Renasant (RNST) 10-K 26 Feb 21 2020 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Dec. 31, 2020	Feb. 19, 2021	Jun. 30, 2020
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2020
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 1,342,272,796
Entity Common Stock, Shares Outstanding		56,238,556
Documents Incorporated by Reference	Portions of the Proxy Statement for the 2021 Annual Meeting of Shareholders of Renasant Corporation are incorporated by reference into Part III of this Form 10-K.
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	FY

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 176,372	$ 191,065
Interest-bearing balances with banks	456,831	223,865
Cash and cash equivalents	633,203	414,930
Securities available for sale, at fair value	1,343,457	1,290,613
Loans held for sale, at fair value	417,771	318,272
Loans, net of unearned income:
Gross loans	10,933,647	9,689,638
Allowance for credit losses	(176,144)	(52,162)
Acquired with deteriorated credit quality	10,757,503	9,637,476
Premises and equipment, net	300,496	309,697
Other real estate owned:
Non purchased	2,045	2,762
Purchased	3,927	5,248
Total other real estate owned, net	5,972	8,010
Goodwill	939,683	939,683
Other intangible assets, net	30,139	37,260
Bank-owned life insurance	230,609	225,942
Mortgage servicing rights	62,994	53,208
Other assets	207,785	165,527
Total assets	14,929,612	13,400,618
Deposits
Noninterest-bearing	3,685,048	2,551,770
Interest-bearing	8,374,033	7,661,398
Total deposits	12,059,081	10,213,168
Short-term borrowings	21,340	489,091
Long-term debt	474,970	376,507
Other liabilities	241,488	196,163
Total liabilities	12,796,879	11,274,929
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,200,487 and 56,855,002 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost, 3,096,238 and 2,411,723 shares, respectively	(101,554)	(83,189)
Additional paid-in capital	1,296,963	1,294,276
Retained earnings	615,773	617,355
Accumulated other comprehensive income, net of taxes	25,068	764
Total shareholders’ equity	2,132,733	2,125,689
Total liabilities and shareholders’ equity	14,929,612	13,400,618
Non-Purchased
Loans, net of unearned income:
Gross loans	9,419,540	7,587,974
Purchased
Loans, net of unearned income:
Gross loans	$ 1,514,107	$ 2,101,664

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock authorized (in shares)	5,000,000	5,000,000
Preferred stock issued (in shares)	0	0
Preferred stock outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 5	$ 5
Common stock authorized (in shares)	150,000,000	150,000,000
Common stock issued (in shares)	59,296,725	59,296,725
Common stock outstanding (in shares)	56,200,487	56,855,002
Treasury stock (in shares)	3,096,238	2,411,723

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Interest income
Loans	$ 466,432	$ 501,336	$ 428,374
Securities
Taxable	24,224	29,875	23,948
Tax-exempt	6,287	5,477	6,456
Other	1,189	5,892	3,076
Total interest income	498,132	542,580	461,854
Interest expense
Deposits	54,016	81,995	49,760
Borrowings	17,319	16,928	15,569
Total interest expense	71,335	98,923	65,329
Net interest income	426,797	443,657	396,525
Provision for loan losses	85,350	7,050	6,810
Provision for other credit losses	1,500	0	0
Provision for credit losses	86,850	7,050	6,810
Net interest income after provision for credit losses	339,947	436,607	389,715
Noninterest income
Service charges on deposit accounts	31,326	35,972	34,660
Fees and commissions	13,043	19,430	23,868
Insurance commissions	8,990	8,919	8,590
Wealth management revenue	16,504	14,433	13,540
Mortgage banking income	150,499	57,896	50,142
Net gains (losses) on sales of securities	46	348	(16)
BOLI income	5,627	6,109	4,644
Other	9,497	10,147	8,533
Total noninterest income	235,532	153,254	143,961
Noninterest expense
Salaries and employee benefits	302,388	250,784	214,294
Data processing	20,685	19,679	18,627
Net occupancy and equipment	54,080	49,553	42,111
Other real estate owned	2,754	2,013	1,892
Professional fees	11,293	10,166	8,753
Advertising and public relations	10,322	11,607	9,464
Intangible amortization	7,121	8,105	7,179
Communications	8,866	8,858	8,318
Merger and conversion related expenses	0	279	14,246
Restructuring charges	7,365	0	0
Swap termination fees	2,040	0	0
Debt prepayment penalty	121	54	0
Other	44,953	13,076	20,145
Total noninterest expense	471,988	374,174	345,029
Income before income taxes	103,491	215,687	188,647
Income taxes	19,840	48,091	41,727
Net income	$ 83,651	$ 167,596	$ 146,920
Basic earnings per share (usd per share)	$ 1.49	$ 2.89	$ 2.80
Diluted earnings per share (usd per share)	1.48	2.88	2.79
Cash dividends per common share (usd per share)	$ 0.88	$ 0.87	$ 0.80

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 83,651	$ 167,596	$ 146,920
Securities available for sale:
Unrealized holding gains (losses) on securities	20,717	18,625	(8,315)
Reclassification adjustment for (gains) losses realized in net income	(34)	1,872	12
Total securities available for sale	20,683	20,497	(8,303)
Derivative instruments:
Unrealized holding gains (losses) on derivative instruments	688	(2,217)	365
Reclassification adjustment for losses realized in net income related to swap termination	1,521	0	0
Total derivative instruments	2,209	(2,217)	365
Defined benefit pension and post-retirement benefit plans:
Net gain arising during the period	797	68	308
Reclassification adjustment for settlement loss related to the VERP realized in net income	422	0	0
New prior service cost	(362)	0	0
Amortization of net actuarial loss recognized in net periodic pension cost	193	312	245
Amortization of prior service cost	362	0	0
Total defined benefit pension and post-retirement benefit plans	1,412	380	553
Other comprehensive income (loss), net of tax	24,304	18,660	(7,385)
Comprehensive income	$ 107,955	$ 186,256	$ 139,535

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning Balance (shares) at Dec. 31, 2017			49,321,231
Beginning Balance at Dec. 31, 2017	$ 1,514,983		$ 249,951	$ (19,906)	$ 898,095	$ 397,354		$ (10,511)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	146,920					146,920
Other comprehensive income (loss)	(7,385)							(7,385)
Comprehensive income	139,535
Repurchase of shares in connection with stock repurchase program (in shares)			(199,065)
Repurchase of shares in connection with stock repurchase program	(7,062)			(7,062)
Cash dividends	(43,614)					(43,614)
Common stock issued in connection with an acquisition (in shares)			9,306,477
Common stock issued in connection with an acquisition	434,519		$ 46,532		387,987
Repurchase of shares in connection with acquisition related to stock-based compensation awards (in shares)			(2,000)
Repurchase of shares in connection with acquisition related to stock-based compensation awards	(93)			(93)
Issuance of common stock for stock-based compensation awards (in shares)			119,837
Issuance of common stock for stock-based compensation awards	(1,863)			2,816	(4,679)
Stock-based compensation expense	7,251				7,251
Other, net	257				257
Ending Balance (shares) at Dec. 31, 2018			58,546,480
Ending Balance at Dec. 31, 2018	2,043,913		$ 296,483	(24,245)	1,288,911	500,660		(17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	167,596					167,596
Other comprehensive income (loss)	18,660							18,660
Comprehensive income	186,256
Repurchase of shares in connection with stock repurchase program (in shares)			(1,820,202)
Repurchase of shares in connection with stock repurchase program	(62,944)			(62,944)
Cash dividends	(50,901)					(50,901)
Issuance of common stock for stock-based compensation awards (in shares)			128,724
Issuance of common stock for stock-based compensation awards	(831)			4,000	(4,831)
Stock-based compensation expense	10,196				10,196
Ending Balance (shares) at Dec. 31, 2019			56,855,002
Ending Balance at Dec. 31, 2019	$ 2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Accounting Standards Update [Extensible List]	us-gaap:AccountingStandardsUpdate201613Member
Net income	$ 83,651					83,651
Other comprehensive income (loss)	24,304							24,304
Comprehensive income	107,955
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Cash dividends	(50,134)					(50,134)
Issuance of common stock for stock-based compensation awards (in shares)			164,371
Issuance of common stock for stock-based compensation awards	(1,686)			6,204	(7,890)
Stock-based compensation expense	10,577				10,577
Ending Balance (shares) at Dec. 31, 2020			56,200,487
Ending Balance at Dec. 31, 2020	$ 2,132,733		$ 296,483	$ (101,554)	$ 1,296,963	$ 615,773		$ 25,068

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Statement of Stockholders' Equity [Abstract]
Cash dividends per share (usd per share)	$ 0.88	$ 0.87	$ 0.80

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Operating activities
Net income	$ 83,651,000	$ 167,596,000	$ 146,920,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	86,850,000	7,050,000	6,810,000
Depreciation, amortization and accretion	34,633,000	8,185,000	3,496,000
Deferred income tax (benefit) expense	(13,662,000)	20,041,000	16,444,000
Funding of mortgage loans held for sale	(4,479,421,000)	(2,381,178,000)	(1,763,246,000)
Proceeds from sales of mortgage loans held for sale	4,530,328,000	2,328,607,000	1,698,141,000
Gains on sales of mortgage loans held for sale	(150,406,000)	(45,854,000)	(40,318,000)
Valuation adjustment to mortgage servicing rights	11,726,000	1,836,000	0
(Gains) losses on sales of securities	(46,000)	(348,000)	16,000
Penalty on prepayment of debt	121,000	54,000	0
Losses (gains) on sales of premises and equipment	38,000	(881,000)	(198,000)
Stock-based compensation	10,577,000	10,196,000	7,251,000
Net change in other loans held for sale	0	59,885,000	60,599,000
(Increase) decrease in other assets	(59,224,000)	683,000	(11,849,000)
Increase (decrease) in other liabilities	27,077,000	(12,249,000)	(41,954,000)
Net cash provided by operating activities	82,242,000	163,623,000	82,112,000
Investing activities
Purchases of securities available for sale	(515,657,000)	(492,018,000)	(686,887,000)
Proceeds from sales of securities available for sale	44,906,000	212,485,000	2,387,000
Proceeds from call/maturities of securities available for sale	437,981,000	262,287,000	160,703,000
Net increase in loans	(1,233,232,000)	(465,182,000)	(115,208,000)
Purchases of premises and equipment	(28,270,000)	(34,966,000)	(22,360,000)
Proceeds from sales of premises and equipment	0	3,728,000	921,000
Net change in FHLB stock	18,840,000	(11,315,000)	(4,706,000)
Proceeds from sales of other assets	8,438,000	18,404,000	8,361,000
Net cash paid in acquisition	0	(250,000)
Net cash received in acquisition			153,502,000
Other, net	1,446,000	917,000	0
Net cash used in investing activities	(1,265,548,000)	(505,910,000)	(503,287,000)
Financing activities
Net increase in noninterest-bearing deposits	1,133,278,000	233,064,000	49,087,000
Net increase (decrease) in interest-bearing deposits	712,781,000	(147,139,000)	447,317,000
Net (decrease) increase in short-term borrowings	(467,872,000)	101,385,000	263,753,000
Proceeds from long-term debt	98,266,000	150,000,000	0
Repayment of long-term debt	(171,000)	(35,359,000)	(849,000)
Cash paid for dividends	(50,134,000)	(50,901,000)	(43,614,000)
Repurchase of shares in connection with stock repurchase program	(24,569,000)	(62,944,000)	(7,062,000)
Cash received on exercise of stock options	0	0	201,000
Net cash provided by financing activities	1,401,579,000	188,106,000	708,833,000
Net increase (decrease) in cash and cash equivalents	218,273,000	(154,181,000)	287,658,000
Cash and cash equivalents at beginning of year	414,930,000	569,111,000	281,453,000
Cash and cash equivalents at end of year	633,203,000	414,930,000	569,111,000
Supplemental disclosures
Cash paid for interest	73,686,000	98,396,000	66,706,000
Cash paid for income taxes	39,989,000	26,727,000	24,520,000
Noncash transactions:
Transfers of loans to other real estate	8,588,000	4,764,000	3,826,000
Financed sales of other real estate owned	148,000	611,000	531,000
Common stock issued in acquisition of businesses	0	0	434,519,000
Recognition of operating right-of-use assets	9,393,000	91,181,000	0
Recognition of operating lease liabilities	9,393,000	94,700,000	0
Mortgage Receivable
Noncash transactions:
Transfers of mortgage loans held for sale to loans held for investment	0	189,000	1,732,000
Loans Receivable
Noncash transactions:
Transfers of mortgage loans held for sale to loans held for investment	$ 0	$ 134,335,000	$ 0

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies (Dollar amounts in thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity. Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities are reflected under the line item “Net gains (losses) on sales of securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its investment portfolio for credit-related impairment on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”). Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its amortized cost basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire impairment amount is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the impairment is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established and is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes. Recognition of investment interest is discontinued on debt securities that are transferred to nonaccrual status. A number of qualitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the determination of whether the debt security should be transferred to nonaccrual status. The interest on nonaccrual investment securities is accounted for on the cash-basis method until the debt security qualifies for return to accrual status. See Note 2, “Securities,” for further details regarding the Company’s securities portfolio. Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and federal agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party. Loans Held for Sale : Residential mortgage loans held for sale are included in the line item “Loans held for sale” on the Company’s Consolidated Balance Sheets. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income. Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income, the amount of which is immaterial for the year ended December 31, 2020. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Interest income recognized on nonaccrual loans was immaterial for the year ended December 31, 2020. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2020 and 2019, the Company has accrued interest receivable for loans of $56,459 and $33,679, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days past due or have been placed on nonaccrual status are reported as nonperforming loans. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 6 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, the commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the C&I, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration, the nature and volume of the respective loan portfolio segments, and changes in lending or loan review staffing. External factors include current and reasonable and supportable forecasted economic conditions, the competitive environment and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, third-party, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 5, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. Changes in such allowance are recorded in the “Other noninterest expense” line item on the Consolidated Statements of Income. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. Prior to the adoption of ASC 326 on January 1, 2020, the allowance was calculated under the guidance on collective impairment as recognized under ASC 450, “ Contingencies .” Collective impairment was calculated based on loans grouped by grade. Another component of the allowance was losses on loans assessed as impaired under ASC 310, “ Receivables ” (“ASC 310”). The balance of these loans and their related allowance was included in management’s estimation and analysis of the allowance for loan losses. See Note 3, “ Non Purchased Loans,” Note 4, “Purchased Loans,” and Note 5, “ Allowance for Credit Losses” for disclosures regarding the Company’s past due and nonaccrual loans, impaired loans and restructured loans and its allowance for credit losses. Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, whereas the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company will accrete or amortize as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset. Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of forty years for premises, three three ASC 842, “ Leases ” requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than twelve months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment on the Consolidated Balance Sheets and the related lease liabilities are reported in other liabilities. All leases are recorded on the Consolidated Balance Sheets except for leases with an initial term less than 12 months for which the Company elected the short-term lease recognition exemption. Lease terms may contain renewal and extension options and early termination features. Many leases include one or more options to renew, with renewal terms that can extend the lease term from one Lease expense is recognized on a straight-line basis over the lease term and is recorded in the “Net occupancy and equipment expense” line item in the Consolidated Statements of Income. Variable lease payments consist primarily of common area maintenance and taxes. The Company does not have any material sublease agreements currently in place. Other Real Estate Owned : Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income. Mortgage Servicing Rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, mortgage interest rates and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance, to the extent that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Goodwill and Other Intangible Assets : Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights. Intangibles with finite lives are amortized over their estimated useful lives. Goodwill and other intangible assets are subject to impairment testing annually or more frequently if events or circumstances indicate possible impairment; if impaired, such assets are recorded at fair value. Goodwill is assigned to the Company’s reporting segments. In determining the fair value of the Company’s reporting units, management uses the market approach. Other intangible assets, consisting of core deposit intangibles and customer relationship intangibles, are reviewed for events or circumstances which could impact the recoverability of the intangible asset, such as a loss of core deposits, increased competition or adverse changes in the economy. No impairment was identified for the Company’s goodwill or its other intangible assets as a result of the testing performed during 2020, 2019 or 2018. Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income. Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”) provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance and wealth management products. ASC 606 has established, and the Company has utilized, a practical expedient allowing costs that, if capitalized, would have an amortization period of one year or less to instead be expensed as incurred. Service Charges on Deposit Accounts Service charges on deposit accounts include maintenance fees on accounts, per item charges, account enhancement charges for additional packaged benefits and overdraft fees. The contracts with deposit account customers are day-to-day contracts and are considered to be terminable at will by either party. Therefore, the fees are all considered to be earned when charged and simultaneously collected. Fees and Commissions Fees and commissions include fees related to deposit services, such as ATM fees and interchange fees on debit card transactions. These fees are earned at the point in time when the services are rendered, and therefore the related revenue is recognized as the Company’s performance obligation is satisfied. Insurance Commissions Insurance commissions are earned when policies are placed by customers with the insurance carriers and are collected and recognized using two different methods: the agency bill method and the direct bill method. Under the agency bill method, Renasant Insurance is responsible for billing the customers directly and then collecting and remitting the premiums to the insurance carriers. Agency bill revenue is recognized at the later of the invoice date or effective date of the policy. The Company has established a reserve for such policies which is derived from historical collection experience and updated annually. The contract balances (i.e. accounts receivable and accounts payable rela

Securities

Securities	12 Months Ended
	Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 Amortized Gross Gross Fair December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109) 77,751 Trust preferred securities 12,153 — (2,167) 9,986 Other debt securities 55,364 1,133 (132) 56,365 $ 1,276,871 $ 18,620 $ (4,878) $ 1,290,613 Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 16,093 16,294 201 Government agency collateralized mortgage obligations 26,071 26,051 (20) $ 44,860 $ 44,906 $ 46 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2019 Obligations of states and political subdivisions $ 11,799 $ 11,813 $ 14 Residential mortgage backed securities: Government agency mortgage backed securities 72,556 71,944 (612) Government agency collateralized mortgage obligations 122,692 120,892 (1,800) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 4,838 4,720 (118) Other debt securities 252 257 5 Other equity securities — 2,859 2,859 $ 212,137 $ 212,485 $ 348 Carrying Value Net Proceeds Loss Twelve months ended December 31, 2018 Obligations of states and political subdivisions $ 901 $ 893 $ (8) Residential mortgage backed securities: Government agency mortgage backed securities 943 942 (1) Government agency collateralized mortgage obligations 559 552 (7) $ 2,403 $ 2,387 $ (16) The sales of other equity securities included in the table above for the twelve months ended December 31, 2019 represent the Company’s sale of its shares of Visa Class B common stock during the third quarter of 2019. Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Gross gains on sales of securities available for sale $ 230 $ 2,979 $ 11 Gross losses on sales of securities available for sale (184) (2,631) (27) Gain (losses) on sales of securities available for sale, net $ 46 $ 348 $ (16) At December 31, 2020 and 2019, securities with a carrying value of approximately $582,338 and $416,849, respectively, were pledged to secure government, public, trust, and other deposits. Securities with a carrying value of $32,272 and $27,754 were pledged as collateral for short-term borrowings and derivative instruments at December 31, 2020 and 2019, respectively. The amortized cost and fair value of securities at December 31, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 9,438 $ 9,520 Due after one year through five years 45,943 48,017 Due after five years through ten years 74,337 78,271 Due after ten years 215,924 221,836 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 602,646 Government agency collateralized mortgage obligations 218,373 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 30,287 Government agency collateralized mortgage obligations 99,377 102,348 Other debt securities 28,423 30,264 $ 1,301,973 $ 1,343,457 The following table presents the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) December 31, 2019 Obligations of other U.S. Government agencies and corporations — $ — $ — 1 $ 1,008 $ (3) 1 $ 1,008 $ (3) Obligations of states and political subdivisions 26 33,902 (365) — — — 26 33,902 (365) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504) 16 20,775 (312) 53 253,954 (1,816) Government agency collateralized mortgage obligations 11 45,319 (262) — — — 11 45,319 (262) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23) 2 1,190 (1) 3 6,166 (24) Government agency collateralized mortgage obligations 1 4,910 (109) — — — 1 4,910 (109) Trust preferred securities — — — 2 9,986 (2,167) 2 9,986 (2,167) Other debt securities 3 8,737 (131) 1 741 (1) 4 9,478 (132) Total 79 $ 331,023 $ (2,394) 22 $ 33,700 $ (2,484) 101 $ 364,723 $ (4,878) The Company does not intend to sell any of the securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period greater than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. As such, the Company did not record any impairment for the years ended December 31, 2020 and 2019 (determined in accordance with the accounting standards in effect prior to the Company’s adoption of CECL).

Non Purchased Loans

Non Purchased Loans	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) “Purchased” loans are those loans acquired in any of the Company’s previous acquisitions, including FDIC-assisted acquisitions. “Non purchased” loans include all of the Company’s other loans, other than loans held for sale. For purposes of this Note 3, all references to “loans” mean non purchased loans, including PPP loans. The following is a summary of non purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,360,471 $ 1,052,353 Lease financing 80,022 85,700 Real estate – construction: Residential 243,814 272,643 Commercial 583,338 502,258 Total real estate – construction 827,152 774,901 Real estate – 1-4 family mortgage: Primary 1,536,181 1,449,219 Home equity 432,768 456,265 Rental/investment 264,436 291,931 Land development 123,179 152,711 Total real estate – 1-4 family mortgage 2,356,564 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,334,765 1,209,204 Non-owner occupied 2,194,739 1,803,587 Land development 120,125 116,085 Total real estate – commercial mortgage 3,649,629 3,128,876 Installment loans to individuals 149,862 199,843 Gross loans 9,423,700 7,591,799 Unearned income (4,160) (3,825) Loans, net of unearned income $ 9,419,540 $ 7,587,974 Past Due and Nonaccrual Loans The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were two restructured loans totaling $177 that were contractually 90 days past due or more and still accruing at December 31, 2020. There were two restructured loans totaling $164 that were contractually 90 days past due or more and still accruing at December 31, 2019. The outstanding balance of restructured loans on nonaccrual status was $5,787 and $3,058 at December 31, 2020 and 2019, respectively. Restructured Loans At December 31, 2020, 2019 and 2018, there were $11,761, $4,679 and $5,325, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 $ 460 $ 459 Total 7 $ 647 $ 644 December 31, 2018 Real estate – 1-4 family mortgage 9 1,764 1,763 Real estate – commercial mortgage 2 94 89 Total 11 $ 1,858 $ 1,852 At December 31, 2020 and December 31, 2018 the Company had $448 and $139, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. There were no such occurrences for the year ended December 31, 2019 that remained outstanding at period end. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 51 $ 5,325 Additional advances or loans with concessions 7 661 Reclassified as performing 5 252 Reductions due to: Reclassified as nonperforming (9) (808) Paid in full (8) (581) Principal paydowns — (170) Totals at December 31, 2019 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 The allocated allowance for credit losses attributable to restructured loans was $337 and $125 at December 31, 2020 and 2019, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2020 and December 31, 2019. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance is qualified for an initial 90-day deferral of principal and interest payments. Principal and interest payments can be deferred for up to 180 days on residential mortgage loans. A second deferral is available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfy underwriting standards established by the Company that analyze the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operates. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of December 31, 2020, the Company had 622 loans with total balances of approximately $112,000 on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial purpose loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (historically, those with a risk rating between 1 and 4) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4C. During the first quarter of 2020, the Company proactively identified certain “Pass” rated loans greater than $1,000 in industries the Company believed posed a greater risk in the current pandemic environment (at the time of the downgrade, borrowers in the hotel/motel, restaurant and entertainment industries) and created the risk rating of 4C. These were originally downgraded to “Pass-Watch” during the year as the Company reviewed these loans and its risk rating categories. After an extensive review, the Company determined that it was appropriate to classify 4B and 4C rated loans as “Pass”. The Company also determined that it would be appropriate to establish a “Special Mention” grade (those with a risk rating of 4E). This grade represents a loan where a significant adverse risk-modifying action is anticipated in the near term and left uncorrected, could result in deterioration of the credit quality of the loan. In 2019, the Company classified 4B and 4E rated loans as “Watch”, which was used on a temporary basis for “Pass” graded loans that required greater attention. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 Related Party Loans Certain executive officers and directors of Renasant Bank and their associates are customers of and have other transactions with Renasant Bank. Related party loans and commitments are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Company or the Bank and do not involve more than a normal risk of collectability or present other unfavorable features. A summary of the changes in related party loans follows: Loans at December 31, 2019 $ 25,916 New loans and advances 3,337 Payments received (1,926) Changes in related parties 1 Loans at December 31, 2020 $ 27,328 No related party loans were classified as past due, nonaccrual, impaired or restructured at December 31, 2020 or 2019. Unfunded commitments to certain executive officers and directors and their associates totaled $19,911 and $7,266 at December 31, 2020 and 2019, respectively. The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 5,722 $ 6,623 $ 1,222 $ 6,787 $ 30 Lease financing 226 226 3 231 — Real estate – construction — — — — — Real estate – 1-4 family mortgage 13,689 14,018 143 14,364 200 Real estate – commercial mortgage 7,361 8,307 390 7,034 120 Installment loans to individuals 84 91 1 97 2 Total $ 27,082 $ 29,265 $ 1,759 $ 28,513 $ 352 With no related allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — Lease financing — — — — — Real estate – construction 9,145 9,145 — 8,516 438 Real estate – 1-4 family mortgage — — — — — Real estate – commercial mortgage 1,080 2,760 — 1,159 33 Installment loans to individuals — — — — — Total $ 10,225 $ 11,905 $ — $ 9,675 $ 471 Totals $ 37,307 $ 41,170 $ 1,759 $ 38,188 $ 823 The average recorded investment in impaired loans for the year ended December 31, 2018 was $27,080. Interest income recognized on impaired loans for the year ended December 31, 2018 was $549. (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans. The following is a summary of purchased loans at December 31: 2020 2019 Commercial, financial, agricultural $ 176,513 $ 315,619 Real estate – construction: Residential 2,859 16,407 Commercial 28,093 35,175 Total real estate – construction 30,952 51,582 Real estate – 1-4 family mortgage: Primary 214,770 332,729 Home equity 80,392 117,275 Rental/investment 31,928 43,169 Land development 14,654 23,314 Total real estate – 1-4 family mortgage 341,744 516,487 Real estate – commercial mortgage: Owner-occupied 323,041 428,077 Non-owner occupied 552,728 647,308 Land development 29,454 40,004 Total real estate – commercial mortgage 905,223 1,115,389 Installment loans to individuals 59,675 102,587 Loans $ 1,514,107 $ 2,101,664 Past Due and Nonaccrual Loans The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There was one restructured loan totaling $74 that was contractually 90 days past due or more and still accruing at December 31, 2020. There were two restructured loans totaling $106 that were contractually 90 days past due or more and still accruing at December 31, 2019. The outstanding balance of restructured loans on nonaccrual status was $12,788 and $1,667 at December 31, 2020 and 2019, respectively. Restructured Loans At December 31, 2020, 2019 and 2018, there were $8,687, $7,275 and $7,495, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 December 31, 2018 Commercial, financial, agricultural 1 $ 48 $ 44 Real estate – 1-4 family mortgage 2 142 127 Real estate – commercial mortgage 2 522 381 Total 5 $ 712 $ 552 During the years ended December 31, 2020, 2019 and 2018, the Company had $74, $101 and $5, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 54 $ 7,495 Additional advances or loans with concessions 5 3,168 Reclassified as performing 14 1,931 Reductions due to: Reclassified as nonperforming (11) (1,964) Paid in full (7) (370) Charge-offs (1) (101) Principal paydowns — (508) Measurement period adjustment on recently acquired loans — (2,376) Totals at December 31, 2019 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 The allocated allowance for credit losses attributable to restructured loans was $612 and $17 at December 31, 2020 and 2019, respectively. The Company had $370 and $6 in remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2020 and 2019, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of December 31, 2020, the Company had 284 loans with total balances of approximately $33,000 on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627

Purchased Loans

Purchased Loans	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) “Purchased” loans are those loans acquired in any of the Company’s previous acquisitions, including FDIC-assisted acquisitions. “Non purchased” loans include all of the Company’s other loans, other than loans held for sale. For purposes of this Note 3, all references to “loans” mean non purchased loans, including PPP loans. The following is a summary of non purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,360,471 $ 1,052,353 Lease financing 80,022 85,700 Real estate – construction: Residential 243,814 272,643 Commercial 583,338 502,258 Total real estate – construction 827,152 774,901 Real estate – 1-4 family mortgage: Primary 1,536,181 1,449,219 Home equity 432,768 456,265 Rental/investment 264,436 291,931 Land development 123,179 152,711 Total real estate – 1-4 family mortgage 2,356,564 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,334,765 1,209,204 Non-owner occupied 2,194,739 1,803,587 Land development 120,125 116,085 Total real estate – commercial mortgage 3,649,629 3,128,876 Installment loans to individuals 149,862 199,843 Gross loans 9,423,700 7,591,799 Unearned income (4,160) (3,825) Loans, net of unearned income $ 9,419,540 $ 7,587,974 Past Due and Nonaccrual Loans The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were two restructured loans totaling $177 that were contractually 90 days past due or more and still accruing at December 31, 2020. There were two restructured loans totaling $164 that were contractually 90 days past due or more and still accruing at December 31, 2019. The outstanding balance of restructured loans on nonaccrual status was $5,787 and $3,058 at December 31, 2020 and 2019, respectively. Restructured Loans At December 31, 2020, 2019 and 2018, there were $11,761, $4,679 and $5,325, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 $ 460 $ 459 Total 7 $ 647 $ 644 December 31, 2018 Real estate – 1-4 family mortgage 9 1,764 1,763 Real estate – commercial mortgage 2 94 89 Total 11 $ 1,858 $ 1,852 At December 31, 2020 and December 31, 2018 the Company had $448 and $139, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. There were no such occurrences for the year ended December 31, 2019 that remained outstanding at period end. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 51 $ 5,325 Additional advances or loans with concessions 7 661 Reclassified as performing 5 252 Reductions due to: Reclassified as nonperforming (9) (808) Paid in full (8) (581) Principal paydowns — (170) Totals at December 31, 2019 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 The allocated allowance for credit losses attributable to restructured loans was $337 and $125 at December 31, 2020 and 2019, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2020 and December 31, 2019. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance is qualified for an initial 90-day deferral of principal and interest payments. Principal and interest payments can be deferred for up to 180 days on residential mortgage loans. A second deferral is available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfy underwriting standards established by the Company that analyze the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operates. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of December 31, 2020, the Company had 622 loans with total balances of approximately $112,000 on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial purpose loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (historically, those with a risk rating between 1 and 4) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Pass” grade is reserved for loans with a risk rating between 1 and 4C. During the first quarter of 2020, the Company proactively identified certain “Pass” rated loans greater than $1,000 in industries the Company believed posed a greater risk in the current pandemic environment (at the time of the downgrade, borrowers in the hotel/motel, restaurant and entertainment industries) and created the risk rating of 4C. These were originally downgraded to “Pass-Watch” during the year as the Company reviewed these loans and its risk rating categories. After an extensive review, the Company determined that it was appropriate to classify 4B and 4C rated loans as “Pass”. The Company also determined that it would be appropriate to establish a “Special Mention” grade (those with a risk rating of 4E). This grade represents a loan where a significant adverse risk-modifying action is anticipated in the near term and left uncorrected, could result in deterioration of the credit quality of the loan. In 2019, the Company classified 4B and 4E rated loans as “Watch”, which was used on a temporary basis for “Pass” graded loans that required greater attention. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 Related Party Loans Certain executive officers and directors of Renasant Bank and their associates are customers of and have other transactions with Renasant Bank. Related party loans and commitments are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Company or the Bank and do not involve more than a normal risk of collectability or present other unfavorable features. A summary of the changes in related party loans follows: Loans at December 31, 2019 $ 25,916 New loans and advances 3,337 Payments received (1,926) Changes in related parties 1 Loans at December 31, 2020 $ 27,328 No related party loans were classified as past due, nonaccrual, impaired or restructured at December 31, 2020 or 2019. Unfunded commitments to certain executive officers and directors and their associates totaled $19,911 and $7,266 at December 31, 2020 and 2019, respectively. The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods. Impaired Loans Impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 5,722 $ 6,623 $ 1,222 $ 6,787 $ 30 Lease financing 226 226 3 231 — Real estate – construction — — — — — Real estate – 1-4 family mortgage 13,689 14,018 143 14,364 200 Real estate – commercial mortgage 7,361 8,307 390 7,034 120 Installment loans to individuals 84 91 1 97 2 Total $ 27,082 $ 29,265 $ 1,759 $ 28,513 $ 352 With no related allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — Lease financing — — — — — Real estate – construction 9,145 9,145 — 8,516 438 Real estate – 1-4 family mortgage — — — — — Real estate – commercial mortgage 1,080 2,760 — 1,159 33 Installment loans to individuals — — — — — Total $ 10,225 $ 11,905 $ — $ 9,675 $ 471 Totals $ 37,307 $ 41,170 $ 1,759 $ 38,188 $ 823 The average recorded investment in impaired loans for the year ended December 31, 2018 was $27,080. Interest income recognized on impaired loans for the year ended December 31, 2018 was $549. (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans. The following is a summary of purchased loans at December 31: 2020 2019 Commercial, financial, agricultural $ 176,513 $ 315,619 Real estate – construction: Residential 2,859 16,407 Commercial 28,093 35,175 Total real estate – construction 30,952 51,582 Real estate – 1-4 family mortgage: Primary 214,770 332,729 Home equity 80,392 117,275 Rental/investment 31,928 43,169 Land development 14,654 23,314 Total real estate – 1-4 family mortgage 341,744 516,487 Real estate – commercial mortgage: Owner-occupied 323,041 428,077 Non-owner occupied 552,728 647,308 Land development 29,454 40,004 Total real estate – commercial mortgage 905,223 1,115,389 Installment loans to individuals 59,675 102,587 Loans $ 1,514,107 $ 2,101,664 Past Due and Nonaccrual Loans The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There was one restructured loan totaling $74 that was contractually 90 days past due or more and still accruing at December 31, 2020. There were two restructured loans totaling $106 that were contractually 90 days past due or more and still accruing at December 31, 2019. The outstanding balance of restructured loans on nonaccrual status was $12,788 and $1,667 at December 31, 2020 and 2019, respectively. Restructured Loans At December 31, 2020, 2019 and 2018, there were $8,687, $7,275 and $7,495, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 December 31, 2018 Commercial, financial, agricultural 1 $ 48 $ 44 Real estate – 1-4 family mortgage 2 142 127 Real estate – commercial mortgage 2 522 381 Total 5 $ 712 $ 552 During the years ended December 31, 2020, 2019 and 2018, the Company had $74, $101 and $5, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 54 $ 7,495 Additional advances or loans with concessions 5 3,168 Reclassified as performing 14 1,931 Reductions due to: Reclassified as nonperforming (11) (1,964) Paid in full (7) (370) Charge-offs (1) (101) Principal paydowns — (508) Measurement period adjustment on recently acquired loans — (2,376) Totals at December 31, 2019 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 The allocated allowance for credit losses attributable to restructured loans was $612 and $17 at December 31, 2020 and 2019, respectively. The Company had $370 and $6 in remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2020 and 2019, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of December 31, 2020, the Company had 284 loans with total balances of approximately $33,000 on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627

Allowance for Credit Losses

Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands, Except Number of Loans) The following is a summary of non purchased and purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,536,984 $ 1,367,972 Lease financing 80,022 85,700 Real estate – construction: Residential 246,673 289,050 Commercial 611,431 537,433 Total real estate – construction 858,104 826,483 Real estate – 1-4 family mortgage: Primary 1,750,951 1,781,948 Home equity 513,160 573,540 Rental/investment 296,364 335,100 Land development 137,833 176,025 Total real estate – 1-4 family mortgage 2,698,308 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,657,806 1,637,281 Non-owner occupied 2,747,467 2,450,895 Land development 149,579 156,089 Total real estate – commercial mortgage 4,554,852 4,244,265 Installment loans to individuals 209,537 302,430 Gross loans 10,937,807 9,693,463 Unearned income (4,160) (3,825) Loans, net of unearned income 10,933,647 9,689,638 Allowance for credit losses on loans (176,144) (52,162) Net loans $ 10,757,503 $ 9,637,476 Allowance for Credit Losses on Loans The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2020 Allowance for credit losses on loans: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (3,577) (716) (1,167) (2,642) (168) (7,835) (16,105) Recoveries 1,263 31 838 2,478 11 7,632 12,253 Net charge-offs (2,314) (685) (329) (164) (157) (203) (3,852) Provision for credit losses on loans 19,336 8,198 8,366 47,008 350 2,092 85,350 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Period-End Amount Allocated to: Individually evaluated $ 10,345 $ 497 $ 300 $ 2,444 $ — $ 604 $ 14,190 Collectively evaluated 28,686 15,550 31,865 73,683 1,624 10,546 161,954 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Loans: Individually evaluated $ 16,091 $ 497 $ 5,379 $ 21,764 $ — $ 619 $ 44,350 Collectively evaluated 2,520,893 857,607 2,692,929 4,533,088 75,862 208,918 10,889,297 Ending balance $ 2,536,984 $ 858,104 $ 2,698,308 $ 4,554,852 $ 75,862 $ 209,537 $ 10,933,647 Nonaccruing loans with no allowance for credit losses $ 541 $ — $ 4,054 $ 4,382 $ — $ — $ 8,977 Upon adoption of ASC 326 on January 1, 2020, the allowance for credit losses on loans was increased by $42,484. The Company recorded $85,350 in total provision for credit losses on loans during 2020. The provision recorded during the year was primarily driven by the current and future economic uncertainty caused by the COVID-19 pandemic, including the current projections of an improving, but continued elevated national unemployment rate into 2021 and 2022 and nominal GDP growth relative to pre-pandemic levels. The Company also factored into its estimate the potential benefit and risk of participation in the government programs implemented through the CARES Act and the internal loan deferral program offered to qualified customers. The Company utilized a two year reasonable and supportable forecast range during the current period. The Company continues its heightened monitoring efforts with respect to loans in certain industries the Company currently believes pose a greater risk in the current environment (i.e., hospitality and healthcare). In addition, the Company will continue to monitor the performance of all portfolios, the severity and duration of the pandemic and potential subsequent recovery of the economic environment. Although the Company made an accounting policy election to exclude accrued interest from the amortized cost of loans and therefore the allowance calculation, the Company recorded $1,500 in provision for credit losses to establish an allowance for the interest deferred as part of the loan deferral program. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Year Ended December 31, 2019 Allowance for loan losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (2,681) — (1,602) (1,490) (7,705) (13,478) Recoveries 1,428 21 712 689 6,714 9,564 Net charge-offs (1,253) 21 (890) (801) (991) (3,914) Provision for loan losses 3,642 253 565 1,299 1,291 7,050 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,434 $ 16 $ 160 $ 396 $ 6 $ 2,012 Collectively evaluated for impairment 8,932 5,013 9,363 23,208 1,663 48,179 Purchased with deteriorated credit quality 292 — 291 1,386 2 1,971 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Year Ended December 31, 2018 Allowance for loan losses: Beginning balance $ 5,542 $ 3,428 $ 12,009 $ 23,384 $ 1,848 $ 46,211 Charge-offs (2,415) (51) (2,023) (1,197) (742) (6,428) Recoveries 618 13 573 1,108 121 2,433 Net charge-offs (1,797) (38) (1,450) (89) (621) (3,995) Provision for loan losses 4,524 1,365 (420) 1,197 144 6,810 Ending balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Period-End Amount Allocated to: Individually evaluated for impairment $ 336 $ 68 $ 79 $ 1,027 $ 4 $ 1,514 Collectively evaluated for impairment 7,772 4,687 9,572 21,564 1,365 44,960 Purchased with deteriorated credit quality 161 — 488 1,901 2 2,552 Ending balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 (1) Includes lease financing receivables. The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Acquired with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables. Allowance for Credit Losses on Unfunded Loan Commitments The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the period presented. Year Ended December 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 9,200 Ending balance $ 20,535

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2020
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment (In Thousands) Bank premises and equipment at December 31 are summarized as follows: 2020 2019 Premises $ 250,313 $ 233,345 Leasehold improvements 21,289 13,582 Furniture and equipment 64,798 61,380 Computer equipment 24,114 25,062 Autos 144 147 Lease right-of-use assets 66,023 84,754 Total 426,681 418,270 Accumulated depreciation (126,185) (108,573) Net $ 300,496 $ 309,697 Depreciation expense was $18,699, $16,379 and $14,358 for the years ended December 31, 2020, 2019 and 2018, respectively. Included in the “Premises” line item in the table above is $1,882 of held-for-sale assets that have been marked to fair value at December 31, 2020 as part of the Company’s system-wide branch evaluation effort. The adjustments to mark the properties to fair value are a noninterest expense and are included in the “Restructuring charges” line item on the Consolidated Statements of Income. See Note 25, “Leases,” for further details regarding the Company’s right-of-use assets.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2020
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010 Changes in the Company’s purchased and non purchased OREO were as follows for the periods presented: Purchased OREO Non Purchased OREO Total Balance at December 31, 2018 $ 6,187 $ 4,853 $ 11,040 Transfers of loans 2,287 2,477 4,764 Impairments (890) (375) (1,265) Dispositions (2,305) (4,193) (6,498) Other (31) — (31) Balance at December 31, 2019 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 4,058 4,530 8,588 Impairments (1,581) (579) (2,160) Dispositions (3,747) (4,668) (8,415) Other (51) — (51) Balance at December 31, 2020 $ 3,927 $ 2,045 $ 5,972 At December 31, 2020 and 2019, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $1,308 and $1,079, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: December 31, 2020 2019 2018 Repairs and maintenance $ 279 $ 326 $ 425 Property taxes and insurance 364 343 385 Impairments 2,160 1,265 1,545 Net (gains) losses on OREO sales (23) 94 (423) Rental income (26) (15) (40) Total $ 2,754 $ 2,013 $ 1,892

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) Changes in the carrying amount of goodwill during the years ended December 31, 2020 were as follows: Community Banks Insurance Total Balance at December 31, 2018 $ 930,161 $ 2,767 $ 932,928 Measurement period adjustments to goodwill from Brand acquisition 6,755 — 6,755 Balance at December 31, 2019 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2020 $ 936,916 $ 2,767 $ 939,683 The 2019 addition to goodwill resulted from measurement period adjustments from the Brand Group Holdings, Inc. (“Brand”) acquisition in September 2018 and is primarily related to adjustments on the fair value of loans, debt and other assets. The purchase accounting related to the Brand acquisition is now final. There were no changes to goodwill during the year ended December 31, 2020. The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2020 Core deposit intangible $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 December 31, 2019 Core deposit intangible $ 82,492 $ (46,599) $ 35,893 Customer relationship intangible 2,470 (1,103) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702) $ 37,260 Core deposit intangible amortization expense for the years ended December 31, 2020, 2019 and 2018 was $6,940, $7,965 and $7,048, respectively. Customer relationship intangible amortization expense for the year ended December 31, 2020, 2019, and 2018 was $181, $140, and $131, respectively. The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,042 181 4,223 2024 3,498 181 3,679 2025 3,102 181 3,283

Mortgage Servicing Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2020
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2019 $ 48,230 Capitalization 13,823 Amortization (7,009) Valuation adjustment (1,836) Carrying Value at December 31, 2019 $ 53,208 Capitalization 41,235 Amortization (19,723) Valuation adjustment (11,726) Carrying Value at December 31, 2020 $ 62,994 The Company recognized a negative valuation adjustment on MSRs in earnings in the amount of $11,726 and $1,836 during the years ended December 31, 2020 and 2019, respectively, which was included in “Mortgage banking income” in the Consolidated Statements of Income. There were no such adjustments recognized during 2018. The movement of mortgage interest rates has an inverse relationship with prepayment speeds and discount rates. The decline in interest rates during 2020, which resulted in higher than estimated prepayments speeds, was the largest contributor to the negative valuation adjustment. A continued decline in mortgage interest rates and an increase in actual prepayment speeds may cause additional negative adjustments to the valuation of the Company’s MSRs. Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2020 2019 2018 Unpaid principal balance $ 7,322,671 $ 4,871,155 $ 4,635,712 Weighted-average prepayment speed (CPR) 15.05 % 11.48 % 7.95 % Estimated impact of a 10% increase $ (4,001) $ (2,469) $ (1,264) Estimated impact of a 20% increase (7,674) (4,774) (2,569) Discount rate 9.86 % 9.69 % 9.45 % Estimated impact of a 100bp increase $ (2,144) $ (2,027) $ (2,657) Estimated impact of a 200bp increase (4,144) (3,908) (5,103) Weighted-average coupon interest rate 3.58 % 4.04 % 4.04 % Weighted-average servicing fee (basis points) 29.94 29.20 27.47 Weighted-average remaining maturity (in years) 5.14 6.35 8.03

Deposits

Deposits	12 Months Ended
	Dec. 31, 2020
Mortgage Banking [Abstract]
Deposits	Deposits (In Thousands) The following is a summary of deposits as of December 31: 2020 2019 Noninterest-bearing deposits $ 3,685,048 $ 2,551,770 Interest-bearing demand deposits 5,830,288 4,832,945 Savings deposits 847,857 667,821 Time deposits 1,695,888 2,160,632 Total deposits $ 12,059,081 $ 10,213,168 The approximate scheduled maturities of time deposits at December 31, 2020 are as follows: 2021 $ 1,228,457 2022 342,765 2023 73,232 2024 22,628 2025 22,380 Thereafter 6,426 Total $ 1,695,888 The aggregate amount of time deposits in denominations of $250 or more at December 31, 2020 and 2019 was $426,762 and $585,717, respectively. Certain executive officers and directors and their respective affiliates had amounts on deposit with Renasant Bank of approximately $25,302 and $33,929 at December 31, 2020 and 2019, respectively.

