Renasant (RNST) 10-Q 4 Nov 22 2022 Q3 Quarterly report Financial data

Cover

Cover - shares	9 Months Ended
	Sep. 30, 2022	Oct. 31, 2022
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2022
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		55,953,104
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 206,943	$ 182,710
Interest-bearing balances with banks	272,557	1,695,255
Cash and cash equivalents	479,500	1,877,965
Securities held to maturity (net of allowance for credit losses of $32 at each of September 30, 2022 and December 31, 2021) (fair value of $1,218,656 and $415,552, respectively)	1,353,502	416,357
Securities available for sale, at fair value	1,569,242	2,386,052
Loans held for sale, at fair value	144,642	453,533
Loans, net of unearned income:
Loans, net of unearned income	11,105,004	10,020,914
Allowance for credit losses on loans	(174,356)	(164,171)
Loans, net	10,930,648	9,856,743
Premises and equipment, net	284,062	293,122
Other real estate owned:
Total other real estate owned, net	2,412	2,540
Goodwill	946,291	939,683
Other intangible assets, net	20,170	24,098
Bank-owned life insurance	371,650	287,359
Mortgage servicing rights	81,980	89,018
Other assets	287,000	183,841
Total assets	16,471,099	16,810,311
Deposits
Noninterest-bearing	4,827,220	4,718,124
Interest-bearing	8,604,904	9,187,600
Total deposits	13,432,124	13,905,724
Short-term borrowings	312,818	13,947
Long-term debt	426,821	471,209
Other liabilities	207,055	209,578
Total liabilities	14,378,818	14,600,458
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 55,953,104 and 55,756,233 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,343,621 and 3,540,492 shares, respectively	(111,577)	(118,027)
Additional paid-in capital	1,299,476	1,300,192
Retained earnings	823,951	741,648
Accumulated other comprehensive loss, net of taxes	(216,052)	(10,443)
Total shareholders’ equity	2,092,281	2,209,853
Total liabilities and shareholders’ equity	16,471,099	16,810,311
Non purchased loans and leases
Loans, net of unearned income:
Loans, net of unearned income	10,259,840	9,011,011
Other real estate owned:
Total other real estate owned, net	867	951
Purchased loans
Loans, net of unearned income:
Loans, net of unearned income	845,164	1,009,903
Other real estate owned:
Total other real estate owned, net	$ 1,545	$ 1,589

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Statement of Financial Position [Abstract]
Allowance for credit losses - held to maturity securities	$ 32	$ 32
Securities held to maturity	$ 1,218,656	$ 415,552
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	55,953,104	55,756,233
Treasury stock (in shares)	3,343,621	3,540,492

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Interest income
Loans	$ 125,175	$ 105,004	$ 332,862	$ 333,334
Securities
Taxable	12,636	6,749	32,137	17,285
Tax-exempt	1,864	1,667	5,669	5,025
Other	3,458	593	6,076	1,122
Total interest income	143,133	114,013	376,744	356,766
Interest expense
Deposits	7,241	6,972	17,896	22,920
Borrowings	5,574	3,749	15,386	11,327
Total interest expense	12,815	10,721	33,282	34,247
Net interest income	130,318	103,292	343,462	322,519
Provision for (recovery of provision for) credit losses on loans	9,800	(1,200)	13,300	(1,200)
Provision for (recovery of provision for) credit losses	9,800	(1,200)	13,300	(1,200)
Net interest income after provision for credit losses	120,518	104,492	330,162	323,719
Noninterest income
Service charges on deposit accounts	10,216	9,337	29,512	26,818
Fees and commissions	4,148	3,837	12,798	11,847
Insurance commissions	3,108	2,829	8,253	7,488
Wealth management revenue	5,467	5,371	17,102	15,182
Mortgage banking income	12,675	23,292	30,624	94,878
Net gain on sales of securities	0	764	0	2,121
BOLI income	2,296	1,602	6,780	5,318
Other	3,276	3,723	10,789	15,750
Total noninterest income	41,186	50,755	115,858	179,402
Noninterest expense
Salaries and employee benefits	66,463	69,115	194,282	218,104
Data processing	3,526	5,277	11,379	16,380
Net occupancy and equipment	11,266	11,748	33,697	35,660
Other real estate owned	34	168	(394)	313
Professional fees	3,087	2,972	9,016	8,566
Advertising and public relations	3,229	2,922	10,694	9,274
Intangible amortization	1,251	1,481	3,927	4,618
Communications	1,999	2,198	5,930	6,781
Merger and conversion related expenses	0	0	687	0
Restructuring charges	0	0	732	307
Other	10,719	8,118	23,923	28,708
Total noninterest expense	101,574	103,999	293,873	328,711
Income (loss) before income taxes	60,130	51,248	152,147	174,410
Income taxes	13,563	11,185	32,355	35,572
Net income (loss)	$ 46,567	$ 40,063	$ 119,792	$ 138,838
Basic earnings per share (usd per share)	$ 0.83	$ 0.71	$ 2.14	$ 2.47
Diluted earnings per share (usd per share)	0.83	0.71	2.13	2.46
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.66	$ 0.66

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 46,567	$ 40,063	$ 119,792	$ 138,838
Securities available for sale:
Unrealized holding losses on securities	(63,579)	(9,250)	(220,999)	(20,491)
Reclassification adjustment for gains realized in net income	0	(570)	0	(1,582)
Amortization of unrealized holding gains on securities transferred to the held to maturity category	1,207	0	969	0
Total securities available for sale	(62,372)	(9,820)	(220,030)	(22,073)
Derivative instruments:
Unrealized holding gains on derivative instruments	1,687	1,215	14,328	7,551
Total derivative instruments	1,687	1,215	14,328	7,551
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	31	49	93	148
Total defined benefit pension and post-retirement benefit plans	31	49	93	148
Other comprehensive loss, net of tax	(60,654)	(8,556)	(205,609)	(14,374)
Comprehensive (loss) income	$ (14,087)	$ 31,507	$ (85,817)	$ 124,464

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2020		56,200,487
Beginning balance at Dec. 31, 2020	$ 2,132,733	$ 296,483	$ (101,554)	$ 1,296,963	$ 615,773	$ 25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	57,908				57,908
Other comprehensive loss	(4,929)					(4,929)
Comprehensive (loss) income	52,979
Cash dividends	(12,564)				(12,564)
Issuance of common stock for stock-based compensation awards (in shares)		93,859
Issuance of common stock for stock-based compensation awards	(2,203)		2,605	(4,808)
Stock-based compensation expense	2,756			2,756
Ending balance (in shares) at Mar. 31, 2021		56,294,346
Ending balance at Mar. 31, 2021	2,173,701	$ 296,483	(98,949)	1,294,911	661,117	20,139
Beginning balance (in shares) at Dec. 31, 2020		56,200,487
Beginning balance at Dec. 31, 2020	2,132,733	$ 296,483	(101,554)	1,296,963	615,773	25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	138,838
Other comprehensive loss	(14,374)
Comprehensive (loss) income	124,464
Ending balance (in shares) at Sep. 30, 2021		55,747,407
Ending balance at Sep. 30, 2021	2,203,944	$ 296,483	(118,288)	1,298,022	717,033	10,694
Beginning balance (in shares) at Mar. 31, 2021		56,294,346
Beginning balance at Mar. 31, 2021	2,173,701	$ 296,483	(98,949)	1,294,911	661,117	20,139
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,867				40,867
Other comprehensive loss	(889)					(889)
Comprehensive (loss) income	39,978
Cash dividends	(12,540)				(12,540)
Issuance of common stock for stock-based compensation awards (in shares)		56,532
Issuance of common stock for stock-based compensation awards	283		1,700	(1,417)
Stock-based compensation expense	2,385			2,385
Ending balance (in shares) at Jun. 30, 2021		56,350,878
Ending balance at Jun. 30, 2021	2,203,807	$ 296,483	(97,249)	1,295,879	689,444	19,250
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	40,063				40,063
Other comprehensive loss	(8,556)					(8,556)
Comprehensive (loss) income	31,507
Cash dividends	(12,474)				(12,474)
Repurchase of shares in connection with stock repurchase program (in shares)		(612,107)
Repurchase of shares in connection with stock repurchase program	(21,314)		(21,314)
Issuance of common stock for stock-based compensation awards (in shares)		8,636
Issuance of common stock for stock-based compensation awards	(176)		275	(451)
Stock-based compensation expense	2,594			2,594
Ending balance (in shares) at Sep. 30, 2021		55,747,407
Ending balance at Sep. 30, 2021	2,203,944	$ 296,483	(118,288)	1,298,022	717,033	10,694
Beginning balance (in shares) at Dec. 31, 2021		55,756,233
Beginning balance at Dec. 31, 2021	2,209,853	$ 296,483	(118,027)	1,300,192	741,648	(10,443)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,547				33,547
Other comprehensive loss	(94,126)					(94,126)
Comprehensive (loss) income	(60,579)
Cash dividends	(12,505)				(12,505)
Issuance of common stock for stock-based compensation awards (in shares)		124,433
Issuance of common stock for stock-based compensation awards	(2,465)		3,977	(6,442)
Stock-based compensation expense	3,338			3,338
Ending balance (in shares) at Mar. 31, 2022		55,880,666
Ending balance at Mar. 31, 2022	2,137,642	$ 296,483	(114,050)	1,297,088	762,690	(104,569)
Beginning balance (in shares) at Dec. 31, 2021		55,756,233
Beginning balance at Dec. 31, 2021	2,209,853	$ 296,483	(118,027)	1,300,192	741,648	(10,443)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	119,792
Other comprehensive loss	(205,609)
Comprehensive (loss) income	(85,817)
Ending balance (in shares) at Sep. 30, 2022		55,953,104
Ending balance at Sep. 30, 2022	2,092,281	$ 296,483	(111,577)	1,299,476	823,951	(216,052)
Beginning balance (in shares) at Mar. 31, 2022		55,880,666
Beginning balance at Mar. 31, 2022	2,137,642	$ 296,483	(114,050)	1,297,088	762,690	(104,569)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	39,678				39,678
Other comprehensive loss	(50,829)					(50,829)
Comprehensive (loss) income	(11,151)
Cash dividends	(12,488)				(12,488)
Issuance of common stock for stock-based compensation awards (in shares)		51,351
Issuance of common stock for stock-based compensation awards	(78)		1,755	(1,833)
Stock-based compensation expense	2,952			2,952
Ending balance (in shares) at Jun. 30, 2022		55,932,017
Ending balance at Jun. 30, 2022	2,116,877	$ 296,483	(112,295)	1,298,207	789,880	(155,398)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	46,567				46,567
Other comprehensive loss	(60,654)					(60,654)
Comprehensive (loss) income	(14,087)
Cash dividends	(12,496)				(12,496)
Issuance of common stock for stock-based compensation awards (in shares)		21,087
Issuance of common stock for stock-based compensation awards	(282)		718	(1,000)
Stock-based compensation expense	2,269			2,269
Ending balance (in shares) at Sep. 30, 2022		55,953,104
Ending balance at Sep. 30, 2022	$ 2,092,281	$ 296,483	$ (111,577)	$ 1,299,476	$ 823,951	$ (216,052)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) (Unaudited) - $ / shares	3 Months Ended						9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2022	Sep. 30, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.22	$ 0.66	$ 0.66

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Operating activities
Net income	$ 119,792,000	$ 138,838,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of provision for) credit losses	13,300,000	(1,200,000)
Depreciation, amortization and accretion	33,590,000	34,421,000
Deferred income tax expense	3,600,000	5,071,000
Proceeds From Sale Of Mortgage Servicing Rights MSR, Operating Activities	18,525,000	0
Gain on sale of MSR	(2,960,000)	0
Funding of mortgage loans held for sale	(1,436,158,000)	(3,189,474,000)
Proceeds from sales of mortgage loans held for sale	1,757,353,000	3,230,039,000
Gains on sales of mortgage loans held for sale	(9,808,000)	(71,598,000)
Valuation adjustment to mortgage servicing rights	0	(13,561,000)
Gains on sales of securities	0	(2,121,000)
Gains on sales of premises and equipment	(245,000)	(519,000)
Stock-based compensation expense	8,558,000	7,736,000
Increase in other assets	(32,187,000)	(16,429,000)
Decrease in other liabilities	(10,253,000)	(31,032,000)
Net cash provided by operating activities	463,107,000	90,171,000
Investing activities
Purchases of securities available for sale	(708,457,000)	(1,743,105,000)
Proceeds from sales of securities available for sale	0	176,406,000
Proceeds from call/maturities of securities available for sale	336,504,000	329,520,000
Purchases of securities held to maturity	(91,803,000)	0
Proceeds from call/maturities of securities held to maturity	35,980,000	0
Net (increase) decrease in loans	(1,057,998,000)	917,343,000
Purchases of premises and equipment	(10,374,000)	(16,797,000)
Proceeds from sales of premises and equipment	1,230,000	8,715,000
Purchase of bank-owned life insurance	(80,000,000)	(50,000,000)
Net change in FHLB stock	(7,538,000)	(1,226,000)
Proceeds from sales of other assets	2,458,000	4,081,000
Net cash paid in acquisition of businesses	(10,066,000)	0
Other, net	2,607,000	2,803,000
Net cash used in investing activities	(1,587,457,000)	(372,260,000)
Financing activities
Net increase in noninterest-bearing deposits	109,096,000	807,602,000
Net (decrease) increase in interest-bearing deposits	(582,696,000)	388,146,000
Net increase (decrease) in short-term borrowings	269,391,000	(10,087,000)
Repayment of long-term debt	(32,417,000)	(1,742,000)
Cash paid for dividends	(37,489,000)	(37,578,000)
Repurchase of shares in connection with stock repurchase program	0	(21,314,000)
Net cash (used in) provided by financing activities	(274,115,000)	1,125,027,000
Net (decrease) increase in cash and cash equivalents	(1,398,465,000)	842,938,000
Cash and cash equivalents at beginning of period	1,877,965,000	633,203,000
Cash and cash equivalents at end of period	479,500,000	1,476,141,000
Supplemental disclosures
Cash paid for interest	32,506,000	37,827,000
Cash paid for income taxes	19,245,000	41,248,000
Noncash transactions:
Transfers of loans to other real estate owned	1,828,000	3,171,000
Recognition of operating right-of-use assets	3,045,000	6,718,000
Recognition of operating lease liabilities	$ 3,045,000	$ 6,718,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc. and Park Place Capital Corporation. Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from full service offices located throughout Mississippi, Tennessee, Alabama, Georgia, Florida, North Carolina and South Carolina. The Bank acquired Southeastern Commercial Finance, LLC (“SCF”), an asset-based lending company headquartered in Birmingham, Alabama, effective March 1, 2022. Prior to the end of the third quarter of 2022, all of SCF's assets were distributed to the Bank in connection with the conversion and integration of SCF into the Bank. In September 2022, the Bank formed Renasant Capital Funding Corporation (the “REIT”), which is intended to qualify as a real estate investment trust under the Internal Revenue Code of 1986, as amended. The REIT will purchase from the Bank, either by assignment or participation, eligible loans collateralized by real estate located in Georgia and Florida, which allows for more effective monitoring of the loans and better managing liquidity related to such real estate assets. The arrangement provides tax benefits in certain states in which we operate. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 filed with the Securities and Exchange Commission on February 25, 2022. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In September 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-04, “Liabilities - Supplier Finance Programs (Subtopic 405-50): Disclosure of Supplier Finance Program Obligations” (“ASU 2022-04”) , which enhances the transparency of supplier finance programs by requiring that a buyer in a supplier finance program disclose sufficient information about the program to allow a user of financial statements to understand the program's nature, activity during the period, changes from period to period, and potential magnitude. ASU 2022-04 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company's financial statements. In June 2022, FASB issued ASU 2022-03, “Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions” (“ASU 2022-03”) , which clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security and, therefore, is not considered in measuring fair value. It also clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. In addition, ASU 2022-03 requires the following disclosures for equity securities subject to contractual sale restrictions: (1) the fair value of equity securities subject to contractual sale restrictions reflected in the balance sheet, (2) the nature and remaining duration of the restriction(s) and (3) the circumstances that could cause a lapse in the restrictions(s). ASU 2022-03 will be effective on January 1, 2024. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company's financial statements aside from additional and revised disclosures.

Securities

Securities	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of September 30, 2022 or December 31, 2021. Amortized Gross Gross Fair September 30, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,480) $ 164,520 Obligations of states and political subdivisions 155,188 88 (14,635) 140,641 Residential mortgage backed securities: Government agency mortgage backed securities 528,196 13 (59,181) 469,028 Government agency collateralized mortgage obligations 626,821 — (102,823) 523,998 Commercial mortgage backed securities: Government agency mortgage backed securities 11,204 — (957) 10,247 Government agency collateralized mortgage obligations 214,617 — (25,129) 189,488 Other debt securities 74,888 3 (3,571) 71,320 $ 1,780,914 $ 104 $ (211,776) $ 1,569,242 Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of states and political subdivisions 153,847 5,532 (269) 159,110 Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair September 30, 2022 Obligations of states and political subdivisions $ 292,769 $ — $ (63,602) $ 229,167 Residential mortgage backed securities Government agency mortgage backed securities 499,348 — (29,278) 470,070 Government agency collateralized mortgage obligations 433,407 — (27,038) 406,369 Commercial mortgage backed securities: Government agency mortgage backed securities 17,011 — (3,429) 13,582 Government agency collateralized mortgage obligations 45,655 — (6,200) 39,455 Other debt securities 65,344 — (5,331) 60,013 $ 1,353,534 $ — $ (134,878) $ 1,218,656 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,353,502 Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 416,357 During the third quarter, the Company transferred, at fair value, $882,927 of securities from the available for sale portfolio to the held to maturity portfolio as the Company has no intention to sell these securities. The related net unrealized loss of $99,675 (after tax losses of $74,307) remained in accumulated other comprehensive income (loss) and will be amortized over the remaining life of the securities, offsetting the related amortization of discount on the transferred securities. No gains or losses were recognized at the time of transfer. There were no securities sold during the three and nine months ended September 30, 2022. Securities sold during the three and nine months ended September 30, 2021 were as set forth in the table below. Carrying Value Net Proceeds Gain/(Loss) Three months ended September 30, 2021 Residential mortgage backed securities: Government agency mortgage backed securities $ 9,232 $ 9,739 $ 507 Government agency collateralized mortgage obligations 6,736 6,866 130 Other debt securities 4,283 4,410 127 $ 20,251 $ 21,015 $ 764 Nine months ended September 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,474 3,902 Government agency collateralized mortgage obligations 12,362 12,512 150 Trust preferred securities 12,021 9,960 (2,061) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,406 $ 2,121 Gross realized gains and losses on sales of securities available for sale for the three and nine months ended September 30, 2021 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2021 2021 Gross gains on sales of securities available for sale $ 825 $ 4,333 Gross losses on sales of securities available for sale (61) (2,212) Gains on sales of securities available for sale, net $ 764 $ 2,121 At September 30, 2022 and December 31, 2021, securities with a carrying value of $804,161 and $607,681, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $17,472 and $21,493 were pledged as collateral for short-term borrowings and derivative instruments at September 30, 2022 and December 31, 2021, respectively. The amortized cost and fair value of securities at September 30, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 150 $ 147 $ 8,900 $ 8,864 Due after one year through five years 1,863 1,750 227,785 221,447 Due after five years through ten years 44,350 37,553 77,471 71,942 Due after ten years 246,406 189,717 75,791 65,160 Residential mortgage backed securities: Government agency mortgage backed securities 500,348 471,070 528,196 469,028 Government agency collateralized mortgage obligations 433,407 406,369 626,821 523,998 Commercial mortgage backed securities: Government agency mortgage backed securities 17,011 13,582 11,204 10,247 Government agency collateralized mortgage obligations 45,655 39,455 214,617 189,488 Other debt securities 64,344 59,013 10,129 9,068 $ 1,353,534 $ 1,218,656 $ 1,780,914 $ 1,569,242 The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: September 30, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,520 $ (5,480) — $ — $ — 5 $ 164,520 $ (5,480) Obligations of states and political subdivisions 95 100,822 (8,433) 11 31,571 (6,202) 106 132,393 (14,635) Residential mortgage backed securities: Government agency mortgage backed securities 104 291,428 (28,600) 22 176,036 (30,581) 126 467,464 (59,181) Government agency collateralized mortgage obligations 28 248,142 (39,982) 24 275,856 (62,841) 52 523,998 (102,823) Commercial mortgage backed securities: Government agency mortgage backed securities 4 10,247 (957) — — — 4 10,247 (957) Government agency collateralized mortgage obligations 18 119,176 (11,340) 11 70,312 (13,789) 29 189,488 (25,129) Other debt securities 32 70,317 (3,571) — — — 32 70,317 (3,571) Total 286 $ 1,004,652 $ (98,363) 68 $ 553,775 $ (113,413) 354 $ 1,558,427 $ (211,776) December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Trust preferred securities — — — — — — — — — Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: September 30, 2022 Obligations of states and political subdivisions 125 $ 212,242 $ (57,474) 5 $ 16,925 $ (6,128) 130 $ 229,167 $ (63,602) Residential mortgage backed securities: Government agency mortgage backed securities 48 272,247 (14,993) 23 197,823 (14,285) 71 470,070 (29,278) Government agency collateralized mortgage obligations 9 206,711 (12,589) 9 199,658 (14,449) 18 406,369 (27,038) Commercial mortgage backed securities: Government agency mortgage backed securities 1 13,582 (3,429) — — — 1 13,582 (3,429) Government agency collateralized mortgage obligations 3 13,190 (1,522) 6 26,265 (4,678) 9 39,455 (6,200) Other debt securities 10 60,013 (5,331) — — — 10 60,013 (5,331) Total 196 $ 777,985 $ (95,338) 43 $ 440,671 $ (39,540) 239 $ 1,218,656 $ (134,878) December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and written down to fair value with all losses recognized in earnings. The Company does not intend to sell any securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period longer than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. Based upon its review of securities with unrealized losses as of September 30, 2022, the Company determined that all such losses resulted from factors not deemed credit related. As such, the Company did not record any impairment for the first nine months of 2022. The allowance for credit losses on held to maturity securities was $32 at September 30, 2022 and December 31, 2021. The Company monitors the credit quality of debt securities held to maturity using bond investment grades assigned by third party ratings agencies. Updated investment grades are obtained as they become available from agencies. As of September 30, 2022, 99.99% of the amortized cost of debt securities held to maturity were rated A or higher by the ratings agencies.

Non Purchased Loans

Non Purchased Loans	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Non Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,435,275 $ 1,332,962 Lease financing 108,517 80,192 Real estate – construction: Residential 359,367 300,988 Commercial 848,941 798,914 Total real estate – construction 1,208,308 1,099,902 Real estate – 1-4 family mortgage: Primary 2,041,885 1,682,050 Home equity 456,765 423,108 Rental/investment 306,165 268,245 Land development 151,986 135,070 Total real estate – 1-4 family mortgage 2,956,801 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,368,196 1,329,219 Non-owner occupied 2,963,631 2,446,370 Land development 120,026 110,395 Total real estate – commercial mortgage 4,451,853 3,885,984 Installment loans to individuals 104,246 107,565 Gross loans 10,265,000 9,015,078 Unearned income (5,160) (4,067) Loans, net of unearned income $ 10,259,840 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. For loans that are placed on nonaccrual status or charged-off, all interest accrued for the current year but not collected is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 10,754 $ 64 $ 1,423,095 $ 1,433,913 $ — $ 934 $ 428 $ 1,362 $ 1,435,275 Lease financing — — 108,517 108,517 — — — — 108,517 Real estate – construction: Residential 179 — 358,956 359,135 153 79 — 232 359,367 Commercial 507 — 848,433 848,940 — 1 — 1 848,941 Total real estate – construction 686 — 1,207,389 1,208,075 153 80 — 233 1,208,308 Real estate – 1-4 family mortgage: Primary 6,207 29 2,016,242 2,022,478 2,730 10,105 6,572 19,407 2,041,885 Home equity 2,116 — 453,351 455,467 119 636 543 1,298 456,765 Rental/investment 542 44 304,407 304,993 — 587 585 1,172 306,165 Land development 57 — 150,481 150,538 100 1,302 46 1,448 151,986 Total real estate – 1-4 family mortgage 8,922 73 2,924,481 2,933,476 2,949 12,630 7,746 23,325 2,956,801 Real estate – commercial mortgage: Owner-occupied 1,041 — 1,361,701 1,362,742 — 3,534 1,920 5,454 1,368,196 Non-owner occupied 256 — 2,951,655 2,951,911 — — 11,720 11,720 2,963,631 Land development 397 — 119,572 119,969 — 17 40 57 120,026 Total real estate – commercial mortgage 1,694 — 4,432,928 4,434,622 — 3,551 13,680 17,231 4,451,853 Installment loans to individuals 605 — 103,460 104,065 13 64 104 181 104,246 Unearned income — — (5,160) (5,160) — — — — (5,160) Loans, net of unearned income $ 22,661 $ 137 $ 10,194,710 $ 10,217,508 $ 3,115 $ 17,259 $ 21,958 $ 42,332 $ 10,259,840 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2022 or September 30, 2021. The outstanding balance of restructured loans on nonaccrual status was $14,186 and $12,411 at September 30, 2022 and September 30, 2021, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 3 $ 436 $ 442 Total 3 $ 436 $ 442 Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 15 $ 2,146 $ 2,168 Real estate – commercial mortgage: Owner-occupied 1 246 246 Non-owner occupied 1 6,500 6,500 Total real estate – commercial mortgage 2 6,746 6,746 Total 17 $ 8,892 $ 8,914 Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 With respect to loans that were restructured during the nine months ended September 30, 2022, $258 have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Amortized Cost Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 17 8,944 Reclassified as performing restructured loan 3 1,226 Reductions due to: Reclassified as nonperforming (12) (1,845) Paid in full (13) (1,907) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (416) Lapse of concession period — — Totals at September 30, 2022 92 $ 20,652 The allowance for credit losses attributable to restructured loans was $834 and $260 at September 30, 2022 and September 30, 2021, respectively. The Company had no restructured loans with remaining availability under commitments to lend additional funds at either September 30, 2022 or September 30, 2021. Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4B) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ 278,691 $ 229,188 $ 157,408 $ 65,049 $ 26,542 $ 13,316 $ 626,010 $ 2,961 $ 1,399,165 Pass 277,634 228,252 150,963 64,457 24,154 13,278 617,768 2,246 1,378,752 Special Mention 594 — — 162 256 — 6,993 — 8,005 Substandard 463 936 6,445 430 2,132 38 1,249 715 12,408 Lease Financing Receivables $ 44,088 $ 20,889 $ 19,530 $ 11,785 $ 5,208 $ 1,857 $ — $ — $ 103,357 Pass 40,708 20,889 16,898 9,982 3,682 1,462 — — 93,621 Special Mention — — — — — 395 — — 395 Substandard 3,380 — 2,632 1,803 1,526 — — — 9,341 Real Estate - Construction $ 447,899 $ 459,751 $ 122,418 $ 47,829 $ — $ — $ 18,516 $ — $ 1,096,413 Residential 198,849 42,847 593 — — — 5,183 — 247,472 Pass 198,849 42,694 593 — — — 5,183 — 247,319 Special Mention — — — — — — — — — Substandard — 153 — — — — — — 153 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Pass 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 203,241 $ 155,577 $ 52,387 $ 25,732 $ 18,635 $ 14,716 $ 29,166 $ 733 $ 500,187 Primary 13,310 9,906 6,089 2,513 2,959 2,329 5,781 108 42,995 Pass 11,071 9,906 6,089 2,498 2,959 2,329 5,781 108 40,741 Special Mention — — — — — — — — — Substandard 2,239 — — 15 — — — — 2,254 Home Equity 228 1,201 — 39 121 — 15,032 8 16,629 Pass 228 1,201 — 39 121 — 15,032 8 16,629 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,564 90,875 44,333 22,974 15,408 12,311 7,755 617 305,837 Pass 111,456 90,708 44,311 22,065 15,256 11,644 7,472 584 303,496 Special Mention — — — — — 33 — — 33 Substandard 108 167 22 909 152 634 283 33 2,308 Land Development 78,139 53,595 1,965 206 147 76 598 — 134,726 Pass 77,138 53,595 1,664 206 147 76 598 — 133,424 Special Mention — — — — — — — — — Substandard 1,001 — 301 — — — — — 1,302 Real Estate - Commercial Mortgage $ 1,218,578 $ 1,065,547 $ 797,002 $ 558,703 $ 252,272 $ 424,024 $ 107,234 $ 15,780 $ 4,439,140 Owner-Occupied 259,980 317,839 264,207 178,756 124,945 173,537 45,455 3,345 1,368,064 Pass 259,492 314,960 261,115 177,213 117,283 158,319 45,197 3,345 1,336,924 Special Mention — 1,157 1,024 327 — — — — 2,508 Substandard 488 1,722 2,068 1,216 7,662 15,218 258 — 28,632 Non-Owner Occupied 912,598 718,884 521,624 373,079 122,806 248,669 53,702 12,240 2,963,602 Pass 912,363 709,652 521,624 359,844 105,306 179,055 53,702 12,240 2,853,786 Special Mention — — — 11,266 17,500 24,294 — — 53,060 Substandard 235 9,232 — 1,969 — 45,320 — — 56,756 Land Development 46,000 28,824 11,171 6,868 4,521 1,818 8,077 195 107,474 Pass 46,000 28,783 10,850 6,868 4,445 1,818 8,077 195 107,036 Special Mention — 41 — — — — — — 41 Substandard — — 321 — 76 — — — 397 Installment loans to individuals $ 61 $ — $ — $ 28 $ — $ — $ — $ — $ 89 Pass 61 — — 28 — — — — 89 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,192,558 $ 1,930,952 $ 1,148,745 $ 709,126 $ 302,657 $ 453,913 $ 780,926 $ 19,474 $ 7,538,351 Pass 2,184,050 1,917,544 1,135,932 691,029 273,353 367,981 772,143 18,726 7,360,758 Special Mention 594 1,198 1,024 11,755 17,756 24,722 6,993 — 64,042 Substandard 7,914 12,210 11,789 6,342 11,548 61,210 1,790 748 113,551 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential 210,734 12,598 — — — — 3,769 2,428 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial 250,636 359,096 174,369 14,813 — — — — 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary 15,599 7,698 3,662 5,985 4,150 1,066 4,727 — 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity 1,318 — 42 131 — — 13,615 10 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,006 61,801 33,734 23,520 23,890 7,469 5,554 931 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development 77,214 13,539 22,802 408 300 311 1,638 — 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied 312,031 305,686 220,057 164,345 140,265 117,767 59,126 9,748 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied 809,784 511,803 449,409 173,123 155,175 256,133 79,016 11,896 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development 46,303 19,060 11,040 6,621 3,204 2,752 9,304 — 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 16,774 $ 19,336 $ — $ 36,110 Performing Loans — — — — — 16,774 19,336 — 36,110 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 37,074 $ 72,550 $ 1,694 $ 577 $ — $ — $ — $ — $ 111,895 Residential 37,074 72,550 1,694 577 — — — — 111,895 Performing Loans 37,074 72,472 1,694 577 — — — — 111,817 Non-Performing Loans — 78 — — — — — — 78 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 584,747 $ 548,163 $ 364,506 $ 160,804 $ 122,688 $ 236,271 $ 436,673 $ 2,762 $ 2,456,614 Primary 576,169 543,197 362,828 160,212 121,295 235,189 — — 1,998,890 Performing Loans 575,894 541,053 360,179 157,445 115,494 229,418 — — 1,979,483 Non-Performing Loans 275 2,144 2,649 2,767 5,801 5,771 — — 19,407 Home Equity — 111 — — 223 367 436,673 2,762 440,136 Performing Loans — 111 — — 223 298 435,952 2,254 438,838 Non-Performing Loans — — — — — 69 721 508 1,298 Rental/Investment — — — — — 328 — — 328 Performing Loans — — — — — 155 — — 155 Non-Performing Loans — — — — — 173 — — 173 Land Development 8,578 4,855 1,678 592 1,170 387 — — 17,260 Performing Loans 8,578 4,855 1,678 592 1,170 241 — — 17,114 Non-Performing Loans — — — — — 146 — — 146 Real Estate - Commercial Mortgage $ 3,764 $ 3,992 $ 2,883 $ 1,348 $ 603 $ 123 $ — $ — $ 12,713 Owner-Occupied — — 132 — — — — — 132 Performing Loans — — 132 — — — — — 132 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 29 — — — — — 29 Performing Loans — — 29 — — — — — 29 Non-Performing Loans — — — — — — — — — Land Development 3,764 3,992 2,722 1,348 603 123 — — 12,552 Performing Loans 3,764 3,992 2,700 1,348 603 123 — — 12,530 Non-Performing Loans — — 22 — — — — — 22 Installment loans to individuals $ 35,560 $ 21,583 $ 7,661 $ 15,827 $ 5,621 $ 2,260 $ 15,613 $ 32 $ 104,157 Performing Loans 35,535 21,548 7,644 15,787 5,610 2,214 15,613 24 103,975 Non-Performing Loans 25 35 17 40 11 46 — 8 182 Total loans not subject to risk rating $ 661,145 $ 646,288 $ 376,744 $ 178,556 $ 128,912 $ 255,428 $ 471,622 $ 2,794 $ 2,721,489 Performing Loans 660,845 644,031 374,056 175,749 123,100 249,223 470,901 2,278 2,700,183 Non-Performing Loans 300 2,257 2,688 2,807 5,812 6,205 721 516 21,306 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential 57,283 12,561 1,615 — — — — — 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary 542,659 415,863 203,739 153,717 116,689 206,496 — — 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity 111 — 79 225 — 508 404,293 2,776 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment — — 99 — 23 218 — — 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development 11,713 3,389 1,097 1,593 907 159 — — 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied — 136 58 — — — — — 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — 31 — — — — — — 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development 5,265 3,417 2,024 800 468 137 — — 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural $ 77,816 $ 90,308 Real estate – construction: Residential 387 1,287 Commercial 6,361 3,707 Total real estate – construction 6,748 4,994 Real estate – 1-4 family mortgage: Primary 102,234 134,070 Home equity 42,861 51,496 Rental/investment 16,679 20,229 Land development 9,314 9,978 Total real estate – 1-4 family mortgage 171,088 215,773 Real estate – commercial mortgage: Owner-occupied 194,756 234,132 Non-owner occupied 356,485 410,577 Land development 13,571 18,344 Total real estate – commercial mortgage 564,812 663,053 Installment loans to individuals 24,700 35,775 Loans $ 845,164 $ 1,009,903 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 379 $ — $ 73,564 $ 73,943 $ — $ 2,059 $ 1,814 $ 3,873 $ 77,816 Real estate – construction: Residential — — 387 387 — — — — 387 Commercial — — 6,361 6,361 — — — — 6,361 Total real estate – construction — — 6,748 6,748 — — — — 6,748 Real estate – 1-4 family mortgage: Primary 1,163 — 95,377 96,540 1,359 2,468 1,867 5,694 102,234 Home equity 658 — 41,659 42,317 95 119 330 544 42,861 Rental/investment 26 — 16,629 16,655 — — 24 24 16,679 Land development 62 — 9,252 9,314 — — — — 9,314 Total real estate – 1-4 family mortgage 1,909 — 162,917 164,826 1,454 2,587 2,221 6,262 171,088 Real estate – commercial mortgage: Owner-occupied 439 1,432 191,217 193,088 33 152 1,483 1,668 194,756 Non-owner occupied — — 356,480 356,480 — — 5 5 356,485 Land development — — 13,535 13,535 — 36 — 36 13,571 Total real estate – commercial mortgage 439 1,432 561,232 563,103 33 188 1,488 1,709 564,812 Installment loans to individuals 715 18 23,865 24,598 1 45 56 102 24,700 Loans, net of unearned income $ 3,442 $ 1,450 $ 828,326 $ 833,218 $ 1,488 $ 4,879 $ 5,579 $ 11,946 $ 845,164 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2022. There was one restructured loan in the amount of $40 contractually 90 days past due or more and still accruing at September 30, 2021. The outstanding balance of restructured loans on nonaccrual status was $3,029 and $17,726 at September 30, 2022 and September 30, 2021, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. No loans were restructured during the three months ended September 30, 2022. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 $ 164 $ 164 Total 1 $ 164 $ 164 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 With respect to loans that were restructured during the nine months ended September 30, 2022 and September 30, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 206 Reclassified as performing restructured loan 8 4,064 Reductions due to: Reclassified to nonperforming loans (6) (231) Paid in full (6) (2,064) Principal paydowns — (568) Totals at September 30, 2022 37 $ 7,016 The allowance for credit losses attributable to restructured loans was $37 and $111 at September 30, 2022 and September 30, 2021, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2022, as compared to $2 in remaining availability at September 30, 2021. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 993 $ 927 $ 26,235 $ 48,917 $ 744 $ 77,816 Pass — — — 993 378 19,174 47,121 403 68,069 Special Mention — — — — 226 — — — 226 Substandard — — — — 323 7,061 1,796 341 9,521 Real Estate - Construction $ — $ — $ — $ — $ 387 $ 6,361 $ — $ — $ 6,748 Residential — — — — 387 — — — 387 Pass — — — — 387 — — — 387 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 6,361 — — 6,361 Pass — — — — — 6,361 — — 6,361 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 145 $ 8,721 $ 26,322 $ 335 $ 157 $ 35,680 Primary — — — 33 2,230 7,116 — — 9,379 Pass — — — 33 2,230 6,683 — — 8,946 Special Mention — — — — — 54 — — 54 Substandard — — — — — 379 — — 379 Home Equity — — — — — 30 333 157 520 Pass — — — — — 30 333 — 363 Special Mention — — — — — — — — — Substandard — — — — — — — 157 157 Rental/Investment — — — 112 308 16,259 — — 16,679 Pass — — — 112 308 15,550 — — 15,970 Special Mention — — — — — — — — — Substandard — — — — — 709 — — 709 Land Development — — — — 6,183 2,917 2 — 9,102 Pass — — — — 6,183 2,866 2 — 9,051 Special Mention — — — — — — — — — Substandard — — — — — 51 — — 51 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 319 $ 45,713 $ 499,483 $ 8,923 $ 9,752 $ 564,190 Owner-Occupied — — — — 10,461 177,284 7,011 — 194,756 Pass — — — — 10,461 167,960 7,011 — 185,432 Special Mention — — — — — 595 — — 595 Substandard — — — — — 8,729 — — 8,729 Non-Owner Occupied — — — 319 35,013 309,833 1,568 9,752 356,485 Pass — — — 319 35,008 287,093 1,568 — 323,988 Special Mention — — — — — — — — — Substandard — — — — 5 22,740 — 9,752 32,497 Land Development — — — — 239 12,366 344 — 12,949 Pass — — — — 239 6,767 344 — 7,350 Special Mention — — — — — 4,966 — — 4,966 Substandard — — — — — 633 — — 633 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,457 $ 55,748 $ 558,401 $ 58,175 $ 10,653 $ 684,434 Pass — — — 1,457 55,194 512,484 56,379 403 625,917 Special Mention — — — — 226 5,615 — — 5,841 Substandard — — — — 328 40,302 1,796 10,250 52,676 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential — — — 601 — 686 — — 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 3,707 — — 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary — — 34 2,485 1,367 12,336 161 — 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity — — — — — 42 1,087 201 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment — — 118 804 1,273 17,806 228 — 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development — — — 6,862 141 2,657 — — 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied —

