Renasant (RNST) 10-K 23 Feb 24 2023 FY Annual report Financial data

Cover

Cover - USD ($)	12 Months Ended
	Dec. 31, 2023	Feb. 16, 2024	Jun. 30, 2023
Cover [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2023
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-13253
Entity Registrant Name	RENASANT CORP
Entity Incorporation, State or Country Code	MS
Entity Tax Identification Number	64-0676974
Entity Address, Address Line One	209 Troy Street,
Entity Address, City or Town	Tupelo,
Entity Address, State or Province	MS
Entity Address, Postal Zip Code	38804-4827
City Area Code	662
Local Phone Number	680-1001
Title of 12(b) Security	Common stock, $5.00 par value per share
Trading Symbol	RNST
Security Exchange Name	NYSE
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
ICFR Auditor Attestation Flag	true
Document Financial Statement Error Correction Flag	false
Entity Shell Company	false
Entity Public Float			$ 1,429,562,972
Entity Common Stock, Shares Outstanding		56,216,702
Documents Incorporated by Reference	Portions of the Proxy Statement for the 2024 Annual Meeting of Shareholders of Renasant Corporation are incorporated by reference into Part III of this Form 10-K.
Entity Central Index Key	0000715072
Amendment Flag	false
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	FY

Audit Information

Audit Information	12 Months Ended
	Dec. 31, 2023
Audit Information [Abstract]
Auditor Name	Horne LLP
Auditor Location	Memphis, TN
Auditor Firm ID	171

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 206,680	$ 193,513
Interest-bearing balances with banks	594,671	382,479
Cash and cash equivalents	801,351	575,992
Securities held to maturity (net of allowance for credit losses of $32 at both December 31, 2023 and 2022) (fair value of $1,121,830 and $1,206,540, respectively)	1,221,464	1,324,040
Securities available for sale, at fair value	923,279	1,533,942
Loans held for sale, at fair value	179,756	110,105
Loans, net of unearned income:
Loans held for investment, net of unearned income	12,351,230	11,578,304
Allowance for credit losses	(198,578)	(192,090)
Loans, net	12,152,652	11,386,214
Premises and equipment, net	283,195	283,595
Other real estate owned:
Other real estate owned, net	9,622	1,763
Goodwill	991,665	991,708
Other intangible assets, net	18,795	24,176
Bank-owned life insurance	382,584	373,808
Mortgage servicing rights	91,688	84,448
Other assets	304,484	298,385
Total assets	17,360,535	16,988,176
Deposits
Noninterest-bearing	3,583,675	4,558,756
Interest-bearing	10,493,110	8,928,210
Total deposits	14,076,785	13,486,966
Short-term borrowings	307,577	712,232
Long-term debt	429,400	428,133
Other liabilities	249,390	224,829
Total liabilities	15,063,152	14,852,160
Shareholders’ equity
Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding	0	0
Common stock, $5.00 par value – 150,000,000 shares authorized; 59,296,725 shares issued; 56,142,207 and 55,953,104 shares outstanding, respectively	296,483	296,483
Treasury stock, at cost, 3,154,518 and 3,343,621 shares, respectively	(105,249)	(111,577)
Additional paid-in capital	1,308,281	1,302,422
Retained earnings	952,124	857,725
Accumulated other comprehensive loss, net of taxes	(154,256)	(209,037)
Total shareholders’ equity	2,297,383	2,136,016
Total liabilities and shareholders’ equity	$ 17,360,535	$ 16,988,176

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Statement of Financial Position [Abstract]
Allowance for credit losses - held to maturity securities	$ 32	$ 32
Securities held to maturity	$ 1,121,830	$ 1,206,540
Preferred stock, par value (usd per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (usd per share)	$ 5	$ 5
Common stock, shares authorized (in shares)	150,000,000	150,000,000
Common stock, shares issued (in shares)	59,296,725	59,296,725
Common stock, shares outstanding (in shares)	56,142,207	55,953,104
Treasury stock (in shares)	3,154,518	3,343,621

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest income
Loans	$ 716,456	$ 479,910	$ 435,464
Securities
Taxable	44,482	45,523	24,732
Tax-exempt	6,006	7,524	6,800
Other	30,375	8,853	1,689
Total interest income	797,319	541,810	468,685
Interest expense
Deposits	232,331	35,208	28,976
Borrowings	45,661	25,304	15,708
Total interest expense	277,992	60,512	44,684
Net interest income	519,327	481,298	424,001
Provision for (recovery of) credit losses on loans	18,793	23,788	(1,700)
(Recovery of) provision for credit losses on unfunded commitments	(3,200)	83	(500)
Provision for credit losses on held to maturity securities	0	0	32
Provision for (recovery of) credit losses	15,593	23,871	(2,168)
Net interest income after provision for (recovery of) credit losses	503,734	457,427	426,169
Noninterest income
Service charges on deposit accounts	39,199	39,957	36,569
Fees and commissions	17,901	17,268	15,732
Insurance commissions	11,102	10,754	9,841
Wealth management revenue	22,132	22,339	20,455
Mortgage banking income	32,413	35,794	109,604
Swap termination gains	0	0	4,676
Gain on debt extinguishment	620	0	0
Net (losses) gains on sales of securities	(22,438)	0	2,170
Impairment losses on securities	(19,352)	0	0
BOLI income	10,463	9,267	7,366
Other	21,035	13,874	20,571
Total noninterest income	113,075	149,253	226,984
Noninterest expense
Salaries and employee benefits	281,768	261,654	280,627
Data processing	15,195	14,900	21,726
Net occupancy and equipment	46,471	44,819	46,837
Other real estate owned	267	(453)	253
Professional fees	13,671	11,872	11,776
Advertising and public relations	14,726	14,325	12,203
Intangible amortization	5,380	5,122	6,042
Communications	8,238	7,958	8,869
Merger and conversion related expenses	0	1,787	0
Restructuring charges	0	732	368
Debt prepayment penalty	0	0	6,123
Other	53,906	32,656	35,502
Total noninterest expense	439,622	395,372	430,326
Income before income taxes	177,187	211,308	222,827
Income taxes	32,509	45,240	46,935
Net income (loss)	$ 144,678	$ 166,068	$ 175,892
Basic earnings per share (usd per share)	$ 2.58	$ 2.97	$ 3.13
Diluted earnings per share (usd per share)	2.56	2.95	3.12
Cash dividends per common share (usd per share)	$ 0.88	$ 0.88	$ 0.88

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Comprehensive Income [Abstract]
Net income	$ 144,678	$ 166,068	$ 175,892
Securities available for sale:
Unrealized holding gains (losses) on securities	15,128	(214,351)	(38,371)
Reclassification adjustment for losses (gains) realized in net income	31,063	0	(1,618)
Amortization of unrealized holding losses (gains) on securities transferred to the held to maturity category	10,091	3,701	(54)
Total securities available for sale	56,282	(210,650)	(40,043)
Derivative instruments:
Unrealized holding (losses) gains on derivative instruments	(1,905)	14,993	8,087
Reclassification adjustment for gains realized in net income related to swap termination	0	0	(3,486)
Total derivative instruments	(1,905)	14,993	4,601
Defined benefit pension and post-retirement benefit plans:
Net gain (loss) arising during the period	60	(3,062)	(264)
Amortization of net actuarial loss recognized in net periodic pension cost	344	125	195
Total defined benefit pension and post-retirement benefit plans	404	(2,937)	(69)
Other comprehensive income (loss), net of tax	54,781	(198,594)	(35,511)
Comprehensive income (loss)	$ 199,459	$ (32,526)	$ 140,381

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity - USD ($) $ in Thousands	Total	Common Stock	Treasury Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2020		56,200,487
Beginning balance at Dec. 31, 2020	$ 2,132,733	$ 296,483	$ (101,554)	$ 1,296,963	$ 615,773	$ 25,068
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	175,892				175,892
Other comprehensive income (loss)	(35,511)					(35,511)
Comprehensive income (loss)	140,381
Repurchase of shares in connection with stock repurchase program (in shares)		(612,107)
Repurchase of shares in connection with stock repurchase program	(21,315)		(21,315)
Cash dividends	(50,017)				(50,017)
Issuance of common stock for stock-based compensation awards (in shares)		167,853
Issuance of common stock for stock-based compensation awards	(2,003)		4,842	(6,845)
Stock-based compensation expense	10,074			10,074
Ending balance (in shares) at Dec. 31, 2021		55,756,233
Ending balance at Dec. 31, 2021	2,209,853	$ 296,483	(118,027)	1,300,192	741,648	(10,443)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	166,068				166,068
Other comprehensive income (loss)	(198,594)					(198,594)
Comprehensive income (loss)	(32,526)
Cash dividends	(49,991)				(49,991)
Issuance of common stock for stock-based compensation awards (in shares)		196,871
Issuance of common stock for stock-based compensation awards	(2,825)		6,450	(9,275)
Stock-based compensation expense	$ 11,505			11,505
Ending balance (in shares) at Dec. 31, 2022	55,953,104	55,953,104
Ending balance at Dec. 31, 2022	$ 2,136,016	$ 296,483	(111,577)	1,302,422	857,725	(209,037)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	144,678				144,678
Other comprehensive income (loss)	54,781					54,781
Comprehensive income (loss)	199,459
Cash dividends	(50,279)				(50,279)
Issuance of common stock for stock-based compensation awards (in shares)		189,103
Issuance of common stock for stock-based compensation awards	(1,529)		6,328	(7,857)
Stock-based compensation expense	$ 13,716			13,716
Ending balance (in shares) at Dec. 31, 2023	56,142,207	56,142,207
Ending balance at Dec. 31, 2023	$ 2,297,383	$ 296,483	$ (105,249)	$ 1,308,281	$ 952,124	$ (154,256)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Statement of Stockholders' Equity [Abstract]
Cash dividends per share (usd per share)	$ 0.88	$ 0.88	$ 0.88

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating activities
Net income	$ 144,678,000	$ 166,068,000	$ 175,892,000
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (recovery of) credit losses	15,593,000	23,871,000	(2,168,000)
Depreciation, amortization and accretion	35,231,000	42,744,000	47,350,000
Deferred income tax (benefit) expense	(5,005,000)	2,280,000	11,411,000
Impairment losses on securities	19,352,000	0	0
Proceeds from sale of mortgage servicing rights	0	18,525,000	0
Gain on sale of mortgage servicing rights	(547,000)	(2,960,000)	0
Funding of mortgage loans held for sale	(1,330,912,000)	(1,679,356,000)	(4,059,927,000)
Proceeds from sales of mortgage loans held for sale	1,277,363,000	2,043,360,000	4,116,106,000
Gains on sales of mortgage loans held for sale	(14,573,000)	(15,803,000)	(82,399,000)
Valuation adjustment to mortgage servicing rights	0	0	(13,561,000)
Losses (gains) on sales of securities	22,438,000	0	(2,170,000)
Debt prepayment penalty	0	0	6,123,000
Gain on debt extinguishment	(620,000)	0	0
Gains on sales of premises and equipment	(173,000)	(239,000)	(840,000)
Stock-based compensation	13,716,000	11,505,000	10,074,000
Increase in other assets	(51,986,000)	(29,671,000)	(20,812,000)
Increase (decrease) in other liabilities	23,998,000	(6,279,000)	(42,420,000)
Net cash provided by operating activities	148,553,000	574,045,000	142,659,000
Investing activities
Purchases of securities available for sale	(11,899,000)	(713,096,000)	(2,107,934,000)
Proceeds from sales of securities available for sale	488,981,000	0	176,455,000
Proceeds from call/maturities of securities available for sale	149,025,000	385,507,000	458,020,000
Purchases of securities held to maturity	0	(91,803,000)	(52,135,000)
Proceeds from call/maturities of securities held to maturity	109,953,000	67,448,000	2,246,000
Net (increase) decrease in loans	(791,803,000)	(1,456,119,000)	910,063,000
Purchases of premises and equipment	(21,634,000)	(14,838,000)	(20,516,000)
Proceeds from sales of premises and equipment	943,000	1,234,000	9,813,000
Purchase of bank-owned life insurance	0	(80,000,000)	(50,000,000)
Net change in FHLB stock	16,076,000	(27,807,000)	3,980,000
Proceeds from sales of other assets	3,115,000	3,578,000	6,342,000
Net cash paid in acquisitions	0	(120,888,000)	0
Other, net	1,844,000	3,127,000	3,663,000
Net cash used in investing activities	(55,399,000)	(2,043,657,000)	(660,003,000)
Financing activities
Net (decrease) increase in noninterest-bearing deposits	(975,081,000)	(159,368,000)	1,033,076,000
Net increase (decrease) in interest-bearing deposits	1,564,900,000	(259,390,000)	813,567,000
Net (decrease) increase in short-term borrowings	(404,655,000)	668,805,000	(7,393,000)
Proceeds from long-term debt	0	0	197,061,000
Repayment of long-term debt	(2,680,000)	(32,417,000)	(202,873,000)
Cash paid for dividends	(50,279,000)	(49,991,000)	(50,017,000)
Repurchase of shares in connection with stock repurchase program	0	0	(21,315,000)
Net cash provided by financing activities	132,205,000	167,639,000	1,762,106,000
Net increase (decrease) in cash and cash equivalents	225,359,000	(1,301,973,000)	1,244,762,000
Cash and cash equivalents at beginning of year	575,992,000	1,877,965,000	633,203,000
Cash and cash equivalents at end of year	801,351,000	575,992,000	1,877,965,000
Supplemental disclosures
Cash paid for interest	239,611,000	54,562,000	45,745,000
Cash paid for income taxes	42,047,000	41,764,000	50,977,000
Noncash transactions:
Transfers of loans to other real estate	10,738,000	2,207,000	3,180,000
Financed sales of other real estate owned	0	0	577,000
Recognition of operating right-of-use assets	3,126,000	3,475,000	8,142,000
Recognition of operating lease liabilities	3,126,000	3,475,000	8,142,000
Available for sale securities transferred to held to maturity securities	$ 0	$ 882,927,000	$ 366,886,000

Significant Accounting Policies

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies (Dollar amounts in thousands) Nature of Operations : Renasant Corporation (referred to herein as the “Company”) owns and operates Renasant Bank (“Renasant Bank” or the “Bank”), Renasant Insurance, Inc., Park Place Capital Corporation and Continental Republic Capital, LLC (doing business as “Republic Business Credit”). Through its subsidiaries, the Company offers a diversified range of financial, wealth management, fiduciary and insurance services to its retail and commercial customers from offices located throughout the Southeast as well as offers factoring and asset-based lending on a nationwide basis. Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity. Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents. Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities and impairments are reflected under the line items “Net (losses) gains on sales of securities” and “Impairment losses on securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its allowance for credit losses on the held to maturity investment portfolio on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”; ASC 326 is also referred to as “CECL”). Expected credit losses on debt securities classified as held to maturity are measured on a collective basis by major security type. The estimates of expected credit losses are based on historical default rates, investment grades, current conditions, and reasonable and supportable forecasts about the future. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. All of the residential and commercial mortgage-backed securities recorded as held to maturity are issued by U.S. Government agencies and GSEs. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and political subdivision securities are highly rated by major rating agencies. The Company also evaluates available for sale investment securities in an unrealized loss position on a quarterly basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire unrealized loss is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the unrealized loss is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established; each is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer, current and projected deferrals or defaults and credit ratings by nationally recognized statistical rating agencies are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes. Recognition of interest is discontinued on debt securities that are transferred to nonaccrual status. A number of qualitative factors, including the financial condition of the underlying issuer and current and projected deferrals or defaults, are considered by management in the determination of whether the debt security should be transferred to nonaccrual status. The interest on nonaccrual investment securities is accounted for on the cash-basis method until the debt security qualifies for return to accrual status. See Note 2, “Securities,” for further details regarding the Company’s securities portfolio. Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party. Loans Held for Sale : The “Loans held for sale” line item on the Company’s Consolidated Balance Sheets consists of residential mortgage loans held for sale. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income. Factoring : The Company provides short-term financing to certain clients by operating as a factor. The Company purchases accounts receivable from its clients and then generally collects the receivables directly from the clients’ account customers. Cash is advanced to the Company’s client to the extent of the advance rate, less any applicable fees, set forth in the individual factoring agreement. The unadvanced portion of the purchased receivables are considered client reserves and may be used to settle payment disputes or collection shortfalls. Upon collection of the receivable and settlement of any client obligation, the client reserves are returned to the client. Factoring receivables, net of client reserves, are reported as “Loans” on the Consolidated Balance Sheets (this includes arrangements where the Company does not directly collect the receivables of the client’s account customers). Factoring fees are reported as interest income on loans while other fees generated from factoring relationships are reported as noninterest income on the Consolidated Statements of Income. Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income; the amount of interest income recognized on nonaccrual loans was immaterial for the years ended December 31, 2023, 2022 and 2021. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2023 and 2022, the Company has accrued interest receivable for loans of $54,804 and $49,850, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program implemented in response to the COVID-19 pandemic of $1,244 and $1,248, respectively, as of December 31, 2023 and 2022. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in such loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management confirms the uncollectability of a loan balance. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. Similarly, there may be significant changes in the allowance and provision for credit losses in future periods as the estimates and assumptions underlying such estimates are adjusted in light of then-prevailing factors and forecasts. Changes in any of the assumptions involved in the estimation process may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective (or pooled) component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. The Company's factoring receivables are categorized as commercial loans; for these commercial loans, the risk assessment considers the ability of the client's account customer, rather than the client itself, to repay the Company. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from six Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is otherwise not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title (if applicable) until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the consumer loans portfolio segments, and (2) for the Commercial, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration and changes in the nature and volume of the respective loan portfolio segments. External factors include current and reasonable and supportable forecasted economic conditions and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an analysis of the loan is performed to determine the expected credit loss. If a respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 4, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. Changes in such allowance are recorded in the “Provision for credit losses on unfunded commitments” line item on the Consolidated Statements of Income. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company. See Note 3, “Loans,” and Note 4, “Allowance for Credit Losses” for disclosures regarding the Company’s past due and nonaccrual loans, and its allowance for credit losses. Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Factors used in the determination will vary but may include delinquency history, historical accrual status, and downgrades in the risk rating by the seller, among others. The Company's review of an asset during its due diligence evaluation of the purchase may identify other unique attributes that would indicate more-than-insignificant deterioration has occurred such as the borrower's financial condition, credit rating or credit score as well as the value of underlying collateral. The Company analyzes these factors collectively and may also consider market conditions or economic factors that would indicate a purchased asset has experienced more-than-insignificant deterioration in credit quality since origination. Such assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, where the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company accretes or amortizes as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset. Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of 40 years for premises, three three ASC 842, “ Leases ” (“ASC 842”) requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than 12 months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment other liabilities one Lease expense is recognized on a straight-line basis over the lease term and is recorded in the “Net occupancy and equipment expense” line item in the Consolidated Statements of Income. Variable lease payments consist primarily of common area maintenance, insurance and taxes. The Company does not have any material sublease agreements currently in place. Other Real Estate Owned : Other real estate owned (“OREO”) consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate owned at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income. Mortgage Servicing Rights : The Company retains the right to service certain mortgage loans that it sells to secondary market investors. These mortgage servicing rights are recognized as a separate asset on the date the corresponding mortgage loan is sold. Mortgage servicing rights are amortized in proportion to and over the period of estimated net servicing income. These servicing rights are carried at the lower of amortized cost or fair value. Fair value is determined using an income approach with various assumptions including expected cash flows, prepayment speeds, market discount rates, servicing costs, mortgage interest rates and other factors. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is recognized through a valuation allowance, to the extent that unamortized cost exceeds fair value. If the Company later determines that all or a portion of the impairment no longer exists, a reduction of the valuation allowance may be recorded as an increase to income. Changes in valuation allowances related to servicing rights are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. See Note 8, “Mortgage Servicing Rights,” for further details. From time to time, the Company may sell a portion or all of its mortgage servicing rights. Any gains or losses on such sales are reported in the line item “Mortgage banking income” on the Consolidated Statements of Income. Goodwill and Other Intangible Assets : Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. Other intangible assets represent purchased assets that lack physical substance but can be distinguished from goodwill because of contractual or other legal rights. Intangibles with finite lives are amortized over their estimated useful lives. Goodwill and other intangible assets are subject to impairment testing annually or more frequently if events or circumstances indicate possible impairment; if impaired, such assets are recorded at fair value. Goodwill is assigned to the Company’s reporting segments. In determining the fair value of the Company’s reporting units, management uses the market approach. Other intangible assets, consisting of core deposit intangibles and customer relationship intangibles, are reviewed for events or circumstances that could impact the recoverability of the intangible asset, such as a loss of core deposits, increased competition or adverse changes in the economy. No impairment was identified for the Company’s goodwill or its other intangible assets as a result of the testing performed during 2023, 2022 or 2021. Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income. Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”), provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance, wealth management fees, and revenue from certain sales of OREO. ASC 606 has established, and the Company has utilized,

Securities

Securities	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Securities	Securities (In Thousands, Except Number of Securities) The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2023 Obligations of states and political subdivisions $ 36,374 $ 119 $ (1,883) $ 34,610 Residential mortgage-backed securities: Government agency mortgage-backed securities 301,400 172 (24,968) 276,604 Government agency collateralized mortgage obligations 485,164 — (85,883) 399,281 Commercial mortgage-backed securities: Government agency mortgage-backed securities 6,029 — (637) 5,392 Government agency collateralized mortgage obligations 161,299 24 (21,965) 139,358 Other debt securities 72,383 109 (4,458) 68,034 $ 1,062,649 $ 424 $ (139,794) $ 923,279 Amortized Gross Gross Fair December 31, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,340) $ 164,660 Obligations of states and political subdivisions 154,066 204 (9,368) 144,902 Residential mortgage-backed securities: Government agency mortgage-backed securities 508,415 37 (52,036) 456,416 Government agency collateralized mortgage obligations 605,033 — (103,864) 501,169 Commercial mortgage-backed securities: Government agency mortgage-backed securities 11,166 — (1,053) 10,113 Government agency collateralized mortgage obligations 211,435 — (25,589) 185,846 Other debt securities 74,885 — (4,049) 70,836 $ 1,735,000 $ 241 $ (201,299) $ 1,533,942 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2023 Obligations of states and political subdivisions $ 288,154 $ 74 $ (33,688) $ 254,540 Residential mortgage-backed securities Government agency mortgage-backed securities 426,264 — (20,314) 405,950 Government agency collateralized mortgage obligations 387,208 — (31,670) 355,538 Commercial mortgage-backed securities Government agency mortgage-backed securities 16,983 — (2,972) 14,011 Government agency collateralized mortgage obligations 44,514 — (6,977) 37,537 Other debt securities 58,373 — (4,119) 54,254 $ 1,221,496 $ 74 $ (99,740) $ 1,121,830 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 1,221,464 Amortized Gross Gross Fair December 31, 2022 Obligations of states and political subdivisions $ 291,886 $ 17 $ (48,325) $ 243,578 Residential mortgage-backed securities Government agency mortgage-backed securities 483,560 — (24,432) 459,128 Government agency collateralized mortgage obligations 423,315 — (30,706) 392,609 Commercial mortgage-backed securities Government agency mortgage-backed securities 17,006 — (3,261) 13,745 Government agency collateralized mortgage obligations 45,430 — (6,559) 38,871 Other debt securities 62,875 — (4,266) 58,609 $ 1,324,072 $ 17 $ (117,549) $ 1,206,540 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 1,324,040 Available for sale securities sold were as follows for the years ended December 31, 2023 and 2021. There were no available for sale securities sold during the year ended December 31, 2022. Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2023 Obligations of other U.S. Government agencies and corporations $ 170,000 $ 164,915 $ (5,085) Obligations of states and political subdivisions 104,950 99,439 (5,511) Residential mortgage-backed securities: Government agency mortgage-backed securities 137,196 130,602 (6,594) Government agency collateralized mortgage obligations 54,028 51,101 (2,927) Commercial mortgage-backed securities: Government agency mortgage-backed securities 5,048 4,825 (223) Government agency collateralized mortgage obligations 40,197 38,099 (2,098) $ 511,419 $ 488,981 $ (22,438) Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2021 Obligations of states and political subdivisions $ 47 $ 49 $ 2 Residential mortgage-backed securities: Government agency mortgage-backed securities 145,572 149,473 3,901 Government agency collateralized mortgage obligations 12,362 12,562 200 Trust preferred securities 12,021 9,961 (2,060) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,455 $ 2,170 Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Gross gains on sales of securities available for sale $ 126 $ — $ 4,322 Gross losses on sales of securities available for sale (22,564) — (2,152) (Losses) gains on sales of securities available for sale, net $ (22,438) $ — $ 2,170 The Company intended to sell a portion of its available for sale securities as of December 31, 2023, and thereafter completed the sale in January 2024. Therefore, the Company impaired the securities identified to be sold by reducing the amortized cost of each respective security by the amount of impairment and recognized the loss in net income as of December 31, 2023. The impairment recognized by security type is listed in the table below. Carrying Value Impairment Twelve months ended December 31, 2023 Obligations of states and political subdivisions $ 11,227 $ 941 Residential mortgage-backed securities: Government agency mortgage-backed securities 97,526 11,467 Government agency collateralized mortgage obligations 44,708 4,310 Commercial mortgage-backed securities: Government agency collateralized mortgage obligations 25,916 2,634 $ 179,377 $ 19,352 At December 31, 2023 and 2022, securities with a carrying value of approximately $880,715 and $824,417, respectively, were pledged to secure government, public, trust, and other deposits. Securities with a carrying value of $14,329 and $18,184 were pledged as collateral for short-term borrowings and derivative instruments at December 31, 2023 and 2022, respectively. The amortized cost and fair value of securities at December 31, 2023 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ — $ — $ 5,710 $ 5,650 Due after one year through five years 7,770 7,358 36,353 36,390 Due after five years through ten years 104,491 94,154 42,145 37,993 Due after ten years 234,266 207,282 15,954 14,893 Residential mortgage-backed securities: Government agency mortgage-backed securities 426,264 405,950 301,400 276,604 Government agency collateralized mortgage obligations 387,208 355,538 485,164 399,281 Commercial mortgage-backed securities: Government agency mortgage-backed securities 16,983 14,011 6,029 5,392 Government agency collateralized mortgage obligations 44,514 37,537 161,299 139,358 Other debt securities — — 8,595 7,718 $ 1,221,496 $ 1,121,830 $ 1,062,649 $ 923,279 The following tables present the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2023 Obligations of states and political subdivisions 3 $ 2,914 $ (2) 9 $ 15,198 $ (1,881) 12 $ 18,112 $ (1,883) Residential mortgage-backed securities: Government agency mortgage-backed securities 1 806 (25) 35 166,963 (24,943) 36 167,769 (24,968) Government agency collateralized mortgage obligations — — — 37 354,574 (85,883) 37 354,574 (85,883) Commercial mortgage-backed securities: Government agency mortgage-backed securities — — — 2 5,392 (637) 2 5,392 (637) Government agency collateralized mortgage obligations — — — 25 108,575 (21,965) 25 108,575 (21,965) Other debt securities 2 3,099 (195) 19 35,072 (4,263) 21 38,171 (4,458) Total 6 $ 6,819 $ (222) 127 $ 685,774 $ (139,572) 133 $ 692,593 $ (139,794) December 31, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,660 $ (5,340) — $ — $ — 5 $ 164,660 $ (5,340) Obligations of states and political subdivisions 84 96,939 (4,869) 11 33,038 (4,499) 95 129,977 (9,368) Residential mortgage-backed securities: Government agency mortgage-backed securities 97 214,516 (15,115) 29 237,970 (36,921) 126 452,486 (52,036) Government agency collateralized mortgage obligations 16 109,753 (8,552) 36 391,416 (95,312) 52 501,169 (103,864) Commercial mortgage-backed securities: Government agency mortgage-backed securities 4 10,114 (1,053) — — — 4 10,114 (1,053) Government agency collateralized mortgage obligations 16 67,026 (3,828) 21 118,821 (21,760) 37 185,847 (25,588) Other debt securities 25 63,423 (3,167) 1 7,412 (883) 26 70,835 (4,050) Total 247 $ 726,431 $ (41,924) 98 $ 788,657 $ (159,375) 345 $ 1,515,088 $ (201,299) Less than 12 months 12 months or more Total Held to Maturity: # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses December 31, 2023 Obligations of states and political subdivisions 2 $ 2,807 $ (25) 126 $ 249,995 $ (33,663) 128 $ 252,802 $ (33,688) Residential mortgage-backed securities: Government agency mortgage-backed securities — — — 70 405,950 (20,314) 70 405,950 (20,314) Government agency collateralized mortgage obligations — — — 18 355,538 (31,670) 18 355,538 (31,670) Commercial mortgage-backed securities: Government agency mortgage-backed securities — — — 1 14,011 (2,972) 1 14,011 (2,972) Government agency collateralized mortgage obligations — — — 9 37,537 (6,977) 9 37,537 (6,977) Other debt securities — — — 10 54,254 (4,119) 10 54,254 (4,119) Total 2 $ 2,807 $ (25) 234 $ 1,117,285 $ (99,715) 236 $ 1,120,092 $ (99,740) December 31, 2022 Obligations of states and political subdivisions 105 $ 191,442 $ (35,870) 24 $ 49,697 $ (12,454) 129 $ 241,139 $ (48,324) Residential mortgage-backed securities: Government agency mortgage-backed securities 8 94,258 (4,186) 62 364,870 (20,246) 70 459,128 (24,432) Government agency collateralized mortgage obligations 4 98,912 (5,479) 14 293,698 (25,227) 18 392,610 (30,706) Commercial mortgage-backed securities: Government agency mortgage-backed securities 1 13,745 (3,261) — — — 1 13,745 (3,261) Government agency collateralized mortgage obligations 2 7,651 (626) 7 31,220 (5,932) 9 38,871 (6,558) Other debt securities 2 42,567 (2,013) 8 16,042 (2,253) 10 58,609 (4,266) Total 122 $ 448,575 $ (51,435) 115 $ 755,527 $ (66,112) 237 $ 1,204,102 $ (117,547) Other than the previously disclosed sale, the Company does not intend to sell any of the securities in an unrealized loss position, and it is not more likely than not that the Company will be required to sell any such security prior to the recovery of its amortized cost basis, which may be maturity. Furthermore, more than 90% of available for sale securities have the explicit or implicit backing of the United States government. Performance of these securities has been in line with broader market price performance indicating that increases in market-based, risk free rates, and not credit-related factors, are driving losses. For municipal and corporate securities, the Company considers historical experience with credit sensitive securities, current market conditions, the financial health of the issuer, current credit ratings, ratings changes and outlook, explicit and implicit guarantees, or insurance programs when determining the fair value of the contractual cash flows. Based on its review of these factors as of December 31, 2023, the Company determined that all such losses resulted from factors not deemed credit related. As a result, no credit-related impairment was recognized in current earnings, and all unrealized losses for available for sale securities were recorded in Other Comprehensive Income. At each of December 31, 2023 and 2022, the allowance for credit losses on held to maturity securities was $32. The Company monitors the credit quality of debt securities held to maturity using bond investment grades assigned by third party ratings agencies. Updated investment grades are obtained as they become available from the agencies. On December 31, 2023, 100% of the amortized cost of debt securities held to maturity were rated A or higher by the ratings agencies. As such, no additional credit loss was recorded for held to maturity securities.