Short-Term Borrowings

Short-Term Borrowings	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Short-Term Borrowings	Short-Term Borrowings (In Thousands) Short-term borrowings as of December 31 are summarized as follows: 2020 2019 Securities sold under agreements to repurchase $ 10,947 $ 9,091 Federal funds purchased 10,393 — Federal Home Loan Bank short-term advances — 480,000 Total short-term borrowings $ 21,340 $ 489,091 Securities sold under agreements to repurchase (“repurchase agreements”) represent funds received from customers, generally on an overnight or continuous basis, which are collateralized by investment securities owned or, at times, borrowed and re-hypothecated by the Company. The securities used as collateral consist primarily of U.S. Government agency mortgage backed securities, U.S. Government agency collateralized mortgage obligations, obligations of U.S. Government agencies, and obligations of states and political subdivisions. All securities are maintained by the Company’s safekeeping agents. These securities are reviewed by the Company on a daily basis, and the Company may be required to provide additional collateral due to changes in the fair market value of these securities. The terms of the Company’s repurchase agreements are continuous but may be canceled at any time by the Company or the customer. Federal funds are short term borrowings, generally overnight borrowings, between financial institutions that are generally used to maintain reserve requirements at the Federal Reserve Bank or elsewhere. FHLB short-term advances are borrowings with original maturities of less than one year. In connection with the prepayment of $430,000 in short-term advances from the FHLB during 2020, the Company incurred penalty charges of $121, which is included in the line item “Debt prepayment penalty” in the Consolidated Statements of Income. The Company did not prepay any outstanding short-term advances from the FHLB in 2019 or 2018. The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2020 2019 2018 2020 2019 2018 Federal Home Loan Bank short-term advances $ 345,601 $ 114,965 $ 147,749 1.09 % 2.59 % 2.21 % Federal funds purchased 363 — — — — — Securities sold under agreements to repurchase 10,889 8,479 7,986 0.30 0.15 0.17 Total short-term borrowings $ 356,853 $ 123,444 $ 155,735 1.07 % 2.43 % 2.10 % The Company maintains lines of credit with correspondent banks totaling $180,000 at December 31, 2020. Interest is charged at the market federal funds rate on all advances. There were no amounts outstanding under these lines of credit at December 31, 2020 or 2019.

Long-Term Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Long-Term Debt	Long-Term Debt (In Thousands) Long-term debt as of December 31, 2020 and 2019 is summarized as follows: 2020 2019 Federal Home Loan Bank advances $ 152,167 $ 152,337 Junior subordinated debentures 110,794 110,215 Subordinated notes 212,009 113,955 Total long-term debt $ 474,970 $ 376,507 Federal Home Loan Bank Advances Long-term advances from the FHLB outstanding at December 31, 2020 had maturities ranging from 2021 to 2030 with a combination of fixed and floating rates ranging from 0.00% to 4.34%. The long-term advance with no interest rate is the result of a floating-to-fixed advance that has a floating rate of three-month LIBOR less 50 basis points with a zero percent floor. This floating-to-fixed advance will convert to a fixed rate of 1.358% in October 2021. Weighted-average interest rates on outstanding advances at December 31, 2020 and 2019 were 0.05% and 1.53%, respectively. These advances are collateralized by a blanket lien on the Bank’s loans. The Company had availability on unused lines of credit with the FHLB of $3,784,520 at December 31, 2020. In connection with the prepayment of $2,094 in long-term advances from the FHLB during 2019, the Company incurred penalty charges of $54, which is included under the line item “Debt prepayment penalty” in the Consolidated Statements of Income. The Company did not prepay any outstanding long-term advances from the FHLB during 2020 or 2018. Junior Subordinated Debentures The Company owns the outstanding common securities of business trusts that issued corporation-obligated mandatorily redeemable preferred capital securities to third-party investors. The trusts used the proceeds from the issuance of their preferred capital securities and common securities (collectively referred to as “capital securities”) to buy floating rate junior subordinated debentures issued by the Company (or by companies that the Company subsequently acquired). The debentures are the trusts’ only assets and interest payments from the debentures finance the distributions paid on the capital securities. Distributions on the capital securities are payable quarterly at a rate per annum equal to the interest rate being earned by the trusts on the debentures held by the trusts. The capital securities are subject to mandatory redemption, in whole or in part, upon repayment of the debentures. The Company has entered into an agreement which fully and unconditionally guarantees the capital securities of each trust subject to the terms of the guarantee. The following table provides details on the debentures as of December 31, 2020: Principal Interest Rate Year of Amount PHC Statutory Trust I $ 20,619 3.08 % 2033 $ 20,000 PHC Statutory Trust II 31,959 2.09 2035 31,000 Capital Bancorp Capital Trust I 12,372 1.74 2035 12,000 First M&F Statutory Trust I 30,928 1.55 2036 21,646 Brand Group Holdings Statutory Trust I 10,310 2.30 2035 9,172 Brand Group Holdings Statutory Trust II 5,155 3.22 2037 5,055 Brand Group Holdings Statutory Trust III 5,155 3.22 2038 5,055 Brand Group Holdings Statutory Trust IV 3,093 3.97 2038 3,275 During 2003, the Company formed PHC Statutory Trust I to provide funds for the cash portion of the Renasant Bancshares, Inc. acquisition. The interest rate for PHC Statutory Trust I reprices quarterly equal to the three-month LIBOR at the determination date plus 285 basis points. In April 2012, the Company entered into an interest rate swap agreement effective March 17, 2014, pursuant to which the Company receives a variable rate of interest based on the three-month LIBOR plus a spread of 2.85% and pays a fixed rate of interest of 5.49%. The debentures owned by PHC Statutory Trust I are currently redeemable at par. During 2005, the Company formed PHC Statutory Trust II to provide funds for the cash portion of the Heritage Financial Holding Corporation acquisition. The interest rate for PHC Statutory Trust II reprices quarterly equal to the three-month LIBOR at the determination date plus 187 basis points. The debentures owned by PHC Statutory Trust II are currently redeemable at par. In connection with the acquisition of Capital Bancorp, Inc. in 2007, the Company assumed the debentures issued to Capital Bancorp Capital Trust I. The discount associated with the Company’s assumption of the debentures issued to Capital Bancorp Capital Trust I was fully amortized during 2010. The interest rate for Capital Bancorp Capital Trust I reprices quarterly equal to the three-month LIBOR plus 150 basis points. In March 2012, the Company entered into an interest rate swap agreement effective March 31, 2014, whereby the Company receives a variable rate of interest based on the three-month LIBOR plus a spread of 1.50% and pays a fixed rate of interest of 4.42%. The debentures owned by Capital Bancorp Capital Trust I are currently redeemable at par. In connection with the acquisition of First M&F Corporation in 2013, the Company assumed the debentures issued to First M&F Statutory Trust I. The discount associated with the Company’s assumption of the debentures issued to First M&F Statutory Trust I had a carrying value of $8,354 at December 31, 2020 and $8,902 at December 31, 2019. The discount is being amortized through March 2036. The interest rate for First M&F Statutory Trust I reprices quarterly equal to the three-month LIBOR plus a spread of 133 basis points. In April 2018, the Company entered into an interest rate swap agreement effective June 15, 2018, whereby the Company pays a fixed rate of 4.180% and receives a variable rate of three-month LIBOR plus a spread of 133 basis points on a quarterly basis and will mature in June 2028. The debentures owned by First M&F Statutory Trust I are currently redeemable at par. In connection with the acquisition of Brand in 2018, the Company assumed the debentures issued to Brand Group Holdings Statutory Trust I, Brand Group Holdings Statutory Trust II, Brand Group Holdings Statutory Trust III and Brand Group Holdings Statutory Trust IV. The discount associated with the Company’s assumption of the debentures issued to the respective Brand trusts had a carrying value of $443 at December 31, 2020 and $474 at December 31, 2019 and is being amortized through September 2038. The interest rate for each trust acquired from Brand reprices quarterly equal to the three-month LIBOR at the determination date plus 205 basis points for Brand Group Holdings Statutory Trust I, plus 300 basis points for Brand Group Holdings Statutory Trust II and III, and plus 375 basis points for Brand Group Holdings Statutory Trust IV. The debentures owned by the respective trusts listed above are all currently redeemable at par. The Company has classified $107,203 of the debentures described in the above paragraphs as Tier 1 capital. Federal Reserve guidelines limit the amount of securities that, similar to our junior subordinated debentures, are includable in Tier 1 capital, but these guidelines did not impact the amount of debentures we include in Tier 1 capital. Although the Company’s existing junior subordinated debentures are currently unaffected by these Federal Reserve guidelines, on account of changes enacted as part of the Dodd-Frank Act, any new trust preferred securities are not includable in Tier 1 capital. Further, if as a result of an acquisition the Company exceeds $15,000,000 in assets, or if the Company makes any acquisition after exceeding $15,000,000 in assets, the Company will lose Tier 1 treatment of our junior subordinated debentures. For more information about the Company’s derivative financial instruments, see Note 14, “Derivative Instruments.” Subordinated notes On August 22, 2016, the Company issued and sold in an underwritten public offering $60,000 aggregate principal amount of its 5.00% Fixed-to-Floating Rate Subordinated Notes due 2026 (the “2026 Notes”) and $40,000 aggregate principal amount of its 5.50% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “2031 Notes”), at a public offering price equal to 100% of the aggregate principal amounts of the notes. As part of the Metropolitan BancGroup, Inc. acquisition in 2017, the Company assumed $15,000 of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2026 (the “Metropolitan Notes”). On September 3, 2020, the Company issued and sold in an underwritten public offering $100,000 aggregate principal amount of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “2035 Notes”; the 2026 Notes, the 2031 Notes, the 2035 Notes and the Metropolitan Notes are referred to collectively as the “Notes”), at a public offering price equal to 100% of the aggregate principal amounts of the Notes. During 2019, the Company redeemed the $30,000 of 8.50% Fixed Rate Subordinated Notes assumed in the Brand acquisition and incurred a debt prepayment penalty of $900, which was accounted for in the purchase accounting fair value adjustment. The Metropolitan Notes, 2026 Notes, 2031 Notes and 2035 Notes mature on July 1, 2026, September 1, 2026, September 1, 2031 and September 15, 2035, respectively. Until but excluding July 1, 2021, the Company pays interest on the Metropolitan Notes semi-annually in arrears on each January 1 and July 1 at a fixed annual interest rate equal to 6.50%. From and including July 1, 2021 to but excluding the maturity date or the date of earlier redemption, the interest rate on the Metropolitan Notes will reset quarterly to an annual interest rate equal to the then-current three-month LIBOR rate plus a spread of 554.5 basis points, payable quarterly in arrears on each January 1, April 1, July 1 and October 1. Until but excluding September 1, 2021 and 2026, respectively, the Company pays interest on the 2026 Notes and 2031 Notes semi-annually in arrears on each March 1 and September 1 at a fixed annual interest rate equal to 5.00% and 5.50%, respectively. From and including September 1, 2021 and 2026, respectively, to but excluding the maturity date or the date of earlier redemption, the interest rate on the 2026 Notes and 2031 Notes will reset quarterly to an annual interest rate equal to the then-current three-month LIBOR rate plus a spread of 384 basis points and 407.1 basis points, respectively, payable quarterly in arrears on each March 1, June 1, September 1 and December 1. Until but excluding September 15, 2030, the Company pays interest on the 2035 Notes semi-annually in arrears on each March 15 and September 15 at a fixed annual interest rate equal to 4.50%. From and including September 15, 2030, to but excluding the maturity date or the date of earlier redemption, the interest rate on the 2035 Notes will reset quarterly to an annual interest rate equal to the then-current three-month SOFR plus a spread of 402.5 basis points, payable quarterly in arrears on each March 15, June 15, September 15 and December 15. Notwithstanding the foregoing, for all of the Notes, in the event that three-month LIBOR or three-month SOFR is less than zero, three-month LIBOR or three-month SOFR, as applicable, shall be deemed to be zero. Beginning with the interest payment date of July 1, 2021 as to the Metropolitan Notes, September 1, 2021 as to the 2026 Notes, September 1, 2026 as to the 2031 Notes, and September 15, 2030 as to the 2035 Notes, and on any interest payment date thereafter, the Company may redeem the applicable Notes in whole or in part at a redemption price equal to 100% of the principal amount of the respective Notes to be redeemed plus accrued and unpaid interest to but excluding the date of redemption. The Company may also redeem any series of the Notes at any time, at the Company’s option, in whole or in part, if: (i) a change or prospective change in law occurs that could prevent the Company from deducting interest payable on the Notes for U.S. federal income tax purposes; (ii) a subsequent event occurs that could preclude the Notes from being recognized as Tier 2 capital for regulatory capital purposes; or (iii) the Company is required to register as an investment company under the Investment Company Act of 1940, as amended. In each case, the redemption price is 100% of the principal amount of the Notes being redeemed plus any accrued and unpaid interest to but excluding the redemption date. There is no sinking fund for the benefit of the Notes, and none of the Notes are convertible or exchangeable. The aggregate stated maturities of long-term debt outstanding at December 31, 2020, are summarized as follows: 2021 $ 100 2022 451 2023 — 2024 — 2025 — Thereafter 474,419 Total $ 474,970

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2020
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996. The Company’s funding policy is to contribute annually to the plan an amount not less than the minimum required contribution, as determined annually by consulting actuaries in accordance with funding standards imposed under the Internal Revenue Code of 1986, as amended. No contributions were made or required in 2020 or 2019. The Company does not anticipate that a contribution will be required in 2021. The plan’s accumulated benefit obligation and projected benefit obligation are substantially the same since benefit accruals have ceased. The accumulated benefit obligation was $28,226 and $28,020 at December 31, 2020 and 2019, respectively. There is no additional minimum pension liability required to be recognized. The Company provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Employees eligible to participate must (i) have been employed by the Company and enrolled in the Company’s group medical plan as of December 31, 2004 and (ii) retire from the Company between ages 55 and 65 with at least 15 years of service or 70 points (points determined as the sum of the employee’s age and years of service). The Company periodically determines the portion of the premiums to be paid by each retiree and the portion to be paid by the Company. Coverage ceases when a retiree attains age 65 and is eligible for Medicare. The Company contributed $214 and $151 to the plan in 2020 and 2019, respectively; the Company expects to contribute approximately $360 in 2021. The Company accounts for its obligations related to retiree benefits in accordance with ASC 715, “Compensation – Retirement Benefits.” The assumed rate of increase in the per capita cost of covered benefits (i.e., the health care cost trend rate) for 2021 is 5.4%. Increasing or decreasing the assumed health care cost trend rates by one percentage point in each year would not materially increase or decrease the accumulated post-retirement benefit obligation or the service and interest cost components of net periodic post-retirement benefit costs as of December 31, 2020 and for the year then ended. In 2020, the Company offered a voluntary early retirement window program (referred to as the “VERP”) to eligible employees. Among other items, participants in the VERP received accelerated payouts from the Company’s defined benefit pension plan, retiree medical benefits on terms substantially identical to those applicable to other retirees, and other cash payments. Cash payments are a noninterest expense and are included in the “Restructuring charges” line item on the Consolidated Statements of Income. Amounts attributable to accelerated payouts from the defined benefit pension plan and post-retirement health benefits for participants in the VERP are included in the following tables. Information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and to the post-retirement health and life plan (“Other Benefits”) as of December 31, 2020 and 2019, including amounts attributable to participants in the VERP, is as follows: Pension Benefits Renasant Other Benefits 2020 2019 2020 2019 Change in benefit obligation Benefit obligation at beginning of year $ 28,020 $ 24,945 $ 707 $ 881 Service cost — — 6 7 Interest cost 984 1,176 13 31 Plan participants’ contributions — — 52 60 Amendments (1) — — 486 — Actuarial loss (gain) 3,239 3,671 21 (60) Benefits paid (1) (4,017) (1,772) (266) (212) Benefit obligation at end of year $ 28,226 $ 28,020 $ 1,019 $ 707 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 28,585 $ 25,206 Actual return on plan assets 5,981 5,151 Contribution by employer — — Benefits paid (4,017) (1,772) Fair value of plan assets at end of year $ 30,549 $ 28,585 Funded status at end of year $ 2,323 $ 565 $ (1,019) $ (707) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 2.44 % 3.59 % 1.77 % 2.91 % (1) Attributable to retiree medical benefits and $2,073 of accelerated defined benefit pension plan payouts in 2020 provided to VERP participants. The discount rate assumptions at December 31, 2020 were determined using a yield curve approach. A yield curve was developed from a selection of high quality fixed-income investments whose cash flows approximate the timing and amount of expected cash flows from the plans. The selected discount rate is the rate that produces the same present value of the plans’ projected benefit payments. The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2020, 2019 and 2018 are as follows: Pension Benefits Renasant Other Benefits 2020 2019 2018 2020 2019 2018 Service cost $ — $ — $ — $ 6 $ 7 $ 8 Interest cost 984 1,176 1,043 13 31 31 Expected return on plan assets (1,651) (1,450) (2,077) — — — Prior service cost recognized (1) — — — 485 — — Recognized actuarial loss (gain) 349 442 328 (90) (23) — Settlement/curtailment/termination losses (1) 567 — — — — — Net periodic benefit cost 249 168 (706) 414 15 39 Net actuarial (gain) loss arising during the period (1,090) (31) (173) 21 (60) (240) Net Settlement/curtailment/termination losses (1) (567) — — — — — New prior service cost (1) — — — 485 — — Amortization of net actuarial (loss) gain recognized in net periodic pension cost (349) (442) (328) 90 23 — Amortization of prior service cost (1) — — — (485) — — Total recognized in other comprehensive income (2,006) (473) (501) 111 (37) (240) Total recognized in net periodic benefit cost and other comprehensive income $ (1,757) $ (305) $ (1,207) $ 525 $ (22) $ (201) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 3.59 % 4.56 % 3.96 % 2.91 % 4.07 % 3.37 % Expected return on plan assets 6.00 % 6.00 % 6.00 % N/A N/A N/A (1) Attributable to retiree medical benefits and accelerated defined benefit pension plan payouts provided to VERP participants and, with respect to amounts included in Net periodic benefit cost, included in the “Restructuring charges” line item on the Consolidated Statements of Income. Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2021 $ 2,098 $ 360 2022 2,089 209 2023 2,059 147 2024 2,036 81 2025 1,992 62 2026 - 2030 9,115 154 Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2020 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 7,082 (81) Total $ 7,082 $ (81) The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 215 — Total $ 215 $ — Substantially all of the assets of the Company’s defined benefit pension plan are invested in a collective trust, which in turn invests in other collective or pooled trusts with individual investment mandates. The collective trust’s asset allocation is approximately 55% in growth assets, consisting of interests in trusts invested in equity securities, high yield fixed income securities, and direct real estate investments (approximately 5% of assets), and approximately 45% in assets intended to hedge against the volatility arising from interest rate risk, consisting of interests in trusts invested in long duration fixed income securities. The collective trust is actively managed allowing changes in the asset allocation to enhance returns and mitigate risk, with the mandate to preserve the funded status of the plan through portfolio growth and interest rate hedging. Management’s investment committee periodically reviews the collective trust’s performance and asset allocation to ensure that the plan’s investment objectives are satisfied and that the investment strategy of the trust has not materially changed. The expected long-term rate of return was estimated using market benchmarks for investment classes applied to the plan’s target asset allocation and was computed using a valuation methodology which projects future returns based on current valuations rather than historical returns. The fair values of the Company’s defined benefit pension plan assets by category at December 31, 2020 and 2019 are below. Investments in collective trusts, which are measured at net asset value per share (or “NAV”), consist of trusts that invest primarily in liquid equity and fixed income securities and have a small direct investment in real estate. There is generally no restriction on redemptions or withdrawals for benefit payments or in the event of plan termination; 60 days notice is required to redeem or withdraw assets for any other purpose. Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2020 Cash and cash equivalents $ 779 $ — $ — $ — $ 779 Investments in collective trusts — — — 29,770 29,770 $ 779 $ — $ — $ 29,770 $ 30,549 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2019 Cash and cash equivalents $ 39 $ — $ — $ — $ 39 Investments in collective trusts — — — 28,546 28,546 $ 39 $ — $ — $ 28,546 $ 28,585 Other Retirement Plans The Company maintains a 401(k) plan, which is a contributory plan maintained in the form of a “safe harbor” arrangement. Employees are immediately enrolled in the plan and eligible to make pre-tax deferrals, subject to limits imposed under the plan and the deferral limit established annually by the IRS, and receive Company matching contributions not in excess of 4% of compensation. The Company has also made a profit-sharing contribution for each eligible participant in an amount equal to 5% of plan compensation and 5% of plan compensation in excess of the Social Security wage base. To be eligible to receive this profit-sharing contribution, an employee must: (i) be employed on the last day of the year and be credited with 1000 hours of service during the year; (ii) die or become disabled during the year; or (iii) have attained the early or normal retirement age (as defined in the plan). With respect to the year ended December 31, 2019 and prior years, the Company’s profit-sharing contribution was nondiscretionary. Effective as of January 1, 2020, the Company amended the 401(k) plan to make the profit-sharing contribution discretionary for years ending after December 31, 2020. The Company’s costs related to the 401(k) plan, excluding employee deferrals, in 2020, 2019 and 2018 were $17,888, $16,009 and $13,477, respectively. Deferred Compensation Plans and Arrangements The Company maintains two deferred compensation plans: a Deferred Stock Unit Plan and a Deferred Income Plan. Nonemployee directors may defer all or a portion of their fees and retainer; eligible officers may defer base salary and bonus subject to limits determined annually by the Company. Amounts deferred to the Deferred Stock Unit Plan are invested in units representing shares of the Company’s common stock; benefits are paid in the form of common stock, with cash distributed in lieu of fractional shares. Amounts deferred to the Deferred Income Plan are notionally invested in the discretion of each participant from among investment alternatives substantially similar to those available under the Company’s 401(k) plan. Directors and officers who participated in the predecessor to the Deferred Income Plan as of December 31, 2006, may also invest in a preferential interest rate alternative that is derived from the Moody’s Average Corporate Bond Rate. Benefits payable from the Deferred Income Plan equal the account balance of each participant. Beneficiaries of directors and officers who have continuously deferred at rates prescribed by the Company since January 1, 2005, and who die while employed by the Company or serving as a director may receive an additional preretirement death benefit from the Deferred Income Plan. In connection with its acquisition of Brand Group Holdings, Inc. and its affiliates, the Company assumed the Brand Group Holdings, Inc. Deferred Compensation Plan. Deferral elections in effect as of the time of acquisition were given effect for compensation earned during 2018; no further deferrals have been or will be made to the plan. Account balances maintained under the plan will be distributed as provided under the terms of the plan and individual participant elections. Pending distribution, balances will be notionally invested by each participant in designated investment alternatives. The Company’s Deferred Stock Unit and Deferred Income Plan are unfunded. It is anticipated that such plans will result in no additional cost to the Company because life insurance policies on the lives of participants have been purchased in amounts estimated to be sufficient to pay plan benefits. The Company is both the owner and beneficiary of the policies. The expense recorded in 2020, 2019 and 2018 for the Company’s Deferred Stock Unit and Deferred Income Plan, including in 2019 expense for the plan assumed in connection with the acquisition of Brand Group Holdings, Inc., inclusive of deferrals, was $3,965, $3,610 and $1,290, respectively. In 2007, the Company assumed supplemental executive retirement plans (SERPs) in connection with the acquisition of Capital Bancorp, Inc. and its affiliates. The plans are designed to provide four officers specified annual benefits for a 15-year period upon the attainment of a designated retirement age. Liabilities associated with the SERPs totaled $3,816 and $3,921 at December 31, 2020 and 2019, respectively. The plans are not qualified under Section 401 of the Internal Revenue Code. Incentive Compensation Plans Under the Company’s Performance Based Rewards Plan, annual cash bonuses are paid to eligible officers and employees, subject to the attainment of designated performance criteria that may relate to the Company’s performance, the performance of an affiliate, region, division or profit center, and/or to individual or team performance. The Company annually sets minimum, target, and superior levels of performance. Minimum performance must be attained for the payment of any bonus; superior performance must be attained for maximum payouts. The expense associated with the plan for 2020, 2019 and 2018 was $6,425, $4,200 and $5,117, respectively. In 2020, the Company implemented a long-term equity compensation plan that provides for the grant of stock options and stock appreciation rights and the award of restricted stock and restricted stock units (which replaced the Company’s previous long-term equity incentive compensation plan, under which stock option grants and restricted stock awards remain outstanding). Options granted under the plan permit the acquisition of shares of the Company’s common stock at an exercise price equal to the fair market value of the shares on the date of grant. Options may be subject to time-based vesting or the attainment of performance criteria; all options expire ten years after the date of grant. Options that do not vest or expire unexercised are forfeited and canceled. Stock appreciation rights may be granted under the plan on terms similar to options. There were no stock options or stock appreciation rights granted during the years ended December 31, 2020, 2019 or 2018. There was no compensation expense (recognized or unrecognized) associated with options for the years ended December 31, 2020, 2019 or 2018. The following table summarizes information about options outstanding, exercised and forfeited as of and for the three years ended December 31, 2020, 2019 and 2018: Shares Weighted Weighted Aggregate Outstanding at January 1, 2018 89,750 $ 15.67 Granted — — Exercised (41,000) 15.54 Forfeited (5,000) 15.32 Outstanding at December 31, 2018 43,750 $ 15.84 2.63 $ 627 Exercisable at December 31, 2018 43,750 $ 15.84 2.63 $ 627 Granted — — Exercised (14,500) 15.79 Forfeited — — Outstanding at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Exercisable at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Granted — — Exercised (18,750) 16.37 Forfeited — — Outstanding at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Exercisable at December 31, 2020 10,500 $ 14.96 1.00 $ 191 The total intrinsic value of options exercised during the three years ended December 31, 2020, 2019 and 2018 was $279, $290 and $1,180, respectively. All options outstanding during 2020, 2019 and 2018 were fully vested and exercisable as of December 31, 2017. The plan permits the award of performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The plan also permits the award of restricted stock units to executives and other officers and employees on terms similar to restricted stock awards. Performance-based awards are subject to the attainment of designated performance criteria during a fixed performance cycle. Performance criteria may relate to the Company’s performance measured on an absolute basis or relative to a defined peer group. Performance criteria may also relate to the performance of an affiliate, region, division or profit center of the Company or to individual performance. The Company annually sets minimum, target, and superior levels; minimum performance must be attained for the vesting of any shares; superior performance must be attained for maximum payouts. Time-based restricted stock awards relate to a fixed number of shares that vest at the end of a designated service period. In 2020, the Company made performance-based and time-based restricted stock awards; restricted stock units were not awarded. The fair value of each restricted stock award is the closing price of the Company’s common stock on the business day immediately preceding the date of the award. For restricted stock awarded under the plan, the Company recorded compensation expense of $10,419, $10,046 and $7,251 for the years ended December 31, 2020, 2019 and 2018, respectively. The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2020: Performance- Weighted Time- Weighted Not vested at beginning of year 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 271,957 32.89 Vested (40,567) 40.89 (161,521) 38.30 Forfeited and cancelled (23,754) 33.40 (62,952) 35.46 Not vested at end of year 132,827 $ 32.88 548,416 $ 34.15 Unrecognized stock-based compensation expense related to restricted stock totaled $10,185 at December 31, 2020. As of such date, the weighted average period over which the unrecognized expense is expected to be recognized was approximately 1.85 years. At December 31, 2020, an aggregate of 2,871,774 shares of Company common stock were available for issuance under the Company’s employee benefit plans of which 957,320 shares were available for issuance under the Company’s 401(k) plan, 22,577 shares were available under the Company’s Deferred Stock Unit Plan, and 1,758,149 shares were available under the Company’s 2020 Long-Term Incentive Compensation Plan.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Dec. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 222,933 $ 9,884 $ 219,664 $ 3,880 Interest rate lock commitments Other Assets 589,701 19,824 214,975 4,579 Forward commitments Other Assets — — 42,000 39 Totals $ 812,634 $ 29,708 $ 476,639 $ 8,498 Derivative liabilities: Interest rate contracts Other Liabilities $ 222,933 $ 9,884 $ 219,664 $ 3,880 Interest rate lock commitments Other Liabilities — — 776 3 Forward commitments Other Liabilities 716,000 5,090 372,000 1,096 Totals $ 938,933 $ 14,974 $ 592,440 $ 4,979 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2020 2019 2018 Interest rate contracts: Included in interest income on loans $ 2,051 $ 3,672 $ 4,137 Interest rate lock commitments: Included in mortgage banking income 15,249 882 779 Forward commitments Included in mortgage banking income (4,033) 2,506 (3,069) Total $ 13,267 $ 7,060 $ 1,847 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of December 31, 2020, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 175,000 $ 3,866 $ — $ — Derivative liabilities: Interest rate swaps Other Liabilities $ 87,000 $ 5,924 $ 92,000 $ 5,021 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the years ended December 31, 2020, 2019 and 2018. The impact on other comprehensive income for the years ended December 31, 2020, 2019, and 2018, can be seen at Note 17, “Other Comprehensive Income.” In December 2020, the Company terminated two interest rate swap contracts with notional amounts of $15,000 each with ending dates of June 2022 and June 2023, respectively. The Company recorded $2,040 in swap termination charges for the year ended December 31, 2020. Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 209 $ — $ — The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Year ended December 31, Location 2020 2019 2018 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (209) $ — $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 209 $ — $ — The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges for the as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2020 December 31, 2019 December 31, 2020 December 31, 2019 Long-term debt $ 98,114 $ — $ 209 $ — Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of setoff” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 3,866 $ 61 $ 21,107 $ 9,974 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 3,866 61 21,107 9,974 Gross amounts not offset in the consolidated balance sheets Financial instruments 3,866 61 3,866 61 Financial collateral pledged — — 14,042 8,698 Net amounts $ — $ — $ 3,199 $ 1,215

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Current Federal $ 30,193 $ 23,786 $ 22,658 State 3,309 4,264 2,625 33,502 28,050 25,283 Deferred Federal (10,947) 17,331 13,369 State (2,715) 2,710 3,075 (13,662) 20,041 16,444 $ 19,840 $ 48,091 $ 41,727 The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2020 2019 2018 Tax at U.S. statutory rate $ 21,733 $ 45,294 $ 39,616 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,431) (1,205) (1,433) BOLI income (1,182) (1,283) (975) Investment tax credits (1,494) (1,863) (1,863) Amortization of investment in low-income housing tax credits 1,280 1,575 1,592 State income tax expense, net of federal benefit 469 5,509 4,502 Other items, net 465 64 288 $ 19,840 $ 48,091 $ 41,727 Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 53,597 $ 14,304 Loans 5,526 10,284 Deferred compensation 13,114 12,050 Impairment of assets 1,067 1,108 Net operating loss carryforwards 1,857 9,387 Lease liabilities under operating leases 17,732 22,686 Other 3,539 5,819 Total deferred tax assets 96,432 75,638 Deferred tax liabilities Net unrealized gains on securities 8,434 190 Investment in partnerships 793 967 Fixed assets 3,285 2,952 Mortgage servicing rights 14,623 13,472 Junior subordinated debt 2,245 2,304 Intangibles 3,882 4,885 Lease right-of-use asset 16,833 21,727 Other 1,672 1,859 Total deferred tax liabilities 51,767 48,356 Net deferred tax assets $ 44,665 $ 27,282 The effective tax rate was 19.40% and 22.30% for the year ended December 31, 2020 and 2019, respectively. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service for the years ending December 31, 2017 through 2019. The Company and its subsidiaries’ state income tax returns are open to audit under the statute of limitations for the years ended December 31, 2017 through 2019. The Company acquired federal and state net operating losses as part of its previous acquisitions, with varying expiration periods. The federal and state net operating losses acquired in the Brand acquisition were $81,288 and $55,067, respectively, all created in 2018. As part of the 2017 Tax Cuts and Jobs Act and corresponding state tax laws, the federal net operating losses and the majority of the state net operating losses created by Brand during 2018 have an indefinite carryforward period. As of December 31, 2020, there are state net operating losses without expiration periods, related to the Brand acquisition of $24,622. The federal net operating loss related to the Brand acquisition was fully utilized during 2020. The federal and state net operating losses acquired in the Heritage Financial Group, Inc. acquisition were $18,321 and $16,849, respectively, of which $3,029 and $2,205 remain to be utilized as of December 31, 2020. These losses begin to expire in 2029 and are expected to be fully utilized. Because the benefits are expected to be fully realized, the Company recorded no valuation allowance against the net operating losses for the year ended December 31, 2020. The table below presents the breakout of net operating losses as of the dates presented. December 31, 2020 2019 Net Operating Losses Federal $ 3,029 $ 36,006 State 26,971 40,806 A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2020 2019 2018 Balance at January 1 $ 667 $ 1,919 $ 1,606 Additions based on positions related to current period 101 158 313 Reductions based on positions related to prior period (314) (1,410) — Reductions due to lapse of statute of limitations (52) — — Balance at December 31 $ 402 $ 667 $ 1,919 If ultimately recognized, the Company does not anticipate any material increase in the effective tax rate for 2020 relative to any tax positions taken prior to January 1, 2020. The Company had accrued $18, $105 and $244 for interest and penalties related to unrecognized tax benefits as of December 31, 2020, 2019 and 2018, respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825. The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, mortgage backed securities, trust preferred securities and other debt securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are actively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts including interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. The following table provides for the periods presented a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs: Securities available for sale Trust preferred Balance at January 1, 2019 $ 10,633 Accretion included in net income 34 Unrealized losses included in other comprehensive income (442) Settlements (239) Balance at December 31, 2019 $ 9,986 Accretion included in net income 32 Unrealized losses included in other comprehensive income (834) Settlements (172) Balance at December 31, 2020 $ 9,012 For 2020 and 2019, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table presents information as of December 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Trust preferred securities $ 9,012 Discounted cash flows Default rate 0-100% Nonrecurring Fair Value Measurements Certain assets may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following table provides as of the dates presented the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2020 Individually evaluated loans, net of allowance for credit losses (1) $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 Level 1 Level 2 Level 3 Totals December 31, 2019 Individually evaluated loans, net of allowance for credit losses (1) $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376 (1) Prior to the adoption of CECL on January 1, 2020, these loans were known as impaired loans. The following methods and assumptions are used by the Company to estimate the fair values of the Company’s assets measured on a nonrecurring basis: Individually evaluated loans : Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $36,990 and $29,606 at December 31, 2020 and December 31, 2019, respectively, and a reserve for these loans of $12,845 and $2,258 was included in the allowance for credit losses for the same periods. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents, as of the dates presented, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end: December 31, 2020 December 31, 2019 Carrying amount prior to remeasurement $ 4,051 $ 3,726 Impairment recognized in results of operations (1,315) (906) Fair value $ 2,736 $ 2,820 Mortgage servicing rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management's assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at December 31, 2020 and December 31, 2019. There were $11,726 and $1,836 of negative valuation adjustments on MSRs during the twelve months ended December 31, 2020 and 2019, respectively. The following table presents information as of December 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses (1) $ 24,145 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,736 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% (1) Prior to the adoption of CECL on January 1, 2020, these loans were known as impaired loans. Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $12,057 resulting from fair value changes of these mortgage loans were recorded in income during 2020, as compared to net gains of $1,286 in 2019 and net gains of $4,892 in 2018. The amounts do not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2020: Aggregate Aggregate Difference Mortgage loans held for sale $ 417,771 $ 395,602 $ 22,169 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2020 Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2019 Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2020
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 27,788 $ 7,071 $ 20,717 Reclassification adjustment for gains realized in net income (1) (46) (12) (34) Total securities available for sale 27,742 7,059 20,683 Derivative instruments: Unrealized holding gains on derivative instruments 923 235 688 Reclassification adjustment for losses realized in net income related to swap termination 2,040 519 1,521 Total derivative instruments 2,963 754 2,209 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 1,069 272 797 Reclassification adjustment for settlement loss related to the VERP realized in net income (3) 567 145 422 New prior service cost (3) (485) (123) (362) Amortization of net actuarial loss recognized in net periodic pension cost (2) 259 66 193 Amortization of prior service cost (3) 485 123 362 Total defined benefit pension and post-retirement benefit plans 1,895 483 1,412 Total other comprehensive income $ 32,600 $ 8,296 $ 24,304 Year Ended December 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 24,983 $ 6,358 $ 18,625 Reclassification adjustment for losses realized in net income (1) 2,511 639 1,872 Total securities available for sale 27,494 6,997 20,497 Derivative instruments: Unrealized holding losses on derivative instruments (2,975) (758) (2,217) Total derivative instruments (2,975) (758) (2,217) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 91 23 68 Amortization of net actuarial loss recognized in net periodic pension cost (2) 419 107 312 Total defined benefit pension and post-retirement benefit plans 510 130 380 Total other comprehensive income $ 25,029 $ 6,369 $ 18,660 Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2018 Securities available for sale: Unrealized holding losses on securities $ (11,155) $ (2,840) $ (8,315) Reclassification adjustment for losses realized in net income (1) 16 4 12 Total securities available for sale (11,139) (2,836) (8,303) Derivative instruments: Unrealized holding gains on derivative instruments 490 125 365 Total derivative instruments 490 125 365 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 413 105 308 Amortization of net actuarial loss recognized in net periodic pension cost (2) 328 83 245 Total defined benefit pension and post-retirement benefit plans 741 188 553 Total other comprehensive loss $ (9,908) $ (2,523) $ (7,385) (1) Included in Net gains (losses) on sales of securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income (3) Included in Restructuring charges in the Consolidated Statements of Income The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2020 2019 2018 Unrealized gains on securities $ 42,246 $ 21,563 $ 1,066 Non-credit related portion of other-than-temporary impairment on securities (11,319) (11,319) (11,319) Unrealized losses on derivative instruments (638) (2,847) (630) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,221) (6,633) (7,013) Total accumulated other comprehensive income (loss) $ 25,068 $ 764 $ (17,896)

