Renasant (RNST) 10-Q 7 May 21 2021 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2021	Apr. 30, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2021
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		56,314,166
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 206,992	$ 176,372
Interest-bearing balances with banks	1,054,924	456,831
Cash and cash equivalents	1,261,916	633,203
Securities available for sale, at fair value	1,536,041	1,343,457
Loans held for sale, at fair value	502,002	417,771
Loans, net of unearned income:
Total loans, net of unearned income	10,688,408	10,933,647
Allowance for credit losses	(173,106)	(176,144)
Loans, net	10,515,302	10,757,503
Premises and equipment, net	300,917	300,496
Other real estate owned:
Total other real estate owned, net	5,971	5,972
Goodwill	939,683	939,683
Other intangible assets, net	28,542	30,139
Bank-owned life insurance	233,508	230,609
Mortgage servicing rights	80,263	62,994
Other assets	218,426	207,785
Total assets	15,622,571	14,929,612
Deposits
Noninterest-bearing	4,135,360	3,685,048
Interest-bearing	8,601,548	8,374,033
Total deposits	12,736,908	12,059,081
Short-term borrowings	12,154	21,340
Long-term debt	467,660	474,970
Other liabilities	232,148	241,488
Total liabilities	13,448,870	12,796,879
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,294,346 and 56,200,487 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,002,379 and 3,096,238 shares, respectively	(98,949)	(101,554)
Additional paid-in capital	1,294,911	1,296,963
Retained earnings	661,117	615,773
Accumulated other comprehensive income, net of taxes	20,139	25,068
Total shareholders’ equity	2,173,701	2,132,733
Total liabilities and shareholders’ equity	15,622,571	14,929,612
Non purchased loans and leases
Loans, net of unearned income:
Total loans, net of unearned income	9,292,502	9,419,540
Other real estate owned:
Total other real estate owned, net	2,292	2,045
Purchased loans
Loans, net of unearned income:
Total loans, net of unearned income	1,395,906	1,514,107
Other real estate owned:
Total other real estate owned, net	$ 3,679	$ 3,927

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Mar. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	56,294,346	56,200,487
Treasury stock (in shares)	3,002,379	3,096,238

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Interest income
Loans	$ 115,005,000	$ 120,606,000
Securities
Taxable	4,917,000	7,302,000
Tax-exempt	1,657,000	1,454,000
Other	183,000	811,000
Total interest income	121,762,000	130,173,000
Interest expense
Deposits	8,279,000	18,494,000
Borrowings	3,835,000	5,077,000
Total interest expense	12,114,000	23,571,000
Net interest income	109,648,000	106,602,000
Provision for loan losses	0	26,350,000
Provision for other credit losses	0	0
Provision for credit losses	0	26,350,000
Net interest income after provision for credit losses	109,648,000	80,252,000
Noninterest income
Service charges on deposit accounts	8,023,000	9,070,000
Fees and commissions	3,900,000	3,054,000
Insurance commissions	2,237,000	1,991,000
Wealth management revenue	4,792,000	4,002,000
Mortgage banking income	50,733,000	15,535,000
Net gain on sales of securities	1,357,000	0
BOLI income	2,072,000	1,163,000
Other	7,923,000	2,755,000
Total noninterest income	81,037,000	37,570,000
Noninterest expense
Salaries and employee benefits	78,696,000	73,189,000
Data processing	5,451,000	5,006,000
Net occupancy and equipment	12,538,000	14,120,000
Other real estate owned	41,000	418,000
Professional fees	2,921,000	2,641,000
Advertising and public relations	3,252,000	3,400,000
Intangible amortization	1,598,000	1,895,000
Communications	2,292,000	2,198,000
Restructuring charges	292,000	0
Other	8,854,000	12,174,000
Noninterest expense	115,935,000	115,041,000
Income (loss) before income taxes	74,750,000	2,781,000
Income taxes	16,842,000	773,000
Net income (loss)	$ 57,908,000	$ 2,008,000
Basic earnings per share (usd per share)	$ 1.03	$ 0.04
Diluted earnings per share (usd per share)	1.02	0.04
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 57,908	$ 2,008
Securities available for sale:
Unrealized holding (losses) gains on securities	(14,943)	16,694
Reclassification adjustment for gains realized in net income	(1,012)	0
Total securities available for sale	(15,955)	16,694
Derivative instruments:
Unrealized holding gains (losses) on derivative instruments	10,984	(3,003)
Total derivative instruments	10,984	(3,003)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	42	46
Total defined benefit pension and post-retirement benefit plans	42	46
Other comprehensive (loss) income, net of tax	(4,929)	13,737
Comprehensive income	$ 52,979	$ 15,745

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period Of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period Of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	$ 2,125,689	$ (35,099)	$ 296,483	$ (83,189)	$ 1,294,276	$ 617,355	$ (35,099)	$ 764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,008					2,008
Other comprehensive income	13,737							13,737
Comprehensive income	15,745
Cash dividends	(12,555)					(12,555)
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Issuance of common stock for stock-based compensation awards (in shares)			104,902
Issuance of common stock for stock-based compensation awards	(1,449)			4,138	(5,587)
Stock-based compensation expense	2,750				2,750
Ending balance (in shares) at Mar. 31, 2020			56,141,018
Ending balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Beginning balance (in shares) at Dec. 31, 2020			56,200,487
Beginning balance at Dec. 31, 2020	2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,908					57,908
Other comprehensive income	(4,929)							(4,929)
Comprehensive income	52,979
Cash dividends	(12,564)					(12,564)
Issuance of common stock for stock-based compensation awards (in shares)			93,859
Issuance of common stock for stock-based compensation awards	(2,203)			2,605	(4,808)
Stock-based compensation expense	2,756				2,756
Ending balance (in shares) at Mar. 31, 2021			56,294,346
Ending balance at Mar. 31, 2021	$ 2,173,701		$ 296,483	$ (98,949)	$ 1,294,911	$ 661,117		$ 20,139

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Operating activities
Net income	$ 57,908,000	$ 2,008,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for loan losses	0	26,350,000
Depreciation, amortization and accretion	10,059,000	4,937,000
Deferred income tax expense (benefit)	5,542,000	(2,791,000)
Funding of mortgage loans held for sale	(1,143,349,000)	(715,760,000)
Proceeds from sales of mortgage loans held for sale	1,082,538,000	607,017,000
Gains on sales of mortgage loans held for sale	(33,901,000)	(21,782,000)
Valuation adjustment to mortgage servicing rights	(13,561,000)	9,571,000	$ 11,726,000
Gains on sales of securities	(1,357,000)	0
Gains on sales of premises and equipment	(22,000)	0
Stock-based compensation expense	2,756,000	2,750,000
Increase in other assets	(11,800,000)	(70,631,000)
(Decrease) increase in other liabilities	(11,601,000)	35,331,000
Net cash used in operating activities	(56,788,000)	(123,000,000)
Investing activities
Purchases of securities available for sale	(465,245,000)	(123,670,000)
Proceeds from sales of securities available for sale	155,391,000	0
Proceeds from call/maturities of securities available for sale	95,382,000	76,269,000
Net decrease (increase) in loans	243,250,000	(69,337,000)
Purchases of premises and equipment	(2,630,000)	(1,941,000)
Proceeds from sales of premises and equipment	34,000	0
Net change in FHLB stock	(24,000)	(12,432,000)
Proceeds from sales of other assets	1,962,000	770,000
Other, net	1,346,000	0
Net cash provided by (used in) investing activities	29,466,000	(130,341,000)
Financing activities
Net increase in noninterest-bearing deposits	450,312,000	90,289,000
Net increase in interest-bearing deposits	227,515,000	109,115,000
Net (decrease) increase in short-term borrowings	(9,186,000)	313,946,000
Repayment of long-term debt	(42,000)	(43,000)
Cash paid for dividends	(12,564,000)	(12,555,000)
Repurchase of shares in connection with stock repurchase program	0	(24,569,000)
Net cash provided by financing activities	656,035,000	476,183,000
Net increase in cash and cash equivalents	628,713,000	222,842,000
Cash and cash equivalents at beginning of period	633,203,000	414,930,000	414,930,000
Cash and cash equivalents at end of period	1,261,916,000	637,772,000	$ 633,203,000
Supplemental disclosures
Cash paid for interest	15,108,000	26,264,000
Cash paid for income taxes	18,032,000	4,176,000
Noncash transactions:
Transfers of loans to other real estate owned	2,039,000	1,641,000
Financed sales of other real estate owned	0	159,000
Recognition of operating right-of-use assets	3,601,000	1,968,000
Recognition of operating lease liabilities	$ 3,601,000	$ 2,034,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”

Securities

Securities	3 Months Ended
	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2021 or December 31, 2020. Amortized Gross Gross Fair March 31, 2021 U.S. Treasury securities $ 3,028 $ 22 $ — $ 3,050 Obligations of other U.S. Government agencies and corporations 1,001 3 — 1,004 Obligations of states and political subdivisions 321,156 9,344 (1,682) 328,818 Residential mortgage backed securities: Government agency mortgage backed securities 453,792 14,869 (2,206) 466,455 Government agency collateralized mortgage obligations 538,317 1,733 (4,718) 535,332 Commercial mortgage backed securities: Government agency mortgage backed securities 22,448 580 (23) 23,005 Government agency collateralized mortgage obligations 115,103 1,889 (1,814) 115,178 Other debt securities 61,113 2,126 (40) 63,199 $ 1,515,958 $ 30,566 $ (10,483) $ 1,536,041 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Three months ended March 31, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 There were no securities sold during the three months ended March 31, 2020. Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2021 were as follows: Three Months Ended March 31, 2021 Gross gains on sales of securities available for sale $ 3,508 Gross losses on sales of securities available for sale (2,151) Gains on sales of securities available for sale, net $ 1,357 At March 31, 2021 and December 31, 2020, securities with a carrying value of $611,832 and $582,338, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $21,256 and $32,272 were pledged as collateral for short-term borrowings and derivative instruments at March 31, 2021 and December 31, 2020, respectively. The amortized cost and fair value of securities at March 31, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 10,286 $ 10,401 Due after one year through five years 40,177 41,896 Due after five years through ten years 66,563 69,568 Due after ten years 235,945 239,498 Residential mortgage backed securities: Government agency mortgage backed securities 453,792 466,455 Government agency collateralized mortgage obligations 538,317 535,332 Commercial mortgage backed securities: Government agency mortgage backed securities 22,448 23,005 Government agency collateralized mortgage obligations 115,103 115,178 Other debt securities 33,327 34,708 $ 1,515,958 $ 1,536,041 The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2021 Obligations of states and political subdivisions 41 $ 97,392 $ (1,634) 1 $ 2,133 $ (48) 42 $ 99,525 $ (1,682) Residential mortgage backed securities: Government agency mortgage backed securities 14 119,498 (2,206) — — — 14 119,498 (2,206) Government agency collateralized mortgage obligations 17 351,956 (4,718) — — — 17 351,956 (4,718) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,082 (23) 1 452 — 2 1,534 (23) Government agency collateralized mortgage obligations 10 58,722 (1,814) — — — 10 58,722 (1,814) Other debt securities 6 9,042 (37) 1 557 (3) 7 9,599 (40) Total 89 $ 637,692 $ (10,432) 3 $ 3,142 $ (51) 92 $ 640,834 $ (10,483) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and it is written down to fair value with all losses recognized in earnings.

Non Purchased Loans

Non Purchased Loans	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural (1) $ 2,105,444 $ 2,360,471 Lease financing 79,271 80,022 Real estate – construction: Residential 252,795 243,814 Commercial 680,791 583,338 Total real estate – construction 933,586 827,152 Real estate – 1-4 family mortgage: Primary 1,576,212 1,536,181 Home equity 432,207 432,768 Rental/investment 256,979 264,436 Land development 115,522 123,179 Total real estate – 1-4 family mortgage 2,380,920 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,344,154 1,334,765 Non-owner occupied 2,221,206 2,194,739 Land development 110,800 120,125 Total real estate – commercial mortgage 3,676,160 3,649,629 Installment loans to individuals 121,136 149,862 Gross loans 9,296,517 9,423,700 Unearned income (4,015) (4,160) Loans, net of unearned income $ 9,292,502 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $860,864 and $1,128,703 as of March 31, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 685 $ 555 $ 2,098,742 $ 2,099,982 $ 213 $ 1,606 $ 3,643 $ 5,462 $ 2,105,444 Lease financing — — 79,271 79,271 — — — — 79,271 Real estate – construction: Residential — — 252,795 252,795 — — — — 252,795 Commercial — — 680,791 680,791 — — — — 680,791 Total real estate – construction — — 933,586 933,586 — — — — 933,586 Real estate – 1-4 family mortgage: Primary 7,325 536 1,558,960 1,566,821 1,910 2,782 4,699 9,391 1,576,212 Home equity 545 150 430,672 431,367 65 343 432 840 432,207 Rental/investment 819 354 255,319 256,492 — 194 293 487 256,979 Land development 248 — 115,223 115,471 — 19 32 51 115,522 Total real estate – 1-4 family mortgage 8,937 1,040 2,360,174 2,370,151 1,975 3,338 5,456 10,769 2,380,920 Real estate – commercial mortgage: Owner-occupied 1,333 550 1,340,262 1,342,145 — 1,444 565 2,009 1,344,154 Non-owner occupied 3,687 — 2,211,485 2,215,172 — 360 5,674 6,034 2,221,206 Land development 41 — 110,536 110,577 — 179 44 223 110,800 Total real estate – commercial mortgage 5,061 550 3,662,283 3,667,894 — 1,983 6,283 8,266 3,676,160 Installment loans to individuals 1,147 90 119,602 120,839 57 219 21 297 121,136 Unearned income — — (4,015) (4,015) — — — — (4,015) Loans, net of unearned income $ 15,830 $ 2,235 $ 9,249,643 $ 9,267,708 $ 2,245 $ 7,146 $ 15,403 $ 24,794 $ 9,292,502 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2021 and two restructured loans in the amount of $164 contractually 90 days past due or more and still accruing at March 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $5,965 and $2,596 at March 31, 2021 and March 31, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 432 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 With respect to loans that were restructured during the three months ended March 31, 2021 and March 31, 2020, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 4 1,257 Reductions due to: Reclassified as nonperforming (1) (179) Principal paydowns — (122) Totals at March 31, 2021 79 $ 12,717 The allowance for credit losses attributable to restructured loans was $328 and $193 at March 31, 2021 and March 31, 2020, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2021 and March 31, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of March 31, 2021, the Company has discontinued its deferral program but 453 loans with total balances of approximately $82,000 remained on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 90,011 $ 1,163,170 $ 159,958 $ 69,853 $ 33,564 $ 29,678 $ 262,085 $ 3,572 $ 1,811,891 Pass 89,570 1,162,800 156,958 66,302 28,427 26,643 255,690 2,363 1,788,753 Special Mention — 121 1,842 306 690 1,460 213 — 4,632 Substandard 441 249 1,158 3,245 4,447 1,575 6,182 1,209 18,506 Real Estate - Construction $ 92,532 $ 436,057 $ 282,944 $ 48,981 $ 155 $ — $ 12,280 $ — $ 872,949 Residential $ 58,265 $ 119,326 $ 4,745 $ — $ — $ — $ 12,280 $ — $ 194,616 Pass 58,265 118,233 4,745 — — — 12,280 — 193,523 Special Mention — 808 — — — — — — 808 Substandard — 285 — — — — — — 285 Commercial $ 34,267 $ 316,731 $ 278,199 $ 48,981 $ 155 $ — $ — $ — $ 678,333 Pass 34,267 316,731 273,501 48,981 155 — — — 673,635 Special Mention — — 4,698 — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 31,603 $ 95,809 $ 72,233 $ 26,901 $ 21,376 $ 15,190 $ 14,359 $ 546 $ 278,017 Primary $ 4,437 $ 7,928 $ 5,065 $ 3,869 $ 3,979 $ 1,152 $ 1,217 $ — $ 27,647 Pass 4,437 7,928 4,257 3,869 3,979 1,139 1,217 — 26,826 Special Mention — — 122 — — — — — 122 Substandard — — 686 — — 13 — — 699 Home Equity $ 766 $ 169 $ — $ — $ — $ — $ 8,240 $ — $ 9,175 Pass 766 169 — — — — 8,240 — 9,175 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 15,467 $ 50,956 $ 29,321 $ 21,108 $ 17,061 $ 13,474 $ 717 $ 546 $ 148,650 Pass 15,447 50,865 28,397 20,249 16,853 12,984 717 546 146,058 Special Mention — — — — 77 208 — — 285 Substandard 20 91 924 859 131 282 — — 2,307 Land Development $ 10,933 $ 36,756 $ 37,847 $ 1,924 $ 336 $ 564 $ 4,185 $ — $ 92,545 Pass 10,933 33,939 37,498 1,924 336 563 4,185 — 89,378 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 2,817 — — — — — — 2,817 Substandard — — 349 — — 1 — — 350 Real Estate - Commercial Mortgage $ 171,777 $ 934,961 $ 768,175 $ 420,655 $ 396,113 $ 569,509 $ 80,820 $ 21,426 $ 3,363,436 Owner-Occupied $ 60,551 $ 301,265 $ 235,112 $ 183,534 $ 164,501 $ 169,547 $ 22,732 $ 9,313 $ 1,146,555 Pass 60,551 299,469 233,528 178,701 158,299 165,302 22,715 7,526 1,126,091 Special Mention — 1,153 840 — 1,972 532 — 1,787 6,284 Substandard — 643 744 4,833 4,230 3,713 17 — 14,180 Non-Owner Occupied $ 106,264 $ 600,412 $ 516,319 $ 230,201 $ 228,491 $ 394,757 $ 51,818 $ 12,113 $ 2,140,375 Pass 106,264 591,416 507,372 224,229 183,705 361,486 51,818 12,113 2,038,403 Special Mention — 8,996 — 5,972 39,161 15,319 — — 69,448 Substandard — — 8,947 — 5,625 17,952 — — 32,524 Land Development $ 4,962 $ 33,284 $ 16,744 $ 6,920 $ 3,121 $ 5,205 $ 6,270 $ — $ 76,506 Pass 4,962 31,148 16,744 5,815 3,058 4,339 6,270 — 72,336 Special Mention — — — 1,105 63 46 — — 1,214 Substandard — 2,136 — — — 820 — — 2,956 Installment loans to individuals $ 53 $ 45 $ 3 $ — $ — $ — $ — $ — $ 101 Pass 53 45 3 — — — — — 101 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 385,976 $ 2,630,042 $ 1,283,313 $ 566,390 $ 451,208 $ 614,377 $ 369,544 $ 25,544 $ 6,326,394 Pass 385,515 2,612,743 1,263,003 550,070 394,812 572,456 363,132 22,548 6,164,279 Special Mention — 13,895 7,502 7,383 41,963 17,565 213 1,787 90,308 Substandard 461 3,404 12,808 8,937 14,433 24,356 6,199 1,209 71,807 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 14,217 $ 22,648 $ 13,758 $ 8,645 $ 5,216 $ 11,821 $ 216,971 $ 277 $ 293,553 Performing Loans 14,217 22,648 13,513 8,627 4,996 11,730 216,554 277 292,562 Non-Performing Loans — — 245 18 220 91 417 — 991 Lease Financing Receivables $ 6,376 $ 29,408 $ 23,195 $ 10,129 $ 3,725 $ 2,423 $ — $ — $ 75,256 Performing Loans 6,376 29,408 23,195 10,129 3,725 2,423 — — 75,256 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 4,500 $ 51,817 $ 4,168 $ — $ 152 $ — $ — $ — $ 60,637 Residential $ 3,933 $ 50,418 $ 3,676 $ — $ 152 $ — $ — $ — $ 58,179 Performing Loans 3,933 50,418 3,676 — 152 — — — 58,179 Non-Performing Loans — — — — — — — — — Commercial $ 567 $ 1,399 $ 492 $ — $ — $ — $ — $ — $ 2,458 Performing Loans 567 1,399 492 — — — — — 2,458 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 137,286 $ 536,741 $ 311,138 $ 240,837 $ 179,410 $ 271,009 $ 422,860 $ 3,622 $ 2,102,903 Primary $ 124,455 $ 491,825 $ 290,701 $ 220,720 $ 162,131 $ 257,114 $ 1,574 $ 45 $ 1,548,565 Performing Loans 124,455 491,758 288,911 216,768 160,569 254,570 1,563 45 1,538,639 Non-Performing Loans — 67 1,790 3,952 1,562 2,544 11 — 9,926 Home Equity $ 49 $ — $ 125 $ 368 $ — $ 817 $ 418,553 $ 3,120 $ 423,032 Performing Loans 49 — 125 368 — 704 418,039 2,756 422,041 Non-Performing Loans — — — — — 113 514 364 991 Rental/Investment $ 9,505 $ 32,937 $ 18,465 $ 16,855 $ 15,873 $ 11,999 $ 2,238 $ 457 $ 108,329 Performing Loans 9,505 32,631 18,370 16,855 15,790 11,789 2,238 457 107,635 Non-Performing Loans — 306 95 — 83 210 — — 694 Land Development $ 3,277 $ 11,979 $ 1,847 $ 2,894 $ 1,406 $ 1,079 $ 495 $ — $ 22,977 Performing Loans 3,277 11,979 1,847 2,891 1,376 1,060 495 — 22,925 Non-Performing Loans — — — 3 30 19 — — 52 Real Estate - Commercial Mortgage $ 22,358 $ 78,624 $ 65,782 $ 50,946 $ 43,187 $ 40,740 $ 10,561 $ 526 $ 312,724 Owner-Occupied $ 13,295 $ 47,352 $ 41,946 $ 33,008 $ 28,117 $ 28,199 $ 5,351 $ 331 $ 197,599 Performing Loans 13,295 47,352 41,946 33,008 27,952 27,692 5,351 331 196,927 Non-Performing Loans — — — — 165 507 — — 672 Non-Owner Occupied $ 6,441 $ 19,530 $ 17,407 $ 13,692 $ 12,532 $ 8,918 $ 2,166 $ 145 $ 80,831 Performing Loans 6,441 19,530 17,407 13,634 12,532 8,868 2,166 145 80,723 Non-Performing Loans — — — 58 — 50 — — 108 Land Development $ 2,622 $ 11,742 $ 6,429 $ 4,246 $ 2,538 $ 3,623 $ 3,044 $ 50 $ 34,294 Performing Loans 2,622 11,737 6,429 4,246 2,535 3,478 3,044 50 34,141 Non-Performing Loans — 5 — — 3 145 — — 153 Installment loans to individuals $ 10,052 $ 41,255 $ 41,440 $ 11,944 $ 3,380 $ 3,296 $ 9,619 $ 49 $ 121,035 Performing Loans 10,052 41,168 41,334 11,887 3,339 3,245 9,609 15 120,649 Non-Performing Loans — 87 106 57 41 51 10 34 386 Total loans not subject to risk rating $ 194,789 $ 760,493 $ 459,481 $ 322,501 $ 235,070 $ 329,289 $ 660,011 $ 4,474 $ 2,966,108 Performing Loans 194,789 760,028 457,245 318,413 232,966 325,559 659,059 4,076 2,952,135 Non-Performing Loans — 465 2,236 4,088 2,104 3,730 952 398 13,973 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 143,843 $ 176,513 Real estate – construction: Residential 2,561 2,859 Commercial 19,771 28,093 Total real estate – construction 22,332 30,952 Real estate – 1-4 family mortgage: Primary 190,539 214,770 Home equity 72,413 80,392 Rental/investment 28,800 31,928 Land development 13,389 14,654 Total real estate – 1-4 family mortgage 305,141 341,744 Real estate – commercial mortgage: Owner-occupied 300,616 323,041 Non-owner occupied 546,663 552,728 Land development 25,588 29,454 Total real estate – commercial mortgage 872,867 905,223 Installment loans to individuals 51,723 59,675 Loans $ 1,395,906 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 213 $ 2 $ 133,655 $ 133,870 $ 65 $ 1,762 $ 8,146 $ 9,973 $ 143,843 Real estate – construction: Residential — — 2,561 2,561 — — — — 2,561 Commercial — — 19,771 19,771 — — — — 19,771 Total real estate – construction — — 22,332 22,332 — — — — 22,332 Real estate – 1-4 family mortgage: Primary 2,819 11 181,372 184,202 339 3,470 2,528 6,337 190,539 Home equity 857 21 70,110 70,988 — 760 665 1,425 72,413 Rental/investment 135 — 28,338 28,473 — 257 70 327 28,800 Land development 66 — 13,289 13,355 — — 34 34 13,389 Total real estate – 1-4 family mortgage 3,877 32 293,109 297,018 339 4,487 3,297 8,123 305,141 Real estate – commercial mortgage: Owner-occupied 586 50 297,666 298,302 — 675 1,639 2,314 300,616 Non-owner occupied — — 538,699 538,699 — 145 7,819 7,964 546,663 Land development — — 25,245 25,245 — 138 205 343 25,588 Total real estate – commercial mortgage 586 50 861,610 862,246 — 958 9,663 10,621 872,867 Installment loans to individuals 1,295 45 50,153 51,493 12 118 100 230 51,723 Loans, net of unearned income $ 5,971 $ 129 $ 1,360,859 $ 1,366,959 $ 416 $ 7,325 $ 21,206 $ 28,947 $ 1,395,906 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2021 and two restructured loans in the aggregate amount of $134 contractually 90 days past due or more and still accruing at March 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $19,140 and $3,797 at March 31, 2021 and March 31, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114 With respect to loans that were restructured during the three months ended March 31, 2021 and March 31, 2020, none have subsequently defaulted and remain outstanding as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 1 364 Reductions due to: Reclassified to nonperforming loans (1) (1,317) Principal paydowns — (81) Totals at March 31, 2021 48 $ 7,653 The allowance for credit losses attributable to restructured loans was $167 and $56 at March 31, 2021 and March 31, 2020, respectively. The Company had $153 and $7 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2021 and March 31, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of March 31, 2021, the Company had 139 loans with total balances of approximately $12,000 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 695 $ 19,849 $ 19,070 $ 36,825 $ 57,113 $ 992 $ 134,544 Pass — — 695 17,492 12,727 28,753 49,572 480 109,719 Special Mention — — — 341 87 89 — — 517 Substandard — — — 2,016 6,256 7,983 7,541 512 24,308 Real Estate - Construction $ — $ — $ — $ 10,679 $ 449 $ 10,783 $ — $ — $ 21,911 Residential $ — $ — $ — $ 1,006 $ 449 $ 685 $ — $ — $ 2,140 Pass — — — 1,006 449 685 — — 2,140 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ 9,673 $ — $ 10,098 $ — $ — $ 19,771 Pass — — — 9,673 — 10,098 — — 19,771 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 14,248 $ 5,259 $ 35,994 $ 847 $ 234 $ 56,582 Primary $ — $ — $ — $ 5,773 $ 2,699 $ 16,786 $ — $ — $ 25,258 Pass — — — 4,438 2,608 12,494 — — 19,540 Special Mention — — — — — 970 — — 970 Substandard — — — 1,335 91 3,322 — — 4,748 Home Equity $ — $ — $ — $ — $ — $ — $ 756 $ 234 $ 990 Pass — — — — — — 60 — 60 Special Mention — — — — — — — — — Substandard — — — — — — 696 234 930 Rental/Investment $ — $ — $ — $ — $ 1,863 $ 16,242 $ 88 $ — $ 18,193 Pass — — — — 1,863 15,062 88 — 17,013 Special Mention — — — — — — — — — Substandard — — — — — 1,180 — — 1,180 Land Development $ — $ — $ — $ 8,475 $ 697 $ 2,966 $ 3 $ — $ 12,141 Pass — — — 8,475 677 1,498 3 — 10,653 Special Mention — — — — — — — — — Substandard — — — — 20 1,468 — — 1,488 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 72,095 $ 160,878 $ 575,810 $ 20,364 $ 4,551 $ 833,698 Owner-Occupied $ — $ — $ — $ 14,539 $ 33,862 $ 225,908 $ 3,632 $ 2 $ 277,943 Pass — — — 14,539 28,985 190,103 3,605 — 237,232 Special Mention — — — — 1,596 11,187 — — 12,783 Substandard — — — — 3,281 24,618 27 2 27,928 Non-Owner Occupied $ — $ — $ — $ 55,609 $ 123,232 $ 335,246 $ 16,500 $ 4,549 $ 535,136 Pass — — — 36,677 115,553 291,494 6,447 — 450,171 Special Mention — — — 2,561 — 7,877 — — 10,438 Substandard — — — 16,371 7,679 35,875 10,053 4,549 74,527 Land Development $ — $ — $ — $ 1,947 $ 3,784 $ 14,656 $ 232 $ — $ 20,619 Pass — — — 1,947 3,784 8,017 232 — 13,980 Special Mention — — — — — 5,306 —

