Franklin Financial Services (FRAF) 10-Q 9 May 16 2016 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Mar. 31, 2016	Apr. 30, 2016
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2016
Document Fiscal Period Focus	Q1
Document Fiscal Year Focus	2,016
Entity Registrant Name	FRANKLIN FINANCIAL SERVICES CORP /PA/
Entity Central Index Key	723,646
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		4,286,271
Trading Symbol	fraf

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 12,912	$ 20,664
Interest-bearing deposits in other banks	46,215	18,502
Total cash and cash equivalents	59,127	39,166
Investment securities available for sale, at fair value	154,691	159,473
Restricted stock	439	782
Loans held for sale	559	461
Loans	802,568	782,016
Allowance for loan losses	(10,342)	(10,086)
Net Loans	792,226	771,930
Premises and equipment, net	14,592	14,759
Bank owned life insurance	22,063	22,364
Goodwill	9,016	9,016
Other real estate owned	6,331	6,451
Deferred tax assets, net	4,288	4,758
Other assets	6,604	6,135
Total assets	1,069,936	1,035,295
Deposits
Noninterest-bearing checking	159,829	152,095
Money management, savings and interest checking	707,596	680,686
Time	83,543	85,731
Total Deposits	950,968	918,512
Other liabilities	4,655	5,407
Total liabilities	955,623	923,919
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,673,477 shares issued and 4,290,220 shares outstanding at March 31, 2016 and 4,659,319 shares issued and 4,275,879 shares outstanding at December 31, 2015	$ 4,673	$ 4,659
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	$ 39,083	$ 38,778
Retained earnings	80,430	78,517
Accumulated other comprehensive loss	(3,020)	(3,722)
Treasury stock, 383,257 shares at March 31, 2016 and 383,440 shares at December 31, 2015, at cost	(6,853)	(6,856)
Total shareholders' equity	114,313	111,376
Total liabilities and shareholders' equity	$ 1,069,936	$ 1,035,295

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Mar. 31, 2016	Dec. 31, 2015
Consolidated Balance Sheets [Abstract]
Common Stock, Par or Stated Value Per Share	$ 1	$ 1
Common Stock, Shares Authorized	15,000,000	15,000,000
Common Stock, Shares, Issued	4,673,477	4,659,319
Common Stock, Shares, Outstanding	4,290,220	4,275,879
Capital Stock, Shares Authorized	5,000,000	5,000,000
Capital Stock, Shares, Issued	0	0
Capital Stock, Shares, Outstanding	0	0
Treasury Stock, Shares	383,257	383,440

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest income
Loans, including fees	$ 8,088	$ 7,376
Interest and dividends on investments:
Taxable interest	575	636
Tax exempt interest	367	408
Dividend income	6	51
Deposits and obligations of other banks	62	55
Total interest income	9,098	8,526
Interest expense
Deposits	543	641
Short-term borrowings	2
Total interest expense	545	641
Net interest income	8,553	7,885
Provision for loan losses	300	325
Net interest income after provision for loan losses	8,253	7,560
Noninterest income
Investment and trust services fees	1,253	1,263
Loan service charges	226	182
Deposit service charges and fees	578	490
Other service charges and fees	303	296
Debit card income	347	318
Increase in cash surrender value of life insurance	135	139
Net (loss) gain on sale of other real estate owned	(8)	32
OTTI losses on debt securities	(20)	(20)
Gain on conversion of investment security		728
Securities gains	1
Other	138	224
Total noninterest income	2,953	3,652
Noninterest expense
Salaries and employee benefits	4,370	4,083
Ocupancy, net	600	615
Furniture and equipment	216	231
Advertising	282	188
Legal and professional	297	296
Data processing	497	467
Pennsylvania bank shares tax	237	196
Intangible amortization		90
FDIC insurance	157	148
ATM/debit card processing	228	187
Foreclosed real estate	63	12
Telecommunications	118	117
Other	730	859
Total noninterest expense	7,795	7,489
Income before federal income taxes	3,411	3,723
Federal income tax expense	685	839
Net income	$ 2,726	$ 2,884
Per share
Basic earnings per share	$ 0.64	$ 0.68
Diluted earnings per share	0.64	0.68
Cash dividends declared	$ 0.19	$ 0.17

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2016	Mar. 31, 2015
Consolidated Statements Of Comprehensive Income [Abstract]
Net income		$ 2,726	$ 2,884
Securities:
Unrealized gains arising during the period		1,045	703
Reclassification adjustment for losses (gains) included in net income	[1]	19	(708)
Net unrealized gains (losses)		1,064	(5)
Tax effect		(362)	2
Net of tax amount		702	(3)
Derivatives:
Unrealized losses arising during the period			(1)
Reclassification adjustment for losses included in net income	[2]		96
Net unrealized gains			95
Tax effect			(33)
Net of tax amount			62
Total other comprehensive income		702	59
Total Comprehensive Income		3,428	2,943
Reclassification adjsutment / Statement line item
Securities / gain on conversion & securities (gains) losses, net		$ (6)	241
Derivatives / interest expense on deposits			$ (33)
[1]	Securities / gain on conversion & securities (gains) losses, net
[2]	Derivatives / interest expense on deposits

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2014	$ 4,607	$ 37,504	$ 71,452	$ (3,100)	$ (6,942)	$ 103,521
Net income			2,884			2,884
Other comprehensive income				59		59
Cash dividends declared			(718)			(718)
Treasury shares issued under stock option plans					4	4
Common stock issued under dividend reinvestment plan	9	203				212
Balance at Mar. 31, 2015	4,616	37,707	73,618	(3,041)	(6,938)	105,962
Balance at Dec. 31, 2015	4,659	38,778	78,517	(3,722)	(6,856)	111,376
Net income			2,726			2,726
Other comprehensive income				702		702
Cash dividends declared			(813)			(813)
Treasury shares issued under stock option plans		1			3	4
Common stock issued under dividend reinvestment plan	14	290				304
Stock option compensation expense		14				14
Balance at Mar. 31, 2016	$ 4,673	$ 39,083	$ 80,430	$ (3,020)	$ (6,853)	$ 114,313

Consolidated Statements Of Cha7

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Common Stock, Dividends, Per Share, Declared	$ 0.19	$ 0.17
Treasury shares issued under stock option plan, shares	183	205
Common Stock [Member]
Common stock issued under dividend reinvestment plan, shares	14,158	9,660

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities
Net income	$ 2,726	$ 2,884
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	331	339
Net amortization of loans and investment securities	355	377
Amortization and net change in mortgage servicing rights valuation	14	11
Amortization of intangibles		90
Provision for loan losses	300	325
Gain on sales of securities	(1)
Impairment write-down on securities recognized in earnings	20	20
Gain on conversion of investment security		(728)
Loans originated for sale	(2,805)	(882)
Proceeds from sale of loans	2,707	1,116
Write-down on other real estate owned	46
Net loss (gain) on sale or disposal of other real estate/other repossessed assets	8	(32)
Increase in cash surrender value of life insurance	(135)	(139)
Stock option compensation	14
(Increase) decrease in other assets	(545)	198
(Decrease) increase in other liabilities	(684)	278
Net cash provided by operating activities	2,351	3,857
Cash flows from investing activities
Proceeds from sales and calls of investment securities available for sale	615
Proceeds from maturities and pay-downs of securities available for sale	7,426	6,399
Purchase of investment securities available for sale	(2,637)	(11,146)
Net decrease in restricted stock	343
Net (increase) decrease in loans	(20,440)	2,982
Capital expenditures	(150)	(120)
Proceeds from surrender of life insurance policy	436
Proceeds from sale of other real estate	66	129
Net cash used in investing activities	(14,341)	(1,756)
Cash flows from financing activities
Net increase in demand deposits, interest-bearing checking, and savings accounts	34,644	27,955
Net decrease in time deposits	(2,188)	(3,741)
Net decrease in repurchase agreements		(9,079)
Dividends paid	(813)	(718)
Cash received from option exercises	4	4
Common stock issued under dividend reinvestment plan	304	212
Net cash provided by financing activities	31,951	14,633
Increase in cash and cash equivalents	19,961	16,734
Cash and cash equivalents as of January 1	39,166	48,593
Cash and cash equivalents as of March 31	59,127	65,327
Supplemental Disclosures of Cash Flow Information
Cash paid during the year for: Interest on deposits and other borrowed funds	522	611
Cash paid during the year for: Income taxes	$ 700	262
Noncash Activities
Loans transferred to Other Real Estate		$ 449

Basis Of Presentation

Basis Of Presentation	3 Months Ended
	Mar. 31, 2016
Basis Of Presentation [Abstract]
Basis Of Presentation	Note 1 - Basis of Presentation The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation), and its wholly-owned subsidiaries, Farmers and Merchants Trust Company of Chambersburg (the Bank) and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank that has one wholly-owned subsidiary, Franklin Financial Properties Corp. Franklin Financial Propert ies Corp. holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions and account balances have been eliminated. In the opinion of management, all adjustments (which include only normal recurring adjustments) necessary to present fairly the consolidated financial position, results of operations, and cash flows as of March 31 , 201 6 , and for all other periods presented have been made. Certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been condensed or omitted. It is suggested that these consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s 201 5 Annual Report on Form 10-K. The consolidated results of operations for the period ended March 3 1 , 201 6 are not necessarily indicative of the operating results for the full year. Management has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated balance sheet at December 31, 201 5 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, interest-bearing deposits in other banks and federal funds sold. Generally, federal funds are purchased and sold for one-day periods. Earnings per share are computed based on the weighted average number of shares outstanding during each period end. A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows:     For the Three Months Ended  March 31  (Dollars and shares in thousands, except per share data) 2016 2015  Weighted average shares outstanding (basic) 4,283 4,223  Impact of common stock equivalents 2 6  Weighted average shares outstanding (diluted) 4,285 4,229  Anti-dilutive options excluded from calculation 63 29  Net income $ 2,726 $ 2,884  Basic earnings per share $ 0.64 $ 0.68  Diluted earnings per share $ 0.64 $ 0.68 

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Mar. 31, 2016
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	Note 2. Recent Accounting Pronouncements Revenue from Contracts with Customers (Topic 606). The amendments in this Update (ASU 2014-09) establish a comprehensive revenue recognition standard for virtually all industries under U.S. GAAP, including those that previously followed industry-specific guidance such as the real estate, construction and software industries. The revenue standard’s core principle is built on the contract between a vendor and a customer for the provision of goods and services. It attempts to depict the exchange of rights and obligations between the parties in the pattern of revenue recognition based on the consideration to which the vendor is entitled. To accomplish this objective, the standard requires five basic steps: ( i) identify the contract with the customer, (ii) identify the performance obligations in the contract, (iii) determine the transaction price, (iv) allocate the transaction price to the performance obligations in the contract, and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The ASU is effective for public entities for annual periods beginning after December 15, 2016, including interim periods therein. Three basic transition methods are available – full retrospective, retrospective with certain practical expedients, and a cumulative effect approach. Under the third alternative, an entity would apply the new revenue standard only to contracts that are incomplete under legacy U.S. GAAP at the date of initial application (e.g. January 1, 2017) and recognize the cumulative effect of the new standard as an adjustment to the opening balance of retained earnings. That is, prior years would not be restated and additional disclosures would be required to enable users of the financial statements to understand the impact of adopting the new standard in the current year compared to prior years that are presented under legacy U.S. GAAP. Early adoption is prohibited under U.S. GAAP. The Corporation does not believe ASU 2014-09 will have a material effect on its financial statements. Financial Instruments – Overall (Topic 825-10). In January 2016, the FASB issued ASU 2016-01, “Financial Instruments – Overall (Topic 825-10): “Recognition and Measurement of Financial Assets and Financial Liabilities.” ASU 2016-01 amends the guidance on the classification and measurement of financial instruments. Some of the amendments in ASU 2016-01 include the following: 1) requires equity investments (except those accounted for under the equity method of accounting or those that result in consolidation of the investee) to be measured at fair value with changes in fair value recognized in net income; 2) simplifies the impairment assessment of equity investments without readily determinable fair values by requiring a qualitative assessment to identify impairment; 3) requires public business entities to use the exit price notion when measuring the fair value of financial instruments for disclosure purposes; and 4) requires an entity to present separately in other comprehensive income the portion of the total change in the fair value of a liability resulting from a change in the instrument-specific credit risk when the entity has elected to measure the liability at fair value; among others. For public business entities, the amendments of ASU 2016-01 are effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. The Corporation does not believe ASU 2016-01 will have a material effect on its financial statements. Leases (Topic 842) . In February 2016, the FASB issued Accounting Standards Update (“ASU”) No. 2016-02, Leases. From the lessee’s perspective, the new standard established a right-of-use (ROU) model that requires a lessee to record a ROU asset and a lease liability on the balance sheet for all leases with terms longer than 12 months. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for a lessees. From the lessor’s perspective, the new standard requires a lessor to classify leases as either sales-type, finance or operating. A lease will be treated as a sale if it transfers all of the risks and rewards, as well as control of the underlying asset, to the lessee. If risks and rewards are conveyed without the transfer of control, the lease is treated as financing. If the lessor doesn’t convey risks and rewards or control, an operating lease results. The new standard is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A modified retrospective transition approach is required for lessees for capital and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. A modified retrospective transition approach is required for lessors for sales-type, direct financing, and operating leases existing at, or entered into after, the beginning of the earliest comparative period presented in the financial statements, with certain practical expedients available. The Corporation is currently evaluating the impact of the pending adoption of the new standard on its consolidated financial statements. 

