Renasant (RNST) 10-Q 8 May 23 2023 Q1 Quarterly report Financial data

Cover

Cover - shares	3 Months Ended
	Mar. 31, 2023	Apr. 30, 2023
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Mar. 31, 2023
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		56,092,901
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 193,818	$ 193,513
Interest-bearing balances with banks	653,879	382,479
Cash and cash equivalents	847,697	575,992
Securities held to maturity (net of allowance for credit losses of $32 at each of March 31, 2023 and December 31, 2022) (fair value of $1,204,079 and $1,206,540, respectively)	1,300,240	1,324,040
Securities available for sale, at fair value	1,507,907	1,533,942
Loans held for sale, at fair value	159,318	110,105
Loans, net of unearned income:
Loans, net of unearned income	11,766,425	11,578,304
Allowance for credit losses on loans	(195,292)	(192,090)
Loans, net	11,571,133	11,386,214
Premises and equipment, net	287,006	283,595
Other real estate owned, net	4,818	1,763
Goodwill	991,665	991,708
Other intangible assets, net	22,750	24,176
Bank-owned life insurance	375,572	373,808
Mortgage servicing rights	85,039	84,448
Other assets	320,938	298,385
Total assets	17,474,083	16,988,176
Deposits
Noninterest-bearing	4,244,877	4,558,756
Interest-bearing	9,667,142	8,928,210
Total deposits	13,912,019	13,486,966
Short-term borrowings	732,057	712,232
Long-term debt	431,111	428,133
Other liabilities	211,596	224,829
Total liabilities	15,286,783	14,852,160
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,073,658 and 55,953,104 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost – 3,223,067 and 3,343,621 shares, respectively	(107,559)	(111,577)
Additional paid-in capital	1,299,458	1,302,422
Retained earnings	891,242	857,725
Accumulated other comprehensive loss, net of taxes	(192,324)	(209,037)
Total shareholders’ equity	2,187,300	2,136,016
Total liabilities and shareholders’ equity	$ 17,474,083	$ 16,988,176

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Allowance for credit losses - held to maturity securities	$ 32	$ 32
Securities held to maturity	$ 1,204,079	$ 1,206,540
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (shares)	5,000,000	5,000,000
Preferred stock, shares issued (shares)	0	0
Preferred stock, shares outstanding (shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (shares)	150,000,000	150,000,000
Common stock, shares issued (shares)	59,296,725	59,296,725
Common stock, shares outstanding (shares)	56,073,658	55,953,104
Treasury stock (in shares)	3,223,067	3,343,621

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Interest income
Loans	$ 163,524	$ 98,692
Securities
Taxable	13,253	8,934
Tax-exempt	1,838	1,901
Other	5,430	664
Total interest income	184,045	110,191
Interest expense
Deposits	32,866	5,637
Borrowings	15,404	4,925
Total interest expense	48,270	10,562
Net interest income	135,775	99,629
Provision for credit losses on loans	7,960	1,500
Net interest income after provision for credit losses	127,815	98,129
Noninterest income
Service charges on deposit accounts	9,120	9,562
Fees and commissions	4,676	3,982
Insurance commissions	2,446	2,554
Wealth management revenue	5,140	5,924
Mortgage banking income	8,517	9,633
BOLI income	3,003	2,153
Other	4,391	3,650
Total noninterest income	37,293	37,458
Noninterest expense
Salaries and employee benefits	69,832	62,239
Data processing	3,633	4,263
Net occupancy and equipment	11,405	11,276
Other real estate owned	30	(241)
Professional fees	3,467	3,151
Advertising and public relations	4,686	4,059
Intangible amortization	1,426	1,366
Communications	1,980	2,027
Merger and conversion related expenses	0	687
Restructuring charges	0	(455)
Other	11,249	5,733
Total noninterest expense	107,708	94,105
Income (loss) before income taxes	57,400	41,482
Income taxes	11,322	7,935
Net income (loss)	$ 46,078	$ 33,547
Basic earnings per share (usd per share)	$ 0.82	$ 0.60
Diluted earnings per share (usd per share)	0.82	0.60
Cash dividends per common share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 46,078	$ 33,547
Securities available for sale:
Unrealized holding gains (losses) on securities	15,531	(100,462)
Amortization of unrealized holding losses (gains) on securities transferred to the held to maturity category	2,328	(74)
Total securities available for sale	17,859	(100,536)
Derivative instruments:
Unrealized holding (losses) gains on derivative instruments	(1,232)	6,379
Total derivative instruments	(1,232)	6,379
Defined benefit pension and post-retirement benefit plans:
Amortization of net actuarial loss recognized in net periodic pension cost	86	31
Total defined benefit pension and post-retirement benefit plans	86	31
Other comprehensive income (loss), net of tax	16,713	(94,126)
Comprehensive income (loss)	$ 62,791	$ (60,579)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2021		55,756,233
Beginning balance at Dec. 31, 2021	$ 2,209,853	$ 296,483	$ (118,027)	$ 1,300,192	$ 741,648	$ (10,443)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	33,547				33,547
Other comprehensive income (loss)	(94,126)					(94,126)
Comprehensive (loss) income	(60,579)
Cash dividends	(12,505)				(12,505)
Issuance of common stock for stock-based compensation awards (in shares)		124,433
Issuance of common stock for stock-based compensation awards	(2,465)		3,977	(6,442)
Stock-based compensation expense	3,338			3,338
Ending balance (in shares) at Mar. 31, 2022		55,880,666
Ending balance at Mar. 31, 2022	$ 2,137,642	$ 296,483	(114,050)	1,297,088	762,690	(104,569)
Beginning balance (in shares) at Dec. 31, 2022	55,953,104	55,953,104
Beginning balance at Dec. 31, 2022	$ 2,136,016	$ 296,483	(111,577)	1,302,422	857,725	(209,037)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	46,078				46,078
Other comprehensive income (loss)	16,713					16,713
Comprehensive (loss) income	62,791
Cash dividends	(12,561)				(12,561)
Issuance of common stock for stock-based compensation awards (in shares)		120,554
Issuance of common stock for stock-based compensation awards	(2,391)		4,018	(6,409)
Stock-based compensation expense	$ 3,445			3,445
Ending balance (in shares) at Mar. 31, 2023	56,073,658	56,073,658
Ending balance at Mar. 31, 2023	$ 2,187,300	$ 296,483	$ (107,559)	$ 1,299,458	$ 891,242	$ (192,324)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Statement of Stockholders' Equity [Abstract]
Cash dividends per share (usd per share)	$ 0.22	$ 0.22

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Operating activities
Net income	$ 46,078	$ 33,547
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	7,960	1,500
Depreciation, amortization and accretion	9,237	12,804
Deferred income tax expense	2,667	4,649
Funding of mortgage loans held for sale	(258,946)	(595,046)
Proceeds from sales of mortgage loans held for sale	212,755	769,797
Gains on sales of mortgage loans held for sale	(4,769)	(6,047)
Losses (gains) on sales of premises and equipment	2	(3)
Stock-based compensation expense	3,445	3,338
(Increase) decrease in other assets	(10,945)	5,746
Decrease in other liabilities	(14,866)	(24,469)
Net cash (used in) provided by operating activities	(7,382)	205,816
Investing activities
Purchases of securities available for sale	0	(285,635)
Proceeds from call/maturities of securities available for sale	45,342	128,155
Purchases of securities held to maturity	0	(79,434)
Proceeds from call/maturities of securities held to maturity	25,424	7,620
Net increase in loans	(195,617)	(264,251)
Purchases of premises and equipment	(8,237)	(2,030)
Proceeds from sales of premises and equipment	0	100
Purchase of bank-owned life insurance	0	(80,000)
Net change in FHLB stock	(22,130)	(422)
Proceeds from sales of other assets	647	956
Net cash paid in acquisition of businesses	0	(10,066)
Other, net	1,340	207
Net cash used in investing activities	(153,231)	(584,800)
Financing activities
Net decrease in noninterest-bearing deposits	(313,879)	(11,868)
Net increase in interest-bearing deposits	738,933	97,041
Net increase in short-term borrowings	19,825	67,852
Repayment of long-term debt	0	(32,008)
Cash paid for dividends	(12,561)	(12,505)
Net cash provided by financing activities	432,318	108,512
Net increase (decrease) in cash and cash equivalents	271,705	(270,472)
Cash and cash equivalents at beginning of period	575,992	1,877,965
Cash and cash equivalents at end of period	847,697	1,607,493
Supplemental disclosures
Cash paid for interest	41,239	10,324
Cash paid for income taxes	17,443	6,195
Noncash transactions:
Transfers of loans to other real estate owned	3,623	200
Recognition of operating right-of-use assets	531	30
Recognition of operating lease liabilities	$ 531	$ 30

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies (In Thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc., Park Place Capital Corporation and Continental Republic Capital, LLC (doing business as “Republic Business Credit”). Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from offices located throughout the Southeast as well as offers factoring and asset-based lending on a nationwide basis. The Bank acquired Southeastern Commercial Finance, LLC (“SCF”), an asset-based lending company headquartered in Birmingham, Alabama, effective March 1, 2022. Prior to the end of the third quarter of 2022, all of SCF's assets were distributed to the Bank in connection with the conversion and integration of SCF into the Bank. In September 2022, the Bank formed Renasant Capital Funding Corporation (the “REIT”), which is intended to qualify as a real estate investment trust under the Internal Revenue Code of 1986, as amended. The REIT will purchase from the Bank, either by assignment or participation, eligible loans collateralized by real estate located in Georgia and Florida, which allows for more effective monitoring of the loans and better managing liquidity related to such real estate assets. The arrangement provides tax benefits in certain states in which the Company operates. The Bank acquired Republic Business Credit, a factoring and asset-based lending company headquartered in New Orleans, Louisiana (“RBC”), effective December 30, 2022. Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022 filed with the Securities and Exchange Commission on February 24, 2023. Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material. Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”) , which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) Subtopic 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, ASU 2022-02 requires entities to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases. ASU 2022-02 was effective on January 1, 2023. The adoption of this accounting pronouncement had no impact on the Company’s financial statements aside from additional and revised disclosures. In March 2023, FASB issued ASU 2023-02, “Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method” (“ASU 2023-02”) , which permits reporting entities to elect to account for their tax equity investments, regardless of the tax credit program from which the income tax credits are received, using the proportional amortization method if certain conditions are met. ASU 2023-02 will be effective on January 1, 2024. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company’s historical financial statements but could influence the Company’s decisions with respect to investments in certain tax credits prospectively.

Securities

Securities	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2023 or December 31, 2022. Amortized Gross Gross Fair March 31, 2023 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (4,110) $ 165,890 Obligations of states and political subdivisions 149,646 377 (6,866) 143,157 Residential mortgage backed securities: Government agency mortgage backed securities 487,834 77 (45,812) 442,099 Government agency collateralized mortgage obligations 589,560 — (95,044) 494,516 Commercial mortgage backed securities: Government agency mortgage backed securities 11,128 — (900) 10,228 Government agency collateralized mortgage obligations 207,032 — (24,236) 182,796 Other debt securities 73,051 15 (3,845) 69,221 $ 1,688,251 $ 469 $ (180,813) $ 1,507,907 Amortized Gross Gross Fair December 31, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,340) $ 164,660 Obligations of states and political subdivisions 154,066 204 (9,368) 144,902 Residential mortgage backed securities: Government agency mortgage backed securities 508,415 37 (52,036) 456,416 Government agency collateralized mortgage obligations 605,033 — (103,864) 501,169 Commercial mortgage backed securities: Government agency mortgage backed securities 11,166 — (1,053) 10,113 Government agency collateralized mortgage obligations 211,435 — (25,589) 185,846 Other debt securities 74,885 — (4,049) 70,836 $ 1,735,000 $ 241 $ (201,299) $ 1,533,942 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair March 31, 2023 Obligations of states and political subdivisions $ 290,983 $ 91 $ (38,774) $ 252,300 Residential mortgage backed securities Government agency mortgage backed securities 470,833 — (19,656) 451,177 Government agency collateralized mortgage obligations 415,243 — (25,330) 389,913 Commercial mortgage backed securities: Government agency mortgage backed securities 17,001 — (2,931) 14,070 Government agency collateralized mortgage obligations 45,144 — (6,321) 38,823 Other debt securities 61,068 — (3,272) 57,796 $ 1,300,272 $ 91 $ (96,284) $ 1,204,079 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,300,240 Amortized Gross Gross Fair December 31, 2022 Obligations of states and political subdivisions $ 291,886 $ 17 $ (48,325) $ 243,578 Residential mortgage backed securities Government agency mortgage backed securities 483,560 — (24,432) 459,128 Government agency collateralized mortgage obligations 423,315 — (30,706) 392,609 Commercial mortgage backed securities: Government agency mortgage backed securities 17,006 — (3,261) 13,745 Government agency collateralized mortgage obligations 45,430 — (6,559) 38,871 Other debt securities 62,875 — (4,266) 58,609 $ 1,324,072 $ 17 $ (117,549) $ 1,206,540 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,324,040 There were no securities sold during the three months ended March 31, 2023 or 2022. At March 31, 2023 and December 31, 2022, securities with a carrying value of $879,751 and $824,417, respectively, were pledged to secure government, public and trust deposits. Securities with a carrying value of $15,549 and $18,184 were pledged as collateral for short-term borrowings and derivative instruments at March 31, 2023 and December 31, 2022, respectively. The amortized cost and fair value of securities at March 31, 2023 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 150 $ 150 $ 10,205 $ 10,201 Due after one year through five years 3,323 3,174 231,194 226,806 Due after five years through ten years 63,319 56,205 90,554 85,065 Due after ten years 224,191 192,771 51,463 47,748 Residential mortgage backed securities: Government agency mortgage backed securities 470,833 451,177 487,834 442,099 Government agency collateralized mortgage obligations 415,243 389,913 589,560 494,516 Commercial mortgage backed securities: Government agency mortgage backed securities 17,001 14,070 11,128 10,228 Government agency collateralized mortgage obligations 45,144 38,823 207,032 182,796 Other debt securities 61,068 57,796 9,281 8,448 $ 1,300,272 $ 1,204,079 $ 1,688,251 $ 1,507,907 The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2023 Obligations of other U.S. Government agencies and corporations 5 $ 165,890 $ (4,110) — $ — $ — 5 $ 165,890 $ (4,110) Obligations of states and political subdivisions 39 38,653 (248) 41 81,072 (6,618) 80 119,725 (6,866) Residential mortgage backed securities: Government agency mortgage backed securities 63 128,869 (4,799) 62 309,322 (41,013) 125 438,191 (45,812) Government agency collateralized mortgage obligations 4 30,958 (728) 48 463,558 (94,316) 52 494,516 (95,044) Commercial mortgage backed securities: Government agency mortgage backed securities 1 395 (1) 3 9,833 (899) 4 10,228 (900) Government agency collateralized mortgage obligations 7 33,579 (836) 28 149,217 (23,400) 35 182,796 (24,236) Other debt securities 15 35,768 (1,177) 9 23,608 (2,668) 24 59,376 (3,845) Total 134 $ 434,112 $ (11,899) 191 $ 1,036,610 $ (168,914) 325 $ 1,470,722 $ (180,813) December 31, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,660 $ (5,340) — $ — $ — 5 $ 164,660 $ (5,340) Obligations of states and political subdivisions 84 $ 96,939 $ (4,869) 11 $ 33,038 $ (4,499) 95 $ 129,977 $ (9,368) Residential mortgage backed securities: Government agency mortgage backed securities 97 214,516 (15,115) 29 237,970 (36,921) 126 452,486 (52,036) Government agency collateralized mortgage obligations 16 109,753 (8,552) 36 391,416 (95,312) 52 501,169 (103,864) Commercial mortgage backed securities: Government agency mortgage backed securities 4 10,114 (1,053) — — — 4 10,114 (1,053) Government agency collateralized mortgage obligations 16 67,026 (3,828) 21 118,821 (21,760) 37 185,847 (25,588) Other debt securities 25 63,423 (3,167) 1 7,412 (883) 26 70,835 (4,050) Total 247 $ 726,431 $ (41,924) 98 $ 788,657 $ (159,375) 345 $ 1,515,088 $ (201,299) Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: March 31, 2023 Obligations of states and political subdivisions 1 $ 440 $ — 127 $ 247,694 $ (38,774) 128 $ 248,134 $ (38,774) Residential mortgage backed securities: Government agency mortgage backed securities 2 42,422 (751) 68 408,755 (18,905) 70 451,177 (19,656) Government agency collateralized mortgage obligations 2 51,648 (1,622) 16 338,265 (23,708) 18 389,913 (25,330) Commercial mortgage backed securities: Government agency mortgage backed securities — — — 1 14,069 (2,931) 1 14,069 (2,931) Government agency collateralized mortgage obligations 2 7,656 (623) 7 31,167 (5,698) 9 38,823 (6,321) Other debt securities 1 23,156 (625) 9 34,639 (2,647) 10 57,795 (3,272) Total 8 $ 125,322 $ (3,621) 228 $ 1,074,589 $ (92,663) 236 $ 1,199,911 $ (96,284) December 31, 2022 Obligations of states and political subdivisions 105 $ 191,442 $ (35,871) 24 $ 49,697 $ (12,454) 129 $ 241,139 $ (48,325) Residential mortgage backed securities: Government agency mortgage backed securities 8 94,258 (4,186) 62 364,870 (20,246) 70 459,128 (24,432) Government agency collateralized mortgage obligations 4 98,912 (5,479) 14 293,698 (25,227) 18 392,610 (30,706) Commercial mortgage backed securities: Government agency mortgage backed securities 1 13,745 (3,261) — — — 1 13,745 (3,261) Government agency collateralized mortgage obligations 2 7,651 (626) 7 31,220 (5,933) 9 38,871 (6,559) Other debt securities 2 42,567 (2,013) 8 16,042 (2,253) 10 58,609 (4,266) Total 122 $ 448,575 $ (51,436) 115 $ 755,527 $ (66,113) 237 $ 1,204,102 $ (117,549) The Company evaluates its investment portfolio for impairment related to credit losses on a quarterly basis. Impairment is assessed at the individual security level. The Company considers an investment security impaired if the fair value of the security is less than its cost or amortized cost basis. If the Company intends to sell the investment security or if the Company does not expect to recover the entire amortized cost basis of the security before the Company is required to sell the security or before the security’s maturity, the security is impaired and written down to fair value with all losses recognized in earnings. The Company does not currently intend to sell any securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be at maturity. Furthermore, even though a number of these securities have been in a continuous unrealized loss position for a period longer than twelve months, the Company is collecting principal and interest payments from the respective issuers as scheduled. Based upon its review of securities with unrealized losses as of March 31, 2023, the Company determined that all such losses resulted from factors not deemed credit related. As such, the Company did not record any impairment for the first three months of 2023. The allowance for credit losses on held to maturity securities was $32 at March 31, 2023 and December 31, 2022. The Company monitors the credit quality of debt securities held to maturity using bond investment grades assigned by third party ratings agencies. Updated investment grades are obtained as they become available from agencies. As of March 31, 2023, 99.99% of the amortized cost of debt securities held to maturity were rated A or higher by the ratings agencies.

