Lakeland Financial (LKFN) 10-K 3 Mar 16 2015 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2015	Feb. 22, 2016	Jun. 30, 2015
Document Information [Line Items]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2015
Document Fiscal Year Focus	2,015
Document Fiscal Period Focus	FY
Trading Symbol	LKFN
Entity Common Stock, Shares Outstanding		16,696,834
Entity Registrant Name	LAKELAND FINANCIAL CORP
Entity Central Index Key	721,994
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Accelerated Filer
Entity Public Float			$ 676,297,945

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$ 67,484	$ 75,381
Short-term investments	13,190	15,257
Total cash and cash equivalents	80,674	90,638
Securities available for sale (carried at fair value)	478,071	475,911
Real estate mortgage loans held for sale	3,294	1,585
Loans, net of allowance for loan losses of $43,610 and $46,262	3,037,319	2,716,058
Land, premises and equipment, net	46,684	41,983
Bank owned life insurance	69,698	66,612
Federal Reserve and Federal Home Loan Bank stock	7,668	9,413
Accrued interest receivable	9,462	8,662
Goodwill	4,970	4,970
Other assets	28,446	27,452
Total assets	3,766,286	3,443,284
LIABILITIES
Noninterest bearing deposits	715,093	579,495
Interest bearing deposits	2,468,328	2,293,625
Total deposits	3,183,421	2,873,120
Short-term borrowings
Federal funds purchased	0	500
Securities sold under agreements to repurchase	69,622	54,907
Other short-term borrowings	70,000	105,000
Total short-term borrowings	139,622	160,407
Long-term borrowings	34	35
Subordinated debentures	30,928	30,928
Accrued interest payable	3,773	2,946
Other liabilities	15,607	14,463
Total liabilities	$ 3,373,385	$ 3,081,899
Commitments, off-balance sheet risks and contingencies (Notes 1 and 18)
STOCKHOLDERS' EQUITY
Common stock: 90,000,000 shares authorized, no par value 16,641,651 shares issued and 16,546,044 outstanding as of December 31, 2015, 16,550,324 shares issued and 16,465,621 outstanding as of December 31, 2014	$ 99,123	$ 96,121
Retained earnings	294,002	263,345
Accumulated other comprehensive income	2,142	3,830
Treasury stock, at cost (2015 - 95,607 shares, 2014 - 84,703 shares)	(2,455)	(2,000)
Total stockholders' equity	392,812	361,296
Noncontrolling interest	89	89
Total equity	392,901	361,385
Total liabilities and stockholders' equity	$ 3,766,286	$ 3,443,284

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Valuation allowance	$ 43,610	$ 46,262
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares issued (in shares)	16,641,651	16,550,324
Common stock, shares outstanding (in shares)	16,546,044	16,465,621
Treasury stock, at cost	95,607	84,703

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest and fees on loans
Taxable	$ 110,097	$ 105,317	$ 98,757
Tax exempt	464	470	402
Interest and dividends on securities
Taxable	8,564	8,176	5,398
Tax exempt	3,355	3,281	3,124
Interest on short-term investments	59	44	55
Total interest income	122,539	117,288	107,736
Interest on deposits	15,415	13,568	15,745
Interest on borrowings
Short-term	188	388	490
Long-term	1,009	1,029	1,062
Total interest expense	16,612	14,985	17,297
NET INTEREST INCOME	105,927	102,303	90,439
Provision for loan losses	0	0	0
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	105,927	102,303	90,439
NONINTEREST INCOME
Wealth advisory fees	4,531	4,072	3,847
Investment brokerage fees	1,507	3,370	4,736
Service charges on deposit accounts	10,608	9,495	8,806
Loan, insurance and service fees	7,460	6,799	6,404
Merchant card fee income	1,843	1,549	1,265
Bank owned life insurance income	1,338	1,393	1,653
Other income	2,974	2,978	2,488
Mortgage banking income	1,176	621	1,431
Net securities gains (losses)	42	(224)	107
Total noninterest income	31,479	30,053	30,737
NONINTEREST EXPENSE
Salaries and employee benefits	38,923	38,648	37,176
Net occupancy expense	3,820	3,776	3,376
Equipment costs	3,598	3,231	2,831
Data processing fees and supplies	7,592	6,171	5,635
Corporate and business development	3,173	3,073	2,734
FDIC insurance and other regulatory fees	2,044	1,936	1,855
Professional fees	2,794	2,990	3,171
Other expense	6,262	6,341	6,000
Total noninterest expense	68,206	66,166	62,778
INCOME BEFORE INCOME TAX EXPENSE	69,200	66,190	58,398
Income tax expense	22,833	22,385	19,559
NET INCOME	$ 46,367	$ 43,805	$ 38,839
BASIC WEIGHTED AVERAGE COMMON SHARES	16,617,569	16,535,530	16,436,131
BASIC EARNINGS PER COMMON SHARE	$ 2.79	$ 2.65	$ 2.36
DILUTED WEIGHTED AVERAGE COMMON SHARES	16,830,379	16,781,455	16,634,338
DILUTED EARNINGS PER COMMON SHARE	$ 2.75	$ 2.61	$ 2.33

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Net income	$ 46,367		$ 43,805		$ 38,839
Change in securities available for sale:
Unrealized holding gain (loss) on securities available for sale arising during the period	(2,720)		10,739		(14,119)
Reclassification adjustment for (gains)/losses included in net income	(42)		224		(107)
Net securities gain (loss) activity during the period	(2,762)		10,963		(14,226)
Tax effect	1,131		(4,358)		5,571
Net of tax amount	(1,631)		6,605		(8,655)
Defined benefit pension plans:
Net gain (loss) on defined benefit pension plans	(325)		(654)		550
Amortization of net actuarial loss	244	[1]	197	[1]	244
Net gain (loss) activity during the period	(81)		(457)		794
Tax effect	24		176		(322)
Net of tax amount	(57)		(281)		472
Total other comprehensive income (loss), net of tax	(1,688)		6,324		(8,183)
Comprehensive income	$ 44,679		$ 50,129		$ 30,656
[1]	Included in the computation of net pension plan expense as more fully discussed in Note 11.

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2012	$ 297,739	$ 90,039	$ 203,654	$ 5,689	$ (1,643)
Balance (in shares) at Dec. 31, 2012		16,290,136
Comprehensive income:
Net income	38,839		38,839
Other comprehensive income (loss), net of tax	(8,183)			(8,183)
Comprehensive income (loss)	30,656
Cash dividends declared	(9,385)		(9,385)
Treasury shares purchased under deferred directors' plan	0	$ 399			(399)
Treasury shares purchased under deferred directors' plan (in shares)		(14,174)
Treasury stock sold and distributed under deferred directors' plan	0	$ (54)			54
Treasury stock sold and distributed under deferred directors' plan (in shares)		3,018
Stock activity under equity incentive plans	903	$ 903
Stock activity under equity incentive plans (in shares)		98,469
Stock based compensation expense	1,962	$ 1,962
Balance at Dec. 31, 2013	321,875	$ 93,249	233,108	(2,494)	(1,988)
Balance (in shares) at Dec. 31, 2013		16,377,449
Comprehensive income:
Net income	43,805		43,805
Other comprehensive income (loss), net of tax	6,324			6,324
Comprehensive income (loss)	50,129
Cash dividends declared	(13,568)		(13,568)
Treasury shares purchased under deferred directors' plan	0	$ 444			(444)
Treasury shares purchased under deferred directors' plan (in shares)		(11,467)
Treasury stock sold and distributed under deferred directors' plan	0	$ (432)			432
Treasury stock sold and distributed under deferred directors' plan (in shares)		25,031
Stock activity under equity incentive plans	57	$ 57
Stock activity under equity incentive plans (in shares)		74,608
Stock based compensation expense	2,803	$ 2,803
Balance at Dec. 31, 2014	361,296	$ 96,121	263,345	3,830	(2,000)
Balance (in shares) at Dec. 31, 2014		16,465,621
Comprehensive income:
Net income	46,367		46,367
Other comprehensive income (loss), net of tax	(1,688)			(1,688)
Comprehensive income (loss)	44,679
Cash dividends declared	(15,710)		(15,710)
Treasury shares purchased under deferred directors' plan	0	$ 455			(455)
Treasury shares purchased under deferred directors' plan (in shares)		(10,904)
Stock activity under equity incentive plans	12	$ 12
Stock activity under equity incentive plans (in shares)		91,327
Stock based compensation expense	2,535	$ 2,535
Balance at Dec. 31, 2015	$ 392,812	$ 99,123	$ 294,002	$ 2,142	$ (2,455)
Balance (in shares) at Dec. 31, 2015		16,546,044

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Common Stock, Dividends, Per Share, Declared	$ 0.945	$ 0.82	$ 0.57

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 46,367	$ 43,805	$ 38,839
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	3,758	3,412	2,993
Gain on sale and write down of other real estate owned	(48)	(159)	(10)
Amortization of intangible assets	0	0	47
Amortization of loan servicing rights	553	526	585
Net change in loan servicing rights valuation allowance	0	0	(42)
Loans originated for sale	(69,302)	(55,107)	(81,671)
Net gain on sales of loans	(1,650)	(1,202)	(2,561)
Proceeds from sale of loans	68,557	56,065	91,016
Net loss on sale of premises and equipment	7	24	15
Net (gain) loss on sales and calls of securities available for sale	(42)	224	(107)
Net securities amortization	4,464	5,420	8,765
Stock based compensation expense	2,535	2,803	1,962
Earnings on life insurance	(1,338)	(1,393)	(1,631)
Tax benefit of stock option exercises	(148)	(50)	(146)
Net change:
Interest receivable and other assets	(398)	(2,687)	5,860
Interest payable and other liabilities	2,466	2,700	(949)
Total adjustments	9,414	10,576	24,126
Net cash from operating activities	55,781	54,381	62,965
Cash flows from investing activities:
Proceeds from sale of securities available for sale	7,787	13,766	29,995
Proceeds from maturities, calls and principal paydowns of securities available for sale	74,679	57,970	112,624
Purchases of securities available for sale	(91,810)	(73,361)	(167,450)
Purchase of life insurance	(2,629)	(3,181)	(140)
Proceeds from loans sold to others	0	4,307	0
Net increase in total loans	(322,114)	(235,165)	(280,717)
Proceeds from sales of land, premises and equipment	701	232	1
Purchases of land, premises and equipment	(9,167)	(6,565)	(7,504)
Proceeds from redemption of Federal Home Loan Bank stock	1,745	1,319	0
Proceeds from sales of other real estate owned	963	1,426	671
Proceeds from life insurance	738	778	0
Net cash from investing activities	(339,107)	(238,474)	(312,520)
Cash flows from financing activities:
Net increase/(decrease) in total deposits	310,301	327,052	(35,688)
Net increase/(decrease) in short-term borrowings	(20,785)	(101,469)	139,993
Payments on long-term borrowings	(1)	(2)	(15,001)
Common dividends paid	(15,697)	(13,555)	(9,372)
Preferred dividends paid	(13)	(13)	(13)
Proceeds related to equity incentive plans	12	57	903
Purchase of treasury stock	(455)	(444)	(399)
Net cash from financing activities	273,362	211,626	80,423
Net change in cash and cash equivalents	(9,964)	27,533	(169,132)
Cash and cash equivalents at beginning of the year	90,638	63,105	232,237
Cash and cash equivalents at end of the year	80,674	90,638	63,105
Cash paid during the year for:
Interest	15,786	14,957	19,137
Income taxes	21,566	21,185	17,280
Supplemental non-cash disclosures:
Loans transferred to other real estate owned	853	1,101	491
Property transferred to held for sale	$ 0	$ 249	$ 0

SUMMARY OF SIGNIFICANT ACCOUNTI

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The consolidated financial statements include Lakeland Financial Corporation (the “Holding Company”) and its wholly-owned subsidiaries, Lake City Bank (the “Bank”) and LCB Risk Management, Inc., together referred to as (the “Company”). On December 18, 2006, LCB Investments II, Inc. was formed as a wholly owned subsidiary of the Bank incorporated in Nevada to manage a portion of the Bank’s investment portfolio beginning in 2007. On December 21, 2006, LCB Funding, Inc., a real estate investment trust incorporated in Maryland, was formed as a wholly owned subsidiary of LCB Investments II, Inc. On December 28, 2012, LCB Risk Management, Inc., a captive insurance company incorporated in Nevada, was formed as a wholly owned subsidiary of the Holding Company. All intercompany transactions and balances are eliminated in consolidation. The Company provides financial services through the Bank, a full-service commercial bank with 47 branch offices in fourteen counties in Northern and Central Indiana. The Company provides commercial, retail, trust and investment services to its customers. Commercial products include commercial loans and technology-driven solutions to meet commercial customers’ treasury management needs such as internet business banking and on-line treasury management services. Retail banking clients are provided a wide array of traditional retail banking services, including lending, deposit and investment services. Retail lending programs are focused on mortgage loans, home equity lines of credit and traditional retail installment loans. The Company provides credit card services to retail and commercial customers through its retail card program and merchant processing activity. The Company provides wealth advisory and trust clients with traditional personal and corporate trust services. The Company also provides retail brokerage services, including an array of financial and investment products such as annuities and life insurance. Other financial instruments, which represent potential concentrations of credit risk, include deposit accounts in other financial institutions. To prepare financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ. Cash and cash equivalents include cash, demand deposits in other financial institutions and short-term investments and certificates of deposit with maturities of 90 days or less. Cash flows are reported net for customer loan and deposit transactions, and short-term borrowings. Securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Trading securities are bought for sale in the near term and are carried at fair value, with changes in unrealized holding gains and losses included in income. Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Purchase premiums or discounts are recognized in interest income using the interest method over the terms of the securities or over estimated lives for mortgage-backed securities. Gains and losses on sales are based on the amortized cost of the security sold and recorded on the trade date. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) other-than-temporary impairment (OTTI) related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. Loans held for sale are reported at the lower of cost or fair value on an aggregate basis. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Loan sales occur on the delivery date agreed to in the relevant commitment agreement. The Company retains servicing on the majority of loans sold. The carrying value of loans sold is reduced by the amount allocated to the servicing right. The gain or loss on the sale of loans is the difference between the carrying value of the loans sold and the funds received from the sale. Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, deferred loan fees and costs, and an allowance for loan losses. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. All classes of commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, other commercial and consumer 1-4 family mortgage loans for which collateral is insufficient to cover all principal and accrued interest are reclassified as nonaccrual loans, on or before the date when the loan becomes 90 days delinquent. When a loan is classified as a nonaccrual loan, interest on the loan is no longer accrued, all unpaid accrued interest is reversed and interest income is subsequently recorded on the cash-basis or cost-recovery method. Accrual status is resumed when all contractually due payments are brought current and future payments are reasonably assured. Other consumer loans are not placed on a nonaccrual status since these loans are charged-off when they have been delinquent from 90 to 180 days, and when the related collateral, if any, is not sufficient to offset the indebtedness. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The recorded investment in loans is the loan balance plus unamortized net deferred loan costs less unamortized net deferred loan fees. The total amount of accrued interest on loans as of December 31, 2015 and 2014 was $ 7.0 6.2 The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the inability to fully collect a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company has an established process to determine the adequacy of the allowance for loan losses that generally includes consideration of the following factors: changes in the nature and volume of the loan portfolio, overall portfolio quality and current economic conditions that may affect the borrowers’ ability to repay. Consideration is not limited to these factors, although they represent the most commonly cited factors. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available or as future events change. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. A detailed analysis is performed on loans that are classified but determined not to be impaired which incorporates probability of default with a loss given default scenario to develop non-specific allocations for such loan pools. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent three years. This actual loss experience is supplemented with other environmental factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of, and trends in, delinquencies and impaired loans; levels of, and trends in, charge-offs and recoveries over the historical three and five year periods; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedure, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, other commercial, consumer 1-4 family mortgage and other consumer. The risk characteristics of each of the identified portfolio segments are as follows: Commercial and Industrial – Borrowers may be subject to industry conditions including decreases in product demand; increases in material or other production costs that cannot be immediately recaptured in the sales or distribution cycle; interest rate increases that could have an adverse impact on profitability; non-payment of credit that has been extended under normal vendor terms for goods sold or services; and interruption related to the importing or exporting of production materials or sold products. Commercial Real Estate and Multi-Family Residential – Borrowers may be subject to potential adverse market conditions that cause a decrease in market value or lease rates; the potential for environmental impairment from events occurring on subject or neighboring properties; and obsolescence in location or function. Multi-Family Residential is also subject to adverse market conditions associated with a change in governmental or personal funding sources for tenants; over supply of units in a specific region; a shift in population; and reputational risks. Construction and Land Development risks include slower absorption than anticipated on speculative projects; deterioration in market conditions that may impact a project’s value; unforeseen costs not considered in the original construction budget; or any other factors that may impact the completion or success of the project. Agri-business and Agricultural – Borrowers may be subject to adverse market or weather conditions including changes in local or foreign demand; lower yields than anticipated; political or other impact on storage, distribution or use; and exposure to increasing commodity prices which result in higher production, distribution or exporting costs. Other Commercial – Borrowers may be subject to the uninterrupted flow of funds to states and other political subdivisions for the purpose of debt repayments on loans held by the Bank. Consumer 1-4 Family Mortgage – Borrowers may be subject to adverse employment conditions in the local economy leading to increased default rates; decreased market values from oversupply in a geographic area; and impact to borrowers’ ability to maintain payments in the event of incremental rate increases on adjustable rate mortgages. Other Consumer – Borrowers may be subject to adverse employment conditions in the local economy which may lead to higher default rates; and decreases in the value of underlying collateral. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified and a concession has been granted for borrowers experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired and may be either accruing or non-accruing. Nonaccrual troubled debt restructurings follow the same policy as described above for other loans. Impairment for troubled debt restructurings is measured at the present value of estimated future cash flows using the loan’s effective rate at inception or at discounted collateral value for collateral dependent loans. Impairment is evaluated individually or in total for smaller-balance loans of similar nature such as all classes of consumer 1-4 family and other consumer loans, and individually for all classes of commercial and industrial, commercial real estate and multi-family, agri-business and agricultural and other commercial loans. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $ 150,000 Troubled debt restructured loans are considered for removal from troubled debt restructuring status in the year following modification or at time of subsequent restructuring for loans with cumulative principal forgiveness if the interest rate is considered a market rate at the time of modification and it has been performing according to the terms of the modification for a reasonable period of time long enough to observe an ability to repay under the modified terms. If removed from troubled debt restructuring status, the loan continues to be evaluated for impairment with either the present value of estimated future cash flows using the loan’s effective rate at inception or at discounted collateral value for collateral dependent loans. In addition, troubled debt restructured loans with subsequent modifications that do not have cumulative principal forgiveness are considered for removal from troubled debt restructuring status at the time of the subsequent modification if the following circumstances exist: (1) at the time of the subsequent restructuring, the borrower is not experiencing financial difficulties; (2) under the terms of the subsequent restructuring agreement no concession has been granted to the borrower; and (3) the subsequent restructuring agreement includes market terms that are no less favorable than those that would be offered for comparable new debt. Upon meeting these criteria, the loan is no longer individually evaluated for impairment and is no longer disclosed as a troubled debt restructuring. The Company enters into and invests in limited partnerships in order to invest in affordable housing projects for the primary purpose of obtaining available tax benefits. The Company is a limited partner in these investments and, as such, the Company is not involved in the management or operation of such investments. These investments are accounted for using the equity method of accounting. Under the equity method of accounting, the Company records its share of the partnership’s earnings or losses in its income statement and adjusts the carrying amount of the investments on the consolidated balance sheet. These investments are evaluated for impairment when events indicate the carrying amount may not be recoverable. The investments recorded at December 31, 2015 and 2014 were $ 3.4 3.7 912,000 Assets acquired through loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed. At December 31, 2015 and 2014, the balance of other real estate owned was $ 210,000 284,000 Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed on the straight-line method over the useful lives of the assets. Premises assets have useful lives between 5 40 3 7 Servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in mortgage banking income. Fair value is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as loan type, term and interest rate. Any impairment of a grouping is reported as a valuation allowance, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in the valuation allowance are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. The carrying value of mortgage servicing rights was $ 2.6 2.4 Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of these loans were $ 335.8 330.3 1.4 1.3 Servicing fee income/(loss), which is included in loan, insurance and service fees on the income statement, is recorded for fees earned for servicing loans. Fees earned for servicing loans are based on a contractual percentage of the outstanding principal amount of the loan and are recorded as income when earned. The amortization of servicing rights is netted against mortgage banking income. Servicing fees totaled $ 957,000 930,000 816,000 Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income. The Company offers a derivative product to certain creditworthy commercial banking customers. This product allows the commercial banking customers to enter into an agreement with the Company to swap a variable rate loan to a fixed rate. These derivative products are designed to reduce, eliminate or modify the borrower's interest rate exposure. The extension of credit incurred in connection with these derivative products is subject to the same approval and underwriting standards as traditional credit products. The Company limits its risk exposure by simultaneously entering into a similar, offsetting swap agreement with a separate, well-capitalized and highly rated counterparty previously approved by the Company’s Asset Liability Committee. By using these interest rate swap arrangements, the Company is also better insulated from the interest rate risk associated with underwriting fixed-rate loans and is better able to meet customer demand for fixed rate loans. These derivative contracts are not designated against specific assets or liabilities and, therefore, do not qualify for hedge accounting. The derivatives are recorded as assets and liabilities on the balance sheet at fair value with changes in fair value recorded in other income for both the commercial banking customer swaps and the related offsetting swaps. The fair value of the derivative instruments incorporates a consideration of credit risk (in accordance with ASC 820), resulting in some potential volatility in earnings each period. The notional amount of the combined interest rate swaps with customers and counterparties at December 31, 2015 and 2014 was $ 162.5 162.8 1.7 1.2 1.7 1.2 At December 31, 2015 and 2014, the Company owned $ 67.6 64.7 2.1 1.9 All goodwill on the Company’s consolidated balance sheet resulted from business combinations prior to January 1, 2009 and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is not amortized, but assessed at least annually for impairment and any such impairment will be recognized in the period identified. FHLB and Federal Reserve Bank stock are carried at cost in other assets, classified as a restricted security and are periodically evaluated for impairment based on ultimate recoverability of par value. Both cash and stock dividends are reported as income. Substantially all repurchase agreement liabilities represent amounts advanced by various customers. Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance. Premises and equipment, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. The Company has a noncontributory defined benefit pension plan, which covered substantially all employees until the plan was frozen effective April 1, 2000. Funding of the plan equals or exceeds the minimum funding requirement determined by the actuary. Pension expense is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Benefits are based on years of service and compensation levels. The Company maintains a 401(k) profit sharing plan for all employees meeting certain age and service requirements. The Company contributions are based upon the percentage of budgeted net income earned during the year. An employee deferred compensation plan is available to certain employees with returns based on investments in mutual funds. The Company maintains a directors’ deferred compensation plan. Effective January 1, 2003, the directors’ deferred compensation plan was amended to restrict the deferral to be in stock only and deferred directors’ fees are included in equity. The Company acquires shares on the open market and records such shares as treasury stock. Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant adjusted for the present value of expected dividends is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. Certain of the restricted stock awards are performance based, as more fully discussed in Note 15. Annual consolidated federal and state income tax returns are filed by the Company. Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Income tax expense is recorded based on the amount of taxes due on its tax return plus net deferred taxes computed based upon the expected future tax consequences of temporary differences between carrying amounts and tax basis of assets and liabilities, using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is more likely of being realized on examination than not. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. The fair value of standby letters of credit is recorded as a liability during the commitment period. Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants. Earnings and dividends per share are restated for all stock splits and dividends through the date of issue of the financial statements. The common shares included in treasury stock for 2015 and 2014 include 95,607 84,703 Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in the funded status of the pension plan, which are also recognized as separate components of equity. Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there currently are such matters that will have a material effect on the financial statements. The Company was required to have $ 2.3 9.6 Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to the Company or by the Company to its stockholders. These restrictions currently pose no practical limit on the ability of the Bank or Company to pay dividends at historical levels. Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 5. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. The Company’s chief decision-makers monitor and evaluate financial performance on a Company-wide basis. All of the Company’s financial service operations are similar and considered by management to be aggregated into one reportable operating segment. While the Company has assigned certain management responsibilities by region and business-line, the Company's chief decision-makers monitor and evaluate financial performance on a Company-wide basis. The majority of the Company's revenue is from the business of banking and the Company's assigned regions have similar economic characteristics, products, services and customers. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable operating segment. In January 2014, the FASB issued updated guidance related to the accounting for investments in qualified affordable housing projects. The amendment permits reporting entities to make an accounting policy election to account for investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). To qualify for the proportional amortization method, all of the following conditions must be met: (1) It is probable that the tax credits allocable to the investor will be available. (2) The investor does not have the ability to exercise significant influence over the operating and financial policies of the limited liability entity. (3) Substantially all of the projected benefits are from tax credits and other tax benefits (for example, tax benefits generated from the operating losses of the investment). (4) The investor’s projected yield based solely on the cash flows from the tax credits and other tax benefits is positive. (5) The investor is a limited liability investor in the limited liability entity for both legal and tax purposes, and the investor’s liability is limited to its capital investment. The decision to apply the proportional amortization method of accounting is an accounting policy decision that should be applied consistently to all qualifying affordable housing project investments rather than a decision to be applied to individual investments. For those investments in qualified affordable housing projects not accounted for using the proportional amortization method, the investment should be accounted for as an equity method investment or a cost method investment in accordance with Subtopic 970-323. The new requirements were effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2014. Adopting this standard did not have a significant impact on the Company’s financial condition or results of operations. In January 2014, the FASB issued updated guidance related to the reclassification of residential real estate collateralized consumer mortgage loans upon foreclosure. The amendments in this update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The new requirements were effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2014. Adopting this standard did not have a significant impact on the Company’s financial condition or results of operations. In May 2014, the FASB issued new accounting guidance related to revenue recognition. This new standard will replace all current U.S. GAAP guidance on this topic and eliminate all industry-specific guidance. The new revenue recognition standard provides a unified model to determine when and how revenue is recognized. The core pri

SECURITIES

SECURITIES	12 Months Ended
	Dec. 31, 2015
Securities [Abstract]
SECURITIES	NOTE 2 – Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gain Losses Value 2015 U.S. Treasury securities $ 988 $ 15 $ 0 $ 1,003 U.S. government sponsored agencies 7,178 19 (77) 7,120 Agency residential mortgage-backed securities 357,984 5,087 (2,399) 360,672 State and municipal securities 105,753 3,773 (250) 109,276 Total $ 471,903 $ 8,894 $ (2,726) $ 478,071 2014 U.S. Treasury securities $ 986 $ 18 $ 0 $ 1,004 Agency residential mortgage-backed securities 366,596 7,178 (1,679) 372,095 State and municipal securities 99,399 3,857 (444) 102,812 Total $ 466,981 $ 11,053 $ (2,123) $ 475,911 Information regarding the fair value and amortized cost of available for sale debt securities by maturity as of December 31, 2015 is presented below. Maturity information is based on contractual maturity for all securities other than mortgage-backed securities. Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 1,996 $ 2,020 Due after one year through five years 21,715 22,411 Due after five years through ten years 49,708 51,757 Due after ten years 40,500 41,211 113,919 117,399 Mortgage-backed securities 357,984 360,672 Total debt securities $ 471,903 $ 478,071 (dollars in thousands) 2015 2014 2013 Sales of securities available for sale Proceeds $ 7,787 $ 13,766 $ 29,995 Gross gains 42 3 1,077 Gross losses 0 231 972 The Company sold two securities with a total book value of $ 7.7 7.8 14.0 13.8 29.9 30.0 Securities with carrying values of $ 122.7 202.4 Information regarding securities with unrealized losses as of December 31, 2015 and 2014 is presented below. Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses 2015 U.S. government sponsored agencies $ 0 $ 0 $ 3,895 $ (77) $ 3,895 $ (77) Agency residential mortgage-backed securities 151,792 (1,521) 30,116 (878) 181,908 (2,399) State and municipal securities 11,364 (78) 8,326 (172) 19,690 (250) Total temporarily impaired $ 163,156 $ (1,599) $ 42,337 $ (1,127) $ 205,493 $ (2,726) 2014 Agency residential mortgage-backed securities $ 33,420 $ (148) $ 102,512 $ (1,531) $ 135,932 $ (1,679) State and municipal securities 2,458 (28) 16,391 (416) 18,849 (444) Total temporarily impaired $ 35,878 $ (176) $ 118,903 $ (1,947) $ 154,781 $ (2,123) Less than 12 months 12 months or more Total 2015 U.S. government sponsored agencies 0 1 1 Agency residential mortgage-backed securities 46 9 55 State and municipal securities 21 12 33 Total temporarily impaired 67 22 89 2014 Agency residential mortgage-backed securities 9 27 36 State and municipal securities 8 29 37 Total temporarily impaired 17 56 73 There were no debt securities with credit losses recognized in income during 2015, 2014 or 2013. Ninety-nine percent of the securities are backed by the U.S. government, government agencies, government sponsored agencies or are A-rated or better, except for certain non-local or local municipal securities, which are not rated. For the government, government-sponsored agency and municipal securities, management did not have concerns of credit losses and there was nothing to indicate that full principal will not be received. Management considered the unrealized losses on these securities to be primarily interest rate driven and does not expect material losses given current market conditions unless the securities are sold. However, at this time management does not have the intent to sell and it is more likely than not that it will not be required to sell these securities before the recovery of their amortized cost basis. The Company does not have a history of actively trading securities, but keeps the securities available for sale should liquidity or other needs develop that would warrant the sale of securities. While these securities are held in the available for sale portfolio, it is management’s current intent and ability to hold them until a recovery in fair value or maturity.

