First US Bancshares (FUSB) 10-Q 10 Nov 20 2020 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2020	Nov. 09, 2020
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2020
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q3
Entity Registrant Name	FIRST US BANCSHARES INC
Entity Central Index Key	0000717806
Current Fiscal Year End Date	--12-31
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Common Stock, Shares Outstanding		6,176,556
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Shell Company	false
Document Quarterly Report	true
Document Transition Report	false
Entity File Number	0-14549
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	63-0843362
Entity Address, Address Line One	3291 U.S. Highway 280
Entity Address, City or Town	Birmingham
Entity Address, State or Province	AL
Entity Address, Postal Zip Code	35243
City Area Code	205
Local Phone Number	582-1200
Title of 12(b) Security	Common Stock, $0.01 par value
Trading Symbol	FUSB
Security Exchange Name	NASDAQ

Interim Condensed Consolidated

Interim Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 14,709	$ 11,939
Interest-bearing deposits in banks	50,934	45,091
Total cash and cash equivalents	65,643	57,030
Federal funds sold	86	10,080
Investment securities available-for-sale, at fair value	85,682	94,016
Investment securities held-to-maturity, at amortized cost	7,723	14,340
Federal Home Loan Bank stock, at cost	1,135	1,137
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	627,605	545,243
Premises and equipment, net of accumulated depreciation of $23,443 and $22,570, respectively	28,337	29,216
Cash surrender value of bank-owned life insurance	15,771	15,546
Accrued interest receivable	2,883	2,488
Goodwill and core deposit intangible, net	8,502	8,825
Other real estate owned	985	1,078
Other assets	8,589	9,739
Total assets	852,941	788,738
LIABILITIES AND SHAREHOLDERS’ EQUITY
Non-interest-bearing	152,942	112,729
Interest-bearing	592,394	570,933
Total deposits	745,336	683,662
Accrued interest expense	365	537
Other liabilities	11,537	9,766
Short-term borrowings	10,045	10,025
Total liabilities	767,283	703,990
Shareholders’ equity:
Common stock, par value $0.01 per share, 10,000,000 shares authorized; 7,596,351 and 7,568,053 shares issued, respectively; 6,176,556 and 6,157,692 shares outstanding, respectively	75	75
Additional paid-in capital	13,680	13,814
Accumulated other comprehensive loss, net of tax	(106)	(46)
Retained earnings	93,862	92,755
Less treasury stock: 1,419,795 and 1,410,361 shares at cost, respectively	(21,853)	(21,850)
Total shareholders’ equity	85,658	84,748
Total liabilities and shareholders’ equity	$ 852,941	$ 788,738

Interim Condensed Consolidate_2

Interim Condensed Consolidated Balance Sheets (Current Period Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Statement Of Financial Position [Abstract]
Loans, allowance for loan losses	$ 7,185	$ 5,762
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	10,000,000	10,000,000
Common stock, shares issued (in shares)	7,596,351	7,568,053
Common stock, shares outstanding (in shares)	6,176,556	6,157,692
Treasury stock, shares (in shares)	1,419,795	1,410,361
Accumulated depreciation	$ 23,443	$ 22,570

Interim Condensed Consolidate_3

Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income:
Interest and fees on loans	$ 9,557	$ 10,114	$ 28,433	$ 29,620
Interest on investment securities	439	913	1,740	3,143
Total interest income	9,996	11,027	30,173	32,763
Interest expense:
Interest on deposits	994	1,622	3,600	4,952
Interest on borrowings	37	58	99	58
Total interest expense	1,031	1,680	3,699	5,010
Net interest income	8,965	9,347	26,474	27,753
Provision for loan and lease losses	1,046	883	2,476	1,998
Net interest income after provision for loan and lease losses	7,919	8,464	23,998	25,755
Non-interest income:
Credit insurance income	54	175	252	426
Net gain on sales and prepayments of investment securities		45	326	67
Lease income	206	212	630	633
Other income, net	621	419	1,300	1,089
Total non-interest income	1,375	1,414	4,002	3,970
Non-interest expense:
Salaries and employee benefits	5,138	5,089	15,467	15,272
Net occupancy and equipment	1,078	1,055	3,074	3,190
Computer services	470	421	1,311	1,105
Fees for professional services	325	316	1,004	879
Other expense	1,736	1,665	4,966	5,057
Total non-interest expense	8,747	8,546	25,822	25,503
Income before income taxes	547	1,332	2,178	4,222
Provision for income taxes	136	214	516	865
Net income	$ 411	$ 1,118	$ 1,662	$ 3,357
Basic net income per share	$ 0.07	$ 0.17	$ 0.27	$ 0.52
Diluted net income per share	0.06	0.16	0.25	0.49
Dividends per share	$ 0.03	$ 0.02	$ 0.09	$ 0.06
Service [Member]
Non-interest income:
Revenue from Contract with Customer, Including Assessed Tax	$ 298	$ 472	$ 995	$ 1,375
Mortgage Banking [Member]
Non-interest income:
Revenue from Contract with Customer, Including Assessed Tax	$ 196	$ 91	$ 499	$ 380

Interim Condensed Consolidate_4

Interim Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Statement Of Income And Comprehensive Income [Abstract]
Net income	$ 411	$ 1,118	$ 1,662	$ 3,357
Other comprehensive income (loss):
Unrealized holding gains on securities available-for-sale arising during period, net of tax expense (benefit) of $(2), $40, $548 and $726, respectively	(6)	122	1,647	2,178
Reclassification adjustment for net gains on securities available-for -sale realized in net income, net of tax of $0, $11, $81 and $16, respectively		(34)	(245)	(51)
Unrealized holding losses arising during the period on effective cash flow hedge derivatives, net of tax expense (benefit) of $15, $(108), $(488) and $(108), respectively	45	(323)	(1,462)	(323)
Other comprehensive income (loss)	39	(235)	(60)	1,804
Total comprehensive income	$ 450	$ 883	$ 1,602	$ 5,161

Interim Condensed Consolidate_5

Interim Condensed Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Statement Of Income And Comprehensive Income [Abstract]
Unrealized holding gains (losses) on securities available-for-sale arising during period, tax expense (benefit)	$ (2)	$ 40	$ 548	$ 726
Reclassification adjustment for net gains on securities available-for-sale realized in net income, tax expense (benefit)	0	11	81	16
Unrealized holding gains (losses) arising during the period on effective cash flow hedge derivatives, tax expense (benefit)	$ 15	$ (108)	$ (488)	$ (108)

Interim Condensed Consolidate_6

Interim Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	AOCI Attributable to Parent [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Non-controlling Interest [Member]
Beginning balance, value at Dec. 31, 2018	$ 79,437	$ 75	$ 13,496	$ (2,377)	$ 88,668	$ (20,414)	$ (11)
Balance (in shares) at Dec. 31, 2018		6,298,062
Net income	3,357				3,357
Net change in fair value of securities available-for-sale, net of tax	2,127			2,127
Net change in fair value of derivative instruments, net of tax	(323)			(323)
Dividends declared	(377)				(377)
Impact of stock-based compensation plans, net	276		276
Impact of stock-based compensation plans, net (in shares)		5,789
Reissuance of treasury stock as compensation			(42)			42
Reissuance of treasury stock as compensation (in shares)		2,579
Treasury stock repurchases	(801)					(801)
Treasury stock repurchases (in shares)		(84,200)
Discontinuation of partnership consolidation	94				83		$ 11
Ending balance, value at Sep. 30, 2019	83,790	$ 75	13,730	(573)	91,731	(21,173)
Balance (in shares) at Sep. 30, 2019		6,222,230
Beginning balance, value at Jun. 30, 2019	83,748	$ 75	13,646	(338)	90,737	(20,372)
Balance (in shares) at Jun. 30, 2019		6,306,161
Net income	1,118				1,118
Net change in fair value of securities available-for-sale, net of tax	88			88
Net change in fair value of derivative instruments, net of tax	(323)			(323)
Dividends declared	(124)				(124)
Impact of stock-based compensation plans, net	84		84
Impact of stock-based compensation plans, net (in shares)		269
Treasury stock repurchases	(801)					(801)
Treasury stock repurchases (in shares)		(84,200)
Ending balance, value at Sep. 30, 2019	83,790	$ 75	13,730	(573)	91,731	(21,173)
Balance (in shares) at Sep. 30, 2019		6,222,230
Beginning balance, value at Dec. 31, 2019	84,748	$ 75	13,814	(46)	92,755	(21,850)
Balance (in shares) at Dec. 31, 2019		6,157,692
Net income	1,662				1,662
Net change in fair value of securities available-for-sale, net of tax	1,402			1,402
Net change in fair value of derivative instruments, net of tax	(1,462)			(1,462)
Dividends declared	(555)				(555)
Impact of stock-based compensation plans, net	315		315
Impact of stock-based compensation plans, net (in shares)		28,298
Reissuance of treasury stock as compensation			(449)			449
Reissuance of treasury stock as compensation (in shares)		29,170
Treasury stock repurchases	(452)					(452)
Treasury stock repurchases (in shares)		(38,604)
Ending balance, value at Sep. 30, 2020	85,658	$ 75	13,680	(106)	93,862	(21,853)
Balance (in shares) at Sep. 30, 2020		6,176,556
Beginning balance, value at Jun. 30, 2020	85,281	$ 75	13,573	(145)	93,636	(21,858)
Balance (in shares) at Jun. 30, 2020		6,176,433
Net income	411				411
Net change in fair value of securities available-for-sale, net of tax	(6)			(6)
Net change in fair value of derivative instruments, net of tax	45			45
Dividends declared	(185)				(185)
Impact of stock-based compensation plans, net	112		112
Impact of stock-based compensation plans, net (in shares)		(200)
Reissuance of treasury stock as compensation			(5)			5
Reissuance of treasury stock as compensation (in shares)		323
Ending balance, value at Sep. 30, 2020	$ 85,658	$ 75	$ 13,680	$ (106)	$ 93,862	$ (21,853)
Balance (in shares) at Sep. 30, 2020		6,176,556

Interim Condensed Consolidate_7

Interim Condensed Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Statement Of Stockholders Equity [Abstract]
Dividends per share	$ 0.03	$ 0.02	$ 0.09	$ 0.06

Interim Condensed Consolidate_8

Interim Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities:
Net income	$ 1,662	$ 3,357
Adjustments to reconcile net income to cash provided by operating activities:
Depreciation and amortization	1,240	1,205
Provision for loan and lease losses	2,476	1,998
Deferred income tax provision	456	738
Net gain on sale and prepayment of investment securities	(326)	(67)
Stock-based compensation expense	315	276
Net amortization of securities	322	452
Amortization of intangible assets	323	378
Net loss on premises and equipment, other real estate and other assets	131	392
Changes in assets and liabilities:
(Increase) decrease in accrued interest receivable	(395)	468
Increase in other assets	(896)	(3,218)
(Decrease) increase in accrued interest expense	(172)	124
(Decrease) increase in other liabilities	(1,108)	2,474
Net cash provided by operating activities	4,028	8,577
Cash flows from investing activities:
Net decrease (increase) in federal funds sold	9,994	(1,726)
Purchases of investment securities, available-for-sale	(26,332)	(2,784)
Proceeds from sale of investment securities, available-for-sale	12,203	12,668
Proceeds from maturities and prepayments of investment securities, available-for-sale	24,388	28,568
Proceeds from maturities and prepayments of investment securities, held-to-maturity	6,565	3,640
Net decrease (increase) in Federal Home Loan Bank stock	2	(10)
Proceeds from the sale of premises and equipment, other real estate and other assets	2,344	1,026
Net increase in loans	(84,647)	(32,698)
Purchases of premises and equipment	(619)	(2,856)
Net cash (used in) provided by investing activities	(56,102)	5,828
Cash flows from financing activities:
Net increase (decrease) in deposits	61,674	(27,085)
Net increase (decrease) in short-term borrowings	20	(306)
Treasury stock repurchases	(452)	(801)
Dividends paid	(555)	(377)
Net cash provided by (used in) financing activities	60,687	(28,569)
Net increase (decrease) in cash and cash equivalents	8,613	(14,164)
Cash and cash equivalents, beginning of period	57,030	49,599
Cash and cash equivalents, end of period	65,643	35,435
Supplemental disclosures:
Interest	3,871	4,886
Income taxes	186	188
Non-cash transactions:
Assets acquired in settlement of loans	1,039	1,048
Reissuance of treasury stock as compensation	$ 449	$ 42

General

General	9 Months Ended
	Sep. 30, 2020
Organization Consolidation And Presentation Of Financial Statements [Abstract]
General	1. GENERAL The accompanying unaudited interim condensed consolidated financial statements include the accounts of First US Bancshares, Inc. (“Bancshares”) and its subsidiaries (collectively, the “Company”). Bancshares is the parent holding company of First US Bank (the “Bank”). The Bank operates a finance company subsidiary, Acceptance Loan Company, Inc. (“ALC”). Management has determined that the Bank and ALC comprise Bancshares’ two reportable operating segments. All significant intercompany transactions and accounts have been eliminated. The unaudited interim condensed consolidated financial statements, in the opinion of management, reflect all adjustments necessary for a fair presentation of the Company’s consolidated financial position, results of operations and cash flows for the periods presented. Such adjustments are of a normal, recurring nature. The results of operations for any interim period are not necessarily indicative of results expected for the fiscal year ending December 31, 2020. While certain information and footnote disclosures normally included in financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) have been condensed or omitted pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”), management believes that the disclosures herein are adequate to make the information presented not misleading. These unaudited interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements and notes thereto contained in the Company’s Annual Report on Form 10-K as of and for the year ended December 31, 2019. Risks and Uncertainties The COVID-19 pandemic and its associated impacts on trade (including supply chains and export levels), travel, employee productivity and other economic activities have had, are currently having, and may for some time continue to have a destabilizing effect on financial markets and economic activity. The extent of the impact of COVID-19 on the Company’s operational and financial performance is currently uncertain, cannot be predicted and will depend on certain developments, including, among others, the duration and spread of COVID-19, its impact on our customers, employees and vendors, and the continued governmental, regulatory and private sector responses, which may be precautionary, to COVID-19. The Company’s business, financial condition and results of operations generally rely upon the ability of the Company’s borrowers to repay their loans, the value of collateral underlying those loans, and demand for loans and other products and services that the Company offers, which are highly dependent on the business environment in the Company’s primary markets and the United States economy as a whole. In light of the changing economic outlook as a result of COVID-19, as well as other factors, in March 2020, the 10-year Treasury yield was reduced to historic lows, and the equity markets were significantly impacted. In response, the Federal Reserve reduced the target federal funds rate by 50 basis points on March 3, 2020, and then by an additional 100 basis points on March 15, 2020. These reductions in interest rates and other economic uncertainties that have arisen as a result primarily of the COVID-19 pandemic have negatively impacted net interest income, provisions for loan losses and noninterest income. Additional negative financial impacts could occur; however, the ultimate potential impact is not known at this time.

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2020
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	2. BASIS OF PRESENTATION Summary of Significant Accounting Policies Certain significant accounting policies followed by the Company are set forth in Note 2, “Summary of Significant Accounting Policies,” of the Notes to Consolidated Financial Statements in the Company’s Annual Report on Form 10-K as of and for the year ended December 31, 2019. Reclassification Certain disclosures in the notes to the prior period consolidated financial statements have been reclassified to conform to the 2020 presentation. These reclassifications had no effect on the Company’s results of operations, financial position or net cash flow. Net Income Per Share Basic net income per share is computed by dividing net income by the weighted average number of shares of common stock outstanding (basic shares). Included in basic shares are certain shares that have been accrued as of the balance sheet date as deferred compensation for members of Bancshares’ Board of Directors, as well as shares of restricted stock that have been granted pursuant to Bancshares’ 2013 Incentive Plan (as amended, the “2013 Incentive Plan”) previously approved by Bancshares’ shareholders. Diluted net income per share is computed by dividing net income by the weighted average number of shares of common stock outstanding, adjusted for the effect of potentially dilutive stock awards outstanding during the period (dilutive shares). The dilutive shares consist of nonqualified stock option grants issued to employees and members of Bancshares’ Board of Directors pursuant to the 2013 Incentive Plan. The following table reflects weighted average shares used to calculate basic and diluted net income per share for the periods presented. Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Basic shares 6,282,178 6,397,290 6,280,103 6,410,805 Dilutive shares 421,000 419,081 421,000 419,081 Diluted shares 6,703,178 6,816,371 6,701,103 6,829,886 Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Net income $ 411 $ 1,118 $ 1,662 $ 3,357 Basic net income per share $ 0.07 $ 0.17 $ 0.27 $ 0.52 Diluted net income per share $ 0.06 $ 0.16 $ 0.25 $ 0.49 Comprehensive Income Comprehensive income consists of net income, as well as unrealized holding gains and losses that arise during the period associated with the Company’s available-for-sale securities portfolio and the effective portion of cash flow hedge derivatives. In the calculation of comprehensive income, reclassification adjustments are made for gains or losses realized in the statement of operations associated with the sale of available-for-sale securities, settlement of derivative contracts or changes in the fair value of cash flow derivatives. Accounting Policies Recently Adopted Accounting Standards Update (“ASU”) 2018-15 350-40 Issued in August 2018, ASU 2018-15 aims to reduce complexity in the accounting for costs of implementing a cloud computing service arrangement. ASU 2018-15 aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The amendments of ASU 2018-15 require an entity to follow the guidance in FASB Accounting Standards Codification (“ASC”) Subtopic 350-40, “ ,” in order to determine which implementation costs to capitalize as assets related to the service contract and which costs to expense. The amendments of ASU 2018-15 also require an entity to expense the capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement (i.e., the noncancelable period of the arrangement plus periods covered by (1) an option to extend the arrangement if the entity is reasonably certain to exercise that option, (2) an option to terminate the arrangement if the entity is reasonably certain not to exercise the option and (3) an option to extend (or not to terminate) the arrangement in which exercise of the option is in the control of the vendor). ASU 2018-15 also requires an entity to present the expense related to the capitalized implementation costs in the same line item in the statement of income as the fees associated with the hosting element (service) of the arrangement, and to classify payments for capitalized implementation costs in the statement of cash flows in the same manner as payments made for fees associated with the hosting element. ASU 2018-15 became effective for the Company on January 1, 2020. The adoption of ASU 2018-15 did not have a material impact on the Company’s consolidated financial statements. ASU 2018-13 820 Issued in August 2018, the amendments in this ASU remove disclosure requirements in ASC Topic 820 related to (1) the amount of, and reasons for, transfers between Level 1 and Level 2 of the fair value hierarchy, (2) the policy for timing of transfers between levels and (3) the valuation processes for Level 3 fair value measurements. The ASU also modifies disclosure requirements such that (1) for investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee’s assets and the date that restrictions from redemption might lapse, only if the investee has communicated the timing to the entity or announced the timing publicly, and (2) it is clear that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. Additionally, this ASU adds disclosure requirements for public entities about (1) the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period, and (2) the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. ASU 2018-13 became effective for the Company on January 1, 2020. The adoption of ASU 2018-13 did not have a material impact on the Company’s consolidated financial statements. Pending Accounting Pronouncements ASU 2020-04, Issued in March 2020, ASU 2020-04 seeks to provide guidance, for a limited time, to ease the potential burden in accounting for or recognizing the effects of reference rate reform on financial reporting. ASU 2020-04 was issued in response to concerns about the structural risks of interbank offered rates, and, specifically, the risk that the London Interbank Offer Rate (LIBOR) will no longer be used. Regulators have begun reference rate reform initiatives to identify alternative reference rates that are more observable or transaction-based and less susceptible to manipulation. ASU 2020-04 provides temporary optional expedients to U.S. GAAP guidance on contract modifications, hedge accounting and other transactions that reference LIBOR or another reference rate expected to be discontinued. As the guidance in ASU 2020-04 is intended to assist entities during the global market-wide reference rate transition period, it is in effect for a limited time, from March 12, 2020 through December 31, 2022. Management is currently evaluating the impact of the potential discontinuance of LIBOR, and a determination cannot be made at this time as to the impact that the amendments of ASU 2020-04 or the reference rate reform will have on the Company’s consolidated financial statements. ASU 2019-12, Issued in December 2019, ASU 2019-12 seeks to simplify the accounting for income taxes by removing certain exceptions to the general principles in Topic 740. The amendments also simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The Company intends to adopt the amendments in ASU 2019-12 on January 1, 2021. Adoption of ASU 2019-12 is not expected to have a material impact on the Company’s consolidated financial statements. ASU 2017-04, 350 Issued in January 2017, ASU 2017-04 simplifies the manner in which an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. In computing the implied fair value of goodwill under Step 2, an entity, prior to the amendments in ASU 2017-04, had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities, including unrecognized assets and liabilities, in accordance with the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. However, under the amendments in ASU 2017-04, an entity should (1) perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and (2) recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, with the understanding that the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, ASU 2017-04 removes the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails such qualitative test, to perform Step 2 of the goodwill impairment test. As originally issued, ASU 2017-04 was effective prospectively for annual, or any interim, goodwill impairment tests in fiscal years beginning after December 15, 2019. On October 16, 2019, the FASB approved a delay in the implementation of ASU 2017-04 by three years for smaller reporting companies, including the Company. Management is currently evaluating the impact that this ASU will have on the Company’s consolidated financial statements ASU 2016 13, .” Issued in June 2016, ASU 2016-13 removes the thresholds that companies apply to measure credit losses on financial instruments measured at amortized cost, such as loans, receivables and held-to-maturity debt securities. Under current U.S. GAAP, companies generally recognize credit losses when it is probable that the loss has been incurred. The revised guidance removes all current recognition thresholds and requires companies to recognize an allowance for lifetime expected credit losses. Credit losses will be immediately recognized through net income; the amount recognized will be based on the current estimate of contractual cash flows not expected to be collected over the financial asset’s contractual term. ASU 2016-13 also amends the credit loss measurement guidance for available-for-sale debt securities. The standard will add new disclosures related to factors that influenced management’s estimate, including current expected credit losses, the changes in those factors and reasons for the changes, as well as the method applied to revert to historical credit loss experience. As originally issued, ASU 2016-13 was effective for financial statements issued for fiscal years and for interim periods within those fiscal years beginning after December 15, 2019, with institutions required to apply the changes through a cumulative-effect adjustment to their retained earnings balance as of the beginning of the first reporting period in which the guidance is effective. On October 16, 2019, the FASB approved a delay in the implementation of ASU 2016-13 by three years for smaller reporting companies, including the Company. Management has been in the process of developing a revised model to calculate the allowance for loan and lease losses upon implementation of ASU 2016-13 in order to determine the impact on the Company’s consolidated financial statements and, at this time, expects to recognize a one-time cumulative effect adjustment to the allowance for loan and lease losses as of the beginning of the first reporting period in which the new standard is effective. The magnitude of any such one-time adjustment is not yet known.

