First National (FXNC) 10-Q 14 Nov 24 2024 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 08, 2024
Document Information [Line Items]
Entity Central Index Key	0000719402
Entity Registrant Name	FIRST NATIONAL CORP /VA/
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	1-38874
Entity Incorporation, State or Country Code	VA
Entity Tax Identification Number	54-1232965
Entity Address, Address Line One	112 West King Street
Entity Address, City or Town	Strasburg
Entity Address, State or Province	VA
Entity Address, Postal Zip Code	22657
City Area Code	540
Local Phone Number	465-9121
Title of 12(b) Security	Common stock, par value $1.25 per share
Trading Symbol	FXNC
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		8,970,321

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 18,197	$ 17,194
Interest-bearing deposits in banks	108,319	69,967
Cash and cash equivalents	126,516	87,161
Securities available for sale, at fair value	146,013	152,857
Securities held to maturity, at amortized cost (net of allowance for credit losses, 2024, $104; 2023, $107)	121,425	148,244
Restricted securities, at cost	2,112	2,078
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	982,016	957,456
Other real estate owned, net of valuation allowance	57	0
Premises and equipment, net	22,960	22,142
Accrued interest receivable	4,794	4,655
Bank owned life insurance	24,992	24,902
Goodwill	3,030	3,030
Core deposit intangibles, net	104	117
Other assets	16,697	16,653
Total assets	1,450,716	1,419,295
Liabilities
Noninterest-bearing demand deposits	383,400	379,208
Savings and interest-bearing demand deposits	663,925	662,169
Time deposits	205,930	192,349
Total deposits	1,253,255	1,233,726
Other borrowings	50,000	50,000
Subordinated debt, net of issuance cost	4,999	4,997
Junior subordinated debt	9,279	9,279
Accrued interest payable and other liabilities	8,068	5,022
Total liabilities	1,325,601	1,303,024
Commitments and contingencies
Shareholders’ Equity
Preferred stock, par value $1.25 per share; authorized 1,000,000 shares; none issued and outstanding	0	0
Common stock, par value $1.25 per share; authorized 8,000,000 shares; issued and outstanding, 2024, 6,296,705 shares; 2023, 6,263,102 shares	7,871	7,829
Surplus	33,409	32,950
Retained earnings	99,270	94,198
Accumulated other comprehensive loss, net	(15,435)	(18,706)
Total shareholders’ equity	125,115	116,271
Total liabilities and shareholders’ equity	$ 1,450,716	$ 1,419,295

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Held-to-Maturity, Allowance for Credit Loss	$ 104	$ 107
Allowance for Credit Loss	$ 12,704	$ 11,974
Preferred stock, par value (in dollars per share)	$ 1.25	$ 1.25
Preferred stock, shares authorized (in shares)	1,000,000	1,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 1.25	$ 1.25
Common stock, shares authorized (in shares)	8,000,000	8,000,000
Common stock, shares issued (in shares)	6,296,705	6,263,102
Common stock, shares outstanding (in shares)	6,296,705	6,263,102

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and Dividend Income
Interest and fees on loans	$ 14,479	$ 12,640	$ 41,967	$ 36,038
Interest on deposits in banks	1,538	338	4,405	1,441
Interest and dividends on securities:
Taxable interest	1,091	1,323	3,449	3,968
Tax-exempt interest	303	304	914	917
Dividends	33	26	98	81
Total interest and dividend income	17,444	14,631	50,833	42,445
Interest Expense
Interest on deposits	4,958	3,810	14,549	9,428
Interest on subordinated debt	69	69	207	207
Interest on junior subordinated debt	68	69	202	203
Interest on other borrowings	600	0	1,782	3
Total interest expense	5,695	3,948	16,740	9,841
Net interest income	11,749	10,683	34,093	32,604
Provision for credit losses	1,700	100	3,100	200
Net interest income after provision for credit losses	10,049	10,583	30,993	32,404
Noninterest Income
Noninterest income	2,929	2,855	7,979	8,092
Income from bank owned life insurance	191	175	491	459
Net gains on securities available for sale	39	0	39	0
Other operating income	44	198	1,427	623
Total noninterest income	3,203	3,053	9,936	8,715
Noninterest Expense
Salaries and employee benefits	5,927	5,505	17,637	16,040
Occupancy	585	534	1,668	1,586
Equipment	726	598	2,008	1,756
Marketing	262	204	730	720
Supplies	123	128	354	423
Legal and professional fees	596	439	2,172	1,204
ATM and check card expense	394	440	1,123	1,265
FDIC assessment	195	161	575	479
Bank franchise tax	262	262	785	778
Data processing expense	290	266	699	720
Amortization expense	4	5	13	14
Other real estate owned, net	10	15	10	(201)
Net losses (gain) on disposal of premises and equipment	2	0	51	(3)
Other operating expense	1,083	1,227	3,180	3,361
Total noninterest expense	10,459	9,784	31,005	28,142
Income before income taxes	2,793	3,852	9,924	12,977
Income tax expense	545	731	2,025	2,502
Net income	$ 2,248	$ 3,121	$ 7,899	$ 10,475
Earnings per common share
Basic (in dollars per share)	$ 0.36	$ 0.5	$ 1.26	$ 1.67
Diluted (in dollars per share)	$ 0.36	$ 0.5	$ 1.26	$ 1.67
Deposit Account [Member]
Noninterest Income
Noninterest income	$ 675	$ 733	$ 1,941	$ 2,062
Credit and Debit Card [Member]
Noninterest Income
Noninterest income	934	976	2,513	2,624
Asset Management [Member]
Noninterest Income
Noninterest income	952	811	2,714	2,336
Financial Service, Other [Member]
Noninterest Income
Noninterest income	276	122	649	538
Mortgage Banking [Member]
Noninterest Income
Noninterest income	$ 92	$ 38	$ 162	$ 73

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 2,248	$ 3,121	$ 7,899	$ 10,475
Other comprehensive income (loss), net of tax,
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity, net of tax of $66 and $86 for the three months and $210 and $258 for the nine months ended September 30, 2024 and 2023, respectively	248	323	791	972
Change in fair value of cash flow hedges, net of tax ($87) and $113 for the three months and ($47) and $82 for the nine months ended September 30, 2024 and 2023, respectively	(328)	424	(172)	304
Total other comprehensive (loss)	3,607	(3,316)	3,271	(2,204)
Total comprehensive income	$ 5,855	$ (195)	$ 11,170	$ 8,271

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Unrealized holding gains losses, tax	$ 980	$ (1,080)	$ 706	$ (925)
Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity, tax	66	86	210	258
Reclassification adjustment for losses included in net income, tax	$ (87)	$ 113	$ (47)	$ 82

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Cash Flows from Operating Activities
Net income	$ 2,248	$ 3,121	$ 7,899	$ 10,475
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment			1,294	1,195
Amortization of core deposit intangibles			13	14
Amortization of debt issuance costs			2	2
Provision for credit losses on loans			3,146	166	$ 5,917
(Recovery) of credit losses on securities held to maturity			(3)	(2)
(Recovery) provision for credit losses on unfunded commitments			(42)	36
Net (gain) on sale of other real estate owned			0	(233)
Increase in cash value of bank owned life insurance			(491)	(459)
Accretion of discounts and amortization of premiums on securities, net			661	746
Accretion of premium on time deposits			(47)	(68)
Accretion of certain acquisition-related loan discounts, net			(288)	(510)
Stock-based compensation			466	681
Excess tax benefits on stock-based compensation			1	4
Net losses (gain) on disposal of premises and equipment	2	0	51	(3)
Deferred income tax expense			90	323
Changes in assets and liabilities:
(Increase) decrease in interest receivable			(139)	41
(Increase) in other assets			(1,223)	(284)
Increase (decrease) in accrued interest payable and other liabilities			3,088	(814)
Net cash provided by operating activities			14,478	11,310
Cash Flows from Investing Activities
Proceeds from maturities, calls, and principal payments of securities available for sale			9,587	9,623
Proceeds from maturities, calls, and principal payments of securities held to maturity			27,777	6,359
Purchases of restricted securities			(34)	(274)
Purchases of securities held to maturity			0	(2,092)
Net redemption of restricted securities			0	105
Purchase of premises and equipment			(2,163)	(682)
Proceeds from sale of premises and equipment			0	3
Proceeds from sale of other real estate owned			0	417
Proceeds from cash value of bank owned life insurance			401	256
Net (increase) in loans			(27,474)	(32,368)
Net cash provided by (used in) investing activities			8,094	(18,653)
Cash Flows from Financing Activities
Net increase (decrease) in demand deposits and savings accounts			5,948	(53,729)
Net increase in time deposits			13,628	47,638
Cash dividends paid on common stock, net of reinvestment			(2,695)	(2,699)
Net cash provided by (used in) financing activities			16,783	(9,472)
Increase in cash and cash equivalents			39,355	(16,815)
Cash and Cash Equivalents
Beginning			87,161	66,914	66,914
Ending	$ 126,516	$ 50,099	126,516	50,099	$ 87,161
Supplemental Disclosures of Cash Flow Information
Interest			10,889	9,405
Income taxes			1,880	2,726
Supplemental Disclosures of Noncash Investing and Financing Activities
Unrealized gains (losses) on securities available for sale			3,358	(4,405)
Amortization of unrealized losses on securities transferred from available for sale to held to maturity			1,001	0
Change in fair value of cash flow hedges			218	386
Transfer from loans to other real estate owned			56	0
Issuance of common stock, dividend reinvestment plan			133	120
Stock Repurchase Plan [Member]
Cash Flows from Financing Activities
Repurchase of common stock			0	(568)
First National Corporation 2014 Stock Incentive Plan [Member]
Cash Flows from Financing Activities
Repurchase of common stock			$ (98)	$ (114)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Cumulative Effect, Period of Adoption, Adjustment [Member] Common Stock [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Additional Paid-in Capital [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] Retained Earnings [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member] AOCI Attributable to Parent [Member]	Cumulative Effect, Period of Adoption, Adjustment [Member]	Stock Repurchase Plan [Member] Common Stock [Member]	Stock Repurchase Plan [Member] Additional Paid-in Capital [Member]	Stock Repurchase Plan [Member] Retained Earnings [Member]	Stock Repurchase Plan [Member] AOCI Attributable to Parent [Member]	Stock Repurchase Plan [Member]	Stock Incentive Plan [Member] Common Stock [Member]	Stock Incentive Plan [Member] Additional Paid-in Capital [Member]	Stock Incentive Plan [Member] Retained Earnings [Member]	Stock Incentive Plan [Member] AOCI Attributable to Parent [Member]	Stock Incentive Plan [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ 0	$ (1,952)	$ 0	$ (1,952)
Balance at Dec. 31, 2022																$ 7,831	$ 32,716	$ 90,284	$ (22,471)	$ 108,360
Net income																0	0	10,475	0	10,475
Other comprehensive loss																0	0	0	(2,204)	(2,204)
Cash dividends on common stock																0	0	(2,819)	0	(2,819)
Stock-based compensation																0	681	0	0	681
Issuance of common stock, dividend reinvestment plan																9	111	0	0	120
Repurchase of shares of common stock																41	(41)	0	0	0
Repurchase of shares of common stock						$ (47)	$ (521)	$ 0	$ 0	$ (568)
Repurchase of common stock											$ (8)	$ (106)	$ 0	$ 0	$ (114)
Balance at Sep. 30, 2023																7,826	32,840	95,988	(24,675)	111,979
Balance at Jun. 30, 2023																7,813	32,601	93,805	(21,359)	112,860
Net income																0	0	3,121	0	3,121
Other comprehensive loss																0	0	0	(3,316)	(3,316)
Cash dividends on common stock																0	0	(938)	0	(938)
Stock-based compensation																0	274	0	0	274
Issuance of common stock, dividend reinvestment plan																3	37	0	0	40
Repurchase of shares of common stock																15	(15)	0	0	0
Repurchase of shares of common stock						$ (5)	$ (57)	$ 0	$ 0	$ (62)
Balance at Sep. 30, 2023																7,826	32,840	95,988	(24,675)	111,979
Balance at Dec. 31, 2023																7,829	32,950	94,198	(18,706)	116,271
Net income																0	0	7,899	0	7,899
Other comprehensive loss																0	0	0	3,271	3,271
Cash dividends on common stock																0	0	(2,827)	0	(2,827)
Stock-based compensation																0	466	0	0	466
Issuance of common stock, dividend reinvestment plan																10	123	0	0	133
Repurchase of shares of common stock																38	(38)	0	0	0
Repurchase of common stock											$ (6)	$ (92)	$ 0	$ 0	$ (98)
Balance at Sep. 30, 2024																7,871	33,409	99,270	(15,435)	125,115
Balance at Jun. 30, 2024																7,851	33,116	97,966	(19,042)	119,891
Net income																0	0	2,248	0	2,248
Other comprehensive loss																0	0	0	3,607	3,607
Cash dividends on common stock																0	0	(944)	0	(944)
Stock-based compensation																0	264	0	0	264
Issuance of common stock, dividend reinvestment plan																4	45	0	0	49
Repurchase of shares of common stock																16	(16)	0	0	0
Balance at Sep. 30, 2024																$ 7,871	$ 33,409	$ 99,270	$ (15,435)	$ 125,115

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Common Stock [Member] | Stock Repurchase Plan [Member]
Repurchase of common stock shares, stock repurchase plan (in shares)		3,674		37,532
Common Stock [Member] | Stock Incentive Plan [Member]
Repurchase of common stock shares (in shares)			5,019	6,495
Common Stock [Member]
Issuance of common stock, dividend reinvestment plan, shares (in shares)	2,798	2,295	7,858	7,047
Issuance of common stock, stock incentive plan, shares (in shares)			17,262	33,002
Cash dividends on common stock, per share (in dollars per share)	$ 0.15	$ 0.15	$ 0.45	$ 0.45
Issuance of common stock, stock incentive plan, shares (in shares)	500	6,495

Note 1 - General

Note 1 - General	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Organization, Consolidation, Basis of Presentation, Business Description and Accounting Policies [Text Block]	Note 1. Basis of Presentation The accompanying unaudited consolidated financial statements of First National Corporation (the Company) and its subsidiary, First Bank (the Bank), have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information and in accordance with guidance provided by the Securities and Exchange Commission (SEC). Accordingly, they do not September 30, 2024 and December 31, 2023 , the statements of income and comprehensive income for the nine September 30, 2024 2023 , the cash flows for the nine September 30, 2024 2023 , and the changes in shareholders’ equity for the three nine September 30, 2024 2023 . The statements should be read in conjunction with the consolidated financial statements and related notes included in the Annual Report on Form 10 December 31, 2023 . Operating results for the nine September 30, 2024 are not may December 31, 2024 . no Significant Accounting Policies and Estimates Application of the principles of GAAP and practices within the banking industry requires management to make estimates, assumptions, and judgements that affect the amounts reported in the financial statements and accompanying notes. These estimates, assumptions, and judgements are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements may may The Company’s significant accounting policies followed in the preparation of the unaudited consolidated financial statements are disclosed in Note 1 December 31, 2023 2023 10 Business Combination On October 1, 2024, not September 30, 2024. September 30, 2024, $660.8 Following the Merger, the former branches of Touchstone Bank assumed in the Merger continue to operate in Virginia as Touchstone Bank, a division of First Bank, and, in North Carolina, as Touchstone Bank, a division of First Bank, Strasburg, Virginia, until the systems integration is completed in February 2025. September 30, 2024. thirty-three three third 2024, f approximately $11.5 2024 first 2025. Recent Accounting Pronouncements In March 2024, 2024 01, 718 718. December 15, 2024, not 2024 01 In March 2024, 2024 02, not December 15, 2024. first first not 2024 02 In November 2024, 2024 03, 220 40 2024 03 not 2024 03 December 15, 2026, December 15, 2027. 2024 03 may not 2024 03 In December 2023, 2023 09, 740 five five December 15, 2024. not 2023 09