LOANS

LOANS	12 Months Ended
	Dec. 31, 2015
Loans [Abstract]
LOANS	NOTE 3 LOANS (dollars in thousands) 2015 2014 Commercial and industrial loans: Working capital lines of credit loans $ 581,025 $ 544,043 Non-working capital loans 598,487 491,330 Total commercial and industrial loans 1,179,512 1,035,373 Commercial real estate and multi-family residential loans: Construction and land development loans 230,719 156,636 Owner occupied loans 412,026 403,154 Nonowner occupied loans 407,883 394,458 Multi-family loans 79,425 71,811 Total commercial real estate and multi-family residential loans 1,130,053 1,026,059 Agri-business and agricultural loans: Loans secured by farmland 164,375 137,407 Loans for agricultural production 141,719 136,380 Total agri-business and agricultural loans 306,094 273,787 Other commercial loans 85,075 75,715 Total commercial loans 2,700,734 2,410,934 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 158,062 145,167 Open end and junior lien loans 163,700 150,220 Residential construction and land development loans 9,341 6,742 Total consumer 1-4 family mortgage loans 331,103 302,129 Other consumer loans 49,113 49,541 Total consumer loans 380,216 351,670 Subtotal 3,080,950 2,762,604 Less: Allowance for loan losses (43,610) (46,262) Net deferred loan fees (21) (284) Loans, net $ 3,037,319 $ 2,716,058 The recorded investment in loans does not include accrued interest. The Company had $ 301,000

ALLOWANCE FOR LOAN LOSSES AND C

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY	12 Months Ended
	Dec. 31, 2015
Loans [Abstract]
ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY	NOTE 4 ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Beginning balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Provision for loan losses (117 ) (673 ) 635 420 246 (35 ) (476 ) 0 Loans charged-off (1,320 ) (1,114 ) 0 (122 ) (362 ) (255 ) 0 (3,173 ) 216 107 20 0 52 126 0 521 Net loans charged-off (1,104 ) (1,007 ) 20 (122 ) (310 ) (129 ) 0 (2,652 ) Ending balance $ 21,564 $ 12,473 $ 2,445 $ 574 $ 3,395 $ 319 $ 2,840 $ 43,610 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2014 Beginning balance $ 21,005 $ 18,556 $ 1,682 $ 391 $ 3,046 $ 608 $ 3,509 $ 48,797 Provision for loan losses 2,307 (2,771 ) 88 (115 ) 699 (15 ) (193 ) 0 Loans charged-off (1,441 ) (2,560 ) 0 0 (439 ) (245 ) 0 (4,685 ) Recoveries 914 928 20 0 153 135 0 2,150 Net loans charged-off (527 ) (1,632 ) 20 0 (286 ) (110 ) 0 (2,535 ) Ending balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2013 Beginning balance $ 22,342 $ 20,812 $ 1,403 $ 240 $ 2,682 $ 609 $ 3,357 $ 51,445 Provision for loan losses (788 ) (564 ) 267 151 620 162 152 0 Loans charged-off (1,062 ) (2,069 ) (200 ) 0 (382 ) (339 ) 0 (4,052 ) Recoveries 513 377 212 0 126 176 0 1,404 Net loans charged-off (549 ) (1,692 ) 12 0 (256 ) (163 ) 0 (2,648 ) Ending balance $ 21,005 $ 18,556 $ 1,682 $ 391 $ 3,046 $ 608 $ 3,509 $ 48,797 The following tables present balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014: Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 2,781 $ 465 $ 0 $ 5 $ 358 $ 50 $ 0 $ 3,659 Collectively evaluated for impairment 18,783 12,008 2,445 569 3,037 269 2,840 39,951 Total ending allowance balance $ 21,564 $ 12,473 $ 2,445 $ 574 $ 3,395 $ 319 $ 2,840 $ 43,610 Loans: Loans individually evaluated for impairment $ 8,286 $ 9,823 $ 471 $ 12 $ 1,927 $ 60 $ 0 $ 20,579 Loans collectively evaluated for impairment 1,171,407 1,119,150 305,707 85,059 330,072 48,955 0 3,060,350 Total ending loans balance $ 1,179,693 $ 1,128,973 $ 306,178 $ 85,071 $ 331,999 $ 49,015 $ 0 $ 3,080,929 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2014 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3,306 $ 1,531 $ 14 $ 15 $ 482 $ 73 $ 0 $ 5,421 Collectively evaluated for impairment 19,479 12,622 1,776 261 2,977 410 3,316 40,841 Total ending allowance balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Loans: Loans individually evaluated for impairment $ 14,702 $ 13,005 $ 486 $ 30 $ 3,614 $ 127 $ 0 $ 31,964 Loans collectively evaluated for impairment 1,020,897 1,011,858 273,388 75,684 299,189 49,340 0 2,730,356 Total ending loans balance $ 1,035,599 $ 1,024,863 $ 273,874 $ 75,714 $ 302,803 $ 49,467 $ 0 $ 2,762,320 Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 20 $ 20 $ 0 Non-working capital loans 2,390 623 0 Commercial real estate and multi-family residential loans: Owner occupied loans 3,762 3,223 0 Nonowner occupied loans 4,894 4,898 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 45 45 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,318 1,318 535 Non-working capital loans 8,617 6,325 2,246 Commercial real estate and multi-family residential loans: Construction and land development loans 364 364 71 Owner occupied loans 949 949 232 Multifamily loans 389 389 162 Other commercial loans 12 12 5 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,695 1,629 331 Open end and junior lien loans 253 253 27 Other consumer loans 60 60 50 Total $ 25,737 $ 20,579 $ 3,659 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014: Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 21 $ 21 $ 0 Non-working capital loans 1,673 279 0 Commercial real estate and multi-family residential loans: Construction and land development loans 526 526 0 Owner occupied loans 554 374 0 Nonowner occupied loans 3,030 3,036 0 Agri-business and agricultural loans: Loans secured by farmland 603 283 0 Consumer 1-4 family loans: Closed end first mortgage loans 724 712 0 Open end and junior lien loans 317 317 0 Residential construction loans 129 129 0 Other consumer loans 1 1 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,409 1,408 837 Non-working capital loans 15,557 12,994 2,469 Commercial real estate and multi-family residential loans: Construction and land development loans 449 448 107 Owner occupied loans 5,298 5,297 1,213 Nonowner occupied loans 3,324 3,324 211 Agri-business and agricultural loans: Loans secured by farmland 381 203 14 Other commercial loans 30 30 15 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,505 2,375 474 Open end and junior lien loans 81 81 8 Other consumer loans 126 126 73 Total $ 36,738 $ 31,964 $ 5,421 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2015: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 21 $ 0 $ 0 Non-working capital loans 619 2 2 Commercial real estate and multi-family residential loans: Construction and land development loans 132 0 0 Owner occupied loans 2,336 8 9 Nonowner occupied loans 4,635 105 108 Agri-business and agricultural loans: Loans secured by farmland 426 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 261 0 0 Open end and junior lien loans 189 0 0 Residential construction loans 11 0 0 Other consumer loans 3 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,133 24 23 Non-working capital loans 8,705 326 333 Commercial real estate and multi-family residential loans: Construction and land development loans 382 16 17 Owner occupied loans 3,050 13 13 Nonowner occupied loans 817 0 0 Multifamily loans 32 0 0 Agri-business and agricultural loans: Loans secured by farmland 50 0 0 Other commercial loans 3 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,357 60 60 Open end and junior lien loans 82 0 0 Other consumer loans 100 4 4 Total $ 25,344 $ 558 $ 569 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 154 $ 1 $ 1 Non-working capital loans 174 1 1 Commercial real estate and multi-family residential loans: Construction and land development loans 265 0 0 Owner occupied loans 218 0 0 Nonowner occupied loans 1,019 139 139 Agri-business and agricultural loans: Loans secured by farmland 240 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 697 0 0 Open end and junior lien loans 210 0 0 Residential construction loans 139 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,845 66 57 Non-working capital loans 13,806 513 513 Commercial real estate and multi-family residential loans: Construction and land development loans 1,977 45 46 Owner occupied loans 3,416 72 70 Nonowner occupied loans 7,220 0 0 Agri-business and agricultural loans: Loans secured by farmland 381 0 0 Other commercial loans 5 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,680 74 77 Open end and junior lien loans 63 0 0 Other consumer loans 98 2 2 Total $ 34,608 $ 913 $ 906 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 64 $ 0 $ 0 Non-working capital loans 8 0 0 Commercial real estate and multi-family residential loans: Owner occupied loans 482 0 0 Agri-business and agricultural loans: Loans secured by farmland 512 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 379 0 0 Open end and junior lien loans 35 0 0 Residential construction loans 39 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 2,934 50 52 Non-working capital loans 13,957 540 544 Commercial real estate and multi-family residential loans: Construction and land development loans 3,537 84 92 Owner occupied loans 3,771 109 118 Nonowner occupied loans 20,108 337 344 Multifamily loans 48 0 0 Agri-business and agricultural loans: Loans secured by farmland 442 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,488 56 68 Open end and junior lien loans 70 0 0 Other consumer loans 90 1 1 Total $ 48,965 $ 1,177 $ 1,219 Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The following table presents the aging of the recorded investment in past due loans as of December 31, 2015 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $ 579,081 $ 350 $ 0 $ 913 $ 1,263 $ 580,344 Non-working capital loans 595,154 0 0 4,195 4,195 599,349 Commercial real estate and multi-family residential loans: Construction and land development loans 230,336 0 0 0 0 230,336 Owner occupied loans 407,229 310 0 4,172 4,482 411,711 Nonowner occupied loans 404,146 423 0 3,000 3,423 407,569 Multi-family loans 79,357 0 0 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 0 471 471 164,382 Loans for agricultural production 141,706 90 0 0 90 141,796 Other commercial loans 85,071 0 0 0 0 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 156,525 1,187 0 49 1,236 157,761 Open end and junior lien loans 164,582 83 0 253 336 164,918 Residential construction loans 9,320 0 0 0 0 9,320 Other consumer loans 48,687 328 0 0 328 49,015 Total $ 3,065,105 $ 2,771 $ 0 $ 13,053 $ 15,824 $ 3,080,929 The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $ 543,613 $ 0 $ 0 $ 632 $ 632 $ 544,245 Non-working capital loans 487,655 0 101 3,598 3,699 491,354 Commercial real estate and multi-family residential loans: Construction and land development loans 155,711 0 0 526 526 156,237 Owner occupied loans 399,028 800 0 3,049 3,849 402,877 Nonowner occupied loans 390,394 31 0 3,629 3,660 394,054 Multi-family loans 71,695 0 0 0 0 71,695 Agri-business and agricultural loans: Loans secured by farmland 136,923 0 0 485 485 137,408 Loans for agricultural production 136,466 0 0 0 0 136,466 Other commercial loans 75,684 0 0 30 30 75,714 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 142,615 1,198 20 1,051 2,269 144,884 Open end and junior lien loans 150,551 235 9 398 642 151,193 Residential construction loans 6,597 0 0 129 129 6,726 Other consumer loans 49,308 108 0 51 159 49,467 Total $ 2,746,240 $ 2,372 $ 130 $ 13,578 $ 16,080 $ 2,762,320 Troubled Debt Restructurings: Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $2.3 million and $3.4 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of December 31, 2015 and 2014. (dollars in thousands) 2015 2014 Accruing troubled debt restructured loans $ 6,260 $ 16,492 Nonaccrual troubled debt restructured loans 10,914 9,161 Total troubled debt restructured loans $ 17,174 $ 25,653 Renewal terms were offered to three borrowers under financial duress which did not require additional compensation or consideration, and the terms offered would not have been readily available in the marketplace for loans bearing similar risk profiles. In these instances, it was determined that a concession had been granted. It is difficult to quantify the concessions granted due to an absence of readily available market terms to be used for comparison. Two were to commercial and industrial working capital loans with recorded investments of $379,000 and $185,000 and the other was to a borrower for a commercial real estate building where the collateral value and cash flows from the company occupying the building did not support the loan with a recorded investment of $788,000. Additional concessions were granted to borrowers during 2015 with previously identified troubled debt restructured loans. One loan was for a commercial real estate building where the collateral value and cash flows from the company occupying the building did not support the loan with a recorded investment of $131,000. Another was to a borrower engaged in land development, where the aggregate recorded investment totaled $238,000. Also, an additional concession was granted to a borrower for a commercial and industrial working capital loan with a recorded investment of $2.5 million. These concessions are not included in table below. The following table presents loans by class modified as new troubled debt restructurings that occurred during the year ending December 31, 2015 not already noted above: Modified Repayment Terms Pre-Modification Post-Modification Extension Outstanding Outstanding Period or Number of Recorded Recorded Number of Range (dollars in thousands) Loans Investment Investment Loans (in months) Troubled Debt Restructurings Commercial and industrial loans: Working capital lines of credit loans 2 $ 564 $ 564 Non-working capital loans 1 783 783 1 12 Commercial real estate and multi- family residential loans: Owner occupied loans 2 855 855 1 6 Consumer 1-4 family loans: Closed end first mortgage loans 1 65 65 1 208 Total 6 $ 2,267 $ 2,267 3 6-208 No charge-offs resulted from any troubled debt restructurings described above during the period ending December 31, 2015. During the year ending December 31, 2014 certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. There were renewal terms offered to one borrower under financial duress which did not require additional compensation or consideration, and the terms offered would not have been readily available in the marketplace for loans bearing similar risk profiles. In this instance, it was determined that a concession had been granted. It is difficult to quantify the concession granted due to an absence of readily available market terms to be used for comparison. The borrower engaged in retail sales, where the collateral and cash flow did not support the loan with a recorded investment of $159,000. Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during 2014. One loan with a balance of $173,000 was rewritten under terms that are not readily available in the marketplace. Terms in the current loan agreement include an amortization period that exceeds those of similar type loans for a borrower enduring financial hardship. This concession was granted without additional compensation. Another concession included further forgiveness of principal if the terms of the restructured loan are met during the life of the loan. This borrower had a recorded investment of $2.7 million at the time of the modification. These concessions are not included in table below. Renegotiated interest rates include loans with a reduction in rate for the remaining life of the loan. There were modifications to borrowers at rates that were not readily available in the marketplace that were considered concessions. The following table presents loans by class modified as new troubled debt restructurings that occurred during the year ending December 31, 2014: All Modifications Interest Rate Reductions Modified Repayment Terms Pre-Modification Post-Modification Extension Outstanding Outstanding Interest at Interest at Period or Number of Recorded Recorded Number of Pre-Modification Post-Modification Number of Range (dollars in thousands) Loans Investment Investment Loans Rate Rate Loans (in months) Troubled Debt Restructurings Commercial and industrial loans: Non-working capital loans 2 $ 433 $ 433 0 $ 0 $ 0 2 12-15 Commercial real estate and multi- family residential loans: Owner occupied loans 3 2,639 2,710 1 89 95 2 12-24 Total 5 $ 3,072 $ 3,143 1 $ 89 $ 95 4 12-24 No charge-offs resulted from any troubled debt restructurings described above during the period ending December 31, 2014. During the year ending December 31, 2013 certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a reduction in the interest rate on a loan to one that would not be readily available in the marketplace for borrowers with a similar risk profile; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. There were renewal terms offered on various loans to borrowers under financial duress which did not require additional compensation or consideration, and the terms offered would not have been readily available in the marketplace for loans bearing similar risk profiles. In these instances, it was determined that a concession had been granted. It is difficult to quantify the concession granted due to an absence of readily available market terms to be used for comparison. The renewals during the first three months of 2013 were to one borrower engaged in land development, where the aggregate recorded investment totaled $763,000. No renewals during the three months ended June 30, 2013 were determined to be troubled debt restructures. During the three months ended September 30, 2013, the Bank renegotiated terms on a loan totaling $75,000 where the collateral and cash flow did not support the loan. During the three months ending December 31, 2013 one loan totaling $524,000 was granted an extension although the borrower was not in complete compliance with the terms of the previous agreements financial reporting requirements. Renegotiated interest rates include loans with a reduction in rate for the remaining life of the loan. The following table presents loans by class modified as new troubled debt restructurings that occurred during the period ending December 31, 2013: All Modifications Interest Rate Reductions Pre-Modification Post-Modification Outstanding Outstanding Interest at Interest at Number of Recorded Recorded Number of Pre-Modification Post-Modification (dollars in thousands) Loans Investment Investment Loans Rate Rate Troubled Debt Restructurings Commercial real estate and multi- family residential loans: Construction and land development loans 6 $ 2,197 $ 2,197 6 $ 84 $ 63 Owner occupied loans 1 524 524 0 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 4 317 327 2 142 158 Total 11 $ 3,038 $ 3,048 8 $ 226 $ 221 Principal and Interest Forgiveness Principal at Principal at Interest at Interest at Number of Pre-Modification Post-Modification Pre-Modification Post-Modification (dollars in thousands) Loans Rate Rate Rate Rate Troubled Debt Restructurings Consumer 1-4 family loans: Closed end first mortgage loans 2 $ 156 $ 161 $ 164 $ 149 Total 2 $ 156 $ 161 $ 164 $ 149 For the period ending December 31, 2013, the commercial real estate and multi-family residential loan troubled debt restructurings described above decreased the allowance for loan losses by $405,000 and the consumer 1-4 family loan troubled debt restructurings described above increased the allowance for loan losses by $56,000. Five of the commercial real estate and multi-family residential loan that decreased the provision during 2013 had modifications during the first month of the year and had improved their positions during the remainder of the year, which warranted the decrease in allocation. One of the commercial real estate and multi-family residential loan troubled debt restructurings described above had a charge-off of $365,000 during the period ending December 31, 2013. The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the period ending December 31: 2015 2014 2013 Number of Recorded Number of Recorded Number of Recorded (dollars in thousands) Loans Investment Loans Investment Loans Investment Troubled Debt Restructurings that Subsequently Defaulted Commercial and industrial loans: Non-working capital loans 1 $ 755 0 $ 0 0 $ 0 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 0 0 1 763 Total 1 $ 755 0 $ 0 1 $ 763 The non-working capital troubled debt restructurings that subsequently defaulted, as described above, increased the allowance for loan losses by $76,000 and did not result in any charge-offs during the period ending December 31, 2015. The construction and land development troubled debt restructurings that subsequently defaulted, as described above, decreased the allowance for loan losses by $170,000 and did not result in any charge-offs during the period ending December 31, 2013. During the first quarter of 2014 the Company sold, to an independent party, three loans totaling $6.7 million, representing a single commercial relationship. The three loans were accounted for as troubled debt restructurings. The Company received proceeds of $4.3 million and recognized charge-offs of $2.4 million as a result of the sale. The amount charged-off had previously been reserved for by the Company. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $150,000. The Company uses the following definitions for risk ratings: Special Mention. Substandard. Doubtful. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans and consumer nonaccrual loans which are evaluated individually and listed with Not Rated loans. Loans listed as Not Rated are consumer loans or commercial loans with consumer characteristics included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status. Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $ 538,899 $ 32,601 $ 8,844 $ 0 $ 0 $ 580,344 Non-working capital loans 549,771 35,910 10,566 0 3,102 599,349 Commercial real estate and multi- family residential loans: Construction and land development loans 227,996 2,340 0 0 0 230,336 Owner occupied loans 378,847 23,522 9,342 0 0 411,711 Nonowner occupied loans 394,387 10,953 2,229 0 0 407,569 Multi-family loans 78,968 0 389 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 471 0 0 164,382 Loans for agricultural production 141,796 0 0 0 0 141,796 Other commercial loans 85,056 0 12 0 3 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 43,231 126 1,769 0 112,635 157,761 Open end and junior lien loans 8,373 0 1,616 0 154,929 164,918 Residential construction loans 0 0 0 0 9,320 9,320 Other consumer loans 13,940 0 60 0 35,015 49,015 Total $ 2,625,175 $ 105,452 $ 35,298 $ 0 $ 315,004 $ 3,080,929 As of December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $ 504,806 $ 28,485 $ 10,343 $ 611 $ 0 $ 544,245 Non-working capital loans 436,735 31,781 20,324 0 2,514 491,354 Commercial real estate and multi- family residential loans: Construction and land development loans 150,442 1,033 4,762 0 0 156,237 Owner occupied loans 369,520 20,960 12,397 0 0 402,877 Nonowner occupied loans 375,702 12,512 5,840 0 0 394,054 Multi-family loans 71,695 0 0 0 0 71,695 Agri-business and agricultural loans: Loans secured by farmland 136,923 0 485 0 0 137,408 Loans for agricultural production 136,466 0 0 0 0 136,466 Other commercial loans 75,680 0 30 0 4 75,714 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 39,156 0 2,199 0 103,529 144,884 Open end and junior lien loans 8,400 291 2,015 0 140,487 151,193 Residential construction loans 0 0 0 0 6,726 6,726 Other consumer loans 15,879 290 75 0 33,223 49,467 Total $ 2,321,404 $ 95,352 $ 58,470 $ 611 $ 286,483 $ 2,762,320

FAIR VALUES OF FINANCIAL INSTRU

FAIR VALUES OF FINANCIAL INSTRUMENTS	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE DISCLOSURES	NOTE 5 FAIR VALUES OF FINANCIAL INSTRUMENTS Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities: The Company’s Controlling Department, which is responsible for all accounting and SEC compliance, and the Company’s Treasury Department, which is responsible for investment portfolio management and asset/liability modeling, are the two areas that determine the Company’s valuation policies and procedures. Both of these areas report directly to the Executive Vice President and Chief Financial Officer of the Company. For assets or liabilities that may be considered for Level 3 fair value measurement on a recurring basis, these two departments and the Executive Vice President and Chief Financial Officer determine the appropriate level of the assets or liabilities under consideration. If there are assets or liabilities that are determined to be Level 3 by this group, the Risk Management Committee of the Company and the Audit Committee of the Board of Directors are made aware of such assets at their next scheduled meeting. Securities pricing is obtained from a third party pricing service and a representative sample of security prices is tested at least annually against prices from another third party provider and reviewed with a market value price tolerance variance of +/- 3 Mortgage banking derivative: Interest rate swap derivatives: Impaired loans: 0 50 35 65 30 60 50 100 30 70 10 30 Mortgage servicing rights: 3.4 3.95 19 181 9.4 212 9.4 At December 31, 2015, the sensitivity of the current fair value of MSRs to an immediate 10 20 131,000 252,000 104,000 203,000 Other real estate owned: Real estate mortgage loans held for sale December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,003 $ 0 $ 0 $ 1,003 U.S. government sponsored agency securities 0 7,120 0 7,120 Mortgage-backed securities 0 360,672 0 360,672 State and municipal securities 0 108,725 551 109,276 Total Securities 1,003 476,517 551 478,071 Mortgage banking derivative 0 165 0 165 Interest rate swap derivative 0 1,732 0 1,732 Total assets $ 1,003 $ 478,414 $ 551 $ 479,968 Liabilities Mortgage banking derivative 0 1 0 1 Interest rate swap derivative 0 1,748 0 1,748 Total liabilities $ 0 $ 1,749 $ 0 $ 1,749 December 31, 2014 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,004 $ 0 $ 0 $ 1,004 Mortgage-backed securities 0 372,095 0 372,095 State and municipal securities 0 101,962 850 102,812 Total Securities 1,004 474,057 850 475,911 Mortgage banking derivative 0 96 0 96 Interest rate swap derivative 0 1,191 0 1,191 Total assets $ 1,004 $ 475,344 $ 850 $ 477,198 Liabilities Mortgage banking derivative 0 11 0 11 Interest rate swap derivative 0 1,242 0 1,242 Total liabilities $ 0 $ 1,253 $ 0 $ 1,253 There were no transfers between Level 1 and Level 2 during 2015 and 2014. State and Municipal Securities (dollars in thousands) 2015 2014 Balance of recurring Level 3 assets at January 1 $ 850 $ 975 Transfers into Level 3 0 0 Changes in fair value of securities included in other comprehensive income (4) 0 Principal payments (295) (125) Sales 0 0 Balance of recurring Level 3 assets at December 31 $ 551 $ 850 The state and municipal securities measured at fair value included below are nonrated Indiana municipal revenue bonds and are not actively traded. Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 12/31/2015 Valuation Technique Unobservable Input (Average) State and municipal securities $ 551 Price to type, par, call Discount to benchmark index 0-5 % (2.82) % Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 12/31/2014 Valuation Technique Unobservable Input (Average) State and municipal securities $ 850 Price to type, par, call Discount to benchmark index 0-6 % (2.49) % The primary methodology used in the fair value measurement of the Company’s state and municipal securities classified as Level 3 is a discount to the AAA municipal benchmark index. Significant increases or (decreases) in this index as well as the degree to which the security differs in ratings, coupon, call and duration will result in a higher or (lower) fair value measurement for those securities that are not callable. For those securities that are continuously callable, a slight premium to par is used. December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 753 $ 753 Non-working capital loans 0 0 2,083 2,083 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 717 717 Multifamily loans 0 0 227 227 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 245 245 Open end and junior lien loans 0 0 226 226 Total impaired loans $ 0 $ 0 $ 4,551 $ 4,551 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,626 $ 4,626 December 31, 2014 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 531 $ 531 Non-working capital loans 0 0 2,257 2,257 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 341 341 Owner occupied loans 0 0 4,084 4,084 Nonowner occupied loans 0 0 3,113 3,113 Agri-business and agricultural loans: Loans secured by farmland 0 0 189 189 Other commercial loans 0 0 15 15 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 399 399 Open end and junior lien loans 0 0 73 73 Other consumer loans 0 0 29 29 Total impaired loans $ 0 $ 0 $ 11,031 $ 11,031 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 11,106 $ 11,106 (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,836 Collateral based Discount to reflect 46 % (5% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,237 Collateral based Discount to reflect 31 % (19% - 53%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 43 % measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 471 Collateral based Discount to reflect 26 % (11% - 42%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49 % current market conditions (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,788 Collateral based Discount to reflect 40 % (11% - 68%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 7,538 Collateral based Discount to reflect 25 % (6% - 50%) measurements current market conditions and ultimate collectability Impaired loans: Agri-business and agricultural 189 Collateral based Discount to reflect 7 % measurements current market conditions and ultimate collectability Impaired loans: Other commercial 15 Collateral based Discount to reflect 50 % measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 472 Collateral based Discount to reflect 32 % (3% - 77%) measurements current market conditions and ultimate collectability Impaired loans: Other consumer 29 Collateral based Discount to reflect 43 % (33% - 50%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49 % current market conditions Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a gross carrying amount of $ 6.9 2.4 1.1 14.5 3.5 2.8 Other real estate owned measured at fair value less costs to sell, at December 31, 2015 and 2014 had a net carrying amount of $ 75,000 147,000 72,000 The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments at December 31, 2015. Items which are not financial instruments are not included. December 31, 2015 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,674 $ 79,074 $ 1,602 $ 0 $ 80,676 Securities available for sale 478,071 1,003 476,517 551 478,071 Real estate mortgages held for sale 3,294 0 3,340 0 3,340 Loans, net 3,037,319 0 0 3,029,533 3,029,533 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 9,462 3 2,301 7,158 9,462 Financial Liabilities: Certificates of deposit (997,514) 0 (1,002,452) 0 (1,002,452) All other deposits (2,185,907) (2,185,907) 0 0 (2,185,907) Securities sold under agreements to repurchase (69,622) 0 (69,622) 0 (69,622) Other short-term borrowings (70,000) 0 (70,003) 0 (70,003) Long-term borrowings (34) 0 (37) 0 (37) Subordinated debentures (30,928) 0 0 (31,211) (31,211) Standby letters of credit (381) 0 0 (381) (381) Accrued interest payable (3,773) (86) (3,684) (3) (3,773) The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments at December 31, 2014. Items which are not financial instruments are not included. Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 90,638 $ 88,663 $ 1,975 $ 0 $ 90,638 Securities available for sale 475,911 1,004 474,057 850 475,911 Real estate mortgages held for sale 1,585 0 1,612 0 1,612 Loans, net 2,716,058 0 0 2,698,767 2,698,767 Federal Home Loan Bank stock 5,993 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 8,662 3 2,312 6,347 8,662 Financial Liabilities: Certificates of deposit (870,590) 0 (876,953) 0 (876,953) All other deposits (2,002,530) (2,002,530) 0 0 (2,002,530) Securities sold under agreements to repurchase (54,907) 0 (54,907) 0 (54,907) Federal funds purchased (500) 0 (500) 0 (500) Other short-term borrowings (105,000) 0 (105,001) 0 (105,001) Long-term borrowings (35) 0 (40) 0 (40) Subordinated debentures (30,928) 0 0 (31,212) (31,212) Standby letters of credit (379) 0 0 (379) (379) Accrued interest payable (2,946) (109) (2,834) (3) (2,946) The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and cash equivalents Loans, net FHLB and Federal Reserve Bank stock Certificates of deposit All other deposits Securities sold under agreements to repurchase Federal funds purchased Other short-term borrowings Long-term borrowings Subordinated debentures Standby letters of credit Accrued interest receivable/payable

LAND, PREMISES AND EQUIPMENT, N

LAND, PREMISES AND EQUIPMENT, NET	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
LAND, PREMISES AND EQUIPMENT, NET	NOTE 6 – LAND, PREMISES AND EQUIPMENT, NET (dollars in thousands) 2015 2014 Land $ 14,583 $ 12,937 Premises 35,760 31,953 Equipment 24,997 26,829 Total cost 75,340 71,719 Less accumulated depreciation 28,656 29,736 Land, premises and equipment, net $ 46,684 $ 41,983 The Company had land, premises and equipment of $ 249,000

GOODWILL AND OTHER INTANGIBLE A

GOODWILL AND OTHER INTANGIBLE ASSETS	12 Months Ended
	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND OTHER INTANGIBLE ASSETS	NOTE 7 GOODWILL AND OTHER INTANGIBLE ASSETS Goodwill There have been no changes in the $ 5.0 Impairment exists when a reporting unit’s carrying value of goodwill exceeds its fair value, which is determined through a two step impairment test. Step 1 of the impairment test includes the determination of the carrying value of our single reporting unit, including the existing goodwill and intangible assets, and estimating the fair value of the reporting unit. The Company determined the fair value of our reporting unit and compared it to its carrying amount. If the carrying amount of a reporting unit exceeds its fair value, the Company is required to perform a second step to the impairment test. Our annual impairment analysis as of May 31, 2015, indicated that the Step 2 analysis was not necessary. Circumstances did not substantially change during the second half of the year such that the Company did not believe it was necessary to do an additional impairment analysis.