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2020
Investments Debt And Equity Securities [Abstract]
Investment Securities	3 . INVESTMENT SECURITIES Details of investment securities available-for-sale and held-to-maturity as of September 30, 2020 and December 31, 2019 were as follows: Available-for-Sale September 30, 2020 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Residential $ 29,036 $ 978 $ (7 ) $ 30,007 Commercial 46,251 888 (239 ) 46,900 Obligations of states and political subdivisions 5,793 118 (2 ) 5,909 Corporate notes 2,709 77 — 2,786 U.S. Treasury securities 80 — — 80 Total $ 83,869 $ 2,061 $ (248 ) $ 85,682 Held-to-Maturity September 30, 2020 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Commercial $ 5,510 $ 88 $ (2 ) $ 5,596 Obligations of U.S. government-sponsored agencies 1,189 39 — 1,228 Obligations of states and political subdivisions 1,024 26 — 1,050 Total $ 7,723 $ 153 $ (2 ) $ 7,874 Available-for-Sale December 31, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Residential $ 46,182 $ 372 $ (209 ) $ 46,345 Commercial 43,686 73 (386 ) 43,373 Obligations of states and political subdivisions 4,123 95 — 4,218 U.S. Treasury securities 80 — — 80 Total $ 94,071 $ 540 $ (595 ) $ 94,016 Held-to-Maturity December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value (Dollars in Thousands) Mortgage-backed securities: Commercial $ 8,923 $ 2 $ (46 ) $ 8,879 Obligations of U.S. government-sponsored agencies 4,324 5 (10 ) 4,319 Obligations of states and political subdivisions 1,093 15 — 1,108 Total $ 14,340 $ 22 $ (56 ) $ 14,306 The scheduled maturities of investment securities available-for-sale and held-to-maturity as of September 30, 2020 are presented in the following table: Available-for-Sale Held-to-Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value (Dollars in Thousands) Maturing within one year $ 3,420 $ 3,438 $ 5 $ 5 Maturing after one to five years 4,607 4,775 765 781 Maturing after five to ten years 43,113 44,432 3,099 3,156 Maturing after ten years 32,729 33,037 3,854 3,932 Total $ 83,869 $ 85,682 $ 7,723 $ 7,874 For purposes of the maturity table, mortgage-backed securities, which are not due at a single maturity date, have been allocated over maturity groupings based on the weighted-average contractual maturities of underlying collateral. The mortgage-backed securities generally mature earlier than their weighted-average contractual maturities because of principal prepayments. The following tables reflect gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of September 30, 2020 and December 31, 2019. Available-for-Sale September 30, 2020 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Residential $ 236 $ — $ 1,076 $ (7 ) Commercial 1,712 (2 ) 3,321 (237 ) Obligations of states and political subdivisions 1,186 (2 ) — — Total $ 3,134 $ (4 ) $ 4,397 $ (244 ) Held-to-Maturity September 30, 2020 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Commercial $ 338 $ (2 ) $ — $ — Total $ 338 $ (2 ) $ — $ — Available-for-Sale December 31, 2019 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Residential $ 17,340 $ (66 ) $ 10,094 $ (143 ) Commercial 3,794 (25 ) 29,754 (361 ) U.S. Treasury securities 80 — — — Total $ 21,214 $ (91 ) $ 39,848 $ (504 ) Held-to-Maturity December 31, 2019 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Commercial $ 685 $ — $ 6,405 $ (46 ) Obligations of U.S. government-sponsored agencies 846 (4 ) 2,994 (6 ) Total $ 1,531 $ (4 ) $ 9,399 $ (52 ) Management evaluates securities for other-than-temporary impairment no less frequently than quarterly and more frequently when economic or market concerns warrant such evaluation. Consideration is given to: (i) the length of time and the extent to which fair value has been less than cost; (ii) the financial condition and near-term prospects of the issuer; (iii) whether the Company intends to sell the securities; and (iv) whether it is more likely than not that the Company will be required to sell the securities before recovery of their amortized cost bases. As of September 30, 2020, 9 debt securities had been in a loss position for more than 12 months, and 8 debt securities had been in a loss position for less than 12 months. As of December 31, 2019, 69 debt securities had been in a loss position for more than 12 months, and 35 debt securities had been in a loss position for less than 12 months. As of both September 30, 2020 and December 31, 2019, the losses for all securities were considered to be a direct result of the effect that the prevailing interest rate environment had on the value of debt securities and were not related to the creditworthiness of the issuers. There was a substantial decrease in interest rates during the nine months ended September 30, 2020, including a 150-basis point reduction in the federal funds rate in March 2020. This resulted in significant increases in the fair value of debt securities and a corresponding decline in the number of securities in a loss position as of September 30, 2020 compared to December 31, 2019. Most of the securities in an unrealized loss position as of both September 30, 2020 and December 31, 2019 were residential or commercial mortgage-backed securities that are either direct obligations of the U.S. government or government-sponsored entities and, accordingly, have little associated credit risk. Further, the Company has the current intent and ability to retain its investments in the issuers for a period of time that management believes to be sufficient to allow for any anticipated recovery in fair value. Therefore, the Company did not recognize any other-than-temporary impairments as of September 30, 2020 or December 31, 2019. Investment securities with a carrying value of $73.8 million and $51.7 million as of September 30, 2020 and December 31, 2019, respectively, were pledged to secure public deposits and for other purposes.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	9 Months Ended
	Sep. 30, 2020
Allowance For Loan And Lease Losses Writeoffs Net [Abstract]
Loans and Allowance for Loan Losses	4 . LOANS AND ALLOWANCE FOR LOAN LOSSES Portfolio Segments The Company has divided the loan portfolio into eight portfolio segments, each with different risk characteristics described as follows: Construction, land development and other land loans – Commercial construction, land and land development loans include loans for the development of residential housing projects, loans for the development of commercial and industrial use property, loans for the purchase and improvement of raw land and loans primarily for agricultural production that are secured by farmland. These loans are secured in whole or in part by the underlying real estate collateral and are generally guaranteed by the principals of the borrowing entity. Secured by 1-4 family residential properties – These loans include conventional mortgage loans on one-to-four family residential properties. These properties may serve as the borrower’s primary residence, vacation home or investment property. Also included in this portfolio are home equity loans and lines of credit. This type of lending, which is secured by a first or second mortgage on the borrower’s residence, allows customers to borrow against the equity in their home. Secured by multi-family residential properties – This portfolio segment includes mortgage loans secured by apartment buildings. Secured by non-farm, non-residential properties – This portfolio segment includes real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers or other commercial property. These loans are generally guaranteed by the principals of the borrowing entity. Commercial and industrial loans – This portfolio segment includes loans and leases to commercial customers for use in the normal course of business. These credits may be loans, lines of credit and leases to financially strong borrowers, secured by inventories, equipment or receivables, and are generally guaranteed by the principals of the borrowing entity. Direct consumer – This portfolio segment includes a variety of secured and unsecured personal loans, including automobile loans, loans for household and personal purposes and all other direct consumer installment loans. Branch retail – This portfolio segment includes loans secured by collateral purchased by consumers at retail stores with whom ALC has an established relationship through its branch network to provide financing for the retail products sold if applicable underwriting standards are met. The collateral securing these loans generally includes personal property items such as furniture, ATVs and home appliances. Indirect sales – This portfolio segment includes loans secured by collateral purchased by consumers at retail stores with whom the Company has an established relationship to provide financing for the retail products sold if applicable underwriting standards are met. The collateral securing these loans generally includes recreational vehicles, campers, boats and horse trailers. As of September 30, 2020 and December 31, 2019, the composition of the loan portfolio by reporting segment and portfolio segment was as follows: September 30, 2020 Bank ALC Total (Dollars in Thousands) Real estate loans: Construction, land development and other land loans $ 35,472 $ — $ 35,472 Secured by 1-4 family residential properties 91,208 3,939 95,147 Secured by multi-family residential properties 49,197 — 49,197 Secured by non-farm, non-residential properties 183,754 — 183,754 Commercial and industrial loans (1) 86,898 — 86,898 Consumer loans: Direct consumer 7,277 22,771 30,048 Branch retail — 33,145 33,145 Indirect sales (2) 125,369 — 125,369 Total loans 579,175 59,855 639,030 Less: Unearned interest, fees and deferred cost (77 ) 4,317 4,240 Allowance for loan losses 5,550 1,635 7,185 Net loans $ 573,702 $ 53,903 $ 627,605 December 31, 2019 Bank ALC Total (Dollars in Thousands) Real estate loans: Construction, land development and other land loans $ 30,820 $ — $ 30,820 Secured by 1-4 family residential properties 98,971 5,566 104,537 Secured by multi-family residential properties 50,910 — 50,910 Secured by non-farm, non-residential properties 162,981 — 162,981 Commercial and industrial loans (1) 90,957 — 90,957 Consumer loans: Direct consumer 7,816 30,224 38,040 Branch retail — 32,305 32,305 Indirect sales (2) — 45,503 45,503 Total loans 442,455 113,598 556,053 Less: Unearned interest, fees and deferred cost 262 4,786 5,048 Allowance for loan losses 3,483 2,279 5,762 Net loans $ 438,710 $ 106,533 $ 545,243 (1) Includes equipment financing leases. (2) Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank. The Company makes commercial, real estate and installment loans to its customers. Although the Company has a diversified loan portfolio, 56.9% and 62.8% of the portfolio was concentrated in loans secured by real estate as of September 30, 2020 and December 31, 2019, respectively. Loans with a carrying value of $30.1 million and $34.6 million were pledged as collateral to secure Federal Home Loan Bank (“FHLB”) borrowings as of September 30, 2020 and December 31, 2019, respectively. Related Party Loans In the ordinary course of business, the Bank makes loans to certain officers and directors of the Company, including companies with which they are associated. These loans are made on the same terms as those prevailing for comparable transactions with unrelated parties. Management believes that such loans do not represent more than a normal risk of collectability, nor do they present other unfavorable features. The aggregate balances of such related party loans and commitments were $0.4 million and $0.9 million as of September 30, 2020 and December 31, 2019, respectively. During the nine months ended September 30, 2020, there were no new loans to these parties, and repayments by active related parties were $0.4 million. During the year ended December 31, 2019, there were $0.1 million of new loans to these parties, and repayments by active related parties were $22 thousand. Acquired Loans The Company acquired loans through the acquisition of The Peoples Bank (“TPB”) completed on August 31, 2018. At acquisition, certain acquired loans evidenced deterioration of credit quality since origination and it was probable that all contractually-required payments would not be collected. Loans purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected are considered to be credit impaired. Evidence of credit quality deterioration as of the purchase date may include information such as past-due and nonaccrual status, borrower credit scores and recent loan to value percentages. Purchased credit impaired (“PCI”) loans are accounted for under ASC Topic 310-30, Accounting for Purchased Loans with Deteriorated Credit Quality The carrying amount of PCI loans, which is included within loans on the condensed consolidated balance sheet, is set forth in the table below as of September 30, 2020 and December 31, 2019: September 30, 2020 December 31, 2019 (Dollars in Thousands) Real estate loans: Secured by 1-4 family residential properties $ 197 $ 224 Outstanding balance 197 224 Fair value adjustment (32 ) (49 ) Carrying amount, net of fair value adjustment $ 165 $ 175 During both the nine months ended September 30, 2020 and the year ended December 31, 2019, the Company did not recognize any accretable yield, or income expected to be collected, associated with these loans. Additionally, the Company did not increase or reverse the allowance for loan losses related to the remaining PCI loans. Allowance for Loan Losses The following tables present changes in the allowance for loan losses during the nine months ended September 30, 2020 and 2019 and the related loan balances by loan type as of September 30, 2020 and 2019: As of and for the Nine Months Ended September 30, 2020 Construction, Land Development, and Other 1-4 Family Real Estate Multi- Family Non- Farm Non- Residential Commercial and Industrial Direct Consumer Branch Retail Indirect Sales Total (Dollars in Thousands) Allowance for loan losses: Beginning balance $ 197 $ 466 $ 422 $ 964 $ 1,377 $ 1,625 $ 395 $ 316 $ 5,762 Charge-offs — (52 ) — — — (1,347 ) (279 ) (103 ) (1,781 ) Recoveries — 17 — 11 — 554 134 12 728 Provision 143 234 96 610 (475 ) 405 175 1,288 2,476 Ending balance $ 340 $ 665 $ 518 $ 1,585 $ 902 $ 1,237 $ 425 $ 1,513 $ 7,185 Ending balance of allowance attributable to loans: Individually evaluated for impairment $ — $ 13 $ — $ — $ 61 $ 2 $ — $ — $ 76 Collectively evaluated for impairment 340 652 518 1,585 841 1,235 425 1,513 7,109 Total allowance for loan losses $ 340 $ 665 $ 518 $ 1,585 $ 902 $ 1,237 $ 425 $ 1,513 $ 7,185 Ending balance of loans receivable: Individually evaluated for impairment $ — $ 757 $ — $ 2,644 $ 61 $ 25 $ — $ — $ 3,487 Collectively evaluated for impairment 35,472 94,225 49,197 181,110 86,837 30,023 33,145 125,369 635,378 Loans acquired with deteriorated credit quality — 165 — — — — — — 165 Total loans receivable $ 35,472 $ 95,147 $ 49,197 $ 183,754 $ 86,898 $ 30,048 $ 33,145 $ 125,369 $ 639,030 As of and for the Nine Months Ended September 30, 2019 Construction, Land Development, and Other 1-4 Family Real Estate Multi- Family Non- Farm Non- Residential Commercial and Industrial Direct Consumer Branch Retail Indirect Sales Total (Dollars in Thousands) Allowance for loan losses: Beginning balance $ 241 $ 346 $ 128 $ 831 $ 1,138 $ 1,799 $ 427 $ 145 $ 5,055 Charge-offs — (81 ) — — — (1,533 ) (294 ) (194 ) (2,102 ) Recoveries — 28 — — 3 503 94 6 634 Provision (78 ) 168 233 72 259 872 204 268 1,998 Ending balance $ 163 $ 461 $ 361 $ 903 $ 1,400 $ 1,641 $ 431 $ 225 $ 5,585 Ending balance of allowance attributable to loans: Individually evaluated for impairment $ — $ 15 $ — $ — $ 394 $ 9 $ — $ — $ 418 Collectively evaluated for impairment 163 446 361 903 1,006 1,632 431 225 5,167 Total allowance for loan losses $ 163 $ 461 $ 361 $ 903 $ 1,400 $ 1,641 $ 431 $ 225 $ 5,585 Ending balance of loans receivable: Individually evaluated for impairment $ — $ 839 $ — $ 496 $ 4,025 $ 32 $ — $ — $ 5,392 Collectively evaluated for impairment 28,190 108,317 46,843 164,445 86,445 37,445 30,008 48,073 549,766 Loans acquired with deteriorated credit quality — 180 — — — — — — 180 Total loans receivable $ 28,190 $ 109,336 $ 46,843 $ 164,941 $ 90,470 $ 37,477 $ 30,008 $ 48,073 $ 555,338 Credit Quality Indicators The Company utilizes a credit grading system that provides a uniform framework for establishing and monitoring credit risk in the loan portfolio. Under this system, construction, land, multi-family real estate, other commercial real estate, and commercial and industrial loans are graded based on pre-determined risk metrics and categorized into one of nine risk grades. These risk grades can be summarized into categories described as pass, special mention, substandard, doubtful and loss, as described in further detail below. • Pass (Risk Grades 1-5): Loans in this category include obligations in which the probability of default is considered low. • Special Mention (Risk Grade 6): Loans in this category exhibit potential credit weaknesses or downward trends deserving management’s close attention. If left uncorrected, these potential weaknesses may result in the deterioration of the repayment prospects for the asset or in the Company’s credit position at some future date. Special mention loans are not adversely classified and do not expose the Company to sufficient risk to warrant adverse classification. Although a special mention asset has a higher probability of default than pass-rated categories, its default is not imminent. • Substandard (Risk Grade 7): Loans in this category have defined weaknesses that jeopardize the orderly liquidation of debt. A substandard loan is inadequately protected by the current worth and paying capacity of the obligor or by the collateral pledged, if any. Normal repayment from the borrower is in jeopardy, although no loss of principal is envisioned. There is a distinct possibility that a partial loss of interest and/or principal will occur if the deficiencies are not corrected. Loss potential, while existing in the aggregate amount of substandard assets, does not have to exist in individual assets classified as substandard. • Doubtful (Risk Grade 8): Loans classified as doubtful have all of the weaknesses found in substandard loans, with the added characteristic that the weaknesses make collection of debt in full, based on currently existing facts, conditions and values, highly questionable or improbable. Serious problems exist such that partial loss of principal is likely; however, because of certain important, reasonably specific pending factors that may work to strengthen the assets, the loans’ classification as estimated losses is deferred until a more exact status may be determined. Such pending factors may include proposed merger, acquisition or liquidation procedures, capital injection, perfection of liens on additional collateral and refinancing plans. Loans classified as doubtful may include loans to borrowers that have demonstrated a history of failing to live up to agreements. The Company did not have any loans classified as Doubtful (Risk Grade 8) as of September 30, 2020 or December 31, 2019. • Loss (Risk Grade 9): Loans are classified in this category when borrowers are deemed incapable of repayment of unsecured debt. Loans to such borrowers are considered uncollectable and of such little value that continuance as active assets of the Company is not warranted. This classification does not mean that the loan has absolutely no recovery or salvage value, but rather that it is not prudent to defer writing off these assets, even though partial recovery may be realized in the future. The Company did not have any loans classified as Loss (Risk Grade 9) as of September 30, 2020 or December 31, 2019. Because residential real estate and consumer loans are more uniform in nature, each loan is categorized into one of two risk grades, depending on whether the loan is considered to be performing or nonperforming. Performing loans are loans that are paying principal and interest in accordance with a contractual agreement. Nonperforming loans are loans that have demonstrated characteristics that indicate a probability of loss. The tables below illustrate the carrying amount of loans by credit quality indicator as of September 30, 2020: September 30, 2020 Pass 1-5 Special Mention 6 Substandard 7 Total (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 33,133 $ 2,334 $ 5 $ 35,472 Secured by multi-family residential properties 49,197 — — 49,197 Secured by non-farm, non-residential properties 171,774 10,196 1,784 183,754 Commercial and industrial loans 84,818 1,638 442 86,898 Total $ 338,922 $ 14,168 $ 2,231 $ 355,321 As a percentage of total loans 95.38 % 3.99 % 0.63 % 100.00 % September 30, 2020 Performing Nonperforming Total (Dollars in Thousands) Loans secured by real estate: Secured by 1-4 family residential properties $ 93,150 $ 1,997 $ 95,147 Consumer loans: Direct consumer 29,850 198 30,048 Branch retail 32,992 153 33,145 Indirect sales 125,369 — 125,369 Total $ 281,361 $ 2,348 $ 283,709 As a percentage of total loans 99.17 % 0.83 % 100.00 % The above amounts include PCI loans. As of September 30, 2020, $0.2 million of PCI loans were classified as “Nonperforming.” The tables below illustrate the carrying amount of loans by credit quality indicator as of December 31, 2019: December 31, 2019 Pass 1-5 Special Mention 6 Substandard 7 Total (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 30,466 $ 354 $ — $ 30,820 Secured by multi-family residential properties 50,910 — — 50,910 Secured by non-farm, non-residential properties 157,718 2,961 2,302 162,981 Commercial and industrial loans 88,463 714 1,780 90,957 Total $ 327,557 $ 4,029 $ 4,082 $ 335,668 As a percentage of total loans 97.58 % 1.20 % 1.22 % 100.00 % December 31, 2019 Performing Nonperforming Total (Dollars in Thousands) Loans secured by real estate: Secured by 1-4 family residential properties $ 102,176 $ 2,361 $ 104,537 Consumer loans: Direct consumer 37,474 566 38,040 Branch retail 32,024 281 32,305 Indirect sales 45,503 — 45,503 Total $ 217,177 $ 3,208 $ 220,385 As a percentage of total loans 98.54 % 1.46 % 100.00 % The above amounts include PCI loans. As of December 31, 2019, $0.2 million of PCI loans were classified as “Nonperforming.” The following table provides an aging analysis of past due loans by class as of September 30, 2020: As of September 30, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days And Accruing (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ — $ — $ — $ — $ 35,472 $ 35,472 $ — Secured by 1-4 family residential properties 256 86 4 346 94,801 95,147 — Secured by multi-family residential properties — — — — 49,197 49,197 — Secured by non-farm, non-residential properties 429 — 1,337 1,766 181,988 183,754 — Commercial and industrial loans 62 — — 62 86,836 86,898 — Consumer loans: Direct consumer 289 182 167 638 29,410 30,048 — Branch retail 133 45 153 331 32,814 33,145 — Indirect sales 96 — — 96 125,273 125,369 — Total $ 1,265 $ 313 $ 1,661 $ 3,239 $ 635,791 $ 639,030 $ — As a percentage of total loans 0.20 % 0.05 % 0.26 % 0.51 % 99.49 % 100.00 % The above amounts include PCI loans. As of September 30, 2020, $0.2 million of PCI loans were 60-89 days past due. The following table provides an aging analysis of past due loans by class as of December 31, 2019: As of December 31, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days And Accruing (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ — $ — $ — $ — $ 30,820 $ 30,820 $ — Secured by 1-4 family residential properties 259 108 844 1,211 103,326 104,537 — Secured by multi-family residential properties — — — — 50,910 50,910 — Secured by non-farm, non-residential properties 30 — 1,419 1,449 161,532 162,981 — Commercial and industrial loans 56 — — 56 90,901 90,957 — Consumer loans: Direct consumer 387 287 531 1,205 36,835 38,040 — Branch retail 444 189 281 914 31,391 32,305 — Indirect sales 132 — — 132 45,371 45,503 — Total $ 1,308 $ 584 $ 3,075 $ 4,967 $ 551,086 $ 556,053 $ — As a percentage of total loans 0.24 % 0.11 % 0.55 % 0.89 % 99.11 % 100.00 % The above amounts include PCI loans. As of December 31, 2019, $0.2 million of PCI loans were 60-89 days past due. The following table provides an analysis of non-accruing loans by class as of September 30, 2020 and December 31, 2019: Loans on Non-Accrual Status September 30, 2020 December 31, 2019 (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 12 $ 8 Secured by 1-4 family residential properties 1,275 1,423 Secured by multi-family residential properties — — Secured by non-farm, non-residential properties 1,341 1,426 Commercial and industrial loans 99 27 Consumer loans: Direct consumer 174 558 Branch retail 152 281 Indirect sales — — Total loans $ 3,053 $ 3,723 As of both September 30, 2020 and December 31, 2019, PCI loans comprised $0.2 million of nonaccrual loans. COVID-19 Loan Deferments and Risk Identification Uncertainty continues to exist as to what the ultimate economic impact of the COVID-19 pandemic will be on the Company’s borrowers. In response to this uncertainty, during the first nine months of 2020, the Company increased qualitative factors in the calculation of the allowance for loan and lease losses. Although we believe that the allowance was sufficient to absorb losses in the portfolio based on circumstances existing as of September 30, 2020, management is continuing to closely monitor the Company’s loan portfolio for indications of credit deterioration, particularly with respect to those loans that have had payments deferred in connection with the pandemic. Loan Deferments In accordance with section 4013 of the Coronavirus Aid, Relief and Economic Security (CARES) Act, the Company implemented initiatives to provide short-term payment relief to borrowers who have been negatively impacted by COVID-19. Over 1,800 of the Company’s borrowers requested and were granted pandemic-related deferments by the Company during the nine months ended September 30, 2020. Although the interpretive guidance defines short-term as six months, the majority of deferments granted by the Company were for terms of 90 days or less. During the third quarter of 2020, the principal balance of loans that were under COVID-19 deferment was reduced by $76.8 million. The table below summarizes all remaining COVID-19 payment deferments as of September 30, 2020 and June 30, 2020. As of September 30, 2020 As of June 30, 2020 Number of Loans Deferred Principal Balance of Loans Deferred % of Portfolio Balance Number of Loans Deferred Principal Balance of Loans Deferred % of Portfolio Balance (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans 1 $ 2,259 6.4 % 7 $ 4,544 14.5 % Secured by 1-4 family residential properties 8 398 0.4 % 50 9,474 10.2 % Secured by multi-family residential properties — — — 12 29,726 60.9 % Secured by non-farm, non-residential properties 10 14,084 7.7 % 49 42,797 26.6 % Commercial and industrial loans 2 529 0.6 % 9 1,460 1.7 % Consumer loans: Direct consumer 77 284 0.9 % 442 2,188 6.6 % Branch retail 36 353 1.1 % 172 1,856 5.6 % Indirect sales 19 509 0.4 % 123 3,199 3.6 % Total loans 153 $ 18,416 2.9 % 864 $ 95,244 16.5 % Although the credit quality of these deferred loans will continue to be evaluated on an ongoing basis in accordance with the Company’s uniform framework for establishing and monitoring credit risk, in accordance with regulatory guidance related to the CARES Act, loans for which payments were deferred related to COVID-19 will generally not be considered troubled debt restructurings or placed in past due or nonaccrual status during the deferment period. At-Risk Categories With respect to credit risk, at the onset of the pandemic, the Company identified certain categories of loans that it believed to be “at-risk” of potential default or credit loss. Initially, these “at-risk” categories were divided into those deemed to be of “high-risk” and those deemed to be of “moderate-risk.” As of September 30, 2020, management has refined its evaluation of those categories that continue to be at-risk in the current environment. In general, the categories that remain include those that were previously identified as “high-risk” as a result of the pandemic. The “high-risk” category includes loans collateralized by hotels/motels and dine-in restaurants. Hotels/motels – These are loans that are secured by real estate and furniture, fixtures and equipment for hotel or motel facilities. This category may also include hotel or motel facilities that were under construction as of September 30, 2020 and for which the Company is financing the construction costs. While all loans in this category are to individual owner groups, 90% of the loan balance is to major franchises. The primary source of income for the borrowers comes from nightly occupancy of the facilities. Due to an overall decrease in travel during the COVID-19 pandemic, and due to restrictions on travel by many state and local governmental authorities, employers and other entities, the hotel industry has seen declines in occupancy rates, resulting in decreased revenue. Additionally, there is uncertainty as to when the public will have the confidence to utilize hotels and motels at the levels that the industry experienced prior to COVID-19. Therefore, these loans are currently considered by management to be of greater risk of potential loss than other loan categories. Dine-in – These are loans that are secured by real estate, equipment and leasehold improvements for dine-in restaurant facilities. This category may also include dine-in restaurant facilities that were under construction as of September 30, 2020 and for which the Company is financing the construction costs. The primary source of income for the borrowers comes from the operation of the restaurant facilities. Dine-in restaurants rely more heavily on the presence of diners within the facilities and have had to adapt to decreased dining capacities, as well as offering a drive-up concept, in the current environment. Due to the greater impact that restrictions placed by governmental authorities have had on dine-in restaurants, these loans are currently considered by management to be of greater risk of potential loss than other loan categories. The table below summarizes the “high-risk” categories and the relative percentage of the Company’s loan portfolio for each as of September 30, 2020 and June 30, 2020. September 30, 2020 June 30, 2020 Balance of Risk Category % of Total Loan Balance Balance of Risk Category % of Total Loan Balance (Dollars in Thousands) (Dollars in Thousands) High-risk loan categories: Hotels/motels $ 10,459 1.6 % $ 10,410 1.8 % Dine-in restaurants 4,379 0.7 % 4,459 0.8 % Total high-risk loans $ 14,838 2.3 % $ 14,869 2.6 % Management will continue to evaluate credit exposures on these loans on an ongoing basis in accordance with the Company’s uniform framework for establishing and monitoring credit risk. Paycheck Protection Program Sections 1102 and 1106 of the CARES Act added a new loan program administered by the Small Business Administration (“SBA”) entitled the Paycheck Protection Program (“PPP”). The PPP is intended to provide economic relief to small businesses throughout the United States that have been adversely impacted by COVID-19. An Interim Final Rule related to the PPP was issued on April 2, 2020, and additional clarifications to the Interim Final Rule have been provided subsequently by the SBA. In July 2020, additional legislation was passed that allowed small businesses to apply for loans through August 8, 2020. PPP loans are 100% guaranteed by the SBA and are forgivable in whole, or in part, if the proceeds are used by the borrower for payroll and other permitted purposes in accordance with the requirements of the PPP. If not forgiven in whole or in part, the loans carry a fixed interest rate of 1.00% per annum with payments deferred for 24 weeks from the date of the loan, plus another 10 months after the 24-week period. As compensation for originating a PPP loan, the Company receives lender processing fees from the SBA ranging from 1% to 5% of the original loan balance, depending on the size of the loan. Processing fees, net of origination costs, are deferred and amortized over the contractual life of the loan as interest income. Upon forgiveness of a loan by the SBA, any unrecognized net deferred fees will be recognized as interest income in that period. PPP loans were initially originated for a term of two years; however, a June 5, 2020 amendment to the CARES Act (i) provided for a five-year minimum loan term for loans originated beginning on that date and (ii) permitted lenders and borrowers to amend loans previously issued under two-year terms to terms of five to ten years if mutually agreed upon by both the lender and the borrower. As of September 30, 2020, the Company had originated 167 PPP loans with an aggregate principal balance of $14.0 million. Of this amount, $13.8 million of the loans were originated under two-year terms, while $0.2 million of the loans were originated under five-year terms. Impaired Loans A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the related loan agreement. If a loan is impaired, a specific valuation allowance is allocated, if necessary, so that the loan is reported at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the liquidation of the collateral. At the Bank, all loans of $0.5 million or more that have a credit quality risk grade of seven or above are identified for impairment analysis. Loans of less than $0.5 million may also be impaired if in management’s judgement circumstances warrant impairment. At ALC, all loans of $50 thousand or more that are 90 days or more past due are identified for impairment analysis. As of both September 30, 2020 and December 31, 2019, there were $0.1 million of impaired loans with no related allowance recorded at ALC. Impaired loans, or portions thereof, are charged off when deemed uncollectable. As of September 30, 2020, the carrying amount of the Company’s impaired loans consisted of the following: September 30, 2020 Carrying Amount Unpaid Principal Balance Related Allowances (Dollars in Thousands) Impaired loans with no related allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 903 903 — Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 2,644 2,644 — Commercial and industrial — — — Direct consumer — — — Total loans with no related allowance recorded $ 3,547 $ 3,547 $ — Impaired loans with an allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 19 19 13 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties — — — Commercial and industrial 61 61 61 Direct consumer 25 25 2 Total loans with an allowance recorded $ 105 $ 105 $ 76 Total impaired loans Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 922 922 13 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 2,644 2,644 — Commercial and industrial 61 61 61 Direct consumer 25 25 2 Total impaired loans $ 3,652 $ 3,652 $ 76 The above amounts include PCI loans. As of September 30, 2020, PCI loans comprised $0.2 million of impaired loans without a related allowance recorded. As of December 31, 2019, the carrying amount of the Company’s impaired loans consisted of the following: December 31, 2019 Carrying Amount Unpaid Principal Balance Related Allowances (Dollars in Thousands) Impaired loans with no related allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 984 984 — Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 1,877 1,877 — Commercial and industrial — — — Direct consumer — — — Total loans with no related allowance recorded $ 2,861 $ 2,861 $ — Impaired loans with an allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 21 21 14 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties — — — Commercial and industrial 206 206 206 Direct consumer 29 29 7 Total loans with an allowance recorded $ 256 $ 256 $ 227 Total impaired loans Loans secured by real estate . Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 1,005 1,005 14 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 1,877 1,877 — Commercial and industrial 206 206 206 Direct consumer 29 29 7 Total impaired loans $ 3,117 $ 3,117 $ 227 The above amounts include PCI loans. As of December 31, 2019, PCI loans comprised $0.2 million of impaired loans without a related allowance recorded. The average net investment in impaired loans and interest income recognized and received on impaired loans during the nine months ended September 30, 2020 and the year ended December 31, 2019 were as follows: Nine Months Ended September 30, 2020 Average Recorded Investment Interest Income Recognized Interest Income Received (Dollars in Thousands) Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Sec