Quarterly Results of Operations

Quarterly Results of Operations	12 Months Ended
	Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]
Quarterly Results of Operations	Quarterly Results of Operations (In Thousands, Except Share Data) (Unaudited) The following table sets forth a summary of the unaudited quarterly results of operations. First Second Third Fourth 2020 Interest income $ 130,173 $ 123,955 $ 122,078 $ 121,926 Interest expense 23,571 18,173 15,792 13,799 Net interest income 106,602 105,782 106,286 108,127 Provision for credit losses 26,350 26,900 23,100 10,500 Noninterest income 37,570 64,170 70,928 62,864 Noninterest expense 115,041 118,285 116,510 122,152 Income before income taxes 2,781 24,767 37,604 38,339 Income taxes 773 4,637 7,612 6,818 Net income $ 2,008 $ 20,130 $ 29,992 $ 31,521 Basic earnings per share $ 0.04 $ 0.36 $ 0.53 $ 0.56 Diluted earnings per share $ 0.04 $ 0.36 $ 0.53 $ 0.56 2019 Interest income $ 137,094 $ 137,862 $ 134,476 $ 133,148 Interest expense 23,947 25,062 25,651 24,263 Net interest income 113,147 112,800 108,825 108,885 Provision for credit losses 1,500 900 1,700 2,950 Noninterest income 35,885 41,960 37,953 37,456 Noninterest expense 88,832 93,290 96,500 95,552 Income before income taxes 58,700 60,570 48,578 47,839 Income taxes 13,590 13,945 11,132 9,424 Net income $ 45,110 $ 46,625 $ 37,446 $ 38,415 Basic earnings per share $ 0.77 $ 0.80 $ 0.65 $ 0.67 Diluted earnings per share $ 0.77 $ 0.80 $ 0.64 $ 0.67

Net Income Per Common Share

Net Income Per Common Share	12 Months Ended
	Dec. 31, 2020
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding stock options were exercised into common shares and nonvested restricted stock awards, whose vesting is subject to future service requirements, were outstanding common shares as of the awards’ respective grant dates, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Basic Net income applicable to common stock $ 83,651 $ 167,596 $ 146,920 Average common shares outstanding 56,270,566 58,046,716 52,492,104 Net income per common share—basic $ 1.49 $ 2.89 $ 2.80 Diluted Net income applicable to common stock $ 83,651 $ 167,596 $ 146,920 Average common shares outstanding 56,270,566 58,046,716 52,492,104 Effect of dilutive stock-based compensation 197,599 179,970 134,746 Average common shares outstanding—diluted 56,468,165 58,226,686 52,626,850 Net income per common share—diluted $ 1.48 $ 2.88 $ 2.79 Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Number of shares 245,146 643 73,257 Range of exercise prices (for stock option awards) — — —

Commitments, Contingent Liabili

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (In Thousands) Loan commitments are made to accommodate the financial needs of the Company’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Both arrangements have credit risk essentially the same as that involved in extending loans to customers and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory, equipment, etc.) is obtained based on management’s credit assessment of the customer. The Company’s unfunded loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding at December 31, 2020 were $2,749,988 and $90,597, respectively, compared to $2,324,262 and $94,824, respectively, at December 31, 2019. Various claims and lawsuits are pending against the Company and Renasant Bank. In the opinion of management, after consultation with legal counsel, resolution of these matters is not expected to have a material effect on the consolidated financial statements. Market risk resulting from interest rate changes on particular off-balance sheet financial instruments may be offset by other on - or off-balance sheet transactions. Interest rate sensitivity is monitored by the Company for determining the net effect of potential changes in interest rates on the market value of both on- and off-balance sheet financial instruments.

Restrictions on Cash, Securitie

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	12 Months Ended
	Dec. 31, 2020
Regulated Operations [Abstract]
Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (In Thousands) In prior years Renasant Bank has been required to maintain minimum average balances with the Federal Reserve. In March 2020, the Federal Reserve announced that effective March 26, 2020 the reserve requirement would be reduced to zero. This action was taken to support the flow of credit to households and businesses in response to the economic environment caused by the COVID-19 pandemic. At December 31, 2019, Renasant Bank’s reserve requirement with the Federal Reserve was $187,839, with which it was in full compliance. The Company’s balance of FHLB stock, which is carried at amortized cost, at December 31, 2020 and 2019, was $12,252 and $31,092, respectively. The required investment for the same time period was $11,594 and $31,092, respectively. The Company’s ability to pay dividends to its shareholders is substantially dependent on the ability of Renasant Bank to transfer funds to the Company in the form of dividends, loans and advances. Under Mississippi law, a Mississippi bank with earned surplus in excess of three times capital stock may pay a dividend, subject to the approval of the Mississippi Department of Banking and Consumer Finance (the “DBCF”). In addition, the FDIC has the authority to prohibit the Bank from engaging in business practices that the FDIC considers to be unsafe or unsound, which, depending on the financial condition of the Bank, could include the payment of dividends. Accordingly, the approval of the DBCF is required prior to Renasant Bank paying dividends to the Company, and under certain circumstances the approval of the FDIC may be required. At December 31, 2020, the Bank’s earned surplus exceeded the Bank’s capital stock by more than ten times.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2020
Mortgage Banking [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2020 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,306,597 9.37 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,199,394 10.93 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,306,597 11.91 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,653,694 15.07 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,369,994 9.83 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,369,994 12.49 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,369,994 12.49 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,504,985 13.73 % 1,388,553 13.36 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. In addition, the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency rules for calculating risk-weighted assets have been revised in recent years to enhance risk sensitivity and to incorporate certain international capital standards of the Basel Committee on Banking Supervision. These revisions affect the calculation of the denominator of a banking organization’s risk-based capital ratios to reflect the higher-risk nature of certain types of loans. For example, residential mortgages are risk-weighted between 35% and 200%, depending on the mortgage’s loan-to-value ratio and whether the mortgage falls into one of two categories based on eight criteria that include, among others, the term, use of negative amortization and balloon payments, certain rate increases and documented and verified borrower income, while a 150% risk weight applies to both certain high volatility commercial real estate acquisition, development and construction loans as well as non-residential mortgage loans 90 days past due or on nonaccrual status (in both cases, as opposed to the former 100% risk weight). Also, “hybrid” capital items like trust preferred securities no longer enjoy Tier 1 capital treatment, subject to various grandfathering and transition rules. As previously disclosed, the Company adopted CECL as of January 1, 2020. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transitional period to phase out the capital benefit provided by the two-year delay.

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-size businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio, as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2020, 2019 and 2018: Community Insurance Wealth Other Consolidated 2020 Net interest income $ 437,101 $ 566 $ 1,658 $ (12,528) $ 426,797 Provision for credit losses 86,850 — — — 86,850 Noninterest income 208,721 10,403 18,061 (1,653) 235,532 Noninterest expense 448,475 7,751 14,940 822 471,988 Income before income taxes 110,497 3,218 4,779 (15,003) 103,491 Income taxes 22,892 837 — (3,889) 19,840 Net income (loss) $ 87,605 $ 2,381 $ 4,779 $ (11,114) $ 83,651 Total assets $ 14,814,726 $ 30,375 $ 71,266 $ 13,245 $ 14,929,612 Goodwill 936,916 2,767 — — 939,683 2019 Net interest income $ 454,433 $ 702 $ 1,761 $ (13,239) $ 443,657 Provision for credit losses 7,050 — — — 7,050 Noninterest income 129,016 10,129 15,598 (1,489) 153,254 Noninterest expense 351,640 7,574 13,863 1,097 374,174 Income before income taxes 224,759 3,257 3,496 (15,825) 215,687 Income taxes 51,292 876 — (4,077) 48,091 Net income (loss) $ 173,467 $ 2,381 $ 3,496 $ (11,748) $ 167,596 Total assets $ 13,280,494 $ 28,284 $ 70,789 $ 21,051 $ 13,400,618 Goodwill 936,916 2,767 — — 939,683 2018 Net interest income $ 406,420 $ 484 $ 1,297 $ (11,676) $ 396,525 Provision for credit losses 6,810 — — — 6,810 Noninterest income 120,559 9,831 14,537 (966) 143,961 Noninterest expense 323,439 7,294 13,336 960 345,029 Income before income taxes 196,730 3,021 2,498 (13,602) 188,647 Income taxes 44,464 786 — (3,523) 41,727 Net income (loss) $ 152,266 $ 2,235 $ 2,498 $ (10,079) $ 146,920 Total assets $ 12,828,586 $ 25,798 $ 60,794 $ 19,700 $ 12,934,878 Goodwill 930,161 2,767 — — 932,928

Renasant Corporation (Parent Co

Renasant Corporation (Parent Company Only) Condensed Financial Information	12 Months Ended
	Dec. 31, 2020
Condensed Financial Information Disclosure [Abstract]
Renasant Corporation (Parent Company Only) Condensed Financial Information	Renasant Corporation (Parent Company Only) Condensed Financial Information (In Thousands) Balance Sheets December 31, 2020 2019 Assets Cash and cash equivalents (1) $ 129,164 $ 29,467 Investments 7,174 1,653 Investment in bank subsidiary (2) 2,306,937 2,302,499 Accrued interest receivable on bank balances (2) 6 6 Intercompany receivable (2) 184 — Other assets 22,926 22,861 Total assets $ 2,466,391 $ 2,356,486 Liabilities and shareholders’ equity Junior subordinated debentures $ 110,794 $ 110,215 Subordinated notes 212,009 113,955 Other liabilities 10,855 6,627 Shareholders’ equity 2,132,733 2,125,689 Total liabilities and shareholders’ equity $ 2,466,391 $ 2,356,486 (1) Eliminates in consolidation, with the exception of $844 and $3,840, in 2020 and 2019, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation Statements of Income Year Ended December 31, 2020 2019 2018 Income Dividends from bank subsidiary (1) $ 81,443 $ 132,563 $ 53,381 Interest income from bank subsidiary (1) 9 9 8 Other dividends 93 175 137 Other income 74 138 121 Total income 81,619 132,885 53,647 Expenses 15,179 16,050 13,869 Income before income tax benefit and equity in undistributed net income of bank subsidiary 66,440 116,835 39,778 Income tax benefit (3,889) (4,077) (3,523) Equity in undistributed net income of bank subsidiary (1) 13,322 46,684 103,619 Net income $ 83,651 $ 167,596 $ 146,920 (1) Eliminates in consolidation Statements of Cash Flows Year Ended December 31, 2020 2019 2018 Operating activities Net income $ 83,651 $ 167,596 $ 146,920 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (13,322) (46,684) (103,619) Amortization/depreciation/accretion 692 (76) 160 (Increase) decrease in other assets (256) (2,678) 3,381 Increase (decrease) in other liabilities 10,932 10,872 (171) Net cash provided by operating activities 81,697 129,030 46,671 Investing activities Purchases of securities held to maturity and available for sale (6,104) — — Sales and maturities of securities held to maturity and available for sale 541 42 1,052 Net cash paid in acquisition — — (34,836) Other investing activities — 632 423 Net cash (used in) provided by investing activities (5,563) 674 (33,361) Financing activities Cash paid for dividends (50,134) (50,901) (43,614) Cash received on exercise of stock-based compensation — — 201 Repurchase of shares in connection with stock repurchase program (24,569) (62,944) (7,062) Repayment of long-term debt — (30,973) — Proceeds from issuance of long-term debt 98,266 — — Other financing activities — — (93) Net cash provided by (used in) financing activities 23,563 (144,818) (50,568) Increase (decrease) in cash and cash equivalents 99,697 (15,114) (37,258) Cash and cash equivalents at beginning of year 29,467 44,581 81,839 Cash and cash equivalents at end of year $ 129,164 $ 29,467 $ 44,581

Leases

Leases	12 Months Ended
	Dec. 31, 2020
Leases [Abstract]
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2020 and 2019, the net investment in these leases was $20,804 and $12,441, comprised of $16,012 and $10,735 in lease receivables, $7,532 and $2,739 in residual balances and $2,740 and $1,033 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2020 and 2019, the Company generated $554 and $331 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2020 is presented in the table below. 2021 $ 603 2022 1,221 2023 1,602 2024 2,105 2025 398 Thereafter 14,875 Total lease receivables $ 20,804 Lessee Arrangements As of December 31, 2020 and 2019, right-of-use assets liabilities Year ended December 31, 2020 2019 Operating lease cost (cost resulting from lease payments) $ 10,826 $ 10,149 Short-term lease cost 161 67 Variable lease cost (cost excluded from lease payments) 1,776 1,612 Sublease income (583) (560) Net lease cost $ 12,180 $ 11,268 Operating lease - operating cash flows (fixed payments) 9,811 9,678 Operating lease - operating cash flows (liability reduction) 7,187 8,407 Weighted average lease term - operating leases (in years) (at period end) 15.99 17.39 Weighted average discount rate - operating leases (at period end) 3.17 % 3.40 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 9,393 $ 38,881 The maturities of the lessee arrangements outstanding at December 31, 2020 are presented in the table below. 2021 $ 8,607 2022 7,960 2023 7,556 2024 7,037 2025 5,609 Thereafter 54,106 Total undiscounted cash flows 90,875 Discount on cash flows 21,326 Total operating lease liabilities $ 69,549 Rental expense was $10,044, $9,159, and $6,157 for 2020, 2019, and 2018, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Non Purchased Loans.”
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2020 and 2019, the net investment in these leases was $20,804 and $12,441, comprised of $16,012 and $10,735 in lease receivables, $7,532 and $2,739 in residual balances and $2,740 and $1,033 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2020 and 2019, the Company generated $554 and $331 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2020 is presented in the table below. 2021 $ 603 2022 1,221 2023 1,602 2024 2,105 2025 398 Thereafter 14,875 Total lease receivables $ 20,804 Lessee Arrangements As of December 31, 2020 and 2019, right-of-use assets liabilities Year ended December 31, 2020 2019 Operating lease cost (cost resulting from lease payments) $ 10,826 $ 10,149 Short-term lease cost 161 67 Variable lease cost (cost excluded from lease payments) 1,776 1,612 Sublease income (583) (560) Net lease cost $ 12,180 $ 11,268 Operating lease - operating cash flows (fixed payments) 9,811 9,678 Operating lease - operating cash flows (liability reduction) 7,187 8,407 Weighted average lease term - operating leases (in years) (at period end) 15.99 17.39 Weighted average discount rate - operating leases (at period end) 3.17 % 3.40 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 9,393 $ 38,881 The maturities of the lessee arrangements outstanding at December 31, 2020 are presented in the table below. 2021 $ 8,607 2022 7,960 2023 7,556 2024 7,037 2025 5,609 Thereafter 54,106 Total undiscounted cash flows 90,875 Discount on cash flows 21,326 Total operating lease liabilities $ 69,549 Rental expense was $10,044, $9,159, and $6,157 for 2020, 2019, and 2018, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Non Purchased Loans.”

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”) Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina.
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.
Consolidation	Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity.
Cash and Cash Equivalents	Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents.
Securities	Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities are reflected under the line item “Net gains (losses) on sales of securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its investment portfolio for credit-related impairment on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”). Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its amortized cost basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire impairment amount is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the impairment is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established and is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes.
Securities Sold Under Agreements to Repurchase	Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and federal agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party.
Mortgage Loans Held for Sale	Loans Held for Sale : Residential mortgage loans held for sale are included in the line item “Loans held for sale” on the Company’s Consolidated Balance Sheets. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income.
Loans and the Allowance for Loan Losses	Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income, the amount of which is immaterial for the year ended December 31, 2020. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Interest income recognized on nonaccrual loans was immaterial for the year ended December 31, 2020. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2020 and 2019, the Company has accrued interest receivable for loans of $56,459 and $33,679, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days past due or have been placed on nonaccrual status are reported as nonperforming loans. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 6 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, the commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the C&I, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration, the nature and volume of the respective loan portfolio segments, and changes in lending or loan review staffing. External factors include current and reasonable and supportable forecasted economic conditions, the competitive environment and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, third-party, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 5, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. Prior to the adoption of ASC 326 on January 1, 2020, the allowance was calculated under the guidance on collective impairment as recognized under ASC 450, “ Contingencies .” Collective impairment was calculated based on loans grouped by grade. Another component of the allowance was losses on loans assessed as impaired under ASC 310, “ Receivables
Business Combinations, Accounting for Credit-Deteriorated Purchased Loans and Related Assets	Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, whereas the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company will accrete or amortize as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset.
Premises and Equipment	Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of forty years for premises, three three ASC 842, “ Leases ” requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than twelve months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment on the Consolidated Balance Sheets and the related lease liabilities are reported in other liabilities. All leases are recorded on the Consolidated Balance Sheets except for leases with an initial term less than 12 months for which the Company elected the short-term lease recognition exemption. Lease terms may contain renewal and extension options and early termination features. Many leases include one or more options to renew, with renewal terms that can extend the lease term from one
Other Real Estate Owned	Other Real Estate Owned : Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income.
Mortgage Servicing Rights	Mortgage Servicing Rights: The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, mortgage interest rates and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance, to the extent that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights. Intangibles with finite lives are amortized over their estimated useful lives. Goodwill and other intangible assets are subject to impairment testing annually or more frequently if events or circumstances indicate possible impairment; if impaired, such assets are recorded at fair value. Goodwill is assigned to the Company’s reporting segments. In determining the fair value of the Company’s reporting units, management uses the market approach. Other intangible assets, consisting of core deposit intangibles and customer relationship intangibles, are reviewed for events or circumstances which could impact the recoverability of the intangible asset, such as a loss of core deposits, increased competition or adverse changes in the economy.
Bank-Owned Life Insurance	Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”) provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance and wealth management products. ASC 606 has established, and the Company has utilized, a practical expedient allowing costs that, if capitalized, would have an amortization period of one year or less to instead be expensed as incurred. Service Charges on Deposit Accounts Service charges on deposit accounts include maintenance fees on accounts, per item charges, account enhancement charges for additional packaged benefits and overdraft fees. The contracts with deposit account customers are day-to-day contracts and are considered to be terminable at will by either party. Therefore, the fees are all considered to be earned when charged and simultaneously collected. Fees and Commissions Fees and commissions include fees related to deposit services, such as ATM fees and interchange fees on debit card transactions. These fees are earned at the point in time when the services are rendered, and therefore the related revenue is recognized as the Company’s performance obligation is satisfied. Insurance Commissions Insurance commissions are earned when policies are placed by customers with the insurance carriers and are collected and recognized using two different methods: the agency bill method and the direct bill method. Under the agency bill method, Renasant Insurance is responsible for billing the customers directly and then collecting and remitting the premiums to the insurance carriers. Agency bill revenue is recognized at the later of the invoice date or effective date of the policy. The Company has established a reserve for such policies which is derived from historical collection experience and updated annually. The contract balances (i.e. accounts receivable and accounts payable related to insurance commissions earned and premiums due) and the reserve established are considered inconsequential to the overall financial results of the Company. Under the direct bill method, premium billing and collections are handled by the insurance carriers, and a commission is then paid to Renasant Insurance. Direct bill revenue is recognized when the cash is received from the insurance carriers. While there is recourse on these commissions in the event of policy cancellations, based on the Company’s historical data, significant or material reversals of revenue based on policy cancellations are not anticipated. The Company monitors policy cancellations on a monthly basis and, if a significant or material set of transactions were to occur, the Company would adjust earnings accordingly. The Company also earns contingency income that it recognizes on a cash basis. Contingency income is a bonus received from the insurance underwriters and is based on commission income and claims experience on the Company’s clients’ policies during the previous year. Increases and decreases in contingency income are reflective of corresponding increases and decreases in the amount of claims paid by insurance carriers. Wealth Management Revenue Fees for managing trust accounts (inclusive of personal and corporate benefit accounts, IRAs, and custodial accounts) are based on the value of assets under management in the account, with the amount of the fee depending on the type of account. Revenue is recognized on a monthly basis, and there is little to no risk of a material reversal of revenue. Fees for other wealth management services, such as investment guidance relating to fixed and variable annuities, mutual funds, stocks and other investments, are recognized based on either trade activity, where fees are recognized at the time of the trade, or assets under management, where fees are recognized monthly. Sales of Other Real Estate Owned The Company continually markets the properties included in the OREO portfolio. The Company will at times, in the ordinary course of business, provide seller-financing on sales of OREO. In cases where a sale is seller-financed, the Company must ensure the commitment of both parties to perform their respective obligations and the collectability of the transaction price in order to properly recognize the revenue on the sale of OREO. This is accomplished through the Company’s loan underwriting process. In this process the Company considers things such as the buyer’s initial equity in the property, the credit quality of the buyer, the financing terms of the loan and the cash flow from the property, if applicable. If it is determined that the contract criteria in ASC 606 have been met, the revenue on the sale of OREO will be recognized on the closing date of the sale when the Company has transferred title to the buyer and obtained the right to receive payment for the property. In instances where sales are not seller-financed, the Company recognizes revenue on the closing date of the sale when the Company has obtained payment for the property and transferred title to the buyer. For additional information on OREO, please see Note 7, “Other Real Estate Owned.”
Income Taxes	Income Taxes : Income taxes are accounted for under the liability method. Under this method, deferred tax assets and liabilities are determined based on differences between financial reporting and tax bases of assets and liabilities and are measured using the enacted tax rates and laws that will be in effect when the differences are expected to reverse. It is the Company’s policy to recognize interest and penalties, if incurred, related to unrecognized tax benefits in income tax expense. The Company and its subsidiaries file a consolidated federal income tax return. Renasant Bank provides for income taxes on a separate-return basis and remits to the Company amounts determined to be currently payable. Deferred income taxes, included in “Other assets” on the Consolidated Balance Sheets, reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes that the Company and its subsidiaries will realize a substantial majority of the deferred tax assets. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized through a charge to income tax expense.
Fair Value Measurements	Fair Value Measurements : ASC 820, “ Fair Value Measurements and Disclosures ,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). See Note 16, “Fair Value Measurements,” for further details regarding the Company’s methods and assumptions used to estimate the fair values of the Company’s financial assets and liabilities.
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities : The Company utilizes derivative financial instruments as part of its ongoing efforts to manage its interest rate risk exposure. Derivative financial instruments are included in the Consolidated Balance Sheets line item “Other assets” or “Other liabilities” at fair value in accordance with ASC 815, “ Derivatives and Hedging .” Cash flow hedges are utilized to mitigate the exposure to variability in expected future cash flows or other types of forecasted transactions. For the Company’s derivatives designated as cash flow hedges, changes in the fair value of cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. Fair value hedges are utilized to mitigate the exposure to future interest rate risk. For the Company’s derivatives designated as fair value hedges, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same line item as the earnings effect of the hedged item. The Company also utilizes derivative instruments that are not designated as hedging instruments. The Company enters into interest rate cap and/or floor agreements with its customers and then enters into an offsetting derivative contract position with other financial institutions to mitigate the interest rate risk associated with these customer contracts. Because these derivative instruments are not designated as hedging instruments, changes in the fair value of the derivative instruments are recognized currently in earnings. The Company enters into interest rate lock commitments on certain residential mortgage loans with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate mortgage loans. Under such commitments, interest rates for a mortgage loan are typically locked in for up to 45 days with the customer. These interest rate lock commitments are recorded at fair value in the Company’s Consolidated Balance Sheets. Gains and losses arising from changes in the valuation of the commitments are recognized currently in earnings and are reflected under the line item “Mortgage banking income” on the Consolidated Statements of Income. The Company utilizes two methods to deliver mortgage loans to be sold to an investor. Under a “best efforts” sales agreement, the Company enters into a sales agreement with an investor in the secondary market to sell the loan when an interest rate lock commitment is entered into with a customer, as described above. Under a “best efforts” sales agreement, the Company is obligated to sell the mortgage loan to the investor only if the loan is closed and funded. Thus, the Company will not incur any liability to an investor if the mortgage loan commitment in the pipeline fails to close. Under a “mandatory delivery” sales agreement, the Company commits to deliver a certain principal amount of mortgage loans to an investor at a specified price and delivery date. Penalties are paid to the investor should the Company fail to satisfy the contract. These types of mortgage loan commitments are recorded at fair value in the Company’s Consolidated Balance Sheets. Gains and losses arising from changes
Treasury Stock	Treasury Stock : Treasury stock is recorded at cost. Shares held in treasury are not retired.
Retirement Plans	Retirement Plans : The Company sponsors a noncontributory pension plan and provides retiree medical benefits for certain employees. The Company’s independent actuary firm prepares actuarial valuations of pension cost and obligation under ASC 715, “ Compensation – Retirement Benefits
Stock-Based Compensation	Stock-Based Compensation : The Company recognizes compensation expense for all share-based payments to employees in accordance with ASC 718, “ Compensation - Stock Compensation
Earnings Per Common Share	Earnings Per Common Share : Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding stock options were exercised into common shares and nonvested restricted stock awards, whose vesting is subject to future service requirements, were outstanding common shares as of the awards’ respective grant dates, calculated in accordance with the treasury method. See Note 19, “Net Income Per Common Share,” for the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
Subsequent Events	Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements, and has determined that no significant events occurred after December 31, 2020 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.
Impact of Recently-Issued Accounting Standards and Pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In June 2016, FASB issued Accounting Standards Update (“ASU”) 2016-13, “Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”), which updated ASC 326. ASU 2016-13 significantly changed the way entities recognize impairment on many financial assets by requiring immediate recognition of estimated credit losses expected to occur over the asset’s remaining life. FASB describes this impairment recognition model as the current expected credit loss (“CECL”) model and believes the CECL model will result in more timely recognition of credit losses since the CECL model incorporates expected credit losses versus incurred credit losses. The scope of FASB’s CECL model includes loans, held-to-maturity debt instruments, lease receivables, loan commitments and financial guarantees that are not accounted for at fair value. Additionally, ASU 2016-13 amended the accounting for credit losses on available for sale securities and PCD assets. In the remainder of these Notes to Consolidated Financial Statements, unless the context clearly provides otherwise, references to “CECL” or to “ASC 326” shall mean the accounting standards and principles set forth in ASC 326 after giving effect to ASU 2016-13 and the clarifications thereto discussed in the next paragraph. Over the course of 2018 and 2019, FASB issued a number of updates clarifying various matters arising under ASU 2016-13, including the following: (1) ASU 2018-19 was issued to clarify that receivables arising from operating leases are not within the scope of Subtopic 326-20; instead, impairment of receivables arising from operating leases should be accounted for in accordance with ASC 842, "Leases" (“ASC 842”); (2) ASU 2019-04 provides entities alternatives for measurement of accrued interest receivable, clarifies the steps entities should take when recording the transfer of loans or debt securities between measurement classifications or categories and clarifies that entities should include expected recoveries on financial assets; (3) ASU 2019-05 was issued to provide entities that have certain instruments within the scope of Subtopic 320-20 with an option to irrevocably elect the fair value option in Subtopic 825-10; and (4) ASU 2019-11 was issued to address stakeholders’ specific issues relating to expected recoveries on PCD assets and transition and disclosure relief related to troubled debt restructured loans and accrued interest, respectively. ASU 2016-13 became effective on January 1, 2020 for publicly-traded companies like the Company. To implement CECL, entities are required to apply a one-time cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption, as disclosed in the table below. December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162) $ (42,484) $ (94,646) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958) $ 5,469 $ (45,489) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099) $ 582,256 The Company used the prospective transition approach for PCD loans that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30, “ Loans and Debt Securities Acquired with Deteriorated Credit Quality ” (“ASC 310-30”). As permitted under ASC 326, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption of ASC 326. As shown in the table above, the amortized cost basis of the PCD assets was adjusted to reflect the addition of $5,469 to the allowance for credit losses. The remaining noncredit discount will be accreted into interest income. The prospective transition approach was also used for debt securities for which other-than-temporary impairment had been recognized prior to January 1, 2020. As a result, the amortized cost basis remained the same before and after the effective date of the adoption of CECL. In January 2017, FASB issued ASU 2017-04, “Intangibles - Goodwill and Other (Topic 350)” (“ASU 2017-04”), which amends and simplifies current goodwill impairment testing by eliminating certain testing under the earlier provisions. Under the new guidance, an entity performs the goodwill impairment test by comparing the fair value of a reporting unit with its carrying value and recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if a quantitative impairment test is necessary. ASU 2017-04 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In August 2018, FASB issued ASU 2018-13, “Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement” (“ASU 2018-13”), which is intended to improve the disclosures on fair value measurements by eliminating, amending and adding certain disclosure requirements. These changes are intended to reduce costs for preparers while providing more useful information for financial statement users. ASU 2018-13 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2019, FASB issued ASU 2019-01, “Leases (Topic 842): Codification Improvements” (“ASU 2019-01”), which is intended to clarify potential implementation questions related to ASC 842. This includes clarification on the determination of fair value of underlying assets by lessors that are not manufacturers or dealers, cash flow presentation of sales-type and direct financing leases and transition disclosures related to accounting changes and error corrections. ASU 2019-01 was adopted on January 1, 2020 and did not have a material impact on the Company’s financial statements. In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” (“ASU 2020-04”), which provides temporary, optional guidance to ease the potential burden of accounting for reference rate reform on financial reporting. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships and other transactions if certain criteria are met that reference LIBOR or

Significant Accounting Polici_3

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2020
Accounting Policies [Abstract]
Accounting Standards Update and Change in Accounting Principle	ASU 2016-13 became effective on January 1, 2020 for publicly-traded companies like the Company. To implement CECL, entities are required to apply a one-time cumulative-effect adjustment to retained earnings as of the beginning of the fiscal year of adoption, as disclosed in the table below. December 31, 2019 Impact of ASU 2016-13 Adoption January 1, 2020 Assets: Allowance for credit losses $ (52,162) $ (42,484) $ (94,646) Deferred tax assets, net $ 27,282 $ 12,305 $ 39,587 Remaining purchase discount on loans $ (50,958) $ 5,469 $ (45,489) Liabilities: Reserve for unfunded commitments $ 946 $ 10,389 $ 11,335 Shareholders’ equity: Retained earnings $ 617,355 $ (35,099) $ 582,256

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2020
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 Amortized Gross Gross Fair December 31, 2019 U.S. Treasury securities $ 498 $ 1 $ — $ 499 Obligations of other U.S. Government agencies and corporations 2,518 16 (3) 2,531 Obligations of states and political subdivisions 218,362 5,134 (365) 223,131 Residential mortgage backed securities: Government agency mortgage backed securities 708,970 8,951 (1,816) 716,105 Government agency collateralized mortgage obligations 172,178 1,322 (262) 173,238 Commercial mortgage backed securities: Government agency mortgage backed securities 30,372 659 (24) 31,007 Government agency collateralized mortgage obligations 76,456 1,404 (109) 77,751 Trust preferred securities 12,153 — (2,167) 9,986 Other debt securities 55,364 1,133 (132) 56,365 $ 1,276,871 $ 18,620 $ (4,878) $ 1,290,613
Gross realized gains and gross realized losses on sales of securities available for sale	Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 16,093 16,294 201 Government agency collateralized mortgage obligations 26,071 26,051 (20) $ 44,860 $ 44,906 $ 46 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2019 Obligations of states and political subdivisions $ 11,799 $ 11,813 $ 14 Residential mortgage backed securities: Government agency mortgage backed securities 72,556 71,944 (612) Government agency collateralized mortgage obligations 122,692 120,892 (1,800) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 4,838 4,720 (118) Other debt securities 252 257 5 Other equity securities — 2,859 2,859 $ 212,137 $ 212,485 $ 348 Carrying Value Net Proceeds Loss Twelve months ended December 31, 2018 Obligations of states and political subdivisions $ 901 $ 893 $ (8) Residential mortgage backed securities: Government agency mortgage backed securities 943 942 (1) Government agency collateralized mortgage obligations 559 552 (7) $ 2,403 $ 2,387 $ (16) Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Gross gains on sales of securities available for sale $ 230 $ 2,979 $ 11 Gross losses on sales of securities available for sale (184) (2,631) (27) Gain (losses) on sales of securities available for sale, net $ 46 $ 348 $ (16)
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at December 31, 2020 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 9,438 $ 9,520 Due after one year through five years 45,943 48,017 Due after five years through ten years 74,337 78,271 Due after ten years 215,924 221,836 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 602,646 Government agency collateralized mortgage obligations 218,373 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 30,287 Government agency collateralized mortgage obligations 99,377 102,348 Other debt securities 28,423 30,264 $ 1,301,973 $ 1,343,457
Unrealized losses and fair value by investment category	The following table presents the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) December 31, 2019 Obligations of other U.S. Government agencies and corporations — $ — $ — 1 $ 1,008 $ (3) 1 $ 1,008 $ (3) Obligations of states and political subdivisions 26 33,902 (365) — — — 26 33,902 (365) Residential mortgage backed securities: Government agency mortgage backed securities 37 233,179 (1,504) 16 20,775 (312) 53 253,954 (1,816) Government agency collateralized mortgage obligations 11 45,319 (262) — — — 11 45,319 (262) Commercial mortgage backed securities: Government agency mortgage backed securities 1 4,976 (23) 2 1,190 (1) 3 6,166 (24) Government agency collateralized mortgage obligations 1 4,910 (109) — — — 1 4,910 (109) Trust preferred securities — — — 2 9,986 (2,167) 2 9,986 (2,167) Other debt securities 3 8,737 (131) 1 741 (1) 4 9,478 (132) Total 79 $ 331,023 $ (2,394) 22 $ 33,700 $ (2,484) 101 $ 364,723 $ (4,878)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Summary of loans	The following is a summary of non purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,360,471 $ 1,052,353 Lease financing 80,022 85,700 Real estate – construction: Residential 243,814 272,643 Commercial 583,338 502,258 Total real estate – construction 827,152 774,901 Real estate – 1-4 family mortgage: Primary 1,536,181 1,449,219 Home equity 432,768 456,265 Rental/investment 264,436 291,931 Land development 123,179 152,711 Total real estate – 1-4 family mortgage 2,356,564 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,334,765 1,209,204 Non-owner occupied 2,194,739 1,803,587 Land development 120,125 116,085 Total real estate – commercial mortgage 3,649,629 3,128,876 Installment loans to individuals 149,862 199,843 Gross loans 9,423,700 7,591,799 Unearned income (4,160) (3,825) Loans, net of unearned income $ 9,419,540 $ 7,587,974 The following is a summary of purchased loans at December 31: 2020 2019 Commercial, financial, agricultural $ 176,513 $ 315,619 Real estate – construction: Residential 2,859 16,407 Commercial 28,093 35,175 Total real estate – construction 30,952 51,582 Real estate – 1-4 family mortgage: Primary 214,770 332,729 Home equity 80,392 117,275 Rental/investment 31,928 43,169 Land development 14,654 23,314 Total real estate – 1-4 family mortgage 341,744 516,487 Real estate – commercial mortgage: Owner-occupied 323,041 428,077 Non-owner occupied 552,728 647,308 Land development 29,454 40,004 Total real estate – commercial mortgage 905,223 1,115,389 Installment loans to individuals 59,675 102,587 Loans $ 1,514,107 $ 2,101,664 The following is a summary of non purchased and purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,536,984 $ 1,367,972 Lease financing 80,022 85,700 Real estate – construction: Residential 246,673 289,050 Commercial 611,431 537,433 Total real estate – construction 858,104 826,483 Real estate – 1-4 family mortgage: Primary 1,750,951 1,781,948 Home equity 513,160 573,540 Rental/investment 296,364 335,100 Land development 137,833 176,025 Total real estate – 1-4 family mortgage 2,698,308 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,657,806 1,637,281 Non-owner occupied 2,747,467 2,450,895 Land development 149,579 156,089 Total real estate – commercial mortgage 4,554,852 4,244,265 Installment loans to individuals 209,537 302,430 Gross loans 10,937,807 9,693,463 Unearned income (4,160) (3,825) Loans, net of unearned income 10,933,647 9,689,638 Allowance for credit losses on loans (176,144) (52,162) Net loans $ 10,757,503 $ 9,637,476
Aging of past due and nonaccrual loans	The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Impact of modifications classified as restructured loans	The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 $ 460 $ 459 Total 7 $ 647 $ 644 December 31, 2018 Real estate – 1-4 family mortgage 9 1,764 1,763 Real estate – commercial mortgage 2 94 89 Total 11 $ 1,858 $ 1,852 Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 December 31, 2018 Commercial, financial, agricultural 1 $ 48 $ 44 Real estate – 1-4 family mortgage 2 142 127 Real estate – commercial mortgage 2 522 381 Total 5 $ 712 $ 552
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 51 $ 5,325 Additional advances or loans with concessions 7 661 Reclassified as performing 5 252 Reductions due to: Reclassified as nonperforming (9) (808) Paid in full (8) (581) Principal paydowns — (170) Totals at December 31, 2019 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 54 $ 7,495 Additional advances or loans with concessions 5 3,168 Reclassified as performing 14 1,931 Reductions due to: Reclassified as nonperforming (11) (1,964) Paid in full (7) (370) Charge-offs (1) (101) Principal paydowns — (508) Measurement period adjustment on recently acquired loans — (2,376) Totals at December 31, 2019 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Related party loans	A summary of the changes in related party loans follows: Loans at December 31, 2019 $ 25,916 New loans and advances 3,337 Payments received (1,926) Changes in related parties 1 Loans at December 31, 2020 $ 27,328
Impaired loans	Impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 5,722 $ 6,623 $ 1,222 $ 6,787 $ 30 Lease financing 226 226 3 231 — Real estate – construction — — — — — Real estate – 1-4 family mortgage 13,689 14,018 143 14,364 200 Real estate – commercial mortgage 7,361 8,307 390 7,034 120 Installment loans to individuals 84 91 1 97 2 Total $ 27,082 $ 29,265 $ 1,759 $ 28,513 $ 352 With no related allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — Lease financing — — — — — Real estate – construction 9,145 9,145 — 8,516 438 Real estate – 1-4 family mortgage — — — — — Real estate – commercial mortgage 1,080 2,760 — 1,159 33 Installment loans to individuals — — — — — Total $ 10,225 $ 11,905 $ — $ 9,675 $ 471 Totals $ 37,307 $ 41,170 $ 1,759 $ 38,188 $ 823 Non credit deteriorated loans that were subsequently impaired and recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 1,837 $ 2,074 $ 212 $ 1,700 $ 8 Real estate – construction 2,499 2,490 16 2,386 3 Real estate – 1-4 family mortgage 2,801 2,914 17 2,900 41 Real estate – commercial mortgage 981 1,017 6 1,031 40 Installment loans to individuals 110 110 2 96 — Total $ 8,228 $ 8,605 $ 253 $ 8,113 $ 92 With no related allowance recorded: Commercial, financial, agricultural $ 901 $ 905 $ — $ 912 $ — Real estate – construction 772 779 — 770 — Real estate – 1-4 family mortgage 3,772 4,550 — 4,134 73 Real estate – commercial mortgage 128 131 — 137 7 Installment loans to individuals 71 92 — 85 — Total $ 5,644 $ 6,457 $ — $ 6,038 $ 80 Totals $ 13,872 $ 15,062 $ 253 $ 14,151 $ 172 The average recorded investment in non credit deteriorated loans that were subsequently impaired for the year ended December 31, 2018 was $9,396. Interest income recognized on non credit deteriorated loans that were subsequently impaired for the year ended December 31, 2018 was $194. Credit deteriorated loans recognized in conformity with ASC 310-30, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 3,695 $ 7,370 $ 292 $ 6,919 $ 187 Real estate – construction — — — — — Real estate – 1-4 family mortgage 10,061 10,372 291 10,369 529 Real estate – commercial mortgage 52,501 55,017 1,386 54,885 2,904 Installment loans to individuals 640 640 2 652 29 Total $ 66,897 $ 73,399 $ 1,971 $ 72,825 $ 3,649 With no related allowance recorded: Commercial, financial, agricultural $ 25,843 $ 41,792 $ — $ 37,535 $ 1,208 Real estate – construction 863 882 — 618 21 Real estate – 1-4 family mortgage 25,482 32,597 — 26,687 1,665 Real estate – commercial mortgage 50,632 64,912 — 53,586 3,500 Installment loans to individuals 2,547 4,771 — 3,232 335 Total $ 105,367 $ 144,954 $ — $ 121,658 $ 6,729 Totals $ 172,264 $ 218,353 $ 1,971 $ 194,483 $ 10,378