Purchased Loans

Purchased Loans	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Purchased Loans	Non Purchased Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean non purchased loans excluding loans held for sale. The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,435,275 $ 1,332,962 Lease financing 108,517 80,192 Real estate – construction: Residential 359,367 300,988 Commercial 848,941 798,914 Total real estate – construction 1,208,308 1,099,902 Real estate – 1-4 family mortgage: Primary 2,041,885 1,682,050 Home equity 456,765 423,108 Rental/investment 306,165 268,245 Land development 151,986 135,070 Total real estate – 1-4 family mortgage 2,956,801 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,368,196 1,329,219 Non-owner occupied 2,963,631 2,446,370 Land development 120,026 110,395 Total real estate – commercial mortgage 4,451,853 3,885,984 Installment loans to individuals 104,246 107,565 Gross loans 10,265,000 9,015,078 Unearned income (5,160) (4,067) Loans, net of unearned income $ 10,259,840 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. For loans that are placed on nonaccrual status or charged-off, all interest accrued for the current year but not collected is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 10,754 $ 64 $ 1,423,095 $ 1,433,913 $ — $ 934 $ 428 $ 1,362 $ 1,435,275 Lease financing — — 108,517 108,517 — — — — 108,517 Real estate – construction: Residential 179 — 358,956 359,135 153 79 — 232 359,367 Commercial 507 — 848,433 848,940 — 1 — 1 848,941 Total real estate – construction 686 — 1,207,389 1,208,075 153 80 — 233 1,208,308 Real estate – 1-4 family mortgage: Primary 6,207 29 2,016,242 2,022,478 2,730 10,105 6,572 19,407 2,041,885 Home equity 2,116 — 453,351 455,467 119 636 543 1,298 456,765 Rental/investment 542 44 304,407 304,993 — 587 585 1,172 306,165 Land development 57 — 150,481 150,538 100 1,302 46 1,448 151,986 Total real estate – 1-4 family mortgage 8,922 73 2,924,481 2,933,476 2,949 12,630 7,746 23,325 2,956,801 Real estate – commercial mortgage: Owner-occupied 1,041 — 1,361,701 1,362,742 — 3,534 1,920 5,454 1,368,196 Non-owner occupied 256 — 2,951,655 2,951,911 — — 11,720 11,720 2,963,631 Land development 397 — 119,572 119,969 — 17 40 57 120,026 Total real estate – commercial mortgage 1,694 — 4,432,928 4,434,622 — 3,551 13,680 17,231 4,451,853 Installment loans to individuals 605 — 103,460 104,065 13 64 104 181 104,246 Unearned income — — (5,160) (5,160) — — — — (5,160) Loans, net of unearned income $ 22,661 $ 137 $ 10,194,710 $ 10,217,508 $ 3,115 $ 17,259 $ 21,958 $ 42,332 $ 10,259,840 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 Restructured loans not performing in accordance with their restructured terms that are either contractually 90 days or more past due or placed on nonaccrual status are reported as nonperforming loans. There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2022 or September 30, 2021. The outstanding balance of restructured loans on nonaccrual status was $14,186 and $12,411 at September 30, 2022 and September 30, 2021, respectively. Restructured Loans Restructured loans are those for which concessions have been granted to the borrower due to a deterioration of the borrower’s financial condition and which are performing in accordance with the new terms. Such concessions may include reduction in interest rates or deferral of interest or principal payments. In evaluating whether to restructure a loan, management analyzes the long-term financial condition of the borrower, including guarantor and collateral support, to determine whether the proposed concessions will increase the likelihood of repayment of principal and interest. The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 3 $ 436 $ 442 Total 3 $ 436 $ 442 Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 15 $ 2,146 $ 2,168 Real estate – commercial mortgage: Owner-occupied 1 246 246 Non-owner occupied 1 6,500 6,500 Total real estate – commercial mortgage 2 6,746 6,746 Total 17 $ 8,892 $ 8,914 Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 With respect to loans that were restructured during the nine months ended September 30, 2022, $258 have subsequently defaulted as of the date of this report. With respect to loans that were restructured during the nine months ended September 30, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Amortized Cost Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 17 8,944 Reclassified as performing restructured loan 3 1,226 Reductions due to: Reclassified as nonperforming (12) (1,845) Paid in full (13) (1,907) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (416) Lapse of concession period — — Totals at September 30, 2022 92 $ 20,652 The allowance for credit losses attributable to restructured loans was $834 and $260 at September 30, 2022 and September 30, 2021, respectively. The Company had no restructured loans with remaining availability under commitments to lend additional funds at either September 30, 2022 or September 30, 2021. Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 1 and 9, with 1 being loans with the least credit risk. Loans within the “Pass” grade (reserved for loans with a risk rating between 1 and 4B) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 4E) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 5 and 9) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ 278,691 $ 229,188 $ 157,408 $ 65,049 $ 26,542 $ 13,316 $ 626,010 $ 2,961 $ 1,399,165 Pass 277,634 228,252 150,963 64,457 24,154 13,278 617,768 2,246 1,378,752 Special Mention 594 — — 162 256 — 6,993 — 8,005 Substandard 463 936 6,445 430 2,132 38 1,249 715 12,408 Lease Financing Receivables $ 44,088 $ 20,889 $ 19,530 $ 11,785 $ 5,208 $ 1,857 $ — $ — $ 103,357 Pass 40,708 20,889 16,898 9,982 3,682 1,462 — — 93,621 Special Mention — — — — — 395 — — 395 Substandard 3,380 — 2,632 1,803 1,526 — — — 9,341 Real Estate - Construction $ 447,899 $ 459,751 $ 122,418 $ 47,829 $ — $ — $ 18,516 $ — $ 1,096,413 Residential 198,849 42,847 593 — — — 5,183 — 247,472 Pass 198,849 42,694 593 — — — 5,183 — 247,319 Special Mention — — — — — — — — — Substandard — 153 — — — — — — 153 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Pass 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 203,241 $ 155,577 $ 52,387 $ 25,732 $ 18,635 $ 14,716 $ 29,166 $ 733 $ 500,187 Primary 13,310 9,906 6,089 2,513 2,959 2,329 5,781 108 42,995 Pass 11,071 9,906 6,089 2,498 2,959 2,329 5,781 108 40,741 Special Mention — — — — — — — — — Substandard 2,239 — — 15 — — — — 2,254 Home Equity 228 1,201 — 39 121 — 15,032 8 16,629 Pass 228 1,201 — 39 121 — 15,032 8 16,629 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,564 90,875 44,333 22,974 15,408 12,311 7,755 617 305,837 Pass 111,456 90,708 44,311 22,065 15,256 11,644 7,472 584 303,496 Special Mention — — — — — 33 — — 33 Substandard 108 167 22 909 152 634 283 33 2,308 Land Development 78,139 53,595 1,965 206 147 76 598 — 134,726 Pass 77,138 53,595 1,664 206 147 76 598 — 133,424 Special Mention — — — — — — — — — Substandard 1,001 — 301 — — — — — 1,302 Real Estate - Commercial Mortgage $ 1,218,578 $ 1,065,547 $ 797,002 $ 558,703 $ 252,272 $ 424,024 $ 107,234 $ 15,780 $ 4,439,140 Owner-Occupied 259,980 317,839 264,207 178,756 124,945 173,537 45,455 3,345 1,368,064 Pass 259,492 314,960 261,115 177,213 117,283 158,319 45,197 3,345 1,336,924 Special Mention — 1,157 1,024 327 — — — — 2,508 Substandard 488 1,722 2,068 1,216 7,662 15,218 258 — 28,632 Non-Owner Occupied 912,598 718,884 521,624 373,079 122,806 248,669 53,702 12,240 2,963,602 Pass 912,363 709,652 521,624 359,844 105,306 179,055 53,702 12,240 2,853,786 Special Mention — — — 11,266 17,500 24,294 — — 53,060 Substandard 235 9,232 — 1,969 — 45,320 — — 56,756 Land Development 46,000 28,824 11,171 6,868 4,521 1,818 8,077 195 107,474 Pass 46,000 28,783 10,850 6,868 4,445 1,818 8,077 195 107,036 Special Mention — 41 — — — — — — 41 Substandard — — 321 — 76 — — — 397 Installment loans to individuals $ 61 $ — $ — $ 28 $ — $ — $ — $ — $ 89 Pass 61 — — 28 — — — — 89 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,192,558 $ 1,930,952 $ 1,148,745 $ 709,126 $ 302,657 $ 453,913 $ 780,926 $ 19,474 $ 7,538,351 Pass 2,184,050 1,917,544 1,135,932 691,029 273,353 367,981 772,143 18,726 7,360,758 Special Mention 594 1,198 1,024 11,755 17,756 24,722 6,993 — 64,042 Substandard 7,914 12,210 11,789 6,342 11,548 61,210 1,790 748 113,551 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential 210,734 12,598 — — — — 3,769 2,428 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial 250,636 359,096 174,369 14,813 — — — — 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary 15,599 7,698 3,662 5,985 4,150 1,066 4,727 — 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity 1,318 — 42 131 — — 13,615 10 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,006 61,801 33,734 23,520 23,890 7,469 5,554 931 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development 77,214 13,539 22,802 408 300 311 1,638 — 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied 312,031 305,686 220,057 164,345 140,265 117,767 59,126 9,748 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied 809,784 511,803 449,409 173,123 155,175 256,133 79,016 11,896 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development 46,303 19,060 11,040 6,621 3,204 2,752 9,304 — 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 16,774 $ 19,336 $ — $ 36,110 Performing Loans — — — — — 16,774 19,336 — 36,110 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 37,074 $ 72,550 $ 1,694 $ 577 $ — $ — $ — $ — $ 111,895 Residential 37,074 72,550 1,694 577 — — — — 111,895 Performing Loans 37,074 72,472 1,694 577 — — — — 111,817 Non-Performing Loans — 78 — — — — — — 78 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 584,747 $ 548,163 $ 364,506 $ 160,804 $ 122,688 $ 236,271 $ 436,673 $ 2,762 $ 2,456,614 Primary 576,169 543,197 362,828 160,212 121,295 235,189 — — 1,998,890 Performing Loans 575,894 541,053 360,179 157,445 115,494 229,418 — — 1,979,483 Non-Performing Loans 275 2,144 2,649 2,767 5,801 5,771 — — 19,407 Home Equity — 111 — — 223 367 436,673 2,762 440,136 Performing Loans — 111 — — 223 298 435,952 2,254 438,838 Non-Performing Loans — — — — — 69 721 508 1,298 Rental/Investment — — — — — 328 — — 328 Performing Loans — — — — — 155 — — 155 Non-Performing Loans — — — — — 173 — — 173 Land Development 8,578 4,855 1,678 592 1,170 387 — — 17,260 Performing Loans 8,578 4,855 1,678 592 1,170 241 — — 17,114 Non-Performing Loans — — — — — 146 — — 146 Real Estate - Commercial Mortgage $ 3,764 $ 3,992 $ 2,883 $ 1,348 $ 603 $ 123 $ — $ — $ 12,713 Owner-Occupied — — 132 — — — — — 132 Performing Loans — — 132 — — — — — 132 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 29 — — — — — 29 Performing Loans — — 29 — — — — — 29 Non-Performing Loans — — — — — — — — — Land Development 3,764 3,992 2,722 1,348 603 123 — — 12,552 Performing Loans 3,764 3,992 2,700 1,348 603 123 — — 12,530 Non-Performing Loans — — 22 — — — — — 22 Installment loans to individuals $ 35,560 $ 21,583 $ 7,661 $ 15,827 $ 5,621 $ 2,260 $ 15,613 $ 32 $ 104,157 Performing Loans 35,535 21,548 7,644 15,787 5,610 2,214 15,613 24 103,975 Non-Performing Loans 25 35 17 40 11 46 — 8 182 Total loans not subject to risk rating $ 661,145 $ 646,288 $ 376,744 $ 178,556 $ 128,912 $ 255,428 $ 471,622 $ 2,794 $ 2,721,489 Performing Loans 660,845 644,031 374,056 175,749 123,100 249,223 470,901 2,278 2,700,183 Non-Performing Loans 300 2,257 2,688 2,807 5,812 6,205 721 516 21,306 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential 57,283 12,561 1,615 — — — — — 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary 542,659 415,863 203,739 153,717 116,689 206,496 — — 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity 111 — 79 225 — 508 404,293 2,776 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment — — 99 — 23 218 — — 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development 11,713 3,389 1,097 1,593 907 159 — — 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied — 136 58 — — — — — 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — 31 — — — — — — 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development 5,265 3,417 2,024 800 468 137 — — 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 (In Thousands, Except Number of Loans) For purposes of this Note 4, all references to “loans” mean purchased loans excluding loans held for sale. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural $ 77,816 $ 90,308 Real estate – construction: Residential 387 1,287 Commercial 6,361 3,707 Total real estate – construction 6,748 4,994 Real estate – 1-4 family mortgage: Primary 102,234 134,070 Home equity 42,861 51,496 Rental/investment 16,679 20,229 Land development 9,314 9,978 Total real estate – 1-4 family mortgage 171,088 215,773 Real estate – commercial mortgage: Owner-occupied 194,756 234,132 Non-owner occupied 356,485 410,577 Land development 13,571 18,344 Total real estate – commercial mortgage 564,812 663,053 Installment loans to individuals 24,700 35,775 Loans $ 845,164 $ 1,009,903 Past Due and Nonaccrual Loans The Company’s policies with respect to placing loans on nonaccrual status or charging off loans, and its accounting for interest on any such loans, are described above in Note 3, “Non Purchased Loans.” The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 379 $ — $ 73,564 $ 73,943 $ — $ 2,059 $ 1,814 $ 3,873 $ 77,816 Real estate – construction: Residential — — 387 387 — — — — 387 Commercial — — 6,361 6,361 — — — — 6,361 Total real estate – construction — — 6,748 6,748 — — — — 6,748 Real estate – 1-4 family mortgage: Primary 1,163 — 95,377 96,540 1,359 2,468 1,867 5,694 102,234 Home equity 658 — 41,659 42,317 95 119 330 544 42,861 Rental/investment 26 — 16,629 16,655 — — 24 24 16,679 Land development 62 — 9,252 9,314 — — — — 9,314 Total real estate – 1-4 family mortgage 1,909 — 162,917 164,826 1,454 2,587 2,221 6,262 171,088 Real estate – commercial mortgage: Owner-occupied 439 1,432 191,217 193,088 33 152 1,483 1,668 194,756 Non-owner occupied — — 356,480 356,480 — — 5 5 356,485 Land development — — 13,535 13,535 — 36 — 36 13,571 Total real estate – commercial mortgage 439 1,432 561,232 563,103 33 188 1,488 1,709 564,812 Installment loans to individuals 715 18 23,865 24,598 1 45 56 102 24,700 Loans, net of unearned income $ 3,442 $ 1,450 $ 828,326 $ 833,218 $ 1,488 $ 4,879 $ 5,579 $ 11,946 $ 845,164 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903 There were no restructured loans contractually 90 days past due or more and still accruing at September 30, 2022. There was one restructured loan in the amount of $40 contractually 90 days past due or more and still accruing at September 30, 2021. The outstanding balance of restructured loans on nonaccrual status was $3,029 and $17,726 at September 30, 2022 and September 30, 2021, respectively. Restructured Loans An explanation of what constitutes a “restructured loan,” and management’s analysis in determining whether to restructure a loan, are described above in Note 3, “Non Purchased Loans.” The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. No loans were restructured during the three months ended September 30, 2022. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 $ 164 $ 164 Total 1 $ 164 $ 164 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161 With respect to loans that were restructured during the nine months ended September 30, 2022 and September 30, 2021, none have subsequently defaulted as of the date of this report. Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 206 Reclassified as performing restructured loan 8 4,064 Reductions due to: Reclassified to nonperforming loans (6) (231) Paid in full (6) (2,064) Principal paydowns — (568) Totals at September 30, 2022 37 $ 7,016 The allowance for credit losses attributable to restructured loans was $37 and $111 at September 30, 2022 and September 30, 2021, respectively. The Company had no remaining availability under commitments to lend additional funds on these restructured loans at September 30, 2022, as compared to $2 in remaining availability at September 30, 2021. Credit Quality A discussion of the Company’s policies regarding internal risk-rating of loans is discussed above in Note 3, “Non Purchased Loans.” The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 993 $ 927 $ 26,235 $ 48,917 $ 744 $ 77,816 Pass — — — 993 378 19,174 47,121 403 68,069 Special Mention — — — — 226 — — — 226 Substandard — — — — 323 7,061 1,796 341 9,521 Real Estate - Construction $ — $ — $ — $ — $ 387 $ 6,361 $ — $ — $ 6,748 Residential — — — — 387 — — — 387 Pass — — — — 387 — — — 387 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 6,361 — — 6,361 Pass — — — — — 6,361 — — 6,361 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 145 $ 8,721 $ 26,322 $ 335 $ 157 $ 35,680 Primary — — — 33 2,230 7,116 — — 9,379 Pass — — — 33 2,230 6,683 — — 8,946 Special Mention — — — — — 54 — — 54 Substandard — — — — — 379 — — 379 Home Equity — — — — — 30 333 157 520 Pass — — — — — 30 333 — 363 Special Mention — — — — — — — — — Substandard — — — — — — — 157 157 Rental/Investment — — — 112 308 16,259 — — 16,679 Pass — — — 112 308 15,550 — — 15,970 Special Mention — — — — — — — — — Substandard — — — — — 709 — — 709 Land Development — — — — 6,183 2,917 2 — 9,102 Pass — — — — 6,183 2,866 2 — 9,051 Special Mention — — — — — — — — — Substandard — — — — — 51 — — 51 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 319 $ 45,713 $ 499,483 $ 8,923 $ 9,752 $ 564,190 Owner-Occupied — — — — 10,461 177,284 7,011 — 194,756 Pass — — — — 10,461 167,960 7,011 — 185,432 Special Mention — — — — — 595 — — 595 Substandard — — — — — 8,729 — — 8,729 Non-Owner Occupied — — — 319 35,013 309,833 1,568 9,752 356,485 Pass — — — 319 35,008 287,093 1,568 — 323,988 Special Mention — — — — — — — — — Substandard — — — — 5 22,740 — 9,752 32,497 Land Development — — — — 239 12,366 344 — 12,949 Pass — — — — 239 6,767 344 — 7,350 Special Mention — — — — — 4,966 — — 4,966 Substandard — — — — — 633 — — 633 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,457 $ 55,748 $ 558,401 $ 58,175 $ 10,653 $ 684,434 Pass — — — 1,457 55,194 512,484 56,379 403 625,917 Special Mention — — — — 226 5,615 — — 5,841 Substandard — — — — 328 40,302 1,796 10,250 52,676 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential — — — 601 — 686 — — 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 3,707 — — 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary — — 34 2,485 1,367 12,336 161 — 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity — — — — — 42 1,087 201 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment — — 118 804 1,273 17,806 228 — 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development — — — 6,862 141 2,657 — — 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied —

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,513,091 $ 1,423,270 Lease financing 108,517 80,192 Real estate – construction: Residential 359,754 302,275 Commercial 855,302 802,621 Total real estate – construction 1,215,056 1,104,896 Real estate – 1-4 family mortgage: Primary 2,144,119 1,816,120 Home equity 499,626 474,604 Rental/investment 322,844 288,474 Land development 161,300 145,048 Total real estate – 1-4 family mortgage 3,127,889 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,562,952 1,563,351 Non-owner occupied 3,320,116 2,856,947 Land development 133,597 128,739 Total real estate – commercial mortgage 5,016,665 4,549,037 Installment loans to individuals 128,946 143,340 Gross loans 11,110,164 10,024,981 Unearned income (5,160) (4,067) Loans, net of unearned income 11,105,004 10,020,914 Allowance for credit losses on loans (174,356) (164,171) Net loans $ 10,930,648 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of September 30, 2022 and December 31, 2021, the Company had accrued interest receivable for loans of $45,293 and $41,692, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program established in 2020 in response to the COVID-19 pandemic of $1,263 and $1,273, respectively, as of September 30, 2022 and December 31, 2021. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended September 30, 2022 Allowance for credit losses: Beginning balance $ 30,193 $ 17,290 $ 41,910 $ 64,373 $ 1,802 $ 10,563 $ 166,131 Charge-offs (373) — (208) (1,956) — (722) (3,259) Recoveries 415 — 378 50 113 728 1,684 Net (charge-offs) recoveries 42 — 170 (1,906) 113 6 (1,575) (Recovery of) provision for credit losses on loans 268 1,454 1,452 6,800 399 (573) 9,800 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Nine Months Ended September 30, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 1,648 — — — — — 1,648 Charge-offs (4,714) — (532) (2,670) (7) (2,351) (10,274) Recoveries 1,982 — 725 397 136 2,271 5,511 Net (charge-offs) recoveries (2,732) — 193 (2,273) 129 (80) (4,763) (Recovery of) provision for credit losses on loans (2,335) 2,325 10,983 2,600 699 (972) 13,300 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Period-End Amount Allocated to: Individually evaluated $ 4,064 $ — $ — $ 2,649 $ — $ 370 $ 7,083 Collectively evaluated 26,439 18,744 43,532 66,618 2,314 9,626 167,273 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Loans: Individually evaluated $ 9,088 $ 153 $ 5,965 $ 19,043 $ — $ 370 $ 34,619 Collectively evaluated 1,504,003 1,214,903 3,121,924 4,997,622 103,357 128,576 11,070,385 Ending balance $ 1,513,091 $ 1,215,056 $ 3,127,889 $ 5,016,665 $ 103,357 $ 128,946 $ 11,105,004 Nonaccruing loans with no allowance for credit losses $ 429 $ 153 $ 5,809 $ 4,633 $ — $ 2 $ 11,026 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Charge-offs (1,225) — (276) (184) (13) (1,281) (2,979) Recoveries 418 — 193 190 11 1,051 1,863 Net (charge-offs) recoveries (807) — (83) 6 (2) (230) (1,116) (Recovery of) Provision for credit losses on loans (1,210) 440 961 (1,004) 61 (448) (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Nine Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (5,907) (52) (529) (416) (13) (4,286) (11,203) Recoveries 940 13 855 504 36 3,949 6,297 Net (charge-offs) recoveries (4,967) (39) 326 88 23 (337) (4,906) (Recovery of) Provision for credit losses on loans 913 161 (310) (2,320) (77) 433 (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Period-End Amount Allocated to: Individually evaluated $ 9,717 $ — $ 206 $ 5,968 $ — $ 607 $ 16,498 Collectively evaluated 25,260 16,169 31,975 67,927 1,570 10,639 153,540 Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Loans: Individually evaluated $ 15,193 $ — $ 5,311 $ 19,120 $ — $ 617 $ 40,241 Collectively evaluated 1,420,826 1,091,296 2,719,432 4,516,610 79,215 149,204 9,976,583 Ending balance $ 1,436,019 $ 1,091,296 $ 2,724,743 $ 4,535,730 $ 79,215 $ 149,821 $ 10,016,824 Nonaccruing loans with no allowance for credit losses $ 2,658 $ — $ 3,039 $ 2,865 $ — $ 10 $ 8,572 The Company recorded a provision for credit losses of $9,800 during the third quarter of 2022, as compared to a negative provision for credit losses $1,200 recorded in the third quarter of 2021. The Company’s allowance for credit losses model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. The provision activity during the current quarter was primarily driven by strong loan growth. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021. The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended September 30, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 19,935 $ 20,535 Provision for (recovery of provision for) credit losses on unfunded loan commitments (included in other noninterest expense) — (200) Ending balance $ 19,935 $ 20,335 Nine Months Ended September 30, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,035 $ 20,535 Recovery of provision for credit losses on unfunded loan commitments (included in other noninterest expense) (100) (200) Ending balance $ 19,935 $ 20,335

Other Real Estate Owned

Other Real Estate Owned	9 Months Ended
	Sep. 30, 2022
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total September 30, 2022 Residential real estate $ 173 $ 740 $ 913 Commercial real estate — 62 62 Residential land development 242 4 246 Commercial land development 1,130 61 1,191 Total $ 1,545 $ 867 $ 2,412 December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540 Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2022 $ 1,589 $ 951 $ 2,540 Transfers of loans 190 1,638 1,828 Impairments (96) (14) (110) Dispositions (137) (1,710) (1,847) Other (1) 2 1 Balance at September 30, 2022 $ 1,545 $ 867 $ 2,412 At September 30, 2022 and December 31, 2021, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $780 and $22, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Repairs and maintenance $ 24 $ 17 $ 44 $ 60 Property taxes and insurance 7 6 69 54 Impairments 59 173 110 290 Net (gains) losses on OREO sales (54) (24) (611) (74) Rental income (2) (4) (6) (17) Total $ 34 $ 168 $ (394) $ 313

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the nine months ended September 30, 2022 were as follows: Community Banks Insurance Total Balance at January 1, 2022 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Balance at September 30, 2022 $ 943,524 $ 2,767 $ 946,291 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying September 30, 2022 Core deposit intangibles $ 82,492 $ (63,190) $ 19,302 Customer relationship intangible 2,470 (1,602) 868 Total finite-lived intangible assets $ 84,962 $ (64,792) $ 20,170 December 31, 2021 Core deposit intangibles $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Amortization expense for: Core deposit intangibles $ 1,206 $ 1,436 $ 3,791 $ 4,482 Customer relationship intangible 45 45 136 136 Total intangible amortization $ 1,251 $ 1,481 $ 3,927 $ 4,618 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2022 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2022 $ 4,941 $ 181 $ 5,122 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights

Mortgage Servicing Rights	9 Months Ended
	Sep. 30, 2022
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. For example, an increase in mortgage interest rates or a decrease in actual prepayment speeds may cause positive adjustments to the valuation of the Company’s MSRs. MSRs are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was no valuation adjustment on MSRs during the nine months ended September 30, 2022. During the nine months ended September 30, 2021, there was a positive valuation adjustment of $13,561 which was caused primarily by an increase in mortgage interest rates and a corresponding decrease in actual prepayment speeds. During the third quarter of 2022, the Company sold MSRs relating to mortgage loans having an aggregate unpaid principal balance of $1,700,823 to a third party for net proceeds of $18,525, resulting in a gain of $2,960. Changes in the Company’s MSRs were as follows: Balance at January 1, 2022 $ 89,018 Sale of MSRs (15,565) Capitalization 18,052 Amortization (9,525) Balance at September 30, 2022 $ 81,980 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: September 30, 2022 December 31, 2021 Unpaid principal balance $ 7,406,373 $ 8,728,629 Weighted-average prepayment speed (CPR) 7.08 % 10.56 % Estimated impact of a 10% increase $ (5,254) $ (3,875) Estimated impact of a 20% increase (10,089) (7,464) Discount rate 10.34 % 9.82 % Estimated impact of a 10% increase $ (323) $ (4,153) Estimated impact of a 20% increase (891) (8,119) Weighted-average coupon interest rate 3.43 % 3.29 % Weighted-average servicing fee (basis points) 32.14 30.37 Weighted-average remaining maturity (in years) 8.24 6.69