Loans

Loans	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Loans	Loans (In Thousands, Except Number of Loans) The following is a summary of loans and leases, excluding loans held for sale, at December 31: 2023 2022 Commercial, financial, agricultural $ 1,871,821 $ 1,673,883 Lease financing 122,807 122,167 Real estate – construction: Residential 269,616 355,500 Commercial 1,063,781 974,837 Total real estate – construction 1,333,397 1,330,337 Real estate – 1-4 family mortgage: Primary 2,422,482 2,222,856 Home equity 522,688 501,906 Rental/investment 373,755 334,382 Land development 120,994 157,119 Total real estate – 1-4 family mortgage 3,439,919 3,216,263 Real estate – commercial mortgage: Owner-occupied 1,648,961 1,539,296 Non-owner occupied 3,733,174 3,452,910 Land development 104,415 125,857 Total real estate – commercial mortgage 5,486,550 5,118,063 Installment loans to individuals 103,523 124,745 Gross loans 12,358,017 11,585,458 Unearned income (6,787) (7,154) Loans, net of unearned income $ 12,351,230 $ 11,578,304 Past Due and Nonaccrual Loans The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2023 Commercial, financial, agricultural $ 1,098 $ 483 $ 1,864,441 $ 1,866,022 $ 1,310 $ 1,296 $ 3,193 $ 5,799 $ 1,871,821 Lease financing 687 — 122,120 122,807 — — — — 122,807 Real estate – construction: Residential — — 269,616 269,616 — — — — 269,616 Commercial — — 1,063,781 1,063,781 — — — — 1,063,781 Total real estate – construction — — 1,333,397 1,333,397 — — — — 1,333,397 Real estate – 1-4 family mortgage: Primary 33,679 — 2,344,629 2,378,308 9,454 19,394 15,326 44,174 2,422,482 Home equity 3,004 — 516,835 519,839 987 868 994 2,849 522,688 Rental/investment 9 58 371,508 371,575 43 1,786 351 2,180 373,755 Land development 206 — 120,769 120,975 — 19 — 19 120,994 Total real estate – 1-4 family mortgage 36,898 58 3,353,741 3,390,697 10,484 22,067 16,671 49,222 3,439,919 Real estate – commercial mortgage: Owner-occupied 4,867 — 1,640,721 1,645,588 131 1,904 1,338 3,373 1,648,961 Non-owner occupied 9,161 — 3,714,239 3,723,400 6,740 — 3,034 9,774 3,733,174 Land development 90 — 104,025 104,115 — 259 41 300 104,415 Total real estate – commercial mortgage 14,118 — 5,458,985 5,473,103 6,871 2,163 4,413 13,447 5,486,550 Installment loans to individuals 1,230 13 101,932 103,175 13 4 331 348 103,523 Unearned income — — (6,787) (6,787) — — — — (6,787) Loans, net of unearned income $ 54,031 $ 554 $ 12,227,829 $ 12,282,414 $ 18,678 $ 25,530 $ 24,608 $ 68,816 $ 12,351,230 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2022 Commercial, financial, agricultural $ 1,303 $ 69 $ 1,660,037 $ 1,661,409 $ 18 $ 2,373 $ 10,083 $ 12,474 $ 1,673,883 Lease financing — — 122,167 122,167 — — — — 122,167 Real estate – construction: Residential 49 — 355,374 355,423 — — 77 77 355,500 Commercial 8,525 — 966,312 974,837 — — — — 974,837 Total real estate – construction 8,574 — 1,321,686 1,330,260 — — 77 77 1,330,337 Real estate – 1-4 family mortgage: Primary 28,198 — 2,164,582 2,192,780 6,015 12,503 11,558 30,076 2,222,856 Home equity 5,376 — 494,621 499,997 450 754 705 1,909 501,906 Rental/investment 720 38 332,648 333,406 20 331 625 976 334,382 Land development 174 — 156,863 157,037 46 36 — 82 157,119 Total real estate – 1-4 family mortgage 34,468 38 3,148,714 3,183,220 6,531 13,624 12,888 33,043 3,216,263 Real estate – commercial mortgage: Owner-occupied 8,557 219 1,525,240 1,534,016 1,495 2,244 1,541 5,280 1,539,296 Non-owner occupied 3,521 — 3,444,047 3,447,568 5,304 — 38 5,342 3,452,910 Land development 279 — 125,507 125,786 — 40 31 71 125,857 Total real estate – commercial mortgage 12,357 219 5,094,794 5,107,370 6,799 2,284 1,610 10,693 5,118,063 Installment loans to individuals 2,001 5 122,481 124,487 38 100 120 258 124,745 Unearned income — — (7,154) (7,154) — — — — (7,154) Loans, net of unearned income $ 58,703 $ 331 $ 11,462,725 $ 11,521,759 $ 13,386 $ 18,381 $ 24,778 $ 56,545 $ 11,578,304 Certain Modifications to Borrowers Experiencing Financial Difficulty Certain modifications of loans made to borrowers experiencing financial difficulty in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay (including an extension of the amortization period), or a term extension, excluding covenant waivers and modification of contingent acceleration clauses, are required to be disclosed in accordance with ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”). At December 31, 2023, modifications meeting the disclosure criteria in ASU 2022-02 that were performing in accordance with their modified terms, including unused commitments, totaled $3,115. Upon the Company’s determination that a modification has been subsequently deemed uncollectible, the loan, or portion of the loan, is charged off, the amortized cost basis of the loan is reduced by the uncollectible amount, and the allowance for credit losses is adjusted accordingly. See Note 4, “Allowance for Credit Losses,” for more information on the allowance for credit losses. The following table presents the amortized cost basis of loans that were experiencing financial difficulty, modified during the year ended December 31, 2023 and required to be disclosed under ASU 2022-02, by class and by type of modification. The percentage of the amortized cost basis for each class of disclosed modifications as compared to the amortized cost basis of each class of loans is also presented below. Interest Rate Reduction Term Extension Payment Delay Interest Rate Reduction and Payment Delay Term Extension and Payment Delay Interest Rate Reduction and Term Extension Total % Total Loans by Class Commercial, financial, agricultural $ — $ 1,339 $ 220 $ — $ — $ — $ 1,559 0.08 % Lease financing — — — — — — — — Real estate – construction: Residential — 3,018 — — — — 3,018 1.12 Commercial — — — — — — — — Total real estate – construction — 3,018 — — — — 3,018 0.23 Real estate – 1-4 family mortgage: Primary 218 31 786 85 153 — 1,273 0.05 Home equity 18 14 — — — — 32 0.01 Rental/investment — 235 16 — — — 251 0.07 Land development — — — — — — — — Total real estate – 1-4 family mortgage 236 280 802 85 153 — 1,556 0.05 Real estate – commercial mortgage: Owner-occupied 11,540 727 — — — — 12,267 0.74 Non-owner occupied 999 14,003 — — 15,323 — 30,325 0.81 Total real estate – commercial mortgage 12,539 14,730 — — 15,323 — 42,592 0.78 Installment loans to individuals — — 22 — 6 20 48 0.05 Loans, net of unearned income $ 12,775 $ 19,367 $ 1,044 $ 85 $ 15,482 $ 20 $ 48,773 0.39 % The following table presents the weighted average financial effect of loan modifications requiring disclosure under ASU 2022-02 by class of financing receivable for which there was one type of modifications for the year ended December 31, 2023. Interest Rate Reduction (in basis points) Term Extension (in months) Payment Delay (in months) Commercial, financial, agricultural — 5.0 31.3 Real estate – construction: Residential — 4.7 — Real estate – 1-4 family mortgage: Primary 25 7.0 45.2 Home equity 345 49.0 — Rental/investment — 7.2 17.0 Real estate – commercial mortgage: Owner-occupied 41 8.0 3.0 Non-owner occupied 12 7.9 — Installment loans to individuals — — 12.0 In addition to the financial effect of loan modifications shown above, several loans experienced more than one type of modification for the year ended December 31, 2023. For loans experiencing an interest rate reduction and a payment delay, the weighted average payment was delayed 43.0 months and the weighted average interest rate was reduced by 25 basis points. For loans experiencing an interest rate reduction and a term extension, the weighted average term extension was 12.0 months and the weighted average interest rate reduction was 115 basis points. For real estate - commercial mortgage loans which experienced both a term extension and a payment delay, the weighted average payment delay was 8.0 months and the term extension was 10.0 months. The weighted average payment delay and term extension for real estate - 1-4 family mortgage: primary was 117.0 months. Credit Quality For commercial and commercial real estate-secured loans, internal risk-rating grades are assigned by lending, credit administration or loan review personnel, based on an analysis of the financial and collateral strength and other credit attributes underlying each loan. Management analyzes the resulting ratings, as well as other external statistics and factors such as delinquency, to track the migration performance of the portfolio balances of commercial and commercial real estate secured loans. Loan grades range between 10 and 95, with 10 being loans with the least credit risk. Loans within the “Pass” grade (those with a risk rating between 10 and 60) generally have a lower risk of loss and therefore a lower risk factor applied to the loan balances. The “Special Mention” grade (those with a risk rating of 70) represents a loan where a significant adverse risk-modifying action is anticipated in the near term and, left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 80 and 95) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances. The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2023 Commercial, Financial, Agricultural $ 312,902 $ 289,264 $ 162,535 $ 98,894 $ 51,162 $ 38,518 $ 883,302 $ 19,440 $ 1,856,017 Pass 311,312 288,249 161,902 97,771 50,936 32,169 870,792 19,338 1,832,469 Special Mention 893 364 10 294 — 291 914 63 2,829 Substandard 697 651 623 829 226 6,058 11,596 39 20,719 Lease Financing Receivables $ 32,842 $ 49,628 $ 12,317 $ 13,553 $ 5,969 $ 1,700 $ — $ — $ 116,009 Pass 32,842 47,050 12,317 11,735 5,443 1,395 — — 110,782 Watch — 2,578 — 1,818 526 305 — — 5,227 Substandard — — — — — — — — — Real Estate - Construction $ 320,889 $ 581,201 $ 308,442 $ 16,066 $ — $ 1,823 $ 1,225 $ — $ 1,229,646 Residential $ 149,399 $ 12,883 $ 1,989 $ — $ — $ 369 $ 1,225 $ — $ 165,865 Pass 146,535 10,147 1,989 — — 369 1,225 — 160,265 Special Mention 2,415 — — — — — — — 2,415 Substandard 449 2,736 — — — — — — 3,185 Commercial $ 171,490 $ 568,318 $ 306,453 $ 16,066 $ — $ 1,454 $ — $ — $ 1,063,781 Pass 142,917 568,318 306,453 16,066 — 1,454 — — 1,035,208 Special Mention 28,573 — — — — — — — 28,573 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 145,568 $ 176,724 $ 100,757 $ 41,542 $ 19,753 $ 30,783 $ 30,889 $ 1,834 $ 547,850 Primary $ 8,512 $ 8,729 $ 6,194 $ 3,943 $ 1,792 $ 8,573 $ 3,272 $ 915 $ 41,930 Pass 8,134 8,511 5,859 3,943 1,781 8,140 3,272 915 40,555 Special Mention 183 — — — — 34 — — 217 Substandard 195 218 335 — 11 399 — — 1,158 Home Equity $ 1,107 $ 10 $ 996 $ — $ — $ 16 $ 20,628 $ 74 $ 22,831 Pass 1,107 10 996 — — 1 20,628 — 22,742 Special Mention — — — — — — — — — Substandard — — — — — 15 — 74 89 Rental/Investment $ 89,760 $ 129,241 $ 75,457 $ 37,171 $ 17,817 $ 18,721 $ 4,678 $ 845 $ 373,690 Pass 89,135 128,939 74,330 35,388 16,670 18,109 4,678 583 367,832 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention 63 47 256 4 50 42 — — 462 Substandard 562 255 871 1,779 1,097 570 — 262 5,396 Land Development $ 46,189 $ 38,744 $ 18,110 $ 428 $ 144 $ 3,473 $ 2,311 $ — $ 109,399 Pass 46,151 38,744 18,110 409 144 3,372 2,311 — 109,241 Special Mention — — — — — 101 — — 101 Substandard 38 — — 19 — — — — 57 Real Estate - Commercial Mortgage $ 716,844 $ 1,572,099 $ 1,111,564 $ 717,571 $ 429,783 $ 723,344 $ 176,617 $ 26,252 $ 5,474,074 Owner-Occupied $ 264,589 $ 336,491 $ 321,491 $ 214,365 $ 164,931 $ 283,517 $ 60,200 $ 3,247 $ 1,648,831 Pass 260,831 325,575 318,391 212,368 159,552 275,088 56,453 2,977 1,611,235 Special Mention 562 1,147 890 107 3,385 2,953 25 — 9,069 Substandard 3,196 9,769 2,210 1,890 1,994 5,476 3,722 270 28,527 Non-Owner Occupied $ 432,769 $ 1,195,500 $ 776,264 $ 499,290 $ 260,355 $ 434,541 $ 111,609 $ 22,821 $ 3,733,149 Pass 428,740 1,194,864 761,476 494,971 223,264 398,188 111,609 13,774 3,626,886 Special Mention 1,339 454 14,422 4,111 14,001 12,677 — — 47,004 Substandard 2,690 182 366 208 23,090 23,676 — 9,047 59,259 Land Development $ 19,486 $ 40,108 $ 13,809 $ 3,916 $ 4,497 $ 5,286 $ 4,808 $ 184 $ 92,094 Pass 18,996 36,479 13,567 3,775 4,479 5,046 4,776 184 87,302 Special Mention 432 3,334 36 — — — — — 3,802 Substandard 58 295 206 141 18 240 32 — 990 Installment loans to individuals $ — $ — $ — $ — $ 3 $ — $ — $ — $ 3 Pass — — — — 3 — — — 3 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,529,045 $ 2,668,916 $ 1,695,615 $ 887,626 $ 506,670 $ 796,168 $ 1,092,033 $ 47,526 $ 9,223,599 Pass 1,486,700 2,646,886 1,675,390 876,426 462,272 743,331 1,075,744 37,771 9,004,520 Special Mention 34,460 7,924 15,614 6,334 17,962 16,403 939 63 99,699 Substandard 7,885 14,106 4,611 4,866 26,436 36,434 15,350 9,692 119,380 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 460,604 $ 209,964 $ 142,790 $ 63,164 $ 25,099 $ 35,142 $ 717,422 $ 3,522 $ 1,657,707 Pass 450,559 209,580 141,712 62,370 21,963 28,014 704,491 2,384 1,621,073 Special Mention 719 — 1,010 383 678 — 11,616 80 14,486 Substandard 9,326 384 68 411 2,458 7,128 1,315 1,058 22,148 Lease Financing Receivables $ 61,424 $ 18,379 $ 18,318 $ 10,628 $ 4,557 $ 1,707 $ — $ — $ 115,013 Pass 58,204 18,379 15,846 9,060 3,269 1,353 — — 106,111 Watch — — — — — 354 — — 354 Substandard 3,220 — 2,472 1,568 1,288 — — — 8,548 Real Estate - Construction $ 595,185 $ 476,190 $ 109,705 $ 8,525 $ 381 $ 6,858 $ 13,757 $ 424 $ 1,211,025 Residential $ 214,386 $ 16,483 $ 589 $ — $ 381 $ — $ 3,925 $ 424 $ 236,188 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 214,371 16,483 589 — 381 — 3,925 424 236,173 Special Mention 6 — — — — — — — 6 Substandard 9 — — — — — — — 9 Commercial $ 380,799 $ 459,707 $ 109,116 $ 8,525 $ — $ 6,858 $ 9,832 $ — $ 974,837 Pass 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 233,370 $ 141,066 $ 48,653 $ 24,664 $ 25,604 $ 35,971 $ 26,920 $ 1,238 $ 537,486 Primary $ 12,877 $ 7,965 $ 5,068 $ 2,435 $ 4,522 $ 8,723 $ 4,931 $ 106 $ 46,627 Pass 12,616 7,965 5,068 2,421 4,522 8,419 4,931 106 46,048 Special Mention — — — — — 51 — — 51 Substandard 261 — — 14 — 253 — — 528 Home Equity $ 272 $ 1,187 $ — $ 38 $ 5 $ 27 $ 14,485 $ 141 $ 16,155 Pass 272 1,187 — 38 5 27 14,485 7 16,021 Special Mention — — — — — — — — — Substandard — — — — — — — 134 134 Rental/Investment $ 138,481 $ 85,711 $ 42,056 $ 21,997 $ 14,785 $ 24,448 $ 5,972 $ 787 $ 334,237 Pass 138,137 85,522 41,604 21,097 14,671 22,899 5,972 482 330,384 Special Mention 231 — — — — 174 — — 405 Substandard 113 189 452 900 114 1,375 — 305 3,448 Land Development $ 81,740 $ 46,203 $ 1,529 $ 194 $ 6,292 $ 2,773 $ 1,532 $ 204 $ 140,467 Pass 80,514 46,203 1,525 194 6,292 2,723 1,532 204 139,187 Special Mention 1,226 — — — — — — — 1,226 Substandard — — 4 — — 50 — — 54 Real Estate - Commercial Mortgage $ 1,624,197 $ 1,000,563 $ 713,303 $ 531,424 $ 277,862 $ 810,919 $ 121,305 $ 25,173 $ 5,104,746 Owner-Occupied $ 309,792 $ 319,174 $ 239,946 $ 178,137 $ 128,452 $ 302,495 $ 57,869 $ 3,300 $ 1,539,165 Pass 298,851 314,429 237,058 175,262 122,537 282,657 50,640 3,300 1,484,734 Special Mention 9,640 3,047 815 1,670 — 672 4,808 — 20,652 Substandard 1,301 1,698 2,073 1,205 5,915 19,166 2,421 — 33,779 Non-Owner Occupied $ 1,256,098 $ 657,121 $ 466,703 $ 346,908 $ 144,872 $ 501,863 $ 57,637 $ 21,680 $ 3,452,882 Pass 1,252,484 647,937 466,703 322,997 127,358 418,294 57,637 12,142 3,305,552 Special Mention 506 — — 21,961 17,509 8,975 — — 48,951 Substandard 3,108 9,184 — 1,950 5 74,594 — 9,538 98,379 Land Development $ 58,307 $ 24,268 $ 6,654 $ 6,379 $ 4,538 $ 6,561 $ 5,799 $ 193 $ 112,699 Pass 58,307 24,228 6,342 6,379 4,465 6,067 5,799 193 111,780 Special Mention — 40 — — — — — — 40 Substandard — — 312 — 73 494 — — 879 Installment loans to individuals $ — $ — $ — $ 24 $ — $ — $ — $ — $ 24 Pass — — — 24 — — — — 24 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,974,780 $ 1,846,162 $ 1,032,769 $ 638,429 $ 333,503 $ 890,597 $ 879,404 $ 30,357 $ 8,626,001 Pass 2,945,114 1,831,620 1,025,563 608,367 305,463 777,311 859,244 19,242 8,371,924 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention 12,328 3,087 1,825 24,014 18,187 10,226 16,424 80 86,171 Substandard 17,338 11,455 5,381 6,048 9,853 103,060 3,736 11,035 167,906 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2023 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 15,804 $ — $ — $ 15,804 Performing Loans — — — — — 15,804 — — 15,804 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ 11 $ — $ — $ 11 Performing Loans — — — — — 11 — — 11 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 48,003 $ 41,070 $ 14,158 $ — $ — $ — $ 490 $ 30 $ 103,751 Residential $ 48,003 $ 41,070 $ 14,158 $ — $ — $ — $ 490 $ 30 $ 103,751 Performing Loans 48,003 41,070 14,158 — — — 490 30 103,751 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 339,406 $ 731,088 $ 536,544 $ 312,015 $ 133,852 $ 339,842 $ 493,515 $ 5,807 $ 2,892,069 Primary $ 334,103 $ 727,993 $ 534,667 $ 311,199 $ 133,433 $ 339,111 $ — $ 46 $ 2,380,552 Performing Loans 333,751 720,759 528,383 302,065 128,859 322,677 — 46 2,336,540 Non-Performing Loans 352 7,234 6,284 9,134 4,574 16,434 — — 44,012 Home Equity $ — $ — $ 111 $ — $ — $ 470 $ 493,515 $ 5,761 $ 499,857 Performing Loans — — 111 — — 466 491,849 4,584 497,010 Non-Performing Loans — — — — — 4 1,666 1,177 2,847 Rental/Investment $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Performing Loans — — — — — 65 — — 65 Non-Performing Loans — — — — — — — — — Land Development $ 5,303 $ 3,095 $ 1,766 $ 816 $ 419 $ 196 $ — $ — $ 11,595 Performing Loans 5,303 3,095 1,766 816 419 196 — — 11,595 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ 3,640 $ 2,674 $ 3,054 $ 1,890 $ 902 $ 316 $ — $ — $ 12,476 Owner-Occupied $ — $ — $ — $ 126 $ — $ 4 $ — $ — $ 130 Performing Loans — — — 126 — 4 — — 130 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ 25 $ — $ — $ — $ — $ 25 Performing Loans — — — 25 — — — — 25 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 3,640 $ 2,674 $ 3,054 $ 1,739 $ 902 $ 312 $ — $ — $ 12,321 Performing Loans 3,640 2,383 3,054 1,736 902 312 — — 12,027 Non-Performing Loans — 291 — 3 — — — — 294 Installment loans to individuals $ 35,274 $ 17,322 $ 7,121 $ 2,827 $ 9,786 $ 17,276 $ 13,769 $ 145 $ 103,520 Performing Loans 35,112 17,229 7,121 2,824 9,754 17,206 13,769 145 103,160 Non-Performing Loans 162 93 — 3 32 70 — — 360 Total loans not subject to risk rating $ 426,323 $ 792,154 $ 560,877 $ 316,732 $ 144,540 $ 373,249 $ 507,774 $ 5,982 $ 3,127,631 Performing Loans 425,809 784,536 554,593 307,592 139,934 356,741 506,108 4,805 3,080,118 Non-Performing Loans 514 7,618 6,284 9,140 4,606 16,508 1,666 1,177 47,513 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 13 $ — $ — $ — $ — $ 16,163 $ — $ — $ 16,176 Performing Loans 13 — — — — 16,163 — — 16,176 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Residential $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Performing Loans 57,493 61,245 497 — — — — — 119,235 Non-Performing Loans 77 — — — — — — — 77 Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 704,214 $ 546,256 $ 351,213 $ 155,549 $ 116,951 $ 319,567 $ 481,254 $ 3,773 $ 2,678,777 Primary $ 694,941 $ 541,801 $ 350,205 $ 154,979 $ 115,876 $ 318,364 $ — $ 63 $ 2,176,229 Performing Loans 694,221 538,870 345,912 150,821 109,156 307,178 — 63 2,146,221 Non-Performing Loans 720 2,931 4,293 4,158 6,720 11,186 — — 30,008 Home Equity $ — $ 111 $ — $ — $ — $ 676 $ 481,254 $ 3,710 $ 485,751 Performing Loans — 111 — — — 609 480,094 3,026 483,840 Non-Performing Loans — — — — — 67 1,160 684 1,911 Rental/Investment $ — $ — $ — $ — $ — $ 145 $ — $ — $ 145 Performing Loans — — — — — 145 — — 145 Non-Performing Loans — — — — — — — — — Land Development $ 9,273 $ 4,344 $ 1,008 $ 570 $ 1,075 $ 382 $ — $ — $ 16,652 Performing Loans 9,257 4,344 1,008 570 1,075 319 — — 16,573 Non-Performing Loans 16 — — — — 63 — — 79 Real Estate - Commercial Mortgage $ 4,805 $ 3,518 $ 2,587 $ 1,281 $ 691 $ 435 $ — $ — $ 13,317 Owner-Occupied $ — $ — $ 131 $ — $ — $ — $ — $ — $ 131 Performing Loans — — 131 — — — — — 131 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 28 $ — $ — $ — $ — $ — $ 28 Performing Loans — — 28 — — — — — 28 Non-Performing Loans — — — — — — — — — Land Development $ 4,805 $ 3,518 $ 2,428 $ 1,281 $ 691 $ 435 $ — $ — $ 13,158 Performing Loans 4,805 3,518 2,422 1,281 691 435 — — 13,152 Non-Performing Loans — — 6 — — — — — 6 Installment loans to individuals $ 44,255 $ 15,976 $ 6,416 $ 14,252 $ 17,095 $ 10,626 $ 16,062 $ 39 $ 124,721 Performing Loans 44,227 15,927 6,389 14,211 17,076 10,532 16,062 35 124,459 Non-Performing Loans 28 49 27 41 19 94 — 4 262 Total loans not subject to risk rating $ 810,857 $ 626,995 $ 360,713 $ 171,082 $ 134,737 $ 346,791 $ 497,316 $ 3,812 $ 2,952,303 Performing Loans 810,016 624,015 356,387 166,883 127,998 335,381 496,156 3,124 2,919,960 Non-Performing Loans 841 2,980 4,326 4,199 6,739 11,410 1,160 688 32,343 The following table discloses gross charge-offs by year of origination for the year ended December 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Charge-offs Commercial, financial, agricultural $ 898 $ 1,909 $ 235 $ 131 $ 635 $ 4,165 $ 865 $ — $ 8,838 Lease financing 883 273 248 72 48 — — — 1,524 Real estate – construction: Residential — 57 — — — — — — 57 Commercial — — — — — — — — — Total real estate – construction — $ 57 — — — — — — $ 57 Real estate – 1-4 family mortgage: Primary — 17 — — — 92 — — 109 Home equity — — — — 25 90 — — 115 Rental/investment — — 91 72 10 20 — — 193 Total real estate – 1-4 family mortgage — $ 17 $ 91 $ 72 $ 35 $ 202 — — $ 417 Real estate – commercial mortgage: Owner-occupied — — — — — 582 — — 582 Non-owner occupied — — — — — 4,986 — — 4,986 Total real estate – commercial mortgage — — — — — $ 5,568 — — $ 5,568 Installment loans to individuals $ 29 $ 45 $ 43 $ 35 $ 7 $ 2,477 — — $ 2,636 Loans, net of unearned income $ 1,810 $ 2,301 $ 617 $ 310 $ 725 $ 12,412 $ 865 $ — $ 19,040 Related Party Loans Certain executive officers and directors of the Bank and their associates are customers of and have other transactions with Renasant Bank. Related party loans and commitments are made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the Company or the Bank and do not involve more than a normal risk of collectability or present other unfavorable features. A summary of the changes in related party loans follows: Loans at December 31, 2022 $ 33,011 New loans and advances 280 Payments received (216) Changes in related parties (28,012) Loans at December 31, 2023 $ 5,063 The change in related parties in the table above relates to the retirement of a director in April 2023, after which he was no longer considered a related party. No related party loans were classified as past due or nonaccrual at December 31, 2023 or 2022. Unfunded commitments to certain executive officers and directors and their associates totaled $5,641 and $7,387 at December 31, 2023 and 2022, respectively. During 2022, the Company acquired Southeastern Commercial Finance, LLC and Republic Business Credit. The acquired loans were added to the commercial, financial, and agricultural loan category at their fair value of $105,610 at the date of acquisition. The carrying amount of purchased credit deteriorated (“PCD”) loans at the acquisition date is detailed below. Carrying Amount Purchase price of loans at acquisition $ 13,654 Allowance for credit losses at acquisition 11,460 Par value of acquired loans at acquisition $ 25,114

Allowance for Credit Losses

Allowance for Credit Losses	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Allowance for Credit Losses	Allowance for Credit Losses (In Thousands) Allowance for Credit Losses on Loans The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2023 Allowance for credit losses on loans: Beginning balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Impact of PCD loans acquired during the period 25 — — — — — 25 Charge-offs (8,838) (57) (417) (5,568) (1,524) (2,636) (19,040) Recoveries 3,090 48 389 712 18 2,453 6,710 Net charge-offs (5,748) (9) (28) (4,856) (1,506) (183) (12,330) Provision (recoveries) of credit losses on loans 5,448 (493) 2,584 10,078 1,558 (382) 18,793 Ending balance $ 43,980 $ 18,612 $ 47,283 $ 77,020 $ 2,515 $ 9,168 $ 198,578 Period-End Amount Allocated to: Individually evaluated $ 9,093 $ — $ 83 $ 1,132 $ — $ 270 $ 10,578 Collectively evaluated 34,887 18,612 47,200 75,888 2,515 8,898 188,000 Ending balance $ 43,980 $ 18,612 $ 47,283 $ 77,020 $ 2,515 $ 9,168 $ 198,578 Loans: Individually evaluated $ 18,026 $ — $ 11,600 $ 15,705 $ — $ 270 $ 45,601 Collectively evaluated 1,853,795 1,333,397 3,428,319 5,470,845 116,020 103,253 12,305,629 Ending balance $ 1,871,821 $ 1,333,397 $ 3,439,919 $ 5,486,550 $ 116,020 $ 103,523 $ 12,351,230 Nonaccruing loans with no allowance for credit losses $ 1,689 $ — $ 10,876 $ 11,027 $ — $ — $ 23,592 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2022 Allowance for credit losses on loans: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 11,460 — — — — — 11,460 Charge-offs (5,120) — (757) (5,134) (7) (3,167) (14,185) Recoveries 2,471 — 821 418 146 3,000 6,856 Net charge-offs (2,649) — 64 (4,716) 139 (167) (7,329) Provision for credit losses on loans 1,522 2,695 12,307 7,574 838 (1,148) 23,788 Ending balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Period-End Amount Allocated to: Individually evaluated $ 4,397 $ — $ 46 $ 1,729 $ — $ 270 $ 6,442 Collectively evaluated 39,858 19,114 44,681 70,069 2,463 9,463 185,648 Ending balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Loans: Individually evaluated $ 8,536 $ 489 $ 9,202 $ 10,953 $ — $ 270 $ 29,450 Collectively evaluated 1,665,347 1,329,848 3,207,061 5,107,110 115,013 124,475 11,548,854 Ending balance $ 1,673,883 $ 1,330,337 $ 3,216,263 $ 5,118,063 $ 115,013 $ 124,745 $ 11,578,304 Nonaccruing loans with no allowance for credit losses $ 464 $ — $ 7,278 $ 3,157 $ — $ — $ 10,899 The Company’s allowance for credit loss model considers economic projections, primarily the national unemployment rate and GDP, over a reasonable and supportable period of two years. While credit metrics remained relatively stable, loan growth caused the Company’s allowance model to indicate that an increase to the allowance for credit losses was appropriate during 2023. Allowance for Credit Losses on Unfunded Loan Commitments The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments included in other liabilities in the Consolidated Balance Sheets for the periods presented. Year Ended 2023 2022 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,118 $ 20,035 (Recovery of) provision for credit losses on unfunded loan commitments (3,200) 83 Ending balance $ 16,918 $ 20,118

Premises and Equipment

Premises and Equipment	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Premises and Equipment	Premises and Equipment (In Thousands) Bank premises and equipment at December 31 are summarized as follows: 2023 2022 Premises $ 258,481 $ 250,038 Leasehold improvements 36,308 33,325 Furniture and equipment 68,546 68,275 Computer equipment 27,102 26,356 Autos 144 143 Lease right-of-use assets 48,517 54,930 Total 439,098 433,067 Accumulated depreciation (155,903) (149,472) Net $ 283,195 $ 283,595 Depreciation expense was $14,881, $14,857 and $16,406 for the years ended December 31, 2023, 2022 and 2021, respectively. See Note 23, “Leases,” for further details regarding the Company’s right-of-use assets.

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2023
Real Estate [Abstract]
Other Real Estate Owned	Other Real Estate Owned (In Thousands) The following table provides details of the Company’s other real estate owned (“OREO”), net of valuation allowances and direct write-downs, as of the dates presented: December 31, 2023 December 31, 2022 Residential real estate $ 1,211 $ 699 Commercial real estate 8,407 62 Residential land development 4 246 Commercial land development — 756 Total $ 9,622 $ 1,763 Changes in the Company’s OREO were as follows for the periods presented: Total Balance at December 31, 2021 $ 2,540 Transfers of loans 2,207 Impairments (110) Dispositions (2,875) Other 1 Balance at December 31, 2022 $ 1,763 Transfers of loans 10,738 Impairments (18) Dispositions (2,840) Other (21) Balance at December 31, 2023 $ 9,622 At December 31, 2023 and 2022, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $395 and $375, respectively. Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: Year Ended December 31, 2023 2022 2021 Repairs and maintenance $ 103 $ 54 $ 79 Property taxes and insurance 427 93 69 Impairments 18 110 306 Net gains on OREO sales (275) (703) (176) Rental income (6) (7) (25) Total $ 267 $ (453) $ 253

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets (In Thousands) Changes in the carrying amount of goodwill during the years ended December 31, 2023 were as follows: Community Banks Insurance Total Balance at December 31, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Additions to goodwill from the Continental Republic Capital, LLC acquisition 45,417 — 45,417 Balance at December 31, 2022 $ 988,941 $ 2,767 $ 991,708 Measurement period adjustments to goodwill from the Continental Republic Capital, LLC acquisition (43) — (43) Balance at December 31, 2023 $ 988,898 $ 2,767 $ 991,665 The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2023 Core deposit intangible $ 82,492 $ (68,383) $ 14,109 Customer relationship intangible 7,670 (2,984) 4,686 Total finite-lived intangible assets $ 90,162 $ (71,367) $ 18,795 December 31, 2022 Core deposit intangible $ 82,492 $ (64,339) $ 18,153 Customer relationship intangible 7,670 (1,647) 6,023 Total finite-lived intangible assets $ 90,162 $ (65,986) $ 24,176 Core deposit intangible amortization expense for the years ended December 31, 2023, 2022 and 2021 was $4,044, $4,941 and $5,861, respectively. Customer relationship intangible amortization expense for the year ended December 31, 2023, 2022 and 2021 was $1,337, $181 and $181, respectively. The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2024 $ 3,498 $ 1,192 $ 4,690 2025 3,102 1,048 4,150 2026 2,899 860 3,759 2027 2,775 628 3,403 2028 1,836 483 2,319

Mortgage Servicing Rights

Mortgage Servicing Rights	12 Months Ended
	Dec. 31, 2023
Transfers and Servicing [Abstract]
Mortgage Servicing Rights	Mortgage Servicing Rights (In Thousands) Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2022 $ 89,018 Sale of MSRs (15,565) Capitalization 22,788 Amortization (11,793) Carrying Value at December 31, 2022 $ 84,448 Capitalization 17,079 Amortization (9,839) Carrying Value at December 31, 2023 $ 91,688 The gains recognized on the sale of MSRs are included in “Mortgage banking income” in the Consolidated Statements of Income. During 2022, the Company sold a portion of its MSR portfolio with a carrying value of $15,565 for a pretax gain of $2,960. The Company recognized a gain of $547 in 2023 related to a holdback of those previously sold MSR assets. Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2023 2022 2021 Unpaid principal balance $ 7,826,182 $ 7,494,413 $ 8,728,629 Weighted-average prepayment speed (CPR) 8.77 % 7.00 % 10.56 % Estimated impact of a 10% increase $ (2,653) $ (5,393) $ (3,875) Estimated impact of a 20% increase (5,457) (10,354) (7,464) Discount rate 10.85 % 10.30 % 9.82 % Estimated impact of a 100bp increase $ (4,753) $ (1,765) $ (4,153) Estimated impact of a 200bp increase (9,149) (3,957) (8,119) Weighted-average coupon interest rate 3.88 % 3.51 % 3.29 % Weighted-average servicing fee (basis points) 33.24 32.44 30.37 Weighted-average remaining maturity (in years) 7.50 8.33 6.69 The movement of mortgage interest rates has an inverse relationship with prepayment speeds and discount rates. The Company recorded servicing fees of $18,081, $18,452 and $17,968, for the twelve months ended December 31, 2023, 2022 and 2021, respectively. These fees are included under the line item “Mortgage banking income” in the Consolidated Statements of Income.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2023
Mortgage Banking [Abstract]
Deposits	Deposits (In Thousands) The following is a summary of deposits as of December 31: 2023 2022 Noninterest-bearing deposits $ 3,583,675 $ 4,558,756 Interest-bearing demand deposits 6,923,039 6,151,142 Savings deposits 874,842 1,081,628 Time deposits (1) 2,695,229 1,695,440 Total deposits $ 14,076,785 $ 13,486,966 (1) Includes brokered deposits in the amount of $461,441 and $233,133 for 2023 and 2022, respectively. The approximate scheduled maturities of time deposits, including brokered deposits, at December 31, 2023 are as follows: 2024 $ 2,503,555 2025 124,327 2026 38,439 2027 21,873 2028 4,567 Thereafter 2,468 Total $ 2,695,229 The aggregate amount of time deposits in denominations of $250 or more at December 31, 2023 and 2022 was $774,206 and $402,289, respectively. Certain executive officers and directors and their respective affiliates had amounts on deposit with Renasant Bank of approximately $10,800 and $25,537 at December 31, 2023 and 2022, respectively.

Short-Term Borrowings

Short-Term Borrowings	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Short-Term Borrowings	Short-Term Borrowings (In Thousands) Short-term borrowings as of December 31 are summarized as follows: 2023 2022 Securities sold under agreements to repurchase $ 7,577 $ 12,232 Federal Home Loan Bank short-term advances 300,000 700,000 Total short-term borrowings $ 307,577 $ 712,232 Securities sold under agreements to repurchase (“repurchase agreements”) represent funds received from customers, generally on an overnight or continuous basis, which are collateralized by investment securities owned or, at times, borrowed and re-hypothecated by the Company. The securities used as collateral consist primarily of U.S. Government agency mortgage backed securities, U.S. Government agency collateralized mortgage obligations, obligations of U.S. Government agencies, and obligations of states and political subdivisions. All securities are maintained by the Company’s safekeeping agents. These securities are reviewed by the Company on a daily basis, and the Company may be required to provide additional collateral due to changes in the fair market value of these securities. The terms of the Company’s repurchase agreements are continuous but may be canceled at any time by the Company or the customer. Federal funds purchased, of which there were none outstanding at December 31, 2023 and 2022, are short term borrowings, generally overnight borrowings, between financial institutions that are generally used to maintain reserve requirements at the Federal Reserve Bank or elsewhere. Short-term borrowings from the FHLB (i.e. advances with original maturities of less than one year) are used to meet day to day liquidity needs. The Company had availability on unused lines of credit with the FHLB of $2,922,315 at December 31, 2023. The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2023 2022 2021 2023 2022 2021 Federal Home Loan Bank short-term advances $ 453,630 $ 175,370 $ — 4.11 % 2.52 % — % Federal funds purchased 25 97 747 6.34 3.97 0.33 Securities sold under agreements to repurchase 8,037 12,217 12,662 0.98 0.36 0.29 Total short-term borrowings $ 461,692 $ 187,684 $ 13,409 4.05 % 2.38 % 0.29 % The Company maintains lines of credit with correspondent banks totaling $180,000 at December 31, 2023. Interest is charged at the market federal funds rate on all advances. There were no amounts outstanding under these lines of credit at December 31, 2023 or 2022.

Long-Term Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Long-Term Debt	Long-Term Debt (In Thousands) Long-term debt as of December 31, 2023 and 2022 is summarized as follows: 2023 2022 Federal Home Loan Bank advances $ — $ — Junior subordinated debentures 112,978 112,042 Subordinated notes 316,422 316,091 Total long-term debt $ 429,400 $ 428,133 Federal Home Loan Bank Advances Long-term FHLB borrowings, of which none were outstanding at December 31, 2023 and 2022, are used to match fund fixed rate loans in order to minimize interest rate risk and also are used to meet day to day liquidity needs, particularly when the cost of such borrowings compares favorably to the rates required to attract deposits. The Company did not prepay any outstanding long-term advances from the FHLB during 2023 and 2022. In connection with the prepayment of $150,000 in long-term advances from the FHLB during 2021, the Company incurred penalty charges of $6,123 which is included in the line item “Debt prepayment penalty” in the Consolidated Statements of Income. Junior Subordinated Debentures The Company owns the outstanding common securities of business trusts that issued corporation-obligated mandatorily redeemable preferred capital securities to third-party investors. The trusts used the proceeds from the issuance of their preferred capital securities and common securities (collectively referred to as “capital securities”) to buy floating rate junior subordinated debentures issued by the Company (or by companies that the Company subsequently acquired). The debentures are the trusts’ only assets and interest payments from the debentures finance the distributions paid on the capital securities. Distributions on the capital securities are payable quarterly at a rate per annum equal to the interest rate being earned by the trusts on the debentures held by the trusts. The capital securities are subject to mandatory redemption, in whole or in part, upon repayment of the debentures. The Company has entered into an agreement which fully and unconditionally guarantees the capital securities of each trust subject to the terms of the guarantee. The interest rate on the debentures reprices quarterly equal to the three-month CME Term SOFR at the determination date plus the applicable spread. The debentures owned by the respective trusts are currently redeemable at par. The following table provides the details of the debentures as of December 31, 2023: Principal Carrying Value Spread (in bps) Year of Amount PHC Statutory Trust I $ 20,619 $ 20,619 285 2033 $ 20,000 PHC Statutory Trust II 31,959 31,959 187 2035 31,000 Capital Bancorp Capital Trust I 12,372 12,372 150 2035 12,000 First M&F Statutory Trust I 30,928 24,620 133 2036 23,693 Brand Trust I 10,310 9,675 205 2035 9,365 Brand Trust II 5,155 5,200 300 2037 5,045 Brand Trust III 5,155 5,200 300 2038 5,045 Brand Trust IV 3,093 3,333 375 2038 3,240 Total $ 112,978 $ 109,388 The Company has entered into an interest rate swap agreement on the First M&F Statutory Trust I pursuant to which the Company received an amount approximately equal to the interest paid on the debentures and paid a fixed rate of interest equal to 4.18% at December 31, 2023. Federal Reserve guidelines limit the amount of securities that, similar to the Company’s junior subordinated debentures, are includable in Tier 1 capital, but these guidelines did not impact the amount of debentures the Company includes in Tier 1 capital. Although the Company’s existing junior subordinated debentures are currently unaffected by these Federal Reserve guidelines, on account of changes enacted as part of the Dodd-Frank Act, any new trust preferred securities are not includable in Tier 1 capital. For more information about the Company’s derivative financial instruments, see Note 13, “Derivative Instruments.” Subordinated notes The Company has issued and sold fixed-to-floating rate subordinated notes (referred to collectively as the “Notes”) in underwritten public offerings at a price equal to 100% of the aggregate principal amounts of the Notes. Interest on the Notes is payable semi-annually in arrears at the applicable fixed rate until but excluding the fixed to floating transition date and payable quarterly in arrears thereafter at the applicable benchmark rate plus spread, until but excluding the maturity date or earlier redemption date. A summary of the Notes is as follows: Issue Date Initial principal Fixed rate Fixed to floating transition date Benchmark rate Spread (in bps) Debt outstanding Maturity August 22, 2016 $ 40,000 5.50% September 1, 2026 3-month CME Term SOFR 407.1 $ 40,000 September 1, 2031 September 3, 2020 $ 100,000 4.50% September 15, 2030 3-month CME Term SOFR 402.5 $ 100,000 September 15, 2035 November 23, 2021 $ 200,000 3.00% December 1, 2026 3-month CME Term SOFR 191 $ 196,700 December 1, 2031 Debt issuance costs and fair value adjustment (20,278) Total subordinated debt $ 316,422 Beginning with the fixed to floating transition date and on any interest payment date thereafter, the Company may redeem the applicable Notes in whole or in part at a redemption price equal to 100% of the principal amount of the respective Notes to be redeemed plus accrued and unpaid interest to but excluding the date of redemption. The Company may also redeem any series of the Notes at any time, at the Company’s option, in whole or in part, if: (i) a change or prospective change in law occurs that could prevent the Company from deducting interest payable on the Notes for U.S. federal income tax purposes; (ii) a subsequent event occurs that could preclude the Notes from being recognized as Tier 2 capital for regulatory capital purposes; or (iii) the Company is required to register as an investment company under the Investment Company Act of 1940, as amended. In each case, the redemption price is 100% of the principal amount of the Notes being redeemed plus any accrued and unpaid interest to but excluding the redemption date. There is no sinking fund for the benefit of the Notes, and none of the Notes are convertible or exchangeable. During 2023, the Company purchased and subsequently extinguished $3,300 of its aggregate $200,000 fixed-to-floating subordinated notes and realized a gain of $620. During October and December 2021, respectively, the Company redeemed at par its $15,000 6.50% fixed-to-floating rate subordinated notes and redeemed $30,000 of its aggregate $60,000 5.00% fixed-to-floating rate subordinated notes, with the remaining $30,000 of such notes redeemed in the first quarter of 2022. The aggregate stated maturities of long-term debt outstanding at December 31, 2023, are summarized as follows: Federal Home Loan Bank advances Junior subordinated debentures Subordinated notes Total 2024 $ — $ — $ — $ — 2025 — — — — 2026 — — — — 2027 — — — — 2028 — — — — Thereafter — 112,978 316,422 429,400 Total $ — $ 112,978 $ 316,422 $ 429,400

Employee Benefit and Deferred C

Employee Benefit and Deferred Compensation Plans	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Employee Benefit and Deferred Compensation Plans	Employee Benefit and Deferred Compensation Plans (In Thousands, Except Share Data) Pension and Post-retirement Medical Plans The Company sponsors a noncontributory defined benefit pension plan, under which participation and benefit accruals ceased as of December 31, 1996. The Company’s funding policy is to contribute annually to the plan an amount not less than the minimum required contribution, as determined annually by consulting actuaries in accordance with funding standards imposed under the Internal Revenue Code of 1986, as amended. No contributions were made or required in 2023 or 2022. The Company does not anticipate that a contribution will be required in 2024. The plan’s accumulated benefit obligation and projected benefit obligation are substantially the same since benefit accruals have ceased. The accumulated benefit obligation was $20,195 and $21,230 at December 31, 2023 and 2022, respectively. There is no additional minimum pension liability required to be recognized. The Company provides retiree medical benefits, consisting of the opportunity to purchase coverage at subsidized rates under the Company’s group medical plan. Employees eligible to participate must (i) have been employed by the Company and enrolled in the Company’s group medical plan as of December 31, 2004 and (ii) retire from the Company between ages 55 and 65 with at least 15 years of service or 70 points (points determined as the sum of the employee’s age and years of service). The Company periodically determines the portion of the premiums to be paid by each retiree and the portion to be paid by the Company. Coverage ceases when a retiree attains age 65 and is eligible for Medicare. The Company contributed $41 and $3 to the plan in 2023 and 2022, respectively; the Company expects to contribute approximately $85 in 2024. The Company accounts for its obligations related to retiree benefits in accordance with ASC 715, “ Compensation – Retirement Benefits .” The assumed rate of increase in the per capita cost of covered benefits (i.e., the health care cost trend rate) for 2023 is 7.7%. Increasing or decreasing the assumed health care cost trend rates by one percentage point in each year would not materially increase or decrease the accumulated post-retirement benefit obligation or the service and interest cost components of net periodic post-retirement benefit costs as of December 31, 2023 and for the year then ended. The following table presents information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and the post-retirement health and life plan (“Other Benefits”) as of December 31, 2023 and 2022: Pension Benefits Renasant Other Benefits 2023 2022 2023 2022 Change in benefit obligation Benefit obligation at beginning of year $ 21,230 $ 27,567 $ 551 $ 586 Service cost — — 1 4 Interest cost 995 738 22 12 Plan participants’ contributions — — 49 85 Actuarial loss (gain) 74 (5,256) (21) (48) Benefits paid (2,104) (1,819) (90) (88) Benefit obligation at end of year $ 20,195 $ 21,230 $ 512 $ 551 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 20,854 $ 30,399 Actual return on plan assets 1,369 (7,726) Contribution by employer — — Benefits paid (2,104) (1,819) Fair value of plan assets at end of year $ 20,119 $ 20,854 Funded status at end of year $ (76) $ (376) $ (512) $ (551) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 4.74 % 4.94 % 4.53 % 4.74 % The discount rate assumptions at December 31, 2023 were determined using a yield curve approach. A yield curve was developed from a selection of high quality fixed-income investments whose cash flows approximate the timing and amount of expected cash flows from the plans. The selected discount rate is the rate that produces the same present value of the plans’ projected benefit payments. The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2023, 2022 and 2021 are as follows: Pension Benefits Renasant Other Benefits 2023 2022 2021 2023 2022 2021 Service cost $ — $ — $ — $ 1 $ 4 $ 5 Interest cost 995 738 682 22 12 14 Expected return on plan assets (1,236) (1,684) (1,768) — — — Recognized actuarial loss (gain) 523 243 265 (61) (76) (3) Net periodic benefit cost 282 (703) (821) (38) (60) 16 Net actuarial (gain) loss arising during the period (60) 4,155 577 (20) (48) (221) Amortization of net actuarial (loss) gain recognized in net periodic pension cost (523) (243) (265) 61 76 3 Total recognized in other comprehensive income (583) 3,912 312 41 28 (218) Total recognized in net periodic benefit cost and other comprehensive income $ (301) $ 3,209 $ (509) $ 3 $ (32) $ (202) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 4.94 % 2.79 % 2.44 % 4.74 % 2.35 % 1.77 % Expected return on plan assets 6.25 % 5.75 % 6.00 % N/A N/A N/A Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2024 $ 2,081 $ 85 2025 2,023 104 2026 1,933 87 2027 1,860 74 2028 1,844 50 2029 - 2033 8,048 170 Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2023 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 10,723 (230) Total $ 10,723 $ (230) The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost during 2024 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) (517) 94 Total $ (517) $ 94 Approximately 89% of the pension plan’s assets are invested in a collective trust, which in turn invests in other collective or pooled trusts with individual investment mandates. The collective trust’s asset allocation is approximately 75% in growth assets, consisting of interests in trusts invested in equity securities, high yield fixed income securities, and direct real estate investments (approximately 6% of assets), and approximately 25% in assets intended to hedge against the volatility arising from interest rate risk, consisting of interests in trusts invested in long duration fixed income securities. The collective trust is actively managed, allowing changes in the asset allocation to enhance returns and mitigate risk, with the mandate to preserve the funded status of the plan through portfolio growth and interest rate hedging. Management’s investment committee periodically reviews the collective trust’s performance and asset allocation to ensure that the plan’s investment objectives are satisfied and that the investment strategy of the trust has not materially changed. The remaining 11% of the pension plan’s assets are managed by Park Place Capital, a wholly owned subsidiary of Renasant Bank. These assets are invested in large cap securities on which covered call options are written to generate income. The expected long-term rate of return was estimated using market benchmarks for investment classes applied to the plan’s target asset allocation and was computed using a valuation methodology which projects future returns based on current valuations rather than historical returns. The fair values of the Company’s defined benefit pension plan assets by category at December 31, 2023 and 2022 are below. Investments in collective trusts consist of trusts that invest primarily in liquid equity and fixed income securities and have a small direct investment in real estate. There is generally no restriction on redemptions or withdrawals for benefit payments or in the event of plan termination; 60 days notice is required to redeem or withdraw assets for any other purpose. Quoted Prices In Significant Significant Measured at net asset value per share (“NAV”) Totals December 31, 2023 Cash and cash equivalents $ 1,042 $ — $ — $ — $ 1,042 Investments in collective trusts — — — 17,830 17,830 U.S. government securities — 47 — — 47 Corporate stocks 1,200 — — — 1,200 $ 2,242 $ 47 $ — $ 17,830 $ 20,119 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2022 Cash and cash equivalents $ 66 $ — $ — $ — $ 66 Investments in collective trusts — — — 20,788 20,788 $ 66 $ — $ — $ 20,788 $ 20,854 Other Retirement Plans The Company maintains a 401(k) plan, which is a contributory plan maintained in the form of a “safe harbor” arrangement. Employees are immediately enrolled in the plan and eligible to make pre-tax deferrals, subject to limits imposed under the plan and the deferral limit established annually by the IRS, and receive Company matching contributions not in excess of 4% of compensation. The Company may make a discretionary profit-sharing contribution for each eligible participant in an amount up to 5% of plan compensation and 5% of plan compensation in excess of the Social Security wage base. To be eligible to receive this profit-sharing contribution, an employee must: (i) be employed on the last day of the year and be credited with 1000 hours of service during the year; (ii) die or become disabled during the year; or (iii) have attained the early or normal retirement age (as defined in the plan). Senior executive officers of the Bank are not eligible to receive these discretionary contributions. No profit-sharing contribution was made for the year 2023. The Company’s costs related to the 401(k) plan, excluding employee deferrals, in 2023, 2022 and 2021 were $6,757, $7,045 and $11,919, respectively. Deferred Compensation Plans and Arrangements The Company maintains two deferred compensation plans: a Deferred Stock Unit Plan and a Deferred Income Plan. Nonemployee directors may defer all or a portion of their retainer; eligible officers may defer base salary and bonus subject to limits determined annually by the Company. Amounts deferred to the Deferred Stock Unit Plan are invested in units representing shares of the Company’s common stock; benefits are paid in the form of common stock, with cash distributed in lieu of fractional shares. Amounts deferred to the Deferred Income Plan are notionally invested in the discretion of each participant from among investment alternatives substantially similar to those available under the Company’s 401(k) plan. Directors and officers who participated in the predecessor to the Deferred Income Plan as of December 31, 2006, may also invest in a preferential interest rate alternative that is derived from the Moody’s Average Corporate Bond Rate. Benefits payable from the Deferred Income Plan equal the account balance of each participant. A director or officer’s beneficiaries may receive an additional preretirement death benefit from the Deferred Income Plan when the officer or director has continuously deferred at rates prescribed by the Company since January 1, 2005, and when such officer or director dies while employed by the Company or serving as a director. In connection with the Company’s acquisition of Brand Group Holdings, Inc., the Company assumed the Brand Group Holdings, Inc. Deferred Compensation Plan. Deferral elections in effect as of the time of acquisition were given effect for compensation earned during 2018; no further deferrals have been or will be made to the plan. Account balances maintained under the plan will be distributed as provided under the terms of the plan and individual participant elections. Pending distribution, balances will be notionally invested by each participant in designated investment alternatives. The Company’s Deferred Stock Unit and Deferred Income Plan are unfunded. It is anticipated that such plans will result in no additional cost to the Company because life insurance policies on the lives of participants have been purchased in amounts estimated to be sufficient to pay plan benefits. The Company is both the owner and beneficiary of the policies. The expense recorded in 2023, 2022 and 2021 for the Company’s Deferred Stock Unit and Deferred Income Plan, including deferrals, was $3,265, $1,486 and $3,274, respectively. In 2007, the Company assumed supplemental executive retirement plans (SERPs) in connection with the acquisition of Capital Bancorp, Inc. and its affiliates. The plans are designed to provide four officers specified annual benefits for a 15-year period upon the attainment of a designated retirement age. Liabilities associated with the SERPs totaled $3,345 and $3,523 at December 31, 2023 and 2022, respectively. The plans are not qualified under Section 401 of the Internal Revenue Code of 1986, as amended. Incentive Compensation Plans Under the Company’s Performance Based Rewards Plan, annual cash bonuses are paid to eligible officers and employees, subject to the attainment of designated performance criteria that may relate to the Company’s performance, the performance of an affiliate, region, division or profit center, and/or to individual or team performance. The Company annually sets minimum, target, and superior levels of performance. Minimum performance must be attained for the payment of any bonus; superior performance must be attained for maximum payouts. The expense associated with the plan for 2023, 2022 and 2021 was $10,030, $9,545 and $8,609, respectively. In 2020, the Company implemented the 2020 Long-Term Incentive Compensation Plan that provides for the grant of stock options and stock appreciation rights and the award of restricted stock and restricted stock units. Options granted under the plan permit the acquisition of shares of the Company’s common stock at an exercise price equal to the fair market value of the shares on the date of grant. Options may be subject to time-based vesting or the attainment of performance criteria; all options expire ten years after the date of grant. Options that do not vest or expire unexercised are forfeited and canceled. Stock appreciation rights may be granted under the plan on terms similar to options. There were no stock options or stock appreciation rights granted during the years ended December 31, 2023, 2022 or 2021. There was no compensation expense (recognized or unrecognized) associated with options for the years ended December 31, 2023, 2022 or 2021. No options remained outstanding as of December 31, 2021. The following table summarizes information about options outstanding, exercised and forfeited as of and for the year ended December 31, 2021: Shares Weighted Weighted Aggregate Outstanding at January 1, 2021 10,500 $ 14.96 Granted — — Exercised (10,500) 14.96 Forfeited — — Outstanding at December 31, 2021 — $ — 0.00 $ — Exercisable at December 31, 2021 — $ — 0.00 $ — The total intrinsic value of options exercised during the year ended December 31, 2021 was $262. All options that were fully vested and exercisable as of December 31, 2018 have been exercised. The plan permits the award of performance-based restricted stock to officers and employees and time-based restricted stock to non-employee directors, officers and employees. The plan also permits the award of restricted stock units to officers and employees on terms similar to restricted stock awards. Performance-based awards are subject to the attainment of designated performance criteria during a fixed performance cycle. Performance criteria may relate to the Company’s performance measured on an absolute basis or relative to a defined peer group. Performance criteria may also relate to the performance of an affiliate, region, division or profit center of the Company or to individual performance. The Company annually sets minimum, target, and superior levels; minimum performance must be attained for the vesting of any shares; superior performance must be attained for maximum payouts. Time-based restricted stock awards relate to a fixed number of shares that vest at the end of a designated service period. In 2023, the Company made performance-based and time-based restricted stock awards; restricted stock units were not awarded. The fair value of each restricted stock award is the closing price of the Company’s common stock on the business day immediately preceding the date of the award. For restricted stock awarded under the plan, the Company recorded compensation expense of $13,458, $11,244 and $9,882 for the years ended December 31, 2023, 2022 and 2021, respectively. The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2023: Performance- Weighted Time- Weighted Not vested at beginning of year 155,838 $ 36.23 680,403 $ 36.23 Awarded 90,067 34.56 344,117 35.22 Vested (76,330) 33.93 (213,452) 34.78 Forfeited and cancelled — — (31,504) 35.67 Not vested at end of year 169,575 $ 36.38 779,564 $ 36.20 Unrecognized stock-based compensation expense related to restricted stock totaled $13,487 at December 31, 2023. As of such date, the weighted average period over which the unrecognized expense is expected to be recognized was approximately 1.78 years. At December 31, 2023, an aggregate of 1,774,438 shares of Company common stock were available for issuance under the Company’s employee benefit plans of which 950,594 shares were available for issuance under the Company’s 401(k) plan, 132,246 shares were available under the Company’s Deferred Stock Unit Plan, and 690,598 shares were available under the Company’s 2020 Long-Term Incentive Compensation Plan.

