $ 182,420 $ 90,241 $ 2,336 $ 360,725 Primary $ — $ 252 $ 2,292 $ 40,863 $ 33,404 $ 167,492 $ 461 $ 137 $ 244,901 Performing Loans — 252 2,181 40,099 33,380 161,495 461 51 237,919 Non-Performing Loans — — 111 764 24 5,997 — 86 6,982 Home Equity $ — $ — $ 745 $ 5,017 $ 1,887 $ 1,014 $ 89,691 $ 2,199 $ 100,553 Performing Loans — — 745 5,017 1,887 947 89,148 1,506 99,250 Non-Performing Loans — — — — — 67 543 693 1,303 Rental/Investment $ — $ 124 $ — $ 70 $ 211 $ 12,368 $ 89 $ — $ 12,862 Performing Loans — 124 — 70 211 12,219 89 — 12,713 Non-Performing Loans — — — — — 149 — — 149 Land Development $ — $ — $ 498 $ 45 $ 320 $ 1,546 $ — $ — $ 2,409 Performing Loans — — 498 — 76 1,546 — — 2,120 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Non-Performing Loans — — — 45 244 — — — 289 Real Estate - Commercial Mortgage $ — $ 342 $ 641 $ 925 $ 1,026 $ 36,776 $ 1,714 $ — $ 41,424 Owner-Occupied $ — $ — $ — $ 590 $ 691 $ 20,675 $ 1,296 $ — $ 23,252 Performing Loans — — — 590 691 20,471 1,296 — 23,048 Non-Performing Loans — — — — — 204 — — 204 Non-Owner Occupied $ — $ 342 $ 482 $ — $ 68 $ 11,763 $ 148 $ — $ 12,803 Performing Loans — 342 482 — 68 11,617 148 — 12,657 Non-Performing Loans — — — — — 146 — — 146 Land Development $ — $ — $ 159 $ 335 $ 267 $ 4,338 $ 270 $ — $ 5,369 Performing Loans — — 159 335 267 4,190 270 — 5,221 Non-Performing Loans — — — — — 148 — — 148 Installment loans to individuals $ — $ — $ 47,185 $ 18,982 $ 1,474 $ 4,848 $ 3,514 $ 48 $ 76,051 Performing Loans — — 47,162 18,863 1,391 4,715 3,503 48 75,682 Non-Performing Loans — — 23 119 83 133 11 — 369 Total loans not subject to risk rating $ — $ 718 $ 51,387 $ 66,299 $ 38,678 $ 226,734 $ 104,710 $ 2,436 $ 490,962 Performing Loans — 718 51,253 65,371 38,327 219,890 104,059 1,657 481,275 Non-Performing Loans — — 134 928 351 6,844 651 779 9,687 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans,” and is applicable to these tables. The following table presents the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following tables present the Company’s loan portfolio by internal risk-rating grades as of the date presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the date presented: Performing Non- Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Impaired loans	Loans formerly accounted for under FASB ASC 310-20, “Nonrefundable Fees and Other Cost” (“ASC 310-20”), and which are impaired loans recognized in conformity with ASC 310, “Receivables” (“ASC 310”), segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 6,623 $ 5,722 $ — $ 5,722 $ 1,222 Lease financing 226 226 — 226 3 Real estate – construction 9,145 — 9,145 9,145 — Real estate – 1-4 family mortgage 14,018 13,689 — 13,689 143 Real estate – commercial mortgage 11,067 7,361 1,080 8,441 390 Installment loans to individuals 91 84 — 84 1 Totals $ 41,170 $ 27,082 $ 10,225 $ 37,307 $ 1,759 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 5,746 $ 9 $ 5,773 $ 18 Lease financing 88 — 87 — Real estate – construction 9,015 105 8,986 210 Real estate – 1-4 family mortgage 10,584 51 10,640 103 Real estate – commercial mortgage 5,812 38 5,851 81 Installment loans to individuals 90 1 90 2 Total $ 31,335 $ 204 $ 31,427 $ 414 Loans formerly accounted for under ASC 310-20, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 2,979 $ 1,837 $ 901 $ 2,738 $ 212 Real estate – construction 3,269 2,499 772 3,271 16 Real estate – 1-4 family mortgage 7,464 2,801 3,772 6,573 17 Real estate – commercial mortgage 1,148 981 128 1,109 6 Installment loans to individuals 202 110 71 181 2 Totals $ 15,062 $ 8,228 $ 5,644 $ 13,872 $ 253 Loans formerly accounted for under ASC 310-30, and which are impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the date presented: Unpaid Recorded Recorded Total Related December 31, 2019 Commercial, financial, agricultural $ 49,162 $ 3,695 $ 25,843 $ 29,538 $ 292 Real estate – construction 882 — 863 863 — Real estate – 1-4 family mortgage 42,969 10,061 25,482 35,543 291 Real estate – commercial mortgage 119,929 52,501 50,632 103,133 1,386 Installment loans to individuals 5,411 640 2,547 3,187 2 Totals $ 218,353 $ 66,897 $ 105,367 $ 172,264 $ 1,971
Investment and interest income recognized on impaired loans	The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-20 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 1,010 $ 2 $ 941 $ 4 Real estate – construction 256 — 256 3 Real estate – 1-4 family mortgage 5,415 36 5,450 66 Real estate – commercial mortgage 2,082 12 2,109 25 Installment loans to individuals 370 — 372 — Total $ 9,133 $ 50 $ 9,128 $ 98 The following table presents the average recorded investment and interest income recognized on loans formerly accounted for under ASC 310-30 and which are impaired loans for the period presented: Three Months Ended Six Months Ended June 30, 2019 June 30, 2019 Average Interest Average Interest Commercial, financial, agricultural $ 23,976 $ 388 $ 25,667 $ 863 Real estate – construction — — — — Real estate – 1-4 family mortgage 43,011 571 43,360 1,161 Real estate – commercial mortgage 122,455 1,674 123,526 3,474 Installment loans to individuals 3,560 95 3,780 201 Total $ 193,002 $ 2,728 $ 196,333 $ 5,699
Loans acquired with deteriorated credit quality	Loans purchased in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the date presented: Total Purchased Credit Deteriorated Loans December 31, 2019 Commercial, financial, agricultural $ 29,538 Real estate – construction 863 Real estate – 1-4 family mortgage 35,543 Real estate – commercial mortgage 103,133 Installment loans to individuals 3,187 Total $ 172,264

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,416,243 $ 1,052,353 Lease financing 84,271 85,700 Real estate – construction: Residential 291,983 272,643 Commercial 464,889 502,258 Total real estate – construction 756,872 774,901 Real estate – 1-4 family mortgage: Primary 1,476,196 1,449,219 Home equity 440,774 456,265 Rental/investment 277,647 291,931 Land development 148,370 152,711 Total real estate – 1-4 family mortgage 2,342,987 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,270,197 1,209,204 Non-owner occupied 2,011,744 1,803,587 Land development 118,777 116,085 Total real estate – commercial mortgage 3,400,718 3,128,876 Installment loans to individuals 208,502 199,843 Gross loans 9,209,593 7,591,799 Unearned income (3,492) (3,825) Loans, net of unearned income $ 9,206,101 $ 7,587,974 The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 225,355 $ 315,619 Real estate – construction: Residential 3,948 16,407 Commercial 30,288 35,175 Total real estate – construction 34,236 51,582 Real estate – 1-4 family mortgage: Primary 280,057 332,729 Home equity 102,694 117,275 Rental/investment 41,156 43,169 Land development 21,619 23,314 Total real estate – 1-4 family mortgage 445,526 516,487 Real estate – commercial mortgage: Owner-occupied 390,477 428,077 Non-owner occupied 582,569 647,308 Land development 36,989 40,004 Total real estate – commercial mortgage 1,010,035 1,115,389 Installment loans to individuals 76,051 102,587 Loans, net of unearned income $ 1,791,203 $ 2,101,664 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2019 Commercial, financial, agricultural $ 2,641,598 $ 1,367,972 Lease financing 84,271 85,700 Real estate – construction: Residential 295,931 289,050 Commercial 495,177 537,433 Total real estate – construction 791,108 826,483 Real estate – 1-4 family mortgage: Primary 1,756,253 1,781,948 Home equity 543,468 573,540 Rental/investment 318,803 335,100 Land development 169,989 176,025 Total real estate – 1-4 family mortgage 2,788,513 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,660,674 1,637,281 Non-owner occupied 2,594,313 2,450,895 Land development 155,766 156,089 Total real estate – commercial mortgage 4,410,753 4,244,265 Installment loans to individuals 284,553 302,430 Gross loans 11,000,796 9,693,463 Unearned income (3,492) (3,825) Loans, net of unearned income 10,997,304 9,689,638 Allowance for credit losses on loans (145,387) (52,162) Net loans $ 10,851,917 $ 9,637,476
Roll forward of the allowance for loan losses	The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the period presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Charge-offs (1,156) (532) (142) — — (1,736) (3,566) Recoveries 108 — 48 41 5 1,666 1,868 Net (charge-offs) recoveries (1,048) (532) (94) 41 5 (70) (1,698) Provision for credit losses on loans 5,796 2,146 2,175 15,783 219 781 26,900 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Six Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,549) (532) (363) (2,047) — (4,424) (8,915) Recoveries 298 — 136 1,740 10 4,222 6,406 Net (charge-offs) recoveries (1,251) (532) (227) (307) 10 (202) (2,509) Provision for credit losses on loans 9,927 4,536 5,500 31,085 371 1,831 53,250 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Period-End Amount Allocated to: Individually evaluated $ 3,882 $ — $ 378 $ 550 $ — $ 270 $ 5,080 Collectively evaluated 26,803 12,538 29,023 59,511 1,812 10,620 140,307 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Loans: Individually evaluated $ 9,736 $ — $ 5,142 $ 7,883 $ — $ 626 $ 23,387 Collectively evaluated 2,631,862 791,108 2,783,371 4,402,870 80,779 283,927 10,973,917 Ending balance $ 2,641,598 $ 791,108 $ 2,788,513 $ 4,410,753 $ 80,779 $ 284,553 $ 10,997,304 Nonaccruing loans with no allowance for credit losses $ 720 $ — $ 2,503 $ 3,910 $ — $ 2 $ 7,135 The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the period presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Three Months Ended June 30, 2019 Allowance for credit losses: Beginning balance $ 9,622 $ 4,778 $ 9,491 $ 24,643 $ 1,301 $ 49,835 Charge-offs (694) — (378) (167) (212) (1,451) Recoveries 241 — 115 366 53 775 Net (charge-offs) recoveries (453) — (263) 199 (159) (676) Provision for credit losses on loans 365 524 388 (540) 163 900 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 Six Months Ended June 30, 2019 Allowance for credit losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (952) — (875) (729) (432) (2,988) Recoveries 615 7 312 611 76 1,621 Net (charge-offs) recoveries (337) 7 (563) (118) (356) (1,367) Provision for credit losses on loans 1,602 540 40 (72) 290 2,400 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,191 $ 8 $ 188 $ 482 $ 4 $ 1,873 Collectively evaluated for impairment 8,172 5,294 8,913 21,842 1,299 45,520 Purchased with deteriorated credit quality 171 — 515 1,978 2 2,666 Ending balance $ 9,534 $ 5,302 $ 9,616 $ 24,302 $ 1,305 $ 50,059 (1) Includes lease financing receivables.
Investment in loans, net of unearned income on impairment methodology	Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Purchased with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables.
Unfunded Loan Commitments, Allowance for Credit Losses	Three Months Ended June 30, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 14,735 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 2,600 Ending balance $ 17,335 Six Months Ended June 30, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 6,000 Ending balance $ 17,335

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	6 Months Ended
	Jun. 30, 2020
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total June 30, 2020 Residential real estate $ 361 $ 540 $ 901 Commercial real estate 1,356 1,158 2,514 Residential land development 533 2,507 3,040 Commercial land development 2,181 489 2,670 Total $ 4,431 $ 4,694 $ 9,125 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2020 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 791 3,468 4,259 Impairments (588) (239) (827) Dispositions (1,020) (1,297) (2,317) Balance at June 30, 2020 $ 4,431 $ 4,694 $ 9,125
Components of OREO in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Repairs and maintenance $ 85 $ 116 $ 170 $ 211 Property taxes and insurance 16 19 149 126 Impairments 630 140 827 868 Net (gains) losses on OREO sales (101) (19) (89) 60 Rental income (10) (4) (19) (9) Total $ 620 $ 252 $ 1,038 $ 1,256

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the six months ended June 30, 2020 were as follows: Community Banks Insurance Total Balance at January 1, 2020 $ 936,916 $ 2,767 $ 939,683 Addition to goodwill from acquisition — — — Balance at June 30, 2020 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying June 30, 2020 Core deposit intangibles $ 82,492 $ (50,238) $ 32,254 Customer relationship intangible 2,470 (1,193) 1,277 Total finite-lived intangible assets $ 84,962 $ (51,431) $ 33,531 December 31, 2019 Core deposit intangibles $ 82,492 $ (46,599) $ 35,893 Customer relationship intangible 2,470 (1,103) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702) $ 37,260
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Amortization expense for: Core deposit intangibles $ 1,789 $ 2,020 $ 3,639 $ 4,097 Customer relationship intangible 45 33 90 66 Total intangible amortization $ 1,834 $ 2,053 $ 3,729 $ 4,163
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2020 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2020 $ 6,939 $ 181 $ 7,120 2021 5,860 181 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2020
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2020 $ 53,208 Capitalization 19,425 Amortization (6,637) Valuation adjustment (14,522) Balance at June 30, 2020 $ 51,474
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: June 30, 2020 December 31, 2019 Unpaid principal balance $ 5,942,477 $ 4,871,155 Weighted-average prepayment speed (CPR) 14.67 % 11.48 % Estimated impact of a 10% increase $ (1,793) $ (2,469) Estimated impact of a 20% increase (3,464) (4,774) Discount rate 9.88 % 9.69 % Estimated impact of a 10% increase $ (4,685) $ (2,027) Estimated impact of a 20% increase (6,176) (3,908) Weighted-average coupon interest rate 3.85 % 4.04 % Weighted-average servicing fee (basis points) 29.71 29.20 Weighted-average remaining maturity (in years) 5.29 6.35

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2020
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended June 30, June 30, 2020 2019 2020 2019 Service cost $ — $ — $ 1 $ 1 Interest cost 250 315 2 8 Expected return on plan assets (413) (362) — — Recognized actuarial loss (gain) 96 135 (27) 3 Net periodic (return) benefit cost $ (67) $ 88 $ (24) $ 12 Pension Benefits Other Benefits Six Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Service cost $ — $ — $ 3 $ 3 Interest cost 492 588 7 16 Expected return on plan assets (826) (725) — — Recognized actuarial loss (gain) 175 221 (45) (11) Net periodic (return) benefit cost $ (159) $ 84 $ (35) $ 8
Summary of the changes in stock options and restricted stock	The following table summarizes information about options outstanding, exercised and forfeited as of and for the six months ended June 30, 2020: Shares Weighted Average Exercise Price Options outstanding at beginning of period 29,250 $ 15.86 Granted — — Exercised — — Forfeited — — Options outstanding at end of period 29,250 $ 15.86 The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2020: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 235,293 34.35 Vested — — (124,094) 38.37 Cancelled (2,233) 33.70 (30,645) 37.16 Nonvested at end of period 194,915 $ 34.60 581,486 $ 35.06

Derivative Instruments (Tables)