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Loss [Abstract]
Accumulated Other Comprehensive Loss	Note 3. Accumulated Other Comprehensive Loss The components of accumulated other comprehensive loss es included in shareholders' equity are as follows:      March 31, December 31,  2016 2015  (Dollars in thousands)  Net unrealized gains on securities $ 2,202 $ 1,138  Tax effect (749) (387)  Net of tax amount 1,453 751   Accumulated pension adjustment (6,777) (6,777)  Tax effect 2,304 2,304  Net of tax amount (4,473) (4,473)   Total accumulated other comprehensive loss $ (3,020) $ (3,722) 

Guarantees

Guarantees	3 Months Ended
	Mar. 31, 2016
Guarantees [Abstract]
Guarantees	  Note 4. Guarantees The Corporation does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Standby letters of credit are conditional commitments issued by the Bank to guarantee the performance of a customer to a third party. Generally, all letters of credit, when issued, have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Bank generally holds collateral and/or personal guarantees supporting these commitments. The Bank had $ 29.1 million and $ 25.9 million of standby letters of credit as of March 31, 2016 and December 31, 2015, respectively. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The amount of the liability as of March 31, 2016 and December 31, 2015 for guarantees under standby letters of credit issued was not material. 

Investments

Investments	3 Months Ended
	Mar. 31, 2016
Investments [Abstract]
Investments	Note 5. Investments The amortized cost and estimated fair value of investment securities available for sale as of March 31, 2016 and December 31, 2015 are as follows :      (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  March 31, 2016 cost gains losses value  Equity securities $ 164 $ 72 $ - $ 236  U.S. Government and Agency securities 13,362 286 (26) 13,622  Municipal securities 65,022 1,937 (78) 66,881  Trust preferred securities 5,964 - (1,000) 4,964  Agency mortgage-backed securities 66,679 1,060 (62) 67,677  Private-label mortgage-backed securities 1,261 20 (5) 1,276  Asset-backed securities 37 - (2) 35  $ 152,489 $ 3,375 $ (1,173) $ 154,691       (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2015 cost gains losses value  Equity securities $ 164 $ 69 $ - $ 233  U.S. Government and Agency securities 13,705 164 (33) 13,836  Municipal securities 67,851 1,555 (218) 69,188  Trust preferred securities 5,958 - (669) 5,289  Agency mortgage-backed securities 69,284 621 (386) 69,519  Private-label mortgage-backed securities 1,335 39 (2) 1,372  Asset-backed securities 38 - (2) 36  $ 158,335 $ 2,448 $ (1,310) $ 159,473  At March 31, 2016 and December 31, 2015, the fair value of investment securities pledged to secure public funds, trust balances, deposit and other obligations totaled $ 69.8 million and $ 79.6 million , respectively. The amortized cost and estimated fair value of debt securities at March 31, 2016 , by contractual maturity are shown below. Actual maturities may differ from contractual maturities because of prepayment or call options embedded in the securities.      (Dollars in thousands) Amortized cost Fair value  Due in one year or less $ 1,673 $ 1,682  Due after one year through five years 12,879 13,215  Due after five years through ten years 27,472 28,425  Due after ten years 42,361 42,180  84,385 85,502  Mortgage-backed securities 67,940 68,953  $ 152,325 $ 154,455  The composition of the net realized securities gains for the three months ended are as follows:    For the Three Months Ended  March 31  (Dollars in thousands) 2016 2015  Gross gains realized $ 1 $ -  Gross losses realized - -  Conversion gain - 728  Net gains realized $ 1 $ 728   The following table provides additional detail about trust preferred securities as of March 31, 2016: Trust Preferred Securities    (Dollars in thousands)  Deal Name Maturity Single Issuer or Pooled Class Amortized Cost Fair Value Gross Unrealized Gain (Loss) Lowest Credit Rating Assigned   BankAmerica Cap III 1/15/2027 Single Preferred Stock $ 965 $ 772 $ (193) BB+  Wachovia Cap Trust II 1/15/2027 Single Preferred Stock 278 241 (37) BBB  Huntington Cap Trust 2/1/2027 Single Preferred Stock 944 803 (141) BB  Corestates Captl Tr II 2/15/2027 Single Preferred Stock 940 802 (138) BBB+  Huntington Cap Trust II 6/15/2028 Single Preferred Stock 896 776 (120) BB  Chase Cap VI JPM 8/1/2028 Single Preferred Stock 965 786 (179) BBB-  Fleet Cap Tr V 12/18/2028 Single Preferred Stock 976 784 (192) BB+  $ 5,964 $ 4,964 $ (1,000)   The following table provides additional detail about private label mortgage-backed securities as of March 31, 2016: Private Label Mortgage Backed Securities    (Dollars in thousands) Gross Cumulative  Origination Amortized Fair Unrealized Collateral Lowest Credit Credit OTTI  Description Date Cost Value Gain (Loss) Type Rating Assigned Support % Charges  MALT 2004-6 7A1 6/1/2004 $ 334 $ 337 $ 3 ALT A CCC 14.83 $ -  RALI 2005-QS2 A1 2/1/2005 195 206 11 ALT A CC 4.96 10  RALI 2006-QS4 A2 4/1/2006 442 441 (1) ALT A D - 323  GSR 2006-5F 2A1 5/1/2006 57 63 6 Prime D - 15  RALI 2006-QS8 A1 7/28/2006 233 229 (4) ALT A D - 227  $ 1,261 $ 1,276 $ 15 $ 575  Impairment : The investment portfolio contained forty-seven securities with $25.8 million of temporarily impaired fair value and $1.2 million in unrealized losses at March 31, 2016. The total unrealized loss position has decreased from $1.3 million at year-end 2015. For securities with an unrealized loss, Management applies a systematic methodology in order to perform an assessment of the potential for other-than-temporary impairment. In the case of debt securities, investments considered for other-than-temporary impairment: (1) had a specified maturity or repricing date; (2) were generally expected to be redeemed at par, and (3) were expected to achieve a recovery in market value within a reasonable period of time. In addition, the Bank considers whether it intends to sell these securities or whether it will be forced to sell these securities before the earlier of amortized cost recovery or maturity. Equity securities are assessed for other-than-temporary impairment based on the length of time of impairment, dollar amount of the impairment and general market and financial conditions relating to specific issues. The impairment identified on debt and equity securities and subject to assessment at March 31, 2016, was deemed to be temporary and required no further adjustments to the financial statements, unless otherwise noted. The following table reflects temporary impairment in the investment portfolio (excluding restricted stock), aggregated by investment category, length of time that individual securities have been in a continuous unrealized loss position and the number of securities in each category as of March 31, 2016 and December 31, 2015:     March 31, 2016  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 1,308 $ (1) 4 $ 3,363 $ (25) 9 $ 4,671 $ (26) 13  Municipal securities - - - 3,926 (78) 6 3,926 (78) 6  Trust preferred securities - - - 4,964 (1,000) 7 4,964 (1,000) 7  Agency mortgage-backed securities 3,845 (15) 6 7,749 (47) 12 11,594 (62) 18  Private-label mortgage-backed securities - - - 670 (5) 2 670 (5) 2  Asset-backed securities - - - 5 (2) 1 5 (2) 1  Total temporarily impaired securities $ 5,153 $ (16) 10 $ 20,677 $ (1,157) 37 $ 25,830 $ (1,173) 47       December 31, 2015  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 479 $ (1) 3 $ 4,364 $ (32) 10 $ 4,843 $ (33) 13  Municipal securities 5,806 (35) 8 4,785 (183) 7 10,591 (218) 15  Trust preferred securities - - - 5,289 (669) 7 5,289 (669) 7  Agency mortgage-backed securities 18,977 (215) 29 7,394 (171) 13 26,371 (386) 42  Private-label mortgage-backed securities - - - 246 (2) 1 246 (2) 1  Asset-backed securities - - - 5 (2) 1 5 (2) 1  Total temporarily impaired securities $ 25,262 $ (251) 40 $ 22,083 $ (1,059) 39 $ 47,345 $ (1,310) 79    The unrealized loss in the municipal bond portfolio decreased to $78 thousand from $218 thousand at December 31, 2015 as market prices improved during the quarter. There are six securities in this portfolio with an unrealized loss and the loss in this portfolio is deemed to be non-credit related and no other-than-temporary impairment charges have been recorded. The trust preferred portfolio contains seven securities with a fair value of $5.0 million and an unrealized loss of $1.0 million. The trust-preferred securities held by the Bank are single entity issues, not pooled trust preferred securities. Therefore, the impairment review of these securities is based only on the issuer and the security cannot be impaired by the performance of other issuers as if it was a pooled trust-preferred bond. All of the Bank’s trust preferred securities are single issue, variable rate notes with long maturities (2027 – 2028). None of these bonds have suspended or missed a dividend payment. At March 31, 2016, the Bank believes it will be able to collect all interest and principal due on these bonds and no other-than-temporary-impairment charges were recorded. There are two PLMBS bonds showing a small unrealized loss of $5 thousand. However, the PLMBS sector as a whole is showing an unrealized gain of $15 thousand at quarter end. This is primarily a result of the cumulative OTTI charges recorded on this portfolio. Due to the nature of these bonds, they are evaluated closely. These bonds were all rated AAA at time of purchase, but have since experienced rating declines. Some have experienced increased delinquencies and defaults, while others have seen the credit support increase as the bonds paid-down. The Bank monitors the performance of the PLMBS investments on a regular basis and reviews delinquencies, default rates, credit support levels and various cash flow stress test scenarios. In determining the credit related loss, Management considers all principal past due 60 days or more as a loss. If additional principal moves beyond 60 days past due, it will also be considered a loss. As a result of the analysis on PLMBS it was determined that a $20 thousand impairment charge was required at the end of the first quarter. The Bank has recorded $575 thousand of cumulative impairment charges on this portfolio. Management continues to monitor these securities and it is possible that additional write-downs may occur if current loss trends continue. The following table represents the cumulative credit losses on debt securities recognized in earnings as of March 31:      (Dollars in thousands) Three Months Ended  2016 2015  Balance of cumulative credit-related OTTI at January 1 $ 555 $ 535  Additions for credit-related OTTI not previously recognized 20 20  Additional increases for credit-related OTTI previously recognized when there is no intent to sell  and no requirement to sell before recovery of amortized cost basis - -  Decreases for previously recognized credit-related OTTI because there was an intent to sell - -  Reduction for increases in cash flows expected to be collected - -  Balance of credit-related OTTI at March 31 $ 575 $ 555    The Bank held $439 thousand of restricted stock at March 31, 2016. Except for $30 thousand, this investment represents stock in FHLB Pittsburgh. The Bank is required to hold this stock to be a member of FHLB and it is carried at cost of $100 per share. The level of FHLB stock held is determined by FHLB and is comprised of a minimum membership amount plus a variable activity amount. FHLB stock is evaluated for impairment primarily based on an assessment of the ultimate recoverability of its cost. As a government sponsored entity, FHLB has the ability to raise funding through the U.S. Treasury that can be used to support its operations. There is not a public market for FHLB stock and the benefits of FHLB membership (e.g., liquidity and low cost funding) add value to the stock beyond purely financial measures. Management intends to remain a member of the FHLB and believes that it will be able to fully recover the cost basis of this investment.

Loans

Loans	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
Loans	 Note 6. Loans The Bank reports its loan portfolio based on the primary collateral of the loan. It further classifies these loans by the primary purpose, either consumer or commercial. The Bank’s residential real estate loans include long-term loans to individuals and businesses secured by mortgages on the borrower’s real property and include home equity loans . Construction loans are made to finance the purchase of land and the construction of residential and commercial buildings thereon, and are secured by mortgages on real estate. Commercial real estate loans include construction, owner and non-owner occupied properties and farm real estate. Commercial loans are made to businesses of various sizes for a variety of purposes including property, plant and equipment, working capital and loans to government municipalities . Commercial lending is concentrated in the Bank’s primary market, but also includes purchased loan participations. Consumer loans are comprised of installment loans and unsecured personal lines of credit.  A summary of loans outstanding, by primary collateral, at the end of the reporting periods is as follows:   Change  (Dollars in thousands) March 31, 2016 December 31, 2015 Amount %  Residential Real Estate 1-4 Family  Consumer first liens $ 101,412 $ 103,698 $ (2,286) (2.2)  Commercial first lien 60,394 57,780 2,614 4.5  Total first liens 161,806 161,478 328 0.2   Consumer junior liens and lines of credit 46,479 44,996 1,483 3.3  Commercial junior liens and lines of credit 5,936 5,917 19 0.3  Total junior liens and lines of credit 52,415 50,913 1,502 3.0  Total residential real estate 1-4 family 214,221 212,391 1,830 0.9   Residential real estate - construction  Consumer 514 545 (31) (5.7)  Commercial 7,593 7,343 250 3.4  Total residential real estate construction 8,107 7,888 219 2.8   Commercial real estate 359,642 340,695 18,947 5.6  Commercial 215,671 215,942 (271) (0.1)  Total commercial 575,313 556,637 18,676 3.4   Consumer 4,927 5,100 (173) (3.4)  802,568 782,016 20,552 2.6  Less: Allowance for loan losses (10,342) (10,086) (256) 2.5  Net Loans $ 792,226 $ 771,930 $ 20,296 2.6   Included in the loan balances are the following:  Net unamortized deferred loan fees (costs) $ 547 $ 436   Loans pledged as collateral for borrowings and commitments from:  FHLB $ 665,635 $ 643,449  Federal Reserve Bank 42,932 45,111  $ 708,567 $ 688,560 

