Renasant (RNST) 10-Q 6 May 22 2022 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2022	Apr. 29, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2022
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		55,900,096
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 230,947	$ 182,710
Interest-bearing balances with banks	1,376,546	1,695,255
Cash and cash equivalents	1,607,493	1,877,965
Securities held to maturity (net of allowance for credit losses of $32 at each of March 31, 2022 and December 31, 2021) (fair value of $449,541 and $415,552, respectively)	487,194	416,357
Securities available for sale, at fair value	2,405,316	2,386,052
Loans held for sale, at fair value	280,464	453,533
Loans, net of unearned income:
Loans, net of unearned income	10,313,459	10,020,914
Allowance for credit losses	(166,468)	(164,171)
Loans, net	10,146,991	9,856,743
Premises and equipment, net	285,344	293,122
Other real estate owned:
Total other real estate owned, net	2,062	2,540
Goodwill	946,291	939,683
Other intangible assets, net	22,731	24,098
Bank-owned life insurance	369,344	287,359
Mortgage servicing rights	91,730	89,018
Other assets	218,797	183,841
Total assets	16,863,757	16,810,311
Deposits
Noninterest-bearing	4,706,256	4,718,124
Interest-bearing	9,284,641	9,187,600
Total deposits	13,990,897	13,905,724
Short-term borrowings	111,279	13,947
Long-term debt	435,416	471,209
Other liabilities	188,523	209,578
Total liabilities	14,726,115	14,600,458
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 55,880,666 and 55,756,233 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,416,059 and 3,540,492 shares, respectively	(114,050)	(118,027)
Additional paid-in capital	1,297,088	1,300,192
Retained earnings	762,690	741,648
Accumulated other comprehensive loss, net of taxes	(104,569)	(10,443)
Total shareholders’ equity	2,137,642	2,209,853
Total liabilities and shareholders’ equity	16,863,757	16,810,311
Non purchased loans and leases
Loans, net of unearned income:
Loans, net of unearned income	9,338,890	9,011,011
Other real estate owned:
Total other real estate owned, net	531	951
Purchased loans
Loans, net of unearned income:
Loans, net of unearned income	974,569	1,009,903
Other real estate owned:
Total other real estate owned, net	$ 1,531	$ 1,589

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Allowance for credit losses - held to maturity securities	$ 32	$ 32
Fair Value	$ 449,541	$ 415,552
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	55,880,666	55,756,233
Treasury stock (in shares)	3,416,059	3,540,492

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Loans	$ 98,692	$ 115,005
Securities
Taxable	8,934	4,917
Tax-exempt	1,901	1,657
Other	664	183
Total interest income	110,191	121,762
Interest expense
Deposits	5,637	8,279
Borrowings	4,925	3,835
Total interest expense	10,562	12,114
Net interest income	99,629	109,648
Provision for credit losses on loans	1,500	0
Provision for credit losses	1,500	0
Net interest income after provision for credit losses	98,129	109,648
Noninterest income
Service charges on deposit accounts	9,562	8,023
Fees and commissions	3,982	3,900
Insurance commissions	2,554	2,237
Wealth management revenue	5,924	4,792
Mortgage banking income	9,633	50,733
Net gain on sales of securities	0	1,357
BOLI income	2,153	2,072
Other	3,650	7,923
Total noninterest income	37,458	81,037
Noninterest expense
Salaries and employee benefits	62,239	78,696
Data processing	4,263	5,451
Net occupancy and equipment	11,276	12,538
Other real estate owned	(241)	41
Professional fees	3,151	2,921
Advertising and public relations	4,059	3,252
Intangible amortization	1,366	1,598
Communications	2,027	2,292
Merger and conversion related expenses	687	0
Restructuring (benefit) charges	(455)	292
Other	5,733	8,854
Total noninterest expense	94,105	115,935
Income (loss) before income taxes	41,482	74,750
Income taxes	7,935	16,842
Net income (loss)	$ 33,547	$ 57,908
Basic earnings per share (usd per share)	$ 0.60	$ 1.03
Diluted earnings per share (usd per share)	0.60	1.02
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 33,547	$ 57,908
Securities available for sale:
Unrealized holding losses on securities	(100,462)	(14,943)
Reclassification adjustment for gains realized in net income	0	(1,012)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	(74)	0
Total securities available for sale	(100,536)	(15,955)
Derivative instruments:
Unrealized holding gains on derivative instruments	6,379	10,984
Total derivative instruments	6,379	10,984
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	31	42
Total defined benefit pension and post-retirement benefit plans	31	42
Other comprehensive loss, net of tax	(94,126)	(4,929)
Comprehensive (loss) income	$ (60,579)	$ 52,979

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2020		56,200,487
Beginning balance at Dec. 31, 2020	$ 2,132,733	$ 296,483	$ (101,554)	$ 1,296,963	$ 615,773	$ 25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,908				57,908
Other comprehensive loss	(4,929)					(4,929)
Comprehensive (loss) income	52,979
Cash dividends	(12,564)				(12,564)
Issuance of common stock for stock-based compensation awards (in shares)		93,859
Issuance of common stock for stock-based compensation awards	(2,203)		2,605	(4,808)
Stock-based compensation expense	2,756			2,756
Ending balance (in shares) at Mar. 31, 2021		56,294,346
Ending balance at Mar. 31, 2021	2,173,701	$ 296,483	(98,949)	1,294,911	661,117	20,139
Beginning balance (in shares) at Dec. 31, 2021		55,756,233
Beginning balance at Dec. 31, 2021	2,209,853	$ 296,483	(118,027)	1,300,192	741,648	(10,443)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,547				33,547
Other comprehensive loss	(94,126)					(94,126)
Comprehensive (loss) income	(60,579)
Cash dividends	(12,505)				(12,505)
Issuance of common stock for stock-based compensation awards (in shares)		124,433
Issuance of common stock for stock-based compensation awards	(2,465)		3,977	(6,442)
Stock-based compensation expense	3,338			3,338
Ending balance (in shares) at Mar. 31, 2022		55,880,666
Ending balance at Mar. 31, 2022	$ 2,137,642	$ 296,483	$ (114,050)	$ 1,297,088	$ 762,690	$ (104,569)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating activities
Net income	$ 33,547,000	$ 57,908,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Provision for credit losses on loans	1,500,000	0
Depreciation, amortization and accretion	12,804,000	10,059,000
Deferred income tax expense	4,649,000	5,542,000
Funding of mortgage loans held for sale	(595,046,000)	(1,143,349,000)
Proceeds from sales of mortgage loans held for sale	769,797,000	1,082,538,000
Gains on sales of mortgage loans held for sale	(6,047,000)	(33,901,000)
Valuation adjustment to mortgage servicing rights	0	(13,561,000)
Gains on sales of securities	0	(1,357,000)
Gains on sales of premises and equipment	(3,000)	(22,000)
Stock-based compensation expense	3,338,000	2,756,000
Increase (decrease) in other assets	5,746,000	(11,800,000)
Decrease in other liabilities	(24,469,000)	(11,601,000)
Net cash provided by (used in) operating activities	205,816,000	(56,788,000)
Investing activities
Purchases of securities available for sale	(285,635,000)	(465,245,000)
Proceeds from sales of securities available for sale	0	155,391,000
Proceeds from call/maturities of securities available for sale	128,155,000	95,382,000
Purchases of securities held to maturity	(79,434,000)	0
Proceeds from call/maturities of securities held to maturity	7,620,000	0
Net (increase) decrease in loans	(264,251,000)	243,250,000
Purchases of premises and equipment	(2,030,000)	(2,630,000)
Proceeds from sales of premises and equipment	100,000	34,000
Purchase of bank-owned life insurance	(80,000,000)	0
Net change in FHLB stock	(422,000)	(24,000)
Proceeds from sales of other assets	956,000	1,962,000
Net cash paid in acquisition of businesses	(10,066,000)	0
Other, net	207,000	1,346,000
Net cash (used in) provided by investing activities	(584,800,000)	29,466,000
Financing activities
Net (decrease) increase in noninterest-bearing deposits	(11,868,000)	450,312,000
Net increase in interest-bearing deposits	97,041,000	227,515,000
Net increase (decrease) in short-term borrowings	67,852,000	(9,186,000)
Repayment of long-term debt	(32,008,000)	(42,000)
Cash paid for dividends	(12,505,000)	(12,564,000)
Net cash provided by financing activities	108,512,000	656,035,000
Net (decrease) increase in cash and cash equivalents	(270,472,000)	628,713,000
Cash and cash equivalents at beginning of period	1,877,965,000	633,203,000
Cash and cash equivalents at end of period	1,607,493,000	1,261,916,000
Supplemental disclosures
Cash paid for interest	10,324,000	15,108,000
Cash paid for income taxes	6,195,000	18,032,000
Noncash transactions:
Transfers of loans to other real estate owned	200,000	2,039,000
Recognition of operating right-of-use assets	30,000	3,601,000
Recognition of operating lease liabilities	$ 30,000	$ 3,601,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc., Park Place Capital Corporation and Southeastern Commercial Finance, LLC. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. The Company acquired Southeastern Commercial Finance, LLC, an asset-based lending company headquartered in Birmingham, Alabama, effective March 1, 2022. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 filed with the Securities and Exchange Commission on February 25, 2022. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method” (“ASU 2022-01”), which expands the last-of-layer method (which previously allowed entities to hedge exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults and other events impacting the timing and amount of cash flows on only one hedged layer) to the portfolio layer method which allows for multiple hedged layers in a single closed portfolio. ASU 2022-01 also expands the scope to include non-prepayable financial assets, specifies eligible hedging instruments in a single layer hedge, provides guidance on the accounting for and disclosure of hedge basis adjustment under the portfolio layer method and specifies how hedge basis adjustments should be considered when determining credit losses for assets included in a closed portfolio. ASU 2022-01 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. ASU 2022-01 is not expected to have a significant impact on the Company’s financial statements. In March 2022, the FASB issued ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”) , which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) Subtopic 310-40, “Receivables - Troubled Debt Restructurings by Creditors , ” while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, ASU 2022-02 requires entities to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases. ASU 2022-02 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company’s financial statements aside from additional and revised disclosures.

Securities

Securities	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2022 or December 31, 2021. Amortized Gross Gross Fair March 31, 2022 U.S. Treasury securities $ 2,000 $ — $ — $ 2,000 Obligations of states and political subdivisions 161,565 1,117 (5,205) 157,477 Residential mortgage backed securities: Government agency mortgage backed securities 969,140 1,249 (48,493) 921,896 Government agency collateralized mortgage obligations 1,094,043 5 (83,591) 1,010,457 Commercial mortgage backed securities: Government agency mortgage backed securities 11,277 — (371) 10,906 Government agency collateralized mortgage obligations 221,955 87 (12,852) 209,190 Other debt securities 94,996 385 (1,991) 93,390 $ 2,554,976 $ 2,843 $ (152,503) $ 2,405,316 Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of other U.S. Government agencies and corporations 153,847 5,532 (269) 159,110 Obligations of states and political subdivisions — — — — Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Trust preferred securities — — — — Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair March 31, 2022 Obligations of states and political subdivisions $ 290,588 $ — $ (26,969) $ 263,619 Residential mortgage backed securities Government agency mortgage backed securities 95,369 — (3,943) 91,426 Government agency collateralized mortgage obligations 23,403 — (1,904) 21,499 Commercial mortgage backed securities: Government agency mortgage backed securities 17,022 — (1,488) 15,534 Government agency collateralized mortgage obligations 38,906 — (2,261) 36,645 Other debt securities 21,938 — (1,120) 20,818 $ 487,226 $ — $ (37,685) $ 449,541 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 487,194 Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 416,357 There were no securities sold during the three months ended March 31, 2022. Securities sold during the three months ended March 31, 2021 were as set forth in the table below. Carrying Value Net Proceeds Gain/(Loss) Three months ended March 31, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2021 were as follows: Three Months Ended March 31, 2021 Gross gains on sales of securities available for sale $ 3,508 Gross losses on sales of securities available for sale (2,151) Gains on sales of securities available for sale, net $ 1,357 At March 31, 2022 and December 31, 2021, securities with a carrying value of $684,687 and $607,681, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $18,305 and $21,493 were pledged as collateral for short-term borrowings and derivative instruments at March 31, 2022 and December 31, 2021, respectively. The amortized cost and fair value of securities at March 31, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 155 $ 155 $ 3,996 $ 4,003 Due after one year through five years 2,047 1,977 37,518 37,814 Due after five years through ten years 18,244 16,884 66,830 66,946 Due after ten years 270,142 244,603 88,851 84,252 Residential mortgage backed securities: Government agency mortgage backed securities 95,369 91,426 969,140 921,896 Government agency collateralized mortgage obligations 23,403 21,499 1,094,043 1,010,457 Commercial mortgage backed securities: Government agency mortgage backed securities 17,022 15,534 11,277 10,906 Government agency collateralized mortgage obligations 38,906 36,645 221,955 209,190 Other debt securities 21,938 20,818 61,366 59,852 $ 487,226 $ 449,541 $ 2,554,976 $ 2,405,316 The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2022 Obligations of states and political subdivisions 41 $ 81,646 $ (4,767) 4 $ 5,805 $ (438) 45 $ 87,451 $ (5,205) Residential mortgage backed securities: Government agency mortgage backed securities 80 761,484 (43,653) 6 49,651 (4,840) 86 811,135 (48,493) Government agency collateralized mortgage obligations 61 932,820 (74,437) 4 77,376 (9,154) 65 1,010,196 (83,591) Commercial mortgage backed securities: Government agency mortgage backed securities 3 10,481 (371) 1 425 — 4 10,906 (371) Government agency collateralized mortgage obligations 24 150,009 (8,741) 7 40,496 (4,111) 31 190,505 (12,852) Other debt securities 10 51,369 (1,991) — — — 10 51,369 (1,991) Total 219 $ 1,987,809 $ (133,960) 22 $ 173,753 $ (18,543) 241 $ 2,161,562 $ (152,503) December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Trust preferred securities — — — — — — — — — Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: March 31, 2022 Obligations of states and political subdivisions 127 $ 261,920 $ (26,786) 1 $ 1,699 $ (183) 128 $ 263,619 $ (26,969) Residential mortgage backed securities: Government agency mortgage backed securities 55 86,842 (3,599) 1 4,584 (344) 56 91,426 (3,943) Government agency collateralized mortgage obligations — — — 1 21,499 (1,904) 1 $ 21,499 $ (1,904) Commercial mortgage backed securities: Government agency mortgage backed securities 1 15,534 (1,488) — — — 1 $ 15,534 $ (1,488) Government agency collateralized mortgage obligations 6 31,380 (1,923) 1 5,265 (338) 7 $ 36,645 $ (2,261) Other debt securities 8 20,818 (1,120) — — — 8 $ 20,818 $ (1,120) Total 197 $ 416,494 $ (34,916) 4 $ 33,047 $ (2,769) 201 $ 449,541 $ (37,685) December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and written down to fair value with all losses recognized in earnings. The Company does not intend to sell any securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period longer than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. Based upon its review of securities with unrealized losses as of March 31, 2022, the Company determined that all such losses resulted from factors not deemed credit related. As such, the Company did not record any impairment for the first quarter. The allowance for credit losses on held to maturity securities was $32 at March 31, 2022 and December 31, 2021. The Company monitors the credit quality of debt securities held to maturity using bond investment grades assigned by third party ratings agencies. Updated investment grades are obtained as they become available from agencies. On March 31, 2022, 99.9% of the amortized cost of debt securities held to maturity were rated A or higher by the ratings agencies.

Non Purchased Loans

Non Purchased Loans	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,336,239 $ 1,332,962 Lease financing 94,954 80,192 Real estate – construction: Residential 305,396 300,988 Commercial 911,532 798,914 Total real estate – construction 1,216,928 1,099,902 Real estate – 1-4 family mortgage: Primary 1,803,750 1,682,050 Home equity 424,426 423,108 Rental/investment 274,117 268,245 Land development 142,294 135,070 Total real estate – 1-4 family mortgage 2,644,587 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,318,446 1,329,219 Non-owner occupied 2,510,981 2,446,370 Land development 116,113 110,395 Total real estate – commercial mortgage 3,945,540 3,885,984 Installment loans to individuals 105,754 107,565 Gross loans 9,344,002 9,015,078 Unearned income (5,112) (4,067) Loans, net of unearned income $ 9,338,890 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. For loans that are placed on nonaccrual status or charged-off, all interest accrued for the current year but not collected is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 1,519 $ 77 $ 1,329,682 $ 1,331,278 $ 739 $ 2,875 $ 1,347 $ 4,961 $ 1,336,239 Lease financing — — 94,954 94,954 — — — — 94,954 Real estate – construction: Residential 1,857 — 303,539 305,396 — — — — 305,396 Commercial — — 911,532 911,532 — — — — 911,532 Total real estate – construction 1,857 — 1,215,071 1,216,928 — — — — 1,216,928 Real estate – 1-4 family mortgage: Primary 16,852 — 1,771,806 1,788,658 4,018 6,812 4,262 15,092 1,803,750 Home equity 1,953 32 420,995 422,980 54 1,012 380 1,446 424,426 Rental/investment 562 100 272,736 273,398 16 438 265 719 274,117 Land development 332 — 141,441 141,773 — 333 188 521 142,294 Total real estate – 1-4 family mortgage 19,699 132 2,606,978 2,626,809 4,088 8,595 5,095 17,778 2,644,587 Real estate – commercial mortgage: Owner-occupied 2,617 — 1,312,212 1,314,829 2,809 808 — 3,617 1,318,446 Non-owner occupied 662 — 2,504,698 2,505,360 — — 5,621 5,621 2,510,981 Land development 202 — 115,582 115,784 — 292 37 329 116,113 Total real estate – commercial mortgage 3,481 — 3,932,492 3,935,973 2,809 1,100 5,658 9,567 3,945,540 Installment loans to individuals 674 — 104,813 105,487 3 20 244 267 105,754 Unearned income — — (5,112) (5,112) — — — — (5,112) Loans, net of unearned income $ 27,230 $ 209 $ 9,278,878 $ 9,306,317 $ 7,639 $ 12,590 $ 12,344 $ 32,573 $ 9,338,890 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2022 or March 31, 2021. The outstanding balance of restructured loans on nonaccrual status was $15,267 and $5,965 at March 31, 2022 and March 31, 2021, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Primary 7 $ 865 $ 873 Real estate – commercial mortgage: Owner-occupied 1 6,500 6,500 Total 8 $ 7,365 $ 7,373 Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 $ 432 $ 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 With respect to loans that were restructured during the three months ended March 31, 2022 and March 31, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 8 7,403 Reductions due to: Reclassified as nonperforming (4) (452) Paid in full (5) (530) Principal paydowns — (91) Totals at March 31, 2022 96 $ 20,980 The allowance for credit losses attributable to restructured loans was $646 and $328 at March 31, 2022 and March 31, 2021, respectively. The Company had $305 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2022 and no remaining availability at March 31, 2021. Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ 96,762 $ 276,836 $ 184,316 $ 105,812 $ 39,160 $ 21,356 $ 573,245 $ 4,504 $ 1,301,991 Pass 96,208 275,666 176,524 105,294 37,590 20,606 571,066 3,497 1,286,451 Special Mention 89 — — 194 272 — 601 — 1,156 Substandard 465 1,170 7,792 324 1,298 750 1,578 1,007 14,384 Lease Financing Receivables $ 19,463 $ 24,644 $ 21,969 $ 14,215 $ 6,758 $ 2,793 $ — $ — $ 89,842 Pass 19,463 24,644 21,969 14,215 6,758 2,341 — — 89,390 Special Mention — — — — — 452 — — 452 Substandard — — — — — — — — — Real Estate - Construction $ 162,809 $ 482,341 $ 318,316 $ 145,402 $ 15,525 $ — $ 6,539 $ 602 $ 1,131,534 Residential $ 61,146 $ 150,122 $ 6,025 $ — $ — $ — $ 2,107 $ 602 $ 220,002 Pass 61,146 150,122 6,025 — — — 2,107 602 220,002 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 101,663 $ 332,219 $ 312,291 $ 145,402 $ 15,525 $ — $ 4,432 $ — $ 911,532 Pass 101,663 331,298 312,291 145,402 15,525 — 4,432 — 910,611 Special Mention — 921 — — — — — — 921 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 86,992 $ 180,183 $ 67,130 $ 43,262 $ 24,115 $ 29,405 $ 26,986 $ 854 $ 458,927 Primary $ 7,747 $ 12,478 $ 6,702 $ 2,969 $ 4,159 $ 4,803 $ 6,002 $ — $ 44,860 Pass 7,538 12,478 6,702 2,848 4,159 4,436 5,991 — 44,152 Special Mention — — — — — — — — — Substandard 209 — — 121 — 367 11 — 708 Home Equity $ — $ 1,324 $ — $ 41 $ 127 $ — $ 13,817 $ 9 $ 15,318 Pass — 1,324 — 41 127 — 13,817 9 15,318 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 41,987 $ 100,533 $ 51,166 $ 29,396 $ 19,608 $ 24,032 $ 6,321 $ 845 $ 273,888 Pass 41,966 100,456 50,958 28,363 19,339 23,306 6,321 845 271,554 Special Mention — — — — — — — — — Substandard 21 77 208 1,033 269 726 — — 2,334 Land Development $ 37,258 $ 65,848 $ 9,262 $ 10,856 $ 221 $ 570 $ 846 $ — $ 124,861 Pass 37,258 65,848 8,974 10,832 221 570 846 — 124,549 Special Mention — — — — — — — — — Substandard — — 288 24 — — — — 312 Real Estate - Commercial Mortgage $ 398,640 $ 1,095,513 $ 790,229 $ 608,176 $ 304,844 $ 578,577 $ 137,549 $ 19,906 $ 3,933,434 Owner-Occupied $ 121,718 $ 302,860 $ 266,970 $ 197,621 $ 146,863 $ 219,190 $ 55,759 $ 7,316 $ 1,318,297 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 121,353 301,595 265,142 196,020 145,137 203,852 55,759 6,347 1,295,205 Special Mention — 1,191 — 347 — 3,127 — 932 5,597 Substandard 365 74 1,828 1,254 1,726 12,211 — 37 17,495 Non-Owner Occupied $ 260,565 $ 749,262 $ 507,210 $ 400,465 $ 152,176 $ 356,205 $ 72,478 $ 12,590 $ 2,510,951 Pass 260,361 740,078 507,210 387,131 152,176 292,279 72,478 12,590 2,424,303 Special Mention — 9,184 — 11,322 — 24,606 — — 45,112 Substandard 204 — — 2,012 — 39,320 — — 41,536 Land Development $ 16,357 $ 43,391 $ 16,049 $ 10,090 $ 5,805 $ 3,182 $ 9,312 $ — $ 104,186 Pass 14,759 43,123 15,713 10,090 5,724 3,182 9,312 — 101,903 Special Mention — 43 — — — — — — 43 Substandard 1,598 225 336 — 81 — — — 2,240 Installment loans to individuals $ 73 $ — $ — $ 37 $ — $ — $ — $ — $ 110 Pass 73 — — 37 — — — — 110 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 764,739 $ 2,059,517 $ 1,381,960 $ 916,904 $ 390,402 $ 632,131 $ 744,319 $ 25,866 $ 6,915,838 Pass 761,788 2,046,632 1,371,508 900,273 386,756 550,572 742,129 23,890 6,783,548 Special Mention 89 11,339 — 11,863 272 28,185 601 932 53,281 Substandard 2,862 1,546 10,452 4,768 3,374 53,374 1,589 1,044 79,009 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ 24 $ — $ — $ — $ 4,586 $ 29,638 $ — $ 34,248 Performing Loans — 24 — — — 4,586 29,638 — 34,248 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Residential $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Performing Loans 7,060 70,624 6,079 1,631 — — — — 85,394 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 202,102 $ 576,608 $ 389,909 $ 182,310 $ 142,482 $ 284,535 $ 404,747 $ 2,967 $ 2,185,660 Primary $ 199,643 $ 566,132 $ 387,647 $ 181,465 $ 140,891 $ 283,112 $ — $ — $ 1,758,890 Performing Loans 199,643 565,669 386,148 179,052 136,035 277,478 — — 1,744,025 Non-Performing Loans — 463 1,499 2,413 4,856 5,634 — — 14,865 Home Equity $ 520 $ 111 $ — $ 79 $ 224 $ 460 $ 404,747 $ 2,967 $ 409,108 Performing Loans 520 111 — 79 224 388 403,926 2,413 407,661 Non-Performing Loans — — — — — 72 821 554 1,447 Rental/Investment $ — $ — $ — $ — $ — $ 229 $ — $ — $ 229 Performing Loans — — — — — 176 — — 176 Non-Performing Loans — — — — — 53 — — 53 Land Development $ 1,939 $ 10,365 $ 2,262 $ 766 $ 1,367 $ 734 $ — $ — $ 17,433 Performing Loans 1,939 10,340 2,172 734 1,367 672 — — 17,224 Non-Performing Loans — 25 90 32 — 62 — — 209 Real Estate - Commercial Mortgage $ 1,004 $ 4,940 $ 3,204 $ 1,785 $ 748 $ 425 $ — $ — $ 12,106 Owner-Occupied $ — $ — $ 135 $ 14 $ — $ — $ — $ — $ 149 Performing Loans — — 135 14 — — — — 149 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 30 $ — $ — $ — $ — $ — $ 30 Performing Loans — — 30 — — — — — 30 Non-Performing Loans — — — — — — — — — Land Development $ 1,004 $ 4,940 $ 3,039 $ 1,771 $ 748 $ 425 $ — $ — $ 11,927 Performing Loans 1,004 4,940 3,039 1,755 748 374 — — 11,860 Non-Performing Loans — — — 16 — 51 — — 67 Installment loans to individuals $ 13,094 $ 36,301 $ 11,810 $ 20,312 $ 6,858 $ 3,303 $ 13,926 $ 40 $ 105,644 Performing Loans 12,981 36,285 11,783 20,265 6,848 3,252 13,926 37 105,377 Non-Performing Loans 113 16 27 47 10 51 — 3 267 Total loans not subject to risk rating $ 223,260 $ 688,497 $ 411,002 $ 206,038 $ 150,088 $ 292,849 $ 448,311 $ 3,007 $ 2,423,052 Performing Loans 223,147 687,993 409,386 203,530 145,222 286,926 447,490 2,450 2,406,144 Non-Performing Loans 113 504 1,616 2,508 4,866 5,923 821 557 16,908 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural $ 109,368 $ 90,308 Real estate – construction: Residential 1,259 1,287 Commercial 3,865 3,707 Total real estate – construction 5,124 4,994 Real estate – 1-4 family mortgage: Primary 122,063 134,070 Home equity 46,239 51,496 Rental/investment 18,694 20,229 Land development 9,396 9,978 Total real estate – 1-4 family mortgage 196,392 215,773 Real estate – commercial mortgage: Owner-occupied 220,247 234,132 Non-owner occupied 396,135 410,577 Land development 15,942 18,344 Total real estate – commercial mortgage 632,324 663,053 Installment loans to individuals 31,361 35,775 Loans $ 974,569 $ 1,009,903 In the first quarter of 2022, the Company acquired Southeastern Commercial Finance, LLC. The acquired loans were added to the commercial, financial, and agricultural loan category at their fair value of $28,110 at the date of acquisition. The carrying amount of purchased credit deteriorated (“PCD”) loans at the acquisition date is detailed below. Carrying Amount Purchase price of loans at acquisition $ 6,543 Allowance for credit losses at acquisition 1,648 Par value of acquired loans at acquisition $ 8,191 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 316 $ — $ 100,913 $ 101,229 $ 203 $ 1,996 $ 5,940 $ 8,139 $ 109,368 Real estate – construction: Residential — — 1,259 1,259 — — — — 1,259 Commercial — — 3,865 3,865 — — — — 3,865 Total real estate – construction — — 5,124 5,124 — — — — 5,124 Real estate – 1-4 family mortgage: Primary 1,224 — 115,600 116,824 981 1,706 2,552 5,239 122,063 Home equity 297 — 45,187 45,484 97 265 393 755 46,239 Rental/investment — — 18,635 18,635 — — 59 59 18,694 Land development 75 — 9,321 9,396 — — — — 9,396 Total real estate – 1-4 family mortgage 1,596 — 188,743 190,339 1,078 1,971 3,004 6,053 196,392 Real estate – commercial mortgage: Owner-occupied 314 — 217,850 218,164 — 138 1,945 2,083 220,247 Non-owner occupied 54 — 393,144 393,198 2,931 — 6 2,937 396,135 Land development — 38 15,786 15,824 — — 118 118 15,942 Total real estate – commercial mortgage 368 38 626,780 627,186 2,931 138 2,069 5,138 632,324 Installment loans to individuals 1,107 — 30,162 31,269 16 — 76 92 31,361 Loans, net of unearned income $ 3,387 $ 38 $ 951,722 $ 955,147 $ 4,228 $ 4,105 $ 11,089 $ 19,422 $ 974,569 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2022 or March 31, 2021. The outstanding balance of restructured loans on nonaccrual status was $9,944 and 19,140 at March 31, 2022 and March 31, 2021, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 With respect to loans that were restructured during the three months ended March 31, 2022 and March 31, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 110 Reclassified as performing restructured loan 3 302 Reductions due to: Reclassified to nonperforming loans (2) (41) Paid in full (2) (1,596) Charge-offs — — Principal paydowns — (44) Totals at March 31, 2022 40 $ 4,340 The allowance for credit losses attributable to restructured loans was $69 and $167 at March 31, 2022 and March 31, 2021, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2022, as compared to $153 in remaining availability at March 31, 2021. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 629 $ 6,149 $ 33,798 $ 67,658 $ 1,134 $ 109,368 Pass — — — 629 5,569 25,590 66,049 740 98,577 Special Mention — — — — 239 — — — 239 Substandard — — — — 341 8,208 1,609 394 10,552 Real Estate - Construction $ — $ — $ — $ — $ 575 $ 4,549 $ — $ — $ 5,124 Residential $ — $ — $ — $ — $ 575 $ 684 $ — $ — $ 1,259 Pass — — — — 575 684 — — 1,259 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,865 $ — $ — $ 3,865 Pass — — — — — 3,865 — — 3,865 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 152 $ 9,106 $ 32,889 $ 903 $ 191 $ 43,241 Primary $ — $ — $ — $ 35 $ 2,317 $ 12,126 $ 158 $ — $ 14,636 Pass — — — 35 2,317 9,148 158 — 11,658 Special Mention — — — — — 56 — — 56 Substandard — — — — — 2,922 — — 2,922 Home Equity $ — $ — $ — $ — $ — $ 38 $ 590 $ 191 $ 819 Pass — — — — — 38 590 — 628 Special Mention — — — — — — — — — Substandard — — — — — — — 191 191 Rental/Investment $ — $ — $ — $ 117 $ 314 $ 18,108 $ 155 $ — $ 18,694 Pass — — — 117 314 17,367 5 — 17,803 Special Mention — — — — — — — — — Substandard — — — — — 741 150 — 891 Land Development $ — $ — $ — $ — $ 6,475 $ 2,617 $ — $ — $ 9,092 Pass — — — — 6,475 1,285 — — 7,760 Special Mention — — — — — — — — — Substandard — — — — — 1,332 — — 1,332 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 322 $ 49,086 $ 566,330 $ 1,758 $ 14,136 $ 631,632 Owner-Occupied $ — $ — $ — $ — $ 13,054 $ 206,267 $ 926 $ — $ 220,247 Pass — — — — 13,054 189,182 926 — 203,162 Special Mention — — — — — 1,918 — — 1,918 Substandard — — — — — 15,167 — — 15,167 Non-Owner Occupied $ — $ — $ — $ 322 $ 35,628 $ 345,803 $ 246 $ 14,136 $ 396,135 Pass — — — 322 19,250 311,334 246 4,281 335,433 Special Mention — — — — 16,372 — — — 16,372 Substandard — — — — 6 34,469 — 9,855 44,330 Land Development $ — $ — $ — $ — $ 404 $ 14,260 $ 586 $ — $ 15,250 Pass — — — — 404 8,446 586 — 9,436 Special Mention — — — — — 5,083 — — 5,083 Substandard — — — — — 731 — — 731 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,103 $ 64,916 $ 637,566 $ 70,319 $ 15,461 $ 789,365 Pass — — — 1,103 47,958 566,939 68,560 5,021 689,581 Special Mention — — — — 16,611 7,057 — — 23,668 Substandard — — — — 347 63,570 1,759 10,440 76,116 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,65