Derivative Instruments (Tables)	6 Months Ended
	Jun. 30, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides details on the Company’s derivative financial instruments as of the dates presented: Fair Value Balance Sheet June 30, December 31, 2019 Derivative assets: Not designated as hedging instruments: Interest rate contracts Other Assets $ 11,615 $ 3,880 Interest rate lock commitments Other Assets 29,367 4,579 Forward commitments Other Assets — 39 Totals $ 40,982 $ 8,498 Derivative liabilities: Designated as hedging instruments: Interest rate swaps Other Liabilities $ 10,113 $ 5,021 Totals $ 10,113 $ 5,021 Not designated as hedging instruments: Interest rate contracts Other Liabilities $ 11,615 $ 3,880 Interest rate lock commitments Other Liabilities — 3 Forward commitments Other Liabilities 5,206 1,096 Totals $ 16,821 $ 4,979
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2020 2019 2020 2019 Derivatives not designated as hedging instruments: Interest rate contracts: Included in interest income on loans $ 523 $ 989 $ 1,259 $ 2,035 Interest rate lock commitments: Included in mortgage banking income 2,924 2,176 24,745 3,398 Forward commitments Included in mortgage banking income 11,321 (1,421) (4,149) (520) Total $ 14,768 $ 1,744 $ 21,855 $ 4,913
Gross and net derivative positions, including pledged collateral	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2019 June 30, December 31, 2019 Gross amounts recognized $ 2 $ 61 $ 27,463 $ 9,974 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 2 61 27,463 9,974 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 2 61 2 61 Financial collateral pledged — — 19,385 8,698 Net amounts $ — $ — $ 8,076 $ 1,215

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. June 30, December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 39,448 $ 14,304 Loans 11,336 10,284 Deferred compensation 10,390 12,050 Impairment of assets 1,353 1,108 Net operating loss carryforwards 4,785 9,387 Lease liabilities under operating leases 22,357 22,686 Other 1,782 934 Total deferred tax assets 91,451 70,753 Deferred tax liabilities Net unrealized gains on securities 5,507 190 Investment in partnerships 807 967 Fixed assets 2,951 2,952 Mortgage servicing rights 13,027 13,472 Junior subordinated debt 2,260 2,304 Lease right-of-use asset 21,354 21,727 Other 1,615 1,859 Total deferred tax liabilities 47,521 43,471 Net deferred tax assets $ 43,930 $ 27,282

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2020 Financial assets: Trust preferred securities $ — $ — $ 7,679 $ 7,679 Other available for sale securities — 1,295,815 — 1,295,815 Total securities available for sale — 1,295,815 7,679 1,303,494 Derivative instruments — 40,982 — 40,982 Mortgage loans held for sale in loans held for sale — 339,747 — 339,747 Total financial assets $ — $ 1,676,544 $ 7,679 $ 1,684,223 Financial liabilities: Derivative instruments: $ — $ 26,934 $ — $ 26,934 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2020 2019 Three Months Ended June 30, 2020 Trust preferred Trust preferred Three Months Ended June 30, Balance at beginning of period $ 8,604 $ 10,246 Accretion included in net income 9 9 Unrealized losses included in other comprehensive income (903) 154 Settlements (31) (23) Balance at end of period $ 7,679 $ 10,386 Six Months Ended June 30, Balance at beginning of period $ 9,986 $ 10,633 Accretion included in net income 18 18 Unrealized losses included in other comprehensive income (2,222) (133) Settlements (103) (132) Balance at end of period $ 7,679 $ 10,386
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on recurring basis	The following table presents information as of June 30, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a recurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Trust preferred securities $ 7,679 Discounted cash flows Default rate 0-100%
Assets measured at fair value on a nonrecurring basis	The following table provides the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2020 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 7,479 $ 7,479 OREO — — 1,550 1,550 Mortgage servicing rights — — 51,474 51,474 Total $ — $ — $ 60,503 $ 60,503 December 31, 2019 Level 1 Level 2 Level 3 Totals Impaired loans $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2019 Carrying amount prior to remeasurement $ 2,154 $ 3,726 Impairment recognized in results of operations (604) (906) Fair value $ 1,550 $ 2,820
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of June 30, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Impaired loans $ 7,479 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO 1,550 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of June 30, 2020 and December 31, 2019: Aggregate Aggregate Difference June 30, 2020 Mortgage loans held for sale measured at fair value $ 339,747 $ 320,018 $ 19,729 December 31, 2019 Mortgage loans held for sale measured at fair value $ 318,272 $ 308,160 $ 10,112
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 616,903 $ 616,903 $ — $ — $ 616,903 Securities available for sale 1,303,494 — 1,295,815 7,679 1,303,494 Loans held for sale 339,747 — 339,747 — 339,747 Loans, net 10,851,917 — — 10,646,335 10,646,335 Mortgage servicing rights 51,474 — — 51,474 51,474 Derivative instruments 40,982 — 40,982 — 40,982 Financial liabilities Deposits $ 11,846,358 $ 9,860,461 $ 2,008,383 $ — $ 11,868,844 Short-term borrowings 341,810 341,810 — — 341,810 Federal Home Loan Bank advances 152,250 — 158,173 — 158,173 Junior subordinated debentures 110,505 — 89,591 — 89,591 Subordinated notes 113,925 — 111,550 — 111,550 Derivative instruments 26,934 — 26,934 — 26,934 Fair Value As of December 31, 2019 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income (Tab

Other Comprehensive Income (Tables)	6 Months Ended
	Jun. 30, 2020
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 3,496 $ 893 $ 2,603 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 3,465 885 2,580 Derivative instruments: Unrealized holding losses on derivative instruments (1,064) (271) (793) Total derivative instruments (1,064) (271) (793) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 68 17 51 Total defined benefit pension and post-retirement benefit plans 68 17 51 Total other comprehensive income $ 2,469 $ 631 $ 1,838 Three months ended June 30, 2019 Securities available for sale: Unrealized holding gains on securities $ 12,599 $ 3,206 $ 9,393 Reclassification adjustment for losses realized in net income 8 2 6 Total securities available for sale 12,607 3,208 9,399 Derivative instruments: Unrealized holding losses on derivative instruments (2,067) (526) (1,541) Total derivative instruments (2,067) (526) (1,541) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 137 35 102 Total defined benefit pension and post-retirement benefit plans 137 35 102 Total other comprehensive income $ 10,677 $ 2,717 $ 7,960 Pre-Tax Tax Expense Net of Tax Six months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 25,885 $ 6,588 $ 19,297 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 25,854 6,580 19,274 Derivative instruments: Unrealized holding losses on derivative instruments (5,092) (1,296) (3,796) Total derivative instruments (5,092) (1,296) (3,796) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 33 97 Total defined benefit pension and post-retirement benefit plans 130 33 97 Total other comprehensive income $ 20,892 $ 5,317 $ 15,575 Six months ended June 30, 2019 Securities available for sale: Unrealized holding losses on securities $ 27,780 $ 7,070 $ 20,710 Reclassification adjustment for gains realized in net income (5) (1) (4) Total securities available for sale 27,775 7,069 20,706 Derivative instruments: Unrealized holding losses on derivative instruments (3,294) (838) (2,456) Total derivative instruments (3,294) (838) (2,456) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 209 53 156 Total defined benefit pension and post-retirement benefit plans 209 53 156 Total other comprehensive income $ 24,690 $ 6,284 $ 18,406
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: June 30, December 31, 2019 Unrealized gains on securities $ 40,837 $ 21,563 Non-credit related portion of previously recorded other-than-temporary impairment on securities (11,319) (11,319) Unrealized losses on derivative instruments (6,643) (2,847) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (6,536) (6,633) Total accumulated other comprehensive income $ 16,339 $ 764

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2020 2019 Basic Net income applicable to common stock $ 20,130 $ 46,625 Average common shares outstanding 56,165,452 58,461,024 Net income per common share - basic $ 0.36 $ 0.80 Diluted Net income applicable to common stock $ 20,130 $ 46,625 Average common shares outstanding 56,165,452 58,461,024 Effect of dilutive stock-based compensation 160,024 157,952 Average common shares outstanding - diluted 56,325,476 58,618,976 Net income per common share - diluted $ 0.36 $ 0.80 Six Months Ended June 30, 2020 2019 Basic Net income applicable to common stock $ 22,138 $ 91,735 Average common shares outstanding 56,350,134 58,523,007 Net income per common share - basic $ 0.39 $ 1.57 Diluted Net income applicable to common stock $ 22,138 $ 91,735 Average common shares outstanding 56,350,134 58,523,007 Effect of dilutive stock-based compensation 164,465 146,049 Average common shares outstanding - diluted 56,514,599 58,669,056 Net income per common share - diluted $ 0.39 $ 1.56
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2020 2019 Number of shares 264,183 4,524 Exercise prices (for stock option awards) — — Six Months Ended June 30, 2020 2019 Number of shares 247,093 643 Exercise prices (for stock option awards) — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2020
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: June 30, 2020 December 31, 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,253,267 9.12 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,146,354 10.69 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,253,267 11.69 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,470,733 13.72 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,320,611 9.62 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,320,611 12.33 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,320,611 12.33 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,424,377 13.30 % 1,388,553 13.36 %

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended June 30, 2020 Net interest income (loss) $ 108,110 $ 111 $ 397 $ (2,836) $ 105,782 Provision for loan losses 26,861 — 39 — 26,900 Noninterest income 58,115 2,153 4,312 (410) 64,170 Noninterest expense 112,776 1,848 3,452 209 118,285 Income (loss) before income taxes 26,588 416 1,218 (3,455) 24,767 Income tax expense (benefit) 5,425 111 — (899) 4,637 Net income (loss) $ 21,163 $ 305 $ 1,218 $ (2,556) $ 20,130 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended June 30, 2019 Net interest income (loss) $ 115,664 $ 171 $ 409 $ (3,444) $ 112,800 Provision for loan losses 900 — — — 900 Noninterest income 36,293 2,222 3,890 (445) 41,960 Noninterest expense 87,596 1,898 3,464 332 93,290 Income (loss) before income taxes 63,461 495 835 (4,221) 60,570 Income tax expense (benefit) 14,910 128 — (1,093) 13,945 Net income (loss) $ 48,551 $ 367 $ 835 $ (3,128) $ 46,625 Total assets $ 12,790,623 $ 26,722 $ 61,363 $ 13,945 $ 12,892,653 Goodwill $ 930,204 $ 2,767 — — $ 932,971 Community Insurance Wealth Other Consolidated Six months ended June 30, 2020 Net interest income (loss) $ 216,970 $ 298 $ 847 $ (5,731) $ 212,384 Provision for credit losses on loans 53,073 — 177 — 53,250 Noninterest income (loss) 88,798 5,093 8,656 (807) 101,740 Noninterest expense (benefit) 222,060 3,734 7,397 135 233,326 Income (loss) before income taxes 30,635 1,657 1,929 (6,673) 27,548 Income tax expense (benefit) 6,705 441 — (1,736) 5,410 Net income (loss) $ 23,930 $ 1,216 $ 1,929 $ (4,937) $ 22,138 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Six months ended June 30, 2019 Net interest income (loss) $ 231,722 $ 339 $ 759 $ (6,873) $ 225,947 Provision for credit losses on loans 2,400 — — — 2,400 Noninterest income 65,878 5,101 7,549 (683) 77,845 Noninterest expense 170,909 3,713 6,912 588 182,122 Income (loss) before income taxes 124,291 1,727 1,396 (8,144) 119,270 Income tax expense (benefit) 29,196 448 — (2,109) 27,535 Net income (loss) $ 95,095 $ 1,279 $ 1,396 $ (6,035) $ 91,735 Total assets $ 12,790,623 $ 26,722 $ 61,363 $ 13,945 $ 12,892,653 Goodwill $ 930,204 $ 2,767 $ — $ — $ 932,971

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2019	Jun. 30, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining purchase discount on loans	$ 50,958
Interest receivable			$ 50,983
Accounting standards update [Extensible List]		us-gaap:AccountingStandardsUpdate201613Member
Cumulative Effect, Period Of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Remaining purchase discount on loans	$ (5,469)

Summary of Significant Accoun_5

Summary of Significant Accounting Policies - CECL Adjustments (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jun. 30, 2020	Jan. 01, 2020
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	$ (52,162)	$ (145,387)
Deferred tax assets, net	27,282	43,930
Remaining purchase discount on loans	(50,958)
Reserve for unfunded commitments	946
Retained earnings	617,355	$ 579,314
Cumulative Effect, Period Of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	(42,484)		$ (42,484)
Deferred tax assets, net	12,305
Remaining purchase discount on loans	5,469
Reserve for unfunded commitments	10,389
Retained earnings	(35,099)
Cumulative Effect, Period Of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	(94,646)
Deferred tax assets, net	39,587
Remaining purchase discount on loans	(45,489)
Reserve for unfunded commitments	11,335
Retained earnings	$ 582,256

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 1,263,898	$ 1,276,871
Gross Unrealized Gains	45,083	18,620
Gross Unrealized Losses	(5,487)	(4,878)
Allowance for Credit Losses	0
Fair Value	1,303,494	1,290,613
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	7,586	498
Gross Unrealized Gains	53	1
Gross Unrealized Losses	0	0
Allowance for Credit Losses	0
Fair Value	7,639	499
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	2,509	2,518
Gross Unrealized Gains	21	16
Gross Unrealized Losses	0	(3)
Allowance for Credit Losses	0
Fair Value	2,530	2,531
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	263,618	218,362
Gross Unrealized Gains	10,170	5,134
Gross Unrealized Losses	(817)	(365)
Allowance for Credit Losses	0
Fair Value	272,971	223,131
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost	12,068	12,153
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,389)	(2,167)
Allowance for Credit Losses	0
Fair Value	7,679	9,986
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	58,642	55,364
Gross Unrealized Gains	2,440	1,133
Gross Unrealized Losses	(212)	(132)
Allowance for Credit Losses	0
Fair Value	60,870	56,365
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	659,279	708,970
Gross Unrealized Gains	24,887	8,951
Gross Unrealized Losses	(1)	(1,816)
Allowance for Credit Losses	0
Fair Value	684,165	716,105
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	32,706	30,372
Gross Unrealized Gains	1,712	659
Gross Unrealized Losses	(1)	(24)
Allowance for Credit Losses	0
Fair Value	34,417	31,007
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	137,181	172,178
Gross Unrealized Gains	2,366	1,322
Gross Unrealized Losses	(27)	(262)
Allowance for Credit Losses	0
Fair Value	139,520	173,238
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	90,309	76,456
Gross Unrealized Gains	3,434	1,404
Gross Unrealized Losses	(40)	(109)
Allowance for Credit Losses	0
Fair Value	$ 93,703	$ 77,751

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 8,742	$ 2,009	$ 8,742	$ 12,607
Net Proceeds	8,773	2,001	8,773	12,612
Gain/(Loss)	31	(8)	31	5
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value	2,696	320	2,696	10,688
Net Proceeds	2,561	319	2,561	10,703
Gain/(Loss)	(135)	(1)	(135)	15
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	6,046	1,400	6,046	1,630
Net Proceeds	6,212	1,396	6,212	1,623
Gain/(Loss)	$ 166	(4)	$ 166	(7)
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value		289		289
Net Proceeds		286		286
Gain/(Loss)		$ (3)		$ (3)

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 485,221	$ 416,849
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 37,551	$ 27,754

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 166	$ 1	$ 166	$ 46
Gross losses on sales of securities available for sale	(135)	(9)	(135)	(41)
Gains (losses) on sales of securities available for sale, net	$ 31	$ (8)	$ 31	$ 5

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amortized Cost
Due within one year	$ 14,851
Due after one year through five years	38,030
Due after five years through ten years	78,289
Due after ten years	175,427
Amortized Cost	1,263,898	$ 1,276,871
Fair Value
Due within one year	14,938
Due after one year through five years	39,616
Due after five years through ten years	81,913
Due after ten years	175,207
Fair Value	1,303,494	1,290,613
Other debt securities
Amortized Cost
Debt securities, without fixed maturity, amortized cost	37,826
Amortized Cost	58,642	55,364
Fair Value
Debt securities, without fixed maturity, fair value	40,015
Fair Value	60,870	56,365
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	659,279
Amortized Cost	659,279	708,970
Fair Value
Debt securities, without fixed maturity, fair value	684,165
Fair Value	684,165	716,105
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	32,706
Amortized Cost	32,706	30,372
Fair Value
Debt securities, without fixed maturity, fair value	34,417
Fair Value	34,417	31,007
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	137,181
Amortized Cost	137,181	172,178
Fair Value
Debt securities, without fixed maturity, fair value	139,520
Fair Value	139,520	173,238
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	90,309
Amortized Cost	90,309	76,456
Fair Value
Debt securities, without fixed maturity, fair value	93,703
Fair Value	$ 93,703	$ 77,751