Loan Quality

Loan Quality	3 Months Ended
	Mar. 31, 2016
Loan Quality [Abstract]
Loan Quality	Note 7. Loan Quality The following table presents, by c l ass , the activity in the Allowance for Loan Losses (ALL) for the periods ended:      Residential Real Estate 1-4 Family  Junior Liens & Commercial  (Dollars in thousands) First Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   ALL at December 31, 2015 $ 989 $ 308 $ 194 $ 5,649 $ 1,519 $ 102 $ 1,325 $ 10,086  Charge-offs (3) - - (3) (63) (42) - (111)  Recoveries 32 - - - 15 20 - 67  Provision (21) 8 5 535 39 19 (285) 300  ALL at March 31, 2016 $ 997 $ 316 $ 199 $ 6,181 $ 1,510 $ 99 $ 1,040 $ 10,342   ALL at December 31, 2014 $ 994 $ 271 $ 214 $ 4,978 $ 1,515 $ 127 $ 1,012 $ 9,111  Charge-offs - - - - (201) (52) - (253)  Recoveries 2 - - - 6 19 - 27  Provision 20 (3) 35 159 32 23 59 325  ALL at March 31, 2015 $ 1,016 $ 268 $ 249 $ 5,137 $ 1,352 $ 117 $ 1,071 $ 9,210    T he following table presents, by c la ss , loans that were evaluated for the ALL under the specific reserve (individually) and those that were evaluated under the general reserve (collectively) and the amount of the ALL established in each class as of March 31, 2016 and December 31, 201 5 :     Residential Real Estate  1-4 Family  Junior Liens & Commercial  (Dollars in thousands) First Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   March 31, 2016  Loans evaluated for ALL:  Individually $ 398 $ 52 $ 501 $ 19,415 $ - $ - $ - $ 20,366  Collectively 161,408 52,363 7,606 340,227 215,671 4,927 - 782,202  Total $ 161,806 $ 52,415 $ 8,107 $ 359,642 $ 215,671 $ 4,927 $ - $ 802,568   ALL established for loans evaluated:  Individually $ - $ - $ - $ 74 $ - $ - $ - $ 74  Collectively 997 316 199 6,107 1,510 99 1,040 10,268  ALL at March 31, 2016 $ 997 $ 316 $ 199 $ 6,181 $ 1,510 $ 99 $ 1,040 $ 10,342   December 31, 2015  Loans evaluated for ALL:  Individually $ 930 $ 51 $ 502 $ 14,309 $ 230 $ - $ - $ 16,022  Collectively 160,548 50,862 7,386 326,386 215,712 5,100 - 765,994  Total $ 161,478 $ 50,913 $ 7,888 $ 340,695 $ 215,942 $ 5,100 $ - $ 782,016   ALL established for loans evaluated:  Individually $ - $ - $ - $ - $ 9 $ - $ - $ 9  Collectively 989 308 194 5,649 1,510 102 1,325 10,077  ALL at December 31, 2015 $ 989 $ 308 $ 194 $ 5,649 $ 1,519 $ 102 $ 1,325 $ 10,086   The following table shows additional information about those loans considered to be impaired at March 31, 2016 and December 31, 201 5 :     Impaired Loans  With No Allowance With Allowance  (Dollars in thousands) Unpaid Unpaid  Recorded Principal Recorded Principal Related  March 31, 2016 Investment Balance Investment Balance Allowance  Residential Real Estate 1-4 Family  First liens $ 1,067 $ 1,140 $ - $ - $ -  Junior liens and lines of credit 65 101 - - -  Total 1,132 1,241 - - -  Residential real estate - construction 501 545 - - -  Commercial real estate 14,312 15,044 5,376 5,376 74  Commercial 42 54 - - -  Total $ 15,987 $ 16,884 $ 5,376 $ 5,376 $ 74      December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 1,523 $ 1,725 $ - $ - $ -  Junior liens and lines of credit 105 133 - - -  Total 1,628 1,858 - - -  Residential real estate - construction 502 546 - - -  Commercial real estate 14,431 15,007 - -  Commercial 267 330 9 10 9  Total $ 16,828 $ 17,741 $ 9 $ 10 $ 9   The following table shows the average of impaired loans and related interest income for the three months ended March 31, 2016 and 2015 :    Three Months Ended  March 31, 2016  Average Interest  (Dollars in thousands) Recorded Income  Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 1,069 $ 6  Junior liens and lines of credit 70 -  Total 1,139 6  Residential real estate - construction 502 -  Commercial real estate 14,372 121  Commercial 44 -  Total $ 16,057 $ 127    Three Months Ended  March 31, 2015  Average Interest  (Dollars in thousands) Recorded Income  Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 1,829 $ 8  Junior liens and lines of credit 145 -  Total 1,974 8  Residential real estate - construction 931 84  Commercial real estate 22,187 69  Commercial 1,325 -  Total $ 26,417 $ 161   The following table presents the aging of payments of the loan portfolio :     (Dollars in thousands) Loans Past Due and Still Accruing Total  Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual Loans  March 31, 2016  Residential Real Estate 1-4 Family  First liens $ 160,652 $ 470 $ 76 $ 109 $ 655 $ 499 $ 161,806  Junior liens and lines of credit 52,085 240 25 - 265 65 52,415  Total 212,737 710 101 109 920 564 214,221  Residential real estate - construction 7,488 - - 118 118 501 8,107  Commercial real estate 350,024 595 - - 595 9,023 359,642  Commercial 215,369 260 - - 260 42 215,671  Consumer 4,901 22 2 2 26 - 4,927  Total $ 790,519 $ 1,587 $ 103 $ 229 $ 1,919 $ 10,130 $ 802,568      December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 159,998 $ 44 $ 416 $ 214 $ 674 $ 806 $ 161,478  Junior liens and lines of credit 50,541 217 50 - 267 105 50,913  Total 210,539 261 466 214 941 911 212,391  Residential real estate - construction 7,209 177 - - 177 502 7,888  Commercial real estate 330,953 5,713 196 152 6,061 3,681 340,695  Commercial 215,449 210 5 2 217 276 215,942  Consumer 5,041 55 4 - 59 - 5,100  Total $ 769,191 $ 6,416 $ 671 $ 368 $ 7,455 $ 5,370 $ 782,016 The following table reports the internal credit rating for the loan portfolio. Consumer purpose loans (mortgage, home equity and installment) are assigned a rating of either pass or substandard. Substandard consumer loans are comprised of loans 90 days or more past due and still accruing , and nonaccrual loans. Commercial purpose loans may be assigned any rating in accordance with the Bank’s internal risk rating system.     Pass Special Mention Substandard Doubtful  (Dollars in thousands) (1-5) (6) (7) (8) Total   March 31, 2016  Residential Real Estate 1-4 Family  First liens $ 158,220 $ 2,063 $ 1,523 $ - $ 161,806  Junior liens and lines of credit 52,229 28 158 - 52,415  Total 210,449 2,091 1,681 - 214,221  Residential real estate - construction 7,264 - 843 - 8,107  Commercial real estate 337,680 1,758 20,204 - 359,642  Commercial 210,697 4,537 437 - 215,671  Consumer 4,925 - 2 - 4,927  Total $ 771,015 $ 8,386 $ 23,167 $ - $ 802,568       December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 157,514 $ 2,122 $ 1,842 $ - $ 161,478  Junior liens and lines of credit 50,685 28 200 - 50,913  Total 208,199 2,150 2,042 - 212,391  Residential real estate - construction 7,386 - 502 - 7,888  Commercial real estate 319,985 6,175 14,535 - 340,695  Commercial 213,492 1,978 472 - 215,942  Consumer 5,100 - - - 5,100  Total $ 754,162 $ 10,303 $ 17,551 $ - $ 782,016  The following table presents information on the Bank’s Troubled Debt Restructuring (TDR) loans:   Troubled Debt Restructurings  That Have Defaulted on  Modified Terms in the  (Dollars in thousands) Troubled Debt Restructurings Last Twelve Months  Number of Recorded Number of Recorded  Contracts Investment Performing* Nonperforming* Contracts Investment  March 31, 2016  Residential real estate - construction 1 $ 501 $ 501 $ - - $ -  Residential real estate 4 651 500 151 - -  Commercial real estate 11 12,558 12,558 - - -  Total 16 $ 13,710 $ 13,559 $ 151 - $ -    December 31, 2015  Residential real estate - construction 1 $ 502 $ 502 $ - - $ -  Residential real estate 4 654 503 151 - -  Commercial real estate 10 12,125 12,125 - - -  Total 15 $ 13,281 $ 13,130 $ 151 - $ -   * The performing status is determined by the loan’s compliance with the modified terms .  The following table reports new TDR loans during 2016, concession granted and the recorded investment as of March 31, 2016 :     New During Period  Number of Pre-TDR After-TDR Recorded  Three Months Ended March 31, 2016 Contracts Modification Modification Investment Concession  Commercial real estate 1 $ 525 $ 525 $ 525 multiple   There were no new TDR loans made in the first three months of 201 5 .

OREO

OREO	3 Months Ended
	Mar. 31, 2016
OREO [Abstract]
OREO	Note 8. OREO Changes in other real estate owned during the three months ended March 31, 2016 and 2015 were as follows:    March 31  (Dollars in thousands) 2016 2015  Balance at beginning of the period $ 6,451 $ 3,666  Additions - 449  Proceeds from dispositions (66) (129)  (Loss) gain on sales, net (8) 32  Valuation adjustment (46) -  Balance at the end of the period $ 6,331 $ 4,018  

Pension

Pension	3 Months Ended
	Mar. 31, 2016
Pension [Abstract]
Pension	 Note 9 . Pension The components of pension expense for the periods presented are as follows:     Three Months Ended March 31  (Dollars in thousands) 2016 2105  Components of net periodic cost:  Service cost $ 81 $ 100  Interest cost 180 178  Expected return on plan assets (293) (296)  Recognized net actuarial loss 111 131  Net period cost $ 79 $ 113  The Bank expects its pension expense to de crease to approximately $ 359 thousand in 201 6 compared to $ 387 thousand in 201 5 . No pension contributions were made or are expected to be made in 2016.

Fair Value Measurements And Fai

Fair Value Measurements And Fair Values Of Financial Instruments	3 Months Ended
	Mar. 31, 2016
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Fair Value Measurements And Fair Values Of Financial Instruments	Note 10 . Fair Value Measurements and Fair Values of Financial Instruments Management uses its best judgment in estimating the fair value of the Corporation’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period -ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates maybe different than the amounts reported at each year-end. FASB ASC Topic 820, “Financial Instruments”, requires disclosure of the fair value of financial assets and liabilities, including those financial assets and liabilities that are not measured and reported at fair value on a recurring and nonrecurring basis. The Corporation does not report any nonfinancial assets at fair value. FASB ASC Topic 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy under FASB ASC Topic 820 are as follows: Level 1 : Valuation is based on unadjusted, quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2 : Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. There may be substantial differences in the assumptions used for securities within the same level. For example, prices for U.S. Agency securities have fewer assumptions and are closer to level 1 valuations than the private label mortgage backed securities that require more assumptions and are closer to level 3 valuations. Level 3 : Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Corporation’s assumptions regarding what market participants would assume when pricing a financial instrument. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.  The following methods and assumptions were used to estimate the fair values of the Corporation’s financial instruments at March 31, 2016 and December 31, 201 5 . Cash and Cash Equivalents: For these short-term instruments, the carrying amount is a reasonable estimate of fair value. Investment securities : The fair value of investment securities is determined in accordance with the methods described under FASB ASC Topic 820 as discussed below. Restricted stock: The carrying value of restricted stock approximates its fair value based on redemption provisions for the restricted stock. Loans held for sale : The fair value of loans held for sale is determined by the price set between the Bank and the purchaser prior to origination. These loans are usually sold at par. Net loans: The fair value of fixed-rate loans is estimated for each major type of loan (e.g. real estate, commercial, industrial and agricultural and consumer) by discounting the future cash flows associated with such loans using rates currently offered for loans with similar terms to borrowers of comparable credit quality. The model considers scheduled principal maturities, repricing characteristics, prepayment assumptions and interest cash flows. The discount rates used are estimated based upon consideration of a number of factors including the treasury yield curve, expense and service charge factors. For variable rate loans that reprice frequently and have no significant change in credit quality, carrying values approximate the fair value. Accrued Interest Receivable: T he carrying amount is a reasonable estimate of fair value. Deposits, Securities sold under agreements to repurchase , Short-term borrowings and Long-term debt: The fair value of demand deposits, savings accounts, and money market deposits is the amount payable on demand at the reporting date. The fair value of fixed-rate certificates of deposit and long-term debt is estimated by discounting the future cash flows using rates approximating those currently offered for certificates of deposit and borrowings with similar remaining maturities. For securities sold under agreements to repurchase and short-term borrowings , the carrying value approximates a reasonable estimate of the fair value. Accrued interest payable: The carrying amount is a reasonable estimate of fair value. The following information regarding the fair value of the Corporation’s financial instruments should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation’s disclosures and those of other companies may not be meaningful. The fair value of the Corporation's financial instruments are as follows:      March 31, 2016  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3   Financial assets:  Cash and cash equivalents $ 59,127 $ 59,127 $ 59,127 $ - $ -  Investment securities available for sale 154,691 154,691 236 154,455 -  Restricted stock 439 439 - 439 -  Loans held for sale 559 559 - 559 -  Net loans 792,226 800,083 - - 800,083  Accrued interest receivable 3,151 3,151 - 3,151 -   Financial liabilities:  Deposits $ 950,968 $ 950,695 $ - $ 950,695 $ -  Accrued interest payable 147 147 - 147 -    December 31, 2015  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3   Financial assets:  Cash and cash equivalents $ 39,166 $ 39,166 $ 39,166 $ - $ -  Investment securities available for sale 159,473 159,473 233 159,240 -  Restricted stock 782 782 - 782 -  Loans held for sale 461 461 - 461 -  Net loans 771,930 779,742 - - 779,742  Accrued interest receivable 3,164 3,164 - 3,164 -   Financial liabilities:  Deposits $ 918,512 $ 918,401 $ - $ 918,401 $ -  Accrued interest payable 124 124 - 124 -   Recurring Fair Value Measurements For financial assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2016 and December 31, 201 5 are as follows:      (Dollars in Thousands Fair Value at March 31, 2016  Asset Description Level 1 Level 2 Level 3 Total  Equity securities $ 236 $ - $ - $ 236  U.S. Government and Agency securities - 13,622 - 13,622  Municipal securities - 66,881 - 66,881  Trust Preferred Securities - 4,964 - 4,964  Agency mortgage-backed securities - 67,677 - 67,677  Private-label mortgage-backed securities - 1,276 - 1,276  Asset-backed securities - 35 - 35  Total assets $ 236 $ 154,455 $ - $ 154,691        (Dollars in Thousands) Fair Value at December 31, 2015  Asset Description Level 1 Level 2 Level 3 Total  Equity securities $ 233 $ - $ - $ 233  U.S. Government and Agency securities - 13,836 - 13,836  Municipal securities - 69,188 - 69,188  Trust Preferred Securities - 5,289 - 5,289  Agency mortgage-backed securities - 69,519 - 69,519  Private-label mortgage-backed securities - 1,372 - 1,372  Asset-backed securities - 36 - 36  Total assets $ 233 $ 159,240 $ - $ 159,473    The Corporation used the following methods and significant assumptions to estimate the fair values for financial assets measured at fair value on a recurring basis. Investment securities : Level 1 securities represent equity securities that are valued using quoted market prices from nationally recognized markets. Level 2 securities represent debt securities that are valued using a mathematical model based upon the specific characteristics of a security in relationship to quoted prices for similar securities. Nonrecurring Fair Value Measurements For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at March 31, 2016 and December 31, 201 5 are as follows:      (Dollars in Thousands)  Fair Value at March 31, 2016  Asset Description Level 1 Level 2 Level 3 Total  Impaired loans (1) $ - $ - $ 5,302 $ 5,302  Other real estate owned (1) 225 225  Total assets $ - $ - $ 5,527 $ 5,527       (Dollars in Thousands) Fair Value at December 31, 2015  Asset Description Level 1 Level 2 Level 3 Total  Premises held-for-sale (1) $ - $ - $ 225 $ 225  Other real estate owned (1) - - 6,128 6,128  Total assets $ - $ - $ 6,353 $ 6,353  (1) Includes assets directly charged-down to fair value during the year-to-date period. The Corporation used the following methods and significant assumptions to estimate the fair values for financial assets measured at fair value on a nonrecurring basis. Impaired loans : Impaired loans are reported at the fair value of the underlying collateral if repayment is expected solely from the collateral. Collateral values are estimated using Level 3 inputs based on customized discounting criteria. Premises held-for-sale : The fair value of premises held for sale, upon initial recognition, is estimated using Level 3 inputs within the fair value hierarchy. Other real estate : The fair value of other real estate, upon initial recognition, is estimated using Level 2 inputs within the fair value hierarchy based on observable market data and Level 3 inputs based on customized discounting criteria. In connection with the measurement and initial recognition of the foregoing assets, the Corporation recognizes charge-offs through the allowance for loan losses. Subsequent charge-offs are recognized as an expense. The Corporation did not record any liabilities at fair value for which measurement of the fair value was made on a nonrecurring basis at March 31, 2016 . For financial assets and liabilities measured at fair value on a recurring basis, there were no transfers of financial assets or liabilities between Level 1 and Level 2 during the period ending March 31, 2016 .  The following table presents additional quantitative information about Level 3 assets measured at fair value on a nonrecurring basis:    Quantitative Information about Level 3 Fair Value Measurements  (Dollars in Thousands) at March 31, 2016  Range  Asset Description Fair Value Valuation Technique Unobservable Input (Weighted Average)  Impaired loans (1) $ 5,302 Appraisal Appraisal Adjustments (2) 30% ( 30% )  Cost to sell 8% ( 8% )  Other real estate owned (1) 225 Appraisal - -  Cost to sell 8% ( 8% )   at December 31, 2015  Premises held-for-sale (1) $ 225 Appraisal - -  Other real estate owned (1) 6,128 Appraisal - -  Cost to sell 8% ( 8% )  (1) Includes assets directly charged-down to fair value during the year-to-date period.  (2) Qualitative adjustments are discounts specific to each asset and are made as needed.  

