Renasant (RNST) 10-Q 5 Nov 21 2021 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2021	Oct. 29, 2021
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2021
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		55,747,407
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 169,474	$ 176,372
Interest-bearing balances with banks	1,306,667	456,831
Cash and cash equivalents	1,476,141	633,203
Securities available for sale, at fair value	2,544,643	1,343,457
Loans held for sale, at fair value	452,869	417,771
Loans, net of unearned income:
Loans, net of unearned income	10,016,824	10,933,647
Allowance for credit losses	(170,038)	(176,144)
Loans, net	9,846,786	10,757,503
Premises and equipment, net	294,499	300,496
Other real estate owned:
Total other real estate owned, net	4,705	5,972
Goodwill	939,683	939,683
Other intangible assets, net	25,522	30,139
Bank-owned life insurance	286,088	230,609
Mortgage servicing rights	86,387	62,994
Other assets	198,227	207,785
Total assets	16,155,550	14,929,612
Deposits
Noninterest-bearing	4,492,650	3,685,048
Interest-bearing	8,762,179	8,374,033
Total deposits	13,254,829	12,059,081
Short-term borrowings	11,253	21,340
Long-term debt	468,863	474,970
Other liabilities	216,661	241,488
Total liabilities	13,951,606	12,796,879
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 55,747,407 and 56,200,487 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,549,318 and 3,096,238 shares, respectively	(118,288)	(101,554)
Additional paid-in capital	1,298,022	1,296,963
Retained earnings	717,033	615,773
Accumulated other comprehensive income, net of taxes	10,694	25,068
Total shareholders’ equity	2,203,944	2,132,733
Total liabilities and shareholders’ equity	16,155,550	14,929,612
Non purchased loans and leases
Loans, net of unearned income:
Loans, net of unearned income	8,875,880	9,419,540
Other real estate owned:
Total other real estate owned, net	2,252	2,045
Purchased loans
Loans, net of unearned income:
Loans, net of unearned income	1,140,944	1,514,107
Other real estate owned:
Total other real estate owned, net	$ 2,453	$ 3,927

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - $ / shares	Sep. 30, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	55,747,407	56,200,487
Treasury stock (in shares)	3,549,318	3,096,238

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Interest income
Loans	$ 105,004	$ 114,914	$ 333,334	$ 351,192
Securities
Taxable	6,749	5,499	17,285	19,219
Tax-exempt	1,667	1,573	5,025	4,697
Other	593	92	1,122	1,098
Total interest income	114,013	122,078	356,766	376,206
Interest expense
Deposits	6,972	11,810	22,920	44,175
Borrowings	3,749	3,982	11,327	13,361
Total interest expense	10,721	15,792	34,247	57,536
Net interest income	103,292	106,286	322,519	318,670
(Recovery of) provision for loan losses	(1,200)	23,100	(1,200)	76,350
Provision for other credit losses	0	0	0	0
(Recovery of) provision for credit losses	(1,200)	23,100	(1,200)	76,350
Net interest income after provision for credit losses	104,492	83,186	323,719	242,320
Noninterest income
Service charges on deposit accounts	9,337	7,486	26,818	23,388
Fees and commissions	3,837	3,402	11,847	9,427
Insurance commissions	2,829	2,681	7,488	6,797
Wealth management revenue	5,371	4,364	15,182	12,190
Mortgage banking income	23,292	49,714	94,878	110,739
Net gain on sales of securities	764	0	2,121	31
BOLI income	1,602	1,267	5,318	3,759
Other	3,723	2,014	15,750	6,337
Total noninterest income	50,755	70,928	179,402	172,668
Noninterest expense
Salaries and employee benefits	69,115	75,406	218,104	227,956
Data processing	5,277	5,259	16,380	15,312
Net occupancy and equipment	11,748	13,296	35,660	40,927
Other real estate owned	168	1,033	313	2,071
Professional fees	2,972	3,197	8,566	8,355
Advertising and public relations	2,922	2,240	9,274	8,560
Intangible amortization	1,481	1,733	4,618	5,462
Communications	2,198	2,319	6,781	6,698
Restructuring charges	0	0	307	0
Debt prepayment penalty		28	0	118
Other	8,118	11,999	28,708	34,377
Total noninterest expense	103,999	116,510	328,711	349,836
Income (loss) before income taxes	51,248	37,604	174,410	65,152
Income taxes	11,185	7,612	35,572	13,022
Net income (loss)	$ 40,063	$ 29,992	$ 138,838	$ 52,130
Basic earnings per share (usd per share)	$ 0.71	$ 0.53	$ 2.47	$ 0.93
Diluted earnings per share (usd per share)	0.71	0.53	2.46	0.92
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.66	$ 0.66

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 40,063	$ 29,992	$ 138,838	$ 52,130
Securities available for sale:
Unrealized holding (losses) gains on securities	(9,250)	388	(20,491)	19,685
Reclassification adjustment for gains realized in net income	(570)	0	(1,582)	(23)
Total securities available for sale	(9,820)	388	(22,073)	19,662
Derivative instruments:
Unrealized holding gains (losses) on derivative instruments	1,215	1,175	7,551	(2,621)
Total derivative instruments	1,215	1,175	7,551	(2,621)
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	49	48	148	145
Total defined benefit pension and post-retirement benefit plans	49	48	148	145
Other comprehensive (loss) income, net of tax	(8,556)	1,611	(14,374)	17,186
Comprehensive income	$ 31,507	$ 31,603	$ 124,464	$ 69,316

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect, Period Of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period Of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	$ 2,125,689	$ (35,099)	$ 296,483	$ (83,189)	$ 1,294,276	$ 617,355	$ (35,099)	$ 764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	2,008					2,008
Other comprehensive income (loss)	13,737							13,737
Comprehensive income	15,745
Cash dividends	(12,555)					(12,555)
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Issuance of common stock for stock-based compensation awards (in shares)			104,902
Issuance of common stock for stock-based compensation awards	(1,449)			4,138	(5,587)
Stock-based compensation expense	2,750				2,750
Ending balance (in shares) at Mar. 31, 2020			56,141,018
Ending balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Beginning balance (in shares) at Dec. 31, 2019			56,855,002
Beginning balance at Dec. 31, 2019	2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	52,130
Other comprehensive income (loss)	17,186
Comprehensive income	69,316
Ending balance (in shares) at Sep. 30, 2020			56,193,705
Ending balance at Sep. 30, 2020	2,104,300		$ 296,483	(101,800)	1,294,888	596,779		17,950
Beginning balance (in shares) at Mar. 31, 2020			56,141,018
Beginning balance at Mar. 31, 2020	2,070,512		$ 296,483	(103,620)	1,291,439	571,709		14,501
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	20,130					20,130
Other comprehensive income (loss)	1,838							1,838
Comprehensive income	21,968
Cash dividends	(12,525)					(12,525)
Issuance of common stock for stock-based compensation awards (in shares)			40,944
Issuance of common stock for stock-based compensation awards	(7)			1,397	(1,404)
Stock-based compensation expense	2,998				2,998
Ending balance (in shares) at Jun. 30, 2020			56,181,962
Ending balance at Jun. 30, 2020	2,082,946		$ 296,483	(102,223)	1,293,033	579,314		16,339
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	29,992					29,992
Other comprehensive income (loss)	1,611							1,611
Comprehensive income	31,603
Cash dividends	(12,527)					(12,527)
Issuance of common stock for stock-based compensation awards (in shares)			11,743
Issuance of common stock for stock-based compensation awards	(127)			423	(550)
Stock-based compensation expense	2,405				2,405
Ending balance (in shares) at Sep. 30, 2020			56,193,705
Ending balance at Sep. 30, 2020	2,104,300		$ 296,483	(101,800)	1,294,888	596,779		17,950
Beginning balance (in shares) at Dec. 31, 2020			56,200,487
Beginning balance at Dec. 31, 2020	2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,908					57,908
Other comprehensive income (loss)	(4,929)							(4,929)
Comprehensive income	52,979
Cash dividends	(12,564)					(12,564)
Issuance of common stock for stock-based compensation awards (in shares)			93,859
Issuance of common stock for stock-based compensation awards	(2,203)			2,605	(4,808)
Stock-based compensation expense	2,756				2,756
Ending balance (in shares) at Mar. 31, 2021			56,294,346
Ending balance at Mar. 31, 2021	2,173,701		$ 296,483	(98,949)	1,294,911	661,117		20,139
Beginning balance (in shares) at Dec. 31, 2020			56,200,487
Beginning balance at Dec. 31, 2020	2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	138,838
Other comprehensive income (loss)	(14,374)
Comprehensive income	124,464
Ending balance (in shares) at Sep. 30, 2021			55,747,407
Ending balance at Sep. 30, 2021	2,203,944		$ 296,483	(118,288)	1,298,022	717,033		10,694
Beginning balance (in shares) at Mar. 31, 2021			56,294,346
Beginning balance at Mar. 31, 2021	2,173,701		$ 296,483	(98,949)	1,294,911	661,117		20,139
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,867					40,867
Other comprehensive income (loss)	(889)							(889)
Comprehensive income	39,978
Cash dividends	(12,540)					(12,540)
Issuance of common stock for stock-based compensation awards (in shares)			56,532
Issuance of common stock for stock-based compensation awards	283			1,700	(1,417)
Stock-based compensation expense	2,385				2,385
Ending balance (in shares) at Jun. 30, 2021			56,350,878
Ending balance at Jun. 30, 2021	2,203,807		$ 296,483	(97,249)	1,295,879	689,444		19,250
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,063					40,063
Other comprehensive income (loss)	(8,556)							(8,556)
Comprehensive income	31,507
Cash dividends	(12,474)					(12,474)
Repurchase of shares in connection with stock repurchase program (in shares)			(612,107)
Repurchase of shares in connection with stock repurchase program	(21,314)			(21,314)
Issuance of common stock for stock-based compensation awards (in shares)			8,636
Issuance of common stock for stock-based compensation awards	(176)			275	(451)
Stock-based compensation expense	2,594				2,594
Ending balance (in shares) at Sep. 30, 2021			55,747,407
Ending balance at Sep. 30, 2021	$ 2,203,944		$ 296,483	$ (118,288)	$ 1,298,022	$ 717,033		$ 10,694

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended						9 Months Ended
	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2021	Sep. 30, 2020
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.66	$ 0.66

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Operating activities
Net income	$ 138,838,000	$ 52,130,000
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for loan losses	(1,200,000)	76,350,000
Depreciation, amortization and accretion	34,421,000	22,727,000
Deferred income tax expense (benefit)	5,071,000	(8,494,000)
Funding of mortgage loans held for sale	(3,189,474,000)	(3,277,576,000)
Proceeds from sales of mortgage loans held for sale	3,230,039,000	3,310,402,000
Gains on sales of mortgage loans held for sale	(71,598,000)	(114,327,000)
Valuation adjustment to mortgage servicing rights	(13,561,000)	13,694,000
Gains on sales of securities	(2,121,000)	(31,000)
Penalty on prepayment of debt	0	118,000
(Gains) losses on sales of premises and equipment	(519,000)	35,000
Stock-based compensation expense	7,736,000	8,153,000
Increase in other assets	(16,429,000)	(87,405,000)
(Decrease) increase in other liabilities	(31,032,000)	48,269,000
Net cash provided by operating activities	90,171,000	44,045,000
Investing activities
Purchases of securities available for sale	(1,743,105,000)	(304,955,000)
Proceeds from sales of securities available for sale	176,406,000	8,773,000
Proceeds from call/maturities of securities available for sale	329,520,000	314,363,000
Net decrease (increase) in loans	917,343,000	(1,383,382,000)
Purchases of premises and equipment	(16,797,000)	(6,824,000)
Proceeds from sales of premises and equipment	8,715,000	0
Purchase of bank-owned life insurance	(50,000,000)	0
Net change in FHLB stock	(1,226,000)	10,607,000
Proceeds from sales of other assets	4,081,000	6,020,000
Other, net	2,803,000	0
Net cash used in investing activities	(372,260,000)	(1,355,398,000)
Financing activities
Net increase in noninterest-bearing deposits	807,602,000	1,206,472,000
Net increase in interest-bearing deposits	388,146,000	514,646,000
Net decrease in short-term borrowings	(10,087,000)	(446,467,000)
Proceeds from the issuance of long-term debt, net of issuance costs	0	98,299,000
Repayment of long-term debt	(1,742,000)	(246,000)
Cash paid for dividends	(37,578,000)	(37,607,000)
Repurchase of shares in connection with stock repurchase program	(21,314,000)	(24,569,000)
Net cash provided by financing activities	1,125,027,000	1,310,528,000
Net increase (decrease) in cash and cash equivalents	842,938,000	(825,000)
Cash and cash equivalents at beginning of period	633,203,000	414,930,000
Cash and cash equivalents at end of period	1,476,141,000	414,105,000
Supplemental disclosures
Cash paid for interest	37,827,000	61,351,000
Cash paid for income taxes	41,248,000	26,148,000
Noncash transactions:
Transfers of loans to other real estate owned	3,171,000	7,887,000
Financed sales of other real estate owned	442,000	151,000
Recognition of operating right-of-use assets	6,718,000	4,151,000
Recognition of operating lease liabilities	$ 6,718,000	$ 4,151,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” (“ASU 2020-04”), which provides temporary, optional guidance to ease the potential burden in accounting for reference rate reform on financial reporting. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions if certain criteria are met that reference LIBOR or another reference rate expected to be discontinued. As the guidance is intended to assist stakeholders during the global market-wide reference rate transition period, it is in effect only from March 12, 2020 through December 31, 2022. The Company has established a LIBOR Transition Committee and is currently evaluating the impact of adopting ASU 2020-04 on the Company’s financial statements. Subsequent Events : On October 1, 2021, the Company redeemed at par $15,000 of 6.50% Fixed-to-Floating Rate Subordinated Notes that were assumed as part of the Metropolitan BancGroup, Inc. acquisition in 2017. On October 27, 2021, the Company prepaid a $150,000 long-term advance from the Federal Home Loan Bank (“FHLB”). The long-term advance featured a floating rate of three-month LIBOR less 50 basis points with a 0% floor that converted to a fixed rate of 1.358% in October 2021. As a result of this early prepayment, the Company incurred penalty charges of $6,123. On October 27, 2021, the Bank terminated swaps with a total notional amount of $100,000. These swaps hedged forecasted future FHLB borrowings which are no longer forecasted to occur. As a result of the termination the Company recognized a gain of $4,730.

Securities

Securities	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of September 30, 2021 or December 31, 2020. Amortized Gross Gross Fair September 30, 2021 U.S. Treasury securities $ 3,014 $ 10 $ — $ 3,024 Obligations of states and political subdivisions 372,311 9,096 (2,426) 378,981 Residential mortgage backed securities: Government agency mortgage backed securities 935,233 11,694 (3,689) 943,238 Government agency collateralized mortgage obligations 962,684 1,225 (6,172) 957,737 Commercial mortgage backed securities: Government agency mortgage backed securities 16,650 515 (1) 17,164 Government agency collateralized mortgage obligations 191,554 1,316 (2,338) 190,532 Other debt securities 51,321 2,646 — 53,967 $ 2,532,767 $ 26,502 $ (14,626) $ 2,544,643 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 Securities sold were as set forth in the tables below. There were no securities sold during the three months ended September 30, 2020. Carrying Value Net Proceeds Gain/(Loss) Three months ended September 30, 2021 Residential mortgage backed securities: Government agency mortgage backed securities $ 9,232 $ 9,739 $ 507 Government agency collateralized mortgage obligations 6,736 6,866 130 Other debt securities 4,283 4,410 127 $ 20,251 $ 21,015 $ 764 Nine months ended September 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,474 3,902 Government agency collateralized mortgage obligations 12,362 12,512 150 Trust preferred securities 12,021 9,960 (2,061) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,406 $ 2,121 Carrying Value Net Proceeds Gain/(Loss) Nine months ended September 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Gross realized gains and losses on sales of securities available for sale for the three and nine months ended September 30, 2021 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Gross gains on sales of securities available for sale $ 825 $ — $ 4,333 $ 166 Gross losses on sales of securities available for sale (61) — (2,212) (135) Gains on sales of securities available for sale, net $ 764 $ — $ 2,121 $ 31 At September 30, 2021 and December 31, 2020, securities with a carrying value of $536,018 and $582,338, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $21,445 and $32,272 were pledged as collateral for short-term borrowings and derivative instruments at September 30, 2021 and December 31, 2020, respectively. The amortized cost and fair value of securities at September 30, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 9,229 $ 9,334 Due after one year through five years 42,312 44,024 Due after five years through ten years 58,334 61,568 Due after ten years 290,472 293,271 Residential mortgage backed securities: Government agency mortgage backed securities 935,233 943,238 Government agency collateralized mortgage obligations 962,684 957,737 Commercial mortgage backed securities: Government agency mortgage backed securities 16,650 17,164 Government agency collateralized mortgage obligations 191,554 190,532 Other debt securities 26,299 27,775 $ 2,532,767 $ 2,544,643 The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: September 30, 2021 Obligations of states and political subdivisions 46 $ 145,658 $ (2,338) 3 $ 3,884 $ (88) 49 $ 149,542 $ (2,426) Residential mortgage backed securities: Government agency mortgage backed securities 45 508,398 (3,689) — — — 45 508,398 (3,689) Government agency collateralized mortgage obligations 33 726,128 (6,172) — — — 33 726,128 (6,172) Commercial mortgage backed securities: Government agency mortgage backed securities 17 3,673 (1) 1 439 — 18 4,112 (1) Government agency collateralized mortgage obligations 2 129,054 (2,303) 1 3,004 (35) 3 132,058 (2,338) Total 143 $ 1,512,911 $ (14,503) 5 $ 7,327 $ (123) 148 $ 1,520,238 $ (14,626) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and written down to fair value with all losses recognized in earnings.

Non Purchased Loans

Non Purchased Loans	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,321,569 $ 2,360,471 Lease financing 83,496 80,022 Real estate – construction: Residential 306,537 243,814 Commercial 779,766 583,338 Total real estate – construction 1,086,303 827,152 Real estate – 1-4 family mortgage: Primary 1,657,195 1,536,181 Home equity 424,860 432,768 Rental/investment 268,609 264,436 Land development 133,732 123,179 Total real estate – 1-4 family mortgage 2,484,396 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,365,288 1,334,765 Non-owner occupied 2,323,135 2,194,739 Land development 106,475 120,125 Total real estate – commercial mortgage 3,794,898 3,649,629 Installment loans to individuals 109,499 149,862 Gross loans 8,880,161 9,423,700 Unearned income (4,281) (4,160) Loans, net of unearned income $ 8,875,880 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $67,462 and $1,128,703 as of September 30, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 1,708 $ 395 $ 1,313,683 $ 1,315,786 $ 414 $ 2,534 $ 2,835 $ 5,783 $ 1,321,569 Lease financing — — 83,485 83,485 — 11 — 11 83,496 Real estate – construction: Residential 853 — 305,684 306,537 — — — — 306,537 Commercial — — 779,766 779,766 — — — — 779,766 Total real estate – construction 853 — 1,085,450 1,086,303 — — — — 1,086,303 Real estate – 1-4 family mortgage: Primary 5,583 452 1,639,206 1,645,241 981 5,951 5,022 11,954 1,657,195 Home equity 1,225 — 422,897 424,122 61 502 175 738 424,860 Rental/investment 301 22 267,420 267,743 — 383 483 866 268,609 Land development 125 33 133,376 133,534 — 119 79 198 133,732 Total real estate – 1-4 family mortgage 7,234 507 2,462,899 2,470,640 1,042 6,955 5,759 13,756 2,484,396 Real estate – commercial mortgage: Owner-occupied 609 2 1,360,882 1,361,493 — 1,052 2,743 3,795 1,365,288 Non-owner occupied 167 4 2,317,375 2,317,546 — 13 5,576 5,589 2,323,135 Land development 273 — 106,088 106,361 — 114 — 114 106,475 Total real estate – commercial mortgage 1,049 6 3,784,345 3,785,400 — 1,179 8,319 9,498 3,794,898 Installment loans to individuals 765 — 108,516 109,281 79 34 105 218 109,499 Unearned income — — (4,281) (4,281) — — — — (4,281) Loans, net of unearned income $ 11,609 $ 908 $ 8,834,097 $ 8,846,614 $ 1,535 $ 10,713 $ 17,018 $ 29,266 $ 8,875,880 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2021 and one restructured loan in the amount of $92 contractually 90 days past due or more and still accruing at September 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $12,411 and $3,703 at September 30, 2021 and September 30, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Three months ended September 30, 2020 Commercial, financial, agricultural 1 $ 31 $ 31 Real estate – 1-4 family mortgage: Primary 2 201 200 Rental/investment 1 33 32 Total real estate – 1-4 family mortgage 3 234 232 Real estate – commercial mortgage: Owner-occupied 2 357 357 Non-owner occupied 2 210 210 Total real estate – commercial mortgage 4 567 567 Total 8 $ 832 $ 830 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 Nine months ended September 30, 2020 Commercial, financial, agricultural 7 $ 1,862 $ 1,859 Real estate – 1-4 family mortgage: Primary 17 2,356 2,363 Rental/investment 2 142 142 Total real estate – 1-4 family mortgage 19 2,498 2,505 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 34 $ 7,802 $ 7,754 With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2020, $64 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 31 9,441 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (4) (370) Paid in full (14) (6,031) Principal paydowns — (645) Totals at September 30, 2021 90 $ 14,191 The allowance for credit losses attributable to restructured loans was $260 and $279 at September 30, 2021 and September 30, 2020, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2021 and September 30, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the second quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of September 30, 2021, the Company has discontinued its deferral program but 30 loans with total balances of approximately $3,300 remained on deferral. In accordance with the applicable guidance, none of these loans are considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 219,635 $ 300,742 $ 156,654 $ 51,385 $ 23,011 $ 13,120 $ 453,330 $ 2,846 $ 1,220,723 Pass 218,622 300,504 153,728 49,799 22,140 10,419 449,649 2,047 1,206,908 Special Mention — 143 2,386 290 635 1,251 458 — 5,163 Substandard 1,013 95 540 1,296 236 1,450 3,223 799 8,652 Real Estate - Construction $ 335,332 $ 404,063 $ 243,552 $ 13,876 $ — $ — $ 6,136 $ 5,499 $ 1,008,458 Residential $ 187,482 $ 32,508 $ — $ — $ — $ — $ 6,136 $ 5,499 $ 231,625 Pass 187,482 32,508 — — — — 6,136 5,499 231,625 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 147,850 $ 371,555 $ 243,552 $ 13,876 $ — $ — $ — $ — $ 776,833 Pass 147,850 371,555 238,899 13,876 — — — — 772,180 Special Mention — — 4,653 — — — — — 4,653 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 125,762 $ 73,169 $ 49,283 $ 20,751 $ 17,571 $ 9,480 $ 13,409 $ 525 $ 309,950 Primary $ 7,686 $ 6,791 $ 2,769 $ 3,636 $ 3,645 $ 747 $ 2,901 $ — $ 28,175 Pass 7,686 6,791 2,470 3,636 3,561 731 2,890 — 27,765 Special Mention — — 117 — — — — — 117 Substandard — — 182 — 84 16 11 — 293 Home Equity $ 768 $ 303 $ — $ — $ — $ — $ 6,300 $ — $ 7,371 Pass 768 303 — — — — 6,300 — 7,371 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Rental/Investment $ 59,238 $ 42,994 $ 23,169 $ 16,598 $ 13,706 $ 8,251 $ 1,017 $ 525 $ 165,498 Pass 59,218 42,646 22,049 16,466 13,515 7,791 1,017 525 163,227 Special Mention — 250 — — — 74 — — 324 Substandard 20 98 1,120 132 191 386 — — 1,947 Land Development $ 58,070 $ 23,081 $ 23,345 $ 517 $ 220 $ 482 $ 3,191 $ — $ 108,906 Pass 58,070 20,687 23,345 517 220 482 3,191 — 106,512 Special Mention — 2,394 — — — — — — 2,394 Substandard — — — — — — — — — Real Estate - Commercial Mortgage $ 682,955 $ 870,341 $ 674,008 $ 349,402 $ 323,092 $ 440,289 $ 124,028 $ 20,904 $ 3,485,019 Owner-Occupied $ 197,995 $ 283,768 $ 206,047 $ 154,453 $ 129,531 $ 136,496 $ 51,478 $ 9,064 $ 1,168,832 Pass 197,206 281,580 204,259 150,300 123,413 127,970 51,039 7,327 1,143,094 Special Mention — 2,188 248 — 1,806 535 424 1,737 6,938 Substandard 789 — 1,540 4,153 4,312 7,991 15 — 18,800 Non-Owner Occupied $ 458,535 $ 566,698 $ 457,532 $ 189,762 $ 190,987 $ 300,923 $ 66,342 $ 11,840 $ 2,242,619 Pass 456,834 557,835 448,778 176,525 116,126 287,266 66,273 11,840 2,121,477 Special Mention 1,495 8,863 6,739 13,237 55,167 — — — 85,501 Substandard 206 — 2,015 — 19,694 13,657 69 — 35,641 Land Development $ 26,425 $ 19,875 $ 10,429 $ 5,187 $ 2,574 $ 2,870 $ 6,208 $ — $ 73,568 Pass 26,154 17,840 10,429 5,146 2,574 2,870 6,208 — 71,221 Special Mention 271 — — — — — — — 271 Substandard — 2,035 — 41 — — — — 2,076 Installment loans to individuals $ — $ — $ 48 $ — $ — $ — $ — $ — $ 48 Pass — — 48 — — — — — 48 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,363,684 $ 1,648,315 $ 1,123,545 $ 435,414 $ 363,674 $ 462,889 $ 596,903 $ 29,774 $ 6,024,198 Pass 1,359,890 1,632,249 1,104,005 416,265 281,549 437,529 592,703 27,238 5,851,428 Special Mention 1,766 13,838 14,143 13,527 57,608 1,860 882 1,737 105,361 Substandard 2,028 2,228 5,397 5,622 24,517 23,500 3,318 799 67,409 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 20,672 $ 13,972 $ 9,042 $ 5,886 $ 3,437 $ 10,986 $ 36,502 $ 349 $ 100,846 Performing Loans 20,672 13,953 9,042 5,886 3,437 10,986 36,494 349 100,819 Non-Performing Loans — 19 — — — — 8 — 27 Lease Financing Receivables $ 24,603 $ 24,360 $ 17,486 $ 8,496 $ 2,535 $ 1,735 $ — $ — $ 79,215 Performing Loans 24,603 24,360 17,486 8,496 2,533 1,726 — — 79,204 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 43,491 $ 31,599 $ 2,666 $ — $ — $ — $ 89 $ — $ 77,845 Residential $ 41,261 $ 30,985 $ 2,666 $ — $ — $ — $ — $ — $ 74,912 Performing Loans 41,261 30,985 2,666 — — — — — 74,912 Non-Performing Loans — — — — — — — — — Commercial $ 2,230 $ 614 $ — $ — $ — $ — $ 89 $ — $ 2,933 Performing Loans 2,230 614 — — — — 89 — 2,933 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 476,276 $ 479,523 $ 247,128 $ 189,253 $ 144,872 $ 216,510 $ 417,620 $ 3,264 $ 2,174,446 Primary $ 435,290 $ 446,636 $ 231,955 $ 172,662 $ 130,572 $ 210,490 $ 1,415 $ — $ 1,629,020 Performing Loans 434,913 446,129 229,184 167,927 128,923 208,295 1,415 — 1,616,786 Non-Performing Loans 377 507 2,771 4,735 1,649 2,195 — — 12,234 Home Equity $ 411 $ — $ 123 $ 360 $ — $ 580 $ 413,191 $ 2,824 $ 417,489 Performing Loans 411 — 123 360 — 505 412,695 2,657 416,751 Non-Performing Loans — — — — — 75 496 167 738 Rental/Investment $ 29,306 $ 25,081 $ 13,641 $ 13,893 $ 13,045 $ 5,037 $ 2,668 $ 440 $ 103,111 Performing Loans 29,306 25,081 13,641 13,893 13,042 4,963 2,668 440 103,034 Non-Performing Loans — — — — 3 74 — — 77 Land Development $ 11,269 $ 7,806 $ 1,409 $ 2,338 $ 1,255 $ 403 $ 346 $ — $ 24,826 Performing Loans 11,269 7,806 1,376 2,338 1,176 317 346 — 24,628 Non-Performing Loans — — 33 — 79 86 — — 198 Real Estate - Commercial Mortgage $ 74,534 $ 68,291 $ 57,010 $ 41,371 $ 35,189 $ 23,312 $ 9,742 $ 430 $ 309,879 Owner-Occupied $ 43,335 $ 42,497 $ 37,434 $ 27,126 $ 23,562 $ 17,031 $ 5,182 $ 289 $ 196,456 Performing Loans 43,335 42,497 36,964 27,126 23,562 17,031 5,181 289 195,985 Non-Performing Loans — — 470 — — — 1 — 471 Non-Owner Occupied $ 20,903 $ 17,143 $ 14,725 $ 11,041 $ 9,657 $ 5,015 $ 1,891 $ 141 $ 80,516 Performing Loans 20,903 17,143 14,725 11,041 9,657 4,971 1,888 141 80,469 Non-Performing Loans — — — — — 44 3 — 47 Land Development $ 10,296 $ 8,651 $ 4,851 $ 3,204 $ 1,970 $ 1,266 $ 2,669 $ — $ 32,907 Performing Loans 10,296 8,646 4,835 3,204 1,970 1,215 2,669 — 32,835 Non-Performing Loans — 5 16 — — 51 — — 72 Installment loans to individuals $ 37,328 $ 21,508 $ 26,714 $ 8,805 $ 2,322 $ 2,162 $ 10,575 $ 37 $ 109,451 Performing Loans 37,267 21,503 26,657 8,781 2,294 2,122 10,575 33 109,232 Non-Performing Loans 61 5 57 24 28 40 — 4 219 Total loans not subject to risk rating $ 676,904 $ 639,253 $ 360,046 $ 253,811 $ 188,355 $ 254,705 $ 474,528 $ 4,080 $ 2,851,682 Performing Loans 676,466 638,717 356,699 249,052 186,594 252,131 474,020 3,909 2,837,588 Non-Performing Loans 438 536 3,347 4,759 1,761 2,574 508 171 14,094 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 114,450 $ 176,513 Real estate – construction: Residential 1,288 2,859 Commercial 3,705 28,093 Total real estate – construction 4,993 30,952 Real estate – 1-4 family mortgage: Primary 150,944 214,770 Home equity 56,692 80,392 Rental/investment 22,507 31,928 Land development 10,204 14,654 Total real estate – 1-4 family mortgage 240,347 341,744 Real estate – commercial mortgage: Owner-occupied 264,939 323,041 Non-owner occupied 456,102 552,728 Land development 19,791 29,454 Total real estate – commercial mortgage 740,832 905,223 Installment loans to individuals 40,322 59,675 Loans $ 1,140,944 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 183 $ 1 $ 104,418 $ 104,602 $ 66 $ 1,640 $ 8,142 $ 9,848 $ 114,450 Real estate – construction: Residential — — 1,288 1,288 — — — — 1,288 Commercial — — 3,705 3,705 — — — — 3,705 Total real estate – construction — — 4,993 4,993 — — — — 4,993 Real estate – 1-4 family mortgage: Primary 639 — 145,333 145,972 428 2,360 2,184 4,972 150,944 Home equity 490 — 54,899 55,389 — 813 490 1,303 56,692 Rental/investment 148 26 22,231 22,405 — 54 48 102 22,507 Land development 75 — 10,117 10,192 — — 12 12 10,204 Total real estate – 1-4 family mortgage 1,352 26 232,580 233,958 428 3,227 2,734 6,389 240,347 Real estate – commercial mortgage: Owner-occupied 624 — 262,380 263,004 — 291 1,644 1,935 264,939 Non-owner occupied — — 448,283 448,283 — — 7,819 7,819 456,102 Land development 167 — 19,372 19,539 — 118 134 252 19,791 Total real estate – commercial mortgage 791 — 730,035 730,826 — 409 9,597 10,006 740,832 Installment loans to individuals 871 47 39,155 40,073 4 23 222 249 40,322 Loans, net of unearned income $ 3,197 $ 74 $ 1,111,181 $ 1,114,452 $ 498 $ 5,299 $ 20,695 $ 26,492 $ 1,140,944 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There was no restructured loans contractually 90 days past due or more and still accruing at September 30, 2021 and one restructured loan in the aggregate amount of $40 contractually 90 days past due or more and still accruing at September 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $17,726 and $7,775 at September 30, 2021 and September 30, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 164 164 Three months ended September 30, 2020 Real estate – 1-4 family mortgage: Primary 2 $ 44 $ 44 Real estate – commercial mortgage: Owner-occupied 4 3,104 2,844 Total 6 $ 3,148 $ 2,888 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 Nine months ended September 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2020, $1,101 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 3 1,411 Reclassified as performing restructured loan 2 115 Reductions due to: Reclassified to nonperforming loans (4) (2,485) Paid in full (5) (1,310) Charge-offs (1) (205) Principal paydowns — (221) Totals at September 30, 2021 43 $ 5,992 The allowance for credit losses attributable to restructured loans was $111 and $491 at September 30, 2021 and September 30, 2020, respectively. The Company had $2 and $539 in remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2021 and September 30, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of September 30, 2021, the Company had 11 loans with total balances of approximately $360 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 663 $ 15,971 $ 14,278 $ 25,957 $ 47,190 $