DEPOSITS

DEPOSITS	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
DEPOSITS	NOTE 8 – DEPOSITS (dollars in thousands) 2015 2014 Time deposits of $100,000 to $250,000 $ 248,711 $ 254,137 Time deposits of $250,000 or more 489,543 331,074 Public fund deposits 891,065 748,563 Brokered deposits 148,040 142,429 (dollars in thousands) Amount Maturing in 2016 $ 693,136 Maturing in 2017 210,102 Maturing in 2018 22,576 Maturing in 2019 36,869 Maturing in 2020 34,319 Thereafter 512 Total time deposits $ 997,514

BORROWINGS

BORROWINGS	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
BORROWINGS	NOTE 9 BORROWINGS (dollars in thousands) 2015 2014 Federal Home Loan Bank of Indianapolis Notes, 6.15%, Due January 15, 2018 $ 34 $ 35 (dollars in thousands) Amount 2016 0 2017 0 2018 34 2019 0 2020 0 Thereafter 0 (dollars in thousands) 2015 2014 Federal Home Loan Bank of Indianapolis Notes, 0.58%, Due June 28, 2016 $ 70,000 $ 0 Federal Home Loan Bank of Indianapolis Notes, 0.43%, Due June 29, 2015 0 105,000 Total $ 70,000 $ 105,000 The outstanding FHLB advance at December 31, 2015 of $ 70.0 299.4 353.9 4.2 70.0 800.0 73.1 182.7 131.7 Securities sold under agreements to repurchase (“repo accounts”) represent collateralized borrowings with customers located primarily within the Company’s service area. Substantially all repo accounts mature on demand, with the remaining maturing in less than one year. Repo accounts are not covered by federal deposit insurance and are secured by securities owned. The Company retains the right to substitute similar type securities and has the right to withdraw all excess collateral applicable to repo accounts whenever the collateral values are in excess of the related repurchase liabilities. However, as a means of mitigating market risk, the Company maintains excess collateral to cover normal changes in the repurchase liability by monitoring daily usage. At December 31, 2015, there were no material amounts of securities at risk with any one customer. The Company maintains control of these securities through the use of third-party safekeeping arrangements. The following is a schedule, at the end of the year indicated, of statistical information relating to securities sold under agreement to repurchase maturing within one year and secured by either U.S. government agency securities or mortgage-backed securities classified as other debt securities. (dollars in thousands) 2015 2014 2013 Securities sold under agreements to repurchase Outstanding at year end $ 69,622 $ 54,907 $ 104,876 Approximate average interest rate at year end 0.21 % 0.18 % 0.29 % Highest amount outstanding as of any month end during the year $ 82,817 $ 96,236 $ 114,312 Approximate average outstanding during the year $ 63,880 $ 78,120 $ 107,252 Approximate average interest rate during the year 0.19 % 0.24 % 0.32 % Securities sold under agreements to repurchase are secured by mortgage-backed securities with a carrying amount of $ 117.5 94.2

SUBORDINATED DEBENTURES

SUBORDINATED DEBENTURES	12 Months Ended
	Dec. 31, 2015
Subordinated Debentures [Abstract]
SUBORDINATED DEBENTURES	NOTE 10 – SUBORDINATED DEBENTURES Lakeland Statutory Trust II, a trust formed by the Company (the “Trust”), issued $ 30.0 30.9 928,000 Subject to the Company having received prior approval of the Federal Reserve, if required, the Company may redeem the subordinated debentures, in whole or in part, but in all cases in a principal amount with integral multiples of $ 1,000 100 floating rate of the trust preferred securities and subordinated debentures are equal to the three-month London Interbank Offered Rate (“LIBOR”) plus 3.05%, which was 3.6567 3.3051 3.2966

PENSION AND OTHER POSTRETIREMEN

PENSION AND OTHER POSTRETIREMENT PLANS	12 Months Ended
	Dec. 31, 2015
Employee Benefit Plans [Abstract]
PENSION AND OTHER POSTRETIREMENT PLANS	NOTE 11 – PENSION AND OTHER POSTRETIREMENT PLANS In April 2000, the Lakeland Financial Corporation Pension Plan was frozen. The Company also maintains a Supplemental Executive Retirement Plan (“SERP”) for select officers that was established as a funded, non-qualified deferred compensation plan. Currently, seven retired officers are the only participants in the SERP. The measurement date for both the pension plan and SERP is December 31, 2015 and 2014. Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Change in benefit obligation: Beginning benefit obligation $ 2,785 $ 2,454 $ 1,267 $ 1,096 Interest cost 103 119 46 50 Actuarial (gain)/loss 135 398 47 258 Benefits paid (228) (186) (137) (137) Ending benefit obligation 2,795 2,785 1,223 1,267 Change in plan assets (primarily equity and fixed income investments and money market funds), at fair value: Beginning plan assets 1,841 1,700 1,014 1,068 Actual return (7) 121 1 79 Employer contribution 304 206 110 4 Benefits paid (228) (186) (137) (137) Ending plan assets 1,910 1,841 988 1,014 Funded status at end of year $ (885) $ (944) $ (235) $ (253) Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Funded status included in other liabilities $ (885) $ (944) $ (235) $ (253) Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Net actuarial loss $ 1,966 $ 1,925 $ 852 $ 812 The accumulated benefit obligation for the pension plan was $ 2.8 1.2 1.3 Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2013 2015 2014 2013 Net pension expense: Service cost $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Interest cost 103 119 116 46 50 45 Expected return on plan assets (139) (125) (121) (76) (73) (74) Recognized net actuarial loss 162 117 151 82 80 93 Settlement cost 78 0 91 0 0 0 Net pension expense $ 204 $ 111 $ 237 $ 52 $ 57 $ 64 Net loss/(gain) $ 203 $ 402 $ (510) $ 122 $ 252 $ (40) Amortization of net loss (162) (117) (151) (82) (80) (93) Total recognized in other comprehensive income $ 41 $ 285 $ (661) $ 40 $ 172 $ (133) Total recognized in net pension expense and other comprehensive income $ 245 $ 396 $ (424) $ 92 $ 229 $ (69) The estimated net loss (gain) for the defined benefit pension plan and SERP that will be amortized from accumulated other comprehensive income into net periodic benefit cost over the next fiscal year is $ 135,000 80,000 For 2015, 2014 and 2013, the assumed form of payment elected by active participants upon retirement was changed from a single life annuity to a lump sum to reflect participant trends. The lump sum assumed interest rates below for December 31, 2015, 2014 and 2013 reflect the mortality table in effect for 2016, 2015 and 2014, respectively. For 2015, the mortality assumption was changed to the RP-2014 Mortality Table projected to 2024 with Projection Scale MP-2015 as of December 31, 2015 to reflect improved mortality expectations. For 2014, the mortality assumption was changed to the RP-2014 Mortality Table projected to 2024 with Projection Scale MP-2014 as of December 31, 2014 to reflect improved mortality expectations. Pension Benefits SERP Benefits 2015 2014 2013 2015 2014 2013 The following assumptions were used in calculating the net benefit obligation: Weighted average discount rate 3.96 % 3.61 % 5.00 % 3.96 % 3.61 % 5.00 % Rate of increase in future compensation N/A N/A N/A N/A N/A N/A Lump sum assumed interest rates First 5 years 1.61 % 1.29 % 1.24 % N/A N/A N/A Next 15 years 4.02 % 3.81 % 4.47 % N/A N/A N/A All future years 5.03 % 4.88 % 5.52 % N/A N/A N/A The following assumptions were used in calculating the net pension expense: Weighted average discount rate 3.61 % 5.00 % 4.00 % 3.61 % 5.00 % 4.00 % Rate of increase in future compensation N/A N/A N/A N/A N/A N/A Expected long-term rate of return 7.75 % 7.75 % 7.75 % 7.75 % 7.75 % 7.75 % Pension Plan and SERP Assets The Company's investment strategies are to invest in a prudent manner for the purpose of providing benefits to participants in the pension plan and the SERP. The investment strategies are targeted to maximize the total return of the portfolio net of inflation, spending and expenses. Risk is controlled through diversification of asset types and investments in domestic and international equities and fixed income securities. The target allocations for plan assets are shown in the tables below. Equity securities primarily include investments in common stocks. Debt securities include government agency and commercial bonds. Other investments consist of money market mutual funds. The weighted average expected long-term rate of return on pension plan and SERP assets is developed in consultation with the plans actuary. It is primarily based upon industry trends and consensus rates of return which are then adjusted to reflect the specific asset allocations and historical rates of return of the Company's plan assets. The following assumptions were used in determining the total long term rate of return: equity securities were assumed to have a long-term rate of return of approximately 9.90 4.80 60 40 Certain asset types and investment strategies are prohibited including, the investment in commodities, options, futures, short sales, margin transactions and non-marketable securities. Percentage of Plan Weighted Target Assets Average Expected Allocation at Year End Long-Term Rate Asset Category 2016 2015 2014 of Return Equity securities 55-65 % 55 % 60 % 9.94 % Debt securities 35-45 % 35 % 35 % 4.84 % Other 5-10 % 10 % 5 % 0.25 % Total 100 % 100 % 7.75 % The Company's SERP plan asset allocation at year-end 2015 and 2014, target allocation for 2016, and expected long-term rate of return by asset category are as follows: Percentage of Plan Weighted Target Assets Average Expected Allocation at Year End Long-Term Rate Asset Category 2016 2015 2014 of Return Equity securities 55-65 % 58 % 65 % 9.93 % Debt securities 35-45 % 36 % 32 % 4.83 % Other 5-10 % 6 % 3 % 0.25 % Total 100 % 100 % 7.75 % Fair Value of Pension Plan and SERP Assets Fair value is the exchange price that would be received for an asset in the principal or most advantageous market for the asset in an orderly transaction between market participants on the measurement date. Also a fair value hierarchy requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Equity and debt securities: The fair values of securities are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or pricing models, which utilize significant observable inputs such as matrix pricing. This is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 495 $ 495 $ 0 $ 0 Equity securities - US large cap stock mutual funds 204 204 0 0 Equity securities - US mid cap stock mutual funds 130 130 0 0 Equity securities - US small cap stock mutual funds 46 46 0 0 Equity securities - international stock mutual funds 148 148 0 0 Equity securities - emerging markets stock mutual funds 22 22 0 0 Debt securities - intermediate term bond mutual funds 275 275 0 0 Debt securities - short term bond mutual funds 257 257 0 0 Debt securities - world bond mutual funds 87 87 0 0 Debt securities - commercial 54 0 54 0 Cash - money market account 187 187 0 0 Total $ 1,905 $ 1,851 $ 54 $ 0 Total pension plan assets available for benefits also include $ 5,000 The fair values of the Company's pension plan assets at December 31, 2014, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 540 $ 540 $ 0 $ 0 Equity securities - US large cap stock mutual funds 255 255 0 0 Equity securities - US mid cap stock mutual funds 144 144 0 0 Equity securities - US small cap stock mutual funds 25 25 0 0 Equity securities - international stock mutual funds 108 108 0 0 Equity securities - emerging markets stock mutual funds 24 24 0 0 Debt securities - intermediate term bond mutual funds 242 242 0 0 Debt securities - short term bond mutual funds 259 259 0 0 Debt securities - world bond mutual funds 94 94 0 0 Debt securities - commercial 55 0 55 0 Cash - money market account 91 91 0 0 Total $ 1,837 $ 1,782 $ 55 $ 0 Total pension plan assets available for benefits also include $ 4,000 There were no significant transfers between Level 1 and Level 2 during 2015 and 2014. The fair values of the Company's SERP assets at December 31, 2015, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 125 $ 125 $ 0 $ 0 Equity securities - US large cap stock mutual funds 347 347 0 0 Equity securities - US mid cap stock mutual funds 39 39 0 0 Equity securities - US small cap stock mutual funds 14 14 0 0 Equity securities - international stock mutual funds 49 49 0 0 Debt securities - high yield bond mutual funds 22 22 0 0 Debt securities - intermediate term bond mutual funds 96 96 0 0 Debt securities - short term bond mutual funds 153 153 0 0 Debt securities - world bond mutual funds 30 30 0 0 Debt securities - commercial 58 0 58 0 Cash - money market account 51 51 0 0 Total $ 984 $ 926 $ 58 $ 0 Total SERP plan assets available for benefits also include $ 4,000 The fair values of the Company's SERP assets at December 31, 2014, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 144 $ 144 $ 0 $ 0 Equity securities - US large cap stock mutual funds 371 371 0 0 Equity securities - US mid cap stock mutual funds 75 75 0 0 Equity securities - US small cap stock mutual funds 15 15 0 0 Equity securities - international stock mutual funds 54 54 0 0 Debt securities - intermediate term bond mutual funds 65 65 0 0 Debt securities - short term bond mutual funds 169 169 0 0 Debt securities - world bond mutual funds 32 32 0 0 Debt securities - commercial 60 0 60 0 Cash - money market account 26 26 0 0 Total $ 1,011 $ 951 $ 60 $ 0 Total SERP plan assets available for benefits also include $ 3,000 There were no significant transfers between Level 1 and Level 2 during 2015 and 2014. Contributions The Company expects to contribute $ 321,000 76,000 Estimated Future Benefit Payments Pension SERP Plan Year Benefits Benefits (dollars in thousands) 2016 $ 314 $ 136 2017 186 133 2018 256 129 2019 167 125 2020 192 119 2021-2025 878 498

OTHER BENEFIT PLANS

OTHER BENEFIT PLANS	12 Months Ended
	Dec. 31, 2015
Employee Benefit Plans [Abstract]
OTHER BENEFIT PLANS	NOTE 12 OTHER BENEFIT PLANS 401(k) Plan The Company maintains a 401(k) profit sharing plan for all employees meeting certain age and service requirements. The 401(k) plan allows employees to contribute up to the maximum amount allowable under the Internal Revenue Code, which are matched based upon the percentage of budgeted net income earned during the year on the first 6 1.4 1.5 1.4 Deferred Compensation Plan Effective January 1, 2004, the Company adopted the Lake City Bank Deferred Compensation Plan. The purpose of the deferred compensation plan is to extend full 401(k) type retirement benefits to certain individuals without regard to statutory limitations under tax qualified plans. A liability is accrued by the Company for its obligation under this plan. The (income) expense recognized for each of the last three years was ($63,000), $ 67,000 282,000 2.2 2.1 1.8 Employee Agreements Under employment agreements with certain executives, certain events leading to separation from the Company could result in cash payments totaling $ 4.0 Directors’ Deferred Compensation and Cash Plans The Company maintains a directors’ deferred compensation plan and a cash plan. The amount owed directors for fees under the deferred directors’ compensation and cash plans as of December 31, 2015 and 2014 was $ 2.6 2.2 469,000 469,000 488,000

INCOME TAXES

INCOME TAXES	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
INCOME TAXES	NOTE 13 INCOME TAXES (dollars in thousands) 2015 2014 2013 Current federal $ 19,992 $ 18,877 $ 17,181 Deferred federal 1,378 1,118 183 Current state 1,257 1,650 1,387 Deferred state 206 740 808 Total income tax expense $ 22,833 $ 22,385 $ 19,559 Income tax expense included an expense (benefit) of $ 16,000 43,000 35 (dollars in thousands) 2015 2014 2013 Income taxes at statutory federal rate of 35% $ 24,220 $ 23,167 $ 20,439 Increase (decrease) in taxes resulting from: Tax exempt income (1,323) (1,301) (1,222) Nondeductible expense 206 196 180 State income tax, net of federal tax effect 951 1,656 1,396 Captive insurance premium income (363) (378) (391) Tax credits (241) (233) (243) Bank owned life insurance (605) (631) (578) Reserve for unrecognized tax benefits 0 (64) (25) Other (12) (27) 3 Total income tax expense $ 22,833 $ 22,385 $ 19,559 The net deferred tax asset recorded in the consolidated balance sheets at December 31, 2015 and 2014 consisted of the following: (dollars in thousands) 2015 2014 Deferred tax assets: Bad debts $ 17,187 $ 18,300 Pension and deferred compensation liability 1,370 1,224 Non-qualified stock options 309 444 Nonaccrual loan interest 2,618 2,127 Long-term incentive plan 987 1,186 Other 337 346 22,808 23,627 Deferred tax liabilities: Accretion 156 153 Depreciation 4,222 3,843 Loan servicing rights 1,070 994 State taxes 632 704 Deferred loan fees 65 61 Intangible assets 1,891 1,883 FHLB stock dividends 0 33 REIT spillover dividend 1,413 1,085 Prepaid expenses 907 884 Other 422 373 10,778 10,013 Valuation allowance 0 0 Net deferred tax asset $ 12,030 $ 13,614 In addition to the net deferred tax assets included above, the deferred income tax asset/liability allocated to the unrealized net gain/(loss) on securities available for sale included in equity was $ 2.3 3.5 1.1 During the second quarter of 2013, the Indiana legislature approved new tax rates for financial institutions which will lower their state income tax rate from 8.5 6.5 465,000 During the first quarter of 2014, the Indiana legislature approved new tax rates for financial institutions. The tax rate, 8.0 6.5 4.9 431,000 Unrecognized Tax Benefits (dollars in thousands) 2015 2014 Balance January 1, $ 0 $ 64 Additions based on tax positions related to the current year 0 0 Additions for tax positions of prior years 0 0 Reductions for tax positions of prior years 0 (42) Reductions due to the statute of limitations 0 (22) Settlements 0 0 Balance at December 31, $ 0 $ 0 The Company did not have any unrecognized tax benefits at December 31, 2015. The Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. No interest or penalties were recorded in the income statement and no amount was accrued for interest and penalties for the period ending December 31, 2015, 2014 and 2013. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is the Company’s policy to record such accruals in its income taxes accounts. The Company and its subsidiaries file a consolidated U.S. federal tax return and a combined unitary return in the States of Indiana and Michigan. These returns are subject to examinations by authorities for all years after 2011.

RELATED PARTY TRANSACTIONS

RELATED PARTY TRANSACTIONS	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
RELATED PARTY TRANSACTIONS	NOTE 14 RELATED PARTY TRANSACTIONS (dollars in thousands) 2015 2014 Beginning balance $ 128,568 $ 124,605 New loans and advances 82,202 112,940 Effect of changes in related parties 0 0 Repayments and renewals (90,807) (108,977) Ending balance $ 119,963 $ 128,568 Deposits from principal officers, directors, and their affiliates at year-end 2015 were $ 11.6 7.3 5.7 4.3

STOCK BASED COMPENSATION

STOCK BASED COMPENSATION	12 Months Ended
	Dec. 31, 2015
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK BASED COMPENSATION	NOTE 15 – STOCK BASED COMPENSATION Effective April 8, 2008, the Company adopted the Lakeland Financial Corporation 2008 Equity Incentive Plan (the “2008 Plan”), which was approved by the Company’s stockholders. At its inception there were 750,000 290,578 134,956 Included in net income for the years ended December 31, 2015, 2014 and 2013 was employee stock compensation expense of $ 2.5 2.8 2.0 1.0 1.1 795,000 Stock Options The equity incentive plan requires that the exercise price for options be the market price on the date the options are granted. The maximum option term is ten years and the awards usually vest over three years. The fair value of each stock option is estimated with the Black Scholes pricing model, using the following weighted-average assumptions as of the grant date for stock options granted during the years presented. Expected volatilities are based on historical volatility of the Company’s stock over the immediately preceding expected life period, as well as other factors known on the grant date that would have a significant effect on the stock price during the expected life period. The expected stock option life used is the historical option life of the similar employee base or Board of Directors. The turnover rate is based on historical data of the similar employee base as a group and the Board of Directors as a group. The risk-free interest rate is the Treasury rate on the date of grant corresponding to the expected life period of the stock option. There were no stock option grants in 2015, 2014 or 2013. Weighted- Weighted- Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value Outstanding at beginning of the year 57,918 $ 22.95 Granted 0 0.00 Exercised (25,918) 21.59 Forfeited 0 0 Outstanding at end of the year 32,000 $ 24.05 2.4 $ 722,240 Options exercisable at end of the year 32,000 $ 24.05 2.4 $ 722,240 (dollars in thousands) 2015 2014 2013 Total intrinsic value $ 577 $ 204 $ 589 Cash received 559 291 965 Cash received net of tax (135) 7 757 Actual tax benefit realized for tax deductions 148 50 146 There were no modifications of stock option awards during the years ended December 31, 2015, 2014 and 2013. As of December 31, 2015, there was no unrecognized compensation cost related to nonvested stock options granted under the plan. Restricted Stock Awards and Units The fair value of restricted stock awards and units is the closing price of the Company’s common stock on the date of grant adjusted for the present value of expected dividends. The restricted stock awards fully vest on the third anniversary of the grant date, with the exception of 13,750 Weighted-Average Grant-Date Nonvested Shares Shares Fair Value Nonvested at January 1, 2015 9,650 $ 28.48 Granted 14,250 42.26 Vested (20,400) 36.74 Forfeited 0 0.00 Nonvested at December 31, 2015 3,500 $ 36.44 As of December 31, 2015, there was $ 57,000 1.14 944,000 598,000 536,000 Performance Stock Units The fair value of stock awards is the closing price of the Company’s common stock on the date of grant adjusted for the present value of expected dividends. The stock awards fully vest on the third anniversary of the grant date. The 2015-2017, 2014-2016 and 2013-2015 Long-Term Incentive Plans must be paid in stock and have performance conditions which include revenue growth, diluted earnings per share growth and average return on beginning equity growth. Weighted-Average Grant-Date Nonvested Shares Shares Fair Value Nonvested at January 1, 2015 217,470 $ 28.99 Granted 38,832 45.10 Vested (63,312) 24.16 Forfeited (420) 40.56 Nonvested at December 31, 2015 192,570 $ 33.80 As of December 31, 2015 and 2014, there was $ 2.5 2.7 1.47 1.55 2.4 63,312 55,534 44,894

CAPITAL REQUIREMENTS AND RESTRI

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS	12 Months Ended
	Dec. 31, 2015
Capital Requirements and Restrictions On Retained Earnings [Abstract]
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS	NOTE 16 CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS The Company became a financial holding company effective May 30, 2012 and is now required to be well capitalized under the applicable regulatory guidelines. The Company and the Bank are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet certain heightened minimum capital requirements can initiate certain mandatory, and possibly discretionary, actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative measures of the assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weighting and other factors. The capital adequacy requirements were heightened by the Basel III Rules, which went into effect on January 1, 2015 with a phase-in period for certain aspects of the rule through 2019. The quantitative measures established by regulation to ensure capital adequacy that were in effect on December 31, 2015, require the Company and the Bank to maintain minimum capital amounts and ratios (set forth in the following table) of Total, Tier I and Common Equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined in the regulation), and of Tier I capital (as defined in the regulation) to average assets (as defined). Management believes, as of the years ended December 31, 2015 and 2014, that the Company and the Bank met all capital adequacy requirements to which they are subject. As of December 31, 2015, the most recent notification from the federal regulators categorized the Company and the Bank as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Company and the Bank must maintain minimum Total risk-based capital ratios, Tier I risk-based capital ratios and Tier I leverage capital ratios as set forth in the table. Minimum Required to Minimum Required Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Regulations (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015: Total Capital (to Risk Weighted Assets) Consolidated $ 457,815 13.62 % $ 268,844 8.00 % $ 336,056 10.00 % Bank $ 446,829 13.31 % $ 268,468 8.00 % $ 335,585 10.00 % Tier I Capital (to Risk Weighted Assets) Consolidated $ 415,700 12.37 % $ 201,633 6.00 % $ 268,844 8.00 % Bank $ 404,771 12.06 % $ 201,351 6.00 % $ 268,468 8.00 % Common Equity Tier 1 (CET1) Consolidated $ 385,700 11.48 % $ 151,225 4.50 % $ 218,436 6.50 % Bank $ 404,771 12.06 % $ 151,013 4.50 % $ 218,130 6.50 % Tier I Capital (to Average Assets) Consolidated $ 415,700 11.10 % $ 149,841 4.00 % $ 187,301 5.00 % Bank $ 404,771 10.86 % $ 149,051 4.00 % $ 186,313 5.00 % As of December 31, 2014: Total Capital (to Risk Weighted Assets) Consolidated $ 418,827 14.36 % $ 233,286 8.00 % $ 291,607 10.00 % Bank $ 403,454 13.87 % $ 232,787 8.00 % $ 290,984 10.00 % Tier I Capital (to Risk Weighted Assets) Consolidated $ 382,254 13.11 % $ 116,643 4.00 % $ 174,964 6.00 % Bank $ 366,958 12.61 % $ 116,394 4.00 % $ 174,591 6.00 % Common Equity Tier 1 (CET1) Consolidated N/A N/A N/A N/A N/A N/A Bank N/A N/A N/A N/A N/A N/A Tier I Capital (to Average Assets) Consolidated $ 382,254 11.22 % $ 136,265 4.00 % $ 170,332 5.00 % Bank $ 366,958 10.84 % $ 135,420 4.00 % $ 169,276 5.00 % The Bank is required to obtain the approval of the Indiana Department of Financial Institutions for the payment of any dividend if the total amount of all dividends declared by the Bank during the calendar year, including the proposed dividend, would exceed the sum of the retained net income for the year-to-date combined with the retained net income for the previous two years. Indiana law defines “retained net income” to mean the net income of a specified period, calculated under the consolidated report of income instructions, less the total amount of all dividends declared for the specified period. As of December 31, 2015, approximately $ 65.7 The payment of dividends by any financial institution or its holding company is affected by the requirement to maintain adequate capital pursuant to applicable capital adequacy guidelines and regulations, and a financial institution generally is prohibited from paying any dividends if, following payment thereof, the institution would be undercapitalized. As described above, the Bank exceeded its minimum capital requirements under applicable guidelines as of December 31, 2015. Notwithstanding the availability of funds for dividends, however, the FDIC may prohibit the payment of any dividends by the Bank if the FDIC determines such payment would constitute an unsafe or unsound practice.

OFFSETTING ASSETS AND LIABILITI

OFFSETTING ASSETS AND LIABILITIES	12 Months Ended
	Dec. 31, 2015
Offsetting Assets And Liabilities [Abstract]
OFFSETTING ASSETS AND LIABILITIES	NOTE 17 OFFSETTING ASSETS AND LIABILITIES December 31, 2015 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $ 1,732 $ 0 $ 1,732 $ 0 $ 0 $ 1,732 Total Assets $ 1,732 $ 0 $ 1,732 $ 0 $ 0 $ 1,732 Liabilities Interest Rate Swap Derivatives $ 1,748 $ 0 $ 1,748 $ 0 $ (1,660) $ 88 Repurchase Agreements 69,622 0 69,622 (69,622) 0 0 Total Liabilities $ 71,370 $ 0 $ 71,370 $ (69,622) $ (1,660) $ 88 December 31, 2014 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $ 1,191 $ 0 $ 1,191 $ 0 $ 0 $ 1,191 Total Assets $ 1,191 $ 0 $ 1,191 $ 0 $ 0 $ 1,191 Liabilities Interest Rate Swap Derivatives $ 1,242 $ 0 $ 1,242 $ 0 $ (1,242) $ 0 Repurchase Agreements 54,907 0 54,907 (54,907) 0 0 Total Liabilities $ 56,149 $ 0 $ 56,149 $ (54,907) $ (1,242) $ 0 If an event of default occurs causing an early termination of an interest rate swap derivative, any early termination amount payable to one party by the other party may be reduced by set-off against any other amount payable by the one party to the other party. If a default in performance of any obligation of a repurchase agreement occurs, each party will set-off property held in respect of transactions against obligations owing in respect of any other transactions.

COMMITMENTS, OFF-BALANCE SHEET

COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES	NOTE 18 COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES During the normal course of business, the Company becomes a party to financial instruments with off-balance sheet risk in order to meet the financing needs of its customers. 2015 2014 Fixed Variable Fixed Variable (dollars in thousands) Rate Rate Rate Rate Commercial loan lines of credit $ 50,713 $ 1,125,720 $ 45,294 $ 967,282 Commercial letters of credit 0 0 0 62 Standby letters of credit 0 51,515 0 52,500 Real estate mortgage loans 4,917 3,185 3,439 1,589 Real estate construction mortgage loans 648 1,220 1,875 4,936 Home equity mortgage open-ended revolving lines 0 165,549 0 149,706 Consumer loan open-ended revolving lines 0 7,558 0 5,896 Total $ 56,278 $ 1,354,747 $ 50,608 $ 1,181,971 2015 2014 Fixed Variable Fixed Variable Rate Rate Rate Rate Commercial loan 2.44-7.50 % 1.59-8.50 % 2.44-7.50 % 1.46-8.25 % Real estate mortgage loan 3.13-4.63 % 3.00-5.75 % 3.13-4.75 % 2.88-5.75 % Consumer loan open-ended revolving line N/A 2.25-15.00 % N/A 2.50-15.00 % Commitments, excluding open-ended revolving lines, generally have fixed expiration dates of one year or less. Open-ended revolving lines are monitored for proper performance and compliance on a monthly basis. Since many commitments expire without being drawn upon, the total commitment amount does not necessarily represent future cash requirements. The Company follows the same credit policy (including requiring collateral, if deemed appropriate) to make such commitments as it follows for those loans that are recorded in its financial statements. The Company’s exposure to credit losses in the event of nonperformance is represented by the contractual amount of the commitments. Management does not expect any significant losses as a result of these commitments.

PARENT COMPANY STATEMENTS

PARENT COMPANY STATEMENTS	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY STATEMENTS	NOTE 19 – PARENT COMPANY STATEMENTS The Company operates primarily in the banking industry, which accounts for substantially all of its revenues, operating income and assets. Presented below are parent only financial statements: December 31, (dollars in thousands) 2015 2014 ASSETS Deposits with Lake City Bank $ 712 $ 427 Deposits with other depository institutions 3,623 7,654 Cash 4,335 8,081 Investments in banking subsidiary 411,883 376,000 Investments in other subsidiaries 3,429 3,394 Other assets 4,329 4,980 Total assets $ 423,976 $ 392,455 LIABILITIES Dividends payable and other liabilities $ 236 $ 231 Subordinated debt 30,928 30,928 STOCKHOLDERS' EQUITY 392,812 361,296 Total liabilities and stockholders' equity $ 423,976 $ 392,455 CONDENSED STATEMENTS OF INCOME Years Ended December 31, (dollars in thousands) 2015 2014 2013 Dividends from Lake City Bank, Lakeland Statutory Trust II $ 11,288 $ 18,362 $ 9,524 Other income 98 182 98 Interest expense on subordinated debt (1,063) (1,048) (1,061) Miscellaneous expense (3,231) (3,462) (2,651) INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 7,092 14,034 5,910 Income tax benefit 1,655 1,691 1,387 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 8,747 15,725 7,297 Equity in undistributed income of subsidiaries 37,620 28,080 31,542 NET INCOME $ 46,367 $ 43,805 $ 38,839 COMPREHENSIVE INCOME $ 44,679 $ 50,129 $ 30,656 Years Ended December 31, (dollars in thousands) 2015 2014 2013 Cash flows from operating activities: Net income $ 46,367 $ 43,805 $ 38,839 Adjustments to net cash from operating activities: Equity in undistributed income of subsidiaries (37,620) (28,080) (31,543) Other changes 3,647 5,348 989 Net cash from operating activities 12,394 21,073 8,285 Cash flows from investing activities Proceeds from issuance of common stock 12 57 903 Repurchase of common stock (455) (444) (399) Dividends paid (15,697) (13,555) (9,372) Cash flows from financing activities (16,140) (13,942) (8,868) Net increase in cash and cash equivalents (3,746) 7,131 (583) Cash and cash equivalents at beginning of the year 8,081 950 1,533 Cash and cash equivalents at end of the year $ 4,335 $ 8,081 $ 950

EARNINGS PER SHARE

EARNINGS PER SHARE	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 20 EARNINGS PER SHARE 2015 2014 2013 Basic earnings per common share: Net income $ 46,367,000 $ 43,805,000 $ 38,839,000 Weighted-average common shares outstanding 16,617,569 16,535,530 16,436,131 Basic earnings per common share $ 2.79 $ 2.65 $ 2.36 Diluted earnings per common share: Net income $ 46,367,000 $ 43,805,000 $ 38,839,000 Weighted-average common shares outstanding for basic earnings per common share 16,617,569 16,535,530 16,436,131 Add: Dilutive effect of assumed exercise of warrant 104,375 92,547 61,436 Add: Dilutive effect of assumed exercises of stock options and awards 108,435 153,378 136,771 Average shares and dilutive potential common shares 16,830,379 16,781,455 16,634,338 Diluted earnings per common share $ 2.75 $ 2.61 $ 2.33 There were no antidilutive stock options for 2015, 2014 and 2013.

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	12 Months Ended
	Dec. 31, 2015
Stockholders Equity Note [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	NOTE 21 – ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2014 $ 5,467 $ (1,637) $ 3,830 Other comprehensive income before reclassification (1,606) (204) (1,810) Amounts reclassified from accumulated other comprehensive income (loss) (25) 147 122 Net current period other comprehensive income (1,631) (57) (1,688) Balance at December 31, 2015 $ 3,836 $ (1,694) $ 2,142 Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2013 $ (1,138) $ (1,356) $ (2,494) Other comprehensive income before reclassification 6,471 (399) 6,072 Amounts reclassified from accumulated other comprehensive income (loss) 134 118 252 Net current period other comprehensive income 6,605 (281) 6,324 Balance at December 31, 2014 $ 5,467 $ (1,637) $ 3,830 Details about Amount Affected Line Item Accumulated Other Reclassified From in the Statement Comprehensive Accumulated Other Where Net Income Components Comprehensive Income Income is Presented 2015 (dollars in thousands) Unrealized gains and losses on available-for-sale securities $ 42 Net securities gains (losses) Tax effect (17) Income tax expense 25 Net of tax Amortization of defined benefit pension items (1) (244) Salaries and employee benefits Tax effect 97 Income tax expense (147) Net of tax Total reclassifications for the period $ (122) Net income 2014 (dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (224) Net securities gains (losses) Tax effect 90 Income tax expense (134) Net of tax Amortization of defined benefit pension items (1) (197) Salaries and employee benefits Tax effect 79 Income tax expense (118) Net of tax Total reclassifications for the period $ (252) Net income (1) Included in the computation of net pension plan expense as more fully discussed in Note 11.