Purchased Loans

Purchased Loans	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural (1) $ 2,105,444 $ 2,360,471 Lease financing 79,271 80,022 Real estate – construction: Residential 252,795 243,814 Commercial 680,791 583,338 Total real estate – construction 933,586 827,152 Real estate – 1-4 family mortgage: Primary 1,576,212 1,536,181 Home equity 432,207 432,768 Rental/investment 256,979 264,436 Land development 115,522 123,179 Total real estate – 1-4 family mortgage 2,380,920 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,344,154 1,334,765 Non-owner occupied 2,221,206 2,194,739 Land development 110,800 120,125 Total real estate – commercial mortgage 3,676,160 3,649,629 Installment loans to individuals 121,136 149,862 Gross loans 9,296,517 9,423,700 Unearned income (4,015) (4,160) Loans, net of unearned income $ 9,292,502 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $860,864 and $1,128,703 as of March 31, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 685 $ 555 $ 2,098,742 $ 2,099,982 $ 213 $ 1,606 $ 3,643 $ 5,462 $ 2,105,444 Lease financing — — 79,271 79,271 — — — — 79,271 Real estate – construction: Residential — — 252,795 252,795 — — — — 252,795 Commercial — — 680,791 680,791 — — — — 680,791 Total real estate – construction — — 933,586 933,586 — — — — 933,586 Real estate – 1-4 family mortgage: Primary 7,325 536 1,558,960 1,566,821 1,910 2,782 4,699 9,391 1,576,212 Home equity 545 150 430,672 431,367 65 343 432 840 432,207 Rental/investment 819 354 255,319 256,492 — 194 293 487 256,979 Land development 248 — 115,223 115,471 — 19 32 51 115,522 Total real estate – 1-4 family mortgage 8,937 1,040 2,360,174 2,370,151 1,975 3,338 5,456 10,769 2,380,920 Real estate – commercial mortgage: Owner-occupied 1,333 550 1,340,262 1,342,145 — 1,444 565 2,009 1,344,154 Non-owner occupied 3,687 — 2,211,485 2,215,172 — 360 5,674 6,034 2,221,206 Land development 41 — 110,536 110,577 — 179 44 223 110,800 Total real estate – commercial mortgage 5,061 550 3,662,283 3,667,894 — 1,983 6,283 8,266 3,676,160 Installment loans to individuals 1,147 90 119,602 120,839 57 219 21 297 121,136 Unearned income — — (4,015) (4,015) — — — — (4,015) Loans, net of unearned income $ 15,830 $ 2,235 $ 9,249,643 $ 9,267,708 $ 2,245 $ 7,146 $ 15,403 $ 24,794 $ 9,292,502 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2021 and two restructured loans in the amount of $164 contractually 90 days past due or more and still accruing at March 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $5,965 and $2,596 at March 31, 2021 and March 31, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 432 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 With respect to loans that were restructured during the three months ended March 31, 2021 and March 31, 2020, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 4 1,257 Reductions due to: Reclassified as nonperforming (1) (179) Principal paydowns — (122) Totals at March 31, 2021 79 $ 12,717 The allowance for credit losses attributable to restructured loans was $328 and $193 at March 31, 2021 and March 31, 2020, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2021 and March 31, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complies with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of March 31, 2021, the Company has discontinued its deferral program but 453 loans with total balances of approximately $82,000 remained on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 90,011 $ 1,163,170 $ 159,958 $ 69,853 $ 33,564 $ 29,678 $ 262,085 $ 3,572 $ 1,811,891 Pass 89,570 1,162,800 156,958 66,302 28,427 26,643 255,690 2,363 1,788,753 Special Mention — 121 1,842 306 690 1,460 213 — 4,632 Substandard 441 249 1,158 3,245 4,447 1,575 6,182 1,209 18,506 Real Estate - Construction $ 92,532 $ 436,057 $ 282,944 $ 48,981 $ 155 $ — $ 12,280 $ — $ 872,949 Residential $ 58,265 $ 119,326 $ 4,745 $ — $ — $ — $ 12,280 $ — $ 194,616 Pass 58,265 118,233 4,745 — — — 12,280 — 193,523 Special Mention — 808 — — — — — — 808 Substandard — 285 — — — — — — 285 Commercial $ 34,267 $ 316,731 $ 278,199 $ 48,981 $ 155 $ — $ — $ — $ 678,333 Pass 34,267 316,731 273,501 48,981 155 — — — 673,635 Special Mention — — 4,698 — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 31,603 $ 95,809 $ 72,233 $ 26,901 $ 21,376 $ 15,190 $ 14,359 $ 546 $ 278,017 Primary $ 4,437 $ 7,928 $ 5,065 $ 3,869 $ 3,979 $ 1,152 $ 1,217 $ — $ 27,647 Pass 4,437 7,928 4,257 3,869 3,979 1,139 1,217 — 26,826 Special Mention — — 122 — — — — — 122 Substandard — — 686 — — 13 — — 699 Home Equity $ 766 $ 169 $ — $ — $ — $ — $ 8,240 $ — $ 9,175 Pass 766 169 — — — — 8,240 — 9,175 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 15,467 $ 50,956 $ 29,321 $ 21,108 $ 17,061 $ 13,474 $ 717 $ 546 $ 148,650 Pass 15,447 50,865 28,397 20,249 16,853 12,984 717 546 146,058 Special Mention — — — — 77 208 — — 285 Substandard 20 91 924 859 131 282 — — 2,307 Land Development $ 10,933 $ 36,756 $ 37,847 $ 1,924 $ 336 $ 564 $ 4,185 $ — $ 92,545 Pass 10,933 33,939 37,498 1,924 336 563 4,185 — 89,378 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 2,817 — — — — — — 2,817 Substandard — — 349 — — 1 — — 350 Real Estate - Commercial Mortgage $ 171,777 $ 934,961 $ 768,175 $ 420,655 $ 396,113 $ 569,509 $ 80,820 $ 21,426 $ 3,363,436 Owner-Occupied $ 60,551 $ 301,265 $ 235,112 $ 183,534 $ 164,501 $ 169,547 $ 22,732 $ 9,313 $ 1,146,555 Pass 60,551 299,469 233,528 178,701 158,299 165,302 22,715 7,526 1,126,091 Special Mention — 1,153 840 — 1,972 532 — 1,787 6,284 Substandard — 643 744 4,833 4,230 3,713 17 — 14,180 Non-Owner Occupied $ 106,264 $ 600,412 $ 516,319 $ 230,201 $ 228,491 $ 394,757 $ 51,818 $ 12,113 $ 2,140,375 Pass 106,264 591,416 507,372 224,229 183,705 361,486 51,818 12,113 2,038,403 Special Mention — 8,996 — 5,972 39,161 15,319 — — 69,448 Substandard — — 8,947 — 5,625 17,952 — — 32,524 Land Development $ 4,962 $ 33,284 $ 16,744 $ 6,920 $ 3,121 $ 5,205 $ 6,270 $ — $ 76,506 Pass 4,962 31,148 16,744 5,815 3,058 4,339 6,270 — 72,336 Special Mention — — — 1,105 63 46 — — 1,214 Substandard — 2,136 — — — 820 — — 2,956 Installment loans to individuals $ 53 $ 45 $ 3 $ — $ — $ — $ — $ — $ 101 Pass 53 45 3 — — — — — 101 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 385,976 $ 2,630,042 $ 1,283,313 $ 566,390 $ 451,208 $ 614,377 $ 369,544 $ 25,544 $ 6,326,394 Pass 385,515 2,612,743 1,263,003 550,070 394,812 572,456 363,132 22,548 6,164,279 Special Mention — 13,895 7,502 7,383 41,963 17,565 213 1,787 90,308 Substandard 461 3,404 12,808 8,937 14,433 24,356 6,199 1,209 71,807 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 14,217 $ 22,648 $ 13,758 $ 8,645 $ 5,216 $ 11,821 $ 216,971 $ 277 $ 293,553 Performing Loans 14,217 22,648 13,513 8,627 4,996 11,730 216,554 277 292,562 Non-Performing Loans — — 245 18 220 91 417 — 991 Lease Financing Receivables $ 6,376 $ 29,408 $ 23,195 $ 10,129 $ 3,725 $ 2,423 $ — $ — $ 75,256 Performing Loans 6,376 29,408 23,195 10,129 3,725 2,423 — — 75,256 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 4,500 $ 51,817 $ 4,168 $ — $ 152 $ — $ — $ — $ 60,637 Residential $ 3,933 $ 50,418 $ 3,676 $ — $ 152 $ — $ — $ — $ 58,179 Performing Loans 3,933 50,418 3,676 — 152 — — — 58,179 Non-Performing Loans — — — — — — — — — Commercial $ 567 $ 1,399 $ 492 $ — $ — $ — $ — $ — $ 2,458 Performing Loans 567 1,399 492 — — — — — 2,458 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 137,286 $ 536,741 $ 311,138 $ 240,837 $ 179,410 $ 271,009 $ 422,860 $ 3,622 $ 2,102,903 Primary $ 124,455 $ 491,825 $ 290,701 $ 220,720 $ 162,131 $ 257,114 $ 1,574 $ 45 $ 1,548,565 Performing Loans 124,455 491,758 288,911 216,768 160,569 254,570 1,563 45 1,538,639 Non-Performing Loans — 67 1,790 3,952 1,562 2,544 11 — 9,926 Home Equity $ 49 $ — $ 125 $ 368 $ — $ 817 $ 418,553 $ 3,120 $ 423,032 Performing Loans 49 — 125 368 — 704 418,039 2,756 422,041 Non-Performing Loans — — — — — 113 514 364 991 Rental/Investment $ 9,505 $ 32,937 $ 18,465 $ 16,855 $ 15,873 $ 11,999 $ 2,238 $ 457 $ 108,329 Performing Loans 9,505 32,631 18,370 16,855 15,790 11,789 2,238 457 107,635 Non-Performing Loans — 306 95 — 83 210 — — 694 Land Development $ 3,277 $ 11,979 $ 1,847 $ 2,894 $ 1,406 $ 1,079 $ 495 $ — $ 22,977 Performing Loans 3,277 11,979 1,847 2,891 1,376 1,060 495 — 22,925 Non-Performing Loans — — — 3 30 19 — — 52 Real Estate - Commercial Mortgage $ 22,358 $ 78,624 $ 65,782 $ 50,946 $ 43,187 $ 40,740 $ 10,561 $ 526 $ 312,724 Owner-Occupied $ 13,295 $ 47,352 $ 41,946 $ 33,008 $ 28,117 $ 28,199 $ 5,351 $ 331 $ 197,599 Performing Loans 13,295 47,352 41,946 33,008 27,952 27,692 5,351 331 196,927 Non-Performing Loans — — — — 165 507 — — 672 Non-Owner Occupied $ 6,441 $ 19,530 $ 17,407 $ 13,692 $ 12,532 $ 8,918 $ 2,166 $ 145 $ 80,831 Performing Loans 6,441 19,530 17,407 13,634 12,532 8,868 2,166 145 80,723 Non-Performing Loans — — — 58 — 50 — — 108 Land Development $ 2,622 $ 11,742 $ 6,429 $ 4,246 $ 2,538 $ 3,623 $ 3,044 $ 50 $ 34,294 Performing Loans 2,622 11,737 6,429 4,246 2,535 3,478 3,044 50 34,141 Non-Performing Loans — 5 — — 3 145 — — 153 Installment loans to individuals $ 10,052 $ 41,255 $ 41,440 $ 11,944 $ 3,380 $ 3,296 $ 9,619 $ 49 $ 121,035 Performing Loans 10,052 41,168 41,334 11,887 3,339 3,245 9,609 15 120,649 Non-Performing Loans — 87 106 57 41 51 10 34 386 Total loans not subject to risk rating $ 194,789 $ 760,493 $ 459,481 $ 322,501 $ 235,070 $ 329,289 $ 660,011 $ 4,474 $ 2,966,108 Performing Loans 194,789 760,028 457,245 318,413 232,966 325,559 659,059 4,076 2,952,135 Non-Performing Loans — 465 2,236 4,088 2,104 3,730 952 398 13,973 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 143,843 $ 176,513 Real estate – construction: Residential 2,561 2,859 Commercial 19,771 28,093 Total real estate – construction 22,332 30,952 Real estate – 1-4 family mortgage: Primary 190,539 214,770 Home equity 72,413 80,392 Rental/investment 28,800 31,928 Land development 13,389 14,654 Total real estate – 1-4 family mortgage 305,141 341,744 Real estate – commercial mortgage: Owner-occupied 300,616 323,041 Non-owner occupied 546,663 552,728 Land development 25,588 29,454 Total real estate – commercial mortgage 872,867 905,223 Installment loans to individuals 51,723 59,675 Loans $ 1,395,906 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 213 $ 2 $ 133,655 $ 133,870 $ 65 $ 1,762 $ 8,146 $ 9,973 $ 143,843 Real estate – construction: Residential — — 2,561 2,561 — — — — 2,561 Commercial — — 19,771 19,771 — — — — 19,771 Total real estate – construction — — 22,332 22,332 — — — — 22,332 Real estate – 1-4 family mortgage: Primary 2,819 11 181,372 184,202 339 3,470 2,528 6,337 190,539 Home equity 857 21 70,110 70,988 — 760 665 1,425 72,413 Rental/investment 135 — 28,338 28,473 — 257 70 327 28,800 Land development 66 — 13,289 13,355 — — 34 34 13,389 Total real estate – 1-4 family mortgage 3,877 32 293,109 297,018 339 4,487 3,297 8,123 305,141 Real estate – commercial mortgage: Owner-occupied 586 50 297,666 298,302 — 675 1,639 2,314 300,616 Non-owner occupied — — 538,699 538,699 — 145 7,819 7,964 546,663 Land development — — 25,245 25,245 — 138 205 343 25,588 Total real estate – commercial mortgage 586 50 861,610 862,246 — 958 9,663 10,621 872,867 Installment loans to individuals 1,295 45 50,153 51,493 12 118 100 230 51,723 Loans, net of unearned income $ 5,971 $ 129 $ 1,360,859 $ 1,366,959 $ 416 $ 7,325 $ 21,206 $ 28,947 $ 1,395,906 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2021 and two restructured loans in the aggregate amount of $134 contractually 90 days past due or more and still accruing at March 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $19,140 and $3,797 at March 31, 2021 and March 31, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114 With respect to loans that were restructured during the three months ended March 31, 2021 and March 31, 2020, none have subsequently defaulted and remain outstanding as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 1 364 Reductions due to: Reclassified to nonperforming loans (1) (1,317) Principal paydowns — (81) Totals at March 31, 2021 48 $ 7,653 The allowance for credit losses attributable to restructured loans was $167 and $56 at March 31, 2021 and March 31, 2020, respectively. The Company had $153 and $7 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2021 and March 31, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of March 31, 2021, the Company had 139 loans with total balances of approximately $12,000 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 695 $ 19,849 $ 19,070 $ 36,825 $ 57,113 $ 992 $ 134,544 Pass — — 695 17,492 12,727 28,753 49,572 480 109,719 Special Mention — — — 341 87 89 — — 517 Substandard — — — 2,016 6,256 7,983 7,541 512 24,308 Real Estate - Construction $ — $ — $ — $ 10,679 $ 449 $ 10,783 $ — $ — $ 21,911 Residential $ — $ — $ — $ 1,006 $ 449 $ 685 $ — $ — $ 2,140 Pass — — — 1,006 449 685 — — 2,140 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ 9,673 $ — $ 10,098 $ — $ — $ 19,771 Pass — — — 9,673 — 10,098 — — 19,771 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 14,248 $ 5,259 $ 35,994 $ 847 $ 234 $ 56,582 Primary $ — $ — $ — $ 5,773 $ 2,699 $ 16,786 $ — $ — $ 25,258 Pass — — — 4,438 2,608 12,494 — — 19,540 Special Mention — — — — — 970 — — 970 Substandard — — — 1,335 91 3,322 — — 4,748 Home Equity $ — $ — $ — $ — $ — $ — $ 756 $ 234 $ 990 Pass — — — — — — 60 — 60 Special Mention — — — — — — — — — Substandard — — — — — — 696 234 930 Rental/Investment $ — $ — $ — $ — $ 1,863 $ 16,242 $ 88 $ — $ 18,193 Pass — — — — 1,863 15,062 88 — 17,013 Special Mention — — — — — — — — — Substandard — — — — — 1,180 — — 1,180 Land Development $ — $ — $ — $ 8,475 $ 697 $ 2,966 $ 3 $ — $ 12,141 Pass — — — 8,475 677 1,498 3 — 10,653 Special Mention — — — — — — — — — Substandard — — — — 20 1,468 — — 1,488 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 72,095 $ 160,878 $ 575,810 $ 20,364 $ 4,551 $ 833,698 Owner-Occupied $ — $ — $ — $ 14,539 $ 33,862 $ 225,908 $ 3,632 $ 2 $ 277,943 Pass — — — 14,539 28,985 190,103 3,605 — 237,232 Special Mention — — — — 1,596 11,187 — — 12,783 Substandard — — — — 3,281 24,618 27 2 27,928 Non-Owner Occupied $ — $ — $ — $ 55,609 $ 123,232 $ 335,246 $ 16,500 $ 4,549 $ 535,136 Pass — — — 36,677 115,553 291,494 6,447 — 450,171 Special Mention — — — 2,561 — 7,877 — — 10,438 Substandard — — — 16,371 7,679 35,875 10,053 4,549 74,527 Land Development $ — $ — $ — $ 1,947 $ 3,784 $ 14,656 $ 232 $ — $ 20,619 Pass — — — 1,947 3,784 8,017 232 — 13,980 Special Mention — — — — — 5,306 —

Allowance for Credit Losses

Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 2,249,287 $ 2,536,984 Lease financing 79,271 80,022 Real estate – construction: Residential 255,356 246,673 Commercial 700,562 611,431 Total real estate – construction 955,918 858,104 Real estate – 1-4 family mortgage: Primary 1,766,751 1,750,951 Home equity 504,620 513,160 Rental/investment 285,779 296,364 Land development 128,911 137,833 Total real estate – 1-4 family mortgage 2,686,061 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,644,770 1,657,806 Non-owner occupied 2,767,869 2,747,467 Land development 136,388 149,579 Total real estate – commercial mortgage 4,549,027 4,554,852 Installment loans to individuals 172,859 209,537 Gross loans 10,692,423 10,937,807 Unearned income (4,015) (4,160) Loans, net of unearned income 10,688,408 10,933,647 Allowance for credit losses on loans (173,106) (176,144) Net loans $ 10,515,302 $ 10,757,503 Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of March 31, 2021 and December 31, 2020, the Company had accrued interest receivable for loans of $56,199 and $56,459, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program of $1,375 and $1,500, respectively, as of March 31, 2021 and December 31, 2020. The decrease in the balance during the first quarter of 2021 is due to the charge-off of deferred interest balances. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (3,498) (52) (101) (61) — (1,658) (5,370) Recoveries 289 13 261 171 11 1,587 2,332 Net (charge-offs) recoveries (3,209) (39) 160 110 11 (71) (3,038) Provision for credit losses on loans 1,770 (1,031) (631) (12) (89) (7) — Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Period-End Amount Allocated to: Individually evaluated $ 9,908 $ — $ 232 $ 4,846 $ — $ 607 $ 15,593 Collectively evaluated 27,684 14,977 31,462 71,379 1,546 10,465 157,513 Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Loans: Individually evaluated $ 15,435 $ — $ 6,311 $ 18,508 $ — $ 621 $ 40,875 Collectively evaluated 2,233,852 955,918 2,679,750 4,530,519 75,256 172,238 10,647,533 Ending balance $ 2,249,287 $ 955,918 $ 2,686,061 $ 4,549,027 $ 75,256 $ 172,859 $ 10,688,408 Nonaccruing loans with no allowance for credit losses $ 1,848 $ — $ 4,695 $ 2,113 $ — $ — $ 8,656 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (393) — (221) (2,047) — (2,688) (5,349) Recoveries 190 — 88 1,699 5 2,556 4,538 Net (charge-offs) recoveries (203) — (133) (348) 5 (132) (811) Provision for credit losses on loans 4,131 2,390 3,325 15,302 152 1,050 26,350 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Period-End Amount Allocated to: Individually evaluated $ 3,653 $ — $ 370 $ 856 $ — $ 270 $ 5,149 Collectively evaluated 22,284 10,924 26,950 43,381 1,588 9,909 115,036 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Loans: Individually evaluated $ 10,460 $ 2,728 $ 5,865 $ 7,508 $ — $ 625 $ 27,186 Collectively evaluated 1,414,116 785,167 2,840,436 4,301,200 84,679 316,593 9,742,191 Ending balance $ 1,424,576 $ 787,895 $ 2,846,301 $ 4,308,708 $ 84,679 $ 317,218 $ 9,769,377 Nonaccruing loans with no allowance for credit losses $ 4,224 $ 2,728 $ 3,309 $ 2,594 $ — $ — $ 12,855 The Company did not record a provision for credit losses during the first quarter of 2021, as compared to a provision for credit losses on loans of $26,350 in the first quarter of 2020. The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. Based on the continual improvements in these forecasts over the last few quarters, the Company determined that additional provisioning during the first quarter of 2021 was not necessary. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The following tables provide a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended March 31, 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — Ending balance $ 20,535 Three Months Ended March 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 3,400 Ending balance $ 14,735

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2021
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following tables provide details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total March 31, 2021 Residential real estate $ 405 $ 79 $ 484 Commercial real estate 1,161 1,948 3,109 Residential land development 337 4 341 Commercial land development 1,776 261 2,037 Total $ 3,679 $ 2,292 $ 5,971 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 516 1,523 2,039 Impairments — (70) (70) Dispositions (700) (1,206) (1,906) Other (64) — (64) Balance at March 31, 2021 $ 3,679 $ 2,292 $ 5,971 At March 31, 2021 and December 31, 2020, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $1,830 and $1,308, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2021 2020 Repairs and maintenance $ 20 $ 86 Property taxes and insurance 11 133 Impairments 70 197 Net (gains) losses on OREO sales (56) 12 Rental income (4) (10) Total $ 41 $ 418

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the three months ended March 31, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at March 31, 2021 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2021 Core deposit intangibles $ 82,492 $ (55,091) $ 27,401 Customer relationship intangible 2,470 (1,329) 1,141 Total finite-lived intangible assets $ 84,962 $ (56,420) $ 28,542 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2021 2020 Amortization expense for: Core deposit intangibles $ 1,553 $ 1,850 Customer relationship intangible 45 45 Total intangible amortization $ 1,598 $ 1,895 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights

Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2021
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. Servicing rights are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was a positive valuation adjustment of $13,561 during the three months ended March 31, 2021 on MSRs. This positive adjustment primarily arose from an increase in mortgage interest rates and a corresponding decrease in actual prepayment speeds. During the three months ended March 31, 2020 there was a negative valuation adjustment of $9,571 which was caused by a difference between actual prepayment speeds and the Company’s assumptions with respect to prepayment speeds. A decline in mortgage interest rates or an increase in actual prepayment speeds may cause negative adjustments to the valuation of the Company’s MSRs. Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 9,409 Amortization (5,701) Valuation adjustment 13,561 Balance at March 31, 2021 $ 80,263 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2021 December 31, 2020 Unpaid principal balance $ 7,776,998 $ 7,322,671 Weighted-average prepayment speed (CPR) 11.53 % 15.05 % Estimated impact of a 10% increase $ (3,776) $ (4,001) Estimated impact of a 20% increase (7,330) (7,674) Discount rate 9.84 % 9.86 % Estimated impact of a 10% increase $ (3,163) $ (2,144) Estimated impact of a 20% increase (6,097) (4,144) Weighted-average coupon interest rate 3.46 % 3.58 % Weighted-average servicing fee (basis points) 30.32 29.94 Weighted-average remaining maturity (in years) 6.37 5.14 The Company recorded servicing fees of $4,071 and $2,623 for the three months ended March 31, 2021 and 2020, respectively, which are included in “Mortgage banking income” in the Consolidated Statements of Income.