Purchased Loans (Tables)

Purchased Loans (Tables)	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Summary of loans	The following is a summary of non purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,360,471 $ 1,052,353 Lease financing 80,022 85,700 Real estate – construction: Residential 243,814 272,643 Commercial 583,338 502,258 Total real estate – construction 827,152 774,901 Real estate – 1-4 family mortgage: Primary 1,536,181 1,449,219 Home equity 432,768 456,265 Rental/investment 264,436 291,931 Land development 123,179 152,711 Total real estate – 1-4 family mortgage 2,356,564 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,334,765 1,209,204 Non-owner occupied 2,194,739 1,803,587 Land development 120,125 116,085 Total real estate – commercial mortgage 3,649,629 3,128,876 Installment loans to individuals 149,862 199,843 Gross loans 9,423,700 7,591,799 Unearned income (4,160) (3,825) Loans, net of unearned income $ 9,419,540 $ 7,587,974 The following is a summary of purchased loans at December 31: 2020 2019 Commercial, financial, agricultural $ 176,513 $ 315,619 Real estate – construction: Residential 2,859 16,407 Commercial 28,093 35,175 Total real estate – construction 30,952 51,582 Real estate – 1-4 family mortgage: Primary 214,770 332,729 Home equity 80,392 117,275 Rental/investment 31,928 43,169 Land development 14,654 23,314 Total real estate – 1-4 family mortgage 341,744 516,487 Real estate – commercial mortgage: Owner-occupied 323,041 428,077 Non-owner occupied 552,728 647,308 Land development 29,454 40,004 Total real estate – commercial mortgage 905,223 1,115,389 Installment loans to individuals 59,675 102,587 Loans $ 1,514,107 $ 2,101,664 The following is a summary of non purchased and purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,536,984 $ 1,367,972 Lease financing 80,022 85,700 Real estate – construction: Residential 246,673 289,050 Commercial 611,431 537,433 Total real estate – construction 858,104 826,483 Real estate – 1-4 family mortgage: Primary 1,750,951 1,781,948 Home equity 513,160 573,540 Rental/investment 296,364 335,100 Land development 137,833 176,025 Total real estate – 1-4 family mortgage 2,698,308 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,657,806 1,637,281 Non-owner occupied 2,747,467 2,450,895 Land development 149,579 156,089 Total real estate – commercial mortgage 4,554,852 4,244,265 Installment loans to individuals 209,537 302,430 Gross loans 10,937,807 9,693,463 Unearned income (4,160) (3,825) Loans, net of unearned income 10,933,647 9,689,638 Allowance for credit losses on loans (176,144) (52,162) Net loans $ 10,757,503 $ 9,637,476
Past due and nonaccrual loans	The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 December 31, 2019 Commercial, financial, agricultural $ 605 $ 476 $ 1,045,802 $ 1,046,883 $ 387 $ 5,023 $ 60 $ 5,470 $ 1,052,353 Lease financing — — 85,474 85,474 — 226 — 226 85,700 Real estate – construction 794 — 774,107 774,901 — — — — 774,901 Real estate – 1-4 family mortgage 18,020 2,502 2,320,328 2,340,850 623 6,571 2,082 9,276 2,350,126 Real estate – commercial mortgage 2,362 276 3,119,785 3,122,423 372 4,655 1,426 6,453 3,128,876 Installment loans to individuals 1,000 204 198,555 199,759 — 17 67 84 199,843 Unearned income — — (3,825) (3,825) — — — — (3,825) Total $ 22,781 $ 3,458 $ 7,540,226 $ 7,566,465 $ 1,382 $ 16,492 $ 3,635 $ 21,509 $ 7,587,974 The following table provides an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 December 31, 2019 Commercial, financial, agricultural $ 1,889 $ 998 $ 311,218 $ 314,105 $ — $ 1,246 $ 268 $ 1,514 $ 315,619 Real estate – construction 319 — 51,263 51,582 — — — — 51,582 Real estate – 1-4 family mortgage 5,516 2,244 503,826 511,586 605 2,762 1,534 4,901 516,487 Real estate – commercial mortgage 3,454 922 1,110,570 1,114,946 — 123 320 443 1,115,389 Installment loans to individuals 3,709 153 98,545 102,407 1 51 128 180 102,587 Total $ 14,887 $ 4,317 $ 2,075,422 $ 2,094,626 $ 606 $ 4,182 $ 2,250 $ 7,038 $ 2,101,664
Restructured loans	The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 $ 460 $ 459 Total 7 $ 647 $ 644 December 31, 2018 Real estate – 1-4 family mortgage 9 1,764 1,763 Real estate – commercial mortgage 2 94 89 Total 11 $ 1,858 $ 1,852 Number of Pre-Modification Post-Modification December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 December 31, 2018 Commercial, financial, agricultural 1 $ 48 $ 44 Real estate – 1-4 family mortgage 2 142 127 Real estate – commercial mortgage 2 522 381 Total 5 $ 712 $ 552
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 51 $ 5,325 Additional advances or loans with concessions 7 661 Reclassified as performing 5 252 Reductions due to: Reclassified as nonperforming (9) (808) Paid in full (8) (581) Principal paydowns — (170) Totals at December 31, 2019 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2019 54 $ 7,495 Additional advances or loans with concessions 5 3,168 Reclassified as performing 14 1,931 Reductions due to: Reclassified as nonperforming (11) (1,964) Paid in full (7) (370) Charge-offs (1) (101) Principal paydowns — (508) Measurement period adjustment on recently acquired loans — (2,376) Totals at December 31, 2019 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687
Loan portfolio by risk-rating grades	The following table presents the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 779,798 $ 11,949 $ 11,715 $ 803,462 Real estate – construction 698,950 501 9,209 708,660 Real estate – 1-4 family mortgage 339,079 3,856 3,572 346,507 Real estate – commercial mortgage 2,737,629 31,867 26,711 2,796,207 Installment loans to individuals 6 — — 6 Total $ 4,555,462 $ 48,173 $ 51,207 $ 4,654,842 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930 The following disclosures are presented under GAAP in effect prior to the adoption of CECL. The Company has included these disclosures to address the applicable prior period. The following table presents the Company’s loan portfolio by risk-rating grades as of the dates presented: Pass Watch Substandard Total December 31, 2019 Commercial, financial, agricultural $ 259,760 $ 7,166 $ 5,220 $ 272,146 Real estate – construction 48,994 — — 48,994 Real estate – 1-4 family mortgage 78,105 791 3,935 82,831 Real estate – commercial mortgage 909,513 56,334 15,835 981,682 Installment loans to individuals — — — — Total $ 1,296,372 $ 64,291 $ 24,990 $ 1,385,653
Loan portfolio not subject to risk rating	The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 247,575 $ 1,316 $ 248,891 Lease financing 81,649 226 81,875 Real estate – construction 66,241 — 66,241 Real estate – 1-4 family mortgage 1,992,331 11,288 2,003,619 Real estate – commercial mortgage 330,714 1,955 332,669 Installment loans to individuals 199,549 288 199,837 Total $ 2,918,059 $ 15,073 $ 2,933,132 The following table presents the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Performing Non-Performing Total December 31, 2019 Commercial, financial, agricultural $ 13,935 $ — $ 13,935 Real estate – construction 1,725 — 1,725 Real estate – 1-4 family mortgage 394,476 3,638 398,114 Real estate – commercial mortgage 30,472 101 30,573 Installment loans to individuals 99,139 261 99,400 Total $ 539,747 $ 4,000 $ 543,747
Impaired loans	Impaired loans recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 5,722 $ 6,623 $ 1,222 $ 6,787 $ 30 Lease financing 226 226 3 231 — Real estate – construction — — — — — Real estate – 1-4 family mortgage 13,689 14,018 143 14,364 200 Real estate – commercial mortgage 7,361 8,307 390 7,034 120 Installment loans to individuals 84 91 1 97 2 Total $ 27,082 $ 29,265 $ 1,759 $ 28,513 $ 352 With no related allowance recorded: Commercial, financial, agricultural $ — $ — $ — $ — $ — Lease financing — — — — — Real estate – construction 9,145 9,145 — 8,516 438 Real estate – 1-4 family mortgage — — — — — Real estate – commercial mortgage 1,080 2,760 — 1,159 33 Installment loans to individuals — — — — — Total $ 10,225 $ 11,905 $ — $ 9,675 $ 471 Totals $ 37,307 $ 41,170 $ 1,759 $ 38,188 $ 823 Non credit deteriorated loans that were subsequently impaired and recognized in conformity with ASC 310, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 1,837 $ 2,074 $ 212 $ 1,700 $ 8 Real estate – construction 2,499 2,490 16 2,386 3 Real estate – 1-4 family mortgage 2,801 2,914 17 2,900 41 Real estate – commercial mortgage 981 1,017 6 1,031 40 Installment loans to individuals 110 110 2 96 — Total $ 8,228 $ 8,605 $ 253 $ 8,113 $ 92 With no related allowance recorded: Commercial, financial, agricultural $ 901 $ 905 $ — $ 912 $ — Real estate – construction 772 779 — 770 — Real estate – 1-4 family mortgage 3,772 4,550 — 4,134 73 Real estate – commercial mortgage 128 131 — 137 7 Installment loans to individuals 71 92 — 85 — Total $ 5,644 $ 6,457 $ — $ 6,038 $ 80 Totals $ 13,872 $ 15,062 $ 253 $ 14,151 $ 172 The average recorded investment in non credit deteriorated loans that were subsequently impaired for the year ended December 31, 2018 was $9,396. Interest income recognized on non credit deteriorated loans that were subsequently impaired for the year ended December 31, 2018 was $194. Credit deteriorated loans recognized in conformity with ASC 310-30, segregated by class, were as follows as of the dates and for the periods presented: As of December 31, 2019 Year Ended December 31, 2019 Recorded Unpaid Related Average Interest With a related allowance recorded: Commercial, financial, agricultural $ 3,695 $ 7,370 $ 292 $ 6,919 $ 187 Real estate – construction — — — — — Real estate – 1-4 family mortgage 10,061 10,372 291 10,369 529 Real estate – commercial mortgage 52,501 55,017 1,386 54,885 2,904 Installment loans to individuals 640 640 2 652 29 Total $ 66,897 $ 73,399 $ 1,971 $ 72,825 $ 3,649 With no related allowance recorded: Commercial, financial, agricultural $ 25,843 $ 41,792 $ — $ 37,535 $ 1,208 Real estate – construction 863 882 — 618 21 Real estate – 1-4 family mortgage 25,482 32,597 — 26,687 1,665 Real estate – commercial mortgage 50,632 64,912 — 53,586 3,500 Installment loans to individuals 2,547 4,771 — 3,232 335 Total $ 105,367 $ 144,954 $ — $ 121,658 $ 6,729 Totals $ 172,264 $ 218,353 $ 1,971 $ 194,483 $ 10,378
Loans acquired with deteriorated credit quality	Loans purchased in business combinations that exhibited, at the date of acquisition, evidence of deterioration of the credit quality since origination, such that it was probable that all contractually required payments would not be collected, were as follows as of the dates presented: Total Purchased Credit Deteriorated Loans December 31, 2019 Commercial, financial, agricultural $ 29,538 Real estate – construction 863 Real estate – 1-4 family mortgage 35,543 Real estate – commercial mortgage 103,133 Installment loans to individuals 3,187 Total $ 172,264
Fair value of loans determined to be impaired and not to be impaired at the time of acquisition	The following table presents the fair value of loans recognized in accordance with ASC 310-30 at the time of acquisition: Total Purchased Credit Deteriorated Loans December 31, 2019 Contractually-required principal and interest $ 247,383 Nonaccretable difference (1) (51,087) Cash flows expected to be collected 196,296 Accretable yield (2) (24,032) Fair value $ 172,264 (1) Represents contractual principal cash flows of $44,115 and interest cash flows of $6,972 not expected to be collected.

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2020
Receivables [Abstract]
Summary of loans	The following is a summary of non purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,360,471 $ 1,052,353 Lease financing 80,022 85,700 Real estate – construction: Residential 243,814 272,643 Commercial 583,338 502,258 Total real estate – construction 827,152 774,901 Real estate – 1-4 family mortgage: Primary 1,536,181 1,449,219 Home equity 432,768 456,265 Rental/investment 264,436 291,931 Land development 123,179 152,711 Total real estate – 1-4 family mortgage 2,356,564 2,350,126 Real estate – commercial mortgage: Owner-occupied 1,334,765 1,209,204 Non-owner occupied 2,194,739 1,803,587 Land development 120,125 116,085 Total real estate – commercial mortgage 3,649,629 3,128,876 Installment loans to individuals 149,862 199,843 Gross loans 9,423,700 7,591,799 Unearned income (4,160) (3,825) Loans, net of unearned income $ 9,419,540 $ 7,587,974 The following is a summary of purchased loans at December 31: 2020 2019 Commercial, financial, agricultural $ 176,513 $ 315,619 Real estate – construction: Residential 2,859 16,407 Commercial 28,093 35,175 Total real estate – construction 30,952 51,582 Real estate – 1-4 family mortgage: Primary 214,770 332,729 Home equity 80,392 117,275 Rental/investment 31,928 43,169 Land development 14,654 23,314 Total real estate – 1-4 family mortgage 341,744 516,487 Real estate – commercial mortgage: Owner-occupied 323,041 428,077 Non-owner occupied 552,728 647,308 Land development 29,454 40,004 Total real estate – commercial mortgage 905,223 1,115,389 Installment loans to individuals 59,675 102,587 Loans $ 1,514,107 $ 2,101,664 The following is a summary of non purchased and purchased loans and leases at December 31: 2020 2019 Commercial, financial, agricultural $ 2,536,984 $ 1,367,972 Lease financing 80,022 85,700 Real estate – construction: Residential 246,673 289,050 Commercial 611,431 537,433 Total real estate – construction 858,104 826,483 Real estate – 1-4 family mortgage: Primary 1,750,951 1,781,948 Home equity 513,160 573,540 Rental/investment 296,364 335,100 Land development 137,833 176,025 Total real estate – 1-4 family mortgage 2,698,308 2,866,613 Real estate – commercial mortgage: Owner-occupied 1,657,806 1,637,281 Non-owner occupied 2,747,467 2,450,895 Land development 149,579 156,089 Total real estate – commercial mortgage 4,554,852 4,244,265 Installment loans to individuals 209,537 302,430 Gross loans 10,937,807 9,693,463 Unearned income (4,160) (3,825) Loans, net of unearned income 10,933,647 9,689,638 Allowance for credit losses on loans (176,144) (52,162) Net loans $ 10,757,503 $ 9,637,476
Rollforward of the allowance for loan losses	The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2020 Allowance for credit losses on loans: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (3,577) (716) (1,167) (2,642) (168) (7,835) (16,105) Recoveries 1,263 31 838 2,478 11 7,632 12,253 Net charge-offs (2,314) (685) (329) (164) (157) (203) (3,852) Provision for credit losses on loans 19,336 8,198 8,366 47,008 350 2,092 85,350 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Period-End Amount Allocated to: Individually evaluated $ 10,345 $ 497 $ 300 $ 2,444 $ — $ 604 $ 14,190 Collectively evaluated 28,686 15,550 31,865 73,683 1,624 10,546 161,954 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Loans: Individually evaluated $ 16,091 $ 497 $ 5,379 $ 21,764 $ — $ 619 $ 44,350 Collectively evaluated 2,520,893 857,607 2,692,929 4,533,088 75,862 208,918 10,889,297 Ending balance $ 2,536,984 $ 858,104 $ 2,698,308 $ 4,554,852 $ 75,862 $ 209,537 $ 10,933,647 Nonaccruing loans with no allowance for credit losses $ 541 $ — $ 4,054 $ 4,382 $ — $ — $ 8,977 Upon adoption of ASC 326 on January 1, 2020, the allowance for credit losses on loans was increased by $42,484. The Company recorded $85,350 in total provision for credit losses on loans during 2020. The provision recorded during the year was primarily driven by the current and future economic uncertainty caused by the COVID-19 pandemic, including the current projections of an improving, but continued elevated national unemployment rate into 2021 and 2022 and nominal GDP growth relative to pre-pandemic levels. The Company also factored into its estimate the potential benefit and risk of participation in the government programs implemented through the CARES Act and the internal loan deferral program offered to qualified customers. The Company utilized a two year reasonable and supportable forecast range during the current period. The Company continues its heightened monitoring efforts with respect to loans in certain industries the Company currently believes pose a greater risk in the current environment (i.e., hospitality and healthcare). In addition, the Company will continue to monitor the performance of all portfolios, the severity and duration of the pandemic and potential subsequent recovery of the economic environment. Although the Company made an accounting policy election to exclude accrued interest from the amortized cost of loans and therefore the allowance calculation, the Company recorded $1,500 in provision for credit losses to establish an allowance for the interest deferred as part of the loan deferral program. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Year Ended December 31, 2019 Allowance for loan losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (2,681) — (1,602) (1,490) (7,705) (13,478) Recoveries 1,428 21 712 689 6,714 9,564 Net charge-offs (1,253) 21 (890) (801) (991) (3,914) Provision for loan losses 3,642 253 565 1,299 1,291 7,050 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,434 $ 16 $ 160 $ 396 $ 6 $ 2,012 Collectively evaluated for impairment 8,932 5,013 9,363 23,208 1,663 48,179 Purchased with deteriorated credit quality 292 — 291 1,386 2 1,971 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Year Ended December 31, 2018 Allowance for loan losses: Beginning balance $ 5,542 $ 3,428 $ 12,009 $ 23,384 $ 1,848 $ 46,211 Charge-offs (2,415) (51) (2,023) (1,197) (742) (6,428) Recoveries 618 13 573 1,108 121 2,433 Net charge-offs (1,797) (38) (1,450) (89) (621) (3,995) Provision for loan losses 4,524 1,365 (420) 1,197 144 6,810 Ending balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Period-End Amount Allocated to: Individually evaluated for impairment $ 336 $ 68 $ 79 $ 1,027 $ 4 $ 1,514 Collectively evaluated for impairment 7,772 4,687 9,572 21,564 1,365 44,960 Purchased with deteriorated credit quality 161 — 488 1,901 2 2,552 Ending balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 (1) Includes lease financing receivables.
Investment in loans, net of unearned income on impairment methodology	The following table provides the recorded investment in loans, net of unearned income, based on the Company’s impairment methodology as of the dates presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total December 31, 2019 Individually evaluated for impairment $ 8,460 $ 12,416 $ 20,262 $ 9,550 $ 491 $ 51,179 Collectively evaluated for impairment 1,329,974 813,204 2,810,808 4,131,582 380,627 9,466,195 Acquired with deteriorated credit quality 29,538 863 35,543 103,133 3,187 172,264 Ending balance $ 1,367,972 $ 826,483 $ 2,866,613 $ 4,244,265 $ 384,305 $ 9,689,638 (1) Includes lease financing receivables.
Off-balance sheet, credit loss, liability, allowance for credit losses	The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the period presented. Year Ended December 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 9,200 Ending balance $ 20,535

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2020
Property, Plant and Equipment [Abstract]
Bank premises and equipment	Bank premises and equipment at December 31 are summarized as follows: 2020 2019 Premises $ 250,313 $ 233,345 Leasehold improvements 21,289 13,582 Furniture and equipment 64,798 61,380 Computer equipment 24,114 25,062 Autos 144 147 Lease right-of-use assets 66,023 84,754 Total 426,681 418,270 Accumulated depreciation (126,185) (108,573) Net $ 300,496 $ 309,697

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2020
Real Estate [Abstract]
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 December 31, 2019 Residential real estate $ 890 $ 415 $ 1,305 Commercial real estate 2,106 1,548 3,654 Residential land development 530 369 899 Commercial land development 1,722 430 2,152 Total $ 5,248 $ 2,762 $ 8,010
Changes in OREO covered and not covered under a loss-share agreement	Changes in the Company’s purchased and non purchased OREO were as follows for the periods presented: Purchased OREO Non Purchased OREO Total Balance at December 31, 2018 $ 6,187 $ 4,853 $ 11,040 Transfers of loans 2,287 2,477 4,764 Impairments (890) (375) (1,265) Dispositions (2,305) (4,193) (6,498) Other (31) — (31) Balance at December 31, 2019 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 4,058 4,530 8,588 Impairments (1,581) (579) (2,160) Dispositions (3,747) (4,668) (8,415) Other (51) — (51) Balance at December 31, 2020 $ 3,927 $ 2,045 $ 5,972
Components of "Other real estate owned" in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: December 31, 2020 2019 2018 Repairs and maintenance $ 279 $ 326 $ 425 Property taxes and insurance 364 343 385 Impairments 2,160 1,265 1,545 Net (gains) losses on OREO sales (23) 94 (423) Rental income (26) (15) (40) Total $ 2,754 $ 2,013 $ 1,892

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in the carrying amount of goodwill	Changes in the carrying amount of goodwill during the years ended December 31, 2020 were as follows: Community Banks Insurance Total Balance at December 31, 2018 $ 930,161 $ 2,767 $ 932,928 Measurement period adjustments to goodwill from Brand acquisition 6,755 — 6,755 Balance at December 31, 2019 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2020 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2020 Core deposit intangible $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 December 31, 2019 Core deposit intangible $ 82,492 $ (46,599) $ 35,893 Customer relationship intangible 2,470 (1,103) 1,367 Total finite-lived intangible assets $ 84,962 $ (47,702) $ 37,260
Estimated amortization expense of finite-lived intangible assets for future periods	The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,042 181 4,223 2024 3,498 181 3,679 2025 3,102 181 3,283

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2020
Transfers and Servicing [Abstract]
Changes in the Company's mortgage servicing rights	Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2019 $ 48,230 Capitalization 13,823 Amortization (7,009) Valuation adjustment (1,836) Carrying Value at December 31, 2019 $ 53,208 Capitalization 41,235 Amortization (19,723) Valuation adjustment (11,726) Carrying Value at December 31, 2020 $ 62,994
Data and key economic assumptions related to the Company's mortgage servicing rights	Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2020 2019 2018 Unpaid principal balance $ 7,322,671 $ 4,871,155 $ 4,635,712 Weighted-average prepayment speed (CPR) 15.05 % 11.48 % 7.95 % Estimated impact of a 10% increase $ (4,001) $ (2,469) $ (1,264) Estimated impact of a 20% increase (7,674) (4,774) (2,569) Discount rate 9.86 % 9.69 % 9.45 % Estimated impact of a 100bp increase $ (2,144) $ (2,027) $ (2,657) Estimated impact of a 200bp increase (4,144) (3,908) (5,103) Weighted-average coupon interest rate 3.58 % 4.04 % 4.04 % Weighted-average servicing fee (basis points) 29.94 29.20 27.47 Weighted-average remaining maturity (in years) 5.14 6.35 8.03

Deposit (Tables)

Deposit (Tables)	12 Months Ended
	Dec. 31, 2020
Mortgage Banking [Abstract]
Schedule of deposits	The following is a summary of deposits as of December 31: 2020 2019 Noninterest-bearing deposits $ 3,685,048 $ 2,551,770 Interest-bearing demand deposits 5,830,288 4,832,945 Savings deposits 847,857 667,821 Time deposits 1,695,888 2,160,632 Total deposits $ 12,059,081 $ 10,213,168
Schedule of maturities time deposits	The approximate scheduled maturities of time deposits at December 31, 2020 are as follows: 2021 $ 1,228,457 2022 342,765 2023 73,232 2024 22,628 2025 22,380 Thereafter 6,426 Total $ 1,695,888

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Short-term borrowings	Short-term borrowings as of December 31 are summarized as follows: 2020 2019 Securities sold under agreements to repurchase $ 10,947 $ 9,091 Federal funds purchased 10,393 — Federal Home Loan Bank short-term advances — 480,000 Total short-term borrowings $ 21,340 $ 489,091
Average balances and cost of funds of short-term borrowings	The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2020 2019 2018 2020 2019 2018 Federal Home Loan Bank short-term advances $ 345,601 $ 114,965 $ 147,749 1.09 % 2.59 % 2.21 % Federal funds purchased 363 — — — — — Securities sold under agreements to repurchase 10,889 8,479 7,986 0.30 0.15 0.17 Total short-term borrowings $ 356,853 $ 123,444 $ 155,735 1.07 % 2.43 % 2.10 %

Long-Term Debt (Tables)

Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2020
Debt Disclosure [Abstract]
Long-term debt	Long-term debt as of December 31, 2020 and 2019 is summarized as follows: 2020 2019 Federal Home Loan Bank advances $ 152,167 $ 152,337 Junior subordinated debentures 110,794 110,215 Subordinated notes 212,009 113,955 Total long-term debt $ 474,970 $ 376,507
Debentures	The following table provides details on the debentures as of December 31, 2020: Principal Interest Rate Year of Amount PHC Statutory Trust I $ 20,619 3.08 % 2033 $ 20,000 PHC Statutory Trust II 31,959 2.09 2035 31,000 Capital Bancorp Capital Trust I 12,372 1.74 2035 12,000 First M&F Statutory Trust I 30,928 1.55 2036 21,646 Brand Group Holdings Statutory Trust I 10,310 2.30 2035 9,172 Brand Group Holdings Statutory Trust II 5,155 3.22 2037 5,055 Brand Group Holdings Statutory Trust III 5,155 3.22 2038 5,055 Brand Group Holdings Statutory Trust IV 3,093 3.97 2038 3,275
Aggregate stated maturities of long-term debt outstanding	The aggregate stated maturities of long-term debt outstanding at December 31, 2020, are summarized as follows: 2021 $ 100 2022 451 2023 — 2024 — 2025 — Thereafter 474,419 Total $ 474,970

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2020
Retirement Benefits [Abstract]
Information relating to the defined benefit pension plan and post-retirement health and life plans	Information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and to the post-retirement health and life plan (“Other Benefits”) as of December 31, 2020 and 2019, including amounts attributable to participants in the VERP, is as follows: Pension Benefits Renasant Other Benefits 2020 2019 2020 2019 Change in benefit obligation Benefit obligation at beginning of year $ 28,020 $ 24,945 $ 707 $ 881 Service cost — — 6 7 Interest cost 984 1,176 13 31 Plan participants’ contributions — — 52 60 Amendments (1) — — 486 — Actuarial loss (gain) 3,239 3,671 21 (60) Benefits paid (1) (4,017) (1,772) (266) (212) Benefit obligation at end of year $ 28,226 $ 28,020 $ 1,019 $ 707 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 28,585 $ 25,206 Actual return on plan assets 5,981 5,151 Contribution by employer — — Benefits paid (4,017) (1,772) Fair value of plan assets at end of year $ 30,549 $ 28,585 Funded status at end of year $ 2,323 $ 565 $ (1,019) $ (707) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 2.44 % 3.59 % 1.77 % 2.91 % (1) Attributable to retiree medical benefits and $2,073 of accelerated defined benefit pension plan payouts in 2020 provided to VERP participants.
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans	The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2020, 2019 and 2018 are as follows: Pension Benefits Renasant Other Benefits 2020 2019 2018 2020 2019 2018 Service cost $ — $ — $ — $ 6 $ 7 $ 8 Interest cost 984 1,176 1,043 13 31 31 Expected return on plan assets (1,651) (1,450) (2,077) — — — Prior service cost recognized (1) — — — 485 — — Recognized actuarial loss (gain) 349 442 328 (90) (23) — Settlement/curtailment/termination losses (1) 567 — — — — — Net periodic benefit cost 249 168 (706) 414 15 39 Net actuarial (gain) loss arising during the period (1,090) (31) (173) 21 (60) (240) Net Settlement/curtailment/termination losses (1) (567) — — — — — New prior service cost (1) — — — 485 — — Amortization of net actuarial (loss) gain recognized in net periodic pension cost (349) (442) (328) 90 23 — Amortization of prior service cost (1) — — — (485) — — Total recognized in other comprehensive income (2,006) (473) (501) 111 (37) (240) Total recognized in net periodic benefit cost and other comprehensive income $ (1,757) $ (305) $ (1,207) $ 525 $ (22) $ (201) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 3.59 % 4.56 % 3.96 % 2.91 % 4.07 % 3.37 % Expected return on plan assets 6.00 % 6.00 % 6.00 % N/A N/A N/A (1) Attributable to retiree medical benefits and accelerated defined benefit pension plan payouts provided to VERP participants and, with respect to amounts included in Net periodic benefit cost, included in the “Restructuring charges” line item on the Consolidated Statements of Income.
Future estimated benefit payments under the defined benefit pension plan and post-retirement health and life plan	Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2021 $ 2,098 $ 360 2022 2,089 209 2023 2,059 147 2024 2,036 81 2025 1,992 62 2026 - 2030 9,115 154
Amounts recognized in accumulated other comprehensive income, net of tax	Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2020 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 7,082 (81) Total $ 7,082 $ (81)
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost	The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 215 — Total $ 215 $ —
Fair values of defined benefit pension plan assets by category of the firm	Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2020 Cash and cash equivalents $ 779 $ — $ — $ — $ 779 Investments in collective trusts — — — 29,770 29,770 $ 779 $ — $ — $ 29,770 $ 30,549 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2019 Cash and cash equivalents $ 39 $ — $ — $ — $ 39 Investments in collective trusts — — — 28,546 28,546 $ 39 $ — $ — $ 28,546 $ 28,585
Summarizes information about options issued under the long-term equity incentive plan	The following table summarizes information about options outstanding, exercised and forfeited as of and for the three years ended December 31, 2020, 2019 and 2018: Shares Weighted Weighted Aggregate Outstanding at January 1, 2018 89,750 $ 15.67 Granted — — Exercised (41,000) 15.54 Forfeited (5,000) 15.32 Outstanding at December 31, 2018 43,750 $ 15.84 2.63 $ 627 Exercisable at December 31, 2018 43,750 $ 15.84 2.63 $ 627 Granted — — Exercised (14,500) 15.79 Forfeited — — Outstanding at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Exercisable at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Granted — — Exercised (18,750) 16.37 Forfeited — — Outstanding at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Exercisable at December 31, 2020 10,500 $ 14.96 1.00 $ 191
Summary of the changes in restricted stock	The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2020: Performance- Weighted Time- Weighted Not vested at beginning of year 115,725 $ 34.00 500,932 $ 36.34 Awarded 81,423 35.42 271,957 32.89 Vested (40,567) 40.89 (161,521) 38.30 Forfeited and cancelled (23,754) 33.40 (62,952) 35.46 Not vested at end of year 132,827 $ 32.88 548,416 $ 34.15

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Dec. 31, 2020
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 222,933 $ 9,884 $ 219,664 $ 3,880 Interest rate lock commitments Other Assets 589,701 19,824 214,975 4,579 Forward commitments Other Assets — — 42,000 39 Totals $ 812,634 $ 29,708 $ 476,639 $ 8,498 Derivative liabilities: Interest rate contracts Other Liabilities $ 222,933 $ 9,884 $ 219,664 $ 3,880 Interest rate lock commitments Other Liabilities — — 776 3 Forward commitments Other Liabilities 716,000 5,090 372,000 1,096 Totals $ 938,933 $ 14,974 $ 592,440 $ 4,979 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 175,000 $ 3,866 $ — $ — Derivative liabilities: Interest rate swaps Other Liabilities $ 87,000 $ 5,924 $ 92,000 $ 5,021 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2020 December 31, 2019 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 209 $ — $ —
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2020 2019 2018 Interest rate contracts: Included in interest income on loans $ 2,051 $ 3,672 $ 4,137 Interest rate lock commitments: Included in mortgage banking income 15,249 882 779 Forward commitments Included in mortgage banking income (4,033) 2,506 (3,069) Total $ 13,267 $ 7,060 $ 1,847 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Year ended December 31, Location 2020 2019 2018 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (209) $ — $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 209 $ — $ —
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges for the as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2020 December 31, 2019 December 31, 2020 December 31, 2019 Long-term debt $ 98,114 $ — $ 209 $ —
Offsetting Assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 3,866 $ 61 $ 21,107 $ 9,974 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 3,866 61 21,107 9,974 Gross amounts not offset in the consolidated balance sheets Financial instruments 3,866 61 3,866 61 Financial collateral pledged — — 14,042 8,698 Net amounts $ — $ — $ 3,199 $ 1,215
Offsetting Liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 3,866 $ 61 $ 21,107 $ 9,974 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 3,866 61 21,107 9,974 Gross amounts not offset in the consolidated balance sheets Financial instruments 3,866 61 3,866 61 Financial collateral pledged — — 14,042 8,698 Net amounts $ — $ — $ 3,199 $ 1,215

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Components of the provision for income taxes	Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Current Federal $ 30,193 $ 23,786 $ 22,658 State 3,309 4,264 2,625 33,502 28,050 25,283 Deferred Federal (10,947) 17,331 13,369 State (2,715) 2,710 3,075 (13,662) 20,041 16,444 $ 19,840 $ 48,091 $ 41,727
Reconciliation of income taxes computed at the United States federal statutory tax rates	The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2020 2019 2018 Tax at U.S. statutory rate $ 21,733 $ 45,294 $ 39,616 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,431) (1,205) (1,433) BOLI income (1,182) (1,283) (975) Investment tax credits (1,494) (1,863) (1,863) Amortization of investment in low-income housing tax credits 1,280 1,575 1,592 State income tax expense, net of federal benefit 469 5,509 4,502 Other items, net 465 64 288 $ 19,840 $ 48,091 $ 41,727
Significant components of the Company's deferred tax assets and liabilities	Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2020 2019 Deferred tax assets Allowance for credit losses $ 53,597 $ 14,304 Loans 5,526 10,284 Deferred compensation 13,114 12,050 Impairment of assets 1,067 1,108 Net operating loss carryforwards 1,857 9,387 Lease liabilities under operating leases 17,732 22,686 Other 3,539 5,819 Total deferred tax assets 96,432 75,638 Deferred tax liabilities Net unrealized gains on securities 8,434 190 Investment in partnerships 793 967 Fixed assets 3,285 2,952 Mortgage servicing rights 14,623 13,472 Junior subordinated debt 2,245 2,304 Intangibles 3,882 4,885 Lease right-of-use asset 16,833 21,727 Other 1,672 1,859 Total deferred tax liabilities 51,767 48,356 Net deferred tax assets $ 44,665 $ 27,282
Summary of operating loss carryforwards	The table below presents the breakout of net operating losses as of the dates presented. December 31, 2020 2019 Net Operating Losses Federal $ 3,029 $ 36,006 State 26,971 40,806
Reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding	A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2020 2019 2018 Balance at January 1 $ 667 $ 1,919 $ 1,606 Additions based on positions related to current period 101 158 313 Reductions based on positions related to prior period (314) (1,410) — Reductions due to lapse of statute of limitations (52) — — Balance at December 31 $ 402 $ 667 $ 1,919

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2020
Fair Value Disclosures [Abstract]
Fair values of financial assets and liabilities measured on a recurring basis	The following table presents assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 Level 1 Level 2 Level 3 Totals December 31, 2019 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,986 $ 9,986 Other available for sale securities — 1,280,627 — 1,280,627 Total securities available for sale — 1,280,627 9,986 1,290,613 Derivative instruments — 8,498 — 8,498 Mortgage loans held for sale in loans held for sale — 318,272 — 318,272 Total financial assets $ — $ 1,607,397 $ 9,986 $ 1,617,383 Financial liabilities: Derivative instruments $ — $ 10,000 $ — $ 10,000
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following table provides for the periods presented a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs: Securities available for sale Trust preferred Balance at January 1, 2019 $ 10,633 Accretion included in net income 34 Unrealized losses included in other comprehensive income (442) Settlements (239) Balance at December 31, 2019 $ 9,986 Accretion included in net income 32 Unrealized losses included in other comprehensive income (834) Settlements (172) Balance at December 31, 2020 $ 9,012
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on recurring basis	The following table presents information as of December 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Trust preferred securities $ 9,012 Discounted cash flows Default rate 0-100%
Impaired loans measured at fair value on a nonrecurring basis	Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2020 Individually evaluated loans, net of allowance for credit losses (1) $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 Level 1 Level 2 Level 3 Totals December 31, 2019 Individually evaluated loans, net of allowance for credit losses (1) $ — $ — $ 27,348 $ 27,348 OREO — — 2,820 2,820 Mortgage servicing rights — — 53,208 53,208 Total $ — $ — $ 83,376 $ 83,376 (1) Prior to the adoption of CECL on January 1, 2020, these loans were known as impaired loans.
OREO measured at fair value on a nonrecurring basis	The following table presents, as of the dates presented, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end: December 31, 2020 December 31, 2019 Carrying amount prior to remeasurement $ 4,051 $ 3,726 Impairment recognized in results of operations (1,315) (906) Fair value $ 2,736 $ 2,820
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of December 31, 2020 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses (1) $ 24,145 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,736 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2020: Aggregate Aggregate Difference Mortgage loans held for sale $ 417,771 $ 395,602 $ 22,169
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2020 Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2019 Financial assets Cash and cash equivalents $ 414,930 $ 414,930 $ — $ — $ 414,930 Securities available for sale 1,290,613 — 1,280,627 9,986 1,290,613 Loans held for sale 318,272 — 318,272 — 318,272 Loans, net 9,637,476 — — 9,321,039 9,321,039 Mortgage servicing rights 53,208 — — 53,208 53,208 Derivative instruments 8,498 — 8,498 — 8,498 Financial liabilities Deposits $ 10,213,168 $ 8,052,536 $ 2,158,431 $ — $ 10,210,967 Short-term borrowings 489,091 489,091 — — 489,091 Federal Home Loan Bank advances 152,337 — 152,321 — 152,321 Junior subordinated debentures 110,215 — 104,480 — 104,480 Subordinated notes 113,955 — 117,963 — 117,963 Derivative instruments 10,000 — 10,000 — 10,000