Note 2 - Securities

Note 2 - Securities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	Note 2. The Company invests in U.S. Treasury securities, U.S. agency and mortgage-backed securities, obligations of state and political subdivisions, and corporate debt securities. Amortized co sts, gross unrealized gains and losses, allowance for credit losses, an September 30, 2024 December 31, 2023 September 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Allowance for Credit Losses Securities available for sale: U.S. Treasury securities $ 12,481 $ — $ (652 ) $ 11,829 $ — U.S. agency and mortgage-backed securities 87,739 57 (9,641 ) 78,155 — Obligations of states and political subdivisions 63,036 8 (7,015 ) 56,029 — Total securities available for sale $ 163,256 $ 65 $ (17,308 ) $ 146,013 $ — Securities held to maturity: U.S. Treasury securities $ 19,535 $ — $ (60 ) $ 19,475 $ — U.S. agency and mortgage-backed securities 88,342 — (6,509 ) 81,833 — Obligations of states and political subdivisions 10,653 108 (799 ) 9,962 (1 ) Corporate debt securities 2,999 — (450 ) 2,549 (103 ) Total securities held to maturity $ 121,529 $ 108 $ (7,818 ) $ 113,819 $ (104 ) Total securities $ 284,785 $ 173 $ (25,126 ) $ 259,832 $ (104 ) December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Allowance for Credit Losses Securities available for sale: U.S. Treasury securities $ 12,476 $ — $ (1,026 ) $ 11,450 $ — U.S. agency and mortgage-backed securities 96,937 55 (12,192 ) 84,800 — Obligations of states and political subdivisions 64,045 6 (7,444 ) 56,607 — Total securities available for sale $ 173,458 $ 61 $ (20,662 ) $ 152,857 $ — Securities held to maturity: U.S. Treasury securities $ 39,085 $ — $ (389 ) $ 38,696 $ — U.S. agency and mortgage-backed securities 94,617 — (8,992 ) 85,625 — Obligations of states and political subdivisions 11,649 107 (943 ) 10,813 — Corporate debt securities 3,000 — (520 ) 2,480 (107 ) Total securities held to maturity $ 148,351 $ 107 $ (10,844 ) $ 137,614 $ (107 ) Total securities $ 321,809 $ 168 $ (31,506 ) $ 290,471 $ (107 ) Information pertaining to available for sale securities with gross unrealized losses aggregated by investment category and length of time that individual securities have been in a continuous loss position is as follows (in thousands): September 30, 2024 Less than 12 months 12 months or more Total Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Securities available for sale: U.S. Treasury securities $ — $ — $ 11,829 $ (652 ) $ 11,829 $ (652 ) U.S. agency and mortgage-backed securities 617 (5 ) 73,033 (9,636 ) 73,650 (9,641 ) Obligations of states and political subdivisions 2,984 (138 ) 48,529 (6,877 ) 51,513 (7,015 ) Total securities available for sale $ 3,601 $ (143 ) $ 133,391 $ (17,165 ) $ 136,992 $ (17,308 ) December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Securities available for sale: U.S. Treasury securities $ — $ — $ 11,450 $ (1,026 ) $ 11,450 $ (1,026 ) U.S. agency and mortgage-backed securities 1,281 (29 ) 78,800 (12,163 ) 80,081 (12,192 ) Obligations of states and political subdivisions 4,469 (215 ) 47,004 (7,229 ) 51,473 (7,444 ) Total securities available for sale $ 5,750 $ (244 ) $ 137,254 $ (20,418 ) $ 143,004 $ (20,662 ) The tables above provide information about available for sale securities that have been in an unrealized loss position for less than twelve twelve not not Accrued interest receivable on securities available for sale and securities held to maturity to taled $727 thousand and $528 thousand, respectively, at September 30, 2024 . Accrued interest on debt securities is included in accrued interest receivable on the Company's consolidated balance sheets. At September 30, 2024 , there were three three September 30, 2024 . One hundred percent of the Company’s investment portfolio was considered investment grade at September 30, 2024 . The weighted-average re-pricing term of the portfolio was 5.9 December 31, 2023 September 30, 2024 not On September 1, 2022, aled $1.0 million fo first nine 2024 may The amortized cost and fair value of securities at September 30, 2024 may Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 1,131 $ 1,121 $ 10,173 $ 10,148 Due after one year through five years 33,108 31,555 27,942 26,912 Due after five years through ten years 28,340 25,846 12,309 11,588 Due after ten years 100,677 87,491 71,106 65,172 $ 163,256 $ 146,013 $ 121,530 $ 113,820 Federal Home Loan Bank, Federal Reserve Bank, and Community Bankers’ Bank stock are generally viewed as long-term investments and as restricted securities, which are carried at cost, because there is a minimal market for the stock. Therefore, when evaluating restricted securities for impairment, their value is based on the ultimate recoverability of the par value rather than by recognizing temporary declines in value. The composition of restricted securities at September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Federal Home Loan Bank stock $ 999 $ 965 Federal Reserve Bank stock 981 981 Community Bankers’ Bank stock 132 132 $ 2,112 $ 2,078 The Company also holds limited partnership investments in Small Business Investment Companies (SBICs), which are included in other assets in the Consolidated Balance Sheets. The limited partnership investments are measured as equity investments without readily determinable fair values at their cost, less any impairment. The amounts included in other assets for the limited partnership investments we re $642 thousand September 30, 2024 December 31, 2023 Credit Quality Indicators & Allowance for Credit Losses - HTM The Company monitors the credit quality of the debt securities held to maturity through the use of credit ratings from Moody's, S&P, and Egan-Jones. The Company monitors the credit ratings on a quarterly basis. The following table summarizes the amortized cost of debt securities held to maturity at September 30, 2024 December 31, 2023 U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities September 30, 2024 Aaa $ 19,535 $ 23,113 $ 2,492 $ — $ 45,140 Aa1 / Aa2 / Aa3 — — 8,161 — 8,161 Baa1 / Baa2 / Baa3 — — — 3,000 3,000 Not rated - Agency (1) — 65,229 — — 65,229 Total $ 19,535 $ 88,342 $ 10,653 $ 3,000 $ 121,530 December 31, 2023 Aaa $ 39,085 $ 22,936 $ 2,807 $ — $ 64,828 Aa1 / Aa2 / Aa3 — — 8,842 — 8,842 Baa1 / Baa2 / Baa3 — — — 3,000 3,000 Not rated - Agency (1) — 71,681 — — 71,681 Total $ 39,085 $ 94,617 $ 11,649 $ 3,000 $ 148,351 ( 1 Generally considered not The following tables summarize the change in the allowance for credit losses on held to maturity securities for the nine September 30, 2024 December 31, 2023 U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities Balance, December 31, 2023 $ — $ — $ — $ 107 $ 107 Provision for credit losses — — 1 (4 ) (3 ) Charge-offs of securities — — — — — Recoveries — — — — — Balance, September 30, 2024 $ — $ — $ 1 $ 103 $ 104 U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities Balance, December 31, 2022 $ — $ — $ — $ — $ — Adjustment for adoption of ASU 2016-13 — — — 134 134 Provision for credit losses — — — 10 10 Charge-offs of securities — — — — — Recoveries — — — (37 ) (37 ) Balance, December 31, 2023 $ — $ — $ — $ 107 $ 107 At September 30, 2024 30 September 30, 2024

Note 3 - Loans

Note 3 - Loans	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables, Excluding Allowance for Credit Losses [Text Block]	Note 3. Loans at September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Real estate loans: Construction and land development $ 61,446 $ 52,680 Secured by 1-4 family residential 351,004 344,369 Other real estate loans 449,746 447,272 Commercial and industrial loans 114,823 113,074 Consumer and other loans 17,701 12,035 Total loans $ 994,720 $ 969,430 Allowance for credit losses (12,704 ) (11,974 ) Loans, net $ 982,016 $ 957,456 Net deferred loan fees included in the above loan categories were $1.2 million and $1.1 million at September 30, 2024 and December 31, 2023 , respectively. Unamortized premiums on loans purchased from a third September 30, 2024 and $7.9 million as of December 31, 2023 . Consumer and other loans included $253 thousand and $222 thousand of demand deposit overdrafts at September 30, 2024 and December 31, 2023 , respectively. Loans acquired in business combinations are recorded in the Consolidated Balance Sheets at fair value at the acquisition date under the acquisition method of accounting. The principal balance of purchased loans is included in the allowance for credit losses calculation. The remaining net discount on purchased loans at September 30, 2024 was $1.7 million. The outstanding princip September 30, 2024 December 31, 2023 September 30, 2024 December 31, 2023 Acquired Loans- Acquired Loans- Non-Purchased Non-Purchased (Dollars in thousands) Credit Deteriorated Credit Deteriorated Outstanding principal balance $ 148,591 $ 164,028 Carrying amount Real estate loans: Construction and land development $ 7,214 $ 7,851 Secured by 1-4 family residential 33,310 36,290 Other real estate loans 89,086 94,882 Commercial and industrial loans 14,291 19,611 Consumer and other loans 3,036 3,451 Total acquired loans $ 146,937 $ 162,085 Risk characteristics of each loan portfolio class that are considered by the Company include: • 1 4 • Real estate construction and land development loans carry risks that the project may not may not may, may may not may • Other real estate loans carry risks associated with the successful operation of a business or a real estate project, in addition to other risks associated with the ownership of real estate, because repayment of these loans may • Commercial and industrial loans carry risks associated with the successful operation of a business because repayment of these loans may may • Consumer and other loans carry risks associated with the continued creditworthiness of the borrower and the value of the collateral, if any. Consumer loans are typically either unsecured or secured by rapidly depreciating assets such as automobiles. They are also likely to be immediately and adversely affected by job loss, divorce, illness, personal bankruptcy, or other changes in circumstances. Consumer and other loans also include purchased consumer loans which could have been originated outside of the Company's market area. Other loans included in this category include loans to states and political subdivisions. The following tables provide a summary of loan classes and an aging of past due loans as of September 30, 2024 December 31, 2023 September 30, 2024 30-59 Days Past Due 60-89 Days Past Due > 90 Days Past Due Total Past Due Current Total Loans Non-accrual Loans 90 Days or More Past Due and Accruing Real estate loans: Construction and land development $ — $ 183 $ 34 $ 217 $ 61,229 $ 61,446 $ 34 $ — Secured by 1-4 family residential 791 462 336 1,589 349,415 351,004 840 — Other real estate loans — — — — 449,746 449,746 — — Commercial and industrial 583 700 2,453 3,736 111,087 114,823 5,055 — Consumer and other loans 3 — — 3 17,698 17,701 — — Total $ 1,377 $ 1,345 $ 2,823 $ 5,545 $ 989,175 $ 994,720 $ 5,929 $ — December 31, 2023 30-59 Days Past Due 60-89 Days Past Due > 90 Days Past Due Total Past Due Current Total Loans Non-accrual Loans 90 Days or More Past Due and Accruing Real estate loans: Construction and land development $ 183 $ 4 $ 38 $ 225 $ 52,455 $ 52,680 $ 38 $ — Secured by 1-4 family residential 1,364 350 392 2,106 342,263 344,369 495 245 Other real estate loans — — 82 82 447,190 447,272 — 82 Commercial and industrial 252 316 197 765 112,309 113,074 6,230 197 Consumer and other loans 33 — — 33 12,002 12,035 — — Total $ 1,832 $ 670 $ 709 $ 3,211 $ 966,219 $ 969,430 $ 6,763 $ 524 Credit Quality Indicators As part of the ongoing monitoring of the credit quality of the Company’s loan portfolio, management tracks certain credit quality indicators including trends related to the risk grading of specified classes of loans. The Company utilizes a risk grading matrix to assign a rating to each of its loans. The loan ratings are summarized into the following categories: pass, special mention, substandard, doubtful, and loss. Pass rated loans include all risk rated credits other than those included in special mention, substandard, or doubtful. Loans classified as loss are charged-off. Loan officers assign risk grades to loans at origination and as renewals arise. The Bank’s Credit Administration department reviews risk grades for accuracy on a quarterly basis and as credit issues arise. In addition, a certain amount of loans are reviewed each year through the Company’s internal and external loan review process. A description of the general characteristics of the loan grading categories is as follows: Pass – Special Mention – may Substandard – not Doubtful – Loss – not The following table presents the Company's recorded investment in loans by credit quality indicators by year of origination as of September 30, 2024 and December 31, 2023 (in thousands). September 30, 2024 Term Loans by Year of Origination 2024 2023 2022 2021 2020 Prior Revolving Total Construction and land development Pass $ 1,209 $ 1,506 $ 1,852 $ 4,208 $ 3,279 $ 3,802 $ 45,556 $ 61,412 Special Mention — — — — — — — — Substandard — — — — — 34 — 34 Doubtful — — — — — — — — Total construction and land development $ 1,209 $ 1,506 $ 1,852 $ 4,208 $ 3,279 $ 3,836 $ 45,556 $ 61,446 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 4 $ 4 Secured by 1-4 family residential Pass $ 13,862 $ 37,050 $ 63,785 $ 57,173 $ 36,277 $ 88,076 $ 53,668 $ 349,891 Special Mention — — — — — — — — Substandard — 33 148 323 — 609 — 1,113 Doubtful — — — — — — — — Total secured by 1-4 family residential $ 13,862 $ 37,083 $ 63,933 $ 57,496 $ 36,277 $ 88,685 $ 53,668 $ 351,004 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 10 $ 10 Other real estate loans Pass $ 25,612 $ 50,956 $ 92,811 $ 89,387 $ 34,916 $ 143,370 $ 12,694 $ 449,746 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total other real estate loans $ 25,612 $ 50,956 $ 92,811 $ 89,387 $ 34,916 $ 143,370 $ 12,694 $ 449,746 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 15,325 $ 20,474 $ 19,327 $ 18,705 $ 2,159 $ 8,942 $ 22,883 $ 107,815 Special Mention — — 7 — — 509 — 516 Substandard 886 609 3,762 773 — 462 — 6,492 Doubtful — — — — — — — — Total commercial and industrial $ 16,211 $ 21,083 $ 23,096 $ 19,478 $ 2,159 $ 9,913 $ 22,883 $ 114,823 Current period gross write-offs $ 101 $ 892 $ 435 $ 907 $ 20 $ — $ — $ 2,355 Consumer and other loans Pass $ 3,857 $ 1,758 $ 690 $ 34 $ 1,270 $ 1,793 $ 8,299 $ 17,701 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total consumer and other loans $ 3,857 $ 1,758 $ 690 $ 34 $ 1,270 $ 1,793 $ 8,299 $ 17,701 Current period gross write-offs $ 190 $ 29 $ 9 $ 3 $ 1 $ — $ — $ 232 December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Pass $ 2,477 $ 2,925 $ 4,350 $ 3,450 $ 2,085 $ 2,859 $ 34,496 $ 52,642 Special Mention — — — — — — — — Substandard — — — — — 38 — 38 Doubtful — — — — — — — — Total construction and land development $ 2,477 $ 2,925 $ 4,350 $ 3,450 $ 2,085 $ 2,897 $ 34,496 $ 52,680 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — Secured by 1-4 family residential Pass $ 43,029 $ 77,196 $ 64,063 $ 41,192 $ 31,509 $ 76,295 $ 10,303 $ 343,587 Special Mention — — — — — — — — Substandard — 98 19 — — 665 — 782 Doubtful — — — — — — — — Total secured by 1-4 family residential $ 43,029 $ 77,294 $ 64,082 $ 41,192 $ 31,509 $ 76,960 $ 10,303 $ 344,369 Current period gross write-offs $ — $ 59 $ — $ — $ — $ — $ — $ 59 Other real estate loans Pass $ 51,560 $ 94,666 $ 90,089 $ 41,186 $ 36,747 $ 122,755 $ 10,269 $ 447,272 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total other real estate loans $ 51,560 $ 94,666 $ 90,089 $ 41,186 $ 36,747 $ 122,755 $ 10,269 $ 447,272 Current period gross write-offs $ — $ — $ — $ — $ — $ 34 $ — $ 34 Commercial and industrial Pass $ 22,086 $ 26,755 $ 20,352 $ 4,102 $ 4,448 $ 8,276 $ 20,825 $ 106,844 Special Mention — — — — — — — — Substandard 58 3,757 1,453 — 167 795 — 6,230 Doubtful — — — — — — — — Total commercial and industrial $ 22,144 $ 30,512 $ 21,805 $ 4,102 $ 4,615 $ 9,071 $ 20,825 $ 113,074 Current period gross write-offs $ 315 $ 1,121 $ 1,139 $ 624 $ — $ 253 $ — $ 3,452 Consumer and other loans Pass $ 3,021 $ 1,203 $ 311 $ 1,471 $ 2,172 $ 14 $ 3,843 $ 12,035 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total consumer and other loans $ 3,021 $ 1,203 $ 311 $ 1,471 $ 2,172 $ 14 $ 3,843 $ 12,035 Current period gross write-offs $ 366 $ 57 $ 4 $ 15 $ 3 $ 3 $ — $ 448

