Renasant (RNST) 10-K 25 Feb 22 2021 FY Annual report Financial data

Cover Page

Cover Page - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 18, 2022	Jun. 30, 2021
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2021
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Entity Shell Company	false
Entity Public Float			$ 2,196,590,080
Entity Common Stock, Shares Outstanding		55,815,152
Documents Incorporated by Reference	Portions of the Proxy Statement for the 2022 Annual Meeting of Shareholders of Renasant Corporation are incorporated by reference into Part III of this Form 10-K.
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2021
Document Fiscal Period Focus	FY

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2021
Audit Information [Abstract]
Auditor Name	Horne LLP
Auditor Location	Memphis, TN
Auditor Firm ID	171

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 182,710	$ 176,372
Interest-bearing balances with banks	1,695,255	456,831
Cash and cash equivalents	1,877,965	633,203
Securities held to maturity, net of allowance for credit losses of $32 at December 31, 2021 (fair value of $415,552)	416,357	0
Securities available for sale, at fair value	2,386,052	1,343,457
Loans held for sale, at fair value	453,533	417,771
Loans, net of unearned income:
Gross loans	10,020,914	10,933,647
Allowance for credit losses	(164,171)	(176,144)
Loans, net	9,856,743	10,757,503
Premises and equipment, net	293,122	300,496
Other real estate owned:
Total other real estate owned, net	2,540	5,972
Goodwill	939,683	939,683
Other intangible assets, net	24,098	30,139
Bank-owned life insurance	287,359	230,609
Mortgage servicing rights	89,018	62,994
Other assets	183,841	207,785
Total assets	16,810,311	14,929,612
Deposits
Noninterest-bearing	4,718,124	3,685,048
Interest-bearing	9,187,600	8,374,033
Total deposits	13,905,724	12,059,081
Short-term borrowings	13,947	21,340
Long-term debt	471,209	474,970
Other liabilities	209,578	241,488
Total liabilities	14,600,458	12,796,879
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 55,756,233 and 56,200,487 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost, 3,540,492 and 3,096,238 shares, respectively	(118,027)	(101,554)
Additional paid-in capital	1,300,192	1,296,963
Retained earnings	741,648	615,773
Accumulated other comprehensive (loss) income, net of taxes	(10,443)	25,068
Total shareholders’ equity	2,209,853	2,132,733
Total liabilities and shareholders’ equity	16,810,311	14,929,612
Non purchased loans and leases
Loans, net of unearned income:
Gross loans	9,011,011	9,419,540
Other real estate owned:
Total other real estate owned, net	951	2,045
Purchased loans
Loans, net of unearned income:
Gross loans	1,009,903	1,514,107
Other real estate owned:
Total other real estate owned, net	$ 1,589	$ 3,927

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Statement of Financial Position [Abstract]
Allowance for credit losses - held to maturity securities	$ 32	$ 0
Securities held to maturity	$ 415,552
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock authorized (in shares)	5,000,000	5,000,000
Preferred stock issued (in shares)	0	0
Preferred stock outstanding (in shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock authorized (in shares)	150,000,000	150,000,000
Common stock issued (in shares)	59,296,725	59,296,725
Common stock outstanding (in shares)	55,756,233	56,200,487
Treasury stock (in shares)	3,540,492	3,096,238

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Interest income
Loans	$ 435,464	$ 466,432	$ 501,336
Securities
Taxable	24,732	24,224	29,875
Tax-exempt	6,800	6,287	5,477
Other	1,689	1,189	5,892
Total interest income	468,685	498,132	542,580
Interest expense
Deposits	28,976	54,016	81,995
Borrowings	15,708	17,319	16,928
Total interest expense	44,684	71,335	98,923
Net interest income	424,001	426,797	443,657
(Recovery of) provision for credit losses on loans	(1,700)	85,350	7,050
Provision for credit losses on HTM securities	32	0	0
Provision for other credit losses	0	1,500	0
(Recovery of) provision for credit losses	(1,668)	86,850	7,050
Net interest income after provision for credit losses	425,669	339,947	436,607
Noninterest income
Service charges on deposit accounts	36,569	31,326	35,972
Fees and commissions	15,732	13,043	19,430
Insurance commissions	9,841	8,990	8,919
Wealth management revenue	20,455	16,504	14,433
Mortgage banking income	109,604	150,499	57,896
Swap termination gains	4,676	0	0
Swap termination charges	0	2,040	0
Net gains on sales of securities	2,170	46	348
BOLI income	7,366	5,627	6,109
Other	20,571	9,497	10,147
Total noninterest income	226,984	235,532	153,254
Noninterest expense
Salaries and employee benefits	280,627	302,388	250,784
Data processing	21,726	20,685	19,679
Net occupancy and equipment	46,837	54,080	49,553
Other real estate owned	253	2,754	2,013
Professional fees	11,776	11,293	10,166
Advertising and public relations	12,203	10,322	11,607
Intangible amortization	6,042	7,121	8,105
Communications	8,869	8,866	8,858
Merger and conversion related expenses	0	0	279
Restructuring charges	368	7,365	0
Swap termination charges	0	2,040	0
Debt prepayment penalty	6,123	121	54
Other	35,002	44,953	13,076
Total noninterest expense	429,826	471,988	374,174
Income before income taxes	222,827	103,491	215,687
Income taxes	46,935	19,840	48,091
Net income	$ 175,892	$ 83,651	$ 167,596
Basic earnings per share (usd per share)	$ 3.13	$ 1.49	$ 2.89
Diluted earnings per share (usd per share)	3.12	1.48	2.88
Cash dividends per common share (usd per share)	$ 0.88	$ 0.88	$ 0.87

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Comprehensive Income [Abstract]
Net income	$ 175,892	$ 83,651	$ 167,596
Securities available for sale:
Unrealized holding (losses) gains on securities	(38,371)	20,717	18,625
Reclassification adjustment for (gains) losses realized in net income	(1,618)	(34)	1,872
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(54)	0	0
Total securities available for sale	(40,043)	20,683	20,497
Derivative instruments:
Unrealized holding gains (losses) on derivative instruments	8,087	688	(2,217)
Reclassification adjustment for (gains) losses realized in net income related to swap termination	(3,486)	1,521	0
Total derivative instruments	4,601	2,209	(2,217)
Defined benefit pension and post-retirement benefit plans:
Net (loss) gain arising during the period	(264)	797	68
Reclassification adjustment for settlement loss related to the VERP realized in net income	0	422	0
New prior service cost	0	(362)	0
Amortization of net actuarial loss recognized in net periodic pension cost	195	193	312
Amortization of prior service cost	0	362	0
Total defined benefit pension and post-retirement benefit plans	(69)	1,412	380
Other comprehensive (loss) income, net of tax	(35,511)	24,304	18,660
Comprehensive income	$ 140,381	$ 107,955	$ 186,256

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Retained EarningsCumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Income (Loss)
Beginning Balance (shares) at Dec. 31, 2018			58,546,480
Beginning Balance at Dec. 31, 2018	$ 2,043,913		$ 296,483	$ (24,245)	$ 1,288,911	$ 500,660		$ (17,896)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	167,596					167,596
Other comprehensive income (loss)	18,660							18,660
Comprehensive income	186,256
Repurchase of shares in connection with stock repurchase program (in shares)			(1,820,202)
Repurchase of shares in connection with stock repurchase program	(62,944)			(62,944)
Cash dividends	(50,901)					(50,901)
Issuance of common stock for stock-based compensation awards (in shares)			128,724
Issuance of common stock for stock-based compensation awards	(831)			4,000	(4,831)
Stock-based compensation expense	10,196				10,196
Ending Balance (shares) at Dec. 31, 2019			56,855,002
Ending Balance at Dec. 31, 2019	2,125,689	$ (35,099)	$ 296,483	(83,189)	1,294,276	617,355	$ (35,099)	764
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	83,651					83,651
Other comprehensive income (loss)	24,304							24,304
Comprehensive income	107,955
Repurchase of shares in connection with stock repurchase program (in shares)			(818,886)
Repurchase of shares in connection with stock repurchase program	(24,569)			(24,569)
Cash dividends	(50,134)					(50,134)
Issuance of common stock for stock-based compensation awards (in shares)			164,371
Issuance of common stock for stock-based compensation awards	(1,686)			6,204	(7,890)
Stock-based compensation expense	10,577				10,577
Ending Balance (shares) at Dec. 31, 2020			56,200,487
Ending Balance at Dec. 31, 2020	$ 2,132,733		$ 296,483	(101,554)	1,296,963	615,773		25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Accounting Standards Update [Extensible List]	Accounting Standards Update 2016-13 [Member]
Net income	$ 175,892					175,892
Other comprehensive income (loss)	(35,511)							(35,511)
Comprehensive income	140,381
Repurchase of shares in connection with stock repurchase program (in shares)			(612,107)
Repurchase of shares in connection with stock repurchase program	(21,315)			(21,315)
Cash dividends	(50,017)					(50,017)
Issuance of common stock for stock-based compensation awards (in shares)			167,853
Issuance of common stock for stock-based compensation awards	(2,003)			4,842	(6,845)
Stock-based compensation expense	10,074				10,074
Ending Balance (shares) at Dec. 31, 2021			55,756,233
Ending Balance at Dec. 31, 2021	$ 2,209,853		$ 296,483	$ (118,027)	$ 1,300,192	$ 741,648		$ (10,443)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Statement of Stockholders' Equity [Abstract]
Cash dividends per share (usd per share)	$ 0.88	$ 0.88	$ 0.87

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating activities
Net income	$ 175,892	$ 83,651	$ 167,596
Adjustments to reconcile net income to net cash provided by operating activities:
(Recovery of) provision for credit losses	(1,668)	86,850	7,050
Depreciation, amortization and accretion	47,350	34,633	8,185
Deferred income tax expense (benefit)	11,411	(13,662)	20,041
Funding of mortgage loans held for sale	(4,059,927)	(4,479,421)	(2,381,178)
Proceeds from sales of mortgage loans held for sale	4,116,106	4,530,328	2,328,607
Gains on sales of mortgage loans held for sale	(82,399)	(150,406)	(45,854)
Valuation adjustment to mortgage servicing rights	(13,561)	11,726	1,836
Gains on sales of securities	(2,170)	(46)	(348)
Debt prepayment penalty	6,123	121	54
(Gains) losses on sales of premises and equipment	(840)	38	(881)
Stock-based compensation	10,074	10,577	10,196
Net change in other loans held for sale	0	0	59,885
(Increase) decrease in other assets	(20,812)	(59,224)	683
(Decrease) increase in other liabilities	(42,920)	27,077	(12,249)
Net cash provided by operating activities	142,659	82,242	163,623
Investing activities
Purchases of securities available for sale	(2,107,934)	(515,657)	(492,018)
Proceeds from sales of securities available for sale	176,455	44,906	212,485
Proceeds from call/maturities of securities available for sale	458,020	437,981	262,287
Purchases of securities held to maturity	(52,135)	0	0
Proceeds from call/maturities of securities held to maturity	2,246	0	0
Net decrease (increase) in loans	910,063	(1,233,232)	(465,182)
Purchases of premises and equipment	(20,516)	(28,270)	(34,966)
Proceeds from sales of premises and equipment	9,813	0	3,728
Purchase of bank-owned life insurance	(50,000)	0	0
Net change in FHLB stock	3,980	18,840	(11,315)
Proceeds from sales of other assets	6,342	8,438	18,404
Net cash paid in acquisition	0	0	(250)
Other, net	3,663	1,446	917
Net cash used in investing activities	(660,003)	(1,265,548)	(505,910)
Financing activities
Net increase in noninterest-bearing deposits	1,033,076	1,133,278	233,064
Net increase (decrease) in interest-bearing deposits	813,567	712,781	(147,139)
Net (decrease) increase in short-term borrowings	(7,393)	(467,872)	101,385
Proceeds from long-term debt	197,061	98,266	150,000
Repayment of long-term debt	(202,873)	(171)	(35,359)
Cash paid for dividends	(50,017)	(50,134)	(50,901)
Repurchase of shares in connection with stock repurchase program	(21,315)	(24,569)	(62,944)
Net cash provided by financing activities	1,762,106	1,401,579	188,106
Net increase (decrease) in cash and cash equivalents	1,244,762	218,273	(154,181)
Cash and cash equivalents at beginning of year	633,203	414,930	569,111
Cash and cash equivalents at end of year	1,877,965	633,203	414,930
Supplemental disclosures
Cash paid for interest	45,745	73,686	98,396
Cash paid for income taxes	50,977	39,989	26,727
Noncash transactions:
Transfers of loans to other real estate	3,180	8,588	4,764
Financed sales of other real estate owned	577	148	611
Recognition of operating right-of-use assets	8,142	9,393	91,181
Recognition of operating lease liabilities	8,142	9,393	94,700
Available for sale securities transferred to held to maturity securities	366,886	0	0
Mortgage Receivable
Noncash transactions:
Transfers of mortgage loans held for sale to loans held for investment	0	0	189
Loans Receivable
Noncash transactions:
Transfers of mortgage loans held for sale to loans held for investment	$ 0	$ 0	$ 134,335

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies (Dollar amounts in thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from offices located throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee. Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity. Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities are reflected under the line item “Net gains on sales of securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its allowance for credit losses on the held to maturity investment portfolio on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”). Expected credit losses on debt securities classified as held to maturity are measured on a collective basis by major security type. The estimates of expected credit losses are based on historical default rates, investment grades, current conditions, and reasonable and supportable forecasts about the future. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. All of the residential and commercial mortgage-backed securities recorded as held to maturity are issued by U.S. Government agencies and GSEs. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and political subdivision securities are highly rated by major rating agencies. The Company also evaluates available for sale investment securities in an unrealized loss position on a quarterly basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire unrealized loss is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the unrealized loss is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established and each is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes. Recognition of investment interest is discontinued on debt securities that are transferred to nonaccrual status. A number of qualitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the determination of whether the debt security should be transferred to nonaccrual status. The interest on nonaccrual investment securities is accounted for on the cash-basis method until the debt security qualifies for return to accrual status. See Note 2, “Securities,” for further details regarding the Company’s securities portfolio. Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party. Loans Held for Sale : Residential mortgage loans held for sale are included in the line item “Loans held for sale” on the Company’s Consolidated Balance Sheets. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income. Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income, the amount of which was immaterial for the years ended December 31, 2021, 2020 and 2019. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Interest income recognized on nonaccrual loans was immaterial for the year ended December 31, 2021. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2021 and 2020, the Company has accrued interest receivable for loans of $41,692 and $56,459, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program implemented in response to the COVID-19 pandemic of $1,273 and $1,500, respectively, as of December 31, 2021 and 2020. Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days past due or have been placed on nonaccrual status are reported as nonperforming loans. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 6 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is otherwise not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the C&I, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration and changes in the nature and volume of the respective loan portfolio segments. External factors include current and reasonable and supportable forecasted economic conditions and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 5, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. Changes in such allowance are recorded in the “Other noninterest expense” line item on the Consolidated Statements of Income. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. Prior to the adoption of ASC 326 on January 1, 2020, the allowance was calculated under the guidance on collective impairment as recognized under ASC 450, “ Contingencies .” Collective impairment was calculated based on loans grouped by grade. Another component of the allowance was losses on loans assessed as impaired under ASC 310, “ Receivables ” (“ASC 310”). The balance of these loans and their related allowance was included in management’s estimation and analysis of the allowance for loan losses. See Note 3, “ Non Purchased Loans,” Note 4, “Purchased Loans,” and Note 5, “ Allowance for Credit Losses” for disclosures regarding the Company’s past due and nonaccrual loans, impaired loans and restructured loans and its allowance for credit losses. Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, where the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company will accrete or amortize as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset. Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of 40 years for premises, three three ASC 842, “ Leases ” ("ASC 842") requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than 12 months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment on the Consolidated Balance Sheets and the related lease liabilities are reported in other liabilities. All leases are recorded on the Consolidated Balance Sheets except for leases with an initial term less than 12 months for which the Company elected short-term lease recognition under ASC 842. Lease terms may contain renewal and extension options and early termination features. Many leases include one or more options to renew, with renewal terms that can extend the lease term from one Lease expense is recognized on a straight-line basis over the lease term and is recorded in the “Net occupancy and equipment expense” line item in the Consolidated Statements of Income. Variable lease payments consist primarily of common area maintenance and taxes. The Company does not have any material sublease agreements currently in place. Other Real Estate Owned : Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income. Mortgage Servicing Rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, mortgage interest rates and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance, to the extent that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. See Note 9, "Mortgage Servicing Rights", for further details. Goodwill and Other Intangible Assets : Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights. Intangibles with finite lives are amortized over their estimated useful lives. Goodwill and other intangible assets are subject to impairment testing annually or more frequently if events or circumstances indicate possible impairment; if impaired, such assets are recorded at fair value. Goodwill is assigned to the Company’s reporting segments. In determining the fair value of the Company’s reporting units, management uses the market approach. Other intangible assets, consisting of core deposit intangibles and customer relationship intangibles, are reviewed for events or circumstances which could impact the recoverability of the intangible asset, such as a loss of core deposits, increased competition or adverse changes in the economy. No impairment was identified for the Company’s goodwill or its other intangible assets as a result of the testing performed during 2021, 2020 or 2019. Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income. Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”) provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance, wealth management fees, and revenue from certain sales of OREO. ASC 606 has established, and the Company has utilized, a practical expedient allowing costs that, if capitalized, would have an amortization period of one year or less to instead be expensed as incurred. Service Charges on Deposit Accounts Service charges on deposit accounts include maintenance fees on accounts, per item charges, account enhancement charges for additional packaged benefits and overdraft fees. The contracts with deposit account customers are day-to-day contrac

Securities

Securities	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of states and political subdivisions 153,847 5,532 (269) 159,110 Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 416,357 During the year ended December 31, 2021, the Company transferred, at fair value, $366,886 of securities from the available for sale portfolio to the held to maturity portfolio. The related net unrealized gain of $2,748 (after tax gains of $2,048) remained in accumulated other comprehensive income (loss) and will be amortized over the remaining life of the securities, offsetting the related amortization of discount on the transferred securities. No gains or losses were recognized at the time of transfer. There were no held to maturity securities at December 31, 2020. Available for sale securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2021 Obligations of states and political subdivisions $ 47 $ 49 $ 2 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,473 3,901 Government agency collateralized mortgage obligations 12,362 12,562 200 Trust preferred securities 12,021 9,961 (2,060) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,455 $ 2,170 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 16,093 16,294 201 Government agency collateralized mortgage obligations 26,071 26,051 (20) $ 44,860 $ 44,906 $ 46 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2019 Obligations of states and political subdivisions $ 11,799 $ 11,813 $ 14 Residential mortgage backed securities: Government agency mortgage backed securities 72,556 71,944 (612) Government agency collateralized mortgage obligations 122,692 120,892 (1,800) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 4,838 4,720 (118) Other debt securities 252 257 5 Other equity securities — 2,859 2,859 $ 212,137 $ 212,485 $ 348 The sales of other equity securities included in the table above for the twelve months ended December 31, 2019 represent the Company’s sale of its shares of Visa Class B common stock during the third quarter of 2019. Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Gross gains on sales of securities available for sale $ 4,322 $ 230 $ 2,979 Gross losses on sales of securities available for sale (2,152) (184) (2,631) Gains on sales of securities available for sale, net $ 2,170 $ 46 $ 348 At December 31, 2021 and 2020, securities with a carrying value of approximately $607,681 and $582,338, respectively, were pledged to secure government, public, trust, and other deposits. Securities with a carrying value of $21,493 and $32,272 were pledged as collateral for short-term borrowings and derivative instruments at December 31, 2021 and 2020, respectively. The amortized cost and fair value of securities at December 31, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 530 $ 529 $ 8,523 $ 8,579 Due after one year through five years 2,064 2,064 41,782 43,383 Due after five years through ten years 18,368 18,403 53,269 56,068 Due after ten years 246,679 246,291 77,798 79,610 Residential mortgage backed securities: Government agency mortgage backed securities 60,507 60,310 967,497 968,535 Government agency collateralized mortgage obligations 24,832 24,740 1,008,514 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 1,855 14,717 15,081 Government agency collateralized mortgage obligations 39,505 39,388 216,859 214,252 Other debt securities 22,049 21,972 11,997 11,944 $ 416,389 $ 415,552 $ 2,400,956 $ 2,386,052 The following tables present the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) December 31, 2020 Obligations of states and political subdivisions 6 9,403 (45) — — — 6 9,403 (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) Less than 12 months 12 months or more Total Held to Maturity: # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171) The Company does not intend to sell any of the securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period greater than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. Based upon its review of securities with unrealized losses as of December 31, 2021, the Company determined that all such losses resulted from factors not deemed credit related. As such, the Company did not record any impairment for the years ended December 31, 2021 and 2020. At December 31, 2021, the allowance for credit losses on held to maturity securities was $32. There was no allowance for credit losses for debt securities at December 31, 2020. The Company monitors the credit quality of debt securities held to maturity using bond investment grades assigned by third party ratings agencies. Updated investment grades are obtained as they become available from the agencies. On December 31, 2021, 99.9% of the amortized cost of debt securities held to maturity were rated A or higher by the ratings agencies.

Non Purchased Loans

Non Purchased Loans	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) “Purchased” loans are those loans acquired in any of the Company’s previous acquisitions, including FDIC-assisted acquisitions. “Non purchased” loans include all of the Company’s other loans, other than loans held for sale. For purposes of this Note 3, all references to “loans” mean non purchased loans, including PPP loans. The following is a summary of non purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,332,962 $ 2,360,471 Lease financing 80,192 80,022 Real estate – construction: Residential 300,988 243,814 Commercial 798,914 583,338 Total real estate – construction 1,099,902 827,152 Real estate – 1-4 family mortgage: Primary 1,682,050 1,536,181 Home equity 423,108 432,768 Rental/investment 268,245 264,436 Land development 135,070 123,179 Total real estate – 1-4 family mortgage 2,508,473 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,329,219 1,334,765 Non-owner occupied 2,446,370 2,194,739 Land development 110,395 120,125 Total real estate – commercial mortgage 3,885,984 3,649,629 Installment loans to individuals 107,565 149,862 Gross loans 9,015,078 9,423,700 Unearned income (4,067) (4,160) Loans, net of unearned income $ 9,011,011 $ 9,419,540 Past Due and Nonaccrual Loans The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans that were contractually 90 days past due or more and still accruing at December 31, 2021. There were two restructured loans totaling $177 that were contractually 90 days past due or more and still accruing at December 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $15,322 and $5,787 at December 31, 2021 and 2020, respectively. Restructured Loans At December 31, 2021, 2020 and 2019, there were $14,650, $11,761 and $4,679, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 7 5,258 5,258 Real estate – 1-4 family mortgage: Primary 34 5,035 5,082 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 42 11,130 11,150 December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 460 459 Total 7 $ 647 $ 644 At December 31, 2021 and December 31, 2020 the Company had $117 and $448, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. There were no such occurrences for the year ended December 31, 2019 that remained outstanding at period end. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Additional advances or loans with concessions 42 11,220 Reclassified as performing 4 251 Reductions due to: Reclassified as nonperforming (10) (1,639) Paid in full (15) (6,198) Principal paydowns — (745) Totals at December 31, 2021 97 $ 14,650 The allocated allowance for credit losses attributable to restructured loans was $285 and $337 at December 31, 2021 and 2020, respectively. The Company had $305 remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2021 and no remaining availability at December 31, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of December 31, 2021, the Company has discontinued its deferral program but had seven loans with total balances of approximately $443 remaining on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial and commercial real estate-secured loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (those with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Related Party Loans Certain executive officers and directors of the Bank and their associates are customers of and have other transactions with Renasant Bank. Related party loans and commitments are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Company or the Bank and do not involve more than a normal risk of collectability or present other unfavorable features. A summary of the changes in related party loans follows: Loans at December 31, 2020 $ 27,328 New loans and advances 10,145 Payments received (4,866) Changes in related parties (2,700) Loans at December 31, 2021 $ 29,907 No related party loans were classified as past due, nonaccrual, impaired or restructured at December 31, 2021 or 2020. Unfunded commitments to certain executive officers and directors and their associates totaled $10,471 and $19,911 at December 31, 2021 and 2020, respectively. (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans. The following is a summary of purchased loans at December 31: 2021 2020 Commercial, financial, agricultural $ 90,308 $ 176,513 Real estate – construction: Residential 1,287 2,859 Commercial 3,707 28,093 Total real estate – construction 4,994 30,952 Real estate – 1-4 family mortgage: Primary 134,070 214,770 Home equity 51,496 80,392 Rental/investment 20,229 31,928 Land development 9,978 14,654 Total real estate – 1-4 family mortgage 215,773 341,744 Real estate – commercial mortgage: Owner-occupied 234,132 323,041 Non-owner occupied 410,577 552,728 Land development 18,344 29,454 Total real estate – commercial mortgage 663,053 905,223 Installment loans to individuals 35,775 59,675 Loans $ 1,009,903 $ 1,514,107 Past Due and Nonaccrual Loans The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There was one restructured loan totaling $36 that was contractually 90 days past due or more and still accruing at December 31, 2021. There was one restructured loan totaling $74 that was contractually 90 days past due or more and still accruing at December 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $10,380 and $12,788 at December 31, 2021 and 2020, respectively. Restructured Loans At December 31, 2021, 2020 and 2019, there were $5,609, $8,687 and $7,275, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 During the year ended December 31, 2021, the Company had no troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. During the years ended December 31, 2020 and 2019, the Company had $74 and $101, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 Additional advances or loans with concessions 3 1,419 Reclassified as performing 2 115 Reductions due to: Reclassified as nonperforming (8) (2,751) Paid in full (6) (1,388) Charge-offs (1) (205) Principal paydowns — (268) Totals at December 31, 2021 38 $ 5,609 The allocated allowance for credit losses attributable to restructured loans was $104 and $612 at December 31, 2021 and 2020, respectively. The Company had $2 and $370 in remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2021 and 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of December 31, 2021, the Company had two loans with total balances of approximately $76 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,

Purchased Loans

Purchased Loans	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) “Purchased” loans are those loans acquired in any of the Company’s previous acquisitions, including FDIC-assisted acquisitions. “Non purchased” loans include all of the Company’s other loans, other than loans held for sale. For purposes of this Note 3, all references to “loans” mean non purchased loans, including PPP loans. The following is a summary of non purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,332,962 $ 2,360,471 Lease financing 80,192 80,022 Real estate – construction: Residential 300,988 243,814 Commercial 798,914 583,338 Total real estate – construction 1,099,902 827,152 Real estate – 1-4 family mortgage: Primary 1,682,050 1,536,181 Home equity 423,108 432,768 Rental/investment 268,245 264,436 Land development 135,070 123,179 Total real estate – 1-4 family mortgage 2,508,473 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,329,219 1,334,765 Non-owner occupied 2,446,370 2,194,739 Land development 110,395 120,125 Total real estate – commercial mortgage 3,885,984 3,649,629 Installment loans to individuals 107,565 149,862 Gross loans 9,015,078 9,423,700 Unearned income (4,067) (4,160) Loans, net of unearned income $ 9,011,011 $ 9,419,540 Past Due and Nonaccrual Loans The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans that were contractually 90 days past due or more and still accruing at December 31, 2021. There were two restructured loans totaling $177 that were contractually 90 days past due or more and still accruing at December 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $15,322 and $5,787 at December 31, 2021 and 2020, respectively. Restructured Loans At December 31, 2021, 2020 and 2019, there were $14,650, $11,761 and $4,679, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 7 5,258 5,258 Real estate – 1-4 family mortgage: Primary 34 5,035 5,082 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 42 11,130 11,150 December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 460 459 Total 7 $ 647 $ 644 At December 31, 2021 and December 31, 2020 the Company had $117 and $448, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. There were no such occurrences for the year ended December 31, 2019 that remained outstanding at period end. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Additional advances or loans with concessions 42 11,220 Reclassified as performing 4 251 Reductions due to: Reclassified as nonperforming (10) (1,639) Paid in full (15) (6,198) Principal paydowns — (745) Totals at December 31, 2021 97 $ 14,650 The allocated allowance for credit losses attributable to restructured loans was $285 and $337 at December 31, 2021 and 2020, respectively. The Company had $305 remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2021 and no remaining availability at December 31, 2020. In response to the economic environment caused by the COVID-19 pandemic, the Company implemented a loan deferral program in the first quarter of 2020 to provide temporary payment relief to both consumer and commercial customers. Any customer current on loan payments, taxes and insurance qualified for an initial 90-day deferral of principal and interest payments. A second 90-day deferral was available to borrowers that remained current on taxes and insurance through the first deferral period and also satisfied underwriting standards established by the Company that analyzed the ability of the borrower to service its loan in accordance with its existing terms in light of the impact of the COVID-19 pandemic on the borrower, its industry and the markets in which it operated. The Company’s loan deferral program complied with the guidance set forth in the Coronavirus Aid, Relief, and Economic Security (“CARES”) Act and related guidance from the FDIC and other banking regulators. As of December 31, 2021, the Company has discontinued its deferral program but had seven loans with total balances of approximately $443 remaining on deferral. In accordance with the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality For commercial and commercial real estate-secured loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (those with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Related Party Loans Certain executive officers and directors of the Bank and their associates are customers of and have other transactions with Renasant Bank. Related party loans and commitments are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Company or the Bank and do not involve more than a normal risk of collectability or present other unfavorable features. A summary of the changes in related party loans follows: Loans at December 31, 2020 $ 27,328 New loans and advances 10,145 Payments received (4,866) Changes in related parties (2,700) Loans at December 31, 2021 $ 29,907 No related party loans were classified as past due, nonaccrual, impaired or restructured at December 31, 2021 or 2020. Unfunded commitments to certain executive officers and directors and their associates totaled $10,471 and $19,911 at December 31, 2021 and 2020, respectively. (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans. The following is a summary of purchased loans at December 31: 2021 2020 Commercial, financial, agricultural $ 90,308 $ 176,513 Real estate – construction: Residential 1,287 2,859 Commercial 3,707 28,093 Total real estate – construction 4,994 30,952 Real estate – 1-4 family mortgage: Primary 134,070 214,770 Home equity 51,496 80,392 Rental/investment 20,229 31,928 Land development 9,978 14,654 Total real estate – 1-4 family mortgage 215,773 341,744 Real estate – commercial mortgage: Owner-occupied 234,132 323,041 Non-owner occupied 410,577 552,728 Land development 18,344 29,454 Total real estate – commercial mortgage 663,053 905,223 Installment loans to individuals 35,775 59,675 Loans $ 1,009,903 $ 1,514,107 Past Due and Nonaccrual Loans The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107 Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There was one restructured loan totaling $36 that was contractually 90 days past due or more and still accruing at December 31, 2021. There was one restructured loan totaling $74 that was contractually 90 days past due or more and still accruing at December 31, 2020. The outstanding balance of restructured loans on nonaccrual status was $10,380 and $12,788 at December 31, 2021 and 2020, respectively. Restructured Loans At December 31, 2021, 2020 and 2019, there were $5,609, $8,687 and $7,275, respectively, of restructured loans. The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927 During the year ended December 31, 2021, the Company had no troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. During the years ended December 31, 2020 and 2019, the Company had $74 and $101, respectively, in troubled debt restructurings that subsequently defaulted within twelve months of the restructuring. Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 Additional advances or loans with concessions 3 1,419 Reclassified as performing 2 115 Reductions due to: Reclassified as nonperforming (8) (2,751) Paid in full (6) (1,388) Charge-offs (1) (205) Principal paydowns — (268) Totals at December 31, 2021 38 $ 5,609 The allocated allowance for credit losses attributable to restructured loans was $104 and $612 at December 31, 2021 and 2020, respectively. The Company had $2 and $370 in remaining availability under commitments to lend additional funds on these restructured loans at December 31, 2021 and 2020, respectively. As discussed in Note 3, “Non Purchased Loans,” the Company implemented a loan deferral program in response to the COVID-19 pandemic. As of December 31, 2021, the Company had two loans with total balances of approximately $76 remaining on deferral. Under the applicable guidance, none of these loans were considered “restructured loans.” Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,

Allowance for Credit Losses

Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands, Except Number of Loans) The following is a summary of non purchased and purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,423,270 $ 2,536,984 Lease financing 80,192 80,022 Real estate – construction: Residential 302,275 246,673 Commercial 802,621 611,431 Total real estate – construction 1,104,896 858,104 Real estate – 1-4 family mortgage: Primary 1,816,120 1,750,951 Home equity 474,604 513,160 Rental/investment 288,474 296,364 Land development 145,048 137,833 Total real estate – 1-4 family mortgage 2,724,246 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,563,351 1,657,806 Non-owner occupied 2,856,947 2,747,467 Land development 128,739 149,579 Total real estate – commercial mortgage 4,549,037 4,554,852 Installment loans to individuals 143,340 209,537 Gross loans 10,024,981 10,937,807 Unearned income (4,067) (4,160) Loans, net of unearned income 10,020,914 10,933,647 Allowance for credit losses on loans (164,171) (176,144) Net loans $ 9,856,743 $ 10,757,503 Allowance for Credit Losses on Loans The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2021 Allowance for credit losses on loans: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (7,087) (52) (1,164) (5,184) (13) (5,374) (18,874) Recoveries 1,470 13 1,498 541 49 5,030 8,601 Net charge-offs (5,617) (39) 334 (4,643) 36 (344) (10,273) Provision (recoveries) of credit losses on loans 508 411 (143) (2,544) (174) 242 (1,700) Ending balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Period-End Amount Allocated to: Individually evaluated $ 9,239 $ — $ 216 $ 2,401 $ — $ 607 $ 12,463 Collectively evaluated 24,683 16,419 32,140 66,539 1,486 10,441 151,708 Ending balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Loans: Individually evaluated $ 12,776 $ — $ 5,360 $ 14,623 $ — $ 690 $ 33,449 Collectively evaluated 1,410,494 1,104,896 2,718,886 4,534,414 76,125 142,650 9,987,465 Ending balance $ 1,423,270 $ 1,104,896 $ 2,724,246 $ 4,549,037 $ 76,125 $ 143,340 $ 10,020,914 Nonaccruing loans with no allowance for credit losses $ 397 $ — $ 2,329 $ 5,270 $ — $ 22 $ 8,018 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2020 Allowance for credit losses on loans: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (3,577) (716) (1,167) (2,642) (168) (7,835) (16,105) Recoveries 1,263 31 838 2,478 11 7,632 12,253 Net charge-offs (2,314) (685) (329) (164) (157) (203) (3,852) Provision for credit losses on loans 19,336 8,198 8,366 47,008 350 2,092 85,350 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Period-End Amount Allocated to: Individually evaluated $ 10,345 $ 497 $ 300 $ 2,444 $ — $ 604 $ 14,190 Collectively evaluated 28,686 15,550 31,865 73,683 1,624 10,546 161,954 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Loans: Individually evaluated $ 16,091 $ 497 $ 5,379 $ 21,764 $ — $ 619 $ 44,350 Collectively evaluated 2,520,893 857,607 2,692,929 4,533,088 75,862 208,918 10,889,297 Ending balance $ 2,536,984 $ 858,104 $ 2,698,308 $ 4,554,852 $ 75,862 $ 209,537 $ 10,933,647 Nonaccruing loans with no allowance for credit losses $ 541 $ — $ 4,054 $ 4,382 $ — $ — $ 8,977 The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. Based on the continual improvements in these forecasts over the last year, nominal loan growth excluding PPP loans and stable credit metrics, the Company’s allowance model indicated that a release of the allowance for credit losses was appropriate during 2021. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Year Ended December 31, 2019 Allowance for loan losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (2,681) — (1,602) (1,490) (7,705) (13,478) Recoveries 1,428 21 712 689 6,714 9,564 Net charge-offs (1,253) 21 (890) (801) (991) (3,914) Provision for loan losses 3,642 253 565 1,299 1,291 7,050 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,434 $ 16 $ 160 $ 396 $ 6 $ 2,012 Collectively evaluated for impairment 8,932 5,013 9,363 23,208 1,663 48,179 Purchased with deteriorated credit quality 292 — 291 1,386 2 1,971 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 (1) Includes lease financing receivables. Allowance for Credit Losses on Unfunded Loan Commitments The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Year Ended 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) (500) 9,200 Ending balance $ 20,035 $ 20,535

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment (In Thousands) Bank premises and equipment at December 31 are summarized as follows: 2021 2020 Premises $ 247,484 $ 250,313 Leasehold improvements 29,412 21,289 Furniture and equipment 65,286 64,798 Computer equipment 24,412 24,114 Autos 143 144 Lease right-of-use assets 63,547 66,023 Total 430,284 426,681 Accumulated depreciation (137,162) (126,185) Net $ 293,122 $ 300,496 Depreciation expense was $16,406, $18,699 and $16,379 for the years ended December 31, 2021, 2020 and 2019, respectively. See Note 24, “Leases,” for further details regarding the Company’s right-of-use assets.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972 Changes in the Company’s purchased and non purchased OREO were as follows for the periods presented: Purchased OREO Non Purchased OREO Total Balance at December 31, 2019 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 4,058 4,530 8,588 Impairments (1,581) (579) (2,160) Dispositions (3,747) (4,668) (8,415) Other (51) — (51) Balance at December 31, 2020 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 1,056 2,124 3,180 Impairments (220) (86) (306) Dispositions (3,043) (3,123) (6,166) Other (131) (9) (140) Balance at December 31, 2021 $ 1,589 $ 951 $ 2,540 At December 31, 2021 and 2020, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $22 and $1,308, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: December 31, 2021 2020 2019 Repairs and maintenance $ 79 $ 279 $ 326 Property taxes and insurance 69 364 343 Impairments 306 2,160 1,265 Net (gains) losses on OREO sales (176) (23) 94 Rental income (25) (26) (15) Total $ 253 $ 2,754 $ 2,013

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) Changes in the carrying amount of goodwill during the years ended December 31, 2021 were as follows: Community Banks Insurance Total Balance at December 31, 2019 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2020 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2021 $ 936,916 $ 2,767 $ 939,683 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2021 Core deposit intangible $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098 December 31, 2020 Core deposit intangible $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139 Core deposit intangible amortization expense for the years ended December 31, 2021, 2020 and 2019 was $5,861, $6,940 and $7,965, respectively. Customer relationship intangible amortization expense for the year ended December 31, 2021, 2020 and 2019 was $181, $181 and $140, respectively. The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2022 $ 4,940 $ 181 $ 5,121 2023 4,042 181 4,223 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2021
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2020 $ 53,208 Capitalization 41,235 Amortization (19,723) Valuation adjustment (11,726) Carrying Value at December 31, 2020 $ 62,994 Capitalization 33,948 Amortization (21,485) Valuation adjustment 13,561 Carrying Value at December 31, 2021 $ 89,018 The valuation adjustments reflected in the table above are included in “Mortgage banking income” in the Consolidated Statements of Income. The movement of mortgage interest rates has an inverse relationship with prepayment speeds and discount rates. Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2021 2020 2019 Unpaid principal balance $ 8,728,629 $ 7,322,671 $ 4,871,155 Weighted-average prepayment speed (CPR) 10.56 % 15.05 % 11.48 % Estimated impact of a 10% increase $ (3,875) $ (4,001) $ (2,469) Estimated impact of a 20% increase (7,464) (7,674) (4,774) Discount rate 9.82 % 9.86 % 9.69 % Estimated impact of a 100bp increase $ (4,153) $ (2,144) $ (2,027) Estimated impact of a 200bp increase (8,119) (4,144) (3,908) Weighted-average coupon interest rate 3.29 % 3.58 % 4.04 % Weighted-average servicing fee (basis points) 30.37 29.94 29.20 Weighted-average remaining maturity (in years) 6.69 5.14 6.35 The Company recorded servicing fees of $17,968, $12,628 and $9,491, for the twelve months ended December 31, 2021, 2020 and 2019, respectively. These fees are included under the line item “Mortgage banking income” in the Consolidated Statements of Income.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Deposits	Deposits (In Thousands) The following is a summary of deposits as of December 31: 2021 2020 Noninterest-bearing deposits $ 4,718,124 $ 3,685,048 Interest-bearing demand deposits 6,695,879 5,830,288 Savings deposits 1,080,338 847,857 Time deposits 1,411,383 1,695,888 Total deposits $ 13,905,724 $ 12,059,081 The approximate scheduled maturities of time deposits at December 31, 2021 are as follows: 2022 $ 1,089,198 2023 180,675 2024 91,617 2025 29,300 2026 19,421 Thereafter 1,172 Total $ 1,411,383 The aggregate amount of time deposits in denominations of $250 or more at December 31, 2021 and 2020 was $326,076 and $426,762, respectively. Certain executive officers and directors and their respective affiliates had amounts on deposit with Renasant Bank of approximately $27,908 and $25,302 at December 31, 2021 and 2020, respectively.