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	3 Months Ended
	Mar. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2021 2020 2021 2020 Service cost $ — $ — $ 1 $ 2 Interest cost 166 242 4 5 Expected return on plan assets (443) (413) — — Recognized actuarial loss (gain) 54 79 — (18) Net periodic (return) benefit cost $ (223) $ (92) $ 5 $ (11) Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the three months ended March 31, 2021 or 2020. The following table summarizes information about options outstanding, exercised and forfeited as of and for the three months ended March 31, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (2,000) 14.96 Forfeited — — Options outstanding at end of period 8,500 $ 14.96 The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 212,224 36.20 Vested — — (89,240) 40.20 Cancelled — — (19,461) 37.05 Nonvested at end of period 211,057 $ 33.30 651,939 $ 33.90 During the three months ended March 31, 2021, the Company reissued 93,859 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $2,756 and $2,750 for the three months ended March 31, 2021 and 2020, respectively.

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 232,095 $ 7,111 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 598,448 11,875 589,701 19,824 Forward commitments Other Assets 847,000 13,767 — — Totals $ 1,677,543 $ 32,753 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 232,095 $ 7,111 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 51,290 373 — — Forward commitments Other Liabilities 60,000 53 716,000 5,090 Totals $ 343,385 $ 7,537 $ 938,933 $ 14,974 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2021 2020 Interest rate contracts: Included in interest income on loans $ 370 $ 736 Interest rate lock commitments: Included in mortgage banking income (8,322) 21,821 Forward commitments Included in mortgage banking income 18,803 (15,470) Total $ 10,851 $ 7,087 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of March 31, 2021, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 16,474 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 3,798 $ 87,000 $ 5,924 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three months ended March 31, 2021 or 2020. The impact on other comprehensive income for the three months ended March 31, 2021 and 2020 is discussed in Note 13, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 7,650 $ 100,000 $ 209 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Three Months Ended March 31, Location 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (7,650) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 7,650 $ — The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2021 December 31, 2020 March 31, 2021 December 31, 2020 Long-term debt $ 90,717 $ 98,114 $ 7,650 $ 209 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2020 March 31, December 31, 2020 Gross amounts recognized $ 30,352 $ 3,866 $ 18,501 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 30,352 3,866 18,501 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 9,172 3,866 9,172 3,866 Financial collateral pledged — — 9,329 14,042 Net amounts $ 21,180 $ — $ — $ 3,199

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 53,318 $ 53,597 Loans 4,883 5,526 Deferred compensation 12,311 13,114 Impairment of assets 874 1,067 Net operating loss carryforwards 1,667 1,857 Lease liabilities under operating leases 18,168 17,732 Other 3,504 3,539 Total deferred tax assets 94,725 96,432 Deferred tax liabilities Net unrealized gains on securities 6,804 8,434 Investment in partnerships 719 793 Fixed assets 2,534 3,285 Mortgage servicing rights 19,025 14,623 Junior subordinated debt 2,223 2,245 Intangibles 3,968 3,882 Lease right-of-use asset 17,239 16,833 Other 1,459 1,672 Total deferred tax liabilities 53,971 51,767 Net deferred tax assets $ 40,754 $ 44,665 For the three months ended March 31, 2021 and 2020, the Company recorded a provision for income taxes totaling $16,842 and $773, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The effective tax rate was 22.59% and 27.80% for the three months ended March 31, 2021 and 2020, respectively. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state departments of revenue for the years ending December 31, 2017 through December 31, 2019.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy FASB Accounting Standards Codification Topic (“ASC”) 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities and trust preferred securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2021 Financial assets: Securities available for sale $ — $ 1,536,041 $ — $ 1,536,041 Derivative instruments — 49,227 — 49,227 Mortgage loans held for sale in loans held for sale — 502,002 — 502,002 Total financial assets $ — $ 2,087,270 $ — $ 2,087,270 Financial liabilities: Derivative instruments: $ — $ 18,985 $ — $ 18,985 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the three months ended March 31, 2021. The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended March 31, 2021 Trust preferred Trust preferred Three Months Ended March 31, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 9 Unrealized gains (losses) included in other comprehensive income 941 (1,319) Realized losses 2,061 — Sales (12,021) — Settlements — (72) Balance at end of period $ — $ 8,604 For the three months ended March 31, 2021 and 2020, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 8,810 $ 8,810 OREO — — 215 215 Mortgage servicing rights — — 80,263 80,263 Total $ — $ — $ 89,288 $ 89,288 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $14,477 and $36,990 at March 31, 2021 and December 31, 2020, respectively, and a specific reserve for these loans of $5,667 and $12,845 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2020 Carrying amount prior to remeasurement $ 285 $ 4,051 Impairment recognized in results of operations (70) (1,315) Fair value $ 215 $ 2,736 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at March 31, 2021 and fair value at December 31, 2020. There were $13,561 of positive valuation adjustments on MSRs during the three months ended March 31, 2021 and $11,726 of negative valuation adjustments recognized during the twelve months ended December 31, 2020. The following table presents information as of March 31, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 8,810 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 215 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $12,231 and net gains of $12,709 resulting from fair value changes of these mortgage loans were recorded in income during the three months ended March 31, 2021 and 2020, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2021 and December 31, 2020: Aggregate Aggregate Difference March 31, 2021 Mortgage loans held for sale measured at fair value $ 502,002 $ 492,064 $ 9,938 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,261,916 $ 1,261,916 $ — $ — $ 1,261,916 Securities available for sale 1,536,041 — 1,536,041 — 1,536,041 Loans held for sale 502,002 — 502,002 — 502,002 Loans, net 10,515,302 — — 10,420,129 10,420,129 Mortgage servicing rights 80,263 — — 83,730 83,730 Derivative instruments 49,227 — 49,227 — 49,227 Financial liabilities Deposits $ 12,736,908 $ 11,133,259 $ 1,610,535 $ — $ 12,743,794 Short-term borrowings 12,154 12,154 — — 12,154 Federal Home Loan Bank advances 152,124 — 157,139 — 157,139 Junior subordinated debentures 110,939 — 99,076 — 99,076 Subordinated notes 204,597 — 219,900 — 219,900 Derivative instruments 18,985 — 18,985 — 18,985 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2021
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (20,044) $ (5,101) $ (14,943) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (21,401) (5,446) (15,955) Derivative instruments: Unrealized holding gains on derivative instruments 14,734 3,750 10,984 Total derivative instruments 14,734 3,750 10,984 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 54 12 42 Total defined benefit pension and post-retirement benefit plans 54 12 42 Total other comprehensive loss $ (6,613) $ (1,684) $ (4,929) Three months ended March 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 22,389 $ 5,695 $ 16,694 Total securities available for sale 22,389 5,695 16,694 Derivative instruments: Unrealized holding losses on derivative instruments (4,028) (1,025) (3,003) Total derivative instruments (4,028) (1,025) (3,003) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 62 16 46 Total defined benefit pension and post-retirement benefit plans 62 16 46 Total other comprehensive income $ 18,423 $ 4,686 $ 13,737 The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: March 31, December 31, 2020 Unrealized gains on securities $ 14,972 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 10,346 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,179) (5,221) Total accumulated other comprehensive income $ 20,139 $ 25,068

Net Income Per Common Share

Net Income Per Common Share	3 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested and outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2021 2020 Basic Net income applicable to common stock $ 57,908 $ 2,008 Average common shares outstanding 56,240,201 56,534,816 Net income per common share - basic $ 1.03 $ 0.04 Diluted Net income applicable to common stock $ 57,908 $ 2,008 Average common shares outstanding 56,240,201 56,534,816 Effect of dilutive stock-based compensation 278,998 171,473 Average common shares outstanding - diluted 56,519,199 56,706,289 Net income per common share - diluted $ 1.02 $ 0.04 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2021 2020 Number of shares 1,875 236,327 Exercise prices (for stock option awards) — —

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2021
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,353,317 9.49 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,245,969 11.05 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,353,317 12.00 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,701,667 15.09 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,412,831 9.91 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,412,831 12.52 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,412,831 12.52 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,548,990 13.72 % 1,504,985 13.73 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of March 31, 2021, the Company’s CET1 capital was in excess of the capital conservation buffer.

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2021
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2021 Net interest income (loss) $ 112,948 $ 107 $ 384 $ (3,791) $ 109,648 Provision for credit losses — — — — — Noninterest income (loss) 73,070 3,248 5,171 (452) 81,037 Noninterest expense 109,586 1,923 4,101 325 115,935 Income (loss) before income taxes 76,432 1,432 1,454 (4,568) 74,750 Income tax expense (benefit) 17,656 367 — (1,181) 16,842 Net income (loss) $ 58,776 $ 1,065 $ 1,454 $ (3,387) $ 57,908 Total assets $ 15,525,500 $ 31,004 $ 64,320 $ 1,747 $ 15,622,571 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Three months ended March 31, 2020 Net interest income (loss) $ 108,869 $ 187 $ 441 $ (2,895) $ 106,602 Provision for credit losses 26,212 — 138 — 26,350 Noninterest income (loss) 30,683 2,940 4,344 (397) 37,570 Noninterest expense (benefit) 109,284 1,886 3,945 (74) 115,041 Income (loss) before income taxes 4,056 1,241 702 (3,218) 2,781 Income tax expense (benefit) 1,280 330 — (837) 773 Net income (loss) $ 2,776 $ 911 $ 702 $ (2,381) $ 2,008 Total assets $ 13,776,076 $ 28,448 $ 71,895 $ 24,131 $ 13,900,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2021
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2021 or December 31, 2020. Amortized Gross Gross Fair March 31, 2021 U.S. Treasury securities $ 3,028 $ 22 $ — $ 3,050 Obligations of other U.S. Government agencies and corporations 1,001 3 — 1,004 Obligations of states and political subdivisions 321,156 9,344 (1,682) 328,818 Residential mortgage backed securities: Government agency mortgage backed securities 453,792 14,869 (2,206) 466,455 Government agency collateralized mortgage obligations 538,317 1,733 (4,718) 535,332 Commercial mortgage backed securities: Government agency mortgage backed securities 22,448 580 (23) 23,005 Government agency collateralized mortgage obligations 115,103 1,889 (1,814) 115,178 Other debt securities 61,113 2,126 (40) 63,199 $ 1,515,958 $ 30,566 $ (10,483) $ 1,536,041 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457
Schedule of realized gain (loss)	Securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Three months ended March 31, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 There were no securities sold during the three months ended March 31, 2020. Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2021 were as follows: Three Months Ended March 31, 2021 Gross gains on sales of securities available for sale $ 3,508 Gross losses on sales of securities available for sale (2,151) Gains on sales of securities available for sale, net $ 1,357
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at March 31, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 10,286 $ 10,401 Due after one year through five years 40,177 41,896 Due after five years through ten years 66,563 69,568 Due after ten years 235,945 239,498 Residential mortgage backed securities: Government agency mortgage backed securities 453,792 466,455 Government agency collateralized mortgage obligations 538,317 535,332 Commercial mortgage backed securities: Government agency mortgage backed securities 22,448 23,005 Government agency collateralized mortgage obligations 115,103 115,178 Other debt securities 33,327 34,708 $ 1,515,958 $ 1,536,041
Gross unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2021 Obligations of states and political subdivisions 41 $ 97,392 $ (1,634) 1 $ 2,133 $ (48) 42 $ 99,525 $ (1,682) Residential mortgage backed securities: Government agency mortgage backed securities 14 119,498 (2,206) — — — 14 119,498 (2,206) Government agency collateralized mortgage obligations 17 351,956 (4,718) — — — 17 351,956 (4,718) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,082 (23) 1 452 — 2 1,534 (23) Government agency collateralized mortgage obligations 10 58,722 (1,814) — — — 10 58,722 (1,814) Other debt securities 6 9,042 (37) 1 557 (3) 7 9,599 (40) Total 89 $ 637,692 $ (10,432) 3 $ 3,142 $ (51) 92 $ 640,834 $ (10,483) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural (1) $ 2,105,444 $ 2,360,471 Lease financing 79,271 80,022 Real estate – construction: Residential 252,795 243,814 Commercial 680,791 583,338 Total real estate – construction 933,586 827,152 Real estate – 1-4 family mortgage: Primary 1,576,212 1,536,181 Home equity 432,207 432,768 Rental/investment 256,979 264,436 Land development 115,522 123,179 Total real estate – 1-4 family mortgage 2,380,920 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,344,154 1,334,765 Non-owner occupied 2,221,206 2,194,739 Land development 110,800 120,125 Total real estate – commercial mortgage 3,676,160 3,649,629 Installment loans to individuals 121,136 149,862 Gross loans 9,296,517 9,423,700 Unearned income (4,015) (4,160) Loans, net of unearned income $ 9,292,502 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $860,864 and $1,128,703 as of March 31, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 143,843 $ 176,513 Real estate – construction: Residential 2,561 2,859 Commercial 19,771 28,093 Total real estate – construction 22,332 30,952 Real estate – 1-4 family mortgage: Primary 190,539 214,770 Home equity 72,413 80,392 Rental/investment 28,800 31,928 Land development 13,389 14,654 Total real estate – 1-4 family mortgage 305,141 341,744 Real estate – commercial mortgage: Owner-occupied 300,616 323,041 Non-owner occupied 546,663 552,728 Land development 25,588 29,454 Total real estate – commercial mortgage 872,867 905,223 Installment loans to individuals 51,723 59,675 Loans $ 1,395,906 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 2,249,287 $ 2,536,984 Lease financing 79,271 80,022 Real estate – construction: Residential 255,356 246,673 Commercial 700,562 611,431 Total real estate – construction 955,918 858,104 Real estate – 1-4 family mortgage: Primary 1,766,751 1,750,951 Home equity 504,620 513,160 Rental/investment 285,779 296,364 Land development 128,911 137,833 Total real estate – 1-4 family mortgage 2,686,061 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,644,770 1,657,806 Non-owner occupied 2,767,869 2,747,467 Land development 136,388 149,579 Total real estate – commercial mortgage 4,549,027 4,554,852 Installment loans to individuals 172,859 209,537 Gross loans 10,692,423 10,937,807 Unearned income (4,015) (4,160) Loans, net of unearned income 10,688,408 10,933,647 Allowance for credit losses on loans (173,106) (176,144) Net loans $ 10,515,302 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 685 $ 555 $ 2,098,742 $ 2,099,982 $ 213 $ 1,606 $ 3,643 $ 5,462 $ 2,105,444 Lease financing — — 79,271 79,271 — — — — 79,271 Real estate – construction: Residential — — 252,795 252,795 — — — — 252,795 Commercial — — 680,791 680,791 — — — — 680,791 Total real estate – construction — — 933,586 933,586 — — — — 933,586 Real estate – 1-4 family mortgage: Primary 7,325 536 1,558,960 1,566,821 1,910 2,782 4,699 9,391 1,576,212 Home equity 545 150 430,672 431,367 65 343 432 840 432,207 Rental/investment 819 354 255,319 256,492 — 194 293 487 256,979 Land development 248 — 115,223 115,471 — 19 32 51 115,522 Total real estate – 1-4 family mortgage 8,937 1,040 2,360,174 2,370,151 1,975 3,338 5,456 10,769 2,380,920 Real estate – commercial mortgage: Owner-occupied 1,333 550 1,340,262 1,342,145 — 1,444 565 2,009 1,344,154 Non-owner occupied 3,687 — 2,211,485 2,215,172 — 360 5,674 6,034 2,221,206 Land development 41 — 110,536 110,577 — 179 44 223 110,800 Total real estate – commercial mortgage 5,061 550 3,662,283 3,667,894 — 1,983 6,283 8,266 3,676,160 Installment loans to individuals 1,147 90 119,602 120,839 57 219 21 297 121,136 Unearned income — — (4,015) (4,015) — — — — (4,015) Loans, net of unearned income $ 15,830 $ 2,235 $ 9,249,643 $ 9,267,708 $ 2,245 $ 7,146 $ 15,403 $ 24,794 $ 9,292,502 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 213 $ 2 $ 133,655 $ 133,870 $ 65 $ 1,762 $ 8,146 $ 9,973 $ 143,843 Real estate – construction: Residential — — 2,561 2,561 — — — — 2,561 Commercial — — 19,771 19,771 — — — — 19,771 Total real estate – construction — — 22,332 22,332 — — — — 22,332 Real estate – 1-4 family mortgage: Primary 2,819 11 181,372 184,202 339 3,470 2,528 6,337 190,539 Home equity 857 21 70,110 70,988 — 760 665 1,425 72,413 Rental/investment 135 — 28,338 28,473 — 257 70 327 28,800 Land development 66 — 13,289 13,355 — — 34 34 13,389 Total real estate – 1-4 family mortgage 3,877 32 293,109 297,018 339 4,487 3,297 8,123 305,141 Real estate – commercial mortgage: Owner-occupied 586 50 297,666 298,302 — 675 1,639 2,314 300,616 Non-owner occupied — — 538,699 538,699 — 145 7,819 7,964 546,663 Land development — — 25,245 25,245 — 138 205 343 25,588 Total real estate – commercial mortgage 586 50 861,610 862,246 — 958 9,663 10,621 872,867 Installment loans to individuals 1,295 45 50,153 51,493 12 118 100 230 51,723 Loans, net of unearned income $ 5,971 $ 129 $ 1,360,859 $ 1,366,959 $ 416 $ 7,325 $ 21,206 $ 28,947 $ 1,395,906 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 432 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 4 1,257 Reductions due to: Reclassified as nonperforming (1) (179) Principal paydowns — (122) Totals at March 31, 2021 79 $ 12,717 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 1 364 Reductions due to: Reclassified to nonperforming loans (1) (1,317) Principal paydowns — (81) Totals at March 31, 2021 48 $ 7,653
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 90,011 $ 1,163,170 $ 159,958 $ 69,853 $ 33,564 $ 29,678 $ 262,085 $ 3,572 $ 1,811,891 Pass 89,570 1,162,800 156,958 66,302 28,427 26,643 255,690 2,363 1,788,753 Special Mention — 121 1,842 306 690 1,460 213 — 4,632 Substandard 441 249 1,158 3,245 4,447 1,575 6,182 1,209 18,506 Real Estate - Construction $ 92,532 $ 436,057 $ 282,944 $ 48,981 $ 155 $ — $ 12,280 $ — $ 872,949 Residential $ 58,265 $ 119,326 $ 4,745 $ — $ — $ — $ 12,280 $ — $ 194,616 Pass 58,265 118,233 4,745 — — — 12,280 — 193,523 Special Mention — 808 — — — — — — 808 Substandard — 285 — — — — — — 285 Commercial $ 34,267 $ 316,731 $ 278,199 $ 48,981 $ 155 $ — $ — $ — $ 678,333 Pass 34,267 316,731 273,501 48,981 155 — — — 673,635 Special Mention — — 4,698 — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 31,603 $ 95,809 $ 72,233 $ 26,901 $ 21,376 $ 15,190 $ 14,359 $ 546 $ 278,017 Primary $ 4,437 $ 7,928 $ 5,065 $ 3,869 $ 3,979 $ 1,152 $ 1,217 $ — $ 27,647 Pass 4,437 7,928 4,257 3,869 3,979 1,139 1,217 — 26,826 Special Mention — — 122 — — — — — 122 Substandard — — 686 — — 13 — — 699 Home Equity $ 766 $ 169 $ — $ — $ — $ — $ 8,240 $ — $ 9,175 Pass 766 169 — — — — 8,240 — 9,175 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 15,467 $ 50,956 $ 29,321 $ 21,108 $ 17,061 $ 13,474 $ 717 $ 546 $ 148,650 Pass 15,447 50,865 28,397 20,249 16,853 12,984 717 546 146,058 Special Mention — — — — 77 208 — — 285 Substandard 20 91 924 859 131 282 — — 2,307 Land Development $ 10,933 $ 36,756 $ 37,847 $ 1,924 $ 336 $ 564 $ 4,185 $ — $ 92,545 Pass 10,933 33,939 37,498 1,924 336 563 4,185 — 89,378 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 2,817 — — — — — — 2,817 Substandard — — 349 — — 1 — — 350 Real Estate - Commercial Mortgage $ 171,777 $ 934,961 $ 768,175 $ 420,655 $ 396,113 $ 569,509 $ 80,820 $ 21,426 $ 3,363,436 Owner-Occupied $ 60,551 $ 301,265 $ 235,112 $ 183,534 $ 164,501 $ 169,547 $ 22,732 $ 9,313 $ 1,146,555 Pass 60,551 299,469 233,528 178,701 158,299 165,302 22,715 7,526 1,126,091 Special Mention — 1,153 840 — 1,972 532 — 1,787 6,284 Substandard — 643 744 4,833 4,230 3,713 17 — 14,180 Non-Owner Occupied $ 106,264 $ 600,412 $ 516,319 $ 230,201 $ 228,491 $ 394,757 $ 51,818 $ 12,113 $ 2,140,375 Pass 106,264 591,416 507,372 224,229 183,705 361,486 51,818 12,113 2,038,403 Special Mention — 8,996 — 5,972 39,161 15,319 — — 69,448 Substandard — — 8,947 — 5,625 17,952 — — 32,524 Land Development $ 4,962 $ 33,284 $ 16,744 $ 6,920 $ 3,121 $ 5,205 $ 6,270 $ — $ 76,506 Pass 4,962 31,148 16,744 5,815 3,058 4,339 6,270 — 72,336 Special Mention — — — 1,105 63 46 — — 1,214 Substandard — 2,136 — — — 820 — — 2,956 Installment loans to individuals $ 53 $ 45 $ 3 $ — $ — $ — $ — $ — $ 101 Pass 53 45 3 — — — — — 101 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 385,976 $ 2,630,042 $ 1,283,313 $ 566,390 $ 451,208 $ 614,377 $ 369,544 $ 25,544 $ 6,326,394 Pass 385,515 2,612,743 1,263,003 550,070 394,812 572,456 363,132 22,548 6,164,279 Special Mention — 13,895 7,502 7,383 41,963 17,565 213 1,787 90,308 Substandard 461 3,404 12,808 8,937 14,433 24,356 6,199 1,209 71,807 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 14,217 $ 22,648 $ 13,758 $ 8,645 $ 5,216 $ 11,821 $ 216,971 $ 277 $ 293,553 Performing Loans 14,217 22,648 13,513 8,627 4,996 11,730 216,554 277 292,562 Non-Performing Loans — — 245 18 220 91 417 — 991 Lease Financing Receivables $ 6,376 $ 29,408 $ 23,195 $ 10,129 $ 3,725 $ 2,423 $ — $ — $ 75,256 Performing Loans 6,376 29,408 23,195 10,129 3,725 2,423 — — 75,256 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 4,500 $ 51,817 $ 4,168 $ — $ 152 $ — $ — $ — $ 60,637 Residential $ 3,933 $ 50,418 $ 3,676 $ — $ 152 $ — $ — $ — $ 58,179 Performing Loans 3,933 50,418 3,676 — 152 — — — 58,179 Non-Performing Loans — — — — — — — — — Commercial $ 567 $ 1,399 $ 492 $ — $ — $ — $ — $ — $ 2,458 Performing Loans 567 1,399 492 — — — — — 2,458 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 137,286 $ 536,741 $ 311,138 $ 240,837 $ 179,410 $ 271,009 $ 422,860 $ 3,622 $ 2,102,903 Primary $ 124,455 $ 491,825 $ 290,701 $ 220,720 $ 162,131 $ 257,114 $ 1,574 $ 45 $ 1,548,565 Performing Loans 124,455 491,758 288,911 216,768 160,569 254,570 1,563 45 1,538,639 Non-Performing Loans — 67 1,790 3,952 1,562 2,544 11 — 9,926 Home Equity $ 49 $ — $ 125 $ 368 $ — $ 817 $ 418,553 $ 3,120 $ 423,032 Performing Loans 49 — 125 368 — 704 418,039 2,756 422,041 Non-Performing Loans — — — — — 113 514 364 991 Rental/Investment $ 9,505 $ 32,937 $ 18,465 $ 16,855 $ 15,873 $ 11,999 $ 2,238 $ 457 $ 108,329 Performing Loans 9,505 32,631 18,370 16,855 15,790 11,789 2,238 457 107,635 Non-Performing Loans — 306 95 — 83 210 — — 694 Land Development $ 3,277 $ 11,979 $ 1,847 $ 2,894 $ 1,406 $ 1,079 $ 495 $ — $ 22,977 Performing Loans 3,277 11,979 1,847 2,891 1,376 1,060 495 — 22,925 Non-Performing Loans — — — 3 30 19 — — 52 Real Estate - Commercial Mortgage $ 22,358 $ 78,624 $ 65,782 $ 50,946 $ 43,187 $ 40,740 $ 10,561 $ 526 $ 312,724 Owner-Occupied $ 13,295 $ 47,352 $ 41,946 $ 33,008 $ 28,117 $ 28,199 $ 5,351 $ 331 $ 197,599 Performing Loans 13,295 47,352 41,946 33,008 27,952 27,692 5,351 331 196,927 Non-Performing Loans — — — — 165 507 — — 672 Non-Owner Occupied $ 6,441 $ 19,530 $ 17,407 $ 13,692 $ 12,532 $ 8,918 $ 2,166 $ 145 $ 80,831 Performing Loans 6,441 19,530 17,407 13,634 12,532 8,868 2,166 145 80,723 Non-Performing Loans — — — 58 — 50 — — 108 Land Development $ 2,622 $ 11,742 $ 6,429 $ 4,246 $ 2,538 $ 3,623 $ 3,044 $ 50 $ 34,294 Performing Loans 2,622 11,737 6,429 4,246 2,535 3,478 3,044 50 34,141 Non-Performing Loans — 5 — — 3 145 — — 153 Installment loans to individuals $ 10,052 $ 41,255 $ 41,440 $ 11,944 $ 3,380 $ 3,296 $ 9,619 $ 49 $ 121,035 Performing Loans 10,052 41,168 41,334 11,887 3,339 3,245 9,609 15 120,649 Non-Performing Loans — 87 106 57 41 51 10 34 386 Total loans not subject to risk rating $ 194,789 $ 760,493 $ 459,481 $ 322,501 $ 235,070 $ 329,289 $ 660,011 $ 4,474 $ 2,966,108 Performing Loans 194,789 760,028 457,245 318,413 232,966 325,559 659,059 4,076 2,952,135 Non-Performing Loans — 465 2,236 4,088 2,104 3,730 952 398 13,973 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 695 $ 19,849 $ 19,070 $ 36,825 $ 57,113 $ 992 $ 134,544 Pass — — 695 17,492 12,727 28,753 49,572 480 109,719 Special Mention — — — 341 87 89 — — 517 Substandard — — — 2,016 6,256 7,983 7,541 512 24,308 Real Estate - Construction $ — $ — $ — $ 10,679 $ 449 $ 10,783 $ — $ — $ 21,911 Residential $ — $ — $ — $ 1,006 $ 449 $ 685 $ — $ — $ 2,140 Pass — — — 1,006 449 685 — — 2,140 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ 9,673 $ — $ 10,098 $ — $ — $ 19,771 Pass — — — 9,673 — 10,098 — — 19,771 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 14,248 $ 5,259 $ 35,994 $ 847 $ 234 $ 56,582 Primary $ — $ — $ — $ 5,773 $ 2,699 $ 16,786 $ — $ — $ 25,258 Pass — — — 4,438 2,608 12,494 — — 19,540 Special Mention — — — — — 970 — — 970 Substandard — — — 1,335 91 3,322 — — 4,748 Home Equity $ — $ — $ — $ — $ — $ — $ 756 $ 234 $ 990 Pass — — — — — — 60 — 60 Special Mention — — — — — — — — — Substandard — — — — — — 696 234 930 Rental/Investment $ — $ — $ — $ — $ 1,863 $ 16,242 $ 88 $ — $ 18,193 Pass — — — — 1,863 15,062 88 — 17,013 Special Mention — — — — — — — — — Substandard — — — — — 1,180 — — 1,180 Land Development $ — $ — $ — $ 8,475 $ 697 $ 2,966 $ 3 $ — $ 12,141 Pass — — — 8,475 677 1,498 3 — 10,653 Special Mention — — — — — — — — — Substandard — — — — 20 1,468 — — 1,488 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 72,095 $ 160,878 $ 575,810 $ 20,364 $ 4,551 $ 833,698 Owner-Occupied $ — $ — $ — $ 14,539 $ 33,862 $ 225,908 $ 3,632 $ 2 $ 277,943 Pass — — — 14,539 28,985 190,103 3,605 — 237,232 Special Mention — — — — 1,596 11,187 — — 12,783 Substandard — — — — 3,281 24,618 27 2 27,928 Non-Owner Occupied $ — $ — $ — $ 55,609 $ 123,232 $ 335,246 $ 16,500 $ 4,549 $ 535,136 Pass — — — 36,677 115,553 291,494 6,447 — 450,171 Special Mention — — — 2,561 — 7,877 — — 10,438 Substandard — — — 16,371 7,679 35,875 10,053 4,549 74,527 Land Development $ — $ — $ — $ 1,947 $ 3,784 $ 14,656 $ 232 $ — $ 20,619 Pass — — — 1,947 3,784 8,017 232 — 13,980 Special Mention — — — — — 5,306 — — 5,306 Substandard — — — — — 1,333 — — 1,333 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 695 $ 116,871 $ 185,656 $ 659,412 $ 78,324 $ 5,777 $ 1,046,735 Pass — — 695 94,247 166,646 558,204 60,007 480 880,279 Special Mention — — — 2,902 1,683 25,429 — — 30,014 Substandard — — — 19,722 17,327 75,779 18,317 5,297 136,442 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 412 $ 384 $ 3,004 $ 5,260 $ 239 $ 9,299 Performing Loans — — — 412 384 3,004 5,240 239 9,279 Non-Performing Loans — — — — — — 20 — 20 Real Estate - Construction $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Residential $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Performing Loans — — — 421 — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 368 $ 2,520 $ 29,796 $ 149,758 $ 63,625 $ 2,492 $ 248,559 Primary $ — $ — $ 246 $ 1,899 $ 26,826 $ 135,980 $ 233 $ 97 $ 165,281 Performing Loans — — 246 1,789 26,072 131,995 233 24 160,359 Non-Performing Loans — — — 110 754 3,985 — 73 4,922 Home Equity $ — $ — $ — $ 550 $ 2,702 $ 2,504 $ 63,272 $ 2,395 $ 71,423 Performing Loans — — — 550 2,702 2,416 62,569 1,975 70,212 Non-Performing Loans — — — — — 88 703 420 1,211 Rental/Investment $ — $ — $ 122 $ — $ 196 $ 10,169 $ 120 $ — $ 10,607 Performing Loans — — 122 — 196 10,080 120 — 10,518 Non-Performing Loans — — — — — 89 — — 89 Land Development $ — $ — $ — $ 71 $ 72 $ 1,105 $ — $ — $ 1,248 Performing Loans — — — 71 72 1,105 — — 1,248 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 334 $ 1,230 $ 994 $ 34,460 $ 2,151 $ — $ 39,169 Owner-Occupied $ — $ — $ — $ 654 $ 607 $ 19,757 $ 1,655 $ — $ 22,673 Performing Loans — — — 654 607 19,437 1,655 — 22,353 Non-Performing Loans — — — — — 320 — — 320 Non-Owner Occupied $ — $ — $ 334 $ 424 $ — $ 10,347 $ 422 $ — $ 11,527 Performing Loans — — 334 424 — 10,215 422 — 11,395 Non-Performing Loans — — — — — 132 — — 132 Land Development $ — $ — $ — $ 152 $ 387 $ 4,356 $ 74 $ — $ 4,969 Performing Loans — — — 152 387 4,301 74 — 4,914 Non-Performing Loans — — — — — 55 — — 55 Installment loans to individuals $ — $ — $ — $ 30,610 $ 13,880 $ 5,004 $ 2,179 $ 50 $ 51,723 Performing Loans — — — 30,572 13,826 4,849 2,174 28 51,449 Non-Performing Loans — — — 38 54 155 5 22 274 Total loans not subject to risk rating $ — $ — $ 702 $ 35,193 $ 45,054 $ 192,226 $ 73,215 $ 2,781 $ 349,171 Performing Loans — — 702 35,045 44,246 187,402 72,487 2,266 342,148 Non-Performing Loans — — — 148 808 4,824 728 515 7,023 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Purchased Loans (Tables)

Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural (1) $ 2,105,444 $ 2,360,471 Lease financing 79,271 80,022 Real estate – construction: Residential 252,795 243,814 Commercial 680,791 583,338 Total real estate – construction 933,586 827,152 Real estate – 1-4 family mortgage: Primary 1,576,212 1,536,181 Home equity 432,207 432,768 Rental/investment 256,979 264,436 Land development 115,522 123,179 Total real estate – 1-4 family mortgage 2,380,920 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,344,154 1,334,765 Non-owner occupied 2,221,206 2,194,739 Land development 110,800 120,125 Total real estate – commercial mortgage 3,676,160 3,649,629 Installment loans to individuals 121,136 149,862 Gross loans 9,296,517 9,423,700 Unearned income (4,015) (4,160) Loans, net of unearned income $ 9,292,502 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $860,864 and $1,128,703 as of March 31, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 143,843 $ 176,513 Real estate – construction: Residential 2,561 2,859 Commercial 19,771 28,093 Total real estate – construction 22,332 30,952 Real estate – 1-4 family mortgage: Primary 190,539 214,770 Home equity 72,413 80,392 Rental/investment 28,800 31,928 Land development 13,389 14,654 Total real estate – 1-4 family mortgage 305,141 341,744 Real estate – commercial mortgage: Owner-occupied 300,616 323,041 Non-owner occupied 546,663 552,728 Land development 25,588 29,454 Total real estate – commercial mortgage 872,867 905,223 Installment loans to individuals 51,723 59,675 Loans $ 1,395,906 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 2,249,287 $ 2,536,984 Lease financing 79,271 80,022 Real estate – construction: Residential 255,356 246,673 Commercial 700,562 611,431 Total real estate – construction 955,918 858,104 Real estate – 1-4 family mortgage: Primary 1,766,751 1,750,951 Home equity 504,620 513,160 Rental/investment 285,779 296,364 Land development 128,911 137,833 Total real estate – 1-4 family mortgage 2,686,061 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,644,770 1,657,806 Non-owner occupied 2,767,869 2,747,467 Land development 136,388 149,579 Total real estate – commercial mortgage 4,549,027 4,554,852 Installment loans to individuals 172,859 209,537 Gross loans 10,692,423 10,937,807 Unearned income (4,015) (4,160) Loans, net of unearned income 10,688,408 10,933,647 Allowance for credit losses on loans (173,106) (176,144) Net loans $ 10,515,302 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 685 $ 555 $ 2,098,742 $ 2,099,982 $ 213 $ 1,606 $ 3,643 $ 5,462 $ 2,105,444 Lease financing — — 79,271 79,271 — — — — 79,271 Real estate – construction: Residential — — 252,795 252,795 — — — — 252,795 Commercial — — 680,791 680,791 — — — — 680,791 Total real estate – construction — — 933,586 933,586 — — — — 933,586 Real estate – 1-4 family mortgage: Primary 7,325 536 1,558,960 1,566,821 1,910 2,782 4,699 9,391 1,576,212 Home equity 545 150 430,672 431,367 65 343 432 840 432,207 Rental/investment 819 354 255,319 256,492 — 194 293 487 256,979 Land development 248 — 115,223 115,471 — 19 32 51 115,522 Total real estate – 1-4 family mortgage 8,937 1,040 2,360,174 2,370,151 1,975 3,338 5,456 10,769 2,380,920 Real estate – commercial mortgage: Owner-occupied 1,333 550 1,340,262 1,342,145 — 1,444 565 2,009 1,344,154 Non-owner occupied 3,687 — 2,211,485 2,215,172 — 360 5,674 6,034 2,221,206 Land development 41 — 110,536 110,577 — 179 44 223 110,800 Total real estate – commercial mortgage 5,061 550 3,662,283 3,667,894 — 1,983 6,283 8,266 3,676,160 Installment loans to individuals 1,147 90 119,602 120,839 57 219 21 297 121,136 Unearned income — — (4,015) (4,015) — — — — (4,015) Loans, net of unearned income $ 15,830 $ 2,235 $ 9,249,643 $ 9,267,708 $ 2,245 $ 7,146 $ 15,403 $ 24,794 $ 9,292,502 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2021 Commercial, financial, agricultural $ 213 $ 2 $ 133,655 $ 133,870 $ 65 $ 1,762 $ 8,146 $ 9,973 $ 143,843 Real estate – construction: Residential — — 2,561 2,561 — — — — 2,561 Commercial — — 19,771 19,771 — — — — 19,771 Total real estate – construction — — 22,332 22,332 — — — — 22,332 Real estate – 1-4 family mortgage: Primary 2,819 11 181,372 184,202 339 3,470 2,528 6,337 190,539 Home equity 857 21 70,110 70,988 — 760 665 1,425 72,413 Rental/investment 135 — 28,338 28,473 — 257 70 327 28,800 Land development 66 — 13,289 13,355 — — 34 34 13,389 Total real estate – 1-4 family mortgage 3,877 32 293,109 297,018 339 4,487 3,297 8,123 305,141 Real estate – commercial mortgage: Owner-occupied 586 50 297,666 298,302 — 675 1,639 2,314 300,616 Non-owner occupied — — 538,699 538,699 — 145 7,819 7,964 546,663 Land development — — 25,245 25,245 — 138 205 343 25,588 Total real estate – commercial mortgage 586 50 861,610 862,246 — 958 9,663 10,621 872,867 Installment loans to individuals 1,295 45 50,153 51,493 12 118 100 230 51,723 Loans, net of unearned income $ 5,971 $ 129 $ 1,360,859 $ 1,366,959 $ 416 $ 7,325 $ 21,206 $ 28,947 $ 1,395,906 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 432 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 Three months ended March 31, 2020 Commercial, financial, agricultural 2 $ 898 $ 898 Real estate – 1-4 family mortgage: Primary 3 447 449 Total 5 $ 1,345 $ 1,347 The table below illustrates the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Three months ended March 31, 2020 Real estate – 1-4 family mortgage: Primary 1 $ 223 $ 114
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 4 1,257 Reductions due to: Reclassified as nonperforming (1) (179) Principal paydowns — (122) Totals at March 31, 2021 79 $ 12,717 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 1 364 Reductions due to: Reclassified to nonperforming loans (1) (1,317) Principal paydowns — (81) Totals at March 31, 2021 48 $ 7,653
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 90,011 $ 1,163,170 $ 159,958 $ 69,853 $ 33,564 $ 29,678 $ 262,085 $ 3,572 $ 1,811,891 Pass 89,570 1,162,800 156,958 66,302 28,427 26,643 255,690 2,363 1,788,753 Special Mention — 121 1,842 306 690 1,460 213 — 4,632 Substandard 441 249 1,158 3,245 4,447 1,575 6,182 1,209 18,506 Real Estate - Construction $ 92,532 $ 436,057 $ 282,944 $ 48,981 $ 155 $ — $ 12,280 $ — $ 872,949 Residential $ 58,265 $ 119,326 $ 4,745 $ — $ — $ — $ 12,280 $ — $ 194,616 Pass 58,265 118,233 4,745 — — — 12,280 — 193,523 Special Mention — 808 — — — — — — 808 Substandard — 285 — — — — — — 285 Commercial $ 34,267 $ 316,731 $ 278,199 $ 48,981 $ 155 $ — $ — $ — $ 678,333 Pass 34,267 316,731 273,501 48,981 155 — — — 673,635 Special Mention — — 4,698 — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 31,603 $ 95,809 $ 72,233 $ 26,901 $ 21,376 $ 15,190 $ 14,359 $ 546 $ 278,017 Primary $ 4,437 $ 7,928 $ 5,065 $ 3,869 $ 3,979 $ 1,152 $ 1,217 $ — $ 27,647 Pass 4,437 7,928 4,257 3,869 3,979 1,139 1,217 — 26,826 Special Mention — — 122 — — — — — 122 Substandard — — 686 — — 13 — — 699 Home Equity $ 766 $ 169 $ — $ — $ — $ — $ 8,240 $ — $ 9,175 Pass 766 169 — — — — 8,240 — 9,175 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 15,467 $ 50,956 $ 29,321 $ 21,108 $ 17,061 $ 13,474 $ 717 $ 546 $ 148,650 Pass 15,447 50,865 28,397 20,249 16,853 12,984 717 546 146,058 Special Mention — — — — 77 208 — — 285 Substandard 20 91 924 859 131 282 — — 2,307 Land Development $ 10,933 $ 36,756 $ 37,847 $ 1,924 $ 336 $ 564 $ 4,185 $ — $ 92,545 Pass 10,933 33,939 37,498 1,924 336 563 4,185 — 89,378 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 2,817 — — — — — — 2,817 Substandard — — 349 — — 1 — — 350 Real Estate - Commercial Mortgage $ 171,777 $ 934,961 $ 768,175 $ 420,655 $ 396,113 $ 569,509 $ 80,820 $ 21,426 $ 3,363,436 Owner-Occupied $ 60,551 $ 301,265 $ 235,112 $ 183,534 $ 164,501 $ 169,547 $ 22,732 $ 9,313 $ 1,146,555 Pass 60,551 299,469 233,528 178,701 158,299 165,302 22,715 7,526 1,126,091 Special Mention — 1,153 840 — 1,972 532 — 1,787 6,284 Substandard — 643 744 4,833 4,230 3,713 17 — 14,180 Non-Owner Occupied $ 106,264 $ 600,412 $ 516,319 $ 230,201 $ 228,491 $ 394,757 $ 51,818 $ 12,113 $ 2,140,375 Pass 106,264 591,416 507,372 224,229 183,705 361,486 51,818 12,113 2,038,403 Special Mention — 8,996 — 5,972 39,161 15,319 — — 69,448 Substandard — — 8,947 — 5,625 17,952 — — 32,524 Land Development $ 4,962 $ 33,284 $ 16,744 $ 6,920 $ 3,121 $ 5,205 $ 6,270 $ — $ 76,506 Pass 4,962 31,148 16,744 5,815 3,058 4,339 6,270 — 72,336 Special Mention — — — 1,105 63 46 — — 1,214 Substandard — 2,136 — — — 820 — — 2,956 Installment loans to individuals $ 53 $ 45 $ 3 $ — $ — $ — $ — $ — $ 101 Pass 53 45 3 — — — — — 101 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 385,976 $ 2,630,042 $ 1,283,313 $ 566,390 $ 451,208 $ 614,377 $ 369,544 $ 25,544 $ 6,326,394 Pass 385,515 2,612,743 1,263,003 550,070 394,812 572,456 363,132 22,548 6,164,279 Special Mention — 13,895 7,502 7,383 41,963 17,565 213 1,787 90,308 Substandard 461 3,404 12,808 8,937 14,433 24,356 6,199 1,209 71,807 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ 14,217 $ 22,648 $ 13,758 $ 8,645 $ 5,216 $ 11,821 $ 216,971 $ 277 $ 293,553 Performing Loans 14,217 22,648 13,513 8,627 4,996 11,730 216,554 277 292,562 Non-Performing Loans — — 245 18 220 91 417 — 991 Lease Financing Receivables $ 6,376 $ 29,408 $ 23,195 $ 10,129 $ 3,725 $ 2,423 $ — $ — $ 75,256 Performing Loans 6,376 29,408 23,195 10,129 3,725 2,423 — — 75,256 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 4,500 $ 51,817 $ 4,168 $ — $ 152 $ — $ — $ — $ 60,637 Residential $ 3,933 $ 50,418 $ 3,676 $ — $ 152 $ — $ — $ — $ 58,179 Performing Loans 3,933 50,418 3,676 — 152 — — — 58,179 Non-Performing Loans — — — — — — — — — Commercial $ 567 $ 1,399 $ 492 $ — $ — $ — $ — $ — $ 2,458 Performing Loans 567 1,399 492 — — — — — 2,458 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 137,286 $ 536,741 $ 311,138 $ 240,837 $ 179,410 $ 271,009 $ 422,860 $ 3,622 $ 2,102,903 Primary $ 124,455 $ 491,825 $ 290,701 $ 220,720 $ 162,131 $ 257,114 $ 1,574 $ 45 $ 1,548,565 Performing Loans 124,455 491,758 288,911 216,768 160,569 254,570 1,563 45 1,538,639 Non-Performing Loans — 67 1,790 3,952 1,562 2,544 11 — 9,926 Home Equity $ 49 $ — $ 125 $ 368 $ — $ 817 $ 418,553 $ 3,120 $ 423,032 Performing Loans 49 — 125 368 — 704 418,039 2,756 422,041 Non-Performing Loans — — — — — 113 514 364 991 Rental/Investment $ 9,505 $ 32,937 $ 18,465 $ 16,855 $ 15,873 $ 11,999 $ 2,238 $ 457 $ 108,329 Performing Loans 9,505 32,631 18,370 16,855 15,790 11,789 2,238 457 107,635 Non-Performing Loans — 306 95 — 83 210 — — 694 Land Development $ 3,277 $ 11,979 $ 1,847 $ 2,894 $ 1,406 $ 1,079 $ 495 $ — $ 22,977 Performing Loans 3,277 11,979 1,847 2,891 1,376 1,060 495 — 22,925 Non-Performing Loans — — — 3 30 19 — — 52 Real Estate - Commercial Mortgage $ 22,358 $ 78,624 $ 65,782 $ 50,946 $ 43,187 $ 40,740 $ 10,561 $ 526 $ 312,724 Owner-Occupied $ 13,295 $ 47,352 $ 41,946 $ 33,008 $ 28,117 $ 28,199 $ 5,351 $ 331 $ 197,599 Performing Loans 13,295 47,352 41,946 33,008 27,952 27,692 5,351 331 196,927 Non-Performing Loans — — — — 165 507 — — 672 Non-Owner Occupied $ 6,441 $ 19,530 $ 17,407 $ 13,692 $ 12,532 $ 8,918 $ 2,166 $ 145 $ 80,831 Performing Loans 6,441 19,530 17,407 13,634 12,532 8,868 2,166 145 80,723 Non-Performing Loans — — — 58 — 50 — — 108 Land Development $ 2,622 $ 11,742 $ 6,429 $ 4,246 $ 2,538 $ 3,623 $ 3,044 $ 50 $ 34,294 Performing Loans 2,622 11,737 6,429 4,246 2,535 3,478 3,044 50 34,141 Non-Performing Loans — 5 — — 3 145 — — 153 Installment loans to individuals $ 10,052 $ 41,255 $ 41,440 $ 11,944 $ 3,380 $ 3,296 $ 9,619 $ 49 $ 121,035 Performing Loans 10,052 41,168 41,334 11,887 3,339 3,245 9,609 15 120,649 Non-Performing Loans — 87 106 57 41 51 10 34 386 Total loans not subject to risk rating $ 194,789 $ 760,493 $ 459,481 $ 322,501 $ 235,070 $ 329,289 $ 660,011 $ 4,474 $ 2,966,108 Performing Loans 194,789 760,028 457,245 318,413 232,966 325,559 659,059 4,076 2,952,135 Non-Performing Loans — 465 2,236 4,088 2,104 3,730 952 398 13,973 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 695 $ 19,849 $ 19,070 $ 36,825 $ 57,113 $ 992 $ 134,544 Pass — — 695 17,492 12,727 28,753 49,572 480 109,719 Special Mention — — — 341 87 89 — — 517 Substandard — — — 2,016 6,256 7,983 7,541 512 24,308 Real Estate - Construction $ — $ — $ — $ 10,679 $ 449 $ 10,783 $ — $ — $ 21,911 Residential $ — $ — $ — $ 1,006 $ 449 $ 685 $ — $ — $ 2,140 Pass — — — 1,006 449 685 — — 2,140 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ 9,673 $ — $ 10,098 $ — $ — $ 19,771 Pass — — — 9,673 — 10,098 — — 19,771 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 14,248 $ 5,259 $ 35,994 $ 847 $ 234 $ 56,582 Primary $ — $ — $ — $ 5,773 $ 2,699 $ 16,786 $ — $ — $ 25,258 Pass — — — 4,438 2,608 12,494 — — 19,540 Special Mention — — — — — 970 — — 970 Substandard — — — 1,335 91 3,322 — — 4,748 Home Equity $ — $ — $ — $ — $ — $ — $ 756 $ 234 $ 990 Pass — — — — — — 60 — 60 Special Mention — — — — — — — — — Substandard — — — — — — 696 234 930 Rental/Investment $ — $ — $ — $ — $ 1,863 $ 16,242 $ 88 $ — $ 18,193 Pass — — — — 1,863 15,062 88 — 17,013 Special Mention — — — — — — — — — Substandard — — — — — 1,180 — — 1,180 Land Development $ — $ — $ — $ 8,475 $ 697 $ 2,966 $ 3 $ — $ 12,141 Pass — — — 8,475 677 1,498 3 — 10,653 Special Mention — — — — — — — — — Substandard — — — — 20 1,468 — — 1,488 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 72,095 $ 160,878 $ 575,810 $ 20,364 $ 4,551 $ 833,698 Owner-Occupied $ — $ — $ — $ 14,539 $ 33,862 $ 225,908 $ 3,632 $ 2 $ 277,943 Pass — — — 14,539 28,985 190,103 3,605 — 237,232 Special Mention — — — — 1,596 11,187 — — 12,783 Substandard — — — — 3,281 24,618 27 2 27,928 Non-Owner Occupied $ — $ — $ — $ 55,609 $ 123,232 $ 335,246 $ 16,500 $ 4,549 $ 535,136 Pass — — — 36,677 115,553 291,494 6,447 — 450,171 Special Mention — — — 2,561 — 7,877 — — 10,438 Substandard — — — 16,371 7,679 35,875 10,053 4,549 74,527 Land Development $ — $ — $ — $ 1,947 $ 3,784 $ 14,656 $ 232 $ — $ 20,619 Pass — — — 1,947 3,784 8,017 232 — 13,980 Special Mention — — — — — 5,306 — — 5,306 Substandard — — — — — 1,333 — — 1,333 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 695 $ 116,871 $ 185,656 $ 659,412 $ 78,324 $ 5,777 $ 1,046,735 Pass — — 695 94,247 166,646 558,204 60,007 480 880,279 Special Mention — — — 2,902 1,683 25,429 — — 30,014 Substandard — — — 19,722 17,327 75,779 18,317 5,297 136,442 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 412 $ 384 $ 3,004 $ 5,260 $ 239 $ 9,299 Performing Loans — — — 412 384 3,004 5,240 239 9,279 Non-Performing Loans — — — — — — 20 — 20 Real Estate - Construction $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Residential $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Performing Loans — — — 421 — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 368 $ 2,520 $ 29,796 $ 149,758 $ 63,625 $ 2,492 $ 248,559 Primary $ — $ — $ 246 $ 1,899 $ 26,826 $ 135,980 $ 233 $ 97 $ 165,281 Performing Loans — — 246 1,789 26,072 131,995 233 24 160,359 Non-Performing Loans — — — 110 754 3,985 — 73 4,922 Home Equity $ — $ — $ — $ 550 $ 2,702 $ 2,504 $ 63,272 $ 2,395 $ 71,423 Performing Loans — — — 550 2,702 2,416 62,569 1,975 70,212 Non-Performing Loans — — — — — 88 703 420 1,211 Rental/Investment $ — $ — $ 122 $ — $ 196 $ 10,169 $ 120 $ — $ 10,607 Performing Loans — — 122 — 196 10,080 120 — 10,518 Non-Performing Loans — — — — — 89 — — 89 Land Development $ — $ — $ — $ 71 $ 72 $ 1,105 $ — $ — $ 1,248 Performing Loans — — — 71 72 1,105 — — 1,248 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 334 $ 1,230 $ 994 $ 34,460 $ 2,151 $ — $ 39,169 Owner-Occupied $ — $ — $ — $ 654 $ 607 $ 19,757 $ 1,655 $ — $ 22,673 Performing Loans — — — 654 607 19,437 1,655 — 22,353 Non-Performing Loans — — — — — 320 — — 320 Non-Owner Occupied $ — $ — $ 334 $ 424 $ — $ 10,347 $ 422 $ — $ 11,527 Performing Loans — — 334 424 — 10,215 422 — 11,395 Non-Performing Loans — — — — — 132 — — 132 Land Development $ — $ — $ — $ 152 $ 387 $ 4,356 $ 74 $ — $ 4,969 Performing Loans — — — 152 387 4,301 74 — 4,914 Non-Performing Loans — — — — — 55 — — 55 Installment loans to individuals $ — $ — $ — $ 30,610 $ 13,880 $ 5,004 $ 2,179 $ 50 $ 51,723 Performing Loans — — — 30,572 13,826 4,849 2,174 28 51,449 Non-Performing Loans — — — 38 54 155 5 22 274 Total loans not subject to risk rating $ — $ — $ 702 $ 35,193 $ 45,054 $ 192,226 $ 73,215 $ 2,781 $ 349,171 Performing Loans — — 702 35,045 44,246 187,402 72,487 2,266 342,148 Non-Performing Loans — — — 148 808 4,824 728 515 7,023 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2021
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural (1) $ 2,105,444 $ 2,360,471 Lease financing 79,271 80,022 Real estate – construction: Residential 252,795 243,814 Commercial 680,791 583,338 Total real estate – construction 933,586 827,152 Real estate – 1-4 family mortgage: Primary 1,576,212 1,536,181 Home equity 432,207 432,768 Rental/investment 256,979 264,436 Land development 115,522 123,179 Total real estate – 1-4 family mortgage 2,380,920 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,344,154 1,334,765 Non-owner occupied 2,221,206 2,194,739 Land development 110,800 120,125 Total real estate – commercial mortgage 3,676,160 3,649,629 Installment loans to individuals 121,136 149,862 Gross loans 9,296,517 9,423,700 Unearned income (4,015) (4,160) Loans, net of unearned income $ 9,292,502 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $860,864 and $1,128,703 as of March 31, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 143,843 $ 176,513 Real estate – construction: Residential 2,561 2,859 Commercial 19,771 28,093 Total real estate – construction 22,332 30,952 Real estate – 1-4 family mortgage: Primary 190,539 214,770 Home equity 72,413 80,392 Rental/investment 28,800 31,928 Land development 13,389 14,654 Total real estate – 1-4 family mortgage 305,141 341,744 Real estate – commercial mortgage: Owner-occupied 300,616 323,041 Non-owner occupied 546,663 552,728 Land development 25,588 29,454 Total real estate – commercial mortgage 872,867 905,223 Installment loans to individuals 51,723 59,675 Loans $ 1,395,906 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2020 Commercial, financial, agricultural $ 2,249,287 $ 2,536,984 Lease financing 79,271 80,022 Real estate – construction: Residential 255,356 246,673 Commercial 700,562 611,431 Total real estate – construction 955,918 858,104 Real estate – 1-4 family mortgage: Primary 1,766,751 1,750,951 Home equity 504,620 513,160 Rental/investment 285,779 296,364 Land development 128,911 137,833 Total real estate – 1-4 family mortgage 2,686,061 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,644,770 1,657,806 Non-owner occupied 2,767,869 2,747,467 Land development 136,388 149,579 Total real estate – commercial mortgage 4,549,027 4,554,852 Installment loans to individuals 172,859 209,537 Gross loans 10,692,423 10,937,807 Unearned income (4,015) (4,160) Loans, net of unearned income 10,688,408 10,933,647 Allowance for credit losses on loans (173,106) (176,144) Net loans $ 10,515,302 $ 10,757,503
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (3,498) (52) (101) (61) — (1,658) (5,370) Recoveries 289 13 261 171 11 1,587 2,332 Net (charge-offs) recoveries (3,209) (39) 160 110 11 (71) (3,038) Provision for credit losses on loans 1,770 (1,031) (631) (12) (89) (7) — Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Period-End Amount Allocated to: Individually evaluated $ 9,908 $ — $ 232 $ 4,846 $ — $ 607 $ 15,593 Collectively evaluated 27,684 14,977 31,462 71,379 1,546 10,465 157,513 Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Loans: Individually evaluated $ 15,435 $ — $ 6,311 $ 18,508 $ — $ 621 $ 40,875 Collectively evaluated 2,233,852 955,918 2,679,750 4,530,519 75,256 172,238 10,647,533 Ending balance $ 2,249,287 $ 955,918 $ 2,686,061 $ 4,549,027 $ 75,256 $ 172,859 $ 10,688,408 Nonaccruing loans with no allowance for credit losses $ 1,848 $ — $ 4,695 $ 2,113 $ — $ — $ 8,656 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (393) — (221) (2,047) — (2,688) (5,349) Recoveries 190 — 88 1,699 5 2,556 4,538 Net (charge-offs) recoveries (203) — (133) (348) 5 (132) (811) Provision for credit losses on loans 4,131 2,390 3,325 15,302 152 1,050 26,350 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Period-End Amount Allocated to: Individually evaluated $ 3,653 $ — $ 370 $ 856 $ — $ 270 $ 5,149 Collectively evaluated 22,284 10,924 26,950 43,381 1,588 9,909 115,036 Ending balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Loans: Individually evaluated $ 10,460 $ 2,728 $ 5,865 $ 7,508 $ — $ 625 $ 27,186 Collectively evaluated 1,414,116 785,167 2,840,436 4,301,200 84,679 316,593 9,742,191 Ending balance $ 1,424,576 $ 787,895 $ 2,846,301 $ 4,308,708 $ 84,679 $ 317,218 $ 9,769,377 Nonaccruing loans with no allowance for credit losses $ 4,224 $ 2,728 $ 3,309 $ 2,594 $ — $ — $ 12,855
Unfunded Loan Commitments, Allowance for Credit Losses	Three Months Ended March 31, 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — Ending balance $ 20,535 Three Months Ended March 31, 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 946 Impact of the adoption of ASC 326 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) 3,400 Ending balance $ 14,735

