Renasant (RNST) 10-Q 6 Aug 21 2021 Q2 Quarterly report Financial data

Cover

Cover - shares	6 Months Ended
	Jun. 30, 2021	Jul. 30, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2021
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		56,352,052
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 221,205	$ 176,372
Interest-bearing balances with banks	1,384,283	456,831
Cash and cash equivalents	1,605,488	633,203
Securities available for sale, at fair value	2,163,820	1,343,457
Loans held for sale, at fair value	448,959	417,771
Loans, net of unearned income:
Loans, net of unearned income	10,149,242	10,933,647
Allowance for credit losses	(172,354)	(176,144)
Loans, net	9,976,888	10,757,503
Premises and equipment, net	293,203	300,496
Other real estate owned:
Total other real estate owned, net	4,939	5,972
Goodwill	939,683	939,683
Other intangible assets, net	27,003	30,139
Bank-owned life insurance	279,444	230,609
Mortgage servicing rights	84,912	62,994
Other assets	198,047	207,785
Total assets	16,022,386	14,929,612
Deposits
Noninterest-bearing	4,349,135	3,685,048
Interest-bearing	8,766,216	8,374,033
Total deposits	13,115,351	12,059,081
Short-term borrowings	14,933	21,340
Long-term debt	469,406	474,970
Other liabilities	218,889	241,488
Total liabilities	13,818,579	12,796,879
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,350,878 and 56,200,487 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 2,945,847 and 3,096,238 shares, respectively	(97,249)	(101,554)
Additional paid-in capital	1,295,879	1,296,963
Retained earnings	689,444	615,773
Accumulated other comprehensive income, net of taxes	19,250	25,068
Total shareholders’ equity	2,203,807	2,132,733
Total liabilities and shareholders’ equity	16,022,386	14,929,612
Non purchased loans and leases
Loans, net of unearned income:
Loans, net of unearned income	8,892,544	9,419,540
Other real estate owned:
Total other real estate owned, net	1,675	2,045
Purchased loans
Loans, net of unearned income:
Loans, net of unearned income	1,256,698	1,514,107
Other real estate owned:
Total other real estate owned, net	$ 3,264	$ 3,927

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Jun. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	56,350,878	56,200,487
Treasury stock (in shares)	2,945,847	3,096,238

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Interest income
Loans	$ 113,325,000	$ 115,672,000	$ 228,330,000	$ 236,277,000
Securities
Taxable	5,619,000	6,418,000	10,536,000	13,720,000
Tax-exempt	1,702,000	1,670,000	3,359,000	3,124,000
Other	345,000	195,000	528,000	1,007,000
Total interest income	120,991,000	123,955,000	242,753,000	254,128,000
Interest expense
Deposits	7,669,000	13,871,000	15,949,000	32,366,000
Borrowings	3,743,000	4,302,000	7,577,000	9,378,000
Total interest expense	11,412,000	18,173,000	23,526,000	41,744,000
Net interest income	109,579,000	105,782,000	219,227,000	212,384,000
Provision for loan losses	0	26,900,000	0	53,250,000
Provision for other credit losses	0	0	0	0
Provision for credit losses	0	26,900,000	0	53,250,000
Net interest income after provision for credit losses	109,579,000	78,882,000	219,227,000	159,134,000
Noninterest income
Service charges on deposit accounts	9,458,000	6,832,000	17,481,000	15,902,000
Fees and commissions	4,110,000	2,971,000	8,010,000	6,025,000
Insurance commissions	2,422,000	2,125,000	4,659,000	4,116,000
Wealth management revenue	5,019,000	3,824,000	9,811,000	7,826,000
Mortgage banking income	20,853,000	45,490,000	71,586,000	61,025,000
Net gain on sales of securities	0	31,000	1,357,000	31,000
BOLI income	1,644,000	1,329,000	3,716,000	2,492,000
Other	4,104,000	1,568,000	12,027,000	4,323,000
Total noninterest income	47,610,000	64,170,000	128,647,000	101,740,000
Noninterest expense
Salaries and employee benefits	70,293,000	79,361,000	148,989,000	152,550,000
Data processing	5,652,000	5,047,000	11,103,000	10,053,000
Net occupancy and equipment	11,374,000	13,511,000	23,912,000	27,631,000
Other real estate owned	104,000	620,000	145,000	1,038,000
Professional fees	2,674,000	2,517,000	5,595,000	5,159,000
Advertising and public relations	3,100,000	2,920,000	6,352,000	6,320,000
Intangible amortization	1,539,000	1,834,000	3,137,000	3,729,000
Communications	2,291,000	2,181,000	4,583,000	4,379,000
Restructuring charges	15,000	0	307,000	0
Debt prepayment penalty		90,000	0	90,000
Other	11,735,000	10,204,000	20,589,000	22,377,000
Total noninterest expense	108,777,000	118,285,000	224,712,000	233,326,000
Income (loss) before income taxes	48,412,000	24,767,000	123,162,000	27,548,000
Income taxes	7,545,000	4,637,000	24,387,000	5,410,000
Net income (loss)	$ 40,867,000	$ 20,130,000	$ 98,775,000	$ 22,138,000
Basic earnings per share (usd per share)	$ 0.73	$ 0.36	$ 1.75	$ 0.39
Diluted earnings per share (usd per share)	0.72	0.36	1.75	0.39
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.44	$ 0.44

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 40,867	$ 20,130	$ 98,775	$ 22,138
Securities available for sale:
Unrealized holding gains (losses) on securities	3,702	2,603	(11,241)	19,297
Reclassification adjustment for gains realized in net income	0	(23)	(1,012)	(23)
Total securities available for sale	3,702	2,580	(12,253)	19,274
Derivative instruments:
Unrealized holding (losses) gains on derivative instruments	(4,648)	(793)	6,336	(3,796)
Total derivative instruments	(4,648)	(793)	6,336	(3,796)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	57	51	99	97
Total defined benefit pension and post-retirement benefit plans	57	51	99	97
Other comprehensive (loss) income, net of tax	(889)	1,838	(5,818)	15,575
Comprehensive income	$ 39,978	$ 21,968	$ 92,957	$ 37,713

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period Of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period Of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	$ 2,125,689	$ (35,099)	$ 296,483	$ (83,189)	$ 1,294,276	$ 617,355	$ (35,099)	$ 764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,008					2,008
Other comprehensive income(loss)	13,737							13,737
Comprehensive income	15,745
Cash dividends	(12,555)					(12,555)
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Issuance of common stock for stock-based compensation awards (in shares)			104,902
Issuance of common stock for stock-based compensation awards	(1,449)			4,138	(5,587)
Stock-based compensation expense	2,750				2,750
Ending balance (in shares) at Mar. 31, 2020			56,141,018
Ending balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	22,138
Other comprehensive income(loss)	15,575
Comprehensive income	37,713
Ending balance (in shares) at Jun. 30, 2020			56,181,962
Ending balance at Jun. 30, 2020	2,082,946		$ 296,483	(102,223)	1,293,033	579,314		16,339
Beginning balance (in shares) at Mar. 31, 2020			56,141,018
Beginning balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	20,130					20,130
Other comprehensive income(loss)	1,838							1,838
Comprehensive income	21,968
Cash dividends	(12,525)					(12,525)
Issuance of common stock for stock-based compensation awards (in shares)			40,944
Issuance of common stock for stock-based compensation awards	(7)			1,397	(1,404)
Stock-based compensation expense	2,998				2,998
Ending balance (in shares) at Jun. 30, 2020			56,181,962
Ending balance at Jun. 30, 2020	2,082,946		$ 296,483	(102,223)	1,293,033	579,314		16,339
Beginning balance (in shares) at Dec. 31, 2020			56,200,487
Beginning balance at Dec. 31, 2020	2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,908					57,908
Other comprehensive income(loss)	(4,929)							(4,929)
Comprehensive income	52,979
Cash dividends	(12,564)					(12,564)
Issuance of common stock for stock-based compensation awards (in shares)			93,859
Issuance of common stock for stock-based compensation awards	(2,203)			2,605	(4,808)
Stock-based compensation expense	2,756				2,756
Ending balance (in shares) at Mar. 31, 2021			56,294,346
Ending balance at Mar. 31, 2021	2,173,701		$ 296,483	(98,949)	1,294,911	661,117		20,139
Beginning balance (in shares) at Dec. 31, 2020			56,200,487
Beginning balance at Dec. 31, 2020	2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	98,775
Other comprehensive income(loss)	(5,818)
Comprehensive income	92,957
Ending balance (in shares) at Jun. 30, 2021			56,350,878
Ending balance at Jun. 30, 2021	2,203,807		$ 296,483	(97,249)	1,295,879	689,444		19,250
Beginning balance (in shares) at Mar. 31, 2021			56,294,346
Beginning balance at Mar. 31, 2021	2,173,701		$ 296,483	(98,949)	1,294,911	661,117		20,139
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,867					40,867
Other comprehensive income(loss)	(889)							(889)
Comprehensive income	39,978
Cash dividends	(12,540)					(12,540)
Issuance of common stock for stock-based compensation awards (in shares)			56,532
Issuance of common stock for stock-based compensation awards	283			1,700	(1,417)
Stock-based compensation expense	2,385				2,385
Ending balance (in shares) at Jun. 30, 2021			56,350,878
Ending balance at Jun. 30, 2021	$ 2,203,807		$ 296,483	$ (97,249)	$ 1,295,879	$ 689,444		$ 19,250

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended				6 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.44	$ 0.44

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Operating activities
Net income	$ 98,775,000	$ 22,138,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	53,250,000
Depreciation, amortization and accretion	22,459,000	13,247,000
Deferred income tax expense (benefit)	4,975,000	(9,812,000)
Funding of mortgage loans held for sale	(2,222,822,000)	(2,023,834,000)
Proceeds from sales of mortgage loans held for sale	2,249,240,000	2,070,701,000
Gains on sales of mortgage loans held for sale	(51,482,000)	(68,342,000)
Valuation adjustment to mortgage servicing rights	(13,561,000)	14,522,000
Gains on sales of securities	(1,357,000)	(31,000)
Penalty on prepayment of debt	0	90,000
(Gains) losses on sales of premises and equipment	(687,000)	35,000
Stock-based compensation expense	5,142,000	5,748,000
Increase in other assets	(15,117,000)	(68,031,000)
(Decrease) increase in other liabilities	(25,985,000)	45,232,000
Net cash provided by operating activities	49,580,000	54,913,000
Investing activities
Purchases of securities available for sale	(1,190,400,000)	(182,745,000)
Proceeds from sales of securities available for sale	155,391,000	8,773,000
Proceeds from call/maturities of securities available for sale	195,114,000	183,807,000
Net decrease (increase) in loans	783,838,000	(1,296,880,000)
Purchases of premises and equipment	(12,953,000)	(3,856,000)
Proceeds from sales of premises and equipment	8,715,000	0
Purchase of bank-owned life insurance	(45,000,000)	0
Net change in FHLB stock	(1,207,000)	(496,000)
Proceeds from sales of other assets	3,378,000	2,228,000
Other, net	2,803,000	0
Net cash used in investing activities	(100,321,000)	(1,289,169,000)
Financing activities
Net increase in noninterest-bearing deposits	664,087,000	1,188,526,000
Net increase in interest-bearing deposits	392,183,000	444,810,000
Net decrease in short-term borrowings	(6,407,000)	(147,281,000)
Repayment of long-term debt	(1,733,000)	(177,000)
Cash paid for dividends	(25,104,000)	(25,080,000)
Repurchase of shares in connection with stock repurchase program	0	(24,569,000)
Net cash provided by financing activities	1,023,026,000	1,436,229,000
Net increase in cash and cash equivalents	972,285,000	201,973,000
Cash and cash equivalents at beginning of period	633,203,000	414,930,000
Cash and cash equivalents at end of period	1,605,488,000	616,903,000
Supplemental disclosures
Cash paid for interest	24,146,000	43,564,000
Cash paid for income taxes	31,443,000	16,163,000
Noncash transactions:
Transfers of loans to other real estate owned	2,503,000	4,259,000
Financed sales of other real estate owned	130,000	154,000
Recognition of operating right-of-use assets	3,624,000	4,235,000
Recognition of operating lease liabilities	$ 3,624,000	$ 2,766,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”

Securities

Securities	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of June 30, 2021 or December 31, 2020. Amortized Gross Gross Fair June 30, 2021 U.S. Treasury securities $ 3,021 $ 16 $ — $ 3,037 Obligations of states and political subdivisions 314,675 11,270 (425) 325,520 Residential mortgage backed securities: Government agency mortgage backed securities 742,392 13,670 (1,572) 754,490 Government agency collateralized mortgage obligations 800,299 2,267 (4,324) 798,242 Commercial mortgage backed securities: Government agency mortgage backed securities 21,461 795 — 22,256 Government agency collateralized mortgage obligations 197,401 1,729 (1,571) 197,559 Other debt securities 59,523 3,193 — 62,716 $ 2,138,772 $ 32,940 $ (7,892) $ 2,163,820 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 Securities sold were as set forth in the tables below. There were no securities sold during the three months ended June 30, 2021 and 2020. Carrying Value Net Proceeds Gain/(Loss) Six months ended June 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 Carrying Value Net Proceeds Gain/(Loss) Six months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Gross realized gains and losses on sales of securities available for sale for the three and six months ended June 30, 2021 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Gross gains on sales of securities available for sale $ — $ 166 $ 3,508 $ 166 Gross losses on sales of securities available for sale — (135) (2,151) (135) Gains on sales of securities available for sale, net $ — $ 31 $ 1,357 $ 31 At June 30, 2021 and December 31, 2020, securities with a carrying value of $596,836 and $582,338, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $20,873 and $32,272 were pledged as collateral for short-term borrowings and derivative instruments at June 30, 2021 and December 31, 2020, respectively. The amortized cost and fair value of securities at June 30, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 36,914 $ 39,268 Due after one year through five years 23,273 24,061 Due after five years through ten years 57,089 59,654 Due after ten years 228,196 234,605 Residential mortgage backed securities: Government agency mortgage backed securities 742,392 754,490 Government agency collateralized mortgage obligations 800,299 798,242 Commercial mortgage backed securities: Government agency mortgage backed securities 21,461 22,256 Government agency collateralized mortgage obligations 197,401 197,559 Other debt securities 31,747 33,685 $ 2,138,772 $ 2,163,820 The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: June 30, 2021 Obligations of states and political subdivisions 20 $ 40,176 $ (414) 1 $ 2,166 $ (11) 21 $ 42,342 $ (425) Residential mortgage backed securities: Government agency mortgage backed securities 25 210,509 (1,572) — — — 25 210,509 (1,572) Government agency collateralized mortgage obligations 25 537,594 (4,324) — — — 25 537,594 (4,324) Commercial mortgage backed securities: Government agency mortgage backed securities — — — 1 446 — 1 446 — Government agency collateralized mortgage obligations — — — 13 115,433 (1,571) 13 115,433 (1,571) Other debt securities 1 1,000 — — — — 1 1,000 — Total 71 $ 789,279 $ (6,310) 15 $ 118,045 $ (1,582) 86 $ 907,324 $ (7,892) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and written down to fair value with all losses recognized in earnings.

Non Purchased Loans

Non Purchased Loans	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,509,908 $ 2,360,471 Lease financing 78,028 80,022 Real estate – construction: Residential 274,599 243,814 Commercial 764,014 583,338 Total real estate – construction 1,038,613 827,152 Real estate – 1-4 family mortgage: Primary 1,623,987 1,536,181 Home equity 426,845 432,768 Rental/investment 271,397 264,436 Land development 113,345 123,179 Total real estate – 1-4 family mortgage 2,435,574 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,373,150 1,334,765 Non-owner occupied 2,249,112 2,194,739 Land development 101,047 120,125 Total real estate – commercial mortgage 3,723,309 3,649,629 Installment loans to individuals 111,137 149,862 Gross loans 8,896,569 9,423,700 Unearned income (4,025) (4,160) Loans, net of unearned income $ 8,892,544 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $246,931 and $1,128,703 as of June 30, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 2,909 $ 113 $ 1,501,970 $ 1,504,992 $ 10 $ 1,512 $ 3,394 $ 4,916 $ 1,509,908 Lease financing 20 — 78,008 78,028 — — — — 78,028 Real estate – construction: Residential — — 274,599 274,599 — — — — 274,599 Commercial — — 764,014 764,014 — — — — 764,014 Total real estate – construction — — 1,038,613 1,038,613 — — — — 1,038,613 Real estate – 1-4 family mortgage: Primary 3,345 505 1,610,000 1,613,850 1,414 3,545 5,178 10,137 1,623,987 Home equity 975 — 425,225 426,200 30 446 169 645 426,845 Rental/investment 723 138 269,930 270,791 — 103 503 606 271,397 Land development 39 — 113,117 113,156 — 104 85 189 113,345 Total real estate – 1-4 family mortgage 5,082 643 2,418,272 2,423,997 1,444 4,198 5,935 11,577 2,435,574 Real estate – commercial mortgage: Owner-occupied 2,342 — 1,368,353 1,370,695 477 706 1,272 2,455 1,373,150 Non-owner occupied 82 2 2,241,403 2,241,487 — 2,002 5,623 7,625 2,249,112 Land development 89 42 100,717 100,848 — 159 40 199 101,047 Total real estate – commercial mortgage 2,513 44 3,710,473 3,713,030 477 2,867 6,935 10,279 3,723,309 Installment loans to individuals 769 — 110,039 110,808 10 168 151 329 111,137 Unearned income — — (4,025) (4,025) — — — — (4,025) Loans, net of unearned income $ 11,293 $ 800 $ 8,853,350 $ 8,865,443 $ 1,941 $ 8,745 $ 16,415 $ 27,101 $ 8,892,544 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at June 30, 2021 and three restructured loans in the amount of $352 contractually 90 days past due or more and still accruing at June 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $11,241 and $2,306 at June 30, 2021 and June 30, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 9 1,371 1,377 Total 15 $ 6,599 $ 6,605 Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 12 1,803 1,812 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 19 $ 7,868 $ 7,850 Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 With respect to loans that were restructured during the six months ended June 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the six months ended June 30, 2020, $84 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 19 7,865 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (1) (179) Paid in full (5) (428) Principal paydowns — (216) Totals at June 30, 2021 90 $ 18,838 The allowance for credit losses attributable to restructured loans was $612 and $299 at June 30, 2021 and June 30, 2020, respectively. The Company had $305 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2021. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the second quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of June 30, 2021, the Company has discontinued its deferral program but 108 loans with total balances of approximately $18,300 remained on deferral. In accordance with the applicable guidance, none of these loans are considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 161,337 $ 521,228 $ 171,979 $ 61,489 $ 30,000 $ 17,698 $ 441,033 $ 2,941 $ 1,407,705 Pass 160,584 520,874 168,388 58,126 24,990 15,221 439,248 2,137 1,389,568 Special Mention — 115 2,527 298 673 1,410 252 — 5,275 Substandard 753 239 1,064 3,065 4,337 1,067 1,533 804 12,862 Real Estate - Construction $ 221,640 $ 407,728 $ 293,244 $ 29,050 $ 149 $ — $ 6,907 $ 5,803 $ 964,521 Residential $ 130,319 $ 58,469 $ 2,093 $ — $ — $ — $ 6,907 $ 5,803 $ 203,591 Pass 130,319 57,922 2,093 — — — 6,907 5,803 203,044 Special Mention — 547 — — — — — — 547 Substandard — — — — — — — — — Commercial $ 91,321 $ 349,259 $ 291,151 $ 29,050 $ 149 $ — $ — $ — $ 760,930 Pass 91,321 349,259 286,471 29,050 149 — — — 756,250 Special Mention — — 4,680 — — — — — 4,680 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 83,874 $ 82,347 $ 57,180 $ 22,817 $ 19,601 $ 12,129 $ 13,870 $ 538 $ 292,356 Primary $ 6,270 $ 7,639 $ 4,917 $ 3,754 $ 3,913 $ 972 $ 4,930 $ — $ 32,395 Pass 6,270 7,639 4,131 3,754 3,913 960 4,930 — 31,597 Special Mention — — 120 — — — — — 120 Substandard — — 666 — — 12 — — 678 Home Equity $ 1,171 $ 200 $ — $ — $ — $ — $ 3,676 $ — $ 5,047 Pass 1,171 200 — — — — 3,676 — 5,047 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 46,639 $ 48,640 $ 24,234 $ 18,526 $ 15,448 $ 10,668 $ 985 $ 538 $ 165,678 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 46,619 48,541 23,172 18,394 15,324 10,326 985 538 163,899 Special Mention — — — — — 74 — — 74 Substandard 20 99 1,062 132 124 268 — — 1,705 Land Development $ 29,794 $ 25,868 $ 28,029 $ 537 $ 240 $ 489 $ 4,279 $ — $ 89,236 Pass 29,794 23,192 27,922 537 240 489 4,279 — 86,453 Special Mention — 2,676 — — — — — — 2,676 Substandard — — 107 — — — — — 107 Real Estate - Commercial Mortgage $ 401,283 $ 910,479 $ 734,366 $ 398,252 $ 344,733 $ 502,800 $ 99,932 $ 21,054 $ 3,412,899 Owner-Occupied $ 145,768 $ 297,847 $ 226,086 $ 165,077 $ 143,037 $ 155,885 $ 33,928 $ 9,132 $ 1,176,760 Pass 144,957 295,064 224,524 160,888 136,955 146,755 33,562 7,395 1,150,100 Special Mention — 2,205 832 — 1,877 5,568 351 1,737 12,570 Substandard 811 578 730 4,189 4,205 3,562 15 — 14,090 Non-Owner Occupied $ 241,893 $ 591,175 $ 493,814 $ 227,568 $ 198,930 $ 343,230 $ 60,008 $ 11,922 $ 2,168,540 Pass 240,138 582,245 484,917 214,227 154,425 311,334 60,008 11,922 2,059,216 Special Mention 1,545 8,930 246 13,341 38,928 16,081 — — 79,071 Substandard 210 — 8,651 — 5,577 15,815 — — 30,253 Land Development $ 13,622 $ 21,457 $ 14,466 $ 5,607 $ 2,766 $ 3,685 $ 5,996 $ — $ 67,599 Pass 13,577 19,325 14,466 5,607 2,707 3,674 5,996 — 65,352 Special Mention 45 — — — 59 — — — 104 Substandard — 2,132 — — — 11 — — 2,143 Installment loans to individuals $ — $ 6 $ 2 $ — $ — $ — $ — $ — $ 8 Pass — 6 2 — — — — — 8 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 868,134 $ 1,921,788 $ 1,256,771 $ 511,608 $ 394,483 $ 532,627 $ 561,742 $ 30,336 $ 6,077,489 Pass 864,750 1,904,267 1,236,086 490,583 338,703 488,759 559,591 27,795 5,910,534 Special Mention 1,590 14,473 8,405 13,639 41,537 23,133 603 1,737 105,117 Substandard 1,794 3,048 12,280 7,386 14,243 20,735 1,548 804 61,838 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 15,099 $ 16,477 $ 11,460 $ 7,023 $ 4,389 $ 11,052 $ 36,398 $ 305 $ 102,203 Performing Loans 15,099 16,477 11,313 6,915 4,174 10,969 36,151 305 101,403 Non-Performing Loans — — 147 108 215 83 247 — 800 Lease Financing Receivables $ 14,387 $ 25,526 $ 19,722 $ 9,276 $ 3,046 $ 2,046 $ — $ — $ 74,003 Performing Loans 14,387 25,526 19,722 9,276 3,046 2,046 — — 74,003 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 20,974 $ 50,321 $ 2,777 $ — $ 20 $ — $ — $ — $ 74,092 Residential $ 19,370 $ 49,080 $ 2,538 $ — $ 20 $ — $ — $ — $ 71,008 Performing Loans 19,370 49,080 2,538 — 20 — — — 71,008 Non-Performing Loans — — — — — — — — — Commercial $ 1,604 $ 1,241 $ 239 $ — $ — $ — $ — $ — $ 3,084 Performing Loans 1,604 1,241 239 — — — — — 3,084 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 295,117 $ 508,702 $ 274,815 $ 210,531 $ 159,432 $ 268,946 $ 422,623 $ 3,052 $ 2,143,218 Primary $ 267,460 $ 468,784 $ 257,747 $ 192,337 $ 143,698 $ 259,743 $ 1,823 $ — $ 1,591,592 Performing Loans 267,460 468,317 255,346 188,569 142,013 257,432 1,812 — 1,580,949 Non-Performing Loans — 467 2,401 3,768 1,685 2,311 11 — 10,643 Home Equity $ 342 $ — $ 124 $ 364 $ — $ 614 $ 417,798 $ 2,556 $ 421,798 Performing Loans 342 — 124 364 — 538 417,373 2,411 421,152 Non-Performing Loans — — — — — 76 425 145 646 Rental/Investment $ 19,972 $ 29,786 $ 15,217 $ 15,178 $ 14,417 $ 7,991 $ 2,662 $ 496 $ 105,719 Performing Loans 19,834 29,786 15,143 15,178 14,340 7,826 2,662 496 105,265 Non-Performing Loans 138 — 74 — 77 165 — — 454 Land Development $ 7,343 $ 10,132 $ 1,727 $ 2,652 $ 1,317 $ 598 $ 340 $ — $ 24,109 Performing Loans 7,343 10,132 1,727 2,650 1,234 494 340 — 23,920 Non-Performing Loans — — — 2 83 104 — — 189 Real Estate - Commercial Mortgage $ 49,654 $ 73,344 $ 61,707 $ 45,145 $ 38,791 $ 31,790 $ 9,536 $ 443 $ 310,410 Owner-Occupied $ 28,626 $ 45,009 $ 39,590 $ 29,545 $ 26,029 $ 22,529 $ 4,762 $ 300 $ 196,390 Performing Loans 28,626 45,009 39,113 29,545 25,871 22,225 4,762 300 195,451 Non-Performing Loans — — 477 — 158 304 — — 939 Non-Owner Occupied $ 14,585 $ 17,891 $ 16,379 $ 11,892 $ 10,548 $ 6,853 $ 2,281 $ 143 $ 80,572 Performing Loans 14,585 17,891 16,379 11,892 10,548 6,806 2,281 143 80,525 Non-Performing Loans — — — — — 47 — — 47 Land Development $ 6,443 $ 10,444 $ 5,738 $ 3,708 $ 2,214 $ 2,408 $ 2,493 $ — $ 33,448 Performing Loans 6,443 10,439 5,738 3,666 2,214 2,264 2,493 — 33,257 Non-Performing Loans — 5 — 42 — 144 — — 191 Installment loans to individuals $ 23,111 $ 31,025 $ 31,744 $ 10,187 $ 2,875 $ 2,372 $ 9,770 $ 45 $ 111,129 Performing Loans 23,055 30,940 31,661 10,162 2,857 2,330 9,770 25 110,800 Non-Performing Loans 56 85 83 25 18 42 — 20 329 Total loans not subject to risk rating $ 418,342 $ 705,395 $ 402,225 $ 282,162 $ 208,553 $ 316,206 $ 478,327 $ 3,845 $ 2,815,055 Performing Loans 418,148 704,838 399,043 278,217 206,317 312,930 477,644 3,680 2,800,817 Non-Performing Loans 194 557 3,182 3,945 2,236 3,276 683 165 14,238 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 124,725 $ 176,513 Real estate – construction: Residential 2,564 2,859 Commercial 10,182 28,093 Total real estate – construction 12,746 30,952 Real estate – 1-4 family mortgage: Primary 166,535 214,770 Home equity 63,088 80,392 Rental/investment 25,944 31,928 Land development 10,950 14,654 Total real estate – 1-4 family mortgage 266,517 341,744 Real estate – commercial mortgage: Owner-occupied 290,041 323,041 Non-owner occupied 492,917 552,728 Land development 23,902 29,454 Total real estate – commercial mortgage 806,860 905,223 Installment loans to individuals 45,850 59,675 Loans $ 1,256,698 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 376 $ — $ 113,802 $ 114,178 $ 1,293 $ 1,698 $ 7,556 $ 10,547 $ 124,725 Real estate – construction: Residential 46 — 2,518 2,564 — — — — 2,564 Commercial — — 10,182 10,182 — — — — 10,182 Total real estate – construction 46 — 12,700 12,746 — — — — 12,746 Real estate – 1-4 family mortgage: Primary 1,530 37 160,292 161,859 625 1,958 2,093 4,676 166,535 Home equity 555 — 61,140 61,695 36 680 677 1,393 63,088 Rental/investment 104 — 25,730 25,834 41 56 13 110 25,944 Land development 100 — 10,838 10,938 — — 12 12 10,950 Total real estate – 1-4 family mortgage 2,289 37 258,000 260,326 702 2,694 2,795 6,191 266,517 Real estate – commercial mortgage: Owner-occupied 60 — 287,642 287,702 89 654 1,596 2,339 290,041 Non-owner occupied — 845 484,120 484,965 — — 7,952 7,952 492,917 Land development 86 55 23,481 23,622 — 138 142 280 23,902 Total real estate – commercial mortgage 146 900 795,243 796,289 89 792 9,690 10,571 806,860 Installment loans to individuals 926 8 44,535 45,469 12 148 221 381 45,850 Loans, net of unearned income $ 3,783 $ 945 $ 1,224,280 $ 1,229,008 $ 2,096 $ 5,332 $ 20,262 $ 27,690 $ 1,256,698 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There was one restructured loan in the aggregate amount of $37 contractually 90 days past due or more and still accruing at June 30, 2021 and three restructured loans in the aggregate amount of $207 contractually 90 days past due or more and still accruing at June 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $18,279 and $7,851 at June 30, 2021 and June 30, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Real estate – 1-4 family mortgage: Primary 1 862 862 Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 $ 1,890 $ 1,893 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 1 862 862 Total 2 $ 997 $ 997 Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 $ 2,114 $ 2,008 With respect to loans that were restructured during the six months ended June 30, 2021 and June 30, 2020, none have subsequently defaulted and remain outstanding as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 2 1,236 Reductions due to: Reclassified to nonperforming loans (3) (2,470) Paid in full (4) (1,222) Charge-offs (1) (205) Principal paydowns — (154) Totals at June 30, 2021 42 $ 5,872 The allowance for credit losses attributable to restructured loans was $127 and $302 at June 30, 2021 and June 30, 2020, respectively. The Company had $1 and $242 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2021 and June 30, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of June 30, 2021, the Company had 33 loans with total balances of approximately $2,300 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term To