Derivative Instruments

Derivative Instruments	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Instruments	Derivative Instruments (In Thousands) The Company uses certain derivative instruments to meet the needs of customers as well as to manage the interest rate risk associated with certain transactions. Non-hedge derivatives The Company enters into derivative instruments that are not designated as hedging instruments to help its commercial customers manage their exposure to interest rate fluctuations. To mitigate the interest rate risk associated with these customer contracts, the Company enters into an offsetting derivative contract position. The Company manages its credit risk, or potential risk of default by its commercial customers, through credit limit approval and monitoring procedures. The Company enters into interest rate lock commitments with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate residential mortgage loans. The Company also enters into forward commitments to sell residential mortgage loans to secondary market investors. The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 532,279 $ 13,567 $ 258,646 $ 11,354 Interest rate lock commitments Other Assets 61,957 1,483 62,901 1,231 Forward commitments Other Assets 20,000 43 84,000 484 Totals $ 614,236 $ 15,093 $ 405,547 $ 13,069 Derivative liabilities: Interest rate contracts Other Liabilities $ 535,725 $ 13,567 $ 258,646 $ 11,354 Interest rate lock commitments Other Liabilities 2,292 — 19,488 98 Forward commitments Other Liabilities 165,000 2,605 73,000 1,198 Totals $ 703,017 $ 16,172 $ 351,134 $ 12,650 Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2023 2022 2021 Interest rate contracts: Included in interest income on loans $ 8,156 $ 2,470 $ 2,027 Interest rate lock commitments: Included in mortgage banking income 319 (4,128) (14,563) Forward commitments Included in mortgage banking income (1,848) (645) 5,021 Total $ 6,627 $ (2,303) $ (7,515) Derivatives designated as cash flow hedges Cash flow hedge relationships mitigate exposure to the variability of future cash flow or other forecasted transactions. The Company uses interest rate swap contracts in an effort to manage future interest rate exposure on borrowings. The swap hedging strategy converts the SOFR-based variable interest rate on the forecasted borrowings to a fixed interest rate. The collar hedging strategy stabilizes interest rate fluctuation by setting both a floor and a cap. The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 21,486 $ 130,000 $ 24,514 Interest rate collars Other Assets 200,000 572 200,000 464 Totals $ 330,000 $ 22,058 $ 330,000 $ 24,978 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ — $ — Interest rate collars Other Liabilities 250,000 384 250,000 746 Totals $ 250,000 $ 384 $ 250,000 $ 746 The impact on other comprehensive income for the years ended December 31, 2023, 2022, and 2021, is described in Note 16, “Other Comprehensive Income (Loss).” In October 2021, the Company terminated four interest rate swap contracts with notional amounts of $25,000 each. These swaps hedged forecasted future FHLB borrowings which were no longer expected to occur. As a result of the termination the Company recognized a gain of $4,676 for the year ended December 31, 2021. There were no such terminations in 2022 or 2023. Derivatives designated as fair value hedges Fair value hedges protect against changes in the fair value of an asset, liability or firm commitment. The Company enters into interest rate swap agreements to manage interest rate exposure on certain of the Company’s fixed-to-floating rate subordinated notes. The agreements convert the currently-fixed interest rates to SOFR-based variable interest rates. The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 17,052 $ 100,000 $ 19,789 The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Year ended December 31, Location 2023 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 2,737 $ (14,378) $ (5,202) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (2,737) $ 14,378 $ 5,202 The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2023 December 31, 2022 December 31, 2023 December 31, 2022 Long-term debt $ 81,791 $ 78,881 $ 17,052 $ 19,789 Offsetting Certain financial instruments, including derivatives, may be eligible for offset in the consolidated balance sheet when the “right of setoff” exists or when the instruments are subject to an enforceable master netting agreement, which includes the right of the non-defaulting party or non-affected party to offset recognized amounts, including collateral posted with the counterparty, to determine a net receivable or net payable upon early termination of the agreement. Certain of the Company’s derivative instruments are subject to master netting agreements; however, the Company has not elected to offset such financial instruments in the Consolidated Balance Sheets. The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 29,284 $ 36,493 $ 26,425 $ 22,056 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 29,284 36,493 26,425 22,056 Gross amounts not offset in the consolidated balance sheets Financial instruments 23,863 22,056 23,863 22,056 Financial collateral pledged — — 1,074 — Net amounts $ 5,421 $ 14,437 $ 1,488 $ —

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes (In Thousands) Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Current Federal $ 36,138 $ 39,507 $ 34,629 State 1,376 3,453 895 37,514 42,960 35,524 Deferred Federal (1,187) 1,630 9,168 State (3,818) 650 2,243 (5,005) 2,280 11,411 $ 32,509 $ 45,240 $ 46,935 The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2023 2022 2021 Tax at U.S. statutory rate $ 37,209 $ 44,375 $ 46,794 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,505) (1,832) (1,669) BOLI income (2,197) (1,946) (1,547) Investment tax credits (1,901) (928) (988) Amortization of investment in low-income housing tax credits 1,741 683 817 State income tax expense, net of federal benefit (1,929) 3,241 2,479 Other items, net 1,091 1,647 1,049 $ 32,509 $ 45,240 $ 46,935 Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 53,432 $ 52,551 Loans 1,631 2,518 Deferred compensation 15,310 14,447 Net unrealized losses on securities 51,211 70,999 Impairment of assets 138 316 Tax credits 4,035 — Net operating loss carryforwards 33 497 Investments in partnerships 1,491 1,164 Lease liabilities under operating leases 13,066 14,641 Realized losses on securities 4,892 — Other 2,660 3,523 Total deferred tax assets 147,899 160,656 Deferred tax liabilities Fixed assets 11,023 10,342 Mortgage servicing rights 21,282 19,624 Junior subordinated debt 1,708 1,948 Intangibles 2,447 2,702 Lease right-of-use asset 12,399 14,018 Other 3,344 1,614 Total deferred tax liabilities 52,203 50,248 Net deferred tax assets $ 95,696 $ 110,408 The effective tax rate was 18.82% and 21.78% for the year ended December 31, 2023 and 2022, respectively. The Company and its subsidiaries file a consolidated U.S. federal income tax return. The Company is currently open to audit under the statute of limitations by the Internal Revenue Service for the years ending December 31, 2021 through 2023. The Company and its subsidiaries’ state income tax returns are open to audit under the statute of limitations for the years ended December 31, 2021 through 2023. The Company acquired federal and state net operating losses as part of its previous acquisitions, with varying expiration periods. While the Company has no remaining state net operating losses as of December 31, 2023, the remaining federal net operating losses have an indefinite carryforward period. Because the benefits are expected to be fully realized, the Company recorded no valuation allowance against the net operating losses for the year ended December 31, 2023. The table below presents the breakout of net operating losses as of the dates presented. December 31, 2023 2022 Net Operating Losses Federal $ 138 $ 1,101 State — 5,666 A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2023 2022 2021 Balance at January 1 $ 407 $ 408 $ 402 Additions based on positions related to current period 78 65 62 Reductions based on positions related to prior period — — — Reductions due to lapse of statute of limitations (86) (66) (56) Balance at December 31 $ 399 $ 407 $ 408 If ultimately recognized, the Company does not anticipate any material increase in the effective tax rate for 2023 relative to any tax positions taken prior to January 1, 2023. The Company had accrued $26, $17 and $15 for interest and penalties related to unrecognized tax benefits as of December 31, 2023, 2022 and 2021, respectively.

Fair Value Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	Fair Value Measurements (In Thousands) Recurring Fair Value Measurements The Company carries certain assets and liabilities at fair value on a recurring basis in accordance with applicable standards. The Company’s recurring fair value measurements are based on the requirement to carry such assets and liabilities at fair value or the Company’s election to carry certain eligible assets and liabilities at fair value. Assets and liabilities that are required to be carried at fair value include securities available for sale and derivative instruments. The Company has elected to carry mortgage loans held for sale at fair value on a recurring basis as permitted under the guidance in ASC 825. The following methods and assumptions are used by the Company to estimate the fair values of the Company’s financial assets and liabilities that are measured on a recurring basis: Securities available for sale : Securities available for sale consist primarily of debt securities, such as obligations of U.S. Government agencies and corporations and mortgage-backed securities. Where quoted market prices in active markets are available, securities are classified within Level 1 of the fair value hierarchy. If quoted prices from active markets are not available, fair values are based on quoted market prices for similar instruments traded in active markets, quoted market prices for identical or similar instruments traded in markets that are not active, or model-based valuation techniques where all significant assumptions are observable in the market. Such instruments are classified within Level 2 of the fair value hierarchy. When assumptions used in model-based valuation techniques are not observable in the market, the assumptions used by management reflect estimates of assumptions used by other market participants in determining fair value. When there is limited transparency around the inputs to the valuation, the instruments are classified within Level 3 of the fair value hierarchy. Derivative instruments : Most of the Company’s derivative contracts are actively traded in over-the-counter markets and are valued using discounted cash flow models which incorporate observable market based inputs including current market interest rates, credit spreads, and other factors. Such instruments are categorized within Level 2 of the fair value hierarchy and include interest rate swaps and other interest rate contracts including interest rate caps and/or floors. The Company’s interest rate lock commitments are valued using current market prices for mortgage-backed securities with similar characteristics, adjusted for certain factors including servicing and risk. The value of the Company’s forward commitments is based on current prices for securities backed by similar types of loans. Because these assumptions are observable in active markets, the Company’s interest rate lock commitments and forward commitments are categorized within Level 2 of the fair value hierarchy. Mortgage loans held for sale in loans held for sale : Mortgage loans held for sale are primarily agency loans which trade in active secondary markets. The fair value of these instruments is derived from current market pricing for similar loans, adjusted for differences in loan characteristics, including servicing and risk. Because the valuation is based on external pricing of similar instruments, mortgage loans held for sale are classified within Level 2 of the fair value hierarchy. The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2023 Financial assets: Securities available for sale $ — $ 923,279 $ — $ 923,279 Total securities available for sale — 923,279 — 923,279 Derivative instruments — 37,151 — 37,151 Mortgage loans held for sale in loans held for sale — 179,756 — 179,756 Total financial assets $ — $ 1,140,186 $ — $ 1,140,186 Financial liabilities: Derivative instruments $ — $ 33,608 $ — $ 33,608 Level 1 Level 2 Level 3 Totals December 31, 2022 Financial assets: Securities available for sale: Other available for sale securities $ — $ 1,533,942 $ — $ 1,533,942 Total securities available for sale — 1,533,942 — 1,533,942 Derivative instruments — 38,047 — 38,047 Mortgage loans held for sale in loans held for sale — 110,105 — 110,105 Total financial assets $ — $ 1,682,094 $ — $ 1,682,094 Financial liabilities: Derivative instruments $ — $ 33,185 $ — $ 33,185 The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. There were no such transfers between levels of the fair value hierarchy during the year ended December 31, 2023. For 2023 and 2022, there were no gains or losses included in earnings that were attributable to the change in unrealized gains or losses related to assets or liabilities held at the end of each respective period that were measured on a recurring basis using significant unobservable inputs. Nonrecurring Fair Value Measurements Certain assets may be recorded at fair value on a nonrecurring basis. These nonrecurring fair value adjustments typically are a result of the application of the lower of cost or market accounting or a write-down occurring during the period. The following tables provide as of the dates presented the fair value measurement for assets measured at fair value on a nonrecurring basis that were still held on the Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2023 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 21,303 $ 21,303 Total $ — $ — $ 21,303 $ 21,303 Level 1 Level 2 Level 3 Totals December 31, 2022 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 14,732 $ 14,732 OREO — — 1,763 1,763 Total $ — $ — $ 16,495 $ 16,495 The following methods and assumptions are used by the Company to estimate the fair values of the Company’s assets measured on a nonrecurring basis: Individually evaluated loans : Loans that do not share similar risk characteristics such that they can be evaluated on a collective (pooled) basis are individually evaluated for credit losses each quarter taking into account the fair value of the collateral less estimated selling costs. Collateral may be real estate and/or business assets including but not limited to equipment, inventory and accounts receivable. The fair value of real estate is determined based on appraisals by qualified licensed appraisers. The fair value of the business assets is generally based on amounts reported on the business’s financial statements. Appraised and reported values may be adjusted based on changes in market conditions from the time of valuation and management’s knowledge of the client and the client’s business. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as Level 3. Individually evaluated loans are reviewed and evaluated on at least a quarterly basis for additional impairment and adjusted accordingly, based on the same factors previously identified. Individually evaluated loans that were measured or re-measured at fair value had a carrying value of $37,515 and $18,288 at December 31, 2023 and December 31, 2022, respectively, and a reserve for these loans of $9,753 and $3,556 was included in the allowance for credit losses for the same periods. Other real estate owned : OREO is comprised of commercial and residential real estate obtained in partial or total satisfaction of loan obligations. OREO acquired in settlement of indebtedness is recorded at the fair value of the real estate less estimated costs to sell. Subsequently, it may be necessary to record nonrecurring fair value adjustments for declines in fair value. Fair value, when recorded, is determined based on appraisals by qualified licensed appraisers and adjusted for management’s estimates of costs to sell. Accordingly, values for OREO are classified as Level 3. There was no impairment recognized during 2023 of OREO assets still held in the Consolidated Balance Sheets at period end. The following table presents, as of December 31, 2022, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end. December 31, 2022 Carrying amount prior to remeasurement $ 1,842 Impairment recognized in results of operations (79) Fair value $ 1,763 Mortgage servicing rights : The fair value of mortgage servicing rights is determined using an income approach with various assumptions including expected cash flows, market discount rates, prepayment speeds, servicing costs, and other factors. Because these factors are not all observable and include management’s assumptions, mortgage servicing rights are classified within Level 3 of the fair value hierarchy. Mortgage servicing rights were carried at amortized cost at December 31, 2023 and December 31, 2022. See Note 8, “Mortgage Servicing Rights,” for information about the valuation adjustments to the Company’s mortgage servicing rights. The following table presents information as of December 31, 2023 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 21,303 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ — Appraised value of property less estimated costs to sell Estimated costs to sell 4-10% Fair Value Option The Company elected to measure all mortgage loans originated for sale on or after July 1, 2012 at fair value under the fair value option as permitted under ASC 825. Electing to measure these assets at fair value reduces certain timing differences and better matches the changes in fair value of the loans with changes in the fair value of derivative instruments used to economically hedge them. Net gains of $3,300 resulting from fair value changes of these mortgage loans were recorded in income during 2023, as compared to net losses of $9,854 in 2022 and net gains of $10,354 in 2021. The amounts do not reflect changes in fair values of related derivative instruments used to hedge exposure to market-related risks associated with these mortgage loans. The change in fair value of both mortgage loans held for sale and the related derivative instruments are recorded in “Mortgage banking income” in the Consolidated Statements of Income. The Company’s valuation of mortgage loans held for sale incorporates an assumption for credit risk; however, given the short-term period that the Company holds these loans, valuation adjustments attributable to instrument-specific credit risk is nominal. Interest income on mortgage loans held for sale measured at fair value is accrued as it is earned based on contractual rates and is reflected in loan interest income on the Consolidated Statements of Income. The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2023 and December 31, 2022: Aggregate Aggregate Difference December 31, 2023 Mortgage loans held for sale measured at fair value $ 179,756 $ 174,471 $ 5,285 December 31, 2022 Mortgage loans held for sale measured at fair value $ 110,105 $ 108,143 $ 1,962 Fair Value of Financial Instruments The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2023 Financial assets Cash and cash equivalents $ 801,351 $ 801,351 $ — $ — $ 801,351 Securities held to maturity 1,221,464 — 1,121,830 — 1,121,830 Securities available for sale 923,279 — 923,279 — 923,279 Loans held for sale 179,756 — 179,756 — 179,756 Loans, net 12,152,652 — — 11,594,363 11,594,363 Mortgage servicing rights 91,688 — — 117,664 117,664 Derivative instruments 37,151 — 37,151 — 37,151 Financial liabilities Deposits $ 14,076,785 $ 11,381,556 $ 2,678,494 $ — $ 14,060,050 Short-term borrowings 307,577 307,577 — — 307,577 Junior subordinated debentures 112,978 — 96,435 — 96,435 Subordinated notes 316,422 — 255,192 — 255,192 Derivative instruments 33,608 — 33,608 — 33,608 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2022 Financial assets Cash and cash equivalents $ 575,992 $ 575,992 $ — $ — $ 575,992 Securities held to maturity 1,324,040 — 1,206,540 — 1,206,540 Securities available for sale 1,533,942 — 1,533,942 — 1,533,942 Loans held for sale 110,105 — 110,105 — 110,105 Loans, net 11,386,214 — — 10,850,181 10,850,181 Mortgage servicing rights 84,448 — — 122,454 122,454 Derivative instruments 38,047 — 38,047 — 38,047 Financial liabilities Deposits $ 13,486,966 $ 11,791,526 $ 1,653,891 $ — $ 13,445,417 Short-term borrowings 712,232 712,232 — — 712,232 Junior subordinated debentures 112,042 — 98,574 — 98,574 Subordinated notes 316,091 — 277,500 — 277,500 Derivative instruments 33,185 — 33,185 — 33,185

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2023
Equity [Abstract]
Other Comprehensive Income (Loss)	Other Comprehensive Income (Loss) (In Thousands) Changes in the components of other comprehensive income (loss), net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2023 Securities available for sale: Unrealized holding gains on securities $ 20,194 $ 5,066 $ 15,128 Reclassification adjustment for losses realized in net income (1) 41,494 10,431 31,063 Amortization of unrealized holding losses on securities transferred to the held to maturity category 13,557 3,466 10,091 Total securities available for sale 75,245 18,963 56,282 Derivative instruments: Unrealized holding losses on derivative instruments (2,558) (653) (1,905) Total derivative instruments (2,558) (653) (1,905) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 80 20 60 Amortization of net actuarial loss recognized in net periodic pension cost (2) 462 118 344 Total defined benefit pension and post-retirement benefit plans 542 138 404 Total other comprehensive income $ 73,229 $ 18,448 $ 54,781 Year Ended December 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (285,829) $ (71,478) $ (214,351) Amortization of unrealized holding losses on securities transferred to the held to maturity category 4,964 1,263 3,701 Total securities available for sale (280,865) (70,215) (210,650) Derivative instruments: Unrealized holding gains on derivative instruments 20,118 5,125 14,993 Total derivative instruments 20,118 5,125 14,993 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (4,107) (1,045) (3,062) Amortization of net actuarial loss recognized in net periodic pension cost (2) 167 42 125 Total defined benefit pension and post-retirement benefit plans (3,940) (1,003) (2,937) Total other comprehensive loss $ (264,687) $ (66,093) $ (198,594) Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (51,470) $ (13,099) $ (38,371) Reclassification adjustment for gains realized in net income (1) (2,170) (552) (1,618) Amortization of unrealized holding gains on securities transferred to the held to maturity category (73) (19) (54) Total securities available for sale (53,713) (13,670) (40,043) Derivative instruments: Unrealized holding gains on derivative instruments 10,848 2,761 8,087 Reclassification adjustment for gains realized in net income related to swap termination (4,676) (1,190) (3,486) Total derivative instruments 6,172 1,571 4,601 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (356) (92) (264) Amortization of net actuarial loss recognized in net periodic pension cost (2) 262 67 195 Total defined benefit pension and post-retirement benefit plans (94) (25) (69) Total other comprehensive loss $ (47,635) $ (12,124) $ (35,511) (1) Included in Net (losses) gains on sales of securities and Impairment losses on securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2023 2022 2021 Unrealized losses on securities $ (163,484) $ (219,766) $ (9,116) Unrealized gains on derivative instruments 17,051 18,956 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (7,823) (8,227) (5,290) Total accumulated other comprehensive loss $ (154,256) $ (209,037) $ (10,443)

Net Income Per Common Share

Net Income Per Common Share	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Net Income Per Common Share	Net Income Per Common Share (In Thousands, Except Share Data) Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Basic Net income applicable to common stock $ 144,678 $ 166,068 $ 175,892 Average common shares outstanding 56,099,689 55,904,579 56,114,666 Net income per common share—basic $ 2.58 $ 2.97 $ 3.13 Diluted Net income applicable to common stock $ 144,678 $ 166,068 $ 175,892 Average common shares outstanding 56,099,689 55,904,579 56,114,666 Effect of dilutive stock-based compensation 348,474 309,651 309,818 Average common shares outstanding—diluted 56,448,163 56,214,230 56,424,484 Net income per common share—diluted $ 2.56 $ 2.95 $ 3.12 Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Number of shares 6,600 9,250 —

Commitments, Contingent Liabili

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	12 Months Ended
	Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]
Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk	Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (In Thousands) Loan commitments are made to accommodate the financial needs of the Company’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. Both arrangements have credit risk essentially the same as that involved in extending loans to customers and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory, equipment, etc.) is obtained based on management’s credit assessment of the customer. The Company’s unfunded loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding at December 31, 2023 were $3,091,997 and $113,970, respectively, compared to $3,577,614 and $98,357, respectively, at December 31, 2022. Various claims and lawsuits are pending against the Company and Renasant Bank. In the opinion of management, after consultation with legal counsel, resolution of these matters is not expected to have a material effect on the consolidated financial statements. Market risk resulting from interest rate changes on particular off-balance sheet financial instruments may be offset by other on - or off-balance sheet transactions. Interest rate sensitivity is monitored by the Company for determining the net effect of potential changes in interest rates on the market value of both on- and off-balance sheet financial instruments.

Restrictions on Cash, Securitie

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	12 Months Ended
	Dec. 31, 2023
Regulated Operations [Abstract]
Restrictions on Cash, Securities, Bank Dividends, Loans or Advances	Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (In Thousands) In March 2020, the Federal Reserve announced that effective March 26, 2020 the reserve requirement would be reduced to zero to support the flow of credit to households and businesses in response to the economic environment caused by the COVID-19 pandemic. The reserve requirement has remained at zero since that time. The Company’s balance of FHLB stock, which is carried at amortized cost, at December 31, 2023 and 2022, was $20,003 and $36,079, respectively. The required investment for the same time period was $19,098 and $35,417, respectively. The Company’s ability to pay dividends to its shareholders is substantially dependent on the ability of Renasant Bank to transfer funds to the Company in the form of dividends, loans and advances. Under Mississippi law, a Mississippi bank with earned surplus in excess of three times capital stock may pay a dividend, subject to the approval of the Mississippi Department of Banking and Consumer Finance (the “DBCF”). In addition, the FDIC has the authority to prohibit the Bank from engaging in business practices that the FDIC considers to be unsafe or unsound, which, depending on the financial condition of the Bank, could include the payment of dividends. Accordingly, the approval of the DBCF is required prior to Renasant Bank paying dividends to the Company, and under certain circumstances the approval of the FDIC may be required. At December 31, 2023, the Bank’s earned surplus exceeded the Bank’s capital stock by more than ten times. In addition to the FDIC and DBCF restrictions on dividends payable by the Bank to the Company, the Federal Reserve provided guidance on the criteria that it will use to evaluate the request by a bank holding company to pay dividends in an aggregate amount that will exceed the company’s earnings for the period in which the dividends will be paid, which did not apply to the Company in 2023 or 2022. For purposes of this analysis, “dividend” includes not only dividends on preferred and common equity but also dividends on debt underlying trust preferred securities and other Tier 1 capital instruments. The Federal Reserve’s criteria evaluates whether the holding company (1) has net income over the past four quarters sufficient to fully fund the proposed dividend (taking into account prior dividends paid during this period), (2) is considering stock repurchases or redemptions in the quarter, (3) does not have a concentration in commercial real estate and (4) is in good supervisory condition, based on its overall condition and its asset quality risk. A holding company not meeting these criteria will require more in-depth consultations with the Federal Reserve.

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2023
Banking and Thrift, Interest [Abstract]
Regulatory Matters	Regulatory Matters (In Thousands) The Company and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Company’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. Capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The Federal Reserve, the FDIC and the Office of the Comptroller of the Currency have issued guidelines governing the levels of capital that bank holding companies and banks must maintain. Those guidelines specify capital tiers, which include the following classifications (which include the “capital conservation buffer” discussed below): Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2% The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2023 2022 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,578,918 9.62 % $ 1,481,197 9.36 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,469,531 10.52 % 1,372,747 10.21 % Tier 1 Capital to Risk-Weighted Assets 1,578,918 11.30 % 1,481,197 11.01 % Total Capital to Risk-Weighted Assets 2,085,531 14.93 % 1,968,001 14.63 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,714,965 10.45 % $ 1,630,389 10.30 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,714,965 12.25 % 1,630,389 12.10 % Tier 1 Capital to Risk-Weighted Assets 1,714,965 12.25 % 1,630,389 12.10 % Total Capital to Risk-Weighted Assets 1,888,104 13.49 % 1,781,312 13.22 % Common equity Tier 1 capital (“CET1”) generally consists of common stock, retained earnings, accumulated other comprehensive income and certain minority interests, less certain adjustments and deductions. In addition, the Company must maintain a “capital conservation buffer,” which is a specified amount of CET1 in addition to the amount necessary to meet minimum risk-based capital requirements. The capital conservation buffer is designed to absorb losses during periods of economic stress. If the Company’s ratio of CET1 to risk-weighted capital is below the capital conservation buffer, the Company will face restrictions on its ability to pay dividends, repurchase outstanding stock and make certain discretionary bonus payments. The required capital conservation buffer is 2.5% of CET1 to risk-weighted assets in addition to the amount necessary to meet minimum risk-based capital requirements. As previously disclosed, the Company adopted CECL as of January 1, 2020. The Company has elected to take advantage of transitional relief offered by the Federal Reserve and the FDIC to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transitional period to phase out the capital benefit provided by the two-year delay.

Segment Reporting

Segment Reporting	12 Months Ended
	Dec. 31, 2023
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting (In Thousands) The operations of the Company’s reportable segments are described as follows: • The Community Banks segment delivers a complete range of banking and financial services to individuals and small to medium-size businesses including checking and savings accounts, business and personal loans, asset-based lending, factoring and equipment leasing, as well as safe deposit and night depository facilities. • The Insurance segment includes a full service insurance agency offering all major lines of commercial and personal insurance through major carriers. • The Wealth Management segment, through the Trust division, offers a broad range of fiduciary services including the administration (as trustee or in other fiduciary or representative capacities) of benefit plans, management of trust accounts, inclusive of personal and corporate benefit accounts and custodial accounts, as well as accounting and money management for trust accounts. In addition, the Wealth Management segment, through the Financial Services division, provides specialized products and services to customers, which include fixed and variable annuities, mutual funds and other investment services through a third party broker-dealer. The Financial Services division also provides administrative and compliance services for certain mutual funds. In order to give the Company’s divisional management a more precise indication of the income and expenses they can control, the results of operations for the Community Banks, the Insurance and the Wealth Management segments reflect the direct revenues and expenses of each respective segment. Indirect revenues and expenses, including but not limited to income from the Company’s investment portfolio, as well as certain costs associated with data processing and back office functions, primarily support the operations of the community banks and, therefore, are included in the results of the Community Banks segment. Included in “Other” are the operations of the holding company and other eliminations which are necessary for purposes of reconciling to the consolidated amounts. The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2023, 2022 and 2021: Community Insurance Wealth Other Consolidated 2023 Net interest income $ 544,508 $ 1,653 $ 34 $ (26,868) $ 519,327 Provision for credit losses 15,593 — — — 15,593 Noninterest income 76,130 12,578 25,311 (944) 113,075 Noninterest expense 409,849 8,652 19,596 1,525 439,622 Income before income taxes 195,196 5,579 5,749 (29,337) 177,187 Income taxes 38,597 1,452 37 (7,577) 32,509 Net income (loss) $ 156,599 $ 4,127 $ 5,712 $ (21,760) $ 144,678 Total assets $ 17,313,704 $ 40,405 $ 6,590 $ (164) $ 17,360,535 Goodwill 988,898 2,767 — — 991,665 2022 Net interest income $ 498,673 $ 619 $ 2,793 $ (20,787) $ 481,298 Provision for credit losses 23,871 — — — 23,871 Noninterest income 114,263 11,821 24,839 (1,670) 149,253 Noninterest expense 366,684 8,442 18,664 1,582 395,372 Income before income taxes 222,381 3,998 8,968 (24,039) 211,308 Income taxes 50,425 1,046 — (6,231) 45,240 Net income (loss) $ 171,956 $ 2,952 $ 8,968 $ (17,808) $ 166,068 Total assets $ 16,882,534 $ 37,567 $ 75,383 $ (7,308) $ 16,988,176 Goodwill 988,941 2,767 — — 991,708 2021 Net interest income $ 437,435 $ 454 $ 1,657 $ (15,545) $ 424,001 Recovery for credit losses (2,168) — — — (2,168) Noninterest income 195,214 11,370 22,185 (1,785) 226,984 Noninterest expense 404,566 8,060 16,475 1,225 430,326 Income before income taxes 230,251 3,764 7,367 (18,555) 222,827 Income taxes 50,749 981 — (4,795) 46,935 Net income (loss) $ 179,502 $ 2,783 $ 7,367 $ (13,760) $ 175,892 Total assets $ 16,694,710 $ 33,544 $ 65,015 $ 17,042 $ 16,810,311 Goodwill 936,916 2,767 — — 939,683

Renasant Corporation (Parent Co

Renasant Corporation (Parent Company Only) Condensed Financial Information	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Renasant Corporation (Parent Company Only) Condensed Financial Information	Renasant Corporation (Parent Company Only) Condensed Financial Information (In Thousands) Balance Sheets December 31, 2023 2022 Assets Cash and cash equivalents (1) $ 169,597 $ 167,727 Investments — — Investment in bank subsidiary (2) 2,541,195 2,391,721 Accrued interest receivable on bank balances (2) 27 3 Other assets 37,268 28,468 Total assets $ 2,748,087 $ 2,587,919 Liabilities and shareholders’ equity Junior subordinated debentures $ 112,978 $ 112,042 Subordinated notes 316,422 316,091 Other liabilities 21,304 23,770 Shareholders’ equity 2,297,383 2,136,016 Total liabilities and shareholders’ equity $ 2,748,087 $ 2,587,919 (1) Eliminates in consolidation, with the exception of $1,987 and $1,889 in 2023 and 2022, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation Statements of Income Year Ended December 31, 2023 2022 2021 Income Dividends from bank subsidiary (1) $ 72,042 $ 68,114 $ 80,965 Interest income from bank subsidiary (1) 28 5 7 Other dividends 260 134 80 Other income 919 85 32 Total income 73,249 68,338 81,084 Expenses 30,544 24,264 18,661 Income before income tax benefit and equity in undistributed net income of bank subsidiary 42,705 44,074 62,423 Income tax benefit (7,577) (6,231) (4,795) Equity in undistributed net income of bank subsidiary (1) 94,396 115,763 108,674 Net income $ 144,678 $ 166,068 $ 175,892 (1) Eliminates in consolidation Statements of Cash Flows Year Ended December 31, 2023 2022 2021 Operating activities Net income $ 144,678 $ 166,068 $ 175,892 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (94,396) (115,763) (108,674) Amortization/depreciation 1,770 1,478 891 (Decrease) increase in other assets (8,824) 284 (5,628) Increase in other liabilities 8,921 9,225 6,952 Net cash provided by operating activities 52,149 61,292 69,433 Investing activities Sales and maturities of securities and available for sale — 2,000 5,100 Other investing activities — — (100,000) Net cash provided by (used in) investing activities — 2,000 (94,900) Financing activities Cash paid for dividends (50,279) (49,991) (50,017) Repurchase of shares in connection with stock repurchase program — — (21,315) Repayment of long-term debt — (30,000) (45,000) Proceeds from issuance of long-term debt — — 197,061 Net cash (used in) provided by financing activities (50,279) (79,991) 80,729 Increase (decrease) in cash and cash equivalents 1,870 (16,699) 55,262 Cash and cash equivalents at beginning of year 167,727 184,426 129,164 Cash and cash equivalents at end of year $ 169,597 $ 167,727 $ 184,426

Leases

Leases	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2023 and 2022, the net investment in these leases was $42,761 and $44,049, comprised of $34,929 and $37,301 in lease receivables, $13,446 and $12,875 in residual balances and $5,614 and $6,127 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2023 and 2022, the Company generated $1,441 and $903 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2023 is presented in the table below. 2024 $ 313 2025 663 2026 1,006 2027 7,812 2028 574 Thereafter 32,393 Total lease receivables $ 42,761 Lessee Arrangements As of December 31, 2023 and 2022, right-of-use assets totaled $48,517 and $54,930 and lease liabilities totaled $51,130 and $57,369, respectively. The table below provides the components of lease cost and supplemental information for the periods presented. Year ended December 31, 2023 2022 Operating lease cost (cost resulting from lease payments) $ 7,333 $ 7,847 Short-term lease cost 217 29 Variable lease cost (cost excluded from lease payments) 800 1,056 Sublease income (551) (624) Net lease cost $ 7,799 $ 8,308 Operating lease - operating cash flows (fixed payments) 7,171 9,528 Operating lease - operating cash flows (liability reduction) 5,472 7,789 Weighted average lease term - operating leases (in years) (at period end) 18.51 17.96 Weighted average discount rate - operating leases (at period end) 3.49 % 3.02 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 3,126 $ 3,475 The maturities of the lessee arrangements outstanding at December 31, 2023 are presented in the table below. 2024 $ 6,340 2025 5,593 2026 4,909 2027 4,277 2028 4,020 Thereafter 44,967 Total undiscounted cash flows 70,106 Discount on cash flows 18,976 Total operating lease liabilities $ 51,130 Rental expense was $6,859, $7,623, and $8,298 for 2023, 2022, and 2021, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Loans.”
Leases	Leases (In Thousands) The Company enters into leases in both lessor and lessee capacities. Lessor Arrangements As of December 31, 2023 and 2022, the net investment in these leases was $42,761 and $44,049, comprised of $34,929 and $37,301 in lease receivables, $13,446 and $12,875 in residual balances and $5,614 and $6,127 in deferred income, respectively. In order to mitigate potential exposure to residual asset risk, the Company utilizes first amendment or terminal rental adjustment clause leases. For the twelve months ended December 31, 2023 and 2022, the Company generated $1,441 and $903 in income from these leases, respectively, which is included in interest income on loans on the Consolidated Statements of Income. The maturities of the lessor arrangements outstanding at December 31, 2023 is presented in the table below. 2024 $ 313 2025 663 2026 1,006 2027 7,812 2028 574 Thereafter 32,393 Total lease receivables $ 42,761 Lessee Arrangements As of December 31, 2023 and 2022, right-of-use assets totaled $48,517 and $54,930 and lease liabilities totaled $51,130 and $57,369, respectively. The table below provides the components of lease cost and supplemental information for the periods presented. Year ended December 31, 2023 2022 Operating lease cost (cost resulting from lease payments) $ 7,333 $ 7,847 Short-term lease cost 217 29 Variable lease cost (cost excluded from lease payments) 800 1,056 Sublease income (551) (624) Net lease cost $ 7,799 $ 8,308 Operating lease - operating cash flows (fixed payments) 7,171 9,528 Operating lease - operating cash flows (liability reduction) 5,472 7,789 Weighted average lease term - operating leases (in years) (at period end) 18.51 17.96 Weighted average discount rate - operating leases (at period end) 3.49 % 3.02 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 3,126 $ 3,475 The maturities of the lessee arrangements outstanding at December 31, 2023 are presented in the table below. 2024 $ 6,340 2025 5,593 2026 4,909 2027 4,277 2028 4,020 Thereafter 44,967 Total undiscounted cash flows 70,106 Discount on cash flows 18,976 Total operating lease liabilities $ 51,130 Rental expense was $6,859, $7,623, and $8,298 for 2023, 2022, and 2021, respectively. For more information on lease accounting, see Note 1, “Significant Accounting Policies” and on lease financing receivables, see Note 3, “Loans.”

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Pay vs Performance Disclosure
Net Income (Loss)	$ 144,678	$ 166,068	$ 175,892

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Dec. 31, 2023
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Significant Accounting Polici_2