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Jun. 30, 2020USD ($)security	Dec. 31, 2019USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	43	79
Fair Value, Less than 12 Months	$ 69,738	$ 331,023
Unrealized Losses, Less than 12 Months	$ (1,097)	$ (2,394)
Number of positions, 12 Months or More | security	4	22
Fair value, 12 Months or More	$ 8,841	$ 33,700
Unrealized Losses, 12 Months or More	$ (4,390)	$ (2,484)
Number of positions | security	47	101
Fair Value	$ 78,579	$ 364,723
Unrealized Losses	$ (5,487)	$ (4,878)
Obligations of other U.S. Government agencies and corporations
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		1
Fair value, 12 Months or More		$ 1,008
Unrealized Losses, 12 Months or More		$ (3)
Number of positions | security		1
Fair Value		$ 1,008
Unrealized Losses		$ (3)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	24	26
Fair Value, Less than 12 Months	$ 40,387	$ 33,902
Unrealized Losses, Less than 12 Months	$ (817)	$ (365)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	24	26
Fair Value	$ 40,387	$ 33,902
Unrealized Losses	$ (817)	$ (365)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security	0	0
Fair Value, Less than 12 Months	$ 0	$ 0
Unrealized Losses, Less than 12 Months	$ 0	$ 0
Number of positions, 12 Months or More | security	2	2
Fair value, 12 Months or More	$ 7,679	$ 9,986
Unrealized Losses, 12 Months or More	$ (4,389)	$ (2,167)
Number of positions | security	2	2
Fair Value	$ 7,679	$ 9,986
Unrealized Losses	$ (4,389)	$ (2,167)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	12	3
Fair Value, Less than 12 Months	$ 9,899	$ 8,737
Unrealized Losses, Less than 12 Months	$ (212)	$ (131)
Number of positions, 12 Months or More | security	0	1
Fair value, 12 Months or More	$ 0	$ 741
Unrealized Losses, 12 Months or More	$ 0	$ (1)
Number of positions | security	12	4
Fair Value	$ 9,899	$ 9,478
Unrealized Losses	$ (212)	$ (132)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	2	37
Fair Value, Less than 12 Months	$ 828	$ 233,179
Unrealized Losses, Less than 12 Months	$ (1)	$ (1,504)
Number of positions, 12 Months or More | security	0	16
Fair value, 12 Months or More	$ 0	$ 20,775
Unrealized Losses, 12 Months or More	$ 0	$ (312)
Number of positions | security	2	53
Fair Value	$ 828	$ 253,954
Unrealized Losses	$ (1)	$ (1,816)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 4,976
Unrealized Losses, Less than 12 Months	$ 0	$ (23)
Number of positions, 12 Months or More | security	2	2
Fair value, 12 Months or More	$ 1,162	$ 1,190
Unrealized Losses, 12 Months or More	$ (1)	$ (1)
Number of positions | security	2	3
Fair Value	$ 1,162	$ 6,166
Unrealized Losses	$ (1)	$ (24)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	4	11
Fair Value, Less than 12 Months	$ 13,916	$ 45,319
Unrealized Losses, Less than 12 Months	$ (27)	$ (262)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	4	11
Fair Value	$ 13,916	$ 45,319
Unrealized Losses	$ (27)	$ (262)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	1	1
Fair Value, Less than 12 Months	$ 4,708	$ 4,910
Unrealized Losses, Less than 12 Months	$ (40)	$ (109)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	1	1
Fair Value	$ 4,708	$ 4,910
Unrealized Losses	$ (40)	$ (109)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Summary of loans
Loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Summary of loans
Loans, net of unearned income	2,641,598	1,367,972
Lease financing
Summary of loans
Loans, net of unearned income	84,271	85,700
Real estate – construction:
Summary of loans
Loans, net of unearned income	791,108	826,483
Real estate – construction: | Residential
Summary of loans
Loans, net of unearned income	295,931	289,050
Real estate – construction: | Commercial
Summary of loans
Loans, net of unearned income	495,177	537,433
Real estate – 1-4 family mortgage:
Summary of loans
Loans, net of unearned income	2,788,513	2,866,613
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Loans, net of unearned income	1,756,253	1,781,948
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Loans, net of unearned income	543,468	573,540
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Loans, net of unearned income	318,803	335,100
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Loans, net of unearned income	169,989	176,025
Real estate – commercial mortgage:
Summary of loans
Loans, net of unearned income	4,410,753	4,244,265
Real estate – commercial mortgage: | Land development
Summary of loans
Loans, net of unearned income	155,766	156,089
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Loans, net of unearned income	1,660,674	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Loans, net of unearned income	2,594,313	2,450,895
Installment loans to individuals
Summary of loans
Loans, net of unearned income	284,553	302,430
Non purchased loans and leases
Summary of loans
Gross loans	9,209,593	7,591,799
Unearned income	(3,492)	(3,825)
Loans, net of unearned income	9,206,101	7,587,974
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	2,416,243	1,052,353
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	84,271	85,700
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	756,872	774,901
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	291,983	272,643
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	464,889	502,258
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,342,987	2,350,126
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,476,196	1,449,219
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	440,774	456,265
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	277,647	291,931
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	148,370	152,711
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,400,718	3,128,876
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	118,777	116,085
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,270,197	1,209,204
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,011,744	1,803,587
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 208,502	$ 199,843

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	1 Months Ended	3 Months Ended		6 Months Ended
	Mar. 31, 2020USD ($)	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Dec. 31, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Allowance for loan losses attributable to restructured loans	$ 120,185,000	$ 145,387,000	$ 50,059,000	$ 145,387,000	$ 50,059,000	$ 52,162,000	$ 49,835,000	$ 49,026,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period				90 days
Consumer and other retail loans charged-off past due period				120 days
Interest income				$ 37,000
Troubled debt restructured that has subsequently defaulted				$ 0	$ 0
Nonperforming loans charged-off past due period				90 days
Number of restructured loans | loan				3	1
Restructured loans discontinued past due period				90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans		$ 0	$ 1,000	$ 0	$ 1,000
Number of loan modifications | loan		21	5	26	5
Modified loans, balance		$ 5,627,000	$ 492,000	$ 6,971,000	$ 492,000
Non purchased loans and leases | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Initial deferral period	90 days
Second deferral period	90 days
Number of loan modifications | loan				3,500
Modified loans, balance				$ 1,579,000,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		352,000	37,000	352,000	37,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		2,306,000	3,288,000	2,306,000	3,288,000
Allowance for loan losses attributable to restructured loans		$ 299,000	$ 30,000	$ 299,000	$ 30,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Past due and nonaccrual loans
Loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Past due and nonaccrual loans
Loans, net of unearned income	2,641,598	1,367,972
Lease financing
Past due and nonaccrual loans
Loans, net of unearned income	84,271	85,700
Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	791,108	826,483
Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	2,788,513	2,866,613
Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	4,410,753	4,244,265
Installment loans to individuals
Past due and nonaccrual loans
Loans, net of unearned income	284,553	302,430
Residential | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	295,931	289,050
Commercial | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	495,177	537,433
Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	1,756,253	1,781,948
Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	543,468	573,540
Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	318,803	335,100
Land development | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	169,989	176,025
Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	155,766	156,089
Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	1,660,674	1,637,281
Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	2,594,313	2,450,895
Non purchased loans and leases
Past due and nonaccrual loans
Total loans, before unearned income	9,209,593	7,591,799
Unearned income	(3,492)	(3,825)
Loans, net of unearned income	9,206,101	7,587,974
Non purchased loans and leases | Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, before unearned income	2,416,243	1,052,353
Non purchased loans and leases | Lease financing
Past due and nonaccrual loans
Total loans, before unearned income	84,271	85,700
Non purchased loans and leases | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	756,872	774,901
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,342,987	2,350,126
Non purchased loans and leases | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	3,400,718	3,128,876
Non purchased loans and leases | Installment loans to individuals
Past due and nonaccrual loans
Total loans, before unearned income	208,502	199,843
Non purchased loans and leases | Accruing Loans
Past due and nonaccrual loans
Unearned income	(3,492)	(3,825)
Current Loans	9,178,931	7,540,226
Loans, net of unearned income	9,189,510	7,566,465
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	2,411,443	1,045,802
Total loans, before unearned income	2,412,795	1,046,883
Non purchased loans and leases | Accruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	84,120	85,474
Total loans, before unearned income	84,120	85,474
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	756,722	774,107
Total loans, before unearned income	756,872	774,901
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	2,327,535	2,320,328
Total loans, before unearned income	2,334,716	2,340,850
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	3,394,993	3,119,785
Total loans, before unearned income	3,396,175	3,122,423
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	207,610	198,555
Total loans, before unearned income	208,324	199,759
Non purchased loans and leases | Nonaccruing Loans
Past due and nonaccrual loans
Current Loans	7,142	3,635
Loans, net of unearned income	16,591	21,509
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	1,458	60
Total loans, before unearned income	3,448	5,470
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	151	0
Total loans, before unearned income	151	226
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0	0
Total loans, before unearned income	0	0
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	4,616	2,082
Total loans, before unearned income	8,271	9,276
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	879	1,426
Total loans, before unearned income	4,543	6,453
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	38	67
Total loans, before unearned income	178	84
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	6,586	22,781
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	576	605
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	150	794
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	4,302	18,020
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	976	2,362
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	582	1,000
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	305	1,382
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	0	387
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	206	623
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	99	372
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	3,993	3,458
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	776	476
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	2,879	2,502
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	206	276
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	132	204
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	9,144	16,492
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	1,990	5,023
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	226
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	3,449	6,571
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	3,565	4,655
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	140	17
Non purchased loans and leases | Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	291,983	272,643
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	291,833
Total loans, before unearned income	291,983
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0
Total loans, before unearned income	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	150
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	464,889	502,258
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	464,889
Total loans, before unearned income	464,889
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0
Total loans, before unearned income	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,476,196	1,449,219
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	1,463,010
Total loans, before unearned income	1,468,927
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	4,156
Total loans, before unearned income	7,269
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	3,464
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	206
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	2,453
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	2,907
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	440,774	456,265
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	439,608
Total loans, before unearned income	440,288
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	419
Total loans, before unearned income	486
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	502
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	178
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	67
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	277,647	291,931
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	276,631
Total loans, before unearned income	277,183
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	7
Total loans, before unearned income	464
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	304
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	248
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	457
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	148,370	152,711
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	118,777	116,085
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	148,286
Total loans, before unearned income	148,318
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	118,543
Total loans, before unearned income	118,689
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	34
Total loans, before unearned income	52
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	0
Total loans, before unearned income	88
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	32
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	107
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	39
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	18
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	88
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,270,197	1,209,204
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	1,265,911
Total loans, before unearned income	1,266,436
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	559
Total loans, before unearned income	3,761
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	419
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	99
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	106
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	3,103
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,011,744	$ 1,803,587
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	2,010,539
Total loans, before unearned income	2,011,050
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	320
Total loans, before unearned income	694
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	450
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	61
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	$ 374

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan
Restructured loans
Number of Loans | loan	21	5	26	5
Pre- Modification Outstanding Recorded Investment	$ 5,627	$ 492	$ 6,971	$ 492
Post- Modification Outstanding Recorded Investment	$ 5,577	$ 489	$ 6,924	$ 489
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	4	2	6	2
Pre- Modification Outstanding Recorded Investment	$ 933	$ 187	$ 1,831	$ 187
Post- Modification Outstanding Recorded Investment	$ 930	$ 185	$ 1,828	$ 185
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan	13	3	16	3
Pre- Modification Outstanding Recorded Investment	$ 1,818	$ 305	$ 2,264	$ 305
Post- Modification Outstanding Recorded Investment	$ 1,824	$ 304	$ 2,273	$ 304
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	12		15
Pre- Modification Outstanding Recorded Investment	$ 1,709		$ 2,155
Post- Modification Outstanding Recorded Investment	$ 1,714		$ 2,163
Real estate – 1-4 family mortgage: | Rental/investment
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 109		$ 109
Post- Modification Outstanding Recorded Investment	$ 110		$ 110
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan	2		2
Pre- Modification Outstanding Recorded Investment	$ 2,852		$ 2,852
Post- Modification Outstanding Recorded Investment	$ 2,802		$ 2,802
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 2,663		$ 2,663
Post- Modification Outstanding Recorded Investment	$ 2,613		$ 2,613
Real estate – commercial mortgage: | Land development
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 189		$ 189
Post- Modification Outstanding Recorded Investment	$ 189		$ 189
Installment loans to individuals
Restructured loans
Number of Loans | loan	2		2
Pre- Modification Outstanding Recorded Investment	$ 24		$ 24
Post- Modification Outstanding Recorded Investment	$ 21		$ 21

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance (loans) | loan	46
Additional advances or loans with concessions (loans) | loan	26
Reclassified as performing restructured loans (loans) | loan	2
Reductions due to:
Reclassified as nonperforming | loan	(1)
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	73
Recorded Investment
Total, beginning balance | $	$ 4,679
Additional advances or loans with concessions | $	6,951
Reclassified as performing restructured loan | $	188
Reductions due to:
Restructured Loans Reclassified as Non-performing | $	(90)
Principal paydowns | $	(104)
Total, ending balance | $	$ 11,624