Purchased Loans

Purchased Loans	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,336,239 $ 1,332,962 Lease financing 94,954 80,192 Real estate – construction: Residential 305,396 300,988 Commercial 911,532 798,914 Total real estate – construction 1,216,928 1,099,902 Real estate – 1-4 family mortgage: Primary 1,803,750 1,682,050 Home equity 424,426 423,108 Rental/investment 274,117 268,245 Land development 142,294 135,070 Total real estate – 1-4 family mortgage 2,644,587 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,318,446 1,329,219 Non-owner occupied 2,510,981 2,446,370 Land development 116,113 110,395 Total real estate – commercial mortgage 3,945,540 3,885,984 Installment loans to individuals 105,754 107,565 Gross loans 9,344,002 9,015,078 Unearned income (5,112) (4,067) Loans, net of unearned income $ 9,338,890 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. For loans that are placed on nonaccrual status or charged-off, all interest accrued for the current year but not collected is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 1,519 $ 77 $ 1,329,682 $ 1,331,278 $ 739 $ 2,875 $ 1,347 $ 4,961 $ 1,336,239 Lease financing — — 94,954 94,954 — — — — 94,954 Real estate – construction: Residential 1,857 — 303,539 305,396 — — — — 305,396 Commercial — — 911,532 911,532 — — — — 911,532 Total real estate – construction 1,857 — 1,215,071 1,216,928 — — — — 1,216,928 Real estate – 1-4 family mortgage: Primary 16,852 — 1,771,806 1,788,658 4,018 6,812 4,262 15,092 1,803,750 Home equity 1,953 32 420,995 422,980 54 1,012 380 1,446 424,426 Rental/investment 562 100 272,736 273,398 16 438 265 719 274,117 Land development 332 — 141,441 141,773 — 333 188 521 142,294 Total real estate – 1-4 family mortgage 19,699 132 2,606,978 2,626,809 4,088 8,595 5,095 17,778 2,644,587 Real estate – commercial mortgage: Owner-occupied 2,617 — 1,312,212 1,314,829 2,809 808 — 3,617 1,318,446 Non-owner occupied 662 — 2,504,698 2,505,360 — — 5,621 5,621 2,510,981 Land development 202 — 115,582 115,784 — 292 37 329 116,113 Total real estate – commercial mortgage 3,481 — 3,932,492 3,935,973 2,809 1,100 5,658 9,567 3,945,540 Installment loans to individuals 674 — 104,813 105,487 3 20 244 267 105,754 Unearned income — — (5,112) (5,112) — — — — (5,112) Loans, net of unearned income $ 27,230 $ 209 $ 9,278,878 $ 9,306,317 $ 7,639 $ 12,590 $ 12,344 $ 32,573 $ 9,338,890 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2022 or March 31, 2021. The outstanding balance of restructured loans on nonaccrual status was $15,267 and $5,965 at March 31, 2022 and March 31, 2021, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Primary 7 $ 865 $ 873 Real estate – commercial mortgage: Owner-occupied 1 6,500 6,500 Total 8 $ 7,365 $ 7,373 Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 $ 432 $ 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 With respect to loans that were restructured during the three months ended March 31, 2022 and March 31, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 8 7,403 Reductions due to: Reclassified as nonperforming (4) (452) Paid in full (5) (530) Principal paydowns — (91) Totals at March 31, 2022 96 $ 20,980 The allowance for credit losses attributable to restructured loans was $646 and $328 at March 31, 2022 and March 31, 2021, respectively. The Company had $305 in remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2022 and no remaining availability at March 31, 2021. Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4C) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ 96,762 $ 276,836 $ 184,316 $ 105,812 $ 39,160 $ 21,356 $ 573,245 $ 4,504 $ 1,301,991 Pass 96,208 275,666 176,524 105,294 37,590 20,606 571,066 3,497 1,286,451 Special Mention 89 — — 194 272 — 601 — 1,156 Substandard 465 1,170 7,792 324 1,298 750 1,578 1,007 14,384 Lease Financing Receivables $ 19,463 $ 24,644 $ 21,969 $ 14,215 $ 6,758 $ 2,793 $ — $ — $ 89,842 Pass 19,463 24,644 21,969 14,215 6,758 2,341 — — 89,390 Special Mention — — — — — 452 — — 452 Substandard — — — — — — — — — Real Estate - Construction $ 162,809 $ 482,341 $ 318,316 $ 145,402 $ 15,525 $ — $ 6,539 $ 602 $ 1,131,534 Residential $ 61,146 $ 150,122 $ 6,025 $ — $ — $ — $ 2,107 $ 602 $ 220,002 Pass 61,146 150,122 6,025 — — — 2,107 602 220,002 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 101,663 $ 332,219 $ 312,291 $ 145,402 $ 15,525 $ — $ 4,432 $ — $ 911,532 Pass 101,663 331,298 312,291 145,402 15,525 — 4,432 — 910,611 Special Mention — 921 — — — — — — 921 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 86,992 $ 180,183 $ 67,130 $ 43,262 $ 24,115 $ 29,405 $ 26,986 $ 854 $ 458,927 Primary $ 7,747 $ 12,478 $ 6,702 $ 2,969 $ 4,159 $ 4,803 $ 6,002 $ — $ 44,860 Pass 7,538 12,478 6,702 2,848 4,159 4,436 5,991 — 44,152 Special Mention — — — — — — — — — Substandard 209 — — 121 — 367 11 — 708 Home Equity $ — $ 1,324 $ — $ 41 $ 127 $ — $ 13,817 $ 9 $ 15,318 Pass — 1,324 — 41 127 — 13,817 9 15,318 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 41,987 $ 100,533 $ 51,166 $ 29,396 $ 19,608 $ 24,032 $ 6,321 $ 845 $ 273,888 Pass 41,966 100,456 50,958 28,363 19,339 23,306 6,321 845 271,554 Special Mention — — — — — — — — — Substandard 21 77 208 1,033 269 726 — — 2,334 Land Development $ 37,258 $ 65,848 $ 9,262 $ 10,856 $ 221 $ 570 $ 846 $ — $ 124,861 Pass 37,258 65,848 8,974 10,832 221 570 846 — 124,549 Special Mention — — — — — — — — — Substandard — — 288 24 — — — — 312 Real Estate - Commercial Mortgage $ 398,640 $ 1,095,513 $ 790,229 $ 608,176 $ 304,844 $ 578,577 $ 137,549 $ 19,906 $ 3,933,434 Owner-Occupied $ 121,718 $ 302,860 $ 266,970 $ 197,621 $ 146,863 $ 219,190 $ 55,759 $ 7,316 $ 1,318,297 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 121,353 301,595 265,142 196,020 145,137 203,852 55,759 6,347 1,295,205 Special Mention — 1,191 — 347 — 3,127 — 932 5,597 Substandard 365 74 1,828 1,254 1,726 12,211 — 37 17,495 Non-Owner Occupied $ 260,565 $ 749,262 $ 507,210 $ 400,465 $ 152,176 $ 356,205 $ 72,478 $ 12,590 $ 2,510,951 Pass 260,361 740,078 507,210 387,131 152,176 292,279 72,478 12,590 2,424,303 Special Mention — 9,184 — 11,322 — 24,606 — — 45,112 Substandard 204 — — 2,012 — 39,320 — — 41,536 Land Development $ 16,357 $ 43,391 $ 16,049 $ 10,090 $ 5,805 $ 3,182 $ 9,312 $ — $ 104,186 Pass 14,759 43,123 15,713 10,090 5,724 3,182 9,312 — 101,903 Special Mention — 43 — — — — — — 43 Substandard 1,598 225 336 — 81 — — — 2,240 Installment loans to individuals $ 73 $ — $ — $ 37 $ — $ — $ — $ — $ 110 Pass 73 — — 37 — — — — 110 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 764,739 $ 2,059,517 $ 1,381,960 $ 916,904 $ 390,402 $ 632,131 $ 744,319 $ 25,866 $ 6,915,838 Pass 761,788 2,046,632 1,371,508 900,273 386,756 550,572 742,129 23,890 6,783,548 Special Mention 89 11,339 — 11,863 272 28,185 601 932 53,281 Substandard 2,862 1,546 10,452 4,768 3,374 53,374 1,589 1,044 79,009 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ 24 $ — $ — $ — $ 4,586 $ 29,638 $ — $ 34,248 Performing Loans — 24 — — — 4,586 29,638 — 34,248 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Residential $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Performing Loans 7,060 70,624 6,079 1,631 — — — — 85,394 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 202,102 $ 576,608 $ 389,909 $ 182,310 $ 142,482 $ 284,535 $ 404,747 $ 2,967 $ 2,185,660 Primary $ 199,643 $ 566,132 $ 387,647 $ 181,465 $ 140,891 $ 283,112 $ — $ — $ 1,758,890 Performing Loans 199,643 565,669 386,148 179,052 136,035 277,478 — — 1,744,025 Non-Performing Loans — 463 1,499 2,413 4,856 5,634 — — 14,865 Home Equity $ 520 $ 111 $ — $ 79 $ 224 $ 460 $ 404,747 $ 2,967 $ 409,108 Performing Loans 520 111 — 79 224 388 403,926 2,413 407,661 Non-Performing Loans — — — — — 72 821 554 1,447 Rental/Investment $ — $ — $ — $ — $ — $ 229 $ — $ — $ 229 Performing Loans — — — — — 176 — — 176 Non-Performing Loans — — — — — 53 — — 53 Land Development $ 1,939 $ 10,365 $ 2,262 $ 766 $ 1,367 $ 734 $ — $ — $ 17,433 Performing Loans 1,939 10,340 2,172 734 1,367 672 — — 17,224 Non-Performing Loans — 25 90 32 — 62 — — 209 Real Estate - Commercial Mortgage $ 1,004 $ 4,940 $ 3,204 $ 1,785 $ 748 $ 425 $ — $ — $ 12,106 Owner-Occupied $ — $ — $ 135 $ 14 $ — $ — $ — $ — $ 149 Performing Loans — — 135 14 — — — — 149 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 30 $ — $ — $ — $ — $ — $ 30 Performing Loans — — 30 — — — — — 30 Non-Performing Loans — — — — — — — — — Land Development $ 1,004 $ 4,940 $ 3,039 $ 1,771 $ 748 $ 425 $ — $ — $ 11,927 Performing Loans 1,004 4,940 3,039 1,755 748 374 — — 11,860 Non-Performing Loans — — — 16 — 51 — — 67 Installment loans to individuals $ 13,094 $ 36,301 $ 11,810 $ 20,312 $ 6,858 $ 3,303 $ 13,926 $ 40 $ 105,644 Performing Loans 12,981 36,285 11,783 20,265 6,848 3,252 13,926 37 105,377 Non-Performing Loans 113 16 27 47 10 51 — 3 267 Total loans not subject to risk rating $ 223,260 $ 688,497 $ 411,002 $ 206,038 $ 150,088 $ 292,849 $ 448,311 $ 3,007 $ 2,423,052 Performing Loans 223,147 687,993 409,386 203,530 145,222 286,926 447,490 2,450 2,406,144 Non-Performing Loans 113 504 1,616 2,508 4,866 5,923 821 557 16,908 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural $ 109,368 $ 90,308 Real estate – construction: Residential 1,259 1,287 Commercial 3,865 3,707 Total real estate – construction 5,124 4,994 Real estate – 1-4 family mortgage: Primary 122,063 134,070 Home equity 46,239 51,496 Rental/investment 18,694 20,229 Land development 9,396 9,978 Total real estate – 1-4 family mortgage 196,392 215,773 Real estate – commercial mortgage: Owner-occupied 220,247 234,132 Non-owner occupied 396,135 410,577 Land development 15,942 18,344 Total real estate – commercial mortgage 632,324 663,053 Installment loans to individuals 31,361 35,775 Loans $ 974,569 $ 1,009,903 In the first quarter of 2022, the Company acquired Southeastern Commercial Finance, LLC. The acquired loans were added to the commercial, financial, and agricultural loan category at their fair value of $28,110 at the date of acquisition. The carrying amount of purchased credit deteriorated (“PCD”) loans at the acquisition date is detailed below. Carrying Amount Purchase price of loans at acquisition $ 6,543 Allowance for credit losses at acquisition 1,648 Par value of acquired loans at acquisition $ 8,191 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 316 $ — $ 100,913 $ 101,229 $ 203 $ 1,996 $ 5,940 $ 8,139 $ 109,368 Real estate – construction: Residential — — 1,259 1,259 — — — — 1,259 Commercial — — 3,865 3,865 — — — — 3,865 Total real estate – construction — — 5,124 5,124 — — — — 5,124 Real estate – 1-4 family mortgage: Primary 1,224 — 115,600 116,824 981 1,706 2,552 5,239 122,063 Home equity 297 — 45,187 45,484 97 265 393 755 46,239 Rental/investment — — 18,635 18,635 — — 59 59 18,694 Land development 75 — 9,321 9,396 — — — — 9,396 Total real estate – 1-4 family mortgage 1,596 — 188,743 190,339 1,078 1,971 3,004 6,053 196,392 Real estate – commercial mortgage: Owner-occupied 314 — 217,850 218,164 — 138 1,945 2,083 220,247 Non-owner occupied 54 — 393,144 393,198 2,931 — 6 2,937 396,135 Land development — 38 15,786 15,824 — — 118 118 15,942 Total real estate – commercial mortgage 368 38 626,780 627,186 2,931 138 2,069 5,138 632,324 Installment loans to individuals 1,107 — 30,162 31,269 16 — 76 92 31,361 Loans, net of unearned income $ 3,387 $ 38 $ 951,722 $ 955,147 $ 4,228 $ 4,105 $ 11,089 $ 19,422 $ 974,569 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 There were no restructured loans contractually 90 days past due or more and still accruing at March 31, 2022 or March 31, 2021. The outstanding balance of restructured loans on nonaccrual status was $9,944 and 19,140 at March 31, 2022 and March 31, 2021, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 With respect to loans that were restructured during the three months ended March 31, 2022 and March 31, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 110 Reclassified as performing restructured loan 3 302 Reductions due to: Reclassified to nonperforming loans (2) (41) Paid in full (2) (1,596) Charge-offs — — Principal paydowns — (44) Totals at March 31, 2022 40 $ 4,340 The allowance for credit losses attributable to restructured loans was $69 and $167 at March 31, 2022 and March 31, 2021, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at March 31, 2022, as compared to $153 in remaining availability at March 31, 2021. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 629 $ 6,149 $ 33,798 $ 67,658 $ 1,134 $ 109,368 Pass — — — 629 5,569 25,590 66,049 740 98,577 Special Mention — — — — 239 — — — 239 Substandard — — — — 341 8,208 1,609 394 10,552 Real Estate - Construction $ — $ — $ — $ — $ 575 $ 4,549 $ — $ — $ 5,124 Residential $ — $ — $ — $ — $ 575 $ 684 $ — $ — $ 1,259 Pass — — — — 575 684 — — 1,259 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,865 $ — $ — $ 3,865 Pass — — — — — 3,865 — — 3,865 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 152 $ 9,106 $ 32,889 $ 903 $ 191 $ 43,241 Primary $ — $ — $ — $ 35 $ 2,317 $ 12,126 $ 158 $ — $ 14,636 Pass — — — 35 2,317 9,148 158 — 11,658 Special Mention — — — — — 56 — — 56 Substandard — — — — — 2,922 — — 2,922 Home Equity $ — $ — $ — $ — $ — $ 38 $ 590 $ 191 $ 819 Pass — — — — — 38 590 — 628 Special Mention — — — — — — — — — Substandard — — — — — — — 191 191 Rental/Investment $ — $ — $ — $ 117 $ 314 $ 18,108 $ 155 $ — $ 18,694 Pass — — — 117 314 17,367 5 — 17,803 Special Mention — — — — — — — — — Substandard — — — — — 741 150 — 891 Land Development $ — $ — $ — $ — $ 6,475 $ 2,617 $ — $ — $ 9,092 Pass — — — — 6,475 1,285 — — 7,760 Special Mention — — — — — — — — — Substandard — — — — — 1,332 — — 1,332 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 322 $ 49,086 $ 566,330 $ 1,758 $ 14,136 $ 631,632 Owner-Occupied $ — $ — $ — $ — $ 13,054 $ 206,267 $ 926 $ — $ 220,247 Pass — — — — 13,054 189,182 926 — 203,162 Special Mention — — — — — 1,918 — — 1,918 Substandard — — — — — 15,167 — — 15,167 Non-Owner Occupied $ — $ — $ — $ 322 $ 35,628 $ 345,803 $ 246 $ 14,136 $ 396,135 Pass — — — 322 19,250 311,334 246 4,281 335,433 Special Mention — — — — 16,372 — — — 16,372 Substandard — — — — 6 34,469 — 9,855 44,330 Land Development $ — $ — $ — $ — $ 404 $ 14,260 $ 586 $ — $ 15,250 Pass — — — — 404 8,446 586 — 9,436 Special Mention — — — — — 5,083 — — 5,083 Substandard — — — — — 731 — — 731 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,103 $ 64,916 $ 637,566 $ 70,319 $ 15,461 $ 789,365 Pass — — — 1,103 47,958 566,939 68,560 5,021 689,581 Special Mention — — — — 16,611 7,057 — — 23,668 Substandard — — — — 347 63,570 1,759 10,440 76,116 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,65