SELECTED QUARTERLY DATA

SELECTED QUARTERLY DATA	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Information [Abstract]
SELECTED QUARTERLY DATA (UNAUDITED)	NOTE 22 – SELECTED QUARTERLY DATA (UNAUDITED) (in thousands except per share data) 2015 4th 3rd 2nd 1st Quarter Quarter Quarter Quarter Interest income $ 31,619 $ 30,966 $ 30,290 $ 29,664 Interest expense 4,167 4,255 4,226 3,964 Net interest income 27,452 26,711 26,064 25,700 Provision for loan losses 0 0 0 0 Net interest income after provision 27,452 26,711 26,064 25,700 Noninterest income 8,069 7,902 7,713 7,795 Noninterest expense 17,357 17,207 16,741 16,901 Income tax expense 5,878 5,841 5,656 5,458 Net income $ 12,286 $ 11,565 $ 11,380 $ 11,136 Basic earnings per common share $ 0.74 $ 0.70 $ 0.69 $ 0.67 Diluted earnings per common share $ 0.73 $ 0.69 $ 0.68 $ 0.66 2014 4th 3rd 2nd 1st Quarter Quarter Quarter Quarter Interest income $ 30,023 $ 29,745 $ 29,250 $ 28,270 Interest expense 3,919 3,780 3,696 3,590 Net interest income . 26,104 25,965 25,554 24,680 Provision for loan losses 0 0 0 0 Net interest income after provision 26,104 25,965 25,554 24,680 Noninterest income 7,163 7,871 7,592 7,427 Noninterest expense 16,632 16,660 16,084 16,790 Income tax expense 5,565 5,665 5,750 5,405 Net income $ 11,070 $ 11,511 $ 11,312 $ 9,912 Basic earnings per common share $ 0.67 $ 0.70 $ 0.68 $ 0.60 Diluted earnings per common share $ 0.66 $ 0.69 $ 0.68 $ 0.59

WARRANT

WARRANT	12 Months Ended
	Dec. 31, 2015
Warrants and Rights Note Disclosure [Abstract]
WARRANT	NOTE 23 – WARRANT On February 27, 2009, the Company entered into a Letter Agreement with the Treasury, pursuant to which the Company issued (i) 56,044 396,538 56,044,000 The Warrant has a 10 21.20 17.45 21.20 3.02 10 4.5759 41.8046 4.4433 On December 3, 2009, the Company was notified by Treasury that, as a result of the Company's completion of our November 18, 2009 Qualified Equity Offering, the amount of the Warrant was reduced by 50% to 198,269 201,780 20.8312 203,323 20.6730 On June 9, 2010, the Company redeemed the Series A Preferred Stock and accreted the remaining unamortized discount on these shares. The Company did not repurchase the Warrant, and the Warrant was sold by Treasury to an independent, third party. The Warrant has not been exercised as of December 31, 2015.

SUMMARY OF SIGNIFICANT ACCOUN32

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
	Dec. 31, 2015
Accounting Policies [Abstract]
Nature of Operations and Principles of Consolidation	Nature of Operations and Principles of Consolidation: The consolidated financial statements include Lakeland Financial Corporation (the “Holding Company”) and its wholly-owned subsidiaries, Lake City Bank (the “Bank”) and LCB Risk Management, Inc., together referred to as (the “Company”). On December 18, 2006, LCB Investments II, Inc. was formed as a wholly owned subsidiary of the Bank incorporated in Nevada to manage a portion of the Bank’s investment portfolio beginning in 2007. On December 21, 2006, LCB Funding, Inc., a real estate investment trust incorporated in Maryland, was formed as a wholly owned subsidiary of LCB Investments II, Inc. On December 28, 2012, LCB Risk Management, Inc., a captive insurance company incorporated in Nevada, was formed as a wholly owned subsidiary of the Holding Company. All intercompany transactions and balances are eliminated in consolidation. The Company provides financial services through the Bank, a full-service commercial bank with 47 branch offices in fourteen counties in Northern and Central Indiana. The Company provides commercial, retail, trust and investment services to its customers. Commercial products include commercial loans and technology-driven solutions to meet commercial customers’ treasury management needs such as internet business banking and on-line treasury management services. Retail banking clients are provided a wide array of traditional retail banking services, including lending, deposit and investment services. Retail lending programs are focused on mortgage loans, home equity lines of credit and traditional retail installment loans. The Company provides credit card services to retail and commercial customers through its retail card program and merchant processing activity. The Company provides wealth advisory and trust clients with traditional personal and corporate trust services. The Company also provides retail brokerage services, including an array of financial and investment products such as annuities and life insurance. Other financial instruments, which represent potential concentrations of credit risk, include deposit accounts in other financial institutions.
Use of Estimates	Use of Estimates: To prepare financial statements in conformity with U.S. generally accepted accounting principles (“GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided and future results could differ.
Cash Flows	Cash Flows: Cash and cash equivalents include cash, demand deposits in other financial institutions and short-term investments and certificates of deposit with maturities of 90 days or less. Cash flows are reported net for customer loan and deposit transactions, and short-term borrowings.
Securities	Securities: Securities are classified as available for sale when they might be sold before maturity. Securities available for sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Trading securities are bought for sale in the near term and are carried at fair value, with changes in unrealized holding gains and losses included in income. Securities are classified as held to maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Purchase premiums or discounts are recognized in interest income using the interest method over the terms of the securities or over estimated lives for mortgage-backed securities. Gains and losses on sales are based on the amortized cost of the security sold and recorded on the trade date. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) other-than-temporary impairment (OTTI) related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.
Real Estate Mortgage Loans Held for Sale	Real Estate Mortgage Loans Held for Sale: Loans held for sale are reported at the lower of cost or fair value on an aggregate basis. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Loan sales occur on the delivery date agreed to in the relevant commitment agreement. The Company retains servicing on the majority of loans sold. The carrying value of loans sold is reduced by the amount allocated to the servicing right. The gain or loss on the sale of loans is the difference between the carrying value of the loans sold and the funds received from the sale.
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of unearned interest, deferred loan fees and costs, and an allowance for loan losses. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the loan term. All classes of commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, other commercial and consumer 1-4 family mortgage loans for which collateral is insufficient to cover all principal and accrued interest are reclassified as nonaccrual loans, on or before the date when the loan becomes 90 days delinquent. When a loan is classified as a nonaccrual loan, interest on the loan is no longer accrued, all unpaid accrued interest is reversed and interest income is subsequently recorded on the cash-basis or cost-recovery method. Accrual status is resumed when all contractually due payments are brought current and future payments are reasonably assured. Other consumer loans are not placed on a nonaccrual status since these loans are charged-off when they have been delinquent from 90 to 180 days, and when the related collateral, if any, is not sufficient to offset the indebtedness. Nonaccrual loans and loans past due 90 days still on accrual include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified impaired loans. The recorded investment in loans is the loan balance plus unamortized net deferred loan costs less unamortized net deferred loan fees. The total amount of accrued interest on loans as of December 31, 2015 and 2014 was $ 7.0 6.2
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred credit losses. Loan losses are charged against the allowance when management believes the inability to fully collect a loan balance is confirmed. Subsequent recoveries, if any, are credited to the allowance. The Company has an established process to determine the adequacy of the allowance for loan losses that generally includes consideration of the following factors: changes in the nature and volume of the loan portfolio, overall portfolio quality and current economic conditions that may affect the borrowers’ ability to repay. Consideration is not limited to these factors, although they represent the most commonly cited factors. This evaluation is inherently subjective, as it requires estimates that are susceptible to significant revision as more information becomes available or as future events change. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged-off. The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. A detailed analysis is performed on loans that are classified but determined not to be impaired which incorporates probability of default with a loss given default scenario to develop non-specific allocations for such loan pools. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by the Company over the most recent three years. This actual loss experience is supplemented with other environmental factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of, and trends in, delinquencies and impaired loans; levels of, and trends in, charge-offs and recoveries over the historical three and five year periods; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedure, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. The following portfolio segments have been identified: commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, other commercial, consumer 1-4 family mortgage and other consumer. The risk characteristics of each of the identified portfolio segments are as follows: Commercial and Industrial – Borrowers may be subject to industry conditions including decreases in product demand; increases in material or other production costs that cannot be immediately recaptured in the sales or distribution cycle; interest rate increases that could have an adverse impact on profitability; non-payment of credit that has been extended under normal vendor terms for goods sold or services; and interruption related to the importing or exporting of production materials or sold products. Commercial Real Estate and Multi-Family Residential – Borrowers may be subject to potential adverse market conditions that cause a decrease in market value or lease rates; the potential for environmental impairment from events occurring on subject or neighboring properties; and obsolescence in location or function. Multi-Family Residential is also subject to adverse market conditions associated with a change in governmental or personal funding sources for tenants; over supply of units in a specific region; a shift in population; and reputational risks. Construction and Land Development risks include slower absorption than anticipated on speculative projects; deterioration in market conditions that may impact a project’s value; unforeseen costs not considered in the original construction budget; or any other factors that may impact the completion or success of the project. Agri-business and Agricultural – Borrowers may be subject to adverse market or weather conditions including changes in local or foreign demand; lower yields than anticipated; political or other impact on storage, distribution or use; and exposure to increasing commodity prices which result in higher production, distribution or exporting costs. Other Commercial – Borrowers may be subject to the uninterrupted flow of funds to states and other political subdivisions for the purpose of debt repayments on loans held by the Bank. Consumer 1-4 Family Mortgage – Borrowers may be subject to adverse employment conditions in the local economy leading to increased default rates; decreased market values from oversupply in a geographic area; and impact to borrowers’ ability to maintain payments in the event of incremental rate increases on adjustable rate mortgages. Other Consumer – Borrowers may be subject to adverse employment conditions in the local economy which may lead to higher default rates; and decreases in the value of underlying collateral. A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified and a concession has been granted for borrowers experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired and may be either accruing or non-accruing. Nonaccrual troubled debt restructurings follow the same policy as described above for other loans. Impairment for troubled debt restructurings is measured at the present value of estimated future cash flows using the loan’s effective rate at inception or at discounted collateral value for collateral dependent loans. Impairment is evaluated individually or in total for smaller-balance loans of similar nature such as all classes of consumer 1-4 family and other consumer loans, and individually for all classes of commercial and industrial, commercial real estate and multi-family, agri-business and agricultural and other commercial loans. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $ 150,000 Troubled debt restructured loans are considered for removal from troubled debt restructuring status in the year following modification or at time of subsequent restructuring for loans with cumulative principal forgiveness if the interest rate is considered a market rate at the time of modification and it has been performing according to the terms of the modification for a reasonable period of time long enough to observe an ability to repay under the modified terms. If removed from troubled debt restructuring status, the loan continues to be evaluated for impairment with either the present value of estimated future cash flows using the loan’s effective rate at inception or at discounted collateral value for collateral dependent loans. In addition, troubled debt restructured loans with subsequent modifications that do not have cumulative principal forgiveness are considered for removal from troubled debt restructuring status at the time of the subsequent modification if the following circumstances exist: (1) at the time of the subsequent restructuring, the borrower is not experiencing financial difficulties; (2) under the terms of the subsequent restructuring agreement no concession has been granted to the borrower; and (3) the subsequent restructuring agreement includes market terms that are no less favorable than those that would be offered for comparable new debt. Upon meeting these criteria, the loan is no longer individually evaluated for impairment and is no longer disclosed as a troubled debt restructuring.
Investments in Limited Partnerships	Investments in Limited Partnerships: The Company enters into and invests in limited partnerships in order to invest in affordable housing projects for the primary purpose of obtaining available tax benefits. The Company is a limited partner in these investments and, as such, the Company is not involved in the management or operation of such investments. These investments are accounted for using the equity method of accounting. Under the equity method of accounting, the Company records its share of the partnership’s earnings or losses in its income statement and adjusts the carrying amount of the investments on the consolidated balance sheet. These investments are evaluated for impairment when events indicate the carrying amount may not be recoverable. The investments recorded at December 31, 2015 and 2014 were $ 3.4 3.7 912,000
Foreclosed Assets	Foreclosed Assets: Assets acquired through loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. If fair value declines, a valuation allowance is recorded through expense. Costs incurred after acquisition are expensed. At December 31, 2015 and 2014, the balance of other real estate owned was $ 210,000 284,000
Land, Premises and Equipment	Land, Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is computed on the straight-line method over the useful lives of the assets. Premises assets have useful lives between 5 40 3 7
Loan Servicing Rights	Loan Servicing Rights: Servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value with the income statement effect recorded in mortgage banking income. Fair value is based on a valuation model that calculates the present value of estimated future net servicing income. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as loan type, term and interest rate. Any impairment of a grouping is reported as a valuation allowance, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in the valuation allowance are reported with mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. The carrying value of mortgage servicing rights was $ 2.6 2.4 Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of these loans were $ 335.8 330.3 1.4 1.3 Servicing fee income/(loss), which is included in loan, insurance and service fees on the income statement, is recorded for fees earned for servicing loans. Fees earned for servicing loans are based on a contractual percentage of the outstanding principal amount of the loan and are recorded as income when earned. The amortization of servicing rights is netted against mortgage banking income. Servicing fees totaled $ 957,000 930,000 816,000
Transfers of Financial Assets	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Mortgage Banking Derivatives	Mortgage Banking Derivatives: Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income.
Interest Rate Swap Derivatives	Interest Rate Swap Derivatives: The Company offers a derivative product to certain creditworthy commercial banking customers. This product allows the commercial banking customers to enter into an agreement with the Company to swap a variable rate loan to a fixed rate. These derivative products are designed to reduce, eliminate or modify the borrower's interest rate exposure. The extension of credit incurred in connection with these derivative products is subject to the same approval and underwriting standards as traditional credit products. The Company limits its risk exposure by simultaneously entering into a similar, offsetting swap agreement with a separate, well-capitalized and highly rated counterparty previously approved by the Company’s Asset Liability Committee. By using these interest rate swap arrangements, the Company is also better insulated from the interest rate risk associated with underwriting fixed-rate loans and is better able to meet customer demand for fixed rate loans. These derivative contracts are not designated against specific assets or liabilities and, therefore, do not qualify for hedge accounting. The derivatives are recorded as assets and liabilities on the balance sheet at fair value with changes in fair value recorded in other income for both the commercial banking customer swaps and the related offsetting swaps. The fair value of the derivative instruments incorporates a consideration of credit risk (in accordance with ASC 820), resulting in some potential volatility in earnings each period. The notional amount of the combined interest rate swaps with customers and counterparties at December 31, 2015 and 2014 was $ 162.5 162.8 1.7 1.2 1.7 1.2
Bank Owned Life Insurance	Bank Owned Life Insurance: At December 31, 2015 and 2014, the Company owned $ 67.6 64.7 2.1 1.9
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: All goodwill on the Company’s consolidated balance sheet resulted from business combinations prior to January 1, 2009 and represents the excess of the purchase price over the fair value of acquired tangible assets and liabilities and identifiable intangible assets. Goodwill is not amortized, but assessed at least annually for impairment and any such impairment will be recognized in the period identified.
FHLB and Federal Reserve Bank Stock	FHLB and Federal Reserve Bank Stock: FHLB and Federal Reserve Bank stock are carried at cost in other assets, classified as a restricted security and are periodically evaluated for impairment based on ultimate recoverability of par value. Both cash and stock dividends are reported as income.
Repurchase Agreements	Repurchase Agreements: Substantially all repurchase agreement liabilities represent amounts advanced by various customers. Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance.
Long-term Assets	Long-term Assets: Premises and equipment, and other long-term assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Benefit Plans	Benefit Plans: The Company has a noncontributory defined benefit pension plan, which covered substantially all employees until the plan was frozen effective April 1, 2000. Funding of the plan equals or exceeds the minimum funding requirement determined by the actuary. Pension expense is the net of interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Benefits are based on years of service and compensation levels. The Company maintains a 401(k) profit sharing plan for all employees meeting certain age and service requirements. The Company contributions are based upon the percentage of budgeted net income earned during the year. An employee deferred compensation plan is available to certain employees with returns based on investments in mutual funds. The Company maintains a directors’ deferred compensation plan. Effective January 1, 2003, the directors’ deferred compensation plan was amended to restrict the deferral to be in stock only and deferred directors’ fees are included in equity. The Company acquires shares on the open market and records such shares as treasury stock.
Stock Compensation	Stock Compensation: Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant adjusted for the present value of expected dividends is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. Certain of the restricted stock awards are performance based, as more fully discussed in Note 15.
Income Taxes	Income Taxes: Annual consolidated federal and state income tax returns are filed by the Company. Deferred income tax assets and liabilities are determined using the liability (or balance sheet) method. Income tax expense is recorded based on the amount of taxes due on its tax return plus net deferred taxes computed based upon the expected future tax consequences of temporary differences between carrying amounts and tax basis of assets and liabilities, using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is more likely of being realized on examination than not. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.
Off-Balance Sheet Financial Instruments	Off-Balance Sheet Financial Instruments: Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. The fair value of standby letters of credit is recorded as a liability during the commitment period.
Earnings Per Common Share	Earnings Per Common Share: Basic earnings per common share is net income divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants. Earnings and dividends per share are restated for all stock splits and dividends through the date of issue of the financial statements. The common shares included in treasury stock for 2015 and 2014 include 95,607 84,703
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale and changes in the funded status of the pension plan, which are also recognized as separate components of equity.
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there currently are such matters that will have a material effect on the financial statements.
Restrictions on Cash	Restrictions on Cash: The Company was required to have $ 2.3 9.6
Dividend Restriction	Dividend Restriction: Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to the Company or by the Company to its stockholders. These restrictions currently pose no practical limit on the ability of the Bank or Company to pay dividends at historical levels.
Fair Value of Financial Instruments	Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 5. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Operating Segments	Operating Segments: The Company’s chief decision-makers monitor and evaluate financial performance on a Company-wide basis. All of the Company’s financial service operations are similar and considered by management to be aggregated into one reportable operating segment. While the Company has assigned certain management responsibilities by region and business-line, the Company's chief decision-makers monitor and evaluate financial performance on a Company-wide basis. The majority of the Company's revenue is from the business of banking and the Company's assigned regions have similar economic characteristics, products, services and customers. Accordingly, all of the Company’s operations are considered by management to be aggregated in one reportable operating segment.
Adoption of New Accounting Standards	Adoption of New Accounting Standards: In January 2014, the FASB issued updated guidance related to the accounting for investments in qualified affordable housing projects. The amendment permits reporting entities to make an accounting policy election to account for investments in qualified affordable housing projects using the proportional amortization method if certain conditions are met. Under the proportional amortization method, an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit). To qualify for the proportional amortization method, all of the following conditions must be met: (1) It is probable that the tax credits allocable to the investor will be available. (2) The investor does not have the ability to exercise significant influence over the operating and financial policies of the limited liability entity. (3) Substantially all of the projected benefits are from tax credits and other tax benefits (for example, tax benefits generated from the operating losses of the investment). (4) The investor’s projected yield based solely on the cash flows from the tax credits and other tax benefits is positive. (5) The investor is a limited liability investor in the limited liability entity for both legal and tax purposes, and the investor’s liability is limited to its capital investment. The decision to apply the proportional amortization method of accounting is an accounting policy decision that should be applied consistently to all qualifying affordable housing project investments rather than a decision to be applied to individual investments. For those investments in qualified affordable housing projects not accounted for using the proportional amortization method, the investment should be accounted for as an equity method investment or a cost method investment in accordance with Subtopic 970-323. The new requirements were effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2014. Adopting this standard did not have a significant impact on the Company’s financial condition or results of operations. In January 2014, the FASB issued updated guidance related to the reclassification of residential real estate collateralized consumer mortgage loans upon foreclosure. The amendments in this update clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additionally, the amendments require interim and annual disclosure of both (1) the amount of foreclosed residential real estate property held by the creditor and (2) the recorded investment in consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure according to local requirements of the applicable jurisdiction. The new requirements were effective for public companies in fiscal years, and interim periods within those years, beginning after December 15, 2014. Adopting this standard did not have a significant impact on the Company’s financial condition or results of operations.
Newly Issued But Not Yet Effective Accounting Standards	Newly Issued But Not Yet Effective Accounting Standards: In May 2014, the FASB issued new accounting guidance related to revenue recognition. This new standard will replace all current U.S. GAAP guidance on this topic and eliminate all industry-specific guidance. The new revenue recognition standard provides a unified model to determine when and how revenue is recognized. The core principle is that a company should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration for which the entity expects to be entitled in exchange for those goods or services. This guidance will be effective for the Company beginning January 1, 2018 and can be applied either retrospectively to each period presented or as a cumulative-effect adjustment as of the date of adoption. Management is evaluating the impact of adopting this new accounting standard on our financial statements. In January 2016, the FASB amended existing accounting guidance related to the recognition and measurement of financial assets and financial liabilities. These amendments make targeted improvements to U.S. GAAP as follows: (1) Require equity investments (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. (2) Simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. When a qualitative assessment indicates that impairment exists, an entity is required to measure the investment at fair value. (3) Eliminate the requirement to disclose the fair value of financial instruments measured at amortized cost for entities that are not public business entities. (4) Eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet. (5) Require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. (6) Require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. (7) Require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivable) on the balance sheet or the accompanying notes to the financial statements. (8) Clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. This guidance will be effective for the Company beginning January 1, 2018 and should be applied as a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values (including disclosure requirements) should be applied prospectively to equity investments that exist as of the date of adoption. Adopting this standard is not expected to have a significant impact on the Company’s financial condition or results of operations.
Reclassifications	Reclassifications: Certain amounts appearing in the financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassifications had no effect on net income or stockholders’ equity as previously reported.

SECURITIES (Tables)

SECURITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Securities [Abstract]
Summary of Available-For-Sale Securities	Information related to the fair value and amortized cost of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) at December 31 is provided in the tables below. Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gain Losses Value 2015 U.S. Treasury securities $ 988 $ 15 $ 0 $ 1,003 U.S. government sponsored agencies 7,178 19 (77) 7,120 Agency residential mortgage-backed securities 357,984 5,087 (2,399) 360,672 State and municipal securities 105,753 3,773 (250) 109,276 Total $ 471,903 $ 8,894 $ (2,726) $ 478,071 2014 U.S. Treasury securities $ 986 $ 18 $ 0 $ 1,004 Agency residential mortgage-backed securities 366,596 7,178 (1,679) 372,095 State and municipal securities 99,399 3,857 (444) 102,812 Total $ 466,981 $ 11,053 $ (2,123) $ 475,911
Schedule of Available-For-Sale Securities By Maturity	Actual maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without prepayment penalty. Amortized Fair (dollars in thousands) Cost Value Due in one year or less $ 1,996 $ 2,020 Due after one year through five years 21,715 22,411 Due after five years through ten years 49,708 51,757 Due after ten years 40,500 41,211 113,919 117,399 Mortgage-backed securities 357,984 360,672 Total debt securities $ 471,903 $ 478,071
Schedule of Sales of Securities Available For Sale	Security proceeds, gross gains and gross losses for 2015, 2014 and 2013 were as follows: (dollars in thousands) 2015 2014 2013 Sales of securities available for sale Proceeds $ 7,787 $ 13,766 $ 29,995 Gross gains 42 3 1,077 Gross losses 0 231 972
Schedule of Available-For-Sale Securities Continuous Unrealized Loss Position	The tables distribute the securities between those with unrealized losses for less than twelve months and those with unrealized losses for twelve months or more. Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses 2015 U.S. government sponsored agencies $ 0 $ 0 $ 3,895 $ (77) $ 3,895 $ (77) Agency residential mortgage-backed securities 151,792 (1,521) 30,116 (878) 181,908 (2,399) State and municipal securities 11,364 (78) 8,326 (172) 19,690 (250) Total temporarily impaired $ 163,156 $ (1,599) $ 42,337 $ (1,127) $ 205,493 $ (2,726) 2014 Agency residential mortgage-backed securities $ 33,420 $ (148) $ 102,512 $ (1,531) $ 135,932 $ (1,679) State and municipal securities 2,458 (28) 16,391 (416) 18,849 (444) Total temporarily impaired $ 35,878 $ (176) $ 118,903 $ (1,947) $ 154,781 $ (2,123)
Quantitative Disclosure of Available-For-Sale Securities	The number of securities with unrealized losses as of December 31, 2015 and 2014 is presented below. Less than 12 months 12 months or more Total 2015 U.S. government sponsored agencies 0 1 1 Agency residential mortgage-backed securities 46 9 55 State and municipal securities 21 12 33 Total temporarily impaired 67 22 89 2014 Agency residential mortgage-backed securities 9 27 36 State and municipal securities 8 29 37 Total temporarily impaired 17 56 73

LOANS (Tables)

LOANS (Tables)	12 Months Ended
	Dec. 31, 2015
Loans [Abstract]
Schedule of Loans	Total loans outstanding as of the years ended December 31, 2015 and 2014 consisted of the following: (dollars in thousands) 2015 2014 Commercial and industrial loans: Working capital lines of credit loans $ 581,025 $ 544,043 Non-working capital loans 598,487 491,330 Total commercial and industrial loans 1,179,512 1,035,373 Commercial real estate and multi-family residential loans: Construction and land development loans 230,719 156,636 Owner occupied loans 412,026 403,154 Nonowner occupied loans 407,883 394,458 Multi-family loans 79,425 71,811 Total commercial real estate and multi-family residential loans 1,130,053 1,026,059 Agri-business and agricultural loans: Loans secured by farmland 164,375 137,407 Loans for agricultural production 141,719 136,380 Total agri-business and agricultural loans 306,094 273,787 Other commercial loans 85,075 75,715 Total commercial loans 2,700,734 2,410,934 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 158,062 145,167 Open end and junior lien loans 163,700 150,220 Residential construction and land development loans 9,341 6,742 Total consumer 1-4 family mortgage loans 331,103 302,129 Other consumer loans 49,113 49,541 Total consumer loans 380,216 351,670 Subtotal 3,080,950 2,762,604 Less: Allowance for loan losses (43,610) (46,262) Net deferred loan fees (21) (284) Loans, net $ 3,037,319 $ 2,716,058