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,641,598	1,367,972
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	84,271	85,700
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	791,108	826,483
Real estate – construction: | Residential
Loan portfolio by risk-rating grades
Loans, net of unearned income	295,931	289,050
Real estate – construction: | Commercial
Loan portfolio by risk-rating grades
Loans, net of unearned income	495,177	537,433
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,788,513	2,866,613
Real estate – 1-4 family mortgage: | Primary
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,756,253	1,781,948
Real estate – 1-4 family mortgage: | Home equity
Loan portfolio by risk-rating grades
Loans, net of unearned income	543,468	573,540
Real estate – 1-4 family mortgage: | Rental/investment
Loan portfolio by risk-rating grades
Loans, net of unearned income	318,803	335,100
Real estate – 1-4 family mortgage: | Land development
Loan portfolio by risk-rating grades
Loans, net of unearned income	169,989	176,025
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,410,753	4,244,265
Real estate – commercial mortgage: | Land development
Loan portfolio by risk-rating grades
Loans, net of unearned income	155,766	156,089
Real estate – commercial mortgage: | Owner-occupied
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,660,674	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,594,313	2,450,895
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	284,553	302,430
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	9,206,101	7,587,974
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,064,929
2019	1,567,187
2018	736,463
2017	612,356
2016	452,075
Prior	410,797
Revolving Loans	342,363
Revolving Loans Converted to Term	32,920
Loans, net of unearned income	6,219,090
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
2020	2,035,819
2019	1,545,784
2018	711,604
2017	575,291
2016	439,901
Prior	390,663
Revolving Loans	328,479
Revolving Loans Converted to Term	31,406
Loans, net of unearned income	6,058,947	4,555,462
Non purchased loans and leases | Pass-Watch
Loan portfolio by risk-rating grades
2020	28,436
2019	18,411
2018	20,118
2017	28,846
2016	5,334
Prior	15,489
Revolving Loans	12,765
Revolving Loans Converted to Term	964
Loans, net of unearned income	130,363	48,173
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
2020	674
2019	2,992
2018	4,741
2017	8,219
2016	6,840
Prior	4,645
Revolving Loans	1,119
Revolving Loans Converted to Term	550
Loans, net of unearned income	29,780	51,207
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	354,106
2019	707,444
2018	457,145
2017	319,438
2016	185,546
Prior	308,023
Revolving Loans	651,139
Revolving Loans Converted to Term	4,170
Loans, net of unearned income	2,987,011
Non purchased loans and leases | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		4,654,842
Non purchased loans and leases | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,918,059
Non purchased loans and leases | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	354,106
2019	706,357
2018	452,533
2017	316,807
2016	184,307
Prior	304,315
Revolving Loans	650,476
Revolving Loans Converted to Term	3,772
Loans, net of unearned income	2,972,673
Non purchased loans and leases | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		15,073
Non purchased loans and leases | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	1,087
2018	4,612
2017	2,631
2016	1,239
Prior	3,708
Revolving Loans	663
Revolving Loans Converted to Term	398
Loans, net of unearned income	14,338
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,132
2019	2,779
2018	360
2017	227
2016	153
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,651
Non purchased loans and leases | Commercial | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,132
2019	2,779
2018	360
2017	227
2016	153
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,651
Non purchased loans and leases | Commercial | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	1,392,740
2019	257,515
2018	94,037
2017	62,413
2016	25,655
Prior	27,363
Revolving Loans	254,558
Revolving Loans Converted to Term	13,464
Loans, net of unearned income	2,127,745
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
2020	1,392,738
2019	247,077
2018	92,791
2017	59,493
2016	23,664
Prior	25,372
Revolving Loans	245,913
Revolving Loans Converted to Term	12,073
Loans, net of unearned income	2,099,121	779,798
Non purchased loans and leases | Commercial, financial, agricultural | Pass-Watch
Loan portfolio by risk-rating grades
2020	2
2019	9,739
2018	332
2017	912
2016	1,088
Prior	94
Revolving Loans	8,399
Revolving Loans Converted to Term	841
Loans, net of unearned income	21,407	11,949
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	699
2018	914
2017	2,008
2016	903
Prior	1,897
Revolving Loans	246
Revolving Loans Converted to Term	550
Loans, net of unearned income	7,217	11,715
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	21,544
2019	22,735
2018	14,112
2017	8,760
2016	4,142
Prior	16,276
Revolving Loans	200,554
Revolving Loans Converted to Term	375
Loans, net of unearned income	288,498
Non purchased loans and leases | Commercial, financial, agricultural | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		803,462
Non purchased loans and leases | Commercial, financial, agricultural | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		247,575
Non purchased loans and leases | Commercial, financial, agricultural | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	21,544
2019	22,662
2018	14,064
2017	8,258
2016	3,989
Prior	16,226
Revolving Loans	200,062
Revolving Loans Converted to Term	373
Loans, net of unearned income	287,178
Non purchased loans and leases | Commercial, financial, agricultural | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,316
Non purchased loans and leases | Commercial, financial, agricultural | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	73
2018	48
2017	502
2016	153
Prior	50
Revolving Loans	492
Revolving Loans Converted to Term	2
Loans, net of unearned income	1,320
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	11,141
2019	36,646
2018	20,145
2017	5,661
2016	2,941
Prior	4,245
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	80,779
Non purchased loans and leases | Lease Financing Receivables | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		81,649
Non purchased loans and leases | Lease Financing Receivables | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	11,141
2019	36,646
2018	20,145
2017	5,661
2016	2,790
Prior	4,245
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	80,628
Non purchased loans and leases | Lease Financing Receivables | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		226
Non purchased loans and leases | Lease Financing Receivables | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	151
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	151
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	195,286
2019	338,611
2018	72,159
2017	60,550
2016	0
Prior	0
Revolving Loans	16,990
Revolving Loans Converted to Term	44
Loans, net of unearned income	683,640
Non purchased loans and leases | Real estate – construction: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		698,950
Non purchased loans and leases | Real estate – construction: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		501
Non purchased loans and leases | Real estate – construction: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		9,209
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	16,681
2019	48,457
2018	6,884
2017	657
2016	208
Prior	0
Revolving Loans	345
Revolving Loans Converted to Term	0
Loans, net of unearned income	73,232
Non purchased loans and leases | Real estate – construction: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		708,660
Non purchased loans and leases | Real estate – construction: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		66,241
Non purchased loans and leases | Real estate – construction: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	118,833
2019	80,459
2018	8,227
2017	0
2016	0
Prior	0
Revolving Loans	16,839
Revolving Loans Converted to Term	44
Loans, net of unearned income	224,402
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
2020	118,833
2019	80,395
2018	8,227
2017	0
2016	0
Prior	0
Revolving Loans	16,839
Revolving Loans Converted to Term	44
Loans, net of unearned income	224,338
Non purchased loans and leases | Real estate – construction: | Residential | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	64
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	64
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	14,549
2019	45,678
2018	6,524
2017	430
2016	55
Prior	0
Revolving Loans	345
Revolving Loans Converted to Term	0
Loans, net of unearned income	67,581
Non purchased loans and leases | Real estate – construction: | Residential | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	14,549
2019	45,678
2018	6,524
2017	430
2016	55
Prior	0
Revolving Loans	345
Revolving Loans Converted to Term	0
Loans, net of unearned income	67,581
Non purchased loans and leases | Real estate – construction: | Residential | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	76,453
2019	258,152
2018	63,932
2017	60,550
2016	0
Prior	0
Revolving Loans	151
Revolving Loans Converted to Term	0
Loans, net of unearned income	459,238
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
2020	76,397
2019	258,152
2018	63,932
2017	47,103
2016	0
Prior	0
Revolving Loans	151
Revolving Loans Converted to Term	0
Loans, net of unearned income	445,735
Non purchased loans and leases | Real estate – construction: | Commercial | Pass-Watch
Loan portfolio by risk-rating grades
2020	56
2019	0
2018	0
2017	13,447
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	13,503
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	57,467
2019	114,124
2018	65,789
2017	38,814
2016	18,428
Prior	18,300
Revolving Loans	18,558
Revolving Loans Converted to Term	382
Loans, net of unearned income	331,862
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		339,079
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,856
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,572
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	209,952
2019	407,569
2018	330,969
2017	244,056
2016	132,063
Prior	256,708
Revolving Loans	426,732
Revolving Loans Converted to Term	3,076
Loans, net of unearned income	2,011,125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		346,507
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,992,331
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		11,288
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,833
2019	7,400
2018	7,845
2017	6,160
2016	881
Prior	2,504
Revolving Loans	362
Revolving Loans Converted to Term	0
Loans, net of unearned income	29,985
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
2020	4,833
2019	7,400
2018	7,820
2017	6,160
2016	818
Prior	2,486
Revolving Loans	362
Revolving Loans Converted to Term	0
Loans, net of unearned income	29,879
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	1
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	25
2017	0
2016	63
Prior	17
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	105
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	188,179
2019	373,145
2018	303,324
2017	218,610
2016	116,618
Prior	245,144
Revolving Loans	1,120
Revolving Loans Converted to Term	71
Loans, net of unearned income	1,446,211
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	188,179
2019	372,404
2018	299,190
2017	216,851
2016	115,908
Prior	242,802
Revolving Loans	1,109
Revolving Loans Converted to Term	71
Loans, net of unearned income	1,436,514
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	741
2018	4,134
2017	1,759
2016	710
Prior	2,342
Revolving Loans	11
Revolving Loans Converted to Term	0
Loans, net of unearned income	9,697
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	149
2019	546
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	11,524
Revolving Loans Converted to Term	0
Loans, net of unearned income	12,219
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
2020	149
2019	546
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	11,399
Revolving Loans Converted to Term	0
Loans, net of unearned income	12,094
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	125
Revolving Loans Converted to Term	0
Loans, net of unearned income	125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	305
2018	381
2017	180
2016	45
Prior	1,016
Revolving Loans	423,956
Revolving Loans Converted to Term	2,672
Loans, net of unearned income	428,555
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	305
2018	381
2017	180
2016	45
Prior	897
Revolving Loans	423,796
Revolving Loans Converted to Term	2,287
Loans, net of unearned income	427,891
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	119
Revolving Loans	160
Revolving Loans Converted to Term	385
Loans, net of unearned income	664
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	20,737
2019	42,266
2018	34,586
2017	32,019
2016	17,032
Prior	15,380
Revolving Loans	1,271
Revolving Loans Converted to Term	382
Loans, net of unearned income	163,673
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
2020	20,737
2019	40,933
2018	34,081
2017	30,537
2016	16,771
Prior	14,552
Revolving Loans	1,171
Revolving Loans Converted to Term	382
Loans, net of unearned income	159,164
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	386
2018	228
2017	1,411
2016	154
Prior	619
Revolving Loans	100
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,898
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	947
2018	277
2017	71
2016	107
Prior	209
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,611
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	17,167
2019	26,557
2018	22,721
2017	22,654
2016	14,081
Prior	9,399
Revolving Loans	1,062
Revolving Loans Converted to Term	333
Loans, net of unearned income	113,974
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	17,167
2019	26,451
2018	22,721
2017	22,528
2016	14,034
Prior	9,244
Revolving Loans	1,062
Revolving Loans Converted to Term	333
Loans, net of unearned income	113,540
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	106
2018	0
2017	126
2016	47
Prior	155
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	434
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	31,748
2019	63,912
2018	23,358
2017	635
2016	515
Prior	416
Revolving Loans	5,401
Revolving Loans Converted to Term	0
Loans, net of unearned income	125,985
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
2020	31,748
2019	63,040
2018	22,414
2017	635
2016	508
Prior	377
Revolving Loans	5,401
Revolving Loans Converted to Term	0
Loans, net of unearned income	124,123
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	243
2018	944
2017	0
2016	0
Prior	39
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,226
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	629
2018	0
2017	0
2016	7
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	636
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,606
2019	7,562
2018	4,543
2017	2,612
2016	1,319
Prior	1,149
Revolving Loans	594
Revolving Loans Converted to Term	0
Loans, net of unearned income	22,385
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,606
2019	7,555
2018	4,531
2017	2,578
2016	1,319
Prior	1,149
Revolving Loans	594
Revolving Loans Converted to Term	0
Loans, net of unearned income	22,332
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	7
2018	12
2017	34
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	53
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	419,358
2019	856,931
2018	504,478
2017	450,579
2016	407,992
Prior	365,134
Revolving Loans	52,257
Revolving Loans Converted to Term	19,010
Loans, net of unearned income	3,075,739
Non purchased loans and leases | Real estate – commercial mortgage: | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,737,629
Non purchased loans and leases | Real estate – commercial mortgage: | Pass-Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		31,867
Non purchased loans and leases | Real estate – commercial mortgage: | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		26,711
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	39,693
2019	80,462
2018	65,961
2017	54,418
2016	42,739
Prior	28,503
Revolving Loans	12,589
Revolving Loans Converted to Term	614
Loans, net of unearned income	324,979
Non purchased loans and leases | Real estate – commercial mortgage: | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,796,207
Non purchased loans and leases | Real estate – commercial mortgage: | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		330,714
Non purchased loans and leases | Real estate – commercial mortgage: | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,955
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	17,965
2019	29,250
2018	15,103
2017	5,944
2016	5,470
Prior	6,082
Revolving Loans	3,281
Revolving Loans Converted to Term	0
Loans, net of unearned income	83,095
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
2020	16,095
2019	29,250
2018	13,451
2017	5,944
2016	3,703
Prior	6,082
Revolving Loans	3,281
Revolving Loans Converted to Term	0
Loans, net of unearned income	77,806
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass-Watch
Loan portfolio by risk-rating grades
2020	1,870
2019	0
2018	1,652
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	3,522
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	1,767
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,767
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,802
2019	10,264
2018	6,529
2017	3,790
2016	4,345
Prior	2,870
Revolving Loans	3,027
Revolving Loans Converted to Term	55
Loans, net of unearned income	35,682
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	4,802
2019	10,245
2018	6,529
2017	3,780
2016	4,345
Prior	2,849
Revolving Loans	3,027
Revolving Loans Converted to Term	55
Loans, net of unearned income	35,632
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	19
2018	0
2017	10
2016	0
Prior	21
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	50
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	107,866
2019	254,313
2018	220,155
2017	196,621
2016	142,016
Prior	115,127
Revolving Loans	22,217
Revolving Loans Converted to Term	6,506
Loans, net of unearned income	1,064,821
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
2020	102,967
2019	249,778
2018	208,899
2017	189,281
2016	134,801
Prior	108,918
Revolving Loans	17,887
Revolving Loans Converted to Term	6,506
Loans, net of unearned income	1,019,037
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass-Watch
Loan portfolio by risk-rating grades
2020	4,225
2019	4,116
2018	7,731
2017	2,796
2016	3,222
Prior	4,614
Revolving Loans	3,457
Revolving Loans Converted to Term	0
Loans, net of unearned income	30,161
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
2020	674
2019	419
2018	3,525
2017	4,544
2016	3,993
Prior	1,595
Revolving Loans	873
Revolving Loans Converted to Term	0
Loans, net of unearned income	15,623
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	23,493
2019	48,772
2018	41,657
2017	35,457
2016	29,113
Prior	19,714
Revolving Loans	6,761
Revolving Loans Converted to Term	409
Loans, net of unearned income	205,376
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	23,493
2019	48,720
2018	41,443
2017	35,271
2016	28,987
Prior	19,078
Revolving Loans	6,761
Revolving Loans Converted to Term	409
Loans, net of unearned income	204,162
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	52
2018	214
2017	186
2016	126
Prior	636
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,214
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	293,527
2019	573,368
2018	269,220
2017	248,014
2016	260,506
Prior	243,925
Revolving Loans	26,759
Revolving Loans Converted to Term	12,504
Loans, net of unearned income	1,927,823
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
2020	271,244
2019	569,207
2018	259,989
2017	236,138
2016	259,636
Prior	232,876
Revolving Loans	26,075
Revolving Loans Converted to Term	12,381
Loans, net of unearned income	1,867,546
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass-Watch
Loan portfolio by risk-rating grades
2020	22,283
2019	3,927
2018	9,231
2017	10,280
2016	870
Prior	10,122
Revolving Loans	684
Revolving Loans Converted to Term	123
Loans, net of unearned income	57,520
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	234
2018	0
2017	1,596
2016	0
Prior	927
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,757
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	11,398
2019	21,426
2018	17,775
2017	15,171
2016	9,281
Prior	5,919
Revolving Loans	2,801
Revolving Loans Converted to Term	150
Loans, net of unearned income	83,921
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	11,398
2019	21,426
2018	17,714
2017	15,171
2016	9,281
Prior	5,535
Revolving Loans	2,801
Revolving Loans Converted to Term	150
Loans, net of unearned income	83,476
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	61
2017	0
2016	0
Prior	384
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	445
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	78
2019	6
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	20
Loans, net of unearned income	104
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
2020	78
2019	6
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	20
Loans, net of unearned income	104	6
Non purchased loans and leases | Installment loans to individuals | Pass-Watch
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	55,095
2019	111,575
2018	19,074
2017	5,886
2016	3,453
Prior	2,291
Revolving Loans	10,919
Revolving Loans Converted to Term	105
Loans, net of unearned income	208,398
Non purchased loans and leases | Installment loans to individuals | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		6
Non purchased loans and leases | Installment loans to individuals | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		199,549
Non purchased loans and leases | Installment loans to individuals | Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	55,095
2019	111,486
2018	18,931
2017	5,872
2016	3,401
Prior	2,290
Revolving Loans	10,919
Revolving Loans Converted to Term	94
Loans, net of unearned income	208,088
Non purchased loans and leases | Installment loans to individuals | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		$ 288
Non purchased loans and leases | Installment loans to individuals | Non- Performing | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	89
2018	143
2017	14
2016	52
Prior	1
Revolving Loans	0
Revolving Loans Converted to Term	11
Loans, net of unearned income	$ 310

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,641,598	1,367,972
Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income	84,271	85,700
Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	791,108	826,483
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,788,513	2,866,613
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	4,410,753	4,244,265
Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income	284,553	302,430
Non purchased loans and leases
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 9,206,101	7,587,974
Non purchased loans and leases | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,933,132
Non purchased loans and leases | Performing and Nonperforming | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		248,891
Non purchased loans and leases | Performing and Nonperforming | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		81,875
Non purchased loans and leases | Performing and Nonperforming | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		66,241
Non purchased loans and leases | Performing and Nonperforming | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,003,619
Non purchased loans and leases | Performing and Nonperforming | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		332,669
Non purchased loans and leases | Performing and Nonperforming | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		199,837
Non purchased loans and leases | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		2,918,059
Non purchased loans and leases | Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		247,575
Non purchased loans and leases | Performing | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		81,649
Non purchased loans and leases | Performing | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		66,241
Non purchased loans and leases | Performing | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,992,331
Non purchased loans and leases | Performing | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		330,714
Non purchased loans and leases | Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		199,549
Non purchased loans and leases | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		15,073
Non purchased loans and leases | Non- Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,316
Non purchased loans and leases | Non- Performing | Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		226
Non purchased loans and leases | Non- Performing | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Non purchased loans and leases | Non- Performing | Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		11,288
Non purchased loans and leases | Non- Performing | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,955
Non purchased loans and leases | Non- Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income		$ 288

