Franklin Financial Services (FRAF) 10-K 13 Mar 20 2019 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2019	Feb. 29, 2020	Jun. 30, 2019
Document And Entity Information [Abstract]
Document Type	10-K
Document Annual Report	true
Document Period End Date	Dec. 31, 2019
Current Fiscal Year End Date	--12-31
Document Transition Report	false
Entity File Number	001-38884
Entity Registrant Name	FRANKLIN FINANCIAL SERVICES CORP /PA/
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1440803
Entity Address, Address Line One	20 South Main Street
Entity Address, City or Town	Chambersburg
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17201-0819
City Area Code	717
Local Phone Number	264-6116
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Title of 12(b) Security	Common Stock, par value $1.00 per share
Trading Symbol	FRAF
Security Exchange Name	NASDAQ
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		4,360,363
Entity Public Float			$ 153,179,956
Entity Central Index Key	0000723646
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	FY
Amendment Flag	false

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 15,336	$ 16,957
Short-term interest-bearing deposits in other banks	68,492	36,000
Total cash and cash equivalents	83,828	52,957
Long-term interest-bearing deposits in other banks	8,746
Debt securities available for sale, at fair value	187,433	131,472
Equity securities	440	374
Restricted stock	465	452
Loans held for sale	2,040	118
Loans	934,575	973,375
Allowance for loan losses	(11,966)	(12,415)
Net Loans	922,609	960,960
Premises and equipment, net	13,851	13,521
Right of use asset	5,126
Bank owned life insurance	23,748	23,496
Goodwill	9,016	9,016
Other real estate owned		2,684
Deferred tax asset, net	4,003	5,992
Other assets	7,852	8,545
Total assets	1,269,157	1,209,587
Deposits
Non-interest bearing checking	192,108	197,417
Money management, savings and interest checking	843,936	823,619
Time	89,348	61,593
Total deposits	1,125,392	1,082,629
Lease liability	5,161
Other liabilities	11,076	8,562
Total liabilities	1,141,629	1,091,191
Commitments and contingent liabilities
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,709,849 shares issued and 4,352,753 shares outstanding at December 31, 2019 and 4,701,367 shares issued and 4,408,761 shares outstanding at December 31, 2018	4,710	4,701
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	42,268	41,530
Retained earnings	94,946	83,946
Accumulated other comprehensive loss	(5,986)	(6,380)
Treasury stock, 357,096 shares at December 31, 2019 and 292,606 shares at December 31, 2018, at cost	(8,410)	(5,401)
Total shareholders' equity	127,528	118,396
Total liabilities and shareholders' equity	$ 1,269,157	$ 1,209,587

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2019	Dec. 31, 2018
Consolidated Balance Sheets [Abstract]
Common Stock, Par or Stated Value Per Share	$ 1	$ 1
Common Stock, Shares Authorized	15,000,000	15,000,000
Common Stock, Shares, Issued	4,709,849	4,701,367
Common Stock, Shares, Outstanding	4,352,753	4,408,761
Capital Stock, Shares Authorized	5,000,000	5,000,000
Capital Stock, Shares, Issued	0	0
Capital Stock, Shares, Outstanding	0	0
Treasury Stock, Shares	357,096	292,606

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest income
Loans, including fees	$ 43,885	$ 41,095
Interest and dividends on investments:
Taxable interest	2,724	2,087
Tax exempt interest	1,002	1,173
Dividend income	26	24
Deposits and obligations of other banks	1,598	489
Total interest income	49,235	44,868
Interest expense
Deposits	7,077	4,190
Short-term borrowings	36	24
Total interest expense	7,113	4,214
Net interest income	42,122	40,654
Provision for loan losses	237	9,954
Net interest income after provision for loan losses	41,885	30,700
Noninterest income
Investment and trust services fees	6,141	5,669
Loan service charges	961	882
Deposit service charges and fees	2,419	2,310
Other service charges and fees	1,519	1,409
Debit card income	1,791	1,653
Increase in cash surrender value of life insurance	509	515
Other real estate owned gains, net	326	(5)
Net gains on sales of debt securities	256	56
Change in fair value of equity securities	66	9
Other	1,436	131
Total noninterest income	15,424	12,629
Noninterest Expense
Salaries and employee benefits	22,143	20,048
Net occupancy	3,402	3,206
Marketing and advertising	1,756	1,556
Legal and professional	1,774	1,567
Data processing	2,994	2,510
Pennsylvania bank shares tax	982	951
FDIC Insurance	104	600
ATM/debit card processing	1,026	999
Telecommunications	426	433
Provision for credit losses on off-balance sheet exposures		2,361
Other	3,707	3,138
Total noninterest expense	38,314	37,369
Income before federal income taxes	18,995	5,960
Federal income tax expense (benefit)	2,880	(165)
Net income	$ 16,115	$ 6,125
Per share
Basic earnings per share	$ 3.68	$ 1.40
Diluted earnings per share	$ 3.67	$ 1.39

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Consolidated Statements Of Comprehensive Income [Abstract]
Net income	$ 16,115	$ 6,125
Debt Securities:
Unrealized gains (losses) arising during the period	1,591	(998)
Reclassification adjustment for gains included in net income	(256)	(56)
Net unrealized gains (losses)	1,335	(1,054)
Tax effect	(280)	264
Net of tax amount	1,055	(790)
Pension
Change in plan assets and benefit obligations	(1,388)	104
Reclassification for net actuarial losses included in net income	552	705
Net unrealized (losses) gains	(836)	809
Tax effect	175	(170)
Net of tax amount	(661)	639
Total other comprehensive income (loss)	394	(151)
Total Comprehensive Income	$ 16,509	$ 5,974

Consolidated Statements Of Co_2

Consolidated Statements Of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Consolidated Statements Of Comprehensive Income [Abstract]
Reclassification to Federal income tax expense (benefit)	$ 54	$ 12
Reclassification to Federal income tax expense (benefit)	$ (116)	$ (148)

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2017	$ 4,689	$ 40,396	$ 82,218	$ (6,028)	$ (6,131)	$ 115,144
Cumulative adjustment for fair value of equity securities			201	(201)
Net income (loss)			6,125			6,125
Other comprehensive income (loss)				(151)		(151)
Cash dividends declared			(4,598)			(4,598)
Acquisition of treasury stock					(88)	(88)
Treasury shares issued under employee stock purchase plan		38			60	98
Treasury shares issued under dividend reinvestment plan		659			758	1,417
Incentive stock options exercised	12	252				264
Stock option compensation expense		185				185
Balance at Dec. 31, 2018	4,701	41,530	83,946	(6,380)	(5,401)	118,396
Net income (loss)			16,115			16,115
Other comprehensive income (loss)				394		394
Cash dividends declared			(5,115)			(5,115)
Acquisition of treasury stock					(3,846)	(3,846)
Treasury shares issued under employee stock purchase plan		27			47	74
Treasury shares issued under dividend reinvestment plan		526			790	1,316
Incentive stock options exercised	9	185				194
Balance at Dec. 31, 2019	$ 4,710	$ 42,268	$ 94,946	$ (5,986)	$ (8,410)	$ 127,528

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Consolidated Statements Of Changes In Shareholders' Equity [Abstract]
Cash dividends declared	$ 1.17	$ 1.05
Acquisition of treasury stock, shares	103,688	2,605
Treasury shares issued under employee stock purchase plan, shares	2,270
Treasury shares issued under dividend reinvestment plan, shares	36,928	3,257
Common stock issued under dividend reinvestment plan, shares		41,053
Incentive stock options exercised, shares	8,482	12,268

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities
Net income	$ 16,115	$ 6,125
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Depreciation and amortization	1,370	1,330
Net amortization of loans and investment securities	1,237	1,708
Provision for loan losses	237	9,954
Change in fair value of equity securities	(66)	(9)
Debt securities gains, net	(256)	(56)
Pay-out of legal settlement		(10,000)
Provision for credit losses on off-balance sheet exposures		2,361
Loans originated for sale	(30,692)	(21,633)
Proceeds from sale of loans	28,770	21,957
Write-down on premises and equipment		17
Gain on sale of premise and equipment	(597)
Write-down of other real estate owned	6	6
Net (gain) loss on sale or disposal of other real estate/other repossessed assets	(326)	5
Increase in cash surrender value of life insurance	(509)	(515)
Gain from surrender of life insurance policy	(188)
Stock option compensation	0	185
Contribution to pension plan		(1,000)
Decrease (increase) in other assets	1,089	(957)
Increase (decrease) in other liabilities	892	(175)
Deferred tax benefit	1,884	(1)
Net cash provided by operating activities	18,966	9,302
Cash flows from investing activities
Net increase in long-term interest-bearing deposits in other banks	(8,746)
Proceeds from sales and calls of investment securities available for sale	18,781	4,171
Proceeds from maturities and pay-downs of securities available for sale	30,743	18,665
Purchase of investment securities available for sale	(104,829)	(30,175)
Net (increase) decrease in restricted stock	(13)	4
Net decrease (increase) in loans	38,105	(39,083)
Acquisition of other real estate owned		(105)
Capital expenditures	(1,654)	(1,162)
Proceeds from the sale of other real estate/other repossessed assets	3,065	79
Proceeds from surrender of life insurance policy	444
Proceeds from sale of other assets	623	117
Net cash used in investing activities	(23,481)	(47,489)
Cash flows from financing activities
Net increase in deposits	15,008	49,326
Net increase (decrease) in time deposits	27,755	(13,878)
Dividends paid	(5,115)	(4,598)
Purchase of Treasury shares	(3,846)	(88)
Cash received from option exercises	268	362
Common stock issued under dividend reinvestment plan	1,316	1,417
Net cash provided by financing activities	35,386	32,541
Increase (decrease) in cash and cash equivalents	30,871	(5,646)
Cash and cash equivalents at the beginning of the period	52,957	58,603
Cash and cash equivalents at the end of the period	83,828	52,957
Supplemental Disclosures of Cash Flow Information
Cash paid during the year for: Interest on deposits and other borrowed fundss	6,870	4,170
Cash paid during the year for: Income taxes	250	250
Noncash Activities:
Loans transferred to Other Real Estate	80	$ 71
Lease liabilities arising from obtaining right-of-use assets	$ 43