Purchased Loans

Purchased Loans	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,509,908 $ 2,360,471 Lease financing 78,028 80,022 Real estate – construction: Residential 274,599 243,814 Commercial 764,014 583,338 Total real estate – construction 1,038,613 827,152 Real estate – 1-4 family mortgage: Primary 1,623,987 1,536,181 Home equity 426,845 432,768 Rental/investment 271,397 264,436 Land development 113,345 123,179 Total real estate – 1-4 family mortgage 2,435,574 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,373,150 1,334,765 Non-owner occupied 2,249,112 2,194,739 Land development 101,047 120,125 Total real estate – commercial mortgage 3,723,309 3,649,629 Installment loans to individuals 111,137 149,862 Gross loans 8,896,569 9,423,700 Unearned income (4,025) (4,160) Loans, net of unearned income $ 8,892,544 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $246,931 and $1,128,703 as of June 30, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 2,909 $ 113 $ 1,501,970 $ 1,504,992 $ 10 $ 1,512 $ 3,394 $ 4,916 $ 1,509,908 Lease financing 20 — 78,008 78,028 — — — — 78,028 Real estate – construction: Residential — — 274,599 274,599 — — — — 274,599 Commercial — — 764,014 764,014 — — — — 764,014 Total real estate – construction — — 1,038,613 1,038,613 — — — — 1,038,613 Real estate – 1-4 family mortgage: Primary 3,345 505 1,610,000 1,613,850 1,414 3,545 5,178 10,137 1,623,987 Home equity 975 — 425,225 426,200 30 446 169 645 426,845 Rental/investment 723 138 269,930 270,791 — 103 503 606 271,397 Land development 39 — 113,117 113,156 — 104 85 189 113,345 Total real estate – 1-4 family mortgage 5,082 643 2,418,272 2,423,997 1,444 4,198 5,935 11,577 2,435,574 Real estate – commercial mortgage: Owner-occupied 2,342 — 1,368,353 1,370,695 477 706 1,272 2,455 1,373,150 Non-owner occupied 82 2 2,241,403 2,241,487 — 2,002 5,623 7,625 2,249,112 Land development 89 42 100,717 100,848 — 159 40 199 101,047 Total real estate – commercial mortgage 2,513 44 3,710,473 3,713,030 477 2,867 6,935 10,279 3,723,309 Installment loans to individuals 769 — 110,039 110,808 10 168 151 329 111,137 Unearned income — — (4,025) (4,025) — — — — (4,025) Loans, net of unearned income $ 11,293 $ 800 $ 8,853,350 $ 8,865,443 $ 1,941 $ 8,745 $ 16,415 $ 27,101 $ 8,892,544 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at June 30, 2021 and three restructured loans in the amount of $352 contractually 90 days past due or more and still accruing at June 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $11,241 and $2,306 at June 30, 2021 and June 30, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 9 1,371 1,377 Total 15 $ 6,599 $ 6,605 Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 12 1,803 1,812 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 19 $ 7,868 $ 7,850 Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 With respect to loans that were restructured during the six months ended June 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the six months ended June 30, 2020, $84 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 19 7,865 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (1) (179) Paid in full (5) (428) Principal paydowns — (216) Totals at June 30, 2021 90 $ 18,838 The allowance for credit losses attributable to restructured loans was $612 and $299 at June 30, 2021 and June 30, 2020, respectively. The Company had $305 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2021. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the second quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of June 30, 2021, the Company has discontinued its deferral program but 108 loans with total balances of approximately $18,300 remained on deferral. In accordance with the applicable guidance, none of these loans are considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 161,337 $ 521,228 $ 171,979 $ 61,489 $ 30,000 $ 17,698 $ 441,033 $ 2,941 $ 1,407,705 Pass 160,584 520,874 168,388 58,126 24,990 15,221 439,248 2,137 1,389,568 Special Mention — 115 2,527 298 673 1,410 252 — 5,275 Substandard 753 239 1,064 3,065 4,337 1,067 1,533 804 12,862 Real Estate - Construction $ 221,640 $ 407,728 $ 293,244 $ 29,050 $ 149 $ — $ 6,907 $ 5,803 $ 964,521 Residential $ 130,319 $ 58,469 $ 2,093 $ — $ — $ — $ 6,907 $ 5,803 $ 203,591 Pass 130,319 57,922 2,093 — — — 6,907 5,803 203,044 Special Mention — 547 — — — — — — 547 Substandard — — — — — — — — — Commercial $ 91,321 $ 349,259 $ 291,151 $ 29,050 $ 149 $ — $ — $ — $ 760,930 Pass 91,321 349,259 286,471 29,050 149 — — — 756,250 Special Mention — — 4,680 — — — — — 4,680 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 83,874 $ 82,347 $ 57,180 $ 22,817 $ 19,601 $ 12,129 $ 13,870 $ 538 $ 292,356 Primary $ 6,270 $ 7,639 $ 4,917 $ 3,754 $ 3,913 $ 972 $ 4,930 $ — $ 32,395 Pass 6,270 7,639 4,131 3,754 3,913 960 4,930 — 31,597 Special Mention — — 120 — — — — — 120 Substandard — — 666 — — 12 — — 678 Home Equity $ 1,171 $ 200 $ — $ — $ — $ — $ 3,676 $ — $ 5,047 Pass 1,171 200 — — — — 3,676 — 5,047 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 46,639 $ 48,640 $ 24,234 $ 18,526 $ 15,448 $ 10,668 $ 985 $ 538 $ 165,678 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 46,619 48,541 23,172 18,394 15,324 10,326 985 538 163,899 Special Mention — — — — — 74 — — 74 Substandard 20 99 1,062 132 124 268 — — 1,705 Land Development $ 29,794 $ 25,868 $ 28,029 $ 537 $ 240 $ 489 $ 4,279 $ — $ 89,236 Pass 29,794 23,192 27,922 537 240 489 4,279 — 86,453 Special Mention — 2,676 — — — — — — 2,676 Substandard — — 107 — — — — — 107 Real Estate - Commercial Mortgage $ 401,283 $ 910,479 $ 734,366 $ 398,252 $ 344,733 $ 502,800 $ 99,932 $ 21,054 $ 3,412,899 Owner-Occupied $ 145,768 $ 297,847 $ 226,086 $ 165,077 $ 143,037 $ 155,885 $ 33,928 $ 9,132 $ 1,176,760 Pass 144,957 295,064 224,524 160,888 136,955 146,755 33,562 7,395 1,150,100 Special Mention — 2,205 832 — 1,877 5,568 351 1,737 12,570 Substandard 811 578 730 4,189 4,205 3,562 15 — 14,090 Non-Owner Occupied $ 241,893 $ 591,175 $ 493,814 $ 227,568 $ 198,930 $ 343,230 $ 60,008 $ 11,922 $ 2,168,540 Pass 240,138 582,245 484,917 214,227 154,425 311,334 60,008 11,922 2,059,216 Special Mention 1,545 8,930 246 13,341 38,928 16,081 — — 79,071 Substandard 210 — 8,651 — 5,577 15,815 — — 30,253 Land Development $ 13,622 $ 21,457 $ 14,466 $ 5,607 $ 2,766 $ 3,685 $ 5,996 $ — $ 67,599 Pass 13,577 19,325 14,466 5,607 2,707 3,674 5,996 — 65,352 Special Mention 45 — — — 59 — — — 104 Substandard — 2,132 — — — 11 — — 2,143 Installment loans to individuals $ — $ 6 $ 2 $ — $ — $ — $ — $ — $ 8 Pass — 6 2 — — — — — 8 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 868,134 $ 1,921,788 $ 1,256,771 $ 511,608 $ 394,483 $ 532,627 $ 561,742 $ 30,336 $ 6,077,489 Pass 864,750 1,904,267 1,236,086 490,583 338,703 488,759 559,591 27,795 5,910,534 Special Mention 1,590 14,473 8,405 13,639 41,537 23,133 603 1,737 105,117 Substandard 1,794 3,048 12,280 7,386 14,243 20,735 1,548 804 61,838 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 15,099 $ 16,477 $ 11,460 $ 7,023 $ 4,389 $ 11,052 $ 36,398 $ 305 $ 102,203 Performing Loans 15,099 16,477 11,313 6,915 4,174 10,969 36,151 305 101,403 Non-Performing Loans — — 147 108 215 83 247 — 800 Lease Financing Receivables $ 14,387 $ 25,526 $ 19,722 $ 9,276 $ 3,046 $ 2,046 $ — $ — $ 74,003 Performing Loans 14,387 25,526 19,722 9,276 3,046 2,046 — — 74,003 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 20,974 $ 50,321 $ 2,777 $ — $ 20 $ — $ — $ — $ 74,092 Residential $ 19,370 $ 49,080 $ 2,538 $ — $ 20 $ — $ — $ — $ 71,008 Performing Loans 19,370 49,080 2,538 — 20 — — — 71,008 Non-Performing Loans — — — — — — — — — Commercial $ 1,604 $ 1,241 $ 239 $ — $ — $ — $ — $ — $ 3,084 Performing Loans 1,604 1,241 239 — — — — — 3,084 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 295,117 $ 508,702 $ 274,815 $ 210,531 $ 159,432 $ 268,946 $ 422,623 $ 3,052 $ 2,143,218 Primary $ 267,460 $ 468,784 $ 257,747 $ 192,337 $ 143,698 $ 259,743 $ 1,823 $ — $ 1,591,592 Performing Loans 267,460 468,317 255,346 188,569 142,013 257,432 1,812 — 1,580,949 Non-Performing Loans — 467 2,401 3,768 1,685 2,311 11 — 10,643 Home Equity $ 342 $ — $ 124 $ 364 $ — $ 614 $ 417,798 $ 2,556 $ 421,798 Performing Loans 342 — 124 364 — 538 417,373 2,411 421,152 Non-Performing Loans — — — — — 76 425 145 646 Rental/Investment $ 19,972 $ 29,786 $ 15,217 $ 15,178 $ 14,417 $ 7,991 $ 2,662 $ 496 $ 105,719 Performing Loans 19,834 29,786 15,143 15,178 14,340 7,826 2,662 496 105,265 Non-Performing Loans 138 — 74 — 77 165 — — 454 Land Development $ 7,343 $ 10,132 $ 1,727 $ 2,652 $ 1,317 $ 598 $ 340 $ — $ 24,109 Performing Loans 7,343 10,132 1,727 2,650 1,234 494 340 — 23,920 Non-Performing Loans — — — 2 83 104 — — 189 Real Estate - Commercial Mortgage $ 49,654 $ 73,344 $ 61,707 $ 45,145 $ 38,791 $ 31,790 $ 9,536 $ 443 $ 310,410 Owner-Occupied $ 28,626 $ 45,009 $ 39,590 $ 29,545 $ 26,029 $ 22,529 $ 4,762 $ 300 $ 196,390 Performing Loans 28,626 45,009 39,113 29,545 25,871 22,225 4,762 300 195,451 Non-Performing Loans — — 477 — 158 304 — — 939 Non-Owner Occupied $ 14,585 $ 17,891 $ 16,379 $ 11,892 $ 10,548 $ 6,853 $ 2,281 $ 143 $ 80,572 Performing Loans 14,585 17,891 16,379 11,892 10,548 6,806 2,281 143 80,525 Non-Performing Loans — — — — — 47 — — 47 Land Development $ 6,443 $ 10,444 $ 5,738 $ 3,708 $ 2,214 $ 2,408 $ 2,493 $ — $ 33,448 Performing Loans 6,443 10,439 5,738 3,666 2,214 2,264 2,493 — 33,257 Non-Performing Loans — 5 — 42 — 144 — — 191 Installment loans to individuals $ 23,111 $ 31,025 $ 31,744 $ 10,187 $ 2,875 $ 2,372 $ 9,770 $ 45 $ 111,129 Performing Loans 23,055 30,940 31,661 10,162 2,857 2,330 9,770 25 110,800 Non-Performing Loans 56 85 83 25 18 42 — 20 329 Total loans not subject to risk rating $ 418,342 $ 705,395 $ 402,225 $ 282,162 $ 208,553 $ 316,206 $ 478,327 $ 3,845 $ 2,815,055 Performing Loans 418,148 704,838 399,043 278,217 206,317 312,930 477,644 3,680 2,800,817 Non-Performing Loans 194 557 3,182 3,945 2,236 3,276 683 165 14,238 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 124,725 $ 176,513 Real estate – construction: Residential 2,564 2,859 Commercial 10,182 28,093 Total real estate – construction 12,746 30,952 Real estate – 1-4 family mortgage: Primary 166,535 214,770 Home equity 63,088 80,392 Rental/investment 25,944 31,928 Land development 10,950 14,654 Total real estate – 1-4 family mortgage 266,517 341,744 Real estate – commercial mortgage: Owner-occupied 290,041 323,041 Non-owner occupied 492,917 552,728 Land development 23,902 29,454 Total real estate – commercial mortgage 806,860 905,223 Installment loans to individuals 45,850 59,675 Loans $ 1,256,698 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 376 $ — $ 113,802 $ 114,178 $ 1,293 $ 1,698 $ 7,556 $ 10,547 $ 124,725 Real estate – construction: Residential 46 — 2,518 2,564 — — — — 2,564 Commercial — — 10,182 10,182 — — — — 10,182 Total real estate – construction 46 — 12,700 12,746 — — — — 12,746 Real estate – 1-4 family mortgage: Primary 1,530 37 160,292 161,859 625 1,958 2,093 4,676 166,535 Home equity 555 — 61,140 61,695 36 680 677 1,393 63,088 Rental/investment 104 — 25,730 25,834 41 56 13 110 25,944 Land development 100 — 10,838 10,938 — — 12 12 10,950 Total real estate – 1-4 family mortgage 2,289 37 258,000 260,326 702 2,694 2,795 6,191 266,517 Real estate – commercial mortgage: Owner-occupied 60 — 287,642 287,702 89 654 1,596 2,339 290,041 Non-owner occupied — 845 484,120 484,965 — — 7,952 7,952 492,917 Land development 86 55 23,481 23,622 — 138 142 280 23,902 Total real estate – commercial mortgage 146 900 795,243 796,289 89 792 9,690 10,571 806,860 Installment loans to individuals 926 8 44,535 45,469 12 148 221 381 45,850 Loans, net of unearned income $ 3,783 $ 945 $ 1,224,280 $ 1,229,008 $ 2,096 $ 5,332 $ 20,262 $ 27,690 $ 1,256,698 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There was one restructured loan in the aggregate amount of $37 contractually 90 days past due or more and still accruing at June 30, 2021 and three restructured loans in the aggregate amount of $207 contractually 90 days past due or more and still accruing at June 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $18,279 and $7,851 at June 30, 2021 and June 30, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Real estate – 1-4 family mortgage: Primary 1 862 862 Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 $ 1,890 $ 1,893 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 1 862 862 Total 2 $ 997 $ 997 Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 $ 2,114 $ 2,008 With respect to loans that were restructured during the six months ended June 30, 2021 and June 30, 2020, none have subsequently defaulted and remain outstanding as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 2 1,236 Reductions due to: Reclassified to nonperforming loans (3) (2,470) Paid in full (4) (1,222) Charge-offs (1) (205) Principal paydowns — (154) Totals at June 30, 2021 42 $ 5,872 The allowance for credit losses attributable to restructured loans was $127 and $302 at June 30, 2021 and June 30, 2020, respectively. The Company had $1 and $242 in remaining availability under commitments to lend additional funds on these restructured loans at June 30, 2021 and June 30, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of June 30, 2021, the Company had 33 loans with total balances of approximately $2,300 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term To

Allowance for Credit Losses

Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 1,634,633 $ 2,536,984 Lease financing 78,028 80,022 Real estate – construction: Residential 277,163 246,673 Commercial 774,196 611,431 Total real estate – construction 1,051,359 858,104 Real estate – 1-4 family mortgage: Primary 1,790,522 1,750,951 Home equity 489,933 513,160 Rental/investment 297,341 296,364 Land development 124,295 137,833 Total real estate – 1-4 family mortgage 2,702,091 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,663,191 1,657,806 Non-owner occupied 2,742,029 2,747,467 Land development 124,949 149,579 Total real estate – commercial mortgage 4,530,169 4,554,852 Installment loans to individuals 156,987 209,537 Gross loans 10,153,267 10,937,807 Unearned income (4,025) (4,160) Loans, net of unearned income 10,149,242 10,933,647 Allowance for credit losses on loans (172,354) (176,144) Net loans $ 9,976,888 $ 10,757,503 Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of June 30, 2021 and December 31, 2020, the Company had accrued interest receivable for loans of $48,774 and $56,459, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program of $1,367 and $1,500, respectively, as of June 30, 2021 and December 31, 2020. The decrease in the balance during the first half of 2021 is due to the charge-off of deferred interest balances. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended June 30, 2021 Allowance for credit losses: Beginning balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Charge-offs (1,184) — (152) (171) — (1,347) (2,854) Recoveries 233 — 401 143 14 1,311 2,102 Net (charge-offs) recoveries (951) — 249 (28) 14 (36) (752) Provision for credit losses on loans 353 752 (640) (1,304) (49) 888 — Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Six Months Ended June 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (4,682) (52) (253) (232) — (3,005) (8,224) Recoveries 522 13 662 314 25 2,898 4,434 Net (charge-offs) recoveries (4,160) (39) 409 82 25 (107) (3,790) Provision for credit losses on loans 2,123 (279) (1,271) (1,316) (138) 881 — Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Period-End Amount Allocated to: Individually evaluated $ 9,121 $ — $ 228 $ 4,207 $ — $ 612 $ 14,168 Collectively evaluated 27,873 15,729 31,075 70,686 1,511 11,312 158,186 Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Loans: Individually evaluated $ 14,409 $ — $ 5,017 $ 20,810 $ — $ 636 $ 40,872 Collectively evaluated 1,620,224 1,051,359 2,697,074 4,509,359 74,003 156,351 10,108,370 Ending balance $ 1,634,633 $ 1,051,359 $ 2,702,091 $ 4,530,169 $ 74,003 $ 156,987 $ 10,149,242 Nonaccruing loans with no allowance for credit losses $ 2,826 $ — $ 2,841 $ 4,953 $ — $ 10 $ 10,630 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Charge-offs (1,156) (532) (142) — — (1,736) (3,566) Recoveries 108 — 48 41 5 1,666 1,868 Net (charge-offs) recoveries (1,048) (532) (94) 41 5 (70) (1,698) Provision for credit losses on loans 5,796 2,146 2,175 15,783 219 781 26,900 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Six Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,549) (532) (363) (2,047) — (4,424) (8,915) Recoveries 298 — 136 1,740 10 4,222 6,406 Net (charge-offs) recoveries (1,251) (532) (227) (307) 10 (202) (2,509) Provision for credit losses on loans 9,927 4,536 5,500 31,085 371 1,831 53,250 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Period-End Amount Allocated to: Individually evaluated $ 3,882 $ — $ 378 $ 550 $ — $ 270 $ 5,080 Collectively evaluated 26,803 12,538 29,023 59,511 1,812 10,620 140,307 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Loans: Individually evaluated $ 9,736 $ — $ 5,142 $ 7,883 $ — $ 626 $ 23,387 Collectively evaluated 2,631,862 791,108 2,783,371 4,402,870 80,779 283,927 10,973,917 Ending balance $ 2,641,598 $ 791,108 $ 2,788,513 $ 4,410,753 $ 80,779 $ 284,553 $ 10,997,304 Nonaccruing loans with no allowance for credit losses $ 720 $ — $ 2,503 $ 3,910 $ — $ 2 $ 7,135 The Company did not record a provision for credit losses during the second quarter or first half of 2021, as compared to a provision for credit losses on loans of $26,900 in the second quarter of 2020 and $53,250 in the first half of 2020. The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. Based on the continual improvements in these forecasts over the last few quarters, the Company determined that additional provisioning during the second quarter of 2021 was not necessary. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The following tables provide a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended June 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 14,735 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — 2,600 Ending balance $ 20,535 $ 17,335 Six Months Ended June 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — 6,000 Ending balance $ 20,535 $ 17,335

Other Real Estate Owned

Other Real Estate Owned	6 Months Ended
	Jun. 30, 2021
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total June 30, 2021 Residential real estate $ 197 $ 64 $ 261 Commercial real estate 1,048 1,548 2,596 Residential land development 337 4 341 Commercial land development 1,682 59 1,741 Total $ 3,264 $ 1,675 $ 4,939 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 967 1,536 2,503 Impairments (47) (70) (117) Dispositions (1,492) (1,836) (3,328) Other (91) — (91) Balance at June 30, 2021 $ 3,264 $ 1,675 $ 4,939 At June 30, 2021 and December 31, 2020, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $58 and $1,308, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Repairs and maintenance $ 22 $ 85 $ 42 $ 170 Property taxes and insurance 37 16 48 149 Impairments 47 630 117 827 Net losses (gains) on OREO sales 6 (101) (50) (89) Rental income (8) (10) (12) (19) Total $ 104 $ 620 $ 145 $ 1,038

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	6 Months Ended
	Jun. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the six months ended June 30, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at June 30, 2021 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying June 30, 2021 Core deposit intangibles $ 82,492 $ (56,584) $ 25,908 Customer relationship intangible 2,470 (1,375) 1,095 Total finite-lived intangible assets $ 84,962 $ (57,959) $ 27,003 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Amortization expense for: Core deposit intangibles $ 1,494 $ 1,789 $ 3,046 $ 3,639 Customer relationship intangible 45 45 91 90 Total intangible amortization $ 1,539 $ 1,834 $ 3,137 $ 3,729 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights

Mortgage Servicing Rights	6 Months Ended
	Jun. 30, 2021
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. For example, a decline in mortgage interest rates or an increase in actual prepayment speeds may cause negative adjustments to the valuation of the Company’s MSRs. Servicing rights are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was a positive valuation adjustment of $13,561 during the six months ended June 30, 2021 on MSRs. This positive adjustment primarily arose from an increase in mortgage interest rates and a corresponding decrease in actual prepayment speeds. During the six months ended June 30, 2020 there was a negative valuation adjustment of $14,522 which was caused by a difference between actual prepayment speeds and the Company’s assumptions with respect to prepayment speeds. Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 19,922 Amortization (11,565) Valuation adjustment 13,561 Balance at June 30, 2021 $ 84,912 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: June 30, 2021 December 31, 2020 Unpaid principal balance $ 8,364,217 $ 7,322,671 Weighted-average prepayment speed (CPR) 12.07 % 15.05 % Estimated impact of a 10% increase $ (4,177) $ (4,001) Estimated impact of a 20% increase (8,080) (7,674) Discount rate 9.81 % 9.86 % Estimated impact of a 10% increase $ (3,212) $ (2,144) Estimated impact of a 20% increase (6,198) (4,144) Weighted-average coupon interest rate 3.38 % 3.58 % Weighted-average servicing fee (basis points) 30.28 29.94 Weighted-average remaining maturity (in years) 6.09 5.14

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	6 Months Ended
	Jun. 30, 2021
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended June 30, June 30, 2021 2020 2021 2020 Service cost $ — $ — $ 1 $ 1 Interest cost 175 250 3 2 Expected return on plan assets (441) (413) — — Recognized actuarial loss (gain) 78 96 (2) (27) Net periodic (return) benefit cost $ (188) $ (67) $ 2 $ (24) Pension Benefits Other Benefits Six Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Service cost $ — $ — $ 2 $ 3 Interest cost 341 492 7 7 Expected return on plan assets (884) (826) — — Recognized actuarial loss (gain) 132 175 (2) (45) Net periodic (return) benefit cost $ (411) $ (159) $ 7 $ (35) Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the six months ended June 30, 2021 or 2020. The following table summarizes information about options outstanding, exercised and forfeited as of and for the six months ended June 30, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (5,000) 14.96 Forfeited — — Options outstanding at end of period 5,500 $ 14.96 The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 250,483 37.24 Vested — — (126,121) 37.20 Cancelled — — (53,007) 37.67 Nonvested at end of period 211,057 $ 33.30 619,771 $ 34.48 During the six months ended June 30, 2021, the Company reissued 126,147 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $2,385 and $2,998 for the three months ended June 30, 2021 and 2020, respectively and $5,141 and $5,748 for the six months ended June 30, 2021 and 2020, respectively.