Loans

Loans	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Loans	Loans (In Thousands, Except Number of Loans) For purposes of this Note 3, all references to “loans” mean loans excluding loans held for sale. The following is a summary of loans and leases as of the dates presented: March 31, December 31, 2022 Commercial, financial, agricultural $ 1,740,778 $ 1,673,883 Lease financing 128,274 122,167 Real estate – construction: Residential 333,439 355,500 Commercial 1,090,913 974,837 Total real estate – construction 1,424,352 1,330,337 Real estate – 1-4 family mortgage: Primary 2,288,592 2,222,856 Home equity 497,925 501,906 Rental/investment 344,705 334,382 Land development 147,758 157,119 Total real estate – 1-4 family mortgage 3,278,980 3,216,263 Real estate – commercial mortgage: Owner-occupied 1,521,327 1,539,296 Non-owner occupied 3,447,217 3,452,910 Land development 117,269 125,857 Total real estate – commercial mortgage 5,085,813 5,118,063 Installment loans to individuals 115,356 124,745 Gross loans 11,773,553 11,585,458 Unearned income (7,128) (7,154) Loans, net of unearned income $ 11,766,425 $ 11,578,304 Past Due and Nonaccrual Loans Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual status regardless of whether or not such loans are considered past due. For loans that are placed on nonaccrual status or charged-off, all interest accrued for the current year but not collected is reversed against interest income. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2023 Commercial, financial, agricultural $ 1,978 $ — $ 1,727,418 $ 1,729,396 $ 13 $ 2,552 $ 8,817 $ 11,382 $ 1,740,778 Lease financing — — 128,274 128,274 — — — — 128,274 Real estate – construction: Residential 445 — 332,842 333,287 — — 152 152 333,439 Commercial — — 1,090,913 1,090,913 — — — — 1,090,913 Total real estate – construction 445 — 1,423,755 1,424,200 — — 152 152 1,424,352 Real estate – 1-4 family mortgage: Primary 22,507 — 2,231,330 2,253,837 11,647 8,151 14,957 34,755 2,288,592 Home equity 2,335 — 493,312 495,647 109 994 1,175 2,278 497,925 Rental/investment 780 1,738 341,076 343,594 744 87 280 1,111 344,705 Land development 27 17 147,711 147,755 — 3 — 3 147,758 Total real estate – 1-4 family mortgage 25,649 1,755 3,213,429 3,240,833 12,500 9,235 16,412 38,147 3,278,980 Real estate – commercial mortgage: Owner-occupied 6,047 16,724 1,494,891 1,517,662 126 2,159 1,380 3,665 1,521,327 Non-owner occupied 15,688 — 3,428,566 3,444,254 — 2,963 — 2,963 3,447,217 Land development 275 185 116,729 117,189 — — 80 80 117,269 Total real estate – commercial mortgage 22,010 16,909 5,040,186 5,079,105 126 5,122 1,460 6,708 5,085,813 Installment loans to individuals 910 — 114,209 115,119 31 49 157 237 115,356 Unearned income — — (7,128) (7,128) — — — — (7,128) Loans, net of unearned income $ 50,992 $ 18,664 $ 11,640,143 $ 11,709,799 $ 12,670 $ 16,958 $ 26,998 $ 56,626 $ 11,766,425 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2022 Commercial, financial, agricultural $ 1,303 $ 69 $ 1,660,037 $ 1,661,409 $ 18 $ 2,373 $ 10,083 $ 12,474 $ 1,673,883 Lease financing — — 122,167 122,167 — — — — 122,167 Real estate – construction: Residential 49 — 355,374 355,423 — — 77 77 355,500 Commercial 8,525 — 966,312 974,837 — — — — 974,837 Total real estate – construction 8,574 — 1,321,686 1,330,260 — — 77 77 1,330,337 Real estate – 1-4 family mortgage: Primary 28,198 — 2,164,582 2,192,780 6,015 12,503 11,558 30,076 2,222,856 Home equity 5,376 — 494,621 499,997 450 754 705 1,909 501,906 Rental/investment 720 38 332,648 333,406 20 331 625 976 334,382 Land development 174 — 156,863 157,037 46 36 — 82 157,119 Total real estate – 1-4 family mortgage 34,468 38 3,148,714 3,183,220 6,531 13,624 12,888 33,043 3,216,263 Real estate – commercial mortgage: Owner-occupied 8,557 219 1,525,240 1,534,016 1,495 2,244 1,541 5,280 1,539,296 Non-owner occupied 3,521 — 3,444,047 3,447,568 5,304 — 38 5,342 3,452,910 Land development 279 — 125,507 125,786 — 40 31 71 125,857 Total real estate – commercial mortgage 12,357 219 5,094,794 5,107,370 6,799 2,284 1,610 10,693 5,118,063 Installment loans to individuals 2,001 5 122,481 124,487 38 100 120 258 124,745 Unearned income — — (7,154) (7,154) — — — — (7,154) Loans, net of unearned income $ 58,703 $ 331 $ 11,462,725 $ 11,521,759 $ 13,386 $ 18,381 $ 24,778 $ 56,545 $ 11,578,304 Certain Modifications to Borrowers Experiencing Financial Difficulty Certain modifications of loans made to borrowers experiencing financial difficulty in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension, excluding covenant waivers and modification of contingent acceleration clauses are required to be disclosed in accordance with ASU 2022-02. The amortized cost of these modifications, all of which were in the form of interest rate reductions, totaled $1,184 during the first quarter of 2023, of which $1,029 and $155 were Real estate - commercial mortgage, non-owner occupied and Real estate - commercial mortgage, owner-occupied, respectively. These modifications represent an immaterial percentage of total loans. For modified loans in the Real estate - commercial mortgage, non-owner occupied class, the weighted average interest rate at modification was 6.67% and was reduced to 6.55%. For modified loans in the Real estate - commercial mortgage, owner occupied class, the weighted average interest rate at modification was 5.43% and was reduced to 4.75%. These loan modifications were current and accruing at March 31, 2023, and had no unused commitments. Upon the Company's determination that a modified loan has been subsequently deemed uncollectible, the loan, or portion of the loan, is charged off, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted accordingly. See Note 4, “Allowance for Credit Losses,” for more information on the allowance for credit losses. Credit Quality For loans with a commercial purpose, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 10 and 95, with 10 being loans with the least credit risk. Loans within the “Pass” grade (those with a risk rating between 10 and 60) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 70) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 80 and 95) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2023 Commercial, Financial, Agricultural $ 116,077 $ 368,138 $ 210,939 $ 131,648 $ 72,135 $ 92,677 $ 734,968 $ 7,549 $ 1,734,131 Pass 116,027 361,587 210,444 130,659 71,369 80,240 723,341 6,525 1,700,192 Special Mention — 138 118 937 128 636 9,062 76 11,095 Substandard 50 6,413 377 52 638 11,801 2,565 948 22,844 Lease Financing Receivables $ 12,933 $ 59,874 $ 16,481 $ 17,419 $ 9,122 $ 5,317 $ — $ — $ 121,146 Pass 12,933 56,812 16,481 15,108 8,069 3,943 — — 113,346 Special Mention — — — — — 324 — — 324 Substandard — 3,062 — 2,311 1,053 1,050 — — 7,476 Real Estate - Construction $ 71,159 $ 599,389 $ 505,187 $ 100,439 $ — $ 1,885 $ 18,675 $ — $ 1,296,734 Residential 54,092 140,184 7,138 584 — 379 3,444 — 205,821 Pass 53,845 135,551 7,138 584 — 379 3,444 — 200,941 Special Mention 247 4,091 — — — — — — 4,338 Substandard — 542 — — — — — — 542 Commercial 17,067 459,205 498,049 99,855 — 1,506 15,231 — 1,090,913 Pass 17,067 459,205 498,049 99,855 — 1,506 15,231 — 1,090,913 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 38,818 $ 211,413 $ 134,661 $ 47,942 $ 22,490 $ 54,820 $ 25,233 $ 2,200 $ 537,577 Primary 1,043 11,486 7,147 4,860 2,340 11,971 4,003 1,000 43,850 Pass 857 11,229 6,839 4,860 2,327 11,473 4,003 1,000 42,588 Special Mention 186 — — — — 47 — — 233 Substandard — 257 308 — 13 451 — — 1,029 Home Equity 745 189 1,079 — 37 31 14,323 118 16,522 Pass 745 189 1,079 — 37 31 14,291 — 16,372 Special Mention — — — — — — 32 — 32 Substandard — — — — — — — 118 118 Rental/Investment 19,615 135,062 86,466 42,566 19,930 34,078 5,773 1,082 344,572 Pass 19,377 134,639 86,253 40,136 18,525 32,240 5,773 721 337,664 Special Mention 51 229 — — — 173 — — 453 Substandard 187 194 213 2,430 1,405 1,665 — 361 6,455 Land Development 17,415 64,676 39,969 516 183 8,740 1,134 — 132,633 Pass 17,374 64,676 39,969 512 183 8,643 1,134 — 132,491 Special Mention — — — — — — — — — Substandard 41 — — 4 — 97 — — 142 Real Estate - Commercial Mortgage $ 106,196 $ 1,609,693 $ 1,008,812 $ 718,231 $ 485,850 $ 1,007,547 $ 110,736 $ 24,977 $ 5,072,042 Owner-Occupied 33,207 314,821 317,958 233,070 173,009 395,505 50,089 3,538 1,521,197 Pass 33,207 302,753 314,593 230,140 170,149 373,294 40,485 3,253 1,467,874 Special Mention — 313 3,035 807 305 837 — — 5,297 Substandard — 11,755 330 2,123 2,555 21,374 9,604 285 48,026 Non-Owner Occupied 66,313 1,242,726 673,257 479,353 306,706 602,322 55,265 21,248 3,447,190 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 66,313 1,239,253 670,786 471,954 282,890 507,750 55,265 12,063 3,306,274 Special Mention — 501 2,323 7,399 7,014 25,784 — — 43,021 Substandard — 2,972 148 — 16,802 68,788 — 9,185 97,895 Land Development 6,676 52,146 17,597 5,808 6,135 9,720 5,382 191 103,655 Pass 6,640 52,146 17,558 5,504 6,135 9,197 5,382 191 102,753 Special Mention — — 39 — — — — — 39 Substandard 36 — — 304 — 523 — — 863 Installment loans to individuals $ 281 $ — $ — $ — $ 18 $ — $ — $ — $ 299 Pass 281 — — — 18 — — — 299 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 345,464 $ 2,848,507 $ 1,876,080 $ 1,015,679 $ 589,615 $ 1,162,246 $ 889,612 $ 34,726 $ 8,761,929 Pass 344,666 2,818,040 1,869,189 999,312 559,702 1,028,696 868,349 23,753 8,511,707 Special Mention 484 5,272 5,515 9,143 7,447 27,801 9,094 76 64,832 Substandard 314 25,195 1,376 7,224 22,466 105,749 12,169 10,897 185,390 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 460,604 $ 209,964 $ 142,790 $ 63,164 $ 25,099 $ 35,142 $ 717,422 $ 3,522 $ 1,657,707 Pass 450,559 209,580 141,712 62,370 21,963 28,014 704,491 2,384 1,621,073 Special Mention 719 — 1,010 383 678 — 11,616 80 14,486 Substandard 9,326 384 68 411 2,458 7,128 1,315 1,058 22,148 Lease Financing Receivables $ 61,424 $ 18,379 $ 18,318 $ 10,628 $ 4,557 $ 1,707 $ — $ — $ 115,013 Pass 58,204 18,379 15,846 9,060 3,269 1,353 — — 106,111 Watch — — — — — 354 — — 354 Substandard 3,220 — 2,472 1,568 1,288 — — — 8,548 Real Estate - Construction $ 595,185 $ 476,190 $ 109,705 $ 8,525 $ 381 $ 6,858 $ 13,757 $ 424 $ 1,211,025 Residential 214,386 16,483 589 — 381 — 3,925 424 236,188 Pass 214,371 16,483 589 — 381 — 3,925 424 236,173 Special Mention 6 — — — — — — — 6 Substandard 9 — — — — — — — 9 Commercial 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Pass 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 233,370 $ 141,066 $ 48,653 $ 24,664 $ 25,604 $ 35,971 $ 26,920 $ 1,238 $ 537,486 Primary 12,877 7,965 5,068 2,435 4,522 8,723 4,931 106 46,627 Pass 12,616 7,965 5,068 2,421 4,522 8,419 4,931 106 46,048 Special Mention — — — — — 51 — — 51 Substandard 261 — — 14 — 253 — — 528 Home Equity 272 1,187 — 38 5 27 14,485 141 16,155 Pass 272 1,187 — 38 5 27 14,485 7 16,021 Special Mention — — — — — — — — — Substandard — — — — — — — 134 134 Rental/Investment 138,481 85,711 42,056 21,997 14,785 24,448 5,972 787 334,237 Pass 138,137 85,522 41,604 21,097 14,671 22,899 5,972 482 330,384 Special Mention 231 — — — — 174 — — 405 Substandard 113 189 452 900 114 1,375 — 305 3,448 Land Development 81,740 46,203 1,529 194 6,292 2,773 1,532 204 140,467 Pass 80,514 46,203 1,525 194 6,292 2,723 1,532 204 139,187 Special Mention 1,226 — — — — — — — 1,226 Substandard — — 4 — — 50 — — 54 Real Estate - Commercial Mortgage $ 1,624,197 $ 1,000,563 $ 713,303 $ 531,424 $ 277,862 $ 810,919 $ 121,305 $ 25,173 $ 5,104,746 Owner-Occupied 309,792 319,174 239,946 178,137 128,452 302,495 57,869 3,300 1,539,165 Pass 298,851 314,429 237,058 175,262 122,537 282,657 50,640 3,300 1,484,734 Special Mention 9,640 3,047 815 1,670 — 672 4,808 — 20,652 Substandard 1,301 1,698 2,073 1,205 5,915 19,166 2,421 — 33,779 Non-Owner Occupied 1,256,098 657,121 466,703 346,908 144,872 501,863 57,637 21,680 3,452,882 Pass 1,252,484 647,937 466,703 322,997 127,358 418,294 57,637 12,142 3,305,552 Special Mention 506 — — 21,961 17,509 8,975 — — 48,951 Substandard 3,108 9,184 — 1,950 5 74,594 — 9,538 98,379 Land Development 58,307 24,268 6,654 6,379 4,538 6,561 5,799 193 112,699 Pass 58,307 24,228 6,342 6,379 4,465 6,067 5,799 193 111,780 Special Mention — 40 — — — — — — 40 Substandard — — 312 — 73 494 — — 879 Installment loans to individuals $ — $ — $ — $ 24 $ — $ — $ — $ — $ 24 Pass — — — 24 — — — — 24 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,974,780 $ 1,846,162 $ 1,032,769 $ 638,429 $ 333,503 $ 890,597 $ 879,404 $ 30,357 $ 8,626,001 Pass 2,945,114 1,831,620 1,025,563 608,367 305,463 777,311 859,244 19,242 8,371,924 Special Mention 12,328 3,087 1,825 24,014 18,187 10,226 16,424 80 86,171 Substandard 17,338 11,455 5,381 6,048 9,853 103,060 3,736 11,035 167,906 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2023 Commercial, Financial, Agricultural $ — $ 13 $ — $ — $ — $ 6,635 $ — $ — $ 6,648 Performing Loans — 13 — — — 6,635 — — 6,648 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 5,640 $ 74,105 $ 47,582 $ 291 $ — $ — $ — $ — $ 127,618 Residential 5,640 74,105 47,582 291 — — — — 127,618 Performing Loans 5,640 73,953 47,582 291 — — — — 127,466 Non-Performing Loans — 152 — — — — — — 152 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 91,446 $ 715,261 $ 550,406 $ 342,567 $ 150,212 $ 410,823 $ 475,448 $ 5,240 $ 2,741,403 Primary 90,554 706,700 547,270 341,603 149,663 408,894 — 58 2,244,742 Performing Loans 90,495 704,525 543,912 335,424 145,203 390,530 — 58 2,210,147 Non-Performing Loans 59 2,175 3,358 6,179 4,460 18,364 — — 34,595 Home Equity — — 111 — — 662 475,448 5,182 481,403 Performing Loans — — 111 — — 596 474,188 4,230 479,125 Non-Performing Loans — — — — — 66 1,260 952 2,278 Rental/Investment — — — — — 133 — — 133 Performing Loans — — — — — 133 — — 133 Non-Performing Loans — — — — — — — — — Land Development 892 8,561 3,025 964 549 1,134 — — 15,125 Performing Loans 892 8,561 3,025 964 549 1,134 — — 15,125 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ 1,678 $ 4,299 $ 3,353 $ 2,378 $ 1,192 $ 871 $ — $ — $ 13,771 Owner-Occupied — — — 130 — — — — 130 Performing Loans — — — 130 — — — — 130 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — 27 — — — — 27 Performing Loans — — — 27 — — — — 27 Non-Performing Loans — — — — — — — — — Land Development 1,678 4,299 3,353 2,221 1,192 871 — — 13,614 Performing Loans 1,678 4,254 3,353 2,217 1,192 871 — — 13,565 Non-Performing Loans — 45 — 4 — — — — 49 Installment loans to individuals $ 10,016 $ 35,603 $ 12,894 $ 5,347 $ 12,941 $ 24,340 $ 13,880 $ 36 $ 115,057 Performing Loans 9,988 35,581 12,872 5,320 12,901 24,246 13,879 33 114,820 Non-Performing Loans 28 22 22 27 40 94 1 3 237 Total loans not subject to risk rating $ 108,780 $ 829,281 $ 614,235 $ 350,583 $ 164,345 $ 442,669 $ 489,328 $ 5,276 $ 3,004,497 Performing Loans 108,693 826,887 610,855 344,373 159,845 424,145 488,067 4,321 2,967,186 Non-Performing Loans 87 2,394 3,380 6,210 4,500 18,524 1,261 955 37,311 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 13 $ — $ — $ — $ — $ 16,163 $ — $ — $ 16,176 Performing Loans 13 — — — — 16,163 — — 16,176 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Residential 57,570 61,245 497 — — — — — 119,312 Performing Loans 57,493 61,245 497 — — — — — 119,235 Non-Performing Loans 77 — — — — — — — 77 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 704,214 $ 546,256 $ 351,213 $ 155,549 $ 116,951 $ 319,567 $ 481,254 $ 3,773 $ 2,678,777 Primary 694,941 541,801 350,205 154,979 115,876 318,364 — 63 2,176,229 Performing Loans 694,221 538,870 345,912 150,821 109,156 307,178 — 63 2,146,221 Non-Performing Loans 720 2,931 4,293 4,158 6,720 11,186 — — 30,008 Home Equity — 111 — — — 676 481,254 3,710 485,751 Performing Loans — 111 — — — 609 480,094 3,026 483,840 Non-Performing Loans — — — — — 67 1,160 684 1,911 Rental/Investment — — — — — 145 — — 145 Performing Loans — — — — — 145 — — 145 Non-Performing Loans — — — — — — — — — Land Development 9,273 4,344 1,008 570 1,075 382 — — 16,652 Performing Loans 9,257 4,344 1,008 570 1,075 319 — — 16,573 Non-Performing Loans 16 — — — — 63 — — 79 Real Estate - Commercial Mortgage $ 4,805 $ 3,518 $ 2,587 $ 1,281 $ 691 $ 435 $ — $ — $ 13,317 Owner-Occupied — — 131 — — — — — 131 Performing Loans — — 131 — — — — — 131 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 28 — — — — — 28 Performing Loans — — 28 — — — — — 28 Non-Performing Loans — — — — — — — — — Land Development 4,805 3,518 2,428 1,281 691 435 — — 13,158 Performing Loans 4,805 3,518 2,422 1,281 691 435 — — 13,152 Non-Performing Loans — — 6 — — — — — 6 Installment loans to individuals $ 44,255 $ 15,976 $ 6,416 $ 14,252 $ 17,095 $ 10,626 $ 16,062 $ 39 $ 124,721 Performing Loans 44,227 15,927 6,389 14,211 17,076 10,532 16,062 35 124,459 Non-Performing Loans 28 49 27 41 19 94 — 4 262 Total loans not subject to risk rating $ 810,857 $ 626,995 $ 360,713 $ 171,082 $ 134,737 $ 346,791 $ 497,316 $ 3,812 $ 2,952,303 Performing Loans 810,016 624,015 356,387 166,883 127,998 335,381 496,156 3,124 2,919,960 Non-Performing Loans 841 2,980 4,326 4,199 6,739 11,410 1,160 688 32,343 The following table represents gross charge-offs by year of origination for the three months ended March 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Charge-offs Commercial, financial, agricultural — 277 103 — — 134 15 — 529 Real estate – 1-4 family mortgage: Primary — — — — — 3 — — 3 Total real estate – 1-4 family mortgage — — — — — 3 — — 3 Real estate – commercial mortgage: Owner-occupied — — — — — 128 — — 128 Non-owner occupied — — — 2,442 — 2,545 — — 4,987 Total real estate – commercial mortgage — — — 2,442 — 2,673 — — 5,115 Installment loans to individuals — 33 21 26 132 598 — — 810 Loans, net of unearned income — 310 124 2,468 132 3,408 15 — 6,457

Allowance for Credit Losses

Allowance for Credit Losses	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) Allowance for Credit Losses on Loans The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management believes the uncollectability of a loan balance is confirmed and such losses are reasonably quantified. Subsequent recoveries, if any, are credited to the allowance. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses in the Company’s loan portfolio. As of March 31, 2023 and December 31, 2022, the Company had accrued interest receivable for loans of $52,202 and $49,850, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program established in 2020 in response to the COVID-19 pandemic of $1,248 as of March 31, 2023 and December 31, 2022. The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2023 Allowance for credit losses: Beginning balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Initial impact of purchased credit deteriorated (“PCD”) loans acquired (26) — — — — — (26) Charge-offs (529) — (3) (5,115) — (810) (6,457) Recoveries 725 — 24 211 5 760 1,725 Net (charge-offs) recoveries 196 — 21 (4,904) 5 (50) (4,732) Provision for (recovery of) credit losses on loans 253 845 1,233 5,876 (31) (216) 7,960 Ending balance $ 44,678 $ 19,959 $ 45,981 $ 72,770 $ 2,437 $ 9,467 $ 195,292 Period-End Amount Allocated to: Individually evaluated $ 14,162 $ 35 $ 608 $ 1,734 $ — $ 270 $ 16,809 Collectively evaluated 30,516 19,924 45,373 71,036 2,437 9,197 178,483 Ending balance $ 44,678 $ 19,959 $ 45,981 $ 72,770 $ 2,437 $ 9,467 $ 195,292 Loans: Individually evaluated $ 24,985 $ 652 $ 12,637 $ 10,375 $ — $ 274 $ 48,923 Collectively evaluated 1,715,793 1,423,700 3,266,343 5,075,438 121,146 115,082 11,717,502 Ending balance $ 1,740,778 $ 1,424,352 $ 3,278,980 $ 5,085,813 $ 121,146 $ 115,356 $ 11,766,425 Nonaccruing loans with no allowance for credit losses $ 768 $ — $ 9,710 $ 5,511 $ — $ 5 $ 15,994 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Initial impact of PCD loans acquired 1,648 — — — — — 1,648 Charge-offs (2,102) — (163) (6) (7) (779) (3,057) Recoveries 1,136 — 178 155 12 725 2,206 Net (charge-offs) recoveries (966) — 15 149 5 (54) (851) (Recovery of) provision for credit losses on loans (998) 1,992 4,477 (3,858) 91 (204) 1,500 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Period-End Amount Allocated to: Individually evaluated $ 9,225 $ — $ 396 $ 2,660 $ — $ 570 $ 12,851 Collectively evaluated 24,381 18,411 36,452 62,571 1,582 10,220 153,617 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Loans: Individually evaluated $ 13,070 $ — $ 4,477 $ 15,464 $ — $ 570 $ 33,581 Collectively evaluated 1,432,537 1,222,052 2,836,502 4,562,400 89,842 136,545 10,279,878 Ending balance $ 1,445,607 $ 1,222,052 $ 2,840,979 $ 4,577,864 $ 89,842 $ 137,115 $ 10,313,459 Nonaccruing loans with no allowance for credit losses $ 435 $ — $ 2,614 $ 5,298 $ — $ 2 $ 8,349 The Company recorded a provision for credit losses of $7,960 during the first quarter of 2023, as compared to a provision for credit losses $1,500 recorded in the first quarter of 2022. The Company’s allowance for credit losses model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. The increase in provision for credit losses on loans in the first quarter as compared to the provision in the first quarter of the prior year was driven by loan growth coupled with a slight deterioration in our economic forecast. Allowance for Credit Losses on Unfunded Loan Commitments The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. For more information about the Company’s policies and procedures for determining the amount of the allowance for credit losses on unfunded loan commitments, please refer to the discussion in Note 1, “Significant Accounting Policies,” in the Notes to the Consolidated Financial Statements in Item 8, Financial Statements and Supplementary Data, in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022. The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended March 31, 2023 2022 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,118 $ 20,035 Recovery of credit losses on unfunded loan commitments (included in other noninterest expense) (1,500) (550) Ending balance $ 18,618 $ 19,485

Other Real Estate Owned

Other Real Estate Owned	3 Months Ended
	Mar. 31, 2023
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”), net of valuation allowances and direct write-downs, as of the dates presented: March 31, 2023 December 31, 2022 Residential real estate $ 551 $ 699 Commercial real estate 3,507 62 Residential land development 4 246 Commercial land development 756 756 Total $ 4,818 $ 1,763 Changes in the Company’s OREO were as follows: Total Balance at January 1, 2023 $ 1,763 Transfers of loans 3,623 Dispositions (552) Other (16) Balance at March 31, 2023 $ 4,818 At March 31, 2023 and December 31, 2022, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $392 and $375, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2023 2022 Repairs and maintenance $ 16 $ 3 Property taxes and insurance 111 35 Impairments — 14 Net gains on OREO sales (95) (291) Rental income (2) (2) Total $ 30 $ (241)

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) The carrying amounts of goodwill by operating segments for the three months ended March 31, 2023 were as follows: Community Banks Insurance Total Balance at January 1, 2023 $ 988,941 $ 2,767 $ 991,708 Deductions to goodwill and other adjustments (43) — (43) Balance at March 31, 2023 $ 988,898 $ 2,767 $ 991,665 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2023 Core deposit intangibles $ 82,492 $ (65,431) $ 17,061 Customer relationship intangible 7,670 (1,981) 5,689 Total finite-lived intangible assets $ 90,162 $ (67,412) $ 22,750 December 31, 2022 Core deposit intangibles $ 82,492 $ (64,339) $ 18,153 Customer relationship intangible 7,670 (1,647) 6,023 Total finite-lived intangible assets $ 90,162 $ (65,986) $ 24,176 Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2023 2022 Amortization expense for: Core deposit intangibles $ 1,092 $ 1,321 Customer relationship intangible 334 45 Total intangible amortization $ 1,426 $ 1,366 The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2023 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2023 $ 4,043 $ 1,337 $ 5,380 2024 3,498 1,192 4,690 2025 3,102 1,048 4,150 2026 2,899 860 3,759 2027 2,774 628 3,402