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 1. Summary of Significant Accounting Policies  The accounting policies of Franklin Financial Services Corporation and its subsidiaries conform to U.S. generally accepted accounting principles and to general industry practices. A summary of the more significant accounting policies, which have been consistently app lied, except as noted, in the preparation of the accompanying consolidated financial statements, follows:  Principles of Consolidation – The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation) and its wholly-owned subsidiaries; Farmers and Merchants Trust Company of Chambersburg and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank (the Bank) that has one wholly-owned subsidiary, Franklin Financial Properties Corp., which holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions have been eliminated in consolidation.  Nature of Operations – The Corporation conducts substantially all of its business through its subsidiary bank, Farmers and Merchants Trust Company of Chambersburg, which serves its customer base through twenty-two community-banking offices located in Franklin, Cumberland, Fulton and Huntingdon Counties, Pennsylvania. These counties are considered to be the Corporation’s primary market area, but it may do business in the greater South-Central Pennsylvania market. The Bank is a community-oriented commercial bank that emphasizes customer service and convenience. As part of its strategy, the Bank has sought to develop a variety of products and services that meet the needs of both its retail and commercial customers. The Corporation and the Bank are subject to the regulations of various federal and state agencies and undergo periodic examinations by these regulatory authorities.  Use of Estimates in the Preparation of Financial Statements – The preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses.  Significant Group Concentrations of Credit Risk – Most of the Corporation’s activities are with customers located within its primary market area. Note 4 of the consolidated financial statements shows the types of securities in which the Corporation invests. Note 5 of the consolidated financial statements shows the types of lending in which the Corporation engages. The Corporation does not have any significant concentrations of any one industry or customer.  Statement of Cash Flows – For purposes of reporting cash flows, cash and cash equivalents include Cash and due from banks, interest-bearing deposits in other banks and cash items with maturities less than 90 days.  Investment Securities – Management classifies its debt securities at the time of purchase as available for sale or held to maturity. At December 31, 2019 and 2018, all debt securities were classified as available for sale, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. Available for sale debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized holding gains and losses are reported as other comprehensive income or loss, net of tax, until realized. Declines in the fair value of held-to-maturity and available-for-sale debt securities to amounts below cost that are deemed to be other-than-temporary are reflected in earnings as realized losses. In estimating the other-than-temporary impairment losses, Management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) if the Corporation does not intend to sell the security or it if is not more likely than not that the Corporation will be required to sell the security before recovery of its amortized cost. When a determination is made that an other-than-temporary impairment exists but the Corporation does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income. Realized securities gains and losses are computed using the specific identification method. Gains or losses on the disposition of debt investment securities are recorded on the trade date, based on the net proceeds and the adjusted carrying amount of the specific security sold. Effective January 1, 2018, equity investments are carried at fair value with changes in fair value recognized in net income.  Restricted Stock – Restricted stock, which is carried at cost, consists of stock of the Federal Home Loan Bank of Pittsburgh (FHLB) and Atlantic Central Bankers Bank (ACBB). The Bank held $465 thousand of restricted stock at the end of 2019. With the exception of $30 thousand, this investment represents stock in the FHLB that the Bank is required to hold in order to be a member of FHLB and is carried at a cost of $100 per share. FHLB stock is divided into two classes: membership stock and activity stock, which is based on outstanding loan balances. Federal law requires a member institution of the FHLB to hold FHLB stock according to a predetermined formula. Management evaluates the restricted stock for impairment in accordance with ASC Topic 320. Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the banks as compared to the capital stock amount for the banks and the length of time this situation has persisted, (2) commitments by the banks to make payments required by law or regulation and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the banks. As a government sponsored entity, FHLB has the ability to raise funding through the U.S. Treasury that can be used to support its operations. There is not a public market for FHLB or ACBB stock and the benefits of membership (e.g., liquidity and low cost funding) add value to the stock beyond purely financial measures. Management intends to remain a member of the FHLB and believes that it will be able to fully recover the cost basis of this investment. Management believes no impairment charge is necessary related to the FHLB or ACBB restricted stock as of December 31, 2019.  Financial Derivatives - FASB ASC 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments.  As required by ASC 815, the Corporation records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Corporation has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Corporation may enter into derivative contracts that are intended to economically hedge certain of its risk, even though hedge accounting does not apply, or the Corporation elects not to apply hedge accounting.  In accordance with the FASB’s fair value measurement guidance ( in ASU 2011-04 ) , the Corporation made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. At December 31, 2019, there were no derivatives subject to a netting agreement.  In August 2017, the Financial Accounting Standards Board issued ASU 2017-12, Derivatives and Hedging: Targeted Improvements to Accounting for Hedging Activities (ASU 2017-12). The purpose of this updated guidance is to better align a company’s financial reporting for hedging activities with the economic objectives of those activities. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, with early adoption, including adoption in an interim period, permitted. ASU 2017-12 requires a modified retrospective transition method in which the Corporation will recognize the cumulative effect of the change on the opening balance of each affected component of equity in the statement of financial position as of the date of adoption. The Corporation adopted the standard in 2019 with no impact to its financial position upon transition.  Loans – Loans, that Management has the intent and ability to hold for the foreseeable future or until maturity or payoff, are stated at the outstanding unpaid principal balances, net of any deferred fees. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Corporation is amortizing these amounts over the contractual life of the loan.  The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or Management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in a prior year is charged against the allowance for loan losses. Payments received on nonaccrual loans are applied initially against principal, then interest income, late charges and any other expenses and fees. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Consumer loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loans.  Loans Held for Sale – Mortgage loans originated and intended for sale in the secondary market at the time of origination are carried at the lower of cost or estimated fair value (determined on an aggregate basis). All sales are made without recourse. Loans held for sale at December 31, 2019 represent loans originated through third-party brokerage agreements for a pre-determined price and present no price risk to the Bank.  Allowance for Loan Losses – The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.  The allowance for loan losses is maintained at a level considered adequate to provide for probable incurred losses that can be reasonably anticipated. Management’s periodic evaluation of the adequacy of the allowance is based on the Bank’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, borrowers’ actual or perceived financial and managerial strengths, and other relevant factors. This evaluation is inherently subjective, as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans.  A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by Management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and commercial real estate loans by one of the following methods: the fair value of the collateral if the loan is collateral dependent, the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s obtainable market price.  The Corporation’s allowance for probable incurred loan losses consists of four elements: (1) specific valuation allowances established for probable losses on specific loans, (2) historical (quantitative) valuation allowances calculated based on historical loan loss experience for similar loans with similar characteristics and trends, (3) qualitative valuation to reflect the impact general economic conditions and other risk factors both internal and external to the Corporation and (4) an unallocated component. An unallocated component is maintained to cover uncertainties that could affect Management’s estimate of probable incurred loss. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. This estimate, if changed only several basis points, could vary by several hundred thousand dollars. Therefore, management believes some level of unallocated allowance should be maintained to account for this imprecision. In addition, management believes an unallocated component is necessary due to the increased risk of higher charge-off amounts from purchased participation loans then from similar bank originated portfolio loans since the bank has limited control of the borrower relationship.  Large groups of smaller balance homogeneous loans are collectively evaluated for impairment using historical charge-offs as the starting point in estimating loss. Accordingly, the Corporation may not separately identify individual consumer and residential loans for impairment disclosures.  Premises and Equipment – Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets or the lease term for lease hold improvements, whichever is shorter. When assets are retired or sold, the asset cost and related accumulated depreciation are eliminated from the respective accounts, and any resultant gain or loss is included in net income.  The cost of maintenance and repairs is charged to operating expense as incurred, and the cost of major additions and improvements is capitalized.  Goodwill – The Bank has $9.0 million of goodwill recorded on its balance sheet as the result of corporate acquisitions. Goodwill is not amortized, nor deductible for tax purposes. However, goodwill is tested for impairment at least annually, as of August 31, in accordance with ASC Topic 350. ASC Topic 350 allows for a qualitative assessment method that requires the use of significant assumptions in order to make a determination of impairment which the Corporation used as of August 31, 2019. These assumptions may include, but are not limited to: macroeconomic factors, banking industry conditions, banking merger and acquisition trends, the Bank’s historical financial performance, the Corporation’s stock price, forecast Bank financial performance, and change of control premiums. ASC Topic 350 requires the use of the “step-one” test if the qualitative assessment is not used. The step-one test is more quantitative than the qualitative test, but still requires numerous assumptions. The assumptions that may be used in the step-one test may include, but are not limited to: a dividend analysis, comparable sale transactions, and change of control premium estimates. Bank Owned Life Insurance – The Bank invests in bank owned life insurance (BOLI) as a source of funding for employee benefit expenses. The Bank purchases life insurance coverage on the lives of a select group of employees. The Bank is the owner and beneficiary of the policies and records the investment at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in noninterest income.  Other Real Estate Owned (OREO) – Foreclosed real estate (OREO) is comprised of property acquired through a foreclosure proceeding or an acceptance of a deed in lieu of foreclosure. Balances are initially reflected at the estimated fair value less any estimated disposition costs, with subsequent adjustments made to reflect further declines in value. Any losses realized upon disposition of the property, and holding costs prior thereto, are charged against income. All properties are actively marketed to potential buyers.  Transfers of Financial Assets – Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.  Federal Income Taxes – Deferred income taxes are provided on the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance, when in the opinion of Management, it is more likely than not that some portion or all deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted through the provision for income taxes for the effects of changes in tax laws and rates on the date of enactment. ASC Topic 740 prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC Topic 740, “Income Taxes” also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties.  Advertising Expenses – Advertising costs are expensed as incurred.  Treasury Stock – The acquisition of treasury stock is recorded under the cost method. The subsequent disposition or sale of the treasury stock is recorded using the average cost method.  Investment and Trust Services – Assets held in a fiduciary capacity are not assets of the Corporation and therefore are not included in the consolidated financial statements. The fair value of trust assets under management (including assets held at third party brokers) at December 31, 2019 was $918.9 million and $807.0 million at the prior year-end.  Off-Balance Sheet Financial Instruments – In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit and letters of credit. Such financial instruments are recorded on the balance sheet when they are funded. The amount of any liability for the credit risk associated with off-balance sheet financial instruments is recorded in other liabilities and was not material to the financial position of the Corporation at December 31, 201 9 or 201 8 .  Stock-Based Compensation – The Corporation accounts for stock - based compensation in accordance with the ASC Topic 718, “Stock Compensation.” ASC Topic 718 requires compensation costs related to share-based payment transactions to be recognized in the financial statements (with limited exceptions). The amount of compensation cost is measured based on the grant-date fair value of the equity or liability instruments issued and forfeitures are accounted for as they occur. Compensation cost is recognized over the period that an employee provides services in exchange for the award. Compensation expense was $0 in 2019 and $185 thousand in 2018 . The Corporation does not allow the employee to use shares to satisfy employer income tax withholding obligations.  Pension – The provision for pension expense was actuarially determined using the projected unit credit actuarial cost method. The funding policy is to contribute an amount sufficient to meet the requirements of ERISA, subject to Internal Revenue Code contribution limitations.  In accordance with ASC Topic 715, “Compensation – Retirement Benefits”, the Corporation recognizes the plan’s over-funded or under-funded status as an asset or liability with an offsetting adjustment to Accumulated Other Comprehensive Income (AOCI). ASC Topic 715 requires the determination of the fair value of a plan’s assets at the company’s year-end and the recognition of actuarial gains and losses, prior service costs or credits, transition assets or obligations as a component of AOCI. These amounts will be subsequently recognized as components of net periodic benefit costs. Further, actuarial gains and losses that arise in subsequent periods that are not initially recognized as a component of net periodic benefit costs will be recognized as a component of AOCI. Those amounts will subsequently be recorded as component of net periodic benefit costs as they are amortized during future periods.  Earnings per share – Earnings per share are computed based on the weighted average number of shares outstanding during each year. The Corporation’s basic earnings per share are calculated as net income divided by the weighted average number of shares outstanding. For diluted earnings per share, net income is divided by the weighted average number of shares outstanding plus the incremental number of shares added as a result of converting common stock equivalents, calculated using the treasury stock method. The Corporation’s common stock equivalents consist of stock options.  A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows:     (Dollars and shares in thousands, except per share data) 2019 2018  Weighted average shares outstanding (basic) 4,375 4,382  Impact of common stock equivalents 21 22  Weighted average shares outstanding (diluted) 4,396 4,404  Anti-dilutive options excluded from calculation 10 —  Net income $ 16,115 $ 6,125  Basic earnings per share $ 3.68 $ 1.40  Diluted earnings per share $ 3.67 $ 1.39  Segment Reporting – The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community office and electronic banking applications, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.  Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, mortgage banking and trust operations of the Bank. As such, discrete information is not available and segment reporting would not be meaningful.  Comprehensive Income – Comprehensive income is reflected in the Consolidated Statements of Comprehensive Income and includes net income and unrealized gains or losses, net of tax, on investment securities, fair value of financial instruments, reclassifications and the change in plan assets and benefit obligations on the Bank’s pension plan, net of tax.  Reclassification – Certain prior period amounts may have been reclassified to conform to the current year presentation. Such recla ssifications did not affect reported net income.  Recent Accounting Pronouncements:     ASU 2016-02, Leases (Topic 842) and all subsequently issued amendments  Description In February 2016, the FASB issued ASU 2016-02, "Leases (Subtopic 842)." This ASU requires all lessees to recognize a lease liability and a right-of-use asset, measured at the lease commencement date. Lessor accounting remains largely unchanged under the new guidance. FASB subsequently issued various amendments that provided implementation guidance designed to provide entities with relief from the costs of implementing certain aspects of the new standard. From the lessee's perspective, the new standard requires a lessee to record a right-of-use asset and a lease liability on the balance sheet for all leases. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for lessees. ASU 2016-02 and all subsequent amendments were effective for fiscal years, including interim periods, beginning after December 15, 2018.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted ASU 2016-02, "Leases (Topic 842)" and all subsequent amendments on January 1, 2019 using the modified retrospective approach, and it did not have a material effect on its consolidated results of operations. Adoption of the new standard resulted in the recognition of a lease liability and a right-of-use asset of $6.2 million without a cumulative effect adjustment to retained earnings. The Corporation did not restate any prior period results. The Corporation adopted the package of practical expedients offering in ASU 2016-02 and therefore, existing lease classifications were not reassessed for a lease, and the initial direct costs for any existing leases were not reassessed. In addition to the package of practical expedients, the Corporation also utilized other practical expedients offered: (1) the hindsight expedient which allows entities to use hindsight to determine the lease term was not adopted, (2) leases, for all underlying asset classes, with a term less than 12 months and no purchase option were excluded, (3) the option to not separate lease and non-lease components and account for them as a single component was adopted for real estate leases, and (4) the option to not apply lease accounting to existing land easements was adopted.   ASU 2018-13, Disclosure Framework (Topic 820)  Description This guidance eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount of and reason for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted the standard on January 1, 2019 and it did not have a material effect on its consolidated results of operations.   ASU 2018-15, Accounting for Implementation Costs in a Cloud Computing Arrangement (Topic 350)  Description This ASU required an entity in a cloud computing arrangement (i.e., hosting arrangement) that is a service contract to follow the internal-use software guidance in ASC 350-40 to determine which implementation costs to capitalize as assets or expense as incurred. Capitalized implementation costs should be presented in the same line item on the balance sheet as amounts prepaid for the hosted service, if any (generally as an "other asset"). The capitalized costs will be amortized over the term of the hosting arrangement, with the amortization expense being presented in the same income statement line item as the fees paid for the hosted service. The ASU is effective January 1, 2020 w