Derivative Instruments

Derivative Instruments	6 Months Ended
	Jun. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 204,113 $ 6,450 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 517,860 10,448 589,701 19,824 Forward commitments Other Assets 73,000 68 — — Totals $ 794,973 $ 16,966 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 204,113 $ 6,450 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 10,908 28 — — Forward commitments Other Liabilities 723,000 1,878 716,000 5,090 Totals $ 938,021 $ 8,356 $ 938,933 $ 14,974 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Interest rate contracts: Included in interest income on loans $ 836 $ 523 $ 1,206 $ 1,259 Interest rate lock commitments: Included in mortgage banking income (1,082) 2,924 (9,404) 24,745 Forward commitments Included in mortgage banking income (15,523) 11,321 3,280 (4,149) Total $ (15,769) $ 14,768 $ (4,918) $ 21,855 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of June 30, 2021, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 10,504 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 4,062 $ 87,000 $ 5,924 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the six months ended June 30, 2021 or 2020. The impact on other comprehensive income for the six months ended June 30, 2021 and 2020 is discussed in Note 13, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 4,386 $ 100,000 $ 209 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended June 30, Six Months Ended June 30, Location 2021 2020 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 3,264 $ — $ (4,177) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (3,264) $ — $ 4,177 $ — The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 Long-term debt $ 94,024 $ 98,114 $ 4,386 $ 209 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2020 June 30, December 31, 2020 Gross amounts recognized $ 10,643 $ 3,866 $ 16,705 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 10,643 3,866 16,705 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 5,987 3,866 5,987 3,866 Financial collateral pledged — — 9,092 14,042 Net amounts $ 4,656 $ — $ 1,626 $ 3,199

Income Taxes

Income Taxes	6 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. June 30, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 53,316 $ 53,597 Loans 4,123 5,526 Deferred compensation 12,280 13,114 Investment in partnerships 114 — Impairment of assets 655 1,067 Net operating loss carryforwards 1,477 1,857 Lease liabilities under operating leases 16,804 17,732 Other 4,043 3,539 Total deferred tax assets 92,812 96,432 Deferred tax liabilities Net unrealized gains on securities 6,501 8,434 Investment in partnerships — 793 Fixed assets 1,942 3,285 Mortgage servicing rights 20,211 14,623 Junior subordinated debt 2,200 2,245 Intangibles 3,524 3,882 Lease right-of-use asset 15,907 16,833 Other 903 1,672 Total deferred tax liabilities 51,188 51,767 Net deferred tax assets $ 41,624 $ 44,665 For the six months ended June 30, 2021 and 2020, the Company recorded a provision for income taxes totaling $24,387 and $5,410, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. During the second quarter of 2021 the Company recognized a one-time state tax credit investment of $3,460 which reduced income taxes as a discrete item. The effective tax rate, excluding discrete items, was 22.21% and 19.64% for the six months ended June 30, 2021 and 2020, respectively.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy FASB Accounting Standards Codification Topic (“ASC”) 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities and trust preferred securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2021 Financial assets: Securities available for sale $ — $ 2,163,820 $ — $ 2,163,820 Derivative instruments — 27,470 — 27,470 Mortgage loans held for sale in loans held for sale — 448,959 — 448,959 Total financial assets $ — $ 2,640,249 $ — $ 2,640,249 Financial liabilities: Derivative instruments: $ — $ 16,804 $ — $ 16,804 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the six months ended June 30, 2021. The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended June 30, 2021 Trust preferred Trust preferred Three Months Ended June 30, Balance at beginning of period $ — $ 8,604 Accretion included in net income — 9 Unrealized losses included in other comprehensive income — (903) Settlements — (31) Balance at end of period $ — $ 7,679 Six Months Ended June 30, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 18 Unrealized gains (losses) included in other comprehensive income 941 (2,222) Realized losses 2,061 — Purchases (12,021) — Settlements — (103) Balance at end of period $ — $ 7,679 For each of the three and six months ended June 30, 2021 and 2020, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 11,150 $ 11,150 OREO — — 549 549 Mortgage servicing rights — — 84,912 84,912 Total $ — $ — $ 96,611 $ 96,611 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $16,141 and $36,990 at June 30, 2021 and December 31, 2020, respectively, and a specific reserve for these loans of $4,991 and $12,845 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2020 Carrying amount prior to remeasurement $ 596 $ 4,051 Impairment recognized in results of operations (47) (1,315) Fair value $ 549 $ 2,736 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at June 30, 2021 and fair value at December 31, 2020. There were $13,561 of positive valuation adjustments on MSRs during the six months ended June 30, 2021 and $14,522 of negative valuation adjustments recognized during the six months ended June 30, 2020. The following table presents information as of June 30, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 11,150 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 549 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company has elected to measure all mortgage loans held for sale at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $7,520 and net gains of $9,617 resulting from fair value changes of these mortgage loans were recorded in income during the six months ended June 30, 2021 and 2020, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of June 30, 2021 and December 31, 2020: Aggregate Aggregate Difference June 30, 2021 Mortgage loans held for sale measured at fair value $ 448,959 $ 434,310 $ 14,649 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,605,488 $ 1,605,488 $ — $ — $ 1,605,488 Securities available for sale 2,163,820 — 2,163,820 — 2,163,820 Loans held for sale 448,959 — 448,959 — 448,959 Loans, net 9,976,888 — — 9,868,318 9,868,318 Mortgage servicing rights 84,912 — — 87,531 87,531 Derivative instruments 27,470 — 27,470 — 27,470 Financial liabilities Deposits $ 13,115,351 $ 11,582,111 $ 1,537,071 $ — $ 13,119,182 Short-term borrowings 14,933 14,933 — — 14,933 Federal Home Loan Bank advances 150,434 — 155,828 — 155,828 Junior subordinated debentures 111,083 — 100,243 — 100,243 Subordinated notes 207,889 — 219,676 — 219,676 Derivative instruments 16,804 — 16,804 — 16,804 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2021
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended June 30, 2021 Securities available for sale: Unrealized holding gains on securities $ 4,965 $ 1,263 $ 3,702 Total securities available for sale 4,965 1,263 3,702 Derivative instruments: Unrealized holding losses on derivative instruments (6,234) (1,586) (4,648) Total derivative instruments (6,234) (1,586) (4,648) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 76 19 57 Total defined benefit pension and post-retirement benefit plans 76 19 57 Total other comprehensive loss $ (1,193) $ (304) $ (889) Three months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 3,496 $ 893 $ 2,603 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 3,465 885 2,580 Derivative instruments: Unrealized holding losses on derivative instruments (1,064) (271) (793) Total derivative instruments (1,064) (271) (793) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 68 17 51 Total defined benefit pension and post-retirement benefit plans 68 17 51 Total other comprehensive income $ 2,469 $ 631 $ 1,838 Pre-Tax Tax Expense Net of Tax Six months ended June 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (15,079) $ (3,838) $ (11,241) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (16,436) (4,183) (12,253) Derivative instruments: Unrealized holding gains on derivative instruments 8,500 2,164 6,336 Total derivative instruments 8,500 2,164 6,336 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 31 99 Total defined benefit pension and post-retirement benefit plans 130 31 99 Total other comprehensive loss $ (7,806) $ (1,988) $ (5,818) Six months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 25,885 $ 6,588 $ 19,297 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 25,854 6,580 19,274 Derivative instruments: Unrealized holding losses on derivative instruments (5,092) (1,296) (3,796) Total derivative instruments (5,092) (1,296) (3,796) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 33 97 Total defined benefit pension and post-retirement benefit plans 130 33 97 Total other comprehensive income $ 20,892 $ 5,317 $ 15,575 The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: June 30, December 31, 2020 Unrealized gains on securities $ 18,674 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 5,698 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,122) (5,221) Total accumulated other comprehensive income $ 19,250 $ 25,068

Net Income Per Common Share

Net Income Per Common Share	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested and outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2021 2020 Basic Net income applicable to common stock $ 40,867 $ 20,130 Average common shares outstanding 56,325,717 56,165,452 Net income per common share - basic $ 0.73 $ 0.36 Diluted Net income applicable to common stock $ 40,867 $ 20,130 Average common shares outstanding 56,325,717 56,165,452 Effect of dilutive stock-based compensation 310,181 160,024 Average common shares outstanding - diluted 56,635,898 56,325,476 Net income per common share - diluted $ 0.72 $ 0.36 Six Months Ended June 30, 2021 2020 Basic Net income applicable to common stock $ 98,775 $ 22,138 Average common shares outstanding 56,283,195 56,350,134 Net income per common share - basic $ 1.75 $ 0.39 Diluted Net income applicable to common stock $ 98,775 $ 22,138 Average common shares outstanding 56,283,195 56,350,134 Effect of dilutive stock-based compensation 295,385 164,465 Average common shares outstanding - diluted 56,578,580 56,514,599 Net income per common share - diluted $ 1.75 $ 0.39 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2021 2020 Number of shares 19,929 264,183 Exercise prices (for stock option awards) — — Six Months Ended June 30, 2021 2020 Number of shares 19,929 247,093 Exercise prices (for stock option awards) — —

Regulatory Matters

Regulatory Matters	6 Months Ended
	Jun. 30, 2021
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: June 30, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,385,657 9.30 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,278,165 11.14 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,385,657 12.07 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,734,376 15.11 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,444,582 9.70 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,444,582 12.59 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,444,582 12.59 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,581,025 13.78 % 1,504,985 13.73 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of June 30, 2021, the Company’s CET1 capital was in excess of the capital conservation buffer. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of Accounting Standards Codification Topic 326, “Financial Instruments - Credit Losses” (“ASC

Segment Reporting

Segment Reporting	6 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended June 30, 2021 Net interest income (loss) $ 112,780 $ 111 $ 396 $ (3,708) $ 109,579 Provision for loan losses — — — — — Noninterest income 40,149 2,475 5,430 (444) 47,610 Noninterest expense 102,426 1,987 4,047 317 108,777 Income (loss) before income taxes 50,503 599 1,779 (4,469) 48,412 Income tax expense (benefit) 8,547 153 — (1,155) 7,545 Net income (loss) $ 41,956 $ 446 $ 1,779 $ (3,314) $ 40,867 Total assets $ 15,910,027 $ 31,978 $ 63,656 $ 16,725 $ 16,022,386 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended June 30, 2020 Net interest income (loss) $ 108,110 $ 111 $ 397 $ (2,836) $ 105,782 Provision for loan losses 26,861 — 39 — 26,900 Noninterest income 58,115 2,153 4,312 (410) 64,170 Noninterest expense 112,776 1,848 3,452 209 118,285 Income (loss) before income taxes 26,588 416 1,218 (3,455) 24,767 Income tax expense (benefit) 5,425 111 — (899) 4,637 Net income (loss) $ 21,163 $ 305 $ 1,218 $ (2,556) $ 20,130 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Six months ended June 30, 2021 Net interest income (loss) $ 225,728 $ 218 $ 780 $ (7,499) $ 219,227 Provision for credit losses — — — — — Noninterest income (loss) 113,219 5,723 10,601 (896) 128,647 Noninterest expense 212,012 3,910 8,148 642 224,712 Income (loss) before income taxes 126,935 2,031 3,233 (9,037) 123,162 Income tax expense (benefit) 26,203 520 — (2,336) 24,387 Net income (loss) $ 100,732 $ 1,511 $ 3,233 $ (6,701) $ 98,775 Total assets $ 15,910,027 $ 31,978 $ 63,656 $ 16,725 $ 16,022,386 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Six months ended June 30, 2020 Net interest income (loss) $ 216,970 $ 298 $ 847 $ (5,731) $ 212,384 Provision for credit losses 53,073 — 177 — 53,250 Noninterest income (loss) 88,798 5,093 8,656 (807) 101,740 Noninterest expense (benefit) 222,060 3,734 7,397 135 233,326 Income (loss) before income taxes 30,635 1,657 1,929 (6,673) 27,548 Income tax expense (benefit) 6,705 441 — (1,736) 5,410 Net income (loss) $ 23,930 $ 1,216 $ 1,929 $ (4,937) $ 22,138 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2021
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting”

Securities (Tables)

Securities (Tables)	6 Months Ended
	Jun. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of June 30, 2021 or December 31, 2020. Amortized Gross Gross Fair June 30, 2021 U.S. Treasury securities $ 3,021 $ 16 $ — $ 3,037 Obligations of states and political subdivisions 314,675 11,270 (425) 325,520 Residential mortgage backed securities: Government agency mortgage backed securities 742,392 13,670 (1,572) 754,490 Government agency collateralized mortgage obligations 800,299 2,267 (4,324) 798,242 Commercial mortgage backed securities: Government agency mortgage backed securities 21,461 795 — 22,256 Government agency collateralized mortgage obligations 197,401 1,729 (1,571) 197,559 Other debt securities 59,523 3,193 — 62,716 $ 2,138,772 $ 32,940 $ (7,892) $ 2,163,820 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457
Schedule of realized gain (loss)	Securities sold were as set forth in the tables below. There were no securities sold during the three months ended June 30, 2021 and 2020. Carrying Value Net Proceeds Gain/(Loss) Six months ended June 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 Carrying Value Net Proceeds Gain/(Loss) Six months ended June 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Gross realized gains and losses on sales of securities available for sale for the three and six months ended June 30, 2021 were as follows: Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Gross gains on sales of securities available for sale $ — $ 166 $ 3,508 $ 166 Gross losses on sales of securities available for sale — (135) (2,151) (135) Gains on sales of securities available for sale, net $ — $ 31 $ 1,357 $ 31
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at June 30, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 36,914 $ 39,268 Due after one year through five years 23,273 24,061 Due after five years through ten years 57,089 59,654 Due after ten years 228,196 234,605 Residential mortgage backed securities: Government agency mortgage backed securities 742,392 754,490 Government agency collateralized mortgage obligations 800,299 798,242 Commercial mortgage backed securities: Government agency mortgage backed securities 21,461 22,256 Government agency collateralized mortgage obligations 197,401 197,559 Other debt securities 31,747 33,685 $ 2,138,772 $ 2,163,820
Gross unrealized losses and fair value by investment category	The following table presents the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: June 30, 2021 Obligations of states and political subdivisions 20 $ 40,176 $ (414) 1 $ 2,166 $ (11) 21 $ 42,342 $ (425) Residential mortgage backed securities: Government agency mortgage backed securities 25 210,509 (1,572) — — — 25 210,509 (1,572) Government agency collateralized mortgage obligations 25 537,594 (4,324) — — — 25 537,594 (4,324) Commercial mortgage backed securities: Government agency mortgage backed securities — — — 1 446 — 1 446 — Government agency collateralized mortgage obligations — — — 13 115,433 (1,571) 13 115,433 (1,571) Other debt securities 1 1,000 — — — — 1 1,000 — Total 71 $ 789,279 $ (6,310) 15 $ 118,045 $ (1,582) 86 $ 907,324 $ (7,892) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,509,908 $ 2,360,471 Lease financing 78,028 80,022 Real estate – construction: Residential 274,599 243,814 Commercial 764,014 583,338 Total real estate – construction 1,038,613 827,152 Real estate – 1-4 family mortgage: Primary 1,623,987 1,536,181 Home equity 426,845 432,768 Rental/investment 271,397 264,436 Land development 113,345 123,179 Total real estate – 1-4 family mortgage 2,435,574 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,373,150 1,334,765 Non-owner occupied 2,249,112 2,194,739 Land development 101,047 120,125 Total real estate – commercial mortgage 3,723,309 3,649,629 Installment loans to individuals 111,137 149,862 Gross loans 8,896,569 9,423,700 Unearned income (4,025) (4,160) Loans, net of unearned income $ 8,892,544 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $246,931 and $1,128,703 as of June 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 124,725 $ 176,513 Real estate – construction: Residential 2,564 2,859 Commercial 10,182 28,093 Total real estate – construction 12,746 30,952 Real estate – 1-4 family mortgage: Primary 166,535 214,770 Home equity 63,088 80,392 Rental/investment 25,944 31,928 Land development 10,950 14,654 Total real estate – 1-4 family mortgage 266,517 341,744 Real estate – commercial mortgage: Owner-occupied 290,041 323,041 Non-owner occupied 492,917 552,728 Land development 23,902 29,454 Total real estate – commercial mortgage 806,860 905,223 Installment loans to individuals 45,850 59,675 Loans $ 1,256,698 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 1,634,633 $ 2,536,984 Lease financing 78,028 80,022 Real estate – construction: Residential 277,163 246,673 Commercial 774,196 611,431 Total real estate – construction 1,051,359 858,104 Real estate – 1-4 family mortgage: Primary 1,790,522 1,750,951 Home equity 489,933 513,160 Rental/investment 297,341 296,364 Land development 124,295 137,833 Total real estate – 1-4 family mortgage 2,702,091 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,663,191 1,657,806 Non-owner occupied 2,742,029 2,747,467 Land development 124,949 149,579 Total real estate – commercial mortgage 4,530,169 4,554,852 Installment loans to individuals 156,987 209,537 Gross loans 10,153,267 10,937,807 Unearned income (4,025) (4,160) Loans, net of unearned income 10,149,242 10,933,647 Allowance for credit losses on loans (172,354) (176,144) Net loans $ 9,976,888 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 2,909 $ 113 $ 1,501,970 $ 1,504,992 $ 10 $ 1,512 $ 3,394 $ 4,916 $ 1,509,908 Lease financing 20 — 78,008 78,028 — — — — 78,028 Real estate – construction: Residential — — 274,599 274,599 — — — — 274,599 Commercial — — 764,014 764,014 — — — — 764,014 Total real estate – construction — — 1,038,613 1,038,613 — — — — 1,038,613 Real estate – 1-4 family mortgage: Primary 3,345 505 1,610,000 1,613,850 1,414 3,545 5,178 10,137 1,623,987 Home equity 975 — 425,225 426,200 30 446 169 645 426,845 Rental/investment 723 138 269,930 270,791 — 103 503 606 271,397 Land development 39 — 113,117 113,156 — 104 85 189 113,345 Total real estate – 1-4 family mortgage 5,082 643 2,418,272 2,423,997 1,444 4,198 5,935 11,577 2,435,574 Real estate – commercial mortgage: Owner-occupied 2,342 — 1,368,353 1,370,695 477 706 1,272 2,455 1,373,150 Non-owner occupied 82 2 2,241,403 2,241,487 — 2,002 5,623 7,625 2,249,112 Land development 89 42 100,717 100,848 — 159 40 199 101,047 Total real estate – commercial mortgage 2,513 44 3,710,473 3,713,030 477 2,867 6,935 10,279 3,723,309 Installment loans to individuals 769 — 110,039 110,808 10 168 151 329 111,137 Unearned income — — (4,025) (4,025) — — — — (4,025) Loans, net of unearned income $ 11,293 $ 800 $ 8,853,350 $ 8,865,443 $ 1,941 $ 8,745 $ 16,415 $ 27,101 $ 8,892,544 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 376 $ — $ 113,802 $ 114,178 $ 1,293 $ 1,698 $ 7,556 $ 10,547 $ 124,725 Real estate – construction: Residential 46 — 2,518 2,564 — — — — 2,564 Commercial — — 10,182 10,182 — — — — 10,182 Total real estate – construction 46 — 12,700 12,746 — — — — 12,746 Real estate – 1-4 family mortgage: Primary 1,530 37 160,292 161,859 625 1,958 2,093 4,676 166,535 Home equity 555 — 61,140 61,695 36 680 677 1,393 63,088 Rental/investment 104 — 25,730 25,834 41 56 13 110 25,944 Land development 100 — 10,838 10,938 — — 12 12 10,950 Total real estate – 1-4 family mortgage 2,289 37 258,000 260,326 702 2,694 2,795 6,191 266,517 Real estate – commercial mortgage: Owner-occupied 60 — 287,642 287,702 89 654 1,596 2,339 290,041 Non-owner occupied — 845 484,120 484,965 — — 7,952 7,952 492,917 Land development 86 55 23,481 23,622 — 138 142 280 23,902 Total real estate – commercial mortgage 146 900 795,243 796,289 89 792 9,690 10,571 806,860 Installment loans to individuals 926 8 44,535 45,469 12 148 221 381 45,850 Loans, net of unearned income $ 3,783 $ 945 $ 1,224,280 $ 1,229,008 $ 2,096 $ 5,332 $ 20,262 $ 27,690 $ 1,256,698 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 9 1,371 1,377 Total 15 $ 6,599 $ 6,605 Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 12 1,803 1,812 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 19 $ 7,868 $ 7,850 Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Number of Pre- Post- Three months ended June 30, 2021 Real estate – 1-4 family mortgage: Primary 1 862 862 Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 $ 1,890 $ 1,893 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 1 862 862 Total 2 $ 997 $ 997 Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 $ 2,114 $ 2,008
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 19 7,865 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (1) (179) Paid in full (5) (428) Principal paydowns — (216) Totals at June 30, 2021 90 $ 18,838 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 2 1,236 Reductions due to: Reclassified to nonperforming loans (3) (2,470) Paid in full (4) (1,222) Charge-offs (1) (205) Principal paydowns — (154) Totals at June 30, 2021 42 $ 5,872
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 161,337 $ 521,228 $ 171,979 $ 61,489 $ 30,000 $ 17,698 $ 441,033 $ 2,941 $ 1,407,705 Pass 160,584 520,874 168,388 58,126 24,990 15,221 439,248 2,137 1,389,568 Special Mention — 115 2,527 298 673 1,410 252 — 5,275 Substandard 753 239 1,064 3,065 4,337 1,067 1,533 804 12,862 Real Estate - Construction $ 221,640 $ 407,728 $ 293,244 $ 29,050 $ 149 $ — $ 6,907 $ 5,803 $ 964,521 Residential $ 130,319 $ 58,469 $ 2,093 $ — $ — $ — $ 6,907 $ 5,803 $ 203,591 Pass 130,319 57,922 2,093 — — — 6,907 5,803 203,044 Special Mention — 547 — — — — — — 547 Substandard — — — — — — — — — Commercial $ 91,321 $ 349,259 $ 291,151 $ 29,050 $ 149 $ — $ — $ — $ 760,930 Pass 91,321 349,259 286,471 29,050 149 — — — 756,250 Special Mention — — 4,680 — — — — — 4,680 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 83,874 $ 82,347 $ 57,180 $ 22,817 $ 19,601 $ 12,129 $ 13,870 $ 538 $ 292,356 Primary $ 6,270 $ 7,639 $ 4,917 $ 3,754 $ 3,913 $ 972 $ 4,930 $ — $ 32,395 Pass 6,270 7,639 4,131 3,754 3,913 960 4,930 — 31,597 Special Mention — — 120 — — — — — 120 Substandard — — 666 — — 12 — — 678 Home Equity $ 1,171 $ 200 $ — $ — $ — $ — $ 3,676 $ — $ 5,047 Pass 1,171 200 — — — — 3,676 — 5,047 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 46,639 $ 48,640 $ 24,234 $ 18,526 $ 15,448 $ 10,668 $ 985 $ 538 $ 165,678 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 46,619 48,541 23,172 18,394 15,324 10,326 985 538 163,899 Special Mention — — — — — 74 — — 74 Substandard 20 99 1,062 132 124 268 — — 1,705 Land Development $ 29,794 $ 25,868 $ 28,029 $ 537 $ 240 $ 489 $ 4,279 $ — $ 89,236 Pass 29,794 23,192 27,922 537 240 489 4,279 — 86,453 Special Mention — 2,676 — — — — — — 2,676 Substandard — — 107 — — — — — 107 Real Estate - Commercial Mortgage $ 401,283 $ 910,479 $ 734,366 $ 398,252 $ 344,733 $ 502,800 $ 99,932 $ 21,054 $ 3,412,899 Owner-Occupied $ 145,768 $ 297,847 $ 226,086 $ 165,077 $ 143,037 $ 155,885 $ 33,928 $ 9,132 $ 1,176,760 Pass 144,957 295,064 224,524 160,888 136,955 146,755 33,562 7,395 1,150,100 Special Mention — 2,205 832 — 1,877 5,568 351 1,737 12,570 Substandard 811 578 730 4,189 4,205 3,562 15 — 14,090 Non-Owner Occupied $ 241,893 $ 591,175 $ 493,814 $ 227,568 $ 198,930 $ 343,230 $ 60,008 $ 11,922 $ 2,168,540 Pass 240,138 582,245 484,917 214,227 154,425 311,334 60,008 11,922 2,059,216 Special Mention 1,545 8,930 246 13,341 38,928 16,081 — — 79,071 Substandard 210 — 8,651 — 5,577 15,815 — — 30,253 Land Development $ 13,622 $ 21,457 $ 14,466 $ 5,607 $ 2,766 $ 3,685 $ 5,996 $ — $ 67,599 Pass 13,577 19,325 14,466 5,607 2,707 3,674 5,996 — 65,352 Special Mention 45 — — — 59 — — — 104 Substandard — 2,132 — — — 11 — — 2,143 Installment loans to individuals $ — $ 6 $ 2 $ — $ — $ — $ — $ — $ 8 Pass — 6 2 — — — — — 8 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 868,134 $ 1,921,788 $ 1,256,771 $ 511,608 $ 394,483 $ 532,627 $ 561,742 $ 30,336 $ 6,077,489 Pass 864,750 1,904,267 1,236,086 490,583 338,703 488,759 559,591 27,795 5,910,534 Special Mention 1,590 14,473 8,405 13,639 41,537 23,133 603 1,737 105,117 Substandard 1,794 3,048 12,280 7,386 14,243 20,735 1,548 804 61,838 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 15,099 $ 16,477 $ 11,460 $ 7,023 $ 4,389 $ 11,052 $ 36,398 $ 305 $ 102,203 Performing Loans 15,099 16,477 11,313 6,915 4,174 10,969 36,151 305 101,403 Non-Performing Loans — — 147 108 215 83 247 — 800 Lease Financing Receivables $ 14,387 $ 25,526 $ 19,722 $ 9,276 $ 3,046 $ 2,046 $ — $ — $ 74,003 Performing Loans 14,387 25,526 19,722 9,276 3,046 2,046 — — 74,003 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 20,974 $ 50,321 $ 2,777 $ — $ 20 $ — $ — $ — $ 74,092 Residential $ 19,370 $ 49,080 $ 2,538 $ — $ 20 $ — $ — $ — $ 71,008 Performing Loans 19,370 49,080 2,538 — 20 — — — 71,008 Non-Performing Loans — — — — — — — — — Commercial $ 1,604 $ 1,241 $ 239 $ — $ — $ — $ — $ — $ 3,084 Performing Loans 1,604 1,241 239 — — — — — 3,084 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 295,117 $ 508,702 $ 274,815 $ 210,531 $ 159,432 $ 268,946 $ 422,623 $ 3,052 $ 2,143,218 Primary $ 267,460 $ 468,784 $ 257,747 $ 192,337 $ 143,698 $ 259,743 $ 1,823 $ — $ 1,591,592 Performing Loans 267,460 468,317 255,346 188,569 142,013 257,432 1,812 — 1,580,949 Non-Performing Loans — 467 2,401 3,768 1,685 2,311 11 — 10,643 Home Equity $ 342 $ — $ 124 $ 364 $ — $ 614 $ 417,798 $ 2,556 $ 421,798 Performing Loans 342 — 124 364 — 538 417,373 2,411 421,152 Non-Performing Loans — — — — — 76 425 145 646 Rental/Investment $ 19,972 $ 29,786 $ 15,217 $ 15,178 $ 14,417 $ 7,991 $ 2,662 $ 496 $ 105,719 Performing Loans 19,834 29,786 15,143 15,178 14,340 7,826 2,662 496 105,265 Non-Performing Loans 138 — 74 — 77 165 — — 454 Land Development $ 7,343 $ 10,132 $ 1,727 $ 2,652 $ 1,317 $ 598 $ 340 $ — $ 24,109 Performing Loans 7,343 10,132 1,727 2,650 1,234 494 340 — 23,920 Non-Performing Loans — — — 2 83 104 — — 189 Real Estate - Commercial Mortgage $ 49,654 $ 73,344 $ 61,707 $ 45,145 $ 38,791 $ 31,790 $ 9,536 $ 443 $ 310,410 Owner-Occupied $ 28,626 $ 45,009 $ 39,590 $ 29,545 $ 26,029 $ 22,529 $ 4,762 $ 300 $ 196,390 Performing Loans 28,626 45,009 39,113 29,545 25,871 22,225 4,762 300 195,451 Non-Performing Loans — — 477 — 158 304 — — 939 Non-Owner Occupied $ 14,585 $ 17,891 $ 16,379 $ 11,892 $ 10,548 $ 6,853 $ 2,281 $ 143 $ 80,572 Performing Loans 14,585 17,891 16,379 11,892 10,548 6,806 2,281 143 80,525 Non-Performing Loans — — — — — 47 — — 47 Land Development $ 6,443 $ 10,444 $ 5,738 $ 3,708 $ 2,214 $ 2,408 $ 2,493 $ — $ 33,448 Performing Loans 6,443 10,439 5,738 3,666 2,214 2,264 2,493 — 33,257 Non-Performing Loans — 5 — 42 — 144 — — 191 Installment loans to individuals $ 23,111 $ 31,025 $ 31,744 $ 10,187 $ 2,875 $ 2,372 $ 9,770 $ 45 $ 111,129 Performing Loans 23,055 30,940 31,661 10,162 2,857 2,330 9,770 25 110,800 Non-Performing Loans 56 85 83 25 18 42 — 20 329 Total loans not subject to risk rating $ 418,342 $ 705,395 $ 402,225 $ 282,162 $ 208,553 $ 316,206 $ 478,327 $ 3,845 $ 2,815,055 Performing Loans 418,148 704,838 399,043 278,217 206,317 312,930 477,644 3,680 2,800,817 Non-Performing Loans 194 557 3,182 3,945 2,236 3,276 683 165 14,238 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 679 $ 18,481 $ 16,855 $ 30,643 $ 47,497 $ 1,879 $ 116,034 Pass — — 679 16,261 11,563 23,206 42,942 412 95,063 Special Mention — — — — — — — — — Substandard — — — 2,220 5,292 7,437 4,555 1,467 20,971 Real Estate - Construction $ — $ — $ — $ 1,005 $ 452 $ 10,867 $ — $ — $ 12,324 Residential $ — $ — $ — $ 1,005 $ 452 $ 685 $ — $ — $ 2,142 Pass — — — 1,005 452 685 — — 2,142 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 10,182 $ — $ — $ 10,182 Pass — — — — — 10,182 — — 10,182 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 11,373 $ 4,555 $ 30,598 $ 888 $ 226 $ 47,640 Primary $ — $ — $ — $ 4,239 $ 2,600 $ 13,586 $ — $ — $ 20,425 Pass — — — 4,239 2,514 9,567 — — 16,320 Special Mention — — — — — 1,014 — — 1,014 Substandard — — — — 86 3,005 — — 3,091 Home Equity $ — $ — $ — $ — $ — $ — $ 651 $ 226 $ 877 Pass — — — — — — 162 — 162 Special Mention — — — — — — — — — Substandard — — — — — — 489 226 715 Rental/Investment $ — $ — $ — $ — $ 1,841 $ 14,415 $ 237 $ — $ 16,493 Pass — — — — 1,841 13,564 87 — 15,492 Special Mention — — — — — — — — — Substandard — — — — — 851 150 — 1,001 Land Development $ — $ — $ — $ 7,134 $ 114 $ 2,597 $ — $ — $ 9,845 Pass — — — 7,134 87 1,184 — — 8,405 Special Mention — — — — — — — — — Substandard — — — — 27 1,413 — — 1,440 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 57,113 $ 159,064 $ 528,632 $ 9,749 $ 14,559 $ 769,117 Owner-Occupied $ — $ — $ — $ 14,682 $ 33,181 $ 217,414 $ 3,174 $ 2 $ 268,453 Pass — — — 14,682 29,288 193,496 3,166 — 240,632 Special Mention — — — — 1,582 1,971 — — 3,553 Substandard — — — — 2,311 21,947 8 2 24,268 Non-Owner Occupied $ — $ — $ — $ 40,506 $ 122,120 $ 297,530 $ 6,380 $ 14,557 $ 481,093 Pass — — — 24,133 114,441 254,147 6,380 — 399,101 Special Mention — — — — — 10,570 — — 10,570 Substandard — — — 16,373 7,679 32,813 — 14,557 71,422 Land Development $ — $ — $ — $ 1,925 $ 3,763 $ 13,688 $ 195 $ — $ 19,571 Pass — — — 1,925 3,763 7,522 195 — 13,405 Special Mention — — — — — 5,253 — — 5,253 Substandard — — — — — 913 — — 913 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 679 $ 87,972 $ 180,926 $ 600,740 $ 58,134 $ 16,664 $ 945,115 Pass — — 679 69,379 163,949 513,553 52,932 412 800,904 Special Mention — — — — 1,582 18,808 — — 20,390 Substandard — — — 18,593 15,395 68,379 5,202 16,252 123,821 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 383 $ 337 $ 2,727 $ 5,021 $ 223 $ 8,691 Performing Loans — — — 383 337 2,727 5,001 223 8,671 Non-Performing Loans — — — — — — 20 — 20 Real Estate - Construction $ — $ — $ — $ 422 $ — $ — $ — $ — $ 422 Residential $ — $ — $ — $ 422 $ — $ — $ — $ — $ 422 Performing Loans — — — 422 — — — — 422 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 363 $ 2,233 $ 26,840 $ 131,914 $ 55,416 $ 2,111 $ 218,877 Primary $ — $ — $ 243 $ 1,684 $ 24,349 $ 119,577 $ 166 $ 91 $ 146,110 Performing Loans — — 243 1,574 23,741 115,772 166 22 141,518 Non-Performing Loans — — — 110 608 3,805 — 69 4,592 Home Equity $ — $ — $ — $ 549 $ 2,295 $ 2,109 $ 55,238 $ 2,020 $ 62,211 Performing Loans — — — 549 2,295 2,031 54,552 1,618 61,045 Non-Performing Loans — — — — — 78 686 402 1,166 Rental/Investment $ — $ — $ 120 $ — $ 124 $ 9,195 $ 12 $ — $ 9,451 Performing Loans — — 120 — 124 9,112 12 — 9,368 Non-Performing Loans — — — — — 83 — — 83 Land Development $ — $ — $ — $ — $ 72 $ 1,033 $ — $ — $ 1,105 Performing Loans — — — — 72 1,033 — — 1,105 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 331 $ 1,199 $ 1,112 $ 33,778 $ 1,323 $ — $ 37,743 Owner-Occupied $ — $ — $ — $ 644 $ 589 $ 19,562 $ 793 $ — $ 21,588 Performing Loans — — — 644 589 19,301 793 — 21,327 Non-Performing Loans — — — — — 261 — — 261 Non-Owner Occupied $ — $ — $ 331 $ 404 $ 138 $ 10,536 $ 415 $ — $ 11,824 Performing Loans — — 331 404 — 10,409 415 — 11,559 Non-Performing Loans — — — — 138 127 — — 265 Land Development $ — $ — $ — $ 151 $ 385 $ 3,680 $ 115 $ — $ 4,331 Performing Loans — — — 151 385 3,625 115 — 4,276 Non-Performing Loans — — — — — 55 — — 55 Installment loans to individuals $ — $ — $ — $ 26,952 $ 12,424 $ 4,625 $ 1,785 $ 64 $ 45,850 Performing Loans — — — 26,908 12,370 4,367 1,785 32 45,462 Non-Performing Loans — — — 44 54 258 — 32 388 Total loans not subject to risk rating $ — $ — $ 694 $ 31,189 $ 40,713 $ 173,044 $ 63,545 $ 2,398 $ 311,583 Performing Loans — — 694 31,035 39,913 168,377 62,839 1,895 304,753 Non-Performing Loans — — — 154 800 4,667 706 503 6,830 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Purchased Loans (Tables)