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2020
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 27,788 $ 7,071 $ 20,717 Reclassification adjustment for gains realized in net income (1) (46) (12) (34) Total securities available for sale 27,742 7,059 20,683 Derivative instruments: Unrealized holding gains on derivative instruments 923 235 688 Reclassification adjustment for losses realized in net income related to swap termination 2,040 519 1,521 Total derivative instruments 2,963 754 2,209 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 1,069 272 797 Reclassification adjustment for settlement loss related to the VERP realized in net income (3) 567 145 422 New prior service cost (3) (485) (123) (362) Amortization of net actuarial loss recognized in net periodic pension cost (2) 259 66 193 Amortization of prior service cost (3) 485 123 362 Total defined benefit pension and post-retirement benefit plans 1,895 483 1,412 Total other comprehensive income $ 32,600 $ 8,296 $ 24,304 Year Ended December 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 24,983 $ 6,358 $ 18,625 Reclassification adjustment for losses realized in net income (1) 2,511 639 1,872 Total securities available for sale 27,494 6,997 20,497 Derivative instruments: Unrealized holding losses on derivative instruments (2,975) (758) (2,217) Total derivative instruments (2,975) (758) (2,217) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 91 23 68 Amortization of net actuarial loss recognized in net periodic pension cost (2) 419 107 312 Total defined benefit pension and post-retirement benefit plans 510 130 380 Total other comprehensive income $ 25,029 $ 6,369 $ 18,660 Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2018 Securities available for sale: Unrealized holding losses on securities $ (11,155) $ (2,840) $ (8,315) Reclassification adjustment for losses realized in net income (1) 16 4 12 Total securities available for sale (11,139) (2,836) (8,303) Derivative instruments: Unrealized holding gains on derivative instruments 490 125 365 Total derivative instruments 490 125 365 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 413 105 308 Amortization of net actuarial loss recognized in net periodic pension cost (2) 328 83 245 Total defined benefit pension and post-retirement benefit plans 741 188 553 Total other comprehensive loss $ (9,908) $ (2,523) $ (7,385) (1) Included in Net gains (losses) on sales of securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income (3) Included in Restructuring charges in the Consolidated Statements of Income
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2020 2019 2018 Unrealized gains on securities $ 42,246 $ 21,563 $ 1,066 Non-credit related portion of other-than-temporary impairment on securities (11,319) (11,319) (11,319) Unrealized losses on derivative instruments (638) (2,847) (630) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,221) (6,633) (7,013) Total accumulated other comprehensive income (loss) $ 25,068 $ 764 $ (17,896)

Quarterly Results of Operatio_2

Quarterly Results of Operations (Tables)	12 Months Ended
	Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]
Summary of the unaudited quarterly results of operations	The following table sets forth a summary of the unaudited quarterly results of operations. First Second Third Fourth 2020 Interest income $ 130,173 $ 123,955 $ 122,078 $ 121,926 Interest expense 23,571 18,173 15,792 13,799 Net interest income 106,602 105,782 106,286 108,127 Provision for credit losses 26,350 26,900 23,100 10,500 Noninterest income 37,570 64,170 70,928 62,864 Noninterest expense 115,041 118,285 116,510 122,152 Income before income taxes 2,781 24,767 37,604 38,339 Income taxes 773 4,637 7,612 6,818 Net income $ 2,008 $ 20,130 $ 29,992 $ 31,521 Basic earnings per share $ 0.04 $ 0.36 $ 0.53 $ 0.56 Diluted earnings per share $ 0.04 $ 0.36 $ 0.53 $ 0.56 2019 Interest income $ 137,094 $ 137,862 $ 134,476 $ 133,148 Interest expense 23,947 25,062 25,651 24,263 Net interest income 113,147 112,800 108,825 108,885 Provision for credit losses 1,500 900 1,700 2,950 Noninterest income 35,885 41,960 37,953 37,456 Noninterest expense 88,832 93,290 96,500 95,552 Income before income taxes 58,700 60,570 48,578 47,839 Income taxes 13,590 13,945 11,132 9,424 Net income $ 45,110 $ 46,625 $ 37,446 $ 38,415 Basic earnings per share $ 0.77 $ 0.80 $ 0.65 $ 0.67 Diluted earnings per share $ 0.77 $ 0.80 $ 0.64 $ 0.67

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2020
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Basic Net income applicable to common stock $ 83,651 $ 167,596 $ 146,920 Average common shares outstanding 56,270,566 58,046,716 52,492,104 Net income per common share—basic $ 1.49 $ 2.89 $ 2.80 Diluted Net income applicable to common stock $ 83,651 $ 167,596 $ 146,920 Average common shares outstanding 56,270,566 58,046,716 52,492,104 Effect of dilutive stock-based compensation 197,599 179,970 134,746 Average common shares outstanding—diluted 56,468,165 58,226,686 52,626,850 Net income per common share—diluted $ 1.48 $ 2.88 $ 2.79
Schedule of potentially dilutive securities excluded from computation of earnings per share	Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2020 2019 2018 Number of shares 245,146 643 73,257 Range of exercise prices (for stock option awards) — — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2020
Mortgage Banking [Abstract]
Guidelines specify capital tiers	The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios for the Company and for Renasant Bank	The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2020 2019 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,306,597 9.37 % $ 1,262,588 10.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,199,394 10.93 % 1,156,828 11.12 % Tier 1 Capital to Risk-Weighted Assets 1,306,597 11.91 % 1,262,588 12.14 % Total Capital to Risk-Weighted Assets 1,653,694 15.07 % 1,432,949 13.78 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,369,994 9.83 % $ 1,331,809 10.95 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,369,994 12.49 % 1,331,809 12.81 % Tier 1 Capital to Risk-Weighted Assets 1,369,994 12.49 % 1,331,809 12.81 % Total Capital to Risk-Weighted Assets 1,504,985 13.73 % 1,388,553 13.36 %

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2020
Segment Reporting [Abstract]
Financial information for operating segments	The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2020, 2019 and 2018: Community Insurance Wealth Other Consolidated 2020 Net interest income $ 437,101 $ 566 $ 1,658 $ (12,528) $ 426,797 Provision for credit losses 86,850 — — — 86,850 Noninterest income 208,721 10,403 18,061 (1,653) 235,532 Noninterest expense 448,475 7,751 14,940 822 471,988 Income before income taxes 110,497 3,218 4,779 (15,003) 103,491 Income taxes 22,892 837 — (3,889) 19,840 Net income (loss) $ 87,605 $ 2,381 $ 4,779 $ (11,114) $ 83,651 Total assets $ 14,814,726 $ 30,375 $ 71,266 $ 13,245 $ 14,929,612 Goodwill 936,916 2,767 — — 939,683 2019 Net interest income $ 454,433 $ 702 $ 1,761 $ (13,239) $ 443,657 Provision for credit losses 7,050 — — — 7,050 Noninterest income 129,016 10,129 15,598 (1,489) 153,254 Noninterest expense 351,640 7,574 13,863 1,097 374,174 Income before income taxes 224,759 3,257 3,496 (15,825) 215,687 Income taxes 51,292 876 — (4,077) 48,091 Net income (loss) $ 173,467 $ 2,381 $ 3,496 $ (11,748) $ 167,596 Total assets $ 13,280,494 $ 28,284 $ 70,789 $ 21,051 $ 13,400,618 Goodwill 936,916 2,767 — — 939,683 2018 Net interest income $ 406,420 $ 484 $ 1,297 $ (11,676) $ 396,525 Provision for credit losses 6,810 — — — 6,810 Noninterest income 120,559 9,831 14,537 (966) 143,961 Noninterest expense 323,439 7,294 13,336 960 345,029 Income before income taxes 196,730 3,021 2,498 (13,602) 188,647 Income taxes 44,464 786 — (3,523) 41,727 Net income (loss) $ 152,266 $ 2,235 $ 2,498 $ (10,079) $ 146,920 Total assets $ 12,828,586 $ 25,798 $ 60,794 $ 19,700 $ 12,934,878 Goodwill 930,161 2,767 — — 932,928

Renasant Corporation (Parent _2

Renasant Corporation (Parent Company Only) Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2020
Condensed Financial Information Disclosure [Abstract]
Balance Sheets	Balance Sheets December 31, 2020 2019 Assets Cash and cash equivalents (1) $ 129,164 $ 29,467 Investments 7,174 1,653 Investment in bank subsidiary (2) 2,306,937 2,302,499 Accrued interest receivable on bank balances (2) 6 6 Intercompany receivable (2) 184 — Other assets 22,926 22,861 Total assets $ 2,466,391 $ 2,356,486 Liabilities and shareholders’ equity Junior subordinated debentures $ 110,794 $ 110,215 Subordinated notes 212,009 113,955 Other liabilities 10,855 6,627 Shareholders’ equity 2,132,733 2,125,689 Total liabilities and shareholders’ equity $ 2,466,391 $ 2,356,486 (1) Eliminates in consolidation, with the exception of $844 and $3,840, in 2020 and 2019, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation
Statements of Income	Statements of Income Year Ended December 31, 2020 2019 2018 Income Dividends from bank subsidiary (1) $ 81,443 $ 132,563 $ 53,381 Interest income from bank subsidiary (1) 9 9 8 Other dividends 93 175 137 Other income 74 138 121 Total income 81,619 132,885 53,647 Expenses 15,179 16,050 13,869 Income before income tax benefit and equity in undistributed net income of bank subsidiary 66,440 116,835 39,778 Income tax benefit (3,889) (4,077) (3,523) Equity in undistributed net income of bank subsidiary (1) 13,322 46,684 103,619 Net income $ 83,651 $ 167,596 $ 146,920 (1) Eliminates in consolidation
Statements of Cash Flows	Statements of Cash Flows Year Ended December 31, 2020 2019 2018 Operating activities Net income $ 83,651 $ 167,596 $ 146,920 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (13,322) (46,684) (103,619) Amortization/depreciation/accretion 692 (76) 160 (Increase) decrease in other assets (256) (2,678) 3,381 Increase (decrease) in other liabilities 10,932 10,872 (171) Net cash provided by operating activities 81,697 129,030 46,671 Investing activities Purchases of securities held to maturity and available for sale (6,104) — — Sales and maturities of securities held to maturity and available for sale 541 42 1,052 Net cash paid in acquisition — — (34,836) Other investing activities — 632 423 Net cash (used in) provided by investing activities (5,563) 674 (33,361) Financing activities Cash paid for dividends (50,134) (50,901) (43,614) Cash received on exercise of stock-based compensation — — 201 Repurchase of shares in connection with stock repurchase program (24,569) (62,944) (7,062) Repayment of long-term debt — (30,973) — Proceeds from issuance of long-term debt 98,266 — — Other financing activities — — (93) Net cash provided by (used in) financing activities 23,563 (144,818) (50,568) Increase (decrease) in cash and cash equivalents 99,697 (15,114) (37,258) Cash and cash equivalents at beginning of year 29,467 44,581 81,839 Cash and cash equivalents at end of year $ 129,164 $ 29,467 $ 44,581

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2020
Leases [Abstract]
Lessor, Operating Lease, Payments to be Received, Maturity	The maturities of the lessor arrangements outstanding at December 31, 2020 is presented in the table below. 2021 $ 603 2022 1,221 2023 1,602 2024 2,105 2025 398 Thereafter 14,875 Total lease receivables $ 20,804
Lease, Cost	The table below provides the components of lease cost and supplemental information for the periods presented. Year ended December 31, 2020 2019 Operating lease cost (cost resulting from lease payments) $ 10,826 $ 10,149 Short-term lease cost 161 67 Variable lease cost (cost excluded from lease payments) 1,776 1,612 Sublease income (583) (560) Net lease cost $ 12,180 $ 11,268 Operating lease - operating cash flows (fixed payments) 9,811 9,678 Operating lease - operating cash flows (liability reduction) 7,187 8,407 Weighted average lease term - operating leases (in years) (at period end) 15.99 17.39 Weighted average discount rate - operating leases (at period end) 3.17 % 3.40 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 9,393 $ 38,881
Lessee, Operating Lease, Liability, Maturity	The maturities of the lessee arrangements outstanding at December 31, 2020 are presented in the table below. 2021 $ 8,607 2022 7,960 2023 7,556 2024 7,037 2025 5,609 Thereafter 54,106 Total undiscounted cash flows 90,875 Discount on cash flows 21,326 Total operating lease liabilities $ 69,549

Significant Accounting Polici_4

Significant Accounting Policies - Additional Information (Details) - USD ($)	Dec. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Date of discontinued recognition of interest on mortgage and commercial loans		90 days
Consumer and other retail loan due date		120 days
Interest receivable	$ 33,679,000	$ 56,459,000	$ 33,679,000
Minimum duration for past due residential loans to be considered as nonperforming		90 days
Impairment of company's goodwill		$ 0	$ 0	$ 0
Lock in period for interest rates		45 days
Remaining purchase discount on loans	(50,958,000)
Cumulative Effect, Period of Adoption, Adjustment
Financing Receivable, Impaired [Line Items]
Remaining purchase discount on loans	$ 5,469,000
Minimum
Financing Receivable, Impaired [Line Items]
Renewal term		1 year
Minimum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term		2 years
Minimum | Residential | Real estate - construction
Financing Receivable, Impaired [Line Items]
Maturity term		6 months
Minimum | Commercial | Real estate - construction
Financing Receivable, Impaired [Line Items]
Maturity term		24 months
Maximum
Financing Receivable, Impaired [Line Items]
Renewal term		20 years
Maximum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term		5 years
Maximum | Residential | Real estate - construction
Financing Receivable, Impaired [Line Items]
Maturity term		12 months
Maximum | Commercial | Real estate - construction
Financing Receivable, Impaired [Line Items]
Maturity term		36 months
Premises
Financing Receivable, Impaired [Line Items]
Estimated life (in years)		40 years
Furniture and equipment | Minimum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)		3 years
Furniture and equipment | Maximum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)		7 years
Computer equipment | Minimum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)		3 years
Computer equipment | Maximum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)		5 years

Significant Accounting Polici_5

Significant Accounting Policies - CECL (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2020	Dec. 31, 2018	Dec. 31, 2017
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	$ (52,162)	$ (176,144)	$ (49,026)	$ (46,211)
Deferred tax assets, net	27,282	44,665
Remaining purchase discount on loans	(50,958)
Reserve for unfunded commitments	946	20,535
Retained earnings	617,355	$ 615,773
Cumulative Effect, Period of Adoption, Adjustment
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	(42,484)
Deferred tax assets, net	12,305
Remaining purchase discount on loans	5,469
Reserve for unfunded commitments	10,389
Retained earnings	(35,099)
Cumulative Effect, Period of Adoption, Adjusted Balance
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Allowance for credit losses	(94,646)
Deferred tax assets, net	39,587
Remaining purchase discount on loans	(45,489)
Reserve for unfunded commitments	11,335
Retained earnings	$ 582,256

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value, Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Cash and Cash Equivalents [Line Items]
Amortized Cost	$ 1,301,973	$ 1,276,871
Gross Unrealized Gains	44,699	18,620
Gross Unrealized Losses	(3,215)	(4,878)
Fair Value	1,343,457	1,290,613
U.S. Treasury securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	7,047	498
Gross Unrealized Gains	32	1
Gross Unrealized Losses	0	0
Fair Value	7,079	499
Obligations of other U.S. Government agencies and corporations
Cash and Cash Equivalents [Line Items]
Amortized Cost	1,003	2,518
Gross Unrealized Gains	6	16
Gross Unrealized Losses	0	(3)
Fair Value	1,009	2,531
Obligations of states and political subdivisions
Cash and Cash Equivalents [Line Items]
Amortized Cost	291,231	218,362
Gross Unrealized Gains	14,015	5,134
Gross Unrealized Losses	(45)	(365)
Fair Value	305,201	223,131
Trust preferred securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	12,013	12,153
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,001)	(2,167)
Fair Value	9,012	9,986
Other debt securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	62,771	55,364
Gross Unrealized Gains	2,909	1,133
Gross Unrealized Losses	(73)	(132)
Fair Value	65,607	56,365
Government agency mortgage backed securities | Residential mortgage backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	581,105	708,970
Gross Unrealized Gains	21,564	8,951
Gross Unrealized Losses	(23)	(1,816)
Fair Value	602,646	716,105
Government agency mortgage backed securities | Commercial mortgage backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	29,053	30,372
Gross Unrealized Gains	1,235	659
Gross Unrealized Losses	(1)	(24)
Fair Value	30,287	31,007
Government agency collateralized mortgage obligations | Residential mortgage backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	218,373	172,178
Gross Unrealized Gains	1,946	1,322
Gross Unrealized Losses	(51)	(262)
Fair Value	220,268	173,238
Government agency collateralized mortgage obligations | Commercial mortgage backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	99,377	76,456
Gross Unrealized Gains	2,992	1,404
Gross Unrealized Losses	(21)	(109)
Fair Value	$ 102,348	$ 77,751

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 44,860	$ 212,137	$ 2,403
Net Proceeds	44,906	212,485	2,387
Gain/(Loss)	46	348	(16)
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value	2,696	11,799	901
Net Proceeds	2,561	11,813	893
Gain/(Loss)	(135)	14	(8)
Commercial mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		4,838
Net Proceeds		4,720
Gain/(Loss)		(118)
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		252
Net Proceeds		257
Gain/(Loss)		5
Other equity securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		0
Net Proceeds		2,859
Gain/(Loss)		2,859
Government agency mortgage backed securities | Residential mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	16,093	72,556	943
Net Proceeds	16,294	71,944	942
Gain/(Loss)	201	(612)	(1)
Government agency collateralized mortgage obligations | Residential mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	26,071	122,692	559
Net Proceeds	26,051	120,892	552
Gain/(Loss)	$ (20)	$ (1,800)	$ (7)

Securities - Realized Gains and

Securities - Realized Gains and Losses on Sales of AFS (Details - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 230	$ 2,979	$ 11
Gross losses on sales of securities available for sale	(184)	(2,631)	(27)
Gain (losses) on sales of securities available for sale, net	$ 46	$ 348	$ (16)

Securities - Additional Informa

Securities - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Debt securities, AFS, restricted	$ 582,338	$ 416,849
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Debt securities, AFS, restricted	$ 32,272	$ 27,754

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Amortized Cost
Due within one year	$ 9,438
Due after one year through five years	45,943
Due after five years through ten years	74,337
Due after ten years	215,924
Amortized Cost	1,301,973	$ 1,276,871
Fair Value
Due within one year	9,520
Due after one year through five years	48,017
Due after five years through ten years	78,271
Due after ten years	221,836
Fair Value	1,343,457	1,290,613
Residential mortgage backed securities | Government agency mortgage backed securities
Amortized Cost
Without single maturity date, amortized cost	581,105
Amortized Cost	581,105	708,970
Fair Value
Without single maturity date, fair value	602,646
Fair Value	602,646	716,105
Residential mortgage backed securities | Government agency collateralized mortgage obligations
Amortized Cost
Without single maturity date, amortized cost	218,373
Amortized Cost	218,373	172,178
Fair Value
Without single maturity date, fair value	220,268
Fair Value	220,268	173,238
Commercial mortgage backed securities | Government agency mortgage backed securities
Amortized Cost
Without single maturity date, amortized cost	29,053
Amortized Cost	29,053	30,372
Fair Value
Without single maturity date, fair value	30,287
Fair Value	30,287	31,007
Commercial mortgage backed securities | Government agency collateralized mortgage obligations
Amortized Cost
Without single maturity date, amortized cost	99,377
Amortized Cost	99,377	76,456
Fair Value
Without single maturity date, fair value	102,348
Fair Value	102,348	77,751
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	28,423
Amortized Cost	62,771	55,364
Fair Value
Without single maturity date, fair value	30,264
Fair Value	$ 65,607	$ 56,365

Securities - Investment Categor

Securities - Investment Category and Length of Time in Unrealized Loss Position (Details) $ in Thousands	Dec. 31, 2020USD ($)security	Dec. 31, 2019USD ($)security
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	21	79
Fair Value, Less than 12 Months	$ 75,359	$ 331,023
Unrealized Losses, Less than 12 Months	$ (211)	$ (2,394)
Number of positions, 12 Months or More | security	4	22
Fair Value, 12 Months or More	$ 10,037	$ 33,700
Unrealized Losses, 12 Months or More	$ (3,004)	$ (2,484)
Number of positions | security	25	101
Fair Value	$ 85,396	$ 364,723
Unrealized Losses	$ (3,215)	$ (4,878)
Obligations of other U.S. Government agencies and corporations
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		1
Fair Value, 12 Months or More		$ 1,008
Unrealized Losses, 12 Months or More		$ (3)
Number of positions | security		1
Fair Value		$ 1,008
Unrealized Losses		$ (3)
Obligations of states and political subdivisions
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	6	26
Fair Value, Less than 12 Months	$ 9,403	$ 33,902
Unrealized Losses, Less than 12 Months	$ (45)	$ (365)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	6	26
Fair Value	$ 9,403	$ 33,902
Unrealized Losses	$ (45)	$ (365)
Trust preferred securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	0	0
Fair Value, Less than 12 Months	$ 0	$ 0
Unrealized Losses, Less than 12 Months	$ 0	$ 0
Number of positions, 12 Months or More | security	2	2
Fair Value, 12 Months or More	$ 9,012	$ 9,986
Unrealized Losses, 12 Months or More	$ (3,001)	$ (2,167)
Number of positions | security	2	2
Fair Value	$ 9,012	$ 9,986
Unrealized Losses	$ (3,001)	$ (2,167)
Other debt securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	4	3
Fair Value, Less than 12 Months	$ 3,330	$ 8,737
Unrealized Losses, Less than 12 Months	$ (70)	$ (131)
Number of positions, 12 Months or More | security	1	1
Fair Value, 12 Months or More	$ 566	$ 741
Unrealized Losses, 12 Months or More	$ (3)	$ (1)
Number of positions | security	5	4
Fair Value	$ 3,896	$ 9,478
Unrealized Losses	$ (73)	$ (132)
Government agency mortgage backed securities | Residential mortgage backed securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	2	37
Fair Value, Less than 12 Months	$ 19,755	$ 233,179
Unrealized Losses, Less than 12 Months	$ (23)	$ (1,504)
Number of positions, 12 Months or More | security	0	16
Fair Value, 12 Months or More	$ 0	$ 20,775
Unrealized Losses, 12 Months or More	$ 0	$ (312)
Number of positions | security	2	53
Fair Value	$ 19,755	$ 253,954
Unrealized Losses	$ (23)	$ (1,816)
Government agency mortgage backed securities | Commercial mortgage backed securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	1	1
Fair Value, Less than 12 Months	$ 1,538	$ 4,976
Unrealized Losses, Less than 12 Months	$ (1)	$ (23)
Number of positions, 12 Months or More | security	1	2
Fair Value, 12 Months or More	$ 459	$ 1,190
Unrealized Losses, 12 Months or More	$ 0	$ (1)
Number of positions | security	2	3
Fair Value	$ 1,997	$ 6,166
Unrealized Losses	$ (1)	$ (24)
Government agency collateralized mortgage obligations | Residential mortgage backed securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	5	11
Fair Value, Less than 12 Months	$ 27,143	$ 45,319
Unrealized Losses, Less than 12 Months	$ (51)	$ (262)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	5	11
Fair Value	$ 27,143	$ 45,319
Unrealized Losses	$ (51)	$ (262)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities
Unrealized losses and fair value by investment category
Number of positions, Less than 12 Months | security	3	1
Fair Value, Less than 12 Months	$ 14,190	$ 4,910
Unrealized Losses, Less than 12 Months	$ (21)	$ (109)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	3	1
Fair Value	$ 14,190	$ 4,910
Unrealized Losses	$ (21)	$ (109)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loans, net of unearned income:
Gross loans	$ 10,937,807	$ 9,693,463
Unearned income	(4,160)	(3,825)
Loans, net of unearned income	10,933,647	9,689,638
Commercial, financial, agricultural
Loans, net of unearned income:
Gross loans	2,536,984	1,367,972
Loans, net of unearned income	2,536,984	1,367,972
Lease financing
Loans, net of unearned income:
Gross loans	80,022	85,700
Loans, net of unearned income	75,862
Real estate - construction
Loans, net of unearned income:
Gross loans	858,104	826,483
Loans, net of unearned income	858,104	826,483
Real estate - construction | Residential
Loans, net of unearned income:
Gross loans	246,673	289,050
Real estate - construction | Commercial
Loans, net of unearned income:
Gross loans	611,431	537,433
Real estate – 1-4 family mortgage
Loans, net of unearned income:
Gross loans	2,698,308	2,866,613
Loans, net of unearned income	2,698,308	2,866,613
Real estate – 1-4 family mortgage | Primary
Loans, net of unearned income:
Gross loans	1,750,951	1,781,948
Real estate – 1-4 family mortgage | Home Equity Loan
Loans, net of unearned income:
Gross loans	513,160	573,540
Real estate – 1-4 family mortgage | Rental / Investment
Loans, net of unearned income:
Gross loans	296,364	335,100
Real estate – 1-4 family mortgage | Land Development
Loans, net of unearned income:
Gross loans	137,833	176,025
Real estate – commercial mortgage:
Loans, net of unearned income:
Gross loans	4,554,852	4,244,265
Loans, net of unearned income	4,554,852	4,244,265
Real estate – commercial mortgage: | Land Development
Loans, net of unearned income:
Gross loans	149,579	156,089
Real estate – commercial mortgage: | Owner Occupied
Loans, net of unearned income:
Gross loans	1,657,806	1,637,281
Real estate – commercial mortgage: | Non-owner Occupied
Loans, net of unearned income:
Gross loans	2,747,467	2,450,895
Installment loans to individuals
Loans, net of unearned income:
Gross loans	209,537	302,430
Loans, net of unearned income	209,537	384,305
Non-Purchased
Loans, net of unearned income:
Gross loans	9,423,700	7,591,799
Unearned income	(4,160)	(3,825)
Loans, net of unearned income	9,419,540	7,587,974
Non-Purchased | Commercial, financial, agricultural
Loans, net of unearned income:
Gross loans	2,360,471	1,052,353
Non-Purchased | Lease financing
Loans, net of unearned income:
Gross loans	80,022	85,700
Non-Purchased | Real estate - construction
Loans, net of unearned income:
Gross loans	827,152	774,901
Non-Purchased | Real estate - construction | Residential
Loans, net of unearned income:
Gross loans	243,814	272,643
Non-Purchased | Real estate - construction | Commercial
Loans, net of unearned income:
Gross loans	583,338	502,258
Non-Purchased | Real estate – 1-4 family mortgage
Loans, net of unearned income:
Gross loans	2,356,564	2,350,126
Non-Purchased | Real estate – 1-4 family mortgage | Primary
Loans, net of unearned income:
Gross loans	1,536,181	1,449,219
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan
Loans, net of unearned income:
Gross loans	432,768	456,265
Non-Purchased | Real estate – 1-4 family mortgage | Rental / Investment
Loans, net of unearned income:
Gross loans	264,436	291,931
Non-Purchased | Real estate – 1-4 family mortgage | Land Development
Loans, net of unearned income:
Gross loans	123,179	152,711
Non-Purchased | Real estate – 1-4 family mortgage | Land Development
Loans, net of unearned income:
Gross loans	123,179
Non-Purchased | Real estate – commercial mortgage:
Loans, net of unearned income:
Gross loans	3,649,629	3,128,876
Non-Purchased | Real estate – commercial mortgage: | Owner Occupied
Loans, net of unearned income:
Gross loans	1,334,765	1,209,204
Non-Purchased | Real estate – commercial mortgage: | Non-owner Occupied
Loans, net of unearned income:
Gross loans	2,194,739	1,803,587
Non-Purchased | Real estate – commercial mortgage: | Land Development
Loans, net of unearned income:
Gross loans	120,125	116,085
Non-Purchased | Installment loans to individuals
Loans, net of unearned income:
Gross loans	$ 149,862	$ 199,843

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	3 Months Ended	12 Months Ended
	Mar. 31, 2020	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		$ 10,757,503,000	$ 9,637,476,000
Minimum duration for past due residential loans to be considered as nonperforming		90 days
Allowance for loan losses attributable to restructured loans		$ 176,144,000	$ 52,162,000	$ 49,026,000	$ 46,211,000
Non-Purchased
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Nonperforming loans charged-off past due period		90 days
Number of restructured loans | loan		2	2
Minimum duration for past due residential loans to be considered as nonperforming		90 days	90 days
Modifications, recorded investment		$ 11,761,000	$ 4,679,000	5,325,000
Modifications, subsequent default, recorded investment		448,000		$ 139,000
Remaining availability under commitments to lend additional funds on restructured loans		$ 0	$ 0
Consumer and other retail loans charged off past due period		180 days
Number of loan modifications | loan		38	7	11
Modified loans, balance		$ 9,040,000	$ 647,000	$ 1,858,000
Unfunded commitment		$ 19,911,000	7,266,000
Average recorded investment in impaired loans			38,188,000	27,080,000
Interest income, impaired			823,000	$ 549,000
Non-Purchased | Payment Deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Deferral period	90 days
Number of loan modifications | loan		622
Modified loans, balance		$ 112,000,000
Non-Purchased | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		177,000	164,000
Non-Purchased | Restructured Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		5,787,000	3,058,000
Allowance for loan losses attributable to restructured loans		$ 337,000	$ 125,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Past due and nonaccrual loans
Gross loans	$ 10,937,807	$ 9,693,463
Unearned income	(4,160)	(3,825)
Loans, net of unearned income	10,933,647	9,689,638
Commercial, financial, agricultural
Past due and nonaccrual loans
Gross loans	2,536,984	1,367,972
Loans, net of unearned income	2,536,984	1,367,972
Lease financing
Past due and nonaccrual loans
Gross loans	80,022	85,700
Loans, net of unearned income	75,862
Real estate - construction
Past due and nonaccrual loans
Gross loans	858,104	826,483
Loans, net of unearned income	858,104	826,483
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	2,698,308	2,866,613
Loans, net of unearned income	2,698,308	2,866,613
Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	4,554,852	4,244,265
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Past due and nonaccrual loans
Gross loans	209,537	302,430
Loans, net of unearned income	209,537	384,305
Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	1,750,951	1,781,948
Home Equity Loan | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	513,160	573,540
Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	296,364	335,100
Owner-occupied | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	1,657,806	1,637,281
Non-owner Occupied | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	2,747,467	2,450,895
Residential | Real estate - construction
Past due and nonaccrual loans
Gross loans	246,673	289,050
Commercial | Real estate - construction
Past due and nonaccrual loans
Gross loans	611,431	537,433
Non-Purchased
Past due and nonaccrual loans
Gross loans	9,423,700	7,591,799
Unearned income	(4,160)	(3,825)
Loans, net of unearned income	9,419,540	7,587,974
Non-Purchased | Commercial, financial, agricultural
Past due and nonaccrual loans
Gross loans	2,360,471	1,052,353
Non-Purchased | Lease financing
Past due and nonaccrual loans
Gross loans	80,022	85,700
Non-Purchased | Real estate - construction
Past due and nonaccrual loans
Gross loans	827,152	774,901
Non-Purchased | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	2,356,564	2,350,126
Non-Purchased | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	3,649,629	3,128,876
Non-Purchased | Installment loans to individuals
Past due and nonaccrual loans
Gross loans	149,862	199,843
Non-Purchased | Accruing Loans
Past due and nonaccrual loans
Unearned income	(4,160)	(3,825)
Current Loans	9,377,753	7,540,226
Loans, net of unearned income	9,399,171	7,566,465
Non-Purchased | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current loans	2,354,716	1,045,802
Gross loans	2,356,071	1,046,883
Non-Purchased | Accruing Loans | Lease financing
Past due and nonaccrual loans
Current loans	79,974	85,474
Gross loans	79,974	85,474
Non-Purchased | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	826,655	774,107
Gross loans	826,655	774,901
Non-Purchased | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	2,330,533	2,320,328
Gross loans	2,346,658	2,340,850
Non-Purchased | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	3,641,415	3,119,785
Gross loans	3,644,266	3,122,423
Non-Purchased | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current loans	148,620	198,555
Gross loans	149,707	199,759
Non-Purchased | Nonaccruing Loans
Past due and nonaccrual loans
Unearned income	0
Current Loans	7,826	3,635
Loans, net of unearned income	20,369	21,509
Non-Purchased | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current loans	2,432	60
Gross loans	4,400	5,470
Non-Purchased | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current loans	0	0
Gross loans	48	226
Non-Purchased | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	0	0
Gross loans	497	0
Non-Purchased | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	4,865	2,082
Gross loans	9,906	9,276
Non-Purchased | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	495	1,426
Gross loans	5,363	6,453
Non-Purchased | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current loans	34	67
Gross loans	155	84
Non-Purchased | 30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	17,635	22,781
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	1,124	605
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0	794
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	13,801	18,020
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	1,814	2,362
Non-Purchased | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	896	1,000
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	2,204	1,382
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	164	387
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0	0
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	1,992	623
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	44	372
Non-Purchased | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	4	0
Non-Purchased | 90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	3,783	3,458
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	231	476
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0	0
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	2,324	2,502
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	1,037	276
Non-Purchased | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	191	204
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	10,339	16,492
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	1,804	5,023
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	48	226
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	497	0
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	3,049	6,571
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	4,824	4,655
Non-Purchased | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	117	17
Non-Purchased | Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	1,536,181	1,449,219
Non-Purchased | Primary | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	1,513,716
Gross loans	1,527,359
Non-Purchased | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	4,213
Gross loans	8,822
Non-Purchased | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	11,889
Non-Purchased | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	1,865
Non-Purchased | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	1,754
Non-Purchased | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	2,744
Non-Purchased | Home Equity Loan | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	432,768	456,265
Non-Purchased | Home Equity Loan | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	430,702
Gross loans	432,214
Non-Purchased | Home Equity Loan | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	377
Gross loans	554
Non-Purchased | Home Equity Loan | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	1,152
Non-Purchased | Home Equity Loan | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	66
Non-Purchased | Home Equity Loan | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	360
Non-Purchased | Home Equity Loan | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	111
Non-Purchased | Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	264,436	291,931
Non-Purchased | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	263,064
Gross loans	263,937
Non-Purchased | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	244
Gross loans	499
Non-Purchased | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	663
Non-Purchased | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	61
Non-Purchased | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	210
Non-Purchased | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	194
Non-Purchased | Land Development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Gross loans	123,179
Non-Purchased | Land Development | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	120,125	116,085
Non-Purchased | Land Development | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	123,051
Gross loans	123,148
Non-Purchased | Land Development | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	119,820
Gross loans	120,048
Non-Purchased | Land Development | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Current loans	31
Gross loans	31
Non-Purchased | Land Development | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	4
Gross loans	77
Non-Purchased | Land Development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	97
Non-Purchased | Land Development | 30-89 Days Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	113
Non-Purchased | Land Development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Land Development | 30-89 Days Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	44
Non-Purchased | Land Development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Land Development | 90 Days or More Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	115
Non-Purchased | Land Development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Land Development | 90 Days or More Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	29
Non-Purchased | Owner-occupied | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	1,334,765	1,209,204
Non-Purchased | Owner-occupied | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	1,330,155
Gross loans	1,331,729
Non-Purchased | Owner-occupied | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	438
Gross loans	3,036
Non-Purchased | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	779
Non-Purchased | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	795
Non-Purchased | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	2,598
Non-Purchased | Non-owner Occupied | Real estate - commercial mortgage
Past due and nonaccrual loans
Gross loans	2,194,739	1,803,587
Non-Purchased | Non-owner Occupied | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	2,191,440
Gross loans	2,192,489
Non-Purchased | Non-owner Occupied | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Current loans	53
Gross loans	2,250
Non-Purchased | Non-owner Occupied | 30-89 Days Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	922
Non-Purchased | Non-owner Occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Non-owner Occupied | 90 Days or More Past Due | Accruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	127
Non-Purchased | Non-owner Occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate - commercial mortgage
Past due and nonaccrual loans
Past due, gross	2,197
Non-Purchased | Residential | Real estate - construction
Past due and nonaccrual loans
Gross loans	243,814	272,643
Non-Purchased | Residential | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	243,317
Gross loans	243,317
Non-Purchased | Residential | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	0
Gross loans	497
Non-Purchased | Residential | 30-89 Days Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Residential | 90 Days or More Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	497
Non-Purchased | Commercial | Real estate - construction
Past due and nonaccrual loans
Gross loans	583,338	$ 502,258
Non-Purchased | Commercial | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	583,338
Gross loans	583,338
Non-Purchased | Commercial | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Current loans	0
Gross loans	0
Non-Purchased | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	0
Non-Purchased | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate - construction
Past due and nonaccrual loans
Past due, gross	$ 0

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non-Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan
Restructured loans
Number of Loans | loan	38	7	11
Pre-Modification Outstanding Recorded Investment	$ 9,040	$ 647	$ 1,858
Post-Modification Outstanding Recorded Investment	$ 9,115	$ 644	$ 1,852
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	7	2
Pre-Modification Outstanding Recorded Investment	$ 1,862	$ 187
Post-Modification Outstanding Recorded Investment	$ 1,859	$ 185
Real estate – 1-4 family mortgage
Restructured loans
Number of Loans | loan	23	5	9
Pre-Modification Outstanding Recorded Investment	$ 3,736	$ 460	$ 1,764
Post-Modification Outstanding Recorded Investment	$ 3,866	$ 459	$ 1,763
Real estate – 1-4 family mortgage | Primary
Restructured loans
Number of Loans | loan	20
Pre-Modification Outstanding Recorded Investment	$ 3,594
Post-Modification Outstanding Recorded Investment	$ 3,659
Real estate – 1-4 family mortgage | Rental / Investment
Restructured loans
Number of Loans | loan	3
Pre-Modification Outstanding Recorded Investment	$ 142
Post-Modification Outstanding Recorded Investment	$ 207
Real estate - commercial mortgage
Restructured loans
Number of Loans | loan	6		2
Pre-Modification Outstanding Recorded Investment	$ 3,418		$ 94
Post-Modification Outstanding Recorded Investment	$ 3,369		$ 89
Real estate - commercial mortgage | Owner Occupied
Restructured loans
Number of Loans | loan	3
Pre-Modification Outstanding Recorded Investment	$ 3,019
Post-Modification Outstanding Recorded Investment	$ 2,970
Real estate - commercial mortgage | Non-owner Occupied
Restructured loans
Number of Loans | loan	2
Pre-Modification Outstanding Recorded Investment	$ 210
Post-Modification Outstanding Recorded Investment	$ 210
Real estate - commercial mortgage | Land Development
Restructured loans
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 189
Post-Modification Outstanding Recorded Investment	$ 189
Installment loans to individuals
Restructured loans
Number of Loans | loan	2
Pre-Modification Outstanding Recorded Investment	$ 24
Post-Modification Outstanding Recorded Investment	$ 21

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non-Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Changes in restructured loans [Roll Forward]
Beginning balance (loans) | loan	46	51
Additional advances or loans with concessions (loans) | loan	38	7
Reclassified from nonperforming (loans) | loan	3	5
Reductions due to:
Reclassified as nonperforming (loans) | loan	(5)	(9)
Paid in full (loans) | loan	(6)	(8)
Principal paydowns (loans) | loan	0	0
Ending balance (loans) | loan	76	46
Recorded Investment
Beginning balance | $	$ 4,679	$ 5,325
Additional advances or loans with concessions | $	9,155	661
Reclassified as performing | $	354	252
Reductions due to:
Restructured Loans Reclassified as Non-performing | $	(758)	(808)
Paid in full | $	(1,409)	(581)
Principal paydowns | $	(260)	(170)
Ending balance | $	$ 11,761	$ 4,679