Non Purchased Loans - Impaired

Non Purchased Loans - Impaired Loans (Details) - Non purchased loans and leases $ in Thousands	Dec. 31, 2019USD ($)
Impaired loans
Unpaid Contractual Principal Balance	$ 41,170
Recorded Investment With Allowance	27,082
Recorded Investment With No Allowance	10,225
Total Recorded Investment	37,307
Related Allowance	1,759
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	6,623
Recorded Investment With Allowance	5,722
Recorded Investment With No Allowance	0
Total Recorded Investment	5,722
Related Allowance	1,222
Lease financing
Impaired loans
Unpaid Contractual Principal Balance	226
Recorded Investment With Allowance	226
Recorded Investment With No Allowance	0
Total Recorded Investment	226
Related Allowance	3
Real estate – construction:
Impaired loans
Unpaid Contractual Principal Balance	9,145
Recorded Investment With Allowance	0
Recorded Investment With No Allowance	9,145
Total Recorded Investment	9,145
Related Allowance	0
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	14,018
Recorded Investment With Allowance	13,689
Recorded Investment With No Allowance	0
Total Recorded Investment	13,689
Related Allowance	143
Real estate – commercial mortgage:
Impaired loans
Unpaid Contractual Principal Balance	11,067
Recorded Investment With Allowance	7,361
Recorded Investment With No Allowance	1,080
Total Recorded Investment	8,441
Related Allowance	390
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	91
Recorded Investment With Allowance	84
Recorded Investment With No Allowance	0
Total Recorded Investment	84
Related Allowance	$ 1

Non Purchased Loans - Investmen

Non Purchased Loans - Investment and Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019
Investment and interest income recognized on impaired loans
Average Recorded Investment	$ 9,133	$ 9,128
Interest Income Recognized	50	98
Non purchased loans and leases
Investment and interest income recognized on impaired loans
Average Recorded Investment	31,335	31,427
Interest Income Recognized	204	414
Non purchased loans and leases | Commercial, financial, agricultural
Investment and interest income recognized on impaired loans
Average Recorded Investment	5,746	5,773
Interest Income Recognized	9	18
Non purchased loans and leases | Lease financing
Investment and interest income recognized on impaired loans
Average Recorded Investment	88	87
Interest Income Recognized	0	0
Non purchased loans and leases | Real estate – construction:
Investment and interest income recognized on impaired loans
Average Recorded Investment	9,015	8,986
Interest Income Recognized	105	210
Non purchased loans and leases | Real estate – 1-4 family mortgage
Investment and interest income recognized on impaired loans
Average Recorded Investment	10,584	10,640
Interest Income Recognized	51	103
Non purchased loans and leases | Real estate – commercial mortgage:
Investment and interest income recognized on impaired loans
Average Recorded Investment	5,812	5,851
Interest Income Recognized	38	81
Non purchased loans and leases | Installment loans to individuals
Investment and interest income recognized on impaired loans
Average Recorded Investment	90	90
Interest Income Recognized	$ 1	$ 2

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Summary of loans
Gross loans	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Summary of loans
Gross loans	2,641,598	1,367,972
Real estate – construction:
Summary of loans
Gross loans	791,108	826,483
Real estate – construction: | Residential
Summary of loans
Gross loans	295,931	289,050
Real estate – construction: | Commercial
Summary of loans
Gross loans	495,177	537,433
Real estate – 1-4 family mortgage
Summary of loans
Gross loans	2,788,513	2,866,613
Real estate – 1-4 family mortgage | Primary
Summary of loans
Gross loans	1,756,253	1,781,948
Real estate – 1-4 family mortgage | Home equity
Summary of loans
Gross loans	543,468	573,540
Real estate – 1-4 family mortgage | Rental/investment
Summary of loans
Gross loans	318,803	335,100
Real estate – 1-4 family mortgage | Land development
Summary of loans
Gross loans	169,989	176,025
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,410,753	4,244,265
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	155,766	156,089
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,660,674	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,594,313	2,450,895
Installment loans to individuals
Summary of loans
Gross loans	284,553	302,430
Purchased loans
Summary of loans
Gross loans	1,791,203	2,101,664
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	225,355	315,619
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	34,236	51,582
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	3,948	16,407
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	30,288	35,175
Purchased loans | Real estate – 1-4 family mortgage
Summary of loans
Gross loans	445,526	516,487
Purchased loans | Real estate – 1-4 family mortgage | Primary
Summary of loans
Gross loans	280,057	332,729
Purchased loans | Real estate – 1-4 family mortgage | Home equity
Summary of loans
Gross loans	102,694	117,275
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment
Summary of loans
Gross loans	41,156	43,169
Purchased loans | Real estate – 1-4 family mortgage | Land development
Summary of loans
Gross loans	21,619	23,314
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	1,010,035	1,115,389
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	36,989
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	390,477	428,077
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	582,569	647,308
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	36,989	40,004
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 76,051	$ 102,587

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Mar. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Allowance for loan losses attributable to restructured loans	$ 145,387,000	$ 50,059,000	$ 145,387,000	$ 50,059,000	$ 120,185,000	$ 52,162,000	$ 49,835,000	$ 49,026,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Interest income			283,000
Modifications with subsequent default			$ 0	$ 0
Number of restructured loans | loan			3	1
Restructured loans discontinued past due period			90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 242,000	$ 3,000	$ 242,000	$ 3,000
Number of loan modifications | loan	6	2	7	2
Modified loans, balance	$ 1,890,000	$ 2,600,000	$ 2,114,000	$ 2,600,000
Purchased loans | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of loan modifications | loan			1,700
Modified loans, balance			$ 515,000,000
Purchased loans | Nonaccruing loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	207,000	167,000	207,000	167,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	7,851,000	1,276,000	7,851,000	1,276,000
Allowance for loan losses attributable to restructured loans	$ 302,000	$ 79,000	$ 302,000	$ 79,000

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Past due and nonaccrual loans
Loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Past due and nonaccrual loans
Loans, net of unearned income	2,641,598	1,367,972
Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	791,108	826,483
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	2,788,513	2,866,613
Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	4,410,753	4,244,265
Installment loans to individuals
Past due and nonaccrual loans
Loans, net of unearned income	284,553	302,430
Residential | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	295,931	289,050
Commercial | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	495,177	537,433
Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	1,756,253	1,781,948
Home equity | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	543,468	573,540
Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	318,803	335,100
Land development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	169,989	176,025
Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	155,766	156,089
Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	1,660,674	1,637,281
Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	2,594,313	2,450,895
Purchased loans
Past due and nonaccrual loans
Loans, net of unearned income	1,791,203	2,101,664
Purchased loans | Accruing loans
Past due and nonaccrual loans
Loans, net of unearned income	1,769,842	2,094,626
Current Loans	1,764,595	2,075,422
Purchased loans | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	3,089	14,887
Purchased loans | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	2,158	4,317
Purchased loans | Nonaccruing loans
Past due and nonaccrual loans
Loans, net of unearned income	21,361	7,038
Current Loans	10,084	2,250
Purchased loans | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	1,826	606
Purchased loans | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	9,451	4,182
Purchased loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans, net of unearned income	225,355	315,619
Purchased loans | Commercial, financial, agricultural | Accruing loans
Past due and nonaccrual loans
Current, gross	218,892	311,218
Loans, net of unearned income	219,241	314,105
Purchased loans | Commercial, financial, agricultural | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	161	1,889
Purchased loans | Commercial, financial, agricultural | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	188	998
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	4,670	268
Loans, net of unearned income	6,114	1,514
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,444	1,246
Purchased loans | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	34,236	51,582
Purchased loans | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	34,236	51,263
Loans, net of unearned income	34,236	51,582
Purchased loans | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	319
Purchased loans | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	445,526	516,487
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	434,457	503,826
Loans, net of unearned income	436,356	511,586
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	901	5,516
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	998	2,244
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,380	1,534
Loans, net of unearned income	9,170	4,901
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,712	605
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	5,078	2,762
Purchased loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	1,010,035	1,115,389
Purchased loans | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	1,002,822	1,110,570
Loans, net of unearned income	1,004,258	1,114,946
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	532	3,454
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	904	922
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,885	320
Loans, net of unearned income	5,777	443
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	80	0
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	2,812	123
Purchased loans | Installment loans to individuals
Past due and nonaccrual loans
Loans, net of unearned income	76,051	102,587
Purchased loans | Installment loans to individuals | Accruing loans
Past due and nonaccrual loans
Current, gross	74,188	98,545
Loans, net of unearned income	75,751	102,407
Purchased loans | Installment loans to individuals | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,495	3,709
Purchased loans | Installment loans to individuals | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	68	153
Purchased loans | Installment loans to individuals | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	149	128
Loans, net of unearned income	300	180
Purchased loans | Installment loans to individuals | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	34	1
Purchased loans | Installment loans to individuals | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	117	51
Purchased loans | Residential | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	3,948	16,407
Purchased loans | Residential | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	3,948
Loans, net of unearned income	3,948
Purchased loans | Residential | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Residential | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0
Loans, net of unearned income	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	30,288	35,175
Purchased loans | Commercial | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	30,288
Loans, net of unearned income	30,288
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0
Loans, net of unearned income	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	280,057	332,729
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	272,048
Loans, net of unearned income	273,514
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	654
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	812
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	1,220
Loans, net of unearned income	6,543
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,575
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	3,748
Purchased loans | Home equity | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	102,694	117,275
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	100,915
Loans, net of unearned income	101,293
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	224
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	154
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	788
Loans, net of unearned income	1,401
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	137
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	476
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	41,156	43,169
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	40,249
Loans, net of unearned income	40,304
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	23
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	32
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	128
Loans, net of unearned income	852
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	724
Purchased loans | Land development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	21,619	23,314
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	21,245
Loans, net of unearned income	21,245
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	244
Loans, net of unearned income	374
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	130
Purchased loans | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	36,989
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	36,457
Loans, net of unearned income	36,507
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	50
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	247
Loans, net of unearned income	482
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	235
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	390,477	428,077
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	385,222
Loans, net of unearned income	386,035
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	427
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	386
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,492
Loans, net of unearned income	4,442
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	70
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,880
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	582,569	$ 647,308
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	581,143
Loans, net of unearned income	581,716
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	55
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	518
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	146
Loans, net of unearned income	853
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	10
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	$ 697

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan
Restructured loans
Number of Loans | loan	6	2	7	2
Pre- Modification Outstanding Recorded Investment	$ 1,890	$ 2,600	$ 2,114	$ 2,600
Post- Modification Outstanding Recorded Investment	$ 1,893	$ 2,596	$ 2,008	$ 2,596
Commercial
Restructured loans
Number of Loans | loan	1	1	1	1
Pre- Modification Outstanding Recorded Investment	$ 1,029	$ 2,520	$ 1,029	$ 2,520
Post- Modification Outstanding Recorded Investment	$ 1,031	$ 2,520	$ 1,031	$ 2,520
Real estate – 1-4 family mortgage
Restructured loans
Number of Loans | loan	2		3
Pre- Modification Outstanding Recorded Investment	$ 225		$ 449
Post- Modification Outstanding Recorded Investment	$ 230		$ 345
Real estate – 1-4 family mortgage | Primary
Restructured loans
Number of Loans | loan	1		2
Pre- Modification Outstanding Recorded Investment	$ 66		$ 290
Post- Modification Outstanding Recorded Investment	$ 68		$ 183
Real estate – 1-4 family mortgage | Home equity
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 159		$ 159
Post- Modification Outstanding Recorded Investment	$ 162		$ 162
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan	2	1	2	1
Pre- Modification Outstanding Recorded Investment	$ 611	$ 80	$ 611	$ 80
Post- Modification Outstanding Recorded Investment	$ 613	$ 76	$ 613	$ 76
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 69		$ 69
Post- Modification Outstanding Recorded Investment	$ 69		$ 69
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 542		$ 542
Post- Modification Outstanding Recorded Investment	$ 544		$ 544
Installment loans to individuals
Restructured loans
Number of Loans | loan	1		1
Pre- Modification Outstanding Recorded Investment	$ 25		$ 25
Post- Modification Outstanding Recorded Investment	$ 19		$ 19

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)loan
Number of Loans
Total, beginning balance (loans) | loan	54
Additional advances or loans with concessions (loans) | loan	7
Reclassified to nonperforming loans (loans) | loan	(12)
Paid in full (loans) | loan	(2)
Charge-offs (loans) | loan	(1)
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	46
Recorded Investment
Total, beginning balance | $	$ 7,275
Additional advances or loans with concessions | $	2,154
Reclassified to nonperforming loans | $	(2,449)
Paid in full | $	(422)
Charge-offs | $	(3)
Principal paydowns | $	(101)
Total, ending balance | $	$ 6,454

