Lakeland Financial (LKFN) 10-Q 10 May 16 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2016	Apr. 30, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Entity Registrant Name	LAKELAND FINANCIAL CORP
Entity Central Index Key	721,994
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Trading Symbol	LKFN
Entity Common Stock, Shares Outstanding		16,696,834

CONSOLIDATED BALANCE SHEETS

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 63,849	$ 67,484
Short-term investments	16,889	13,190
Total cash and cash equivalents	80,738	80,674
Securities available for sale (carried at fair value)	485,263	478,071
Real estate mortgage loans held for sale	2,186	3,294
Loans, net of allowance for loan losses of $43,284 and $43,610	3,070,016	3,037,319
Land, premises and equipment, net	48,628	46,684
Bank owned life insurance	70,043	69,698
Federal Reserve and Federal Home Loan Bank stock	7,668	7,668
Accrued interest receivable	10,030	9,462
Goodwill	4,970	4,970
Other assets	29,365	28,446
Total assets	3,808,907	3,766,286
LIABILITIES
Noninterest bearing deposits	660,318	715,093
Interest bearing deposits	2,590,417	2,468,328
Total deposits	3,250,735	3,183,421
Short-term borrowings
Securities sold under agreements to repurchase	59,504	69,622
Other short-term borrowings	35,000	70,000
Total short-term borrowings	94,504	139,622
Long-term borrowings	32	34
Subordinated debentures	30,928	30,928
Accrued interest payable	4,212	3,773
Other liabilities	21,533	15,607
Total liabilities	3,401,944	3,373,385
STOCKHOLDERS' EQUITY
Common stock: 90,000,000 shares authorized, no par value 16,696,834 shares issued and 16,596,745 outstanding as of March 31, 2016 16,641,651 shares issued and 16,546,044 outstanding as of December 31, 2015	99,962	99,123
Retained earnings	302,202	294,002
Accumulated other comprehensive income	7,363	2,142
Treasury stock, at cost (2016 - 100,089 shares, 2015 - 95,607 shares)	(2,653)	(2,455)
Total stockholders' equity	406,874	392,812
Noncontrolling interest	89	89
Total equity	406,963	392,901
Total liabilities and equity	$ 3,808,907	$ 3,766,286

CONSOLIDATED BALANCE SHEETS (Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Valuation allowance	$ 43,284	$ 43,610
Common stock, shares authorized (in shares)	90,000,000	90,000,000
Common stock, no par value (in dollars per share)	$ 0	$ 0
Common stock, shares issued (in shares)	16,696,834	16,641,651
Common stock, shares outstanding (in shares)	16,596,745	16,546,044
Treasury stock, at cost	100,089	95,607

CONSOLIDATED STATEMENTS OF INCO

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and fees on loans
Taxable	$ 29,630	$ 26,257
Tax exempt	111	117
Interest and dividends on securities
Taxable	2,546	2,448
Tax exempt	895	829
Interest on short-term investments	28	13
Total interest income	33,210	29,664
Interest on deposits	4,195	3,648
Interest on borrowings
Short-term	147	60
Long-term	286	256
Total interest expense	4,628	3,964
NET INTEREST INCOME	28,582	25,700
Provision for loan losses	0	0
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	28,582	25,700
NONINTEREST INCOME
Wealth advisory fees	1,160	1,184
Investment brokerage fees	288	492
Service charges on deposit accounts	2,780	2,374
Loan, insurance and service fees	1,838	1,569
Merchant card fee income	497	416
Bank owned life insurance income	173	375
Other income	(72)	954
Mortgage banking income	327	389
Net securities gains	52	42
Total noninterest income	7,043	7,795
NONINTEREST EXPENSE
Salaries and employee benefits	9,605	9,723
Net occupancy expense	1,096	1,084
Equipment costs	901	916
Data processing fees and supplies	2,032	1,767
Corporate and business development	857	790
FDIC insurance and other regulatory fees	523	486
Professional fees	827	689
Other expense	1,543	1,446
Total noninterest expense	17,384	16,901
INCOME BEFORE INCOME TAX EXPENSE	18,241	16,594
Income tax expense	5,962	5,458
NET INCOME	$ 12,279	$ 11,136
BASIC WEIGHTED AVERAGE COMMON SHARES	16,679,835	16,590,285
BASIC EARNINGS PER COMMON SHARE	$ 0.74	$ 0.67
DILUTED WEIGHTED AVERAGE COMMON SHARES	16,885,204	16,789,497
DILUTED EARNINGS PER COMMON SHARE	$ 0.73	$ 0.66

CONSOLIDATED STATEMENTS OF COMP

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Net income	$ 12,279	$ 11,136
Change in securities available for sale:
Unrealized holding gain on securities available for sale arising during the period	7,547	3,662
Reclassification adjustment for gains included in net income	(52)	(42)
Net securities gain activity during the period	7,495	3,620
Tax effect	(2,306)	(1,443)
Net of tax amount	5,189	2,177
Defined benefit pension plans:
Net gain (loss) on defined benefit pension plans	0	(276)
Amortization of net actuarial loss	54	61
Net gain (loss) activity during the period	54	(215)
Tax effect	(22)	77
Net of tax amount	32	(138)
Total other comprehensive income, net of tax	5,221	2,039
Comprehensive income	$ 17,500	$ 13,175

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($) $ in Thousands	Total	Common Stock [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2014	$ 361,296	$ 96,121	$ 263,345	$ 3,830	$ (2,000)
Balance (in shares) at Dec. 31, 2014		16,465,621
Comprehensive income:
Net income	11,136		11,136
Other comprehensive income, net of tax	2,039			2,039
Cash dividends declared	(3,477)		(3,477)
Treasury shares purchased under deferred directors' plan	0	$ 191			(191)
Treasury shares purchased under deferred directors' plan (in shares)		(4,730)
Stock activity under equity compensation plans	(597)	$ (597)
Stock activity under equity compensation plans (in shares)		60,364
Stock based compensation expense	353	$ 353
Balance at Mar. 31, 2015	370,750	$ 96,068	271,004	5,869	(2,191)
Balance (in shares) at Mar. 31, 2015		16,521,255
Balance at Dec. 31, 2015	392,812	$ 99,123	294,002	2,142	(2,455)
Balance (in shares) at Dec. 31, 2015		16,546,044
Comprehensive income:
Net income	12,279		12,279
Other comprehensive income, net of tax	5,221			5,221
Cash dividends declared	(4,079)		(4,079)
Treasury shares purchased under deferred directors' plan	0	$ 198			(198)
Treasury shares purchased under deferred directors' plan (in shares)		(4,482)
Stock activity under equity compensation plans	(143)	$ (143)
Stock activity under equity compensation plans (in shares)		55,183
Stock based compensation expense	784	$ 784
Balance at Mar. 31, 2016	$ 406,874	$ 99,962	$ 302,202	$ 7,363	$ (2,653)
Balance (in shares) at Mar. 31, 2016		16,596,745

CONSOLIDATED STATEMENTS OF CHA7

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Common Stock, Dividends, Per Share, Declared	$ 0.245	$ 0.21

CONSOLIDATED STATEMENTS OF CASH

CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 12,279	$ 11,136
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	983	956
Net (gain) loss on sale and write down of other real estate owned	0	(12)
Amortization of loan servicing rights	145	142
Loans originated for sale	(10,341)	(16,679)
Net gain on sales of loans	(339)	(361)
Proceeds from sale of loans	11,666	16,249
Net gain on sales of premises and equipment	0	(3)
Net gain on sales and calls of securities available for sale	(52)	(42)
Net securities amortization	695	1,193
Stock based compensation expense	784	353
Earnings on life insurance	(174)	(375)
Tax benefit of stock award exercises	(482)	(12)
Net change:
Interest receivable and other assets	(3,293)	83
Interest payable and other liabilities	6,595	3,848
Total adjustments	6,187	5,340
Net cash from operating activities	18,466	16,476
Cash flows from investing activities:
Proceeds from sale of securities available for sale	6,929	7,787
Proceeds from maturities, calls and principal paydowns of securities available for sale	19,700	19,464
Purchases of securities available for sale	(26,969)	(26,069)
Purchase of life insurance	(179)	(149)
Net increase in total loans	(32,730)	(10,672)
Proceeds from sales of land, premises and equipment	0	6
Purchases of land, premises and equipment	(2,927)	(1,414)
Proceeds from sales of other real estate	0	16
Net cash from investing activities	(36,176)	(11,031)
Cash flows from financing activities:
Net increase in total deposits	67,314	121,119
Net decrease in short-term borrowings	(45,118)	(99,890)
Payments on long-term borrowings	(2)	(1)
Common dividends paid	(4,079)	(3,477)
Payments related to equity incentive plans	(143)	(597)
Purchase of treasury stock	(198)	(191)
Net cash from financing activities	17,774	16,963
Net change in cash and cash equivalents	64	22,408
Cash and cash equivalents at beginning of the period	80,674	90,638
Cash and cash equivalents at end of the period	80,738	113,046
Cash paid during the period for:
Interest	4,188	3,318
Income taxes	0	104
Supplemental non-cash disclosures:
Loans transferred to other real estate owned	$ 33	$ 194

BASIS OF PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	NOTE 1. BASIS OF PRESENTATION This report is filed for Lakeland Financial Corporation (the “Company”) and its wholly owned subsidiaries, Lake City Bank (the “Bank”) and LCB Risk Management, a captive insurance company. Also included in this report is the Bank’s wholly owned subsidiary, LCB Investments II, Inc. (“LCB Investments”), which manages the Bank’s investment portfolio. LCB Investments also owns LCB Funding, Inc. (“LCB Funding”), a real estate investment trust. All significant inter-company balances and transactions have been eliminated in consolidation. The unaudited consolidated financial statements have been prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) for interim financial information and with the instructions for Form 10-Q. Accordingly, they do not include all of the information and footnotes required by GAAP for complete financial statements and are unaudited. In the opinion of management, all adjustments (all of which are normal and recurring in nature) considered necessary for a fair presentation have been included. Operating results for the three-month period ending March 31, 2016 are not necessarily indicative of the results that may be expected for any subsequent reporting periods, including the year ending December 31, 2016. The Company’s 2015 Annual Report on Form 10-K should be read in conjunction with these statements.

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2016
Securities [Abstract]
SECURITIES	NOTE 2. SECURITIES Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gain Losses Value March 31, 2016 U.S. Treasury securities $988 $46 $0 $1,034 U.S. government sponsored agencies 7,132 59 0 7,191 Agency residential mortgage-backed securities 350,450 9,539 (262) 359,727 State and municipal securities 113,030 4,448 (167) 117,311 Total $471,600 $14,092 $(429) $485,263 December 31, 2015 U.S. Treasury securities $988 $15 $0 $1,003 U.S. government sponsored agencies 7,178 19 (77) 7,120 Agency residential mortgage-backed securities 357,984 5,087 (2,399) 360,672 State and municipal securities 105,753 3,773 (250) 109,276 Total $471,903 $8,894 $(2,726) $478,071 Information regarding the fair value and amortized cost of available for sale debt securities by maturity as of March 31, 2016 is presented below. Maturity information is based on contractual maturity for all securities other than mortgage-backed securities. Amortized Fair (dollars in thousands) Cost Value Due in one year or less $2,895 $2,939 Due after one year through five years 20,132 20,834 Due after five years through ten years 47,500 49,987 Due after ten years 50,623 51,776 121,150 125,536 Mortgage-backed securities 350,450 359,727 Total debt securities $471,600 $485,263 Three months ended March 31, (dollars in thousands) 2016 2015 Sales of securities available for sale Proceeds $6,929 $7,787 Gross gains 65 42 Gross losses 13 0 The Company sold four securities with a total book value of $6.9 million and a total fair value of $7.0 million during the first three months of 2016. The Company sold two securities with a total book value of $7.7 million and a total fair value of $7.8 million during the first three months of 2015. Purchase premiums or discounts are recognized in interest income using the interest method over the terms of the securities or over the estimated lives of mortgage-backed securities. Gains and losses on sales are based on the amortized cost of the security sold and recorded on the trade date. Securities with carrying values of $193.1 million and $122.7 million were pledged as of March 31, 2016 and December 31, 2015, respectively, as collateral for securities sold under agreements to repurchase, borrowings from the Federal Home Loan Bank and for other purposes as permitted or required by law. Information regarding securities with unrealized losses as of March 31, 2016 and December 31, 2015 is presented below. Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses March 31, 2016 Agency residential mortgage-backed securities $9,481 $(34) $28,551 $(228) $38,032 $(262) State and municipal securities 12,527 (80) 3,587 (87) 16,114 (167) Total temporarily impaired $22,008 $(114) $32,138 $(315) $54,146 $(429) December 31, 2015 U.S. government sponsored agencies $0 $0 $3,895 $(77) $3,895 $(77) Agency residential mortgage-backed securities 151,792 (1,521) 30,116 (878) 181,908 (2,399) State and municipal securities 11,364 (78) 8,326 (172) 19,690 (250) Total temporarily impaired $163,156 $(1,599) $42,337 $(1,127) $205,493 $(2,726) Less than 12 months 12 months or more Total March 31, 2016 Agency residential mortgage-backed securities 6 10 16 State and municipal securities 13 4 17 Total temporarily impaired 19 14 33 December 31, 2016 U.S. government sponsored agencies 0 1 1 Agency residential mortgage-backed securities 46 9 55 State and municipal securities 21 12 33 Total temporarily impaired 67 22 89 The following factors are considered in determining whether or not the impairment of these securities is other-than-temporary. In making this determination, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer, as well as the underlying fundamentals of the relevant market and the outlook for such market in the near future. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) OTTI related to other factors, which is recognized in other comprehensive income. Credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings. As of March 31, 2016 and December 31, 2015, ninety-nine percent of the securities in the Company’s portfolio are backed by the U.S. government, government agencies, government sponsored agencies or are A-rated or better, except for certain non-local or local municipal securities, which are not rated. For the government, government-sponsored agency and municipal securities, management did not believe that there would be credit losses or that full principal would not be received. Management considered the unrealized losses on these securities to be primarily interest rate driven and does not expect material losses given current market conditions unless the securities are sold. However, at this time management does not have the intent to sell, and it is more likely than not that the Company will not be required to sell these securities before the recovery of their amortized cost basis.

LOANS

LOANS	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
LOANS	NOTE 3. LOANS March 31, December 31, (dollars in thousands) 2016 2015 Commercial and industrial loans: Working capital lines of credit loans $591,136 19.0 % $581,025 18.9 % Non-working capital loans 614,619 19.7 598,487 19.4 Total commercial and industrial loans 1,205,755 38.7 1,179,512 38.3 Commercial real estate and multi-family residential loans: Construction and land development loans 206,378 6.6 230,719 7.5 Owner occupied loans 447,620 14.4 412,026 13.4 Nonowner occupied loans 408,273 13.1 407,883 13.2 Multifamily loans 104,303 3.4 79,425 2.6 Total commercial real estate and multi-family residential loans 1,166,574 37.5 1,130,053 36.7 Agri-business and agricultural loans: Loans secured by farmland 144,687 4.6 164,375 5.3 Loans for agricultural production 128,456 4.1 141,719 4.6 Total agri-business and agricultural loans 273,143 8.8 306,094 9.9 Other commercial loans 83,617 2.7 85,075 2.8 Total commercial loans 2,729,089 87.7 2,700,734 87.7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 161,701 5.2 158,062 5.1 Open end and junior lien loans 160,734 5.2 163,700 5.3 Residential construction and land development loans 8,488 0.3 9,341 0.3 Total consumer 1-4 family mortgage loans 330,923 10.6 331,103 10.7 Other consumer loans 53,327 1.7 49,113 1.6 Total consumer loans 384,250 12.3 380,216 12.3 Subtotal 3,113,339 100.0 % 3,080,950 100.0 % Less: Allowance for loan losses (43,284) (43,610) Net deferred loan fees (39) (21) Loans, net $3,070,016 $3,037,319 The recorded investment in loans does not include accrued interest. The Company had $326,000 in residential real estate loans in process of foreclosure as of March 31, 2016.