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2019
Regulatory Matters [Abstract]
Regulatory Matters	Note 2. Regulatory Matters  The Bank is limited as to the amount it may lend to the Corporation, unless such loans are collateralized by specific obligations. State regulations also limit the amount of dividends the Bank can pay to the Corporation and are generally limited to the Bank’s accumulated net earnings, which were $103.8 million at December 31, 2019 . In addition, dividends paid by the Bank to the Corporation would be prohibited if the effect thereof would cause the Bank’s capital to be reduced below applicable minimum capital requirements. The Bank is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank ’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgements by the regulators about components, risk weightings, and other factors.  Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined). Although not adopted in regulation form, the Pennsylvania Department of Banking utilizes capital standards requiring a minimum leverage capital ratio of 6% and a risk-based capital ratio of 10% , defined substantially the same as those by the FDIC. Management believes, as of December 31, 201 9 , that the Bank met all capital adequacy requirements to which it is subject.  The Bank is subject to the capital requirements contained in the regulation generally referred to as Basel III. The Basel III standards were effective for the Bank, effective January 1, 2015 (subject to a phase-in period for certain provisions). Basel III imposes significantly higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place. The capital ratios to be considered “well capitalized” under Basel III are: (1) Common Equity Tier 1(CET1) of 6.5%, (2) Tier 1 Leverage of 5%, (3) Tier 1 R isk-Based Capital of 8%, and (4) Total Risk-Based Capital of 10%. The CET1 ratio is a new capital ratio under Basel III and the Tier 1 risk-based capital ratio of 8% has been increased from 6%. The rules also included changes in the risk weights of certain assets to better reflect credit and other risk exposures. In addition, a capital conservation buffer of 2.50% for 2019 and thereafter was added . The capital conservation buff er is applicable to all of the capital ratios except for the Tier 1 Leverage ratio. The capital conservation buffer is equal to the lowest value of the three applicable capital ratios less the regulatory minimum for each respective capital measurement. The Bank’s capital conservation buffer at December 31, 201 9 was 7 . 87 % (total risk-based capital 1 5 . 87 % less 8.00%) compared to the 201 9 regulatory buffer of 2 .5 0 %. Com pliance with the capital conservation buffer is required in order to avoid limitations on certain capital distributions. As of December 31, 201 9 , the Bank was “well capitalized’ under the Basel III . The net unrealized gain or loss on available for sale securities and defined benefit pension items are not included in computing regulatory capital.  In 2019, the Community Bank Leverage Ratio (CBLR) was approved by federal banking agencies as an optional capital measure available to Qualifying Community Banking Organizations (QCBO). If a bank qualifies as a QCBR and maintains a CBLR of 9% or greater, the bank would be considered “well-capitalized” for regulatory capital purposes and exempt from complying with the Basel III risk-based capital rule. The CBLR rule takes effect January 1, 2020 and banks desiring to opt-in can do so through an election in the first quarter 2020 regulatory filings. The Bank meets the criteria of a QCBO but expects not to opt-in to the CBLR. The consolidated asset limit on small bank holding companies is $3 billion and a company with assets under that limit is not subject to the consolidated capital rules, but may file reports that include capital amounts and ratios. The Corporation has elected to file those reports.  The following table presents the regulatory capital ratio requirements for the Corporation and the Bank .    As of December 31, 2019  Regulatory Ratios  Adequately Capitalized Well Capitalized  Actual Minimum Minimum  (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio  Common Equity Tier 1 Risk-based Capital Ratio (1)  Corporation $ 124,498 14.82% $ 37,808 N/A N/A N/A  Bank 122,974 14.62% 37,859 4.50% $ 54,682 6.50%   Tier 1 Risk-based Capital Ratio (2)  Corporation $ 124,498 14.82% $ 50,410 N/A N/A N/A  Bank 122,974 14.62% 50,479 6.00% $ 67,305 8.00%   Total Risk-based Capital Ratio (3)  Corporation $ 135,061 16.08% $ 67,214 N/A N/A N/A  Bank 133,537 15.87% 67,305 8.00% $ 84,131 10.00%   Tier 1 Leverage Ratio (4)  Corporation $ 124,498 9.72% $ 51,216 N/A N/A N/A  Bank 122,974 9.59% 51,285 4.00% $ 64,107 5.00%      As of December 31, 2018  Regulatory Ratios  Adequately Capitalized Well Capitalized  Actual Minimum Minimum  (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio  Common Equity Tier 1 Risk-based Capital Ratio (1)  Corporation $ 115,760 13.96% $ 37,328 4.50% N/A N/A  Bank 115,326 13.80% 37,605 4.50% $ 54,319 6.50%   Tier 1 Risk-based Capital Ratio (2)  Corporation $ 115,760 13.96% $ 49,771 6.00% N/A N/A  Bank 115,326 13.80% 50,140 6.00% $ 66,854 8.00%   Total Risk-based Capital Ratio (3)  Corporation $ 126,129 15.21% $ 66,361 8.00% N/A N/A  Bank 125,825 15.06% 66,854 8.00% $ 83,567 10.00%   Tier 1 Leverage Ratio (4)  Corporation $ 115,760 9.78% $ 47,323 4.00% N/A N/A  Bank 115,326 9.68% 47,675 4.00% $ 59,593 5.00%  (1) Common equity Tier 1 capital / total risk-weighted assets , (2) Tier 1 capital / total risk-weighted assets , (3) Total risk-based capital / total risk-weighted assets , (4) Tier 1 capital / average quarterly assets