Significant Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2023
Accounting Policies [Abstract]
Use of Estimates	Use of Estimates : The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates.
Consolidation	Consolidation : The accompanying Consolidated Financial Statements and these Notes to Consolidated Financial Statements include the accounts of the Company and its consolidated subsidiaries, all of which are wholly-owned. All intercompany balances and transactions have been eliminated. Certain prior year amounts have been reclassified to conform to the current year presentation. Reclassifications had no effect on prior years’ net income or shareholders’ equity.
Cash and Cash Equivalents	Cash and Cash Equivalents : The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash equivalents.
Securities	Securities : Debt securities are classified as held to maturity when purchased if management has the positive intent and ability to hold the securities to maturity. Held to maturity securities are stated at amortized cost. Presently, the Company has no intention of establishing a trading classification. Securities not classified as held to maturity or trading are classified as available for sale. Available for sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in accumulated other comprehensive income within shareholders’ equity. The amortized cost of securities, regardless of classification, is adjusted for amortization of premiums and accretion of discounts. Such amortization and accretion is included in interest income from securities, as is dividend income. Realized gains and losses on sales of securities and impairments are reflected under the line items “Net (losses) gains on sales of securities” and “Impairment losses on securities” on the Consolidated Statements of Income. The cost of securities sold is based on the specific identification method. The Company evaluates its allowance for credit losses on the held to maturity investment portfolio on a quarterly basis in accordance with Financial Accounting Standards Board (“FASB”) Accounting Standards Codification Topic (“ASC”) 326, “ Financial Instruments - Credit Losses (“ASC 326”; ASC 326 is also referred to as “CECL”). Expected credit losses on debt securities classified as held to maturity are measured on a collective basis by major security type. The estimates of expected credit losses are based on historical default rates, investment grades, current conditions, and reasonable and supportable forecasts about the future. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off. All of the residential and commercial mortgage-backed securities recorded as held to maturity are issued by U.S. Government agencies and GSEs. These securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major rating agencies and have a long history of no credit losses. The state and political subdivision securities are highly rated by major rating agencies. The Company also evaluates available for sale investment securities in an unrealized loss position on a quarterly basis. If the Company intends to sell the security or it is more likely than not that it will be required to sell before recovery, the entire unrealized loss is recorded as a loss within noninterest income in the Consolidated Statements of Income with a corresponding adjustment to the amortized cost basis of the security. If the Company does not intend to sell the security and it is not more likely than not that it will be required to sell the security before recovery of its amortized cost basis, the Company evaluates if any of the unrealized loss is related to a potential credit loss. The amount, if any, related to credit loss is recognized in earnings as a provision for credit loss and a corresponding allowance for credit losses is established; each is calculated as the difference between the estimate of discounted future cash flows and the amortized cost basis of the security. A number of qualitative and quantitative factors, including the financial condition of the underlying issuer, current and projected deferrals or defaults and credit ratings by nationally recognized statistical rating agencies are considered by management in the estimate of the discounted future cash flows. The remaining difference between the fair value and the amortized cost basis of the security is considered the amount related to other market factors and is recognized in other comprehensive income, net of applicable taxes.
Securities Sold Under Agreements to Repurchase	Securities Sold Under Agreements to Repurchase : Securities sold under agreements to repurchase are accounted for as collateralized financing transactions and are recorded at the amounts at which the securities were sold. Securities, generally U.S. government and agency securities, pledged as collateral under these financing arrangements cannot be sold or repledged by the secured party.
Loans Held for Sale	Loans Held for Sale : The “Loans held for sale” line item on the Company’s Consolidated Balance Sheets consists of residential mortgage loans held for sale. The Company has elected to carry these loans at fair value as permitted under the guidance in ASC 825, “ Financial Instruments ” (“ASC 825”). Gains and losses are realized at the time consideration is received and all other criteria for sales treatment have been met. These realized and unrealized gains and losses are classified under the line item “Mortgage banking income” on the Consolidated Statements of Income. Factoring : The Company provides short-term financing to certain clients by operating as a factor. The Company purchases accounts receivable from its clients and then generally collects the receivables directly from the clients’ account customers. Cash is advanced to the Company’s client to the extent of the advance rate, less any applicable fees, set forth in the individual factoring agreement. The unadvanced portion of the purchased receivables are considered client reserves and may be used to settle payment disputes or collection shortfalls. Upon collection of the receivable and settlement of any client obligation, the client reserves are returned to the client. Factoring receivables, net of client reserves, are reported as “Loans” on the Consolidated Balance Sheets (this includes arrangements where the Company does not directly collect the receivables of the client’s account customers). Factoring fees are reported as interest income on loans while other fees generated from factoring relationships are reported as noninterest income on the Consolidated Statements of Income.
Loans and the Allowance for Credit Losses	Loans and the Allowance for Credit Losse s: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off generally are reported at their amortized cost or outstanding unpaid principal balances, in either case adjusted for charge-offs, the allowance for credit losses, any deferred fees or costs on originated loans and any purchase discounts or premiums on purchased loans. Renasant Bank defers certain nonrefundable loan origination fees as well as the direct costs of originating or acquiring loans. The deferred fees and costs are then amortized over the term of the note for all loans with payment schedules. Loans with no payment schedule are amortized using the interest method. The amortization of these deferred fees is presented as an adjustment to the yield on loans. Interest income is accrued on the unpaid principal balance. Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Generally, the recognition of interest on mortgage and commercial and industrial loans is discontinued at the time the loan is 90 days past due unless the credit is well-secured and in process of collection. Consumer and other retail loans are typically charged-off no later than the time the loan is 120 days past due. In all cases, loans are placed on nonaccrual status or charged-off at an earlier date if collection of principal or interest is considered doubtful. Loans may be placed on nonaccrual regardless of whether or not such loans are considered past due. All interest accrued for the current year, but not collected, for loans that are placed on nonaccrual or charged-off is reversed against interest income; the amount of interest income recognized on nonaccrual loans was immaterial for the years ended December 31, 2023, 2022 and 2021. The interest on these loans is accounted for on the cash-basis or cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. As a result, the Company has made an accounting policy election to exclude accrued interest from the measurement of the allowance for credit losses. As of December 31, 2023 and 2022, the Company has accrued interest receivable for loans of $54,804 and $49,850, respectively, which is recorded in the “Other assets” line item on the Consolidated Balance Sheets. Although the Company made the election to exclude accrued interest from the measurement of the allowance for credit losses, the Company did have an allowance for credit losses on interest deferred as part of the loan deferral program implemented in response to the COVID-19 pandemic of $1,244 and $1,248, respectively, as of December 31, 2023 and 2022. The allowance for credit losses is an estimate of expected losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in such loan portfolio in accordance with ASC 326. Management evaluates the adequacy of the allowance for credit losses on a quarterly basis. Expected credit loss inherent in non-cancellable off-balance-sheet credit exposures is accounted for as a separate liability in the Consolidated Balance Sheets. The allowance for credit losses on loans held for investment, as reported in the Company’s Consolidated Balance Sheets, is adjusted by a provision for credit losses, which is reported in earnings, and reduced by net charge-offs. Loan losses are charged against the allowance for credit losses when management confirms the uncollectability of a loan balance. Subsequent recoveries, if any, are credited to the allowance. The credit loss estimation process involves procedures to appropriately consider the unique characteristics of the Company’s loan portfolio segments. Credit quality is assessed and monitored by evaluating various attributes, and the results of those evaluations are utilized in underwriting new loans and in the Company’s process for the estimation of expected credit losses. Credit quality monitoring procedures and indicators can include an assessment of problem loans, the types of loans, historical loss experience, new lending products, emerging credit trends, changes in the size and character of loan categories and other factors, including the Company’s risk rating system, regulatory guidance and economic conditions, such as the unemployment rate and GDP growth in the markets in which the Company operates, as well as trends in the market values of underlying collateral securing loans, all as determined based on input from management, loan review staff and other sources. This evaluation is complex and inherently subjective, as it requires estimates by management that are inherently uncertain and therefore susceptible to significant revision as more information becomes available. Similarly, there may be significant changes in the allowance and provision for credit losses in future periods as the estimates and assumptions underlying such estimates are adjusted in light of then-prevailing factors and forecasts. Changes in any of the assumptions involved in the estimation process may result in significant changes in the allowance and provision for credit losses in those future periods. The methodology for estimating the amount of expected credit losses reported in the allowance for credit losses has two basic components: first, a collective (or pooled) component for estimating expected credit losses for pools of loans that share similar risk characteristics; and second, an asset-specific component involving individual loans that do not share risk characteristics with other loans and the measurement of expected credit losses for such individual loans. Loans Evaluated on a Collective (Pool) Basis The allowance for credit losses for loans that share similar risk characteristics with other loans is calculated on a collective or pool basis, where such loans are segregated into loan portfolio segments based upon similarity of credit risk. The Company’s primary loan portfolio segments are as follows: Commercial, Financial, and Agricultural (“Commercial”) - Commercial loans are customarily granted to established local business customers in the Company’s market area on a collateralized basis to meet their credit needs. Maturities are typically short term in nature and are commensurate with the secondary source of repayment that serves as the Company’s collateral. Although commercial loans may be collateralized by equipment or other business assets, the repayment of this type of loan depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the chief considerations when assessing the risk of a commercial loan are the local business borrower’s ability to sell its products/services, thereby generating sufficient operating revenue to repay the Company under the agreed upon terms and conditions, and the general business conditions of the local economy or other market that the business serves. The Company's factoring receivables are categorized as commercial loans; for these commercial loans, the risk assessment considers the ability of the client's account customer, rather than the client itself, to repay the Company. Real Estate - Construction - The Company’s construction loan portfolio consists of loans for the construction of single family residential properties, multi-family properties and commercial projects. Maturities for construction loans generally range from six Real Estate - 1-4 Family Mortgage - This segment of the Company’s loan portfolio includes loans secured by first or second liens on residential real estate in which the property is the principal residence of the borrower, as well as loans secured by residential real estate in which the property is rented to tenants or is otherwise not the principal residence of the borrower; loans for the preparation of residential real property prior to construction are also included in this segment. Finally, this segment includes home equity loans or lines of credit and term loans secured by first and second mortgages on the residences of borrowers who elect to use the accumulated equity in their homes for purchases, refinances, home improvements, education and other personal expenditures. The Company attempts to minimize the risk associated with residential real estate loans by scrutinizing the financial condition of the borrower; typically, the maximum loan-to-value ratio is also limited. Real Estate - Commercial Mortgage - Included in this portfolio segment (referred to collectively as “commercial real estate loans”) are “owner-occupied” loans in which the owner develops a property with the intention of locating its business there. Payments on these loans are dependent on the successful development and management of the business as well as the borrower’s ability to generate sufficient operating revenue to repay the loan. In some instances, in addition to the mortgage on the underlying real estate of the business, commercial real estate loans are secured by other non-real estate collateral, such as equipment or other assets used in the business. In addition to owner-occupied commercial real estate loans, the Company offers loans in which the owner develops a property where the source of repayment of the loan will come from the sale or lease of the developed property, for example, retail shopping centers, hotels and storage facilities. These loans are referred to as “non-owner occupied” commercial real estate loans. The Company also offers commercial real estate loans to developers of commercial properties for purposes of site acquisition and preparation and other development prior to actual construction (referred to as “commercial land development loans”). Non-owner occupied commercial real estate loans and commercial land development loans are dependent on the successful completion of the project and may be affected by adverse conditions in the real estate market or the economy as a whole. Lease Financing - This segment of the Company’s loan portfolio includes loans granted to provide capital to businesses for commercial equipment needs. These loans are generally granted for periods ranging between two Installment Loans to Individuals - Installment loans to individuals (or “consumer loans”) are granted to individuals for the purchase of personal goods. Loss or decline of income by the borrower due to unplanned occurrences represents the primary risk of default to the Company. In the event of default, a shortfall in the value of the collateral may pose a loss in this loan category. Before granting a consumer loan, the Company assesses the applicant’s credit history and ability to meet existing and proposed debt obligations. Although the applicant’s creditworthiness is the primary consideration, the underwriting process also includes a comparison of the value of the collateral, if any, to the proposed loan amount. The Company obtains a lien against the collateral securing the loan and holds title (if applicable) until the loan is repaid in full. In determining the allowance for credit losses on loans evaluated on a collective basis, the Company categorizes loan pools based on loan type and/or risk rating. The Company uses two CECL models: (1) a loss rate model, based on average historical life-of-loan loss rates, which is used for the Real Estate - 1-4 Family Mortgage, Real Estate - Construction and the consumer loans portfolio segments, and (2) for the Commercial, Real Estate - Commercial Mortgage and Lease Financing portfolio segments, the Company uses a probability of default/loss given default model, which calculates an expected loss percentage for each loan pool by considering (a) the probability of default, based on the migration of loans from performing (using risk ratings) to default using life-of-loan analysis periods, and (b) the historical severity of loss, based on the aggregate net lifetime losses incurred per loan pool. The historical loss rates calculated as described above are adjusted, as necessary, for both internal and external qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Internal factors include loss history, changes in credit quality (including movement between risk ratings) and/or credit concentration and changes in the nature and volume of the respective loan portfolio segments. External factors include current and reasonable and supportable forecasted economic conditions and changes in collateral values. These factors are used to adjust the historical loss rates (as described above) to ensure that they reflect management’s expectation of future conditions based on a reasonable and supportable forecast period. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the models immediately revert to the historical loss rates adjusted for qualitative factors related to current conditions. Loans Evaluated on an Individual Basis For loans that do not share similar risk characteristics with other loans, an analysis of the loan is performed to determine the expected credit loss. If a respective loan is collateral dependent (that is, when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral), the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral. The fair value of collateral is initially based on external appraisals. Generally, collateral values for loans for which measurement of expected losses is dependent on the fair value of such collateral are updated every twelve months, either from external third parties or in-house certified appraisers. Third-party appraisals are obtained from a pre-approved list of independent, local appraisal firms. The fair value of the collateral derived from external appraisal is then adjusted for the estimated cost to sell if repayment or satisfaction of a loan is dependent on the sale (rather than only on the operation) of the collateral. Other acceptable methods for determining the expected credit losses for individually evaluated loans (typically used when the loan is not collateral dependent) is a discounted cash flow approach or, if applicable, an observable market price. Once the expected credit loss amount is determined, an allowance equal to such expected credit loss is included in the allowance for credit losses. The Company considers the loans in the Real Estate - Construction, Real Estate - 1-4 Family Mortgage and Real Estate - Commercial Mortgage loan segments disclosed as individually evaluated in Note 4, “Allowance for Credit Losses” as collateral dependent with the type of collateral being real estate. The Company maintains a separate allowance for credit losses on unfunded loan commitments, which is included in the “Other liabilities” line item on the Consolidated Balance Sheets. Changes in such allowance are recorded in the “Provision for credit losses on unfunded commitments” line item on the Consolidated Statements of Income. Management estimates the amount of expected losses on unfunded loan commitments by calculating a likelihood of funding over the contractual period for exposures that are not unconditionally cancellable by the Company and applying the loss factors used in the allowance for credit losses on loans methodology described above to unfunded commitments for each loan type. No credit loss estimate is reported for off-balance-sheet credit exposures that are unconditionally cancellable by the Company.
Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets	Business Combinations, Accounting for Purchased Credit Deteriorated Loans and Related Assets : Business combinations are accounted for by applying the acquisition method in accordance with ASC 805, “ Business Combinations .” Under the acquisition method, identifiable assets acquired and liabilities assumed and any non-controlling interest in the acquired company at the acquisition date are measured at their fair values as of that date and are recognized separately from goodwill. Results of operations of the acquired entities are included in the Consolidated Statements of Income from the date of acquisition. Acquisition costs incurred by the Company are expensed as incurred. For a purchased asset that the Company has the intent of holding for investment, ASC 326 requires the Company to determine whether the asset has experienced more-than-insignificant deterioration in credit quality since origination. Factors used in the determination will vary but may include delinquency history, historical accrual status, and downgrades in the risk rating by the seller, among others. The Company's review of an asset during its due diligence evaluation of the purchase may identify other unique attributes that would indicate more-than-insignificant deterioration has occurred such as the borrower's financial condition, credit rating or credit score as well as the value of underlying collateral. The Company analyzes these factors collectively and may also consider market conditions or economic factors that would indicate a purchased asset has experienced more-than-insignificant deterioration in credit quality since origination. Such assets that have experienced more-than insignificant deterioration are referred to as purchased credit deteriorated (“PCD”) assets. ASC 326 provides for special initial recognition of PCD assets, commonly referred to as the “gross-up” approach, where the allowance for credit losses is recognized by adding it to the fair value to arrive at the Day 1 amortized cost basis. After initial recognition, the accounting for PCD assets will generally follow the credit loss model that applies to that type of asset. Non-PCD assets record the Day 1 allowance for credit losses through earnings on the date of purchase. The Company accretes or amortizes as interest income the fair value discounts on both PCD and non-PCD assets over the life of the asset.
Premises and Equipment	Premises and Equipment : Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed primarily by use of the straight-line method for furniture, fixtures, equipment, autos and premises. The annual provisions for depreciation have been computed primarily using estimated lives of 40 years for premises, three three ASC 842, “ Leases ” (“ASC 842”) requires a lessee to recognize a right-of-use asset and a lease liability for all leases with a term greater than 12 months on its balance sheet regardless of whether the lease is classified as financing or operating. All of the Company’s lessee arrangements are operating leases, being real estate leases for Company facilities. Under these arrangements, the Company records right-of-use assets and corresponding lease liabilities, each of which is based on the present value of the remaining lease payments and are discounted at the Company’s incremental borrowing rate. Right-of-use assets are reported in premises and equipment other liabilities one Lease expense is recognized on a straight-line basis over the lease term and is recorded in the “Net occupancy and equipment expense” line item in the Consolidated Statements of Income. Variable lease payments consist primarily of common area maintenance, insurance and taxes. The Company does not have any material sublease agreements currently in place.
Other Real Estate Owned	Other Real Estate Owned : Other real estate owned (“OREO”) consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded into other real estate owned at fair market value less cost to sell and are subsequently carried at the lower of cost or fair market value based on appraised value less estimated selling costs. Losses arising at the time of foreclosure of properties are charged against the allowance for credit losses. Reductions in the carrying value subsequent to acquisition are charged to earnings and are included under the line item “Other real estate owned” on the Consolidated Statements of Income.
Mortgage Servicing Rights	Mortgage Servicing Rights
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets
Bank-Owned Life Insurance	Bank-Owned Life Insurance : Bank-owned life insurance (“BOLI”) is an institutionally-priced insurance product that is specifically designed for purchase by insured depository institutions. The Company has purchased such insurance policies on certain employees, with Renasant Bank being listed as the primary beneficiary. The carrying value of BOLI is recorded at the cash surrender value of the policies, net of any applicable surrender charges. Changes in the value of the cash surrender value of the policies are reflected under the line item “BOLI income” on the Consolidated Statements of Income.
Revenue from Contracts with Customers	Revenue from Contracts with Customers : ASC 606, “ Revenue from Contracts with Customers ” (“ASC 606”), provides guidance on revenue recognition from contracts with customers. For revenue streams within its scope, ASC 606 requires costs that are incremental to obtaining a contract to be capitalized. In the case of the Company, these costs include sales commissions for insurance, wealth management fees, and revenue from certain sales of OREO. ASC 606 has established, and the Company has utilized, a practical expedient allowing costs that, if capitalized, would have an amortization period of one year or less to instead be expensed as incurred. Service Charges on Deposit Accounts - Service charges on deposit accounts include maintenance fees on accounts, per item charges, account enhancement charges for additional packaged benefits and overdraft fees. The contracts with deposit account customers are day-to-day contracts and are considered to be terminable at will by either party. Therefore, the fees are all considered to be earned when charged and simultaneously collected. Fees and Commissions - Fees and commissions include fees related to deposit services, such as ATM fees and interchange fees on debit card transactions. These fees are earned at the point in time when the services are rendered, and therefore the related revenue is recognized as the Company’s performance obligation is satisfied. Insurance Commissions - Insurance commissions are earned when policies are placed by customers with the insurance carriers and are collected and recognized using two different methods: the agency bill method and the direct bill method. Under the agency bill method, Renasant Insurance is responsible for billing the customers directly and then collecting and remitting the premiums to the insurance carriers. Agency bill revenue is recognized at the later of the invoice date or effective date of the policy. The Company has established a reserve for such policies which is derived from historical collection experience and updated annually. The contract balances (i.e. accounts receivable and accounts payable related to insurance commissions earned and premiums due) and the reserve established are considered immaterial to the overall financial results of the Company. Under the direct bill method, premium billing and collections are handled by the insurance carriers, and a commission is then paid to Renasant Insurance. Direct bill revenue is recognized when the commission payment is received from the insurance carriers. While there is recourse on these commissions in the event of policy cancellations, based on the Company’s historical data, material reversals of revenue based on policy cancellations are not anticipated. The Company monitors policy cancellations on a monthly basis and, if a material set of cancellations were to occur, the Company would adjust earnings accordingly. The Company also earns contingency income that it recognizes on a cash basis. Contingency income is a bonus received from the insurance underwriters and is based on commission income and claims experience on the Company’s clients’ policies during the previous year. Increases and decreases in contingency income are reflective of corresponding increases and decreases in the amount of claims paid by insurance carriers. Wealth Management Revenue - Fees for managing trust accounts (inclusive of personal and corporate benefit accounts, IRAs, and custodial accounts) are based on the value of assets under management in the account, with the amount of the fee depending on the type of account. Revenue is recognized on a monthly basis, and there is little to no risk of a material reversal of revenue. Fees for other wealth management services, such as investment guidance relating to fixed and variable annuities, mutual funds, stocks and other investments, are recognized based on either trade activity, where fees are recognized at the time of the trade, or assets under management, where fees are recognized monthly, and there is little to no risk of material reversal of revenue. Sales of OREO
Income Taxes	Income Taxes : Income taxes are accounted for under the liability method. Under this method, deferred tax assets and liabilities are determined based on differences between financial reporting and tax bases of assets and liabilities and are measured using the enacted tax rates and laws that will be in effect when the differences are expected to reverse. It is the Company’s policy to recognize interest and penalties, if incurred, related to unrecognized tax benefits in income tax expense. The Company and its subsidiaries file a consolidated federal income tax return. Renasant Bank provides for income taxes on a separate-return basis and remits to the Company amounts determined to be currently payable. Deferred income taxes, included in “Other assets” on the Consolidated Balance Sheets, reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes that the Company and its subsidiaries will realize a substantial majority of the deferred tax assets. A valuation allowance, if needed, reduces deferred tax assets to the expected amount most likely to be realized through a charge to income tax expense.
Fair Value Measurements	Fair Value Measurements : ASC 820, “ Fair Value Measurements and Disclosures
Derivative Instruments and Hedging Activities	Derivative Instruments and Hedging Activities : The Company utilizes derivative financial instruments as part of its ongoing efforts to manage its interest rate risk exposure as well as to meet the needs of its customers. Derivative financial instruments are included in the Consolidated Balance Sheets line item “Other assets” or “Other liabilities” at fair value in accordance with ASC 815, “ Derivatives and Hedging .” Cash flow hedges are utilized to mitigate the exposure to variability in expected future cash flows or other types of forecasted transactions. For the Company’s derivatives designated as cash flow hedges, changes in the fair value of cash flow hedges are, to the extent that the hedging relationship is effective, recorded as other comprehensive income and are subsequently recognized in earnings at the same time that the hedged item is recognized in earnings. The ineffective portions of the changes in fair value of the hedging instruments are immediately recognized in earnings. There were no ineffective portions for 2023. The assessment of the effectiveness of a hedging relationship is evaluated under the hypothetical derivative method. Fair value hedges are utilized to mitigate the exposure to future interest rate risk. For the Company’s derivatives designated as fair value hedges, the gain or loss on the derivative instrument as well as the offsetting loss or gain on the hedged liability attributable to the hedged risk are recognized in current earnings. The gain or loss on the derivative instrument is presented on the same line item as the earnings effect of the hedged item. The Company also utilizes derivative instruments that are not designated as hedging instruments. The Company enters into interest rate cap and/or floor agreements with its customers and then enters into an offsetting derivative contract position with other financial institutions to mitigate the interest rate risk associated with these customer contracts. Because these derivative instruments are not designated as hedging instruments, changes in the fair value of the derivative instruments are recognized currently in earnings. The Company enters into interest rate lock commitments on certain residential mortgage loans with its customers to mitigate the interest rate risk associated with the commitments to fund fixed-rate mortgage loans. Under such commitments, interest rates for a mortgage loan are typically locked in for up to 45 days with the customer. These interest rate lock commitments are recorded at fair value in the Company’s Consolidated Balance Sheets. Gains and losses arising from changes in the valuation of the commitments are recognized currently in earnings and are reflected under the line item “Mortgage banking income” on the Consolidated Statements of Income. The Company utilizes two methods to deliver mortgage loans to be sold to an investor. Under a “best efforts” sales agreement, the Company enters into a sales agreement with an investor in the secondary market to sell the loan when an interest rate lock commitment is entered into with a customer, as described above. Under a “best efforts” sales agreement, the Company is obligated to sell the mortgage loan to the investor only if the loan is closed and funded. Thus, the Company will not incur any liability to an investor if the mortgage loan commitment in the pipeline fails to close. Under a “mandatory delivery” sales agreement, the Company commits to deliver a certain principal amount of mortgage loans to an investor at a specified price and delivery date. Penalties are paid to the investor should the Company fail to satisfy the contract. These types of mortgage loan commitments are recorded at fair value on the Company’s Consolidated Balance Sheets. Gains and losses arising from changes in the valuation of these commitments are recognized currently in earnings and are reflected under the line item “Mortgage banking income” on the Consolidated Statements of Income.
Treasury Stock	Treasury Stock : Treasury stock is recorded at cost. Shares held in treasury are authorized but unissued shares.
Retirement Plans	Retirement Plans : The Company sponsors a noncontributory pension plan and provides retiree medical benefits for certain employees. The Company’s independent actuary firm prepares actuarial valuations of pension cost and obligation under ASC 715, “ Compensation – Retirement Benefits
Stock-Based Compensation	Stock-Based Compensation : The Company recognizes compensation expense for all share-based payments to employees in accordance with ASC 718, “ Compensation - Stock Compensation
Earnings Per Common Share	Earnings Per Common Share
Subsequent Events	Subsequent Events: The Company has evaluated, for consideration of recognition or disclosure, subsequent events that have occurred through the date of issuance of its financial statements. In January 2024, the Company sold a portion of its available for sale securities portfolio, of which the securities sold were identified prior to December 31, 2023. The Company impaired the securities sold and recognized the loss in net income as of December 31, 2023. Other than the forementioned, the Company has determined that no significant events occurred after December 31, 2023 but prior to the issuance of these financial statements that would have a material impact on its Consolidated Financial Statements.
Impact of Recently-Issued Accounting Standards and Pronouncements	Impact of Recently-Issued Accounting Standards and Pronouncements : In March 2022, FASB issued ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminates the accounting guidance for troubled debt restructurings in ASC Subtopic 310-40, “Receivables - Troubled Debt Restructurings by Creditors,” while enhancing disclosures requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. Additionally, ASU 2022-02 requires entities to disclose current-period gross write-offs by year of origination for financing receivables and net investments in leases. ASU 2022-02 was effective on January 1, 2023. The adoption of this accounting pronouncement had no impact on the Company’s financial statements aside from additional and revised disclosures. See Note 3, “Loans” for the relevant disclosures. In October 2023, FASB issued ASU 2023-06, “Disclosure Improvements” (“ASU 2023-06”), which amends the disclosure requirements related to various subtopics in the FASB Accounting Standards Codification (the “Codification”). ASU 2023-06 adds a number of disclosure requirements to the Codification in response to the Securities and Exchange Commission (“SEC”) initiative to update and simplify disclosure requirements. ASU 2023-06 is to be applied prospectively, and early adoption is prohibited. For SEC reporting entities, the effective dates will be the date on which the SEC’s removal of that related disclosure requirement from Regulation S-X or Regulation S-K becomes effective. If by June 30, 2027, the SEC has not removed the applicable requirement from Regulation S-X or Regulation S-K, the pending content of the related amendment will be removed from the Codification and will not become effective for any entities. ASU 202-06 is not expected to have significant impact on our financial statements. In November 2023, FASB issued ASU 2023-07, “Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures” (“ASU 2023-07”), which amends the disclosure requirements related to segment reporting primarily through enhanced disclosure about significant segment expenses and by requiring disclosure of segment information on an annual and interim basis. ASU 2023-07 is effective January 1, 2024 and is not expected to have a significant impact on our financial statements. In December 2023, FASB issued ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures” (“ASU 2023-09”), which enhances the transparency and decision usefulness of income tax disclosures. ASU 2023-09 will require disaggregated information about a reporting entity’s effective tax rate reconciliation as well as information on income taxes paid. Entities will also be required to disclose income/(loss) from continuing operations before income tax expense/(benefit) disaggregated between domestic and foreign, as well as income tax expense/(benefit) from continuing operations disaggregated by federal, state and foreign. ASU 202-09 is effective January 1, 2025 and is not expected to have a significant impact on our financial statements.

Securities (Tables)

Securities (Tables)	12 Months Ended
	Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]
Schedule of amortized cost and fair value of securities available for sale	The amortized cost and fair value of securities available for sale were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2023 Obligations of states and political subdivisions $ 36,374 $ 119 $ (1,883) $ 34,610 Residential mortgage-backed securities: Government agency mortgage-backed securities 301,400 172 (24,968) 276,604 Government agency collateralized mortgage obligations 485,164 — (85,883) 399,281 Commercial mortgage-backed securities: Government agency mortgage-backed securities 6,029 — (637) 5,392 Government agency collateralized mortgage obligations 161,299 24 (21,965) 139,358 Other debt securities 72,383 109 (4,458) 68,034 $ 1,062,649 $ 424 $ (139,794) $ 923,279 Amortized Gross Gross Fair December 31, 2022 Obligations of other U.S. Government agencies and corporations $ 170,000 $ — $ (5,340) $ 164,660 Obligations of states and political subdivisions 154,066 204 (9,368) 144,902 Residential mortgage-backed securities: Government agency mortgage-backed securities 508,415 37 (52,036) 456,416 Government agency collateralized mortgage obligations 605,033 — (103,864) 501,169 Commercial mortgage-backed securities: Government agency mortgage-backed securities 11,166 — (1,053) 10,113 Government agency collateralized mortgage obligations 211,435 — (25,589) 185,846 Other debt securities 74,885 — (4,049) 70,836 $ 1,735,000 $ 241 $ (201,299) $ 1,533,942 The amortized cost and fair value of securities held to maturity were as follows as of the dates presented: Amortized Gross Gross Fair December 31, 2023 Obligations of states and political subdivisions $ 288,154 $ 74 $ (33,688) $ 254,540 Residential mortgage-backed securities Government agency mortgage-backed securities 426,264 — (20,314) 405,950 Government agency collateralized mortgage obligations 387,208 — (31,670) 355,538 Commercial mortgage-backed securities Government agency mortgage-backed securities 16,983 — (2,972) 14,011 Government agency collateralized mortgage obligations 44,514 — (6,977) 37,537 Other debt securities 58,373 — (4,119) 54,254 $ 1,221,496 $ 74 $ (99,740) $ 1,121,830 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 1,221,464 Amortized Gross Gross Fair December 31, 2022 Obligations of states and political subdivisions $ 291,886 $ 17 $ (48,325) $ 243,578 Residential mortgage-backed securities Government agency mortgage-backed securities 483,560 — (24,432) 459,128 Government agency collateralized mortgage obligations 423,315 — (30,706) 392,609 Commercial mortgage-backed securities Government agency mortgage-backed securities 17,006 — (3,261) 13,745 Government agency collateralized mortgage obligations 45,430 — (6,559) 38,871 Other debt securities 62,875 — (4,266) 58,609 $ 1,324,072 $ 17 $ (117,549) $ 1,206,540 Allowance for credit losses - held to maturity securities (32) Held-to-maturity securities, net of allowance for credit losses $ 1,324,040
Schedule of realized gain (loss)	Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2023 Obligations of other U.S. Government agencies and corporations $ 170,000 $ 164,915 $ (5,085) Obligations of states and political subdivisions 104,950 99,439 (5,511) Residential mortgage-backed securities: Government agency mortgage-backed securities 137,196 130,602 (6,594) Government agency collateralized mortgage obligations 54,028 51,101 (2,927) Commercial mortgage-backed securities: Government agency mortgage-backed securities 5,048 4,825 (223) Government agency collateralized mortgage obligations 40,197 38,099 (2,098) $ 511,419 $ 488,981 $ (22,438) Carrying Value Net Proceeds Gain/(Loss) Twelve months ended December 31, 2021 Obligations of states and political subdivisions $ 47 $ 49 $ 2 Residential mortgage-backed securities: Government agency mortgage-backed securities 145,572 149,473 3,901 Government agency collateralized mortgage obligations 12,362 12,562 200 Trust preferred securities 12,021 9,961 (2,060) Other debt securities 4,283 4,410 127 $ 174,285 $ 176,455 $ 2,170 Gross realized gains and gross realized losses on sales of securities available for sale were as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Gross gains on sales of securities available for sale $ 126 $ — $ 4,322 Gross losses on sales of securities available for sale (22,564) — (2,152) (Losses) gains on sales of securities available for sale, net $ (22,438) $ — $ 2,170
Schedule of Debt Securities, Available-for-Sale, Impaired	The impairment recognized by security type is listed in the table below. Carrying Value Impairment Twelve months ended December 31, 2023 Obligations of states and political subdivisions $ 11,227 $ 941 Residential mortgage-backed securities: Government agency mortgage-backed securities 97,526 11,467 Government agency collateralized mortgage obligations 44,708 4,310 Commercial mortgage-backed securities: Government agency collateralized mortgage obligations 25,916 2,634 $ 179,377 $ 19,352
Schedule of amortized cost and fair value of securities by contractual maturity	The amortized cost and fair value of securities at December 31, 2023 by contractual maturity are shown below. Expected maturities will differ from contractual maturities because issuers may call or prepay obligations with or without call or prepayment penalties. Held to Maturity Available for Sale Amortized Fair Amortized Fair Due within one year $ — $ — $ 5,710 $ 5,650 Due after one year through five years 7,770 7,358 36,353 36,390 Due after five years through ten years 104,491 94,154 42,145 37,993 Due after ten years 234,266 207,282 15,954 14,893 Residential mortgage-backed securities: Government agency mortgage-backed securities 426,264 405,950 301,400 276,604 Government agency collateralized mortgage obligations 387,208 355,538 485,164 399,281 Commercial mortgage-backed securities: Government agency mortgage-backed securities 16,983 14,011 6,029 5,392 Government agency collateralized mortgage obligations 44,514 37,537 161,299 139,358 Other debt securities — — 8,595 7,718 $ 1,221,496 $ 1,121,830 $ 1,062,649 $ 923,279
Schedule of gross unrealized losses and fair value of available-for-sale securities	The following tables present the gross unrealized losses and fair value of investment securities, aggregated by investment category and the length of time the investments have been in a continuous unrealized loss position, as of the dates presented: Less than 12 Months 12 Months or More Total # Fair Unrealized # Fair Unrealized # Fair Unrealized Available for Sale: December 31, 2023 Obligations of states and political subdivisions 3 $ 2,914 $ (2) 9 $ 15,198 $ (1,881) 12 $ 18,112 $ (1,883) Residential mortgage-backed securities: Government agency mortgage-backed securities 1 806 (25) 35 166,963 (24,943) 36 167,769 (24,968) Government agency collateralized mortgage obligations — — — 37 354,574 (85,883) 37 354,574 (85,883) Commercial mortgage-backed securities: Government agency mortgage-backed securities — — — 2 5,392 (637) 2 5,392 (637) Government agency collateralized mortgage obligations — — — 25 108,575 (21,965) 25 108,575 (21,965) Other debt securities 2 3,099 (195) 19 35,072 (4,263) 21 38,171 (4,458) Total 6 $ 6,819 $ (222) 127 $ 685,774 $ (139,572) 133 $ 692,593 $ (139,794) December 31, 2022 Obligations of other U.S. Government agencies and corporations 5 $ 164,660 $ (5,340) — $ — $ — 5 $ 164,660 $ (5,340) Obligations of states and political subdivisions 84 96,939 (4,869) 11 33,038 (4,499) 95 129,977 (9,368) Residential mortgage-backed securities: Government agency mortgage-backed securities 97 214,516 (15,115) 29 237,970 (36,921) 126 452,486 (52,036) Government agency collateralized mortgage obligations 16 109,753 (8,552) 36 391,416 (95,312) 52 501,169 (103,864) Commercial mortgage-backed securities: Government agency mortgage-backed securities 4 10,114 (1,053) — — — 4 10,114 (1,053) Government agency collateralized mortgage obligations 16 67,026 (3,828) 21 118,821 (21,760) 37 185,847 (25,588) Other debt securities 25 63,423 (3,167) 1 7,412 (883) 26 70,835 (4,050) Total 247 $ 726,431 $ (41,924) 98 $ 788,657 $ (159,375) 345 $ 1,515,088 $ (201,299)
Schedule of gross unrealized losses and fair value of held-to-maturity securities	Less than 12 months 12 months or more Total Held to Maturity: # Fair Value Unrealized Losses # Fair Value Unrealized Losses # Fair Value Unrealized Losses December 31, 2023 Obligations of states and political subdivisions 2 $ 2,807 $ (25) 126 $ 249,995 $ (33,663) 128 $ 252,802 $ (33,688) Residential mortgage-backed securities: Government agency mortgage-backed securities — — — 70 405,950 (20,314) 70 405,950 (20,314) Government agency collateralized mortgage obligations — — — 18 355,538 (31,670) 18 355,538 (31,670) Commercial mortgage-backed securities: Government agency mortgage-backed securities — — — 1 14,011 (2,972) 1 14,011 (2,972) Government agency collateralized mortgage obligations — — — 9 37,537 (6,977) 9 37,537 (6,977) Other debt securities — — — 10 54,254 (4,119) 10 54,254 (4,119) Total 2 $ 2,807 $ (25) 234 $ 1,117,285 $ (99,715) 236 $ 1,120,092 $ (99,740) December 31, 2022 Obligations of states and political subdivisions 105 $ 191,442 $ (35,870) 24 $ 49,697 $ (12,454) 129 $ 241,139 $ (48,324) Residential mortgage-backed securities: Government agency mortgage-backed securities 8 94,258 (4,186) 62 364,870 (20,246) 70 459,128 (24,432) Government agency collateralized mortgage obligations 4 98,912 (5,479) 14 293,698 (25,227) 18 392,610 (30,706) Commercial mortgage-backed securities: Government agency mortgage-backed securities 1 13,745 (3,261) — — — 1 13,745 (3,261) Government agency collateralized mortgage obligations 2 7,651 (626) 7 31,220 (5,932) 9 38,871 (6,558) Other debt securities 2 42,567 (2,013) 8 16,042 (2,253) 10 58,609 (4,266) Total 122 $ 448,575 $ (51,435) 115 $ 755,527 $ (66,112) 237 $ 1,204,102 $ (117,547)