Mortgage Servicing Rights

Mortgage Servicing Rights	3 Months Ended
	Mar. 31, 2023
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights (“MSRs”) are recognized as a separate asset on the date the corresponding mortgage loan is sold. MSRs are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions, including expected cash flows, prepayment speeds, market discount rates, servicing costs, and other factors, and is subject to significant fluctuation as a result of actual prepayment speeds, default rates and losses differing from estimates thereof. For example, an increase in mortgage interest rates or a decrease in actual prepayment speeds may cause positive adjustments to the valuation of the Company’s MSRs. MSRs are evaluated for impairment (or reversals of prior impairments) quarterly based upon the fair value of the rights as compared to the carrying amount. Impairment is recognized through a valuation allowance in the amount that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in “Mortgage banking income” on the Consolidated Statements of Income. There was no valuation adjustment on MSRs during the three months ended March 31, 2023 or 2022. Changes in the Company’s MSRs were as follows: Balance at January 1, 2023 $ 84,448 Capitalization 2,915 Amortization (2,324) Balance at March 31, 2023 $ 85,039 Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2023 December 31, 2022 Unpaid principal balance $ 7,537,652 $ 7,494,413 Weighted-average prepayment speed (CPR) 7.49 % 7.00 % Estimated impact of a 10% increase $ (2,308) $ (5,393) Estimated impact of a 20% increase (4,922) (10,354) Discount rate 10.31 % 10.30 % Estimated impact of a 10% increase $ (5,149) $ (1,765) Estimated impact of a 20% increase (9,894) (3,957) Weighted-average coupon interest rate 3.58 % 3.51 % Weighted-average servicing fee (basis points) 32.46 32.44 Weighted-average remaining maturity (in years) 8.06 8.33

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	3 Months Ended
	Mar. 31, 2023
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996, and it provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2023 2022 2023 2022 Service cost $ — $ — $ — $ 1 Interest cost 249 184 6 3 Expected return on plan assets (309) (421) — — Recognized actuarial loss (gain) 131 61 (15) (19) Net periodic benefit cost (return) $ 71 $ (176) $ (9) $ (15) Incentive Compensation Plans The Company maintains a long-term equity compensation plan that provides for the grant of stock options and the award of restricted stock. There were no stock options granted, nor compensation expense associated with options recorded, during the three months ended March 31, 2023 or 2022. There were no stock options outstanding as of March 31, 2023. The Company also awards performance-based restricted stock to executives and other officers and employees and time-based restricted stock to non-employee directors, executives, and other officers and employees. The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2023: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 155,838 $ 36.23 680,403 $ 36.23 Awarded 67,118 37.52 293,577 36.56 Vested — — (176,826) 35.94 Cancelled — — (19,250) 34.48 Nonvested at end of period 222,956 $ 36.62 777,904 $ 36.46

Derivative Instruments

Derivative Instruments	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate and adjustable-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 305,029 $ 10,429 $ 258,646 $ 11,354 Interest rate lock commitments Other Assets 135,187 3,382 92,901 1,231 Forward commitments Other Assets 56,000 215 84,000 484 Totals $ 496,216 $ 14,026 $ 435,547 $ 13,069 Derivative liabilities: Interest rate contracts Other Liabilities $ 305,029 $ 10,429 $ 258,646 $ 11,354 Interest rate lock commitments Other Liabilities 3,120 12 19,488 98 Forward commitments Other Liabilities 176,000 1,419 73,000 1,198 Totals $ 484,149 $ 11,860 $ 351,134 $ 12,650 Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2023 2022 Interest rate contracts: Included in interest income on loans $ 1,742 $ 305 Interest rate lock commitments: Included in mortgage banking income 2,237 (5,823) Forward commitments Included in mortgage banking income (490) 10,188 Total $ 3,489 $ 4,670 Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses both interest rate swap contracts and interest rate collars in an effort to manage future interest rate exposure on borrowings. The swap hedging strategy converts the LIBOR-based variable interest rate on the forecasted borrowings to a fixed interest rate. The collar hedging strategy stabilizes interest rate fluctuation by setting both a floor and a cap. The Company entered into an interest rate collar in June 2022 with a 2.25% floor and 4.57% cap. The Company entered into a second interest rate collar in October 2022 with a 2.75% floor and 4.75% cap. As of March 31, 2023, the Company is hedging its exposure to the variability of future cash flows through 2032 and a portion of these hedges are forward starting. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 21,080 $ 130,000 $ 24,514 Interest rate collars Other Assets 450,000 1,496 200,000 464 Total $ 580,000 $ 22,576 $ 330,000 $ 24,978 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ — $ — Interest rate collars Other Liabilities — — 250,000 746 Totals $ — $ — $ 250,000 $ 746 Changes in fair value of the cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. The assessment of the effectiveness of the hedging relationship is evaluated under the hypothetical derivative method. There were no ineffective portions for the three months ended March 31, 2023 or 2022. The impact on other comprehensive income for the three months ended March 31, 2023 and 2022 is discussed in Note 12, “Other Comprehensive Income (Loss).” Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability, or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-rate subordinated notes. The agreements convert the fixed interest rates to LIBOR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 17,268 $ 100,000 $ 19,789 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended March 31, Location 2023 2022 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 2,521 $ (6,343) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (2,521) $ 6,343 The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Long-term debt $ 81,445 $ 78,881 $ 17,268 $ 19,789 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of offset” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2022 March 31, December 31, 2022 Gross amounts recognized $ 31,041 $ 36,493 $ 20,866 $ 22,056 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 31,041 36,493 20,866 22,056 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 19,662 22,056 19,662 22,056 Financial collateral pledged — — 701 — Net amounts $ 11,379 $ 14,437 $ 503 $ —

Income Taxes

Income Taxes	3 Months Ended
	Mar. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 53,030 $ 52,551 Loans 2,335 2,518 Deferred compensation 10,752 14,447 Net unrealized losses on securities 64,140 70,999 Impairment of assets 180 316 Net operating loss carryforwards 320 497 Investment in partnerships 1,204 1,164 Lease liabilities under operating leases 14,369 14,641 Other 4,707 3,523 Total deferred tax assets 151,037 160,656 Deferred tax liabilities Fixed assets 10,999 10,342 Mortgage servicing rights 19,775 19,624 Junior subordinated debt 1,888 1,948 Intangibles 2,612 2,702 Lease right-of-use asset 13,736 14,018 Other 1,145 1,614 Total deferred tax liabilities 50,155 50,248 Net deferred tax assets $ 100,882 $ 110,408 For the three months ended March 31, 2023 and 2022, the Company recorded a provision for income taxes totaling $11,322 and $7,935, respectively. The provision for income taxes includes both federal and state income taxes and differs from the statutory rate due to favorable permanent differences. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service and state departments of revenue for the years ending December 31, 2020 through December 31, 2022.

Fair Value Measurements

Fair Value Measurements	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Fair Value Measurements and the Fair Level Hierarchy ASC 820, “Fair Value Measurements and Disclosures,” provides guidance for using fair value to measure assets and liabilities and establishes a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value into three broad levels. The fair value hierarchy gives the highest priority to a valuation based on quoted prices in active markets for identical assets and liabilities (Level 1), moderate priority to a valuation based on quoted prices in active markets for similar assets and liabilities and/or based on assumptions that are observable in the market (Level 2), and the lowest priority to a valuation based on assumptions that are not observable in the market (Level 3). Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value on a recurring basis include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825, “Financial Instruments” (“ASC 825”). The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations, obligations of states and political subdivisions and mortgage-backed securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are extensively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps, interest rate collars and other interest rate contracts such as interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2023 Financial assets: Securities available for sale $ — $ 1,507,907 $ — $ 1,507,907 Derivative instruments — 36,602 — 36,602 Mortgage loans held for sale in loans held for sale — 159,318 — 159,318 Total financial assets $ — $ 1,703,827 $ — $ 1,703,827 Financial liabilities: Derivative instruments: $ — $ 29,128 $ — $ 29,128 Level 1 Level 2 Level 3 Totals December 31, 2022 Financial assets: Securities available for sale $ — $ 1,533,942 $ — $ 1,533,942 Derivative instruments — 38,047 — 38,047 Mortgage loans held for sale in loans held for sale — 110,105 — 110,105 Total financial assets $ — $ 1,682,094 $ — $ 1,682,094 Financial liabilities: Derivative instruments $ — $ 33,185 $ — $ 33,185 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. Transfers between levels of the hierarchy are deemed to have occurred at the end of period. There were no such transfers between levels of the fair value hierarchy during the three months ended March 31, 2023. For the three months ended March 31, 2023 and 2022, respectively, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets and liabilities may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2023 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 20,114 $ 20,114 OREO — — 4,818 4,818 Total $ — $ — $ 24,932 $ 24,932 December 31, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 14,732 $ 14,732 OREO — — 1,763 1,763 Total $ — $ — $ 16,495 $ 16,495 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets measured on a nonrecurring basis: Individually evaluated loans: Loans are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $35,184 and $18,288 at March 31, 2023 and December 31, 2022, respectively, and a specific reserve for these loans of $15,070 and $3,556 was included in the allowance for credit losses as of such dates. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2022 Carrying amount prior to remeasurement $ 4,818 $ 1,842 Impairment recognized in results of operations — (79) Fair value $ 4,818 $ 1,763 Mortgage servicing rights : Mortgage servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at March 31, 2023 and December 31, 2022. There were no valuation adjustments on MSRs during the three months ended March 31, 2023 or 2022. The following table presents information as of March 31, 2023 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 20,114 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 4,818 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company has elected to measure all mortgage loans held for sale at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. A net gain of $1,780 and net loss of $13,021 resulting from fair value changes of these mortgage loans were recorded in income during the three months ended March 31, 2023 and 2022, respectively. The amount does not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2023 and December 31, 2022: Aggregate Aggregate Difference March 31, 2023 Mortgage loans held for sale measured at fair value $ 159,318 $ 155,576 $ 3,742 December 31, 2022 Mortgage loans held for sale measured at fair value $ 110,105 $ 108,143 $ 1,962 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2023 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 847,697 $ 847,697 $ — $ — $ 847,697 Securities held to maturity 1,300,240 — 1,204,079 — 1,204,079 Securities available for sale 1,507,907 — 1,507,907 — 1,507,907 Loans held for sale 159,318 — 159,318 — 159,318 Loans, net 11,571,133 — — 11,117,319 11,117,319 Mortgage servicing rights 85,039 — — 119,556 119,556 Derivative instruments 36,602 — 36,602 — 36,602 Financial liabilities Deposits $ 13,912,019 $ 11,409,503 $ 2,466,863 $ — $ 13,876,366 Short-term borrowings 732,057 732,057 — — 732,057 Junior subordinated debentures 112,276 — 94,423 — 94,423 Subordinated notes 318,835 — 263,350 — 263,350 Derivative instruments 29,128 — 29,128 — 29,128 Fair Value As of December 31, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 575,992 $ 575,992 $ — $ — $ 575,992 Securities held to maturity 1,324,040 — 1,206,540 — 1,206,540 Securities available for sale 1,533,942 — 1,533,942 — 1,533,942 Loans held for sale 110,105 — 110,105 — 110,105 Loans, net 11,386,214 — — 10,850,181 10,850,181 Mortgage servicing rights 84,448 — — 122,454 122,454 Derivative instruments 38,047 — 38,047 — 38,047 Financial liabilities Deposits $ 13,486,966 $ 11,791,526 $ 1,653,891 $ — $ 13,445,417 Short-term borrowings 712,232 712,232 — — 712,232 Junior subordinated debentures 112,042 — 98,754 — 98,754 Subordinated notes 316,091 — 277,500 — 277,500 Derivative instruments 33,185 — 33,185 — 33,185

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	3 Months Ended
	Mar. 31, 2023
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income (loss), net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2023 Securities available for sale: Unrealized holding gains on securities $ 20,714 $ 5,183 $ 15,531 Amortization of unrealized holding losses on securities transferred to the held to maturity category 3,128 800 2,328 Total securities available for sale 23,842 5,983 17,859 Derivative instruments: Unrealized holding losses on derivative instruments (1,656) (424) (1,232) Reclassification adjustment for gains realized in net income — — — Total derivative instruments (1,656) (424) (1,232) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 116 30 86 Total defined benefit pension and post-retirement benefit plans 116 30 86 Total other comprehensive income $ 22,302 $ 5,589 $ 16,713 Three months ended March 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (134,756) $ (34,294) $ (100,462) Amortization of unrealized holding gains on securities transferred to the held to maturity category (99) (25) (74) Total securities available for sale (134,855) (34,319) (100,536) Derivative instruments: Unrealized holding gains on derivative instruments 8,556 2,177 6,379 Total derivative instruments 8,556 2,177 6,379 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (126,257) $ (32,131) $ (94,126) The accumulated balances for each component of other comprehensive loss, net of tax, were as follows as of the dates presented: March 31, December 31, 2022 Unrealized losses on securities $ (201,907) $ (219,766) Unrealized gains on derivative instruments 17,724 18,956 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (8,141) (8,227) Total accumulated other comprehensive loss $ (192,324) $ (209,037)

Net Income Per Common Share

Net Income Per Common Share	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic net income per common share is calculated by dividing net income by the weighted-average number of common shares outstanding for the period. Diluted net income per common share reflects the pro forma dilution of shares outstanding, assuming outstanding service-based restricted stock awards fully vested, calculated in accordance with the treasury method. Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2023 2022 Basic Net income applicable to common stock $ 46,078 $ 33,547 Average common shares outstanding 56,008,741 55,809,192 Net income per common share - basic $ 0.82 $ 0.60 Diluted Net income applicable to common stock $ 46,078 $ 33,547 Average common shares outstanding 56,008,741 55,809,192 Effect of dilutive stock-based compensation 261,478 272,671 Average common shares outstanding - diluted 56,270,219 56,081,863 Net income per common share - diluted $ 0.82 $ 0.60 Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2023 2022 Number of shares 68,771 2,200

Regulatory Matters

Regulatory Matters	3 Months Ended
	Mar. 31, 2023
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2023 December 31, 2022 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,503,086 9.18 % $ 1,481,197 9.36 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,394,401 10.19 % 1,372,747 10.21 % Tier 1 Capital to Risk-Weighted Assets 1,503,086 10.98 % 1,481,197 11.01 % Total Capital to Risk-Weighted Assets 2,009,552 14.68 % 1,968,001 14.63 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,651,005 10.08 % $ 1,630,389 10.30 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,651,005 12.03 % 1,630,389 12.10 % Tier 1 Capital to Risk-Weighted Assets 1,651,005 12.03 % 1,630,389 12.10 % Total Capital to Risk-Weighted Assets 1,821,367 13.28 % 1,781,312 13.22 % Common Equity Tier 1 Capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 capital in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As shown in the table above, as of March 31, 2023, the Company’s CET1 capital was in excess of the capital conservation buffer. The Company elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of ASC Topic 326, “Financial Instruments - Credit Losses”

Segment Reporting

Segment Reporting	3 Months Ended
	Mar. 31, 2023
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-sized businesses including checking and savings accounts, business and personal loans, asset-based lending, factoring, equipment leasing and treasury management services, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. To give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2023 Net interest income (loss) $ 140,757 $ 286 $ 1,050 $ (6,318) $ 135,775 Provision for credit losses 7,960 — — — 7,960 Noninterest income (loss) 28,493 3,362 5,812 (374) 37,293 Noninterest expense 100,381 2,039 4,928 360 107,708 Income (loss) before income taxes 60,909 1,609 1,934 (7,052) 57,400 Income tax expense (benefit) 12,722 416 4 (1,820) 11,322 Net income (loss) $ 48,187 $ 1,193 $ 1,930 $ (5,232) $ 46,078 Total assets $ 17,362,799 $ 37,168 $ 79,452 $ (5,336) $ 17,474,083 Goodwill $ 988,898 $ 2,767 — — $ 991,665 Three months ended March 31, 2022 Net interest income (loss) $ 103,932 $ 93 $ 490 $ (4,886) $ 99,629 Provision for credit losses 1,500 — — — 1,500 Noninterest income (loss) 28,306 3,097 6,505 (450) 37,458 Noninterest expense 86,871 2,116 4,755 363 94,105 Income (loss) before income taxes 43,867 1,074 2,240 (5,699) 41,482 Income tax expense (benefit) 9,131 281 — (1,477) 7,935 Net income (loss) $ 34,736 $ 793 $ 2,240 $ (4,222) $ 33,547 Total assets $ 16,757,670 $ 33,794 $ 64,761 $ 7,532 $ 16,863,757 Goodwill $ 943,524 $ 2,767 — — $ 946,291

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Mar. 31, 2023
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation : The accompanying unaudited consolidated financial statements of the Company and its subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and in accordance with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements. In the opinion of management, all adjustments (consisting of normal recurring accruals) considered necessary for a fair presentation have been included. For further information regarding the Company’s significant accounting policies, refer to the audited consolidated financial statements and notes thereto included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2022 filed with the Securities and Exchange Commission on February 24, 2023.
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates, and such differences may be material.
Impact of Recently-Issued Accounting Standards and Pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2022, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”) , which eliminates the accounting guidance for troubled debt restructurings in Accounting Standards Codification (“ASC”) Subtopic 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, ASU 2022-02 requires entities to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases. ASU 2022-02 was effective on January 1, 2023. The adoption of this accounting pronouncement had no impact on the Company’s financial statements aside from additional and revised disclosures. In March 2023, FASB issued ASU 2023-02, “Investments - Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method” (“ASU 2023-02”) , which permits reporting entities to elect to account for their tax equity investments, regardless of the tax credit program from which the income tax credits are received, using the proportional amortization method if certain conditions are met. ASU 2023-02 will be effective on January 1, 2024. Early adoption is permitted, including in an interim period. The adoption of this accounting pronouncement will have no impact on the Company’s historical financial statements but could influence the Company’s decisions with respect to investments in certain tax credits prospectively.

Securities (Tables)

Securities (Tables)	3 Months Ended
	Mar. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented in the tables below. There was no allowance for credit losses allocated to any of the Company’s available for sale securities as of March 31, 2023 or December 31, 2022. Amortized Gross Gross Fair March 31, 2023 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (4,110) $ 165,890 Obligations of states and political subdivisions 149,646 377 (6,866) 143,157 Residential mortgage backed securities: Government agency mortgage backed securities 487,834 77 (45,812) 442,099 Government agency collateralized mortgage obligations 589,560 — (95,044) 494,516 Commercial mortgage backed securities: Government agency mortgage backed securities 11,128 — (900) 10,228 Government agency collateralized mortgage obligations 207,032 — (24,236) 182,796 Other debt securities 73,051 15 (3,845) 69,221 $ 1,688,251 $ 469 $ (180,813) $ 1,507,907 Amortized Gross Gross Fair December 31, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,340) $ 164,660 Obligations of states and political subdivisions 154,066 204 (9,368) 144,902 Residential mortgage backed securities: Government agency mortgage backed securities 508,415 37 (52,036) 456,416 Government agency collateralized mortgage obligations 605,033 — (103,864) 501,169 Commercial mortgage backed securities: Government agency mortgage backed securities 11,166 — (1,053) 10,113 Government agency collateralized mortgage obligations 211,435 — (25,589) 185,846 Other debt securities 74,885 — (4,049) 70,836 $ 1,735,000 $ 241 $ (201,299) $ 1,533,942 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair March 31, 2023 Obligations of states and political subdivisions $ 290,983 $ 91 $ (38,774) $ 252,300 Residential mortgage backed securities Government agency mortgage backed securities 470,833 — (19,656) 451,177 Government agency collateralized mortgage obligations 415,243 — (25,330) 389,913 Commercial mortgage backed securities: Government agency mortgage backed securities 17,001 — (2,931) 14,070 Government agency collateralized mortgage obligations 45,144 — (6,321) 38,823 Other debt securities 61,068 — (3,272) 57,796 $ 1,300,272 $ 91 $ (96,284) $ 1,204,079 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,300,240 Amortized Gross Gross Fair December 31, 2022 Obligations of states and political subdivisions $ 291,886 $ 17 $ (48,325) $ 243,578 Residential mortgage backed securities Government agency mortgage backed securities 483,560 — (24,432) 459,128 Government agency collateralized mortgage obligations 423,315 — (30,706) 392,609 Commercial mortgage backed securities: Government agency mortgage backed securities 17,006 — (3,261) 13,745 Government agency collateralized mortgage obligations 45,430 — (6,559) 38,871 Other debt securities 62,875 — (4,266) 58,609 $ 1,324,072 $ 17 $ (117,549) $ 1,206,540 Allowance for credit losses - held to maturity securities (32) Held to maturity securities, net of allowance for credit losses $ 1,324,040
Amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at March 31, 2023 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ 150 $ 150 $ 10,205 $ 10,201 Due after one year through five years 3,323 3,174 231,194 226,806 Due after five years through ten years 63,319 56,205 90,554 85,065 Due after ten years 224,191 192,771 51,463 47,748 Residential mortgage backed securities: Government agency mortgage backed securities 470,833 451,177 487,834 442,099 Government agency collateralized mortgage obligations 415,243 389,913 589,560 494,516 Commercial mortgage backed securities: Government agency mortgage backed securities 17,001 14,070 11,128 10,228 Government agency collateralized mortgage obligations 45,144 38,823 207,032 182,796 Other debt securities 61,068 57,796 9,281 8,448 $ 1,300,272 $ 1,204,079 $ 1,688,251 $ 1,507,907
Gross unrealized losses and fair value of available-for-sale securities	The following tables present the age of gross unrealized losses and fair value by investment category for which an allowance for credit losses has not been recorded as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: March 31, 2023 Obligations of other U.S. Government agencies and corporations 5 $ 165,890 $ (4,110) — $ — $ — 5 $ 165,890 $ (4,110) Obligations of states and political subdivisions 39 38,653 (248) 41 81,072 (6,618) 80 119,725 (6,866) Residential mortgage backed securities: Government agency mortgage backed securities 63 128,869 (4,799) 62 309,322 (41,013) 125 438,191 (45,812) Government agency collateralized mortgage obligations 4 30,958 (728) 48 463,558 (94,316) 52 494,516 (95,044) Commercial mortgage backed securities: Government agency mortgage backed securities 1 395 (1) 3 9,833 (899) 4 10,228 (900) Government agency collateralized mortgage obligations 7 33,579 (836) 28 149,217 (23,400) 35 182,796 (24,236) Other debt securities 15 35,768 (1,177) 9 23,608 (2,668) 24 59,376 (3,845) Total 134 $ 434,112 $ (11,899) 191 $ 1,036,610 $ (168,914) 325 $ 1,470,722 $ (180,813) December 31, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,660 $ (5,340) — $ — $ — 5 $ 164,660 $ (5,340) Obligations of states and political subdivisions 84 $ 96,939 $ (4,869) 11 $ 33,038 $ (4,499) 95 $ 129,977 $ (9,368) Residential mortgage backed securities: Government agency mortgage backed securities 97 214,516 (15,115) 29 237,970 (36,921) 126 452,486 (52,036) Government agency collateralized mortgage obligations 16 109,753 (8,552) 36 391,416 (95,312) 52 501,169 (103,864) Commercial mortgage backed securities: Government agency mortgage backed securities 4 10,114 (1,053) — — — 4 10,114 (1,053) Government agency collateralized mortgage obligations 16 67,026 (3,828) 21 118,821 (21,760) 37 185,847 (25,588) Other debt securities 25 63,423 (3,167) 1 7,412 (883) 26 70,835 (4,050) Total 247 $ 726,431 $ (41,924) 98 $ 788,657 $ (159,375) 345 $ 1,515,088 $ (201,299)
Gross unrealized losses and fair value of held-to-maturity securities	Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Held to Maturity: March 31, 2023 Obligations of states and political subdivisions 1 $ 440 $ — 127 $ 247,694 $ (38,774) 128 $ 248,134 $ (38,774) Residential mortgage backed securities: Government agency mortgage backed securities 2 42,422 (751) 68 408,755 (18,905) 70 451,177 (19,656) Government agency collateralized mortgage obligations 2 51,648 (1,622) 16 338,265 (23,708) 18 389,913 (25,330) Commercial mortgage backed securities: Government agency mortgage backed securities — — — 1 14,069 (2,931) 1 14,069 (2,931) Government agency collateralized mortgage obligations 2 7,656 (623) 7 31,167 (5,698) 9 38,823 (6,321) Other debt securities 1 23,156 (625) 9 34,639 (2,647) 10 57,795 (3,272) Total 8 $ 125,322 $ (3,621) 228 $ 1,074,589 $ (92,663) 236 $ 1,199,911 $ (96,284) December 31, 2022 Obligations of states and political subdivisions 105 $ 191,442 $ (35,871) 24 $ 49,697 $ (12,454) 129 $ 241,139 $ (48,325) Residential mortgage backed securities: Government agency mortgage backed securities 8 94,258 (4,186) 62 364,870 (20,246) 70 459,128 (24,432) Government agency collateralized mortgage obligations 4 98,912 (5,479) 14 293,698 (25,227) 18 392,610 (30,706) Commercial mortgage backed securities: Government agency mortgage backed securities 1 13,745 (3,261) — — — 1 13,745 (3,261) Government agency collateralized mortgage obligations 2 7,651 (626) 7 31,220 (5,933) 9 38,871 (6,559) Other debt securities 2 42,567 (2,013) 8 16,042 (2,253) 10 58,609 (4,266) Total 122 $ 448,575 $ (51,436) 115 $ 755,527 $ (66,113) 237 $ 1,204,102 $ (117,549)