Restricted Cash Balances

Restricted Cash Balances	12 Months Ended
	Dec. 31, 2019
Restricted Cash Balances [Abstract]
Restricted Cash Balances	Note 3. Restricted Cash Balances  The Bank is required to maintain reserves against its deposit liabilities in the form of vault cash and/or balances with the Federal Reserve Bank. Deposit reserves that the Bank was required to hold were approximately $ 10 .1 million and $ 9 .1 million at December 31, 2019 and 2018 , respectively and were satisfied by the Bank’s vault cash and balances held at the Federal Reserve .

Investments

Investments	12 Months Ended
	Dec. 31, 2019
Investments [Abstract]
Investments	Note 4. Investments Available for Sale (AFS) Securities The following table summarizes the amortized cost and fair value of securities available-for-sale and securities held-to-maturity at December 31, 2019 and 2018 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) and gross unrecognized gains and losses.  The amortized cost and estimated fair value of investment securities available for sale as of December 31, 2019 and 2018 is as follows:     (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2019 cost gains losses value  U.S. Government and Agency securities $ 8,418 $ 30 $ (20) $ 8,428  Municipal securities 90,865 1,418 (997) 91,286  Trust preferred securities 4,097 — (130) 3,967  Agency mortgage-backed securities 58,503 435 (234) 58,704  Private-label mortgage-backed securities 398 31 — 429  Asset-backed securities 24,918 6 (305) 24,619  Total $ 187,199 $ 1,920 $ (1,686) $ 187,433      (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2018 cost gains losses value  U.S. Government and Agency securities $ 9,120 $ 21 $ (65) $ 9,076  Municipal securities 67,811 320 (484) 67,647  Trust preferred securities 4,074 — (316) 3,758  Agency mortgage-backed securities 45,241 65 (648) 44,658  Private-label mortgage-backed securities 457 31 — 488  Asset-backed securities 5,869 — (24) 5,845  Total $ 132,572 $ 437 $ (1,537) $ 131,472  At December 31, 2019 and 2018 , the fair value of investment securities pledged to secure public funds and trust deposits totaled $ 107.1 million and $ 84.6 million, respectively. The Bank has no investments in a single issuer that exceeds 10% of shareholders equity.  The amortized cost and estimated fair value of debt securities at December 31, 2019 , by contractual maturity are shown below. Actual maturities may differ from contractual maturities because of prepayment or call options embedded in the securities. Mortgage-backed securities without defined maturity dates are reported on a separate line.      (Dollars in thousands) Amortized cost Fair value  Due in one year or less $ 16,599 $ 16,660  Due after one year through five years 29,643 29,723  Due after five years through ten years 51,454 52,026  Due after ten years 30,602 29,891  128,298 128,300  Mortgage-backed securities 58,901 59,133  Total $ 187,199 $ 187,433  The composition of the net realized securities gains for the years ended December 31 is as follows:     (Dollars in thousands) 2019 2018  Proceeds $ 18,781 $ 4,115   Gross gains realized 285 67  Gross losses realized (29) (11)  Net gains realized $ 256 $ 56   Tax (provision) benefit on net gains (losses) realized $ 54 $ 12  The 2019 and 2018 gains were generated by the sale of and calls on bonds.  Impairment :  The following table reflects the temporary impairment in the investment portfolio, aggregated by investment category, length of time that individual securities have been in a continuous unrealized loss position and the number of securities in each category as of December 31, 2019 and 2018 . For securities with an unrealized loss, Management applies a systematic methodology in order to perform an assessment of the potential for other-than-temporary impairment. In the case of debt securities, investments considered for other-than-temporary impairment: (1) had a specified maturity or repricing date; (2) were generally expected to be redeemed at par, and (3) were expected to achieve a recovery in market value within a reasonable period of time. In addition, the Bank considers whether it intends to sell these securities or whether it will be forced to sell these securities before the earlier of amortized cost recovery or maturity. The impairment identified on debt securities and subject to assessment at December 31, 2019, was deemed to be temporary and required no further adjustments to the financial statements, unless otherwise noted.     December 31, 2019  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 2,559 $ (12) 6 $ 1,335 $ (8) 7 $ 3,894 $ (20) 13  Municipal securities 38,874 (966) 40 2,655 (31) 4 41,529 (997) 44  Trust preferred securities — — — 3,967 (130) 5 3,967 (130) 5  Agency mortgage-backed securities 21,185 (185) 32 6,555 (49) 22 27,740 (234) 54  Asset-backed securities 17,644 (128) 19 5,669 (177) 9 23,313 (305) 28  Total temporarily impaired securities $ 80,262 $ (1,291) 97 $ 20,181 $ (395) 47 $ 100,443 $ (1,686) 144      December 31, 2018  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 2,071 $ (6) 2 $ 5,175 $ (59) 14 $ 7,246 $ (65) 16  Municipal securities 5,832 (12) 10 25,091 (472) 42 30,923 (484) 52  Trust preferred securities 2,008 (159) 3 1,750 (157) 2 3,758 (316) 5  Agency mortgage-backed securities 7,687 (46) 16 30,511 (602) 74 38,198 (648) 90  Asset-backed securities 5,826 (22) 6 19 (2) 2 5,845 (24) 8  Total temporarily impaired securities $ 23,424 $ (245) 37 $ 62,546 $ (1,292) 134 $ 85,970 $ (1,537) 171  The following table represents the cumulative credit losses on debt securities recognized in earnings as of December 31, 2019     (Dollars in thousands) Twelve Months Ended  2019 2018  Balance of cumulative credit-related OTTI at January 1 $ 272 $ 595  Additions for credit-related OTTI not previously recognized — —  Additional increases for credit-related OTTI previously recognized when there is  no intent to sell and no requirement to sell before recovery of amortized cost basis — —  Decreases for previously recognized credit-related OTTI because there was an intent to sell — (323)  Reduction for increases in cash flows expected to be collected — —  Balance of credit-related OTTI at December 31 $ 272 $ 272  Equity Securities at fair value The Corporation owns one equity investment with a readily determinable fair value. At December 31, 2019, this investment was reported at fair value ( $440 thousand) with changes in value reported through income.