Note 4 - Allowance for Credit L

Note 4 - Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Allowance for Credit Losses [Text Block]	Note 4. The following tables present, as of and during the periods ended September 30, 2024 December 31, 2023 September 30, 2023 September 30, 2024 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2023 $ 312 $ 3,159 $ 4,698 $ 3,706 $ 99 $ 11,974 Charge-offs (4 ) (10 ) — (2,355 ) (232 ) (2,601 ) Recoveries — 8 2 67 108 185 Provision for (recovery of) credit losses on loans 83 (313 ) 422 2,805 149 3,146 Ending Balance, September 30, 2024 $ 391 $ 2,844 $ 5,122 $ 4,223 $ 124 $ 12,704 Ending Balance: Individually evaluated — — — 3,377 — 3,377 Collectively evaluated 391 2,844 5,122 846 124 9,327 Loans: Ending Balance $ 61,446 $ 351,004 $ 449,746 $ 114,823 $ 17,701 $ 994,720 Individually evaluated 34 836 — 5,123 — 5,993 Collectively evaluated 61,412 350,168 449,746 109,700 17,701 988,727 December 31, 2023 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2022 $ 546 $ 1,108 $ 3,609 $ 1,874 $ 309 $ 7,446 Adjustment to allowance for adoption of ASU 2016-13 (313 ) 1,409 1,702 (387 ) (225 ) 2,186 Charge-offs — (59 ) (34 ) (3,452 ) (448 ) (3,993 ) Recoveries — 47 14 145 212 418 Provision for (recovery of) credit losses on loans 79 654 (593 ) 5,526 251 5,917 Ending Balance, December 31, 2023 $ 312 $ 3,159 $ 4,698 $ 3,706 $ 99 $ 11,974 Ending Balance: Individually evaluated for impairment — — — 2,705 — 2,705 Collectively evaluated for impairment 312 3,159 4,698 1,001 99 9,269 Loans: Ending Balance $ 52,680 $ 344,369 $ 447,272 $ 113,074 $ 12,035 $ 969,430 Individually evaluated for impairment 38 495 — 6,230 — 6,763 Collectively evaluated for impairment 52,642 343,874 447,272 106,844 12,035 962,667 September 30, 2023 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2022 $ 546 $ 1,108 $ 3,609 $ 1,874 $ 309 $ 7,446 Adjustment to allowance for adoption of ASU 2016-13 (313 ) 1,409 1,702 (387 ) (225 ) 2,186 Charge-offs — — — (877 ) (351 ) (1,228 ) Recoveries 1 13 13 145 154 326 Provision for (recovery of) credit losses on loans 68 (97 ) (179 ) 165 209 166 Ending Balance, September 30, 2023 $ 302 $ 2,433 $ 5,145 $ 920 $ 96 $ 8,896 Ending Balance: Individually evaluated for impairment — — — 307 — 307 Collectively evaluated for impairment 302 2,433 5,145 613 96 8,589 Loans: Ending Balance $ 50,405 $ 340,773 $ 433,177 $ 117,130 $ 11,014 952,499 Individually evaluated for impairment 39 546 67 2,464 — 3,116 Collectively evaluated for impairment 50,366 340,227 433,110 114,666 11,014 949,383 Nonaccrual loans The following is a summary of the Company's nonaccrual loans by major categories for the periods indicated (in thousands): September 30, 2024 December 31, 2023 Nonaccrual Loans with No Allowance Nonaccrual loans with an Allowance Total Nonaccrual Loans Nonaccrual Loans with No Allowance Nonaccrual loans with an Allowance Total Nonaccrual Loans Real estate loans: Construction and land development $ 34 $ — $ 34 $ 38 $ — $ 38 Secured by 1-4 family residential 840 — 840 495 — 495 Other real estate loans — — — — — — Commercial and industrial 1,678 3,377 5,055 — 6,230 6,230 Total $ 2,552 $ 3,377 $ 5,929 $ 533 $ 6,230 $ 6,763 Collateral-Dependent Loans The Company may • Commercial real estate loans can be secured by either owner occupied commercial real estate or non-owner occupied investment commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities and other commercial and industrial properties occupied by operating companies. Non-owner occupied commercial real estate loans are generally secured by office buildings and complexes, retail facilities, multifamily complexes, land under development, industrial properties, as well as other commercial or industrial real estate. • Residential real estate loans are typically secured by first second • Home equity lines of credit are generally secured by second • Consumer loans are generally secured by automobiles, motorcycles, recreational vehicles and other personal property. Some consumer loans are unsecured and have no The following table presents the amortized cost of collateral-dependent loans (in thousands): September 30, 2024 December 31, 2023 (Dollars in thousands) Real Estate Secured Non-Real Estate Secured Total Collateral-Dependent Loans Real Estate Secured Non-Real Estate Secured Total Collateral-Dependent Loans Real estate loans: Construction and land development $ 34 $ — $ 34 $ 38 $ — $ 38 Secured by 1-4 family residential 840 — 840 495 — 495 Other real estate loans — — — — — — Commercial and industrial — — — — — — Total $ 874 $ — $ 874 $ 533 $ — $ 533 At September 30, 2024 December 31, 2023 Modifications Made to Borrowers Experiencing Financial Difficulty The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon asset origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The Company uses a probability of default/loss given default model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not In some cases, the Company will modify a certain loan by providing multiple types of concessions. Typically, one may two The following table shows the amortized cost basis as of September 30, 2024 Payment deferral (Dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Real estate loans: Construction and land development $ — 0.00 % Secured by 1-4 family residential — 0.00 % Other real estate loans — 0.00 % Commercial and industrial 1,682 0.17 % Payment deferral of three months Total $ 1,682 0.17 % Interest Rate Reduction (Dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Real estate loans: Construction and land development $ — 0.00 % Secured by 1-4 family residential — 0.00 % Other real estate loans — 0.00 % Commercial and industrial 380 0.01 % Interest rate reduced by up to 4% Total $ 380 0.01 % During the year ended December 31, 2023 , there were no loans modified due to borrowers experiencing financial difficulty. Upon the Company's determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or a portion of the loan) is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount. For the nine September 30, 2024 2023 , there were no payment defaults of modified loans th at were modified during the previous twelve September 30, 2024 the allowance for credit losses on modified loans was $1.2 December 31, 2023 Unfunded Commitments The Company maintains a separate reserve for credit losses on off-balance-sheet credit exposures, including unfunded loan commitments, which is included in other liabilities on the consolidated balance sheet. The reserve for credit losses on off-balance-sheet credit exposures is adjusted as a provision for credit losses in the income statement. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, utilizing the same models and approaches for the Company's other loan portfolio segments described in Note 1, No may For the nine September 30, 2024 2023 a $42 thousand recovery and a $36 thousand provision for credit losses for unfunded commitments, respectively. The allowance for credit losses on off-balance sheet exposures was $371 and $ September 30, 2024 2023

Note 5 - Earnings Per Common Sh

Note 5 - Earnings Per Common Share	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	Note 5. Basic earnings per common share represents income available to common shareholders divided by the weighted-average number of common shares outstanding during the period. Diluted earnings per common share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The following table presents the computation of basic and diluted earnings per share for the three nine September 30, 2024 2023 Three Months Ended Nine Months Ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 (Numerator): Net income $ 2,248 $ 3,121 $ 7,899 $ 10,475 (Denominator): Weighted average shares outstanding – basic 6,287,997 6,256,663 6,278,668 6,266,707 Potentially dilutive common shares – restricted stock units 15,285 14,688 13,107 9,795 Weighted average shares outstanding – diluted 6,303,282 6,271,351 6,291,775 6,276,502 Income per common share Basic $ 0.36 $ 0.50 $ 1.26 $ 1.67 Diluted $ 0.36 $ 0.50 $ 1.26 $ 1.67 There were no three nine September 30, 2024 ts for 603 shares of common s not for the three nine September 30, 2023 because they were antidilutive.

Note 6 - Fair Value Measurement

Note 6 - Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	Note 6. Determination of Fair Value The Company uses fair value measurements to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. In accordance with the “Fair Value Measurement and Disclosures” topic of FASB ASC, the fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no not may not The fair value guidance provides a consistent definition of fair value, which focuses on exit price in an orderly transaction (that is, not may Fair Value Hierarchy In accordance with this guidance, the Company groups its assets and liabilities generally measured at fair value in three Level 1 Valuation is based on quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. Level 1 Level 2 Valuation is based on inputs other than quoted prices included within Level 1 may not Level 3 Valuation is based on unobservable inputs that are supported by little or no 3 An instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a recurring basis in the financial statements: Securities available for sale Securities available for sale are recorded at fair value on a recurring basis. Fair value measurement is based upon quoted market prices, when available (Level 1 not may 2 Derivative asset/liability - cash flow hedges Cash flow hedges are recorded at fair value on a recurring basis. The fair value of the Company's cash flow hedges is determined by a third 2 The following tables present the balances of assets measured at fair value on a recurring basis as of September 30, 2024 December 31, 2023 Fair Value Measurements at September 30, 2024 Description Balance as of September 30, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale U.S. Treasury securities $ 11,829 $ — $ 11,829 $ — U.S. agency and mortgage-backed securities 78,155 — 78,155 — Obligations of states and political subdivisions 56,029 — 56,029 — Total securities available for sale $ 146,013 $ — $ 146,013 $ — Derivatives - cash flow hedges 2,270 — 2,270 — Total assets $ 148,283 $ — $ 148,283 $ — Fair Value Measurements at December 31, 2023 Description Balance as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale U.S. Treasury securities $ 11,450 $ — $ 11,450 $ — U.S. agency and mortgage-backed securities 84,800 — 84,800 — Obligations of states and political subdivisions 56,607 — 56,607 — Total securities available for sale $ 152,857 $ — $ 152,857 $ — Derivatives - cash flow hedges 2,488 — 2,488 — Total assets $ 155,345 $ — $ 155,345 $ — Certain assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets. The following describes the valuation techniques used by the Company to measure certain assets recorded at fair value on a nonrecurring basis in the financial statements: Collateral Dependent Loans with an ACLL In accordance with ASC 326, may tice. There was a no September 30, 2024 and December 31, 2023 . Other Real Estate Owned Certain assets such as OREO are measured at fair value less cost to sell. Valuation of OREO is determined using current appraisals from independent parties, a Level 2 3 3 The following tables summarize the Company’s assets that were measured at fair value on a nonrecurring basis during the periods (dollars in thousands): Fair Value Measurements at September 30, 2024 Description Balance as of September 30, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent loans $ 874 $ — $ — $ 874 Fair Value Measurements at December 31, 2023 Description Balance as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent loans $ 533 $ — $ — $ 533 Quantitative information about Level 3 Fair Value Measurements for September 30, 2024 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) (1) Collateral dependent loans $ 874 Present value of cash flows Discount rate 6.50 % . Quantitative information about Level 3 Fair Value Measurements for December 31, 2023 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) (1) Collateral dependent loans $ 533 Present value of cash flows Discount rate 6.50 % ( 1 Unobservable inputs were weighted by the relative fair value of the instruments. Accounting guidance requires disclosure of the fair value of financial assets and financial liabilities, including those financial assets and financial liabilities that are not September 30, 2024 December 31, 2023 Fair Value Measurements at September 30, 2024 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Fair Value Financial Assets Cash and interest-bearing deposits in banks $ 126,516 $ 126,516 $ — $ — $ 126,516 Securities available for sale 146,013 — 146,013 — 146,013 Securities held to maturity 121,425 — 113,715 — 113,715 Restricted securities 2,112 — 2,112 — 2,112 Loans, net 982,016 — — 951,542 951,542 Bank owned life insurance 24,992 — 24,992 — 24,992 Accrued interest receivable 4,794 — 4,794 — 4,794 Derivatives - cash flow hedges 2,270 — 2,270 — 2,270 Financial Liabilities Deposits $ 1,253,255 $ — 1,047,325 204,521 $ 1,251,846 Other borrowings 50,000 — — 50,016 50,016 Subordinated debt 4,999 — — 5,430 5,430 Junior subordinated debt 9,279 — — 9,314 9,314 Accrued interest payable 937 — 937 — 937 Fair Value Measurements at December 31, 2023 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Fair Value Financial Assets Cash and interest-bearing deposits in banks $ 87,161 $ 87,161 $ — $ — $ 87,161 Securities available for sale 152,857 — 152,857 — 152,857 Securities held to maturity 148,244 — 137,507 — 137,507 Restricted securities 2,078 — 2,078 — 2,078 Loans, net 957,456 — — 919,266 919,266 Bank owned life insurance 24,902 — 24,902 — 24,902 Accrued interest receivable 4,655 — 4,655 — 4,655 Derivatives - cash flow hedges 2,488 — 2,488 — 2,488 Financial Liabilities Deposits $ 1,233,726 $ — $ 1,041,377 $ 189,354 $ 1,230,731 Other borrowings 50,000 — — 49,987 49,987 Subordinated debt 4,997 — — 5,412 5,412 Junior subordinated debt 9,279 — — 8,493 8,493 Accrued interest payable 764 — 764 — 764 The Company assumes interest rate risk (the risk that general interest rate levels will change) as a result of its normal operations. As a result, the fair values of the Company’s financial instruments will change when interest rate levels change and that change may

Note 7 - Stock Compensation Pla

Note 7 - Stock Compensation Plans	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	Note 7. On May 10, 2023, 2023 2014 May 11, 2023, 2023 not 2014 Stock Awards Whenever the Company deems it appropriate to grant a stock award, the recipient receives a specified number of unrestricted shares of employer stock. Stock awards may may Compensation exp three nine September 30, 2024 three nine September 30, 2023 Restricted Stock Units Restricted stock units are an award of units that correspond in number and value to a specified number of shares of employer stock which the recipient receives according to a vesting plan and distribution schedule after achieving required performance milestones or upon remaining with the employer for a particular length of time. Each restricted stock unit that vests entitles the recipient to receive one During the first 2024 February 15, 2024, two one not A summary of the activity for the Company’s restricted stock units for the period indicated is presented in the following table: Nine Months Ended September 30, 2024 Shares Weighted Average Grant Date Fair Value Unvested, beginning of year 41,507 $ 18.47 Granted 13,412 19.06 Vested (16,762 ) 19.39 Forfeited (1,956 ) — Unvested, end of period 36,201 $ 18.12 At September 30, 2024 e-tax compensation expense related to unvested restricted stock unit awards was $366 thousand. This expense is expected to be recognized through 2028. three September 30, 2024 and 2023 totaled $38 thousand and $72 thousand, respectively. Compensation expense related to restricted stock unit awards recognized for the nine months ended September 30, 2024 and 2023 totaled $240 thousand and $279 thousand, respectively.