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2021
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following tables provide details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total March 31, 2021 Residential real estate $ 405 $ 79 $ 484 Commercial real estate 1,161 1,948 3,109 Residential land development 337 4 341 Commercial land development 1,776 261 2,037 Total $ 3,679 $ 2,292 $ 5,971 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 516 1,523 2,039 Impairments — (70) (70) Dispositions (700) (1,206) (1,906) Other (64) — (64) Balance at March 31, 2021 $ 3,679 $ 2,292 $ 5,971
Components of OREO in the Consolidated Statements of Income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2021 2020 Repairs and maintenance $ 20 $ 86 Property taxes and insurance 11 133 Impairments 70 197 Net (gains) losses on OREO sales (56) 12 Rental income (4) (10) Total $ 41 $ 418

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the three months ended March 31, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at March 31, 2021 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2021 Core deposit intangibles $ 82,492 $ (55,091) $ 27,401 Customer relationship intangible 2,470 (1,329) 1,141 Total finite-lived intangible assets $ 84,962 $ (56,420) $ 28,542 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2021 2020 Amortization expense for: Core deposit intangibles $ 1,553 $ 1,850 Customer relationship intangible 45 45 Total intangible amortization $ 1,598 $ 1,895
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2021
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 9,409 Amortization (5,701) Valuation adjustment 13,561 Balance at March 31, 2021 $ 80,263
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2021 December 31, 2020 Unpaid principal balance $ 7,776,998 $ 7,322,671 Weighted-average prepayment speed (CPR) 11.53 % 15.05 % Estimated impact of a 10% increase $ (3,776) $ (4,001) Estimated impact of a 20% increase (7,330) (7,674) Discount rate 9.84 % 9.86 % Estimated impact of a 10% increase $ (3,163) $ (2,144) Estimated impact of a 20% increase (6,097) (4,144) Weighted-average coupon interest rate 3.46 % 3.58 % Weighted-average servicing fee (basis points) 30.32 29.94 Weighted-average remaining maturity (in years) 6.37 5.14

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2021
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2021 2020 2021 2020 Service cost $ — $ — $ 1 $ 2 Interest cost 166 242 4 5 Expected return on plan assets (443) (413) — — Recognized actuarial loss (gain) 54 79 — (18) Net periodic (return) benefit cost $ (223) $ (92) $ 5 $ (11)
Summary of the changes in stock options and restricted stock	The following table summarizes information about options outstanding, exercised and forfeited as of and for the three months ended March 31, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (2,000) 14.96 Forfeited — — Options outstanding at end of period 8,500 $ 14.96 The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 212,224 36.20 Vested — — (89,240) 40.20 Cancelled — — (19,461) 37.05 Nonvested at end of period 211,057 $ 33.30 651,939 $ 33.90

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 232,095 $ 7,111 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 598,448 11,875 589,701 19,824 Forward commitments Other Assets 847,000 13,767 — — Totals $ 1,677,543 $ 32,753 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 232,095 $ 7,111 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 51,290 373 — — Forward commitments Other Liabilities 60,000 53 716,000 5,090 Totals $ 343,385 $ 7,537 $ 938,933 $ 14,974 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 16,474 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 3,798 $ 87,000 $ 5,924 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 7,650 $ 100,000 $ 209
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2021 2020 Interest rate contracts: Included in interest income on loans $ 370 $ 736 Interest rate lock commitments: Included in mortgage banking income (8,322) 21,821 Forward commitments Included in mortgage banking income 18,803 (15,470) Total $ 10,851 $ 7,087 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Three Months Ended March 31, Location 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (7,650) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 7,650 $ —
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2021 December 31, 2020 March 31, 2021 December 31, 2020 Long-term debt $ 90,717 $ 98,114 $ 7,650 $ 209
Offsetting Assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2020 March 31, December 31, 2020 Gross amounts recognized $ 30,352 $ 3,866 $ 18,501 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 30,352 3,866 18,501 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 9,172 3,866 9,172 3,866 Financial collateral pledged — — 9,329 14,042 Net amounts $ 21,180 $ — $ — $ 3,199
Offsetting Liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2020 March 31, December 31, 2020 Gross amounts recognized $ 30,352 $ 3,866 $ 18,501 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 30,352 3,866 18,501 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 9,172 3,866 9,172 3,866 Financial collateral pledged — — 9,329 14,042 Net amounts $ 21,180 $ — $ — $ 3,199

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2021
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 53,318 $ 53,597 Loans 4,883 5,526 Deferred compensation 12,311 13,114 Impairment of assets 874 1,067 Net operating loss carryforwards 1,667 1,857 Lease liabilities under operating leases 18,168 17,732 Other 3,504 3,539 Total deferred tax assets 94,725 96,432 Deferred tax liabilities Net unrealized gains on securities 6,804 8,434 Investment in partnerships 719 793 Fixed assets 2,534 3,285 Mortgage servicing rights 19,025 14,623 Junior subordinated debt 2,223 2,245 Intangibles 3,968 3,882 Lease right-of-use asset 17,239 16,833 Other 1,459 1,672 Total deferred tax liabilities 53,971 51,767 Net deferred tax assets $ 40,754 $ 44,665

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2021
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2021 Financial assets: Securities available for sale $ — $ 1,536,041 $ — $ 1,536,041 Derivative instruments — 49,227 — 49,227 Mortgage loans held for sale in loans held for sale — 502,002 — 502,002 Total financial assets $ — $ 2,087,270 $ — $ 2,087,270 Financial liabilities: Derivative instruments: $ — $ 18,985 $ — $ 18,985 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended March 31, 2021 Trust preferred Trust preferred Three Months Ended March 31, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 9 Unrealized gains (losses) included in other comprehensive income 941 (1,319) Realized losses 2,061 — Sales (12,021) — Settlements — (72) Balance at end of period $ — $ 8,604
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 8,810 $ 8,810 OREO — — 215 215 Mortgage servicing rights — — 80,263 80,263 Total $ — $ — $ 89,288 $ 89,288 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2020 Carrying amount prior to remeasurement $ 285 $ 4,051 Impairment recognized in results of operations (70) (1,315) Fair value $ 215 $ 2,736
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of March 31, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 8,810 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 215 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2021 and December 31, 2020: Aggregate Aggregate Difference March 31, 2021 Mortgage loans held for sale measured at fair value $ 502,002 $ 492,064 $ 9,938 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,261,916 $ 1,261,916 $ — $ — $ 1,261,916 Securities available for sale 1,536,041 — 1,536,041 — 1,536,041 Loans held for sale 502,002 — 502,002 — 502,002 Loans, net 10,515,302 — — 10,420,129 10,420,129 Mortgage servicing rights 80,263 — — 83,730 83,730 Derivative instruments 49,227 — 49,227 — 49,227 Financial liabilities Deposits $ 12,736,908 $ 11,133,259 $ 1,610,535 $ — $ 12,743,794 Short-term borrowings 12,154 12,154 — — 12,154 Federal Home Loan Bank advances 152,124 — 157,139 — 157,139 Junior subordinated debentures 110,939 — 99,076 — 99,076 Subordinated notes 204,597 — 219,900 — 219,900 Derivative instruments 18,985 — 18,985 — 18,985 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2021
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (20,044) $ (5,101) $ (14,943) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (21,401) (5,446) (15,955) Derivative instruments: Unrealized holding gains on derivative instruments 14,734 3,750 10,984 Total derivative instruments 14,734 3,750 10,984 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 54 12 42 Total defined benefit pension and post-retirement benefit plans 54 12 42 Total other comprehensive loss $ (6,613) $ (1,684) $ (4,929) Three months ended March 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 22,389 $ 5,695 $ 16,694 Total securities available for sale 22,389 5,695 16,694 Derivative instruments: Unrealized holding losses on derivative instruments (4,028) (1,025) (3,003) Total derivative instruments (4,028) (1,025) (3,003) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 62 16 46 Total defined benefit pension and post-retirement benefit plans 62 16 46 Total other comprehensive income $ 18,423 $ 4,686 $ 13,737
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: March 31, December 31, 2020 Unrealized gains on securities $ 14,972 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 10,346 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,179) (5,221) Total accumulated other comprehensive income $ 20,139 $ 25,068

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2021
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2021 2020 Basic Net income applicable to common stock $ 57,908 $ 2,008 Average common shares outstanding 56,240,201 56,534,816 Net income per common share - basic $ 1.03 $ 0.04 Diluted Net income applicable to common stock $ 57,908 $ 2,008 Average common shares outstanding 56,240,201 56,534,816 Effect of dilutive stock-based compensation 278,998 171,473 Average common shares outstanding - diluted 56,519,199 56,706,289 Net income per common share - diluted $ 1.02 $ 0.04
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2021 2020 Number of shares 1,875 236,327 Exercise prices (for stock option awards) — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2021
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,353,317 9.49 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,245,969 11.05 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,353,317 12.00 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,701,667 15.09 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,412,831 9.91 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,412,831 12.52 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,412,831 12.52 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,548,990 13.72 % 1,504,985 13.73 %

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2021
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2021 Net interest income (loss) $ 112,948 $ 107 $ 384 $ (3,791) $ 109,648 Provision for credit losses — — — — — Noninterest income (loss) 73,070 3,248 5,171 (452) 81,037 Noninterest expense 109,586 1,923 4,101 325 115,935 Income (loss) before income taxes 76,432 1,432 1,454 (4,568) 74,750 Income tax expense (benefit) 17,656 367 — (1,181) 16,842 Net income (loss) $ 58,776 $ 1,065 $ 1,454 $ (3,387) $ 57,908 Total assets $ 15,525,500 $ 31,004 $ 64,320 $ 1,747 $ 15,622,571 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Three months ended March 31, 2020 Net interest income (loss) $ 108,869 $ 187 $ 441 $ (2,895) $ 106,602 Provision for credit losses 26,212 — 138 — 26,350 Noninterest income (loss) 30,683 2,940 4,344 (397) 37,570 Noninterest expense (benefit) 109,284 1,886 3,945 (74) 115,041 Income (loss) before income taxes 4,056 1,241 702 (3,218) 2,781 Income tax expense (benefit) 1,280 330 — (837) 773 Net income (loss) $ 2,776 $ 911 $ 702 $ (2,381) $ 2,008 Total assets $ 13,776,076 $ 28,448 $ 71,895 $ 24,131 $ 13,900,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 1,515,958	$ 1,301,973
Gross Unrealized Gains	30,566	44,699
Gross Unrealized Losses	(10,483)	(3,215)
Fair Value	1,536,041	1,343,457
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	3,028	7,047
Gross Unrealized Gains	22	32
Gross Unrealized Losses	0	0
Fair Value	3,050	7,079
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	1,001	1,003
Gross Unrealized Gains	3	6
Gross Unrealized Losses	0	0
Fair Value	1,004	1,009
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	321,156	291,231
Gross Unrealized Gains	9,344	14,015
Gross Unrealized Losses	(1,682)	(45)
Fair Value	328,818	305,201
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost		12,013
Gross Unrealized Gains		0
Gross Unrealized Losses		(3,001)
Fair Value		9,012
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	61,113	62,771
Gross Unrealized Gains	2,126	2,909
Gross Unrealized Losses	(40)	(73)
Fair Value	63,199	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	453,792	581,105
Gross Unrealized Gains	14,869	21,564
Gross Unrealized Losses	(2,206)	(23)
Fair Value	466,455	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	22,448	29,053
Gross Unrealized Gains	580	1,235
Gross Unrealized Losses	(23)	(1)
Fair Value	23,005	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	538,317	218,373
Gross Unrealized Gains	1,733	1,946
Gross Unrealized Losses	(4,718)	(51)
Fair Value	535,332	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	115,103	99,377
Gross Unrealized Gains	1,889	2,992
Gross Unrealized Losses	(1,814)	(21)
Fair Value	$ 115,178	$ 102,348

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 154,034,000
Net Proceeds	155,391,000	$ 0
Gain/(Loss)	1,357,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value	47,000
Net Proceeds	50,000
Gain/(Loss)	3,000
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	136,340,000
Net Proceeds	139,735,000
Gain/(Loss)	3,395,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	5,626,000
Net Proceeds	5,646,000
Gain/(Loss)	20,000
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	12,021,000
Net Proceeds	9,960,000
Gain/(Loss)	$ (2,061,000)

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 3,508
Gross losses on sales of securities available for sale	(2,151)
Gains on sales of securities available for sale, net	$ 1,357

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 611,832	$ 582,338
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 21,256	$ 32,272

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Amortized Cost
Due within one year	$ 10,286
Due after one year through five years	40,177
Due after five years through ten years	66,563
Due after ten years	235,945
Amortized Cost	1,515,958	$ 1,301,973
Fair Value
Due within one year	10,401
Due after one year through five years	41,896
Due after five years through ten years	69,568
Due after ten years	239,498
Fair Value	1,536,041	1,343,457
Other debt securities
Amortized Cost
Debt securities, without fixed maturity, amortized cost	33,327
Amortized Cost	61,113	62,771
Fair Value
Debt securities, without fixed maturity, fair value	34,708
Fair Value	63,199	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	453,792
Amortized Cost	453,792	581,105
Fair Value
Debt securities, without fixed maturity, fair value	466,455
Fair Value	466,455	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	22,448
Amortized Cost	22,448	29,053
Fair Value
Debt securities, without fixed maturity, fair value	23,005
Fair Value	23,005	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	538,317
Amortized Cost	538,317	218,373
Fair Value
Debt securities, without fixed maturity, fair value	535,332
Fair Value	535,332	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	115,103
Amortized Cost	115,103	99,377
Fair Value
Debt securities, without fixed maturity, fair value	115,178
Fair Value	$ 115,178	$ 102,348

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Mar. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	89	21
Fair Value, Less than 12 Months	$ 637,692	$ 75,359
Unrealized Losses, Less than 12 Months	$ (10,432)	$ (211)
Number of positions, 12 Months or More | security	3	4
Fair value, 12 Months or More	$ 3,142	$ 10,037
Unrealized Losses, 12 Months or More	$ (51)	$ (3,004)
Number of positions | security	92	25
Fair Value	$ 640,834	$ 85,396
Unrealized Losses	$ (10,483)	$ (3,215)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	41	6
Fair Value, Less than 12 Months	$ 97,392	$ 9,403
Unrealized Losses, Less than 12 Months	$ (1,634)	$ (45)
Number of positions, 12 Months or More | security	1	0
Fair value, 12 Months or More	$ 2,133	$ 0
Unrealized Losses, 12 Months or More	$ (48)	$ 0
Number of positions | security	42	6
Fair Value	$ 99,525	$ 9,403
Unrealized Losses	$ (1,682)	$ (45)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		2
Fair value, 12 Months or More		$ 9,012
Unrealized Losses, 12 Months or More		$ (3,001)
Number of positions | security		2
Fair Value		$ 9,012
Unrealized Losses		$ (3,001)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	6	4
Fair Value, Less than 12 Months	$ 9,042	$ 3,330
Unrealized Losses, Less than 12 Months	$ (37)	$ (70)
Number of positions, 12 Months or More | security	1	1
Fair value, 12 Months or More	$ 557	$ 566
Unrealized Losses, 12 Months or More	$ (3)	$ (3)
Number of positions | security	7	5
Fair Value	$ 9,599	$ 3,896
Unrealized Losses	$ (40)	$ (73)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	14	2
Fair Value, Less than 12 Months	$ 119,498	$ 19,755
Unrealized Losses, Less than 12 Months	$ (2,206)	$ (23)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	14	2
Fair Value	$ 119,498	$ 19,755
Unrealized Losses	$ (2,206)	$ (23)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	1	1
Fair Value, Less than 12 Months	$ 1,082	$ 1,538
Unrealized Losses, Less than 12 Months	$ (23)	$ (1)
Number of positions, 12 Months or More | security	1	1
Fair value, 12 Months or More	$ 452	$ 459
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	2	2
Fair Value	$ 1,534	$ 1,997
Unrealized Losses	$ (23)	$ (1)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	17	5
Fair Value, Less than 12 Months	$ 351,956	$ 27,143
Unrealized Losses, Less than 12 Months	$ (4,718)	$ (51)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	17	5
Fair Value	$ 351,956	$ 27,143
Unrealized Losses	$ (4,718)	$ (51)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	10	3
Fair Value, Less than 12 Months	$ 58,722	$ 14,190
Unrealized Losses, Less than 12 Months	$ (1,814)	$ (21)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	10	3
Fair Value	$ 58,722	$ 14,190
Unrealized Losses	$ (1,814)	$ (21)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Summary of loans
Gross loans	$ 10,692,423	$ 10,937,807
Unearned income	(4,015)	(4,160)
Loans, net of unearned income	10,688,408	10,933,647	$ 9,769,377
Commercial, financial, agricultural
Summary of loans
Gross loans	2,249,287	2,536,984
Loans, net of unearned income	2,249,287		1,424,576
Lease financing
Summary of loans
Gross loans	79,271	80,022
Loans, net of unearned income	75,256		84,679
Real estate – construction:
Summary of loans
Gross loans	955,918	858,104
Loans, net of unearned income	955,918		787,895
Real estate – construction: | Residential
Summary of loans
Gross loans	255,356	246,673
Real estate – construction: | Commercial
Summary of loans
Gross loans	700,562	611,431
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,686,061	2,698,308
Loans, net of unearned income	2,686,061		2,846,301
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,766,751	1,750,951
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	504,620	513,160
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	285,779	296,364
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,549,027	4,554,852
Loans, net of unearned income	4,549,027		4,308,708
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,644,770	1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,767,869	2,747,467
Installment loans to individuals
Summary of loans
Gross loans	172,859	209,537
Loans, net of unearned income	172,859		$ 317,218
Non purchased loans and leases
Summary of loans
Gross loans	9,296,517	9,423,700
Unearned income	(4,015)	(4,160)
Loans, net of unearned income	9,292,502	9,419,540
Non purchased loans and leases | Paycheck Protection Program
Summary of loans
Loans, net of unearned income	860,864	1,128,703
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	2,105,444	2,360,471
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	79,271	80,022
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	933,586	827,152
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	252,795	243,814
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	680,791	583,338
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,380,920	2,356,564
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,576,212	1,536,181
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	432,207	432,768
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	256,979	264,436
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	115,522	123,179
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,676,160	3,649,629
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	110,800	120,125
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,344,154	1,334,765
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,221,206	2,194,739
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 121,136	$ 149,862