Purchased Loans (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,509,908 $ 2,360,471 Lease financing 78,028 80,022 Real estate – construction: Residential 274,599 243,814 Commercial 764,014 583,338 Total real estate – construction 1,038,613 827,152 Real estate – 1-4 family mortgage: Primary 1,623,987 1,536,181 Home equity 426,845 432,768 Rental/investment 271,397 264,436 Land development 113,345 123,179 Total real estate – 1-4 family mortgage 2,435,574 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,373,150 1,334,765 Non-owner occupied 2,249,112 2,194,739 Land development 101,047 120,125 Total real estate – commercial mortgage 3,723,309 3,649,629 Installment loans to individuals 111,137 149,862 Gross loans 8,896,569 9,423,700 Unearned income (4,025) (4,160) Loans, net of unearned income $ 8,892,544 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $246,931 and $1,128,703 as of June 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 124,725 $ 176,513 Real estate – construction: Residential 2,564 2,859 Commercial 10,182 28,093 Total real estate – construction 12,746 30,952 Real estate – 1-4 family mortgage: Primary 166,535 214,770 Home equity 63,088 80,392 Rental/investment 25,944 31,928 Land development 10,950 14,654 Total real estate – 1-4 family mortgage 266,517 341,744 Real estate – commercial mortgage: Owner-occupied 290,041 323,041 Non-owner occupied 492,917 552,728 Land development 23,902 29,454 Total real estate – commercial mortgage 806,860 905,223 Installment loans to individuals 45,850 59,675 Loans $ 1,256,698 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 1,634,633 $ 2,536,984 Lease financing 78,028 80,022 Real estate – construction: Residential 277,163 246,673 Commercial 774,196 611,431 Total real estate – construction 1,051,359 858,104 Real estate – 1-4 family mortgage: Primary 1,790,522 1,750,951 Home equity 489,933 513,160 Rental/investment 297,341 296,364 Land development 124,295 137,833 Total real estate – 1-4 family mortgage 2,702,091 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,663,191 1,657,806 Non-owner occupied 2,742,029 2,747,467 Land development 124,949 149,579 Total real estate – commercial mortgage 4,530,169 4,554,852 Installment loans to individuals 156,987 209,537 Gross loans 10,153,267 10,937,807 Unearned income (4,025) (4,160) Loans, net of unearned income 10,149,242 10,933,647 Allowance for credit losses on loans (172,354) (176,144) Net loans $ 9,976,888 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 2,909 $ 113 $ 1,501,970 $ 1,504,992 $ 10 $ 1,512 $ 3,394 $ 4,916 $ 1,509,908 Lease financing 20 — 78,008 78,028 — — — — 78,028 Real estate – construction: Residential — — 274,599 274,599 — — — — 274,599 Commercial — — 764,014 764,014 — — — — 764,014 Total real estate – construction — — 1,038,613 1,038,613 — — — — 1,038,613 Real estate – 1-4 family mortgage: Primary 3,345 505 1,610,000 1,613,850 1,414 3,545 5,178 10,137 1,623,987 Home equity 975 — 425,225 426,200 30 446 169 645 426,845 Rental/investment 723 138 269,930 270,791 — 103 503 606 271,397 Land development 39 — 113,117 113,156 — 104 85 189 113,345 Total real estate – 1-4 family mortgage 5,082 643 2,418,272 2,423,997 1,444 4,198 5,935 11,577 2,435,574 Real estate – commercial mortgage: Owner-occupied 2,342 — 1,368,353 1,370,695 477 706 1,272 2,455 1,373,150 Non-owner occupied 82 2 2,241,403 2,241,487 — 2,002 5,623 7,625 2,249,112 Land development 89 42 100,717 100,848 — 159 40 199 101,047 Total real estate – commercial mortgage 2,513 44 3,710,473 3,713,030 477 2,867 6,935 10,279 3,723,309 Installment loans to individuals 769 — 110,039 110,808 10 168 151 329 111,137 Unearned income — — (4,025) (4,025) — — — — (4,025) Loans, net of unearned income $ 11,293 $ 800 $ 8,853,350 $ 8,865,443 $ 1,941 $ 8,745 $ 16,415 $ 27,101 $ 8,892,544 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total June 30, 2021 Commercial, financial, agricultural $ 376 $ — $ 113,802 $ 114,178 $ 1,293 $ 1,698 $ 7,556 $ 10,547 $ 124,725 Real estate – construction: Residential 46 — 2,518 2,564 — — — — 2,564 Commercial — — 10,182 10,182 — — — — 10,182 Total real estate – construction 46 — 12,700 12,746 — — — — 12,746 Real estate – 1-4 family mortgage: Primary 1,530 37 160,292 161,859 625 1,958 2,093 4,676 166,535 Home equity 555 — 61,140 61,695 36 680 677 1,393 63,088 Rental/investment 104 — 25,730 25,834 41 56 13 110 25,944 Land development 100 — 10,838 10,938 — — 12 12 10,950 Total real estate – 1-4 family mortgage 2,289 37 258,000 260,326 702 2,694 2,795 6,191 266,517 Real estate – commercial mortgage: Owner-occupied 60 — 287,642 287,702 89 654 1,596 2,339 290,041 Non-owner occupied — 845 484,120 484,965 — — 7,952 7,952 492,917 Land development 86 55 23,481 23,622 — 138 142 280 23,902 Total real estate – commercial mortgage 146 900 795,243 796,289 89 792 9,690 10,571 806,860 Installment loans to individuals 926 8 44,535 45,469 12 148 221 381 45,850 Loans, net of unearned income $ 3,783 $ 945 $ 1,224,280 $ 1,229,008 $ 2,096 $ 5,332 $ 20,262 $ 27,690 $ 1,256,698 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 9 1,371 1,377 Total 15 $ 6,599 $ 6,605 Three months ended June 30, 2020 Commercial, financial, agricultural 4 $ 933 $ 930 Real estate – 1-4 family mortgage: Primary 12 1,709 1,714 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 13 1,818 1,824 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 21 $ 5,627 $ 5,577 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 6 $ 5,228 $ 5,228 Real estate – 1-4 family mortgage: Primary 12 1,803 1,812 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 19 $ 7,868 $ 7,850 Six months ended June 30, 2020 Commercial, financial, agricultural 6 $ 1,831 $ 1,828 Real estate – 1-4 family mortgage: Primary 15 2,155 2,163 Rental/investment 1 109 110 Total real estate – 1-4 family mortgage 16 2,264 2,273 Real estate – commercial mortgage: Owner-occupied 1 2,663 2,613 Non-owner occupied 1 189 189 Total real estate – commercial mortgage 2 2,852 2,802 Installment loans to individuals 2 24 21 Total 26 $ 6,971 $ 6,924 Number of Pre- Post- Three months ended June 30, 2021 Real estate – 1-4 family mortgage: Primary 1 862 862 Three months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 1 $ 66 $ 68 Home equity 1 159 162 Total real estate – 1-4 family mortgage 2 225 230 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 6 $ 1,890 $ 1,893 Number of Pre- Post- Six months ended June 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 1 862 862 Total 2 $ 997 $ 997 Six months ended June 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 2 290 183 Home equity 1 159 162 Total real estate – 1-4 family mortgage 3 449 345 Real estate – commercial mortgage: Owner-occupied 1 69 69 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 2 611 613 Installment loans to individuals 1 25 19 Total 7 $ 2,114 $ 2,008
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 19 7,865 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (1) (179) Paid in full (5) (428) Principal paydowns — (216) Totals at June 30, 2021 90 $ 18,838 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 2 1,236 Reductions due to: Reclassified to nonperforming loans (3) (2,470) Paid in full (4) (1,222) Charge-offs (1) (205) Principal paydowns — (154) Totals at June 30, 2021 42 $ 5,872
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 161,337 $ 521,228 $ 171,979 $ 61,489 $ 30,000 $ 17,698 $ 441,033 $ 2,941 $ 1,407,705 Pass 160,584 520,874 168,388 58,126 24,990 15,221 439,248 2,137 1,389,568 Special Mention — 115 2,527 298 673 1,410 252 — 5,275 Substandard 753 239 1,064 3,065 4,337 1,067 1,533 804 12,862 Real Estate - Construction $ 221,640 $ 407,728 $ 293,244 $ 29,050 $ 149 $ — $ 6,907 $ 5,803 $ 964,521 Residential $ 130,319 $ 58,469 $ 2,093 $ — $ — $ — $ 6,907 $ 5,803 $ 203,591 Pass 130,319 57,922 2,093 — — — 6,907 5,803 203,044 Special Mention — 547 — — — — — — 547 Substandard — — — — — — — — — Commercial $ 91,321 $ 349,259 $ 291,151 $ 29,050 $ 149 $ — $ — $ — $ 760,930 Pass 91,321 349,259 286,471 29,050 149 — — — 756,250 Special Mention — — 4,680 — — — — — 4,680 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 83,874 $ 82,347 $ 57,180 $ 22,817 $ 19,601 $ 12,129 $ 13,870 $ 538 $ 292,356 Primary $ 6,270 $ 7,639 $ 4,917 $ 3,754 $ 3,913 $ 972 $ 4,930 $ — $ 32,395 Pass 6,270 7,639 4,131 3,754 3,913 960 4,930 — 31,597 Special Mention — — 120 — — — — — 120 Substandard — — 666 — — 12 — — 678 Home Equity $ 1,171 $ 200 $ — $ — $ — $ — $ 3,676 $ — $ 5,047 Pass 1,171 200 — — — — 3,676 — 5,047 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 46,639 $ 48,640 $ 24,234 $ 18,526 $ 15,448 $ 10,668 $ 985 $ 538 $ 165,678 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 46,619 48,541 23,172 18,394 15,324 10,326 985 538 163,899 Special Mention — — — — — 74 — — 74 Substandard 20 99 1,062 132 124 268 — — 1,705 Land Development $ 29,794 $ 25,868 $ 28,029 $ 537 $ 240 $ 489 $ 4,279 $ — $ 89,236 Pass 29,794 23,192 27,922 537 240 489 4,279 — 86,453 Special Mention — 2,676 — — — — — — 2,676 Substandard — — 107 — — — — — 107 Real Estate - Commercial Mortgage $ 401,283 $ 910,479 $ 734,366 $ 398,252 $ 344,733 $ 502,800 $ 99,932 $ 21,054 $ 3,412,899 Owner-Occupied $ 145,768 $ 297,847 $ 226,086 $ 165,077 $ 143,037 $ 155,885 $ 33,928 $ 9,132 $ 1,176,760 Pass 144,957 295,064 224,524 160,888 136,955 146,755 33,562 7,395 1,150,100 Special Mention — 2,205 832 — 1,877 5,568 351 1,737 12,570 Substandard 811 578 730 4,189 4,205 3,562 15 — 14,090 Non-Owner Occupied $ 241,893 $ 591,175 $ 493,814 $ 227,568 $ 198,930 $ 343,230 $ 60,008 $ 11,922 $ 2,168,540 Pass 240,138 582,245 484,917 214,227 154,425 311,334 60,008 11,922 2,059,216 Special Mention 1,545 8,930 246 13,341 38,928 16,081 — — 79,071 Substandard 210 — 8,651 — 5,577 15,815 — — 30,253 Land Development $ 13,622 $ 21,457 $ 14,466 $ 5,607 $ 2,766 $ 3,685 $ 5,996 $ — $ 67,599 Pass 13,577 19,325 14,466 5,607 2,707 3,674 5,996 — 65,352 Special Mention 45 — — — 59 — — — 104 Substandard — 2,132 — — — 11 — — 2,143 Installment loans to individuals $ — $ 6 $ 2 $ — $ — $ — $ — $ — $ 8 Pass — 6 2 — — — — — 8 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 868,134 $ 1,921,788 $ 1,256,771 $ 511,608 $ 394,483 $ 532,627 $ 561,742 $ 30,336 $ 6,077,489 Pass 864,750 1,904,267 1,236,086 490,583 338,703 488,759 559,591 27,795 5,910,534 Special Mention 1,590 14,473 8,405 13,639 41,537 23,133 603 1,737 105,117 Substandard 1,794 3,048 12,280 7,386 14,243 20,735 1,548 804 61,838 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ 15,099 $ 16,477 $ 11,460 $ 7,023 $ 4,389 $ 11,052 $ 36,398 $ 305 $ 102,203 Performing Loans 15,099 16,477 11,313 6,915 4,174 10,969 36,151 305 101,403 Non-Performing Loans — — 147 108 215 83 247 — 800 Lease Financing Receivables $ 14,387 $ 25,526 $ 19,722 $ 9,276 $ 3,046 $ 2,046 $ — $ — $ 74,003 Performing Loans 14,387 25,526 19,722 9,276 3,046 2,046 — — 74,003 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 20,974 $ 50,321 $ 2,777 $ — $ 20 $ — $ — $ — $ 74,092 Residential $ 19,370 $ 49,080 $ 2,538 $ — $ 20 $ — $ — $ — $ 71,008 Performing Loans 19,370 49,080 2,538 — 20 — — — 71,008 Non-Performing Loans — — — — — — — — — Commercial $ 1,604 $ 1,241 $ 239 $ — $ — $ — $ — $ — $ 3,084 Performing Loans 1,604 1,241 239 — — — — — 3,084 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 295,117 $ 508,702 $ 274,815 $ 210,531 $ 159,432 $ 268,946 $ 422,623 $ 3,052 $ 2,143,218 Primary $ 267,460 $ 468,784 $ 257,747 $ 192,337 $ 143,698 $ 259,743 $ 1,823 $ — $ 1,591,592 Performing Loans 267,460 468,317 255,346 188,569 142,013 257,432 1,812 — 1,580,949 Non-Performing Loans — 467 2,401 3,768 1,685 2,311 11 — 10,643 Home Equity $ 342 $ — $ 124 $ 364 $ — $ 614 $ 417,798 $ 2,556 $ 421,798 Performing Loans 342 — 124 364 — 538 417,373 2,411 421,152 Non-Performing Loans — — — — — 76 425 145 646 Rental/Investment $ 19,972 $ 29,786 $ 15,217 $ 15,178 $ 14,417 $ 7,991 $ 2,662 $ 496 $ 105,719 Performing Loans 19,834 29,786 15,143 15,178 14,340 7,826 2,662 496 105,265 Non-Performing Loans 138 — 74 — 77 165 — — 454 Land Development $ 7,343 $ 10,132 $ 1,727 $ 2,652 $ 1,317 $ 598 $ 340 $ — $ 24,109 Performing Loans 7,343 10,132 1,727 2,650 1,234 494 340 — 23,920 Non-Performing Loans — — — 2 83 104 — — 189 Real Estate - Commercial Mortgage $ 49,654 $ 73,344 $ 61,707 $ 45,145 $ 38,791 $ 31,790 $ 9,536 $ 443 $ 310,410 Owner-Occupied $ 28,626 $ 45,009 $ 39,590 $ 29,545 $ 26,029 $ 22,529 $ 4,762 $ 300 $ 196,390 Performing Loans 28,626 45,009 39,113 29,545 25,871 22,225 4,762 300 195,451 Non-Performing Loans — — 477 — 158 304 — — 939 Non-Owner Occupied $ 14,585 $ 17,891 $ 16,379 $ 11,892 $ 10,548 $ 6,853 $ 2,281 $ 143 $ 80,572 Performing Loans 14,585 17,891 16,379 11,892 10,548 6,806 2,281 143 80,525 Non-Performing Loans — — — — — 47 — — 47 Land Development $ 6,443 $ 10,444 $ 5,738 $ 3,708 $ 2,214 $ 2,408 $ 2,493 $ — $ 33,448 Performing Loans 6,443 10,439 5,738 3,666 2,214 2,264 2,493 — 33,257 Non-Performing Loans — 5 — 42 — 144 — — 191 Installment loans to individuals $ 23,111 $ 31,025 $ 31,744 $ 10,187 $ 2,875 $ 2,372 $ 9,770 $ 45 $ 111,129 Performing Loans 23,055 30,940 31,661 10,162 2,857 2,330 9,770 25 110,800 Non-Performing Loans 56 85 83 25 18 42 — 20 329 Total loans not subject to risk rating $ 418,342 $ 705,395 $ 402,225 $ 282,162 $ 208,553 $ 316,206 $ 478,327 $ 3,845 $ 2,815,055 Performing Loans 418,148 704,838 399,043 278,217 206,317 312,930 477,644 3,680 2,800,817 Non-Performing Loans 194 557 3,182 3,945 2,236 3,276 683 165 14,238 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 679 $ 18,481 $ 16,855 $ 30,643 $ 47,497 $ 1,879 $ 116,034 Pass — — 679 16,261 11,563 23,206 42,942 412 95,063 Special Mention — — — — — — — — — Substandard — — — 2,220 5,292 7,437 4,555 1,467 20,971 Real Estate - Construction $ — $ — $ — $ 1,005 $ 452 $ 10,867 $ — $ — $ 12,324 Residential $ — $ — $ — $ 1,005 $ 452 $ 685 $ — $ — $ 2,142 Pass — — — 1,005 452 685 — — 2,142 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 10,182 $ — $ — $ 10,182 Pass — — — — — 10,182 — — 10,182 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 11,373 $ 4,555 $ 30,598 $ 888 $ 226 $ 47,640 Primary $ — $ — $ — $ 4,239 $ 2,600 $ 13,586 $ — $ — $ 20,425 Pass — — — 4,239 2,514 9,567 — — 16,320 Special Mention — — — — — 1,014 — — 1,014 Substandard — — — — 86 3,005 — — 3,091 Home Equity $ — $ — $ — $ — $ — $ — $ 651 $ 226 $ 877 Pass — — — — — — 162 — 162 Special Mention — — — — — — — — — Substandard — — — — — — 489 226 715 Rental/Investment $ — $ — $ — $ — $ 1,841 $ 14,415 $ 237 $ — $ 16,493 Pass — — — — 1,841 13,564 87 — 15,492 Special Mention — — — — — — — — — Substandard — — — — — 851 150 — 1,001 Land Development $ — $ — $ — $ 7,134 $ 114 $ 2,597 $ — $ — $ 9,845 Pass — — — 7,134 87 1,184 — — 8,405 Special Mention — — — — — — — — — Substandard — — — — 27 1,413 — — 1,440 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 57,113 $ 159,064 $ 528,632 $ 9,749 $ 14,559 $ 769,117 Owner-Occupied $ — $ — $ — $ 14,682 $ 33,181 $ 217,414 $ 3,174 $ 2 $ 268,453 Pass — — — 14,682 29,288 193,496 3,166 — 240,632 Special Mention — — — — 1,582 1,971 — — 3,553 Substandard — — — — 2,311 21,947 8 2 24,268 Non-Owner Occupied $ — $ — $ — $ 40,506 $ 122,120 $ 297,530 $ 6,380 $ 14,557 $ 481,093 Pass — — — 24,133 114,441 254,147 6,380 — 399,101 Special Mention — — — — — 10,570 — — 10,570 Substandard — — — 16,373 7,679 32,813 — 14,557 71,422 Land Development $ — $ — $ — $ 1,925 $ 3,763 $ 13,688 $ 195 $ — $ 19,571 Pass — — — 1,925 3,763 7,522 195 — 13,405 Special Mention — — — — — 5,253 — — 5,253 Substandard — — — — — 913 — — 913 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 679 $ 87,972 $ 180,926 $ 600,740 $ 58,134 $ 16,664 $ 945,115 Pass — — 679 69,379 163,949 513,553 52,932 412 800,904 Special Mention — — — — 1,582 18,808 — — 20,390 Substandard — — — 18,593 15,395 68,379 5,202 16,252 123,821 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total June 30, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 383 $ 337 $ 2,727 $ 5,021 $ 223 $ 8,691 Performing Loans — — — 383 337 2,727 5,001 223 8,671 Non-Performing Loans — — — — — — 20 — 20 Real Estate - Construction $ — $ — $ — $ 422 $ — $ — $ — $ — $ 422 Residential $ — $ — $ — $ 422 $ — $ — $ — $ — $ 422 Performing Loans — — — 422 — — — — 422 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 363 $ 2,233 $ 26,840 $ 131,914 $ 55,416 $ 2,111 $ 218,877 Primary $ — $ — $ 243 $ 1,684 $ 24,349 $ 119,577 $ 166 $ 91 $ 146,110 Performing Loans — — 243 1,574 23,741 115,772 166 22 141,518 Non-Performing Loans — — — 110 608 3,805 — 69 4,592 Home Equity $ — $ — $ — $ 549 $ 2,295 $ 2,109 $ 55,238 $ 2,020 $ 62,211 Performing Loans — — — 549 2,295 2,031 54,552 1,618 61,045 Non-Performing Loans — — — — — 78 686 402 1,166 Rental/Investment $ — $ — $ 120 $ — $ 124 $ 9,195 $ 12 $ — $ 9,451 Performing Loans — — 120 — 124 9,112 12 — 9,368 Non-Performing Loans — — — — — 83 — — 83 Land Development $ — $ — $ — $ — $ 72 $ 1,033 $ — $ — $ 1,105 Performing Loans — — — — 72 1,033 — — 1,105 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 331 $ 1,199 $ 1,112 $ 33,778 $ 1,323 $ — $ 37,743 Owner-Occupied $ — $ — $ — $ 644 $ 589 $ 19,562 $ 793 $ — $ 21,588 Performing Loans — — — 644 589 19,301 793 — 21,327 Non-Performing Loans — — — — — 261 — — 261 Non-Owner Occupied $ — $ — $ 331 $ 404 $ 138 $ 10,536 $ 415 $ — $ 11,824 Performing Loans — — 331 404 — 10,409 415 — 11,559 Non-Performing Loans — — — — 138 127 — — 265 Land Development $ — $ — $ — $ 151 $ 385 $ 3,680 $ 115 $ — $ 4,331 Performing Loans — — — 151 385 3,625 115 — 4,276 Non-Performing Loans — — — — — 55 — — 55 Installment loans to individuals $ — $ — $ — $ 26,952 $ 12,424 $ 4,625 $ 1,785 $ 64 $ 45,850 Performing Loans — — — 26,908 12,370 4,367 1,785 32 45,462 Non-Performing Loans — — — 44 54 258 — 32 388 Total loans not subject to risk rating $ — $ — $ 694 $ 31,189 $ 40,713 $ 173,044 $ 63,545 $ 2,398 $ 311,583 Performing Loans — — 694 31,035 39,913 168,377 62,839 1,895 304,753 Non-Performing Loans — — — 154 800 4,667 706 503 6,830 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2021
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,509,908 $ 2,360,471 Lease financing 78,028 80,022 Real estate – construction: Residential 274,599 243,814 Commercial 764,014 583,338 Total real estate – construction 1,038,613 827,152 Real estate – 1-4 family mortgage: Primary 1,623,987 1,536,181 Home equity 426,845 432,768 Rental/investment 271,397 264,436 Land development 113,345 123,179 Total real estate – 1-4 family mortgage 2,435,574 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,373,150 1,334,765 Non-owner occupied 2,249,112 2,194,739 Land development 101,047 120,125 Total real estate – commercial mortgage 3,723,309 3,649,629 Installment loans to individuals 111,137 149,862 Gross loans 8,896,569 9,423,700 Unearned income (4,025) (4,160) Loans, net of unearned income $ 8,892,544 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $246,931 and $1,128,703 as of June 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 124,725 $ 176,513 Real estate – construction: Residential 2,564 2,859 Commercial 10,182 28,093 Total real estate – construction 12,746 30,952 Real estate – 1-4 family mortgage: Primary 166,535 214,770 Home equity 63,088 80,392 Rental/investment 25,944 31,928 Land development 10,950 14,654 Total real estate – 1-4 family mortgage 266,517 341,744 Real estate – commercial mortgage: Owner-occupied 290,041 323,041 Non-owner occupied 492,917 552,728 Land development 23,902 29,454 Total real estate – commercial mortgage 806,860 905,223 Installment loans to individuals 45,850 59,675 Loans $ 1,256,698 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: June 30, December 31, 2020 Commercial, financial, agricultural $ 1,634,633 $ 2,536,984 Lease financing 78,028 80,022 Real estate – construction: Residential 277,163 246,673 Commercial 774,196 611,431 Total real estate – construction 1,051,359 858,104 Real estate – 1-4 family mortgage: Primary 1,790,522 1,750,951 Home equity 489,933 513,160 Rental/investment 297,341 296,364 Land development 124,295 137,833 Total real estate – 1-4 family mortgage 2,702,091 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,663,191 1,657,806 Non-owner occupied 2,742,029 2,747,467 Land development 124,949 149,579 Total real estate – commercial mortgage 4,530,169 4,554,852 Installment loans to individuals 156,987 209,537 Gross loans 10,153,267 10,937,807 Unearned income (4,025) (4,160) Loans, net of unearned income 10,149,242 10,933,647 Allowance for credit losses on loans (172,354) (176,144) Net loans $ 9,976,888 $ 10,757,503
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended June 30, 2021 Allowance for credit losses: Beginning balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Charge-offs (1,184) — (152) (171) — (1,347) (2,854) Recoveries 233 — 401 143 14 1,311 2,102 Net (charge-offs) recoveries (951) — 249 (28) 14 (36) (752) Provision for credit losses on loans 353 752 (640) (1,304) (49) 888 — Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Six Months Ended June 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (4,682) (52) (253) (232) — (3,005) (8,224) Recoveries 522 13 662 314 25 2,898 4,434 Net (charge-offs) recoveries (4,160) (39) 409 82 25 (107) (3,790) Provision for credit losses on loans 2,123 (279) (1,271) (1,316) (138) 881 — Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Period-End Amount Allocated to: Individually evaluated $ 9,121 $ — $ 228 $ 4,207 $ — $ 612 $ 14,168 Collectively evaluated 27,873 15,729 31,075 70,686 1,511 11,312 158,186 Ending balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Loans: Individually evaluated $ 14,409 $ — $ 5,017 $ 20,810 $ — $ 636 $ 40,872 Collectively evaluated 1,620,224 1,051,359 2,697,074 4,509,359 74,003 156,351 10,108,370 Ending balance $ 1,634,633 $ 1,051,359 $ 2,702,091 $ 4,530,169 $ 74,003 $ 156,987 $ 10,149,242 Nonaccruing loans with no allowance for credit losses $ 2,826 $ — $ 2,841 $ 4,953 $ — $ 10 $ 10,630 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 25,937 $ 10,924 $ 27,320 $ 44,237 $ 1,588 $ 10,179 $ 120,185 Charge-offs (1,156) (532) (142) — — (1,736) (3,566) Recoveries 108 — 48 41 5 1,666 1,868 Net (charge-offs) recoveries (1,048) (532) (94) 41 5 (70) (1,698) Provision for credit losses on loans 5,796 2,146 2,175 15,783 219 781 26,900 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Six Months Ended June 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,549) (532) (363) (2,047) — (4,424) (8,915) Recoveries 298 — 136 1,740 10 4,222 6,406 Net (charge-offs) recoveries (1,251) (532) (227) (307) 10 (202) (2,509) Provision for credit losses on loans 9,927 4,536 5,500 31,085 371 1,831 53,250 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Period-End Amount Allocated to: Individually evaluated $ 3,882 $ — $ 378 $ 550 $ — $ 270 $ 5,080 Collectively evaluated 26,803 12,538 29,023 59,511 1,812 10,620 140,307 Ending balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Loans: Individually evaluated $ 9,736 $ — $ 5,142 $ 7,883 $ — $ 626 $ 23,387 Collectively evaluated 2,631,862 791,108 2,783,371 4,402,870 80,779 283,927 10,973,917 Ending balance $ 2,641,598 $ 791,108 $ 2,788,513 $ 4,410,753 $ 80,779 $ 284,553 $ 10,997,304 Nonaccruing loans with no allowance for credit losses $ 720 $ — $ 2,503 $ 3,910 $ — $ 2 $ 7,135
Unfunded loan commitments, allowance for credit losses	Three Months Ended June 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 14,735 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — 2,600 Ending balance $ 20,535 $ 17,335 Six Months Ended June 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) — 6,000 Ending balance $ 20,535 $ 17,335