Note 8 - Accumulated Other Comp

Note 8 - Accumulated Other Comprehensive (Loss)	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Comprehensive Income (Loss) Note [Text Block]	Note 8. Changes in each component of accumulated other comprehensive (loss) were as follows (in thousands): Net Unrealized Gains (Losses) on Securities Change in Fair Value of Cash Flow Hedges Accumulated Other Comprehensive (Loss) Balance at June 30, 2023 $ (23,355 ) $ 1,996 $ (21,359 ) Unrealized holding losses (net of tax, ($1,080) (4,063 ) — (4,063 ) Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 86 323 — 323 Change in fair value of cash flow hedge (net of tax, $ 113 — 424 424 Change during period (3,740 ) 424 (3,316 ) Balance at September 30, 2023 $ (27,095 ) $ 2,420 $ (24,675 ) Balance at June 30, 2024 $ (21,163 ) $ 2,121 $ (19,042 ) Unrealized holding gains (net of tax, $ 980 3,687 — 3,687 Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 66 248 — 248 Change in fair value of cash flow hedge (net of tax, ($87) — (328 ) (328 ) Change during period 3,935 (328 ) 3,607 Balance at September 30, 2024 $ (17,228 ) $ 1,793 $ (15,435 ) Net Unrealized Gains (Losses) on Securities Change in Fair Value of Cash Flow Hedges Accumulated Other Comprehensive (Loss) Balance at December 31, 2022 $ (24,587 ) $ 2,116 $ (22,471 ) Unrealized holding losses (net of tax, ($925) (3,480 ) — (3,480 ) Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 258 972 — 972 Change in fair value of cash flow hedge (net of tax, $ 82 — 304 304 Change during period (2,508 ) 304 (2,204 ) Balance at September 30, 2023 $ (27,095 ) $ 2,420 $ (24,675 ) Balance at December 31, 2023 $ (20,671 ) $ 1,965 $ (18,706 ) Unrealized holding losses (net of tax, $ 706 2,652 — 2,652 Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 210 791 — 791 Change in fair value of cash flow hedge (net of tax, ($ 47 — (172 ) (172 ) Change during period 3,443 (172 ) 3,271 Balance at September 30, 2024 $ (17,228 ) $ 1,793 $ (15,435 )

Note 9 - Revenue Recognition

Note 9 - Revenue Recognition	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Revenue from Contract with Customer [Text Block]	Note 9. Most revenue associated with financial instruments, including interest income, loan origination fees, and credit card fees, is outside the scope of ASC topic 606. 606 Service charges on deposit accounts Service charges on deposit accounts consist of monthly service fees, overdraft and nonsufficient funds fees, and other deposit account related fees. The Company's performance obligation for monthly service fees is generally satisfied, and the related revenue recognized, over the period in which the service is provided. Payment for service charges on deposit accounts is primarily received immediately or in the following month through a direct charge to customers' accounts. Overdraft and nonsufficient funds fees and other deposit account related fees are transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. ATM and check card fees ATM fees are primarily generated when a Company cardholder uses a non-Company ATM or a non-Company cardholder uses a Company ATM. ATM fees are transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Check card fees are primarily comprised of interchange fee income. Interchange fees are earned whenever the Company's debit cards are processed through card payment networks, such as Visa. The Company's performance obligation for interchange fee income is largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Wealth management fees Wealth management fees are primarily comprised of fees earned from the management and administration of trusts and other customer assets. The Company's performance obligation is generally satisfied over time and the resulting fees are primarily recognized monthly, based upon the month-end market value of the assets under management and the applicable fee rate. Payment is generally received a few days after month-end through a direct charge to customers' accounts. Estate management fees are based upon the size of the estate. Revenue for estate management fees are recorded periodically, according to a fee schedule, and are based on the services that have been provided. Brokered mortgage fees Fees for other customer services Fees for other customer services include fees for brokered loans, check ordering charges, merchant services income, safe deposit box rental fees, and other service charges. Check ordering charges are transactional based, and therefore, the Company's performance obligation is satisfied, and related revenue recognized, at a point in time. Merchant services income mainly represent fees charged to merchants to process their debit and credit card transactions. The Company's performance obligation for merchant services income is largely satisfied, and related revenue recognized, when the services are rendered or upon completion. Payment is typically received immediately or in the following month. Safe deposit box rental fees are charged to the customer on an annual basis and recognized upon receipt of payment. The Company determined that since rentals and renewals occur fairly consistently over time, revenue is recognized on a basis consistent with the duration of the performance obligation. The following table presents noninterest income, segregated by revenue streams in-scope and out-of-scope of Accounting Standards Codification Topic 606, three nine September 30, 2024 2023 Three Months Ended Nine Months Ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Noninterest Income Service charges on deposit accounts $ 675 $ 733 $ 1,941 $ 2,062 ATM and check card fees 934 976 2,513 2,624 Wealth management fees 952 811 2,714 2,336 Brokered mortgage fees 92 38 162 73 Income from bank owned life insurance 276 175 649 459 Fees for other customer services — 122 — 538 Noninterest income (in-scope of Topic 606) $ 2,929 $ 2,855 $ 7,979 $ 8,092 Noninterest income (out-of-scope of Topic 606) 274 198 1,957 623 Total noninterest income $ 3,203 $ 3,053 $ 9,936 $ 8,715

Note 10 - Derivative Financial

Note 10 - Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	Note 10. On April 21, 2020, June 17, 2034, March 17, 2020. June 17, 2034. three October 1, 2036, April 1, 2020. October 1, 2036. three The Company entered into interest rate swaps to reduce interest rate risk and to manage interest expense. By entering into these agreements, the Company converted variable rate debt into fixed rate debt. Alternatively, the Company may no September 30, 2024 June 2034 October 2036. not not All interest rate swaps were entered into with counterparties that met the Company's credit standards and the agreements contain collateral provisions protecting the at-risk party. The Company believes that the credit risk inherent in these derivative contracts is not Unrealized gains or losses recorded in other comprehensive (loss) income related to cash flow hedges are reclassified into earnings in the same period(s) during which the hedged interest payments affect earnings. When a designated hedging instrument is terminated and the hedged interest payments remain probable of occurring, any remaining unrecognized gain or loss in other comprehensive (loss) income is reclassified into earnings in the period(s) during which the forecasted interest payments affect earnings. Amounts reclassified into earnings and interest receivable or payable under designated interest rate swaps are reported in interest expense. The Company does not twelve The following table summarizes key elements of the Company's derivative instruments at September 30, 2024 December 31, 2023 September 30, 2024 Notional Amount Assets Liabilities Collateral Pledged(1) Cash Flow Hedges Interest rate swap contracts $ 9,000 $ 2,270 $ — $ — December 31, 2023 Notional Amount Assets Liabilities Collateral Pledged(1) Cash Flow Hedges Interest rate swap contracts $ 9,000 $ 2,488 $ — $ — ( 1 Collateral pledged may

Note 11 - Acquisition

Note 11 - Acquisition	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Business Combination Disclosure [Text Block]	Note 11. On October 1, 2024, 805, Pursuant to the terms of the Merger, each outstanding share of Touchstone common stock and preferred stock (on an as-converted, one one 0.8122 not September 30, 2024. September 30, 2024, Following the Merger, the former branches of Touchstone Bank assumed in the Merger continue to operate in Virginia as Touchstone Bank, a division of First Bank, and, in North Carolina, as Touchstone Bank, a division of First Bank, Strasburg, Virginia, until the systems integration is completed in February 2025. September 30, 2024. thirty-three three three September 30, 2024, nine September 30,2024.

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]		5. During the three September 30, 2024 none 16a 1 10b5 1 10b5 1 408
Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation The accompanying unaudited consolidated financial statements of First National Corporation (the Company) and its subsidiary, First Bank (the Bank), have been prepared in accordance with U.S. generally accepted accounting principles (GAAP) for interim financial information and in accordance with guidance provided by the Securities and Exchange Commission (SEC). Accordingly, they do not September 30, 2024 and December 31, 2023 , the statements of income and comprehensive income for the nine September 30, 2024 2023 , the cash flows for the nine September 30, 2024 2023 , and the changes in shareholders’ equity for the three nine September 30, 2024 2023 . The statements should be read in conjunction with the consolidated financial statements and related notes included in the Annual Report on Form 10 December 31, 2023 . Operating results for the nine September 30, 2024 are not may December 31, 2024 . no
Use of Estimates, Policy [Policy Text Block]	Significant Accounting Policies and Estimates Application of the principles of GAAP and practices within the banking industry requires management to make estimates, assumptions, and judgements that affect the amounts reported in the financial statements and accompanying notes. These estimates, assumptions, and judgements are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements may may The Company’s significant accounting policies followed in the preparation of the unaudited consolidated financial statements are disclosed in Note 1 December 31, 2023 2023 10
Business Combinations Policy [Policy Text Block]	Business Combination On October 1, 2024, not September 30, 2024. September 30, 2024, $660.8 Following the Merger, the former branches of Touchstone Bank assumed in the Merger continue to operate in Virginia as Touchstone Bank, a division of First Bank, and, in North Carolina, as Touchstone Bank, a division of First Bank, Strasburg, Virginia, until the systems integration is completed in February 2025. September 30, 2024. thirty-three three third 2024, f approximately $11.5 2024 first 2025.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements In March 2024, 2024 01, 718 718. December 15, 2024, not 2024 01 In March 2024, 2024 02, not December 15, 2024. first first not 2024 02 In November 2024, 2024 03, 220 40 2024 03 not 2024 03 December 15, 2026, December 15, 2027. 2024 03 may not 2024 03 In December 2023, 2023 09, 740 five five December 15, 2024. not 2023 09

Note 2 - Securities (Tables)

Note 2 - Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Available-for-sale and Held-to-maturity Reconciliation [Table Text Block]	September 30, 2024 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Allowance for Credit Losses Securities available for sale: U.S. Treasury securities $ 12,481 $ — $ (652 ) $ 11,829 $ — U.S. agency and mortgage-backed securities 87,739 57 (9,641 ) 78,155 — Obligations of states and political subdivisions 63,036 8 (7,015 ) 56,029 — Total securities available for sale $ 163,256 $ 65 $ (17,308 ) $ 146,013 $ — Securities held to maturity: U.S. Treasury securities $ 19,535 $ — $ (60 ) $ 19,475 $ — U.S. agency and mortgage-backed securities 88,342 — (6,509 ) 81,833 — Obligations of states and political subdivisions 10,653 108 (799 ) 9,962 (1 ) Corporate debt securities 2,999 — (450 ) 2,549 (103 ) Total securities held to maturity $ 121,529 $ 108 $ (7,818 ) $ 113,819 $ (104 ) Total securities $ 284,785 $ 173 $ (25,126 ) $ 259,832 $ (104 ) December 31, 2023 Amortized Cost Gross Unrealized Gains Gross Unrealized (Losses) Fair Value Allowance for Credit Losses Securities available for sale: U.S. Treasury securities $ 12,476 $ — $ (1,026 ) $ 11,450 $ — U.S. agency and mortgage-backed securities 96,937 55 (12,192 ) 84,800 — Obligations of states and political subdivisions 64,045 6 (7,444 ) 56,607 — Total securities available for sale $ 173,458 $ 61 $ (20,662 ) $ 152,857 $ — Securities held to maturity: U.S. Treasury securities $ 39,085 $ — $ (389 ) $ 38,696 $ — U.S. agency and mortgage-backed securities 94,617 — (8,992 ) 85,625 — Obligations of states and political subdivisions 11,649 107 (943 ) 10,813 — Corporate debt securities 3,000 — (520 ) 2,480 (107 ) Total securities held to maturity $ 148,351 $ 107 $ (10,844 ) $ 137,614 $ (107 ) Total securities $ 321,809 $ 168 $ (31,506 ) $ 290,471 $ (107 )
Gain (Loss) on Securities [Table Text Block]	September 30, 2024 Less than 12 months 12 months or more Total Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Securities available for sale: U.S. Treasury securities $ — $ — $ 11,829 $ (652 ) $ 11,829 $ (652 ) U.S. agency and mortgage-backed securities 617 (5 ) 73,033 (9,636 ) 73,650 (9,641 ) Obligations of states and political subdivisions 2,984 (138 ) 48,529 (6,877 ) 51,513 (7,015 ) Total securities available for sale $ 3,601 $ (143 ) $ 133,391 $ (17,165 ) $ 136,992 $ (17,308 ) December 31, 2023 Less than 12 months 12 months or more Total Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Fair Value Unrealized (Loss) Securities available for sale: U.S. Treasury securities $ — $ — $ 11,450 $ (1,026 ) $ 11,450 $ (1,026 ) U.S. agency and mortgage-backed securities 1,281 (29 ) 78,800 (12,163 ) 80,081 (12,192 ) Obligations of states and political subdivisions 4,469 (215 ) 47,004 (7,229 ) 51,473 (7,444 ) Total securities available for sale $ 5,750 $ (244 ) $ 137,254 $ (20,418 ) $ 143,004 $ (20,662 )
Investments Classified by Contractual Maturity Date [Table Text Block]	Available for Sale Held to Maturity Amortized Cost Fair Value Amortized Cost Fair Value Due within one year $ 1,131 $ 1,121 $ 10,173 $ 10,148 Due after one year through five years 33,108 31,555 27,942 26,912 Due after five years through ten years 28,340 25,846 12,309 11,588 Due after ten years 100,677 87,491 71,106 65,172 $ 163,256 $ 146,013 $ 121,530 $ 113,820
Marketable Securities [Table Text Block]	September 30, 2024 December 31, 2023 Federal Home Loan Bank stock $ 999 $ 965 Federal Reserve Bank stock 981 981 Community Bankers’ Bank stock 132 132 $ 2,112 $ 2,078
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]	U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities September 30, 2024 Aaa $ 19,535 $ 23,113 $ 2,492 $ — $ 45,140 Aa1 / Aa2 / Aa3 — — 8,161 — 8,161 Baa1 / Baa2 / Baa3 — — — 3,000 3,000 Not rated - Agency (1) — 65,229 — — 65,229 Total $ 19,535 $ 88,342 $ 10,653 $ 3,000 $ 121,530 December 31, 2023 Aaa $ 39,085 $ 22,936 $ 2,807 $ — $ 64,828 Aa1 / Aa2 / Aa3 — — 8,842 — 8,842 Baa1 / Baa2 / Baa3 — — — 3,000 3,000 Not rated - Agency (1) — 71,681 — — 71,681 Total $ 39,085 $ 94,617 $ 11,649 $ 3,000 $ 148,351
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]	U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities Balance, December 31, 2023 $ — $ — $ — $ 107 $ 107 Provision for credit losses — — 1 (4 ) (3 ) Charge-offs of securities — — — — — Recoveries — — — — — Balance, September 30, 2024 $ — $ — $ 1 $ 103 $ 104 U.S. Treasury securities U.S. agency and mortgage-backed securities Obligations of states and political subdivisions Corporate debt securities Total Held to Maturity Securities Balance, December 31, 2022 $ — $ — $ — $ — $ — Adjustment for adoption of ASU 2016-13 — — — 134 134 Provision for credit losses — — — 10 10 Charge-offs of securities — — — — — Recoveries — — — (37 ) (37 ) Balance, December 31, 2023 $ — $ — $ — $ 107 $ 107

Note 3 - Loans (Tables)