Other Real Estate Owned and Rep

Other Real Estate Owned and Repossessed Assets	9 Months Ended
	Sep. 30, 2020
Other Real Estate [Abstract]
Other Real Estate Owned and Repossessed Assets	5 . OTHER REAL ESTATE OWNED AND REPOSSESSED ASSETS Other Real Estate Owned Other real estate and certain other assets acquired in foreclosure are reported at the net realizable value of the property, less estimated costs to sell. The following table summarizes foreclosed property activity as of the nine months ended September 30, 2020 and 2019: September 30, 2020 September 30, 2019 (Dollars in Thousands) Beginning balance $ 1,078 $ 1,505 Additions (1) 293 312 Sales proceeds (370 ) (523 ) Gross gains 38 39 Gross losses (44 ) (47 ) Net losses (6 ) (8 ) Impairment (10 ) (38 ) Ending balance $ 985 $ 1,248 (1) Additions to other real estate owned (“OREO”) include transfers from loans, other assets and capitalized improvements to existing OREO properties. Valuation adjustments are recorded in other non-interest expense and are primarily post-foreclosure write-downs that are a result of continued declining property values based on updated appraisals or other indications of value, such as offers to purchase. Net realizable value less estimated costs to sell of foreclosed residential real estate held by the Company was $0.1 million and $0.2 million as of September 30, 2020 and 2019, respectively. In addition, the Company did not hold any consumer mortgage loans collateralized by residential real estate that were in the process of foreclosure as of September 30, 2020 and held $40 thousand of these loans as of September 30, 2019. Repossessed Assets In addition to the other real estate and other assets acquired in foreclosure, the Company also acquires assets through the repossession of the underlying collateral of loans in default. The following table summarizes repossessed asset activity as of the nine months ended September 30, 2020 and 2019: September 30, 2020 September 30, 2019 (Dollars in Thousands) Beginning balance $ 256 $ 229 Transfers from loans 746 736 Sales proceeds (446 ) (477 ) Gross gains — 2 Gross losses (401 ) (370 ) Net losses (401 ) (368 ) Impairment — — Ending balance $ 155 $ 120 Repossessed assets are included in Other Assets in the Company’s condensed consolidated balance sheet.

Goodwill and Other Intangible A

Goodwill and Other Intangible Assets	9 Months Ended
	Sep. 30, 2020
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill and Other Intangible Assets	6. GOODWILL AND OTHER INTANGIBLE ASSETS The Company recorded goodwill associated with its acquisition of TPB in 2018. As of both September 30, 2020 and December 31, 2019, goodwill totaled $7.4 million. Goodwill must be tested for impairment annually, or more often if circumstances warrant. If, as a result of impairment testing, it is determined that the implied fair value of goodwill is lower than its carrying amount, impairment is indicated, and the goodwill must be written down to its implied fair value. The Company’s annual test date for goodwill impairment is October 1; however, goodwill may be tested between annual test dates if events or changes in circumstances indicate that it is more likely than not that goodwill is impaired. Factors that are considered when evaluating whether it is more likely than not that goodwill is impaired may include (but are not limited to) significant and sustained reductions in stock price, significant earnings deterioration below forecasted levels, significant deterioration in the credit quality of borrowers, changes in the overall business outlook for an organization, losses in operating cash flows and significant impairment losses recognized by competitors. Based on a number of considerations, as of September 30, 2020, the Company’s management concluded that circumstances did not indicate that it was more likely than not that goodwill was impaired. However, the ultimate economic impact of the COVID-19 pandemic on the Company’s operations, as well as its stock price, is not yet known. The COVID-19 pandemic and resulting economic implications, including changes in the interest rate environment and potential implications on credit quality, have impacted the Company’s operations and earnings during the course of the first nine months of 2020. In addition, the Company’s stock price has remained at discounted levels since the onset of the pandemic in March 2020. Should the Company’s future operations and/or stock price be negatively impacted for a sustained period of time, management may determine that goodwill testing at an interim period between annual testing dates is appropriate. Core deposit premiums are amortized over a seven-year period and are periodically evaluated, at least annually, as to the recoverability of their carrying value. Core deposit premiums of $2.0 million were recorded during 2018 as part of the TPB acquisition. The Company’s goodwill and other intangibles (carrying basis and accumulated amortization) as of September 30, 2020 were as follows: September 30, 2020 (Dollars in Thousands) Goodwill $ 7,435 Core deposit intangible: Gross carrying amount 2,048 Accumulated amortization (981 ) Core deposit intangible, net 1,067 Total $ 8,502 The Company’s estimated remaining amortization expense on intangibles as of September 30, 2020 was as follows: Amortization Expense (Dollars in Thousands) 2020 $ 92 2021 341 2022 268 2023 195 2024 122 2025 49 Total $ 1,067 The net carrying amount of the Company’s core deposit premiums is not considered recoverable if it exceeds the sum of the undiscounted cash flows expected to result from use and eventual disposition. That assessment is based on the carrying amount of the intangible assets subject to amortization at the date on which it is tested for recoverability. Intangible assets subject to amortization are tested by the Company for recoverability whenever events or changes in circumstances indicate that its carrying amount may not be recoverable.

Short-term Borrowings

Short-term Borrowings	9 Months Ended
	Sep. 30, 2020
Debt Disclosure [Abstract]
Short-Term Borrowings	7 . BORROWINGS Short-term borrowings consist of federal funds purchased, securities sold under repurchase agreements, and short-term FHLB advances with original maturities of one year or less. Short-term borrowings totaled $10.0 million as of both September 30, 2020 and December 31, 2019. Federal funds purchased, which represent unsecured lines of credit that generally mature within one to four days, are available to the Bank through arrangements with correspondent banks and the Federal Reserve. As of both September 30, 2020 and December 31, 2019, there were no federal funds purchased outstanding. The Bank had $61.6 million and $61.7 million in available unused lines of credit with correspondent banks and the Federal Reserve as of September 30, 2020 and December 31, 2019, respectively. Securities sold under repurchase agreements, which are secured borrowings, generally are reflected at the amount of cash received in connection with the transaction. The Bank may be required to provide additional collateral based on the fair value of the underlying securities. The Bank monitors the fair value of the underlying securities on a daily basis. Securities sold under repurchase agreements as of September 30, 2020 and December 31, 2019 totaled $45 thousand and $25 thousand, respectively. Short-term FHLB advances are secured borrowings available to the Bank as an alternative funding source. As of both September 30, 2020 and December 31, 2019, the Bank had $10.0 million in outstanding FHLB advances with original maturities of less than one year. The Company may use FHLB advances with original maturities of more than one year as an alternative to funding sources with similar maturities, such as certificates of deposit or other deposit programs. These advances generally offer more attractive rates than other mid-term financing options. They are also flexible, allowing the Company to quickly obtain the necessary maturities and rates that best suit its overall asset/liability strategy. FHLB advances with an original maturity of more than one year are classified as long-term. As of both September 30, 2020 and December 31, 2019, the Company did not have any long-term FHLB advances outstanding. Assets pledged (including loans and investment securities) associated with FHLB advances totaled $30.1 million and $34.6 million as of September 30, 2020 and December 31, 2019, respectively. As of September 30, 2020 and December 31, 2019, the Bank had $233.6 million and $211.5 million, respectively, in remaining credit from the FHLB (subject to available collateral).

Income Taxes

Income Taxes	9 Months Ended
	Sep. 30, 2020
Income Tax Disclosure [Abstract]
Income Taxes	8 . INCOME TAXES The provision for income taxes was $0.5 million and $0.9 million for the nine-month periods ended September 30, 2020 and 2019, respectively. The Company’s effective tax rate was 23.7% and 20.5%, respectively, for the same periods. The effective tax rate is impacted by recurring permanent differences, such as those associated with bank-owned life insurance and tax-exempt investment and loan income. The Company had a net deferred tax asset of $2.3 million and $2.8 million as of September 30, 2020 and December 31, 2019, respectively. The decrease in the net deferred tax asset resulted primarily from the impact of changes in the fair value of securities available-for-sale, combined with reductions in net operating loss carryforwards and other book-to-tax temporary differences.

Deferred Compensation Plans

Deferred Compensation Plans	9 Months Ended
	Sep. 30, 2020
Compensation Related Costs [Abstract]
Deferred Compensation Plans	9 . DEFERRED COMPENSATION PLANS The Company has entered into supplemental retirement compensation benefits agreements with certain directors and former executive officers. The measurement of the liability under these agreements includes estimates involving life expectancy, length of time before retirement and the expected returns on the bank-owned life insurance policies used to fund those agreements. Should these estimates prove to be materially wrong, the cost of these agreements could change accordingly. The related deferred compensation obligation to these directors and former executive officers included in other liabilities was $3.2 million as of both September 30, 2020 and December 31, 2019. Non-employee directors may elect to defer payment of all or any portion of their Bancshares and Bank director fees under Bancshares’ Non-Employee Directors’ Deferred Compensation Plan (the “Deferral Plan”). The Deferral Plan permits non-employee directors to invest their directors’ fees and to receive the adjusted value of the deferred amounts in cash and/or shares of Bancshares’ common stock. Neither Bancshares nor the Bank makes any contribution to participants’ accounts under the Deferral Plan. As of September 30, 2020 and December 31, 2019, a total of 108,473 and 124,392 shares of Bancshares common stock, respectively, were deferred in connection with the Deferral Plan. All deferred fees, whether in the form of cash or shares of Bancshares common stock, are reflected as compensation expense in the period earned. The Company classifies all deferred directors’ fees allocated to be paid in shares as equity additional paid-in capital. The Company may use issued shares or shares of treasury stock to satisfy these obligations when due.

Stock Awards

Stock Awards	9 Months Ended
	Sep. 30, 2020
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Stock Awards	1 0 . STOCK AWARDS In accordance with the 2013 Incentive Plan, stock awards, including stock options and restricted stock, have been granted to certain employees and non-employee directors. Shares of common stock available for distribution to satisfy the grants may consist, in whole or in part, of authorized and unissued shares, treasury shares or shares reacquired by the Company in any manner. Stock-based compensation expense related to stock awards totaled $0.2 million for both of the nine-month periods ended September 30, 2020 and 2019. Stock Options Stock option awards have been granted with an exercise price equal to the market price of the Company’s common stock on the date of the grant and have vesting periods ranging from one to three years, with 10-year contractual terms. The Company recognizes the cost of services received in exchange for stock option awards based on the grant date fair value of the award, with compensation expense recognized on a straight-line basis over the award’s vesting period. The fair value of outstanding awards was determined using the Black-Scholes option pricing model based on the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock. 2020 2019 Risk-free interest rate 1.24 % 2.59 % Expected term (in years) 7.5 7.5 Expected stock price volatility 28.9 % 30.9 % Dividend yield 1.25 % 1.25 % Fair value of stock option 3.34 3.30 The following table summarizes the Company’s stock option activity for the periods presented. Nine Months Ended September 30, 2020 September 30, 2019 Number of Shares Average Exercise Price Number of Shares Average Exercise Price Options: Outstanding, beginning of period 412,800 $ 9.72 377,950 $ 9.80 Granted 10,200 11.95 68,150 9.99 Exercised 666 10.75 719 8.30 Expired — — — — Forfeited 1,334 9.70 26,300 11.96 Options outstanding, end of period 421,000 $ 9.79 419,081 $ 9.70 Options exercisable, end of period 359,413 $ 9.62 304,748 $ 9.14 The aggregate intrinsic value of stock options outstanding (calculated as the amount by which the market value of underlying stock exceeds the exercise price of the option) was approximately zero and $0.2 million as of September 30, 2020 and 2019, respectively. Restricted Stock During the nine months ended September 30, 2020 and 2019, respectively, 28,460 shares and 5,520 shares of restricted stock were granted. The Company recognizes the cost of services received in exchange for restricted stock awards based on the grant date closing price of the stock, with compensation expense recognized on a straight-line basis over the award’s vesting period.

Leases

Leases	9 Months Ended
	Sep. 30, 2020
Leases [Abstract]
Leases	1 1 . LEASES The Bank and ALC are involved in a number of operating leases, primarily for branch locations. Branch leases have remaining lease terms ranging from less than one year to 13 years, some of which include options to extend the leases for up to five years, and some of which include an option to terminate the lease within one year. The Bank leases certain office facilities to third parties and classifies these leases as operating leases. The following table provides a summary of the components of lease expense, as well as the reporting location in the Condensed Consolidated Statements of Operations for the three and nine months ended September 30, 2020 and 2019: Location in the Condensed Three Months Ended Nine Months Ended Consolidated Statements of Operations September 30, 2020 September 30, 2019 September 30, 2020 September 30, 2019 (Dollars in Thousands) (Dollars in Thousands) Operating lease expense (1) Net occupancy and equipment $ 212 $ 206 $ 635 $ 627 Operating lease income (2) Lease income $ 206 $ 212 $ 630 $ 633 (1) Includes short-term lease costs. For the three- and nine-month periods ended September 30, 2020 and 2019, short-term lease costs were nominal in amount. (2) Operating lease income includes rental income from owned properties. The following table provides supplemental lease information for operating leases on the Condensed Consolidated Balance Sheet as of September 30, 2020: Location in the Condensed Consolidated Balance Sheet September 30, 2020 (Dollars in Thousands) Operating lease right-of-use assets Other assets $ 3,109 Operating lease liabilities Other liabilities $ 3,159 Weighted-average remaining lease term (in years) 6.07 Weighted-average discount rate 3.14 % The following table provides supplemental lease information for the Condensed Consolidated Statements of Cash Flows for the nine months ended September 30, 2020 and 2019: Nine Months Ended September 30, 2020 September 30, 2019 (Dollars in Thousands) Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 552 $ 574 The following table is a schedule of remaining future minimum lease payments for operating leases that had an initial or remaining non-cancellable lease term in excess of one year as of September 30, 2020: Minimum Rental Payments (Dollars in Thousands) 2020 $ 173 2021 628 2022 558 2023 458 2024 438 2025 and thereafter 1,276 Total future minimum lease payments $ 3,531 Less: Imputed interest 372 Total operating lease liabilities $ 3,159

Derivative Financial Instrument

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2020
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	1 2 . DERIVATIVE FINANCIAL INSTRUMENTS The Company is exposed to certain risks arising from both its business operations and economic conditions. The Company principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Company manages economic risks, including interest rate, liquidity and credit risk, primarily by managing the amount, sources and duration of certain balance sheet assets and liabilities. In the normal course of business, the Company also uses derivative financial instruments to add stability to interest income or expense and to manage its exposure to movements in interest rates. The Company does not use derivatives for trading or speculative purposes and only enters into transactions that have a qualifying hedge relationship. The Company’s hedging strategies involving interest rate derivatives are classified as either cash flow hedges or fair value hedges, depending upon the rate characteristic of the hedged item. Cash Flow Hedges Effective July 8, 2019, the Bank entered into a forward interest rate swap contract on certain variable-rate money market deposit accounts (indexed to the Federal Funds effective rate’s daily weighted average) with a total notional amount of $10.0 million. The money market account balances are expected to exceed $10 million for the next seven years, and the rates on these deposits are anticipated to move closely with changes in one-month LIBOR, or a comparable benchmark interest rate. The interest rate swap was designated as a derivative instrument in a cash flow hedge with the objective of converting the floating interest payments to a fixed rate throughout the seven-year period beginning on July 8, 2019 and ending on July 8, 2026. Under the swap arrangement, the Bank will pay a fixed interest rate of 1.790% and receive a variable interest rate based on one-month LIBOR, or a comparable benchmark interest rate, on the notional amount of $10.0 million, with monthly net settlements. Effective July 22, 2019, the Bank entered into a forward interest rate swap contract on certain variable-rate money market deposit accounts (indexed to the Federal Funds effective rate’s daily weighted average) with a total notional amount of $10.0 million. The money market account balances are expected to exceed $10 million for the next five years, and the rates on these deposits are anticipated to move closely with changes in one-month LIBOR, or a comparable benchmark interest rate. The interest rate swap was designated as a derivative instrument in a cash flow hedge with the objective of converting the floating interest payments to a fixed rate throughout the five-year period beginning on July 22, 2019 and ending on July 22, 2024. Under the swap arrangement, the Bank will pay a fixed interest rate of 1.698% and receive a variable interest rate based on one-month LIBOR, or a comparable benchmark interest rate, on the notional amount of $10.0 million, with monthly net settlements. Effective October 1, 2019, the Bank entered into a forward interest rate swap contract on a variable-rate FHLB advance (indexed to one-month LIBOR) with a total notional amount of $10.0 million. The FHLB advance will be renewed on a monthly basis and will remain outstanding until October 1, 2024. The interest rate swap was designated as a derivative instrument in a cash flow hedge with the objective of converting the floating interest payments to a fixed rate throughout the five-year period beginning on October 1, 2019 and ending on October 1, 2024. Under the swap arrangement, the Bank will pay a fixed interest rate of 1.357% and receive a variable interest rate based on one-month LIBOR, or a comparable benchmark interest rate, on the notional amount of $10.0 million, with monthly net settlements. Fair Value Hedges Effective August 9, 2019, the Bank entered into a forward interest rate swap contract on fixed rate commercial real estate loans with a total notional amount of $10.0 million. The interest rate swap was designated as a derivative instrument in a fair value hedge with the objective of effectively converting a pool of fixed rate assets to variable rate throughout the five-year period beginning on August 9, 2019 and ending on August 9, 2024. Under the swap arrangement, the Bank will pay a fixed interest rate of 1.406% and receive a variable interest rate based on one-month LIBOR, or a comparable benchmark interest rate, on the notional amount of $10.0 million, with monthly net settlements. Effective August 21, 2019, the Bank entered into a forward interest rate swap contract on fixed rate commercial real estate loans with a total notional amount of $10.0 million. The interest rate swap was designated as a derivative instrument in a fair value hedge with the objective of effectively converting a pool of fixed rate assets to variable rate throughout the five-year period beginning on August 21, 2019 and ending on August 21, 2024. Under the swap arrangement, the Bank will pay a fixed interest rate of 1.292% and receive a variable interest rate based on one-month LIBOR, or a comparable benchmark interest rate, on the notional amount of $10.0 million, with monthly net settlements. The Company has elected the last-of-layer method with respect to both of its fair value hedges. This approach allows the Company to designate as the hedged item a stated amount of the assets that are not expected to be affected by prepayments, defaults and other factors affecting the timing and amount of cash flows. Relative to the identified pools of loans, this represents the last dollar amount of the designated commercial loans, which is equivalent to the notional amounts of the derivative instruments. The following amounts were recorded on the condensed consolidated balance sheet related to cumulative basis adjustments for fair value hedges: Location in the Condensed Consolidated Balance Sheet in Which the Hedged Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Item is Included September 30, 2020 (Dollars in Thousands) Loans and leases, net of allowance for loan and lease losses (1) $ 46,967 $ 924 (1) These amounts include the amortized cost basis of closed portfolios used to designate hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. As of September 30, 2020, the amortized cost basis of the closed portfolios used in these hedging relationships was $46.0 million, the cumulative basis adjustments associated with these hedging relationships were $0.9 million, and the amounts of the designated hedged items were $20.0 million.

