SVB Financial (SIVBQ) 8-K Regulation FD Disclosure

SVB Financial Group - 2018 Investor Day 63 December 4, 2018

GAAPNon-Interest Income $M 572.2 557.2 558.3 Other Equity WarrantGains Gains on Investment Securities CoreFee Income '1 ' ' 4 15 '16 17 YTD'18 IIIID SVB Financial Group - 2018 Investor Day 83 December 4, 2018

Non-interest income: market-related gains Drivers Non-GAAPnet gains on investment securities net of non-controllinginterests* Net gainson equity wanantassets > VC/PE funding & investment activity > Exitmarkets: M&A &IPOs 128.3 120.5 $M 101.7 > Growingportfolio of 2,031 warrants > $4.3B of Committed Capital 71.0 WhatWe AreWatching > Gains/losses subject to market changes ' ' ' 14 15 '16 17 YTD IJIID SVB Financial Group - 2018 Investor Day 85 December 4, 2018

Tier 1 Leverage Ratio% Drivers CET1% > Growinglow-cost dient fundsfranchise Strong > Lendinggrowth > Feeincome fromdient growth,deeper Capital relationships& dient funds > Higher rates, lowertaxes Position > Improvedportfolio mix & stable (Holding Company) creditellV'lronment '1 '1 '14 5 '16 7 9/30/18 > Warrant& InvestmentGains SVB Financial Group - 2018 Investor Day 96 December 4, 2018

8 2019 PreliminaryOutlook ��{�flis No Interest Rate Increases or Acquisition of Leerink Core Fee Income Non-Interest Ex:oense Business Drivers Increase at a percentage (excludingexpenses related to �Hng interests) Outlook vs. 2018 Results rate in the mid-teens Increase at a percentage rate in the mid teens Avg.Loans Avg. Deposits Net Interest Income Increase at a percentage rate Increase at a percentage rate Increase at a percentage in the mid-teens in the high single digits rate in the high teens SVB Financial Group - 2018 Investor Day 99 December 4, 2018