ALLOWANCE FOR LOAN LOSSES AND C

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY	NOTE 4. ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total Three Months Ended March 31, 2016 Beginning balance, January 1 $21,564 $12,473 $2,445 $574 $3,395 $319 $2,840 $43,610 Provision for loan losses (947) 436 4 (15) 196 42 284 0 Loans charged-off (214) (168) 0 0 (38) (45) 0 (465) Recoveries 62 11 5 0 33 28 0 139 Net loans charged-off (152) (157) 5 0 (5) (17) 0 (326) Ending balance $20,465 $12,752 $2,454 $559 $3,586 $344 $3,124 $43,284 Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total Three Months Ended March 31, 2015 Beginning balance $22,785 $14,153 $1,790 $276 $3,459 $483 $3,316 $46,262 Provision for loan losses 556 (338) (167) 244 (25) (35) (235) 0 Loans charged-off (369) (30) 0 (122) (134) (53) 0 (708) Recoveries 52 19 4 0 13 35 0 123 Net loans charged-off (317) (11) 4 (122) (121) (18) 0 (585) Ending balance $23,024 $13,804 $1,627 $398 $3,313 $430 $3,081 $45,677 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2016 and December 31, 2015: Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total March 31, 2016 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $2,541 $430 $0 $4 $415 $49 $0 $3,439 Collectively evaluated for impairment 17,924 12,322 2,454 555 3,171 295 3,124 39,845 Total ending allowance balance $20,465 $12,752 $2,454 $559 $3,586 $344 $3,124 $43,284 Loans: Loans individually evaluated for impairment $5,988 $9,061 $471 $12 $1,827 $59 $0 $17,418 Loans collectively evaluated for impairment 1,199,911 1,156,427 272,752 83,600 330,021 53,171 0 3,095,882 Total ending loans balance $1,205,899 $1,165,488 $273,223 $83,612 $331,848 $53,230 $0 $3,113,300 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $2,781 $465 $0 $5 $358 $50 $0 $3,659 Collectively evaluated for impairment 18,783 12,008 2,445 569 3,037 269 2,840 39,951 Total ending allowance balance $21,564 $12,473 $2,445 $574 $3,395 $319 $2,840 $43,610 Loans: Loans individually evaluated for impairment $8,286 $9,823 $471 $12 $1,927 $60 $0 $20,579 Loans collectively evaluated for impairment 1,171,407 1,119,150 305,707 85,059 330,072 48,955 0 3,060,350 Total ending loans balance $1,179,693 $1,128,973 $306,178 $85,071 $331,999 $49,015 $0 $3,080,929 Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $20 $0 Non-working capital loans 2,351 584 0 Commercial real estate and multi-family residential loans: Owner occupied loans 2,701 2,520 0 Nonowner occupied loans 4,760 4,763 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 72 34 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,406 1,405 625 Non-working capital loans 4,379 3,979 1,916 Commercial real estate and multi-family residential loans: Construction and land development loans 339 339 46 Owner occupied loans 942 941 235 Nonowner occupied loans 185 115 20 Multifamily loans 383 383 129 Other commercial loans 12 12 4 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,611 1,544 391 Open end and junior lien loans 249 249 24 Other consumer loans 59 59 49 Total $20,438 $17,418 $3,439 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2015: Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $20 $0 Non-working capital loans 2,390 623 0 Commercial real estate and multi-family residential loans: Owner occupied loans 3,762 3,223 0 Nonowner occupied loans 4,894 4,898 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 45 45 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,318 1,318 535 Non-working capital loans 8,617 6,325 2,246 Commercial real estate and multi-family residential loans: Construction and land development loans 364 364 71 Owner occupied loans 949 949 232 Multifamily loans 389 389 162 Other commercial loans 12 12 5 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,695 1,629 331 Open end and junior lien loans 253 253 27 Other consumer loans 60 60 50 Total $25,737 $20,579 $3,659 The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended March 31, 2016: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $0 $0 Non-working capital loans 673 0 0 Commercial real estate and multi-family residential loans: Owner occupied loans 2,724 0 0 Nonowner occupied loans 4,808 29 23 Agri-business and agricultural loans: Loans secured by farmland 471 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 47 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,352 5 5 Non-working capital loans 4,635 34 34 Commercial real estate and multi-family residential loans: Construction and land development loans 339 3 3 Owner occupied loans 942 0 0 Nonowner occupied loans 77 0 0 Multifamily loans 385 5 5 Other commercial loans 12 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,627 15 11 Open end and junior lien loans 251 0 0 Other consumer loans 59 1 1 Total $18,422 $92 $82 The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended March 31, 2015: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $21 $0 $0 Non-working capital loans 364 1 1 Commercial real estate and multi-family residential loans: Construction and land development loans 526 0 0 Owner occupied loans 544 0 0 Nonowner occupied loans 2,517 28 29 Agri-business and agricultural loans: Loans secured by farmland 283 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 160 0 0 Open end and junior lien loans 338 0 0 Residential construction loans 42 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,012 9 7 Non-working capital loans 12,566 122 123 Commercial real estate and multi-family residential loans: Construction and land development loans 448 4 4 Owner occupied loans 5,649 21 22 Nonowner occupied loans 3,269 0 0 Agri-business and agricultural loans: Loans secured by farmland 201 0 0 Other commercial loans 10 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 3,014 17 14 Open end and junior lien loans 34 0 0 Other consumer loans 121 1 1 Total $31,120 $203 $201 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $589,464 $30 $0 $999 $1,029 $590,493 Non-working capital loans 610,595 2,898 0 1,913 4,811 615,406 Commercial real estate and multi-family residential loans: Construction and land development loans 206,025 0 0 0 0 206,025 Owner occupied loans 443,821 0 0 3,453 3,453 447,274 Nonowner occupied loans 407,681 0 0 264 264 407,945 Multifamily loans 104,244 0 0 0 0 104,244 Agri-business and agricultural loans: Loans secured by farmland 144,227 0 0 471 471 144,698 Loans for agricultural production 128,525 0 0 0 0 128,525 Other commercial loans 83,612 0 0 0 0 83,612 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 160,268 911 0 227 1,138 161,406 Open end and junior lien loans 161,623 104 0 249 353 161,976 Residential construction loans 8,466 0 0 0 0 8,466 Other consumer loans 53,146 84 0 0 84 53,230 Total $3,101,697 $4,027 $0 $7,576 $11,603 $3,113,300 The following table presents the aging of the recorded investment in past due loans as of December 31, 2015 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $579,081 $350 $0 $913 $1,263 $580,344 Non-working capital loans 595,154 0 0 4,195 4,195 599,349 Commercial real estate and multi-family residential loans: Construction and land development loans 230,336 0 0 0 0 230,336 Owner occupied loans 407,229 310 0 4,172 4,482 411,711 Nonowner occupied loans 404,146 423 0 3,000 3,423 407,569 Multi-family loans 79,357 0 0 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 0 471 471 164,382 Loans for agricultural production 141,706 90 0 0 90 141,796 Other commercial loans 85,071 0 0 0 0 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 156,525 1,187 0 49 1,236 157,761 Open end and junior lien loans 164,582 83 0 253 336 164,918 Residential construction loans 9,320 0 0 0 0 9,320 Other consumer loans 48,687 328 0 0 328 49,015 Total $3,065,105 $2,771 $0 $13,053 $15,824 $3,080,929 Troubled Debt Restructurings: Troubled debt restructured loans are included in the totals for impaired loans. The Company has allocated $2.0 million and $2.3 million of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of March 31, 2016 and December 31, 2015. March 31, December 31, (dollars in thousands) 2016 2015 Accruing troubled debt restructured loans $8,590 $6,260 Nonaccrual troubled debt restructured loans 5,519 10,914 Total troubled debt restructured loans $14,109 $17,174 During the quarter ended March 31, 2016, certain loans were modified as troubled debt restructurings. The modified terms of these loans include one or a combination of the following: inadequate compensation for the terms of the restructure or renewal; a modification of the repayment terms which delays principal repayment for some period; or renewal terms offered to borrowers in financial distress where no additional credit enhancements were obtained at the time of renewal. Additional concessions were granted to borrowers with previously identified troubled debt restructured loans during the period. The loans to two of the borrowers are for commercial real estate buildings where the collateral value and cash flows from the companies occupying the buildings do not support the loans with recorded investments of $542,000. The other loans were to a borrower engaged in land development, where the aggregate recorded investment totaled $484,000. Modified Repayment Terms Pre-Modification Post-Modification Extension Outstanding Outstanding Period or Number of Recorded Recorded Number of Range (dollars in thousands) Loans Investment Investment Loans (in months) Troubled Debt Restructurings Commercial real estate and multi- family residential loans: Owner occupied loans 1 $335 $335 1 15 Total 1 $335 $335 1 15 For the period ended March 31, 2016, the commercial real estate and multi-family residential loan troubled debt restructuring described above increased the allowance for loan losses by $11,000. No charge-offs resulted from any troubled debt restructurings described above during the period ending March 31, 2016. During the quarter ended March 31, 2015 one loan was modified as a troubled debt restructuring. There were renewal terms offered to the one borrower under financial duress which did not require additional compensation or consideration, and the terms offered would not have been readily available in the marketplace for loans bearing similar risk profiles. In this instance, it was determined that a concession had been granted. It is difficult to quantify the concession granted due to an absence of readily available market terms to be used for comparison. The loan to the borrower is for a commercial real estate building where the collateral value and cash flows from the company occupying the building did not support the loan with a recorded investment of $788,000. All Modifications Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Loans Investment Investment Troubled Debt Restructurings Commercial real estate and multi- family residential loans: Owner occupied loans 1 $788 $788 Total 1 $788 $788 For the period ended March 31, 2015, the commercial real estate and multi-family residential loan troubled debt restructuring described above increased the allowance for loan losses by $6,000. No charge-offs resulted from the troubled debt restructuring described above during the three-month period ended March 31, 2015. There were no troubled debt restructurings that had payment defaults within the twelve months following modification during the three month period ended March 31, 2016 and the three month period ended March 31, 2015. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis is performed on a quarterly basis for Special Mention, Substandard and Doubtful grade loans and annually on Pass grade loans over $150,000. The Company uses the following definitions for risk ratings: Special Mention. Loans classified as Special Mention have a potential weakness that deserves management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution’s credit position at some future date. Substandard. Loans classified as Substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the Company will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as Doubtful have all the weaknesses inherent in those classified as Substandard, with the added characteristics that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be Pass rated loans with the exception of consumer troubled debt restructurings which are evaluated and listed with Substandard commercial grade loans and consumer nonaccrual loans which are evaluated individually and listed with Not Rated loans. Loans listed as Not Rated are consumer loans or commercial loans with consumer characteristics included in groups of homogenous loans which are analyzed for credit quality indicators utilizing delinquency status. Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $547,736 $32,071 $10,686 $0 $0 $590,493 Non-working capital loans 570,026 32,443 9,563 0 3,374 615,406 Commercial real estate and multi- family residential loans: Construction and land development loans 203,447 2,222 356 0 0 206,025 Owner occupied loans 405,284 31,477 10,513 0 0 447,274 Nonowner occupied loans 401,824 3,655 2,466 0 0 407,945 Multifamily loans 103,861 0 383 0 0 104,244 Agri-business and agricultural loans: Loans secured by farmland 144,227 0 471 0 0 144,698 Loans for agricultural production 128,525 0 0 0 0 128,525 Other commercial loans 83,596 0 11 0 5 83,612 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 47,526 126 1,174 0 112,580 161,406 Open end and junior lien loans 6,206 0 1,616 0 154,154 161,976 Residential construction loans 0 0 0 0 8,466 8,466 Other consumer loans 13,302 0 59 0 39,869 53,230 Total $2,655,560 $101,994 $37,298 $0 $318,448 $3,113,300 As of December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $538,899 $32,601 $8,844 $0 $0 $580,344 Non-working capital loans 549,771 35,910 10,566 0 3,102 599,349 Commercial real estate and multi- family residential loans: Construction and land development loans 227,996 2,340 0 0 0 230,336 Owner occupied loans 378,847 23,522 9,342 0 0 411,711 Nonowner occupied loans 394,387 10,953 2,229 0 0 407,569 Multi-family loans 78,968 0 389 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 471 0 0 164,382 Loans for agricultural production 141,796 0 0 0 0 141,796 Other commercial loans 85,056 0 12 0 3 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 43,231 126 1,769 0 112,635 157,761 Open end and junior lien loans 8,373 0 1,616 0 154,929 164,918 Residential construction loans 0 0 0 0 9,320 9,320 Other consumer loans 13,940 0 60 0 35,015 49,015 Total $2,625,175 $105,452 $35,298 $0 $315,004 $3,080,929