Loans

Loans	12 Months Ended
	Dec. 31, 2019
Loans [Abstract]
Loans	Note 5. Loans  The Bank reports its loan portfolio based on the primary collateral of the loan. It further classifies these loans by the primary purpose, either consumer or commercial. The Bank’s mortgage loans include long-term loans to individuals and businesses secured by mortgages on the borrower’s real property. Construction loans are made to finance the purchase of land and the construction of residential and commercial buildings thereon, and are secured by mortgages on real estate. Commercial loans are made to businesses of various sizes for a variety of purposes including construction, property, plant and equipment, and working capital. Commercial loans also include loans to government municipalities. Commercial lending is concentrated in the Bank’s primary market, but also includes purchased loan participations. Consumer loans are comprised of installment, home equity and unsecured personal lines of credit.  Each class of loans involves a different kind of risk. However, risk factors such as changes in interest rates, general economic conditions and change sin collateral values are common across all classes. The risk of each loan class is presented below.  Residential Real Estate 1-4 family The largest risk in residential real estate loans to retail customers is the borrower’s inability to repay the loan due to the loss of the primary source of income. The Bank attempts to mitigate this risk through prudent underwriting standards including employment history, current financial condition and credit history. These loans are generally owner occupied and serve as the borrower’s primary residence. Commercial purpose loans, secured by residential real estate, are usually dependent upon repayment from the rental income or other business purposes. These loans are generally non-owner occupied. In addition to the real estate collateral, these loans may have personal guarantees or UCC filings on other business assets. If a payment default occurs on a 1-4 family residential real estate loan, the collateral serves as a source of repayment, but may be subject to a change in value due to economic conditions.  Residential Real Estate Construction This class includes loans to individuals for construction of a primary residence and to contractors and developers to improve real estate and construct residential properties. Construction loans to individuals generally bear the same risk as 1-4 family residential loans. Additional risks may include cost overruns, delays in construction or contractor problems.  Loans to contractors and developers are primarily dependent on the sale of improved lots or finished homes for repayment. Risks associated with these loans include the borrower’s character and capacity to complete a development, the effect of economic conditions on the valuation of lots or homes, cost overruns, delays in construction or contractor problems. In addition to real estate collateral, these loans may have personal guarantees or UCC filings on other business assets, depending on the financial strength and experience of the developer. Real estate construction loans are monitored on a regular basis by either an independent third party or the responsible loan officer, depending on the size and complexity of the project. This monitoring process includes at a minimum, the submission of invoices or AIA documents detailing the cost incurred by the borrower, on-site inspections, and an authorizing signature for disbursement of funds.  Commercial Real Estate Commercial real estate loans may be secured by various types of commercial property including retail space, office buildings, warehouses, hotels and motel, manufacturing facilities and, agricultural land.  Commercial real estate loans present a higher level of risk than residential real estate loans. Repayment of these loans is normally dependent on cash-flow generated by the operation of a business that utilizes the real estate. The successful operation of the business, and therefore repayment ability, may be affected by general economic conditions outside of the control of the operator. On most commercial real estate loans ongoing monitoring of cash flow and other financial performance indictors is completed annually through financial statement analysis. In addition, the value of the collateral may be negatively affected by economic conditions and may be insufficient to repay the loan in the event of default. In the event of foreclosure, commercial real estate may be more difficult to liquidate than residential real estate.  Commercial Commercial loans are made for various business purposes to finance equipment, inventory, accounts receivables, and operating liquidity. These loans are generally secured by business assets or equipment, non-real estate collateral and/or personal guarantees.  Commercial loans present a higher level of credit risk than other loans because repayment ability is usually dependent on cash-flow from a business operation that can be affected by general economic conditions. On most Commercial loans ongoing monitoring of cash flow and other financial performance indictors at least annually through financial statement analysis. In the event of a default, collateral for these loans may be more difficult to liquidate, and the valuation of the collateral may decline more quickly than loans secured by other types of collateral.  Loans to governmental municipalities are also included in the Commercial class. These loans generally have less risk than Commercial loans due to the taxing authority of the municipality and its ability to assess fees on services.  Consumer These loans are made for a variety of reasons to consumers and include term loans and personal lines-of credit. The loans may be secured or unsecured. Repayment is primarily dependent on the income of the borrower and to a lesser extent the sale of collateral. The underwriting of these loans is based on the consumer’s ability and willingness to repay and is determined by the borrower’s employment history, current financial condition and credit background. Collateral for these loans, if any, usually depreciates quickly and therefore, may not be adequate to repay the loan if it is repossessed. Therefore, the overall health of the economy, including unemployment rates and wages, will have an effect on the credit quality in this loan class.    A summary of loans outstandin g, by primary collateral, at December 31 is as follows:      (Dollars in thousands) 2019 2018  Residential Real Estate 1-4 Family  Consumer first liens $ 85,319 $ 89,673  Commercial first lien 57,627 59,227  Total first liens 142,946 148,900   Consumer junior liens and lines of credit 42,715 42,504  Commercial junior liens and lines of credit 4,882 4,716  Total junior liens and lines of credit 47,597 47,220  Total residential real estate 1-4 family 190,543 196,120   Residential real estate - construction  Consumer 4,107 1,667  Commercial 9,216 8,558  Total residential real estate construction 13,323 10,225   Commercial real estate 494,262 487,980  Commercial 230,007 274,054  Total commercial 724,269 762,034   Consumer 6,440 4,996  934,575 973,375  Less: Allowance for loan losses (11,966) (12,415)  Net Loans $ 922,609 $ 960,960   Included in the loan balances are the following:  Net unamortized deferred loan costs $ 178 $ 123   Loans pledged as collateral for borrowings and commitments from:  FHLB $ 764,340 $ 772,564  Federal Reserve Bank 32,155 34,160  Total $ 796,495 $ 806,724  Loans to directors and executive officers and related interests and affiliated enterprises were as follows:     (Dollars in thousands) 2019 2018  Balance at beginning of year $ 20,489 $ 22,123  New loans made 557 1,461  Repayments (10,725) (3,095)  Balance at end of year $ 10,321 $ 20,489