Note 3 - Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2024 December 31, 2023 Real estate loans: Construction and land development $ 61,446 $ 52,680 Secured by 1-4 family residential 351,004 344,369 Other real estate loans 449,746 447,272 Commercial and industrial loans 114,823 113,074 Consumer and other loans 17,701 12,035 Total loans $ 994,720 $ 969,430 Allowance for credit losses (12,704 ) (11,974 ) Loans, net $ 982,016 $ 957,456
Financing Receivable, Purchased with Credit Deterioration [Table Text Block]	September 30, 2024 December 31, 2023 Acquired Loans- Acquired Loans- Non-Purchased Non-Purchased (Dollars in thousands) Credit Deteriorated Credit Deteriorated Outstanding principal balance $ 148,591 $ 164,028 Carrying amount Real estate loans: Construction and land development $ 7,214 $ 7,851 Secured by 1-4 family residential 33,310 36,290 Other real estate loans 89,086 94,882 Commercial and industrial loans 14,291 19,611 Consumer and other loans 3,036 3,451 Total acquired loans $ 146,937 $ 162,085
Financing Receivable, Past Due [Table Text Block]	September 30, 2024 30-59 Days Past Due 60-89 Days Past Due > 90 Days Past Due Total Past Due Current Total Loans Non-accrual Loans 90 Days or More Past Due and Accruing Real estate loans: Construction and land development $ — $ 183 $ 34 $ 217 $ 61,229 $ 61,446 $ 34 $ — Secured by 1-4 family residential 791 462 336 1,589 349,415 351,004 840 — Other real estate loans — — — — 449,746 449,746 — — Commercial and industrial 583 700 2,453 3,736 111,087 114,823 5,055 — Consumer and other loans 3 — — 3 17,698 17,701 — — Total $ 1,377 $ 1,345 $ 2,823 $ 5,545 $ 989,175 $ 994,720 $ 5,929 $ — December 31, 2023 30-59 Days Past Due 60-89 Days Past Due > 90 Days Past Due Total Past Due Current Total Loans Non-accrual Loans 90 Days or More Past Due and Accruing Real estate loans: Construction and land development $ 183 $ 4 $ 38 $ 225 $ 52,455 $ 52,680 $ 38 $ — Secured by 1-4 family residential 1,364 350 392 2,106 342,263 344,369 495 245 Other real estate loans — — 82 82 447,190 447,272 — 82 Commercial and industrial 252 316 197 765 112,309 113,074 6,230 197 Consumer and other loans 33 — — 33 12,002 12,035 — — Total $ 1,832 $ 670 $ 709 $ 3,211 $ 966,219 $ 969,430 $ 6,763 $ 524
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2024 Term Loans by Year of Origination 2024 2023 2022 2021 2020 Prior Revolving Total Construction and land development Pass $ 1,209 $ 1,506 $ 1,852 $ 4,208 $ 3,279 $ 3,802 $ 45,556 $ 61,412 Special Mention — — — — — — — — Substandard — — — — — 34 — 34 Doubtful — — — — — — — — Total construction and land development $ 1,209 $ 1,506 $ 1,852 $ 4,208 $ 3,279 $ 3,836 $ 45,556 $ 61,446 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 4 $ 4 Secured by 1-4 family residential Pass $ 13,862 $ 37,050 $ 63,785 $ 57,173 $ 36,277 $ 88,076 $ 53,668 $ 349,891 Special Mention — — — — — — — — Substandard — 33 148 323 — 609 — 1,113 Doubtful — — — — — — — — Total secured by 1-4 family residential $ 13,862 $ 37,083 $ 63,933 $ 57,496 $ 36,277 $ 88,685 $ 53,668 $ 351,004 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ 10 $ 10 Other real estate loans Pass $ 25,612 $ 50,956 $ 92,811 $ 89,387 $ 34,916 $ 143,370 $ 12,694 $ 449,746 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total other real estate loans $ 25,612 $ 50,956 $ 92,811 $ 89,387 $ 34,916 $ 143,370 $ 12,694 $ 449,746 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 15,325 $ 20,474 $ 19,327 $ 18,705 $ 2,159 $ 8,942 $ 22,883 $ 107,815 Special Mention — — 7 — — 509 — 516 Substandard 886 609 3,762 773 — 462 — 6,492 Doubtful — — — — — — — — Total commercial and industrial $ 16,211 $ 21,083 $ 23,096 $ 19,478 $ 2,159 $ 9,913 $ 22,883 $ 114,823 Current period gross write-offs $ 101 $ 892 $ 435 $ 907 $ 20 $ — $ — $ 2,355 Consumer and other loans Pass $ 3,857 $ 1,758 $ 690 $ 34 $ 1,270 $ 1,793 $ 8,299 $ 17,701 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total consumer and other loans $ 3,857 $ 1,758 $ 690 $ 34 $ 1,270 $ 1,793 $ 8,299 $ 17,701 Current period gross write-offs $ 190 $ 29 $ 9 $ 3 $ 1 $ — $ — $ 232 December 31, 2023 Term Loans by Year of Origination 2023 2022 2021 2020 2019 Prior Revolving Total Construction and land development Pass $ 2,477 $ 2,925 $ 4,350 $ 3,450 $ 2,085 $ 2,859 $ 34,496 $ 52,642 Special Mention — — — — — — — — Substandard — — — — — 38 — 38 Doubtful — — — — — — — — Total construction and land development $ 2,477 $ 2,925 $ 4,350 $ 3,450 $ 2,085 $ 2,897 $ 34,496 $ 52,680 Current period gross write-offs $ — $ — $ — $ — $ — $ — $ — $ — Secured by 1-4 family residential Pass $ 43,029 $ 77,196 $ 64,063 $ 41,192 $ 31,509 $ 76,295 $ 10,303 $ 343,587 Special Mention — — — — — — — — Substandard — 98 19 — — 665 — 782 Doubtful — — — — — — — — Total secured by 1-4 family residential $ 43,029 $ 77,294 $ 64,082 $ 41,192 $ 31,509 $ 76,960 $ 10,303 $ 344,369 Current period gross write-offs $ — $ 59 $ — $ — $ — $ — $ — $ 59 Other real estate loans Pass $ 51,560 $ 94,666 $ 90,089 $ 41,186 $ 36,747 $ 122,755 $ 10,269 $ 447,272 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total other real estate loans $ 51,560 $ 94,666 $ 90,089 $ 41,186 $ 36,747 $ 122,755 $ 10,269 $ 447,272 Current period gross write-offs $ — $ — $ — $ — $ — $ 34 $ — $ 34 Commercial and industrial Pass $ 22,086 $ 26,755 $ 20,352 $ 4,102 $ 4,448 $ 8,276 $ 20,825 $ 106,844 Special Mention — — — — — — — — Substandard 58 3,757 1,453 — 167 795 — 6,230 Doubtful — — — — — — — — Total commercial and industrial $ 22,144 $ 30,512 $ 21,805 $ 4,102 $ 4,615 $ 9,071 $ 20,825 $ 113,074 Current period gross write-offs $ 315 $ 1,121 $ 1,139 $ 624 $ — $ 253 $ — $ 3,452 Consumer and other loans Pass $ 3,021 $ 1,203 $ 311 $ 1,471 $ 2,172 $ 14 $ 3,843 $ 12,035 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total consumer and other loans $ 3,021 $ 1,203 $ 311 $ 1,471 $ 2,172 $ 14 $ 3,843 $ 12,035 Current period gross write-offs $ 366 $ 57 $ 4 $ 15 $ 3 $ 3 $ — $ 448

Note 4 - Allowance for Credit_2

Note 4 - Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Financing Receivable, Allowance for Credit Loss [Table Text Block]	September 30, 2024 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2023 $ 312 $ 3,159 $ 4,698 $ 3,706 $ 99 $ 11,974 Charge-offs (4 ) (10 ) — (2,355 ) (232 ) (2,601 ) Recoveries — 8 2 67 108 185 Provision for (recovery of) credit losses on loans 83 (313 ) 422 2,805 149 3,146 Ending Balance, September 30, 2024 $ 391 $ 2,844 $ 5,122 $ 4,223 $ 124 $ 12,704 Ending Balance: Individually evaluated — — — 3,377 — 3,377 Collectively evaluated 391 2,844 5,122 846 124 9,327 Loans: Ending Balance $ 61,446 $ 351,004 $ 449,746 $ 114,823 $ 17,701 $ 994,720 Individually evaluated 34 836 — 5,123 — 5,993 Collectively evaluated 61,412 350,168 449,746 109,700 17,701 988,727 December 31, 2023 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2022 $ 546 $ 1,108 $ 3,609 $ 1,874 $ 309 $ 7,446 Adjustment to allowance for adoption of ASU 2016-13 (313 ) 1,409 1,702 (387 ) (225 ) 2,186 Charge-offs — (59 ) (34 ) (3,452 ) (448 ) (3,993 ) Recoveries — 47 14 145 212 418 Provision for (recovery of) credit losses on loans 79 654 (593 ) 5,526 251 5,917 Ending Balance, December 31, 2023 $ 312 $ 3,159 $ 4,698 $ 3,706 $ 99 $ 11,974 Ending Balance: Individually evaluated for impairment — — — 2,705 — 2,705 Collectively evaluated for impairment 312 3,159 4,698 1,001 99 9,269 Loans: Ending Balance $ 52,680 $ 344,369 $ 447,272 $ 113,074 $ 12,035 $ 969,430 Individually evaluated for impairment 38 495 — 6,230 — 6,763 Collectively evaluated for impairment 52,642 343,874 447,272 106,844 12,035 962,667 September 30, 2023 Construction and Land Development Secured by 1-4 Family Residential Other Real Estate Commercial and Industrial Consumer and Other Loans Total Allowance for credit losses: Beginning Balance, December 31, 2022 $ 546 $ 1,108 $ 3,609 $ 1,874 $ 309 $ 7,446 Adjustment to allowance for adoption of ASU 2016-13 (313 ) 1,409 1,702 (387 ) (225 ) 2,186 Charge-offs — — — (877 ) (351 ) (1,228 ) Recoveries 1 13 13 145 154 326 Provision for (recovery of) credit losses on loans 68 (97 ) (179 ) 165 209 166 Ending Balance, September 30, 2023 $ 302 $ 2,433 $ 5,145 $ 920 $ 96 $ 8,896 Ending Balance: Individually evaluated for impairment — — — 307 — 307 Collectively evaluated for impairment 302 2,433 5,145 613 96 8,589 Loans: Ending Balance $ 50,405 $ 340,773 $ 433,177 $ 117,130 $ 11,014 952,499 Individually evaluated for impairment 39 546 67 2,464 — 3,116 Collectively evaluated for impairment 50,366 340,227 433,110 114,666 11,014 949,383
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2024 December 31, 2023 Nonaccrual Loans with No Allowance Nonaccrual loans with an Allowance Total Nonaccrual Loans Nonaccrual Loans with No Allowance Nonaccrual loans with an Allowance Total Nonaccrual Loans Real estate loans: Construction and land development $ 34 $ — $ 34 $ 38 $ — $ 38 Secured by 1-4 family residential 840 — 840 495 — 495 Other real estate loans — — — — — — Commercial and industrial 1,678 3,377 5,055 — 6,230 6,230 Total $ 2,552 $ 3,377 $ 5,929 $ 533 $ 6,230 $ 6,763
Financing Receivable, Collateral Dependent Loans [Table Text Block]	September 30, 2024 December 31, 2023 (Dollars in thousands) Real Estate Secured Non-Real Estate Secured Total Collateral-Dependent Loans Real Estate Secured Non-Real Estate Secured Total Collateral-Dependent Loans Real estate loans: Construction and land development $ 34 $ — $ 34 $ 38 $ — $ 38 Secured by 1-4 family residential 840 — 840 495 — 495 Other real estate loans — — — — — — Commercial and industrial — — — — — — Total $ 874 $ — $ 874 $ 533 $ — $ 533
Financing Receivable, Modified [Table Text Block]	Payment deferral (Dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Real estate loans: Construction and land development $ — 0.00 % Secured by 1-4 family residential — 0.00 % Other real estate loans — 0.00 % Commercial and industrial 1,682 0.17 % Payment deferral of three months Total $ 1,682 0.17 % Interest Rate Reduction (Dollars in thousands) Amortized Cost Basis % of Total Loan Type Financial Effect Real estate loans: Construction and land development $ — 0.00 % Secured by 1-4 family residential — 0.00 % Other real estate loans — 0.00 % Commercial and industrial 380 0.01 % Interest rate reduced by up to 4% Total $ 380 0.01 %

Note 5 - Earnings Per Common _2

Note 5 - Earnings Per Common Share (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 (Numerator): Net income $ 2,248 $ 3,121 $ 7,899 $ 10,475 (Denominator): Weighted average shares outstanding – basic 6,287,997 6,256,663 6,278,668 6,266,707 Potentially dilutive common shares – restricted stock units 15,285 14,688 13,107 9,795 Weighted average shares outstanding – diluted 6,303,282 6,271,351 6,291,775 6,276,502 Income per common share Basic $ 0.36 $ 0.50 $ 1.26 $ 1.67 Diluted $ 0.36 $ 0.50 $ 1.26 $ 1.67

Note 6 - Fair Value Measureme_2

Note 6 - Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Fair Value, Assets Measured on Recurring Basis [Table Text Block]	Fair Value Measurements at September 30, 2024 Description Balance as of September 30, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale U.S. Treasury securities $ 11,829 $ — $ 11,829 $ — U.S. agency and mortgage-backed securities 78,155 — 78,155 — Obligations of states and political subdivisions 56,029 — 56,029 — Total securities available for sale $ 146,013 $ — $ 146,013 $ — Derivatives - cash flow hedges 2,270 — 2,270 — Total assets $ 148,283 $ — $ 148,283 $ — Fair Value Measurements at December 31, 2023 Description Balance as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Assets: Securities available for sale U.S. Treasury securities $ 11,450 $ — $ 11,450 $ — U.S. agency and mortgage-backed securities 84,800 — 84,800 — Obligations of states and political subdivisions 56,607 — 56,607 — Total securities available for sale $ 152,857 $ — $ 152,857 $ — Derivatives - cash flow hedges 2,488 — 2,488 — Total assets $ 155,345 $ — $ 155,345 $ —
Fair Value Measurements, Nonrecurring [Table Text Block]	Fair Value Measurements at September 30, 2024 Description Balance as of September 30, 2024 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent loans $ 874 $ — $ — $ 874 Fair Value Measurements at December 31, 2023 Description Balance as of December 31, 2023 Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Collateral dependent loans $ 533 $ — $ — $ 533
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Quantitative information about Level 3 Fair Value Measurements for September 30, 2024 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) (1) Collateral dependent loans $ 874 Present value of cash flows Discount rate 6.50 % . Quantitative information about Level 3 Fair Value Measurements for December 31, 2023 Fair Value Valuation Technique Unobservable Input Range (Weighted Average) (1) Collateral dependent loans $ 533 Present value of cash flows Discount rate 6.50 %
Fair Value, by Balance Sheet Grouping [Table Text Block]	Fair Value Measurements at September 30, 2024 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Fair Value Financial Assets Cash and interest-bearing deposits in banks $ 126,516 $ 126,516 $ — $ — $ 126,516 Securities available for sale 146,013 — 146,013 — 146,013 Securities held to maturity 121,425 — 113,715 — 113,715 Restricted securities 2,112 — 2,112 — 2,112 Loans, net 982,016 — — 951,542 951,542 Bank owned life insurance 24,992 — 24,992 — 24,992 Accrued interest receivable 4,794 — 4,794 — 4,794 Derivatives - cash flow hedges 2,270 — 2,270 — 2,270 Financial Liabilities Deposits $ 1,253,255 $ — 1,047,325 204,521 $ 1,251,846 Other borrowings 50,000 — — 50,016 50,016 Subordinated debt 4,999 — — 5,430 5,430 Junior subordinated debt 9,279 — — 9,314 9,314 Accrued interest payable 937 — 937 — 937 Fair Value Measurements at December 31, 2023 Using Carrying Amount Quoted Prices in Active Markets for Identical Assets Level 1 Significant Other Observable Inputs Level 2 Significant Unobservable Inputs Level 3 Fair Value Financial Assets Cash and interest-bearing deposits in banks $ 87,161 $ 87,161 $ — $ — $ 87,161 Securities available for sale 152,857 — 152,857 — 152,857 Securities held to maturity 148,244 — 137,507 — 137,507 Restricted securities 2,078 — 2,078 — 2,078 Loans, net 957,456 — — 919,266 919,266 Bank owned life insurance 24,902 — 24,902 — 24,902 Accrued interest receivable 4,655 — 4,655 — 4,655 Derivatives - cash flow hedges 2,488 — 2,488 — 2,488 Financial Liabilities Deposits $ 1,233,726 $ — $ 1,041,377 $ 189,354 $ 1,230,731 Other borrowings 50,000 — — 49,987 49,987 Subordinated debt 4,997 — — 5,412 5,412 Junior subordinated debt 9,279 — — 8,493 8,493 Accrued interest payable 764 — 764 — 764

Note 7 - Stock Compensation P_2

Note 7 - Stock Compensation Plans (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Nine Months Ended September 30, 2024 Shares Weighted Average Grant Date Fair Value Unvested, beginning of year 41,507 $ 18.47 Granted 13,412 19.06 Vested (16,762 ) 19.39 Forfeited (1,956 ) — Unvested, end of period 36,201 $ 18.12

Note 8 - Accumulated Other Co_2

Note 8 - Accumulated Other Comprehensive (Loss) (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Net Unrealized Gains (Losses) on Securities Change in Fair Value of Cash Flow Hedges Accumulated Other Comprehensive (Loss) Balance at June 30, 2023 $ (23,355 ) $ 1,996 $ (21,359 ) Unrealized holding losses (net of tax, ($1,080) (4,063 ) — (4,063 ) Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 86 323 — 323 Change in fair value of cash flow hedge (net of tax, $ 113 — 424 424 Change during period (3,740 ) 424 (3,316 ) Balance at September 30, 2023 $ (27,095 ) $ 2,420 $ (24,675 ) Balance at June 30, 2024 $ (21,163 ) $ 2,121 $ (19,042 ) Unrealized holding gains (net of tax, $ 980 3,687 — 3,687 Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 66 248 — 248 Change in fair value of cash flow hedge (net of tax, ($87) — (328 ) (328 ) Change during period 3,935 (328 ) 3,607 Balance at September 30, 2024 $ (17,228 ) $ 1,793 $ (15,435 ) Net Unrealized Gains (Losses) on Securities Change in Fair Value of Cash Flow Hedges Accumulated Other Comprehensive (Loss) Balance at December 31, 2022 $ (24,587 ) $ 2,116 $ (22,471 ) Unrealized holding losses (net of tax, ($925) (3,480 ) — (3,480 ) Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 258 972 — 972 Change in fair value of cash flow hedge (net of tax, $ 82 — 304 304 Change during period (2,508 ) 304 (2,204 ) Balance at September 30, 2023 $ (27,095 ) $ 2,420 $ (24,675 ) Balance at December 31, 2023 $ (20,671 ) $ 1,965 $ (18,706 ) Unrealized holding losses (net of tax, $ 706 2,652 — 2,652 Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity (net of tax of $ 210 791 — 791 Change in fair value of cash flow hedge (net of tax, ($ 47 — (172 ) (172 ) Change during period 3,443 (172 ) 3,271 Balance at September 30, 2024 $ (17,228 ) $ 1,793 $ (15,435 )