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Summary of loans and leases	The following is a summary of loans and leases, excluding loans held for sale, at December 31: 2023 2022 Commercial, financial, agricultural $ 1,871,821 $ 1,673,883 Lease financing 122,807 122,167 Real estate – construction: Residential 269,616 355,500 Commercial 1,063,781 974,837 Total real estate – construction 1,333,397 1,330,337 Real estate – 1-4 family mortgage: Primary 2,422,482 2,222,856 Home equity 522,688 501,906 Rental/investment 373,755 334,382 Land development 120,994 157,119 Total real estate – 1-4 family mortgage 3,439,919 3,216,263 Real estate – commercial mortgage: Owner-occupied 1,648,961 1,539,296 Non-owner occupied 3,733,174 3,452,910 Land development 104,415 125,857 Total real estate – commercial mortgage 5,486,550 5,118,063 Installment loans to individuals 103,523 124,745 Gross loans 12,358,017 11,585,458 Unearned income (6,787) (7,154) Loans, net of unearned income $ 12,351,230 $ 11,578,304
Schedule of aging of past due and nonaccrual loans	The following tables provide an aging of past due and nonaccrual loans, segregated by class, as of the dates presented: Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2023 Commercial, financial, agricultural $ 1,098 $ 483 $ 1,864,441 $ 1,866,022 $ 1,310 $ 1,296 $ 3,193 $ 5,799 $ 1,871,821 Lease financing 687 — 122,120 122,807 — — — — 122,807 Real estate – construction: Residential — — 269,616 269,616 — — — — 269,616 Commercial — — 1,063,781 1,063,781 — — — — 1,063,781 Total real estate – construction — — 1,333,397 1,333,397 — — — — 1,333,397 Real estate – 1-4 family mortgage: Primary 33,679 — 2,344,629 2,378,308 9,454 19,394 15,326 44,174 2,422,482 Home equity 3,004 — 516,835 519,839 987 868 994 2,849 522,688 Rental/investment 9 58 371,508 371,575 43 1,786 351 2,180 373,755 Land development 206 — 120,769 120,975 — 19 — 19 120,994 Total real estate – 1-4 family mortgage 36,898 58 3,353,741 3,390,697 10,484 22,067 16,671 49,222 3,439,919 Real estate – commercial mortgage: Owner-occupied 4,867 — 1,640,721 1,645,588 131 1,904 1,338 3,373 1,648,961 Non-owner occupied 9,161 — 3,714,239 3,723,400 6,740 — 3,034 9,774 3,733,174 Land development 90 — 104,025 104,115 — 259 41 300 104,415 Total real estate – commercial mortgage 14,118 — 5,458,985 5,473,103 6,871 2,163 4,413 13,447 5,486,550 Installment loans to individuals 1,230 13 101,932 103,175 13 4 331 348 103,523 Unearned income — — (6,787) (6,787) — — — — (6,787) Loans, net of unearned income $ 54,031 $ 554 $ 12,227,829 $ 12,282,414 $ 18,678 $ 25,530 $ 24,608 $ 68,816 $ 12,351,230 Accruing Loans Nonaccruing Loans 30-89 Days 90 Days Current Total 30-89 Days 90 Days Current Total Total December 31, 2022 Commercial, financial, agricultural $ 1,303 $ 69 $ 1,660,037 $ 1,661,409 $ 18 $ 2,373 $ 10,083 $ 12,474 $ 1,673,883 Lease financing — — 122,167 122,167 — — — — 122,167 Real estate – construction: Residential 49 — 355,374 355,423 — — 77 77 355,500 Commercial 8,525 — 966,312 974,837 — — — — 974,837 Total real estate – construction 8,574 — 1,321,686 1,330,260 — — 77 77 1,330,337 Real estate – 1-4 family mortgage: Primary 28,198 — 2,164,582 2,192,780 6,015 12,503 11,558 30,076 2,222,856 Home equity 5,376 — 494,621 499,997 450 754 705 1,909 501,906 Rental/investment 720 38 332,648 333,406 20 331 625 976 334,382 Land development 174 — 156,863 157,037 46 36 — 82 157,119 Total real estate – 1-4 family mortgage 34,468 38 3,148,714 3,183,220 6,531 13,624 12,888 33,043 3,216,263 Real estate – commercial mortgage: Owner-occupied 8,557 219 1,525,240 1,534,016 1,495 2,244 1,541 5,280 1,539,296 Non-owner occupied 3,521 — 3,444,047 3,447,568 5,304 — 38 5,342 3,452,910 Land development 279 — 125,507 125,786 — 40 31 71 125,857 Total real estate – commercial mortgage 12,357 219 5,094,794 5,107,370 6,799 2,284 1,610 10,693 5,118,063 Installment loans to individuals 2,001 5 122,481 124,487 38 100 120 258 124,745 Unearned income — — (7,154) (7,154) — — — — (7,154) Loans, net of unearned income $ 58,703 $ 331 $ 11,462,725 $ 11,521,759 $ 13,386 $ 18,381 $ 24,778 $ 56,545 $ 11,578,304
Schedule of impact of modifications classified as restructured loans	The following table presents the amortized cost basis of loans that were experiencing financial difficulty, modified during the year ended December 31, 2023 and required to be disclosed under ASU 2022-02, by class and by type of modification. The percentage of the amortized cost basis for each class of disclosed modifications as compared to the amortized cost basis of each class of loans is also presented below. Interest Rate Reduction Term Extension Payment Delay Interest Rate Reduction and Payment Delay Term Extension and Payment Delay Interest Rate Reduction and Term Extension Total % Total Loans by Class Commercial, financial, agricultural $ — $ 1,339 $ 220 $ — $ — $ — $ 1,559 0.08 % Lease financing — — — — — — — — Real estate – construction: Residential — 3,018 — — — — 3,018 1.12 Commercial — — — — — — — — Total real estate – construction — 3,018 — — — — 3,018 0.23 Real estate – 1-4 family mortgage: Primary 218 31 786 85 153 — 1,273 0.05 Home equity 18 14 — — — — 32 0.01 Rental/investment — 235 16 — — — 251 0.07 Land development — — — — — — — — Total real estate – 1-4 family mortgage 236 280 802 85 153 — 1,556 0.05 Real estate – commercial mortgage: Owner-occupied 11,540 727 — — — — 12,267 0.74 Non-owner occupied 999 14,003 — — 15,323 — 30,325 0.81 Total real estate – commercial mortgage 12,539 14,730 — — 15,323 — 42,592 0.78 Installment loans to individuals — — 22 — 6 20 48 0.05 Loans, net of unearned income $ 12,775 $ 19,367 $ 1,044 $ 85 $ 15,482 $ 20 $ 48,773 0.39 % The following table presents the weighted average financial effect of loan modifications requiring disclosure under ASU 2022-02 by class of financing receivable for which there was one type of modifications for the year ended December 31, 2023. Interest Rate Reduction (in basis points) Term Extension (in months) Payment Delay (in months) Commercial, financial, agricultural — 5.0 31.3 Real estate – construction: Residential — 4.7 — Real estate – 1-4 family mortgage: Primary 25 7.0 45.2 Home equity 345 49.0 — Rental/investment — 7.2 17.0 Real estate – commercial mortgage: Owner-occupied 41 8.0 3.0 Non-owner occupied 12 7.9 — Installment loans to individuals — — 12.0
Schedule of loan portfolio by risk-rating grades	The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2023 Commercial, Financial, Agricultural $ 312,902 $ 289,264 $ 162,535 $ 98,894 $ 51,162 $ 38,518 $ 883,302 $ 19,440 $ 1,856,017 Pass 311,312 288,249 161,902 97,771 50,936 32,169 870,792 19,338 1,832,469 Special Mention 893 364 10 294 — 291 914 63 2,829 Substandard 697 651 623 829 226 6,058 11,596 39 20,719 Lease Financing Receivables $ 32,842 $ 49,628 $ 12,317 $ 13,553 $ 5,969 $ 1,700 $ — $ — $ 116,009 Pass 32,842 47,050 12,317 11,735 5,443 1,395 — — 110,782 Watch — 2,578 — 1,818 526 305 — — 5,227 Substandard — — — — — — — — — Real Estate - Construction $ 320,889 $ 581,201 $ 308,442 $ 16,066 $ — $ 1,823 $ 1,225 $ — $ 1,229,646 Residential $ 149,399 $ 12,883 $ 1,989 $ — $ — $ 369 $ 1,225 $ — $ 165,865 Pass 146,535 10,147 1,989 — — 369 1,225 — 160,265 Special Mention 2,415 — — — — — — — 2,415 Substandard 449 2,736 — — — — — — 3,185 Commercial $ 171,490 $ 568,318 $ 306,453 $ 16,066 $ — $ 1,454 $ — $ — $ 1,063,781 Pass 142,917 568,318 306,453 16,066 — 1,454 — — 1,035,208 Special Mention 28,573 — — — — — — — 28,573 Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 145,568 $ 176,724 $ 100,757 $ 41,542 $ 19,753 $ 30,783 $ 30,889 $ 1,834 $ 547,850 Primary $ 8,512 $ 8,729 $ 6,194 $ 3,943 $ 1,792 $ 8,573 $ 3,272 $ 915 $ 41,930 Pass 8,134 8,511 5,859 3,943 1,781 8,140 3,272 915 40,555 Special Mention 183 — — — — 34 — — 217 Substandard 195 218 335 — 11 399 — — 1,158 Home Equity $ 1,107 $ 10 $ 996 $ — $ — $ 16 $ 20,628 $ 74 $ 22,831 Pass 1,107 10 996 — — 1 20,628 — 22,742 Special Mention — — — — — — — — — Substandard — — — — — 15 — 74 89 Rental/Investment $ 89,760 $ 129,241 $ 75,457 $ 37,171 $ 17,817 $ 18,721 $ 4,678 $ 845 $ 373,690 Pass 89,135 128,939 74,330 35,388 16,670 18,109 4,678 583 367,832 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention 63 47 256 4 50 42 — — 462 Substandard 562 255 871 1,779 1,097 570 — 262 5,396 Land Development $ 46,189 $ 38,744 $ 18,110 $ 428 $ 144 $ 3,473 $ 2,311 $ — $ 109,399 Pass 46,151 38,744 18,110 409 144 3,372 2,311 — 109,241 Special Mention — — — — — 101 — — 101 Substandard 38 — — 19 — — — — 57 Real Estate - Commercial Mortgage $ 716,844 $ 1,572,099 $ 1,111,564 $ 717,571 $ 429,783 $ 723,344 $ 176,617 $ 26,252 $ 5,474,074 Owner-Occupied $ 264,589 $ 336,491 $ 321,491 $ 214,365 $ 164,931 $ 283,517 $ 60,200 $ 3,247 $ 1,648,831 Pass 260,831 325,575 318,391 212,368 159,552 275,088 56,453 2,977 1,611,235 Special Mention 562 1,147 890 107 3,385 2,953 25 — 9,069 Substandard 3,196 9,769 2,210 1,890 1,994 5,476 3,722 270 28,527 Non-Owner Occupied $ 432,769 $ 1,195,500 $ 776,264 $ 499,290 $ 260,355 $ 434,541 $ 111,609 $ 22,821 $ 3,733,149 Pass 428,740 1,194,864 761,476 494,971 223,264 398,188 111,609 13,774 3,626,886 Special Mention 1,339 454 14,422 4,111 14,001 12,677 — — 47,004 Substandard 2,690 182 366 208 23,090 23,676 — 9,047 59,259 Land Development $ 19,486 $ 40,108 $ 13,809 $ 3,916 $ 4,497 $ 5,286 $ 4,808 $ 184 $ 92,094 Pass 18,996 36,479 13,567 3,775 4,479 5,046 4,776 184 87,302 Special Mention 432 3,334 36 — — — — — 3,802 Substandard 58 295 206 141 18 240 32 — 990 Installment loans to individuals $ — $ — $ — $ — $ 3 $ — $ — $ — $ 3 Pass — — — — 3 — — — 3 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 1,529,045 $ 2,668,916 $ 1,695,615 $ 887,626 $ 506,670 $ 796,168 $ 1,092,033 $ 47,526 $ 9,223,599 Pass 1,486,700 2,646,886 1,675,390 876,426 462,272 743,331 1,075,744 37,771 9,004,520 Special Mention 34,460 7,924 15,614 6,334 17,962 16,403 939 63 99,699 Substandard 7,885 14,106 4,611 4,866 26,436 36,434 15,350 9,692 119,380 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 460,604 $ 209,964 $ 142,790 $ 63,164 $ 25,099 $ 35,142 $ 717,422 $ 3,522 $ 1,657,707 Pass 450,559 209,580 141,712 62,370 21,963 28,014 704,491 2,384 1,621,073 Special Mention 719 — 1,010 383 678 — 11,616 80 14,486 Substandard 9,326 384 68 411 2,458 7,128 1,315 1,058 22,148 Lease Financing Receivables $ 61,424 $ 18,379 $ 18,318 $ 10,628 $ 4,557 $ 1,707 $ — $ — $ 115,013 Pass 58,204 18,379 15,846 9,060 3,269 1,353 — — 106,111 Watch — — — — — 354 — — 354 Substandard 3,220 — 2,472 1,568 1,288 — — — 8,548 Real Estate - Construction $ 595,185 $ 476,190 $ 109,705 $ 8,525 $ 381 $ 6,858 $ 13,757 $ 424 $ 1,211,025 Residential $ 214,386 $ 16,483 $ 589 $ — $ 381 $ — $ 3,925 $ 424 $ 236,188 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Pass 214,371 16,483 589 — 381 — 3,925 424 236,173 Special Mention 6 — — — — — — — 6 Substandard 9 — — — — — — — 9 Commercial $ 380,799 $ 459,707 $ 109,116 $ 8,525 $ — $ 6,858 $ 9,832 $ — $ 974,837 Pass 380,799 459,707 109,116 8,525 — 6,858 9,832 — 974,837 Special Mention — — — — — — — — — Substandard — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 233,370 $ 141,066 $ 48,653 $ 24,664 $ 25,604 $ 35,971 $ 26,920 $ 1,238 $ 537,486 Primary $ 12,877 $ 7,965 $ 5,068 $ 2,435 $ 4,522 $ 8,723 $ 4,931 $ 106 $ 46,627 Pass 12,616 7,965 5,068 2,421 4,522 8,419 4,931 106 46,048 Special Mention — — — — — 51 — — 51 Substandard 261 — — 14 — 253 — — 528 Home Equity $ 272 $ 1,187 $ — $ 38 $ 5 $ 27 $ 14,485 $ 141 $ 16,155 Pass 272 1,187 — 38 5 27 14,485 7 16,021 Special Mention — — — — — — — — — Substandard — — — — — — — 134 134 Rental/Investment $ 138,481 $ 85,711 $ 42,056 $ 21,997 $ 14,785 $ 24,448 $ 5,972 $ 787 $ 334,237 Pass 138,137 85,522 41,604 21,097 14,671 22,899 5,972 482 330,384 Special Mention 231 — — — — 174 — — 405 Substandard 113 189 452 900 114 1,375 — 305 3,448 Land Development $ 81,740 $ 46,203 $ 1,529 $ 194 $ 6,292 $ 2,773 $ 1,532 $ 204 $ 140,467 Pass 80,514 46,203 1,525 194 6,292 2,723 1,532 204 139,187 Special Mention 1,226 — — — — — — — 1,226 Substandard — — 4 — — 50 — — 54 Real Estate - Commercial Mortgage $ 1,624,197 $ 1,000,563 $ 713,303 $ 531,424 $ 277,862 $ 810,919 $ 121,305 $ 25,173 $ 5,104,746 Owner-Occupied $ 309,792 $ 319,174 $ 239,946 $ 178,137 $ 128,452 $ 302,495 $ 57,869 $ 3,300 $ 1,539,165 Pass 298,851 314,429 237,058 175,262 122,537 282,657 50,640 3,300 1,484,734 Special Mention 9,640 3,047 815 1,670 — 672 4,808 — 20,652 Substandard 1,301 1,698 2,073 1,205 5,915 19,166 2,421 — 33,779 Non-Owner Occupied $ 1,256,098 $ 657,121 $ 466,703 $ 346,908 $ 144,872 $ 501,863 $ 57,637 $ 21,680 $ 3,452,882 Pass 1,252,484 647,937 466,703 322,997 127,358 418,294 57,637 12,142 3,305,552 Special Mention 506 — — 21,961 17,509 8,975 — — 48,951 Substandard 3,108 9,184 — 1,950 5 74,594 — 9,538 98,379 Land Development $ 58,307 $ 24,268 $ 6,654 $ 6,379 $ 4,538 $ 6,561 $ 5,799 $ 193 $ 112,699 Pass 58,307 24,228 6,342 6,379 4,465 6,067 5,799 193 111,780 Special Mention — 40 — — — — — — 40 Substandard — — 312 — 73 494 — — 879 Installment loans to individuals $ — $ — $ — $ 24 $ — $ — $ — $ — $ 24 Pass — — — 24 — — — — 24 Special Mention — — — — — — — — — Substandard — — — — — — — — — Total loans subject to risk rating $ 2,974,780 $ 1,846,162 $ 1,032,769 $ 638,429 $ 333,503 $ 890,597 $ 879,404 $ 30,357 $ 8,626,001 Pass 2,945,114 1,831,620 1,025,563 608,367 305,463 777,311 859,244 19,242 8,371,924 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total Special Mention 12,328 3,087 1,825 24,014 18,187 10,226 16,424 80 86,171 Substandard 17,338 11,455 5,381 6,048 9,853 103,060 3,736 11,035 167,906 The following tables present the performing status of the Company’s loan portfolio not subject to risk rating as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2023 Commercial, Financial, Agricultural $ — $ — $ — $ — $ — $ 15,804 $ — $ — $ 15,804 Performing Loans — — — — — 15,804 — — 15,804 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ 11 $ — $ — $ 11 Performing Loans — — — — — 11 — — 11 Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 48,003 $ 41,070 $ 14,158 $ — $ — $ — $ 490 $ 30 $ 103,751 Residential $ 48,003 $ 41,070 $ 14,158 $ — $ — $ — $ 490 $ 30 $ 103,751 Performing Loans 48,003 41,070 14,158 — — — 490 30 103,751 Non-Performing Loans — — — — — — — — — Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 339,406 $ 731,088 $ 536,544 $ 312,015 $ 133,852 $ 339,842 $ 493,515 $ 5,807 $ 2,892,069 Primary $ 334,103 $ 727,993 $ 534,667 $ 311,199 $ 133,433 $ 339,111 $ — $ 46 $ 2,380,552 Performing Loans 333,751 720,759 528,383 302,065 128,859 322,677 — 46 2,336,540 Non-Performing Loans 352 7,234 6,284 9,134 4,574 16,434 — — 44,012 Home Equity $ — $ — $ 111 $ — $ — $ 470 $ 493,515 $ 5,761 $ 499,857 Performing Loans — — 111 — — 466 491,849 4,584 497,010 Non-Performing Loans — — — — — 4 1,666 1,177 2,847 Rental/Investment $ — $ — $ — $ — $ — $ 65 $ — $ — $ 65 Performing Loans — — — — — 65 — — 65 Non-Performing Loans — — — — — — — — — Land Development $ 5,303 $ 3,095 $ 1,766 $ 816 $ 419 $ 196 $ — $ — $ 11,595 Performing Loans 5,303 3,095 1,766 816 419 196 — — 11,595 Non-Performing Loans — — — — — — — — — Real Estate - Commercial Mortgage $ 3,640 $ 2,674 $ 3,054 $ 1,890 $ 902 $ 316 $ — $ — $ 12,476 Owner-Occupied $ — $ — $ — $ 126 $ — $ 4 $ — $ — $ 130 Performing Loans — — — 126 — 4 — — 130 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ — $ 25 $ — $ — $ — $ — $ 25 Performing Loans — — — 25 — — — — 25 Non-Performing Loans — — — — — — — — — Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Land Development $ 3,640 $ 2,674 $ 3,054 $ 1,739 $ 902 $ 312 $ — $ — $ 12,321 Performing Loans 3,640 2,383 3,054 1,736 902 312 — — 12,027 Non-Performing Loans — 291 — 3 — — — — 294 Installment loans to individuals $ 35,274 $ 17,322 $ 7,121 $ 2,827 $ 9,786 $ 17,276 $ 13,769 $ 145 $ 103,520 Performing Loans 35,112 17,229 7,121 2,824 9,754 17,206 13,769 145 103,160 Non-Performing Loans 162 93 — 3 32 70 — — 360 Total loans not subject to risk rating $ 426,323 $ 792,154 $ 560,877 $ 316,732 $ 144,540 $ 373,249 $ 507,774 $ 5,982 $ 3,127,631 Performing Loans 425,809 784,536 554,593 307,592 139,934 356,741 506,108 4,805 3,080,118 Non-Performing Loans 514 7,618 6,284 9,140 4,606 16,508 1,666 1,177 47,513 Term Loans Amortized Cost Basis by Origination Year 2022 2021 2020 2019 2018 Prior Revolving Loans Revolving Loans Converted to Term Total December 31, 2022 Commercial, Financial, Agricultural $ 13 $ — $ — $ — $ — $ 16,163 $ — $ — $ 16,176 Performing Loans 13 — — — — 16,163 — — 16,176 Non-Performing Loans — — — — — — — — — Lease Financing Receivables $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - Construction $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Residential $ 57,570 $ 61,245 $ 497 $ — $ — $ — $ — $ — $ 119,312 Performing Loans 57,493 61,245 497 — — — — — 119,235 Non-Performing Loans 77 — — — — — — — 77 Commercial $ — $ — $ — $ — $ — $ — $ — $ — $ — Performing Loans — — — — — — — — — Non-Performing Loans — — — — — — — — — Real Estate - 1-4 Family Mortgage $ 704,214 $ 546,256 $ 351,213 $ 155,549 $ 116,951 $ 319,567 $ 481,254 $ 3,773 $ 2,678,777 Primary $ 694,941 $ 541,801 $ 350,205 $ 154,979 $ 115,876 $ 318,364 $ — $ 63 $ 2,176,229 Performing Loans 694,221 538,870 345,912 150,821 109,156 307,178 — 63 2,146,221 Non-Performing Loans 720 2,931 4,293 4,158 6,720 11,186 — — 30,008 Home Equity $ — $ 111 $ — $ — $ — $ 676 $ 481,254 $ 3,710 $ 485,751 Performing Loans — 111 — — — 609 480,094 3,026 483,840 Non-Performing Loans — — — — — 67 1,160 684 1,911 Rental/Investment $ — $ — $ — $ — $ — $ 145 $ — $ — $ 145 Performing Loans — — — — — 145 — — 145 Non-Performing Loans — — — — — — — — — Land Development $ 9,273 $ 4,344 $ 1,008 $ 570 $ 1,075 $ 382 $ — $ — $ 16,652 Performing Loans 9,257 4,344 1,008 570 1,075 319 — — 16,573 Non-Performing Loans 16 — — — — 63 — — 79 Real Estate - Commercial Mortgage $ 4,805 $ 3,518 $ 2,587 $ 1,281 $ 691 $ 435 $ — $ — $ 13,317 Owner-Occupied $ — $ — $ 131 $ — $ — $ — $ — $ — $ 131 Performing Loans — — 131 — — — — — 131 Non-Performing Loans — — — — — — — — — Non-Owner Occupied $ — $ — $ 28 $ — $ — $ — $ — $ — $ 28 Performing Loans — — 28 — — — — — 28 Non-Performing Loans — — — — — — — — — Land Development $ 4,805 $ 3,518 $ 2,428 $ 1,281 $ 691 $ 435 $ — $ — $ 13,158 Performing Loans 4,805 3,518 2,422 1,281 691 435 — — 13,152 Non-Performing Loans — — 6 — — — — — 6 Installment loans to individuals $ 44,255 $ 15,976 $ 6,416 $ 14,252 $ 17,095 $ 10,626 $ 16,062 $ 39 $ 124,721 Performing Loans 44,227 15,927 6,389 14,211 17,076 10,532 16,062 35 124,459 Non-Performing Loans 28 49 27 41 19 94 — 4 262 Total loans not subject to risk rating $ 810,857 $ 626,995 $ 360,713 $ 171,082 $ 134,737 $ 346,791 $ 497,316 $ 3,812 $ 2,952,303 Performing Loans 810,016 624,015 356,387 166,883 127,998 335,381 496,156 3,124 2,919,960 Non-Performing Loans 841 2,980 4,326 4,199 6,739 11,410 1,160 688 32,343 The following table discloses gross charge-offs by year of origination for the year ended December 31, 2023: 2023 2022 2021 2020 2019 Prior Revolving Loans Revolving Loans Converted to Term Total Charge-offs Commercial, financial, agricultural $ 898 $ 1,909 $ 235 $ 131 $ 635 $ 4,165 $ 865 $ — $ 8,838 Lease financing 883 273 248 72 48 — — — 1,524 Real estate – construction: Residential — 57 — — — — — — 57 Commercial — — — — — — — — — Total real estate – construction — $ 57 — — — — — — $ 57 Real estate – 1-4 family mortgage: Primary — 17 — — — 92 — — 109 Home equity — — — — 25 90 — — 115 Rental/investment — — 91 72 10 20 — — 193 Total real estate – 1-4 family mortgage — $ 17 $ 91 $ 72 $ 35 $ 202 — — $ 417 Real estate – commercial mortgage: Owner-occupied — — — — — 582 — — 582 Non-owner occupied — — — — — 4,986 — — 4,986 Total real estate – commercial mortgage — — — — — $ 5,568 — — $ 5,568 Installment loans to individuals $ 29 $ 45 $ 43 $ 35 $ 7 $ 2,477 — — $ 2,636 Loans, net of unearned income $ 1,810 $ 2,301 $ 617 $ 310 $ 725 $ 12,412 $ 865 $ — $ 19,040
Schedule of related party loans	A summary of the changes in related party loans follows: Loans at December 31, 2022 $ 33,011 New loans and advances 280 Payments received (216) Changes in related parties (28,012) Loans at December 31, 2023 $ 5,063
Schedule of carrying amount of PCD loans at the acquisition date	The carrying amount of purchased credit deteriorated (“PCD”) loans at the acquisition date is detailed below. Carrying Amount Purchase price of loans at acquisition $ 13,654 Allowance for credit losses at acquisition 11,460 Par value of acquired loans at acquisition $ 25,114

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	12 Months Ended
	Dec. 31, 2023
Receivables [Abstract]
Schedule of roll forward of the allowance for loan losses	The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented: Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2023 Allowance for credit losses on loans: Beginning balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Impact of PCD loans acquired during the period 25 — — — — — 25 Charge-offs (8,838) (57) (417) (5,568) (1,524) (2,636) (19,040) Recoveries 3,090 48 389 712 18 2,453 6,710 Net charge-offs (5,748) (9) (28) (4,856) (1,506) (183) (12,330) Provision (recoveries) of credit losses on loans 5,448 (493) 2,584 10,078 1,558 (382) 18,793 Ending balance $ 43,980 $ 18,612 $ 47,283 $ 77,020 $ 2,515 $ 9,168 $ 198,578 Period-End Amount Allocated to: Individually evaluated $ 9,093 $ — $ 83 $ 1,132 $ — $ 270 $ 10,578 Collectively evaluated 34,887 18,612 47,200 75,888 2,515 8,898 188,000 Ending balance $ 43,980 $ 18,612 $ 47,283 $ 77,020 $ 2,515 $ 9,168 $ 198,578 Loans: Individually evaluated $ 18,026 $ — $ 11,600 $ 15,705 $ — $ 270 $ 45,601 Collectively evaluated 1,853,795 1,333,397 3,428,319 5,470,845 116,020 103,253 12,305,629 Ending balance $ 1,871,821 $ 1,333,397 $ 3,439,919 $ 5,486,550 $ 116,020 $ 103,523 $ 12,351,230 Nonaccruing loans with no allowance for credit losses $ 1,689 $ — $ 10,876 $ 11,027 $ — $ — $ 23,592 Commercial Real Estate - Real Estate - Real Estate - Lease Financing Installment Loans to Individuals Total Year Ended December 31, 2022 Allowance for credit losses on loans: Beginning balance $ 33,922 $ 16,419 $ 32,356 $ 68,940 $ 1,486 $ 11,048 $ 164,171 Impact of PCD loans acquired during the period 11,460 — — — — — 11,460 Charge-offs (5,120) — (757) (5,134) (7) (3,167) (14,185) Recoveries 2,471 — 821 418 146 3,000 6,856 Net charge-offs (2,649) — 64 (4,716) 139 (167) (7,329) Provision for credit losses on loans 1,522 2,695 12,307 7,574 838 (1,148) 23,788 Ending balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Period-End Amount Allocated to: Individually evaluated $ 4,397 $ — $ 46 $ 1,729 $ — $ 270 $ 6,442 Collectively evaluated 39,858 19,114 44,681 70,069 2,463 9,463 185,648 Ending balance $ 44,255 $ 19,114 $ 44,727 $ 71,798 $ 2,463 $ 9,733 $ 192,090 Loans: Individually evaluated $ 8,536 $ 489 $ 9,202 $ 10,953 $ — $ 270 $ 29,450 Collectively evaluated 1,665,347 1,329,848 3,207,061 5,107,110 115,013 124,475 11,548,854 Ending balance $ 1,673,883 $ 1,330,337 $ 3,216,263 $ 5,118,063 $ 115,013 $ 124,745 $ 11,578,304 Nonaccruing loans with no allowance for credit losses $ 464 $ — $ 7,278 $ 3,157 $ — $ — $ 10,899
Schedule of unfunded loan commitments, allowance for credit losses	The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments included in other liabilities in the Consolidated Balance Sheets for the periods presented. Year Ended 2023 2022 Allowance for credit losses on unfunded loan commitments: Beginning balance $ 20,118 $ 20,035 (Recovery of) provision for credit losses on unfunded loan commitments (3,200) 83 Ending balance $ 16,918 $ 20,118

Premises and Equipment (Tables)

Premises and Equipment (Tables)	12 Months Ended
	Dec. 31, 2023
Property, Plant and Equipment [Abstract]
Schedule of bank premises and equipment	Bank premises and equipment at December 31 are summarized as follows: 2023 2022 Premises $ 258,481 $ 250,038 Leasehold improvements 36,308 33,325 Furniture and equipment 68,546 68,275 Computer equipment 27,102 26,356 Autos 144 143 Lease right-of-use assets 48,517 54,930 Total 439,098 433,067 Accumulated depreciation (155,903) (149,472) Net $ 283,195 $ 283,595

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2023
Real Estate [Abstract]
Schedule of other real estate owned (OREO) covered and not covered under a loss-share agreement, net of valuation allowances and direct write-downs	The following table provides details of the Company’s other real estate owned (“OREO”), net of valuation allowances and direct write-downs, as of the dates presented: December 31, 2023 December 31, 2022 Residential real estate $ 1,211 $ 699 Commercial real estate 8,407 62 Residential land development 4 246 Commercial land development — 756 Total $ 9,622 $ 1,763
Schedule of changes in Company’s OREO	Changes in the Company’s OREO were as follows for the periods presented: Total Balance at December 31, 2021 $ 2,540 Transfers of loans 2,207 Impairments (110) Dispositions (2,875) Other 1 Balance at December 31, 2022 $ 1,763 Transfers of loans 10,738 Impairments (18) Dispositions (2,840) Other (21) Balance at December 31, 2023 $ 9,622
Schedule of components of OREO in the consolidated statements of income	Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows, as of the dates presented: Year Ended December 31, 2023 2022 2021 Repairs and maintenance $ 103 $ 54 $ 79 Property taxes and insurance 427 93 69 Impairments 18 110 306 Net gains on OREO sales (275) (703) (176) Rental income (6) (7) (25) Total $ 267 $ (453) $ 253

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of changes in the carrying amount of goodwill	Changes in the carrying amount of goodwill during the years ended December 31, 2023 were as follows: Community Banks Insurance Total Balance at December 31, 2021 $ 936,916 $ 2,767 $ 939,683 Additions to goodwill from the Southeastern Commercial Finance, LLC acquisition 6,608 — 6,608 Additions to goodwill from the Continental Republic Capital, LLC acquisition 45,417 — 45,417 Balance at December 31, 2022 $ 988,941 $ 2,767 $ 991,708 Measurement period adjustments to goodwill from the Continental Republic Capital, LLC acquisition (43) — (43) Balance at December 31, 2023 $ 988,898 $ 2,767 $ 991,665
Schedule of finite-lived intangible assets	The following table provides a summary of finite-lived intangible assets as of the dates presented: Gross Carrying Accumulated Net Carrying December 31, 2023 Core deposit intangible $ 82,492 $ (68,383) $ 14,109 Customer relationship intangible 7,670 (2,984) 4,686 Total finite-lived intangible assets $ 90,162 $ (71,367) $ 18,795 December 31, 2022 Core deposit intangible $ 82,492 $ (64,339) $ 18,153 Customer relationship intangible 7,670 (1,647) 6,023 Total finite-lived intangible assets $ 90,162 $ (65,986) $ 24,176
Schedule of estimated amortization expense of finite-lived intangible assets	The estimated amortization expense of finite-lived intangible assets for the five succeeding fiscal years is summarized as follows: Core Deposit Intangible Customer Relationship Intangible Total 2024 $ 3,498 $ 1,192 $ 4,690 2025 3,102 1,048 4,150 2026 2,899 860 3,759 2027 2,775 628 3,403 2028 1,836 483 2,319

Mortgage Servicing Rights (Tabl

Mortgage Servicing Rights (Tables)	12 Months Ended
	Dec. 31, 2023
Transfers and Servicing [Abstract]
Schedule of changes in the company's mortgage servicing rights	Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented: Carrying Value at January 1, 2022 $ 89,018 Sale of MSRs (15,565) Capitalization 22,788 Amortization (11,793) Carrying Value at December 31, 2022 $ 84,448 Capitalization 17,079 Amortization (9,839) Carrying Value at December 31, 2023 $ 91,688
Schedule of data and key economic assumptions related to the company's mortgage servicing rights	Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows: 2023 2022 2021 Unpaid principal balance $ 7,826,182 $ 7,494,413 $ 8,728,629 Weighted-average prepayment speed (CPR) 8.77 % 7.00 % 10.56 % Estimated impact of a 10% increase $ (2,653) $ (5,393) $ (3,875) Estimated impact of a 20% increase (5,457) (10,354) (7,464) Discount rate 10.85 % 10.30 % 9.82 % Estimated impact of a 100bp increase $ (4,753) $ (1,765) $ (4,153) Estimated impact of a 200bp increase (9,149) (3,957) (8,119) Weighted-average coupon interest rate 3.88 % 3.51 % 3.29 % Weighted-average servicing fee (basis points) 33.24 32.44 30.37 Weighted-average remaining maturity (in years) 7.50 8.33 6.69

Deposit (Tables)

Deposit (Tables)	12 Months Ended
	Dec. 31, 2023
Mortgage Banking [Abstract]
Schedule of deposits	The following is a summary of deposits as of December 31: 2023 2022 Noninterest-bearing deposits $ 3,583,675 $ 4,558,756 Interest-bearing demand deposits 6,923,039 6,151,142 Savings deposits 874,842 1,081,628 Time deposits (1) 2,695,229 1,695,440 Total deposits $ 14,076,785 $ 13,486,966 (1) Includes brokered deposits in the amount of $461,441 and $233,133 for 2023 and 2022, respectively.
Schedule of maturities time deposits, including brokered deposits	The approximate scheduled maturities of time deposits, including brokered deposits, at December 31, 2023 are as follows: 2024 $ 2,503,555 2025 124,327 2026 38,439 2027 21,873 2028 4,567 Thereafter 2,468 Total $ 2,695,229

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Schedule of short-term borrowings	Short-term borrowings as of December 31 are summarized as follows: 2023 2022 Securities sold under agreements to repurchase $ 7,577 $ 12,232 Federal Home Loan Bank short-term advances 300,000 700,000 Total short-term borrowings $ 307,577 $ 712,232
Schedule of average balances and cost of funds of short-term borrowings	The average balances and cost of funds of short-term borrowings for the years ending December 31 are summarized as follows: Average Balances Cost of Funds 2023 2022 2021 2023 2022 2021 Federal Home Loan Bank short-term advances $ 453,630 $ 175,370 $ — 4.11 % 2.52 % — % Federal funds purchased 25 97 747 6.34 3.97 0.33 Securities sold under agreements to repurchase 8,037 12,217 12,662 0.98 0.36 0.29 Total short-term borrowings $ 461,692 $ 187,684 $ 13,409 4.05 % 2.38 % 0.29 %

Long-Term Debt (Tables)

Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2023
Debt Disclosure [Abstract]
Schedule of long-term debt	Long-term debt as of December 31, 2023 and 2022 is summarized as follows: 2023 2022 Federal Home Loan Bank advances $ — $ — Junior subordinated debentures 112,978 112,042 Subordinated notes 316,422 316,091 Total long-term debt $ 429,400 $ 428,133
Schedule of debentures	The following table provides the details of the debentures as of December 31, 2023: Principal Carrying Value Spread (in bps) Year of Amount PHC Statutory Trust I $ 20,619 $ 20,619 285 2033 $ 20,000 PHC Statutory Trust II 31,959 31,959 187 2035 31,000 Capital Bancorp Capital Trust I 12,372 12,372 150 2035 12,000 First M&F Statutory Trust I 30,928 24,620 133 2036 23,693 Brand Trust I 10,310 9,675 205 2035 9,365 Brand Trust II 5,155 5,200 300 2037 5,045 Brand Trust III 5,155 5,200 300 2038 5,045 Brand Trust IV 3,093 3,333 375 2038 3,240 Total $ 112,978 $ 109,388 Issue Date Initial principal Fixed rate Fixed to floating transition date Benchmark rate Spread (in bps) Debt outstanding Maturity August 22, 2016 $ 40,000 5.50% September 1, 2026 3-month CME Term SOFR 407.1 $ 40,000 September 1, 2031 September 3, 2020 $ 100,000 4.50% September 15, 2030 3-month CME Term SOFR 402.5 $ 100,000 September 15, 2035 November 23, 2021 $ 200,000 3.00% December 1, 2026 3-month CME Term SOFR 191 $ 196,700 December 1, 2031 Debt issuance costs and fair value adjustment (20,278) Total subordinated debt $ 316,422
Schedule of aggregate stated maturities of long-term debt outstanding	The aggregate stated maturities of long-term debt outstanding at December 31, 2023, are summarized as follows: Federal Home Loan Bank advances Junior subordinated debentures Subordinated notes Total 2024 $ — $ — $ — $ — 2025 — — — — 2026 — — — — 2027 — — — — 2028 — — — — Thereafter — 112,978 316,422 429,400 Total $ — $ 112,978 $ 316,422 $ 429,400

Employee Benefit and Deferred_2

Employee Benefit and Deferred Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2023
Retirement Benefits [Abstract]
Schedule of information relating to the defined benefit pension plan and post-retirement health and life plans	The following table presents information relating to the defined benefit pension plan maintained by Renasant Bank (“Pension Benefits - Renasant”) and the post-retirement health and life plan (“Other Benefits”) as of December 31, 2023 and 2022: Pension Benefits Renasant Other Benefits 2023 2022 2023 2022 Change in benefit obligation Benefit obligation at beginning of year $ 21,230 $ 27,567 $ 551 $ 586 Service cost — — 1 4 Interest cost 995 738 22 12 Plan participants’ contributions — — 49 85 Actuarial loss (gain) 74 (5,256) (21) (48) Benefits paid (2,104) (1,819) (90) (88) Benefit obligation at end of year $ 20,195 $ 21,230 $ 512 $ 551 Change in fair value of plan assets Fair value of plan assets at beginning of year $ 20,854 $ 30,399 Actual return on plan assets 1,369 (7,726) Contribution by employer — — Benefits paid (2,104) (1,819) Fair value of plan assets at end of year $ 20,119 $ 20,854 Funded status at end of year $ (76) $ (376) $ (512) $ (551) Weighted-average assumptions as of December 31 Discount rate used to determine the benefit obligation 4.74 % 4.94 % 4.53 % 4.74 %
Schedule of plan expense for noncontributory benefit pension plan and post-retirement health and life plans	The components of net periodic benefit cost and other amounts recognized in other comprehensive income for the defined benefit pension and post-retirement health and life plans for the years ended December 31, 2023, 2022 and 2021 are as follows: Pension Benefits Renasant Other Benefits 2023 2022 2021 2023 2022 2021 Service cost $ — $ — $ — $ 1 $ 4 $ 5 Interest cost 995 738 682 22 12 14 Expected return on plan assets (1,236) (1,684) (1,768) — — — Recognized actuarial loss (gain) 523 243 265 (61) (76) (3) Net periodic benefit cost 282 (703) (821) (38) (60) 16 Net actuarial (gain) loss arising during the period (60) 4,155 577 (20) (48) (221) Amortization of net actuarial (loss) gain recognized in net periodic pension cost (523) (243) (265) 61 76 3 Total recognized in other comprehensive income (583) 3,912 312 41 28 (218) Total recognized in net periodic benefit cost and other comprehensive income $ (301) $ 3,209 $ (509) $ 3 $ (32) $ (202) Weighted-average assumptions as of December 31 Discount rate used to determine net periodic pension cost 4.94 % 2.79 % 2.44 % 4.74 % 2.35 % 1.77 % Expected return on plan assets 6.25 % 5.75 % 6.00 % N/A N/A N/A
Schedule of future estimated benefit payments under the defined benefit pension plan and post-retirement health and life plan	Future estimated benefit payments under the Renasant defined benefit pension plan and other benefits are as follows: Pension Benefits Renasant Other 2024 $ 2,081 $ 85 2025 2,023 104 2026 1,933 87 2027 1,860 74 2028 1,844 50 2029 - 2033 8,048 170
Schedule of amounts recognized in accumulated other comprehensive income, net of tax	Amounts recognized in accumulated other comprehensive income, before tax, for the year ended December 31, 2023 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) 10,723 (230) Total $ 10,723 $ (230)
Schedule of estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost	The estimated costs that will be amortized from accumulated other comprehensive income into net periodic benefit cost during 2024 are as follows: Pension Benefits Renasant Other Prior service cost $ — $ — Actuarial loss (gain) (517) 94 Total $ (517) $ 94
Schedule of fair values of defined benefit pension plan assets by category of the firm	Quoted Prices In Significant Significant Measured at net asset value per share (“NAV”) Totals December 31, 2023 Cash and cash equivalents $ 1,042 $ — $ — $ — $ 1,042 Investments in collective trusts — — — 17,830 17,830 U.S. government securities — 47 — — 47 Corporate stocks 1,200 — — — 1,200 $ 2,242 $ 47 $ — $ 17,830 $ 20,119 Quoted Prices In Significant Significant Measured at NAV Totals December 31, 2022 Cash and cash equivalents $ 66 $ — $ — $ — $ 66 Investments in collective trusts — — — 20,788 20,788 $ 66 $ — $ — $ 20,788 $ 20,854
Summarizes information about options issued under the long-term equity incentive plan	The following table summarizes information about options outstanding, exercised and forfeited as of and for the year ended December 31, 2021: Shares Weighted Weighted Aggregate Outstanding at January 1, 2021 10,500 $ 14.96 Granted — — Exercised (10,500) 14.96 Forfeited — — Outstanding at December 31, 2021 — $ — 0.00 $ — Exercisable at December 31, 2021 — $ — 0.00 $ —
Summary of the changes in stock options and restricted stock	The following table summarizes the changes in restricted stock as of and for the year ended December 31, 2023: Performance- Weighted Time- Weighted Not vested at beginning of year 155,838 $ 36.23 680,403 $ 36.23 Awarded 90,067 34.56 344,117 35.22 Vested (76,330) 33.93 (213,452) 34.78 Forfeited and cancelled — — (31,504) 35.67 Not vested at end of year 169,575 $ 36.38 779,564 $ 36.20

Derivative Instruments (Tables)

Derivative Instruments (Tables)	12 Months Ended
	Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of derivative financial instruments	The following table provides a summary of the Company’s derivatives not designated as hedging instruments as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate contracts Other Assets $ 532,279 $ 13,567 $ 258,646 $ 11,354 Interest rate lock commitments Other Assets 61,957 1,483 62,901 1,231 Forward commitments Other Assets 20,000 43 84,000 484 Totals $ 614,236 $ 15,093 $ 405,547 $ 13,069 Derivative liabilities: Interest rate contracts Other Liabilities $ 535,725 $ 13,567 $ 258,646 $ 11,354 Interest rate lock commitments Other Liabilities 2,292 — 19,488 98 Forward commitments Other Liabilities 165,000 2,605 73,000 1,198 Totals $ 703,017 $ 16,172 $ 351,134 $ 12,650 The following table provides a summary of the Company’s derivatives designated as cash flow hedges as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative assets: Interest rate swaps Other Assets $ 130,000 $ 21,486 $ 130,000 $ 24,514 Interest rate collars Other Assets 200,000 572 200,000 464 Totals $ 330,000 $ 22,058 $ 330,000 $ 24,978 Derivative liabilities: Interest rate swaps Other Liabilities $ — $ — $ — $ — Interest rate collars Other Liabilities 250,000 384 250,000 746 Totals $ 250,000 $ 384 $ 250,000 $ 746 The following table provides a summary of the Company's derivatives designated as fair value hedges as of the dates presented: Balance Sheet December 31, 2023 December 31, 2022 Location Notional Amount Fair Value Notional Amount Fair Value Derivative liabilities: Interest rate swaps Other Liabilities $ 100,000 $ 17,052 $ 100,000 $ 19,789
Schedule of gains (losses) on derivative financial instruments included in the Consolidated Statements of Income	Gains (losses) included in the Consolidated Statements of Income related to the Company’s derivative financial instruments were as follows, as of the dates presented: Year Ended December 31, 2023 2022 2021 Interest rate contracts: Included in interest income on loans $ 8,156 $ 2,470 $ 2,027 Interest rate lock commitments: Included in mortgage banking income 319 (4,128) (14,563) Forward commitments Included in mortgage banking income (1,848) (645) 5,021 Total $ 6,627 $ (2,303) $ (7,515) The following table presents the effects of the Company’s fair value hedge relationships on the Consolidated Statements of Income for the periods presented: Amount of Gain (Loss) Recognized in Income Income Statement Year ended December 31, Location 2023 2022 2021 Derivative liabilities: Interest rate swaps - subordinated notes Interest Expense $ 2,737 $ (14,378) $ (5,202) Derivative liabilities - hedged items: Interest rate swaps - subordinated notes Interest Expense $ (2,737) $ 14,378 $ 5,202
Schedule of derivatives instruments statements of financial performance and financial position, location	The following table presents the amounts that were recorded in the Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedges as of the dates presented: Carrying Amount of the Hedged Liability Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability Balance Sheet Location December 31, 2023 December 31, 2022 December 31, 2023 December 31, 2022 Long-term debt $ 81,791 $ 78,881 $ 17,052 $ 19,789
Schedule of offsetting Assets	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 29,284 $ 36,493 $ 26,425 $ 22,056 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 29,284 36,493 26,425 22,056 Gross amounts not offset in the consolidated balance sheets Financial instruments 23,863 22,056 23,863 22,056 Financial collateral pledged — — 1,074 — Net amounts $ 5,421 $ 14,437 $ 1,488 $ —
Schedule of offsetting Liabilities	The following table presents the Company’s gross derivative positions as recognized in the Consolidated Balance Sheets as well as the net derivative positions, including collateral pledged to the extent the application of such collateral did not reduce the net derivative liability position below zero, had the Company elected to offset those instruments subject to an enforceable master netting agreement as of the dates presented: Offsetting Derivative Assets Offsetting Derivative Liabilities December 31, December 31, December 31, December 31, Gross amounts recognized $ 29,284 $ 36,493 $ 26,425 $ 22,056 Gross amounts offset in the consolidated balance sheets — — — — Net amounts presented in the consolidated balance sheets 29,284 36,493 26,425 22,056 Gross amounts not offset in the consolidated balance sheets Financial instruments 23,863 22,056 23,863 22,056 Financial collateral pledged — — 1,074 — Net amounts $ 5,421 $ 14,437 $ 1,488 $ —

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2023
Income Tax Disclosure [Abstract]
Schedule of components of the provision for income taxes	Significant components of the provision for income taxes are as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Current Federal $ 36,138 $ 39,507 $ 34,629 State 1,376 3,453 895 37,514 42,960 35,524 Deferred Federal (1,187) 1,630 9,168 State (3,818) 650 2,243 (5,005) 2,280 11,411 $ 32,509 $ 45,240 $ 46,935
Schedule of reconciliation of income taxes computed at the United States federal statutory tax rates	The reconciliation of income taxes computed at the United States federal statutory tax rates to the provision for income taxes is as follows, for the periods presented: Year Ended December 31, 2023 2022 2021 Tax at U.S. statutory rate $ 37,209 $ 44,375 $ 46,794 Increase (decrease) in taxes resulting from: Tax-exempt interest income (1,505) (1,832) (1,669) BOLI income (2,197) (1,946) (1,547) Investment tax credits (1,901) (928) (988) Amortization of investment in low-income housing tax credits 1,741 683 817 State income tax expense, net of federal benefit (1,929) 3,241 2,479 Other items, net 1,091 1,647 1,049 $ 32,509 $ 45,240 $ 46,935
Significant components of the Company's deferred tax assets and liabilities	Significant components of the Company’s deferred tax assets and liabilities are as follows for the periods presented: December 31, 2023 2022 Deferred tax assets Allowance for credit losses $ 53,432 $ 52,551 Loans 1,631 2,518 Deferred compensation 15,310 14,447 Net unrealized losses on securities 51,211 70,999 Impairment of assets 138 316 Tax credits 4,035 — Net operating loss carryforwards 33 497 Investments in partnerships 1,491 1,164 Lease liabilities under operating leases 13,066 14,641 Realized losses on securities 4,892 — Other 2,660 3,523 Total deferred tax assets 147,899 160,656 Deferred tax liabilities Fixed assets 11,023 10,342 Mortgage servicing rights 21,282 19,624 Junior subordinated debt 1,708 1,948 Intangibles 2,447 2,702 Lease right-of-use asset 12,399 14,018 Other 3,344 1,614 Total deferred tax liabilities 52,203 50,248 Net deferred tax assets $ 95,696 $ 110,408
Summary of operating loss carryforwards	The table below presents the breakout of net operating losses as of the dates presented. December 31, 2023 2022 Net Operating Losses Federal $ 138 $ 1,101 State — 5,666
Schedule of reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest	A reconciliation of the beginning and ending amount of unrecognized tax benefits, excluding interest, related to federal and state income tax matters as of December 31 follows below: 2023 2022 2021 Balance at January 1 $ 407 $ 408 $ 402 Additions based on positions related to current period 78 65 62 Reductions based on positions related to prior period — — — Reductions due to lapse of statute of limitations (86) (66) (56) Balance at December 31 $ 399 $ 407 $ 408

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Schedule of fair values of financial assets and liabilities measured on a recurring basis	The following tables present assets and liabilities that are measured at fair value on a recurring basis as of the dates presented: Level 1 Level 2 Level 3 Totals December 31, 2023 Financial assets: Securities available for sale $ — $ 923,279 $ — $ 923,279 Total securities available for sale — 923,279 — 923,279 Derivative instruments — 37,151 — 37,151 Mortgage loans held for sale in loans held for sale — 179,756 — 179,756 Total financial assets $ — $ 1,140,186 $ — $ 1,140,186 Financial liabilities: Derivative instruments $ — $ 33,608 $ — $ 33,608 Level 1 Level 2 Level 3 Totals December 31, 2022 Financial assets: Securities available for sale: Other available for sale securities $ — $ 1,533,942 $ — $ 1,533,942 Total securities available for sale — 1,533,942 — 1,533,942 Derivative instruments — 38,047 — 38,047 Mortgage loans held for sale in loans held for sale — 110,105 — 110,105 Total financial assets $ — $ 1,682,094 $ — $ 1,682,094 Financial liabilities: Derivative instruments $ — $ 33,185 $ — $ 33,185
Schedule of impaired loans measured at fair value on a nonrecurring basis	Consolidated Balance Sheets at period end and the level within the fair value hierarchy each is classified: Level 1 Level 2 Level 3 Totals December 31, 2023 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 21,303 $ 21,303 Total $ — $ — $ 21,303 $ 21,303 Level 1 Level 2 Level 3 Totals December 31, 2022 Individually evaluated loans, net of allowance for credit losses $ — $ — $ 14,732 $ 14,732 OREO — — 1,763 1,763 Total $ — $ — $ 16,495 $ 16,495
Schedule of OREO measured at fair value on a nonrecurring basis	The following table presents, as of December 31, 2022, OREO measured at fair value on a nonrecurring basis that was still held in the Consolidated Balance Sheets at period-end. December 31, 2022 Carrying amount prior to remeasurement $ 1,842 Impairment recognized in results of operations (79) Fair value $ 1,763
Significant unobservable inputs (Level 3) used in valuation of assets and liabilities measured at fair value on non recurring basis	The following table presents information as of December 31, 2023 about significant unobservable inputs (Level 3) used in the valuation of assets measured at fair value on a nonrecurring basis: Financial instrument Fair Valuation Technique Significant Range of Inputs Individually evaluated loans, net of allowance for credit losses $ 21,303 Appraised value of collateral less estimated costs to sell Estimated costs to sell 4-10% OREO $ — Appraised value of property less estimated costs to sell Estimated costs to sell 4-10%
Summarizes differences between fair value and principal balance for mortgage loans held for sale measure at fair value	The following table summarizes the differences between the fair value and the principal balance for mortgage loans held for sale measured at fair value as of December 31, 2023 and December 31, 2022: Aggregate Aggregate Difference December 31, 2023 Mortgage loans held for sale measured at fair value $ 179,756 $ 174,471 $ 5,285 December 31, 2022 Mortgage loans held for sale measured at fair value $ 110,105 $ 108,143 $ 1,962
Schedule of assets and liabilities not measured and reported at fair value on a recurring basis or nonrecurring basis	The carrying amounts and estimated fair values of the Company’s financial instruments, including those assets and liabilities that are not measured and reported at fair value on a recurring basis or nonrecurring basis, were as follows as of the dates presented: Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2023 Financial assets Cash and cash equivalents $ 801,351 $ 801,351 $ — $ — $ 801,351 Securities held to maturity 1,221,464 — 1,121,830 — 1,121,830 Securities available for sale 923,279 — 923,279 — 923,279 Loans held for sale 179,756 — 179,756 — 179,756 Loans, net 12,152,652 — — 11,594,363 11,594,363 Mortgage servicing rights 91,688 — — 117,664 117,664 Derivative instruments 37,151 — 37,151 — 37,151 Financial liabilities Deposits $ 14,076,785 $ 11,381,556 $ 2,678,494 $ — $ 14,060,050 Short-term borrowings 307,577 307,577 — — 307,577 Junior subordinated debentures 112,978 — 96,435 — 96,435 Subordinated notes 316,422 — 255,192 — 255,192 Derivative instruments 33,608 — 33,608 — 33,608 Fair Value Carrying Level 1 Level 2 Level 3 Total December 31, 2022 Financial assets Cash and cash equivalents $ 575,992 $ 575,992 $ — $ — $ 575,992 Securities held to maturity 1,324,040 — 1,206,540 — 1,206,540 Securities available for sale 1,533,942 — 1,533,942 — 1,533,942 Loans held for sale 110,105 — 110,105 — 110,105 Loans, net 11,386,214 — — 10,850,181 10,850,181 Mortgage servicing rights 84,448 — — 122,454 122,454 Derivative instruments 38,047 — 38,047 — 38,047 Financial liabilities Deposits $ 13,486,966 $ 11,791,526 $ 1,653,891 $ — $ 13,445,417 Short-term borrowings 712,232 712,232 — — 712,232 Junior subordinated debentures 112,042 — 98,574 — 98,574 Subordinated notes 316,091 — 277,500 — 277,500 Derivative instruments 33,185 — 33,185 — 33,185