FAIR VALUE DISCLOSURES

FAIR VALUE DISCLOSURES	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
FAIR VALUE DISCLOSURES	NOTE 5. FAIR VALUE DISCLOSURES Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values: Level 1 Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data. Level 3 Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability. The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities : Securities available for sale are valued primarily by a third party pricing service. The fair values of securities available for sale are determined on a recurring basis by obtaining quoted prices on nationally recognized securities exchanges (Level 1 inputs) or pricing models which utilize significant observable inputs such as matrix pricing. This is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). These models utilize the market approach with standard inputs that include, but are not limited to, benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers and reference data. For certain municipal securities that are not rated and observable inputs about the specific issuer are not available, fair values are estimated using observable data from other municipal securities presumed to be similar or other market data on other non-rated municipal securities (Level 3 inputs). The Company’s Controlling Department, which is responsible for all accounting and SEC compliance, and the Company’s Treasury Department, which is responsible for investment portfolio management and asset/liability modeling, are the two areas that determine the Company’s valuation policies and procedures. Both of these areas report directly to the Executive Vice President and Chief Financial Officer of the Company. For assets or liabilities that may be considered for Level 3 fair value measurement on a recurring basis, these two departments and the Executive Vice President and Chief Financial Officer determine the appropriate level of the assets or liabilities under consideration. If there are assets or liabilities that are determined to be Level 3 by this group, the Risk Management Committee of the Company and the Audit Committee of the Board of Directors are made aware of such assets at their next scheduled meeting. Securities pricing is obtained from a third party pricing service and a representative sample of security prices is tested at least annually against prices from another third party provider and reviewed with a market value price tolerance variance of +/-3%. If any securities fall outside the tolerance threshold, they are reviewed in more detail to determine why the variance exists. The percentage deviation of the market value exceptions to the total market value of the sample is applied to the entire portfolio to determine if the exceptions are material and additional security prices need to be tested. Changes in market value are reviewed monthly in aggregate yield by security type and any material differences are reviewed to determine why they exist. At least annually, the pricing methodology of the pricing service is received and reviewed to support the fair value levels used by the Company. A detailed pricing evaluation is requested and reviewed on any security determined to be fair valued using unobservable inputs by the pricing service. Mortgage banking derivatives : The fair value of mortgage banking derivatives are based on observable market data as of the measurement date (Level 2). Interest rate swap derivatives : Our derivatives are traded in an over-the-counter market where quoted market prices are not always available. Therefore, the fair values of derivatives are determined using quantitative models that utilize multiple market inputs. The inputs will vary based on the type of derivative, but could include interest rates, prices and indices to generate continuous yield or pricing curves, prepayment rates, and volatility factors to value the position. The majority of market inputs are actively quoted and can be validated through external sources, including brokers, market transactions and third-party pricing services. The fair value of interest rate swap derivatives is determined by pricing or valuation models using observable market data as of the measurement date (Level 2). Impaired loans : Impaired loans with specific allocations of the allowance for loan losses are generally based on the fair value of the underlying collateral if repayment is expected solely from the collateral. Fair value is determined using several methods. Generally, the fair value of real estate is based on appraisals by qualified third party appraisers. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and result in a Level 3 classification of the inputs for determining fair value. In addition, the Company’s management routinely applies internal discount factors to the value of appraisals used in the fair value evaluation of impaired loans. The deductions to the appraisals take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions. Commercial real estate is generally discounted from its appraised value by 0-50% with the higher discounts applied to real estate that is determined to have a thin trading market or to be specialized collateral. In addition to real estate, the Company’s management evaluates other types of collateral as follows: (a) raw and finished inventory is discounted from its cost or book value by 35-65%, depending on the marketability of the goods; (b) finished goods are generally discounted by 30-60%, depending on the ease of marketability, cost of transportation or scope of use of the finished good; (c) work in process inventory is typically discounted by 50-100%, depending on the length of manufacturing time, types of components used in the completion process, and the breadth of the user base; (d) equipment is valued at a percentage of depreciated book value or recent appraised value, if available, and is typically discounted at 30-70% after various considerations including age and condition of the equipment, marketability, breadth of use, and whether the equipment includes unique components or add-ons; and (e) marketable securities are discounted by 10-30%, depending on the type of investment, age of valuation report and general market conditions. This methodology is based on a market approach and typically results in a Level 3 classification of the inputs for determining fair value. Mortgage servicing rights : As of March 31, 2016 the fair value of the Company’s Level 3 servicing assets for residential mortgage loans was $3.1 million, none of which are currently impaired and therefore are carried at amortized cost. These residential mortgage loans have a weighted average interest rate of 3.94%, a weighted average maturity of 19 years and are secured by homes generally within the Company’s market area, which is primarily Northern Indiana. A valuation model is used to estimate fair value by stratifying the portfolios on the basis of certain risk characteristics, including loan type and interest rate. Impairment is estimated based on an income approach. The inputs used include estimates of prepayment speeds, discount rate, cost to service, escrow account earnings, contractual servicing fee income, ancillary income, late fees, and float income. The most significant assumption used to value mortgage servicing rights is prepayment rate. Prepayment rates are estimated based on published industry consensus prepayment rates. The most significant unobservable assumption is the discount rate. At March 31, 2016, the constant prepayment speed (PSA) used was 212 and the discount rate used was 9.4%. At December 31, 2015, the PSA used was 181 and the discount rate used was 9.4%. Other real estate owned : Nonrecurring adjustments to certain commercial and residential real estate properties classified as other real estate owned are measured at the lower of carrying amount or fair value, less costs to sell. Fair values are generally based on third party appraisals of the property and are reviewed by the Company’s internal appraisal officer. Adjustments are routinely made in the appraisal process by the appraisers to adjust for differences between the comparable properties used to determine value. Such adjustments are usually significant and result in a Level 3 classification. In addition, the Company’s management may apply discount factors to the appraisals to take into account changing business factors and market conditions, as well as value impairment in cases where the appraisal date predates a likely change in market conditions. In cases where the carrying amount exceeds the fair value, less costs to sell, an impairment loss is recognized. Real estate mortgage loans held for sale : Real estate mortgage loans held for sale are carried at the lower of cost or fair value, as determined by outstanding commitments, from third party investors, and result in a Level 2 classification. The table below presents the balances of assets measured at fair value on a recurring basis: March 31, 2016 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,034 $ 0 $ 0 $ 1,034 U.S. government sponsored agency securities 0 7,191 0 7,191 Mortgage-backed securities 0 359,727 0 359,727 State and municipal securities 0 116,462 849 117,311 Total Securities 1,034 483,380 849 485,263 Mortgage banking derivative 0 316 0 316 Interest rate swap derivative 0 5,295 0 5,295 Total assets $ 1,034 $ 488,991 $ 849 $ 490,874 Liabilities Mortgage banking derivative 0 20 0 20 Interest rate swap derivative 0 5,624 0 5,624 Total liabilities $ 0 $ 5,644 $ 0 $ 5,644 December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,003 $ 0 $ 0 $ 1,003 U.S. government sponsored agency securities 0 7,120 0 7,120 Mortgage-backed securities 0 360,672 0 360,672 State and municipal securities 0 108,725 551 109,276 Total Securities 1,003 476,517 551 478,071 Mortgage banking derivative 0 165 0 165 Interest rate swap derivative 0 1,732 0 1,732 Total assets $ 1,003 $ 478,414 $ 551 $ 479,968 Liabilities Mortgage banking derivative 0 1 0 1 Interest rate swap derivative 0 1,748 0 1,748 Total liabilities $ 0 $ 1,749 $ 0 $ 1,749 There were no transfers between Level 1 and Level 2 during the three months ended March 31, 2016 and there were no transfers between Level 1 and Level 2 during 2015. The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended March 31, 2016 and 2015: State and Municipal Securities (dollars in thousands) 2016 2015 Balance of recurring Level 3 assets at January 1 $ 551 $ 850 Transfers into Level 3 339 0 Changes in fair value of securities included in other comprehensive income (1) 0 Principal payments (40) (40) Balance of recurring Level 3 assets at March 31 $ 849 $ 810 The fair values of two municipal securities with a fair value of $339,000 as of March 31, 2016 were transferred from Level 2 and into Level 3 because of a lack of observable market data for these investments. The Company’s policy is to recognize transfers as of the end of the reporting period. As a result the fair value for these municipal securities was transferred on March 31, 2016. The municipal securities measured at fair value included below are non-rated Indiana and Ohio municipal revenue bonds and are not actively traded. Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 3/31/2016 Valuation Technique Unobservable Input (Average) State and municipal securities $ 849 Price to type, par, call Discount to benchmark index 0-6% (3.28%) Quantitative Information about Level 3 Fair Value Measurements Range of Fair Value at Inputs (dollars in thousands) 12/31/2015 Valuation Technique Unobservable Input (Average) State and municipal securities $ 551 Price to type, par, call Discount to benchmark index 0-5% (2.82%) The primary methodology used in the fair value measurement of the Company’s state and municipal securities classified as Level 3 is a discount to the AAA municipal benchmark index. Significant increases or (decreases) in this index as well as the degree to which the security differs in ratings, coupon, call and duration will result in a higher or (lower) fair value measurement for those securities that are not callable. For those securities that are continuously callable, a slight premium to par is used. The table below presents the balances of assets measured at fair value on a nonrecurring basis: March 31, 2016 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 749 $ 749 Non-working capital loans 0 0 1,882 1,882 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 706 706 Nonowner occupied loans 0 0 95 95 Multifamily loans 0 0 254 254 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 371 371 Open end and junior lien loans 0 0 225 225 Total impaired loans $ 0 $ 0 $ 4,582 $ 4,582 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,657 $ 4,657 December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 753 $ 753 Non-working capital loans 0 0 2,083 2,083 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 717 717 Multifamily loans 0 0 227 227 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 245 245 Open end and junior lien loans 0 0 226 226 Total impaired loans $ 0 $ 0 $ 4,551 $ 4,551 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,626 $ 4,626 The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at March 31, 2016: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,631 Collateral based Discount to reflect 42% (7% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,348 Collateral based Discount to reflect 24% (13% - 54%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 35% measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 596 Collateral based Discount to reflect 25% (10% - 71%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49% current market conditions The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2015: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,836 Collateral based Discount to reflect 46% (5% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,237 Collateral based Discount to reflect 31% (19% - 53%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 43% measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 471 Collateral based Discount to reflect 26% (11% - 42%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49% current market conditions Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a gross carrying amount of $7.1 million, with a valuation allowance of $2.5 million at March 31, 2016, resulting in a net increase in the provision for loan losses of $100,000 in the three months ended March 31, 2016. At March 31, 2015, impaired loans had a gross carrying amount of $14.4 million, with a valuation allowance of $2.8 million, resulting in a net reduction in the provision for loan losses of $700,000 in the three months ended March 31, 2015. Other real estate owned measured at fair value less costs to sell, at both March 31, 2016 and March 31, 2015, had a net carrying amount of $75,000, which is made up of the outstanding balance of $147,000, net of a valuation allowance of $72,000, all of which was written down during 2012. The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments. Items which are not financial instruments are not included. March 31, 2016 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,738 $ 78,483 $ 2,260 $ 0 $ 80,743 Securities available for sale 485,263 1,034 483,380 849 485,263 Real estate mortgages held for sale 2,186 0 2,237 0 2,237 Loans, net 3,070,016 0 0 3,069,500 3,069,500 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 10,030 8 1,993 8,029 10,030 Financial Liabilities: Certificates of deposit (1,115,126) 0 (1,121,429) 0 (1,121,429) All other deposits (2,135,609) (2,135,609) 0 0 (2,135,609) Securities sold under agreements to repurchase (59,504) 0 (59,504) 0 (59,504) Other short-term borrowings (35,000) 0 (35,001) 0 (35,001) Long-term borrowings (32) 0 (35) 0 (35) Subordinated debentures (30,928) 0 0 (31,215) (31,215) Standby letters of credit (317) 0 0 (317) (317) Accrued interest payable (4,212) (91) (4,118) (3) (4,212) December 31, 2015 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,674 $ 79,074 $ 1,602 $ 0 $ 80,676 Securities available for sale 478,071 1,003 476,517 551 478,071 Real estate mortgages held for sale 3,294 0 3,340 0 3,340 Loans, net 3,037,319 0 0 3,029,533 3,029,533 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 9,462 3 2,301 7,158 9,462 Financial Liabilities: Certificates of deposit (997,514) 0 (1,002,452) 0 (1,002,452) All other deposits (2,185,907) (2,185,907) 0 0 (2,185,907) Securities sold under agreements to repurchase (69,622) 0 (69,622) 0 (69,622) Other short-term borrowings (70,000) 0 (70,003) 0 (70,003) Long-term borrowings (34) 0 (37) 0 (37) Subordinated debentures (30,928) 0 0 (31,211) (31,211) Standby letters of credit (381) 0 0 (381) (381) Accrued interest payable (3,773) (86) (3,684) (3) (3,773) The methods and assumptions, not previously presented, used to estimate fair values are described as follows: Cash and cash equivalents - The carrying amount of cash and cash equivalents approximate fair value and are classified as Level 1, with the exception of certificates of deposits, which are estimated using discounted cash flow analysis using current market rates applied to the estimated life resulting in a Level 2 classification. Loans, net – Fair values of loans, excluding loans held for sale, are estimated as follows: For variable rate loans, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using current market rates applied to the estimated life of the loan resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price. Federal Home Loan Bank stock and Federal Reserve Bank stock – It is not practical to determine the fair value of Federal Home Loan Bank stock and Federal Reserve Bank stock due to restrictions placed on its transferability. Certificates of deposit - Fair values of certificates of deposit are estimated using discounted cash flow analyses using current market rates applied to the estimated life resulting in a Level 2 classification. All other deposits - The fair values for all other deposits other than certificates of deposit are equal to the amount payable on demand (the carrying value) resulting in a Level 1 classification. Securities sold under agreements to repurchase – The carrying amount of borrowings under repurchase agreements approximates their fair values resulting in a Level 2 classification. Federal funds purchased – The carrying amount of federal funds purchased approximates their fair values resulting in a Level 2 classification. Other short-term borrowings – The fair value of other short-term borrowings is estimated using discounted cash flow analysis based on current borrowing rates resulting in a Level 2 classification. Long-term borrowings – The fair value of long-term borrowings is estimated using discounted cash flow analyses based on current borrowing rates resulting in a Level 2 classification. Subordinated debentures - The fair value of subordinated debentures is based on the rates currently available to the Company with similar term and remaining maturity and credit spread resulting in a Level 3 classification. Standby letters of credit – The fair value of off-balance sheet items is based on the current fees and costs that would be charged to enter into or terminate such arrangements resulting in a Level 3 classification. Accrued interest receivable/payable – The carrying amounts of accrued interest approximates fair value resulting in a Level 1, Level 2 or Level 3 classification which is consistent with its associated asset/liability.

SECURITIES SOLD UNDER AGREEMENT

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	3 Months Ended
	Mar. 31, 2016
Securities Sold under Agreements to Repurchase [Abstract]
SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE	NOTE 6. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE Securities sold under agreements to repurchase represent collateralized borrowings with customers located primarily within the Company’s service area. These repurchase liabilities are not covered by federal deposit insurance and are secured by securities owned. The Company retains the right to substitute similar type securities and has the right to withdraw all excess collateral applicable to the repurchase liabilities whenever the collateral values are in excess of the related repurchase liabilities. However, as a means of mitigating market risk, the Company maintains excess collateral to cover normal changes in the repurchase liability by monitoring daily usage. The Company maintains control of the securities through the use of third-party safekeeping arrangements. Securities sold under agreements to repurchase of $59.5 million and $69.6 million, which mature on demand, are secured by mortgage-backed securities with a carrying amount of $110.7 million and $117.5 million at March 31, 2016 and December 31, 2015, respectively. Additional information concerning recognition of these liabilities is disclosed in Note 8.

EMPLOYEE BENEFIT PLANS

EMPLOYEE BENEFIT PLANS	3 Months Ended
	Mar. 31, 2016
Employee Benefit Plans [Abstract]
EMPLOYEE BENEFIT PLANS	NOTE 7. EMPLOYEE BENEFIT PLANS Components of net periodic benefit cost: Three Months Ended March 31, Pension Benefits SERP Benefits (dollars in thousands) 2016 2015 2016 2015 Interest cost $26 $26 $12 $11 Expected return on plan assets (35) (35) (18) (19) Recognized net actuarial (gain) loss 34 40 20 21 Net pension expense (benefit) $25 $31 $14 $13 The Company previously disclosed in its financial statements for the year ended December 31, 2015 that it expected to contribute $321,000 to its pension plan and $76,000 to its Supplemental Executive Retirement Plan (“SERP”) in 2016. The Company has contributed $102,000 to its pension plan and $76,000 to its SERP as of March 31, 2016. The Company expects to contribute $219,000 to its pension plan during the remainder of 2016. The Company does not expect to make any additional contributions to its SERP during the remainder of 2016.