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Summary of non-purchased loans and leases	The following is a summary of loans and leases as of the dates presented: March 31, December 31, 2022 Commercial, financial, agricultural $ 1,740,778 $ 1,673,883 Lease financing 128,274 122,167 Real estate – construction: Residential 333,439 355,500 Commercial 1,090,913 974,837 Total real estate – construction 1,424,352 1,330,337 Real estate – 1-4 family mortgage: Primary 2,288,592 2,222,856 Home equity 497,925 501,906 Rental/investment 344,705 334,382 Land development 147,758 157,119 Total real estate – 1-4 family mortgage 3,278,980 3,216,263 Real estate – commercial mortgage: Owner-occupied 1,521,327 1,539,296 Non-owner occupied 3,447,217 3,452,910 Land development 117,269 125,857 Total real estate – commercial mortgage 5,085,813 5,118,063 Installment loans to individuals 115,356 124,745 Gross loans 11,773,553 11,585,458 Unearned income (7,128) (7,154) Loans, net of unearned income $ 11,766,425 $ 11,578,304
Aging of past due and nonaccrual loans	The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total March 31, 2023 Commercial, financial, agricultural $ 1,978 $ — $ 1,727,418 $ 1,729,396 $ 13 $ 2,552 $ 8,817 $ 11,382 $ 1,740,778 Lease financing — — 128,274 128,274 — — — — 128,274 Real estate – construction: Residential 445 — 332,842 333,287 — — 152 152 333,439 Commercial — — 1,090,913 1,090,913 — — — — 1,090,913 Total real estate – construction 445 — 1,423,755 1,424,200 — — 152 152 1,424,352 Real estate – 1-4 family mortgage: Primary 22,507 — 2,231,330 2,253,837 11,647 8,151 14,957 34,755 2,288,592 Home equity 2,335 — 493,312 495,647 109 994 1,175 2,278 497,925 Rental/investment 780 1,738 341,076 343,594 744 87 280 1,111 344,705 Land development 27 17 147,711 147,755 — 3 — 3 147,758 Total real estate – 1-4 family mortgage 25,649 1,755 3,213,429 3,240,833 12,500 9,235 16,412 38,147 3,278,980 Real estate – commercial mortgage: Owner-occupied 6,047 16,724 1,494,891 1,517,662 126 2,159 1,380 3,665 1,521,327 Non-owner occupied 15,688 — 3,428,566 3,444,254 — 2,963 — 2,963 3,447,217 Land development 275 185 116,729 117,189 — — 80 80 117,269 Total real estate – commercial mortgage 22,010 16,909 5,040,186 5,079,105 126 5,122 1,460 6,708 5,085,813 Installment loans to individuals 910 — 114,209 115,119 31 49 157 237 115,356 Unearned income — — (7,128) (7,128) — — — — (7,128) Loans, net of unearned income $ 50,992 $ 18,664 $ 11,640,143 $ 11,709,799 $ 12,670 $ 16,958 $ 26,998 $ 56,626 $ 11,766,425 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2022 Commercial, financial, agricultural $ 1,303 $ 69 $ 1,660,037 $ 1,661,409 $ 18 $ 2,373 $ 10,083 $ 12,474 $ 1,673,883 Lease financing — — 122,167 122,167 — — — — 122,167 Real estate – construction: Residential 49 — 355,374 355,423 — — 77 77 355,500 Commercial 8,525 — 966,312 974,837 — — — — 974,837 Total real estate – construction 8,574 — 1,321,686 1,330,260 — — 77 77 1,330,337 Real estate – 1-4 family mortgage: Primary 28,198 — 2,164,582 2,192,780 6,015 12,503 11,558 30,076 2,222,856 Home equity 5,376 — 494,621 499,997 450 754 705 1,909 501,906 Rental/investment 720 38 332,648 333,406 20 331 625 976 334,382 Land development 174 — 156,863 157,037 46 36 — 82 157,119 Total real estate – 1-4 family mortgage 34,468 38 3,148,714 3,183,220 6,531 13,624 12,888 33,043 3,216,263 Real estate – commercial mortgage: Owner-occupied 8,557 219 1,525,240 1,534,016 1,495 2,244 1,541 5,280 1,539,296 Non-owner occupied 3,521 — 3,444,047 3,447,568 5,304 — 38 5,342 3,452,910 Land development 279 — 125,507 125,786 — 40 31 71 125,857 Total real estate – commercial mortgage 12,357 219 5,094,794 5,107,370 6,799 2,284 1,610 10,693 5,118,063 Installment loans to individuals 2,001 5 122,481 124,487 38 100 120 258 124,745 Unearned income — — (7,154) (7,154) — — — — (7,154) Loans, net of unearned income $ 58,703 $ 331 $ 11,462,725 $ 11,521,759 $ 13,386 $ 18,381 $ 24,778 $ 56,545 $ 11,578,304
Loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2023 Commercial, Financial, Agricultural $ 116,077 $ 368,138 $ 210,939 $ 131,648 $ 72,135 $ 92,677 $ 734,968 $ 7,549 $ 1,734,131 Pass 116,027 361,587 210,444 130,659 71,369 80,240 723,341 6,525 1,700,192 Special Mention — 138 118 937 128 636 9,062 76 11,095 Substandard 50 6,413 377 52 638 11,801 2,565 948 22,844 Lease Financing Receivables $ 12,933 $ 59,874 $ 16,481 $ 17,419 $ 9,122 $ 5,317 $ — $ — $ 121,146 Pass 12,933 56,812 16,481 15,108 8,069 3,943 — — 113,346 Special Mention — — — — — 324 — — 324 Substandard — 3,062 — 2,311 1,053 1,050 — — 7,476 Real Estate - Construction $ 71,159 $ 599,389 $ 505,187 $ 100,439 $ — $ 1,885 $ 18,675 $ — $ 1,296,734 Residential 54,092 140,184 7,138 584 — 379 3,444 — 205,821 Pass 53,845 135,551 7,138 584 — 379 3,444 — 200,941 Special Mention 247 4,091 — — — — — — 4,338 Substandard — 542 — — — — — — 542 Commercial 17,067 459,205 498,049 99,855 — 1,506 15,231 — 1,090,913 Pass 17,067 459,205 498,049 99,855 — 1,506 15,231 — 1,090,913 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 38,818 $ 211,413 $ 134,661 $ 47,942 $ 22,490 $ 54,820 $ 25,233 $ 2,200 $ 537,577 Primary 1,043 11,486 7,147 4,860 2,340 11,971 4,003 1,000 43,850 Pass 857 11,229 6,839 4,860 2,327 11,473 4,003 1,000 42,588 Special Mention 186 — — — — 47 — — 233 Substandard — 257 308 — 13 451 — — 1,029 Home Equity 745 189 1,079 — 37 31 14,323 118 16,522 Pass 745 189 1,079 — 37 31 14,291 — 16,372 Special Mention — — — — — — 32 — 32 Substandard — — — — — — — 118 118 Rental/Investment 19,615 135,062 86,466 42,566 19,930 34,078 5,773 1,082 344,572 Pass 19,377 134,639 86,253 40,136 18,525 32,240 5,773 721 337,664 Special Mention 51 229 — — — 173 — — 453 Substandard 187 194 213 2,430 1,405 1,665 — 361 6,455 Land Development 17,415 64,676 39,969 516 183 8,740 1,134 — 132,633 Pass 17,374 64,676 39,969 512 183 8,643 1,134 — 132,491 Special Mention — — — — — — — — — Substandard 41 — — 4 — 97 — — 142 Real Estate - Commercial Mortgage $ 106,196 $ 1,609,693 $ 1,008,812 $ 718,231 $ 485,850 $ 1,007,547 $ 110,736 $ 24,977 $ 5,072,042 Owner-Occupied 33,207 314,821 317,958 233,070 173,009 395,505 50,089 3,538 1,521,197 Pass 33,207 302,753 314,593 230,140 170,149 373,294 40,485 3,253 1,467,874 Special Mention — 313 3,035 807 305 837 — — 5,297 Substandard — 11,755 330 2,123 2,555 21,374 9,604 285 48,026 Non-Owner Occupied 66,313 1,242,726 673,257 479,353 306,706 602,322 55,265 21,248 3,447,190 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 66,313 1,239,253 670,786 471,954 282,890 507,750 55,265 12,063 3,306,274 Special Mention — 501 2,323 7,399 7,014 25,784 — — 43,021 Substandard — 2,972 148 — 16,802 68,788 — 9,185 97,895 Land Development 6,676 52,146 17,597 5,808 6,135 9,720 5,382 191 103,655 Pass 6,640 52,146 17,558 5,504 6,135 9,197 5,382 191 102,753 Special Mention — — 39 — — — — — 39 Substandard 36 — — 304 — 523 — — 863 Installment loans to individuals $ 281 $ — $ — $ — $ 18 $ — $ — $ — $ 299 Pass 281 — — — 18 — — — 299 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 345,464 $ 2,848,507 $ 1,876,080 $ 1,015,679 $ 589,615 $ 1,162,246 $ 889,612 $ 34,726 $ 8,761,929 Pass 344,666 2,818,040 1,869,189 999,312 559,702 1,028,696 868,349 23,753 8,511,707 Special Mention 484 5,272 5,515 9,143 7,447 27,801 9,094 76 64,832 Substandard 314 25,195 1,376 7,224 22,466 105,749 12,169 10,897 185,390 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 460,604 $ 209,964 $ 142,790 $ 63,164 $ 25,099 $ 35,142 $ 717,422 $ 3,522 $ 1,657,707 Pass 450,559 209,580 141,712 62,370 21,963 28,014 704,491 2,384 1,621,073 Special Mention 719 — 1,010 383 678 — 11,616 80 14,486 Substandard 9,326 384 68 411 2,458 7,128 1,315 1,058 22,148 Lease Financing Receivables $ 61,424 $ 18,379 $ 18,318 $ 10,628 $ 4,557 $ 1,707 $ — $ — $ 115,013 Pass 58,204 18,379 15,846 9,060 3,269 1,353 — — 106,111 Watch — — — — — 354 — — 354 Substandard 3,220 — 2,472 1,568 1,288 — — — 8,548 Real Estate - Construction $ 595,185 $ 476,190 $ 109,705 $ 8,525 $ 381 $ 6,858 $ 13,757 $ 424 $ 1,211,025 Residential 214,386 16,483 589 — 381 — 3,925 424 236,188 Pass 214,371 16,483 589 — 381 — 3,925 424 236,173 Special Mention 6 — — — — — — — 6 Substandard 9 — — — — — — — 9 Commercial 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Pass 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Special Mention — — — — — — — — — Substandard — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Real Estate - 1-4 Family Mortgage $ 233,370 $ 141,066 $ 48,653 $ 24,664 $ 25,604 $ 35,971 $ 26,920 $ 1,238 $ 537,486 Primary 12,877 7,965 5,068 2,435 4,522 8,723 4,931 106 46,627 Pass 12,616 7,965 5,068 2,421 4,522 8,419 4,931 106 46,048 Special Mention — — — — — 51 — — 51 Substandard 261 — — 14 — 253 — — 528 Home Equity 272 1,187 — 38 5 27 14,485 141 16,155 Pass 272 1,187 — 38 5 27 14,485 7 16,021 Special Mention — — — — — — — — — Substandard — — — — — — — 134 134 Rental/Investment 138,481 85,711 42,056 21,997 14,785 24,448 5,972 787 334,237 Pass 138,137 85,522 41,604 21,097 14,671 22,899 5,972 482 330,384 Special Mention 231 — — — — 174 — — 405 Substandard 113 189 452 900 114 1,375 — 305 3,448 Land Development 81,740 46,203 1,529 194 6,292 2,773 1,532 204 140,467 Pass 80,514 46,203 1,525 194 6,292 2,723 1,532 204 139,187 Special Mention 1,226 — — — — — — — 1,226 Substandard — — 4 — — 50 — — 54 Real Estate - Commercial Mortgage $ 1,624,197 $ 1,000,563 $ 713,303 $ 531,424 $ 277,862 $ 810,919 $ 121,305 $ 25,173 $ 5,104,746 Owner-Occupied 309,792 319,174 239,946 178,137 128,452 302,495 57,869 3,300 1,539,165 Pass 298,851 314,429 237,058 175,262 122,537 282,657 50,640 3,300 1,484,734 Special Mention 9,640 3,047 815 1,670 — 672 4,808 — 20,652 Substandard 1,301 1,698 2,073 1,205 5,915 19,166 2,421 — 33,779 Non-Owner Occupied 1,256,098 657,121 466,703 346,908 144,872 501,863 57,637 21,680 3,452,882 Pass 1,252,484 647,937 466,703 322,997 127,358 418,294 57,637 12,142 3,305,552 Special Mention 506 — — 21,961 17,509 8,975 — — 48,951 Substandard 3,108 9,184 — 1,950 5 74,594 — 9,538 98,379 Land Development 58,307 24,268 6,654 6,379 4,538 6,561 5,799 193 112,699 Pass 58,307 24,228 6,342 6,379 4,465 6,067 5,799 193 111,780 Special Mention — 40 — — — — — — 40 Substandard — — 312 — 73 494 — — 879 Installment loans to individuals $ — $ — $ — $ 24 $ — $ — $ — $ — $ 24 Pass — — — 24 — — — — 24 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,974,780 $ 1,846,162 $ 1,032,769 $ 638,429 $ 333,503 $ 890,597 $ 879,404 $ 30,357 $ 8,626,001 Pass 2,945,114 1,831,620 1,025,563 608,367 305,463 777,311 859,244 19,242 8,371,924 Special Mention 12,328 3,087 1,825 24,014 18,187 10,226 16,424 80 86,171 Substandard 17,338 11,455 5,381 6,048 9,853 103,060 3,736 11,035 167,906 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total March 31, 2023 Commercial, Financial, Agricultural $ — $ 13 $ — $ — $ — $ 6,635 $ — $ — $ 6,648 Performing Loans — 13 — — — 6,635 — — 6,648 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 5,640 $ 74,105 $ 47,582 $ 291 $ — $ — $ — $ — $ 127,618 Residential 5,640 74,105 47,582 291 — — — — 127,618 Performing Loans 5,640 73,953 47,582 291 — — — — 127,466 Non-Performing Loans — 152 — — — — — — 152 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 91,446 $ 715,261 $ 550,406 $ 342,567 $ 150,212 $ 410,823 $ 475,448 $ 5,240 $ 2,741,403 Primary 90,554 706,700 547,270 341,603 149,663 408,894 — 58 2,244,742 Performing Loans 90,495 704,525 543,912 335,424 145,203 390,530 — 58 2,210,147 Non-Performing Loans 59 2,175 3,358 6,179 4,460 18,364 — — 34,595 Home Equity — — 111 — — 662 475,448 5,182 481,403 Performing Loans — — 111 — — 596 474,188 4,230 479,125 Non-Performing Loans — — — — — 66 1,260 952 2,278 Rental/Investment — — — — — 133 — — 133 Performing Loans — — — — — 133 — — 133 Non-Performing Loans — — — — — — — — — Land Development 892 8,561 3,025 964 549 1,134 — — 15,125 Performing Loans 892 8,561 3,025 964 549 1,134 — — 15,125 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ 1,678 $ 4,299 $ 3,353 $ 2,378 $ 1,192 $ 871 $ — $ — $ 13,771 Owner-Occupied — — — 130 — — — — 130 Performing Loans — — — 130 — — — — 130 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — — 27 — — — — 27 Performing Loans — — — 27 — — — — 27 Non-Performing Loans — — — — — — — — — Land Development 1,678 4,299 3,353 2,221 1,192 871 — — 13,614 Performing Loans 1,678 4,254 3,353 2,217 1,192 871 — — 13,565 Non-Performing Loans — 45 — 4 — — — — 49 Installment loans to individuals $ 10,016 $ 35,603 $ 12,894 $ 5,347 $ 12,941 $ 24,340 $ 13,880 $ 36 $ 115,057 Performing Loans 9,988 35,581 12,872 5,320 12,901 24,246 13,879 33 114,820 Non-Performing Loans 28 22 22 27 40 94 1 3 237 Total loans not subject to risk rating $ 108,780 $ 829,281 $ 614,235 $ 350,583 $ 164,345 $ 442,669 $ 489,328 $ 5,276 $ 3,004,497 Performing Loans 108,693 826,887 610,855 344,373 159,845 424,145 488,067 4,321 2,967,186 Non-Performing Loans 87 2,394 3,380 6,210 4,500 18,524 1,261 955 37,311 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 13 $ — $ — $ — $ — $ 16,163 $ — $ — $ 16,176 Performing Loans 13 — — — — 16,163 — — 16,176 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Residential 57,570 61,245 497 — — — — — 119,312 Performing Loans 57,493 61,245 497 — — — — — 119,235 Non-Performing Loans 77 — — — — — — — 77 Commercial — — — — — — — — — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 704,214 $ 546,256 $ 351,213 $ 155,549 $ 116,951 $ 319,567 $ 481,254 $ 3,773 $ 2,678,777 Primary 694,941 541,801 350,205 154,979 115,876 318,364 — 63 2,176,229 Performing Loans 694,221 538,870 345,912 150,821 109,156 307,178 — 63 2,146,221 Non-Performing Loans 720 2,931 4,293 4,158 6,720 11,186 — — 30,008 Home Equity — 111 — — — 676 481,254 3,710 485,751 Performing Loans — 111 — — — 609 480,094 3,026 483,840 Non-Performing Loans — — — — — 67 1,160 684 1,911 Rental/Investment — — — — — 145 — — 145 Performing Loans — — — — — 145 — — 145 Non-Performing Loans — — — — — — — — — Land Development 9,273 4,344 1,008 570 1,075 382 — — 16,652 Performing Loans 9,257 4,344 1,008 570 1,075 319 — — 16,573 Non-Performing Loans 16 — — — — 63 — — 79 Real Estate - Commercial Mortgage $ 4,805 $ 3,518 $ 2,587 $ 1,281 $ 691 $ 435 $ — $ — $ 13,317 Owner-Occupied — — 131 — — — — — 131 Performing Loans — — 131 — — — — — 131 Non-Performing Loans — — — — — — — — — Non-Owner Occupied — — 28 — — — — — 28 Performing Loans — — 28 — — — — — 28 Non-Performing Loans — — — — — — — — — Land Development 4,805 3,518 2,428 1,281 691 435 — — 13,158 Performing Loans 4,805 3,518 2,422 1,281 691 435 — — 13,152 Non-Performing Loans — — 6 — — — — — 6 Installment loans to individuals $ 44,255 $ 15,976 $ 6,416 $ 14,252 $ 17,095 $ 10,626 $ 16,062 $ 39 $ 124,721 Performing Loans 44,227 15,927 6,389 14,211 17,076 10,532 16,062 35 124,459 Non-Performing Loans 28 49 27 41 19 94 — 4 262 Total loans not subject to risk rating $ 810,857 $ 626,995 $ 360,713 $ 171,082 $ 134,737 $ 346,791 $ 497,316 $ 3,812 $ 2,952,303 Performing Loans 810,016 624,015 356,387 166,883 127,998 335,381 496,156 3,124 2,919,960 Non-Performing Loans 841 2,980 4,326 4,199 6,739 11,410 1,160 688 32,343 The following table represents gross charge-offs by year of origination for the three months ended March 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Charge-offs Commercial, financial, agricultural — 277 103 — — 134 15 — 529 Real estate – 1-4 family mortgage: Primary — — — — — 3 — — 3 Total real estate – 1-4 family mortgage — — — — — 3 — — 3 Real estate – commercial mortgage: Owner-occupied — — — — — 128 — — 128 Non-owner occupied — — — 2,442 — 2,545 — — 4,987 Total real estate – commercial mortgage — — — 2,442 — 2,673 — — 5,115 Installment loans to individuals — 33 21 26 132 598 — — 810 Loans, net of unearned income — 310 124 2,468 132 3,408 15 — 6,457