Allowance for Credit Losses

Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,445,607 $ 1,423,270 Lease financing 94,954 80,192 Real estate – construction: Residential 306,655 302,275 Commercial 915,397 802,621 Total real estate – construction 1,222,052 1,104,896 Real estate – 1-4 family mortgage: Primary 1,925,813 1,816,120 Home equity 470,665 474,604 Rental/investment 292,811 288,474 Land development 151,690 145,048 Total real estate – 1-4 family mortgage 2,840,979 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,538,693 1,563,351 Non-owner occupied 2,907,116 2,856,947 Land development 132,055 128,739 Total real estate – commercial mortgage 4,577,864 4,549,037 Installment loans to individuals 137,115 143,340 Gross loans 10,318,571 10,024,981 Unearned income (5,112) (4,067) Loans, net of unearned income 10,313,459 10,020,914 Allowance for credit losses on loans (166,468) (164,171) Net loans $ 10,146,991 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of March 31, 2022 and December 31, 2021, the Company had accrued interest receivable for loans of $40,409 and $41,692, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program of $1,266 and $1,273, respectively, as of March 31, 2022 and December 31, 2021. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 1,648 — — — — — 1,648 Charge-offs (2,102) — (163) (6) (7) (779) (3,057) Recoveries 1,136 — 178 155 12 725 2,206 Net (charge-offs) recoveries (966) — 15 149 5 (54) (851) Provision for credit losses on loans (998) 1,992 4,477 (3,858) 91 (204) 1,500 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Period-End Amount Allocated to: Individually evaluated $ 9,225 $ — $ 396 $ 2,660 $ — $ 570 $ 12,851 Collectively evaluated 24,381 18,411 36,452 62,571 1,582 10,220 153,617 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Loans: Individually evaluated $ 13,070 $ — $ 4,477 $ 15,464 $ — $ 570 $ 33,581 Collectively evaluated 1,432,537 1,222,052 2,836,502 4,562,400 89,842 136,545 10,279,878 Ending balance $ 1,445,607 $ 1,222,052 $ 2,840,979 $ 4,577,864 $ 89,842 $ 137,115 $ 10,313,459 Nonaccruing loans with no allowance for credit losses $ 435 $ — $ 2,614 $ 5,298 $ — $ 2 $ 8,349 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (3,498) (52) (101) (61) — (1,658) (5,370) Recoveries 289 13 261 171 11 1,587 2,332 Net (charge-offs) recoveries (3,209) (39) 160 110 11 (71) (3,038) Provision for credit losses on loans 1,770 (1,031) (631) (12) (89) (7) — Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Period-End Amount Allocated to: Individually evaluated $ 9,908 $ — $ 232 $ 4,846 $ — $ 607 $ 15,593 Collectively evaluated 27,684 14,977 31,462 71,379 1,546 10,465 157,513 Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Loans: Individually evaluated $ 15,435 $ — $ 6,311 $ 18,508 $ — $ 621 $ 40,875 Collectively evaluated 2,233,852 955,918 2,679,750 4,530,519 75,256 172,238 10,647,533 Ending balance $ 2,249,287 $ 955,918 $ 2,686,061 $ 4,549,027 $ 75,256 $ 172,859 $ 10,688,408 Nonaccruing loans with no allowance for credit losses $ 1,848 $ — $ 4,695 $ 2,113 $ — $ — $ 8,656 The Company recorded a provision for credit losses of $1,500 during the first quarter of 2022, as compared to no provision for credit losses recorded in the first quarter of 2021. The Company’s allowance for credit losses model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. The provision activity during the current quarter was primarily driven by strong loan growth during the quarter and the acquisition of Southeastern Commercial Finance, LLC. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended March 31, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,035 $ 20,535 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (550) — Ending balance $ 19,485 $ 20,535

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2022
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total March 31, 2022 Residential real estate $ 44 $ 332 $ 376 Commercial real estate 39 136 175 Residential land development 291 4 295 Commercial land development 1,157 59 1,216 Total $ 1,531 $ 531 $ 2,062 December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2022 $ 1,589 $ 951 $ 2,540 Transfers of loans 36 164 200 Impairments (14) — (14) Dispositions (79) (586) (665) Other (1) 2 1 Balance at March 31, 2022 $ 1,531 $ 531 $ 2,062 At March 31, 2022 and December 31, 2021, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $2,069 and $22, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2022 2021 Repairs and maintenance $ 3 $ 20 Property taxes and insurance 35 11 Impairments 14 70 Net gains on OREO sales (291) (56) Rental income (2) (4) Total $ (241) $ 41

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the three months ended March 31, 2022 were as follows: Community Banks Insurance Total Balance at January 1, 2022 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Balance at March 31, 2022 $ 943,524 $ 2,767 $ 946,291 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2022 Core deposit intangibles $ 82,492 $ (60,720) $ 21,772 Customer relationship intangible 2,470 (1,511) 959 Total finite-lived intangible assets $ 84,962 $ (62,231) $ 22,731 December 31, 2021 Core deposit intangibles $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2022 2021 Amortization expense for: Core deposit intangibles $ 1,321 $ 1,553 Customer relationship intangible 45 45 Total intangible amortization $ 1,366 $ 1,598 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2022 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2022 $ 4,941 $ 181 $ 5,122 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights

Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2022
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. For example, an increase in mortgage interest rates or a decrease in actual prepayment speeds may cause positive adjustments to the valuation of the Company’s MSRs. Servicing rights are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was no valuation adjustment on MSRs during the three months ended March 31, 2022. During the three months ended March 31, 2021, there was a positive valuation adjustment of $13,561 which was caused primarily by an increase in mortgage interest rates and a corresponding decrease in actual prepayment speeds. Changes in the Company’s MSRs were as follows: Balance at January 1, 2022 $ 89,018 Capitalization 6,603 Amortization (3,891) Balance at March 31, 2022 $ 91,730 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2022 December 31, 2021 Unpaid principal balance $ 8,931,901 $ 8,728,629 Weighted-average prepayment speed (CPR) 6.71 % 10.56 % Estimated impact of a 10% increase $ (5,883) $ (3,875) Estimated impact of a 20% increase (11,291) (7,464) Discount rate 9.68 % 9.82 % Estimated impact of a 10% increase $ (1,477) $ (4,153) Estimated impact of a 20% increase (3,264) (8,119) Weighted-average coupon interest rate 3.27 % 3.29 % Weighted-average servicing fee (basis points) 30.47 30.37 Weighted-average remaining maturity (in years) 8.46 6.69

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2022 2021 2022 2021 Service cost $ — $ — $ 1 $ 1 Interest cost 184 166 3 4 Expected return on plan assets (421) (443) — — Recognized actuarial loss (gain) 61 54 (19) — Net periodic (return) benefit cost $ (176) $ (223) $ (15) $ 5 Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the three months ended March 31, 2022 or 2021. There were no stock options outstanding as of March 31, 2022. The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2022: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 146,561 $ 34.67 603,714 $ 34.48 Awarded 63,308 38.62 252,719 38.32 Vested — — (139,711) 31.08 Cancelled — — (2,000) 35.85 Nonvested at end of period 209,869 $ 35.86 714,722 $ 36.50 During the three months ended March 31, 2022, the Company reissued 124,433 shares from treasury in connection with awards of restricted stock. The Company recorded total stock-based compensation expense of $3,338 and $2,756 for the three months ended March 31, 2022 and 2021, respectively.

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 179,648 $ 3,662 $ 185,447 $ 4,711 Interest rate lock commitments Other Assets 130,896 2,032 310,941 5,304 Forward commitments Other Assets 436,000 10,216 280,000 667 Totals $ 746,544 $ 15,910 $ 776,388 $ 10,682 Derivative liabilities: Interest rate contracts Other Liabilities $ 179,648 $ 3,662 $ 185,447 $ 4,711 Interest rate lock commitments Other Liabilities 160,820 2,594 19,961 43 Forward commitments Other Liabilities 35,000 97 320,000 736 Totals $ 375,468 $ 6,353 $ 525,408 $ 5,490 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2022 2021 Interest rate contracts: Included in interest income on loans $ 305 $ 370 Interest rate lock commitments: Included in mortgage banking income (5,823) (8,322) Forward commitments Included in mortgage banking income 10,188 18,803 Total $ 4,670 $ 10,851 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. As of March 31, 2022, the Company is hedging its exposure to the variability of future cash flows through 2030 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 100,000 $ 13,486 $ 100,000 $ 7,016 Derivative liabilities: Interest rate swaps Other Liabilities $ 30,000 $ 816 $ 62,000 $ 2,902 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three months ended March 31, 2022 or 2021. The impact on other comprehensive income for the three months ended March 31, 2022 and 2021 is discussed in Note 13, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 11,754 $ 100,000 $ 5,411 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended March 31, Location 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (6,343) $ (7,650) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 6,343 $ 7,650 The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 Long-term debt $ 86,786 $ 93,085 $ 11,754 $ 5,411 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2021 March 31, December 31, 2021 Gross amounts recognized $ 26,694 $ 8,007 $ 13,337 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 26,694 8,007 13,337 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 12,382 7,208 12,382 7,208 Financial collateral pledged — — 955 6,228 Net amounts $ 14,312 $ 799 $ — $ —

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2022
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2022 2021 Deferred tax assets Allowance for credit losses $ 50,421 $ 50,712 Loans 2,602 2,855 Deferred compensation 10,777 14,522 Net unrealized losses on securities 35,769 3,545 Impairment of assets 394 392 Net operating loss carryforwards 1,035 1,211 Investment in partnerships 930 890 Lease liabilities under operating leases 15,423 17,106 Other 4,179 3,241 Total deferred tax assets 121,530 94,474 Deferred tax liabilities Fixed assets 5,734 5,339 Mortgage servicing rights 21,470 20,779 Junior subordinated debt 2,093 2,130 Intangibles 3,005 3,177 Lease right-of-use asset 14,696 16,209 Other 1,722 1,607 Total deferred tax liabilities 48,720 49,241 Net deferred tax assets $ 72,810 $ 45,233 For the three months ended March 31, 2022 and 2021, the Company recorded a provision for income taxes totaling $7,935 and $16,842, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state departments of revenue for the years ending December 31, 2018 through December 31, 2020.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy FASB Accounting Standards Codification Topic (“ASC”) 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions and mortgage-backed securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2022 Financial assets: Securities available for sale $ — $ 2,405,316 $ — $ 2,405,316 Derivative instruments — 29,396 — 29,396 Mortgage loans held for sale in loans held for sale — 280,464 — 280,464 Total financial assets $ — $ 2,715,176 $ — $ 2,715,176 Financial liabilities: Derivative instruments: $ — $ 18,923 $ — $ 18,923 Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale — 2,386,052 — 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the three months ended March 31, 2022. The following table provides a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 Three Months Ended March 31, 2022 Trust preferred Three Months Ended March 31, Balance at beginning of period $ 9,012 Accretion included in net income 7 Unrealized losses included in other comprehensive income 941 Realized losses 2,061 Sales (12,021) Balance at end of period $ — For each of the three months ended March 31, 2022 and 2021, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 3,111 $ 3,111 OREO — — 2,062 2,062 Total $ — $ — $ 5,173 $ 5,173 December 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Total $ — $ — $ 10,468 $ 10,468 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $6,466 and $12,939 at March 31, 2022 and December 31, 2021, respectively, and a specific reserve for these loans of $3,355 and $5,011 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2021 Carrying amount prior to remeasurement $ 2,076 $ 2,556 Impairment recognized in results of operations (14) (16) Fair value $ 2,062 $ 2,540 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at March 31, 2022 and December 31, 2021. There were no valuation adjustments on MSRs during the three months ended March 31, 2022 and $13,561 of positive valuation adjustments recognized during the three months ended March 31, 2021. The following table presents information as of March 31, 2022 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 3,111 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,062 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company has elected to measure all mortgage loans held for sale at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $13,021 and $12,231 resulting from fair value changes of these mortgage loans were recorded in income during the three months ended March 31, 2022 and 2021, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2022 and December 31, 2021: Aggregate Aggregate Difference March 31, 2022 Mortgage loans held for sale measured at fair value $ 280,464 $ 281,669 $ (1,205) December 31, 2021 Mortgage loans held for sale measured at fair value $ 453,533 $ 441,717 $ 11,816 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,607,493 $ 1,607,493 $ — $ — $ 1,607,493 Securities available for sale 2,405,316 — 2,405,316 — 2,405,316 Loans held for sale 280,464 — 280,464 — 280,464 Loans, net 10,146,991 — — 9,860,650 9,860,650 Mortgage servicing rights 91,730 — — 131,896 131,896 Derivative instruments 29,396 — 29,396 — 29,396 Financial liabilities Deposits $ 13,990,897 $ 12,650,868 $ 1,321,023 $ — $ 13,971,891 Short-term borrowings 111,279 111,279 — — 111,279 Federal Home Loan Bank advances 408 — 409 — 409 Junior subordinated debentures 111,518 — 104,427 — 104,427 Subordinated notes 323,490 — 322,900 — 322,900 Derivative instruments 18,923 — 18,923 — 18,923 Fair Value As of December 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (134,756) $ (34,294) $ (100,462) Amortization of unrealized holding gains on securities transferred to the held to maturity category (99) (25) (74) Total securities available for sale (134,855) (34,319) (100,536) Derivative instruments: Unrealized holding gains on derivative instruments 8,556 2,177 6,379 Total derivative instruments 8,556 2,177 6,379 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (126,257) $ (32,131) $ (94,126) Three months ended March 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (20,044) $ (5,101) $ (14,943) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (21,401) (5,446) (15,955) Derivative instruments: Unrealized holding gains on derivative instruments 14,734 3,750 10,984 Total derivative instruments 14,734 3,750 10,984 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 54 12 42 Total defined benefit pension and post-retirement benefit plans 54 12 42 Total other comprehensive loss $ (6,613) $ (1,684) $ (4,929) The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: March 31, December 31, 2021 Unrealized losses on securities $ (109,652) $ (9,116) Unrealized gains on derivative instruments 10,342 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,259) (5,290) Total accumulated other comprehensive loss $ (104,569) $ (10,443)

Net Income Per Common Share

Net Income Per Common Share	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2022 2021 Basic Net income applicable to common stock $ 33,547 $ 57,908 Average common shares outstanding 55,809,192 56,240,201 Net income per common share - basic $ 0.60 $ 1.03 Diluted Net income applicable to common stock $ 33,547 $ 57,908 Average common shares outstanding 55,809,192 56,240,201 Effect of dilutive stock-based compensation 272,671 278,998 Average common shares outstanding - diluted 56,081,863 56,519,199 Net income per common share - diluted $ 0.60 $ 1.02 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2022 2021 Number of shares 2,200 1,875

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2022
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2022 December 31, 2021 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,424,268 9.00 % $ 1,422,077 9.15 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,316,342 10.78 % 1,314,295 11.18 % Tier 1 Capital to Risk-Weighted Assets 1,424,268 11.67 % 1,422,077 12.10 % Total Capital to Risk-Weighted Assets 1,892,630 15.50 % 1,897,167 16.14 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,581,608 10.00 % $ 1,580,904 10.18 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,581,608 12.95 % 1,580,904 13.46 % Tier 1 Capital to Risk-Weighted Assets 1,581,608 12.95 % 1,580,904 13.46 % Total Capital to Risk-Weighted Assets 1,714,725 14.04 % 1,697,163 14.44 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the tables above, as of March 31, 2022, the Company’s CET1 capital was in excess of the capital conservation buffer. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of Accounting Standards Codification Topic 326, “Financial Instruments - Credit Losses”