Segment Reporting

Segment Reporting	9 Months Ended
	Sep. 30, 2020
Segment Reporting Disclosure Of Entitys Reportable Segments [Abstract]
Segment Reporting	1 3 . SEGMENT REPORTING Under ASC Topic 280, Segment Reporting All Bank ALC Other Eliminations Consolidated (Dollars in Thousands) As of and for the three months ended September 30, 2020: Net interest income $ 6,953 $ 2,008 $ 4 $ — $ 8,965 Provision for loan and lease losses 1,038 8 — — 1,046 Total non-interest income 1,294 167 710 (796 ) 1,375 Total non-interest expense 6,489 2,009 388 (139 ) 8,747 Income before income taxes 720 158 326 (657 ) 547 Provision for income taxes 156 45 (65 ) — 136 Net income $ 564 $ 113 $ 391 $ (657 ) $ 411 Other significant items: Total assets $ 855,830 $ 56,640 $ 91,035 $ (150,564 ) $ 852,941 Total investment securities 93,325 — 80 — 93,405 Total loans, net 622,491 53,903 — (48,789 ) 627,605 Goodwill and core deposit intangible, net 8,502 — — — 8,502 Investment in subsidiaries — — 85,096 (85,096 ) — Fixed asset additions 156 2 — — 158 Depreciation and amortization expense 404 30 — — 434 Total interest income from external customers 7,276 2,720 — — 9,996 Total interest income from affiliates 712 — 4 (716 ) — For the nine months ended September 30, 2020: Net interest income $ 19,875 $ 6,582 $ 17 $ — $ 26,474 Provision for loan and lease losses 1,816 660 — — 2,476 Total non-interest income 3,639 595 2,728 (2,960 ) 4,002 Total non-interest expense 18,755 6,269 1,282 (484 ) 25,822 Income before income taxes 2,943 248 1,463 (2,476 ) 2,178 Provision for income taxes 650 82 (216 ) — 516 Net income $ 2,293 $ 166 $ 1,679 $ (2,476 ) $ 1,662 Other significant items: Fixed asset additions 598 21 — — 619 Depreciation and amortization expense 1,146 94 — — 1,240 Total interest income from external customers 21,405 8,767 1 — 30,173 Total interest income from affiliates 2,185 — 16 (2,201 ) — All Bank ALC Other Eliminations Consolidated (Dollars in Thousands) As of and for the three months ended September 30, 2019: Net interest income $ 6,205 $ 3,136 $ 6 $ — $ 9,347 Provision for loan and lease losses 545 338 — — 883 Total non-interest income 1,176 212 1,520 (1,494 ) 1,414 Total non-interest expense 5,773 2,467 455 (149 ) 8,546 Income before income taxes 1,063 543 1,071 (1,345 ) 1,332 Provision for income taxes 136 139 (61 ) — 214 Net income $ 927 $ 404 $ 1,132 $ (1,345 ) $ 1,118 Other significant items: Total assets $ 773,036 $ 109,852 $ 89,141 $ (200,099 ) $ 771,930 Total investment securities 114,229 — 80 — 114,309 Total loans, net 533,861 106,223 — (95,565 ) 544,519 Goodwill and core deposit intangible, net 8,934 — — — 8,934 Investment in subsidiaries 5 — 83,460 (83,460 ) 5 Fixed asset additions 172 42 — — 214 Depreciation and amortization expense 372 37 — — 409 Total interest income from external customers 6,546 4,480 1 — 11,027 Total interest income from affiliates 1,345 — 6 (1,351 ) — For the nine months ended September 30, 2019: Net interest income $ 18,200 $ 9,534 $ 19 $ — $ 27,753 Provision for loan and lease losses 635 1,363 — — 1,998 Total non-interest income 3,362 659 4,485 (4,536 ) 3,970 Total non-interest expense 17,404 7,201 1,375 (477 ) 25,503 Income before income taxes 3,523 1,629 3,129 (4,059 ) 4,222 Provision for income taxes 647 403 (185 ) — 865 Net income $ 2,876 $ 1,226 $ 3,314 $ (4,059 ) $ 3,357 Other significant items: Fixed asset additions 2,736 120 — — 2,856 Depreciation and amortization expense 1,100 105 — — 1,205 Total interest income from external customers 19,515 13,246 2 — 32,763 Total interest income from affiliates 3,712 — 18 (3,730 ) —

Other Operating Income and Expe

Other Operating Income and Expense	9 Months Ended
	Sep. 30, 2020
Other Income And Expenses [Abstract]
Other Operating Income and Expense	1 4 . OTHER OPERATING INCOME AND EXPENSE Other Operating Income Other operating income for the three and nine months ended September 30, 2020 and 2019 consisted of the following: Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Bank-owned life insurance $ 108 $ 109 $ 323 $ 323 Auto Club revenue 22 49 75 149 ATM fee income 128 108 344 323 Wire transfer fees 14 17 42 39 Gain on sales of premises and equipment and other assets 316 7 324 7 Other income 33 129 192 248 Total $ 621 $ 419 $ 1,300 $ 1,089 On January 1, 2018, the Company implemented ASU Revenue from Contracts with Customers All of the Company’s revenue that is subject to ASC Topic 606 is included in non-interest income; however, not all non-interest income is subject to ASC Topic 606. Revenue earned by the Company that is subject to ASC Topic 606 primarily consists of service and other charges on deposit accounts, mortgage fees from secondary market transactions at the Bank, ATM fee income and other non-interest income. Revenue generated from these sources for the nine-month periods ended September 30, 2020 and 2019 was $2.0 million and $2.4 million, respectively, and for the three-month periods ended September 30, 2020 and 2019 was $0.6 million and $0.9 million, respectively. All sources of the Company’s revenue subject to ASC Topic 606 are transaction-based, and revenue is recognized at the time at which the transaction is executed, which is the same time at which the Company’s performance obligation is satisfied. The Company had no contract liabilities or unsatisfied performance obligations with customers as of September 30, 2020. Other Operating Expense Other operating expense for the three and nine months ended September 30, 2020 and 2019 consisted of the following: Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Postage, stationery and supplies $ 207 $ 208 $ 639 $ 658 Telephone/data communication 232 228 684 646 Advertising and marketing 42 51 128 143 Travel and business development 32 90 181 303 Collection and recoveries 41 14 186 114 Other services 87 77 263 220 Insurance expense 140 139 443 454 FDIC insurance and state assessments 119 28 315 186 Loss on sales of premises and equipment and other assets 152 128 439 347 Core deposit intangible amortization 104 122 323 378 Other real estate/foreclosure expense, net 21 54 62 143 Other expense 559 526 1,303 1,465 Total $ 1,736 $ 1,665 $ 4,966 $ 5,057

Guarantees, Commitments and Con

Guarantees, Commitments and Contingencies	9 Months Ended
	Sep. 30, 2020
Commitments And Contingencies Disclosure [Abstract]
Guarantees, Commitments and Contingencies	1 5 . GUARANTEES, COMMITMENTS AND CONTINGENCIES The Bank’s exposure to credit loss in the event of nonperformance by the other party for commitments to make loans and standby letters of credit is represented by the contractual amount of those instruments. The Bank uses the same credit policies in making these commitments as it does for on-balance sheet instruments. In the normal course of business, there are outstanding commitments and contingent liabilities, such as commitments to extend credit, letters of credit and others, that are not included in the consolidated financial statements. The financial instruments involve, to varying degrees, elements of credit and interest rate risk in excess of amounts recognized in the financial statements. A summary of these commitments and contingent liabilities is presented below: September 30, 2020 December 31, 2019 (Dollars in Thousands) Standby letters of credit $ 180 $ 180 Standby performance letters of credit $ 555 $ 647 Commitments to extend credit $ 109,630 $ 96,967 Standby letters of credit and standby performance letters of credit are contingent commitments issued by the Bank generally to guarantee the performance of a customer to a third party. The Bank has recourse against the customer for any amount that it is required to pay to a third party under a standby letter of credit or standby performance letter of credit. Revenues are recognized over the lives of the standby letters of credit and standby performance letters of credit. As of September 30, 2020 and December 31, 2019, the potential amounts of future payments that the Bank could be required to make under its standby letters of credit and standby performance letters of credit, which represent the Bank’s total credit risk in these categories, are included in the table above. A commitment to extend credit is an agreement to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank upon the extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies but may include accounts receivable, inventory, property, plant and equipment and income-producing commercial properties. The Company is self-insured for a significant portion of employee health benefits. However, the Company maintains stop-loss coverage with third-party insurers to limit the Company’s individual claim and total exposure related to self-insurance. The Company estimates accrued liability for the ultimate costs to settle known claims, as well as claims incurred but not yet reported, as of the balance sheet date. The Company’s recorded estimated liability for self-insurance is based on the insurance companies’ incurred loss estimates and management’s judgment, including assumptions and evaluation of factors related to the frequency and severity of claims, the Company’s claims development history and the Company’s claims settlement practices. The assessment of loss contingencies and self-insurance reserves is a highly subjective process that requires judgments about future events. Contingencies are reviewed at least quarterly to determine the adequacy of self-insurance accruals. Self-insurance accruals totaled $0.2 million as of both September 30, 2020 and December 31, 2019. The ultimate settlement of loss contingencies and self-insurance reserves may differ significantly from amounts accrued in the Company’s consolidated financial statements. Litigation The Company is party to certain ordinary course litigation from time to time, and the Company intends to vigorously defend itself in all such litigation. In the opinion of the Company, based on review and consultation with legal counsel, the outcome of such ordinary course litigation should not have a material adverse effect on the Company’s consolidated financial statements or results of operations.

Fair Value of Financial Instrum

Fair Value of Financial Instruments	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value of Financial Instruments	1 6 . FAIR VALUE OF FINANCIAL INSTRUMENTS The Company follows the provisions of ASC Topic 820, Fair Value Measurements and Disclosures Fair Value Hierarchy Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between willing market participants at the measurement date. In determining fair value, the Company uses various methods, including market, income and cost approaches. Based on these approaches, the Company often utilizes certain assumptions that market participants would use in pricing the asset or liability, including assumptions about risk and/or the risks inherent in the inputs to the valuation technique. These inputs can be readily observable, market-corroborated or generally unobservable inputs. The Company utilizes valuation techniques that maximize the use of observable inputs and minimize the use of unobservable inputs. Based on the observability of the inputs used in the valuation techniques, the Company is required to provide the following information according to the fair value hierarchy. The fair value hierarchy ranks the quality and reliability of the information used to determine fair value. Assets and liabilities carried at fair value will be classified and disclosed in one of the following three categories: • Level 1 — Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange or Nasdaq. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities. • Level 2 — Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third-party pricing services for identical or similar assets or liabilities. • Level 3 — Valuations for assets and liabilities that are derived from other valuation methodologies, including option pricing models, discounted cash flow models and similar techniques, and not based on market exchange, dealer or broker-traded transactions. Level 3 valuations incorporate certain assumptions and projections in determining the fair value assigned to such assets or liabilities. The Company rarely transfers assets and liabilities measured at fair value between Level 1 and Level 2 measurements. Trading account assets and securities available-for-sale may be periodically transferred to or from Level 3 valuation based on management’s conclusion regarding the best method of pricing for an individual security. Such transfers are accounted for as if they occurred at the beginning of a reporting period. There were no such transfers during the nine months ended September 30, 2020 or the year ended December 31, 2019. Fair Value Measurements on a Recurring Basis Securities Available-for-Sale Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities include exchange-traded equities. Level 2 securities include U.S. Treasury and agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset-backed and other securities. Level 2 fair values are obtained from quoted prices of securities with similar characteristics. In certain cases, where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. The following table presents assets and liabilities measured at fair value on a recurring basis as of September 30, 2020 and December 31, 2019. There were no liabilities measured at fair value on a recurring basis as of December 31, 2019. Fair Value Measurements as of September 30, 2020 Using Totals At September 30, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Investment securities, available-for-sale Mortgage-backed securities: Residential $ 30,007 $ — $ 30,007 $ — Commercial 46,900 — 46,900 — Obligations of states and political subdivisions 5,909 — 5,909 — Corporate notes 2,786 — 2,786 — U.S. Treasury securities 80 — 80 — Other liabilities - derivatives 2,879 — 2,879 — Fair Value Measurements as of December 31, 2019 Using Totals At December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Investment securities, available-for-sale Mortgage-backed securities: Residential $ 46,345 $ — $ 46,345 $ — Commercial 43,373 — 43,373 — Obligations of states and political subdivisions 4,218 — 4,218 — U.S. Treasury securities 80 — 80 — Other assets - derivatives 301 — 301 — Fair Value Measurements on a Non-recurring Basis Impaired Loans Loans that are considered impaired are loans for which, based on current information and events, it is probable that the Company will be unable to collect all principal and interest payments due under the contractual terms of the loan agreement. Impaired loans can be measured based on the present value of expected payments using the loan’s original effective rate as the discount rate, the loan’s observable market price or the fair value of the collateral less estimated selling cost if the loan is collateral-dependent. For the Company, the fair value of impaired loans is primarily measured based on the value of the collateral securing the loans (typically real estate). The Company determines the fair value of the collateral based on independent appraisals performed by qualified licensed appraisers. The appraisals may include a single valuation approach or a combination of approaches, including comparable sales and income approaches. Appraised values are discounted for estimated costs to sell and may be discounted further based on management’s knowledge of the collateral, changes in market conditions since the most recent appraisal and/or management’s knowledge of the borrower and the borrower’s business. Such discounts by management are subjective and are typically significant unobservable inputs for determining fair value. Impaired loans are evaluated by management for additional impairment at least quarterly and are adjusted accordingly. OREO and Other Assets Held-for-Sale OREO consists of properties obtained through foreclosure or in satisfaction of loans and is recorded at net realizable value, less estimated cost to sell. Estimates of fair value are generally based on third-party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes discounted based on management’s knowledge of the property and/or changes in market conditions from the date of the most recent appraisal. Such discounts are typically significant unobservable inputs for determining fair value. As of September 30, 2020, included within OREO were certain assets that were formerly included as premises and equipment but have been removed from service, and as of the balance sheet date, were designated as assets to be disposed of by sale. These include assets associated with branches of the Bank that have been closed. When an asset is designated as held-for-sale, the Company ceases depreciation of the asset, and the asset is recorded at the lower of its carrying amount or fair value less estimated cost to sell. Estimates of fair value are generally based on third-party appraisals of the property and are classified within Level 3 of the fair value hierarchy. The appraisals are sometimes discounted based on management’s knowledge of the property and/or changes in market conditions from the date of the most recent appraisal. Such discounts are typically unobservable inputs for determining fair value. These assets were included within other assets on the balance sheet as of December 31, 2019. The following table presents the balances of impaired loans, OREO and other assets held-for-sale measured at fair value on a non-recurring basis as of September 30, 2020 and December 31, 2019: Fair Value Measurements as of September 30, 2020 Using Totals At September 30, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Impaired loans $ 29 $ — $ — $ 29 OREO and other assets held-for-sale 985 — — 985 Fair Value Measurements as of December 31, 2019 Using Totals At December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Impaired loans $ 29 $ — $ — $ 29 OREO and other assets held-for-sale 1,276 — — 1,276 Non-recurring Fair Value Measurements Using Significant Unobservable Inputs The following table presents information regarding assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2020. The table includes the valuation techniques and the significant unobservable inputs utilized. The range of each unobservable input and the weighted average within the range utilized as of September 30, 2020 are both included. Following the table is a description of the valuation technique and the sensitivity of the technique to changes in the significant unobservable input. Level 3 Significant Unobservable Input Assumptions Fair Value September 30, 2020 Valuation Technique Unobservable Input Quantitative Range of Unobservable Inputs (Weighted Average) (Dollars in Thousands) Non-recurring fair value measurements: Impaired loans $ 29 Multiple data points, including discount to appraised value of collateral based on recent market activity Appraisal comparability adjustment (discount) 9%-10% (9.5%) OREO and other assets held-for-sale $ 985 Discount to appraised value of property based on recent market activity for sales of similar properties Appraisal comparability adjustment (discount) 9%-10% (9.5%) Impaired Loans Impaired loans are valued based on multiple data points indicating the fair value for each loan. The primary data point is the appraisal value of the underlying collateral, to which a discount is applied. Management establishes this discount or comparability adjustment based on recent sales of similar property types. As liquidity in the market increases or decreases, the comparability adjustment and the resulting asset valuation are impacted. OREO OREO under a binding contract for sale is valued based on contract price. If no sales contract is pending for a specific property, management establishes a comparability adjustment to the appraised value based on historical activity, considering proceeds for properties sold versus the corresponding appraised value. Increases or decreases in realization for properties sold impact the comparability adjustment for similar assets remaining on the balance sheet. Other Assets Held-for-Sale Assets designated as held-for-sale that are under a binding contract are valued based on the contract price. If no sales contract is pending for a specific property, management establishes a comparability adjustment to the appraised value based on historical activity, considering proceeds for properties sold versus the corresponding appraised value. Increases or decreases in realization for properties sold impact the comparability adjustment for similar assets remaining on the balance sheet. Fair Value of Financial Instruments ASC Topic 825, Financial Instruments Cash, due from banks and federal funds sold – The carrying amount of cash, due from banks and federal funds sold approximates fair value. Federal Home Loan Bank stock – Based on the redemption provision of the FHLB, the stock has no quoted market value and is carried at cost. Investment securities – Fair values of investment securities are based on quoted market prices where available. If quoted market prices are not available, estimated fair values are based on market prices of comparable instruments. Derivative instruments – The fair value of derivative instruments is based on information obtained from a third-party financial institution. This information is periodically evaluated by the Company and, as necessary, corroborated against other third-party information. Accrued interest receivable and payable – The carrying amount of accrued interest approximates fair value. Loans, net – The fair value of loans is estimated on an exit price basis incorporating contractual cash flow, prepayment discount spreads, credit loss and liquidity premiums. Demand and savings deposits – The fair values of demand deposits are equal to the carrying value of such deposits. Demand deposits include non-interest-bearing demand deposits, savings accounts, NOW accounts and money market demand accounts. Time deposits – The fair values of relatively short-term time deposits are equal to their carrying values. Discounted cash flows are used to value long-term time deposits. The discount rate used is based on interest rates currently offered by the Company on comparable deposits as to amount and term. Short-term borrowings – These borrowings may consist of federal funds purchased, securities sold under agreements to repurchase and the floating rate borrowings from the FHLB account. Due to the short-term nature of these borrowings, fair values approximate carrying values. Long-term debt – The fair value of this debt is estimated using discounted cash flows based on the Company’s current incremental borrowing rate for similar types of borrowing arrangements as of the determination date. Off-balance sheet instruments – The carrying amount of commitments to extend credit and standby letters of credit approximates fair value. The carrying amount of the off-balance sheet financial instruments is based on fees currently charged to enter into such agreements. The estimated fair value and related carrying or notional amounts, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2020 and December 31, 2019 were as follows: September 30, 2020 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (Dollars in Thousands) Assets: Cash and cash equivalents $ 65,643 $ 65,643 $ 65,643 $ — $ — Investment securities available-for-sale 85,682 85,682 — 85,682 — Investment securities held-to-maturity 7,723 7,874 — 7,874 — Federal funds sold 86 86 — 86 — Federal Home Loan Bank stock 1,135 1,135 — — 1,135 Loans, net of allowance for loan losses 627,605 631,261 — — 631,261 Liabilities: Deposits 745,336 747,120 — 747,120 — Short-term borrowings 10,045 10,045 — 10,045 — Other liabilities - derivatives 2,879 2,879 — 2,879 — December 31, 2019 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (Dollars in Thousands) Assets: Cash and cash equivalents $ 57,030 $ 57,030 $ 57,030 $ — $ — Investment securities available-for-sale 94,016 94,016 — 94,016 — Investment securities held-to-maturity 14,340 14,306 — 14,306 — Federal funds sold 10,080 10,080 — 10,080 — Federal Home Loan Bank stock 1,137 1,137 — — 1,137 Loans, net of allowance for loan losses 545,243 559,911 — — 559,911 Other assets - derivatives 301 301 — 301 — Liabilities: Deposits 683,662 682,828 — 682,828 — Short-term borrowings 10,025 10,025 — 10,025 —

Basis of Presentation (Policies

Basis of Presentation (Policies)	9 Months Ended
	Sep. 30, 2020
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Reclassification	Reclassification Certain disclosures in the notes to the prior period consolidated financial statements have been reclassified to conform to the 2020 presentation. These reclassifications had no effect on the Company’s results of operations, financial position or net cash flow.
Net Income Per Share	Net Income Per Share Basic net income per share is computed by dividing net income by the weighted average number of shares of common stock outstanding (basic shares). Included in basic shares are certain shares that have been accrued as of the balance sheet date as deferred compensation for members of Bancshares’ Board of Directors, as well as shares of restricted stock that have been granted pursuant to Bancshares’ 2013 Incentive Plan (as amended, the “2013 Incentive Plan”) previously approved by Bancshares’ shareholders. Diluted net income per share is computed by dividing net income by the weighted average number of shares of common stock outstanding, adjusted for the effect of potentially dilutive stock awards outstanding during the period (dilutive shares). The dilutive shares consist of nonqualified stock option grants issued to employees and members of Bancshares’ Board of Directors pursuant to the 2013 Incentive Plan. The following table reflects weighted average shares used to calculate basic and diluted net income per share for the periods presented. Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Basic shares 6,282,178 6,397,290 6,280,103 6,410,805 Dilutive shares 421,000 419,081 421,000 419,081 Diluted shares 6,703,178 6,816,371 6,701,103 6,829,886 Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Net income $ 411 $ 1,118 $ 1,662 $ 3,357 Basic net income per share $ 0.07 $ 0.17 $ 0.27 $ 0.52 Diluted net income per share $ 0.06 $ 0.16 $ 0.25 $ 0.49
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income, as well as unrealized holding gains and losses that arise during the period associated with the Company’s available-for-sale securities portfolio and the effective portion of cash flow hedge derivatives. In the calculation of comprehensive income, reclassification adjustments are made for gains or losses realized in the statement of operations associated with the sale of available-for-sale securities, settlement of derivative contracts or changes in the fair value of cash flow derivatives.
Accounting Policies Recently Adopted	Accounting Policies Recently Adopted Accounting Standards Update (“ASU”) 2018-15 350-40 Issued in August 2018, ASU 2018-15 aims to reduce complexity in the accounting for costs of implementing a cloud computing service arrangement. ASU 2018-15 aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The amendments of ASU 2018-15 require an entity to follow the guidance in FASB Accounting Standards Codification (“ASC”) Subtopic 350-40, “ ,” in order to determine which implementation costs to capitalize as assets related to the service contract and which costs to expense. The amendments of ASU 2018-15 also require an entity to expense the capitalized implementation costs of a hosting arrangement that is a service contract over the term of the hosting arrangement (i.e., the noncancelable period of the arrangement plus periods covered by (1) an option to extend the arrangement if the entity is reasonably certain to exercise that option, (2) an option to terminate the arrangement if the entity is reasonably certain not to exercise the option and (3) an option to extend (or not to terminate) the arrangement in which exercise of the option is in the control of the vendor). ASU 2018-15 also requires an entity to present the expense related to the capitalized implementation costs in the same line item in the statement of income as the fees associated with the hosting element (service) of the arrangement, and to classify payments for capitalized implementation costs in the statement of cash flows in the same manner as payments made for fees associated with the hosting element. ASU 2018-15 became effective for the Company on January 1, 2020. The adoption of ASU 2018-15 did not have a material impact on the Company’s consolidated financial statements. ASU 2018-13 820 Issued in August 2018, the amendments in this ASU remove disclosure requirements in ASC Topic 820 related to (1) the amount of, and reasons for, transfers between Level 1 and Level 2 of the fair value hierarchy, (2) the policy for timing of transfers between levels and (3) the valuation processes for Level 3 fair value measurements. The ASU also modifies disclosure requirements such that (1) for investments in certain entities that calculate net asset value, an entity is required to disclose the timing of liquidation of an investee’s assets and the date that restrictions from redemption might lapse, only if the investee has communicated the timing to the entity or announced the timing publicly, and (2) it is clear that the measurement uncertainty disclosure is to communicate information about the uncertainty in measurement as of the reporting date. Additionally, this ASU adds disclosure requirements for public entities about (1) the changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period, and (2) the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. ASU 2018-13 became effective for the Company on January 1, 2020. The adoption of ASU 2018-13 did not have a material impact on the Company’s consolidated financial statements. Pending Accounting Pronouncements ASU 2020-04, Issued in March 2020, ASU 2020-04 seeks to provide guidance, for a limited time, to ease the potential burden in accounting for or recognizing the effects of reference rate reform on financial reporting. ASU 2020-04 was issued in response to concerns about the structural risks of interbank offered rates, and, specifically, the risk that the London Interbank Offer Rate (LIBOR) will no longer be used. Regulators have begun reference rate reform initiatives to identify alternative reference rates that are more observable or transaction-based and less susceptible to manipulation. ASU 2020-04 provides temporary optional expedients to U.S. GAAP guidance on contract modifications, hedge accounting and other transactions that reference LIBOR or another reference rate expected to be discontinued. As the guidance in ASU 2020-04 is intended to assist entities during the global market-wide reference rate transition period, it is in effect for a limited time, from March 12, 2020 through December 31, 2022. Management is currently evaluating the impact of the potential discontinuance of LIBOR, and a determination cannot be made at this time as to the impact that the amendments of ASU 2020-04 or the reference rate reform will have on the Company’s consolidated financial statements. ASU 2019-12, Issued in December 2019, ASU 2019-12 seeks to simplify the accounting for income taxes by removing certain exceptions to the general principles in Topic 740. The amendments also simplify GAAP for other areas of Topic 740 by clarifying and amending existing guidance. The Company intends to adopt the amendments in ASU 2019-12 on January 1, 2021. Adoption of ASU 2019-12 is not expected to have a material impact on the Company’s consolidated financial statements. ASU 2017-04, 350 Issued in January 2017, ASU 2017-04 simplifies the manner in which an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill with the carrying amount of that goodwill. In computing the implied fair value of goodwill under Step 2, an entity, prior to the amendments in ASU 2017-04, had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities, including unrecognized assets and liabilities, in accordance with the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. However, under the amendments in ASU 2017-04, an entity should (1) perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and (2) recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value, with the understanding that the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, ASU 2017-04 removes the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails such qualitative test, to perform Step 2 of the goodwill impairment test. As originally issued, ASU 2017-04 was effective prospectively for annual, or any interim, goodwill impairment tests in fiscal years beginning after December 15, 2019. On October 16, 2019, the FASB approved a delay in the implementation of ASU 2017-04 by three years for smaller reporting companies, including the Company. Management is currently evaluating the impact that this ASU will have on the Company’s consolidated financial statements ASU 2016 13, .” Issued in June 2016, ASU 2016-13 removes the thresholds that companies apply to measure credit losses on financial instruments measured at amortized cost, such as loans, receivables and held-to-maturity debt securities. Under current U.S. GAAP, companies generally recognize credit losses when it is probable that the loss has been incurred. The revised guidance removes all current recognition thresholds and requires companies to recognize an allowance for lifetime expected credit losses. Credit losses will be immediately recognized through net income; the amount recognized will be based on the current estimate of contractual cash flows not expected to be collected over the financial asset’s contractual term. ASU 2016-13 also amends the credit loss measurement guidance for available-for-sale debt securities. The standard will add new disclosures related to factors that influenced management’s estimate, including current expected credit losses, the changes in those factors and reasons for the changes, as well as the method applied to revert to historical credit loss experience. As originally issued, ASU 2016-13 was effective for financial statements issued for fiscal years and for interim periods within those fiscal years beginning after December 15, 2019, with institutions required to apply the changes through a cumulative-effect adjustment to their retained earnings balance as of the beginning of the first reporting period in which the guidance is effective. On October 16, 2019, the FASB approved a delay in the implementation of ASU 2016-13 by three years for smaller reporting companies, including the Company. Management has been in the process of developing a revised model to calculate the allowance for loan and lease losses upon implementation of ASU 2016-13 in order to determine the impact on the Company’s consolidated financial statements and, at this time, expects to recognize a one-time cumulative effect adjustment to the allowance for loan and lease losses as of the beginning of the first reporting period in which the new standard is effective. The magnitude of any such one-time adjustment is not yet known.
Revenue	On January 1, 2018, the Company implemented ASU Revenue from Contracts with Customers All of the Company’s revenue that is subject to ASC Topic 606 is included in non-interest income; however, not all non-interest income is subject to ASC Topic 606. Revenue earned by the Company that is subject to ASC Topic 606 primarily consists of service and other charges on deposit accounts, mortgage fees from secondary market transactions at the Bank, ATM fee income and other non-interest income. Revenue generated from these sources for the nine-month periods ended September 30, 2020 and 2019 was $2.0 million and $2.4 million, respectively, and for the three-month periods ended September 30, 2020 and 2019 was $0.6 million and $0.9 million, respectively. All sources of the Company’s revenue subject to ASC Topic 606 are transaction-based, and revenue is recognized at the time at which the transaction is executed, which is the same time at which the Company’s performance obligation is satisfied. The Company had no contract liabilities or unsatisfied performance obligations with customers as of September 30, 2020.