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2022 2021 2022 2021 Service cost $ — $ — $ 1 $ 2 Interest cost 185 171 3 4 Expected return on plan assets (421) (442) — — Recognized actuarial loss (gain) 60 67 (19) — Net periodic (return) benefit cost $ (176) $ (204) $ (15) $ 6 Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Service cost $ — $ — $ 3 $ 4 Interest cost 554 512 9 11 Expected return on plan assets (1,263) (1,326) — — Recognized actuarial loss (gain) 182 199 (57) (2) Net periodic (return) benefit cost $ (527) $ (615) $ (45) $ 13 Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the nine months ended September 30, 2022 or 2021. There were no stock options outstanding as of September 30, 2022. The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2022: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 146,561 $ 34.67 603,714 $ 34.48 Awarded 63,308 38.62 295,406 37.51 Vested — — (222,283) 32.81 Cancelled (5,465) 37.26 (23,461) 37.23 Nonvested at end of period 204,404 $ 35.83 653,376 $ 36.32

Derivative Instruments

Derivative Instruments	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate and adjustable-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 223,569 $ 11,343 $ 185,447 $ 4,711 Interest rate lock commitments Other Assets 44,785 657 310,941 5,304 Forward commitments Other Assets 225,000 8,941 280,000 667 Totals $ 493,354 $ 20,941 $ 776,388 $ 10,682 Derivative liabilities: Interest rate contracts Other Liabilities $ 223,569 $ 11,343 $ 185,447 $ 4,711 Interest rate lock commitments Other Liabilities 84,830 1,861 19,961 43 Forward commitments Other Liabilities 10,000 49 320,000 736 Totals $ 318,399 $ 13,253 $ 525,408 $ 5,490 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Interest rate contracts: Included in interest income on loans $ 811 $ 589 $ 1,255 $ 1,795 Interest rate lock commitments: Included in mortgage banking income (4,046) (3,251) (6,466) (12,655) Forward commitments Included in mortgage banking income 9,381 5,310 8,962 8,590 Total $ 6,146 $ 2,648 $ 3,751 $ (2,270) Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses both interest rate swap contracts and interest rate collars in an effort to manage future interest rate exposure on borrowings. The swap hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. The collar hedging strategy stabilizes interest rate fluctuation by setting both a floor and a cap. The Company entered into an interest rate collar in June 2022 with a 2.25% floor and 4.57% cap. The Company entered into a second interest rate collar in October 2022 with a 2.75% floor and 4.75% cap. As of September 30, 2022, the Company is hedging its exposure to the variability of future cash flows through 2032 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 25,266 $ 100,000 $ 7,016 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ 62,000 $ 2,902 Interest rate collars Other Liabilities 250,000 1,934 — — Totals $ 250,000 $ 1,934 $ 62,000 $ 2,902 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the nine months ended September 30, 2022 or 2021. The impact on other comprehensive income for the nine months ended September 30, 2022 and 2021 is discussed in Note 13, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 20,643 $ 100,000 $ 5,411 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended September 30, Nine Months Ended September 30, Location 2022 2021 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (10,495) $ (764) $ (15,232) $ (4,941) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 10,495 $ 764 $ 15,232 $ 4,941 The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Long-term debt $ 77,984 $ 93,085 $ 20,643 $ 5,411 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2021 September 30, December 31, 2021 Gross amounts recognized $ 45,510 $ 8,007 $ 22,665 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 45,510 8,007 22,665 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 22,665 7,208 22,665 7,208 Financial collateral pledged — — — 6,228 Net amounts $ 22,845 $ 799 $ — $ —

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. September 30, December 31, 2022 2021 Deferred tax assets Allowance for credit losses $ 51,156 $ 50,712 Loans 2,017 2,855 Deferred compensation 14,029 14,522 Net unrealized losses on securities 73,827 3,545 Impairment of assets 355 392 Net operating loss carryforwards 682 1,211 Investment in partnerships 1,010 890 Lease liabilities under operating leases 15,013 17,106 Other 2,954 3,241 Total deferred tax assets 161,043 94,474 Deferred tax liabilities Fixed assets 9,735 5,339 Mortgage servicing rights 18,984 20,779 Junior subordinated debt 2,018 2,130 Intangibles 2,817 3,177 Lease right-of-use asset 14,395 16,209 Other 1,178 1,607 Total deferred tax liabilities 49,127 49,241 Net deferred tax assets $ 111,916 $ 45,233 For the nine months ended September 30, 2022 and 2021, the Company recorded a provision for income taxes totaling $32,355 and $35,572, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state departments of revenue for the years ending December 31, 2018 through December 31, 2020.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy FASB Accounting Standards Codification Topic (“ASC”) 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions and mortgage-backed securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps, interest rate collars and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2022 Financial assets: Securities available for sale $ — $ 1,569,242 $ — $ 1,569,242 Derivative instruments — 46,207 — 46,207 Mortgage loans held for sale in loans held for sale — 144,642 — 144,642 Total financial assets $ — $ 1,760,091 $ — $ 1,760,091 Financial liabilities: Derivative instruments: $ — $ 35,830 $ — $ 35,830 Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale $ — $ 2,386,052 $ — $ 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the nine months ended September 30, 2022. For the three and nine months ended September 30, 2022 and the three months ended September 30, 2021, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. The following table provides a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, for the nine months ended September 30, 2021. 2021 Three Months Ended September 30, 2022 Trust preferred Nine Months Ended September 30, Balance at beginning of period $ 9,012 Accretion included in net income 7 Unrealized gains included in other comprehensive income 941 Realized losses 2,061 Purchases (12,021) Balance at end of period $ — Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 12,107 $ 12,107 OREO — — 2,412 2,412 Total $ — $ — $ 14,519 $ 14,519 December 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Total $ — $ — $ 10,468 $ 10,468 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $14,774 and $12,939 at September 30, 2022 and December 31, 2021, respectively, and a specific reserve for these loans of $2,667 and $5,011 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2021 Carrying amount prior to remeasurement $ 2,517 $ 2,556 Impairment recognized in results of operations (105) (16) Fair value $ 2,412 $ 2,540 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at September 30, 2022 and December 31, 2021. There were no valuation adjustments on MSRs during the nine months ended September 30, 2022 and $13,561 of positive valuation adjustments recognized during the nine months ended September 30, 2021. The following table presents information as of September 30, 2022 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 12,107 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,412 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company has elected to measure all mortgage loans held for sale at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net losses of $14,537 and $10,425 resulting from fair value changes of these mortgage loans were recorded in income during the nine months ended September 30, 2022 and 2021, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of September 30, 2022 and December 31, 2021: Aggregate Aggregate Difference September 30, 2022 Mortgage loans held for sale measured at fair value $ 144,642 $ 147,363 $ (2,721) December 31, 2021 Mortgage loans held for sale measured at fair value $ 453,533 $ 441,717 $ 11,816 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 479,500 $ 479,500 $ — $ — $ 479,500 Securities held to maturity 1,353,502 — 1,218,656 — 1,218,656 Securities available for sale 1,569,242 — 1,569,242 — 1,569,242 Loans held for sale 144,642 — 144,642 — 144,642 Loans, net 10,930,648 — — 10,392,244 10,392,244 Mortgage servicing rights 81,980 — — 119,752 119,752 Derivative instruments 46,207 — 46,207 — 46,207 Financial liabilities Deposits $ 13,432,124 $ 12,225,041 $ 1,167,728 $ — $ 13,392,769 Short-term borrowings 312,818 312,818 — — 312,818 Junior subordinated debentures 111,807 — 101,088 — 101,088 Subordinated notes 315,014 — 284,000 — 284,000 Derivative instruments 35,830 — 35,830 — 35,830 Fair Value As of December 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities held to maturity 416,357 — 415,552 — 415,552 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended September 30, 2022 Securities available for sale: Unrealized holding losses on securities $ (85,283) $ (21,704) $ (63,579) Amortization of unrealized holding gains on securities transferred to the held to maturity category 1,619 412 1,207 Total securities available for sale (83,664) (21,292) (62,372) Derivative instruments: Unrealized holding gains on derivative instruments 2,262 575 1,687 Total derivative instruments 2,262 575 1,687 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (81,360) $ (20,706) $ (60,654) Three months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (12,408) $ (3,158) $ (9,250) Reclassification adjustment for gains realized in net income (764) (194) (570) Total securities available for sale (13,172) (3,352) (9,820) Derivative instruments: Unrealized holding gains on derivative instruments 1,629 414 1,215 Total derivative instruments 1,629 414 1,215 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 67 18 49 Total defined benefit pension and post-retirement benefit plans 67 18 49 Total other comprehensive loss $ (11,476) $ (2,920) $ (8,556) Pre-Tax Tax Expense Net of Tax Nine months ended September 30, 2022 Securities available for sale: Unrealized holding losses on securities $ (296,444) $ (75,445) $ (220,999) Amortization of unrealized holding gains on securities transferred to the held to maturity category 1,300 331 969 Total securities available for sale (295,144) (75,114) (220,030) Derivative instruments: Unrealized holding gains on derivative instruments 19,219 4,891 14,328 Total derivative instruments 19,219 4,891 14,328 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 125 32 93 Total defined benefit pension and post-retirement benefit plans 125 32 93 Total other comprehensive loss $ (275,800) $ (70,191) $ (205,609) Nine months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (27,487) $ (6,996) $ (20,491) Reclassification adjustment for gains realized in net income (2,121) (539) (1,582) Total securities available for sale (29,608) (7,535) (22,073) Derivative instruments: Unrealized holding gains on derivative instruments 10,129 2,578 7,551 Total derivative instruments 10,129 2,578 7,551 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 197 49 148 Total defined benefit pension and post-retirement benefit plans 197 49 148 Total other comprehensive loss $ (19,282) $ (4,908) $ (14,374) The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2021 Unrealized losses on securities $ (229,146) $ (9,116) Unrealized gains on derivative instruments 18,290 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,196) (5,290) Total accumulated other comprehensive loss $ (216,052) $ (10,443)

Net Income Per Common Share

Net Income Per Common Share	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2022 2021 Basic Net income applicable to common stock $ 46,567 $ 40,063 Average common shares outstanding 55,947,214 56,146,285 Net income per common share - basic $ 0.83 $ 0.71 Diluted Net income applicable to common stock $ 46,567 $ 40,063 Average common shares outstanding 55,947,214 56,146,285 Effect of dilutive stock-based compensation 301,506 300,899 Average common shares outstanding - diluted 56,248,720 56,447,184 Net income per common share - diluted $ 0.83 $ 0.71 Nine Months Ended September 30, 2022 2021 Basic Net income applicable to common stock $ 119,792 $ 138,838 Average common shares outstanding 55,888,226 56,237,056 Net income per common share - basic $ 2.14 $ 2.47 Diluted Net income applicable to common stock $ 119,792 $ 138,838 Average common shares outstanding 55,888,226 56,237,056 Effect of dilutive stock-based compensation 281,660 296,038 Average common shares outstanding - diluted 56,169,886 56,533,094 Net income per common share - diluted $ 2.13 $ 2.46 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2022 2021 Number of shares 9,750 19,929 Nine Months Ended September 30, 2022 2021 Number of shares 19,750 19,929

Regulatory Matters

Regulatory Matters	9 Months Ended
	Sep. 30, 2022
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: September 30, 2022 December 31, 2021 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,493,705 9.39 % $ 1,422,077 9.15 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,385,489 10.64 % 1,314,295 11.18 % Tier 1 Capital to Risk-Weighted Assets 1,493,705 11.47 % 1,422,077 12.10 % Total Capital to Risk-Weighted Assets 1,973,206 15.15 % 1,897,167 16.14 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,645,539 10.34 % $ 1,580,904 10.18 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,645,539 12.61 % 1,580,904 13.46 % Tier 1 Capital to Risk-Weighted Assets 1,645,539 12.61 % 1,580,904 13.46 % Total Capital to Risk-Weighted Assets 1,789,382 13.71 % 1,697,163 14.44 % Common Equity Tier 1 Capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the table above, as of September 30, 2022, the Company’s CET1 capital was in excess of the capital conservation buffer. The Company elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of ASC Topic 326, “Financial Instruments - Credit Losses”

Segment Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. To give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended September 30, 2022 Net interest income (loss) $ 134,528 $ 98 $ 794 $ (5,102) $ 130,318 Provision for credit losses 9,800 — — — 9,800 Noninterest income (loss) 32,324 3,123 6,132 (393) 41,186 Noninterest expense 94,474 2,190 4,553 357 101,574 Income (loss) before income taxes 62,578 1,031 2,373 (5,852) 60,130 Income tax expense (benefit) 14,811 268 — (1,516) 13,563 Net income (loss) $ 47,767 $ 763 $ 2,373 $ (4,336) $ 46,567 Total assets $ 16,369,592 $ 35,761 $ 73,704 $ (7,958) $ 16,471,099 Goodwill $ 943,524 $ 2,767 — — $ 946,291 Three months ended September 30, 2021 Net interest income (loss) $ 106,506 $ 115 $ 404 $ (3,733) $ 103,292 Provision for (recovery of provision for) credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 42,546 2,835 5,820 (446) 50,755 Noninterest expense 97,437 2,095 4,189 278 103,999 Income (loss) before income taxes 52,703 855 2,147 (4,457) 51,248 Income tax expense (benefit) 12,117 220 — (1,152) 11,185 Net income (loss) $ 40,586 $ 635 $ 2,147 $ (3,305) $ 40,063 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Nine months ended September 30, 2022 Net interest income (loss) $ 356,040 $ 286 $ 1,813 $ (14,677) $ 343,462 Provision for credit losses 13,300 — — — 13,300 Noninterest income (loss) 89,359 8,831 18,952 (1,284) 115,858 Noninterest expense 272,594 6,311 13,899 1,069 293,873 Income (loss) before income taxes 159,505 2,806 6,866 (17,030) 152,147 Income tax expense (benefit) 36,035 734 — (4,414) 32,355 Net income (loss) $ 123,470 $ 2,072 $ 6,866 $ (12,616) $ 119,792 Total assets $ 16,369,592 $ 35,761 $ 73,704 $ (7,958) $ 16,471,099 Goodwill $ 943,524 $ 2,767 $ — $ — $ 946,291 Nine months ended September 30, 2021 Net interest income (loss) $ 332,234 $ 333 $ 1,184 $ (11,232) $ 322,519 Provision for (recovery of provision for) credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 155,765 8,558 16,421 (1,342) 179,402 Noninterest expense 309,449 6,005 12,337 920 328,711 Income (loss) before income taxes 179,638 2,886 5,380 (13,494) 174,410 Income tax expense (benefit) 38,320 740 — (3,488) 35,572 Net income (loss) $ 141,318 $ 2,146 $ 5,380 $ (10,006) $ 138,838 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2022
Accounting Policies [Abstract]
Basis of presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2021 filed with the Securities and Exchange Commission on February 25, 2022.
Use of estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of recently-issued accounting standards and pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In September 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-04, “Liabilities - Supplier Finance Programs (Subtopic 405-50): Disclosure of Supplier Finance Program Obligations” (“ASU 2022-04”) , which enhances the transparency of supplier finance programs by requiring that a buyer in a supplier finance program disclose sufficient information about the program to allow a user of financial statements to understand the program's nature, activity during the period, changes from period to period, and potential magnitude. ASU 2022-04 will be effective on January 1, 2023. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company's financial statements. In June 2022, FASB issued ASU 2022-03, “Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions” (“ASU 2022-03”) , which clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit of account of the equity security and, therefore, is not considered in measuring fair value. It also clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. In addition, ASU 2022-03 requires the following disclosures for equity securities subject to contractual sale restrictions: (1) the fair value of equity securities subject to contractual sale restrictions reflected in the balance sheet, (2) the nature and remaining duration of the restriction(s) and (3) the circumstances that could cause a lapse in the restrictions(s). ASU 2022-03 will be effective on January 1, 2024. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company's financial statements aside from additional and revised disclosures.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2022
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of September 30, 2022 or December 31, 2021. Amortized Gross Gross Fair September 30, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,480) $ 164,520 Obligations of states and political subdivisions 155,188 88 (14,635) 140,641 Residential mortgage backed securities: Government agency mortgage backed securities 528,196 13 (59,181) 469,028 Government agency collateralized mortgage obligations 626,821 — (102,823) 523,998 Commercial mortgage backed securities: Government agency mortgage backed securities 11,204 — (957) 10,247 Government agency collateralized mortgage obligations 214,617 — (25,129) 189,488 Other debt securities 74,888 3 (3,571) 71,320 $ 1,780,914 $ 104 $ (211,776) $ 1,569,242 Amortized Gross Gross Fair December 31, 2021 U.S. Treasury securities $ 3,007 $ 3 $ — $ 3,010 Obligations of states and political subdivisions 153,847 5,532 (269) 159,110 Residential mortgage backed securities: Government agency mortgage backed securities 967,497 7,854 (6,816) 968,535 Government agency collateralized mortgage obligations 1,008,514 457 (20,371) 988,600 Commercial mortgage backed securities: Government agency mortgage backed securities 14,717 365 (1) 15,081 Government agency collateralized mortgage obligations 216,859 812 (3,419) 214,252 Other debt securities 36,515 1,097 (148) 37,464 $ 2,400,956 $ 16,120 $ (31,024) $ 2,386,052 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair September 30, 2022 Obligations of states and political subdivisions $ 292,769 $ — $ (63,602) $ 229,167 Residential mortgage backed securities Government agency mortgage backed securities 499,348 — (29,278) 470,070 Government agency collateralized mortgage obligations 433,407 — (27,038) 406,369 Commercial mortgage backed securities: Government agency mortgage backed securities 17,011 — (3,429) 13,582 Government agency collateralized mortgage obligations 45,655 — (6,200) 39,455 Other debt securities 65,344 — (5,331) 60,013 $ 1,353,534 $ — $ (134,878) $ 1,218,656 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,353,502 Amortized Gross Gross Fair December 31, 2021 Obligations of states and political subdivisions $ 267,641 $ 333 $ (685) $ 267,289 Residential mortgage backed securities Government agency mortgage backed securities 60,507 1 (198) 60,310 Government agency collateralized mortgage obligations 24,832 — (92) 24,740 Commercial mortgage backed securities: Government agency mortgage backed securities 1,855 — — 1,855 Government agency collateralized mortgage obligations 39,505 — (117) 39,388 Other debt securities 22,049 — (79) 21,970 $ 416,389 $ 334 $ (1,171) $ 415,552 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 416,357
Schedule of realized gain (loss)	Securities sold during the three and nine months ended September 30, 2021 were as set forth in the table below. Carrying Value Net Proceeds Gain/(Loss) Three months ended September 30, 2021 Residential mortgage backed securities: Government agency mortgage backed securities $ 9,232 $ 9,739 $ 507 Government agency collateralized mortgage obligations 6,736 6,866 130 Other debt securities 4,283 4,410 127 $ 20,251 $ 21,015 $ 764 Nine months ended September 30, 2021 Obligations of states and political subdivisions $ 47 $ 50 $ 3 Residential mortgage backed securities: Government agency mortgage backed securities 145,572 149,474 3,902 Government agency collateralized mortgage obligations 12,362 12,512 150 Trust preferred securities 12,021 9,960 (2,061) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,406 $ 2,121 Gross realized gains and losses on sales of securities available for sale for the three and nine months ended September 30, 2021 were as follows: Three Months Ended Nine Months Ended September 30, September 30, 2021 2021 Gross gains on sales of securities available for sale $ 825 $ 4,333 Gross losses on sales of securities available for sale (61) (2,212) Gains on sales of securities available for sale, net $ 764 $ 2,121
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at September 30, 2022 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 150 $ 147 $ 8,900 $ 8,864 Due after one year through five years 1,863 1,750 227,785 221,447 Due after five years through ten years 44,350 37,553 77,471 71,942 Due after ten years 246,406 189,717 75,791 65,160 Residential mortgage backed securities: Government agency mortgage backed securities 500,348 471,070 528,196 469,028 Government agency collateralized mortgage obligations 433,407 406,369 626,821 523,998 Commercial mortgage backed securities: Government agency mortgage backed securities 17,011 13,582 11,204 10,247 Government agency collateralized mortgage obligations 45,655 39,455 214,617 189,488 Other debt securities 64,344 59,013 10,129 9,068 $ 1,353,534 $ 1,218,656 $ 1,780,914 $ 1,569,242
Gross unrealized losses and fair value by investment category	The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: September 30, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,520 $ (5,480) — $ — $ — 5 $ 164,520 $ (5,480) Obligations of states and political subdivisions 95 100,822 (8,433) 11 31,571 (6,202) 106 132,393 (14,635) Residential mortgage backed securities: Government agency mortgage backed securities 104 291,428 (28,600) 22 176,036 (30,581) 126 467,464 (59,181) Government agency collateralized mortgage obligations 28 248,142 (39,982) 24 275,856 (62,841) 52 523,998 (102,823) Commercial mortgage backed securities: Government agency mortgage backed securities 4 10,247 (957) — — — 4 10,247 (957) Government agency collateralized mortgage obligations 18 119,176 (11,340) 11 70,312 (13,789) 29 189,488 (25,129) Other debt securities 32 70,317 (3,571) — — — 32 70,317 (3,571) Total 286 $ 1,004,652 $ (98,363) 68 $ 553,775 $ (113,413) 354 $ 1,558,427 $ (211,776) December 31, 2021 Obligations of states and political subdivisions 8 $ 34,303 $ (216) 3 $ 3,892 $ (53) 11 $ 38,195 $ (269) Residential mortgage backed securities: Government agency mortgage backed securities 41 727,546 (6,312) 1 12,305 (504) 42 739,851 (6,816) Government agency collateralized mortgage obligations 49 966,126 (20,371) — — — 49 966,126 (20,371) Commercial mortgage backed securities: Government agency mortgage backed securities 1 1,791 (1) 1 432 — 2 2,223 (1) Government agency collateralized mortgage obligations 21 160,919 (3,072) 2 9,005 (347) 23 169,924 (3,419) Trust preferred securities — — — — — — — — — Other debt securities 1 8,699 (148) — — — 1 8,699 (148) Total 121 $ 1,899,384 $ (30,120) 7 $ 25,634 $ (904) 128 $ 1,925,018 $ (31,024) Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: September 30, 2022 Obligations of states and political subdivisions 125 $ 212,242 $ (57,474) 5 $ 16,925 $ (6,128) 130 $ 229,167 $ (63,602) Residential mortgage backed securities: Government agency mortgage backed securities 48 272,247 (14,993) 23 197,823 (14,285) 71 470,070 (29,278) Government agency collateralized mortgage obligations 9 206,711 (12,589) 9 199,658 (14,449) 18 406,369 (27,038) Commercial mortgage backed securities: Government agency mortgage backed securities 1 13,582 (3,429) — — — 1 13,582 (3,429) Government agency collateralized mortgage obligations 3 13,190 (1,522) 6 26,265 (4,678) 9 39,455 (6,200) Other debt securities 10 60,013 (5,331) — — — 10 60,013 (5,331) Total 196 $ 777,985 $ (95,338) 43 $ 440,671 $ (39,540) 239 $ 1,218,656 $ (134,878) December 31, 2021 Obligations of states and political subdivisions 24 $ 62,131 $ (685) — $ — $ — 24 $ 62,131 $ (685) Residential mortgage backed securities: Government agency mortgage backed securities 50 53,560 (181) 1 5,354 (17) 51 58,914 (198) Government agency collateralized mortgage obligations 1 24,740 (92) — — — 1 24,740 (92) Commercial mortgage backed securities: Government agency collateralized mortgage obligations 7 39,388 (117) — — — 7 39,388 (117) Other debt securities 8 21,972 (79) — — — 8 21,972 (79) Total 90 $ 201,791 $ (1,154) 1 $ 5,354 $ (17) 91 $ 207,145 $ (1,171)

Non Purchased Loans (Tables)