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. To give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2022 Net interest income (loss) $ 103,932 $ 93 $ 490 $ (4,886) $ 99,629 Provision for credit losses 1,500 — — — 1,500 Noninterest income (loss) 28,306 3,097 6,505 (450) 37,458 Noninterest expense 86,871 2,116 4,755 363 94,105 Income (loss) before income taxes 43,867 1,074 2,240 (5,699) 41,482 Income tax expense (benefit) 9,131 281 — (1,477) 7,935 Net income (loss) $ 34,736 $ 793 $ 2,240 $ (4,222) $ 33,547 Total assets $ 16,757,670 $ 33,794 $ 64,761 $ 7,532 $ 16,863,757 Goodwill $ 943,524 $ 2,767 $ — $ — $ 946,291 Three months ended March 31, 2021 Net interest income (loss) $ 112,948 $ 107 $ 384 $ (3,791) $ 109,648 Provision for credit losses — — — — — Noninterest income (loss) 73,070 3,248 5,171 (452) 81,037 Noninterest expense (benefit) 109,586 1,923 4,101 325 115,935 Income (loss) before income taxes 76,432 1,432 1,454 (4,568) 74,750 Income tax expense (benefit) 17,656 367 — (1,181) 16,842 Net income (loss) $ 58,776 $ 1,065 $ 1,454 $ (3,387) $ 57,908 Total assets $ 15,525,500 $ 31,004 $ 64,320 $ 1,747 $ 15,622,571 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2022
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 filed with the Securities and Exchange Commission on February 25, 2022.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging - Portfolio Layer Method” (“ASU 2022-01”), which expands the last-of-layer method (which previously allowed entities to hedge exposure of a closed portfolio of prepayable financial assets to fair value changes due to changes in interest rates for a portion of the portfolio that is not expected to be affected by prepayments, defaults and other events impacting the timing and amount of cash flows on only one hedged layer) to the portfolio layer method which allows for multiple hedged layers in a single closed portfolio. ASU 2022-01 also expands the scope to include non-prepayable financial assets, specifies eligible hedging instruments in a single layer hedge, provides guidance on the accounting for and disclosure of hedge basis adjustment under the portfolio layer method and specifies how hedge basis adjustments should be considered when determining credit losses for assets included in a closed portfolio. ASU 2022-01 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. ASU 2022-01 is not expected to have a significant impact on the Company’s financial statements. In March 2022, the FASB issued ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”) , which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) Subtopic 310-40, “Receivables - Troubled Debt Restructurings by Creditors , ” while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, ASU 2022-02 requires entities to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases. ASU 2022-02 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company’s financial statements aside from additional and revised disclosures.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2022
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2022 or December 31, 2021. Amortized Gross Gross Fair March 31, 2022 U.S. Treasury securities $ 2,000 $ — $ — $ 2,000 Obligations of states and political subdivisions 161,565 1,117 (5,205) 157,477 Residential mortgage backed securities: Government agency mortgage backed securities 969,140 1,249 (48,493) 921,896 Government agency collateralized mortgage obligations 1,094,043 5 (83,591) 1,010,457 Commercial mortgage backed securities: Government agency mortgage backed securities 11,277 — (371) 10,906 Government agency collateralized mortgage obligations 221,955 87 (12,852) 209,190 Other debt securities 94,996 385 (1,991) 93,390 $ 2,554,976 $ 2,843 $ (152,503) $ 2,405,316 Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of other U.S. Government agencies and corporations 153,847 5,532 (269) 159,110 Obligations of states and political subdivisions — — — — Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Trust preferred securities — — — — Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair March 31, 2022 Obligations of states and political subdivisions $ 290,588 $ — $ (26,969) $ 263,619 Residential mortgage backed securities Government agency mortgage backed securities 95,369 — (3,943) 91,426 Government agency collateralized mortgage obligations 23,403 — (1,904) 21,499 Commercial mortgage backed securities: Government agency mortgage backed securities 17,022 — (1,488) 15,534 Government agency collateralized mortgage obligations 38,906 — (2,261) 36,645 Other debt securities 21,938 — (1,120) 20,818 $ 487,226 $ — $ (37,685) $ 449,541 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 487,194 Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 416,357
Schedule of realized gain (loss)	Securities sold during the three months ended March 31, 2021 were as set forth in the table below. Carrying Value Net Proceeds Gain/(Loss) Three months ended March 31, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 136,340 139,735 3,395 Government agency collateralized mortgage obligations 5,626 5,646 20 Trust preferred securities 12,021 9,960 (2,061) $ 154,034 $ 155,391 $ 1,357 Gross realized gains and losses on sales of securities available for sale for the three months ended March 31, 2021 were as follows: Three Months Ended March 31, 2021 Gross gains on sales of securities available for sale $ 3,508 Gross losses on sales of securities available for sale (2,151) Gains on sales of securities available for sale, net $ 1,357
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at March 31, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 155 $ 155 $ 3,996 $ 4,003 Due after one year through five years 2,047 1,977 37,518 37,814 Due after five years through ten years 18,244 16,884 66,830 66,946 Due after ten years 270,142 244,603 88,851 84,252 Residential mortgage backed securities: Government agency mortgage backed securities 95,369 91,426 969,140 921,896 Government agency collateralized mortgage obligations 23,403 21,499 1,094,043 1,010,457 Commercial mortgage backed securities: Government agency mortgage backed securities 17,022 15,534 11,277 10,906 Government agency collateralized mortgage obligations 38,906 36,645 221,955 209,190 Other debt securities 21,938 20,818 61,366 59,852 $ 487,226 $ 449,541 $ 2,554,976 $ 2,405,316
Gross unrealized losses and fair value by investment category	The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2022 Obligations of states and political subdivisions 41 $ 81,646 $ (4,767) 4 $ 5,805 $ (438) 45 $ 87,451 $ (5,205) Residential mortgage backed securities: Government agency mortgage backed securities 80 761,484 (43,653) 6 49,651 (4,840) 86 811,135 (48,493) Government agency collateralized mortgage obligations 61 932,820 (74,437) 4 77,376 (9,154) 65 1,010,196 (83,591) Commercial mortgage backed securities: Government agency mortgage backed securities 3 10,481 (371) 1 425 — 4 10,906 (371) Government agency collateralized mortgage obligations 24 150,009 (8,741) 7 40,496 (4,111) 31 190,505 (12,852) Other debt securities 10 51,369 (1,991) — — — 10 51,369 (1,991) Total 219 $ 1,987,809 $ (133,960) 22 $ 173,753 $ (18,543) 241 $ 2,161,562 $ (152,503) December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Trust preferred securities — — — — — — — — — Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: March 31, 2022 Obligations of states and political subdivisions 127 $ 261,920 $ (26,786) 1 $ 1,699 $ (183) 128 $ 263,619 $ (26,969) Residential mortgage backed securities: Government agency mortgage backed securities 55 86,842 (3,599) 1 4,584 (344) 56 91,426 (3,943) Government agency collateralized mortgage obligations — — — 1 21,499 (1,904) 1 $ 21,499 $ (1,904) Commercial mortgage backed securities: Government agency mortgage backed securities 1 15,534 (1,488) — — — 1 $ 15,534 $ (1,488) Government agency collateralized mortgage obligations 6 31,380 (1,923) 1 5,265 (338) 7 $ 36,645 $ (2,261) Other debt securities 8 20,818 (1,120) — — — 8 $ 20,818 $ (1,120) Total 197 $ 416,494 $ (34,916) 4 $ 33,047 $ (2,769) 201 $ 449,541 $ (37,685) December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,336,239 $ 1,332,962 Lease financing 94,954 80,192 Real estate – construction: Residential 305,396 300,988 Commercial 911,532 798,914 Total real estate – construction 1,216,928 1,099,902 Real estate – 1-4 family mortgage: Primary 1,803,750 1,682,050 Home equity 424,426 423,108 Rental/investment 274,117 268,245 Land development 142,294 135,070 Total real estate – 1-4 family mortgage 2,644,587 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,318,446 1,329,219 Non-owner occupied 2,510,981 2,446,370 Land development 116,113 110,395 Total real estate – commercial mortgage 3,945,540 3,885,984 Installment loans to individuals 105,754 107,565 Gross loans 9,344,002 9,015,078 Unearned income (5,112) (4,067) Loans, net of unearned income $ 9,338,890 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural $ 109,368 $ 90,308 Real estate – construction: Residential 1,259 1,287 Commercial 3,865 3,707 Total real estate – construction 5,124 4,994 Real estate – 1-4 family mortgage: Primary 122,063 134,070 Home equity 46,239 51,496 Rental/investment 18,694 20,229 Land development 9,396 9,978 Total real estate – 1-4 family mortgage 196,392 215,773 Real estate – commercial mortgage: Owner-occupied 220,247 234,132 Non-owner occupied 396,135 410,577 Land development 15,942 18,344 Total real estate – commercial mortgage 632,324 663,053 Installment loans to individuals 31,361 35,775 Loans $ 974,569 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,445,607 $ 1,423,270 Lease financing 94,954 80,192 Real estate – construction: Residential 306,655 302,275 Commercial 915,397 802,621 Total real estate – construction 1,222,052 1,104,896 Real estate – 1-4 family mortgage: Primary 1,925,813 1,816,120 Home equity 470,665 474,604 Rental/investment 292,811 288,474 Land development 151,690 145,048 Total real estate – 1-4 family mortgage 2,840,979 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,538,693 1,563,351 Non-owner occupied 2,907,116 2,856,947 Land development 132,055 128,739 Total real estate – commercial mortgage 4,577,864 4,549,037 Installment loans to individuals 137,115 143,340 Gross loans 10,318,571 10,024,981 Unearned income (5,112) (4,067) Loans, net of unearned income 10,313,459 10,020,914 Allowance for credit losses on loans (166,468) (164,171) Net loans $ 10,146,991 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively.
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 1,519 $ 77 $ 1,329,682 $ 1,331,278 $ 739 $ 2,875 $ 1,347 $ 4,961 $ 1,336,239 Lease financing — — 94,954 94,954 — — — — 94,954 Real estate – construction: Residential 1,857 — 303,539 305,396 — — — — 305,396 Commercial — — 911,532 911,532 — — — — 911,532 Total real estate – construction 1,857 — 1,215,071 1,216,928 — — — — 1,216,928 Real estate – 1-4 family mortgage: Primary 16,852 — 1,771,806 1,788,658 4,018 6,812 4,262 15,092 1,803,750 Home equity 1,953 32 420,995 422,980 54 1,012 380 1,446 424,426 Rental/investment 562 100 272,736 273,398 16 438 265 719 274,117 Land development 332 — 141,441 141,773 — 333 188 521 142,294 Total real estate – 1-4 family mortgage 19,699 132 2,606,978 2,626,809 4,088 8,595 5,095 17,778 2,644,587 Real estate – commercial mortgage: Owner-occupied 2,617 — 1,312,212 1,314,829 2,809 808 — 3,617 1,318,446 Non-owner occupied 662 — 2,504,698 2,505,360 — — 5,621 5,621 2,510,981 Land development 202 — 115,582 115,784 — 292 37 329 116,113 Total real estate – commercial mortgage 3,481 — 3,932,492 3,935,973 2,809 1,100 5,658 9,567 3,945,540 Installment loans to individuals 674 — 104,813 105,487 3 20 244 267 105,754 Unearned income — — (5,112) (5,112) — — — — (5,112) Loans, net of unearned income $ 27,230 $ 209 $ 9,278,878 $ 9,306,317 $ 7,639 $ 12,590 $ 12,344 $ 32,573 $ 9,338,890 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 316 $ — $ 100,913 $ 101,229 $ 203 $ 1,996 $ 5,940 $ 8,139 $ 109,368 Real estate – construction: Residential — — 1,259 1,259 — — — — 1,259 Commercial — — 3,865 3,865 — — — — 3,865 Total real estate – construction — — 5,124 5,124 — — — — 5,124 Real estate – 1-4 family mortgage: Primary 1,224 — 115,600 116,824 981 1,706 2,552 5,239 122,063 Home equity 297 — 45,187 45,484 97 265 393 755 46,239 Rental/investment — — 18,635 18,635 — — 59 59 18,694 Land development 75 — 9,321 9,396 — — — — 9,396 Total real estate – 1-4 family mortgage 1,596 — 188,743 190,339 1,078 1,971 3,004 6,053 196,392 Real estate – commercial mortgage: Owner-occupied 314 — 217,850 218,164 — 138 1,945 2,083 220,247 Non-owner occupied 54 — 393,144 393,198 2,931 — 6 2,937 396,135 Land development — 38 15,786 15,824 — — 118 118 15,942 Total real estate – commercial mortgage 368 38 626,780 627,186 2,931 138 2,069 5,138 632,324 Installment loans to individuals 1,107 — 30,162 31,269 16 — 76 92 31,361 Loans, net of unearned income $ 3,387 $ 38 $ 951,722 $ 955,147 $ 4,228 $ 4,105 $ 11,089 $ 19,422 $ 974,569 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Primary 7 $ 865 $ 873 Real estate – commercial mortgage: Owner-occupied 1 6,500 6,500 Total 8 $ 7,365 $ 7,373 Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 $ 432 $ 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 8 7,403 Reductions due to: Reclassified as nonperforming (4) (452) Paid in full (5) (530) Principal paydowns — (91) Totals at March 31, 2022 96 $ 20,980 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 110 Reclassified as performing restructured loan 3 302 Reductions due to: Reclassified to nonperforming loans (2) (41) Paid in full (2) (1,596) Charge-offs — — Principal paydowns — (44) Totals at March 31, 2022 40 $ 4,340
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ 96,762 $ 276,836 $ 184,316 $ 105,812 $ 39,160 $ 21,356 $ 573,245 $ 4,504 $ 1,301,991 Pass 96,208 275,666 176,524 105,294 37,590 20,606 571,066 3,497 1,286,451 Special Mention 89 — — 194 272 — 601 — 1,156 Substandard 465 1,170 7,792 324 1,298 750 1,578 1,007 14,384 Lease Financing Receivables $ 19,463 $ 24,644 $ 21,969 $ 14,215 $ 6,758 $ 2,793 $ — $ — $ 89,842 Pass 19,463 24,644 21,969 14,215 6,758 2,341 — — 89,390 Special Mention — — — — — 452 — — 452 Substandard — — — — — — — — — Real Estate - Construction $ 162,809 $ 482,341 $ 318,316 $ 145,402 $ 15,525 $ — $ 6,539 $ 602 $ 1,131,534 Residential $ 61,146 $ 150,122 $ 6,025 $ — $ — $ — $ 2,107 $ 602 $ 220,002 Pass 61,146 150,122 6,025 — — — 2,107 602 220,002 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 101,663 $ 332,219 $ 312,291 $ 145,402 $ 15,525 $ — $ 4,432 $ — $ 911,532 Pass 101,663 331,298 312,291 145,402 15,525 — 4,432 — 910,611 Special Mention — 921 — — — — — — 921 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 86,992 $ 180,183 $ 67,130 $ 43,262 $ 24,115 $ 29,405 $ 26,986 $ 854 $ 458,927 Primary $ 7,747 $ 12,478 $ 6,702 $ 2,969 $ 4,159 $ 4,803 $ 6,002 $ — $ 44,860 Pass 7,538 12,478 6,702 2,848 4,159 4,436 5,991 — 44,152 Special Mention — — — — — — — — — Substandard 209 — — 121 — 367 11 — 708 Home Equity $ — $ 1,324 $ — $ 41 $ 127 $ — $ 13,817 $ 9 $ 15,318 Pass — 1,324 — 41 127 — 13,817 9 15,318 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 41,987 $ 100,533 $ 51,166 $ 29,396 $ 19,608 $ 24,032 $ 6,321 $ 845 $ 273,888 Pass 41,966 100,456 50,958 28,363 19,339 23,306 6,321 845 271,554 Special Mention — — — — — — — — — Substandard 21 77 208 1,033 269 726 — — 2,334 Land Development $ 37,258 $ 65,848 $ 9,262 $ 10,856 $ 221 $ 570 $ 846 $ — $ 124,861 Pass 37,258 65,848 8,974 10,832 221 570 846 — 124,549 Special Mention — — — — — — — — — Substandard — — 288 24 — — — — 312 Real Estate - Commercial Mortgage $ 398,640 $ 1,095,513 $ 790,229 $ 608,176 $ 304,844 $ 578,577 $ 137,549 $ 19,906 $ 3,933,434 Owner-Occupied $ 121,718 $ 302,860 $ 266,970 $ 197,621 $ 146,863 $ 219,190 $ 55,759 $ 7,316 $ 1,318,297 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 121,353 301,595 265,142 196,020 145,137 203,852 55,759 6,347 1,295,205 Special Mention — 1,191 — 347 — 3,127 — 932 5,597 Substandard 365 74 1,828 1,254 1,726 12,211 — 37 17,495 Non-Owner Occupied $ 260,565 $ 749,262 $ 507,210 $ 400,465 $ 152,176 $ 356,205 $ 72,478 $ 12,590 $ 2,510,951 Pass 260,361 740,078 507,210 387,131 152,176 292,279 72,478 12,590 2,424,303 Special Mention — 9,184 — 11,322 — 24,606 — — 45,112 Substandard 204 — — 2,012 — 39,320 — — 41,536 Land Development $ 16,357 $ 43,391 $ 16,049 $ 10,090 $ 5,805 $ 3,182 $ 9,312 $ — $ 104,186 Pass 14,759 43,123 15,713 10,090 5,724 3,182 9,312 — 101,903 Special Mention — 43 — — — — — — 43 Substandard 1,598 225 336 — 81 — — — 2,240 Installment loans to individuals $ 73 $ — $ — $ 37 $ — $ — $ — $ — $ 110 Pass 73 — — 37 — — — — 110 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 764,739 $ 2,059,517 $ 1,381,960 $ 916,904 $ 390,402 $ 632,131 $ 744,319 $ 25,866 $ 6,915,838 Pass 761,788 2,046,632 1,371,508 900,273 386,756 550,572 742,129 23,890 6,783,548 Special Mention 89 11,339 — 11,863 272 28,185 601 932 53,281 Substandard 2,862 1,546 10,452 4,768 3,374 53,374 1,589 1,044 79,009 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ 24 $ — $ — $ — $ 4,586 $ 29,638 $ — $ 34,248 Performing Loans — 24 — — — 4,586 29,638 — 34,248 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Residential $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Performing Loans 7,060 70,624 6,079 1,631 — — — — 85,394 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 202,102 $ 576,608 $ 389,909 $ 182,310 $ 142,482 $ 284,535 $ 404,747 $ 2,967 $ 2,185,660 Primary $ 199,643 $ 566,132 $ 387,647 $ 181,465 $ 140,891 $ 283,112 $ — $ — $ 1,758,890 Performing Loans 199,643 565,669 386,148 179,052 136,035 277,478 — — 1,744,025 Non-Performing Loans — 463 1,499 2,413 4,856 5,634 — — 14,865 Home Equity $ 520 $ 111 $ — $ 79 $ 224 $ 460 $ 404,747 $ 2,967 $ 409,108 Performing Loans 520 111 — 79 224 388 403,926 2,413 407,661 Non-Performing Loans — — — — — 72 821 554 1,447 Rental/Investment $ — $ — $ — $ — $ — $ 229 $ — $ — $ 229 Performing Loans — — — — — 176 — — 176 Non-Performing Loans — — — — — 53 — — 53 Land Development $ 1,939 $ 10,365 $ 2,262 $ 766 $ 1,367 $ 734 $ — $ — $ 17,433 Performing Loans 1,939 10,340 2,172 734 1,367 672 — — 17,224 Non-Performing Loans — 25 90 32 — 62 — — 209 Real Estate - Commercial Mortgage $ 1,004 $ 4,940 $ 3,204 $ 1,785 $ 748 $ 425 $ — $ — $ 12,106 Owner-Occupied $ — $ — $ 135 $ 14 $ — $ — $ — $ — $ 149 Performing Loans — — 135 14 — — — — 149 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 30 $ — $ — $ — $ — $ — $ 30 Performing Loans — — 30 — — — — — 30 Non-Performing Loans — — — — — — — — — Land Development $ 1,004 $ 4,940 $ 3,039 $ 1,771 $ 748 $ 425 $ — $ — $ 11,927 Performing Loans 1,004 4,940 3,039 1,755 748 374 — — 11,860 Non-Performing Loans — — — 16 — 51 — — 67 Installment loans to individuals $ 13,094 $ 36,301 $ 11,810 $ 20,312 $ 6,858 $ 3,303 $ 13,926 $ 40 $ 105,644 Performing Loans 12,981 36,285 11,783 20,265 6,848 3,252 13,926 37 105,377 Non-Performing Loans 113 16 27 47 10 51 — 3 267 Total loans not subject to risk rating $ 223,260 $ 688,497 $ 411,002 $ 206,038 $ 150,088 $ 292,849 $ 448,311 $ 3,007 $ 2,423,052 Performing Loans 223,147 687,993 409,386 203,530 145,222 286,926 447,490 2,450 2,406,144 Non-Performing Loans 113 504 1,616 2,508 4,866 5,923 821 557 16,908 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 629 $ 6,149 $ 33,798 $ 67,658 $ 1,134 $ 109,368 Pass — — — 629 5,569 25,590 66,049 740 98,577 Special Mention — — — — 239 — — — 239 Substandard — — — — 341 8,208 1,609 394 10,552 Real Estate - Construction $ — $ — $ — $ — $ 575 $ 4,549 $ — $ — $ 5,124 Residential $ — $ — $ — $ — $ 575 $ 684 $ — $ — $ 1,259 Pass — — — — 575 684 — — 1,259 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,865 $ — $ — $ 3,865 Pass — — — — — 3,865 — — 3,865 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 152 $ 9,106 $ 32,889 $ 903 $ 191 $ 43,241 Primary $ — $ — $ — $ 35 $ 2,317 $ 12,126 $ 158 $ — $ 14,636 Pass — — — 35 2,317 9,148 158 — 11,658 Special Mention — — — — — 56 — — 56 Substandard — — — — — 2,922 — — 2,922 Home Equity $ — $ — $ — $ — $ — $ 38 $ 590 $ 191 $ 819 Pass — — — — — 38 590 — 628 Special Mention — — — — — — — — — Substandard — — — — — — — 191 191 Rental/Investment $ — $ — $ — $ 117 $ 314 $ 18,108 $ 155 $ — $ 18,694 Pass — — — 117 314 17,367 5 — 17,803 Special Mention — — — — — — — — — Substandard — — — — — 741 150 — 891 Land Development $ — $ — $ — $ — $ 6,475 $ 2,617 $ — $ — $ 9,092 Pass — — — — 6,475 1,285 — — 7,760 Special Mention — — — — — — — — — Substandard — — — — — 1,332 — — 1,332 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 322 $ 49,086 $ 566,330 $ 1,758 $ 14,136 $ 631,632 Owner-Occupied $ — $ — $ — $ — $ 13,054 $ 206,267 $ 926 $ — $ 220,247 Pass — — — — 13,054 189,182 926 — 203,162 Special Mention — — — — — 1,918 — — 1,918 Substandard — — — — — 15,167 — — 15,167 Non-Owner Occupied $ — $ — $ — $ 322 $ 35,628 $ 345,803 $ 246 $ 14,136 $ 396,135 Pass — — — 322 19,250 311,334 246 4,281 335,433 Special Mention — — — — 16,372 — — — 16,372 Substandard — — — — 6 34,469 — 9,855 44,330 Land Development $ — $ — $ — $ — $ 404 $ 14,260 $ 586 $ — $ 15,250 Pass — — — — 404 8,446 586 — 9,436 Special Mention — — — — — 5,083 — — 5,083 Substandard — — — — — 731 — — 731 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,103 $ 64,916 $ 637,566 $ 70,319 $ 15,461 $ 789,365 Pass — — — 1,103 47,958 566,939 68,560 5,021 689,581 Special Mention — — — — 16,611 7,057 — — 23,668 Substandard — — — — 347 63,570 1,759 10,440 76,116 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,657 $ — $ — $ 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied $ — $ — $ — $ 13,344 $ 17,621 $ 200,111 $ 3,056 $ — $ 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied $ — $ — $ 325 $ 35,887 $ 103,739 $ 254,080 $ 2,222 $ 14,324 $ 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development $ — $ — $ — $ 1,288 $ 1,894 $ 13,792 $ 634 $ — $ 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 200 $ 1,079 $ 110,964 $ 39,583 $ 1,325 $ 153,151 Primary $ — $ — $ — $ 200 $ 538 $ 106,613 $ — $ 76 $ 107,427 Performing Loans — — — 200 429 101,584 — 76 102,289 Non-Performing Loans — — — — 109 5,029 — — 5,138 Home Equity $ — $ — $ — $ — $ 541 $ 4,047 $ 39,583 $ 1,249 $ 45,420 Performing Loans — — — — 541 3,994 39,011 1,120 44,666 Non-Performing Loans — — — — — 53 572 129 754 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ — $ 304 $ — $ — $ 304 Performing Loans — — — — — 304 — — 304 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ — $ 145 $ 547 $ — $ — $ 692 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 145 $ 547 $ — $ — $ 692 Performing Loans — — — — 145 547 — — 692 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ — $ 17,963 $ 11,983 $ 1,391 $ 24 $ 31,361 Performing Loans — — — — 17,959 11,912 1,378 20 31,269 Non-Performing Loans — — — — 4 71 13 4 92 Total loans not subject to risk rating $ — $ — $ — $ 200 $ 19,187 $ 123,494 $ 40,974 $ 1,349 $ 185,204 Performing Loans — — — 200 19,074 118,341 40,389 1,216 179,220 Non-Performing Loans — — — — 113 5,153 585 133 5,984 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary $ — $ — $ 202 $ 938 $ 17,505 $ 98,961 $ — $ 81 $ 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity $ — $ — $ — $ 542 $ 2,441 $ 1,823 $ 44,086 $ 1,274 $ 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 42 $ 276 $ — $ — $ 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886

Purchased Loans (Tables)