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	3 Months Ended
	Mar. 31, 2021USD ($)loan	Mar. 31, 2020USD ($)loan	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,515,302,000		$ 10,757,503,000
Allowance for loan losses attributable to restructured loans	$ 173,106,000	$ 120,185,000	$ 176,144,000	$ 52,162,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period	90 days
Consumer and other retail loans charged-off past due period	120 days
Nonperforming loans charged-off past due period	90 days
Number of restructured loans | loan	0	2
Restructured loans discontinued past due period	90 days	90 days
Troubled debt restructured that has subsequently defaulted	$ 0
Remaining availability under commitments to lend additional funds on restructured loans	$ 0	$ 0
Number of loan modifications | loan	4	5
Modified loans, balance	$ 1,269,000	$ 1,345,000
Non purchased loans and leases | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Initial deferral period		90 days
Second deferral period		90 days
Number of loan modifications | loan	453
Modified loans, balance	$ 82,000,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		$ 164,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	5,965,000	2,596,000
Allowance for loan losses attributable to restructured loans	$ 328,000	$ 193,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Past due and nonaccrual loans
Total loans, before unearned income	$ 10,692,423	$ 10,937,807
Unearned income	(4,015)	(4,160)
Loans, net of unearned income	10,688,408	10,933,647	$ 9,769,377
Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, before unearned income	2,249,287	2,536,984
Loans, net of unearned income	2,249,287		1,424,576
Lease financing
Past due and nonaccrual loans
Total loans, before unearned income	79,271	80,022
Loans, net of unearned income	75,256		84,679
Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	955,918	858,104
Loans, net of unearned income	955,918		787,895
Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,686,061	2,698,308
Loans, net of unearned income	2,686,061		2,846,301
Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	4,549,027	4,554,852
Loans, net of unearned income	4,549,027		4,308,708
Installment loans to individuals
Past due and nonaccrual loans
Total loans, before unearned income	172,859	209,537
Loans, net of unearned income	172,859		$ 317,218
Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	255,356	246,673
Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	700,562	611,431
Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,766,751	1,750,951
Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	504,620	513,160
Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	285,779	296,364
Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,644,770	1,657,806
Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,767,869	2,747,467
Non purchased loans and leases
Past due and nonaccrual loans
Total loans, before unearned income	9,296,517	9,423,700
Unearned income	(4,015)	(4,160)
Loans, net of unearned income	9,292,502	9,419,540
Non purchased loans and leases | Commercial, financial, agricultural
Past due and nonaccrual loans
Total loans, before unearned income	2,105,444	2,360,471
Non purchased loans and leases | Lease financing
Past due and nonaccrual loans
Total loans, before unearned income	79,271	80,022
Non purchased loans and leases | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	933,586	827,152
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,380,920	2,356,564
Non purchased loans and leases | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	3,676,160	3,649,629
Non purchased loans and leases | Installment loans to individuals
Past due and nonaccrual loans
Total loans, before unearned income	121,136	149,862
Non purchased loans and leases | Accruing Loans
Past due and nonaccrual loans
Unearned income	(4,015)	(4,160)
Current Loans	9,249,643	9,377,753
Loans, net of unearned income	9,267,708	9,399,171
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	2,098,742	2,354,716
Total loans, before unearned income	2,099,982	2,356,071
Non purchased loans and leases | Accruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	79,271	79,974
Total loans, before unearned income	79,271	79,974
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	933,586	826,655
Total loans, before unearned income	933,586	826,655
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	2,360,174	2,330,533
Total loans, before unearned income	2,370,151	2,346,658
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	3,662,283	3,641,415
Total loans, before unearned income	3,667,894	3,644,266
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	119,602	148,620
Total loans, before unearned income	120,839	149,707
Non purchased loans and leases | Nonaccruing Loans
Past due and nonaccrual loans
Unearned income		0
Current Loans	15,403	7,826
Loans, net of unearned income	24,794	20,369
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Current, gross	3,643	2,432
Total loans, before unearned income	5,462	4,400
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Current, gross	0	0
Total loans, before unearned income	0	48
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0	0
Total loans, before unearned income	0	497
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	5,456	4,865
Total loans, before unearned income	10,769	9,906
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	6,283	495
Total loans, before unearned income	8,266	5,363
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Current, gross	21	34
Total loans, before unearned income	297	155
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	15,830	17,635
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	685	1,124
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	8,937	13,801
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	5,061	1,814
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	1,147	896
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	2,245	2,204
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	213	164
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,975	1,992
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	44
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	57	4
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Past due and nonaccrual loans
Loans past due	2,235	3,783
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	555	231
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,040	2,324
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	550	1,037
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	90	191
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Past due and nonaccrual loans
Loans past due	7,146	10,339
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Past due, gross	1,606	1,804
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Past due and nonaccrual loans
Past due, gross	0	48
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	497
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	3,338	3,049
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	1,983	4,824
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Past due and nonaccrual loans
Past due, gross	219	117
Non purchased loans and leases | Residential | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	252,795	243,814
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	252,795	243,317
Total loans, before unearned income	252,795	243,317
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0	0
Total loans, before unearned income	0	497
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	497
Non purchased loans and leases | Commercial | Real estate – construction:
Past due and nonaccrual loans
Total loans, before unearned income	680,791	583,338
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	680,791	583,338
Total loans, before unearned income	680,791	583,338
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Current, gross	0	0
Total loans, before unearned income	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,576,212	1,536,181
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	1,558,960	1,513,716
Total loans, before unearned income	1,566,821	1,527,359
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	4,699	4,213
Total loans, before unearned income	9,391	8,822
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	7,325	11,889
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	1,910	1,865
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	536	1,754
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	2,782	2,744
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	432,207	432,768
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	430,672	430,702
Total loans, before unearned income	431,367	432,214
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	432	377
Total loans, before unearned income	840	554
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	545	1,152
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	65	66
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	150	360
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	343	111
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	256,979	264,436
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	255,319	263,064
Total loans, before unearned income	256,492	263,937
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	293	244
Total loans, before unearned income	487	499
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	819	663
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0	61
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	354	210
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	194	194
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	115,522	123,179
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	110,800	120,125
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	115,223	123,051
Total loans, before unearned income	115,471	123,148
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	110,536	119,820
Total loans, before unearned income	110,577	120,048
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Current, gross	32	31
Total loans, before unearned income	51	31
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	44	4
Total loans, before unearned income	223	77
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	248	97
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	41	113
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	44
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	115
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Past due and nonaccrual loans
Past due, gross	19	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	179	29
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	1,344,154	1,334,765
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	1,340,262	1,330,155
Total loans, before unearned income	1,342,145	1,331,729
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	565	438
Total loans, before unearned income	2,009	3,036
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	1,333	779
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	550	795
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	1,444	2,598
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Total loans, before unearned income	2,221,206	2,194,739
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	2,211,485	2,191,440
Total loans, before unearned income	2,215,172	2,192,489
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Current, gross	5,674	53
Total loans, before unearned income	6,034	2,250
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	3,687	922
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	0	127
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Past due, gross	$ 360	$ 2,197

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)loan	Mar. 31, 2020USD ($)loan
Restructured loans
Number of Loans | loan	4	5
Pre- Modification Outstanding Recorded Investment	$ 1,269	$ 1,345
Post- Modification Outstanding Recorded Investment	$ 1,245	$ 1,347
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	3	3
Pre- Modification Outstanding Recorded Investment	$ 432	$ 447
Post- Modification Outstanding Recorded Investment	$ 435	$ 449
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan	1
Pre- Modification Outstanding Recorded Investment	$ 837
Post- Modification Outstanding Recorded Investment	$ 810
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan		2
Pre- Modification Outstanding Recorded Investment		$ 898
Post- Modification Outstanding Recorded Investment		$ 898

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance (loans) | loan	76
Additional advances or loans with concessions (loans) | loan	4
Reductions due to:
Reclassified as nonperforming | loan	(1)
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	79
Recorded Investment
Total, beginning balance | $	$ 11,761
Additional advances or loans with concessions | $	1,257
Reductions due to:
Restructured Loans Reclassified as Non-performing | $	(179)
Principal paydowns | $	(122)
Total, ending balance | $	$ 12,717

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,688,408	$ 10,933,647	$ 9,769,377
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,249,287		1,424,576
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	75,256		84,679
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	955,918		787,895
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,686,061		2,846,301
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,549,027		4,308,708
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	172,859		$ 317,218
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	9,292,502	9,419,540
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	385,976	2,925,230
Prior year	2,630,042	1,329,667
Two years prior	1,283,313	610,250
Three years prior	566,390	498,294
Four years prior	451,208	372,095
Prior	614,377	300,805
Revolving Loans	369,544	356,222
Revolving Loans Converted to Term	25,544	25,219
Loans, net of unearned income	6,326,394	6,417,782
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	385,515	2,909,247
Prior year	2,612,743	1,308,939
Two years prior	1,263,003	599,386
Three years prior	550,070	441,774
Four years prior	394,812	346,829
Prior	572,456	283,632
Revolving Loans	363,132	350,588
Revolving Loans Converted to Term	22,548	22,495
Loans, net of unearned income	6,164,279	6,262,890
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	0	10,400
Prior year	13,895	7,622
Two years prior	7,502	3,214
Three years prior	7,383	45,076
Four years prior	41,963	6,455
Prior	17,565	11,341
Revolving Loans	213	187
Revolving Loans Converted to Term	1,787	1,837
Loans, net of unearned income	90,308	86,132
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	461	5,583
Prior year	3,404	13,106
Two years prior	12,808	7,650
Three years prior	8,937	11,444
Four years prior	14,433	18,811
Prior	24,356	5,832
Revolving Loans	6,199	5,447
Revolving Loans Converted to Term	1,209	887
Loans, net of unearned income	71,807	68,760
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	194,789	780,512
Prior year	760,493	524,963
Two years prior	459,481	353,307
Three years prior	322,501	258,589
Four years prior	235,070	147,342
Prior	329,289	238,801
Revolving Loans	660,011	693,698
Revolving Loans Converted to Term	4,474	4,546
Loans, net of unearned income	2,966,108	3,001,758
Non purchased loans and leases | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	194,789	780,449
Prior year	760,028	522,064
Two years prior	457,245	349,003
Three years prior	318,413	256,112
Four years prior	232,966	146,353
Prior	325,559	235,757
Revolving Loans	659,059	692,924
Revolving Loans Converted to Term	4,076	4,031
Loans, net of unearned income	2,952,135	2,986,693
Non purchased loans and leases | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	63
Prior year	465	2,899
Two years prior	2,236	4,304
Three years prior	4,088	2,477
Four years prior	2,104	989
Prior	3,730	3,044
Revolving Loans	952	774
Revolving Loans Converted to Term	398	515
Loans, net of unearned income	13,973	15,065
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	567
Prior year	1,399
Two years prior	492
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,458
Non purchased loans and leases | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	567
Prior year	1,399
Two years prior	492
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,458
Non purchased loans and leases | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	90,011	1,448,273
Prior year	1,163,170	183,627
Two years prior	159,958	76,912
Three years prior	69,853	36,866
Four years prior	33,564	18,124
Prior	29,678	15,844
Revolving Loans	262,085	255,522
Revolving Loans Converted to Term	3,572	2,449
Loans, net of unearned income	1,811,891	2,037,617
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	89,570	1,447,594
Prior year	1,162,800	180,979
Two years prior	156,958	73,325
Three years prior	66,302	31,362
Four years prior	28,427	16,308
Prior	26,643	14,626
Revolving Loans	255,690	250,528
Revolving Loans Converted to Term	2,363	1,562
Loans, net of unearned income	1,788,753	2,016,284
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	0	128
Prior year	121	1,952
Two years prior	1,842	2,091
Three years prior	306	3,850
Four years prior	690	1,416
Prior	1,460	109
Revolving Loans	213	187
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,632	9,733
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	441	551
Prior year	249	696
Two years prior	1,158	1,496
Three years prior	3,245	1,654
Four years prior	4,447	400
Prior	1,575	1,109
Revolving Loans	6,182	4,807
Revolving Loans Converted to Term	1,209	887
Loans, net of unearned income	18,506	11,600
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,217	33,805
Prior year	22,648	16,455
Two years prior	13,758	10,381
Three years prior	8,645	6,396
Four years prior	5,216	2,826
Prior	11,821	7,201
Revolving Loans	216,971	245,485
Revolving Loans Converted to Term	277	305
Loans, net of unearned income	293,553	322,854
Non purchased loans and leases | Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,217	33,794
Prior year	22,648	16,343
Two years prior	13,513	10,340
Three years prior	8,627	6,026
Four years prior	4,996	2,748
Prior	11,730	7,181
Revolving Loans	216,554	245,059
Revolving Loans Converted to Term	277	305
Loans, net of unearned income	292,562	321,796
Non purchased loans and leases | Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	11
Prior year	0	112
Two years prior	245	41
Three years prior	18	370
Four years prior	220	78
Prior	91	20
Revolving Loans	417	426
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	991	1,058
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,376	32,150
Prior year	29,408	25,270
Two years prior	23,195	10,999
Three years prior	10,129	4,231
Four years prior	3,725	1,040
Prior	2,423	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	75,256	75,862
Non purchased loans and leases | Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,376	32,150
Prior year	29,408	25,270
Two years prior	23,195	10,999
Three years prior	10,129	4,231
Four years prior	3,725	992
Prior	2,423	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	75,256	75,814
Non purchased loans and leases | Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	48
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	48
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	92,532	398,891
Prior year	436,057	266,471
Two years prior	282,944	52,520
Three years prior	48,981	29,300
Four years prior	155	0
Prior	0	0
Revolving Loans	12,280	13,927
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	872,949	761,109
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	4,500	54,918
Prior year	51,817	10,334
Two years prior	4,168	295
Three years prior	0	153
Four years prior	152	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	60,637	66,043
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	58,265	154,649
Prior year	119,326	9,836
Two years prior	4,745	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	12,280	13,923
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	194,616	180,522
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	58,265	154,419
Prior year	118,233	9,339
Two years prior	4,745	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	12,280	13,923
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	193,523	179,795
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	808	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	808	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	230
Prior year	285	497
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	285	727
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,933	53,108
Prior year	50,418	9,393
Two years prior	3,676	295
Three years prior	0	153
Four years prior	152	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	58,179	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,933	53,108
Prior year	50,418	9,393
Two years prior	3,676	295
Three years prior	0	153
Four years prior	152	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	58,179	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	34,267	244,242
Prior year	316,731	256,635
Two years prior	278,199	50,406
Three years prior	48,981	29,300
Four years prior	155	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	678,333	580,587
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	34,267	244,242
Prior year	316,731	251,937
Two years prior	273,501	50,406
Three years prior	48,981	29,300
Four years prior	155	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	673,635	575,889
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	4,698
Two years prior	4,698	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,698	4,698
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	31,603	110,246
Prior year	95,809	78,482
Two years prior	72,233	36,613
Three years prior	26,901	30,018
Four years prior	21,376	13,197
Prior	15,190	7,172
Revolving Loans	14,359	10,658
Revolving Loans Converted to Term	546	1,909
Loans, net of unearned income	278,017	288,295
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	137,286	517,553
Prior year	536,741	344,643
Two years prior	311,138	261,735
Three years prior	240,837	196,777
Four years prior	179,410	105,216
Prior	271,009	212,214
Revolving Loans	422,860	426,437
Revolving Loans Converted to Term	3,622	3,694
Loans, net of unearned income	2,102,903	2,068,269
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	4,437	9,422
Prior year	7,928	6,691
Two years prior	5,065	3,988
Three years prior	3,869	4,644
Four years prior	3,979	371
Prior	1,152	1,060
Revolving Loans	1,217	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27,647	26,805
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	4,437	9,422
Prior year	7,928	5,870
Two years prior	4,257	3,988
Three years prior	3,869	4,644
Four years prior	3,979	371
Prior	1,139	1,045
Revolving Loans	1,217	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	26,826	25,969
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	122	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	122	125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	696
Two years prior	686	0
Three years prior	0	0
Four years prior	0	0
Prior	13	15
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	699	711
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	124,455	470,034
Prior year	491,825	321,155
Two years prior	290,701	239,542
Three years prior	220,720	176,926
Four years prior	162,131	92,195
Prior	257,114	207,721
Revolving Loans	1,574	1,758
Revolving Loans Converted to Term	45	45
Loans, net of unearned income	1,548,565	1,509,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	124,455	470,034
Prior year	491,758	318,929
Two years prior	288,911	235,816
Three years prior	216,768	175,219
Four years prior	160,569	91,479
Prior	254,570	205,530
Revolving Loans	1,563	1,747
Revolving Loans Converted to Term	45	45
Loans, net of unearned income	1,538,639	1,498,799
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	67	2,226
Two years prior	1,790	3,726
Three years prior	3,952	1,707
Four years prior	1,562	716
Prior	2,544	2,191
Revolving Loans	11	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,926	10,577
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	766	157
Prior year	169	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	8,240	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,175	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	766	157
Prior year	169	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	8,240	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,175	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	49	0
Prior year	0	203
Two years prior	125	372
Three years prior	368	0
Four years prior	0	45
Prior	817	799
Revolving Loans	418,553	421,838
Revolving Loans Converted to Term	3,120	3,119
Loans, net of unearned income	423,032	426,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	49	0
Prior year	0	203
Two years prior	125	372
Three years prior	368	0
Four years prior	0	45
Prior	704	684
Revolving Loans	418,039	421,516
Revolving Loans Converted to Term	2,756	2,642
Loans, net of unearned income	422,041	425,462
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	113	115
Revolving Loans	514	322
Revolving Loans Converted to Term	364	477
Loans, net of unearned income	991	914
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	15,467	50,558
Prior year	50,956	32,656
Two years prior	29,321	27,483
Three years prior	21,108	25,019
Four years prior	17,061	12,620
Prior	13,474	5,699
Revolving Loans	717	1,066
Revolving Loans Converted to Term	546	557
Loans, net of unearned income	148,650	155,658
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	15,447	50,371
Prior year	50,865	31,724
Two years prior	28,397	26,695
Three years prior	20,249	24,872
Four years prior	16,853	12,439
Prior	12,984	5,166
Revolving Loans	717	1,066
Revolving Loans Converted to Term	546	557
Loans, net of unearned income	146,058	152,890
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	83
Four years prior	77	77
Prior	208	133
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	285	293
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	20	187
Prior year	91	932
Two years prior	924	788
Three years prior	859	64
Four years prior	131	104
Prior	282	400
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,307	2,475
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	9,505	34,079
Prior year	32,937	20,499
Two years prior	18,465	18,319
Three years prior	16,855	17,758
Four years prior	15,873	11,907
Prior	11,999	3,356
Revolving Loans	2,238	2,330
Revolving Loans Converted to Term	457	530
Loans, net of unearned income	108,329	108,778
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	9,505	34,079
Prior year	32,631	20,404
Two years prior	18,370	18,245
Three years prior	16,855	17,595
Four years prior	15,790	11,901
Prior	11,789	3,196
Revolving Loans	2,238	2,330
Revolving Loans Converted to Term	457	530
Loans, net of unearned income	107,635	108,280
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	306	95
Two years prior	95	74
Three years prior	0	163
Four years prior	83	6
Prior	210	160
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	694	498
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,933	50,109
Prior year	36,756	38,951
Two years prior	37,847	5,142
Three years prior	1,924	355
Four years prior	336	206
Prior	564	413
Revolving Loans	4,185	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	92,545	99,440
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	10,933	50,109
Prior year	33,939	38,388
Two years prior	37,498	5,142
Three years prior	1,924	355
Four years prior	336	203
Prior	563	413
Revolving Loans	4,185	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	89,378	98,874
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	2,817	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,817	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	563
Two years prior	349	0
Three years prior	0	0
Four years prior	0	3
Prior	1	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	350	566
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,277	13,440
Prior year	11,979	2,786
Two years prior	1,847	3,502
Three years prior	2,894	2,093
Four years prior	1,406	1,069
Prior	1,079	338
Revolving Loans	495	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	22,977	23,739
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,277	13,440
Prior year	11,979	2,786
Two years prior	1,847	3,502
Three years prior	2,891	2,062
Four years prior	1,376	1,069
Prior	1,060	338
Revolving Loans	495	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	22,925	23,708
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	3	31
Four years prior	30	0
Prior	19	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	52	31
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	171,777	967,746
Prior year	934,961	801,083
Two years prior	768,175	444,205
Three years prior	420,655	402,110
Four years prior	396,113	340,774
Prior	569,509	277,789
Revolving Loans	80,820	76,115
Revolving Loans Converted to Term	21,426	20,845
Loans, net of unearned income	3,363,436	3,330,667
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	22,358	81,953
Prior year	78,624	71,063
Two years prior	65,782	56,193
Three years prior	50,946	47,013
Four years prior	43,187	35,801
Prior	40,740	15,679
Revolving Loans	10,561	10,772
Revolving Loans Converted to Term	526	488
Loans, net of unearned income	312,724	318,962
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	4,962	36,872
Prior year	33,284	21,278
Two years prior	16,744	8,048
Three years prior	6,920	3,279
Four years prior	3,121	4,887
Prior	5,205	3,098
Revolving Loans	6,270	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	76,506	84,438
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	4,962	34,719
Prior year	31,148	21,278
Two years prior	16,744	6,925
Three years prior	5,815	3,210
Four years prior	3,058	3,274
Prior	4,339	3,098
Revolving Loans	6,270	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	72,336	79,480
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	1,105	69
Four years prior	63	46
Prior	46	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,214	1,238
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	2,153
Prior year	2,136	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	1,567
Prior	820	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,956	3,720
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,622	12,656
Prior year	11,742	7,872
Two years prior	6,429	4,988
Three years prior	4,246	2,926
Four years prior	2,538	3,759
Prior	3,623	580
Revolving Loans	3,044	2,854
Revolving Loans Converted to Term	50	52
Loans, net of unearned income	34,294	35,687
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,622	12,656
Prior year	11,737	7,872
Two years prior	6,429	4,988
Three years prior	4,246	2,922
Four years prior	2,535	3,759
Prior	3,478	466
Revolving Loans	3,044	2,854
Revolving Loans Converted to Term	50	52
Loans, net of unearned income	34,141	35,569
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	5	0
Two years prior	0	0
Three years prior	0	4
Four years prior	3	0
Prior	145	114
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	153	118
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	60,551	295,642
Prior year	301,265	256,807
Two years prior	235,112	199,082
Three years prior	183,534	169,527
Four years prior	164,501	99,540
Prior	169,547	85,614
Revolving Loans	22,732	16,683
Revolving Loans Converted to Term	9,313	9,733
Loans, net of unearned income	1,146,555	1,132,628
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	60,551	293,851
Prior year	299,469	255,206
Two years prior	233,528	193,716
Three years prior	178,701	163,358
Four years prior	158,299	96,128
Prior	165,302	83,582
Revolving Loans	22,715	16,043
Revolving Loans Converted to Term	7,526	7,896
Loans, net of unearned income	1,126,091	1,109,780
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,167
Prior year	1,153	847
Two years prior	840	0
Three years prior	0	2,067
Four years prior	1,972	228
Prior	532	311
Revolving Loans	0	0
Revolving Loans Converted to Term	1,787	1,837
Loans, net of unearned income	6,284	6,457
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	0	624
Prior year	643	754
Two years prior	744	5,366
Three years prior	4,833	4,102
Four years prior	4,230	3,184
Prior	3,713	1,721
Revolving Loans	17	640
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,180	16,391
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	13,295	48,814
Prior year	47,352	44,606
Two years prior	41,946	36,661
Three years prior	33,008	30,266
Four years prior	28,117	23,974
Prior	28,199	11,608
Revolving Loans	5,351	5,919
Revolving Loans Converted to Term	331	289
Loans, net of unearned income	197,599	202,137
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	13,295	48,814
Prior year	47,352	44,344
Two years prior	41,946	36,349
Three years prior	33,008	30,097
Four years prior	27,952	23,885
Prior	27,692	11,216
Revolving Loans	5,351	5,904
Revolving Loans Converted to Term	331	289
Loans, net of unearned income	196,927	200,898
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	262
Two years prior	0	312
Three years prior	0	169
Four years prior	165	89
Prior	507	392
Revolving Loans	0	15
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	672	1,239
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	106,264	635,232
Prior year	600,412	522,998
Two years prior	516,319	237,075
Three years prior	230,201	229,304
Four years prior	228,491	236,347
Prior	394,757	189,077
Revolving Loans	51,818	52,456
Revolving Loans Converted to Term	12,113	11,112
Loans, net of unearned income	2,140,375	2,113,601
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	106,264	624,289
Prior year	591,416	514,030
Two years prior	507,372	237,075
Three years prior	224,229	184,673
Four years prior	183,705	218,106
Prior	361,486	175,702
Revolving Loans	51,818	52,456
Revolving Loans Converted to Term	12,113	11,112
Loans, net of unearned income	2,038,403	2,017,443
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	9,105
Prior year	8,996	0
Two years prior	0	0
Three years prior	5,972	39,007
Four years prior	39,161	4,688
Prior	15,319	10,788
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	69,448	63,588
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	0	1,838
Prior year	0	8,968
Two years prior	8,947	0
Three years prior	0	5,624
Four years prior	5,625	13,553
Prior	17,952	2,587
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	32,524	32,570
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,441	20,483
Prior year	19,530	18,585
Two years prior	17,407	14,544
Three years prior	13,692	13,821
Four years prior	12,532	8,068
Prior	8,918	3,491
Revolving Loans	2,166	1,999
Revolving Loans Converted to Term	145	147
Loans, net of unearned income	80,831	81,138
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,441	20,483
Prior year	19,530	18,460
Two years prior	17,407	14,486
Three years prior	13,634	13,821
Four years prior	12,532	8,068
Prior	8,868	3,439
Revolving Loans	2,166	1,999
Revolving Loans Converted to Term	145	147
Loans, net of unearned income	80,723	80,903
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	0	58
Three years prior	58	0
Four years prior	0	0
Prior	50	52
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	108	235
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	53	74
Prior year	45	4
Two years prior	3	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	101	94
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	53	74
Prior year	45	4
Two years prior	3	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	101	94
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,052	60,133
Prior year	41,255	57,198
Two years prior	41,440	13,704
Three years prior	11,944	4,019
Four years prior	3,380	2,459
Prior	3,296	1,535
Revolving Loans	9,619	10,661
Revolving Loans Converted to Term	49	59
Loans, net of unearned income	121,035	149,768
Non purchased loans and leases | Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,052	60,081
Prior year	41,168	57,119
Two years prior	41,334	13,611
Three years prior	11,887	3,986
Four years prior	3,339	2,407
Prior	3,245	1,535
Revolving Loans	9,609	10,661
Revolving Loans Converted to Term	15	21
Loans, net of unearned income	120,649	149,421
Non purchased loans and leases | Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	52
Prior year	87	79
Two years prior	106	93
Three years prior	57	33
Four years prior	41	52
Prior	51	0
Revolving Loans	10	0
Revolving Loans Converted to Term	34	38
Loans, net of unearned income	$ 386	$ 347