Loan Quality And Allowance for

Loan Quality And Allowance for Loan Losses	12 Months Ended
	Dec. 31, 2019
Loan Quality And Allowance for Loan Losses [Abstract]
Loan Quality and Allowance for Loan Losses	Note 6. Loan Quality  Management utilizes a risk rating scale ranging from 1-Prime to 9-Loss to evaluate loan quality. This risk rating scale is used primarily for commercial purpose loans. Consumer purpose loans are identified as either a pass or substandard rating based on the performance status of the loans. Substandard consumer loans are loans that are nonaccrual or 90 days or more past due and still accruing. Loans rated 1 – 4 are considered pass credits. Loans that are rated 5 are pass credits, but have been identified as credits that are likely to warrant additional attention and monitoring. Loans rated 6- OAEM or worse begin to receive enhanced monitoring and reporting by the Bank. Loans rated 7-Substandard or 8-Doubtful exhibit the greatest financial weakness and present the greatest possible risk of loss to the Bank. Nonaccrual loans are rated no better than 7-Substandard. The following factors represent some of the factors used in determining the risk rating of a borrower: cash flow, debt coverage, liquidity, management, and collateral. Risk ratings, for pass credits, are generally reviewed annually for term debt and at renewal for revolving or renewing debt.  The following table reports on the risk rating for those loans in the portfolio that are assigned an individual risk rating as of December 31, 2019 and 2018      Pass OAEM Substandard Doubtful  (Dollars in thousands) (1-5) (6) (7) (8) Total  December 31, 2019  Residential Real Estate 1-4 Family  First liens $ 142,847 $ — $ 99 $ — $ 142,946  Junior liens and lines of credit 47,520 — 77 — 47,597  Total 190,367 — 176 — 190,543  Residential real estate - construction 12,800 — 523 — 13,323  Commercial real estate 483,878 5,875 4,509 — 494,262  Commercial 229,465 4 538 — 230,007  Consumer 6,440 — — — 6,440  Total $ 922,950 $ 5,879 $ 5,746 $ — $ 934,575      December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 148,453 $ — $ 447 $ — $ 148,900  Junior liens and lines of credit 47,171 — 49 — 47,220  Total 195,624 — 496 — 196,120  Residential real estate - construction 9,572 — 653 — 10,225  Commercial real estate 479,969 660 7,351 — 487,980  Commercial 272,959 — 1,095 — 274,054  Consumer 4,991 — 5 — 4,996  Total $ 963,115 $ 660 $ 9,600 $ — $ 973,375  Delinquent loans are a result of borrowers’ cash flow and/or alternative sources of cash being insufficient to repay loans. The Bank’s likelihood of collateral liquidation to repay the loans becomes more probable the further behind a borrower falls, particularly when loans reach 90 days or more past due. Management monitors the performance status of loans by the use of an aging report. The aging report can provide an early indicator of loans that may become severely delinquent and possibly result in a loss to the Bank. The following table presents the aging of payments in the loan portfolio as of December 31, 2019 and 2018      (Dollars in thousands) Loans Past Due and Still Accruing Total  Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual Loans  December 31, 2019  Residential Real Estate 1-4 Family  First liens $ 141,843 $ 646 $ 358 $ 31 $ 1,035 $ 68 $ 142,946  Junior liens and lines of credit 47,420 70 30 46 146 31 47,597  Total 189,263 716 388 77 1,181 99 190,543  Residential real estate - construction 12,800 — — — — 523 13,323  Commercial real estate 490,114 813 326 — 1,139 3,009 494,262  Commercial 229,659 31 120 — 151 197 230,007  Consumer 6,397 25 18 — 43 — 6,440  Total $ 928,233 $ 1,585 $ 852 $ 77 $ 2,514 $ 3,828 $ 934,575       December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 148,183 $ 322 $ 202 $ 113 $ 637 $ 80 $ 148,900  Junior liens and lines of credit 47,040 131 — 26 157 23 47,220  Total 195,223 453 202 139 794 103 196,120  Residential real estate - construction 9,572 — 198 — 198 455 10,225  Commercial real estate 481,774 1,343 3,323 113 4,779 1,427 487,980  Commercial 273,534 65 40 100 205 315 274,054  Consumer 4,933 46 12 5 63 — 4,996  Total $ 965,036 $ 1,907 $ 3,775 $ 357 $ 6,039 $ 2,300 $ 973,375  Impaired loans generally represent Management’s determination that the borrower will be unable to repay the loan in accordance with its contractual terms and that collateral liquidation may or may not fully repay both interest and principal. It is the Bank’s policy to evaluate the probable collectability of principal and interest due under terms of loan contracts for all loans 90-days or more, nonaccrual loans, or impaired loans. Further, it is the Bank’s policy to discontinue accruing interest on loans that are not adequately secured and in the process of collection. Upon determination of nonaccrual status, the Bank subtracts any current year accrued and unpaid interest from its income, and any prior year accrued and unpaid interest from the allowance for loan losses. Management continually monitors the status of nonperforming loans, the value of any collateral and potential of risk of loss. Commercial loans are charge-off immediately upon identification of a loss. If a loan (commercial or mortgage) is collateral dependent (repayment provided solely by the collateral), the value of the collateral is determined and a partial charge-off may be recorded. Consumer loans are charged-off no later than 180 days past due. At December 31, 201 9 , the Bank had $41 thousand of residential properties in the process of foreclosure compared to $129 thousand at the end of 201 8 .  Interest not recognized on nonaccrual loans was $304 thousand and $108 thousand for the years ended December 31, 2019 and 2018 , respectively . In addition to monitoring nonaccrual loans, the Bank als o closely monitors impaired loans and troubled debt restructurings. A loan is considered to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect all interest and principal payments due according to the originally contracted terms of the loan agreement. Nonaccrual loans, excluding consumer purpose loans, and troubled-debt restructuring (TDR) loans are considered impaired. Commercial loans with a balance less than $250 thousand, and all consumer purpose loans are not included in the specific reserve analysis as impaired loans, but are added to the general allocation pool . Impaired loans totaled $12.2 million at December 31, 201 9 compared to $11.9 million at December 31, 201 8 . The following tables present information on impaired loans:    Impaired Loans  With No Allowance With Allowance  (Dollars in thousands) Unpaid Unpaid  Recorded Principal Recorded Principal Related  December 31, 2019 Investment Balance Investment Balance Allowance  Residential Real Estate 1-4 Family  First liens $ 659 $ 659 $ — $ — $ —  Junior liens and lines of credit — — — — —  Total 659 659 — — —  Residential real estate - construction 523 729 — — —  Commercial real estate 10,994 12,096 — — —  Commercial — — — — —  Total $ 12,176 $ 13,484 $ — $ — $ —      December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 871 $ 958 $ — $ — $ —  Junior liens and lines of credit 49 49 — — —  Total 920 1,007 — — —  Residential real estate - construction 455 531 — — —  Commercial real estate 10,236 10,808 — — —  Commercial 315 9,763 — — —  Total $ 11,926 $ 22,109 $ — $ — $ —      Twelve Months Ended  December 31, 2019 December 31, 2018  Average Interest Average Interest  (Dollars in thousands) Recorded Income Recorded Income  Investment Recognized Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 668 $ 39 $ 914 $ 45  Junior liens and lines of credit — — 85 1  Total 668 39 999 46  Residential real estate - construction 619 — 462 —  Commercial real estate 13,319 397 10,809 417  Commercial — — 4,329 —  Total $ 14,606 $ 436 $ 16,599 $ 463  A loan is considered a troubled debt restructuring (TDR) if the creditor (the Bank), for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. These concessions may include lowering the interest rate, extending the maturity, reamortization of payment, or a combination of multiple concessions. The Bank reviews all loans rated 6 -OAEM or worse when it is providing a loan restructure, modification or new credit facility to determine if the action is a TDR. If a TDR loan is placed on nonaccrual status, it remains on nonaccrual status for at least six months to ensure performance. The cash basis income recognized is the same as the accrual basis income.  The following table presents TDR loans as of December 31, 2019 and 2018:    Troubled Debt Restructurings  Within the Last 12 Months  That Have Defaulted  (Dollars in thousands) Troubled Debt Restructurings on Modified Terms  Number of Recorded Number of Recorded  Contracts Investment Performing* Nonperforming* Contracts Investment  December 31, 2019  Residential real estate - construction 1 $ 444 $ 444 $ — — $ —  Residential real estate 4 659 659 — — —  Commercial real estate 11 9,343 9,343 — — —  Total 16 $ 10,446 $ 10,446 $ — — $ —      December 31, 2018  Residential real estate - construction 1 $ 455 $ — $ 455 — $ —  Residential real estate 4 678 678 — — —  Commercial real estate 11 10,099 8,809 1,290 — —  Total 16 $ 11,232 $ 9,487 $ 1,745 — $ —  * The performing status is determined by the loan’s compliance with the modified terms.  There were no new TDR loans made during the years ended December 31, 201 9 and 201 8 .  Allowance for Loan Losses:  Management monitors loan performance on a monthly basis and performs a quarterly evaluation of the adequacy of the allowance for loan losses (ALL). The ALL is determined by segmenting the loan portfolio based on the loan’s collateral. When calculating the ALL, consideration is given to a variety of factors in establishing this estimate including, but not limited to, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, historical charge-offs, the adequacy of the underlying collateral (if collateral dependent) and other relevant factors. The Bank begins enhanced monitoring of all loans rated 6 –OAEM or worse, and obtains a new appraisal or asset valuation for any placed on nonaccrual and rated 7 - Substandard or worse. Management, at its discretion, may determine that additional adjustments to the appraisal or valuation are required. Valuation adjustments will be made as necessary based on factors, including, but not limited to: the economy, deferred maintenance, industry, type of property/equipment, age of the appraisal, etc. and the knowledge Management has about a particular situation. In addition, the cost to sell or liquidate the collateral is also estimated and deducted from the valuation in order to determine the net realizable value to the Bank. When determining the allowance for loan losses, certain factors involved in the evaluation are inherently subjective and require material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans. Management monitors the adequacy of the allowance for loan losses on an ongoing basis and reports its adequacy quarterly to the Credit Risk Oversight Committee of the Board of Directors. Management believes that the allowance for loan losses at December 31, 2019 is adequate.  The following table shows the activity in the Allowance for Loan Loss (ALL), for the years ended December 31, 2019 and 2018 .      Residential Real Estate 1-4 Family  First Junior Liens & Commercial  (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   ALL at December 31, 2017 $ 1,060 $ 330 $ 224 $ 6,526 $ 2,110 $ 105 $ 1,437 $ 11,792  Charge-offs — — — — (9,482) (107) — (9,589)  Recoveries 2 8 — 60 157 31 — 258  Provision (571) (205) (116) (888) 11,726 41 (33) 9,954  ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415   ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415  Charge-offs (52) (12) (123) (564) (93) (125) — (969)  Recoveries 5 1 — 72 170 35 — 283  Provision (28) (3) 199 816 (773) 104 (78) 237  ALL at December 31, 2019 $ 416 $ 119 $ 184 $ 6,022 $ 3,815 $ 84 $ 1,326 $ 11,966  The following table shows the loans that were evaluated for the Allowance for Loan Loss (ALL) under a specific reserve (individually) and those that were evaluated under a general reserve (collectively), and the amount of the allowance established in each category as of December 31, 2019 and 2018 :     Residential Real Estate 1-4 Family  First Junior Liens & Commercial  (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   December 31, 2019  Loans evaluated for ALL:  Individually $ 659 $ — $ 523 $ 10,994 $ — $ — $ — $ 12,176  Collectively 142,287 47,597 12,800 483,268 230,007 6,440 — 922,399  Total $ 142,946 $ 47,597 $ 13,323 $ 494,262 $ 230,007 $ 6,440 $ — $ 934,575   ALL established for loans evaluated:  Individually $ — $ — $ — $ — $ — $ — $ — $ —  Collectively 416 119 184 6,022 3,815 84 1,326 11,966  ALL at December 31, 2019 $ 416 $ 119 $ 184 $ 6,022 $ 3,815 $ 84 $ 1,326 $ 11,966   December 31, 2018  Loans evaluated for ALL:  Individually $ 405 $ — $ 455 $ 10,099 $ 181 $ — $ — $ 11,140  Collectively 148,495 47,220 9,770 477,881 273,873 4,996 — 962,235  Total $ 148,900 $ 47,220 $ 10,225 $ 487,980 $ 274,054 $ 4,996 $ — $ 973,375   ALL established for loans evaluated:  Individually $ — $ — $ — $ — $ — $ — $ — $ —  Collectively 491 133 108 5,698 4,511 70 1,404 12,415  ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2019
Premises And Equipment [Abstract]
Premises And Equipment	Note 7. Premises and Equipment  At December 31, p remises and equipment consist ed of:    (Dollars in thousands) Estimated Life 2019 2018  Land $ 3,218 $ 2,909  Buildings and leasehold improvements 15 - 30 years, or lease term 24,713 24,522  Furniture, fixtures and equipment 3 - 10 years 13,425 12,471  Total cost 41,356 39,902  Less: Accumulated depreciation (27,505) (26,381)  Net premises and equipment $ 13,851 $ 13,521  The following table shows the amount of depreciation for the years ended December 31:   2019 2018  Depreciation expense $ 1,259 $ 1,232  The Corporation is in negotiation to purchase a building for a new headquarters facility. If the negotiation is successful, the current headquarters building will be sold in 2020 .