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,536,984	1,367,972
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	75,862
Real estate - construction
Loan portfolio by risk-rating grades
Loans, net of unearned income	858,104	826,483
Real estate – 1-4 family mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,698,308	2,866,613
Real estate - commercial mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	209,537	384,305
Non-Purchased
Loan portfolio by risk-rating grades
Loans, net of unearned income	9,419,540	7,587,974
Non-Purchased | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,918,059
Non-Purchased | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		15,073
Non-Purchased | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	2,925,230
2019	1,329,667
2018	610,250
2017	498,294
2016	372,095
Prior	300,805
Revolving Loans	356,222
Revolving Loans Converted to Term	25,219
Loans, net of unearned income	6,417,782
Non-Purchased | Pass
Loan portfolio by risk-rating grades
2020	2,909,247
2019	1,308,939
2018	599,386
2017	441,774
2016	346,829
Prior	283,632
Revolving Loans	350,588
Revolving Loans Converted to Term	22,495
Loans, net of unearned income	6,262,890	4,555,462
Non-Purchased | Special Mention
Loan portfolio by risk-rating grades
2020	10,400
2019	7,622
2018	3,214
2017	45,076
2016	6,455
Prior	11,341
Revolving Loans	187
Revolving Loans Converted to Term	1,837
Loans, net of unearned income	86,132
Non-Purchased | Substandard
Loan portfolio by risk-rating grades
2020	5,583
2019	13,106
2018	7,650
2017	11,444
2016	18,811
Prior	5,832
Revolving Loans	5,447
Revolving Loans Converted to Term	887
Loans, net of unearned income	68,760	51,207
Non-Purchased | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	780,512
2019	524,963
2018	353,307
2017	258,589
2016	147,342
Prior	238,801
Revolving Loans	693,698
Revolving Loans Converted to Term	4,546
Loans, net of unearned income	3,001,758
Non-Purchased | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	780,449
2019	522,064
2018	349,003
2017	256,112
2016	146,353
Prior	235,757
Revolving Loans	692,924
Revolving Loans Converted to Term	4,031
Loans, net of unearned income	2,986,693
Non-Purchased | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	63
2019	2,899
2018	4,304
2017	2,477
2016	989
Prior	3,044
Revolving Loans	774
Revolving Loans Converted to Term	515
Loans, net of unearned income	15,065
Non-Purchased | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		48,173
Non-Purchased | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		4,654,842
Non-Purchased | Commercial, financial, agricultural | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		247,575
Non-Purchased | Commercial, financial, agricultural | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,316
Non-Purchased | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	1,448,273
2019	183,627
2018	76,912
2017	36,866
2016	18,124
Prior	15,844
Revolving Loans	255,522
Revolving Loans Converted to Term	2,449
Loans, net of unearned income	2,037,617
Non-Purchased | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
2020	1,447,594
2019	180,979
2018	73,325
2017	31,362
2016	16,308
Prior	14,626
Revolving Loans	250,528
Revolving Loans Converted to Term	1,562
Loans, net of unearned income	2,016,284	779,798
Non-Purchased | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
2020	128
2019	1,952
2018	2,091
2017	3,850
2016	1,416
Prior	109
Revolving Loans	187
Revolving Loans Converted to Term	0
Loans, net of unearned income	9,733
Non-Purchased | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
2020	551
2019	696
2018	1,496
2017	1,654
2016	400
Prior	1,109
Revolving Loans	4,807
Revolving Loans Converted to Term	887
Loans, net of unearned income	11,600	11,715
Non-Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	33,805
2019	16,455
2018	10,381
2017	6,396
2016	2,826
Prior	7,201
Revolving Loans	245,485
Revolving Loans Converted to Term	305
Loans, net of unearned income	322,854
Non-Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	33,794
2019	16,343
2018	10,340
2017	6,026
2016	2,748
Prior	7,181
Revolving Loans	245,059
Revolving Loans Converted to Term	305
Loans, net of unearned income	321,796
Non-Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	11
2019	112
2018	41
2017	370
2016	78
Prior	20
Revolving Loans	426
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,058
Non-Purchased | Commercial, financial, agricultural | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		11,949
Non-Purchased | Commercial, financial, agricultural | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		803,462
Non-Purchased | Lease Financing Receivables | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		81,649
Non-Purchased | Lease Financing Receivables | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		226
Non-Purchased | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	32,150
2019	25,270
2018	10,999
2017	4,231
2016	1,040
Prior	2,172
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	75,862
Non-Purchased | Lease Financing Receivables | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	32,150
2019	25,270
2018	10,999
2017	4,231
2016	992
Prior	2,172
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	75,814
Non-Purchased | Lease Financing Receivables | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	48
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	48
Non-Purchased | Real estate - construction | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		66,241
Non-Purchased | Real estate - construction | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		0
Non-Purchased | Real estate - construction | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	398,891
2019	266,471
2018	52,520
2017	29,300
2016	0
Prior	0
Revolving Loans	13,927
Revolving Loans Converted to Term	0
Loans, net of unearned income	761,109
Non-Purchased | Real estate - construction | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		698,950
Non-Purchased | Real estate - construction | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		9,209
Non-Purchased | Real estate - construction | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	54,918
2019	10,334
2018	295
2017	153
2016	0
Prior	0
Revolving Loans	343
Revolving Loans Converted to Term	0
Loans, net of unearned income	66,043
Non-Purchased | Real estate - construction | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		501
Non-Purchased | Real estate - construction | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		708,660
Non-Purchased | Real estate - construction | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	154,649
2019	9,836
2018	2,114
2017	0
2016	0
Prior	0
Revolving Loans	13,923
Revolving Loans Converted to Term	0
Loans, net of unearned income	180,522
Non-Purchased | Real estate - construction | Residential | Pass
Loan portfolio by risk-rating grades
2020	154,419
2019	9,339
2018	2,114
2017	0
2016	0
Prior	0
Revolving Loans	13,923
Revolving Loans Converted to Term	0
Loans, net of unearned income	179,795
Non-Purchased | Real estate - construction | Residential | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate - construction | Residential | Substandard
Loan portfolio by risk-rating grades
2020	230
2019	497
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	727
Non-Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	53,108
2019	9,393
2018	295
2017	153
2016	0
Prior	0
Revolving Loans	343
Revolving Loans Converted to Term	0
Loans, net of unearned income	63,292
Non-Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	53,108
2019	9,393
2018	295
2017	153
2016	0
Prior	0
Revolving Loans	343
Revolving Loans Converted to Term	0
Loans, net of unearned income	63,292
Non-Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate - construction | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	244,242
2019	256,635
2018	50,406
2017	29,300
2016	0
Prior	0
Revolving Loans	4
Revolving Loans Converted to Term	0
Loans, net of unearned income	580,587
Non-Purchased | Real estate - construction | Commercial | Pass
Loan portfolio by risk-rating grades
2020	244,242
2019	251,937
2018	50,406
2017	29,300
2016	0
Prior	0
Revolving Loans	4
Revolving Loans Converted to Term	0
Loans, net of unearned income	575,889
Non-Purchased | Real estate - construction | Commercial | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	4,698
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	4,698
Non-Purchased | Real estate - construction | Commercial | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	1,810
2019	941
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,751
Non-Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	1,810
2019	941
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,751
Non-Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate – 1-4 family mortgage | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,992,331
Non-Purchased | Real estate – 1-4 family mortgage | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		11,288
Non-Purchased | Real estate – 1-4 family mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	110,246
2019	78,482
2018	36,613
2017	30,018
2016	13,197
Prior	7,172
Revolving Loans	10,658
Revolving Loans Converted to Term	1,909
Loans, net of unearned income	288,295
Non-Purchased | Real estate – 1-4 family mortgage | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		339,079
Non-Purchased | Real estate – 1-4 family mortgage | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,572
Non-Purchased | Real estate – 1-4 family mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	517,553
2019	344,643
2018	261,735
2017	196,777
2016	105,216
Prior	212,214
Revolving Loans	426,437
Revolving Loans Converted to Term	3,694
Loans, net of unearned income	2,068,269
Non-Purchased | Real estate – 1-4 family mortgage | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		3,856
Non-Purchased | Real estate – 1-4 family mortgage | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		346,507
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	9,422
2019	6,691
2018	3,988
2017	4,644
2016	371
Prior	1,060
Revolving Loans	629
Revolving Loans Converted to Term	0
Loans, net of unearned income	26,805
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Pass
Loan portfolio by risk-rating grades
2020	9,422
2019	5,870
2018	3,988
2017	4,644
2016	371
Prior	1,045
Revolving Loans	629
Revolving Loans Converted to Term	0
Loans, net of unearned income	25,969
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	125
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	125
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	696
2018	0
2017	0
2016	0
Prior	15
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	711
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	470,034
2019	321,155
2018	239,542
2017	176,926
2016	92,195
Prior	207,721
Revolving Loans	1,758
Revolving Loans Converted to Term	45
Loans, net of unearned income	1,509,376
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	470,034
2019	318,929
2018	235,816
2017	175,219
2016	91,479
Prior	205,530
Revolving Loans	1,747
Revolving Loans Converted to Term	45
Loans, net of unearned income	1,498,799
Non-Purchased | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	2,226
2018	3,726
2017	1,707
2016	716
Prior	2,191
Revolving Loans	11
Revolving Loans Converted to Term	0
Loans, net of unearned income	10,577
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	157
2019	184
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	6,051
Revolving Loans Converted to Term	0
Loans, net of unearned income	6,392
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Pass
Loan portfolio by risk-rating grades
2020	157
2019	184
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	6,051
Revolving Loans Converted to Term	0
Loans, net of unearned income	6,392
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	0
2019	203
2018	372
2017	0
2016	45
Prior	799
Revolving Loans	421,838
Revolving Loans Converted to Term	3,119
Loans, net of unearned income	426,376
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	0
2019	203
2018	372
2017	0
2016	45
Prior	684
Revolving Loans	421,516
Revolving Loans Converted to Term	2,642
Loans, net of unearned income	425,462
Non-Purchased | Real estate – 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	115
Revolving Loans	322
Revolving Loans Converted to Term	477
Loans, net of unearned income	914
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	50,558
2019	32,656
2018	27,483
2017	25,019
2016	12,620
Prior	5,699
Revolving Loans	1,066
Revolving Loans Converted to Term	557
Loans, net of unearned income	155,658
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Pass
Loan portfolio by risk-rating grades
2020	50,371
2019	31,724
2018	26,695
2017	24,872
2016	12,439
Prior	5,166
Revolving Loans	1,066
Revolving Loans Converted to Term	557
Loans, net of unearned income	152,890
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	83
2016	77
Prior	133
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	293
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Substandard
Loan portfolio by risk-rating grades
2020	187
2019	932
2018	788
2017	64
2016	104
Prior	400
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,475
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	34,079
2019	20,499
2018	18,319
2017	17,758
2016	11,907
Prior	3,356
Revolving Loans	2,330
Revolving Loans Converted to Term	530
Loans, net of unearned income	108,778
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	34,079
2019	20,404
2018	18,245
2017	17,595
2016	11,901
Prior	3,196
Revolving Loans	2,330
Revolving Loans Converted to Term	530
Loans, net of unearned income	108,280
Non-Purchased | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	95
2018	74
2017	163
2016	6
Prior	160
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	498
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	50,109
2019	38,951
2018	5,142
2017	355
2016	206
Prior	413
Revolving Loans	2,912
Revolving Loans Converted to Term	1,352
Loans, net of unearned income	99,440
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Pass
Loan portfolio by risk-rating grades
2020	50,109
2019	38,388
2018	5,142
2017	355
2016	203
Prior	413
Revolving Loans	2,912
Revolving Loans Converted to Term	1,352
Loans, net of unearned income	98,874
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	563
2018	0
2017	0
2016	3
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	566
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	13,440
2019	2,786
2018	3,502
2017	2,093
2016	1,069
Prior	338
Revolving Loans	511
Revolving Loans Converted to Term	0
Loans, net of unearned income	23,739
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	13,440
2019	2,786
2018	3,502
2017	2,062
2016	1,069
Prior	338
Revolving Loans	511
Revolving Loans Converted to Term	0
Loans, net of unearned income	23,708
Non-Purchased | Real estate – 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	31
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	31
Non-Purchased | Real estate - commercial mortgage | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		330,714
Non-Purchased | Real estate - commercial mortgage | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		1,955
Non-Purchased | Real estate - commercial mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	967,746
2019	801,083
2018	444,205
2017	402,110
2016	340,774
Prior	277,789
Revolving Loans	76,115
Revolving Loans Converted to Term	20,845
Loans, net of unearned income	3,330,667
Non-Purchased | Real estate - commercial mortgage | Pass
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,737,629
Non-Purchased | Real estate - commercial mortgage | Substandard
Loan portfolio by risk-rating grades
Loans, net of unearned income		26,711
Non-Purchased | Real estate - commercial mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	81,953
2019	71,063
2018	56,193
2017	47,013
2016	35,801
Prior	15,679
Revolving Loans	10,772
Revolving Loans Converted to Term	488
Loans, net of unearned income	318,962
Non-Purchased | Real estate - commercial mortgage | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		31,867
Non-Purchased | Real estate - commercial mortgage | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		2,796,207
Non-Purchased | Real estate - commercial mortgage | Land Development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	36,872
2019	21,278
2018	8,048
2017	3,279
2016	4,887
Prior	3,098
Revolving Loans	6,976
Revolving Loans Converted to Term	0
Loans, net of unearned income	84,438
Non-Purchased | Real estate - commercial mortgage | Land Development | Pass
Loan portfolio by risk-rating grades
2020	34,719
2019	21,278
2018	6,925
2017	3,210
2016	3,274
Prior	3,098
Revolving Loans	6,976
Revolving Loans Converted to Term	0
Loans, net of unearned income	79,480
Non-Purchased | Real estate - commercial mortgage | Land Development | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	1,123
2017	69
2016	46
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,238
Non-Purchased | Real estate - commercial mortgage | Land Development | Substandard
Loan portfolio by risk-rating grades
2020	2,153
2019	0
2018	0
2017	0
2016	1,567
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	3,720
Non-Purchased | Real estate - commercial mortgage | Land Development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	12,656
2019	7,872
2018	4,988
2017	2,926
2016	3,759
Prior	580
Revolving Loans	2,854
Revolving Loans Converted to Term	52
Loans, net of unearned income	35,687
Non-Purchased | Real estate - commercial mortgage | Land Development | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	12,656
2019	7,872
2018	4,988
2017	2,922
2016	3,759
Prior	466
Revolving Loans	2,854
Revolving Loans Converted to Term	52
Loans, net of unearned income	35,569
Non-Purchased | Real estate - commercial mortgage | Land Development | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	4
2016	0
Prior	114
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	118
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	295,642
2019	256,807
2018	199,082
2017	169,527
2016	99,540
Prior	85,614
Revolving Loans	16,683
Revolving Loans Converted to Term	9,733
Loans, net of unearned income	1,132,628
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Pass
Loan portfolio by risk-rating grades
2020	293,851
2019	255,206
2018	193,716
2017	163,358
2016	96,128
Prior	83,582
Revolving Loans	16,043
Revolving Loans Converted to Term	7,896
Loans, net of unearned income	1,109,780
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Special Mention
Loan portfolio by risk-rating grades
2020	1,167
2019	847
2018	0
2017	2,067
2016	228
Prior	311
Revolving Loans	0
Revolving Loans Converted to Term	1,837
Loans, net of unearned income	6,457
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Substandard
Loan portfolio by risk-rating grades
2020	624
2019	754
2018	5,366
2017	4,102
2016	3,184
Prior	1,721
Revolving Loans	640
Revolving Loans Converted to Term	0
Loans, net of unearned income	16,391
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	48,814
2019	44,606
2018	36,661
2017	30,266
2016	23,974
Prior	11,608
Revolving Loans	5,919
Revolving Loans Converted to Term	289
Loans, net of unearned income	202,137
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	48,814
2019	44,344
2018	36,349
2017	30,097
2016	23,885
Prior	11,216
Revolving Loans	5,904
Revolving Loans Converted to Term	289
Loans, net of unearned income	200,898
Non-Purchased | Real estate - commercial mortgage | Owner Occupied | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	262
2018	312
2017	169
2016	89
Prior	392
Revolving Loans	15
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,239
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	635,232
2019	522,998
2018	237,075
2017	229,304
2016	236,347
Prior	189,077
Revolving Loans	52,456
Revolving Loans Converted to Term	11,112
Loans, net of unearned income	2,113,601
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Pass
Loan portfolio by risk-rating grades
2020	624,289
2019	514,030
2018	237,075
2017	184,673
2016	218,106
Prior	175,702
Revolving Loans	52,456
Revolving Loans Converted to Term	11,112
Loans, net of unearned income	2,017,443
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Special Mention
Loan portfolio by risk-rating grades
2020	9,105
2019	0
2018	0
2017	39,007
2016	4,688
Prior	10,788
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	63,588
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Substandard
Loan portfolio by risk-rating grades
2020	1,838
2019	8,968
2018	0
2017	5,624
2016	13,553
Prior	2,587
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	32,570
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	20,483
2019	18,585
2018	14,544
2017	13,821
2016	8,068
Prior	3,491
Revolving Loans	1,999
Revolving Loans Converted to Term	147
Loans, net of unearned income	81,138
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	20,483
2019	18,460
2018	14,486
2017	13,821
2016	8,068
Prior	3,439
Revolving Loans	1,999
Revolving Loans Converted to Term	147
Loans, net of unearned income	80,903
Non-Purchased | Real estate - commercial mortgage | Non-owner Occupied | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	0
2019	125
2018	58
2017	0
2016	0
Prior	52
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	235
Non-Purchased | Installment loans to individuals | Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		199,549
Non-Purchased | Installment loans to individuals | Non- Performing
Loan portfolio by risk-rating grades
Loans, net of unearned income		288
Non-Purchased | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	74
2019	4
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	16
Loans, net of unearned income	94
Non-Purchased | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
2020	74
2019	4
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	16
Loans, net of unearned income	94	6
Non-Purchased | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non-Purchased | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Non-Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
2020	60,133
2019	57,198
2018	13,704
2017	4,019
2016	2,459
Prior	1,535
Revolving Loans	10,661
Revolving Loans Converted to Term	59
Loans, net of unearned income	149,768
Non-Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing
Loan portfolio by risk-rating grades
2020	60,081
2019	57,119
2018	13,611
2017	3,986
2016	2,407
Prior	1,535
Revolving Loans	10,661
Revolving Loans Converted to Term	21
Loans, net of unearned income	149,421
Non-Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non- Performing
Loan portfolio by risk-rating grades
2020	52
2019	79
2018	93
2017	33
2016	52
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	38
Loans, net of unearned income	$ 347
Non-Purchased | Installment loans to individuals | Watch
Loan portfolio by risk-rating grades
Loans, net of unearned income		0
Non-Purchased | Installment loans to individuals | Internal Noninvestment Grade
Loan portfolio by risk-rating grades
Loans, net of unearned income		$ 6

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income	2,536,984	1,367,972
Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income	75,862
Real estate - construction
Loan portfolio not subject to risk rating
Loans, net of unearned income	858,104	826,483
Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income	2,698,308	2,866,613
Real estate - commercial mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income	209,537	384,305
Non-Purchased
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 9,419,540	7,587,974
Non-Purchased | Performing and Non-Performing
Loan portfolio not subject to risk rating
Loans, net of unearned income		2,933,132
Non-Purchased | Performing and Non-Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income		248,891
Non-Purchased | Performing and Non-Performing | Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income		81,875
Non-Purchased | Performing and Non-Performing | Real estate - construction
Loan portfolio not subject to risk rating
Loans, net of unearned income		66,241
Non-Purchased | Performing and Non-Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		2,003,619
Non-Purchased | Performing and Non-Performing | Real estate - commercial mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		332,669
Non-Purchased | Performing and Non-Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income		199,837
Non-Purchased | Performing
Loan portfolio not subject to risk rating
Loans, net of unearned income		2,918,059
Non-Purchased | Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income		247,575
Non-Purchased | Performing | Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income		81,649
Non-Purchased | Performing | Real estate - construction
Loan portfolio not subject to risk rating
Loans, net of unearned income		66,241
Non-Purchased | Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		1,992,331
Non-Purchased | Performing | Real estate - commercial mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		330,714
Non-Purchased | Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income		199,549
Non-Purchased | Non- Performing
Loan portfolio not subject to risk rating
Loans, net of unearned income		15,073
Non-Purchased | Non- Performing | Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income		1,316
Non-Purchased | Non- Performing | Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income		226
Non-Purchased | Non- Performing | Real estate - construction
Loan portfolio not subject to risk rating
Loans, net of unearned income		0
Non-Purchased | Non- Performing | Real estate – 1-4 family mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		11,288
Non-Purchased | Non- Performing | Real estate - commercial mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income		1,955
Non-Purchased | Non- Performing | Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income		$ 288

Non Purchased Loans - Related P

Non Purchased Loans - Related Parties (Details) - Non-Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Related Party Loans
Loans at December 31, 2019	$ 25,916
New loans and advances	3,337
Payments received	(1,926)
Changes in related parties	1
Loans at December 31, 2020	$ 27,328

Non Purchased Loans - Impaired

Non Purchased Loans - Impaired Loans Recognized (Details) - Non-Purchased - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	$ 27,082
With no related allowance recorded:	10,225
Total Recorded Investment	37,307
With a related allowance recorded:	29,265
With no related allowance recorded:	11,905
Total Unpaid Principal Balance	41,170
With Related Allowance	1,759
With No Related Allowance	0
Related Allowance	1,759
With a related allowance recorded:	28,513
With no related allowance recorded:	9,675
Average recorded investment in impaired loans	38,188	$ 27,080
With a related allowance recorded:	352
With no related allowance recorded:	471
Interest Income, Total	823	$ 549
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	5,722
With no related allowance recorded:	0
With a related allowance recorded:	6,623
With no related allowance recorded:	0
With Related Allowance	1,222
With No Related Allowance	0
With a related allowance recorded:	6,787
With no related allowance recorded:	0
With a related allowance recorded:	30
With no related allowance recorded:	0
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	226
With no related allowance recorded:	0
With a related allowance recorded:	226
With no related allowance recorded:	0
With Related Allowance	3
With No Related Allowance	0
With a related allowance recorded:	231
With no related allowance recorded:	0
With a related allowance recorded:	0
With no related allowance recorded:	0
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	0
With no related allowance recorded:	9,145
With a related allowance recorded:	0
With no related allowance recorded:	9,145
With Related Allowance	0
With No Related Allowance	0
With a related allowance recorded:	0
With no related allowance recorded:	8,516
With a related allowance recorded:	0
With no related allowance recorded:	438
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	13,689
With no related allowance recorded:	0
With a related allowance recorded:	14,018
With no related allowance recorded:	0
With Related Allowance	143
With No Related Allowance	0
With a related allowance recorded:	14,364
With no related allowance recorded:	0
With a related allowance recorded:	200
With no related allowance recorded:	0
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	7,361
With no related allowance recorded:	1,080
With a related allowance recorded:	8,307
With no related allowance recorded:	2,760
With Related Allowance	390
With No Related Allowance	0
With a related allowance recorded:	7,034
With no related allowance recorded:	1,159
With a related allowance recorded:	120
With no related allowance recorded:	33
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded:	84
With no related allowance recorded:	0
With a related allowance recorded:	91
With no related allowance recorded:	0
With Related Allowance	1
With No Related Allowance	0
With a related allowance recorded:	97
With no related allowance recorded:	0
With a related allowance recorded:	2
With no related allowance recorded:	$ 0

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,514,107	2,101,664
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,536,984	1,367,972
Commercial, financial, agriculture | Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	176,513	315,619
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	858,104	826,483
Real estate - construction | Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,952	51,582
Real estate - construction | Purchased | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,859	16,407
Real estate - construction | Purchased | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	28,093	35,175
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,698,308	2,866,613
Real estate - 1-4 family mortgage | Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	341,744	516,487
Real estate - 1-4 family mortgage | Purchased | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	214,770	332,729
Real estate - 1-4 family mortgage | Purchased | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	80,392	117,275
Real estate - 1-4 family mortgage | Purchased | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,928	43,169
Real estate - 1-4 family mortgage | Purchased | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	14,654	23,314
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,554,852	4,244,265
Real estate - commercial mortgage | Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	905,223	1,115,389
Real estate - commercial mortgage | Purchased | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	29,454
Real estate - commercial mortgage | Purchased | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	323,041	428,077
Real estate - commercial mortgage | Purchased | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	552,728	647,308
Real estate - commercial mortgage | Purchased | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	29,454	40,004
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209,537	384,305
Installment loans to individuals | Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 59,675	$ 102,587

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,536,984	1,367,972
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	858,104	826,483
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,698,308	2,866,613
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209,537	384,305
Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,514,107	2,101,664
Purchased | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current Loans	1,474,138	2,075,422
Loans, net of unearned income	1,483,056	2,094,626
Purchased | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due	8,651	14,887
Purchased | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due	267	4,317
Purchased | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current Loans	15,412	2,250
Loans, net of unearned income	31,051	7,038
Purchased | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due	8,671	606
Purchased | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans past due	6,968	4,182
Purchased | Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	176,513	315,619
Purchased | Commercial, financial, agriculture | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	163,658	311,218
Loans, net of unearned income	164,577	314,105
Purchased | Commercial, financial, agriculture | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	818	1,889
Purchased | Commercial, financial, agriculture | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	101	998
Purchased | Commercial, financial, agriculture | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	9,838	268
Loans, net of unearned income	11,936	1,514
Purchased | Commercial, financial, agriculture | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	74	0
Purchased | Commercial, financial, agriculture | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,024	1,246
Purchased | Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,952	51,582
Purchased | Real estate - construction | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,859	16,407
Purchased | Real estate - construction | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	28,093	35,175
Purchased | Real estate - construction | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	30,952	51,263
Loans, net of unearned income	30,952	51,582
Purchased | Real estate - construction | Accruing Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	2,859
Loans, net of unearned income	2,859
Purchased | Real estate - construction | Accruing Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	28,093
Loans, net of unearned income	28,093
Purchased | Real estate - construction | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0	319
Purchased | Real estate - construction | Accruing Loans | 30-89 Days Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Accruing Loans | 30-89 Days Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0	0
Purchased | Real estate - construction | Accruing Loans | 90 Days or More Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Accruing Loans | 90 Days or More Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	0	0
Loans, net of unearned income	0	0
Purchased | Real estate - construction | Nonaccruing Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Nonaccruing Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0	0
Purchased | Real estate - construction | Nonaccruing Loans | 30-89 Days Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Nonaccruing Loans | 30-89 Days Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0	0
Purchased | Real estate - construction | Nonaccruing Loans | 90 Days or More Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - construction | Nonaccruing Loans | 90 Days or More Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	341,744	516,487
Purchased | Real estate - 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	214,770	332,729
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	80,392	117,275
Purchased | Real estate - 1-4 family mortgage | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,928	43,169
Purchased | Real estate - 1-4 family mortgage | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	14,654	23,314
Purchased | Real estate - 1-4 family mortgage | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	330,536	503,826
Loans, net of unearned income	333,644	511,586
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	206,635
Loans, net of unearned income	209,103
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	78,739
Loans, net of unearned income	79,076
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	30,931
Loans, net of unearned income	31,125
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	14,231
Loans, net of unearned income	14,340
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,977	5,516
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 30-89 Days Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,394
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 30-89 Days Past Due | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	294
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 30-89 Days Past Due | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	180
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 30-89 Days Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	109
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	131	2,244
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 90 Days or More Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	74
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 90 Days or More Past Due | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	43
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 90 Days or More Past Due | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	14
Purchased | Real estate - 1-4 family mortgage | Accruing Loans | 90 Days or More Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	3,212	1,534
Loans, net of unearned income	8,100	4,901
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	2,181
Loans, net of unearned income	5,667
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	638
Loans, net of unearned income	1,316
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	79
Loans, net of unearned income	803
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	314
Loans, net of unearned income	314
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	691	605
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 30-89 Days Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	687
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 30-89 Days Past Due | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	4
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 30-89 Days Past Due | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 30-89 Days Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	4,197	2,762
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 90 Days or More Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,799
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 90 Days or More Past Due | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	674
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 90 Days or More Past Due | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	724
Purchased | Real estate - 1-4 family mortgage | Nonaccruing Loans | 90 Days or More Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	905,223	1,115,389
Purchased | Real estate - commercial mortgage | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	29,454
Purchased | Real estate - commercial mortgage | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	323,041	428,077
Purchased | Real estate - commercial mortgage | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	552,728	647,308
Purchased | Real estate - commercial mortgage | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	891,653	1,110,570
Loans, net of unearned income	894,483	1,114,946
Purchased | Real estate - commercial mortgage | Accruing Loans | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	28,962
Loans, net of unearned income	29,074
Purchased | Real estate - commercial mortgage | Accruing Loans | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	317,997
Loans, net of unearned income	320,508
Purchased | Real estate - commercial mortgage | Accruing Loans | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	544,694
Loans, net of unearned income	544,901
Purchased | Real estate - commercial mortgage | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,830	3,454
Purchased | Real estate - commercial mortgage | Accruing Loans | 30-89 Days Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	112
Purchased | Real estate - commercial mortgage | Accruing Loans | 30-89 Days Past Due | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,511
Purchased | Real estate - commercial mortgage | Accruing Loans | 30-89 Days Past Due | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	207
Purchased | Real estate - commercial mortgage | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0	922
Purchased | Real estate - commercial mortgage | Accruing Loans | 90 Days or More Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - commercial mortgage | Accruing Loans | 90 Days or More Past Due | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - commercial mortgage | Accruing Loans | 90 Days or More Past Due | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - commercial mortgage | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	2,254	320
Loans, net of unearned income	10,740	443
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	216
Loans, net of unearned income	380
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	1,893
Loans, net of unearned income	2,533
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	145
Loans, net of unearned income	7,827
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	7,875	0
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	193
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	7,682
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	611	123
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	164
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	447
Purchased | Real estate - commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	0
Purchased | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	59,675	102,587
Purchased | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	57,339	98,545
Loans, net of unearned income	59,400	102,407
Purchased | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	2,026	3,709
Purchased | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	35	153
Purchased | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current loans	108	128
Loans, net of unearned income	275	180
Purchased | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	31	1
Purchased | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Past due, gross	$ 136	$ 51

Purchased Loans - Additional In

Purchased Loans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan	Dec. 31, 2017USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	$ 10,757,503,000	$ 9,637,476,000
Restructured loans discontinued past due period	90 days
Allowance for loan losses attributable to restructured loans	$ 176,144,000	$ 52,162,000	$ 49,026,000	$ 46,211,000
Purchased
Financing Receivable, Allowance for Credit Loss [Line Items]
Nonperforming loans charged off past due period	90 days
Number of restructured loans | loan	1	2
Restructured loans discontinued past due period	90 days	90 days
Modifications, recorded investment	$ 8,687,000	$ 7,275,000	7,495,000
Modifications, subsequent default, recorded investment	74,000	101,000	$ 5,000
Remaining availability under commitments to lend additional funds on restructured loans	$ 370,000	$ 6,000
Number of loans on deferral | loan	13	5	5
Deferral amount	$ 5,262,000	$ 2,931,000	$ 712,000
Average recorded investment in impaired loans		14,151,000	9,396,000
Interest income recognized on credit-deteriorated loans		80,000
Interest income, impaired		172,000	$ 194,000
Purchased | Payment Deferral | Loan Deferral Program, CARES Act
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of loans on deferral | loan	284
Deferral amount	$ 33,000,000
Purchased | Nonaccruing Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	74,000	106,000
Purchased | Restructured Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	12,788,000	1,667,000
Allowance for loan losses attributable to restructured loans	$ 612,000	$ 17,000

Purchased Loans - Restructured

Purchased Loans - Restructured Loans by Class (Details) - Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan	Dec. 31, 2018USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	13	5	5
Pre-Modification Outstanding Recorded Investment	$ 5,262	$ 2,931	$ 712
Post-Modification Outstanding Recorded Investment	$ 4,896	$ 2,927	$ 552
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	1	2	1
Pre-Modification Outstanding Recorded Investment	$ 1,029	$ 2,778	$ 48
Post-Modification Outstanding Recorded Investment	$ 1,031	$ 2,778	$ 44
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	5	2	2
Pre-Modification Outstanding Recorded Investment	$ 493	$ 73	$ 142
Post-Modification Outstanding Recorded Investment	$ 389	$ 73	$ 127
Real estate - 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	4
Pre-Modification Outstanding Recorded Investment	$ 334
Post-Modification Outstanding Recorded Investment	$ 227
Real estate - 1-4 family mortgage | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 159
Post-Modification Outstanding Recorded Investment	$ 162
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	6	1	2
Pre-Modification Outstanding Recorded Investment	$ 3,715	$ 80	$ 522
Post-Modification Outstanding Recorded Investment	$ 3,457	$ 76	$ 381
Real estate - commercial mortgage | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	5
Pre-Modification Outstanding Recorded Investment	$ 3,173
Post-Modification Outstanding Recorded Investment	$ 2,913
Real estate - commercial mortgage | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 542
Post-Modification Outstanding Recorded Investment	$ 544
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	1
Pre-Modification Outstanding Recorded Investment	$ 25
Post-Modification Outstanding Recorded Investment	$ 19

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Number of Loans
Beginning balance (loans) | loan	54	54
Additional advances or loans with concessions (loans) | loan	13	5
Reclassified from nonperforming (loans) | loan	1	14
Reclassified as nonperforming (loans) | loan	(14)	(11)
Paid in full (loans) | loan	(5)	(7)
Charge-offs (loans) | loan	(1)	(1)
Principal paydowns (loans) | loan	0	0
Measurement period adjustment on recently acquired loans (loans) | loan		0
Ending balance (loans) | loan	48	54
Recorded Investment
Beginning balance | $	$ 7,275	$ 7,495
Additional advances or loans with concessions | $	5,378	3,168
Reclassified as performing | $	74	1,931
Reclassified as nonperforming | $	(2,563)	(1,964)
Paid in full | $	(978)	(370)
Charge-offs | $	(3)	(101)
Principal paydowns | $	(496)	(508)
Measurement period adjustment on recently acquired loans | $		(2,376)
Ending balance | $	$ 8,687	$ 7,275