Basis of Presentation (Tables)

Basis of Presentation (Tables)	9 Months Ended
	Sep. 30, 2020
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table reflects weighted average shares used to calculate basic and diluted net income per share for the periods presented. Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 Basic shares 6,282,178 6,397,290 6,280,103 6,410,805 Dilutive shares 421,000 419,081 421,000 419,081 Diluted shares 6,703,178 6,816,371 6,701,103 6,829,886 Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Net income $ 411 $ 1,118 $ 1,662 $ 3,357 Basic net income per share $ 0.07 $ 0.17 $ 0.27 $ 0.52 Diluted net income per share $ 0.06 $ 0.16 $ 0.25 $ 0.49

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2020
Investments Debt And Equity Securities [Abstract]
Schedule of Investment Securities Available-for-Sale and Held-to-Maturity	Details of investment securities available-for-sale and held-to-maturity as of September 30, 2020 and December 31, 2019 were as follows: Available-for-Sale September 30, 2020 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Residential $ 29,036 $ 978 $ (7 ) $ 30,007 Commercial 46,251 888 (239 ) 46,900 Obligations of states and political subdivisions 5,793 118 (2 ) 5,909 Corporate notes 2,709 77 — 2,786 U.S. Treasury securities 80 — — 80 Total $ 83,869 $ 2,061 $ (248 ) $ 85,682 Held-to-Maturity September 30, 2020 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Commercial $ 5,510 $ 88 $ (2 ) $ 5,596 Obligations of U.S. government-sponsored agencies 1,189 39 — 1,228 Obligations of states and political subdivisions 1,024 26 — 1,050 Total $ 7,723 $ 153 $ (2 ) $ 7,874 Available-for-Sale December 31, 2019 Gross Gross Estimated Amortized Unrealized Unrealized Fair Cost Gains Losses Value (Dollars in Thousands) Mortgage-backed securities: Residential $ 46,182 $ 372 $ (209 ) $ 46,345 Commercial 43,686 73 (386 ) 43,373 Obligations of states and political subdivisions 4,123 95 — 4,218 U.S. Treasury securities 80 — — 80 Total $ 94,071 $ 540 $ (595 ) $ 94,016 Held-to-Maturity December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Estimated Fair Value (Dollars in Thousands) Mortgage-backed securities: Commercial $ 8,923 $ 2 $ (46 ) $ 8,879 Obligations of U.S. government-sponsored agencies 4,324 5 (10 ) 4,319 Obligations of states and political subdivisions 1,093 15 — 1,108 Total $ 14,340 $ 22 $ (56 ) $ 14,306
Maturities of Investment Securities Available-for-Sale and Held-to-Maturity	The scheduled maturities of investment securities available-for-sale and held-to-maturity as of September 30, 2020 are presented in the following table: Available-for-Sale Held-to-Maturity Amortized Cost Estimated Fair Value Amortized Cost Estimated Fair Value (Dollars in Thousands) Maturing within one year $ 3,420 $ 3,438 $ 5 $ 5 Maturing after one to five years 4,607 4,775 765 781 Maturing after five to ten years 43,113 44,432 3,099 3,156 Maturing after ten years 32,729 33,037 3,854 3,932 Total $ 83,869 $ 85,682 $ 7,723 $ 7,874
Schedule of Unrealized Loss on Investments	The following tables reflect gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of September 30, 2020 and December 31, 2019. Available-for-Sale September 30, 2020 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Residential $ 236 $ — $ 1,076 $ (7 ) Commercial 1,712 (2 ) 3,321 (237 ) Obligations of states and political subdivisions 1,186 (2 ) — — Total $ 3,134 $ (4 ) $ 4,397 $ (244 ) Held-to-Maturity September 30, 2020 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Commercial $ 338 $ (2 ) $ — $ — Total $ 338 $ (2 ) $ — $ — Available-for-Sale December 31, 2019 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Residential $ 17,340 $ (66 ) $ 10,094 $ (143 ) Commercial 3,794 (25 ) 29,754 (361 ) U.S. Treasury securities 80 — — — Total $ 21,214 $ (91 ) $ 39,848 $ (504 ) Held-to-Maturity December 31, 2019 Less than 12 Months 12 Months or More Fair Value Unrealized Losses Fair Value Unrealized Losses (Dollars in Thousands) Mortgage-backed securities: Commercial $ 685 $ — $ 6,405 $ (46 ) Obligations of U.S. government-sponsored agencies 846 (4 ) 2,994 (6 ) Total $ 1,531 $ (4 ) $ 9,399 $ (52 )

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	9 Months Ended
	Sep. 30, 2020
Allowance For Loan And Lease Losses Writeoffs Net [Abstract]
Schedule of Loan Portfolio	As of September 30, 2020 and December 31, 2019, the composition of the loan portfolio by reporting segment and portfolio segment was as follows: September 30, 2020 Bank ALC Total (Dollars in Thousands) Real estate loans: Construction, land development and other land loans $ 35,472 $ — $ 35,472 Secured by 1-4 family residential properties 91,208 3,939 95,147 Secured by multi-family residential properties 49,197 — 49,197 Secured by non-farm, non-residential properties 183,754 — 183,754 Commercial and industrial loans (1) 86,898 — 86,898 Consumer loans: Direct consumer 7,277 22,771 30,048 Branch retail — 33,145 33,145 Indirect sales (2) 125,369 — 125,369 Total loans 579,175 59,855 639,030 Less: Unearned interest, fees and deferred cost (77 ) 4,317 4,240 Allowance for loan losses 5,550 1,635 7,185 Net loans $ 573,702 $ 53,903 $ 627,605 December 31, 2019 Bank ALC Total (Dollars in Thousands) Real estate loans: Construction, land development and other land loans $ 30,820 $ — $ 30,820 Secured by 1-4 family residential properties 98,971 5,566 104,537 Secured by multi-family residential properties 50,910 — 50,910 Secured by non-farm, non-residential properties 162,981 — 162,981 Commercial and industrial loans (1) 90,957 — 90,957 Consumer loans: Direct consumer 7,816 30,224 38,040 Branch retail — 32,305 32,305 Indirect sales (2) — 45,503 45,503 Total loans 442,455 113,598 556,053 Less: Unearned interest, fees and deferred cost 262 4,786 5,048 Allowance for loan losses 3,483 2,279 5,762 Net loans $ 438,710 $ 106,533 $ 545,243 (1) Includes equipment financing leases. (2) Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.
Summary of Acquired Loans	The carrying amount of PCI loans, which is included within loans on the condensed consolidated balance sheet, is set forth in the table below as of September 30, 2020 and December 31, 2019: September 30, 2020 December 31, 2019 (Dollars in Thousands) Real estate loans: Secured by 1-4 family residential properties $ 197 $ 224 Outstanding balance 197 224 Fair value adjustment (32 ) (49 ) Carrying amount, net of fair value adjustment $ 165 $ 175
Allowance for Loan Losses	The following tables present changes in the allowance for loan losses during the nine months ended September 30, 2020 and 2019 and the related loan balances by loan type as of September 30, 2020 and 2019: As of and for the Nine Months Ended September 30, 2020 Construction, Land Development, and Other 1-4 Family Real Estate Multi- Family Non- Farm Non- Residential Commercial and Industrial Direct Consumer Branch Retail Indirect Sales Total (Dollars in Thousands) Allowance for loan losses: Beginning balance $ 197 $ 466 $ 422 $ 964 $ 1,377 $ 1,625 $ 395 $ 316 $ 5,762 Charge-offs — (52 ) — — — (1,347 ) (279 ) (103 ) (1,781 ) Recoveries — 17 — 11 — 554 134 12 728 Provision 143 234 96 610 (475 ) 405 175 1,288 2,476 Ending balance $ 340 $ 665 $ 518 $ 1,585 $ 902 $ 1,237 $ 425 $ 1,513 $ 7,185 Ending balance of allowance attributable to loans: Individually evaluated for impairment $ — $ 13 $ — $ — $ 61 $ 2 $ — $ — $ 76 Collectively evaluated for impairment 340 652 518 1,585 841 1,235 425 1,513 7,109 Total allowance for loan losses $ 340 $ 665 $ 518 $ 1,585 $ 902 $ 1,237 $ 425 $ 1,513 $ 7,185 Ending balance of loans receivable: Individually evaluated for impairment $ — $ 757 $ — $ 2,644 $ 61 $ 25 $ — $ — $ 3,487 Collectively evaluated for impairment 35,472 94,225 49,197 181,110 86,837 30,023 33,145 125,369 635,378 Loans acquired with deteriorated credit quality — 165 — — — — — — 165 Total loans receivable $ 35,472 $ 95,147 $ 49,197 $ 183,754 $ 86,898 $ 30,048 $ 33,145 $ 125,369 $ 639,030 As of and for the Nine Months Ended September 30, 2019 Construction, Land Development, and Other 1-4 Family Real Estate Multi- Family Non- Farm Non- Residential Commercial and Industrial Direct Consumer Branch Retail Indirect Sales Total (Dollars in Thousands) Allowance for loan losses: Beginning balance $ 241 $ 346 $ 128 $ 831 $ 1,138 $ 1,799 $ 427 $ 145 $ 5,055 Charge-offs — (81 ) — — — (1,533 ) (294 ) (194 ) (2,102 ) Recoveries — 28 — — 3 503 94 6 634 Provision (78 ) 168 233 72 259 872 204 268 1,998 Ending balance $ 163 $ 461 $ 361 $ 903 $ 1,400 $ 1,641 $ 431 $ 225 $ 5,585 Ending balance of allowance attributable to loans: Individually evaluated for impairment $ — $ 15 $ — $ — $ 394 $ 9 $ — $ — $ 418 Collectively evaluated for impairment 163 446 361 903 1,006 1,632 431 225 5,167 Total allowance for loan losses $ 163 $ 461 $ 361 $ 903 $ 1,400 $ 1,641 $ 431 $ 225 $ 5,585 Ending balance of loans receivable: Individually evaluated for impairment $ — $ 839 $ — $ 496 $ 4,025 $ 32 $ — $ — $ 5,392 Collectively evaluated for impairment 28,190 108,317 46,843 164,445 86,445 37,445 30,008 48,073 549,766 Loans acquired with deteriorated credit quality — 180 — — — — — — 180 Total loans receivable $ 28,190 $ 109,336 $ 46,843 $ 164,941 $ 90,470 $ 37,477 $ 30,008 $ 48,073 $ 555,338
Loans By Credit Quality Indicators	The tables below illustrate the carrying amount of loans by credit quality indicator as of September 30, 2020: September 30, 2020 Pass 1-5 Special Mention 6 Substandard 7 Total (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 33,133 $ 2,334 $ 5 $ 35,472 Secured by multi-family residential properties 49,197 — — 49,197 Secured by non-farm, non-residential properties 171,774 10,196 1,784 183,754 Commercial and industrial loans 84,818 1,638 442 86,898 Total $ 338,922 $ 14,168 $ 2,231 $ 355,321 As a percentage of total loans 95.38 % 3.99 % 0.63 % 100.00 % September 30, 2020 Performing Nonperforming Total (Dollars in Thousands) Loans secured by real estate: Secured by 1-4 family residential properties $ 93,150 $ 1,997 $ 95,147 Consumer loans: Direct consumer 29,850 198 30,048 Branch retail 32,992 153 33,145 Indirect sales 125,369 — 125,369 Total $ 281,361 $ 2,348 $ 283,709 As a percentage of total loans 99.17 % 0.83 % 100.00 % The above amounts include PCI loans. As of September 30, 2020, $0.2 million of PCI loans were classified as “Nonperforming.” The tables below illustrate the carrying amount of loans by credit quality indicator as of December 31, 2019: December 31, 2019 Pass 1-5 Special Mention 6 Substandard 7 Total (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 30,466 $ 354 $ — $ 30,820 Secured by multi-family residential properties 50,910 — — 50,910 Secured by non-farm, non-residential properties 157,718 2,961 2,302 162,981 Commercial and industrial loans 88,463 714 1,780 90,957 Total $ 327,557 $ 4,029 $ 4,082 $ 335,668 As a percentage of total loans 97.58 % 1.20 % 1.22 % 100.00 % December 31, 2019 Performing Nonperforming Total (Dollars in Thousands) Loans secured by real estate: Secured by 1-4 family residential properties $ 102,176 $ 2,361 $ 104,537 Consumer loans: Direct consumer 37,474 566 38,040 Branch retail 32,024 281 32,305 Indirect sales 45,503 — 45,503 Total $ 217,177 $ 3,208 $ 220,385 As a percentage of total loans 98.54 % 1.46 % 100.00 %
Aging Analysis of Past Due Loans	The following table provides an aging analysis of past due loans by class as of September 30, 2020: As of September 30, 2020 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days And Accruing (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ — $ — $ — $ — $ 35,472 $ 35,472 $ — Secured by 1-4 family residential properties 256 86 4 346 94,801 95,147 — Secured by multi-family residential properties — — — — 49,197 49,197 — Secured by non-farm, non-residential properties 429 — 1,337 1,766 181,988 183,754 — Commercial and industrial loans 62 — — 62 86,836 86,898 — Consumer loans: Direct consumer 289 182 167 638 29,410 30,048 — Branch retail 133 45 153 331 32,814 33,145 — Indirect sales 96 — — 96 125,273 125,369 — Total $ 1,265 $ 313 $ 1,661 $ 3,239 $ 635,791 $ 639,030 $ — As a percentage of total loans 0.20 % 0.05 % 0.26 % 0.51 % 99.49 % 100.00 % The above amounts include PCI loans. As of September 30, 2020, $0.2 million of PCI loans were 60-89 days past due. The following table provides an aging analysis of past due loans by class as of December 31, 2019: As of December 31, 2019 30-59 Days Past Due 60-89 Days Past Due 90 Days Or Greater Total Past Due Current Total Loans Recorded Investment > 90 Days And Accruing (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ — $ — $ — $ — $ 30,820 $ 30,820 $ — Secured by 1-4 family residential properties 259 108 844 1,211 103,326 104,537 — Secured by multi-family residential properties — — — — 50,910 50,910 — Secured by non-farm, non-residential properties 30 — 1,419 1,449 161,532 162,981 — Commercial and industrial loans 56 — — 56 90,901 90,957 — Consumer loans: Direct consumer 387 287 531 1,205 36,835 38,040 — Branch retail 444 189 281 914 31,391 32,305 — Indirect sales 132 — — 132 45,371 45,503 — Total $ 1,308 $ 584 $ 3,075 $ 4,967 $ 551,086 $ 556,053 $ — As a percentage of total loans 0.24 % 0.11 % 0.55 % 0.89 % 99.11 % 100.00 % The above amounts include PCI loans. As of December 31, 2019, $0.2 million of PCI loans were 60-89 days past due.
Non-accruing Loans	The following table provides an analysis of non-accruing loans by class as of September 30, 2020 and December 31, 2019: Loans on Non-Accrual Status September 30, 2020 December 31, 2019 (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans $ 12 $ 8 Secured by 1-4 family residential properties 1,275 1,423 Secured by multi-family residential properties — — Secured by non-farm, non-residential properties 1,341 1,426 Commercial and industrial loans 99 27 Consumer loans: Direct consumer 174 558 Branch retail 152 281 Indirect sales — — Total loans $ 3,053 $ 3,723
Summarizes of All COVID19 Loan Payment Deferment and the Percentage of Loans	The table below summarizes all remaining COVID-19 payment deferments as of September 30, 2020 and June 30, 2020. As of September 30, 2020 As of June 30, 2020 Number of Loans Deferred Principal Balance of Loans Deferred % of Portfolio Balance Number of Loans Deferred Principal Balance of Loans Deferred % of Portfolio Balance (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans 1 $ 2,259 6.4 % 7 $ 4,544 14.5 % Secured by 1-4 family residential properties 8 398 0.4 % 50 9,474 10.2 % Secured by multi-family residential properties — — — 12 29,726 60.9 % Secured by non-farm, non-residential properties 10 14,084 7.7 % 49 42,797 26.6 % Commercial and industrial loans 2 529 0.6 % 9 1,460 1.7 % Consumer loans: Direct consumer 77 284 0.9 % 442 2,188 6.6 % Branch retail 36 353 1.1 % 172 1,856 5.6 % Indirect sales 19 509 0.4 % 123 3,199 3.6 % Total loans 153 $ 18,416 2.9 % 864 $ 95,244 16.5 %
Summarizes the At Risk Categories and the Relative Percentage of the Loan Portfolio	The table below summarizes the “high-risk” categories and the relative percentage of the Company’s loan portfolio for each as of September 30, 2020 and June 30, 2020. September 30, 2020 June 30, 2020 Balance of Risk Category % of Total Loan Balance Balance of Risk Category % of Total Loan Balance (Dollars in Thousands) (Dollars in Thousands) High-risk loan categories: Hotels/motels $ 10,459 1.6 % $ 10,410 1.8 % Dine-in restaurants 4,379 0.7 % 4,459 0.8 % Total high-risk loans $ 14,838 2.3 % $ 14,869 2.6 %
Impaired Loans	As of September 30, 2020, the carrying amount of the Company’s impaired loans consisted of the following: September 30, 2020 Carrying Amount Unpaid Principal Balance Related Allowances (Dollars in Thousands) Impaired loans with no related allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 903 903 — Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 2,644 2,644 — Commercial and industrial — — — Direct consumer — — — Total loans with no related allowance recorded $ 3,547 $ 3,547 $ — Impaired loans with an allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 19 19 13 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties — — — Commercial and industrial 61 61 61 Direct consumer 25 25 2 Total loans with an allowance recorded $ 105 $ 105 $ 76 Total impaired loans Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 922 922 13 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 2,644 2,644 — Commercial and industrial 61 61 61 Direct consumer 25 25 2 Total impaired loans $ 3,652 $ 3,652 $ 76 The above amounts include PCI loans. As of September 30, 2020, PCI loans comprised $0.2 million of impaired loans without a related allowance recorded. As of December 31, 2019, the carrying amount of the Company’s impaired loans consisted of the following: December 31, 2019 Carrying Amount Unpaid Principal Balance Related Allowances (Dollars in Thousands) Impaired loans with no related allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 984 984 — Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 1,877 1,877 — Commercial and industrial — — — Direct consumer — — — Total loans with no related allowance recorded $ 2,861 $ 2,861 $ — Impaired loans with an allowance recorded Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 21 21 14 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties — — — Commercial and industrial 206 206 206 Direct consumer 29 29 7 Total loans with an allowance recorded $ 256 $ 256 $ 227 Total impaired loans Loans secured by real estate . Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 1,005 1,005 14 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 1,877 1,877 — Commercial and industrial 206 206 206 Direct consumer 29 29 7 Total impaired loans $ 3,117 $ 3,117 $ 227 The average net investment in impaired loans and interest income recognized and received on impaired loans during the nine months ended September 30, 2020 and the year ended December 31, 2019 were as follows: Nine Months Ended September 30, 2020 Average Recorded Investment Interest Income Recognized Interest Income Received (Dollars in Thousands) Loans secured by real estate Construction, land development and other land loans $ — $ — $ — Secured by 1-4 family residential properties 917 7 7 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 2,722 21 21 Commercial and industrial 78 5 5 Direct consumer 26 1 2 Total $ 3,743 $ 34 $ 35 Year Ended December 31, 2019 Average Recorded Investment Interest Income Recognized Interest Income Received (Dollars in Thousands) Loans secured by real estate Construction, land development and other land loans $ 181 $ — $ — Secured by 1-4 family residential properties 1,021 48 48 Secured by multi-family residential properties — — — Secured by non-farm, non-residential properties 645 29 29 Commercial and industrial 991 7 7 Direct consumer 38 2 2 Total $ 2,876 $ 86 $ 86
Loans Modified in a Troubled Debt Restructuring	The following table provides, as of September 30, 2020 and December 31, 2019, the number of loans remaining in each loan category that the Company had previously modified in a troubled debt restructuring, as well as the pre- and post-modification principal balance as of each date. September 30, 2020 December 31, 2019 Number of Loans Pre- Modification Outstanding Principal Balance Post- Modification Principal Balance Number of Loans Pre- Modification Outstanding Principal Balance Post- Modification Principal Balance (Dollars in Thousands) Loans secured by real estate: Construction, land development and other land loans 1 $ 107 $ — 1 $ 107 $ 62 Secured by 1-4 family residential properties 2 59 12 2 59 14 Commercial loans 2 116 51 2 116 60 Total 5 $ 282 $ 63 5 $ 282 $ 136

Other Real Estate Owned and R_2

Other Real Estate Owned and Repossessed Assets (Tables)	9 Months Ended
	Sep. 30, 2020
Other Real Estate [Abstract]
Summary of Foreclosed Property Activity	Other real estate and certain other assets acquired in foreclosure are reported at the net realizable value of the property, less estimated costs to sell. The following table summarizes foreclosed property activity as of the nine months ended September 30, 2020 and 2019: September 30, 2020 September 30, 2019 (Dollars in Thousands) Beginning balance $ 1,078 $ 1,505 Additions (1) 293 312 Sales proceeds (370 ) (523 ) Gross gains 38 39 Gross losses (44 ) (47 ) Net losses (6 ) (8 ) Impairment (10 ) (38 ) Ending balance $ 985 $ 1,248 (1) Additions to other real estate owned (“OREO”) include transfers from loans, other assets and capitalized improvements to existing OREO properties.
Summary of Repossessed Assets Activity	The following table summarizes repossessed asset activity as of the nine months ended September 30, 2020 and 2019: September 30, 2020 September 30, 2019 (Dollars in Thousands) Beginning balance $ 256 $ 229 Transfers from loans 746 736 Sales proceeds (446 ) (477 ) Gross gains — 2 Gross losses (401 ) (370 ) Net losses (401 ) (368 ) Impairment — — Ending balance $ 155 $ 120