Non Purchased Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,435,275 $ 1,332,962 Lease financing 108,517 80,192 Real estate – construction: Residential 359,367 300,988 Commercial 848,941 798,914 Total real estate – construction 1,208,308 1,099,902 Real estate – 1-4 family mortgage: Primary 2,041,885 1,682,050 Home equity 456,765 423,108 Rental/investment 306,165 268,245 Land development 151,986 135,070 Total real estate – 1-4 family mortgage 2,956,801 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,368,196 1,329,219 Non-owner occupied 2,963,631 2,446,370 Land development 120,026 110,395 Total real estate – commercial mortgage 4,451,853 3,885,984 Installment loans to individuals 104,246 107,565 Gross loans 10,265,000 9,015,078 Unearned income (5,160) (4,067) Loans, net of unearned income $ 10,259,840 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural $ 77,816 $ 90,308 Real estate – construction: Residential 387 1,287 Commercial 6,361 3,707 Total real estate – construction 6,748 4,994 Real estate – 1-4 family mortgage: Primary 102,234 134,070 Home equity 42,861 51,496 Rental/investment 16,679 20,229 Land development 9,314 9,978 Total real estate – 1-4 family mortgage 171,088 215,773 Real estate – commercial mortgage: Owner-occupied 194,756 234,132 Non-owner occupied 356,485 410,577 Land development 13,571 18,344 Total real estate – commercial mortgage 564,812 663,053 Installment loans to individuals 24,700 35,775 Loans $ 845,164 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,513,091 $ 1,423,270 Lease financing 108,517 80,192 Real estate – construction: Residential 359,754 302,275 Commercial 855,302 802,621 Total real estate – construction 1,215,056 1,104,896 Real estate – 1-4 family mortgage: Primary 2,144,119 1,816,120 Home equity 499,626 474,604 Rental/investment 322,844 288,474 Land development 161,300 145,048 Total real estate – 1-4 family mortgage 3,127,889 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,562,952 1,563,351 Non-owner occupied 3,320,116 2,856,947 Land development 133,597 128,739 Total real estate – commercial mortgage 5,016,665 4,549,037 Installment loans to individuals 128,946 143,340 Gross loans 11,110,164 10,024,981 Unearned income (5,160) (4,067) Loans, net of unearned income 11,105,004 10,020,914 Allowance for credit losses on loans (174,356) (164,171) Net loans $ 10,930,648 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively.
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 10,754 $ 64 $ 1,423,095 $ 1,433,913 $ — $ 934 $ 428 $ 1,362 $ 1,435,275 Lease financing — — 108,517 108,517 — — — — 108,517 Real estate – construction: Residential 179 — 358,956 359,135 153 79 — 232 359,367 Commercial 507 — 848,433 848,940 — 1 — 1 848,941 Total real estate – construction 686 — 1,207,389 1,208,075 153 80 — 233 1,208,308 Real estate – 1-4 family mortgage: Primary 6,207 29 2,016,242 2,022,478 2,730 10,105 6,572 19,407 2,041,885 Home equity 2,116 — 453,351 455,467 119 636 543 1,298 456,765 Rental/investment 542 44 304,407 304,993 — 587 585 1,172 306,165 Land development 57 — 150,481 150,538 100 1,302 46 1,448 151,986 Total real estate – 1-4 family mortgage 8,922 73 2,924,481 2,933,476 2,949 12,630 7,746 23,325 2,956,801 Real estate – commercial mortgage: Owner-occupied 1,041 — 1,361,701 1,362,742 — 3,534 1,920 5,454 1,368,196 Non-owner occupied 256 — 2,951,655 2,951,911 — — 11,720 11,720 2,963,631 Land development 397 — 119,572 119,969 — 17 40 57 120,026 Total real estate – commercial mortgage 1,694 — 4,432,928 4,434,622 — 3,551 13,680 17,231 4,451,853 Installment loans to individuals 605 — 103,460 104,065 13 64 104 181 104,246 Unearned income — — (5,160) (5,160) — — — — (5,160) Loans, net of unearned income $ 22,661 $ 137 $ 10,194,710 $ 10,217,508 $ 3,115 $ 17,259 $ 21,958 $ 42,332 $ 10,259,840 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 379 $ — $ 73,564 $ 73,943 $ — $ 2,059 $ 1,814 $ 3,873 $ 77,816 Real estate – construction: Residential — — 387 387 — — — — 387 Commercial — — 6,361 6,361 — — — — 6,361 Total real estate – construction — — 6,748 6,748 — — — — 6,748 Real estate – 1-4 family mortgage: Primary 1,163 — 95,377 96,540 1,359 2,468 1,867 5,694 102,234 Home equity 658 — 41,659 42,317 95 119 330 544 42,861 Rental/investment 26 — 16,629 16,655 — — 24 24 16,679 Land development 62 — 9,252 9,314 — — — — 9,314 Total real estate – 1-4 family mortgage 1,909 — 162,917 164,826 1,454 2,587 2,221 6,262 171,088 Real estate – commercial mortgage: Owner-occupied 439 1,432 191,217 193,088 33 152 1,483 1,668 194,756 Non-owner occupied — — 356,480 356,480 — — 5 5 356,485 Land development — — 13,535 13,535 — 36 — 36 13,571 Total real estate – commercial mortgage 439 1,432 561,232 563,103 33 188 1,488 1,709 564,812 Installment loans to individuals 715 18 23,865 24,598 1 45 56 102 24,700 Loans, net of unearned income $ 3,442 $ 1,450 $ 828,326 $ 833,218 $ 1,488 $ 4,879 $ 5,579 $ 11,946 $ 845,164 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 3 $ 436 $ 442 Total 3 $ 436 $ 442 Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 15 $ 2,146 $ 2,168 Real estate – commercial mortgage: Owner-occupied 1 246 246 Non-owner occupied 1 6,500 6,500 Total real estate – commercial mortgage 2 6,746 6,746 Total 17 $ 8,892 $ 8,914 Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. No loans were restructured during the three months ended September 30, 2022. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 $ 164 $ 164 Total 1 $ 164 $ 164 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Amortized Cost Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 17 8,944 Reclassified as performing restructured loan 3 1,226 Reductions due to: Reclassified as nonperforming (12) (1,845) Paid in full (13) (1,907) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (416) Lapse of concession period — — Totals at September 30, 2022 92 $ 20,652 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 206 Reclassified as performing restructured loan 8 4,064 Reductions due to: Reclassified to nonperforming loans (6) (231) Paid in full (6) (2,064) Principal paydowns — (568) Totals at September 30, 2022 37 $ 7,016
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ 278,691 $ 229,188 $ 157,408 $ 65,049 $ 26,542 $ 13,316 $ 626,010 $ 2,961 $ 1,399,165 Pass 277,634 228,252 150,963 64,457 24,154 13,278 617,768 2,246 1,378,752 Special Mention 594 — — 162 256 — 6,993 — 8,005 Substandard 463 936 6,445 430 2,132 38 1,249 715 12,408 Lease Financing Receivables $ 44,088 $ 20,889 $ 19,530 $ 11,785 $ 5,208 $ 1,857 $ — $ — $ 103,357 Pass 40,708 20,889 16,898 9,982 3,682 1,462 — — 93,621 Special Mention — — — — — 395 — — 395 Substandard 3,380 — 2,632 1,803 1,526 — — — 9,341 Real Estate - Construction $ 447,899 $ 459,751 $ 122,418 $ 47,829 $ — $ — $ 18,516 $ — $ 1,096,413 Residential 198,849 42,847 593 — — — 5,183 — 247,472 Pass 198,849 42,694 593 — — — 5,183 — 247,319 Special Mention — — — — — — — — — Substandard — 153 — — — — — — 153 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Pass 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 203,241 $ 155,577 $ 52,387 $ 25,732 $ 18,635 $ 14,716 $ 29,166 $ 733 $ 500,187 Primary 13,310 9,906 6,089 2,513 2,959 2,329 5,781 108 42,995 Pass 11,071 9,906 6,089 2,498 2,959 2,329 5,781 108 40,741 Special Mention — — — — — — — — — Substandard 2,239 — — 15 — — — — 2,254 Home Equity 228 1,201 — 39 121 — 15,032 8 16,629 Pass 228 1,201 — 39 121 — 15,032 8 16,629 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,564 90,875 44,333 22,974 15,408 12,311 7,755 617 305,837 Pass 111,456 90,708 44,311 22,065 15,256 11,644 7,472 584 303,496 Special Mention — — — — — 33 — — 33 Substandard 108 167 22 909 152 634 283 33 2,308 Land Development 78,139 53,595 1,965 206 147 76 598 — 134,726 Pass 77,138 53,595 1,664 206 147 76 598 — 133,424 Special Mention — — — — — — — — — Substandard 1,001 — 301 — — — — — 1,302 Real Estate - Commercial Mortgage $ 1,218,578 $ 1,065,547 $ 797,002 $ 558,703 $ 252,272 $ 424,024 $ 107,234 $ 15,780 $ 4,439,140 Owner-Occupied 259,980 317,839 264,207 178,756 124,945 173,537 45,455 3,345 1,368,064 Pass 259,492 314,960 261,115 177,213 117,283 158,319 45,197 3,345 1,336,924 Special Mention — 1,157 1,024 327 — — — — 2,508 Substandard 488 1,722 2,068 1,216 7,662 15,218 258 — 28,632 Non-Owner Occupied 912,598 718,884 521,624 373,079 122,806 248,669 53,702 12,240 2,963,602 Pass 912,363 709,652 521,624 359,844 105,306 179,055 53,702 12,240 2,853,786 Special Mention — — — 11,266 17,500 24,294 — — 53,060 Substandard 235 9,232 — 1,969 — 45,320 — — 56,756 Land Development 46,000 28,824 11,171 6,868 4,521 1,818 8,077 195 107,474 Pass 46,000 28,783 10,850 6,868 4,445 1,818 8,077 195 107,036 Special Mention — 41 — — — — — — 41 Substandard — — 321 — 76 — — — 397 Installment loans to individuals $ 61 $ — $ — $ 28 $ — $ — $ — $ — $ 89 Pass 61 — — 28 — — — — 89 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,192,558 $ 1,930,952 $ 1,148,745 $ 709,126 $ 302,657 $ 453,913 $ 780,926 $ 19,474 $ 7,538,351 Pass 2,184,050 1,917,544 1,135,932 691,029 273,353 367,981 772,143 18,726 7,360,758 Special Mention 594 1,198 1,024 11,755 17,756 24,722 6,993 — 64,042 Substandard 7,914 12,210 11,789 6,342 11,548 61,210 1,790 748 113,551 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential 210,734 12,598 — — — — 3,769 2,428 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial 250,636 359,096 174,369 14,813 — — — — 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary 15,599 7,698 3,662 5,985 4,150 1,066 4,727 — 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity 1,318 — 42 131 — — 13,615 10 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,006 61,801 33,734 23,520 23,890 7,469 5,554 931 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development 77,214 13,539 22,802 408 300 311 1,638 — 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied 312,031 305,686 220,057 164,345 140,265 117,767 59,126 9,748 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied 809,784 511,803 449,409 173,123 155,175 256,133 79,016 11,896 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development 46,303 19,060 11,040 6,621 3,204 2,752 9,304 — 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 16,774 $ 19,336 $ — $ 36,110 Performing Loans — — — — — 16,774 19,336 — 36,110 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 37,074 $ 72,550 $ 1,694 $ 577 $ — $ — $ — $ — $ 111,895 Residential 37,074 72,550 1,694 577 — — — — 111,895 Performing Loans 37,074 72,472 1,694 577 — — — — 111,817 Non-Performing Loans — 78 — — — — — — 78 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 584,747 $ 548,163 $ 364,506 $ 160,804 $ 122,688 $ 236,271 $ 436,673 $ 2,762 $ 2,456,614 Primary 576,169 543,197 362,828 160,212 121,295 235,189 — — 1,998,890 Performing Loans 575,894 541,053 360,179 157,445 115,494 229,418 — — 1,979,483 Non-Performing Loans 275 2,144 2,649 2,767 5,801 5,771 — — 19,407 Home Equity — 111 — — 223 367 436,673 2,762 440,136 Performing Loans — 111 — — 223 298 435,952 2,254 438,838 Non-Performing Loans — — — — — 69 721 508 1,298 Rental/Investment — — — — — 328 — — 328 Performing Loans — — — — — 155 — — 155 Non-Performing Loans — — — — — 173 — — 173 Land Development 8,578 4,855 1,678 592 1,170 387 — — 17,260 Performing Loans 8,578 4,855 1,678 592 1,170 241 — — 17,114 Non-Performing Loans — — — — — 146 — — 146 Real Estate - Commercial Mortgage $ 3,764 $ 3,992 $ 2,883 $ 1,348 $ 603 $ 123 $ — $ — $ 12,713 Owner-Occupied — — 132 — — — — — 132 Performing Loans — — 132 — — — — — 132 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 29 — — — — — 29 Performing Loans — — 29 — — — — — 29 Non-Performing Loans — — — — — — — — — Land Development 3,764 3,992 2,722 1,348 603 123 — — 12,552 Performing Loans 3,764 3,992 2,700 1,348 603 123 — — 12,530 Non-Performing Loans — — 22 — — — — — 22 Installment loans to individuals $ 35,560 $ 21,583 $ 7,661 $ 15,827 $ 5,621 $ 2,260 $ 15,613 $ 32 $ 104,157 Performing Loans 35,535 21,548 7,644 15,787 5,610 2,214 15,613 24 103,975 Non-Performing Loans 25 35 17 40 11 46 — 8 182 Total loans not subject to risk rating $ 661,145 $ 646,288 $ 376,744 $ 178,556 $ 128,912 $ 255,428 $ 471,622 $ 2,794 $ 2,721,489 Performing Loans 660,845 644,031 374,056 175,749 123,100 249,223 470,901 2,278 2,700,183 Non-Performing Loans 300 2,257 2,688 2,807 5,812 6,205 721 516 21,306 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential 57,283 12,561 1,615 — — — — — 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary 542,659 415,863 203,739 153,717 116,689 206,496 — — 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity 111 — 79 225 — 508 404,293 2,776 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment — — 99 — 23 218 — — 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development 11,713 3,389 1,097 1,593 907 159 — — 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied — 136 58 — — — — — 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — 31 — — — — — — 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development 5,265 3,417 2,024 800 468 137 — — 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 993 $ 927 $ 26,235 $ 48,917 $ 744 $ 77,816 Pass — — — 993 378 19,174 47,121 403 68,069 Special Mention — — — — 226 — — — 226 Substandard — — — — 323 7,061 1,796 341 9,521 Real Estate - Construction $ — $ — $ — $ — $ 387 $ 6,361 $ — $ — $ 6,748 Residential — — — — 387 — — — 387 Pass — — — — 387 — — — 387 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 6,361 — — 6,361 Pass — — — — — 6,361 — — 6,361 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 145 $ 8,721 $ 26,322 $ 335 $ 157 $ 35,680 Primary — — — 33 2,230 7,116 — — 9,379 Pass — — — 33 2,230 6,683 — — 8,946 Special Mention — — — — — 54 — — 54 Substandard — — — — — 379 — — 379 Home Equity — — — — — 30 333 157 520 Pass — — — — — 30 333 — 363 Special Mention — — — — — — — — — Substandard — — — — — — — 157 157 Rental/Investment — — — 112 308 16,259 — — 16,679 Pass — — — 112 308 15,550 — — 15,970 Special Mention — — — — — — — — — Substandard — — — — — 709 — — 709 Land Development — — — — 6,183 2,917 2 — 9,102 Pass — — — — 6,183 2,866 2 — 9,051 Special Mention — — — — — — — — — Substandard — — — — — 51 — — 51 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 319 $ 45,713 $ 499,483 $ 8,923 $ 9,752 $ 564,190 Owner-Occupied — — — — 10,461 177,284 7,011 — 194,756 Pass — — — — 10,461 167,960 7,011 — 185,432 Special Mention — — — — — 595 — — 595 Substandard — — — — — 8,729 — — 8,729 Non-Owner Occupied — — — 319 35,013 309,833 1,568 9,752 356,485 Pass — — — 319 35,008 287,093 1,568 — 323,988 Special Mention — — — — — — — — — Substandard — — — — 5 22,740 — 9,752 32,497 Land Development — — — — 239 12,366 344 — 12,949 Pass — — — — 239 6,767 344 — 7,350 Special Mention — — — — — 4,966 — — 4,966 Substandard — — — — — 633 — — 633 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,457 $ 55,748 $ 558,401 $ 58,175 $ 10,653 $ 684,434 Pass — — — 1,457 55,194 512,484 56,379 403 625,917 Special Mention — — — — 226 5,615 — — 5,841 Substandard — — — — 328 40,302 1,796 10,250 52,676 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential — — — 601 — 686 — — 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 3,707 — — 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary — — 34 2,485 1,367 12,336 161 — 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity — — — — — 42 1,087 201 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment — — 118 804 1,273 17,806 228 — 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development — — — 6,862 141 2,657 — — 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied — — — 13,344 17,621 200,111 3,056 — 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied — — 325 35,887 103,739 254,080 2,222 14,324 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development — — — 1,288 1,894 13,792 634 — 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 196 $ 1,061 $ 96,323 $ 36,430 $ 1,398 $ 135,408 Primary — — — 196 523 92,068 — 68 92,855 Performing Loans — — — 196 378 86,567 — 68 87,209 Non-Performing Loans — — — — 145 5,501 — — 5,646 Home Equity — — — — 538 4,043 36,430 1,330 42,341 Performing Loans — — — — 538 3,992 36,154 1,114 41,798 Non-Performing Loans — — — — — 51 276 216 543 Rental/Investment — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — — 212 — — 212 Performing Loans — — — — — 212 — — 212 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ — $ 141 $ 481 $ — $ — $ 622 Owner-Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — 141 481 — — 622 Performing Loans — — — — 141 481 — — 622 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ — $ 13,734 $ 9,644 $ 1,272 $ 50 $ 24,700 Performing Loans — — — — 13,721 9,571 1,272 14 24,578 Non-Performing Loans — — — — 13 73 — 36 122 Total loans not subject to risk rating $ — $ — $ — $ 196 $ 14,936 $ 106,448 $ 37,702 $ 1,448 $ 160,730 Performing Loans — — — 196 14,778 100,823 37,426 1,196 154,419 Non-Performing Loans — — — — 158 5,625 276 252 6,311 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary — — 202 938 17,505 98,961 — 81 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity — — — 542 2,441 1,823 44,086 1,274 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — 42 276 — — 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — 147 31 558 — — 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886

Purchased Loans (Tables)

Purchased Loans (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Summary of purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,435,275 $ 1,332,962 Lease financing 108,517 80,192 Real estate – construction: Residential 359,367 300,988 Commercial 848,941 798,914 Total real estate – construction 1,208,308 1,099,902 Real estate – 1-4 family mortgage: Primary 2,041,885 1,682,050 Home equity 456,765 423,108 Rental/investment 306,165 268,245 Land development 151,986 135,070 Total real estate – 1-4 family mortgage 2,956,801 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,368,196 1,329,219 Non-owner occupied 2,963,631 2,446,370 Land development 120,026 110,395 Total real estate – commercial mortgage 4,451,853 3,885,984 Installment loans to individuals 104,246 107,565 Gross loans 10,265,000 9,015,078 Unearned income (5,160) (4,067) Loans, net of unearned income $ 10,259,840 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural $ 77,816 $ 90,308 Real estate – construction: Residential 387 1,287 Commercial 6,361 3,707 Total real estate – construction 6,748 4,994 Real estate – 1-4 family mortgage: Primary 102,234 134,070 Home equity 42,861 51,496 Rental/investment 16,679 20,229 Land development 9,314 9,978 Total real estate – 1-4 family mortgage 171,088 215,773 Real estate – commercial mortgage: Owner-occupied 194,756 234,132 Non-owner occupied 356,485 410,577 Land development 13,571 18,344 Total real estate – commercial mortgage 564,812 663,053 Installment loans to individuals 24,700 35,775 Loans $ 845,164 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,513,091 $ 1,423,270 Lease financing 108,517 80,192 Real estate – construction: Residential 359,754 302,275 Commercial 855,302 802,621 Total real estate – construction 1,215,056 1,104,896 Real estate – 1-4 family mortgage: Primary 2,144,119 1,816,120 Home equity 499,626 474,604 Rental/investment 322,844 288,474 Land development 161,300 145,048 Total real estate – 1-4 family mortgage 3,127,889 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,562,952 1,563,351 Non-owner occupied 3,320,116 2,856,947 Land development 133,597 128,739 Total real estate – commercial mortgage 5,016,665 4,549,037 Installment loans to individuals 128,946 143,340 Gross loans 11,110,164 10,024,981 Unearned income (5,160) (4,067) Loans, net of unearned income 11,105,004 10,020,914 Allowance for credit losses on loans (174,356) (164,171) Net loans $ 10,930,648 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively.
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 10,754 $ 64 $ 1,423,095 $ 1,433,913 $ — $ 934 $ 428 $ 1,362 $ 1,435,275 Lease financing — — 108,517 108,517 — — — — 108,517 Real estate – construction: Residential 179 — 358,956 359,135 153 79 — 232 359,367 Commercial 507 — 848,433 848,940 — 1 — 1 848,941 Total real estate – construction 686 — 1,207,389 1,208,075 153 80 — 233 1,208,308 Real estate – 1-4 family mortgage: Primary 6,207 29 2,016,242 2,022,478 2,730 10,105 6,572 19,407 2,041,885 Home equity 2,116 — 453,351 455,467 119 636 543 1,298 456,765 Rental/investment 542 44 304,407 304,993 — 587 585 1,172 306,165 Land development 57 — 150,481 150,538 100 1,302 46 1,448 151,986 Total real estate – 1-4 family mortgage 8,922 73 2,924,481 2,933,476 2,949 12,630 7,746 23,325 2,956,801 Real estate – commercial mortgage: Owner-occupied 1,041 — 1,361,701 1,362,742 — 3,534 1,920 5,454 1,368,196 Non-owner occupied 256 — 2,951,655 2,951,911 — — 11,720 11,720 2,963,631 Land development 397 — 119,572 119,969 — 17 40 57 120,026 Total real estate – commercial mortgage 1,694 — 4,432,928 4,434,622 — 3,551 13,680 17,231 4,451,853 Installment loans to individuals 605 — 103,460 104,065 13 64 104 181 104,246 Unearned income — — (5,160) (5,160) — — — — (5,160) Loans, net of unearned income $ 22,661 $ 137 $ 10,194,710 $ 10,217,508 $ 3,115 $ 17,259 $ 21,958 $ 42,332 $ 10,259,840 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 3,325 $ 103 $ 1,323,774 $ 1,327,202 $ 1,669 $ 2,665 $ 1,426 $ 5,760 $ 1,332,962 Lease financing — — 80,181 80,181 — 11 — 11 80,192 Real estate – construction: Residential 1,077 — 299,911 300,988 — — — — 300,988 Commercial — — 798,914 798,914 — — — — 798,914 Total real estate – construction 1,077 — 1,098,825 1,099,902 — — — — 1,099,902 Real estate – 1-4 family mortgage: Primary 14,785 389 1,652,940 1,668,114 1,920 8,195 3,821 13,936 1,682,050 Home equity 1,468 — 420,695 422,163 182 546 217 945 423,108 Rental/investment 401 445 266,353 267,199 — 771 275 1,046 268,245 Land development 431 — 134,382 134,813 — 65 192 257 135,070 Total real estate – 1-4 family mortgage 17,085 834 2,474,370 2,492,289 2,102 9,577 4,505 16,184 2,508,473 Real estate – commercial mortgage: Owner-occupied 720 36 1,325,776 1,326,532 163 822 1,702 2,687 1,329,219 Non-owner occupied 260 89 2,440,513 2,440,862 — — 5,508 5,508 2,446,370 Land development 476 — 109,575 110,051 — 292 52 344 110,395 Total real estate – commercial mortgage 1,456 125 3,875,864 3,877,445 163 1,114 7,262 8,539 3,885,984 Installment loans to individuals 978 12 106,318 107,308 30 95 132 257 107,565 Unearned income — — (4,067) (4,067) — — — — (4,067) Loans, net of unearned income $ 23,921 $ 1,074 $ 8,955,265 $ 8,980,260 $ 3,964 $ 13,462 $ 13,325 $ 30,751 $ 9,011,011 The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total September 30, 2022 Commercial, financial, agricultural $ 379 $ — $ 73,564 $ 73,943 $ — $ 2,059 $ 1,814 $ 3,873 $ 77,816 Real estate – construction: Residential — — 387 387 — — — — 387 Commercial — — 6,361 6,361 — — — — 6,361 Total real estate – construction — — 6,748 6,748 — — — — 6,748 Real estate – 1-4 family mortgage: Primary 1,163 — 95,377 96,540 1,359 2,468 1,867 5,694 102,234 Home equity 658 — 41,659 42,317 95 119 330 544 42,861 Rental/investment 26 — 16,629 16,655 — — 24 24 16,679 Land development 62 — 9,252 9,314 — — — — 9,314 Total real estate – 1-4 family mortgage 1,909 — 162,917 164,826 1,454 2,587 2,221 6,262 171,088 Real estate – commercial mortgage: Owner-occupied 439 1,432 191,217 193,088 33 152 1,483 1,668 194,756 Non-owner occupied — — 356,480 356,480 — — 5 5 356,485 Land development — — 13,535 13,535 — 36 — 36 13,571 Total real estate – commercial mortgage 439 1,432 561,232 563,103 33 188 1,488 1,709 564,812 Installment loans to individuals 715 18 23,865 24,598 1 45 56 102 24,700 Loans, net of unearned income $ 3,442 $ 1,450 $ 828,326 $ 833,218 $ 1,488 $ 4,879 $ 5,579 $ 11,946 $ 845,164 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2021 Commercial, financial, agricultural $ 122 $ — $ 82,918 $ 83,040 $ 42 $ 1,618 $ 5,608 $ 7,268 $ 90,308 Real estate – construction: Residential — — 1,287 1,287 — — — — 1,287 Commercial — — 3,707 3,707 — — — — 3,707 Total real estate – construction — — 4,994 4,994 — — — — 4,994 Real estate – 1-4 family mortgage: Primary 1,042 36 127,820 128,898 257 2,225 2,690 5,172 134,070 Home equity 149 — 50,573 50,722 — 373 401 774 51,496 Rental/investment 20 — 20,105 20,125 26 — 78 104 20,229 Land development — — 9,978 9,978 — — — — 9,978 Total real estate – 1-4 family mortgage 1,211 36 208,476 209,723 283 2,598 3,169 6,050 215,773 Real estate – commercial mortgage: Owner-occupied 1,511 323 230,305 232,139 — 289 1,704 1,993 234,132 Non-owner occupied — — 407,639 407,639 — — 2,938 2,938 410,577 Land development — — 18,218 18,218 — — 126 126 18,344 Total real estate – commercial mortgage 1,511 323 656,162 657,996 — 289 4,768 5,057 663,053 Installment loans to individuals 839 8 34,690 35,537 15 11 212 238 35,775 Loans, net of unearned income $ 3,683 $ 367 $ 987,240 $ 991,290 $ 340 $ 4,516 $ 13,757 $ 18,613 $ 1,009,903
Impact of modifications classified as restructured loans	The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. Number of Pre- Post- Three months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 3 $ 436 $ 442 Total 3 $ 436 $ 442 Three months ended September 30, 2021 Commercial, financial, agricultural 1 $ 30 $ 30 Real estate – 1-4 family mortgage: Primary 11 1,518 1,538 Total 12 $ 1,548 $ 1,568 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Primary 15 $ 2,146 $ 2,168 Real estate – commercial mortgage: Owner-occupied 1 246 246 Non-owner occupied 1 6,500 6,500 Total real estate – commercial mortgage 2 6,746 6,746 Total 17 $ 8,892 $ 8,914 Nine months ended September 30, 2021 Commercial, financial, agricultural 7 $ 5,258 $ 5,258 Real estate – 1-4 family mortgage: Primary 23 3,321 3,350 Real estate – commercial mortgage: Non-owner occupied 1 837 810 Total 31 $ 9,416 $ 9,418 The tables below illustrate the impact of modifications classified as restructured loans which were made during the periods presented and held on the Consolidated Balance Sheets at the respective period end. No loans were restructured during the three months ended September 30, 2022. Number of Pre- Post- Three months ended September 30, 2021 Real estate – 1-4 family mortgage: Primary 1 $ 164 $ 164 Total 1 $ 164 $ 164 Number of Pre- Post- Nine months ended September 30, 2022 Real estate – 1-4 family mortgage: Land development 3 $ 98 $ 94 Nine months ended September 30, 2021 Commercial, financial, agricultural 1 $ 135 $ 135 Real estate – 1-4 family mortgage: Primary 2 1,026 1,026 Total 3 $ 1,161 $ 1,161
Changes in restructured loans	Changes in the Company’s restructured loans are set forth in the table below: Number of Amortized Cost Totals at January 1, 2022 97 $ 14,650 Additional advances or loans with concessions 17 8,944 Reclassified as performing restructured loan 3 1,226 Reductions due to: Reclassified as nonperforming (12) (1,845) Paid in full (13) (1,907) Charge-offs — — Transfer to other real estate owned — — Principal paydowns — (416) Lapse of concession period — — Totals at September 30, 2022 92 $ 20,652 Changes in the Company’s restructured loans are set forth in the table below: Number of Recorded Totals at January 1, 2022 38 $ 5,609 Additional advances or loans with concessions 3 206 Reclassified as performing restructured loan 8 4,064 Reductions due to: Reclassified to nonperforming loans (6) (231) Paid in full (6) (2,064) Principal paydowns — (568) Totals at September 30, 2022 37 $ 7,016
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ 278,691 $ 229,188 $ 157,408 $ 65,049 $ 26,542 $ 13,316 $ 626,010 $ 2,961 $ 1,399,165 Pass 277,634 228,252 150,963 64,457 24,154 13,278 617,768 2,246 1,378,752 Special Mention 594 — — 162 256 — 6,993 — 8,005 Substandard 463 936 6,445 430 2,132 38 1,249 715 12,408 Lease Financing Receivables $ 44,088 $ 20,889 $ 19,530 $ 11,785 $ 5,208 $ 1,857 $ — $ — $ 103,357 Pass 40,708 20,889 16,898 9,982 3,682 1,462 — — 93,621 Special Mention — — — — — 395 — — 395 Substandard 3,380 — 2,632 1,803 1,526 — — — 9,341 Real Estate - Construction $ 447,899 $ 459,751 $ 122,418 $ 47,829 $ — $ — $ 18,516 $ — $ 1,096,413 Residential 198,849 42,847 593 — — — 5,183 — 247,472 Pass 198,849 42,694 593 — — — 5,183 — 247,319 Special Mention — — — — — — — — — Substandard — 153 — — — — — — 153 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Commercial 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Pass 249,050 416,904 121,825 47,829 — — 13,333 — 848,941 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 203,241 $ 155,577 $ 52,387 $ 25,732 $ 18,635 $ 14,716 $ 29,166 $ 733 $ 500,187 Primary 13,310 9,906 6,089 2,513 2,959 2,329 5,781 108 42,995 Pass 11,071 9,906 6,089 2,498 2,959 2,329 5,781 108 40,741 Special Mention — — — — — — — — — Substandard 2,239 — — 15 — — — — 2,254 Home Equity 228 1,201 — 39 121 — 15,032 8 16,629 Pass 228 1,201 — 39 121 — 15,032 8 16,629 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,564 90,875 44,333 22,974 15,408 12,311 7,755 617 305,837 Pass 111,456 90,708 44,311 22,065 15,256 11,644 7,472 584 303,496 Special Mention — — — — — 33 — — 33 Substandard 108 167 22 909 152 634 283 33 2,308 Land Development 78,139 53,595 1,965 206 147 76 598 — 134,726 Pass 77,138 53,595 1,664 206 147 76 598 — 133,424 Special Mention — — — — — — — — — Substandard 1,001 — 301 — — — — — 1,302 Real Estate - Commercial Mortgage $ 1,218,578 $ 1,065,547 $ 797,002 $ 558,703 $ 252,272 $ 424,024 $ 107,234 $ 15,780 $ 4,439,140 Owner-Occupied 259,980 317,839 264,207 178,756 124,945 173,537 45,455 3,345 1,368,064 Pass 259,492 314,960 261,115 177,213 117,283 158,319 45,197 3,345 1,336,924 Special Mention — 1,157 1,024 327 — — — — 2,508 Substandard 488 1,722 2,068 1,216 7,662 15,218 258 — 28,632 Non-Owner Occupied 912,598 718,884 521,624 373,079 122,806 248,669 53,702 12,240 2,963,602 Pass 912,363 709,652 521,624 359,844 105,306 179,055 53,702 12,240 2,853,786 Special Mention — — — 11,266 17,500 24,294 — — 53,060 Substandard 235 9,232 — 1,969 — 45,320 — — 56,756 Land Development 46,000 28,824 11,171 6,868 4,521 1,818 8,077 195 107,474 Pass 46,000 28,783 10,850 6,868 4,445 1,818 8,077 195 107,036 Special Mention — 41 — — — — — — 41 Substandard — — 321 — 76 — — — 397 Installment loans to individuals $ 61 $ — $ — $ 28 $ — $ — $ — $ — $ 89 Pass 61 — — 28 — — — — 89 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,192,558 $ 1,930,952 $ 1,148,745 $ 709,126 $ 302,657 $ 453,913 $ 780,926 $ 19,474 $ 7,538,351 Pass 2,184,050 1,917,544 1,135,932 691,029 273,353 367,981 772,143 18,726 7,360,758 Special Mention 594 1,198 1,024 11,755 17,756 24,722 6,993 — 64,042 Substandard 7,914 12,210 11,789 6,342 11,548 61,210 1,790 748 113,551 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 300,748 $ 245,940 $ 122,350 $ 44,533 $ 15,384 $ 11,103 $ 557,628 $ 2,757 $ 1,300,443 Pass 299,731 245,657 120,102 43,042 14,603 8,605 553,541 2,002 1,287,283 Special Mention — 136 1,798 281 605 1,196 651 — 4,667 Substandard 1,017 147 450 1,210 176 1,302 3,436 755 8,493 Real Estate - Construction $ 461,370 $ 371,694 $ 174,369 $ 14,813 $ — $ — $ 3,769 $ 2,428 $ 1,028,443 Residential 210,734 12,598 — — — — 3,769 2,428 229,529 Pass 210,734 12,598 — — — — 3,769 2,428 229,529 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial 250,636 359,096 174,369 14,813 — — — — 798,914 Pass 250,636 359,096 174,369 14,813 — — — — 798,914 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 205,137 $ 83,038 $ 60,240 $ 30,044 $ 28,340 $ 8,846 $ 25,534 $ 941 $ 442,120 Primary 15,599 7,698 3,662 5,985 4,150 1,066 4,727 — 42,887 Pass 15,599 7,698 3,496 5,985 4,066 1,057 4,716 — 42,617 Special Mention — — — — — — — — — Substandard — — 166 — 84 9 11 — 270 Home Equity 1,318 — 42 131 — — 13,615 10 15,116 Pass 1,318 — 42 131 — — 13,615 10 15,116 Special Mention — — — — — — — — — Substandard — — — — — — — — — Rental/Investment 111,006 61,801 33,734 23,520 23,890 7,469 5,554 931 267,905 Pass 110,987 60,855 32,733 23,246 23,708 7,098 5,554 931 265,112 Special Mention — 249 — — — — — — 249 Substandard 19 697 1,001 274 182 371 — — 2,544 Land Development 77,214 13,539 22,802 408 300 311 1,638 — 116,212 Pass 74,818 13,539 22,769 408 300 311 1,638 — 113,783 Special Mention 2,396 — — — — — — — 2,396 Substandard — — 33 — — — — — 33 Real Estate - Commercial Mortgage $ 1,168,118 $ 836,549 $ 680,506 $ 344,089 $ 298,644 $ 376,652 $ 147,446 $ 21,644 $ 3,873,648 Owner-Occupied 312,031 305,686 220,057 164,345 140,265 117,767 59,126 9,748 1,329,025 Pass 310,736 304,555 218,447 161,521 134,410 109,577 59,126 8,036 1,306,408 Special Mention 1,210 1,131 — — 1,733 328 — 1,712 6,114 Substandard 85 — 1,610 2,824 4,122 7,862 — — 16,503 Non-Owner Occupied 809,784 511,803 449,409 173,123 155,175 256,133 79,016 11,896 2,446,339 Pass 800,348 503,009 436,062 165,843 102,446 242,665 79,016 11,896 2,341,285 Special Mention 9,235 8,794 11,356 7,280 33,176 8,024 — — 77,865 Substandard 201 — 1,991 — 19,553 5,444 — — 27,189 Land Development 46,303 19,060 11,040 6,621 3,204 2,752 9,304 — 98,284 Pass 46,034 17,030 11,040 6,569 3,204 2,752 9,304 — 95,933 Special Mention 44 — — — — — — — 44 Substandard 225 2,030 — 52 — — — — 2,307 Installment loans to individuals $ — $ — $ 42 $ — $ — $ — $ — $ — $ 42 Pass — — 42 — — — — — 42 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,135,373 $ 1,537,221 $ 1,037,507 $ 433,479 $ 342,368 $ 396,601 $ 734,377 $ 27,770 $ 6,644,696 Pass 2,120,941 1,524,037 1,019,102 421,558 282,737 372,065 730,279 25,303 6,496,022 Special Mention 12,885 10,310 13,154 7,561 35,514 9,548 651 1,712 91,335 Substandard 1,547 2,874 5,251 4,360 24,117 14,988 3,447 755 57,339 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 16,774 $ 19,336 $ — $ 36,110 Performing Loans — — — — — 16,774 19,336 — 36,110 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 37,074 $ 72,550 $ 1,694 $ 577 $ — $ — $ — $ — $ 111,895 Residential 37,074 72,550 1,694 577 — — — — 111,895 Performing Loans 37,074 72,472 1,694 577 — — — — 111,817 Non-Performing Loans — 78 — — — — — — 78 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 584,747 $ 548,163 $ 364,506 $ 160,804 $ 122,688 $ 236,271 $ 436,673 $ 2,762 $ 2,456,614 Primary 576,169 543,197 362,828 160,212 121,295 235,189 — — 1,998,890 Performing Loans 575,894 541,053 360,179 157,445 115,494 229,418 — — 1,979,483 Non-Performing Loans 275 2,144 2,649 2,767 5,801 5,771 — — 19,407 Home Equity — 111 — — 223 367 436,673 2,762 440,136 Performing Loans — 111 — — 223 298 435,952 2,254 438,838 Non-Performing Loans — — — — — 69 721 508 1,298 Rental/Investment — — — — — 328 — — 328 Performing Loans — — — — — 155 — — 155 Non-Performing Loans — — — — — 173 — — 173 Land Development 8,578 4,855 1,678 592 1,170 387 — — 17,260 Performing Loans 8,578 4,855 1,678 592 1,170 241 — — 17,114 Non-Performing Loans — — — — — 146 — — 146 Real Estate - Commercial Mortgage $ 3,764 $ 3,992 $ 2,883 $ 1,348 $ 603 $ 123 $ — $ — $ 12,713 Owner-Occupied — — 132 — — — — — 132 Performing Loans — — 132 — — — — — 132 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 29 — — — — — 29 Performing Loans — — 29 — — — — — 29 Non-Performing Loans — — — — — — — — — Land Development 3,764 3,992 2,722 1,348 603 123 — — 12,552 Performing Loans 3,764 3,992 2,700 1,348 603 123 — — 12,530 Non-Performing Loans — — 22 — — — — — 22 Installment loans to individuals $ 35,560 $ 21,583 $ 7,661 $ 15,827 $ 5,621 $ 2,260 $ 15,613 $ 32 $ 104,157 Performing Loans 35,535 21,548 7,644 15,787 5,610 2,214 15,613 24 103,975 Non-Performing Loans 25 35 17 40 11 46 — 8 182 Total loans not subject to risk rating $ 661,145 $ 646,288 $ 376,744 $ 178,556 $ 128,912 $ 255,428 $ 471,622 $ 2,794 $ 2,721,489 Performing Loans 660,845 644,031 374,056 175,749 123,100 249,223 470,901 2,278 2,700,183 Non-Performing Loans 300 2,257 2,688 2,807 5,812 6,205 721 516 21,306 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ 71 $ — $ — $ 1 $ — $ 8,983 $ 23,464 $ — $ 32,519 Performing Loans 71 — — 1 — 8,983 23,464 — 32,519 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ 26,301 $ 23,270 $ 15,504 $ 7,713 $ 2,169 $ 1,168 $ — $ — $ 76,125 Performing Loans 26,301 23,270 15,504 7,713 2,167 1,159 — — 76,114 Non-Performing Loans — — — — 2 9 — — 11 Real Estate - Construction $ 57,283 $ 12,561 $ 1,615 $ — $ — $ — $ — $ — $ 71,459 Residential 57,283 12,561 1,615 — — — — — 71,459 Performing Loans 57,283 12,561 1,615 — — — — — 71,459 Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 554,483 $ 419,252 $ 205,014 $ 155,535 $ 117,619 $ 207,381 $ 404,293 $ 2,776 $ 2,066,353 Primary 542,659 415,863 203,739 153,717 116,689 206,496 — — 1,639,163 Performing Loans 542,053 414,931 201,273 148,649 114,669 203,416 — — 1,624,991 Non-Performing Loans 606 932 2,466 5,068 2,020 3,080 — — 14,172 Home Equity 111 — 79 225 — 508 404,293 2,776 407,992 Performing Loans 111 — 79 225 — 435 403,598 2,599 407,047 Non-Performing Loans — — — — — 73 695 177 945 Rental/Investment — — 99 — 23 218 — — 340 Performing Loans — — 99 — 23 164 — — 286 Non-Performing Loans — — — — — 54 — — 54 Land Development 11,713 3,389 1,097 1,593 907 159 — — 18,858 Performing Loans 11,688 3,298 1,065 1,593 832 159 — — 18,635 Non-Performing Loans 25 91 32 — 75 — — — 223 Real Estate - Commercial Mortgage $ 5,265 $ 3,584 $ 2,082 $ 800 $ 468 $ 137 $ — $ — $ 12,336 Owner-Occupied — 136 58 — — — — — 194 Performing Loans — 136 58 — — — — — 194 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — 31 — — — — — — 31 Performing Loans — 31 — — — — — — 31 Non-Performing Loans — — — — — — — — — Land Development 5,265 3,417 2,024 800 468 137 — — 12,111 Performing Loans 5,265 3,417 2,008 800 468 86 — — 12,044 Non-Performing Loans — — 16 — — 51 — — 67 Installment loans to individuals $ 44,302 $ 15,436 $ 23,114 $ 7,717 $ 1,985 $ 1,917 $ 13,016 $ 36 $ 107,523 Performing Loans 44,254 15,360 23,035 7,704 1,958 1,890 13,016 36 107,253 Non-Performing Loans 48 76 79 13 27 27 — — 270 Total loans not subject to risk rating $ 687,705 $ 474,103 $ 247,329 $ 171,766 $ 122,241 $ 219,586 $ 440,773 $ 2,812 $ 2,366,315 Performing Loans 687,026 473,004 244,736 166,685 120,117 216,292 440,078 2,635 2,350,573 Non-Performing Loans 679 1,099 2,593 5,081 2,124 3,294 695 177 15,742 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ 993 $ 927 $ 26,235 $ 48,917 $ 744 $ 77,816 Pass — — — 993 378 19,174 47,121 403 68,069 Special Mention — — — — 226 — — — 226 Substandard — — — — 323 7,061 1,796 341 9,521 Real Estate - Construction $ — $ — $ — $ — $ 387 $ 6,361 $ — $ — $ 6,748 Residential — — — — 387 — — — 387 Pass — — — — 387 — — — 387 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 6,361 — — 6,361 Pass — — — — — 6,361 — — 6,361 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 145 $ 8,721 $ 26,322 $ 335 $ 157 $ 35,680 Primary — — — 33 2,230 7,116 — — 9,379 Pass — — — 33 2,230 6,683 — — 8,946 Special Mention — — — — — 54 — — 54 Substandard — — — — — 379 — — 379 Home Equity — — — — — 30 333 157 520 Pass — — — — — 30 333 — 363 Special Mention — — — — — — — — — Substandard — — — — — — — 157 157 Rental/Investment — — — 112 308 16,259 — — 16,679 Pass — — — 112 308 15,550 — — 15,970 Special Mention — — — — — — — — — Substandard — — — — — 709 — — 709 Land Development — — — — 6,183 2,917 2 — 9,102 Pass — — — — 6,183 2,866 2 — 9,051 Special Mention — — — — — — — — — Substandard — — — — — 51 — — 51 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - Commercial Mortgage $ — $ — $ — $ 319 $ 45,713 $ 499,483 $ 8,923 $ 9,752 $ 564,190 Owner-Occupied — — — — 10,461 177,284 7,011 — 194,756 Pass — — — — 10,461 167,960 7,011 — 185,432 Special Mention — — — — — 595 — — 595 Substandard — — — — — 8,729 — — 8,729 Non-Owner Occupied — — — 319 35,013 309,833 1,568 9,752 356,485 Pass — — — 319 35,008 287,093 1,568 — 323,988 Special Mention — — — — — — — — — Substandard — — — — 5 22,740 — 9,752 32,497 Land Development — — — — 239 12,366 344 — 12,949 Pass — — — — 239 6,767 344 — 7,350 Special Mention — — — — — 4,966 — — 4,966 Substandard — — — — — 633 — — 633 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ — $ 1,457 $ 55,748 $ 558,401 $ 58,175 $ 10,653 $ 684,434 Pass — — — 1,457 55,194 512,484 56,379 403 625,917 Special Mention — — — — 226 5,615 — — 5,841 Substandard — — — — 328 40,302 1,796 10,250 52,676 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ 646 $ 12,199 $ 12,247 $ 25,562 $ 38,328 $ 1,326 $ 90,308 Pass — — 646 11,612 8,918 18,877 37,555 899 78,507 Special Mention — — — 246 — — — — 246 Substandard — — — 341 3,329 6,685 773 427 11,555 Real Estate - Construction $ — $ — $ — $ 601 $ — $ 4,393 $ — $ — $ 4,994 Residential — — — 601 — 686 — — 1,287 Pass — — — 601 — 686 — — 1,287 Special Mention — — — — — — — — — Substandard — — — — — — — — — Commercial — — — — — 3,707 — — 3,707 Pass — — — — — 3,707 — — 3,707 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ — $ — $ 152 $ 10,151 $ 2,781 $ 32,841 $ 1,476 $ 201 $ 47,602 Primary — — 34 2,485 1,367 12,336 161 — 16,383 Pass — — 34 2,485 1,367 9,408 161 — 13,455 Special Mention — — — — — 59 — — 59 Substandard — — — — — 2,869 — — 2,869 Home Equity — — — — — 42 1,087 201 1,330 Pass — — — — — 42 717 — 759 Special Mention — — — — — — — — — Substandard — — — — — — 370 201 571 Rental/Investment — — 118 804 1,273 17,806 228 — 20,229 Pass — — 118 804 1,273 17,035 77 — 19,307 Special Mention — — — — — 38 — — 38 Substandard — — — — — 733 151 — 884 Land Development — — — 6,862 141 2,657 — — 9,660 Pass — — — 6,862 111 1,249 — — 8,222 Special Mention — — — — — — — — — Substandard — — — — 30 1,408 — — 1,438 Real Estate - Commercial Mortgage $ — $ — $ 325 $ 50,519 $ 123,254 $ 467,983 $ 5,912 $ 14,324 $ 662,317 Owner-Occupied — — — 13,344 17,621 200,111 3,056 — 234,132 Pass — — — 13,344 13,888 182,779 3,056 — 213,067 Special Mention — — — — 1,553 394 — — 1,947 Substandard — — — — 2,180 16,938 — — 19,118 Non-Owner Occupied — — 325 35,887 103,739 254,080 2,222 14,324 410,577 Pass — — 325 19,510 100,682 222,048 2,222 4,418 349,205 Special Mention — — — 16,370 — 359 — — 16,729 Substandard — — — 7 3,057 31,673 — 9,906 44,643 Land Development — — — 1,288 1,894 13,792 634 — 17,608 Pass — — — 1,288 1,894 7,904 634 — 11,720 Special Mention — — — — — 5,141 — — 5,141 Substandard — — — — — 747 — — 747 Installment loans to individuals $ — $ — $ — $ — $ — $ — $ — $ — $ — Pass — — — — — — — — — Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ — $ — $ 1,123 $ 73,470 $ 138,282 $ 530,779 $ 45,716 $ 15,851 $ 805,221 Pass — — 1,123 56,506 128,133 463,735 44,422 5,317 699,236 Special Mention — — — 16,616 1,553 5,991 — — 24,160 Substandard — — — 348 8,596 61,053 1,294 10,534 81,825 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating by origination date: Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total September 30, 2022 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ — $ 196 $ 1,061 $ 96,323 $ 36,430 $ 1,398 $ 135,408 Primary — — — 196 523 92,068 — 68 92,855 Performing Loans — — — 196 378 86,567 — 68 87,209 Non-Performing Loans — — — — 145 5,501 — — 5,646 Home Equity — — — — 538 4,043 36,430 1,330 42,341 Performing Loans — — — — 538 3,992 36,154 1,114 41,798 Non-Performing Loans — — — — — 51 276 216 543 Rental/Investment — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — — 212 — — 212 Performing Loans — — — — — 212 — — 212 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ — $ 141 $ 481 $ — $ — $ 622 Owner-Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — 141 481 — — 622 Performing Loans — — — — 141 481 — — 622 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ — $ 13,734 $ 9,644 $ 1,272 $ 50 $ 24,700 Performing Loans — — — — 13,721 9,571 1,272 14 24,578 Non-Performing Loans — — — — 13 73 — 36 122 Total loans not subject to risk rating $ — $ — $ — $ 196 $ 14,936 $ 106,448 $ 37,702 $ 1,448 $ 160,730 Performing Loans — — — 196 14,778 100,823 37,426 1,196 154,419 Non-Performing Loans — — — — 158 5,625 276 252 6,311 Term Loans Amortized Cost Basis by Origination Year 2021 2020 2019 2018 2017 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2021 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ — $ — $ — $ — $ — $ — $ — $ — $ — Residential — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ — $ — $ 202 $ 1,480 $ 19,988 $ 101,060 $ 44,086 $ 1,355 $ 168,171 Primary — — 202 938 17,505 98,961 — 81 117,687 Performing Loans — — 202 829 16,902 94,607 — 81 112,621 Non-Performing Loans — — — 109 603 4,354 — — 5,066 Home Equity — — — 542 2,441 1,823 44,086 1,274 50,166 Performing Loans — — — 542 2,441 1,769 43,700 1,141 49,593 Non-Performing Loans — — — — — 54 386 133 573 Rental/Investment — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — — 42 276 — — 318 Performing Loans — — — — 42 276 — — 318 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ — $ — $ — $ 147 $ 31 $ 558 $ — $ — $ 736 Owner-Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Land Development — — — 147 31 558 — — 736 Performing Loans — — — 147 31 558 — — 736 Non-Performing Loans — — — — — — — — — Installment loans to individuals $ — $ — $ — $ 20,581 $ 9,721 $ 3,881 $ 1,558 $ 34 $ 35,775 Performing Loans — — — 20,566 9,714 3,684 1,541 23 35,528 Non-Performing Loans — — — 15 7 197 17 11 247 Total loans not subject to risk rating $ — $ — $ 202 $ 22,208 $ 29,740 $ 105,499 $ 45,644 $ 1,389 $ 204,682 Performing Loans — — 202 22,084 29,130 100,894 45,241 1,245 198,796 Non-Performing Loans — — — 124 610 4,605 403 144 5,886