OFFSETTING ASSETS AND LIABILITI

OFFSETTING ASSETS AND LIABILITIES	3 Months Ended
	Mar. 31, 2016
Offsetting Assets And Liabilities [Abstract]
OFFSETTING ASSETS AND LIABILITIES	NOTE 8. OFFSETTING ASSETS AND LIABILITIES March 31, 2016 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $5,295 $0 $5,295 $0 $0 $5,295 Total Assets $5,295 $0 $5,295 $0 $0 $5,295 Liabilities Interest Rate Swap Derivatives $5,624 $0 $5,624 $0 $(5,310) $314 Repurchase Agreements 59,504 0 59,504 (59,504) 0 0 Total Liabilities $65,128 $0 $65,128 $(59,504) $(5,310) $314 December 31, 2015 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $1,732 $0 $1,732 $0 $0 $1,732 Total Assets $1,732 $0 $1,732 $0 $0 $1,732 Liabilities Interest Rate Swap Derivatives $1,748 $0 $1,748 $0 $(1,660) $88 Repurchase Agreements 69,622 0 69,622 (69,622) 0 0 Total Liabilities $71,370 $0 $71,370 $(69,622) $(1,660) $88 If an event of default occurs causing an early termination of an interest rate swap derivative, any early termination amount payable to one party by the other party may be reduced by set-off against any other amount payable by the one party to the other party. If a default in performance of any obligation of a repurchase agreement occurs, each party will set-off property held in respect of transactions against obligations owing in respect of any other transactions.

EARNINGS PER SHARE

EARNINGS PER SHARE	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 9. EARNINGS PER SHARE Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Three Months Ended March 31, 2016 2015 Weighted average shares outstanding for basic earnings per common share 16,679,835 16,590,285 Dilutive effect of stock options, awards and warrants 205,369 199,212 Weighted average shares outstanding for diluted earnings per common share 16,885,204 16,789,497 Basic earnings per common share $0.74 $0.67 Diluted earnings per common share $0.73 $0.66

ACCUMULATED OTHER COMPREHENSIVE

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	3 Months Ended
	Mar. 31, 2016
Stockholders Equity Note [Abstract]
ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)	NOTE 10. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2015 $3,836 $(1,694) $2,142 Other comprehensive income before reclassification 5,220 0 5,220 Amounts reclassified from accumulated other comprehensive income (loss) (31) 32 1 Net current period other comprehensive income 5,189 32 5,221 Balance at March 31, 2016 $9,025 $(1,662) $7,363 Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2014 $5,467 $(1,637) $3,830 Other comprehensive income before reclassification (1,606) (204) (1,810) Amounts reclassified from accumulated other comprehensive income (loss) (25) 147 122 Net current period other comprehensive income (1,631) (57) (1,688) Balance at December 31, 2015 $3,836 $(1,694) $2,142 Details about Amount Affected Line Item Accumulated Other Reclassified From in the Statement Comprehensive Accumulated Other Where Net Income Components Comprehensive Income Income is Presented (dollars in thousands) Unrealized gains and losses on available-for-sale securities $52 Net securities gains (losses) Tax effect (21) Income tax expense 31 Net of tax Amortization of defined benefit pension items (54) Salaries and employee benefits Tax effect 22 Income tax expense (32) Net of tax Total reclassifications for the period $(1) Net income Reclassifications out of accumulated comprehensive income for the three months ended March 31, 2015 are as follows:

NEW ACCOUNTING PRONOUNCEMENTS

NEW ACCOUNTING PRONOUNCEMENTS	3 Months Ended
	Mar. 31, 2016
New Accounting Pronouncements and Changes in Accounting Principles [Abstract]
NEW ACCOUNTING PRONOUNCEMENTS	NOTE 11. NEW ACCOUNTING PRONOUNCEMENTS In May 2014, the FASB issued new accounting guidance related to revenue recognition. This new standard will replace all current U.S. GAAP guidance on this topic and eliminate all industry-specific guidance. The new revenue recognition standard provides a unified model to determine when and how revenue is recognized. The core principle is that a company should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration for which the entity expects to be entitled in exchange for those goods or services. This guidance will be effective for the Company beginning January 1, 2018 and can be applied either retrospectively to each period presented or as a cumulative-effect adjustment as of the date of adoption. Management is evaluating the impact of adopting this new accounting standard on our financial statements. In January 2016, the FASB amended existing accounting guidance related to the recognition and measurement of financial assets and financial liabilities. These amendments make targeted improvements to U.S. GAAP as follows: (1) Require equity investments (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income. However, an entity may choose to measure equity investments that do not have readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. (2) Simplify the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment. When a qualitative assessment indicates that impairment exists, an entity is required to measure the investment at fair value. (3) Eliminate the requirement to disclose the fair value of financial instruments measured at amortized cost for entities that are not public business entities. (4) Eliminate the requirement for public business entities to disclose the method(s) and significant assumptions used to estimate the fair value that is required to be disclosed for financial instruments measured at amortized cost on the balance sheet. (5) Require public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes. (6) Require an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value in accordance with the fair value option for financial instruments. (7) Require separate presentation of financial assets and financial liabilities by measurement category and form of financial asset (that is, securities or loans and receivable) on the balance sheet or the accompanying notes to the financial statements. (8) Clarify that an entity should evaluate the need for a valuation allowance on a deferred tax asset related to available-for-sale securities in combination with the entity’s other deferred tax assets. This guidance will be effective for the Company beginning January 1, 2018 and should be applied as a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The amendments related to equity securities without readily determinable fair values (including disclosure requirements) should be applied prospectively to equity investments that exist as of the date of adoption. Adopting this standard is not expected to have a significant impact on the Company’s financial condition or results of operations. In February 2016, the FASB issued ASU No. 2016-02, “Leases.” This update, effective for the Company beginning January 1, 2019, will replace existing lease guidance in GAAP and will require lessees to recognize lease assets and lease liabilities on the balance sheet for all leases and disclose key information about leasing arrangements. When implemented, lessees and lessors will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. Management is evaluating the impact of adopting this new accounting standard on our financial statements.

SUBSEQUENT EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2016
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE 12. SUBSEQUENT EVENTS There were no subsequent events that would have a material impact on the financial statements presented in this Form 10-Q.

RECLASSIFICATIONS

RECLASSIFICATIONS	3 Months Ended
	Mar. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
RECLASSIFICATIONS	NOTE 13. RECLASSIFICATIONS Certain amounts appearing in the financial statements and notes thereto for prior periods have been reclassified to conform with the current presentation. The reclassification had no effect on net income or stockholders’ equity as previously reported.

SECURITIES (Tables)

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2016
Securities [Abstract]
Summary of Available-For-Sale Securities	Information related to the fair value and amortized cost of securities available for sale and the related gross unrealized gains and losses recognized in accumulated other comprehensive income is provided in the tables below. Gross Gross Amortized Unrealized Unrealized Fair (dollars in thousands) Cost Gain Losses Value March 31, 2016 U.S. Treasury securities $988 $46 $0 $1,034 U.S. government sponsored agencies 7,132 59 0 7,191 Agency residential mortgage-backed securities 350,450 9,539 (262) 359,727 State and municipal securities 113,030 4,448 (167) 117,311 Total $471,600 $14,092 $(429) $485,263 December 31, 2015 U.S. Treasury securities $988 $15 $0 $1,003 U.S. government sponsored agencies 7,178 19 (77) 7,120 Agency residential mortgage-backed securities 357,984 5,087 (2,399) 360,672 State and municipal securities 105,753 3,773 (250) 109,276 Total $471,903 $8,894 $(2,726) $478,071
Schedule of Available-For-Sale Securities By Maturity	Actual maturities of securities may differ from contractual maturities because borrowers may have the right to prepay the obligation without a prepayment penalty. Amortized Fair (dollars in thousands) Cost Value Due in one year or less $2,895 $2,939 Due after one year through five years 20,132 20,834 Due after five years through ten years 47,500 49,987 Due after ten years 50,623 51,776 121,150 125,536 Mortgage-backed securities 350,450 359,727 Total debt securities $471,600 $485,263
Schedule of Sales of Securities Available For Sale	Securities proceeds, gross gains and gross losses are presented below. Three months ended March 31, (dollars in thousands) 2016 2015 Sales of securities available for sale Proceeds $6,929 $7,787 Gross gains 65 42 Gross losses 13 0
Schedule of Available-For-Sale Securities Continuous Unrealized Loss Position	The tables divide the securities between those with unrealized losses for less than twelve months and those with unrealized losses for twelve months or more. Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (dollars in thousands) Value Losses Value Losses Value Losses March 31, 2016 Agency residential mortgage-backed securities $9,481 $(34) $28,551 $(228) $38,032 $(262) State and municipal securities 12,527 (80) 3,587 (87) 16,114 (167) Total temporarily impaired $22,008 $(114) $32,138 $(315) $54,146 $(429) December 31, 2015 U.S. government sponsored agencies $0 $0 $3,895 $(77) $3,895 $(77) Agency residential mortgage-backed securities 151,792 (1,521) 30,116 (878) 181,908 (2,399) State and municipal securities 11,364 (78) 8,326 (172) 19,690 (250) Total temporarily impaired $163,156 $(1,599) $42,337 $(1,127) $205,493 $(2,726)
Quantitative Disclosure of Available-For-Sale Securities	The total number of securities with unrealized losses as of March 31, 2016 and December 31, 2015 is presented below. Less than 12 months 12 months or more Total March 31, 2016 Agency residential mortgage-backed securities 6 10 16 State and municipal securities 13 4 17 Total temporarily impaired 19 14 33 December 31, 2016 U.S. government sponsored agencies 0 1 1 Agency residential mortgage-backed securities 46 9 55 State and municipal securities 21 12 33 Total temporarily impaired 67 22 89

LOANS (Tables)

LOANS (Tables)	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
Schedule of Loans	March 31, December 31, (dollars in thousands) 2016 2015 Commercial and industrial loans: Working capital lines of credit loans $591,136 19.0 % $581,025 18.9 % Non-working capital loans 614,619 19.7 598,487 19.4 Total commercial and industrial loans 1,205,755 38.7 1,179,512 38.3 Commercial real estate and multi-family residential loans: Construction and land development loans 206,378 6.6 230,719 7.5 Owner occupied loans 447,620 14.4 412,026 13.4 Nonowner occupied loans 408,273 13.1 407,883 13.2 Multifamily loans 104,303 3.4 79,425 2.6 Total commercial real estate and multi-family residential loans 1,166,574 37.5 1,130,053 36.7 Agri-business and agricultural loans: Loans secured by farmland 144,687 4.6 164,375 5.3 Loans for agricultural production 128,456 4.1 141,719 4.6 Total agri-business and agricultural loans 273,143 8.8 306,094 9.9 Other commercial loans 83,617 2.7 85,075 2.8 Total commercial loans 2,729,089 87.7 2,700,734 87.7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 161,701 5.2 158,062 5.1 Open end and junior lien loans 160,734 5.2 163,700 5.3 Residential construction and land development loans 8,488 0.3 9,341 0.3 Total consumer 1-4 family mortgage loans 330,923 10.6 331,103 10.7 Other consumer loans 53,327 1.7 49,113 1.6 Total consumer loans 384,250 12.3 380,216 12.3 Subtotal 3,113,339 100.0 % 3,080,950 100.0 % Less: Allowance for loan losses (43,284) (43,610) Net deferred loan fees (39) (21) Loans, net $3,070,016 $3,037,319