Purchased Loans (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,336,239 $ 1,332,962 Lease financing 94,954 80,192 Real estate – construction: Residential 305,396 300,988 Commercial 911,532 798,914 Total real estate – construction 1,216,928 1,099,902 Real estate – 1-4 family mortgage: Primary 1,803,750 1,682,050 Home equity 424,426 423,108 Rental/investment 274,117 268,245 Land development 142,294 135,070 Total real estate – 1-4 family mortgage 2,644,587 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,318,446 1,329,219 Non-owner occupied 2,510,981 2,446,370 Land development 116,113 110,395 Total real estate – commercial mortgage 3,945,540 3,885,984 Installment loans to individuals 105,754 107,565 Gross loans 9,344,002 9,015,078 Unearned income (5,112) (4,067) Loans, net of unearned income $ 9,338,890 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural $ 109,368 $ 90,308 Real estate – construction: Residential 1,259 1,287 Commercial 3,865 3,707 Total real estate – construction 5,124 4,994 Real estate – 1-4 family mortgage: Primary 122,063 134,070 Home equity 46,239 51,496 Rental/investment 18,694 20,229 Land development 9,396 9,978 Total real estate – 1-4 family mortgage 196,392 215,773 Real estate – commercial mortgage: Owner-occupied 220,247 234,132 Non-owner occupied 396,135 410,577 Land development 15,942 18,344 Total real estate – commercial mortgage 632,324 663,053 Installment loans to individuals 31,361 35,775 Loans $ 974,569 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,445,607 $ 1,423,270 Lease financing 94,954 80,192 Real estate – construction: Residential 306,655 302,275 Commercial 915,397 802,621 Total real estate – construction 1,222,052 1,104,896 Real estate – 1-4 family mortgage: Primary 1,925,813 1,816,120 Home equity 470,665 474,604 Rental/investment 292,811 288,474 Land development 151,690 145,048 Total real estate – 1-4 family mortgage 2,840,979 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,538,693 1,563,351 Non-owner occupied 2,907,116 2,856,947 Land development 132,055 128,739 Total real estate – commercial mortgage 4,577,864 4,549,037 Installment loans to individuals 137,115 143,340 Gross loans 10,318,571 10,024,981 Unearned income (5,112) (4,067) Loans, net of unearned income 10,313,459 10,020,914 Allowance for credit losses on loans (166,468) (164,171) Net loans $ 10,146,991 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively.
Carrying amount of PCD loans at the acquisition date	The carrying amount of purchased credit deteriorated (“PCD”) loans at the acquisition date is detailed below. Carrying Amount Purchase price of loans at acquisition $ 6,543 Allowance for credit losses at acquisition 1,648 Par value of acquired loans at acquisition $ 8,191
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 1,519 $ 77 $ 1,329,682 $ 1,331,278 $ 739 $ 2,875 $ 1,347 $ 4,961 $ 1,336,239 Lease financing — — 94,954 94,954 — — — — 94,954 Real estate – construction: Residential 1,857 — 303,539 305,396 — — — — 305,396 Commercial — — 911,532 911,532 — — — — 911,532 Total real estate – construction 1,857 — 1,215,071 1,216,928 — — — — 1,216,928 Real estate – 1-4 family mortgage: Primary 16,852 — 1,771,806 1,788,658 4,018 6,812 4,262 15,092 1,803,750 Home equity 1,953 32 420,995 422,980 54 1,012 380 1,446 424,426 Rental/investment 562 100 272,736 273,398 16 438 265 719 274,117 Land development 332 — 141,441 141,773 — 333 188 521 142,294 Total real estate – 1-4 family mortgage 19,699 132 2,606,978 2,626,809 4,088 8,595 5,095 17,778 2,644,587 Real estate – commercial mortgage: Owner-occupied 2,617 — 1,312,212 1,314,829 2,809 808 — 3,617 1,318,446 Non-owner occupied 662 — 2,504,698 2,505,360 — — 5,621 5,621 2,510,981 Land development 202 — 115,582 115,784 — 292 37 329 116,113 Total real estate – commercial mortgage 3,481 — 3,932,492 3,935,973 2,809 1,100 5,658 9,567 3,945,540 Installment loans to individuals 674 — 104,813 105,487 3 20 244 267 105,754 Unearned income — — (5,112) (5,112) — — — — (5,112) Loans, net of unearned income $ 27,230 $ 209 $ 9,278,878 $ 9,306,317 $ 7,639 $ 12,590 $ 12,344 $ 32,573 $ 9,338,890 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2022 Commercial, financial, agricultural $ 316 $ — $ 100,913 $ 101,229 $ 203 $ 1,996 $ 5,940 $ 8,139 $ 109,368 Real estate – construction: Residential — — 1,259 1,259 — — — — 1,259 Commercial — — 3,865 3,865 — — — — 3,865 Total real estate – construction — — 5,124 5,124 — — — — 5,124 Real estate – 1-4 family mortgage: Primary 1,224 — 115,600 116,824 981 1,706 2,552 5,239 122,063 Home equity 297 — 45,187 45,484 97 265 393 755 46,239 Rental/investment — — 18,635 18,635 — — 59 59 18,694 Land development 75 — 9,321 9,396 — — — — 9,396 Total real estate – 1-4 family mortgage 1,596 — 188,743 190,339 1,078 1,971 3,004 6,053 196,392 Real estate – commercial mortgage: Owner-occupied 314 — 217,850 218,164 — 138 1,945 2,083 220,247 Non-owner occupied 54 — 393,144 393,198 2,931 — 6 2,937 396,135 Land development — 38 15,786 15,824 — — 118 118 15,942 Total real estate – commercial mortgage 368 38 626,780 627,186 2,931 138 2,069 5,138 632,324 Installment loans to individuals 1,107 — 30,162 31,269 16 — 76 92 31,361 Loans, net of unearned income $ 3,387 $ 38 $ 951,722 $ 955,147 $ 4,228 $ 4,105 $ 11,089 $ 19,422 $ 974,569 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Primary 7 $ 865 $ 873 Real estate – commercial mortgage: Owner-occupied 1 6,500 6,500 Total 8 $ 7,365 $ 7,373 Three months ended March 31, 2021 Real estate – 1-4 family mortgage: Primary 3 $ 432 $ 435 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 4 $ 1,269 $ 1,245 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended March 31, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Three months ended March 31, 2021 Commercial, financial, agricultural 1 $ 135 $ 135
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 8 7,403 Reductions due to: Reclassified as nonperforming (4) (452) Paid in full (5) (530) Principal paydowns — (91) Totals at March 31, 2022 96 $ 20,980 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 110 Reclassified as performing restructured loan 3 302 Reductions due to: Reclassified to nonperforming loans (2) (41) Paid in full (2) (1,596) Charge-offs — — Principal paydowns — (44) Totals at March 31, 2022 40 $ 4,340
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ 96,762 $ 276,836 $ 184,316 $ 105,812 $ 39,160 $ 21,356 $ 573,245 $ 4,504 $ 1,301,991 Pass 96,208 275,666 176,524 105,294 37,590 20,606 571,066 3,497 1,286,451 Special Mention 89 — — 194 272 — 601 — 1,156 Substandard 465 1,170 7,792 324 1,298 750 1,578 1,007 14,384 Lease Financing Receivables $ 19,463 $ 24,644 $ 21,969 $ 14,215 $ 6,758 $ 2,793 $ — $ — $ 89,842 Pass 19,463 24,644 21,969 14,215 6,758 2,341 — — 89,390 Special Mention — — — — — 452 — — 452 Substandard — — — — — — — — — Real Estate - Construction $ 162,809 $ 482,341 $ 318,316 $ 145,402 $ 15,525 $ — $ 6,539 $ 602 $ 1,131,534 Residential $ 61,146 $ 150,122 $ 6,025 $ — $ — $ — $ 2,107 $ 602 $ 220,002 Pass 61,146 150,122 6,025 — — — 2,107 602 220,002 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 101,663 $ 332,219 $ 312,291 $ 145,402 $ 15,525 $ — $ 4,432 $ — $ 911,532 Pass 101,663 331,298 312,291 145,402 15,525 — 4,432 — 910,611 Special Mention — 921 — — — — — — 921 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 86,992 $ 180,183 $ 67,130 $ 43,262 $ 24,115 $ 29,405 $ 26,986 $ 854 $ 458,927 Primary $ 7,747 $ 12,478 $ 6,702 $ 2,969 $ 4,159 $ 4,803 $ 6,002 $ — $ 44,860 Pass 7,538 12,478 6,702 2,848 4,159 4,436 5,991 — 44,152 Special Mention — — — — — — — — — Substandard 209 — — 121 — 367 11 — 708 Home Equity $ — $ 1,324 $ — $ 41 $ 127 $ — $ 13,817 $ 9 $ 15,318 Pass — 1,324 — 41 127 — 13,817 9 15,318 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 41,987 $ 100,533 $ 51,166 $ 29,396 $ 19,608 $ 24,032 $ 6,321 $ 845 $ 273,888 Pass 41,966 100,456 50,958 28,363 19,339 23,306 6,321 845 271,554 Special Mention — — — — — — — — — Substandard 21 77 208 1,033 269 726 — — 2,334 Land Development $ 37,258 $ 65,848 $ 9,262 $ 10,856 $ 221 $ 570 $ 846 $ — $ 124,861 Pass 37,258 65,848 8,974 10,832 221 570 846 — 124,549 Special Mention — — — — — — — — — Substandard — — 288 24 — — — — 312 Real Estate - Commercial Mortgage $ 398,640 $ 1,095,513 $ 790,229 $ 608,176 $ 304,844 $ 578,577 $ 137,549 $ 19,906 $ 3,933,434 Owner-Occupied $ 121,718 $ 302,860 $ 266,970 $ 197,621 $ 146,863 $ 219,190 $ 55,759 $ 7,316 $ 1,318,297 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 121,353 301,595 265,142 196,020 145,137 203,852 55,759 6,347 1,295,205 Special Mention — 1,191 — 347 — 3,127 — 932 5,597 Substandard 365 74 1,828 1,254 1,726 12,211 — 37 17,495 Non-Owner Occupied $ 260,565 $ 749,262 $ 507,210 $ 400,465 $ 152,176 $ 356,205 $ 72,478 $ 12,590 $ 2,510,951 Pass 260,361 740,078 507,210 387,131 152,176 292,279 72,478 12,590 2,424,303 Special Mention — 9,184 — 11,322 — 24,606 — — 45,112 Substandard 204 — — 2,012 — 39,320 — — 41,536 Land Development $ 16,357 $ 43,391 $ 16,049 $ 10,090 $ 5,805 $ 3,182 $ 9,312 $ — $ 104,186 Pass 14,759 43,123 15,713 10,090 5,724 3,182 9,312 — 101,903 Special Mention — 43 — — — — — — 43 Substandard 1,598 225 336 — 81 — — — 2,240 Installment loans to individuals $ 73 $ — $ — $ 37 $ — $ — $ — $ — $ 110 Pass 73 — — 37 — — — — 110 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 764,739 $ 2,059,517 $ 1,381,960 $ 916,904 $ 390,402 $ 632,131 $ 744,319 $ 25,866 $ 6,915,838 Pass 761,788 2,046,632 1,371,508 900,273 386,756 550,572 742,129 23,890 6,783,548 Special Mention 89 11,339 — 11,863 272 28,185 601 932 53,281 Substandard 2,862 1,546 10,452 4,768 3,374 53,374 1,589 1,044 79,009 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential $ 210,734 $ 12,598 $ — $ — $ — $ — $ 3,769 $ 2,428 $ 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ 250,636 $ 359,096 $ 174,369 $ 14,813 $ — $ — $ — $ — $ 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary $ 15,599 $ 7,698 $ 3,662 $ 5,985 $ 4,150 $ 1,066 $ 4,727 $ — $ 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity $ 1,318 $ — $ 42 $ 131 $ — $ — $ 13,615 $ 10 $ 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment $ 111,006 $ 61,801 $ 33,734 $ 23,520 $ 23,890 $ 7,469 $ 5,554 $ 931 $ 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development $ 77,214 $ 13,539 $ 22,802 $ 408 $ 300 $ 311 $ 1,638 $ — $ 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied $ 312,031 $ 305,686 $ 220,057 $ 164,345 $ 140,265 $ 117,767 $ 59,126 $ 9,748 $ 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied $ 809,784 $ 511,803 $ 449,409 $ 173,123 $ 155,175 $ 256,133 $ 79,016 $ 11,896 $ 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development $ 46,303 $ 19,060 $ 11,040 $ 6,621 $ 3,204 $ 2,752 $ 9,304 $ — $ 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ 24 $ — $ — $ — $ 4,586 $ 29,638 $ — $ 34,248 Performing Loans — 24 — — — 4,586 29,638 — 34,248 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Residential $ 7,060 $ 70,624 $ 6,079 $ 1,631 $ — $ — $ — $ — $ 85,394 Performing Loans 7,060 70,624 6,079 1,631 — — — — 85,394 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 202,102 $ 576,608 $ 389,909 $ 182,310 $ 142,482 $ 284,535 $ 404,747 $ 2,967 $ 2,185,660 Primary $ 199,643 $ 566,132 $ 387,647 $ 181,465 $ 140,891 $ 283,112 $ — $ — $ 1,758,890 Performing Loans 199,643 565,669 386,148 179,052 136,035 277,478 — — 1,744,025 Non-Performing Loans — 463 1,499 2,413 4,856 5,634 — — 14,865 Home Equity $ 520 $ 111 $ — $ 79 $ 224 $ 460 $ 404,747 $ 2,967 $ 409,108 Performing Loans 520 111 — 79 224 388 403,926 2,413 407,661 Non-Performing Loans — — — — — 72 821 554 1,447 Rental/Investment $ — $ — $ — $ — $ — $ 229 $ — $ — $ 229 Performing Loans — — — — — 176 — — 176 Non-Performing Loans — — — — — 53 — — 53 Land Development $ 1,939 $ 10,365 $ 2,262 $ 766 $ 1,367 $ 734 $ — $ — $ 17,433 Performing Loans 1,939 10,340 2,172 734 1,367 672 — — 17,224 Non-Performing Loans — 25 90 32 — 62 — — 209 Real Estate - Commercial Mortgage $ 1,004 $ 4,940 $ 3,204 $ 1,785 $ 748 $ 425 $ — $ — $ 12,106 Owner-Occupied $ — $ — $ 135 $ 14 $ — $ — $ — $ — $ 149 Performing Loans — — 135 14 — — — — 149 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 30 $ — $ — $ — $ — $ — $ 30 Performing Loans — — 30 — — — — — 30 Non-Performing Loans — — — — — — — — — Land Development $ 1,004 $ 4,940 $ 3,039 $ 1,771 $ 748 $ 425 $ — $ — $ 11,927 Performing Loans 1,004 4,940 3,039 1,755 748 374 — — 11,860 Non-Performing Loans — — — 16 — 51 — — 67 Installment loans to individuals $ 13,094 $ 36,301 $ 11,810 $ 20,312 $ 6,858 $ 3,303 $ 13,926 $ 40 $ 105,644 Performing Loans 12,981 36,285 11,783 20,265 6,848 3,252 13,926 37 105,377 Non-Performing Loans 113 16 27 47 10 51 — 3 267 Total loans not subject to risk rating $ 223,260 $ 688,497 $ 411,002 $ 206,038 $ 150,088 $ 292,849 $ 448,311 $ 3,007 $ 2,423,052 Performing Loans 223,147 687,993 409,386 203,530 145,222 286,926 447,490 2,450 2,406,144 Non-Performing Loans 113 504 1,616 2,508 4,866 5,923 821 557 16,908 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary $ 542,659 $ 415,863 $ 203,739 $ 153,717 $ 116,689 $ 206,496 $ — $ — $ 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity $ 111 $ — $ 79 $ 225 $ — $ 508 $ 404,293 $ 2,776 $ 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment $ — $ — $ 99 $ — $ 23 $ 218 $ — $ — $ 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development $ 11,713 $ 3,389 $ 1,097 $ 1,593 $ 907 $ 159 $ — $ — $ 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied $ — $ 136 $ 58 $ — $ — $ — $ — $ — $ 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ 31 $ — $ — $ — $ — $ — $ — $ 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development $ 5,265 $ 3,417 $ 2,024 $ 800 $ 468 $ 137 $ — $ — $ 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 629 $ 6,149 $ 33,798 $ 67,658 $ 1,134 $ 109,368 Pass — — — 629 5,569 25,590 66,049 740 98,577 Special Mention — — — — 239 — — — 239 Substandard — — — — 341 8,208 1,609 394 10,552 Real Estate - Construction $ — $ — $ — $ — $ 575 $ 4,549 $ — $ — $ 5,124 Residential $ — $ — $ — $ — $ 575 $ 684 $ — $ — $ 1,259 Pass — — — — 575 684 — — 1,259 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,865 $ — $ — $ 3,865 Pass — — — — — 3,865 — — 3,865 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 152 $ 9,106 $ 32,889 $ 903 $ 191 $ 43,241 Primary $ — $ — $ — $ 35 $ 2,317 $ 12,126 $ 158 $ — $ 14,636 Pass — — — 35 2,317 9,148 158 — 11,658 Special Mention — — — — — 56 — — 56 Substandard — — — — — 2,922 — — 2,922 Home Equity $ — $ — $ — $ — $ — $ 38 $ 590 $ 191 $ 819 Pass — — — — — 38 590 — 628 Special Mention — — — — — — — — — Substandard — — — — — — — 191 191 Rental/Investment $ — $ — $ — $ 117 $ 314 $ 18,108 $ 155 $ — $ 18,694 Pass — — — 117 314 17,367 5 — 17,803 Special Mention — — — — — — — — — Substandard — — — — — 741 150 — 891 Land Development $ — $ — $ — $ — $ 6,475 $ 2,617 $ — $ — $ 9,092 Pass — — — — 6,475 1,285 — — 7,760 Special Mention — — — — — — — — — Substandard — — — — — 1,332 — — 1,332 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 322 $ 49,086 $ 566,330 $ 1,758 $ 14,136 $ 631,632 Owner-Occupied $ — $ — $ — $ — $ 13,054 $ 206,267 $ 926 $ — $ 220,247 Pass — — — — 13,054 189,182 926 — 203,162 Special Mention — — — — — 1,918 — — 1,918 Substandard — — — — — 15,167 — — 15,167 Non-Owner Occupied $ — $ — $ — $ 322 $ 35,628 $ 345,803 $ 246 $ 14,136 $ 396,135 Pass — — — 322 19,250 311,334 246 4,281 335,433 Special Mention — — — — 16,372 — — — 16,372 Substandard — — — — 6 34,469 — 9,855 44,330 Land Development $ — $ — $ — $ — $ 404 $ 14,260 $ 586 $ — $ 15,250 Pass — — — — 404 8,446 586 — 9,436 Special Mention — — — — — 5,083 — — 5,083 Substandard — — — — — 731 — — 731 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,103 $ 64,916 $ 637,566 $ 70,319 $ 15,461 $ 789,365 Pass — — — 1,103 47,958 566,939 68,560 5,021 689,581 Special Mention — — — — 16,611 7,057 — — 23,668 Substandard — — — — 347 63,570 1,759 10,440 76,116 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential $ — $ — $ — $ 601 $ — $ 686 $ — $ — $ 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ 3,707 $ — $ — $ 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary $ — $ — $ 34 $ 2,485 $ 1,367 $ 12,336 $ 161 $ — $ 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity $ — $ — $ — $ — $ — $ 42 $ 1,087 $ 201 $ 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment $ — $ — $ 118 $ 804 $ 1,273 $ 17,806 $ 228 $ — $ 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development $ — $ — $ — $ 6,862 $ 141 $ 2,657 $ — $ — $ 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied $ — $ — $ — $ 13,344 $ 17,621 $ 200,111 $ 3,056 $ — $ 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied $ — $ — $ 325 $ 35,887 $ 103,739 $ 254,080 $ 2,222 $ 14,324 $ 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development $ — $ — $ — $ 1,288 $ 1,894 $ 13,792 $ 634 $ — $ 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 200 $ 1,079 $ 110,964 $ 39,583 $ 1,325 $ 153,151 Primary $ — $ — $ — $ 200 $ 538 $ 106,613 $ — $ 76 $ 107,427 Performing Loans — — — 200 429 101,584 — 76 102,289 Non-Performing Loans — — — — 109 5,029 — — 5,138 Home Equity $ — $ — $ — $ — $ 541 $ 4,047 $ 39,583 $ 1,249 $ 45,420 Performing Loans — — — — 541 3,994 39,011 1,120 44,666 Non-Performing Loans — — — — — 53 572 129 754 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ — $ 304 $ — $ — $ 304 Performing Loans — — — — — 304 — — 304 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ — $ 145 $ 547 $ — $ — $ 692 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 145 $ 547 $ — $ — $ 692 Performing Loans — — — — 145 547 — — 692 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ — $ 17,963 $ 11,983 $ 1,391 $ 24 $ 31,361 Performing Loans — — — — 17,959 11,912 1,378 20 31,269 Non-Performing Loans — — — — 4 71 13 4 92 Total loans not subject to risk rating $ — $ — $ — $ 200 $ 19,187 $ 123,494 $ 40,974 $ 1,349 $ 185,204 Performing Loans — — — 200 19,074 118,341 40,389 1,216 179,220 Non-Performing Loans — — — — 113 5,153 585 133 5,984 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary $ — $ — $ 202 $ 938 $ 17,505 $ 98,961 $ — $ 81 $ 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity $ — $ — $ — $ 542 $ 2,441 $ 1,823 $ 44,086 $ 1,274 $ 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ — $ 42 $ 276 $ — $ — $ 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2022
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,336,239 $ 1,332,962 Lease financing 94,954 80,192 Real estate – construction: Residential 305,396 300,988 Commercial 911,532 798,914 Total real estate – construction 1,216,928 1,099,902 Real estate – 1-4 family mortgage: Primary 1,803,750 1,682,050 Home equity 424,426 423,108 Rental/investment 274,117 268,245 Land development 142,294 135,070 Total real estate – 1-4 family mortgage 2,644,587 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,318,446 1,329,219 Non-owner occupied 2,510,981 2,446,370 Land development 116,113 110,395 Total real estate – commercial mortgage 3,945,540 3,885,984 Installment loans to individuals 105,754 107,565 Gross loans 9,344,002 9,015,078 Unearned income (5,112) (4,067) Loans, net of unearned income $ 9,338,890 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural $ 109,368 $ 90,308 Real estate – construction: Residential 1,259 1,287 Commercial 3,865 3,707 Total real estate – construction 5,124 4,994 Real estate – 1-4 family mortgage: Primary 122,063 134,070 Home equity 46,239 51,496 Rental/investment 18,694 20,229 Land development 9,396 9,978 Total real estate – 1-4 family mortgage 196,392 215,773 Real estate – commercial mortgage: Owner-occupied 220,247 234,132 Non-owner occupied 396,135 410,577 Land development 15,942 18,344 Total real estate – commercial mortgage 632,324 663,053 Installment loans to individuals 31,361 35,775 Loans $ 974,569 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: March 31, December 31, 2021 Commercial, financial, agricultural (1) $ 1,445,607 $ 1,423,270 Lease financing 94,954 80,192 Real estate – construction: Residential 306,655 302,275 Commercial 915,397 802,621 Total real estate – construction 1,222,052 1,104,896 Real estate – 1-4 family mortgage: Primary 1,925,813 1,816,120 Home equity 470,665 474,604 Rental/investment 292,811 288,474 Land development 151,690 145,048 Total real estate – 1-4 family mortgage 2,840,979 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,538,693 1,563,351 Non-owner occupied 2,907,116 2,856,947 Land development 132,055 128,739 Total real estate – commercial mortgage 4,577,864 4,549,037 Installment loans to individuals 137,115 143,340 Gross loans 10,318,571 10,024,981 Unearned income (5,112) (4,067) Loans, net of unearned income 10,313,459 10,020,914 Allowance for credit losses on loans (166,468) (164,171) Net loans $ 10,146,991 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $8,382 and $58,391 as of March 31, 2022 and December 31, 2021, respectively.
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 1,648 — — — — — 1,648 Charge-offs (2,102) — (163) (6) (7) (779) (3,057) Recoveries 1,136 — 178 155 12 725 2,206 Net (charge-offs) recoveries (966) — 15 149 5 (54) (851) Provision for credit losses on loans (998) 1,992 4,477 (3,858) 91 (204) 1,500 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Period-End Amount Allocated to: Individually evaluated $ 9,225 $ — $ 396 $ 2,660 $ — $ 570 $ 12,851 Collectively evaluated 24,381 18,411 36,452 62,571 1,582 10,220 153,617 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Loans: Individually evaluated $ 13,070 $ — $ 4,477 $ 15,464 $ — $ 570 $ 33,581 Collectively evaluated 1,432,537 1,222,052 2,836,502 4,562,400 89,842 136,545 10,279,878 Ending balance $ 1,445,607 $ 1,222,052 $ 2,840,979 $ 4,577,864 $ 89,842 $ 137,115 $ 10,313,459 Nonaccruing loans with no allowance for credit losses $ 435 $ — $ 2,614 $ 5,298 $ — $ 2 $ 8,349 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (3,498) (52) (101) (61) — (1,658) (5,370) Recoveries 289 13 261 171 11 1,587 2,332 Net (charge-offs) recoveries (3,209) (39) 160 110 11 (71) (3,038) Provision for credit losses on loans 1,770 (1,031) (631) (12) (89) (7) — Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Period-End Amount Allocated to: Individually evaluated $ 9,908 $ — $ 232 $ 4,846 $ — $ 607 $ 15,593 Collectively evaluated 27,684 14,977 31,462 71,379 1,546 10,465 157,513 Ending balance $ 37,592 $ 14,977 $ 31,694 $ 76,225 $ 1,546 $ 11,072 $ 173,106 Loans: Individually evaluated $ 15,435 $ — $ 6,311 $ 18,508 $ — $ 621 $ 40,875 Collectively evaluated 2,233,852 955,918 2,679,750 4,530,519 75,256 172,238 10,647,533 Ending balance $ 2,249,287 $ 955,918 $ 2,686,061 $ 4,549,027 $ 75,256 $ 172,859 $ 10,688,408 Nonaccruing loans with no allowance for credit losses $ 1,848 $ — $ 4,695 $ 2,113 $ — $ — $ 8,656
Unfunded loan commitments, allowance for credit losses	Three Months Ended March 31, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,035 $ 20,535 (Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense) (550) — Ending balance $ 19,485 $ 20,535

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2022
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total March 31, 2022 Residential real estate $ 44 $ 332 $ 376 Commercial real estate 39 136 175 Residential land development 291 4 295 Commercial land development 1,157 59 1,216 Total $ 1,531 $ 531 $ 2,062 December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2022 $ 1,589 $ 951 $ 2,540 Transfers of loans 36 164 200 Impairments (14) — (14) Dispositions (79) (586) (665) Other (1) 2 1 Balance at March 31, 2022 $ 1,531 $ 531 $ 2,062
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2022 2021 Repairs and maintenance $ 3 $ 20 Property taxes and insurance 35 11 Impairments 14 70 Net gains on OREO sales (291) (56) Rental income (2) (4) Total $ (241) $ 41

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the three months ended March 31, 2022 were as follows: Community Banks Insurance Total Balance at January 1, 2022 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Balance at March 31, 2022 $ 943,524 $ 2,767 $ 946,291
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2022 Core deposit intangibles $ 82,492 $ (60,720) $ 21,772 Customer relationship intangible 2,470 (1,511) 959 Total finite-lived intangible assets $ 84,962 $ (62,231) $ 22,731 December 31, 2021 Core deposit intangibles $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2022 2021 Amortization expense for: Core deposit intangibles $ 1,321 $ 1,553 Customer relationship intangible 45 45 Total intangible amortization $ 1,366 $ 1,598
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2022 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2022 $ 4,941 $ 181 $ 5,122 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2022
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2022 $ 89,018 Capitalization 6,603 Amortization (3,891) Balance at March 31, 2022 $ 91,730
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2022 December 31, 2021 Unpaid principal balance $ 8,931,901 $ 8,728,629 Weighted-average prepayment speed (CPR) 6.71 % 10.56 % Estimated impact of a 10% increase $ (5,883) $ (3,875) Estimated impact of a 20% increase (11,291) (7,464) Discount rate 9.68 % 9.82 % Estimated impact of a 10% increase $ (1,477) $ (4,153) Estimated impact of a 20% increase (3,264) (8,119) Weighted-average coupon interest rate 3.27 % 3.29 % Weighted-average servicing fee (basis points) 30.47 30.37 Weighted-average remaining maturity (in years) 8.46 6.69

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2022
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2022 2021 2022 2021 Service cost $ — $ — $ 1 $ 1 Interest cost 184 166 3 4 Expected return on plan assets (421) (443) — — Recognized actuarial loss (gain) 61 54 (19) — Net periodic (return) benefit cost $ (176) $ (223) $ (15) $ 5
Summary of the changes in stock options and restricted stock	The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2022: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 146,561 $ 34.67 603,714 $ 34.48 Awarded 63,308 38.62 252,719 38.32 Vested — — (139,711) 31.08 Cancelled — — (2,000) 35.85 Nonvested at end of period 209,869 $ 35.86 714,722 $ 36.50

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 179,648 $ 3,662 $ 185,447 $ 4,711 Interest rate lock commitments Other Assets 130,896 2,032 310,941 5,304 Forward commitments Other Assets 436,000 10,216 280,000 667 Totals $ 746,544 $ 15,910 $ 776,388 $ 10,682 Derivative liabilities: Interest rate contracts Other Liabilities $ 179,648 $ 3,662 $ 185,447 $ 4,711 Interest rate lock commitments Other Liabilities 160,820 2,594 19,961 43 Forward commitments Other Liabilities 35,000 97 320,000 736 Totals $ 375,468 $ 6,353 $ 525,408 $ 5,490 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 100,000 $ 13,486 $ 100,000 $ 7,016 Derivative liabilities: Interest rate swaps Other Liabilities $ 30,000 $ 816 $ 62,000 $ 2,902 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 11,754 $ 100,000 $ 5,411
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2022 2021 Interest rate contracts: Included in interest income on loans $ 305 $ 370 Interest rate lock commitments: Included in mortgage banking income (5,823) (8,322) Forward commitments Included in mortgage banking income 10,188 18,803 Total $ 4,670 $ 10,851 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended March 31, Location 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (6,343) $ (7,650) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 6,343 $ 7,650
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2022 December 31, 2021 March 31, 2022 December 31, 2021 Long-term debt $ 86,786 $ 93,085 $ 11,754 $ 5,411
Offsetting assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2021 March 31, December 31, 2021 Gross amounts recognized $ 26,694 $ 8,007 $ 13,337 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 26,694 8,007 13,337 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 12,382 7,208 12,382 7,208 Financial collateral pledged — — 955 6,228 Net amounts $ 14,312 $ 799 $ — $ —
Offsetting liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2021 March 31, December 31, 2021 Gross amounts recognized $ 26,694 $ 8,007 $ 13,337 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 26,694 8,007 13,337 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 12,382 7,208 12,382 7,208 Financial collateral pledged — — 955 6,228 Net amounts $ 14,312 $ 799 $ — $ —

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2022
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2022 2021 Deferred tax assets Allowance for credit losses $ 50,421 $ 50,712 Loans 2,602 2,855 Deferred compensation 10,777 14,522 Net unrealized losses on securities 35,769 3,545 Impairment of assets 394 392 Net operating loss carryforwards 1,035 1,211 Investment in partnerships 930 890 Lease liabilities under operating leases 15,423 17,106 Other 4,179 3,241 Total deferred tax assets 121,530 94,474 Deferred tax liabilities Fixed assets 5,734 5,339 Mortgage servicing rights 21,470 20,779 Junior subordinated debt 2,093 2,130 Intangibles 3,005 3,177 Lease right-of-use asset 14,696 16,209 Other 1,722 1,607 Total deferred tax liabilities 48,720 49,241 Net deferred tax assets $ 72,810 $ 45,233

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2022
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2022 Financial assets: Securities available for sale $ — $ 2,405,316 $ — $ 2,405,316 Derivative instruments — 29,396 — 29,396 Mortgage loans held for sale in loans held for sale — 280,464 — 280,464 Total financial assets $ — $ 2,715,176 $ — $ 2,715,176 Financial liabilities: Derivative instruments: $ — $ 18,923 $ — $ 18,923 Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale — 2,386,052 — 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following table provides a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, as of the dates presented: 2021 Three Months Ended March 31, 2022 Trust preferred Three Months Ended March 31, Balance at beginning of period $ 9,012 Accretion included in net income 7 Unrealized losses included in other comprehensive income 941 Realized losses 2,061 Sales (12,021) Balance at end of period $ —
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 3,111 $ 3,111 OREO — — 2,062 2,062 Total $ — $ — $ 5,173 $ 5,173 December 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Total $ — $ — $ 10,468 $ 10,468
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2021 Carrying amount prior to remeasurement $ 2,076 $ 2,556 Impairment recognized in results of operations (14) (16) Fair value $ 2,062 $ 2,540
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of March 31, 2022 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 3,111 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,062 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2022 and December 31, 2021: Aggregate Aggregate Difference March 31, 2022 Mortgage loans held for sale measured at fair value $ 280,464 $ 281,669 $ (1,205) December 31, 2021 Mortgage loans held for sale measured at fair value $ 453,533 $ 441,717 $ 11,816
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,607,493 $ 1,607,493 $ — $ — $ 1,607,493 Securities available for sale 2,405,316 — 2,405,316 — 2,405,316 Loans held for sale 280,464 — 280,464 — 280,464 Loans, net 10,146,991 — — 9,860,650 9,860,650 Mortgage servicing rights 91,730 — — 131,896 131,896 Derivative instruments 29,396 — 29,396 — 29,396 Financial liabilities Deposits $ 13,990,897 $ 12,650,868 $ 1,321,023 $ — $ 13,971,891 Short-term borrowings 111,279 111,279 — — 111,279 Federal Home Loan Bank advances 408 — 409 — 409 Junior subordinated debentures 111,518 — 104,427 — 104,427 Subordinated notes 323,490 — 322,900 — 322,900 Derivative instruments 18,923 — 18,923 — 18,923 Fair Value As of December 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2022
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (134,756) $ (34,294) $ (100,462) Amortization of unrealized holding gains on securities transferred to the held to maturity category (99) (25) (74) Total securities available for sale (134,855) (34,319) (100,536) Derivative instruments: Unrealized holding gains on derivative instruments 8,556 2,177 6,379 Total derivative instruments 8,556 2,177 6,379 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (126,257) $ (32,131) $ (94,126) Three months ended March 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (20,044) $ (5,101) $ (14,943) Reclassification adjustment for gains realized in net income (1,357) (345) (1,012) Total securities available for sale (21,401) (5,446) (15,955) Derivative instruments: Unrealized holding gains on derivative instruments 14,734 3,750 10,984 Total derivative instruments 14,734 3,750 10,984 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 54 12 42 Total defined benefit pension and post-retirement benefit plans 54 12 42 Total other comprehensive loss $ (6,613) $ (1,684) $ (4,929)
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: March 31, December 31, 2021 Unrealized losses on securities $ (109,652) $ (9,116) Unrealized gains on derivative instruments 10,342 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,259) (5,290) Total accumulated other comprehensive loss $ (104,569) $ (10,443)

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2022
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2022 2021 Basic Net income applicable to common stock $ 33,547 $ 57,908 Average common shares outstanding 55,809,192 56,240,201 Net income per common share - basic $ 0.60 $ 1.03 Diluted Net income applicable to common stock $ 33,547 $ 57,908 Average common shares outstanding 55,809,192 56,240,201 Effect of dilutive stock-based compensation 272,671 278,998 Average common shares outstanding - diluted 56,081,863 56,519,199 Net income per common share - diluted $ 0.60 $ 1.02
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2022 2021 Number of shares 2,200 1,875