Short-Term Borrowings

Short-Term Borrowings	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Short-Term Borrowings	Short-Term Borrowings (In Thousands) Short-term borrowings as of December 31 are summarized as follows: 2021 2020 Securities sold under agreements to repurchase $ 13,947 $ 10,947 Federal funds purchased — 10,393 Total short-term borrowings $ 13,947 $ 21,340 Securities sold under agreements to repurchase (“repurchase agreements”) represent funds received from customers, generally on an overnight or continuous basis, which are collateralized by investment securities owned or, at times, borrowed and re-hypothecated by the Company. The securities used as collateral consist primarily of U.S. Government agency mortgage backed securities, U.S. Government agency collateralized mortgage obligations, obligations of U.S. Government agencies, and obligations of states and political subdivisions. All securities are maintained by the Company’s safekeeping agents. These securities are reviewed by the Company on a daily basis, and the Company may be required to provide additional collateral due to changes in the fair market value of these securities. The terms of the Company’s repurchase agreements are continuous but may be canceled at any time by the Company or the customer. Federal funds are short term borrowings, generally overnight borrowings, between financial institutions that are generally used to maintain reserve requirements at the Federal Reserve Bank or elsewhere. FHLB short-term advances, of which there were none at December 31, 2021 and 2020, are borrowings with original maturities of less than one year. In connection with the prepayment of $430,000 in short-term advances from the FHLB during 2020, the Company incurred penalty charges of $121 which is included in the line item “Debt prepayment penalty” in the Consolidated Statements of Income. The Company did not prepay any outstanding short-term advances from the FHLB in 2021 and 2019. The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2021 2020 2019 2021 2020 2019 Federal Home Loan Bank short-term advances $ — $ 345,601 $ 114,965 — % 1.09 % 2.59 % Federal funds purchased 747 363 — 0.33 — — Securities sold under agreements to repurchase 12,662 10,889 8,479 0.29 0.30 0.15 Total short-term borrowings $ 13,409 $ 356,853 $ 123,444 0.29 % 1.07 % 2.43 % The Company maintains lines of credit with correspondent banks totaling $180,000 at December 31, 2021. Interest is charged at the market federal funds rate on all advances. There were no amounts outstanding under these lines of credit at December 31, 2021 or 2020.

Long-Term Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Long-Term Debt	Long-Term Debt (In Thousands) Long-term debt as of December 31, 2021 and 2020 is summarized as follows: 2021 2020 Federal Home Loan Bank advances $ 417 $ 152,167 Junior subordinated debentures 111,373 110,794 Subordinated notes 359,419 212,009 Total long-term debt $ 471,209 $ 474,970 Federal Home Loan Bank Advances Long-term advances from the FHLB outstanding at December 31, 2021 mature in 2022 with a fixed rate of 1.86%. Weighted-average interest rates on outstanding advances at December 31, 2021 and 2020 were 1.86% and 0.05%, respectively. These advances are collateralized by a blanket lien on the Bank’s loans. The Company had availability on unused lines of credit with the FHLB of $4,214,274 at December 31, 2021. In connection with the prepayment of $150,000 and $2,094 in long-term advances from the FHLB during 2021 and 2019, respectively, the Company incurred penalty charges of $6,123 and $54, respectively, which is included in the line item “Debt prepayment penalty” in the Consolidated Statements of Income. The Company did not prepay any outstanding long-term advances from the FHLB during 2020. Junior Subordinated Debentures The Company owns the outstanding common securities of business trusts that issued corporation-obligated mandatorily redeemable preferred capital securities to third-party investors. The trusts used the proceeds from the issuance of their preferred capital securities and common securities (collectively referred to as “capital securities”) to buy floating rate junior subordinated debentures issued by the Company (or by companies that the Company subsequently acquired). The debentures are the trusts’ only assets and interest payments from the debentures finance the distributions paid on the capital securities. Distributions on the capital securities are payable quarterly at a rate per annum equal to the interest rate being earned by the trusts on the debentures held by the trusts which interest rate reprices quarterly. The capital securities are subject to mandatory redemption, in whole or in part, upon repayment of the debentures. All of the debentures are currently redeemable at par. The Company has entered into an agreement which fully and unconditionally guarantees the capital securities of each trust subject to the terms of the guarantee. The following table provides details on the debentures as of December 31, 2021: Principal Interest Rate Year of Amount PHC Statutory Trust I $ 20,619 3.07 % 2033 $ 20,000 PHC Statutory Trust II 31,959 2.07 2035 31,000 Capital Bancorp Capital Trust I 12,372 1.72 2035 12,000 First M&F Statutory Trust I 30,928 1.53 2036 22,194 Brand Group Holdings Statutory Trust I 10,310 2.27 2035 9,216 Brand Group Holdings Statutory Trust II 5,155 3.20 2037 5,051 Brand Group Holdings Statutory Trust III 5,155 3.20 2038 5,051 Brand Group Holdings Statutory Trust IV 3,093 3.95 2038 3,270 During 2003, the Company formed PHC Statutory Trust I to provide funds for the cash portion of the Renasant Bancshares, Inc. acquisition. The interest rate for PHC Statutory Trust I reprices quarterly equal to the three-month LIBOR at the determination date plus 285 basis points. In April 2012, the Company entered into an interest rate swap agreement effective March 17, 2014, pursuant to which the Company receives a variable rate of interest based on the three-month LIBOR plus a spread of 2.85% and pays a fixed rate of interest of 5.49%. During 2005, the Company formed PHC Statutory Trust II to provide funds for the cash portion of the Heritage Financial Holding Corporation acquisition. The interest rate for PHC Statutory Trust II reprices quarterly equal to the three-month LIBOR at the determination date plus 187 basis points. In connection with the acquisition of Capital Bancorp, Inc. in 2007, the Company assumed the debentures issued to Capital Bancorp Capital Trust I. The discount associated with the Company’s assumption of the debentures issued to Capital Bancorp Capital Trust I was fully amortized during 2010. The interest rate for Capital Bancorp Capital Trust I reprices quarterly equal to the three-month LIBOR plus 150 basis points. In March 2012, the Company entered into an interest rate swap agreement effective March 31, 2014, whereby the Company receives a variable rate of interest based on the three-month LIBOR plus a spread of 1.50% and pays a fixed rate of interest of 4.42%. In connection with the acquisition of First M&F Corporation in 2013, the Company assumed the debentures issued to First M&F Statutory Trust I. The discount associated with the Company’s assumption of the debentures issued to First M&F Statutory Trust I had a carrying value of $7,806 at December 31, 2021 and $8,354 at December 31, 2020. The discount is being amortized through March 2036. The interest rate for First M&F Statutory Trust I reprices quarterly equal to the three-month LIBOR plus a spread of 133 basis points. In April 2018, the Company entered into an interest rate swap agreement effective June 15, 2018, whereby the Company pays a fixed rate of 4.180% and receives a variable rate of three-month LIBOR plus a spread of 133 basis points on a quarterly basis and will mature in June 2028. In connection with the acquisition of Brand Group Holdings, Inc. ("Brand") in 2018, the Company assumed the debentures issued to Brand Group Holdings Statutory Trust I, Brand Group Holdings Statutory Trust II, Brand Group Holdings Statutory Trust III and Brand Group Holdings Statutory Trust IV. The discount associated with the Company’s assumption of the debentures issued to the respective Brand trusts had a carrying value of $412 at December 31, 2021 and $443 at December 31, 2020 and is being amortized through September 2038. The interest rate for each trust acquired from Brand reprices quarterly equal to the three-month LIBOR at the determination date plus 205 basis points for Brand Group Holdings Statutory Trust I, plus 300 basis points for Brand Group Holdings Statutory Trust II and III, and plus 375 basis points for Brand Group Holdings Statutory Trust IV. The Company has classified $107,782 of the debentures described in the above paragraphs as Tier 1 capital. Federal Reserve guidelines limit the amount of securities that, similar to our junior subordinated debentures, are includable in Tier 1 capital, but these guidelines did not impact the amount of debentures we include in Tier 1 capital. Although the Company’s existing junior subordinated debentures are currently unaffected by these Federal Reserve guidelines, on account of changes enacted as part of the Dodd-Frank Act, any new trust preferred securities are not includable in Tier 1 capital. Further, if as a result of an acquisition of a financial institution the Company exceeds $15,000,000 in assets, or if the Company makes any such acquisition after exceeding $15,000,000 in assets, the Company will lose Tier 1 treatment of our junior subordinated debentures. For more information about the Company’s derivative financial instruments, see Note 14, “Derivative Instruments.” Subordinated notes On August 22, 2016, the Company issued and sold in an underwritten public offering $60,000 aggregate principal amount of its 5.00% Fixed-to-Floating Rate Subordinated Notes due 2026 (the “2026 Notes”) and $40,000 aggregate principal amount of its 5.50% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “5.50% 2031 Notes”), at a public offering price equal to 100% of the aggregate principal amounts of the notes. On September 3, 2020, the Company issued and sold in an underwritten public offering $100,000 aggregate principal amount of its 4.50% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “2035 Notes”), at a public offering price equal to 100% of the aggregate principal amounts of the notes. On November 23, 2021, the Company issued and sold in an underwritten public offering $200,000 in aggregate principal amount of its 3.00% Fixed-to-Floating Rate Subordinated Notes due 2031 (the “3.00% 2031 Notes”), at a public offering price equal to 100% of the aggregate principal amounts of the notes. The 2026 Notes, the 5.50% 2031 Notes, the 2035 Notes and the 3.00% 2031 Notes are referred to collectively as the “Notes”. The 2026 Notes, 5.50% 2031 Notes, 2035 Notes and 3.00% 2031 Notes mature on September 1, 2026, September 1, 2031, September 15, 2035, and December 1, 2031, respectively. Until but excluding September 1, 2021 and 2026, respectively, the Company paid interest as to the 2026 Notes, and pays interest as to the 5.50% Notes, semi-annually in arrears on each March 1 and September 1 at a fixed annual interest rate equal to 5.00% and 5.50%, respectively. From and including September 1, 2021 and 2026, respectively, to but excluding the maturity date or the date of earlier redemption, the interest rate on the 2026 Notes and the 5.50% 2031 Notes will reset quarterly to an annual interest rate equal to the then-current three-month LIBOR rate plus a spread of 384 basis points and 407.1 basis points, respectively, payable quarterly in arrears on each March 1, June 1, September 1 and December 1. Until but excluding September 15, 2030, the Company pays interest on the 2035 Notes semi-annually in arrears on each March 15 and September 15 at a fixed annual interest rate equal to 4.50%. From and including September 15, 2030, to but excluding the maturity date or the date of earlier redemption, the interest rate on the 2035 Notes will reset quarterly to an annual interest rate equal to the then-current three-month Secured Overnight Finance Rate ("SOFR") plus a spread of 402.5 basis points, payable quarterly in arrears on each March 15, June 15, September 15 and December 15. Until but excluding December 1, 2026, the Company pays interest on the 3.00% 2031 Notes semi-annually in arrears on each June 1 and December 1 at a fixed annual interest rate equal to 3.00%. From and including December 1, 2026, to but excluding the maturity date or the date of earlier redemption, the interest rate on the 3.00% 2031 Notes will reset quarterly to an annual interest rate equal to the then-current benchmark rate (expected to be three-month SOFR plus a spread of 191 basis points, payable quarterly in arrears on each March 1, June 1, September 1, and December 1. Notwithstanding the foregoing, for all of the Notes, in the event that three-month LIBOR or three-month SOFR is less than zero, three-month LIBOR or three-month SOFR, as applicable, shall be deemed to be zero. Beginning with the interest payment date of September 1, 2021 as to the 2026 Notes, September 1, 2026 as to the 5.50% 2031 Notes, September 15, 2030 as to the 2035 Notes, and December 1, 2026 as to the 3.00% 2031 Notes, and on any interest payment date thereafter, the Company may redeem the applicable Notes in whole or in part at a redemption price equal to 100% of the principal amount of the respective Notes to be redeemed plus accrued and unpaid interest to but excluding the date of redemption. The Company may also redeem any series of the Notes at any time, at the Company’s option, in whole or in part, if: (i) a change or prospective change in law occurs that could prevent the Company from deducting interest payable on the Notes for U.S. federal income tax purposes; (ii) a subsequent event occurs that could preclude the Notes from being recognized as Tier 2 capital for regulatory capital purposes; or (iii) the Company is required to register as an investment company under the Investment Company Act of 1940, as amended. In each case, the redemption price is 100% of the principal amount of the Notes being redeemed plus any accrued and unpaid interest to but excluding the redemption date. There is no sinking fund for the benefit of the Notes, and none of the Notes are convertible or exchangeable. During October 2021, the Company redeemed, at par, the $15,000 6.50% Fixed-to-Floating Rate Subordinated Notes acquired as part of the Metropolitan BancGroup, Inc. acquisition in 2017 and in December 2021 the Company redeemed, at par, $30,000 of the 2026 Notes. During 2019, the Company redeemed the $30,000 of 8.50% Fixed Rate Subordinated Notes assumed in the Brand acquisition and incurred a debt prepayment penalty of $900, which was accounted for in the purchase accounting fair value adjustment. The aggregate stated maturities of long-term debt outstanding at December 31, 2021, are summarized as follows: Federal Home Loan Bank advances Junior subordinated debentures Subordinated notes Total 2022 $ 417 $ — $ — $ 417 2023 — — — — 2024 — — — — 2025 — — — — 2026 — — 29,724 29,724 Thereafter — 111,373 329,695 441,068 Total $ 417 $ 111,373 $ 359,419 $ 471,209

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996. The Company’s funding policy is to contribute annually to the plan an amount not less than the minimum required contribution, as determined annually by consulting actuaries in accordance with funding standards imposed under the Internal Revenue Code of 1986, as amended. No contributions were made or required in 2021 or 2020. The Company does not anticipate that a contribution will be required in 2022. The plan’s accumulated benefit obligation and projected benefit obligation are substantially the same since benefit accruals have ceased. The accumulated benefit obligation was $27,567 and $28,226 at December 31, 2021 and 2020, respectively. There is no additional minimum pension liability required to be recognized. The Company provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Employees eligible to participate must (i) have been employed by the Company and enrolled in the Company’s group medical plan as of December 31, 2004 and (ii) retire from the Company between ages 55 and 65 with at least 15 years of service or 70 points (points determined as the sum of the employee’s age and years of service). The Company periodically determines the portion of the premiums to be paid by each retiree and the portion to be paid by the Company. Coverage ceases when a retiree attains age 65 and is eligible for Medicare. The Company contributed $231 and $214 to the plan in 2021 and 2020, respectively; the Company expects to contribute approximately $176 in 2022. The Company accounts for its obligations related to retiree benefits in accordance with ASC 715, “ Compensation – Retirement Benefits .” The assumed rate of increase in the per capita cost of covered benefits (i.e., the health care cost trend rate) for 2021 is 5%. Increasing or decreasing the assumed health care cost trend rates by one percentage point in each year would not materially increase or decrease the accumulated post-retirement benefit obligation or the service and interest cost components of net periodic post-retirement benefit costs as of December 31, 2021 and for the year then ended. In 2020, the Company offered a voluntary early retirement program (referred to as the “VERP”) to eligible employees. Among other items, participants in the VERP received accelerated payouts from the Company’s defined benefit pension plan, retiree medical benefits on terms substantially identical to those applicable to other retirees, and other cash payments. Cash payments are a noninterest expense and are included in the “Restructuring charges” line item on the Consolidated Statements of Income. Amounts attributable to accelerated payouts from the defined benefit pension plan and post-retirement health benefits for participants in the VERP are included in the following tables. The following table presents information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and the post-retirement health and life plan (“Other Benefits”) as of December 31, 2021 and 2020: Pension Benefits Renasant Other Benefits 2021 2020 2021 2020 Change in benefit obligation Benefit obligation at beginning of year $ 28,226 $ 28,020 $ 1,019 $ 707 Service cost — — 5 6 Interest cost 682 984 14 13 Plan participants’ contributions — — 152 52 Amendments (1) — — — 486 Actuarial loss (gain) 672 3,239 (221) 21 Benefits paid (1) (2,013) (4,017) (383) (266) Benefit obligation at end of year $ 27,567 $ 28,226 $ 586 $ 1,019 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 30,549 $ 28,585 Actual return on plan assets 1,863 5,981 Contribution by employer — — Benefits paid (2,013) (4,017) Fair value of plan assets at end of year $ 30,399 $ 30,549 Funded status at end of year $ 2,832 $ 2,323 $ (586) $ (1,019) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 2.79 % 2.44 % 2.35 % 1.77 % (1) Attributable to retiree medical benefits and $2,073 of accelerated defined benefit pension plan payouts in 2020 provided to VERP participants. The discount rate assumptions at December 31, 2021 were determined using a yield curve approach. A yield curve was developed from a selection of high quality fixed-income investments whose cash flows approximate the timing and amount of expected cash flows from the plans. The selected discount rate is the rate that produces the same present value of the plans’ projected benefit payments. The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2021, 2020 and 2019 are as follows: Pension Benefits Renasant Other Benefits 2021 2020 2019 2021 2020 2019 Service cost $ — $ — $ — $ 5 $ 6 $ 7 Interest cost 682 984 1,176 14 13 31 Expected return on plan assets (1,768) (1,651) (1,450) — — — Prior service cost recognized (1) — — — — 485 — Recognized actuarial loss (gain) 265 349 442 (3) (90) (23) Settlement/curtailment/termination losses (1) — 567 — — — — Net periodic benefit cost (821) 249 168 16 414 15 Net actuarial (gain) loss arising during the period 577 (1,090) (31) (221) 21 (60) Net Settlement/curtailment/termination losses (1) — (567) — — — — New prior service cost (1) — — — — 485 — Amortization of net actuarial (loss) gain recognized in net periodic pension cost (265) (349) (442) 3 90 23 Amortization of prior service cost (1) — — — — (485) — Total recognized in other comprehensive income 312 (2,006) (473) (218) 111 (37) Total recognized in net periodic benefit cost and other comprehensive income $ (509) $ (1,757) $ (305) $ (202) $ 525 $ (22) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 2.44 % 3.59 % 4.56 % 1.77 % 2.91 % 4.07 % Expected return on plan assets 6.00 % 6.00 % 6.00 % N/A N/A N/A (1) Attributable to retiree medical benefits and accelerated defined benefit pension plan payouts provided to VERP participants and, with respect to amounts included in Net periodic benefit cost, included in the “Restructuring charges” line item on the Consolidated Statements of Income. Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2022 $ 2,210 $ 176 2023 2,190 125 2024 2,178 67 2025 2,142 64 2026 2,106 53 2027 - 2031 9,690 116 Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2021 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 7,395 (299) Total $ 7,395 $ (299) The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost during 2022 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 243 (76) Total $ 243 $ (76) Substantially all of the assets of the Company’s defined benefit pension plan are invested in a collective trust, which in turn invests in other collective or pooled trusts with individual investment mandates. The collective trust’s asset allocation is approximately 77% in growth assets, consisting of interests in trusts invested in equity securities, high yield fixed income securities, and direct real estate investments (approximately 6% of assets), and approximately 23% in assets intended to hedge against the volatility arising from interest rate risk, consisting of interests in trusts invested in long duration fixed income securities. The collective trust is actively managed allowing changes in the asset allocation to enhance returns and mitigate risk, with the mandate to preserve the funded status of the plan through portfolio growth and interest rate hedging. Management’s investment committee periodically reviews the collective trust’s performance and asset allocation to ensure that the plan’s investment objectives are satisfied and that the investment strategy of the trust has not materially changed. The expected long-term rate of return was estimated using market benchmarks for investment classes applied to the plan’s target asset allocation and was computed using a valuation methodology which projects future returns based on current valuations rather than historical returns. The fair values of the Company’s defined benefit pension plan assets by category at December 31, 2021 and 2020 are below. Investments in collective trusts, which are measured at net asset value per share (or “NAV”), consist of trusts that invest primarily in liquid equity and fixed income securities and have a small direct investment in real estate. There is generally no restriction on redemptions or withdrawals for benefit payments or in the event of plan termination; 60 days notice is required to redeem or withdraw assets for any other purpose. Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2021 Cash and cash equivalents $ 42 $ — $ — $ — $ 42 Investments in collective trusts — — — 30,357 30,357 $ 42 $ — $ — $ 30,357 $ 30,399 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2020 Cash and cash equivalents $ 779 $ — $ — $ — $ 779 Investments in collective trusts — — — 29,770 29,770 $ 779 $ — $ — $ 29,770 $ 30,549 Other Retirement Plans The Company maintains a 401(k) plan, which is a contributory plan maintained in the form of a “safe harbor” arrangement. Employees are immediately enrolled in the plan and eligible to make pre-tax deferrals, subject to limits imposed under the plan and the deferral limit established annually by the IRS, and receive Company matching contributions not in excess of 4% of compensation. The Company may make a discretionary profit-sharing contribution for each eligible participant in an amount up to 5% of plan compensation and 5% of plan compensation in excess of the Social Security wage base (prior to 2020, the profit-sharing contribution was non-discretionary). To be eligible to receive this profit-sharing contribution, an employee must: (i) be employed on the last day of the year and be credited with 1000 hours of service during the year; (ii) die or become disabled during the year; or (iii) have attained the early or normal retirement age (as defined in the plan). For 2021, senior executive officers of the Bank are not eligible to receive these discretionary contributions. The Company’s costs related to the 401(k) plan, excluding employee deferrals, in 2021, 2020 and 2019 were $11,919, $17,888 and $16,009, respectively. Deferred Compensation Plans and Arrangements The Company maintains two deferred compensation plans: a Deferred Stock Unit Plan and a Deferred Income Plan. Nonemployee directors may defer all or a portion of their fees and retainer; eligible officers may defer base salary and bonus subject to limits determined annually by the Company. Amounts deferred to the Deferred Stock Unit Plan are invested in units representing shares of the Company’s common stock; benefits are paid in the form of common stock, with cash distributed in lieu of fractional shares. Amounts deferred to the Deferred Income Plan are notionally invested in the discretion of each participant from among investment alternatives substantially similar to those available under the Company’s 401(k) plan. Directors and officers who participated in the predecessor to the Deferred Income Plan as of December 31, 2006, may also invest in a preferential interest rate alternative that is derived from the Moody’s Average Corporate Bond Rate. Benefits payable from the Deferred Income Plan equal the account balance of each participant. Beneficiaries of directors and officers who have continuously deferred at rates prescribed by the Company since January 1, 2005, and who die while employed by the Company or serving as a director may receive an additional preretirement death benefit from the Deferred Income Plan. In connection with the Brand acquisition, the Company assumed the Brand Group Holdings, Inc. Deferred Compensation Plan. Deferral elections in effect as of the time of acquisition were given effect for compensation earned during 2018; no further deferrals have been or will be made to the plan. Account balances maintained under the plan will be distributed as provided under the terms of the plan and individual participant elections. Pending distribution, balances will be notionally invested by each participant in designated investment alternatives. The Company’s Deferred Stock Unit and Deferred Income Plan are unfunded. It is anticipated that such plans will result in no additional cost to the Company because life insurance policies on the lives of participants have been purchased in amounts estimated to be sufficient to pay plan benefits. The Company is both the owner and beneficiary of the policies. The expense recorded in 2021, 2020 and 2019 for the Company’s Deferred Stock Unit and Deferred Income Plan, including in 2019 expense for the plan assumed in connection with the Brand acquisition, inclusive of deferrals, was $3,274, $3,965 and $3,610, respectively. In 2007, the Company assumed supplemental executive retirement plans (SERPs) in connection with the acquisition of Capital Bancorp, Inc. and its affiliates. The plans are designed to provide four officers specified annual benefits for a 15-year period upon the attainment of a designated retirement age. Liabilities associated with the SERPs totaled $3,679 and $3,816 at December 31, 2021 and 2020, respectively. The plans are not qualified under Section 401 of the Internal Revenue Code. Incentive Compensation Plans Under the Company’s Performance Based Rewards Plan, annual cash bonuses are paid to eligible officers and employees, subject to the attainment of designated performance criteria that may relate to the Company’s performance, the performance of an affiliate, region, division or profit center, and/or to individual or team performance. The Company annually sets minimum, target, and superior levels of performance. Minimum performance must be attained for the payment of any bonus; superior performance must be attained for maximum payouts. The expense associated with the plan for 2021, 2020 and 2019 was $8,609, $6,425 and $4,200, respectively. In 2020, the Company implemented a long-term equity compensation plan that provides for the grant of stock options and stock appreciation rights and the award of restricted stock and restricted stock units (which replaced the Company’s previous long-term equity incentive compensation plan, under which restricted stock awards remain outstanding). Options granted under the plan permit the acquisition of shares of the Company’s common stock at an exercise price equal to the fair market value of the shares on the date of grant. Options may be subject to time-based vesting or the attainment of performance criteria; all options expire ten years after the date of grant. Options that do not vest or expire unexercised are forfeited and canceled. Stock appreciation rights may be granted under the plan on terms similar to options. There were no stock options or stock appreciation rights granted during the years ended December 31, 2021, 2020 or 2019. There was no compensation expense (recognized or unrecognized) associated with options for the years ended December 31, 2021, 2020 or 2019. The following table summarizes information about options outstanding, exercised and forfeited as of and for the three years ended December 31, 2021, 2020 and 2019: Shares Weighted Weighted Aggregate Outstanding at January 1, 2019 43,750 $ 15.84 Granted — — Exercised (14,500) 15.79 Forfeited — — Outstanding at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Exercisable at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Granted — — Exercised (18,750) 16.37 Forfeited — — Outstanding at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Exercisable at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Granted — — Exercised (10,500) 14.96 Forfeited — — Outstanding at December 31, 2021 — $ — 0.00 $ — Exercisable at December 31, 2021 — $ — 0.00 $ — The total intrinsic value of options exercised during the three years ended December 31, 2021, 2020 and 2019 was $262, $279 and $290, respectively. All options outstanding during 2021, 2020 and 2019 were fully vested and exercisable as of December 31, 2017. The plan permits the award of performance-based restricted stock to officers and employees and time-based restricted stock to non-employee directors, officers and employees. The plan also permits the award of restricted stock units to officers and employees on terms similar to restricted stock awards. Performance-based awards are subject to the attainment of designated performance criteria during a fixed performance cycle. Performance criteria may relate to the Company’s performance measured on an absolute basis or relative to a defined peer group. Performance criteria may also relate to the performance of an affiliate, region, division or profit center of the Company or to individual performance. The Company annually sets minimum, target, and superior levels; minimum performance must be attained for the vesting of any shares; superior performance must be attained for maximum payouts. Time-based restricted stock awards relate to a fixed number of shares that vest at the end of a designated service period. In 2021, the Company made performance-based and time-based restricted stock awards; restricted stock units were not awarded. The fair value of each restricted stock award is the closing price of the Company’s common stock on the business day immediately preceding the date of the award. For restricted stock awarded under the plan, the Company recorded compensation expense of $9,882, $10,419 and $10,046 for the years ended December 31, 2021, 2020 and 2019, respectively. The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2021: Performance- Weighted Time- Weighted Not vested at beginning of year 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 253,733 37.22 Vested (64,496) 30.18 (139,752) 36.89 Forfeited and cancelled — — (58,683) 37.50 Not vested at end of year 146,561 $ 34.67 603,714 $ 34.48 Unrecognized stock-based compensation expense related to restricted stock totaled $10,584 at December 31, 2021. As of such date, the weighted average period over which the unrecognized expense is expected to be recognized was approximately 1.77 years. At December 31, 2021, an aggregate of 2,828,818 shares of Company common stock were available for issuance under the Company’s employee benefit plans of which 977,956 shares were available for issuance under the Company’s 401(k) plan, 159,111 shares were available under the Company’s Deferred Stock Unit Plan, and 1,447,883 shares were available under the Company’s 2020 Long-Term Incentive Compensation Plan.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 185,447 $ 4,711 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 310,941 5,304 589,701 19,824 Forward commitments Other Assets 280,000 667 — — Totals $ 776,388 $ 10,682 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 185,447 $ 4,711 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 19,961 43 — — Forward commitments Other Liabilities 320,000 736 716,000 5,090 Totals $ 525,408 $ 5,490 $ 938,933 $ 14,974 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2021 2020 2019 Interest rate contracts: Included in interest income on loans $ 2,027 $ 2,051 $ 3,672 Interest rate lock commitments: Included in mortgage banking income (14,563) 15,249 882 Forward commitments Included in mortgage banking income 5,021 (4,033) 2,506 Total $ (7,515) $ 13,267 $ 7,060 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of December 31, 2021, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 100,000 $ 7,016 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 2,902 $ 87,000 $ 5,924 The impact on other comprehensive income for the years ended December 31, 2021, 2020, and 2019, can be seen at Note 17, “Other Comprehensive Income.” In October 2021, the Company terminated four interest rate swap contracts with notional amounts of $25,000 each. These swaps hedged forecasted future FHLB borrowings which were no longer expected to occur. As a result of the termination the Company recognized a gain of $4,676 for the year ended December 31, 2021. In December 2020, the Company terminated two interest rate swap contracts with notional amounts of $15,000 each with ending dates of June 2022 and June 2023, respectively. The Company recorded $2,040 in swap termination charges for the year ended December 31, 2020. Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 5,411 $ 100,000 $ 209 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Year ended December 31, Location 2021 2020 2019 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (5,202) $ (209) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 5,202 $ 209 $ — The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Long-term debt $ 93,085 $ 98,114 $ 5,411 $ 209 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of setoff” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 8,007 $ 3,866 $ 13,436 $ 21,107 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 8,007 3,866 13,436 21,107 Gross amounts not offset in the consolidated balance sheets Financial instruments 7,208 3,866 7,208 3,866 Financial collateral pledged — — 6,228 14,042 Net amounts $ 799 $ — $ — $ 3,199

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Current Federal $ 34,629 $ 30,193 $ 23,786 State 895 3,309 4,264 35,524 33,502 28,050 Deferred Federal 9,168 (10,947) 17,331 State 2,243 (2,715) 2,710 11,411 (13,662) 20,041 $ 46,935 $ 19,840 $ 48,091 The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2021 2020 2019 Tax at U.S. statutory rate $ 46,794 $ 21,733 $ 45,294 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,669) (1,431) (1,205) BOLI income (1,547) (1,182) (1,283) Investment tax credits (988) (1,494) (1,863) Amortization of investment in low-income housing tax credits 817 1,280 1,575 State income tax expense, net of federal benefit 2,479 469 5,509 Other items, net 1,049 465 64 $ 46,935 $ 19,840 $ 48,091 Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 50,712 $ 53,597 Loans 2,855 5,526 Deferred compensation 14,522 13,114 Net unrealized losses on securities 3,545 — Impairment of assets 392 1,067 Net operating loss carryforwards 1,211 1,857 Investments in partnerships 890 — Lease liabilities under operating leases 17,106 17,732 Other 3,241 3,539 Total deferred tax assets 94,474 96,432 Deferred tax liabilities Net unrealized gains on securities — 8,434 Investment in partnerships — 793 Fixed assets 5,339 3,285 Mortgage servicing rights 20,779 14,623 Junior subordinated debt 2,130 2,245 Intangibles 3,177 3,882 Lease right-of-use asset 16,209 16,833 Other 1,607 1,672 Total deferred tax liabilities 49,241 51,767 Net deferred tax assets $ 45,233 $ 44,665 The effective tax rate was 22.41% and 19.40% for the year ended December 31, 2021 and 2020, respectively. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service for the years ending December 31, 2018 through 2020. The Company and its subsidiaries’ state income tax returns are open to audit under the statute of limitations for the years ended December 31, 2018 through 2020. The Company acquired federal and state net operating losses as part of its previous acquisitions, with varying expiration periods. The federal and state net operating losses acquired in the Brand acquisition were $81,288 and $55,067, respectively, all created in 2018. As part of the 2017 Tax Cuts and Jobs Act and corresponding state tax laws, the federal net operating losses and the majority of the state net operating losses created by Brand during 2018 have an indefinite carryforward period. The federal net operating loss related to the Brand acquisition was fully utilized during 2021, while at December 31, 2021, there were state net operating losses without expiration periods of $15,712. The federal and state net operating losses acquired in the Heritage Financial Group, Inc. acquisition were $18,321 and $16,849, respectively, of which $2,065 and $1,242 remain to be utilized as of December 31, 2021. These losses begin to expire in 2029 and are expected to be fully utilized. Because the benefits are expected to be fully realized, the Company recorded no valuation allowance against the net operating losses for the year ended December 31, 2021. The table below presents the breakout of net operating losses as of the dates presented. December 31, 2021 2020 Net Operating Losses Federal $ 2,065 $ 3,029 State 16,954 26,971 A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2021 2020 2019 Balance at January 1 $ 402 $ 667 $ 1,919 Additions based on positions related to current period 62 101 158 Reductions based on positions related to prior period — (314) (1,410) Reductions due to lapse of statute of limitations (56) (52) — Balance at December 31 $ 408 $ 402 $ 667 If ultimately recognized, the Company does not anticipate any material increase in the effective tax rate for 2021 relative to any tax positions taken prior to January 1, 2021. The Company had accrued $15, $18 and $105 for interest and penalties related to unrecognized tax benefits as of December 31, 2021, 2020 and 2019, respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825. The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations and mortgage backed securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are actively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts including interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale $ — $ 2,386,052 $ — $ 2,386,052 Total securities available for sale — 2,386,052 — 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. The following table provides for the periods presented a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs: Securities available for sale Trust preferred Balance at January 1, 2020 $ 9,986 Accretion included in net income 32 Unrealized losses included in other comprehensive income (834) Settlements (172) Transfers out of Level 3 — Balance at December 31, 2020 $ 9,012 Accretion included in net income 8 Realized losses included in net income, net of premium amortization 2,060 Unrealized losses included in other comprehensive income 941 Sales (12,021) Balance at December 31, 2021 $ — For 2021 and 2020, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide as of the dates presented the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2021 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Mortgage servicing rights — — 89,018 89,018 Total $ — $ — $ 99,486 $ 99,486 Level 1 Level 2 Level 3 Totals December 31, 2020 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s assets measured on a nonrecurring basis: Individually evaluated loans : Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $12,939 and $36,990 at December 31, 2021 and December 31, 2020, respectively, and a reserve for these loans of $5,011 and $12,845 was included in the allowance for credit losses for the same periods. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents, as of the dates presented, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end: December 31, 2021 December 31, 2020 Carrying amount prior to remeasurement $ 2,556 $ 4,051 Impairment recognized in results of operations (16) (1,315) Fair value $ 2,540 $ 2,736 Mortgage servicing rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management's assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at December 31, 2021 and December 31, 2020. See Note 9, “Mortgage Servicing Rights,” for information about the valuation adjustments to the Company's mortgage servicing rights. The following table presents information as of December 31, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 7,928 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,540 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $10,354 resulting from fair value changes of these mortgage loans were recorded in income during 2021, as compared to net gains of $12,057 in 2020 and $1,286 in 2019. The amounts do not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2021: Aggregate Aggregate Difference Mortgage loans held for sale $ 453,533 $ 441,717 $ 11,816 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2021 Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities held to maturity 416,357 — 415,552 — 415,552 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2020 Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (51,470) $ (13,099) $ (38,371) Reclassification adjustment for gains realized in net income (1) (2,170) (552) (1,618) Amortization of unrealized holding gains on securities transferred to the held to maturity category (73) (19) (54) Total securities available for sale (53,713) (13,670) (40,043) Derivative instruments: Unrealized holding gains on derivative instruments 10,848 2,761 8,087 Reclassification adjustment for gains realized in net income related to swap termination (4,676) (1,190) (3,486) Total derivative instruments 6,172 1,571 4,601 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (356) (92) (264) Amortization of net actuarial loss recognized in net periodic pension cost (2) 262 67 195 Total defined benefit pension and post-retirement benefit plans (94) (25) (69) Total other comprehensive loss $ (47,635) $ (12,124) $ (35,511) Year Ended December 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 27,788 $ 7,071 $ 20,717 Reclassification adjustment for gains realized in net income (1) (46) (12) (34) Total securities available for sale 27,742 7,059 20,683 Derivative instruments: Unrealized holding gains on derivative instruments 923 235 688 Reclassification adjustment for losses realized in net income related to swap termination 2,040 519 1,521 Total derivative instruments 2,963 754 2,209 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 1,069 272 797 Reclassification adjustment for settlement loss related to the VERP realized in net income (3) 567 145 422 New prior service cost (3) (485) (123) (362) Amortization of net actuarial loss recognized in net periodic pension cost (2) 259 66 193 Amortization of prior service cost (3) 485 123 362 Total defined benefit pension and post-retirement benefit plans 1,895 483 1,412 Total other comprehensive income $ 32,600 $ 8,296 $ 24,304 Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 24,983 $ 6,358 $ 18,625 Reclassification adjustment for losses realized in net income (1) 2,511 639 1,872 Total securities available for sale 27,494 6,997 20,497 Derivative instruments: Unrealized holding losses on derivative instruments (2,975) (758) (2,217) Total derivative instruments (2,975) (758) (2,217) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 91 23 68 Amortization of net actuarial loss recognized in net periodic pension cost (2) 419 107 312 Total defined benefit pension and post-retirement benefit plans 510 130 380 Total other comprehensive income $ 25,029 $ 6,369 $ 18,660 (1) Included in Net gains (losses) on sales of securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income (3) Included in Restructuring charges in the Consolidated Statements of Income The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2021 2020 2019 Unrealized (losses) gains on securities $ (9,116) $ 42,246 $ 21,563 Non-credit related portion of other-than-temporary impairment on securities — (11,319) (11,319) Unrealized gains (losses) on derivative instruments 3,963 (638) (2,847) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,290) (5,221) (6,633) Total accumulated other comprehensive (loss) income $ (10,443) $ 25,068 $ 764

Net Income Per Common Share

Net Income Per Common Share	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Basic Net income applicable to common stock $ 175,892 $ 83,651 $ 167,596 Average common shares outstanding 56,114,666 56,270,566 58,046,716 Net income per common share—basic $ 3.13 $ 1.49 $ 2.89 Diluted Net income applicable to common stock $ 175,892 $ 83,651 $ 167,596 Average common shares outstanding 56,114,666 56,270,566 58,046,716 Effect of dilutive stock-based compensation 309,818 197,599 179,970 Average common shares outstanding—diluted 56,424,484 56,468,165 58,226,686 Net income per common share—diluted $ 3.12 $ 1.48 $ 2.88 Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Number of shares — 245,146 643 Range of exercise prices (for stock option awards) — — —

Commitments, Contingent Liabili

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (In Thousands) Loan commitments are made to accommodate the financial needs of the Company’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Both arrangements have credit risk essentially the same as that involved in extending loans to customers and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory, equipment, etc.) is obtained based on management’s credit assessment of the customer. The Company’s unfunded loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding at December 31, 2021 were $3,104,940 and $89,830, respectively, compared to $2,749,988 and $90,597, respectively, at December 31, 2020. Various claims and lawsuits are pending against the Company and Renasant Bank. In the opinion of management, after consultation with legal counsel, resolution of these matters is not expected to have a material effect on the consolidated financial statements. Market risk resulting from interest rate changes on particular off-balance sheet financial instruments may be offset by other on - or off-balance sheet transactions. Interest rate sensitivity is monitored by the Company for determining the net effect of potential changes in interest rates on the market value of both on- and off-balance sheet financial instruments.