Purchased Loans

Purchased Loans	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,321,569 $ 2,360,471 Lease financing 83,496 80,022 Real estate – construction: Residential 306,537 243,814 Commercial 779,766 583,338 Total real estate – construction 1,086,303 827,152 Real estate – 1-4 family mortgage: Primary 1,657,195 1,536,181 Home equity 424,860 432,768 Rental/investment 268,609 264,436 Land development 133,732 123,179 Total real estate – 1-4 family mortgage 2,484,396 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,365,288 1,334,765 Non-owner occupied 2,323,135 2,194,739 Land development 106,475 120,125 Total real estate – commercial mortgage 3,794,898 3,649,629 Installment loans to individuals 109,499 149,862 Gross loans 8,880,161 9,423,700 Unearned income (4,281) (4,160) Loans, net of unearned income $ 8,875,880 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $67,462 and $1,128,703 as of September 30, 2021 and December 31, 2020, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual status or charged-off is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 1,708 $ 395 $ 1,313,683 $ 1,315,786 $ 414 $ 2,534 $ 2,835 $ 5,783 $ 1,321,569 Lease financing — — 83,485 83,485 — 11 — 11 83,496 Real estate – construction: Residential 853 — 305,684 306,537 — — — — 306,537 Commercial — — 779,766 779,766 — — — — 779,766 Total real estate – construction 853 — 1,085,450 1,086,303 — — — — 1,086,303 Real estate – 1-4 family mortgage: Primary 5,583 452 1,639,206 1,645,241 981 5,951 5,022 11,954 1,657,195 Home equity 1,225 — 422,897 424,122 61 502 175 738 424,860 Rental/investment 301 22 267,420 267,743 — 383 483 866 268,609 Land development 125 33 133,376 133,534 — 119 79 198 133,732 Total real estate – 1-4 family mortgage 7,234 507 2,462,899 2,470,640 1,042 6,955 5,759 13,756 2,484,396 Real estate – commercial mortgage: Owner-occupied 609 2 1,360,882 1,361,493 — 1,052 2,743 3,795 1,365,288 Non-owner occupied 167 4 2,317,375 2,317,546 — 13 5,576 5,589 2,323,135 Land development 273 — 106,088 106,361 — 114 — 114 106,475 Total real estate – commercial mortgage 1,049 6 3,784,345 3,785,400 — 1,179 8,319 9,498 3,794,898 Installment loans to individuals 765 — 108,516 109,281 79 34 105 218 109,499 Unearned income — — (4,281) (4,281) — — — — (4,281) Loans, net of unearned income $ 11,609 $ 908 $ 8,834,097 $ 8,846,614 $ 1,535 $ 10,713 $ 17,018 $ 29,266 $ 8,875,880 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2021 and one restructured loan in the amount of $92 contractually 90 days past due or more and still accruing at September 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $12,411 and $3,703 at September 30, 2021 and September 30, 2020, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Three months ended September 30, 2020 Commercial, financial, agricultural 1 $ 31 $ 31 Real estate – 1-4 family mortgage: Primary 2 201 200 Rental/investment 1 33 32 Total real estate – 1-4 family mortgage 3 234 232 Real estate – commercial mortgage: Owner-occupied 2 357 357 Non-owner occupied 2 210 210 Total real estate – commercial mortgage 4 567 567 Total 8 $ 832 $ 830 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 Nine months ended September 30, 2020 Commercial, financial, agricultural 7 $ 1,862 $ 1,859 Real estate – 1-4 family mortgage: Primary 17 2,356 2,363 Rental/investment 2 142 142 Total real estate – 1-4 family mortgage 19 2,498 2,505 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 34 $ 7,802 $ 7,754 With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2020, $64 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 31 9,441 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (4) (370) Paid in full (14) (6,031) Principal paydowns — (645) Totals at September 30, 2021 90 $ 14,191 The allowance for credit losses attributable to restructured loans was $260 and $279 at September 30, 2021 and September 30, 2020, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2021 and September 30, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the second quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of September 30, 2021, the Company has discontinued its deferral program but 30 loans with total balances of approximately $3,300 remained on deferral. In accordance with the applicable guidance, none of these loans are considered “restructured loans.” Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 219,635 $ 300,742 $ 156,654 $ 51,385 $ 23,011 $ 13,120 $ 453,330 $ 2,846 $ 1,220,723 Pass 218,622 300,504 153,728 49,799 22,140 10,419 449,649 2,047 1,206,908 Special Mention — 143 2,386 290 635 1,251 458 — 5,163 Substandard 1,013 95 540 1,296 236 1,450 3,223 799 8,652 Real Estate - Construction $ 335,332 $ 404,063 $ 243,552 $ 13,876 $ — $ — $ 6,136 $ 5,499 $ 1,008,458 Residential $ 187,482 $ 32,508 $ — $ — $ — $ — $ 6,136 $ 5,499 $ 231,625 Pass 187,482 32,508 — — — — 6,136 5,499 231,625 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 147,850 $ 371,555 $ 243,552 $ 13,876 $ — $ — $ — $ — $ 776,833 Pass 147,850 371,555 238,899 13,876 — — — — 772,180 Special Mention — — 4,653 — — — — — 4,653 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 125,762 $ 73,169 $ 49,283 $ 20,751 $ 17,571 $ 9,480 $ 13,409 $ 525 $ 309,950 Primary $ 7,686 $ 6,791 $ 2,769 $ 3,636 $ 3,645 $ 747 $ 2,901 $ — $ 28,175 Pass 7,686 6,791 2,470 3,636 3,561 731 2,890 — 27,765 Special Mention — — 117 — — — — — 117 Substandard — — 182 — 84 16 11 — 293 Home Equity $ 768 $ 303 $ — $ — $ — $ — $ 6,300 $ — $ 7,371 Pass 768 303 — — — — 6,300 — 7,371 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Rental/Investment $ 59,238 $ 42,994 $ 23,169 $ 16,598 $ 13,706 $ 8,251 $ 1,017 $ 525 $ 165,498 Pass 59,218 42,646 22,049 16,466 13,515 7,791 1,017 525 163,227 Special Mention — 250 — — — 74 — — 324 Substandard 20 98 1,120 132 191 386 — — 1,947 Land Development $ 58,070 $ 23,081 $ 23,345 $ 517 $ 220 $ 482 $ 3,191 $ — $ 108,906 Pass 58,070 20,687 23,345 517 220 482 3,191 — 106,512 Special Mention — 2,394 — — — — — — 2,394 Substandard — — — — — — — — — Real Estate - Commercial Mortgage $ 682,955 $ 870,341 $ 674,008 $ 349,402 $ 323,092 $ 440,289 $ 124,028 $ 20,904 $ 3,485,019 Owner-Occupied $ 197,995 $ 283,768 $ 206,047 $ 154,453 $ 129,531 $ 136,496 $ 51,478 $ 9,064 $ 1,168,832 Pass 197,206 281,580 204,259 150,300 123,413 127,970 51,039 7,327 1,143,094 Special Mention — 2,188 248 — 1,806 535 424 1,737 6,938 Substandard 789 — 1,540 4,153 4,312 7,991 15 — 18,800 Non-Owner Occupied $ 458,535 $ 566,698 $ 457,532 $ 189,762 $ 190,987 $ 300,923 $ 66,342 $ 11,840 $ 2,242,619 Pass 456,834 557,835 448,778 176,525 116,126 287,266 66,273 11,840 2,121,477 Special Mention 1,495 8,863 6,739 13,237 55,167 — — — 85,501 Substandard 206 — 2,015 — 19,694 13,657 69 — 35,641 Land Development $ 26,425 $ 19,875 $ 10,429 $ 5,187 $ 2,574 $ 2,870 $ 6,208 $ — $ 73,568 Pass 26,154 17,840 10,429 5,146 2,574 2,870 6,208 — 71,221 Special Mention 271 — — — — — — — 271 Substandard — 2,035 — 41 — — — — 2,076 Installment loans to individuals $ — $ — $ 48 $ — $ — $ — $ — $ — $ 48 Pass — — 48 — — — — — 48 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,363,684 $ 1,648,315 $ 1,123,545 $ 435,414 $ 363,674 $ 462,889 $ 596,903 $ 29,774 $ 6,024,198 Pass 1,359,890 1,632,249 1,104,005 416,265 281,549 437,529 592,703 27,238 5,851,428 Special Mention 1,766 13,838 14,143 13,527 57,608 1,860 882 1,737 105,361 Substandard 2,028 2,228 5,397 5,622 24,517 23,500 3,318 799 67,409 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 20,672 $ 13,972 $ 9,042 $ 5,886 $ 3,437 $ 10,986 $ 36,502 $ 349 $ 100,846 Performing Loans 20,672 13,953 9,042 5,886 3,437 10,986 36,494 349 100,819 Non-Performing Loans — 19 — — — — 8 — 27 Lease Financing Receivables $ 24,603 $ 24,360 $ 17,486 $ 8,496 $ 2,535 $ 1,735 $ — $ — $ 79,215 Performing Loans 24,603 24,360 17,486 8,496 2,533 1,726 — — 79,204 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 43,491 $ 31,599 $ 2,666 $ — $ — $ — $ 89 $ — $ 77,845 Residential $ 41,261 $ 30,985 $ 2,666 $ — $ — $ — $ — $ — $ 74,912 Performing Loans 41,261 30,985 2,666 — — — — — 74,912 Non-Performing Loans — — — — — — — — — Commercial $ 2,230 $ 614 $ — $ — $ — $ — $ 89 $ — $ 2,933 Performing Loans 2,230 614 — — — — 89 — 2,933 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 476,276 $ 479,523 $ 247,128 $ 189,253 $ 144,872 $ 216,510 $ 417,620 $ 3,264 $ 2,174,446 Primary $ 435,290 $ 446,636 $ 231,955 $ 172,662 $ 130,572 $ 210,490 $ 1,415 $ — $ 1,629,020 Performing Loans 434,913 446,129 229,184 167,927 128,923 208,295 1,415 — 1,616,786 Non-Performing Loans 377 507 2,771 4,735 1,649 2,195 — — 12,234 Home Equity $ 411 $ — $ 123 $ 360 $ — $ 580 $ 413,191 $ 2,824 $ 417,489 Performing Loans 411 — 123 360 — 505 412,695 2,657 416,751 Non-Performing Loans — — — — — 75 496 167 738 Rental/Investment $ 29,306 $ 25,081 $ 13,641 $ 13,893 $ 13,045 $ 5,037 $ 2,668 $ 440 $ 103,111 Performing Loans 29,306 25,081 13,641 13,893 13,042 4,963 2,668 440 103,034 Non-Performing Loans — — — — 3 74 — — 77 Land Development $ 11,269 $ 7,806 $ 1,409 $ 2,338 $ 1,255 $ 403 $ 346 $ — $ 24,826 Performing Loans 11,269 7,806 1,376 2,338 1,176 317 346 — 24,628 Non-Performing Loans — — 33 — 79 86 — — 198 Real Estate - Commercial Mortgage $ 74,534 $ 68,291 $ 57,010 $ 41,371 $ 35,189 $ 23,312 $ 9,742 $ 430 $ 309,879 Owner-Occupied $ 43,335 $ 42,497 $ 37,434 $ 27,126 $ 23,562 $ 17,031 $ 5,182 $ 289 $ 196,456 Performing Loans 43,335 42,497 36,964 27,126 23,562 17,031 5,181 289 195,985 Non-Performing Loans — — 470 — — — 1 — 471 Non-Owner Occupied $ 20,903 $ 17,143 $ 14,725 $ 11,041 $ 9,657 $ 5,015 $ 1,891 $ 141 $ 80,516 Performing Loans 20,903 17,143 14,725 11,041 9,657 4,971 1,888 141 80,469 Non-Performing Loans — — — — — 44 3 — 47 Land Development $ 10,296 $ 8,651 $ 4,851 $ 3,204 $ 1,970 $ 1,266 $ 2,669 $ — $ 32,907 Performing Loans 10,296 8,646 4,835 3,204 1,970 1,215 2,669 — 32,835 Non-Performing Loans — 5 16 — — 51 — — 72 Installment loans to individuals $ 37,328 $ 21,508 $ 26,714 $ 8,805 $ 2,322 $ 2,162 $ 10,575 $ 37 $ 109,451 Performing Loans 37,267 21,503 26,657 8,781 2,294 2,122 10,575 33 109,232 Non-Performing Loans 61 5 57 24 28 40 — 4 219 Total loans not subject to risk rating $ 676,904 $ 639,253 $ 360,046 $ 253,811 $ 188,355 $ 254,705 $ 474,528 $ 4,080 $ 2,851,682 Performing Loans 676,466 638,717 356,699 249,052 186,594 252,131 474,020 3,909 2,837,588 Non-Performing Loans 438 536 3,347 4,759 1,761 2,574 508 171 14,094 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 114,450 $ 176,513 Real estate – construction: Residential 1,288 2,859 Commercial 3,705 28,093 Total real estate – construction 4,993 30,952 Real estate – 1-4 family mortgage: Primary 150,944 214,770 Home equity 56,692 80,392 Rental/investment 22,507 31,928 Land development 10,204 14,654 Total real estate – 1-4 family mortgage 240,347 341,744 Real estate – commercial mortgage: Owner-occupied 264,939 323,041 Non-owner occupied 456,102 552,728 Land development 19,791 29,454 Total real estate – commercial mortgage 740,832 905,223 Installment loans to individuals 40,322 59,675 Loans $ 1,140,944 $ 1,514,107 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 183 $ 1 $ 104,418 $ 104,602 $ 66 $ 1,640 $ 8,142 $ 9,848 $ 114,450 Real estate – construction: Residential — — 1,288 1,288 — — — — 1,288 Commercial — — 3,705 3,705 — — — — 3,705 Total real estate – construction — — 4,993 4,993 — — — — 4,993 Real estate – 1-4 family mortgage: Primary 639 — 145,333 145,972 428 2,360 2,184 4,972 150,944 Home equity 490 — 54,899 55,389 — 813 490 1,303 56,692 Rental/investment 148 26 22,231 22,405 — 54 48 102 22,507 Land development 75 — 10,117 10,192 — — 12 12 10,204 Total real estate – 1-4 family mortgage 1,352 26 232,580 233,958 428 3,227 2,734 6,389 240,347 Real estate – commercial mortgage: Owner-occupied 624 — 262,380 263,004 — 291 1,644 1,935 264,939 Non-owner occupied — — 448,283 448,283 — — 7,819 7,819 456,102 Land development 167 — 19,372 19,539 — 118 134 252 19,791 Total real estate – commercial mortgage 791 — 730,035 730,826 — 409 9,597 10,006 740,832 Installment loans to individuals 871 47 39,155 40,073 4 23 222 249 40,322 Loans, net of unearned income $ 3,197 $ 74 $ 1,111,181 $ 1,114,452 $ 498 $ 5,299 $ 20,695 $ 26,492 $ 1,140,944 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 There was no restructured loans contractually 90 days past due or more and still accruing at September 30, 2021 and one restructured loan in the aggregate amount of $40 contractually 90 days past due or more and still accruing at September 30, 2020. The outstanding balance of restructured loans on nonaccrual status was $17,726 and $7,775 at September 30, 2021 and September 30, 2020, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 164 164 Three months ended September 30, 2020 Real estate – 1-4 family mortgage: Primary 2 $ 44 $ 44 Real estate – commercial mortgage: Owner-occupied 4 3,104 2,844 Total 6 $ 3,148 $ 2,888 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 Nine months ended September 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2020, $1,101 have subsequently defaulted, and remain outstanding, as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 3 1,411 Reclassified as performing restructured loan 2 115 Reductions due to: Reclassified to nonperforming loans (4) (2,485) Paid in full (5) (1,310) Charge-offs (1) (205) Principal paydowns — (221) Totals at September 30, 2021 43 $ 5,992 The allowance for credit losses attributable to restructured loans was $111 and $491 at September 30, 2021 and September 30, 2020, respectively. The Company had $2 and $539 in remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2021 and September 30, 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of September 30, 2021, the Company had 11 loans with total balances of approximately $360 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 663 $ 15,971 $ 14,278 $ 25,957 $ 47,190 $

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 1,436,019 $ 2,536,984 Lease financing 83,496 80,022 Real estate – construction: Residential 307,825 246,673 Commercial 783,471 611,431 Total real estate – construction 1,091,296 858,104 Real estate – 1-4 family mortgage: Primary 1,808,139 1,750,951 Home equity 481,552 513,160 Rental/investment 291,116 296,364 Land development 143,936 137,833 Total real estate – 1-4 family mortgage 2,724,743 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,630,227 1,657,806 Non-owner occupied 2,779,237 2,747,467 Land development 126,266 149,579 Total real estate – commercial mortgage 4,535,730 4,554,852 Installment loans to individuals 149,821 209,537 Gross loans 10,021,105 10,937,807 Unearned income (4,281) (4,160) Loans, net of unearned income 10,016,824 10,933,647 Allowance for credit losses on loans (170,038) (176,144) Net loans $ 9,846,786 $ 10,757,503 Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of September 30, 2021 and December 31, 2020, the Company had accrued interest receivable for loans of $45,404 and $56,459, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program of $1,356 and $1,500, respectively, as of September 30, 2021 and December 31, 2020. The decrease in the balance during the first nine months of 2021 is due to the charge-off of deferred interest balances. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Charge-offs (1,225) — (276) (184) (13) (1,281) (2,979) Recoveries 418 — 193 190 11 1,051 1,863 Net (charge-offs) recoveries (807) — (83) 6 (2) (230) (1,116) (Recovery of) provision for credit losses on loans (1,210) 440 961 (1,004) 61 (448) (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Nine Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (5,907) (52) (529) (416) (13) (4,286) (11,203) Recoveries 940 13 855 504 36 3,949 6,297 Net (charge-offs) recoveries (4,967) (39) 326 88 23 (337) (4,906) (Recovery of) provision for credit losses on loans 913 161 (310) (2,320) (77) 433 (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Period-End Amount Allocated to: Individually evaluated $ 9,717 $ — $ 206 $ 5,968 $ — $ 607 $ 16,498 Collectively evaluated 25,260 16,169 31,975 67,927 1,570 10,639 153,540 Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Loans: Individually evaluated $ 15,193 $ — $ 5,311 $ 19,120 $ — $ 617 $ 40,241 Collectively evaluated 1,420,826 1,091,296 2,719,432 4,516,610 79,215 149,204 9,976,583 Ending balance $ 1,436,019 $ 1,091,296 $ 2,724,743 $ 4,535,730 $ 79,215 $ 149,821 $ 10,016,824 Nonaccruing loans with no allowance for credit losses $ 2,658 $ — $ 3,039 $ 2,865 $ — $ 10 $ 8,572 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended September 30, 2020 Allowance for credit losses: Beginning balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Charge-offs (420) (136) (720) (553) (168) (1,579) (3,576) Recoveries 698 31 152 711 1 1,594 3,187 Net (charge-offs) recoveries 278 (105) (568) 158 (167) 15 (389) Provision for credit losses on loans 7,232 1,386 3,872 10,363 187 60 23,100 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Nine Months Ended September 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,969) (668) (1,083) (2,600) (168) (6,003) (12,491) Recoveries 996 31 288 2,451 11 5,816 9,593 Net (charge-offs) recoveries (973) (637) (795) (149) (157) (187) (2,898) Provision for credit losses on loans 17,159 5,922 9,372 41,448 558 1,891 76,350 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Period-End Amount Allocated to: Individually evaluated $ 10,211 $ — $ 275 $ 380 $ — $ 270 $ 11,136 Collectively evaluated 27,984 13,819 32,430 70,202 1,832 10,695 156,962 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Loans: Individually evaluated $ 17,670 $ — $ 4,718 $ 6,596 $ — $ 618 $ 29,602 Collectively evaluated 2,630,392 773,119 2,755,676 4,570,413 82,928 242,608 11,055,136 Ending balance $ 2,648,062 $ 773,119 $ 2,760,394 $ 4,577,009 $ 82,928 $ 243,226 $ 11,084,738 Nonaccruing loans with no allowance for credit losses $ 589 $ — $ 4,147 $ 3,644 $ — $ — $ 8,380 The Company recorded a negative provision (recovery) for credit losses of $1,200 during the third quarter and first nine months of 2021, as compared to a provision for credit losses on loans of $23,100 in the third quarter of 2020 and $76,350 in the first nine months of 2020. The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. Based on the continual improvements in these forecasts over the last few quarters, the Company’s allowance model indicated that a release of the allowance for credit losses was appropriate during the third quarter of 2021. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020. The following tables provide a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended September 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 17,335 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (200) 2,700 Ending balance $ 20,335 $ 20,035 Nine Months Ended September 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (200) 8,700 Ending balance $ 20,335 $ 20,035

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2021
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total September 30, 2021 Residential real estate $ 127 $ 376 $ 503 Commercial real estate 858 1,813 2,671 Residential land development 311 4 315 Commercial land development 1,157 59 1,216 Total $ 2,453 $ 2,252 $ 4,705 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 1,047 2,124 3,171 Impairments (220) (70) (290) Dispositions (2,171) (1,836) (4,007) Other (130) (11) (141) Balance at September 30, 2021 $ 2,453 $ 2,252 $ 4,705 At September 30, 2021 and December 31, 2020, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $1,220 and $1,308, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Repairs and maintenance $ 17 $ 64 $ 60 $ 234 Property taxes and insurance 6 35 54 186 Impairments 173 820 290 1,647 Net (gains) losses on OREO sales (24) 117 (74) 27 Rental income (4) (3) (17) (23) Total $ 168 $ 1,033 $ 313 $ 2,071

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the nine months ended September 30, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at September 30, 2021 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying September 30, 2021 Core deposit intangibles $ 82,492 $ (58,020) $ 24,472 Customer relationship intangible 2,470 (1,420) 1,050 Total finite-lived intangible assets $ 84,962 $ (59,440) $ 25,522 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Amortization expense for: Core deposit intangibles $ 1,436 $ 1,688 $ 4,482 $ 5,326 Customer relationship intangible 45 45 136 136 Total intangible amortization $ 1,481 $ 1,733 $ 4,618 $ 5,462 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights

Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2021
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. For example, a decline in mortgage interest rates or an increase in actual prepayment speeds may cause negative adjustments to the valuation of the Company’s MSRs. Servicing rights are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was a positive valuation adjustment of $13,561 during the nine months ended September 30, 2021 on MSRs. This positive adjustment primarily arose from an increase in mortgage interest rates and a corresponding decrease in actual prepayment speeds. During the nine months ended September 30, 2020 there was a negative valuation adjustment of $13,694 which was caused by a difference between actual prepayment speeds and the Company’s assumptions with respect to prepayment speeds. Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 26,532 Amortization (16,700) Valuation adjustment 13,561 Balance at September 30, 2021 $ 86,387 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: September 30, 2021 December 31, 2020 Unpaid principal balance $ 8,470,973 $ 7,322,671 Weighted-average prepayment speed (CPR) 11.68 % 15.05 % Estimated impact of a 10% increase $ (4,258) $ (4,001) Estimated impact of a 20% increase (8,254) (7,674) Discount rate 9.83 % 9.86 % Estimated impact of a 10% increase $ (3,381) $ (2,144) Estimated impact of a 20% increase (6,520) (4,144) Weighted-average coupon interest rate 3.33 % 3.58 % Weighted-average servicing fee (basis points) 30.52 29.94 Weighted-average remaining maturity (in years) 6.23 5.14

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2021 2020 2021 2020 Service cost $ — $ — $ 2 $ 2 Interest cost 171 246 4 3 Expected return on plan assets (442) (412) — — Recognized actuarial loss (gain) 67 87 — (23) Net periodic (return) benefit cost $ (204) $ (79) $ 6 $ (18) Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Service cost $ — $ — $ 4 $ 5 Interest cost 512 738 11 10 Expected return on plan assets (1,326) (1,238) — — Recognized actuarial loss (gain) 199 262 (2) (68) Net periodic (return) benefit cost $ (615) $ (238) $ 13 $ (53) Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the nine months ended September 30, 2021 or 2020. The following table summarizes information about options outstanding, exercised and forfeited as of and for the nine months ended September 30, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (5,000) 14.96 Forfeited — — Options outstanding at end of period 5,500 $ 14.96 The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 253,733 37.22 Vested — — (139,752) 36.89 Cancelled — — (53,737) 37.65 Nonvested at end of period 211,057 $ 33.30 608,660 $ 34.49 During the nine months ended September 30, 2021, the Company reissued 134,783 shares from treasury in connection with the exercise of stock options and awards of restricted stock. The Company recorded total stock-based compensation expense of $2,595 and $2,405 for the three months ended September 30, 2021 and 2020, respectively and $7,736 and $8,153 for the nine months ended September 30, 2021 and 2020, respectively.