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2022
Receivables [Abstract]
Summary of total non purchased and purchased loans	The following is a summary of non purchased loans and leases as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,435,275 $ 1,332,962 Lease financing 108,517 80,192 Real estate – construction: Residential 359,367 300,988 Commercial 848,941 798,914 Total real estate – construction 1,208,308 1,099,902 Real estate – 1-4 family mortgage: Primary 2,041,885 1,682,050 Home equity 456,765 423,108 Rental/investment 306,165 268,245 Land development 151,986 135,070 Total real estate – 1-4 family mortgage 2,956,801 2,508,473 Real estate – commercial mortgage: Owner-occupied 1,368,196 1,329,219 Non-owner occupied 2,963,631 2,446,370 Land development 120,026 110,395 Total real estate – commercial mortgage 4,451,853 3,885,984 Installment loans to individuals 104,246 107,565 Gross loans 10,265,000 9,015,078 Unearned income (5,160) (4,067) Loans, net of unearned income $ 10,259,840 $ 9,011,011 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively. The following is a summary of purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural $ 77,816 $ 90,308 Real estate – construction: Residential 387 1,287 Commercial 6,361 3,707 Total real estate – construction 6,748 4,994 Real estate – 1-4 family mortgage: Primary 102,234 134,070 Home equity 42,861 51,496 Rental/investment 16,679 20,229 Land development 9,314 9,978 Total real estate – 1-4 family mortgage 171,088 215,773 Real estate – commercial mortgage: Owner-occupied 194,756 234,132 Non-owner occupied 356,485 410,577 Land development 13,571 18,344 Total real estate – commercial mortgage 564,812 663,053 Installment loans to individuals 24,700 35,775 Loans $ 845,164 $ 1,009,903 The following is a summary of total non purchased and purchased loans as of the dates presented: September 30, December 31, 2021 Commercial, financial, agricultural (1) $ 1,513,091 $ 1,423,270 Lease financing 108,517 80,192 Real estate – construction: Residential 359,754 302,275 Commercial 855,302 802,621 Total real estate – construction 1,215,056 1,104,896 Real estate – 1-4 family mortgage: Primary 2,144,119 1,816,120 Home equity 499,626 474,604 Rental/investment 322,844 288,474 Land development 161,300 145,048 Total real estate – 1-4 family mortgage 3,127,889 2,724,246 Real estate – commercial mortgage: Owner-occupied 1,562,952 1,563,351 Non-owner occupied 3,320,116 2,856,947 Land development 133,597 128,739 Total real estate – commercial mortgage 5,016,665 4,549,037 Installment loans to individuals 128,946 143,340 Gross loans 11,110,164 10,024,981 Unearned income (5,160) (4,067) Loans, net of unearned income 11,105,004 10,020,914 Allowance for credit losses on loans (174,356) (164,171) Net loans $ 10,930,648 $ 9,856,743 (1) Includes Paycheck Protection Program (“PPP”) loans of $5,476 and $58,391 as of September 30, 2022 and December 31, 2021, respectively.
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended September 30, 2022 Allowance for credit losses: Beginning balance $ 30,193 $ 17,290 $ 41,910 $ 64,373 $ 1,802 $ 10,563 $ 166,131 Charge-offs (373) — (208) (1,956) — (722) (3,259) Recoveries 415 — 378 50 113 728 1,684 Net (charge-offs) recoveries 42 — 170 (1,906) 113 6 (1,575) (Recovery of) provision for credit losses on loans 268 1,454 1,452 6,800 399 (573) 9,800 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Nine Months Ended September 30, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 1,648 — — — — — 1,648 Charge-offs (4,714) — (532) (2,670) (7) (2,351) (10,274) Recoveries 1,982 — 725 397 136 2,271 5,511 Net (charge-offs) recoveries (2,732) — 193 (2,273) 129 (80) (4,763) (Recovery of) provision for credit losses on loans (2,335) 2,325 10,983 2,600 699 (972) 13,300 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Period-End Amount Allocated to: Individually evaluated $ 4,064 $ — $ — $ 2,649 $ — $ 370 $ 7,083 Collectively evaluated 26,439 18,744 43,532 66,618 2,314 9,626 167,273 Ending balance $ 30,503 $ 18,744 $ 43,532 $ 69,267 $ 2,314 $ 9,996 $ 174,356 Loans: Individually evaluated $ 9,088 $ 153 $ 5,965 $ 19,043 $ — $ 370 $ 34,619 Collectively evaluated 1,504,003 1,214,903 3,121,924 4,997,622 103,357 128,576 11,070,385 Ending balance $ 1,513,091 $ 1,215,056 $ 3,127,889 $ 5,016,665 $ 103,357 $ 128,946 $ 11,105,004 Nonaccruing loans with no allowance for credit losses $ 429 $ 153 $ 5,809 $ 4,633 $ — $ 2 $ 11,026 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 36,994 $ 15,729 $ 31,303 $ 74,893 $ 1,511 $ 11,924 $ 172,354 Charge-offs (1,225) — (276) (184) (13) (1,281) (2,979) Recoveries 418 — 193 190 11 1,051 1,863 Net (charge-offs) recoveries (807) — (83) 6 (2) (230) (1,116) (Recovery of) Provision for credit losses on loans (1,210) 440 961 (1,004) 61 (448) (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Nine Months Ended September 30, 2021 Allowance for credit losses: Beginning balance $ 39,031 $ 16,047 $ 32,165 $ 76,127 $ 1,624 $ 11,150 $ 176,144 Charge-offs (5,907) (52) (529) (416) (13) (4,286) (11,203) Recoveries 940 13 855 504 36 3,949 6,297 Net (charge-offs) recoveries (4,967) (39) 326 88 23 (337) (4,906) (Recovery of) Provision for credit losses on loans 913 161 (310) (2,320) (77) 433 (1,200) Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Period-End Amount Allocated to: Individually evaluated $ 9,717 $ — $ 206 $ 5,968 $ — $ 607 $ 16,498 Collectively evaluated 25,260 16,169 31,975 67,927 1,570 10,639 153,540 Ending balance $ 34,977 $ 16,169 $ 32,181 $ 73,895 $ 1,570 $ 11,246 $ 170,038 Loans: Individually evaluated $ 15,193 $ — $ 5,311 $ 19,120 $ — $ 617 $ 40,241 Collectively evaluated 1,420,826 1,091,296 2,719,432 4,516,610 79,215 149,204 9,976,583 Ending balance $ 1,436,019 $ 1,091,296 $ 2,724,743 $ 4,535,730 $ 79,215 $ 149,821 $ 10,016,824 Nonaccruing loans with no allowance for credit losses $ 2,658 $ — $ 3,039 $ 2,865 $ — $ 10 $ 8,572
Unfunded loan commitments, allowance for credit losses	The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended September 30, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 19,935 $ 20,535 Provision for (recovery of provision for) credit losses on unfunded loan commitments (included in other noninterest expense) — (200) Ending balance $ 19,935 $ 20,335 Nine Months Ended September 30, 2022 2021 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,035 $ 20,535 Recovery of provision for credit losses on unfunded loan commitments (included in other noninterest expense) (100) (200) Ending balance $ 19,935 $ 20,335

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	9 Months Ended
	Sep. 30, 2022
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”) purchased and non purchased, net of valuation allowances and direct write-downs, as of the dates presented: Purchased OREO Non Purchased OREO Total September 30, 2022 Residential real estate $ 173 $ 740 $ 913 Commercial real estate — 62 62 Residential land development 242 4 246 Commercial land development 1,130 61 1,191 Total $ 1,545 $ 867 $ 2,412 December 31, 2021 Residential real estate $ 93 $ 166 $ 259 Commercial real estate 39 722 761 Residential land development 301 4 305 Commercial land development 1,156 59 1,215 Total $ 1,589 $ 951 $ 2,540
Changes in purchased and non purchased OREO	Changes in the Company’s purchased and non purchased OREO were as follows: Purchased Non Purchased OREO Total Balance at January 1, 2022 $ 1,589 $ 951 $ 2,540 Transfers of loans 190 1,638 1,828 Impairments (96) (14) (110) Dispositions (137) (1,710) (1,847) Other (1) 2 1 Balance at September 30, 2022 $ 1,545 $ 867 $ 2,412
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Repairs and maintenance $ 24 $ 17 $ 44 $ 60 Property taxes and insurance 7 6 69 54 Impairments 59 173 110 290 Net (gains) losses on OREO sales (54) (24) (611) (74) Rental income (2) (4) (6) (17) Total $ 34 $ 168 $ (394) $ 313

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the nine months ended September 30, 2022 were as follows: Community Banks Insurance Total Balance at January 1, 2022 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Balance at September 30, 2022 $ 943,524 $ 2,767 $ 946,291
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying September 30, 2022 Core deposit intangibles $ 82,492 $ (63,190) $ 19,302 Customer relationship intangible 2,470 (1,602) 868 Total finite-lived intangible assets $ 84,962 $ (64,792) $ 20,170 December 31, 2021 Core deposit intangibles $ 82,492 $ (59,399) $ 23,093 Customer relationship intangible 2,470 (1,465) 1,005 Total finite-lived intangible assets $ 84,962 $ (60,864) $ 24,098
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Amortization expense for: Core deposit intangibles $ 1,206 $ 1,436 $ 3,791 $ 4,482 Customer relationship intangible 45 45 136 136 Total intangible amortization $ 1,251 $ 1,481 $ 3,927 $ 4,618
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2022 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2022 $ 4,941 $ 181 $ 5,122 2023 4,044 181 4,225 2024 3,498 181 3,679 2025 3,102 181 3,283 2026 2,899 138 3,037

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	9 Months Ended
	Sep. 30, 2022
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2022 $ 89,018 Sale of MSRs (15,565) Capitalization 18,052 Amortization (9,525) Balance at September 30, 2022 $ 81,980
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: September 30, 2022 December 31, 2021 Unpaid principal balance $ 7,406,373 $ 8,728,629 Weighted-average prepayment speed (CPR) 7.08 % 10.56 % Estimated impact of a 10% increase $ (5,254) $ (3,875) Estimated impact of a 20% increase (10,089) (7,464) Discount rate 10.34 % 9.82 % Estimated impact of a 10% increase $ (323) $ (4,153) Estimated impact of a 20% increase (891) (8,119) Weighted-average coupon interest rate 3.43 % 3.29 % Weighted-average servicing fee (basis points) 32.14 30.37 Weighted-average remaining maturity (in years) 8.24 6.69

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2022
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended September 30, September 30, 2022 2021 2022 2021 Service cost $ — $ — $ 1 $ 2 Interest cost 185 171 3 4 Expected return on plan assets (421) (442) — — Recognized actuarial loss (gain) 60 67 (19) — Net periodic (return) benefit cost $ (176) $ (204) $ (15) $ 6 Pension Benefits Other Benefits Nine Months Ended Nine Months Ended September 30, September 30, 2022 2021 2022 2021 Service cost $ — $ — $ 3 $ 4 Interest cost 554 512 9 11 Expected return on plan assets (1,263) (1,326) — — Recognized actuarial loss (gain) 182 199 (57) (2) Net periodic (return) benefit cost $ (527) $ (615) $ (45) $ 13
Summary of the changes in stock options and restricted stock	The following table summarizes the changes in restricted stock as of and for the nine months ended September 30, 2022: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 146,561 $ 34.67 603,714 $ 34.48 Awarded 63,308 38.62 295,406 37.51 Vested — — (222,283) 32.81 Cancelled (5,465) 37.26 (23,461) 37.23 Nonvested at end of period 204,404 $ 35.83 653,376 $ 36.32

Derivative Instruments (Tables)

Derivative Instruments (Tables)	9 Months Ended
	Sep. 30, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 223,569 $ 11,343 $ 185,447 $ 4,711 Interest rate lock commitments Other Assets 44,785 657 310,941 5,304 Forward commitments Other Assets 225,000 8,941 280,000 667 Totals $ 493,354 $ 20,941 $ 776,388 $ 10,682 Derivative liabilities: Interest rate contracts Other Liabilities $ 223,569 $ 11,343 $ 185,447 $ 4,711 Interest rate lock commitments Other Liabilities 84,830 1,861 19,961 43 Forward commitments Other Liabilities 10,000 49 320,000 736 Totals $ 318,399 $ 13,253 $ 525,408 $ 5,490 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 25,266 $ 100,000 $ 7,016 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ 62,000 $ 2,902 Interest rate collars Other Liabilities 250,000 1,934 — — Totals $ 250,000 $ 1,934 $ 62,000 $ 2,902 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet September 30, 2022 December 31, 2021 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 20,643 $ 100,000 $ 5,411
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended September 30, Nine Months Ended September 30, 2022 2021 2022 2021 Interest rate contracts: Included in interest income on loans $ 811 $ 589 $ 1,255 $ 1,795 Interest rate lock commitments: Included in mortgage banking income (4,046) (3,251) (6,466) (12,655) Forward commitments Included in mortgage banking income 9,381 5,310 8,962 8,590 Total $ 6,146 $ 2,648 $ 3,751 $ (2,270) The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended September 30, Nine Months Ended September 30, Location 2022 2021 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ (10,495) $ (764) $ (15,232) $ (4,941) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ 10,495 $ 764 $ 15,232 $ 4,941
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location September 30, 2022 December 31, 2021 September 30, 2022 December 31, 2021 Long-term debt $ 77,984 $ 93,085 $ 20,643 $ 5,411
Offsetting assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2021 September 30, December 31, 2021 Gross amounts recognized $ 45,510 $ 8,007 $ 22,665 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 45,510 8,007 22,665 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 22,665 7,208 22,665 7,208 Financial collateral pledged — — — 6,228 Net amounts $ 22,845 $ 799 $ — $ —
Offsetting liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities September 30, December 31, 2021 September 30, December 31, 2021 Gross amounts recognized $ 45,510 $ 8,007 $ 22,665 $ 13,436 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 45,510 8,007 22,665 13,436 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 22,665 7,208 22,665 7,208 Financial collateral pledged — — — 6,228 Net amounts $ 22,845 $ 799 $ — $ —

Income Taxes (Tables)

Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2022
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. September 30, December 31, 2022 2021 Deferred tax assets Allowance for credit losses $ 51,156 $ 50,712 Loans 2,017 2,855 Deferred compensation 14,029 14,522 Net unrealized losses on securities 73,827 3,545 Impairment of assets 355 392 Net operating loss carryforwards 682 1,211 Investment in partnerships 1,010 890 Lease liabilities under operating leases 15,013 17,106 Other 2,954 3,241 Total deferred tax assets 161,043 94,474 Deferred tax liabilities Fixed assets 9,735 5,339 Mortgage servicing rights 18,984 20,779 Junior subordinated debt 2,018 2,130 Intangibles 2,817 3,177 Lease right-of-use asset 14,395 16,209 Other 1,178 1,607 Total deferred tax liabilities 49,127 49,241 Net deferred tax assets $ 111,916 $ 45,233

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2022
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals September 30, 2022 Financial assets: Securities available for sale $ — $ 1,569,242 $ — $ 1,569,242 Derivative instruments — 46,207 — 46,207 Mortgage loans held for sale in loans held for sale — 144,642 — 144,642 Total financial assets $ — $ 1,760,091 $ — $ 1,760,091 Financial liabilities: Derivative instruments: $ — $ 35,830 $ — $ 35,830 Level 1 Level 2 Level 3 Totals December 31, 2021 Financial assets: Securities available for sale $ — $ 2,386,052 $ — $ 2,386,052 Derivative instruments — 17,698 — 17,698 Mortgage loans held for sale in loans held for sale — 453,533 — 453,533 Total financial assets $ — $ 2,857,283 $ — $ 2,857,283 Financial liabilities: Derivative instruments $ — $ 13,803 $ — $ 13,803
Reconciliation for assets and liabilities measured at fair value on a recurring basis	The following table provides a reconciliation for assets and liabilities measured at fair value on a recurring basis using significant unobservable inputs, or Level 3 inputs, for the nine months ended September 30, 2021. 2021 Three Months Ended September 30, 2022 Trust preferred Nine Months Ended September 30, Balance at beginning of period $ 9,012 Accretion included in net income 7 Unrealized gains included in other comprehensive income 941 Realized losses 2,061 Purchases (12,021) Balance at end of period $ —
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: September 30, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 12,107 $ 12,107 OREO — — 2,412 2,412 Total $ — $ — $ 14,519 $ 14,519 December 31, 2021 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 7,928 $ 7,928 OREO — — 2,540 2,540 Total $ — $ — $ 10,468 $ 10,468
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: September 30, December 31, 2021 Carrying amount prior to remeasurement $ 2,517 $ 2,556 Impairment recognized in results of operations (105) (16) Fair value $ 2,412 $ 2,540
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of September 30, 2022 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 12,107 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 2,412 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of September 30, 2022 and December 31, 2021: Aggregate Aggregate Difference September 30, 2022 Mortgage loans held for sale measured at fair value $ 144,642 $ 147,363 $ (2,721) December 31, 2021 Mortgage loans held for sale measured at fair value $ 453,533 $ 441,717 $ 11,816
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of September 30, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 479,500 $ 479,500 $ — $ — $ 479,500 Securities held to maturity 1,353,502 — 1,218,656 — 1,218,656 Securities available for sale 1,569,242 — 1,569,242 — 1,569,242 Loans held for sale 144,642 — 144,642 — 144,642 Loans, net 10,930,648 — — 10,392,244 10,392,244 Mortgage servicing rights 81,980 — — 119,752 119,752 Derivative instruments 46,207 — 46,207 — 46,207 Financial liabilities Deposits $ 13,432,124 $ 12,225,041 $ 1,167,728 $ — $ 13,392,769 Short-term borrowings 312,818 312,818 — — 312,818 Junior subordinated debentures 111,807 — 101,088 — 101,088 Subordinated notes 315,014 — 284,000 — 284,000 Derivative instruments 35,830 — 35,830 — 35,830 Fair Value As of December 31, 2021 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 1,877,965 $ 1,877,965 $ — $ — $ 1,877,965 Securities held to maturity 416,357 — 415,552 — 415,552 Securities available for sale 2,386,052 — 2,386,052 — 2,386,052 Loans held for sale 453,533 — 453,533 — 453,533 Loans, net 9,856,743 — — 9,690,604 9,690,604 Mortgage servicing rights 89,018 — — 99,425 99,425 Derivative instruments 17,698 — 17,698 — 17,698 Financial liabilities Deposits $ 13,905,724 $ 12,494,342 $ 1,408,397 $ — $ 13,902,739 Short-term borrowings 13,947 13,947 — — 13,947 Federal Home Loan Bank advances 417 — 422 — 422 Junior subordinated debentures 111,373 — 106,682 — 106,682 Subordinated notes 359,419 — 373,950 — 373,950 Derivative instruments 13,803 — 13,803 — 13,803

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	9 Months Ended
	Sep. 30, 2022
Equity [Abstract]
Changes in the components of other comprehensive income	Changes in the components of other comprehensive income, net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended September 30, 2022 Securities available for sale: Unrealized holding losses on securities $ (85,283) $ (21,704) $ (63,579) Amortization of unrealized holding gains on securities transferred to the held to maturity category 1,619 412 1,207 Total securities available for sale (83,664) (21,292) (62,372) Derivative instruments: Unrealized holding gains on derivative instruments 2,262 575 1,687 Total derivative instruments 2,262 575 1,687 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (81,360) $ (20,706) $ (60,654) Three months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (12,408) $ (3,158) $ (9,250) Reclassification adjustment for gains realized in net income (764) (194) (570) Total securities available for sale (13,172) (3,352) (9,820) Derivative instruments: Unrealized holding gains on derivative instruments 1,629 414 1,215 Total derivative instruments 1,629 414 1,215 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 67 18 49 Total defined benefit pension and post-retirement benefit plans 67 18 49 Total other comprehensive loss $ (11,476) $ (2,920) $ (8,556) Pre-Tax Tax Expense Net of Tax Nine months ended September 30, 2022 Securities available for sale: Unrealized holding losses on securities $ (296,444) $ (75,445) $ (220,999) Amortization of unrealized holding gains on securities transferred to the held to maturity category 1,300 331 969 Total securities available for sale (295,144) (75,114) (220,030) Derivative instruments: Unrealized holding gains on derivative instruments 19,219 4,891 14,328 Total derivative instruments 19,219 4,891 14,328 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 125 32 93 Total defined benefit pension and post-retirement benefit plans 125 32 93 Total other comprehensive loss $ (275,800) $ (70,191) $ (205,609) Nine months ended September 30, 2021 Securities available for sale: Unrealized holding losses on securities $ (27,487) $ (6,996) $ (20,491) Reclassification adjustment for gains realized in net income (2,121) (539) (1,582) Total securities available for sale (29,608) (7,535) (22,073) Derivative instruments: Unrealized holding gains on derivative instruments 10,129 2,578 7,551 Total derivative instruments 10,129 2,578 7,551 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 197 49 148 Total defined benefit pension and post-retirement benefit plans 197 49 148 Total other comprehensive loss $ (19,282) $ (4,908) $ (14,374)
Accumulated balances for each component of other comprehensive income, net of tax	The accumulated balances for each component of other comprehensive income, net of tax, were as follows as of the dates presented: September 30, December 31, 2021 Unrealized losses on securities $ (229,146) $ (9,116) Unrealized gains on derivative instruments 18,290 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (5,196) (5,290) Total accumulated other comprehensive loss $ (216,052) $ (10,443)

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2022
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended September 30, 2022 2021 Basic Net income applicable to common stock $ 46,567 $ 40,063 Average common shares outstanding 55,947,214 56,146,285 Net income per common share - basic $ 0.83 $ 0.71 Diluted Net income applicable to common stock $ 46,567 $ 40,063 Average common shares outstanding 55,947,214 56,146,285 Effect of dilutive stock-based compensation 301,506 300,899 Average common shares outstanding - diluted 56,248,720 56,447,184 Net income per common share - diluted $ 0.83 $ 0.71 Nine Months Ended September 30, 2022 2021 Basic Net income applicable to common stock $ 119,792 $ 138,838 Average common shares outstanding 55,888,226 56,237,056 Net income per common share - basic $ 2.14 $ 2.47 Diluted Net income applicable to common stock $ 119,792 $ 138,838 Average common shares outstanding 55,888,226 56,237,056 Effect of dilutive stock-based compensation 281,660 296,038 Average common shares outstanding - diluted 56,169,886 56,533,094 Net income per common share - diluted $ 2.13 $ 2.46
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended September 30, 2022 2021 Number of shares 9,750 19,929 Nine Months Ended September 30, 2022 2021 Number of shares 19,750 19,929