Leases

Leases	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Leases	Note 8. Leases  The Corporation adopted ASU 2016-02 “Leases (Topic 842)” and all subsequent amendments on January 1, 2019 using the modified retrospective method. The Corporation elected the option to apply the new standard as of January 1, 2019 without restatement of any prior period results. Adoption of the new standard resulted in the recognition of a lease liability and a right-of-use asset of $6.2 million without a cumulative effect adjustment to retained earnings.  The Corporation leases various assets in the course of its operations that are subject to recognition under the new standard. The Corporation considers all of its leases to be operating leases and it has no finance leases. The leased assets are comprised of equipment, and buildings and land (collectively real estate). The equipment leases are shorter-term than the real estate leases, and generally have a fixed payment over a defined term without renewal options. Certain equipment leases have purchase options and it was determined the option was not reasonably certain to be exercised. The real estate leases are longer-term and may contain renewal options after the initial term, but none of the real estate leases contain a purchase option. The renewal options on real estate leases were reviewed and if it was determined the option was reasonably certain to be renewed, the option term was considered in the determination of the lease liability. There is only one real estate lease with a variable payment based on an index included in the lease liability. None of the leases contain any restrictive covenants and there are no significant leases that have not yet commenced. The discount rate used to determine the lease liability is based on the Bank’s fully secured borrowing rate from the Federal Home Loan Bank for a term similar to the lease term. Adoption of the new standard did not affect the Corporation’s status as a “well-capitalized” institution. Operating lease expense is included in net occupancy expense in the consolidated statements of income. See Note 1 for additional information on the adoption of the new standard.  Lease Cost: The components of total lease cost were as follows for the period ending:    For the years ended  December 31  (Dollars in thousands) 2019  Operating lease cost $ 615  Short-term lease cost 7  Variable lease cost 48  Total lease cost $ 670  Supplemental Lease Information:   For the years ended  (Dollars in thousands) December 31  Cash paid for amounts included in the measurement of lease liabilities: 2019  Operating cash flows from operating leases $ 580   Weighted-average remaining lease term (years) 13.22  Weighted-average discount rate 3.55%  Lease Obligations: Future undiscounted lease payments for operating leases with initial terms of one year or more as of December 31, 2019 are as follows:     (Dollars in thousands)   2020 $ 559  2021 539  2022 526  2023 531  2024 505  2025 and beyond 3,876  Imputed interest 6,536  Discounted cash flows (1,375)  Total lease liability $ 5,161 

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2019
Other Real Estate Owned [Abstract]
Other Real Estate Owned	 Note 9 . Other Real Estate Owned  The following table summarizes the changes in other real estate owned for the years ended December 31:       (Dollars in thousands) 2019 2018  Balance at beginning of the period $ 2,684 $ 2,598  Additions 80 176  Proceeds from dispositions (3,065) (79)  Gain (loss) on sales, net 326 (5)  Valuation adjustment (25) (6)  Balance at the end of the period $ — $ 2,684

Goodwill

Goodwill	12 Months Ended
	Dec. 31, 2019
Goodwill [Abstract]
Goodwill	Note 10. Goodwill  The Bank has $9.0 million of goodwill recorded on its balance sheet as the result of corporate acquisitions. Goodwill is not amortized, nor deductible for tax purposes. Goodwill was tested for impairment using the qualitative assessment method as of August 31, 2019. Based upon this assessment, Management determined the Bank’s goodwill was not impaired. 

Deposits

Deposits	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Deposits	Note 11. Deposits  Deposits are summarized as follows at December 31:      (Dollars in thousands) 2019 2018  Noninterest-bearing checking $ 192,108 $ 197,417   Interest-bearing checking 331,886 305,661  Money management 429,199 436,752  Savings 82,851 81,206  Total interest-bearing checking and savings 843,936 823,619   Time deposits 89,348 61,593   Total deposits $ 1,125,392 $ 1,082,629   Overdrawn deposit accounts reclassified as loans $ 153 $ 120    Time deposits greater than $250,000 at December 31, 2019 and 2018 were $11.5 million and $5.5 million, respectively .  At December 31, 2019 the scheduled maturities of time deposits are as follows:    (Dollars in thousands) Time Deposits  2020 $ 62,275  2021 16,747  2022 6,050  2023 2,869  2024 1,407  Total $ 89,348 The deposits of directors, executive officers, related interests and affiliated enterprises totaled $1.8 million and $1.5 million at December 31, 201 9 and 201 8 , respectively.

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2019
Other Borrowings [Abstract]
Other Borrowings	Note 1 2 . Other Borrowings  The Bank's short-term borrowings are comprised of a line-of-credit with the Federal Home Loan Bank of Pittsburgh (Open Repo Plus). Open Repo Plus is a revolving term commitment used on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. These borrowings at December 31 are described below:    2019 2018  FHLB FHLB  (Dollars in thousands) Open Repo Open Repo  Ending balance $ — $ —  Weighted average rate at year end — —  Range of interest rates paid at year end — —  Maximum month-end balance during the year $ 4,500 $ —  Average balance during the year $ 1,335 $ 1,069  Weighted average interest rate during the year 2.60% 2.25%  The Bank’s maximum borrowing capacity with the FHLB at December 31, 2019 was $378.9 million with $378.9 million available to borrow. This borrowing capacity is secured by a Blanket Pledge Agreement with FHLB on the Bank’s real estate loan portfolio. The Bank has established credit at the Federal Reserve Discount Window and as of year-end had the ability to borrow approximately $16 million. The Bank also has a $6.0 million unsecured line of credit at a correspondent bank.

Federal Income Taxes

Federal Income Taxes	12 Months Ended
	Dec. 31, 2019
Federal Income Taxes [Abstract]
Federal Income Taxes	Note 13. Federal Income Taxes  The temporary differences which give rise to significant portions of deferred tax assets and liabilities at December 31 are as follows:    (Dollars in thousands)  Deferred Tax Assets 2019 2018  Allowance for loan losses $ 2,532 $ 2,607  Deferred compensation 762 601  Purchase accounting 16 16  Capital loss carryover — 34  Other than temporary impairment of investments 58 124  Net operating loss carryforward — 1,787  Lease liabilities 1,092 —  Accumulated other comprehensive loss 1,591 1,696  Other 580 759  6,631 7,624  Valuation allowance (58) (158)  Total gross deferred tax assets 6,573 7,466   Deferred Tax Liabilities  Depreciation 309 239  Right-of-use asset 1,084 —  Joint ventures and partnerships 46 36  Pension 1,093 1,173  Deferred loan fees and costs, net 38 26  Total gross deferred tax liabilities 2,570 1,474  Net deferred tax asset $ 4,003 $ 5,992  In assessing the realizability of deferred tax assets, M anagement considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income and tax planning strategies in making this assessment. Based on the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, M anagement believes it is more likely than not that the Bank will realize the benefits of these deferred tax assets other than those for which a valuation allowance has been recorded .  The components of the provision for Federal income taxes attributable to income from operations were as follows:    For the Years Ended December 31  (Dollars in thousands) 2019 2018  Current tax expense (benefit) $ 996 $ (164)  Deferred tax expense (benefit) 1,884 (1)  Income tax provision $ 2,880 $ (165)  For the years ended December 31, 2019 and 2018 , the income tax provisions are different from the tax expense which would be computed by applying the Federal statutory rate to pretax operating earnings. The Federal statutory rate was 21% for 2019 and 2018. A reconciliation between the tax provision at the statutory rate and the tax provision at the effective tax rate is as follows:    For the Years Ended December 31  (Dollars in thousands) 2019 2018  Tax provision at statutory rate $ 3,992 $ 1,252  Income on tax-exempt loans and securities (1,134) (1,404)  Nondeductible interest expense relating to carrying tax-exempt obligations 45 33  Income from bank owned life insurance (148) (108)  Stock option compensation — 39  Other, net 125 23  Income tax provision $ 2,880 $ (165)   Effective income tax rate 15.2% (2.8%)  At December 31, 2018, the Corporation had a net operating loss (NOL) carryforward of $8.5 million, which was utilized in 2019.  At December 31, 2018, the Corporation had a capital loss carryover of $160 thousand, expiring in 2019. This loss carryover was utilized in 2019.  The Corporation recognizes interest accrued related to unrecognized tax benefits and penalties in income tax expense for all periods presented. No penalties or interest were recognized in 201 9 or 201 8 . The Corporation has no uncertain tax positions at December 31, 201 9 . The Corporation is no longer subject to U.S. Federal examinations by tax authorities for the years before 201 6 .