Note 9 - Revenue Recognition (T

Note 9 - Revenue Recognition (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Disaggregation of Revenue [Table Text Block]	Three Months Ended Nine Months Ended September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Noninterest Income Service charges on deposit accounts $ 675 $ 733 $ 1,941 $ 2,062 ATM and check card fees 934 976 2,513 2,624 Wealth management fees 952 811 2,714 2,336 Brokered mortgage fees 92 38 162 73 Income from bank owned life insurance 276 175 649 459 Fees for other customer services — 122 — 538 Noninterest income (in-scope of Topic 606) $ 2,929 $ 2,855 $ 7,979 $ 8,092 Noninterest income (out-of-scope of Topic 606) 274 198 1,957 623 Total noninterest income $ 3,203 $ 3,053 $ 9,936 $ 8,715

Note 10 - Derivative Financia_2

Note 10 - Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Derivative Instruments [Table Text Block]	September 30, 2024 Notional Amount Assets Liabilities Collateral Pledged(1) Cash Flow Hedges Interest rate swap contracts $ 9,000 $ 2,270 $ — $ — December 31, 2023 Notional Amount Assets Liabilities Collateral Pledged(1) Cash Flow Hedges Interest rate swap contracts $ 9,000 $ 2,488 $ — $ —

Note 1 - General (Details Textu

Note 1 - General (Details Textual) - USD ($) $ in Thousands		3 Months Ended	9 Months Ended
	Oct. 01, 2024	Sep. 30, 2024	Sep. 30, 2024	Mar. 25, 2024	Dec. 31, 2023	Sep. 30, 2023
Assets		$ 1,450,716	$ 1,450,716		$ 1,419,295
Financing Receivable, before Allowance for Credit Loss		994,720	994,720		969,430	$ 952,499
Deposits		1,253,255	1,253,255		$ 1,233,726
Touchstone Bankshares, Inc [Member]
Assets		660,800	660,800	$ 660,800
Financing Receivable, before Allowance for Credit Loss		492,400	492,400
Deposits		559,100	559,100
Subsequent Event [Member] | Pro Forma [Member]
Assets	$ 2,100,000
Financing Receivable, before Allowance for Credit Loss	1,500,000
Deposits	$ 1,800,000
Touchstone Bankshares, Inc [Member]
Business Combination, Acquisition Related Costs		$ 219	$ 790
Touchstone Bankshares, Inc [Member] | Subsequent Event [Member]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares)	2,673,640

Note 2 - Securities (Details Te

Note 2 - Securities (Details Textual) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 01, 2022 USD ($)
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$ 727
Debt Securities, Held-to-Maturity, Accrued Interest, after Allowance for Credit Loss	$ 528
Weighted Average Re-pricing Term (Year)	5 years 8 months 12 days	5 years 10 months 24 days
Available For Sale Securities Transferred to Held For Sale			24
Debt Securities, Available-for-Sale, Amortized Cost	$ 163,256	$ 173,458	$ 82,200
Debt Securities, Available-for-Sale	146,013	152,857	74,400
Debt Securities, Available-for-Sale, Unrealized Loss			$ 7,800
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), before Tax	(1,000)
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	121,529	148,351
Debt Securities, Held-to-Maturity, Nonaccrual	0
Financial Asset, 30 or More Past Due [Member]
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	0
Other Assets [Member]
Equity Securities without Readily Determinable Fair Value, Amount	$ 642	642
US Treasury Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	3
Available-for-Sale Securities, Number of Securities	3
Debt Securities, Available-for-Sale, Amortized Cost	$ 12,481	12,476
Debt Securities, Available-for-Sale	11,829	11,450
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	$ 19,535	39,085
US Government Agencies Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	88
Available-for-Sale Securities, Number of Securities	108
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	87
Available-for-Sale Securities, Number of Securities	97
Debt Securities, Available-for-Sale, Amortized Cost	$ 63,036	64,045
Debt Securities, Available-for-Sale	56,029	56,607
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	$ 10,653	$ 11,649

Note 2 - Securities - Summary o

Note 2 - Securities - Summary of Amortized Costs and Fair Values of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Dec. 31, 2022	Sep. 01, 2022
Debt Securities, Available-for-Sale, Amortized Cost	$ 163,256	$ 173,458		$ 82,200
Gross unrealized gains, available for sale securities	65	61
Gross unrealized losses, available for sale securities	(17,308)	(20,662)
Debt Securities, Available-for-Sale	146,013	152,857		$ 74,400
Securities available for sale, AFS	0	0
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	121,529	148,351
Gross unrealized gains, held to maturity securities	108	107
Gross unrealized losses, held to maturity securities	(7,818)	(10,844)
Fair value, held to maturity securities	113,819	137,614
Securities available for sale, HTM	(104)	(107)	$ 0
Amortized cost	284,785	321,809
Gross unrealized gains	173	168
Gross unrealized losses	(25,126)	(31,506)
Total securities, fair value	259,832	290,471
Total securities, allowance for credit loss	(104)	(107)
US Treasury Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	12,481	12,476
Gross unrealized gains, available for sale securities	0	0
Gross unrealized losses, available for sale securities	(652)	(1,026)
Debt Securities, Available-for-Sale	11,829	11,450
Securities available for sale, AFS	0	0
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	19,535	39,085
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(60)	(389)
Fair value, held to maturity securities	19,475	38,696
Securities available for sale, HTM	0	0	0
US Agency and Mortgage-backed Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	87,739	96,937
Gross unrealized gains, available for sale securities	57	55
Gross unrealized losses, available for sale securities	(9,641)	(12,192)
Debt Securities, Available-for-Sale	78,155	84,800
Securities available for sale, AFS	0	0
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	88,342	94,617
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(6,509)	(8,992)
Fair value, held to maturity securities	81,833	85,625
Securities available for sale, HTM	0	0	0
US States and Political Subdivisions Debt Securities [Member]
Debt Securities, Available-for-Sale, Amortized Cost	63,036	64,045
Gross unrealized gains, available for sale securities	8	6
Gross unrealized losses, available for sale securities	(7,015)	(7,444)
Debt Securities, Available-for-Sale	56,029	56,607
Securities available for sale, AFS	0	0
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	10,653	11,649
Gross unrealized gains, held to maturity securities	108	107
Gross unrealized losses, held to maturity securities	(799)	(943)
Fair value, held to maturity securities	9,962	10,813
Securities available for sale, HTM	(1)	0	0
Corporate Debt Securities [Member]
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss	2,999	3,000
Gross unrealized gains, held to maturity securities	0	0
Gross unrealized losses, held to maturity securities	(450)	(520)
Fair value, held to maturity securities	2,549	2,480
Securities available for sale, HTM	$ (103)	$ (107)	$ 0

Note 2 - Securities - Investmen

Note 2 - Securities - Investments in an Unrealized Loss Position That Were Temporarily Impaired (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Less than 12 months, fair value, available for sale securities	$ 3,601	$ 5,750
Less than 12 months, unrealized (loss), available for sale securities	(143)	(244)
12 months or more, fair value, available for sale securities	133,391	137,254
12 months or more, unrealized (loss), available for sale securities	(17,165)	(20,418)
Total, fair value, available for sale securities	136,992	143,004
Total, unrealized (loss), available for sale securities	(17,308)	(20,662)
US Treasury Securities [Member]
Less than 12 months, fair value, available for sale securities	0	0
Less than 12 months, unrealized (loss), available for sale securities	0	0
12 months or more, fair value, available for sale securities	11,829	11,450
12 months or more, unrealized (loss), available for sale securities	(652)	(1,026)
Total, fair value, available for sale securities	11,829	11,450
Total, unrealized (loss), available for sale securities	(652)	(1,026)
US Agency and Mortgage-backed Securities [Member]
Less than 12 months, fair value, available for sale securities	617	1,281
Less than 12 months, unrealized (loss), available for sale securities	(5)	(29)
12 months or more, fair value, available for sale securities	73,033	78,800
12 months or more, unrealized (loss), available for sale securities	(9,636)	(12,163)
Total, fair value, available for sale securities	73,650	80,081
Total, unrealized (loss), available for sale securities	(9,641)	(12,192)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value, available for sale securities	2,984	4,469
Less than 12 months, unrealized (loss), available for sale securities	(138)	(215)
12 months or more, fair value, available for sale securities	48,529	47,004
12 months or more, unrealized (loss), available for sale securities	(6,877)	(7,229)
Total, fair value, available for sale securities	51,513	51,473
Total, unrealized (loss), available for sale securities	$ (7,015)	$ (7,444)

Note 2 - Securities - Amortized

Note 2 - Securities - Amortized Cost and Fair Value of Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 01, 2022
Due within one year, amortized cost, available for sale securities	$ 1,131
Due within one year, fair value, available for sale securities	1,121
Due within one year, amortized cost, held to maturity securities	10,173
Due within one year, fair value, held to maturity securities	10,148
Due after one year through five years, amortized cost, available for sale securities	33,108
Due after one year through five years, fair value, available for sale securities	31,555
Due after one year through five years, amortized cost, held to maturity securities	27,942
Due after one year through five years, fair value, held to maturity securities	26,912
Due after five years through ten years, amortized cost, available for sale securities	28,340
Due after five years through ten years, fair value, available for sale securities	25,846
Due after five years through ten years, amortized cost, held to maturity securities	12,309
Due after five years through ten years, fair value, held to maturity securities	11,588
Due after ten years, amortized cost, available for sale securities	100,677
Due after ten years, fair value, available for sale securities	87,491
Due after ten years, amortized cost, held to maturity securities	71,106
Due after ten years, fair value, held to maturity securities	65,172
Amortized cost, available for sale securities	163,256	$ 173,458	$ 82,200
Fair value, available for sale securities	146,013	152,857	$ 74,400
Amortized cost, held to maturity securities	121,529	148,351
Fair value, held to maturity securities	$ 113,819	$ 137,614

Note 2 - Securities - Compositi

Note 2 - Securities - Composition of Restricted Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Federal Home Loan Bank stock	$ 999	$ 965
Federal Reserve Bank stock	981	981
Community Bankers’ Bank stock	132	132
Total restricted securities	$ 2,112	$ 2,078

Note 2 - Securities - Credit Qu

Note 2 - Securities - Credit Quality Indicators for Held to Maturity Securities (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Amortized cost, held to maturity securities		$ 121,529	$ 148,351
Moody's, Aaa Rating [Member]
Amortized cost, held to maturity securities		45,140	64,828
Moody's, Aa1/Aa2/Aa3 Rating [Member]
Amortized cost, held to maturity securities		8,161	8,842
Moody's, Baa1/ Baa2/ Baa3 Rating [Member]
Amortized cost, held to maturity securities		3,000	3,000
Not Rated - Agency [Member]
Amortized cost, held to maturity securities	[1]	65,229	71,681
US Treasury Securities [Member]
Amortized cost, held to maturity securities		19,535	39,085
US Treasury Securities [Member] | Moody's, Aaa Rating [Member]
Amortized cost, held to maturity securities		19,535	39,085
US Treasury Securities [Member] | Moody's, Aa1/Aa2/Aa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
US Treasury Securities [Member] | Moody's, Baa1/ Baa2/ Baa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
US Treasury Securities [Member] | Not Rated - Agency [Member]
Amortized cost, held to maturity securities	[1]	0	0
US Agency and Mortgage-backed Securities [Member]
Amortized cost, held to maturity securities		88,342	94,617
US Agency and Mortgage-backed Securities [Member] | Moody's, Aaa Rating [Member]
Amortized cost, held to maturity securities		23,113	22,936
US Agency and Mortgage-backed Securities [Member] | Moody's, Aa1/Aa2/Aa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
US Agency and Mortgage-backed Securities [Member] | Moody's, Baa1/ Baa2/ Baa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
US Agency and Mortgage-backed Securities [Member] | Not Rated - Agency [Member]
Amortized cost, held to maturity securities	[1]	65,229	71,681
US States and Political Subdivisions Debt Securities [Member]
Amortized cost, held to maturity securities		10,653	11,649
US States and Political Subdivisions Debt Securities [Member] | Moody's, Aaa Rating [Member]
Amortized cost, held to maturity securities		2,492	2,807
US States and Political Subdivisions Debt Securities [Member] | Moody's, Aa1/Aa2/Aa3 Rating [Member]
Amortized cost, held to maturity securities		8,161	8,842
US States and Political Subdivisions Debt Securities [Member] | Moody's, Baa1/ Baa2/ Baa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
US States and Political Subdivisions Debt Securities [Member] | Not Rated - Agency [Member]
Amortized cost, held to maturity securities	[1]	0	0
Corporate Debt Securities [Member]
Amortized cost, held to maturity securities		2,999	3,000
Corporate Debt Securities [Member] | Moody's, Aaa Rating [Member]
Amortized cost, held to maturity securities		0	0
Corporate Debt Securities [Member] | Moody's, Aa1/Aa2/Aa3 Rating [Member]
Amortized cost, held to maturity securities		0	0
Corporate Debt Securities [Member] | Moody's, Baa1/ Baa2/ Baa3 Rating [Member]
Amortized cost, held to maturity securities		3,000	3,000
Corporate Debt Securities [Member] | Not Rated - Agency [Member]
Amortized cost, held to maturity securities	[1]	$ 0	$ 0
[1]Generally considered not to have credit risk given the implied governmental guarantees associated with these agencies.

Note 2 - Securities - Changes i

Note 2 - Securities - Changes in the Allowance for Credit Loss on Held to Maturity Securities (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Balance, HTM	$ 107	$ 0
Provision for credit losses, HTM	(3)	10
Charge-offs of securities, HTM	0	0
Recoveries, HTM	0	(37)
Balance, HTM	104	107
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, HTM		134
US Treasury Securities [Member]
Balance, HTM	0	0
Provision for credit losses, HTM	0	0
Charge-offs of securities, HTM	0	0
Recoveries, HTM	0	0
Balance, HTM	0	0
US Treasury Securities [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, HTM		0
US Agency and Mortgage-backed Securities [Member]
Balance, HTM	0	0
Provision for credit losses, HTM	0	0
Charge-offs of securities, HTM	0	0
Recoveries, HTM	0	0
Balance, HTM	0	0
US Agency and Mortgage-backed Securities [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, HTM		0
US States and Political Subdivisions Debt Securities [Member]
Balance, HTM	0	0
Provision for credit losses, HTM	1	0
Charge-offs of securities, HTM	0	0
Recoveries, HTM	0	0
Balance, HTM	1	0
US States and Political Subdivisions Debt Securities [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, HTM		0
Corporate Debt Securities [Member]
Balance, HTM	107	0
Provision for credit losses, HTM	(4)	10
Charge-offs of securities, HTM	0	0
Recoveries, HTM	0	(37)
Balance, HTM	$ 103	107
Corporate Debt Securities [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, HTM		$ 134

Note 3 - Loans (Details Textual

Note 3 - Loans (Details Textual) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	$ 1,200	$ 1,100
Financing Receivable, before Allowance for Credit Loss	994,720	969,430	$ 952,499
Financing Receivable, Purchased with Credit Deterioration, Discount (Premium)	1,700
Commercial and Industrial Loans [Member]
Financing Receivable, Unamortized Purchase Premium (Discount)	6,900	7,900
Financing Receivable, before Allowance for Credit Loss	114,823	113,074	117,130
Consumer and Other Loans [Member]
Financing Receivable, before Allowance for Credit Loss	17,701	12,035	$ 11,014
Consumer and Other Loans [Member] | Demand Deposit Overdrafts [Member]
Financing Receivable, before Allowance for Credit Loss	$ 253	$ 222