Derivative Instruments

Derivative Instruments	9 Months Ended
	Sep. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 190,200 $ 5,268 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 422,596 7,592 589,701 19,824 Forward commitments Other Assets 550,000 3,659 — — Totals $ 1,162,796 $ 16,519 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 190,200 $ 5,268 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 101,591 423 — — Forward commitments Other Liabilities 82,000 158 716,000 5,090 Totals $ 373,791 $ 5,849 $ 938,933 $ 14,974 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Interest rate contracts: Included in interest income on loans $ 589 $ 451 $ 1,795 $ 1,710 Interest rate lock commitments: Included in mortgage banking income (3,251) (1,135) (12,655) 23,610 Forward commitments Included in mortgage banking income 5,310 2,754 8,590 (1,395) Total $ 2,648 $ 2,070 $ (2,270) $ 23,925 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of September 30, 2021, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 11,615 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 3,544 $ 87,000 $ 5,924 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the nine months ended September 30, 2021 or 2020. The impact on other comprehensive income for the nine months ended September 30, 2021 and 2020 is discussed in Note 13, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 5,150 $ 100,000 $ 209 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended September 30, Nine Months Ended September 30, Location 2021 2020 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (764) $ — $ (4,941) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 764 $ — $ 4,941 $ — The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020 Long-term debt $ 93,303 $ 98,114 $ (5,150) $ 209 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2020 September 30, December 31, 2020 Gross amounts recognized $ 15,373 $ 3,866 $ 14,021 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 15,373 3,866 14,021 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 6,605 3,866 6,605 3,866 Financial collateral pledged — — 7,416 14,042 Net amounts $ 8,768 $ — $ — $ 3,199

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. September 30, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 52,345 $ 53,597 Loans 3,471 5,526 Deferred compensation 13,598 13,114 Investment in partnerships 154 — Impairment of assets 508 1,067 Net operating loss carryforwards 1,287 1,857 Lease liabilities under operating leases 17,189 17,732 Other 3,613 3,539 Total deferred tax assets 92,165 96,432 Deferred tax liabilities Net unrealized gains on securities 3,580 8,434 Investment in partnerships — 793 Fixed assets 1,182 3,285 Mortgage servicing rights 20,587 14,623 Junior subordinated debt 2,162 2,245 Intangibles 3,349 3,882 Lease right-of-use asset 16,291 16,833 Other 565 1,672 Total deferred tax liabilities 47,716 51,767 Net deferred tax assets $ 44,449 $ 44,665 For the nine months ended September 30, 2021 and 2020, the Company recorded a provision for income taxes totaling $35,572 and $13,022, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. During the second quarter of 2021 the Company recognized a one-time state tax credit investment of $3,460 which reduced income taxes as a discrete item. The effective tax rate, excluding discrete items, was 22.10% and 20.28% for the nine months ended September 30, 2021 and 2020, respectively.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy FASB Accounting Standards Codification Topic (“ASC”) 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions, mortgage-backed securities and trust preferred securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2021 Financial assets: Securities available for sale $ — $ 2,544,643 $ — $ 2,544,643 Derivative instruments — 28,134 — 28,134 Mortgage loans held for sale in loans held for sale — 452,869 — 452,869 Total financial assets $ — $ 3,025,646 $ — $ 3,025,646 Financial liabilities: Derivative instruments: $ — $ 14,543 $ — $ 14,543 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the nine months ended September 30, 2021. The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended September 30, 2021 Trust preferred Trust preferred Three Months Ended September 30, Balance at beginning of period $ — $ 7,679 Accretion included in net income — 8 Unrealized losses included in other comprehensive income — 840 Settlements — (35) Balance at end of period $ — $ 8,492 Nine Months Ended September 30, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 26 Unrealized gains (losses) included in other comprehensive income 941 (1,382) Realized losses 2,061 — Sales (12,021) — Settlements — (138) Balance at end of period $ — $ 8,492 For each of the three and nine months ended September 30, 2021 and 2020, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 9,410 $ 9,410 OREO — — 170 170 Mortgage servicing rights — — 86,387 86,387 Total $ — $ — $ 95,967 $ 95,967 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $17,959 and $36,990 at September 30, 2021 and December 31, 2020, respectively, and a specific reserve for these loans of $8,549 and $12,845 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2020 Carrying amount prior to remeasurement $ 445 $ 4,051 Impairment recognized in results of operations (275) (1,315) Fair value $ 170 $ 2,736 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at September 30, 2021 and fair value at December 31, 2020. There were $13,561 of positive valuation adjustments on MSRs during the nine months ended September 30, 2021 and $13,694 of negative valuation adjustments recognized during the nine months ended September 30, 2020. The following table presents information as of September 30, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 9,410 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 170 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company has elected to measure all mortgage loans held for sale at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $10,425 and net gains of $10,876 resulting from fair value changes of these mortgage loans were recorded in income during the nine months ended September 30, 2021 and 2020, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of September 30, 2021 and December 31, 2020: Aggregate Aggregate Difference September 30, 2021 Mortgage loans held for sale measured at fair value $ 452,869 $ 441,125 $ 11,744 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,476,141 $ 1,476,141 $ — $ — $ 1,476,141 Securities available for sale 2,544,643 — 2,544,643 — 2,544,643 Loans held for sale 452,869 — 452,869 — 452,869 Loans, net 9,846,786 — — 9,726,732 9,726,732 Mortgage servicing rights 86,387 — — 90,738 90,738 Derivative instruments 28,134 — 28,134 — 28,134 Financial liabilities Deposits $ 13,254,829 $ 11,787,346 $ 1,467,955 $ — $ 13,255,301 Short-term borrowings 11,253 11,253 — — 11,253 Federal Home Loan Bank advances 150,425 — 155,832 — 155,832 Junior subordinated debentures 111,228 — 105,546 — 105,546 Subordinated notes 207,210 — 221,700 — 221,700 Derivative instruments 14,543 — 14,543 — 14,543 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2021
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (12,408) $ (3,158) $ (9,250) Reclassification adjustment for gains realized in net income (764) (194) (570) Total securities available for sale (13,172) (3,352) (9,820) Derivative instruments: Unrealized holding gains on derivative instruments 1,629 414 1,215 Total derivative instruments 1,629 414 1,215 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 67 18 49 Total defined benefit pension and post-retirement benefit plans 67 18 49 Total other comprehensive loss $ (11,476) $ (2,920) $ (8,556) Three months ended September 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 519 $ 131 $ 388 Total securities available for sale 519 131 388 Derivative instruments: Unrealized holding gains on derivative instruments 1,576 401 1,175 Total derivative instruments 1,576 401 1,175 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 65 17 48 Total defined benefit pension and post-retirement benefit plans 65 17 48 Total other comprehensive income $ 2,160 $ 549 $ 1,611 Pre-Tax Tax Expense Net of Tax Nine months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (27,487) $ (6,996) $ (20,491) Reclassification adjustment for gains realized in net income (2,121) (539) (1,582) Total securities available for sale (29,608) (7,535) (22,073) Derivative instruments: Unrealized holding gains on derivative instruments 10,129 2,578 7,551 Total derivative instruments 10,129 2,578 7,551 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 197 49 148 Total defined benefit pension and post-retirement benefit plans 197 49 148 Total other comprehensive loss $ (19,282) $ (4,908) $ (14,374) Nine months ended September 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 26,404 $ 6,719 $ 19,685 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 26,373 6,711 19,662 Derivative instruments: Unrealized holding losses on derivative instruments (3,516) (895) (2,621) Total derivative instruments (3,516) (895) (2,621) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 195 50 145 Total defined benefit pension and post-retirement benefit plans 195 50 145 Total other comprehensive income $ 23,052 $ 5,866 $ 17,186 The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2020 Unrealized gains on securities $ 8,854 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 6,913 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,073) (5,221) Total accumulated other comprehensive income $ 10,694 $ 25,068

Net Income Per Common Share

Net Income Per Common Share	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested and outstanding stock options were exercised into common shares, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2021 2020 Basic Net income applicable to common stock $ 40,063 $ 29,992 Average common shares outstanding 56,146,285 56,185,884 Net income per common share - basic $ 0.71 $ 0.53 Diluted Net income applicable to common stock $ 40,063 $ 29,992 Average common shares outstanding 56,146,285 56,185,884 Effect of dilutive stock-based compensation 300,899 200,269 Average common shares outstanding - diluted 56,447,184 56,386,153 Net income per common share - diluted $ 0.71 $ 0.53 Nine Months Ended September 30, 2021 2020 Basic Net income applicable to common stock $ 138,838 $ 52,130 Average common shares outstanding 56,237,056 56,294,984 Net income per common share - basic $ 2.47 $ 0.93 Diluted Net income applicable to common stock $ 138,838 $ 52,130 Average common shares outstanding 56,237,056 56,294,984 Effect of dilutive stock-based compensation 296,038 173,593 Average common shares outstanding - diluted 56,533,094 56,468,577 Net income per common share - diluted $ 2.46 $ 0.92 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2021 2020 Number of shares 19,929 237,212 Exercise prices (for stock option awards) — — Nine Months Ended September 30, 2021 2020 Number of shares 19,929 255,448 Exercise prices (for stock option awards) — —

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2021
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: September 30, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,395,321 9.18 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,287,684 11.02 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,395,321 11.94 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,712,500 14.66 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,454,879 9.58 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,454,879 12.45 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,454,879 12.45 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,574,697 13.48 % 1,504,985 13.73 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of September 30, 2021, the Company’s CET1 capital was in excess of the capital conservation buffer. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of Accounting Standards Codification Topic 326, “Financial Instruments - Credit Losses” (“ASC

Segment Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. To give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended September 30, 2021 Net interest income (loss) $ 106,506 $ 115 $ 404 $ (3,733) $ 103,292 Recovery of loan losses (1,088) — (112) — (1,200) Noninterest income 42,546 2,835 5,820 (446) 50,755 Noninterest expense 97,437 2,095 4,189 278 103,999 Income (loss) before income taxes 52,703 855 2,147 (4,457) 51,248 Income tax expense (benefit) 12,117 220 — (1,152) 11,185 Net income (loss) $ 40,586 $ 635 $ 2,147 $ (3,305) $ 40,063 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended September 30, 2020 Net interest income (loss) $ 108,909 $ 126 $ 403 $ (3,152) $ 106,286 Provision for loan losses 22,408 — 692 — 23,100 Noninterest income 63,918 2,694 4,714 (398) 70,928 Noninterest expense 110,430 1,974 3,818 288 116,510 Income (loss) before income taxes 39,989 846 607 (3,838) 37,604 Income tax expense (benefit) 8,383 217 — (988) 7,612 Net income (loss) $ 31,606 $ 629 $ 607 $ (2,850) $ 29,992 Total assets $ 14,694,683 $ 30,138 $ 68,261 $ 15,851 $ 14,808,933 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Nine months ended September 30, 2021 Net interest income (loss) $ 332,234 $ 333 $ 1,184 $ (11,232) $ 322,519 Recovery of credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 155,765 8,558 16,421 (1,342) 179,402 Noninterest expense 309,449 6,005 12,337 920 328,711 Income (loss) before income taxes 179,638 2,886 5,380 (13,494) 174,410 Income tax expense (benefit) 38,320 740 — (3,488) 35,572 Net income (loss) $ 141,318 $ 2,146 $ 5,380 $ (10,006) $ 138,838 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Nine months ended September 30, 2020 Net interest income (loss) $ 325,879 $ 424 $ 1,250 $ (8,883) $ 318,670 Provision for credit losses 75,481 — 869 — 76,350 Noninterest income (loss) 152,716 7,787 13,370 (1,205) 172,668 Noninterest expense (benefit) 332,490 5,708 11,215 423 349,836 Income (loss) before income taxes 70,624 2,503 2,536 (10,511) 65,152 Income tax expense (benefit) 15,088 658 — (2,724) 13,022 Net income (loss) $ 55,536 $ 1,845 $ 2,536 $ (7,787) $ 52,130 Total assets $ 14,694,683 $ 30,138 $ 68,261 $ 15,851 $ 14,808,933 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2021
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2020 filed with the Securities and Exchange Commission on February 26, 2021.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” (“ASU 2020-04”), which provides temporary, optional guidance to ease the potential burden in accounting for reference rate reform on financial reporting. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions if certain criteria are met that reference LIBOR or another reference rate expected to be discontinued. As the guidance is intended to assist stakeholders during the global market-wide reference rate transition period, it is in effect only from March 12, 2020 through December 31, 2022. The Company has established a LIBOR Transition Committee and is currently evaluating the impact of adopting ASU 2020-04 on the Company’s financial statements. Subsequent Events : On October 1, 2021, the Company redeemed at par $15,000 of 6.50% Fixed-to-Floating Rate Subordinated Notes that were assumed as part of the Metropolitan BancGroup, Inc. acquisition in 2017. On October 27, 2021, the Company prepaid a $150,000 long-term advance from the Federal Home Loan Bank (“FHLB”). The long-term advance featured a floating rate of three-month LIBOR less 50 basis points with a 0% floor that converted to a fixed rate of 1.358% in October 2021. As a result of this early prepayment, the Company incurred penalty charges of $6,123. On October 27, 2021, the Bank terminated swaps with a total notional amount of $100,000. These swaps hedged forecasted future FHLB borrowings which are no longer forecasted to occur. As a result of the termination the Company recognized a gain of $4,730.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of September 30, 2021 or December 31, 2020. Amortized Gross Gross Fair September 30, 2021 U.S. Treasury securities $ 3,014 $ 10 $ — $ 3,024 Obligations of states and political subdivisions 372,311 9,096 (2,426) 378,981 Residential mortgage backed securities: Government agency mortgage backed securities 935,233 11,694 (3,689) 943,238 Government agency collateralized mortgage obligations 962,684 1,225 (6,172) 957,737 Commercial mortgage backed securities: Government agency mortgage backed securities 16,650 515 (1) 17,164 Government agency collateralized mortgage obligations 191,554 1,316 (2,338) 190,532 Other debt securities 51,321 2,646 — 53,967 $ 2,532,767 $ 26,502 $ (14,626) $ 2,544,643 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457
Schedule of realized gain (loss)	Securities sold were as set forth in the tables below. There were no securities sold during the three months ended September 30, 2020. Carrying Value Net Proceeds Gain/(Loss) Three months ended September 30, 2021 Residential mortgage backed securities: Government agency mortgage backed securities $ 9,232 $ 9,739 $ 507 Government agency collateralized mortgage obligations 6,736 6,866 130 Other debt securities 4,283 4,410 127 $ 20,251 $ 21,015 $ 764 Nine months ended September 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,474 3,902 Government agency collateralized mortgage obligations 12,362 12,512 150 Trust preferred securities 12,021 9,960 (2,061) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,406 $ 2,121 Carrying Value Net Proceeds Gain/(Loss) Nine months ended September 30, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 6,046 6,212 166 $ 8,742 $ 8,773 $ 31 Gross realized gains and losses on sales of securities available for sale for the three and nine months ended September 30, 2021 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Gross gains on sales of securities available for sale $ 825 $ — $ 4,333 $ 166 Gross losses on sales of securities available for sale (61) — (2,212) (135) Gains on sales of securities available for sale, net $ 764 $ — $ 2,121 $ 31
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at September 30, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Available for Sale Amortized Fair Due within one year $ 9,229 $ 9,334 Due after one year through five years 42,312 44,024 Due after five years through ten years 58,334 61,568 Due after ten years 290,472 293,271 Residential mortgage backed securities: Government agency mortgage backed securities 935,233 943,238 Government agency collateralized mortgage obligations 962,684 957,737 Commercial mortgage backed securities: Government agency mortgage backed securities 16,650 17,164 Government agency collateralized mortgage obligations 191,554 190,532 Other debt securities 26,299 27,775 $ 2,532,767 $ 2,544,643
Gross unrealized losses and fair value by investment category	The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: September 30, 2021 Obligations of states and political subdivisions 46 $ 145,658 $ (2,338) 3 $ 3,884 $ (88) 49 $ 149,542 $ (2,426) Residential mortgage backed securities: Government agency mortgage backed securities 45 508,398 (3,689) — — — 45 508,398 (3,689) Government agency collateralized mortgage obligations 33 726,128 (6,172) — — — 33 726,128 (6,172) Commercial mortgage backed securities: Government agency mortgage backed securities 17 3,673 (1) 1 439 — 18 4,112 (1) Government agency collateralized mortgage obligations 2 129,054 (2,303) 1 3,004 (35) 3 132,058 (2,338) Total 143 $ 1,512,911 $ (14,503) 5 $ 7,327 $ (123) 148 $ 1,520,238 $ (14,626) December 31, 2020 Obligations of states and political subdivisions 6 $ 9,403 $ (45) — $ — $ — 6 $ 9,403 $ (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,321,569 $ 2,360,471 Lease financing 83,496 80,022 Real estate – construction: Residential 306,537 243,814 Commercial 779,766 583,338 Total real estate – construction 1,086,303 827,152 Real estate – 1-4 family mortgage: Primary 1,657,195 1,536,181 Home equity 424,860 432,768 Rental/investment 268,609 264,436 Land development 133,732 123,179 Total real estate – 1-4 family mortgage 2,484,396 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,365,288 1,334,765 Non-owner occupied 2,323,135 2,194,739 Land development 106,475 120,125 Total real estate – commercial mortgage 3,794,898 3,649,629 Installment loans to individuals 109,499 149,862 Gross loans 8,880,161 9,423,700 Unearned income (4,281) (4,160) Loans, net of unearned income $ 8,875,880 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $67,462 and $1,128,703 as of September 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 114,450 $ 176,513 Real estate – construction: Residential 1,288 2,859 Commercial 3,705 28,093 Total real estate – construction 4,993 30,952 Real estate – 1-4 family mortgage: Primary 150,944 214,770 Home equity 56,692 80,392 Rental/investment 22,507 31,928 Land development 10,204 14,654 Total real estate – 1-4 family mortgage 240,347 341,744 Real estate – commercial mortgage: Owner-occupied 264,939 323,041 Non-owner occupied 456,102 552,728 Land development 19,791 29,454 Total real estate – commercial mortgage 740,832 905,223 Installment loans to individuals 40,322 59,675 Loans $ 1,140,944 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 1,436,019 $ 2,536,984 Lease financing 83,496 80,022 Real estate – construction: Residential 307,825 246,673 Commercial 783,471 611,431 Total real estate – construction 1,091,296 858,104 Real estate – 1-4 family mortgage: Primary 1,808,139 1,750,951 Home equity 481,552 513,160 Rental/investment 291,116 296,364 Land development 143,936 137,833 Total real estate – 1-4 family mortgage 2,724,743 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,630,227 1,657,806 Non-owner occupied 2,779,237 2,747,467 Land development 126,266 149,579 Total real estate – commercial mortgage 4,535,730 4,554,852 Installment loans to individuals 149,821 209,537 Gross loans 10,021,105 10,937,807 Unearned income (4,281) (4,160) Loans, net of unearned income 10,016,824 10,933,647 Allowance for credit losses on loans (170,038) (176,144) Net loans $ 9,846,786 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 1,708 $ 395 $ 1,313,683 $ 1,315,786 $ 414 $ 2,534 $ 2,835 $ 5,783 $ 1,321,569 Lease financing — — 83,485 83,485 — 11 — 11 83,496 Real estate – construction: Residential 853 — 305,684 306,537 — — — — 306,537 Commercial — — 779,766 779,766 — — — — 779,766 Total real estate – construction 853 — 1,085,450 1,086,303 — — — — 1,086,303 Real estate – 1-4 family mortgage: Primary 5,583 452 1,639,206 1,645,241 981 5,951 5,022 11,954 1,657,195 Home equity 1,225 — 422,897 424,122 61 502 175 738 424,860 Rental/investment 301 22 267,420 267,743 — 383 483 866 268,609 Land development 125 33 133,376 133,534 — 119 79 198 133,732 Total real estate – 1-4 family mortgage 7,234 507 2,462,899 2,470,640 1,042 6,955 5,759 13,756 2,484,396 Real estate – commercial mortgage: Owner-occupied 609 2 1,360,882 1,361,493 — 1,052 2,743 3,795 1,365,288 Non-owner occupied 167 4 2,317,375 2,317,546 — 13 5,576 5,589 2,323,135 Land development 273 — 106,088 106,361 — 114 — 114 106,475 Total real estate – commercial mortgage 1,049 6 3,784,345 3,785,400 — 1,179 8,319 9,498 3,794,898 Installment loans to individuals 765 — 108,516 109,281 79 34 105 218 109,499 Unearned income — — (4,281) (4,281) — — — — (4,281) Loans, net of unearned income $ 11,609 $ 908 $ 8,834,097 $ 8,846,614 $ 1,535 $ 10,713 $ 17,018 $ 29,266 $ 8,875,880 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 183 $ 1 $ 104,418 $ 104,602 $ 66 $ 1,640 $ 8,142 $ 9,848 $ 114,450 Real estate – construction: Residential — — 1,288 1,288 — — — — 1,288 Commercial — — 3,705 3,705 — — — — 3,705 Total real estate – construction — — 4,993 4,993 — — — — 4,993 Real estate – 1-4 family mortgage: Primary 639 — 145,333 145,972 428 2,360 2,184 4,972 150,944 Home equity 490 — 54,899 55,389 — 813 490 1,303 56,692 Rental/investment 148 26 22,231 22,405 — 54 48 102 22,507 Land development 75 — 10,117 10,192 — — 12 12 10,204 Total real estate – 1-4 family mortgage 1,352 26 232,580 233,958 428 3,227 2,734 6,389 240,347 Real estate – commercial mortgage: Owner-occupied 624 — 262,380 263,004 — 291 1,644 1,935 264,939 Non-owner occupied — — 448,283 448,283 — — 7,819 7,819 456,102 Land development 167 — 19,372 19,539 — 118 134 252 19,791 Total real estate – commercial mortgage 791 — 730,035 730,826 — 409 9,597 10,006 740,832 Installment loans to individuals 871 47 39,155 40,073 4 23 222 249 40,322 Loans, net of unearned income $ 3,197 $ 74 $ 1,111,181 $ 1,114,452 $ 498 $ 5,299 $ 20,695 $ 26,492 $ 1,140,944 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Three months ended September 30, 2020 Commercial, financial, agricultural 1 $ 31 $ 31 Real estate – 1-4 family mortgage: Primary 2 201 200 Rental/investment 1 33 32 Total real estate – 1-4 family mortgage 3 234 232 Real estate – commercial mortgage: Owner-occupied 2 357 357 Non-owner occupied 2 210 210 Total real estate – commercial mortgage 4 567 567 Total 8 $ 832 $ 830 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 Nine months ended September 30, 2020 Commercial, financial, agricultural 7 $ 1,862 $ 1,859 Real estate – 1-4 family mortgage: Primary 17 2,356 2,363 Rental/investment 2 142 142 Total real estate – 1-4 family mortgage 19 2,498 2,505 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 34 $ 7,802 $ 7,754 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 164 164 Three months ended September 30, 2020 Real estate – 1-4 family mortgage: Primary 2 $ 44 $ 44 Real estate – commercial mortgage: Owner-occupied 4 3,104 2,844 Total 6 $ 3,148 $ 2,888 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 Nine months ended September 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 31 9,441 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (4) (370) Paid in full (14) (6,031) Principal paydowns — (645) Totals at September 30, 2021 90 $ 14,191 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 3 1,411 Reclassified as performing restructured loan 2 115 Reductions due to: Reclassified to nonperforming loans (4) (2,485) Paid in full (5) (1,310) Charge-offs (1) (205) Principal paydowns — (221) Totals at September 30, 2021 43 $ 5,992
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 219,635 $ 300,742 $ 156,654 $ 51,385 $ 23,011 $ 13,120 $ 453,330 $ 2,846 $ 1,220,723 Pass 218,622 300,504 153,728 49,799 22,140 10,419 449,649 2,047 1,206,908 Special Mention — 143 2,386 290 635 1,251 458 — 5,163 Substandard 1,013 95 540 1,296 236 1,450 3,223 799 8,652 Real Estate - Construction $ 335,332 $ 404,063 $ 243,552 $ 13,876 $ — $ — $ 6,136 $ 5,499 $ 1,008,458 Residential $ 187,482 $ 32,508 $ — $ — $ — $ — $ 6,136 $ 5,499 $ 231,625 Pass 187,482 32,508 — — — — 6,136 5,499 231,625 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 147,850 $ 371,555 $ 243,552 $ 13,876 $ — $ — $ — $ — $ 776,833 Pass 147,850 371,555 238,899 13,876 — — — — 772,180 Special Mention — — 4,653 — — — — — 4,653 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 125,762 $ 73,169 $ 49,283 $ 20,751 $ 17,571 $ 9,480 $ 13,409 $ 525 $ 309,950 Primary $ 7,686 $ 6,791 $ 2,769 $ 3,636 $ 3,645 $ 747 $ 2,901 $ — $ 28,175 Pass 7,686 6,791 2,470 3,636 3,561 731 2,890 — 27,765 Special Mention — — 117 — — — — — 117 Substandard — — 182 — 84 16 11 — 293 Home Equity $ 768 $ 303 $ — $ — $ — $ — $ 6,300 $ — $ 7,371 Pass 768 303 — — — — 6,300 — 7,371 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Rental/Investment $ 59,238 $ 42,994 $ 23,169 $ 16,598 $ 13,706 $ 8,251 $ 1,017 $ 525 $ 165,498 Pass 59,218 42,646 22,049 16,466 13,515 7,791 1,017 525 163,227 Special Mention — 250 — — — 74 — — 324 Substandard 20 98 1,120 132 191 386 — — 1,947 Land Development $ 58,070 $ 23,081 $ 23,345 $ 517 $ 220 $ 482 $ 3,191 $ — $ 108,906 Pass 58,070 20,687 23,345 517 220 482 3,191 — 106,512 Special Mention — 2,394 — — — — — — 2,394 Substandard — — — — — — — — — Real Estate - Commercial Mortgage $ 682,955 $ 870,341 $ 674,008 $ 349,402 $ 323,092 $ 440,289 $ 124,028 $ 20,904 $ 3,485,019 Owner-Occupied $ 197,995 $ 283,768 $ 206,047 $ 154,453 $ 129,531 $ 136,496 $ 51,478 $ 9,064 $ 1,168,832 Pass 197,206 281,580 204,259 150,300 123,413 127,970 51,039 7,327 1,143,094 Special Mention — 2,188 248 — 1,806 535 424 1,737 6,938 Substandard 789 — 1,540 4,153 4,312 7,991 15 — 18,800 Non-Owner Occupied $ 458,535 $ 566,698 $ 457,532 $ 189,762 $ 190,987 $ 300,923 $ 66,342 $ 11,840 $ 2,242,619 Pass 456,834 557,835 448,778 176,525 116,126 287,266 66,273 11,840 2,121,477 Special Mention 1,495 8,863 6,739 13,237 55,167 — — — 85,501 Substandard 206 — 2,015 — 19,694 13,657 69 — 35,641 Land Development $ 26,425 $ 19,875 $ 10,429 $ 5,187 $ 2,574 $ 2,870 $ 6,208 $ — $ 73,568 Pass 26,154 17,840 10,429 5,146 2,574 2,870 6,208 — 71,221 Special Mention 271 — — — — — — — 271 Substandard — 2,035 — 41 — — — — 2,076 Installment loans to individuals $ — $ — $ 48 $ — $ — $ — $ — $ — $ 48 Pass — — 48 — — — — — 48 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,363,684 $ 1,648,315 $ 1,123,545 $ 435,414 $ 363,674 $ 462,889 $ 596,903 $ 29,774 $ 6,024,198 Pass 1,359,890 1,632,249 1,104,005 416,265 281,549 437,529 592,703 27,238 5,851,428 Special Mention 1,766 13,838 14,143 13,527 57,608 1,860 882 1,737 105,361 Substandard 2,028 2,228 5,397 5,622 24,517 23,500 3,318 799 67,409 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 20,672 $ 13,972 $ 9,042 $ 5,886 $ 3,437 $ 10,986 $ 36,502 $ 349 $ 100,846 Performing Loans 20,672 13,953 9,042 5,886 3,437 10,986 36,494 349 100,819 Non-Performing Loans — 19 — — — — 8 — 27 Lease Financing Receivables $ 24,603 $ 24,360 $ 17,486 $ 8,496 $ 2,535 $ 1,735 $ — $ — $ 79,215 Performing Loans 24,603 24,360 17,486 8,496 2,533 1,726 — — 79,204 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 43,491 $ 31,599 $ 2,666 $ — $ — $ — $ 89 $ — $ 77,845 Residential $ 41,261 $ 30,985 $ 2,666 $ — $ — $ — $ — $ — $ 74,912 Performing Loans 41,261 30,985 2,666 — — — — — 74,912 Non-Performing Loans — — — — — — — — — Commercial $ 2,230 $ 614 $ — $ — $ — $ — $ 89 $ — $ 2,933 Performing Loans 2,230 614 — — — — 89 — 2,933 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 476,276 $ 479,523 $ 247,128 $ 189,253 $ 144,872 $ 216,510 $ 417,620 $ 3,264 $ 2,174,446 Primary $ 435,290 $ 446,636 $ 231,955 $ 172,662 $ 130,572 $ 210,490 $ 1,415 $ — $ 1,629,020 Performing Loans 434,913 446,129 229,184 167,927 128,923 208,295 1,415 — 1,616,786 Non-Performing Loans 377 507 2,771 4,735 1,649 2,195 — — 12,234 Home Equity $ 411 $ — $ 123 $ 360 $ — $ 580 $ 413,191 $ 2,824 $ 417,489 Performing Loans 411 — 123 360 — 505 412,695 2,657 416,751 Non-Performing Loans — — — — — 75 496 167 738 Rental/Investment $ 29,306 $ 25,081 $ 13,641 $ 13,893 $ 13,045 $ 5,037 $ 2,668 $ 440 $ 103,111 Performing Loans 29,306 25,081 13,641 13,893 13,042 4,963 2,668 440 103,034 Non-Performing Loans — — — — 3 74 — — 77 Land Development $ 11,269 $ 7,806 $ 1,409 $ 2,338 $ 1,255 $ 403 $ 346 $ — $ 24,826 Performing Loans 11,269 7,806 1,376 2,338 1,176 317 346 — 24,628 Non-Performing Loans — — 33 — 79 86 — — 198 Real Estate - Commercial Mortgage $ 74,534 $ 68,291 $ 57,010 $ 41,371 $ 35,189 $ 23,312 $ 9,742 $ 430 $ 309,879 Owner-Occupied $ 43,335 $ 42,497 $ 37,434 $ 27,126 $ 23,562 $ 17,031 $ 5,182 $ 289 $ 196,456 Performing Loans 43,335 42,497 36,964 27,126 23,562 17,031 5,181 289 195,985 Non-Performing Loans — — 470 — — — 1 — 471 Non-Owner Occupied $ 20,903 $ 17,143 $ 14,725 $ 11,041 $ 9,657 $ 5,015 $ 1,891 $ 141 $ 80,516 Performing Loans 20,903 17,143 14,725 11,041 9,657 4,971 1,888 141 80,469 Non-Performing Loans — — — — — 44 3 — 47 Land Development $ 10,296 $ 8,651 $ 4,851 $ 3,204 $ 1,970 $ 1,266 $ 2,669 $ — $ 32,907 Performing Loans 10,296 8,646 4,835 3,204 1,970 1,215 2,669 — 32,835 Non-Performing Loans — 5 16 — — 51 — — 72 Installment loans to individuals $ 37,328 $ 21,508 $ 26,714 $ 8,805 $ 2,322 $ 2,162 $ 10,575 $ 37 $ 109,451 Performing Loans 37,267 21,503 26,657 8,781 2,294 2,122 10,575 33 109,232 Non-Performing Loans 61 5 57 24 28 40 — 4 219 Total loans not subject to risk rating $ 676,904 $ 639,253 $ 360,046 $ 253,811 $ 188,355 $ 254,705 $ 474,528 $ 4,080 $ 2,851,682 Performing Loans 676,466 638,717 356,699 249,052 186,594 252,131 474,020 3,909 2,837,588 Non-Performing Loans 438 536 3,347 4,759 1,761 2,574 508 171 14,094 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 663 $ 15,971 $ 14,278 $ 25,957 $ 47,190 $ 2,285 $ 106,344 Pass — — 663 14,210 9,602 18,894 42,695 898 86,962 Special Mention — — — 254 — — — — 254 Substandard — — — 1,507 4,676 7,063 4,495 1,387 19,128 Real Estate - Construction $ — $ — $ — $ 180 $ — $ 4,392 $ — $ — $ 4,572 Residential $ — $ — $ — $ 180 $ — $ 687 $ — $ — $ 867 Pass — — — 180 — 687 — — 867 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,705 $ — $ — $ 3,705 Pass — — — — — 3,705 — — 3,705 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 11,974 $ 4,477 $ 26,442 $ 930 $ 212 $ 44,035 Primary $ — $ — $ — $ 4,205 $ 2,542 $ 12,861 $ — $ — $ 19,608 Pass — — — 4,205 2,456 9,777 — — 16,438 Special Mention — — — — — 61 — — 61 Substandard — — — — 86 3,023 — — 3,109 Home Equity $ — $ — $ — $ — $ — $ — $ 693 $ 212 $ 905 Pass — — — — — — 269 — 269 Special Mention — — — — — — — — — Substandard — — — — — — 424 212 636 Rental/Investment $ — $ — $ — $ 815 $ 1,818 $ 11,358 $ 237 $ — $ 14,228 Pass — — — 815 1,818 10,440 87 — 13,160 Special Mention — — — — — 40 — — 40 Substandard — — — — — 878 150 — 1,028 Land Development $ — $ — $ — $ 6,954 $ 117 $ 2,223 $ — $ — $ 9,294 Pass — — — 6,954 86 820 — — 7,860 Special Mention — — — — — — — — — Substandard — — — — 31 1,403 — — 1,434 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 52,761 $ 146,704 $ 481,098 $ 9,224 $ 14,371 $ 704,158 Owner-Occupied $ — $ — $ — $ 14,063 $ 32,268 $ 191,688 $ 4,763 $ — $ 242,782 Pass — — — 14,063 28,406 168,961 4,754 — 216,184 Special Mention — — — — 1,568 1,701 — — 3,269 Substandard — — — — 2,294 21,026 9 — 23,329 Non-Owner Occupied $ — $ — $ — $ 36,795 $ 112,866 $ 277,021 $ 4,326 $ 14,371 $ 445,379 Pass — — — 20,420 105,055 236,855 4,326 4,415 371,071 Special Mention — — — 16,367 — 7,949 — — 24,316 Substandard — — — 8 7,811 32,217 — 9,956 49,992 Land Development $ — $ — $ — $ 1,903 $ 1,570 $ 12,389 $ 135 $ — $ 15,997 Pass — — — 1,903 1,570 6,316 135 — 9,924 Special Mention — — — — — 5,197 — — 5,197 Substandard — — — — — 876 — — 876 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 663 $ 80,886 $ 165,459 $ 537,889 $ 57,344 $ 16,868 $ 859,109 Pass — — 663 62,750 148,993 456,455 52,266 5,313 726,440 Special Mention — — — 16,621 1,568 14,948 — — 33,137 Substandard — — — 1,515 14,898 66,486 5,078 11,555 99,532 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 364 $ 126 $ 2,457 $ 4,949 $ 210 $ 8,106 Performing Loans — — — 364 126 2,457 4,949 210 8,106 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Residential $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Performing Loans — — — 421 — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 359 $ 1,741 $ 22,792 $ 120,168 $ 49,654 $ 1,598 $ 196,312 Primary $ — $ — $ 240 $ 1,195 $ 20,320 $ 109,331 $ 164 $ 86 $ 131,336 Performing Loans — — 240 1,085 19,715 105,326 164 21 126,551 Non-Performing Loans — — — 110 605 4,005 — 65 4,785 Home Equity $ — $ — $ — $ 546 $ 2,278 $ 1,966 $ 49,485 $ 1,512 $ 55,787 Performing Loans — — — 546 2,278 1,890 48,906 1,077 54,697 Non-Performing Loans — — — — — 76 579 435 1,090 Rental/Investment $ — $ — $ 119 $ — $ 121 $ 8,034 $ 5 $ — $ 8,279 Performing Loans — — 119 — 121 8,034 5 — 8,279 Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 73 $ 837 $ — $ — $ 910 Performing Loans — — — — 73 837 — — 910 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 328 $ 1,400 $ 954 $ 32,755 $ 1,237 $ — $ 36,674 Owner-Occupied $ — $ — $ — $ 860 $ 573 $ 19,864 $ 860 $ — $ 22,157 Performing Loans — — — 860 573 19,848 860 — 22,141 Non-Performing Loans — — — — — 16 — — 16 Non-Owner Occupied $ — $ — $ 328 $ 391 $ — $ 9,735 $ 269 $ — $ 10,723 Performing Loans — — 328 391 — 9,735 269 — 10,723 Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 149 $ 381 $ 3,156 $ 108 $ — $ 3,794 Performing Loans — — — 149 381 3,156 108 — 3,794 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 23,428 $ 10,892 $ 4,306 $ 1,654 $ 40 $ 40,320 Performing Loans — — — 23,373 10,876 4,101 1,644 30 40,024 Non-Performing Loans — — — 55 16 205 10 10 296 Total loans not subject to risk rating $ — $ — $ 687 $ 27,354 $ 34,764 $ 159,686 $ 57,494 $ 1,848 $ 281,833 Performing Loans — — 687 27,189 34,143 155,384 56,905 1,338 275,646 Non-Performing Loans — — — 165 621 4,302 589 510 6,187 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Purchased Loans (Tables)