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2022
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2022 December 31, 2021 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,424,268 9.00 % $ 1,422,077 9.15 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,316,342 10.78 % 1,314,295 11.18 % Tier 1 Capital to Risk-Weighted Assets 1,424,268 11.67 % 1,422,077 12.10 % Total Capital to Risk-Weighted Assets 1,892,630 15.50 % 1,897,167 16.14 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,581,608 10.00 % $ 1,580,904 10.18 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,581,608 12.95 % 1,580,904 13.46 % Tier 1 Capital to Risk-Weighted Assets 1,581,608 12.95 % 1,580,904 13.46 % Total Capital to Risk-Weighted Assets 1,714,725 14.04 % 1,697,163 14.44 %

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2022
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2022 Net interest income (loss) $ 103,932 $ 93 $ 490 $ (4,886) $ 99,629 Provision for credit losses 1,500 — — — 1,500 Noninterest income (loss) 28,306 3,097 6,505 (450) 37,458 Noninterest expense 86,871 2,116 4,755 363 94,105 Income (loss) before income taxes 43,867 1,074 2,240 (5,699) 41,482 Income tax expense (benefit) 9,131 281 — (1,477) 7,935 Net income (loss) $ 34,736 $ 793 $ 2,240 $ (4,222) $ 33,547 Total assets $ 16,757,670 $ 33,794 $ 64,761 $ 7,532 $ 16,863,757 Goodwill $ 943,524 $ 2,767 $ — $ — $ 946,291 Three months ended March 31, 2021 Net interest income (loss) $ 112,948 $ 107 $ 384 $ (3,791) $ 109,648 Provision for credit losses — — — — — Noninterest income (loss) 73,070 3,248 5,171 (452) 81,037 Noninterest expense (benefit) 109,586 1,923 4,101 325 115,935 Income (loss) before income taxes 76,432 1,432 1,454 (4,568) 74,750 Income tax expense (benefit) 17,656 367 — (1,181) 16,842 Net income (loss) $ 58,776 $ 1,065 $ 1,454 $ (3,387) $ 57,908 Total assets $ 15,525,500 $ 31,004 $ 64,320 $ 1,747 $ 15,622,571 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 2,554,976	$ 2,400,956
Gross Unrealized Gains	2,843	16,120
Gross Unrealized Losses	(152,503)	(31,024)
Fair Value	2,405,316	2,386,052
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost	2,000	3,007
Gross Unrealized Gains	0	3
Gross Unrealized Losses	0	0
Fair Value	2,000	3,010
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost		153,847
Gross Unrealized Gains		5,532
Gross Unrealized Losses		(269)
Fair Value		159,110
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	161,565	0
Gross Unrealized Gains	1,117	0
Gross Unrealized Losses	(5,205)	0
Fair Value	157,477	0
Trust preferred securities
Amortized cost and fair value of securities available for sale
Amortized Cost		0
Gross Unrealized Gains		0
Gross Unrealized Losses		0
Fair Value		0
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	94,996	36,515
Gross Unrealized Gains	385	1,097
Gross Unrealized Losses	(1,991)	(148)
Fair Value	93,390	37,464
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	969,140	967,497
Gross Unrealized Gains	1,249	7,854
Gross Unrealized Losses	(48,493)	(6,816)
Fair Value	921,896	968,535
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	11,277	14,717
Gross Unrealized Gains	0	365
Gross Unrealized Losses	(371)	(1)
Fair Value	10,906	15,081
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	1,094,043	1,008,514
Gross Unrealized Gains	5	457
Gross Unrealized Losses	(83,591)	(20,371)
Fair Value	1,010,457	988,600
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	221,955	216,859
Gross Unrealized Gains	87	812
Gross Unrealized Losses	(12,852)	(3,419)
Fair Value	$ 209,190	$ 214,252

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value, Held to Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 487,226	$ 416,389
Gross Unrealized Gains	0	334
Gross Unrealized Losses	(37,685)	(1,171)
Fair Value	449,541	415,552
Allowance for credit losses - held to maturity securities	(32)	(32)
Held to maturity securities, net of allowance for credit losses	487,194	416,357
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	290,588	267,641
Gross Unrealized Gains	0	333
Gross Unrealized Losses	(26,969)	(685)
Fair Value	263,619	267,289
Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	23,403	24,832
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,904)	(92)
Fair Value	21,499	24,740
Other debt securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	21,938	22,049
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,120)	(79)
Fair Value	20,818	21,970
Government agency mortgage backed securities | Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	95,369	60,507
Gross Unrealized Gains	0	1
Gross Unrealized Losses	(3,943)	(198)
Fair Value	91,426	60,310
Government agency mortgage backed securities | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	17,022	1,855
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,488)	0
Fair Value	15,534	1,855
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	38,906	39,505
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(2,261)	(117)
Fair Value	$ 36,645	$ 39,388

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Carrying Value		$ 154,034,000
Net Proceeds	$ 0	155,391,000
Gain/(Loss)		1,357,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value		47,000
Net Proceeds		50,000
Gain/(Loss)		3,000
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		136,340,000
Net Proceeds		139,735,000
Gain/(Loss)		3,395,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value		5,626,000
Net Proceeds		5,646,000
Gain/(Loss)		20,000
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		12,021,000
Net Proceeds		9,960,000
Gain/(Loss)		$ (2,061,000)

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 3,508
Gross losses on sales of securities available for sale	(2,151)
Gains on sales of securities available for sale, net	$ 1,357

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Allowance for credit losses - held to maturity securities	$ 32	$ 32
Amortized cost of debt securities held to maturity rated A or higher by rating agencies (percent)	99.90%
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 684,687	607,681
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 18,305	$ 21,493

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Amortized Cost
Due within one year	$ 155
Due after one year through five years	2,047
Due after five years through ten years	18,244
Due after ten years	270,142
Amortized Cost	487,226	$ 416,389
Fair Value
Due within one year	155
Due after one year through five years	1,977
Due after five years through ten years	16,884
Due after ten years	244,603
Fair Value	449,541	415,552
Amortized Cost
Due within one year	3,996
Due after one year through five years	37,518
Due after five years through ten years	66,830
Due after ten years	88,851
Amortized Cost	2,554,976	2,400,956
Fair Value
Due within one year	4,003
Due after one year through five years	37,814
Due after five years through ten years	66,946
Due after ten years	84,252
Fair Value	2,405,316	2,386,052
Residential mortgage backed securities:
Amortized Cost
Amortized Cost	23,403	24,832
Fair Value
Fair Value	21,499	24,740
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	21,938
Amortized Cost	21,938	22,049
Fair Value
Without single maturity date, fair value	20,818
Fair Value	20,818	21,970
Amortized Cost
Debt securities, without fixed maturity, amortized cost	61,366
Amortized Cost	94,996	36,515
Fair Value
Debt securities, without fixed maturity, fair value	59,852
Fair Value	93,390	37,464
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	95,369
Amortized Cost	95,369	60,507
Fair Value
Without single maturity date, fair value	91,426
Fair Value	91,426	60,310
Amortized Cost
Debt securities, without fixed maturity, amortized cost	969,140
Amortized Cost	969,140	967,497
Fair Value
Debt securities, without fixed maturity, fair value	921,896
Fair Value	921,896	968,535
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	17,022
Amortized Cost	17,022	1,855
Fair Value
Without single maturity date, fair value	15,534
Fair Value	15,534	1,855
Amortized Cost
Debt securities, without fixed maturity, amortized cost	11,277
Amortized Cost	11,277	14,717
Fair Value
Debt securities, without fixed maturity, fair value	10,906
Fair Value	10,906	15,081
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	23,403
Fair Value
Without single maturity date, fair value	21,499
Amortized Cost
Debt securities, without fixed maturity, amortized cost	1,094,043
Amortized Cost	1,094,043	1,008,514
Fair Value
Debt securities, without fixed maturity, fair value	1,010,457
Fair Value	1,010,457	988,600
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	38,906
Amortized Cost	38,906	39,505
Fair Value
Without single maturity date, fair value	36,645
Fair Value	36,645	39,388
Amortized Cost
Debt securities, without fixed maturity, amortized cost	221,955
Amortized Cost	221,955	216,859
Fair Value
Debt securities, without fixed maturity, fair value	209,190
Fair Value	$ 209,190	$ 214,252

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Mar. 31, 2022USD ($)security	Dec. 31, 2021USD ($)security
Available for Sale:
Number of positions, Less than 12 Months | security	219	121
Fair Value, Less than 12 Months	$ 1,987,809	$ 1,899,384
Unrealized Losses, Less than 12 Months	$ (133,960)	$ (30,120)
Number of positions, 12 Months or More | security	22	7
Fair value, 12 Months or More	$ 173,753	$ 25,634
Unrealized Losses, 12 Months or More	$ (18,543)	$ (904)
Number of positions | security	241	128
Fair Value	$ 2,161,562	$ 1,925,018
Unrealized Losses	$ (152,503)	$ (31,024)
Held to Maturity:
Number of positions, Less than 12 Months | security	197	90
Fair Value, Less than 12 Months	$ 416,494	$ 201,791
Unrealized Losses, Less than 12 Months	$ (34,916)	$ (1,154)
Number of positions, 12 Months or More | security	4	1
Fair Value, 12 Months or More	$ 33,047	$ 5,354
Unrealized Losses, 12 Months or More	$ (2,769)	$ (17)
Number of positions | security	201	91
Fair Value	$ 449,541	$ 207,145
Unrealized Losses	$ (37,685)	$ (1,171)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	41	8
Fair Value, Less than 12 Months	$ 81,646	$ 34,303
Unrealized Losses, Less than 12 Months	$ (4,767)	$ (216)
Number of positions, 12 Months or More | security	4	3
Fair value, 12 Months or More	$ 5,805	$ 3,892
Unrealized Losses, 12 Months or More	$ (438)	$ (53)
Number of positions | security	45	11
Fair Value	$ 87,451	$ 38,195
Unrealized Losses	$ (5,205)	$ (269)
Held to Maturity:
Number of positions, Less than 12 Months | security	127	24
Fair Value, Less than 12 Months	$ 261,920	$ 62,131
Unrealized Losses, Less than 12 Months	$ (26,786)	$ (685)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 1,699	$ 0
Unrealized Losses, 12 Months or More	$ (183)	$ 0
Number of positions | security	128	24
Fair Value	$ 263,619	$ 62,131
Unrealized Losses	$ (26,969)	$ (685)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		0
Fair value, 12 Months or More		$ 0
Unrealized Losses, 12 Months or More		$ 0
Number of positions | security		0
Fair Value		$ 0
Unrealized Losses		$ 0
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	10	1
Fair Value, Less than 12 Months	$ 51,369	$ 8,699
Unrealized Losses, Less than 12 Months	$ (1,991)	$ (148)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	10	1
Fair Value	$ 51,369	$ 8,699
Unrealized Losses	$ (1,991)	$ (148)
Held to Maturity:
Number of positions, Less than 12 Months | security	8	8
Fair Value, Less than 12 Months	$ 20,818	$ 21,972
Unrealized Losses, Less than 12 Months	$ (1,120)	$ (79)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	8	8
Fair Value	$ 20,818	$ 21,972
Unrealized Losses	$ (1,120)	$ (79)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	80	41
Fair Value, Less than 12 Months	$ 761,484	$ 727,546
Unrealized Losses, Less than 12 Months	$ (43,653)	$ (6,312)
Number of positions, 12 Months or More | security	6	1
Fair value, 12 Months or More	$ 49,651	$ 12,305
Unrealized Losses, 12 Months or More	$ (4,840)	$ (504)
Number of positions | security	86	42
Fair Value	$ 811,135	$ 739,851
Unrealized Losses	$ (48,493)	$ (6,816)
Held to Maturity:
Number of positions, Less than 12 Months | security	55	50
Fair Value, Less than 12 Months	$ 86,842	$ 53,560
Unrealized Losses, Less than 12 Months	$ (3,599)	$ (181)
Number of positions, 12 Months or More | security	1	1
Fair Value, 12 Months or More	$ 4,584	$ 5,354
Unrealized Losses, 12 Months or More	$ (344)	$ (17)
Number of positions | security	56	51
Fair Value	$ 91,426	$ 58,914
Unrealized Losses	$ (3,943)	$ (198)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	3	1
Fair Value, Less than 12 Months	$ 10,481	$ 1,791
Unrealized Losses, Less than 12 Months	$ (371)	$ (1)
Number of positions, 12 Months or More | security	1	1
Fair value, 12 Months or More	$ 425	$ 432
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	4	2
Fair Value	$ 10,906	$ 2,223
Unrealized Losses	$ (371)	$ (1)
Held to Maturity:
Number of positions, Less than 12 Months | security	1
Fair Value, Less than 12 Months	$ 15,534
Unrealized Losses, Less than 12 Months	$ (1,488)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	1
Fair Value	$ 15,534
Unrealized Losses	$ (1,488)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	61	49
Fair Value, Less than 12 Months	$ 932,820	$ 966,126
Unrealized Losses, Less than 12 Months	$ (74,437)	$ (20,371)
Number of positions, 12 Months or More | security	4	0
Fair value, 12 Months or More	$ 77,376	$ 0
Unrealized Losses, 12 Months or More	$ (9,154)	$ 0
Number of positions | security	65	49
Fair Value	$ 1,010,196	$ 966,126
Unrealized Losses	$ (83,591)	$ (20,371)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 24,740
Unrealized Losses, Less than 12 Months	$ 0	$ (92)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 21,499	$ 0
Unrealized Losses, 12 Months or More	$ (1,904)	$ 0
Number of positions | security	1	1
Fair Value	$ 21,499	$ 24,740
Unrealized Losses	$ (1,904)	$ (92)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	24	21
Fair Value, Less than 12 Months	$ 150,009	$ 160,919
Unrealized Losses, Less than 12 Months	$ (8,741)	$ (3,072)
Number of positions, 12 Months or More | security	7	2
Fair value, 12 Months or More	$ 40,496	$ 9,005
Unrealized Losses, 12 Months or More	$ (4,111)	$ (347)
Number of positions | security	31	23
Fair Value	$ 190,505	$ 169,924
Unrealized Losses	$ (12,852)	$ (3,419)
Held to Maturity:
Number of positions, Less than 12 Months | security	6	7
Fair Value, Less than 12 Months	$ 31,380	$ 39,388
Unrealized Losses, Less than 12 Months	$ (1,923)	$ (117)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 5,265	$ 0
Unrealized Losses, 12 Months or More	$ (338)	$ 0
Number of positions | security	7	7
Fair Value	$ 36,645	$ 39,388
Unrealized Losses	$ (2,261)	$ (117)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Summary of loans
Gross loans	$ 10,318,571	$ 10,024,981
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	10,313,459	10,020,914	$ 10,688,408
Commercial, financial, agricultural
Summary of loans
Gross loans	1,445,607	1,423,270
Loans, net of unearned income	1,445,607		2,249,287
Lease financing
Summary of loans
Gross loans	94,954	80,192
Loans, net of unearned income	89,842		75,256
Real estate – construction:
Summary of loans
Gross loans	1,222,052	1,104,896
Loans, net of unearned income	1,222,052		955,918
Real estate – construction: | Residential
Summary of loans
Gross loans	306,655	302,275
Real estate – construction: | Commercial
Summary of loans
Gross loans	915,397	802,621
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,840,979	2,724,246
Loans, net of unearned income	2,840,979		2,686,061
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,925,813	1,816,120
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	470,665	474,604
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	292,811	288,474
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	151,690	145,048
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,577,864	4,549,037
Loans, net of unearned income	4,577,864		4,549,027
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	132,055	128,739
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,538,693	1,563,351
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,907,116	2,856,947
Installment loans to individuals
Summary of loans
Gross loans	137,115	143,340
Loans, net of unearned income	137,115		$ 172,859
Non purchased loans and leases
Summary of loans
Gross loans	9,344,002	9,015,078
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	9,338,890	9,011,011
Non purchased loans and leases | Paycheck Protection Program
Summary of loans
Loans, net of unearned income	8,382	58,391
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	1,336,239	1,332,962
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	94,954	80,192
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	1,216,928	1,099,902
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	305,396	300,988
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	911,532	798,914
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,644,587	2,508,473
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	1,803,750	1,682,050
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	424,426	423,108
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	274,117	268,245
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	142,294	135,070
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	142,294	135,070
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	3,945,540	3,885,984
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,318,446	1,329,219
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,510,981	2,446,370
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	116,113	110,395
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 105,754	$ 107,565

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,146,991,000		$ 9,856,743,000
Allowance for loan losses attributable to restructured loans	$ 166,468,000	$ 173,106,000	$ 164,171,000	$ 176,144,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period	90 days
Consumer and other retail loans charged-off past due period	120 days
Nonperforming loans charged-off past due period	90 days
Number of restructured loans | loan	0	0
Restructured loans discontinued past due period	90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 305,000	$ 305,000
Number of loan modifications | loan	8	4
Modified loans, balance	$ 7,365,000	$ 1,269,000
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	15,267,000	5,965,000
Allowance for loan losses attributable to restructured loans	$ 646,000	$ 328,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,318,571	$ 10,024,981
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	10,313,459	10,020,914	$ 10,688,408
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,445,607	1,423,270
Loans, net of unearned income	1,445,607		2,249,287
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,192
Loans, net of unearned income	89,842		75,256
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,222,052	1,104,896
Loans, net of unearned income	1,222,052		955,918
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,840,979	2,724,246
Loans, net of unearned income	2,840,979		2,686,061
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,577,864	4,549,037
Loans, net of unearned income	4,577,864		4,549,027
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	137,115	143,340
Loans, net of unearned income	137,115		$ 172,859
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,655	302,275
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	915,397	802,621
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,925,813	1,816,120
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	470,665	474,604
Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	292,811	288,474
Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,538,693	1,563,351
Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,907,116	2,856,947
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,344,002	9,015,078
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	9,338,890	9,011,011
Non purchased loans and leases | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,336,239	1,332,962
Non purchased loans and leases | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,192
Non purchased loans and leases | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,216,928	1,099,902
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,644,587	2,508,473
Non purchased loans and leases | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,945,540	3,885,984
Non purchased loans and leases | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	105,754	107,565
Non purchased loans and leases | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	9,306,317	8,980,260
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,331,278	1,327,202
Non purchased loans and leases | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,181
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,216,928	1,099,902
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,626,809	2,492,289
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,935,973	3,877,445
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	105,487	107,308
Non purchased loans and leases | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income		0
Loans, net of unearned income	32,573	30,751
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,961	5,760
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	11
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17,778	16,184
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,567	8,539
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	267	257
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	27,230	23,921
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,519	3,325
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,857	1,077
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19,699	17,085
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,481	1,456
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	674	978
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	7,639	3,964
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	739	1,669
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,088	2,102
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,809	163
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3	30
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	209	1,074
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	77	103
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	132	834
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	125
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	12
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,590	13,462
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,875	2,665
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	11
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,595	9,577
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,100	1,114
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	20	95
Non purchased loans and leases | Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	9,278,878	8,955,265
Non purchased loans and leases | Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,329,682	1,323,774
Non purchased loans and leases | Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,181
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,215,071	1,098,825
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,606,978	2,474,370
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,932,492	3,875,864
Non purchased loans and leases | Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,813	106,318
Non purchased loans and leases | Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,344	13,325
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,347	1,426
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,095	4,505
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,658	7,262
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	244	132
Non purchased loans and leases | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	305,396	300,988
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	305,396	300,988
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,857	1,077
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	303,539	299,911
Non purchased loans and leases | Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	911,532	798,914
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	911,532	798,914
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	911,532	798,914
Non purchased loans and leases | Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,803,750	1,682,050
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,788,658	1,668,114
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	15,092	13,936
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,852	14,785
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,018	1,920
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	389
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,812	8,195
Non purchased loans and leases | Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,771,806	1,652,940
Non purchased loans and leases | Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,262	3,821
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	424,426	423,108
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	422,980	422,163
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,446	945
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,953	1,468
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	54	182
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	32	0
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,012	546
Non purchased loans and leases | Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	420,995	420,695
Non purchased loans and leases | Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	380	217
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	274,117	268,245
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	273,398	267,199
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	719	1,046
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	562	401
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16	0
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	100	445
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	438	771
Non purchased loans and leases | Rental/investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	272,736	266,353
Non purchased loans and leases | Rental/investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	265	275
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	142,294	135,070
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	116,113	110,395
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	141,773	134,813
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	115,784	110,051
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	521	257
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	329	344
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	332	431
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	202	476
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	333	65
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	292	292
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	141,441	134,382
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	115,582	109,575
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	188	192
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	37	52
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,318,446	1,329,219
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,314,829	1,326,532
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,617	2,687
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,617	720
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,809	163
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	36
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	808	822
Non purchased loans and leases | Owner-occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,312,212	1,325,776
Non purchased loans and leases | Owner-occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	1,702
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,510,981	2,446,370
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,505,360	2,440,862
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,621	5,508
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	662	260
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	89
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,504,698	2,440,513
Non purchased loans and leases | Non-owner occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 5,621	$ 5,508

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan
Restructured loans
Number of Loans | loan	8	4
Pre- Modification Amortized Cost	$ 7,365	$ 1,269
Post- Modification Amortized Cost	$ 7,373	$ 1,245
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	7	3
Pre- Modification Amortized Cost	$ 865	$ 432
Post- Modification Amortized Cost	$ 873	$ 435
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan	1
Pre- Modification Amortized Cost	$ 6,500
Post- Modification Amortized Cost	$ 6,500
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan		1
Pre- Modification Amortized Cost		$ 837
Post- Modification Amortized Cost		$ 810

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan
Changes in restructured loans [Roll Forward]
Total, beginning balance | loan	97
Additional advances or loans with concessions | loan	8
Reductions due to:
Reclassified as nonperforming | loan	(4)
Paid in full | loan	(5)
Principal paydowns | loan	0
Total, ending balance | loan	96
Recorded Investment
Total, beginning balance | $	$ 14,650
Additional advances or loans with concessions | $	7,403
Reductions due to:
Reclassified as nonperforming | $	(452)
Paid in full | $	(530)
Principal paydowns | $	(91)
Total, ending balance | $	$ 20,980