Financial Derivatives

Financial Derivatives	3 Months Ended
	Mar. 31, 2016
Financial Derivatives [Abstract]
Financial Derivatives	 Note 1 1 . Financial Derivatives The Board of Directors has given Management authorization to enter into derivative activity including interest rate swaps, caps and floors, forward-rate agreements, options and futures contracts in order to hedge interest rate risk. The Bank is exposed to credit risk equal to the positive fair value of a derivative instrument, if any, as a positive fair value indicates that the counterparty to the agreement is financially liable to the Bank. To limit this risk, counterparties must have an investment grade long-term debt rating and individual counterparty credit exposure is limited by Board approved parameters. The final swap transaction matured in 2015. The Effect of Derivative Instruments on the Statement of Income for the Three Months E nded March 31, 2016 and 20 1 5 follows:     Derivatives in ASC Topic 815 Cash Flow Hedging Relationships  (Dollars in thousands) Amount of Gain  Location of or (Loss)  Gain or (Loss) Recognized in  Recognized in Income on  Location of Amount of Gain Income on Derivatives  Amount of Gain Gain or (Loss) or (Loss) Derivative (Ineffective (Ineffective Portion  or (Loss) Reclassified from Reclassified from Portion and Amount and Amount  Recognized in OCI Accumulated OCI Accumulated OCI Excluded from Excluded from  net of tax on Derivative into Income into Income Effectiveness Effectiveness  Date / Type (Effective Portion) (Effective Portion) (Effective Portion) Testing) Testing)  Interest rate contracts   Three months ended:  March 31, 2016 $ - Interest Expense $ - Other income (expense) $ -  March 31, 2015 $ 62 Interest Expense $ (96) Other income (expense) $ -   Interest Rate Swap Agreements (“Swap Agreements”) As of March 31, 2016, the Bank had no swap agreements outstanding. The Bank had entered into interest rate swap agreements as part of its asset/liability management program. The swap agreements were free-standing derivatives and were recorded at fair value in the Corporation’s consolidated statements of condition. The Bank was party to master netting arrangements with its financial institution counterparties; however, the Bank did not offset assets and liabilities under these arrangements for financial statement presentation purposes. The master netting arrangements provided for a single net settlement of all swap agreements, as well as collateral, in the event of default on, or termination of, any one contract. Collateral, in the form of marketable securities, was posted by the counterparty with net liability positions in accordance with contract thresholds.

Capital Ratios

Capital Ratios	3 Months Ended
	Mar. 31, 2016
Capital Ratios [Abstract]
Capital Ratios	  Note 1 2 . Capital Ratios Capital adequacy is currently defined by regulatory agencies through the use of several minimum required ratios. In July 2013, Federal banking regulators approved the final rules from the Basel Committee on Banking Supervision for the regulation of capital requirements for bank holding companies and U.S banks, generally referred to as “Basel III.” The Basel III standards were effective for the Corporation and the Bank, effective January 1, 2015 (subject to a phase-in period for certain provisions). Basel III imposes significantly higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place. The capital ratios to be considered “well capitalized” under Basel III are: (1) Common Equity Tier 1(CET1) of 6.5%, (2) Tier 1 Leverage of 5%, (3)Tier 1 Risk-Based Capital of 8%, and (4) Total Risk-Based Capital of 10%. The CET1 ratio is a new capital ratio under Basel III and the Tier 1 risk-based capital ratio of 8% has been increased from 6% . The rules also include changes in the risk weights of certain assets to better reflect credit and other risk exposures. In addition, a capital conservation buffer will be phased-in beginning January 1, 2016 at 0.125% , increasing each year until fully implemented in 2019 at 2.5% above the minimum capital ratios required to avoid any capital distribution restrictions. The capital conservation buffer will be applicable to all of the capital ratios except for the Tier1 Leverage ratio. When fully implemented, the capital conservation buffer will have the effect of increasing the minimum capital ratios by 2.5% . As of March 31, 2016, the Bank was “well capitalized’ under the Basel III requirements and believes it would be “well capitalized” on a fully-phased in basis had such a requirement been in effect. The following table summarizes regulatory capital information as of March 31, 2016 and December 31, 2015 (restated) for the Corporation and the Bank. The adequately capitalized minimum ratios, except for the Tier 1 Leverage Ratio, include the .625% Capital Conservation buffer effective for 2016.    Regulatory Ratios  Adequately Well  Capitalized Capitalized  (Dollars in thousands) March 31, 2016 December 31, 2015 Minimum Minimum   Common Equity Tier 1 Risk-based Capital Ratio (1)  Franklin Financial Services Corporation 14.61% 14.77% 5.125% N/A  Farmers & Merchants Trust Company 14.65% 14.76% 5.125% 6.50%   Tier 1 Risk-based Capital Ratio (2)  Franklin Financial Services Corporation 14.61% 14.77% 6.625% N/A  Farmers & Merchants Trust Company 14.65% 14.76% 6.625% 8.00%   Total Risk-based Capital Ratio (3)  Franklin Financial Services Corporation 15.87% 16.03% 8.625% N/A  Farmers & Merchants Trust Company 15.91% 16.02% 8.625% 10.00%   Tier 1 Leverage Ratio (4)  Franklin Financial Services Corporation 10.38% 10.38% 4.000% N/A  Farmers & Merchants Trust Company 10.39% 10.37% 4.000% 5.00%   (1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets  (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets  

Reclassification

Reclassification	3 Months Ended
	Mar. 31, 2016
Reclassification [Abstract]
Reclassification	31 Note 1 3 . Reclassification Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect the Corporation’s financial position or results of operations . 

Basis Of Presentation (Policy)

Basis Of Presentation (Policy)	3 Months Ended
	Mar. 31, 2016
Basis Of Presentation [Abstract]
Consolidation	 The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation), and its wholly-owned subsidiaries, Farmers and Merchants Trust Company of Chambersburg (the Bank) and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank that has one wholly-owned subsidiary, Franklin Financial Properties Corp. Franklin Financial Propert ies Corp. holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions and account balances have been eliminated. In the opinion of management, all adjustments (which include only normal recurring adjustments) necessary to present fairly the consolidated financial position, results of operations, and cash flows as of March 31 , 201 6 , and for all other periods presented have been made. Certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) have been condensed or omitted. It is suggested that these consolidated financial statements be read in conjunction with the audited consolidated financial statements and notes thereto included in the Corporation’s 201 5 Annual Report on Form 10-K. The consolidated results of operations for the period ended March 3 1 , 201 6 are not necessarily indicative of the operating results for the full year. Management has evaluated subsequent events for potential recognition and/or disclosure through the date these consolidated financial statements were issued. The consolidated balance sheet at December 31, 201 5 has been derived from the audited consolidated financial statements at that date, but does not include all of the information and footnotes required by GAAP for complete consolidated financial statements. For purposes of reporting cash flows, cash and cash equivalents include cash and due from banks, interest-bearing deposits in other banks and federal funds sold. Generally, federal funds are purchased and sold for one-day periods.
Earnings Per Share	Earnings per share are computed based on the weighted average number of shares outstanding during each period end. A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows:     For the Three Months Ended  March 31  (Dollars and shares in thousands, except per share data) 2016 2015  Weighted average shares outstanding (basic) 4,283 4,223  Impact of common stock equivalents 2 6  Weighted average shares outstanding (diluted) 4,285 4,229  Anti-dilutive options excluded from calculation 63 29  Net income $ 2,726 $ 2,884  Basic earnings per share $ 0.64 $ 0.68  Diluted earnings per share $ 0.64 $ 0.68 

Basis Of Presentation (Tables)

Basis Of Presentation (Tables)	3 Months Ended
	Mar. 31, 2016
Basis Of Presentation [Abstract]
Schedule Of Earnings Per Share, Basic And Diluted	  For the Three Months Ended  March 31  (Dollars and shares in thousands, except per share data) 2016 2015  Weighted average shares outstanding (basic) 4,283 4,223  Impact of common stock equivalents 2 6  Weighted average shares outstanding (diluted) 4,285 4,229  Anti-dilutive options excluded from calculation 63 29  Net income $ 2,726 $ 2,884  Basic earnings per share $ 0.64 $ 0.68  Diluted earnings per share $ 0.64 $ 0.68 

Accumulated Other Comprehensi24

Accumulated Other Comprehensive Loss (Tables)	3 Months Ended
	Mar. 31, 2016
Accumulated Other Comprehensive Loss [Abstract]
Schedule Of Accumulated Other Comprehensive Loss	   March 31, December 31,  2016 2015  (Dollars in thousands)  Net unrealized gains on securities $ 2,202 $ 1,138  Tax effect (749) (387)  Net of tax amount 1,453 751   Accumulated pension adjustment (6,777) (6,777)  Tax effect 2,304 2,304  Net of tax amount (4,473) (4,473)   Total accumulated other comprehensive loss $ (3,020) $ (3,722) 

Investments (Tables)