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,641,598	1,367,972
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	791,108	826,483
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	295,931	289,050
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	495,177	537,433
Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,788,513	2,866,613
Real estate – 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,756,253	1,781,948
Real estate – 1-4 family mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	543,468	573,540
Real estate – 1-4 family mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	318,803	335,100
Real estate – 1-4 family mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	169,989	176,025
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	4,410,753	4,244,265
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	155,766	156,089
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,660,674	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,594,313	2,450,895
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	284,553	302,430
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,791,203	2,101,664
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	742
2018	153,542
2017	232,672
2016	229,853
Prior	581,843
Revolving Loans	94,895
Revolving Loans Converted to Term	6,694
Total loans, net of unearned income	1,300,241
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	742
2018	116,072
2017	212,432
2016	208,728
Prior	520,439
Revolving Loans	81,279
Revolving Loans Converted to Term	6,065
Total loans, net of unearned income	1,145,757	1,296,372
Purchased loans | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,042
2017	4,079
2016	16,918
Prior	15,481
Revolving Loans	2,273
Revolving Loans Converted to Term	128
Total loans, net of unearned income	44,921	64,291
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	31,428
2017	16,161
2016	4,207
Prior	45,923
Revolving Loans	11,343
Revolving Loans Converted to Term	501
Total loans, net of unearned income	109,563	24,990
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	718
2018	51,387
2017	66,299
2016	38,678
Prior	226,734
Revolving Loans	104,710
Revolving Loans Converted to Term	2,436
Total loans, net of unearned income	490,962
Purchased loans | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		1,385,653
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	225,355	315,619
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	742
2018	39,570
2017	36,382
2016	31,060
Prior	32,779
Revolving Loans	70,440
Revolving Loans Converted to Term	1,620
Total loans, net of unearned income	212,593
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	742
2018	25,777
2017	28,743
2016	29,527
Prior	28,470
Revolving Loans	57,591
Revolving Loans Converted to Term	1,246
Total loans, net of unearned income	172,096	259,760
Purchased loans | Commercial, financial, agricultural | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	11
2017	1,471
2016	45
Prior	1,203
Revolving Loans	2,082
Revolving Loans Converted to Term	128
Total loans, net of unearned income	4,940	7,166
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	13,782
2017	6,168
2016	1,488
Prior	3,106
Revolving Loans	10,767
Revolving Loans Converted to Term	246
Total loans, net of unearned income	35,557	5,220
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	26
2017	397
2016	356
Prior	2,690
Revolving Loans	9,241
Revolving Loans Converted to Term	52
Total loans, net of unearned income	12,762
Purchased loans | Commercial, financial, agricultural | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		272,146
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	34,236	51,582
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	11,046
2017	9,315
2016	10,112
Prior	3,763
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	34,236
Purchased loans | Real estate – construction: | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		48,994
Purchased loans | Real estate – construction: | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Real estate – construction: | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		48,994
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	3,948	16,407
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,055
2017	210
2016	683
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	3,948
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,055
2017	210
2016	683
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	3,948
Purchased loans | Real estate – construction: | Residential | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	30,288	35,175
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,991
2017	9,105
2016	9,429
Prior	3,763
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	30,288
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,991
2017	9,105
2016	9,429
Prior	3,763
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	30,288
Purchased loans | Real estate – construction: | Commercial | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	445,526	516,487
Purchased loans | Real estate – 1-4 family mortgage | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	16,517
2017	13,892
2016	2,726
Prior	49,341
Revolving Loans	2,072
Revolving Loans Converted to Term	253
Total loans, net of unearned income	84,801
Purchased loans | Real estate – 1-4 family mortgage | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		78,105
Purchased loans | Real estate – 1-4 family mortgage | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		791
Purchased loans | Real estate – 1-4 family mortgage | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		3,935
Purchased loans | Real estate – 1-4 family mortgage | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	376
2018	3,535
2017	45,995
2016	35,822
Prior	182,420
Revolving Loans	90,241
Revolving Loans Converted to Term	2,336
Total loans, net of unearned income	360,725
Purchased loans | Real estate – 1-4 family mortgage | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		82,831
Purchased loans | Real estate – 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	280,057	332,729
Purchased loans | Real estate – 1-4 family mortgage | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,913
2017	6,563
2016	626
Prior	20,054
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	35,156
Purchased loans | Real estate – 1-4 family mortgage | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,634
2017	6,563
2016	613
Prior	14,781
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	28,591
Purchased loans | Real estate – 1-4 family mortgage | Primary | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	319
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	319
Purchased loans | Real estate – 1-4 family mortgage | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,279
2017	0
2016	13
Prior	4,954
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	6,246
Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	252
2018	2,292
2017	40,863
2016	33,404
Prior	167,492
Revolving Loans	461
Revolving Loans Converted to Term	137
Total loans, net of unearned income	244,901
Purchased loans | Real estate – 1-4 family mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	102,694	117,275
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	1,888
Revolving Loans Converted to Term	253
Total loans, net of unearned income	2,141
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	1,236
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,236
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	77
Revolving Loans Converted to Term	0
Total loans, net of unearned income	77
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	575
Revolving Loans Converted to Term	253
Total loans, net of unearned income	828
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	745
2017	5,017
2016	1,887
Prior	1,014
Revolving Loans	89,691
Revolving Loans Converted to Term	2,199
Total loans, net of unearned income	100,553
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	41,156	43,169
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,180
2016	833
Prior	26,097
Revolving Loans	184
Revolving Loans Converted to Term	0
Total loans, net of unearned income	28,294
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,180
2016	833
Prior	23,421
Revolving Loans	184
Revolving Loans Converted to Term	0
Total loans, net of unearned income	25,618
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	210
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	210
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	2,466
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	2,466
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	124
2018	0
2017	70
2016	211
Prior	12,368
Revolving Loans	89
Revolving Loans Converted to Term	0
Total loans, net of unearned income	12,862
Purchased loans | Real estate – 1-4 family mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	21,619	23,314
Purchased loans | Real estate – 1-4 family mortgage | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,604
2017	6,149
2016	1,267
Prior	3,190
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	19,210
Purchased loans | Real estate – 1-4 family mortgage | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,342
2017	6,122
2016	1,267
Prior	1,903
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	17,634
Purchased loans | Real estate – 1-4 family mortgage | Land development | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	262
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	262
Purchased loans | Real estate – 1-4 family mortgage | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	27
2016	0
Prior	1,287
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,314
Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	498
2017	45
2016	320
Prior	1,546
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	2,409
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,010,035	1,115,389
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	86,409
2017	173,083
2016	185,955
Prior	495,960
Revolving Loans	22,383
Revolving Loans Converted to Term	4,821
Total loans, net of unearned income	968,611
Purchased loans | Real estate – commercial mortgage: | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		909,513
Purchased loans | Real estate – commercial mortgage: | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		56,334
Purchased loans | Real estate – commercial mortgage: | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		15,835
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	342
2018	641
2017	925
2016	1,026
Prior	36,776
Revolving Loans	1,714
Revolving Loans Converted to Term	0
Total loans, net of unearned income	41,424
Purchased loans | Real estate – commercial mortgage: | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		981,682
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	36,989
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,339
2017	5,305
2016	3,011
Prior	15,253
Revolving Loans	712
Revolving Loans Converted to Term	0
Total loans, net of unearned income	31,620
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,465
2017	5,251
2016	2,827
Prior	8,353
Revolving Loans	598
Revolving Loans Converted to Term	0
Total loans, net of unearned income	23,494
Purchased loans | Real estate – commercial mortgage: | Land development | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	874
2017	54
2016	45
Prior	5,501
Revolving Loans	114
Revolving Loans Converted to Term	0
Total loans, net of unearned income	6,588
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	139
Prior	1,399
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	1,538
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	159
2017	335
2016	267
Prior	4,338
Revolving Loans	270
Revolving Loans Converted to Term	0
Total loans, net of unearned income	5,369
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	390,477	428,077
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	21,894
2017	42,531
2016	64,247
Prior	223,581
Revolving Loans	14,970
Revolving Loans Converted to Term	2
Total loans, net of unearned income	367,225
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	20,440
2017	40,202
2016	44,852
Prior	198,677
Revolving Loans	14,969
Revolving Loans Converted to Term	0
Total loans, net of unearned income	319,140
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,453
2017	33
2016	16,828
Prior	3,783
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	22,097
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1
2017	2,296
2016	2,567
Prior	21,121
Revolving Loans	1
Revolving Loans Converted to Term	2
Total loans, net of unearned income	25,988
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	590
2016	691
Prior	20,675
Revolving Loans	1,296
Revolving Loans Converted to Term	0
Total loans, net of unearned income	23,252
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	582,569	647,308
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	57,176
2017	125,247
2016	118,697
Prior	257,126
Revolving Loans	6,701
Revolving Loans Converted to Term	4,819
Total loans, net of unearned income	569,766
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	37,368
2017	115,056
2016	118,697
Prior	241,071
Revolving Loans	6,701
Revolving Loans Converted to Term	4,819
Total loans, net of unearned income	523,712
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,442
2017	2,521
2016	0
Prior	4,465
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	10,428
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	16,366
2017	7,670
2016	0
Prior	11,590
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	35,626
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	342
2018	482
2017	0
2016	68
Prior	11,763
Revolving Loans	148
Revolving Loans Converted to Term	0
Total loans, net of unearned income	12,803
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	76,051	102,587
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Pass-Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	47,185
2017	18,982
2016	1,474
Prior	4,848
Revolving Loans	3,514
Revolving Loans Converted to Term	48
Total loans, net of unearned income	76,051
Purchased loans | Installment loans to individuals | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Performing | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		539,747
Performing | Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	718
2018	51,253
2017	65,371
2016	38,327
Prior	219,890
Revolving Loans	104,059
Revolving Loans Converted to Term	1,657
Total loans, net of unearned income	481,275
Performing | Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		13,935
Performing | Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	26
2017	397
2016	356
Prior	2,690
Revolving Loans	9,144
Revolving Loans Converted to Term	52
Total loans, net of unearned income	12,665
Performing | Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		1,725
Performing | Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Performing | Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		394,476
Performing | Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	252
2018	2,181
2017	40,099
2016	33,380
Prior	161,495
Revolving Loans	461
Revolving Loans Converted to Term	51
Total loans, net of unearned income	237,919
Performing | Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	745
2017	5,017
2016	1,887
Prior	947
Revolving Loans	89,148
Revolving Loans Converted to Term	1,506
Total loans, net of unearned income	99,250
Performing | Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	124
2018	0
2017	70
2016	211
Prior	12,219
Revolving Loans	89
Revolving Loans Converted to Term	0
Total loans, net of unearned income	12,713
Performing | Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	498
2017	0
2016	76
Prior	1,546
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	2,120
Performing | Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		30,472
Performing | Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	159
2017	335
2016	267
Prior	4,190
Revolving Loans	270
Revolving Loans Converted to Term	0
Total loans, net of unearned income	5,221
Performing | Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	590
2016	691
Prior	20,471
Revolving Loans	1,296
Revolving Loans Converted to Term	0
Total loans, net of unearned income	23,048
Performing | Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	342
2018	482
2017	0
2016	68
Prior	11,617
Revolving Loans	148
Revolving Loans Converted to Term	0
Total loans, net of unearned income	12,657
Performing | Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		99,139
Performing | Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	47,162
2017	18,863
2016	1,391
Prior	4,715
Revolving Loans	3,503
Revolving Loans Converted to Term	48
Total loans, net of unearned income	75,682
Non- Performing | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		4,000
Non- Performing | Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	134
2017	928
2016	351
Prior	6,844
Revolving Loans	651
Revolving Loans Converted to Term	779
Total loans, net of unearned income	9,687
Non- Performing | Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Non- Performing | Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	97
Revolving Loans Converted to Term	0
Total loans, net of unearned income	97
Non- Performing | Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		0
Non- Performing | Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	0
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		3,638
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	111
2017	764
2016	24
Prior	5,997
Revolving Loans	0
Revolving Loans Converted to Term	86
Total loans, net of unearned income	6,982
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	67
Revolving Loans	543
Revolving Loans Converted to Term	693
Total loans, net of unearned income	1,303
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	149
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	149
Non- Performing | Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	45
2016	244
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	289
Non- Performing | Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		101
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	148
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	148
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	204
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	204
Non- Performing | Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	146
Revolving Loans	0
Revolving Loans Converted to Term	0
Total loans, net of unearned income	146
Non- Performing | Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income		$ 261
Non- Performing | Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	23
2017	119
2016	83
Prior	133
Revolving Loans	11
Revolving Loans Converted to Term	0
Total loans, net of unearned income	$ 369

Purchased Loans - Loan Portfo_2

Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 11,000,796	$ 9,693,463
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,641,598	1,367,972
Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	791,108	826,483
Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,788,513	2,866,613
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	4,410,753	4,244,265
Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income	284,553	302,430
Purchased loans
Loan portfolio not subject to risk rating
Total loans, net of unearned income	1,791,203	2,101,664
Purchased loans | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		543,747
Purchased loans | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		539,747
Purchased loans | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		4,000
Purchased loans | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income	225,355	315,619
Purchased loans | Commercial, financial, agricultural | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		13,935
Purchased loans | Commercial, financial, agricultural | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		13,935
Purchased loans | Commercial, financial, agricultural | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Purchased loans | Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	34,236	51,582
Purchased loans | Real estate – construction: | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,725
Purchased loans | Real estate – construction: | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		1,725
Purchased loans | Real estate – construction: | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		0
Purchased loans | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Total loans, net of unearned income	445,526	516,487
Purchased loans | Real estate – 1-4 family mortgage | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		398,114
Purchased loans | Real estate – 1-4 family mortgage | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		394,476
Purchased loans | Real estate – 1-4 family mortgage | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		3,638
Purchased loans | Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	1,010,035	1,115,389
Purchased loans | Real estate – commercial mortgage: | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		30,573
Purchased loans | Real estate – commercial mortgage: | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		30,472
Purchased loans | Real estate – commercial mortgage: | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		101
Purchased loans | Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 76,051	102,587
Purchased loans | Installment loans to individuals | Performing and Nonperforming
Loan portfolio not subject to risk rating
Total loans, net of unearned income		99,400
Purchased loans | Installment loans to individuals | Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		99,139
Purchased loans | Installment loans to individuals | Non- Performing
Loan portfolio not subject to risk rating
Total loans, net of unearned income		$ 261

Purchased Loans - Impaired Loan

Purchased Loans - Impaired Loans and Average Recorded Investment (Details) - Purchased $ in Thousands	Dec. 31, 2019USD ($)
Impaired loans
Unpaid Contractual Principal Balance	$ 15,062
Recorded Investment With Allowance	8,228
Recorded Investment With No Allowance	5,644
Total Recorded Investment	13,872
Related Allowance	253
Commercial, financial, agricultural
Impaired loans
Unpaid Contractual Principal Balance	2,979
Recorded Investment With Allowance	1,837
Recorded Investment With No Allowance	901
Total Recorded Investment	2,738
Related Allowance	212
Real estate – construction:
Impaired loans
Unpaid Contractual Principal Balance	3,269
Recorded Investment With Allowance	2,499
Recorded Investment With No Allowance	772
Total Recorded Investment	3,271
Related Allowance	16
Real estate – 1-4 family mortgage
Impaired loans
Unpaid Contractual Principal Balance	7,464
Recorded Investment With Allowance	2,801
Recorded Investment With No Allowance	3,772
Total Recorded Investment	6,573
Related Allowance	17
Real estate – commercial mortgage:
Impaired loans
Unpaid Contractual Principal Balance	1,148
Recorded Investment With Allowance	981
Recorded Investment With No Allowance	128
Total Recorded Investment	1,109
Related Allowance	6
Installment loans to individuals
Impaired loans
Unpaid Contractual Principal Balance	202
Recorded Investment With Allowance	110
Recorded Investment With No Allowance	71
Total Recorded Investment	181
Related Allowance	$ 2

Purchased Loans - Investment an

Purchased Loans - Investment and Interest Income Recognized on Impaired Loans (Details) (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	$ 9,133	$ 9,128
Interest Income Recognized	50	98
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	1,010	941
Interest Income Recognized	2	4
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	256	256
Interest Income Recognized	0	3
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	5,415	5,450
Interest Income Recognized	36	66
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	2,082	2,109
Interest Income Recognized	12	25
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Average Recorded Investment	370	372
Interest Income Recognized	$ 0	$ 0

Purchased Loans - Loans Acquire

Purchased Loans - Loans Acquired with Deteriorated Credit Quality (Details) - Purchased loans $ in Thousands	Dec. 31, 2019USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	$ 15,062
Recorded Investment With Allowance	8,228
Recorded Investment With No Allowance	5,644
Total Recorded Investment	13,872
Related Allowance	253
Commercial, financial, agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	2,979
Recorded Investment With Allowance	1,837
Recorded Investment With No Allowance	901
Total Recorded Investment	2,738
Related Allowance	212
Real estate – construction:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	3,269
Recorded Investment With Allowance	2,499
Recorded Investment With No Allowance	772
Total Recorded Investment	3,271
Related Allowance	16
Real estate – 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	7,464
Recorded Investment With Allowance	2,801
Recorded Investment With No Allowance	3,772
Total Recorded Investment	6,573
Related Allowance	17
Real estate – commercial mortgage:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	1,148
Recorded Investment With Allowance	981
Recorded Investment With No Allowance	128
Total Recorded Investment	1,109
Related Allowance	6
Installment loans to individuals
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	202
Recorded Investment With Allowance	110
Recorded Investment With No Allowance	71
Total Recorded Investment	181
Related Allowance	2
Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	218,353
Recorded Investment With Allowance	66,897
Recorded Investment With No Allowance	105,367
Total Recorded Investment	172,264
Related Allowance	1,971
Purchased with deteriorated credit quality | Commercial, financial, agricultural
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	49,162
Recorded Investment With Allowance	3,695
Recorded Investment With No Allowance	25,843
Total Recorded Investment	29,538
Related Allowance	292
Purchased with deteriorated credit quality | Real estate – construction:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	882
Recorded Investment With Allowance	0
Recorded Investment With No Allowance	863
Total Recorded Investment	863
Related Allowance	0
Purchased with deteriorated credit quality | Real estate – 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	42,969
Recorded Investment With Allowance	10,061
Recorded Investment With No Allowance	25,482
Total Recorded Investment	35,543
Related Allowance	291
Purchased with deteriorated credit quality | Real estate – commercial mortgage:
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	119,929
Recorded Investment With Allowance	52,501
Recorded Investment With No Allowance	50,632
Total Recorded Investment	103,133
Related Allowance	1,386
Purchased with deteriorated credit quality | Installment loans to individuals
Financing Receivable, Allowance for Credit Loss [Line Items]
Unpaid Contractual Principal Balance	5,411
Recorded Investment With Allowance	640
Recorded Investment With No Allowance	2,547
Total Recorded Investment	3,187
Related Allowance	$ 2

Purchased Loans - Average Recor

Purchased Loans - Average Recorded Investment and Interest Income on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	$ 9,133	$ 9,128
Interest Income Recognized	50	98
Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	193,002	196,333
Interest Income Recognized	2,728	5,699
Commercial, financial, agricultural | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	1,010	941
Interest Income Recognized	2	4
Commercial, financial, agricultural | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	23,976	25,667
Interest Income Recognized	388	863
Real estate – construction: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	256	256
Interest Income Recognized	0	3
Real estate – construction: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	0	0
Interest Income Recognized	0	0
Real estate – 1-4 family mortgage: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	5,415	5,450
Interest Income Recognized	36	66
Real estate – 1-4 family mortgage: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	43,011	43,360
Interest Income Recognized	571	1,161
Real estate – commercial mortgage: | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	2,082	2,109
Interest Income Recognized	12	25
Real estate – commercial mortgage: | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	122,455	123,526
Interest Income Recognized	1,674	3,474
Installment loans to individuals | Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	370	372
Interest Income Recognized	0	0
Installment loans to individuals | Purchased loans | Purchased with deteriorated credit quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Average Recorded Investment	3,560	3,780
Interest Income Recognized	$ 95	$ 201