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	6 Months Ended
	Jun. 30, 2021
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total June 30, 2021 Residential real estate $ 197 $ 64 $ 261 Commercial real estate 1,048 1,548 2,596 Residential land development 337 4 341 Commercial land development 1,682 59 1,741 Total $ 3,264 $ 1,675 $ 4,939 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 967 1,536 2,503 Impairments (47) (70) (117) Dispositions (1,492) (1,836) (3,328) Other (91) — (91) Balance at June 30, 2021 $ 3,264 $ 1,675 $ 4,939
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Repairs and maintenance $ 22 $ 85 $ 42 $ 170 Property taxes and insurance 37 16 48 149 Impairments 47 630 117 827 Net losses (gains) on OREO sales 6 (101) (50) (89) Rental income (8) (10) (12) (19) Total $ 104 $ 620 $ 145 $ 1,038

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	6 Months Ended
	Jun. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the six months ended June 30, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at June 30, 2021 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying June 30, 2021 Core deposit intangibles $ 82,492 $ (56,584) $ 25,908 Customer relationship intangible 2,470 (1,375) 1,095 Total finite-lived intangible assets $ 84,962 $ (57,959) $ 27,003 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Amortization expense for: Core deposit intangibles $ 1,494 $ 1,789 $ 3,046 $ 3,639 Customer relationship intangible 45 45 91 90 Total intangible amortization $ 1,539 $ 1,834 $ 3,137 $ 3,729
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	6 Months Ended
	Jun. 30, 2021
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 19,922 Amortization (11,565) Valuation adjustment 13,561 Balance at June 30, 2021 $ 84,912
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: June 30, 2021 December 31, 2020 Unpaid principal balance $ 8,364,217 $ 7,322,671 Weighted-average prepayment speed (CPR) 12.07 % 15.05 % Estimated impact of a 10% increase $ (4,177) $ (4,001) Estimated impact of a 20% increase (8,080) (7,674) Discount rate 9.81 % 9.86 % Estimated impact of a 10% increase $ (3,212) $ (2,144) Estimated impact of a 20% increase (6,198) (4,144) Weighted-average coupon interest rate 3.38 % 3.58 % Weighted-average servicing fee (basis points) 30.28 29.94 Weighted-average remaining maturity (in years) 6.09 5.14

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	6 Months Ended
	Jun. 30, 2021
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended June 30, June 30, 2021 2020 2021 2020 Service cost $ — $ — $ 1 $ 1 Interest cost 175 250 3 2 Expected return on plan assets (441) (413) — — Recognized actuarial loss (gain) 78 96 (2) (27) Net periodic (return) benefit cost $ (188) $ (67) $ 2 $ (24) Pension Benefits Other Benefits Six Months Ended Six Months Ended June 30, June 30, 2021 2020 2021 2020 Service cost $ — $ — $ 2 $ 3 Interest cost 341 492 7 7 Expected return on plan assets (884) (826) — — Recognized actuarial loss (gain) 132 175 (2) (45) Net periodic (return) benefit cost $ (411) $ (159) $ 7 $ (35)
Summary of the changes in stock options and restricted stock	The following table summarizes information about options outstanding, exercised and forfeited as of and for the six months ended June 30, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (5,000) 14.96 Forfeited — — Options outstanding at end of period 5,500 $ 14.96 The following table summarizes the changes in restricted stock as of and for the six months ended June 30, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 250,483 37.24 Vested — — (126,121) 37.20 Cancelled — — (53,007) 37.67 Nonvested at end of period 211,057 $ 33.30 619,771 $ 34.48

Derivative Instruments (Tables)

Derivative Instruments (Tables)	6 Months Ended
	Jun. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 204,113 $ 6,450 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 517,860 10,448 589,701 19,824 Forward commitments Other Assets 73,000 68 — — Totals $ 794,973 $ 16,966 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 204,113 $ 6,450 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 10,908 28 — — Forward commitments Other Liabilities 723,000 1,878 716,000 5,090 Totals $ 938,021 $ 8,356 $ 938,933 $ 14,974 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 10,504 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 4,062 $ 87,000 $ 5,924 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet June 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 4,386 $ 100,000 $ 209
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended June 30, Six Months Ended June 30, 2021 2020 2021 2020 Interest rate contracts: Included in interest income on loans $ 836 $ 523 $ 1,206 $ 1,259 Interest rate lock commitments: Included in mortgage banking income (1,082) 2,924 (9,404) 24,745 Forward commitments Included in mortgage banking income (15,523) 11,321 3,280 (4,149) Total $ (15,769) $ 14,768 $ (4,918) $ 21,855 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended June 30, Six Months Ended June 30, Location 2021 2020 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 3,264 $ — $ (4,177) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (3,264) $ — $ 4,177 $ —
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location June 30, 2021 December 31, 2020 June 30, 2021 December 31, 2020 Long-term debt $ 94,024 $ 98,114 $ 4,386 $ 209
Offsetting assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2020 June 30, December 31, 2020 Gross amounts recognized $ 10,643 $ 3,866 $ 16,705 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 10,643 3,866 16,705 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 5,987 3,866 5,987 3,866 Financial collateral pledged — — 9,092 14,042 Net amounts $ 4,656 $ — $ 1,626 $ 3,199
Offsetting liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities June 30, December 31, 2020 June 30, December 31, 2020 Gross amounts recognized $ 10,643 $ 3,866 $ 16,705 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 10,643 3,866 16,705 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 5,987 3,866 5,987 3,866 Financial collateral pledged — — 9,092 14,042 Net amounts $ 4,656 $ — $ 1,626 $ 3,199

Income Taxes (Tables)

Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2021
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. June 30, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 53,316 $ 53,597 Loans 4,123 5,526 Deferred compensation 12,280 13,114 Investment in partnerships 114 — Impairment of assets 655 1,067 Net operating loss carryforwards 1,477 1,857 Lease liabilities under operating leases 16,804 17,732 Other 4,043 3,539 Total deferred tax assets 92,812 96,432 Deferred tax liabilities Net unrealized gains on securities 6,501 8,434 Investment in partnerships — 793 Fixed assets 1,942 3,285 Mortgage servicing rights 20,211 14,623 Junior subordinated debt 2,200 2,245 Intangibles 3,524 3,882 Lease right-of-use asset 15,907 16,833 Other 903 1,672 Total deferred tax liabilities 51,188 51,767 Net deferred tax assets $ 41,624 $ 44,665

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2021
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals June 30, 2021 Financial assets: Securities available for sale $ — $ 2,163,820 $ — $ 2,163,820 Derivative instruments — 27,470 — 27,470 Mortgage loans held for sale in loans held for sale — 448,959 — 448,959 Total financial assets $ — $ 2,640,249 $ — $ 2,640,249 Financial liabilities: Derivative instruments: $ — $ 16,804 $ — $ 16,804 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended June 30, 2021 Trust preferred Trust preferred Three Months Ended June 30, Balance at beginning of period $ — $ 8,604 Accretion included in net income — 9 Unrealized losses included in other comprehensive income — (903) Settlements — (31) Balance at end of period $ — $ 7,679 Six Months Ended June 30, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 18 Unrealized gains (losses) included in other comprehensive income 941 (2,222) Realized losses 2,061 — Purchases (12,021) — Settlements — (103) Balance at end of period $ — $ 7,679
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: June 30, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 11,150 $ 11,150 OREO — — 549 549 Mortgage servicing rights — — 84,912 84,912 Total $ — $ — $ 96,611 $ 96,611 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: June 30, December 31, 2020 Carrying amount prior to remeasurement $ 596 $ 4,051 Impairment recognized in results of operations (47) (1,315) Fair value $ 549 $ 2,736
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of June 30, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 11,150 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 549 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of June 30, 2021 and December 31, 2020: Aggregate Aggregate Difference June 30, 2021 Mortgage loans held for sale measured at fair value $ 448,959 $ 434,310 $ 14,649 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of June 30, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,605,488 $ 1,605,488 $ — $ — $ 1,605,488 Securities available for sale 2,163,820 — 2,163,820 — 2,163,820 Loans held for sale 448,959 — 448,959 — 448,959 Loans, net 9,976,888 — — 9,868,318 9,868,318 Mortgage servicing rights 84,912 — — 87,531 87,531 Derivative instruments 27,470 — 27,470 — 27,470 Financial liabilities Deposits $ 13,115,351 $ 11,582,111 $ 1,537,071 $ — $ 13,119,182 Short-term borrowings 14,933 14,933 — — 14,933 Federal Home Loan Bank advances 150,434 — 155,828 — 155,828 Junior subordinated debentures 111,083 — 100,243 — 100,243 Subordinated notes 207,889 — 219,676 — 219,676 Derivative instruments 16,804 — 16,804 — 16,804 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2021
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended June 30, 2021 Securities available for sale: Unrealized holding gains on securities $ 4,965 $ 1,263 $ 3,702 Total securities available for sale 4,965 1,263 3,702 Derivative instruments: Unrealized holding losses on derivative instruments (6,234) (1,586) (4,648) Total derivative instruments (6,234) (1,586) (4,648) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 76 19 57 Total defined benefit pension and post-retirement benefit plans 76 19 57 Total other comprehensive loss $ (1,193) $ (304) $ (889) Three months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 3,496 $ 893 $ 2,603 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 3,465 885 2,580 Derivative instruments: Unrealized holding losses on derivative instruments (1,064) (271) (793) Total derivative instruments (1,064) (271) (793) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 68 17 51 Total defined benefit pension and post-retirement benefit plans 68 17 51 Total other comprehensive income $ 2,469 $ 631 $ 1,838 Pre-Tax Tax Expense Net of Tax Six months ended June 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (15,079) $ (3,838) $ (11,241) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (16,436) (4,183) (12,253) Derivative instruments: Unrealized holding gains on derivative instruments 8,500 2,164 6,336 Total derivative instruments 8,500 2,164 6,336 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 31 99 Total defined benefit pension and post-retirement benefit plans 130 31 99 Total other comprehensive loss $ (7,806) $ (1,988) $ (5,818) Six months ended June 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 25,885 $ 6,588 $ 19,297 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 25,854 6,580 19,274 Derivative instruments: Unrealized holding losses on derivative instruments (5,092) (1,296) (3,796) Total derivative instruments (5,092) (1,296) (3,796) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 130 33 97 Total defined benefit pension and post-retirement benefit plans 130 33 97 Total other comprehensive income $ 20,892 $ 5,317 $ 15,575
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: June 30, December 31, 2020 Unrealized gains on securities $ 18,674 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 5,698 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,122) (5,221) Total accumulated other comprehensive income $ 19,250 $ 25,068

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	6 Months Ended
	Jun. 30, 2021
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended June 30, 2021 2020 Basic Net income applicable to common stock $ 40,867 $ 20,130 Average common shares outstanding 56,325,717 56,165,452 Net income per common share - basic $ 0.73 $ 0.36 Diluted Net income applicable to common stock $ 40,867 $ 20,130 Average common shares outstanding 56,325,717 56,165,452 Effect of dilutive stock-based compensation 310,181 160,024 Average common shares outstanding - diluted 56,635,898 56,325,476 Net income per common share - diluted $ 0.72 $ 0.36 Six Months Ended June 30, 2021 2020 Basic Net income applicable to common stock $ 98,775 $ 22,138 Average common shares outstanding 56,283,195 56,350,134 Net income per common share - basic $ 1.75 $ 0.39 Diluted Net income applicable to common stock $ 98,775 $ 22,138 Average common shares outstanding 56,283,195 56,350,134 Effect of dilutive stock-based compensation 295,385 164,465 Average common shares outstanding - diluted 56,578,580 56,514,599 Net income per common share - diluted $ 1.75 $ 0.39
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended June 30, 2021 2020 Number of shares 19,929 264,183 Exercise prices (for stock option awards) — — Six Months Ended June 30, 2021 2020 Number of shares 19,929 247,093 Exercise prices (for stock option awards) — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	6 Months Ended
	Jun. 30, 2021
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: June 30, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,385,657 9.30 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,278,165 11.14 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,385,657 12.07 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,734,376 15.11 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,444,582 9.70 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,444,582 12.59 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,444,582 12.59 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,581,025 13.78 % 1,504,985 13.73 %

Segment Reporting (Tables)

Segment Reporting (Tables)	6 Months Ended
	Jun. 30, 2021
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended June 30, 2021 Net interest income (loss) $ 112,780 $ 111 $ 396 $ (3,708) $ 109,579 Provision for loan losses — — — — — Noninterest income 40,149 2,475 5,430 (444) 47,610 Noninterest expense 102,426 1,987 4,047 317 108,777 Income (loss) before income taxes 50,503 599 1,779 (4,469) 48,412 Income tax expense (benefit) 8,547 153 — (1,155) 7,545 Net income (loss) $ 41,956 $ 446 $ 1,779 $ (3,314) $ 40,867 Total assets $ 15,910,027 $ 31,978 $ 63,656 $ 16,725 $ 16,022,386 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended June 30, 2020 Net interest income (loss) $ 108,110 $ 111 $ 397 $ (2,836) $ 105,782 Provision for loan losses 26,861 — 39 — 26,900 Noninterest income 58,115 2,153 4,312 (410) 64,170 Noninterest expense 112,776 1,848 3,452 209 118,285 Income (loss) before income taxes 26,588 416 1,218 (3,455) 24,767 Income tax expense (benefit) 5,425 111 — (899) 4,637 Net income (loss) $ 21,163 $ 305 $ 1,218 $ (2,556) $ 20,130 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Six months ended June 30, 2021 Net interest income (loss) $ 225,728 $ 218 $ 780 $ (7,499) $ 219,227 Provision for credit losses — — — — — Noninterest income (loss) 113,219 5,723 10,601 (896) 128,647 Noninterest expense 212,012 3,910 8,148 642 224,712 Income (loss) before income taxes 126,935 2,031 3,233 (9,037) 123,162 Income tax expense (benefit) 26,203 520 — (2,336) 24,387 Net income (loss) $ 100,732 $ 1,511 $ 3,233 $ (6,701) $ 98,775 Total assets $ 15,910,027 $ 31,978 $ 63,656 $ 16,725 $ 16,022,386 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Six months ended June 30, 2020 Net interest income (loss) $ 216,970 $ 298 $ 847 $ (5,731) $ 212,384 Provision for credit losses 53,073 — 177 — 53,250 Noninterest income (loss) 88,798 5,093 8,656 (807) 101,740 Noninterest expense (benefit) 222,060 3,734 7,397 135 233,326 Income (loss) before income taxes 30,635 1,657 1,929 (6,673) 27,548 Income tax expense (benefit) 6,705 441 — (1,736) 5,410 Net income (loss) $ 23,930 $ 1,216 $ 1,929 $ (4,937) $ 22,138 Total assets $ 14,775,811 $ 29,095 $ 68,257 $ 24,044 $ 14,897,207 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 2,138,772	$ 1,301,973
Gross Unrealized Gains	32,940	44,699
Gross Unrealized Losses	(7,892)	(3,215)
Fair Value	2,163,820	1,343,457
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	3,021	7,047
Gross Unrealized Gains	16	32
Gross Unrealized Losses	0	0
Fair Value	3,037	7,079
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost		1,003
Gross Unrealized Gains		6
Gross Unrealized Losses		0
Fair Value		1,009
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	314,675	291,231
Gross Unrealized Gains	11,270	14,015
Gross Unrealized Losses	(425)	(45)
Fair Value	325,520	305,201
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost		12,013
Gross Unrealized Gains		0
Gross Unrealized Losses		(3,001)
Fair Value		9,012
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	59,523	62,771
Gross Unrealized Gains	3,193	2,909
Gross Unrealized Losses	0	(73)
Fair Value	62,716	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	742,392	581,105
Gross Unrealized Gains	13,670	21,564
Gross Unrealized Losses	(1,572)	(23)
Fair Value	754,490	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	21,461	29,053
Gross Unrealized Gains	795	1,235
Gross Unrealized Losses	0	(1)
Fair Value	22,256	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	800,299	218,373
Gross Unrealized Gains	2,267	1,946
Gross Unrealized Losses	(4,324)	(51)
Fair Value	798,242	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	197,401	99,377
Gross Unrealized Gains	1,729	2,992
Gross Unrealized Losses	(1,571)	(21)
Fair Value	$ 197,559	$ 102,348

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Debt Securities, Available-for-sale [Line Items]
Carrying Value			$ 154,034,000	$ 8,742,000
Net Proceeds	$ 0	$ 0	155,391,000	8,773,000
Gain/(Loss)	$ 0	$ 31,000	1,357,000	31,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value			47,000	2,696,000
Net Proceeds			50,000	2,561,000
Gain/(Loss)			3,000	(135,000)
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			136,340,000	6,046,000
Net Proceeds			139,735,000	6,212,000
Gain/(Loss)			3,395,000	$ 166,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value			5,626,000
Net Proceeds			5,646,000
Gain/(Loss)			20,000
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			12,021,000
Net Proceeds			9,960,000
Gain/(Loss)			$ (2,061,000)