Investments (Tables)	3 Months Ended
	Mar. 31, 2016
Investments [Abstract]
Unrealized Gain (Loss) On Investments	    (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  March 31, 2016 cost gains losses value  Equity securities $ 164 $ 72 $ - $ 236  U.S. Government and Agency securities 13,362 286 (26) 13,622  Municipal securities 65,022 1,937 (78) 66,881  Trust preferred securities 5,964 - (1,000) 4,964  Agency mortgage-backed securities 66,679 1,060 (62) 67,677  Private-label mortgage-backed securities 1,261 20 (5) 1,276  Asset-backed securities 37 - (2) 35  $ 152,489 $ 3,375 $ (1,173) $ 154,691       (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2015 cost gains losses value  Equity securities $ 164 $ 69 $ - $ 233  U.S. Government and Agency securities 13,705 164 (33) 13,836  Municipal securities 67,851 1,555 (218) 69,188  Trust preferred securities 5,958 - (669) 5,289  Agency mortgage-backed securities 69,284 621 (386) 69,519  Private-label mortgage-backed securities 1,335 39 (2) 1,372  Asset-backed securities 38 - (2) 36  $ 158,335 $ 2,448 $ (1,310) $ 159,473 
Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity	     (Dollars in thousands) Amortized cost Fair value  Due in one year or less $ 1,673 $ 1,682  Due after one year through five years 12,879 13,215  Due after five years through ten years 27,472 28,425  Due after ten years 42,361 42,180  84,385 85,502  Mortgage-backed securities 67,940 68,953  $ 152,325 $ 154,455 
Composition Of Net Realized Securities Gains (Losses)	  For the Three Months Ended  March 31  (Dollars in thousands) 2016 2015  Gross gains realized $ 1 $ -  Gross losses realized - -  Conversion gain - 728  Net gains realized $ 1 $ 728  
Schedule Of Trust Preferred Securities	  (Dollars in thousands)  Deal Name Maturity Single Issuer or Pooled Class Amortized Cost Fair Value Gross Unrealized Gain (Loss) Lowest Credit Rating Assigned   BankAmerica Cap III 1/15/2027 Single Preferred Stock $ 965 $ 772 $ (193) BB+  Wachovia Cap Trust II 1/15/2027 Single Preferred Stock 278 241 (37) BBB  Huntington Cap Trust 2/1/2027 Single Preferred Stock 944 803 (141) BB  Corestates Captl Tr II 2/15/2027 Single Preferred Stock 940 802 (138) BBB+  Huntington Cap Trust II 6/15/2028 Single Preferred Stock 896 776 (120) BB  Chase Cap VI JPM 8/1/2028 Single Preferred Stock 965 786 (179) BBB-  Fleet Cap Tr V 12/18/2028 Single Preferred Stock 976 784 (192) BB+  $ 5,964 $ 4,964 $ (1,000)  
Private Label Mortgage Backed Securities	  (Dollars in thousands) Gross Cumulative  Origination Amortized Fair Unrealized Collateral Lowest Credit Credit OTTI  Description Date Cost Value Gain (Loss) Type Rating Assigned Support % Charges  MALT 2004-6 7A1 6/1/2004 $ 334 $ 337 $ 3 ALT A CCC 14.83 $ -  RALI 2005-QS2 A1 2/1/2005 195 206 11 ALT A CC 4.96 10  RALI 2006-QS4 A2 4/1/2006 442 441 (1) ALT A D - 323  GSR 2006-5F 2A1 5/1/2006 57 63 6 Prime D - 15  RALI 2006-QS8 A1 7/28/2006 233 229 (4) ALT A D - 227  $ 1,261 $ 1,276 $ 15 $ 575 
Schedule Of Unrealized Loss On Investments	   March 31, 2016  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 1,308 $ (1) 4 $ 3,363 $ (25) 9 $ 4,671 $ (26) 13  Municipal securities - - - 3,926 (78) 6 3,926 (78) 6  Trust preferred securities - - - 4,964 (1,000) 7 4,964 (1,000) 7  Agency mortgage-backed securities 3,845 (15) 6 7,749 (47) 12 11,594 (62) 18  Private-label mortgage-backed securities - - - 670 (5) 2 670 (5) 2  Asset-backed securities - - - 5 (2) 1 5 (2) 1  Total temporarily impaired securities $ 5,153 $ (16) 10 $ 20,677 $ (1,157) 37 $ 25,830 $ (1,173) 47       December 31, 2015  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 479 $ (1) 3 $ 4,364 $ (32) 10 $ 4,843 $ (33) 13  Municipal securities 5,806 (35) 8 4,785 (183) 7 10,591 (218) 15  Trust preferred securities - - - 5,289 (669) 7 5,289 (669) 7  Agency mortgage-backed securities 18,977 (215) 29 7,394 (171) 13 26,371 (386) 42  Private-label mortgage-backed securities - - - 246 (2) 1 246 (2) 1  Asset-backed securities - - - 5 (2) 1 5 (2) 1  Total temporarily impaired securities $ 25,262 $ (251) 40 $ 22,083 $ (1,059) 39 $ 47,345 $ (1,310) 79  
Other Than Temporary Impairment, Credit Losses Recognized In Earnings	   (Dollars in thousands) Three Months Ended  2016 2015  Balance of cumulative credit-related OTTI at January 1 $ 555 $ 535  Additions for credit-related OTTI not previously recognized 20 20  Additional increases for credit-related OTTI previously recognized when there is no intent to sell  and no requirement to sell before recovery of amortized cost basis - -  Decreases for previously recognized credit-related OTTI because there was an intent to sell - -  Reduction for increases in cash flows expected to be collected - -  Balance of credit-related OTTI at March 31 $ 575 $ 555  

Loans (Tables)

Loans (Tables)	3 Months Ended
	Mar. 31, 2016
Loans [Abstract]
Schedule Of Loans Outstanding	  Change  (Dollars in thousands) March 31, 2016 December 31, 2015 Amount %  Residential Real Estate 1-4 Family  Consumer first liens $ 101,412 $ 103,698 $ (2,286) (2.2)  Commercial first lien 60,394 57,780 2,614 4.5  Total first liens 161,806 161,478 328 0.2   Consumer junior liens and lines of credit 46,479 44,996 1,483 3.3  Commercial junior liens and lines of credit 5,936 5,917 19 0.3  Total junior liens and lines of credit 52,415 50,913 1,502 3.0  Total residential real estate 1-4 family 214,221 212,391 1,830 0.9   Residential real estate - construction  Consumer 514 545 (31) (5.7)  Commercial 7,593 7,343 250 3.4  Total residential real estate construction 8,107 7,888 219 2.8   Commercial real estate 359,642 340,695 18,947 5.6  Commercial 215,671 215,942 (271) (0.1)  Total commercial 575,313 556,637 18,676 3.4   Consumer 4,927 5,100 (173) (3.4)  802,568 782,016 20,552 2.6  Less: Allowance for loan losses (10,342) (10,086) (256) 2.5  Net Loans $ 792,226 $ 771,930 $ 20,296 2.6   Included in the loan balances are the following:  Net unamortized deferred loan fees (costs) $ 547 $ 436   Loans pledged as collateral for borrowings and commitments from:  FHLB $ 665,635 $ 643,449  Federal Reserve Bank 42,932 45,111  $ 708,567 $ 688,560 

Loan Quality (Tables)

Loan Quality (Tables)	3 Months Ended
	Mar. 31, 2016
Loan Quality [Abstract]
Allowance For Loan Losses, By Loan Segment	The following table presents, by c l ass , the activity in the Allowance for Loan Losses (ALL) for the periods ended:      Residential Real Estate 1-4 Family  Junior Liens & Commercial  (Dollars in thousands) First Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   ALL at December 31, 2015 $ 989 $ 308 $ 194 $ 5,649 $ 1,519 $ 102 $ 1,325 $ 10,086  Charge-offs (3) - - (3) (63) (42) - (111)  Recoveries 32 - - - 15 20 - 67  Provision (21) 8 5 535 39 19 (285) 300  ALL at March 31, 2016 $ 997 $ 316 $ 199 $ 6,181 $ 1,510 $ 99 $ 1,040 $ 10,342   ALL at December 31, 2014 $ 994 $ 271 $ 214 $ 4,978 $ 1,515 $ 127 $ 1,012 $ 9,111  Charge-offs - - - - (201) (52) - (253)  Recoveries 2 - - - 6 19 - 27  Provision 20 (3) 35 159 32 23 59 325  ALL at March 31, 2015 $ 1,016 $ 268 $ 249 $ 5,137 $ 1,352 $ 117 $ 1,071 $ 9,210    T he following table presents, by c la ss , loans that were evaluated for the ALL under the specific reserve (individually) and those that were evaluated under the general reserve (collectively) and the amount of the ALL established in each class as of March 31, 2016 and December 31, 201 5 :     Residential Real Estate  1-4 Family  Junior Liens & Commercial  (Dollars in thousands) First Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   March 31, 2016  Loans evaluated for ALL:  Individually $ 398 $ 52 $ 501 $ 19,415 $ - $ - $ - $ 20,366  Collectively 161,408 52,363 7,606 340,227 215,671 4,927 - 782,202  Total $ 161,806 $ 52,415 $ 8,107 $ 359,642 $ 215,671 $ 4,927 $ - $ 802,568   ALL established for loans evaluated:  Individually $ - $ - $ - $ 74 $ - $ - $ - $ 74  Collectively 997 316 199 6,107 1,510 99 1,040 10,268  ALL at March 31, 2016 $ 997 $ 316 $ 199 $ 6,181 $ 1,510 $ 99 $ 1,040 $ 10,342   December 31, 2015  Loans evaluated for ALL:  Individually $ 930 $ 51 $ 502 $ 14,309 $ 230 $ - $ - $ 16,022  Collectively 160,548 50,862 7,386 326,386 215,712 5,100 - 765,994  Total $ 161,478 $ 50,913 $ 7,888 $ 340,695 $ 215,942 $ 5,100 $ - $ 782,016   ALL established for loans evaluated:  Individually $ - $ - $ - $ - $ 9 $ - $ - $ 9  Collectively 989 308 194 5,649 1,510 102 1,325 10,077  ALL at December 31, 2015 $ 989 $ 308 $ 194 $ 5,649 $ 1,519 $ 102 $ 1,325 $ 10,086  
Impaired Financing Receivables	The following table shows additional information about those loans considered to be impaired at March 31, 2016 and December 31, 201 5 :     Impaired Loans  With No Allowance With Allowance  (Dollars in thousands) Unpaid Unpaid  Recorded Principal Recorded Principal Related  March 31, 2016 Investment Balance Investment Balance Allowance  Residential Real Estate 1-4 Family  First liens $ 1,067 $ 1,140 $ - $ - $ -  Junior liens and lines of credit 65 101 - - -  Total 1,132 1,241 - - -  Residential real estate - construction 501 545 - - -  Commercial real estate 14,312 15,044 5,376 5,376 74  Commercial 42 54 - - -  Total $ 15,987 $ 16,884 $ 5,376 $ 5,376 $ 74      December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 1,523 $ 1,725 $ - $ - $ -  Junior liens and lines of credit 105 133 - - -  Total 1,628 1,858 - - -  Residential real estate - construction 502 546 - - -  Commercial real estate 14,431 15,007 - -  Commercial 267 330 9 10 9  Total $ 16,828 $ 17,741 $ 9 $ 10 $ 9   The following table shows the average of impaired loans and related interest income for the three months ended March 31, 2016 and 2015 :    Three Months Ended  March 31, 2016  Average Interest  (Dollars in thousands) Recorded Income  Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 1,069 $ 6  Junior liens and lines of credit 70 -  Total 1,139 6  Residential real estate - construction 502 -  Commercial real estate 14,372 121  Commercial 44 -  Total $ 16,057 $ 127    Three Months Ended  March 31, 2015  Average Interest  (Dollars in thousands) Recorded Income  Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 1,829 $ 8  Junior liens and lines of credit 145 -  Total 1,974 8  Residential real estate - construction 931 84  Commercial real estate 22,187 69  Commercial 1,325 -  Total $ 26,417 $ 161  
Aging Of Payments Of The Loan Portfolio	    (Dollars in thousands) Loans Past Due and Still Accruing Total  Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual Loans  March 31, 2016  Residential Real Estate 1-4 Family  First liens $ 160,652 $ 470 $ 76 $ 109 $ 655 $ 499 $ 161,806  Junior liens and lines of credit 52,085 240 25 - 265 65 52,415  Total 212,737 710 101 109 920 564 214,221  Residential real estate - construction 7,488 - - 118 118 501 8,107  Commercial real estate 350,024 595 - - 595 9,023 359,642  Commercial 215,369 260 - - 260 42 215,671  Consumer 4,901 22 2 2 26 - 4,927  Total $ 790,519 $ 1,587 $ 103 $ 229 $ 1,919 $ 10,130 $ 802,568      December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 159,998 $ 44 $ 416 $ 214 $ 674 $ 806 $ 161,478  Junior liens and lines of credit 50,541 217 50 - 267 105 50,913  Total 210,539 261 466 214 941 911 212,391  Residential real estate - construction 7,209 177 - - 177 502 7,888  Commercial real estate 330,953 5,713 196 152 6,061 3,681 340,695  Commercial 215,449 210 5 2 217 276 215,942  Consumer 5,041 55 4 - 59 - 5,100  Total $ 769,191 $ 6,416 $ 671 $ 368 $ 7,455 $ 5,370 $ 782,016 
Internal Credit Rating For The Loan Portfolio	    Pass Special Mention Substandard Doubtful  (Dollars in thousands) (1-5) (6) (7) (8) Total   March 31, 2016  Residential Real Estate 1-4 Family  First liens $ 158,220 $ 2,063 $ 1,523 $ - $ 161,806  Junior liens and lines of credit 52,229 28 158 - 52,415  Total 210,449 2,091 1,681 - 214,221  Residential real estate - construction 7,264 - 843 - 8,107  Commercial real estate 337,680 1,758 20,204 - 359,642  Commercial 210,697 4,537 437 - 215,671  Consumer 4,925 - 2 - 4,927  Total $ 771,015 $ 8,386 $ 23,167 $ - $ 802,568       December 31, 2015  Residential Real Estate 1-4 Family  First liens $ 157,514 $ 2,122 $ 1,842 $ - $ 161,478  Junior liens and lines of credit 50,685 28 200 - 50,913  Total 208,199 2,150 2,042 - 212,391  Residential real estate - construction 7,386 - 502 - 7,888  Commercial real estate 319,985 6,175 14,535 - 340,695  Commercial 213,492 1,978 472 - 215,942  Consumer 5,100 - - - 5,100  Total $ 754,162 $ 10,303 $ 17,551 $ - $ 782,016 
Troubled Debt Restructuring Loans	  Troubled Debt Restructurings  That Have Defaulted on  Modified Terms in the  (Dollars in thousands) Troubled Debt Restructurings Last Twelve Months  Number of Recorded Number of Recorded  Contracts Investment Performing* Nonperforming* Contracts Investment  March 31, 2016  Residential real estate - construction 1 $ 501 $ 501 $ - - $ -  Residential real estate 4 651 500 151 - -  Commercial real estate 11 12,558 12,558 - - -  Total 16 $ 13,710 $ 13,559 $ 151 - $ -    December 31, 2015  Residential real estate - construction 1 $ 502 $ 502 $ - - $ -  Residential real estate 4 654 503 151 - -  Commercial real estate 10 12,125 12,125 - - -  Total 15 $ 13,281 $ 13,130 $ 151 - $ -   * The performing status is determined by the loan’s compliance with the modified terms .  The following table reports new TDR loans during 2016, concession granted and the recorded investment as of March 31, 2016 :     New During Period  Number of Pre-TDR After-TDR Recorded  Three Months Ended March 31, 2016 Contracts Modification Modification Investment Concession  Commercial real estate 1 $ 525 $ 525 $ 525 multiple  