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,536,984	1,367,972
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	858,104	826,483
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,698,308	2,866,613
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209,537	384,305
Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,514,107	2,101,664
Purchased | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		539,747
Purchased | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		4,000
Purchased | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	711
2018	129,343
2017	197,536
2016	205,757
Prior	494,579
Revolving Loans	88,151
Revolving Loans Converted to Term	6,729
Loans, net of unearned income	1,122,806
Purchased | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	711
2018	105,035
2017	180,249
2016	159,612
Prior	435,652
Revolving Loans	69,482
Revolving Loans Converted to Term	409
Loans, net of unearned income	951,150	1,296,372
Purchased | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	2,948
2017	97
2016	15,076
Prior	9,224
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	27,345
Purchased | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	21,360
2017	17,190
2016	31,069
Prior	49,703
Revolving Loans	18,669
Revolving Loans Converted to Term	6,320
Loans, net of unearned income	144,311	24,990
Purchased | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	708
2018	39,521
2017	50,583
2016	30,572
Prior	183,882
Revolving Loans	83,257
Revolving Loans Converted to Term	2,778
Loans, net of unearned income	391,301
Purchased | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	708
2018	39,376
2017	49,692
2016	30,249
Prior	178,492
Revolving Loans	82,630
Revolving Loans Converted to Term	2,224
Loans, net of unearned income	383,371
Purchased | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	145
2017	891
2016	323
Prior	5,390
Revolving Loans	627
Revolving Loans Converted to Term	554
Loans, net of unearned income	7,930
Purchased | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		64,291
Purchased | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		1,385,653
Purchased | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	176,513	315,619
Purchased | Commercial, financial, agricultural | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		13,935
Purchased | Commercial, financial, agricultural | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	711
2018	28,242
2017	27,222
2016	22,377
Prior	20,759
Revolving Loans	64,563
Revolving Loans Converted to Term	1,788
Loans, net of unearned income	165,662
Purchased | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	711
2018	24,211
2017	20,930
2016	17,240
Prior	16,880
Revolving Loans	56,736
Revolving Loans Converted to Term	409
Loans, net of unearned income	137,117	259,760
Purchased | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	357
2017	97
2016	104
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	558
Purchased | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	3,674
2017	6,195
2016	5,033
Prior	3,879
Revolving Loans	7,827
Revolving Loans Converted to Term	1,379
Loans, net of unearned income	27,987	5,220
Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	445
2017	349
2016	303
Prior	2,899
Revolving Loans	6,809
Revolving Loans Converted to Term	46
Loans, net of unearned income	10,851
Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	445
2017	349
2016	303
Prior	2,899
Revolving Loans	6,784
Revolving Loans Converted to Term	46
Loans, net of unearned income	10,826
Purchased | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	25
Revolving Loans Converted to Term	0
Loans, net of unearned income	25
Purchased | Commercial, financial, agricultural | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		7,166
Purchased | Commercial, financial, agricultural | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		272,146
Purchased | Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,952	51,582
Purchased | Real estate - construction | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		1,725
Purchased | Real estate - construction | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Real estate - construction | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	10,522
2017	9,228
2016	10,781
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	30,531
Purchased | Real estate - construction | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		48,994
Purchased | Real estate - construction | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Real estate - construction | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	421
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	421
Purchased | Real estate - construction | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Real estate - construction | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		48,994
Purchased | Real estate - construction | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,859	16,407
Purchased | Real estate - construction | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,543
2017	211
2016	684
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,438
Purchased | Real estate - construction | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,543
2017	211
2016	684
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,438
Purchased | Real estate - construction | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	421
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	421
Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	421
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	421
Purchased | Real estate - construction | Residential | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	28,093	35,175
Purchased | Real estate - construction | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,979
2017	9,017
2016	10,097
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	28,093
Purchased | Real estate - construction | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	8,979
2017	9,017
2016	10,097
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	28,093
Purchased | Real estate - construction | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - construction | Commercial | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	341,744	516,487
Purchased | Real estate - 1-4 family mortgage | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		394,476
Purchased | Real estate - 1-4 family mortgage | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		3,638
Purchased | Real estate - 1-4 family mortgage | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	14,022
2017	7,126
2016	1,112
Prior	38,747
Revolving Loans	957
Revolving Loans Converted to Term	253
Loans, net of unearned income	62,217
Purchased | Real estate - 1-4 family mortgage | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		78,105
Purchased | Real estate - 1-4 family mortgage | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		3,935
Purchased | Real estate - 1-4 family mortgage | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	371
2018	3,082
2017	33,674
2016	28,169
Prior	140,689
Revolving Loans	70,870
Revolving Loans Converted to Term	2,672
Loans, net of unearned income	279,527
Purchased | Real estate - 1-4 family mortgage | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		791
Purchased | Real estate - 1-4 family mortgage | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		82,831
Purchased | Real estate - 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	214,770	332,729
Purchased | Real estate - 1-4 family mortgage | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	6,873
2017	3,212
2016	595
Prior	17,223
Revolving Loans	249
Revolving Loans Converted to Term	0
Loans, net of unearned income	28,152
Purchased | Real estate - 1-4 family mortgage | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	5,556
2017	3,212
2016	594
Prior	12,665
Revolving Loans	249
Revolving Loans Converted to Term	0
Loans, net of unearned income	22,276
Purchased | Real estate - 1-4 family mortgage | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	1,120
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,120
Purchased | Real estate - 1-4 family mortgage | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	1,317
2017	0
2016	1
Prior	3,438
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	4,756
Purchased | Real estate - 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	248
2018	1,953
2017	30,078
2016	25,956
Prior	127,642
Revolving Loans	630
Revolving Loans Converted to Term	111
Loans, net of unearned income	186,618
Purchased | Real estate - 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	248
2018	1,842
2017	29,321
2016	25,935
Prior	122,970
Revolving Loans	630
Revolving Loans Converted to Term	25
Loans, net of unearned income	180,971
Purchased | Real estate - 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	111
2017	757
2016	21
Prior	4,672
Revolving Loans	0
Revolving Loans Converted to Term	86
Loans, net of unearned income	5,647
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	80,392	117,275
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	697
Revolving Loans Converted to Term	253
Loans, net of unearned income	950
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	59
Revolving Loans Converted to Term	0
Loans, net of unearned income	59
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	638
Revolving Loans Converted to Term	253
Loans, net of unearned income	891
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	742
2017	3,324
2016	1,668
Prior	1,027
Revolving Loans	70,120
Revolving Loans Converted to Term	2,561
Loans, net of unearned income	79,442
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	742
2017	3,324
2016	1,668
Prior	960
Revolving Loans	69,518
Revolving Loans Converted to Term	2,124
Loans, net of unearned income	78,336
Purchased | Real estate - 1-4 family mortgage | Home Equity Loan | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	67
Revolving Loans	602
Revolving Loans Converted to Term	437
Loans, net of unearned income	1,106
Purchased | Real estate - 1-4 family mortgage | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,928	43,169
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,883
2016	232
Prior	18,275
Revolving Loans	9
Revolving Loans Converted to Term	0
Loans, net of unearned income	20,399
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	1,883
2016	232
Prior	16,139
Revolving Loans	9
Revolving Loans Converted to Term	0
Loans, net of unearned income	18,263
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	44
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	44
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	2,092
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,092
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	123
2018	0
2017	200
2016	193
Prior	10,893
Revolving Loans	120
Revolving Loans Converted to Term	0
Loans, net of unearned income	11,529
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	123
2018	0
2017	200
2016	193
Prior	10,800
Revolving Loans	120
Revolving Loans Converted to Term	0
Loans, net of unearned income	11,436
Purchased | Real estate - 1-4 family mortgage | Rental / Investment | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	93
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	93
Purchased | Real estate - 1-4 family mortgage | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	14,654	23,314
Purchased | Real estate - 1-4 family mortgage | Land Development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,149
2017	2,031
2016	285
Prior	3,249
Revolving Loans	2
Revolving Loans Converted to Term	0
Loans, net of unearned income	12,716
Purchased | Real estate - 1-4 family mortgage | Land Development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	7,149
2017	2,009
2016	285
Prior	1,793
Revolving Loans	2
Revolving Loans Converted to Term	0
Loans, net of unearned income	11,238
Purchased | Real estate - 1-4 family mortgage | Land Development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Real estate - 1-4 family mortgage | Land Development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	22
2016	0
Prior	1,456
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,478
Purchased | Real estate - 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	387
2017	72
2016	352
Prior	1,127
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,938
Purchased | Real estate - 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	387
2017	30
2016	117
Prior	1,127
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,661
Purchased | Real estate - 1-4 family mortgage | Land Development | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	42
2016	235
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	277
Purchased | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	905,223	1,115,389
Purchased | Real estate – commercial mortgage: | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		30,472
Purchased | Real estate – commercial mortgage: | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		101
Purchased | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	76,557
2017	153,960
2016	171,487
Prior	435,073
Revolving Loans	22,631
Revolving Loans Converted to Term	4,688
Loans, net of unearned income	864,396
Purchased | Real estate – commercial mortgage: | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		909,513
Purchased | Real estate – commercial mortgage: | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		15,835
Purchased | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	337
2018	597
2017	1,063
2016	982
Prior	35,946
Revolving Loans	1,902
Revolving Loans Converted to Term	0
Loans, net of unearned income	40,827
Purchased | Real estate – commercial mortgage: | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		56,334
Purchased | Real estate – commercial mortgage: | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		981,682
Purchased | Real estate – commercial mortgage: | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	29,454
Purchased | Real estate – commercial mortgage: | Land Development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	5,594
2017	3,801
2016	2,915
Prior	11,817
Revolving Loans	188
Revolving Loans Converted to Term	0
Loans, net of unearned income	24,315
Purchased | Real estate – commercial mortgage: | Land Development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	5,594
2017	3,801
2016	2,780
Prior	4,962
Revolving Loans	188
Revolving Loans Converted to Term	0
Loans, net of unearned income	17,325
Purchased | Real estate – commercial mortgage: | Land Development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	5,438
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,438
Purchased | Real estate – commercial mortgage: | Land Development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	135
Prior	1,417
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	1,552
Purchased | Real estate – commercial mortgage: | Land Development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	154
2017	389
2016	256
Prior	3,948
Revolving Loans	392
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,139
Purchased | Real estate – commercial mortgage: | Land Development | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	154
2017	389
2016	256
Prior	3,890
Revolving Loans	392
Revolving Loans Converted to Term	0
Loans, net of unearned income	5,081
Purchased | Real estate – commercial mortgage: | Land Development | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	58
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	58
Purchased | Real estate – commercial mortgage: | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	323,041	428,077
Purchased | Real estate – commercial mortgage: | Owner Occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	15,001
2017	32,567
2016	61,568
Prior	181,007
Revolving Loans	9,723
Revolving Loans Converted to Term	2
Loans, net of unearned income	299,868
Purchased | Real estate – commercial mortgage: | Owner Occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	15,001
2017	29,276
2016	43,962
Prior	161,790
Revolving Loans	5,808
Revolving Loans Converted to Term	0
Loans, net of unearned income	255,837
Purchased | Real estate – commercial mortgage: | Owner Occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	9,670
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	9,670
Purchased | Real estate – commercial mortgage: | Owner Occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	3,291
2016	7,936
Prior	19,217
Revolving Loans	3,915
Revolving Loans Converted to Term	2
Loans, net of unearned income	34,361
Purchased | Real estate – commercial mortgage: | Owner Occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	625
2016	660
Prior	20,531
Revolving Loans	1,357
Revolving Loans Converted to Term	0
Loans, net of unearned income	23,173
Purchased | Real estate – commercial mortgage: | Owner Occupied | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	625
2016	660
Prior	20,253
Revolving Loans	1,357
Revolving Loans Converted to Term	0
Loans, net of unearned income	22,895
Purchased | Real estate – commercial mortgage: | Owner Occupied | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	278
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	278
Purchased | Real estate – commercial mortgage: | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	552,728	647,308
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	55,962
2017	117,592
2016	107,004
Prior	242,249
Revolving Loans	12,720
Revolving Loans Converted to Term	4,686
Loans, net of unearned income	540,213
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	37,002
2017	109,910
2016	83,738
Prior	221,423
Revolving Loans	6,431
Revolving Loans Converted to Term	0
Loans, net of unearned income	458,504
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	2,591
2017	0
2016	5,302
Prior	2,622
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	10,515
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	16,369
2017	7,682
2016	17,964
Prior	18,204
Revolving Loans	6,289
Revolving Loans Converted to Term	4,686
Loans, net of unearned income	71,194
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	337
2018	443
2017	49
2016	66
Prior	11,467
Revolving Loans	153
Revolving Loans Converted to Term	0
Loans, net of unearned income	12,515
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	337
2018	443
2017	49
2016	66
Prior	11,331
Revolving Loans	153
Revolving Loans Converted to Term	0
Loans, net of unearned income	12,379
Purchased | Real estate – commercial mortgage: | Non-owner Occupied | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	136
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	136
Purchased | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	59,675	102,587
Purchased | Installment loans to individuals | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		99,139
Purchased | Installment loans to individuals | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		261
Purchased | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Purchased | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Purchased | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	0
2017	0
2016	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0	0
Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	34,976
2017	15,497
2016	1,118
Prior	4,348
Revolving Loans	3,676
Revolving Loans Converted to Term	60
Loans, net of unearned income	59,675
Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	34,942
2017	15,405
2016	1,051
Prior	4,262
Revolving Loans	3,676
Revolving Loans Converted to Term	29
Loans, net of unearned income	59,365
Purchased | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non- Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
2020	0
2019	0
2018	34
2017	92
2016	67
Prior	86
Revolving Loans	0
Revolving Loans Converted to Term	31
Loans, net of unearned income	$ 310
Purchased | Installment loans to individuals | Watch
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Installment loans to individuals | Internal Noninvestment Grade
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		$ 0

Purchased Loans - Performing St

Purchased Loans - Performing Status (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,933,647	$ 9,689,638
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,536,984	1,367,972
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	75,862
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	858,104	826,483
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,698,308	2,866,613
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,554,852	4,244,265
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209,537	384,305
Purchased
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,514,107	2,101,664
Purchased | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		543,747
Purchased | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		539,747
Purchased | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		4,000
Purchased | Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	176,513	315,619
Purchased | Commercial, financial, agriculture | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		13,935
Purchased | Commercial, financial, agriculture | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		13,935
Purchased | Commercial, financial, agriculture | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,952	51,582
Purchased | Real estate - construction | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		1,725
Purchased | Real estate - construction | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		1,725
Purchased | Real estate - construction | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		0
Purchased | Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	341,744	516,487
Purchased | Real estate - 1-4 family mortgage | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		398,114
Purchased | Real estate - 1-4 family mortgage | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		394,476
Purchased | Real estate - 1-4 family mortgage | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		3,638
Purchased | Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	905,223	1,115,389
Purchased | Real estate - commercial mortgage | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		30,573
Purchased | Real estate - commercial mortgage | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		30,472
Purchased | Real estate - commercial mortgage | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		101
Purchased | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 59,675	102,587
Purchased | Installment loans to individuals | Performing and Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		99,400
Purchased | Installment loans to individuals | Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		99,139
Purchased | Installment loans to individuals | Non-Performing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income		$ 261

Purchased Loans - Impaired Loan

Purchased Loans - Impaired Loans (Details) - Purchased - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Recorded Investment
With a related allowance recorded:	$ 8,228
With no related allowance recorded:	5,644
Total Recorded Investment	13,872
Unpaid Principal Balance
With a related allowance recorded:	8,605
With no related allowance recorded:	6,457
Total Unpaid Principal Balance	15,062
Related Allowance	253
Average Recorded Investment
With a related allowance recorded:	8,113
With no related allowance recorded:	6,038
Average recorded investment in impaired loans	14,151	$ 9,396
Interest Income Recognized
With a related allowance recorded:	92
With no related allowance recorded:	80
Interest Income, Total	172	194
Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	66,897
With no related allowance recorded:	105,367
Total Recorded Investment	172,264
Unpaid Principal Balance
With a related allowance recorded:	73,399
With no related allowance recorded:	144,954
Total Unpaid Principal Balance	218,353
Related Allowance	1,971
Average Recorded Investment
With a related allowance recorded:	72,825
With no related allowance recorded:	121,658
Average recorded investment in impaired loans	194,483	212,967
Interest Income Recognized
With a related allowance recorded:	3,649
With no related allowance recorded:	6,729	$ 10,084
Interest Income, Total	10,378
Commercial, financial, agriculture
Recorded Investment
With a related allowance recorded:	1,837
With no related allowance recorded:	901
Unpaid Principal Balance
With a related allowance recorded:	2,074
With no related allowance recorded:	905
Related Allowance	212
Average Recorded Investment
With a related allowance recorded:	1,700
With no related allowance recorded:	912
Interest Income Recognized
With a related allowance recorded:	8
With no related allowance recorded:	0
Commercial, financial, agriculture | Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	3,695
With no related allowance recorded:	25,843
Unpaid Principal Balance
With a related allowance recorded:	7,370
With no related allowance recorded:	41,792
Related Allowance	292
Average Recorded Investment
With a related allowance recorded:	6,919
With no related allowance recorded:	37,535
Interest Income Recognized
With a related allowance recorded:	187
With no related allowance recorded:	1,208
Real estate - construction
Recorded Investment
With a related allowance recorded:	2,499
With no related allowance recorded:	772
Unpaid Principal Balance
With a related allowance recorded:	2,490
With no related allowance recorded:	779
Related Allowance	16
Average Recorded Investment
With a related allowance recorded:	2,386
With no related allowance recorded:	770
Interest Income Recognized
With a related allowance recorded:	3
With no related allowance recorded:	0
Real estate - construction | Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	0
With no related allowance recorded:	863
Unpaid Principal Balance
With a related allowance recorded:	0
With no related allowance recorded:	882
Related Allowance	0
Average Recorded Investment
With a related allowance recorded:	0
With no related allowance recorded:	618
Interest Income Recognized
With a related allowance recorded:	0
With no related allowance recorded:	21
Real estate - 1-4 family mortgage
Recorded Investment
With a related allowance recorded:	2,801
With no related allowance recorded:	3,772
Unpaid Principal Balance
With a related allowance recorded:	2,914
With no related allowance recorded:	4,550
Related Allowance	17
Average Recorded Investment
With a related allowance recorded:	2,900
With no related allowance recorded:	4,134
Interest Income Recognized
With a related allowance recorded:	41
With no related allowance recorded:	73
Real estate - 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	10,061
With no related allowance recorded:	25,482
Unpaid Principal Balance
With a related allowance recorded:	10,372
With no related allowance recorded:	32,597
Related Allowance	291
Average Recorded Investment
With a related allowance recorded:	10,369
With no related allowance recorded:	26,687
Interest Income Recognized
With a related allowance recorded:	529
With no related allowance recorded:	1,665
Real estate - commercial mortgage
Recorded Investment
With a related allowance recorded:	981
With no related allowance recorded:	128
Unpaid Principal Balance
With a related allowance recorded:	1,017
With no related allowance recorded:	131
Related Allowance	6
Average Recorded Investment
With a related allowance recorded:	1,031
With no related allowance recorded:	137
Interest Income Recognized
With a related allowance recorded:	40
With no related allowance recorded:	7
Real estate - commercial mortgage | Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	52,501
With no related allowance recorded:	50,632
Unpaid Principal Balance
With a related allowance recorded:	55,017
With no related allowance recorded:	64,912
Related Allowance	1,386
Average Recorded Investment
With a related allowance recorded:	54,885
With no related allowance recorded:	53,586
Interest Income Recognized
With a related allowance recorded:	2,904
With no related allowance recorded:	3,500
Installment loans to individuals
Recorded Investment
With a related allowance recorded:	110
With no related allowance recorded:	71
Unpaid Principal Balance
With a related allowance recorded:	110
With no related allowance recorded:	92
Related Allowance	2
Average Recorded Investment
With a related allowance recorded:	96
With no related allowance recorded:	85
Interest Income Recognized
With a related allowance recorded:	0
With no related allowance recorded:	0
Installment loans to individuals | Receivables Acquired with Deteriorated Credit Quality
Recorded Investment
With a related allowance recorded:	640
With no related allowance recorded:	2,547
Unpaid Principal Balance
With a related allowance recorded:	640
With no related allowance recorded:	4,771
Related Allowance	2
Average Recorded Investment
With a related allowance recorded:	652
With no related allowance recorded:	3,232
Interest Income Recognized
With a related allowance recorded:	29
With no related allowance recorded:	$ 335

Purchased Loans - Purchased Wit

Purchased Loans - Purchased With Deteriorated Credit (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net	$ 10,757,503	$ 9,637,476
Purchased | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		172,264
Purchased | Receivables Acquired with Deteriorated Credit Quality | Commercial, financial, agriculture
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		29,538
Purchased | Receivables Acquired with Deteriorated Credit Quality | Real estate - construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		863
Purchased | Receivables Acquired with Deteriorated Credit Quality | Real estate - 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		35,543
Purchased | Receivables Acquired with Deteriorated Credit Quality | Real estate - commercial mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		103,133
Purchased | Receivables Acquired with Deteriorated Credit Quality | Installment loans to individuals
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net		$ 3,187

Purchased Loans - Fair Value of

Purchased Loans - Fair Value of Acquired Loans (Details) - Purchased $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fair value of loans contractual principal cash flows amount	$ 44,115
Fair value of loans contractual interest cash flows	6,972
Fair value of loans contractual purchase discount	1,615
Fair value of loans contractual interest payments	22,417
Receivables Acquired with Deteriorated Credit Quality
Accounts, Notes, Loans and Financing Receivable [Line Items]
Contractually-required principal and interest	247,383
Nonaccretable difference	(51,087)
Cash flows expected to be collected	196,296
Accretable yield	(24,032)
Fair value	$ 172,264

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,937,807	$ 9,693,463
Unearned income	(4,160)	(3,825)
Loans, net of unearned income	10,933,647	9,689,638
Allowance for credit losses	(176,144)	(52,162)	$ (49,026)	$ (46,211)
Loans, net	10,757,503	9,637,476
Commercial, financial, agriculture
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,536,984	1,367,972
Loans, net of unearned income	2,536,984	1,367,972
Allowance for credit losses	(39,031)	(10,658)	(8,269)	(5,542)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,022	85,700
Loans, net of unearned income	75,862
Allowance for credit losses	(1,624)	(910)
Real estate - construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	858,104	826,483
Loans, net of unearned income	858,104	826,483
Allowance for credit losses	(16,047)	(5,029)	(4,755)	(3,428)
Real estate - construction | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	246,673	289,050
Real estate - construction | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	611,431	537,433
Real estate - 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,698,308	2,866,613
Loans, net of unearned income	2,698,308	2,866,613
Allowance for credit losses	(32,165)	(9,814)	(10,139)	(12,009)
Real estate - 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,750,951	1,781,948
Real estate - 1-4 family mortgage | Home Equity Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	513,160	573,540
Real estate - 1-4 family mortgage | Rental / Investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	296,364	335,100
Real estate - 1-4 family mortgage | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	137,833	176,025
Real estate - commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,554,852	4,244,265
Loans, net of unearned income	4,554,852	4,244,265
Allowance for credit losses	(76,127)	(24,990)	$ (24,492)	$ (23,384)
Real estate - commercial mortgage | Land Development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	149,579	156,089
Real estate - commercial mortgage | Owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,657,806	1,637,281
Real estate - commercial mortgage | Non-owner Occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,747,467	2,450,895
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	209,537	302,430
Loans, net of unearned income	209,537	384,305
Allowance for credit losses	$ (11,150)	$ (761)

Allowance for Credit Losses - C

Allowance for Credit Losses - Changes in the Allowance for Credit Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Allowance for loan losses:
Beginning balance	$ 52,162	$ 49,026	$ 46,211
Accounting Standards Update [Extensible List]	us-gaap:AccountingStandardsUpdate201613Member
Charge-offs	$ (16,105)	(13,478)	(6,428)
Recoveries	12,253	9,564	2,433
Net (charge-offs) recoveries	(3,852)	(3,914)	(3,995)
Provision for loan losses	85,350	7,050	6,810
Ending balance	176,144	52,162	49,026
Individually evaluated	14,190	2,012	1,514
Collectively evaluated	161,954	48,179	44,960
Loans:
Individually evaluated	44,350	51,179
Collectively evaluated	10,889,297	9,466,195
Gross loans	10,933,647	9,689,638
Nonaccruing loans with no allowance for credit losses	8,977
Provision for other credit losses	1,500	0	0
Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	1,971	2,552
Ending balance		1,971	2,552
Loans:
Gross loans		172,264
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	10,658	8,269	5,542
Charge-offs	(3,577)	(2,681)	(2,415)
Recoveries	1,263	1,428	618
Net (charge-offs) recoveries	(2,314)	(1,253)	(1,797)
Provision for loan losses	19,336	3,642	4,524
Ending balance	39,031	10,658	8,269
Individually evaluated	10,345	1,434	336
Collectively evaluated	28,686	8,932	7,772
Loans:
Individually evaluated	16,091	8,460
Collectively evaluated	2,520,893	1,329,974
Gross loans	2,536,984	1,367,972
Nonaccruing loans with no allowance for credit losses	541
Commercial, financial, agricultural | Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	292	161
Ending balance		292	161
Loans:
Gross loans		29,538
Real estate - construction
Allowance for loan losses:
Beginning balance	5,029	4,755	3,428
Charge-offs	(716)	0	(51)
Recoveries	31	21	13
Net (charge-offs) recoveries	(685)	21	(38)
Provision for loan losses	8,198	253	1,365
Ending balance	16,047	5,029	4,755
Individually evaluated	497	16	68
Collectively evaluated	15,550	5,013	4,687
Loans:
Individually evaluated	497	12,416
Collectively evaluated	857,607	813,204
Gross loans	858,104	826,483
Nonaccruing loans with no allowance for credit losses	0
Real estate - construction | Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	0	0
Ending balance		0	0
Loans:
Gross loans		863
Real estate - 1-4 family mortgage
Allowance for loan losses:
Beginning balance	9,814	10,139	12,009
Charge-offs	(1,167)	(1,602)	(2,023)
Recoveries	838	712	573
Net (charge-offs) recoveries	(329)	(890)	(1,450)
Provision for loan losses	8,366	565	(420)
Ending balance	32,165	9,814	10,139
Individually evaluated	300	160	79
Collectively evaluated	31,865	9,363	9,572
Loans:
Individually evaluated	5,379	20,262
Collectively evaluated	2,692,929	2,810,808
Gross loans	2,698,308	2,866,613
Nonaccruing loans with no allowance for credit losses	4,054
Real estate - 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	291	488
Ending balance		291	488
Loans:
Gross loans		35,543
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	24,990	24,492	23,384
Charge-offs	(2,642)	(1,490)	(1,197)
Recoveries	2,478	689	1,108
Net (charge-offs) recoveries	(164)	(801)	(89)
Provision for loan losses	47,008	1,299	1,197
Ending balance	76,127	24,990	24,492
Individually evaluated	2,444	396	1,027
Collectively evaluated	73,683	23,208	21,564
Loans:
Individually evaluated	21,764	9,550
Collectively evaluated	4,533,088	4,131,582
Gross loans	4,554,852	4,244,265
Nonaccruing loans with no allowance for credit losses	4,382
Real estate – commercial mortgage: | Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	1,386	1,901
Ending balance		1,386	1,901
Loans:
Gross loans		103,133
Lease financing
Allowance for loan losses:
Beginning balance	910
Charge-offs	(168)
Recoveries	11
Net (charge-offs) recoveries	(157)
Provision for loan losses	350
Ending balance	1,624	910
Individually evaluated	0
Collectively evaluated	1,624
Loans:
Individually evaluated	0
Collectively evaluated	75,862
Gross loans	75,862
Nonaccruing loans with no allowance for credit losses	0
Installment and Other
Allowance for loan losses:
Beginning balance	1,671	1,371	1,848
Charge-offs		(7,705)	(742)
Recoveries		6,714	121
Net (charge-offs) recoveries		(991)	(621)
Provision for loan losses		1,291	144
Ending balance		1,671	1,371
Individually evaluated		6	4
Collectively evaluated		1,663	1,365
Installment and Other | Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Beginning balance	2	2
Ending balance		2	$ 2
Installment loans to individuals
Allowance for loan losses:
Beginning balance	761
Charge-offs	(7,835)
Recoveries	7,632
Net (charge-offs) recoveries	(203)
Provision for loan losses	2,092
Ending balance	11,150	761
Individually evaluated	604
Collectively evaluated	10,546
Loans:
Individually evaluated	619	491
Collectively evaluated	208,918	380,627
Gross loans	209,537	384,305
Nonaccruing loans with no allowance for credit losses	0
Installment loans to individuals | Receivables Acquired with Deteriorated Credit Quality
Loans:
Gross loans		3,187
Cumulative Effect, Period of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	42,484
Ending balance		42,484
Cumulative Effect, Period of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	11,351
Ending balance		11,351
Cumulative Effect, Period of Adoption, Adjustment | Real estate - construction
Allowance for loan losses:
Beginning balance	3,505
Ending balance		3,505
Cumulative Effect, Period of Adoption, Adjustment | Real estate - 1-4 family mortgage
Allowance for loan losses:
Beginning balance	14,314
Ending balance		14,314
Cumulative Effect, Period of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	4,293
Ending balance		4,293
Cumulative Effect, Period of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance	521
Ending balance		521
Cumulative Effect, Period of Adoption, Adjustment | Installment loans to individuals
Allowance for loan losses:
Beginning balance	$ 8,500
Ending balance		$ 8,500

Allowance for Credit Losses - R

Allowance for Credit Losses - Recorded Investments in Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	$ 44,350	$ 51,179
Collectively evaluated for impairment	10,889,297	9,466,195
Loans, net of unearned income	10,933,647	9,689,638
Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		172,264
Commercial, financial, agriculture
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	16,091	8,460
Collectively evaluated for impairment	2,520,893	1,329,974
Loans, net of unearned income	2,536,984	1,367,972
Commercial, financial, agriculture | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		29,538
Real estate - construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	497	12,416
Collectively evaluated for impairment	857,607	813,204
Loans, net of unearned income	858,104	826,483
Real estate - construction | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		863
Real estate - 1-4 family mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	5,379	20,262
Collectively evaluated for impairment	2,692,929	2,810,808
Loans, net of unearned income	2,698,308	2,866,613
Real estate - 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		35,543
Real estate - commercial mortgage
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	21,764	9,550
Collectively evaluated for impairment	4,533,088	4,131,582
Loans, net of unearned income	4,554,852	4,244,265
Real estate - commercial mortgage | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		103,133
Installment and Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated for impairment	619	491
Collectively evaluated for impairment	208,918	380,627
Loans, net of unearned income	$ 209,537	384,305
Installment and Other | Receivables Acquired with Deteriorated Credit Quality
Financing Receivable, Allowance for Credit Loss [Line Items]
Loans, net of unearned income		$ 3,187

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Allowance for loan losses:
Beginning balance	$ 946
Accounting Standards Update [Extensible List]	us-gaap:AccountingStandardsUpdate201613Member
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	$ 9,200
Ending balance	20,535
Cumulative Effect, Period of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	$ 10,389

Premises and Equipment - Bank P

Premises and Equipment - Bank Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Property, Plant and Equipment [Line Items]
Lease right-of-use assets	$ 66,023	$ 84,754
Gross	426,681	418,270
Accumulated depreciation	(126,185)	(108,573)
Net	300,496	309,697
Premises
Property, Plant and Equipment [Line Items]
Gross	250,313	233,345
Leasehold improvements
Property, Plant and Equipment [Line Items]
Gross	21,289	13,582
Furniture and equipment
Property, Plant and Equipment [Line Items]
Gross	64,798	61,380
Computer equipment
Property, Plant and Equipment [Line Items]
Gross	24,114	25,062
Autos
Property, Plant and Equipment [Line Items]
Gross	$ 144	$ 147

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Depreciation expense	$ 18,699	$ 16,379	$ 14,358
Premises
Property, Plant and Equipment [Line Items]
Long-lived assets held for sale	$ 1,882

Other Real Estate Owned - Sched

Other Real Estate Owned - Schedule of OREO (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Real Estate Properties [Line Items]
Purchased OREO	$ 3,927	$ 5,248
Non Purchased OREO	2,045	2,762
Total other real estate owned, net	5,972	8,010
Residential real estate
Real Estate Properties [Line Items]
Purchased OREO	72	890
Non Purchased OREO	107	415
Total other real estate owned, net	179	1,305
Amortized cost of loans in foreclosure	1,308	1,079
Commercial
Real Estate Properties [Line Items]
Purchased OREO	1,741	2,106
Non Purchased OREO	924	1,548
Total other real estate owned, net	2,665	3,654
Residential land development
Real Estate Properties [Line Items]
Purchased OREO	337	530
Non Purchased OREO	676	369
Total other real estate owned, net	1,013	899
Commercial land development
Real Estate Properties [Line Items]
Purchased OREO	1,777	1,722
Non Purchased OREO	338	430
Total other real estate owned, net	$ 2,115	$ 2,152

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Purchased OREO
Beginning balance	$ 5,248	$ 6,187
Transfers of loans	4,058	2,287
Impairments	(1,581)	(890)
Dispositions	(3,747)	(2,305)
Other	(51)	(31)
Ending balance	3,927	5,248
Non Purchased OREO
Beginning balance	2,762	4,853
Transfers of loans	4,530	2,477
Impairments	(579)	(375)
Dispositions	(4,668)	(4,193)
Other	0	0
Ending balance	2,045	2,762
Total OREO
Beginning balance	8,010	11,040
Transfers of loans	8,588	4,764
Impairments	(2,160)	(1,265)
Dispositions	(8,415)	(6,498)
Other	(51)	(31)
Ending balance	$ 5,972	$ 8,010

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Real Estate [Abstract]
Repairs and maintenance	$ 279	$ 326	$ 425
Property taxes and insurance	364	343	385
Impairments	2,160	1,265	1,545
Net (gains) losses on OREO sales	(23)	94	(423)
Rental income	(26)	(15)	(40)
Total	$ 2,754	$ 2,013	$ 1,892

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Changes In Carrying Amount of Goodwill
Beginning balance	$ 939,683	$ 932,928
Measurement period adjustments to goodwill from Brand acquisition		6,755
Additions to goodwill and other adjustments	0
Ending balance	939,683	939,683
Community Banks
Changes In Carrying Amount of Goodwill
Beginning balance	936,916	930,161
Measurement period adjustments to goodwill from Brand acquisition		6,755
Additions to goodwill and other adjustments	0
Ending balance	936,916	936,916
Insurance
Changes In Carrying Amount of Goodwill
Beginning balance	2,767	2,767
Measurement period adjustments to goodwill from Brand acquisition		0
Additions to goodwill and other adjustments	0
Ending balance	$ 2,767	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-lived Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(54,823)	(47,702)
Net Carrying Amount	30,139	37,260
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	82,492	82,492
Accumulated Amortization	(53,539)	(46,599)
Net Carrying Amount	28,953	35,893
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	2,470	2,470
Accumulated Amortization	(1,284)	(1,103)
Net Carrying Amount	$ 1,186	$ 1,367

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 7,121	$ 8,105	$ 7,179
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	6,940	7,965	7,048
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 181	$ 140	$ 131

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Future Amortization (Details) $ in Thousands	Dec. 31, 2020USD ($)
Finite-Lived Intangible Assets [Line Items]
2021	$ 6,041
2022	5,121
2023	4,223
2024	3,679
2025	3,283
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
2021	5,860
2022	4,940
2023	4,042
2024	3,498
2025	3,102
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2021	181
2022	181
2023	181
2024	181
2025	$ 181

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Change in MSRs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Changes in mortgage servicing rights
Beginning balance	$ 53,208	$ 48,230
Capitalization	41,235	13,823
Amortization	(19,723)	(7,009)
Valuation adjustment	(11,726)	(1,836)
Ending balance	$ 62,994	$ 53,208

Mortgage Servicing Rights - Add

Mortgage Servicing Rights - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Disaggregation of Revenue [Line Items]
Valuation adjustment to mortgage servicing rights	$ 11,726,000	$ 1,836,000	$ 0
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue from contract with customer	$ 12,628,000	$ 9,491,000	$ 8,876,000

Mortgage Servicing Rights - Inf

Mortgage Servicing Rights - Information of MSRs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Transfers and Servicing [Abstract]
Unpaid principal balance	$ 7,322,671	$ 4,871,155	$ 4,635,712
Weighted-average prepayment speed (CPR)	15.05%	11.48%	7.95%
Estimated impact of a 10% increase	$ (4,001)	$ (2,469)	$ (1,264)
Estimated impact of a 20% increase	$ (7,674)	$ (4,774)	$ (2,569)
Discount rate	9.86%	9.69%	9.45%
Estimated impact of a 100bp increase	$ (2,144)	$ (2,027)	$ (2,657)
Estimated impact of a 200bp increase	$ (4,144)	$ (3,908)	$ (5,103)
Weighted-average coupon interest rate	3.58%	4.04%	4.04%
Weighted-average servicing fee (basis points)	0.2994%	0.292%	0.2747%
Weighted-average remaining maturity (in years)	5 years 1 month 20 days	6 years 4 months 6 days	8 years 10 days

Deposits - Summary of Deposits

Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Noninterest-bearing deposits	$ 3,685,048	$ 2,551,770
Interest-bearing demand deposits	5,830,288	4,832,945
Savings deposits	847,857	667,821
Time deposits	1,695,888	2,160,632
Total deposits	$ 12,059,081	$ 10,213,168

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
2021	$ 1,228,457
2022	342,765
2023	73,232
2024	22,628
2025	22,380
Thereafter	6,426
Total	$ 1,695,888	$ 2,160,632

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Mortgage Banking [Abstract]
Time deposits in denominations of $250 or more	$ 426,762	$ 585,717
Amount on deposits	$ 25,302	$ 33,929

Short-Term Borrowings - Schedul

Short-Term Borrowings - Schedule of Short-Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Short-term Debt [Line Items]
Total short-term borrowings	$ 21,340	$ 489,091
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Total short-term borrowings	10,947	9,091
Federal funds purchased
Short-term Debt [Line Items]
Total short-term borrowings	10,393	0
Federal Home Loan Bank short-term advances
Short-term Debt [Line Items]
Total short-term borrowings	$ 0	$ 480,000

Short-Term Borrowings - Average

Short-Term Borrowings - Average Balances and Cost of Funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Short-term Debt [Line Items]
Average Balances	$ 356,853	$ 123,444	$ 155,735
Cost of Funds	1.07%	2.43%	2.10%
Federal Home Loan Bank short-term advances
Short-term Debt [Line Items]
Average Balances	$ 345,601	$ 114,965	$ 147,749
Cost of Funds	1.09%	2.59%	2.21%
Federal funds purchased
Short-term Debt [Line Items]
Average Balances	$ 363	$ 0	$ 0
Cost of Funds	0.00%	0.00%	0.00%
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Average Balances	$ 10,889	$ 8,479	$ 7,986
Cost of Funds	0.30%	0.15%	0.17%

Short-Term Borrowings - Additio

Short-Term Borrowings - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Short-term Debt [Line Items]
Penalty on prepayment of debt	$ 121,000	$ 54,000	$ 0
Lines of credit with correspondent banks	180,000,000
Amounts outstanding under lines of credit	0	$ 0
FHLB Advances
Short-term Debt [Line Items]
Repayments of short-term debt	430,000,000
Penalty on prepayment of debt	$ 121,000

Long-Term Debt - Schedule of Lo

Long-Term Debt - Schedule of Long-term Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Long-term debt
Total long-term debt	$ 474,970	$ 376,507
Federal Home Loan Bank advances
Long-term debt
Total long-term debt	152,167	152,337
Junior subordinated debentures
Long-term debt
Total long-term debt	110,794	110,215
Subordinated notes
Long-term debt
Total long-term debt	$ 212,009	$ 113,955

Long-Term Debt - Additional Inf

Long-Term Debt - Additional Information (Details) - USD ($)

Sep. 03, 2020

Jul. 01, 2017

Aug. 22, 2016

Mar. 17, 2014

Mar. 31, 2012

Dec. 31, 2020

Dec. 31, 2019

Dec. 31, 2018

Dec. 31, 2013

Dec. 31, 2007

Dec. 31, 2005

Dec. 31, 2003

Oct. 31, 2021

Debt Instrument [Line Items]

Penalty on prepayment of debt

$ 121,000

$ 54,000

$ 0

Subordinated notes

Debt Instrument [Line Items]

Par percentage

100.00%

Redemption price percentage

100.00%

FHLB Advances

Debt Instrument [Line Items]

Unused lines of credit

3,784,520,000

Penalty on prepayment of debt

$ 121,000

FHLB Advances | Forecast

Debt Instrument [Line Items]

Interest rate of senior note

1.358%

FHLB Advances | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

0.50%

PHC Statutory Trust I

Debt Instrument [Line Items]

Fixed interest rate

5.49%

PHC Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

2.85%

2.85%

PHC Statutory Trust II | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.87%

Capital Bancorp Capital Trust I

Debt Instrument [Line Items]

Fixed interest rate

4.42%

Junior subordinated notes

$ 107,203,000

Threshold of assets to lose tier 1 treatment

15,000,000,000

Capital Bancorp Capital Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.50%

1.50%

First M&F Statutory Trust I

Debt Instrument [Line Items]

Interest rate of senior note

4.18%

Junior subordinated notes

8,354,000

8,902,000

First M&F Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.33%

Brand Group Holdings Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

2.05%

Brand Group Holdings Statutory Trust II | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.00%

Brand Group Holdings Statutory Trust III | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.00%

Brand Group Holdings Statutory Trust IV | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.75%

Brand Group Holdings Statutory Trust

Debt Instrument [Line Items]

Unamortized discount

443,000

$ 474,000

5.00% Subordinated Notes due 2026 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

5.00%

Aggregate principal amount

$ 60,000,000

5.00% Subordinated Notes due 2026 | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.84%

5.50% Subordinated Notes due 2031 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

5.50%

Aggregate principal amount

$ 40,000,000

5.50% Subordinated Notes due 2031 | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

4.071%

Metropolitan Notes | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

6.50%

Borrowings

$ 15,000,000

Metropolitan Notes | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

5.545%

4.50% Fixed-to-Floating Rate Subordinated Notes Due 2035 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

4.50%

Aggregate principal amount

$ 100,000,000

Par percentage

100.00%

4.50% Fixed-to-Floating Rate Subordinated Notes Due 2035 | SOFR | Subordinated notes

Debt Instrument [Line Items]

Basis spread on variable rate

4.025%

Brand Notes | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

8.50%

Repurchase amount

$ 30,000,000

Debt prepayment cost

900,000

Federal Home Loan Bank

Debt Instrument [Line Items]

Extinguishment of debt, amount

$ 0

2,094,000

$ 0

Penalty on prepayment of debt

$ 54,000

Minimum | FHLB Advances

Debt Instrument [Line Items]

Long-term advances, interest rates

0.00%

Minimum | 5.00% Subordinated Notes due 2026 | LIBOR | Subordinated notes

Debt Instrument [Line Items]

Variable rate threshold

0.00%

Maximum | FHLB Advances

Debt Instrument [Line Items]

Long-term advances, interest rates

4.34%

Weighted Average | FHLB Advances

Debt Instrument [Line Items]

Long-term advances, interest rates

0.05%

1.53%

Long-Term Debt - Details of Deb

Long-Term Debt - Details of Debentures (Details) $ in Thousands	Dec. 31, 2020USD ($)
PHC Statutory Trust I
Debentures details
Principal Amount	$ 20,619
Interest Rate	3.08%
Amount Included in Tier 1 Capital	$ 20,000
PHC Statutory Trust II
Debentures details
Principal Amount	$ 31,959
Interest Rate	2.09%
Amount Included in Tier 1 Capital	$ 31,000
Capital Bancorp Capital Trust I
Debentures details
Principal Amount	$ 12,372
Interest Rate	1.74%
Amount Included in Tier 1 Capital	$ 12,000
First M&F Statutory Trust I
Debentures details
Principal Amount	$ 30,928
Interest Rate	1.55%
Amount Included in Tier 1 Capital	$ 21,646
Brand Group Holdings Statutory Trust I
Debentures details
Principal Amount	$ 10,310
Interest Rate	2.30%
Amount Included in Tier 1 Capital	$ 9,172
Brand Group Holdings Statutory Trust II
Debentures details
Principal Amount	$ 5,155
Interest Rate	3.22%
Amount Included in Tier 1 Capital	$ 5,055
Brand Group Holdings Statutory Trust III
Debentures details
Principal Amount	$ 5,155
Interest Rate	3.22%
Amount Included in Tier 1 Capital	$ 5,055
Brand Group Holdings Statutory Trust IV
Debentures details
Principal Amount	$ 3,093
Interest Rate	3.97%
Amount Included in Tier 1 Capital	$ 3,275

Long-Term Debt - Debt Maturitie

Long-Term Debt - Debt Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Aggregate stated maturities of long-term debt outstanding
2021	$ 100
2022	451
2023	0
2024	0
2025	0
Thereafter	474,419
Total	$ 474,970	$ 376,507