Purchased Loans (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,321,569 $ 2,360,471 Lease financing 83,496 80,022 Real estate – construction: Residential 306,537 243,814 Commercial 779,766 583,338 Total real estate – construction 1,086,303 827,152 Real estate – 1-4 family mortgage: Primary 1,657,195 1,536,181 Home equity 424,860 432,768 Rental/investment 268,609 264,436 Land development 133,732 123,179 Total real estate – 1-4 family mortgage 2,484,396 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,365,288 1,334,765 Non-owner occupied 2,323,135 2,194,739 Land development 106,475 120,125 Total real estate – commercial mortgage 3,794,898 3,649,629 Installment loans to individuals 109,499 149,862 Gross loans 8,880,161 9,423,700 Unearned income (4,281) (4,160) Loans, net of unearned income $ 8,875,880 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $67,462 and $1,128,703 as of September 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 114,450 $ 176,513 Real estate – construction: Residential 1,288 2,859 Commercial 3,705 28,093 Total real estate – construction 4,993 30,952 Real estate – 1-4 family mortgage: Primary 150,944 214,770 Home equity 56,692 80,392 Rental/investment 22,507 31,928 Land development 10,204 14,654 Total real estate – 1-4 family mortgage 240,347 341,744 Real estate – commercial mortgage: Owner-occupied 264,939 323,041 Non-owner occupied 456,102 552,728 Land development 19,791 29,454 Total real estate – commercial mortgage 740,832 905,223 Installment loans to individuals 40,322 59,675 Loans $ 1,140,944 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 1,436,019 $ 2,536,984 Lease financing 83,496 80,022 Real estate – construction: Residential 307,825 246,673 Commercial 783,471 611,431 Total real estate – construction 1,091,296 858,104 Real estate – 1-4 family mortgage: Primary 1,808,139 1,750,951 Home equity 481,552 513,160 Rental/investment 291,116 296,364 Land development 143,936 137,833 Total real estate – 1-4 family mortgage 2,724,743 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,630,227 1,657,806 Non-owner occupied 2,779,237 2,747,467 Land development 126,266 149,579 Total real estate – commercial mortgage 4,535,730 4,554,852 Installment loans to individuals 149,821 209,537 Gross loans 10,021,105 10,937,807 Unearned income (4,281) (4,160) Loans, net of unearned income 10,016,824 10,933,647 Allowance for credit losses on loans (170,038) (176,144) Net loans $ 9,846,786 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 1,708 $ 395 $ 1,313,683 $ 1,315,786 $ 414 $ 2,534 $ 2,835 $ 5,783 $ 1,321,569 Lease financing — — 83,485 83,485 — 11 — 11 83,496 Real estate – construction: Residential 853 — 305,684 306,537 — — — — 306,537 Commercial — — 779,766 779,766 — — — — 779,766 Total real estate – construction 853 — 1,085,450 1,086,303 — — — — 1,086,303 Real estate – 1-4 family mortgage: Primary 5,583 452 1,639,206 1,645,241 981 5,951 5,022 11,954 1,657,195 Home equity 1,225 — 422,897 424,122 61 502 175 738 424,860 Rental/investment 301 22 267,420 267,743 — 383 483 866 268,609 Land development 125 33 133,376 133,534 — 119 79 198 133,732 Total real estate – 1-4 family mortgage 7,234 507 2,462,899 2,470,640 1,042 6,955 5,759 13,756 2,484,396 Real estate – commercial mortgage: Owner-occupied 609 2 1,360,882 1,361,493 — 1,052 2,743 3,795 1,365,288 Non-owner occupied 167 4 2,317,375 2,317,546 — 13 5,576 5,589 2,323,135 Land development 273 — 106,088 106,361 — 114 — 114 106,475 Total real estate – commercial mortgage 1,049 6 3,784,345 3,785,400 — 1,179 8,319 9,498 3,794,898 Installment loans to individuals 765 — 108,516 109,281 79 34 105 218 109,499 Unearned income — — (4,281) (4,281) — — — — (4,281) Loans, net of unearned income $ 11,609 $ 908 $ 8,834,097 $ 8,846,614 $ 1,535 $ 10,713 $ 17,018 $ 29,266 $ 8,875,880 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2021 Commercial, financial, agricultural $ 183 $ 1 $ 104,418 $ 104,602 $ 66 $ 1,640 $ 8,142 $ 9,848 $ 114,450 Real estate – construction: Residential — — 1,288 1,288 — — — — 1,288 Commercial — — 3,705 3,705 — — — — 3,705 Total real estate – construction — — 4,993 4,993 — — — — 4,993 Real estate – 1-4 family mortgage: Primary 639 — 145,333 145,972 428 2,360 2,184 4,972 150,944 Home equity 490 — 54,899 55,389 — 813 490 1,303 56,692 Rental/investment 148 26 22,231 22,405 — 54 48 102 22,507 Land development 75 — 10,117 10,192 — — 12 12 10,204 Total real estate – 1-4 family mortgage 1,352 26 232,580 233,958 428 3,227 2,734 6,389 240,347 Real estate – commercial mortgage: Owner-occupied 624 — 262,380 263,004 — 291 1,644 1,935 264,939 Non-owner occupied — — 448,283 448,283 — — 7,819 7,819 456,102 Land development 167 — 19,372 19,539 — 118 134 252 19,791 Total real estate – commercial mortgage 791 — 730,035 730,826 — 409 9,597 10,006 740,832 Installment loans to individuals 871 47 39,155 40,073 4 23 222 249 40,322 Loans, net of unearned income $ 3,197 $ 74 $ 1,111,181 $ 1,114,452 $ 498 $ 5,299 $ 20,695 $ 26,492 $ 1,140,944 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Three months ended September 30, 2020 Commercial, financial, agricultural 1 $ 31 $ 31 Real estate – 1-4 family mortgage: Primary 2 201 200 Rental/investment 1 33 32 Total real estate – 1-4 family mortgage 3 234 232 Real estate – commercial mortgage: Owner-occupied 2 357 357 Non-owner occupied 2 210 210 Total real estate – commercial mortgage 4 567 567 Total 8 $ 832 $ 830 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 Nine months ended September 30, 2020 Commercial, financial, agricultural 7 $ 1,862 $ 1,859 Real estate – 1-4 family mortgage: Primary 17 2,356 2,363 Rental/investment 2 142 142 Total real estate – 1-4 family mortgage 19 2,498 2,505 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 34 $ 7,802 $ 7,754 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 164 164 Three months ended September 30, 2020 Real estate – 1-4 family mortgage: Primary 2 $ 44 $ 44 Real estate – commercial mortgage: Owner-occupied 4 3,104 2,844 Total 6 $ 3,148 $ 2,888 Number of Pre- Post- Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 Nine months ended September 30, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 76 $ 11,761 Additional advances or loans with concessions 31 9,441 Reclassified as performing restructured loan 1 35 Reductions due to: Reclassified as nonperforming (4) (370) Paid in full (14) (6,031) Principal paydowns — (645) Totals at September 30, 2021 90 $ 14,191 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2021 48 $ 8,687 Additional advances or loans with concessions 3 1,411 Reclassified as performing restructured loan 2 115 Reductions due to: Reclassified to nonperforming loans (4) (2,485) Paid in full (5) (1,310) Charge-offs (1) (205) Principal paydowns — (221) Totals at September 30, 2021 43 $ 5,992
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 219,635 $ 300,742 $ 156,654 $ 51,385 $ 23,011 $ 13,120 $ 453,330 $ 2,846 $ 1,220,723 Pass 218,622 300,504 153,728 49,799 22,140 10,419 449,649 2,047 1,206,908 Special Mention — 143 2,386 290 635 1,251 458 — 5,163 Substandard 1,013 95 540 1,296 236 1,450 3,223 799 8,652 Real Estate - Construction $ 335,332 $ 404,063 $ 243,552 $ 13,876 $ — $ — $ 6,136 $ 5,499 $ 1,008,458 Residential $ 187,482 $ 32,508 $ — $ — $ — $ — $ 6,136 $ 5,499 $ 231,625 Pass 187,482 32,508 — — — — 6,136 5,499 231,625 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 147,850 $ 371,555 $ 243,552 $ 13,876 $ — $ — $ — $ — $ 776,833 Pass 147,850 371,555 238,899 13,876 — — — — 772,180 Special Mention — — 4,653 — — — — — 4,653 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 125,762 $ 73,169 $ 49,283 $ 20,751 $ 17,571 $ 9,480 $ 13,409 $ 525 $ 309,950 Primary $ 7,686 $ 6,791 $ 2,769 $ 3,636 $ 3,645 $ 747 $ 2,901 $ — $ 28,175 Pass 7,686 6,791 2,470 3,636 3,561 731 2,890 — 27,765 Special Mention — — 117 — — — — — 117 Substandard — — 182 — 84 16 11 — 293 Home Equity $ 768 $ 303 $ — $ — $ — $ — $ 6,300 $ — $ 7,371 Pass 768 303 — — — — 6,300 — 7,371 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Rental/Investment $ 59,238 $ 42,994 $ 23,169 $ 16,598 $ 13,706 $ 8,251 $ 1,017 $ 525 $ 165,498 Pass 59,218 42,646 22,049 16,466 13,515 7,791 1,017 525 163,227 Special Mention — 250 — — — 74 — — 324 Substandard 20 98 1,120 132 191 386 — — 1,947 Land Development $ 58,070 $ 23,081 $ 23,345 $ 517 $ 220 $ 482 $ 3,191 $ — $ 108,906 Pass 58,070 20,687 23,345 517 220 482 3,191 — 106,512 Special Mention — 2,394 — — — — — — 2,394 Substandard — — — — — — — — — Real Estate - Commercial Mortgage $ 682,955 $ 870,341 $ 674,008 $ 349,402 $ 323,092 $ 440,289 $ 124,028 $ 20,904 $ 3,485,019 Owner-Occupied $ 197,995 $ 283,768 $ 206,047 $ 154,453 $ 129,531 $ 136,496 $ 51,478 $ 9,064 $ 1,168,832 Pass 197,206 281,580 204,259 150,300 123,413 127,970 51,039 7,327 1,143,094 Special Mention — 2,188 248 — 1,806 535 424 1,737 6,938 Substandard 789 — 1,540 4,153 4,312 7,991 15 — 18,800 Non-Owner Occupied $ 458,535 $ 566,698 $ 457,532 $ 189,762 $ 190,987 $ 300,923 $ 66,342 $ 11,840 $ 2,242,619 Pass 456,834 557,835 448,778 176,525 116,126 287,266 66,273 11,840 2,121,477 Special Mention 1,495 8,863 6,739 13,237 55,167 — — — 85,501 Substandard 206 — 2,015 — 19,694 13,657 69 — 35,641 Land Development $ 26,425 $ 19,875 $ 10,429 $ 5,187 $ 2,574 $ 2,870 $ 6,208 $ — $ 73,568 Pass 26,154 17,840 10,429 5,146 2,574 2,870 6,208 — 71,221 Special Mention 271 — — — — — — — 271 Substandard — 2,035 — 41 — — — — 2,076 Installment loans to individuals $ — $ — $ 48 $ — $ — $ — $ — $ — $ 48 Pass — — 48 — — — — — 48 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,363,684 $ 1,648,315 $ 1,123,545 $ 435,414 $ 363,674 $ 462,889 $ 596,903 $ 29,774 $ 6,024,198 Pass 1,359,890 1,632,249 1,104,005 416,265 281,549 437,529 592,703 27,238 5,851,428 Special Mention 1,766 13,838 14,143 13,527 57,608 1,860 882 1,737 105,361 Substandard 2,028 2,228 5,397 5,622 24,517 23,500 3,318 799 67,409 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ 20,672 $ 13,972 $ 9,042 $ 5,886 $ 3,437 $ 10,986 $ 36,502 $ 349 $ 100,846 Performing Loans 20,672 13,953 9,042 5,886 3,437 10,986 36,494 349 100,819 Non-Performing Loans — 19 — — — — 8 — 27 Lease Financing Receivables $ 24,603 $ 24,360 $ 17,486 $ 8,496 $ 2,535 $ 1,735 $ — $ — $ 79,215 Performing Loans 24,603 24,360 17,486 8,496 2,533 1,726 — — 79,204 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 43,491 $ 31,599 $ 2,666 $ — $ — $ — $ 89 $ — $ 77,845 Residential $ 41,261 $ 30,985 $ 2,666 $ — $ — $ — $ — $ — $ 74,912 Performing Loans 41,261 30,985 2,666 — — — — — 74,912 Non-Performing Loans — — — — — — — — — Commercial $ 2,230 $ 614 $ — $ — $ — $ — $ 89 $ — $ 2,933 Performing Loans 2,230 614 — — — — 89 — 2,933 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 476,276 $ 479,523 $ 247,128 $ 189,253 $ 144,872 $ 216,510 $ 417,620 $ 3,264 $ 2,174,446 Primary $ 435,290 $ 446,636 $ 231,955 $ 172,662 $ 130,572 $ 210,490 $ 1,415 $ — $ 1,629,020 Performing Loans 434,913 446,129 229,184 167,927 128,923 208,295 1,415 — 1,616,786 Non-Performing Loans 377 507 2,771 4,735 1,649 2,195 — — 12,234 Home Equity $ 411 $ — $ 123 $ 360 $ — $ 580 $ 413,191 $ 2,824 $ 417,489 Performing Loans 411 — 123 360 — 505 412,695 2,657 416,751 Non-Performing Loans — — — — — 75 496 167 738 Rental/Investment $ 29,306 $ 25,081 $ 13,641 $ 13,893 $ 13,045 $ 5,037 $ 2,668 $ 440 $ 103,111 Performing Loans 29,306 25,081 13,641 13,893 13,042 4,963 2,668 440 103,034 Non-Performing Loans — — — — 3 74 — — 77 Land Development $ 11,269 $ 7,806 $ 1,409 $ 2,338 $ 1,255 $ 403 $ 346 $ — $ 24,826 Performing Loans 11,269 7,806 1,376 2,338 1,176 317 346 — 24,628 Non-Performing Loans — — 33 — 79 86 — — 198 Real Estate - Commercial Mortgage $ 74,534 $ 68,291 $ 57,010 $ 41,371 $ 35,189 $ 23,312 $ 9,742 $ 430 $ 309,879 Owner-Occupied $ 43,335 $ 42,497 $ 37,434 $ 27,126 $ 23,562 $ 17,031 $ 5,182 $ 289 $ 196,456 Performing Loans 43,335 42,497 36,964 27,126 23,562 17,031 5,181 289 195,985 Non-Performing Loans — — 470 — — — 1 — 471 Non-Owner Occupied $ 20,903 $ 17,143 $ 14,725 $ 11,041 $ 9,657 $ 5,015 $ 1,891 $ 141 $ 80,516 Performing Loans 20,903 17,143 14,725 11,041 9,657 4,971 1,888 141 80,469 Non-Performing Loans — — — — — 44 3 — 47 Land Development $ 10,296 $ 8,651 $ 4,851 $ 3,204 $ 1,970 $ 1,266 $ 2,669 $ — $ 32,907 Performing Loans 10,296 8,646 4,835 3,204 1,970 1,215 2,669 — 32,835 Non-Performing Loans — 5 16 — — 51 — — 72 Installment loans to individuals $ 37,328 $ 21,508 $ 26,714 $ 8,805 $ 2,322 $ 2,162 $ 10,575 $ 37 $ 109,451 Performing Loans 37,267 21,503 26,657 8,781 2,294 2,122 10,575 33 109,232 Non-Performing Loans 61 5 57 24 28 40 — 4 219 Total loans not subject to risk rating $ 676,904 $ 639,253 $ 360,046 $ 253,811 $ 188,355 $ 254,705 $ 474,528 $ 4,080 $ 2,851,682 Performing Loans 676,466 638,717 356,699 249,052 186,594 252,131 474,020 3,909 2,837,588 Non-Performing Loans 438 536 3,347 4,759 1,761 2,574 508 171 14,094 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ 663 $ 15,971 $ 14,278 $ 25,957 $ 47,190 $ 2,285 $ 106,344 Pass — — 663 14,210 9,602 18,894 42,695 898 86,962 Special Mention — — — 254 — — — — 254 Substandard — — — 1,507 4,676 7,063 4,495 1,387 19,128 Real Estate - Construction $ — $ — $ — $ 180 $ — $ 4,392 $ — $ — $ 4,572 Residential $ — $ — $ — $ 180 $ — $ 687 $ — $ — $ 867 Pass — — — 180 — 687 — — 867 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,705 $ — $ — $ 3,705 Pass — — — — — 3,705 — — 3,705 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 11,974 $ 4,477 $ 26,442 $ 930 $ 212 $ 44,035 Primary $ — $ — $ — $ 4,205 $ 2,542 $ 12,861 $ — $ — $ 19,608 Pass — — — 4,205 2,456 9,777 — — 16,438 Special Mention — — — — — 61 — — 61 Substandard — — — — 86 3,023 — — 3,109 Home Equity $ — $ — $ — $ — $ — $ — $ 693 $ 212 $ 905 Pass — — — — — — 269 — 269 Special Mention — — — — — — — — — Substandard — — — — — — 424 212 636 Rental/Investment $ — $ — $ — $ 815 $ 1,818 $ 11,358 $ 237 $ — $ 14,228 Pass — — — 815 1,818 10,440 87 — 13,160 Special Mention — — — — — 40 — — 40 Substandard — — — — — 878 150 — 1,028 Land Development $ — $ — $ — $ 6,954 $ 117 $ 2,223 $ — $ — $ 9,294 Pass — — — 6,954 86 820 — — 7,860 Special Mention — — — — — — — — — Substandard — — — — 31 1,403 — — 1,434 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 52,761 $ 146,704 $ 481,098 $ 9,224 $ 14,371 $ 704,158 Owner-Occupied $ — $ — $ — $ 14,063 $ 32,268 $ 191,688 $ 4,763 $ — $ 242,782 Pass — — — 14,063 28,406 168,961 4,754 — 216,184 Special Mention — — — — 1,568 1,701 — — 3,269 Substandard — — — — 2,294 21,026 9 — 23,329 Non-Owner Occupied $ — $ — $ — $ 36,795 $ 112,866 $ 277,021 $ 4,326 $ 14,371 $ 445,379 Pass — — — 20,420 105,055 236,855 4,326 4,415 371,071 Special Mention — — — 16,367 — 7,949 — — 24,316 Substandard — — — 8 7,811 32,217 — 9,956 49,992 Land Development $ — $ — $ — $ 1,903 $ 1,570 $ 12,389 $ 135 $ — $ 15,997 Pass — — — 1,903 1,570 6,316 135 — 9,924 Special Mention — — — — — 5,197 — — 5,197 Substandard — — — — — 876 — — 876 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 663 $ 80,886 $ 165,459 $ 537,889 $ 57,344 $ 16,868 $ 859,109 Pass — — 663 62,750 148,993 456,455 52,266 5,313 726,440 Special Mention — — — 16,621 1,568 14,948 — — 33,137 Substandard — — — 1,515 14,898 66,486 5,078 11,555 99,532 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ 364 $ 126 $ 2,457 $ 4,949 $ 210 $ 8,106 Performing Loans — — — 364 126 2,457 4,949 210 8,106 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Residential $ — $ — $ — $ 421 $ — $ — $ — $ — $ 421 Performing Loans — — — 421 — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 359 $ 1,741 $ 22,792 $ 120,168 $ 49,654 $ 1,598 $ 196,312 Primary $ — $ — $ 240 $ 1,195 $ 20,320 $ 109,331 $ 164 $ 86 $ 131,336 Performing Loans — — 240 1,085 19,715 105,326 164 21 126,551 Non-Performing Loans — — — 110 605 4,005 — 65 4,785 Home Equity $ — $ — $ — $ 546 $ 2,278 $ 1,966 $ 49,485 $ 1,512 $ 55,787 Performing Loans — — — 546 2,278 1,890 48,906 1,077 54,697 Non-Performing Loans — — — — — 76 579 435 1,090 Rental/Investment $ — $ — $ 119 $ — $ 121 $ 8,034 $ 5 $ — $ 8,279 Performing Loans — — 119 — 121 8,034 5 — 8,279 Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 73 $ 837 $ — $ — $ 910 Performing Loans — — — — 73 837 — — 910 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ 328 $ 1,400 $ 954 $ 32,755 $ 1,237 $ — $ 36,674 Owner-Occupied $ — $ — $ — $ 860 $ 573 $ 19,864 $ 860 $ — $ 22,157 Performing Loans — — — 860 573 19,848 860 — 22,141 Non-Performing Loans — — — — — 16 — — 16 Non-Owner Occupied $ — $ — $ 328 $ 391 $ — $ 9,735 $ 269 $ — $ 10,723 Performing Loans — — 328 391 — 9,735 269 — 10,723 Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 149 $ 381 $ 3,156 $ 108 $ — $ 3,794 Performing Loans — — — 149 381 3,156 108 — 3,794 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 23,428 $ 10,892 $ 4,306 $ 1,654 $ 40 $ 40,320 Performing Loans — — — 23,373 10,876 4,101 1,644 30 40,024 Non-Performing Loans — — — 55 16 205 10 10 296 Total loans not subject to risk rating $ — $ — $ 687 $ 27,354 $ 34,764 $ 159,686 $ 57,494 $ 1,848 $ 281,833 Performing Loans — — 687 27,189 34,143 155,384 56,905 1,338 275,646 Non-Performing Loans — — — 165 621 4,302 589 510 6,187 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2021
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural (1) $ 1,321,569 $ 2,360,471 Lease financing 83,496 80,022 Real estate – construction: Residential 306,537 243,814 Commercial 779,766 583,338 Total real estate – construction 1,086,303 827,152 Real estate – 1-4 family mortgage: Primary 1,657,195 1,536,181 Home equity 424,860 432,768 Rental/investment 268,609 264,436 Land development 133,732 123,179 Total real estate – 1-4 family mortgage 2,484,396 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,365,288 1,334,765 Non-owner occupied 2,323,135 2,194,739 Land development 106,475 120,125 Total real estate – commercial mortgage 3,794,898 3,649,629 Installment loans to individuals 109,499 149,862 Gross loans 8,880,161 9,423,700 Unearned income (4,281) (4,160) Loans, net of unearned income $ 8,875,880 $ 9,419,540 (1) Includes Paycheck Protection Program (“PPP”) loans of $67,462 and $1,128,703 as of September 30, 2021 and December 31, 2020, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 114,450 $ 176,513 Real estate – construction: Residential 1,288 2,859 Commercial 3,705 28,093 Total real estate – construction 4,993 30,952 Real estate – 1-4 family mortgage: Primary 150,944 214,770 Home equity 56,692 80,392 Rental/investment 22,507 31,928 Land development 10,204 14,654 Total real estate – 1-4 family mortgage 240,347 341,744 Real estate – commercial mortgage: Owner-occupied 264,939 323,041 Non-owner occupied 456,102 552,728 Land development 19,791 29,454 Total real estate – commercial mortgage 740,832 905,223 Installment loans to individuals 40,322 59,675 Loans $ 1,140,944 $ 1,514,107 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2020 Commercial, financial, agricultural $ 1,436,019 $ 2,536,984 Lease financing 83,496 80,022 Real estate – construction: Residential 307,825 246,673 Commercial 783,471 611,431 Total real estate – construction 1,091,296 858,104 Real estate – 1-4 family mortgage: Primary 1,808,139 1,750,951 Home equity 481,552 513,160 Rental/investment 291,116 296,364 Land development 143,936 137,833 Total real estate – 1-4 family mortgage 2,724,743 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,630,227 1,657,806 Non-owner occupied 2,779,237 2,747,467 Land development 126,266 149,579 Total real estate – commercial mortgage 4,535,730 4,554,852 Installment loans to individuals 149,821 209,537 Gross loans 10,021,105 10,937,807 Unearned income (4,281) (4,160) Loans, net of unearned income 10,016,824 10,933,647 Allowance for credit losses on loans (170,038) (176,144) Net loans $ 9,846,786 $ 10,757,503
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Charge-offs (1,225) — (276) (184) (13) (1,281) (2,979) Recoveries 418 — 193 190 11 1,051 1,863 Net (charge-offs) recoveries (807) — (83) 6 (2) (230) (1,116) (Recovery of) provision for credit losses on loans (1,210) 440 961 (1,004) 61 (448) (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Nine Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (5,907) (52) (529) (416) (13) (4,286) (11,203) Recoveries 940 13 855 504 36 3,949 6,297 Net (charge-offs) recoveries (4,967) (39) 326 88 23 (337) (4,906) (Recovery of) provision for credit losses on loans 913 161 (310) (2,320) (77) 433 (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Period-End Amount Allocated to: Individually evaluated $ 9,717 $ — $ 206 $ 5,968 $ — $ 607 $ 16,498 Collectively evaluated 25,260 16,169 31,975 67,927 1,570 10,639 153,540 Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Loans: Individually evaluated $ 15,193 $ — $ 5,311 $ 19,120 $ — $ 617 $ 40,241 Collectively evaluated 1,420,826 1,091,296 2,719,432 4,516,610 79,215 149,204 9,976,583 Ending balance $ 1,436,019 $ 1,091,296 $ 2,724,743 $ 4,535,730 $ 79,215 $ 149,821 $ 10,016,824 Nonaccruing loans with no allowance for credit losses $ 2,658 $ — $ 3,039 $ 2,865 $ — $ 10 $ 8,572 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended September 30, 2020 Allowance for credit losses: Beginning balance $ 30,685 $ 12,538 $ 29,401 $ 60,061 $ 1,812 $ 10,890 $ 145,387 Charge-offs (420) (136) (720) (553) (168) (1,579) (3,576) Recoveries 698 31 152 711 1 1,594 3,187 Net (charge-offs) recoveries 278 (105) (568) 158 (167) 15 (389) Provision for credit losses on loans 7,232 1,386 3,872 10,363 187 60 23,100 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Nine Months Ended September 30, 2020 Allowance for credit losses: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (1,969) (668) (1,083) (2,600) (168) (6,003) (12,491) Recoveries 996 31 288 2,451 11 5,816 9,593 Net (charge-offs) recoveries (973) (637) (795) (149) (157) (187) (2,898) Provision for credit losses on loans 17,159 5,922 9,372 41,448 558 1,891 76,350 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Period-End Amount Allocated to: Individually evaluated $ 10,211 $ — $ 275 $ 380 $ — $ 270 $ 11,136 Collectively evaluated 27,984 13,819 32,430 70,202 1,832 10,695 156,962 Ending balance $ 38,195 $ 13,819 $ 32,705 $ 70,582 $ 1,832 $ 10,965 $ 168,098 Loans: Individually evaluated $ 17,670 $ — $ 4,718 $ 6,596 $ — $ 618 $ 29,602 Collectively evaluated 2,630,392 773,119 2,755,676 4,570,413 82,928 242,608 11,055,136 Ending balance $ 2,648,062 $ 773,119 $ 2,760,394 $ 4,577,009 $ 82,928 $ 243,226 $ 11,084,738 Nonaccruing loans with no allowance for credit losses $ 589 $ — $ 4,147 $ 3,644 $ — $ — $ 8,380
Unfunded loan commitments, allowance for credit losses	Three Months Ended September 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 17,335 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (200) 2,700 Ending balance $ 20,335 $ 20,035 Nine Months Ended September 30, 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (200) 8,700 Ending balance $ 20,335 $ 20,035