OREO (Tables)

OREO (Tables)	3 Months Ended
	Mar. 31, 2016
OREO [Abstract]
Summary Of Changes In Other Real Estate Owned	  March 31  (Dollars in thousands) 2016 2015  Balance at beginning of the period $ 6,451 $ 3,666  Additions - 449  Proceeds from dispositions (66) (129)  (Loss) gain on sales, net (8) 32  Valuation adjustment (46) -  Balance at the end of the period $ 6,331 $ 4,018 

Pension (Tables)

Pension (Tables)	3 Months Ended
	Mar. 31, 2016
Pension [Abstract]
Schedule Of Net Periodic Pension Costs	   Three Months Ended March 31  (Dollars in thousands) 2016 2105  Components of net periodic cost:  Service cost $ 81 $ 100  Interest cost 180 178  Expected return on plan assets (293) (296)  Recognized net actuarial loss 111 131  Net period cost $ 79 $ 113 

Fair Value Measurements And F30

Fair Value Measurements And Fair Values Of Financial Instruments (Tables)	3 Months Ended
	Mar. 31, 2016
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Fair Value, By Balance Sheet Grouping	   March 31, 2016  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3   Financial assets:  Cash and cash equivalents $ 59,127 $ 59,127 $ 59,127 $ - $ -  Investment securities available for sale 154,691 154,691 236 154,455 -  Restricted stock 439 439 - 439 -  Loans held for sale 559 559 - 559 -  Net loans 792,226 800,083 - - 800,083  Accrued interest receivable 3,151 3,151 - 3,151 -   Financial liabilities:  Deposits $ 950,968 $ 950,695 $ - $ 950,695 $ -  Accrued interest payable 147 147 - 147 -    December 31, 2015  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3   Financial assets:  Cash and cash equivalents $ 39,166 $ 39,166 $ 39,166 $ - $ -  Investment securities available for sale 159,473 159,473 233 159,240 -  Restricted stock 782 782 - 782 -  Loans held for sale 461 461 - 461 -  Net loans 771,930 779,742 - - 779,742  Accrued interest receivable 3,164 3,164 - 3,164 -   Financial liabilities:  Deposits $ 918,512 $ 918,401 $ - $ 918,401 $ -  Accrued interest payable 124 124 - 124 -  
Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis	      (Dollars in Thousands Fair Value at March 31, 2016  Asset Description Level 1 Level 2 Level 3 Total  Equity securities $ 236 $ - $ - $ 236  U.S. Government and Agency securities - 13,622 - 13,622  Municipal securities - 66,881 - 66,881  Trust Preferred Securities - 4,964 - 4,964  Agency mortgage-backed securities - 67,677 - 67,677  Private-label mortgage-backed securities - 1,276 - 1,276  Asset-backed securities - 35 - 35  Total assets $ 236 $ 154,455 $ - $ 154,691        (Dollars in Thousands) Fair Value at December 31, 2015  Asset Description Level 1 Level 2 Level 3 Total  Equity securities $ 233 $ - $ - $ 233  U.S. Government and Agency securities - 13,836 - 13,836  Municipal securities - 69,188 - 69,188  Trust Preferred Securities - 5,289 - 5,289  Agency mortgage-backed securities - 69,519 - 69,519  Private-label mortgage-backed securities - 1,372 - 1,372  Asset-backed securities - 36 - 36  Total assets $ 233 $ 159,240 $ - $ 159,473   
Schedule Of Fair Value An A Nonrecurring Basis	      (Dollars in Thousands)  Fair Value at March 31, 2016  Asset Description Level 1 Level 2 Level 3 Total  Impaired loans (1) $ - $ - $ 5,302 $ 5,302  Other real estate owned (1) 225 225  Total assets $ - $ - $ 5,527 $ 5,527       (Dollars in Thousands) Fair Value at December 31, 2015  Asset Description Level 1 Level 2 Level 3 Total  Premises held-for-sale (1) $ - $ - $ 225 $ 225  Other real estate owned (1) - - 6,128 6,128  Total assets $ - $ - $ 6,353 $ 6,353  (1) Includes assets directly charged-down to fair value during the year-to-date period.
Fair Value Inputs, Assets, Quantitative Information	  Quantitative Information about Level 3 Fair Value Measurements  (Dollars in Thousands) at March 31, 2016  Range  Asset Description Fair Value Valuation Technique Unobservable Input (Weighted Average)  Impaired loans (1) $ 5,302 Appraisal Appraisal Adjustments (2) 30% ( 30% )  Cost to sell 8% ( 8% )  Other real estate owned (1) 225 Appraisal - -  Cost to sell 8% ( 8% )   at December 31, 2015  Premises held-for-sale (1) $ 225 Appraisal - -  Other real estate owned (1) 6,128 Appraisal - -  Cost to sell 8% ( 8% )  (1) Includes assets directly charged-down to fair value during the year-to-date period.  (2) Qualitative adjustments are discounts specific to each asset and are made as needed. 

Financial Derivatives (Tables)

Financial Derivatives (Tables)	3 Months Ended
	Mar. 31, 2016
Financial Derivatives [Abstract]
Schedule Of Effect Of Derivative Instruments On The Statement Of Income	   Derivatives in ASC Topic 815 Cash Flow Hedging Relationships  (Dollars in thousands) Amount of Gain  Location of or (Loss)  Gain or (Loss) Recognized in  Recognized in Income on  Location of Amount of Gain Income on Derivatives  Amount of Gain Gain or (Loss) or (Loss) Derivative (Ineffective (Ineffective Portion  or (Loss) Reclassified from Reclassified from Portion and Amount and Amount  Recognized in OCI Accumulated OCI Accumulated OCI Excluded from Excluded from  net of tax on Derivative into Income into Income Effectiveness Effectiveness  Date / Type (Effective Portion) (Effective Portion) (Effective Portion) Testing) Testing)  Interest rate contracts   Three months ended:  March 31, 2016 $ - Interest Expense $ - Other income (expense) $ -  March 31, 2015 $ 62 Interest Expense $ (96) Other income (expense) $ -  

Capital Ratios (Tables)

Capital Ratios (Tables)	3 Months Ended
	Mar. 31, 2016
Capital Ratios [Abstract]
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements	  Regulatory Ratios  Adequately Well  Capitalized Capitalized  (Dollars in thousands) March 31, 2016 December 31, 2015 Minimum Minimum   Common Equity Tier 1 Risk-based Capital Ratio (1)  Franklin Financial Services Corporation 14.61% 14.77% 5.125% N/A  Farmers & Merchants Trust Company 14.65% 14.76% 5.125% 6.50%   Tier 1 Risk-based Capital Ratio (2)  Franklin Financial Services Corporation 14.61% 14.77% 6.625% N/A  Farmers & Merchants Trust Company 14.65% 14.76% 6.625% 8.00%   Total Risk-based Capital Ratio (3)  Franklin Financial Services Corporation 15.87% 16.03% 8.625% N/A  Farmers & Merchants Trust Company 15.91% 16.02% 8.625% 10.00%   Tier 1 Leverage Ratio (4)  Franklin Financial Services Corporation 10.38% 10.38% 4.000% N/A  Farmers & Merchants Trust Company 10.39% 10.37% 4.000% 5.00%   (1) Common equity Tier 1 capital/ total risk-weighted assets (2) Tier 1 capital / total risk-weighted assets  (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets 

Basis Of Presentation (Details)

Basis Of Presentation (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Basis Of Presentation [Abstract]
Weighted average shares outstanding (basic)	4,283	4,223
Impact of common stock equivalents	2	6
Weighted average shares outstanding (diluted)	4,285	4,229
Anti-dilutive options excluded from calculation	63	29
Net income	$ 2,726	$ 2,884
Basic earnings per share	$ 0.64	$ 0.68
Diluted earnings per share	$ 0.64	$ 0.68

Accumulated Other Comprehensi34

Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Accumulated Other Comprehensive Loss [Abstract]
Net unrealized gains on securities	$ 2,202	$ 1,138
Tax effect	(749)	(387)
Net of tax amount	1,453	751
Accumulated pension adjustment	(6,777)	(6,777)
Tax effect	2,304	2,304
Net of tax amount	(4,473)	(4,473)
Total accumulated other comprehensive loss	$ (3,020)	$ (3,722)

Guarantees (Details)

Guarantees (Details) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Guarantor Obligations [Line Items]
Letters of credit, Expiration period	1 year
Financial Standby Letter of Credit [Member]
Guarantor Obligations [Line Items]
Guarantees, carrying amount	$ 29.1	$ 25.9

Investments (Narrative) (Detail

Investments (Narrative) (Details) $ / shares in Units, $ in Thousands	3 Months Ended
	Mar. 31, 2016USD ($)security$ / shares	Mar. 31, 2015USD ($)	Dec. 31, 2015USD ($)security	Dec. 31, 2014USD ($)
Schedule of Available-for-sale Securities [Line Items]
Restricted stock	$ 439		$ 782
Impairment write-down on securities recognized in earnings	$ 20	$ 20
Number of temporarily impaired securities | security	47		79
Securities pledged as collateral	$ 69,800		$ 79,600
Gain on conversion of investment security		728
Gain on sale of securities	1	728
Available-for-sale Securities	154,691		159,473
Proceeds from Sale and Maturity of Available-for-sale Securities	615
Gross Unrealized Losses	1,173		1,310
Cumulative OTTI Charges	575	$ 555	555	$ 535
Fair value of temporarily impaired securities	$ 25,830		$ 47,345
Federal Home Loan Bank of Pittsburgh [Member]
Schedule of Available-for-sale Securities [Line Items]
Restricted stock per share | $ / shares	$ 100
Non-Federal Home Loan Bank Of Pittsburgh [Member]
Schedule of Available-for-sale Securities [Line Items]
Restricted stock	$ 30
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of temporarily impaired securities | security	6		15
Available-for-sale Securities	$ 66,881		$ 69,188
Gross Unrealized Gain (Loss)	78
Gross Unrealized Losses	78		218
Fair value of temporarily impaired securities	$ 3,926		$ 10,591
Trust Preferred Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of temporarily impaired securities | security	7		7
Available-for-sale Securities	$ 4,964		$ 5,289
Gross Unrealized Gain (Loss)	(1,000)
Gross Unrealized Losses	1,000		669
Fair value of temporarily impaired securities	$ 4,964		$ 5,289
Private-Label Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Number of temporarily impaired securities | security	2		1
Available-for-sale Securities	$ 1,276		$ 1,372
Gross Unrealized Gain (Loss)	15
Gross Unrealized Losses	5		2
Cumulative OTTI Charges	575
Fair value of temporarily impaired securities	$ 670		$ 246
Period of determining credit related loss, in days	60 days

Investments (Unrealized Gain (l

Investments (Unrealized Gain (loss) On Investments) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 152,489	$ 158,335
Gross Unrealized Gains	3,375	2,448
Gross Unrealized Losses	(1,173)	(1,310)
Available for sale	154,691	159,473
Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	164	164
Gross Unrealized Gains	72	69
Available for sale	236	233
U.S. Government And Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	13,362	13,705
Gross Unrealized Gains	286	164
Gross Unrealized Losses	(26)	(33)
Available for sale	13,622	13,836
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	65,022	67,851
Gross Unrealized Gains	1,937	1,555
Gross Unrealized Losses	(78)	(218)
Available for sale	66,881	69,188
Trust Preferred Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	5,964	5,958
Gross Unrealized Losses	(1,000)	(669)
Available for sale	4,964	5,289
Agency Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	66,679	69,284
Gross Unrealized Gains	1,060	621
Gross Unrealized Losses	(62)	(386)
Available for sale	67,677	69,519
Private-Label Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,261	1,335
Gross Unrealized Gains	20	39
Gross Unrealized Losses	(5)	(2)
Available for sale	1,276	1,372
Asset-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	37	38
Gross Unrealized Losses	(2)	(2)
Available for sale	$ 35	$ 36

Investments (Amortized Cost And

Investments (Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity) (Details) $ in Thousands	Mar. 31, 2016USD ($)
Investments [Abstract]
Due in one year or less, Amortized cost	$ 1,673
Due after one year through five years, Amortized cost	12,879
Due after five years through ten years, Amortized cost	27,472
Due after ten years, Amortized cost	42,361
Amortized Cost Contractual Maturities Subtotal	84,385
Mortgage-backed securities, Amortized cost	67,940
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis	152,325
Due in one year or less, Fair value	1,682
Due after one year through five years, Fair value	13,215
Due after five years through ten years, Fair value	28,425
Due after ten years, Fair value	42,180
Fair Value Contractual Maturities Subtotal	85,502
Mortgage-backed securities, Fair value	68,953
Available-for-sale Securities, Debt Securities, Fair Value	$ 154,455