Purchased Loans Purchased Loans

Purchased Loans Purchased Loans - Loans Purchased with Deteriorated Credit Quality (Details) - Purchased with deteriorated credit quality - Purchased loans $ in Thousands	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	$ 172,264
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	29,538
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	863
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	35,543
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	103,133
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Outstanding balance of restructured loans	$ 3,187

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 11,000,796	$ 9,693,463
Unearned income	(3,492)	(3,825)
Loans, net of unearned income	10,997,304	9,689,638
Allowance for credit losses	(145,387)	(52,162)
Loans, net	10,851,917	9,637,476
Cumulative Effect, Period Of Adoption, Adjusted Balance
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		9,689,638
Allowance for credit losses		(94,646)
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,641,598	1,367,972
Loans, net of unearned income	2,641,598	1,367,972
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	84,271	85,700
Loans, net of unearned income	80,779
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	791,108	826,483
Loans, net of unearned income	791,108	826,483
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	295,931	289,050
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	495,177	537,433
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,788,513	2,866,613
Loans, net of unearned income	2,788,513	2,866,613
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,756,253	1,781,948
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	543,468	573,540
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	318,803	335,100
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	169,989	176,025
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,410,753	4,244,265
Loans, net of unearned income	4,410,753	4,244,265
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	155,766	156,089
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,660,674	1,637,281
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,594,313	2,450,895
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	284,553	302,430
Loans, net of unearned income	$ 284,553	$ 384,305

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Jan. 01, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses	$ 145,387		$ 145,387			$ 52,162
Provision for credit losses on loans	26,900	$ 900	53,250	$ 2,400
Cumulative Effect, Period Of Adoption, Adjustment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for credit losses					$ 42,484	$ 42,484
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	2,146	$ 524	4,536	$ 540
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	$ 219		$ 371
Minimum | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			2 years
Minimum | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			9 months
Minimum | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			24 months
Maximum | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			5 years
Maximum | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			12 months
Maximum | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Maturity term			36 months

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Allowance for loan losses:
Beginning balance	$ 120,185	$ 49,835	$ 52,162	$ 49,026
Charge-offs	(3,566)	(1,451)	(8,915)	(2,988)
Recoveries	1,868	775	6,406	1,621
Net (charge-offs) recoveries	(1,698)	(676)	(2,509)	(1,367)
Provision for credit losses on loans	26,900	900	53,250	2,400
Ending balance	145,387	50,059	145,387	50,059
Individually evaluated	5,080	1,873	5,080	1,873
Collectively evaluated	140,307	45,520	140,307	45,520
Loans:
Individually evaluated	23,387		23,387		$ 51,179
Collectively evaluated	10,973,917		10,973,917		9,466,195
Ending balance	10,997,304		10,997,304		9,689,638
Nonaccruing loans with no allowance for credit losses	7,135		7,135
Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		2,666		2,666
Loans:
Ending balance					172,264
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	25,937	9,622	10,658	8,269
Charge-offs	(1,156)	(694)	(1,549)	(952)
Recoveries	108	241	298	615
Net (charge-offs) recoveries	(1,048)	(453)	(1,251)	(337)
Provision for credit losses on loans	5,796	365	9,927	1,602
Ending balance	30,685	9,534	30,685	9,534
Individually evaluated	3,882	1,191	3,882	1,191
Collectively evaluated	26,803	8,172	26,803	8,172
Loans:
Individually evaluated	9,736		9,736		8,460
Collectively evaluated	2,631,862		2,631,862		1,329,974
Ending balance	2,641,598		2,641,598		1,367,972
Nonaccruing loans with no allowance for credit losses	720		720
Commercial, financial, agricultural | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		171		171
Loans:
Ending balance					29,538
Real estate – construction:
Allowance for loan losses:
Beginning balance	10,924	4,778	5,029	4,755
Charge-offs	(532)	0	(532)	0
Recoveries	0	0	0	7
Net (charge-offs) recoveries	(532)	0	(532)	7
Provision for credit losses on loans	2,146	524	4,536	540
Ending balance	12,538	5,302	12,538	5,302
Individually evaluated	0	8	0	8
Collectively evaluated	12,538	5,294	12,538	5,294
Loans:
Individually evaluated	0		0		12,416
Collectively evaluated	791,108		791,108		813,204
Ending balance	791,108		791,108		826,483
Nonaccruing loans with no allowance for credit losses	0		0
Real estate – construction: | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		0		0
Loans:
Ending balance					863
Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance	27,320	9,491	9,814	10,139
Charge-offs	(142)	(378)	(363)	(875)
Recoveries	48	115	136	312
Net (charge-offs) recoveries	(94)	(263)	(227)	(563)
Provision for credit losses on loans	2,175	388	5,500	40
Ending balance	29,401	9,616	29,401	9,616
Individually evaluated	378	188	378	188
Collectively evaluated	29,023	8,913	29,023	8,913
Loans:
Individually evaluated	5,142		5,142		20,262
Collectively evaluated	2,783,371		2,783,371		2,810,808
Ending balance	2,788,513		2,788,513		2,866,613
Nonaccruing loans with no allowance for credit losses	2,503		2,503
Real estate – 1-4 family mortgage | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		515		515
Loans:
Ending balance					35,543
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	44,237	24,643	24,990	24,492
Charge-offs	0	(167)	(2,047)	(729)
Recoveries	41	366	1,740	611
Net (charge-offs) recoveries	41	199	(307)	(118)
Provision for credit losses on loans	15,783	(540)	31,085	(72)
Ending balance	60,061	24,302	60,061	24,302
Individually evaluated	550	482	550	482
Collectively evaluated	59,511	21,842	59,511	21,842
Loans:
Individually evaluated	7,883		7,883		9,550
Collectively evaluated	4,402,870		4,402,870		4,131,582
Ending balance	4,410,753		4,410,753		4,244,265
Nonaccruing loans with no allowance for credit losses	3,910		3,910
Real estate – commercial mortgage: | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		1,978		1,978
Loans:
Ending balance					103,133
Lease financing
Allowance for loan losses:
Beginning balance	1,588		910
Charge-offs	0		0
Recoveries	5		10
Net (charge-offs) recoveries	5		10
Provision for credit losses on loans	219		371
Ending balance	1,812		1,812
Individually evaluated	0		0
Collectively evaluated	1,812		1,812
Loans:
Individually evaluated	0		0
Collectively evaluated	80,779		80,779
Ending balance	80,779		80,779
Nonaccruing loans with no allowance for credit losses	0		0
Installment and Other
Allowance for loan losses:
Beginning balance	10,179	1,301	761	1,371
Charge-offs	(1,736)	(212)	(4,424)	(432)
Recoveries	1,666	53	4,222	76
Net (charge-offs) recoveries	(70)	(159)	(202)	(356)
Provision for credit losses on loans	781	163	1,831	290
Ending balance	10,890	1,305	10,890	1,305
Individually evaluated	270	4	270	4
Collectively evaluated	10,620	1,299	10,620	1,299
Loans:
Individually evaluated	626		626		491
Collectively evaluated	283,927		283,927		380,627
Ending balance	284,553		284,553		384,305
Nonaccruing loans with no allowance for credit losses	$ 2		2
Installment and Other | Purchased with deteriorated credit quality
Allowance for loan losses:
Ending balance		$ 2		$ 2
Loans:
Ending balance					$ 3,187
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance			42,484
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance			11,351
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance			3,505
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance			14,314
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance			4,293
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance			521
Cumulative Effect, Period Of Adoption, Adjustment | Installment and Other
Allowance for loan losses:
Beginning balance			$ 8,500

Allowance for Credit Losses - I

Allowance for Credit Losses - Investment in Loans, Net of Unearned Income on Impairment Methodology (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	$ 23,387	$ 51,179
Collectively evaluated for impairment	10,973,917	9,466,195
Loans, net of unearned income	11,000,796	9,693,463
Loans, net of unearned income	10,997,304	9,689,638
Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		172,264
Commercial
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	9,736	8,460
Collectively evaluated for impairment	2,631,862	1,329,974
Loans, net of unearned income	2,641,598	1,367,972
Loans, net of unearned income	2,641,598	1,367,972
Commercial | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		29,538
Real estate – construction:
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	0	12,416
Collectively evaluated for impairment	791,108	813,204
Loans, net of unearned income	791,108	826,483
Loans, net of unearned income	791,108	826,483
Real estate – construction: | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		863
Real estate – 1-4 family mortgage
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	5,142	20,262
Collectively evaluated for impairment	2,783,371	2,810,808
Loans, net of unearned income	2,788,513	2,866,613
Loans, net of unearned income	2,788,513	2,866,613
Real estate – 1-4 family mortgage | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		35,543
Real estate – commercial mortgage:
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	7,883	9,550
Collectively evaluated for impairment	4,402,870	4,131,582
Loans, net of unearned income	4,410,753	4,244,265
Loans, net of unearned income	4,410,753	4,244,265
Real estate – commercial mortgage: | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		103,133
Installment and Other
Investment in loans, net of unearned income on impairment methodology
Individually evaluated for impairment	626	491
Collectively evaluated for impairment	283,927	380,627
Loans, net of unearned income	284,553	302,430
Loans, net of unearned income	$ 284,553	384,305
Installment and Other | Purchased with deteriorated credit quality
Investment in loans, net of unearned income on impairment methodology
Loans, net of unearned income		$ 3,187

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Allowance for loan losses:
Beginning balance	$ 14,735	$ 946
Accounting standards update [Extensible List]			us-gaap:AccountingStandardsUpdate201613Member
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	2,600	6,000
Ending balance	$ 17,335	17,335	$ 946
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance		$ 10,389
Ending balance			$ 10,389

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 4,431	$ 5,248
Non Purchased OREO	4,694	2,762
Total OREO	9,125	8,010
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	361	890
Non Purchased OREO	540	415
Total OREO	901	1,305
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,356	2,106
Non Purchased OREO	1,158	1,548
Total OREO	2,514	3,654
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	533	530
Non Purchased OREO	2,507	369
Total OREO	3,040	899
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	2,181	1,722
Non Purchased OREO	489	430
Total OREO	$ 2,670	$ 2,152

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Purchased OREO
Balance at January 1, 2020	$ 5,248
Transfers of loans	791
Impairments	(588)
Dispositions	(1,020)
Balance at June 30, 2020	4,431
Non Purchased OREO
Balance at January 1, 2020	2,762
Transfers of loans	3,468
Impairments	(239)
Dispositions	(1,297)
Balance at June 30, 2020	4,694
Total OREO
Balance at January 1, 2020	8,010
Transfers of loans	4,259
Impairments	(827)
Dispositions	(2,317)
Balance at June 30, 2020	$ 9,125

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Components of other real estate owned in the Consolidated Statements of Income
Repairs and maintenance	$ 85	$ 116	$ 170	$ 211
Property taxes and insurance	16	19	149	126
Impairments	630	140	827	868
Net (gains) losses on OREO sales	(101)	(19)	(89)	60
Rental income	(10)	(4)	(19)	(9)
Total	$ 620	$ 252	$ 1,038	$ 1,256

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2020	$ 939,683
Addition to goodwill from acquisition	0
Balance at June 30, 2020	939,683
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2020	936,916
Addition to goodwill from acquisition	0
Balance at June 30, 2020	936,916
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2020	2,767
Addition to goodwill from acquisition	0
Balance at June 30, 2020	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(51,431)	(47,702)
Net Carrying Amount	33,531	37,260
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	82,492	82,492
Accumulated Amortization	(50,238)	(46,599)
Net Carrying Amount	32,254	35,893
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	2,470	2,470
Accumulated Amortization	(1,193)	(1,103)
Net Carrying Amount	$ 1,277	$ 1,367

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,834	$ 2,053	$ 3,729	$ 4,163
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,789	2,020	3,639	4,097
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 33	$ 90	$ 66

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Jun. 30, 2020USD ($)
Finite-Lived Intangible Assets [Line Items]
2020	$ 7,120
2021	6,041
2022	5,121
2023	4,225
2024	3,679
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2020	6,939
2021	5,860
2022	4,940
2023	4,044
2024	3,498
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2020	181
2021	181
2022	181
2023	181
2024	$ 181

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Disaggregation of Revenue [Line Items]
Impairment losses on mortgage servicing rights			$ 14,522,000	$ 0	$ 1,836,000
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 2,990,000	$ 2,481,000	$ 5,612,000	$ 4,735,000

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2020	$ 53,208
Capitalization	19,425
Amortization	(6,637)
Valuation adjustment	(14,522)
Balance at June 30, 2020	$ 51,474

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 5,942,477	$ 4,871,155
Weighted-average prepayment speed (CPR)	14.67%	11.48%
Estimated impact of a 10% increase	$ (1,793)	$ (2,469)
Estimated impact of a 20% increase	$ (3,464)	$ (4,774)
Discount rate	9.88%	9.69%
Estimated impact of a 10% increase	$ (4,685)	$ (2,027)
Estimated impact of a 20% increase	$ (6,176)	$ (3,908)
Weighted-average coupon interest rate	3.85%	4.04%
Weighted-average servicing fee (basis points)	29.71%	29.20%
Weighted-average remaining maturity (in years)	5 years 3 months 14 days	6 years 4 months 6 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Retirement Benefits [Abstract]
Stock options granted (in shares)			0	0
Treasury shares reissued (in shares)			138,644
Total stock-based compensation expense	$ 2,998	$ 2,082	$ 5,748	$ 4,719

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	250	315	492	588
Expected return on plan assets	(413)	(362)	(826)	(725)
Recognized actuarial loss (gain)	96	135	175	221
Net periodic (return) benefit cost	(67)	88	(159)	84
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	1	1	3	3
Interest cost	2	8	7	16
Expected return on plan assets	0	0	0	0
Recognized actuarial loss (gain)	(27)	3	(45)	(11)
Net periodic (return) benefit cost	$ (24)	$ 12	$ (35)	$ 8

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Stock Options (Details) - $ / shares	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Shares
Options outstanding at beginning of period (shares)	29,250
Granted (shares)	0	0
Exercised (shares)	0
Forfeited (shares)	0
Options outstanding at end of period (shares)	29,250
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)	$ 15.86
Granted (usd per share)	0
Exercised (usd per share)	0
Forfeited (usd per share)	0
Options outstanding at end of period (usd per share)	$ 15.86

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	6 Months Ended
	Jun. 30, 2020$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	115,725
Awarded (shares) | shares	81,423
Vested (shares) | shares	0
Cancelled (shares) | shares	(2,233)
Nonvested at end of period (shares) | shares	194,915
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34
Awarded (usd per share) | $ / shares	35.42
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	33.70
Nonvested at end balance (usd per share) | $ / shares	$ 34.60
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	500,932
Awarded (shares) | shares	235,293
Vested (shares) | shares	(124,094)
Cancelled (shares) | shares	(30,645)
Nonvested at end of period (shares) | shares	581,486
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 36.34
Awarded (usd per share) | $ / shares	34.35
Vested (usd per share) | $ / shares	38.37
Cancelled (usd per share) | $ / shares	37.16
Nonvested at end balance (usd per share) | $ / shares	$ 35.06

Derivative Instruments - Narrat

Derivative Instruments - Narrative (Details) $ in Thousands	1 Months Ended
	May 31, 2020USD ($)	Mar. 31, 2020USD ($)	Jun. 30, 2014USD ($)derivative_instrument	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)	Apr. 30, 2018USD ($)	Apr. 30, 2012USD ($)derivative_instrument
Interest rate contracts with corporate customers
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount				$ 261,213
Offsetting interest rate contracts with other financial institutions
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount				261,213
Interest rate swaps
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount	$ 25,000	$ 100,000
Number of instruments held | derivative_instrument			2
Term of contract	3 years	10 years
Floating rate liability at the bank level, derivative one
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount			$ 15,000
Term of contract			4 years
Floating rate liability at the bank level, derivative two
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount			$ 15,000
Term of contract			5 years
Cash flow hedging
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount						$ 30,000	$ 32,000
Number of instruments held | derivative_instrument							2
Commitments to fund fixed-rate residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount				850,919	$ 215,751
Commitments to sell residential mortgage loans
Derivative Instruments (Textual) [Abstract]
Derivative, notional amount				$ 828,182	$ 414,000