ALLOWANCE FOR LOAN LOSSES AND24

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Tables)	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
In Allowance For Loan Losses and Recorded Investment In Loans By Portfolio Segment	The following tables present the activity in the allowance for loan losses by portfolio segment for the three-month periods ended March 31, 2016 and 2015: Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total Three Months Ended March 31, 2016 Beginning balance, January 1 $21,564 $12,473 $2,445 $574 $3,395 $319 $2,840 $43,610 Provision for loan losses (947) 436 4 (15) 196 42 284 0 Loans charged-off (214) (168) 0 0 (38) (45) 0 (465) Recoveries 62 11 5 0 33 28 0 139 Net loans charged-off (152) (157) 5 0 (5) (17) 0 (326) Ending balance $20,465 $12,752 $2,454 $559 $3,586 $344 $3,124 $43,284 Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total Three Months Ended March 31, 2015 Beginning balance $22,785 $14,153 $1,790 $276 $3,459 $483 $3,316 $46,262 Provision for loan losses 556 (338) (167) 244 (25) (35) (235) 0 Loans charged-off (369) (30) 0 (122) (134) (53) 0 (708) Recoveries 52 19 4 0 13 35 0 123 Net loans charged-off (317) (11) 4 (122) (121) (18) 0 (585) Ending balance $23,024 $13,804 $1,627 $398 $3,313 $430 $3,081 $45,677 The following tables present the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment and based on impairment method as of March 31, 2016 and December 31, 2015: Commercial Real Estate Commercial and Agri-business Consumer and Multifamily and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total March 31, 2016 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $2,541 $430 $0 $4 $415 $49 $0 $3,439 Collectively evaluated for impairment 17,924 12,322 2,454 555 3,171 295 3,124 39,845 Total ending allowance balance $20,465 $12,752 $2,454 $559 $3,586 $344 $3,124 $43,284 Loans: Loans individually evaluated for impairment $5,988 $9,061 $471 $12 $1,827 $59 $0 $17,418 Loans collectively evaluated for impairment 1,199,911 1,156,427 272,752 83,600 330,021 53,171 0 3,095,882 Total ending loans balance $1,205,899 $1,165,488 $273,223 $83,612 $331,848 $53,230 $0 $3,113,300 Commercial Real Estate Commercial and Agri-business Consumer and Multi-family and Other 1-4 Family Other (dollars in thousands) Industrial Residential Agricultural Commercial Mortgage Consumer Unallocated Total December 31, 2015 Allowance for loan losses: Ending allowance balance attributable to loans: Individually evaluated for impairment $2,781 $465 $0 $5 $358 $50 $0 $3,659 Collectively evaluated for impairment 18,783 12,008 2,445 569 3,037 269 2,840 39,951 Total ending allowance balance $21,564 $12,473 $2,445 $574 $3,395 $319 $2,840 $43,610 Loans: Loans individually evaluated for impairment $8,286 $9,823 $471 $12 $1,927 $60 $0 $20,579 Loans collectively evaluated for impairment 1,171,407 1,119,150 305,707 85,059 330,072 48,955 0 3,060,350 Total ending loans balance $1,179,693 $1,128,973 $306,178 $85,071 $331,999 $49,015 $0 $3,080,929
Loans individually evaluated for impairment	The following table presents loans individually evaluated for impairment by class of loans as of March 31, 2016: Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $20 $0 Non-working capital loans 2,351 584 0 Commercial real estate and multi-family residential loans: Owner occupied loans 2,701 2,520 0 Nonowner occupied loans 4,760 4,763 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 72 34 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,406 1,405 625 Non-working capital loans 4,379 3,979 1,916 Commercial real estate and multi-family residential loans: Construction and land development loans 339 339 46 Owner occupied loans 942 941 235 Nonowner occupied loans 185 115 20 Multifamily loans 383 383 129 Other commercial loans 12 12 4 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,611 1,544 391 Open end and junior lien loans 249 249 24 Other consumer loans 59 59 49 Total $20,438 $17,418 $3,439 The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2015: Unpaid Allowance for Principal Recorded Loan Losses (dollars in thousands) Balance Investment Allocated With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $20 $0 Non-working capital loans 2,390 623 0 Commercial real estate and multi-family residential loans: Owner occupied loans 3,762 3,223 0 Nonowner occupied loans 4,894 4,898 0 Agri-business and agricultural loans: Loans secured by farmland 969 471 0 Consumer 1-4 family loans: Closed end first mortgage loans 45 45 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,318 1,318 535 Non-working capital loans 8,617 6,325 2,246 Commercial real estate and multi-family residential loans: Construction and land development loans 364 364 71 Owner occupied loans 949 949 232 Multifamily loans 389 389 162 Other commercial loans 12 12 5 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,695 1,629 331 Open end and junior lien loans 253 253 27 Other consumer loans 60 60 50 Total $25,737 $20,579 $3,659 The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended March 31, 2016: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $20 $0 $0 Non-working capital loans 673 0 0 Commercial real estate and multi-family residential loans: Owner occupied loans 2,724 0 0 Nonowner occupied loans 4,808 29 23 Agri-business and agricultural loans: Loans secured by farmland 471 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 47 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,352 5 5 Non-working capital loans 4,635 34 34 Commercial real estate and multi-family residential loans: Construction and land development loans 339 3 3 Owner occupied loans 942 0 0 Nonowner occupied loans 77 0 0 Multifamily loans 385 5 5 Other commercial loans 12 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 1,627 15 11 Open end and junior lien loans 251 0 0 Other consumer loans 59 1 1 Total $18,422 $92 $82 The following table presents loans individually evaluated for impairment by class of loans as of and for the three-month period ended March 31, 2015: Cash Basis Average Interest Interest Recorded Income Income (dollars in thousands) Investment Recognized Recognized With no related allowance recorded: Commercial and industrial loans: Working capital lines of credit loans $21 $0 $0 Non-working capital loans 364 1 1 Commercial real estate and multi-family residential loans: Construction and land development loans 526 0 0 Owner occupied loans 544 0 0 Nonowner occupied loans 2,517 28 29 Agri-business and agricultural loans: Loans secured by farmland 283 0 0 Consumer 1-4 family loans: Closed end first mortgage loans 160 0 0 Open end and junior lien loans 338 0 0 Residential construction loans 42 0 0 Other consumer loans 1 0 0 With an allowance recorded: Commercial and industrial loans: Working capital lines of credit loans 1,012 9 7 Non-working capital loans 12,566 122 123 Commercial real estate and multi-family residential loans: Construction and land development loans 448 4 4 Owner occupied loans 5,649 21 22 Nonowner occupied loans 3,269 0 0 Agri-business and agricultural loans: Loans secured by farmland 201 0 0 Other commercial loans 10 0 0 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 3,014 17 14 Open end and junior lien loans 34 0 0 Other consumer loans 121 1 1 Total $31,120 $203 $201
Aging of the Recorded Investment in Past Due Loans	The following table presents the aging of the recorded investment in past due loans as of March 31, 2016 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $589,464 $30 $0 $999 $1,029 $590,493 Non-working capital loans 610,595 2,898 0 1,913 4,811 615,406 Commercial real estate and multi-family residential loans: Construction and land development loans 206,025 0 0 0 0 206,025 Owner occupied loans 443,821 0 0 3,453 3,453 447,274 Nonowner occupied loans 407,681 0 0 264 264 407,945 Multifamily loans 104,244 0 0 0 0 104,244 Agri-business and agricultural loans: Loans secured by farmland 144,227 0 0 471 471 144,698 Loans for agricultural production 128,525 0 0 0 0 128,525 Other commercial loans 83,612 0 0 0 0 83,612 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 160,268 911 0 227 1,138 161,406 Open end and junior lien loans 161,623 104 0 249 353 161,976 Residential construction loans 8,466 0 0 0 0 8,466 Other consumer loans 53,146 84 0 0 84 53,230 Total $3,101,697 $4,027 $0 $7,576 $11,603 $3,113,300 The following table presents the aging of the recorded investment in past due loans as of December 31, 2015 by class of loans: 30-89 Greater than Loans Not Days 90 Days Total (dollars in thousands) Past Due Past Due Past Due Nonaccrual Past Due Total Commercial and industrial loans: Working capital lines of credit loans $579,081 $350 $0 $913 $1,263 $580,344 Non-working capital loans 595,154 0 0 4,195 4,195 599,349 Commercial real estate and multi-family residential loans: Construction and land development loans 230,336 0 0 0 0 230,336 Owner occupied loans 407,229 310 0 4,172 4,482 411,711 Nonowner occupied loans 404,146 423 0 3,000 3,423 407,569 Multi-family loans 79,357 0 0 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 0 471 471 164,382 Loans for agricultural production 141,706 90 0 0 90 141,796 Other commercial loans 85,071 0 0 0 0 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 156,525 1,187 0 49 1,236 157,761 Open end and junior lien loans 164,582 83 0 253 336 164,918 Residential construction loans 9,320 0 0 0 0 9,320 Other consumer loans 48,687 328 0 0 328 49,015 Total $3,065,105 $2,771 $0 $13,053 $15,824 $3,080,929
Troubled Debt Restructuring	The Company is not committed to lend additional funds to debtors whose loans have been modified in a troubled debt restructuring. March 31, December 31, (dollars in thousands) 2016 2015 Accruing troubled debt restructured loans $8,590 $6,260 Nonaccrual troubled debt restructured loans 5,519 10,914 Total troubled debt restructured loans $14,109 $17,174
Loans by Class Modified as Troubled Debt Restructurings	These concessions are not included in table below. Modified Repayment Terms Pre-Modification Post-Modification Extension Outstanding Outstanding Period or Number of Recorded Recorded Number of Range (dollars in thousands) Loans Investment Investment Loans (in months) Troubled Debt Restructurings Commercial real estate and multi- family residential loans: Owner occupied loans 1 $335 $335 1 15 Total 1 $335 $335 1 15 The following table presents loans by class modified as new troubled debt restructurings that occurred during the quarter ended March 31, 2015: All Modifications Pre-Modification Post-Modification Outstanding Outstanding Number of Recorded Recorded (dollars in thousands) Loans Investment Investment Troubled Debt Restructurings Commercial real estate and multi- family residential loans: Owner occupied loans 1 $788 $788 Total 1 $788 $788
Credit Quality Indicators	As of March 31, 2016, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $547,736 $32,071 $10,686 $0 $0 $590,493 Non-working capital loans 570,026 32,443 9,563 0 3,374 615,406 Commercial real estate and multi- family residential loans: Construction and land development loans 203,447 2,222 356 0 0 206,025 Owner occupied loans 405,284 31,477 10,513 0 0 447,274 Nonowner occupied loans 401,824 3,655 2,466 0 0 407,945 Multifamily loans 103,861 0 383 0 0 104,244 Agri-business and agricultural loans: Loans secured by farmland 144,227 0 471 0 0 144,698 Loans for agricultural production 128,525 0 0 0 0 128,525 Other commercial loans 83,596 0 11 0 5 83,612 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 47,526 126 1,174 0 112,580 161,406 Open end and junior lien loans 6,206 0 1,616 0 154,154 161,976 Residential construction loans 0 0 0 0 8,466 8,466 Other consumer loans 13,302 0 59 0 39,869 53,230 Total $2,655,560 $101,994 $37,298 $0 $318,448 $3,113,300 As of December 31, 2015, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows: Special Not (dollars in thousands) Pass Mention Substandard Doubtful Rated Total Commercial and industrial loans: Working capital lines of credit loans $538,899 $32,601 $8,844 $0 $0 $580,344 Non-working capital loans 549,771 35,910 10,566 0 3,102 599,349 Commercial real estate and multi- family residential loans: Construction and land development loans 227,996 2,340 0 0 0 230,336 Owner occupied loans 378,847 23,522 9,342 0 0 411,711 Nonowner occupied loans 394,387 10,953 2,229 0 0 407,569 Multi-family loans 78,968 0 389 0 0 79,357 Agri-business and agricultural loans: Loans secured by farmland 163,911 0 471 0 0 164,382 Loans for agricultural production 141,796 0 0 0 0 141,796 Other commercial loans 85,056 0 12 0 3 85,071 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 43,231 126 1,769 0 112,635 157,761 Open end and junior lien loans 8,373 0 1,616 0 154,929 164,918 Residential construction loans 0 0 0 0 9,320 9,320 Other consumer loans 13,940 0 60 0 35,015 49,015 Total $2,625,175 $105,452 $35,298 $0 $315,004 $3,080,929

FAIR VALUE DISCLOSURES (Tables)

FAIR VALUE DISCLOSURES (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Disclosures [Abstract]
Schedule of Assets Measured at Fair Value on a Recurring Basis	The table below presents the balances of assets measured at fair value on a recurring basis: March 31, 2016 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,034 $ 0 $ 0 $ 1,034 U.S. government sponsored agency securities 0 7,191 0 7,191 Mortgage-backed securities 0 359,727 0 359,727 State and municipal securities 0 116,462 849 117,311 Total Securities 1,034 483,380 849 485,263 Mortgage banking derivative 0 316 0 316 Interest rate swap derivative 0 5,295 0 5,295 Total assets $ 1,034 $ 488,991 $ 849 $ 490,874 Liabilities Mortgage banking derivative 0 20 0 20 Interest rate swap derivative 0 5,624 0 5,624 Total liabilities $ 0 $ 5,644 $ 0 $ 5,644 December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets U.S. Treasury securities $ 1,003 $ 0 $ 0 $ 1,003 U.S. government sponsored agency securities 0 7,120 0 7,120 Mortgage-backed securities 0 360,672 0 360,672 State and municipal securities 0 108,725 551 109,276 Total Securities 1,003 476,517 551 478,071 Mortgage banking derivative 0 165 0 165 Interest rate swap derivative 0 1,732 0 1,732 Total assets $ 1,003 $ 478,414 $ 551 $ 479,968 Liabilities Mortgage banking derivative 0 1 0 1 Interest rate swap derivative 0 1,748 0 1,748 Total liabilities $ 0 $ 1,749 $ 0 $ 1,749
Schedule of Reconciliation of All Assets Measured at Fair Value on a Recurring Basis Using Significant Unobservable Inputs	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the nine months ended March 31, 2016 and 2015: State and Municipal Securities (dollars in thousands) 2016 2015 Balance of recurring Level 3 assets at January 1 $ 551 $ 850 Transfers into Level 3 339 0 Changes in fair value of securities included in other comprehensive income (1) 0 Principal payments (40) (40) Balance of recurring Level 3 assets at March 31 $ 849 $ 810
Schedule of Assets Measured at Fair Value on a Nonrecurring Basis	The table below presents the balances of assets measured at fair value on a nonrecurring basis: March 31, 2016 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 749 $ 749 Non-working capital loans 0 0 1,882 1,882 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 706 706 Nonowner occupied loans 0 0 95 95 Multifamily loans 0 0 254 254 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 371 371 Open end and junior lien loans 0 0 225 225 Total impaired loans $ 0 $ 0 $ 4,582 $ 4,582 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,657 $ 4,657 December 31, 2015 Fair Value Measurements Using Assets (dollars in thousands) Level 1 Level 2 Level 3 at Fair Value Assets Impaired loans: Commercial and industrial loans: Working capital lines of credit loans $ 0 $ 0 $ 753 $ 753 Non-working capital loans 0 0 2,083 2,083 Commercial real estate and multi-family residential loans: Construction and land development loans 0 0 293 293 Owner occupied loans 0 0 717 717 Multifamily loans 0 0 227 227 Other commercial loans 0 0 7 7 Consumer 1-4 family mortgage loans: Closed end first mortgage loans 0 0 245 245 Open end and junior lien loans 0 0 226 226 Total impaired loans $ 0 $ 0 $ 4,551 $ 4,551 Other real estate owned 0 0 75 75 Total assets $ 0 $ 0 $ 4,626 $ 4,626
Fair Value Measured On Nonrecurring Basis Valuation Techniques	The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at March 31, 2016: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,631 Collateral based Discount to reflect 42% (7% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,348 Collateral based Discount to reflect 24% (13% - 54%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 35% measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 596 Collateral based Discount to reflect 25% (10% - 71%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49% current market conditions The following table presents the valuation methodology and unobservable inputs for Level 3 assets measured at fair value on a non-recurring basis at December 31, 2015: (dollars in thousands) Fair Value Valuation Methodology Unobservable Inputs Average Range of Inputs Impaired loans: Commercial and industrial $ 2,836 Collateral based Discount to reflect 46% (5% - 100%) measurements current market conditions and ultimate collectability Impaired loans: Commercial real estate 1,237 Collateral based Discount to reflect 31% (19% - 53%) measurements current market conditions and ultimate collectability Impaired loans: Other commercial 7 Collateral based Discount to reflect 43% measurements current market conditions and ultimate collectability Impaired loans: Consumer 1-4 family mortgage 471 Collateral based Discount to reflect 26% (11% - 42%) measurements current market conditions and ultimate collectability Other real estate owned 75 Appraisals Discount to reflect 49% current market conditions
Schedule of Fair Values and the Related Carrying Values of Financial Instruments	The following table contains the estimated fair values and the related carrying values of the Company’s financial instruments. Items which are not financial instruments are not included. March 31, 2016 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,738 $ 78,483 $ 2,260 $ 0 $ 80,743 Securities available for sale 485,263 1,034 483,380 849 485,263 Real estate mortgages held for sale 2,186 0 2,237 0 2,237 Loans, net 3,070,016 0 0 3,069,500 3,069,500 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 10,030 8 1,993 8,029 10,030 Financial Liabilities: Certificates of deposit (1,115,126) 0 (1,121,429) 0 (1,121,429) All other deposits (2,135,609) (2,135,609) 0 0 (2,135,609) Securities sold under agreements to repurchase (59,504) 0 (59,504) 0 (59,504) Other short-term borrowings (35,000) 0 (35,001) 0 (35,001) Long-term borrowings (32) 0 (35) 0 (35) Subordinated debentures (30,928) 0 0 (31,215) (31,215) Standby letters of credit (317) 0 0 (317) (317) Accrued interest payable (4,212) (91) (4,118) (3) (4,212) December 31, 2015 Carrying Estimated Fair Value (dollars in thousands) Value Level 1 Level 2 Level 3 Total Financial Assets: Cash and cash equivalents $ 80,674 $ 79,074 $ 1,602 $ 0 $ 80,676 Securities available for sale 478,071 1,003 476,517 551 478,071 Real estate mortgages held for sale 3,294 0 3,340 0 3,340 Loans, net 3,037,319 0 0 3,029,533 3,029,533 Federal Home Loan Bank stock 4,248 N/A N/A N/A N/A Federal Reserve Bank stock 3,420 N/A N/A N/A N/A Accrued interest receivable 9,462 3 2,301 7,158 9,462 Financial Liabilities: Certificates of deposit (997,514) 0 (1,002,452) 0 (1,002,452) All other deposits (2,185,907) (2,185,907) 0 0 (2,185,907) Securities sold under agreements to repurchase (69,622) 0 (69,622) 0 (69,622) Other short-term borrowings (70,000) 0 (70,003) 0 (70,003) Long-term borrowings (34) 0 (37) 0 (37) Subordinated debentures (30,928) 0 0 (31,211) (31,211) Standby letters of credit (381) 0 0 (381) (381) Accrued interest payable (3,773) (86) (3,684) (3) (3,773)