Investments (Composition Of Net

Investments (Composition Of Net Realized Securities Gains (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Investments [Abstract]
Gross gains realized	$ 1
Conversion gains		$ 728
Net gains realized	$ 1	$ 728

Investments (Schedule Of Trust

Investments (Schedule Of Trust Preferred Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 152,489	$ 158,335
Fair Value	154,691	159,473
Trust Preferred Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	5,964	5,958
Fair Value	4,964	$ 5,289
Unrealized Gain (Loss)	$ (1,000)
Lowest Credit Rating Assigned: Standard & Poor's, BB Rating [Member] | Trust Preferred Securities: Huntington Cap Trust [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Feb. 1, 2027
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 944
Fair Value	803
Unrealized Gain (Loss)	$ (141)
Lowest Credit Rating Assigned: Standard & Poor's, BB Rating [Member] | Trust Preferred Securities: Huntington Cap Trust II [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Jun. 15, 2028
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 896
Fair Value	776
Unrealized Gain (Loss)	$ (120)
Lowest Credit Rating Assigned: Standard & Poor's, BBB- Rating [Member] | Trust Preferred Securities: Chase Cap VI JPM [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Aug. 1, 2028
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 965
Fair Value	786
Unrealized Gain (Loss)	$ (179)
Lowest Credit Rating Assigned: Standard & Poor's, BB+ Rating [Member] | Trust Preferred Securities: BankAmerica Cap III [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Jan. 15, 2027
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 965
Fair Value	772
Unrealized Gain (Loss)	$ (193)
Lowest Credit Rating Assigned: Standard & Poor's, BB+ Rating [Member] | Trust Preferred Securities: Fleet Cap Tr V [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Dec. 18, 2028
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 976
Fair Value	784
Unrealized Gain (Loss)	$ (192)
Lowest Credit Rating Assigned: Standard & Poor's, BBB+ Rating [Member] | Trust Preferred Securities: Corestates Captl Tr II [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Feb. 15, 2027
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 940
Fair Value	802
Unrealized Gain (Loss)	$ (138)
Lowest Credit Rating Assigned: Standard & Poor's, BBB Rating [Member] | Trust Preferred Securities: Wachovia Cap Trust II [Member]
Schedule of Available-for-sale Securities [Line Items]
Maturity	Jan. 15, 2027
Single issuer or pooled	Single
Class	Preferred Stock
Amortized cost	$ 278
Fair Value	241
Unrealized Gain (Loss)	$ (37)

Investments (Private Label Mort

Investments (Private Label Mortgage Backed Securities) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 152,489	$ 158,335
Available for sale	154,691	159,473
Cumulative OTTI Charges	575	555	$ 555	$ 535
Private-Label Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	1,261	1,335
Available for sale	1,276	$ 1,372
Unrealized Gain (Loss)	15
Cumulative OTTI Charges	$ 575
Lowest Credit Rating Assigned: Standard & Poor's, CCC Rating [Member] | MALT2004-6 7A1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Origination Date	Jun. 1, 2004
Amortized cost	$ 334
Available for sale	337
Unrealized Gain (Loss)	$ 3
Collateral Type	ALT A
Credit Support %	14.83%
Lowest Credit Rating Assigned: Standard & Poor's, CC Rating [Member] | RALI2005-QS2 A1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Origination Date	Feb. 1, 2005
Amortized cost	$ 195
Available for sale	206
Unrealized Gain (Loss)	$ 11
Collateral Type	ALT A
Credit Support %	4.96%
Cumulative OTTI Charges	$ 10
Lowest Credit Rating Assigned: Standard & Poor's, D Rating [Member] | RALI2006-QS4 A2 [Member]
Schedule of Available-for-sale Securities [Line Items]
Origination Date	Apr. 1, 2006
Amortized cost	$ 442
Available for sale	441
Unrealized Gain (Loss)	$ (1)
Collateral Type	ALT A
Cumulative OTTI Charges	$ 323
Lowest Credit Rating Assigned: Standard & Poor's, D Rating [Member] | GSR 2006-5F 2A1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Origination Date	May 1, 2006
Amortized cost	$ 57
Available for sale	63
Unrealized Gain (Loss)	$ 6
Collateral Type	Prime
Cumulative OTTI Charges	$ 15
Lowest Credit Rating Assigned: Standard & Poor's, D Rating [Member] | RALI2006-QS8 A1 [Member]
Schedule of Available-for-sale Securities [Line Items]
Origination Date	Jul. 28, 2006
Amortized cost	$ 233
Available for sale	229
Unrealized Gain (Loss)	$ (4)
Collateral Type	ALT A
Cumulative OTTI Charges	$ 227

Investments (Schedule Of Unreal

Investments (Schedule Of Unrealized Loss On Investments) (Details) $ in Thousands	Mar. 31, 2016USD ($)security	Dec. 31, 2015USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 5,153	$ 25,262
Less than 12 months: Unrealized Losses	$ (16)	$ (251)
Less than 12 months: Count | security	10	40
12 months or more: Fair Value	$ 20,677	$ 22,083
12 months or more: Unrealized Losses	$ (1,157)	$ (1,059)
12 months or more: Count | security	37	39
Fair Value	$ 25,830	$ 47,345
Unrealized Losses	$ (1,173)	$ (1,310)
Count | security	47	79
U.S. Government And Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 1,308	$ 479
Less than 12 months: Unrealized Losses	$ (1)	$ (1)
Less than 12 months: Count | security	4	3
12 months or more: Fair Value	$ 3,363	$ 4,364
12 months or more: Unrealized Losses	$ (25)	$ (32)
12 months or more: Count | security	9	10
Fair Value	$ 4,671	$ 4,843
Unrealized Losses	$ (26)	$ (33)
Count | security	13	13
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value		$ 5,806
Less than 12 months: Unrealized Losses		$ (35)
Less than 12 months: Count | security		8
12 months or more: Fair Value	$ 3,926	$ 4,785
12 months or more: Unrealized Losses	$ (78)	$ (183)
12 months or more: Count | security	6	7
Fair Value	$ 3,926	$ 10,591
Unrealized Losses	$ (78)	$ (218)
Count | security	6	15
Trust Preferred Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
12 months or more: Fair Value	$ 4,964	$ 5,289
12 months or more: Unrealized Losses	$ (1,000)	$ (669)
12 months or more: Count | security	7	7
Fair Value	$ 4,964	$ 5,289
Unrealized Losses	$ (1,000)	$ (669)
Count | security	7	7
Agency Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 3,845	$ 18,977
Less than 12 months: Unrealized Losses	$ (15)	$ (215)
Less than 12 months: Count | security	6	29
12 months or more: Fair Value	$ 7,749	$ 7,394
12 months or more: Unrealized Losses	$ (47)	$ (171)
12 months or more: Count | security	12	13
Fair Value	$ 11,594	$ 26,371
Unrealized Losses	$ (62)	$ (386)
Count | security	18	42
Private-Label Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
12 months or more: Fair Value	$ 670	$ 246
12 months or more: Unrealized Losses	$ (5)	$ (2)
12 months or more: Count | security	2	1
Fair Value	$ 670	$ 246
Unrealized Losses	$ (5)	$ (2)
Count | security	2	1
Asset-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
12 months or more: Fair Value	$ 5	$ 5
12 months or more: Unrealized Losses	$ (2)	$ (2)
12 months or more: Count | security	1	1
Fair Value	$ 5	$ 5
Unrealized Losses	$ (2)	$ (2)
Count | security	1	1

Investments (Other Than Tempora

Investments (Other Than Temporary Impairment, Credit Losses Recognized In Earnings) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Investments [Abstract]
Balance of cumulative credit-related OTTI at January 1	$ 555	$ 535
Additions for credit-related OTTI not previously recognized	$ 20	$ 20
Additions increases for credit-related OTTI previously recognized when there is no intent to sell and no requirement to sell before recovery of amortized cost basis
Decrease for previously recognized credit-related OTTI because there was an intent to sell
Reduction for increases in cash flows expected to be collected
Balance of credit-related OTTI at March 31	$ 575	$ 555

Loans (Schedule Of Loans Outsta

Loans (Schedule Of Loans Outstanding) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015	Dec. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 802,568	$ 782,016
Less: Allowance for loan losses	(10,342)	(10,086)	$ (9,210)	$ (9,111)
Net Loans	792,226	771,930
Change Amount	$ 20,552
Change %	2.60%
Allowance for loan losses, Change Amount	$ (256)
Allowance for loan losses, Change %	2.50%
Net Loans, Change Amount	$ 20,296
Net Loans, Change %	2.60%
Net unamortized deferred loan costs (fees)	$ 547	436
Loans pledged as collateral for borrowings and commitments from: FHLB	665,635	643,449
Loans pledged as collateral for borrowings and commitments from :Federal Reserve Bank	42,932	45,111
Total loans pledged as collateral	708,567	688,560
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	214,221	212,391
Change Amount	$ 1,830
Change %	0.90%
Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 8,107	7,888
Less: Allowance for loan losses	(199)	(194)	(249)	(214)
Change Amount	$ 219
Change %	2.80%
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 359,642	340,695
Less: Allowance for loan losses	(6,181)	(5,649)	(5,137)	(4,978)
Change Amount	$ 18,947
Change %	5.60%
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 215,671	215,942
Less: Allowance for loan losses	(1,510)	(1,519)	(1,352)	(1,515)
Change Amount	$ (271)
Change %	(0.10%)
Total Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 575,313	556,637
Change Amount	$ 18,676
Change %	3.40%
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 4,927	5,100
Less: Allowance for loan losses	(99)	(102)	(117)	(127)
Change Amount	$ (173)
Change %	(3.40%)
Consumer First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 101,412	103,698
Change Amount	$ (2,286)
Change %	(2.20%)
Consumer Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 46,479	44,996
Change Amount	$ 1,483
Change %	3.30%
Consumer [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 514	545
Change Amount	$ (31)
Change %	(5.70%)
Commercial Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 5,936	5,917
Change Amount	$ 19
Change %	0.30%
Commercial [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 60,394	57,780
Change Amount	$ 2,614
Change %	4.50%
Commercial [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 7,593	7,343
Change Amount	$ 250
Change %	3.40%
First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 161,806	161,478
Less: Allowance for loan losses	(997)	(989)	$ (1,016)	$ (994)
Change Amount	$ 328
Change %	0.20%
Junior Lines And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 52,415	$ 50,913
Change Amount	$ 1,502
Change %	3.00%

Loan Quality (Allowance For Loa

Loan Quality (Allowance For Loan Losses, By Loan Segment) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	$ 10,086	$ 9,111
Charge-offs	(111)	(253)
Recoveries	67	27
Provision	300	325
Allowance, Ending Balance	10,342	9,210
Loans evaluated for allowance individually			$ 20,366	$ 16,022
Loans evaluated for allowance collectively			782,202	765,994
Total Loans			802,568	782,016
Allowance established for loans evaluated individually			74	9
Allowance established for loan evaluated collectively			10,268	10,077
Total Allowance	10,086	9,111	10,342	10,086
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Loans			214,221	212,391
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	194	214
Provision	5	35
Allowance, Ending Balance	199	249
Loans evaluated for allowance individually			501	502
Loans evaluated for allowance collectively			7,606	7,386
Total Loans			8,107	7,888
Allowance established for loan evaluated collectively			199	194
Total Allowance	194	214	199	194
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	5,649	4,978
Charge-offs	(3)
Provision	535	159
Allowance, Ending Balance	6,181	5,137
Loans evaluated for allowance individually			19,415	14,309
Loans evaluated for allowance collectively			340,227	326,386
Total Loans			359,642	340,695
Allowance established for loans evaluated individually			74
Allowance established for loan evaluated collectively			6,107	5,649
Total Allowance	5,649	4,978	6,181	5,649
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	1,519	1,515
Charge-offs	(63)	(201)
Recoveries	15	6
Provision	39	32
Allowance, Ending Balance	1,510	1,352
Loans evaluated for allowance individually				230
Loans evaluated for allowance collectively			215,671	215,712
Total Loans			215,671	215,942
Allowance established for loans evaluated individually				9
Allowance established for loan evaluated collectively			1,510	1,510
Total Allowance	1,519	1,515	1,510	1,519
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	102	127
Charge-offs	(42)	(52)
Recoveries	20	19
Provision	19	23
Allowance, Ending Balance	99	117
Loans evaluated for allowance collectively			4,927	5,100
Total Loans			4,927	5,100
Allowance established for loan evaluated collectively			99	102
Total Allowance	102	127	99	102
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	1,325	1,012
Provision	(285)	59
Allowance, Ending Balance	1,040	1,071
Allowance established for loan evaluated collectively			1,040	1,325
Total Allowance	1,325	1,012	1,040	1,325
First Liens [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	989	994
Charge-offs	(3)
Recoveries	32	2
Provision	(21)	20
Allowance, Ending Balance	997	1,016
Loans evaluated for allowance individually			398	930
Loans evaluated for allowance collectively			161,408	160,548
Total Loans			161,806	161,478
Allowance established for loan evaluated collectively			997	989
Total Allowance	989	994	997	989
Junior Liens & Lines Of Credit [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	308	271
Provision	8	(3)
Allowance, Ending Balance	316	268
Loans evaluated for allowance individually			52	51
Loans evaluated for allowance collectively			52,363	50,862
Total Loans			52,415	50,913
Allowance established for loan evaluated collectively			316	308
Total Allowance	$ 308	$ 271	$ 316	$ 308