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 0	$ 166	$ 3,508	$ 166
Gross losses on sales of securities available for sale	0	(135)	(2,151)	(135)
Gains on sales of securities available for sale, net	$ 0	$ 31	$ 1,357	$ 31

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 596,836	$ 582,338
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 20,873	$ 32,272

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Amortized Cost
Due within one year	$ 36,914
Due after one year through five years	23,273
Due after five years through ten years	57,089
Due after ten years	228,196
Amortized Cost	2,138,772	$ 1,301,973
Fair Value
Due within one year	39,268
Due after one year through five years	24,061
Due after five years through ten years	59,654
Due after ten years	234,605
Fair Value	2,163,820	1,343,457
Other debt securities
Amortized Cost
Debt securities, without fixed maturity, amortized cost	31,747
Amortized Cost	59,523	62,771
Fair Value
Debt securities, without fixed maturity, fair value	33,685
Fair Value	62,716	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	742,392
Amortized Cost	742,392	581,105
Fair Value
Debt securities, without fixed maturity, fair value	754,490
Fair Value	754,490	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	21,461
Amortized Cost	21,461	29,053
Fair Value
Debt securities, without fixed maturity, fair value	22,256
Fair Value	22,256	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	800,299
Amortized Cost	800,299	218,373
Fair Value
Debt securities, without fixed maturity, fair value	798,242
Fair Value	798,242	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	197,401
Amortized Cost	197,401	99,377
Fair Value
Debt securities, without fixed maturity, fair value	197,559
Fair Value	$ 197,559	$ 102,348

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Jun. 30, 2021USD ($)security	Dec. 31, 2020USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	71	21
Fair Value, Less than 12 Months	$ 789,279	$ 75,359
Unrealized Losses, Less than 12 Months	$ (6,310)	$ (211)
Number of positions, 12 Months or More | security	15	4
Fair value, 12 Months or More	$ 118,045	$ 10,037
Unrealized Losses, 12 Months or More	$ (1,582)	$ (3,004)
Number of positions | security	86	25
Fair Value	$ 907,324	$ 85,396
Unrealized Losses	$ (7,892)	$ (3,215)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	20	6
Fair Value, Less than 12 Months	$ 40,176	$ 9,403
Unrealized Losses, Less than 12 Months	$ (414)	$ (45)
Number of positions, 12 Months or More | security	1	0
Fair value, 12 Months or More	$ 2,166	$ 0
Unrealized Losses, 12 Months or More	$ (11)	$ 0
Number of positions | security	21	6
Fair Value	$ 42,342	$ 9,403
Unrealized Losses	$ (425)	$ (45)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		2
Fair value, 12 Months or More		$ 9,012
Unrealized Losses, 12 Months or More		$ (3,001)
Number of positions | security		2
Fair Value		$ 9,012
Unrealized Losses		$ (3,001)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	1	4
Fair Value, Less than 12 Months	$ 1,000	$ 3,330
Unrealized Losses, Less than 12 Months	$ 0	$ (70)
Number of positions, 12 Months or More | security	0	1
Fair value, 12 Months or More	$ 0	$ 566
Unrealized Losses, 12 Months or More	$ 0	$ (3)
Number of positions | security	1	5
Fair Value	$ 1,000	$ 3,896
Unrealized Losses	$ 0	$ (73)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	25	2
Fair Value, Less than 12 Months	$ 210,509	$ 19,755
Unrealized Losses, Less than 12 Months	$ (1,572)	$ (23)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	25	2
Fair Value	$ 210,509	$ 19,755
Unrealized Losses	$ (1,572)	$ (23)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 1,538
Unrealized Losses, Less than 12 Months	$ 0	$ (1)
Number of positions, 12 Months or More | security	1	1
Fair value, 12 Months or More	$ 446	$ 459
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	1	2
Fair Value	$ 446	$ 1,997
Unrealized Losses	$ 0	$ (1)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	25	5
Fair Value, Less than 12 Months	$ 537,594	$ 27,143
Unrealized Losses, Less than 12 Months	$ (4,324)	$ (51)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	25	5
Fair Value	$ 537,594	$ 27,143
Unrealized Losses	$ (4,324)	$ (51)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	0	3
Fair Value, Less than 12 Months	$ 0	$ 14,190
Unrealized Losses, Less than 12 Months	$ 0	$ (21)
Number of positions, 12 Months or More | security	13	0
Fair value, 12 Months or More	$ 115,433	$ 0
Unrealized Losses, 12 Months or More	$ (1,571)	$ 0
Number of positions | security	13	3
Fair Value	$ 115,433	$ 14,190
Unrealized Losses	$ (1,571)	$ (21)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Summary of loans
Gross loans	$ 10,153,267	$ 10,937,807
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	10,149,242	10,933,647	$ 10,997,304
Commercial, financial, agricultural
Summary of loans
Gross loans	1,634,633	2,536,984
Loans, net of unearned income	1,634,633		2,641,598
Lease financing
Summary of loans
Gross loans	78,028	80,022
Loans, net of unearned income	74,003		80,779
Real estate – construction:
Summary of loans
Gross loans	1,051,359	858,104
Loans, net of unearned income	1,051,359		791,108
Real estate – construction: | Residential
Summary of loans
Gross loans	277,163	246,673
Real estate – construction: | Commercial
Summary of loans
Gross loans	774,196	611,431
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,702,091	2,698,308
Loans, net of unearned income	2,702,091		2,788,513
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,790,522	1,750,951
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	489,933	513,160
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	297,341	296,364
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,530,169	4,554,852
Loans, net of unearned income	4,530,169		4,410,753
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,663,191	1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,742,029	2,747,467
Installment loans to individuals
Summary of loans
Gross loans	156,987	209,537
Loans, net of unearned income	156,987		$ 284,553
Non purchased loans and leases
Summary of loans
Gross loans	8,896,569	9,423,700
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	8,892,544	9,419,540
Non purchased loans and leases | Paycheck Protection Program
Summary of loans
Loans, net of unearned income	246,931	1,128,703
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	1,509,908	2,360,471
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	78,028	80,022
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	1,038,613	827,152
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	274,599	243,814
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	764,014	583,338
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,435,574	2,356,564
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,623,987	1,536,181
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	426,845	432,768
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	271,397	264,436
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	113,345	123,179
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,723,309	3,649,629
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	101,047	120,125
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,373,150	1,334,765
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,249,112	2,194,739
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 111,137	$ 149,862

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 9,976,888,000		$ 9,976,888,000			$ 10,757,503,000
Allowance for loan losses attributable to restructured loans	172,354,000	$ 145,387,000	$ 172,354,000	$ 145,387,000	$ 173,106,000	$ 176,144,000	$ 120,185,000	$ 52,162,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period			90 days
Consumer and other retail loans charged-off past due period			120 days
Nonperforming loans charged-off past due period			90 days
Number of restructured loans | loan			0	3
Restructured loans discontinued past due period			90 days	90 days
Troubled debt restructured that has subsequently defaulted			$ 0	$ 84,000
Remaining availability under commitments to lend additional funds on restructured loans	$ 305,000	$ 0	$ 305,000	$ 0
Number of loan modifications | loan	15	21	19	26
Modified loans, balance	$ 6,599,000	$ 5,627,000	$ 7,868,000	$ 6,971,000
Non purchased loans and leases | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Initial deferral period		90 days
Second deferral period		90 days
Number of loan modifications | loan			108
Modified loans, balance			$ 18,300,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		$ 352,000		352,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	11,241,000	2,306,000	11,241,000	2,306,000
Allowance for loan losses attributable to restructured loans	$ 612,000	$ 299,000	$ 612,000	$ 299,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,153,267	$ 10,937,807
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	10,149,242	10,933,647	$ 10,997,304
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,634,633	2,536,984
Loans, net of unearned income	1,634,633		2,641,598
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	78,028	80,022
Loans, net of unearned income	74,003		80,779
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,051,359	858,104
Loans, net of unearned income	1,051,359		791,108
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,702,091	2,698,308
Loans, net of unearned income	2,702,091		2,788,513
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,530,169	4,554,852
Loans, net of unearned income	4,530,169		4,410,753
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	156,987	209,537
Loans, net of unearned income	156,987		$ 284,553
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	277,163	246,673
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	774,196	611,431
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,790,522	1,750,951
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	489,933	513,160
Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	297,341	296,364
Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,663,191	1,657,806
Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,742,029	2,747,467
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,896,569	9,423,700
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	8,892,544	9,419,540
Non purchased loans and leases | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,509,908	2,360,471
Non purchased loans and leases | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	78,028	80,022
Non purchased loans and leases | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,038,613	827,152
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,435,574	2,356,564
Non purchased loans and leases | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,723,309	3,649,629
Non purchased loans and leases | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	111,137	149,862
Non purchased loans and leases | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	8,865,443	9,399,171
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,504,992	2,356,071
Non purchased loans and leases | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	78,028	79,974
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,038,613	826,655
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,423,997	2,346,658
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,713,030	3,644,266
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	110,808	149,707
Non purchased loans and leases | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income		0
Loans, net of unearned income	27,101	20,369
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,916	4,400
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	48
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,577	9,906
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,279	5,363
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	329	155
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	11,293	17,635
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,909	1,124
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	20	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,082	13,801
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,513	1,814
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	769	896
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,941	2,204
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10	164
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,444	1,992
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	477	44
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10	4
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	800	3,783
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	113	231
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	643	2,324
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	44	1,037
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	191
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,745	10,339
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,512	1,804
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	48
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,198	3,049
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,867	4,824
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	168	117
Non purchased loans and leases | Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,025)	(4,160)
Loans, net of unearned income	8,853,350	9,377,753
Non purchased loans and leases | Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,501,970	2,354,716
Non purchased loans and leases | Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	78,008	79,974
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,038,613	826,655
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,418,272	2,330,533
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,710,473	3,641,415
Non purchased loans and leases | Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	110,039	148,620
Non purchased loans and leases | Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,415	7,826
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,394	2,432
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,935	4,865
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,935	495
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	151	34
Non purchased loans and leases | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	274,599	243,814
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	274,599	243,317
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	274,599	243,317
Non purchased loans and leases | Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	764,014	583,338
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	764,014	583,338
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	764,014	583,338
Non purchased loans and leases | Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,623,987	1,536,181
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,613,850	1,527,359
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,137	8,822
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,345	11,889
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,414	1,865
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	505	1,754
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,545	2,744
Non purchased loans and leases | Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,610,000	1,513,716
Non purchased loans and leases | Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,178	4,213
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	426,845	432,768
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	426,200	432,214
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	645	554
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	975	1,152
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	30	66
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	360
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	446	111
Non purchased loans and leases | Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	425,225	430,702
Non purchased loans and leases | Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	169	377
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	271,397	264,436
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	270,791	263,937
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	606	499
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	723	663
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	61
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	138	210
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	103	194
Non purchased loans and leases | Rental/investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	269,930	263,064
Non purchased loans and leases | Rental/investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	503	244
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	113,345	123,179
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	101,047	120,125
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	113,156	123,148
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	100,848	120,048
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	189	31
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	199	77
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	39	97
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	89	113
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	44
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	42	115
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	159	29
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	113,117	123,051
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	100,717	119,820
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	85	31
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	40	4
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,373,150	1,334,765
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,370,695	1,331,729
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,455	3,036
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,342	779
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	477	0
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	795
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	706	2,598
Non purchased loans and leases | Owner-occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,368,353	1,330,155
Non purchased loans and leases | Owner-occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,272	438
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,249,112	2,194,739
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,241,487	2,192,489
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	7,625	2,250
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	82	922
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2	127
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,002	2,197
Non purchased loans and leases | Non-owner occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,241,403	2,191,440
Non purchased loans and leases | Non-owner occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 5,623	$ 53

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan
Restructured loans
Number of Loans | loan	15	21	19	26
Pre- Modification Outstanding Recorded Investment	$ 6,599	$ 5,627	$ 7,868	$ 6,971
Post- Modification Outstanding Recorded Investment	$ 6,605	$ 5,577	$ 7,850	$ 6,924
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	6	4	6	6
Pre- Modification Outstanding Recorded Investment	$ 5,228	$ 933	$ 5,228	$ 1,831
Post- Modification Outstanding Recorded Investment	$ 5,228	$ 930	$ 5,228	$ 1,828
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan		13		16
Pre- Modification Outstanding Recorded Investment		$ 1,818		$ 2,264
Post- Modification Outstanding Recorded Investment		$ 1,824		$ 2,273
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	9	12	12	15
Pre- Modification Outstanding Recorded Investment	$ 1,371	$ 1,709	$ 1,803	$ 2,155
Post- Modification Outstanding Recorded Investment	$ 1,377	$ 1,714	$ 1,812	$ 2,163
Real estate – 1-4 family mortgage: | Rental/investment
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 109		$ 109
Post- Modification Outstanding Recorded Investment		$ 110		$ 110
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan		2		2
Pre- Modification Outstanding Recorded Investment		$ 2,852		$ 2,852
Post- Modification Outstanding Recorded Investment		$ 2,802		$ 2,802
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 2,663		$ 2,663
Post- Modification Outstanding Recorded Investment		$ 2,613		$ 2,613
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan		1	1	1
Pre- Modification Outstanding Recorded Investment		$ 189	$ 837	$ 189
Post- Modification Outstanding Recorded Investment		$ 189	$ 810	$ 189
Installment loans to individuals
Restructured loans
Number of Loans | loan		2		2
Pre- Modification Outstanding Recorded Investment		$ 24		$ 24
Post- Modification Outstanding Recorded Investment		$ 21		$ 21

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance | loan	76
Additional advances or loans with concessions | loan	19
Reclassified as performing restructured loan | loan	1
Reductions due to:
Reclassified as nonperforming | loan	(1)
Paid in full | loan	(5)
Principal paydowns | loan	0
Total, ending balance | loan	90
Recorded Investment
Total, beginning balance | $	$ 11,761
Additional advances or loans with concessions | $	7,865
Reclassified as performing restructured loan | $	35
Reductions due to:
Reclassified as nonperforming | $	(179)
Paid in full | $	(428)
Principal paydowns | $	(216)
Total, ending balance | $	$ 18,838

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,149,242	$ 10,933,647	$ 10,997,304
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,634,633		2,641,598
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	74,003		80,779
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,051,359		791,108
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,702,091		2,788,513
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,530,169		4,410,753
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	156,987		$ 284,553
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	8,892,544	9,419,540
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	868,134	2,925,230
Prior year	1,921,788	1,329,667
Two years prior	1,256,771	610,250
Three years prior	511,608	498,294
Four years prior	394,483	372,095
Prior	532,627	300,805
Revolving Loans	561,742	356,222
Revolving Loans Converted to Term	30,336	25,219
Loans, net of unearned income	6,077,489	6,417,782
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	864,750	2,909,247
Prior year	1,904,267	1,308,939
Two years prior	1,236,086	599,386
Three years prior	490,583	441,774
Four years prior	338,703	346,829
Prior	488,759	283,632
Revolving Loans	559,591	350,588
Revolving Loans Converted to Term	27,795	22,495
Loans, net of unearned income	5,910,534	6,262,890
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	1,590	10,400
Prior year	14,473	7,622
Two years prior	8,405	3,214
Three years prior	13,639	45,076
Four years prior	41,537	6,455
Prior	23,133	11,341
Revolving Loans	603	187
Revolving Loans Converted to Term	1,737	1,837
Loans, net of unearned income	105,117	86,132
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	1,794	5,583
Prior year	3,048	13,106
Two years prior	12,280	7,650
Three years prior	7,386	11,444
Four years prior	14,243	18,811
Prior	20,735	5,832
Revolving Loans	1,548	5,447
Revolving Loans Converted to Term	804	887
Loans, net of unearned income	61,838	68,760
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	418,342	780,512
Prior year	705,395	524,963
Two years prior	402,225	353,307
Three years prior	282,162	258,589
Four years prior	208,553	147,342
Prior	316,206	238,801
Revolving Loans	478,327	693,698
Revolving Loans Converted to Term	3,845	4,546
Loans, net of unearned income	2,815,055	3,001,758
Non purchased loans and leases | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	418,148	780,449
Prior year	704,838	522,064
Two years prior	399,043	349,003
Three years prior	278,217	256,112
Four years prior	206,317	146,353
Prior	312,930	235,757
Revolving Loans	477,644	692,924
Revolving Loans Converted to Term	3,680	4,031
Loans, net of unearned income	2,800,817	2,986,693
Non purchased loans and leases | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	194	63
Prior year	557	2,899
Two years prior	3,182	4,304
Three years prior	3,945	2,477
Four years prior	2,236	989
Prior	3,276	3,044
Revolving Loans	683	774
Revolving Loans Converted to Term	165	515
Loans, net of unearned income	14,238	15,065
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,604
Prior year	1,241
Two years prior	239
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	3,084
Non purchased loans and leases | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,604
Prior year	1,241
Two years prior	239
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	3,084
Non purchased loans and leases | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	161,337	1,448,273
Prior year	521,228	183,627
Two years prior	171,979	76,912
Three years prior	61,489	36,866
Four years prior	30,000	18,124
Prior	17,698	15,844
Revolving Loans	441,033	255,522
Revolving Loans Converted to Term	2,941	2,449
Loans, net of unearned income	1,407,705	2,037,617
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	160,584	1,447,594
Prior year	520,874	180,979
Two years prior	168,388	73,325
Three years prior	58,126	31,362
Four years prior	24,990	16,308
Prior	15,221	14,626
Revolving Loans	439,248	250,528
Revolving Loans Converted to Term	2,137	1,562
Loans, net of unearned income	1,389,568	2,016,284
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	0	128
Prior year	115	1,952
Two years prior	2,527	2,091
Three years prior	298	3,850
Four years prior	673	1,416
Prior	1,410	109
Revolving Loans	252	187
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,275	9,733
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	753	551
Prior year	239	696
Two years prior	1,064	1,496
Three years prior	3,065	1,654
Four years prior	4,337	400
Prior	1,067	1,109
Revolving Loans	1,533	4,807
Revolving Loans Converted to Term	804	887
Loans, net of unearned income	12,862	11,600
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	15,099	33,805
Prior year	16,477	16,455
Two years prior	11,460	10,381
Three years prior	7,023	6,396
Four years prior	4,389	2,826
Prior	11,052	7,201
Revolving Loans	36,398	245,485
Revolving Loans Converted to Term	305	305
Loans, net of unearned income	102,203	322,854
Non purchased loans and leases | Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	15,099	33,794
Prior year	16,477	16,343
Two years prior	11,313	10,340
Three years prior	6,915	6,026
Four years prior	4,174	2,748
Prior	10,969	7,181
Revolving Loans	36,151	245,059
Revolving Loans Converted to Term	305	305
Loans, net of unearned income	101,403	321,796
Non purchased loans and leases | Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	11
Prior year	0	112
Two years prior	147	41
Three years prior	108	370
Four years prior	215	78
Prior	83	20
Revolving Loans	247	426
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	800	1,058
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,387	32,150
Prior year	25,526	25,270
Two years prior	19,722	10,999
Three years prior	9,276	4,231
Four years prior	3,046	1,040
Prior	2,046	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74,003	75,862
Non purchased loans and leases | Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,387	32,150
Prior year	25,526	25,270
Two years prior	19,722	10,999
Three years prior	9,276	4,231
Four years prior	3,046	992
Prior	2,046	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74,003	75,814
Non purchased loans and leases | Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	48
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	48
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	221,640	398,891
Prior year	407,728	266,471
Two years prior	293,244	52,520
Three years prior	29,050	29,300
Four years prior	149	0
Prior	0	0
Revolving Loans	6,907	13,927
Revolving Loans Converted to Term	5,803	0
Loans, net of unearned income	964,521	761,109
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	20,974	54,918
Prior year	50,321	10,334
Two years prior	2,777	295
Three years prior	0	153
Four years prior	20	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74,092	66,043
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	130,319	154,649
Prior year	58,469	9,836
Two years prior	2,093	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,907	13,923
Revolving Loans Converted to Term	5,803	0
Loans, net of unearned income	203,591	180,522
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	130,319	154,419
Prior year	57,922	9,339
Two years prior	2,093	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,907	13,923
Revolving Loans Converted to Term	5,803	0
Loans, net of unearned income	203,044	179,795
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	547	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	547	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	230
Prior year	0	497
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	727
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,370	53,108
Prior year	49,080	9,393
Two years prior	2,538	295
Three years prior	0	153
Four years prior	20	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,008	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,370	53,108
Prior year	49,080	9,393
Two years prior	2,538	295
Three years prior	0	153
Four years prior	20	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,008	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	91,321	244,242
Prior year	349,259	256,635
Two years prior	291,151	50,406
Three years prior	29,050	29,300
Four years prior	149	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	760,930	580,587
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	91,321	244,242
Prior year	349,259	251,937
Two years prior	286,471	50,406
Three years prior	29,050	29,300
Four years prior	149	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	756,250	575,889
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	4,698
Two years prior	4,680	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,680	4,698
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	83,874	110,246
Prior year	82,347	78,482
Two years prior	57,180	36,613
Three years prior	22,817	30,018
Four years prior	19,601	13,197
Prior	12,129	7,172
Revolving Loans	13,870	10,658
Revolving Loans Converted to Term	538	1,909
Loans, net of unearned income	292,356	288,295
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	295,117	517,553
Prior year	508,702	344,643
Two years prior	274,815	261,735
Three years prior	210,531	196,777
Four years prior	159,432	105,216
Prior	268,946	212,214
Revolving Loans	422,623	426,437
Revolving Loans Converted to Term	3,052	3,694
Loans, net of unearned income	2,143,218	2,068,269
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,270	9,422
Prior year	7,639	6,691
Two years prior	4,917	3,988
Three years prior	3,754	4,644
Four years prior	3,913	371
Prior	972	1,060
Revolving Loans	4,930	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	32,395	26,805
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	6,270	9,422
Prior year	7,639	5,870
Two years prior	4,131	3,988
Three years prior	3,754	4,644
Four years prior	3,913	371
Prior	960	1,045
Revolving Loans	4,930	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	31,597	25,969
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	120	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	120	125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	696
Two years prior	666	0
Three years prior	0	0
Four years prior	0	0
Prior	12	15
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	678	711
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	267,460	470,034
Prior year	468,784	321,155
Two years prior	257,747	239,542
Three years prior	192,337	176,926
Four years prior	143,698	92,195
Prior	259,743	207,721
Revolving Loans	1,823	1,758
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,591,592	1,509,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	267,460	470,034
Prior year	468,317	318,929
Two years prior	255,346	235,816
Three years prior	188,569	175,219
Four years prior	142,013	91,479
Prior	257,432	205,530
Revolving Loans	1,812	1,747
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,580,949	1,498,799
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	467	2,226
Two years prior	2,401	3,726
Three years prior	3,768	1,707
Four years prior	1,685	716
Prior	2,311	2,191
Revolving Loans	11	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,643	10,577
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,171	157
Prior year	200	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	3,676	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,047	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	1,171	157
Prior year	200	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	3,676	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,047	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	342	0
Prior year	0	203
Two years prior	124	372
Three years prior	364	0
Four years prior	0	45
Prior	614	799
Revolving Loans	417,798	421,838
Revolving Loans Converted to Term	2,556	3,119
Loans, net of unearned income	421,798	426,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	342	0
Prior year	0	203
Two years prior	124	372
Three years prior	364	0
Four years prior	0	45
Prior	538	684
Revolving Loans	417,373	421,516
Revolving Loans Converted to Term	2,411	2,642
Loans, net of unearned income	421,152	425,462
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	76	115
Revolving Loans	425	322
Revolving Loans Converted to Term	145	477
Loans, net of unearned income	646	914
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	46,639	50,558
Prior year	48,640	32,656
Two years prior	24,234	27,483
Three years prior	18,526	25,019
Four years prior	15,448	12,620
Prior	10,668	5,699
Revolving Loans	985	1,066
Revolving Loans Converted to Term	538	557
Loans, net of unearned income	165,678	155,658
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	46,619	50,371
Prior year	48,541	31,724
Two years prior	23,172	26,695
Three years prior	18,394	24,872
Four years prior	15,324	12,439
Prior	10,326	5,166
Revolving Loans	985	1,066
Revolving Loans Converted to Term	538	557
Loans, net of unearned income	163,899	152,890
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	83
Four years prior	0	77
Prior	74	133
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74	293
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	20	187
Prior year	99	932
Two years prior	1,062	788
Three years prior	132	64
Four years prior	124	104
Prior	268	400
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,705	2,475
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,972	34,079
Prior year	29,786	20,499
Two years prior	15,217	18,319
Three years prior	15,178	17,758
Four years prior	14,417	11,907
Prior	7,991	3,356
Revolving Loans	2,662	2,330
Revolving Loans Converted to Term	496	530
Loans, net of unearned income	105,719	108,778
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,834	34,079
Prior year	29,786	20,404
Two years prior	15,143	18,245
Three years prior	15,178	17,595
Four years prior	14,340	11,901
Prior	7,826	3,196
Revolving Loans	2,662	2,330
Revolving Loans Converted to Term	496	530
Loans, net of unearned income	105,265	108,280
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	138	0
Prior year	0	95
Two years prior	74	74
Three years prior	0	163
Four years prior	77	6
Prior	165	160
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	454	498
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	29,794	50,109
Prior year	25,868	38,951
Two years prior	28,029	5,142
Three years prior	537	355
Four years prior	240	206
Prior	489	413
Revolving Loans	4,279	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	89,236	99,440
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	29,794	50,109
Prior year	23,192	38,388
Two years prior	27,922	5,142
Three years prior	537	355
Four years prior	240	203
Prior	489	413
Revolving Loans	4,279	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	86,453	98,874
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	2,676	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,676	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	563
Two years prior	107	0
Three years prior	0	0
Four years prior	0	3
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	107	566
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,343	13,440
Prior year	10,132	2,786
Two years prior	1,727	3,502
Three years prior	2,652	2,093
Four years prior	1,317	1,069
Prior	598	338
Revolving Loans	340	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	24,109	23,739
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,343	13,440
Prior year	10,132	2,786
Two years prior	1,727	3,502
Three years prior	2,650	2,062
Four years prior	1,234	1,069
Prior	494	338
Revolving Loans	340	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	23,920	23,708
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	2	31
Four years prior	83	0
Prior	104	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	189	31
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	401,283	967,746
Prior year	910,479	801,083
Two years prior	734,366	444,205
Three years prior	398,252	402,110
Four years prior	344,733	340,774
Prior	502,800	277,789
Revolving Loans	99,932	76,115
Revolving Loans Converted to Term	21,054	20,845
Loans, net of unearned income	3,412,899	3,330,667
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	49,654	81,953
Prior year	73,344	71,063
Two years prior	61,707	56,193
Three years prior	45,145	47,013
Four years prior	38,791	35,801
Prior	31,790	15,679
Revolving Loans	9,536	10,772
Revolving Loans Converted to Term	443	488
Loans, net of unearned income	310,410	318,962
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	13,622	36,872
Prior year	21,457	21,278
Two years prior	14,466	8,048
Three years prior	5,607	3,279
Four years prior	2,766	4,887
Prior	3,685	3,098
Revolving Loans	5,996	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	67,599	84,438
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	13,577	34,719
Prior year	19,325	21,278
Two years prior	14,466	6,925
Three years prior	5,607	3,210
Four years prior	2,707	3,274
Prior	3,674	3,098
Revolving Loans	5,996	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	65,352	79,480
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	45	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	0	69
Four years prior	59	46
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	104	1,238
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	2,153
Prior year	2,132	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	1,567
Prior	11	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,143	3,720
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,443	12,656
Prior year	10,444	7,872
Two years prior	5,738	4,988
Three years prior	3,708	2,926
Four years prior	2,214	3,759
Prior	2,408	580
Revolving Loans	2,493	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	33,448	35,687
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,443	12,656
Prior year	10,439	7,872
Two years prior	5,738	4,988
Three years prior	3,666	2,922
Four years prior	2,214	3,759
Prior	2,264	466
Revolving Loans	2,493	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	33,257	35,569
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	5	0
Two years prior	0	0
Three years prior	42	4
Four years prior	0	0
Prior	144	114
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	191	118
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	145,768	295,642
Prior year	297,847	256,807
Two years prior	226,086	199,082
Three years prior	165,077	169,527
Four years prior	143,037	99,540
Prior	155,885	85,614
Revolving Loans	33,928	16,683
Revolving Loans Converted to Term	9,132	9,733
Loans, net of unearned income	1,176,760	1,132,628
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	144,957	293,851
Prior year	295,064	255,206
Two years prior	224,524	193,716
Three years prior	160,888	163,358
Four years prior	136,955	96,128
Prior	146,755	83,582
Revolving Loans	33,562	16,043
Revolving Loans Converted to Term	7,395	7,896
Loans, net of unearned income	1,150,100	1,109,780
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,167
Prior year	2,205	847
Two years prior	832	0
Three years prior	0	2,067
Four years prior	1,877	228
Prior	5,568	311
Revolving Loans	351	0
Revolving Loans Converted to Term	1,737	1,837
Loans, net of unearned income	12,570	6,457
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	811	624
Prior year	578	754
Two years prior	730	5,366
Three years prior	4,189	4,102
Four years prior	4,205	3,184
Prior	3,562	1,721
Revolving Loans	15	640
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,090	16,391
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	28,626	48,814
Prior year	45,009	44,606
Two years prior	39,590	36,661
Three years prior	29,545	30,266
Four years prior	26,029	23,974
Prior	22,529	11,608
Revolving Loans	4,762	5,919
Revolving Loans Converted to Term	300	289
Loans, net of unearned income	196,390	202,137
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	28,626	48,814
Prior year	45,009	44,344
Two years prior	39,113	36,349
Three years prior	29,545	30,097
Four years prior	25,871	23,885
Prior	22,225	11,216
Revolving Loans	4,762	5,904
Revolving Loans Converted to Term	300	289
Loans, net of unearned income	195,451	200,898
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	262
Two years prior	477	312
Three years prior	0	169
Four years prior	158	89
Prior	304	392
Revolving Loans	0	15
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	939	1,239
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	241,893	635,232
Prior year	591,175	522,998
Two years prior	493,814	237,075
Three years prior	227,568	229,304
Four years prior	198,930	236,347
Prior	343,230	189,077
Revolving Loans	60,008	52,456
Revolving Loans Converted to Term	11,922	11,112
Loans, net of unearned income	2,168,540	2,113,601
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	240,138	624,289
Prior year	582,245	514,030
Two years prior	484,917	237,075
Three years prior	214,227	184,673
Four years prior	154,425	218,106
Prior	311,334	175,702
Revolving Loans	60,008	52,456
Revolving Loans Converted to Term	11,922	11,112
Loans, net of unearned income	2,059,216	2,017,443
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	1,545	9,105
Prior year	8,930	0
Two years prior	246	0
Three years prior	13,341	39,007
Four years prior	38,928	4,688
Prior	16,081	10,788
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	79,071	63,588
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	210	1,838
Prior year	0	8,968
Two years prior	8,651	0
Three years prior	0	5,624
Four years prior	5,577	13,553
Prior	15,815	2,587
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	30,253	32,570
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,585	20,483
Prior year	17,891	18,585
Two years prior	16,379	14,544
Three years prior	11,892	13,821
Four years prior	10,548	8,068
Prior	6,853	3,491
Revolving Loans	2,281	1,999
Revolving Loans Converted to Term	143	147
Loans, net of unearned income	80,572	81,138
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	14,585	20,483
Prior year	17,891	18,460
Two years prior	16,379	14,486
Three years prior	11,892	13,821
Four years prior	10,548	8,068
Prior	6,806	3,439
Revolving Loans	2,281	1,999
Revolving Loans Converted to Term	143	147
Loans, net of unearned income	80,525	80,903
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	0	58
Three years prior	0	0
Four years prior	0	0
Prior	47	52
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	47	235
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	6	4
Two years prior	2	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	8	94
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	6	4
Two years prior	2	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	8	94
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	23,111	60,133
Prior year	31,025	57,198
Two years prior	31,744	13,704
Three years prior	10,187	4,019
Four years prior	2,875	2,459
Prior	2,372	1,535
Revolving Loans	9,770	10,661
Revolving Loans Converted to Term	45	59
Loans, net of unearned income	111,129	149,768
Non purchased loans and leases | Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	23,055	60,081
Prior year	30,940	57,119
Two years prior	31,661	13,611
Three years prior	10,162	3,986
Four years prior	2,857	2,407
Prior	2,330	1,535
Revolving Loans	9,770	10,661
Revolving Loans Converted to Term	25	21
Loans, net of unearned income	110,800	149,421
Non purchased loans and leases | Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	56	52
Prior year	85	79
Two years prior	83	93
Three years prior	25	33
Four years prior	18	52
Prior	42	0
Revolving Loans	0	0
Revolving Loans Converted to Term	20	38
Loans, net of unearned income	$ 329	$ 347

