SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
July 12, 2004
Date of Report (Date of earliest event reported)
PENNS WOODS BANCORP, INC. | ||||
(Exact name of registrant as specified in its charter) | ||||
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Pennsylvania |
| 000-17077 |
| 23-2226454 |
(State or other jurisdiction |
| (Commission |
| (IRS Employer |
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115 South Main Street, Jersey Shore, PA |
| 17740 | ||
(Address of principal executive offices) |
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(570) 398-2213 | ||||
Registrant’s telephone number, including area code | ||||
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N/A | ||||
(Former name or former address, if changed since last report.) | ||||
Item 7. Financial Statements and Exhibits
(c) Exhibits:
The following exhibit is filed herewith:
99.1 Press release of Penns Woods Bancorp, Inc., dated July 12, 2004, announcing earnings for the quarter ended June 30, 2004.
Item 12. Results of Operation and Financial Condition
On July 12, 2004, Penns Woods Bancorp, Inc. distributed a press release announcing its earnings for the quarter ended June 30, 2004. The press release is attached hereto as Exhibit 99.1 and incorporated herein by reference.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| PENNS WOODS BANCORP, INC. | |||
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Dated: July 13, 2004 |
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| By: | /s/ Ronald A. Walko |
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| Ronald A. Walko | |
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| President and Chief Executive Officer | |
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EXHIBIT INDEX
Exhibit Number |
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99.1 |
| Press Release, dated July 12, 2004, of Penns Woods Bancorp, Inc. |
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