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2021
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total September 30, 2021 Residential real estate $ 127 $ 376 $ 503 Commercial real estate 858 1,813 2,671 Residential land development 311 4 315 Commercial land development 1,157 59 1,216 Total $ 2,453 $ 2,252 $ 4,705 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2021 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 1,047 2,124 3,171 Impairments (220) (70) (290) Dispositions (2,171) (1,836) (4,007) Other (130) (11) (141) Balance at September 30, 2021 $ 2,453 $ 2,252 $ 4,705
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Repairs and maintenance $ 17 $ 64 $ 60 $ 234 Property taxes and insurance 6 35 54 186 Impairments 173 820 290 1,647 Net (gains) losses on OREO sales (24) 117 (74) 27 Rental income (4) (3) (17) (23) Total $ 168 $ 1,033 $ 313 $ 2,071

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the nine months ended September 30, 2021 were as follows: Community Banks Insurance Total Balance at January 1, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at September 30, 2021 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying September 30, 2021 Core deposit intangibles $ 82,492 $ (58,020) $ 24,472 Customer relationship intangible 2,470 (1,420) 1,050 Total finite-lived intangible assets $ 84,962 $ (59,440) $ 25,522 December 31, 2020 Core deposit intangibles $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Amortization expense for: Core deposit intangibles $ 1,436 $ 1,688 $ 4,482 $ 5,326 Customer relationship intangible 45 45 136 136 Total intangible amortization $ 1,481 $ 1,733 $ 4,618 $ 5,462
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2021 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2021 $ 5,860 $ 181 $ 6,041 2022 4,940 181 5,121 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,103 181 3,284

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2021
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2021 $ 62,994 Capitalization 26,532 Amortization (16,700) Valuation adjustment 13,561 Balance at September 30, 2021 $ 86,387
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: September 30, 2021 December 31, 2020 Unpaid principal balance $ 8,470,973 $ 7,322,671 Weighted-average prepayment speed (CPR) 11.68 % 15.05 % Estimated impact of a 10% increase $ (4,258) $ (4,001) Estimated impact of a 20% increase (8,254) (7,674) Discount rate 9.83 % 9.86 % Estimated impact of a 10% increase $ (3,381) $ (2,144) Estimated impact of a 20% increase (6,520) (4,144) Weighted-average coupon interest rate 3.33 % 3.58 % Weighted-average servicing fee (basis points) 30.52 29.94 Weighted-average remaining maturity (in years) 6.23 5.14

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2021
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2021 2020 2021 2020 Service cost $ — $ — $ 2 $ 2 Interest cost 171 246 4 3 Expected return on plan assets (442) (412) — — Recognized actuarial loss (gain) 67 87 — (23) Net periodic (return) benefit cost $ (204) $ (79) $ 6 $ (18) Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2021 2020 2021 2020 Service cost $ — $ — $ 4 $ 5 Interest cost 512 738 11 10 Expected return on plan assets (1,326) (1,238) — — Recognized actuarial loss (gain) 199 262 (2) (68) Net periodic (return) benefit cost $ (615) $ (238) $ 13 $ (53)
Summary of the changes in stock options and restricted stock	The following table summarizes information about options outstanding, exercised and forfeited as of and for the nine months ended September 30, 2021: Shares Weighted Average Exercise Price Options outstanding at beginning of period 10,500 $ 14.96 Granted — — Exercised (5,000) 14.96 Forfeited — — Options outstanding at end of period 5,500 $ 14.96 The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2021: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 253,733 37.22 Vested — — (139,752) 36.89 Cancelled — — (53,737) 37.65 Nonvested at end of period 211,057 $ 33.30 608,660 $ 34.49

Derivative Instruments (Tables)

Derivative Instruments (Tables)	9 Months Ended
	Sep. 30, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 190,200 $ 5,268 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 422,596 7,592 589,701 19,824 Forward commitments Other Assets 550,000 3,659 — — Totals $ 1,162,796 $ 16,519 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 190,200 $ 5,268 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 101,591 423 — — Forward commitments Other Liabilities 82,000 158 716,000 5,090 Totals $ 373,791 $ 5,849 $ 938,933 $ 14,974 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 200,000 $ 11,615 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 3,544 $ 87,000 $ 5,924 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet September 30, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 5,150 $ 100,000 $ 209
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended September 30, Nine Months Ended September 30, 2021 2020 2021 2020 Interest rate contracts: Included in interest income on loans $ 589 $ 451 $ 1,795 $ 1,710 Interest rate lock commitments: Included in mortgage banking income (3,251) (1,135) (12,655) 23,610 Forward commitments Included in mortgage banking income 5,310 2,754 8,590 (1,395) Total $ 2,648 $ 2,070 $ (2,270) $ 23,925 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended September 30, Nine Months Ended September 30, Location 2021 2020 2021 2020 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (764) $ — $ (4,941) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 764 $ — $ 4,941 $ —
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location September 30, 2021 December 31, 2020 September 30, 2021 December 31, 2020 Long-term debt $ 93,303 $ 98,114 $ (5,150) $ 209
Offsetting assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2020 September 30, December 31, 2020 Gross amounts recognized $ 15,373 $ 3,866 $ 14,021 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 15,373 3,866 14,021 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 6,605 3,866 6,605 3,866 Financial collateral pledged — — 7,416 14,042 Net amounts $ 8,768 $ — $ — $ 3,199
Offsetting liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2020 September 30, December 31, 2020 Gross amounts recognized $ 15,373 $ 3,866 $ 14,021 $ 21,107 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 15,373 3,866 14,021 21,107 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 6,605 3,866 6,605 3,866 Financial collateral pledged — — 7,416 14,042 Net amounts $ 8,768 $ — $ — $ 3,199

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2021
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. September 30, December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 52,345 $ 53,597 Loans 3,471 5,526 Deferred compensation 13,598 13,114 Investment in partnerships 154 — Impairment of assets 508 1,067 Net operating loss carryforwards 1,287 1,857 Lease liabilities under operating leases 17,189 17,732 Other 3,613 3,539 Total deferred tax assets 92,165 96,432 Deferred tax liabilities Net unrealized gains on securities 3,580 8,434 Investment in partnerships — 793 Fixed assets 1,182 3,285 Mortgage servicing rights 20,587 14,623 Junior subordinated debt 2,162 2,245 Intangibles 3,349 3,882 Lease right-of-use asset 16,291 16,833 Other 565 1,672 Total deferred tax liabilities 47,716 51,767 Net deferred tax assets $ 44,449 $ 44,665

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2021
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2021 Financial assets: Securities available for sale $ — $ 2,544,643 $ — $ 2,544,643 Derivative instruments — 28,134 — 28,134 Mortgage loans held for sale in loans held for sale — 452,869 — 452,869 Total financial assets $ — $ 3,025,646 $ — $ 3,025,646 Financial liabilities: Derivative instruments: $ — $ 14,543 $ — $ 14,543 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following tables provide a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 2020 Three Months Ended September 30, 2021 Trust preferred Trust preferred Three Months Ended September 30, Balance at beginning of period $ — $ 7,679 Accretion included in net income — 8 Unrealized losses included in other comprehensive income — 840 Settlements — (35) Balance at end of period $ — $ 8,492 Nine Months Ended September 30, Balance at beginning of period $ 9,012 $ 9,986 Accretion included in net income 7 26 Unrealized gains (losses) included in other comprehensive income 941 (1,382) Realized losses 2,061 — Sales (12,021) — Settlements — (138) Balance at end of period $ — $ 8,492
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 9,410 $ 9,410 OREO — — 170 170 Mortgage servicing rights — — 86,387 86,387 Total $ — $ — $ 95,967 $ 95,967 December 31, 2020 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2020 Carrying amount prior to remeasurement $ 445 $ 4,051 Impairment recognized in results of operations (275) (1,315) Fair value $ 170 $ 2,736
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of September 30, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 9,410 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 170 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of September 30, 2021 and December 31, 2020: Aggregate Aggregate Difference September 30, 2021 Mortgage loans held for sale measured at fair value $ 452,869 $ 441,125 $ 11,744 December 31, 2020 Mortgage loans held for sale measured at fair value $ 417,771 $ 395,602 $ 22,169
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,476,141 $ 1,476,141 $ — $ — $ 1,476,141 Securities available for sale 2,544,643 — 2,544,643 — 2,544,643 Loans held for sale 452,869 — 452,869 — 452,869 Loans, net 9,846,786 — — 9,726,732 9,726,732 Mortgage servicing rights 86,387 — — 90,738 90,738 Derivative instruments 28,134 — 28,134 — 28,134 Financial liabilities Deposits $ 13,254,829 $ 11,787,346 $ 1,467,955 $ — $ 13,255,301 Short-term borrowings 11,253 11,253 — — 11,253 Federal Home Loan Bank advances 150,425 — 155,832 — 155,832 Junior subordinated debentures 111,228 — 105,546 — 105,546 Subordinated notes 207,210 — 221,700 — 221,700 Derivative instruments 14,543 — 14,543 — 14,543 Fair Value As of December 31, 2020 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2021
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (12,408) $ (3,158) $ (9,250) Reclassification adjustment for gains realized in net income (764) (194) (570) Total securities available for sale (13,172) (3,352) (9,820) Derivative instruments: Unrealized holding gains on derivative instruments 1,629 414 1,215 Total derivative instruments 1,629 414 1,215 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 67 18 49 Total defined benefit pension and post-retirement benefit plans 67 18 49 Total other comprehensive loss $ (11,476) $ (2,920) $ (8,556) Three months ended September 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 519 $ 131 $ 388 Total securities available for sale 519 131 388 Derivative instruments: Unrealized holding gains on derivative instruments 1,576 401 1,175 Total derivative instruments 1,576 401 1,175 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 65 17 48 Total defined benefit pension and post-retirement benefit plans 65 17 48 Total other comprehensive income $ 2,160 $ 549 $ 1,611 Pre-Tax Tax Expense Net of Tax Nine months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (27,487) $ (6,996) $ (20,491) Reclassification adjustment for gains realized in net income (2,121) (539) (1,582) Total securities available for sale (29,608) (7,535) (22,073) Derivative instruments: Unrealized holding gains on derivative instruments 10,129 2,578 7,551 Total derivative instruments 10,129 2,578 7,551 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 197 49 148 Total defined benefit pension and post-retirement benefit plans 197 49 148 Total other comprehensive loss $ (19,282) $ (4,908) $ (14,374) Nine months ended September 30, 2020 Securities available for sale: Unrealized holding gains on securities $ 26,404 $ 6,719 $ 19,685 Reclassification adjustment for gains realized in net income (31) (8) (23) Total securities available for sale 26,373 6,711 19,662 Derivative instruments: Unrealized holding losses on derivative instruments (3,516) (895) (2,621) Total derivative instruments (3,516) (895) (2,621) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 195 50 145 Total defined benefit pension and post-retirement benefit plans 195 50 145 Total other comprehensive income $ 23,052 $ 5,866 $ 17,186
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2020 Unrealized gains on securities $ 8,854 $ 42,246 Non-credit related portion of previously recorded other-than-temporary impairment on securities — (11,319) Unrealized gains (losses) on derivative instruments 6,913 (638) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,073) (5,221) Total accumulated other comprehensive income $ 10,694 $ 25,068

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2021
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2021 2020 Basic Net income applicable to common stock $ 40,063 $ 29,992 Average common shares outstanding 56,146,285 56,185,884 Net income per common share - basic $ 0.71 $ 0.53 Diluted Net income applicable to common stock $ 40,063 $ 29,992 Average common shares outstanding 56,146,285 56,185,884 Effect of dilutive stock-based compensation 300,899 200,269 Average common shares outstanding - diluted 56,447,184 56,386,153 Net income per common share - diluted $ 0.71 $ 0.53 Nine Months Ended September 30, 2021 2020 Basic Net income applicable to common stock $ 138,838 $ 52,130 Average common shares outstanding 56,237,056 56,294,984 Net income per common share - basic $ 2.47 $ 0.93 Diluted Net income applicable to common stock $ 138,838 $ 52,130 Average common shares outstanding 56,237,056 56,294,984 Effect of dilutive stock-based compensation 296,038 173,593 Average common shares outstanding - diluted 56,533,094 56,468,577 Net income per common share - diluted $ 2.46 $ 0.92
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2021 2020 Number of shares 19,929 237,212 Exercise prices (for stock option awards) — — Nine Months Ended September 30, 2021 2020 Number of shares 19,929 255,448 Exercise prices (for stock option awards) — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2021
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: September 30, 2021 December 31, 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,395,321 9.18 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,287,684 11.02 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,395,321 11.94 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,712,500 14.66 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,454,879 9.58 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,454,879 12.45 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,454,879 12.45 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,574,697 13.48 % 1,504,985 13.73 %

Segment Reporting (Tables)

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2021
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended September 30, 2021 Net interest income (loss) $ 106,506 $ 115 $ 404 $ (3,733) $ 103,292 Recovery of loan losses (1,088) — (112) — (1,200) Noninterest income 42,546 2,835 5,820 (446) 50,755 Noninterest expense 97,437 2,095 4,189 278 103,999 Income (loss) before income taxes 52,703 855 2,147 (4,457) 51,248 Income tax expense (benefit) 12,117 220 — (1,152) 11,185 Net income (loss) $ 40,586 $ 635 $ 2,147 $ (3,305) $ 40,063 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Three months ended September 30, 2020 Net interest income (loss) $ 108,909 $ 126 $ 403 $ (3,152) $ 106,286 Provision for loan losses 22,408 — 692 — 23,100 Noninterest income 63,918 2,694 4,714 (398) 70,928 Noninterest expense 110,430 1,974 3,818 288 116,510 Income (loss) before income taxes 39,989 846 607 (3,838) 37,604 Income tax expense (benefit) 8,383 217 — (988) 7,612 Net income (loss) $ 31,606 $ 629 $ 607 $ (2,850) $ 29,992 Total assets $ 14,694,683 $ 30,138 $ 68,261 $ 15,851 $ 14,808,933 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Nine months ended September 30, 2021 Net interest income (loss) $ 332,234 $ 333 $ 1,184 $ (11,232) $ 322,519 Recovery of credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 155,765 8,558 16,421 (1,342) 179,402 Noninterest expense 309,449 6,005 12,337 920 328,711 Income (loss) before income taxes 179,638 2,886 5,380 (13,494) 174,410 Income tax expense (benefit) 38,320 740 — (3,488) 35,572 Net income (loss) $ 141,318 $ 2,146 $ 5,380 $ (10,006) $ 138,838 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683 Nine months ended September 30, 2020 Net interest income (loss) $ 325,879 $ 424 $ 1,250 $ (8,883) $ 318,670 Provision for credit losses 75,481 — 869 — 76,350 Noninterest income (loss) 152,716 7,787 13,370 (1,205) 172,668 Noninterest expense (benefit) 332,490 5,708 11,215 423 349,836 Income (loss) before income taxes 70,624 2,503 2,536 (10,511) 65,152 Income tax expense (benefit) 15,088 658 — (2,724) 13,022 Net income (loss) $ 55,536 $ 1,845 $ 2,536 $ (7,787) $ 52,130 Total assets $ 14,694,683 $ 30,138 $ 68,261 $ 15,851 $ 14,808,933 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Narrative (Details) - USD ($) $ in Thousands	Oct. 27, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Oct. 01, 2021
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt prepayment penalty		$ 28	$ 0	$ 118
Subsequent Event | Interest Rate Swap
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Notional amount of terminated instruments	$ 100,000
Termination fees	4,730
Federal Home Loan Bank | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Prepayment of debt	150,000
Debt prepayment penalty	$ 6,123
Metropolitan Notes | Subordinated notes | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Repurchase amount					$ 15,000
Interest rate of senior note					6.50%
FHLB Advances | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Interest rate of senior note	1.358%
FHLB Advances | London Interbank Offered Rate (LIBOR) | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Basis spread on variable rate	0.50%