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2023
Equity [Abstract]
Changes in the components of other comprehensive income (loss)	Changes in the components of other comprehensive income (loss), net of tax, were as follows: Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2023 Securities available for sale: Unrealized holding gains on securities $ 20,194 $ 5,066 $ 15,128 Reclassification adjustment for losses realized in net income (1) 41,494 10,431 31,063 Amortization of unrealized holding losses on securities transferred to the held to maturity category 13,557 3,466 10,091 Total securities available for sale 75,245 18,963 56,282 Derivative instruments: Unrealized holding losses on derivative instruments (2,558) (653) (1,905) Total derivative instruments (2,558) (653) (1,905) Defined benefit pension and post-retirement benefit plans: Net gain arising during the period 80 20 60 Amortization of net actuarial loss recognized in net periodic pension cost (2) 462 118 344 Total defined benefit pension and post-retirement benefit plans 542 138 404 Total other comprehensive income $ 73,229 $ 18,448 $ 54,781 Year Ended December 31, 2022 Securities available for sale: Unrealized holding losses on securities $ (285,829) $ (71,478) $ (214,351) Amortization of unrealized holding losses on securities transferred to the held to maturity category 4,964 1,263 3,701 Total securities available for sale (280,865) (70,215) (210,650) Derivative instruments: Unrealized holding gains on derivative instruments 20,118 5,125 14,993 Total derivative instruments 20,118 5,125 14,993 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (4,107) (1,045) (3,062) Amortization of net actuarial loss recognized in net periodic pension cost (2) 167 42 125 Total defined benefit pension and post-retirement benefit plans (3,940) (1,003) (2,937) Total other comprehensive loss $ (264,687) $ (66,093) $ (198,594) Pre-Tax Tax Expense Net of Tax Year Ended December 31, 2021 Securities available for sale: Unrealized holding losses on securities $ (51,470) $ (13,099) $ (38,371) Reclassification adjustment for gains realized in net income (1) (2,170) (552) (1,618) Amortization of unrealized holding gains on securities transferred to the held to maturity category (73) (19) (54) Total securities available for sale (53,713) (13,670) (40,043) Derivative instruments: Unrealized holding gains on derivative instruments 10,848 2,761 8,087 Reclassification adjustment for gains realized in net income related to swap termination (4,676) (1,190) (3,486) Total derivative instruments 6,172 1,571 4,601 Defined benefit pension and post-retirement benefit plans: Net loss arising during the period (356) (92) (264) Amortization of net actuarial loss recognized in net periodic pension cost (2) 262 67 195 Total defined benefit pension and post-retirement benefit plans (94) (25) (69) Total other comprehensive loss $ (47,635) $ (12,124) $ (35,511) (1) Included in Net (losses) gains on sales of securities and Impairment losses on securities in the Consolidated Statements of Income (2) Included in Salaries and employee benefits in the Consolidated Statements of Income
Accumulated balances for each component of other comprehensive income (loss), net of tax	The accumulated balances for each component of other comprehensive income (loss), net of tax, at December 31 were as follows: 2023 2022 2021 Unrealized losses on securities $ (163,484) $ (219,766) $ (9,116) Unrealized gains on derivative instruments 17,051 18,956 3,963 Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations (7,823) (8,227) (5,290) Total accumulated other comprehensive loss $ (154,256) $ (209,037) $ (10,443)

Net Income Per Common Share (Ta

Net Income Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2023
Earnings Per Share [Abstract]
Schedule of basic and diluted net income per common share	Basic and diluted net income per common share calculations are as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Basic Net income applicable to common stock $ 144,678 $ 166,068 $ 175,892 Average common shares outstanding 56,099,689 55,904,579 56,114,666 Net income per common share—basic $ 2.58 $ 2.97 $ 3.13 Diluted Net income applicable to common stock $ 144,678 $ 166,068 $ 175,892 Average common shares outstanding 56,099,689 55,904,579 56,114,666 Effect of dilutive stock-based compensation 348,474 309,651 309,818 Average common shares outstanding—diluted 56,448,163 56,214,230 56,424,484 Net income per common share—diluted $ 2.56 $ 2.95 $ 3.12
Schedule of antidilutive securities	Outstanding stock-based compensation awards that could potentially dilute basic net income per common share in the future that were not included in the computation of diluted net income per common share due to their anti-dilutive effect were as follows for the periods presented: Year Ended December 31, 2023 2022 2021 Number of shares 6,600 9,250 —

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2023
Banking and Thrift, Interest [Abstract]
Schedule of guidelines governing the classification of capital tiers	Those guidelines specify capital tiers, which include the following classifications (which include the “capital conservation buffer” discussed below): Capital Tiers Tier 1 Capital to Common Equity Tier 1 to Tier 1 Capital to Total Capital to Well capitalized 5% or above 6.5% or above 8% or above 10% or above Adequately capitalized 4% or above 4.5% or above 6% or above 8% or above Undercapitalized Less than 4% Less than 4.5% Less than 6% Less than 8% Significantly undercapitalized Less than 3% Less than 3% Less than 4% Less than 6% Critically undercapitalized Tangible Equity / Total Assets less than 2%
Schedule of capital and risk-based capital and leverage ratios	The following table provides the capital and risk-based capital and leverage ratios for the Company and for Renasant Bank as of December 31: 2023 2022 Amount Ratio Amount Ratio Renasant Corporation Tier 1 Capital to Average Assets (Leverage) $ 1,578,918 9.62 % $ 1,481,197 9.36 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,469,531 10.52 % 1,372,747 10.21 % Tier 1 Capital to Risk-Weighted Assets 1,578,918 11.30 % 1,481,197 11.01 % Total Capital to Risk-Weighted Assets 2,085,531 14.93 % 1,968,001 14.63 % Renasant Bank Tier 1 Capital to Average Assets (Leverage) $ 1,714,965 10.45 % $ 1,630,389 10.30 % Common Equity Tier 1 Capital to Risk-Weighted Assets 1,714,965 12.25 % 1,630,389 12.10 % Tier 1 Capital to Risk-Weighted Assets 1,714,965 12.25 % 1,630,389 12.10 % Total Capital to Risk-Weighted Assets 1,888,104 13.49 % 1,781,312 13.22 %

Segment Reporting (Tables)

Segment Reporting (Tables)	12 Months Ended
	Dec. 31, 2023
Segment Reporting [Abstract]
Schedule of financial information for the company's operating segments	The following table provides financial information for the Company’s operating segments as of and for the years ended December 31, 2023, 2022 and 2021: Community Insurance Wealth Other Consolidated 2023 Net interest income $ 544,508 $ 1,653 $ 34 $ (26,868) $ 519,327 Provision for credit losses 15,593 — — — 15,593 Noninterest income 76,130 12,578 25,311 (944) 113,075 Noninterest expense 409,849 8,652 19,596 1,525 439,622 Income before income taxes 195,196 5,579 5,749 (29,337) 177,187 Income taxes 38,597 1,452 37 (7,577) 32,509 Net income (loss) $ 156,599 $ 4,127 $ 5,712 $ (21,760) $ 144,678 Total assets $ 17,313,704 $ 40,405 $ 6,590 $ (164) $ 17,360,535 Goodwill 988,898 2,767 — — 991,665 2022 Net interest income $ 498,673 $ 619 $ 2,793 $ (20,787) $ 481,298 Provision for credit losses 23,871 — — — 23,871 Noninterest income 114,263 11,821 24,839 (1,670) 149,253 Noninterest expense 366,684 8,442 18,664 1,582 395,372 Income before income taxes 222,381 3,998 8,968 (24,039) 211,308 Income taxes 50,425 1,046 — (6,231) 45,240 Net income (loss) $ 171,956 $ 2,952 $ 8,968 $ (17,808) $ 166,068 Total assets $ 16,882,534 $ 37,567 $ 75,383 $ (7,308) $ 16,988,176 Goodwill 988,941 2,767 — — 991,708 2021 Net interest income $ 437,435 $ 454 $ 1,657 $ (15,545) $ 424,001 Recovery for credit losses (2,168) — — — (2,168) Noninterest income 195,214 11,370 22,185 (1,785) 226,984 Noninterest expense 404,566 8,060 16,475 1,225 430,326 Income before income taxes 230,251 3,764 7,367 (18,555) 222,827 Income taxes 50,749 981 — (4,795) 46,935 Net income (loss) $ 179,502 $ 2,783 $ 7,367 $ (13,760) $ 175,892 Total assets $ 16,694,710 $ 33,544 $ 65,015 $ 17,042 $ 16,810,311 Goodwill 936,916 2,767 — — 939,683

Renasant Corporation (Parent _2

Renasant Corporation (Parent Company Only) Condensed Financial Information (Tables)	12 Months Ended
	Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]
Schedule of Balance Sheets	Balance Sheets December 31, 2023 2022 Assets Cash and cash equivalents (1) $ 169,597 $ 167,727 Investments — — Investment in bank subsidiary (2) 2,541,195 2,391,721 Accrued interest receivable on bank balances (2) 27 3 Other assets 37,268 28,468 Total assets $ 2,748,087 $ 2,587,919 Liabilities and shareholders’ equity Junior subordinated debentures $ 112,978 $ 112,042 Subordinated notes 316,422 316,091 Other liabilities 21,304 23,770 Shareholders’ equity 2,297,383 2,136,016 Total liabilities and shareholders’ equity $ 2,748,087 $ 2,587,919 (1) Eliminates in consolidation, with the exception of $1,987 and $1,889 in 2023 and 2022, respectively, pledged for collateral and held at non-subsidiary bank (2) Eliminates in consolidation
Schedule of Statements of Income	Statements of Income Year Ended December 31, 2023 2022 2021 Income Dividends from bank subsidiary (1) $ 72,042 $ 68,114 $ 80,965 Interest income from bank subsidiary (1) 28 5 7 Other dividends 260 134 80 Other income 919 85 32 Total income 73,249 68,338 81,084 Expenses 30,544 24,264 18,661 Income before income tax benefit and equity in undistributed net income of bank subsidiary 42,705 44,074 62,423 Income tax benefit (7,577) (6,231) (4,795) Equity in undistributed net income of bank subsidiary (1) 94,396 115,763 108,674 Net income $ 144,678 $ 166,068 $ 175,892 (1) Eliminates in consolidation
Schedule of Statements of Cash Flows	Statements of Cash Flows Year Ended December 31, 2023 2022 2021 Operating activities Net income $ 144,678 $ 166,068 $ 175,892 Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed net income of bank subsidiary (94,396) (115,763) (108,674) Amortization/depreciation 1,770 1,478 891 (Decrease) increase in other assets (8,824) 284 (5,628) Increase in other liabilities 8,921 9,225 6,952 Net cash provided by operating activities 52,149 61,292 69,433 Investing activities Sales and maturities of securities and available for sale — 2,000 5,100 Other investing activities — — (100,000) Net cash provided by (used in) investing activities — 2,000 (94,900) Financing activities Cash paid for dividends (50,279) (49,991) (50,017) Repurchase of shares in connection with stock repurchase program — — (21,315) Repayment of long-term debt — (30,000) (45,000) Proceeds from issuance of long-term debt — — 197,061 Net cash (used in) provided by financing activities (50,279) (79,991) 80,729 Increase (decrease) in cash and cash equivalents 1,870 (16,699) 55,262 Cash and cash equivalents at beginning of year 167,727 184,426 129,164 Cash and cash equivalents at end of year $ 169,597 $ 167,727 $ 184,426

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2023
Leases [Abstract]
Schedule of lessor, operating lease, payments to be received, maturity	The maturities of the lessor arrangements outstanding at December 31, 2023 is presented in the table below. 2024 $ 313 2025 663 2026 1,006 2027 7,812 2028 574 Thereafter 32,393 Total lease receivables $ 42,761
Schedule of lease cost	The table below provides the components of lease cost and supplemental information for the periods presented. Year ended December 31, 2023 2022 Operating lease cost (cost resulting from lease payments) $ 7,333 $ 7,847 Short-term lease cost 217 29 Variable lease cost (cost excluded from lease payments) 800 1,056 Sublease income (551) (624) Net lease cost $ 7,799 $ 8,308 Operating lease - operating cash flows (fixed payments) 7,171 9,528 Operating lease - operating cash flows (liability reduction) 5,472 7,789 Weighted average lease term - operating leases (in years) (at period end) 18.51 17.96 Weighted average discount rate - operating leases (at period end) 3.49 % 3.02 % Right-of-use assets obtained in exchange for new lease liabilities - operating leases $ 3,126 $ 3,475
Schedule of lessee, operating lease, liability, maturity	The maturities of the lessee arrangements outstanding at December 31, 2023 are presented in the table below. 2024 $ 6,340 2025 5,593 2026 4,909 2027 4,277 2028 4,020 Thereafter 44,967 Total undiscounted cash flows 70,106 Discount on cash flows 18,976 Total operating lease liabilities $ 51,130

Significant Accounting Polici_3

Significant Accounting Policies - Additional Information (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) lease_renewal_option	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Financing Receivable, Impaired [Line Items]
Date of discontinued recognition of interest on mortgage and commercial loans	90 days
Consumer and other retail loan due date	120 days
Interest receivable	$ 54,804,000	$ 49,850,000
Allowance for credit losses on interest deferred	$ 1,244,000	$ 1,248,000
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Property, Plant, and Equipment and Operating Lease Right-of-Use Asset, after Accumulated Depreciation and Amortization	Property, Plant, and Equipment and Operating Lease Right-of-Use Asset, after Accumulated Depreciation and Amortization
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Number of renewal options (1 or more) | lease_renewal_option	1
Impairment of company's goodwill	$ 0	$ 0	$ 0
Lock in period for interest rates	45 days
Premises
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	40 years
Minimum
Financing Receivable, Impaired [Line Items]
Renewal term	1 year
Minimum | Furniture and equipment
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	3 years
Minimum | Computer equipment
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	3 years
Minimum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term	2 years
Minimum | Residential | Real Estate - Construction
Financing Receivable, Impaired [Line Items]
Maturity term	6 months
Minimum | Commercial | Real Estate - Construction
Financing Receivable, Impaired [Line Items]
Maturity term	24 months
Maximum
Financing Receivable, Impaired [Line Items]
Renewal term	20 years
Maximum | Furniture and equipment
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	7 years
Maximum | Computer equipment
Financing Receivable, Impaired [Line Items]
Estimated life (in years)	5 years
Maximum | Lease financing
Financing Receivable, Impaired [Line Items]
Maturity term	5 years
Maximum | Residential | Real Estate - Construction
Financing Receivable, Impaired [Line Items]
Maturity term	12 months
Maximum | Commercial | Real Estate - Construction
Financing Receivable, Impaired [Line Items]
Maturity term	36 months

Securities - Amortized Cost and

Securities - Amortized Cost and Fair Value, Available for Sale (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Cash and Cash Equivalents [Line Items]
Amortized Cost	$ 1,062,649	$ 1,735,000
Gross Unrealized Gains	424	241
Gross Unrealized Losses	(139,794)	(201,299)
Fair Value	923,279	1,533,942
Obligations of other U.S. Government agencies and corporations
Cash and Cash Equivalents [Line Items]
Amortized Cost		170,000
Gross Unrealized Gains		0
Gross Unrealized Losses		(5,340)
Fair Value		164,660
Obligations of states and political subdivisions
Cash and Cash Equivalents [Line Items]
Amortized Cost	36,374	154,066
Gross Unrealized Gains	119	204
Gross Unrealized Losses	(1,883)	(9,368)
Fair Value	34,610	144,902
Other debt securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	72,383	74,885
Gross Unrealized Gains	109	0
Gross Unrealized Losses	(4,458)	(4,049)
Fair Value	68,034	70,836
Government agency mortgage-backed securities | Residential mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	301,400	508,415
Gross Unrealized Gains	172	37
Gross Unrealized Losses	(24,968)	(52,036)
Fair Value	276,604	456,416
Government agency mortgage-backed securities | Commercial mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	6,029	11,166
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(637)	(1,053)
Fair Value	5,392	10,113
Government agency collateralized mortgage obligations | Residential mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	485,164	605,033
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(85,883)	(103,864)
Fair Value	399,281	501,169
Government agency collateralized mortgage obligations | Commercial mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Amortized Cost	161,299	211,435
Gross Unrealized Gains	24	0
Gross Unrealized Losses	(21,965)	(25,589)
Fair Value	$ 139,358	$ 185,846

Securities - Amortized Cost a_2

Securities - Amortized Cost and Fair Value, Held to Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$ 1,221,496	$ 1,324,072
Gross Unrealized Gains	74	17
Gross Unrealized Losses	(99,740)	(117,549)
Fair Value	1,121,830	1,206,540
Allowance for credit losses - held to maturity securities	(32)	(32)
Held-to-maturity securities, net of allowance for credit losses	1,221,464	1,324,040
Obligations of states and political subdivisions
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	288,154	291,886
Gross Unrealized Gains	74	17
Gross Unrealized Losses	(33,688)	(48,325)
Fair Value	254,540	243,578
Residential mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	387,208	423,315
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(31,670)	(30,706)
Fair Value	355,538	392,609
Other debt securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	58,373	62,875
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(4,119)	(4,266)
Fair Value	54,254	58,609
Government agency mortgage-backed securities | Residential mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	426,264	483,560
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(20,314)	(24,432)
Fair Value	405,950	459,128
Government agency mortgage-backed securities | Commercial mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	16,983	17,006
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(2,972)	(3,261)
Fair Value	14,011	13,745
Government agency collateralized mortgage obligations | Commercial mortgage-backed securities
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	44,514	45,430
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(6,977)	(6,559)
Fair Value	$ 37,537	$ 38,871

Securities - Additional Informa

Securities - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Net Proceeds	$ 488,981,000	$ 0	$ 176,455,000
Available for sale securities, explicit or implicit performance indicating factors percentage	90%
Allowance for credit losses - held to maturity securities	$ 32,000	32,000
Amortized cost of debt securities held to maturity rated A or higher by rating agencies (percent)	100%
Secure government, public and trust deposits
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 880,715,000	824,417,000
Short-term borrowings
Debt Securities, Available-for-sale [Line Items]
Available for sale securities pledged as collateral	$ 14,329,000	$ 18,184,000

Securities - Securities Sold (D

Securities - Securities Sold (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Debt Securities, Available-for-sale [Line Items]
Carrying Value	$ 511,419,000		$ 174,285,000
Net Proceeds	488,981,000	$ 0	176,455,000
Gain/(Loss)	(22,438,000)	$ 0	2,170,000
Obligations of other U.S. Government agencies and corporations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	170,000,000
Net Proceeds	164,915,000
Gain/(Loss)	(5,085,000)
Obligations of states and political subdivisions
Debt Securities, Available-for-sale [Line Items]
Carrying Value	104,950,000		47,000
Net Proceeds	99,439,000		49,000
Gain/(Loss)	(5,511,000)		2,000
Residential mortgage-backed securities | Government agency mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	137,196,000		145,572,000
Net Proceeds	130,602,000		149,473,000
Gain/(Loss)	(6,594,000)		3,901,000
Residential mortgage-backed securities | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	54,028,000		12,362,000
Net Proceeds	51,101,000		12,562,000
Gain/(Loss)	(2,927,000)		200,000
Government agency mortgage-backed securities | Government agency mortgage-backed securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value	5,048,000
Net Proceeds	4,825,000
Gain/(Loss)	(223,000)
Government agency mortgage-backed securities | Government agency collateralized mortgage obligations
Debt Securities, Available-for-sale [Line Items]
Carrying Value	40,197,000
Net Proceeds	38,099,000
Gain/(Loss)	$ (2,098,000)
Trust preferred securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			12,021,000
Net Proceeds			9,961,000
Gain/(Loss)			(2,060,000)
Other debt securities
Debt Securities, Available-for-sale [Line Items]
Carrying Value			4,283,000
Net Proceeds			4,410,000
Gain/(Loss)			$ 127,000

Securities - Gross Realized Gai

Securities - Gross Realized Gains and Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Investments, Debt and Equity Securities [Abstract]
Gross gains on sales of securities available for sale	$ 126	$ 0	$ 4,322
Gross losses on sales of securities available for sale	(22,564)	0	(2,152)
(Losses) gains on sales of securities available for sale, net	$ (22,438)	$ 0	$ 2,170

Securities - Impairment Recogni

Securities - Impairment Recognized by Security (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Cash and Cash Equivalents [Line Items]
Carrying Value	$ 179,377
Impairment	19,352	$ 0	$ 0
Obligations of states and political subdivisions
Cash and Cash Equivalents [Line Items]
Carrying Value	11,227
Impairment	941
Government agency mortgage-backed securities | Residential mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Carrying Value	97,526
Impairment	11,467
Government agency mortgage-backed securities | Commercial mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Carrying Value	25,916
Impairment	2,634
Government agency collateralized mortgage obligations | Residential mortgage-backed securities
Cash and Cash Equivalents [Line Items]
Carrying Value	44,708
Impairment	$ 4,310

Securities - Contractual Maturi

Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Amortized Cost
Due within one year	$ 0
Due after one year through five years	7,770
Due after five years through ten years	104,491
Due after ten years	234,266
Amortized Cost	1,221,496	$ 1,324,072
Fair Value
Due within one year	0
Due after one year through five years	7,358
Due after five years through ten years	94,154
Due after ten years	207,282
Fair Value	1,121,830	1,206,540
Amortized Cost
Due within one year	5,710
Due after one year through five years	36,353
Due after five years through ten years	42,145
Due after ten years	15,954
Amortized Cost	1,062,649	1,735,000
Fair Value
Due within one year	5,650
Due after one year through five years	36,390
Due after five years through ten years	37,993
Due after ten years	14,893
Fair Value	923,279	1,533,942
Residential mortgage-backed securities
Amortized Cost
Amortized Cost	387,208	423,315
Fair Value
Fair Value	355,538	392,609
Other debt securities
Amortized Cost
Without single maturity date, amortized cost	0
Amortized Cost	58,373	62,875
Fair Value
Without single maturity date, fair value	0
Fair Value	54,254	58,609
Amortized Cost
Without single maturity date, amortized cost	8,595
Amortized Cost	72,383	74,885
Fair Value
Without single maturity date, fair value	7,718
Fair Value	68,034	70,836
Government agency mortgage-backed securities | Residential mortgage-backed securities
Amortized Cost
Without single maturity date, amortized cost	426,264
Amortized Cost	426,264	483,560
Fair Value
Without single maturity date, fair value	405,950
Fair Value	405,950	459,128
Amortized Cost
Without single maturity date, amortized cost	301,400
Amortized Cost	301,400	508,415
Fair Value
Without single maturity date, fair value	276,604
Fair Value	276,604	456,416
Government agency mortgage-backed securities | Commercial mortgage-backed securities
Amortized Cost
Without single maturity date, amortized cost	16,983
Amortized Cost	16,983	17,006
Fair Value
Without single maturity date, fair value	14,011
Fair Value	14,011	13,745
Amortized Cost
Without single maturity date, amortized cost	6,029
Amortized Cost	6,029	11,166
Fair Value
Without single maturity date, fair value	5,392
Fair Value	5,392	10,113
Government agency collateralized mortgage obligations | Residential mortgage-backed securities
Amortized Cost
Without single maturity date, amortized cost	387,208
Fair Value
Without single maturity date, fair value	355,538
Amortized Cost
Without single maturity date, amortized cost	485,164
Amortized Cost	485,164	605,033
Fair Value
Without single maturity date, fair value	399,281
Fair Value	399,281	501,169
Government agency collateralized mortgage obligations | Commercial mortgage-backed securities
Amortized Cost
Without single maturity date, amortized cost	44,514
Amortized Cost	44,514	45,430
Fair Value
Without single maturity date, fair value	37,537
Fair Value	37,537	38,871
Amortized Cost
Without single maturity date, amortized cost	161,299
Amortized Cost	161,299	211,435
Fair Value
Without single maturity date, fair value	139,358
Fair Value	$ 139,358	$ 185,846

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value by Investment Category (Details) $ in Thousands	Dec. 31, 2023 USD ($) security	Dec. 31, 2022 USD ($) security
Available for Sale:
Number of positions, Less than 12 Months | security	6	247
Fair Value, Less than 12 Months	$ 6,819	$ 726,431
Unrealized Losses, Less than 12 Months	$ (222)	$ (41,924)
Number of positions, 12 Months or More | security	127	98
Fair Value, 12 Months or More	$ 685,774	$ 788,657
Unrealized Losses, 12 Months or More	$ (139,572)	$ (159,375)
Number of positions | security	133	345
Fair Value	$ 692,593	$ 1,515,088
Unrealized Losses	$ (139,794)	$ (201,299)
Held to Maturity:
Number of positions, Less than 12 Months | security	2	122
Fair Value, Less than 12 Months	$ 2,807	$ 448,575
Unrealized Losses, Less than 12 Months	$ (25)	$ (51,435)
Number of positions, 12 Months or More | security	234	115
Fair Value, 12 Months or More	$ 1,117,285	$ 755,527
Unrealized Losses, 12 Months or More	$ (99,715)	$ (66,112)
Number of positions | security	236	237
Fair Value	$ 1,120,092	$ 1,204,102
Unrealized Losses	$ (99,740)	$ (117,547)
Obligations of other U.S. Government agencies and corporations
Available for Sale:
Number of positions, Less than 12 Months | security		5
Fair Value, Less than 12 Months		$ 164,660
Unrealized Losses, Less than 12 Months		$ (5,340)
Number of positions, 12 Months or More | security		0
Fair Value, 12 Months or More		$ 0
Unrealized Losses, 12 Months or More		$ 0
Number of positions | security		5
Fair Value		$ 164,660
Unrealized Losses		$ (5,340)
Obligations of states and political subdivisions
Available for Sale:
Number of positions, Less than 12 Months | security	3	84
Fair Value, Less than 12 Months	$ 2,914	$ 96,939
Unrealized Losses, Less than 12 Months	$ (2)	$ (4,869)
Number of positions, 12 Months or More | security	9	11
Fair Value, 12 Months or More	$ 15,198	$ 33,038
Unrealized Losses, 12 Months or More	$ (1,881)	$ (4,499)
Number of positions | security	12	95
Fair Value	$ 18,112	$ 129,977
Unrealized Losses	$ (1,883)	$ (9,368)
Held to Maturity:
Number of positions, Less than 12 Months | security	2	105
Fair Value, Less than 12 Months	$ 2,807	$ 191,442
Unrealized Losses, Less than 12 Months	$ (25)	$ (35,870)
Number of positions, 12 Months or More | security	126	24
Fair Value, 12 Months or More	$ 249,995	$ 49,697
Unrealized Losses, 12 Months or More	$ (33,663)	$ (12,454)
Number of positions | security	128	129
Fair Value	$ 252,802	$ 241,139
Unrealized Losses	$ (33,688)	$ (48,324)
Other debt securities
Available for Sale:
Number of positions, Less than 12 Months | security	2	25
Fair Value, Less than 12 Months	$ 3,099	$ 63,423
Unrealized Losses, Less than 12 Months	$ (195)	$ (3,167)
Number of positions, 12 Months or More | security	19	1
Fair Value, 12 Months or More	$ 35,072	$ 7,412
Unrealized Losses, 12 Months or More	$ (4,263)	$ (883)
Number of positions | security	21	26
Fair Value	$ 38,171	$ 70,835
Unrealized Losses	$ (4,458)	$ (4,050)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	2
Fair Value, Less than 12 Months	$ 0	$ 42,567
Unrealized Losses, Less than 12 Months	$ 0	$ (2,013)
Number of positions, 12 Months or More | security	10	8
Fair Value, 12 Months or More	$ 54,254	$ 16,042
Unrealized Losses, 12 Months or More	$ (4,119)	$ (2,253)
Number of positions | security	10	10
Fair Value	$ 54,254	$ 58,609
Unrealized Losses	$ (4,119)	$ (4,266)
Government agency mortgage-backed securities | Residential mortgage-backed securities
Available for Sale:
Number of positions, Less than 12 Months | security	1	97
Fair Value, Less than 12 Months	$ 806	$ 214,516
Unrealized Losses, Less than 12 Months	$ (25)	$ (15,115)
Number of positions, 12 Months or More | security	35	29
Fair Value, 12 Months or More	$ 166,963	$ 237,970
Unrealized Losses, 12 Months or More	$ (24,943)	$ (36,921)
Number of positions | security	36	126
Fair Value	$ 167,769	$ 452,486
Unrealized Losses	$ (24,968)	$ (52,036)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	8
Fair Value, Less than 12 Months	$ 0	$ 94,258
Unrealized Losses, Less than 12 Months	$ 0	$ (4,186)
Number of positions, 12 Months or More | security	70	62
Fair Value, 12 Months or More	$ 405,950	$ 364,870
Unrealized Losses, 12 Months or More	$ (20,314)	$ (20,246)
Number of positions | security	70	70
Fair Value	$ 405,950	$ 459,128
Unrealized Losses	$ (20,314)	$ (24,432)
Government agency mortgage-backed securities | Commercial mortgage-backed securities
Available for Sale:
Number of positions, Less than 12 Months | security	0	4
Fair Value, Less than 12 Months	$ 0	$ 10,114
Unrealized Losses, Less than 12 Months	$ 0	$ (1,053)
Number of positions, 12 Months or More | security	2	0
Fair Value, 12 Months or More	$ 5,392	$ 0
Unrealized Losses, 12 Months or More	$ (637)	$ 0
Number of positions | security	2	4
Fair Value	$ 5,392	$ 10,114
Unrealized Losses	$ (637)	$ (1,053)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	1
Fair Value, Less than 12 Months	$ 0	$ 13,745
Unrealized Losses, Less than 12 Months	$ 0	$ (3,261)
Number of positions, 12 Months or More | security	1	0
Fair Value, 12 Months or More	$ 14,011	$ 0
Unrealized Losses, 12 Months or More	$ (2,972)	$ 0
Number of positions | security	1	1
Fair Value	$ 14,011	$ 13,745
Unrealized Losses	$ (2,972)	$ (3,261)
Government agency collateralized mortgage obligations | Residential mortgage-backed securities
Available for Sale:
Number of positions, Less than 12 Months | security	0	16
Fair Value, Less than 12 Months	$ 0	$ 109,753
Unrealized Losses, Less than 12 Months	$ 0	$ (8,552)
Number of positions, 12 Months or More | security	37	36
Fair Value, 12 Months or More	$ 354,574	$ 391,416
Unrealized Losses, 12 Months or More	$ (85,883)	$ (95,312)
Number of positions | security	37	52
Fair Value	$ 354,574	$ 501,169
Unrealized Losses	$ (85,883)	$ (103,864)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	4
Fair Value, Less than 12 Months	$ 0	$ 98,912
Unrealized Losses, Less than 12 Months	$ 0	$ (5,479)
Number of positions, 12 Months or More | security	18	14
Fair Value, 12 Months or More	$ 355,538	$ 293,698
Unrealized Losses, 12 Months or More	$ (31,670)	$ (25,227)
Number of positions | security	18	18
Fair Value	$ 355,538	$ 392,610
Unrealized Losses	$ (31,670)	$ (30,706)
Government agency collateralized mortgage obligations | Commercial mortgage-backed securities
Available for Sale:
Number of positions, Less than 12 Months | security	0	16
Fair Value, Less than 12 Months	$ 0	$ 67,026
Unrealized Losses, Less than 12 Months	$ 0	$ (3,828)
Number of positions, 12 Months or More | security	25	21
Fair Value, 12 Months or More	$ 108,575	$ 118,821
Unrealized Losses, 12 Months or More	$ (21,965)	$ (21,760)
Number of positions | security	25	37
Fair Value	$ 108,575	$ 185,847
Unrealized Losses	$ (21,965)	$ (25,588)
Held to Maturity:
Number of positions, Less than 12 Months | security	0	2
Fair Value, Less than 12 Months	$ 0	$ 7,651
Unrealized Losses, Less than 12 Months	$ 0	$ (626)
Number of positions, 12 Months or More | security	9	7
Fair Value, 12 Months or More	$ 37,537	$ 31,220
Unrealized Losses, 12 Months or More	$ (6,977)	$ (5,932)
Number of positions | security	9	9
Fair Value	$ 37,537	$ 38,871
Unrealized Losses	$ (6,977)	$ (6,558)

Loans - Summary of Loans and Le

Loans - Summary of Loans and Leases (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Summary of loans
Gross loans	$ 12,358,017	$ 11,585,458
Unearned income	(6,787)	(7,154)
Loans, net of unearned income	12,351,230	11,578,304
Commercial, financial, agricultural
Summary of loans
Gross loans	1,871,821	1,673,883
Loans, net of unearned income	1,871,821	1,673,883
Lease financing
Summary of loans
Gross loans	122,807	122,167
Loans, net of unearned income	116,020	115,013
Real Estate - Construction
Summary of loans
Gross loans	1,333,397	1,330,337
Loans, net of unearned income	1,333,397	1,330,337
Real Estate - Construction | Residential
Summary of loans
Gross loans	269,616	355,500
Real Estate - Construction | Commercial
Summary of loans
Gross loans	1,063,781	974,837
Real Estate - 1-4 Family Mortgage
Summary of loans
Gross loans	3,439,919	3,216,263
Loans, net of unearned income	3,439,919	3,216,263
Real Estate - 1-4 Family Mortgage | Primary
Summary of loans
Gross loans	2,422,482	2,222,856
Real Estate - 1-4 Family Mortgage | Home equity
Summary of loans
Gross loans	522,688	501,906
Real Estate - 1-4 Family Mortgage | Rental/investment
Summary of loans
Gross loans	373,755	334,382
Real Estate - 1-4 Family Mortgage | Land development
Summary of loans
Gross loans	120,994	157,119
Real Estate - 1-4 Family Mortgage | Land development
Summary of loans
Gross loans	120,994	157,119
Real Estate  - Commercial Mortgage
Summary of loans
Gross loans	5,486,550	5,118,063
Loans, net of unearned income	5,486,550	5,118,063
Real Estate  - Commercial Mortgage | Owner-occupied
Summary of loans
Gross loans	1,648,961	1,539,296
Real Estate  - Commercial Mortgage | Non-owner occupied
Summary of loans
Gross loans	3,733,174	3,452,910
Real Estate  - Commercial Mortgage | Land development
Summary of loans
Gross loans	104,415	125,857
Installment loans to individuals
Summary of loans
Gross loans	103,523	124,745
Loans, net of unearned income	$ 103,523	$ 124,745

Loans - Aging of Past Due and N

Loans - Aging of Past Due and Nonaccrual Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 12,358,017	$ 11,585,458
Unearned income	(6,787)	(7,154)
Loans, net of unearned income	12,351,230	11,578,304
Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,871,821	1,673,883
Loans, net of unearned income	1,871,821	1,673,883
Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	122,807	122,167
Loans, net of unearned income	116,020	115,013
Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,333,397	1,330,337
Loans, net of unearned income	1,333,397	1,330,337
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,439,919	3,216,263
Loans, net of unearned income	3,439,919	3,216,263
Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,486,550	5,118,063
Loans, net of unearned income	5,486,550	5,118,063
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	103,523	124,745
Loans, net of unearned income	103,523	124,745
Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(6,787)	(7,154)
Loans, net of unearned income	12,282,414	11,521,759
Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,866,022	1,661,409
Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	122,807	122,167
Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,333,397	1,330,260
Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,390,697	3,183,220
Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,473,103	5,107,370
Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	103,175	124,487
Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	68,816	56,545
Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,799	12,474
Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	77
Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	49,222	33,043
Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13,447	10,693
Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	348	258
30-89 Days Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	54,031	58,703
30-89 Days Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,098	1,303
30-89 Days Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	687	0
30-89 Days Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	8,574
30-89 Days Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	36,898	34,468
30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	14,118	12,357
30-89 Days Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,230	2,001
30-89 Days Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	18,678	13,386
30-89 Days Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,310	18
30-89 Days Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
30-89 Days Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
30-89 Days Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	10,484	6,531
30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,871	6,799
30-89 Days Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13	38
90 Days or More Past Due | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	554	331
90 Days or More Past Due | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	483	69
90 Days or More Past Due | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	58	38
90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	219
90 Days or More Past Due | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	13	5
90 Days or More Past Due | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	25,530	18,381
90 Days or More Past Due | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,296	2,373
90 Days or More Past Due | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
90 Days or More Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	22,067	13,624
90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,163	2,284
90 Days or More Past Due | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4	100
Current Loans | Accruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Unearned income	(6,787)	(7,154)
Loans, net of unearned income	12,227,829	11,462,725
Current Loans | Accruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,864,441	1,660,037
Current Loans | Accruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	122,120	122,167
Current Loans | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,333,397	1,321,686
Current Loans | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,353,741	3,148,714
Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	5,458,985	5,094,794
Current Loans | Accruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	101,932	122,481
Current Loans | Nonaccruing Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, net of unearned income	24,608	24,778
Current Loans | Nonaccruing Loans | Commercial, financial, agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,193	10,083
Current Loans | Nonaccruing Loans | Lease financing
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Current Loans | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	77
Current Loans | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	16,671	12,888
Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,413	1,610
Current Loans | Nonaccruing Loans | Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	331	120
Primary | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,422,482	2,222,856
Primary | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,378,308	2,192,780
Primary | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	44,174	30,076
Primary | 30-89 Days Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	33,679	28,198
Primary | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,454	6,015
Primary | 90 Days or More Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Primary | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19,394	12,503
Primary | Current Loans | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,344,629	2,164,582
Primary | Current Loans | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	15,326	11,558
Home equity | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	522,688	501,906
Home equity | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	519,839	499,997
Home equity | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,849	1,909
Home equity | 30-89 Days Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,004	5,376
Home equity | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	987	450
Home equity | 90 Days or More Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Home equity | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	868	754
Home equity | Current Loans | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	516,835	494,621
Home equity | Current Loans | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	994	705
Rental/Investment | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	373,755	334,382
Rental/Investment | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	371,575	333,406
Rental/Investment | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	2,180	976
Rental/Investment | 30-89 Days Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9	720
Rental/Investment | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	43	20
Rental/Investment | 90 Days or More Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	58	38
Rental/Investment | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,786	331
Rental/Investment | Current Loans | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	371,508	332,648
Rental/Investment | Current Loans | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	351	625
Land development | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	120,994	157,119
Land development | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,415	125,857
Land development | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	120,975	157,037
Land development | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,115	125,786
Land development | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19	82
Land development | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	300	71
Land development | 30-89 Days Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	206	174
Land development | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	90	279
Land development | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	46
Land development | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | 90 Days or More Past Due | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	19	36
Land development | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	259	40
Land development | Current Loans | Accruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	120,769	156,863
Land development | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,025	125,507
Land development | Current Loans | Nonaccruing Loans | Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Land development | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	41	31
Owner-occupied | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,648,961	1,539,296
Owner-occupied | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,645,588	1,534,016
Owner-occupied | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,373	5,280
Owner-occupied | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	4,867	8,557
Owner-occupied | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	131	1,495
Owner-occupied | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	219
Owner-occupied | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,904	2,244
Owner-occupied | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,640,721	1,525,240
Owner-occupied | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,338	1,541
Non-owner occupied | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,733,174	3,452,910
Non-owner occupied | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,723,400	3,447,568
Non-owner occupied | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,774	5,342
Non-owner occupied | 30-89 Days Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	9,161	3,521
Non-owner occupied | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	6,740	5,304
Non-owner occupied | 90 Days or More Past Due | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non-owner occupied | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Non-owner occupied | Current Loans | Accruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,714,239	3,444,047
Non-owner occupied | Current Loans | Nonaccruing Loans | Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	3,034	38
Residential | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	269,616	355,500
Residential | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	269,616	355,423
Residential | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	77
Residential | 30-89 Days Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	49
Residential | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | 90 Days or More Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Residential | Current Loans | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	269,616	355,374
Residential | Current Loans | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	77
Commercial | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,063,781	974,837
Commercial | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,063,781	974,837
Commercial | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 30-89 Days Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	8,525
Commercial | 30-89 Days Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 90 Days or More Past Due | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | 90 Days or More Past Due | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	0	0
Commercial | Current Loans | Accruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	1,063,781	966,312
Commercial | Current Loans | Nonaccruing Loans | Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$ 0	$ 0

Loans - Narrative (Details)

Loans - Narrative (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Unused commitments	$ 3,115
Unfunded commitment	$ 5,641	$ 7,387
Acquisition, at fair value		$ 105,610
Special Mention
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	70
Minimum | Internal Investment Grade
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	10
Minimum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	10
Minimum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	80
Maximum | Internal Investment Grade
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	95
Maximum | Pass
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	60
Maximum | Substandard
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, credit quality risk rating grade	95
Interest Rate Reduction and Payment Delay
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, modified, weighted average term increase from modification	43 months
Financing receivable, modified, weighted average interest rate decrease from modification	0.25%
Interest Rate Reduction and Term Extension
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, modified, weighted average term increase from modification	12 months
Financing receivable, modified, weighted average interest rate decrease from modification	1.15%
Term Extension and Payment Delay | Real Estate - Commercial Mortgage
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, modified, weighted average term increase from modification	8 months
Term Extension | Real Estate - Commercial Mortgage
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, modified, weighted average term increase from modification	10 months
Term Extension | Real Estate - 1-4 Family Mortgage
Loans and Allowance for Loan Losses (Additional Textual) [Abstract]
Financing receivable, modified, weighted average term increase from modification	117 months

Loans - Schedule of Amortized C

Loans - Schedule of Amortized Cost Basis of Loan Modifications (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 48,773
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.39%
Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 12,775
Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	19,367
Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	1,044
Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 85
Financing receivable, modified, weighted average interest rate decrease from modification	0.25%
Financing receivable, modified, weighted average term increase from modification	43 months
Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 15,482
Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 20
Financing receivable, modified, weighted average interest rate decrease from modification	1.15%
Financing receivable, modified, weighted average term increase from modification	12 months
Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 1,559
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.08%
Commercial | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, modified, weighted average interest rate decrease from modification	0%
Commercial | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 1,339
Financing receivable, modified, weighted average term increase from modification	5 months
Commercial | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 220
Financing receivable, modified, weighted average term increase from modification	31 months 9 days
Commercial | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Commercial | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Commercial | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 3,018
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.23%
Real Estate - Construction | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 3,018
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	1.12%
Real Estate - Construction | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0%
Real Estate - Construction | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Construction | Interest Rate Reduction | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, modified, weighted average interest rate decrease from modification	0%
Real Estate - Construction | Interest Rate Reduction | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Construction | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	3,018
Real Estate - Construction | Term Extension | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 3,018
Financing receivable, modified, weighted average term increase from modification	4 months 21 days
Real Estate - Construction | Term Extension | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Construction | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Payment Delay | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Payment Delay | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Payment Delay | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Payment Delay | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Term Extension and Payment Delay | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Term Extension and Payment Delay | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Term Extension | Residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Construction | Interest Rate Reduction and Term Extension | Commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 1,556
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.05%
Real Estate - 1-4 Family Mortgage | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 1,273
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.05%
Real Estate - 1-4 Family Mortgage | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 32
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.01%
Real Estate - 1-4 Family Mortgage | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 251
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.07%
Real Estate - 1-4 Family Mortgage | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0%
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 236
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 218
Financing receivable, modified, weighted average interest rate decrease from modification	0.25%
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 18
Financing receivable, modified, weighted average interest rate decrease from modification	3.45%
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, modified, weighted average interest rate decrease from modification	0%
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - 1-4 Family Mortgage | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 280
Financing receivable, modified, weighted average term increase from modification	117 months
Real Estate - 1-4 Family Mortgage | Term Extension | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 31
Financing receivable, modified, weighted average term increase from modification	7 months
Real Estate - 1-4 Family Mortgage | Term Extension | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 14
Financing receivable, modified, weighted average term increase from modification	49 months
Real Estate - 1-4 Family Mortgage | Term Extension | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 235
Financing receivable, modified, weighted average term increase from modification	7 months 6 days
Real Estate - 1-4 Family Mortgage | Term Extension | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - 1-4 Family Mortgage | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	802
Real Estate - 1-4 Family Mortgage | Payment Delay | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 786
Financing receivable, modified, weighted average term increase from modification	45 months 6 days
Real Estate - 1-4 Family Mortgage | Payment Delay | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - 1-4 Family Mortgage | Payment Delay | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 16
Financing receivable, modified, weighted average term increase from modification	17 months
Real Estate - 1-4 Family Mortgage | Payment Delay | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	85
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Payment Delay | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	85
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Payment Delay | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Payment Delay | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Payment Delay | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	153
Real Estate - 1-4 Family Mortgage | Term Extension and Payment Delay | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	153
Real Estate - 1-4 Family Mortgage | Term Extension and Payment Delay | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Term Extension and Payment Delay | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Term Extension and Payment Delay | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Term Extension | Primary
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Term Extension | Home equity
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Term Extension | Rental/investment
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - 1-4 Family Mortgage | Interest Rate Reduction and Term Extension | Land development
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 42,592
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.78%
Real Estate - Commercial Mortgage | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 12,267
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.74%
Real Estate - Commercial Mortgage | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 30,325
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.81%
Real Estate - Commercial Mortgage | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 12,539
Real Estate - Commercial Mortgage | Interest Rate Reduction | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 11,540
Financing receivable, modified, weighted average interest rate decrease from modification	0.41%
Real Estate - Commercial Mortgage | Interest Rate Reduction | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 999
Financing receivable, modified, weighted average interest rate decrease from modification	0.12%
Real Estate - Commercial Mortgage | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 14,730
Financing receivable, modified, weighted average term increase from modification	10 months
Real Estate - Commercial Mortgage | Term Extension | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 727
Financing receivable, modified, weighted average term increase from modification	8 months
Real Estate - Commercial Mortgage | Term Extension | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 14,003
Financing receivable, modified, weighted average term increase from modification	7 months 27 days
Real Estate - Commercial Mortgage | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Commercial Mortgage | Payment Delay | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, modified, weighted average term increase from modification	3 months
Real Estate - Commercial Mortgage | Payment Delay | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Commercial Mortgage | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage | Interest Rate Reduction and Payment Delay | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage | Interest Rate Reduction and Payment Delay | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 15,323
Financing receivable, modified, weighted average term increase from modification	8 months
Real Estate - Commercial Mortgage | Term Extension and Payment Delay | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Real Estate - Commercial Mortgage | Term Extension and Payment Delay | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	15,323
Real Estate - Commercial Mortgage | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage | Interest Rate Reduction and Term Extension | Owner-occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Real Estate - Commercial Mortgage | Interest Rate Reduction and Term Extension | Non-owner occupied
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Lease Financing Receivables
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0%
Lease Financing Receivables | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Lease Financing Receivables | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Lease Financing Receivables | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Lease Financing Receivables | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Lease Financing Receivables | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Lease Financing Receivables | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	0
Installment loans to individuals
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 48
Financing receivable, excluding accrued interest, modified in period, to total financing receivables, percentage	0.05%
Installment loans to individuals | Interest Rate Reduction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Financing receivable, modified, weighted average interest rate decrease from modification	0%
Installment loans to individuals | Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Installment loans to individuals | Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 22
Financing receivable, modified, weighted average term increase from modification	12 months
Installment loans to individuals | Interest Rate Reduction and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 0
Installment loans to individuals | Term Extension and Payment Delay
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	6
Installment loans to individuals | Interest Rate Reduction and Term Extension
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing receivable, excluding accrued interest, modification period	$ 20