EMPLOYEE BENEFIT PLANS (Tables)

EMPLOYEE BENEFIT PLANS (Tables)	3 Months Ended
	Mar. 31, 2016
Employee Benefit Plans [Abstract]
Components of Net Periodic Benefit Cost	Components of net periodic benefit cost: Three Months Ended March 31, Pension Benefits SERP Benefits (dollars in thousands) 2016 2015 2016 2015 Interest cost $26 $26 $12 $11 Expected return on plan assets (35) (35) (18) (19) Recognized net actuarial (gain) loss 34 40 20 21 Net pension expense (benefit) $25 $31 $14 $13

OFFSETTING ASSETS AND LIABILI27

OFFSETTING ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Mar. 31, 2016
Offsettings [Abstract]
Offsetting Assets And Liability	The following tables summarize gross and net information about financial instruments and derivative instruments that are offset in the statement of financial position or that are subject to an enforceable master netting arrangement at March 31, 2016 and December 31, 2015. March 31, 2016 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $5,295 $0 $5,295 $0 $0 $5,295 Total Assets $5,295 $0 $5,295 $0 $0 $5,295 Liabilities Interest Rate Swap Derivatives $5,624 $0 $5,624 $0 $(5,310) $314 Repurchase Agreements 59,504 0 59,504 (59,504) 0 0 Total Liabilities $65,128 $0 $65,128 $(59,504) $(5,310) $314 December 31, 2015 Gross Net Amounts Gross Amounts of Assets Gross Amounts Not Amounts of Offset in the presented in Offset in the Statement Recognized Statement of the Statement of Financial Position Assets/ Financial of Financial Financial Cash Collateral (dollars in thousands) Liabilities Position Position Instruments Received Net Amount Assets Interest Rate Swap Derivatives $1,732 $0 $1,732 $0 $0 $1,732 Total Assets $1,732 $0 $1,732 $0 $0 $1,732 Liabilities Interest Rate Swap Derivatives $1,748 $0 $1,748 $0 $(1,660) $88 Repurchase Agreements 69,622 0 69,622 (69,622) 0 0 Total Liabilities $71,370 $0 $71,370 $(69,622) $(1,660) $88

EARNINGS PER SHARE (Tables)

EARNINGS PER SHARE (Tables)	3 Months Ended
	Mar. 31, 2016
Earnings Per Share [Abstract]
Schedule of weighted average number of shares	Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, stock awards and warrants, none of which were antidilutive. Three Months Ended March 31, 2016 2015 Weighted average shares outstanding for basic earnings per common share 16,679,835 16,590,285 Dilutive effect of stock options, awards and warrants 205,369 199,212 Weighted average shares outstanding for diluted earnings per common share 16,885,204 16,789,497 Basic earnings per common share $0.74 $0.67 Diluted earnings per common share $0.73 $0.66

ACCUMULATED OTHER COMPREHENSI29

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Tables)	3 Months Ended
	Mar. 31, 2016
Stockholders Equity Note [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Income	The following tables summarize the changes within each classification of accumulated other comprehensive income (loss) for the three months ended March 31, 2016 and the year ended December 31, 2015: Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2015 $3,836 $(1,694) $2,142 Other comprehensive income before reclassification 5,220 0 5,220 Amounts reclassified from accumulated other comprehensive income (loss) (31) 32 1 Net current period other comprehensive income 5,189 32 5,221 Balance at March 31, 2016 $9,025 $(1,662) $7,363 Unrealized Gains and Losses on Defined Available- Benefit for-Sales Pension (dollars in thousands) Securities Items Total Balance at December 31, 2014 $5,467 $(1,637) $3,830 Other comprehensive income before reclassification (1,606) (204) (1,810) Amounts reclassified from accumulated other comprehensive income (loss) (25) 147 122 Net current period other comprehensive income (1,631) (57) (1,688) Balance at December 31, 2015 $3,836 $(1,694) $2,142
Reclassification Accumulated Other Comprehensive Income	Reclassifications out of accumulated comprehensive income for the three months ended March 31, 2016 are as follows: Details about Amount Affected Line Item Accumulated Other Reclassified From in the Statement Comprehensive Accumulated Other Where Net Income Components Comprehensive Income Income is Presented (dollars in thousands) Unrealized gains and losses on available-for-sale securities $52 Net securities gains (losses) Tax effect (21) Income tax expense 31 Net of tax Amortization of defined benefit pension items (54) Salaries and employee benefits Tax effect 22 Income tax expense (32) Net of tax Total reclassifications for the period $(1) Net income Reclassifications out of accumulated comprehensive income for the three months ended March 31, 2015 are as follows:

SECURITIES (Summary Of Availabl

SECURITIES (Summary Of Available Sale Of Securities) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Information related to available for sale securities [Abstract]
Amortized Cost	$ 471,600	$ 471,903
Gross Unrealized Gain	14,092	8,894
Gross Unrealized Losses	(429)	(2,726)
Fair Value	485,263	478,071
US Treasury Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	988	988
Gross Unrealized Gain	46	15
Gross Unrealized Losses	0	0
Fair Value	1,034	1,003
US Government Sponsored Agencies [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	7,132	7,178
Gross Unrealized Gain	59	19
Gross Unrealized Losses	0	(77)
Fair Value	7,191	7,120
Agency Residential Mortgage-Backed Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	350,450	357,984
Gross Unrealized Gain	9,539	5,087
Gross Unrealized Losses	(262)	(2,399)
Fair Value	359,727	360,672
State and Municipal Securities [Member]
Information related to available for sale securities [Abstract]
Amortized Cost	113,030	105,753
Gross Unrealized Gain	4,448	3,773
Gross Unrealized Losses	(167)	(250)
Fair Value	$ 117,311	$ 109,276

SECURITIES (Schedule Of Availab

SECURITIES (Schedule Of Available Sale Of Securities By Maturity) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Maturities of Available-for-sale Debt Securities [Abstract]
Amortized Cost, Due in one year or less	$ 2,895
Amortized Cost, Due after one year through five years	20,132
Amortized Cost, Due after five years through ten years	47,500
Amortized Cost, Due after ten years	50,623
Amortized Cost, Available for sale securities with maturities amortized cost	121,150
Amortized Cost, Mortgage-backed securities	350,450
Amortized Cost, Total debt securities	471,600	$ 471,903
Fair Value, Due in one year or less	2,939
Fair Value, Due after one year through five years	20,834
Fair Value, Due after five years through ten years	49,987
Fair Value, Due after ten years	51,776
Fair Value, Available for sale securities with maturities fair value	125,536
Fair Value, Mortgage-backed securities	359,727
Fair Value, Total debt securities	$ 485,263	$ 478,071

SECURITIES (Schedule Of Sales O

SECURITIES (Schedule Of Sales Of Securities Available For Sale) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Sales of securities available for sale
Proceeds	$ 6,929	$ 7,787
Gross gains	65	42
Gross losses	$ 13	$ 0

SECURITIES (Schedule Of Avail33

SECURITIES (Schedule Of Available Sale Of Securities Continuous Unrealized Loss Position) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	$ 22,008	$ 163,156
12 months or more, Fair Value	32,138	42,337
Total Fair Value	54,146	205,493
Less than 12 Months, Unrealized Losses	(114)	(1,599)
12 Months or more, Unrealized Losses	(315)	(1,127)
Total Unrealized Losses	(429)	(2,726)
US Government Sponsored Agencies [Member]
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value		0
12 months or more, Fair Value		3,895
Total Fair Value		3,895
Less than 12 Months, Unrealized Losses		0
12 Months or more, Unrealized Losses		(77)
Total Unrealized Losses		(77)
Agency Residential Mortgage-Backed Securities [Member]
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	9,481	151,792
12 months or more, Fair Value	28,551	30,116
Total Fair Value	38,032	181,908
Less than 12 Months, Unrealized Losses	(34)	(1,521)
12 Months or more, Unrealized Losses	(228)	(878)
Total Unrealized Losses	(262)	(2,399)
State and Municipal Securities [Member]
Securities with unrealized losses [Abstract]
Less than 12 months, Fair Value	12,527	11,364
12 months or more, Fair Value	3,587	8,326
Total Fair Value	16,114	19,690
Less than 12 Months, Unrealized Losses	(80)	(78)
12 Months or more, Unrealized Losses	(87)	(172)
Total Unrealized Losses	$ (167)	$ (250)

SECURITIES (Quantitative Disclo

SECURITIES (Quantitative Disclosure Of Available Sale Of Securities) (Details)	Mar. 31, 2016	Dec. 31, 2015
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	19	67
Number of available-for-sale securities in unrealized loss positions, 12 months or more	14	22
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	33	89
US Government Sponsored Agencies [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months		0
Number of available-for-sale securities in unrealized loss positions, 12 months or more		1
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions		1
Agency Residential Mortgage-Backed Securities [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	6	46
Number of available-for-sale securities in unrealized loss positions, 12 months or more	10	9
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	16	55
State and Municipal Securities [Member]
Number of securities with unrealized losses [Abstract]
Number of available-for-sale securities in unrealized loss positions, less than 12 months	13	21
Number of available-for-sale securities in unrealized loss positions, 12 months or more	4	12
Available-for-sale, Securities in Unrealized Loss Positions, Number of Positions	17	33

SECURITIES (Additional informat

SECURITIES (Additional information) (Details) - USD ($) $ in Millions	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Information related to available for sale securities [Abstract]
Cost basis of securities sold	$ 6.9		$ 7.7
Fair Value of securities slold	7		$ 7.8
Available-for-sale Securities pledged as collateral	$ 193.1	$ 122.7

LOANS (Total Loans Outstanding)

LOANS (Total Loans Outstanding) (Details) - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 2,729,089	$ 2,700,734
Total consumer loans	384,250	380,216
Subtotal	$ 3,113,339	$ 3,080,950
Percentage of Subtotal	100.00%	100.00%
Less: Allowance for loan losses	$ (43,284)	$ (43,610)	$ (45,677)	$ (46,262)
Net deferred loan fees	(39)	(21)
Loans, net	$ 3,070,016	$ 3,037,319
Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of Total commercial loans	87.70%	87.70%
Other consumer loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 53,327	$ 49,113
Percentage of Total consumer loans	1.70%	1.60%
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Percentage of Total consumer loans	12.30%	12.30%
Commercial and Industrial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 1,205,755	$ 1,179,512
Percentage of Total commercial loans	38.70%	38.30%
Less: Allowance for loan losses	$ (20,465)	$ (21,564)	(23,024)	(22,785)
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 591,136	$ 581,025
Percentage of Total commercial loans	19.00%	18.90%
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 614,619	$ 598,487
Percentage of Total commercial loans	19.70%	19.40%
Commercial Real Estate and Multi-family Residential Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 1,166,574	$ 1,130,053
Percentage of Total commercial loans	37.50%	36.70%
Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 206,378	$ 230,719
Percentage of Total commercial loans	6.60%	7.50%
Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 447,620	$ 412,026
Percentage of Total commercial loans	14.40%	13.40%
Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 408,273	$ 407,883
Percentage of Total commercial loans	13.10%	13.20%
Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 104,303	$ 79,425
Percentage of Total commercial loans	3.40%	2.60%
Agri-business and Agricultural Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 273,143	$ 306,094
Percentage of Total commercial loans	8.80%	9.90%
Less: Allowance for loan losses	$ (2,454)	$ (2,445)	$ (1,627)	$ (1,790)
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 144,687	$ 164,375
Percentage of Total commercial loans	4.60%	5.30%
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 128,456	$ 141,719
Percentage of Total commercial loans	4.10%	4.60%
Other Commercial Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total commercial loans	$ 83,617	$ 85,075
Percentage of Total commercial loans	2.70%	2.80%
Total Consumer 1 To 4 Family Mortgage Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 330,923	$ 331,103
Percentage of Total consumer loans	10.60%	10.70%
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 161,701	$ 158,062
Percentage of Total consumer loans	5.20%	5.10%
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 160,734	$ 163,700
Percentage of Total consumer loans	5.20%	5.30%
Total Consumer 1 To 4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total consumer loans	$ 8,488	$ 9,341
Percentage of Total consumer loans	0.30%	0.30%

LOANS (Additional information)

LOANS (Additional information) (Details)	Mar. 31, 2016USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage Loans in Process of Foreclosure, Amount	$ 326,000

ALLOWANCE FOR LOAN LOSSES AND38

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Allowance for loan losses by portfolio segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$ 43,610	$ 46,262
Provision for loan losses	0	0
Loans charged-off	(465)	(708)
Recoveries	139	123
Net loans charged-off	(326)	(585)
Ending balance	43,284	45,677
Commercial and Industrial Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	21,564	22,785
Provision for loan losses	(947)	556
Loans charged-off	(214)	(369)
Recoveries	62	52
Net loans charged-off	(152)	(317)
Ending balance	20,465	23,024
Commercial Real Estate and Multi-Family Residential Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	12,473	14,153
Provision for loan losses	436	(338)
Loans charged-off	(168)	(30)
Recoveries	11	19
Net loans charged-off	(157)	(11)
Ending balance	12,752	13,804
Agri-business and Agricultural Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,445	1,790
Provision for loan losses	4	(167)
Loans charged-off	0	0
Recoveries	5	4
Net loans charged-off	5	4
Ending balance	2,454	1,627
Other Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	574	276
Provision for loan losses	(15)	244
Loans charged-off	0	(122)
Recoveries	0	0
Net loans charged-off	0	(122)
Ending balance	559	398
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,395	3,459
Provision for loan losses	196	(25)
Loans charged-off	(38)	(134)
Recoveries	33	13
Net loans charged-off	(5)	(121)
Ending balance	3,586	3,313
Other Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	319	483
Provision for loan losses	42	(35)
Loans charged-off	(45)	(53)
Recoveries	28	35
Net loans charged-off	(17)	(18)
Ending balance	344	430
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	2,840	3,316
Provision for loan losses	284	(235)
Loans charged-off	0	0
Recoveries	0	0
Net loans charged-off	0	0
Ending balance	$ 3,124	$ 3,081

