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Exhibit 23. Consents of Experts and Counsel
Independent Auditors’ Consent
We consent to the incorporation by reference in Registration Statement No. 333-52148 of Hudson Valley Holding Corp. on Form S-8 of our report dated January 27, 2003, appearing in the Annual Report on Form 10-K of Hudson Valley Holding Corp. for the year ended December 31, 2002.
/s/ Deloitte & Touche LLP
Deloitte & Touche LLP
Stamford, CT
March 27, 2003