Loans - Loan Portfolio by Risk-

Loans - Loan Portfolio by Risk-Rating Grades (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Loan portfolio by risk-rating grades
Loans, net of unearned income	$ 12,351,230	$ 11,578,304
Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,529,045	2,974,780
Prior year	2,668,916	1,846,162
Two year prior	1,695,615	1,032,769
Three year prior	887,626	638,429
Four year prior	506,670	333,503
Prior	796,168	890,597
Revolving Loans	1,092,033	879,404
Revolving Loans Converted to Term	47,526	30,357
Loans, net of unearned income	9,223,599	8,626,001
Pass
Loan portfolio by risk-rating grades
Current year	1,486,700	2,945,114
Prior year	2,646,886	1,831,620
Two year prior	1,675,390	1,025,563
Three year prior	876,426	608,367
Four year prior	462,272	305,463
Prior	743,331	777,311
Revolving Loans	1,075,744	859,244
Revolving Loans Converted to Term	37,771	19,242
Loans, net of unearned income	9,004,520	8,371,924
Special Mention
Loan portfolio by risk-rating grades
Current year	34,460	12,328
Prior year	7,924	3,087
Two year prior	15,614	1,825
Three year prior	6,334	24,014
Four year prior	17,962	18,187
Prior	16,403	10,226
Revolving Loans	939	16,424
Revolving Loans Converted to Term	63	80
Loans, net of unearned income	99,699	86,171
Substandard
Loan portfolio by risk-rating grades
Current year	7,885	17,338
Prior year	14,106	11,455
Two year prior	4,611	5,381
Three year prior	4,866	6,048
Four year prior	26,436	9,853
Prior	36,434	103,060
Revolving Loans	15,350	3,736
Revolving Loans Converted to Term	9,692	11,035
Loans, net of unearned income	119,380	167,906
Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	426,323	810,857
Prior year	792,154	626,995
Two year prior	560,877	360,713
Three year prior	316,732	171,082
Four year prior	144,540	134,737
Prior	373,249	346,791
Revolving Loans	507,774	497,316
Revolving Loans Converted to Term	5,982	3,812
Loans, net of unearned income	3,127,631	2,952,303
Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	425,809	810,016
Prior year	784,536	624,015
Two year prior	554,593	356,387
Three year prior	307,592	166,883
Four year prior	139,934	127,998
Prior	356,741	335,381
Revolving Loans	506,108	496,156
Revolving Loans Converted to Term	4,805	3,124
Loans, net of unearned income	3,080,118	2,919,960
Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	514	841
Prior year	7,618	2,980
Two year prior	6,284	4,326
Three year prior	9,140	4,199
Four year prior	4,606	6,739
Prior	16,508	11,410
Revolving Loans	1,666	1,160
Revolving Loans Converted to Term	1,177	688
Loans, net of unearned income	47,513	32,343
Commercial, financial, agricultural
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,871,821	1,673,883
Commercial, financial, agricultural | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	312,902	460,604
Prior year	289,264	209,964
Two year prior	162,535	142,790
Three year prior	98,894	63,164
Four year prior	51,162	25,099
Prior	38,518	35,142
Revolving Loans	883,302	717,422
Revolving Loans Converted to Term	19,440	3,522
Loans, net of unearned income	1,856,017	1,657,707
Commercial, financial, agricultural | Pass
Loan portfolio by risk-rating grades
Current year	311,312	450,559
Prior year	288,249	209,580
Two year prior	161,902	141,712
Three year prior	97,771	62,370
Four year prior	50,936	21,963
Prior	32,169	28,014
Revolving Loans	870,792	704,491
Revolving Loans Converted to Term	19,338	2,384
Loans, net of unearned income	1,832,469	1,621,073
Commercial, financial, agricultural | Special Mention
Loan portfolio by risk-rating grades
Current year	893	719
Prior year	364	0
Two year prior	10	1,010
Three year prior	294	383
Four year prior	0	678
Prior	291	0
Revolving Loans	914	11,616
Revolving Loans Converted to Term	63	80
Loans, net of unearned income	2,829	14,486
Commercial, financial, agricultural | Substandard
Loan portfolio by risk-rating grades
Current year	697	9,326
Prior year	651	384
Two year prior	623	68
Three year prior	829	411
Four year prior	226	2,458
Prior	6,058	7,128
Revolving Loans	11,596	1,315
Revolving Loans Converted to Term	39	1,058
Loans, net of unearned income	20,719	22,148
Commercial, financial, agricultural | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	13
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	15,804	16,163
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,804	16,176
Commercial, financial, agricultural | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	13
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	15,804	16,163
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	15,804	16,176
Commercial, financial, agricultural | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Lease Financing Receivables
Loan portfolio by risk-rating grades
Loans, net of unearned income	116,020	115,013
Lease Financing Receivables | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	32,842	61,424
Prior year	49,628	18,379
Two year prior	12,317	18,318
Three year prior	13,553	10,628
Four year prior	5,969	4,557
Prior	1,700	1,707
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	116,009	115,013
Lease Financing Receivables | Pass
Loan portfolio by risk-rating grades
Current year	32,842	58,204
Prior year	47,050	18,379
Two year prior	12,317	15,846
Three year prior	11,735	9,060
Four year prior	5,443	3,269
Prior	1,395	1,353
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	110,782	106,111
Lease Financing Receivables | Watch
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	2,578	0
Two year prior	0	0
Three year prior	1,818	0
Four year prior	526	0
Prior	305	354
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	5,227	354
Lease Financing Receivables | Substandard
Loan portfolio by risk-rating grades
Current year	0	3,220
Prior year	0	0
Two year prior	0	2,472
Three year prior	0	1,568
Four year prior	0	1,288
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	8,548
Lease Financing Receivables | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	11	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11	0
Lease Financing Receivables | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	11	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11	0
Lease Financing Receivables | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Construction
Loan portfolio by risk-rating grades
Loans, net of unearned income	1,333,397	1,330,337
Real Estate - Construction | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	320,889	595,185
Prior year	581,201	476,190
Two year prior	308,442	109,705
Three year prior	16,066	8,525
Four year prior	0	381
Prior	1,823	6,858
Revolving Loans	1,225	13,757
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	1,229,646	1,211,025
Real Estate - Construction | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	48,003	57,570
Prior year	41,070	61,245
Two year prior	14,158	497
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	490	0
Revolving Loans Converted to Term	30	0
Loans, net of unearned income	103,751	119,312
Real Estate - Construction | Residential | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	149,399	214,386
Prior year	12,883	16,483
Two year prior	1,989	589
Three year prior	0	0
Four year prior	0	381
Prior	369	0
Revolving Loans	1,225	3,925
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	165,865	236,188
Real Estate - Construction | Residential | Pass
Loan portfolio by risk-rating grades
Current year	146,535	214,371
Prior year	10,147	16,483
Two year prior	1,989	589
Three year prior	0	0
Four year prior	0	381
Prior	369	0
Revolving Loans	1,225	3,925
Revolving Loans Converted to Term	0	424
Loans, net of unearned income	160,265	236,173
Real Estate - Construction | Residential | Special Mention
Loan portfolio by risk-rating grades
Current year	2,415	6
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	2,415	6
Real Estate - Construction | Residential | Substandard
Loan portfolio by risk-rating grades
Current year	449	9
Prior year	2,736	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,185	9
Real Estate - Construction | Residential | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	48,003	57,570
Prior year	41,070	61,245
Two year prior	14,158	497
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	490	0
Revolving Loans Converted to Term	30	0
Loans, net of unearned income	103,751	119,312
Real Estate - Construction | Residential | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	48,003	57,493
Prior year	41,070	61,245
Two year prior	14,158	497
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	490	0
Revolving Loans Converted to Term	30	0
Loans, net of unearned income	103,751	119,235
Real Estate - Construction | Residential | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	77
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	77
Real Estate - Construction | Commercial | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	171,490	380,799
Prior year	568,318	459,707
Two year prior	306,453	109,116
Three year prior	16,066	8,525
Four year prior	0	0
Prior	1,454	6,858
Revolving Loans	0	9,832
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,063,781	974,837
Real Estate - Construction | Commercial | Pass
Loan portfolio by risk-rating grades
Current year	142,917	380,799
Prior year	568,318	459,707
Two year prior	306,453	109,116
Three year prior	16,066	8,525
Four year prior	0	0
Prior	1,454	6,858
Revolving Loans	0	9,832
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,035,208	974,837
Real Estate - Construction | Commercial | Special Mention
Loan portfolio by risk-rating grades
Current year	28,573	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	28,573	0
Real Estate - Construction | Commercial | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Construction | Commercial | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Construction | Commercial | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Construction | Commercial | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - 1-4 Family Mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	3,439,919	3,216,263
Real Estate - 1-4 Family Mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	145,568	233,370
Prior year	176,724	141,066
Two year prior	100,757	48,653
Three year prior	41,542	24,664
Four year prior	19,753	25,604
Prior	30,783	35,971
Revolving Loans	30,889	26,920
Revolving Loans Converted to Term	1,834	1,238
Loans, net of unearned income	547,850	537,486
Real Estate - 1-4 Family Mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	339,406	704,214
Prior year	731,088	546,256
Two year prior	536,544	351,213
Three year prior	312,015	155,549
Four year prior	133,852	116,951
Prior	339,842	319,567
Revolving Loans	493,515	481,254
Revolving Loans Converted to Term	5,807	3,773
Loans, net of unearned income	2,892,069	2,678,777
Real Estate - 1-4 Family Mortgage | Primary | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	8,512	12,877
Prior year	8,729	7,965
Two year prior	6,194	5,068
Three year prior	3,943	2,435
Four year prior	1,792	4,522
Prior	8,573	8,723
Revolving Loans	3,272	4,931
Revolving Loans Converted to Term	915	106
Loans, net of unearned income	41,930	46,627
Real Estate - 1-4 Family Mortgage | Primary | Pass
Loan portfolio by risk-rating grades
Current year	8,134	12,616
Prior year	8,511	7,965
Two year prior	5,859	5,068
Three year prior	3,943	2,421
Four year prior	1,781	4,522
Prior	8,140	8,419
Revolving Loans	3,272	4,931
Revolving Loans Converted to Term	915	106
Loans, net of unearned income	40,555	46,048
Real Estate - 1-4 Family Mortgage | Primary | Special Mention
Loan portfolio by risk-rating grades
Current year	183	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	34	51
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	217	51
Real Estate - 1-4 Family Mortgage | Primary | Substandard
Loan portfolio by risk-rating grades
Current year	195	261
Prior year	218	0
Two year prior	335	0
Three year prior	0	14
Four year prior	11	0
Prior	399	253
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	1,158	528
Real Estate - 1-4 Family Mortgage | Primary | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	334,103	694,941
Prior year	727,993	541,801
Two year prior	534,667	350,205
Three year prior	311,199	154,979
Four year prior	133,433	115,876
Prior	339,111	318,364
Revolving Loans	0	0
Revolving Loans Converted to Term	46	63
Loans, net of unearned income	2,380,552	2,176,229
Real Estate - 1-4 Family Mortgage | Primary | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	333,751	694,221
Prior year	720,759	538,870
Two year prior	528,383	345,912
Three year prior	302,065	150,821
Four year prior	128,859	109,156
Prior	322,677	307,178
Revolving Loans	0	0
Revolving Loans Converted to Term	46	63
Loans, net of unearned income	2,336,540	2,146,221
Real Estate - 1-4 Family Mortgage | Primary | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	352	720
Prior year	7,234	2,931
Two year prior	6,284	4,293
Three year prior	9,134	4,158
Four year prior	4,574	6,720
Prior	16,434	11,186
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	44,012	30,008
Real Estate - 1-4 Family Mortgage | Home equity | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	1,107	272
Prior year	10	1,187
Two year prior	996	0
Three year prior	0	38
Four year prior	0	5
Prior	16	27
Revolving Loans	20,628	14,485
Revolving Loans Converted to Term	74	141
Loans, net of unearned income	22,831	16,155
Real Estate - 1-4 Family Mortgage | Home equity | Pass
Loan portfolio by risk-rating grades
Current year	1,107	272
Prior year	10	1,187
Two year prior	996	0
Three year prior	0	38
Four year prior	0	5
Prior	1	27
Revolving Loans	20,628	14,485
Revolving Loans Converted to Term	0	7
Loans, net of unearned income	22,742	16,021
Real Estate - 1-4 Family Mortgage | Home equity | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - 1-4 Family Mortgage | Home equity | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	15	0
Revolving Loans	0	0
Revolving Loans Converted to Term	74	134
Loans, net of unearned income	89	134
Real Estate - 1-4 Family Mortgage | Home equity | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	111
Two year prior	111	0
Three year prior	0	0
Four year prior	0	0
Prior	470	676
Revolving Loans	493,515	481,254
Revolving Loans Converted to Term	5,761	3,710
Loans, net of unearned income	499,857	485,751
Real Estate - 1-4 Family Mortgage | Home equity | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	111
Two year prior	111	0
Three year prior	0	0
Four year prior	0	0
Prior	466	609
Revolving Loans	491,849	480,094
Revolving Loans Converted to Term	4,584	3,026
Loans, net of unearned income	497,010	483,840
Real Estate - 1-4 Family Mortgage | Home equity | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	4	67
Revolving Loans	1,666	1,160
Revolving Loans Converted to Term	1,177	684
Loans, net of unearned income	2,847	1,911
Real Estate - 1-4 Family Mortgage | Rental/Investment | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	89,760	138,481
Prior year	129,241	85,711
Two year prior	75,457	42,056
Three year prior	37,171	21,997
Four year prior	17,817	14,785
Prior	18,721	24,448
Revolving Loans	4,678	5,972
Revolving Loans Converted to Term	845	787
Loans, net of unearned income	373,690	334,237
Real Estate - 1-4 Family Mortgage | Rental/Investment | Pass
Loan portfolio by risk-rating grades
Current year	89,135	138,137
Prior year	128,939	85,522
Two year prior	74,330	41,604
Three year prior	35,388	21,097
Four year prior	16,670	14,671
Prior	18,109	22,899
Revolving Loans	4,678	5,972
Revolving Loans Converted to Term	583	482
Loans, net of unearned income	367,832	330,384
Real Estate - 1-4 Family Mortgage | Rental/Investment | Special Mention
Loan portfolio by risk-rating grades
Current year	63	231
Prior year	47	0
Two year prior	256	0
Three year prior	4	0
Four year prior	50	0
Prior	42	174
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	462	405
Real Estate - 1-4 Family Mortgage | Rental/Investment | Substandard
Loan portfolio by risk-rating grades
Current year	562	113
Prior year	255	189
Two year prior	871	452
Three year prior	1,779	900
Four year prior	1,097	114
Prior	570	1,375
Revolving Loans	0	0
Revolving Loans Converted to Term	262	305
Loans, net of unearned income	5,396	3,448
Real Estate - 1-4 Family Mortgage | Rental/Investment | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	65	145
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	65	145
Real Estate - 1-4 Family Mortgage | Rental/Investment | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	65	145
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	65	145
Real Estate - 1-4 Family Mortgage | Rental/Investment | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - 1-4 Family Mortgage | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	46,189	81,740
Prior year	38,744	46,203
Two year prior	18,110	1,529
Three year prior	428	194
Four year prior	144	6,292
Prior	3,473	2,773
Revolving Loans	2,311	1,532
Revolving Loans Converted to Term	0	204
Loans, net of unearned income	109,399	140,467
Real Estate - 1-4 Family Mortgage | Land development | Pass
Loan portfolio by risk-rating grades
Current year	46,151	80,514
Prior year	38,744	46,203
Two year prior	18,110	1,525
Three year prior	409	194
Four year prior	144	6,292
Prior	3,372	2,723
Revolving Loans	2,311	1,532
Revolving Loans Converted to Term	0	204
Loans, net of unearned income	109,241	139,187
Real Estate - 1-4 Family Mortgage | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	0	1,226
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	101	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	101	1,226
Real Estate - 1-4 Family Mortgage | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	38	0
Prior year	0	0
Two year prior	0	4
Three year prior	19	0
Four year prior	0	0
Prior	0	50
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	57	54
Real Estate - 1-4 Family Mortgage | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,303	9,273
Prior year	3,095	4,344
Two year prior	1,766	1,008
Three year prior	816	570
Four year prior	419	1,075
Prior	196	382
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,595	16,652
Real Estate - 1-4 Family Mortgage | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	5,303	9,257
Prior year	3,095	4,344
Two year prior	1,766	1,008
Three year prior	816	570
Four year prior	419	1,075
Prior	196	319
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	11,595	16,573
Real Estate - 1-4 Family Mortgage | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	16
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	63
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	79
Real Estate - Commercial Mortgage
Loan portfolio by risk-rating grades
Loans, net of unearned income	5,486,550	5,118,063
Real Estate - Commercial Mortgage | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	716,844	1,624,197
Prior year	1,572,099	1,000,563
Two year prior	1,111,564	713,303
Three year prior	717,571	531,424
Four year prior	429,783	277,862
Prior	723,344	810,919
Revolving Loans	176,617	121,305
Revolving Loans Converted to Term	26,252	25,173
Loans, net of unearned income	5,474,074	5,104,746
Real Estate - Commercial Mortgage | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,640	4,805
Prior year	2,674	3,518
Two year prior	3,054	2,587
Three year prior	1,890	1,281
Four year prior	902	691
Prior	316	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,476	13,317
Real Estate - Commercial Mortgage | Land development | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	19,486	58,307
Prior year	40,108	24,268
Two year prior	13,809	6,654
Three year prior	3,916	6,379
Four year prior	4,497	4,538
Prior	5,286	6,561
Revolving Loans	4,808	5,799
Revolving Loans Converted to Term	184	193
Loans, net of unearned income	92,094	112,699
Real Estate - Commercial Mortgage | Land development | Pass
Loan portfolio by risk-rating grades
Current year	18,996	58,307
Prior year	36,479	24,228
Two year prior	13,567	6,342
Three year prior	3,775	6,379
Four year prior	4,479	4,465
Prior	5,046	6,067
Revolving Loans	4,776	5,799
Revolving Loans Converted to Term	184	193
Loans, net of unearned income	87,302	111,780
Real Estate - Commercial Mortgage | Land development | Special Mention
Loan portfolio by risk-rating grades
Current year	432	0
Prior year	3,334	40
Two year prior	36	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3,802	40
Real Estate - Commercial Mortgage | Land development | Substandard
Loan portfolio by risk-rating grades
Current year	58	0
Prior year	295	0
Two year prior	206	312
Three year prior	141	0
Four year prior	18	73
Prior	240	494
Revolving Loans	32	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	990	879
Real Estate - Commercial Mortgage | Land development | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,640	4,805
Prior year	2,674	3,518
Two year prior	3,054	2,428
Three year prior	1,739	1,281
Four year prior	902	691
Prior	312	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,321	13,158
Real Estate - Commercial Mortgage | Land development | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	3,640	4,805
Prior year	2,383	3,518
Two year prior	3,054	2,422
Three year prior	1,736	1,281
Four year prior	902	691
Prior	312	435
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	12,027	13,152
Real Estate - Commercial Mortgage | Land development | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	291	0
Two year prior	0	6
Three year prior	3	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	294	6
Real Estate - Commercial Mortgage | Owner-occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	264,589	309,792
Prior year	336,491	319,174
Two year prior	321,491	239,946
Three year prior	214,365	178,137
Four year prior	164,931	128,452
Prior	283,517	302,495
Revolving Loans	60,200	57,869
Revolving Loans Converted to Term	3,247	3,300
Loans, net of unearned income	1,648,831	1,539,165
Real Estate - Commercial Mortgage | Owner-occupied | Pass
Loan portfolio by risk-rating grades
Current year	260,831	298,851
Prior year	325,575	314,429
Two year prior	318,391	237,058
Three year prior	212,368	175,262
Four year prior	159,552	122,537
Prior	275,088	282,657
Revolving Loans	56,453	50,640
Revolving Loans Converted to Term	2,977	3,300
Loans, net of unearned income	1,611,235	1,484,734
Real Estate - Commercial Mortgage | Owner-occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	562	9,640
Prior year	1,147	3,047
Two year prior	890	815
Three year prior	107	1,670
Four year prior	3,385	0
Prior	2,953	672
Revolving Loans	25	4,808
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	9,069	20,652
Real Estate - Commercial Mortgage | Owner-occupied | Substandard
Loan portfolio by risk-rating grades
Current year	3,196	1,301
Prior year	9,769	1,698
Two year prior	2,210	2,073
Three year prior	1,890	1,205
Four year prior	1,994	5,915
Prior	5,476	19,166
Revolving Loans	3,722	2,421
Revolving Loans Converted to Term	270	0
Loans, net of unearned income	28,527	33,779
Real Estate - Commercial Mortgage | Owner-occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	131
Three year prior	126	0
Four year prior	0	0
Prior	4	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	130	131
Real Estate - Commercial Mortgage | Owner-occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	131
Three year prior	126	0
Four year prior	0	0
Prior	4	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	130	131
Real Estate - Commercial Mortgage | Owner-occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Real Estate - Commercial Mortgage | Non-owner occupied | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	432,769	1,256,098
Prior year	1,195,500	657,121
Two year prior	776,264	466,703
Three year prior	499,290	346,908
Four year prior	260,355	144,872
Prior	434,541	501,863
Revolving Loans	111,609	57,637
Revolving Loans Converted to Term	22,821	21,680
Loans, net of unearned income	3,733,149	3,452,882
Real Estate - Commercial Mortgage | Non-owner occupied | Pass
Loan portfolio by risk-rating grades
Current year	428,740	1,252,484
Prior year	1,194,864	647,937
Two year prior	761,476	466,703
Three year prior	494,971	322,997
Four year prior	223,264	127,358
Prior	398,188	418,294
Revolving Loans	111,609	57,637
Revolving Loans Converted to Term	13,774	12,142
Loans, net of unearned income	3,626,886	3,305,552
Real Estate - Commercial Mortgage | Non-owner occupied | Special Mention
Loan portfolio by risk-rating grades
Current year	1,339	506
Prior year	454	0
Two year prior	14,422	0
Three year prior	4,111	21,961
Four year prior	14,001	17,509
Prior	12,677	8,975
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	47,004	48,951
Real Estate - Commercial Mortgage | Non-owner occupied | Substandard
Loan portfolio by risk-rating grades
Current year	2,690	3,108
Prior year	182	9,184
Two year prior	366	0
Three year prior	208	1,950
Four year prior	23,090	5
Prior	23,676	74,594
Revolving Loans	0	0
Revolving Loans Converted to Term	9,047	9,538
Loans, net of unearned income	59,259	98,379
Real Estate - Commercial Mortgage | Non-owner occupied | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	28
Three year prior	25	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	25	28
Real Estate - Commercial Mortgage | Non-owner occupied | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	28
Three year prior	25	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	25	28
Real Estate - Commercial Mortgage | Non-owner occupied | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals
Loan portfolio by risk-rating grades
Loans, net of unearned income	103,523	124,745
Installment loans to individuals | Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	24
Four year prior	3	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3	24
Installment loans to individuals | Pass
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	24
Four year prior	3	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	3	24
Installment loans to individuals | Special Mention
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals | Substandard
Loan portfolio by risk-rating grades
Current year	0	0
Prior year	0	0
Two year prior	0	0
Three year prior	0	0
Four year prior	0	0
Prior	0	0
Revolving Loans	0	0
Revolving Loans Converted to Term	0	0
Loans, net of unearned income	0	0
Installment loans to individuals | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	35,274	44,255
Prior year	17,322	15,976
Two year prior	7,121	6,416
Three year prior	2,827	14,252
Four year prior	9,786	17,095
Prior	17,276	10,626
Revolving Loans	13,769	16,062
Revolving Loans Converted to Term	145	39
Loans, net of unearned income	103,520	124,721
Installment loans to individuals | Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	35,112	44,227
Prior year	17,229	15,927
Two year prior	7,121	6,389
Three year prior	2,824	14,211
Four year prior	9,754	17,076
Prior	17,206	10,532
Revolving Loans	13,769	16,062
Revolving Loans Converted to Term	145	35
Loans, net of unearned income	103,160	124,459
Installment loans to individuals | Non-Performing Loans | Not Subject to Credit Risk Assessment
Loan portfolio by risk-rating grades
Current year	162	28
Prior year	93	49
Two year prior	0	27
Three year prior	3	41
Four year prior	32	19
Prior	70	94
Revolving Loans	0	0
Revolving Loans Converted to Term	0	4
Loans, net of unearned income	$ 360	$ 262

Loans - Related Parties (Detail

Loans - Related Parties (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Related Party Loans
Loans at December 31, 2022	$ 33,011
New loans and advances	280
Payments received	(216)
Changes in related parties		$ (28,012)
Loans at December 31, 2023	$ 5,063	$ 33,011

Loans - Carrying Amount of PCD

Loans - Carrying Amount of PCD Loans at the Acquisition Date (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($)
Receivables [Abstract]
Purchase price of loans at acquisition	$ 13,654
Allowance for credit losses at acquisition	11,460
Par value of acquired loans at acquisition	$ 25,114

Loans - Gross Charge-Offs (Deta

Loans - Gross Charge-Offs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	$ 1,810
Prior year	2,301
Two years prior	617
Three years prior	310
Four years prior	725
Prior	12,412
Revolving Loans	865
Revolving Loans Converted to Term	0
Total Charge-offs	19,040	$ 14,185
Commercial
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	898
Prior year	1,909
Two years prior	235
Three years prior	131
Four years prior	635
Prior	4,165
Revolving Loans	865
Revolving Loans Converted to Term	0
Total Charge-offs	8,838	5,120
Lease Financing Receivables
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	883
Prior year	273
Two years prior	248
Three years prior	72
Four years prior	48
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	1,524	7
Real Estate - Construction
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	57
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	57	0
Real Estate - Construction | Residential
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	57
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	57
Real Estate - Construction | Commercial
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	0
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	0
Real Estate - 1-4 Family Mortgage
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	17
Two years prior	91
Three years prior	72
Four years prior	35
Prior	202
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	417	757
Real Estate - 1-4 Family Mortgage | Primary
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	17
Two years prior	0
Three years prior	0
Four years prior	0
Prior	92
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	109
Real Estate - 1-4 Family Mortgage | Home equity
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	25
Prior	90
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	115
Real Estate - 1-4 Family Mortgage | Rental/investment
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	91
Three years prior	72
Four years prior	10
Prior	20
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	193
Real Estate - Commercial Mortgage
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	5,568
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	5,568	5,134
Real Estate - Commercial Mortgage | Owner-occupied
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	582
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	582
Real Estate - Commercial Mortgage | Non-owner occupied
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	0
Prior year	0
Two years prior	0
Three years prior	0
Four years prior	0
Prior	4,986
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	4,986
Installment loans to individuals
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff, by Origination Year [Abstract]
Current year	29
Prior year	45
Two years prior	43
Three years prior	35
Four years prior	7
Prior	2,477
Revolving Loans	0
Revolving Loans Converted to Term	0
Total Charge-offs	$ 2,636	$ 3,167

Allowance for Credit Losses - C

Allowance for Credit Losses - Changes in the Allowance for Credit Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Allowance for credit losses on loans:
Beginning balance	$ 192,090	$ 164,171
Charge-offs	(19,040)	(14,185)
Recoveries	6,710	6,856
Net charge-offs	(12,330)	(7,329)
Provision (recoveries) of credit losses on loans	18,793	23,788	$ (1,700)
Ending balance	198,578	192,090	164,171
Individually evaluated	10,578	6,442
Collectively evaluated	188,000	185,648
Loans:
Individually evaluated	45,601	29,450
Collectively evaluated	12,305,629	11,548,854
Loans, net of unearned income	12,351,230	11,578,304
Nonaccruing loans with no allowance for credit losses	$ 23,592	10,899
Supportable period	2 years
Commercial
Allowance for credit losses on loans:
Beginning balance	$ 44,255	33,922
Charge-offs	(8,838)	(5,120)
Recoveries	3,090	2,471
Net charge-offs	(5,748)	(2,649)
Provision (recoveries) of credit losses on loans	5,448	1,522
Ending balance	43,980	44,255	33,922
Individually evaluated	9,093	4,397
Collectively evaluated	34,887	39,858
Loans:
Individually evaluated	18,026	8,536
Collectively evaluated	1,853,795	1,665,347
Loans, net of unearned income	1,871,821	1,673,883
Nonaccruing loans with no allowance for credit losses	1,689	464
Real Estate  - Construction
Allowance for credit losses on loans:
Beginning balance	19,114	16,419
Charge-offs	(57)	0
Recoveries	48	0
Net charge-offs	(9)	0
Provision (recoveries) of credit losses on loans	(493)	2,695
Ending balance	18,612	19,114	16,419
Individually evaluated	0	0
Collectively evaluated	18,612	19,114
Loans:
Individually evaluated	0	489
Collectively evaluated	1,333,397	1,329,848
Loans, net of unearned income	1,333,397	1,330,337
Nonaccruing loans with no allowance for credit losses	0	0
Real Estate - 1-4 Family Mortgage
Allowance for credit losses on loans:
Beginning balance	44,727	32,356
Charge-offs	(417)	(757)
Recoveries	389	821
Net charge-offs	(28)	64
Provision (recoveries) of credit losses on loans	2,584	12,307
Ending balance	47,283	44,727	32,356
Individually evaluated	83	46
Collectively evaluated	47,200	44,681
Loans:
Individually evaluated	11,600	9,202
Collectively evaluated	3,428,319	3,207,061
Loans, net of unearned income	3,439,919	3,216,263
Nonaccruing loans with no allowance for credit losses	10,876	7,278
Real Estate  - Commercial Mortgage
Allowance for credit losses on loans:
Beginning balance	71,798	68,940
Charge-offs	(5,568)	(5,134)
Recoveries	712	418
Net charge-offs	(4,856)	(4,716)
Provision (recoveries) of credit losses on loans	10,078	7,574
Ending balance	77,020	71,798	68,940
Individually evaluated	1,132	1,729
Collectively evaluated	75,888	70,069
Loans:
Individually evaluated	15,705	10,953
Collectively evaluated	5,470,845	5,107,110
Loans, net of unearned income	5,486,550	5,118,063
Nonaccruing loans with no allowance for credit losses	11,027	3,157
Lease Financing Receivables
Allowance for credit losses on loans:
Beginning balance	2,463	1,486
Charge-offs	(1,524)	(7)
Recoveries	18	146
Net charge-offs	(1,506)	139
Provision (recoveries) of credit losses on loans	1,558	838
Ending balance	2,515	2,463	1,486
Individually evaluated	0	0
Collectively evaluated	2,515	2,463
Loans:
Individually evaluated	0	0
Collectively evaluated	116,020	115,013
Loans, net of unearned income	116,020	115,013
Nonaccruing loans with no allowance for credit losses	0	0
Installment loans to individuals
Allowance for credit losses on loans:
Beginning balance	9,733	11,048
Charge-offs	(2,636)	(3,167)
Recoveries	2,453	3,000
Net charge-offs	(183)	(167)
Provision (recoveries) of credit losses on loans	(382)	(1,148)
Ending balance	9,168	9,733	11,048
Individually evaluated	270	270
Collectively evaluated	8,898	9,463
Loans:
Individually evaluated	270	270
Collectively evaluated	103,253	124,475
Loans, net of unearned income	103,523	124,745
Nonaccruing loans with no allowance for credit losses	0	0
Impact of PCD loans acquired during the period
Allowance for credit losses on loans:
Beginning balance	25	11,460
Ending balance		25	11,460
Impact of PCD loans acquired during the period | Commercial
Allowance for credit losses on loans:
Beginning balance	25	11,460
Ending balance		25	11,460
Impact of PCD loans acquired during the period | Real Estate  - Construction
Allowance for credit losses on loans:
Beginning balance	0	0
Ending balance		0	0
Impact of PCD loans acquired during the period | Real Estate - 1-4 Family Mortgage
Allowance for credit losses on loans:
Beginning balance	0	0
Ending balance		0	0
Impact of PCD loans acquired during the period | Real Estate  - Commercial Mortgage
Allowance for credit losses on loans:
Beginning balance	0	0
Ending balance		0	0
Impact of PCD loans acquired during the period | Lease Financing Receivables
Allowance for credit losses on loans:
Beginning balance	0	0
Ending balance		0	0
Impact of PCD loans acquired during the period | Installment loans to individuals
Allowance for credit losses on loans:
Beginning balance	$ 0	0
Ending balance		$ 0	$ 0

Allowance for Credit Losses - U

Allowance for Credit Losses - Unfunded Loan Commitments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Allowance for loan losses:
Beginning balance	$ 20,118	$ 20,035
(Recovery of) provision for credit losses on unfunded loan commitments	(3,200)	83
Ending balance	$ 16,918	$ 20,118

Premises and Equipment - Bank P

Premises and Equipment - Bank Premises and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Property, Plant and Equipment [Line Items]
Lease right-of-use assets	$ 48,517	$ 54,930
Total	439,098	433,067
Accumulated depreciation	(155,903)	(149,472)
Net	283,195	283,595
Premises
Property, Plant and Equipment [Line Items]
Gross	258,481	250,038
Leasehold improvements
Property, Plant and Equipment [Line Items]
Gross	36,308	33,325
Furniture and equipment
Property, Plant and Equipment [Line Items]
Gross	68,546	68,275
Computer equipment
Property, Plant and Equipment [Line Items]
Gross	27,102	26,356
Autos
Property, Plant and Equipment [Line Items]
Gross	$ 144	$ 143

Premises and Equipment - Additi

Premises and Equipment - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Property, Plant and Equipment [Abstract]
Depreciation expense	$ 14,881	$ 14,857	$ 16,406

Other Real Estate Owned - Cover

Other Real Estate Owned - Covered and Not Covered Under a Loss-Share Agreement, Net of Valuation Allowances and Direct Write-Downs (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Real Estate Properties [Line Items]
Total	$ 9,622	$ 1,763
Residential real estate
Real Estate Properties [Line Items]
Total	1,211	699
Commercial real estate
Real Estate Properties [Line Items]
Total	8,407	62
Residential land development
Real Estate Properties [Line Items]
Total	4	246
Commercial land development
Real Estate Properties [Line Items]
Total	$ 0	$ 756

Other Real Estate Owned - Chang

Other Real Estate Owned - Changes in Company’s OREO (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Total OREO
Beginning balance	$ 1,763	$ 2,540
Transfers of loans	10,738	2,207
Impairments	(18)	(110)
Dispositions	(2,840)	(2,875)
Other	(21)	1
Ending balance	$ 9,622	$ 1,763

Other Real Estate Owned - Compo

Other Real Estate Owned - Components of OREO in the Consolidated Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Real Estate Properties [Line Items]
Repairs and maintenance	$ 103	$ 54	$ 79
Property taxes and insurance	427	93	69
Impairments	18	110	306
Net gains on OREO sales	(275)	(703)	(176)
Rental income	(6)	(7)	(25)
Total	267	(453)	$ 253
Residential
Real Estate Properties [Line Items]
Amortized cost of loans in foreclosure	$ 395	$ 375

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Carrying Amount of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Goodwill [Roll Forward]
Beginning balance	$ 991,708	$ 939,683
Measurement period adjustments to goodwill from the Continental Republic Capital, LLC acquisition	(43)
Ending balance	991,665	991,708
Southeastern Commercial Finance, LLC Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		6,608
Continental Republic Capital Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		45,417
Community Banks
Goodwill [Roll Forward]
Beginning balance	988,941	936,916
Measurement period adjustments to goodwill from the Continental Republic Capital, LLC acquisition	(43)
Ending balance	988,898	988,941
Community Banks | Southeastern Commercial Finance, LLC Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		6,608
Community Banks | Continental Republic Capital Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		45,417
Insurance
Goodwill [Roll Forward]
Beginning balance	2,767	2,767
Measurement period adjustments to goodwill from the Continental Republic Capital, LLC acquisition	0
Ending balance	$ 2,767	2,767
Insurance | Southeastern Commercial Finance, LLC Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		0
Insurance | Continental Republic Capital Acquisition
Goodwill [Roll Forward]
Goodwill acquired during period		$ 0

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Finite-lived Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	$ 90,162	$ 90,162
Accumulated Amortization	(71,367)	(65,986)
Net Carrying Amount	18,795	24,176
Core deposit intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	82,492	82,492
Accumulated Amortization	(68,383)	(64,339)
Net Carrying Amount	14,109	18,153
Customer relationship intangible
Finite-Lived Intangible Assets, Net [Abstract]
Gross  Carrying Amount	7,670	7,670
Accumulated Amortization	(2,984)	(1,647)
Net Carrying Amount	$ 4,686	$ 6,023

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 5,380	$ 5,122	$ 6,042
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	4,044	4,941	5,861
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
Intangible amortization	$ 1,337	$ 181	$ 181

Goodwill and Other Intangible_6

Goodwill and Other Intangible Assets - Estimated Amortization Expense of Finite-Lived Intangible Assets (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Finite-Lived Intangible Assets [Line Items]
2024	$ 4,690
2025	4,150
2026	3,759
2027	3,403
2028	2,319
Core deposit intangible
Finite-Lived Intangible Assets [Line Items]
2024	3,498
2025	3,102
2026	2,899
2027	2,775
2028	1,836
Customer relationship intangible
Finite-Lived Intangible Assets [Line Items]
2024	1,192
2025	1,048
2026	860
2027	628
2028	$ 483

Mortgage Servicing Rights - Cha

Mortgage Servicing Rights - Changes in the Company's Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Changes in mortgage servicing rights
Beginning balance	$ 84,448	$ 89,018
Sale of MSRs		(15,565)
Capitalization	17,079	22,788
Amortization	(9,839)	(11,793)
Ending balance	$ 91,688	$ 84,448

Mortgage Servicing Rights - Add

Mortgage Servicing Rights - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Disaggregation of Revenue [Line Items]
Sale of MSRs		$ 15,565
Pretax gain	$ 547	2,960
Bank Servicing
Disaggregation of Revenue [Line Items]
Revenue	$ 18,081	$ 18,452	$ 17,968

Mortgage Servicing Rights - Dat

Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's Mortgage Servicing Rights (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Data and Key Economic Assumptions Related to Mortgage Servicing Rights [Abstract]
Unpaid principal balance	$ 7,826,182	$ 7,494,413	$ 8,728,629
Weighted-average prepayment speed (CPR)	8.77%	7%	10.56%
Estimated impact of a 10% increase	$ (2,653)	$ (5,393)	$ (3,875)
Estimated impact of a 20% increase	$ (5,457)	$ (10,354)	$ (7,464)
Discount rate	10.85%	10.30%	9.82%
Estimated impact of a 100bp increase	$ (4,753)	$ (1,765)	$ (4,153)
Estimated impact of a 200bp increase	$ (9,149)	$ (3,957)	$ (8,119)
Weighted-average coupon interest rate	3.88%	3.51%	3.29%
Weighted-average servicing fee (basis points)	0.3324%	0.3244%	0.3037%
Weighted-average remaining maturity (in years)	7 years 6 months	8 years 3 months 29 days	6 years 8 months 8 days

Deposits - Summary of Deposits

Deposits - Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Mortgage Banking [Abstract]
Noninterest-bearing deposits	$ 3,583,675	$ 4,558,756
Interest-bearing demand deposits	6,923,039	6,151,142
Savings deposits	874,842	1,081,628
Time deposits	2,695,229	1,695,440
Total deposits	14,076,785	13,486,966
Brokered deposits	$ 461,441	$ 233,133

Deposits - Scheduled Maturities

Deposits - Scheduled Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Mortgage Banking [Abstract]
2024	$ 2,503,555
2025	124,327
2026	38,439
2027	21,873
2028	4,567
Thereafter	2,468
Total	$ 2,695,229	$ 1,695,440

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Mortgage Banking [Abstract]
Time deposits in denominations of $250 or more	$ 774,206	$ 402,289
Amount on deposits	$ 10,800	$ 25,537

Short-Term Borrowings - Schedul

Short-Term Borrowings - Schedule of Short-Term Borrowings (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Short-term Debt [Line Items]
Total short-term borrowings	$ 307,577	$ 712,232
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Total short-term borrowings	7,577	12,232
Federal Home Loan Bank short-term advances
Short-term Debt [Line Items]
Total short-term borrowings	$ 300,000	$ 700,000

Short-Term Borrowings - Additio

Short-Term Borrowings - Additional Information (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Short-term Debt [Line Items]
Lines of credit with correspondent banks	$ 180,000,000
Amounts outstanding under lines of credit	0	$ 0
FHLB Advances
Short-term Debt [Line Items]
Unused lines of credit	$ 2,922,315,000

Short-Term Borrowings - Average

Short-Term Borrowings - Average Balances and Cost of Funds (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Short-term Debt [Line Items]
Average Balances	$ 461,692	$ 187,684	$ 13,409
Cost of Funds	4.05%	2.38%	0.29%
Federal Home Loan Bank short-term advances
Short-term Debt [Line Items]
Average Balances	$ 453,630	$ 175,370	$ 0
Cost of Funds	4.11%	2.52%	0%
Federal funds purchased
Short-term Debt [Line Items]
Average Balances	$ 25	$ 97	$ 747
Cost of Funds	6.34%	3.97%	0.33%
Securities sold under agreements to repurchase
Short-term Debt [Line Items]
Average Balances	$ 8,037	$ 12,217	$ 12,662
Cost of Funds	0.98%	0.36%	0.29%

Long-Term Debt - Schedule of Lo

Long-Term Debt - Schedule of Long-term Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Long-term debt
Total	$ 429,400	$ 428,133
Federal Home Loan Bank advances
Long-term debt
Total	0	0
Junior subordinated debentures
Long-term debt
Total	112,978	112,042
Subordinated notes
Long-term debt
Total	$ 316,422	$ 316,091

Long-Term Debt - Additional Inf

Long-Term Debt - Additional Information (Details) - USD ($)		12 Months Ended
	Nov. 23, 2021	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Mar. 31, 2022	Oct. 31, 2021
Debt Instrument [Line Items]
Repayments of long-term debt		$ 2,680,000	$ 32,417,000	$ 202,873,000
Debt prepayment penalty		0	0	6,123,000
Realized gain (loss)		0	0	(6,123,000)
Subordinated notes
Debt Instrument [Line Items]
Par percentage	100%
Redemption price percentage	100%
Repurchase amount				30,000,000
Carrying Value					$ 30,000,000
FHLB Advances
Debt Instrument [Line Items]
Repayments of long-term debt		$ 0	$ 0	150,000,000
Debt prepayment penalty				6,123,000
Realized gain (loss)				(6,123,000)
First M&F Statutory Trust I
Debt Instrument [Line Items]
Fixed interest rate		4.18%
Fixed-to-Floating Rate | Subordinated notes
Debt Instrument [Line Items]
Debt prepayment penalty		$ (620,000)
Repurchase amount		3,300,000
Carrying Value		200,000,000
Realized gain (loss)		$ 620,000
6.50% Fixed-to-Floating Rate Subordinated Notes | Subordinated notes
Debt Instrument [Line Items]
Repurchase amount						$ 15,000,000
Interest rate of senior note						6.50%
5.00% Fixed-to-Floating Rate Subordinated Notes | Subordinated notes
Debt Instrument [Line Items]
Repurchase amount				$ 60,000,000
Interest rate of senior note				5%