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	3 Months Ended
	Mar. 31, 2023
Receivables [Abstract]
Roll forward of the allowance for loan losses	The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Total Three Months Ended March 31, 2023 Allowance for credit losses: Beginning balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Initial impact of purchased credit deteriorated (“PCD”) loans acquired (26) — — — — — (26) Charge-offs (529) — (3) (5,115) — (810) (6,457) Recoveries 725 — 24 211 5 760 1,725 Net (charge-offs) recoveries 196 — 21 (4,904) 5 (50) (4,732) Provision for (recovery of) credit losses on loans 253 845 1,233 5,876 (31) (216) 7,960 Ending balance $ 44,678 $ 19,959 $ 45,981 $ 72,770 $ 2,437 $ 9,467 $ 195,292 Period-End Amount Allocated to: Individually evaluated $ 14,162 $ 35 $ 608 $ 1,734 $ — $ 270 $ 16,809 Collectively evaluated 30,516 19,924 45,373 71,036 2,437 9,197 178,483 Ending balance $ 44,678 $ 19,959 $ 45,981 $ 72,770 $ 2,437 $ 9,467 $ 195,292 Loans: Individually evaluated $ 24,985 $ 652 $ 12,637 $ 10,375 $ — $ 274 $ 48,923 Collectively evaluated 1,715,793 1,423,700 3,266,343 5,075,438 121,146 115,082 11,717,502 Ending balance $ 1,740,778 $ 1,424,352 $ 3,278,980 $ 5,085,813 $ 121,146 $ 115,356 $ 11,766,425 Nonaccruing loans with no allowance for credit losses $ 768 $ — $ 9,710 $ 5,511 $ — $ 5 $ 15,994 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Three Months Ended March 31, 2022 Allowance for credit losses: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Initial impact of PCD loans acquired 1,648 — — — — — 1,648 Charge-offs (2,102) — (163) (6) (7) (779) (3,057) Recoveries 1,136 — 178 155 12 725 2,206 Net (charge-offs) recoveries (966) — 15 149 5 (54) (851) (Recovery of) provision for credit losses on loans (998) 1,992 4,477 (3,858) 91 (204) 1,500 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Period-End Amount Allocated to: Individually evaluated $ 9,225 $ — $ 396 $ 2,660 $ — $ 570 $ 12,851 Collectively evaluated 24,381 18,411 36,452 62,571 1,582 10,220 153,617 Ending balance $ 33,606 $ 18,411 $ 36,848 $ 65,231 $ 1,582 $ 10,790 $ 166,468 Loans: Individually evaluated $ 13,070 $ — $ 4,477 $ 15,464 $ — $ 570 $ 33,581 Collectively evaluated 1,432,537 1,222,052 2,836,502 4,562,400 89,842 136,545 10,279,878 Ending balance $ 1,445,607 $ 1,222,052 $ 2,840,979 $ 4,577,864 $ 89,842 $ 137,115 $ 10,313,459 Nonaccruing loans with no allowance for credit losses $ 435 $ — $ 2,614 $ 5,298 $ — $ 2 $ 8,349
Unfunded loan commitments, allowance for credit losses	The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented. Three Months Ended March 31, 2023 2022 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,118 $ 20,035 Recovery of credit losses on unfunded loan commitments (included in other noninterest expense) (1,500) (550) Ending balance $ 18,618 $ 19,485

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	3 Months Ended
	Mar. 31, 2023
Real Estate [Abstract]
Other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”), net of valuation allowances and direct write-downs, as of the dates presented: March 31, 2023 December 31, 2022 Residential real estate $ 551 $ 699 Commercial real estate 3,507 62 Residential land development 4 246 Commercial land development 756 756 Total $ 4,818 $ 1,763
Changes in Company’s OREO	Changes in the Company’s OREO were as follows: Total Balance at January 1, 2023 $ 1,763 Transfers of loans 3,623 Dispositions (552) Other (16) Balance at March 31, 2023 $ 4,818
Components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented: Three Months Ended March 31, 2023 2022 Repairs and maintenance $ 16 $ 3 Property taxes and insurance 111 35 Impairments — 14 Net gains on OREO sales (95) (291) Rental income (2) (2) Total $ 30 $ (241)

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	3 Months Ended
	Mar. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Carrying amounts of goodwill by operating segments	The carrying amounts of goodwill by operating segments for the three months ended March 31, 2023 were as follows: Community Banks Insurance Total Balance at January 1, 2023 $ 988,941 $ 2,767 $ 991,708 Deductions to goodwill and other adjustments (43) — (43) Balance at March 31, 2023 $ 988,898 $ 2,767 $ 991,665
Summary of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying March 31, 2023 Core deposit intangibles $ 82,492 $ (65,431) $ 17,061 Customer relationship intangible 7,670 (1,981) 5,689 Total finite-lived intangible assets $ 90,162 $ (67,412) $ 22,750 December 31, 2022 Core deposit intangibles $ 82,492 $ (64,339) $ 18,153 Customer relationship intangible 7,670 (1,647) 6,023 Total finite-lived intangible assets $ 90,162 $ (65,986) $ 24,176
Current year amortization expense for finite-lived intangible assets	Current year amortization expense for finite-lived intangible assets is presented in the table below. Three Months Ended March 31, 2023 2022 Amortization expense for: Core deposit intangibles $ 1,092 $ 1,321 Customer relationship intangible 334 45 Total intangible amortization $ 1,426 $ 1,366
Estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the year ending December 31, 2023 and the succeeding four years is summarized as follows: Core Deposit Intangibles Customer Relationship Intangible Total 2023 $ 4,043 $ 1,337 $ 5,380 2024 3,498 1,192 4,690 2025 3,102 1,048 4,150 2026 2,899 860 3,759 2027 2,774 628 3,402

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	3 Months Ended
	Mar. 31, 2023
Transfers and Servicing [Abstract]
Changes in the company's MSRs	Changes in the Company’s MSRs were as follows: Balance at January 1, 2023 $ 84,448 Capitalization 2,915 Amortization (2,324) Balance at March 31, 2023 $ 85,039
Data and key economic assumptions related to the Company's MSRs	Data and key economic assumptions related to the Company’s MSRs are as follows as of the dates presented: March 31, 2023 December 31, 2022 Unpaid principal balance $ 7,537,652 $ 7,494,413 Weighted-average prepayment speed (CPR) 7.49 % 7.00 % Estimated impact of a 10% increase $ (2,308) $ (5,393) Estimated impact of a 20% increase (4,922) (10,354) Discount rate 10.31 % 10.30 % Estimated impact of a 10% increase $ (5,149) $ (1,765) Estimated impact of a 20% increase (9,894) (3,957) Weighted-average coupon interest rate 3.58 % 3.51 % Weighted-average servicing fee (basis points) 32.46 32.44 Weighted-average remaining maturity (in years) 8.06 8.33

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	3 Months Ended
	Mar. 31, 2023
Retirement Benefits [Abstract]
Plan expense for non-contributory benefit pension plan and post-retirement health and life plans	Information related to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits”) and to the post-retirement health and life plan (“Other Benefits”) as of the dates presented is as follows: Pension Benefits Other Benefits Three Months Ended Three Months Ended March 31, March 31, 2023 2022 2023 2022 Service cost $ — $ — $ — $ 1 Interest cost 249 184 6 3 Expected return on plan assets (309) (421) — — Recognized actuarial loss (gain) 131 61 (15) (19) Net periodic benefit cost (return) $ 71 $ (176) $ (9) $ (15)
Summary of the changes in stock options and restricted stock	The following table summarizes the changes in restricted stock as of and for the three months ended March 31, 2023: Performance-Based Restricted Stock Weighted Average Grant-Date Fair Value Time-Based Restricted Stock Weighted Average Grant-Date Fair Value Nonvested at beginning of period 155,838 $ 36.23 680,403 $ 36.23 Awarded 67,118 37.52 293,577 36.56 Vested — — (176,826) 35.94 Cancelled — — (19,250) 34.48 Nonvested at end of period 222,956 $ 36.62 777,904 $ 36.46

Derivative Instruments (Tables)

Derivative Instruments (Tables)	3 Months Ended
	Mar. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 305,029 $ 10,429 $ 258,646 $ 11,354 Interest rate lock commitments Other Assets 135,187 3,382 92,901 1,231 Forward commitments Other Assets 56,000 215 84,000 484 Totals $ 496,216 $ 14,026 $ 435,547 $ 13,069 Derivative liabilities: Interest rate contracts Other Liabilities $ 305,029 $ 10,429 $ 258,646 $ 11,354 Interest rate lock commitments Other Liabilities 3,120 12 19,488 98 Forward commitments Other Liabilities 176,000 1,419 73,000 1,198 Totals $ 484,149 $ 11,860 $ 351,134 $ 12,650 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 21,080 $ 130,000 $ 24,514 Interest rate collars Other Assets 450,000 1,496 200,000 464 Total $ 580,000 $ 22,576 $ 330,000 $ 24,978 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ — $ — Interest rate collars Other Liabilities — — 250,000 746 Totals $ — $ — $ 250,000 $ 746 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet March 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 17,268 $ 100,000 $ 19,789
Gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains and losses included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows as of the dates presented: Three Months Ended March 31, 2023 2022 Interest rate contracts: Included in interest income on loans $ 1,742 $ 305 Interest rate lock commitments: Included in mortgage banking income 2,237 (5,823) Forward commitments Included in mortgage banking income (490) 10,188 Total $ 3,489 $ 4,670 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Three Months Ended March 31, Location 2023 2022 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 2,521 $ (6,343) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (2,521) $ 6,343
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location March 31, 2023 December 31, 2022 March 31, 2023 December 31, 2022 Long-term debt $ 81,445 $ 78,881 $ 17,268 $ 19,789
Offsetting assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2022 March 31, December 31, 2022 Gross amounts recognized $ 31,041 $ 36,493 $ 20,866 $ 22,056 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 31,041 36,493 20,866 22,056 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 19,662 22,056 19,662 22,056 Financial collateral pledged — — 701 — Net amounts $ 11,379 $ 14,437 $ 503 $ —
Offsetting liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement: Offsetting Derivative Assets Offsetting Derivative Liabilities March 31, December 31, 2022 March 31, December 31, 2022 Gross amounts recognized $ 31,041 $ 36,493 $ 20,866 $ 22,056 Gross amounts offset in the Consolidated Balance Sheets — — — — Net amounts presented in the Consolidated Balance Sheets 31,041 36,493 20,866 22,056 Gross amounts not offset in the Consolidated Balance Sheets Financial instruments 19,662 22,056 19,662 22,056 Financial collateral pledged — — 701 — Net amounts $ 11,379 $ 14,437 $ 503 $ —

Income Taxes (Tables)

Income Taxes (Tables)	3 Months Ended
	Mar. 31, 2023
Income Tax Disclosure [Abstract]
Significant components of the company's deferred tax assets and liabilities	The following table is a summary of the Company’s temporary differences between the tax basis of assets and liabilities and their financial reporting amounts that give rise to deferred income tax assets and liabilities and their approximate tax effects as of the dates presented. March 31, December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 53,030 $ 52,551 Loans 2,335 2,518 Deferred compensation 10,752 14,447 Net unrealized losses on securities 64,140 70,999 Impairment of assets 180 316 Net operating loss carryforwards 320 497 Investment in partnerships 1,204 1,164 Lease liabilities under operating leases 14,369 14,641 Other 4,707 3,523 Total deferred tax assets 151,037 160,656 Deferred tax liabilities Fixed assets 10,999 10,342 Mortgage servicing rights 19,775 19,624 Junior subordinated debt 1,888 1,948 Intangibles 2,612 2,702 Lease right-of-use asset 13,736 14,018 Other 1,145 1,614 Total deferred tax liabilities 50,155 50,248 Net deferred tax assets $ 100,882 $ 110,408

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	3 Months Ended
	Mar. 31, 2023
Fair Value Disclosures [Abstract]
Assets and liabilities measured at fair value on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals March 31, 2023 Financial assets: Securities available for sale $ — $ 1,507,907 $ — $ 1,507,907 Derivative instruments — 36,602 — 36,602 Mortgage loans held for sale in loans held for sale — 159,318 — 159,318 Total financial assets $ — $ 1,703,827 $ — $ 1,703,827 Financial liabilities: Derivative instruments: $ — $ 29,128 $ — $ 29,128 Level 1 Level 2 Level 3 Totals December 31, 2022 Financial assets: Securities available for sale $ — $ 1,533,942 $ — $ 1,533,942 Derivative instruments — 38,047 — 38,047 Mortgage loans held for sale in loans held for sale — 110,105 — 110,105 Total financial assets $ — $ 1,682,094 $ — $ 1,682,094 Financial liabilities: Derivative instruments $ — $ 33,185 $ — $ 33,185
Assets measured at fair value on a nonrecurring basis	The following tables provide the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets as of the dates presented and the level within the fair value hierarchy each is classified: March 31, 2023 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 20,114 $ 20,114 OREO — — 4,818 4,818 Total $ — $ — $ 24,932 $ 24,932 December 31, 2022 Level 1 Level 2 Level 3 Totals Individually evaluated loans, net of allowance for credit losses $ — $ — $ 14,732 $ 14,732 OREO — — 1,763 1,763 Total $ — $ — $ 16,495 $ 16,495
OREO measured at fair value on a nonrecurring basis	The following table presents OREO measured at fair value on a nonrecurring basis that was still held on the Consolidated Balance Sheets as of the dates presented: March 31, December 31, 2022 Carrying amount prior to remeasurement $ 4,818 $ 1,842 Impairment recognized in results of operations — (79) Fair value $ 4,818 $ 1,763
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of March 31, 2023 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 20,114 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ 4,818 Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of March 31, 2023 and December 31, 2022: Aggregate Aggregate Difference March 31, 2023 Mortgage loans held for sale measured at fair value $ 159,318 $ 155,576 $ 3,742 December 31, 2022 Mortgage loans held for sale measured at fair value $ 110,105 $ 108,143 $ 1,962
Assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value As of March 31, 2023 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 847,697 $ 847,697 $ — $ — $ 847,697 Securities held to maturity 1,300,240 — 1,204,079 — 1,204,079 Securities available for sale 1,507,907 — 1,507,907 — 1,507,907 Loans held for sale 159,318 — 159,318 — 159,318 Loans, net 11,571,133 — — 11,117,319 11,117,319 Mortgage servicing rights 85,039 — — 119,556 119,556 Derivative instruments 36,602 — 36,602 — 36,602 Financial liabilities Deposits $ 13,912,019 $ 11,409,503 $ 2,466,863 $ — $ 13,876,366 Short-term borrowings 732,057 732,057 — — 732,057 Junior subordinated debentures 112,276 — 94,423 — 94,423 Subordinated notes 318,835 — 263,350 — 263,350 Derivative instruments 29,128 — 29,128 — 29,128 Fair Value As of December 31, 2022 Carrying Level 1 Level 2 Level 3 Total Financial assets Cash and cash equivalents $ 575,992 $ 575,992 $ — $ — $ 575,992 Securities held to maturity 1,324,040 — 1,206,540 — 1,206,540 Securities available for sale 1,533,942 — 1,533,942 — 1,533,942 Loans held for sale 110,105 — 110,105 — 110,105 Loans, net 11,386,214 — — 10,850,181 10,850,181 Mortgage servicing rights 84,448 — — 122,454 122,454 Derivative instruments 38,047 — 38,047 — 38,047 Financial liabilities Deposits $ 13,486,966 $ 11,791,526 $ 1,653,891 $ — $ 13,445,417 Short-term borrowings 712,232 712,232 — — 712,232 Junior subordinated debentures 112,042 — 98,754 — 98,754 Subordinated notes 316,091 — 277,500 — 277,500 Derivative instruments 33,185 — 33,185 — 33,185

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	3 Months Ended
	Mar. 31, 2023
Equity [Abstract]
Changes in the components of other comprehensive income (loss)	Changes in the components of other comprehensive income (loss), net of tax, were as follows for the periods presented: Pre-Tax Tax Expense Net of Tax Three months ended March 31, 2023 Securities available for sale: Unrealized holding gains on securities $ 20,714 $ 5,183 $ 15,531 Amortization of unrealized holding losses on securities transferred to the held to maturity category 3,128 800 2,328 Total securities available for sale 23,842 5,983 17,859 Derivative instruments: Unrealized holding losses on derivative instruments (1,656) (424) (1,232) Reclassification adjustment for gains realized in net income — — — Total derivative instruments (1,656) (424) (1,232) Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 116 30 86 Total defined benefit pension and post-retirement benefit plans 116 30 86 Total other comprehensive income $ 22,302 $ 5,589 $ 16,713 Three months ended March 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (134,756) $ (34,294) $ (100,462) Amortization of unrealized holding gains on securities transferred to the held to maturity category (99) (25) (74) Total securities available for sale (134,855) (34,319) (100,536) Derivative instruments: Unrealized holding gains on derivative instruments 8,556 2,177 6,379 Total derivative instruments 8,556 2,177 6,379 Defined benefit pension and post-retirement benefit plans: Amortization of net actuarial loss recognized in net periodic pension cost 42 11 31 Total defined benefit pension and post-retirement benefit plans 42 11 31 Total other comprehensive loss $ (126,257) $ (32,131) $ (94,126)
Accumulated balances for each component of other comprehensive income (loss), net of tax	The accumulated balances for each component of other comprehensive loss, net of tax, were as follows as of the dates presented: March 31, December 31, 2022 Unrealized losses on securities $ (201,907) $ (219,766) Unrealized gains on derivative instruments 17,724 18,956 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (8,141) (8,227) Total accumulated other comprehensive loss $ (192,324) $ (209,037)

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	3 Months Ended
	Mar. 31, 2023
Earnings Per Share [Abstract]
Basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Three Months Ended March 31, 2023 2022 Basic Net income applicable to common stock $ 46,078 $ 33,547 Average common shares outstanding 56,008,741 55,809,192 Net income per common share - basic $ 0.82 $ 0.60 Diluted Net income applicable to common stock $ 46,078 $ 33,547 Average common shares outstanding 56,008,741 55,809,192 Effect of dilutive stock-based compensation 261,478 272,671 Average common shares outstanding - diluted 56,270,219 56,081,863 Net income per common share - diluted $ 0.82 $ 0.60
Schedule of antidilutive securities	Stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Three Months Ended March 31, 2023 2022 Number of shares 68,771 2,200

Regulatory Matters (Tables)

Regulatory Matters (Tables)	3 Months Ended
	Mar. 31, 2023
Banking and Thrift, Interest [Abstract]
Guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications: Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented: March 31, 2023 December 31, 2022 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,503,086 9.18 % $ 1,481,197 9.36 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,394,401 10.19 % 1,372,747 10.21 % Tier 1 Capital to Risk-Weighted Assets 1,503,086 10.98 % 1,481,197 11.01 % Total Capital to Risk-Weighted Assets 2,009,552 14.68 % 1,968,001 14.63 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,651,005 10.08 % $ 1,630,389 10.30 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,651,005 12.03 % 1,630,389 12.10 % Tier 1 Capital to Risk-Weighted Assets 1,651,005 12.03 % 1,630,389 12.10 % Total Capital to Risk-Weighted Assets 1,821,367 13.28 % 1,781,312 13.22 %

Segment Reporting (Tables)

Segment Reporting (Tables)	3 Months Ended
	Mar. 31, 2023
Segment Reporting [Abstract]
Financial information for the company's operating segments	The following tables provide financial information for the Company’s operating segments as of and for the periods presented: Community Insurance Wealth Other Consolidated Three months ended March 31, 2023 Net interest income (loss) $ 140,757 $ 286 $ 1,050 $ (6,318) $ 135,775 Provision for credit losses 7,960 — — — 7,960 Noninterest income (loss) 28,493 3,362 5,812 (374) 37,293 Noninterest expense 100,381 2,039 4,928 360 107,708 Income (loss) before income taxes 60,909 1,609 1,934 (7,052) 57,400 Income tax expense (benefit) 12,722 416 4 (1,820) 11,322 Net income (loss) $ 48,187 $ 1,193 $ 1,930 $ (5,232) $ 46,078 Total assets $ 17,362,799 $ 37,168 $ 79,452 $ (5,336) $ 17,474,083 Goodwill $ 988,898 $ 2,767 — — $ 991,665 Three months ended March 31, 2022 Net interest income (loss) $ 103,932 $ 93 $ 490 $ (4,886) $ 99,629 Provision for credit losses 1,500 — — — 1,500 Noninterest income (loss) 28,306 3,097 6,505 (450) 37,458 Noninterest expense 86,871 2,116 4,755 363 94,105 Income (loss) before income taxes 43,867 1,074 2,240 (5,699) 41,482 Income tax expense (benefit) 9,131 281 — (1,477) 7,935 Net income (loss) $ 34,736 $ 793 $ 2,240 $ (4,222) $ 33,547 Total assets $ 16,757,670 $ 33,794 $ 64,761 $ 7,532 $ 16,863,757 Goodwill $ 943,524 $ 2,767 — — $ 946,291

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value of Securities Available for Sale (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized cost and fair value of securities available for sale
Amortized Cost	$ 1,688,251	$ 1,735,000
Gross Unrealized Gains	469	241
Gross Unrealized Losses	(180,813)	(201,299)
Fair Value	1,507,907	1,533,942
Obligations of other U.S. Government agencies and corporations
Amortized cost and fair value of securities available for sale
Amortized Cost	170,000	170,000
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,110)	(5,340)
Fair Value	165,890	164,660
Obligations of states and political subdivisions
Amortized cost and fair value of securities available for sale
Amortized Cost	149,646	154,066
Gross Unrealized Gains	377	204
Gross Unrealized Losses	(6,866)	(9,368)
Fair Value	143,157	144,902
Residential mortgage backed securities: | Government agency mortgage backed securities
Amortized cost and fair value of securities available for sale
Amortized Cost	487,834	508,415
Gross Unrealized Gains	77	37
Gross Unrealized Losses	(45,812)	(52,036)
Fair Value	442,099	456,416
Residential mortgage backed securities: | Government agency collateralized mortgage obligations
Amortized cost and fair value of securities available for sale
Amortized Cost	589,560	605,033
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(95,044)	(103,864)
Fair Value	494,516	501,169
Commercial mortgage backed securities: | Government agency mortgage backed securities
Amortized cost and fair value of securities available for sale
Amortized Cost	11,128	11,166
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(900)	(1,053)
Fair Value	10,228	10,113
Commercial mortgage backed securities: | Government agency collateralized mortgage obligations
Amortized cost and fair value of securities available for sale
Amortized Cost	207,032	211,435
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(24,236)	(25,589)
Fair Value	182,796	185,846
Other debt securities
Amortized cost and fair value of securities available for sale
Amortized Cost	73,051	74,885
Gross Unrealized Gains	15	0
Gross Unrealized Losses	(3,845)	(4,049)
Fair Value	$ 69,221	$ 70,836

