First Charter 10-Q 2002 Q2 Quarterly report

Exhibit 99.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 906
OF THE SARBANES-OXLEY ACT OF 2002

I, Lawrence M. Kimbrough, state and attest that:

(1)    I am the President and Chief Executive Officer of First Charter Corporation (the “issuer”).

(2)    Attached to this certification is a quarterly report on Form 10-Q for the quarterly period ended June 30, 2002, which is a periodic report (the “periodic report”) filed by the issuer with the Securities Exchange Commission pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”), which contains financial statements.

(3)    I hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that

• the periodic report containing the financial statements fully complies with the requirements of Section 13(a) or 15(d) of the Exchange Act, and

• the information contained in the periodic report fairly presents, in all material respects, the financial condition and results of operations of the issuer for the periods presented.

/s/ Lawrence M. Kimbrough

Name: Lawrence M. Kimbrough
Date: August 13, 2002

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