Long-Term Debt - Schedule of De

Long-Term Debt - Schedule of Debentures (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2023 USD ($)
Debentures details
Carrying Value	$ 112,978
Amount Included in Tier 1 Capital	109,388
PHC Statutory Trust I
Debentures details
Principal Amount	20,619
Carrying Value	$ 20,619
Spread (in bps)	2.85%
Amount Included in Tier 1 Capital	$ 20,000
PHC Statutory Trust II
Debentures details
Principal Amount	31,959
Carrying Value	$ 31,959
Spread (in bps)	1.87%
Amount Included in Tier 1 Capital	$ 31,000
Capital Bancorp Capital Trust I
Debentures details
Principal Amount	12,372
Carrying Value	$ 12,372
Spread (in bps)	1.50%
Amount Included in Tier 1 Capital	$ 12,000
First M&F Statutory Trust I
Debentures details
Principal Amount	30,928
Carrying Value	$ 24,620
Spread (in bps)	1.33%
Amount Included in Tier 1 Capital	$ 23,693
Brand Group Holdings Statutory Trust I
Debentures details
Principal Amount	10,310
Carrying Value	$ 9,675
Spread (in bps)	2.05%
Amount Included in Tier 1 Capital	$ 9,365
Brand Group Holdings Statutory Trust II
Debentures details
Principal Amount	5,155
Carrying Value	$ 5,200
Spread (in bps)	3%
Amount Included in Tier 1 Capital	$ 5,045
Brand Group Holdings Statutory Trust III
Debentures details
Principal Amount	5,155
Carrying Value	$ 5,200
Spread (in bps)	3%
Amount Included in Tier 1 Capital	$ 5,045
Brand Group Holdings Statutory Trust IV
Debentures details
Principal Amount	3,093
Carrying Value	$ 3,333
Spread (in bps)	3.75%
Amount Included in Tier 1 Capital	$ 3,240

Long-Term Debt - Summary of Not

Long-Term Debt - Summary of Notes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Mar. 31, 2022	Nov. 23, 2021	Sep. 03, 2020	Aug. 22, 2016
Debt Instrument [Line Items]
Debt outstanding	$ 112,978
Subordinated notes
Debt Instrument [Line Items]
Initial principal		$ 30,000
Debt issuance costs and fair value adjustment	(20,278)
Total subordinated debt	$ 316,422
Fixed to Floating Transition Date, September 1, 2026 | Subordinated notes
Debt Instrument [Line Items]
Initial principal					$ 40
Fixed rate	5.50%
Spread (in bps)	4.071%
Debt outstanding	$ 40,000
Fixed to Floating Transition Date, September 15, 2030 | Subordinated notes
Debt Instrument [Line Items]
Initial principal				$ 100
Fixed rate	4.50%
Spread (in bps)	4.025%
Debt outstanding	$ 100,000
Fixed to Floating Transition Date, December 1, 2026 | Subordinated notes
Debt Instrument [Line Items]
Initial principal			$ 200
Fixed rate	3%
Spread (in bps)	1.91%
Debt outstanding	$ 196,700

Long-Term Debt - Schedule of Ag

Long-Term Debt - Schedule of Aggregate Stated Maturities of Long-Term Debt Outstanding (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
2024	$ 0
2025	0
2026	0
2027	0
2028	0
Thereafter	429,400
Total	429,400	$ 428,133
Federal Home Loan Bank short-term advances
Debt Instrument [Line Items]
2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	0
Total	0	0
Junior subordinated debentures
Debt Instrument [Line Items]
2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	112,978
Total	112,978	112,042
Subordinated notes
Debt Instrument [Line Items]
2024	0
2025	0
2026	0
2027	0
2028	0
Thereafter	316,422
Total	$ 316,422	$ 316,091

Employee Benefit and Deferred_3

Employee Benefit and Deferred Compensation Plans - Additional Information (Details)	12 Months Ended
	Dec. 31, 2023 USD ($) plan point shares	Dec. 31, 2022 USD ($) shares	Dec. 31, 2021 USD ($) shares	Dec. 31, 2007 officer	Dec. 31, 2020 shares
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Accumulated benefit obligation	$ 20,195,000	$ 21,230,000
Retiring age limit, minimum	55 years
Retiring age limit, maximum	65 years
Eligible employee from service (in years)	15 years
Number of points for eligibility (points) | point	70
Minimum eligible age for Medicare coverage	65 years
Health care cost trend rate (percent)	7.70%
Pension plan assets managed by Park Place Capital (percent)	11%
Redemption notice	60 days
Employee deferrals (percent)	4%
Percentage of plan compensation as nondiscretionary contribution	5%
Percentage of plan compensation in excess of social security wage base	5%
Hours of service credited to the employees during the year	1000 hours
Profit-sharing contribution	$ 0
Employee deferrals amounts	$ 6,757,000	7,045,000	$ 11,919,000
Number of conventional deferred compensation plans | plan	2
Company's deferred compensation plan expense	$ 3,265,000	1,486,000	3,274,000
Number of officers provided for | officer				4
Expiration period subsequent to retirement				15 years
Supplemental executive retirement liabilities totaled	3,345,000	3,523,000
Incentive compensation plan expense	$ 10,030,000	$ 9,545,000	$ 8,609,000
Option expiration period	10 years
Granted (shares) | shares	0	0	0
Options outstanding (shares) | shares			0		10,500
Intrinsic value of options exercised			$ 262,000
Common shares reserved for issuance under employee benefit plans (shares) | shares	1,774,438
401(k) Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	950,594
Deferred Stock Unit Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	132,246
2020 Long-Term Incentive Compensation Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Common shares reserved for issuance under employee benefit plans (shares) | shares	690,598
Stock Compensation Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	$ 0	$ 0	0
Performance- Based Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Compensation expense	13,458,000	11,244,000	9,882,000
Restricted Stock
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Unrecognized stock-based compensation expense	$ 13,487,000
Weighted average period over which unrecognized expense is expected to be recognized (in years)	1 year 9 months 10 days
Growth Investment
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	75%
Growth Investment | Defined Benefit Plan, Common Collective Trust
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Pension plan assets, investment in collective trust, percentage	89%
Growth Investment | Real Estate
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	6%
Growth Investment | Interest rate contracts
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Equity income strategy (percent)	25%
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	$ 0	0
Accumulated benefit obligation	20,195,000	21,230,000	$ 27,567,000
Other Postretirement Benefits Plan
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Company contribution to pension benefit plan	41,000	$ 3,000
Expected company contributions	$ 85,000

Employee Benefit and Deferred_4

Employee Benefit and Deferred Compensation Plans - Plan Activity (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Change in benefit obligation
Benefit obligation at beginning of year	$ 21,230,000
Benefit obligation at end of year	20,195,000	$ 21,230,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	20,854,000
Fair value of plan assets at end of year	20,119,000	20,854,000
Pension Benefits Renasant
Change in benefit obligation
Benefit obligation at beginning of year	21,230,000	27,567,000
Service cost	0	0	$ 0
Interest cost	995,000	738,000	682,000
Plan participants’ contributions	0	0
Actuarial loss (gain)	74,000	(5,256,000)
Benefits paid	(2,104,000)	(1,819,000)
Benefit obligation at end of year	20,195,000	21,230,000	27,567,000
Change in fair value of plan assets
Fair value of plan assets at beginning of year	20,854,000	30,399,000
Actual return on plan assets	1,369,000	(7,726,000)
Contribution by employer	0	0
Benefits paid	(2,104,000)	(1,819,000)
Fair value of plan assets at end of year	20,119,000	20,854,000	30,399,000
Funded status at end of year	$ (76,000)	$ (376,000)
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	4.74%	4.94%
Other Benefits
Change in benefit obligation
Benefit obligation at beginning of year	$ 551,000	$ 586,000
Service cost	1,000	4,000	5,000
Interest cost	22,000	12,000	14,000
Plan participants’ contributions	49,000	85,000
Actuarial loss (gain)	(21,000)	(48,000)
Benefits paid	(90,000)	(88,000)
Benefit obligation at end of year	512,000	551,000	$ 586,000
Change in fair value of plan assets
Funded status at end of year	$ (512,000)	$ (551,000)
Weighted-average assumptions as of December 31
Discount rate used to determine the benefit obligation	4.53%	4.74%

Employee Benefit and Deferred_5

Employee Benefit and Deferred Compensation Plans - Components of Net Periodic Benefit Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 0	$ 0	$ 0
Interest cost	995	738	682
Expected return on plan assets	(1,236)	(1,684)	(1,768)
Recognized actuarial loss (gain)	523	243	265
Net periodic benefit cost	282	(703)	(821)
Net actuarial (gain) loss arising during the period	(60)	4,155	577
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	(523)	(243)	(265)
Total recognized in other comprehensive income	(583)	3,912	312
Total recognized in net periodic benefit cost and other comprehensive income	$ (301)	$ 3,209	$ (509)
Discount rate used to determine net periodic pension cost	4.94%	2.79%	2.44%
Expected return on plan assets	6.25%	5.75%	6%
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Service cost	$ 1	$ 4	$ 5
Interest cost	22	12	14
Expected return on plan assets	0	0	0
Recognized actuarial loss (gain)	(61)	(76)	(3)
Net periodic benefit cost	(38)	(60)	16
Net actuarial (gain) loss arising during the period	(20)	(48)	(221)
Amortization of net actuarial (loss) gain recognized in net periodic pension cost	61	76	3
Total recognized in other comprehensive income	41	28	(218)
Total recognized in net periodic benefit cost and other comprehensive income	$ 3	$ (32)	$ (202)
Discount rate used to determine net periodic pension cost	4.74%	2.35%	1.77%

Employee Benefit and Deferred_6

Employee Benefit and Deferred Compensation Plans - Future Estimated Benefit Payments (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2024	$ 2,081
2025	2,023
2026	1,933
2027	1,860
2028	1,844
2029 - 2033	8,048
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
2024	85
2025	104
2026	87
2027	74
2028	50
2029 - 2033	$ 170

Employee Benefit and Deferred_7

Employee Benefit and Deferred Compensation Plans - Amounts Recognized in AOCI (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Pension Benefits Renasant
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	$ 0
Actuarial loss (gain)	10,723
Total	10,723
Other Benefits
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]
Prior service cost	0
Actuarial loss (gain)	(230)
Total	$ (230)

Employee Benefit and Deferred_8

Employee Benefit and Deferred Compensation Plans - Amounts to be Amortized from AOCI (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Pension Benefits Renasant
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	$ 0
Actuarial loss (gain)	(517)
Total	(517)
Other Benefits
Estimated costs that will be amortized from accumulated other comprehensive income into net periodic cost
Prior service cost	0
Actuarial loss (gain)	94
Total	$ 94

Employee Benefit and Deferred_9

Employee Benefit and Deferred Compensation Plans - Categorization of Plan Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 20,119	$ 20,854
Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	1,042	66
Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	17,830	20,788
U.S. government securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	47
Corporate stocks
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	1,200
Quoted Prices In Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	2,242	66
Quoted Prices In Active Markets for Identical Assets (Level 1) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	1,042	66
Quoted Prices In Active Markets for Identical Assets (Level 1) | Corporate stocks
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	1,200
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	47	0
Significant Other Observable Inputs (Level 2) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Other Observable Inputs (Level 2) | U.S. government securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	47
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Significant Unobservable Inputs (Level 3) | Cash and cash equivalents
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	0	0
Measured at net asset value per share (“NAV”)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	17,830	20,788
Measured at net asset value per share (“NAV”) | Investments in collective trusts
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value	$ 17,830	$ 20,788

Employee Benefit and Deferre_10

Employee Benefit and Deferred Compensation Plans - Option Activity (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Shares
Outstanding at beginning of year (shares)		0	10,500
Granted (shares)	0	0	0
Exercised (shares)			(10,500)
Forfeited (shares)			0
Outstanding at end of year (shares)			0
Exercisable at end of year (shares)			0
Weighted Average Exercise Price
Outstanding at beginning of year (usd per share)		$ 0	$ 14.96
Granted (usd per share)			0
Exercised (usd per share)			14.96
Forfeited (usd per share)			0
Outstanding at end of year (usd per share)			0
Exercisable at end of year (usd per share)			$ 0
Weighted Average Remaining Contractual Life and Aggregate Intrinsic Value
Outstanding at end of year, Weighted Average Remaining Contractual Life (in years)			0 years
Exercisable at end of year, Weighted Average Remaining Contractual Life (in years)			0 years
Aggregate Intrinsic Value, Outstanding			$ 0
Aggregate Intrinsic Value, Exercisable			$ 0

Employee Benefit and Deferre_11

Employee Benefit and Deferred Compensation Plans - Restricted Stock (Details)	12 Months Ended
	Dec. 31, 2023 $ / shares shares
Performance- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	155,838
Awarded (shares) | shares	90,067
Vested (shares) | shares	(76,330)
Forfeited and cancelled (shares) | shares	0
Nonvested at end of year (shares) | shares	169,575
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 36.23
Awarded (usd per share) | $ / shares	34.56
Vested (usd per share) | $ / shares	33.93
Forfeited and cancelled (usd per share) | $ / shares	0
Nonvested at ending of year (usd per share) | $ / shares	$ 36.38
Time- Based Restricted Stock
Summary of the changes in performance based stock
Nonvested at beginning of year (shares) | shares	680,403
Awarded (shares) | shares	344,117
Vested (shares) | shares	(213,452)
Forfeited and cancelled (shares) | shares	(31,504)
Nonvested at end of year (shares) | shares	779,564
Weighted Average Grant-Date Fair Value
Nonvested at beginning of year (usd per share) | $ / shares	$ 36.23
Awarded (usd per share) | $ / shares	35.22
Vested (usd per share) | $ / shares	34.78
Forfeited and cancelled (usd per share) | $ / shares	35.67
Nonvested at ending of year (usd per share) | $ / shares	$ 36.20

Derivative Instruments - Schedu

Derivative Instruments - Schedule of Notional and Fair Value of Derivative Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivatives, Fair Value [Line Items]
Derivative assets, fair value	$ 29,284	$ 36,493
Derivative liabilities, fair value	$ 26,425	22,056
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other assets
Not Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	$ 614,236	405,547
Derivative assets, fair value	15,093	13,069
Derivative liabilities, notional amount	703,017	351,134
Derivative liabilities, fair value	16,172	12,650
Designated as Hedging Instrument
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	330,000	330,000
Derivative assets, fair value	22,058	24,978
Derivative liabilities, notional amount	250,000	250,000
Derivative liabilities, fair value	384	746
Other Assets | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	532,279	258,646
Derivative assets, fair value	13,567	11,354
Other Assets | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	61,957	62,901
Derivative assets, fair value	1,483	1,231
Other Assets | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	20,000	84,000
Derivative assets, fair value	43	484
Other Assets | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	130,000	130,000
Derivative assets, fair value	21,486	24,514
Other Assets | Designated as Hedging Instrument | Interest rate collars | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative assets, notional amount	200,000	200,000
Derivative assets, fair value	572	464
Other Liabilities | Not Designated as Hedging Instrument | Interest rate contracts
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	535,725	258,646
Derivative liabilities, fair value	13,567	11,354
Other Liabilities | Not Designated as Hedging Instrument | Interest rate lock commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	2,292	19,488
Derivative liabilities, fair value	0	98
Other Liabilities | Not Designated as Hedging Instrument | Forward commitments
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	165,000	73,000
Derivative liabilities, fair value	2,605	1,198
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	0	0
Derivative liabilities, fair value	0	0
Other Liabilities | Designated as Hedging Instrument | Interest rate swaps | Fair Value Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	100,000	100,000
Derivative liabilities, fair value	17,052	19,789
Other Liabilities | Designated as Hedging Instrument | Interest rate collars | Cash Flow Hedging
Derivatives, Fair Value [Line Items]
Derivative liabilities, notional amount	250,000	250,000
Derivative liabilities, fair value	$ 384	$ 746

Derivative Instruments - Gains

Derivative Instruments - Gains (Losses) of Derivative Instruments (Details) - Not Designated as Hedging Instrument - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 6,627	$ (2,303)	$ (7,515)
Interest rate contracts
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 8,156	$ 2,470	$ 2,027
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases	Interest and Fee Income, Loans and Leases
Interest rate lock commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ 319	$ (4,128)	$ (14,563)
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income	Mortgage banking income
Forward commitments
Gains (losses) on derivatives financial instruments included in the Consolidated Statements of Income
Gains (losses) on derivative financial instruments	$ (1,848)	$ (645)	$ 5,021
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Mortgage banking income	Mortgage banking income	Mortgage banking income

Derivative Instruments - Additi

Derivative Instruments - Additional Information (Details)		12 Months Ended
	Oct. 31, 2021 USD ($) derivativeInstrument	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Dec. 31, 2021 USD ($)
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Number of derivative instruments terminated | derivativeInstrument	4
Notional amount of terminated instruments	$ 25,000,000
Gain (loss) on termination of interest rate swap contracts		$ 0	$ 0	$ 4,676,000
Swap termination charges		$ 0	$ 0

Derivative Instruments - Fair V

Derivative Instruments - Fair Value Hedge Impact on Statement of Income (Details) - Interest rate swaps - Designated as Hedging Instrument - Interest Expense - Fair Value Hedging - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Derivative [Line Items]
Change in unrealized gain (loss) on fair value hedging instruments	$ 2,737	$ (14,378)	$ (5,202)
Change in unrealized gain (loss) on hedged item in fair value hedge	$ (2,737)	$ 14,378	$ 5,202

Derivative Instruments - Fair_2

Derivative Instruments - Fair Value Hedge Impact on Balance Sheet (Details) - Long-term debt - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Derivative [Line Items]
Carrying Amount of the Hedged Liability	$ 81,791	$ 78,881
Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Liability	$ 17,052	$ 19,789

Derivative Instruments - Offset

Derivative Instruments - Offsetting Derivatives (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Offsetting Derivative Assets
Gross amounts recognized	$ 29,284	$ 36,493
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	29,284	36,493
Financial instruments	23,863	22,056
Financial collateral pledged	0	0
Net amounts	5,421	14,437
Offsetting Derivative Liabilities
Gross amounts recognized	26,425	22,056
Gross amounts offset in the consolidated balance sheets	0	0
Net amounts presented in the consolidated balance sheets	26,425	22,056
Financial instruments	23,863	22,056
Financial collateral pledged	1,074	0
Net amounts	$ 1,488	$ 0

Income Taxes - Components of In

Income Taxes - Components of Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Current
Federal	$ 36,138	$ 39,507	$ 34,629
State	1,376	3,453	895
Total	37,514	42,960	35,524
Deferred
Federal	(1,187)	1,630	9,168
State	(3,818)	650	2,243
Total	(5,005)	2,280	11,411
Total income tax expense	$ 32,509	$ 45,240	$ 46,935

Income Taxes - Income Tax Recon

Income Taxes - Income Tax Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Reconciliation of income taxes computed at the United States federal statutory tax rates
Tax at U.S. statutory rate	$ 37,209	$ 44,375	$ 46,794
Increase (decrease) in taxes resulting from:
Tax-exempt interest income	(1,505)	(1,832)	(1,669)
BOLI income	(2,197)	(1,946)	(1,547)
Investment tax credits	(1,901)	(928)	(988)
Amortization of investment in low-income housing tax credits	1,741	683	817
State income tax expense, net of federal benefit	(1,929)	3,241	2,479
Other items, net	1,091	1,647	1,049
Total income tax expense	$ 32,509	$ 45,240	$ 46,935

Income Taxes - Components of De

Income Taxes - Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Deferred tax assets
Allowance for credit losses	$ 53,432	$ 52,551
Loans	1,631	2,518
Deferred compensation	15,310	14,447
Net unrealized losses on securities	51,211	70,999
Impairment of assets	138	316
Tax credits	4,035	0
Net operating loss carryforwards	33	497
Investments in partnerships	1,491	1,164
Lease liabilities under operating leases	13,066	14,641
Realized losses on securities	4,892	0
Other	2,660	3,523
Total deferred tax assets	147,899	160,656
Deferred tax liabilities
Fixed assets	11,023	10,342
Mortgage servicing rights	21,282	19,624
Junior subordinated debt	1,708	1,948
Intangibles	2,447	2,702
Lease right-of-use asset	12,399	14,018
Other	3,344	1,614
Total deferred tax liabilities	52,203	50,248
Net deferred tax assets	$ 95,696	$ 110,408

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income Taxes (Textual) [Abstract]
Effective tax rate	18.82%	21.78%
Operating loss carryforwards allowance	$ 0
Accrued interest and penalties related to unrecognized tax benefits	26,000	$ 17,000	$ 15,000
State
Income Taxes (Textual) [Abstract]
Net Operating Losses	$ 0	$ 5,666,000

Income Taxes - Net Operating Lo

Income Taxes - Net Operating Losses (Details) - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Federal
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 138,000	$ 1,101,000
State
Operating Loss Carryforwards [Line Items]
Net Operating Losses	$ 0	$ 5,666,000

Income Taxes - Income Tax Benef

Income Taxes - Income Tax Benefit Activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Reconciliation of unrecognized tax benefits
Balance at January 1	$ 407	$ 408	$ 402
Additions based on positions related to current period	78	65	62
Reductions based on positions related to prior period	0	0	0
Reductions due to lapse of statute of limitations	(86)	(66)	(56)
Balance at December 31	$ 399	$ 407	$ 408

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Financial assets:
Securities available for sale, at fair value	$ 923,279	$ 1,533,942
Derivative instruments	29,284	36,493
Financial liabilities:
Derivative instruments	26,425	22,056
Recurring
Financial assets:
Securities available for sale, at fair value	923,279	1,533,942
Derivative instruments	37,151	38,047
Mortgage loans held for sale in loans held for sale	179,756	110,105
Total financial assets	1,140,186	1,682,094
Financial liabilities:
Derivative instruments	33,608	33,185
Recurring | Securities available for sale
Financial assets:
Securities available for sale, at fair value	923,279	1,533,942
Recurring | Level 1
Financial assets:
Securities available for sale, at fair value	0	0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 1 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	0	0
Recurring | Level 2
Financial assets:
Securities available for sale, at fair value	923,279	1,533,942
Derivative instruments	37,151	38,047
Mortgage loans held for sale in loans held for sale	179,756	110,105
Total financial assets	1,140,186	1,682,094
Financial liabilities:
Derivative instruments	33,608	33,185
Recurring | Level 2 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	923,279	1,533,942
Recurring | Level 3
Financial assets:
Securities available for sale, at fair value	0	0
Derivative instruments	0	0
Mortgage loans held for sale in loans held for sale	0	0
Total financial assets	0	0
Financial liabilities:
Derivative instruments	0	0
Recurring | Level 3 | Securities available for sale
Financial assets:
Securities available for sale, at fair value	$ 0	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Realized (gains) losses included in net income, net of premium amortization	$ 0	$ 0
Impaired loans not covered under loss-share agreements	37,515,000	18,288,000
Changes in fair value, gain (loss)	3,300,000	(9,854,000)	$ 10,354,000
Significant Unobservable Inputs (Level 3) | Nonrecurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Impairment recognized	0	79,000
Impaired Loans, Not Covered
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Specific reserve included in allowance for loan losses	$ 9,753,000	$ 3,556,000

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value of Assets Measured on Nonrecurring Basis (Details) - Nonrecurring - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	$ 21,303	$ 14,732
OREO		1,763
Total financial assets	21,303	16,495
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO		0
Total financial assets	0	0
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	0	0
OREO		0
Total financial assets	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Individually evaluated loans, net of allowance for credit losses	21,303	14,732
OREO		1,763
Total financial assets	$ 21,303	$ 16,495

Fair Value Measurements - Measu

Fair Value Measurements - Measurement of OREO (Details) - Nonrecurring - Level 3 - USD ($)	Dec. 31, 2023	Dec. 31, 2022
OREO measured at fair value on a nonrecurring basis
Carrying amount prior to remeasurement		$ 1,842,000
Impairment recognized in results of operations	$ 0	(79,000)
Fair value		$ 1,763,000

Fair Value Measurements - Mea_2

Fair Value Measurements - Measurement Inputs (Details) - Level 3 $ in Thousands	Dec. 31, 2023 USD ($)
Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 21,303
OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value	$ 0
Measurement input, price volatility | Minimum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input range	0.04
Measurement input, price volatility | Minimum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input range	0.04
Measurement input, price volatility | Maximum | Individually evaluated loans, net of allowance for credit losses
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Debt instrument, measurement input range	0.10
Measurement input, price volatility | Maximum | OREO
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
OREO, measurement input range	0.10

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Differences Between Fair Value and Principal Value (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Aggregate Fair Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale measured at fair value	$ 179,756	$ 110,105
Aggregate Unpaid Principal Balance
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale measured at fair value	174,471	108,143
Difference
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Mortgage loans held for sale measured at fair value	$ 5,285	$ 1,962

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Estimated Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Financial assets
Securities held to maturity	$ 1,121,830	$ 1,206,540
Securities available for sale	923,279	1,533,942
Loans held for sale	179,756	110,105
Mortgage servicing rights	91,688	84,448	$ 89,018
Derivative instruments	29,284	36,493
Financial liabilities
Derivative instruments	26,425	22,056
Carrying Value
Financial assets
Cash and cash equivalents	801,351	575,992
Securities held to maturity	1,221,464	1,324,040
Securities available for sale	923,279	1,533,942
Loans held for sale	179,756	110,105
Loans, net	12,152,652	11,386,214
Mortgage servicing rights	91,688	84,448
Derivative instruments	37,151	38,047
Financial liabilities
Deposits	14,076,785	13,486,966
Short-term borrowings	307,577	712,232
Junior subordinated debentures	112,978	112,042
Subordinated notes	316,422	316,091
Derivative instruments	33,608	33,185
Fair Value
Financial assets
Cash and cash equivalents	801,351	575,992
Securities held to maturity	1,121,830	1,206,540
Securities available for sale	923,279	1,533,942
Loans held for sale	179,756	110,105
Loans, net	11,594,363	10,850,181
Mortgage servicing rights	117,664	122,454
Derivative instruments	37,151	38,047
Financial liabilities
Deposits	14,060,050	13,445,417
Short-term borrowings	307,577	712,232
Junior subordinated debentures	96,435	98,574
Subordinated notes	255,192	277,500
Derivative instruments	33,608	33,185
Fair Value | Level 1
Financial assets
Cash and cash equivalents	801,351	575,992
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	0	0
Financial liabilities
Deposits	11,381,556	11,791,526
Short-term borrowings	307,577	712,232
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	0	0
Fair Value | Level 2
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	1,121,830	1,206,540
Securities available for sale	923,279	1,533,942
Loans held for sale	179,756	110,105
Loans, net	0	0
Mortgage servicing rights	0	0
Derivative instruments	37,151	38,047
Financial liabilities
Deposits	2,678,494	1,653,891
Short-term borrowings	0	0
Junior subordinated debentures	96,435	98,574
Subordinated notes	255,192	277,500
Derivative instruments	33,608	33,185
Fair Value | Level 3
Financial assets
Cash and cash equivalents	0	0
Securities held to maturity	0	0
Securities available for sale	0	0
Loans held for sale	0	0
Loans, net	11,594,363	10,850,181
Mortgage servicing rights	117,664	122,454
Derivative instruments	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Junior subordinated debentures	0	0
Subordinated notes	0	0
Derivative instruments	$ 0	$ 0

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Changes in Components of OCI (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	$ 73,229	$ (264,687)	$ (47,635)
Total other comprehensive income (loss), tax expense (benefit)	18,448	(66,093)	(12,124)
Other comprehensive income (loss), net of tax	54,781	(198,594)	(35,511)
Securities available for sale:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	20,194	(285,829)	(51,470)
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	5,066	(71,478)	(13,099)
Other comprehensive income gain (loss), before reclassifications, net of tax	15,128	(214,351)	(38,371)
Reclassification from AOCI, pre-tax	41,494		(2,170)
Reclassification from AOCI, tax expense (benefit)	10,431		(552)
Reclassification from AOCI, net of tax	31,063		(1,618)
Amortization of unrealized holding losses on securities transferred to held to maturity category, pre tax	13,557	4,964
Amortization of unrealized holding losses on securities transferred to held to maturity category, tax expense (benefit)	3,466	1,263
Amortization of unrealized holding losses on securities transferred to held to maturity category, net of tax	10,091	3,701
Total other comprehensive income (loss), pre-tax	75,245	(280,865)	(53,713)
Total other comprehensive income (loss), tax expense (benefit)	18,963	(70,215)	(13,670)
Other comprehensive income (loss), net of tax	56,282	(210,650)	(40,043)
Amortization of unrealized holding gains on securities transferred to the held to maturity category
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax			(73)
Reclassification from AOCI, tax expense (benefit)			(19)
Reclassification from AOCI, net of tax			(54)
Derivative instruments:
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	(2,558)	20,118	10,848
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	(653)	5,125	2,761
Other comprehensive income gain (loss), before reclassifications, net of tax	(1,905)	14,993	8,087
Reclassification from AOCI, pre-tax			(4,676)
Reclassification from AOCI, tax expense (benefit)			(1,190)
Reclassification from AOCI, net of tax			(3,486)
Total other comprehensive income (loss), pre-tax	(2,558)	20,118	6,172
Total other comprehensive income (loss), tax expense (benefit)	(653)	5,125	1,571
Other comprehensive income (loss), net of tax	(1,905)	14,993	4,601
Net gain (loss) arising during the period
Accumulated Other Comprehensive Income (Loss) [Line Items]
Other comprehensive income gain (loss), before reclassifications, pre-tax	80	(4,107)	(356)
Other comprehensive income gain (loss) before reclassifications, tax expense (benefit)	20	(1,045)	(92)
Other comprehensive income gain (loss), before reclassifications, net of tax	60	(3,062)	(264)
Amortization of net actuarial loss recognized in net periodic pension cost
Accumulated Other Comprehensive Income (Loss) [Line Items]
Reclassification from AOCI, pre-tax	462	167	262
Reclassification from AOCI, tax expense (benefit)	118	42	67
Reclassification from AOCI, net of tax	344	125	195
Total defined benefit pension and post-retirement benefit plans
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total other comprehensive income (loss), pre-tax	542	(3,940)	(94)
Total other comprehensive income (loss), tax expense (benefit)	138	(1,003)	(25)
Other comprehensive income (loss), net of tax	$ 404	$ (2,937)	$ (69)

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Accumulated Balances for Each Component of Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shareholders’ equity	$ 2,297,383	$ 2,136,016	$ 2,209,853	$ 2,132,733
Total accumulated other comprehensive loss
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shareholders’ equity	(154,256)	(209,037)	(10,443)	$ 25,068
Unrealized losses on securities
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shareholders’ equity	(163,484)	(219,766)	(9,116)
Unrealized gains on derivative instruments
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shareholders’ equity	17,051	18,956	3,963
Unrecognized losses on defined benefit pension and post-retirement benefit plans obligations
Accumulated Other Comprehensive Income (Loss) [Line Items]
Shareholders’ equity	$ (7,823)	$ (8,227)	$ (5,290)

Net Income Per Common Share - B

Net Income Per Common Share - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Basic
Net income applicable to common stock	$ 144,678	$ 166,068	$ 175,892
Average common shares outstanding (shares)	56,099,689	55,904,579	56,114,666
Net income per common share - basic (usd per share)	$ 2.58	$ 2.97	$ 3.13
Diluted
Net income applicable to common stock	$ 144,678	$ 166,068	$ 175,892
Average common shares outstanding (shares)	56,099,689	55,904,579	56,114,666
Effect of dilutive stock-based compensation (shares)	348,474	309,651	309,818
Average common shares outstanding - diluted (shares)	56,448,163	56,214,230	56,424,484
Net income per common share - diluted (usd per share)	$ 2.56	$ 2.95	$ 3.12

Net Income Per Common Share - P

Net Income Per Common Share - Potentially Dilutive Shares (Details) - shares	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Share-Based Payment Arrangement, Option
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Number of shares (shares)	6,600	9,250	0

Commitments, Contingent Liabi_2

Commitments, Contingent Liabilities and Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Unfunded loan commitments	$ 3,091,997	$ 3,577,614
Letters of credit outstanding	$ 113,970	$ 98,357

Restrictions on Cash, Securit_2

Restrictions on Cash, Securities, Bank Dividends, Loans or Advances (Details)	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)	Mar. 26, 2020 USD ($)
Regulated Operations [Abstract]
Reserve requirements with federal reserve			$ 0
FHLB stock	$ 20,003,000	$ 36,079,000
FHLB required investment amount	$ 19,098,000	$ 35,417,000
Regulatory restrictions on payments of dividends, excess surplus ratio	10
Amount transferable loans maximum	$ 188,810,000
Line of credit collateralized by cash	3,000,000
Company borrowings	$ 0

Regulatory Matters - Capital Ti

Regulatory Matters - Capital Tier Classifications (Details)	Dec. 31, 2023
Banking and Thrift, Interest [Abstract]
Tier 1 Capital to Average Assets (Leverage), Well capitalized	0.05
Tier 1 Capital to Average Assets (Leverage), Adequately capitalized	0.04
Tier 1 Capital to Average Assets (Leverage), Undercapitalized	4%
Tier 1 Capital to Average Assets (Leverage), Significantly undercapitalized	3%
Common Equity Tier 1 to Risk-Weighted Assets, Well capitalized	6.50%
Common Equity Tier 1 to Risk-Weighted Assets, Adequately capitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Undercapitalized	4.50%
Common Equity Tier 1 to Risk-Weighted Assets, Significantly undercapitalized	3%
Tier 1 Capital to Risk-Weighted Assets, Well capitalized	0.08
Tier 1 Capital to Risk-Weighted Assets, Adequately capitalized	0.06
Tier 1 Capital to Risk-Weighted Assets, Undercapitalized	6%
Tier 1 Capital to Risk-Weighted Assets, Significantly undercapitalized	4%
Total Capital to Risk-Weighted Assets, Well capitalized	0.10
Total Capital to Risk-Weighted Assets, Adequately capitalized	0.08
Total Capital to Risk-Weighted Assets, Undercapitalized	8%
Total Capital to Risk-Weighted Assets, Significantly undercapitalized	6%
Critically undercapitalized	2%

Regulatory Matters - Capital an

Regulatory Matters - Capital and Risk-based Capital and Leverage Ratios (Details) $ in Thousands	Dec. 31, 2023 USD ($)	Dec. 31, 2022 USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 109,388
Renasant Corporation
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,578,918	$ 1,481,197
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.0962	0.0936
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,469,531	$ 1,372,747
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	10.52%	10.21%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,578,918	$ 1,481,197
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1130	0.1101
Total Capital to Risk-Weighted Assets - Amount	$ 2,085,531	$ 1,968,001
Total Capital to Risk-Weighted Assets - Ratio	0.1493	0.1463
Renasant Bank
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Capital to Average Assets (Leverage) - Amount	$ 1,714,965	$ 1,630,389
Tier 1 Capital to Average Assets (Leverage) - Ratio	0.1045	0.1030
Common Equity Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,714,965	$ 1,630,389
Common Equity Tier 1 Capital to Risk-Weighted Assets - Ratio	12.25%	12.10%
Tier 1 Capital to Risk-Weighted Assets - Amount	$ 1,714,965	$ 1,630,389
Tier 1 Capital to Risk-Weighted Assets - Ratio	0.1225	0.1210
Total Capital to Risk-Weighted Assets - Amount	$ 1,888,104	$ 1,781,312
Total Capital to Risk-Weighted Assets - Ratio	0.1349	0.1322

Regulatory Matters - Narrative

Regulatory Matters - Narrative (Details)	Jan. 01, 2020
Banking and Thrift, Interest [Abstract]
Regulatory capital, transitional period to phase out capital benefit by two-year delay	3 years

Segment Reporting (Details)

Segment Reporting (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Segment Reporting Information [Line Items]
Net interest income	$ 519,327	$ 481,298	$ 424,001
Provision for (recovery of) credit losses on loans	15,593	23,871	(2,168)
Noninterest income	113,075	149,253	226,984
Noninterest expense	439,622	395,372	430,326
Income before income taxes	177,187	211,308	222,827
Income taxes	32,509	45,240	46,935
Net income (loss)	144,678	166,068	175,892
Total assets	17,360,535	16,988,176	16,810,311
Goodwill	991,665	991,708	939,683
Community Banks
Segment Reporting Information [Line Items]
Goodwill	988,898	988,941	936,916
Insurance
Segment Reporting Information [Line Items]
Goodwill	2,767	2,767	2,767
Operating Segments | Community Banks
Segment Reporting Information [Line Items]
Net interest income	544,508	498,673	437,435
Provision for (recovery of) credit losses on loans	15,593	23,871	(2,168)
Noninterest income	76,130	114,263	195,214
Noninterest expense	409,849	366,684	404,566
Income before income taxes	195,196	222,381	230,251
Income taxes	38,597	50,425	50,749
Net income (loss)	156,599	171,956	179,502
Total assets	17,313,704	16,882,534	16,694,710
Goodwill	988,898	988,941	936,916
Operating Segments | Insurance
Segment Reporting Information [Line Items]
Net interest income	1,653	619	454
Provision for (recovery of) credit losses on loans	0	0	0
Noninterest income	12,578	11,821	11,370
Noninterest expense	8,652	8,442	8,060
Income before income taxes	5,579	3,998	3,764
Income taxes	1,452	1,046	981
Net income (loss)	4,127	2,952	2,783
Total assets	40,405	37,567	33,544
Goodwill	2,767	2,767	2,767
Operating Segments | Wealth Management
Segment Reporting Information [Line Items]
Net interest income	34	2,793	1,657
Provision for (recovery of) credit losses on loans	0	0	0
Noninterest income	25,311	24,839	22,185
Noninterest expense	19,596	18,664	16,475
Income before income taxes	5,749	8,968	7,367
Income taxes	37	0	0
Net income (loss)	5,712	8,968	7,367
Total assets	6,590	75,383	65,015
Goodwill	0	0	0
Other
Segment Reporting Information [Line Items]
Net interest income	(26,868)	(20,787)	(15,545)
Provision for (recovery of) credit losses on loans	0	0	0
Noninterest income	(944)	(1,670)	(1,785)
Noninterest expense	1,525	1,582	1,225
Income before income taxes	(29,337)	(24,039)	(18,555)
Income taxes	(7,577)	(6,231)	(4,795)
Net income (loss)	(21,760)	(17,808)	(13,760)
Total assets	(164)	(7,308)	17,042
Goodwill	$ 0	$ 0	$ 0

Renasant Corporation (Parent _3

Renasant Corporation (Parent Company Only) Condensed Financial Information - Balance Sheets (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 801,351	$ 575,992
Accrued interest receivable on bank balances	54,804	49,850
Other assets	304,484	298,385
Total assets	17,360,535	16,988,176	$ 16,810,311
Liabilities and shareholders’ equity
Other liabilities	249,390	224,829
Shareholders’ equity	2,297,383	2,136,016	$ 2,209,853	$ 2,132,733
Total liabilities and shareholders’ equity	17,360,535	16,988,176
Renasant Corporation
Assets
Cash and cash equivalents	169,597	167,727
Investments	0	0
Investment in bank subsidiary	2,541,195	2,391,721
Accrued interest receivable on bank balances	27	3
Other assets	37,268	28,468
Total assets	2,748,087	2,587,919
Liabilities and shareholders’ equity
Junior subordinated debentures	112,978	112,042
Subordinated notes	316,422	316,091
Other liabilities	21,304	23,770
Shareholders’ equity	2,297,383	2,136,016
Total liabilities and shareholders’ equity	2,748,087	2,587,919
Cash collateral	$ 1,987	$ 1,889

Renasant Corporation (Parent _4

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Income (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Income
Other dividends	$ 30,375	$ 8,853	$ 1,689
Total noninterest income	113,075	149,253	226,984
Expenses	277,992	60,512	44,684
Income tax benefit	32,509	45,240	46,935
Net income (loss)	144,678	166,068	175,892
Renasant Corporation
Income
Dividends from bank subsidiary	72,042	68,114	80,965
Interest income from bank subsidiary	28	5	7
Other dividends	260	134	80
Other income	919	85	32
Total noninterest income	73,249	68,338	81,084
Expenses	30,544	24,264	18,661
Income before income taxes	42,705	44,074	62,423
Income tax benefit	(7,577)	(6,231)	(4,795)
Equity in undistributed net income of bank subsidiary	94,396	115,763	108,674
Net income (loss)	$ 144,678	$ 166,068	$ 175,892

Renasant Corporation (Parent _5

Renasant Corporation (Parent Company Only) Condensed Financial Information - Statements of Cash Flows (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Operating activities
Net income	$ 144,678	$ 166,068	$ 175,892
Adjustments to reconcile net income to net cash provided by operating activities:
(Decrease) increase in other assets	(51,986)	(29,671)	(20,812)
Increase in other liabilities	23,998	(6,279)	(42,420)
Net cash provided by operating activities	148,553	574,045	142,659
Investing activities
Other investing activities	1,844	3,127	3,663
Net cash used in investing activities	(55,399)	(2,043,657)	(660,003)
Financing activities
Cash paid for dividends	(50,279)	(49,991)	(50,017)
Repurchase of shares in connection with stock repurchase program	0	0	(21,315)
Repayment of long-term debt	(2,680)	(32,417)	(202,873)
Proceeds from issuance of long-term debt	0	0	197,061
Net cash provided by financing activities	132,205	167,639	1,762,106
Net increase (decrease) in cash and cash equivalents	225,359	(1,301,973)	1,244,762
Cash and cash equivalents at beginning of year	575,992	1,877,965	633,203
Cash and cash equivalents at end of year	801,351	575,992	1,877,965
Renasant Corporation
Operating activities
Net income	144,678	166,068	175,892
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed net income of bank subsidiary	(94,396)	(115,763)	(108,674)
Amortization/depreciation	1,770	1,478	891
(Decrease) increase in other assets	(8,824)	284	(5,628)
Increase in other liabilities	8,921	9,225	6,952
Net cash provided by operating activities	52,149	61,292	69,433
Investing activities
Sales and maturities of securities and available for sale	0	2,000	5,100
Other investing activities	0	0	(100,000)
Net cash used in investing activities	0	2,000	(94,900)
Financing activities
Cash paid for dividends	(50,279)	(49,991)	(50,017)
Repurchase of shares in connection with stock repurchase program	0	0	(21,315)
Repayment of long-term debt	0	(30,000)	(45,000)
Proceeds from issuance of long-term debt	0	0	197,061
Net cash provided by financing activities	(50,279)	(79,991)	80,729
Net increase (decrease) in cash and cash equivalents	1,870	(16,699)	55,262
Cash and cash equivalents at beginning of year	167,727	184,426	129,164
Cash and cash equivalents at end of year	$ 169,597	$ 167,727	$ 184,426

Leases - Additional Information

Leases - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Leases [Abstract]
Net investment in lease	$ 42,761	$ 44,049
Net investment in lease, current	34,929	37,301
Residual value of leased asset	13,446	12,875
Net investment in lease, noncurrent	5,614	6,127
Lease income	1,441	903
Right-of-use lease asset	48,517	54,930
Lease liability	51,130	57,369
Rental expense	$ 6,859	$ 7,623	$ 8,298

Leases - Lessor Maturity (Detai

Leases - Lessor Maturity (Details) $ in Thousands	Dec. 31, 2023 USD ($)
Leases [Abstract]
2024	$ 313
2025	663
2026	1,006
2027	7,812
2028	574
Thereafter	32,393
Total lease receivables	$ 42,761

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Leases [Abstract]
Operating lease cost (cost resulting from lease payments)	$ 7,333	$ 7,847
Short-term lease cost	217	29
Variable lease cost (cost excluded from lease payments)	800	1,056
Sublease income	(551)	(624)
Net lease cost	7,799	8,308
Operating lease - operating cash flows (fixed payments)	7,171	9,528
Operating lease - operating cash flows (liability reduction)	$ 5,472	$ 7,789
Weighted average lease term - operating leases (in years) (at period end)	18 years 6 months 3 days	17 years 11 months 15 days
Weighted average discount rate - operating leases (at period end)	3.49%	3.02%
Right-of-use assets obtained in exchange for new lease liabilities - operating leases	$ 3,126	$ 3,475

Leases - Operating Lease Maturi

Leases - Operating Lease Maturity (Details) - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Topic 842
2024	$ 6,340
2025	5,593
2026	4,909
2027	4,277
2028	4,020
Thereafter	44,967
Total undiscounted cash flows	70,106
Discount on cash flows	18,976
Total operating lease liabilities	$ 51,130	$ 57,369