Summary of Significant Accoun_4

Summary of Significant Accounting Policies - Additional Information (Details) - USD ($) $ in Thousands	Oct. 27, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Oct. 01, 2021
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Debt prepayment penalty		$ 28	$ 0	$ 118
Subsequent Event | Interest Rate Swap
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Notional amount of terminated instruments	$ 100,000
Termination fees	4,730
Subsequent Event | Federal Home Loan Bank
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Prepayment of debt	150,000
Debt prepayment penalty	$ 6,123
Metropolitan Notes | Subordinated notes | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Repurchase amount					$ 15,000
Interest rate of senior note					6.50%
FHLB Advances | Subsequent Event
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Interest rate of senior note	1.358%
FHLB Advances | Subsequent Event | London Interbank Offered Rate (LIBOR)
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Basis spread on variable rate	0.50%
Basis spread floor	0.00%

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 2,532,767	$ 1,301,973
Gross Unrealized Gains	26,502	44,699
Gross Unrealized Losses	(14,626)	(3,215)
Fair Value	2,544,643	1,343,457
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	3,014	7,047
Gross Unrealized Gains	10	32
Gross Unrealized Losses	0	0
Fair Value	3,024	7,079
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost		1,003
Gross Unrealized Gains		6
Gross Unrealized Losses		0
Fair Value		1,009
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	372,311	291,231
Gross Unrealized Gains	9,096	14,015
Gross Unrealized Losses	(2,426)	(45)
Fair Value	378,981	305,201
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost		12,013
Gross Unrealized Gains		0
Gross Unrealized Losses		(3,001)
Fair Value		9,012
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	51,321	62,771
Gross Unrealized Gains	2,646	2,909
Gross Unrealized Losses	0	(73)
Fair Value	53,967	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	935,233	581,105
Gross Unrealized Gains	11,694	21,564
Gross Unrealized Losses	(3,689)	(23)
Fair Value	943,238	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	16,650	29,053
Gross Unrealized Gains	515	1,235
Gross Unrealized Losses	(1)	(1)
Fair Value	17,164	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	962,684	218,373
Gross Unrealized Gains	1,225	1,946
Gross Unrealized Losses	(6,172)	(51)
Fair Value	957,737	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	191,554	99,377
Gross Unrealized Gains	1,316	2,992
Gross Unrealized Losses	(2,338)	(21)
Fair Value	$ 190,532	$ 102,348

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 20,251,000		$ 174,285,000	$ 8,742,000
Net Proceeds	21,015,000	$ 0	176,406,000	8,773,000
Gain/(Loss)	764,000	$ 0	2,121,000	31,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value			47,000	2,696,000
Net Proceeds			50,000	2,561,000
Gain/(Loss)			3,000	(135,000)
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	9,232,000		145,572,000	6,046,000
Net Proceeds	9,739,000		149,474,000	6,212,000
Gain/(Loss)	507,000		3,902,000	$ 166,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	6,736,000		12,362,000
Net Proceeds	6,866,000		12,512,000
Gain/(Loss)	130,000		150,000
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			12,021,000
Net Proceeds			9,960,000
Gain/(Loss)			(2,061,000)
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	4,283,000		4,283,000
Net Proceeds	4,410,000		4,410,000
Gain/(Loss)	$ 127,000		$ 127,000

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 825	$ 0	$ 4,333	$ 166
Gross losses on sales of securities available for sale	(61)	0	(2,212)	(135)
Gains on sales of securities available for sale, net	$ 764	$ 0	$ 2,121	$ 31

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 536,018	$ 582,338
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 21,445	$ 32,272

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value of Securities by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Amortized Cost
Due within one year	$ 9,229
Due after one year through five years	42,312
Due after five years through ten years	58,334
Due after ten years	290,472
Amortized Cost	2,532,767	$ 1,301,973
Fair Value
Due within one year	9,334
Due after one year through five years	44,024
Due after five years through ten years	61,568
Due after ten years	293,271
Fair Value	2,544,643	1,343,457
Other debt securities
Amortized Cost
Debt securities, without fixed maturity, amortized cost	26,299
Amortized Cost	51,321	62,771
Fair Value
Debt securities, without fixed maturity, fair value	27,775
Fair Value	53,967	65,607
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	935,233
Amortized Cost	935,233	581,105
Fair Value
Debt securities, without fixed maturity, fair value	943,238
Fair Value	943,238	602,646
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	16,650
Amortized Cost	16,650	29,053
Fair Value
Debt securities, without fixed maturity, fair value	17,164
Fair Value	17,164	30,287
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	962,684
Amortized Cost	962,684	218,373
Fair Value
Debt securities, without fixed maturity, fair value	957,737
Fair Value	957,737	220,268
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Debt securities, without fixed maturity, amortized cost	191,554
Amortized Cost	191,554	99,377
Fair Value
Debt securities, without fixed maturity, fair value	190,532
Fair Value	$ 190,532	$ 102,348

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Sep. 30, 2021USD ($)security	Dec. 31, 2020USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	143	21
Fair Value, Less than 12 Months	$ 1,512,911	$ 75,359
Unrealized Losses, Less than 12 Months	$ (14,503)	$ (211)
Number of positions, 12 Months or More | security	5	4
Fair value, 12 Months or More	$ 7,327	$ 10,037
Unrealized Losses, 12 Months or More	$ (123)	$ (3,004)
Number of positions | security	148	25
Fair Value	$ 1,520,238	$ 85,396
Unrealized Losses	$ (14,626)	$ (3,215)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	46	6
Fair Value, Less than 12 Months	$ 145,658	$ 9,403
Unrealized Losses, Less than 12 Months	$ (2,338)	$ (45)
Number of positions, 12 Months or More | security	3	0
Fair value, 12 Months or More	$ 3,884	$ 0
Unrealized Losses, 12 Months or More	$ (88)	$ 0
Number of positions | security	49	6
Fair Value	$ 149,542	$ 9,403
Unrealized Losses	$ (2,426)	$ (45)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		2
Fair value, 12 Months or More		$ 9,012
Unrealized Losses, 12 Months or More		$ (3,001)
Number of positions | security		2
Fair Value		$ 9,012
Unrealized Losses		$ (3,001)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security		4
Fair Value, Less than 12 Months		$ 3,330
Unrealized Losses, Less than 12 Months		$ (70)
Number of positions, 12 Months or More | security		1
Fair value, 12 Months or More		$ 566
Unrealized Losses, 12 Months or More		$ (3)
Number of positions | security		5
Fair Value		$ 3,896
Unrealized Losses		$ (73)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	45	2
Fair Value, Less than 12 Months	$ 508,398	$ 19,755
Unrealized Losses, Less than 12 Months	$ (3,689)	$ (23)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	45	2
Fair Value	$ 508,398	$ 19,755
Unrealized Losses	$ (3,689)	$ (23)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	17	1
Fair Value, Less than 12 Months	$ 3,673	$ 1,538
Unrealized Losses, Less than 12 Months	$ (1)	$ (1)
Number of positions, 12 Months or More | security	1	1
Fair value, 12 Months or More	$ 439	$ 459
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	18	2
Fair Value	$ 4,112	$ 1,997
Unrealized Losses	$ (1)	$ (1)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	33	5
Fair Value, Less than 12 Months	$ 726,128	$ 27,143
Unrealized Losses, Less than 12 Months	$ (6,172)	$ (51)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	33	5
Fair Value	$ 726,128	$ 27,143
Unrealized Losses	$ (6,172)	$ (51)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	2	3
Fair Value, Less than 12 Months	$ 129,054	$ 14,190
Unrealized Losses, Less than 12 Months	$ (2,303)	$ (21)
Number of positions, 12 Months or More | security	1	0
Fair value, 12 Months or More	$ 3,004	$ 0
Unrealized Losses, 12 Months or More	$ (35)	$ 0
Number of positions | security	3	3
Fair Value	$ 132,058	$ 14,190
Unrealized Losses	$ (2,338)	$ (21)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Summary of loans
Gross loans	$ 10,021,105	$ 10,937,807
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	10,016,824	10,933,647	$ 11,084,738
Commercial, financial, agricultural
Summary of loans
Gross loans	1,436,019	2,536,984
Loans, net of unearned income	1,436,019		2,648,062
Lease financing
Summary of loans
Gross loans	83,496	80,022
Loans, net of unearned income	79,215		82,928
Real estate – construction:
Summary of loans
Gross loans	1,091,296	858,104
Loans, net of unearned income	1,091,296		773,119
Real estate – construction: | Residential
Summary of loans
Gross loans	307,825	246,673
Real estate – construction: | Commercial
Summary of loans
Gross loans	783,471	611,431
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,724,743	2,698,308
Loans, net of unearned income	2,724,743		2,760,394
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,808,139	1,750,951
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	481,552	513,160
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	291,116	296,364
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,535,730	4,554,852
Loans, net of unearned income	4,535,730		4,577,009
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,630,227	1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,779,237	2,747,467
Installment loans to individuals
Summary of loans
Gross loans	149,821	209,537
Loans, net of unearned income	149,821		$ 243,226
Non purchased loans and leases
Summary of loans
Gross loans	8,880,161	9,423,700
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	8,875,880	9,419,540
Non purchased loans and leases | Paycheck Protection Program
Summary of loans
Loans, net of unearned income	67,462	1,128,703
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	1,321,569	2,360,471
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	83,496	80,022
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	1,086,303	827,152
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	306,537	243,814
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	779,766	583,338
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,484,396	2,356,564
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,657,195	1,536,181
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	424,860	432,768
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	268,609	264,436
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	133,732	123,179
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,794,898	3,649,629
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	106,475	120,125
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,365,288	1,334,765
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,323,135	2,194,739
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 109,499	$ 149,862

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	3 Months Ended			9 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Jun. 30, 2020USD ($)	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 9,846,786,000			$ 9,846,786,000			$ 10,757,503,000
Troubled debt restructured that has subsequently defaulted				0	$ 1,101,000
Allowance for loan losses attributable to restructured loans	170,038,000	$ 168,098,000	$ 145,387,000	$ 170,038,000	$ 168,098,000	$ 172,354,000	$ 176,144,000	$ 52,162,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period				90 days
Consumer and other retail loans charged-off past due period				120 days
Nonperforming loans charged-off past due period				90 days
Number of restructured loans | loan				0	1
Restructured loans discontinued past due period				90 days	90 days
Troubled debt restructured that has subsequently defaulted				$ 0	$ 64,000
Remaining availability under commitments to lend additional funds on restructured loans	$ 0	$ 0		$ 0	$ 0
Number of loan modifications | loan	12	8		31	34
Modified loans, balance	$ 1,548,000	$ 832,000		$ 9,416,000	$ 7,802,000
Non purchased loans and leases | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Initial deferral period			90 days
Second deferral period			90 days
Number of loan modifications | loan				30
Modified loans, balance				$ 3,300,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		92,000			92,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	12,411,000	3,703,000		12,411,000	3,703,000
Allowance for loan losses attributable to restructured loans	$ 260,000	$ 279,000		$ 260,000	$ 279,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,021,105	$ 10,937,807
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	10,016,824	10,933,647	$ 11,084,738
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,436,019	2,536,984
Loans, net of unearned income	1,436,019		2,648,062
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	83,496	80,022
Loans, net of unearned income	79,215		82,928
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,091,296	858,104
Loans, net of unearned income	1,091,296		773,119
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,724,743	2,698,308
Loans, net of unearned income	2,724,743		2,760,394
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,535,730	4,554,852
Loans, net of unearned income	4,535,730		4,577,009
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	149,821	209,537
Loans, net of unearned income	149,821		$ 243,226
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	307,825	246,673
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	783,471	611,431
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,808,139	1,750,951
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	481,552	513,160
Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	291,116	296,364
Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,630,227	1,657,806
Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,779,237	2,747,467
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,880,161	9,423,700
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	8,875,880	9,419,540
Non purchased loans and leases | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,321,569	2,360,471
Non purchased loans and leases | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	83,496	80,022
Non purchased loans and leases | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,086,303	827,152
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,484,396	2,356,564
Non purchased loans and leases | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,794,898	3,649,629
Non purchased loans and leases | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	109,499	149,862
Non purchased loans and leases | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	8,846,614	9,399,171
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,315,786	2,356,071
Non purchased loans and leases | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	83,485	79,974
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,086,303	826,655
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,470,640	2,346,658
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,785,400	3,644,266
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	109,281	149,707
Non purchased loans and leases | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income		0
Loans, net of unearned income	29,266	20,369
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,783	4,400
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11	48
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,756	9,906
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,498	5,363
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	218	155
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	11,609	17,635
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,708	1,124
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	853	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	7,234	13,801
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,049	1,814
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	765	896
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,535	2,204
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	414	164
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,042	1,992
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	44
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	79	4
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	908	3,783
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	395	231
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	507	2,324
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6	1,037
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	191
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,713	10,339
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,534	1,804
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11	48
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,955	3,049
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,179	4,824
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	34	117
Non purchased loans and leases | Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,281)	(4,160)
Loans, net of unearned income	8,834,097	9,377,753
Non purchased loans and leases | Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,313,683	2,354,716
Non purchased loans and leases | Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	83,485	79,974
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,085,450	826,655
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,462,899	2,330,533
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,784,345	3,641,415
Non purchased loans and leases | Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,516	148,620
Non purchased loans and leases | Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	17,018	7,826
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,835	2,432
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,759	4,865
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,319	495
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	105	34
Non purchased loans and leases | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,537	243,814
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,537	243,317
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	853	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	305,684	243,317
Non purchased loans and leases | Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	779,766	583,338
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	779,766	583,338
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	779,766	583,338
Non purchased loans and leases | Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,657,195	1,536,181
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,645,241	1,527,359
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,954	8,822
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,583	11,889
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	981	1,865
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	452	1,754
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,951	2,744
Non purchased loans and leases | Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,639,206	1,513,716
Non purchased loans and leases | Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,022	4,213
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	424,860	432,768
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	424,122	432,214
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	738	554
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,225	1,152
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	61	66
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	360
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	502	111
Non purchased loans and leases | Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	422,897	430,702
Non purchased loans and leases | Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	175	377
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	268,609	264,436
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	267,743	263,937
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	866	499
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	301	663
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	61
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22	210
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	383	194
Non purchased loans and leases | Rental/investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	267,420	263,064
Non purchased loans and leases | Rental/investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	483	244
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	133,732	123,179
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	106,475	120,125
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	133,534	123,148
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	106,361	120,048
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	198	31
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	114	77
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	125	97
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	273	113
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	44
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	33	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	115
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	119	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	114	29
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	133,376	123,051
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	106,088	119,820
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	79	31
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	4
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,365,288	1,334,765
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,361,493	1,331,729
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,795	3,036
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	609	779
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2	795
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,052	2,598
Non purchased loans and leases | Owner-occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,360,882	1,330,155
Non purchased loans and leases | Owner-occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,743	438
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,323,135	2,194,739
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,317,546	2,192,489
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,589	2,250
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	167	922
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4	127
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13	2,197
Non purchased loans and leases | Non-owner occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,317,375	2,191,440
Non purchased loans and leases | Non-owner occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 5,576	$ 53

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan
Restructured loans
Number of Loans | loan	12	8	31	34
Pre- Modification Outstanding Recorded Investment	$ 1,548	$ 832	$ 9,416	$ 7,802
Post- Modification Outstanding Recorded Investment	$ 1,568	$ 830	$ 9,418	$ 7,754
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	1	1	7	7
Pre- Modification Outstanding Recorded Investment	$ 30	$ 31	$ 5,258	$ 1,862
Post- Modification Outstanding Recorded Investment	$ 30	$ 31	$ 5,258	$ 1,859
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan		3		19
Pre- Modification Outstanding Recorded Investment		$ 234		$ 2,498
Post- Modification Outstanding Recorded Investment		$ 232		$ 2,505
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	11	2	23	17
Pre- Modification Outstanding Recorded Investment	$ 1,518	$ 201	$ 3,321	$ 2,356
Post- Modification Outstanding Recorded Investment	$ 1,538	$ 200	$ 3,350	$ 2,363
Real estate – 1-4 family mortgage: | Rental/investment
Restructured loans
Number of Loans | loan		1		2
Pre- Modification Outstanding Recorded Investment		$ 33		$ 142
Post- Modification Outstanding Recorded Investment		$ 32		$ 142
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan		4		6
Pre- Modification Outstanding Recorded Investment		$ 567		$ 3,418
Post- Modification Outstanding Recorded Investment		$ 567		$ 3,369
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan		2		3
Pre- Modification Outstanding Recorded Investment		$ 357		$ 3,019
Post- Modification Outstanding Recorded Investment		$ 357		$ 2,970
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan		2	1	2
Pre- Modification Outstanding Recorded Investment		$ 210	$ 837	$ 210
Post- Modification Outstanding Recorded Investment		$ 210	$ 810	$ 210
Real estate – commercial mortgage: | Land development
Restructured loans
Number of Loans | loan				1
Pre- Modification Outstanding Recorded Investment				$ 189
Post- Modification Outstanding Recorded Investment				$ 189
Installment loans to individuals
Restructured loans
Number of Loans | loan				2
Pre- Modification Outstanding Recorded Investment				$ 24
Post- Modification Outstanding Recorded Investment				$ 21

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance | loan	76
Additional advances or loans with concessions | loan	31
Reclassified as performing restructured loan | loan	1
Reductions due to:
Reclassified as nonperforming | loan	(4)
Paid in full | loan	(14)
Principal paydowns | loan	0
Total, ending balance | loan	90
Recorded Investment
Total, beginning balance | $	$ 11,761
Additional advances or loans with concessions | $	9,441
Reclassified as performing restructured loan | $	35
Reductions due to:
Reclassified as nonperforming | $	(370)
Paid in full | $	(6,031)
Principal paydowns | $	(645)
Total, ending balance | $	$ 14,191

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,016,824	$ 10,933,647	$ 11,084,738
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,436,019		2,648,062
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	79,215		82,928
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,091,296		773,119
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,724,743		2,760,394
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,535,730		4,577,009
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	149,821		$ 243,226
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	8,875,880	9,419,540
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,363,684	2,925,230
Prior year	1,648,315	1,329,667
Two years prior	1,123,545	610,250
Three years prior	435,414	498,294
Four years prior	363,674	372,095
Prior	462,889	300,805
Revolving Loans	596,903	356,222
Revolving Loans Converted to Term	29,774	25,219
Loans, net of unearned income	6,024,198	6,417,782
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	1,359,890	2,909,247
Prior year	1,632,249	1,308,939
Two years prior	1,104,005	599,386
Three years prior	416,265	441,774
Four years prior	281,549	346,829
Prior	437,529	283,632
Revolving Loans	592,703	350,588
Revolving Loans Converted to Term	27,238	22,495
Loans, net of unearned income	5,851,428	6,262,890
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	1,766	10,400
Prior year	13,838	7,622
Two years prior	14,143	3,214
Three years prior	13,527	45,076
Four years prior	57,608	6,455
Prior	1,860	11,341
Revolving Loans	882	187
Revolving Loans Converted to Term	1,737	1,837
Loans, net of unearned income	105,361	86,132
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	2,028	5,583
Prior year	2,228	13,106
Two years prior	5,397	7,650
Three years prior	5,622	11,444
Four years prior	24,517	18,811
Prior	23,500	5,832
Revolving Loans	3,318	5,447
Revolving Loans Converted to Term	799	887
Loans, net of unearned income	67,409	68,760
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	676,904	780,512
Prior year	639,253	524,963
Two years prior	360,046	353,307
Three years prior	253,811	258,589
Four years prior	188,355	147,342
Prior	254,705	238,801
Revolving Loans	474,528	693,698
Revolving Loans Converted to Term	4,080	4,546
Loans, net of unearned income	2,851,682	3,001,758
Non purchased loans and leases | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	676,466	780,449
Prior year	638,717	522,064
Two years prior	356,699	349,003
Three years prior	249,052	256,112
Four years prior	186,594	146,353
Prior	252,131	235,757
Revolving Loans	474,020	692,924
Revolving Loans Converted to Term	3,909	4,031
Loans, net of unearned income	2,837,588	2,986,693
Non purchased loans and leases | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	438	63
Prior year	536	2,899
Two years prior	3,347	4,304
Three years prior	4,759	2,477
Four years prior	1,761	989
Prior	2,574	3,044
Revolving Loans	508	774
Revolving Loans Converted to Term	171	515
Loans, net of unearned income	14,094	15,065
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,230
Prior year	614
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	89
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,933
Non purchased loans and leases | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,230
Prior year	614
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	89
Revolving Loans Converted to Term	0
Loans, net of unearned income	2,933
Non purchased loans and leases | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	219,635	1,448,273
Prior year	300,742	183,627
Two years prior	156,654	76,912
Three years prior	51,385	36,866
Four years prior	23,011	18,124
Prior	13,120	15,844
Revolving Loans	453,330	255,522
Revolving Loans Converted to Term	2,846	2,449
Loans, net of unearned income	1,220,723	2,037,617
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	218,622	1,447,594
Prior year	300,504	180,979
Two years prior	153,728	73,325
Three years prior	49,799	31,362
Four years prior	22,140	16,308
Prior	10,419	14,626
Revolving Loans	449,649	250,528
Revolving Loans Converted to Term	2,047	1,562
Loans, net of unearned income	1,206,908	2,016,284
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	0	128
Prior year	143	1,952
Two years prior	2,386	2,091
Three years prior	290	3,850
Four years prior	635	1,416
Prior	1,251	109
Revolving Loans	458	187
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,163	9,733
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	1,013	551
Prior year	95	696
Two years prior	540	1,496
Three years prior	1,296	1,654
Four years prior	236	400
Prior	1,450	1,109
Revolving Loans	3,223	4,807
Revolving Loans Converted to Term	799	887
Loans, net of unearned income	8,652	11,600
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	20,672	33,805
Prior year	13,972	16,455
Two years prior	9,042	10,381
Three years prior	5,886	6,396
Four years prior	3,437	2,826
Prior	10,986	7,201
Revolving Loans	36,502	245,485
Revolving Loans Converted to Term	349	305
Loans, net of unearned income	100,846	322,854
Non purchased loans and leases | Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	20,672	33,794
Prior year	13,953	16,343
Two years prior	9,042	10,340
Three years prior	5,886	6,026
Four years prior	3,437	2,748
Prior	10,986	7,181
Revolving Loans	36,494	245,059
Revolving Loans Converted to Term	349	305
Loans, net of unearned income	100,819	321,796
Non purchased loans and leases | Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	11
Prior year	19	112
Two years prior	0	41
Three years prior	0	370
Four years prior	0	78
Prior	0	20
Revolving Loans	8	426
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27	1,058
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	24,603	32,150
Prior year	24,360	25,270
Two years prior	17,486	10,999
Three years prior	8,496	4,231
Four years prior	2,535	1,040
Prior	1,735	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	79,215	75,862
Non purchased loans and leases | Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	24,603	32,150
Prior year	24,360	25,270
Two years prior	17,486	10,999
Three years prior	8,496	4,231
Four years prior	2,533	992
Prior	1,726	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	79,204	75,814
Non purchased loans and leases | Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	2	48
Prior	9	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11	48
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	335,332	398,891
Prior year	404,063	266,471
Two years prior	243,552	52,520
Three years prior	13,876	29,300
Four years prior	0	0
Prior	0	0
Revolving Loans	6,136	13,927
Revolving Loans Converted to Term	5,499	0
Loans, net of unearned income	1,008,458	761,109
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	43,491	54,918
Prior year	31,599	10,334
Two years prior	2,666	295
Three years prior	0	153
Four years prior	0	0
Prior	0	0
Revolving Loans	89	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	77,845	66,043
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	187,482	154,649
Prior year	32,508	9,836
Two years prior	0	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,136	13,923
Revolving Loans Converted to Term	5,499	0
Loans, net of unearned income	231,625	180,522
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	187,482	154,419
Prior year	32,508	9,339
Two years prior	0	2,114
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,136	13,923
Revolving Loans Converted to Term	5,499	0
Loans, net of unearned income	231,625	179,795
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	230
Prior year	0	497
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	727
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	41,261	53,108
Prior year	30,985	9,393
Two years prior	2,666	295
Three years prior	0	153
Four years prior	0	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74,912	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	41,261	53,108
Prior year	30,985	9,393
Two years prior	2,666	295
Three years prior	0	153
Four years prior	0	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	74,912	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	147,850	244,242
Prior year	371,555	256,635
Two years prior	243,552	50,406
Three years prior	13,876	29,300
Four years prior	0	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	776,833	580,587
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	147,850	244,242
Prior year	371,555	251,937
Two years prior	238,899	50,406
Three years prior	13,876	29,300
Four years prior	0	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	772,180	575,889
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	4,698
Two years prior	4,653	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,653	4,698
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		1,810
Prior year		941
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	125,762	110,246
Prior year	73,169	78,482
Two years prior	49,283	36,613
Three years prior	20,751	30,018
Four years prior	17,571	13,197
Prior	9,480	7,172
Revolving Loans	13,409	10,658
Revolving Loans Converted to Term	525	1,909
Loans, net of unearned income	309,950	288,295
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	476,276	517,553
Prior year	479,523	344,643
Two years prior	247,128	261,735
Three years prior	189,253	196,777
Four years prior	144,872	105,216
Prior	216,510	212,214
Revolving Loans	417,620	426,437
Revolving Loans Converted to Term	3,264	3,694
Loans, net of unearned income	2,174,446	2,068,269
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,686	9,422
Prior year	6,791	6,691
Two years prior	2,769	3,988
Three years prior	3,636	4,644
Four years prior	3,645	371
Prior	747	1,060
Revolving Loans	2,901	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	28,175	26,805
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	7,686	9,422
Prior year	6,791	5,870
Two years prior	2,470	3,988
Three years prior	3,636	4,644
Four years prior	3,561	371
Prior	731	1,045
Revolving Loans	2,890	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27,765	25,969
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	117	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	117	125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	696
Two years prior	182	0
Three years prior	0	0
Four years prior	84	0
Prior	16	15
Revolving Loans	11	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	293	711
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	435,290	470,034
Prior year	446,636	321,155
Two years prior	231,955	239,542
Three years prior	172,662	176,926
Four years prior	130,572	92,195
Prior	210,490	207,721
Revolving Loans	1,415	1,758
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,629,020	1,509,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	434,913	470,034
Prior year	446,129	318,929
Two years prior	229,184	235,816
Three years prior	167,927	175,219
Four years prior	128,923	91,479
Prior	208,295	205,530
Revolving Loans	1,415	1,747
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,616,786	1,498,799
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	377	0
Prior year	507	2,226
Two years prior	2,771	3,726
Three years prior	4,735	1,707
Four years prior	1,649	716
Prior	2,195	2,191
Revolving Loans	0	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,234	10,577
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	768	157
Prior year	303	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,300	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,371	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	768	157
Prior year	303	184
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	6,300	6,051
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,371	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	411	0
Prior year	0	203
Two years prior	123	372
Three years prior	360	0
Four years prior	0	45
Prior	580	799
Revolving Loans	413,191	421,838
Revolving Loans Converted to Term	2,824	3,119
Loans, net of unearned income	417,489	426,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	411	0
Prior year	0	203
Two years prior	123	372
Three years prior	360	0
Four years prior	0	45
Prior	505	684
Revolving Loans	412,695	421,516
Revolving Loans Converted to Term	2,657	2,642
Loans, net of unearned income	416,751	425,462
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	75	115
Revolving Loans	496	322
Revolving Loans Converted to Term	167	477
Loans, net of unearned income	738	914
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	59,238	50,558
Prior year	42,994	32,656
Two years prior	23,169	27,483
Three years prior	16,598	25,019
Four years prior	13,706	12,620
Prior	8,251	5,699
Revolving Loans	1,017	1,066
Revolving Loans Converted to Term	525	557
Loans, net of unearned income	165,498	155,658
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	59,218	50,371
Prior year	42,646	31,724
Two years prior	22,049	26,695
Three years prior	16,466	24,872
Four years prior	13,515	12,439
Prior	7,791	5,166
Revolving Loans	1,017	1,066
Revolving Loans Converted to Term	525	557
Loans, net of unearned income	163,227	152,890
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	250	0
Two years prior	0	0
Three years prior	0	83
Four years prior	0	77
Prior	74	133
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	324	293
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	20	187
Prior year	98	932
Two years prior	1,120	788
Three years prior	132	64
Four years prior	191	104
Prior	386	400
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,947	2,475
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	29,306	34,079
Prior year	25,081	20,499
Two years prior	13,641	18,319
Three years prior	13,893	17,758
Four years prior	13,045	11,907
Prior	5,037	3,356
Revolving Loans	2,668	2,330
Revolving Loans Converted to Term	440	530
Loans, net of unearned income	103,111	108,778
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	29,306	34,079
Prior year	25,081	20,404
Two years prior	13,641	18,245
Three years prior	13,893	17,595
Four years prior	13,042	11,901
Prior	4,963	3,196
Revolving Loans	2,668	2,330
Revolving Loans Converted to Term	440	530
Loans, net of unearned income	103,034	108,280
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	95
Two years prior	0	74
Three years prior	0	163
Four years prior	3	6
Prior	74	160
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	77	498
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	58,070	50,109
Prior year	23,081	38,951
Two years prior	23,345	5,142
Three years prior	517	355
Four years prior	220	206
Prior	482	413
Revolving Loans	3,191	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	108,906	99,440
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	58,070	50,109
Prior year	20,687	38,388
Two years prior	23,345	5,142
Three years prior	517	355
Four years prior	220	203
Prior	482	413
Revolving Loans	3,191	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	106,512	98,874
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	2,394	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,394	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	563
Two years prior	0	0
Three years prior	0	0
Four years prior	0	3
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	566
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	11,269	13,440
Prior year	7,806	2,786
Two years prior	1,409	3,502
Three years prior	2,338	2,093
Four years prior	1,255	1,069
Prior	403	338
Revolving Loans	346	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	24,826	23,739
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	11,269	13,440
Prior year	7,806	2,786
Two years prior	1,376	3,502
Three years prior	2,338	2,062
Four years prior	1,176	1,069
Prior	317	338
Revolving Loans	346	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	24,628	23,708
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	33	0
Three years prior	0	31
Four years prior	79	0
Prior	86	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	198	31
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	682,955	967,746
Prior year	870,341	801,083
Two years prior	674,008	444,205
Three years prior	349,402	402,110
Four years prior	323,092	340,774
Prior	440,289	277,789
Revolving Loans	124,028	76,115
Revolving Loans Converted to Term	20,904	20,845
Loans, net of unearned income	3,485,019	3,330,667
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	74,534	81,953
Prior year	68,291	71,063
Two years prior	57,010	56,193
Three years prior	41,371	47,013
Four years prior	35,189	35,801
Prior	23,312	15,679
Revolving Loans	9,742	10,772
Revolving Loans Converted to Term	430	488
Loans, net of unearned income	309,879	318,962
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	26,425	36,872
Prior year	19,875	21,278
Two years prior	10,429	8,048
Three years prior	5,187	3,279
Four years prior	2,574	4,887
Prior	2,870	3,098
Revolving Loans	6,208	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	73,568	84,438
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	26,154	34,719
Prior year	17,840	21,278
Two years prior	10,429	6,925
Three years prior	5,146	3,210
Four years prior	2,574	3,274
Prior	2,870	3,098
Revolving Loans	6,208	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,221	79,480
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	271	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	0	69
Four years prior	0	46
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	271	1,238
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	2,153
Prior year	2,035	0
Two years prior	0	0
Three years prior	41	0
Four years prior	0	1,567
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,076	3,720
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,296	12,656
Prior year	8,651	7,872
Two years prior	4,851	4,988
Three years prior	3,204	2,926
Four years prior	1,970	3,759
Prior	1,266	580
Revolving Loans	2,669	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	32,907	35,687
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,296	12,656
Prior year	8,646	7,872
Two years prior	4,835	4,988
Three years prior	3,204	2,922
Four years prior	1,970	3,759
Prior	1,215	466
Revolving Loans	2,669	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	32,835	35,569
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	5	0
Two years prior	16	0
Three years prior	0	4
Four years prior	0	0
Prior	51	114
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	72	118
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	197,995	295,642
Prior year	283,768	256,807
Two years prior	206,047	199,082
Three years prior	154,453	169,527
Four years prior	129,531	99,540
Prior	136,496	85,614
Revolving Loans	51,478	16,683
Revolving Loans Converted to Term	9,064	9,733
Loans, net of unearned income	1,168,832	1,132,628
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	197,206	293,851
Prior year	281,580	255,206
Two years prior	204,259	193,716
Three years prior	150,300	163,358
Four years prior	123,413	96,128
Prior	127,970	83,582
Revolving Loans	51,039	16,043
Revolving Loans Converted to Term	7,327	7,896
Loans, net of unearned income	1,143,094	1,109,780
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,167
Prior year	2,188	847
Two years prior	248	0
Three years prior	0	2,067
Four years prior	1,806	228
Prior	535	311
Revolving Loans	424	0
Revolving Loans Converted to Term	1,737	1,837
Loans, net of unearned income	6,938	6,457
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	789	624
Prior year	0	754
Two years prior	1,540	5,366
Three years prior	4,153	4,102
Four years prior	4,312	3,184
Prior	7,991	1,721
Revolving Loans	15	640
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	18,800	16,391
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	43,335	48,814
Prior year	42,497	44,606
Two years prior	37,434	36,661
Three years prior	27,126	30,266
Four years prior	23,562	23,974
Prior	17,031	11,608
Revolving Loans	5,182	5,919
Revolving Loans Converted to Term	289	289
Loans, net of unearned income	196,456	202,137
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	43,335	48,814
Prior year	42,497	44,344
Two years prior	36,964	36,349
Three years prior	27,126	30,097
Four years prior	23,562	23,885
Prior	17,031	11,216
Revolving Loans	5,181	5,904
Revolving Loans Converted to Term	289	289
Loans, net of unearned income	195,985	200,898
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	262
Two years prior	470	312
Three years prior	0	169
Four years prior	0	89
Prior	0	392
Revolving Loans	1	15
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	471	1,239
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	458,535	635,232
Prior year	566,698	522,998
Two years prior	457,532	237,075
Three years prior	189,762	229,304
Four years prior	190,987	236,347
Prior	300,923	189,077
Revolving Loans	66,342	52,456
Revolving Loans Converted to Term	11,840	11,112
Loans, net of unearned income	2,242,619	2,113,601
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	456,834	624,289
Prior year	557,835	514,030
Two years prior	448,778	237,075
Three years prior	176,525	184,673
Four years prior	116,126	218,106
Prior	287,266	175,702
Revolving Loans	66,273	52,456
Revolving Loans Converted to Term	11,840	11,112
Loans, net of unearned income	2,121,477	2,017,443
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	1,495	9,105
Prior year	8,863	0
Two years prior	6,739	0
Three years prior	13,237	39,007
Four years prior	55,167	4,688
Prior	0	10,788
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	85,501	63,588
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	206	1,838
Prior year	0	8,968
Two years prior	2,015	0
Three years prior	0	5,624
Four years prior	19,694	13,553
Prior	13,657	2,587
Revolving Loans	69	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	35,641	32,570
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	20,903	20,483
Prior year	17,143	18,585
Two years prior	14,725	14,544
Three years prior	11,041	13,821
Four years prior	9,657	8,068
Prior	5,015	3,491
Revolving Loans	1,891	1,999
Revolving Loans Converted to Term	141	147
Loans, net of unearned income	80,516	81,138
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	20,903	20,483
Prior year	17,143	18,460
Two years prior	14,725	14,486
Three years prior	11,041	13,821
Four years prior	9,657	8,068
Prior	4,971	3,439
Revolving Loans	1,888	1,999
Revolving Loans Converted to Term	141	147
Loans, net of unearned income	80,469	80,903
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two years prior	0	58
Three years prior	0	0
Four years prior	0	0
Prior	44	52
Revolving Loans	3	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	47	235
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	0	4
Two years prior	48	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	48	94
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	0	4
Two years prior	48	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	48	94
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,328	60,133
Prior year	21,508	57,198
Two years prior	26,714	13,704
Three years prior	8,805	4,019
Four years prior	2,322	2,459
Prior	2,162	1,535
Revolving Loans	10,575	10,661
Revolving Loans Converted to Term	37	59
Loans, net of unearned income	109,451	149,768
Non purchased loans and leases | Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,267	60,081
Prior year	21,503	57,119
Two years prior	26,657	13,611
Three years prior	8,781	3,986
Four years prior	2,294	2,407
Prior	2,122	1,535
Revolving Loans	10,575	10,661
Revolving Loans Converted to Term	33	21
Loans, net of unearned income	109,232	149,421
Non purchased loans and leases | Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	61	52
Prior year	5	79
Two years prior	57	93
Three years prior	24	33
Four years prior	28	52
Prior	40	0
Revolving Loans	0	0
Revolving Loans Converted to Term	4	38
Loans, net of unearned income	$ 219	$ 347