Restrictions on Cash, Securitie

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	12 Months Ended
	Dec. 31, 2021
Regulated Operations [Abstract]
Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (In Thousands) In prior years Renasant Bank has been required to maintain minimum average balances with the Federal Reserve. In March 2020, the Federal Reserve announced that effective March 26, 2020 the reserve requirement would be reduced to zero. This action was taken to support the flow of credit to households and businesses in response to the economic environment caused by the COVID-19 pandemic. At December 31, 2021 and 2020, Renasant Bank’s reserve requirement with the Federal Reserve remained at $0. The Company’s balance of FHLB stock, which is carried at amortized cost, at December 31, 2021 and 2020, was $8,272 and $12,252, respectively. The required investment for the same time period was $5,984 and $11,594 respectively. The Company’s ability to pay dividends to its shareholders is substantially dependent on the ability of Renasant Bank to transfer funds to the Company in the form of dividends, loans and advances. Under Mississippi law, a Mississippi bank with earned surplus in excess of three times capital stock may pay a dividend, subject to the approval of the Mississippi Department of Banking and Consumer Finance (the “DBCF”). In addition, the FDIC has the authority to prohibit the Bank from engaging in business practices that the FDIC considers to be unsafe or unsound, which, depending on the financial condition of the Bank, could include the payment of dividends. Accordingly, the approval of the DBCF is required prior to Renasant Bank paying dividends to the Company, and under certain circumstances the approval of the FDIC may be required. At December 31, 2021, the Bank’s earned surplus exceeded the Bank’s capital stock by more than ten times.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications (which include the “capital conservation buffer” discussed below): Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2021 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,422,077 9.15 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,314,295 11.18 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,422,077 12.10 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,897,167 16.14 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,580,904 10.18 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,580,904 13.46 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,580,904 13.46 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,697,163 14.44 % 1,504,985 13.73 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As previously disclosed, the Company adopted CECL as of January 1, 2020. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transitional period to phase out the capital benefit provided by the two-year delay.

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-size businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio, as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2021, 2020 and 2019: Community Insurance Wealth Other Consolidated 2021 Net interest income $ 437,435 $ 454 $ 1,657 $ (15,545) $ 424,001 Recovery for credit losses (1,668) — — — (1,668) Noninterest income 195,214 11,370 22,185 (1,785) 226,984 Noninterest expense 404,066 8,060 16,475 1,225 429,826 Income before income taxes 230,251 3,764 7,367 (18,555) 222,827 Income taxes 50,749 981 — (4,795) 46,935 Net income (loss) $ 179,502 $ 2,783 $ 7,367 $ (13,760) $ 175,892 Total assets $ 16,694,710 $ 33,544 $ 65,015 $ 17,042 $ 16,810,311 Goodwill 936,916 2,767 — — 939,683 2020 Net interest income $ 437,101 $ 566 $ 1,658 $ (12,528) $ 426,797 Provision for credit losses 86,850 — — — 86,850 Noninterest income 208,721 10,403 18,061 (1,653) 235,532 Noninterest expense 448,475 7,751 14,940 822 471,988 Income before income taxes 110,497 3,218 4,779 (15,003) 103,491 Income taxes 22,892 837 — (3,889) 19,840 Net income (loss) $ 87,605 $ 2,381 $ 4,779 $ (11,114) $ 83,651 Total assets $ 14,814,726 $ 30,375 $ 71,266 $ 13,245 $ 14,929,612 Goodwill 936,916 2,767 — — 939,683 2019 Net interest income $ 454,433 $ 702 $ 1,761 $ (13,239) $ 443,657 Provision for credit losses 7,050 — — — 7,050 Noninterest income 129,016 10,129 15,598 (1,489) 153,254 Noninterest expense 351,640 7,574 13,863 1,097 374,174 Income before income taxes 224,759 3,257 3,496 (15,825) 215,687 Income taxes 51,292 876 — (4,077) 48,091 Net income (loss) $ 173,467 $ 2,381 $ 3,496 $ (11,748) $ 167,596 Total assets $ 13,280,494 $ 28,284 $ 70,789 $ 21,051 $ 13,400,618 Goodwill 936,916 2,767 — — 939,683

Renasant Corporation (Parent Co

Renasant Corporation (Parent Company Only) Condensed Financial Information	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Renasant Corporation (Parent Company Only) Condensed Financial Information	Renasant Corporation (Parent Company Only) Condensed Financial Information (In Thousands) Balance Sheets December 31, 2021 2020 Assets Cash and cash equivalents (1) $ 184,426 $ 129,164 Investments 2,009 7,174 Investment in bank subsidiary (2) 2,477,917 2,306,937 Accrued interest receivable on bank balances (2) 4 6 Intercompany receivable (2) — 184 Other assets 28,751 22,926 Total assets $ 2,693,107 $ 2,466,391 Liabilities and shareholders’ equity Junior subordinated debentures $ 111,373 $ 110,794 Subordinated notes 359,419 212,009 Other liabilities 12,462 10,855 Shareholders’ equity 2,209,853 2,132,733 Total liabilities and shareholders’ equity $ 2,693,107 $ 2,466,391 (1) Eliminates in consolidation, with the exception of $1,857 and $844, in 2021 and 2020, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation Statements of Income Year Ended December 31, 2021 2020 2019 Income Dividends from bank subsidiary (1) $ 80,965 $ 81,443 $ 132,563 Interest income from bank subsidiary (1) 7 9 9 Other dividends 80 93 175 Other income 32 74 138 Total income 81,084 81,619 132,885 Expenses 18,661 15,179 16,050 Income before income tax benefit and equity in undistributed net income of bank subsidiary 62,423 66,440 116,835 Income tax benefit (4,795) (3,889) (4,077) Equity in undistributed net income of bank subsidiary (1) 108,674 13,322 46,684 Net income $ 175,892 $ 83,651 $ 167,596 (1) Eliminates in consolidation Statements of Cash Flows Year Ended December 31, 2021 2020 2019 Operating activities Net income $ 175,892 $ 83,651 $ 167,596 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (108,674) (13,322) (46,684) Amortization/depreciation (accretion) 891 692 (76) Increase in other assets (5,628) (256) (2,678) Increase in other liabilities 6,952 10,932 10,872 Net cash provided by operating activities 69,433 81,697 129,030 Investing activities Purchases of securities available for sale — (6,104) — Sales and maturities of securities and available for sale 5,100 541 42 Other investing activities (100,000) — 632 Net cash (used in) provided by investing activities (94,900) (5,563) 674 Financing activities Cash paid for dividends (50,017) (50,134) (50,901) Repurchase of shares in connection with stock repurchase program (21,315) (24,569) (62,944) Repayment of long-term debt (45,000) — (30,973) Proceeds from issuance of long-term debt 197,061 98,266 — Net cash provided by (used in) financing activities 80,729 23,563 (144,818) Increase (decrease) in cash and cash equivalents 55,262 99,697 (15,114) Cash and cash equivalents at beginning of year 129,164 29,467 44,581 Cash and cash equivalents at end of year $ 184,426 $ 129,164 $ 29,467

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2021 and 2020, the net investment in these leases was $24,979 and $20,804, comprised of $19,646 and $16,012 in lease receivables, $8,323 and $7,532 in residual balances and $2,990 and $2,740 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2021 and 2020, the Company generated $698 and $554 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2021 is presented in the table below. 2022 $ 433 2023 970 2024 1,335 2025 1,363 2026 1,173 Thereafter 19,705 Total lease receivables $ 24,979 Lessee Arrangements As of December 31, 2021 and 2020, right-of-use assets liabilities Year ended December 31, 2021 2020 Operating lease cost (cost resulting from lease payments) $ 8,868 $ 10,826 Short-term lease cost 93 161 Variable lease cost (cost excluded from lease payments) 1,195 1,776 Sublease income (658) (583) Net lease cost $ 9,498 $ 12,180 Operating lease - operating cash flows (fixed payments) 8,666 9,811 Operating lease - operating cash flows (liability reduction) 6,640 7,187 Weighted average lease term - operating leases (in years) (at period end) 17.25 15.99 Weighted average discount rate - operating leases (at period end) 3.01 % 3.17 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 8,142 $ 9,393 The maturities of the lessee arrangements outstanding at December 31, 2021 are presented in the table below. 2022 $ 8,402 2023 7,605 2024 7,092 2025 5,696 2026 4,997 Thereafter 54,507 Total undiscounted cash flows 88,299 Discount on cash flows 21,232 Total operating lease liabilities $ 67,067 Rental expense was $8,298, $10,044, and $9,159 for 2021, 2020, and 2019, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Non Purchased Loans.”
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2021 and 2020, the net investment in these leases was $24,979 and $20,804, comprised of $19,646 and $16,012 in lease receivables, $8,323 and $7,532 in residual balances and $2,990 and $2,740 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2021 and 2020, the Company generated $698 and $554 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2021 is presented in the table below. 2022 $ 433 2023 970 2024 1,335 2025 1,363 2026 1,173 Thereafter 19,705 Total lease receivables $ 24,979 Lessee Arrangements As of December 31, 2021 and 2020, right-of-use assets liabilities Year ended December 31, 2021 2020 Operating lease cost (cost resulting from lease payments) $ 8,868 $ 10,826 Short-term lease cost 93 161 Variable lease cost (cost excluded from lease payments) 1,195 1,776 Sublease income (658) (583) Net lease cost $ 9,498 $ 12,180 Operating lease - operating cash flows (fixed payments) 8,666 9,811 Operating lease - operating cash flows (liability reduction) 6,640 7,187 Weighted average lease term - operating leases (in years) (at period end) 17.25 15.99 Weighted average discount rate - operating leases (at period end) 3.01 % 3.17 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 8,142 $ 9,393 The maturities of the lessee arrangements outstanding at December 31, 2021 are presented in the table below. 2022 $ 8,402 2023 7,605 2024 7,092 2025 5,696 2026 4,997 Thereafter 54,507 Total undiscounted cash flows 88,299 Discount on cash flows 21,232 Total operating lease liabilities $ 67,067 Rental expense was $8,298, $10,044, and $9,159 for 2021, 2020, and 2019, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Non Purchased Loans.”

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2021
Accounting Policies [Abstract]
Nature of Operations	Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from offices located throughout Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina and Tennessee.
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.
Consolidation	Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity.
Cash and Cash Equivalents	Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents.
Securities	Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities are reflected under the line item “Net gains on sales of securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its allowance for credit losses on the held to maturity investment portfolio on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”). Expected credit losses on debt securities classified as held to maturity are measured on a collective basis by major security type. The estimates of expected credit losses are based on historical default rates, investment grades, current conditions, and reasonable and supportable forecasts about the future. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. All of the residential and commercial mortgage-backed securities recorded as held to maturity are issued by U.S. Government agencies and GSEs. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and political subdivision securities are highly rated by major rating agencies. The Company also evaluates available for sale investment securities in an unrealized loss position on a quarterly basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire unrealized loss is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the unrealized loss is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established and each is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes.
Securities Sold Under Agreements to Repurchase	Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party.
Loans Held for Sale	Loans Held for Sale : Residential mortgage loans held for sale are included in the line item “Loans held for sale” on the Company’s Consolidated Balance Sheets. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income.
Loans and the Allowance for Loan Losses	Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income, the amount of which was immaterial for the years ended December 31, 2021, 2020 and 2019. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Interest income recognized on nonaccrual loans was immaterial for the year ended December 31, 2021. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2021 and 2020, the Company has accrued interest receivable for loans of $41,692 and $56,459, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program implemented in response to the COVID-19 pandemic of $1,273 and $1,500, respectively, as of December 31, 2021 and 2020. Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. Restructured loans that are not performing in accordance with their restructured terms that are either contractually 90 days past due or have been placed on nonaccrual status are reported as nonperforming loans. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses for loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. In future periods, evaluations of the overall loan portfolio, in light of the factors and forecasts then prevailing, may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective or pooled component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from 6 to 12 months for residential properties and from 24 to 36 months for non-residential and multi-family properties. The source of repayment of a construction loan comes from the sale or lease of newly-constructed property, although often construction loans are repaid with the proceeds of a commercial real estate loan that the Company makes to the owner or lessor of the newly-constructed property. Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is otherwise not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the Installment Loans to Individuals portfolio segments, and (2) for the C&I, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration and changes in the nature and volume of the respective loan portfolio segments. External factors include current and reasonable and supportable forecasted economic conditions and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert back to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an individual analysis is performed to determine the expected credit loss. If the respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 5, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. Changes in such allowance are recorded in the “Other noninterest expense” line item on the Consolidated Statements of Income. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. Prior to the adoption of ASC 326 on January 1, 2020, the allowance was calculated under the guidance on collective impairment as recognized under ASC 450, “ Contingencies .” Collective impairment was calculated based on loans grouped by grade. Another component of the allowance was losses on loans assessed as impaired under ASC 310, “ Receivables
Business Combinations, Accounting for Credit-Deteriorated Purchased Loans and Related Assets	Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, where the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company will accrete or amortize as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset.
Premises and Equipment	Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of 40 years for premises, three three ASC 842, “ Leases ” ("ASC 842") requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than 12 months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment on the Consolidated Balance Sheets and the related lease liabilities are reported in other liabilities. All leases are recorded on the Consolidated Balance Sheets except for leases with an initial term less than 12 months for which the Company elected short-term lease recognition under ASC 842. Lease terms may contain renewal and extension options and early termination features. Many leases include one or more options to renew, with renewal terms that can extend the lease term from one Lease expense is recognized on a straight-line basis over the lease term and is recorded in the “Net occupancy and equipment expense” line item in the Consolidated Statements of Income. Variable lease payments consist primarily of common area maintenance and taxes. The Company does not have any material sublease agreements currently in place.
Other Real Estate Owned	Other Real Estate Owned : Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income.
Mortgage Servicing Rights	Mortgage Servicing Rights: The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, mortgage interest rates and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance, to the extent that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. See Note 9, "Mortgage Servicing Rights", for further details.
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights. Intangibles with finite lives are amortized over their estimated useful lives. Goodwill and other intangible assets are subject to impairment testing annually or more frequently if events or circumstances indicate possible impairment; if impaired, such assets are recorded at fair value. Goodwill is assigned to the Company’s reporting segments. In determining the fair value of the Company’s reporting units, management uses the market approach. Other intangible assets, consisting of core deposit intangibles and customer relationship intangibles, are reviewed for events or circumstances which could impact the recoverability of the intangible asset, such as a loss of core deposits, increased competition or adverse changes in the economy.
Bank-Owned Life Insurance	Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”) provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance, wealth management fees, and revenue from certain sales of OREO. ASC 606 has established, and the Company has utilized, a practical expedient allowing costs that, if capitalized, would have an amortization period of one year or less to instead be expensed as incurred. Service Charges on Deposit Accounts Service charges on deposit accounts include maintenance fees on accounts, per item charges, account enhancement charges for additional packaged benefits and overdraft fees. The contracts with deposit account customers are day-to-day contracts and are considered to be terminable at will by either party. Therefore, the fees are all considered to be earned when charged and simultaneously collected. Fees and Commissions Fees and commissions include fees related to deposit services, such as ATM fees and interchange fees on debit card transactions. These fees are earned at the point in time when the services are rendered, and therefore the related revenue is recognized as the Company’s performance obligation is satisfied. Insurance Commissions Insurance commissions are earned when policies are placed by customers with the insurance carriers and are collected and recognized using two different methods: the agency bill method and the direct bill method. Under the agency bill method, Renasant Insurance is responsible for billing the customers directly and then collecting and remitting the premiums to the insurance carriers. Agency bill revenue is recognized at the later of the invoice date or effective date of the policy. The Company has established a reserve for such policies which is derived from historical collection experience and updated annually. The contract balances (i.e. accounts receivable and accounts payable related to insurance commissions earned and premiums due) and the reserve established are considered immaterial to the overall financial results of the Company. Under the direct bill method, premium billing and collections are handled by the insurance carriers, and a commission is then paid to Renasant Insurance. Direct bill revenue is recognized when the commission payment is received from the insurance carriers. While there is recourse on these commissions in the event of policy cancellations, based on the Company’s historical data, material reversals of revenue based on policy cancellations are not anticipated. The Company monitors policy cancellations on a monthly basis and, if a material set of cancellations were to occur, the Company would adjust earnings accordingly. The Company also earns contingency income that it recognizes on a cash basis. Contingency income is a bonus received from the insurance underwriters and is based on commission income and claims experience on the Company’s clients’ policies during the previous year. Increases and decreases in contingency income are reflective of corresponding increases and decreases in the amount of claims paid by insurance carriers. Wealth Management Revenue Fees for managing trust accounts (inclusive of personal and corporate benefit accounts, IRAs, and custodial accounts) are based on the value of assets under management in the account, with the amount of the fee depending on the type of account. Revenue is recognized on a monthly basis, and there is little to no risk of a material reversal of revenue. Fees for other wealth management services, such as investment guidance relating to fixed and variable annuities, mutual funds, stocks and other investments, are recognized based on either trade activity, where fees are recognized at the time of the trade, or assets under management, where fees are recognized monthly. Sales of Other Real Estate Owned The Company continually markets the properties included in the OREO portfolio. The Company will at times, in the ordinary course of business, provide seller-financing on sales of OREO. In cases where a sale is seller-financed, the Company must ensure the commitment of both parties to perform their respective obligations and the collectability of the transaction price in order to properly recognize the revenue on the sale of OREO. This is accomplished through the Company’s loan underwriting process. In this process the Company considers factors such as the buyer’s initial equity in the property, the credit quality of the buyer, the financing terms of the loan and the cash flow from the property, if applicable. If it is determined that the contract criteria in ASC 606 have been met, the revenue on the sale of OREO will be recognized on the closing date of the sale when the
Income Taxes	Income Taxes : Income taxes are accounted for under the liability method. Under this method, deferred tax assets and liabilities are determined based on differences between financial reporting and tax bases of assets and liabilities and are measured using the enacted tax rates and laws that will be in effect when the differences are expected to reverse. It is the Company’s policy to recognize interest and penalties, if incurred, related to unrecognized tax benefits in income tax expense. The Company and its subsidiaries file a consolidated federal income tax return. Renasant Bank provides for income taxes on a separate-return basis and remits to the Company amounts determined to be currently payable. Deferred income taxes, included in “Other assets” on the Consolidated Balance Sheets, reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes that the Company and its subsidiaries will realize a substantial majority of the deferred tax assets. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized through a charge to income tax expense.
Fair Value Measurements	Fair Value Measurements : ASC 820, “ Fair Value Measurements and Disclosures ,” provides guidance for using fair value to measure assets and liabilities and also establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). See Note 16, “Fair Value Measurements,” for further details regarding the Company’s methods and assumptions used to estimate the fair values of the Company’s financial assets and liabilities.
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities : The Company utilizes derivative financial instruments as part of its ongoing efforts to manage its interest rate risk exposure as well as to meet the needs of its customers. Derivative financial instruments are included in the Consolidated Balance Sheets line item “Other assets” or “Other liabilities” at fair value in accordance with ASC 815, “ Derivatives and Hedging .” Cash flow hedges are utilized to mitigate the exposure to variability in expected future cash flows or other types of forecasted transactions. For the Company’s derivatives designated as cash flow hedges, changes in the fair value of cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. There were no ineffective portions for 2021. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. Fair value hedges are utilized to mitigate the exposure to future interest rate risk. For the Company’s derivatives designated as fair value hedges, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same line item as the earnings effect of the hedged item. The Company also utilizes derivative instruments that are not designated as hedging instruments. The Company enters into interest rate cap and/or floor agreements with its customers and then enters into an offsetting derivative contract position with other financial institutions to mitigate the interest rate risk associated with these customer contracts. Because these derivative instruments are not designated as hedging instruments, changes in the fair value of the derivative instruments are recognized currently in earnings. The Company enters into interest rate lock commitments on certain residential mortgage loans with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate mortgage loans. Under such commitments, interest rates for a mortgage loan are typically locked in for up to 45 days with the customer. These interest rate lock commitments are recorded at fair value in the Company’s Consolidated Balance Sheets. Gains and losses arising from changes in the valuation of the commitments are recognized currently in earnings and are reflected under the line item “Mortgage banking income” on the Consolidated Statements of Income.
Treasury Stock	Treasury Stock : Treasury stock is recorded at cost. Shares held in treasury are not retired.
Retirement Plans	Retirement Plans : The Company sponsors a noncontributory pension plan and provides retiree medical benefits for certain employees. The Company’s independent actuary firm prepares actuarial valuations of pension cost and obligation under ASC 715, “ Compensation – Retirement Benefits
Stock-Based Compensation	Stock-Based Compensation : The Company recognizes compensation expense for all share-based payments to employees in accordance with ASC 718, “ Compensation - Stock Compensation
Earnings Per Common Share	Earnings Per Common Share : Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding stock options were exercised into common shares and nonvested restricted stock awards, whose vesting is subject to future service requirements, were outstanding common shares as of the awards’ respective grant dates, calculated in accordance with the treasury method. See Note 18, “Net Income Per Common Share,” for the reconciliation of the numerators and denominators of the basic and diluted earnings per share computations.
Subsequent Events	Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements, and has determined that no significant events occurred after December 31, 2021 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.
Impact of Recently-Issued Accounting Standards and Pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2020, FASB issued ASU 2020-04, “Reference Rate Reform (Topic 842): Facilitation of the Effects of Reference Rate Reform on Financial Reporting” (“ASU 2020-04”), which provides temporary, optional guidance to ease the potential burden of accounting for reference rate reform on financial reporting. ASU 2020-04 provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships and other transactions if certain criteria are met that reference LIBOR or another reference rate expected to be discontinued. As the guidance is intended to assist stakeholders during the global market-wide reference rate transition period, it is in effect only from March 12, 2020 through December 31, 2022. The Company transitioned new production from LIBOR instruments to a set of alternative indices at December 31, 2021. The Company’s LIBOR Transition Committee is currently developing a plan to transition legacy positions with the intent to minimize the impact to the Bank and its customers.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of states and political subdivisions 153,847 5,532 (269) 159,110 Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 Amortized Gross Gross Fair December 31, 2020 U.S. Treasury securities $ 7,047 $ 32 $ — $ 7,079 Obligations of other U.S. Government agencies and corporations 1,003 6 — 1,009 Obligations of states and political subdivisions 291,231 14,015 (45) 305,201 Residential mortgage backed securities: Government agency mortgage backed securities 581,105 21,564 (23) 602,646 Government agency collateralized mortgage obligations 218,373 1,946 (51) 220,268 Commercial mortgage backed securities: Government agency mortgage backed securities 29,053 1,235 (1) 30,287 Government agency collateralized mortgage obligations 99,377 2,992 (21) 102,348 Trust preferred securities 12,013 — (3,001) 9,012 Other debt securities 62,771 2,909 (73) 65,607 $ 1,301,973 $ 44,699 $ (3,215) $ 1,343,457 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 416,357
Schedule of realized gain (loss)	Available for sale securities sold were as follows for the periods presented: Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2021 Obligations of states and political subdivisions $ 47 $ 49 $ 2 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,473 3,901 Government agency collateralized mortgage obligations 12,362 12,562 200 Trust preferred securities 12,021 9,961 (2,060) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,455 $ 2,170 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2020 Obligations of states and political subdivisions $ 2,696 $ 2,561 $ (135) Residential mortgage backed securities: Government agency mortgage backed securities 16,093 16,294 201 Government agency collateralized mortgage obligations 26,071 26,051 (20) $ 44,860 $ 44,906 $ 46 Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2019 Obligations of states and political subdivisions $ 11,799 $ 11,813 $ 14 Residential mortgage backed securities: Government agency mortgage backed securities 72,556 71,944 (612) Government agency collateralized mortgage obligations 122,692 120,892 (1,800) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 4,838 4,720 (118) Other debt securities 252 257 5 Other equity securities — 2,859 2,859 $ 212,137 $ 212,485 $ 348 Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Gross gains on sales of securities available for sale $ 4,322 $ 230 $ 2,979 Gross losses on sales of securities available for sale (2,152) (184) (2,631) Gains on sales of securities available for sale, net $ 2,170 $ 46 $ 348
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at December 31, 2021 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 530 $ 529 $ 8,523 $ 8,579 Due after one year through five years 2,064 2,064 41,782 43,383 Due after five years through ten years 18,368 18,403 53,269 56,068 Due after ten years 246,679 246,291 77,798 79,610 Residential mortgage backed securities: Government agency mortgage backed securities 60,507 60,310 967,497 968,535 Government agency collateralized mortgage obligations 24,832 24,740 1,008,514 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 1,855 14,717 15,081 Government agency collateralized mortgage obligations 39,505 39,388 216,859 214,252 Other debt securities 22,049 21,972 11,997 11,944 $ 416,389 $ 415,552 $ 2,400,956 $ 2,386,052
Gross unrealized losses and fair value by investment category	The following tables present the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) December 31, 2020 Obligations of states and political subdivisions 6 9,403 (45) — — — 6 9,403 (45) Residential mortgage backed securities: Government agency mortgage backed securities 2 19,755 (23) — — — 2 19,755 (23) Government agency collateralized mortgage obligations 5 27,143 (51) — — — 5 27,143 (51) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,538 (1) 1 459 — 2 1,997 (1) Government agency collateralized mortgage obligations 3 14,190 (21) — — — 3 14,190 (21) Trust preferred securities — — — 2 9,012 (3,001) 2 9,012 (3,001) Other debt securities 4 3,330 (70) 1 566 (3) 5 3,896 (73) Total 21 $ 75,359 $ (211) 4 $ 10,037 $ (3,004) 25 $ 85,396 $ (3,215) Less than 12 months 12 months or more Total Held to Maturity: # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,332,962 $ 2,360,471 Lease financing 80,192 80,022 Real estate – construction: Residential 300,988 243,814 Commercial 798,914 583,338 Total real estate – construction 1,099,902 827,152 Real estate – 1-4 family mortgage: Primary 1,682,050 1,536,181 Home equity 423,108 432,768 Rental/investment 268,245 264,436 Land development 135,070 123,179 Total real estate – 1-4 family mortgage 2,508,473 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,329,219 1,334,765 Non-owner occupied 2,446,370 2,194,739 Land development 110,395 120,125 Total real estate – commercial mortgage 3,885,984 3,649,629 Installment loans to individuals 107,565 149,862 Gross loans 9,015,078 9,423,700 Unearned income (4,067) (4,160) Loans, net of unearned income $ 9,011,011 $ 9,419,540 The following is a summary of purchased loans at December 31: 2021 2020 Commercial, financial, agricultural $ 90,308 $ 176,513 Real estate – construction: Residential 1,287 2,859 Commercial 3,707 28,093 Total real estate – construction 4,994 30,952 Real estate – 1-4 family mortgage: Primary 134,070 214,770 Home equity 51,496 80,392 Rental/investment 20,229 31,928 Land development 9,978 14,654 Total real estate – 1-4 family mortgage 215,773 341,744 Real estate – commercial mortgage: Owner-occupied 234,132 323,041 Non-owner occupied 410,577 552,728 Land development 18,344 29,454 Total real estate – commercial mortgage 663,053 905,223 Installment loans to individuals 35,775 59,675 Loans $ 1,009,903 $ 1,514,107 The following is a summary of non purchased and purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,423,270 $ 2,536,984 Lease financing 80,192 80,022 Real estate – construction: Residential 302,275 246,673 Commercial 802,621 611,431 Total real estate – construction 1,104,896 858,104 Real estate – 1-4 family mortgage: Primary 1,816,120 1,750,951 Home equity 474,604 513,160 Rental/investment 288,474 296,364 Land development 145,048 137,833 Total real estate – 1-4 family mortgage 2,724,246 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,563,351 1,657,806 Non-owner occupied 2,856,947 2,747,467 Land development 128,739 149,579 Total real estate – commercial mortgage 4,549,037 4,554,852 Installment loans to individuals 143,340 209,537 Gross loans 10,024,981 10,937,807 Unearned income (4,067) (4,160) Loans, net of unearned income 10,020,914 10,933,647 Allowance for credit losses on loans (164,171) (176,144) Net loans $ 9,856,743 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 7 5,258 5,258 Real estate – 1-4 family mortgage: Primary 34 5,035 5,082 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 42 11,130 11,150 December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 460 459 Total 7 $ 647 $ 644 Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Additional advances or loans with concessions 42 11,220 Reclassified as performing 4 251 Reductions due to: Reclassified as nonperforming (10) (1,639) Paid in full (15) (6,198) Principal paydowns — (745) Totals at December 31, 2021 97 $ 14,650 Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 Additional advances or loans with concessions 3 1,419 Reclassified as performing 2 115 Reductions due to: Reclassified as nonperforming (8) (2,751) Paid in full (6) (1,388) Charge-offs (1) (205) Principal paydowns — (268) Totals at December 31, 2021 38 $ 5,609
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,657 $ — $ — $ 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied $ — $ — $ — $ 13,344 $ 17,621 $ 200,111 $ 3,056 $ — $ 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied $ — $ — $ 325 $ 35,887 $ 103,739 $ 254,080 $ 2,222 $ 14,324 $ 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development $ — $ — $ — $ 1,288 $ 1,894 $ 13,792 $ 634 $ — $ 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary $ — $ — $ 202 $ 938 $ 17,505 $ 98,961 $ — $ 81 $ 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity $ — $ — $ — $ 542 $ 2,441 $ 1,823 $ 44,086 $ 1,274 $ 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 42 $ 276 $ — $ — $ 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930
Related party loans	A summary of the changes in related party loans follows: Loans at December 31, 2020 $ 27,328 New loans and advances 10,145 Payments received (4,866) Changes in related parties (2,700) Loans at December 31, 2021 $ 29,907

Purchased Loans (Tables)