Goodwill and Other Intangible_2

Goodwill and Other Intangible Assets (Tables)	9 Months Ended
	Sep. 30, 2020
Goodwill And Intangible Assets Disclosure [Abstract]
Summary of Goodwill and Other Intangible Assets	The Company’s goodwill and other intangibles (carrying basis and accumulated amortization) as of September 30, 2020 were as follows: September 30, 2020 (Dollars in Thousands) Goodwill $ 7,435 Core deposit intangible: Gross carrying amount 2,048 Accumulated amortization (981 ) Core deposit intangible, net 1,067 Total $ 8,502
Schedule of Estimated Remaining Amortization Expense	The Company’s estimated remaining amortization expense on intangibles as of September 30, 2020 was as follows: Amortization Expense (Dollars in Thousands) 2020 $ 92 2021 341 2022 268 2023 195 2024 122 2025 49 Total $ 1,067

Stock Awards (Tables)

Stock Awards (Tables)	9 Months Ended
	Sep. 30, 2020
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Schedule of Fair Value Assumptions	The fair value of outstanding awards was determined using the Black-Scholes option pricing model based on the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock. 2020 2019 Risk-free interest rate 1.24 % 2.59 % Expected term (in years) 7.5 7.5 Expected stock price volatility 28.9 % 30.9 % Dividend yield 1.25 % 1.25 % Fair value of stock option 3.34 3.30
Stock Option Activity	The following table summarizes the Company’s stock option activity for the periods presented. Nine Months Ended September 30, 2020 September 30, 2019 Number of Shares Average Exercise Price Number of Shares Average Exercise Price Options: Outstanding, beginning of period 412,800 $ 9.72 377,950 $ 9.80 Granted 10,200 11.95 68,150 9.99 Exercised 666 10.75 719 8.30 Expired — — — — Forfeited 1,334 9.70 26,300 11.96 Options outstanding, end of period 421,000 $ 9.79 419,081 $ 9.70 Options exercisable, end of period 359,413 $ 9.62 304,748 $ 9.14

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2020
Leases [Abstract]
Components of Lease Expense	Location in the Condensed Three Months Ended Nine Months Ended Consolidated Statements of Operations September 30, 2020 September 30, 2019 September 30, 2020 September 30, 2019 (Dollars in Thousands) (Dollars in Thousands) Operating lease expense (1) Net occupancy and equipment $ 212 $ 206 $ 635 $ 627 Operating lease income (2) Lease income $ 206 $ 212 $ 630 $ 633 Location in the Condensed Consolidated Balance Sheet September 30, 2020 (Dollars in Thousands) Operating lease right-of-use assets Other assets $ 3,109 Operating lease liabilities Other liabilities $ 3,159 Weighted-average remaining lease term (in years) 6.07 Weighted-average discount rate 3.14 % Nine Months Ended September 30, 2020 September 30, 2019 (Dollars in Thousands) Cash paid for amounts included in the measurement of lease liabilities: Operating cash flows from operating leases $ 552 $ 574
Future Minimum Operating Lease Payments	Minimum Rental Payments (Dollars in Thousands) 2020 $ 173 2021 628 2022 558 2023 458 2024 438 2025 and thereafter 1,276 Total future minimum lease payments $ 3,531 Less: Imputed interest 372 Total operating lease liabilities $ 3,159

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2020
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Schedule Of Cumulative Basis Adjustments For Fair Value Hedges	The following amounts were recorded on the condensed consolidated balance sheet related to cumulative basis adjustments for fair value hedges: Location in the Condensed Consolidated Balance Sheet in Which the Hedged Carrying Amount of the Hedged Assets Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets Item is Included September 30, 2020 (Dollars in Thousands) Loans and leases, net of allowance for loan and lease losses (1) $ 46,967 $ 924 (1) These amounts include the amortized cost basis of closed portfolios used to designate hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. As of September 30, 2020, the amortized cost basis of the closed portfolios used in these hedging relationships was $46.0 million, the cumulative basis adjustments associated with these hedging relationships were $0.9 million, and the amounts of the designated hedged items were $20.0 million.

Segment Reporting (Tables)

Segment Reporting (Tables)	9 Months Ended
	Sep. 30, 2020
Segment Reporting Disclosure Of Entitys Reportable Segments [Abstract]
Schedule of Segment Reporting Information, by Segment	The results for the two reportable segments of the Company are included in the tables below. All Bank ALC Other Eliminations Consolidated (Dollars in Thousands) As of and for the three months ended September 30, 2020: Net interest income $ 6,953 $ 2,008 $ 4 $ — $ 8,965 Provision for loan and lease losses 1,038 8 — — 1,046 Total non-interest income 1,294 167 710 (796 ) 1,375 Total non-interest expense 6,489 2,009 388 (139 ) 8,747 Income before income taxes 720 158 326 (657 ) 547 Provision for income taxes 156 45 (65 ) — 136 Net income $ 564 $ 113 $ 391 $ (657 ) $ 411 Other significant items: Total assets $ 855,830 $ 56,640 $ 91,035 $ (150,564 ) $ 852,941 Total investment securities 93,325 — 80 — 93,405 Total loans, net 622,491 53,903 — (48,789 ) 627,605 Goodwill and core deposit intangible, net 8,502 — — — 8,502 Investment in subsidiaries — — 85,096 (85,096 ) — Fixed asset additions 156 2 — — 158 Depreciation and amortization expense 404 30 — — 434 Total interest income from external customers 7,276 2,720 — — 9,996 Total interest income from affiliates 712 — 4 (716 ) — For the nine months ended September 30, 2020: Net interest income $ 19,875 $ 6,582 $ 17 $ — $ 26,474 Provision for loan and lease losses 1,816 660 — — 2,476 Total non-interest income 3,639 595 2,728 (2,960 ) 4,002 Total non-interest expense 18,755 6,269 1,282 (484 ) 25,822 Income before income taxes 2,943 248 1,463 (2,476 ) 2,178 Provision for income taxes 650 82 (216 ) — 516 Net income $ 2,293 $ 166 $ 1,679 $ (2,476 ) $ 1,662 Other significant items: Fixed asset additions 598 21 — — 619 Depreciation and amortization expense 1,146 94 — — 1,240 Total interest income from external customers 21,405 8,767 1 — 30,173 Total interest income from affiliates 2,185 — 16 (2,201 ) — All Bank ALC Other Eliminations Consolidated (Dollars in Thousands) As of and for the three months ended September 30, 2019: Net interest income $ 6,205 $ 3,136 $ 6 $ — $ 9,347 Provision for loan and lease losses 545 338 — — 883 Total non-interest income 1,176 212 1,520 (1,494 ) 1,414 Total non-interest expense 5,773 2,467 455 (149 ) 8,546 Income before income taxes 1,063 543 1,071 (1,345 ) 1,332 Provision for income taxes 136 139 (61 ) — 214 Net income $ 927 $ 404 $ 1,132 $ (1,345 ) $ 1,118 Other significant items: Total assets $ 773,036 $ 109,852 $ 89,141 $ (200,099 ) $ 771,930 Total investment securities 114,229 — 80 — 114,309 Total loans, net 533,861 106,223 — (95,565 ) 544,519 Goodwill and core deposit intangible, net 8,934 — — — 8,934 Investment in subsidiaries 5 — 83,460 (83,460 ) 5 Fixed asset additions 172 42 — — 214 Depreciation and amortization expense 372 37 — — 409 Total interest income from external customers 6,546 4,480 1 — 11,027 Total interest income from affiliates 1,345 — 6 (1,351 ) — For the nine months ended September 30, 2019: Net interest income $ 18,200 $ 9,534 $ 19 $ — $ 27,753 Provision for loan and lease losses 635 1,363 — — 1,998 Total non-interest income 3,362 659 4,485 (4,536 ) 3,970 Total non-interest expense 17,404 7,201 1,375 (477 ) 25,503 Income before income taxes 3,523 1,629 3,129 (4,059 ) 4,222 Provision for income taxes 647 403 (185 ) — 865 Net income $ 2,876 $ 1,226 $ 3,314 $ (4,059 ) $ 3,357 Other significant items: Fixed asset additions 2,736 120 — — 2,856 Depreciation and amortization expense 1,100 105 — — 1,205 Total interest income from external customers 19,515 13,246 2 — 32,763 Total interest income from affiliates 3,712 — 18 (3,730 ) —

Other Operating Income and Ex_2

Other Operating Income and Expense (Tables)	9 Months Ended
	Sep. 30, 2020
Other Income And Expenses [Abstract]
Other Operating Income	Other operating income for the three and nine months ended September 30, 2020 and 2019 consisted of the following: Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Bank-owned life insurance $ 108 $ 109 $ 323 $ 323 Auto Club revenue 22 49 75 149 ATM fee income 128 108 344 323 Wire transfer fees 14 17 42 39 Gain on sales of premises and equipment and other assets 316 7 324 7 Other income 33 129 192 248 Total $ 621 $ 419 $ 1,300 $ 1,089
Other Operating Expense	Other Operating Expense Other operating expense for the three and nine months ended September 30, 2020 and 2019 consisted of the following: Three Months Ended Nine Months Ended September 30, September 30, 2020 2019 2020 2019 (Dollars in Thousands, Except Per Share Data) Postage, stationery and supplies $ 207 $ 208 $ 639 $ 658 Telephone/data communication 232 228 684 646 Advertising and marketing 42 51 128 143 Travel and business development 32 90 181 303 Collection and recoveries 41 14 186 114 Other services 87 77 263 220 Insurance expense 140 139 443 454 FDIC insurance and state assessments 119 28 315 186 Loss on sales of premises and equipment and other assets 152 128 439 347 Core deposit intangible amortization 104 122 323 378 Other real estate/foreclosure expense, net 21 54 62 143 Other expense 559 526 1,303 1,465 Total $ 1,736 $ 1,665 $ 4,966 $ 5,057

Guarantees, Commitments and C_2

Guarantees, Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2020
Commitments And Contingencies Disclosure [Abstract]
Summary of Commitment and Contingent Liabilities	A summary of these commitments and contingent liabilities is presented below: September 30, 2020 December 31, 2019 (Dollars in Thousands) Standby letters of credit $ 180 $ 180 Standby performance letters of credit $ 555 $ 647 Commitments to extend credit $ 109,630 $ 96,967

Fair Value of Financial Instr_2

Fair Value of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value, Assets Measured on Recurring Basis	The following table presents assets and liabilities measured at fair value on a recurring basis as of September 30, 2020 and December 31, 2019. There were no liabilities measured at fair value on a recurring basis as of December 31, 2019. Fair Value Measurements as of September 30, 2020 Using Totals At September 30, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Investment securities, available-for-sale Mortgage-backed securities: Residential $ 30,007 $ — $ 30,007 $ — Commercial 46,900 — 46,900 — Obligations of states and political subdivisions 5,909 — 5,909 — Corporate notes 2,786 — 2,786 — U.S. Treasury securities 80 — 80 — Other liabilities - derivatives 2,879 — 2,879 — Fair Value Measurements as of December 31, 2019 Using Totals At December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Investment securities, available-for-sale Mortgage-backed securities: Residential $ 46,345 $ — $ 46,345 $ — Commercial 43,373 — 43,373 — Obligations of states and political subdivisions 4,218 — 4,218 — U.S. Treasury securities 80 — 80 — Other assets - derivatives 301 — 301 —
Fair Value Assets Measured on Nonrecurring Basis	The following table presents the balances of impaired loans, OREO and other assets held-for-sale measured at fair value on a non-recurring basis as of September 30, 2020 and December 31, 2019: Fair Value Measurements as of September 30, 2020 Using Totals At September 30, 2020 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Impaired loans $ 29 $ — $ — $ 29 OREO and other assets held-for-sale 985 — — 985 Fair Value Measurements as of December 31, 2019 Using Totals At December 31, 2019 Quoted Prices in Active Markets For Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) (Dollars in Thousands) Impaired loans $ 29 $ — $ — $ 29 OREO and other assets held-for-sale 1,276 — — 1,276
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques	The following table presents information regarding assets and liabilities measured at fair value using significant unobservable inputs (Level 3) as of September 30, 2020. The table includes the valuation techniques and the significant unobservable inputs utilized. The range of each unobservable input and the weighted average within the range utilized as of September 30, 2020 are both included. Following the table is a description of the valuation technique and the sensitivity of the technique to changes in the significant unobservable input. Level 3 Significant Unobservable Input Assumptions Fair Value September 30, 2020 Valuation Technique Unobservable Input Quantitative Range of Unobservable Inputs (Weighted Average) (Dollars in Thousands) Non-recurring fair value measurements: Impaired loans $ 29 Multiple data points, including discount to appraised value of collateral based on recent market activity Appraisal comparability adjustment (discount) 9%-10% (9.5%) OREO and other assets held-for-sale $ 985 Discount to appraised value of property based on recent market activity for sales of similar properties Appraisal comparability adjustment (discount) 9%-10% (9.5%)
Fair Value, by Balance Sheet Grouping	The estimated fair value and related carrying or notional amounts, as well as the level within the fair value hierarchy, of the Company’s financial instruments as of September 30, 2020 and December 31, 2019 were as follows: September 30, 2020 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (Dollars in Thousands) Assets: Cash and cash equivalents $ 65,643 $ 65,643 $ 65,643 $ — $ — Investment securities available-for-sale 85,682 85,682 — 85,682 — Investment securities held-to-maturity 7,723 7,874 — 7,874 — Federal funds sold 86 86 — 86 — Federal Home Loan Bank stock 1,135 1,135 — — 1,135 Loans, net of allowance for loan losses 627,605 631,261 — — 631,261 Liabilities: Deposits 745,336 747,120 — 747,120 — Short-term borrowings 10,045 10,045 — 10,045 — Other liabilities - derivatives 2,879 2,879 — 2,879 — December 31, 2019 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 (Dollars in Thousands) Assets: Cash and cash equivalents $ 57,030 $ 57,030 $ 57,030 $ — $ — Investment securities available-for-sale 94,016 94,016 — 94,016 — Investment securities held-to-maturity 14,340 14,306 — 14,306 — Federal funds sold 10,080 10,080 — 10,080 — Federal Home Loan Bank stock 1,137 1,137 — — 1,137 Loans, net of allowance for loan losses 545,243 559,911 — — 559,911 Other assets - derivatives 301 301 — 301 — Liabilities: Deposits 683,662 682,828 — 682,828 — Short-term borrowings 10,025 10,025 — 10,025 —

General - Additional Informatio

General - Additional Information (Details)	9 Months Ended
	Sep. 30, 2020Segment
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Number of Reportable Segments	2

Basis of Presentation - Basic a

Basis of Presentation - Basic and Diluted Net Income Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Earnings Per Share Basic And Diluted [Abstract]
Basic shares	6,282,178	6,397,290	6,280,103	6,410,805
Dilutive shares	421,000	419,081	421,000	419,081
Diluted shares	6,703,178	6,816,371	6,701,103	6,829,886
Net income	$ 411	$ 1,118	$ 1,662	$ 3,357
Basic net income per share	$ 0.07	$ 0.17	$ 0.27	$ 0.52
Diluted net income per share	$ 0.06	$ 0.16	$ 0.25	$ 0.49

Investment Securities - Availab

Investment Securities - Available-for-Sale and Held-to-Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	$ 83,869	$ 94,071
Available-for-sale, gross unrealized gains	2,061	540
Available-for-sale, gross unrealized losses	(248)	(595)
Investment securities available-for-sale, at fair value	85,682	94,016
Held-to-maturity, amortized cost	7,723	14,340
Held-to-maturity, gross unrealized gains	153	22
Held-to-maturity, gross unrealized losses	(2)	(56)
Held-to-maturity, estimated fair value	7,874	14,306
Residential Mortgage Backed Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	29,036	46,182
Available-for-sale, gross unrealized gains	978	372
Available-for-sale, gross unrealized losses	(7)	(209)
Investment securities available-for-sale, at fair value	30,007	46,345
Commercial Mortgage Backed Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	46,251	43,686
Available-for-sale, gross unrealized gains	888	73
Available-for-sale, gross unrealized losses	(239)	(386)
Investment securities available-for-sale, at fair value	46,900	43,373
Held-to-maturity, amortized cost	5,510	8,923
Held-to-maturity, gross unrealized gains	88	2
Held-to-maturity, gross unrealized losses	(2)	(46)
Held-to-maturity, estimated fair value	5,596	8,879
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	5,793	4,123
Available-for-sale, gross unrealized gains	118	95
Available-for-sale, gross unrealized losses	(2)
Investment securities available-for-sale, at fair value	5,909	4,218
Held-to-maturity, amortized cost	1,024	1,093
Held-to-maturity, gross unrealized gains	26	15
Held-to-maturity, estimated fair value	1,050	1,108
Corporate Notes [Member]
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	2,709
Available-for-sale, gross unrealized gains	77
Investment securities available-for-sale, at fair value	2,786
US Treasury Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, amortized cost	80	80
Investment securities available-for-sale, at fair value	80	80
US Government Agencies Debt Securities [Member]
Schedule Of Investments [Line Items]
Held-to-maturity, amortized cost	1,189	4,324
Held-to-maturity, gross unrealized gains	39	5
Held-to-maturity, gross unrealized losses		(10)
Held-to-maturity, estimated fair value	$ 1,228	$ 4,319

Investment Securities - Schedul

Investment Securities - Scheduled Maturities of Investment Securities Available-for-Sale and Held-to-Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Investments Debt And Equity Securities [Abstract]
Available-for-sale, maturing within one year, amortized cost	$ 3,420
Available-for-sale, maturing after one to five years, amortized cost	4,607
Available-for-sale, maturing after five to ten years, amortized cost	43,113
Available-for-sale, maturing after ten years, amortized cost	32,729
Available-for-sale, amortized cost	83,869	$ 94,071
Available-for-sale, maturing within one year, estimated fair value	3,438
Available-for-sale, maturing after one to five years, estimated fair value	4,775
Available-for-sale, maturing after five to ten years, estimated fair value	44,432
Available-for-sale, maturing after ten years, estimated fair value	33,037
Available-for-sale, amortized cost	85,682	94,016
Held-to-maturity, maturing within one year, amortized cost	5
Held-to-maturity, maturing after one to five years, amortized cost	765
Held-to-maturity, maturing after five to ten years, amortized cost	3,099
Held-to-maturity, maturing after ten years, amortized cost	3,854
Held-to-maturity, amortized cost	7,723	14,340
Held-to-maturity, maturing within one year, estimated fair value	5
Held-to-maturity, maturing after one to five years, estimated fair value	781
Held-to-maturity, maturity after five to ten years, estimated fair value	3,156
Held-to-maturity, maturing after ten years, estimated fair value	3,932
Held-to-maturity, amortized cost	$ 7,874	$ 14,306

Investment Securities - Securit

Investment Securities - Securities in Continuous Unrealized Loss Position (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Schedule Of Investments [Line Items]
Available-for-sale, less than 12 months, fair value	$ 3,134	$ 21,214
Available-for-sale, less than 12 months, unrealized losses	(4)	(91)
Available-for-sale, 12 months or more, fair value	4,397	39,848
Available-for-sale, 12 months or more, unrealized losses	(244)	(504)
Held-to-maturity, less than 12 months, fair value	338	1,531
Held-to-maturity, less than 12 months, unrealized losses	(2)	(4)
Held-to-maturity, 12 months or more, fair value		9,399
Held-to-maturity, 12 months or more, unrealized losses		(52)
Residential Mortgage Backed Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, less than 12 months, fair value	236	17,340
Available-for-sale, less than 12 months, unrealized losses		(66)
Available-for-sale, 12 months or more, fair value	1,076	10,094
Available-for-sale, 12 months or more, unrealized losses	(7)	(143)
Commercial Mortgage Backed Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, less than 12 months, fair value	1,712	3,794
Available-for-sale, less than 12 months, unrealized losses	(2)	(25)
Available-for-sale, 12 months or more, fair value	3,321	29,754
Available-for-sale, 12 months or more, unrealized losses	(237)	(361)
Held-to-maturity, less than 12 months, fair value	338	685
Held-to-maturity, less than 12 months, unrealized losses	(2)
Held-to-maturity, 12 months or more, fair value		6,405
Held-to-maturity, 12 months or more, unrealized losses		(46)
US States and Political Subdivisions Debt Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, less than 12 months, fair value	1,186
Available-for-sale, less than 12 months, unrealized losses	$ (2)
US Treasury Securities [Member]
Schedule Of Investments [Line Items]
Available-for-sale, less than 12 months, fair value		80
US Government Agencies Debt Securities [Member]
Schedule Of Investments [Line Items]
Held-to-maturity, less than 12 months, fair value		846
Held-to-maturity, less than 12 months, unrealized losses		(4)
Held-to-maturity, 12 months or more, fair value		2,994
Held-to-maturity, 12 months or more, unrealized losses		$ (6)

Investment Securities - Additio

Investment Securities - Additional Information (Details)	9 Months Ended	12 Months Ended
	Sep. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Investments Debt And Equity Securities [Abstract]
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year	9	69
Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year	8	35
Other than temporary impairment loss debt securities available for sale interest rate	1.50%
Other than Temporary Impairment Losses, Investments, Portion Recognized in Earnings, Net, Total	$ 0	$ 0
Debt Securities, Available-for-sale, Restricted	$ 73,800,000	$ 51,700,000

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Schedule of Loan Portfolio (Details) - USD ($) $ in Thousands		Sep. 30, 2020		Dec. 31, 2019		Sep. 30, 2019	Dec. 31, 2018
Loans		$ 639,030		$ 556,053
Less: Unearned interest, fees and deferred cost		4,240		5,048
Loans, allowance for loan losses		7,185		5,762
Net loans		627,605		545,243		$ 544,519
Construction, Land Development and Other Land Loans [Member]
Loans		35,472
Loans, allowance for loan losses		340		197
Secured by 1-4 Family Residential Properties [Member]
Loans		95,147
Loans, allowance for loan losses		665		466
Secured By Multi family Residential Properties [Member]
Loans		49,197
Loans, allowance for loan losses		518		422
Secured By Non-farm Non residential Properties [Member]
Loans		183,754
Loans, allowance for loan losses		1,585		964
Direct Consumer [Member]
Loans		30,048
Branch Retail [Member]
Loans		33,145
Indirect Sales [Member]
Loans		125,369
FUSB [Member]
Loans		579,175		442,455		555,338
Less: Unearned interest, fees and deferred cost		(77)		262
Loans, allowance for loan losses		5,550		3,483		5,585	$ 5,055
Net loans		573,702		438,710
FUSB [Member] | Construction, Land Development and Other Land Loans [Member]
Loans						28,190
Loans, allowance for loan losses						163	241
FUSB [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans						109,336
Loans, allowance for loan losses						461	346
FUSB [Member] | Secured By Multi family Residential Properties [Member]
Loans						46,843
Loans, allowance for loan losses						361	128
FUSB [Member] | Secured By Non-farm Non residential Properties [Member]
Loans						164,941
Loans, allowance for loan losses						903	831
ALC [Member]
Loans		59,855		113,598
Less: Unearned interest, fees and deferred cost		4,317		4,786
Loans, allowance for loan losses		1,635		2,279
Net loans		53,903		106,533
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Loans		35,472		30,820
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans		95,147		104,537
Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Loans		49,197		50,910
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Loans		183,754		162,981
Real Estate [Member] | FUSB [Member] | Construction, Land Development and Other Land Loans [Member]
Loans		35,472		30,820
Real Estate [Member] | FUSB [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans		91,208		98,971
Real Estate [Member] | FUSB [Member] | Secured By Multi family Residential Properties [Member]
Loans		49,197		50,910
Real Estate [Member] | FUSB [Member] | Secured By Non-farm Non residential Properties [Member]
Loans		183,754		162,981
Real Estate [Member] | ALC [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans		3,939		5,566
Commercial and Industrial Loans [Member]
Loans	[1]	86,898		90,957
Loans, allowance for loan losses		902		1,377
Commercial and Industrial Loans [Member] | FUSB [Member]
Loans		86,898	[1]	90,957	[1]	90,470
Loans, allowance for loan losses						1,400	1,138
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Loans		30,048		38,040
Loans, allowance for loan losses		1,237		1,625
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Loans		33,145		32,305
Loans, allowance for loan losses		425		395
Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Loans	[2]	125,369		45,503
Loans, allowance for loan losses		1,513		316
Consumer Portfolio Segment [Member] | FUSB [Member] | Direct Consumer [Member]
Loans		7,277		7,816		37,477
Loans, allowance for loan losses						1,641	1,799
Consumer Portfolio Segment [Member] | FUSB [Member] | Branch Retail [Member]
Loans						30,008
Loans, allowance for loan losses						431	427
Consumer Portfolio Segment [Member] | FUSB [Member] | Indirect Sales [Member]
Loans		125,369	[2]			48,073
Loans, allowance for loan losses						$ 225	$ 145
Consumer Portfolio Segment [Member] | ALC [Member] | Direct Consumer [Member]
Loans		22,771		30,224
Consumer Portfolio Segment [Member] | ALC [Member] | Branch Retail [Member]
Loans		$ 33,145		32,305
Consumer Portfolio Segment [Member] | ALC [Member] | Indirect Sales [Member]
Loans	[2]			$ 45,503
[1]	Includes equipment financing leases.
[2]	Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Schedule of Loan Portfolio (Parenthetical) (Details) $ in Millions	3 Months Ended
	Dec. 31, 2019USD ($)
Receivables [Abstract]
Transfer of indirect loan portfolio to bank	$ 45.5