Derivative Instruments - Deriva

Derivative Instruments - Derivative Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Designated as hedging instruments:
Derivative financial instruments
Derivative liabilities:	$ 10,113	$ 5,021
Not designated as hedging instruments:
Derivative financial instruments
Derivative assets:	40,982	8,498
Derivative liabilities:	16,821	4,979
Other Assets | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative assets:	11,615	3,880
Other Assets | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative assets:	29,367	4,579
Other Assets | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative assets:	0	39
Other Liabilities | Designated as hedging instruments: | Interest rate swaps
Derivative financial instruments
Derivative liabilities:	10,113	5,021
Other Liabilities | Not designated as hedging instruments: | Interest rate contracts
Derivative financial instruments
Derivative liabilities:	11,615	3,880
Other Liabilities | Not designated as hedging instruments: | Interest rate lock commitments
Derivative financial instruments
Derivative liabilities:	0	3
Other Liabilities | Not designated as hedging instruments: | Forward commitments
Derivative financial instruments
Derivative liabilities:	$ 5,206	$ 1,096

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) On Derivative Financial Instruments (Details) - Not designated as hedging instruments: - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ 14,768	$ 1,744	$ 21,855	$ 4,913
Interest rate contracts | Included in interest income on loans
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	523	989	1,259	2,035
Interest rate lock commitments | Included in mortgage banking income
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	2,924	2,176	24,745	3,398
Forward commitments | Included in mortgage banking income
Derivatives, Fair Value [Line Items]
Gains (losses) on derivative financial instruments	$ 11,321	$ (1,421)	$ (4,149)	$ (520)

Derivative Instruments - Gross

Derivative Instruments - Gross and Net Derivative Positions, Including Pledged Collateral (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Offsetting Derivative Assets
Gross amounts recognized	$ 2	$ 61
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	2	61
Financial instruments	2	61
Financial collateral pledged	0	0
Net amounts	0	0
Offsetting Derivative Liabilities
Gross amounts recognized	27,463	9,974
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	27,463	9,974
Financial instruments	2	61
Financial collateral pledged	19,385	8,698
Net amounts	$ 8,076	$ 1,215

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Deferred tax assets
Allowance for credit losses	$ 39,448	$ 14,304
Loans	11,336	10,284
Deferred compensation	10,390	12,050
Impairment of assets	1,353	1,108
Net operating loss carryforwards	4,785	9,387
Lease liabilities under operating leases	22,357	22,686
Other	1,782	934
Total deferred tax assets	91,451	70,753
Deferred tax liabilities
Net unrealized gains on securities	5,507	190
Investment in partnerships	807	967
Fixed assets	2,951	2,952
Mortgage servicing rights	13,027	13,472
Junior subordinated debt	2,260	2,304
Lease right-of-use asset	21,354	21,727
Other	1,615	1,859
Total deferred tax liabilities	47,521	43,471
Net deferred tax assets	$ 43,930	$ 27,282

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Sep. 01, 2018	Dec. 31, 2015
Operating Loss Carryforwards [Line Items]
Income taxes	$ 4,637	$ 13,945	$ 5,410	$ 27,535
Effective income tax rate			19.64%	23.09%
Domestic tax authority | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	12,089		$ 12,089		$ 81,288
Domestic tax authority | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	3,510		3,510			$ 18,321
State and local jurisdiction | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	31,981		31,981		$ 55,067
State and local jurisdiction | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 2,830		$ 2,830			$ 16,849

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial assets:
Securities available for sale, at fair value	$ 1,303,494	$ 1,290,613
Trust preferred securities
Financial assets:
Securities available for sale, at fair value	7,679	9,986
Recurring
Financial assets:
Securities available for sale, at fair value	1,303,494	1,290,613
Derivative assets:	40,982	8,498
Mortgage loans held for sale in loans held for sale	339,747	318,272
Total financial assets	1,684,223	1,617,383
Financial liabilities:
Derivative instruments	26,934	10,000
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	7,679	9,986
Recurring | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	1,295,815	1,280,627
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value	0	0
Derivative assets:	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 1 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value	1,295,815	1,280,627
Derivative assets:	40,982	8,498
Mortgage loans held for sale in loans held for sale	339,747	318,272
Total financial assets	1,676,544	1,607,397
Financial liabilities:
Derivative instruments	26,934	10,000
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	1,295,815	1,280,627
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value	7,679	9,986
Derivative assets:	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	7,679	9,986
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	7,679	9,986
Recurring | Level 3 | Other available for sale securities
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Ending balance	$ 7,679	$ 10,386	$ 7,679	$ 10,386
Trust preferred securities
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	8,604	10,246	9,986	10,633
Accretion included in net income	9	9	18	18
Unrealized losses included in other comprehensive income	(903)	154	(2,222)	(133)
Settlements	$ (31)	$ (23)	$ (103)	$ (132)

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - Trust preferred securities $ in Thousands	Jun. 30, 2020USD ($)
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Fair Value	$ 7,679
Measurement input, price volatility | Minimum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	0
Measurement input, price volatility | Maximum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Range of Inputs	1

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	$ 7,479	$ 27,348
OREO	1,550	2,820
Mortgage servicing rights	51,474	53,208
Total financial assets	60,503	83,376
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Impaired loans	7,479	27,348
OREO	1,550	2,820
Mortgage servicing rights	51,474	53,208
Total financial assets	$ 60,503	$ 83,376

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($)	6 Months Ended		12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019	Mar. 31, 2020	Mar. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 9,563,000		$ 29,606,000
Specific reserve included in allowance for loan losses	145,387,000	$ 50,059,000	52,162,000	$ 120,185,000	$ 49,835,000	$ 49,026,000
Impairment losses on mortgage servicing rights	14,522,000	0	1,836,000
Changes in fair value, gain	9,617,000	$ 3,543,000
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 2,084,000		$ 2,258,000

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 2,154	$ 3,726
Impairment recognized in results of operations	(604)	(906)
Fair value	$ 1,550	$ 2,820

Fair Value Measurements - Sig_2

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Jun. 30, 2020USD ($)
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 7,479
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 1,550
Measurement input, price volatility | Minimum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Aggregate Fair  Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 339,747	$ 318,272
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	320,018	308,160
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 19,729	$ 10,112

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial assets
Securities available for sale	$ 1,303,494	$ 1,290,613
Loans held for sale	339,747	318,272
Mortgage servicing rights	51,474	53,208
Carrying Value
Financial assets
Cash and cash equivalents	616,903	414,930
Securities available for sale	1,303,494	1,290,613
Loans held for sale	339,747	318,272
Loans, net	10,851,917	9,637,476
Mortgage servicing rights	51,474	53,208
Derivative instruments	40,982	8,498
Financial liabilities
Deposits	11,846,358	10,213,168
Short-term borrowings	341,810	489,091
Federal Home Loan Bank advances	152,250	152,337
Junior subordinated debentures	110,505	110,215
Subordinated notes	113,925	113,955
Derivative instruments	26,934	10,000
Fair Value
Financial assets
Cash and cash equivalents	616,903	414,930
Securities available for sale	1,303,494	1,290,613
Loans held for sale	339,747	318,272
Loans, net	10,646,335	9,321,039
Mortgage servicing rights	51,474	53,208
Derivative instruments	40,982	8,498
Financial liabilities
Deposits	11,868,844	10,210,967
Short-term borrowings	341,810	489,091
Federal Home Loan Bank advances	158,173	152,321
Junior subordinated debentures	89,591	104,480
Subordinated notes	111,550	117,963
Derivative instruments	26,934	10,000
Fair Value | Level 1
Financial assets
Cash and cash equivalents	616,903	414,930
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	9,860,461	8,052,536
Short-term borrowings	341,810	489,091
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	1,295,815	1,280,627
Loans held for sale	339,747	318,272
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	40,982	8,498
Financial liabilities
Deposits	2,008,383	2,158,431
Short-term borrowings	0	0
Federal Home Loan Bank advances	158,173	152,321
Junior subordinated debentures	89,591	104,480
Subordinated notes	111,550	117,963
Derivative instruments	26,934	10,000
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	7,679	9,986
Loans held for sale	0	0
Loans, net	10,646,335	9,321,039
Mortgage servicing rights	51,474	53,208
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income - Ch

Other Comprehensive Income - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ 2,469		$ 10,677		$ 20,892	$ 24,690
Total other comprehensive income (loss), tax expense (benefit)	631		2,717		5,317	6,284
Other comprehensive income, net of tax	1,838	$ 13,737	7,960	$ 10,446	15,575	18,406
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	3,496		12,599		25,885	27,780
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	893		3,206		6,588	7,070
Other comprehensive income (loss), before reclassifications, net of tax	2,603		9,393		19,297	20,710
Reclassification from AOCI, pre-tax			8		(31)	(5)
Reclassification from AOCI, tax expense (benefit)			2		(8)	(1)
Reclassification from AOCI, net of tax			6		(23)	(4)
Total other comprehensive income (loss), pre-tax	3,465		12,607		25,854	27,775
Total other comprehensive income (loss), tax expense (benefit)	885		3,208		6,580	7,069
Other comprehensive income, net of tax	2,580		9,399		19,274	20,706
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(1,064)				(5,092)	(3,294)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(271)				(1,296)	(838)
Other comprehensive income (loss), before reclassifications, net of tax	(793)				(3,796)	(2,456)
Total other comprehensive income (loss), pre-tax	(1,064)				(5,092)	(3,294)
Total other comprehensive income (loss), tax expense (benefit)	(271)				(1,296)	(838)
Other comprehensive income, net of tax	(793)				(3,796)	(2,456)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	68		137		130	209
Reclassification from AOCI, tax expense (benefit)	17		35		33	53
Reclassification from AOCI, net of tax	51		102		97	156
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	68		137		130	209
Total other comprehensive income (loss), tax expense (benefit)	17		35		33	53
Other comprehensive income, net of tax	$ 51		102		$ 97	$ 156
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax			(2,067)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)			(526)
Other comprehensive income (loss), before reclassifications, net of tax			(1,541)
Total other comprehensive income (loss), pre-tax			(2,067)
Total other comprehensive income (loss), tax expense (benefit)			(526)
Other comprehensive income, net of tax			$ (1,541)

Other Comprehensive Income - Ac

Other Comprehensive Income - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 40,837	$ 21,563
Non-credit related portion of previously recorded other-than-temporary impairment on securities	(11,319)	(11,319)
Unrealized losses on derivative instruments	(6,643)	(2,847)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(6,536)	(6,633)
Total accumulated other comprehensive income	$ 16,339	$ 764

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019
Basic
Net income applicable to common stock	$ 20,130	$ 2,008	$ 46,625	$ 45,110	$ 22,138	$ 91,735
Average common shares outstanding (shares)	56,165,452		58,461,024		56,350,134	58,523,007
Net income per common share - basic (usd per share)	$ 0.36		$ 0.80		$ 0.39	$ 1.57
Diluted
Net income applicable to common stock	$ 20,130	$ 2,008	$ 46,625	$ 45,110	$ 22,138	$ 91,735
Average common shares outstanding (shares)	56,165,452		58,461,024		56,350,134	58,523,007
Effect of dilutive stock-based compensation (shares)	160,024		157,952		164,465	146,049
Average common shares outstanding - diluted (shares)	56,325,476		58,618,976		56,514,599	58,669,056
Net income per common share - diluted (usd per share)	$ 0.36		$ 0.80		$ 0.39	$ 1.56

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Schedule of antidilutive securities excluded from computation of earnings per share
Exercise prices (for stock option awards) (usd per share)	$ 0	$ 0	$ 0	$ 0
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	264,183	4,524	247,093	643

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Jun. 30, 2020
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,253,267	$ 1,262,588
Tier 1 capital to average assets (leverage) - ratio	0.0912	0.1037
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,146,354	$ 1,156,828
Common equity tier 1 capital to risk-weighted assets - ratio	10.69%	11.12%
Tier 1 capital to risk-weighted assets - amount	$ 1,253,267	$ 1,262,588
Tier 1 capital to risk-weighted assets - ratio	0.1169	0.1214
Total capital to risk-weighted assets - amount	$ 1,470,733	$ 1,432,949
Total capital to risk-weighted assets - ratio	0.1372	0.1378
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,320,611	$ 1,331,809
Tier 1 capital to average assets (leverage) - ratio	0.0962	0.1095
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,320,611	$ 1,331,809
Common equity tier 1 capital to risk-weighted assets - ratio	12.33%	12.81%
Tier 1 capital to risk-weighted assets - amount	$ 1,320,611	$ 1,331,809
Tier 1 capital to risk-weighted assets - ratio	0.1233	0.1281
Total capital to risk-weighted assets - amount	$ 1,424,377	$ 1,388,553
Total capital to risk-weighted assets - ratio	0.1330	0.1336

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2019	Mar. 31, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Financial information for the Company's operating segments
Net interest income (loss)	$ 105,782		$ 112,800		$ 212,384	$ 225,947
Provision for credit losses on loans	26,900		900		53,250	2,400
Noninterest income	64,170		41,960		101,740	77,845
Noninterest expense	118,285		93,290		233,326	182,122
Income (loss) before income taxes	24,767		60,570		27,548	119,270
Income tax expense (benefit)	4,637		13,945		5,410	27,535
Net income (loss)	20,130	$ 2,008	46,625	$ 45,110	22,138	91,735
Total assets	14,897,207		12,892,653		14,897,207	12,892,653	$ 13,400,618
Goodwill	939,683		932,971		939,683	932,971	939,683
Community Banks
Financial information for the Company's operating segments
Goodwill	936,916				936,916		936,916
Insurance
Financial information for the Company's operating segments
Goodwill	2,767				2,767		$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	108,110		115,664		216,970	231,722
Provision for credit losses on loans	26,861		900		53,073	2,400
Noninterest income	58,115		36,293		88,798	65,878
Noninterest expense	112,776		87,596		222,060	170,909
Income (loss) before income taxes	26,588		63,461		30,635	124,291
Income tax expense (benefit)	5,425		14,910		6,705	29,196
Net income (loss)	21,163		48,551		23,930	95,095
Total assets	14,775,811		12,790,623		14,775,811	12,790,623
Goodwill	936,916		930,204		936,916	930,204
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	111		171		298	339
Provision for credit losses on loans	0		0		0	0
Noninterest income	2,153		2,222		5,093	5,101
Noninterest expense	1,848		1,898		3,734	3,713
Income (loss) before income taxes	416		495		1,657	1,727
Income tax expense (benefit)	111		128		441	448
Net income (loss)	305		367		1,216	1,279
Total assets	29,095		26,722		29,095	26,722
Goodwill	2,767		2,767		2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	397		409		847	759
Provision for credit losses on loans	39		0		177	0
Noninterest income	4,312		3,890		8,656	7,549
Noninterest expense	3,452		3,464		7,397	6,912
Income (loss) before income taxes	1,218		835		1,929	1,396
Income tax expense (benefit)	0		0		0	0
Net income (loss)	1,218		835		1,929	1,396
Total assets	68,257		61,363		68,257	61,363
Goodwill	0		0		0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(2,836)		(3,444)		(5,731)	(6,873)
Provision for credit losses on loans	0		0		0	0
Noninterest income	(410)		(445)		(807)	(683)
Noninterest expense	209		332		135	588
Income (loss) before income taxes	(3,455)		(4,221)		(6,673)	(8,144)
Income tax expense (benefit)	(899)		(1,093)		(1,736)	(2,109)
Net income (loss)	(2,556)		(3,128)		(4,937)	(6,035)
Total assets	24,044		13,945		24,044	13,945
Goodwill	$ 0		$ 0		$ 0	$ 0