Purchased Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Summary of loans	The following is a summary of non purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,332,962 $ 2,360,471 Lease financing 80,192 80,022 Real estate – construction: Residential 300,988 243,814 Commercial 798,914 583,338 Total real estate – construction 1,099,902 827,152 Real estate – 1-4 family mortgage: Primary 1,682,050 1,536,181 Home equity 423,108 432,768 Rental/investment 268,245 264,436 Land development 135,070 123,179 Total real estate – 1-4 family mortgage 2,508,473 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,329,219 1,334,765 Non-owner occupied 2,446,370 2,194,739 Land development 110,395 120,125 Total real estate – commercial mortgage 3,885,984 3,649,629 Installment loans to individuals 107,565 149,862 Gross loans 9,015,078 9,423,700 Unearned income (4,067) (4,160) Loans, net of unearned income $ 9,011,011 $ 9,419,540 The following is a summary of purchased loans at December 31: 2021 2020 Commercial, financial, agricultural $ 90,308 $ 176,513 Real estate – construction: Residential 1,287 2,859 Commercial 3,707 28,093 Total real estate – construction 4,994 30,952 Real estate – 1-4 family mortgage: Primary 134,070 214,770 Home equity 51,496 80,392 Rental/investment 20,229 31,928 Land development 9,978 14,654 Total real estate – 1-4 family mortgage 215,773 341,744 Real estate – commercial mortgage: Owner-occupied 234,132 323,041 Non-owner occupied 410,577 552,728 Land development 18,344 29,454 Total real estate – commercial mortgage 663,053 905,223 Installment loans to individuals 35,775 59,675 Loans $ 1,009,903 $ 1,514,107 The following is a summary of non purchased and purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,423,270 $ 2,536,984 Lease financing 80,192 80,022 Real estate – construction: Residential 302,275 246,673 Commercial 802,621 611,431 Total real estate – construction 1,104,896 858,104 Real estate – 1-4 family mortgage: Primary 1,816,120 1,750,951 Home equity 474,604 513,160 Rental/investment 288,474 296,364 Land development 145,048 137,833 Total real estate – 1-4 family mortgage 2,724,246 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,563,351 1,657,806 Non-owner occupied 2,856,947 2,747,467 Land development 128,739 149,579 Total real estate – commercial mortgage 4,549,037 4,554,852 Installment loans to individuals 143,340 209,537 Gross loans 10,024,981 10,937,807 Unearned income (4,067) (4,160) Loans, net of unearned income 10,020,914 10,933,647 Allowance for credit losses on loans (164,171) (176,144) Net loans $ 9,856,743 $ 10,757,503
Aging of past due and nonaccrual loans	The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 1,124 $ 231 $ 2,354,716 $ 2,356,071 $ 164 $ 1,804 $ 2,432 $ 4,400 $ 2,360,471 Lease financing — — 79,974 79,974 — 48 — 48 80,022 Real estate – construction: Residential — — 243,317 243,317 — 497 — 497 243,814 Commercial — — 583,338 583,338 — — — — 583,338 Total real estate – construction — — 826,655 826,655 — 497 — 497 827,152 Real estate – 1-4 family mortgage: Primary 11,889 1,754 1,513,716 1,527,359 1,865 2,744 4,213 8,822 1,536,181 Home equity 1,152 360 430,702 432,214 66 111 377 554 432,768 Rental/investment 663 210 263,064 263,937 61 194 244 499 264,436 Land development 97 — 123,051 123,148 — — 31 31 123,179 Total real estate – 1-4 family mortgage 13,801 2,324 2,330,533 2,346,658 1,992 3,049 4,865 9,906 2,356,564 Real estate – commercial mortgage: Owner-occupied 779 795 1,330,155 1,331,729 — 2,598 438 3,036 1,334,765 Non-owner occupied 922 127 2,191,440 2,192,489 — 2,197 53 2,250 2,194,739 Land development 113 115 119,820 120,048 44 29 4 77 120,125 Total real estate – commercial mortgage 1,814 1,037 3,641,415 3,644,266 44 4,824 495 5,363 3,649,629 Installment loans to individuals 896 191 148,620 149,707 4 117 34 155 149,862 Unearned income — — (4,160) (4,160) — — — — (4,160) Loans, net of unearned income $ 17,635 $ 3,783 $ 9,377,753 $ 9,399,171 $ 2,204 $ 10,339 $ 7,826 $ 20,369 $ 9,419,540 The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2020 Commercial, financial, agricultural $ 818 $ 101 $ 163,658 $ 164,577 $ 74 $ 2,024 $ 9,838 $ 11,936 $ 176,513 Real estate – construction: Residential — — 2,859 2,859 — — — — 2,859 Commercial — — 28,093 28,093 — — — — 28,093 Total real estate – construction — — 30,952 30,952 — — — — 30,952 Real estate – 1-4 family mortgage: Primary 2,394 74 206,635 209,103 687 2,799 2,181 5,667 214,770 Home equity 294 43 78,739 79,076 4 674 638 1,316 80,392 Rental/investment 180 14 30,931 31,125 — 724 79 803 31,928 Land development 109 — 14,231 14,340 — — 314 314 14,654 Total real estate – 1-4 family mortgage 2,977 131 330,536 333,644 691 4,197 3,212 8,100 341,744 Real estate – commercial mortgage: Owner-occupied 2,511 — 317,997 320,508 193 447 1,893 2,533 323,041 Non-owner occupied 207 — 544,694 544,901 7,682 — 145 7,827 552,728 Land development 112 — 28,962 29,074 — 164 216 380 29,454 Total real estate – commercial mortgage 2,830 — 891,653 894,483 7,875 611 2,254 10,740 905,223 Installment loans to individuals 2,026 35 57,339 59,400 31 136 108 275 59,675 Loans, net of unearned income $ 8,651 $ 267 $ 1,474,138 $ 1,483,056 $ 8,671 $ 6,968 $ 15,412 $ 31,051 $ 1,514,107
Impact of modifications classified as restructured loans	The following table illustrates the impact of modifications classified as restructured loans held on the Consolidated Balance Sheets and still performing in accordance with their restructured terms at period end, segregated by class, as of the periods presented. Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 7 5,258 5,258 Real estate – 1-4 family mortgage: Primary 34 5,035 5,082 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 42 11,130 11,150 December 31, 2020 Commercial, financial, agricultural 7 1,862 1,859 Real estate – 1-4 family mortgage: Primary 20 3,594 3,659 Rental/investment 3 142 207 Total real estate – 1-4 family mortgage 23 3,736 3,866 Real estate – commercial mortgage: Owner-occupied 3 3,019 2,970 Non-owner occupied 2 210 210 Land development 1 189 189 Total real estate – commercial mortgage 6 3,418 3,369 Installment loans to individuals 2 24 21 Total 38 9,040 9,115 December 31, 2019 Commercial, financial, agricultural 2 $ 187 $ 185 Real estate – 1-4 family mortgage 5 460 459 Total 7 $ 647 $ 644 Number of Pre-Modification Post-Modification December 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 December 31, 2020 Commercial, financial, agricultural 1 $ 1,029 $ 1,031 Real estate – 1-4 family mortgage: Primary 4 334 227 Home equity 1 159 162 Total real estate – 1-4 family mortgage 5 493 389 Real estate – commercial mortgage: Owner-occupied 5 3,173 2,913 Non-owner occupied 1 542 544 Total real estate – commercial mortgage 6 3,715 3,457 Installment loans to individuals 1 25 19 Total 13 $ 5,262 $ 4,896 December 31, 2019 Commercial, financial, agricultural 2 $ 2,778 $ 2,778 Real estate – 1-4 family mortgage 2 73 73 Real estate – commercial mortgage 1 80 76 Total 5 $ 2,931 $ 2,927
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 46 $ 4,679 Additional advances or loans with concessions 38 9,155 Reclassified as performing 3 354 Reductions due to: Reclassified as nonperforming (5) (758) Paid in full (6) (1,409) Principal paydowns — (260) Totals at December 31, 2020 76 $ 11,761 Additional advances or loans with concessions 42 11,220 Reclassified as performing 4 251 Reductions due to: Reclassified as nonperforming (10) (1,639) Paid in full (15) (6,198) Principal paydowns — (745) Totals at December 31, 2021 97 $ 14,650 Changes in the Company’s restructured loans are set forth in the table below. Number of Recorded Totals at January 1, 2020 54 $ 7,275 Additional advances or loans with concessions 13 5,378 Reclassified as performing 1 74 Reductions due to: Reclassified as nonperforming (14) (2,563) Paid in full (5) (978) Charge-offs (1) (3) Principal paydowns — (496) Totals at December 31, 2020 48 $ 8,687 Additional advances or loans with concessions 3 1,419 Reclassified as performing 2 115 Reductions due to: Reclassified as nonperforming (8) (2,751) Paid in full (6) (1,388) Charge-offs (1) (205) Principal paydowns — (268) Totals at December 31, 2021 38 $ 5,609
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 1,448,273 $ 183,627 $ 76,912 $ 36,866 $ 18,124 $ 15,844 $ 255,522 $ 2,449 $ 2,037,617 Pass 1,447,594 180,979 73,325 31,362 16,308 14,626 250,528 1,562 2,016,284 Special Mention 128 1,952 2,091 3,850 1,416 109 187 — 9,733 Substandard 551 696 1,496 1,654 400 1,109 4,807 887 11,600 Real Estate - Construction $ 398,891 $ 266,471 $ 52,520 $ 29,300 $ — $ — $ 13,927 $ — $ 761,109 Residential $ 154,649 $ 9,836 $ 2,114 $ — $ — $ — $ 13,923 $ — $ 180,522 Pass 154,419 9,339 2,114 — — — 13,923 — 179,795 Special Mention — — — — — — — — — Substandard 230 497 — — — — — — 727 Commercial $ 244,242 $ 256,635 $ 50,406 $ 29,300 $ — $ — $ 4 $ — $ 580,587 Pass 244,242 251,937 50,406 29,300 — — 4 — 575,889 Special Mention — 4,698 — — — — — — 4,698 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 110,246 $ 78,482 $ 36,613 $ 30,018 $ 13,197 $ 7,172 $ 10,658 $ 1,909 $ 288,295 Primary $ 9,422 $ 6,691 $ 3,988 $ 4,644 $ 371 $ 1,060 $ 629 $ — $ 26,805 Pass 9,422 5,870 3,988 4,644 371 1,045 629 — 25,969 Special Mention — 125 — — — — — — 125 Substandard — 696 — — — 15 — — 711 Home Equity $ 157 $ 184 $ — $ — $ — $ — $ 6,051 $ — $ 6,392 Pass 157 184 — — — — 6,051 — 6,392 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 50,558 $ 32,656 $ 27,483 $ 25,019 $ 12,620 $ 5,699 $ 1,066 $ 557 $ 155,658 Pass 50,371 31,724 26,695 24,872 12,439 5,166 1,066 557 152,890 Special Mention — — — 83 77 133 — — 293 Substandard 187 932 788 64 104 400 — — 2,475 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 50,109 $ 38,951 $ 5,142 $ 355 $ 206 $ 413 $ 2,912 $ 1,352 $ 99,440 Pass 50,109 38,388 5,142 355 203 413 2,912 1,352 98,874 Special Mention — — — — — — — — — Substandard — 563 — — 3 — — — 566 Real Estate - Commercial Mortgage $ 967,746 $ 801,083 $ 444,205 $ 402,110 $ 340,774 $ 277,789 $ 76,115 $ 20,845 $ 3,330,667 Owner-Occupied $ 295,642 $ 256,807 $ 199,082 $ 169,527 $ 99,540 $ 85,614 $ 16,683 $ 9,733 $ 1,132,628 Pass 293,851 255,206 193,716 163,358 96,128 83,582 16,043 7,896 1,109,780 Special Mention 1,167 847 — 2,067 228 311 — 1,837 6,457 Substandard 624 754 5,366 4,102 3,184 1,721 640 — 16,391 Non-Owner Occupied $ 635,232 $ 522,998 $ 237,075 $ 229,304 $ 236,347 $ 189,077 $ 52,456 $ 11,112 $ 2,113,601 Pass 624,289 514,030 237,075 184,673 218,106 175,702 52,456 11,112 2,017,443 Special Mention 9,105 — — 39,007 4,688 10,788 — — 63,588 Substandard 1,838 8,968 — 5,624 13,553 2,587 — — 32,570 Land Development $ 36,872 $ 21,278 $ 8,048 $ 3,279 $ 4,887 $ 3,098 $ 6,976 $ — $ 84,438 Pass 34,719 21,278 6,925 3,210 3,274 3,098 6,976 — 79,480 Special Mention — — 1,123 69 46 — — — 1,238 Substandard 2,153 — — — 1,567 — — — 3,720 Installment loans to individuals $ 74 $ 4 $ — $ — $ — $ — $ — $ 16 $ 94 Pass 74 4 — — — — — 16 94 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,925,230 $ 1,329,667 $ 610,250 $ 498,294 $ 372,095 $ 300,805 $ 356,222 $ 25,219 $ 6,417,782 Pass 2,909,247 1,308,939 599,386 441,774 346,829 283,632 350,588 22,495 6,262,890 Special Mention 10,400 7,622 3,214 45,076 6,455 11,341 187 1,837 86,132 Substandard 5,583 13,106 7,650 11,444 18,811 5,832 5,447 887 68,760 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ 33,805 $ 16,455 $ 10,381 $ 6,396 $ 2,826 $ 7,201 $ 245,485 $ 305 $ 322,854 Performing Loans 33,794 16,343 10,340 6,026 2,748 7,181 245,059 305 321,796 Non-Performing Loans 11 112 41 370 78 20 426 — 1,058 Lease Financing Receivables $ 32,150 $ 25,270 $ 10,999 $ 4,231 $ 1,040 $ 2,172 $ — $ — $ 75,862 Performing Loans 32,150 25,270 10,999 4,231 992 2,172 — — 75,814 Non-Performing Loans — — — — 48 — — — 48 Real Estate - Construction $ 54,918 $ 10,334 $ 295 $ 153 $ — $ — $ 343 $ — $ 66,043 Residential $ 53,108 $ 9,393 $ 295 $ 153 $ — $ — $ 343 $ — $ 63,292 Performing Loans 53,108 9,393 295 153 — — 343 — 63,292 Non-Performing Loans — — — — — — — — — Commercial $ 1,810 $ 941 $ — $ — $ — $ — $ — $ — $ 2,751 Performing Loans 1,810 941 — — — — — — 2,751 Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 517,553 $ 344,643 $ 261,735 $ 196,777 $ 105,216 $ 212,214 $ 426,437 $ 3,694 $ 2,068,269 Primary $ 470,034 $ 321,155 $ 239,542 $ 176,926 $ 92,195 $ 207,721 $ 1,758 $ 45 $ 1,509,376 Performing Loans 470,034 318,929 235,816 175,219 91,479 205,530 1,747 45 1,498,799 Non-Performing Loans — 2,226 3,726 1,707 716 2,191 11 — 10,577 Home Equity $ — $ 203 $ 372 $ — $ 45 $ 799 $ 421,838 $ 3,119 $ 426,376 Performing Loans — 203 372 — 45 684 421,516 2,642 425,462 Non-Performing Loans — — — — — 115 322 477 914 Rental/Investment $ 34,079 $ 20,499 $ 18,319 $ 17,758 $ 11,907 $ 3,356 $ 2,330 $ 530 $ 108,778 Performing Loans 34,079 20,404 18,245 17,595 11,901 3,196 2,330 530 108,280 Non-Performing Loans — 95 74 163 6 160 — — 498 Land Development $ 13,440 $ 2,786 $ 3,502 $ 2,093 $ 1,069 $ 338 $ 511 $ — $ 23,739 Performing Loans 13,440 2,786 3,502 2,062 1,069 338 511 — 23,708 Non-Performing Loans — — — 31 — — — — 31 Real Estate - Commercial Mortgage $ 81,953 $ 71,063 $ 56,193 $ 47,013 $ 35,801 $ 15,679 $ 10,772 $ 488 $ 318,962 Owner-Occupied $ 48,814 $ 44,606 $ 36,661 $ 30,266 $ 23,974 $ 11,608 $ 5,919 $ 289 $ 202,137 Performing Loans 48,814 44,344 36,349 30,097 23,885 11,216 5,904 289 200,898 Non-Performing Loans — 262 312 169 89 392 15 — 1,239 Non-Owner Occupied $ 20,483 $ 18,585 $ 14,544 $ 13,821 $ 8,068 $ 3,491 $ 1,999 $ 147 $ 81,138 Performing Loans 20,483 18,460 14,486 13,821 8,068 3,439 1,999 147 80,903 Non-Performing Loans — 125 58 — — 52 — — 235 Land Development $ 12,656 $ 7,872 $ 4,988 $ 2,926 $ 3,759 $ 580 $ 2,854 $ 52 $ 35,687 Performing Loans 12,656 7,872 4,988 2,922 3,759 466 2,854 52 35,569 Non-Performing Loans — — — 4 — 114 — — 118 Installment loans to individuals $ 60,133 $ 57,198 $ 13,704 $ 4,019 $ 2,459 $ 1,535 $ 10,661 $ 59 $ 149,768 Performing Loans 60,081 57,119 13,611 3,986 2,407 1,535 10,661 21 149,421 Non-Performing Loans 52 79 93 33 52 — — 38 347 Total loans not subject to risk rating $ 780,512 $ 524,963 $ 353,307 $ 258,589 $ 147,342 $ 238,801 $ 693,698 $ 4,546 $ 3,001,758 Performing Loans 780,449 522,064 349,003 256,112 146,353 235,757 692,924 4,031 2,986,693 Non-Performing Loans 63 2,899 4,304 2,477 989 3,044 774 515 15,065 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,657 $ — $ — $ 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied $ — $ — $ — $ 13,344 $ 17,621 $ 200,111 $ 3,056 $ — $ 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied $ — $ — $ 325 $ 35,887 $ 103,739 $ 254,080 $ 2,222 $ 14,324 $ 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development $ — $ — $ — $ 1,288 $ 1,894 $ 13,792 $ 634 $ — $ 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ 711 $ 28,242 $ 27,222 $ 22,377 $ 20,759 $ 64,563 $ 1,788 $ 165,662 Pass — 711 24,211 20,930 17,240 16,880 56,736 409 137,117 Special Mention — — 357 97 104 — — — 558 Substandard — — 3,674 6,195 5,033 3,879 7,827 1,379 27,987 Real Estate - Construction $ — $ — $ 10,522 $ 9,228 $ 10,781 $ — $ — $ — $ 30,531 Residential $ — $ — $ 1,543 $ 211 $ 684 $ — $ — $ — $ 2,438 Pass — — 1,543 211 684 — — — 2,438 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ 8,979 $ 9,017 $ 10,097 $ — $ — $ — $ 28,093 Pass — — 8,979 9,017 10,097 — — — 28,093 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 14,022 $ 7,126 $ 1,112 $ 38,747 $ 957 $ 253 $ 62,217 Primary $ — $ — $ 6,873 $ 3,212 $ 595 $ 17,223 $ 249 $ — $ 28,152 Pass — — 5,556 3,212 594 12,665 249 — 22,276 Special Mention — — — — — 1,120 — — 1,120 Substandard — — 1,317 — 1 3,438 — — 4,756 Home Equity $ — $ — $ — $ — $ — $ — $ 697 $ 253 $ 950 Pass — — — — — — 59 — 59 Special Mention — — — — — — — — — Substandard — — — — — — 638 253 891 Rental/Investment $ — $ — $ — $ 1,883 $ 232 $ 18,275 $ 9 $ — $ 20,399 Pass — — — 1,883 232 16,139 9 — 18,263 Special Mention — — — — — 44 — — 44 Substandard — — — — — 2,092 — — 2,092 Land Development $ — $ — $ 7,149 $ 2,031 $ 285 $ 3,249 $ 2 $ — $ 12,716 Pass — — 7,149 2,009 285 1,793 2 — 11,238 Special Mention — — — — — — — — — Substandard — — — 22 — 1,456 — — 1,478 Real Estate - Commercial Mortgage $ — $ — $ 76,557 $ 153,960 $ 171,487 $ 435,073 $ 22,631 $ 4,688 $ 864,396 Owner-Occupied $ — $ — $ 15,001 $ 32,567 $ 61,568 $ 181,007 $ 9,723 $ 2 $ 299,868 Pass — — 15,001 29,276 43,962 161,790 5,808 — 255,837 Special Mention — — — — 9,670 — — — 9,670 Substandard — — — 3,291 7,936 19,217 3,915 2 34,361 Non-Owner Occupied $ — $ — $ 55,962 $ 117,592 $ 107,004 $ 242,249 $ 12,720 $ 4,686 $ 540,213 Pass — — 37,002 109,910 83,738 221,423 6,431 — 458,504 Special Mention — — 2,591 — 5,302 2,622 — — 10,515 Substandard — — 16,369 7,682 17,964 18,204 6,289 4,686 71,194 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ — $ — $ 5,594 $ 3,801 $ 2,915 $ 11,817 $ 188 $ — $ 24,315 Pass — — 5,594 3,801 2,780 4,962 188 — 17,325 Special Mention — — — — — 5,438 — — 5,438 Substandard — — — — 135 1,417 — — 1,552 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ 711 $ 129,343 $ 197,536 $ 205,757 $ 494,579 $ 88,151 $ 6,729 $ 1,122,806 Pass — 711 105,035 180,249 159,612 435,652 69,482 409 951,150 Special Mention — — 2,948 97 15,076 9,224 — — 27,345 Substandard — — 21,360 17,190 31,069 49,703 18,669 6,320 144,311 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary $ — $ — $ 202 $ 938 $ 17,505 $ 98,961 $ — $ 81 $ 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity $ — $ — $ — $ 542 $ 2,441 $ 1,823 $ 44,086 $ 1,274 $ 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 42 $ 276 $ — $ — $ 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2020 Commercial, Financial, Agricultural $ — $ — $ 445 $ 349 $ 303 $ 2,899 $ 6,809 $ 46 $ 10,851 Performing Loans — — 445 349 303 2,899 6,784 46 10,826 Non-Performing Loans — — — — — — 25 — 25 Real Estate - Construction $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Residential $ — $ — $ 421 $ — $ — $ — $ — $ — $ 421 Performing Loans — — 421 — — — — — 421 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ 371 $ 3,082 $ 33,674 $ 28,169 $ 140,689 $ 70,870 $ 2,672 $ 279,527 Primary $ — $ 248 $ 1,953 $ 30,078 $ 25,956 $ 127,642 $ 630 $ 111 $ 186,618 Performing Loans — 248 1,842 29,321 25,935 122,970 630 25 180,971 Non-Performing Loans — — 111 757 21 4,672 — 86 5,647 Home Equity $ — $ — $ 742 $ 3,324 $ 1,668 $ 1,027 $ 70,120 $ 2,561 $ 79,442 Performing Loans — — 742 3,324 1,668 960 69,518 2,124 78,336 Non-Performing Loans — — — — — 67 602 437 1,106 Rental/Investment $ — $ 123 $ — $ 200 $ 193 $ 10,893 $ 120 $ — $ 11,529 Performing Loans — 123 — 200 193 10,800 120 — 11,436 Non-Performing Loans — — — — — 93 — — 93 Term Loans Amortized Cost Basis by Origination Year 2020 2019 2018 2017 2016 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ — $ — $ 387 $ 72 $ 352 $ 1,127 $ — $ — $ 1,938 Performing Loans — — 387 30 117 1,127 — — 1,661 Non-Performing Loans — — — 42 235 — — — 277 Real Estate - Commercial Mortgage $ — $ 337 $ 597 $ 1,063 $ 982 $ 35,946 $ 1,902 $ — $ 40,827 Owner-Occupied $ — $ — $ — $ 625 $ 660 $ 20,531 $ 1,357 $ — $ 23,173 Performing Loans — — — 625 660 20,253 1,357 — 22,895 Non-Performing Loans — — — — — 278 — — 278 Non-Owner Occupied $ — $ 337 $ 443 $ 49 $ 66 $ 11,467 $ 153 $ — $ 12,515 Performing Loans — 337 443 49 66 11,331 153 — 12,379 Non-Performing Loans — — — — — 136 — — 136 Land Development $ — $ — $ 154 $ 389 $ 256 $ 3,948 $ 392 $ — $ 5,139 Performing Loans — — 154 389 256 3,890 392 — 5,081 Non-Performing Loans — — — — — 58 — — 58 Installment loans to individuals $ — $ — $ 34,976 $ 15,497 $ 1,118 $ 4,348 $ 3,676 $ 60 $ 59,675 Performing Loans — — 34,942 15,405 1,051 4,262 3,676 29 59,365 Non-Performing Loans — — 34 92 67 86 — 31 310 Total loans not subject to risk rating $ — $ 708 $ 39,521 $ 50,583 $ 30,572 $ 183,882 $ 83,257 $ 2,778 $ 391,301 Performing Loans — 708 39,376 49,692 30,249 178,492 82,630 2,224 383,371 Non-Performing Loans — — 145 891 323 5,390 627 554 7,930

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2021
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,332,962 $ 2,360,471 Lease financing 80,192 80,022 Real estate – construction: Residential 300,988 243,814 Commercial 798,914 583,338 Total real estate – construction 1,099,902 827,152 Real estate – 1-4 family mortgage: Primary 1,682,050 1,536,181 Home equity 423,108 432,768 Rental/investment 268,245 264,436 Land development 135,070 123,179 Total real estate – 1-4 family mortgage 2,508,473 2,356,564 Real estate – commercial mortgage: Owner-occupied 1,329,219 1,334,765 Non-owner occupied 2,446,370 2,194,739 Land development 110,395 120,125 Total real estate – commercial mortgage 3,885,984 3,649,629 Installment loans to individuals 107,565 149,862 Gross loans 9,015,078 9,423,700 Unearned income (4,067) (4,160) Loans, net of unearned income $ 9,011,011 $ 9,419,540 The following is a summary of purchased loans at December 31: 2021 2020 Commercial, financial, agricultural $ 90,308 $ 176,513 Real estate – construction: Residential 1,287 2,859 Commercial 3,707 28,093 Total real estate – construction 4,994 30,952 Real estate – 1-4 family mortgage: Primary 134,070 214,770 Home equity 51,496 80,392 Rental/investment 20,229 31,928 Land development 9,978 14,654 Total real estate – 1-4 family mortgage 215,773 341,744 Real estate – commercial mortgage: Owner-occupied 234,132 323,041 Non-owner occupied 410,577 552,728 Land development 18,344 29,454 Total real estate – commercial mortgage 663,053 905,223 Installment loans to individuals 35,775 59,675 Loans $ 1,009,903 $ 1,514,107 The following is a summary of non purchased and purchased loans and leases at December 31: 2021 2020 Commercial, financial, agricultural $ 1,423,270 $ 2,536,984 Lease financing 80,192 80,022 Real estate – construction: Residential 302,275 246,673 Commercial 802,621 611,431 Total real estate – construction 1,104,896 858,104 Real estate – 1-4 family mortgage: Primary 1,816,120 1,750,951 Home equity 474,604 513,160 Rental/investment 288,474 296,364 Land development 145,048 137,833 Total real estate – 1-4 family mortgage 2,724,246 2,698,308 Real estate – commercial mortgage: Owner-occupied 1,563,351 1,657,806 Non-owner occupied 2,856,947 2,747,467 Land development 128,739 149,579 Total real estate – commercial mortgage 4,549,037 4,554,852 Installment loans to individuals 143,340 209,537 Gross loans 10,024,981 10,937,807 Unearned income (4,067) (4,160) Loans, net of unearned income 10,020,914 10,933,647 Allowance for credit losses on loans (164,171) (176,144) Net loans $ 9,856,743 $ 10,757,503
Roll forward of the allowance for loan losses	The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2021 Allowance for credit losses on loans: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (7,087) (52) (1,164) (5,184) (13) (5,374) (18,874) Recoveries 1,470 13 1,498 541 49 5,030 8,601 Net charge-offs (5,617) (39) 334 (4,643) 36 (344) (10,273) Provision (recoveries) of credit losses on loans 508 411 (143) (2,544) (174) 242 (1,700) Ending balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Period-End Amount Allocated to: Individually evaluated $ 9,239 $ — $ 216 $ 2,401 $ — $ 607 $ 12,463 Collectively evaluated 24,683 16,419 32,140 66,539 1,486 10,441 151,708 Ending balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Loans: Individually evaluated $ 12,776 $ — $ 5,360 $ 14,623 $ — $ 690 $ 33,449 Collectively evaluated 1,410,494 1,104,896 2,718,886 4,534,414 76,125 142,650 9,987,465 Ending balance $ 1,423,270 $ 1,104,896 $ 2,724,246 $ 4,549,037 $ 76,125 $ 143,340 $ 10,020,914 Nonaccruing loans with no allowance for credit losses $ 397 $ — $ 2,329 $ 5,270 $ — $ 22 $ 8,018 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2020 Allowance for credit losses on loans: Beginning balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 910 $ 761 $ 52,162 Impact of the adoption of ASC 326 11,351 3,505 14,314 4,293 521 8,500 42,484 Charge-offs (3,577) (716) (1,167) (2,642) (168) (7,835) (16,105) Recoveries 1,263 31 838 2,478 11 7,632 12,253 Net charge-offs (2,314) (685) (329) (164) (157) (203) (3,852) Provision for credit losses on loans 19,336 8,198 8,366 47,008 350 2,092 85,350 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Period-End Amount Allocated to: Individually evaluated $ 10,345 $ 497 $ 300 $ 2,444 $ — $ 604 $ 14,190 Collectively evaluated 28,686 15,550 31,865 73,683 1,624 10,546 161,954 Ending balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Loans: Individually evaluated $ 16,091 $ 497 $ 5,379 $ 21,764 $ — $ 619 $ 44,350 Collectively evaluated 2,520,893 857,607 2,692,929 4,533,088 75,862 208,918 10,889,297 Ending balance $ 2,536,984 $ 858,104 $ 2,698,308 $ 4,554,852 $ 75,862 $ 209,537 $ 10,933,647 Nonaccruing loans with no allowance for credit losses $ 541 $ — $ 4,054 $ 4,382 $ — $ — $ 8,977 The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. Based on the continual improvements in these forecasts over the last year, nominal loan growth excluding PPP loans and stable credit metrics, the Company’s allowance model indicated that a release of the allowance for credit losses was appropriate during 2021. The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology prior to the adoption of ASC 326 for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Installment and Other (1) Total Year Ended December 31, 2019 Allowance for loan losses: Beginning balance $ 8,269 $ 4,755 $ 10,139 $ 24,492 $ 1,371 $ 49,026 Charge-offs (2,681) — (1,602) (1,490) (7,705) (13,478) Recoveries 1,428 21 712 689 6,714 9,564 Net charge-offs (1,253) 21 (890) (801) (991) (3,914) Provision for loan losses 3,642 253 565 1,299 1,291 7,050 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 Period-End Amount Allocated to: Individually evaluated for impairment $ 1,434 $ 16 $ 160 $ 396 $ 6 $ 2,012 Collectively evaluated for impairment 8,932 5,013 9,363 23,208 1,663 48,179 Purchased with deteriorated credit quality 292 — 291 1,386 2 1,971 Ending balance $ 10,658 $ 5,029 $ 9,814 $ 24,990 $ 1,671 $ 52,162 (1) Includes lease financing receivables.
Unfunded loan commitments, allowance for credit losses	The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Year Ended 2021 2020 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,535 $ 946 Impact of the adoption of ASC 326 — 10,389 Provision for credit losses on unfunded loan commitments (included in other noninterest expense) (500) 9,200 Ending balance $ 20,035 $ 20,535

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Bank premises and equipment	Bank premises and equipment at December 31 are summarized as follows: 2021 2020 Premises $ 247,484 $ 250,313 Leasehold improvements 29,412 21,289 Furniture and equipment 65,286 64,798 Computer equipment 24,412 24,114 Autos 143 144 Lease right-of-use assets 63,547 66,023 Total 430,284 426,681 Accumulated depreciation (137,162) (126,185) Net $ 293,122 $ 300,496

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2021
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540 December 31, 2020 Residential real estate $ 72 $ 107 $ 179 Commercial real estate 1,741 924 2,665 Residential land development 337 676 1,013 Commercial land development 1,777 338 2,115 Total $ 3,927 $ 2,045 $ 5,972
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows for the periods presented: Purchased OREO Non Purchased OREO Total Balance at December 31, 2019 $ 5,248 $ 2,762 $ 8,010 Transfers of loans 4,058 4,530 8,588 Impairments (1,581) (579) (2,160) Dispositions (3,747) (4,668) (8,415) Other (51) — (51) Balance at December 31, 2020 $ 3,927 $ 2,045 $ 5,972 Transfers of loans 1,056 2,124 3,180 Impairments (220) (86) (306) Dispositions (3,043) (3,123) (6,166) Other (131) (9) (140) Balance at December 31, 2021 $ 1,589 $ 951 $ 2,540
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: December 31, 2021 2020 2019 Repairs and maintenance $ 79 $ 279 $ 326 Property taxes and insurance 69 364 343 Impairments 306 2,160 1,265 Net (gains) losses on OREO sales (176) (23) 94 Rental income (25) (26) (15) Total $ 253 $ 2,754 $ 2,013

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Changes in the carrying amount of goodwill	Changes in the carrying amount of goodwill during the years ended December 31, 2021 were as follows: Community Banks Insurance Total Balance at December 31, 2019 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2020 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill and other adjustments — — — Balance at December 31, 2021 $ 936,916 $ 2,767 $ 939,683
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2021 Core deposit intangible $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098 December 31, 2020 Core deposit intangible $ 82,492 $ (53,539) $ 28,953 Customer relationship intangible 2,470 (1,284) 1,186 Total finite-lived intangible assets $ 84,962 $ (54,823) $ 30,139
Estimated amortization expense of finite-lived intangible assets for future periods	The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2022 $ 4,940 $ 181 $ 5,121 2023 4,042 181 4,223 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2021
Transfers and Servicing [Abstract]
Changes in the company's mortgage servicing rights	Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2020 $ 53,208 Capitalization 41,235 Amortization (19,723) Valuation adjustment (11,726) Carrying Value at December 31, 2020 $ 62,994 Capitalization 33,948 Amortization (21,485) Valuation adjustment 13,561 Carrying Value at December 31, 2021 $ 89,018
Data and key economic assumptions related to the company's mortgage servicing rights	Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2021 2020 2019 Unpaid principal balance $ 8,728,629 $ 7,322,671 $ 4,871,155 Weighted-average prepayment speed (CPR) 10.56 % 15.05 % 11.48 % Estimated impact of a 10% increase $ (3,875) $ (4,001) $ (2,469) Estimated impact of a 20% increase (7,464) (7,674) (4,774) Discount rate 9.82 % 9.86 % 9.69 % Estimated impact of a 100bp increase $ (4,153) $ (2,144) $ (2,027) Estimated impact of a 200bp increase (8,119) (4,144) (3,908) Weighted-average coupon interest rate 3.29 % 3.58 % 4.04 % Weighted-average servicing fee (basis points) 30.37 29.94 29.20 Weighted-average remaining maturity (in years) 6.69 5.14 6.35

Deposit (Tables)

Deposit (Tables)	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Schedule of deposits	The following is a summary of deposits as of December 31: 2021 2020 Noninterest-bearing deposits $ 4,718,124 $ 3,685,048 Interest-bearing demand deposits 6,695,879 5,830,288 Savings deposits 1,080,338 847,857 Time deposits 1,411,383 1,695,888 Total deposits $ 13,905,724 $ 12,059,081
Schedule of maturities time deposits	The approximate scheduled maturities of time deposits at December 31, 2021 are as follows: 2022 $ 1,089,198 2023 180,675 2024 91,617 2025 29,300 2026 19,421 Thereafter 1,172 Total $ 1,411,383

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Short-term borrowings	Short-term borrowings as of December 31 are summarized as follows: 2021 2020 Securities sold under agreements to repurchase $ 13,947 $ 10,947 Federal funds purchased — 10,393 Total short-term borrowings $ 13,947 $ 21,340
Average balances and cost of funds of short-term borrowings	The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2021 2020 2019 2021 2020 2019 Federal Home Loan Bank short-term advances $ — $ 345,601 $ 114,965 — % 1.09 % 2.59 % Federal funds purchased 747 363 — 0.33 — — Securities sold under agreements to repurchase 12,662 10,889 8,479 0.29 0.30 0.15 Total short-term borrowings $ 13,409 $ 356,853 $ 123,444 0.29 % 1.07 % 2.43 %

Long-Term Debt (Tables)

Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2021
Debt Disclosure [Abstract]
Long-term debt	Long-term debt as of December 31, 2021 and 2020 is summarized as follows: 2021 2020 Federal Home Loan Bank advances $ 417 $ 152,167 Junior subordinated debentures 111,373 110,794 Subordinated notes 359,419 212,009 Total long-term debt $ 471,209 $ 474,970
Debentures	The following table provides details on the debentures as of December 31, 2021: Principal Interest Rate Year of Amount PHC Statutory Trust I $ 20,619 3.07 % 2033 $ 20,000 PHC Statutory Trust II 31,959 2.07 2035 31,000 Capital Bancorp Capital Trust I 12,372 1.72 2035 12,000 First M&F Statutory Trust I 30,928 1.53 2036 22,194 Brand Group Holdings Statutory Trust I 10,310 2.27 2035 9,216 Brand Group Holdings Statutory Trust II 5,155 3.20 2037 5,051 Brand Group Holdings Statutory Trust III 5,155 3.20 2038 5,051 Brand Group Holdings Statutory Trust IV 3,093 3.95 2038 3,270
Aggregate stated maturities of Long-term debt outstanding	The aggregate stated maturities of long-term debt outstanding at December 31, 2021, are summarized as follows: Federal Home Loan Bank advances Junior subordinated debentures Subordinated notes Total 2022 $ 417 $ — $ — $ 417 2023 — — — — 2024 — — — — 2025 — — — — 2026 — — 29,724 29,724 Thereafter — 111,373 329,695 441,068 Total $ 417 $ 111,373 $ 359,419 $ 471,209

