S&T Bancorp (STBA) 8-K S&T Bancorp, Inc. Announces Fourth Quarter and Full Year 2019 Results

2019 Highlights �sset �i�e �ar�et Ca� Stock Price ��.� �1.� $40.29 billion billion as of 12.31.19 “We are proud of the growth achieved during 2019 through expansion in our existing markets and extending our Eastern Pennsylvania presence with the closing of the DNB merger. ” -Todd Brice, Chief Executive Officer S&T expansion in 2019: • Eastern PA - DNB merger • Northeast OH - Cuyahoga Falls branch • Central OH - Hilliard branch • Upstate NY - Buffalo LPO • Eastern PA - Greater Berks LPO DNB Merger Adds Loans and Deposits �otal �oans �otal De�osits ��900 ��991 million million Performance RETURN ON RETURN ON RETURN ON AVERAGE ASSETS AVERAGE EQUITY TANGIBLE EQUITY 1.32% 9.98% 14.41% 1.45%* 10.92%* 15.76%* IN 2019 IN 2019 IN 2019 10.1% * 10.1% Increase in cash dividends paid in 2019 *This is a non-GAAP number that adjusts for $11.4 million of merger related expenses. Refer to our Non-GAAP reconciliation within this 8-K.