Regulatory Matters (Tables)

Regulatory Matters (Tables)	9 Months Ended
	Sep. 30, 2022
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: September 30, 2022 December 31, 2021 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,493,705 9.39 % $ 1,422,077 9.15 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,385,489 10.64 % 1,314,295 11.18 % Tier 1 Capital to Risk-Weighted Assets 1,493,705 11.47 % 1,422,077 12.10 % Total Capital to Risk-Weighted Assets 1,973,206 15.15 % 1,897,167 16.14 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,645,539 10.34 % $ 1,580,904 10.18 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,645,539 12.61 % 1,580,904 13.46 % Tier 1 Capital to Risk-Weighted Assets 1,645,539 12.61 % 1,580,904 13.46 % Total Capital to Risk-Weighted Assets 1,789,382 13.71 % 1,697,163 14.44 %

Segment Reporting (Tables)

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2022
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended September 30, 2022 Net interest income (loss) $ 134,528 $ 98 $ 794 $ (5,102) $ 130,318 Provision for credit losses 9,800 — — — 9,800 Noninterest income (loss) 32,324 3,123 6,132 (393) 41,186 Noninterest expense 94,474 2,190 4,553 357 101,574 Income (loss) before income taxes 62,578 1,031 2,373 (5,852) 60,130 Income tax expense (benefit) 14,811 268 — (1,516) 13,563 Net income (loss) $ 47,767 $ 763 $ 2,373 $ (4,336) $ 46,567 Total assets $ 16,369,592 $ 35,761 $ 73,704 $ (7,958) $ 16,471,099 Goodwill $ 943,524 $ 2,767 — — $ 946,291 Three months ended September 30, 2021 Net interest income (loss) $ 106,506 $ 115 $ 404 $ (3,733) $ 103,292 Provision for (recovery of provision for) credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 42,546 2,835 5,820 (446) 50,755 Noninterest expense 97,437 2,095 4,189 278 103,999 Income (loss) before income taxes 52,703 855 2,147 (4,457) 51,248 Income tax expense (benefit) 12,117 220 — (1,152) 11,185 Net income (loss) $ 40,586 $ 635 $ 2,147 $ (3,305) $ 40,063 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 — — $ 939,683 Community Insurance Wealth Other Consolidated Nine months ended September 30, 2022 Net interest income (loss) $ 356,040 $ 286 $ 1,813 $ (14,677) $ 343,462 Provision for credit losses 13,300 — — — 13,300 Noninterest income (loss) 89,359 8,831 18,952 (1,284) 115,858 Noninterest expense 272,594 6,311 13,899 1,069 293,873 Income (loss) before income taxes 159,505 2,806 6,866 (17,030) 152,147 Income tax expense (benefit) 36,035 734 — (4,414) 32,355 Net income (loss) $ 123,470 $ 2,072 $ 6,866 $ (12,616) $ 119,792 Total assets $ 16,369,592 $ 35,761 $ 73,704 $ (7,958) $ 16,471,099 Goodwill $ 943,524 $ 2,767 $ — $ — $ 946,291 Nine months ended September 30, 2021 Net interest income (loss) $ 332,234 $ 333 $ 1,184 $ (11,232) $ 322,519 Provision for (recovery of provision for) credit losses (1,088) — (112) — (1,200) Noninterest income (loss) 155,765 8,558 16,421 (1,342) 179,402 Noninterest expense 309,449 6,005 12,337 920 328,711 Income (loss) before income taxes 179,638 2,886 5,380 (13,494) 174,410 Income tax expense (benefit) 38,320 740 — (3,488) 35,572 Net income (loss) $ 141,318 $ 2,146 $ 5,380 $ (10,006) $ 138,838 Total assets $ 16,040,728 $ 33,036 $ 67,204 $ 14,582 $ 16,155,550 Goodwill $ 936,916 $ 2,767 $ — $ — $ 939,683

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 1,780,914	$ 2,400,956
Gross Unrealized Gains	104	16,120
Gross Unrealized Losses	(211,776)	(31,024)
Fair Value	1,569,242	2,386,052
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	170,000
Gross Unrealized Gains	0
Gross Unrealized Losses	(5,480)
Fair Value	164,520
U.S. Treasury securities
Amortized cost and fair value of securities available for sale
Amortized Cost		3,007
Gross Unrealized Gains		3
Gross Unrealized Losses		0
Fair Value		3,010
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	155,188	153,847
Gross Unrealized Gains	88	5,532
Gross Unrealized Losses	(14,635)	(269)
Fair Value	140,641	159,110
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	74,888	36,515
Gross Unrealized Gains	3	1,097
Gross Unrealized Losses	(3,571)	(148)
Fair Value	71,320	37,464
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	528,196	967,497
Gross Unrealized Gains	13	7,854
Gross Unrealized Losses	(59,181)	(6,816)
Fair Value	469,028	968,535
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	11,204	14,717
Gross Unrealized Gains	0	365
Gross Unrealized Losses	(957)	(1)
Fair Value	10,247	15,081
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	626,821	1,008,514
Gross Unrealized Gains	0	457
Gross Unrealized Losses	(102,823)	(20,371)
Fair Value	523,998	988,600
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized cost and fair value of securities available for sale
Amortized Cost	214,617	216,859
Gross Unrealized Gains	0	812
Gross Unrealized Losses	(25,129)	(3,419)
Fair Value	$ 189,488	$ 214,252

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value, Held to Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 1,353,534	$ 416,389
Gross Unrealized Gains	0	334
Gross Unrealized Losses	(134,878)	(1,171)
Fair Value	1,218,656	415,552
Allowance for credit losses - held to maturity securities	(32)	(32)
Held to maturity securities, net of allowance for credit losses	1,353,502	416,357
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	292,769	267,641
Gross Unrealized Gains	0	333
Gross Unrealized Losses	(63,602)	(685)
Fair Value	229,167	267,289
Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	433,407	24,832
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(27,038)	(92)
Fair Value	406,369	24,740
Other debt securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	65,344	22,049
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(5,331)	(79)
Fair Value	60,013	21,970
Government agency mortgage backed securities | Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	499,348	60,507
Gross Unrealized Gains	0	1
Gross Unrealized Losses	(29,278)	(198)
Fair Value	470,070	60,310
Government agency mortgage backed securities | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	17,011	1,855
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,429)	0
Fair Value	13,582	1,855
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	45,655	39,505
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,200)	(117)
Fair Value	$ 39,455	$ 39,388

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Debt Securities, Available-for-sale [Line Items]
Carrying Value		$ 20,251,000		$ 174,285,000
Net Proceeds	$ 0	21,015,000	$ 0	176,406,000
Gain/(Loss)		764,000		2,121,000
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value				47,000
Net Proceeds				50,000
Gain/(Loss)				3,000
Residential mortgage backed securities: | Government agency mortgage backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		9,232,000		145,572,000
Net Proceeds		9,739,000		149,474,000
Gain/(Loss)		507,000		3,902,000
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value		6,736,000		12,362,000
Net Proceeds		6,866,000		12,512,000
Gain/(Loss)		130,000		150,000
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value				12,021,000
Net Proceeds				9,960,000
Gain/(Loss)				(2,061,000)
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value		4,283,000		4,283,000
Net Proceeds		4,410,000		4,410,000
Gain/(Loss)		$ 127,000		$ 127,000

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2021
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 825	$ 4,333
Gross losses on sales of securities available for sale	(61)	(2,212)
Gains on sales of securities available for sale, net	$ 764	$ 2,121

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Debt securities, available for sale portfolio to the held to maturity portfolio	$ 882,927
Debt and equity securities, unrealized loss	99,675
Unrealized loss, operating, after tax	74,307
Allowance for credit losses - held to maturity securities	32	$ 32	$ 32
Amortized cost of debt securities held to maturity rated A or higher by rating agencies (percent)		99.99%
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	804,161	$ 804,161	607,681
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 17,472	$ 17,472	$ 21,493

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Amortized Cost
Due within one year	$ 150
Due after one year through five years	1,863
Due after five years through ten years	44,350
Due after ten years	246,406
Amortized Cost	1,353,534	$ 416,389
Fair Value
Due within one year	147
Due after one year through five years	1,750
Due after five years through ten years	37,553
Due after ten years	189,717
Fair Value	1,218,656	415,552
Amortized Cost
Due within one year	8,900
Due after one year through five years	227,785
Due after five years through ten years	77,471
Due after ten years	75,791
Amortized Cost	1,780,914	2,400,956
Fair Value
Due within one year	8,864
Due after one year through five years	221,447
Due after five years through ten years	71,942
Due after ten years	65,160
Fair Value	1,569,242	2,386,052
Residential mortgage backed securities:
Amortized Cost
Amortized Cost	433,407	24,832
Fair Value
Fair Value	406,369	24,740
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	64,344
Amortized Cost	65,344	22,049
Fair Value
Without single maturity date, fair value	59,013
Fair Value	60,013	21,970
Amortized Cost
Debt securities, without fixed maturity, amortized cost	10,129
Amortized Cost	74,888	36,515
Fair Value
Debt securities, without fixed maturity, fair value	9,068
Fair Value	71,320	37,464
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	500,348
Amortized Cost	499,348	60,507
Fair Value
Without single maturity date, fair value	471,070
Fair Value	470,070	60,310
Amortized Cost
Debt securities, without fixed maturity, amortized cost	528,196
Amortized Cost	528,196	967,497
Fair Value
Debt securities, without fixed maturity, fair value	469,028
Fair Value	469,028	968,535
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	17,011
Amortized Cost	17,011	1,855
Fair Value
Without single maturity date, fair value	13,582
Fair Value	13,582	1,855
Amortized Cost
Debt securities, without fixed maturity, amortized cost	11,204
Amortized Cost	11,204	14,717
Fair Value
Debt securities, without fixed maturity, fair value	10,247
Fair Value	10,247	15,081
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	433,407
Fair Value
Without single maturity date, fair value	406,369
Amortized Cost
Debt securities, without fixed maturity, amortized cost	626,821
Amortized Cost	626,821	1,008,514
Fair Value
Debt securities, without fixed maturity, fair value	523,998
Fair Value	523,998	988,600
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	45,655
Amortized Cost	45,655	39,505
Fair Value
Without single maturity date, fair value	39,455
Fair Value	39,455	39,388
Amortized Cost
Debt securities, without fixed maturity, amortized cost	214,617
Amortized Cost	214,617	216,859
Fair Value
Debt securities, without fixed maturity, fair value	189,488
Fair Value	$ 189,488	$ 214,252

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Sep. 30, 2022 USD ($) security	Dec. 31, 2021 USD ($) security
Available for Sale:
Number of positions, Less than 12 Months | security	286	121
Fair Value, Less than 12 Months	$ 1,004,652	$ 1,899,384
Unrealized Losses, Less than 12 Months	$ (98,363)	$ (30,120)
Number of positions, 12 Months or More | security	68	7
Fair value, 12 Months or More	$ 553,775	$ 25,634
Unrealized Losses, 12 Months or More	$ (113,413)	$ (904)
Number of positions | security	354	128
Fair Value	$ 1,558,427	$ 1,925,018
Unrealized Losses	$ (211,776)	$ (31,024)
Held to Maturity:
Number of positions, Less than 12 Months | security	196	90
Fair Value, Less than 12 Months	$ 777,985	$ 201,791
Unrealized Losses, Less than 12 Months	$ (95,338)	$ (1,154)
Number of positions, 12 Months or More | security	43	1
Fair Value, 12 Months or More	$ 440,671	$ 5,354
Unrealized Losses, 12 Months or More	$ (39,540)	$ (17)
Number of positions | security	239	91
Fair Value	$ 1,218,656	$ 207,145
Unrealized Losses	$ (134,878)	$ (1,171)
Obligations of other U.S. Government agencies and corporations
Available for Sale:
Number of positions, Less than 12 Months | security	5
Fair Value, Less than 12 Months	$ 164,520
Unrealized Losses, Less than 12 Months	$ (5,480)
Number of positions, 12 Months or More | security	0
Fair value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	5
Fair Value	$ 164,520
Unrealized Losses	$ (5,480)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	95	8
Fair Value, Less than 12 Months	$ 100,822	$ 34,303
Unrealized Losses, Less than 12 Months	$ (8,433)	$ (216)
Number of positions, 12 Months or More | security	11	3
Fair value, 12 Months or More	$ 31,571	$ 3,892
Unrealized Losses, 12 Months or More	$ (6,202)	$ (53)
Number of positions | security	106	11
Fair Value	$ 132,393	$ 38,195
Unrealized Losses	$ (14,635)	$ (269)
Held to Maturity:
Number of positions, Less than 12 Months | security	125	24
Fair Value, Less than 12 Months	$ 212,242	$ 62,131
Unrealized Losses, Less than 12 Months	$ (57,474)	$ (685)
Number of positions, 12 Months or More | security	5	0
Fair Value, 12 Months or More	$ 16,925	$ 0
Unrealized Losses, 12 Months or More	$ (6,128)	$ 0
Number of positions | security	130	24
Fair Value	$ 229,167	$ 62,131
Unrealized Losses	$ (63,602)	$ (685)
Trust preferred securities
Available for Sale:
Number of positions, Less than 12 Months | security		0
Fair Value, Less than 12 Months		$ 0
Unrealized Losses, Less than 12 Months		$ 0
Number of positions, 12 Months or More | security		0
Fair value, 12 Months or More		$ 0
Unrealized Losses, 12 Months or More		$ 0
Number of positions | security		0
Fair Value		$ 0
Unrealized Losses		$ 0
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	32	1
Fair Value, Less than 12 Months	$ 70,317	$ 8,699
Unrealized Losses, Less than 12 Months	$ (3,571)	$ (148)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	32	1
Fair Value	$ 70,317	$ 8,699
Unrealized Losses	$ (3,571)	$ (148)
Held to Maturity:
Number of positions, Less than 12 Months | security	10	8
Fair Value, Less than 12 Months	$ 60,013	$ 21,972
Unrealized Losses, Less than 12 Months	$ (5,331)	$ (79)
Number of positions, 12 Months or More | security	0	0
Fair Value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	10	8
Fair Value	$ 60,013	$ 21,972
Unrealized Losses	$ (5,331)	$ (79)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	104	41
Fair Value, Less than 12 Months	$ 291,428	$ 727,546
Unrealized Losses, Less than 12 Months	$ (28,600)	$ (6,312)
Number of positions, 12 Months or More | security	22	1
Fair value, 12 Months or More	$ 176,036	$ 12,305
Unrealized Losses, 12 Months or More	$ (30,581)	$ (504)
Number of positions | security	126	42
Fair Value	$ 467,464	$ 739,851
Unrealized Losses	$ (59,181)	$ (6,816)
Held to Maturity:
Number of positions, Less than 12 Months | security	48	50
Fair Value, Less than 12 Months	$ 272,247	$ 53,560
Unrealized Losses, Less than 12 Months	$ (14,993)	$ (181)
Number of positions, 12 Months or More | security	23	1
Fair Value, 12 Months or More	$ 197,823	$ 5,354
Unrealized Losses, 12 Months or More	$ (14,285)	$ (17)
Number of positions | security	71	51
Fair Value	$ 470,070	$ 58,914
Unrealized Losses	$ (29,278)	$ (198)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	4	1
Fair Value, Less than 12 Months	$ 10,247	$ 1,791
Unrealized Losses, Less than 12 Months	$ (957)	$ (1)
Number of positions, 12 Months or More | security	0	1
Fair value, 12 Months or More	$ 0	$ 432
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	4	2
Fair Value	$ 10,247	$ 2,223
Unrealized Losses	$ (957)	$ (1)
Held to Maturity:
Number of positions, Less than 12 Months | security	1
Fair Value, Less than 12 Months	$ 13,582
Unrealized Losses, Less than 12 Months	$ (3,429)
Number of positions, 12 Months or More | security	0
Fair Value, 12 Months or More	$ 0
Unrealized Losses, 12 Months or More	$ 0
Number of positions | security	1
Fair Value	$ 13,582
Unrealized Losses	$ (3,429)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	28	49
Fair Value, Less than 12 Months	$ 248,142	$ 966,126
Unrealized Losses, Less than 12 Months	$ (39,982)	$ (20,371)
Number of positions, 12 Months or More | security	24	0
Fair value, 12 Months or More	$ 275,856	$ 0
Unrealized Losses, 12 Months or More	$ (62,841)	$ 0
Number of positions | security	52	49
Fair Value	$ 523,998	$ 966,126
Unrealized Losses	$ (102,823)	$ (20,371)
Held to Maturity:
Number of positions, Less than 12 Months | security	9	1
Fair Value, Less than 12 Months	$ 206,711	$ 24,740
Unrealized Losses, Less than 12 Months	$ (12,589)	$ (92)
Number of positions, 12 Months or More | security	9	0
Fair Value, 12 Months or More	$ 199,658	$ 0
Unrealized Losses, 12 Months or More	$ (14,449)	$ 0
Number of positions | security	18	1
Fair Value	$ 406,369	$ 24,740
Unrealized Losses	$ (27,038)	$ (92)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	18	21
Fair Value, Less than 12 Months	$ 119,176	$ 160,919
Unrealized Losses, Less than 12 Months	$ (11,340)	$ (3,072)
Number of positions, 12 Months or More | security	11	2
Fair value, 12 Months or More	$ 70,312	$ 9,005
Unrealized Losses, 12 Months or More	$ (13,789)	$ (347)
Number of positions | security	29	23
Fair Value	$ 189,488	$ 169,924
Unrealized Losses	$ (25,129)	$ (3,419)
Held to Maturity:
Number of positions, Less than 12 Months | security	3	7
Fair Value, Less than 12 Months	$ 13,190	$ 39,388
Unrealized Losses, Less than 12 Months	$ (1,522)	$ (117)
Number of positions, 12 Months or More | security	6	0
Fair Value, 12 Months or More	$ 26,265	$ 0
Unrealized Losses, 12 Months or More	$ (4,678)	$ 0
Number of positions | security	9	7
Fair Value	$ 39,455	$ 39,388
Unrealized Losses	$ (6,200)	$ (117)

Non Purchased Loans - Summary o

Non Purchased Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Summary of loans
Gross loans	$ 11,110,164	$ 10,024,981
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	11,105,004	10,020,914	$ 10,016,824
Commercial, financial, agricultural
Summary of loans
Gross loans	1,513,091	1,423,270
Loans, net of unearned income	1,513,091		1,436,019
Lease financing
Summary of loans
Gross loans	108,517	80,192
Loans, net of unearned income	103,357		79,215
Real estate – construction:
Summary of loans
Gross loans	1,215,056	1,104,896
Loans, net of unearned income	1,215,056		1,091,296
Real estate – construction: | Residential
Summary of loans
Gross loans	359,754	302,275
Real estate – construction: | Commercial
Summary of loans
Gross loans	855,302	802,621
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	3,127,889	2,724,246
Loans, net of unearned income	3,127,889		2,724,743
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	2,144,119	1,816,120
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	499,626	474,604
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	322,844	288,474
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	161,300	145,048
Real estate – commercial mortgage:
Summary of loans
Gross loans	5,016,665	4,549,037
Loans, net of unearned income	5,016,665		4,535,730
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	133,597	128,739
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,562,952	1,563,351
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	3,320,116	2,856,947
Installment loans to individuals
Summary of loans
Gross loans	128,946	143,340
Loans, net of unearned income	128,946		$ 149,821
Non purchased loans and leases
Summary of loans
Gross loans	10,265,000	9,015,078
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	10,259,840	9,011,011
Non purchased loans and leases | Paycheck Protection Program
Summary of loans
Loans, net of unearned income	5,476	58,391
Non purchased loans and leases | Commercial, financial, agricultural
Summary of loans
Gross loans	1,435,275	1,332,962
Non purchased loans and leases | Lease financing
Summary of loans
Gross loans	108,517	80,192
Non purchased loans and leases | Real estate – construction:
Summary of loans
Gross loans	1,208,308	1,099,902
Non purchased loans and leases | Real estate – construction: | Residential
Summary of loans
Gross loans	359,367	300,988
Non purchased loans and leases | Real estate – construction: | Commercial
Summary of loans
Gross loans	848,941	798,914
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	2,956,801	2,508,473
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	2,041,885	1,682,050
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	456,765	423,108
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	306,165	268,245
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	151,986	135,070
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	151,986	135,070
Non purchased loans and leases | Real estate – commercial mortgage:
Summary of loans
Gross loans	4,451,853	3,885,984
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,368,196	1,329,219
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	2,963,631	2,446,370
Non purchased loans and leases | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	120,026	110,395
Non purchased loans and leases | Installment loans to individuals
Summary of loans
Gross loans	$ 104,246	$ 107,565

Non Purchased Loans - Narrative

Non Purchased Loans - Narrative (Details)	9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,930,648,000			$ 9,856,743,000
Troubled debt restructured that has subsequently defaulted	0	$ 0
Allowance for loan losses attributable to restructured loans	$ 174,356,000	$ 170,038,000	$ 166,131,000	$ 164,171,000	$ 172,354,000	$ 176,144,000
Non purchased loans and leases
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period	90 days
Consumer and other retail loans charged-off past due period	120 days
Nonperforming loans charged-off past due period	90 days
Number of restructured loans | loan	0	0
Restructured loans discontinued past due period	90 days	90 days
Troubled debt restructured that has subsequently defaulted	$ 258,000	$ 0
Remaining availability under commitments to lend additional funds on restructured loans	0	0
Non purchased loans and leases | Restructured loans
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Outstanding balance of restructured loans	14,186,000	12,411,000
Allowance for loan losses attributable to restructured loans	$ 834,000	$ 260,000

Non Purchased Loans - Aging of

Non Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 11,110,164	$ 10,024,981
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	11,105,004	10,020,914	$ 10,016,824
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,513,091	1,423,270
Loans, net of unearned income	1,513,091		1,436,019
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517	80,192
Loans, net of unearned income	103,357		79,215
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,215,056	1,104,896
Loans, net of unearned income	1,215,056		1,091,296
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,127,889	2,724,246
Loans, net of unearned income	3,127,889		2,724,743
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,016,665	4,549,037
Loans, net of unearned income	5,016,665		4,535,730
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,946	143,340
Loans, net of unearned income	128,946		$ 149,821
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	359,754	302,275
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	855,302	802,621
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,144,119	1,816,120
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	499,626	474,604
Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	322,844	288,474
Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,562,952	1,563,351
Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,320,116	2,856,947
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,265,000	9,015,078
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	10,259,840	9,011,011
Non purchased loans and leases | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,435,275	1,332,962
Non purchased loans and leases | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517	80,192
Non purchased loans and leases | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,208,308	1,099,902
Non purchased loans and leases | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,956,801	2,508,473
Non purchased loans and leases | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,451,853	3,885,984
Non purchased loans and leases | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,246	107,565
Non purchased loans and leases | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	10,217,508	8,980,260
Non purchased loans and leases | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,433,913	1,327,202
Non purchased loans and leases | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517	80,181
Non purchased loans and leases | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,208,075	1,099,902
Non purchased loans and leases | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,933,476	2,492,289
Non purchased loans and leases | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,434,622	3,877,445
Non purchased loans and leases | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,065	107,308
Non purchased loans and leases | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	42,332	30,751
Non purchased loans and leases | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,362	5,760
Non purchased loans and leases | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	11
Non purchased loans and leases | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	233	0
Non purchased loans and leases | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	23,325	16,184
Non purchased loans and leases | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17,231	8,539
Non purchased loans and leases | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	181	257
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	22,661	23,921
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,754	3,325
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	686	1,077
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,922	17,085
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,694	1,456
Non purchased loans and leases | 30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	605	978
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,115	3,964
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	1,669
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	153	0
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,949	2,102
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	163
Non purchased loans and leases | 30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13	30
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	137	1,074
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	64	103
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	73	834
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	125
Non purchased loans and leases | 90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	12
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	17,259	13,462
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	934	2,665
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	11
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80	0
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	12,630	9,577
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,551	1,114
Non purchased loans and leases | 90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	64	95
Non purchased loans and leases | Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(5,160)	(4,067)
Loans, net of unearned income	10,194,710	8,955,265
Non purchased loans and leases | Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,423,095	1,323,774
Non purchased loans and leases | Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517	80,181
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,207,389	1,098,825
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,924,481	2,474,370
Non purchased loans and leases | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,432,928	3,875,864
Non purchased loans and leases | Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	103,460	106,318
Non purchased loans and leases | Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	21,958	13,325
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	428	1,426
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	7,746	4,505
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,680	7,262
Non purchased loans and leases | Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104	132
Non purchased loans and leases | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	359,367	300,988
Non purchased loans and leases | Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	359,135	300,988
Non purchased loans and leases | Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	232	0
Non purchased loans and leases | Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	179	1,077
Non purchased loans and leases | Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	153	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	79	0
Non purchased loans and leases | Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	358,956	299,911
Non purchased loans and leases | Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	848,941	798,914
Non purchased loans and leases | Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	848,940	798,914
Non purchased loans and leases | Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	507	0
Non purchased loans and leases | Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1	0
Non purchased loans and leases | Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	848,433	798,914
Non purchased loans and leases | Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,041,885	1,682,050
Non purchased loans and leases | Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,022,478	1,668,114
Non purchased loans and leases | Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19,407	13,936
Non purchased loans and leases | Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,207	14,785
Non purchased loans and leases | Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,730	1,920
Non purchased loans and leases | Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	29	389
Non purchased loans and leases | Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,105	8,195
Non purchased loans and leases | Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,016,242	1,652,940
Non purchased loans and leases | Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,572	3,821
Non purchased loans and leases | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	456,765	423,108
Non purchased loans and leases | Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	455,467	422,163
Non purchased loans and leases | Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,298	945
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,116	1,468
Non purchased loans and leases | Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	119	182
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	636	546
Non purchased loans and leases | Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	453,351	420,695
Non purchased loans and leases | Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	543	217
Non purchased loans and leases | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,165	268,245
Non purchased loans and leases | Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	304,993	267,199
Non purchased loans and leases | Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,172	1,046
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	542	401
Non purchased loans and leases | Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	44	445
Non purchased loans and leases | Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	587	771
Non purchased loans and leases | Rental/investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	304,407	266,353
Non purchased loans and leases | Rental/investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	585	275
Non purchased loans and leases | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	151,986	135,070
Non purchased loans and leases | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	120,026	110,395
Non purchased loans and leases | Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	150,538	134,813
Non purchased loans and leases | Land development | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	119,969	110,051
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,448	257
Non purchased loans and leases | Land development | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	57	344
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	57	431
Non purchased loans and leases | Land development | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	397	476
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	100	0
Non purchased loans and leases | Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,302	65
Non purchased loans and leases | Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17	292
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	150,481	134,382
Non purchased loans and leases | Land development | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	119,572	109,575
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	46	192
Non purchased loans and leases | Land development | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	40	52
Non purchased loans and leases | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,368,196	1,329,219
Non purchased loans and leases | Owner-occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,362,742	1,326,532
Non purchased loans and leases | Owner-occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,454	2,687
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,041	720
Non purchased loans and leases | Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	163
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	36
Non purchased loans and leases | Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,534	822
Non purchased loans and leases | Owner-occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,361,701	1,325,776
Non purchased loans and leases | Owner-occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,920	1,702
Non purchased loans and leases | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,963,631	2,446,370
Non purchased loans and leases | Non-owner occupied | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,951,911	2,440,862
Non purchased loans and leases | Non-owner occupied | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,720	5,508
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	256	260
Non purchased loans and leases | Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	89
Non purchased loans and leases | Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non purchased loans and leases | Non-owner occupied | Current Loans | Accruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,951,655	2,440,513
Non purchased loans and leases | Non-owner occupied | Current Loans | Nonaccruing Loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 11,720	$ 5,508

Non Purchased Loans - Impact of

Non Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan
Restructured loans
Number of Loans | loan	3	12	17	31
Pre- Modification Amortized Cost	$ 436	$ 1,548	$ 8,892	$ 9,416
Post- Modification Amortized Cost	$ 442	$ 1,568	$ 8,914	$ 9,418
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	3	11	15	23
Pre- Modification Amortized Cost	$ 436	$ 1,518	$ 2,146	$ 3,321
Post- Modification Amortized Cost	$ 442	$ 1,538	$ 2,168	$ 3,350
Real estate – commercial mortgage:
Restructured loans
Number of Loans | loan			2
Pre- Modification Amortized Cost			$ 6,746
Post- Modification Amortized Cost			$ 6,746
Real estate – commercial mortgage: | Owner-occupied
Restructured loans
Number of Loans | loan			1
Pre- Modification Amortized Cost			$ 246
Post- Modification Amortized Cost			$ 246
Real estate – commercial mortgage: | Non-owner occupied
Restructured loans
Number of Loans | loan			1	1
Pre- Modification Amortized Cost			$ 6,500	$ 837
Post- Modification Amortized Cost			$ 6,500	$ 810
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan		1		7
Pre- Modification Amortized Cost		$ 30		$ 5,258
Post- Modification Amortized Cost		$ 30		$ 5,258

Non Purchased Loans - Changes i

Non Purchased Loans - Changes in Restructured Loans (Details) - Non purchased loans and leases $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($) loan
Changes in restructured loans [Roll Forward]
Total, beginning balance | loan	97
Additional advances or loans with concessions | loan	17
Reclassified as performing restructured loan | loan	3
Reductions due to:
Reclassified as nonperforming | loan	(12)
Paid in full | loan	(13)
Charge-offs | loan	0
Transfer to other real estate owned | loan	0
Principal paydowns | loan	0
Lapse of concession period | loan	0
Total, ending balance | loan	92
Recorded Investment
Total, beginning balance | $	$ 14,650
Additional advances or loans with concessions | $	8,944
Reclassified as performing restructured loan | $	1,226
Reductions due to:
Reclassified as nonperforming | $	(1,845)
Paid in full | $	(1,907)
Charge-offs | $	0
Transfer to other real estate owned | $	0
Principal paydowns | $	(416)
Lapse of concession period | $	0
Total, ending balance | $	$ 20,652