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 10,313,459	$ 10,020,914	$ 10,688,408
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,445,607		2,249,287
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	89,842		75,256
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,222,052		955,918
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	2,840,979		2,686,061
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	4,577,864		4,549,027
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	137,115		$ 172,859
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	9,338,890	9,011,011
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	764,739	2,135,373
Prior year	2,059,517	1,537,221
Two years prior	1,381,960	1,037,507
Three years prior	916,904	433,479
Four years prior	390,402	342,368
Prior	632,131	396,601
Revolving Loans	744,319	734,377
Revolving Loans Converted to Term	25,866	27,770
Loans, net of unearned income	6,915,838	6,644,696
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	761,788	2,120,941
Prior year	2,046,632	1,524,037
Two years prior	1,371,508	1,019,102
Three years prior	900,273	421,558
Four years prior	386,756	282,737
Prior	550,572	372,065
Revolving Loans	742,129	730,279
Revolving Loans Converted to Term	23,890	25,303
Loans, net of unearned income	6,783,548	6,496,022
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	89	12,885
Prior year	11,339	10,310
Two years prior	0	13,154
Three years prior	11,863	7,561
Four years prior	272	35,514
Prior	28,185	9,548
Revolving Loans	601	651
Revolving Loans Converted to Term	932	1,712
Loans, net of unearned income	53,281	91,335
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	2,862	1,547
Prior year	1,546	2,874
Two years prior	10,452	5,251
Three years prior	4,768	4,360
Four years prior	3,374	24,117
Prior	53,374	14,988
Revolving Loans	1,589	3,447
Revolving Loans Converted to Term	1,044	755
Loans, net of unearned income	79,009	57,339
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	223,260	687,705
Prior year	688,497	474,103
Two years prior	411,002	247,329
Three years prior	206,038	171,766
Four years prior	150,088	122,241
Prior	292,849	219,586
Revolving Loans	448,311	440,773
Revolving Loans Converted to Term	3,007	2,812
Loans, net of unearned income	2,423,052	2,366,315
Non purchased loans and leases | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	223,147	687,026
Prior year	687,993	473,004
Two years prior	409,386	244,736
Three years prior	203,530	166,685
Four years prior	145,222	120,117
Prior	286,926	216,292
Revolving Loans	447,490	440,078
Revolving Loans Converted to Term	2,450	2,635
Loans, net of unearned income	2,406,144	2,350,573
Non purchased loans and leases | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	113	679
Prior year	504	1,099
Two years prior	1,616	2,593
Three years prior	2,508	5,081
Four years prior	4,866	2,124
Prior	5,923	3,294
Revolving Loans	821	695
Revolving Loans Converted to Term	557	177
Loans, net of unearned income	16,908	15,742
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	96,762	300,748
Prior year	276,836	245,940
Two years prior	184,316	122,350
Three years prior	105,812	44,533
Four years prior	39,160	15,384
Prior	21,356	11,103
Revolving Loans	573,245	557,628
Revolving Loans Converted to Term	4,504	2,757
Loans, net of unearned income	1,301,991	1,300,443
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	96,208	299,731
Prior year	275,666	245,657
Two years prior	176,524	120,102
Three years prior	105,294	43,042
Four years prior	37,590	14,603
Prior	20,606	8,605
Revolving Loans	571,066	553,541
Revolving Loans Converted to Term	3,497	2,002
Loans, net of unearned income	1,286,451	1,287,283
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	89	0
Prior year	0	136
Two years prior	0	1,798
Three years prior	194	281
Four years prior	272	605
Prior	0	1,196
Revolving Loans	601	651
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,156	4,667
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	465	1,017
Prior year	1,170	147
Two years prior	7,792	450
Three years prior	324	1,210
Four years prior	1,298	176
Prior	750	1,302
Revolving Loans	1,578	3,436
Revolving Loans Converted to Term	1,007	755
Loans, net of unearned income	14,384	8,493
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	71
Prior year	24	0
Two years prior	0	0
Three years prior	0	1
Four years prior	0	0
Prior	4,586	8,983
Revolving Loans	29,638	23,464
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	34,248	32,519
Non purchased loans and leases | Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	71
Prior year	24	0
Two years prior	0	0
Three years prior	0	1
Four years prior	0	0
Prior	4,586	8,983
Revolving Loans	29,638	23,464
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	34,248	32,519
Non purchased loans and leases | Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Lease Financing Receivables | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,463
Prior year	24,644
Two years prior	21,969
Three years prior	14,215
Four years prior	6,758
Prior	2,793
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	89,842
Non purchased loans and leases | Lease Financing Receivables | Pass
Loan portfolio by risk-rating grades
Current year	19,463
Prior year	24,644
Two years prior	21,969
Three years prior	14,215
Four years prior	6,758
Prior	2,341
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	89,390
Non purchased loans and leases | Lease Financing Receivables | Special Mention
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	452
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	452
Non purchased loans and leases | Lease Financing Receivables | Substandard
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		26,301
Prior year		23,270
Two years prior		15,504
Three years prior		7,713
Four years prior		2,169
Prior		1,168
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		76,125
Non purchased loans and leases | Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		26,301
Prior year		23,270
Two years prior		15,504
Three years prior		7,713
Four years prior		2,167
Prior		1,159
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		76,114
Non purchased loans and leases | Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		2
Prior		9
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		11
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	162,809	461,370
Prior year	482,341	371,694
Two years prior	318,316	174,369
Three years prior	145,402	14,813
Four years prior	15,525	0
Prior	0	0
Revolving Loans	6,539	3,769
Revolving Loans Converted to Term	602	2,428
Loans, net of unearned income	1,131,534	1,028,443
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,060	57,283
Prior year	70,624	12,561
Two years prior	6,079	1,615
Three years prior	1,631	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	85,394	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	61,146	210,734
Prior year	150,122	12,598
Two years prior	6,025	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	2,107	3,769
Revolving Loans Converted to Term	602	2,428
Loans, net of unearned income	220,002	229,529
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	61,146	210,734
Prior year	150,122	12,598
Two years prior	6,025	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	2,107	3,769
Revolving Loans Converted to Term	602	2,428
Loans, net of unearned income	220,002	229,529
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,060	57,283
Prior year	70,624	12,561
Two years prior	6,079	1,615
Three years prior	1,631	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	85,394	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,060	57,283
Prior year	70,624	12,561
Two years prior	6,079	1,615
Three years prior	1,631	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	85,394	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	101,663	250,636
Prior year	332,219	359,096
Two years prior	312,291	174,369
Three years prior	145,402	14,813
Four years prior	15,525	0
Prior	0	0
Revolving Loans	4,432	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	911,532	798,914
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	101,663	250,636
Prior year	331,298	359,096
Two years prior	312,291	174,369
Three years prior	145,402	14,813
Four years prior	15,525	0
Prior	0	0
Revolving Loans	4,432	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	910,611	798,914
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	921	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	921	0
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	86,992	205,137
Prior year	180,183	83,038
Two years prior	67,130	60,240
Three years prior	43,262	30,044
Four years prior	24,115	28,340
Prior	29,405	8,846
Revolving Loans	26,986	25,534
Revolving Loans Converted to Term	854	941
Loans, net of unearned income	458,927	442,120
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	202,102	554,483
Prior year	576,608	419,252
Two years prior	389,909	205,014
Three years prior	182,310	155,535
Four years prior	142,482	117,619
Prior	284,535	207,381
Revolving Loans	404,747	404,293
Revolving Loans Converted to Term	2,967	2,776
Loans, net of unearned income	2,185,660	2,066,353
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	7,747	15,599
Prior year	12,478	7,698
Two years prior	6,702	3,662
Three years prior	2,969	5,985
Four years prior	4,159	4,150
Prior	4,803	1,066
Revolving Loans	6,002	4,727
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	44,860	42,887
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	7,538	15,599
Prior year	12,478	7,698
Two years prior	6,702	3,496
Three years prior	2,848	5,985
Four years prior	4,159	4,066
Prior	4,436	1,057
Revolving Loans	5,991	4,716
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	44,152	42,617
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	209	0
Prior year	0	0
Two years prior	0	166
Three years prior	121	0
Four years prior	0	84
Prior	367	9
Revolving Loans	11	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	708	270
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	199,643	542,659
Prior year	566,132	415,863
Two years prior	387,647	203,739
Three years prior	181,465	153,717
Four years prior	140,891	116,689
Prior	283,112	206,496
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,758,890	1,639,163
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	199,643	542,053
Prior year	565,669	414,931
Two years prior	386,148	201,273
Three years prior	179,052	148,649
Four years prior	136,035	114,669
Prior	277,478	203,416
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,744,025	1,624,991
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	606
Prior year	463	932
Two years prior	1,499	2,466
Three years prior	2,413	5,068
Four years prior	4,856	2,020
Prior	5,634	3,080
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,865	14,172
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	1,318
Prior year	1,324	0
Two years prior	0	42
Three years prior	41	131
Four years prior	127	0
Prior	0	0
Revolving Loans	13,817	13,615
Revolving Loans Converted to Term	9	10
Loans, net of unearned income	15,318	15,116
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	0	1,318
Prior year	1,324	0
Two years prior	0	42
Three years prior	41	131
Four years prior	127	0
Prior	0	0
Revolving Loans	13,817	13,615
Revolving Loans Converted to Term	9	10
Loans, net of unearned income	15,318	15,116
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	520	111
Prior year	111	0
Two years prior	0	79
Three years prior	79	225
Four years prior	224	0
Prior	460	508
Revolving Loans	404,747	404,293
Revolving Loans Converted to Term	2,967	2,776
Loans, net of unearned income	409,108	407,992
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	520	111
Prior year	111	0
Two years prior	0	79
Three years prior	79	225
Four years prior	224	0
Prior	388	435
Revolving Loans	403,926	403,598
Revolving Loans Converted to Term	2,413	2,599
Loans, net of unearned income	407,661	407,047
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	72	73
Revolving Loans	821	695
Revolving Loans Converted to Term	554	177
Loans, net of unearned income	1,447	945
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	41,987	111,006
Prior year	100,533	61,801
Two years prior	51,166	33,734
Three years prior	29,396	23,520
Four years prior	19,608	23,890
Prior	24,032	7,469
Revolving Loans	6,321	5,554
Revolving Loans Converted to Term	845	931
Loans, net of unearned income	273,888	267,905
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	41,966	110,987
Prior year	100,456	60,855
Two years prior	50,958	32,733
Three years prior	28,363	23,246
Four years prior	19,339	23,708
Prior	23,306	7,098
Revolving Loans	6,321	5,554
Revolving Loans Converted to Term	845	931
Loans, net of unearned income	271,554	265,112
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	249
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	249
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	21	19
Prior year	77	697
Two years prior	208	1,001
Three years prior	1,033	274
Four years prior	269	182
Prior	726	371
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,334	2,544
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	99
Three years prior	0	0
Four years prior	0	23
Prior	229	218
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	229	340
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	99
Three years prior	0	0
Four years prior	0	23
Prior	176	164
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	176	286
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	53	54
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	53	54
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,258	77,214
Prior year	65,848	13,539
Two years prior	9,262	22,802
Three years prior	10,856	408
Four years prior	221	300
Prior	570	311
Revolving Loans	846	1,638
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	124,861	116,212
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	37,258	74,818
Prior year	65,848	13,539
Two years prior	8,974	22,769
Three years prior	10,832	408
Four years prior	221	300
Prior	570	311
Revolving Loans	846	1,638
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	124,549	113,783
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	2,396
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	2,396
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	288	33
Three years prior	24	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	312	33
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,939	11,713
Prior year	10,365	3,389
Two years prior	2,262	1,097
Three years prior	766	1,593
Four years prior	1,367	907
Prior	734	159
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,433	18,858
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,939	11,688
Prior year	10,340	3,298
Two years prior	2,172	1,065
Three years prior	734	1,593
Four years prior	1,367	832
Prior	672	159
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,224	18,635
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	25
Prior year	25	91
Two years prior	90	32
Three years prior	32	0
Four years prior	0	75
Prior	62	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	209	223
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	398,640	1,168,118
Prior year	1,095,513	836,549
Two years prior	790,229	680,506
Three years prior	608,176	344,089
Four years prior	304,844	298,644
Prior	578,577	376,652
Revolving Loans	137,549	147,446
Revolving Loans Converted to Term	19,906	21,644
Loans, net of unearned income	3,933,434	3,873,648
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,004	5,265
Prior year	4,940	3,584
Two years prior	3,204	2,082
Three years prior	1,785	800
Four years prior	748	468
Prior	425	137
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,106	12,336
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	16,357	46,303
Prior year	43,391	19,060
Two years prior	16,049	11,040
Three years prior	10,090	6,621
Four years prior	5,805	3,204
Prior	3,182	2,752
Revolving Loans	9,312	9,304
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	104,186	98,284
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	14,759	46,034
Prior year	43,123	17,030
Two years prior	15,713	11,040
Three years prior	10,090	6,569
Four years prior	5,724	3,204
Prior	3,182	2,752
Revolving Loans	9,312	9,304
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	101,903	95,933
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	44
Prior year	43	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	43	44
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	1,598	225
Prior year	225	2,030
Two years prior	336	0
Three years prior	0	52
Four years prior	81	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,240	2,307
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,004	5,265
Prior year	4,940	3,417
Two years prior	3,039	2,024
Three years prior	1,771	800
Four years prior	748	468
Prior	425	137
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,927	12,111
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,004	5,265
Prior year	4,940	3,417
Two years prior	3,039	2,008
Three years prior	1,755	800
Four years prior	748	468
Prior	374	86
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,860	12,044
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	16
Three years prior	16	0
Four years prior	0	0
Prior	51	51
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	67	67
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	121,718	312,031
Prior year	302,860	305,686
Two years prior	266,970	220,057
Three years prior	197,621	164,345
Four years prior	146,863	140,265
Prior	219,190	117,767
Revolving Loans	55,759	59,126
Revolving Loans Converted to Term	7,316	9,748
Loans, net of unearned income	1,318,297	1,329,025
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	121,353	310,736
Prior year	301,595	304,555
Two years prior	265,142	218,447
Three years prior	196,020	161,521
Four years prior	145,137	134,410
Prior	203,852	109,577
Revolving Loans	55,759	59,126
Revolving Loans Converted to Term	6,347	8,036
Loans, net of unearned income	1,295,205	1,306,408
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,210
Prior year	1,191	1,131
Two years prior	0	0
Three years prior	347	0
Four years prior	0	1,733
Prior	3,127	328
Revolving Loans	0	0
Revolving Loans Converted to Term	932	1,712
Loans, net of unearned income	5,597	6,114
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	365	85
Prior year	74	0
Two years prior	1,828	1,610
Three years prior	1,254	2,824
Four years prior	1,726	4,122
Prior	12,211	7,862
Revolving Loans	0	0
Revolving Loans Converted to Term	37	0
Loans, net of unearned income	17,495	16,503
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	136
Two years prior	135	58
Three years prior	14	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	149	194
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	136
Two years prior	135	58
Three years prior	14	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	149	194
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	260,565	809,784
Prior year	749,262	511,803
Two years prior	507,210	449,409
Three years prior	400,465	173,123
Four years prior	152,176	155,175
Prior	356,205	256,133
Revolving Loans	72,478	79,016
Revolving Loans Converted to Term	12,590	11,896
Loans, net of unearned income	2,510,951	2,446,339
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	260,361	800,348
Prior year	740,078	503,009
Two years prior	507,210	436,062
Three years prior	387,131	165,843
Four years prior	152,176	102,446
Prior	292,279	242,665
Revolving Loans	72,478	79,016
Revolving Loans Converted to Term	12,590	11,896
Loans, net of unearned income	2,424,303	2,341,285
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	9,235
Prior year	9,184	8,794
Two years prior	0	11,356
Three years prior	11,322	7,280
Four years prior	0	33,176
Prior	24,606	8,024
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	45,112	77,865
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	204	201
Prior year	0	0
Two years prior	0	1,991
Three years prior	2,012	0
Four years prior	0	19,553
Prior	39,320	5,444
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	41,536	27,189
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	31
Two years prior	30	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	30	31
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	31
Two years prior	30	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	30	31
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	73	0
Prior year	0	0
Two years prior	0	42
Three years prior	37	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	110	42
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	73	0
Prior year	0	0
Two years prior	0	42
Three years prior	37	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	110	42
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	13,094	44,302
Prior year	36,301	15,436
Two years prior	11,810	23,114
Three years prior	20,312	7,717
Four years prior	6,858	1,985
Prior	3,303	1,917
Revolving Loans	13,926	13,016
Revolving Loans Converted to Term	40	36
Loans, net of unearned income	105,644	107,523
Non purchased loans and leases | Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	12,981	44,254
Prior year	36,285	15,360
Two years prior	11,783	23,035
Three years prior	20,265	7,704
Four years prior	6,848	1,958
Prior	3,252	1,890
Revolving Loans	13,926	13,016
Revolving Loans Converted to Term	37	36
Loans, net of unearned income	105,377	107,253
Non purchased loans and leases | Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	113	48
Prior year	16	76
Two years prior	27	79
Three years prior	47	13
Four years prior	10	27
Prior	51	27
Revolving Loans	0	0
Revolving Loans Converted to Term	3	0
Loans, net of unearned income	$ 267	$ 270

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Summary of loans
Gross loans	$ 10,313,459	$ 10,020,914	$ 10,688,408
Commercial, financial, agricultural
Summary of loans
Gross loans	1,445,607		2,249,287
Real estate – construction:
Summary of loans
Gross loans	1,222,052		955,918
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,840,979		2,686,061
Real estate – commercial mortgage:
Summary of loans
Gross loans	4,577,864		4,549,027
Installment loans to individuals
Summary of loans
Gross loans	137,115		$ 172,859
Purchased loans
Summary of loans
Gross loans	974,569	1,009,903
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	109,368	90,308
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	5,124	4,994
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	1,259	1,287
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	3,865	3,707
Purchased loans | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	196,392	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	122,063	134,070
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	46,239	51,496
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	18,694	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	9,396	9,978
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	632,324	663,053
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	15,942	18,344
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	220,247	234,132
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	396,135	410,577
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	15,942	18,344
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	$ 31,361	$ 35,775

Purchased Loans - Carrying amou

Purchased Loans - Carrying amount of PCD loans at the acquisition date (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Receivables [Abstract]
Purchase price of loans at acquisition	$ 6,543
Allowance for credit losses at acquisition	1,648
Par value of acquired loans at acquisition	$ 8,191

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,313,459	$ 10,020,914	$ 10,688,408
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,445,607		2,249,287
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,222,052		955,918
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,840,979		2,686,061
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,577,864		4,549,027
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	137,115		$ 172,859
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	974,569	1,009,903
Purchased loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	955,147	991,290
Purchased loans | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,387	3,683
Purchased loans | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	38	367
Purchased loans | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	951,722	987,240
Purchased loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	19,422	18,613
Purchased loans | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,228	340
Purchased loans | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,105	4,516
Purchased loans | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	11,089	13,757
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	109,368	90,308
Purchased loans | Commercial, financial, agricultural | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	101,229	83,040
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	316	122
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	100,913	82,918
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,139	7,268
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	203	42
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,996	1,618
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,940	5,608
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,124	4,994
Purchased loans | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,124	4,994
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,124	4,994
Purchased loans | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	196,392	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	190,339	209,723
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,596	1,211
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	36
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	188,743	208,476
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,053	6,050
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,078	283
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,971	2,598
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,004	3,169
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	632,324	663,053
Purchased loans | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	627,186	657,996
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	368	1,511
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	38	323
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	626,780	656,162
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,138	5,057
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,931	0
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	138	289
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,069	4,768
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,361	35,775
Purchased loans | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,269	35,537
Purchased loans | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,107	839
Purchased loans | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	8
Purchased loans | Installment loans to individuals | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	30,162	34,690
Purchased loans | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	92	238
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16	15
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	11
Purchased loans | Installment loans to individuals | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	76	212
Purchased loans | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,259	1,287
Purchased loans | Residential | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,259	1,287
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,259	1,287
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,865	3,707
Purchased loans | Commercial | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,865	3,707
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,865	3,707
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	122,063	134,070
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	116,824	128,898
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,224	1,042
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	36
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	115,600	127,820
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,239	5,172
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	981	257
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,706	2,225
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,552	2,690
Purchased loans | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	46,239	51,496
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45,484	50,722
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	297	149
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45,187	50,573
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	755	774
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	97	0
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	265	373
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	393	401
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,694	20,229
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,635	20,125
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	20
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,635	20,105
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	59	104
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	26
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	59	78
Purchased loans | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,396	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,396	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	75	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,321	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	15,942	18,344
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	15,824	18,218
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	38	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	15,786	18,218
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	118	126
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	118	126
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	220,247	234,132
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	218,164	232,139
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	314	1,511
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	323
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	217,850	230,305
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,083	1,993
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	138	289
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,945	1,704
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	396,135	410,577
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	393,198	407,639
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	393,144	407,639
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,937	2,938
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,931	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 6	$ 2,938

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Acquisition, at fair value	$ 28,110,000
Outstanding balance of restructured loans	10,146,991,000		$ 9,856,743,000
Troubled debt restructured that has subsequently defaulted	0	$ 0
Allowance for loan losses attributable to restructured loans	$ 166,468,000	$ 173,106,000	$ 164,171,000	$ 176,144,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of restructured loans | loan	0	0
Restructured loans discontinued past due period	90 days	90 days
Remaining availability under commitments to lend additional funds on restructured loans	$ 0	$ 153,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	9,944,000	19,140,000
Allowance for loan losses attributable to restructured loans	$ 69,000	$ 167,000

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan	Mar. 31, 2021USD ($)loan
Real estate – 1-4 family mortgage: | Land development
Restructured loans
Number of Loans | loan	3
Pre- Modification Outstanding Recorded Investment	$ 98
Post- Modification Outstanding Recorded Investment	$ 94
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan		1
Pre- Modification Outstanding Recorded Investment		$ 135
Post- Modification Outstanding Recorded Investment		$ 135

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)loan
Number of Loans
Total, beginning balance | loan	38
Additional advances or loans with concessions | loan	3
Reclassified as performing restructured loan | loan	3
Reclassified to nonperforming loans | loan	(2)
Paid in full | loan	(2)
Charge-offs | loan	0
Principal paydowns | loan	0
Total, ending balance | loan	40
Recorded Investment
Total, beginning balance | $	$ 5,609
Additional advances or loans with concessions | $	110
Reclassified as performing restructured loan | $	302
Reclassified to nonperforming loans | $	(41)
Paid in full | $	(1,596)
Charge-offs | $	0
Principal paydowns | $	(44)
Total, ending balance | $	$ 4,340

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 10,313,459	$ 10,020,914	$ 10,688,408
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,445,607		2,249,287
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,222,052		955,918
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,840,979		2,686,061
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,577,864		4,549,027
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	137,115		$ 172,859
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	974,569	1,009,903
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	1,103	73,470
Four years prior	64,916	138,282
Prior	637,566	530,779
Revolving Loans	70,319	45,716
Revolving Loans Converted to Term	15,461	15,851
Loans, net of unearned income	789,365	805,221
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	1,103	56,506
Four years prior	47,958	128,133
Prior	566,939	463,735
Revolving Loans	68,560	44,422
Revolving Loans Converted to Term	5,021	5,317
Loans, net of unearned income	689,581	699,236
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	16,616
Four years prior	16,611	1,553
Prior	7,057	5,991
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	23,668	24,160
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	348
Four years prior	347	8,596
Prior	63,570	61,053
Revolving Loans	1,759	1,294
Revolving Loans Converted to Term	10,440	10,534
Loans, net of unearned income	76,116	81,825
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	200	22,208
Four years prior	19,187	29,740
Prior	123,494	105,499
Revolving Loans	40,974	45,644
Revolving Loans Converted to Term	1,349	1,389
Loans, net of unearned income	185,204	204,682
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	200	22,084
Four years prior	19,074	29,130
Prior	118,341	100,894
Revolving Loans	40,389	45,241
Revolving Loans Converted to Term	1,216	1,245
Loans, net of unearned income	179,220	198,796
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	124
Four years prior	113	610
Prior	5,153	4,605
Revolving Loans	585	403
Revolving Loans Converted to Term	133	144
Loans, net of unearned income	5,984	5,886
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	109,368	90,308
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	646
Three years prior	629	12,199
Four years prior	6,149	12,247
Prior	33,798	25,562
Revolving Loans	67,658	38,328
Revolving Loans Converted to Term	1,134	1,326
Loans, net of unearned income	109,368	90,308
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	646
Three years prior	629	11,612
Four years prior	5,569	8,918
Prior	25,590	18,877
Revolving Loans	66,049	37,555
Revolving Loans Converted to Term	740	899
Loans, net of unearned income	98,577	78,507
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	246
Four years prior	239	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	239	246
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	341
Four years prior	341	3,329
Prior	8,208	6,685
Revolving Loans	1,609	773
Revolving Loans Converted to Term	394	427
Loans, net of unearned income	10,552	11,555
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,124	4,994
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	575	0
Prior	4,549	4,393
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,124	4,994
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,259	1,287
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	575	0
Prior	684	686
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,259	1,287
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	575	0
Prior	684	686
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,259	1,287
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,865	3,707
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	3,865	3,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,865	3,707
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	3,865	3,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,865	3,707
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	196,392	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	152
Three years prior	152	10,151
Four years prior	9,106	2,781
Prior	32,889	32,841
Revolving Loans	903	1,476
Revolving Loans Converted to Term	191	201
Loans, net of unearned income	43,241	47,602
Purchased loans | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	200	1,480
Four years prior	1,079	19,988
Prior	110,964	101,060
Revolving Loans	39,583	44,086
Revolving Loans Converted to Term	1,325	1,355
Loans, net of unearned income	153,151	168,171
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	122,063	134,070
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	35	2,485
Four years prior	2,317	1,367
Prior	12,126	12,336
Revolving Loans	158	161
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	14,636	16,383
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	35	2,485
Four years prior	2,317	1,367
Prior	9,148	9,408
Revolving Loans	158	161
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,658	13,455
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	56	59
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	56	59
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	2,922	2,869
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,922	2,869
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	200	938
Four years prior	538	17,505
Prior	106,613	98,961
Revolving Loans	0	0
Revolving Loans Converted to Term	76	81
Loans, net of unearned income	107,427	117,687
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	200	829
Four years prior	429	16,902
Prior	101,584	94,607
Revolving Loans	0	0
Revolving Loans Converted to Term	76	81
Loans, net of unearned income	102,289	112,621
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	109
Four years prior	109	603
Prior	5,029	4,354
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,138	5,066
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	46,239	51,496
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	38	42
Revolving Loans	590	1,087
Revolving Loans Converted to Term	191	201
Loans, net of unearned income	819	1,330
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	38	42
Revolving Loans	590	717
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	628	759
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	370
Revolving Loans Converted to Term	191	201
Loans, net of unearned income	191	571
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	542
Four years prior	541	2,441
Prior	4,047	1,823
Revolving Loans	39,583	44,086
Revolving Loans Converted to Term	1,249	1,274
Loans, net of unearned income	45,420	50,166
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	542
Four years prior	541	2,441
Prior	3,994	1,769
Revolving Loans	39,011	43,700
Revolving Loans Converted to Term	1,120	1,141
Loans, net of unearned income	44,666	49,593
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	53	54
Revolving Loans	572	386
Revolving Loans Converted to Term	129	133
Loans, net of unearned income	754	573
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,694	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	118
Three years prior	117	804
Four years prior	314	1,273
Prior	18,108	17,806
Revolving Loans	155	228
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	18,694	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	118
Three years prior	117	804
Four years prior	314	1,273
Prior	17,367	17,035
Revolving Loans	5	77
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,803	19,307
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	38
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	38
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	741	733
Revolving Loans	150	151
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	891	884
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,396	9,978
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	6,862
Four years prior	6,475	141
Prior	2,617	2,657
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,092	9,660
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	6,862
Four years prior	6,475	111
Prior	1,285	1,249
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,760	8,222
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	30
Prior	1,332	1,408
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,332	1,438
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	42
Prior	304	276
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	304	318
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	42
Prior	304	276
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	304	318
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	632,324	663,053
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	322	50,519
Four years prior	49,086	123,254
Prior	566,330	467,983
Revolving Loans	1,758	5,912
Revolving Loans Converted to Term	14,136	14,324
Loans, net of unearned income	631,632	662,317
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	145	31
Prior	547	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	692	736
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	15,942	18,344
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,288
Four years prior	404	1,894
Prior	14,260	13,792
Revolving Loans	586	634
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,250	17,608
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,288
Four years prior	404	1,894
Prior	8,446	7,904
Revolving Loans	586	634
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,436	11,720
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	5,083	5,141
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,083	5,141
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	731	747
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	731	747
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	145	31
Prior	547	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	692	736
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	145	31
Prior	547	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	692	736
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	220,247	234,132
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	13,344
Four years prior	13,054	17,621
Prior	206,267	200,111
Revolving Loans	926	3,056
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	220,247	234,132
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	13,344
Four years prior	13,054	13,888
Prior	189,182	182,779
Revolving Loans	926	3,056
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	203,162	213,067
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	1,553
Prior	1,918	394
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,918	1,947
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	2,180
Prior	15,167	16,938
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,167	19,118
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	396,135	410,577
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	322	35,887
Four years prior	35,628	103,739
Prior	345,803	254,080
Revolving Loans	246	2,222
Revolving Loans Converted to Term	14,136	14,324
Loans, net of unearned income	396,135	410,577
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	322	19,510
Four years prior	19,250	100,682
Prior	311,334	222,048
Revolving Loans	246	2,222
Revolving Loans Converted to Term	4,281	4,418
Loans, net of unearned income	335,433	349,205
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	16,370
Four years prior	16,372	0
Prior	0	359
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,372	16,729
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	7
Four years prior	6	3,057
Prior	34,469	31,673
Revolving Loans	0	0
Revolving Loans Converted to Term	9,855	9,906
Loans, net of unearned income	44,330	44,643
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	31,361	35,775
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	20,581
Four years prior	17,963	9,721
Prior	11,983	3,881
Revolving Loans	1,391	1,558
Revolving Loans Converted to Term	24	34
Loans, net of unearned income	31,361	35,775
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	20,566
Four years prior	17,959	9,714
Prior	11,912	3,684
Revolving Loans	1,378	1,541
Revolving Loans Converted to Term	20	23
Loans, net of unearned income	31,269	35,528
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	15
Four years prior	4	7
Prior	71	197
Revolving Loans	13	17
Revolving Loans Converted to Term	4	11
Loans, net of unearned income	$ 92	$ 247