ALLOWANCE FOR LOAN LOSSES AND39

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Balance In The Allowance For Loan Losses And The Recorded Investment In Loans By Portfolio Management) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$ 3,439	$ 3,659
Collectively evaluated for impairment	39,845	39,951
Total ending allowance balance	43,284	43,610	$ 45,677	$ 46,262
Loans:
Loans individually evaluated for impairment	17,418	20,579
Loans collectively evaluated for impairment	3,095,882	3,060,350
Total ending loans balance	3,113,300	3,080,929
Commercial and Industrial Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	2,541	2,781
Collectively evaluated for impairment	17,924	18,783
Total ending allowance balance	20,465	21,564	23,024	22,785
Loans:
Loans individually evaluated for impairment	5,988	8,286
Loans collectively evaluated for impairment	1,199,911	1,171,407
Total ending loans balance	1,205,899	1,179,693
Commercial Real Estate and Multi-Family Residential Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	430	465
Collectively evaluated for impairment	12,322	12,008
Total ending allowance balance	12,752	12,473	13,804	14,153
Loans:
Loans individually evaluated for impairment	9,061	9,823
Loans collectively evaluated for impairment	1,156,427	1,119,150
Total ending loans balance	1,165,488	1,128,973
Agri Business and Agricultural Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	2,454	2,445
Total ending allowance balance	2,454	2,445	1,627	1,790
Loans:
Loans individually evaluated for impairment	471	471
Loans collectively evaluated for impairment	272,752	305,707
Total ending loans balance	273,223	306,178
Other Commercial [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	4	5
Collectively evaluated for impairment	555	569
Total ending allowance balance	559	574	398	276
Loans:
Loans individually evaluated for impairment	12	12
Loans collectively evaluated for impairment	83,600	85,059
Total ending loans balance	83,612	85,071
Consumer 1-4 Family Mortgage Loans [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	415	358
Collectively evaluated for impairment	3,171	3,037
Total ending allowance balance	3,586	3,395	3,313	3,459
Loans:
Loans individually evaluated for impairment	1,827	1,927
Loans collectively evaluated for impairment	330,021	330,072
Total ending loans balance	331,848	331,999
Other Consumer [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	49	50
Collectively evaluated for impairment	295	269
Total ending allowance balance	344	319	430	483
Loans:
Loans individually evaluated for impairment	59	60
Loans collectively evaluated for impairment	53,171	48,955
Total ending loans balance	53,230	49,015
Unallocated [Member]
Ending allowance balance attributable to loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	3,124	2,840
Total ending allowance balance	3,124	2,840	$ 3,081	$ 3,316
Loans:
Loans individually evaluated for impairment	0	0
Loans collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND40

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans Individually Evaluated For Impairment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Loans Individually Evaluated for Impairment [Abstract]
Unpaid Principal Balance	$ 20,438		$ 25,737
Recorded Investment	17,418		20,579
Allowance for Loan Losses Allocated	3,439		3,659
Average Recorded Investment	18,422	$ 31,120
Interest Income Recognized	92	203
Cash Basis Interest Income Recognized	82	201
Other Commercial Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	12		12
Recorded investment with an allowance recorded	12		12
Allowance for loans losses allocated with an allowance recorded	4		5
Average Recorded Investment with an allowance recorded	12	10
Interest Income Recognized with an allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded	0	0
Other Consumer [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	59		60
Recorded investment with an allowance recorded	59		60
Allowance for loans losses allocated with an allowance recorded	49		50
Average Recorded Investment with no related allowance recorded	59	1
Average Recorded Investment with an allowance recorded		121
Interest Income Recognized with no related allowance recorded	1	0
Interest Income Recognized with an allowance recorded		1
Cash basis interest income recognized with no related allowance recorded	1	0
Cash basis interest income recognized with an allowance recorded		1
Commercial and Industrial Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	2,541		2,781
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	20		20
Unpaid principal balance with an allowance recorded	1,406		1,318
Recorded Investment with no related allowance recorded	20		20
Recorded investment with an allowance recorded	1,405		1,318
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	625		535
Average Recorded Investment with no related allowance recorded	20	21
Average Recorded Investment with an allowance recorded	1,352	1,012
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded	5	9
Cash basis interest income recognized with no related allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded	5	7
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,351		2,390
Unpaid principal balance with an allowance recorded	4,379		8,617
Recorded Investment with no related allowance recorded	584		623
Recorded investment with an allowance recorded	3,979		6,325
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	1,916		2,246
Average Recorded Investment with no related allowance recorded	673	364
Average Recorded Investment with an allowance recorded	4,635	12,566
Interest Income Recognized with no related allowance recorded	0	1
Interest Income Recognized with an allowance recorded	34	122
Cash basis interest income recognized with no related allowance recorded	0	1
Cash basis interest income recognized with an allowance recorded	34	123
Commercial Real Estate and Multi-Family Residential Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	430		465
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	339		364
Recorded investment with an allowance recorded	339		364
Allowance for loans losses allocated with an allowance recorded	46		71
Average Recorded Investment with no related allowance recorded	339	526
Average Recorded Investment with an allowance recorded		448
Interest Income Recognized with no related allowance recorded	3	0
Interest Income Recognized with an allowance recorded		4
Cash basis interest income recognized with no related allowance recorded	3	0
Cash basis interest income recognized with an allowance recorded		4
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	2,701		3,762
Unpaid principal balance with an allowance recorded	942		949
Recorded Investment with no related allowance recorded	2,520		3,223
Recorded investment with an allowance recorded	941		949
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	235		232
Average Recorded Investment with no related allowance recorded	2,724	544
Average Recorded Investment with an allowance recorded	942	5,649
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded	0	21
Cash basis interest income recognized with no related allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded	0	22
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	4,760		4,894
Unpaid Principal Balance	185
Recorded Investment with no related allowance recorded	4,763		4,898
Recorded Investment	115
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for Loan Losses Allocated	20
Average Recorded Investment with no related allowance recorded	4,808	2,517
Average Recorded Investment with an allowance recorded	77	3,269
Interest Income Recognized with no related allowance recorded	29	28
Interest Income Recognized with an allowance recorded	0	0
Cash basis interest income recognized with no related allowance recorded	23	29
Cash basis interest income recognized with an allowance recorded	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	383		389
Recorded investment with an allowance recorded	383		389
Allowance for loans losses allocated with an allowance recorded	129		162
Average Recorded Investment with an allowance recorded	385
Interest Income Recognized with an allowance recorded	5
Cash basis interest income recognized with an allowance recorded	5
Agri-business and Agricultural Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	0		0
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	969		969
Recorded Investment with no related allowance recorded	471		471
Allowance for loan losses allocated with no related allowance recorded	0		0
Average Recorded Investment with no related allowance recorded	471	283
Average Recorded Investment with an allowance recorded		201
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded		0
Cash basis interest income recognized with no related allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded		0
Consumer 1-4 Family Mortgage Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Allowance for Loan Losses Allocated	415		358
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with no related allowance recorded	72		45
Unpaid principal balance with an allowance recorded	1,611		1,695
Recorded Investment with no related allowance recorded	34		45
Recorded investment with an allowance recorded	1,544		1,629
Allowance for loan losses allocated with no related allowance recorded	0		0
Allowance for loans losses allocated with an allowance recorded	391		331
Average Recorded Investment with no related allowance recorded	47	160
Average Recorded Investment with an allowance recorded	1,627	3,014
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded	15	17
Cash basis interest income recognized with no related allowance recorded	0	0
Cash basis interest income recognized with an allowance recorded	11	14
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Unpaid principal balance with an allowance recorded	249		253
Recorded investment with an allowance recorded	249		253
Allowance for loans losses allocated with an allowance recorded	24		$ 27
Average Recorded Investment with no related allowance recorded	251	338
Average Recorded Investment with an allowance recorded		34
Interest Income Recognized with no related allowance recorded	0	0
Interest Income Recognized with an allowance recorded		0
Cash basis interest income recognized with no related allowance recorded	$ 0	0
Cash basis interest income recognized with an allowance recorded		0
Consumer 1-4 Family Mortgage Loans [Member] | Residential constructions loans [Member]
Loans Individually Evaluated for Impairment [Abstract]
Average Recorded Investment with no related allowance recorded		42
Interest Income Recognized with no related allowance recorded		0
Cash basis interest income recognized with no related allowance recorded		$ 0

ALLOWANCE FOR LOAN LOSSES AND41

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Aging Of The Recorded Investment In Past Due Loans) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	$ 3,101,697	$ 3,065,105
30 to 89 Days Past Due	4,027	2,771
Nonaccrual	7,576	13,053
Total Past Due	11,603	15,824
Total	3,113,300	3,080,929
Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Other Commercial Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	83,612	85,071
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due	0	0
Total	83,612	85,071
Other Commercial Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Other consumer loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	53,146	48,687
30 to 89 Days Past Due	84	328
Nonaccrual	0	0
Total Past Due	84	328
Total	53,230	49,015
Other consumer loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,205,899	1,179,693
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	589,464	579,081
30 to 89 Days Past Due	30	350
Nonaccrual	999	913
Total Past Due	1,029	1,263
Total	590,493	580,344
Commercial and Industrial Loans [Member] | Working Capital Lines Of Credit Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	610,595	595,154
30 to 89 Days Past Due	2,898	0
Nonaccrual	1,913	4,195
Total Past Due	4,811	4,195
Total	615,406	599,349
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	1,165,488	1,128,973
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	206,025	230,336
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due	0	0
Total	206,025	230,336
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	443,821	407,229
30 to 89 Days Past Due	0	310
Nonaccrual	3,453	4,172
Total Past Due	3,453	4,482
Total	447,274	411,711
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	407,681	404,146
30 to 89 Days Past Due	0	423
Nonaccrual	264	3,000
Total Past Due	264	3,423
Total	407,945	407,569
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	104,244	79,357
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due	0	0
Total	104,244	79,357
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	273,223	306,178
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	144,227	163,911
30 to 89 Days Past Due	0	0
Nonaccrual	471	471
Total Past Due	471	471
Total	144,698	164,382
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	128,525	141,706
30 to 89 Days Past Due	0	90
Nonaccrual	0	0
Total Past Due	0	90
Total	128,525	141,796
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total	331,848	331,999
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	160,268	156,525
30 to 89 Days Past Due	911	1,187
Nonaccrual	227	49
Total Past Due	1,138	1,236
Total	161,406	157,761
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	161,623	164,582
30 to 89 Days Past Due	104	83
Nonaccrual	249	253
Total Past Due	353	336
Total	161,976	164,918
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Loans Not Past Due	8,466	9,320
30 to 89 Days Past Due	0	0
Nonaccrual	0	0
Total Past Due	0	0
Total	8,466	9,320
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction Loans [Member] | Greater than 90 Days Past Due [Member]
Financing Receivable, Recorded Investment, Aging [Abstract]
Total Past Due	$ 0	$ 0

ALLOWANCE FOR LOAN LOSSES AND42

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Troubled Debt Restructuring) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Troubled Debt Restructuring [Abstract]
Accruing troubled debt restructured loans	$ 8,590	$ 6,260
Nonaccrual troubled debt restructured loans	5,519	10,914
Total troubled debt restructured loans	$ 14,109	$ 17,174

ALLOWANCE FOR LOAN LOSSES AND43

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Loans By Class Modified As Troubled Debt Restructuring) (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)Number	Mar. 31, 2015USD ($)Number
Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1
Extension period for modified repayment terms	15 months
All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1	1
Pre-Modification Outstanding Recorded Investment	$ 335	$ 788
Post-Modification Outstanding Recorded Investment	$ 335	$ 788
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Modified Repayment Terms [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans | Number	1
Extension period for modified repayment terms	15 months
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | All Modifications [Member]
Troubled Debt Restructurings Modified During Period [Abstract]
Number of Loans	1	1
Pre-Modification Outstanding Recorded Investment	$ 335	$ 788
Post-Modification Outstanding Recorded Investment	$ 335	$ 788

ALLOWANCE FOR LOAN LOSSES AND44

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Credit Quality Indicators) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 3,113,300	$ 3,080,929
Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	83,612	85,071
Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	53,230	49,015
Commercial and Industrial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,205,899	1,179,693
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	590,493	580,344
Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	615,406	599,349
Commercial Real Estate and Multi-family Residential Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,165,488	1,128,973
Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	206,025	230,336
Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	447,274	411,711
Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	407,945	407,569
Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	104,244	79,357
Agri-business and Agricultural Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	273,223	306,178
Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	144,698	164,382
Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	128,525	141,796
Consumer 1-4 Family Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	331,848	331,999
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	161,406	157,761
Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	161,976	164,918
Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	8,466	9,320
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,655,560	2,625,175
Pass [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	83,596	85,056
Pass [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	13,302	13,940
Pass [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	547,736	538,899
Pass [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	570,026	549,771
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	203,447	227,996
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	405,284	378,847
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	401,824	394,387
Pass [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	103,861	78,968
Pass [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	144,227	163,911
Pass [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	128,525	141,796
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	47,526	43,231
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	6,206	8,373
Pass [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	101,994	105,452
Special Mention [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	32,071	32,601
Special Mention [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	32,443	35,910
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,222	2,340
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	31,477	23,522
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	3,655	10,953
Special Mention [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	126	126
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Special Mention [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	37,298	35,298
Substandard [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	11	12
Substandard [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	59	60
Substandard [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	10,686	8,844
Substandard [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	9,563	10,566
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	356	0
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	10,513	9,342
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	2,466	2,229
Substandard [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	383	389
Substandard [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	471	471
Substandard [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,174	1,769
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	1,616	1,616
Substandard [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Doubtful [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	318,448	315,004
Not Rated [Member] | Other Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	5	3
Not Rated [Member] | Other Consumer loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	39,869	35,015
Not Rated [Member] | Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial and Industrial Loans [Member] | Non-working Capital Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	3,374	3,102
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Owner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Commercial Real Estate and Multi-family Residential Loans [Member] | Multifamily Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Agri-business and Agricultural Loans [Member] | Loans Secured By Farmland [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Agri-business and Agricultural Loans [Member] | Loans For Agricultural Production [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	0	0
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	112,580	112,635
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Open End And Junior Lien Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	154,154	154,929
Not Rated [Member] | Consumer 1-4 Family Mortgage Loans [Member] | Residential Construction and Land Development Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total ending loans balance	$ 8,466	$ 9,320

ALLOWANCE FOR LOAN LOSSES AND45

ALLOWANCE FOR LOAN LOSSES AND CREDIT QUALITY (Additional Information) (Details) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Troubled Debt Restructuring [Abstract]
Loans Modified In Troubled Debt Restructured Loans	$ 2,000,000		$ 2,300,000
Loan amount of credit quality analysis	150,000
Financing Receivable, Modifications, Recorded Investment		$ 788,000
Commercial Real Estate and Multi-Family Residential Loans [Member]
Troubled Debt Restructuring [Abstract]
Increase (decrease) in allowance for loan loss	11,000	$ 6,000
Commercial Real Estate and Multi-Family Residential Loans [Member] | One Commercial Credit [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	542,000
Commercial Real Estate and Multi-Family Residential Loans [Member] | Two Commercial Credits [Member]
Troubled Debt Restructuring [Abstract]
Financing Receivable, Modifications, Recorded Investment	$ 484,000

FAIR VALUE DISCLOSURES (Assets

FAIR VALUE DISCLOSURES (Assets and Liabilities Measured At Fair Value on a Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Mortgage-backed securities	$ 359,727
Total Securities	485,263	$ 478,071
Mortgage banking derivative	5,295	1,732
Liabilities
Mortgage banking derivative	314	88
Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	1,034	1,003
U.S. government sponsored agency securities	7,191	7,120
Mortgage-backed securities	359,727	360,672
State and municipal securities	117,311	109,276
Total Securities	485,263	478,071
Mortgage banking derivative	316	165
Interest rate swap derivative	5,295	1,732
Total assets	490,874	479,968
Liabilities
Mortgage banking derivative	20	1
Interest rate swap derivative	5,624	1,748
Total liabilities	5,644	1,749
Fair Value, Inputs, Level 1 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	1,034	1,003
U.S. government sponsored agency securities	0	0
Mortgage-backed securities	0	0
State and municipal securities	0	0
Total Securities	1,034	1,003
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	1,034	1,003
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	0	0
Fair Value, Inputs, Level 2 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	7,191	7,120
Mortgage-backed securities	359,727	360,672
State and municipal securities	116,462	108,725
Total Securities	483,380	476,517
Mortgage banking derivative	316	165
Interest rate swap derivative	5,295	1,732
Total assets	488,991	478,414
Liabilities
Mortgage banking derivative	20	1
Interest rate swap derivative	5,624	1,748
Total liabilities	5,644	1,749
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Recurring [Member]
Assets
U.S. Treasury securities	0	0
U.S. government sponsored agency securities	0	0
Mortgage-backed securities	0	0
State and municipal securities	849	551
Total Securities	849	551
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total assets	849	551
Liabilities
Mortgage banking derivative	0	0
Interest rate swap derivative	0	0
Total liabilities	$ 0	$ 0