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Retirement Benefits [Abstract]
Information relating to the defined benefit pension plan and post-retirement health and life plans	The following table presents information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and the post-retirement health and life plan (“Other Benefits”) as of December 31, 2021 and 2020: Pension Benefits Renasant Other Benefits 2021 2020 2021 2020 Change in benefit obligation Benefit obligation at beginning of year $ 28,226 $ 28,020 $ 1,019 $ 707 Service cost — — 5 6 Interest cost 682 984 14 13 Plan participants’ contributions — — 152 52 Amendments (1) — — — 486 Actuarial loss (gain) 672 3,239 (221) 21 Benefits paid (1) (2,013) (4,017) (383) (266) Benefit obligation at end of year $ 27,567 $ 28,226 $ 586 $ 1,019 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 30,549 $ 28,585 Actual return on plan assets 1,863 5,981 Contribution by employer — — Benefits paid (2,013) (4,017) Fair value of plan assets at end of year $ 30,399 $ 30,549 Funded status at end of year $ 2,832 $ 2,323 $ (586) $ (1,019) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 2.79 % 2.44 % 2.35 % 1.77 % (1) Attributable to retiree medical benefits and $2,073 of accelerated defined benefit pension plan payouts in 2020 provided to VERP participants.
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans	The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2021, 2020 and 2019 are as follows: Pension Benefits Renasant Other Benefits 2021 2020 2019 2021 2020 2019 Service cost $ — $ — $ — $ 5 $ 6 $ 7 Interest cost 682 984 1,176 14 13 31 Expected return on plan assets (1,768) (1,651) (1,450) — — — Prior service cost recognized (1) — — — — 485 — Recognized actuarial loss (gain) 265 349 442 (3) (90) (23) Settlement/curtailment/termination losses (1) — 567 — — — — Net periodic benefit cost (821) 249 168 16 414 15 Net actuarial (gain) loss arising during the period 577 (1,090) (31) (221) 21 (60) Net Settlement/curtailment/termination losses (1) — (567) — — — — New prior service cost (1) — — — — 485 — Amortization of net actuarial (loss) gain recognized in net periodic pension cost (265) (349) (442) 3 90 23 Amortization of prior service cost (1) — — — — (485) — Total recognized in other comprehensive income 312 (2,006) (473) (218) 111 (37) Total recognized in net periodic benefit cost and other comprehensive income $ (509) $ (1,757) $ (305) $ (202) $ 525 $ (22) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 2.44 % 3.59 % 4.56 % 1.77 % 2.91 % 4.07 % Expected return on plan assets 6.00 % 6.00 % 6.00 % N/A N/A N/A (1) Attributable to retiree medical benefits and accelerated defined benefit pension plan payouts provided to VERP participants and, with respect to amounts included in Net periodic benefit cost, included in the “Restructuring charges” line item on the Consolidated Statements of Income.
Future estimated benefit payments under the defined benefit pension plan and post-retirement health and life plan	Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2022 $ 2,210 $ 176 2023 2,190 125 2024 2,178 67 2025 2,142 64 2026 2,106 53 2027 - 2031 9,690 116
Amounts recognized in accumulated other comprehensive income, net of tax	Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2021 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 7,395 (299) Total $ 7,395 $ (299)
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost	The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost during 2022 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 243 (76) Total $ 243 $ (76)
Fair values of defined benefit pension plan assets by category of the firm	Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2021 Cash and cash equivalents $ 42 $ — $ — $ — $ 42 Investments in collective trusts — — — 30,357 30,357 $ 42 $ — $ — $ 30,357 $ 30,399 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2020 Cash and cash equivalents $ 779 $ — $ — $ — $ 779 Investments in collective trusts — — — 29,770 29,770 $ 779 $ — $ — $ 29,770 $ 30,549
Summarizes information about options issued under the long-term equity incentive plan	The following table summarizes information about options outstanding, exercised and forfeited as of and for the three years ended December 31, 2021, 2020 and 2019: Shares Weighted Weighted Aggregate Outstanding at January 1, 2019 43,750 $ 15.84 Granted — — Exercised (14,500) 15.79 Forfeited — — Outstanding at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Exercisable at December 31, 2019 29,250 $ 15.86 1.94 $ 574 Granted — — Exercised (18,750) 16.37 Forfeited — — Outstanding at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Exercisable at December 31, 2020 10,500 $ 14.96 1.00 $ 191 Granted — — Exercised (10,500) 14.96 Forfeited — — Outstanding at December 31, 2021 — $ — 0.00 $ — Exercisable at December 31, 2021 — $ — 0.00 $ —
Summary of the changes in restricted stock	The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2021: Performance- Weighted Time- Weighted Not vested at beginning of year 132,827 $ 32.88 548,416 $ 34.15 Awarded 78,230 34.02 253,733 37.22 Vested (64,496) 30.18 (139,752) 36.89 Forfeited and cancelled — — (58,683) 37.50 Not vested at end of year 146,561 $ 34.67 603,714 $ 34.48

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 185,447 $ 4,711 $ 222,933 $ 9,884 Interest rate lock commitments Other Assets 310,941 5,304 589,701 19,824 Forward commitments Other Assets 280,000 667 — — Totals $ 776,388 $ 10,682 $ 812,634 $ 29,708 Derivative liabilities: Interest rate contracts Other Liabilities $ 185,447 $ 4,711 $ 222,933 $ 9,884 Interest rate lock commitments Other Liabilities 19,961 43 — — Forward commitments Other Liabilities 320,000 736 716,000 5,090 Totals $ 525,408 $ 5,490 $ 938,933 $ 14,974 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 100,000 $ 7,016 $ 175,000 $ 3,866 Derivative liabilities: Interest rate swaps Other Liabilities $ 62,000 $ 2,902 $ 87,000 $ 5,924 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2021 December 31, 2020 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 5,411 $ 100,000 $ 209
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2021 2020 2019 Interest rate contracts: Included in interest income on loans $ 2,027 $ 2,051 $ 3,672 Interest rate lock commitments: Included in mortgage banking income (14,563) 15,249 882 Forward commitments Included in mortgage banking income 5,021 (4,033) 2,506 Total $ (7,515) $ 13,267 $ 7,060 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss Recognized in Income) Income Statement Year ended December 31, Location 2021 2020 2019 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (5,202) $ (209) $ — Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 5,202 $ 209 $ —
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2021 December 31, 2020 December 31, 2021 December 31, 2020 Long-term debt $ 93,085 $ 98,114 $ 5,411 $ 209
Offsetting Assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 8,007 $ 3,866 $ 13,436 $ 21,107 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 8,007 3,866 13,436 21,107 Gross amounts not offset in the consolidated balance sheets Financial instruments 7,208 3,866 7,208 3,866 Financial collateral pledged — — 6,228 14,042 Net amounts $ 799 $ — $ — $ 3,199
Offsetting Liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 8,007 $ 3,866 $ 13,436 $ 21,107 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 8,007 3,866 13,436 21,107 Gross amounts not offset in the consolidated balance sheets Financial instruments 7,208 3,866 7,208 3,866 Financial collateral pledged — — 6,228 14,042 Net amounts $ 799 $ — $ — $ 3,199

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Income Tax Disclosure [Abstract]
Components of the provision for income taxes	Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Current Federal $ 34,629 $ 30,193 $ 23,786 State 895 3,309 4,264 35,524 33,502 28,050 Deferred Federal 9,168 (10,947) 17,331 State 2,243 (2,715) 2,710 11,411 (13,662) 20,041 $ 46,935 $ 19,840 $ 48,091
Reconciliation of income taxes computed at the United States federal statutory tax rates	The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2021 2020 2019 Tax at U.S. statutory rate $ 46,794 $ 21,733 $ 45,294 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,669) (1,431) (1,205) BOLI income (1,547) (1,182) (1,283) Investment tax credits (988) (1,494) (1,863) Amortization of investment in low-income housing tax credits 817 1,280 1,575 State income tax expense, net of federal benefit 2,479 469 5,509 Other items, net 1,049 465 64 $ 46,935 $ 19,840 $ 48,091
Significant components of the Company's deferred tax assets and liabilities	Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2021 2020 Deferred tax assets Allowance for credit losses $ 50,712 $ 53,597 Loans 2,855 5,526 Deferred compensation 14,522 13,114 Net unrealized losses on securities 3,545 — Impairment of assets 392 1,067 Net operating loss carryforwards 1,211 1,857 Investments in partnerships 890 — Lease liabilities under operating leases 17,106 17,732 Other 3,241 3,539 Total deferred tax assets 94,474 96,432 Deferred tax liabilities Net unrealized gains on securities — 8,434 Investment in partnerships — 793 Fixed assets 5,339 3,285 Mortgage servicing rights 20,779 14,623 Junior subordinated debt 2,130 2,245 Intangibles 3,177 3,882 Lease right-of-use asset 16,209 16,833 Other 1,607 1,672 Total deferred tax liabilities 49,241 51,767 Net deferred tax assets $ 45,233 $ 44,665
Summary of operating loss carryforwards	The table below presents the breakout of net operating losses as of the dates presented. December 31, 2021 2020 Net Operating Losses Federal $ 2,065 $ 3,029 State 16,954 26,971
Reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest	A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2021 2020 2019 Balance at January 1 $ 402 $ 667 $ 1,919 Additions based on positions related to current period 62 101 158 Reductions based on positions related to prior period — (314) (1,410) Reductions due to lapse of statute of limitations (56) (52) — Balance at December 31 $ 408 $ 402 $ 667

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Disclosures [Abstract]
Fair values of financial assets and liabilities measured on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale $ — $ 2,386,052 $ — $ 2,386,052 Total securities available for sale — 2,386,052 — 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803 Level 1 Level 2 Level 3 Totals December 31, 2020 Financial assets: Securities available for sale: Trust preferred securities $ — $ — $ 9,012 $ 9,012 Other available for sale securities — 1,334,445 — 1,334,445 Total securities available for sale — 1,334,445 9,012 1,343,457 Derivative instruments — 33,574 — 33,574 Mortgage loans held for sale in loans held for sale — 417,771 — 417,771 Total financial assets $ — $ 1,785,790 $ 9,012 $ 1,794,802 Financial liabilities: Derivative instruments $ — $ 21,107 $ — $ 21,107
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following table provides for the periods presented a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs: Securities available for sale Trust preferred Balance at January 1, 2020 $ 9,986 Accretion included in net income 32 Unrealized losses included in other comprehensive income (834) Settlements (172) Transfers out of Level 3 — Balance at December 31, 2020 $ 9,012 Accretion included in net income 8 Realized losses included in net income, net of premium amortization 2,060 Unrealized losses included in other comprehensive income 941 Sales (12,021) Balance at December 31, 2021 $ —
Impaired loans measured at fair value on a nonrecurring basis	Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2021 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Mortgage servicing rights — — 89,018 89,018 Total $ — $ — $ 99,486 $ 99,486 Level 1 Level 2 Level 3 Totals December 31, 2020 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 24,145 $ 24,145 OREO — — 2,736 2,736 Mortgage servicing rights — — 62,994 62,994 Total $ — $ — $ 89,875 $ 89,875
OREO measured at fair value on a nonrecurring basis	The following table presents, as of the dates presented, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end: December 31, 2021 December 31, 2020 Carrying amount prior to remeasurement $ 2,556 $ 4,051 Impairment recognized in results of operations (16) (1,315) Fair value $ 2,540 $ 2,736
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of December 31, 2021 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 7,928 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,540 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2021: Aggregate Aggregate Difference Mortgage loans held for sale $ 453,533 $ 441,717 $ 11,816
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2021 Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities held to maturity 416,357 — 415,552 — 415,552 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2020 Financial assets Cash and cash equivalents $ 633,203 $ 633,203 $ — $ — $ 633,203 Securities available for sale 1,343,457 — 1,334,445 9,012 1,343,457 Loans held for sale 417,771 — 417,771 — 417,771 Loans, net 10,757,503 — — 10,668,625 10,668,625 Mortgage servicing rights 62,994 — — 62,994 62,994 Derivative instruments 33,574 — 33,574 — 33,574 Financial liabilities Deposits $ 12,059,081 $ 10,363,193 $ 1,706,005 $ — $ 12,069,198 Short-term borrowings 21,340 21,340 — — 21,340 Federal Home Loan Bank advances 152,167 — 158,914 — 158,914 Junior subordinated debentures 110,794 — 93,092 — 93,092 Subordinated notes 212,009 — 217,575 — 217,575 Derivative instruments 21,107 — 21,107 — 21,107

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (51,470) $ (13,099) $ (38,371) Reclassification adjustment for gains realized in net income (1) (2,170) (552) (1,618) Amortization of unrealized holding gains on securities transferred to the held to maturity category (73) (19) (54) Total securities available for sale (53,713) (13,670) (40,043) Derivative instruments: Unrealized holding gains on derivative instruments 10,848 2,761 8,087 Reclassification adjustment for gains realized in net income related to swap termination (4,676) (1,190) (3,486) Total derivative instruments 6,172 1,571 4,601 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (356) (92) (264) Amortization of net actuarial loss recognized in net periodic pension cost (2) 262 67 195 Total defined benefit pension and post-retirement benefit plans (94) (25) (69) Total other comprehensive loss $ (47,635) $ (12,124) $ (35,511) Year Ended December 31, 2020 Securities available for sale: Unrealized holding gains on securities $ 27,788 $ 7,071 $ 20,717 Reclassification adjustment for gains realized in net income (1) (46) (12) (34) Total securities available for sale 27,742 7,059 20,683 Derivative instruments: Unrealized holding gains on derivative instruments 923 235 688 Reclassification adjustment for losses realized in net income related to swap termination 2,040 519 1,521 Total derivative instruments 2,963 754 2,209 Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 1,069 272 797 Reclassification adjustment for settlement loss related to the VERP realized in net income (3) 567 145 422 New prior service cost (3) (485) (123) (362) Amortization of net actuarial loss recognized in net periodic pension cost (2) 259 66 193 Amortization of prior service cost (3) 485 123 362 Total defined benefit pension and post-retirement benefit plans 1,895 483 1,412 Total other comprehensive income $ 32,600 $ 8,296 $ 24,304 Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2019 Securities available for sale: Unrealized holding gains on securities $ 24,983 $ 6,358 $ 18,625 Reclassification adjustment for losses realized in net income (1) 2,511 639 1,872 Total securities available for sale 27,494 6,997 20,497 Derivative instruments: Unrealized holding losses on derivative instruments (2,975) (758) (2,217) Total derivative instruments (2,975) (758) (2,217) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 91 23 68 Amortization of net actuarial loss recognized in net periodic pension cost (2) 419 107 312 Total defined benefit pension and post-retirement benefit plans 510 130 380 Total other comprehensive income $ 25,029 $ 6,369 $ 18,660 (1) Included in Net gains (losses) on sales of securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income (3) Included in Restructuring charges in the Consolidated Statements of Income
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2021 2020 2019 Unrealized (losses) gains on securities $ (9,116) $ 42,246 $ 21,563 Non-credit related portion of other-than-temporary impairment on securities — (11,319) (11,319) Unrealized gains (losses) on derivative instruments 3,963 (638) (2,847) Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,290) (5,221) (6,633) Total accumulated other comprehensive (loss) income $ (10,443) $ 25,068 $ 764

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2021
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Basic Net income applicable to common stock $ 175,892 $ 83,651 $ 167,596 Average common shares outstanding 56,114,666 56,270,566 58,046,716 Net income per common share—basic $ 3.13 $ 1.49 $ 2.89 Diluted Net income applicable to common stock $ 175,892 $ 83,651 $ 167,596 Average common shares outstanding 56,114,666 56,270,566 58,046,716 Effect of dilutive stock-based compensation 309,818 197,599 179,970 Average common shares outstanding—diluted 56,424,484 56,468,165 58,226,686 Net income per common share—diluted $ 3.12 $ 1.48 $ 2.88
Schedule of potentially dilutive securities excluded from computation of earnings per share	Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2021 2020 2019 Number of shares — 245,146 643 Range of exercise prices (for stock option awards) — — —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Mortgage Banking [Abstract]
Guidelines governing the classification of capital tiers	The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications (which include the “capital conservation buffer” discussed below): Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2021 2020 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,422,077 9.15 % $ 1,306,597 9.37 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,314,295 11.18 % 1,199,394 10.93 % Tier 1 Capital to Risk-Weighted Assets 1,422,077 12.10 % 1,306,597 11.91 % Total Capital to Risk-Weighted Assets 1,897,167 16.14 % 1,653,694 15.07 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,580,904 10.18 % $ 1,369,994 9.83 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,580,904 13.46 % 1,369,994 12.49 % Tier 1 Capital to Risk-Weighted Assets 1,580,904 13.46 % 1,369,994 12.49 % Total Capital to Risk-Weighted Assets 1,697,163 14.44 % 1,504,985 13.73 %

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2021
Segment Reporting [Abstract]
Financial information for operating segments	The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2021, 2020 and 2019: Community Insurance Wealth Other Consolidated 2021 Net interest income $ 437,435 $ 454 $ 1,657 $ (15,545) $ 424,001 Recovery for credit losses (1,668) — — — (1,668) Noninterest income 195,214 11,370 22,185 (1,785) 226,984 Noninterest expense 404,066 8,060 16,475 1,225 429,826 Income before income taxes 230,251 3,764 7,367 (18,555) 222,827 Income taxes 50,749 981 — (4,795) 46,935 Net income (loss) $ 179,502 $ 2,783 $ 7,367 $ (13,760) $ 175,892 Total assets $ 16,694,710 $ 33,544 $ 65,015 $ 17,042 $ 16,810,311 Goodwill 936,916 2,767 — — 939,683 2020 Net interest income $ 437,101 $ 566 $ 1,658 $ (12,528) $ 426,797 Provision for credit losses 86,850 — — — 86,850 Noninterest income 208,721 10,403 18,061 (1,653) 235,532 Noninterest expense 448,475 7,751 14,940 822 471,988 Income before income taxes 110,497 3,218 4,779 (15,003) 103,491 Income taxes 22,892 837 — (3,889) 19,840 Net income (loss) $ 87,605 $ 2,381 $ 4,779 $ (11,114) $ 83,651 Total assets $ 14,814,726 $ 30,375 $ 71,266 $ 13,245 $ 14,929,612 Goodwill 936,916 2,767 — — 939,683 2019 Net interest income $ 454,433 $ 702 $ 1,761 $ (13,239) $ 443,657 Provision for credit losses 7,050 — — — 7,050 Noninterest income 129,016 10,129 15,598 (1,489) 153,254 Noninterest expense 351,640 7,574 13,863 1,097 374,174 Income before income taxes 224,759 3,257 3,496 (15,825) 215,687 Income taxes 51,292 876 — (4,077) 48,091 Net income (loss) $ 173,467 $ 2,381 $ 3,496 $ (11,748) $ 167,596 Total assets $ 13,280,494 $ 28,284 $ 70,789 $ 21,051 $ 13,400,618 Goodwill 936,916 2,767 — — 939,683

Renasant Corporation (Parent _2

Renasant Corporation (Parent Company Only) Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Condensed Financial Information Disclosure [Abstract]
Balance Sheets	Balance Sheets December 31, 2021 2020 Assets Cash and cash equivalents (1) $ 184,426 $ 129,164 Investments 2,009 7,174 Investment in bank subsidiary (2) 2,477,917 2,306,937 Accrued interest receivable on bank balances (2) 4 6 Intercompany receivable (2) — 184 Other assets 28,751 22,926 Total assets $ 2,693,107 $ 2,466,391 Liabilities and shareholders’ equity Junior subordinated debentures $ 111,373 $ 110,794 Subordinated notes 359,419 212,009 Other liabilities 12,462 10,855 Shareholders’ equity 2,209,853 2,132,733 Total liabilities and shareholders’ equity $ 2,693,107 $ 2,466,391 (1) Eliminates in consolidation, with the exception of $1,857 and $844, in 2021 and 2020, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation
Statements of Income	Statements of Income Year Ended December 31, 2021 2020 2019 Income Dividends from bank subsidiary (1) $ 80,965 $ 81,443 $ 132,563 Interest income from bank subsidiary (1) 7 9 9 Other dividends 80 93 175 Other income 32 74 138 Total income 81,084 81,619 132,885 Expenses 18,661 15,179 16,050 Income before income tax benefit and equity in undistributed net income of bank subsidiary 62,423 66,440 116,835 Income tax benefit (4,795) (3,889) (4,077) Equity in undistributed net income of bank subsidiary (1) 108,674 13,322 46,684 Net income $ 175,892 $ 83,651 $ 167,596 (1) Eliminates in consolidation
Statements of Cash Flows	Statements of Cash Flows Year Ended December 31, 2021 2020 2019 Operating activities Net income $ 175,892 $ 83,651 $ 167,596 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (108,674) (13,322) (46,684) Amortization/depreciation (accretion) 891 692 (76) Increase in other assets (5,628) (256) (2,678) Increase in other liabilities 6,952 10,932 10,872 Net cash provided by operating activities 69,433 81,697 129,030 Investing activities Purchases of securities available for sale — (6,104) — Sales and maturities of securities and available for sale 5,100 541 42 Other investing activities (100,000) — 632 Net cash (used in) provided by investing activities (94,900) (5,563) 674 Financing activities Cash paid for dividends (50,017) (50,134) (50,901) Repurchase of shares in connection with stock repurchase program (21,315) (24,569) (62,944) Repayment of long-term debt (45,000) — (30,973) Proceeds from issuance of long-term debt 197,061 98,266 — Net cash provided by (used in) financing activities 80,729 23,563 (144,818) Increase (decrease) in cash and cash equivalents 55,262 99,697 (15,114) Cash and cash equivalents at beginning of year 129,164 29,467 44,581 Cash and cash equivalents at end of year $ 184,426 $ 129,164 $ 29,467

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Lessor, operating lease, payments to be received, maturity	The maturities of the lessor arrangements outstanding at December 31, 2021 is presented in the table below. 2022 $ 433 2023 970 2024 1,335 2025 1,363 2026 1,173 Thereafter 19,705 Total lease receivables $ 24,979
Lease cost	The table below provides the components of lease cost and supplemental information for the periods presented. Year ended December 31, 2021 2020 Operating lease cost (cost resulting from lease payments) $ 8,868 $ 10,826 Short-term lease cost 93 161 Variable lease cost (cost excluded from lease payments) 1,195 1,776 Sublease income (658) (583) Net lease cost $ 9,498 $ 12,180 Operating lease - operating cash flows (fixed payments) 8,666 9,811 Operating lease - operating cash flows (liability reduction) 6,640 7,187 Weighted average lease term - operating leases (in years) (at period end) 17.25 15.99 Weighted average discount rate - operating leases (at period end) 3.01 % 3.17 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 8,142 $ 9,393
Lessee, operating lease, liability, maturity	The maturities of the lessee arrangements outstanding at December 31, 2021 are presented in the table below. 2022 $ 8,402 2023 7,605 2024 7,092 2025 5,696 2026 4,997 Thereafter 54,507 Total undiscounted cash flows 88,299 Discount on cash flows 21,232 Total operating lease liabilities $ 67,067

Significant Accounting Polici_3

Significant Accounting Policies - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Financing Receivable, Impaired [Line Items]
Date of discontinued recognition of interest on mortgage and commercial loans	90 days
Consumer and other retail loan due date	120 days
Interest receivable	$ 41,692,000	$ 56,459,000
Allowance for credit losses on interest deferred	$ 1,273,000	1,500,000
Minimum duration for past due residential loans to be considered as nonperforming	90 days
Impairment of company's goodwill	$ 0	$ 0	$ 0
Lock in period for interest rates	45 days
Minimum
Financing Receivable, Impaired [Line Items]
Renewal term	1 year
Minimum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term	2 years
Minimum | Residential | Real estate – construction:
Financing Receivable, Impaired [Line Items]
Maturity term	6 months
Minimum | Commercial | Real estate – construction:
Financing Receivable, Impaired [Line Items]
Maturity term	24 months
Maximum
Financing Receivable, Impaired [Line Items]
Renewal term	20 years
Maximum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term	5 years
Maximum | Residential | Real estate – construction:
Financing Receivable, Impaired [Line Items]
Maturity term	12 months
Maximum | Commercial | Real estate – construction:
Financing Receivable, Impaired [Line Items]
Maturity term	36 months
Premises
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	40 years
Furniture and equipment | Minimum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	3 years
Furniture and equipment | Maximum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	7 years
Computer equipment | Minimum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	3 years
Computer equipment | Maximum
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	5 years

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value, Available for Sale (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Cash and Cash Equivalents [Line Items]
Amortized Cost	$ 2,400,956,000	$ 1,301,973,000
Gross Unrealized Gains	16,120,000	44,699,000
Gross Unrealized Losses	(31,024,000)	(3,215,000)
Fair Value	2,386,052,000	1,343,457,000
Amortized Cost	416,389,000	0
U.S. Treasury securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	3,007,000	7,047,000
Gross Unrealized Gains	3,000	32,000
Gross Unrealized Losses	0	0
Fair Value	3,010,000	7,079,000
Obligations of other U.S. Government agencies and corporations
Cash and Cash Equivalents [Line Items]
Amortized Cost		1,003,000
Gross Unrealized Gains		6,000
Gross Unrealized Losses		0
Fair Value		1,009,000
Obligations of states and political subdivisions
Cash and Cash Equivalents [Line Items]
Amortized Cost	153,847,000	291,231,000
Gross Unrealized Gains	5,532,000	14,015,000
Gross Unrealized Losses	(269,000)	(45,000)
Fair Value	159,110,000	305,201,000
Amortized Cost	267,641,000
Residential mortgage backed securities:
Cash and Cash Equivalents [Line Items]
Amortized Cost	24,832,000
Trust preferred securities
Cash and Cash Equivalents [Line Items]
Amortized Cost		12,013,000
Gross Unrealized Gains		0
Gross Unrealized Losses		(3,001,000)
Fair Value		9,012,000
Other debt securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	36,515,000	62,771,000
Gross Unrealized Gains	1,097,000	2,909,000
Gross Unrealized Losses	(148,000)	(73,000)
Fair Value	37,464,000	65,607,000
Amortized Cost	22,049,000
Government agency mortgage backed securities | Residential mortgage backed securities:
Cash and Cash Equivalents [Line Items]
Amortized Cost	967,497,000	581,105,000
Gross Unrealized Gains	7,854,000	21,564,000
Gross Unrealized Losses	(6,816,000)	(23,000)
Fair Value	968,535,000	602,646,000
Amortized Cost	60,507,000
Government agency mortgage backed securities | Commercial mortgage backed securities:
Cash and Cash Equivalents [Line Items]
Amortized Cost	14,717,000	29,053,000
Gross Unrealized Gains	365,000	1,235,000
Gross Unrealized Losses	(1,000)	(1,000)
Fair Value	15,081,000	30,287,000
Amortized Cost	1,855,000
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Cash and Cash Equivalents [Line Items]
Amortized Cost	1,008,514,000	218,373,000
Gross Unrealized Gains	457,000	1,946,000
Gross Unrealized Losses	(20,371,000)	(51,000)
Fair Value	988,600,000	220,268,000
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Cash and Cash Equivalents [Line Items]
Amortized Cost	216,859,000	99,377,000
Gross Unrealized Gains	812,000	2,992,000
Gross Unrealized Losses	(3,419,000)	(21,000)
Fair Value	214,252,000	$ 102,348,000
Amortized Cost	$ 39,505,000

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value, Held to Maturity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 416,389,000	$ 0
Gross Unrealized Gains	334,000
Gross Unrealized Losses	(1,171,000)
Fair Value	415,552,000
Impairment	0	0	$ 0
Allowance for credit losses - held to maturity securities	(32,000)	0
Held-to-maturity securities, net of allowance for credit losses	416,357,000	$ 0
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	267,641,000
Gross Unrealized Gains	333,000
Gross Unrealized Losses	(685,000)
Fair Value	267,289,000
Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	24,832,000
Gross Unrealized Gains	0
Gross Unrealized Losses	(92,000)
Fair Value	24,740,000
Other debt securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	22,049,000
Gross Unrealized Gains	0
Gross Unrealized Losses	(79,000)
Fair Value	21,970,000
Government agency mortgage backed securities | Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	60,507,000
Gross Unrealized Gains	1,000
Gross Unrealized Losses	(198,000)
Fair Value	60,310,000
Government agency mortgage backed securities | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	1,855,000
Gross Unrealized Gains	0
Gross Unrealized Losses	0
Fair Value	1,855,000
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	39,505,000
Gross Unrealized Gains	0
Gross Unrealized Losses	(117,000)
Fair Value	$ 39,388,000

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 174,285	$ 44,860	$ 212,137
Net Proceeds	176,455	44,906	212,485
Gain/(Loss)	2,170	46	348
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value	47	2,696	11,799
Net Proceeds	49	2,561	11,813
Gain/(Loss)	2	(135)	14
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	145,572	16,093	72,556
Net Proceeds	149,473	16,294	71,944
Gain/(Loss)	3,901	201	(612)
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	12,362	26,071	122,692
Net Proceeds	12,562	26,051	120,892
Gain/(Loss)	200	$ (20)	(1,800)
Commercial mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value			4,838
Net Proceeds			4,720
Gain/(Loss)			(118)
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	4,283		252
Net Proceeds	4,410		257
Gain/(Loss)	127		5
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	12,021
Net Proceeds	9,961
Gain/(Loss)	$ (2,060)
Other equity securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			0
Net Proceeds			2,859
Gain/(Loss)			$ 2,859

Securities - Realized Gains and

Securities - Realized Gains and Losses on Sales of AFS (Details - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 4,322	$ 230	$ 2,979
Gross losses on sales of securities available for sale	(2,152)	(184)	(2,631)
Gains on sales of securities available for sale, net	$ 2,170	$ 46	$ 348

Securities - Additional Informa

Securities - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]
Available for sale securities transferred to held-to-maturity securities at fair value	$ 366,886,000	$ 0	$ 0
Net unrealized gains before tax	2,748,000
After tax gains in AOCI	2,048,000
Net Proceeds	176,455,000	44,906,000	$ 212,485,000
Gain (loss) recognized for transfer of Available for sale securities	0
Amortized Cost	416,389,000	0
Impairment of the securities	$ 0	0
Amortized cost of rated agencies' percentage	99.90%
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Debt securities, AFS, restricted	$ 607,681,000	582,338,000
Municipal Securities
Debt Securities, Available-for-sale [Line Items]
Available for sale securities transferred to held-to-maturity securities at fair value	366,886,000
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Debt securities, AFS, restricted	$ 21,493,000	$ 32,272,000

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Amortized Cost
Due within one year	$ 530,000
Due after one year through five years	2,064,000
Due after five years through ten years	18,368,000
Due after ten years	246,679,000
Amortized Cost	416,389,000	$ 0
Fair Value
Due within one year	529,000
Due after one year through five years	2,064,000
Due after five years through ten years	18,403,000
Due after ten years	246,291,000
Fair Value	415,552,000
Amortized Cost
Due within one year	8,523,000
Due after one year through five years	41,782,000
Due after five years through ten years	53,269,000
Due after ten years	77,798,000
Amortized Cost	2,400,956,000	1,301,973,000
Fair Value
Due within one year	8,579,000
Due after one year through five years	43,383,000
Due after five years through ten years	56,068,000
Due after ten years	79,610,000
Fair Value	2,386,052,000	1,343,457,000
Residential mortgage backed securities:
Amortized Cost
Amortized Cost	24,832,000
Fair Value
Fair Value	24,740,000
Residential mortgage backed securities: | Government agency mortgage backed securities
Amortized Cost
Without single maturity date, amortized cost	60,507,000
Amortized Cost	60,507,000
Fair Value
Without single maturity date, fair value	60,310,000
Fair Value	60,310,000
Amortized Cost
Without single maturity date, amortized cost	967,497,000
Amortized Cost	967,497,000	581,105,000
Fair Value
Without single maturity date, fair value	968,535,000
Fair Value	968,535,000	602,646,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Amortized Cost
Without single maturity date, amortized cost	24,832,000
Fair Value
Without single maturity date, fair value	24,740,000
Amortized Cost
Without single maturity date, amortized cost	1,008,514,000
Amortized Cost	1,008,514,000	218,373,000
Fair Value
Without single maturity date, fair value	988,600,000
Fair Value	988,600,000	220,268,000
Commercial mortgage backed securities: | Government agency mortgage backed securities
Amortized Cost
Without single maturity date, amortized cost	1,855,000
Amortized Cost	1,855,000
Fair Value
Without single maturity date, fair value	1,855,000
Fair Value	1,855,000
Amortized Cost
Without single maturity date, amortized cost	14,717,000
Amortized Cost	14,717,000	29,053,000
Fair Value
Without single maturity date, fair value	15,081,000
Fair Value	15,081,000	30,287,000
Commercial mortgage backed securities: | Government agency collateralized mortgage obligations
Amortized Cost
Without single maturity date, amortized cost	39,505,000
Amortized Cost	39,505,000
Fair Value
Without single maturity date, fair value	39,388,000
Fair Value	39,388,000
Amortized Cost
Without single maturity date, amortized cost	216,859,000
Amortized Cost	216,859,000	99,377,000
Fair Value
Without single maturity date, fair value	214,252,000
Fair Value	214,252,000	102,348,000
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	22,049,000
Amortized Cost	22,049,000
Fair Value
Without single maturity date, fair value	21,972,000
Fair Value	21,970,000
Amortized Cost
Without single maturity date, amortized cost	11,997,000
Amortized Cost	36,515,000	62,771,000
Fair Value
Without single maturity date, fair value	11,944,000
Fair Value	$ 37,464,000	$ 65,607,000

Securities - Investment Categor

Securities - Investment Category and Length of Time in Unrealized Loss Position (Details) $ in Thousands	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	121	21
Fair Value, Less than 12 Months	$ 1,899,384	$ 75,359
Unrealized Losses, Less than 12 Months	$ (30,120)	$ (211)
Number of positions, 12 Months or More | security	7	4
Fair Value, 12 Months or More	$ 25,634	$ 10,037
Unrealized Losses, 12 Months or More	$ (904)	$ (3,004)
Number of positions | security	128	25
Fair Value	$ 1,925,018	$ 85,396
Unrealized Losses	$ (31,024)	$ (3,215)
Held to Maturity:
Number of positions, Less than 12 Months | security	90,000
Fair Value, Less than 12 Months	$ 201,791
Unrealized Losses, Less than 12 Months	$ (1,154)
Number of positions, 12 Months or More | security	1,000
Fair Value, 12 Months or More	$ 5,354
Unrealized Losses, 12 Months or More	$ (17)
Number of positions | security	91,000
Fair Value	$ 207,145
Unrealized Losses	$ (1,171)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	8	6
Fair Value, Less than 12 Months	$ 34,303	$ 9,403
Unrealized Losses, Less than 12 Months	$ (216)	$ (45)
Number of positions, 12 Months or More | security	3	0
Fair Value, 12 Months or More	$ 3,892	$ 0
Unrealized Losses, 12 Months or More	$ (53)	$ 0
Number of positions | security	11	6
Fair Value	$ 38,195	$ 9,403
Unrealized Losses	$ (269)	$ (45)
Held to Maturity:
Number of positions, Less than 12 Months | security	24,000
Fair Value, Less than 12 Months	$ 62,131
Unrealized Losses, Less than 12 Months	$ (685)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	24,000
Fair Value	$ 62,131
Unrealized Losses	$ (685)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		2
Fair Value, 12 Months or More		$ 9,012
Unrealized Losses, 12 Months or More		$ (3,001)
Number of positions | security		2
Fair Value		$ 9,012
Unrealized Losses		$ (3,001)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	1	4
Fair Value, Less than 12 Months	$ 8,699	$ 3,330
Unrealized Losses, Less than 12 Months	$ (148)	$ (70)
Number of positions, 12 Months or More | security	0	1
Fair Value, 12 Months or More	$ 0	$ 566
Unrealized Losses, 12 Months or More	$ 0	$ (3)
Number of positions | security	1	5
Fair Value	$ 8,699	$ 3,896
Unrealized Losses	$ (148)	$ (73)
Held to Maturity:
Number of positions, Less than 12 Months | security	8,000
Fair Value, Less than 12 Months	$ 21,972
Unrealized Losses, Less than 12 Months	$ (79)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	8,000
Fair Value	$ 21,972
Unrealized Losses	$ (79)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	41	2
Fair Value, Less than 12 Months	$ 727,546	$ 19,755
Unrealized Losses, Less than 12 Months	$ (6,312)	$ (23)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 12,305	$ 0
Unrealized Losses, 12 Months or More	$ (504)	$ 0
Number of positions | security	42	2
Fair Value	$ 739,851	$ 19,755
Unrealized Losses	$ (6,816)	$ (23)
Held to Maturity:
Number of positions, Less than 12 Months | security	50,000
Fair Value, Less than 12 Months	$ 53,560
Unrealized Losses, Less than 12 Months	$ (181)
Number of positions, 12 Months or More | security	1,000
Fair Value, 12 Months or More	$ 5,354
Unrealized Losses, 12 Months or More	$ (17)
Number of positions | security	51,000
Fair Value	$ 58,914
Unrealized Losses	$ (198)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	1	1
Fair Value, Less than 12 Months	$ 1,791	$ 1,538
Unrealized Losses, Less than 12 Months	$ (1)	$ (1)
Number of positions, 12 Months or More | security	1	1
Fair Value, 12 Months or More	$ 432	$ 459
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	2	2
Fair Value	$ 2,223	$ 1,997
Unrealized Losses	$ (1)	$ (1)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	49	5
Fair Value, Less than 12 Months	$ 966,126	$ 27,143
Unrealized Losses, Less than 12 Months	$ (20,371)	$ (51)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	49	5
Fair Value	$ 966,126	$ 27,143
Unrealized Losses	$ (20,371)	$ (51)
Held to Maturity:
Number of positions, Less than 12 Months | security	1,000
Fair Value, Less than 12 Months	$ 24,740
Unrealized Losses, Less than 12 Months	$ (92)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	1,000
Fair Value	$ 24,740
Unrealized Losses	$ (92)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	21	3
Fair Value, Less than 12 Months	$ 160,919	$ 14,190
Unrealized Losses, Less than 12 Months	$ (3,072)	$ (21)
Number of positions, 12 Months or More | security	2	0
Fair Value, 12 Months or More	$ 9,005	$ 0
Unrealized Losses, 12 Months or More	$ (347)	$ 0
Number of positions | security	23	3
Fair Value	$ 169,924	$ 14,190
Unrealized Losses	$ (3,419)	$ (21)
Held to Maturity:
Number of positions, Less than 12 Months | security	7,000
Fair Value, Less than 12 Months	$ 39,388
Unrealized Losses, Less than 12 Months	$ (117)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	7,000
Fair Value	$ 39,388
Unrealized Losses	$ (117)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loans, net of unearned income:
Gross loans	$ 10,024,981	$ 10,937,807
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	10,020,914	10,933,647
Commercial, financial, agricultural
Loans, net of unearned income:
Gross loans	1,423,270	2,536,984
Loans, net of unearned income	1,423,270	2,536,984
Lease financing
Loans, net of unearned income:
Gross loans	80,192	80,022
Loans, net of unearned income	76,125	75,862
Real estate – construction:
Loans, net of unearned income:
Gross loans	1,104,896	858,104
Loans, net of unearned income	1,104,896	858,104
Real estate – construction: | Residential
Loans, net of unearned income:
Gross loans	302,275	246,673
Real estate – construction: | Commercial
Loans, net of unearned income:
Gross loans	802,621	611,431
Real estate – 1-4 family mortgage:
Loans, net of unearned income:
Gross loans	2,724,246	2,698,308
Loans, net of unearned income	2,724,246	2,698,308
Real estate – 1-4 family mortgage: | Primary
Loans, net of unearned income:
Gross loans	1,816,120	1,750,951
Real estate – 1-4 family mortgage: | Home equity
Loans, net of unearned income:
Gross loans	474,604	513,160
Real estate – 1-4 family mortgage: | Rental/investment
Loans, net of unearned income:
Gross loans	288,474	296,364
Real estate – 1-4 family mortgage: | Land development
Loans, net of unearned income:
Gross loans	145,048	137,833
Real estate – commercial mortgage:
Loans, net of unearned income:
Gross loans	4,549,037	4,554,852
Loans, net of unearned income	4,549,037	4,554,852
Real estate – commercial mortgage: | Land development
Loans, net of unearned income:
Gross loans	128,739	149,579
Real estate – commercial mortgage: | Owner-occupied
Loans, net of unearned income:
Gross loans	1,563,351	1,657,806
Real estate – commercial mortgage: | Non-owner occupied
Loans, net of unearned income:
Gross loans	2,856,947	2,747,467
Installment loans to individuals
Loans, net of unearned income:
Gross loans	143,340	209,537
Loans, net of unearned income	143,340	209,537
Non purchased loans and leases
Loans, net of unearned income:
Gross loans	9,015,078	9,423,700
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	9,011,011	9,419,540
Non purchased loans and leases | Commercial, financial, agricultural
Loans, net of unearned income:
Gross loans	1,332,962	2,360,471
Non purchased loans and leases | Lease financing
Loans, net of unearned income:
Gross loans	80,192	80,022
Non purchased loans and leases | Real estate – construction:
Loans, net of unearned income:
Gross loans	1,099,902	827,152
Non purchased loans and leases | Real estate – construction: | Residential
Loans, net of unearned income:
Gross loans	300,988	243,814
Non purchased loans and leases | Real estate – construction: | Commercial
Loans, net of unearned income:
Gross loans	798,914	583,338
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Loans, net of unearned income:
Gross loans	2,508,473	2,356,564
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Loans, net of unearned income:
Gross loans	1,682,050	1,536,181
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Loans, net of unearned income:
Gross loans	423,108	432,768
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Loans, net of unearned income:
Gross loans	268,245	264,436
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Loans, net of unearned income:
Gross loans	135,070	123,179
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Loans, net of unearned income:
Gross loans	135,070	123,179
Non purchased loans and leases | Real estate – commercial mortgage:
Loans, net of unearned income:
Gross loans	3,885,984	3,649,629
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Loans, net of unearned income:
Gross loans	1,329,219	1,334,765
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Loans, net of unearned income:
Gross loans	2,446,370	2,194,739
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Loans, net of unearned income:
Gross loans	110,395	120,125
Non purchased loans and leases | Installment loans to individuals
Loans, net of unearned income:
Gross loans	$ 107,565	$ 149,862