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 10,688,408	$ 10,933,647	$ 9,769,377
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,249,287		1,424,576
Lease financing
Loan portfolio not subject to risk rating
Total loans, net of unearned income	75,256		84,679
Real estate – construction:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	955,918		787,895
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	2,686,061		2,846,301
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Total loans, net of unearned income	4,549,027		4,308,708
Installment loans to individuals
Loan portfolio not subject to risk rating
Total loans, net of unearned income	172,859		$ 317,218
Non purchased loans and leases
Loan portfolio not subject to risk rating
Total loans, net of unearned income	$ 9,292,502	$ 9,419,540

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Summary of loans
Gross loans	$ 10,688,408	$ 10,933,647	$ 9,769,377
Commercial, financial, agricultural
Summary of loans
Gross loans	2,249,287		1,424,576
Real estate – construction:
Summary of loans
Gross loans	955,918		787,895
Real estate – 1-4 family mortgage
Summary of loans
Gross loans	2,686,061		2,846,301
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,549,027		4,308,708
Installment loans to individuals
Summary of loans
Gross loans	172,859		$ 317,218
Purchased loans
Summary of loans
Gross loans	1,395,906	1,514,107
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	143,843	176,513
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	22,332	30,952
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	2,561	2,859
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	19,771	28,093
Purchased loans | Real estate – 1-4 family mortgage
Summary of loans
Gross loans	305,141	341,744
Purchased loans | Real estate – 1-4 family mortgage | Primary
Summary of loans
Gross loans	190,539	214,770
Purchased loans | Real estate – 1-4 family mortgage | Home equity
Summary of loans
Gross loans	72,413	80,392
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment
Summary of loans
Gross loans	28,800	31,928
Purchased loans | Real estate – 1-4 family mortgage | Land development
Summary of loans
Gross loans	13,389	14,654
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	872,867	905,223
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	25,588	29,454
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	300,616	323,041
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	546,663	552,728
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	25,588	29,454
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 51,723	$ 59,675

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Past due and nonaccrual loans
Loans, net of unearned income	$ 10,688,408	$ 10,933,647	$ 9,769,377
Commercial, financial, agricultural
Past due and nonaccrual loans
Loans, net of unearned income	2,249,287		1,424,576
Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	955,918		787,895
Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	2,686,061		2,846,301
Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	4,549,027		4,308,708
Installment loans to individuals
Past due and nonaccrual loans
Loans, net of unearned income	172,859		$ 317,218
Purchased loans
Past due and nonaccrual loans
Loans, net of unearned income	1,395,906	1,514,107
Purchased loans | Accruing loans
Past due and nonaccrual loans
Loans, net of unearned income	1,366,959	1,483,056
Current Loans	1,360,859	1,474,138
Purchased loans | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	5,971	8,651
Purchased loans | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	129	267
Purchased loans | Nonaccruing loans
Past due and nonaccrual loans
Loans, net of unearned income	28,947	31,051
Current Loans	21,206	15,412
Purchased loans | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Loans past due	416	8,671
Purchased loans | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Loans past due	7,325	6,968
Purchased loans | Commercial, financial, agricultural
Past due and nonaccrual loans
Loans, net of unearned income	143,843	176,513
Purchased loans | Commercial, financial, agricultural | Accruing loans
Past due and nonaccrual loans
Current, gross	133,655	163,658
Loans, net of unearned income	133,870	164,577
Purchased loans | Commercial, financial, agricultural | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	213	818
Purchased loans | Commercial, financial, agricultural | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	2	101
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	8,146	9,838
Loans, net of unearned income	9,973	11,936
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	65	74
Purchased loans | Commercial, financial, agricultural | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	1,762	2,024
Purchased loans | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	22,332	30,952
Purchased loans | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	22,332	30,952
Loans, net of unearned income	22,332	30,952
Purchased loans | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	305,141	341,744
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	293,109	330,536
Loans, net of unearned income	297,018	333,644
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	3,877	2,977
Purchased loans | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	32	131
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	3,297	3,212
Loans, net of unearned income	8,123	8,100
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	339	691
Purchased loans | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	4,487	4,197
Purchased loans | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	872,867	905,223
Purchased loans | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	861,610	891,653
Loans, net of unearned income	862,246	894,483
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	586	2,830
Purchased loans | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	50	0
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	9,663	2,254
Loans, net of unearned income	10,621	10,740
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	7,875
Purchased loans | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	958	611
Purchased loans | Installment loans to individuals
Past due and nonaccrual loans
Loans, net of unearned income	51,723	59,675
Purchased loans | Installment loans to individuals | Accruing loans
Past due and nonaccrual loans
Current, gross	50,153	57,339
Loans, net of unearned income	51,493	59,400
Purchased loans | Installment loans to individuals | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	1,295	2,026
Purchased loans | Installment loans to individuals | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	45	35
Purchased loans | Installment loans to individuals | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	100	108
Loans, net of unearned income	230	275
Purchased loans | Installment loans to individuals | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	12	31
Purchased loans | Installment loans to individuals | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	118	136
Purchased loans | Residential | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	2,561	2,859
Purchased loans | Residential | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	2,561	2,859
Loans, net of unearned income	2,561	2,859
Purchased loans | Residential | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Residential | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0	0
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Commercial | Real estate – construction:
Past due and nonaccrual loans
Loans, net of unearned income	19,771	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing loans
Past due and nonaccrual loans
Current, gross	19,771	28,093
Loans, net of unearned income	19,771	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	0	0
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Primary | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	190,539	214,770
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	181,372	206,635
Loans, net of unearned income	184,202	209,103
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	2,819	2,394
Purchased loans | Primary | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	11	74
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	2,528	2,181
Loans, net of unearned income	6,337	5,667
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	339	687
Purchased loans | Primary | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	3,470	2,799
Purchased loans | Home equity | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	72,413	80,392
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	70,110	78,739
Loans, net of unearned income	70,988	79,076
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	857	294
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	21	43
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	665	638
Loans, net of unearned income	1,425	1,316
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	4
Purchased loans | Home equity | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	760	674
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	28,800	31,928
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	28,338	30,931
Loans, net of unearned income	28,473	31,125
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	135	180
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	14
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	70	79
Loans, net of unearned income	327	803
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	257	724
Purchased loans | Land development | Real estate – 1-4 family mortgage
Past due and nonaccrual loans
Loans, net of unearned income	13,389	14,654
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans
Past due and nonaccrual loans
Current, gross	13,289	14,231
Loans, net of unearned income	13,355	14,340
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	66	109
Purchased loans | Land development | Real estate – 1-4 family mortgage | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	34	314
Loans, net of unearned income	34	314
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Land development | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	25,588	29,454
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	25,245	28,962
Loans, net of unearned income	25,245	29,074
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	112
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	205	216
Loans, net of unearned income	343	380
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	138	164
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	300,616	323,041
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	297,666	317,997
Loans, net of unearned income	298,302	320,508
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	586	2,511
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	50	0
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	1,639	1,893
Loans, net of unearned income	2,314	2,533
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	193
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	675	447
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Past due and nonaccrual loans
Loans, net of unearned income	546,663	552,728
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans
Past due and nonaccrual loans
Current, gross	538,699	544,694
Loans, net of unearned income	538,699	544,901
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	207
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans
Past due and nonaccrual loans
Current, gross	7,819	145
Loans, net of unearned income	7,964	7,827
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 30-89 Days Past Due
Past due and nonaccrual loans
Past due, gross	0	7,682
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing loans | 90 Days or More Past Due
Past due and nonaccrual loans
Past due, gross	$ 145	$ 0

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	3 Months Ended
	Mar. 31, 2021USD ($)loan	Mar. 31, 2020USD ($)loan	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,515,302,000		$ 10,757,503,000
Allowance for loan losses attributable to restructured loans	$ 173,106,000	$ 120,185,000	$ 176,144,000	$ 52,162,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of restructured loans | loan	0	2
Restructured loans discontinued past due period	90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 153,000	$ 7,000
Troubled debt restructured that has subsequently defaulted	$ 0	0
Purchased loans | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of loan modifications | loan	139
Modified loans, balance	$ 12,000,000
Purchased loans | Nonaccruing loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans		134,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	19,140,000	3,797,000
Allowance for loan losses attributable to restructured loans	$ 167,000	$ 56,000

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)loan	Mar. 31, 2020USD ($)loan
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	1
Pre- Modification Outstanding Recorded Investment	$ 135
Post- Modification Outstanding Recorded Investment	$ 135
Real estate – 1-4 family mortgage | Primary
Restructured loans
Number of Loans | loan		1
Pre- Modification Outstanding Recorded Investment		$ 223
Post- Modification Outstanding Recorded Investment		$ 114

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)loan
Number of Loans
Total, beginning balance (loans) | loan	48
Additional advances or loans with concessions (loans) | loan	1
Reclassified to nonperforming loans (loans) | loan	(1)
Principal paydowns (loans) | loan	0
Total, ending balance (loans) | loan	48
Recorded Investment
Total, beginning balance | $	$ 8,687
Additional advances or loans with concessions | $	364
Reclassified to nonperforming loans | $	(1,317)
Principal paydowns | $	(81)
Total, ending balance | $	$ 7,653

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	$ 10,688,408	$ 10,933,647	$ 9,769,377
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,249,287		1,424,576
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	955,918		787,895
Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,686,061		2,846,301
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	4,549,027		4,308,708
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	172,859		$ 317,218
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	1,395,906	1,514,107
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	695	129,343
Three years prior	116,871	197,536
Four years prior	185,656	205,757
Prior	659,412	494,579
Revolving Loans	78,324	88,151
Revolving Loans Converted to Term	5,777	6,729
Total loans, net of unearned income	1,046,735	1,122,806
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	695	105,035
Three years prior	94,247	180,249
Four years prior	166,646	159,612
Prior	558,204	435,652
Revolving Loans	60,007	69,482
Revolving Loans Converted to Term	480	409
Total loans, net of unearned income	880,279	951,150
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,948
Three years prior	2,902	97
Four years prior	1,683	15,076
Prior	25,429	9,224
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	30,014	27,345
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	21,360
Three years prior	19,722	17,190
Four years prior	17,327	31,069
Prior	75,779	49,703
Revolving Loans	18,317	18,669
Revolving Loans Converted to Term	5,297	6,320
Total loans, net of unearned income	136,442	144,311
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	702	39,521
Three years prior	35,193	50,583
Four years prior	45,054	30,572
Prior	192,226	183,882
Revolving Loans	73,215	83,257
Revolving Loans Converted to Term	2,781	2,778
Total loans, net of unearned income	349,171	391,301
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	702	39,376
Three years prior	35,045	49,692
Four years prior	44,246	30,249
Prior	187,402	178,492
Revolving Loans	72,487	82,630
Revolving Loans Converted to Term	2,266	2,224
Total loans, net of unearned income	342,148	383,371
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	145
Three years prior	148	891
Four years prior	808	323
Prior	4,824	5,390
Revolving Loans	728	627
Revolving Loans Converted to Term	515	554
Total loans, net of unearned income	7,023	7,930
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	143,843	176,513
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	695	28,242
Three years prior	19,849	27,222
Four years prior	19,070	22,377
Prior	36,825	20,759
Revolving Loans	57,113	64,563
Revolving Loans Converted to Term	992	1,788
Total loans, net of unearned income	134,544	165,662
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	695	24,211
Three years prior	17,492	20,930
Four years prior	12,727	17,240
Prior	28,753	16,880
Revolving Loans	49,572	56,736
Revolving Loans Converted to Term	480	409
Total loans, net of unearned income	109,719	137,117
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	357
Three years prior	341	97
Four years prior	87	104
Prior	89	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	517	558
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	3,674
Three years prior	2,016	6,195
Four years prior	6,256	5,033
Prior	7,983	3,879
Revolving Loans	7,541	7,827
Revolving Loans Converted to Term	512	1,379
Total loans, net of unearned income	24,308	27,987
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	412	349
Four years prior	384	303
Prior	3,004	2,899
Revolving Loans	5,260	6,809
Revolving Loans Converted to Term	239	46
Total loans, net of unearned income	9,299	10,851
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	412	349
Four years prior	384	303
Prior	3,004	2,899
Revolving Loans	5,240	6,784
Revolving Loans Converted to Term	239	46
Total loans, net of unearned income	9,279	10,826
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	20	25
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	20	25
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	22,332	30,952
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	10,522
Three years prior	10,679	9,228
Four years prior	449	10,781
Prior	10,783	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	21,911	30,531
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	2,561	2,859
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	1,006	211
Four years prior	449	684
Prior	685	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	2,140	2,438
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	1,006	211
Four years prior	449	684
Prior	685	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	2,140	2,438
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	19,771	28,093
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	9,673	9,017
Four years prior	0	10,097
Prior	10,098	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	19,771	28,093
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	9,673	9,017
Four years prior	0	10,097
Prior	10,098	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	19,771	28,093
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	305,141	341,744
Purchased loans | Real estate – 1-4 family mortgage | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	14,022
Three years prior	14,248	7,126
Four years prior	5,259	1,112
Prior	35,994	38,747
Revolving Loans	847	957
Revolving Loans Converted to Term	234	253
Total loans, net of unearned income	56,582	62,217
Purchased loans | Real estate – 1-4 family mortgage | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	371
Two years prior	368	3,082
Three years prior	2,520	33,674
Four years prior	29,796	28,169
Prior	149,758	140,689
Revolving Loans	63,625	70,870
Revolving Loans Converted to Term	2,492	2,672
Total loans, net of unearned income	248,559	279,527
Purchased loans | Real estate – 1-4 family mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	190,539	214,770
Purchased loans | Real estate – 1-4 family mortgage | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	6,873
Three years prior	5,773	3,212
Four years prior	2,699	595
Prior	16,786	17,223
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	25,258	28,152
Purchased loans | Real estate – 1-4 family mortgage | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,556
Three years prior	4,438	3,212
Four years prior	2,608	594
Prior	12,494	12,665
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	19,540	22,276
Purchased loans | Real estate – 1-4 family mortgage | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	970	1,120
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	970	1,120
Purchased loans | Real estate – 1-4 family mortgage | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,317
Three years prior	1,335	0
Four years prior	91	1
Prior	3,322	3,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	4,748	4,756
Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	246	1,953
Three years prior	1,899	30,078
Four years prior	26,826	25,956
Prior	135,980	127,642
Revolving Loans	233	630
Revolving Loans Converted to Term	97	111
Total loans, net of unearned income	165,281	186,618
Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	246	1,842
Three years prior	1,789	29,321
Four years prior	26,072	25,935
Prior	131,995	122,970
Revolving Loans	233	630
Revolving Loans Converted to Term	24	25
Total loans, net of unearned income	160,359	180,971
Purchased loans | Real estate – 1-4 family mortgage | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	111
Three years prior	110	757
Four years prior	754	21
Prior	3,985	4,672
Revolving Loans	0	0
Revolving Loans Converted to Term	73	86
Total loans, net of unearned income	4,922	5,647
Purchased loans | Real estate – 1-4 family mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	72,413	80,392
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	756	697
Revolving Loans Converted to Term	234	253
Total loans, net of unearned income	990	950
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	60	59
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	60	59
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	696	638
Revolving Loans Converted to Term	234	253
Total loans, net of unearned income	930	891
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	550	3,324
Four years prior	2,702	1,668
Prior	2,504	1,027
Revolving Loans	63,272	70,120
Revolving Loans Converted to Term	2,395	2,561
Total loans, net of unearned income	71,423	79,442
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	550	3,324
Four years prior	2,702	1,668
Prior	2,416	960
Revolving Loans	62,569	69,518
Revolving Loans Converted to Term	1,975	2,124
Total loans, net of unearned income	70,212	78,336
Purchased loans | Real estate – 1-4 family mortgage | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	88	67
Revolving Loans	703	602
Revolving Loans Converted to Term	420	437
Total loans, net of unearned income	1,211	1,106
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	28,800	31,928
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,883
Four years prior	1,863	232
Prior	16,242	18,275
Revolving Loans	88	9
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	18,193	20,399
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,883
Four years prior	1,863	232
Prior	15,062	16,139
Revolving Loans	88	9
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	17,013	18,263
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	44
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	44
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	1,180	2,092
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	1,180	2,092
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	122	0
Three years prior	0	200
Four years prior	196	193
Prior	10,169	10,893
Revolving Loans	120	120
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	10,607	11,529
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	122	0
Three years prior	0	200
Four years prior	196	193
Prior	10,080	10,800
Revolving Loans	120	120
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	10,518	11,436
Purchased loans | Real estate – 1-4 family mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	89	93
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	89	93
Purchased loans | Real estate – 1-4 family mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	13,389	14,654
Purchased loans | Real estate – 1-4 family mortgage | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	8,475	2,031
Four years prior	697	285
Prior	2,966	3,249
Revolving Loans	3	2
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	12,141	12,716
Purchased loans | Real estate – 1-4 family mortgage | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	8,475	2,009
Four years prior	677	285
Prior	1,498	1,793
Revolving Loans	3	2
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	10,653	11,238
Purchased loans | Real estate – 1-4 family mortgage | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	22
Four years prior	20	0
Prior	1,468	1,456
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	1,488	1,478
Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	71	72
Four years prior	72	352
Prior	1,105	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	1,248	1,938
Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	71	30
Four years prior	72	117
Prior	1,105	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	1,248	1,661
Purchased loans | Real estate – 1-4 family mortgage | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	42
Four years prior	0	235
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	277
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	872,867	905,223
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	76,557
Three years prior	72,095	153,960
Four years prior	160,878	171,487
Prior	575,810	435,073
Revolving Loans	20,364	22,631
Revolving Loans Converted to Term	4,551	4,688
Total loans, net of unearned income	833,698	864,396
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	334	597
Three years prior	1,230	1,063
Four years prior	994	982
Prior	34,460	35,946
Revolving Loans	2,151	1,902
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	39,169	40,827
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	25,588	29,454
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,947	3,801
Four years prior	3,784	2,915
Prior	14,656	11,817
Revolving Loans	232	188
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	20,619	24,315
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,947	3,801
Four years prior	3,784	2,780
Prior	8,017	4,962
Revolving Loans	232	188
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	13,980	17,325
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	5,306	5,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	5,306	5,438
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	135
Prior	1,333	1,417
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	1,333	1,552
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	152	389
Four years prior	387	256
Prior	4,356	3,948
Revolving Loans	74	392
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	4,969	5,139
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	152	389
Four years prior	387	256
Prior	4,301	3,890
Revolving Loans	74	392
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	4,914	5,081
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	55	58
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	55	58
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	300,616	323,041
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,539	32,567
Four years prior	33,862	61,568
Prior	225,908	181,007
Revolving Loans	3,632	9,723
Revolving Loans Converted to Term	2	2
Total loans, net of unearned income	277,943	299,868
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,539	29,276
Four years prior	28,985	43,962
Prior	190,103	161,790
Revolving Loans	3,605	5,808
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	237,232	255,837
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	1,596	9,670
Prior	11,187	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	12,783	9,670
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	3,291
Four years prior	3,281	7,936
Prior	24,618	19,217
Revolving Loans	27	3,915
Revolving Loans Converted to Term	2	2
Total loans, net of unearned income	27,928	34,361
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	654	625
Four years prior	607	660
Prior	19,757	20,531
Revolving Loans	1,655	1,357
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	22,673	23,173
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	654	625
Four years prior	607	660
Prior	19,437	20,253
Revolving Loans	1,655	1,357
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	22,353	22,895
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	320	278
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	320	278
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	546,663	552,728
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	55,962
Three years prior	55,609	117,592
Four years prior	123,232	107,004
Prior	335,246	242,249
Revolving Loans	16,500	12,720
Revolving Loans Converted to Term	4,549	4,686
Total loans, net of unearned income	535,136	540,213
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	37,002
Three years prior	36,677	109,910
Four years prior	115,553	83,738
Prior	291,494	221,423
Revolving Loans	6,447	6,431
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	450,171	458,504
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,591
Three years prior	2,561	0
Four years prior	0	5,302
Prior	7,877	2,622
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	10,438	10,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	16,369
Three years prior	16,371	7,682
Four years prior	7,679	17,964
Prior	35,875	18,204
Revolving Loans	10,053	6,289
Revolving Loans Converted to Term	4,549	4,686
Total loans, net of unearned income	74,527	71,194
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	334	443
Three years prior	424	49
Four years prior	0	66
Prior	10,347	11,467
Revolving Loans	422	153
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	11,527	12,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	334	443
Three years prior	424	49
Four years prior	0	66
Prior	10,215	11,331
Revolving Loans	422	153
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	11,395	12,379
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	132	136
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	132	136
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total loans, net of unearned income	51,723	59,675
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Total loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,976
Three years prior	30,610	15,497
Four years prior	13,880	1,118
Prior	5,004	4,348
Revolving Loans	2,179	3,676
Revolving Loans Converted to Term	50	60
Total loans, net of unearned income	51,723	59,675
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,942
Three years prior	30,572	15,405
Four years prior	13,826	1,051
Prior	4,849	4,262
Revolving Loans	2,174	3,676
Revolving Loans Converted to Term	28	29
Total loans, net of unearned income	51,449	59,365
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	38	92
Four years prior	54	67
Prior	155	86
Revolving Loans	5	0
Revolving Loans Converted to Term	22	31
Total loans, net of unearned income	$ 274	$ 310