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 10,016,824	$ 10,933,647	$ 11,084,738
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,436,019		2,648,062
Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income	79,215		82,928
Real estate – construction:
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,091,296		773,119
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Loans, net of unearned income	2,724,743		2,760,394
Real estate – commercial mortgage:
Loan portfolio not subject to risk rating
Loans, net of unearned income	4,535,730		4,577,009
Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income	149,821		$ 243,226
Non purchased loans and leases
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 8,875,880	$ 9,419,540

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Summary of loans
Gross loans	$ 10,016,824	$ 10,933,647	$ 11,084,738
Commercial, financial, agricultural
Summary of loans
Gross loans	1,436,019		2,648,062
Real estate – construction:
Summary of loans
Gross loans	1,091,296		773,119
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,724,743		2,760,394
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,535,730		4,577,009
Installment loans to individuals
Summary of loans
Gross loans	149,821		$ 243,226
Purchased loans
Summary of loans
Gross loans	1,140,944	1,514,107
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	114,450	176,513
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	4,993	30,952
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	1,288	2,859
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	3,705	28,093
Purchased loans | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	240,347	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	150,944	214,770
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	56,692	80,392
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	22,507	31,928
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	10,204	14,654
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	740,832	905,223
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	19,791	29,454
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	264,939	323,041
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	456,102	552,728
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	19,791	29,454
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 40,322	$ 59,675

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,016,824	$ 10,933,647	$ 11,084,738
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,436,019		2,648,062
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,091,296		773,119
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,724,743		2,760,394
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,535,730		4,577,009
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	149,821		$ 243,226
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,140,944	1,514,107
Purchased loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,114,452	1,483,056
Purchased loans | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,197	8,651
Purchased loans | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	74	267
Purchased loans | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,111,181	1,474,138
Purchased loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26,492	31,051
Purchased loans | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	498	8,671
Purchased loans | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,299	6,968
Purchased loans | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,695	15,412
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	114,450	176,513
Purchased loans | Commercial, financial, agricultural | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	104,602	164,577
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	183	818
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1	101
Purchased loans | Commercial, financial, agricultural | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	104,418	163,658
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,848	11,936
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	66	74
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,640	2,024
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,142	9,838
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,993	30,952
Purchased loans | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,993	30,952
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,993	30,952
Purchased loans | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	240,347	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	233,958	333,644
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,352	2,977
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26	131
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	232,580	330,536
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,389	8,100
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	428	691
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,227	4,197
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,734	3,212
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	740,832	905,223
Purchased loans | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	730,826	894,483
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	791	2,830
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	730,035	891,653
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,006	10,740
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	7,875
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	409	611
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,597	2,254
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	40,322	59,675
Purchased loans | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	40,073	59,400
Purchased loans | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	871	2,026
Purchased loans | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	47	35
Purchased loans | Installment loans to individuals | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	39,155	57,339
Purchased loans | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	249	275
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4	31
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23	136
Purchased loans | Installment loans to individuals | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	222	108
Purchased loans | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,288	2,859
Purchased loans | Residential | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,288	2,859
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,288	2,859
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,705	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,705	28,093
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,705	28,093
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	150,944	214,770
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	145,972	209,103
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	639	2,394
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	74
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	145,333	206,635
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,972	5,667
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	428	687
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,360	2,799
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,184	2,181
Purchased loans | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	56,692	80,392
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	55,389	79,076
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	490	294
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	43
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54,899	78,739
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,303	1,316
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	4
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	813	674
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	490	638
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	22,507	31,928
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	22,405	31,125
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	148	180
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26	14
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	22,231	30,931
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	102	803
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54	724
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	48	79
Purchased loans | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,204	14,654
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,192	14,340
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	75	109
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,117	14,231
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12	314
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12	314
Purchased loans | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	19,791	29,454
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	19,539	29,074
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	167	112
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	19,372	28,962
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	252	380
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	118	164
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	134	216
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	264,939	323,041
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	263,004	320,508
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	624	2,511
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	262,380	317,997
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,935	2,533
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	193
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	291	447
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,644	1,893
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	456,102	552,728
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	448,283	544,901
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	207
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	448,283	544,694
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	7,819	7,827
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	7,682
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 7,819	$ 145

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2020USD ($)loan	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Jun. 30, 2021USD ($)	Dec. 31, 2020USD ($)	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans		$ 9,846,786			$ 10,757,503
Troubled debt restructured that has subsequently defaulted		0	$ 1,101
Allowance for loan losses attributable to restructured loans	$ 168,098	$ 170,038	$ 168,098	$ 172,354	$ 176,144	$ 145,387	$ 52,162
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of restructured loans | loan		0	1
Restructured loans discontinued past due period		90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 539	$ 2	$ 539
Number of loan modifications | loan	6	3	13
Modified loans, balance	$ 3,148	$ 1,161	$ 5,262
Purchased loans | Loan deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of loan modifications | loan		11
Modified loans, balance		$ 360
Purchased loans | Nonaccruing Loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	40		40
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	7,775	17,726	7,775
Allowance for loan losses attributable to restructured loans	$ 491	$ 111	$ 491

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan	Sep. 30, 2021USD ($)loan	Sep. 30, 2020USD ($)loan
Restructured loans
Number of Loans | loan		6	3	13
Pre- Modification Outstanding Recorded Investment		$ 3,148	$ 1,161	$ 5,262
Post- Modification Outstanding Recorded Investment		$ 2,888	$ 1,161	$ 4,896
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan			1	1
Pre- Modification Outstanding Recorded Investment			$ 135	$ 1,029
Post- Modification Outstanding Recorded Investment			$ 135	$ 1,031
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan				5
Pre- Modification Outstanding Recorded Investment				$ 493
Post- Modification Outstanding Recorded Investment				$ 389
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	1	2	2	4
Pre- Modification Outstanding Recorded Investment	$ 164	$ 44	$ 1,026	$ 334
Post- Modification Outstanding Recorded Investment	$ 164	$ 44	$ 1,026	$ 227
Real estate – 1-4 family mortgage: | Home equity
Restructured loans
Number of Loans | loan				1
Pre- Modification Outstanding Recorded Investment				$ 159
Post- Modification Outstanding Recorded Investment				$ 162
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan				6
Pre- Modification Outstanding Recorded Investment				$ 3,715
Post- Modification Outstanding Recorded Investment				$ 3,457
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan		4		5
Pre- Modification Outstanding Recorded Investment		$ 3,104		$ 3,173
Post- Modification Outstanding Recorded Investment		$ 2,844		$ 2,913
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan				1
Pre- Modification Outstanding Recorded Investment				$ 542
Post- Modification Outstanding Recorded Investment				$ 544
Installment loans to individuals
Restructured loans
Number of Loans | loan				1
Pre- Modification Outstanding Recorded Investment				$ 25
Post- Modification Outstanding Recorded Investment				$ 19

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)loan
Number of Loans
Total, beginning balance | loan	48
Additional advances or loans with concessions | loan	3
Reclassified as performing restructured loan | loan	2
Reclassified to nonperforming loans | loan	(4)
Paid in full | loan	(5)
Charge-offs | loan	(1)
Principal paydowns | loan	0
Total, ending balance | loan	43
Recorded Investment
Total, beginning balance | $	$ 8,687
Additional advances or loans with concessions | $	1,411
Reclassified as performing restructured loan | $	115
Reclassified to nonperforming loans | $	(2,485)
Paid in full | $	(1,310)
Charge-offs | $	(205)
Principal paydowns | $	(221)
Total, ending balance | $	$ 5,992

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020	Sep. 30, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,016,824	$ 10,933,647	$ 11,084,738
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,436,019		2,648,062
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,091,296		773,119
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,724,743		2,760,394
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,535,730		4,577,009
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	149,821		$ 243,226
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,140,944	1,514,107
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	663	129,343
Three years prior	80,886	197,536
Four years prior	165,459	205,757
Prior	537,889	494,579
Revolving Loans	57,344	88,151
Revolving Loans Converted to Term	16,868	6,729
Loans, net of unearned income	859,109	1,122,806
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	663	105,035
Three years prior	62,750	180,249
Four years prior	148,993	159,612
Prior	456,455	435,652
Revolving Loans	52,266	69,482
Revolving Loans Converted to Term	5,313	409
Loans, net of unearned income	726,440	951,150
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,948
Three years prior	16,621	97
Four years prior	1,568	15,076
Prior	14,948	9,224
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	33,137	27,345
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	21,360
Three years prior	1,515	17,190
Four years prior	14,898	31,069
Prior	66,486	49,703
Revolving Loans	5,078	18,669
Revolving Loans Converted to Term	11,555	6,320
Loans, net of unearned income	99,532	144,311
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	687	39,521
Three years prior	27,354	50,583
Four years prior	34,764	30,572
Prior	159,686	183,882
Revolving Loans	57,494	83,257
Revolving Loans Converted to Term	1,848	2,778
Loans, net of unearned income	281,833	391,301
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two years prior	687	39,376
Three years prior	27,189	49,692
Four years prior	34,143	30,249
Prior	155,384	178,492
Revolving Loans	56,905	82,630
Revolving Loans Converted to Term	1,338	2,224
Loans, net of unearned income	275,646	383,371
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	145
Three years prior	165	891
Four years prior	621	323
Prior	4,302	5,390
Revolving Loans	589	627
Revolving Loans Converted to Term	510	554
Loans, net of unearned income	6,187	7,930
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	114,450	176,513
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	663	28,242
Three years prior	15,971	27,222
Four years prior	14,278	22,377
Prior	25,957	20,759
Revolving Loans	47,190	64,563
Revolving Loans Converted to Term	2,285	1,788
Loans, net of unearned income	106,344	165,662
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two years prior	663	24,211
Three years prior	14,210	20,930
Four years prior	9,602	17,240
Prior	18,894	16,880
Revolving Loans	42,695	56,736
Revolving Loans Converted to Term	898	409
Loans, net of unearned income	86,962	137,117
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	357
Three years prior	254	97
Four years prior	0	104
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	254	558
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	3,674
Three years prior	1,507	6,195
Four years prior	4,676	5,033
Prior	7,063	3,879
Revolving Loans	4,495	7,827
Revolving Loans Converted to Term	1,387	1,379
Loans, net of unearned income	19,128	27,987
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	364	349
Four years prior	126	303
Prior	2,457	2,899
Revolving Loans	4,949	6,809
Revolving Loans Converted to Term	210	46
Loans, net of unearned income	8,106	10,851
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	445
Three years prior	364	349
Four years prior	126	303
Prior	2,457	2,899
Revolving Loans	4,949	6,784
Revolving Loans Converted to Term	210	46
Loans, net of unearned income	8,106	10,826
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	25
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	25
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,993	30,952
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	10,522
Three years prior	180	9,228
Four years prior	0	10,781
Prior	4,392	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,572	30,531
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,288	2,859
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	180	211
Four years prior	0	684
Prior	687	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	867	2,438
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,543
Three years prior	180	211
Four years prior	0	684
Prior	687	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	867	2,438
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	421
Three years prior	421	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	421	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,705	28,093
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	0	9,017
Four years prior	0	10,097
Prior	3,705	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,705	28,093
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	8,979
Three years prior	0	9,017
Four years prior	0	10,097
Prior	3,705	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,705	28,093
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	240,347	341,744
Purchased loans | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	14,022
Three years prior	11,974	7,126
Four years prior	4,477	1,112
Prior	26,442	38,747
Revolving Loans	930	957
Revolving Loans Converted to Term	212	253
Loans, net of unearned income	44,035	62,217
Purchased loans | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	371
Two years prior	359	3,082
Three years prior	1,741	33,674
Four years prior	22,792	28,169
Prior	120,168	140,689
Revolving Loans	49,654	70,870
Revolving Loans Converted to Term	1,598	2,672
Loans, net of unearned income	196,312	279,527
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	150,944	214,770
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	6,873
Three years prior	4,205	3,212
Four years prior	2,542	595
Prior	12,861	17,223
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	19,608	28,152
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,556
Three years prior	4,205	3,212
Four years prior	2,456	594
Prior	9,777	12,665
Revolving Loans	0	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,438	22,276
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	61	1,120
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	61	1,120
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,317
Three years prior	0	0
Four years prior	86	1
Prior	3,023	3,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,109	4,756
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	240	1,953
Three years prior	1,195	30,078
Four years prior	20,320	25,956
Prior	109,331	127,642
Revolving Loans	164	630
Revolving Loans Converted to Term	86	111
Loans, net of unearned income	131,336	186,618
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two years prior	240	1,842
Three years prior	1,085	29,321
Four years prior	19,715	25,935
Prior	105,326	122,970
Revolving Loans	164	630
Revolving Loans Converted to Term	21	25
Loans, net of unearned income	126,551	180,971
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	111
Three years prior	110	757
Four years prior	605	21
Prior	4,005	4,672
Revolving Loans	0	0
Revolving Loans Converted to Term	65	86
Loans, net of unearned income	4,785	5,647
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	56,692	80,392
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	693	697
Revolving Loans Converted to Term	212	253
Loans, net of unearned income	905	950
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	269	59
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	269	59
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	424	638
Revolving Loans Converted to Term	212	253
Loans, net of unearned income	636	891
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	546	3,324
Four years prior	2,278	1,668
Prior	1,966	1,027
Revolving Loans	49,485	70,120
Revolving Loans Converted to Term	1,512	2,561
Loans, net of unearned income	55,787	79,442
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	742
Three years prior	546	3,324
Four years prior	2,278	1,668
Prior	1,890	960
Revolving Loans	48,906	69,518
Revolving Loans Converted to Term	1,077	2,124
Loans, net of unearned income	54,697	78,336
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	76	67
Revolving Loans	579	602
Revolving Loans Converted to Term	435	437
Loans, net of unearned income	1,090	1,106
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	22,507	31,928
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	815	1,883
Four years prior	1,818	232
Prior	11,358	18,275
Revolving Loans	237	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,228	20,399
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	815	1,883
Four years prior	1,818	232
Prior	10,440	16,139
Revolving Loans	87	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,160	18,263
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	40	44
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	40	44
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	878	2,092
Revolving Loans	150	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,028	2,092
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	119	0
Three years prior	0	200
Four years prior	121	193
Prior	8,034	10,893
Revolving Loans	5	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,279	11,529
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two years prior	119	0
Three years prior	0	200
Four years prior	121	193
Prior	8,034	10,800
Revolving Loans	5	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,279	11,436
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	93
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	93
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	10,204	14,654
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	6,954	2,031
Four years prior	117	285
Prior	2,223	3,249
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,294	12,716
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	7,149
Three years prior	6,954	2,009
Four years prior	86	285
Prior	820	1,793
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,860	11,238
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	22
Four years prior	31	0
Prior	1,403	1,456
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,434	1,478
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	0	72
Four years prior	73	352
Prior	837	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	910	1,938
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	387
Three years prior	0	30
Four years prior	73	117
Prior	837	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	910	1,661
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	42
Four years prior	0	235
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	277
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	740,832	905,223
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	76,557
Three years prior	52,761	153,960
Four years prior	146,704	171,487
Prior	481,098	435,073
Revolving Loans	9,224	22,631
Revolving Loans Converted to Term	14,371	4,688
Loans, net of unearned income	704,158	864,396
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	328	597
Three years prior	1,400	1,063
Four years prior	954	982
Prior	32,755	35,946
Revolving Loans	1,237	1,902
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	36,674	40,827
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	19,791	29,454
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,903	3,801
Four years prior	1,570	2,915
Prior	12,389	11,817
Revolving Loans	135	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,997	24,315
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	5,594
Three years prior	1,903	3,801
Four years prior	1,570	2,780
Prior	6,316	4,962
Revolving Loans	135	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,924	17,325
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	5,197	5,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,197	5,438
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	135
Prior	876	1,417
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	876	1,552
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	149	389
Four years prior	381	256
Prior	3,156	3,948
Revolving Loans	108	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,794	5,139
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	154
Three years prior	149	389
Four years prior	381	256
Prior	3,156	3,890
Revolving Loans	108	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,794	5,081
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	58
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	58
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	264,939	323,041
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,063	32,567
Four years prior	32,268	61,568
Prior	191,688	181,007
Revolving Loans	4,763	9,723
Revolving Loans Converted to Term	0	2
Loans, net of unearned income	242,782	299,868
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	15,001
Three years prior	14,063	29,276
Four years prior	28,406	43,962
Prior	168,961	161,790
Revolving Loans	4,754	5,808
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	216,184	255,837
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	1,568	9,670
Prior	1,701	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,269	9,670
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	3,291
Four years prior	2,294	7,936
Prior	21,026	19,217
Revolving Loans	9	3,915
Revolving Loans Converted to Term	0	2
Loans, net of unearned income	23,329	34,361
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	860	625
Four years prior	573	660
Prior	19,864	20,531
Revolving Loans	860	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	22,157	23,173
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	860	625
Four years prior	573	660
Prior	19,848	20,253
Revolving Loans	860	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	22,141	22,895
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	16	278
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16	278
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	456,102	552,728
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	55,962
Three years prior	36,795	117,592
Four years prior	112,866	107,004
Prior	277,021	242,249
Revolving Loans	4,326	12,720
Revolving Loans Converted to Term	14,371	4,686
Loans, net of unearned income	445,379	540,213
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	37,002
Three years prior	20,420	109,910
Four years prior	105,055	83,738
Prior	236,855	221,423
Revolving Loans	4,326	6,431
Revolving Loans Converted to Term	4,415	0
Loans, net of unearned income	371,071	458,504
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	2,591
Three years prior	16,367	0
Four years prior	0	5,302
Prior	7,949	2,622
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	24,316	10,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	16,369
Three years prior	8	7,682
Four years prior	7,811	17,964
Prior	32,217	18,204
Revolving Loans	0	6,289
Revolving Loans Converted to Term	9,956	4,686
Loans, net of unearned income	49,992	71,194
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	328	443
Three years prior	391	49
Four years prior	0	66
Prior	9,735	11,467
Revolving Loans	269	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,723	12,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two years prior	328	443
Three years prior	391	49
Four years prior	0	66
Prior	9,735	11,331
Revolving Loans	269	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	10,723	12,379
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	136
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	136
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	40,322	59,675
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,976
Three years prior	23,428	15,497
Four years prior	10,892	1,118
Prior	4,306	4,348
Revolving Loans	1,654	3,676
Revolving Loans Converted to Term	40	60
Loans, net of unearned income	40,320	59,675
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34,942
Three years prior	23,373	15,405
Four years prior	10,876	1,051
Prior	4,101	4,262
Revolving Loans	1,644	3,676
Revolving Loans Converted to Term	30	29
Loans, net of unearned income	40,024	59,365
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	55	92
Four years prior	16	67
Prior	205	86
Revolving Loans	10	0
Revolving Loans Converted to Term	10	31
Loans, net of unearned income	$ 296	$ 310