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,024,981	$ 10,937,807
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	10,020,914	10,933,647
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,423,270	2,536,984
Loans, net of unearned income	1,423,270	2,536,984
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,192	80,022
Loans, net of unearned income	76,125	75,862
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,104,896	858,104
Loans, net of unearned income	1,104,896	858,104
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,724,246	2,698,308
Loans, net of unearned income	2,724,246	2,698,308
Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,549,037	4,554,852
Loans, net of unearned income	4,549,037	4,554,852
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	143,340	209,537
Loans, net of unearned income	143,340	209,537
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,816,120	1,750,951
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	474,604	513,160
Rental/Investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	288,474	296,364
Owner-occupied | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,563,351	1,657,806
Non-owner occupied | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,856,947	2,747,467
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	302,275	246,673
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	802,621	611,431
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,015,078	9,423,700
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	9,011,011	9,419,540
Non purchased loans and leases | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,332,962	2,360,471
Non purchased loans and leases | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,192	80,022
Non purchased loans and leases | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,099,902	827,152
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,508,473	2,356,564
Non purchased loans and leases | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,885,984	3,649,629
Non purchased loans and leases | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	107,565	149,862
Non purchased loans and leases | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	8,980,260	9,399,171
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,327,202	2,356,071
Non purchased loans and leases | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,181	79,974
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,099,902	826,655
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,492,289	2,346,658
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,877,445	3,644,266
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	107,308	149,707
Non purchased loans and leases | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,751	20,369
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,760	4,400
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11	48
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,184	9,906
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,539	5,363
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	257	155
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,921	17,635
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,325	1,124
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,077	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17,085	13,801
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,456	1,814
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	978	896
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,964	2,204
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,669	164
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,102	1,992
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	163	44
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	30	4
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,074	3,783
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	103	231
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	834	2,324
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	125	1,037
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	12	191
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,462	10,339
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,665	1,804
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11	48
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,577	3,049
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,114	4,824
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	95	117
Non purchased loans and leases | Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	8,955,265	9,377,753
Non purchased loans and leases | Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,323,774	2,354,716
Non purchased loans and leases | Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,181	79,974
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,098,825	826,655
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,474,370	2,330,533
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,875,864	3,641,415
Non purchased loans and leases | Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	106,318	148,620
Non purchased loans and leases | Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,325	7,826
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,426	2,432
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,505	4,865
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	7,262	495
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	132	34
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,682,050	1,536,181
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,668,114	1,527,359
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,936	8,822
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	14,785	11,889
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,920	1,865
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	389	1,754
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,195	2,744
Non purchased loans and leases | Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,652,940	1,513,716
Non purchased loans and leases | Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,821	4,213
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	423,108	432,768
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	422,163	432,214
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	945	554
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,468	1,152
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	182	66
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	360
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	546	111
Non purchased loans and leases | Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	420,695	430,702
Non purchased loans and leases | Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	217	377
Non purchased loans and leases | Rental/Investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	268,245	264,436
Non purchased loans and leases | Rental/Investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	267,199	263,937
Non purchased loans and leases | Rental/Investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,046	499
Non purchased loans and leases | Rental/Investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	401	663
Non purchased loans and leases | Rental/Investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	61
Non purchased loans and leases | Rental/Investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	445	210
Non purchased loans and leases | Rental/Investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	771	194
Non purchased loans and leases | Rental/Investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	266,353	263,064
Non purchased loans and leases | Rental/Investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	275	244
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	135,070	123,179
Non purchased loans and leases | Land development | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	110,395	120,125
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	134,813	123,148
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	110,051	120,048
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	257	31
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	344	77
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	431	97
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	476	113
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	44
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	115
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	65	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	292	29
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	134,382	123,051
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	109,575	119,820
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	192	31
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	52	4
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,329,219	1,334,765
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,326,532	1,331,729
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,687	3,036
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	720	779
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	163	0
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	36	795
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	822	2,598
Non purchased loans and leases | Owner-occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,325,776	1,330,155
Non purchased loans and leases | Owner-occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,702	438
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,446,370	2,194,739
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,440,862	2,192,489
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,508	2,250
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	260	922
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	89	127
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	2,197
Non purchased loans and leases | Non-owner occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,440,513	2,191,440
Non purchased loans and leases | Non-owner occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,508	53
Non purchased loans and leases | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	300,988	243,814
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	300,988	243,317
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,077	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	497
Non purchased loans and leases | Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	299,911	243,317
Non purchased loans and leases | Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	798,914	583,338
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	798,914	583,338
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	798,914	583,338
Non purchased loans and leases | Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 0	$ 0

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 9,856,743,000	$ 10,757,503,000
Minimum duration for past due residential loans to be considered as nonperforming	90 days
Allowance for credit losses on interest deferred	$ 164,171,000	$ 176,144,000	$ 52,162,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Nonperforming loans charged-off past due period	90 days
Number of restructured loans | loan	0	2
Minimum duration for past due residential loans to be considered as nonperforming	90 days	90 days
Modifications, recorded investment	$ 14,650,000	$ 11,761,000	4,679,000
Modifications, subsequent default, recorded investment	117,000	448,000	$ 0
Remaining availability under commitments to lend additional funds on restructured loans	$ 305,000	$ 0
Number of loan modifications | loan	42	38	7
Modified loans, balance	$ 11,130,000	$ 9,040,000	$ 647,000
Unfunded commitment	$ 10,471,000	19,911,000
Non purchased loans and leases | Payment Deferral | Loan Deferral Program, CARES Act
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Deferral period	90 days
Additional deferral period	90 days
Number of loan modifications | loan	7
Modified loans, balance	$ 443,000
Non purchased loans and leases | Nonaccruing Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans		177,000
Non purchased loans and leases | Restructured Loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	15,322,000	5,787,000
Allowance for credit losses on interest deferred	$ 285,000	$ 337,000

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Restructured loans
Number of Loans | loan	42	38	7
Pre-Modification Outstanding Recorded Investment	$ 11,130	$ 9,040	$ 647
Post-Modification Outstanding Recorded Investment	$ 11,150	$ 9,115	$ 644
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan	7	7	2
Pre-Modification Outstanding Recorded Investment	$ 5,258	$ 1,862	$ 187
Post-Modification Outstanding Recorded Investment	$ 5,258	$ 1,859	$ 185
Real estate – 1-4 family mortgage:
Restructured loans
Number of Loans | loan		23	5
Pre-Modification Outstanding Recorded Investment		$ 3,736	$ 460
Post-Modification Outstanding Recorded Investment		$ 3,866	$ 459
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	34	20
Pre-Modification Outstanding Recorded Investment	$ 5,035	$ 3,594
Post-Modification Outstanding Recorded Investment	$ 5,082	$ 3,659
Real estate – 1-4 family mortgage: | Rental/investment
Restructured loans
Number of Loans | loan		3
Pre-Modification Outstanding Recorded Investment		$ 142
Post-Modification Outstanding Recorded Investment		$ 207
Real estate – commercial mortgage
Restructured loans
Number of Loans | loan		6
Pre-Modification Outstanding Recorded Investment		$ 3,418
Post-Modification Outstanding Recorded Investment		$ 3,369
Real estate – commercial mortgage | Owner-occupied
Restructured loans
Number of Loans | loan		3
Pre-Modification Outstanding Recorded Investment		$ 3,019
Post-Modification Outstanding Recorded Investment		$ 2,970
Real estate – commercial mortgage | Non-owner occupied
Restructured loans
Number of Loans | loan	1	2
Pre-Modification Outstanding Recorded Investment	$ 837	$ 210
Post-Modification Outstanding Recorded Investment	$ 810	$ 210
Real estate – commercial mortgage | Land development
Restructured loans
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 189
Post-Modification Outstanding Recorded Investment		$ 189
Installment loans to individuals
Restructured loans
Number of Loans | loan		2
Pre-Modification Outstanding Recorded Investment		$ 24
Post-Modification Outstanding Recorded Investment		$ 21

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan
Changes in restructured loans [Roll Forward]
Beginning balance (loans) | loan	76	46
Additional advances or loans with concessions | loan	42	38
Reclassified as performing | loan	4	3
Reductions due to:
Reclassified as nonperforming | loan	(10)	(5)
Paid in full | loan	(15)	(6)
Principal paydowns | loan	0	0
Ending balance (loans) | loan	97	76
Recorded Investment
Beginning balance | $	$ 11,761	$ 4,679
Additional advances or loans with concessions | $	11,220	9,155
Reclassified as performing | $	251	354
Reductions due to:
Reclassified as nonperforming | $	(1,639)	(758)
Paid in full | $	(6,198)	(1,409)
Principal paydowns | $	(745)	(260)
Ending balance | $	$ 14,650	$ 11,761

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,020,914	$ 10,933,647
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,423,270	2,536,984
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	76,125	75,862
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,104,896	858,104
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,724,246	2,698,308
Real estate – commercial mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,549,037	4,554,852
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	143,340	209,537
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	9,011,011	9,419,540
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,135,373	2,925,230
Prior year	1,537,221	1,329,667
Two year prior	1,037,507	610,250
Three year prior	433,479	498,294
Four year prior	342,368	372,095
Prior	396,601	300,805
Revolving Loans	734,377	356,222
Revolving Loans Converted to Term	27,770	25,219
Loans, net of unearned income	6,644,696	6,417,782
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	2,120,941	2,909,247
Prior year	1,524,037	1,308,939
Two year prior	1,019,102	599,386
Three year prior	421,558	441,774
Four year prior	282,737	346,829
Prior	372,065	283,632
Revolving Loans	730,279	350,588
Revolving Loans Converted to Term	25,303	22,495
Loans, net of unearned income	6,496,022	6,262,890
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	12,885	10,400
Prior year	10,310	7,622
Two year prior	13,154	3,214
Three year prior	7,561	45,076
Four year prior	35,514	6,455
Prior	9,548	11,341
Revolving Loans	651	187
Revolving Loans Converted to Term	1,712	1,837
Loans, net of unearned income	91,335	86,132
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	1,547	5,583
Prior year	2,874	13,106
Two year prior	5,251	7,650
Three year prior	4,360	11,444
Four year prior	24,117	18,811
Prior	14,988	5,832
Revolving Loans	3,447	5,447
Revolving Loans Converted to Term	755	887
Loans, net of unearned income	57,339	68,760
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	687,705	780,512
Prior year	474,103	524,963
Two year prior	247,329	353,307
Three year prior	171,766	258,589
Four year prior	122,241	147,342
Prior	219,586	238,801
Revolving Loans	440,773	693,698
Revolving Loans Converted to Term	2,812	4,546
Loans, net of unearned income	2,366,315	3,001,758
Non purchased loans and leases | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	687,026	780,449
Prior year	473,004	522,064
Two year prior	244,736	349,003
Three year prior	166,685	256,112
Four year prior	120,117	146,353
Prior	216,292	235,757
Revolving Loans	440,078	692,924
Revolving Loans Converted to Term	2,635	4,031
Loans, net of unearned income	2,350,573	2,986,693
Non purchased loans and leases | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	679	63
Prior year	1,099	2,899
Two year prior	2,593	4,304
Three year prior	5,081	2,477
Four year prior	2,124	989
Prior	3,294	3,044
Revolving Loans	695	774
Revolving Loans Converted to Term	177	515
Loans, net of unearned income	15,742	15,065
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	300,748	1,448,273
Prior year	245,940	183,627
Two year prior	122,350	76,912
Three year prior	44,533	36,866
Four year prior	15,384	18,124
Prior	11,103	15,844
Revolving Loans	557,628	255,522
Revolving Loans Converted to Term	2,757	2,449
Loans, net of unearned income	1,300,443	2,037,617
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	299,731	1,447,594
Prior year	245,657	180,979
Two year prior	120,102	73,325
Three year prior	43,042	31,362
Four year prior	14,603	16,308
Prior	8,605	14,626
Revolving Loans	553,541	250,528
Revolving Loans Converted to Term	2,002	1,562
Loans, net of unearned income	1,287,283	2,016,284
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	0	128
Prior year	136	1,952
Two year prior	1,798	2,091
Three year prior	281	3,850
Four year prior	605	1,416
Prior	1,196	109
Revolving Loans	651	187
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,667	9,733
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	1,017	551
Prior year	147	696
Two year prior	450	1,496
Three year prior	1,210	1,654
Four year prior	176	400
Prior	1,302	1,109
Revolving Loans	3,436	4,807
Revolving Loans Converted to Term	755	887
Loans, net of unearned income	8,493	11,600
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	71	33,805
Prior year	0	16,455
Two year prior	0	10,381
Three year prior	1	6,396
Four year prior	0	2,826
Prior	8,983	7,201
Revolving Loans	23,464	245,485
Revolving Loans Converted to Term	0	305
Loans, net of unearned income	32,519	322,854
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	71	33,794
Prior year	0	16,343
Two year prior	0	10,340
Three year prior	1	6,026
Four year prior	0	2,748
Prior	8,983	7,181
Revolving Loans	23,464	245,059
Revolving Loans Converted to Term	0	305
Loans, net of unearned income	32,519	321,796
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	11
Prior year	0	112
Two year prior	0	41
Three year prior	0	370
Four year prior	0	78
Prior	0	20
Revolving Loans	0	426
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	1,058
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	26,301	32,150
Prior year	23,270	25,270
Two year prior	15,504	10,999
Three year prior	7,713	4,231
Four year prior	2,169	1,040
Prior	1,168	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	76,125	75,862
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	26,301	32,150
Prior year	23,270	25,270
Two year prior	15,504	10,999
Three year prior	7,713	4,231
Four year prior	2,167	992
Prior	1,159	2,172
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	76,114	75,814
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	2	48
Prior	9	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11	48
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	461,370	398,891
Prior year	371,694	266,471
Two year prior	174,369	52,520
Three year prior	14,813	29,300
Four year prior	0	0
Prior	0	0
Revolving Loans	3,769	13,927
Revolving Loans Converted to Term	2,428	0
Loans, net of unearned income	1,028,443	761,109
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	57,283	54,918
Prior year	12,561	10,334
Two year prior	1,615	295
Three year prior	0	153
Four year prior	0	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,459	66,043
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	210,734	154,649
Prior year	12,598	9,836
Two year prior	0	2,114
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	3,769	13,923
Revolving Loans Converted to Term	2,428	0
Loans, net of unearned income	229,529	180,522
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	210,734	154,419
Prior year	12,598	9,339
Two year prior	0	2,114
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	3,769	13,923
Revolving Loans Converted to Term	2,428	0
Loans, net of unearned income	229,529	179,795
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	230
Prior year	0	497
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	727
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	57,283	53,108
Prior year	12,561	9,393
Two year prior	1,615	295
Three year prior	0	153
Four year prior	0	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,459	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	57,283	53,108
Prior year	12,561	9,393
Two year prior	1,615	295
Three year prior	0	153
Four year prior	0	0
Prior	0	0
Revolving Loans	0	343
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	71,459	63,292
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	250,636	244,242
Prior year	359,096	256,635
Two year prior	174,369	50,406
Three year prior	14,813	29,300
Four year prior	0	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	798,914	580,587
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	250,636	244,242
Prior year	359,096	251,937
Two year prior	174,369	50,406
Three year prior	14,813	29,300
Four year prior	0	0
Prior	0	0
Revolving Loans	0	4
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	798,914	575,889
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	4,698
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	4,698
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	1,810
Prior year	0	941
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	0	1,810
Prior year	0	941
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	2,751
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	205,137	110,246
Prior year	83,038	78,482
Two year prior	60,240	36,613
Three year prior	30,044	30,018
Four year prior	28,340	13,197
Prior	8,846	7,172
Revolving Loans	25,534	10,658
Revolving Loans Converted to Term	941	1,909
Loans, net of unearned income	442,120	288,295
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	554,483	517,553
Prior year	419,252	344,643
Two year prior	205,014	261,735
Three year prior	155,535	196,777
Four year prior	117,619	105,216
Prior	207,381	212,214
Revolving Loans	404,293	426,437
Revolving Loans Converted to Term	2,776	3,694
Loans, net of unearned income	2,066,353	2,068,269
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	15,599	9,422
Prior year	7,698	6,691
Two year prior	3,662	3,988
Three year prior	5,985	4,644
Four year prior	4,150	371
Prior	1,066	1,060
Revolving Loans	4,727	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	42,887	26,805
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	15,599	9,422
Prior year	7,698	5,870
Two year prior	3,496	3,988
Three year prior	5,985	4,644
Four year prior	4,066	371
Prior	1,057	1,045
Revolving Loans	4,716	629
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	42,617	25,969
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	125
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	696
Two year prior	166	0
Three year prior	0	0
Four year prior	84	0
Prior	9	15
Revolving Loans	11	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	270	711
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	542,659	470,034
Prior year	415,863	321,155
Two year prior	203,739	239,542
Three year prior	153,717	176,926
Four year prior	116,689	92,195
Prior	206,496	207,721
Revolving Loans	0	1,758
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,639,163	1,509,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	542,053	470,034
Prior year	414,931	318,929
Two year prior	201,273	235,816
Three year prior	148,649	175,219
Four year prior	114,669	91,479
Prior	203,416	205,530
Revolving Loans	0	1,747
Revolving Loans Converted to Term	0	45
Loans, net of unearned income	1,624,991	1,498,799
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	606	0
Prior year	932	2,226
Two year prior	2,466	3,726
Three year prior	5,068	1,707
Four year prior	2,020	716
Prior	3,080	2,191
Revolving Loans	0	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,172	10,577
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,318	157
Prior year	0	184
Two year prior	42	0
Three year prior	131	0
Four year prior	0	0
Prior	0	0
Revolving Loans	13,615	6,051
Revolving Loans Converted to Term	10	0
Loans, net of unearned income	15,116	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	1,318	157
Prior year	0	184
Two year prior	42	0
Three year prior	131	0
Four year prior	0	0
Prior	0	0
Revolving Loans	13,615	6,051
Revolving Loans Converted to Term	10	0
Loans, net of unearned income	15,116	6,392
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	111	0
Prior year	0	203
Two year prior	79	372
Three year prior	225	0
Four year prior	0	45
Prior	508	799
Revolving Loans	404,293	421,838
Revolving Loans Converted to Term	2,776	3,119
Loans, net of unearned income	407,992	426,376
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	111	0
Prior year	0	203
Two year prior	79	372
Three year prior	225	0
Four year prior	0	45
Prior	435	684
Revolving Loans	403,598	421,516
Revolving Loans Converted to Term	2,599	2,642
Loans, net of unearned income	407,047	425,462
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	73	115
Revolving Loans	695	322
Revolving Loans Converted to Term	177	477
Loans, net of unearned income	945	914
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	111,006	50,558
Prior year	61,801	32,656
Two year prior	33,734	27,483
Three year prior	23,520	25,019
Four year prior	23,890	12,620
Prior	7,469	5,699
Revolving Loans	5,554	1,066
Revolving Loans Converted to Term	931	557
Loans, net of unearned income	267,905	155,658
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Pass
Loan portfolio by risk-rating grades
Current year	110,987	50,371
Prior year	60,855	31,724
Two year prior	32,733	26,695
Three year prior	23,246	24,872
Four year prior	23,708	12,439
Prior	7,098	5,166
Revolving Loans	5,554	1,066
Revolving Loans Converted to Term	931	557
Loans, net of unearned income	265,112	152,890
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	249	0
Two year prior	0	0
Three year prior	0	83
Four year prior	0	77
Prior	0	133
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	249	293
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Substandard
Loan portfolio by risk-rating grades
Current year	19	187
Prior year	697	932
Two year prior	1,001	788
Three year prior	274	64
Four year prior	182	104
Prior	371	400
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,544	2,475
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	34,079
Prior year	0	20,499
Two year prior	99	18,319
Three year prior	0	17,758
Four year prior	23	11,907
Prior	218	3,356
Revolving Loans	0	2,330
Revolving Loans Converted to Term	0	530
Loans, net of unearned income	340	108,778
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	0	34,079
Prior year	0	20,404
Two year prior	99	18,245
Three year prior	0	17,595
Four year prior	23	11,901
Prior	164	3,196
Revolving Loans	0	2,330
Revolving Loans Converted to Term	0	530
Loans, net of unearned income	286	108,280
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/Investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	95
Two year prior	0	74
Three year prior	0	163
Four year prior	0	6
Prior	54	160
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	54	498
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	77,214	50,109
Prior year	13,539	38,951
Two year prior	22,802	5,142
Three year prior	408	355
Four year prior	300	206
Prior	311	413
Revolving Loans	1,638	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	116,212	99,440
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	74,818	50,109
Prior year	13,539	38,388
Two year prior	22,769	5,142
Three year prior	408	355
Four year prior	300	203
Prior	311	413
Revolving Loans	1,638	2,912
Revolving Loans Converted to Term	0	1,352
Loans, net of unearned income	113,783	98,874
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	2,396	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,396	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	563
Two year prior	33	0
Three year prior	0	0
Four year prior	0	3
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	33	566
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	11,713	13,440
Prior year	3,389	2,786
Two year prior	1,097	3,502
Three year prior	1,593	2,093
Four year prior	907	1,069
Prior	159	338
Revolving Loans	0	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	18,858	23,739
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	11,688	13,440
Prior year	3,298	2,786
Two year prior	1,065	3,502
Three year prior	1,593	2,062
Four year prior	832	1,069
Prior	159	338
Revolving Loans	0	511
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	18,635	23,708
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	25	0
Prior year	91	0
Two year prior	32	0
Three year prior	0	31
Four year prior	75	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	223	31
Non purchased loans and leases | Real estate – commercial mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,168,118	967,746
Prior year	836,549	801,083
Two year prior	680,506	444,205
Three year prior	344,089	402,110
Four year prior	298,644	340,774
Prior	376,652	277,789
Revolving Loans	147,446	76,115
Revolving Loans Converted to Term	21,644	20,845
Loans, net of unearned income	3,873,648	3,330,667
Non purchased loans and leases | Real estate – commercial mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,265	81,953
Prior year	3,584	71,063
Two year prior	2,082	56,193
Three year prior	800	47,013
Four year prior	468	35,801
Prior	137	15,679
Revolving Loans	0	10,772
Revolving Loans Converted to Term	0	488
Loans, net of unearned income	12,336	318,962
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	46,303	36,872
Prior year	19,060	21,278
Two year prior	11,040	8,048
Three year prior	6,621	3,279
Four year prior	3,204	4,887
Prior	2,752	3,098
Revolving Loans	9,304	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	98,284	84,438
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Pass
Loan portfolio by risk-rating grades
Current year	46,034	34,719
Prior year	17,030	21,278
Two year prior	11,040	6,925
Three year prior	6,569	3,210
Four year prior	3,204	3,274
Prior	2,752	3,098
Revolving Loans	9,304	6,976
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	95,933	79,480
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	44	0
Prior year	0	0
Two year prior	0	1,123
Three year prior	0	69
Four year prior	0	46
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	44	1,238
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	225	2,153
Prior year	2,030	0
Two year prior	0	0
Three year prior	52	0
Four year prior	0	1,567
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,307	3,720
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,265	12,656
Prior year	3,417	7,872
Two year prior	2,024	4,988
Three year prior	800	2,926
Four year prior	468	3,759
Prior	137	580
Revolving Loans	0	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	12,111	35,687
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	5,265	12,656
Prior year	3,417	7,872
Two year prior	2,008	4,988
Three year prior	800	2,922
Four year prior	468	3,759
Prior	86	466
Revolving Loans	0	2,854
Revolving Loans Converted to Term	0	52
Loans, net of unearned income	12,044	35,569
Non purchased loans and leases | Real estate – commercial mortgage | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	16	0
Three year prior	0	4
Four year prior	0	0
Prior	51	114
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	67	118
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	312,031	295,642
Prior year	305,686	256,807
Two year prior	220,057	199,082
Three year prior	164,345	169,527
Four year prior	140,265	99,540
Prior	117,767	85,614
Revolving Loans	59,126	16,683
Revolving Loans Converted to Term	9,748	9,733
Loans, net of unearned income	1,329,025	1,132,628
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	310,736	293,851
Prior year	304,555	255,206
Two year prior	218,447	193,716
Three year prior	161,521	163,358
Four year prior	134,410	96,128
Prior	109,577	83,582
Revolving Loans	59,126	16,043
Revolving Loans Converted to Term	8,036	7,896
Loans, net of unearned income	1,306,408	1,109,780
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	1,210	1,167
Prior year	1,131	847
Two year prior	0	0
Three year prior	0	2,067
Four year prior	1,733	228
Prior	328	311
Revolving Loans	0	0
Revolving Loans Converted to Term	1,712	1,837
Loans, net of unearned income	6,114	6,457
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	85	624
Prior year	0	754
Two year prior	1,610	5,366
Three year prior	2,824	4,102
Four year prior	4,122	3,184
Prior	7,862	1,721
Revolving Loans	0	640
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,503	16,391
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	48,814
Prior year	136	44,606
Two year prior	58	36,661
Three year prior	0	30,266
Four year prior	0	23,974
Prior	0	11,608
Revolving Loans	0	5,919
Revolving Loans Converted to Term	0	289
Loans, net of unearned income	194	202,137
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	0	48,814
Prior year	136	44,344
Two year prior	58	36,349
Three year prior	0	30,097
Four year prior	0	23,885
Prior	0	11,216
Revolving Loans	0	5,904
Revolving Loans Converted to Term	0	289
Loans, net of unearned income	194	200,898
Non purchased loans and leases | Real estate – commercial mortgage | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	262
Two year prior	0	312
Three year prior	0	169
Four year prior	0	89
Prior	0	392
Revolving Loans	0	15
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	1,239
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	809,784	635,232
Prior year	511,803	522,998
Two year prior	449,409	237,075
Three year prior	173,123	229,304
Four year prior	155,175	236,347
Prior	256,133	189,077
Revolving Loans	79,016	52,456
Revolving Loans Converted to Term	11,896	11,112
Loans, net of unearned income	2,446,339	2,113,601
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	800,348	624,289
Prior year	503,009	514,030
Two year prior	436,062	237,075
Three year prior	165,843	184,673
Four year prior	102,446	218,106
Prior	242,665	175,702
Revolving Loans	79,016	52,456
Revolving Loans Converted to Term	11,896	11,112
Loans, net of unearned income	2,341,285	2,017,443
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	9,235	9,105
Prior year	8,794	0
Two year prior	11,356	0
Three year prior	7,280	39,007
Four year prior	33,176	4,688
Prior	8,024	10,788
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	77,865	63,588
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	201	1,838
Prior year	0	8,968
Two year prior	1,991	0
Three year prior	0	5,624
Four year prior	19,553	13,553
Prior	5,444	2,587
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27,189	32,570
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	20,483
Prior year	31	18,585
Two year prior	0	14,544
Three year prior	0	13,821
Four year prior	0	8,068
Prior	0	3,491
Revolving Loans	0	1,999
Revolving Loans Converted to Term	0	147
Loans, net of unearned income	31	81,138
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	0	20,483
Prior year	31	18,460
Two year prior	0	14,486
Three year prior	0	13,821
Four year prior	0	8,068
Prior	0	3,439
Revolving Loans	0	1,999
Revolving Loans Converted to Term	0	147
Loans, net of unearned income	31	80,903
Non purchased loans and leases | Real estate – commercial mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	125
Two year prior	0	58
Three year prior	0	0
Four year prior	0	0
Prior	0	52
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	235
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	0	4
Two year prior	42	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	42	94
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	0	74
Prior year	0	4
Two year prior	42	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	16
Loans, net of unearned income	42	94
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	44,302	60,133
Prior year	15,436	57,198
Two year prior	23,114	13,704
Three year prior	7,717	4,019
Four year prior	1,985	2,459
Prior	1,917	1,535
Revolving Loans	13,016	10,661
Revolving Loans Converted to Term	36	59
Loans, net of unearned income	107,523	149,768
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Loan portfolio by risk-rating grades
Current year	44,254	60,081
Prior year	15,360	57,119
Two year prior	23,035	13,611
Three year prior	7,704	3,986
Four year prior	1,958	2,407
Prior	1,890	1,535
Revolving Loans	13,016	10,661
Revolving Loans Converted to Term	36	21
Loans, net of unearned income	107,253	149,421
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Loan portfolio by risk-rating grades
Current year	48	52
Prior year	76	79
Two year prior	79	93
Three year prior	13	33
Four year prior	27	52
Prior	27	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	38
Loans, net of unearned income	$ 270	$ 347

Non Purchased Loans - Loan Po_2

Non Purchased Loans - Loan Portfolio Not Subject to Risk Rating (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 10,020,914	$ 10,933,647
Commercial, financial, agricultural
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,423,270	2,536,984
Lease financing
Loan portfolio not subject to risk rating
Loans, net of unearned income	76,125	75,862
Real estate – construction:
Loan portfolio not subject to risk rating
Loans, net of unearned income	1,104,896	858,104
Real estate – 1-4 family mortgage:
Loan portfolio not subject to risk rating
Loans, net of unearned income	2,724,246	2,698,308
Real estate – commercial mortgage
Loan portfolio not subject to risk rating
Loans, net of unearned income	4,549,037	4,554,852
Installment loans to individuals
Loan portfolio not subject to risk rating
Loans, net of unearned income	143,340	209,537
Non purchased loans and leases
Loan portfolio not subject to risk rating
Loans, net of unearned income	$ 9,011,011	$ 9,419,540

Non Purchased Loans - Related P

Non Purchased Loans - Related Parties (Details) - Non purchased loans and leases $ in Thousands	12 Months Ended
	Dec. 31, 2020USD ($)
Related Party Loans
Loans at December 31, 2020	$ 27,328
New loans and advances	10,145
Payments received	(4,866)
Changes in related parties	(2,700)
Loans at December 31, 2021	$ 29,907

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,020,914	$ 10,933,647
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,009,903	1,514,107
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,423,270	2,536,984
Commercial, financial, agricultural | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	90,308	176,513
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,104,896	858,104
Real estate – construction: | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,994	30,952
Real estate – construction: | Purchased loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,287	2,859
Real estate – construction: | Purchased loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,707	28,093
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,724,246	2,698,308
Real Estate - 1-4 Family Mortgage | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	215,773	341,744
Real Estate - 1-4 Family Mortgage | Purchased loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	134,070	214,770
Real Estate - 1-4 Family Mortgage | Purchased loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	51,496	80,392
Real Estate - 1-4 Family Mortgage | Purchased loans | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,229	31,928
Real Estate - 1-4 Family Mortgage | Purchased loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,978	14,654
Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,549,037	4,554,852
Real estate – commercial mortgage | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	663,053	905,223
Real estate – commercial mortgage | Purchased loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,344	29,454
Real estate – commercial mortgage | Purchased loans | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	234,132	323,041
Real estate – commercial mortgage | Purchased loans | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	410,577	552,728
Real estate – commercial mortgage | Purchased loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,344	29,454
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	143,340	209,537
Installment loans to individuals | Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 35,775	$ 59,675

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,020,914	$ 10,933,647
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,423,270	2,536,984
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,104,896	858,104
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,724,246	2,698,308
Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,549,037	4,554,852
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	143,340	209,537
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,009,903	1,514,107
Purchased loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	991,290	1,483,056
Purchased loans | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,683	8,651
Purchased loans | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	367	267
Purchased loans | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	987,240	1,474,138
Purchased loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,613	31,051
Purchased loans | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	340	8,671
Purchased loans | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,516	6,968
Purchased loans | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,757	15,412
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	90,308	176,513
Purchased loans | Commercial, financial, agricultural | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	83,040	164,577
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	122	818
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	101
Purchased loans | Commercial, financial, agricultural | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	82,918	163,658
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	7,268	11,936
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	42	74
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,618	2,024
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,608	9,838
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,994	30,952
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,287	2,859
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,994	30,952
Purchased loans | Real estate – construction: | Accruing Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,287	2,859
Purchased loans | Real estate – construction: | Accruing Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,994	30,952
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,287	2,859
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	215,773	341,744
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	134,070	214,770
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	51,496	80,392
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,229	31,928
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,978	14,654
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209,723	333,644
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	128,898	209,103
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	50,722	79,076
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,125	31,125
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,978	14,340
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,211	2,977
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 30-89 Days Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,042	2,394
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 30-89 Days Past Due | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	149	294
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 30-89 Days Past Due | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20	180
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 30-89 Days Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	109
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	36	131
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 90 Days or More Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	36	74
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 90 Days or More Past Due | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	43
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 90 Days or More Past Due | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	14
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | 90 Days or More Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	208,476	330,536
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Current Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	127,820	206,635
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Current Loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	50,573	78,739
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Current Loans | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,105	30,931
Purchased loans | Real Estate - 1-4 Family Mortgage | Accruing Loans | Current Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,978	14,231
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,050	8,100
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,172	5,667
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	774	1,316
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	104	803
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	314
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	283	691
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 30-89 Days Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	257	687
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 30-89 Days Past Due | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	4
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 30-89 Days Past Due | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 30-89 Days Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,598	4,197
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 90 Days or More Past Due | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,225	2,799
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 90 Days or More Past Due | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	373	674
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 90 Days or More Past Due | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	724
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | 90 Days or More Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,169	3,212
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Current Loans | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,690	2,181
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Current Loans | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	401	638
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Current Loans | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	78	79
Purchased loans | Real Estate - 1-4 Family Mortgage | Nonaccruing Loans | Current Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	314
Purchased loans | Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	663,053	905,223
Purchased loans | Real estate – commercial mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,344	29,454
Purchased loans | Real estate – commercial mortgage | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	234,132	323,041
Purchased loans | Real estate – commercial mortgage | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	410,577	552,728
Purchased loans | Real estate – commercial mortgage | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	657,996	894,483
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,218	29,074
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	232,139	320,508
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	407,639	544,901
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,511	2,830
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 30-89 Days Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	112
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 30-89 Days Past Due | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,511	2,511
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 30-89 Days Past Due | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	207
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	323	0
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 90 Days or More Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 90 Days or More Past Due | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	323	0
Purchased loans | Real estate – commercial mortgage | Accruing Loans | 90 Days or More Past Due | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	656,162	891,653
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Current Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,218	28,962
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Current Loans | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	230,305	317,997
Purchased loans | Real estate – commercial mortgage | Accruing Loans | Current Loans | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	407,639	544,694
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,057	10,740
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	126	380
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,993	2,533
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,938	7,827
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	7,875
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	193
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 30-89 Days Past Due | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	7,682
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	289	611
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	164
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	289	447
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | 90 Days or More Past Due | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,768	2,254
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Current Loans | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	126	216
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Current Loans | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,704	1,893
Purchased loans | Real estate – commercial mortgage | Nonaccruing Loans | Current Loans | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,938	145
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	35,775	59,675
Purchased loans | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	35,537	59,400
Purchased loans | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	839	2,026
Purchased loans | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8	35
Purchased loans | Installment loans to individuals | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	34,690	57,339
Purchased loans | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	238	275
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	15	31
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	11	136
Purchased loans | Installment loans to individuals | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 212	$ 108