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 10,149,242	$ 10,933,647	$ 10,997,304
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,634,633		2,641,598
Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income	74,003		80,779
Real estate – construction:
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,051,359		791,108
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Loans, net of unearned income	2,702,091		2,788,513
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Loans, net of unearned income	4,530,169		4,410,753
Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income	156,987		$ 284,553
Non purchased loans and leases
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 8,892,544	$ 9,419,540

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Summary of loans
Gross loans	$ 10,149,242	$ 10,933,647	$ 10,997,304
Commercial, financial, agricultural
Summary of loans
Gross loans	1,634,633		2,641,598
Real estate – construction:
Summary of loans
Gross loans	1,051,359		791,108
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,702,091		2,788,513
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,530,169		4,410,753
Installment loans to individuals
Summary of loans
Gross loans	156,987		$ 284,553
Purchased loans
Summary of loans
Gross loans	1,256,698	1,514,107
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	124,725	176,513
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	12,746	30,952
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	2,564	2,859
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	10,182	28,093
Purchased loans | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	266,517	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	166,535	214,770
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	63,088	80,392
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	25,944	31,928
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	10,950	14,654
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	806,860	905,223
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	23,902	29,454
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	290,041	323,041
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	492,917	552,728
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	23,902	29,454
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 45,850	$ 59,675

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,149,242	$ 10,933,647	$ 10,997,304
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,634,633		2,641,598
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,051,359		791,108
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,702,091		2,788,513
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,530,169		4,410,753
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	156,987		$ 284,553
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,256,698	1,514,107
Purchased loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,229,008	1,483,056
Purchased loans | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,783	8,651
Purchased loans | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	945	267
Purchased loans | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,224,280	1,474,138
Purchased loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	27,690	31,051
Purchased loans | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,096	8,671
Purchased loans | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,332	6,968
Purchased loans | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,262	15,412
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	124,725	176,513
Purchased loans | Commercial, financial, agricultural | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	114,178	164,577
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	376	818
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	101
Purchased loans | Commercial, financial, agricultural | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	113,802	163,658
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,547	11,936
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,293	74
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,698	2,024
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	7,556	9,838
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,746	30,952
Purchased loans | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,746	30,952
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	46	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,700	30,952
Purchased loans | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	266,517	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	260,326	333,644
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,289	2,977
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	37	131
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	258,000	330,536
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,191	8,100
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	702	691
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,694	4,197
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,795	3,212
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	806,860	905,223
Purchased loans | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	796,289	894,483
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	146	2,830
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	900	0
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	795,243	891,653
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,571	10,740
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	89	7,875
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	792	611
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,690	2,254
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45,850	59,675
Purchased loans | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45,469	59,400
Purchased loans | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	926	2,026
Purchased loans | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8	35
Purchased loans | Installment loans to individuals | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	44,535	57,339
Purchased loans | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	381	275
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12	31
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	148	136
Purchased loans | Installment loans to individuals | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	221	108
Purchased loans | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,564	2,859
Purchased loans | Residential | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,564	2,859
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	46	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,518	2,859
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,182	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,182	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,182	28,093
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	166,535	214,770
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	161,859	209,103
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,530	2,394
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	37	74
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	160,292	206,635
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,676	5,667
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	625	687
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,958	2,799
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,093	2,181
Purchased loans | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	63,088	80,392
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	61,695	79,076
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	555	294
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	43
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	61,140	78,739
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,393	1,316
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	36	4
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	680	674
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	677	638
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	25,944	31,928
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	25,834	31,125
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	104	180
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	14
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	25,730	30,931
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	110	803
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	41	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	56	724
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13	79
Purchased loans | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,950	14,654
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,938	14,340
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	100	109
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,838	14,231
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12	314
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12	314
Purchased loans | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,902	29,454
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,622	29,074
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	86	112
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	55	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,481	28,962
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	280	380
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	138	164
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	142	216
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	290,041	323,041
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	287,702	320,508
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	60	2,511
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	287,642	317,997
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,339	2,533
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	89	193
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	654	447
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,596	1,893
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	492,917	552,728
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	484,965	544,901
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	207
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	845	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	484,120	544,694
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	7,952	7,827
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	7,682
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 7,952	$ 145

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	3 Months Ended	6 Months Ended
	Jun. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan	Mar. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Mar. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans		$ 9,976,888,000			$ 10,757,503,000
Allowance for loan losses attributable to restructured loans	$ 145,387,000	$ 172,354,000	$ 145,387,000	$ 173,106,000	$ 176,144,000	$ 120,185,000	$ 52,162,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of restructured loans | loan		1	3
Restructured loans discontinued past due period		90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 242,000	$ 1,000	$ 242,000
Number of loan modifications | loan	6	2	7
Modified loans, balance	$ 1,890,000	$ 997,000	$ 2,114,000
Troubled debt restructured that has subsequently defaulted		$ 0	0
Purchased loans | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of loan modifications | loan		33
Modified loans, balance		$ 2,300,000
Purchased loans | Nonaccruing Loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	207,000	37,000	207,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	7,851,000	18,279,000	7,851,000
Allowance for loan losses attributable to restructured loans	$ 302,000	$ 127,000	$ 302,000

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)loan	Jun. 30, 2020USD ($)loan
Restructured loans
Number of Loans | loan		6	2	7
Pre- Modification Outstanding Recorded Investment		$ 1,890	$ 997	$ 2,114
Post- Modification Outstanding Recorded Investment		$ 1,893	$ 997	$ 2,008
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan		1	1	1
Pre- Modification Outstanding Recorded Investment		$ 1,029	$ 135	$ 1,029
Post- Modification Outstanding Recorded Investment		$ 1,031	$ 135	$ 1,031
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan		2		3
Pre- Modification Outstanding Recorded Investment		$ 225		$ 449
Post- Modification Outstanding Recorded Investment		$ 230		$ 345
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	1	1	1	2
Pre- Modification Outstanding Recorded Investment	$ 862	$ 66	$ 862	$ 290
Post- Modification Outstanding Recorded Investment	$ 862	$ 68	$ 862	$ 183
Real estate – 1-4 family mortgage: | Home equity
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 159		$ 159
Post- Modification Outstanding Recorded Investment		$ 162		$ 162
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan		2		2
Pre- Modification Outstanding Recorded Investment		$ 611		$ 611
Post- Modification Outstanding Recorded Investment		$ 613		$ 613
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 69		$ 69
Post- Modification Outstanding Recorded Investment		$ 69		$ 69
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 542		$ 542
Post- Modification Outstanding Recorded Investment		$ 544		$ 544
Installment loans to individuals
Restructured loans
Number of Loans | loan		1		1
Pre- Modification Outstanding Recorded Investment		$ 25		$ 25
Post- Modification Outstanding Recorded Investment		$ 19		$ 19

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)loan
Number of Loans
Total, beginning balance | loan	48
Additional advances or loans with concessions | loan	2
Reclassified to nonperforming loans | loan	(3)
Paid in full | loan	(4)
Charge-offs | loan	(1)
Principal paydowns | loan	0
Total, ending balance | loan	42
Recorded Investment
Total, beginning balance | $	$ 8,687
Additional advances or loans with concessions | $	1,236
Reclassified to nonperforming loans | $	(2,470)
Paid in full | $	(1,222)
Charge-offs | $	(205)
Principal paydowns | $	(154)
Total, ending balance | $	$ 5,872

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,149,242	$ 10,933,647	$ 10,997,304
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,634,633		2,641,598
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,051,359		791,108
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,702,091		2,788,513
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,530,169		4,410,753
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	156,987		$ 284,553
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,256,698	1,514,107
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	679	129,343
Three years prior	87,972	197,536
Four years prior	180,926	205,757
Prior	600,740	494,579
Revolving Loans	58,134	88,151
Revolving Loans Converted to Term	16,664	6,729
Loans, net of unearned income	945,115	1,122,806
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	679	105,035
Three years prior	69,379	180,249
Four years prior	163,949	159,612
Prior	513,553	435,652
Revolving Loans	52,932	69,482
Revolving Loans Converted to Term	412	409
Loans, net of unearned income	800,904	951,150
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,948
Three years prior	0	97
Four years prior	1,582	15,076
Prior	18,808	9,224
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	20,390	27,345
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	21,360
Three years prior	18,593	17,190
Four years prior	15,395	31,069
Prior	68,379	49,703
Revolving Loans	5,202	18,669
Revolving Loans Converted to Term	16,252	6,320
Loans, net of unearned income	123,821	144,311
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	694	39,521
Three years prior	31,189	50,583
Four years prior	40,713	30,572
Prior	173,044	183,882
Revolving Loans	63,545	83,257
Revolving Loans Converted to Term	2,398	2,778
Loans, net of unearned income	311,583	391,301
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	694	39,376
Three years prior	31,035	49,692
Four years prior	39,913	30,249
Prior	168,377	178,492
Revolving Loans	62,839	82,630
Revolving Loans Converted to Term	1,895	2,224
Loans, net of unearned income	304,753	383,371
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	145
Three years prior	154	891
Four years prior	800	323
Prior	4,667	5,390
Revolving Loans	706	627
Revolving Loans Converted to Term	503	554
Loans, net of unearned income	6,830	7,930
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	124,725	176,513
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	679	28,242
Three years prior	18,481	27,222
Four years prior	16,855	22,377
Prior	30,643	20,759
Revolving Loans	47,497	64,563
Revolving Loans Converted to Term	1,879	1,788
Loans, net of unearned income	116,034	165,662
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	679	24,211
Three years prior	16,261	20,930
Four years prior	11,563	17,240
Prior	23,206	16,880
Revolving Loans	42,942	56,736
Revolving Loans Converted to Term	412	409
Loans, net of unearned income	95,063	137,117
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	357
Three years prior	0	97
Four years prior	0	104
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	558
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	3,674
Three years prior	2,220	6,195
Four years prior	5,292	5,033
Prior	7,437	3,879
Revolving Loans	4,555	7,827
Revolving Loans Converted to Term	1,467	1,379
Loans, net of unearned income	20,971	27,987
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	383	349
Four years prior	337	303
Prior	2,727	2,899
Revolving Loans	5,021	6,809
Revolving Loans Converted to Term	223	46
Loans, net of unearned income	8,691	10,851
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	383	349
Four years prior	337	303
Prior	2,727	2,899
Revolving Loans	5,001	6,784
Revolving Loans Converted to Term	223	46
Loans, net of unearned income	8,671	10,826
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	20	25
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	20	25
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,746	30,952
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	10,522
Three years prior	1,005	9,228
Four years prior	452	10,781
Prior	10,867	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,324	30,531
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	422	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	422	421
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,564	2,859
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	1,005	211
Four years prior	452	684
Prior	685	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,142	2,438
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	1,005	211
Four years prior	452	684
Prior	685	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,142	2,438
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	422	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	422	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	422	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	422	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,182	28,093
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	0	9,017
Four years prior	0	10,097
Prior	10,182	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,182	28,093
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	0	9,017
Four years prior	0	10,097
Prior	10,182	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,182	28,093
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	266,517	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	14,022
Three years prior	11,373	7,126
Four years prior	4,555	1,112
Prior	30,598	38,747
Revolving Loans	888	957
Revolving Loans Converted to Term	226	253
Loans, net of unearned income	47,640	62,217
Purchased loans | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	371
Two years prior	363	3,082
Three years prior	2,233	33,674
Four years prior	26,840	28,169
Prior	131,914	140,689
Revolving Loans	55,416	70,870
Revolving Loans Converted to Term	2,111	2,672
Loans, net of unearned income	218,877	279,527
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	166,535	214,770
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	6,873
Three years prior	4,239	3,212
Four years prior	2,600	595
Prior	13,586	17,223
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	20,425	28,152
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,556
Three years prior	4,239	3,212
Four years prior	2,514	594
Prior	9,567	12,665
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,320	22,276
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	1,014	1,120
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,014	1,120
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,317
Three years prior	0	0
Four years prior	86	1
Prior	3,005	3,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,091	4,756
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	243	1,953
Three years prior	1,684	30,078
Four years prior	24,349	25,956
Prior	119,577	127,642
Revolving Loans	166	630
Revolving Loans Converted to Term	91	111
Loans, net of unearned income	146,110	186,618
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	243	1,842
Three years prior	1,574	29,321
Four years prior	23,741	25,935
Prior	115,772	122,970
Revolving Loans	166	630
Revolving Loans Converted to Term	22	25
Loans, net of unearned income	141,518	180,971
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	111
Three years prior	110	757
Four years prior	608	21
Prior	3,805	4,672
Revolving Loans	0	0
Revolving Loans Converted to Term	69	86
Loans, net of unearned income	4,592	5,647
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	63,088	80,392
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	651	697
Revolving Loans Converted to Term	226	253
Loans, net of unearned income	877	950
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	162	59
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	162	59
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	489	638
Revolving Loans Converted to Term	226	253
Loans, net of unearned income	715	891
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	549	3,324
Four years prior	2,295	1,668
Prior	2,109	1,027
Revolving Loans	55,238	70,120
Revolving Loans Converted to Term	2,020	2,561
Loans, net of unearned income	62,211	79,442
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	549	3,324
Four years prior	2,295	1,668
Prior	2,031	960
Revolving Loans	54,552	69,518
Revolving Loans Converted to Term	1,618	2,124
Loans, net of unearned income	61,045	78,336
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	78	67
Revolving Loans	686	602
Revolving Loans Converted to Term	402	437
Loans, net of unearned income	1,166	1,106
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	25,944	31,928
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,883
Four years prior	1,841	232
Prior	14,415	18,275
Revolving Loans	237	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,493	20,399
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,883
Four years prior	1,841	232
Prior	13,564	16,139
Revolving Loans	87	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,492	18,263
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	44
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	44
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	851	2,092
Revolving Loans	150	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,001	2,092
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	120	0
Three years prior	0	200
Four years prior	124	193
Prior	9,195	10,893
Revolving Loans	12	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,451	11,529
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	120	0
Three years prior	0	200
Four years prior	124	193
Prior	9,112	10,800
Revolving Loans	12	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,368	11,436
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	83	93
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	83	93
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,950	14,654
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	7,134	2,031
Four years prior	114	285
Prior	2,597	3,249
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,845	12,716
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	7,134	2,009
Four years prior	87	285
Prior	1,184	1,793
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,405	11,238
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	22
Four years prior	27	0
Prior	1,413	1,456
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,440	1,478
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	0	72
Four years prior	72	352
Prior	1,033	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,105	1,938
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	0	30
Four years prior	72	117
Prior	1,033	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,105	1,661
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	42
Four years prior	0	235
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	277
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	806,860	905,223
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	76,557
Three years prior	57,113	153,960
Four years prior	159,064	171,487
Prior	528,632	435,073
Revolving Loans	9,749	22,631
Revolving Loans Converted to Term	14,559	4,688
Loans, net of unearned income	769,117	864,396
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	331	597
Three years prior	1,199	1,063
Four years prior	1,112	982
Prior	33,778	35,946
Revolving Loans	1,323	1,902
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	37,743	40,827
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,902	29,454
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,925	3,801
Four years prior	3,763	2,915
Prior	13,688	11,817
Revolving Loans	195	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	19,571	24,315
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,925	3,801
Four years prior	3,763	2,780
Prior	7,522	4,962
Revolving Loans	195	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,405	17,325
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	5,253	5,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,253	5,438
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	135
Prior	913	1,417
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	913	1,552
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	151	389
Four years prior	385	256
Prior	3,680	3,948
Revolving Loans	115	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,331	5,139
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	151	389
Four years prior	385	256
Prior	3,625	3,890
Revolving Loans	115	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,276	5,081
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	55	58
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	55	58
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	290,041	323,041
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,682	32,567
Four years prior	33,181	61,568
Prior	217,414	181,007
Revolving Loans	3,174	9,723
Revolving Loans Converted to Term	2	2
Loans, net of unearned income	268,453	299,868
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,682	29,276
Four years prior	29,288	43,962
Prior	193,496	161,790
Revolving Loans	3,166	5,808
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	240,632	255,837
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	1,582	9,670
Prior	1,971	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,553	9,670
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	3,291
Four years prior	2,311	7,936
Prior	21,947	19,217
Revolving Loans	8	3,915
Revolving Loans Converted to Term	2	2
Loans, net of unearned income	24,268	34,361
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	644	625
Four years prior	589	660
Prior	19,562	20,531
Revolving Loans	793	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	21,588	23,173
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	644	625
Four years prior	589	660
Prior	19,301	20,253
Revolving Loans	793	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	21,327	22,895
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	261	278
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	261	278
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	492,917	552,728
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	55,962
Three years prior	40,506	117,592
Four years prior	122,120	107,004
Prior	297,530	242,249
Revolving Loans	6,380	12,720
Revolving Loans Converted to Term	14,557	4,686
Loans, net of unearned income	481,093	540,213
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	37,002
Three years prior	24,133	109,910
Four years prior	114,441	83,738
Prior	254,147	221,423
Revolving Loans	6,380	6,431
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	399,101	458,504
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,591
Three years prior	0	0
Four years prior	0	5,302
Prior	10,570	2,622
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,570	10,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	16,369
Three years prior	16,373	7,682
Four years prior	7,679	17,964
Prior	32,813	18,204
Revolving Loans	0	6,289
Revolving Loans Converted to Term	14,557	4,686
Loans, net of unearned income	71,422	71,194
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	331	443
Three years prior	404	49
Four years prior	138	66
Prior	10,536	11,467
Revolving Loans	415	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,824	12,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	331	443
Three years prior	404	49
Four years prior	0	66
Prior	10,409	11,331
Revolving Loans	415	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,559	12,379
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	138	0
Prior	127	136
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	265	136
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45,850	59,675
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,976
Three years prior	26,952	15,497
Four years prior	12,424	1,118
Prior	4,625	4,348
Revolving Loans	1,785	3,676
Revolving Loans Converted to Term	64	60
Loans, net of unearned income	45,850	59,675
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,942
Three years prior	26,908	15,405
Four years prior	12,370	1,051
Prior	4,367	4,262
Revolving Loans	1,785	3,676
Revolving Loans Converted to Term	32	29
Loans, net of unearned income	45,462	59,365
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	44	92
Four years prior	54	67
Prior	258	86
Revolving Loans	0	0
Revolving Loans Converted to Term	32	31
Loans, net of unearned income	$ 388	$ 310

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2020	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,153,267		$ 10,937,807
Unearned income	(4,025)		(4,160)
Loans, net of unearned income	10,149,242		10,933,647	$ 10,997,304
Allowance for credit losses	(172,354)	$ (173,106)	(176,144)	(145,387)	$ (120,185)	$ (52,162)
Loans, net	9,976,888		10,757,503
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,634,633		2,536,984
Loans, net of unearned income	1,634,633			2,641,598
Allowance for credit losses	(36,994)	(37,592)	(39,031)	(30,685)	(25,937)	(10,658)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	78,028		80,022
Loans, net of unearned income	74,003			80,779
Allowance for credit losses	(1,511)	(1,546)	(1,624)	(1,812)		(910)	$ (1,588)
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,051,359		858,104
Loans, net of unearned income	1,051,359			791,108
Allowance for credit losses	(15,729)	(14,977)	(16,047)	(12,538)	(10,924)	(5,029)
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	277,163		246,673
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	774,196		611,431
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,702,091		2,698,308
Loans, net of unearned income	2,702,091			2,788,513
Allowance for credit losses	(31,303)	(31,694)	(32,165)	(29,401)	(27,320)	(9,814)
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,790,522		1,750,951
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	489,933		513,160
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	297,341		296,364
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	124,295		137,833
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,530,169		4,554,852
Loans, net of unearned income	4,530,169			4,410,753
Allowance for credit losses	(74,893)	(76,225)	(76,127)	(60,061)	(44,237)	(24,990)
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	124,949		149,579
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,663,191		1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,742,029		2,747,467
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	156,987		209,537
Loans, net of unearned income	156,987			284,553
Allowance for credit losses	$ (11,924)	$ (11,072)	$ (11,150)	$ (10,890)	$ (10,179)	$ (761)

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest receivable	$ 48,774,000		$ 48,774,000		$ 56,459,000
Deferred interest, allowance for credit loss	1,367,000		1,367,000		$ 1,500,000
Provision for loan losses	0	$ 26,900,000	$ 0	$ 53,250,000
Supportable period			2 years
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for loan losses	752,000	2,146,000	$ (279,000)	4,536,000
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for loan losses	$ (49,000)	$ 219,000	$ (138,000)	$ 371,000