Note 3 - Loans - Summary of Loa

Note 3 - Loans - Summary of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Dec. 31, 2022
Loans	$ 994,720	$ 969,430	$ 952,499
Allowance for credit losses	(12,704)	(11,974)	(8,896)	$ (7,446)
Loans, net	982,016	957,456
Commercial and Industrial Loans [Member]
Loans	114,823	113,074	117,130
Allowance for credit losses	(4,223)	(3,706)	(920)	(1,874)
Consumer and Other Loans [Member]
Loans	17,701	12,035	11,014
Allowance for credit losses	(124)	(99)	(96)	(309)
Construction and Land Development [Member] | Real Estate 1 [Member]
Loans	61,446	52,680	50,405
Allowance for credit losses	(391)	(312)	(302)	(546)
Secured by Multi-family Residential Properties [Member] | Real Estate 1 [Member]
Loans	351,004	344,369	340,773
Allowance for credit losses	(2,844)	(3,159)	(2,433)	(1,108)
Other Real Estate Loans [Member] | Real Estate 1 [Member]
Loans	449,746	447,272	433,177
Allowance for credit losses	$ (5,122)	$ (4,698)	$ (5,145)	$ (3,609)

Note 3 - Loans - Acquired Loans

Note 3 - Loans - Acquired Loans in Business Combinations (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans	$ 994,720	$ 969,430	$ 952,499
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	982,016	957,456
Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	61,446	52,680	50,405
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	351,004	344,369	340,773
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	449,746	447,272	433,177
Commercial and Industrial Loans [Member]
Loans	114,823	113,074	117,130
Consumer and Other Loans [Member]
Loans	17,701	12,035	$ 11,014
Financial Asset Acquired and No Credit Deterioration [Member]
Loans	148,591	164,028
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	146,937	162,085
Financial Asset Acquired and No Credit Deterioration [Member] | Real Estate 1 [Member] | Construction and Land Development [Member]
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	7,214	7,851
Financial Asset Acquired and No Credit Deterioration [Member] | Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	33,310	36,290
Financial Asset Acquired and No Credit Deterioration [Member] | Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	89,086	94,882
Financial Asset Acquired and No Credit Deterioration [Member] | Commercial and Industrial Loans [Member]
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	14,291	19,611
Financial Asset Acquired and No Credit Deterioration [Member] | Consumer and Other Loans [Member]
Loans, net of allowance for credit losses, 2024, $12,704; 2023, $11,974	$ 3,036	$ 3,451

Note 3 - Loans - Summary of L_2

Note 3 - Loans - Summary of Loan Classes and an Aging of Past Due Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans	$ 994,720	$ 969,430	$ 952,499
Non-accrual loans	5,929	6,763
Accruing loans past due 90 days or more amounted	0	524
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,377	1,832
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,345	670
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,823	709
Financial Asset, Past Due [Member]
Loans	5,545	3,211
Financial Asset, Not Past Due [Member]
Loans	989,175	966,219
Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	61,446	52,680	50,405
Non-accrual loans	34	38
Accruing loans past due 90 days or more amounted	0	0
Real Estate 1 [Member] | Construction and Land Development [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	183
Real Estate 1 [Member] | Construction and Land Development [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	183	4
Real Estate 1 [Member] | Construction and Land Development [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	34	38
Real Estate 1 [Member] | Construction and Land Development [Member] | Financial Asset, Past Due [Member]
Loans	217	225
Real Estate 1 [Member] | Construction and Land Development [Member] | Financial Asset, Not Past Due [Member]
Loans	61,229	52,455
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	351,004	344,369	340,773
Non-accrual loans	840	495
Accruing loans past due 90 days or more amounted	0	245
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	791	1,364
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	462	350
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	336	392
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Financial Asset, Past Due [Member]
Loans	1,589	2,106
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Financial Asset, Not Past Due [Member]
Loans	349,415	342,263
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	449,746	447,272	433,177
Non-accrual loans	0	0
Accruing loans past due 90 days or more amounted	0	82
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	82
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Financial Asset, Past Due [Member]
Loans	0	82
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	449,746	447,190
Commercial and Industrial Loans [Member]
Loans	114,823	113,074	117,130
Non-accrual loans	5,055	6,230
Accruing loans past due 90 days or more amounted	0	197
Commercial and Industrial Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	583	252
Commercial and Industrial Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	700	316
Commercial and Industrial Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,453	197
Commercial and Industrial Loans [Member] | Financial Asset, Past Due [Member]
Loans	3,736	765
Commercial and Industrial Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	111,087	112,309
Consumer and Other Loans [Member]
Loans	17,701	12,035	$ 11,014
Non-accrual loans	0	0
Accruing loans past due 90 days or more amounted	0	0
Consumer and Other Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	3	33
Consumer and Other Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Consumer and Other Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Consumer and Other Loans [Member] | Financial Asset, Past Due [Member]
Loans	3	33
Consumer and Other Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	$ 17,698	$ 12,002

Note 3 - Loans - Analysis of th

Note 3 - Loans - Analysis of the Credit Risk Profile of Each Loan Class (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Loans	$ 994,720	$ 952,499	$ 969,430
Current period gross write-offs, total	2,601	1,228	3,993
Real Estate 1 [Member] | Construction and Land Development [Member]
Loans, current year	1,209		2,477
Loans, one year before	1,506		2,925
Loans, two years before	1,852		4,350
Loans, three years before	4,208		3,450
Loans, four years before	3,279		2,085
Loans, prior	3,836		2,897
Loans, revolving	45,556		34,496
Loans	61,446	50,405	52,680
Current period gross write-offs, current year	0		0
Current period gross write-offs. one year before	0		0
Current period gross write-offs, two years before	0		0
Current period gross write-offs, three years before	0		0
Current period gross write-offs, four years before	0		0
Current period gross write-offs, prior	0		0
Current period gross write-offs, revolving	4		0
Current period gross write-offs, total	4	0	0
Real Estate 1 [Member] | Construction and Land Development [Member] | Pass [Member]
Loans, current year	1,209		2,477
Loans, one year before	1,506		2,925
Loans, two years before	1,852		4,350
Loans, three years before	4,208		3,450
Loans, four years before	3,279		2,085
Loans, prior	3,802		2,859
Loans, revolving	45,556		34,496
Loans	61,412		52,642
Real Estate 1 [Member] | Construction and Land Development [Member] | Special Mention [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Construction and Land Development [Member] | Substandard [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	34		38
Loans, revolving	0		0
Loans	34		38
Real Estate 1 [Member] | Construction and Land Development [Member] | Doubtful [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans, current year	13,862		43,029
Loans, one year before	37,083		77,294
Loans, two years before	63,933		64,082
Loans, three years before	57,496		41,192
Loans, four years before	36,277		31,509
Loans, prior	88,685		76,960
Loans, revolving	53,668		10,303
Loans	351,004	340,773	344,369
Current period gross write-offs, current year	0		0
Current period gross write-offs. one year before	0		59
Current period gross write-offs, two years before	0		0
Current period gross write-offs, three years before	0		0
Current period gross write-offs, four years before	0		0
Current period gross write-offs, prior	0		0
Current period gross write-offs, revolving	10		0
Current period gross write-offs, total	10	0	59
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Pass [Member]
Loans, current year	13,862		43,029
Loans, one year before	37,050		77,196
Loans, two years before	63,785		64,063
Loans, three years before	57,173		41,192
Loans, four years before	36,277		31,509
Loans, prior	88,076		76,295
Loans, revolving	53,668		10,303
Loans	349,891		343,587
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Special Mention [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Substandard [Member]
Loans, current year	0		0
Loans, one year before	33		98
Loans, two years before	148		19
Loans, three years before	323		0
Loans, four years before	0		0
Loans, prior	609		665
Loans, revolving	0		0
Loans	1,113		782
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Doubtful [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans, current year	25,612		51,560
Loans, one year before	50,956		94,666
Loans, two years before	92,811		90,089
Loans, three years before	89,387		41,186
Loans, four years before	34,916		36,747
Loans, prior	143,370		122,755
Loans, revolving	12,694		10,269
Loans	449,746	433,177	447,272
Current period gross write-offs, current year	0		0
Current period gross write-offs. one year before	0		0
Current period gross write-offs, two years before	0		0
Current period gross write-offs, three years before	0		0
Current period gross write-offs, four years before	0		0
Current period gross write-offs, prior	0		34
Current period gross write-offs, revolving	0		0
Current period gross write-offs, total	0	0	34
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Pass [Member]
Loans, current year	25,612		51,560
Loans, one year before	50,956		94,666
Loans, two years before	92,811		90,089
Loans, three years before	89,387		41,186
Loans, four years before	34,916		36,747
Loans, prior	143,370		122,755
Loans, revolving	12,694		10,269
Loans	449,746		447,272
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Special Mention [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Substandard [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Doubtful [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Commercial and Industrial Loans [Member]
Loans, current year	16,211		22,144
Loans, one year before	21,083		30,512
Loans, two years before	23,096		21,805
Loans, three years before	19,478		4,102
Loans, four years before	2,159		4,615
Loans, prior	9,913		9,071
Loans, revolving	22,883		20,825
Loans	114,823	117,130	113,074
Current period gross write-offs, current year	101		315
Current period gross write-offs. one year before	892		1,121
Current period gross write-offs, two years before	435		1,139
Current period gross write-offs, three years before	907		624
Current period gross write-offs, four years before	20		0
Current period gross write-offs, prior	0		253
Current period gross write-offs, revolving	0		0
Current period gross write-offs, total	2,355	877	3,452
Commercial and Industrial Loans [Member] | Pass [Member]
Loans, current year	15,325		22,086
Loans, one year before	20,474		26,755
Loans, two years before	19,327		20,352
Loans, three years before	18,705		4,102
Loans, four years before	2,159		4,448
Loans, prior	8,942		8,276
Loans, revolving	22,883		20,825
Loans	107,815		106,844
Commercial and Industrial Loans [Member] | Special Mention [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	7		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	509		0
Loans, revolving	0		0
Loans	516		0
Commercial and Industrial Loans [Member] | Substandard [Member]
Loans, current year	886		58
Loans, one year before	609		3,757
Loans, two years before	3,762		1,453
Loans, three years before	773		0
Loans, four years before	0		167
Loans, prior	462		795
Loans, revolving	0		0
Loans	6,492		6,230
Commercial and Industrial Loans [Member] | Doubtful [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Consumer and Other Loans [Member]
Loans, current year	3,857		3,021
Loans, one year before	1,758		1,203
Loans, two years before	690		311
Loans, three years before	34		1,471
Loans, four years before	1,270		2,172
Loans, prior	1,793		14
Loans, revolving	8,299		3,843
Loans	17,701	11,014	12,035
Current period gross write-offs, current year	190		366
Current period gross write-offs. one year before	29		57
Current period gross write-offs, two years before	9		4
Current period gross write-offs, three years before	3		15
Current period gross write-offs, four years before	1		3
Current period gross write-offs, prior	0		3
Current period gross write-offs, revolving	0		0
Current period gross write-offs, total	232	$ 351	448
Consumer and Other Loans [Member] | Pass [Member]
Loans, current year	3,857		3,021
Loans, one year before	1,758		1,203
Loans, two years before	690		311
Loans, three years before	34		1,471
Loans, four years before	1,270		2,172
Loans, prior	1,793		14
Loans, revolving	8,299		3,843
Loans	17,701		12,035
Consumer and Other Loans [Member] | Special Mention [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Consumer and Other Loans [Member] | Substandard [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	0		0
Consumer and Other Loans [Member] | Doubtful [Member]
Loans, current year	0		0
Loans, one year before	0		0
Loans, two years before	0		0
Loans, three years before	0		0
Loans, four years before	0		0
Loans, prior	0		0
Loans, revolving	0		0
Loans	$ 0		$ 0

Note 4 - Allowance for Credit_3

Note 4 - Allowance for Credit Losses (Details Textual) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023	Jun. 30, 2023	Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss	$ 12,704	$ 8,896	$ 11,974		$ 7,446
Financing Receivable, Modified, Accumulated	0		0
Financing Receivable, Modified, Subsequent Default	0		0
Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)	42	36
Other Liabilities [Member]
Off-Balance-Sheet, Credit Loss, Liability	371	$ 189
TDR Loans [Member]
Financing Receivable, Allowance for Credit Loss	0			$ 0
Collateral Pledged [Member]
Financing Receivable, Allowance for Credit Loss	$ 0		$ 0

Note 4 - Allowance for Credit_4

Note 4 - Allowance for Credit Losses - Allowance by Impairment Methodology and Loans by Impairment Methodology (Details) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Balance	$ 11,974	$ 7,446	$ 7,446
Charge-offs	(2,601)	(1,228)	(3,993)
Recoveries	185	326	418
Provision for (recovery of) credit losses on loans	3,146	166	5,917
Balance	12,704	8,896	11,974
Individually evaluated	3,377	307	2,705
Collectively evaluated	9,327	8,589	9,269
Loans	994,720	952,499	969,430
Individually evaluated	5,993	3,116	6,763
Collectively evaluated	988,727	949,383	962,667
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		2,186	2,186
Real Estate 1 [Member] | Construction and Land Development [Member]
Balance	312	546	546
Charge-offs	(4)	0	0
Recoveries	0	1	0
Provision for (recovery of) credit losses on loans	83	68	79
Balance	391	302	312
Individually evaluated	0	0	0
Collectively evaluated	391	302	312
Loans	61,446	50,405	52,680
Individually evaluated	34	39	38
Collectively evaluated	61,412	50,366	52,642
Real Estate 1 [Member] | Construction and Land Development [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(313)	(313)
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Balance	3,159	1,108	1,108
Charge-offs	(10)	0	(59)
Recoveries	8	13	47
Provision for (recovery of) credit losses on loans	(313)	(97)	654
Balance	2,844	2,433	3,159
Individually evaluated	0	0	0
Collectively evaluated	2,844	2,433	3,159
Loans	351,004	340,773	344,369
Individually evaluated	836	546	495
Collectively evaluated	350,168	340,227	343,874
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		1,409	1,409
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Balance	4,698	3,609	3,609
Charge-offs	0	0	(34)
Recoveries	2	13	14
Provision for (recovery of) credit losses on loans	422	(179)	(593)
Balance	5,122	5,145	4,698
Individually evaluated	0	0	0
Collectively evaluated	5,122	5,145	4,698
Loans	449,746	433,177	447,272
Individually evaluated	0	67	0
Collectively evaluated	449,746	433,110	447,272
Real Estate 1 [Member] | Other Real Estate Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		1,702	1,702
Commercial and Industrial Loans [Member]
Balance	3,706	1,874	1,874
Charge-offs	(2,355)	(877)	(3,452)
Recoveries	67	145	145
Provision for (recovery of) credit losses on loans	2,805	165	5,526
Balance	4,223	920	3,706
Individually evaluated	3,377	307	2,705
Collectively evaluated	846	613	1,001
Loans	114,823	117,130	113,074
Individually evaluated	5,123	2,464	6,230
Collectively evaluated	109,700	114,666	106,844
Commercial and Industrial Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		(387)	(387)
Consumer and Other Loans [Member]
Balance	99	309	309
Charge-offs	(232)	(351)	(448)
Recoveries	108	154	212
Provision for (recovery of) credit losses on loans	149	209	251
Balance	124	96	99
Individually evaluated	0	0	0
Collectively evaluated	124	96	99
Loans	17,701	11,014	12,035
Individually evaluated	0	0	0
Collectively evaluated	$ 17,701	11,014	12,035
Consumer and Other Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance		$ (225)	$ (225)

Note 4 - Allowance for Credit_5

Note 4 - Allowance for Credit Losses - Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Nonaccrual, No Allowance	$ 2,552	$ 533
Nonaccrual, With Allowance	3,377	6,230
Non-accrual loans	5,929	6,763
Real Estate 1 [Member] | Construction and Land Development [Member]
Nonaccrual, No Allowance	34	38
Nonaccrual, With Allowance	0	0
Non-accrual loans	34	38
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Nonaccrual, No Allowance	840	495
Nonaccrual, With Allowance	0	0
Non-accrual loans	840	495
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Nonaccrual, No Allowance	0	0
Nonaccrual, With Allowance	0	0
Non-accrual loans	0	0
Commercial and Industrial Loans [Member]
Nonaccrual, No Allowance	1,678	0
Nonaccrual, With Allowance	3,377	6,230
Non-accrual loans	$ 5,055	$ 6,230