ALLOWANCE FOR LOAN LOSSES AND35

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)	12 Months Ended
	Dec. 31, 2015
Loans [Abstract]
In Allowance For Loan Losses and Recorded Investment In Loans By Portfolio Segment	The following tables present the activity and balance in the allowance for loan losses by portfolio segment for the year ended December 31, 2015, 2014 and 2013: Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Beginning balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Provision for loan losses (117 ) (673 ) 635 420 246 (35 ) (476 ) 0 Loans charged-off (1,320 ) (1,114 ) 0 (122 ) (362 ) (255 ) 0 (3,173 ) 216 107 20 0 52 126 0 521 Net loans charged-off (1,104 ) (1,007 ) 20 (122 ) (310 ) (129 ) 0 (2,652 ) Ending balance $ 21,564 $ 12,473 $ 2,445 $ 574 $ 3,395 $ 319 $ 2,840 $ 43,610 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2014 Beginning balance $ 21,005 $ 18,556 $ 1,682 $ 391 $ 3,046 $ 608 $ 3,509 $ 48,797 Provision for loan losses 2,307 (2,771 ) 88 (115 ) 699 (15 ) (193 ) 0 Loans charged-off (1,441 ) (2,560 ) 0 0 (439 ) (245 ) 0 (4,685 ) Recoveries 914 928 20 0 153 135 0 2,150 Net loans charged-off (527 ) (1,632 ) 20 0 (286 ) (110 ) 0 (2,535 ) Ending balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2013 Beginning balance $ 22,342 $ 20,812 $ 1,403 $ 240 $ 2,682 $ 609 $ 3,357 $ 51,445 Provision for loan losses (788 ) (564 ) 267 151 620 162 152 0 Loans charged-off (1,062 ) (2,069 ) (200 ) 0 (382 ) (339 ) 0 (4,052 ) Recoveries 513 377 212 0 126 176 0 1,404 Net loans charged-off (549 ) (1,692 ) 12 0 (256 ) (163 ) 0 (2,648 ) Ending balance $ 21,005 $ 18,556 $ 1,682 $ 391 $ 3,046 $ 608 $ 3,509 $ 48,797 The following tables present balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2015 and 2014: Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 2,781 $ 465 $ 0 $ 5 $ 358 $ 50 $ 0 $ 3,659 Collectively evaluated for impairment 18,783 12,008 2,445 569 3,037 269 2,840 39,951 Total ending allowance balance $ 21,564 $ 12,473 $ 2,445 $ 574 $ 3,395 $ 319 $ 2,840 $ 43,610 Loans: Loans individually evaluated for impairment $ 8,286 $ 9,823 $ 471 $ 12 $ 1,927 $ 60 $ 0 $ 20,579 Loans collectively evaluated for impairment 1,171,407 1,119,150 305,707 85,059 330,072 48,955 0 3,060,350 Total ending loans balance $ 1,179,693 $ 1,128,973 $ 306,178 $ 85,071 $ 331,999 $ 49,015 $ 0 $ 3,080,929 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2014 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $ 3,306 $ 1,531 $ 14 $ 15 $ 482 $ 73 $ 0 $ 5,421 Collectively evaluated for impairment 19,479 12,622 1,776 261 2,977 410 3,316 40,841 Total ending allowance balance $ 22,785 $ 14,153 $ 1,790 $ 276 $ 3,459 $ 483 $ 3,316 $ 46,262 Loans: Loans individually evaluated for impairment $ 14,702 $ 13,005 $ 486 $ 30 $ 3,614 $ 127 $ 0 $ 31,964 Loans collectively evaluated for impairment 1,020,897 1,011,858 273,388 75,684 299,189 49,340 0 2,730,356 Total ending loans balance $ 1,035,599 $ 1,024,863 $ 273,874 $ 75,714 $ 302,803 $ 49,467 $ 0 $ 2,762,320
Loans individually evaluated for impairment	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2015: Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 20 $ 20 $ 0 Non-working capital loans 2,390 623 0 Commercial real estate and multi-family residential loans: Owner occupied loans 3,762 3,223 0 Nonowner occupied loans 4,894 4,898 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 45 45 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,318 1,318 535 Non-working capital loans 8,617 6,325 2,246 Commercial real estate and multi-family residential loans: Construction and land development loans 364 364 71 Owner occupied loans 949 949 232 Multifamily loans 389 389 162 Other commercial loans 12 12 5 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,695 1,629 331 Open end and junior lien loans 253 253 27 Other consumer loans 60 60 50 Total $ 25,737 $ 20,579 $ 3,659 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014: Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 21 $ 21 $ 0 Non-working capital loans 1,673 279 0 Commercial real estate and multi-family residential loans: Construction and land development loans 526 526 0 Owner occupied loans 554 374 0 Nonowner occupied loans 3,030 3,036 0 Agri-business and agricultural loans: Loans secured by farmland 603 283 0 Consumer 1-4 family loans: Closed end first mortgage loans 724 712 0 Open end and junior lien loans 317 317 0 Residential construction loans 129 129 0 Other consumer loans 1 1 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,409 1,408 837 Non-working capital loans 15,557 12,994 2,469 Commercial real estate and multi-family residential loans: Construction and land development loans 449 448 107 Owner occupied loans 5,298 5,297 1,213 Nonowner occupied loans 3,324 3,324 211 Agri-business and agricultural loans: Loans secured by farmland 381 203 14 Other commercial loans 30 30 15 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,505 2,375 474 Open end and junior lien loans 81 81 8 Other consumer loans 126 126 73 Total $ 36,738 $ 31,964 $ 5,421 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2015: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 21 $ 0 $ 0 Non-working capital loans 619 2 2 Commercial real estate and multi-family residential loans: Construction and land development loans 132 0 0 Owner occupied loans 2,336 8 9 Nonowner occupied loans 4,635 105 108 Agri-business and agricultural loans: Loans secured by farmland 426 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 261 0 0 Open end and junior lien loans 189 0 0 Residential construction loans 11 0 0 Other consumer loans 3 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,133 24 23 Non-working capital loans 8,705 326 333 Commercial real estate and multi-family residential loans: Construction and land development loans 382 16 17 Owner occupied loans 3,050 13 13 Nonowner occupied loans 817 0 0 Multifamily loans 32 0 0 Agri-business and agricultural loans: Loans secured by farmland 50 0 0 Other commercial loans 3 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,357 60 60 Open end and junior lien loans 82 0 0 Other consumer loans 100 4 4 Total $ 25,344 $ 558 $ 569 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 154 $ 1 $ 1 Non-working capital loans 174 1 1 Commercial real estate and multi-family residential loans: Construction and land development loans 265 0 0 Owner occupied loans 218 0 0 Nonowner occupied loans 1,019 139 139 Agri-business and agricultural loans: Loans secured by farmland 240 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 697 0 0 Open end and junior lien loans 210 0 0 Residential construction loans 139 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,845 66 57 Non-working capital loans 13,806 513 513 Commercial real estate and multi-family residential loans: Construction and land development loans 1,977 45 46 Owner occupied loans 3,416 72 70 Nonowner occupied loans 7,220 0 0 Agri-business and agricultural loans: Loans secured by farmland 381 0 0 Other commercial loans 5 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,680 74 77 Open end and junior lien loans 63 0 0 Other consumer loans 98 2 2 Total $ 34,608 $ 913 $ 906 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $ 64 $ 0 $ 0 Non-working capital loans 8 0 0 Commercial real estate and multi-family residential loans: Owner occupied loans 482 0 0 Agri-business and agricultural loans: Loans secured by farmland 512 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 379 0 0 Open end and junior lien loans 35 0 0 Residential construction loans 39 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 2,934 50 52 Non-working capital loans 13,957 540 544 Commercial real estate and multi-family residential loans: Construction and land development loans 3,537 84 92 Owner occupied loans 3,771 109 118 Nonowner occupied loans 20,108 337 344 Multifamily loans 48 0 0 Agri-business and agricultural loans: Loans secured by farmland 442 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 2,488 56 68 Open end and junior lien loans 70 0 0 Other consumer loans 90 1 1 Total $ 48,965 $ 1,177 $ 1,219
Aging of the Recorded Investment in Past Due Loans	The following table presents the aging of the recorded investment in past due loans as of December 31, 2015 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $ 579,081 $ 350 $ 0 $ 913 $ 1,263 $ 580,344 Non-working capital loans 595,154 0 0 4,195 4,195 599,349 Commercial real estate and multi-family residential loans: Construction and land development loans 230,336 0 0 0 0 230,336 Owner occupied loans 407,229 310 0 4,172 4,482 411,711 Nonowner occupied loans 404,146 423 0 3,000 3,423 407,569 Multi-family loans 79,357 0 0 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 0 471 471 164,382 Loans for agricultural production 141,706 90 0 0 90 141,796 Other commercial loans 85,071 0 0 0 0 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 156,525 1,187 0 49 1,236 157,761 Open end and junior lien loans 164,582 83 0 253 336 164,918 Residential construction loans 9,320 0 0 0 0 9,320 Other consumer loans 48,687 328 0 0 328 49,015 Total $ 3,065,105 $ 2,771 $ 0 $ 13,053 $ 15,824 $ 3,080,929 The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $ 543,613 $ 0 $ 0 $ 632 $ 632 $ 544,245 Non-working capital loans 487,655 0 101 3,598 3,699 491,354 Commercial real estate and multi-family residential loans: Construction and land development loans 155,711 0 0 526 526 156,237 Owner occupied loans 399,028 800 0 3,049 3,849 402,877 Nonowner occupied loans 390,394 31 0 3,629 3,660 394,054 Multi-family loans 71,695 0 0 0 0 71,695 Agri-business and agricultural loans: Loans secured by farmland 136,923 0 0 485 485 137,408 Loans for agricultural production 136,466 0 0 0 0 136,466 Other commercial loans 75,684 0 0 30 30 75,714 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 142,615 1,198 20 1,051 2,269 144,884 Open end and junior lien loans 150,551 235 9 398 642 151,193 Residential construction loans 6,597 0 0 129 129 6,726 Other consumer loans 49,308 108 0 51 159 49,467 Total $ 2,746,240 $ 2,372 $ 130 $ 13,578 $ 16,080 $ 2,762,320
Troubled Debt Restructuring	The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring. (dollars in thousands) 2015 2014 Accruing troubled debt restructured loans $ 6,260 $ 16,492 Nonaccrual troubled debt restructured loans 10,914 9,161 Total troubled debt restructured loans $ 17,174 $ 25,653
Troubled Debt Restructurings Subsequently Defaulted	The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the period ending December 31: 2015 2014 2013 Number of Recorded Number of Recorded Number of Recorded (dollars in thousands) Loans Investment Loans Investment Loans Investment Troubled Debt Restructurings that Subsequently Defaulted Commercial and industrial loans: Non-working capital loans 1 $ 755 0 $ 0 0 $ 0 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 0 0 1 763 Total 1 $ 755 0 $ 0 1 $ 763
Credit Quality Indicators	As of December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $ 538,899 $ 32,601 $ 8,844 $ 0 $ 0 $ 580,344 Non-working capital loans 549,771 35,910 10,566 0 3,102 599,349 Commercial real estate and multi- family residential loans: Construction and land development loans 227,996 2,340 0 0 0 230,336 Owner occupied loans 378,847 23,522 9,342 0 0 411,711 Nonowner occupied loans 394,387 10,953 2,229 0 0 407,569 Multi-family loans 78,968 0 389 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 471 0 0 164,382 Loans for agricultural production 141,796 0 0 0 0 141,796 Other commercial loans 85,056 0 12 0 3 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 43,231 126 1,769 0 112,635 157,761 Open end and junior lien loans 8,373 0 1,616 0 154,929 164,918 Residential construction loans 0 0 0 0 9,320 9,320 Other consumer loans 13,940 0 60 0 35,015 49,015 Total $ 2,625,175 $ 105,452 $ 35,298 $ 0 $ 315,004 $ 3,080,929 As of December 31, 2014, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $ 504,806 $ 28,485 $ 10,343 $ 611 $ 0 $ 544,245 Non-working capital loans 436,735 31,781 20,324 0 2,514 491,354 Commercial real estate and multi- family residential loans: Construction and land development loans 150,442 1,033 4,762 0 0 156,237 Owner occupied loans 369,520 20,960 12,397 0 0 402,877 Nonowner occupied loans 375,702 12,512 5,840 0 0 394,054 Multi-family loans 71,695 0 0 0 0 71,695 Agri-business and agricultural loans: Loans secured by farmland 136,923 0 485 0 0 137,408 Loans for agricultural production 136,466 0 0 0 0 136,466 Other commercial loans 75,680 0 30 0 4 75,714 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 39,156 0 2,199 0 103,529 144,884 Open end and junior lien loans 8,400 291 2,015 0 140,487 151,193 Residential construction loans 0 0 0 0 6,726 6,726 Other consumer loans 15,879 290 75 0 33,223 49,467 Total $ 2,321,404 $ 95,352 $ 58,470 $ 611 $ 286,483 $ 2,762,320

FAIR VALUES OF FINANCIAL INST36

FAIR VALUES OF FINANCIAL INSTRUMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Fair Value Disclosures [Abstract]
Schedule of Assets Measured at Fair Value on a Recurring Basis	The table below presents the balances of assets and liabilities measured at fair value on a recurring basis: December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,003 $ 0 $ 0 $ 1,003 U.S. government sponsored agency securities 0 7,120 0 7,120 Mortgage-backed securities 0 360,672 0 360,672 State and municipal securities 0 108,725 551 109,276 Total Securities 1,003 476,517 551 478,071 Mortgage banking derivative 0 165 0 165 Interest rate swap derivative 0 1,732 0 1,732 Total assets $ 1,003 $ 478,414 $ 551 $ 479,968 Liabilities Mortgage banking derivative 0 1 0 1 Interest rate swap derivative 0 1,748 0 1,748 Total liabilities $ 0 $ 1,749 $ 0 $ 1,749 December 31, 2014 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,004 $ 0 $ 0 $ 1,004 Mortgage-backed securities 0 372,095 0 372,095 State and municipal securities 0 101,962 850 102,812 Total Securities 1,004 474,057 850 475,911 Mortgage banking derivative 0 96 0 96 Interest rate swap derivative 0 1,191 0 1,191 Total assets $ 1,004 $ 475,344 $ 850 $ 477,198 Liabilities Mortgage banking derivative 0 11 0 11 Interest rate swap derivative 0 1,242 0 1,242 Total liabilities $ 0 $ 1,253 $ 0 $ 1,253
Schedule of Reconciliation of All Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the years ended December 31, 2015 and 2014: State and Municipal Securities (dollars in thousands) 2015 2014 Balance of recurring Level 3 assets at January 1 $ 850 $ 975 Transfers into Level 3 0 0 Changes in fair value of securities included in other comprehensive income (4) 0 Principal payments (295) (125) Sales 0 0 Balance of recurring Level 3 assets at December 31 $ 551 $ 850
Fair Value Measurements, Recurring, Valuation Techniques	Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 12/31/2015 Valuation Technique Unobservable Input (Average) State and municipal securities $ 551 Price to type, par, call Discount to benchmark index 0-5 % (2.82) % Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 12/31/2014 Valuation Technique Unobservable Input (Average) State and municipal securities $ 850 Price to type, par, call Discount to benchmark index 0-6 % (2.49) %
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis	The table below presents the balances of assets measured at fair value on a nonrecurring basis: December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 753 $ 753 Non-working capital loans 0 0 2,083 2,083 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 717 717 Multifamily loans 0 0 227 227 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 245 245 Open end and junior lien loans 0 0 226 226 Total impaired loans $ 0 $ 0 $ 4,551 $ 4,551 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,626 $ 4,626 The table below presents the balances of assets measured at fair value on a nonrecurring basis: December 31, 2014 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 531 $ 531 Non-working capital loans 0 0 2,257 2,257 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 341 341 Owner occupied loans 0 0 4,084 4,084 Nonowner occupied loans 0 0 3,113 3,113 Agri-business and agricultural loans: Loans secured by farmland 0 0 189 189 Other commercial loans 0 0 15 15 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 399 399 Open end and junior lien loans 0 0 73 73 Other consumer loans 0 0 29 29 Total impaired loans $ 0 $ 0 $ 11,031 $ 11,031 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 11,106 $ 11,106
Fair Value Measured On Nonrecurring Basis Valuation Techniques	The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2015: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,836 Collateral based Discount to reflect 46 % (5% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,237 Collateral based Discount to reflect 31 % (19% - 53%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 43 % measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 471 Collateral based Discount to reflect 26 % (11% - 42%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49 % current market conditions The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2014: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,788 Collateral based Discount to reflect 40 % (11% - 68%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 7,538 Collateral based Discount to reflect 25 % (6% - 50%) measurements current market conditions and ultimate collectability Impaired loans: Agri-business and agricultural 189 Collateral based Discount to reflect 7 % measurements current market conditions and ultimate collectability Impaired loans: Other commercial 15 Collateral based Discount to reflect 50 % measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 472 Collateral based Discount to reflect 32 % (3% - 77%) measurements current market conditions and ultimate collectability Impaired loans: Other consumer 29 Collateral based Discount to reflect 43 % (33% - 50%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49 % current market conditions
Schedule of Fair Values and the Related Carrying Values of Financial Instruments	December 31, 2015 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,674 $ 79,074 $ 1,602 $ 0 $ 80,676 Securities available for sale 478,071 1,003 476,517 551 478,071 Real estate mortgages held for sale 3,294 0 3,340 0 3,340 Loans, net 3,037,319 0 0 3,029,533 3,029,533 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 9,462 3 2,301 7,158 9,462 Financial Liabilities: Certificates of deposit (997,514) 0 (1,002,452) 0 (1,002,452) All other deposits (2,185,907) (2,185,907) 0 0 (2,185,907) Securities sold under agreements to repurchase (69,622) 0 (69,622) 0 (69,622) Other short-term borrowings (70,000) 0 (70,003) 0 (70,003) Long-term borrowings (34) 0 (37) 0 (37) Subordinated debentures (30,928) 0 0 (31,211) (31,211) Standby letters of credit (381) 0 0 (381) (381) Accrued interest payable (3,773) (86) (3,684) (3) (3,773) The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments at December 31, 2014. Items which are not financial instruments are not included. Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 90,638 $ 88,663 $ 1,975 $ 0 $ 90,638 Securities available for sale 475,911 1,004 474,057 850 475,911 Real estate mortgages held for sale 1,585 0 1,612 0 1,612 Loans, net 2,716,058 0 0 2,698,767 2,698,767 Federal Home Loan Bank stock 5,993 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 8,662 3 2,312 6,347 8,662 Financial Liabilities: Certificates of deposit (870,590) 0 (876,953) 0 (876,953) All other deposits (2,002,530) (2,002,530) 0 0 (2,002,530) Securities sold under agreements to repurchase (54,907) 0 (54,907) 0 (54,907) Federal funds purchased (500) 0 (500) 0 (500) Other short-term borrowings (105,000) 0 (105,001) 0 (105,001) Long-term borrowings (35) 0 (40) 0 (40) Subordinated debentures (30,928) 0 0 (31,212) (31,212) Standby letters of credit (379) 0 0 (379) (379) Accrued interest payable (2,946) (109) (2,834) (3) (2,946)

LAND, PREMISES AND EQUIPMENT,37

LAND, PREMISES AND EQUIPMENT, NET (Tables)	12 Months Ended
	Dec. 31, 2015
Property, Plant and Equipment [Abstract]
Summary of Land, Premises And Equipment	Land, premises and equipment and related accumulated depreciation were as follows at December 31, 2015 and 2014: (dollars in thousands) 2015 2014 Land $ 14,583 $ 12,937 Premises 35,760 31,953 Equipment 24,997 26,829 Total cost 75,340 71,719 Less accumulated depreciation 28,656 29,736 Land, premises and equipment, net $ 46,684 $ 41,983

DEPOSITS (Tables)

DEPOSITS (Tables)	12 Months Ended
	Dec. 31, 2015
Deposits [Abstract]
Summary of Certain Deposits	The following table details certain types of deposits as of December 31, 2015 and 2014: (dollars in thousands) 2015 2014 Time deposits of $100,000 to $250,000 $ 248,711 $ 254,137 Time deposits of $250,000 or more 489,543 331,074 Public fund deposits 891,065 748,563 Brokered deposits 148,040 142,429
Deposit Liabilities	At December 31, 2015, the scheduled maturities of time deposits were as follows: (dollars in thousands) Amount Maturing in 2016 $ 693,136 Maturing in 2017 210,102 Maturing in 2018 22,576 Maturing in 2019 36,869 Maturing in 2020 34,319 Thereafter 512 Total time deposits $ 997,514

BORROWINGS (Tables)

BORROWINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Debt Disclosure [Abstract]
Schedule of Long-Term Borrowings	Long-term borrowings at December 31 consisted of: (dollars in thousands) 2015 2014 Federal Home Loan Bank of Indianapolis Notes, 6.15%, Due January 15, 2018 $ 34 $ 35
Schedule of Maturities of Long-Term Debt	Long-term borrowings mature as follows: (dollars in thousands) Amount 2016 0 2017 0 2018 34 2019 0 2020 0 Thereafter 0
Schedule of Short-Term Debt	Other short-term borrowings consisted of: (dollars in thousands) 2015 2014 Federal Home Loan Bank of Indianapolis Notes, 0.58%, Due June 28, 2016 $ 70,000 $ 0 Federal Home Loan Bank of Indianapolis Notes, 0.43%, Due June 29, 2015 0 105,000 Total $ 70,000 $ 105,000
Securities Sold with Agreements to Repurchase	There were no other categories of short-term borrowings for which the average balance outstanding during the period was 30 percent or more of stockholders' equity at the end of each period. (dollars in thousands) 2015 2014 2013 Securities sold under agreements to repurchase Outstanding at year end $ 69,622 $ 54,907 $ 104,876 Approximate average interest rate at year end 0.21 % 0.18 % 0.29 % Highest amount outstanding as of any month end during the year $ 82,817 $ 96,236 $ 114,312 Approximate average outstanding during the year $ 63,880 $ 78,120 $ 107,252 Approximate average interest rate during the year 0.19 % 0.24 % 0.32 %

PENSION AND OTHER POSTRETIREM40

PENSION AND OTHER POSTRETIREMENT PLANS (Tables)	12 Months Ended
	Dec. 31, 2015
Employee Benefit Plans [Abstract]
Schedule of Changes in Projected Benefit Obligations and Plan Assets	Information as to the Company’s employee benefit plans at December 31, 2015 and 2014 is as follows: Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Change in benefit obligation: Beginning benefit obligation $ 2,785 $ 2,454 $ 1,267 $ 1,096 Interest cost 103 119 46 50 Actuarial (gain)/loss 135 398 47 258 Benefits paid (228) (186) (137) (137) Ending benefit obligation 2,795 2,785 1,223 1,267 Change in plan assets (primarily equity and fixed income investments and money market funds), at fair value: Beginning plan assets 1,841 1,700 1,014 1,068 Actual return (7) 121 1 79 Employer contribution 304 206 110 4 Benefits paid (228) (186) (137) (137) Ending plan assets 1,910 1,841 988 1,014 Funded status at end of year $ (885) $ (944) $ (235) $ (253)
Schedule of Amounts Recognized in Balance Sheet	Amounts recognized in the consolidated balance sheets consist of: Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Funded status included in other liabilities $ (885) $ (944) $ (235) $ (253)
Amounts Recognized in Accumulated Other Comprehensive Income	Amounts recognized in accumulated other comprehensive income consist of: Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2015 2014 Net actuarial loss $ 1,966 $ 1,925 $ 852 $ 812
Components of Net Periodic Benefit Cost	Net pension expense and other amounts recognized in other comprehensive income include the following: Pension Benefits SERP Benefits (dollars in thousands) 2015 2014 2013 2015 2014 2013 Net pension expense: Service cost $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 Interest cost 103 119 116 46 50 45 Expected return on plan assets (139) (125) (121) (76) (73) (74) Recognized net actuarial loss 162 117 151 82 80 93 Settlement cost 78 0 91 0 0 0 Net pension expense $ 204 $ 111 $ 237 $ 52 $ 57 $ 64 Net loss/(gain) $ 203 $ 402 $ (510) $ 122 $ 252 $ (40) Amortization of net loss (162) (117) (151) (82) (80) (93) Total recognized in other comprehensive income $ 41 $ 285 $ (661) $ 40 $ 172 $ (133) Total recognized in net pension expense and other comprehensive income $ 245 $ 396 $ (424) $ 92 $ 229 $ (69)
Schedule of Assumptions Used in Calculating the Net Benefit Obligation	The settlement cost was related to participants taking lump sum distributions from the pension plan during 2015 and 2013. For 2015, 2014 and 2013, the assumed form of payment elected by active participants upon retirement was changed from a single life annuity to a lump sum to reflect participant trends. The lump sum assumed interest rates below for December 31, 2015, 2014 and 2013 reflect the mortality table in effect for 2016, 2015 and 2014, respectively. For 2015, the mortality assumption was changed to the RP-2014 Mortality Table projected to 2024 with Projection Scale MP-2015 as of December 31, 2015 to reflect improved mortality expectations. For 2014, the mortality assumption was changed to the RP-2014 Mortality Table projected to 2024 with Projection Scale MP-2014 as of December 31, 2014 to reflect improved mortality expectations. Pension Benefits SERP Benefits 2015 2014 2013 2015 2014 2013 The following assumptions were used in calculating the net benefit obligation: Weighted average discount rate 3.96 % 3.61 % 5.00 % 3.96 % 3.61 % 5.00 % Rate of increase in future compensation N/A N/A N/A N/A N/A N/A Lump sum assumed interest rates First 5 years 1.61 % 1.29 % 1.24 % N/A N/A N/A Next 15 years 4.02 % 3.81 % 4.47 % N/A N/A N/A All future years 5.03 % 4.88 % 5.52 % N/A N/A N/A The following assumptions were used in calculating the net pension expense: Weighted average discount rate 3.61 % 5.00 % 4.00 % 3.61 % 5.00 % 4.00 % Rate of increase in future compensation N/A N/A N/A N/A N/A N/A Expected long-term rate of return 7.75 % 7.75 % 7.75 % 7.75 % 7.75 % 7.75 %
Schedule of Allocation of Plan Assets	The Company's pension plan asset allocation at year-end 2015 and 2014, target allocation for 2016, and expected long-term rate of return by asset category are as follows: Percentage of Plan Weighted Target Assets Average Expected Allocation at Year End Long-Term Rate Asset Category 2016 2015 2014 of Return Equity securities 55-65 % 55 % 60 % 9.94 % Debt securities 35-45 % 35 % 35 % 4.84 % Other 5-10 % 10 % 5 % 0.25 % Total 100 % 100 % 7.75 % The Company's SERP plan asset allocation at year-end 2015 and 2014, target allocation for 2016, and expected long-term rate of return by asset category are as follows: Percentage of Plan Weighted Target Assets Average Expected Allocation at Year End Long-Term Rate Asset Category 2016 2015 2014 of Return Equity securities 55-65 % 58 % 65 % 9.93 % Debt securities 35-45 % 36 % 32 % 4.83 % Other 5-10 % 6 % 3 % 0.25 % Total 100 % 100 % 7.75 %
Schedule Of Fair Values Of Pension Plan and Postretirement Plan Assets By Asset Category	The fair values of the Company's pension plan assets at December 31, 2015, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 495 $ 495 $ 0 $ 0 Equity securities - US large cap stock mutual funds 204 204 0 0 Equity securities - US mid cap stock mutual funds 130 130 0 0 Equity securities - US small cap stock mutual funds 46 46 0 0 Equity securities - international stock mutual funds 148 148 0 0 Equity securities - emerging markets stock mutual funds 22 22 0 0 Debt securities - intermediate term bond mutual funds 275 275 0 0 Debt securities - short term bond mutual funds 257 257 0 0 Debt securities - world bond mutual funds 87 87 0 0 Debt securities - commercial 54 0 54 0 Cash - money market account 187 187 0 0 Total $ 1,905 $ 1,851 $ 54 $ 0 Total pension plan assets available for benefits also include $ 5,000 The fair values of the Company's pension plan assets at December 31, 2014, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 540 $ 540 $ 0 $ 0 Equity securities - US large cap stock mutual funds 255 255 0 0 Equity securities - US mid cap stock mutual funds 144 144 0 0 Equity securities - US small cap stock mutual funds 25 25 0 0 Equity securities - international stock mutual funds 108 108 0 0 Equity securities - emerging markets stock mutual funds 24 24 0 0 Debt securities - intermediate term bond mutual funds 242 242 0 0 Debt securities - short term bond mutual funds 259 259 0 0 Debt securities - world bond mutual funds 94 94 0 0 Debt securities - commercial 55 0 55 0 Cash - money market account 91 91 0 0 Total $ 1,837 $ 1,782 $ 55 $ 0 Total pension plan assets available for benefits also include $ 4,000 There were no significant transfers between Level 1 and Level 2 during 2015 and 2014. The fair values of the Company's SERP assets at December 31, 2015, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 125 $ 125 $ 0 $ 0 Equity securities - US large cap stock mutual funds 347 347 0 0 Equity securities - US mid cap stock mutual funds 39 39 0 0 Equity securities - US small cap stock mutual funds 14 14 0 0 Equity securities - international stock mutual funds 49 49 0 0 Debt securities - high yield bond mutual funds 22 22 0 0 Debt securities - intermediate term bond mutual funds 96 96 0 0 Debt securities - short term bond mutual funds 153 153 0 0 Debt securities - world bond mutual funds 30 30 0 0 Debt securities - commercial 58 0 58 0 Cash - money market account 51 51 0 0 Total $ 984 $ 926 $ 58 $ 0 Total SERP plan assets available for benefits also include $ 4,000 The fair values of the Company's SERP assets at December 31, 2014, by asset category are as follows: Quoted Prices in Active Significant Significant Markets for Observable Unobservable Identical Assets Inputs Inputs Asset Category Total (Level 1) (Level 2 ) (Level 3) (dollars in thousands) Equity securities - US large cap common stocks $ 144 $ 144 $ 0 $ 0 Equity securities - US large cap stock mutual funds 371 371 0 0 Equity securities - US mid cap stock mutual funds 75 75 0 0 Equity securities - US small cap stock mutual funds 15 15 0 0 Equity securities - international stock mutual funds 54 54 0 0 Debt securities - intermediate term bond mutual funds 65 65 0 0 Debt securities - short term bond mutual funds 169 169 0 0 Debt securities - world bond mutual funds 32 32 0 0 Debt securities - commercial 60 0 60 0 Cash - money market account 26 26 0 0 Total $ 1,011 $ 951 $ 60 $ 0
Schedule of Expected Benefit Payments	The following benefit payments are expected to be paid over the next ten years: Pension SERP Plan Year Benefits Benefits (dollars in thousands) 2016 $ 314 $ 136 2017 186 133 2018 256 129 2019 167 125 2020 192 119 2021-2025 878 498

INCOME TAXES (Tables)

INCOME TAXES (Tables)	12 Months Ended
	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Components of Income Tax Expense (Benefit)	Income tax expense for the years ended December 31, 2015, 2014 and 2013 consisted of the following: (dollars in thousands) 2015 2014 2013 Current federal $ 19,992 $ 18,877 $ 17,181 Deferred federal 1,378 1,118 183 Current state 1,257 1,650 1,387 Deferred state 206 740 808 Total income tax expense $ 22,833 $ 22,385 $ 19,559
Differences In Taxes From Continuing Operations	The differences between financial statement tax expense and amounts computed by applying the statutory federal income tax rate of 35 (dollars in thousands) 2015 2014 2013 Income taxes at statutory federal rate of 35% $ 24,220 $ 23,167 $ 20,439 Increase (decrease) in taxes resulting from: Tax exempt income (1,323) (1,301) (1,222) Nondeductible expense 206 196 180 State income tax, net of federal tax effect 951 1,656 1,396 Captive insurance premium income (363) (378) (391) Tax credits (241) (233) (243) Bank owned life insurance (605) (631) (578) Reserve for unrecognized tax benefits 0 (64) (25) Other (12) (27) 3 Total income tax expense $ 22,833 $ 22,385 $ 19,559
Deferred Tax Assets and Liabilities	The net deferred tax asset recorded in the consolidated balance sheets at December 31, 2015 and 2014 consisted of the following: (dollars in thousands) 2015 2014 Deferred tax assets: Bad debts $ 17,187 $ 18,300 Pension and deferred compensation liability 1,370 1,224 Non-qualified stock options 309 444 Nonaccrual loan interest 2,618 2,127 Long-term incentive plan 987 1,186 Other 337 346 22,808 23,627 Deferred tax liabilities: Accretion 156 153 Depreciation 4,222 3,843 Loan servicing rights 1,070 994 State taxes 632 704 Deferred loan fees 65 61 Intangible assets 1,891 1,883 FHLB stock dividends 0 33 REIT spillover dividend 1,413 1,085 Prepaid expenses 907 884 Other 422 373 10,778 10,013 Valuation allowance 0 0 Net deferred tax asset $ 12,030 $ 13,614
Unrecognized Tax Benefits	A reconciliation of the beginning and ending amount of unrecognized tax benefits: (dollars in thousands) 2015 2014 Balance January 1, $ 0 $ 64 Additions based on tax positions related to the current year 0 0 Additions for tax positions of prior years 0 0 Reductions for tax positions of prior years 0 (42) Reductions due to the statute of limitations 0 (22) Settlements 0 0 Balance at December 31, $ 0 $ 0

RELATED PARTY TRANSACTIONS (Tab

RELATED PARTY TRANSACTIONS (Tables)	12 Months Ended
	Dec. 31, 2015
Related Party Transactions [Abstract]
Schedule of related party transactions	Loans to principal officers, directors, and their affiliates as of December 31, 2015 and 2014 were as follows: (dollars in thousands) 2015 2014 Beginning balance $ 128,568 $ 124,605 New loans and advances 82,202 112,940 Effect of changes in related parties 0 0 Repayments and renewals (90,807) (108,977) Ending balance $ 119,963 $ 128,568

STOCK BASED COMPENSATION (Table

STOCK BASED COMPENSATION (Tables)	12 Months Ended
	Dec. 31, 2015
Schedule of Share-based Compensation, Stock Options, Activity	A summary of the activity in the stock option plan as of December 31, 2015 and changes during the period then ended follows: Weighted- Weighted- Average Average Remaining Aggregate Exercise Contractual Intrinsic Shares Price Term (years) Value Outstanding at beginning of the year 57,918 $ 22.95 Granted 0 0.00 Exercised (25,918) 21.59 Forfeited 0 0 Outstanding at end of the year 32,000 $ 24.05 2.4 $ 722,240 Options exercisable at end of the year 32,000 $ 24.05 2.4 $ 722,240
Schedule of Information on Stock Awards Exercised	The following table presents information on stock awards exercised for the years ended December 31, 2015, 2014 and 2013. (dollars in thousands) 2015 2014 2013 Total intrinsic value $ 577 $ 204 $ 589 Cash received 559 291 965 Cash received net of tax (135) 7 757 Actual tax benefit realized for tax deductions 148 50 146
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity	A summary of the changes in the Company’s nonvested shares for the year follows: Weighted-Average Grant-Date Nonvested Shares Shares Fair Value Nonvested at January 1, 2015 9,650 $ 28.48 Granted 14,250 42.26 Vested (20,400) 36.74 Forfeited 0 0.00 Nonvested at December 31, 2015 3,500 $ 36.44
Schedule of Nonvested Performance-based Units Activity	Shares granted below include the number of shares assumed granted based on meeting the performance criteria of the 2015-2017, 2014-2016 and 2013-2015 Long-Term Incentive Plans at December 31, 2015. Weighted-Average Grant-Date Nonvested Shares Shares Fair Value Nonvested at January 1, 2015 217,470 $ 28.99 Granted 38,832 45.10 Vested (63,312) 24.16 Forfeited (420) 40.56 Nonvested at December 31, 2015 192,570 $ 33.80

CAPITAL REQUIREMENTS AND REST44

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)	12 Months Ended
	Dec. 31, 2015
Capital Requirements and Restrictions On Retained Earnings [Abstract]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations	There have been no conditions or events since that notification that management believes have changed the Company and the Bank’s category. Minimum Required to Minimum Required Be Well Capitalized For Capital Under Prompt Corrective Actual Adequacy Purposes Action Regulations (dollars in thousands) Amount Ratio Amount Ratio Amount Ratio As of December 31, 2015: Total Capital (to Risk Weighted Assets) Consolidated $ 457,815 13.62 % $ 268,844 8.00 % $ 336,056 10.00 % Bank $ 446,829 13.31 % $ 268,468 8.00 % $ 335,585 10.00 % Tier I Capital (to Risk Weighted Assets) Consolidated $ 415,700 12.37 % $ 201,633 6.00 % $ 268,844 8.00 % Bank $ 404,771 12.06 % $ 201,351 6.00 % $ 268,468 8.00 % Common Equity Tier 1 (CET1) Consolidated $ 385,700 11.48 % $ 151,225 4.50 % $ 218,436 6.50 % Bank $ 404,771 12.06 % $ 151,013 4.50 % $ 218,130 6.50 % Tier I Capital (to Average Assets) Consolidated $ 415,700 11.10 % $ 149,841 4.00 % $ 187,301 5.00 % Bank $ 404,771 10.86 % $ 149,051 4.00 % $ 186,313 5.00 % As of December 31, 2014: Total Capital (to Risk Weighted Assets) Consolidated $ 418,827 14.36 % $ 233,286 8.00 % $ 291,607 10.00 % Bank $ 403,454 13.87 % $ 232,787 8.00 % $ 290,984 10.00 % Tier I Capital (to Risk Weighted Assets) Consolidated $ 382,254 13.11 % $ 116,643 4.00 % $ 174,964 6.00 % Bank $ 366,958 12.61 % $ 116,394 4.00 % $ 174,591 6.00 % Common Equity Tier 1 (CET1) Consolidated N/A N/A N/A N/A N/A N/A Bank N/A N/A N/A N/A N/A N/A Tier I Capital (to Average Assets) Consolidated $ 382,254 11.22 % $ 136,265 4.00 % $ 170,332 5.00 % Bank $ 366,958 10.84 % $ 135,420 4.00 % $ 169,276 5.00 %