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Additional Information (Details)	3 Months Ended	9 Months Ended	12 Months Ended
	Sep. 30, 2020USD ($)Loan	Sep. 30, 2020USD ($)LoanContract	Dec. 31, 2019USD ($)Contract	Jun. 30, 2020USD ($)	Aug. 31, 2018USD ($)
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans Pledged as Collateral	$ 30,100,000	$ 30,100,000	$ 34,600,000
Loans and Leases Receivable, Related Parties, Ending Balance			900,000	$ 400,000
Loans and Leases Receivable, Related Parties, Additions		0	100,000
Loans and Leases Receivable, Related Parties, Proceeds		400	22,000,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance, Total					$ 2,900,000
Purchased credit impaired loans					$ 2,800,000
Certain Loans Acquired in Transfer, Accretable Yield	0	0	0
Loans and Leases Receivable, Gross, Total	639,030,000	639,030,000	556,053,000
Non-accruing loans	$ 3,053,000	$ 3,053,000	3,723,000
Percentage of loan balance to Major Franchises	90.00%	90.00%
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	$ 3,100,000	$ 3,100,000	3,700,000
Financing Receivable, Troubled Debt Restructuring	100,000	100,000	100,000
Impaired loans with no related allowance recorded, carrying amount	3,547,000	3,547,000	2,861,000
Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans		124,000	41,000
Interest Income Recorded	36,000	36,000	147,000
Financing Receivable, Restructuring Recorded Investment With Nonaccrual Status	10,000	10,000	16,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Acquired During Period, Cash Flows Expected to be Collected at Acquisition	0	$ 0	$ 0
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts | Contract		0	0
Loans, allowance for loan losses	7,185,000	$ 7,185,000	$ 5,762,000
Restructured Loan Modified through Extended Maturity and Payment Schedule Modification [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Financing Receivable, Restructuring Recorded Investment With Nonaccrual Status	500,000	500,000
Loans, allowance for loan losses	1,000	1,000	1,000
Minimum [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans Modified in a Troubled Debt Restructuring, Individually Evaluated for Impairment, Principal Balance, Threshold	$ 500,000	$ 500,000
Minimum [Member] | ALC [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest			50,000
Paycheck Protection Program [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loan, fixed interest rate	1.00%	1.00%
Loan, aggregate principal balance	$ 14,000,000	$ 14,000,000
Number of loans to small businesses | Loan	167	167
Paycheck Protection Program [Member] | Minimum [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loan fee percentage	1.00%	1.00%
Paycheck Protection Program [Member] | Maximum [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loan fee percentage	5.00%	5.00%
Paycheck Protection Program [Member] | Two Year Term Loan [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loan, aggregate principal balance	$ 13,800,000	$ 13,800,000
Loan payment term		two-year
Paycheck Protection Program [Member] | Five Year Term Loan [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loan, aggregate principal balance	200,000	$ 200,000
Loan payment term		five-year
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans and Leases Receivable, Gross, Total	1,661,000	$ 1,661,000
Financial Asset Acquired With Credit Deterioration [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans and Leases Receivable, Gross, Total	165,000	165,000
Non-accruing loans	200,000	200,000	200,000
Deffered principal balance of loan reduced	76,800,000
Impaired loans with no related allowance recorded, carrying amount	200,000	200,000	200,000
Financial Asset Acquired With Credit Deterioration [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans and Leases Receivable, Gross, Total	200,000	200,000	200,000
Financial Asset Acquired With Credit Deterioration [Member] | Substandard [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Loans and Leases Receivable, Gross, Total	$ 200,000	$ 200,000	$ 200,000
Real Estate [Member]
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Percentage of Loan Portfolio	56.90%	56.90%	62.80%

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Summary of Acquired Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Outstanding balance	$ 197	$ 224
Fair value adjustment	(32)	(49)
Carrying amount, net of fair value adjustment	165	175
Secured by 1-4 Family Residential Properties [Member] | Real Estate [Member]
Outstanding balance	$ 197	$ 224

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2020		Sep. 30, 2019
Beginning balance		$ 5,762
Charge-offs		(1,781)
Recoveries		728
Provision		2,476
Ending balance		7,185
Individually evaluated for impairment		76
Collectively evaluated for impairment		7,109
Individually evaluated for impairment		3,487
Collectively evaluated for impairment		635,378
Loans acquired with deteriorated credit quality		639,030
FUSB [Member]
Beginning balance		3,483		$ 5,055
Charge-offs				(2,102)
Recoveries				634
Provision				1,998
Ending balance		5,550		5,585
Individually evaluated for impairment				418
Collectively evaluated for impairment				5,167
Individually evaluated for impairment				5,392
Collectively evaluated for impairment				549,766
Loans acquired with deteriorated credit quality		579,175		555,338
Financial Asset Acquired With Credit Deterioration [Member]
Loans acquired with deteriorated credit quality		165
Financial Asset Acquired With Credit Deterioration [Member] | FUSB [Member]
Loans acquired with deteriorated credit quality				180
Construction, Land Development and Other Land Loans [Member]
Beginning balance		197
Provision		143
Ending balance		340
Collectively evaluated for impairment		340
Collectively evaluated for impairment		35,472
Loans acquired with deteriorated credit quality		35,472
Construction, Land Development and Other Land Loans [Member] | FUSB [Member]
Beginning balance				241
Provision				(78)
Ending balance				163
Collectively evaluated for impairment				163
Collectively evaluated for impairment				28,190
Loans acquired with deteriorated credit quality				28,190
Secured by 1-4 Family Residential Properties [Member]
Beginning balance		466
Charge-offs		(52)
Recoveries		17
Provision		234
Ending balance		665
Individually evaluated for impairment		13
Collectively evaluated for impairment		652
Individually evaluated for impairment		757
Collectively evaluated for impairment		94,225
Loans acquired with deteriorated credit quality		95,147
Secured by 1-4 Family Residential Properties [Member] | FUSB [Member]
Beginning balance				346
Charge-offs				(81)
Recoveries				28
Provision				168
Ending balance				461
Individually evaluated for impairment				15
Collectively evaluated for impairment				446
Individually evaluated for impairment				839
Collectively evaluated for impairment				108,317
Loans acquired with deteriorated credit quality				109,336
Secured by 1-4 Family Residential Properties [Member] | Financial Asset Acquired With Credit Deterioration [Member]
Loans acquired with deteriorated credit quality		165
Secured by 1-4 Family Residential Properties [Member] | Financial Asset Acquired With Credit Deterioration [Member] | FUSB [Member]
Loans acquired with deteriorated credit quality				180
Secured By Multi family Residential Properties [Member]
Beginning balance		422
Provision		96
Ending balance		518
Collectively evaluated for impairment		518
Collectively evaluated for impairment		49,197
Loans acquired with deteriorated credit quality		49,197
Secured By Multi family Residential Properties [Member] | FUSB [Member]
Beginning balance				128
Provision				233
Ending balance				361
Collectively evaluated for impairment				361
Collectively evaluated for impairment				46,843
Loans acquired with deteriorated credit quality				46,843
Secured By Non-farm Non residential Properties [Member]
Beginning balance		964
Recoveries		11
Provision		610
Ending balance		1,585
Collectively evaluated for impairment		1,585
Individually evaluated for impairment		2,644
Collectively evaluated for impairment		181,110
Loans acquired with deteriorated credit quality		183,754
Secured By Non-farm Non residential Properties [Member] | FUSB [Member]
Beginning balance				831
Provision				72
Ending balance				903
Collectively evaluated for impairment				903
Individually evaluated for impairment				496
Collectively evaluated for impairment				164,445
Loans acquired with deteriorated credit quality				164,941
Direct Consumer [Member]
Loans acquired with deteriorated credit quality		30,048
Branch Retail [Member]
Loans acquired with deteriorated credit quality		33,145
Indirect Sales [Member]
Loans acquired with deteriorated credit quality		125,369
Commercial and Industrial Loans [Member]
Beginning balance		1,377
Provision		(475)
Ending balance		902
Individually evaluated for impairment		61
Collectively evaluated for impairment		841
Individually evaluated for impairment		61
Collectively evaluated for impairment		86,837
Loans acquired with deteriorated credit quality	[1]	86,898
Commercial and Industrial Loans [Member] | FUSB [Member]
Beginning balance				1,138
Recoveries				3
Provision				259
Ending balance				1,400
Individually evaluated for impairment				394
Collectively evaluated for impairment				1,006
Individually evaluated for impairment				4,025
Collectively evaluated for impairment				86,445
Loans acquired with deteriorated credit quality		86,898	[1]	90,470
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Beginning balance		1,625
Charge-offs		(1,347)
Recoveries		554
Provision		405
Ending balance		1,237
Individually evaluated for impairment		2
Collectively evaluated for impairment		1,235
Individually evaluated for impairment		25
Collectively evaluated for impairment		30,023
Loans acquired with deteriorated credit quality		30,048
Consumer Portfolio Segment [Member] | Direct Consumer [Member] | FUSB [Member]
Beginning balance				1,799
Charge-offs				(1,533)
Recoveries				503
Provision				872
Ending balance				1,641
Individually evaluated for impairment				9
Collectively evaluated for impairment				1,632
Individually evaluated for impairment				32
Collectively evaluated for impairment				37,445
Loans acquired with deteriorated credit quality		7,277		37,477
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Beginning balance		395
Charge-offs		(279)
Recoveries		134
Provision		175
Ending balance		425
Collectively evaluated for impairment		425
Collectively evaluated for impairment		33,145
Loans acquired with deteriorated credit quality		33,145
Consumer Portfolio Segment [Member] | Branch Retail [Member] | FUSB [Member]
Beginning balance				427
Charge-offs				(294)
Recoveries				94
Provision				204
Ending balance				431
Collectively evaluated for impairment				431
Collectively evaluated for impairment				30,008
Loans acquired with deteriorated credit quality				30,008
Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Beginning balance		316
Charge-offs		(103)
Recoveries		12
Provision		1,288
Ending balance		1,513
Collectively evaluated for impairment		1,513
Collectively evaluated for impairment		125,369
Loans acquired with deteriorated credit quality	[2]	125,369
Consumer Portfolio Segment [Member] | Indirect Sales [Member] | FUSB [Member]
Beginning balance				145
Charge-offs				(194)
Recoveries				6
Provision				268
Ending balance				225
Collectively evaluated for impairment				225
Collectively evaluated for impairment				48,073
Loans acquired with deteriorated credit quality		$ 125,369	[2]	$ 48,073
[1]	Includes equipment financing leases.
[2]	Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Loans By Credit Quality Indicators (Details) - USD ($) $ in Thousands		Sep. 30, 2020		Dec. 31, 2019		Sep. 30, 2019
Financing Receivable Recorded Investment [Line Items]
Loans		$ 639,030		$ 556,053
As a percentage of total loans		100.00%		100.00%
Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 35,472
Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		49,197
Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		183,754
Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		95,147
Direct Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		30,048
Branch Retail [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		33,145
Indirect Sales [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		125,369
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		35,472		$ 30,820
Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		49,197		50,910
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		183,754		162,981
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		95,147		104,537
Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans	[1]	86,898		90,957
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		30,048		38,040
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		33,145		32,305
Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Financing Receivable Recorded Investment [Line Items]
Loans	[2]	125,369		45,503
FUSB [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		579,175		442,455		$ 555,338
FUSB [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans						28,190
FUSB [Member] | Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans						46,843
FUSB [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans						164,941
FUSB [Member] | Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans						109,336
FUSB [Member] | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		35,472		30,820
FUSB [Member] | Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		49,197		50,910
FUSB [Member] | Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		183,754		162,981
FUSB [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		91,208		98,971
FUSB [Member] | Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		86,898	[1]	90,957	[1]	90,470
FUSB [Member] | Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		7,277		7,816		37,477
FUSB [Member] | Consumer Portfolio Segment [Member] | Branch Retail [Member]
Financing Receivable Recorded Investment [Line Items]
Loans						30,008
FUSB [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		125,369	[2]			$ 48,073
FUSB [Member] | Pass
Financing Receivable Recorded Investment [Line Items]
Loans		$ 338,922		$ 327,557
As a percentage of total loans		95.38%		97.58%
FUSB [Member] | Pass | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 33,133		$ 30,466
FUSB [Member] | Pass | Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		49,197		50,910
FUSB [Member] | Pass | Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		171,774		157,718
FUSB [Member] | Pass | Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		84,818		88,463
FUSB [Member] | Special Mention
Financing Receivable Recorded Investment [Line Items]
Loans		$ 14,168		$ 4,029
As a percentage of total loans		3.99%		1.20%
FUSB [Member] | Special Mention | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 2,334		$ 354
FUSB [Member] | Special Mention | Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		10,196		2,961
FUSB [Member] | Special Mention | Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		1,638		714
FUSB [Member] | Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 2,231		$ 4,082
As a percentage of total loans		0.63%		1.22%
FUSB [Member] | Substandard [Member] | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 5
FUSB [Member] | Substandard [Member] | Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		1,784		$ 2,302
FUSB [Member] | Substandard [Member] | Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		442		1,780
FUSB [Member] | Pass And Criticized [Member}
Financing Receivable Recorded Investment [Line Items]
Loans		$ 355,321		$ 335,668
As a percentage of total loans		100.00%		100.00%
FUSB [Member] | Pass And Criticized [Member} | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 35,472		$ 30,820
FUSB [Member] | Pass And Criticized [Member} | Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		49,197		50,910
FUSB [Member] | Pass And Criticized [Member} | Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		183,754		162,981
FUSB [Member] | Pass And Criticized [Member} | Commercial and Industrial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		86,898		90,957
ALC [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		59,855		113,598
ALC [Member] | Performing Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		$ 281,361		$ 217,177
As a percentage of total loans		99.17%		98.54%
ALC [Member] | Nonperforming Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		$ 2,348		$ 3,208
As a percentage of total loans		0.83%		1.46%
ALC [Member] | Performing And Non Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 283,709		$ 220,385
As a percentage of total loans		100.00%		100.00%
ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 3,939		$ 5,566
ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member] | Performing Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		93,150		102,176
ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member] | Nonperforming Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		1,997		2,361
ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member] | Performing And Non Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		95,147		104,537
ALC [Member] | Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		22,771		30,224
ALC [Member] | Consumer Portfolio Segment [Member] | Direct Consumer [Member] | Performing Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		29,850		37,474
ALC [Member] | Consumer Portfolio Segment [Member] | Direct Consumer [Member] | Nonperforming Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		198		566
ALC [Member] | Consumer Portfolio Segment [Member] | Direct Consumer [Member] | Performing And Non Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		30,048		38,040
ALC [Member] | Consumer Portfolio Segment [Member] | Branch Retail [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		33,145		32,305
ALC [Member] | Consumer Portfolio Segment [Member] | Branch Retail [Member] | Performing Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		32,992		32,024
ALC [Member] | Consumer Portfolio Segment [Member] | Branch Retail [Member] | Nonperforming Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		153		281
ALC [Member] | Consumer Portfolio Segment [Member] | Branch Retail [Member] | Performing And Non Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		33,145		32,305
ALC [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Financing Receivable Recorded Investment [Line Items]
Loans	[2]			45,503
ALC [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member] | Performing Financial Instruments
Financing Receivable Recorded Investment [Line Items]
Loans		125,369		45,503
ALC [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member] | Performing And Non Performing [Member]
Financing Receivable Recorded Investment [Line Items]
Loans		$ 125,369		$ 45,503
[1]	Includes equipment financing leases.
[2]	Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Aging Analysis of Past Due Loans (Details) - USD ($) $ in Thousands		Sep. 30, 2020	Dec. 31, 2019
Loans		$ 639,030	$ 556,053
As a percentage of total loans		100.00%	100.00%
Total Past Due		$ 3,239	$ 4,967
Current		$ 635,791	$ 551,086
As a percentage of total loans, Total Past Due		0.51%	0.89%
As a percentage of total loans, Current		99.49%	99.11%
ALC [Member]
Loans		$ 59,855	$ 113,598
Construction, Land Development and Other Land Loans [Member]
Loans		35,472
Secured by 1-4 Family Residential Properties [Member]
Loans		95,147
Secured By Multi family Residential Properties [Member]
Loans		49,197
Secured By Non-farm Non residential Properties [Member]
Loans		183,754
Direct Consumer [Member]
Loans		30,048
Total Past Due		638
Current		29,410
Branch Retail [Member]
Loans		33,145
Total Past Due		331
Current		32,814
Indirect Sales [Member]
Loans		125,369
Total Past Due		96
Current		125,273
Financial Asset, 60 to 89 Days Past Due
Loans		$ 1,265
As a percentage of total loans		0.20%	0.24%
Financial Asset, 60 to 89 Days Past Due | ALC [Member]
Loans			$ 1,308
Financial Asset, 60 to 89 Days Past Due
Loans		$ 313
As a percentage of total loans		0.05%	0.11%
Financial Asset, 60 to 89 Days Past Due | ALC [Member]
Loans			$ 584
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans		$ 1,661
As a percentage of total loans		0.26%	0.55%
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | ALC [Member]
Loans			$ 3,075
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Loans		$ 35,472	30,820
Current		35,472	30,820
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans		95,147	104,537
Total Past Due		346	1,211
Current		94,801	103,326
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member] | ALC [Member]
Loans		3,939	5,566
Real Estate [Member] | Secured By Multi family Residential Properties [Member]
Loans		49,197	50,910
Current		49,197	50,910
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Loans		183,754	162,981
Total Past Due		1,766	1,449
Current		181,988	161,532
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured by 1-4 Family Residential Properties [Member]
Loans		256
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured by 1-4 Family Residential Properties [Member] | ALC [Member]
Loans			259
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured By Non-farm Non residential Properties [Member]
Loans		429
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured By Non-farm Non residential Properties [Member] | ALC [Member]
Loans			30
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured by 1-4 Family Residential Properties [Member]
Loans		86
Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due | Secured by 1-4 Family Residential Properties [Member] | ALC [Member]
Loans			108
Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Secured by 1-4 Family Residential Properties [Member]
Loans		4
Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Secured by 1-4 Family Residential Properties [Member] | ALC [Member]
Loans			844
Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Secured By Non-farm Non residential Properties [Member]
Loans		1,337
Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Secured By Non-farm Non residential Properties [Member] | ALC [Member]
Loans			1,419
Commercial and Industrial Loans [Member]
Loans	[1]	86,898	90,957
Total Past Due		62	56
Current		86,836	90,901
Commercial and Industrial Loans [Member] | Financial Asset, 60 to 89 Days Past Due
Loans		62
Commercial and Industrial Loans [Member] | Financial Asset, 60 to 89 Days Past Due | ALC [Member]
Loans			56
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Loans		30,048	38,040
Total Past Due			1,205
Current			36,835
Consumer Portfolio Segment [Member] | Direct Consumer [Member] | ALC [Member]
Loans		22,771	30,224
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Loans		33,145	32,305
Total Past Due			914
Current			31,391
Consumer Portfolio Segment [Member] | Branch Retail [Member] | ALC [Member]
Loans		33,145	32,305
Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Loans	[2]	125,369	45,503
Total Past Due			132
Current			45,371
Consumer Portfolio Segment [Member] | Indirect Sales [Member] | ALC [Member]
Loans	[2]		45,503
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Direct Consumer [Member]
Loans		289	387
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Branch Retail [Member]
Loans		133
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Branch Retail [Member] | ALC [Member]
Loans			444
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Indirect Sales [Member]
Loans		96
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Indirect Sales [Member] | ALC [Member]
Loans			132
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Direct Consumer [Member]
Loans		182	287
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Branch Retail [Member]
Loans		45
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due | Branch Retail [Member] | ALC [Member]
Loans			189
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Direct Consumer [Member]
Loans		167	531
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Branch Retail [Member]
Loans		$ 153
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Branch Retail [Member] | ALC [Member]
Loans			$ 281
[1]	Includes equipment financing leases.
[2]	Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Non-accruing Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Non-accruing loans	$ 3,053	$ 3,723
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Non-accruing loans	12	8
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Non-accruing loans	1,275	1,423
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Non-accruing loans	1,341	1,426
Commercial and Industrial Loans [Member]
Non-accruing loans	99	27
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Non-accruing loans	174	558
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Non-accruing loans	$ 152	$ 281

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Summarizes of All COVID19 Loan Payment Deferment and the Percentage of Loans (Details) - COVID-19 [Member] $ in Thousands	Sep. 30, 2020USD ($)DeferredLoan	Jun. 30, 2020USD ($)DeferredLoan
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	153	864
Principal Balance of Loans Deferred | $	$ 18,416	$ 95,244
Percentage of Portfolio Balance as of September 30, 2020	2.90%	16.50%
Construction, Land Development and Other Land Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	1	7
Principal Balance of Loans Deferred | $	$ 2,259	$ 4,544
Percentage of Portfolio Balance as of September 30, 2020	6.40%	14.50%
Secured by 1-4 Family Residential Properties [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	8	50
Principal Balance of Loans Deferred | $	$ 398	$ 9,474
Percentage of Portfolio Balance as of September 30, 2020	0.40%	10.20%
Secured By Multi family Residential Properties [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan		12
Principal Balance of Loans Deferred | $		$ 29,726
Percentage of Portfolio Balance as of September 30, 2020		60.90%
Secured By Non-farm Non residential Properties [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	10	49
Principal Balance of Loans Deferred | $	$ 14,084	$ 42,797
Percentage of Portfolio Balance as of September 30, 2020	7.70%	26.60%
Commercial and Industrial Loans [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	2	9
Principal Balance of Loans Deferred | $	$ 529	$ 1,460
Percentage of Portfolio Balance as of September 30, 2020	0.60%	1.70%
Consumer Portfolio Segment [Member] | Direct Consumer [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	77	442
Principal Balance of Loans Deferred | $	$ 284	$ 2,188
Percentage of Portfolio Balance as of September 30, 2020	0.90%	6.60%
Consumer Portfolio Segment [Member] | Branch Retail [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	36	172
Principal Balance of Loans Deferred | $	$ 353	$ 1,856
Percentage of Portfolio Balance as of September 30, 2020	1.10%	5.60%
Consumer Portfolio Segment [Member] | Indirect Sales [Member]
Financing Receivable Modifications [Line Items]
Number of Loans Deferred | DeferredLoan	19	123
Principal Balance of Loans Deferred | $	$ 509	$ 3,199
Percentage of Portfolio Balance as of September 30, 2020	0.40%	3.60%

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - Summarizes the At Risk Categories and the Relative Percentage of the Loan Portfolio (Details) - COVID-19 [Member] - High-Risk Loan [Member] - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2020	Sep. 30, 2020
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Balance of Risk Category	$ 14,869	$ 14,838
Percentage of Total Loan Balance	2.60%	2.30%
Hotels/Motels [Member] | Product Concentration Risk
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Balance of Risk Category	$ 10,410	$ 10,459
Percentage of Total Loan Balance	1.80%	1.60%
Dine In Restaurants | Product Concentration Risk
Debt Securities Heldtomaturity Allowance For Credit Loss [Line Items]
Balance of Risk Category	$ 4,459	$ 4,379
Percentage of Total Loan Balance	0.80%	0.70%

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Impaired loans with no related allowance recorded, carrying amount	$ 3,547	$ 2,861
Impaired loans with no related allowance recorded, unpaid principal balance	3,547	2,861
Impaired loans, related allowances	76	227
Impaired loans with no related allowance recorded, carrying amount	105	256
Impaired loans with no related allowance recorded, unpaid principal balance	105	256
Impaired loans, carrying amount	3,652	3,117
Impaired loans, unpaid principal balance	3,652	3,117
Impaired loans, average recorded investment	3,743	2,876
Impaired loans, interest income recognized	34	86
Impaired loans, interest income received	35	86
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Impaired loans, average recorded investment		181
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Impaired loans with no related allowance recorded, carrying amount	903	984
Impaired loans with no related allowance recorded, unpaid principal balance	903	984
Impaired loans, related allowances	13	14
Impaired loans with no related allowance recorded, carrying amount	19	21
Impaired loans with no related allowance recorded, unpaid principal balance	19	21
Impaired loans, carrying amount	922	1,005
Impaired loans, unpaid principal balance	922	1,005
Impaired loans, average recorded investment	917	1,021
Impaired loans, interest income recognized	7	48
Impaired loans, interest income received	7	48
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]
Impaired loans with no related allowance recorded, carrying amount	2,644	1,877
Impaired loans with no related allowance recorded, unpaid principal balance	2,644	1,877
Impaired loans, carrying amount	2,644	1,877
Impaired loans, unpaid principal balance	2,644	1,877
Impaired loans, average recorded investment	2,722	645
Impaired loans, interest income recognized	21	29
Impaired loans, interest income received	21	29
Commercial and Industrial Loans [Member]
Impaired loans, related allowances	61	206
Impaired loans with no related allowance recorded, carrying amount	61	206
Impaired loans with no related allowance recorded, unpaid principal balance	61	206
Impaired loans, carrying amount	61	206
Impaired loans, unpaid principal balance	61	206
Impaired loans, average recorded investment	78	991
Impaired loans, interest income recognized	5	7
Impaired loans, interest income received	5	7
Direct Consumer [Member]
Impaired loans, related allowances	2	7
Impaired loans with no related allowance recorded, carrying amount	25	29
Impaired loans with no related allowance recorded, unpaid principal balance	25	29
Impaired loans, carrying amount	25	29
Impaired loans, unpaid principal balance	25	29
Impaired loans, average recorded investment	26	38
Impaired loans, interest income recognized	1	2
Impaired loans, interest income received	$ 2	$ 2

Loans and Allowance for Loan_14

Loans and Allowance for Loan Losses - Loans Modified in a Troubled Debt Restructuring (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2020USD ($)DebtSecurityNumber	Dec. 31, 2019USD ($)DebtSecurityNumber
Number of Loans | DebtSecurityNumber	5	5
Pre- Modification Outstanding Principal Balance	$ 282	$ 282
Post- Modification Principal Balance	$ 63	$ 136
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]
Number of Loans | DebtSecurityNumber	1	1
Pre- Modification Outstanding Principal Balance	$ 107	$ 107
Post- Modification Principal Balance		$ 62
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]
Number of Loans | DebtSecurityNumber	2	2
Pre- Modification Outstanding Principal Balance	$ 59	$ 59
Post- Modification Principal Balance	$ 12	$ 14
Commercial and Industrial Loans [Member]
Number of Loans | DebtSecurityNumber	2	2
Pre- Modification Outstanding Principal Balance	$ 116	$ 116
Post- Modification Principal Balance	$ 51	$ 60

Other Real Estate Owned and R_3

Other Real Estate Owned and Repossessed Assets - Summary of Foreclosed Property Activity (Details) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019
Other Real Estate [Abstract]
Beginning balance		$ 1,078	$ 1,505
Additions	[1]	293	312
Sales proceeds		(370)	(523)
Gross gains		38	39
Gross losses		(44)	(47)
Net gains (losses)		(6)	(8)
Impairment		(10)	(38)
Ending balance		$ 985	$ 1,248
[1]	Additions to other real estate owned (“OREO”) include transfers from loans, other assets and capitalized improvements to existing OREO properties.