Note 4 - Allowance for Credit_6

Note 4 - Allowance for Credit Losses- Collateral Dependent Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans	$ 994,720	$ 969,430	$ 952,499
Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	61,446	52,680	50,405
Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	351,004	344,369	340,773
Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	449,746	447,272	$ 433,177
Real Estate [Member] | Real Estate 1 [Member]
Loans	874	533
Real Estate [Member] | Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	34	38
Real Estate [Member] | Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	840	495
Real Estate [Member] | Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	0	0
Real Estate [Member] | Real Estate 1 [Member] | Commercial and Industrial Loans [Member]
Loans	0	0
Non Real Estate [Member] | Real Estate 1 [Member]
Loans	0	0
Non Real Estate [Member] | Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	0	0
Non Real Estate [Member] | Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	0	0
Non Real Estate [Member] | Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	0	0
Non Real Estate [Member] | Real Estate 1 [Member] | Commercial and Industrial Loans [Member]
Loans	0	0
Collateral Pledged [Member] | Real Estate 1 [Member]
Loans	874	533
Collateral Pledged [Member] | Real Estate 1 [Member] | Construction and Land Development [Member]
Loans	34	38
Collateral Pledged [Member] | Real Estate 1 [Member] | Secured by Multi-family Residential Properties [Member]
Loans	840	495
Collateral Pledged [Member] | Real Estate 1 [Member] | Other Real Estate Loans [Member]
Loans	0	0
Collateral Pledged [Member] | Real Estate 1 [Member] | Commercial and Industrial Loans [Member]
Loans	$ 0	$ 0

Note 4 - Allowance for Credit_7

Note 4 - Allowance for Credit Losses - Troubled Debt Restructurings (Details) - Real Estate 1 [Member] $ in Thousands	9 Months Ended
	Sep. 30, 2024 USD ($)
Payment Deferral [Member]
Modification amount	$ 1,682
Modification percent	0.17%
Payment Deferral [Member] | Construction and Land Development [Member]
Modification amount	$ 0
Modification percent	0%
Payment Deferral [Member] | Secured by Multi-family Residential Properties [Member]
Modification amount	$ 0
Modification percent	0%
Payment Deferral [Member] | Other Real Estate Loans [Member]
Modification amount	$ 0
Modification percent	0%
Payment Deferral [Member] | Commercial and Industrial Loans [Member]
Modification amount	$ 1,682
Modification percent	0.17%
Contractual Interest Rate Reduction [Member]
Modification amount	$ 380
Modification percent	0.01%
Contractual Interest Rate Reduction [Member] | Construction and Land Development [Member]
Modification amount	$ 0
Modification percent	0%
Contractual Interest Rate Reduction [Member] | Secured by Multi-family Residential Properties [Member]
Modification amount	$ 0
Modification percent	0%
Contractual Interest Rate Reduction [Member] | Other Real Estate Loans [Member]
Modification amount	$ 0
Modification percent	0%
Contractual Interest Rate Reduction [Member] | Commercial and Industrial Loans [Member]
Modification amount	$ 380
Modification percent	0.01%

Note 5 - Earnings Per Common _3

Note 5 - Earnings Per Common Share (Details Textual) - shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)	0	603	0	603

Note 5 - Earnings Per Common _4

Note 5 - Earnings Per Common Share - Basic and Diluted Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 2,248	$ 3,121	$ 7,899	$ 10,475
Weighted average shares outstanding – basic (in shares)	6,287,997	6,256,663	6,278,668	6,266,707
Potentially dilutive common shares – restricted stock units (in shares)	15,285	14,688	13,107	9,795
Weighted average shares outstanding – diluted (in shares)	6,303,282	6,271,351	6,291,775	6,276,502
Basic (in dollars per share)	$ 0.36	$ 0.5	$ 1.26	$ 1.67
Diluted (in dollars per share)	$ 0.36	$ 0.5	$ 1.26	$ 1.67

Note 6 - Fair Value Measureme_3

Note 6 - Fair Value Measurements - Balances of Assets Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 01, 2022
Fair value, available for sale securities	$ 146,013	$ 152,857	$ 74,400
Fair Value, Recurring [Member]
Fair value, available for sale securities	146,013	152,857
Derivatives - cash flow hedges	2,270	2,488
Assets, Fair Value	148,283	155,345
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value, available for sale securities	0	0
Derivatives - cash flow hedges	0	0
Assets, Fair Value	0	0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value, available for sale securities	146,013	152,857
Derivatives - cash flow hedges	2,270	2,488
Assets, Fair Value	148,283	155,345
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value, available for sale securities	0	0
Derivatives - cash flow hedges	0	0
Assets, Fair Value	0	0
US Treasury Securities [Member]
Fair value, available for sale securities	11,829	11,450
US Treasury Securities [Member] | Fair Value, Recurring [Member]
Fair value, available for sale securities	11,829	11,450
US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value, available for sale securities	0	0
US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value, available for sale securities	11,829	11,450
US Treasury Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value, available for sale securities	0	0
US Agency and Mortgage-backed Securities [Member]
Fair value, available for sale securities	78,155	84,800
US Agency and Mortgage-backed Securities [Member] | Fair Value, Recurring [Member]
Fair value, available for sale securities	78,155	84,800
US Agency and Mortgage-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value, available for sale securities	0	0
US Agency and Mortgage-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value, available for sale securities	78,155	84,800
US Agency and Mortgage-backed Securities [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value, available for sale securities	0	0
Municipal Bonds [Member] | Fair Value, Recurring [Member]
Fair value, available for sale securities	56,029	56,607
Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]
Fair value, available for sale securities	0	0
Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair value, available for sale securities	56,029	56,607
Municipal Bonds [Member] | Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]
Fair value, available for sale securities	$ 0	$ 0

Note 6 - Fair Value Measureme_4

Note 6 - Fair Value Measurements - Assets Measured at Fair Value on a Nonrecurring Basis (Details) - Fair Value, Nonrecurring [Member] - Collateral Dependent Loans [Member] - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets, Fair Value	$ 874	$ 533
Fair Value, Inputs, Level 1 [Member]
Assets, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Assets, Fair Value	0	0
Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value	$ 874	$ 533

Note 6 - Fair Value Measureme_5

Note 6 - Fair Value Measurements - Quantitative Information About Level 3 Fair Value Measurements (Details) - Fair Value, Nonrecurring [Member] - Collateral Dependent Loans [Member] $ in Thousands	Sep. 30, 2024 USD ($)	Dec. 31, 2023 USD ($)
Assets, Fair Value	$ 874	$ 533
Fair Value, Inputs, Level 3 [Member]
Assets, Fair Value	$ 874	$ 533
Fair Value, Inputs, Level 3 [Member] | Measurement Input, Discount Rate [Member]
Collateral dependent loans	0.065	0.065

Note 6 - Fair Value Measureme_6

Note 6 - Fair Value Measurements - Carrying Values and Estimated Values of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 01, 2022
Fair value, available for sale securities	$ 146,013	$ 152,857	$ 74,400
Restricted securities	2,112	2,078
Bank owned life insurance	24,992	24,902
Reported Value Measurement [Member]
Cash and interest-bearing deposits in banks	126,516	87,161
Fair value, available for sale securities	146,013	152,857
Securities held to maturity	121,425	148,244
Restricted securities	2,112	2,078
Loans, net	982,016	957,456
Bank owned life insurance	24,992	24,902
Accrued interest receivable	4,794	4,655
Derivatives - cash flow hedges	2,270	2,488
Deposits	1,253,255	1,233,726
Other borrowings	50,000	50,000
Subordinated debt	4,999	4,997
Junior subordinated debt	9,279	9,279
Accrued interest payable	937	764
Estimate of Fair Value Measurement [Member]
Cash and interest-bearing deposits in banks	126,516	87,161
Fair value, available for sale securities	146,013	152,857
Securities held to maturity	113,715	137,507
Restricted securities	2,112	2,078
Loans, net	951,542	919,266
Bank owned life insurance	24,992	24,902
Accrued interest receivable	4,794	4,655
Derivatives - cash flow hedges	2,270	2,488
Deposits	1,251,846	1,230,731
Other borrowings	50,016	49,987
Subordinated debt	5,430	5,412
Junior subordinated debt	9,314	8,493
Accrued interest payable	937	764
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and interest-bearing deposits in banks	126,516	87,161
Fair value, available for sale securities	0	0
Securities held to maturity	0	0
Restricted securities	0	0
Loans, net	0	0
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Derivatives - cash flow hedges	0	0
Deposits	0	0
Other borrowings	0	0
Subordinated debt	0	0
Junior subordinated debt	0	0
Accrued interest payable	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and interest-bearing deposits in banks	0	0
Fair value, available for sale securities	146,013	152,857
Securities held to maturity	113,715	137,507
Restricted securities	2,112	2,078
Loans, net	0	0
Bank owned life insurance	24,992	24,902
Accrued interest receivable	4,794	4,655
Derivatives - cash flow hedges	2,270	2,488
Deposits		1,041,377
Other borrowings	0	0
Subordinated debt	0	0
Junior subordinated debt	0	0
Accrued interest payable	937	764
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and interest-bearing deposits in banks	0	0
Fair value, available for sale securities	0	0
Securities held to maturity	0	0
Restricted securities	0	0
Loans, net		919,266
Bank owned life insurance	0	0
Accrued interest receivable	0	0
Derivatives - cash flow hedges	0	0
Deposits		189,354
Other borrowings		49,987
Subordinated debt		5,412
Junior subordinated debt		8,493
Accrued interest payable	$ 0	$ 0

Note 7 - Stock Compensation P_3

Note 7 - Stock Compensation Plans (Details Textual) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	May 10, 2023
Board of Directors [Member]
Share-Based Payment Arrangement, Expense	$ 227		$ 202	$ 227	$ 402
Restricted Stock Units (RSUs) [Member]
Share-Based Payment Arrangement, Expense	38		$ 72	$ 240	$ 279
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		13,412		13,412
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Amount	$ 366			$ 366
Restricted Stock Units (RSUs) [Member] | Vesting on February 15, 2024 [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		4,475
Restricted Stock Units (RSUs) [Member] | Vesting One Half Each Year for Two Years [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)		8,937
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)		2 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Rights, Percentage		50%
First National Corporation 2023 Stock Incentive Plan [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)						325,000

Note 7 - Stock Compensation P_4

Note 7 - Stock Compensation Plans - Summary of Restricted Stock Unit Activity (Details) - Restricted Stock Units (RSUs) [Member] - $ / shares	3 Months Ended	9 Months Ended
	Mar. 31, 2024	Sep. 30, 2024
Unvested, beginning of year (in shares)	41,507	41,507
Unvested, beginning of year, weighted average grant date fair value (in dollars per share)	$ 18.47	$ 18.47
Granted, shares (in shares)	13,412	13,412
Granted, weighted average grant date fair value (in dollars per share)		$ 19.06
Vested, shares (in shares)		(16,762)
Vested, weighted average grant date fair value (in dollars per share)		$ 19.39
Forfeited, shares (in shares)		(1,956)
Forfeited, weighted average grant date fair value (in dollars per share)		$ 0
Unvested, end of period (in shares)		36,201
Unvested, end of period, weighted average grant date fair value (in dollars per share)		$ 18.12

Note 8 - Accumulated Other Co_3

Note 8 - Accumulated Other Comprehensive (Loss) - Changes in Each Component of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance	$ 119,891	$ 112,860	$ 116,271	$ 108,360
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
Total other comprehensive (loss)	3,607	(3,316)	3,271	(2,204)
Balance	125,115	111,979	125,115	111,979
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(21,163)	(23,355)	(20,671)	(24,587)
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity	248	323	791	972
Change in fair value of cash flow hedge (net of tax, $113)	0	0	0	0
Total other comprehensive (loss)	3,935	(3,740)	3,443	(2,508)
Balance	(17,228)	(27,095)	(17,228)	(27,095)
Change in fair value of cash flow hedge (net of tax, ($87))	0	0	0	0
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]
Balance	2,121	1,996	1,965	2,116
Unrealized holding gains losses	0	0	0	0
Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity	0	0	0	0
Change in fair value of cash flow hedge (net of tax, $113)	(328)	424	(172)	304
Total other comprehensive (loss)	(328)	424	(172)	304
Balance	1,793	2,420	1,793	2,420
Change in fair value of cash flow hedge (net of tax, ($87))	(328)	424	(172)	304
Unrealized holding gains losses	0	0	0	0
AOCI Attributable to Parent [Member]
Balance	(19,042)	(21,359)	(18,706)	(22,471)
Unrealized holding gains losses	3,687	(4,063)	2,652	(3,480)
Amortization of unrealized holding losses on available-for-sale securities transferred to held to maturity	248	323	791	972
Change in fair value of cash flow hedge (net of tax, $113)	(328)	424	(172)	304
Total other comprehensive (loss)	3,607	(3,316)	3,271	(2,204)
Balance	(15,435)	(24,675)	(15,435)	(24,675)
Change in fair value of cash flow hedge (net of tax, ($87))	(328)	424	(172)	304
Unrealized holding gains losses	$ 3,687	$ (4,063)	$ 2,652	$ (3,480)

Note 8 - Accumulated Other Co_4

Note 8 - Accumulated Other Comprehensive (Loss) - Changes in Each Component of Accumulated Other Comprehensive Income (Loss) (Details) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Unrealized holding gains losses, tax	$ 980	$ (1,080)	$ 706	$ (925)
OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment, Tax	66	86	210	258
Change in fair value of cash flow hedges, tax	(87)	113	47	82
Change in fair value of cash flow hedges, tax	$ (87)	$ 113	$ 47	$ 82

Note 9 - Revenue Recognition -

Note 9 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Noninterest income	$ 2,929	$ 2,855	$ 7,979	$ 8,092
Noninterest income (out-of-scope of Topic 606)	274	198	1,957	623
Total noninterest income	3,203	3,053	9,936	8,715
Service Charges on Deposit Accounts [Member]
Noninterest income	675	733	1,941	2,062
ATM and Check Card Fees [Member]
Noninterest income	934	976	2,513	2,624
Wealth Management Fees [Member]
Noninterest income	952	811	2,714	2,336
Mortgage Banking [Member]
Noninterest income	92	38	162	73
Participating Life Insurance Contract [Member]
Noninterest income	276	175	649	459
Fees for Other Customer Services [Member]
Noninterest income	$ 0	$ 122	$ 0	$ 538

Note 10 - Derivative Financia_3

Note 10 - Derivative Financial Instruments (Details Textual) $ in Millions	Apr. 21, 2020 USD ($)
Interest Rate Swap [Member]
Derivative, Number of Instruments Held, Total	2
Interest Rate Swap One [Member]
Derivative, Notional Amount	$ 5
Derivative, Fixed Interest Rate	0.79%
Interest Rate Swap Two [Member]
Derivative, Notional Amount	$ 4
Derivative, Fixed Interest Rate	0.82%

Note 10 - Derivative Financia_4

Note 10 - Derivative Financial Instruments - Derivative Instruments Components (Details) - Interest Rate Swap [Member] - Designated as Hedging Instrument [Member] - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Notional amount		$ 9,000	$ 9,000
Derivative Assets		2,270	2,488
Derivative liabilities		0	0
Interest rate swap contracts	[1]	$ 0	$ 0
[1]Collateral pledged may be comprised of cash or securities.

Note 11 - Acquisition (Details

Note 11 - Acquisition (Details Textual) $ in Thousands		3 Months Ended	9 Months Ended
	Oct. 01, 2024 USD ($) shares	Sep. 30, 2024 USD ($)	Sep. 30, 2024 USD ($)	Mar. 25, 2024 USD ($)	Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)
Assets		$ 1,450,716	$ 1,450,716		$ 1,419,295
Financing Receivable, before Allowance for Credit Loss		994,720	994,720		969,430	$ 952,499
Deposits		1,253,255	1,253,255		$ 1,233,726
Touchstone Bankshares, Inc [Member]
Assets		660,800	660,800	$ 660,800
Financing Receivable, before Allowance for Credit Loss		492,400	492,400
Deposits		559,100	559,100
Subsequent Event [Member] | Pro Forma [Member]
Assets	$ 2,100,000
Financing Receivable, before Allowance for Credit Loss	1,500,000
Deposits	$ 1,800,000
Touchstone Bankshares, Inc [Member]
Business Combination, Acquisition Related Costs		$ 219	$ 790
Touchstone Bankshares, Inc [Member] | Subsequent Event [Member]
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares Issued Per Share Outstanding	0.8122
Business Acquisition, Equity Interest Issued or Issuable, Number of Shares (in shares) | shares	2,673,640