OFFSETTING ASSETS AND LIABILI45

OFFSETTING ASSETS AND LIABILITIES (Tables)	12 Months Ended
	Dec. 31, 2015
Offsettings [Abstract]
Offsetting Assets And Liability	The following tables summarize gross and net information about financial instruments and derivative instruments that are offset in the statement of financial position or that are subject to an enforceable master netting arrangement at December 31, 2015 and 2014. December 31, 2015 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $ 1,732 $ 0 $ 1,732 $ 0 $ 0 $ 1,732 Total Assets $ 1,732 $ 0 $ 1,732 $ 0 $ 0 $ 1,732 Liabilities Interest Rate Swap Derivatives $ 1,748 $ 0 $ 1,748 $ 0 $ (1,660) $ 88 Repurchase Agreements 69,622 0 69,622 (69,622) 0 0 Total Liabilities $ 71,370 $ 0 $ 71,370 $ (69,622) $ (1,660) $ 88 December 31, 2014 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $ 1,191 $ 0 $ 1,191 $ 0 $ 0 $ 1,191 Total Assets $ 1,191 $ 0 $ 1,191 $ 0 $ 0 $ 1,191 Liabilities Interest Rate Swap Derivatives $ 1,242 $ 0 $ 1,242 $ 0 $ (1,242) $ 0 Repurchase Agreements 54,907 0 54,907 (54,907) 0 0 Total Liabilities $ 56,149 $ 0 $ 56,149 $ (54,907) $ (1,242) $ 0

COMMITMENTS, OFF-BALANCE SHEE46

COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Tables)	12 Months Ended
	Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Schedule of Financial Instruments Commitments	These financial instruments include commitments to make loans and open-ended revolving lines of credit. Amounts as of the years ended December 31, 2015 and 2014, were as follows: 2015 2014 Fixed Variable Fixed Variable (dollars in thousands) Rate Rate Rate Rate Commercial loan lines of credit $ 50,713 $ 1,125,720 $ 45,294 $ 967,282 Commercial letters of credit 0 0 0 62 Standby letters of credit 0 51,515 0 52,500 Real estate mortgage loans 4,917 3,185 3,439 1,589 Real estate construction mortgage loans 648 1,220 1,875 4,936 Home equity mortgage open-ended revolving lines 0 165,549 0 149,706 Consumer loan open-ended revolving lines 0 7,558 0 5,896 Total $ 56,278 $ 1,354,747 $ 50,608 $ 1,181,971
Schedule Of Rate Of Interest Percentage Financial Instruments	The index on variable rate commercial loan commitments is principally the national prime rate. Interest rate ranges on commitments and open-ended revolving lines of credit for years ended December 31, 2015 and 2014, were as follows: 2015 2014 Fixed Variable Fixed Variable Rate Rate Rate Rate Commercial loan 2.44-7.50 % 1.59-8.50 % 2.44-7.50 % 1.46-8.25 % Real estate mortgage loan 3.13-4.63 % 3.00-5.75 % 3.13-4.75 % 2.88-5.75 % Consumer loan open-ended revolving line N/A 2.25-15.00 % N/A 2.50-15.00 %

PARENT COMPANY STATEMENTS (Tabl

PARENT COMPANY STATEMENTS (Tables)	12 Months Ended
	Dec. 31, 2015
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Schedule of Condensed Balance Sheet	CONDENSED BALANCE SHEETS December 31, (dollars in thousands) 2015 2014 ASSETS Deposits with Lake City Bank $ 712 $ 427 Deposits with other depository institutions 3,623 7,654 Cash 4,335 8,081 Investments in banking subsidiary 411,883 376,000 Investments in other subsidiaries 3,429 3,394 Other assets 4,329 4,980 Total assets $ 423,976 $ 392,455 LIABILITIES Dividends payable and other liabilities $ 236 $ 231 Subordinated debt 30,928 30,928 STOCKHOLDERS' EQUITY 392,812 361,296 Total liabilities and stockholders' equity $ 423,976 $ 392,455
Schedule of Condensed Income Statement	CONDENSED STATEMENTS OF INCOME Years Ended December 31, (dollars in thousands) 2015 2014 2013 Dividends from Lake City Bank, Lakeland Statutory Trust II $ 11,288 $ 18,362 $ 9,524 Other income 98 182 98 Interest expense on subordinated debt (1,063) (1,048) (1,061) Miscellaneous expense (3,231) (3,462) (2,651) INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 7,092 14,034 5,910 Income tax benefit 1,655 1,691 1,387 INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES 8,747 15,725 7,297 Equity in undistributed income of subsidiaries 37,620 28,080 31,542 NET INCOME $ 46,367 $ 43,805 $ 38,839 COMPREHENSIVE INCOME $ 44,679 $ 50,129 $ 30,656
Schedule of Condensed Cash Flow Statement	CONDENSED STATEMENTS OF CASH FLOWS Years Ended December 31, (dollars in thousands) 2015 2014 2013 Cash flows from operating activities: Net income $ 46,367 $ 43,805 $ 38,839 Adjustments to net cash from operating activities: Equity in undistributed income of subsidiaries (37,620) (28,080) (31,543) Other changes 3,647 5,348 989 Net cash from operating activities 12,394 21,073 8,285 Cash flows from investing activities Proceeds from issuance of common stock 12 57 903 Repurchase of common stock (455) (444) (399) Dividends paid (15,697) (13,555) (9,372) Cash flows from financing activities (16,140) (13,942) (8,868) Net increase in cash and cash equivalents (3,746) 7,131 (583) Cash and cash equivalents at beginning of the year 8,081 950 1,533 Cash and cash equivalents at end of the year $ 4,335 $ 8,081 $ 950

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	12 Months Ended
	Dec. 31, 2015
Earnings Per Share [Abstract]
Schedule of weighted average number of shares	Following are the factors used in the earnings per share computations: 2015 2014 2013 Basic earnings per common share: Net income $ 46,367,000 $ 43,805,000 $ 38,839,000 Weighted-average common shares outstanding 16,617,569 16,535,530 16,436,131 Basic earnings per common share $ 2.79 $ 2.65 $ 2.36 Diluted earnings per common share: Net income $ 46,367,000 $ 43,805,000 $ 38,839,000 Weighted-average common shares outstanding for basic earnings per common share 16,617,569 16,535,530 16,436,131 Add: Dilutive effect of assumed exercise of warrant 104,375 92,547 61,436 Add: Dilutive effect of assumed exercises of stock options and awards 108,435 153,378 136,771 Average shares and dilutive potential common shares 16,830,379 16,781,455 16,634,338 Diluted earnings per common share $ 2.75 $ 2.61 $ 2.33

ACCUMULATED OTHER COMPREHENSI49

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	12 Months Ended
	Dec. 31, 2015
Stockholders Equity Note [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income	The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) for December 31, 2015 and 2014 all shown net of tax: Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2014 $ 5,467 $ (1,637) $ 3,830 Other comprehensive income before reclassification (1,606) (204) (1,810) Amounts reclassified from accumulated other comprehensive income (loss) (25) 147 122 Net current period other comprehensive income (1,631) (57) (1,688) Balance at December 31, 2015 $ 3,836 $ (1,694) $ 2,142 Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2013 $ (1,138) $ (1,356) $ (2,494) Other comprehensive income before reclassification 6,471 (399) 6,072 Amounts reclassified from accumulated other comprehensive income (loss) 134 118 252 Net current period other comprehensive income 6,605 (281) 6,324 Balance at December 31, 2014 $ 5,467 $ (1,637) $ 3,830
Reclassification Accumulated Other Comprehensive Income	Reclassifications out of accumulated comprehensive income for the years ended December 31, 2015 and 2014 are as follows: Details about Amount Affected Line Item Accumulated Other Reclassified From in the Statement Comprehensive Accumulated Other Where Net Income Components Comprehensive Income Income is Presented 2015 (dollars in thousands) Unrealized gains and losses on available-for-sale securities $ 42 Net securities gains (losses) Tax effect (17) Income tax expense 25 Net of tax Amortization of defined benefit pension items (1) (244) Salaries and employee benefits Tax effect 97 Income tax expense (147) Net of tax Total reclassifications for the period $ (122) Net income 2014 (dollars in thousands) Unrealized gains and losses on available-for-sale securities $ (224) Net securities gains (losses) Tax effect 90 Income tax expense (134) Net of tax Amortization of defined benefit pension items (1) (197) Salaries and employee benefits Tax effect 79 Income tax expense (118) Net of tax Total reclassifications for the period $ (252) Net income (1) Included in the computation of net pension plan expense as more fully discussed in Note 11.

SELECTED QUARTERLY DATA (Tables

SELECTED QUARTERLY DATA (Tables)	12 Months Ended
	Dec. 31, 2015
Selected Quarterly Financial Information [Abstract]
Schedule of Quarterly Financial Information	2015 4th 3rd 2nd 1st Quarter Quarter Quarter Quarter Interest income $ 31,619 $ 30,966 $ 30,290 $ 29,664 Interest expense 4,167 4,255 4,226 3,964 Net interest income 27,452 26,711 26,064 25,700 Provision for loan losses 0 0 0 0 Net interest income after provision 27,452 26,711 26,064 25,700 Noninterest income 8,069 7,902 7,713 7,795 Noninterest expense 17,357 17,207 16,741 16,901 Income tax expense 5,878 5,841 5,656 5,458 Net income $ 12,286 $ 11,565 $ 11,380 $ 11,136 Basic earnings per common share $ 0.74 $ 0.70 $ 0.69 $ 0.67 Diluted earnings per common share $ 0.73 $ 0.69 $ 0.68 $ 0.66 2014 4th 3rd 2nd 1st Quarter Quarter Quarter Quarter Interest income $ 30,023 $ 29,745 $ 29,250 $ 28,270 Interest expense 3,919 3,780 3,696 3,590 Net interest income . 26,104 25,965 25,554 24,680 Provision for loan losses 0 0 0 0 Net interest income after provision 26,104 25,965 25,554 24,680 Noninterest income 7,163 7,871 7,592 7,427 Noninterest expense 16,632 16,660 16,084 16,790 Income tax expense 5,565 5,665 5,750 5,405 Net income $ 11,070 $ 11,511 $ 11,312 $ 9,912 Basic earnings per common share $ 0.67 $ 0.70 $ 0.68 $ 0.60 Diluted earnings per common share $ 0.66 $ 0.69 $ 0.68 $ 0.59

SUMMARY OF SIGNIFICANT ACCOUN51

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Additional Information) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Summary of Significant Accounting Policies [Line Items]
Accrued Interest On Loans	$ 7,000,000	$ 6,200,000
Financing Receivable, Net	150,000
Equity Method Investments	3,400,000	3,700,000
Real Estate Acquired Through Foreclosure	210,000	284,000
Servicing fees	$ 957,000	$ 930,000	$ 816,000
Treasury Stock Share	95,607	84,703
Bank Owned Life Insurance	$ 69,698,000	$ 66,612,000
Cash on hand or on deposit to meet regulatory reserve and clearing requirements	2,300,000	9,600,000
Carrying value of mortgage servicing rights	2,600,000	2,400,000
Unpaid principal balances	335,800,000	330,300,000
Escrow Deposit	1,400,000	1,300,000
Cash Available for Distributions	912,000
Interest Rate Swap [Member]
Summary of Significant Accounting Policies [Line Items]
Notional amount	162,500,000	162,800,000
Fair value of interest rate swap asset	1,700,000	1,200,000
Fair value of interest rate swap liability	1,700,000	1,200,000
Life Insurance [Member] | Officer [Member]
Summary of Significant Accounting Policies [Line Items]
Bank Owned Life Insurance	67,600,000	64,700,000
Deferred Compensation Plan [Member] | Officer [Member]
Summary of Significant Accounting Policies [Line Items]
Bank Owned Life Insurance	$ 2,100,000	$ 1,900,000
Premises Assets [Member] | Minimum [Member]
Summary of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	5 years
Premises Assets [Member] | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	40 years
Equipment [Member] | Minimum [Member]
Summary of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Equipment [Member] | Maximum [Member]
Summary of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	7 years

SECURITIES (Summary Of Availabl

SECURITIES (Summary Of Available Sale Of Securities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Information related to available for sale securities [Abstract]
Amortized Cost	$ 471,903	$ 466,981
Gross Unrealized Gain	8,894	11,053
Gross Unrealized Losses	(2,726)	(2,123)
Fair Value	478,071	475,911
US Treasury Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	988	986
Gross Unrealized Gain	15	18
Gross Unrealized Losses	0	0
Fair Value	1,003	1,004
US Government Sponsored Agencies [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	7,178
Gross Unrealized Gain	19
Gross Unrealized Losses	(77)
Fair Value	7,120
Agency Residential Mortgage-Backed Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	357,984	366,596
Gross Unrealized Gain	5,087	7,178
Gross Unrealized Losses	(2,399)	(1,679)
Fair Value	360,672	372,095
State and Municipal Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	105,753	99,399
Gross Unrealized Gain	3,773	3,857
Gross Unrealized Losses	(250)	(444)
Fair Value	$ 109,276	$ 102,812

SECURITIES (Schedule Of Availab

SECURITIES (Schedule Of Available Sale Of Securities By Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Maturities of Available-for-sale Debt Securities [Abstract]
Amortized Cost, Due in one year or less	$ 1,996
Amortized Cost, Due after one year through five years	21,715
Amortized Cost, Due after five years through ten years	49,708
Amortized Cost, Due after ten years	40,500
Amortized Cost, Available for sale securities with maturities amortized cost	113,919
Amortized Cost, Mortgage-backed securities	357,984
Amortized Cost, Total debt securities	471,903	$ 466,981
Fair Value, Due in one year or less	2,020
Fair Value, Due after one year through five years	22,411
Fair Value, Due after five years through ten years	51,757
Fair Value, Due after ten years	41,211
Fair Value, Available for sale securities with maturities fair value	117,399
Fair Value, Mortgage-backed securities	360,672
Fair Value, Total debt securities	$ 478,071	$ 475,911

SECURITIES (Schedule Of Sales O

SECURITIES (Schedule Of Sales Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Sales of Securities Available for Sale [Abstract]
Proceeds	$ 7,787	$ 13,766	$ 29,995
Gross gains	42	3	1,077
Gross losses	$ 0	$ 231	$ 972

SECURITIES (Schedule Of Avail55

SECURITIES (Schedule Of Available Sale Of Securities Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	$ 163,156	$ 35,878
12 months or more, fair value	42,337	118,903
Total fair value	205,493	154,781
Less than 12 Months, Unrealized losses	(1,599)	(176)
12 Months or more, Unrealized losses	(1,127)	(1,947)
Total Unrealized losses	(2,726)	(2,123)
US Government Sponsored Agencies [Member]
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	0
12 months or more, fair value	3,895
Total fair value	3,895
Less than 12 Months, Unrealized losses	0
12 Months or more, Unrealized losses	(77)
Total Unrealized losses	(77)
Agency Residential Mortgage-Backed Securities [Member]
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	151,792	33,420
12 months or more, fair value	30,116	102,512
Total fair value	181,908	135,932
Less than 12 Months, Unrealized losses	(1,521)	(148)
12 Months or more, Unrealized losses	(878)	(1,531)
Total Unrealized losses	(2,399)	(1,679)
State and Municipal Securities [Member]
Securities with unrealized losses [Abstract]
Less than twelve months, fair value	11,364	2,458
12 months or more, fair value	8,326	16,391
Total fair value	19,690	18,849
Less than 12 Months, Unrealized losses	(78)	(28)
12 Months or more, Unrealized losses	(172)	(416)
Total Unrealized losses	$ (250)	$ (444)

SECURITIES (Quantitative Disclo

SECURITIES (Quantitative Disclosure Of Available Sale Of Securities) (Details)	Dec. 31, 2015	Dec. 31, 2014
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	67	17
Number of available-for-sale securities in unrealized loss positions, 12 months or more	22	56
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	89	73
US Government Sponsored Agencies [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	0
Number of available-for-sale securities in unrealized loss positions, 12 months or more	1
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	1
Agency Residential Mortgage-Backed Securities [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	46	9
Number of available-for-sale securities in unrealized loss positions, 12 months or more	9	27
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	55	36
State and Municipal Securities [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	21	8
Number of available-for-sale securities in unrealized loss positions, 12 months or more	12	29
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	33	37

SECURITIES (Additional informat

SECURITIES (Additional information) (Details) - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Information related to available for sale securities [Abstract]
Cost basis of securities sold	$ 7.7	$ 14	$ 29.9
Fair Value of securities slold	7.8	13.8	$ 30
Available-for-sale Securities pledged as collateral	$ 122.7	$ 202.4

LOANS (Total Loans Outstanding)

LOANS (Total Loans Outstanding) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 2,700,734	$ 2,410,934
Total consumer loans	380,216	351,670
Subtotal	3,080,950	2,762,604
Less: Allowance for loan losses	(43,610)	(46,262)	$ (48,797)	$ (51,445)
Net deferred loan fees	(21)	(284)
Loans, net	3,037,319	2,716,058
Other consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	49,113	49,541
Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	1,179,512	1,035,373
Less: Allowance for loan losses	(21,564)	(22,785)	(21,005)	(22,342)
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	581,025	544,043
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	598,487	491,330
Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	1,130,053	1,026,059
Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	230,719	156,636
Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	412,026	403,154
Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	407,883	394,458
Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	79,425	71,811
Agri-business and Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	306,094	273,787
Less: Allowance for loan losses	(2,445)	(1,790)	$ (1,682)	$ (1,403)
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	164,375	137,407
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	141,719	136,380
Other Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	85,075	75,715
Total Consumer 1 To 4 Family Mortgage Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	331,103	302,129
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	158,062	145,167
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	163,700	150,220
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 9,341	$ 6,742

LOANS (Additional information)

LOANS (Additional information) (Details)	Dec. 31, 2015USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage Loans in Process of Foreclosure, Amount	$ 301,000

ALLOWANCE FOR LOAN LOSSES AND60

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Allowance for loan losses by portfolio segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 46,262	$ 48,797	$ 51,445
Provision for loan losses	0	0	0
Loans charged-off	(3,173)	(4,685)	(4,052)
Recoveries	521	2,150	1,404
Net loans charged-off	(2,652)	(2,535)	(2,648)
Ending balance	43,610	46,262	48,797
Commercial and Industrial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	22,785	21,005	22,342
Provision for loan losses	(117)	2,307	(788)
Loans charged-off	(1,320)	(1,441)	(1,062)
Recoveries	216	914	513
Net loans charged-off	(1,104)	(527)	(549)
Ending balance	21,564	22,785	21,005
Commercial Real Estate and Multi-Family Residential Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	14,153	18,556	20,812
Provision for loan losses	(673)	(2,771)	(564)
Loans charged-off	(1,114)	(2,560)	(2,069)
Recoveries	107	928	377
Net loans charged-off	(1,007)	(1,632)	(1,692)
Ending balance	12,473	14,153	18,556
Agri-business and Agricultural Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	1,790	1,682	1,403
Provision for loan losses	635	88	267
Loans charged-off	0	0	(200)
Recoveries	20	20	212
Net loans charged-off	20	20	12
Ending balance	2,445	1,790	1,682
Other Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	276	391	240
Provision for loan losses	420	(115)	151
Loans charged-off	(122)	0	0
Recoveries	0	0	0
Net loans charged-off	(122)	0	0
Ending balance	574	276	391
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,459	3,046	2,682
Provision for loan losses	246	699	620
Loans charged-off	(362)	(439)	(382)
Recoveries	52	153	126
Net loans charged-off	(310)	(286)	(256)
Ending balance	3,395	3,459	3,046
Other Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	483	608	609
Provision for loan losses	(35)	(15)	162
Loans charged-off	(255)	(245)	(339)
Recoveries	126	135	176
Net loans charged-off	(129)	(110)	(163)
Ending balance	319	483	608
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,316	3,509	3,357
Provision for loan losses	(476)	(193)	152
Loans charged-off	0	0	0
Recoveries	0	0	0
Net loans charged-off	0	0	0
Ending balance	$ 2,840	$ 3,316	$ 3,509

ALLOWANCE FOR LOAN LOSSES AND61

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Balance In The Allowance For Loan Losses And The Recorded Investment In Loans By Portfolio Management) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 3,659	$ 5,421
Collectively evaluated for impairment	39,951	40,841
Total ending allowance balance	43,610	46,262	$ 48,797	$ 51,445
Loans:
Loans individually evaluated for impairment	20,579	31,964
Loans collectively evaluated for impairment	3,060,350	2,730,356
Total ending loans balance	3,080,929	2,762,320
Commercial and Industrial Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	2,781	3,306
Collectively evaluated for impairment	18,783	19,479
Total ending allowance balance	21,564	22,785	21,005	22,342
Loans:
Loans individually evaluated for impairment	8,286	14,702
Loans collectively evaluated for impairment	1,171,407	1,020,897
Total ending loans balance	1,179,693	1,035,599
Commercial Real Estate and Multi-Family Residential Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	465	1,531
Collectively evaluated for impairment	12,008	12,622
Total ending allowance balance	12,473	14,153	18,556	20,812
Loans:
Loans individually evaluated for impairment	9,823	13,005
Loans collectively evaluated for impairment	1,119,150	1,011,858
Total ending loans balance	1,128,973	1,024,863
Agri Business and Agricultural Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	14
Collectively evaluated for impairment	2,445	1,776
Total ending allowance balance	2,445	1,790	1,682	1,403
Loans:
Loans individually evaluated for impairment	471	486
Loans collectively evaluated for impairment	305,707	273,388
Total ending loans balance	306,178	273,874
Other Commercial [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	5	15
Collectively evaluated for impairment	569	261
Total ending allowance balance	574	276	391	240
Loans:
Loans individually evaluated for impairment	12	30
Loans collectively evaluated for impairment	85,059	75,684
Total ending loans balance	85,071	75,714
Consumer 1-4 Family Mortgage Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	358	482
Collectively evaluated for impairment	3,037	2,977
Total ending allowance balance	3,395	3,459	3,046	2,682
Loans:
Loans individually evaluated for impairment	1,927	3,614
Loans collectively evaluated for impairment	330,072	299,189
Total ending loans balance	331,999	302,803
Other Consumer [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	50	73
Collectively evaluated for impairment	269	410
Total ending allowance balance	319	483	608	609
Loans:
Loans individually evaluated for impairment	60	127
Loans collectively evaluated for impairment	48,955	49,340
Total ending loans balance	49,015	49,467
Unallocated [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,840	3,316
Total ending allowance balance	2,840	3,316	$ 3,509	$ 3,357
Loans:
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND62

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans Individually Evaluated For Impairment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Loans Individually Evaluated for Impairment [Abstract]
Unpaid Principal Balance	$ 25,737	$ 36,738
Recorded Investment	20,579	31,964
Allowance for Loan Losses Allocated	3,659	5,421
Average Recorded Investment	25,344	34,608	$ 48,965
Interest Income Recognized	558	913	1,177
Cash Basis Interest Income Recogonized	569	906	1,219
Other Commercial Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	12	30
Recorded investment with an allowance recorded	12	30
Allowance for loans losses allocated with an allowance recorded	5	15
Average Recorded Investment with an allowance recorded	3
Average Recorded Investment		5
Interest Income Recognized with an allowance recorded	0
Interest Income Recognized		0
Cash basis interest income recognized with an allowance recorded	0
Cash Basis Interest Income Recogonized		0
Other Consumer [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded		1
Unpaid principal balance with an allowance recorded	60	126
Recorded Investment with no related allowance recorded		1
Recorded investment with an allowance recorded	60	126
Allowance for loan losses allocated with no related allowance recorded		0
Allowance for loans losses allocated with an allowance recorded	50	73
Average Recorded Investment with no related allowance recorded	3	1	1
Average Recorded Investment with an allowance recorded	100	98	90
Interest Income Recognized with no related allowance recorded	0	0	0
Interest Income Recognized with an allowance recorded	4	2	1
Cash basis interest income recognized with no related allowance recorded	0	0	0
Cash basis interest income recognized with an allowance recorded	4	2	1
Commercial and Industrial Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	2,781	3,306
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	20	21
Unpaid principal balance with an allowance recorded	1,318	1,409
Recorded Investment with no related allowance recorded	20	21
Recorded investment with an allowance recorded	1,318	1,408
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded	535	837
Average Recorded Investment with no related allowance recorded	21	154	64
Average Recorded Investment with an allowance recorded	1,133	1,845	2,934
Interest Income Recognized with no related allowance recorded	0	1	0
Interest Income Recognized with an allowance recorded	24	66	50
Cash basis interest income recognized with no related allowance recorded	0	1	0
Cash basis interest income recognized with an allowance recorded	23	57	52
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,390	1,673
Unpaid principal balance with an allowance recorded	8,617	15,557
Recorded Investment with no related allowance recorded	623	279
Recorded investment with an allowance recorded	6,325	12,994
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded	2,246	2,469
Average Recorded Investment with no related allowance recorded	619	174	8
Average Recorded Investment with an allowance recorded	8,705	13,806	13,957
Interest Income Recognized with no related allowance recorded	2	1	0
Interest Income Recognized with an allowance recorded	326	513	540
Cash basis interest income recognized with no related allowance recorded	2	1	0
Cash basis interest income recognized with an allowance recorded	333	513	544
Commercial Real Estate and Multi-Family Residential Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	465	1,531
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded		526
Unpaid principal balance with an allowance recorded	364	449
Recorded Investment with no related allowance recorded		526
Recorded investment with an allowance recorded	364	448
Allowance for loan losses allocated with no related allowance recorded		0
Allowance for loans losses allocated with an allowance recorded	71	107
Average Recorded Investment with no related allowance recorded	132	265
Average Recorded Investment with an allowance recorded	382	1,977	3,537
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded	16	45	84
Cash basis interest income recognized with no related allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded	17	46	92
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	3,762	554
Unpaid principal balance with an allowance recorded	949	5,298
Recorded Investment with no related allowance recorded	3,223	374
Recorded investment with an allowance recorded	949	5,297
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded	232	1,213
Average Recorded Investment with no related allowance recorded	2,336	218	482
Average Recorded Investment with an allowance recorded	3,050	3,416	3,771
Interest Income Recognized with no related allowance recorded	8	0	0
Interest Income Recognized with an allowance recorded	13	72	109
Cash basis interest income recognized with no related allowance recorded	9	0	0
Cash basis interest income recognized with an allowance recorded	13	70	118
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	4,894	3,030
Unpaid principal balance with an allowance recorded		3,324
Recorded Investment with no related allowance recorded	4,898	3,036
Recorded investment with an allowance recorded		3,324
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded		211
Average Recorded Investment with no related allowance recorded	4,635	1,019
Average Recorded Investment with an allowance recorded	817	7,220	20,108
Interest Income Recognized with no related allowance recorded	105	139
Interest Income Recognized with an allowance recorded	0	0	337
Cash basis interest income recognized with no related allowance recorded	108	139
Cash basis interest income recognized with an allowance recorded	0	0	344
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	389
Recorded investment with an allowance recorded	389
Allowance for loans losses allocated with an allowance recorded	162
Average Recorded Investment with an allowance recorded	32
Average Recorded Investment			48
Interest Income Recognized with an allowance recorded	0
Interest Income Recognized			0
Cash basis interest income recognized with an allowance recorded	0
Cash Basis Interest Income Recogonized			0
Agri-business and Agricultural Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	0	14
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	969	603
Unpaid principal balance with an allowance recorded		381
Recorded Investment with no related allowance recorded	471	283
Recorded investment with an allowance recorded		203
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded		14
Average Recorded Investment with no related allowance recorded	426	240	512
Average Recorded Investment with an allowance recorded	50	381	442
Interest Income Recognized with no related allowance recorded	0	0	0
Interest Income Recognized with an allowance recorded	0	0	0
Cash basis interest income recognized with no related allowance recorded	0	0	0
Cash basis interest income recognized with an allowance recorded	0	0	0
Consumer 1-4 Family Mortgage Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	358	482
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	45	724
Unpaid principal balance with an allowance recorded	1,695	2,505
Recorded Investment with no related allowance recorded	45	712
Recorded investment with an allowance recorded	1,629	2,375
Allowance for loan losses allocated with no related allowance recorded	0	0
Allowance for loans losses allocated with an allowance recorded	331	474
Average Recorded Investment with no related allowance recorded	261	697	379
Average Recorded Investment with an allowance recorded	2,357	2,680	2,488
Interest Income Recognized with no related allowance recorded	0	0	0
Interest Income Recognized with an allowance recorded	60	74	56
Cash basis interest income recognized with no related allowance recorded	0	0	0
Cash basis interest income recognized with an allowance recorded	60	77	68
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded		317
Unpaid principal balance with an allowance recorded	253	81
Recorded Investment with no related allowance recorded		317
Recorded investment with an allowance recorded	253	81
Allowance for loan losses allocated with no related allowance recorded		0
Allowance for loans losses allocated with an allowance recorded	27	8
Average Recorded Investment with no related allowance recorded	189	210	35
Average Recorded Investment with an allowance recorded	82	63	70
Interest Income Recognized with no related allowance recorded	0	0	0
Interest Income Recognized with an allowance recorded	0	0	0
Cash basis interest income recognized with no related allowance recorded	0	0	0
Cash basis interest income recognized with an allowance recorded	0	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Residential constructions loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded		129
Recorded Investment with no related allowance recorded		129
Allowance for loan losses allocated with no related allowance recorded		0
Average Recorded Investment with no related allowance recorded	11	139	39
Interest Income Recognized with no related allowance recorded	0	0	0
Cash basis interest income recognized with no related allowance recorded	$ 0	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND63

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Aging Of The Recorded Investment In Past Due Loans) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	$ 3,065,105	$ 2,746,240
30 to 89 Days Past Due	2,771	2,372
Nonaccrual	13,053	13,578
Total Past Due	15,824	16,080
Total	3,080,929	2,762,320
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	130
Other Commercial Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	85,071	75,684
30 to 89 Days Past Due	0	0
Nonaccrual	0	30
Total Past Due	0	30
Total	85,071	75,714
Other Commercial Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Other consumer loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	48,687	49,308
30 to 89 Days Past Due	328	108
Nonaccrual	0	51
Total Past Due	328	159
Total	49,015	49,467
Other consumer loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,179,693	1,035,599
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	579,081	543,613
30 to 89 Days Past Due	350	0
Nonaccrual	913	632
Total Past Due	1,263	632
Total	580,344	544,245
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	595,154	487,655
30 to 89 Days Past Due	0	0
Nonaccrual	4,195	3,598
Total Past Due	4,195	3,699
Total	599,349	491,354
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	101
Commercial Real Estate and Multi-Family Residential Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,128,973	1,024,863
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	230,336	155,711
30 to 89 Days Past Due	0	0
Nonaccrual	0	526
Total Past Due	0	526
Total	230,336	156,237
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	407,229	399,028
30 to 89 Days Past Due	310	800
Nonaccrual	4,172	3,049
Total Past Due	4,482	3,849
Total	411,711	402,877
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	404,146	390,394
30 to 89 Days Past Due	423	31
Nonaccrual	3,000	3,629
Total Past Due	3,423	3,660
Total	407,569	394,054
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	79,357	71,695
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due	0	0
Total	79,357	71,695
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	306,178	273,874
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	163,911	136,923
30 to 89 Days Past Due	0	0
Nonaccrual	471	485
Total Past Due	471	485
Total	164,382	137,408
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	141,706	136,466
30 to 89 Days Past Due	90	0
Nonaccrual	0	0
Total Past Due	90	0
Total	141,796	136,466
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	331,999	302,803
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	156,525	142,615
30 to 89 Days Past Due	1,187	1,198
Nonaccrual	49	1,051
Total Past Due	1,236	2,269
Total	157,761	144,884
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	20
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	164,582	150,551
30 to 89 Days Past Due	83	235
Nonaccrual	253	398
Total Past Due	336	642
Total	164,918	151,193
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	9
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	9,320	6,597
30 to 89 Days Past Due	0	0
Nonaccrual	0	129
Total Past Due	0	129
Total	9,320	6,726
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND64