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2020USD ($)planpointshares	Dec. 31, 2019USD ($)shares	Dec. 31, 2018USD ($)shares	Dec. 31, 2007officer
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Accumulated benefit obligation	$ 28,226,000	$ 28,020,000
Retiring age limit, minimum	55 years
Retiring age limit, maximum	65 years
Eligible employee from service (in years)	15 years
Number of points for eligibility (points) | point	70
Minimum eligible age for Medicare coverage	65 years
Expected company contributions	$ 360,000
Health care cost trend rate (percent)	5.40%
Redemption notice	60 days
Employee deferrals (percent)	4.00%
Percentage of plan compensation as nondiscretionary contribution	5.00%
Percentage of plan compensation in excess of social security wage base	5.00%
Hours of service credited to the employees during the year	1000 hours
Employee deferrals amounts	$ 17,888,000	16,009,000	$ 13,477,000
Number of conventional deferred compensation plans | plan	2
Company's deferred compensation plan expense	$ 3,965,000	3,610,000	1,290,000
Number of officers provided for | officer				4
Expiration period subsequent to retirement				15 years
Supplemental executive retirement liabilities totaled	3,816,000	3,921,000
Incentive compensation plan expense	$ 6,425,000	$ 4,200,000	$ 5,117,000
Option expiration period	10 years
Granted (shares) | shares	0	0	0
Intrinsic value of options exercised	$ 279,000	$ 290,000	$ 1,180,000
Common shares reserved for issuance under employee benefit plans (shares) | shares	2,871,774
401(k) Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	957,320
Deferred Stock Unit Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	22,577
2011 Long-Term Incentive Compensation Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	1,758,149
Stock compensation plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	$ 0	0	0
Performance- Based Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	10,419,000	10,046,000	7,251,000
Time- Based Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Unrecognized stock-based compensation expense	$ 10,185,000
Weighted average period over which unrecognized expense is expected to be recognized (in years)	1 year 10 months 6 days
Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	55.00%
Real Estate | Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	5.00%
Interest Rate Contract | Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	45.00%
Pension Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	$ 0	0
Accumulated benefit obligation	28,226,000	28,020,000	$ 24,945,000
Other Postretirement Benefits Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	$ 214,000	$ 151,000

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Plan Activity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Change in benefit obligation
Benefit obligation at beginning of year	$ 28,020,000
Benefit obligation at end of year	28,226,000	$ 28,020,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	28,585,000
Fair value of plan assets at end of year	30,549,000	28,585,000
Weighted-average assumptions as of December 31
Accelerated benefit payouts	2,073,000
Pension Benefits
Change in benefit obligation
Benefit obligation at beginning of year	28,020,000	24,945,000
Service cost	0	0	$ 0
Interest cost	984,000	1,176,000	1,043,000
Plan participants’ contributions	0	0
Amendments	0	0
Actuarial loss (gain)	3,239,000	3,671,000
Benefits paid	(4,017,000)	(1,772,000)
Benefit obligation at end of year	28,226,000	28,020,000	24,945,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	28,585,000	25,206,000
Actual return on plan assets	5,981,000	5,151,000
Contribution by employer	0	0
Benefits paid	(4,017,000)	(1,772,000)
Fair value of plan assets at end of year	30,549,000	28,585,000	25,206,000
Funded status at end of year	$ 2,323,000	$ 565,000
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	2.44%	3.59%
Other Benefits
Change in benefit obligation
Benefit obligation at beginning of year	$ 707,000	$ 881,000
Service cost	6,000	7,000	8,000
Interest cost	13,000	31,000	31,000
Plan participants’ contributions	52,000	60,000
Amendments	486,000	0
Actuarial loss (gain)	21,000	(60,000)
Benefits paid	(266,000)	(212,000)
Benefit obligation at end of year	1,019,000	707,000	$ 881,000
Change in fair value of plan assets
Funded status at end of year	$ (1,019,000)	$ (707,000)
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	1.77%	2.91%

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Pension Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 0	$ 0	$ 0
Interest cost	984	1,176	1,043
Expected return on plan assets	(1,651)	(1,450)	(2,077)
Prior service cost recognized	0	0	0
Recognized actuarial loss (gain)	349	442	328
Settlement/curtailment/termination losses	567	0	0
Net periodic benefit cost	249	168	(706)
Net actuarial (gain) loss arising during the period	(1,090)	(31)	(173)
Net Settlement/curtailment/termination losses	(567)	0	0
New prior service cost	0	0	0
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	(349)	(442)	(328)
Amortization of prior service cost	0	0	0
Total recognized in other comprehensive income	(2,006)	(473)	(501)
Total recognized in net periodic benefit cost and other comprehensive income	$ (1,757)	$ (305)	$ (1,207)
Discount rate used to determine net periodic pension cost	3.59%	4.56%	3.96%
Expected return on plan assets	6.00%	6.00%	6.00%
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 6	$ 7	$ 8
Interest cost	13	31	31
Expected return on plan assets	0	0	0
Prior service cost recognized	485	0	0
Recognized actuarial loss (gain)	(90)	(23)	0
Settlement/curtailment/termination losses	0	0	0
Net periodic benefit cost	414	15	39
Net actuarial (gain) loss arising during the period	21	(60)	(240)
Net Settlement/curtailment/termination losses	0	0	0
New prior service cost	485	0	0
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	90	23	0
Amortization of prior service cost	(485)	0	0
Total recognized in other comprehensive income	111	(37)	(240)
Total recognized in net periodic benefit cost and other comprehensive income	$ 525	$ (22)	$ (201)
Discount rate used to determine net periodic pension cost	2.91%	4.07%	3.37%

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Future Estimated Benefit Payments (Details) $ in Thousands	Dec. 31, 2020USD ($)
Pension Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2021	$ 2,098
2022	2,089
2023	2,059
2024	2,036
2025	1,992
2026 - 2030	9,115
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2021	360
2022	209
2023	147
2024	81
2025	62
2026 - 2030	$ 154

Employee Benefit and Deferred_7

Employee Benefit and Deferred Compensation Plans - Amounts Recognized in AOCI (Details) $ in Thousands	Dec. 31, 2020USD ($)
Pension Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	$ 0
Actuarial loss (gain)	7,082
Total	7,082
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	0
Actuarial loss (gain)	(81)
Total	$ (81)

Employee Benefit and Deferred_8

Employee Benefit and Deferred Compensation Plans - Amounts to be Amortized from AOCI (Details) $ in Thousands	Dec. 31, 2020USD ($)
Pension Benefits
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	$ 0
Actuarial loss (gain)	215
Total	215
Other Benefits
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	0
Actuarial loss (gain)	0
Total	$ 0

Employee Benefit and Deferred_9

Employee Benefit and Deferred Compensation Plans - Categorization of Plan Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 30,549	$ 28,585
Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	779	39
Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	29,770	28,546
Quoted Prices In Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	779	39
Quoted Prices In Active Markets for Identical Assets (Level 1) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	779	39
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Other Observable Inputs (Level 2) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Measured at NAV
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	29,770	28,546
Measured at NAV | Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 29,770	$ 28,546

Employee Benefit and Deferre_10

Employee Benefit and Deferred Compensation Plans - Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Shares
Outstanding at beginning of year (shares)	29,250	43,750	89,750
Granted (shares)	0	0	0
Exercised (shares)	(18,750)	(14,500)	(41,000)
Forfeited (shares)	0	0	(5,000)
Outstanding at end of year (shares)	10,500	29,250	43,750
Exercisable at end of year (shares)	10,500	29,250	43,750
Weighted Average Exercise Price
Outstanding at beginning of year (usd per share)	$ 15.86	$ 15.84	$ 15.67
Granted (usd per share)	0	0	0
Exercised (usd per share)	16.37	15.79	15.54
Forfeited (usd per share)	0	0	15.32
Outstanding at end of year (usd per share)	14.96	15.86	15.84
Exercisable at end of year (usd per share)	$ 14.96	$ 15.86	$ 15.84
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding at end of year, Weighted Average Remaining Contractual Life (in years)	1 year	1 year 11 months 8 days	2 years 7 months 17 days
Exercisable at end of year, Weighted Average Remaining Contractual Life (in years)	1 year	1 year 11 months 8 days	2 years 7 months 17 days
Aggregate Intrinsic Value, Outstanding	$ 191	$ 574	$ 627
Aggregate Intrinsic Value, Exercisable	$ 191	$ 574	$ 627

Employee Benefit and Deferre_11

Employee Benefit and Deferred Compensation Plans - Restricted Stock (Details)	12 Months Ended
	Dec. 31, 2020$ / sharesshares
Performance- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	115,725
Granted (shares) | shares	81,423
Vested (shares) | shares	(40,567)
Cancelled (shares) | shares	(23,754)
Nonvested at end of year (shares) | shares	132,827
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 34
Granted (usd per share) | $ / shares	35.42
Vested (usd per share) | $ / shares	40.89
Cancelled (usd per share) | $ / shares	33.40
Nonvested at ending of year (usd per share) | $ / shares	$ 32.88
Time- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	500,932
Granted (shares) | shares	271,957
Vested (shares) | shares	(161,521)
Cancelled (shares) | shares	(62,952)
Nonvested at end of year (shares) | shares	548,416
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 36.34
Granted (usd per share) | $ / shares	32.89
Vested (usd per share) | $ / shares	38.30
Cancelled (usd per share) | $ / shares	35.46
Nonvested at ending of year (usd per share) | $ / shares	$ 34.15

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 3,866	$ 61
Derivative liabilities, fair value	21,107	9,974
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	812,634	476,639
Derivative assets, fair value	29,708	8,498
Derivative liabilities, notional amount	938,933	592,440
Derivative liabilities, fair value	14,974	4,979
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	222,933	219,664
Derivative assets, fair value	9,884	3,880
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	589,701	214,975
Derivative assets, fair value	19,824	4,579
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	0	42,000
Derivative assets, fair value	0	39
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	175,000	0
Derivative assets, fair value	3,866	0
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	222,933	219,664
Derivative liabilities, fair value	9,884	3,880
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	0	776
Derivative liabilities, fair value	0	3
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	716,000	372,000
Derivative liabilities, fair value	5,090	1,096
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	87,000	92,000
Derivative liabilities, fair value	5,924	5,021
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	0
Derivative liabilities, fair value	$ 209	$ 0

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 13,267	$ 7,060	$ 1,847
Interest Income | Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	2,051	3,672	4,137
Mortgage Banking Income | Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	15,249	882	779
Mortgage Banking Income | Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (4,033)	$ 2,506	$ (3,069)

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Derivative [Line Items]
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	$ (209)	$ 0	$ 0
Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge	$ 209	$ 0	$ 0

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 98,114	$ 0
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 209	$ 0

Derivative Instruments - Additi

Derivative Instruments - Additional Information (Details) $ in Thousands	1 Months Ended	12 Months Ended
	Dec. 31, 2020USD ($)derivativeInstrument	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)	Dec. 31, 2018USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Number of derivative instruments terminated | derivativeInstrument	2
Notional amount of terminated instruments	$ 15,000	$ 15,000
Swap termination fees		$ 2,040	$ 0	$ 0

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Offsetting Derivative Assets
Gross amounts recognized	$ 3,866	$ 61
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	3,866	61
Financial instruments	3,866	61
Financial collateral pledged	0	0
Net amounts	0	0
Offsetting Derivative Liabilities
Gross amounts recognized	21,107	9,974
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	21,107	9,974
Financial instruments	3,866	61
Financial collateral pledged	14,042	8,698
Net amounts	$ 3,199	$ 1,215

Income Taxes - Components of In

Income Taxes - Components of Income Taxes (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Current
Federal									$ 30,193	$ 23,786	$ 22,658
State									3,309	4,264	2,625
Total									33,502	28,050	25,283
Deferred
Federal									(10,947)	17,331	13,369
State									(2,715)	2,710	3,075
Total									(13,662)	20,041	16,444
Total income tax expense	$ 6,818	$ 7,612	$ 4,637	$ 773	$ 9,424	$ 11,132	$ 13,945	$ 13,590	$ 19,840	$ 48,091	$ 41,727

Income Taxes - Income Tax Recon

Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Reconciliation of income taxes computed at the United States federal statutory tax rates
Tax at U.S. statutory rate									$ 21,733	$ 45,294	$ 39,616
Increase (decrease) in taxes resulting from:
Tax-exempt interest income									(1,431)	(1,205)	(1,433)
BOLI income									(1,182)	(1,283)	(975)
Investment tax credits									(1,494)	(1,863)	(1,863)
Amortization of investment in low-income housing tax credits									1,280	1,575	1,592
State income tax expense, net of federal benefit									469	5,509	4,502
Other items, net									465	64	288
Total income tax expense	$ 6,818	$ 7,612	$ 4,637	$ 773	$ 9,424	$ 11,132	$ 13,945	$ 13,590	$ 19,840	$ 48,091	$ 41,727

Income Taxes - Components of De

Income Taxes - Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Deferred tax assets
Allowance for credit losses	$ 53,597	$ 14,304
Loans	5,526	10,284
Deferred compensation	13,114	12,050
Impairment of assets	1,067	1,108
Net operating loss carryforwards	1,857	9,387
Lease liabilities under operating leases	17,732	22,686
Other	3,539	5,819
Total deferred tax assets	96,432	75,638
Deferred tax liabilities
Net unrealized gains on securities	8,434	190
Investment in partnerships	793	967
Fixed assets	3,285	2,952
Mortgage servicing rights	14,623	13,472
Junior subordinated debt	2,245	2,304
Intangibles	3,882	4,885
Lease right-of-use asset	16,833	21,727
Other	1,672	1,859
Total deferred tax liabilities	51,767	48,356
Net deferred tax assets	$ 44,665	$ 27,282

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Sep. 01, 2018	Jul. 31, 2015
Operating Loss Carryforwards [Line Items]
Effective tax rate	19.40%	22.30%
Operating loss carryforwards allowance	$ 0
Accrued interest and penalties related to unrecognized tax benefits	18,000	$ 105,000	$ 244,000
Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	3,029,000	36,006,000
State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	26,971,000	$ 40,806,000
Brand Group Holdings, Inc. | Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards				$ 81,288,000
Operating loss carryforwards, not subject to expiration	24,622,000
Brand Group Holdings, Inc. | State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards				$ 55,067,000
Heritage Financial Group | Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	3,029,000				$ 18,321,000
Heritage Financial Group | State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 2,205,000				$ 16,849,000

Income Taxes - Net Operating Lo

Income Taxes - Net Operating Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Federal
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 3,029	$ 36,006
State
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 26,971	$ 40,806

Income Taxes - Income Tax Benef

Income Taxes - Income Tax Benefit Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Reconciliation of unrecognized tax benefits
Balance at January 1	$ 667	$ 1,919	$ 1,606
Additions based on positions related to current period	101	158	313
Reductions based on positions related to prior period	(314)	(1,410)	0
Reductions due to lapse of statute of limitations	(52)	0	0
Balance at December 31	$ 402	$ 667	$ 1,919

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Financial assets:
Securities available for sale, at fair value	$ 1,343,457	$ 1,290,613
Derivative instruments	3,866	61
Financial liabilities:
Derivative instruments	21,107	9,974
Trust preferred securities
Financial assets:
Securities available for sale, at fair value	9,012	9,986
Other debt securities
Financial assets:
Securities available for sale, at fair value	65,607	56,365
Recurring
Financial assets:
Securities available for sale, at fair value	1,343,457	1,290,613
Derivative instruments	33,574	8,498
Mortgage loans held for sale in loans held for sale	417,771	318,272
Total financial assets	1,794,802	1,617,383
Financial liabilities:
Derivative instruments	21,107	10,000
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	9,012	9,986
Recurring | Other debt securities
Financial assets:
Securities available for sale, at fair value	1,334,445	1,280,627
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value	0	0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 1 | Other debt securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value	1,334,445	1,280,627
Derivative instruments	33,574	8,498
Mortgage loans held for sale in loans held for sale	417,771	318,272
Total financial assets	1,785,790	1,607,397
Financial liabilities:
Derivative instruments	21,107	10,000
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2 | Other debt securities
Financial assets:
Securities available for sale, at fair value	1,334,445	1,280,627
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value	9,012	9,986
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	9,012	9,986
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value	9,012	9,986
Recurring | Level 3 | Other debt securities
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value (Details) - Trust preferred securities - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning Balance	$ 9,986	$ 10,633
Accretion included in net income	32	34
Unrealized losses included in other comprehensive income	(834)	(442)
Settlements	(172)	(239)
Ending Balance	$ 9,012	$ 9,986

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Realized (gains) losses included in net income, net of premium amortization	$ 0	$ 0
Impaired loans not covered under loss-share agreements	36,990,000	29,606,000
Allowance for loan losses attributable to restructured loans	176,144,000	52,162,000	$ 49,026,000	$ 46,211,000
Valuation adjustment to mortgage servicing rights	11,726,000	1,836,000	0
Net gain (loss) resulting from fair value changes of these mortgage loans	12,057,000	1,286,000	$ 4,892,000
Impaired Loans, Not Covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance for loan losses attributable to restructured loans	$ 12,845,000	$ 2,258,000

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Details) - Trust preferred securities $ in Thousands	Dec. 31, 2020USD ($)
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Fair Value	$ 9,012
Price volatility | Minimum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Measurement input	0
Price volatility | Maximum
Significant unobservable inputs (Level 3) used in the valuation of assets and liabilities measured at fair value on a recurring basis
Measurement input	1

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value of Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	$ 24,145	$ 27,348
OREO	2,736	2,820
Mortgage servicing rights	62,994	53,208
Total financial assets	89,875	83,376
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	24,145	27,348
OREO	2,736	2,820
Mortgage servicing rights	62,994	53,208
Total financial assets	$ 89,875	$ 83,376

Fair Value Measurements - Measu

Fair Value Measurements - Measurement of OREO (Details) - Nonrecurring - Level 3 - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
OREO not covered under loss-share agreements:
Carrying amount prior to remeasurement	$ 4,051	$ 3,726
Impairment recognized in results of operations	(1,315)	(906)
Fair value	$ 2,736	$ 2,820

Fair Value Measurements - Mea_2

Fair Value Measurements - Measurement Inputs (Details) - Level 3 - Nonrecurring $ in Thousands	Dec. 31, 2020USD ($)
Individually evaluated loans, net of allowance for credit losses (1)
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 24,145
OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 2,736
Price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses (1)
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input	0.04
Price volatility | Minimum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input	0.04
Price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses (1)
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input	0.10
Price volatility | Maximum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Differences Between Fair Value and Principal Value (Details) $ in Thousands	Dec. 31, 2020USD ($)
Aggregate Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	$ 417,771
Aggregate Unpaid Principal Balance
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	395,602
Difference
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	$ 22,169

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Estimated Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Fair values of defined benefit pension plan assets by category of the firm
Securities available for sale, at fair value	$ 1,343,457	$ 1,290,613
Loans held for sale	417,771	318,272
Loans, net	10,757,503	9,637,476
Mortgage servicing rights	62,994	53,208	$ 48,230
Derivative instruments	3,866	61
Financial liabilities
Derivative instruments	21,107	9,974
Carrying Value
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	633,203	414,930
Securities available for sale, at fair value	1,343,457	1,290,613
Loans held for sale	417,771	318,272
Loans, net	10,757,503	9,637,476
Mortgage servicing rights	62,994	53,208
Derivative instruments	33,574	8,498
Financial liabilities
Deposits	12,059,081	10,213,168
Short-term borrowings	21,340	489,091
Federal Home Loan Bank advances	152,167	152,337
Junior subordinated debentures	110,794	110,215
Subordinated notes	212,009	113,955
Derivative instruments	21,107	10,000
Fair Value
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	633,203	414,930
Securities available for sale, at fair value	1,343,457	1,290,613
Loans held for sale	417,771	318,272
Loans, net	10,668,625	9,321,039
Mortgage servicing rights	62,994	53,208
Derivative instruments	33,574	8,498
Financial liabilities
Deposits	12,069,198	10,210,967
Short-term borrowings	21,340	489,091
Federal Home Loan Bank advances	158,914	152,321
Junior subordinated debentures	93,092	104,480
Subordinated notes	217,575	117,963
Derivative instruments	21,107	10,000
Fair Value | Level 1
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	633,203	414,930
Securities available for sale, at fair value	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	10,363,193	8,052,536
Short-term borrowings	21,340	489,091
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	0	0
Securities available for sale, at fair value	1,334,445	1,280,627
Loans held for sale	417,771	318,272
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	33,574	8,498
Financial liabilities
Deposits	1,706,005	2,158,431
Short-term borrowings	0	0
Federal Home Loan Bank advances	158,914	152,321
Junior subordinated debentures	93,092	104,480
Subordinated notes	217,575	117,963
Derivative instruments	21,107	10,000
Fair Value | Level 3
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	0	0
Securities available for sale, at fair value	9,012	9,986
Loans held for sale	0	0
Loans, net	10,668,625	9,321,039
Mortgage servicing rights	62,994	53,208
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in Components of OCI (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ 32,600	$ 25,029	$ (9,908)
Total other comprehensive income (loss), tax expense (benefit)	8,296	6,369	(2,523)
Other comprehensive income (loss), net of tax	24,304	18,660	(7,385)
Total securities available for sale
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	27,788
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	7,071
Other comprehensive income (loss), before reclassifications, net of tax	20,717
Reclassification from AOCI, pre-tax	(46)
Reclassification from AOCI, tax expense (benefit)	(12)
Reclassification from AOCI, net of tax	(34)
Total other comprehensive income (loss), pre-tax	27,742	27,494	(11,139)
Total other comprehensive income (loss), tax expense (benefit)	7,059	6,997	(2,836)
Other comprehensive income (loss), net of tax	20,683	20,497	(8,303)
Total derivative instruments
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	923	(2,975)	490
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	235	(758)	125
Other comprehensive income (loss), before reclassifications, net of tax	688	(2,217)	365
Reclassification from AOCI, pre-tax	2,040
Reclassification from AOCI, tax expense (benefit)	519
Reclassification from AOCI, net of tax	1,521
Total other comprehensive income (loss), pre-tax	2,963	(2,975)	490
Total other comprehensive income (loss), tax expense (benefit)	754	(758)	125
Other comprehensive income (loss), net of tax	2,209	(2,217)	365
Net gain arising during the period
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	1,069	91	413
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	272	23	105
Other comprehensive income (loss), before reclassifications, net of tax	797	68	308
Reclassification adjustment for settlement loss related to the VERP realized in net income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	567
Reclassification from AOCI, tax expense (benefit)	145
Reclassification from AOCI, net of tax	422
New prior service cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	(485)
Reclassification from AOCI, tax expense (benefit)	(123)
Reclassification from AOCI, net of tax	(362)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	259
Reclassification from AOCI, tax expense (benefit)	66
Reclassification from AOCI, net of tax	193
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	485	419	328
Reclassification from AOCI, tax expense (benefit)	123	107	83
Reclassification from AOCI, net of tax	362	312	245
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	1,895	510	741
Total other comprehensive income (loss), tax expense (benefit)	483	130	188
Other comprehensive income (loss), net of tax	$ 1,412	380	553
Unrealized holding gains on securities
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax		24,983	(11,155)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)		6,358	(2,840)
Other comprehensive income (loss), before reclassifications, net of tax		18,625	(8,315)
Reclassification adjustment for gains realized in net income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax		2,511	16
Reclassification from AOCI, tax expense (benefit)		639	4
Reclassification from AOCI, net of tax		$ 1,872	$ 12

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of AOCI (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Equity [Abstract]
Unrealized gains on securities	$ 42,246	$ 21,563	$ 1,066
Non-credit related portion of other-than-temporary impairment on securities	(11,319)	(11,319)	(11,319)
Unrealized losses on derivative instruments	(638)	(2,847)	(630)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,221)	(6,633)	(7,013)
Total accumulated other comprehensive income (loss)	$ 25,068	$ 764	$ (17,896)

Quarterly Results of Operatio_3

Quarterly Results of Operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 121,926	$ 122,078	$ 123,955	$ 130,173	$ 133,148	$ 134,476	$ 137,862	$ 137,094	$ 498,132	$ 542,580	$ 461,854
Interest expense	13,799	15,792	18,173	23,571	24,263	25,651	25,062	23,947	71,335	98,923	65,329
Net interest income	108,127	106,286	105,782	106,602	108,885	108,825	112,800	113,147	426,797	443,657	396,525
Provision for loan losses	10,500	23,100	26,900	26,350	2,950	1,700	900	1,500	86,850	7,050	6,810
Noninterest income	62,864	70,928	64,170	37,570	37,456	37,953	41,960	35,885	235,532	153,254	143,961
Noninterest expense	122,152	116,510	118,285	115,041	95,552	96,500	93,290	88,832	471,988	374,174	345,029
Income before income taxes	38,339	37,604	24,767	2,781	47,839	48,578	60,570	58,700	103,491	215,687	188,647
Income taxes	6,818	7,612	4,637	773	9,424	11,132	13,945	13,590	19,840	48,091	41,727
Net income	$ 31,521	$ 29,992	$ 20,130	$ 2,008	$ 38,415	$ 37,446	$ 46,625	$ 45,110	$ 83,651	$ 167,596	$ 146,920
Basic earnings per share (usd per share)	$ 0.56	$ 0.53	$ 0.36	$ 0.04	$ 0.67	$ 0.65	$ 0.80	$ 0.77	$ 1.49	$ 2.89	$ 2.80
Diluted earnings per share (usd per share)	$ 0.56	$ 0.53	$ 0.36	$ 0.04	$ 0.67	$ 0.64	$ 0.80	$ 0.77	$ 1.48	$ 2.88	$ 2.79

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Basic
Net income applicable to common stock	$ 31,521	$ 29,992	$ 20,130	$ 2,008	$ 38,415	$ 37,446	$ 46,625	$ 45,110	$ 83,651	$ 167,596	$ 146,920
Average common shares outstanding (shares)									56,270,566	58,046,716	52,492,104
Net income per common share - basic (usd per share)	$ 0.56	$ 0.53	$ 0.36	$ 0.04	$ 0.67	$ 0.65	$ 0.80	$ 0.77	$ 1.49	$ 2.89	$ 2.80
Diluted
Net income applicable to common stock	$ 31,521	$ 29,992	$ 20,130	$ 2,008	$ 38,415	$ 37,446	$ 46,625	$ 45,110	$ 83,651	$ 167,596	$ 146,920
Average common shares outstanding (shares)									56,270,566	58,046,716	52,492,104
Effect of dilutive stock-based compensation (shares)									197,599	179,970	134,746
Average common shares outstanding - diluted (shares)									56,468,165	58,226,686	52,626,850
Net income per common share - diluted (usd per share)	$ 0.56	$ 0.53	$ 0.36	$ 0.04	$ 0.67	$ 0.64	$ 0.80	$ 0.77	$ 1.48	$ 2.88	$ 2.79

Net Income Per Common Share - P

Net Income Per Common Share - Potentially Dilutive Shares (Details) - $ / shares	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Number of shares (shares)	245,146	643	73,257
Minimum
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Range of exercise prices (usd per share)	$ 0	$ 0	$ 0
Maximum
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Range of exercise prices (usd per share)	$ 0	$ 0	$ 0

Commitments, Contingent Liabi_2

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]
Unfunded loan commitments	$ 2,749,988	$ 2,324,262
Letters of credit outstanding	$ 90,597	$ 94,824

Restrictions on Cash, Securit_2

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (Details)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Regulated Operations [Abstract]
Reserve requirements with federal reserve		$ 187,839,000
FHLB stock	$ 12,252,000	31,092,000
FHLB required investment amount	$ 11,594,000	$ 31,092,000
Regulatory restrictions on payments of dividends, excess surplus ratio	10
Amount transferable loans maximum	$ 150,478,000
Company borrowings	$ 0

Regulatory Matters - Capital Ti

Regulatory Matters - Capital Tier Classifications (Details)	Dec. 31, 2020
Mortgage Banking [Abstract]
Tier one leverage capital required to be well capitalized to average assets	0.05
Tier one leverage capital required to be well capitalized to average assets	6.50%
Tier one risk based capital required to be well capitalized to risk weighted assets	0.08
Capital required to be well capitalized to risk weighted assets	0.10
Tier one leverage capital required for capital adequacy to average assets	0.04
Tier one leverage capital required for capital adequacy to average assets	4.50%
Tier one risk based capital required for capital adequacy to risk weighted assets	0.06
Capital required for capital adequacy to risk weighted assets	0.08
Tier one leverage capital required to be undercapitalized to average assets	4.00%
Tier one leverage capital required to be undercapitalized to average assets	4.50%
Tier one risk based capital required to be undercapitalized to risk weighted assets	6.00%
Capital required to be undercapitalized to risk weighted assets	8.00%
Tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Tier one risk based capital required to be significantly undercapitalized to risk weighted assets	4.00%
Capital required to be significantly undercapitalized to risk weighted assets	6.00%
Tangible capital required to be critically undercapitalized to total assets	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-based Capital and Leverage Ratios (Details) $ in Thousands	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Included in Tier 1 Capital	$ 1,306,597	$ 1,262,588
Tier 1 Capital to Average Assets (Leverage) (percent)	0.0937	0.1037
Common Equity Tier One Capital to Risk - Weighted Assets, amount	$ 1,199,394	$ 1,156,828
Common Equity Tier One Capital to Risk - Weighted Assets (percent)	10.93%	11.12%
Tier 1 Capital to Risk -Weighted Assets, amount	$ 1,306,597	$ 1,262,588
Tier 1 Capital to Risk - Weighted Assets (percent)	0.1191	0.1214
Total Capital to Risk - Weighted Assets, amount	$ 1,653,694	$ 1,432,949
Total Capital to Risk - Weighted Assets (percent)	0.1507	0.1378
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Included in Tier 1 Capital	$ 1,369,994	$ 1,331,809
Tier 1 Capital to Average Assets (Leverage) (percent)	0.0983	0.1095
Common Equity Tier One Capital to Risk - Weighted Assets, amount	$ 1,369,994	$ 1,331,809
Common Equity Tier One Capital to Risk - Weighted Assets (percent)	12.49%	12.81%
Tier 1 Capital to Risk -Weighted Assets, amount	$ 1,369,994	$ 1,331,809
Tier 1 Capital to Risk - Weighted Assets (percent)	0.1249	0.1281
Total Capital to Risk - Weighted Assets, amount	$ 1,504,985	$ 1,388,553
Total Capital to Risk - Weighted Assets (percent)	0.1373	0.1336

Segment Reporting (Details)

Segment Reporting (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Net interest income	$ 108,127	$ 106,286	$ 105,782	$ 106,602	$ 108,885	$ 108,825	$ 112,800	$ 113,147	$ 426,797	$ 443,657	$ 396,525
Provision for loan losses	10,500	23,100	26,900	26,350	2,950	1,700	900	1,500	86,850	7,050	6,810
Noninterest income	62,864	70,928	64,170	37,570	37,456	37,953	41,960	35,885	235,532	153,254	143,961
Noninterest expense	122,152	116,510	118,285	115,041	95,552	96,500	93,290	88,832	471,988	374,174	345,029
Income before income taxes	38,339	37,604	24,767	2,781	47,839	48,578	60,570	58,700	103,491	215,687	188,647
Income taxes	6,818	7,612	4,637	773	9,424	11,132	13,945	13,590	19,840	48,091	41,727
Net income	31,521	$ 29,992	$ 20,130	$ 2,008	38,415	$ 37,446	$ 46,625	$ 45,110	83,651	167,596	146,920
Total assets	14,929,612				13,400,618				14,929,612	13,400,618	12,934,878
Goodwill	939,683				939,683				939,683	939,683	932,928
Community Banks
Segment Reporting Information [Line Items]
Goodwill	936,916				936,916				936,916	936,916	930,161
Insurance
Segment Reporting Information [Line Items]
Goodwill	2,767				2,767				2,767	2,767	2,767
Operating Segments | Community Banks
Segment Reporting Information [Line Items]
Net interest income									437,101	454,433	406,420
Provision for loan losses									86,850	7,050	6,810
Noninterest income									208,721	129,016	120,559
Noninterest expense									448,475	351,640	323,439
Income before income taxes									110,497	224,759	196,730
Income taxes									22,892	51,292	44,464
Net income									87,605	173,467	152,266
Total assets	14,814,726				13,280,494				14,814,726	13,280,494	12,828,586
Goodwill	936,916				936,916				936,916	936,916	930,161
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Net interest income									566	702	484
Provision for loan losses									0	0	0
Noninterest income									10,403	10,129	9,831
Noninterest expense									7,751	7,574	7,294
Income before income taxes									3,218	3,257	3,021
Income taxes									837	876	786
Net income									2,381	2,381	2,235
Total assets	30,375				28,284				30,375	28,284	25,798
Goodwill	2,767				2,767				2,767	2,767	2,767
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Net interest income									1,658	1,761	1,297
Provision for loan losses									0	0	0
Noninterest income									18,061	15,598	14,537
Noninterest expense									14,940	13,863	13,336
Income before income taxes									4,779	3,496	2,498
Income taxes									0	0	0
Net income									4,779	3,496	2,498
Total assets	71,266				70,789				71,266	70,789	60,794
Goodwill	0				0				0	0	0
Other
Segment Reporting Information [Line Items]
Net interest income									(12,528)	(13,239)	(11,676)
Provision for loan losses									0	0	0
Noninterest income									(1,653)	(1,489)	(966)
Noninterest expense									822	1,097	960
Income before income taxes									(15,003)	(15,825)	(13,602)
Income taxes									(3,889)	(4,077)	(3,523)
Net income									(11,114)	(11,748)	(10,079)
Total assets	13,245				21,051				13,245	21,051	19,700
Goodwill	$ 0				$ 0				$ 0	$ 0	$ 0

Renasant Corporation (Parent _3

Renasant Corporation (Parent Company Only) Condensed Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and cash equivalents	$ 633,203	$ 414,930
Accrued interest receivable on bank balances	56,459	33,679
Other assets	207,785	165,527
Total assets	14,929,612	13,400,618	$ 12,934,878
Liabilities and shareholders’ equity
Other liabilities	241,488	196,163
Shareholders’ equity	2,132,733	2,125,689	2,043,913	$ 1,514,983
Total liabilities and shareholders’ equity	14,929,612	13,400,618
Cash collateral		844	$ 3,840
Renasant Corporation
Assets
Cash and cash equivalents	129,164	29,467
Investments	7,174	1,653
Investment in bank subsidiary	2,306,937	2,302,499
Accrued interest receivable on bank balances	6	6
Intercompany receivable	184	0
Other assets	22,926	22,861
Total assets	2,466,391	2,356,486
Liabilities and shareholders’ equity
Junior subordinated debentures	110,794	110,215
Subordinated notes	212,009	113,955
Other liabilities	10,855	6,627
Shareholders’ equity	2,132,733	2,125,689
Total liabilities and shareholders’ equity	$ 2,466,391	$ 2,356,486

Renasant Corporation (Parent _4

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Income
Other dividends									$ 1,189	$ 5,892	$ 3,076
Total noninterest income	$ 62,864	$ 70,928	$ 64,170	$ 37,570	$ 37,456	$ 37,953	$ 41,960	$ 35,885	235,532	153,254	143,961
Expenses	13,799	15,792	18,173	23,571	24,263	25,651	25,062	23,947	71,335	98,923	65,329
Income before income tax benefit and equity in undistributed net income of bank subsidiary	38,339	37,604	24,767	2,781	47,839	48,578	60,570	58,700	103,491	215,687	188,647
Income tax benefit	6,818	7,612	4,637	773	9,424	11,132	13,945	13,590	19,840	48,091	41,727
Net income	$ 31,521	$ 29,992	$ 20,130	$ 2,008	$ 38,415	$ 37,446	$ 46,625	$ 45,110	83,651	167,596	146,920
Renasant Corporation
Income
Dividends from bank subsidiary									81,443	132,563	53,381
Interest income from bank subsidiary									9	9	8
Other dividends									93	175	137
Other income									74	138	121
Total noninterest income									81,619	132,885	53,647
Expenses									15,179	16,050	13,869
Income before income tax benefit and equity in undistributed net income of bank subsidiary									66,440	116,835	39,778
Income tax benefit									(3,889)	(4,077)	(3,523)
Equity in undistributed net income of bank subsidiary									13,322	46,684	103,619
Net income									$ 83,651	$ 167,596	$ 146,920

Renasant Corporation (Parent _5

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Sep. 30, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Operating activities
Net income	$ 31,521	$ 29,992	$ 20,130	$ 2,008	$ 38,415	$ 37,446	$ 46,625	$ 45,110	$ 83,651	$ 167,596	$ 146,920
Adjustments to reconcile net income to net cash provided by operating activities:
(Increase) decrease in other assets									(59,224)	683	(11,849)
Increase (decrease) in other liabilities									27,077	(12,249)	(41,954)
Net cash provided by operating activities									82,242	163,623	82,112
Investing activities
Net cash paid in acquisition											153,502
Other, net									1,446	917	0
Net cash used in investing activities									(1,265,548)	(505,910)	(503,287)
Financing activities
Cash paid for dividends									(50,134)	(50,901)	(43,614)
Cash received on exercise of stock-based compensation									0	0	201
Repurchase of shares in connection with stock repurchase program									(24,569)	(62,944)	(7,062)
Repayment of long-term debt									(171)	(35,359)	(849)
Proceeds from long-term debt									98,266	150,000	0
Net cash provided by financing activities									1,401,579	188,106	708,833
Net increase (decrease) in cash and cash equivalents									218,273	(154,181)	287,658
Cash and cash equivalents at beginning of year				414,930				569,111	414,930	569,111	281,453
Cash and cash equivalents at end of year	633,203				414,930				633,203	414,930	569,111
Renasant Corporation
Operating activities
Net income									83,651	167,596	146,920
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of bank subsidiary									(13,322)	(46,684)	(103,619)
Amortization/depreciation/accretion									692	(76)	160
(Increase) decrease in other assets									(256)	(2,678)	3,381
Increase (decrease) in other liabilities									10,932	10,872	(171)
Net cash provided by operating activities									81,697	129,030	46,671
Investing activities
Purchases of securities held to maturity and available for sale									(6,104)	0	0
Sales and maturities of securities held to maturity and available for sale									541	42	1,052
Net cash paid in acquisition									0	0	(34,836)
Other, net									0	632	423
Net cash used in investing activities									(5,563)	674	(33,361)
Financing activities
Cash paid for dividends									(50,134)	(50,901)	(43,614)
Cash received on exercise of stock-based compensation									0	0	201
Repurchase of shares in connection with stock repurchase program									(24,569)	(62,944)	(7,062)
Repayment of long-term debt									0	(30,973)	0
Proceeds from long-term debt									98,266	0	0
Other financing activities									0	0	(93)
Net cash provided by financing activities									23,563	(144,818)	(50,568)
Net increase (decrease) in cash and cash equivalents									99,697	(15,114)	(37,258)
Cash and cash equivalents at beginning of year				$ 29,467				$ 44,581	29,467	44,581	81,839
Cash and cash equivalents at end of year	$ 129,164				$ 29,467				$ 129,164	$ 29,467	$ 44,581

Leases - Additional Information

Leases - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Leases [Abstract]
Net investment in lease	$ 20,804	$ 12,441
Net investment in lease, current	16,012	10,735
Residual value of leased asset	7,532	2,739
Net investment in lease, noncurrent	2,740	1,033
Lease income	554	331
Right-of-use lease asset	66,023	84,754
Lease liability	69,549	88,494
Rental expense	$ 10,044	$ 9,159	$ 6,157
Operating Lease, Liability, Statement of Financial Position [Extensible List]	us-gaap:OtherLiabilities	us-gaap:OtherLiabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	us-gaap:OtherAssets	us-gaap:OtherAssets

Leases - Lessor Maturity (Detai

Leases - Lessor Maturity (Details) $ in Thousands	Dec. 31, 2020USD ($)
Leases [Abstract]
2021	$ 603
2022	1,221
2023	1,602
2024	2,105
2025	398
Thereafter	14,875
Total lease receivables	$ 20,804

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Operating lease cost (cost resulting from lease payments)	$ 10,826	$ 10,149
Short-term lease cost	161	67
Variable lease cost (cost excluded from lease payments)	1,776	1,612
Sublease income	(583)	(560)
Net lease cost	12,180	11,268
Operating lease - operating cash flows (fixed payments)	9,811	9,678
Operating lease - operating cash flows (liability reduction)	$ 7,187	$ 8,407
Weighted average lease term - operating leases (in years) (at period end)	15 years 11 months 26 days	17 years 4 months 20 days
Weighted average discount rate - operating leases (at period end)	3.17%	3.40%
Right-of-use assets obtained in exchange for new lease liabilities - operating leases	$ 9,393	$ 38,881

Leases - Operating Lease Maturi

Leases - Operating Lease Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Topic 842
2021	$ 8,607
2022	7,960
2023	7,556
2024	7,037
2025	5,609
Thereafter	54,106
Total undiscounted cash flows	90,875
Discount on cash flows	21,326
Total operating lease liabilities	$ 69,549	$ 88,494