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021	Mar. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 10,318,571	$ 10,024,981
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	10,313,459	10,020,914	$ 10,688,408
Allowance for credit losses	(166,468)	(164,171)	(173,106)	$ (176,144)
Loans, net	10,146,991	9,856,743
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,344,002	9,015,078
Unearned income	(5,112)	(4,067)
Loans, net of unearned income	9,338,890	9,011,011
Non purchased loans and leases | Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	8,382	58,391
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,445,607	1,423,270
Loans, net of unearned income	1,445,607		2,249,287
Allowance for credit losses	(33,606)	(33,922)	(37,592)	(39,031)
Commercial, financial, agricultural | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,336,239	1,332,962
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,192
Loans, net of unearned income	89,842		75,256
Allowance for credit losses	(1,582)	(1,486)	(1,546)	(1,624)
Lease financing | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	94,954	80,192
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,222,052	1,104,896
Loans, net of unearned income	1,222,052		955,918
Allowance for credit losses	(18,411)	(16,419)	(14,977)	(16,047)
Real estate – construction: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,216,928	1,099,902
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,655	302,275
Real estate – construction: | Residential | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	305,396	300,988
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	915,397	802,621
Real estate – construction: | Commercial | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	911,532	798,914
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,840,979	2,724,246
Loans, net of unearned income	2,840,979		2,686,061
Allowance for credit losses	(36,848)	(32,356)	(31,694)	(32,165)
Real estate – 1-4 family mortgage: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,644,587	2,508,473
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,925,813	1,816,120
Real estate – 1-4 family mortgage: | Primary | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,803,750	1,682,050
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	470,665	474,604
Real estate – 1-4 family mortgage: | Home equity | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	424,426	423,108
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	292,811	288,474
Real estate – 1-4 family mortgage: | Rental/investment | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	274,117	268,245
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	151,690	145,048
Real estate – 1-4 family mortgage: | Land development | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	142,294	135,070
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,577,864	4,549,037
Loans, net of unearned income	4,577,864		4,549,027
Allowance for credit losses	(65,231)	(68,940)	(76,225)	(76,127)
Real estate – commercial mortgage: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,945,540	3,885,984
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	132,055	128,739
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,538,693	1,563,351
Real estate – commercial mortgage: | Owner-occupied | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,318,446	1,329,219
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,907,116	2,856,947
Real estate – commercial mortgage: | Non-owner occupied | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,510,981	2,446,370
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	137,115	143,340
Loans, net of unearned income	137,115		172,859
Allowance for credit losses	(10,790)	(11,048)	$ (11,072)	$ (11,150)
Installment loans to individuals | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 105,754	$ 107,565

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest receivable	$ 40,409			$ 41,692
Deferred interest, allowance for credit loss	1,266			$ 1,273
Provision for credit losses on loans	$ 1,500	$ 0	$ 0
Supportable period	2 years
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	$ 1,992	(1,031)
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Provision for credit losses on loans	$ 91	$ (89)

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2021
Allowance for loan losses:
Beginning balance	$ 164,171	$ 176,144
Charge-offs	(3,057)	(5,370)
Recoveries	2,206	2,332
Net (charge-offs) recoveries	(851)	(3,038)
Provision for credit losses on loans	1,500	0	$ 0
Ending balance	166,468	173,106
Individually evaluated	12,851	15,593
Collectively evaluated	153,617	157,513
Loans:
Individually evaluated	33,581	40,875
Collectively evaluated	10,279,878	10,647,533
Gross loans	10,313,459	10,688,408		$ 10,020,914
Nonaccruing loans with no allowance for credit losses	8,349	8,656
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	33,922	39,031
Charge-offs	(2,102)	(3,498)
Recoveries	1,136	289
Net (charge-offs) recoveries	(966)	(3,209)
Provision for credit losses on loans	(998)	1,770
Ending balance	33,606	37,592
Individually evaluated	9,225	9,908
Collectively evaluated	24,381	27,684
Loans:
Individually evaluated	13,070	15,435
Collectively evaluated	1,432,537	2,233,852
Gross loans	1,445,607	2,249,287
Nonaccruing loans with no allowance for credit losses	435	1,848
Real estate – construction:
Allowance for loan losses:
Beginning balance	16,419	16,047
Charge-offs	0	(52)
Recoveries	0	13
Net (charge-offs) recoveries	0	(39)
Provision for credit losses on loans	1,992	(1,031)
Ending balance	18,411	14,977
Individually evaluated	0	0
Collectively evaluated	18,411	14,977
Loans:
Individually evaluated	0	0
Collectively evaluated	1,222,052	955,918
Gross loans	1,222,052	955,918
Nonaccruing loans with no allowance for credit losses	0	0
Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance	32,356	32,165
Charge-offs	(163)	(101)
Recoveries	178	261
Net (charge-offs) recoveries	15	160
Provision for credit losses on loans	4,477	(631)
Ending balance	36,848	31,694
Individually evaluated	396	232
Collectively evaluated	36,452	31,462
Loans:
Individually evaluated	4,477	6,311
Collectively evaluated	2,836,502	2,679,750
Gross loans	2,840,979	2,686,061
Nonaccruing loans with no allowance for credit losses	2,614	4,695
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	68,940	76,127
Charge-offs	(6)	(61)
Recoveries	155	171
Net (charge-offs) recoveries	149	110
Provision for credit losses on loans	(3,858)	(12)
Ending balance	65,231	76,225
Individually evaluated	2,660	4,846
Collectively evaluated	62,571	71,379
Loans:
Individually evaluated	15,464	18,508
Collectively evaluated	4,562,400	4,530,519
Gross loans	4,577,864	4,549,027
Nonaccruing loans with no allowance for credit losses	5,298	2,113
Lease financing
Allowance for loan losses:
Beginning balance	1,486	1,624
Charge-offs	(7)	0
Recoveries	12	11
Net (charge-offs) recoveries	5	11
Provision for credit losses on loans	91	(89)
Ending balance	1,582	1,546
Individually evaluated	0	0
Collectively evaluated	1,582	1,546
Loans:
Individually evaluated	0	0
Collectively evaluated	89,842	75,256
Gross loans	89,842	75,256
Nonaccruing loans with no allowance for credit losses	0	0
Installment Loans to Individuals
Allowance for loan losses:
Beginning balance	11,048	11,150
Charge-offs	(779)	(1,658)
Recoveries	725	1,587
Net (charge-offs) recoveries	(54)	(71)
Provision for credit losses on loans	(204)	(7)
Ending balance	10,790	11,072
Individually evaluated	570	607
Collectively evaluated	10,220	10,465
Loans:
Individually evaluated	570	621
Collectively evaluated	136,545	172,238
Gross loans	137,115	172,859
Nonaccruing loans with no allowance for credit losses	2	$ 0
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance	1,648
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	1,648
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance	0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance	0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	0
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance	0
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals
Allowance for loan losses:
Beginning balance	$ 0

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Allowance for loan losses:
Beginning balance	$ 20,035	$ 20,535
(Recovery of) provision for credit losses on unfunded loan commitments (included in other noninterest expense)	(550)	0
Ending balance	$ 19,485	$ 20,535

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 1,531	$ 1,589
Non Purchased OREO	531	951
Total OREO	2,062	2,540
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	44	93
Non Purchased OREO	332	166
Total OREO	376	259
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	39	39
Non Purchased OREO	136	722
Total OREO	175	761
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	291	301
Non Purchased OREO	4	4
Total OREO	295	305
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,157	1,156
Non Purchased OREO	59	59
Total OREO	$ 1,216	$ 1,215

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Purchased OREO
Balance at January 1, 2022	$ 1,589
Transfers of loans	36
Impairments	(14)
Dispositions	(79)
Other	(1)
Balance at March 31, 2022	1,531
Non Purchased OREO
Balance at January 1, 2022	951
Transfers of loans	164
Impairments	0
Dispositions	(586)
Other	2
Balance at March 31, 2022	531
Total OREO
Balance at January 1, 2022	2,540
Transfers of loans	200
Impairments	(14)
Dispositions	(665)
Other	1
Balance at March 31, 2022	$ 2,062

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021
Real Estate Properties [Line Items]
Repairs and maintenance	$ 3	$ 20
Property taxes and insurance	35	11
Impairments	14	70
Net gains on OREO sales	(291)	(56)
Rental income	(2)	(4)
Total	(241)	$ 41
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 2,069		$ 22

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2022	$ 939,683
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	6,608
Balance at March 31, 2022	946,291
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2022	936,916
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	6,608
Balance at March 31, 2022	943,524
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2022	2,767
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	0
Balance at March 31, 2022	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(62,231)	(60,864)
Net Carrying Amount	22,731	24,098
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(60,720)	(59,399)
Net Carrying Amount	21,772	23,093
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,511)	(1,465)
Net Carrying Amount	$ 959	$ 1,005

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,366	$ 1,598
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,321	1,553
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 45

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Mar. 31, 2022USD ($)
Finite-Lived Intangible Assets [Line Items]
2022	$ 5,122
2023	4,225
2024	3,679
2025	3,283
2026	3,037
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2022	4,941
2023	4,044
2024	3,498
2025	3,102
2026	2,899
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2022	181
2023	181
2024	181
2025	181
2026	$ 138

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR	$ 0	$ (13,561,000)
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,423,000	$ 4,071,000

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2022USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2022	$ 89,018
Capitalization	6,603
Amortization	(3,891)
Balance at March 31, 2022	$ 91,730

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2022	Dec. 31, 2021
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 8,931,901	$ 8,728,629
Weighted-average prepayment speed (CPR)	6.71%	10.56%
Estimated impact of a 10% increase	$ (5,883)	$ (3,875)
Estimated impact of a 20% increase	$ (11,291)	$ (7,464)
Discount rate	9.68%	9.82%
Estimated impact of a 10% increase	$ (1,477)	$ (4,153)
Estimated impact of a 20% increase	$ (3,264)	$ (8,119)
Weighted-average coupon interest rate	3.27%	3.29%
Weighted-average servicing fee (basis points)	30.47%	30.37%
Weighted-average remaining maturity (in years)	8 years 5 months 15 days	6 years 8 months 8 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0
Interest cost	184	166
Expected return on plan assets	(421)	(443)
Recognized actuarial loss (gain)	61	54
Net periodic (return) benefit cost	(176)	(223)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	1	1
Interest cost	3	4
Expected return on plan assets	0	0
Recognized actuarial loss (gain)	(19)	0
Net periodic (return) benefit cost	$ (15)	$ 5

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Retirement Benefits [Abstract]
Stock options granted (in shares)	0	0
Share outstanding (in shares)	0
Treasury shares reissued (in shares)	124,433
Total stock-based compensation expense	$ 3,338	$ 2,756

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	3 Months Ended
	Mar. 31, 2022$ / sharesshares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	146,561
Awarded (shares) | shares	63,308
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Nonvested at end of period (shares) | shares	209,869
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.67
Awarded (usd per share) | $ / shares	38.62
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Nonvested at end balance (usd per share) | $ / shares	$ 35.86
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	603,714
Awarded (shares) | shares	252,719
Vested (shares) | shares	(139,711)
Cancelled (shares) | shares	(2,000)
Nonvested at end of period (shares) | shares	714,722
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.48
Awarded (usd per share) | $ / shares	38.32
Vested (usd per share) | $ / shares	31.08
Cancelled (usd per share) | $ / shares	35.85
Nonvested at end balance (usd per share) | $ / shares	$ 36.50

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 26,694	$ 8,007
Derivative liabilities, fair value	13,337	13,436
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	746,544	776,388
Derivative assets, fair value	15,910	10,682
Derivative liabilities, notional amount	375,468	525,408
Derivative liabilities, fair value	6,353	5,490
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	179,648	185,447
Derivative assets, fair value	3,662	4,711
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	130,896	310,941
Derivative assets, fair value	2,032	5,304
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	436,000	280,000
Derivative assets, fair value	10,216	667
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	100,000	100,000
Derivative assets, fair value	13,486	7,016
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	179,648	185,447
Derivative liabilities, fair value	3,662	4,711
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	160,820	19,961
Derivative liabilities, fair value	2,594	43
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	35,000	320,000
Derivative liabilities, fair value	97	736
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	30,000	62,000
Derivative liabilities, fair value	816	2,902
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	$ 11,754	$ 5,411

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 4,670	$ 10,851
Interest Income | Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	305	370
Mortgage Banking Income | Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	(5,823)	(8,322)
Mortgage Banking Income | Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 10,188	$ 18,803

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ (6,343)	$ (7,650)
Change in unrealized gain (loss) on hedged item in fair value hedge	$ 6,343	$ 7,650

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 86,786	$ 93,085
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 11,754	$ 5,411

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Offsetting Derivative Assets
Gross amounts recognized	$ 26,694	$ 8,007
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	26,694	8,007
Financial instruments	12,382	7,208
Financial collateral pledged	0	0
Net amounts	14,312	799
Offsetting Derivative Liabilities
Gross amounts recognized	13,337	13,436
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	13,337	13,436
Financial instruments	12,382	7,208
Financial collateral pledged	955	6,228
Net amounts	$ 0	$ 0

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Deferred tax assets
Allowance for credit losses	$ 50,421	$ 50,712
Loans	2,602	2,855
Deferred compensation	10,777	14,522
Net unrealized losses on securities	35,769	3,545
Impairment of assets	394	392
Net operating loss carryforwards	1,035	1,211
Investment in partnerships	930	890
Lease liabilities under operating leases	15,423	17,106
Other	4,179	3,241
Total deferred tax assets	121,530	94,474
Deferred tax liabilities
Fixed assets	5,734	5,339
Mortgage servicing rights	21,470	20,779
Junior subordinated debt	2,093	2,130
Intangibles	3,005	3,177
Lease right-of-use asset	14,696	16,209
Other	1,722	1,607
Total deferred tax liabilities	48,720	49,241
Net deferred tax assets	$ 72,810	$ 45,233

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Income Tax Disclosure [Abstract]
Income taxes	$ 7,935	$ 16,842

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial assets:
Securities available for sale, at fair value	$ 2,405,316	$ 2,386,052
Derivative instruments	26,694	8,007
Financial liabilities:
Derivative instruments	13,337	13,436
Recurring
Financial assets:
Derivative instruments	29,396	17,698
Mortgage loans held for sale in loans held for sale	280,464	453,533
Total financial assets	2,715,176	2,857,283
Financial liabilities:
Derivative instruments	18,923	13,803
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,405,316	2,386,052
Recurring | Level 1
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Derivative instruments	29,396	17,698
Mortgage loans held for sale in loans held for sale	280,464	453,533
Total financial assets	2,715,176	2,857,283
Financial liabilities:
Derivative instruments	18,923	13,803
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	2,405,316	2,386,052
Recurring | Level 3
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities $ in Thousands	3 Months Ended
	Mar. 31, 2021USD ($)
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 9,012
Accretion included in net income	7
Unrealized losses included in other comprehensive income	941
Realized losses	2,061
Sales	(12,021)
Ending balance	$ 0

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 3,111	$ 7,928
OREO	2,062	2,540
Total financial assets	5,173	10,468
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	3,111	7,928
OREO	2,062	2,540
Total financial assets	$ 5,173	$ 10,468

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 6,466,000		$ 12,939,000
Specific reserve included in allowance for loan losses	166,468,000	$ 173,106,000	164,171,000	$ 176,144,000
Valuation adjustment	0	(13,561,000)
Changes in fair value, gain (loss)	(13,021,000)	$ 12,231,000
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 3,355,000		$ 5,011,000

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 2,076	$ 2,556
Impairment recognized in results of operations	(14)	(16)
Fair value	$ 2,062	$ 2,540

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Mar. 31, 2022USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 3,111
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 2,062
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 280,464	$ 453,533
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	281,669	441,717
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ (1,205)	$ 11,816

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Financial assets
Securities available for sale	$ 2,405,316	$ 2,386,052
Loans held for sale	280,464	453,533
Loans, net	10,146,991	9,856,743
Mortgage servicing rights	91,730	89,018
Derivative instruments	26,694	8,007
Financial liabilities
Derivative instruments	13,337	13,436
Carrying Value
Financial assets
Cash and cash equivalents	1,607,493	1,877,965
Securities available for sale	2,405,316	2,386,052
Loans held for sale	280,464	453,533
Loans, net	10,146,991	9,856,743
Mortgage servicing rights	91,730	89,018
Derivative instruments	29,396	17,698
Financial liabilities
Deposits	13,990,897	13,905,724
Short-term borrowings	111,279	13,947
Federal Home Loan Bank advances	408	417
Junior subordinated debentures	111,518	111,373
Subordinated notes	323,490	359,419
Derivative instruments	18,923	13,803
Fair Value
Financial assets
Cash and cash equivalents	1,607,493	1,877,965
Securities available for sale	2,405,316	2,386,052
Loans held for sale	280,464	453,533
Loans, net	9,860,650	9,690,604
Mortgage servicing rights	131,896	99,425
Derivative instruments	29,396	17,698
Financial liabilities
Deposits	13,971,891	13,902,739
Short-term borrowings	111,279	13,947
Federal Home Loan Bank advances	409	422
Junior subordinated debentures	104,427	106,682
Subordinated notes	322,900	373,950
Derivative instruments	18,923	13,803
Fair Value | Level 1
Financial assets
Cash and cash equivalents	1,607,493	1,877,965
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	12,650,868	12,494,342
Short-term borrowings	111,279	13,947
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	2,405,316	2,386,052
Loans held for sale	280,464	453,533
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	29,396	17,698
Financial liabilities
Deposits	1,321,023	1,408,397
Short-term borrowings	0	0
Federal Home Loan Bank advances	409	422
Junior subordinated debentures	104,427	106,682
Subordinated notes	322,900	373,950
Derivative instruments	18,923	13,803
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	9,860,650	9,690,604
Mortgage servicing rights	131,896	99,425
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (126,257)	$ (6,613)
Total other comprehensive income (loss), tax expense (benefit)	(32,131)	(1,684)
Other comprehensive loss, net of tax	(94,126)	(4,929)
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(134,756)	(20,044)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(34,294)	(5,101)
Other comprehensive income (loss), before reclassifications, net of tax	(100,462)	(14,943)
Reclassification from AOCI, pre-tax		(1,357)
Reclassification from AOCI, tax expense (benefit)		(345)
Reclassification from AOCI, net of tax		(1,012)
Total other comprehensive income (loss), pre-tax	(134,855)	(21,401)
Total other comprehensive income (loss), tax expense (benefit)	(34,319)	(5,446)
Other comprehensive loss, net of tax	(100,536)	(15,955)
Amortization of unrealized holding gains on securities transferred to the held to maturity category
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	99
Reclassification from AOCI, tax expense (benefit)	25
Reclassification from AOCI, net of tax	74
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	8,556	14,734
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	2,177	3,750
Other comprehensive income (loss), before reclassifications, net of tax	6,379	10,984
Total other comprehensive income (loss), pre-tax	8,556	14,734
Total other comprehensive income (loss), tax expense (benefit)	2,177	3,750
Other comprehensive loss, net of tax	6,379	10,984
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	42	54
Reclassification from AOCI, tax expense (benefit)	11	12
Reclassification from AOCI, net of tax	31	42
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	42	54
Total other comprehensive income (loss), tax expense (benefit)	11	12
Other comprehensive loss, net of tax	$ 31	$ 42

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Accumulated balances for component of other comprehensive income, net of tax
Unrealized losses on securities	$ (109,652)	$ (9,116)
Unrealized gains on derivative instruments	10,342	3,963
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,259)	(5,290)
Total accumulated other comprehensive loss	$ (104,569)	$ (10,443)

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Basic
Net income applicable to common stock	$ 33,547	$ 57,908
Average common shares outstanding (shares)	55,809,192	56,240,201
Net income per common share - basic (usd per share)	$ 0.60	$ 1.03
Diluted
Net income applicable to common stock	$ 33,547	$ 57,908
Average common shares outstanding (shares)	55,809,192	56,240,201
Effect of dilutive stock-based compensation (shares)	272,671	278,998
Average common shares outstanding - diluted (shares)	56,081,863	56,519,199
Net income per common share - diluted (usd per share)	$ 0.60	$ 1.02

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - shares	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	2,200	1,875

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Mar. 31, 2022
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4.00%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3.00%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3.00%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6.00%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4.00%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8.00%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6.00%
Critically undercapitalized	2.00%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Mar. 31, 2022USD ($)	Dec. 31, 2021USD ($)
Renasant corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,424,268	$ 1,422,077
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0900	0.0915
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,316,342	$ 1,314,295
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	10.78%	11.18%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,424,268	$ 1,422,077
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1167	0.1210
Total Capital to Risk-Weighted Assets - Amount	$ 1,892,630	$ 1,897,167
Total Capital to Risk-Weighted Assets - Ratio	0.1550	0.1614
Renasant bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,581,608	$ 1,580,904
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.1000	0.1018
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,581,608	$ 1,580,904
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.95%	13.46%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,581,608	$ 1,580,904
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1295	0.1346
Total Capital to Risk-Weighted Assets - Amount	$ 1,714,725	$ 1,697,163
Total Capital to Risk-Weighted Assets - Ratio	0.1404	0.1444

Regulatory Matters-Narrative (D

Regulatory Matters-Narrative (Details)	Jan. 01, 2022
Banking and Thrift, Interest [Abstract]
Regulatory capital, transitional period to phase out capital benefit	3 years

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2020	Dec. 31, 2021
Financial information for the Company's operating segments
Net interest income (loss)	$ 99,629	$ 109,648
Provision for credit losses	1,500	0	$ 0
Noninterest income (loss)	37,458	81,037
Noninterest expense	94,105	115,935
Income (loss) before income taxes	41,482	74,750
Income tax expense (benefit)	7,935	16,842
Net income (loss)	33,547	57,908
Total assets	16,863,757	15,622,571		$ 16,810,311
Goodwill	946,291	939,683		939,683
Community Banks
Financial information for the Company's operating segments
Goodwill	943,524			936,916
Insurance
Financial information for the Company's operating segments
Goodwill	2,767			$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	103,932	112,948
Provision for credit losses	1,500	0
Noninterest income (loss)	28,306	73,070
Noninterest expense	86,871	109,586
Income (loss) before income taxes	43,867	76,432
Income tax expense (benefit)	9,131	17,656
Net income (loss)	34,736	58,776
Total assets	16,757,670	15,525,500
Goodwill	943,524	936,916
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	93	107
Provision for credit losses	0	0
Noninterest income (loss)	3,097	3,248
Noninterest expense	2,116	1,923
Income (loss) before income taxes	1,074	1,432
Income tax expense (benefit)	281	367
Net income (loss)	793	1,065
Total assets	33,794	31,004
Goodwill	2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	490	384
Provision for credit losses	0	0
Noninterest income (loss)	6,505	5,171
Noninterest expense	4,755	4,101
Income (loss) before income taxes	2,240	1,454
Income tax expense (benefit)	0	0
Net income (loss)	2,240	1,454
Total assets	64,761	64,320
Goodwill	0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(4,886)	(3,791)
Provision for credit losses	0	0
Noninterest income (loss)	(450)	(452)
Noninterest expense	363	325
Income (loss) before income taxes	(5,699)	(4,568)
Income tax expense (benefit)	(1,477)	(1,181)
Net income (loss)	(4,222)	(3,387)
Total assets	7,532	1,747
Goodwill	$ 0	$ 0