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Troubled Debt Restructuring) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Troubled Debt Restructuring [Abstract]
Accruing troubled debt restructured loans	$ 6,260	$ 16,492
Nonaccrual troubled debt restructured loans	10,914	9,161
Total troubled debt restructured loans	$ 17,174	$ 25,653

ALLOWANCE FOR LOAN LOSSES AND65

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans By Class Modified As Troubled Debt Restructuring) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number	Dec. 31, 2013USD ($)Number
Interest Rate Reductions [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number		1	8
Pre-Modification Outstanding Recorded Investment		$ 89	$ 226
Post-Modification Outstanding Recorded Investment		$ 95	$ 221
Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number			2
Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment			$ 164
Post-Modification Outstanding Recorded Investment			149
Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment			156
Post-Modification Outstanding Recorded Investment			$ 161
Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans	3	4
Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms	6 months	12 months
Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms	208 months	24 months
All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	6	5	11
Pre-Modification Outstanding Recorded Investment	$ 2,267	$ 3,072	$ 3,038
Post-Modification Outstanding Recorded Investment	$ 2,267	$ 3,143	$ 3,048
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	2
Pre-Modification Outstanding Recorded Investment	$ 564
Post-Modification Outstanding Recorded Investment	$ 564
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number		0
Pre-Modification Outstanding Recorded Investment		$ 0
Post-Modification Outstanding Recorded Investment		$ 0
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans	1	2
Extension period for modified repayment terms	12 months
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		12 months
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		15 months
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1	2
Pre-Modification Outstanding Recorded Investment	$ 783	$ 433
Post-Modification Outstanding Recorded Investment	$ 783	$ 433
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number			6
Pre-Modification Outstanding Recorded Investment			$ 84
Post-Modification Outstanding Recorded Investment			$ 63
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number			6
Pre-Modification Outstanding Recorded Investment			$ 2,197
Post-Modification Outstanding Recorded Investment			$ 2,197
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number		1	0
Pre-Modification Outstanding Recorded Investment		$ 89	$ 0
Post-Modification Outstanding Recorded Investment		$ 95	$ 0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans	1	2
Extension period for modified repayment terms	6 months
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Modified Repayment Terms [Member] | Minimum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		12 months
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Modified Repayment Terms [Member] | Maximum [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Extension period for modified repayment terms		24 months
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans	2	3	1
Pre-Modification Outstanding Recorded Investment	$ 855	$ 2,639	$ 524
Post-Modification Outstanding Recorded Investment	$ 855	$ 2,710	$ 524
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Interest Rate Reductions [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number			2
Pre-Modification Outstanding Recorded Investment			$ 142
Post-Modification Outstanding Recorded Investment			$ 158
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Principal and Interest Forgiveness [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number			2
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Interest [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment			$ 164
Post-Modification Outstanding Recorded Investment			149
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Principal and Interest Forgiveness [Member] | Principal [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Pre-Modification Outstanding Recorded Investment			156
Post-Modification Outstanding Recorded Investment			$ 161
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1
Extension period for modified repayment terms	208 months
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1		4
Pre-Modification Outstanding Recorded Investment	$ 65		$ 317
Post-Modification Outstanding Recorded Investment	$ 65		$ 327

ALLOWANCE FOR LOAN LOSSES AND66

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Troubled Debt Restructuring Subsequently Defaulted) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2015USD ($)Number	Dec. 31, 2014USD ($)Number	Dec. 31, 2013USD ($)Number
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of Loans | Number	1	0	1
Recorded Investment | $	$ 755	$ 0	$ 763
Commercial and industrial loans [Member] | Non Working Capital Loans [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of Loans | Number	1	0	0
Recorded Investment | $	$ 755	$ 0	$ 0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Troubled Debt Restructurings that Subsequently Defaulted [Abstract]
Number of Loans | Number	0	0	1
Recorded Investment | $	$ 0	$ 0	$ 763

ALLOWANCE FOR LOAN LOSSES AND67

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 3,080,929	$ 2,762,320
Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	85,071	75,714
Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	49,015	49,467
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,179,693	1,035,599
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	580,344	544,245
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	599,349	491,354
Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,128,973	1,024,863
Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	230,336	156,237
Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	411,711	402,877
Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	407,569	394,054
Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	79,357	71,695
Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	306,178	273,874
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	164,382	137,408
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	141,796	136,466
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	331,999	302,803
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	157,761	144,884
Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	164,918	151,193
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	9,320	6,726
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,625,175	2,321,404
Pass [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	85,056	75,680
Pass [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	13,940	15,879
Pass [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	538,899	504,806
Pass [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	549,771	436,735
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	227,996	150,442
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	378,847	369,520
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	394,387	375,702
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	78,968	71,695
Pass [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	163,911	136,923
Pass [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	141,796	136,466
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	43,231	39,156
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	8,373	8,400
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	105,452	95,352
Special Mention [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	290
Special Mention [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	32,601	28,485
Special Mention [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	35,910	31,781
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,340	1,033
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	23,522	20,960
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	10,953	12,512
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	126	0
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	291
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	35,298	58,470
Substandard [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	12	30
Substandard [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	60	75
Substandard [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	8,844	10,343
Substandard [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	10,566	20,324
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	4,762
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	9,342	12,397
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,229	5,840
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	389	0
Substandard [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	471	485
Substandard [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,769	2,199
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,616	2,015
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	611
Doubtful [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	611
Doubtful [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	315,004	286,483
Not Rated [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	3	4
Not Rated [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	35,015	33,223
Not Rated [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	3,102	2,514
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	112,635	103,529
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	154,929	140,487
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 9,320	$ 6,726

ALLOWANCE FOR LOAN LOSSES AND68

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Additional Information) (Details) - USD ($)	3 Months Ended				12 Months Ended
	Mar. 31, 2014	Dec. 31, 2013	Sep. 30, 2013	Mar. 31, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Troubled Debt Restructuring [Abstract]
Loans Modified In Troubled Debt Restructured Loans					$ 2,300,000	$ 3,400,000
Loan amount of credit quality analysis						150,000
Financing Receivable, Modifications, Recorded Investment					788,000	159,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	$ 2,400,000
Proceeds from Sale of Loans Receivable	4,300,000
Sale Of Loan	$ 6,700,000
One Commercial Credit [Member]
Troubled Debt Restructuring [Abstract]
Loans Modified In Troubled Debt Restructured Loans						173,000
Non-working Capital Loans [Member]
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss					76,000
Construction and Land Development Loans [Member]
Troubled Debt Restructuring [Abstract]
Aggregate recorded investment with renewal terms				$ 763,000
Increase (decrease) in allowance for loan loss							$ 170,000
Owner Occupied Loans [Member]
Troubled Debt Restructuring [Abstract]
Aggregate recorded investment with renewal terms		$ 524,000	$ 75,000
Commercial and Industrial Loans [Member]
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss					74,000	205,000
Commercial and Industrial Loans [Member] | One Commercial Credit [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment					379,000
Commercial and Industrial Loans [Member] | Two Commercial Credits [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment					185,000
Commercial and Industrial Loans [Member] | Working Capital Loan [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment					2,500,000
Commercial Real Estate and Multi-Family Residential Loans [Member]
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss					18,000	171,000	405,000
Charge Off							365,000
Commercial Real Estate and Multi-Family Residential Loans [Member] | One Commercial Credit [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment					131,000
Commercial Real Estate and Multi-Family Residential Loans [Member] | Two Commercial Credits [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment					238,000
Consumer 1-4 Family Mortgage Loans [Member]
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss					$ 9,000		$ 56,000
Borrower [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment						$ 2,700,000

FAIR VALUES OF FINANCIAL INST69

FAIR VALUES OF FINANCIAL INSTRUMENTS (Assets and Liabilities Measured At Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Mortgage-backed securities	$ 360,672
Total Securities	478,071	$ 475,911
Mortgage banking derivative	1,732	1,191
Liabilities
Mortgage banking derivative	88	0
Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	1,003	1,004
U.S. government sponsored agency securities	7,120
Mortgage-backed securities	360,672	372,095
State and municipal securities	109,276	102,812
Total Securities	478,071	475,911
Mortgage banking derivative	165	96
Interest rate swap derivative	1,732	1,191
Total assets	479,968	477,198
Liabilities
Mortgage banking derivative	1	11
Interest rate swap derivative	1,748	1,242
Total liabilities	1,749	1,253
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	1,003	1,004
U.S. government sponsored agency securities	0
Mortgage-backed securities	0	0
State and municipal securities	0	0
Total Securities	1,003	1,004
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	1,003	1,004
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	7,120
Mortgage-backed securities	360,672	372,095
State and municipal securities	108,725	101,962
Total Securities	476,517	474,057
Mortgage banking derivative	165	96
Interest rate swap derivative	1,732	1,191
Total assets	478,414	475,344
Liabilities
Mortgage banking derivative	1	11
Interest rate swap derivative	1,748	1,242
Total liabilities	1,749	1,253
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	0
Mortgage-backed securities	0	0
State and municipal securities	551	850
Total Securities	551	850
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	551	850
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	$ 0	$ 0

FAIR VALUES OF FINANCIAL INST70

FAIR VALUES OF FINANCIAL INSTRUMENTS (Reconciliation of All Assets Measured at Fair Value on a Recurring Basis using Significant Unobservable Inputs (Level 3)) (Details) - State and Municipal Securities [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Balance of recurring Level 3 assets at January 1	$ 850	$ 975
Transfers into Level 3	0	0
Changes in fair value of securities included in other comprehensive income	(4)	0
Principal payments	(295)	(125)
Sales	0	0
Balance of recurring Level 3 assets at December 31	$ 551	$ 850

FAIR VALUES OF FINANCIAL INST71

FAIR VALUES OF FINANCIAL INSTRUMENTS (Quantitative Information about Level 3 Fair Value Measurements) (Details) - State and Municipal Securities [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total assets	$ 551	$ 850
Valuation Technique	Price to type, par, call	Price to type, par, call
Discount To Benchmark Index [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	0.00%	0.00%
Discount To Benchmark Index [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	5.00%	6.00%
Discount To Benchmark Index [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	(2.82%)	(2.49%)

FAIR VALUES OF FINANCIAL INST72

FAIR VALUES OF FINANCIAL INSTRUMENTS (Assets Measured at Fair Value on a Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 4,551	$ 11,031
Other real estate owned	75	75
Total assets	4,626	11,106
Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	4,551	11,031
Other real estate owned	75	75
Total assets	4,626	11,106
Other Commercial Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	7	15
Other Commercial Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Commercial Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Commercial Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	7	15
Commercial and Industrial Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	2,836	2,788
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	753	531
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	753	531
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	2,083	2,257
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	2,083	2,257
Commercial Real Estate and Multi-Family Residential Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	1,237	7,538
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	293	341
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	293	341
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	717	4,084
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	717	4,084
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		3,113
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		3,113
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	227
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	227
Agri-business and Agricultural Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		189
Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		189
Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Agri-business and Agricultural Loans [Member] | Loans Secured by Farmland [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		189
Consumer 1-4 Family Mortgage Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	471	472
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	245	399
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	245	399
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	226	73
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 226	73
Other Consumer [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		29
Other Consumer [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Other Consumer [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		0
Other Consumer [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans		$ 29

FAIR VALUES OF FINANCIAL INST73

FAIR VALUES OF FINANCIAL INSTRUMENTS (Valuation Methodology and Unobservable Inputs for Level 3 Assets) (Details) - Non-Recurring [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 4,551	$ 11,031
Commercial and Industrial Loans [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 2,836	$ 2,788
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial and Industrial Loans [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	5.00%	11.00%
Commercial and Industrial Loans [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	100.00%	68.00%
Commercial and Industrial Loans [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	46.00%	40.00%
Commercial real estate [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 1,237	$ 7,538
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial real estate [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	19.00%	6.00%
Commercial real estate [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	53.00%	50.00%
Commercial real estate [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	31.00%	25.00%
Agri-business and Agricultural Loans [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans		$ 189
Valuation Methodology		Collateral based measurements
Unobservable Inputs		Discount to reflect current market conditions and ultimate collectability
Agri-business and Agricultural Loans [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)		7.00%
Other commercial [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 7	$ 15
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Other commercial [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	43.00%	50.00%
Consumer 1-4 Family Mortgage Loans [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 471	$ 472
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Consumer 1-4 Family Mortgage Loans [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	11.00%	3.00%
Consumer 1-4 Family Mortgage Loans [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	42.00%	77.00%
Consumer 1-4 Family Mortgage Loans [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	26.00%	32.00%
Other Consumer [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans		$ 29
Valuation Methodology		Collateral based measurements
Unobservable Inputs		Discount to reflect current market conditions and ultimate collectability
Other Consumer [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)		33.00%
Other Consumer [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)		50.00%
Other Consumer [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)		43.00%
Other Real Estate Owned [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 75	$ 75
Valuation Methodology	Appraisals	Appraisals
Unobservable Inputs	Discount to reflect current market conditions	Discount to reflect current market conditions
Other Real Estate Owned [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	49.00%	49.00%

FAIR VALUES OF FINANCIAL INST74

FAIR VALUES OF FINANCIAL INSTRUMENTS (Estimated Fair Values And The Related Carrying Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Financial Assets:
Securities available for sale	$ 478,071	$ 475,911
Financial Liabilities:
Federal funds purchased	0	(500)
Carrying Value [Member]
Financial Assets:
Cash and cash equivalents	80,674	90,638
Securities available for sale	478,071	475,911
Real estate mortgages held for sale	3,294	1,585
Loans, net	3,037,319	2,716,058
Federal Home Loan Bank stock	4,248	5,993
Federal Reserve Bank stock	3,420	3,420
Accrued interest receivable	9,462	8,662
Financial Liabilities:
Certificates of deposit	(997,514)	(870,590)
All other deposits	(2,185,907)	(2,002,530)
Securities sold under agreements to repurchase	(69,622)	(54,907)
Federal funds purchased		(500)
Other short-term borrowings	(70,000)	(105,000)
Long-term borrowings	(34)	(35)
Subordinated debentures	(30,928)	(30,928)
Standby letters of credit	(381)	(379)
Accrued interest payable	(3,773)	(2,946)
Estimated Fair Value [Member]
Financial Assets:
Cash and cash equivalents	80,676	90,638
Securities available for sale	478,071	475,911
Real estate mortgages held for sale	3,340	1,612
Loans, net	3,029,533	2,698,767
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	9,462	8,662
Financial Liabilities:
Certificates of deposit	(1,002,452)	(876,953)
All other deposits	(2,185,907)	(2,002,530)
Securities sold under agreements to repurchase	(69,622)	(54,907)
Federal funds purchased		(500)
Other short-term borrowings	(70,003)	(105,001)
Long-term borrowings	(37)	(40)
Subordinated debentures	(31,211)	(31,212)
Standby letters of credit	(381)	(379)
Accrued interest payable	(3,773)	(2,946)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	79,074	88,663
Securities available for sale	1,003	1,004
Real estate mortgages held for sale	0	0
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	3	3
Financial Liabilities:
Certificates of deposit	0	0
All other deposits	(2,185,907)	(2,002,530)
Securities sold under agreements to repurchase	0	0
Federal funds purchased		0
Other short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(86)	(109)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and cash equivalents	1,602	1,975
Securities available for sale	476,517	474,057
Real estate mortgages held for sale	3,340	1,612
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	2,301	2,312
Financial Liabilities:
Certificates of deposit	(1,002,452)	(876,953)
All other deposits	0	0
Securities sold under agreements to repurchase	(69,622)	(54,907)
Federal funds purchased		(500)
Other short-term borrowings	(70,003)	(105,001)
Long-term borrowings	(37)	(40)
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(3,684)	(2,834)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and cash equivalents	0	0
Securities available for sale	551	850
Real estate mortgages held for sale	0	0
Loans, net	3,029,533	2,698,767
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	7,158	6,347
Financial Liabilities:
Certificates of deposit	0	0
All other deposits	0	0
Securities sold under agreements to repurchase	0	0
Federal funds purchased		0
Other short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures	(31,211)	(31,212)
Standby letters of credit	(381)	(379)
Accrued interest payable	$ (3)	$ (3)

FAIR VALUES OF FINANCIAL INST75

FAIR VALUES OF FINANCIAL INSTRUMENTS (Additional Information) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage servicing rights	$ 3,400,000
Weighted average interest rate, residential mortgages (in hundredths)	3.95%
Weighted average maturity of residential mortgages	19 years
Prepayment Speed used in unobservable assumptions	181	212
Discount rate used to estimate fair value (in hundredths)	9.40%	9.40%
Subtotal	$ 3,080,950,000	$ 2,762,604,000
Valuation allowance	43,610,000	46,262,000	$ 48,797,000	$ 51,445,000
Recoveries	$ 521,000	2,150,000	$ 1,404,000
Market Value Price Variance Tolerance Percentage	3.00%
Ten Percent Adverse Change In PSA [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage Servicing Rights Fair Value	$ 131,000
Twenty Percent Adverse Change In PSA [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage Servicing Rights Fair Value	252,000
Ten Percent Adverse Change In Discount Rate [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage Servicing Rights Fair Value	104,000
Twenty Percent Adverse Change In Discount Rate [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage Servicing Rights Fair Value	$ 203,000
Minimum [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Variations In Fair Value Assumptions Percentage	10.00%
Maximum [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Variations In Fair Value Assumptions Percentage	20.00%
Commercial Real Estates [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	0.00%
Commercial Real Estates [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	50.00%
Inventory Finished Goods [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	35.00%
Inventory Finished Goods [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	65.00%
Finished Goods [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Finished Goods [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	60.00%
Inventory Work In Process [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	50.00%
Inventory Work In Process [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	100.00%
Equipment [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Equipment [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	70.00%
Marketable Securities [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	10.00%
Marketable Securities [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Impaired Loans [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Subtotal	$ 6,900,000	14,500,000
Valuation allowance	2,400,000	3,500,000
Recoveries	1,100,000	2,800,000
Other Real Estate Owned [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Other Real Estate	147,000	147,000
Real Estate Owned, Valuation Allowance	72,000	72,000
Impaired Loans Fair Value Disclosure	$ 75,000	$ 75,000

LAND, PREMISES AND EQUIPMENT,76

LAND, PREMISES AND EQUIPMENT, NET (Summary of Land, Premises And Equipment) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Land	$ 14,583	$ 12,937
Premises	35,760	31,953
Equipment	24,997	26,829
Total cost	75,340	71,719
Less accumulated depreciation	28,656	29,736
Land, premises and equipment, net	$ 46,684	$ 41,983

LAND, PREMISES AND EQUIPMENT,77

LAND, PREMISES AND EQUIPMENT, NET (Additional Information)(Details) - USD ($)	Dec. 31, 2015	Dec. 31, 2014
Disposal Group, Including Discontinued Operation, Property, Plant and Equipment	$ 249,000	$ 249,000

GOODWILL AND OTHER INTANGIBLE78

GOODWILL AND OTHER INTANGIBLE ASSETS (Additional Information) (Details) $ in Millions	Dec. 31, 2015USD ($)
Carrying amount of goodwill	$ 5

DEPOSITS (Summary of Certain De

DEPOSITS (Summary of Certain Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Time deposits of $100,000 to $250,000	$ 248,711	$ 254,137
Time deposits of $250,000 or more	489,543	331,074
Public Fund Deposits	891,065	748,563
Brokered Deposits	$ 148,040	$ 142,429

DEPOSITS (Scheduled Maturities

DEPOSITS (Scheduled Maturities of Time Deposits) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Maturing in 2016	$ 693,136
Maturing in 2017	210,102
Maturing in 2018	22,576
Maturing in 2019	36,869
Maturing in 2020	34,319
Thereafter	512
Total time deposits	$ 997,514

BORROWINGS (Long-Term Borrowing

BORROWINGS (Long-Term Borrowings) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Debt Instrument [Line Items]
Long-term borrowings	$ 34	$ 35
Federal Home Loan Bank of Indianapolis Notes, 6.15%, Due January 15, 2018
Debt Instrument [Line Items]
Long-term borrowings	$ 34	$ 35

BORROWINGS (Long-Term Borrowi82

BORROWINGS (Long-Term Borrowings) (Parenthetical) (Details) - Federal Home Loan Bank of Indianapolis Notes, 6.15%, Due January 15, 2018	12 Months Ended
	Dec. 31, 2015
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate	6.15%
Federal Home Loan Bank Advances Branch Of FHLB Bank Due Dates	Jan. 15, 2018

BORROWINGS (Maturity of Long-Te

BORROWINGS (Maturity of Long-Term Borrowings )(Details) $ in Thousands	Dec. 31, 2015USD ($)
2,016	$ 0
2,017	0
2,018	34
2,019	0
2,020	0
Thereafter	$ 0

BORROWINGS (Short-Term Borrowin

BORROWINGS (Short-Term Borrowings) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Short-term Debt [Line Items]
Other Short-term Borrowings	$ 70,000	$ 105,000
Federal Home Loan Bank of Indianapolis Notes, 0.43%, Due June 29, 2015
Short-term Debt [Line Items]
Other Short-term Borrowings	0	105,000
Federal Home Loan Bank of Indianapolis Notes, 0.58%, Due June 28, 2016
Short-term Debt [Line Items]
Other Short-term Borrowings	$ 70,000	$ 0

BORROWINGS (Short-Term Borrow85

BORROWINGS (Short-Term Borrowings) (Parenthetical) (Details)	12 Months Ended
	Dec. 31, 2015
Federal Home Loan Bank of Indianapolis Notes, 0.43%, Due June 29, 2015
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Branch Of Fhlb Bank, Interest Rate	0.43%
Federal Home Loan Bank Advances Branch Of Fhlb Bank Due Dates	Jun. 29, 2015
Federal Home Loan Bank of Indianapolis Notes, 0.58%, Due June 28, 2016
Debt Instrument [Line Items]
Federal Home Loan Bank, Advances, Branch Of Fhlb Bank, Interest Rate	0.58%
Federal Home Loan Bank Advances Branch Of Fhlb Bank Due Dates	Jun. 28, 2016

BORROWINGS (Securities Sold wit

BORROWINGS (Securities Sold with Agreements to Repurchase) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Outstanding at year end	$ 69,622	$ 54,907	$ 104,876
Approximate average interest rate at year end	0.21%	0.18%	0.29%
Highest amount outstanding as of any month end during the year	$ 82,817	$ 96,236	$ 114,312
Approximate average outstanding during the year	$ 63,880	$ 78,120	$ 107,252
Approximate average interest rate during the year	0.19%	0.24%	0.32%

BORROWINGS (Additional Informat

BORROWINGS (Additional Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Debt Instrument [Line Items]
Residential real estate loans and securities pledged as collateral for FHLB advances, carrying value	$ 299,400	$ 353,900
FHLB Stock owned	4,200
FHLB borrowing capacity, authorized	800,000
Line of Credit Facility, Current Borrowing Capacity	73,100
Commercial loans pledged as collateral for Federal Reserve Discount Window, carrying value	182,700
Federal Reserve borrowing capacity	131,700
Secured Debt	70,000
Federal Home Loan Bank, Advances, Premium	70,000
Securities Sold Under Agreements To Repurchase	69,622	54,907	$ 104,876
Collateralized Mortgage Backed Securities [Member]
Debt Instrument [Line Items]
Securities Sold Under Agreements To Repurchase	$ 117,500	$ 94,200

SUBORDINATED DEBENTURES (Additi

SUBORDINATED DEBENTURES (Additional Information) (Details) - USD ($)	9 Months Ended	12 Months Ended
	Oct. 01, 2003	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Proceeds from Issuance of Trust Preferred Securities	$ 30,000,000
Trust preferred securities and subordinated debentures, description of variable rate basis		(“LIBOR”) plus 3.05%
Floating rate of trust preferred securities and subordinated debentures		3.6567%	3.3051%	3.2966%
Investment In Common Stock	928,000
Proceeds From Issuance Of Subordinated Debentures	$ 30,900,000
Integral multiple subordinated debentures may be redeemed in		$ 1,000
Percentage of principal amount subordinated debentures may be redeemed at		100.00%

PENSION AND OTHER POSTRETIREM89

PENSION AND OTHER POSTRETIREMENT PLANS (Summary Of Benefit Plan) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension Plans, Defined Benefit [Member]
Change in benefit obligation:
Beginning benefit obligation	$ 2,785	$ 2,454
Interest cost	103	119	$ 116
Actuarial (gain)/loss	135	398
Benefits paid	(228)	(186)
Ending benefit obligation	2,795	2,785	2,454
Change in plan assets (primarily equity and fixed income investments and money market funds), at fair value:
Beginning plan assets	1,841	1,700
Actual return	(7)	121
Employer contribution	304	206
Benefits paid	(228)	(186)
Ending plan assets	1,910	1,841	1,700
Funded status at end of year	(885)	(944)
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Change in benefit obligation:
Beginning benefit obligation	1,267	1,096
Interest cost	46	50	45
Actuarial (gain)/loss	47	258
Benefits paid	(137)	(137)
Ending benefit obligation	1,223	1,267	1,096
Change in plan assets (primarily equity and fixed income investments and money market funds), at fair value:
Beginning plan assets	1,014	1,068
Actual return	1	79
Employer contribution	110	4
Benefits paid	(137)	(137)
Ending plan assets	988	1,014	$ 1,068
Funded status at end of year	$ (235)	$ (253)

PENSION AND OTHER POSTRETIREM90

PENSION AND OTHER POSTRETIREMENT PLANS (Schedule of Amounts Recognized in Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Funded status included in other liabilities	$ (885)	$ (944)
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Funded status included in other liabilities	$ (235)	$ (253)

PENSION AND OTHER POSTRETIREM91

PENSION AND OTHER POSTRETIREMENT PLANS (Amounts Recognized in Accumulated Other Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	$ 57	$ 281	$ (472)
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	1,966	1,925
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Net actuarial loss	$ 852	$ 812

PENSION AND OTHER POSTRETIREM92

PENSION AND OTHER POSTRETIREMENT PLANS (Components of Net Periodic Benefit Cost) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Net pension expense:
Net loss/(gain)	$ 325	$ 654	$ (550)
Pension Plans, Defined Benefit [Member]
Net pension expense:
Service cost	0	0	0
Interest cost	103	119	116
Expected return on plan assets	(139)	(125)	(121)
Recognized net actuarial loss	162	117	151
Settlement cost	78	0	91
Net pension expense	204	111	237
Net loss/(gain)	203	402	(510)
Amortization of net loss	(162)	(117)	(151)
Total recognized in other comprehensive income	41	285	(661)
Total recognized in net pension expense and other comprehensive income	245	396	(424)
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Net pension expense:
Service cost	0	0	0
Interest cost	46	50	45
Expected return on plan assets	(76)	(73)	(74)
Recognized net actuarial loss	82	80	93
Settlement cost	0	0	0
Net pension expense	52	57	64
Net loss/(gain)	122	252	(40)
Amortization of net loss	(82)	(80)	(93)
Total recognized in other comprehensive income	40	172	(133)
Total recognized in net pension expense and other comprehensive income	$ 92	$ 229	$ (69)

PENSION AND OTHER POSTRETIREM93

PENSION AND OTHER POSTRETIREMENT PLANS (Schedule of Assumptions Used in Calculating the Net Benefit Obligation) (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Net benefit obligation, Weighted average discount rate	3.96%	3.61%	5.00%
Lump sum assured interest rates for First 5 years	1.61%	1.29%	1.24%
Lump sum assured interest rates for Next 15 years	4.02%	3.81%	4.47%
Lump sum assured interest rates for All future years	5.03%	4.88%	5.52%
Net pension expense, Weighted average discount rate	3.61%	5.00%	4.00%
Expected long-term rate of return	7.75%	7.75%	7.75%
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Net benefit obligation, Weighted average discount rate	3.96%	3.61%	5.00%
Net pension expense, Weighted average discount rate	3.61%	5.00%	4.00%
Expected long-term rate of return	7.75%	7.75%	7.75%

PENSION AND OTHER POSTRETIREM94

PENSION AND OTHER POSTRETIREMENT PLANS (Schedule of Allocation of Plan Assets) (Details)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	60.00%
Weighted Average Expected Long-Term Rate of Return	9.90%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	40.00%
Weighted Average Expected Long-Term Rate of Return	4.80%
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	100.00%	100.00%
Weighted Average Expected Long-Term Rate of Return	7.75%	7.75%	7.75%
Pension Plans, Defined Benefit [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	55.00%	60.00%
Weighted Average Expected Long-Term Rate of Return	9.94%
Pension Plans, Defined Benefit [Member] | Equity Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	55.00%
Pension Plans, Defined Benefit [Member] | Equity Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	65.00%
Pension Plans, Defined Benefit [Member] | Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	35.00%	35.00%
Weighted Average Expected Long-Term Rate of Return	4.84%
Pension Plans, Defined Benefit [Member] | Debt Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	35.00%
Pension Plans, Defined Benefit [Member] | Debt Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	45.00%
Pension Plans, Defined Benefit [Member] | Other Debt Obligations [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	10.00%	5.00%
Weighted Average Expected Long-Term Rate of Return	0.25%
Pension Plans, Defined Benefit [Member] | Other Debt Obligations [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	5.00%
Pension Plans, Defined Benefit [Member] | Other Debt Obligations [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	10.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	100.00%	100.00%
Weighted Average Expected Long-Term Rate of Return	7.75%	7.75%	7.75%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	58.00%	65.00%
Weighted Average Expected Long-Term Rate of Return	9.93%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Equity Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	55.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Equity Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	65.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	36.00%	32.00%
Weighted Average Expected Long-Term Rate of Return	4.83%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Debt Securities [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	35.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Debt Securities [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	45.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Other Debt Obligations [Member]
Defined Benefit Plan Disclosure [Line Items]
Percentage of Plan Assets	6.00%	3.00%
Weighted Average Expected Long-Term Rate of Return	0.25%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Other Debt Obligations [Member] | Minimum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	5.00%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Other Debt Obligations [Member] | Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Target Allocation	10.00%