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value, Held to Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 1,300,272	$ 1,324,072
Gross Unrealized Gains	91	17
Gross Unrealized Losses	(96,284)	(117,549)
Fair Value	1,204,079	1,206,540
Allowance for credit losses - held to maturity securities	(32)	(32)
Held to maturity securities, net of allowance for credit losses	1,300,240	1,324,040
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	290,983	291,886
Gross Unrealized Gains	91	17
Gross Unrealized Losses	(38,774)	(48,325)
Fair Value	252,300	243,578
Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	415,243	423,315
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(25,330)	(30,706)
Fair Value	389,913	392,609
Other debt securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	61,068	62,875
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,272)	(4,266)
Fair Value	57,796	58,609
Government agency mortgage backed securities | Residential mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	470,833	483,560
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(19,656)	(24,432)
Fair Value	451,177	459,128
Government agency mortgage backed securities | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	17,001	17,006
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(2,931)	(3,261)
Fair Value	14,070	13,745
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	45,144	45,430
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,321)	(6,559)
Fair Value	$ 38,823	$ 38,871

Securities - Narrative (Details

Securities - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Debt Securities, Available-for-sale [Line Items]
Proceeds from sales of securities available for sale	$ 0	$ 0
Allowance for credit losses - held to maturity securities	$ 32,000		$ 32,000
Amortized cost of debt securities held to maturity rated A or higher by rating agencies (percent)	99.99%
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 879,751,000		824,417,000
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 15,549,000		$ 18,184,000

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Amortized Cost
Due within one year	$ 150
Due after one year through five years	3,323
Due after five years through ten years	63,319
Due after ten years	224,191
Amortized Cost	1,300,272	$ 1,324,072
Fair Value
Due within one year	150
Due after one year through five years	3,174
Due after five years through ten years	56,205
Due after ten years	192,771
Fair Value	1,204,079	1,206,540
Amortized Cost
Due within one year	10,205
Due after one year through five years	231,194
Due after five years through ten years	90,554
Due after ten years	51,463
Amortized Cost	1,688,251	1,735,000
Fair Value
Due within one year	10,201
Due after one year through five years	226,806
Due after five years through ten years	85,065
Due after ten years	47,748
Fair Value	1,507,907	1,533,942
Residential mortgage backed securities:
Amortized Cost
Amortized Cost	415,243	423,315
Fair Value
Fair Value	389,913	392,609
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	61,068
Amortized Cost	61,068	62,875
Fair Value
Without single maturity date, fair value	57,796
Fair Value	57,796	58,609
Amortized Cost
Debt securities, without fixed maturity, amortized cost	9,281
Amortized Cost	73,051	74,885
Fair Value
Debt securities, without fixed maturity, fair value	8,448
Fair Value	69,221	70,836
Government agency mortgage backed securities | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	470,833
Amortized Cost	470,833	483,560
Fair Value
Without single maturity date, fair value	451,177
Fair Value	451,177	459,128
Amortized Cost
Debt securities, without fixed maturity, amortized cost	487,834
Amortized Cost	487,834	508,415
Fair Value
Debt securities, without fixed maturity, fair value	442,099
Fair Value	442,099	456,416
Government agency mortgage backed securities | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	17,001
Amortized Cost	17,001	17,006
Fair Value
Without single maturity date, fair value	14,070
Fair Value	14,070	13,745
Amortized Cost
Debt securities, without fixed maturity, amortized cost	11,128
Amortized Cost	11,128	11,166
Fair Value
Debt securities, without fixed maturity, fair value	10,228
Fair Value	10,228	10,113
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	415,243
Fair Value
Without single maturity date, fair value	389,913
Amortized Cost
Debt securities, without fixed maturity, amortized cost	589,560
Amortized Cost	589,560	605,033
Fair Value
Debt securities, without fixed maturity, fair value	494,516
Fair Value	494,516	501,169
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Amortized Cost
Without single maturity date, amortized cost	45,144
Amortized Cost	45,144	45,430
Fair Value
Without single maturity date, fair value	38,823
Fair Value	38,823	38,871
Amortized Cost
Debt securities, without fixed maturity, amortized cost	207,032
Amortized Cost	207,032	211,435
Fair Value
Debt securities, without fixed maturity, fair value	182,796
Fair Value	$ 182,796	$ 185,846

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Mar. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($) security
Available for Sale:
Number of positions, Less than 12 Months | security	134	247
Fair Value, Less than 12 Months	$ 434,112	$ 726,431
Unrealized Losses, Less than 12 Months	$ (11,899)	$ (41,924)
Number of positions, 12 Months or More | security	191	98
Fair value, 12 Months or More	$ 1,036,610	$ 788,657
Unrealized Losses, 12 Months or More	$ (168,914)	$ (159,375)
Number of positions | security	325	345
Fair Value	$ 1,470,722	$ 1,515,088
Unrealized Losses	$ (180,813)	$ (201,299)
Held to Maturity:
Number of positions, Less than 12 Months | security	8	122
Fair Value, Less than 12 Months	$ 125,322	$ 448,575
Unrealized Losses, Less than 12 Months	$ (3,621)	$ (51,436)
Number of positions, 12 Months or More | security	228	115
Fair Value, 12 Months or More	$ 1,074,589	$ 755,527
Unrealized Losses, 12 Months or More	$ (92,663)	$ (66,113)
Number of positions | security	236	237
Fair Value	$ 1,199,911	$ 1,204,102
Unrealized Losses	$ (96,284)	$ (117,549)
Obligations of other U.S. Government agencies and corporations
Available for Sale:
Number of positions, Less than 12 Months | security	5	5
Fair Value, Less than 12 Months	$ 165,890	$ 164,660
Unrealized Losses, Less than 12 Months	$ (4,110)	$ (5,340)
Number of positions, 12 Months or More | security	0	0
Fair value, 12 Months or More	$ 0	$ 0
Unrealized Losses, 12 Months or More	$ 0	$ 0
Number of positions | security	5	5
Fair Value	$ 165,890	$ 164,660
Unrealized Losses	$ (4,110)	$ (5,340)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	39	84
Fair Value, Less than 12 Months	$ 38,653	$ 96,939
Unrealized Losses, Less than 12 Months	$ (248)	$ (4,869)
Number of positions, 12 Months or More | security	41	11
Fair value, 12 Months or More	$ 81,072	$ 33,038
Unrealized Losses, 12 Months or More	$ (6,618)	$ (4,499)
Number of positions | security	80	95
Fair Value	$ 119,725	$ 129,977
Unrealized Losses	$ (6,866)	$ (9,368)
Held to Maturity:
Number of positions, Less than 12 Months | security	1	105
Fair Value, Less than 12 Months	$ 440	$ 191,442
Unrealized Losses, Less than 12 Months	$ 0	$ (35,871)
Number of positions, 12 Months or More | security	127	24
Fair Value, 12 Months or More	$ 247,694	$ 49,697
Unrealized Losses, 12 Months or More	$ (38,774)	$ (12,454)
Number of positions | security	128	129
Fair Value	$ 248,134	$ 241,139
Unrealized Losses	$ (38,774)	$ (48,325)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	15	25
Fair Value, Less than 12 Months	$ 35,768	$ 63,423
Unrealized Losses, Less than 12 Months	$ (1,177)	$ (3,167)
Number of positions, 12 Months or More | security	9	1
Fair value, 12 Months or More	$ 23,608	$ 7,412
Unrealized Losses, 12 Months or More	$ (2,668)	$ (883)
Number of positions | security	24	26
Fair Value	$ 59,376	$ 70,835
Unrealized Losses	$ (3,845)	$ (4,050)
Held to Maturity:
Number of positions, Less than 12 Months | security	1	2
Fair Value, Less than 12 Months	$ 23,156	$ 42,567
Unrealized Losses, Less than 12 Months	$ (625)	$ (2,013)
Number of positions, 12 Months or More | security	9	8
Fair Value, 12 Months or More	$ 34,639	$ 16,042
Unrealized Losses, 12 Months or More	$ (2,647)	$ (2,253)
Number of positions | security	10	10
Fair Value	$ 57,795	$ 58,609
Unrealized Losses	$ (3,272)	$ (4,266)
Government agency mortgage backed securities | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	63	97
Fair Value, Less than 12 Months	$ 128,869	$ 214,516
Unrealized Losses, Less than 12 Months	$ (4,799)	$ (15,115)
Number of positions, 12 Months or More | security	62	29
Fair value, 12 Months or More	$ 309,322	$ 237,970
Unrealized Losses, 12 Months or More	$ (41,013)	$ (36,921)
Number of positions | security	125	126
Fair Value	$ 438,191	$ 452,486
Unrealized Losses	$ (45,812)	$ (52,036)
Held to Maturity:
Number of positions, Less than 12 Months | security	2	8
Fair Value, Less than 12 Months	$ 42,422	$ 94,258
Unrealized Losses, Less than 12 Months	$ (751)	$ (4,186)
Number of positions, 12 Months or More | security	68	62
Fair Value, 12 Months or More	$ 408,755	$ 364,870
Unrealized Losses, 12 Months or More	$ (18,905)	$ (20,246)
Number of positions | security	70	70
Fair Value	$ 451,177	$ 459,128
Unrealized Losses	$ (19,656)	$ (24,432)
Government agency mortgage backed securities | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	1	4
Fair Value, Less than 12 Months	$ 395	$ 10,114
Unrealized Losses, Less than 12 Months	$ (1)	$ (1,053)
Number of positions, 12 Months or More | security	3	0
Fair value, 12 Months or More	$ 9,833	$ 0
Unrealized Losses, 12 Months or More	$ (899)	$ 0
Number of positions | security	4	4
Fair Value	$ 10,228	$ 10,114
Unrealized Losses	$ (900)	$ (1,053)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 13,745
Unrealized Losses, Less than 12 Months	$ 0	$ (3,261)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 14,069	$ 0
Unrealized Losses, 12 Months or More	$ (2,931)	$ 0
Number of positions | security	1	1
Fair Value	$ 14,069	$ 13,745
Unrealized Losses	$ (2,931)	$ (3,261)
Government agency collateralized mortgage obligations | Residential mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	4	16
Fair Value, Less than 12 Months	$ 30,958	$ 109,753
Unrealized Losses, Less than 12 Months	$ (728)	$ (8,552)
Number of positions, 12 Months or More | security	48	36
Fair value, 12 Months or More	$ 463,558	$ 391,416
Unrealized Losses, 12 Months or More	$ (94,316)	$ (95,312)
Number of positions | security	52	52
Fair Value	$ 494,516	$ 501,169
Unrealized Losses	$ (95,044)	$ (103,864)
Held to Maturity:
Number of positions, Less than 12 Months | security	2	4
Fair Value, Less than 12 Months	$ 51,648	$ 98,912
Unrealized Losses, Less than 12 Months	$ (1,622)	$ (5,479)
Number of positions, 12 Months or More | security	16	14
Fair Value, 12 Months or More	$ 338,265	$ 293,698
Unrealized Losses, 12 Months or More	$ (23,708)	$ (25,227)
Number of positions | security	18	18
Fair Value	$ 389,913	$ 392,610
Unrealized Losses	$ (25,330)	$ (30,706)
Government agency collateralized mortgage obligations | Commercial mortgage backed securities:
Available for Sale:
Number of positions, Less than 12 Months | security	7	16
Fair Value, Less than 12 Months	$ 33,579	$ 67,026
Unrealized Losses, Less than 12 Months	$ (836)	$ (3,828)
Number of positions, 12 Months or More | security	28	21
Fair value, 12 Months or More	$ 149,217	$ 118,821
Unrealized Losses, 12 Months or More	$ (23,400)	$ (21,760)
Number of positions | security	35	37
Fair Value	$ 182,796	$ 185,847
Unrealized Losses	$ (24,236)	$ (25,588)
Held to Maturity:
Number of positions, Less than 12 Months | security	2	2
Fair Value, Less than 12 Months	$ 7,656	$ 7,651
Unrealized Losses, Less than 12 Months	$ (623)	$ (626)
Number of positions, 12 Months or More | security	7	7
Fair Value, 12 Months or More	$ 31,167	$ 31,220
Unrealized Losses, 12 Months or More	$ (5,698)	$ (5,933)
Number of positions | security	9	9
Fair Value	$ 38,823	$ 38,871
Unrealized Losses	$ (6,321)	$ (6,559)

Loans - Summary of Non-Purchase

Loans - Summary of Non-Purchased Loans and Leases (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Summary of loans
Gross loans	$ 11,773,553	$ 11,585,458
Unearned income	(7,128)	(7,154)
Loans, net of unearned income	11,766,425	11,578,304	$ 10,313,459
Commercial, financial, agricultural
Summary of loans
Gross loans	1,740,778	1,673,883
Loans, net of unearned income	1,740,778		1,445,607
Lease financing
Summary of loans
Gross loans	128,274	122,167
Loans, net of unearned income	121,146		89,842
Real estate – construction:
Summary of loans
Gross loans	1,424,352	1,330,337
Loans, net of unearned income	1,424,352		1,222,052
Real estate – construction: | Residential
Summary of loans
Gross loans	333,439	355,500
Real estate – construction: | Commercial
Summary of loans
Gross loans	1,090,913	974,837
Real estate – 1-4 family mortgage:
Summary of loans
Gross loans	3,278,980	3,216,263
Loans, net of unearned income	3,278,980		2,840,979
Real estate – 1-4 family mortgage: | Primary
Summary of loans
Gross loans	2,288,592	2,222,856
Real estate – 1-4 family mortgage: | Home equity
Summary of loans
Gross loans	497,925	501,906
Real estate – 1-4 family mortgage: | Rental/investment
Summary of loans
Gross loans	344,705	334,382
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	147,758	157,119
Real estate – 1-4 family mortgage: | Land development
Summary of loans
Gross loans	147,758	157,119
Real estate – commercial mortgage:
Summary of loans
Gross loans	5,085,813	5,118,063
Loans, net of unearned income	5,085,813		4,577,864
Real estate – commercial mortgage: | Owner-occupied
Summary of loans
Gross loans	1,521,327	1,539,296
Real estate – commercial mortgage: | Non-owner occupied
Summary of loans
Gross loans	3,447,217	3,452,910
Real estate – commercial mortgage: | Land development
Summary of loans
Gross loans	117,269	125,857
Installment loans to individuals
Summary of loans
Gross loans	115,356	$ 124,745
Loans, net of unearned income	$ 115,356		$ 137,115

Loans - Narrative (Details)

Loans - Narrative (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Mortgage and commercial loans discontinued past due period	90 days
Consumer and other retail loans charged-off past due period	120 days
Internal Investment Grade
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	10
Special Mention
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	70
Commercial, financial, agricultural | Contractual Interest Rate Reduction
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Modification, Interest rate reduction	$ 1,184
Non-owner occupied | Commercial, financial, agricultural | Contractual Interest Rate Reduction
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Modification, Interest rate reduction	1,029
Owner-occupied | Commercial, financial, agricultural | Contractual Interest Rate Reduction
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Modification, Interest rate reduction	$ 155
Minimum | Internal Investment Grade
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	10
Minimum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	10
Minimum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	80
Maximum | Internal Investment Grade
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	95
Maximum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	60
Maximum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	95
Weighted Average | Non-owner occupied | Commercial, financial, agricultural
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Weighted average interest rate	6.67%
Weighted Average | Non-owner occupied | Commercial, financial, agricultural | Contractual Interest Rate Reduction
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Weighted average interest rate	6.55%
Weighted Average | Owner-occupied | Commercial, financial, agricultural
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Weighted average interest rate	5.43%
Weighted Average | Owner-occupied | Commercial, financial, agricultural | Contractual Interest Rate Reduction
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Weighted average interest rate	4.75%

Loans - Aging of Past Due and N

Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 11,773,553	$ 11,585,458
Unearned income	(7,128)	(7,154)
Loans, net of unearned income	11,766,425	11,578,304	$ 10,313,459
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,740,778	1,673,883
Loans, net of unearned income	1,740,778		1,445,607
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,274	122,167
Loans, net of unearned income	121,146		89,842
Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,424,352	1,330,337
Loans, net of unearned income	1,424,352		1,222,052
Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,278,980	3,216,263
Loans, net of unearned income	3,278,980		2,840,979
Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,085,813	5,118,063
Loans, net of unearned income	5,085,813		4,577,864
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	115,356	124,745
Loans, net of unearned income	115,356		$ 137,115
Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(7,128)	(7,154)
Loans, net of unearned income	11,709,799	11,521,759
Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,729,396	1,661,409
Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,274	122,167
Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,424,200	1,330,260
Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,240,833	3,183,220
Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,079,105	5,107,370
Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	115,119	124,487
Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	56,626	56,545
Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,382	12,474
Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	152	77
Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	38,147	33,043
Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,708	10,693
Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	237	258
30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	50,992	58,703
30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,978	1,303
30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	445	8,574
30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	25,649	34,468
30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,010	12,357
30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	910	2,001
30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	12,670	13,386
30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13	18
30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	12,500	6,531
30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	126	6,799
30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	31	38
90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,664	331
90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	69
90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,755	38
90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,909	219
90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	5
90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	16,958	18,381
90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,552	2,373
90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,235	13,624
90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,122	2,284
90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	49	100
Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(7,128)	(7,154)
Loans, net of unearned income	11,640,143	11,462,725
Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,727,418	1,660,037
Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	128,274	122,167
Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,423,755	1,321,686
Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,213,429	3,148,714
Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,040,186	5,094,794
Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	114,209	122,481
Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	26,998	24,778
Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,817	10,083
Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	152	77
Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,412	12,888
Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,460	1,610
Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	157	120
Residential | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	333,439	355,500
Residential | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	333,287	355,423
Residential | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	152	77
Residential | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	445	49
Residential | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	332,842	355,374
Residential | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	152	77
Commercial | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,090,913	974,837
Commercial | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,090,913	974,837
Commercial | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 30-89 Days Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	8,525
Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 90 Days or More Past Due | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | Current Loans | Accruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,090,913	966,312
Commercial | Current Loans | Nonaccruing Loans | Real estate – construction:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Primary | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,288,592	2,222,856
Primary | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,253,837	2,192,780
Primary | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	34,755	30,076
Primary | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,507	28,198
Primary | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	11,647	6,015
Primary | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Primary | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	8,151	12,503
Primary | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,231,330	2,164,582
Primary | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	14,957	11,558
Home equity | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	497,925	501,906
Home equity | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	495,647	499,997
Home equity | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,278	1,909
Home equity | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,335	5,376
Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	109	450
Home equity | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	994	754
Home equity | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	493,312	494,621
Home equity | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,175	705
Rental/investment | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	344,705	334,382
Rental/investment | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	343,594	333,406
Rental/investment | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,111	976
Rental/investment | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	780	720
Rental/investment | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	744	20
Rental/investment | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,738	38
Rental/investment | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	87	331
Rental/investment | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	341,076	332,648
Rental/investment | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	280	625
Land development | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	147,758	157,119
Land development | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	117,269	125,857
Land development | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	147,755	157,037
Land development | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	117,189	125,786
Land development | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3	82
Land development | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80	71
Land development | 30-89 Days Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	27	174
Land development | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	275	279
Land development | 30-89 Days Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	46
Land development | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | 90 Days or More Past Due | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	17	0
Land development | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	185	0
Land development | 90 Days or More Past Due | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3	36
Land development | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	40
Land development | Current Loans | Accruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	147,711	156,863
Land development | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	116,729	125,507
Land development | Current Loans | Nonaccruing Loans | Real estate – 1-4 family mortgage:
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	80	31
Owner-occupied | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,521,327	1,539,296
Owner-occupied | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,517,662	1,534,016
Owner-occupied | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,665	5,280
Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,047	8,557
Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	126	1,495
Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,724	219
Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,159	2,244
Owner-occupied | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,494,891	1,525,240
Owner-occupied | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,380	1,541
Non-owner occupied | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,447,217	3,452,910
Non-owner occupied | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,444,254	3,447,568
Non-owner occupied | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,963	5,342
Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	15,688	3,521
Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	5,304
Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,963	0
Non-owner occupied | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,428,566	3,444,047
Non-owner occupied | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 0	$ 38