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2019	Dec. 31, 2020
Allowance for loan losses:
Beginning balance	$ 173,106,000	$ 120,185,000	$ 176,144,000	$ 52,162,000
Accounting standards update [Extensible List]					us-gaap:AccountingStandardsUpdate201613Member
Charge-offs	(2,854,000)	(3,566,000)	(8,224,000)	(8,915,000)
Recoveries	2,102,000	1,868,000	4,434,000	6,406,000
Net (charge-offs) recoveries	(752,000)	(1,698,000)	(3,790,000)	(2,509,000)
Provision for credit losses on loans	0	26,900,000	0	53,250,000
Ending balance	172,354,000	145,387,000	172,354,000	145,387,000	$ 52,162,000
Individually evaluated	14,168,000	5,080,000	14,168,000	5,080,000
Collectively evaluated	158,186,000	140,307,000	158,186,000	140,307,000
Loans:
Individually evaluated	40,872,000	23,387,000	40,872,000	23,387,000
Collectively evaluated	10,108,370,000	10,973,917,000	10,108,370,000	10,973,917,000
Gross loans	10,149,242,000	10,997,304,000	10,149,242,000	10,997,304,000		$ 10,933,647,000
Nonaccruing loans with no allowance for credit losses	10,630,000	7,135,000	10,630,000	7,135,000
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	37,592,000	25,937,000	39,031,000	10,658,000
Charge-offs	(1,184,000)	(1,156,000)	(4,682,000)	(1,549,000)
Recoveries	233,000	108,000	522,000	298,000
Net (charge-offs) recoveries	(951,000)	(1,048,000)	(4,160,000)	(1,251,000)
Provision for credit losses on loans	353,000	5,796,000	2,123,000	9,927,000
Ending balance	36,994,000	30,685,000	36,994,000	30,685,000	10,658,000
Individually evaluated	9,121,000	3,882,000	9,121,000	3,882,000
Collectively evaluated	27,873,000	26,803,000	27,873,000	26,803,000
Loans:
Individually evaluated	14,409,000	9,736,000	14,409,000	9,736,000
Collectively evaluated	1,620,224,000	2,631,862,000	1,620,224,000	2,631,862,000
Gross loans	1,634,633,000	2,641,598,000	1,634,633,000	2,641,598,000
Nonaccruing loans with no allowance for credit losses	2,826,000	720,000	2,826,000	720,000
Real estate – construction:
Allowance for loan losses:
Beginning balance	14,977,000	10,924,000	16,047,000	5,029,000
Charge-offs	0	(532,000)	(52,000)	(532,000)
Recoveries	0	0	13,000	0
Net (charge-offs) recoveries	0	(532,000)	(39,000)	(532,000)
Provision for credit losses on loans	752,000	2,146,000	(279,000)	4,536,000
Ending balance	15,729,000	12,538,000	15,729,000	12,538,000	5,029,000
Individually evaluated	0	0	0	0
Collectively evaluated	15,729,000	12,538,000	15,729,000	12,538,000
Loans:
Individually evaluated	0	0	0	0
Collectively evaluated	1,051,359,000	791,108,000	1,051,359,000	791,108,000
Gross loans	1,051,359,000	791,108,000	1,051,359,000	791,108,000
Nonaccruing loans with no allowance for credit losses	0	0	0	0
Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance	31,694,000	27,320,000	32,165,000	9,814,000
Charge-offs	(152,000)	(142,000)	(253,000)	(363,000)
Recoveries	401,000	48,000	662,000	136,000
Net (charge-offs) recoveries	249,000	(94,000)	409,000	(227,000)
Provision for credit losses on loans	(640,000)	2,175,000	(1,271,000)	5,500,000
Ending balance	31,303,000	29,401,000	31,303,000	29,401,000	9,814,000
Individually evaluated	228,000	378,000	228,000	378,000
Collectively evaluated	31,075,000	29,023,000	31,075,000	29,023,000
Loans:
Individually evaluated	5,017,000	5,142,000	5,017,000	5,142,000
Collectively evaluated	2,697,074,000	2,783,371,000	2,697,074,000	2,783,371,000
Gross loans	2,702,091,000	2,788,513,000	2,702,091,000	2,788,513,000
Nonaccruing loans with no allowance for credit losses	2,841,000	2,503,000	2,841,000	2,503,000
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	76,225,000	44,237,000	76,127,000	24,990,000
Charge-offs	(171,000)	0	(232,000)	(2,047,000)
Recoveries	143,000	41,000	314,000	1,740,000
Net (charge-offs) recoveries	(28,000)	41,000	82,000	(307,000)
Provision for credit losses on loans	(1,304,000)	15,783,000	(1,316,000)	31,085,000
Ending balance	74,893,000	60,061,000	74,893,000	60,061,000	24,990,000
Individually evaluated	4,207,000	550,000	4,207,000	550,000
Collectively evaluated	70,686,000	59,511,000	70,686,000	59,511,000
Loans:
Individually evaluated	20,810,000	7,883,000	20,810,000	7,883,000
Collectively evaluated	4,509,359,000	4,402,870,000	4,509,359,000	4,402,870,000
Gross loans	4,530,169,000	4,410,753,000	4,530,169,000	4,410,753,000
Nonaccruing loans with no allowance for credit losses	4,953,000	3,910,000	4,953,000	3,910,000
Lease financing
Allowance for loan losses:
Beginning balance	1,546,000		1,624,000	910,000
Charge-offs	0	0	0	0
Recoveries	14,000	5,000	25,000	10,000
Net (charge-offs) recoveries	14,000	5,000	25,000	10,000
Provision for credit losses on loans	(49,000)	219,000	(138,000)	371,000
Ending balance	1,511,000	1,812,000	1,511,000	1,812,000	910,000
Individually evaluated	0	0	0	0
Collectively evaluated	1,511,000	1,812,000	1,511,000	1,812,000
Loans:
Individually evaluated	0	0	0	0
Collectively evaluated	74,003,000	80,779,000	74,003,000	80,779,000
Gross loans	74,003,000	80,779,000	74,003,000	80,779,000
Nonaccruing loans with no allowance for credit losses	0	0	0	0
Installment Loans to Individuals
Allowance for loan losses:
Beginning balance	11,072,000	10,179,000	11,150,000	761,000
Charge-offs	(1,347,000)	(1,736,000)	(3,005,000)	(4,424,000)
Recoveries	1,311,000	1,666,000	2,898,000	4,222,000
Net (charge-offs) recoveries	(36,000)	(70,000)	(107,000)	(202,000)
Provision for credit losses on loans	888,000	781,000	881,000	1,831,000
Ending balance	11,924,000	10,890,000	11,924,000	10,890,000	761,000
Individually evaluated	612,000	270,000	612,000	270,000
Collectively evaluated	11,312,000	10,620,000	11,312,000	10,620,000
Loans:
Individually evaluated	636,000	626,000	636,000	626,000
Collectively evaluated	156,351,000	283,927,000	156,351,000	283,927,000
Gross loans	156,987,000	284,553,000	156,987,000	284,553,000
Nonaccruing loans with no allowance for credit losses	$ 10,000	$ 2,000	$ 10,000	2,000
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance				42,484,000
Ending balance					42,484,000
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance				11,351,000
Ending balance					11,351,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance				3,505,000
Ending balance					3,505,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance				14,314,000
Ending balance					14,314,000
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance				4,293,000
Ending balance					4,293,000
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance				521,000
Ending balance					521,000
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals
Allowance for loan losses:
Beginning balance				$ 8,500,000
Ending balance					$ 8,500,000

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Allowance for loan losses:
Beginning balance	$ 20,535	$ 14,735	$ 20,535	$ 946
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	0	2,600	0	6,000
Ending balance	$ 20,535	$ 17,335	20,535	17,335
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance			$ 0	$ 10,389

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 3,264	$ 3,927
Non Purchased OREO	1,675	2,045
Total OREO	4,939	5,972
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	197	72
Non Purchased OREO	64	107
Total OREO	261	179
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,048	1,741
Non Purchased OREO	1,548	924
Total OREO	2,596	2,665
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	337	337
Non Purchased OREO	4	676
Total OREO	341	1,013
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,682	1,777
Non Purchased OREO	59	338
Total OREO	$ 1,741	$ 2,115

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)
Purchased OREO
Balance at January 1, 2021	$ 3,927
Transfers of loans	967
Impairments	(47)
Dispositions	(1,492)
Other	(91)
Balance at June 30, 2021	3,264
Non Purchased OREO
Balance at January 1, 2021	2,045
Transfers of loans	1,536
Impairments	(70)
Dispositions	(1,836)
Other	0
Balance at June 30, 2021	1,675
Total OREO
Balance at January 1, 2021	5,972
Transfers of loans	2,503
Impairments	(117)
Dispositions	(3,328)
Other	(91)
Balance at June 30, 2021	$ 4,939

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Real Estate Properties [Line Items]
Repairs and maintenance	$ 22	$ 85	$ 42	$ 170
Property taxes and insurance	37	16	48	149
Impairments	47	630	117	827
Net losses (gains) on OREO sales	6	(101)	(50)	(89)
Rental income	(8)	(10)	(12)	(19)
Total	104	$ 620	145	$ 1,038
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 58		$ 58		$ 1,308

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2021USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2021	$ 939,683
Additions to goodwill and other adjustments	0
Balance at June 30, 2021	939,683
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2021	936,916
Additions to goodwill and other adjustments	0
Balance at June 30, 2021	936,916
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2021	2,767
Additions to goodwill and other adjustments	0
Balance at June 30, 2021	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(57,959)	(54,823)
Net Carrying Amount	27,003	30,139
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(56,584)	(53,539)
Net Carrying Amount	25,908	28,953
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,375)	(1,284)
Net Carrying Amount	$ 1,095	$ 1,186

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,539	$ 1,834	$ 3,137	$ 3,729
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,494	1,789	3,046	3,639
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 45	$ 91	$ 90

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Jun. 30, 2021USD ($)
Finite-Lived Intangible Assets [Line Items]
2021	$ 6,041
2022	5,121
2023	4,225
2024	3,679
2025	3,284
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2021	5,860
2022	4,940
2023	4,044
2024	3,498
2025	3,103
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2021	181
2022	181
2023	181
2024	181
2025	$ 181

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR			$ (13,561)	$ 14,522
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,616	$ 2,990	$ 8,687	$ 5,612

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Changes in mortgage servicing rights
Balance at January 1, 2021	$ 62,994
Capitalization	19,922
Amortization	(11,565)
Valuation adjustment	(13,561)	$ 14,522
Balance at June 30, 2021	$ 84,912

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2021	Dec. 31, 2020
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 8,364,217	$ 7,322,671
Weighted-average prepayment speed (CPR)	12.07%	15.05%
Estimated impact of a 10% increase	$ (4,177)	$ (4,001)
Estimated impact of a 20% increase	$ (8,080)	$ (7,674)
Discount rate	9.81%	9.86%
Estimated impact of a 10% increase	$ (3,212)	$ (2,144)
Estimated impact of a 20% increase	$ (6,198)	$ (4,144)
Weighted-average coupon interest rate	3.38%	3.58%
Weighted-average servicing fee (basis points)	30.28%	29.94%
Weighted-average remaining maturity (in years)	6 years 1 month 2 days	5 years 1 month 20 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	175	250	341	492
Expected return on plan assets	(441)	(413)	(884)	(826)
Recognized actuarial loss (gain)	78	96	132	175
Net periodic (return) benefit cost	(188)	(67)	(411)	(159)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	1	1	2	3
Interest cost	3	2	7	7
Expected return on plan assets	0	0	0	0
Recognized actuarial loss (gain)	(2)	(27)	(2)	(45)
Net periodic (return) benefit cost	$ 2	$ (24)	$ 7	$ (35)

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Retirement Benefits [Abstract]
Stock options granted (in shares)			0	0
Treasury shares reissued (in shares)			126,147
Total stock-based compensation expense	$ 2,385	$ 2,998	$ 5,141	$ 5,748

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Stock Options (Details) - $ / shares	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Shares
Options outstanding at beginning of period (shares)	10,500
Granted (shares)	0	0
Exercised (shares)	(5,000)
Forfeited (shares)	0
Options outstanding at end of period (shares)	5,500
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)	$ 14.96
Granted (usd per share)	0
Exercised (usd per share)	14.96
Forfeited (usd per share)	0
Options outstanding at end of period (usd per share)	$ 14.96

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	6 Months Ended
	Jun. 30, 2021$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	132,827
Awarded (shares) | shares	78,230
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Nonvested at end of period (shares) | shares	211,057
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 32.88
Awarded (usd per share) | $ / shares	34.02
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Nonvested at end balance (usd per share) | $ / shares	$ 33.30
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	548,416
Awarded (shares) | shares	250,483
Vested (shares) | shares	(126,121)
Cancelled (shares) | shares	(53,007)
Nonvested at end of period (shares) | shares	619,771
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.15
Awarded (usd per share) | $ / shares	37.24
Vested (usd per share) | $ / shares	37.20
Cancelled (usd per share) | $ / shares	37.67
Nonvested at end balance (usd per share) | $ / shares	$ 34.48

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 10,643	$ 3,866
Derivative liabilities, fair value	16,705	21,107
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	794,973	812,634
Derivative assets, fair value	16,966	29,708
Derivative liabilities, notional amount	938,021	938,933
Derivative liabilities, fair value	8,356	14,974
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	204,113	222,933
Derivative assets, fair value	6,450	9,884
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	517,860	589,701
Derivative assets, fair value	10,448	19,824
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	73,000	0
Derivative assets, fair value	68	0
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	200,000	175,000
Derivative assets, fair value	10,504	3,866
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	204,113	222,933
Derivative liabilities, fair value	6,450	9,884
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	10,908	0
Derivative liabilities, fair value	28	0
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	723,000	716,000
Derivative liabilities, fair value	1,878	5,090
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	62,000	87,000
Derivative liabilities, fair value	4,062	5,924
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	$ 4,386	$ 209

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (15,769)	$ 14,768	$ (4,918)	$ 21,855
Interest Income | Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	836	523	1,206	1,259
Mortgage Banking Income | Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	(1,082)	2,924	(9,404)	24,745
Mortgage Banking Income | Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (15,523)	$ 11,321	$ 3,280	$ (4,149)

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ 3,264	$ 0	$ (4,177)	$ 0
Change in unrealized gain (loss) on hedged item in fair value hedge	$ (3,264)	$ 0	$ 4,177	$ 0

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 94,024	$ 98,114
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 4,386	$ 209

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Offsetting Derivative Assets
Gross amounts recognized	$ 10,643	$ 3,866
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	10,643	3,866
Financial instruments	5,987	3,866
Financial collateral pledged	0	0
Net amounts	4,656	0
Offsetting Derivative Liabilities
Gross amounts recognized	16,705	21,107
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	16,705	21,107
Financial instruments	5,987	3,866
Financial collateral pledged	9,092	14,042
Net amounts	$ 1,626	$ 3,199

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Deferred tax assets
Allowance for credit losses	$ 53,316	$ 53,597
Loans	4,123	5,526
Deferred compensation	12,280	13,114
Investment in partnerships	114	0
Impairment of assets	655	1,067
Net operating loss carryforwards	1,477	1,857
Lease liabilities under operating leases	16,804	17,732
Other	4,043	3,539
Total deferred tax assets	92,812	96,432
Deferred tax liabilities
Net unrealized gains on securities	6,501	8,434
Investment in partnerships	0	793
Fixed assets	1,942	3,285
Mortgage servicing rights	20,211	14,623
Junior subordinated debt	2,200	2,245
Intangibles	3,524	3,882
Lease right-of-use asset	15,907	16,833
Other	903	1,672
Total deferred tax liabilities	51,188	51,767
Net deferred tax assets	$ 41,624	$ 44,665

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Income Tax Disclosure [Abstract]
Income taxes	$ 7,545	$ 4,637	$ 24,387	$ 5,410
Discrete tax benefit, state tax credit investment	$ 3,460
Effective income tax rate			22.21%	19.64%

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financial assets:
Securities available for sale, at fair value	$ 2,163,820	$ 1,343,457
Derivative instruments	10,643	3,866
Financial liabilities:
Derivative instruments	16,705	21,107
Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring
Financial assets:
Securities available for sale, at fair value		1,343,457
Derivative instruments	27,470	33,574
Mortgage loans held for sale in loans held for sale	448,959	417,771
Total financial assets	2,640,249	1,794,802
Financial liabilities:
Derivative instruments	16,804	21,107
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,163,820	1,334,445
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value		0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value		1,334,445
Derivative instruments	27,470	33,574
Mortgage loans held for sale in loans held for sale	448,959	417,771
Total financial assets	2,640,249	1,785,790
Financial liabilities:
Derivative instruments	16,804	21,107
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,163,820	1,334,445
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value		9,012
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	9,012
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		$ 9,012

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 0	$ 8,604	$ 9,012	$ 9,986
Accretion included in net income	0	9	7	18
Unrealized losses included in other comprehensive income	0	(903)	941	(2,222)
Realized losses			2,061	0
Purchases			(12,021)	0
Settlements	0	(31)	0	(103)
Ending balance	$ 0	$ 7,679	$ 0	$ 7,679

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 11,150	$ 24,145
OREO	549	2,736
Mortgage servicing rights	84,912	62,994
Total financial assets	96,611	89,875
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	11,150	24,145
OREO	549	2,736
Mortgage servicing rights	84,912	62,994
Total financial assets	$ 96,611	$ 89,875

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Mar. 31, 2021	Dec. 31, 2020	Mar. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 16,141			$ 36,990
Specific reserve included in allowance for loan losses	172,354	$ 145,387	$ 173,106	176,144	$ 120,185	$ 52,162
Valuation adjustment to mortgage servicing rights	(13,561)	14,522
Changes in fair value, gain (loss)	(7,520)	$ 9,617
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 4,991			$ 12,845

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 596	$ 4,051
Impairment recognized in results of operations	(47)	(1,315)
Fair value	$ 549	$ 2,736

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Jun. 30, 2021USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 11,150
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 549
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 448,959	$ 417,771
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	434,310	395,602
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 14,649	$ 22,169

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Financial assets
Securities available for sale	$ 2,163,820	$ 1,343,457
Loans held for sale	448,959	417,771
Loans, net	9,976,888	10,757,503
Mortgage servicing rights	84,912	62,994
Derivative instruments	10,643	3,866
Financial liabilities
Derivative instruments	16,705	21,107
Carrying Value
Financial assets
Cash and cash equivalents	1,605,488	633,203
Securities available for sale	2,163,820	1,343,457
Loans held for sale	448,959	417,771
Loans, net	9,976,888	10,757,503
Mortgage servicing rights	84,912	62,994
Derivative instruments	27,470	33,574
Financial liabilities
Deposits	13,115,351	12,059,081
Short-term borrowings	14,933	21,340
Federal Home Loan Bank advances	150,434	152,167
Junior subordinated debentures	111,083	110,794
Subordinated notes	207,889	212,009
Derivative instruments	16,804	21,107
Fair Value
Financial assets
Cash and cash equivalents	1,605,488	633,203
Securities available for sale	2,163,820	1,343,457
Loans held for sale	448,959	417,771
Loans, net	9,868,318	10,668,625
Mortgage servicing rights	87,531	62,994
Derivative instruments	27,470	33,574
Financial liabilities
Deposits	13,119,182	12,069,198
Short-term borrowings	14,933	21,340
Federal Home Loan Bank advances	155,828	158,914
Junior subordinated debentures	100,243	93,092
Subordinated notes	219,676	217,575
Derivative instruments	16,804	21,107
Fair Value | Level 1
Financial assets
Cash and cash equivalents	1,605,488	633,203
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	11,582,111	10,363,193
Short-term borrowings	14,933	21,340
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	2,163,820	1,334,445
Loans held for sale	448,959	417,771
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	27,470	33,574
Financial liabilities
Deposits	1,537,071	1,706,005
Short-term borrowings	0	0
Federal Home Loan Bank advances	155,828	158,914
Junior subordinated debentures	100,243	93,092
Subordinated notes	219,676	217,575
Derivative instruments	16,804	21,107
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	0	9,012
Loans held for sale	0	0
Loans, net	9,868,318	10,668,625
Mortgage servicing rights	87,531	62,994
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended				6 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (1,193)		$ 2,469		$ (7,806)	$ 20,892
Total other comprehensive income (loss), tax expense (benefit)	(304)		631		(1,988)	5,317
Other comprehensive (loss) income, net of tax	(889)	$ (4,929)	1,838	$ 13,737	(5,818)	15,575
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	4,965		3,496		(15,079)	25,885
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	1,263		893		(3,838)	6,588
Other comprehensive income (loss), before reclassifications, net of tax	3,702		2,603		(11,241)	19,297
Reclassification from AOCI, pre-tax			(31)		(1,357)	(31)
Reclassification from AOCI, tax expense (benefit)			(8)		(345)	(8)
Reclassification from AOCI, net of tax			(23)		(1,012)	(23)
Total other comprehensive income (loss), pre-tax	4,965		3,465		(16,436)	25,854
Total other comprehensive income (loss), tax expense (benefit)	1,263		885		(4,183)	6,580
Other comprehensive (loss) income, net of tax	3,702		2,580		(12,253)	19,274
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(6,234)				8,500	(5,092)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(1,586)				2,164	(1,296)
Other comprehensive income (loss), before reclassifications, net of tax	(4,648)				6,336	(3,796)
Total other comprehensive income (loss), pre-tax	(6,234)				8,500	(5,092)
Total other comprehensive income (loss), tax expense (benefit)	(1,586)				2,164	(1,296)
Other comprehensive (loss) income, net of tax	(4,648)				6,336	(3,796)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	76		68		130	130
Reclassification from AOCI, tax expense (benefit)	19		17		31	33
Reclassification from AOCI, net of tax	57		51		99	97
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	76		68		130	130
Total other comprehensive income (loss), tax expense (benefit)	19		17		31	33
Other comprehensive (loss) income, net of tax	$ 57		51		$ 99	$ 97
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax			(1,064)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)			(271)
Other comprehensive income (loss), before reclassifications, net of tax			(793)
Total other comprehensive income (loss), pre-tax			(1,064)
Total other comprehensive income (loss), tax expense (benefit)			(271)
Other comprehensive (loss) income, net of tax			$ (793)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 18,674	$ 42,246
Non-credit related portion of previously recorded other-than-temporary impairment on securities	0	(11,319)
Unrealized gains (losses) on derivative instruments	5,698	(638)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,122)	(5,221)
Total accumulated other comprehensive income	$ 19,250	$ 25,068

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Basic
Net income applicable to common stock	$ 40,867	$ 20,130	$ 98,775	$ 22,138
Average common shares outstanding (shares)	56,325,717	56,165,452	56,283,195	56,350,134
Net income per common share - basic (usd per share)	$ 0.73	$ 0.36	$ 1.75	$ 0.39
Diluted
Net income applicable to common stock	$ 40,867	$ 20,130	$ 98,775	$ 22,138
Average common shares outstanding (shares)	56,325,717	56,165,452	56,283,195	56,350,134
Effect of dilutive stock-based compensation (shares)	310,181	160,024	295,385	164,465
Average common shares outstanding - diluted (shares)	56,635,898	56,325,476	56,578,580	56,514,599
Net income per common share - diluted (usd per share)	$ 0.72	$ 0.36	$ 1.75	$ 0.39

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020	Jun. 30, 2021	Jun. 30, 2020
Schedule of antidilutive securities excluded from computation of earnings per share
Exercise prices (for stock option awards) (usd per share)	$ 0	$ 0	$ 0	$ 0
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	19,929	264,183	19,929	247,093

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Jun. 30, 2021
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,385,657	$ 1,306,597
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0930	0.0937
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,278,165	$ 1,199,394
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	11.14%	10.93%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,385,657	$ 1,306,597
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1207	0.1191
Total Capital to Risk-Weighted Assets - Amount	$ 1,734,376	$ 1,653,694
Total Capital to Risk-Weighted Assets - Ratio	0.1511	0.1507
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,444,582	$ 1,369,994
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0970	0.0983
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,444,582	$ 1,369,994
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.59%	12.49%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,444,582	$ 1,369,994
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1259	0.1249
Total Capital to Risk-Weighted Assets - Amount	$ 1,581,025	$ 1,504,985
Total Capital to Risk-Weighted Assets - Ratio	0.1378	0.1373

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($)	3 Months Ended				6 Months Ended
	Jun. 30, 2021	Mar. 31, 2021	Jun. 30, 2020	Mar. 31, 2020	Jun. 30, 2021	Jun. 30, 2020	Dec. 31, 2020
Financial information for the Company's operating segments
Net interest income (loss)	$ 109,579,000		$ 105,782,000		$ 219,227,000	$ 212,384,000
Provision for credit losses	0		26,900,000		0	53,250,000
Noninterest income (loss)	47,610,000		64,170,000		128,647,000	101,740,000
Noninterest expense	108,777,000		118,285,000		224,712,000	233,326,000
Income (loss) before income taxes	48,412,000		24,767,000		123,162,000	27,548,000
Income tax expense (benefit)	7,545,000		4,637,000		24,387,000	5,410,000
Net income (loss)	40,867,000	$ 57,908,000	20,130,000	$ 2,008,000	98,775,000	22,138,000
Total assets	16,022,386,000		14,897,207,000		16,022,386,000	14,897,207,000	$ 14,929,612,000
Goodwill	939,683,000		939,683,000		939,683,000	939,683,000	939,683,000
Community Banks
Financial information for the Company's operating segments
Goodwill	936,916,000				936,916,000		936,916,000
Insurance
Financial information for the Company's operating segments
Goodwill	2,767,000				2,767,000		$ 2,767,000
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	112,780,000		108,110,000		225,728,000	216,970,000
Provision for credit losses	0		26,861,000		0	53,073,000
Noninterest income (loss)	40,149,000		58,115,000		113,219,000	88,798,000
Noninterest expense	102,426,000		112,776,000		212,012,000	222,060,000
Income (loss) before income taxes	50,503,000		26,588,000		126,935,000	30,635,000
Income tax expense (benefit)	8,547,000		5,425,000		26,203,000	6,705,000
Net income (loss)	41,956,000		21,163,000		100,732,000	23,930,000
Total assets	15,910,027,000		14,775,811,000		15,910,027,000	14,775,811,000
Goodwill	936,916,000		936,916,000		936,916,000	936,916,000
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	111,000		111,000		218,000	298,000
Provision for credit losses	0		0		0	0
Noninterest income (loss)	2,475,000		2,153,000		5,723,000	5,093,000
Noninterest expense	1,987,000		1,848,000		3,910,000	3,734,000
Income (loss) before income taxes	599,000		416,000		2,031,000	1,657,000
Income tax expense (benefit)	153,000		111,000		520,000	441,000
Net income (loss)	446,000		305,000		1,511,000	1,216,000
Total assets	31,978,000		29,095,000		31,978,000	29,095,000
Goodwill	2,767,000		2,767,000		2,767,000	2,767,000
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	396,000		397,000		780,000	847,000
Provision for credit losses	0		39,000		0	177,000
Noninterest income (loss)	5,430,000		4,312,000		10,601,000	8,656,000
Noninterest expense	4,047,000		3,452,000		8,148,000	7,397,000
Income (loss) before income taxes	1,779,000		1,218,000		3,233,000	1,929,000
Income tax expense (benefit)	0		0		0	0
Net income (loss)	1,779,000		1,218,000		3,233,000	1,929,000
Total assets	63,656,000		68,257,000		63,656,000	68,257,000
Goodwill	0		0		0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(3,708,000)		(2,836,000)		(7,499,000)	(5,731,000)
Provision for credit losses	0		0		0	0
Noninterest income (loss)	(444,000)		(410,000)		(896,000)	(807,000)
Noninterest expense	317,000		209,000		642,000	135,000
Income (loss) before income taxes	(4,469,000)		(3,455,000)		(9,037,000)	(6,673,000)
Income tax expense (benefit)	(1,155,000)		(899,000)		(2,336,000)	(1,736,000)
Net income (loss)	(3,314,000)		(2,556,000)		(6,701,000)	(4,937,000)
Total assets	16,725,000		24,044,000		16,725,000	24,044,000
Goodwill	$ 0		$ 0		$ 0	$ 0