Other Real Estate Owned and R_4

Other Real Estate Owned and Repossessed Assets - Additional Information (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Sep. 30, 2019
Other Real Estate [Abstract]
Foreclosed real estate owned, fair value less disposal costs	$ 100	$ 200
Mortgage loans in process of foreclosure, amount	$ 0	$ 40

Other Real Estate Owned and R_5

Other Real Estate Owned and Repossessed Assets - Summary of Repossessed Assets Activity (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Other Real Estate And Other Assets Acquired In Foreclosure [Line Items]
Sales proceeds	$ (370)	$ (523)
Gross gains	38	39
Gross losses	(44)	(47)
Net gains (losses)	(6)	(8)
Impairment	(10)	(38)
Repossessed Assets [Member]
Other Real Estate And Other Assets Acquired In Foreclosure [Line Items]
Beginning balance	256	229
Transfers from loans	746	736
Sales proceeds	(446)	(477)
Gross gains		2
Gross losses	(401)	(370)
Net gains (losses)	(401)	(368)
Ending balance	$ 155	$ 120

Goodwill and Other Intangible_3

Goodwill and Other Intangible Assets - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019	Dec. 31, 2018
Goodwill And Other Intangible Assets [Line Items]
Goodwill, Ending Balance	$ 7,435
Finite-Lived Intangible Assets, Net, Ending Balance	$ 1,067
Core Deposits [Member]
Goodwill And Other Intangible Assets [Line Items]
Finite-Lived Intangible Asset, Useful Life	7 years
Finite-Lived Intangible Assets, Net, Ending Balance			$ 2,000
The Peoples Bank [Member]
Goodwill And Other Intangible Assets [Line Items]
Goodwill, Ending Balance	$ 7,400	$ 7,400

Goodwill and Other Intangible_4

Goodwill and Other Intangible Assets - Summary of Goodwill and Other Intangible Assets (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019	Sep. 30, 2019
Goodwill And Intangible Assets Disclosure [Abstract]
Goodwill	$ 7,435
Gross carrying amount	2,048
Accumulated amortization	(981)
Core deposit intangible, net	1,067
Total	$ 8,502	$ 8,825	$ 8,934

Goodwill and Other Intangible_5

Goodwill and Other Intangible Assets - Estimated Remaining Amortization Expense (Details) $ in Thousands	Sep. 30, 2020USD ($)
Finite-Lived Intangible Assets, Amortization Expense, Maturity Schedule [Abstract]
2020	$ 92
2021	341
2022	268
2023	195
2024	122
2025	49
Core deposit intangible, net	$ 1,067

Short-Term Borrowings - Additio

Short-Term Borrowings - Additional Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Dec. 31, 2019
Short Term Debt [Line Items]
Short-term Debt, Total	$ 10,045	$ 10,025
Federal Funds Purchased	0	0
Available Fund Lines From Correspondent Banks	61,600	61,700
Securities Sold under Agreements to Repurchase, Total	45	25
Federal Home Loan Bank, Advances, Maturities Summary, Due in Next Twelve Months, Total	10,000	10,000
Long-term Federal Home Loan Bank advances	0	0
Federal Home Loan Bank, advances, general debt obligations, disclosures, collateral pledged	30,100	34,600
Federal Home Loan Bank, advances, general debt obligations, amount of available, unused funds	$ 233,600	$ 211,500
Minimum [Member]
Short Term Debt [Line Items]
Maturity Period of Federal Funds	1 day
Maximum [Member]
Short Term Debt [Line Items]
Maturity Period of Federal Funds	4 days

Income Taxes - Additional Infor

Income Taxes - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Income Tax Disclosure [Abstract]
Provision for income taxes	$ 136	$ 214	$ 516	$ 865
Effective Income Tax Rate Reconciliation, Percent			23.70%	20.50%
Deferred Tax Assets, Net	$ 2,300		$ 2,300		$ 2,800

Deferred Compensation Plans - A

Deferred Compensation Plans - Additional Information (Details) - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Deferred Compensation Arrangement With Individual Share Based Payments [Line Items]
Deferred Compensation Arrangement with Individual, Common Stock Reserved for Future Issuance	108,473	124,392
Other Liabilities [Member]
Deferred Compensation Arrangement With Individual Share Based Payments [Line Items]
Deferred Compensation Liability, Current and Noncurrent, Total	$ 3.2	$ 3.2

Stock Awards - Additional Infor

Stock Awards - Additional Information (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, options, outstanding, intrinsic value	$ 0	$ 0.2
Employee Stock Option [Member] | Omnibus Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based payment arrangement, expense	$ 0.2	$ 0.2
Share-based compensation arrangement by share-based payment award, options, vested and expected to vest, outstanding, weighted average remaining contractual term	10 years
Employee Stock Option [Member] | Omnibus Incentive Plan [Member] | Minimum [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period	1 year
Employee Stock Option [Member] | Omnibus Incentive Plan [Member] | Maximum [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, award vesting period	3 years
Restricted Stock [Member] | Omnibus Incentive Plan [Member]
Share Based Compensation Arrangement By Share Based Payment Award [Line Items]
Share-based compensation arrangement by share-based payment award, equity instruments other than options, grants in period	28,460	5,520

Stock Awards - Fair Value Assum

Stock Awards - Fair Value Assumptions (Details) - $ / shares	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]
Risk-free interest rate	1.24%	2.59%
Expected term (in years)	7 years 6 months	7 years 6 months
Expected stock price volatility	28.90%	30.90%
Dividend yield	1.25%	1.25%
Fair value of stock option	$ 3.34	$ 3.30

Stock Awards - Stock Option Act

Stock Awards - Stock Option Activity (Details) - $ / shares	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward]
Outstanding, beginning of period (in shares)	412,800	377,950
Granted (in shares)	10,200	68,150
Exercised (in shares)	666	719
Forfeited (in shares)	1,334	26,300
Options outstanding, end of period (in shares)	421,000	419,081
Options exercisable, end of period (in shares)	359,413	304,748
Outstanding, beginning of period, average exercise price (in dollars per share)	$ 9.72	$ 9.80
Granted, average exercise price (in dollars per share)	11.95	9.99
Exercised, average exercise price (in dollars per share)	10.75	8.30
Forfeited, average exercise price (in dollars per share)	9.70	11.96
Options outstanding, end of period, average exercise price (in dollars per share)	9.79	9.70
Options exercisable, end of period, average exercise price (in dollars per share)	$ 9.62	$ 9.14

Leases - Additional Information

Leases - Additional Information (Details)	9 Months Ended
	Sep. 30, 2020
Lessee Lease Description [Line Items]
Lessee, Operating Lease, Renewal Term	5 years
Lessee, Operating Lease, Period of Option to Terminate	1 year
Minimum [Member]
Lessee Lease Description [Line Items]
Lessee, Operating Lease, Remaining Term of Contract	0 years
Maximum [Member]
Lessee Lease Description [Line Items]
Lessee, Operating Lease, Remaining Term of Contract	13 years

Leases - Components of Lease Ex

Leases - Components of Lease Expense (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Leases [Abstract]
Operating lease expense	[1]	$ 212	$ 206	$ 635	$ 627
Operating lease income	[2]	206	$ 212	630	633
Operating lease, right-of-use asset		3,109		3,109
Operating lease, liability		$ 3,159		$ 3,159
Weighted-average remaining lease term (in years)		6 years 26 days		6 years 26 days
Weighted-average discount rate		3.14%		3.14%
Operating cash flows from operating leases				$ 552	$ 574
[1]	Includes short-term lease costs. For the three- and nine-month periods ended September 30, 2020 and 2019, short-term lease costs were nominal in amount.
[2]	Operating lease income includes rental income from owned properties.

Leases - Future Minimum Operati

Leases - Future Minimum Operating Lease Payments (Details) $ in Thousands	Sep. 30, 2020USD ($)
Leases [Abstract]
2020	$ 173
2021	628
2022	558
2023	458
2024	438
2025 and thereafter	1,276
Total future minimum lease payments	3,531
Less: Imputed interest	372
Total operating lease liabilities	$ 3,159

Derivative Financial Instrume_3

Derivative Financial Instruments - Additional Information (Details) - USD ($)	Oct. 01, 2019	Aug. 21, 2019	Aug. 09, 2019	Jul. 22, 2019	Jul. 08, 2019	Sep. 30, 2020
Forward Interest Rate Swap Contract One [Member]
Derivative [Line Items]
Notional amount, total					$ 10,000,000
Derivative term of contract					7 years
Derivative, fixed interest rate					1.79%
Forward Interest Rate Swap Contract One [Member] | Minimum [Member]
Derivative [Line Items]
Expected derivative notional amount for next seven years						$ 10,000,000
Forward Interest Rate Swap Contract Two [Member]
Derivative [Line Items]
Notional amount, total				$ 10,000,000
Derivative term of contract				5 years
Derivative, fixed interest rate				1.698%
Forward Interest Rate Swap Contract Two [Member] | Minimum [Member]
Derivative [Line Items]
Expected derivative notional amount for next five years				$ 10,000
Forward Interest Rate Swap Contract Five [Member]
Derivative [Line Items]
Notional amount, total	$ 10,000,000
Derivative term of contract	5 years
Derivative, fixed interest rate	1.357%
Forward Interest Rate Swap Contract Three [Member]
Derivative [Line Items]
Notional amount, total			$ 10,000,000
Derivative term of contract			5 years
Derivative, fixed interest rate			1.406%
Forward Interest Rate Swap Contract Four [Member]
Derivative [Line Items]
Notional amount, total		$ 10,000,000
Derivative term of contract		5 years
Derivative, fixed interest rate		1.292%

Derivative Financial Instrume_4

Derivative Financial Instruments - Schedule of Cumulative Basis Adjustments For Fair Value Hedges (Details) $ in Thousands	Sep. 30, 2020USD ($)	[1]
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Carrying Amount of the Hedged Assets	$ 46,967
Cumulative Amount of Fair Value Hedging Adjustment Included in the Carrying Amount of the Hedged Assets	$ 924
[1]	These amounts include the amortized cost basis of closed portfolios used to designate hedging relationships in which the hedged item is the last layer expected to be remaining at the end of the hedging relationship. As of September 30, 2020, the amortized cost basis of the closed portfolios used in these hedging relationships was $46.0 million, the cumulative basis adjustments associated with these hedging relationships were $0.9 million, and the amounts of the designated hedged items were $20.0 million.

Derivative Financial Instrume_5

Derivative Financial Instruments - Schedule of Cumulative Basis Adjustments For Fair Value Hedges (Parenthetical) (Details) $ in Millions	Sep. 30, 2020USD ($)
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Amortized cost basis of closed portfolios used in hedging relationships	$ 46
Cumulative basis adjustments associated with hedging relationships	0.9
Designated hedged items	$ 20

Segment Reporting - Additional

Segment Reporting - Additional Information (Details)	9 Months Ended
	Sep. 30, 2020Segment
Segment Reporting [Abstract]
Number of Reportable Segments	2

Segment Reporting - Results for

Segment Reporting - Results for Reportable Segments (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019	Dec. 31, 2019
Segment Reporting Revenue Reconciling Item [Line Items]
Net interest income	$ 8,965	$ 9,347	$ 26,474	$ 27,753
Provision for loan and lease losses	1,046	883	2,476	1,998
Total non-interest income	1,375	1,414	4,002	3,970
Total non-interest expense	8,747	8,546	25,822	25,503
Income before income taxes	547	1,332	2,178	4,222
Provision for income taxes	136	214	516	865
Net income	411	1,118	1,662	3,357
Total assets	852,941	771,930	852,941	771,930	$ 788,738
Total investment securities	93,405	114,309	93,405	114,309
Total loans, net	627,605	544,519	627,605	544,519	545,243
Goodwill and core deposit intangible, net	8,502	8,934	8,502	8,934	8,825
Investment in subsidiaries		5		5
Fixed asset additions	158	214	619	2,856
Depreciation and amortization expense	434	409	1,240	1,205
Total interest income from external customers	9,996	11,027	30,173	32,763
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	627,605	544,519	627,605	544,519	545,243
Intersegment Eliminations [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Total non-interest income	(796)	(1,494)	(2,960)	(4,536)
Total non-interest expense	(139)	(149)	(484)	(477)
Income before income taxes	(657)	(1,345)	(2,476)	(4,059)
Net income	(657)	(1,345)	(2,476)	(4,059)
Total assets	(150,564)	(200,099)	(150,564)	(200,099)
Total loans, net	(48,789)	(95,565)	(48,789)	(95,565)
Investment in subsidiaries	(85,096)	(83,460)	(85,096)	(83,460)
Total interest income from affiliates	(716)	(1,351)	(2,201)	(3,730)
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	(48,789)	(95,565)	(48,789)	(95,565)
FUSB [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Total loans, net	573,702		573,702		438,710
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	573,702		573,702		438,710
FUSB [Member] | Operating Segments [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Net interest income	6,953	6,205	19,875	18,200
Provision for loan and lease losses	1,038	545	1,816	635
Total non-interest income	1,294	1,176	3,639	3,362
Total non-interest expense	6,489	5,773	18,755	17,404
Income before income taxes	720	1,063	2,943	3,523
Provision for income taxes	156	136	650	647
Net income	564	927	2,293	2,876
Total assets	855,830	773,036	855,830	773,036
Total investment securities	93,325	114,229	93,325	114,229
Total loans, net	622,491	533,861	622,491	533,861
Goodwill and core deposit intangible, net	8,502	8,934	8,502	8,934
Investment in subsidiaries		5		5
Fixed asset additions	156	172	598	2,736
Depreciation and amortization expense	404	372	1,146	1,100
Total interest income from external customers	7,276	6,546	21,405	19,515
Total interest income from affiliates	712	1,345	2,185	3,712
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	622,491	533,861	622,491	533,861
ALC [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Total loans, net	53,903		53,903		106,533
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	53,903		53,903		$ 106,533
ALC [Member] | Operating Segments [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Net interest income	2,008	3,136	6,582	9,534
Provision for loan and lease losses	8	338	660	1,363
Total non-interest income	167	212	595	659
Total non-interest expense	2,009	2,467	6,269	7,201
Income before income taxes	158	543	248	1,629
Provision for income taxes	45	139	82	403
Net income	113	404	166	1,226
Total assets	56,640	109,852	56,640	109,852
Total loans, net	53,903	106,223	53,903	106,223
Fixed asset additions	2	42	21	120
Depreciation and amortization expense	30	37	94	105
Total interest income from external customers	2,720	4,480	8,767	13,246
Loans, net of allowance for loan and lease losses of $7,185 and $5,762, respectively	53,903	106,223	53,903	106,223
Other Segments [Member] | Operating Segments [Member]
Segment Reporting Revenue Reconciling Item [Line Items]
Net interest income	4	6	17	19
Total non-interest income	710	1,520	2,728	4,485
Total non-interest expense	388	455	1,282	1,375
Income before income taxes	326	1,071	1,463	3,129
Provision for income taxes	(65)	(61)	(216)	(185)
Net income	391	1,132	1,679	3,314
Total assets	91,035	89,141	91,035	89,141
Total investment securities	80	80	80	80
Investment in subsidiaries	85,096	83,460	85,096	83,460
Total interest income from external customers		1	1	2
Total interest income from affiliates	$ 4	$ 6	$ 16	$ 18

Other Operating Income and Ex_3

Other Operating Income and Expense - Other Operating Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Other Income And Expenses [Abstract]
Bank-owned life insurance	$ 108	$ 109	$ 323	$ 323
Auto Club revenue	22	49	75	149
ATM fee income	128	108	344	323
Wire transfer fees	14	17	42	39
Gain on sales of premises and equipment and other assets	316	7	324	7
Other income	33	129	192	248
Total	$ 621	$ 419	$ 1,300	$ 1,089

Other Operating Income and Ex_4

Other Operating Income and Expense - Additional Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Finite Lived Intangible Assets [Line Items]
Revenue, remaining performance obligation, amount	$ 0		$ 0
Contract with customer, liability, total	0		0
Service and Other Charges on Deposit Accounts, Mortgage Fees From Secondary Market Transactions at The Bank ATM Fee Income and Other Noninterest Income [Member]
Finite Lived Intangible Assets [Line Items]
Revenue from Contract with Customer, Including Assessed Tax	$ 600	$ 900	$ 2,000	$ 2,400

Other Operating Income and Ex_5

Other Operating Income and Expense - Other Operating Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Postage, stationery and supplies	$ 207	$ 208	$ 639	$ 658
Telephone/data communication	232	228	684	646
Advertising and marketing	42	51	128	143
Travel and business development	32	90	181	303
Collection and recoveries	41	14	186	114
Other services	87	77	263	220
Insurance expense	140	139	443	454
FDIC insurance and state assessments	119	28	315	186
Loss on sales of premises and equipment and other assets	152	128	439	347
Amortization of intangible assets			323	378
Other real estate/foreclosure expense, net	21	54	62	143
Other expense	559	526	1,303	1,465
Total	1,736	1,665	4,966	5,057
Core Deposits [Member]
Amortization of intangible assets	$ 104	$ 122	$ 323	$ 378

Guarantees, Commitments and C_3

Guarantees, Commitments and Contingencies - Summary of Commitment and Contingent Liabilities (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Standby Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Commitments and contingent liabilities	$ 180	$ 180
Standby Performance Letters of Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Commitments and contingent liabilities	555	647
Commitments to Extend Credit [Member]
Fair Value Off Balance Sheet Risks Disclosure Information [Line Items]
Commitments and contingent liabilities	$ 109,630	$ 96,967

Guarantees, Commitments and C_4

Guarantees, Commitments and Contingencies - Additional Information (Details) - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Commitments And Contingencies Disclosure [Abstract]
Self Insurance Reserve	$ 0.2	$ 0.2

Fair Value of Financial Instr_3

Fair Value of Financial Instruments - Additional Information (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Financial and Nonfinancial Liabilities, Fair Value Disclosure	$ 0	$ 0

Fair Value of Financial Instr_4

Fair Value of Financial Instruments - Assets Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 85,682	$ 94,016
Fair Value, Recurring [Member] | Other Assets [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		301
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Other Assets [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value		301
Residential Mortgage Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	30,007	46,345
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	30,007	46,345
Residential Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	30,007	46,345
Commercial Mortgage Backed Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	46,900	43,373
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	46,900	43,373
Commercial Mortgage Backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	46,900	43,373
US States and Political Subdivisions Debt Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	5,909	4,218
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	5,909	4,218
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	5,909	4,218
Corporate Notes [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	2,786
Corporate Notes [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	2,786
Corporate Notes [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	2,786
US Treasury Securities [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	80	80
US Treasury Securities [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	80	80
US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	80	$ 80
Other Liabilities [Member] | Fair Value, Recurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	2,879
Other Liabilities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Investment securities available-for-sale, at fair value	$ 2,879

Fair Value of Financial Instr_5

Fair Value of Financial Instruments - Assets Measured at Fair Value on Non-recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	$ 29
OREO and other assets held-for-sale	985
Fair Value, Nonrecurring [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	29	$ 29
OREO and other assets held-for-sale	985	1,276
Fair Value, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	29	29
OREO and other assets held-for-sale	$ 985	$ 1,276

Fair Value of Financial Instr_6

Fair Value of Financial Instruments - Assets and Liabilities Measured at Fair Value Using Significant Unobservable Inputs (Level 3) (Details) - Fair Value, Inputs, Level 3 [Member] $ in Thousands	Sep. 30, 2020USD ($)
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	$ 29
OREO and other assets held-for-sale	$ 985
Minimum [Member] | Measurement Input, Comparability Adjustment [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	0.09
OREO and other assets held-for-sale	0.09
Maximum [Member] | Measurement Input, Comparability Adjustment [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	0.10
OREO and other assets held-for-sale	0.10
Weighted Average [Member] | Measurement Input, Comparability Adjustment [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis [Line Items]
Impaired loans	0.095
OREO and other assets held-for-sale	0.095

Fair Value of Financial Instr_7

Fair Value of Financial Instruments - Estimated Fair Value and Related Carrying or Notional Amounts of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Assets:
Investment securities available-for-sale	$ 85,682	$ 94,016
Investment securities held-to-maturity	7,874	14,306
Reported Value Measurement [Member]
Assets:
Cash and cash equivalents	65,643	57,030
Investment securities available-for-sale	85,682	94,016
Investment securities held-to-maturity	7,723	14,340
Federal funds sold	86	10,080
Federal Home Loan Bank stock	1,135	1,137
Loans, net of allowance for loan losses	627,605	545,243
Other assets - derivatives		301
Liabilities:
Deposits	745,336	683,662
Short-term borrowings	10,045	10,025
Other liabilities - derivatives	2,879
Estimate of Fair Value Measurement [Member]
Assets:
Cash and cash equivalents	65,643	57,030
Investment securities available-for-sale	85,682	94,016
Investment securities held-to-maturity	7,874	14,306
Federal funds sold	86	10,080
Federal Home Loan Bank stock	1,135	1,137
Loans, net of allowance for loan losses	631,261	559,911
Other assets - derivatives		301
Liabilities:
Deposits	747,120	682,828
Short-term borrowings	10,045	10,025
Other liabilities - derivatives	2,879
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Assets:
Cash and cash equivalents	65,643	57,030
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Assets:
Investment securities available-for-sale	85,682	94,016
Investment securities held-to-maturity	7,874	14,306
Federal funds sold	86	10,080
Other assets - derivatives		301
Liabilities:
Deposits	747,120	682,828
Short-term borrowings	10,045	10,025
Other liabilities - derivatives	2,879
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Assets:
Federal Home Loan Bank stock	1,135	1,137
Loans, net of allowance for loan losses	$ 631,261	$ 559,911