Non Purchased Loans - Loan Port

Non Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 11,105,004	$ 10,020,914	$ 10,016,824
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,513,091		1,436,019
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	103,357		79,215
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,215,056		1,091,296
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	3,127,889		2,724,743
Real estate – commercial mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	5,016,665		4,535,730
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	128,946		$ 149,821
Non purchased loans and leases
Loan portfolio by risk-rating grades
Loans, net of unearned income	10,259,840	9,011,011
Non purchased loans and leases | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	2,192,558	2,135,373
Prior year	1,930,952	1,537,221
Two years prior	1,148,745	1,037,507
Three years prior	709,126	433,479
Four years prior	302,657	342,368
Prior	453,913	396,601
Revolving Loans	780,926	734,377
Revolving Loans Converted to Term	19,474	27,770
Loans, net of unearned income	7,538,351	6,644,696
Non purchased loans and leases | Pass
Loan portfolio by risk-rating grades
Current year	2,184,050	2,120,941
Prior year	1,917,544	1,524,037
Two years prior	1,135,932	1,019,102
Three years prior	691,029	421,558
Four years prior	273,353	282,737
Prior	367,981	372,065
Revolving Loans	772,143	730,279
Revolving Loans Converted to Term	18,726	25,303
Loans, net of unearned income	7,360,758	6,496,022
Non purchased loans and leases | Special Mention
Loan portfolio by risk-rating grades
Current year	594	12,885
Prior year	1,198	10,310
Two years prior	1,024	13,154
Three years prior	11,755	7,561
Four years prior	17,756	35,514
Prior	24,722	9,548
Revolving Loans	6,993	651
Revolving Loans Converted to Term	0	1,712
Loans, net of unearned income	64,042	91,335
Non purchased loans and leases | Substandard
Loan portfolio by risk-rating grades
Current year	7,914	1,547
Prior year	12,210	2,874
Two years prior	11,789	5,251
Three years prior	6,342	4,360
Four years prior	11,548	24,117
Prior	61,210	14,988
Revolving Loans	1,790	3,447
Revolving Loans Converted to Term	748	755
Loans, net of unearned income	113,551	57,339
Non purchased loans and leases | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	661,145	687,705
Prior year	646,288	474,103
Two years prior	376,744	247,329
Three years prior	178,556	171,766
Four years prior	128,912	122,241
Prior	255,428	219,586
Revolving Loans	471,622	440,773
Revolving Loans Converted to Term	2,794	2,812
Loans, net of unearned income	2,721,489	2,366,315
Non purchased loans and leases | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	660,845	687,026
Prior year	644,031	473,004
Two years prior	374,056	244,736
Three years prior	175,749	166,685
Four years prior	123,100	120,117
Prior	249,223	216,292
Revolving Loans	470,901	440,078
Revolving Loans Converted to Term	2,278	2,635
Loans, net of unearned income	2,700,183	2,350,573
Non purchased loans and leases | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	300	679
Prior year	2,257	1,099
Two years prior	2,688	2,593
Three years prior	2,807	5,081
Four years prior	5,812	2,124
Prior	6,205	3,294
Revolving Loans	721	695
Revolving Loans Converted to Term	516	177
Loans, net of unearned income	21,306	15,742
Non purchased loans and leases | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Non purchased loans and leases | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	278,691	300,748
Prior year	229,188	245,940
Two years prior	157,408	122,350
Three years prior	65,049	44,533
Four years prior	26,542	15,384
Prior	13,316	11,103
Revolving Loans	626,010	557,628
Revolving Loans Converted to Term	2,961	2,757
Loans, net of unearned income	1,399,165	1,300,443
Non purchased loans and leases | Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	277,634	299,731
Prior year	228,252	245,657
Two years prior	150,963	120,102
Three years prior	64,457	43,042
Four years prior	24,154	14,603
Prior	13,278	8,605
Revolving Loans	617,768	553,541
Revolving Loans Converted to Term	2,246	2,002
Loans, net of unearned income	1,378,752	1,287,283
Non purchased loans and leases | Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	594	0
Prior year	0	136
Two years prior	0	1,798
Three years prior	162	281
Four years prior	256	605
Prior	0	1,196
Revolving Loans	6,993	651
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,005	4,667
Non purchased loans and leases | Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	463	1,017
Prior year	936	147
Two years prior	6,445	450
Three years prior	430	1,210
Four years prior	2,132	176
Prior	38	1,302
Revolving Loans	1,249	3,436
Revolving Loans Converted to Term	715	755
Loans, net of unearned income	12,408	8,493
Non purchased loans and leases | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	71
Prior year	0	0
Two years prior	0	0
Three years prior	0	1
Four years prior	0	0
Prior	16,774	8,983
Revolving Loans	19,336	23,464
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	36,110	32,519
Non purchased loans and leases | Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	71
Prior year	0	0
Two years prior	0	0
Three years prior	0	1
Four years prior	0	0
Prior	16,774	8,983
Revolving Loans	19,336	23,464
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	36,110	32,519
Non purchased loans and leases | Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Lease Financing Receivables | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	44,088
Prior year	20,889
Two years prior	19,530
Three years prior	11,785
Four years prior	5,208
Prior	1,857
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	103,357
Non purchased loans and leases | Lease Financing Receivables | Pass
Loan portfolio by risk-rating grades
Current year	40,708
Prior year	20,889
Two years prior	16,898
Three years prior	9,982
Four years prior	3,682
Prior	1,462
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	93,621
Non purchased loans and leases | Lease Financing Receivables | Special Mention
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	395
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	395
Non purchased loans and leases | Lease Financing Receivables | Substandard
Loan portfolio by risk-rating grades
Current year	3,380
Prior year	0
Two years prior	2,632
Three years prior	1,803
Four years prior	1,526
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	9,341
Non purchased loans and leases | Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		26,301
Prior year		23,270
Two years prior		15,504
Three years prior		7,713
Four years prior		2,169
Prior		1,168
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		76,125
Non purchased loans and leases | Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		26,301
Prior year		23,270
Two years prior		15,504
Three years prior		7,713
Four years prior		2,167
Prior		1,159
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		76,114
Non purchased loans and leases | Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		2
Prior		9
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		11
Non purchased loans and leases | Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	447,899	461,370
Prior year	459,751	371,694
Two years prior	122,418	174,369
Three years prior	47,829	14,813
Four years prior	0	0
Prior	0	0
Revolving Loans	18,516	3,769
Revolving Loans Converted to Term	0	2,428
Loans, net of unearned income	1,096,413	1,028,443
Non purchased loans and leases | Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,074	57,283
Prior year	72,550	12,561
Two years prior	1,694	1,615
Three years prior	577	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	111,895	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	198,849	210,734
Prior year	42,847	12,598
Two years prior	593	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	5,183	3,769
Revolving Loans Converted to Term	0	2,428
Loans, net of unearned income	247,472	229,529
Non purchased loans and leases | Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	198,849	210,734
Prior year	42,694	12,598
Two years prior	593	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	5,183	3,769
Revolving Loans Converted to Term	0	2,428
Loans, net of unearned income	247,319	229,529
Non purchased loans and leases | Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	153	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	153	0
Non purchased loans and leases | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,074	57,283
Prior year	72,550	12,561
Two years prior	1,694	1,615
Three years prior	577	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	111,895	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	37,074	57,283
Prior year	72,472	12,561
Two years prior	1,694	1,615
Three years prior	577	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	111,817	71,459
Non purchased loans and leases | Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	78	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	78	0
Non purchased loans and leases | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	249,050	250,636
Prior year	416,904	359,096
Two years prior	121,825	174,369
Three years prior	47,829	14,813
Four years prior	0	0
Prior	0	0
Revolving Loans	13,333	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	848,941	798,914
Non purchased loans and leases | Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	249,050	250,636
Prior year	416,904	359,096
Two years prior	121,825	174,369
Three years prior	47,829	14,813
Four years prior	0	0
Prior	0	0
Revolving Loans	13,333	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	848,941	798,914
Non purchased loans and leases | Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	203,241	205,137
Prior year	155,577	83,038
Two years prior	52,387	60,240
Three years prior	25,732	30,044
Four years prior	18,635	28,340
Prior	14,716	8,846
Revolving Loans	29,166	25,534
Revolving Loans Converted to Term	733	941
Loans, net of unearned income	500,187	442,120
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	584,747	554,483
Prior year	548,163	419,252
Two years prior	364,506	205,014
Three years prior	160,804	155,535
Four years prior	122,688	117,619
Prior	236,271	207,381
Revolving Loans	436,673	404,293
Revolving Loans Converted to Term	2,762	2,776
Loans, net of unearned income	2,456,614	2,066,353
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	13,310	15,599
Prior year	9,906	7,698
Two years prior	6,089	3,662
Three years prior	2,513	5,985
Four years prior	2,959	4,150
Prior	2,329	1,066
Revolving Loans	5,781	4,727
Revolving Loans Converted to Term	108	0
Loans, net of unearned income	42,995	42,887
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	11,071	15,599
Prior year	9,906	7,698
Two years prior	6,089	3,496
Three years prior	2,498	5,985
Four years prior	2,959	4,066
Prior	2,329	1,057
Revolving Loans	5,781	4,716
Revolving Loans Converted to Term	108	0
Loans, net of unearned income	40,741	42,617
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	2,239	0
Prior year	0	0
Two years prior	0	166
Three years prior	15	0
Four years prior	0	84
Prior	0	9
Revolving Loans	0	11
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,254	270
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	576,169	542,659
Prior year	543,197	415,863
Two years prior	362,828	203,739
Three years prior	160,212	153,717
Four years prior	121,295	116,689
Prior	235,189	206,496
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,998,890	1,639,163
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	575,894	542,053
Prior year	541,053	414,931
Two years prior	360,179	201,273
Three years prior	157,445	148,649
Four years prior	115,494	114,669
Prior	229,418	203,416
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,979,483	1,624,991
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	275	606
Prior year	2,144	932
Two years prior	2,649	2,466
Three years prior	2,767	5,068
Four years prior	5,801	2,020
Prior	5,771	3,080
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	19,407	14,172
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	228	1,318
Prior year	1,201	0
Two years prior	0	42
Three years prior	39	131
Four years prior	121	0
Prior	0	0
Revolving Loans	15,032	13,615
Revolving Loans Converted to Term	8	10
Loans, net of unearned income	16,629	15,116
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	228	1,318
Prior year	1,201	0
Two years prior	0	42
Three years prior	39	131
Four years prior	121	0
Prior	0	0
Revolving Loans	15,032	13,615
Revolving Loans Converted to Term	8	10
Loans, net of unearned income	16,629	15,116
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	111
Prior year	111	0
Two years prior	0	79
Three years prior	0	225
Four years prior	223	0
Prior	367	508
Revolving Loans	436,673	404,293
Revolving Loans Converted to Term	2,762	2,776
Loans, net of unearned income	440,136	407,992
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	111
Prior year	111	0
Two years prior	0	79
Three years prior	0	225
Four years prior	223	0
Prior	298	435
Revolving Loans	435,952	403,598
Revolving Loans Converted to Term	2,254	2,599
Loans, net of unearned income	438,838	407,047
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	69	73
Revolving Loans	721	695
Revolving Loans Converted to Term	508	177
Loans, net of unearned income	1,298	945
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	111,564	111,006
Prior year	90,875	61,801
Two years prior	44,333	33,734
Three years prior	22,974	23,520
Four years prior	15,408	23,890
Prior	12,311	7,469
Revolving Loans	7,755	5,554
Revolving Loans Converted to Term	617	931
Loans, net of unearned income	305,837	267,905
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	111,456	110,987
Prior year	90,708	60,855
Two years prior	44,311	32,733
Three years prior	22,065	23,246
Four years prior	15,256	23,708
Prior	11,644	7,098
Revolving Loans	7,472	5,554
Revolving Loans Converted to Term	584	931
Loans, net of unearned income	303,496	265,112
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	249
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	33	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	33	249
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	108	19
Prior year	167	697
Two years prior	22	1,001
Three years prior	909	274
Four years prior	152	182
Prior	634	371
Revolving Loans	283	0
Revolving Loans Converted to Term	33	0
Loans, net of unearned income	2,308	2,544
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	99
Three years prior	0	0
Four years prior	0	23
Prior	328	218
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	328	340
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	99
Three years prior	0	0
Four years prior	0	23
Prior	155	164
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	155	286
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	173	54
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	173	54
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	78,139	77,214
Prior year	53,595	13,539
Two years prior	1,965	22,802
Three years prior	206	408
Four years prior	147	300
Prior	76	311
Revolving Loans	598	1,638
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	134,726	116,212
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	77,138	74,818
Prior year	53,595	13,539
Two years prior	1,664	22,769
Three years prior	206	408
Four years prior	147	300
Prior	76	311
Revolving Loans	598	1,638
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	133,424	113,783
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	2,396
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	2,396
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	1,001	0
Prior year	0	0
Two years prior	301	33
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,302	33
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	8,578	11,713
Prior year	4,855	3,389
Two years prior	1,678	1,097
Three years prior	592	1,593
Four years prior	1,170	907
Prior	387	159
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,260	18,858
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	8,578	11,688
Prior year	4,855	3,298
Two years prior	1,678	1,065
Three years prior	592	1,593
Four years prior	1,170	832
Prior	241	159
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	17,114	18,635
Non purchased loans and leases | Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	25
Prior year	0	91
Two years prior	0	32
Three years prior	0	0
Four years prior	0	75
Prior	146	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	146	223
Non purchased loans and leases | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,218,578	1,168,118
Prior year	1,065,547	836,549
Two years prior	797,002	680,506
Three years prior	558,703	344,089
Four years prior	252,272	298,644
Prior	424,024	376,652
Revolving Loans	107,234	147,446
Revolving Loans Converted to Term	15,780	21,644
Loans, net of unearned income	4,439,140	3,873,648
Non purchased loans and leases | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,764	5,265
Prior year	3,992	3,584
Two years prior	2,883	2,082
Three years prior	1,348	800
Four years prior	603	468
Prior	123	137
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,713	12,336
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	46,000	46,303
Prior year	28,824	19,060
Two years prior	11,171	11,040
Three years prior	6,868	6,621
Four years prior	4,521	3,204
Prior	1,818	2,752
Revolving Loans	8,077	9,304
Revolving Loans Converted to Term	195	0
Loans, net of unearned income	107,474	98,284
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	46,000	46,034
Prior year	28,783	17,030
Two years prior	10,850	11,040
Three years prior	6,868	6,569
Four years prior	4,445	3,204
Prior	1,818	2,752
Revolving Loans	8,077	9,304
Revolving Loans Converted to Term	195	0
Loans, net of unearned income	107,036	95,933
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	44
Prior year	41	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	41	44
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	0	225
Prior year	0	2,030
Two years prior	321	0
Three years prior	0	52
Four years prior	76	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	397	2,307
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,764	5,265
Prior year	3,992	3,417
Two years prior	2,722	2,024
Three years prior	1,348	800
Four years prior	603	468
Prior	123	137
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,552	12,111
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,764	5,265
Prior year	3,992	3,417
Two years prior	2,700	2,008
Three years prior	1,348	800
Four years prior	603	468
Prior	123	86
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,530	12,044
Non purchased loans and leases | Real estate – commercial mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	22	16
Three years prior	0	0
Four years prior	0	0
Prior	0	51
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	22	67
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	259,980	312,031
Prior year	317,839	305,686
Two years prior	264,207	220,057
Three years prior	178,756	164,345
Four years prior	124,945	140,265
Prior	173,537	117,767
Revolving Loans	45,455	59,126
Revolving Loans Converted to Term	3,345	9,748
Loans, net of unearned income	1,368,064	1,329,025
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	259,492	310,736
Prior year	314,960	304,555
Two years prior	261,115	218,447
Three years prior	177,213	161,521
Four years prior	117,283	134,410
Prior	158,319	109,577
Revolving Loans	45,197	59,126
Revolving Loans Converted to Term	3,345	8,036
Loans, net of unearned income	1,336,924	1,306,408
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,210
Prior year	1,157	1,131
Two years prior	1,024	0
Three years prior	327	0
Four years prior	0	1,733
Prior	0	328
Revolving Loans	0	0
Revolving Loans Converted to Term	0	1,712
Loans, net of unearned income	2,508	6,114
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	488	85
Prior year	1,722	0
Two years prior	2,068	1,610
Three years prior	1,216	2,824
Four years prior	7,662	4,122
Prior	15,218	7,862
Revolving Loans	258	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	28,632	16,503
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	136
Two years prior	132	58
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	132	194
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	136
Two years prior	132	58
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	132	194
Non purchased loans and leases | Real estate – commercial mortgage: | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	912,598	809,784
Prior year	718,884	511,803
Two years prior	521,624	449,409
Three years prior	373,079	173,123
Four years prior	122,806	155,175
Prior	248,669	256,133
Revolving Loans	53,702	79,016
Revolving Loans Converted to Term	12,240	11,896
Loans, net of unearned income	2,963,602	2,446,339
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	912,363	800,348
Prior year	709,652	503,009
Two years prior	521,624	436,062
Three years prior	359,844	165,843
Four years prior	105,306	102,446
Prior	179,055	242,665
Revolving Loans	53,702	79,016
Revolving Loans Converted to Term	12,240	11,896
Loans, net of unearned income	2,853,786	2,341,285
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	9,235
Prior year	0	8,794
Two years prior	0	11,356
Three years prior	11,266	7,280
Four years prior	17,500	33,176
Prior	24,294	8,024
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	53,060	77,865
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	235	201
Prior year	9,232	0
Two years prior	0	1,991
Three years prior	1,969	0
Four years prior	0	19,553
Prior	45,320	5,444
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	56,756	27,189
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	31
Two years prior	29	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	29	31
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	31
Two years prior	29	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	29	31
Non purchased loans and leases | Real estate – commercial mortgage: | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	61	0
Prior year	0	0
Two years prior	0	42
Three years prior	28	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	89	42
Non purchased loans and leases | Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	61	0
Prior year	0	0
Two years prior	0	42
Three years prior	28	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	89	42
Non purchased loans and leases | Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Non purchased loans and leases | Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	35,560	44,302
Prior year	21,583	15,436
Two years prior	7,661	23,114
Three years prior	15,827	7,717
Four years prior	5,621	1,985
Prior	2,260	1,917
Revolving Loans	15,613	13,016
Revolving Loans Converted to Term	32	36
Loans, net of unearned income	104,157	107,523
Non purchased loans and leases | Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	35,535	44,254
Prior year	21,548	15,360
Two years prior	7,644	23,035
Three years prior	15,787	7,704
Four years prior	5,610	1,958
Prior	2,214	1,890
Revolving Loans	15,613	13,016
Revolving Loans Converted to Term	24	36
Loans, net of unearned income	103,975	107,253
Non purchased loans and leases | Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	25	48
Prior year	35	76
Two years prior	17	79
Three years prior	40	13
Four years prior	11	27
Prior	46	27
Revolving Loans	0	0
Revolving Loans Converted to Term	8	0
Loans, net of unearned income	$ 182	$ 270

Purchased Loans - Summary of Pu

Purchased Loans - Summary of Purchased Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Summary of loans
Gross loans	$ 11,110,164	$ 10,024,981
Loans, net of unearned income	11,105,004	10,020,914	$ 10,016,824
Commercial, financial, agricultural
Summary of loans
Gross loans	1,513,091	1,423,270
Loans, net of unearned income	1,513,091		1,436,019
Real estate – construction:
Summary of loans
Gross loans	1,215,056	1,104,896
Loans, net of unearned income	1,215,056		1,091,296
Real estate – construction: | Residential
Summary of loans
Gross loans	359,754	302,275
Real estate – construction: | Commercial
Summary of loans
Gross loans	855,302	802,621
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	3,127,889	2,724,246
Loans, net of unearned income	3,127,889		2,724,743
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	2,144,119	1,816,120
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	499,626	474,604
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	322,844	288,474
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	161,300	145,048
Real estate – commercial mortgage:
Summary of loans
Gross loans	5,016,665	4,549,037
Loans, net of unearned income	5,016,665		4,535,730
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	133,597	128,739
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,562,952	1,563,351
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	3,320,116	2,856,947
Installment loans to individuals
Summary of loans
Gross loans	128,946	143,340
Loans, net of unearned income	128,946		$ 149,821
Purchased loans
Summary of loans
Loans, net of unearned income	845,164	1,009,903
Purchased loans | Commercial, financial, agricultural
Summary of loans
Gross loans	77,816	90,308
Loans, net of unearned income	77,816	90,308
Purchased loans | Real estate – construction:
Summary of loans
Gross loans	6,748	4,994
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Residential
Summary of loans
Gross loans	387	1,287
Loans, net of unearned income	387	1,287
Purchased loans | Real estate – construction: | Commercial
Summary of loans
Gross loans	6,361	3,707
Loans, net of unearned income	6,361	3,707
Purchased loans | Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	171,088	215,773
Loans, net of unearned income	171,088	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	102,234	134,070
Loans, net of unearned income	102,234	134,070
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	42,861	51,496
Loans, net of unearned income	42,861	51,496
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	16,679	20,229
Loans, net of unearned income	16,679	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	9,314	9,978
Loans, net of unearned income	9,314	9,978
Purchased loans | Real estate – commercial mortgage:
Summary of loans
Gross loans	564,812	663,053
Loans, net of unearned income	564,812	663,053
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Loans, net of unearned income	13,571	18,344
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	194,756	234,132
Loans, net of unearned income	194,756	234,132
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	356,485	410,577
Loans, net of unearned income	356,485	410,577
Purchased loans | Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	13,571	18,344
Purchased loans | Installment loans to individuals
Summary of loans
Gross loans	24,700	35,775
Loans, net of unearned income	$ 24,700	$ 35,775

Purchased Loans - Aging of Past

Purchased Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 11,105,004	$ 10,020,914	$ 10,016,824
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,513,091		1,436,019
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,215,056		1,091,296
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,127,889		2,724,743
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,016,665		4,535,730
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	128,946		$ 149,821
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	845,164	1,009,903
Purchased loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	833,218	991,290
Purchased loans | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,442	3,683
Purchased loans | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,450	367
Purchased loans | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	828,326	987,240
Purchased loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	11,946	18,613
Purchased loans | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,488	340
Purchased loans | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	4,879	4,516
Purchased loans | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,579	13,757
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	77,816	90,308
Purchased loans | Commercial, financial, agricultural | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	73,943	83,040
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	379	122
Purchased loans | Commercial, financial, agricultural | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	73,564	82,918
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,873	7,268
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	42
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,059	1,618
Purchased loans | Commercial, financial, agricultural | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,814	5,608
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	171,088	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	164,826	209,723
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,909	1,211
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	36
Purchased loans | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	162,917	208,476
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,262	6,050
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,454	283
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,587	2,598
Purchased loans | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,221	3,169
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	564,812	663,053
Purchased loans | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	563,103	657,996
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	439	1,511
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,432	323
Purchased loans | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	561,232	656,162
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,709	5,057
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	33	0
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	188	289
Purchased loans | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,488	4,768
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24,700	35,775
Purchased loans | Installment loans to individuals | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24,598	35,537
Purchased loans | Installment loans to individuals | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	715	839
Purchased loans | Installment loans to individuals | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18	8
Purchased loans | Installment loans to individuals | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	23,865	34,690
Purchased loans | Installment loans to individuals | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	102	238
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1	15
Purchased loans | Installment loans to individuals | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	45	11
Purchased loans | Installment loans to individuals | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	56	212
Purchased loans | Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	387	1,287
Purchased loans | Residential | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	387	1,287
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	387	1,287
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Residential | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,361	3,707
Purchased loans | Commercial | Real estate – construction: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,361	3,707
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,361	3,707
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Commercial | Real estate – construction: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	102,234	134,070
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	96,540	128,898
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,163	1,042
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	36
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	95,377	127,820
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,694	5,172
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,359	257
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	2,468	2,225
Purchased loans | Primary | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,867	2,690
Purchased loans | Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	42,861	51,496
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	42,317	50,722
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	658	149
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	41,659	50,573
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	544	774
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	95	0
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	119	373
Purchased loans | Home equity | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	330	401
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,679	20,229
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,655	20,125
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26	20
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,629	20,105
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24	104
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	26
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Rental/investment | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24	78
Purchased loans | Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,314	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,314	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	62	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,252	9,978
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – 1-4 family mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,571	18,344
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,535	18,218
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,535	18,218
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	36	126
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	36	0
Purchased loans | Land development | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	126
Purchased loans | Owner-occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	194,756	234,132
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	193,088	232,139
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	439	1,511
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,432	323
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	191,217	230,305
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,668	1,993
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	33	0
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	152	289
Purchased loans | Owner-occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,483	1,704
Purchased loans | Non-owner occupied | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	356,485	410,577
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	356,480	407,639
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Accruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	356,480	407,639
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5	2,938
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 30-89 Days Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | 90 Days or More Past Due
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	0	0
Purchased loans | Non-owner occupied | Real estate – commercial mortgage: | Nonaccruing Loans | Current Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 5	$ 2,938

Purchased Loans - Narrative (De

Purchased Loans - Narrative (Details)	9 Months Ended
	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan	Jun. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)	Jun. 30, 2021 USD ($)	Dec. 31, 2020 USD ($)
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	$ 10,930,648,000			$ 9,856,743,000
Troubled debt restructured that has subsequently defaulted	0	$ 0
Allowance for loan losses attributable to restructured loans	$ 174,356,000	$ 170,038,000	$ 166,131,000	$ 164,171,000	$ 172,354,000	$ 176,144,000
Purchased loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Number of restructured loans | loan	0	1
Restructured loans discontinued past due period	90 days	90 days
Outstanding balance of restructured loans		$ 40,000
Remaining availability under commitments to lend additional funds on restructured loans	$ 0	2,000
Purchased loans | Restructured loans
Loans and Allowance for Loan Losses (Textual) [Abstract]
Outstanding balance of restructured loans	3,029,000	17,726,000
Allowance for loan losses attributable to restructured loans	$ 37,000	$ 111,000

Purchased Loans - Impact of Mod

Purchased Loans - Impact of Modifications Classified as Restructured Loans (Details) - Purchased loans $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2021 USD ($) loan	Sep. 30, 2022 USD ($) loan	Sep. 30, 2021 USD ($) loan
Restructured loans
Number of Loans | loan	1		3
Pre- Modification Amortized Cost	$ 164		$ 1,161
Post- Modification Amortized Cost	$ 164		$ 1,161
Real estate – 1-4 family mortgage: | Land development
Restructured loans
Number of Loans | loan		3
Pre- Modification Amortized Cost		$ 98
Post- Modification Amortized Cost		$ 94
Real estate – 1-4 family mortgage: | Primary
Restructured loans
Number of Loans | loan	1		2
Pre- Modification Amortized Cost	$ 164		$ 1,026
Post- Modification Amortized Cost	$ 164		$ 1,026
Commercial, financial, agricultural
Restructured loans
Number of Loans | loan			1
Pre- Modification Amortized Cost			$ 135
Post- Modification Amortized Cost			$ 135

Purchased Loans - Changes in Re

Purchased Loans - Changes in Restructured Loans (Details) - Purchased loans $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($) loan
Number of Loans
Total, beginning balance | loan	38
Additional advances or loans with concessions | loan	3
Reclassified as performing restructured loan | loan	8
Reclassified to nonperforming loans | loan	(6)
Paid in full | loan	(6)
Principal paydowns | loan	0
Total, ending balance | loan	37
Recorded Investment
Total, beginning balance | $	$ 5,609
Additional advances or loans with concessions | $	206
Reclassified as performing restructured loan | $	4,064
Reclassified to nonperforming loans | $	(231)
Paid in full | $	(2,064)
Principal paydowns | $	(568)
Total, ending balance | $	$ 7,016

Purchased Loans - Loan Portfoli

Purchased Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021	Sep. 30, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	$ 11,105,004	$ 10,020,914	$ 10,016,824
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,513,091		1,436,019
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	1,215,056		1,091,296
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	3,127,889		2,724,743
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,016,665		4,535,730
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	128,946		$ 149,821
Purchased loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	845,164	1,009,903
Purchased loans | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	1,457	73,470
Four years prior	55,748	138,282
Prior	558,401	530,779
Revolving Loans	58,175	45,716
Revolving Loans Converted to Term	10,653	15,851
Loans, net of unearned income	684,434	805,221
Purchased loans | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	1,123
Three years prior	1,457	56,506
Four years prior	55,194	128,133
Prior	512,484	463,735
Revolving Loans	56,379	44,422
Revolving Loans Converted to Term	403	5,317
Loans, net of unearned income	625,917	699,236
Purchased loans | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	16,616
Four years prior	226	1,553
Prior	5,615	5,991
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,841	24,160
Purchased loans | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	348
Four years prior	328	8,596
Prior	40,302	61,053
Revolving Loans	1,796	1,294
Revolving Loans Converted to Term	10,250	10,534
Loans, net of unearned income	52,676	81,825
Purchased loans | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	196	22,208
Four years prior	14,936	29,740
Prior	106,448	105,499
Revolving Loans	37,702	45,644
Revolving Loans Converted to Term	1,448	1,389
Loans, net of unearned income	160,730	204,682
Purchased loans | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	196	22,084
Four years prior	14,778	29,130
Prior	100,823	100,894
Revolving Loans	37,426	45,241
Revolving Loans Converted to Term	1,196	1,245
Loans, net of unearned income	154,419	198,796
Purchased loans | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	124
Four years prior	158	610
Prior	5,625	4,605
Revolving Loans	276	403
Revolving Loans Converted to Term	252	144
Loans, net of unearned income	6,311	5,886
Purchased loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	77,816	90,308
Purchased loans | Commercial, financial, agricultural | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	646
Three years prior	993	12,199
Four years prior	927	12,247
Prior	26,235	25,562
Revolving Loans	48,917	38,328
Revolving Loans Converted to Term	744	1,326
Loans, net of unearned income	77,816	90,308
Purchased loans | Commercial, financial, agricultural | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	646
Three years prior	993	11,612
Four years prior	378	8,918
Prior	19,174	18,877
Revolving Loans	47,121	37,555
Revolving Loans Converted to Term	403	899
Loans, net of unearned income	68,069	78,507
Purchased loans | Commercial, financial, agricultural | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	246
Four years prior	226	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	226	246
Purchased loans | Commercial, financial, agricultural | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	341
Four years prior	323	3,329
Prior	7,061	6,685
Revolving Loans	1,796	773
Revolving Loans Converted to Term	341	427
Loans, net of unearned income	9,521	11,555
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Commercial, financial, agricultural | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	387	0
Prior	6,361	4,393
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	6,748	4,994
Purchased loans | Real estate – construction: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	387	1,287
Purchased loans | Real estate – construction: | Residential | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	387	0
Prior	0	686
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	387	1,287
Purchased loans | Real estate – construction: | Residential | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	601
Four years prior	387	0
Prior	0	686
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	387	1,287
Purchased loans | Real estate – construction: | Residential | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Residential | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	6,361	3,707
Purchased loans | Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	6,361	3,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	6,361	3,707
Purchased loans | Real estate – construction: | Commercial | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	6,361	3,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	6,361	3,707
Purchased loans | Real estate – construction: | Commercial | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	171,088	215,773
Purchased loans | Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	152
Three years prior	145	10,151
Four years prior	8,721	2,781
Prior	26,322	32,841
Revolving Loans	335	1,476
Revolving Loans Converted to Term	157	201
Loans, net of unearned income	35,680	47,602
Purchased loans | Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	196	1,480
Four years prior	1,061	19,988
Prior	96,323	101,060
Revolving Loans	36,430	44,086
Revolving Loans Converted to Term	1,398	1,355
Loans, net of unearned income	135,408	168,171
Purchased loans | Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	102,234	134,070
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	33	2,485
Four years prior	2,230	1,367
Prior	7,116	12,336
Revolving Loans	0	161
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,379	16,383
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	34
Three years prior	33	2,485
Four years prior	2,230	1,367
Prior	6,683	9,408
Revolving Loans	0	161
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,946	13,455
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	54	59
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	54	59
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	379	2,869
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	379	2,869
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	196	938
Four years prior	523	17,505
Prior	92,068	98,961
Revolving Loans	0	0
Revolving Loans Converted to Term	68	81
Loans, net of unearned income	92,855	117,687
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	202
Three years prior	196	829
Four years prior	378	16,902
Prior	86,567	94,607
Revolving Loans	0	0
Revolving Loans Converted to Term	68	81
Loans, net of unearned income	87,209	112,621
Purchased loans | Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	109
Four years prior	145	603
Prior	5,501	4,354
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,646	5,066
Purchased loans | Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	42,861	51,496
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	30	42
Revolving Loans	333	1,087
Revolving Loans Converted to Term	157	201
Loans, net of unearned income	520	1,330
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	30	42
Revolving Loans	333	717
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	363	759
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	370
Revolving Loans Converted to Term	157	201
Loans, net of unearned income	157	571
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	542
Four years prior	538	2,441
Prior	4,043	1,823
Revolving Loans	36,430	44,086
Revolving Loans Converted to Term	1,330	1,274
Loans, net of unearned income	42,341	50,166
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	542
Four years prior	538	2,441
Prior	3,992	1,769
Revolving Loans	36,154	43,700
Revolving Loans Converted to Term	1,114	1,141
Loans, net of unearned income	41,798	49,593
Purchased loans | Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	51	54
Revolving Loans	276	386
Revolving Loans Converted to Term	216	133
Loans, net of unearned income	543	573
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,679	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	118
Three years prior	112	804
Four years prior	308	1,273
Prior	16,259	17,806
Revolving Loans	0	228
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	16,679	20,229
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	118
Three years prior	112	804
Four years prior	308	1,273
Prior	15,550	17,035
Revolving Loans	0	77
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,970	19,307
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	38
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	38
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	709	733
Revolving Loans	0	151
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	709	884
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	9,314	9,978
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	6,862
Four years prior	6,183	141
Prior	2,917	2,657
Revolving Loans	2	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,102	9,660
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	6,862
Four years prior	6,183	111
Prior	2,866	1,249
Revolving Loans	2	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,051	8,222
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	30
Prior	51	1,408
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	51	1,438
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	42
Prior	212	276
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	212	318
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	42
Prior	212	276
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	212	318
Purchased loans | Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	564,812	663,053
Purchased loans | Real estate – commercial mortgage: | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	319	50,519
Four years prior	45,713	123,254
Prior	499,483	467,983
Revolving Loans	8,923	5,912
Revolving Loans Converted to Term	9,752	14,324
Loans, net of unearned income	564,190	662,317
Purchased loans | Real estate – commercial mortgage: | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	141	31
Prior	481	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	622	736
Purchased loans | Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	13,571	18,344
Purchased loans | Real estate – commercial mortgage: | Land development | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,288
Four years prior	239	1,894
Prior	12,366	13,792
Revolving Loans	344	634
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,949	17,608
Purchased loans | Real estate – commercial mortgage: | Land development | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	1,288
Four years prior	239	1,894
Prior	6,767	7,904
Revolving Loans	344	634
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,350	11,720
Purchased loans | Real estate – commercial mortgage: | Land development | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	4,966	5,141
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,966	5,141
Purchased loans | Real estate – commercial mortgage: | Land development | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	633	747
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	633	747
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	141	31
Prior	481	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	622	736
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	147
Four years prior	141	31
Prior	481	558
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	622	736
Purchased loans | Real estate – commercial mortgage: | Land development | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	194,756	234,132
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	13,344
Four years prior	10,461	17,621
Prior	177,284	200,111
Revolving Loans	7,011	3,056
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	194,756	234,132
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	13,344
Four years prior	10,461	13,888
Prior	167,960	182,779
Revolving Loans	7,011	3,056
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	185,432	213,067
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	1,553
Prior	595	394
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	595	1,947
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	2,180
Prior	8,729	16,938
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	8,729	19,118
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Owner-occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	356,485	410,577
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	319	35,887
Four years prior	35,013	103,739
Prior	309,833	254,080
Revolving Loans	1,568	2,222
Revolving Loans Converted to Term	9,752	14,324
Loans, net of unearned income	356,485	410,577
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	325
Three years prior	319	19,510
Four years prior	35,008	100,682
Prior	287,093	222,048
Revolving Loans	1,568	2,222
Revolving Loans Converted to Term	0	4,418
Loans, net of unearned income	323,988	349,205
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	16,370
Four years prior	0	0
Prior	0	359
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	16,729
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	7
Four years prior	5	3,057
Prior	22,740	31,673
Revolving Loans	0	0
Revolving Loans Converted to Term	9,752	9,906
Loans, net of unearned income	32,497	44,643
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Real estate – commercial mortgage: | Non-owner occupied | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24,700	35,775
Purchased loans | Installment loans to individuals | Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Pass
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Special Mention
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Substandard
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	20,581
Four years prior	13,734	9,721
Prior	9,644	3,881
Revolving Loans	1,272	1,558
Revolving Loans Converted to Term	50	34
Loans, net of unearned income	24,700	35,775
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	20,566
Four years prior	13,721	9,714
Prior	9,571	3,684
Revolving Loans	1,272	1,541
Revolving Loans Converted to Term	14	23
Loans, net of unearned income	24,578	35,528
Purchased loans | Installment loans to individuals | Not Subject to Credit Risk Assessment | Non-Performing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	15
Four years prior	13	7
Prior	73	197
Revolving Loans	0	17
Revolving Loans Converted to Term	36	11
Loans, net of unearned income	$ 122	$ 247