Loans - Loan Portfolio by Risk-

Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Mar. 31, 2022
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 11,766,425	$ 11,578,304	$ 10,313,459
Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	345,464	2,974,780
Prior year	2,848,507	1,846,162
Two years prior	1,876,080	1,032,769
Three years prior	1,015,679	638,429
Four years prior	589,615	333,503
Prior	1,162,246	890,597
Revolving Loans	889,612	879,404
Revolving Loans Converted to Term	34,726	30,357
Loans, net of unearned income	8,761,929	8,626,001
Pass
Loan portfolio by risk-rating grades
Current year	344,666	2,945,114
Prior year	2,818,040	1,831,620
Two years prior	1,869,189	1,025,563
Three years prior	999,312	608,367
Four years prior	559,702	305,463
Prior	1,028,696	777,311
Revolving Loans	868,349	859,244
Revolving Loans Converted to Term	23,753	19,242
Loans, net of unearned income	8,511,707	8,371,924
Special Mention
Loan portfolio by risk-rating grades
Current year	484	12,328
Prior year	5,272	3,087
Two years prior	5,515	1,825
Three years prior	9,143	24,014
Four years prior	7,447	18,187
Prior	27,801	10,226
Revolving Loans	9,094	16,424
Revolving Loans Converted to Term	76	80
Loans, net of unearned income	64,832	86,171
Substandard
Loan portfolio by risk-rating grades
Current year	314	17,338
Prior year	25,195	11,455
Two years prior	1,376	5,381
Three years prior	7,224	6,048
Four years prior	22,466	9,853
Prior	105,749	103,060
Revolving Loans	12,169	3,736
Revolving Loans Converted to Term	10,897	11,035
Loans, net of unearned income	185,390	167,906
Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	108,780	810,857
Prior year	829,281	626,995
Two years prior	614,235	360,713
Three years prior	350,583	171,082
Four years prior	164,345	134,737
Prior	442,669	346,791
Revolving Loans	489,328	497,316
Revolving Loans Converted to Term	5,276	3,812
Loans, net of unearned income	3,004,497	2,952,303
Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	108,693	810,016
Prior year	826,887	624,015
Two years prior	610,855	356,387
Three years prior	344,373	166,883
Four years prior	159,845	127,998
Prior	424,145	335,381
Revolving Loans	488,067	496,156
Revolving Loans Converted to Term	4,321	3,124
Loans, net of unearned income	2,967,186	2,919,960
Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	87	841
Prior year	2,394	2,980
Two years prior	3,380	4,326
Three years prior	6,210	4,199
Four years prior	4,500	6,739
Prior	18,524	11,410
Revolving Loans	1,261	1,160
Revolving Loans Converted to Term	955	688
Loans, net of unearned income	37,311	32,343
Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	0
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,740,778		1,445,607
Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	116,077	460,604
Prior year	368,138	209,964
Two years prior	210,939	142,790
Three years prior	131,648	63,164
Four years prior	72,135	25,099
Prior	92,677	35,142
Revolving Loans	734,968	717,422
Revolving Loans Converted to Term	7,549	3,522
Loans, net of unearned income	1,734,131	1,657,707
Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	116,027	450,559
Prior year	361,587	209,580
Two years prior	210,444	141,712
Three years prior	130,659	62,370
Four years prior	71,369	21,963
Prior	80,240	28,014
Revolving Loans	723,341	704,491
Revolving Loans Converted to Term	6,525	2,384
Loans, net of unearned income	1,700,192	1,621,073
Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	0	719
Prior year	138	0
Two years prior	118	1,010
Three years prior	937	383
Four years prior	128	678
Prior	636	0
Revolving Loans	9,062	11,616
Revolving Loans Converted to Term	76	80
Loans, net of unearned income	11,095	14,486
Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	50	9,326
Prior year	6,413	384
Two years prior	377	68
Three years prior	52	411
Four years prior	638	2,458
Prior	11,801	7,128
Revolving Loans	2,565	1,315
Revolving Loans Converted to Term	948	1,058
Loans, net of unearned income	22,844	22,148
Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	13
Prior year	13	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	6,635	16,163
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	6,648	16,176
Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	13
Prior year	13	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	6,635	16,163
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	6,648	16,176
Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	121,146		89,842
Lease Financing Receivables | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	12,933	61,424
Prior year	59,874	18,379
Two years prior	16,481	18,318
Three years prior	17,419	10,628
Four years prior	9,122	4,557
Prior	5,317	1,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	121,146	115,013
Lease Financing Receivables | Pass
Loan portfolio by risk-rating grades
Current year	12,933	58,204
Prior year	56,812	18,379
Two years prior	16,481	15,846
Three years prior	15,108	9,060
Four years prior	8,069	3,269
Prior	3,943	1,353
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	113,346	106,111
Lease Financing Receivables | Special Mention
Loan portfolio by risk-rating grades
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	324
Revolving Loans	0
Revolving Loans Converted to Term	0
Loans, net of unearned income	324
Lease Financing Receivables | Watch
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		354
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		354
Lease Financing Receivables | Substandard
Loan portfolio by risk-rating grades
Current year	0	3,220
Prior year	3,062	0
Two years prior	0	2,472
Three years prior	2,311	1,568
Four years prior	1,053	1,288
Prior	1,050	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	7,476	8,548
Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Real estate – construction:
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,424,352		1,222,052
Real estate – construction: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	71,159	595,185
Prior year	599,389	476,190
Two years prior	505,187	109,705
Three years prior	100,439	8,525
Four years prior	0	381
Prior	1,885	6,858
Revolving Loans	18,675	13,757
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	1,296,734	1,211,025
Real estate – construction: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,640	57,570
Prior year	74,105	61,245
Two years prior	47,582	497
Three years prior	291	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	127,618	119,312
Real estate – construction: | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	54,092	214,386
Prior year	140,184	16,483
Two years prior	7,138	589
Three years prior	584	0
Four years prior	0	381
Prior	379	0
Revolving Loans	3,444	3,925
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	205,821	236,188
Real estate – construction: | Residential | Pass
Loan portfolio by risk-rating grades
Current year	53,845	214,371
Prior year	135,551	16,483
Two years prior	7,138	589
Three years prior	584	0
Four years prior	0	381
Prior	379	0
Revolving Loans	3,444	3,925
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	200,941	236,173
Real estate – construction: | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	247	6
Prior year	4,091	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	4,338	6
Real estate – construction: | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	0	9
Prior year	542	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	542	9
Real estate – construction: | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,640	57,570
Prior year	74,105	61,245
Two years prior	47,582	497
Three years prior	291	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	127,618	119,312
Real estate – construction: | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,640	57,493
Prior year	73,953	61,245
Two years prior	47,582	497
Three years prior	291	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	127,466	119,235
Real estate – construction: | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	77
Prior year	152	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	152	77
Real estate – construction: | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	17,067	380,799
Prior year	459,205	459,707
Two years prior	498,049	109,116
Three years prior	99,855	8,525
Four years prior	0	0
Prior	1,506	6,858
Revolving Loans	15,231	9,832
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,090,913	974,837
Real estate – construction: | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	17,067	380,799
Prior year	459,205	459,707
Two years prior	498,049	109,116
Three years prior	99,855	8,525
Four years prior	0	0
Prior	1,506	6,858
Revolving Loans	15,231	9,832
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,090,913	974,837
Real estate – construction: | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real estate – construction: | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real estate – construction: | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Real estate – construction: | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Real estate – construction: | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year		0
Prior year		0
Two years prior		0
Three years prior		0
Four years prior		0
Prior		0
Revolving Loans		0
Revolving Loans Converted to Term		0
Loans, net of unearned income		0
Real estate – 1-4 family mortgage:
Loan portfolio by risk-rating grades
Loans, net of unearned income	3,278,980		2,840,979
Real estate – 1-4 family mortgage: | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	38,818	233,370
Prior year	211,413	141,066
Two years prior	134,661	48,653
Three years prior	47,942	24,664
Four years prior	22,490	25,604
Prior	54,820	35,971
Revolving Loans	25,233	26,920
Revolving Loans Converted to Term	2,200	1,238
Loans, net of unearned income	537,577	537,486
Real estate – 1-4 family mortgage: | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	91,446	704,214
Prior year	715,261	546,256
Two years prior	550,406	351,213
Three years prior	342,567	155,549
Four years prior	150,212	116,951
Prior	410,823	319,567
Revolving Loans	475,448	481,254
Revolving Loans Converted to Term	5,240	3,773
Loans, net of unearned income	2,741,403	2,678,777
Real estate – 1-4 family mortgage: | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,043	12,877
Prior year	11,486	7,965
Two years prior	7,147	5,068
Three years prior	4,860	2,435
Four years prior	2,340	4,522
Prior	11,971	8,723
Revolving Loans	4,003	4,931
Revolving Loans Converted to Term	1,000	106
Loans, net of unearned income	43,850	46,627
Real estate – 1-4 family mortgage: | Primary | Pass
Loan portfolio by risk-rating grades
Current year	857	12,616
Prior year	11,229	7,965
Two years prior	6,839	5,068
Three years prior	4,860	2,421
Four years prior	2,327	4,522
Prior	11,473	8,419
Revolving Loans	4,003	4,931
Revolving Loans Converted to Term	1,000	106
Loans, net of unearned income	42,588	46,048
Real estate – 1-4 family mortgage: | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	186	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	47	51
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	233	51
Real estate – 1-4 family mortgage: | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	0	261
Prior year	257	0
Two years prior	308	0
Three years prior	0	14
Four years prior	13	0
Prior	451	253
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,029	528
Real estate – 1-4 family mortgage: | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	90,554	694,941
Prior year	706,700	541,801
Two years prior	547,270	350,205
Three years prior	341,603	154,979
Four years prior	149,663	115,876
Prior	408,894	318,364
Revolving Loans	0	0
Revolving Loans Converted to Term	58	63
Loans, net of unearned income	2,244,742	2,176,229
Real estate – 1-4 family mortgage: | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	90,495	694,221
Prior year	704,525	538,870
Two years prior	543,912	345,912
Three years prior	335,424	150,821
Four years prior	145,203	109,156
Prior	390,530	307,178
Revolving Loans	0	0
Revolving Loans Converted to Term	58	63
Loans, net of unearned income	2,210,147	2,146,221
Real estate – 1-4 family mortgage: | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	59	720
Prior year	2,175	2,931
Two years prior	3,358	4,293
Three years prior	6,179	4,158
Four years prior	4,460	6,720
Prior	18,364	11,186
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	34,595	30,008
Real estate – 1-4 family mortgage: | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	745	272
Prior year	189	1,187
Two years prior	1,079	0
Three years prior	0	38
Four years prior	37	5
Prior	31	27
Revolving Loans	14,323	14,485
Revolving Loans Converted to Term	118	141
Loans, net of unearned income	16,522	16,155
Real estate – 1-4 family mortgage: | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	745	272
Prior year	189	1,187
Two years prior	1,079	0
Three years prior	0	38
Four years prior	37	5
Prior	31	27
Revolving Loans	14,291	14,485
Revolving Loans Converted to Term	0	7
Loans, net of unearned income	16,372	16,021
Real estate – 1-4 family mortgage: | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	32	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	32	0
Real estate – 1-4 family mortgage: | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	118	134
Loans, net of unearned income	118	134
Real estate – 1-4 family mortgage: | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	111
Two years prior	111	0
Three years prior	0	0
Four years prior	0	0
Prior	662	676
Revolving Loans	475,448	481,254
Revolving Loans Converted to Term	5,182	3,710
Loans, net of unearned income	481,403	485,751
Real estate – 1-4 family mortgage: | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	111
Two years prior	111	0
Three years prior	0	0
Four years prior	0	0
Prior	596	609
Revolving Loans	474,188	480,094
Revolving Loans Converted to Term	4,230	3,026
Loans, net of unearned income	479,125	483,840
Real estate – 1-4 family mortgage: | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	66	67
Revolving Loans	1,260	1,160
Revolving Loans Converted to Term	952	684
Loans, net of unearned income	2,278	1,911
Real estate – 1-4 family mortgage: | Rental/investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,615	138,481
Prior year	135,062	85,711
Two years prior	86,466	42,056
Three years prior	42,566	21,997
Four years prior	19,930	14,785
Prior	34,078	24,448
Revolving Loans	5,773	5,972
Revolving Loans Converted to Term	1,082	787
Loans, net of unearned income	344,572	334,237
Real estate – 1-4 family mortgage: | Rental/investment | Pass
Loan portfolio by risk-rating grades
Current year	19,377	138,137
Prior year	134,639	85,522
Two years prior	86,253	41,604
Three years prior	40,136	21,097
Four years prior	18,525	14,671
Prior	32,240	22,899
Revolving Loans	5,773	5,972
Revolving Loans Converted to Term	721	482
Loans, net of unearned income	337,664	330,384
Real estate – 1-4 family mortgage: | Rental/investment | Special Mention
Loan portfolio by risk-rating grades
Current year	51	231
Prior year	229	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	173	174
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	453	405
Real estate – 1-4 family mortgage: | Rental/investment | Substandard
Loan portfolio by risk-rating grades
Current year	187	113
Prior year	194	189
Two years prior	213	452
Three years prior	2,430	900
Four years prior	1,405	114
Prior	1,665	1,375
Revolving Loans	0	0
Revolving Loans Converted to Term	361	305
Loans, net of unearned income	6,455	3,448
Real estate – 1-4 family mortgage: | Rental/investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	133	145
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	133	145
Real estate – 1-4 family mortgage: | Rental/investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	133	145
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	133	145
Real estate – 1-4 family mortgage: | Rental/investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real estate – 1-4 family mortgage: | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	17,415	81,740
Prior year	64,676	46,203
Two years prior	39,969	1,529
Three years prior	516	194
Four years prior	183	6,292
Prior	8,740	2,773
Revolving Loans	1,134	1,532
Revolving Loans Converted to Term	0	204
Loans, net of unearned income	132,633	140,467
Real estate – 1-4 family mortgage: | Land development | Pass
Loan portfolio by risk-rating grades
Current year	17,374	80,514
Prior year	64,676	46,203
Two years prior	39,969	1,525
Three years prior	512	194
Four years prior	183	6,292
Prior	8,643	2,723
Revolving Loans	1,134	1,532
Revolving Loans Converted to Term	0	204
Loans, net of unearned income	132,491	139,187
Real estate – 1-4 family mortgage: | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,226
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	1,226
Real estate – 1-4 family mortgage: | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	41	0
Prior year	0	0
Two years prior	0	4
Three years prior	4	0
Four years prior	0	0
Prior	97	50
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	142	54
Real estate – 1-4 family mortgage: | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	892	9,273
Prior year	8,561	4,344
Two years prior	3,025	1,008
Three years prior	964	570
Four years prior	549	1,075
Prior	1,134	382
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,125	16,652
Real estate – 1-4 family mortgage: | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	892	9,257
Prior year	8,561	4,344
Two years prior	3,025	1,008
Three years prior	964	570
Four years prior	549	1,075
Prior	1,134	319
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,125	16,573
Real estate – 1-4 family mortgage: | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	16
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	63
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	79
Real Estate - Commercial Mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	5,085,813		4,577,864
Real Estate - Commercial Mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	106,196	1,624,197
Prior year	1,609,693	1,000,563
Two years prior	1,008,812	713,303
Three years prior	718,231	531,424
Four years prior	485,850	277,862
Prior	1,007,547	810,919
Revolving Loans	110,736	121,305
Revolving Loans Converted to Term	24,977	25,173
Loans, net of unearned income	5,072,042	5,104,746
Real Estate - Commercial Mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,678	4,805
Prior year	4,299	3,518
Two years prior	3,353	2,587
Three years prior	2,378	1,281
Four years prior	1,192	691
Prior	871	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,771	13,317
Real Estate - Commercial Mortgage | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	6,676	58,307
Prior year	52,146	24,268
Two years prior	17,597	6,654
Three years prior	5,808	6,379
Four years prior	6,135	4,538
Prior	9,720	6,561
Revolving Loans	5,382	5,799
Revolving Loans Converted to Term	191	193
Loans, net of unearned income	103,655	112,699
Real Estate - Commercial Mortgage | Land development | Pass
Loan portfolio by risk-rating grades
Current year	6,640	58,307
Prior year	52,146	24,228
Two years prior	17,558	6,342
Three years prior	5,504	6,379
Four years prior	6,135	4,465
Prior	9,197	6,067
Revolving Loans	5,382	5,799
Revolving Loans Converted to Term	191	193
Loans, net of unearned income	102,753	111,780
Real Estate - Commercial Mortgage | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	40
Two years prior	39	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	39	40
Real Estate - Commercial Mortgage | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	36	0
Prior year	0	0
Two years prior	0	312
Three years prior	304	0
Four years prior	0	73
Prior	523	494
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	863	879
Real Estate - Commercial Mortgage | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,678	4,805
Prior year	4,299	3,518
Two years prior	3,353	2,428
Three years prior	2,221	1,281
Four years prior	1,192	691
Prior	871	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,614	13,158
Real Estate - Commercial Mortgage | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,678	4,805
Prior year	4,254	3,518
Two years prior	3,353	2,422
Three years prior	2,217	1,281
Four years prior	1,192	691
Prior	871	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	13,565	13,152
Real Estate - Commercial Mortgage | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	45	0
Two years prior	0	6
Three years prior	4	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	49	6
Real Estate - Commercial Mortgage | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	33,207	309,792
Prior year	314,821	319,174
Two years prior	317,958	239,946
Three years prior	233,070	178,137
Four years prior	173,009	128,452
Prior	395,505	302,495
Revolving Loans	50,089	57,869
Revolving Loans Converted to Term	3,538	3,300
Loans, net of unearned income	1,521,197	1,539,165
Real Estate - Commercial Mortgage | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	33,207	298,851
Prior year	302,753	314,429
Two years prior	314,593	237,058
Three years prior	230,140	175,262
Four years prior	170,149	122,537
Prior	373,294	282,657
Revolving Loans	40,485	50,640
Revolving Loans Converted to Term	3,253	3,300
Loans, net of unearned income	1,467,874	1,484,734
Real Estate - Commercial Mortgage | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	9,640
Prior year	313	3,047
Two years prior	3,035	815
Three years prior	807	1,670
Four years prior	305	0
Prior	837	672
Revolving Loans	0	4,808
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,297	20,652
Real Estate - Commercial Mortgage | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	0	1,301
Prior year	11,755	1,698
Two years prior	330	2,073
Three years prior	2,123	1,205
Four years prior	2,555	5,915
Prior	21,374	19,166
Revolving Loans	9,604	2,421
Revolving Loans Converted to Term	285	0
Loans, net of unearned income	48,026	33,779
Real Estate - Commercial Mortgage | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	131
Three years prior	130	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	130	131
Real Estate - Commercial Mortgage | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	131
Three years prior	130	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	130	131
Real Estate - Commercial Mortgage | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Commercial Mortgage | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	66,313	1,256,098
Prior year	1,242,726	657,121
Two years prior	673,257	466,703
Three years prior	479,353	346,908
Four years prior	306,706	144,872
Prior	602,322	501,863
Revolving Loans	55,265	57,637
Revolving Loans Converted to Term	21,248	21,680
Loans, net of unearned income	3,447,190	3,452,882
Real Estate - Commercial Mortgage | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	66,313	1,252,484
Prior year	1,239,253	647,937
Two years prior	670,786	466,703
Three years prior	471,954	322,997
Four years prior	282,890	127,358
Prior	507,750	418,294
Revolving Loans	55,265	57,637
Revolving Loans Converted to Term	12,063	12,142
Loans, net of unearned income	3,306,274	3,305,552
Real Estate - Commercial Mortgage | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	0	506
Prior year	501	0
Two years prior	2,323	0
Three years prior	7,399	21,961
Four years prior	7,014	17,509
Prior	25,784	8,975
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	43,021	48,951
Real Estate - Commercial Mortgage | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	0	3,108
Prior year	2,972	9,184
Two years prior	148	0
Three years prior	0	1,950
Four years prior	16,802	5
Prior	68,788	74,594
Revolving Loans	0	0
Revolving Loans Converted to Term	9,185	9,538
Loans, net of unearned income	97,895	98,379
Real Estate - Commercial Mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	28
Three years prior	27	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27	28
Real Estate - Commercial Mortgage | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	28
Three years prior	27	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	27	28
Real Estate - Commercial Mortgage | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	115,356		$ 137,115
Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	281	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	24
Four years prior	18	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	299	24
Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	281	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	24
Four years prior	18	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	299	24
Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two years prior	0	0
Three years prior	0	0
Four years prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	10,016	44,255
Prior year	35,603	15,976
Two years prior	12,894	6,416
Three years prior	5,347	14,252
Four years prior	12,941	17,095
Prior	24,340	10,626
Revolving Loans	13,880	16,062
Revolving Loans Converted to Term	36	39
Loans, net of unearned income	115,057	124,721
Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	9,988	44,227
Prior year	35,581	15,927
Two years prior	12,872	6,389
Three years prior	5,320	14,211
Four years prior	12,901	17,076
Prior	24,246	10,532
Revolving Loans	13,879	16,062
Revolving Loans Converted to Term	33	35
Loans, net of unearned income	114,820	124,459
Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	28	28
Prior year	22	49
Two years prior	22	27
Three years prior	27	41
Four years prior	40	19
Prior	94	94
Revolving Loans	1	0
Revolving Loans Converted to Term	3	4
Loans, net of unearned income	$ 237	$ 262

Loans - Gross Charge-Offs (Deta

Loans - Gross Charge-Offs (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	$ 0
Prior year	310
Two years prior	124
Three years prior	2,468
Four years prior	132
Prior	3,408
Revolving Loans	15
Revolving Loans Converted to Term	0
Total Charge-offs	6,457
Commercial, financial, agricultural
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	277
Two years prior	103
Three years prior	0
Four years prior	0
Prior	134
Revolving Loans	15
Revolving Loans Converted to Term	0
Total Charge-offs	529
Real estate – 1-4 family mortgage:
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	3
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	3
Real estate – 1-4 family mortgage: | Primary
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	3
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	3
Real Estate - Commercial Mortgage
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	2,442
Four years prior	0
Prior	2,673
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	5,115
Real Estate - Commercial Mortgage | Owner-occupied
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	128
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	128
Real Estate - Commercial Mortgage | Non-owner occupied
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	2,442
Four years prior	0
Prior	2,545
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	4,987
Installment loans to individuals
Financing Receivable, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	33
Two years prior	21
Three years prior	26
Four years prior	132
Prior	598
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	$ 810

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Receivables [Abstract]
Interest receivable	$ 52,202		$ 49,850
Deferred interest, allowance for credit loss	1,248		$ 1,248
Provision for credit losses on loans	$ 7,960	$ 1,500
Supportable period	2 years

Allowance for Credit Losses - R

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Allowance for credit losses:
Beginning balance	$ 192,090	$ 164,171
Charge-offs	(6,457)	(3,057)
Recoveries	1,725	2,206
Net (charge-offs) recoveries	(4,732)	(851)
Provision for (recovery of) credit losses on loans	7,960	1,500
Ending balance	195,292	166,468
Individually evaluated	16,809	12,851
Collectively evaluated	178,483	153,617
Loans:
Individually evaluated	48,923	33,581
Collectively evaluated	11,717,502	10,279,878
Loans, net of unearned income	11,766,425	10,313,459	$ 11,578,304
Nonaccruing loans with no allowance for credit losses	15,994	8,349
Commercial, financial, agricultural
Allowance for credit losses:
Beginning balance	44,255	33,922
Charge-offs	(529)	(2,102)
Recoveries	725	1,136
Net (charge-offs) recoveries	196	(966)
Provision for (recovery of) credit losses on loans	253	(998)
Ending balance	44,678	33,606
Individually evaluated	14,162	9,225
Collectively evaluated	30,516	24,381
Loans:
Individually evaluated	24,985	13,070
Collectively evaluated	1,715,793	1,432,537
Loans, net of unearned income	1,740,778	1,445,607
Nonaccruing loans with no allowance for credit losses	768	435
Real estate – construction:
Allowance for credit losses:
Beginning balance	19,114	16,419
Charge-offs	0	0
Recoveries	0	0
Net (charge-offs) recoveries	0	0
Provision for (recovery of) credit losses on loans	845	1,992
Ending balance	19,959	18,411
Individually evaluated	35	0
Collectively evaluated	19,924	18,411
Loans:
Individually evaluated	652	0
Collectively evaluated	1,423,700	1,222,052
Loans, net of unearned income	1,424,352	1,222,052
Nonaccruing loans with no allowance for credit losses	0	0
Real estate – 1-4 family mortgage:
Allowance for credit losses:
Beginning balance	44,727	32,356
Charge-offs	(3)	(163)
Recoveries	24	178
Net (charge-offs) recoveries	21	15
Provision for (recovery of) credit losses on loans	1,233	4,477
Ending balance	45,981	36,848
Individually evaluated	608	396
Collectively evaluated	45,373	36,452
Loans:
Individually evaluated	12,637	4,477
Collectively evaluated	3,266,343	2,836,502
Loans, net of unearned income	3,278,980	2,840,979
Nonaccruing loans with no allowance for credit losses	9,710	2,614
Real estate – commercial mortgage:
Allowance for credit losses:
Beginning balance	71,798	68,940
Charge-offs	(5,115)	(6)
Recoveries	211	155
Net (charge-offs) recoveries	(4,904)	149
Provision for (recovery of) credit losses on loans	5,876	(3,858)
Ending balance	72,770	65,231
Individually evaluated	1,734	2,660
Collectively evaluated	71,036	62,571
Loans:
Individually evaluated	10,375	15,464
Collectively evaluated	5,075,438	4,562,400
Loans, net of unearned income	5,085,813	4,577,864
Nonaccruing loans with no allowance for credit losses	5,511	5,298
Lease financing
Allowance for credit losses:
Beginning balance	2,463	1,486
Charge-offs	0	(7)
Recoveries	5	12
Net (charge-offs) recoveries	5	5
Provision for (recovery of) credit losses on loans	(31)	91
Ending balance	2,437	1,582
Individually evaluated	0	0
Collectively evaluated	2,437	1,582
Loans:
Individually evaluated	0	0
Collectively evaluated	121,146	89,842
Loans, net of unearned income	121,146	89,842
Nonaccruing loans with no allowance for credit losses	0	0
Installment Loans to Individuals
Allowance for credit losses:
Beginning balance	9,733	11,048
Charge-offs	(810)	(779)
Recoveries	760	725
Net (charge-offs) recoveries	(50)	(54)
Provision for (recovery of) credit losses on loans	(216)	(204)
Ending balance	9,467	10,790
Individually evaluated	270	570
Collectively evaluated	9,197	10,220
Loans:
Individually evaluated	274	570
Collectively evaluated	115,082	136,545
Loans, net of unearned income	115,356	137,115
Nonaccruing loans with no allowance for credit losses	5	2
Cumulative Effect, Period Of Adoption, Adjustment
Allowance for credit losses:
Beginning balance	(26)
Ending balance		1,648
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural
Allowance for credit losses:
Beginning balance	(26)
Ending balance		1,648
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:
Allowance for credit losses:
Beginning balance	0
Ending balance		0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:
Allowance for credit losses:
Beginning balance	0
Ending balance		0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:
Allowance for credit losses:
Beginning balance	0
Ending balance		0
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing
Allowance for credit losses:
Beginning balance	0
Ending balance		0
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals
Allowance for credit losses:
Beginning balance	$ 0
Ending balance		$ 0