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,692,423	$ 10,937,807
Unearned income	(4,015)	(4,160)
Loans, net of unearned income	10,688,408	10,933,647	$ 9,769,377
Allowance for credit losses	(173,106)	(176,144)	(120,185)	$ (52,162)
Loans, net	10,515,302	10,757,503
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,249,287	2,536,984
Loans, net of unearned income	2,249,287		1,424,576
Allowance for credit losses	(37,592)	(39,031)	(25,937)	(10,658)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	79,271	80,022
Loans, net of unearned income	75,256		84,679
Allowance for credit losses	(1,546)	(1,624)	(1,588)		$ (910)
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	955,918	858,104
Loans, net of unearned income	955,918		787,895
Allowance for credit losses	(14,977)	(16,047)	(10,924)	(5,029)
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	255,356	246,673
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	700,562	611,431
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,686,061	2,698,308
Loans, net of unearned income	2,686,061		2,846,301
Allowance for credit losses	(31,694)	(32,165)	(27,320)	(9,814)
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,766,751	1,750,951
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	504,620	513,160
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	285,779	296,364
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,911	137,833
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,549,027	4,554,852
Loans, net of unearned income	4,549,027		4,308,708
Allowance for credit losses	(76,225)	(76,127)	(44,237)	(24,990)
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	136,388	149,579
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,644,770	1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,767,869	2,747,467
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	172,859	209,537
Loans, net of unearned income	172,859		317,218
Allowance for credit losses	$ (11,072)	$ (11,150)	$ (10,179)	$ (761)

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2019	Mar. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans	$ 173,106,000	$ 120,185,000	$ 176,144,000	$ 52,162,000
Provision for loan losses	$ 0	26,350,000
Supportable period	2 years
Interest receivable	$ 56,199,000		56,459,000
Deferred interest, allowance for credit loss	1,375,000		1,500,000
Cumulative Effect, Period Of Adoption, Adjustment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans			42,484,000
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans	14,977,000	10,924,000	16,047,000	$ 5,029,000
Provision for loan losses	(1,031,000)	2,390,000
Real estate – construction: | Cumulative Effect, Period Of Adoption, Adjustment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans			3,505,000
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans	1,546,000	1,588,000	1,624,000		$ 910,000
Provision for loan losses	$ (89,000)	$ 152,000
Lease financing | Cumulative Effect, Period Of Adoption, Adjustment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for loan losses attributable to restructured loans			$ 521,000

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		6 Months Ended	12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Jun. 30, 2020	Dec. 31, 2019	Dec. 31, 2020
Allowance for loan losses:
Beginning balance	$ 176,144,000	$ 52,162,000	$ 52,162,000
Accounting standards update [Extensible List]			us-gaap:AccountingStandardsUpdate201613Member	us-gaap:AccountingStandardsUpdate201613Member
Charge-offs	(5,370,000)	(5,349,000)
Recoveries	2,332,000	4,538,000
Net (charge-offs) recoveries	(3,038,000)	(811,000)
Provision for credit losses on loans	0	26,350,000
Ending balance	173,106,000	120,185,000		$ 52,162,000
Individually evaluated	15,593,000	5,149,000
Collectively evaluated	157,513,000	115,036,000
Loans:
Individually evaluated	40,875,000	27,186,000
Collectively evaluated	10,647,533,000	9,742,191,000
Gross loans	10,688,408,000	9,769,377,000			$ 10,933,647,000
Nonaccruing loans with no allowance for credit losses	8,656,000	12,855,000
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	39,031,000	10,658,000	$ 10,658,000
Charge-offs	(3,498,000)	(393,000)
Recoveries	289,000	190,000
Net (charge-offs) recoveries	(3,209,000)	(203,000)
Provision for credit losses on loans	1,770,000	4,131,000
Ending balance	37,592,000	25,937,000		10,658,000
Individually evaluated	9,908,000	3,653,000
Collectively evaluated	27,684,000	22,284,000
Loans:
Individually evaluated	15,435,000	10,460,000
Collectively evaluated	2,233,852,000	1,414,116,000
Gross loans	2,249,287,000	1,424,576,000
Nonaccruing loans with no allowance for credit losses	1,848,000	4,224,000
Real estate – construction:
Allowance for loan losses:
Beginning balance	16,047,000	5,029,000	5,029,000
Charge-offs	(52,000)	0
Recoveries	13,000	0
Net (charge-offs) recoveries	(39,000)	0
Provision for credit losses on loans	(1,031,000)	2,390,000
Ending balance	14,977,000	10,924,000		5,029,000
Individually evaluated	0	0
Collectively evaluated	14,977,000	10,924,000
Loans:
Individually evaluated	0	2,728,000
Collectively evaluated	955,918,000	785,167,000
Gross loans	955,918,000	787,895,000
Nonaccruing loans with no allowance for credit losses	0	2,728,000
Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance	32,165,000	9,814,000	9,814,000
Charge-offs	(101,000)	(221,000)
Recoveries	261,000	88,000
Net (charge-offs) recoveries	160,000	(133,000)
Provision for credit losses on loans	(631,000)	3,325,000
Ending balance	31,694,000	27,320,000		9,814,000
Individually evaluated	232,000	370,000
Collectively evaluated	31,462,000	26,950,000
Loans:
Individually evaluated	6,311,000	5,865,000
Collectively evaluated	2,679,750,000	2,840,436,000
Gross loans	2,686,061,000	2,846,301,000
Nonaccruing loans with no allowance for credit losses	4,695,000	3,309,000
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	76,127,000	24,990,000	24,990,000
Charge-offs	(61,000)	(2,047,000)
Recoveries	171,000	1,699,000
Net (charge-offs) recoveries	110,000	(348,000)
Provision for credit losses on loans	(12,000)	15,302,000
Ending balance	76,225,000	44,237,000		24,990,000
Individually evaluated	4,846,000	856,000
Collectively evaluated	71,379,000	43,381,000
Loans:
Individually evaluated	18,508,000	7,508,000
Collectively evaluated	4,530,519,000	4,301,200,000
Gross loans	4,549,027,000	4,308,708,000
Nonaccruing loans with no allowance for credit losses	2,113,000	2,594,000
Lease financing
Allowance for loan losses:
Beginning balance	1,624,000
Charge-offs	0	0
Recoveries	11,000	5,000
Net (charge-offs) recoveries	11,000	5,000
Provision for credit losses on loans	(89,000)	152,000
Ending balance	1,546,000	1,588,000
Individually evaluated	0	0
Collectively evaluated	1,546,000	1,588,000
Loans:
Individually evaluated	0	0
Collectively evaluated	75,256,000	84,679,000
Gross loans	75,256,000	84,679,000
Nonaccruing loans with no allowance for credit losses	0	0
Installment and Other
Allowance for loan losses:
Beginning balance	11,150,000	761,000	$ 761,000
Charge-offs	(1,658,000)	(2,688,000)
Recoveries	1,587,000	2,556,000
Net (charge-offs) recoveries	(71,000)	(132,000)
Provision for credit losses on loans	(7,000)	1,050,000
Ending balance	11,072,000	10,179,000		$ 761,000
Individually evaluated	607,000	270,000
Collectively evaluated	10,465,000	9,909,000
Loans:
Individually evaluated	621,000	625,000
Collectively evaluated	172,238,000	316,593,000
Gross loans	172,859,000	317,218,000
Nonaccruing loans with no allowance for credit losses	0	$ 0
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	42,484,000
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	11,351,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance	3,505,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage
Allowance for loan losses:
Beginning balance	14,314,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	4,293,000
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance	521,000
Cumulative Effect, Period Of Adoption, Adjustment | Installment and Other
Allowance for loan losses:
Beginning balance	$ 8,500,000

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Allowance for loan losses:
Beginning balance	$ 20,535	$ 946
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	0	3,400
Ending balance	$ 20,535	14,735
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance		$ 10,389

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 3,679	$ 3,927
Non Purchased OREO	2,292	2,045
Total OREO	5,971	5,972
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	405	72
Non Purchased OREO	79	107
Total OREO	484	179
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,161	1,741
Non Purchased OREO	1,948	924
Total OREO	3,109	2,665
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	337	337
Non Purchased OREO	4	676
Total OREO	341	1,013
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,776	1,777
Non Purchased OREO	261	338
Total OREO	$ 2,037	$ 2,115

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Purchased OREO
Balance at January 1, 2021	$ 3,927
Transfers of loans	516
Impairments	0
Dispositions	(700)
Other	(64)
Balance at March 31, 2021	3,679
Non Purchased OREO
Balance at January 1, 2021	2,045
Transfers of loans	1,523
Impairments	(70)
Dispositions	(1,206)
Other	0
Balance at March 31, 2021	2,292
Total OREO
Balance at January 1, 2021	5,972
Transfers of loans	2,039
Impairments	(70)
Dispositions	(1,906)
Other	(64)
Balance at March 31, 2021	$ 5,971

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Real Estate Properties [Line Items]
Repairs and maintenance	$ 20	$ 86
Property taxes and insurance	11	133
Impairments	70	197
Net (gains) losses on OREO sales	(56)	12
Rental income	(4)	(10)
Total	41	$ 418
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 1,830		$ 1,308

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2021	$ 939,683
Additions to goodwill and other adjustments	0
Balance at March 31, 2021	939,683
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2021	936,916
Additions to goodwill and other adjustments	0
Balance at March 31, 2021	936,916
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2021	2,767
Additions to goodwill and other adjustments	0
Balance at March 31, 2021	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(56,420)	(54,823)
Net Carrying Amount	28,542	30,139
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(55,091)	(53,539)
Net Carrying Amount	27,401	28,953
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,329)	(1,284)
Net Carrying Amount	$ 1,141	$ 1,186

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,598	$ 1,895
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,553	1,850
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 45

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Mar. 31, 2021USD ($)
Finite-Lived Intangible Assets [Line Items]
2021	$ 6,041
2022	5,121
2023	4,225
2024	3,679
2025	3,284
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2021	5,860
2022	4,940
2023	4,044
2024	3,498
2025	3,103
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2021	181
2022	181
2023	181
2024	181
2025	$ 181

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR	$ (13,561)	$ 9,571	$ 11,726
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,071	$ 2,623

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Changes in mortgage servicing rights
Balance at January 1, 2021	$ 62,994
Capitalization	9,409
Amortization	(5,701)
Valuation adjustment	(13,561)	$ 9,571	$ 11,726
Balance at March 31, 2021	$ 80,263		$ 62,994

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2021	Dec. 31, 2020
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 7,776,998	$ 7,322,671
Weighted-average prepayment speed (CPR)	11.53%	15.05%
Estimated impact of a 10% increase	$ (3,776)	$ (4,001)
Estimated impact of a 20% increase	$ (7,330)	$ (7,674)
Discount rate	9.84%	9.86%
Estimated impact of a 10% increase	$ (3,163)	$ (2,144)
Estimated impact of a 20% increase	$ (6,097)	$ (4,144)
Weighted-average coupon interest rate	3.46%	3.58%
Weighted-average servicing fee (basis points)	30.32%	29.94%
Weighted-average remaining maturity (in years)	6 years 4 months 13 days	5 years 1 month 20 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0
Interest cost	166	242
Expected return on plan assets	(443)	(413)
Recognized actuarial loss (gain)	54	79
Net periodic (return) benefit cost	(223)	(92)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	1	2
Interest cost	4	5
Expected return on plan assets	0	0
Recognized actuarial loss (gain)	0	(18)
Net periodic (return) benefit cost	$ 5	$ (11)

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Retirement Benefits [Abstract]
Stock options granted (in shares)	0	0
Treasury shares reissued (in shares)	93,859
Total stock-based compensation expense	$ 2,756	$ 2,750

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Stock Options (Details) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Shares
Options outstanding at beginning of period (shares)	10,500
Granted (shares)	0	0
Exercised (shares)	(2,000)
Forfeited (shares)	0
Options outstanding at end of period (shares)	8,500
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)	$ 14.96
Granted (usd per share)	0
Exercised (usd per share)	14.96
Forfeited (usd per share)	0
Options outstanding at end of period (usd per share)	$ 14.96

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	3 Months Ended
	Mar. 31, 2021$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	132,827
Awarded (shares) | shares	78,230
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Nonvested at end of period (shares) | shares	211,057
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 32.88
Awarded (usd per share) | $ / shares	34.02
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Nonvested at end balance (usd per share) | $ / shares	$ 33.30
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	548,416
Awarded (shares) | shares	212,224
Vested (shares) | shares	(89,240)
Cancelled (shares) | shares	(19,461)
Nonvested at end of period (shares) | shares	651,939
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.15
Awarded (usd per share) | $ / shares	36.20
Vested (usd per share) | $ / shares	40.20
Cancelled (usd per share) | $ / shares	37.05
Nonvested at end balance (usd per share) | $ / shares	$ 33.90

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 30,352	$ 3,866
Derivative liabilities, fair value	18,501	21,107
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	1,677,543	812,634
Derivative assets, fair value	32,753	29,708
Derivative liabilities, notional amount	343,385	938,933
Derivative liabilities, fair value	7,537	14,974
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	232,095	222,933
Derivative assets, fair value	7,111	9,884
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	598,448	589,701
Derivative assets, fair value	11,875	19,824
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	847,000	0
Derivative assets, fair value	13,767	0
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	200,000	175,000
Derivative assets, fair value	16,474	3,866
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	232,095	222,933
Derivative liabilities, fair value	7,111	9,884
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	51,290	0
Derivative liabilities, fair value	373	0
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	60,000	716,000
Derivative liabilities, fair value	53	5,090
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	62,000	87,000
Derivative liabilities, fair value	3,798	5,924
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	$ 7,650	$ 209

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 10,851	$ 7,087
Interest Income | Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	370	736
Mortgage Banking Income | Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	(8,322)	21,821
Mortgage Banking Income | Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 18,803	$ (15,470)

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Derivative [Line Items]
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	$ (7,650)	$ 0
Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge	$ 7,650	$ 0

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 90,717	$ 98,114
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 7,650	$ 209

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Offsetting Derivative Assets
Gross amounts recognized	$ 30,352	$ 3,866
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	30,352	3,866
Financial instruments	9,172	3,866
Financial collateral pledged	0	0
Net amounts	21,180	0
Offsetting Derivative Liabilities
Gross amounts recognized	18,501	21,107
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	18,501	21,107
Financial instruments	9,172	3,866
Financial collateral pledged	9,329	14,042
Net amounts	$ 0	$ 3,199

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Deferred tax assets
Allowance for credit losses	$ 53,318	$ 53,597
Loans	4,883	5,526
Deferred compensation	12,311	13,114
Impairment of assets	874	1,067
Net operating loss carryforwards	1,667	1,857
Lease liabilities under operating leases	18,168	17,732
Other	3,504	3,539
Total deferred tax assets	94,725	96,432
Deferred tax liabilities
Net unrealized gains on securities	6,804	8,434
Investment in partnerships	719	793
Fixed assets	2,534	3,285
Mortgage servicing rights	19,025	14,623
Junior subordinated debt	2,223	2,245
Intangibles	3,968	3,882
Lease right-of-use asset	17,239	16,833
Other	1,459	1,672
Total deferred tax liabilities	53,971	51,767
Net deferred tax assets	$ 40,754	$ 44,665

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Sep. 01, 2018	Dec. 31, 2015
Operating Loss Carryforwards [Line Items]
Income taxes	$ 16,842	$ 773
Effective income tax rate	22.59%	27.80%
Domestic tax authority | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards			$ 81,288
Domestic tax authority | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 2,788			$ 18,321
State and local jurisdiction | Brand
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	21,781		$ 55,067
State and local jurisdiction | Heritage financial group
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	$ 1,965			$ 16,849

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financial assets:
Securities available for sale, at fair value	$ 1,536,041	$ 1,343,457
Derivative instruments	30,352	3,866
Financial liabilities:
Derivative instruments	18,501	21,107
Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring
Financial assets:
Securities available for sale, at fair value		1,343,457
Derivative instruments	49,227	33,574
Mortgage loans held for sale in loans held for sale	502,002	417,771
Total financial assets	2,087,270	1,794,802
Financial liabilities:
Derivative instruments	18,985	21,107
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,536,041	1,334,445
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value		0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value		1,334,445
Derivative instruments	49,227	33,574
Mortgage loans held for sale in loans held for sale	502,002	417,771
Total financial assets	2,087,270	1,785,790
Financial liabilities:
Derivative instruments	18,985	21,107
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,536,041	1,334,445
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value		9,012
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	9,012
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 9,012	$ 9,986
Accretion included in net income	7	9
Unrealized gains (losses) included in other comprehensive income	941	(1,319)
Realized losses	2,061	0
Sales	(12,021)	0
Settlements	0	(72)
Ending balance	$ 0	$ 8,604

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 8,810	$ 24,145
OREO	215	2,736
Mortgage servicing rights	80,263	62,994
Total financial assets	89,288	89,875
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	8,810	24,145
OREO	215	2,736
Mortgage servicing rights	80,263	62,994
Total financial assets	$ 89,288	$ 89,875

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 14,477		$ 36,990
Specific reserve included in allowance for loan losses	173,106	$ 120,185	176,144	$ 52,162
Valuation adjustment to mortgage servicing rights	(13,561)	9,571	11,726
Changes in fair value, gain (loss)	(12,231)	$ 12,709
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 5,667		$ 12,845

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 285	$ 4,051
Impairment recognized in results of operations	(70)	(1,315)
Fair value	$ 215	$ 2,736

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Mar. 31, 2021USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 8,810
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 215
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 502,002	$ 417,771
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	492,064	395,602
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 9,938	$ 22,169

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Financial assets
Securities available for sale	$ 1,536,041	$ 1,343,457
Loans held for sale	502,002	417,771
Loans, net	10,515,302	10,757,503
Mortgage servicing rights	80,263	62,994
Derivative instruments	30,352	3,866
Financial liabilities
Derivative instruments	18,501	21,107
Carrying Value
Financial assets
Cash and cash equivalents	1,261,916	633,203
Securities available for sale	1,536,041	1,343,457
Loans held for sale	502,002	417,771
Loans, net	10,515,302	10,757,503
Mortgage servicing rights	80,263	62,994
Derivative instruments	49,227	33,574
Financial liabilities
Deposits	12,736,908	12,059,081
Short-term borrowings	12,154	21,340
Federal Home Loan Bank advances	152,124	152,167
Junior subordinated debentures	110,939	110,794
Subordinated notes	204,597	212,009
Derivative instruments	18,985	21,107
Fair Value
Financial assets
Cash and cash equivalents	1,261,916	633,203
Securities available for sale	1,536,041	1,343,457
Loans held for sale	502,002	417,771
Loans, net	10,420,129	10,668,625
Mortgage servicing rights	83,730	62,994
Derivative instruments	49,227	33,574
Financial liabilities
Deposits	12,743,794	12,069,198
Short-term borrowings	12,154	21,340
Federal Home Loan Bank advances	157,139	158,914
Junior subordinated debentures	99,076	93,092
Subordinated notes	219,900	217,575
Derivative instruments	18,985	21,107
Fair Value | Level 1
Financial assets
Cash and cash equivalents	1,261,916	633,203
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	11,133,259	10,363,193
Short-term borrowings	12,154	21,340
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	1,536,041	1,334,445
Loans held for sale	502,002	417,771
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	49,227	33,574
Financial liabilities
Deposits	1,610,535	1,706,005
Short-term borrowings	0	0
Federal Home Loan Bank advances	157,139	158,914
Junior subordinated debentures	99,076	93,092
Subordinated notes	219,900	217,575
Derivative instruments	18,985	21,107
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	0	9,012
Loans held for sale	0	0
Loans, net	10,420,129	10,668,625
Mortgage servicing rights	83,730	62,994
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (6,613)	$ 18,423
Total other comprehensive income (loss), tax expense (benefit)	(1,684)	4,686
Other comprehensive (loss) income, net of tax	(4,929)	13,737
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(20,044)	22,389
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(5,101)	5,695
Other comprehensive income (loss), before reclassifications, net of tax	(14,943)	16,694
Reclassification from AOCI, pre-tax	(1,357)
Reclassification from AOCI, tax expense (benefit)	(345)
Reclassification from AOCI, net of tax	(1,012)
Total other comprehensive income (loss), pre-tax	(21,401)	22,389
Total other comprehensive income (loss), tax expense (benefit)	(5,446)	5,695
Other comprehensive (loss) income, net of tax	(15,955)	16,694
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	14,734
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	3,750
Other comprehensive income (loss), before reclassifications, net of tax	10,984
Total other comprehensive income (loss), pre-tax	14,734
Total other comprehensive income (loss), tax expense (benefit)	3,750
Other comprehensive (loss) income, net of tax	10,984
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	54	62
Reclassification from AOCI, tax expense (benefit)	12	16
Reclassification from AOCI, net of tax	42	46
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	54	62
Total other comprehensive income (loss), tax expense (benefit)	12	16
Other comprehensive (loss) income, net of tax	$ 42	46
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax		(4,028)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)		(1,025)
Other comprehensive income (loss), before reclassifications, net of tax		(3,003)
Total other comprehensive income (loss), pre-tax		(4,028)
Total other comprehensive income (loss), tax expense (benefit)		(1,025)
Other comprehensive (loss) income, net of tax		$ (3,003)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Mar. 31, 2021	Dec. 31, 2020
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 14,972	$ 42,246
Non-credit related portion of previously recorded other-than-temporary impairment on securities	0	(11,319)
Unrealized gains (losses) on derivative instruments	10,346	(638)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,179)	(5,221)
Total accumulated other comprehensive income	$ 20,139	$ 25,068

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Basic
Net income applicable to common stock	$ 57,908	$ 2,008
Average common shares outstanding (shares)	56,240,201	56,534,816
Net income per common share - basic (usd per share)	$ 1.03	$ 0.04
Diluted
Net income applicable to common stock	$ 57,908	$ 2,008
Average common shares outstanding (shares)	56,240,201	56,534,816
Effect of dilutive stock-based compensation (shares)	278,998	171,473
Average common shares outstanding - diluted (shares)	56,519,199	56,706,289
Net income per common share - diluted (usd per share)	$ 1.02	$ 0.04

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - $ / shares	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Schedule of antidilutive securities excluded from computation of earnings per share
Exercise prices (for stock option awards) (usd per share)	$ 0	$ 0
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	1,875	236,327

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Mar. 31, 2021
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,353,317	$ 1,306,597
Tier 1 capital to average assets (leverage) - ratio	0.0949	0.0937
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,245,969	$ 1,199,394
Common equity tier 1 capital to risk-weighted assets - ratio	11.05%	10.93%
Tier 1 capital to risk-weighted assets - amount	$ 1,353,317	$ 1,306,597
Tier 1 capital to risk-weighted assets - ratio	0.1200	0.1191
Total capital to risk-weighted assets - amount	$ 1,701,667	$ 1,653,694
Total capital to risk-weighted assets - ratio	0.1509	0.1507
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 capital to average assets (leverage) - amount	$ 1,412,831	$ 1,369,994
Tier 1 capital to average assets (leverage) - ratio	0.0991	0.0983
Common equity tier 1 capital to risk-weighted assets - amount	$ 1,412,831	$ 1,369,994
Common equity tier 1 capital to risk-weighted assets - ratio	12.52%	12.49%
Tier 1 capital to risk-weighted assets - amount	$ 1,412,831	$ 1,369,994
Tier 1 capital to risk-weighted assets - ratio	0.1252	0.1249
Total capital to risk-weighted assets - amount	$ 1,548,990	$ 1,504,985
Total capital to risk-weighted assets - ratio	0.1372	0.1373

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($)	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2020
Financial information for the Company's operating segments
Net interest income (loss)	$ 109,648,000	$ 106,602,000
Provision for loan losses	0	26,350,000
Noninterest income	81,037,000	37,570,000
Noninterest expense	115,935,000	115,041,000
Income (loss) before income taxes	74,750,000	2,781,000
Income tax expense (benefit)	16,842,000	773,000
Net income (loss)	57,908,000	2,008,000
Total assets	15,622,571,000	13,900,550,000	$ 14,929,612,000
Goodwill	939,683,000	939,683,000	939,683,000
Community Banks
Financial information for the Company's operating segments
Goodwill	936,916,000		936,916,000
Insurance
Financial information for the Company's operating segments
Goodwill	2,767,000		$ 2,767,000
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	112,948,000	108,869,000
Provision for loan losses	0	26,212,000
Noninterest income	73,070,000	30,683,000
Noninterest expense	109,586,000	109,284,000
Income (loss) before income taxes	76,432,000	4,056,000
Income tax expense (benefit)	17,656,000	1,280,000
Net income (loss)	58,776,000	2,776,000
Total assets	15,525,500,000	13,776,076,000
Goodwill	936,916,000	936,916,000
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	107,000	187,000
Provision for loan losses	0	0
Noninterest income	3,248,000	2,940,000
Noninterest expense	1,923,000	1,886,000
Income (loss) before income taxes	1,432,000	1,241,000
Income tax expense (benefit)	367,000	330,000
Net income (loss)	1,065,000	911,000
Total assets	31,004,000	28,448,000
Goodwill	2,767,000	2,767,000
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	384,000	441,000
Provision for loan losses	0	138,000
Noninterest income	5,171,000	4,344,000
Noninterest expense	4,101,000	3,945,000
Income (loss) before income taxes	1,454,000	702,000
Income tax expense (benefit)	0	0
Net income (loss)	1,454,000	702,000
Total assets	64,320,000	71,895,000
Goodwill	0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(3,791,000)	(2,895,000)
Provision for loan losses	0	0
Noninterest income	(452,000)	(397,000)
Noninterest expense	325,000	(74,000)
Income (loss) before income taxes	(4,568,000)	(3,218,000)
Income tax expense (benefit)	(1,181,000)	(837,000)
Net income (loss)	(3,387,000)	(2,381,000)
Total assets	1,747,000	24,131,000
Goodwill	$ 0	$ 0