Purchased Loans - Additional In

Purchased Loans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	$ 9,856,743,000	$ 10,757,503,000
Restructured loans discontinued past due period	90 days
Allowance for credit losses on interest deferred	$ 164,171,000	$ 176,144,000	$ 52,162,000
Purchased loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Nonperforming loans charged off past due period	90 days
Number of restructured loans | loan	1	1
Restructured loans discontinued past due period	90 days	90 days
Modifications, recorded investment	$ 5,609,000	$ 8,687,000	7,275,000
Modifications, subsequent default, recorded investment	0	74,000	$ 101,000
Remaining availability under commitments to lend additional funds on restructured loans	$ 2,000	$ 370,000
Number of loans on deferral | loan	3	13	5
Deferral amount	$ 1,161,000	$ 5,262,000	$ 2,931,000
Purchased loans | Payment Deferral | Loan Deferral Program, CARES Act
Financing Receivable, Allowance for Credit Loss [Line Items]
Number of loans on deferral | loan	2
Deferral amount	$ 76,000
Purchased loans | Nonaccruing Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	36,000	74,000
Purchased loans | Restructured Loans
Financing Receivable, Allowance for Credit Loss [Line Items]
Outstanding balance of restructured loans	10,380,000	12,788,000
Allowance for credit losses on interest deferred	$ 104,000	$ 612,000

Purchased Loans - Restructured

Purchased Loans - Restructured Loans by Class (Details) - Purchased loans $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	3	13	5
Pre-Modification Outstanding Recorded Investment	$ 1,161	$ 5,262	$ 2,931
Post-Modification Outstanding Recorded Investment	$ 1,161	$ 4,896	$ 2,927
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	1	1	2
Pre-Modification Outstanding Recorded Investment	$ 135	$ 1,029	$ 2,778
Post-Modification Outstanding Recorded Investment	$ 135	$ 1,031	$ 2,778
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		5	2
Pre-Modification Outstanding Recorded Investment		$ 493	$ 73
Post-Modification Outstanding Recorded Investment		$ 389	$ 73
Real Estate - 1-4 Family Mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan	2	4
Pre-Modification Outstanding Recorded Investment	$ 1,026	$ 334
Post-Modification Outstanding Recorded Investment	$ 1,026	$ 227
Real Estate - 1-4 Family Mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 159
Post-Modification Outstanding Recorded Investment		$ 162
Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		6	1
Pre-Modification Outstanding Recorded Investment		$ 3,715	$ 80
Post-Modification Outstanding Recorded Investment		$ 3,457	$ 76
Real estate – commercial mortgage | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		5
Pre-Modification Outstanding Recorded Investment		$ 3,173
Post-Modification Outstanding Recorded Investment		$ 2,913
Real estate – commercial mortgage | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 542
Post-Modification Outstanding Recorded Investment		$ 544
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Loans | loan		1
Pre-Modification Outstanding Recorded Investment		$ 25
Post-Modification Outstanding Recorded Investment		$ 19

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)loan	Dec. 31, 2020USD ($)loan
Number of Loans
Beginning balance (loans) | loan	48	54
Additional advances or loans with concessions | loan	3	13
Reclassified as performing | loan	2	1
Reclassified as nonperforming (loans) | loan	(8)	(14)
Paid in full (loans) | loan	(6)	(5)
Charge-offs (loans) | loan	(1)	(1)
Principal paydowns | loan	0	0
Ending balance (loans) | loan	38	48
Recorded Investment
Beginning balance | $	$ 8,687	$ 7,275
Additional advances or loans with concessions | $	1,419	5,378
Reclassified as performing | $	115	74
Reclassified as nonperforming | $	(2,751)	(2,563)
Paid in full | $	(1,388)	(978)
Charge-offs | $	(205)	(3)
Principal paydowns | $	(268)	(496)
Ending balance | $	$ 5,609	$ 8,687

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,020,914	$ 10,933,647
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,423,270	2,536,984
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,104,896	858,104
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,724,246	2,698,308
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,549,037	4,554,852
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	143,340	209,537
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,009,903	1,514,107
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two year prior	1,123	129,343
Three year prior	73,470	197,536
Four year prior	138,282	205,757
Prior	530,779	494,579
Revolving Loans	45,716	88,151
Revolving Loans Converted to Term	15,851	6,729
Loans, net of unearned income	805,221	1,122,806
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two year prior	1,123	105,035
Three year prior	56,506	180,249
Four year prior	128,133	159,612
Prior	463,735	435,652
Revolving Loans	44,422	69,482
Revolving Loans Converted to Term	5,317	409
Loans, net of unearned income	699,236	951,150
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	2,948
Three year prior	16,616	97
Four year prior	1,553	15,076
Prior	5,991	9,224
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	24,160	27,345
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	21,360
Three year prior	348	17,190
Four year prior	8,596	31,069
Prior	61,053	49,703
Revolving Loans	1,294	18,669
Revolving Loans Converted to Term	10,534	6,320
Loans, net of unearned income	81,825	144,311
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two year prior	202	39,521
Three year prior	22,208	50,583
Four year prior	29,740	30,572
Prior	105,499	183,882
Revolving Loans	45,644	83,257
Revolving Loans Converted to Term	1,389	2,778
Loans, net of unearned income	204,682	391,301
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	708
Two year prior	202	39,376
Three year prior	22,084	49,692
Four year prior	29,130	30,249
Prior	100,894	178,492
Revolving Loans	45,241	82,630
Revolving Loans Converted to Term	1,245	2,224
Loans, net of unearned income	198,796	383,371
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	145
Three year prior	124	891
Four year prior	610	323
Prior	4,605	5,390
Revolving Loans	403	627
Revolving Loans Converted to Term	144	554
Loans, net of unearned income	5,886	7,930
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	90,308	176,513
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two year prior	646	28,242
Three year prior	12,199	27,222
Four year prior	12,247	22,377
Prior	25,562	20,759
Revolving Loans	38,328	64,563
Revolving Loans Converted to Term	1,326	1,788
Loans, net of unearned income	90,308	165,662
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	711
Two year prior	646	24,211
Three year prior	11,612	20,930
Four year prior	8,918	17,240
Prior	18,877	16,880
Revolving Loans	37,555	56,736
Revolving Loans Converted to Term	899	409
Loans, net of unearned income	78,507	137,117
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	357
Three year prior	246	97
Four year prior	0	104
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	246	558
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	3,674
Three year prior	341	6,195
Four year prior	3,329	5,033
Prior	6,685	3,879
Revolving Loans	773	7,827
Revolving Loans Converted to Term	427	1,379
Loans, net of unearned income	11,555	27,987
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	445
Three year prior	0	349
Four year prior	0	303
Prior	0	2,899
Revolving Loans	0	6,809
Revolving Loans Converted to Term	0	46
Loans, net of unearned income	0	10,851
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	445
Three year prior	0	349
Four year prior	0	303
Prior	0	2,899
Revolving Loans	0	6,784
Revolving Loans Converted to Term	0	46
Loans, net of unearned income	0	10,826
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	25
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	25
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,994	30,952
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	10,522
Three year prior	601	9,228
Four year prior	0	10,781
Prior	4,393	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,994	30,531
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	421
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	421
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,287	2,859
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	1,543
Three year prior	601	211
Four year prior	0	684
Prior	686	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,287	2,438
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	1,543
Three year prior	601	211
Four year prior	0	684
Prior	686	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,287	2,438
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	421
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	421
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	421
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	8,979
Three year prior	0	9,017
Four year prior	0	10,097
Prior	3,707	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	8,979
Three year prior	0	9,017
Four year prior	0	10,097
Prior	3,707	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,707	28,093
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	215,773	341,744
Purchased loans | Real Estate - 1-4 Family Mortgage | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	152	14,022
Three year prior	10,151	7,126
Four year prior	2,781	1,112
Prior	32,841	38,747
Revolving Loans	1,476	957
Revolving Loans Converted to Term	201	253
Loans, net of unearned income	47,602	62,217
Purchased loans | Real Estate - 1-4 Family Mortgage | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	371
Two year prior	202	3,082
Three year prior	1,480	33,674
Four year prior	19,988	28,169
Prior	101,060	140,689
Revolving Loans	44,086	70,870
Revolving Loans Converted to Term	1,355	2,672
Loans, net of unearned income	168,171	279,527
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	134,070	214,770
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	34	6,873
Three year prior	2,485	3,212
Four year prior	1,367	595
Prior	12,336	17,223
Revolving Loans	161	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,383	28,152
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	34	5,556
Three year prior	2,485	3,212
Four year prior	1,367	594
Prior	9,408	12,665
Revolving Loans	161	249
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,455	22,276
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	59	1,120
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	59	1,120
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	1,317
Three year prior	0	0
Four year prior	0	1
Prior	2,869	3,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,869	4,756
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two year prior	202	1,953
Three year prior	938	30,078
Four year prior	17,505	25,956
Prior	98,961	127,642
Revolving Loans	0	630
Revolving Loans Converted to Term	81	111
Loans, net of unearned income	117,687	186,618
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	248
Two year prior	202	1,842
Three year prior	829	29,321
Four year prior	16,902	25,935
Prior	94,607	122,970
Revolving Loans	0	630
Revolving Loans Converted to Term	81	25
Loans, net of unearned income	112,621	180,971
Purchased loans | Real Estate - 1-4 Family Mortgage | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	111
Three year prior	109	757
Four year prior	603	21
Prior	4,354	4,672
Revolving Loans	0	0
Revolving Loans Converted to Term	0	86
Loans, net of unearned income	5,066	5,647
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	51,496	80,392
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	42	0
Revolving Loans	1,087	697
Revolving Loans Converted to Term	201	253
Loans, net of unearned income	1,330	950
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	42	0
Revolving Loans	717	59
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	759	59
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	370	638
Revolving Loans Converted to Term	201	253
Loans, net of unearned income	571	891
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	742
Three year prior	542	3,324
Four year prior	2,441	1,668
Prior	1,823	1,027
Revolving Loans	44,086	70,120
Revolving Loans Converted to Term	1,274	2,561
Loans, net of unearned income	50,166	79,442
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	742
Three year prior	542	3,324
Four year prior	2,441	1,668
Prior	1,769	960
Revolving Loans	43,700	69,518
Revolving Loans Converted to Term	1,141	2,124
Loans, net of unearned income	49,593	78,336
Purchased loans | Real Estate - 1-4 Family Mortgage | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	54	67
Revolving Loans	386	602
Revolving Loans Converted to Term	133	437
Loans, net of unearned income	573	1,106
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	20,229	31,928
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	118	0
Three year prior	804	1,883
Four year prior	1,273	232
Prior	17,806	18,275
Revolving Loans	228	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	20,229	20,399
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	118	0
Three year prior	804	1,883
Four year prior	1,273	232
Prior	17,035	16,139
Revolving Loans	77	9
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	19,307	18,263
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	38	44
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	38	44
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	733	2,092
Revolving Loans	151	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	884	2,092
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two year prior	0	0
Three year prior	0	200
Four year prior	0	193
Prior	0	10,893
Revolving Loans	0	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	11,529
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	123
Two year prior	0	0
Three year prior	0	200
Four year prior	0	193
Prior	0	10,800
Revolving Loans	0	120
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	11,436
Purchased loans | Real Estate - 1-4 Family Mortgage | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	93
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	93
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,978	14,654
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	7,149
Three year prior	6,862	2,031
Four year prior	141	285
Prior	2,657	3,249
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,660	12,716
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	7,149
Three year prior	6,862	2,009
Four year prior	111	285
Prior	1,249	1,793
Revolving Loans	0	2
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,222	11,238
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	22
Four year prior	30	0
Prior	1,408	1,456
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,438	1,478
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	387
Three year prior	0	72
Four year prior	42	352
Prior	276	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	318	1,938
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	387
Three year prior	0	30
Four year prior	42	117
Prior	276	1,127
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	318	1,661
Purchased loans | Real Estate - 1-4 Family Mortgage | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	42
Four year prior	0	235
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	277
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	663,053	905,223
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	325	76,557
Three year prior	50,519	153,960
Four year prior	123,254	171,487
Prior	467,983	435,073
Revolving Loans	5,912	22,631
Revolving Loans Converted to Term	14,324	4,688
Loans, net of unearned income	662,317	864,396
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two year prior	0	597
Three year prior	147	1,063
Four year prior	31	982
Prior	558	35,946
Revolving Loans	0	1,902
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	736	40,827
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,344	29,454
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	5,594
Three year prior	1,288	3,801
Four year prior	1,894	2,915
Prior	13,792	11,817
Revolving Loans	634	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,608	24,315
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	5,594
Three year prior	1,288	3,801
Four year prior	1,894	2,780
Prior	7,904	4,962
Revolving Loans	634	188
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,720	17,325
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	5,141	5,438
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,141	5,438
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	135
Prior	747	1,417
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	747	1,552
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	154
Three year prior	147	389
Four year prior	31	256
Prior	558	3,948
Revolving Loans	0	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	736	5,139
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	154
Three year prior	147	389
Four year prior	31	256
Prior	558	3,890
Revolving Loans	0	392
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	736	5,081
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	58
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	58
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	234,132	323,041
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	15,001
Three year prior	13,344	32,567
Four year prior	17,621	61,568
Prior	200,111	181,007
Revolving Loans	3,056	9,723
Revolving Loans Converted to Term	0	2
Loans, net of unearned income	234,132	299,868
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	15,001
Three year prior	13,344	29,276
Four year prior	13,888	43,962
Prior	182,779	161,790
Revolving Loans	3,056	5,808
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	213,067	255,837
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	1,553	9,670
Prior	394	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,947	9,670
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	3,291
Four year prior	2,180	7,936
Prior	16,938	19,217
Revolving Loans	0	3,915
Revolving Loans Converted to Term	0	2
Loans, net of unearned income	19,118	34,361
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	625
Four year prior	0	660
Prior	0	20,531
Revolving Loans	0	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	23,173
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	625
Four year prior	0	660
Prior	0	20,253
Revolving Loans	0	1,357
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	22,895
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	278
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	278
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	410,577	552,728
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	325	55,962
Three year prior	35,887	117,592
Four year prior	103,739	107,004
Prior	254,080	242,249
Revolving Loans	2,222	12,720
Revolving Loans Converted to Term	14,324	4,686
Loans, net of unearned income	410,577	540,213
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	325	37,002
Three year prior	19,510	109,910
Four year prior	100,682	83,738
Prior	222,048	221,423
Revolving Loans	2,222	6,431
Revolving Loans Converted to Term	4,418	0
Loans, net of unearned income	349,205	458,504
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	2,591
Three year prior	16,370	0
Four year prior	0	5,302
Prior	359	2,622
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,729	10,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	16,369
Three year prior	7	7,682
Four year prior	3,057	17,964
Prior	31,673	18,204
Revolving Loans	0	6,289
Revolving Loans Converted to Term	9,906	4,686
Loans, net of unearned income	44,643	71,194
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two year prior	0	443
Three year prior	0	49
Four year prior	0	66
Prior	0	11,467
Revolving Loans	0	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	12,515
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	337
Two year prior	0	443
Three year prior	0	49
Four year prior	0	66
Prior	0	11,331
Revolving Loans	0	153
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	12,379
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	136
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	136
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	35,775	59,675
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	34,976
Three year prior	20,581	15,497
Four year prior	9,721	1,118
Prior	3,881	4,348
Revolving Loans	1,558	3,676
Revolving Loans Converted to Term	34	60
Loans, net of unearned income	35,775	59,675
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	34,942
Three year prior	20,566	15,405
Four year prior	9,714	1,051
Prior	3,684	4,262
Revolving Loans	1,541	3,676
Revolving Loans Converted to Term	23	29
Loans, net of unearned income	35,528	59,365
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two year prior	0	34
Three year prior	15	92
Four year prior	7	67
Prior	197	86
Revolving Loans	17	0
Revolving Loans Converted to Term	11	31
Loans, net of unearned income	$ 247	$ 310

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,024,981	$ 10,937,807
Unearned income	(4,067)	(4,160)
Loans, net of unearned income	10,020,914	10,933,647
Allowance for credit losses on loans	(164,171)	(176,144)	$ (52,162)
Loans, net	9,856,743	10,757,503
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,423,270	2,536,984
Loans, net of unearned income	1,423,270	2,536,984
Allowance for credit losses on loans	(33,922)	(39,031)	(10,658)	$ (8,269)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80,192	80,022
Loans, net of unearned income	76,125	75,862
Allowance for credit losses on loans	(1,486)	(1,624)	(910)	(1,371)
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,104,896	858,104
Loans, net of unearned income	1,104,896	858,104
Allowance for credit losses on loans	(16,419)	(16,047)	(5,029)	(4,755)
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	302,275	246,673
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	802,621	611,431
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,724,246	2,698,308
Loans, net of unearned income	2,724,246	2,698,308
Allowance for credit losses on loans	(32,356)	(32,165)	(9,814)	(10,139)
Real Estate - 1-4 Family Mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,816,120	1,750,951
Real Estate - 1-4 Family Mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	474,604	513,160
Real Estate - 1-4 Family Mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	288,474	296,364
Real Estate - 1-4 Family Mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	145,048	137,833
Real estate – commercial mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,549,037	4,554,852
Loans, net of unearned income	4,549,037	4,554,852
Allowance for credit losses on loans	(68,940)	(76,127)	(24,990)	(24,492)
Real estate – commercial mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,739	149,579
Real estate – commercial mortgage | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,563,351	1,657,806
Real estate – commercial mortgage | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,856,947	2,747,467
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	143,340	209,537
Loans, net of unearned income	143,340	209,537
Allowance for credit losses on loans	$ (11,048)	$ (11,150)	$ (761)	$ (49,026)

Allowance for Credit Losses - C

Allowance for Credit Losses - Changes in the Allowance for Credit Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Allowance for loan losses:
Beginning balance	$ 176,144	$ 52,162
Charge-offs	(18,874)	(16,105)
Recoveries	8,601	12,253
Net charge-offs	(10,273)	(3,852)
Provision (recoveries) of credit losses on loans	(1,700)	85,350	$ 7,050
Ending balance	164,171	$ 176,144	52,162
Accounting Standards Update [Extensible List]		Accounting Standards Update 2016-13 [Member]
Individually evaluated	12,463	$ 14,190	2,012
Collectively evaluated	151,708	161,954	48,179
Loans:
Individually evaluated	33,449	44,350
Collectively evaluated	9,987,465	10,889,297
Gross loans	10,020,914	10,933,647
Nonaccruing loans with no allowance for credit losses	$ 8,018	8,977
Financing Receivable, Credit Loss Expense Supportable Period	2 years
Receivables Acquired with Deteriorated Credit Quality
Allowance for loan losses:
Purchased with deteriorated credit quality			1,971
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	$ 39,031	10,658	8,269
Charge-offs	(7,087)	(3,577)	(2,681)
Recoveries	1,470	1,263	1,428
Net charge-offs	(5,617)	(2,314)	(1,253)
Provision (recoveries) of credit losses on loans	508	19,336	3,642
Ending balance	33,922	39,031	10,658
Individually evaluated	9,239	10,345	1,434
Collectively evaluated	24,683	28,686	8,932
Purchased with deteriorated credit quality			292
Loans:
Individually evaluated	12,776	16,091
Collectively evaluated	1,410,494	2,520,893
Gross loans	1,423,270	2,536,984
Nonaccruing loans with no allowance for credit losses	397	541
Real estate – construction:
Allowance for loan losses:
Beginning balance	16,047	5,029	4,755
Charge-offs	(52)	(716)	0
Recoveries	13	31	21
Net charge-offs	(39)	(685)	21
Provision (recoveries) of credit losses on loans	411	8,198	253
Ending balance	16,419	16,047	5,029
Individually evaluated	0	497	16
Collectively evaluated	16,419	15,550	5,013
Purchased with deteriorated credit quality			0
Loans:
Individually evaluated	0	497
Collectively evaluated	1,104,896	857,607
Gross loans	1,104,896	858,104
Nonaccruing loans with no allowance for credit losses	0	0
Real Estate - 1-4 Family Mortgage
Allowance for loan losses:
Beginning balance	32,165	9,814	10,139
Charge-offs	(1,164)	(1,167)	(1,602)
Recoveries	1,498	838	712
Net charge-offs	334	(329)	(890)
Provision (recoveries) of credit losses on loans	(143)	8,366	565
Ending balance	32,356	32,165	9,814
Individually evaluated	216	300	160
Collectively evaluated	32,140	31,865	9,363
Purchased with deteriorated credit quality			291
Loans:
Individually evaluated	5,360	5,379
Collectively evaluated	2,718,886	2,692,929
Gross loans	2,724,246	2,698,308
Nonaccruing loans with no allowance for credit losses	2,329	4,054
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	76,127	24,990	24,492
Charge-offs	(5,184)	(2,642)	(1,490)
Recoveries	541	2,478	689
Net charge-offs	(4,643)	(164)	(801)
Provision (recoveries) of credit losses on loans	(2,544)	47,008	1,299
Ending balance	68,940	76,127	24,990
Individually evaluated	2,401	2,444	396
Collectively evaluated	66,539	73,683	23,208
Purchased with deteriorated credit quality			1,386
Loans:
Individually evaluated	14,623	21,764
Collectively evaluated	4,534,414	4,533,088
Gross loans	4,549,037	4,554,852
Nonaccruing loans with no allowance for credit losses	5,270	4,382
Lease financing
Allowance for loan losses:
Beginning balance	1,624	910	1,371
Charge-offs	(13)	(168)	(7,705)
Recoveries	49	11	6,714
Net charge-offs	36	(157)	(991)
Provision (recoveries) of credit losses on loans	(174)	350	1,291
Ending balance	1,486	1,624	910
Individually evaluated	0	0
Collectively evaluated	1,486	1,624
Loans:
Individually evaluated	0	0
Collectively evaluated	76,125	75,862
Gross loans	76,125	75,862
Nonaccruing loans with no allowance for credit losses	0	0
Installment and Other
Allowance for loan losses:
Beginning balance		1,671
Ending balance			1,671
Individually evaluated			6
Collectively evaluated			1,663
Purchased with deteriorated credit quality			2
Installment loans to individuals
Allowance for loan losses:
Beginning balance	11,150	761	49,026
Charge-offs	(5,374)	(7,835)	(13,478)
Recoveries	5,030	7,632	9,564
Net charge-offs	(344)	(203)	(3,914)
Provision (recoveries) of credit losses on loans	242	2,092	7,050
Ending balance	11,048	11,150	761
Individually evaluated	607	604
Collectively evaluated	10,441	10,546
Loans:
Individually evaluated	690	619
Collectively evaluated	142,650	208,918
Gross loans	143,340	209,537
Nonaccruing loans with no allowance for credit losses	$ 22	0
Impact of the adoption of ASC 326
Allowance for loan losses:
Beginning balance		42,484
Ending balance			42,484
Impact of the adoption of ASC 326 | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance		11,351
Ending balance			11,351
Impact of the adoption of ASC 326 | Real estate – construction:
Allowance for loan losses:
Beginning balance		3,505
Ending balance			3,505
Impact of the adoption of ASC 326 | Real Estate - 1-4 Family Mortgage
Allowance for loan losses:
Beginning balance		14,314
Ending balance			14,314
Impact of the adoption of ASC 326 | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance		4,293
Ending balance			4,293
Impact of the adoption of ASC 326 | Lease financing
Allowance for loan losses:
Beginning balance		521
Ending balance			521
Impact of the adoption of ASC 326 | Installment loans to individuals
Allowance for loan losses:
Beginning balance		$ 8,500
Ending balance			$ 8,500

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Allowance for loan losses:
Beginning balance	$ 20,535	$ 946
Provision for credit losses on unfunded loan commitments (included in other noninterest expense)	(500)	9,200
Ending balance	20,035	$ 20,535
Accounting Standards Update [Extensible List]		Accounting Standards Update 2016-13 [Member]
Cumulative Effect, Period of Adoption, Adjustment
Allowance for loan losses:
Beginning balance		$ 10,389
Ending balance	$ 0

Premises and Equipment - Bank P

Premises and Equipment - Bank Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Lease right-of-use assets	$ 63,547	$ 66,023
Total	430,284	426,681
Accumulated depreciation	(137,162)	(126,185)
Net	293,122	300,496
Premises
Property, Plant and Equipment [Line Items]
Gross	247,484	250,313
Leasehold improvements
Property, Plant and Equipment [Line Items]
Gross	29,412	21,289
Furniture and equipment
Property, Plant and Equipment [Line Items]
Gross	65,286	64,798
Computer equipment
Property, Plant and Equipment [Line Items]
Gross	24,412	24,114
Autos
Property, Plant and Equipment [Line Items]
Gross	$ 143	$ 144

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 16,406	$ 18,699	$ 16,379

Other Real Estate Owned - Sched

Other Real Estate Owned - Schedule of OREO (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Real Estate Properties [Line Items]
Purchased OREO	$ 1,589	$ 3,927
Non Purchased OREO	951	2,045
Total other real estate owned, net	2,540	5,972
Residential real estate
Real Estate Properties [Line Items]
Purchased OREO	93	72
Non Purchased OREO	166	107
Total other real estate owned, net	259	179
Amortized cost of loans in foreclosure	22	1,308
Commercial
Real Estate Properties [Line Items]
Purchased OREO	39	1,741
Non Purchased OREO	722	924
Total other real estate owned, net	761	2,665
Residential land development
Real Estate Properties [Line Items]
Purchased OREO	301	337
Non Purchased OREO	4	676
Total other real estate owned, net	305	1,013
Commercial land development
Real Estate Properties [Line Items]
Purchased OREO	1,156	1,777
Non Purchased OREO	59	338
Total other real estate owned, net	$ 1,215	$ 2,115

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Purchased OREO
Beginning balance	$ 3,927	$ 5,248
Transfers of loans	1,056	4,058
Impairments	(220)	(1,581)
Dispositions	(3,043)	(3,747)
Other	(131)	(51)
Ending balance	1,589	3,927
Non Purchased OREO
Beginning balance	2,045	2,762
Transfers of loans	2,124	4,530
Impairments	(86)	(579)
Dispositions	(3,123)	(4,668)
Other	(9)	0
Ending balance	951	2,045
Total OREO
Beginning balance	5,972	8,010
Transfers of loans	3,180	8,588
Impairments	(306)	(2,160)
Dispositions	(6,166)	(8,415)
Other	(140)	(51)
Ending balance	$ 2,540	$ 5,972

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Real Estate [Abstract]
Repairs and maintenance	$ 79	$ 279	$ 326
Property taxes and insurance	69	364	343
Impairments	306	2,160	1,265
Net (gains) losses on OREO sales	(176)	(23)	94
Rental income	(25)	(26)	(15)
Total	$ 253	$ 2,754	$ 2,013

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Changes In Carrying Amount of Goodwill
Beginning balance	$ 939,683	$ 939,683
Additions to goodwill and other adjustments	0	0
Ending balance	939,683	939,683
Community Banks
Changes In Carrying Amount of Goodwill
Beginning balance	936,916	936,916
Additions to goodwill and other adjustments	0	0
Ending balance	936,916	936,916
Insurance
Changes In Carrying Amount of Goodwill
Beginning balance	2,767	2,767
Additions to goodwill and other adjustments	0	0
Ending balance	$ 2,767	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-lived Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(60,864)	(54,823)
Net Carrying Amount	24,098	30,139
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	82,492	82,492
Accumulated Amortization	(59,399)	(53,539)
Net Carrying Amount	23,093	28,953
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Gross  Carrying Amount	2,470	2,470
Accumulated Amortization	(1,465)	(1,284)
Net Carrying Amount	$ 1,005	$ 1,186

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 6,042	$ 7,121	$ 8,105
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	5,861	6,940	7,965
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 181	$ 181	$ 140

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Future Amortization (Details) $ in Thousands	Dec. 31, 2021USD ($)
Finite-Lived Intangible Assets [Line Items]
2022	$ 5,121
2023	4,223
2024	3,679
2025	3,283
2026	3,037
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
2022	4,940
2023	4,042
2024	3,498
2025	3,102
2026	2,899
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2022	181
2023	181
2024	181
2025	181
2026	$ 138

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Change in MSRs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Changes in mortgage servicing rights
Beginning balance	$ 62,994	$ 53,208
Capitalization	33,948	41,235
Amortization	(21,485)	(19,723)
Valuation adjustment	13,561	(11,726)	$ (1,836)
Ending balance	$ 89,018	$ 62,994	$ 53,208

Mortgage Servicing Rights - Add

Mortgage Servicing Rights - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue from contract with customer	$ 17,968	$ 12,628	$ 9,491

Mortgage Servicing Rights - Inf

Mortgage Servicing Rights - Information of MSRs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Transfers and Servicing [Abstract]
Unpaid principal balance	$ 8,728,629	$ 7,322,671	$ 4,871,155
Weighted-average prepayment speed (CPR)	10.56%	15.05%	11.48%
Estimated impact of a 10% increase	$ (3,875)	$ (4,001)	$ (2,469)
Estimated impact of a 20% increase	$ (7,464)	$ (7,674)	$ (4,774)
Discount rate	9.82%	9.86%	9.69%
Estimated impact of a 100bp increase	$ (4,153)	$ (2,144)	$ (2,027)
Estimated impact of a 200bp increase	$ (8,119)	$ (4,144)	$ (3,908)
Weighted-average coupon interest rate	3.29%	3.58%	4.04%
Weighted-average servicing fee (basis points)	0.3037%	0.2994%	0.292%
Weighted-average remaining maturity (in years)	6 years 8 months 8 days	5 years 1 month 20 days	6 years 4 months 6 days

Deposits - Summary of Deposits

Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
Noninterest-bearing deposits	$ 4,718,124	$ 3,685,048
Interest-bearing demand deposits	6,695,879	5,830,288
Savings deposits	1,080,338	847,857
Time deposits	1,411,383	1,695,888
Total deposits	$ 13,905,724	$ 12,059,081

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
2022	$ 1,089,198
2023	180,675
2024	91,617
2025	29,300
2026	19,421
Thereafter	1,172
Total	$ 1,411,383	$ 1,695,888

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
Time deposits in denominations of $250 or more	$ 326,076	$ 426,762
Amount on deposits	$ 27,908	$ 25,302

Short-Term Borrowings - Schedul

Short-Term Borrowings - Schedule of Short-Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Short-term Debt [Line Items]
Total short-term borrowings	$ 13,947	$ 21,340
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Total short-term borrowings	13,947	10,947
Federal funds purchased
Short-term Debt [Line Items]
Total short-term borrowings	$ 0	$ 10,393

Short-Term Borrowings - Average

Short-Term Borrowings - Average Balances and Cost of Funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Short-term Debt [Line Items]
Average Balances	$ 13,409	$ 356,853	$ 123,444
Cost of Funds	0.29%	1.07%	2.43%
Federal Home Loan Bank short-term advances
Short-term Debt [Line Items]
Average Balances	$ 0	$ 345,601	$ 114,965
Cost of Funds	0.00%	1.09%	2.59%
Federal funds purchased
Short-term Debt [Line Items]
Average Balances	$ 747	$ 363	$ 0
Cost of Funds	0.33%	0.00%	0.00%
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Average Balances	$ 12,662	$ 10,889	$ 8,479
Cost of Funds	0.29%	0.30%	0.15%

Short-Term Borrowings - Additio

Short-Term Borrowings - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Short-term Debt [Line Items]
Debt prepayment penalty	$ 6,123,000	$ 121,000	$ 54,000
Lines of credit with correspondent banks	180,000,000
Amounts outstanding under lines of credit	0	0
FHLB Advances
Short-term Debt [Line Items]
Repayments of short-term debt	150,000,000	430,000,000
Debt prepayment penalty	$ 6,123,000	$ 121,000

Long-Term Debt - Schedule of Lo

Long-Term Debt - Schedule of Long-term Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Long-term debt
Total	$ 471,209	$ 474,970
Federal Home Loan Bank advances
Long-term debt
Total	417	152,167
Junior subordinated debentures
Long-term debt
Total	111,373	110,794
Subordinated notes
Long-term debt
Total	$ 359,419	$ 212,009

Long-Term Debt - Additional Inf

Long-Term Debt - Additional Information (Details) - USD ($)

Sep. 03, 2020

Aug. 22, 2016

Mar. 17, 2014

Mar. 31, 2012

Dec. 31, 2021

Dec. 31, 2020

Dec. 31, 2019

Dec. 31, 2018

Dec. 31, 2013

Dec. 31, 2007

Dec. 31, 2005

Dec. 31, 2003

Nov. 23, 2021

Oct. 01, 2021

Debt Instrument [Line Items]

Debt prepayment penalty

$ 6,123,000

$ 121,000

$ 54,000

Subordinated notes

Debt Instrument [Line Items]

Par percentage

100.00%

100.00%

Redemption price percentage

100.00%

FHLB Advances

Debt Instrument [Line Items]

Unused lines of credit

4,214,274,000

Repayments of short-term debt

150,000,000

430,000,000

Debt prepayment penalty

6,123,000

121,000

PHC Statutory Trust I

Debt Instrument [Line Items]

Fixed interest rate

5.49%

PHC Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

2.85%

2.85%

PHC Statutory Trust II | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.87%

Capital Bancorp Capital Trust I

Debt Instrument [Line Items]

Fixed interest rate

4.42%

Junior subordinated notes

107,782,000

Threshold of assets to lose tier 1 treatment

15,000,000,000

Capital Bancorp Capital Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.50%

1.50%

First M&F Statutory Trust I

Debt Instrument [Line Items]

Interest rate of senior note

4.18%

Junior subordinated notes

7,806,000

8,354,000

First M&F Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.33%

Brand Group Holdings Statutory Trust

Debt Instrument [Line Items]

Unamortized discount

412,000

$ 443,000

Brand Group Holdings Statutory Trust I | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

2.05%

Brand Group Holdings Statutory Trust II | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.00%

Brand Group Holdings Statutory Trust III | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.00%

Brand Group Holdings Statutory Trust IV | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.75%

5.00% Subordinated Notes due 2026 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

5.00%

Aggregate principal amount

$ 60,000,000

Repurchase amount

$ 30,000,000

5.00% Subordinated Notes due 2026 | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

3.84%

5.50% Subordinated Notes due 2031 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

5.50%

Aggregate principal amount

$ 40,000,000

5.50% Subordinated Notes due 2031 | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

4.071%

Metropolitan Notes | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

6.50%

Repurchase amount

$ 15,000,000

4.50% Fixed-to-Floating Rate Subordinated Notes Due 2035 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

4.50%

Aggregate principal amount

$ 100,000,000

Par percentage

100.00%

4.50% Fixed-to-Floating Rate Subordinated Notes Due 2035 | SOFR | Subordinated notes

Debt Instrument [Line Items]

Basis spread on variable rate

4.025%

3.00% Fixed-to-Floating Rate Subordinated Notes Due 2031 | Subordinated notes

Debt Instrument [Line Items]

Aggregate principal amount

$ 200,000,000

Par percentage

3.00%

3.00% Subordinated Notes due 2031 | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

3.00%

3.00%

3.00% Subordinated Notes due 2031 | LIBOR

Debt Instrument [Line Items]

Basis spread on variable rate

1.91%

Brand Notes | Subordinated notes

Debt Instrument [Line Items]

Interest rate of senior note

8.50%

Repurchase amount

$ 30,000,000

Debt prepayment cost

900,000

Federal Home Loan Bank

Debt Instrument [Line Items]

Extinguishment of debt, amount

2,094,000

Debt prepayment penalty

$ 54,000

Maximum | FHLB Advances

Debt Instrument [Line Items]

Long-term advances, interest rates

1.86%

Weighted Average | FHLB Advances

Debt Instrument [Line Items]

Long-term advances, interest rates

1.86%

0.05%

Long-Term Debt - Details of Deb

Long-Term Debt - Details of Debentures (Details) $ in Thousands	Dec. 31, 2021USD ($)
PHC Statutory Trust I
Debentures details
Principal Amount	$ 20,619
Interest Rate	3.07%
Amount Included in Tier 1 Capital	$ 20,000
PHC Statutory Trust II
Debentures details
Principal Amount	$ 31,959
Interest Rate	2.07%
Amount Included in Tier 1 Capital	$ 31,000
Capital Bancorp Capital Trust I
Debentures details
Principal Amount	$ 12,372
Interest Rate	1.72%
Amount Included in Tier 1 Capital	$ 12,000
First M&F Statutory Trust I
Debentures details
Principal Amount	$ 30,928
Interest Rate	1.53%
Amount Included in Tier 1 Capital	$ 22,194
Brand Group Holdings Statutory Trust I
Debentures details
Principal Amount	$ 10,310
Interest Rate	2.27%
Amount Included in Tier 1 Capital	$ 9,216
Brand Group Holdings Statutory Trust II
Debentures details
Principal Amount	$ 5,155
Interest Rate	3.20%
Amount Included in Tier 1 Capital	$ 5,051
Brand Group Holdings Statutory Trust III
Debentures details
Principal Amount	$ 5,155
Interest Rate	3.20%
Amount Included in Tier 1 Capital	$ 5,051
Brand Group Holdings Statutory Trust IV
Debentures details
Principal Amount	$ 3,093
Interest Rate	3.95%
Amount Included in Tier 1 Capital	$ 3,270