Allowance for Credit Losses - S

Allowance for Credit Losses - Summary of Total Non Purchased and Purchased Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 11,110,164		$ 10,024,981
Unearned income	(5,160)		(4,067)
Loans, net of unearned income	11,105,004		10,020,914	$ 10,016,824
Allowance for credit losses on loans	(174,356)	$ (166,131)	(164,171)	(170,038)	$ (172,354)	$ (176,144)
Loans, net	10,930,648		9,856,743
Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,265,000		9,015,078
Unearned income	(5,160)		(4,067)
Loans, net of unearned income	10,259,840		9,011,011
Non purchased loans and leases | Paycheck Protection Program
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	5,476		58,391
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,513,091		1,423,270
Loans, net of unearned income	1,513,091			1,436,019
Allowance for credit losses on loans	(30,503)	(30,193)	(33,922)	(34,977)	(36,994)	(39,031)
Commercial, financial, agricultural | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,435,275		1,332,962
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517		80,192
Loans, net of unearned income	103,357			79,215
Allowance for credit losses on loans	(2,314)	(1,802)	(1,486)	(1,570)	(1,511)	(1,624)
Lease financing | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	108,517		80,192
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,215,056		1,104,896
Loans, net of unearned income	1,215,056			1,091,296
Allowance for credit losses on loans	(18,744)	(17,290)	(16,419)	(16,169)	(15,729)	(16,047)
Real estate – construction: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,208,308		1,099,902
Real estate – construction: | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	359,754		302,275
Real estate – construction: | Residential | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	359,367		300,988
Real estate – construction: | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	855,302		802,621
Real estate – construction: | Commercial | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	848,941		798,914
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,127,889		2,724,246
Loans, net of unearned income	3,127,889			2,724,743
Allowance for credit losses on loans	(43,532)	(41,910)	(32,356)	(32,181)	(31,303)	(32,165)
Real estate – 1-4 family mortgage: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,956,801		2,508,473
Real estate – 1-4 family mortgage: | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,144,119		1,816,120
Real estate – 1-4 family mortgage: | Primary | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,041,885		1,682,050
Real estate – 1-4 family mortgage: | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	499,626		474,604
Real estate – 1-4 family mortgage: | Home equity | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	456,765		423,108
Real estate – 1-4 family mortgage: | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	322,844		288,474
Real estate – 1-4 family mortgage: | Rental/investment | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	306,165		268,245
Real estate – 1-4 family mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	161,300		145,048
Real estate – 1-4 family mortgage: | Land development | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	151,986		135,070
Real estate – commercial mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,016,665		4,549,037
Loans, net of unearned income	5,016,665			4,535,730
Allowance for credit losses on loans	(69,267)	(64,373)	(68,940)	(73,895)	(74,893)	(76,127)
Real estate – commercial mortgage: | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,451,853		3,885,984
Real estate – commercial mortgage: | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	133,597		128,739
Real estate – commercial mortgage: | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,562,952		1,563,351
Real estate – commercial mortgage: | Owner-occupied | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,368,196		1,329,219
Real estate – commercial mortgage: | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,320,116		2,856,947
Real estate – commercial mortgage: | Non-owner occupied | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,963,631		2,446,370
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,946		143,340
Loans, net of unearned income	128,946			149,821
Allowance for credit losses on loans	(9,996)	$ (10,563)	(11,048)	$ (11,246)	$ (11,924)	$ (11,150)
Installment loans to individuals | Non purchased loans and leases
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 104,246		$ 107,565

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Receivables [Abstract]
Interest receivable	$ 45,293		$ 45,293		$ 41,692
Deferred interest, allowance for credit loss	1,263		1,263		$ 1,273
Provision for (recovery of provision for) credit losses on loans	$ 9,800	$ (1,200)	$ 13,300	$ (1,200)
Supportable period			2 years

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Allowance for loan losses:
Beginning balance	$ 166,131	$ 172,354	$ 164,171	$ 176,144
Charge-offs	(3,259)	(2,979)	(10,274)	(11,203)
Recoveries	1,684	1,863	5,511	6,297
Net (charge-offs) recoveries	(1,575)	(1,116)	(4,763)	(4,906)
Provision for (recovery of provision for) credit losses on loans	9,800	(1,200)	13,300	(1,200)
Ending balance	174,356	170,038	174,356	170,038
Individually evaluated	7,083	16,498	7,083	16,498
Collectively evaluated	167,273	153,540	167,273	153,540
Loans:
Individually evaluated	34,619	40,241	34,619	40,241
Collectively evaluated	11,070,385	9,976,583	11,070,385	9,976,583
Loans, net of unearned income	11,105,004	10,016,824	11,105,004	10,016,824	$ 10,020,914
Nonaccruing loans with no allowance for credit losses	11,026	8,572	11,026	8,572
Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance	30,193	36,994	33,922	39,031
Charge-offs	(373)	(1,225)	(4,714)	(5,907)
Recoveries	415	418	1,982	940
Net (charge-offs) recoveries	42	(807)	(2,732)	(4,967)
Provision for (recovery of provision for) credit losses on loans	268	(1,210)	(2,335)	913
Ending balance	30,503	34,977	30,503	34,977
Individually evaluated	4,064	9,717	4,064	9,717
Collectively evaluated	26,439	25,260	26,439	25,260
Loans:
Individually evaluated	9,088	15,193	9,088	15,193
Collectively evaluated	1,504,003	1,420,826	1,504,003	1,420,826
Loans, net of unearned income	1,513,091	1,436,019	1,513,091	1,436,019
Nonaccruing loans with no allowance for credit losses	429	2,658	429	2,658
Real estate – construction:
Allowance for loan losses:
Beginning balance	17,290	15,729	16,419	16,047
Charge-offs	0	0	0	(52)
Recoveries	0	0	0	13
Net (charge-offs) recoveries	0	0	0	(39)
Provision for (recovery of provision for) credit losses on loans	1,454	440	2,325	161
Ending balance	18,744	16,169	18,744	16,169
Individually evaluated	0	0	0	0
Collectively evaluated	18,744	16,169	18,744	16,169
Loans:
Individually evaluated	153	0	153	0
Collectively evaluated	1,214,903	1,091,296	1,214,903	1,091,296
Loans, net of unearned income	1,215,056	1,091,296	1,215,056	1,091,296
Nonaccruing loans with no allowance for credit losses	153	0	153	0
Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance	41,910	31,303	32,356	32,165
Charge-offs	(208)	(276)	(532)	(529)
Recoveries	378	193	725	855
Net (charge-offs) recoveries	170	(83)	193	326
Provision for (recovery of provision for) credit losses on loans	1,452	961	10,983	(310)
Ending balance	43,532	32,181	43,532	32,181
Individually evaluated	0	206	0	206
Collectively evaluated	43,532	31,975	43,532	31,975
Loans:
Individually evaluated	5,965	5,311	5,965	5,311
Collectively evaluated	3,121,924	2,719,432	3,121,924	2,719,432
Loans, net of unearned income	3,127,889	2,724,743	3,127,889	2,724,743
Nonaccruing loans with no allowance for credit losses	5,809	3,039	5,809	3,039
Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance	64,373	74,893	68,940	76,127
Charge-offs	(1,956)	(184)	(2,670)	(416)
Recoveries	50	190	397	504
Net (charge-offs) recoveries	(1,906)	6	(2,273)	88
Provision for (recovery of provision for) credit losses on loans	6,800	(1,004)	2,600	(2,320)
Ending balance	69,267	73,895	69,267	73,895
Individually evaluated	2,649	5,968	2,649	5,968
Collectively evaluated	66,618	67,927	66,618	67,927
Loans:
Individually evaluated	19,043	19,120	19,043	19,120
Collectively evaluated	4,997,622	4,516,610	4,997,622	4,516,610
Loans, net of unearned income	5,016,665	4,535,730	5,016,665	4,535,730
Nonaccruing loans with no allowance for credit losses	4,633	2,865	4,633	2,865
Lease financing
Allowance for loan losses:
Beginning balance	1,802	1,511	1,486	1,624
Charge-offs	0	(13)	(7)	(13)
Recoveries	113	11	136	36
Net (charge-offs) recoveries	113	(2)	129	23
Provision for (recovery of provision for) credit losses on loans	399	61	699	(77)
Ending balance	2,314	1,570	2,314	1,570
Individually evaluated	0	0	0	0
Collectively evaluated	2,314	1,570	2,314	1,570
Loans:
Individually evaluated	0	0	0	0
Collectively evaluated	103,357	79,215	103,357	79,215
Loans, net of unearned income	103,357	79,215	103,357	79,215
Nonaccruing loans with no allowance for credit losses	0	0	0	0
Installment Loans to Individuals
Allowance for loan losses:
Beginning balance	10,563	11,924	11,048	11,150
Charge-offs	(722)	(1,281)	(2,351)	(4,286)
Recoveries	728	1,051	2,271	3,949
Net (charge-offs) recoveries	6	(230)	(80)	(337)
Provision for (recovery of provision for) credit losses on loans	(573)	(448)	(972)	433
Ending balance	9,996	11,246	9,996	11,246
Individually evaluated	370	607	370	607
Collectively evaluated	9,626	10,639	9,626	10,639
Loans:
Individually evaluated	370	617	370	617
Collectively evaluated	128,576	149,204	128,576	149,204
Loans, net of unearned income	128,946	149,821	128,946	149,821
Nonaccruing loans with no allowance for credit losses	$ 2	$ 10	2	$ 10
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for loan losses:
Beginning balance			1,648
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for loan losses:
Beginning balance			1,648
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for loan losses:
Beginning balance			0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:
Allowance for loan losses:
Beginning balance			0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for loan losses:
Beginning balance			0
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for loan losses:
Beginning balance			0
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals
Allowance for loan losses:
Beginning balance			$ 0

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Allowance for loan losses:
Beginning balance	$ 19,935	$ 20,535	$ 20,035	$ 20,535
Provision for (recovery of provision for) credit losses on unfunded loan commitments (included in other noninterest expense)	0	(200)	(100)	(200)
Ending balance	$ 19,935	$ 20,335	$ 19,935	$ 20,335

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	$ 1,545	$ 1,589
Non Purchased OREO	867	951
Total OREO	2,412	2,540
Residential real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	173	93
Non Purchased OREO	740	166
Total OREO	913	259
Commercial real estate
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	0	39
Non Purchased OREO	62	722
Total OREO	62	761
Residential land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	242	301
Non Purchased OREO	4	4
Total OREO	246	305
Commercial land development
Other real estate owned ("OREO") covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs
Purchased OREO	1,130	1,156
Non Purchased OREO	61	59
Total OREO	$ 1,191	$ 1,215

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Purchased OREO
Balance at January 1, 2022	$ 1,589
Transfers of loans	190
Impairments	(96)
Dispositions	(137)
Other	(1)
Balance at September 30, 2022	1,545
Non Purchased OREO
Balance at January 1, 2022	951
Transfers of loans	1,638
Impairments	(14)
Dispositions	(1,710)
Other	2
Balance at September 30, 2022	867
Total OREO
Balance at January 1, 2022	2,540
Transfers of loans	1,828
Impairments	(110)
Dispositions	(1,847)
Other	1
Balance at September 30, 2022	$ 2,412

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Real Estate Properties [Line Items]
Repairs and maintenance	$ 24	$ 17	$ 44	$ 60
Property taxes and insurance	7	6	69	54
Impairments	59	173	110	290
Net (gains) losses on OREO sales	(54)	(24)	(611)	(74)
Rental income	(2)	(4)	(6)	(17)
Total	34	$ 168	(394)	$ 313
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 780		$ 780		$ 22

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2022	$ 939,683
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	6,608
Balance at September 30, 2022	946,291
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2022	936,916
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	6,608
Balance at September 30, 2022	943,524
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2022	2,767
Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition	0
Balance at September 30, 2022	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 84,962	$ 84,962
Accumulated Amortization	(64,792)	(60,864)
Net Carrying Amount	20,170	24,098
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(63,190)	(59,399)
Net Carrying Amount	19,302	23,093
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	2,470	2,470
Accumulated Amortization	(1,602)	(1,465)
Net Carrying Amount	$ 868	$ 1,005

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,251	$ 1,481	$ 3,927	$ 4,618
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,206	1,436	3,791	4,482
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 45	$ 45	$ 136	$ 136

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Sep. 30, 2022 USD ($)
Finite-Lived Intangible Assets [Line Items]
2022	$ 5,122
2023	4,225
2024	3,679
2025	3,283
2026	3,037
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2022	4,941
2023	4,044
2024	3,498
2025	3,102
2026	2,899
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2022	181
2023	181
2024	181
2025	181
2026	$ 138

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR			$ 0	$ (13,561,000)
Mortgage loans held for sale in loans held for sale	$ 1,700,823,000		1,700,823,000
Sale of MSRs	18,525,000
Gain (loss) on sales of mortgage servicing rights	2,960,000
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,445,000	$ 4,891,000	$ 13,868,000	$ 13,578,000

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) $ in Thousands	9 Months Ended
	Sep. 30, 2022 USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2022	$ 89,018
Sale of MSRs	(15,565)
Capitalization	18,052
Amortization	(9,525)
Balance at September 30, 2022	$ 81,980

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2022	Dec. 31, 2021
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 7,406,373	$ 8,728,629
Weighted-average prepayment speed (CPR)	7.08%	10.56%
Estimated impact of a 10% increase	$ (5,254)	$ (3,875)
Estimated impact of a 20% increase	$ (10,089)	$ (7,464)
Discount rate	10.34%	9.82%
Estimated impact of a 10% increase	$ (323)	$ (4,153)
Estimated impact of a 20% increase	$ (891)	$ (8,119)
Weighted-average coupon interest rate	3.43%	3.29%
Weighted-average servicing fee (basis points)	32.14%	30.37%
Weighted-average remaining maturity (in years)	8 years 2 months 26 days	6 years 8 months 8 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	185	171	554	512
Expected return on plan assets	(421)	(442)	(1,263)	(1,326)
Recognized actuarial loss (gain)	60	67	182	199
Net periodic (return) benefit cost	(176)	(204)	(527)	(615)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	1	2	3	4
Interest cost	3	4	9	11
Expected return on plan assets	0	0	0	0
Recognized actuarial loss (gain)	(19)	0	(57)	(2)
Net periodic (return) benefit cost	$ (15)	$ 6	$ (45)	$ 13

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Retirement Benefits [Abstract]
Stock options granted (in shares)			0	0
Share outstanding (in shares)	0		0
Treasury shares reissued (in shares)			187,951
Total stock-based compensation expense	$ 2,268	$ 2,595	$ 8,558	$ 7,736

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	9 Months Ended
	Sep. 30, 2022 $ / shares shares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	146,561
Awarded (shares) | shares	63,308
Vested (shares) | shares	0
Cancelled (shares) | shares	(5,465)
Nonvested at end of period (shares) | shares	204,404
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.67
Awarded (usd per share) | $ / shares	38.62
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	37.26
Nonvested at end balance (usd per share) | $ / shares	$ 35.83
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	603,714
Awarded (shares) | shares	295,406
Vested (shares) | shares	(222,283)
Cancelled (shares) | shares	(23,461)
Nonvested at end of period (shares) | shares	653,376
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 34.48
Awarded (usd per share) | $ / shares	37.51
Vested (usd per share) | $ / shares	32.81
Cancelled (usd per share) | $ / shares	37.23
Nonvested at end balance (usd per share) | $ / shares	$ 36.32

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Oct. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Dec. 31, 2021
Derivatives, Fair Value [Line Items]
Derivative assets, fair value		$ 45,510		$ 8,007
Derivative liabilities, fair value		22,665		13,436
Interest Rate Collars
Derivatives, Fair Value [Line Items]
Interest rate collar, floor rate (percent)			2.25%
Interest rate collar, cap rate (percent)			4.57%
Interest Rate Collars | Subsequent Event
Derivatives, Fair Value [Line Items]
Interest rate collar, floor rate (percent)	2.75%
Interest rate collar, cap rate (percent)	4.75%
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount		493,354		776,388
Derivative assets, fair value		20,941		10,682
Derivative liabilities, notional amount		318,399		525,408
Derivative liabilities, fair value		13,253		5,490
Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		250,000		62,000
Derivative liabilities, fair value		1,934		2,902
Other Assets | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount		223,569		185,447
Derivative assets, fair value		11,343		4,711
Other Assets | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount		44,785		310,941
Derivative assets, fair value		657		5,304
Other Assets | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount		225,000		280,000
Derivative assets, fair value		8,941		667
Other Assets | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount		130,000		100,000
Derivative assets, fair value		25,266		7,016
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Contract
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		223,569		185,447
Derivative liabilities, fair value		11,343		4,711
Other Liabilities | Not Designated as Hedging Instrument | Interest Rate Lock Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		84,830		19,961
Derivative liabilities, fair value		1,861		43
Other Liabilities | Not Designated as Hedging Instrument | Forward Commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		10,000		320,000
Derivative liabilities, fair value		49		736
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		0		62,000
Derivative liabilities, fair value		0		2,902
Other Liabilities | Designated as Hedging Instrument | Interest Rate Swap | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		100,000		100,000
Derivative liabilities, fair value		20,643		5,411
Other Liabilities | Designated as Hedging Instrument | Interest Rate Collars | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount		250,000		0
Derivative liabilities, fair value		$ 1,934		$ 0

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 6,146	$ 2,648	$ 3,751	$ (2,270)
Interest Rate Contract
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 811	$ 589	$ 1,255	$ 1,795
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases
Interest Rate Lock Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (4,046)	$ (3,251)	$ (6,466)	$ (12,655)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income	Mortgage banking income	Mortgage banking income
Forward Commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 9,381	$ 5,310	$ 8,962	$ 8,590
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income	Mortgage banking income	Mortgage banking income

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest Rate Swap - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ (10,495)	$ (764)	$ (15,232)	$ (4,941)
Change in unrealized gain (loss) on hedged item in fair value hedge	$ 10,495	$ 764	$ 15,232	$ 4,941

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 77,984	$ 93,085
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 20,643	$ 5,411

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Offsetting Derivative Assets
Gross amounts recognized	$ 45,510	$ 8,007
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	45,510	8,007
Financial instruments	22,665	7,208
Financial collateral pledged	0	0
Net amounts	22,845	799
Offsetting Derivative Liabilities
Gross amounts recognized	22,665	13,436
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	22,665	13,436
Financial instruments	22,665	7,208
Financial collateral pledged	0	6,228
Net amounts	$ 0	$ 0

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Deferred tax assets
Allowance for credit losses	$ 51,156	$ 50,712
Loans	2,017	2,855
Deferred compensation	14,029	14,522
Net unrealized losses on securities	73,827	3,545
Impairment of assets	355	392
Net operating loss carryforwards	682	1,211
Investment in partnerships	1,010	890
Lease liabilities under operating leases	15,013	17,106
Other	2,954	3,241
Total deferred tax assets	161,043	94,474
Deferred tax liabilities
Fixed assets	9,735	5,339
Mortgage servicing rights	18,984	20,779
Junior subordinated debt	2,018	2,130
Intangibles	2,817	3,177
Lease right-of-use asset	14,395	16,209
Other	1,178	1,607
Total deferred tax liabilities	49,127	49,241
Net deferred tax assets	$ 111,916	$ 45,233

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Income Tax Disclosure [Abstract]
Income taxes	$ 13,563	$ 11,185	$ 32,355	$ 35,572

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets:
Securities available for sale, at fair value	$ 1,569,242	$ 2,386,052
Derivative instruments	45,510	8,007
Mortgage loans held for sale in loans held for sale	1,700,823
Financial liabilities:
Derivative instruments	22,665	13,436
Recurring
Financial assets:
Derivative instruments	46,207	17,698
Mortgage loans held for sale in loans held for sale	144,642	453,533
Total financial assets	1,760,091	2,857,283
Financial liabilities:
Derivative instruments	35,830	13,803
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,569,242	2,386,052
Recurring | Level 1
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Derivative instruments	46,207	17,698
Mortgage loans held for sale in loans held for sale	144,642	453,533
Total financial assets	1,760,091	2,857,283
Financial liabilities:
Derivative instruments	35,830	13,803
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,569,242	2,386,052
Recurring | Level 3
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Recon

Fair Value Measurements - Reconciliation for Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - Trust preferred securities $ in Thousands	9 Months Ended
	Sep. 30, 2021 USD ($)
Reconciliation for assets and liabilities measured at fair value on a recurring basis
Beginning balance	$ 9,012
Accretion included in net income	7
Unrealized losses included in other comprehensive income	941
Realized losses	2,061
Purchases	(12,021)
Ending balance	$ 0

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 12,107	$ 7,928
OREO	2,412	2,540
Total financial assets	14,519	10,468
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	12,107	7,928
OREO	2,412	2,540
Total financial assets	$ 14,519	$ 10,468

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($)	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Jun. 30, 2022	Dec. 31, 2021	Jun. 30, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 14,774,000			$ 12,939,000
Specific reserve included in allowance for loan losses	174,356,000	$ 170,038,000	$ 166,131,000	164,171,000	$ 172,354,000	$ 176,144,000
Valuation adjustment	0	(13,561,000)
Changes in fair value, gain (loss)	14,537,000	$ 10,425,000
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 2,667,000			$ 5,011,000

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 2,517	$ 2,556
Impairment recognized in results of operations	(105)	(16)
Fair value	$ 2,412	$ 2,540

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Sep. 30, 2022 USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 12,107
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 2,412
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 1,700,823
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	144,642	$ 453,533
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	147,363	441,717
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ (2,721)	$ 11,816

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Financial assets
Securities held to maturity	$ 1,218,656	$ 415,552
Securities available for sale	1,569,242	2,386,052
Loans held for sale	144,642	453,533
Loans, net	10,930,648	9,856,743
Mortgage servicing rights	81,980	89,018
Derivative instruments	45,510	8,007
Financial liabilities
Derivative instruments	22,665	13,436
Carrying Value
Financial assets
Cash and cash equivalents	479,500	1,877,965
Securities held to maturity	1,353,502	416,357
Securities available for sale	1,569,242	2,386,052
Loans held for sale	144,642	453,533
Loans, net	10,930,648	9,856,743
Mortgage servicing rights	81,980	89,018
Derivative instruments	46,207	17,698
Financial liabilities
Deposits	13,432,124	13,905,724
Short-term borrowings	312,818	13,947
Federal Home Loan Bank advances		417
Junior subordinated debentures	111,807	111,373
Subordinated notes	315,014	359,419
Derivative instruments	35,830	13,803
Fair Value
Financial assets
Cash and cash equivalents	479,500	1,877,965
Securities held to maturity	1,218,656	415,552
Securities available for sale	1,569,242	2,386,052
Loans held for sale	144,642	453,533
Loans, net	10,392,244	9,690,604
Mortgage servicing rights	119,752	99,425
Derivative instruments	46,207	17,698
Financial liabilities
Deposits	13,392,769	13,902,739
Short-term borrowings	312,818	13,947
Federal Home Loan Bank advances		422
Junior subordinated debentures	101,088	106,682
Subordinated notes	284,000	373,950
Derivative instruments	35,830	13,803
Fair Value | Level 1
Financial assets
Cash and cash equivalents	479,500	1,877,965
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	12,225,041	12,494,342
Short-term borrowings	312,818	13,947
Federal Home Loan Bank advances		0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	1,218,656	415,552
Securities available for sale	1,569,242	2,386,052
Loans held for sale	144,642	453,533
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	46,207	17,698
Financial liabilities
Deposits	1,167,728	1,408,397
Short-term borrowings	0	0
Federal Home Loan Bank advances		422
Junior subordinated debentures	101,088	106,682
Subordinated notes	284,000	373,950
Derivative instruments	35,830	13,803
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	10,392,244	9,690,604
Mortgage servicing rights	119,752	99,425
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Federal Home Loan Bank advances		0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2022	Sep. 30, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ (81,360)			$ (11,476)			$ (275,800)	$ (19,282)
Total other comprehensive income (loss), tax expense (benefit)	(20,706)			(2,920)			(70,191)	(4,908)
Other comprehensive loss, net of tax	(60,654)	$ (50,829)	$ (94,126)	(8,556)	$ (889)	$ (4,929)	(205,609)	(14,374)
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(85,283)			(12,408)			(296,444)	(27,487)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(21,704)			(3,158)			(75,445)	(6,996)
Other comprehensive income (loss), before reclassifications, net of tax	(63,579)			(9,250)			(220,999)	(20,491)
Reclassification from AOCI, pre-tax				(764)				(2,121)
Reclassification from AOCI, tax expense (benefit)				(194)				(539)
Reclassification from AOCI, net of tax				(570)				(1,582)
Total other comprehensive income (loss), pre-tax	(83,664)			(13,172)			(295,144)	(29,608)
Total other comprehensive income (loss), tax expense (benefit)	(21,292)			(3,352)			(75,114)	(7,535)
Other comprehensive loss, net of tax	(62,372)			(9,820)			(220,030)	(22,073)
Amortization of unrealized holding gains on securities transferred to the held to maturity category
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	(1,619)						(1,300)
Reclassification from AOCI, tax expense (benefit)	(412)						(331)
Reclassification from AOCI, net of tax	(1,207)						(969)
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	2,262			1,629			19,219	10,129
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	575			414			4,891	2,578
Other comprehensive income (loss), before reclassifications, net of tax	1,687			1,215			14,328	7,551
Total other comprehensive income (loss), pre-tax	2,262			1,629			19,219	10,129
Total other comprehensive income (loss), tax expense (benefit)	575			414			4,891	2,578
Other comprehensive loss, net of tax	1,687			1,215			14,328	7,551
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	42			67			125	197
Reclassification from AOCI, tax expense (benefit)	11			18			32	49
Reclassification from AOCI, net of tax	31			49			93	148
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	42			67			125	197
Total other comprehensive income (loss), tax expense (benefit)	11			18			32	49
Other comprehensive loss, net of tax	$ 31			$ 49			$ 93	$ 148

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
Accumulated balances for component of other comprehensive income, net of tax
Unrealized losses on securities	$ (229,146)	$ (9,116)
Unrealized gains on derivative instruments	18,290	3,963
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(5,196)	(5,290)
Total accumulated other comprehensive loss	$ (216,052)	$ (10,443)

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Basic
Net income applicable to common stock	$ 46,567	$ 40,063	$ 119,792	$ 138,838
Average common shares outstanding (shares)	55,947,214	56,146,285	55,888,226	56,237,056
Net income per common share - basic (usd per share)	$ 0.83	$ 0.71	$ 2.14	$ 2.47
Diluted
Net income applicable to common stock	$ 46,567	$ 40,063	$ 119,792	$ 138,838
Average common shares outstanding (shares)	55,947,214	56,146,285	55,888,226	56,237,056
Effect of dilutive stock-based compensation (shares)	301,506	300,899	281,660	296,038
Average common shares outstanding - diluted (shares)	56,248,720	56,447,184	56,169,886	56,533,094
Net income per common share - diluted (usd per share)	$ 0.83	$ 0.71	$ 2.13	$ 2.46

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
Employee stock option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (in shares)	9,750	19,929	19,750	19,929

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Sep. 30, 2022
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6%
Critically undercapitalized	2%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Sep. 30, 2022 USD ($)	Dec. 31, 2021 USD ($)
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,493,705	$ 1,422,077
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0939	0.0915
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,385,489	$ 1,314,295
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	10.64%	11.18%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,493,705	$ 1,422,077
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1147	0.1210
Total Capital to Risk-Weighted Assets - Amount	$ 1,973,206	$ 1,897,167
Total Capital to Risk-Weighted Assets - Ratio	0.1515	0.1614
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,645,539	$ 1,580,904
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.1034	0.1018
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,645,539	$ 1,580,904
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.61%	13.46%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,645,539	$ 1,580,904
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1261	0.1346
Total Capital to Risk-Weighted Assets - Amount	$ 1,789,382	$ 1,697,163
Total Capital to Risk-Weighted Assets - Ratio	0.1371	0.1444

Regulatory Matters-Narrative (D

Regulatory Matters-Narrative (Details)	Jan. 01, 2022
Banking and Thrift, Interest [Abstract]
Regulatory capital, transitional period to phase out capital benefit	3 years

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended						9 Months Ended
	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Sep. 30, 2022	Sep. 30, 2021	Dec. 31, 2021
Financial information for the Company's operating segments
Net interest income (loss)	$ 130,318			$ 103,292			$ 343,462	$ 322,519
Provision for (recovery of provision for) credit losses	9,800			(1,200)			13,300	(1,200)
Noninterest income (loss)	41,186			50,755			115,858	179,402
Noninterest expense	101,574			103,999			293,873	328,711
Income (loss) before income taxes	60,130			51,248			152,147	174,410
Income tax expense (benefit)	13,563			11,185			32,355	35,572
Net income (loss)	46,567	$ 39,678	$ 33,547	40,063	$ 40,867	$ 57,908	119,792	138,838
Total assets	16,471,099			16,155,550			16,471,099	16,155,550	$ 16,810,311
Goodwill	946,291			939,683			946,291	939,683	939,683
Community Banks
Financial information for the Company's operating segments
Goodwill	943,524						943,524		936,916
Insurance
Financial information for the Company's operating segments
Goodwill	2,767						2,767		$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	134,528			106,506			356,040	332,234
Provision for (recovery of provision for) credit losses	9,800			(1,088)			13,300	(1,088)
Noninterest income (loss)	32,324			42,546			89,359	155,765
Noninterest expense	94,474			97,437			272,594	309,449
Income (loss) before income taxes	62,578			52,703			159,505	179,638
Income tax expense (benefit)	14,811			12,117			36,035	38,320
Net income (loss)	47,767			40,586			123,470	141,318
Total assets	16,369,592			16,040,728			16,369,592	16,040,728
Goodwill	943,524			936,916			943,524	936,916
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	98			115			286	333
Provision for (recovery of provision for) credit losses	0			0			0	0
Noninterest income (loss)	3,123			2,835			8,831	8,558
Noninterest expense	2,190			2,095			6,311	6,005
Income (loss) before income taxes	1,031			855			2,806	2,886
Income tax expense (benefit)	268			220			734	740
Net income (loss)	763			635			2,072	2,146
Total assets	35,761			33,036			35,761	33,036
Goodwill	2,767			2,767			2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	794			404			1,813	1,184
Provision for (recovery of provision for) credit losses	0			(112)			0	(112)
Noninterest income (loss)	6,132			5,820			18,952	16,421
Noninterest expense	4,553			4,189			13,899	12,337
Income (loss) before income taxes	2,373			2,147			6,866	5,380
Income tax expense (benefit)	0			0			0	0
Net income (loss)	2,373			2,147			6,866	5,380
Total assets	73,704			67,204			73,704	67,204
Goodwill	0			0			0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(5,102)			(3,733)			(14,677)	(11,232)
Provision for (recovery of provision for) credit losses	0			0			0	0
Noninterest income (loss)	(393)			(446)			(1,284)	(1,342)
Noninterest expense	357			278			1,069	920
Income (loss) before income taxes	(5,852)			(4,457)			(17,030)	(13,494)
Income tax expense (benefit)	(1,516)			(1,152)			(4,414)	(3,488)
Net income (loss)	(4,336)			(3,305)			(12,616)	(10,006)
Total assets	(7,958)			14,582			(7,958)	14,582
Goodwill	$ 0			$ 0			$ 0	$ 0