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Allowance for credit losses on unfunded loan commitments:
Beginning balance	$ 20,118	$ 20,035
Recovery of credit losses on unfunded loan commitments (included in other noninterest expense)	(1,500)	(550)
Ending balance	$ 18,618	$ 19,485

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Real Estate Properties [Line Items]
Other real estate owned, net	$ 4,818	$ 1,763
Residential real estate
Real Estate Properties [Line Items]
Other real estate owned, net	551	699
Commercial real estate
Real Estate Properties [Line Items]
Other real estate owned, net	3,507	62
Residential land development
Real Estate Properties [Line Items]
Other real estate owned, net	4	246
Commercial land development
Real Estate Properties [Line Items]
Other real estate owned, net	$ 756	$ 756

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Purchased and Non-Purchased OREO (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Total OREO
Balance at January 1, 2023	$ 1,763
Transfers of loans	3,623
Dispositions	(552)
Other	(16)
Balance at March 31, 2023	$ 4,818

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Real Estate Properties [Line Items]
Repairs and maintenance	$ 16	$ 3
Property taxes and insurance	111	35
Impairments	0	14
Net gains on OREO sales	(95)	(291)
Rental income	(2)	(2)
Total	30	$ (241)
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 392		$ 375

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amounts of Goodwill by Operating Segments (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Goodwill [Roll Forward]
Balance at January 1, 2023	$ 991,708
Deductions to goodwill and other adjustments	(43)
Balance at March 31, 2023	991,665
Community Banks
Goodwill [Roll Forward]
Balance at January 1, 2023	988,941
Deductions to goodwill and other adjustments	(43)
Balance at March 31, 2023	988,898
Insurance
Goodwill [Roll Forward]
Balance at January 1, 2023	2,767
Deductions to goodwill and other adjustments	0
Balance at March 31, 2023	$ 2,767

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	$ 90,162	$ 90,162
Accumulated Amortization	(67,412)	(65,986)
Net Carrying Amount	22,750	24,176
Core deposit intangibles
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	82,492	82,492
Accumulated Amortization	(65,431)	(64,339)
Net Carrying Amount	17,061	18,153
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross Carrying Amount	7,670	7,670
Accumulated Amortization	(1,981)	(1,647)
Net Carrying Amount	$ 5,689	$ 6,023

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Current Year Amortization Expense for Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 1,426	$ 1,366
Core deposit intangibles
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	1,092	1,321
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Total intangible amortization	$ 334	$ 45

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Mar. 31, 2023 USD ($)
Finite-Lived Intangible Assets [Line Items]
2023	$ 5,380
2024	4,690
2025	4,150
2026	3,759
2027	3,402
Core Deposit Intangibles
Finite-Lived Intangible Assets [Line Items]
2023	4,043
2024	3,498
2025	3,102
2026	2,899
2027	2,774
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2023	1,337
2024	1,192
2025	1,048
2026	860
2027	$ 628

Mortgage Servicing Rights - Nar

Mortgage Servicing Rights - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Disaggregation of Revenue [Line Items]
(Positive) negative valuation adjustment to MSR	$ 0	$ 0
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 4,265,000	$ 4,423,000

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's MSRs (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2023 USD ($)
Changes in mortgage servicing rights
Balance at January 1, 2023	$ 84,448
Capitalization	2,915
Amortization	(2,324)
Balance at March 31, 2023	$ 85,039

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2023	Dec. 31, 2022
Data and key economic assumptions related to mortgage servicing rights
Unpaid principal balance	$ 7,537,652	$ 7,494,413
Weighted-average prepayment speed (CPR)	7.49%	7%
Estimated impact of a 10% increase	$ (2,308)	$ (5,393)
Estimated impact of a 20% increase	$ (4,922)	$ (10,354)
Discount rate	10.31%	10.30%
Estimated impact of a 10% increase	$ (5,149)	$ (1,765)
Estimated impact of a 20% increase	$ (9,894)	$ (3,957)
Weighted-average coupon interest rate	3.58%	3.51%
Weighted-average servicing fee (basis points)	32.46%	32.44%
Weighted-average remaining maturity (in years)	8 years 21 days	8 years 3 months 29 days

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Plan Expense for Non-Contributory Benefit Pension Plan and Post-Retirement Health and Life Plans (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Pension Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	$ 0	$ 0
Interest cost	249	184
Expected return on plan assets	(309)	(421)
Recognized actuarial loss (gain)	131	61
Net periodic benefit cost (return)	71	(176)
Other Benefits
Plan expense for noncontributory benefit pension plan and post-retirement health and life plans
Service cost	0	1
Interest cost	6	3
Expected return on plan assets	0	0
Recognized actuarial loss (gain)	(15)	(19)
Net periodic benefit cost (return)	$ (9)	$ (15)

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Retirement Benefits [Abstract]
Stock options granted (in shares)	0	0
Share outstanding (in shares)	0
Treasury shares reissued (in shares)	120,554
Total stock-based compensation expense	$ 3,445	$ 3,338

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Summary of the Changes in Restricted Stock (Details)	3 Months Ended
	Mar. 31, 2023 $ / shares shares
Performance shares
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	155,838
Awarded (shares) | shares	67,118
Vested (shares) | shares	0
Cancelled (shares) | shares	0
Nonvested at end of period (shares) | shares	222,956
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 36.23
Awarded (usd per share) | $ / shares	37.52
Vested (usd per share) | $ / shares	0
Cancelled (usd per share) | $ / shares	0
Nonvested at end balance (usd per share) | $ / shares	$ 36.62
Restricted stock
Performance-Based Restricted Stock
Nonvested at beginning of period (shares) | shares	680,403
Awarded (shares) | shares	293,577
Vested (shares) | shares	(176,826)
Cancelled (shares) | shares	(19,250)
Nonvested at end of period (shares) | shares	777,904
Weighted Average Grant-Date Fair Value
Nonvested at beginning balance (usd per share) | $ / shares	$ 36.23
Awarded (usd per share) | $ / shares	36.56
Vested (usd per share) | $ / shares	35.94
Cancelled (usd per share) | $ / shares	34.48
Nonvested at end balance (usd per share) | $ / shares	$ 36.46

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022	Oct. 31, 2022	Jun. 30, 2022
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 31,041	$ 36,493
Derivative liabilities, fair value	$ 20,866	$ 22,056
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]		Other Liabilities
Interest rate collars
Derivatives, Fair Value [Line Items]
Interest rate collar, floor rate (percent)			2.75%	2.25%
Interest rate collar, cap rate (percent)			4.75%	4.57%
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	$ 496,216	$ 435,547
Derivative assets, fair value	14,026	13,069
Derivative liabilities, notional amount	484,149	351,134
Derivative liabilities, fair value	11,860	12,650
Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	580,000	330,000
Derivative assets, fair value	22,576	24,978
Derivative liabilities, notional amount	0	250,000
Derivative liabilities, fair value	0	746
Other Assets | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	305,029	258,646
Derivative assets, fair value	10,429	11,354
Other Assets | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	135,187	92,901
Derivative assets, fair value	3,382	1,231
Other Assets | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	56,000	84,000
Derivative assets, fair value	215	484
Other Assets | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	130,000	130,000
Derivative assets, fair value	21,080	24,514
Other Assets | Designated as Hedging Instrument | Interest rate collars | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	450,000	200,000
Derivative assets, fair value	1,496	464
Other Liabilities | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	305,029	258,646
Derivative liabilities, fair value	10,429	11,354
Other Liabilities | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	3,120	19,488
Derivative liabilities, fair value	12	98
Other Liabilities | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	176,000	73,000
Derivative liabilities, fair value	1,419	1,198
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	0	0
Derivative liabilities, fair value	0	0
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	17,268	19,789
Other Liabilities | Designated as Hedging Instrument | Interest rate collars | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	0	250,000
Derivative liabilities, fair value	$ 0	$ 746

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 3,489	$ 4,670
Interest rate contracts
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 1,742	$ 305
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases
Interest rate lock commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 2,237	$ (5,823)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income
Forward commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (490)	$ 10,188
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest rate swaps - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ 2,521	$ (6,343)
Change in unrealized gain (loss) on hedged item in fair value hedge	$ (2,521)	$ 6,343

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term Debt - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 81,445	$ 78,881
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 17,268	$ 19,789

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Offsetting Derivative Assets
Gross amounts recognized	$ 31,041	$ 36,493
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	31,041	36,493
Financial instruments	19,662	22,056
Financial collateral pledged	0	0
Net amounts	11,379	14,437
Offsetting Derivative Liabilities
Gross amounts recognized	20,866	22,056
Gross amounts offset in the Consolidated Balance Sheets	0	0
Net amounts presented in the Consolidated Balance Sheets	20,866	22,056
Financial instruments	19,662	22,056
Financial collateral pledged	701	0
Net amounts	$ 503	$ 0

Income Taxes - Significant Comp

Income Taxes - Significant Components of The Company's Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Deferred tax assets
Allowance for credit losses	$ 53,030	$ 52,551
Loans	2,335	2,518
Deferred compensation	10,752	14,447
Net unrealized losses on securities	64,140	70,999
Impairment of assets	180	316
Net operating loss carryforwards	320	497
Investment in partnerships	1,204	1,164
Lease liabilities under operating leases	14,369	14,641
Other	4,707	3,523
Total deferred tax assets	151,037	160,656
Deferred tax liabilities
Fixed assets	10,999	10,342
Mortgage servicing rights	19,775	19,624
Junior subordinated debt	1,888	1,948
Intangibles	2,612	2,702
Lease right-of-use asset	13,736	14,018
Other	1,145	1,614
Total deferred tax liabilities	50,155	50,248
Net deferred tax assets	$ 100,882	$ 110,408

Income Taxes - Narrative (Detai

Income Taxes - Narrative (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Income Tax Disclosure [Abstract]
Income taxes	$ 11,322	$ 7,935

Fair Value Measurements - Asset

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financial assets:
Securities available for sale, at fair value	$ 1,507,907	$ 1,533,942
Derivative instruments	31,041	36,493
Financial liabilities:
Derivative instruments	20,866	22,056
Recurring
Financial assets:
Derivative instruments	36,602	38,047
Mortgage loans held for sale in loans held for sale	159,318	110,105
Total financial assets	1,703,827	1,682,094
Financial liabilities:
Derivative instruments	29,128	33,185
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,507,907	1,533,942
Recurring | Level 1
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Derivative instruments	36,602	38,047
Mortgage loans held for sale in loans held for sale	159,318	110,105
Total financial assets	1,703,827	1,682,094
Financial liabilities:
Derivative instruments	29,128	33,185
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	1,507,907	1,533,942
Recurring | Level 3
Financial assets:
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Ass_2

Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	$ 20,114	$ 14,732
OREO	4,818	1,763
Total financial assets	24,932	16,495
Level 1
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 2
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	0	0
OREO	0	0
Total financial assets	0	0
Level 3
Impaired loans measured at fair value on a nonrecurring basis
Individually evaluated loans, net of allowance for credit losses	20,114	14,732
OREO	4,818	1,763
Total financial assets	$ 24,932	$ 16,495

Fair Value Measurements - Narra

Fair Value Measurements - Narrative (Details) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impaired loans not covered under loss-share agreements	$ 35,184,000		$ 18,288,000
Specific reserve included in allowance for loan losses	195,292,000	$ 166,468,000	192,090,000	$ 164,171,000
Valuation adjustment	0	0
Changes in fair value, gain (loss)	1,780,000	$ (13,021,000)
Impaired Loans, not covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 15,070,000		$ 3,556,000

Fair Value Measurements - OREO

Fair Value Measurements - OREO Measured at Fair Value on a Nonrecurring Basis (Details) - Level 3 - Fair Value, measurements, nonrecurring - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement	$ 4,818	$ 1,842
Impairment recognized in results of operations	0	(79)
Fair value	$ 4,818	$ 1,763

Fair Value Measurements - Signi

Fair Value Measurements - Significant Unobservable Inputs (Level 3) Used in Valuation of Assets and Liabilities Measured at Fair Value on Non-Recurring Basis (Details) - Level 3 $ in Thousands	Mar. 31, 2023 USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 20,114
OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Fair Value	$ 4,818
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summarizes Differences Between Fair Value and Principal Balance for Mortgage Loans Held for Sale Measure at Fair Value (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Aggregate Fair Value
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 159,318	$ 110,105
Aggregate Unpaid Principal Balance
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	155,576	108,143
Difference
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value
Mortgage loans held for sale measured at fair value	$ 3,742	$ 1,962

Fair Value Measurements - Ass_3

Fair Value Measurements - Assets and Liabilities Not Measured and Reported at Fair Value on a Recurring Basis or Nonrecurring Basis (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Financial assets
Securities held to maturity	$ 1,204,079	$ 1,206,540
Securities available for sale	1,507,907	1,533,942
Loans held for sale	159,318	110,105
Loans, net	11,571,133	11,386,214
Mortgage servicing rights	85,039	84,448
Derivative instruments	31,041	36,493
Financial liabilities
Derivative instruments	20,866	22,056
Carrying Value
Financial assets
Cash and cash equivalents	847,697	575,992
Securities held to maturity	1,300,240	1,324,040
Securities available for sale	1,507,907	1,533,942
Loans held for sale	159,318	110,105
Loans, net	11,571,133	11,386,214
Mortgage servicing rights	85,039	84,448
Derivative instruments	36,602	38,047
Financial liabilities
Deposits	13,912,019	13,486,966
Short-term borrowings	732,057	712,232
Junior subordinated debentures	112,276	112,042
Subordinated notes	318,835	316,091
Derivative instruments	29,128	33,185
Fair Value
Financial assets
Cash and cash equivalents	847,697	575,992
Securities held to maturity	1,204,079	1,206,540
Securities available for sale	1,507,907	1,533,942
Loans held for sale	159,318	110,105
Loans, net	11,117,319	10,850,181
Mortgage servicing rights	119,556	122,454
Derivative instruments	36,602	38,047
Financial liabilities
Deposits	13,876,366	13,445,417
Short-term borrowings	732,057	712,232
Junior subordinated debentures	94,423	98,754
Subordinated notes	263,350	277,500
Derivative instruments	29,128	33,185
Fair Value | Level 1
Financial assets
Cash and cash equivalents	847,697	575,992
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	11,409,503	11,791,526
Short-term borrowings	732,057	712,232
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	1,204,079	1,206,540
Securities available for sale	1,507,907	1,533,942
Loans held for sale	159,318	110,105
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	36,602	38,047
Financial liabilities
Deposits	2,466,863	1,653,891
Short-term borrowings	0	0
Junior subordinated debentures	94,423	98,754
Subordinated notes	263,350	277,500
Derivative instruments	29,128	33,185
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	11,117,319	10,850,181
Mortgage servicing rights	119,556	122,454
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in the Components of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ 22,302	$ (126,257)
Total other comprehensive income (loss), tax expense (benefit)	5,589	(32,131)
Other comprehensive income (loss), net of tax	16,713	(94,126)
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	20,714	(134,756)
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	5,183	(34,294)
Other comprehensive income (loss), before reclassifications, net of tax	15,531	(100,462)
Reclassification from AOCI, pre-tax	3,128	(99)
Reclassification from AOCI, tax expense (benefit)	800	(25)
Reclassification from AOCI, net of tax	2,328	(74)
Total other comprehensive income (loss), pre-tax	23,842	(134,855)
Total other comprehensive income (loss), tax expense (benefit)	5,983	(34,319)
Other comprehensive income (loss), net of tax	17,859	(100,536)
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income (loss), before reclassifications, pre-tax	(1,656)	8,556
Other comprehensive income (loss) before reclassifications, tax expense (benefit)	(424)	2,177
Other comprehensive income (loss), before reclassifications, net of tax	(1,232)	6,379
Reclassification from AOCI, pre-tax	0
Reclassification from AOCI, tax expense (benefit)	0
Reclassification from AOCI, net of tax	0
Total other comprehensive income (loss), pre-tax	(1,656)	8,556
Total other comprehensive income (loss), tax expense (benefit)	(424)	2,177
Other comprehensive income (loss), net of tax	(1,232)	6,379
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	116	42
Reclassification from AOCI, tax expense (benefit)	30	11
Reclassification from AOCI, net of tax	86	31
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	116	42
Total other comprehensive income (loss), tax expense (benefit)	30	11
Other comprehensive income (loss), net of tax	$ 86	$ 31

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
Accumulated balances for component of other comprehensive income, net of tax
Unrealized losses on securities	$ (201,907)	$ (219,766)
Unrealized gains on derivative instruments	17,724	18,956
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations	(8,141)	(8,227)
Total accumulated other comprehensive loss	$ (192,324)	$ (209,037)

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Basic
Net income applicable to common stock	$ 46,078	$ 33,547
Average common shares outstanding (shares)	56,008,741	55,809,192
Net income per common share - basic (usd per share)	$ 0.82	$ 0.60
Diluted
Net income applicable to common stock	$ 46,078	$ 33,547
Average common shares outstanding (shares)	56,008,741	55,809,192
Effect of dilutive stock-based compensation (shares)	261,478	272,671
Average common shares outstanding - diluted (shares)	56,270,219	56,081,863
Net income per common share - diluted (usd per share)	$ 0.82	$ 0.60

Net Income Per Common Share - A

Net Income Per Common Share - Antidilutive Securities (Details) - shares	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Share-Based Payment Arrangement, Option
Schedule of antidilutive securities excluded from computation of earnings per share
Number of shares (shares)	68,771	2,200

Regulatory Matters - Guidelines

Regulatory Matters - Guidelines Governing the Classification of Capital Tiers (Details)	Mar. 31, 2023
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6%
Critically undercapitalized	2%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-Based Capital and Leverage Ratios (Details) $ in Thousands	Mar. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,503,086	$ 1,481,197
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0918	0.0936
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,394,401	$ 1,372,747
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	10.19%	10.21%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,503,086	$ 1,481,197
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1098	0.1101
Total Capital to Risk-Weighted Assets - Amount	$ 2,009,552	$ 1,968,001
Total Capital to Risk-Weighted Assets - Ratio	0.1468	0.1463
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,651,005	$ 1,630,389
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.1008	0.1030
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,651,005	$ 1,630,389
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.03%	12.10%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,651,005	$ 1,630,389
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1203	0.1210
Total Capital to Risk-Weighted Assets - Amount	$ 1,821,367	$ 1,781,312
Total Capital to Risk-Weighted Assets - Ratio	0.1328	0.1322

Regulatory Matters - Narrative

Regulatory Matters - Narrative (Details)	Jan. 01, 2022
Banking and Thrift, Interest [Abstract]
Regulatory capital, transitional period to phase out capital benefit	3 years

Segment Reporting - Financial I

Segment Reporting - Financial Information for Operating Segments (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Dec. 31, 2022
Financial information for the Company's operating segments
Net interest income (loss)	$ 135,775	$ 99,629
Provision for credit losses	7,960	1,500
Noninterest income (loss)	37,293	37,458
Noninterest expense	107,708	94,105
Income (loss) before income taxes	57,400	41,482
Income tax expense (benefit)	11,322	7,935
Net income (loss)	46,078	33,547
Total assets	17,474,083	16,863,757	$ 16,988,176
Goodwill	991,665	946,291	991,708
Community Banks
Financial information for the Company's operating segments
Goodwill	988,898		988,941
Insurance
Financial information for the Company's operating segments
Goodwill	2,767		$ 2,767
Operating segments | Community Banks
Financial information for the Company's operating segments
Net interest income (loss)	140,757	103,932
Provision for credit losses	7,960	1,500
Noninterest income (loss)	28,493	28,306
Noninterest expense	100,381	86,871
Income (loss) before income taxes	60,909	43,867
Income tax expense (benefit)	12,722	9,131
Net income (loss)	48,187	34,736
Total assets	17,362,799	16,757,670
Goodwill	988,898	943,524
Operating segments | Insurance
Financial information for the Company's operating segments
Net interest income (loss)	286	93
Provision for credit losses	0	0
Noninterest income (loss)	3,362	3,097
Noninterest expense	2,039	2,116
Income (loss) before income taxes	1,609	1,074
Income tax expense (benefit)	416	281
Net income (loss)	1,193	793
Total assets	37,168	33,794
Goodwill	2,767	2,767
Operating segments | Wealth Management
Financial information for the Company's operating segments
Net interest income (loss)	1,050	490
Provision for credit losses	0	0
Noninterest income (loss)	5,812	6,505
Noninterest expense	4,928	4,755
Income (loss) before income taxes	1,934	2,240
Income tax expense (benefit)	4	0
Net income (loss)	1,930	2,240
Total assets	79,452	64,761
Goodwill	0	0
Other
Financial information for the Company's operating segments
Net interest income (loss)	(6,318)	(4,886)
Provision for credit losses	0	0
Noninterest income (loss)	(374)	(450)
Noninterest expense	360	363
Income (loss) before income taxes	(7,052)	(5,699)
Income tax expense (benefit)	(1,820)	(1,477)
Net income (loss)	(5,232)	(4,222)
Total assets	(5,336)	7,532
Goodwill	$ 0	$ 0