Long-Term Debt - Debt Maturitie

Long-Term Debt - Debt Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
2022	$ 417
2023	0
2024	0
2025	0
2026	29,724
Thereafter	441,068
Total	471,209	$ 474,970
Federal Home Loan Bank short-term advances
Debt Instrument [Line Items]
2022	417
2023	0
2024	0
2025	0
2026	0
Thereafter	0
Total	417	152,167
Junior subordinated debentures
Debt Instrument [Line Items]
2022	0
2023	0
2024	0
2025	0
2026	0
Thereafter	111,373
Total	111,373	110,794
Subordinated notes
Debt Instrument [Line Items]
2022	0
2023	0
2024	0
2025	0
2026	29,724
Thereafter	329,695
Total	$ 359,419	$ 212,009

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2021USD ($)planpointshares	Dec. 31, 2020USD ($)shares	Dec. 31, 2019USD ($)shares	Dec. 31, 2007officer
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Accumulated benefit obligation	$ 27,567,000	$ 28,226,000
Retiring age limit, minimum	55 years
Retiring age limit, maximum	65 years
Eligible employee from service (in years)	15 years
Number of points for eligibility (points) | point	70
Minimum eligible age for Medicare coverage	65 years
Health care cost trend rate (percent)	5.00%
Redemption notice	60 days
Employee deferrals (percent)	4.00%
Percentage of plan compensation as nondiscretionary contribution	5.00%
Percentage of plan compensation in excess of social security wage base	5.00%
Hours of service credited to the employees during the year	1000 hours
Employee deferrals amounts	$ 11,919,000	17,888,000	$ 16,009,000
Number of conventional deferred compensation plans | plan	2
Company's deferred compensation plan expense	$ 3,274,000	3,965,000	3,610,000
Number of officers provided for | officer				4
Expiration period subsequent to retirement				15 years
Supplemental executive retirement liabilities totaled	3,679,000	3,816,000
Incentive compensation plan expense	$ 8,609,000	$ 6,425,000	$ 4,200,000
Option expiration period	10 years
Granted (shares) | shares	0	0	0
Intrinsic value of options exercised	$ 262,000	$ 279,000	$ 290,000
Common shares reserved for issuance under employee benefit plans (shares) | shares	2,828,818
401(k) Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	977,956
Deferred Stock Unit Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	159,111
2011 Long-Term Incentive Compensation Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	1,447,883
Stock compensation plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	$ 0	0	0
Performance- Based Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	9,882,000	10,419,000	10,046,000
Time- Based Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Unrecognized stock-based compensation expense	$ 10,584,000
Weighted average period over which unrecognized expense is expected to be recognized (in years)	1 year 9 months 7 days
Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	77.00%
Real Estate | Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	6.00%
Interest rate contracts | Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	23.00%
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	$ 0	0
Accumulated benefit obligation	27,567,000	28,226,000	$ 28,020,000
Other Postretirement Benefits Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	231,000	$ 214,000
Expected company contributions	$ 176,000

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Plan Activity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Change in benefit obligation
Benefit obligation at beginning of year	$ 28,226,000
Benefit obligation at end of year	27,567,000	$ 28,226,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	30,549,000
Fair value of plan assets at end of year	30,399,000	30,549,000
Weighted-average assumptions as of December 31
Accelerated benefit payouts	2,073,000
Pension Benefits Renasant
Change in benefit obligation
Benefit obligation at beginning of year	28,226,000	28,020,000
Service cost	0	0	$ 0
Interest cost	682,000	984,000	1,176,000
Plan participants’ contributions	0	0
Amendments	0	0
Actuarial loss (gain)	672,000	3,239,000
Benefits paid	(2,013,000)	(4,017,000)
Benefit obligation at end of year	27,567,000	28,226,000	28,020,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	30,549,000	28,585,000
Actual return on plan assets	1,863,000	5,981,000
Contribution by employer	0	0
Benefits paid	(2,013,000)	(4,017,000)
Fair value of plan assets at end of year	30,399,000	30,549,000	28,585,000
Funded status at end of year	$ 2,832,000	$ 2,323,000
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	2.79%	2.44%
Other Benefits
Change in benefit obligation
Benefit obligation at beginning of year	$ 1,019,000	$ 707,000
Service cost	5,000	6,000	7,000
Interest cost	14,000	13,000	31,000
Plan participants’ contributions	152,000	52,000
Amendments	0	486,000
Actuarial loss (gain)	(221,000)	21,000
Benefits paid	(383,000)	(266,000)
Benefit obligation at end of year	586,000	1,019,000	$ 707,000
Change in fair value of plan assets
Funded status at end of year	$ (586,000)	$ (1,019,000)
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	2.35%	1.77%

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 0	$ 0	$ 0
Interest cost	682	984	1,176
Expected return on plan assets	(1,768)	(1,651)	(1,450)
Prior service cost recognized	0	0	0
Recognized actuarial loss (gain)	265	349	442
Settlement/curtailment/termination losses	0	567	0
Net periodic benefit cost	(821)	249	168
Net actuarial (gain) loss arising during the period	577	(1,090)	(31)
Net Settlement/curtailment/termination losses	0	(567)	0
New prior service cost	0	0	0
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	(265)	(349)	(442)
Amortization of prior service cost	0	0	0
Total recognized in other comprehensive income	312	(2,006)	(473)
Total recognized in net periodic benefit cost and other comprehensive income	$ (509)	$ (1,757)	$ (305)
Discount rate used to determine net periodic pension cost	2.44%	3.59%	4.56%
Expected return on plan assets	6.00%	6.00%	6.00%
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 5	$ 6	$ 7
Interest cost	14	13	31
Expected return on plan assets	0	0	0
Prior service cost recognized	0	485	0
Recognized actuarial loss (gain)	(3)	(90)	(23)
Settlement/curtailment/termination losses	0	0	0
Net periodic benefit cost	16	414	15
Net actuarial (gain) loss arising during the period	(221)	21	(60)
Net Settlement/curtailment/termination losses	0	0	0
New prior service cost	0	485	0
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	3	90	23
Amortization of prior service cost	0	(485)	0
Total recognized in other comprehensive income	(218)	111	(37)
Total recognized in net periodic benefit cost and other comprehensive income	$ (202)	$ 525	$ (22)
Discount rate used to determine net periodic pension cost	1.77%	2.91%	4.07%

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Future Estimated Benefit Payments (Details) $ in Thousands	Dec. 31, 2021USD ($)
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2022	$ 2,210
2023	2,190
2024	2,178
2025	2,142
2026	2,106
2027 - 2031	9,690
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2022	176
2023	125
2024	67
2025	64
2026	53
2027 - 2031	$ 116

Employee Benefit and Deferred_7

Employee Benefit and Deferred Compensation Plans - Amounts Recognized in AOCI (Details) $ in Thousands	Dec. 31, 2021USD ($)
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	$ 0
Actuarial loss (gain)	7,395
Total	7,395
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	0
Actuarial loss (gain)	(299)
Total	$ (299)

Employee Benefit and Deferred_8

Employee Benefit and Deferred Compensation Plans - Amounts to be Amortized from AOCI (Details) $ in Thousands	Dec. 31, 2021USD ($)
Pension Benefits Renasant
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	$ 0
Actuarial loss (gain)	243
Total	243
Other Benefits
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	0
Actuarial loss (gain)	(76)
Total	$ (76)

Employee Benefit and Deferred_9

Employee Benefit and Deferred Compensation Plans - Categorization of Plan Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 30,399	$ 30,549
Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	42	779
Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	30,357	29,770
Quoted Prices In Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	42	779
Quoted Prices In Active Markets for Identical Assets (Level 1) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	42	779
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Other Observable Inputs (Level 2) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Measured at NAV
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	30,357	29,770
Measured at NAV | Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 30,357	$ 29,770

Employee Benefit and Deferre_10

Employee Benefit and Deferred Compensation Plans - Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Shares
Outstanding at beginning of year (shares)	10,500	29,250	43,750
Granted (shares)	0	0	0
Exercised (shares)	(10,500)	(18,750)	(14,500)
Forfeited (shares)	0	0	0
Outstanding at end of year (shares)	0	10,500	29,250
Exercisable at end of year (shares)	0	10,500	29,250
Weighted Average Exercise Price
Outstanding at beginning of year (usd per share)	$ 14.96	$ 15.86	$ 15.84
Granted (usd per share)	0	0	0
Exercised (usd per share)	14.96	16.37	15.79
Forfeited (usd per share)	0	0	0
Outstanding at end of year (usd per share)	0	14.96	15.86
Exercisable at end of year (usd per share)	$ 0	$ 14.96	$ 15.86
Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract]
Outstanding at end of year, Weighted Average Remaining Contractual Life (in years)	0 years	1 year	1 year 11 months 8 days
Exercisable at end of year, Weighted Average Remaining Contractual Life (in years)	0 years	1 year	1 year 11 months 8 days
Aggregate Intrinsic Value, Outstanding	$ 0	$ 191	$ 574
Aggregate Intrinsic Value, Exercisable	$ 0	$ 191	$ 574

Employee Benefit and Deferre_11

Employee Benefit and Deferred Compensation Plans - Restricted Stock (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Performance- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	132,827
Granted (shares) | shares	78,230
Vested (shares) | shares	(64,496)
Cancelled (shares) | shares	0
Nonvested at end of year (shares) | shares	146,561
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 32.88
Granted (usd per share) | $ / shares	34.02
Vested (usd per share) | $ / shares	30.18
Cancelled (usd per share) | $ / shares	0
Nonvested at ending of year (usd per share) | $ / shares	$ 34.67
Time- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	548,416
Granted (shares) | shares	253,733
Vested (shares) | shares	(139,752)
Cancelled (shares) | shares	(58,683)
Nonvested at end of year (shares) | shares	603,714
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 34.15
Granted (usd per share) | $ / shares	37.22
Vested (usd per share) | $ / shares	36.89
Cancelled (usd per share) | $ / shares	37.50
Nonvested at ending of year (usd per share) | $ / shares	$ 34.48

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 8,007	$ 3,866
Derivative liabilities, fair value	13,436	21,107
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	776,388	812,634
Derivative assets, fair value	10,682	29,708
Derivative liabilities, notional amount	525,408	938,933
Derivative liabilities, fair value	5,490	14,974
Other Assets | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	185,447	222,933
Derivative assets, fair value	4,711	9,884
Other Assets | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	310,941	589,701
Derivative assets, fair value	5,304	19,824
Other Assets | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	280,000	0
Derivative assets, fair value	667	0
Other Assets | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	100,000	175,000
Derivative assets, fair value	7,016	3,866
Other Liabilities | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	185,447	222,933
Derivative liabilities, fair value	4,711	9,884
Other Liabilities | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	19,961	0
Derivative liabilities, fair value	43	0
Other Liabilities | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	320,000	716,000
Derivative liabilities, fair value	736	5,090
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	62,000	87,000
Derivative liabilities, fair value	2,902	5,924
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	$ 5,411	$ 209

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (7,515)	$ 13,267	$ 7,060
Interest Income | Interest rate contracts
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	2,027	2,051	3,672
Mortgage Banking Income | Interest rate lock commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	(14,563)	15,249	882
Mortgage Banking Income | Forward commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 5,021	$ (4,033)	$ 2,506

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest rate swaps - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Derivative [Line Items]
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	$ (5,202)	$ (209)	$ 0
Change in Unrealized Gain (Loss) on Hedged Item in Fair Value Hedge	$ 5,202	$ 209	$ 0

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 93,085	$ 98,114
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 5,411	$ 209

Derivative Instruments - Additi

Derivative Instruments - Additional Information (Details) $ in Thousands	Oct. 31, 2021USD ($)derivativeInstrument	Dec. 31, 2020USD ($)derivativeInstrument	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2019USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Number of derivative instruments terminated | derivativeInstrument	4	2
Notional amount of terminated instruments	$ 25,000	$ 15,000		$ 15,000
Gain (loss) on termination of interest rate swap contracts			$ 4,676	$ 0	$ 0

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Offsetting Derivative Assets
Gross amounts recognized	$ 8,007	$ 3,866
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	8,007	3,866
Financial instruments	7,208	3,866
Financial collateral pledged	0	0
Net amounts	799	0
Offsetting Derivative Liabilities
Gross amounts recognized	13,436	21,107
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	13,436	21,107
Financial instruments	7,208	3,866
Financial collateral pledged	6,228	14,042
Net amounts	$ 0	$ 3,199

Income Taxes - Components of In

Income Taxes - Components of Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Current
Federal	$ 34,629	$ 30,193	$ 23,786
State	895	3,309	4,264
Total	35,524	33,502	28,050
Deferred
Federal	9,168	(10,947)	17,331
State	2,243	(2,715)	2,710
Total	11,411	(13,662)	20,041
Total income tax expense	$ 46,935	$ 19,840	$ 48,091

Income Taxes - Income Tax Recon

Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Reconciliation of income taxes computed at the United States federal statutory tax rates
Tax at U.S. statutory rate	$ 46,794	$ 21,733	$ 45,294
Increase (decrease) in taxes resulting from:
Tax-exempt interest income	(1,669)	(1,431)	(1,205)
BOLI income	(1,547)	(1,182)	(1,283)
Investment tax credits	(988)	(1,494)	(1,863)
Amortization of investment in low-income housing tax credits	817	1,280	1,575
State income tax expense, net of federal benefit	2,479	469	5,509
Other items, net	1,049	465	64
Total income tax expense	$ 46,935	$ 19,840	$ 48,091

Income Taxes - Components of De

Income Taxes - Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred tax assets
Allowance for credit losses	$ 50,712	$ 53,597
Loans	2,855	5,526
Deferred compensation	14,522	13,114
Net unrealized losses on securities	3,545	0
Impairment of assets	392	1,067
Net operating loss carryforwards	1,211	1,857
Investments in partnerships	890	0
Lease liabilities under operating leases	17,106	17,732
Other	3,241	3,539
Total deferred tax assets	94,474	96,432
Deferred tax liabilities
Net unrealized gains on securities	0	8,434
Investment in partnerships	0	793
Fixed assets	5,339	3,285
Mortgage servicing rights	20,779	14,623
Junior subordinated debt	2,130	2,245
Intangibles	3,177	3,882
Lease right-of-use asset	16,209	16,833
Other	1,607	1,672
Total deferred tax liabilities	49,241	51,767
Net deferred tax assets	$ 45,233	$ 44,665

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018	Jul. 31, 2015
Operating Loss Carryforwards [Line Items]
Effective tax rate	22.41%	19.40%
Operating loss carryforwards allowance	$ 0
Accrued interest and penalties related to unrecognized tax benefits	15,000	$ 18,000	$ 105,000
Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	2,065,000	3,029,000
State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards	16,954,000	$ 26,971,000
Brand Group Holdings, Inc. | Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards				$ 81,288,000
Brand Group Holdings, Inc. | State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards				$ 55,067,000
Operating loss carryforwards, not subject to expiration	15,712,000
Heritage Financial Group | Federal
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards					$ 18,321,000
Operating loss carryforwards, not subject to expiration	2,065,000
Heritage Financial Group | State
Operating Loss Carryforwards [Line Items]
Operating loss carryforwards					$ 16,849,000
Operating loss carryforwards, not subject to expiration	$ 1,242,000

Income Taxes - Net Operating Lo

Income Taxes - Net Operating Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Federal
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 2,065	$ 3,029
State
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 16,954	$ 26,971

Income Taxes - Income Tax Benef

Income Taxes - Income Tax Benefit Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Reconciliation of unrecognized tax benefits
Balance at January 1	$ 402	$ 667	$ 1,919
Additions based on positions related to current period	62	101	158
Reductions based on positions related to prior period	0	(314)	(1,410)
Reductions due to lapse of statute of limitations	(56)	(52)	0
Balance at December 31	$ 408	$ 402	$ 667

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financial assets:
Securities available for sale, at fair value	$ 2,386,052	$ 1,343,457
Derivative instruments	8,007	3,866
Financial liabilities:
Derivative instruments	13,436	21,107
Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Other debt securities
Financial assets:
Securities available for sale, at fair value	37,464	65,607
Recurring
Financial assets:
Securities available for sale, at fair value	2,386,052	1,343,457
Derivative instruments	17,698	33,574
Mortgage loans held for sale in loans held for sale	453,533	417,771
Total financial assets	2,857,283	1,794,802
Financial liabilities:
Derivative instruments	13,803	21,107
Recurring | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Other debt securities
Financial assets:
Securities available for sale, at fair value	2,386,052	1,334,445
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value	0	0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 1 | Other debt securities
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value	2,386,052	1,334,445
Derivative instruments	17,698	33,574
Mortgage loans held for sale in loans held for sale	453,533	417,771
Total financial assets	2,857,283	1,785,790
Financial liabilities:
Derivative instruments	13,803	21,107
Recurring | Level 2 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		0
Recurring | Level 2 | Other debt securities
Financial assets:
Securities available for sale, at fair value	2,386,052	1,334,445
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value	0	9,012
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	9,012
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Trust preferred securities
Financial assets:
Securities available for sale, at fair value		9,012
Recurring | Level 3 | Other debt securities
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value (Details) - Trust preferred securities - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning Balance	$ 9,012	$ 9,986
Accretion included in net income	8	32
Unrealized losses included in other comprehensive income	941	(834)
Settlements		(172)
Transfers out of Level 3		0
Realized losses included in net income, net of premium amortization	2,060
Sales	(12,021)
Ending Balance	$ 0	$ 9,012

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Realized (gains) losses included in net income, net of premium amortization	$ 0	$ 0
Impaired loans not covered under loss-share agreements	12,939,000	36,990,000
Allowance for credit losses on interest deferred	164,171,000	176,144,000	$ 52,162,000
Net gain (loss) resulting from fair value changes of these mortgage loans	10,354,000	12,057,000	$ 1,286,000
Impaired Loans, Not Covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Allowance for credit losses on interest deferred	$ 5,011,000	$ 12,845,000

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value of Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	$ 7,928	$ 24,145
OREO	2,540	2,736
Mortgage servicing rights	89,018	62,994
Total financial assets	99,486	89,875
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Mortgage servicing rights	0	0
Total financial assets	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	7,928	24,145
OREO	2,540	2,736
Mortgage servicing rights	89,018	62,994
Total financial assets	$ 99,486	$ 89,875

Fair Value Measurements - Measu

Fair Value Measurements - Measurement of OREO (Details) - Nonrecurring - Level 3 - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
OREO not covered under loss-share agreements:
Carrying amount prior to remeasurement	$ 2,556	$ 4,051
Impairment recognized in results of operations	(16)	(1,315)
Fair value	$ 2,540	$ 2,736

Fair Value Measurements - Mea_2

Fair Value Measurements - Measurement Inputs (Details) - Level 3 - Nonrecurring $ in Thousands	Dec. 31, 2021USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 7,928
OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 2,540
Price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input	0.04
Price volatility | Minimum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input	0.04
Price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input	0.10
Price volatility | Maximum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Differences Between Fair Value and Principal Value (Details) $ in Thousands	Dec. 31, 2021USD ($)
Aggregate Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	$ 453,533
Aggregate Unpaid Principal Balance
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	441,717
Difference
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale in loans held for sale	$ 11,816

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Estimated Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Fair values of defined benefit pension plan assets by category of the firm
Securities held to maturity	$ 415,552
Securities available for sale, at fair value	2,386,052	$ 1,343,457
Loans held for sale	453,533	417,771
Loans, net	9,856,743	10,757,503
Mortgage servicing rights	89,018	62,994	$ 53,208
Derivative instruments	8,007	3,866
Financial liabilities
Derivative instruments	13,436	21,107
Carrying Value
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	1,877,965	633,203
Securities held to maturity	416,357
Securities available for sale, at fair value	2,386,052	1,343,457
Loans held for sale	453,533	417,771
Loans, net	9,856,743	10,757,503
Mortgage servicing rights	89,018	62,994
Derivative instruments	17,698	33,574
Financial liabilities
Deposits	13,905,724	12,059,081
Short-term borrowings	13,947	21,340
Federal Home Loan Bank advances	417	152,167
Junior subordinated debentures	111,373	110,794
Subordinated notes	359,419	212,009
Derivative instruments	13,803	21,107
Fair Value
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	1,877,965	633,203
Securities held to maturity	415,552
Securities available for sale, at fair value	2,386,052	1,343,457
Loans held for sale	453,533	417,771
Loans, net	9,690,604	10,668,625
Mortgage servicing rights	99,425	62,994
Derivative instruments	17,698	33,574
Financial liabilities
Deposits	13,902,739	12,069,198
Short-term borrowings	13,947	21,340
Federal Home Loan Bank advances	422	158,914
Junior subordinated debentures	106,682	93,092
Subordinated notes	373,950	217,575
Derivative instruments	13,803	21,107
Fair Value | Level 1
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	1,877,965	633,203
Securities held to maturity	0
Securities available for sale, at fair value	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	12,494,342	10,363,193
Short-term borrowings	13,947	21,340
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	0	0
Securities held to maturity	415,552
Securities available for sale, at fair value	2,386,052	1,334,445
Loans held for sale	453,533	417,771
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	17,698	33,574
Financial liabilities
Deposits	1,408,397	1,706,005
Short-term borrowings	0	0
Federal Home Loan Bank advances	422	158,914
Junior subordinated debentures	106,682	93,092
Subordinated notes	373,950	217,575
Derivative instruments	13,803	21,107
Fair Value | Level 3
Fair values of defined benefit pension plan assets by category of the firm
Cash and cash equivalents	0	0
Securities held to maturity	0
Securities available for sale, at fair value	0	9,012
Loans held for sale	0	0
Loans, net	9,690,604	10,668,625
Mortgage servicing rights	99,425	62,994
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in Components of OCI (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (47,635)	$ 32,600	$ 25,029
Total other comprehensive income (loss), tax expense (benefit)	(12,124)	8,296	6,369
Other comprehensive (loss) income, net of tax	(35,511)	24,304	18,660
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	(51,470)	27,788	24,983
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	(13,099)	7,071	6,358
Other comprehensive income gain (loss), before reclassifications, net of tax	(38,371)	20,717	18,625
Reclassification from AOCI, pre-tax	(2,170)	(46)	2,511
Reclassification from AOCI, tax expense (benefit)	(552)	(12)	639
Reclassification from AOCI, net of tax	(1,618)	(34)	1,872
Total other comprehensive income (loss), pre-tax	(53,713)	27,742	27,494
Total other comprehensive income (loss), tax expense (benefit)	(13,670)	7,059	6,997
Other comprehensive (loss) income, net of tax	(40,043)	20,683	20,497
Amortization of unrealized holding gains on securities transferred to the held to maturity category
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	(73)
Reclassification from AOCI, tax expense (benefit)	(19)
Reclassification from AOCI, net of tax	(54)
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	10,848	923	(2,975)
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	2,761	235	(758)
Other comprehensive income gain (loss), before reclassifications, net of tax	8,087	688	(2,217)
Reclassification from AOCI, pre-tax	(4,676)	2,040
Reclassification from AOCI, tax expense (benefit)	(1,190)	519
Reclassification from AOCI, net of tax	(3,486)	1,521
Total other comprehensive income (loss), pre-tax	6,172	2,963	(2,975)
Total other comprehensive income (loss), tax expense (benefit)	1,571	754	(758)
Other comprehensive (loss) income, net of tax	4,601	2,209	(2,217)
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	(94)	1,895	510
Total other comprehensive income (loss), tax expense (benefit)	(25)	483	130
Other comprehensive (loss) income, net of tax	(69)	1,412	380
Net gain (loss) arising during the period
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	(356)	1,069	91
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	(92)	272	23
Other comprehensive income gain (loss), before reclassifications, net of tax	(264)	797	68
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	262	259
Reclassification from AOCI, tax expense (benefit)	67	66
Reclassification from AOCI, net of tax	$ 195	193
Reclassification adjustment for settlement loss related to the VERP realized in net income
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax		567
Reclassification from AOCI, tax expense (benefit)		145
Reclassification from AOCI, net of tax		422
New prior service cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax		(485)
Reclassification from AOCI, tax expense (benefit)		(123)
Reclassification from AOCI, net of tax		(362)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax		485	419
Reclassification from AOCI, tax expense (benefit)		123	107
Reclassification from AOCI, net of tax		$ 362	$ 312

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Schedule of AOCI (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Equity [Abstract]
Unrealized (losses) gains on securities	$ (9,116)	$ 42,246	$ 21,563
Non-credit related portion of other-than-temporary impairment on securities	0	(11,319)	(11,319)
Unrealized gains (losses) on derivative instruments	3,963	(638)	(2,847)
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,290)	(5,221)	(6,633)
Total accumulated other comprehensive (loss) income	$ (10,443)	$ 25,068	$ 764

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Basic
Net income applicable to common stock	$ 175,892	$ 83,651	$ 167,596
Average common shares outstanding (shares)	56,114,666	56,270,566	58,046,716
Net income per common share - basic (usd per share)	$ 3.13	$ 1.49	$ 2.89
Diluted
Net income applicable to common stock	$ 175,892	$ 83,651	$ 167,596
Average common shares outstanding (shares)	56,114,666	56,270,566	58,046,716
Effect of dilutive stock-based compensation (shares)	309,818	197,599	179,970
Average common shares outstanding - diluted (shares)	56,424,484	56,468,165	58,226,686
Net income per common share - diluted (usd per share)	$ 3.12	$ 1.48	$ 2.88

Net Income Per Common Share - P

Net Income Per Common Share - Potentially Dilutive Shares (Details) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Number of shares (shares)	0	245,146	643
Minimum
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Range of exercise prices (usd per share)	$ 0	$ 0	$ 0
Maximum
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Range of exercise prices (usd per share)	$ 0	$ 0	$ 0

Commitments, Contingent Liabi_2

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commitments and Contingencies Disclosure [Abstract]
Unfunded loan commitments	$ 3,104,940	$ 2,749,988
Letters of credit outstanding	$ 89,830	$ 90,597

Restrictions on Cash, Securit_2

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (Details)	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Regulated Operations [Abstract]
Reserve requirements with federal reserve	$ 0	$ 0
FHLB stock	8,272,000	12,252,000
FHLB required investment amount	$ 5,984,000	$ 11,594,000
Regulatory restrictions on payments of dividends, excess surplus ratio	10
Amount transferable loans maximum	$ 169,716,000
Line of credit collateralized by cash	3,000
Company borrowings	$ 0

Regulatory Matters - Capital Ti

Regulatory Matters - Capital Tier Classifications (Details)	Dec. 31, 2021
Mortgage Banking [Abstract]
Tier one leverage capital required to be well capitalized to average assets	0.05
Tier one leverage capital required to be well capitalized to average assets	6.50%
Tier one risk based capital required to be well capitalized to risk weighted assets	0.08
Capital required to be well capitalized to risk weighted assets	0.10
Tier one leverage capital required for capital adequacy to average assets	0.04
Tier one leverage capital required for capital adequacy to average assets	4.50%
Tier one risk based capital required for capital adequacy to risk weighted assets	0.06
Capital required for capital adequacy to risk weighted assets	0.08
Tier one leverage capital required to be undercapitalized to average assets	4.00%
Tier one leverage capital required to be undercapitalized to average assets	4.50%
Tier one risk based capital required to be undercapitalized to risk weighted assets	6.00%
Capital required to be undercapitalized to risk weighted assets	8.00%
Tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Tier one leverage capital required to be significantly undercapitalized to average assets	3.00%
Tier one risk based capital required to be significantly undercapitalized to risk weighted assets	4.00%
Capital required to be significantly undercapitalized to risk weighted assets	6.00%
Tangible capital required to be critically undercapitalized to total assets	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-based Capital and Leverage Ratios (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Included in Tier 1 Capital	$ 1,422,077	$ 1,306,597
Tier 1 Capital to Average Assets (Leverage) (percent)	0.0915	0.0937
Common Equity Tier One Capital to Risk - Weighted Assets, amount	$ 1,314,295	$ 1,199,394
Common Equity Tier One Capital to Risk - Weighted Assets (percent)	11.18%	10.93%
Tier 1 Capital to Risk -Weighted Assets, amount	$ 1,422,077	$ 1,306,597
Tier 1 Capital to Risk - Weighted Assets (percent)	0.1210	0.1191
Total Capital to Risk - Weighted Assets, amount	$ 1,897,167	$ 1,653,694
Total Capital to Risk - Weighted Assets (percent)	0.1614	0.1507
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Amount Included in Tier 1 Capital	$ 1,580,904	$ 1,369,994
Tier 1 Capital to Average Assets (Leverage) (percent)	0.1018	0.0983
Common Equity Tier One Capital to Risk - Weighted Assets, amount	$ 1,580,904	$ 1,369,994
Common Equity Tier One Capital to Risk - Weighted Assets (percent)	13.46%	12.49%
Tier 1 Capital to Risk -Weighted Assets, amount	$ 1,580,904	$ 1,369,994
Tier 1 Capital to Risk - Weighted Assets (percent)	0.1346	0.1249
Total Capital to Risk - Weighted Assets, amount	$ 1,697,163	$ 1,504,985
Total Capital to Risk - Weighted Assets (percent)	0.1444	0.1373

Segment Reporting (Details)

Segment Reporting (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Segment Reporting Information [Line Items]
Net interest income	$ 424,001	$ 426,797	$ 443,657
Recovery for credit losses	(1,668)	86,850	7,050
Noninterest income	226,984	235,532	153,254
Noninterest expense	429,826	471,988	374,174
Income before income taxes	222,827	103,491	215,687
Income taxes	46,935	19,840	48,091
Net income	175,892	83,651	167,596
Total assets	16,810,311	14,929,612	13,400,618
Goodwill	939,683	939,683	939,683
Community Banks
Segment Reporting Information [Line Items]
Goodwill	936,916	936,916	936,916
Insurance
Segment Reporting Information [Line Items]
Goodwill	2,767	2,767	2,767
Operating Segments | Community Banks
Segment Reporting Information [Line Items]
Net interest income	437,435	437,101	454,433
Recovery for credit losses	(1,668)	86,850	7,050
Noninterest income	195,214	208,721	129,016
Noninterest expense	404,066	448,475	351,640
Income before income taxes	230,251	110,497	224,759
Income taxes	50,749	22,892	51,292
Net income	179,502	87,605	173,467
Total assets	16,694,710	14,814,726	13,280,494
Goodwill	936,916	936,916	936,916
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Net interest income	454	566	702
Recovery for credit losses	0	0	0
Noninterest income	11,370	10,403	10,129
Noninterest expense	8,060	7,751	7,574
Income before income taxes	3,764	3,218	3,257
Income taxes	981	837	876
Net income	2,783	2,381	2,381
Total assets	33,544	30,375	28,284
Goodwill	2,767	2,767	2,767
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Net interest income	1,657	1,658	1,761
Recovery for credit losses	0	0	0
Noninterest income	22,185	18,061	15,598
Noninterest expense	16,475	14,940	13,863
Income before income taxes	7,367	4,779	3,496
Income taxes	0	0	0
Net income	7,367	4,779	3,496
Total assets	65,015	71,266	70,789
Goodwill	0	0	0
Other
Segment Reporting Information [Line Items]
Net interest income	(15,545)	(12,528)	(13,239)
Recovery for credit losses	0	0	0
Noninterest income	(1,785)	(1,653)	(1,489)
Noninterest expense	1,225	822	1,097
Income before income taxes	(18,555)	(15,003)	(15,825)
Income taxes	(4,795)	(3,889)	(4,077)
Net income	(13,760)	(11,114)	(11,748)
Total assets	17,042	13,245	21,051
Goodwill	$ 0	$ 0	$ 0

Renasant Corporation (Parent _3

Renasant Corporation (Parent Company Only) Condensed Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 1,877,965	$ 633,203
Accrued interest receivable on bank balances	41,692	56,459
Other assets	183,841	207,785
Total assets	16,810,311	14,929,612	$ 13,400,618
Liabilities and shareholders’ equity
Other liabilities	209,578	241,488
Shareholders’ equity	2,209,853	2,132,733	$ 2,125,689	$ 2,043,913
Total liabilities and shareholders’ equity	16,810,311	14,929,612
Cash collateral	1,857	844
Renasant Corporation
Assets
Cash and cash equivalents	184,426	129,164
Investments	2,009	7,174
Investment in bank subsidiary	2,477,917	2,306,937
Accrued interest receivable on bank balances	4	6
Intercompany receivable	0	184
Other assets	28,751	22,926
Total assets	2,693,107	2,466,391
Liabilities and shareholders’ equity
Junior subordinated debentures	111,373	110,794
Subordinated notes	359,419	212,009
Other liabilities	12,462	10,855
Shareholders’ equity	2,209,853	2,132,733
Total liabilities and shareholders’ equity	$ 2,693,107	$ 2,466,391

Renasant Corporation (Parent _4

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Income
Other dividends	$ 1,689	$ 1,189	$ 5,892
Total noninterest income	226,984	235,532	153,254
Expenses	44,684	71,335	98,923
Income tax benefit	46,935	19,840	48,091
Net income	175,892	83,651	167,596
Renasant Corporation
Income
Dividends from bank subsidiary	80,965	81,443	132,563
Interest income from bank subsidiary	7	9	9
Other dividends	80	93	175
Other income	32	74	138
Total noninterest income	81,084	81,619	132,885
Expenses	18,661	15,179	16,050
Income before income tax benefit and equity in undistributed net income of bank subsidiary	62,423	66,440	116,835
Income tax benefit	(4,795)	(3,889)	(4,077)
Equity in undistributed net income of bank subsidiary	108,674	13,322	46,684
Net income	$ 175,892	$ 83,651	$ 167,596

Renasant Corporation (Parent _5

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Operating activities
Net income	$ 175,892	$ 83,651	$ 167,596
Adjustments to reconcile net income to net cash provided by operating activities:
Increase in other assets	(20,812)	(59,224)	683
Increase in other liabilities	(42,920)	27,077	(12,249)
Net cash provided by operating activities	142,659	82,242	163,623
Investing activities
Purchases of securities available for sale	(2,107,934)	(515,657)	(492,018)
Other, net	3,663	1,446	917
Net cash used in investing activities	(660,003)	(1,265,548)	(505,910)
Financing activities
Cash paid for dividends	(50,017)	(50,134)	(50,901)
Repurchase of shares in connection with stock repurchase program	(21,315)	(24,569)	(62,944)
Repayment of long-term debt	(202,873)	(171)	(35,359)
Proceeds from long-term debt	197,061	98,266	150,000
Net cash provided by financing activities	1,762,106	1,401,579	188,106
Net increase (decrease) in cash and cash equivalents	1,244,762	218,273	(154,181)
Cash and cash equivalents at beginning of year	633,203	414,930	569,111
Cash and cash equivalents at end of year	1,877,965	633,203	414,930
Renasant Corporation
Operating activities
Net income	175,892	83,651	167,596
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of bank subsidiary	(108,674)	(13,322)	(46,684)
Amortization/depreciation (accretion)	891	692	(76)
Increase in other assets	(5,628)	(256)	(2,678)
Increase in other liabilities	6,952	10,932	10,872
Net cash provided by operating activities	69,433	81,697	129,030
Investing activities
Purchases of securities available for sale	0	(6,104)	0
Sales and maturities of securities and available for sale	5,100	541	42
Other, net	(100,000)	0	632
Net cash used in investing activities	(94,900)	(5,563)	674
Financing activities
Cash paid for dividends	(50,017)	(50,134)	(50,901)
Repurchase of shares in connection with stock repurchase program	(21,315)	(24,569)	(62,944)
Repayment of long-term debt	(45,000)	0	(30,973)
Proceeds from long-term debt	197,061	98,266	0
Net cash provided by financing activities	80,729	23,563	(144,818)
Net increase (decrease) in cash and cash equivalents	55,262	99,697	(15,114)
Cash and cash equivalents at beginning of year	129,164	29,467	44,581
Cash and cash equivalents at end of year	$ 184,426	$ 129,164	$ 29,467

Leases - Additional Information

Leases - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Leases [Abstract]
Net investment in lease	$ 24,979	$ 20,804
Net investment in lease, current	19,646	16,012
Residual value of leased asset	8,323	7,532
Net investment in lease, noncurrent	2,990	2,740
Lease income	698	554
Right-of-use lease asset	63,547	66,023
Lease liability	67,067	69,549
Rental expense	$ 8,298	$ 10,044	$ 9,159
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other Liabilities	Other Liabilities
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other Assets	Other Assets

Leases - Lessor Maturity (Detai

Leases - Lessor Maturity (Details) $ in Thousands	Dec. 31, 2021USD ($)
Leases [Abstract]
2022	$ 433
2023	970
2024	1,335
2025	1,363
2026	1,173
Thereafter	19,705
Total lease receivables	$ 24,979

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease cost (cost resulting from lease payments)	$ 8,868	$ 10,826
Short-term lease cost	93	161
Variable lease cost (cost excluded from lease payments)	1,195	1,776
Sublease income	(658)	(583)
Net lease cost	9,498	12,180
Operating lease - operating cash flows (fixed payments)	8,666	9,811
Operating lease - operating cash flows (liability reduction)	$ 6,640	$ 7,187
Weighted average lease term - operating leases (in years) (at period end)	17 years 3 months	15 years 11 months 26 days
Weighted average discount rate - operating leases (at period end)	3.01%	3.17%
Right-of-use assets obtained in exchange for new lease liabilities - operating leases	$ 8,142	$ 9,393

Leases - Operating Lease Maturi

Leases - Operating Lease Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Topic 842
2022	$ 8,402
2023	7,605
2024	7,092
2025	5,696
2026	4,997
Thereafter	54,507
Total undiscounted cash flows	88,299
Discount on cash flows	21,232
Total operating lease liabilities	$ 67,067	$ 69,549