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020	Sep. 30, 2020	Jun. 30, 2020	Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,021,105		$ 10,937,807
Unearned income	(4,281)		(4,160)
Loans, net of unearned income	10,016,824		10,933,647	$ 11,084,738
Allowance for credit losses	(170,038)	$ (172,354)	(176,144)	(168,098)	$ (145,387)	$ (52,162)
Loans, net	9,846,786		10,757,503
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,436,019		2,536,984
Loans, net of unearned income	1,436,019			2,648,062
Allowance for credit losses	(34,977)	(36,994)	(39,031)	(38,195)	(30,685)	(10,658)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	83,496		80,022
Loans, net of unearned income	79,215			82,928
Allowance for credit losses	(1,570)	(1,511)	(1,624)	(1,832)	(1,812)	(910)
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,091,296		858,104
Loans, net of unearned income	1,091,296			773,119
Allowance for credit losses	(16,169)	(15,729)	(16,047)	(13,819)	(12,538)	(5,029)
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	307,825		246,673
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	783,471		611,431
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,724,743		2,698,308
Loans, net of unearned income	2,724,743			2,760,394
Allowance for credit losses	(32,181)	(31,303)	(32,165)	(32,705)	(29,401)	(9,814)
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,808,139		1,750,951
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	481,552		513,160
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	291,116		296,364
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	143,936		137,833
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,535,730		4,554,852
Loans, net of unearned income	4,535,730			4,577,009
Allowance for credit losses	(73,895)	(74,893)	(76,127)	(70,582)	(60,061)	(24,990)
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	126,266		149,579
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,630,227		1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,779,237		2,747,467
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	149,821		209,537
Loans, net of unearned income	149,821			243,226
Allowance for credit losses	$ (11,246)	$ (11,924)	$ (11,150)	$ (10,965)	$ (10,890)	$ (761)

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest receivable	$ 45,404		$ 45,404		$ 56,459
Deferred interest, allowance for credit loss	1,356		1,356		$ 1,500
(Recovery of) provision for loan losses	(1,200)	$ 23,100	$ (1,200)	$ 76,350
Supportable period			2 years
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
(Recovery of) provision for loan losses	440	1,386	$ 161	5,922
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
(Recovery of) provision for loan losses	$ 61	$ 187	$ (77)	$ 558

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2019	Dec. 31, 2020
Allowance for loan losses:
Beginning balance	$ 172,354	$ 145,387	$ 176,144	$ 52,162
Accounting standards update [Extensible List]					Accounting Standards Update 2016-13 [Member]
Charge-offs	(2,979)	(3,576)	(11,203)	(12,491)
Recoveries	1,863	3,187	6,297	9,593
Net (charge-offs) recoveries	(1,116)	(389)	(4,906)	(2,898)
(Recovery of) provision for credit losses on loans	(1,200)	23,100	(1,200)	76,350
Ending balance	170,038	168,098	170,038	168,098	$ 52,162
Individually evaluated	16,498	11,136	16,498	11,136
Collectively evaluated	153,540	156,962	153,540	156,962
Loans:
Individually evaluated	40,241	29,602	40,241	29,602
Collectively evaluated	9,976,583	11,055,136	9,976,583	11,055,136
Gross loans	10,016,824	11,084,738	10,016,824	11,084,738		$ 10,933,647
Nonaccruing loans with no allowance for credit losses	8,572	8,380	8,572	8,380
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	36,994	30,685	39,031	10,658
Charge-offs	(1,225)	(420)	(5,907)	(1,969)
Recoveries	418	698	940	996
Net (charge-offs) recoveries	(807)	278	(4,967)	(973)
(Recovery of) provision for credit losses on loans	(1,210)	7,232	913	17,159
Ending balance	34,977	38,195	34,977	38,195	10,658
Individually evaluated	9,717	10,211	9,717	10,211
Collectively evaluated	25,260	27,984	25,260	27,984
Loans:
Individually evaluated	15,193	17,670	15,193	17,670
Collectively evaluated	1,420,826	2,630,392	1,420,826	2,630,392
Gross loans	1,436,019	2,648,062	1,436,019	2,648,062
Nonaccruing loans with no allowance for credit losses	2,658	589	2,658	589
Real estate – construction:
Allowance for loan losses:
Beginning balance	15,729	12,538	16,047	5,029
Charge-offs	0	(136)	(52)	(668)
Recoveries	0	31	13	31
Net (charge-offs) recoveries	0	(105)	(39)	(637)
(Recovery of) provision for credit losses on loans	440	1,386	161	5,922
Ending balance	16,169	13,819	16,169	13,819	5,029
Individually evaluated	0	0	0	0
Collectively evaluated	16,169	13,819	16,169	13,819
Loans:
Individually evaluated	0	0	0	0
Collectively evaluated	1,091,296	773,119	1,091,296	773,119
Gross loans	1,091,296	773,119	1,091,296	773,119
Nonaccruing loans with no allowance for credit losses	0	0	0	0
Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance	31,303	29,401	32,165	9,814
Charge-offs	(276)	(720)	(529)	(1,083)
Recoveries	193	152	855	288
Net (charge-offs) recoveries	(83)	(568)	326	(795)
(Recovery of) provision for credit losses on loans	961	3,872	(310)	9,372
Ending balance	32,181	32,705	32,181	32,705	9,814
Individually evaluated	206	275	206	275
Collectively evaluated	31,975	32,430	31,975	32,430
Loans:
Individually evaluated	5,311	4,718	5,311	4,718
Collectively evaluated	2,719,432	2,755,676	2,719,432	2,755,676
Gross loans	2,724,743	2,760,394	2,724,743	2,760,394
Nonaccruing loans with no allowance for credit losses	3,039	4,147	3,039	4,147
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	74,893	60,061	76,127	24,990
Charge-offs	(184)	(553)	(416)	(2,600)
Recoveries	190	711	504	2,451
Net (charge-offs) recoveries	6	158	88	(149)
(Recovery of) provision for credit losses on loans	(1,004)	10,363	(2,320)	41,448
Ending balance	73,895	70,582	73,895	70,582	24,990
Individually evaluated	5,968	380	5,968	380
Collectively evaluated	67,927	70,202	67,927	70,202
Loans:
Individually evaluated	19,120	6,596	19,120	6,596
Collectively evaluated	4,516,610	4,570,413	4,516,610	4,570,413
Gross loans	4,535,730	4,577,009	4,535,730	4,577,009
Nonaccruing loans with no allowance for credit losses	2,865	3,644	2,865	3,644
Lease financing
Allowance for loan losses:
Beginning balance	1,511	1,812	1,624	910
Charge-offs	(13)	(168)	(13)	(168)
Recoveries	11	1	36	11
Net (charge-offs) recoveries	(2)	(167)	23	(157)
(Recovery of) provision for credit losses on loans	61	187	(77)	558
Ending balance	1,570	1,832	1,570	1,832	910
Individually evaluated	0	0	0	0
Collectively evaluated	1,570	1,832	1,570	1,832
Loans:
Individually evaluated	0	0	0	0
Collectively evaluated	79,215	82,928	79,215	82,928
Gross loans	79,215	82,928	79,215	82,928
Nonaccruing loans with no allowance for credit losses	0	0	0	0
Installment Loans to Individuals
Allowance for loan losses:
Beginning balance	11,924	10,890	11,150	761
Charge-offs	(1,281)	(1,579)	(4,286)	(6,003)
Recoveries	1,051	1,594	3,949	5,816
Net (charge-offs) recoveries	(230)	15	(337)	(187)
(Recovery of) provision for credit losses on loans	(448)	60	433	1,891
Ending balance	11,246	10,965	11,246	10,965	761
Individually evaluated	607	270	607	270
Collectively evaluated	10,639	10,695	10,639	10,695
Loans:
Individually evaluated	617	618	617	618
Collectively evaluated	149,204	242,608	149,204	242,608
Gross loans	149,821	243,226	149,821	243,226
Nonaccruing loans with no allowance for credit losses	$ 10	$ 0	$ 10	0
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance				42,484
Ending balance					42,484
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance				11,351
Ending balance					11,351
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance				3,505
Ending balance					3,505
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance				14,314
Ending balance					14,314
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance				4,293
Ending balance					4,293
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance				521
Ending balance					521
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals
Allowance for loan losses:
Beginning balance				$ 8,500
Ending balance					$ 8,500

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Allowance for loan losses:
Beginning balance	$ 20,535	$ 17,335	$ 20,535	$ 946
(Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense)	(200)	2,700	(200)	8,700
Ending balance	$ 20,335	$ 20,035	20,335	20,035
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance			$ 0	$ 10,389

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 2,453	$ 3,927
Non Purchased OREO	2,252	2,045
Total OREO	4,705	5,972
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	127	72
Non Purchased OREO	376	107
Total OREO	503	179
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	858	1,741
Non Purchased OREO	1,813	924
Total OREO	2,671	2,665
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	311	337
Non Purchased OREO	4	676
Total OREO	315	1,013
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,157	1,777
Non Purchased OREO	59	338
Total OREO	$ 1,216	$ 2,115

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Purchased OREO
Balance at January 1, 2021	$ 3,927
Transfers of loans	1,047
Impairments	(220)
Dispositions	(2,171)
Other	(130)
Balance at September 30, 2021	2,453
Non Purchased OREO
Balance at January 1, 2021	2,045
Transfers of loans	2,124
Impairments	(70)
Dispositions	(1,836)
Other	(11)
Balance at September 30, 2021	2,252
Total OREO
Balance at January 1, 2021	5,972
Transfers of loans	3,171
Impairments	(290)
Dispositions	(4,007)
Other	(141)
Balance at September 30, 2021	$ 4,705

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Real Estate Properties [Line Items]
Repairs and maintenance	$ 17	$ 64	$ 60	$ 234
Property taxes and insurance	6	35	54	186
Impairments	173	820	290	1,647
Net (gains) losses on OREO sales	(24)	117	(74)	27
Rental income	(4)	(3)	(17)	(23)
Total	168	$ 1,033	313	$ 2,071
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 1,220		$ 1,220		$ 1,308

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2021USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2021	$ 939,683
Additions to goodwill and other adjustments	0
Balance at September 30, 2021	939,683
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2021	936,916
Additions to goodwill and other adjustments	0
Balance at September 30, 2021	936,916
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2021	2,767
Additions to goodwill and other adjustments	0
Balance at September 30, 2021	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(59,440)	(54,823)
Net Carrying Amount	25,522	30,139
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(58,020)	(53,539)
Net Carrying Amount	24,472	28,953
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,420)	(1,284)
Net Carrying Amount	$ 1,050	$ 1,186

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,481	$ 1,733	$ 4,618	$ 5,462
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,436	1,688	4,482	5,326
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 45	$ 136	$ 136

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Sep. 30, 2021USD ($)
Finite-Lived Intangible Assets [Line Items]
2021	$ 6,041
2022	5,121
2023	4,225
2024	3,679
2025	3,284
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2021	5,860
2022	4,940
2023	4,044
2024	3,498
2025	3,103
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2021	181
2022	181
2023	181
2024	181
2025	$ 181

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR			$ (13,561)	$ 13,694
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,891	$ 3,400	$ 13,578	$ 9,012

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Changes in mortgage servicing rights
Balance at January 1, 2021	$ 62,994
Capitalization	26,532
Amortization	(16,700)
Valuation adjustment	(13,561)	$ 13,694
Balance at September 30, 2021	$ 86,387

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2021	Dec. 31, 2020
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 8,470,973	$ 7,322,671
Weighted-average prepayment speed (CPR)	11.68%	15.05%
Estimated impact of a 10% increase	$ (4,258)	$ (4,001)
Estimated impact of a 20% increase	$ (8,254)	$ (7,674)
Discount rate	9.83%	9.86%
Estimated impact of a 10% increase	$ (3,381)	$ (2,144)
Estimated impact of a 20% increase	$ (6,520)	$ (4,144)
Weighted-average coupon interest rate	3.33%	3.58%
Weighted-average servicing fee (basis points)	30.52%	29.94%
Weighted-average remaining maturity (in years)	6 years 2 months 23 days	5 years 1 month 20 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	171	246	512	738
Expected return on plan assets	(442)	(412)	(1,326)	(1,238)
Recognized actuarial loss (gain)	67	87	199	262
Net periodic (return) benefit cost	(204)	(79)	(615)	(238)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	2	2	4	5
Interest cost	4	3	11	10
Expected return on plan assets	0	0	0	0
Recognized actuarial loss (gain)	0	(23)	(2)	(68)
Net periodic (return) benefit cost	$ 6	$ (18)	$ 13	$ (53)

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Retirement Benefits [Abstract]
Stock options granted (in shares)			0	0
Treasury shares reissued (in shares)			134,783
Total stock-based compensation expense	$ 2,595	$ 2,405	$ 7,736	$ 8,153

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Stock Options (Details) - $ / shares	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Shares
Options outstanding at beginning of period (shares)	10,500
Granted (shares)	0	0
Exercised (shares)	(5,000)
Forfeited (shares)	0
Options outstanding at end of period (shares)	5,500
Weighted Average Exercise Price
Options outstanding at beginning of period (usd per share)	$ 14.96
Granted (usd per share)	0
Exercised (usd per share)	14.96
Forfeited (usd per share)	0
Options outstanding at end of period (usd per share)	$ 14.96

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	9 Months Ended
	Sep. 30, 2021$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	132,827
Awarded (shares) | shares	78,230
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Nonvested at end of period (shares) | shares	211,057
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 32.88
Awarded (usd per share) | $ / shares	34.02
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Nonvested at end balance (usd per share) | $ / shares	$ 33.30
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	548,416
Awarded (shares) | shares	253,733
Vested (shares) | shares	(139,752)
Cancelled (shares) | shares	(53,737)
Nonvested at end of period (shares) | shares	608,660
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.15
Awarded (usd per share) | $ / shares	37.22
Vested (usd per share) | $ / shares	36.89
Cancelled (usd per share) | $ / shares	37.65
Nonvested at end balance (usd per share) | $ / shares	$ 34.49

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 15,373	$ 3,866
Derivative liabilities, fair value	14,021	21,107
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	1,162,796	812,634
Derivative assets, fair value	16,519	29,708
Derivative liabilities, notional amount	373,791	938,933
Derivative liabilities, fair value	5,849	14,974
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	190,200	222,933
Derivative assets, fair value	5,268	9,884
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	422,596	589,701
Derivative assets, fair value	7,592	19,824
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	550,000	0
Derivative assets, fair value	3,659	0
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	200,000	175,000
Derivative assets, fair value	11,615	3,866
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	190,200	222,933
Derivative liabilities, fair value	5,268	9,884
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	101,591	0
Derivative liabilities, fair value	423	0
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	82,000	716,000
Derivative liabilities, fair value	158	5,090
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	62,000	87,000
Derivative liabilities, fair value	3,544	5,924
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	$ 5,150	$ 209

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 2,648	$ 2,070	$ (2,270)	$ 23,925
Interest Income | Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	589	451	1,795	1,710
Mortgage Banking Income | Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	(3,251)	(1,135)	(12,655)	23,610
Mortgage Banking Income | Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 5,310	$ 2,754	$ 8,590	$ (1,395)

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ (764)	$ 0	$ (4,941)	$ 0
Change in unrealized gain (loss) on hedged item in fair value hedge	$ 764	$ 0	$ 4,941	$ 0

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 93,303	$ 98,114
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ (5,150)	$ 209

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Offsetting Derivative Assets
Gross amounts recognized	$ 15,373	$ 3,866
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	15,373	3,866
Financial instruments	6,605	3,866
Financial collateral pledged	0	0
Net amounts	8,768	0
Offsetting Derivative Liabilities
Gross amounts recognized	14,021	21,107
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	14,021	21,107
Financial instruments	6,605	3,866
Financial collateral pledged	7,416	14,042
Net amounts	$ 0	$ 3,199

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Deferred tax assets
Allowance for credit losses	$ 52,345	$ 53,597
Loans	3,471	5,526
Deferred compensation	13,598	13,114
Investment in partnerships	154	0
Impairment of assets	508	1,067
Net operating loss carryforwards	1,287	1,857
Lease liabilities under operating leases	17,189	17,732
Other	3,613	3,539
Total deferred tax assets	92,165	96,432
Deferred tax liabilities
Net unrealized gains on securities	3,580	8,434
Investment in partnerships	0	793
Fixed assets	1,182	3,285
Mortgage servicing rights	20,587	14,623
Junior subordinated debt	2,162	2,245
Intangibles	3,349	3,882
Lease right-of-use asset	16,291	16,833
Other	565	1,672
Total deferred tax liabilities	47,716	51,767
Net deferred tax assets	$ 44,449	$ 44,665

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2021	Jun. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Income Tax Disclosure [Abstract]
Income taxes	$ 11,185		$ 7,612	$ 35,572	$ 13,022
Discrete tax benefit, state tax credit investment		$ 3,460
Effective income tax rate				22.10%	20.28%

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Financial assets:
Securities available for sale, at fair value	$ 2,544,643	$ 1,343,457
Derivative instruments	15,373	3,866
Financial liabilities:
Derivative instruments	14,021	21,107
Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring
Financial assets:
Securities available for sale, at fair value		1,343,457
Derivative instruments	28,134	33,574
Mortgage loans held for sale in loans held for sale	452,869	417,771
Total financial assets	3,025,646	1,794,802
Financial liabilities:
Derivative instruments	14,543	21,107
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,544,643	1,334,445
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value		0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value		1,334,445
Derivative instruments	28,134	33,574
Mortgage loans held for sale in loans held for sale	452,869	417,771
Total financial assets	3,025,646	1,785,790
Financial liabilities:
Derivative instruments	14,543	21,107
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,544,643	1,334,445
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value		9,012
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	9,012
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		$ 9,012

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 0	$ 7,679	$ 9,012	$ 9,986
Accretion included in net income	0	8	7	26
Unrealized losses included in other comprehensive income	0	840	941	(1,382)
Realized losses			2,061	0
Sales			(12,021)	0
Settlements	0	(35)	0	(138)
Ending balance	$ 0	$ 8,492	$ 0	$ 8,492

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 9,410	$ 24,145
OREO	170	2,736
Mortgage servicing rights	86,387	62,994
Total financial assets	95,967	89,875
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	9,410	24,145
OREO	170	2,736
Mortgage servicing rights	86,387	62,994
Total financial assets	$ 95,967	$ 89,875

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Jun. 30, 2021	Dec. 31, 2020	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 17,959			$ 36,990
Specific reserve included in allowance for loan losses	170,038	$ 168,098	$ 172,354	176,144	$ 145,387	$ 52,162
Valuation adjustment to mortgage servicing rights	(13,561)	13,694
Changes in fair value, gain (loss)	(10,425)	$ 10,876
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 8,549			$ 12,845

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 445	$ 4,051
Impairment recognized in results of operations	(275)	(1,315)
Fair value	$ 170	$ 2,736

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Sep. 30, 2021USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 9,410
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 170
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 452,869	$ 417,771
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	441,125	395,602
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 11,744	$ 22,169

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Financial assets
Securities available for sale	$ 2,544,643	$ 1,343,457
Loans held for sale	452,869	417,771
Loans, net	9,846,786	10,757,503
Mortgage servicing rights	86,387	62,994
Derivative instruments	15,373	3,866
Financial liabilities
Derivative instruments	14,021	21,107
Carrying Value
Financial assets
Cash and cash equivalents	1,476,141	633,203
Securities available for sale	2,544,643	1,343,457
Loans held for sale	452,869	417,771
Loans, net	9,846,786	10,757,503
Mortgage servicing rights	86,387	62,994
Derivative instruments	28,134	33,574
Financial liabilities
Deposits	13,254,829	12,059,081
Short-term borrowings	11,253	21,340
Federal Home Loan Bank advances	150,425	152,167
Junior subordinated debentures	111,228	110,794
Subordinated notes	207,210	212,009
Derivative instruments	14,543	21,107
Fair Value
Financial assets
Cash and cash equivalents	1,476,141	633,203
Securities available for sale	2,544,643	1,343,457
Loans held for sale	452,869	417,771
Loans, net	9,726,732	10,668,625
Mortgage servicing rights	90,738	62,994
Derivative instruments	28,134	33,574
Financial liabilities
Deposits	13,255,301	12,069,198
Short-term borrowings	11,253	21,340
Federal Home Loan Bank advances	155,832	158,914
Junior subordinated debentures	105,546	93,092
Subordinated notes	221,700	217,575
Derivative instruments	14,543	21,107
Fair Value | Level 1
Financial assets
Cash and cash equivalents	1,476,141	633,203
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	11,787,346	10,363,193
Short-term borrowings	11,253	21,340
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	2,544,643	1,334,445
Loans held for sale	452,869	417,771
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	28,134	33,574
Financial liabilities
Deposits	1,467,955	1,706,005
Short-term borrowings	0	0
Federal Home Loan Bank advances	155,832	158,914
Junior subordinated debentures	105,546	93,092
Subordinated notes	221,700	217,575
Derivative instruments	14,543	21,107
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	0	9,012
Loans held for sale	0	0
Loans, net	9,726,732	10,668,625
Mortgage servicing rights	90,738	62,994
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2021	Sep. 30, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (11,476)			$ 2,160			$ (19,282)	$ 23,052
Total other comprehensive income (loss), tax expense (benefit)	(2,920)			549			(4,908)	5,866
Other comprehensive (loss) income, net of tax	(8,556)	$ (889)	$ (4,929)	1,611	$ 1,838	$ 13,737	(14,374)	17,186
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(12,408)			519			(27,487)	26,404
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(3,158)			131			(6,996)	6,719
Other comprehensive income (loss), before reclassifications, net of tax	(9,250)			388			(20,491)	19,685
Reclassification from AOCI, pre-tax	(764)						(2,121)	(31)
Reclassification from AOCI, tax expense (benefit)	(194)						(539)	(8)
Reclassification from AOCI, net of tax	(570)						(1,582)	(23)
Total other comprehensive income (loss), pre-tax	(13,172)			519			(29,608)	26,373
Total other comprehensive income (loss), tax expense (benefit)	(3,352)			131			(7,535)	6,711
Other comprehensive (loss) income, net of tax	(9,820)			388			(22,073)	19,662
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	1,629						10,129	(3,516)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	414						2,578	(895)
Other comprehensive income (loss), before reclassifications, net of tax	1,215						7,551	(2,621)
Total other comprehensive income (loss), pre-tax	1,629						10,129	(3,516)
Total other comprehensive income (loss), tax expense (benefit)	414						2,578	(895)
Other comprehensive (loss) income, net of tax	1,215						7,551	(2,621)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	67			65			197	195
Reclassification from AOCI, tax expense (benefit)	18			17			49	50
Reclassification from AOCI, net of tax	49			48			148	145
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	67			65			197	195
Total other comprehensive income (loss), tax expense (benefit)	18			17			49	50
Other comprehensive (loss) income, net of tax	$ 49			48			$ 148	$ 145
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax				1,576
Other comprehensive income (loss) before reclassifications, tax expense (benefit)				401
Other comprehensive income (loss), before reclassifications, net of tax				1,175
Total other comprehensive income (loss), pre-tax				1,576
Total other comprehensive income (loss), tax expense (benefit)				401
Other comprehensive (loss) income, net of tax				$ 1,175

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Accumulated balances for component of other comprehensive income, net of tax
Unrealized gains on securities	$ 8,854	$ 42,246
Non-credit related portion of previously recorded other-than-temporary impairment on securities	0	(11,319)
Unrealized gains (losses) on derivative instruments	6,913	(638)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,073)	(5,221)
Total accumulated other comprehensive income	$ 10,694	$ 25,068

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Basic
Net income applicable to common stock	$ 40,063	$ 29,992	$ 138,838	$ 52,130
Average common shares outstanding (shares)	56,146,285	56,185,884	56,237,056	56,294,984
Net income per common share - basic (usd per share)	$ 0.71	$ 0.53	$ 2.47	$ 0.93
Diluted
Net income applicable to common stock	$ 40,063	$ 29,992	$ 138,838	$ 52,130
Average common shares outstanding (shares)	56,146,285	56,185,884	56,237,056	56,294,984
Effect of dilutive stock-based compensation (shares)	300,899	200,269	296,038	173,593
Average common shares outstanding - diluted (shares)	56,447,184	56,386,153	56,533,094	56,468,577
Net income per common share - diluted (usd per share)	$ 0.71	$ 0.53	$ 2.46	$ 0.92

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
Schedule of antidilutive securities excluded from computation of earnings per share
Exercise prices (for stock option awards) (usd per share)	$ 0	$ 0	$ 0	$ 0
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	19,929	237,212	19,929	255,448

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Sep. 30, 2021
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Sep. 30, 2021USD ($)	Dec. 31, 2020USD ($)
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,395,321	$ 1,306,597
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0918	0.0937
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,287,684	$ 1,199,394
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	11.02%	10.93%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,395,321	$ 1,306,597
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1194	0.1191
Total Capital to Risk-Weighted Assets - Amount	$ 1,712,500	$ 1,653,694
Total Capital to Risk-Weighted Assets - Ratio	0.1466	0.1507
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,454,879	$ 1,369,994
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0958	0.0983
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,454,879	$ 1,369,994
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.45%	12.49%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,454,879	$ 1,369,994
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1245	0.1249
Total Capital to Risk-Weighted Assets - Amount	$ 1,574,697	$ 1,504,985
Total Capital to Risk-Weighted Assets - Ratio	0.1348	0.1373

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2020	Jun. 30, 2020	Mar. 31, 2020	Sep. 30, 2021	Sep. 30, 2020	Dec. 31, 2020
Financial information for the Company's operating segments
Net interest income (loss)	$ 103,292			$ 106,286			$ 322,519	$ 318,670
Recovery of credit losses	(1,200)			23,100			(1,200)	76,350
Noninterest income (loss)	50,755			70,928			179,402	172,668
Noninterest expense	103,999			116,510			328,711	349,836
Income (loss) before income taxes	51,248			37,604			174,410	65,152
Income tax expense (benefit)	11,185			7,612			35,572	13,022
Net income (loss)	40,063	$ 40,867	$ 57,908	29,992	$ 20,130	$ 2,008	138,838	52,130
Total assets	16,155,550			14,808,933			16,155,550	14,808,933	$ 14,929,612
Goodwill	939,683			939,683			939,683	939,683	939,683
Community Banks
Financial information for the Company's operating segments
Goodwill	936,916						936,916		936,916
Insurance
Financial information for the Company's operating segments
Goodwill	2,767						2,767		$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	106,506			108,909			332,234	325,879
Recovery of credit losses	(1,088)			22,408			(1,088)	75,481
Noninterest income (loss)	42,546			63,918			155,765	152,716
Noninterest expense	97,437			110,430			309,449	332,490
Income (loss) before income taxes	52,703			39,989			179,638	70,624
Income tax expense (benefit)	12,117			8,383			38,320	15,088
Net income (loss)	40,586			31,606			141,318	55,536
Total assets	16,040,728			14,694,683			16,040,728	14,694,683
Goodwill	936,916			936,916			936,916	936,916
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	115			126			333	424
Recovery of credit losses	0			0			0	0
Noninterest income (loss)	2,835			2,694			8,558	7,787
Noninterest expense	2,095			1,974			6,005	5,708
Income (loss) before income taxes	855			846			2,886	2,503
Income tax expense (benefit)	220			217			740	658
Net income (loss)	635			629			2,146	1,845
Total assets	33,036			30,138			33,036	30,138
Goodwill	2,767			2,767			2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	404			403			1,184	1,250
Recovery of credit losses	(112)			692			(112)	869
Noninterest income (loss)	5,820			4,714			16,421	13,370
Noninterest expense	4,189			3,818			12,337	11,215
Income (loss) before income taxes	2,147			607			5,380	2,536
Income tax expense (benefit)	0			0			0	0
Net income (loss)	2,147			607			5,380	2,536
Total assets	67,204			68,261			67,204	68,261
Goodwill	0			0			0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(3,733)			(3,152)			(11,232)	(8,883)
Recovery of credit losses	0			0			0	0
Noninterest income (loss)	(446)			(398)			(1,342)	(1,205)
Noninterest expense	278			288			920	423
Income (loss) before income taxes	(4,457)			(3,838)			(13,494)	(10,511)
Income tax expense (benefit)	(1,152)			(988)			(3,488)	(2,724)
Net income (loss)	(3,305)			(2,850)			(10,006)	(7,787)
Total assets	14,582			15,851			14,582	15,851
Goodwill	$ 0			$ 0			$ 0	$ 0