PENSION AND OTHER POSTRETIREM95

PENSION AND OTHER POSTRETIREMENT PLANS (Schedule of Fair Values of Pension Plan and Postretirement Plan Assets by Asset Category) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	$ 1,905	$ 1,837
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	984	1,011
Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	1,851	1,782
Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	926	951
Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	54	55
Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	58	60
Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap common stocks [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	495	540
Equity securities - US large cap common stocks [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	125	144
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	495	540
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	125	144
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap common stocks [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap stock mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	204	255
Equity securities - US large cap stock mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	347	371
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	204	255
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	347	371
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US large cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US mid cap stock mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	130	144
Equity securities - US mid cap stock mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	39	75
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	130	144
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	39	75
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US mid cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US small cap stock mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	46	25
Equity securities - US small cap stock mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	14	15
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	46	25
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	14	15
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - US small cap stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - international stock mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	148	108
Equity securities - international stock mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	49	54
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	148	108
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	49	54
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity securities - international stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity Securities - emerging markets stock mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	22	24
Equity Securities - emerging markets stock mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	22	24
Equity Securities - emerging markets stock mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Equity Securities - emerging markets stock mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - high yield bond mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	22
Debt securities - high yield bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	22
Debt securities - high yield bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0
Debt securities - high yield bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0
Debt securities - intermediate term bond mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	275	242
Debt securities - intermediate term bond mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	96	65
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	275	242
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	96	65
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - intermediate term bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - short term bond mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	257	259
Debt securities - short term bond mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	153	169
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	257	259
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	153	169
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - short term bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - world bond mutual funds [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	87	94
Debt securities - world bond mutual funds [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	30	32
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	87	94
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	30	32
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - world bond mutual funds [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - commercial [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	54	55
Debt securities - commercial [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	58	60
Debt securities - commercial [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - commercial [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - commercial [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	54	55
Debt securities - commercial [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	58	60
Debt securities - commercial [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Debt securities - commercial [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Cash - money market account [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	187	91
Cash - money market account [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	51	26
Cash - money market account [Member] | Fair Value, Inputs, Level 1 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	187	91
Cash - money market account [Member] | Fair Value, Inputs, Level 1 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	51	26
Cash - money market account [Member] | Fair Value, Inputs, Level 2 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Cash - money market account [Member] | Fair Value, Inputs, Level 2 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Cash - money market account [Member] | Fair Value, Inputs, Level 3 [Member] | Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	0	0
Cash - money market account [Member] | Fair Value, Inputs, Level 3 [Member] | Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets for Plan Benefits	$ 0	$ 0

PENSION AND OTHER POSTRETIREM96

PENSION AND OTHER POSTRETIREMENT PLANS (Schedule of Expected Benefit Payments) (Details) $ in Thousands	Dec. 31, 2015USD ($)
Pension Plans, Defined Benefit [Member]
2,016	$ 314
2,017	186
2,018	256
2,019	167
2,020	192
2021-2025	878
Supplemental Employee Retirement Plans, Defined Benefit [Member]
2,016	136
2,017	133
2,018	129
2,019	125
2,020	119
2021-2025	$ 498

PENSION AND OTHER POSTRETIREM97

PENSION AND OTHER POSTRETIREMENT PLANS (Additional Information) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plans Target Allocation Percentage	60.00%
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	9.90%
Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plans Target Allocation Percentage	40.00%
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	4.80%
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Accumulated Benefit Obligation	$ 2,800,000	$ 2,800,000
Defined Benefit Plan, Assets For Plan Benefits	1,905,000	$ 1,837,000
Defined Benefit Plan, Amount to be Amortized from Accumulated Other Comprehensive Income (Loss) Next Fiscal Year, Total	$ 135,000
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	7.75%	7.75%	7.75%
Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year	$ 321,000
Pension Plans, Defined Benefit [Member] | Accrued Interest and Dividend Income [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets For Plan Benefits	$ 5,000	$ 4,000
Pension Plans, Defined Benefit [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	9.94%
Pension Plans, Defined Benefit [Member] | Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	4.84%
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Accumulated Benefit Obligation	$ 1,200,000	1,300,000
Defined Benefit Plan, Assets For Plan Benefits	984,000	$ 1,011,000
Defined Benefit Plan, Amount to be Amortized from Accumulated Other Comprehensive Income (Loss) Next Fiscal Year, Total	$ 80,000
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	7.75%	7.75%	7.75%
Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year	$ 76,000
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Accrued Interest and Dividend Income [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assets For Plan Benefits	$ 4,000	$ 3,000
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	9.93%
Supplemental Employee Retirement Plans, Defined Benefit [Member] | Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Assumptions Used Calculating Net Periodic Benefit Cost, Expected Long-term Return on Assets	4.83%

OTHER BENEFIT PLANS (Additional

OTHER BENEFIT PLANS (Additional Information) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Summary of Other Benefit Plan [Line Items]
Potential Cash Payments Under Employment Agreements	$ 4,000,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 469,000	$ 469,000	$ 488,000
Defined Contribution Plan, Maximum Annual Contributions Per Employee, Percent	6.00%
Director [Member]
Summary of Other Benefit Plan [Line Items]
Deferred Compensation Liability	$ 2,600,000	2,200,000
Other Employee Benefit Plans [Member]
Summary of Other Benefit Plan [Line Items]
Deferred Compensation Expense	(63,000)	67,000	282,000
Defined Benefit Plan, Assets for Plan Benefits	2,200,000	2,100,000	1,800,000
Retirement Benefits Plan 401k [Member]
Summary of Other Benefit Plan [Line Items]
Deferred Compensation Expense	$ 1,400,000	$ 1,500,000	$ 1,400,000

INCOME TAXES ( Summary of Incom

INCOME TAXES ( Summary of Income Tax Expense) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Current federal									$ 19,992	$ 18,877	$ 17,181
Deferred federal									1,378	1,118	183
Current state									1,257	1,650	1,387
Deferred state									206	740	808
Total income tax expense	$ 5,878	$ 5,841	$ 5,656	$ 5,458	$ 5,565	$ 5,665	$ 5,750	$ 5,405	$ 22,833	$ 22,385	$ 19,559

INCOME TAXES (Computation of Di

INCOME TAXES (Computation of Differences Between Financial Statement Tax Expense And Amounts) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income taxes at statutory federal rate of 35%									$ 24,220	$ 23,167	$ 20,439
Tax exempt income									(1,323)	(1,301)	(1,222)
Nondeductible expense									206	196	180
State income tax, net of federal tax effect									951	1,656	1,396
Captive insurance premium income									(363)	(378)	(391)
Tax credits									(241)	(233)	(243)
Bank owned life insurance									(605)	(631)	(578)
Reserve for unrecognized tax benefits									0	(64)	(25)
Other									(12)	(27)	3
Total income tax expense	$ 5,878	$ 5,841	$ 5,656	$ 5,458	$ 5,565	$ 5,665	$ 5,750	$ 5,405	$ 22,833	$ 22,385	$ 19,559

INCOME TAXES (Summary of Net De

INCOME TAXES (Summary of Net Deferred Tax Asset And Liability) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Deferred tax assets:
Bad debts	$ 17,187	$ 18,300
Pension and deferred compensation liability	1,370	1,224
Non-qualified stock options	309	444
Nonaccrual loan interest	2,618	2,127
Long-term incentive plan	987	1,186
Other	337	346
Deferred Tax Assets, Gross	22,808	23,627
Deferred tax liabilities:
Accretion	156	153
Depreciation	4,222	3,843
Loan servicing rights	1,070	994
State taxes	632	704
Deferred loan fees	65	61
Intangible assets	1,891	1,883
FHLB stock dividends	0	33
REIT spillover dividend	1,413	1,085
Prepaid expenses	907	884
Other	422	373
Deferred Tax Liabilities, Gross	10,778	10,013
Valuation allowance	0	0
Net deferred tax asset	$ 12,030	$ 13,614

INCOME TAXES (Reconciliation Of

INCOME TAXES (Reconciliation Of Unrecognized Tax Benefits) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Balance January 1,	$ 0	$ 64
Additions based on tax positions related to the current year	0	0
Additions for tax positions of prior years	0	0
Reductions for tax positions of prior years	0	(42)
Reductions due to the statute of limitations	0	(22)
Settlements	0	0
Balance at December 31,	$ 0	$ 0

INCOME TAXES (Additional Inform

INCOME TAXES (Additional Information) (Details) - USD ($)	3 Months Ended									12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Income Tax Disclosure [Line Items]
Income tax expense	$ 5,878,000	$ 5,841,000	$ 5,656,000	$ 5,458,000	$ 5,565,000	$ 5,665,000	$ 5,750,000	$ 5,405,000		$ 22,833,000	$ 22,385,000	$ 19,559,000
Statutory percentage rate of provision										35.00%	35.00%	35.00%
Deferred Tax Assets Unrealized Gain Losses On Available for Sale Securities Gross	2,300,000				3,500,000					$ 2,300,000	$ 3,500,000
Deferred Tax Liabilities Allocated To Benefit Plan	$ 1,100,000				$ 1,100,000					1,100,000	1,100,000
Deferred Tax Assets Non Cash Expenses								$ 431,000	$ 465,000
Effective Income Tax Rate Reconciliation, Tax Contingency, State and Local, Percent								4.90%
Maximum
Income Tax Disclosure [Line Items]
Effective Income Tax Rate Reconciliation, Tax Contingency, State and Local, Percent								8.00%	8.50%
Minimum
Income Tax Disclosure [Line Items]
Effective Income Tax Rate Reconciliation, Tax Contingency, State and Local, Percent								6.50%	6.50%
Security Transaction [Member]
Income Tax Disclosure [Line Items]
Income tax expense										$ 16,000	$ (89,000)	$ 43,000

RELATED PARTY TRANSACTIONS (Sum

RELATED PARTY TRANSACTIONS (Summary of Loans To Related Party) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Beginning balance	$ 128,568	$ 124,605
New loans and advances	82,202	112,940
Effect of changes in related parties	0	0
Repayments and renewals	(90,807)	(108,977)
Ending balance	$ 119,963	$ 128,568

RELATED PARTY TRANSACTIONS (Add

RELATED PARTY TRANSACTIONS (Additional Information) (Details) - Officer [Member] - Deposits [Member] - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Related Party Transaction [Line Items]
Due to Related Parties	$ 11.6	$ 5.7
Additional Amount Due To Related Parties Current and Non Current	$ 7.3	$ 4.3

STOCK BASED COMPENSATION (Summa

STOCK BASED COMPENSATION (Summary Of Stock Option Activity) (Details)	12 Months Ended
	Dec. 31, 2015USD ($)$ / sharesshares
Shares, Outstanding at beginning of the year | shares	57,918
Shares, Granted | shares	0
Shares, Exercised | shares	(25,918)
Shares, Forfeited | shares	0
Shares, Outstanding at end of the year | shares	32,000
Shares, Options exercisable at end of the year | shares	32,000
Weighted-Average Exercise Price, Outstanding at beginning of the year | $ / shares	$ 22.95
Weighted-Average Exercise Price, Granted | $ / shares	0
Weighted-Average Exercise Price, Exercised | $ / shares	21.59
Weighted-Average Exercise Price, Forfeited | $ / shares	0
Weighted-Average Exercise Price, Outstanding at end of year | $ / shares	24.05
Weighted-Average Exercise Price, Options exercisable at end of the year | $ / shares	$ 24.05
Weighted-Average Remaining Contractual Term (years), Outstanding at end of the year	2 years 4 months 24 days
Weighted-Average Remaining Contractual Term (years), Options exercisable at end of the year	2 years 4 months 24 days
Aggregate Intrinsic Value, Outstanding at end of the year | $	$ 722,240
Aggregate Intrinsic Value, Options exercisable at end of the year | $	$ 722,240

STOCK BASED COMPENSATION (Su107

STOCK BASED COMPENSATION (Summary of Stock Awards Exercised) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Total intrinsic value	$ 577	$ 204	$ 589
Cash received	559	291	965
Cash received net of tax	(135)	7	757
Actual tax benefit realized for tax deductions	$ 148	$ 50	$ 146

STOCK BASED COMPENSATION (Su108

STOCK BASED COMPENSATION (Summary Of Changes In Company's Nonvested Shares) (Details)	12 Months Ended
	Dec. 31, 2015$ / sharesshares
Restricted Stock Units (Rsus) [Member]
Shares
Shares Nonvested, beginning balance | shares	9,650
Granted | shares	14,250
Vested | shares	(20,400)
Forfeited | shares	0
Shares Nonvested, ending balance | shares	3,500
Weighted Average Grant Date Fair Value
Weighted Average Grant Date Fair Value, beginning balance | $ / shares	$ 28.48
Granted | $ / shares	42.26
Vested | $ / shares	36.74
Forfeited | $ / shares	0
Weighted Average Grant Date Fair Value, ending balance | $ / shares	$ 36.44
Performance Stock Units [Member]
Shares
Shares Nonvested, beginning balance | shares	217,470
Granted | shares	38,832
Vested | shares	(63,312)
Forfeited | shares	(420)
Shares Nonvested, ending balance | shares	192,570
Weighted Average Grant Date Fair Value
Weighted Average Grant Date Fair Value, beginning balance | $ / shares	$ 28.99
Granted | $ / shares	45.10
Vested | $ / shares	24.16
Forfeited | $ / shares	40.56
Weighted Average Grant Date Fair Value, ending balance | $ / shares	$ 33.80

STOCK BASED COMPENSATION (Addit

STOCK BASED COMPENSATION (Additional Information) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Apr. 09, 2013	Apr. 08, 2008
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-Based Compensation, Shares Authorized Under Equity Incentive Plans					750,000
Employee Stock Ownership Plan (ESOP), Compensation Expense	$ 2,500,000	$ 2,800,000	$ 2,000,000
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	$ 1,000,000	1,100,000	795,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	134,956
2013 Plan Member
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant				290,578
Employee Stock Option [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	$ 0
Restricted Stock [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	$ 57,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	1 year 1 month 20 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Intrinsic Value	$ 944,000	598,000	$ 536,000
Share based compensation arrangement by share-based payment award, options, expected to vest numbers	13,750
Performance Shares [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	$ 2,500,000	$ 2,700,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	1 year 5 months 19 days	1 year 6 months 18 days
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Intrinsic Value	$ 2,400,000
Vested	63,312	55,534	44,894

CAPITAL REQUIREMENTS AND RES110

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Summary Of Capital Adequacy Requirements) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Consolidated Entities [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk Weighted Assets), Actual Amount	$ 457,815	$ 418,827
Total Capital (to Risk Weighted Assets), Actual Ratio	13.62%	14.36%
Tier I Capital (to Risk Weighted Assets), Actual Amount	$ 415,700	$ 382,254
Tier I Capital (to Risk Weighted Assets), Actual Ratio	12.37%	13.11%
Common Equity Tier 1 (CET1), Actual Amount	$ 385,700
Common Equity Tier 1 (CET1), Actual Ratio	11.48%
Tier I Capital (to Average Assets), Actual Amount	$ 415,700	$ 382,254
Tier I Capital (to Average Assets), Actual Ratio	11.10%	11.22%
Total Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 268,844	$ 233,286
Total Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 201,633	$ 116,643
Tier I Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Ratio	6.00%	4.00%
Common Equity Tier 1 (CET1), Minimum Required For Capital Adequacy Purposes Amount	$ 151,225
Common Equity Tier 1 (CET1), Minimum Required For Capital Adequacy Purposes Ratio	4.50%
Tier I Capital (to Average Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 149,841	$ 136,265
Tier I Capital (to Average Assets), Minimum Required For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 336,056	$ 291,607
Total Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 268,844	$ 174,964
Tier I Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	8.00%	6.00%
Common Equity Tier 1 (CET1), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 218,436
Common Equity Tier 1 (CET1), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	6.50%
Tier I Capital (to Average Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 187,301	$ 170,332
Tier I Capital (to Average Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	5.00%	5.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital (to Risk Weighted Assets), Actual Amount	$ 446,829	$ 403,454
Total Capital (to Risk Weighted Assets), Actual Ratio	13.31%	13.87%
Tier I Capital (to Risk Weighted Assets), Actual Amount	$ 404,771	$ 366,958
Tier I Capital (to Risk Weighted Assets), Actual Ratio	12.06%	12.61%
Common Equity Tier 1 (CET1), Actual Amount	$ 404,771
Common Equity Tier 1 (CET1), Actual Ratio	12.06%
Tier I Capital (to Average Assets), Actual Amount	$ 404,771	$ 366,958
Tier I Capital (to Average Assets), Actual Ratio	10.86%	10.84%
Total Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 268,468	$ 232,787
Total Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Ratio	8.00%	8.00%
Tier I Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 201,351	$ 116,394
Tier I Capital (to Risk Weighted Assets), Minimum Required For Capital Adequacy Purposes Ratio	6.00%	4.00%
Common Equity Tier 1 (CET1), Minimum Required For Capital Adequacy Purposes Amount	$ 151,013
Common Equity Tier 1 (CET1), Minimum Required For Capital Adequacy Purposes Ratio	4.50%
Tier I Capital (to Average Assets), Minimum Required For Capital Adequacy Purposes Amount	$ 149,051	$ 135,420
Tier I Capital (to Average Assets), Minimum Required For Capital Adequacy Purposes Ratio	4.00%	4.00%
Total Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 335,585	$ 290,984
Total Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	10.00%	10.00%
Tier I Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 268,468	$ 174,591
Tier I Capital (to Risk Weighted Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	8.00%	6.00%
Common Equity Tier 1 (CET1), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 218,130
Common Equity Tier 1 (CET1), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	6.50%
Tier I Capital (to Average Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Amount	$ 186,313	$ 169,276
Tier I Capital (to Average Assets), Minimum Required to Be Well Capitalized Under Prompt Corrective Action Regulations Ratio	5.00%	5.00%

CAPITAL REQUIREMENTS AND RES111

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Additional Information) (Details) $ in Millions	Dec. 31, 2015USD ($)
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments, Total	$ 65.7

OFFSETTING ASSETS AND LIABIL112

OFFSETTING ASSETS AND LIABILITIES (Schedule of Offsetting of Assets and Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
OffSetting Derivative Asset
Gross Amounts of Recognized Assets	$ 1,732	$ 1,191
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	1,732	1,191
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Received	0	0
Net	1,732	1,191
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	71,370	56,149
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	71,370	56,149
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	(69,622)	(54,907)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Received	(1,660)	(1,242)
Net Amount	88	0
Interest Rate Swap [Member]
OffSetting Derivative Asset
Gross Amounts of Recognized Assets	1,732	1,191
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	1,732	1,191
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Received	0	0
Net	1,732	1,191
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	1,748	1,242
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	1,748	1,242
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Received	(1,660)	(1,242)
Net Amount	88	0
Repurchase Agreements [Member]
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	69,622	54,907
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	69,622	54,907
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	(69,622)	(54,907)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Received	0	0
Net Amount	$ 0	$ 0

COMMITMENTS, OFF-BALANCE SHE113

COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Commitments To Make Loans And Open Ended Revolving Lines Of Credit) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	$ 56,278	$ 50,608
Loans and Leases Receivable, Commitments, Variable Rates	1,354,747	1,181,971
Commercial Loan Lines Of Credit [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	50,713	45,294
Loans and Leases Receivable, Commitments, Variable Rates	1,125,720	967,282
Commercial Letters Of Credit [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	0	0
Loans and Leases Receivable, Commitments, Variable Rates	0	62
Standby Letters Of Credit [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	0	0
Loans and Leases Receivable, Commitments, Variable Rates	51,515	52,500
Real Estate Mortgage Loans [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	4,917	3,439
Loans and Leases Receivable, Commitments, Variable Rates	3,185	1,589
Real Estate Construction Mortgage Loans [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	648	1,875
Loans and Leases Receivable, Commitments, Variable Rates	1,220	4,936
Home Equity Mortgage Open Ended Revolving Lines [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	0	0
Loans and Leases Receivable, Commitments, Variable Rates	165,549	149,706
Consumer Loan Open Ended Revolving Lines [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Loans and Leases Receivable, Commitments, Fixed Rates	0	0
Loans and Leases Receivable, Commitments, Variable Rates	$ 7,558	$ 5,896

COMMITMENTS, OFF-BALANCE SHE114

COMMITMENTS, OFF-BALANCE SHEET RISKS AND CONTINGENCIES (Interest Rate Ranges On Commitments And Open Ended Revolving Lines Of Credit) (Details)	Dec. 31, 2015	Dec. 31, 2014
Commercial Loans [Member] | Minimum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate	2.44%	2.44%
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	1.59%	1.46%
Commercial Loans [Member] | Maximum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate	7.50%	7.50%
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	8.50%	8.25%
Real Estate Mortgage Loans [Member] | Minimum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate	3.13%	3.13%
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	3.00%	2.88%
Real Estate Mortgage Loans [Member] | Maximum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Fixed Interest, Percentage Rate	4.63%	4.75%
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	5.75%	5.75%
Closed End First Mortgage Loans [Member] | Minimum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	2.25%	2.50%
Closed End First Mortgage Loans [Member] | Maximum [Member]
Commitments Off-Balance Sheet Risks and Contingencies [Line Items]
Long-term Debt, Percentage Bearing Variable Interest, Percentage Rate	15.00%	15.00%

PARENT COMPANY STATEMENTS (COND

PARENT COMPANY STATEMENTS (CONDENSED BALANCE SHEETS) (Details) - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Other assets	$ 28,446	$ 27,452
Total assets	3,766,286	3,443,284
LIABILITIES
Subordinated debt	30,928	30,928
STOCKHOLDERS' EQUITY	392,812	361,296	$ 321,875	$ 297,739
Total liabilities and stockholders' equity	3,766,286	3,443,284
Parent Company [Member]
ASSETS
Deposits with Lake City Bank	712	427
Deposits with other depository institutions	3,623	7,654
Cash	4,335	8,081
Investments in banking subsidiary	411,883	376,000
Investments in other subsidiaries	3,429	3,394
Other assets	4,329	4,980
Total assets	423,976	392,455
LIABILITIES
Dividends payable and other liabilities	236	231
Subordinated debt	30,928	30,928
STOCKHOLDERS' EQUITY	392,812	361,296
Total liabilities and stockholders' equity	$ 423,976	$ 392,455

PARENT COMPANY STATEMENTS (C116

PARENT COMPANY STATEMENTS (CONDENSED STATEMENTS OF INCOME) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Condensed Financial Statements, Captions [Line Items]
Other income									$ 2,974	$ 2,978	$ 2,488
Interest expense on subordinated debt	$ (4,167)	$ (4,255)	$ (4,226)	$ (3,964)	$ (3,919)	$ (3,780)	$ (3,696)	$ (3,590)	(16,612)	(14,985)	(17,297)
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									69,200	66,190	58,398
Income tax benefit	(5,878)	(5,841)	(5,656)	(5,458)	(5,565)	(5,665)	(5,750)	(5,405)	(22,833)	(22,385)	(19,559)
NET INCOME	$ 12,286	$ 11,565	$ 11,380	$ 11,136	$ 11,070	$ 11,511	$ 11,312	$ 9,912	46,367	43,805	38,839
COMPREHENSIVE INCOME									44,679	50,129	30,656
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Dividends from Lake City Bank, Lakeland Statutory Trust II									11,288	18,362	9,524
Other income									98	182	98
Interest expense on subordinated debt									(1,063)	(1,048)	(1,061)
Miscellaneous expense									(3,231)	(3,462)	(2,651)
INCOME BEFORE INCOME TAXES AND EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									7,092	14,034	5,910
Income tax benefit									1,655	1,691	1,387
INCOME BEFORE EQUITY IN UNDISTRIBUTED INCOME OF SUBSIDIARIES									8,747	15,725	7,297
Equity in undistributed income of subsidiaries									37,620	28,080	31,542
NET INCOME									46,367	43,805	38,839
COMPREHENSIVE INCOME									$ 44,679	$ 50,129	$ 30,656

PARENT COMPANY STATEMENTS (C117

PARENT COMPANY STATEMENTS (CONDENSED STATEMENTS OF CASH FLOWS) (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Cash flows from operating activities:
Net income	$ 12,286	$ 11,565	$ 11,380	$ 11,136	$ 11,070	$ 11,511	$ 11,312	$ 9,912	$ 46,367	$ 43,805	$ 38,839
Adjustments to net cash from operating activities:
Repurchase of common stock									(455)	(444)	(399)
Net increase in cash and cash equivalents									(9,964)	27,533	(169,132)
Cash and cash equivalents at beginning of the year				90,638				63,105	90,638	63,105	232,237
Cash and cash equivalents at end of the year	80,674				90,638				80,674	90,638	63,105
Parent Company [Member]
Cash flows from operating activities:
Net income									46,367	43,805	38,839
Adjustments to net cash from operating activities:
Equity in undistributed income of subsidiaries									(37,620)	(28,080)	(31,542)
Other changes									3,647	5,348	989
Net cash from operating activities									12,394	21,073	8,285
Cash flow from investing activities									0	0	0
Proceeds from issuance of common stock									12	57	903
Repurchase of common stock									(455)	(444)	(399)
Dividends paid									(15,697)	(13,555)	(9,372)
Cash flows from financing activities									(16,140)	(13,942)	(8,868)
Net increase in cash and cash equivalents									(3,746)	7,131	(583)
Cash and cash equivalents at beginning of the year				$ 8,081				$ 950	8,081	950	1,533
Cash and cash equivalents at end of the year	$ 4,335				$ 8,081				$ 4,335	$ 8,081	$ 950

EARNINGS PER SHARE (Earnings Pe

EARNINGS PER SHARE (Earnings Per Share Computations) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Basic earnings per common share:
Net income	$ 12,286	$ 11,565	$ 11,380	$ 11,136	$ 11,070	$ 11,511	$ 11,312	$ 9,912	$ 46,367	$ 43,805	$ 38,839
Weighted-average common shares outstanding									16,617,569	16,535,530	16,436,131
Basic earnings per common share	$ 0.74	$ 0.70	$ 0.69	$ 0.67	$ 0.67	$ 0.70	$ 0.68	$ 0.60	$ 2.79	$ 2.65	$ 2.36
Diluted earnings per common share:
Net income	$ 12,286	$ 11,565	$ 11,380	$ 11,136	$ 11,070	$ 11,511	$ 11,312	$ 9,912	$ 46,367	$ 43,805	$ 38,839
Weighted-average common shares outstanding for basic earnings per common share									16,617,569	16,535,530	16,436,131
Add: Dilutive effect of assumed exercise of warrant									104,375	92,547	61,436
Add: Dilutive effect of assumed exercises of stock options and awards									108,435	153,378	136,771
Average shares and dilutive potential common shares									16,830,379	16,781,455	16,634,338
Diluted earnings per common share	$ 0.73	$ 0.69	$ 0.68	$ 0.66	$ 0.66	$ 0.69	$ 0.68	$ 0.59	$ 2.75	$ 2.61	$ 2.33

EARNINGS PER SHARE (Additional

EARNINGS PER SHARE (Additional Information) (Details) - shares	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Employee Stock Option [Member]
Anti Dilutive Securities Excluded From Computation Of Earnings Per Share	0	0	0

ACCUMULATED OTHER COMPREHENS120

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Changes in Accumulated Other Comprehensive Income By Component) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized Gains and Losses on Available- for-Sales Securities, Opening Balance	$ 5,467	$ (1,138)
Unrealized Gains and Losses on Available- for-Sales Securities, Other comprehensive income before reclassification	(1,606)	6,471
Unrealized Gains and Losses on Available- for-Sales Securities, Amounts reclassified from accumulated other comprehensive income (loss)	(25)	134
Unrealized Gains and Losses on Available- for-Sales Securities, Net current period other comprehensive income	(1,631)	6,605
Unrealized Gains and Losses on Available- for-Sales Securities, Ending Balance	3,836	5,467	$ (1,138)
Defined Benefit Pension Items, Opening Balance	(1,637)	(1,356)
Defined Benefit Pension Items, Other comprehensive income before reclassification	(204)	(399)
Defined Benefit Pension Items, Amounts reclassified from accumulated other comprehensive income (loss)	147	118
Defined Benefit Pension Items, Net current period other comprehensive income	(57)	(281)	472
Defined Benefit Pension Items, Ending Balance	(1,694)	(1,637)	(1,356)
Total, Opening Balance	3,830	(2,494)
Other comprehensive income (loss) before reclassification	(1,810)	6,072
Amounts reclassified from accumulated other comprehensive income (loss)	122	252
Total other comprehensive income (loss), net of tax	(1,688)	6,324	(8,183)
Total, Ending Balance	$ 2,142	$ 3,830	$ (2,494)

ACCUMULATED OTHER COMPREHENS121

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Reclassification Adjustment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2015		Dec. 31, 2014		Dec. 31, 2013
Unrealized gains and losses on available-for-sale securities
Net securities gains (losses)	$ 42		$ (224)		$ 107
Income tax expense	(17)		90
Net of tax	25		(134)
Amortization of defined benefit pension items
Salaries and employee benefits	(244)	[1]	(197)	[1]	$ (244)
Income tax expense	97		79
Net of tax	(147)		(118)
Total reclassifications for the period	$ (122)		$ (252)
[1]	Included in the computation of net pension plan expense as more fully discussed in Note 11.

SELECTED QUARTERLY DATA (Summar

SELECTED QUARTERLY DATA (Summary Of Selected Quarterly Data) (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2015	Sep. 30, 2015	Jun. 30, 2015	Mar. 31, 2015	Dec. 31, 2014	Sep. 30, 2014	Jun. 30, 2014	Mar. 31, 2014	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2013
Interest income	$ 31,619	$ 30,966	$ 30,290	$ 29,664	$ 30,023	$ 29,745	$ 29,250	$ 28,270
Interest expense	4,167	4,255	4,226	3,964	3,919	3,780	3,696	3,590	$ 16,612	$ 14,985	$ 17,297
Net interest income	27,452	26,711	26,064	25,700	26,104	25,965	25,554	24,680	105,927	102,303	90,439
Provision for loan losses	0	0	0	0	0	0	0	0	0	0	0
Net interest income after provision	27,452	26,711	26,064	25,700	26,104	25,965	25,554	24,680	105,927	102,303	90,439
Noninterest income	8,069	7,902	7,713	7,795	7,163	7,871	7,592	7,427
Noninterest expense	17,357	17,207	16,741	16,901	16,632	16,660	16,084	16,790	68,206	66,166	62,778
Income tax expense	5,878	5,841	5,656	5,458	5,565	5,665	5,750	5,405	22,833	22,385	19,559
Net income	$ 12,286	$ 11,565	$ 11,380	$ 11,136	$ 11,070	$ 11,511	$ 11,312	$ 9,912	$ 46,367	$ 43,805	$ 38,839
Basic earnings per common share	$ 0.74	$ 0.70	$ 0.69	$ 0.67	$ 0.67	$ 0.70	$ 0.68	$ 0.60	$ 2.79	$ 2.65	$ 2.36
Diluted earnings per common share	$ 0.73	$ 0.69	$ 0.68	$ 0.66	$ 0.66	$ 0.69	$ 0.68	$ 0.59	$ 2.75	$ 2.61	$ 2.33

WARRANT (Additional Information

WARRANT (Additional Information) (Details) - USD ($)	1 Months Ended		12 Months Ended
	Nov. 18, 2009	Feb. 27, 2009	Dec. 31, 2015	Dec. 31, 2014
Summary of Warrants [Line Items]
Share Price		$ 17.45
Fair Value Assumptions, Exercise Price		$ 21.20
Fair Value Assumptions, Risk Free Interest Rate		3.02%
Fair Value Assumptions, Expected Term		10 years
Fair Value Assumptions, Expected Dividend Rate		4.5759%
Fair Value Assumptions, Expected Volatility Rate		41.8046%
Issue Of Warrant Stock Purchase		396,538
Issue Of Warrants Aggregate Purchase Price Of Stock		$ 56,044,000
Warrant Period		10 years
Warrant Exercise Price Per Share		$ 21.20	$ 20.6730	$ 20.8312
Warrant Fair Value Per Share		$ 4.4433
Adjustments In Share Capital Warrants Issue	198,269
Shares Issuable Upon Exercise Of Warrants			203,323	201,780
Series A Preferred Stock [Member]
Summary of Warrants [Line Items]
Preferred Stock, Shares Issued		56,044