Loan Quality (Impaired Financin

Loan Quality (Impaired Financing Receivables) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	$ 15,987		$ 16,828
Unpaid Principal Balance With No Allowance	16,884		17,741
Recorded Investment With Allowance	5,376		9
Unpaid Principal Balance With Allowance	5,376		10
Related Allowance	74		9
Average Recorded Investment	16,057	$ 26,417
Interest Income Recognized	127	161
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	1,132		1,628
Unpaid Principal Balance With No Allowance	1,241		1,858
Average Recorded Investment	1,139	1,974
Interest Income Recognized	6	8
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	1,067		1,523
Unpaid Principal Balance With No Allowance	1,140		1,725
Average Recorded Investment	1,069	1,829
Interest Income Recognized	6	8
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	65		105
Unpaid Principal Balance With No Allowance	101		133
Average Recorded Investment	70	$ 145
Interest Income Recognized
Residential Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	501		502
Unpaid Principal Balance With No Allowance	545		546
Average Recorded Investment	502	$ 931
Interest Income Recognized		84
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	14,312		14,431
Unpaid Principal Balance With No Allowance	15,044		15,007
Recorded Investment With Allowance	5,376
Unpaid Principal Balance With Allowance	5,376
Related Allowance	74
Average Recorded Investment	14,372	22,187
Interest Income Recognized	121	69
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	42		267
Unpaid Principal Balance With No Allowance	54		330
Recorded Investment With Allowance			9
Unpaid Principal Balance With Allowance			10
Related Allowance			$ 9
Average Recorded Investment	$ 44	$ 1,325
Interest Income Recognized

Loan Quality (Aging Of Payments

Loan Quality (Aging Of Payments Of The Loan Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 790,519	$ 769,191
Loans Past Due and Still Accruing	1,919	7,455
Non-accrual loans	10,130	5,370
Total Loans	802,568	782,016
Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	1,587	6,416
Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	103	671
Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	229	368
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	212,737	210,539
Loans Past Due and Still Accruing	920	941
Non-accrual loans	564	911
Total Loans	214,221	212,391
Residential Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	710	261
Residential Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	101	466
Residential Real Estate [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	109	214
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	160,652	159,998
Loans Past Due and Still Accruing	655	674
Non-accrual loans	499	806
Total Loans	161,806	161,478
Residential Real Estate [Member] | First Liens [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	470	44
Residential Real Estate [Member] | First Liens [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	76	416
Residential Real Estate [Member] | First Liens [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	109	214
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	52,085	50,541
Loans Past Due and Still Accruing	265	267
Non-accrual loans	65	105
Total Loans	52,415	50,913
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	240	217
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	25	50
Residential Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	7,488	7,209
Loans Past Due and Still Accruing	118	177
Non-accrual loans	501	502
Total Loans	8,107	7,888
Residential Real Estate - Construction [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		177
Residential Real Estate - Construction [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	118
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	350,024	330,953
Loans Past Due and Still Accruing	595	6,061
Non-accrual loans	9,023	3,681
Total Loans	359,642	340,695
Commercial Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	595	5,713
Commercial Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		196
Commercial Real Estate [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		152
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	215,369	215,449
Loans Past Due and Still Accruing	260	217
Non-accrual loans	42	276
Total Loans	215,671	215,942
Commercial [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	260	210
Commercial [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		5
Commercial [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		2
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	4,901	5,041
Loans Past Due and Still Accruing	26	59
Total Loans	4,927	5,100
Consumer [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	22	55
Consumer [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	2	$ 4
Consumer [Member] | Financing Receivables, 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	$ 2

Loan Quality (Internal Credit R

Loan Quality (Internal Credit Rating For The Loan Portfolio) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 802,568	$ 782,016
Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	771,015	754,162
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	8,386	10,303
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 23,167	$ 17,551
Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 214,221	$ 212,391
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	210,449	208,199
Residential Real Estate [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,091	2,150
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 1,681	$ 2,042
Residential Real Estate [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 161,806	$ 161,478
Residential Real Estate [Member] | First Liens [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	158,220	157,514
Residential Real Estate [Member] | First Liens [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	2,063	2,122
Residential Real Estate [Member] | First Liens [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 1,523	$ 1,842
Residential Real Estate [Member] | First Liens [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 52,415	$ 50,913
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	52,229	50,685
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	28	28
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 158	$ 200
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 8,107	$ 7,888
Residential Real Estate - Construction [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	7,264	7,386
Residential Real Estate - Construction [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 843	$ 502
Residential Real Estate - Construction [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 359,642	$ 340,695
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	337,680	319,985
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	1,758	6,175
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 20,204	$ 14,535
Commercial Real Estate [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 215,671	$ 215,942
Commercial [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	210,697	213,492
Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	4,537	1,978
Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 437	$ 472
Commercial [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 4,927	$ 5,100
Consumer [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	4,925	$ 5,100
Consumer [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 2
Consumer [Member] | Doubtful [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount

Loan Quality (Troubled Debt Res

Loan Quality (Troubled Debt Restructuring Loans) (Details) $ in Thousands		3 Months Ended
		Mar. 31, 2016USD ($)contract	Mar. 31, 2015contract	Dec. 31, 2015USD ($)contract
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		16		15
Troubled Debt Restructurings: Recorded Investment		$ 13,710		$ 13,281
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Number of Contracts | contract
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Recorded Investment
Troubled Debt Restructurings, New During Period, Number of Contracts | contract			0
Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 13,559		$ 13,130
Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 151		$ 151
Residential Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		1		1
Troubled Debt Restructurings: Recorded Investment		$ 501		$ 502
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Number of Contracts | contract
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Recorded Investment
Residential Real Estate - Construction [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 501		$ 502
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		4		4
Troubled Debt Restructurings: Recorded Investment		$ 651		$ 654
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Number of Contracts | contract
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Recorded Investment
Residential Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 500		$ 503
Residential Real Estate [Member] | Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 151		$ 151
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		11		10
Troubled Debt Restructurings: Recorded Investment		$ 12,558		$ 12,125
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Number of Contracts | contract
Troubled Debt Restructurings That Have Defaulted on Modified Terms YTD: Recorded Investment
New During Period, Number of Contracts | contract		1
New During Period, Pre-TDR Modification		$ 525
New During Period, After-TDR Modification		525
New During Period, Recorded Investment		525
Commercial Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 12,558		$ 12,125
[1]	The performing status is determined by the loan's compliance with the modified terms.

OREO (Details)

OREO (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
OREO [Abstract]
Balance at beginning of the period	$ 6,451	$ 3,666
Additions		449
Proceeds from dispositions	(66)	(129)
(Loss) gain on sales, net	(8)	32
Valuation adjustment	(46)
Balance at the end of the period	$ 6,331	$ 4,018

Pension (Narrative) (Details)

Pension (Narrative) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Pension [Abstract]
Expected pension expense	$ 359
Pension Contributions	0
Pension expense	$ 79	$ 113	$ 387

Pension (Schedule Of Net Period

Pension (Schedule Of Net Periodic Pension Costs) (Details) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Dec. 31, 2015
Pension [Abstract]
Service cost	$ 81	$ 100
Interest cost	180	178
Expected return on plan assets	(293)	(296)
Recognized net actuarial loss	111	131
Net periodic pension cost	$ 79	$ 113	$ 387

Fair Value Measurements And F53

Fair Value Measurements And Fair Values Of Financial Instruments (Narrative) (Details)	Mar. 31, 2016USD ($)
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Liabilities, nonrecurring basis	$ 0
Assets, Level 1 to Level 2 Transfers	0
Liabilities, Level 1 to Level 2 Transfers	$ 0

Fair Value Measurements And F54

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value, By Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available for sale, at fair value	$ 154,691	$ 159,473
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	59,127	39,166
Investment securities available for sale, at fair value	154,691	159,473
Restricted stock	439	782
Loans held for sale	559	461
Net loans	792,226	771,930
Accrued interest receivable	3,151	3,164
Deposits	950,968	918,512
Accrued interest payable	147	124
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	59,127	39,166
Investment securities available for sale, at fair value	154,691	159,473
Restricted stock	439	782
Loans held for sale	559	461
Net loans	800,083	779,742
Accrued interest receivable	3,151	3,164
Deposits	950,695	918,401
Accrued interest payable	147	124
Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	59,127	39,166
Investment securities available for sale, at fair value	236	233
Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Investment securities available for sale, at fair value	154,455	159,240
Restricted stock	439	782
Loans held for sale	559	461
Accrued interest receivable	3,151	3,164
Deposits	950,695	918,401
Accrued interest payable	147	124
Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net loans	$ 800,083	$ 779,742

Fair Value Measurements And F55

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	$ 154,691	$ 159,473
Total assets	154,691	159,473
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	236	233
Total assets	236	233
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	154,455	159,240
Total assets	154,455	159,240
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	236	233
Equity Securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	236	233
U.S. Government And Agency Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	13,622	13,836
U.S. Government And Agency Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	13,622	13,836
Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	66,881	69,188
Municipal Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	66,881	69,188
Trust Preferred Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	4,964	5,289
Trust Preferred Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	4,964	5,289
Agency Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	67,677	69,519
Agency Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	67,677	69,519
Private-Label Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	1,276	1,372
Private-Label Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	1,276	1,372
Asset-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	35	36
Asset-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	$ 35	$ 36

Fair Value Measurements And F56

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value An A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		$ 5,527	$ 6,353
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		5,527	6,353
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	5,302
Impaired Loans [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	5,302
Premises Held-For-Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]		225
Premises Held-For-Sale [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]		225
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	225	6,128
Other Real Estate Owned [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	$ 225	$ 6,128
[1]	Includes assets directly charged-down to fair value during the year-to-date period.

Fair Value Measurements And F57

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value Inputs, Assets, Quantitative Information) (Details) - USD ($) $ in Thousands		3 Months Ended	12 Months Ended
		Mar. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		$ 5,527	$ 6,353
Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring		5,527	6,353
Impaired Loans [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	5,302
Impaired Loans [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	$ 5,302
Fair Value Measurements, Valuation Techniques	[2]	Appraisal
Impaired Loans [Member] | Level 3 [Member] | Appraisal Adjustments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	[3]	30.00%
Impaired Loans [Member] | Level 3 [Member] | Cost To Sell [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		8.00%
Impaired Loans [Member] | Level 3 [Member] | Weighted Average [Member] | Appraisal Adjustments [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate	[3]	30.00%
Impaired Loans [Member] | Level 3 [Member] | Weighted Average [Member] | Cost To Sell [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		8.00%
Premises Held-For-Sale [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]		225
Premises Held-For-Sale [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]		225
Other Real Estate Owned [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	$ 225	6,128
Other Real Estate Owned [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	[1]	$ 225	$ 6,128
Fair Value Measurements, Valuation Techniques	[2]	Appraisal
Other Real Estate Owned [Member] | Level 3 [Member] | Cost To Sell [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		8.00%	8.00%
Other Real Estate Owned [Member] | Level 3 [Member] | Weighted Average [Member] | Cost To Sell [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value Inputs, Discount Rate		8.00%	8.00%
[1]	Includes assets directly charged-down to fair value during the year-to-date period.
[2]	Valuation and inputs are determined by a third-party pricing service without adjustment.
[3]	Qualitative adjustments are discounts specific to each asset and are made as needed.

Financial Derivatives (Narrativ

Financial Derivatives (Narrative) (Details) $ in Thousands	Mar. 31, 2016USD ($)
Interest Rate Swap Maturing [Member]
Derivative [Line Items]
Derivative, net	$ 0

Financial Derivatives (Schedule

Financial Derivatives (Schedule Of Effect Of Derivative Instruments On The Statement Of Income) (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in OCI net of tax on Derivative (Effective Portion)		$ 62
Interest Expense [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Reclassified from Accumulated OCI into Income (Effective Portion)		$ (96)
Other Income (Expense) [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivative (Ineffective Portion and Amount Excluded from Effectiveness Testing)

Capital Ratios (Narrative) (Det

Capital Ratios (Narrative) (Details)		3 Months Ended
		Mar. 31, 2016		Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Capital Ratios, Basel III, Capital Conservation Buffer		0.125%
Future Capital Ratios Basel III Capital Conservation Buffer		2.50%
Adequately capitalized minimum ratios capital conservation buffer		0.625%
Farmers & Merchants Trust Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[1]	6.50%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio		8.00%	[2]	6.00%
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	[3]	5.00%
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[4]	10.00%
[1]	Common equity Tier 1 capital/ total risk-weighted assets
[2]	Tier 1 capital / total risk-weighted assets
[3]	Tier 1 capital / average quarterly assets
[4]	Total risk-based capital / total risk-weighted assets

Capital Ratios (Schedule Of The

Capital Ratios (Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements) (Details)		Mar. 31, 2016		Dec. 31, 2015
Franklin Financial Service Corporation [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	[1]	14.61%		14.77%
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[1]	5.125%
Tier 1 Risk-based Capital Ratio: Ratio	[2]	14.61%		14.77%
Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[2]	6.625%
Total Risk-based Capital Ratio: Ratio	[3]	15.87%		16.03%
Total Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[3]	8.625%
Tier 1 Leverage Ratio: Ratio	[4]	10.38%		10.38%
Tier 1 Leverage Ratio: Adequately Capitalized Minimum: Ratio	[4]	4.00%
Farmers & Merchants Trust Company [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	[1]	14.65%		14.76%
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[1]	5.125%
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[1]	6.50%
Tier 1 Risk-based Capital Ratio: Ratio	[2]	14.65%		14.76%
Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[2]	6.625%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio		8.00%	[2]	6.00%
Total Risk-based Capital Ratio: Ratio	[3]	15.91%		16.02%
Total Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[3]	8.625%
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[3]	10.00%
Tier 1 Leverage Ratio: Ratio	[4]	10.39%		10.37%
Tier 1 Leverage Ratio: Adequately Capitalized Minimum: Ratio	[4]	4.00%
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	[4]	5.00%
[1]	Common equity Tier 1 capital/ total risk-weighted assets
[2]	Tier 1 capital / total risk-weighted assets
[3]	Total risk-based capital / total risk-weighted assets
[4]	Tier 1 capital / average quarterly assets