FAIR VALUE DISCLOSURES (Reconci

FAIR VALUE DISCLOSURES (Reconciliation of All Assets Measured at Fair Value on a Recurring Basis using Significant Unobservable Inputs (Level 3)) (Details) - State and Municipal Securities [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Balance of recurring Level 3 assets at January 1	$ 551	$ 850
Transfers into Level 3	339	0
Changes in fair value of securities included in other comprehensive income	(1)	0
Principal payments	(40)	(40)
Balance of recurring Level 3 assets at March 31	$ 849	$ 810

FAIR VALUE DISCLOSURES (Quantit

FAIR VALUE DISCLOSURES (Quantitative Information about Level 3 Fair Value Measurements) (Details) - State and Municipal Securities [Member] - Fair Value, Inputs, Level 3 [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Total assets	$ 849	$ 551
Valuation Technique	Price to type, par, call	Price to type, par, call
Discount To Benchmark Index [Member] | Minimum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	0.00%	0.00%
Discount To Benchmark Index [Member] | Maximum [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	6.00%	5.00%
Discount To Benchmark Index [Member] | Weighted Average [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Range of Inputs (Average) (in hundredths)	3.28%	2.82%

FAIR VALUE DISCLOSURES (Asset49

FAIR VALUE DISCLOSURES (Assets Measured at Fair Value on a Nonrecurring Basis) (Details) - Fair Value, Measurements, Nonrecurring [Member] - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 4,582	$ 4,551
Other real estate owned	75	75
Total assets	4,657	4,626
Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other real estate owned	0	0
Total assets	0	0
Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	4,582	4,551
Other real estate owned	75	75
Total assets	4,657	4,626
Other Commercial Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	7	7
Other Commercial Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Commercial Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Other Commercial Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	7	7
Commercial and Industrial Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	2,631	2,836
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	749	753
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Working Capital Lines of Credit Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	749	753
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	1,882	2,083
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial and Industrial Loans [Member] | Non Working Capital Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	1,882	2,083
Commercial Real Estate and Multi-Family Residential Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	1,348	1,237
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	293	293
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Construction and Land Development Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	293	293
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	706	717
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Owner Occupied Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	706	717
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	95
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Nonowner Occupied Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	95
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	254	227
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Commercial Real Estate and Multi-Family Residential Loans [Member] | Multifamily Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	254	227
Consumer 1-4 Family Mortgage Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	596	471
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	371	245
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Closed End First Mortgage Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	371	245
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	225	226
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 1 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 2 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	0	0
Consumer 1-4 Family Mortgage Loans [Member] | Open End and Junior Lien Loans [Member] | Fair Value, Inputs, Level 3 [Member]
Assets Measured At Fair Value On Nonrecurring Basis [Line Items]
Impaired loans	$ 225	$ 226

FAIR VALUE DISCLOSURES (Valuati

FAIR VALUE DISCLOSURES (Valuation Methodology and Unobservable Inputs for Level 3 Assets) (Details) - Non-Recurring [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 4,582	$ 4,551
Commercial and Industrial Loans [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 2,631	$ 2,836
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial and Industrial Loans [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	7.00%	5.00%
Commercial and Industrial Loans [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	100.00%	100.00%
Commercial and Industrial Loans [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	42.00%	46.00%
Commercial real estate [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 1,348	$ 1,237
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Commercial real estate [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	13.00%	19.00%
Commercial real estate [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	54.00%	53.00%
Commercial real estate [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	24.00%	31.00%
Other commercial [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 7	$ 7
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Other commercial [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	35.00%	43.00%
Consumer 1-4 Family Mortgage Loans [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 596	$ 471
Valuation Methodology	Collateral based measurements	Collateral based measurements
Unobservable Inputs	Discount to reflect current market conditions and ultimate collectability	Discount to reflect current market conditions and ultimate collectability
Consumer 1-4 Family Mortgage Loans [Member] | Minimum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	10.00%	11.00%
Consumer 1-4 Family Mortgage Loans [Member] | Maximum [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	71.00%	42.00%
Consumer 1-4 Family Mortgage Loans [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	25.00%	26.00%
Other Real Estate Owned [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Impaired loans	$ 75	$ 75
Valuation Methodology	Appraisals	Appraisals
Unobservable Inputs	Discount to reflect current market conditions	Discount to reflect current market conditions
Other Real Estate Owned [Member] | Weighted Average [Member]
Valuation Methodology and Unobservable Inputs For Level 3 Assets Measured At Fair Value [Line Items]
Range of Inputs (Average) (in hundredths)	49.00%	49.00%

FAIR VALUE DISCLOSURES (Estimat

FAIR VALUE DISCLOSURES (Estimated Fair Values And The Related Carrying Values Of Financial Instruments) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financial Assets:
Securities available for sale	$ 485,263	$ 478,071
Carrying Value [Member]
Financial Assets:
Cash and cash equivalents	80,738	80,674
Securities available for sale	485,263	478,071
Real estate mortgages held for sale	2,186	3,294
Loans, net	3,070,016	3,037,319
Federal Home Loan Bank stock	4,248	4,248
Federal Reserve Bank stock	3,420	3,420
Accrued interest receivable	10,030	9,462
Financial Liabilities:
Certificates of deposit	(1,115,126)	(997,514)
All other deposits	(2,135,609)	(2,185,907)
Securities sold under agreements to repurchase	(59,504)	(69,622)
Other short-term borrowings	(35,000)	(70,000)
Long-term borrowings	(32)	(34)
Subordinated debentures	(30,928)	(30,928)
Standby letters of credit	(317)	(381)
Accrued interest payable	(4,212)	(3,773)
Estimated Fair Value [Member]
Financial Assets:
Cash and cash equivalents	80,743	80,676
Securities available for sale	485,263	478,071
Real estate mortgages held for sale	2,237	3,340
Loans, net	3,069,500	3,029,533
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	10,030	9,462
Financial Liabilities:
Certificates of deposit	(1,121,429)	(1,002,452)
All other deposits	(2,135,609)	(2,185,907)
Securities sold under agreements to repurchase	(59,504)	(69,622)
Other short-term borrowings	(35,001)	(70,003)
Long-term borrowings	(35)	(37)
Subordinated debentures	(31,215)	(31,211)
Standby letters of credit	(317)	(381)
Accrued interest payable	(4,212)	(3,773)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 1 [Member]
Financial Assets:
Cash and cash equivalents	78,483	79,074
Securities available for sale	1,034	1,003
Real estate mortgages held for sale	0	0
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	8	3
Financial Liabilities:
Certificates of deposit	0	0
All other deposits	(2,135,609)	(2,185,907)
Securities sold under agreements to repurchase	0	0
Other short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(91)	(86)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]
Financial Assets:
Cash and cash equivalents	2,260	1,602
Securities available for sale	483,380	476,517
Real estate mortgages held for sale	2,237	3,340
Loans, net	0	0
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	1,993	2,301
Financial Liabilities:
Certificates of deposit	(1,121,429)	(1,002,452)
All other deposits	0	0
Securities sold under agreements to repurchase	(59,504)	(69,622)
Other short-term borrowings	(35,001)	(70,003)
Long-term borrowings	(35)	(37)
Subordinated debentures	0	0
Standby letters of credit	0	0
Accrued interest payable	(4,118)	(3,684)
Estimated Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
Financial Assets:
Cash and cash equivalents	0	0
Securities available for sale	849	551
Real estate mortgages held for sale	0	0
Loans, net	3,069,500	3,029,533
Federal Home Loan Bank stock	0	0
Federal Reserve Bank stock	0	0
Accrued interest receivable	8,029	7,158
Financial Liabilities:
Certificates of deposit	0	0
All other deposits	0	0
Securities sold under agreements to repurchase	0	0
Other short-term borrowings	0	0
Long-term borrowings	0	0
Subordinated debentures	(31,215)	(31,211)
Standby letters of credit	(317)	(381)
Accrued interest payable	$ (3)	$ (3)

FAIR VALUE DISCLOSURES (Additio

FAIR VALUE DISCLOSURES (Additional Information) (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015	Dec. 31, 2014
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Mortgage servicing rights	$ 3,100,000
Weighted average interest rate, residential mortgages (in hundredths)	3.94%
Weighted average maturity of residential mortgages	19 years
Prepayment Speed used in unobservable assumptions	212		181
Discount rate used to estimate fair value (in hundredths)	9.40%		9.40%
Subtotal	$ 3,113,339,000		$ 3,080,950,000
Valuation allowance	43,284,000	$ 45,677,000	$ 43,610,000	$ 46,262,000
Recoveries	$ 139,000	123,000
Market Value Price Variance Tolerance Percentage	3.00%
Municipal Bonds [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Transfers into Level 3	$ 339,000
Commercial Real Estates [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	0.00%
Commercial Real Estates [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	50.00%
Inventory Finished Goods [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	35.00%
Inventory Finished Goods [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	65.00%
Finished Goods [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Finished Goods [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	60.00%
Inventory Work In Process [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	50.00%
Inventory Work In Process [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	100.00%
Equipment [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Equipment [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	70.00%
Marketable Securities [Member] | Minimum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	10.00%
Marketable Securities [Member] | Maximum [Member] | Fair Value, Inputs, Level 3 [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Percentage of discount from appraised value (in hundredths)	30.00%
Impaired Loans [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Subtotal	$ 7,100,000	14,400,000
Valuation allowance	2,500,000	2,800,000
Recoveries	100,000	$ 700,000
Other Real Estate Owned [Member]
Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.
Other Real Estate	147,000
Real Estate Owned, Valuation Allowance	72,000
Impaired Loans Fair Value Disclosure	$ 75,000

SECURITIES SOLD UNDER AGREEME53

SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE (Additional Information) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Securities Sold Under Agreements To Repurchase	$ 59,504	$ 69,622
Collateralized Mortgage Backed Securities [Member]
Securities Sold under Agreements to Repurchase, Fair Value of Collateral	$ 110,700	$ 117,500

EMPLOYEE BENEFIT PLANS (Compone

EMPLOYEE BENEFIT PLANS (Components of Net Periodic Benefit Cost) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Pension Plans, Defined Benefit [Member]
Net pension expense:
Interest cost	$ 26	$ 26
Expected return on plan assets	(35)	(35)
Recognized net actuarial (gain) loss	34	40
Net pension expense (benefit)	25	31
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Net pension expense:
Interest cost	12	11
Expected return on plan assets	(18)	(19)
Recognized net actuarial (gain) loss	20	21
Net pension expense (benefit)	$ 14	$ 13

EMPLOYEE BENEFIT PLANS (Additio

EMPLOYEE BENEFIT PLANS (Additional Information) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Pension Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Expected Future Benefit Payments, Remainder of Fiscal Year	$ 219,000
Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year	102,000	$ 321,000
Supplemental Employee Retirement Plans, Defined Benefit [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plans, Estimated Future Employer Contributions in Next Fiscal Year	$ 76,000	$ 76,000

OFFSETTING ASSETS AND LIABILI56

OFFSETTING ASSETS AND LIABILITIES (Schedule of Offsetting of Assets and Liabilities) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
OffSetting Derivative Asset
Gross Amounts of Recognized Assets	$ 5,295	$ 1,732
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	5,295	1,732
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	0	0
Net Amount	5,295	1,732
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	65,128	71,370
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	65,128	71,370
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	(59,504)	(69,622)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	(5,310)	(1,660)
Net Amount	314	88
Interest Rate Swap [Member]
OffSetting Derivative Asset
Gross Amounts of Recognized Assets	5,295	1,732
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Assets presented in the Statement of Financial Position	5,295	1,732
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	0	0
Net Amount	5,295	1,732
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	5,624	1,748
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	5,624	1,748
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	0	0
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	(5,310)	(1,660)
Net Amount	314	88
Repurchase Agreements [Member]
Offsetting Derivatives Liabilities
Gross Amounts of Recognized Liabilities	59,504	69,622
Gross Amounts Offset in the Statement of Financial Position	0	0
Net Amounts of Liabilities presented in the Statement of Financial Position	59,504	69,622
Gross Amounts Not Offset in the Statement of Financial Position, Financial Instruments	(59,504)	(69,622)
Gross Amounts Not Offset in the Statement of Financial Position, Cash Collateral Received	0	0
Net Amount	$ 0	$ 0

EARNINGS PER SHARE (Earnings Pe

EARNINGS PER SHARE (Earnings Per Share Computations) (Details) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Basic earnings per common share:
Weighted average shares outstanding for basic earnings per common share	16,679,835	16,590,285
Dilutive effect of stock options, awards and warrants	205,369	199,212
Diluted earnings per common share:
Weighted average shares outstanding for diluted earnings per common share	16,885,204	16,789,497
Basic earnings per common share	$ 0.74	$ 0.67
Diluted earnings per common share	$ 0.73	$ 0.66

ACCUMULATED OTHER COMPREHENSI58

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Changes in Accumulated Other Comprehensive Income By Component) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Unrealized Gains and Losses on Available- for-Sales Securities, Opening Balance	$ 3,836	$ 5,467	$ 5,467
Unrealized Gains and Losses on Available- for-Sales Securities, Other comprehensive income before reclassification	5,220		(1,606)
Unrealized Gains and Losses on Available- for-Sales Securities, Amounts reclassified from accumulated other comprehensive income (loss)	(31)		(25)
Unrealized Gains and Losses on Available- for-Sales Securities, Net current period other comprehensive income	5,189		(1,631)
Unrealized Gains and Losses on Available- for-Sales Securities, Ending Balance	9,025		3,836
Defined Benefit Pension Items, Opening Balance	(1,694)	(1,637)	(1,637)
Defined Benefit Pension Items, Other comprehensive income before reclassification	0		(204)
Defined Benefit Pension Items, Amounts reclassified from accumulated other comprehensive income (loss)	32		147
Defined Benefit Pension Items, Net current period other comprehensive income	32	(138)	(57)
Defined Benefit Pension Items, Ending Balance	(1,662)		(1,694)
Total, Opening Balance	2,142	3,830	3,830
Total, Other comprehensive income (loss) before reclassification	5,220		(1,810)
Total, Amounts reclassified from accumulated other comprehensive income (loss)	1		122
Total, Net current period other comprehensive income	5,221	$ 2,039	(1,688)
Total, Ending Balance	$ 7,363		$ 2,142

ACCUMULATED OTHER COMPREHENSI59

ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Reclassification Adjustment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Unrealized gains and losses on available-for-sale securities
Net securities gains (losses)	$ 52	$ 42
Income tax expense	(21)	(17)
Net of Tax	31	25
Amortization of defined benefit pension items
Salaries and employee benefits	(54)	(61)
Income tax expense	22	24
Net Of Tax	(32)	(37)
Total reclassifications for the period	$ (1)	$ (12)