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Loss [Abstract]
Accumulated Other Comprehensive Loss	Note 1 4 . Accumulated Other Comprehensive Loss  The components of accumulated other comprehensive loss included in shareholders' equity at December 31 are as follows:    Unrealized  Gains and Losses on  Available-for-sale Defined Benefit  Securities Pension Items Total  December 31, 2019  Beginning balance $ (870) $ (5,510) $ (6,380)   Other comprehensive income before reclassification 1,257 (1,097) 160   Amounts reclassified from accumulated other comprehensive income (202) 436 234   Current period other comprehensive income 1,055 (661) 394   Ending balance $ 185 $ (6,171) $ (5,986)   December 31, 2018  Beginning balance $ 121 $ (6,149) $ (6,028)   Other comprehensive income before reclassification (746) 82 (664)   Amounts reclassified from accumulated other comprehensive income (44) 557 513   Current period other comprehensive income (790) 639 (151)   Cumulative adjustment for fair value of equity securities (201) — (201)   Ending balance $ (870) $ (5,510) $ (6,380) 

Financial Derivatives

Financial Derivatives	12 Months Ended
	Dec. 31, 2019
Financial Derivatives [Abstract]
Financial Derivatives	Note 15. Financial Derivatives  The Co rporation is exposed to certain risks arising from both its business operations and economic conditions. The Co rporation principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Co rporation manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities.  The Co rporation ’s existing credit derivatives result from participations in interest rate swaps provided by external lenders as part of loan participation arrangements, therefore, are not used to manage interest rate risk in the Co rporation’ s assets or liabilities. Derivatives not designated as hedges are not speculative and result from a service the Co rporation provides to certain lenders which participate in loans.  The table below presents the fair value of the Co rporation ’s derivative financial instruments as well as their classification on the Balance Sheet as of December 31, 2019.    Fair Value of Derivative Instruments  Derivative Liabilities  (Dollars in thousands) As of December 31, 2019 As of December 31, 2018  Date Notional amount Balance Sheet Location Fair Value Notional amount Balance Sheet Location Fair Value  Derivatives not designated as hedging instruments  Other Contracts 7,011 Other Liabilities $ 19 — Other Liabilities $ —  Total derivatives not designated as hedging instruments $ 19 $ —  The table below presents the effect of the Co rporation ’s derivative financial instruments that are not designated as hedging instruments on the Income Statement as of December 31, 2019.     Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial Performance  Derivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivatives  (Dollars in thousands) Year Ended December 31  2019 2018  Other Contracts Other income/(expense) $ 165 $ -  As of December 31, 2019, the fair value of derivatives in a net liability position, which includes accrued interest but excludes any adjustment for nonperformance risk, related to these agreements was $19 thousand.

Benefit Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2019
Benefit Plans [Abstract]
Benefit Plans	Note 1 6 . Benefit Plans  The Bank has a 401(k) plan covering substantially all employees of the Bank who have completed one year and 1,000 hours of service. Employee contributions to the plan are matched at 100% up to 4% of each participant’s deferrals plus 50% of the next 2% of deferrals from participants’ eligible compensation. Under this plan, the maximum amount of employee contributions in any given year is defined by Internal Revenue Service regulations. In addition, a 100% discretionary profit sharing contribution of up to 2% of each employee’s eligible compensation is possible provided net income targets are achieved. Effective January 1, 2017 the time in service requirement for 401(k) eligibility was reduced from one year to four months, the hours of service requirement was removed and an auto-enrollment feature was added . The related expense for the 401(k) plan, and the discretionary profit sharing plan was $825 thousand in 2019 and $647 thousand in 2018. This expense is recorded in the Salary and employee benefits line of the Consolidated Statements of Income.  The Bank has a noncontributory defined benefit pension plan covering employees hired prior to April 1, 2007. The pension plan was closed to new participants on April 1, 2007. Benefits are based on years of service and the employee’s compensation using a career average formula. The Bank’s funding policy is to contribute the annual amount required to meet the minimum funding requirements of the Employee Retirement Income Security Act of 1974. Contributions are intended to provide not only for the benefits attributed to service to date but also for those expected to be earned in the future. Employees who are eligible for pension benefits may elect to receive an annuity style payment or a lump-sum payout of their pension benefits. Pension service costs are recorded in Salary and benefits expense while all other components of net periodic pension costs are recorded in other expense. For the next fiscal year, the estimated net loss and prior service costs for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit cost are $935 and $0 thousand. The Bank uses December 31 as the measurement date for its pension plan.  The Committee reviews and determines all the assumptions used to determine the benefit obligations and expense annually. Historical investment returns play a significant role in determining the expected long-term rate of return on Plan assets.  The following table sets forth the plan’s funded status, based on the December 31, 2019 and 2018 actuarial valuations.    For the Years Ended December 31  (Dollars in thousands) 2019 2018  Change in projected benefit obligation  Benefit obligation at beginning of measurement year $ 17,937 $ 19,889  Service cost 325 361  Interest cost 631 553  Actuarial loss (gain) 2,727 (1,762)  Benefits paid (841) (1,104)  Benefit obligation at end of measurement year 20,779 17,937   Change in plan assets  Fair value of plan assets at beginning of measurement year 16,549 17,192  Actual return on plan assets net of expenses 2,427 (539)  Employer contribution — 1,000  Benefits paid (841) (1,104)  Fair value of plan assets at end of measurement year 18,135 16,549   Funded status of projected benefit obligation $ (2,644) $ (1,388)   For the Years Ended December 31  2019 2018  Assumptions used to determine benefit obligations:  Discount rate 3.13% 4.15%  Rate of compensation increase 4.00% 4.00%     Amounts recognized in accumulated other comprehensive For the Years Ended December 31  income (loss), net of tax 2019 2018  Net actuarial loss $ (7,812) $ (6,975)  Prior service cost obligation — —  (7,812) (6,975)  Tax effect 1,641 1,465  Net amount recognized in accumulated other comprehensive loss $ (6,171) $ (5,510)     For the Years Ended December 31  Components of net periodic pension cost 2019 2018  Service cost $ 325 $ 361  Interest cost 631 553  Expected return on plan assets (1,087) (1,120)  Amortization of prior service cost — —  Recognized net actuarial loss 552 705  Net periodic pension cost 421 499  Effect of settlement loss — —  Total pension expense $ 421 $ 499   For the Years Ended December 31  2019 2018  Assumptions used to determine net periodic benefit cost:  Discount rate 4.15% 3.46%  Expected long-term return on plan assets 6.50% 6.50%  Rate of compensation increase 4.00% 4.00%   Asset allocations:  Cash and cash equivalents 4% 2%  Common stocks 21% 22%  Corporate bonds 13% 15%  Municipal bonds 35% 36%  Investment fund - debt 9% 8%  Investment fund - equity 10% 7%  Deposit in immediate participation guarantee contract 6% 6%  Other 2% 4%  Total 100% 100%    The following methods and assumptions were used to estimate the fair values of the assets held by the plan. See Note 21 for additional information on the fair value hierarchy.  Cash and Cash Equivalents: The carrying value of this asset is considered to approximate its fair value. (Level 1).  Equity Securities, Investment Funds (Debt and Equity) : The fair value of assets in these categories are determined using quoted market prices from nationally recognized markets (Level 1).  Bonds (Corporate and Municipal) : Fair values of these assets was primarily measured using information from a third-party pricing service. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data from market research publications. Fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models (Level 2).  Immediate Participation Guarantee Contract: The carrying value of this asset is considered to approximate its fair value. (Level 1).  Cash Surrender Value of Life Insurance: The cash surrender value of this asset is considered to approximate its fair value. However, the inputs used to determine the cash surrender value are not readily observable in the market (Level 3)  Certificates of Deposit: The fair value of these assets are calculated by use of a pricing model that uses rate spreads to new market issue quotes and dealer quotes (Level 2).  The following table sets forth by level, within the fair value hierarchy, the Plan's investments at fair value as of December 31, 2019 and 2018 . For more information on the levels within the fair value hierarchy, please refer to Note 2 1.     (Dollars in Thousands) December 31, 2019  Asset Description Fair Value Level 1 Level 2 Level 3  Cash and cash equivalents $ 808 $ 808 $ — $ —  Equity securities 3,717 3,717 — —  Corporate bonds 2,406 — 2,406 —  Municipal bonds 6,266 — 6,266 —  Investment fund - debt 1,605 — 1,605 —  Investment fund - equity 1,875 1,875 — —  Cash surrender value of life insurance 28 — — 28  Deposit in immediate participation guarantee contract 1,129 1,129 — —  Certificates of deposit 301 — 301 —  Total assets $ 18,135 $ 7,529 $ 10,578 $ 28     (Dollars in Thousands) December 31, 2018  Asset Description Fair Value Level 1 Level 2 Level 3  Cash and cash equivalents $ 350 $ 350 $ — $ —  Equity securities 3,604 3,604 — —  Corporate bonds 2,416 — 2,416 —  Municipal bonds 6,052 — 6,052 —  Investment fund - debt 1,409 — 1,409 —  Investment fund - equity 1,112 1,112 — —  Cash surrender value of life insurance 25 — — 25  Deposit in immediate participation guarantee contract 934 934 — —  Certificates of deposit 647 — 647 —  Total assets $ 16,549 $ 6,000 $ 10,524 $ 25  The following table sets forth a summary of the changes in the fair value of the Plan's level 3 investments for the years ended December 31, 2019 and 2018 :   Cash Value of Life Insurance  December 31  2019 2018  Balance at the beginning of the period $ 25 $ 25  Unrealized gain (loss) relating to investments held at the reporting date 3 —  Purchases, sales, issuances and settlement, net — —  Balance at the end of the period $ 28 $ 25  Contributions  The Bank does not expect to make any additional contributions in 20 20 .  Estimated future benefit payments at December 31, 2019 ( Dollars in Thousands )     2020 $ 1,323  2021 1,071  2022 1,227  2023 1,064  2024 1,035  2025-2029 6,664  Total $ 12,384

Stock Based Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2019
Stock Based Compensation [Abstract]
Stock Based Compensation	Note 17. Stock Based Compensation  In 2004, the Corporation adopted the Employee Stock Purchase Plan of 2004 (ESPP). Under the ESPP of 2004, options for 250,000 shares of stock can be issued to eligible employees. The number of shares that can be purchased by each participant is defined by the plan and the Board of Directors sets the option price. However, the option price cannot be less than 90% of the fair market value of a share of the Corporation’s common stock on the date the option is granted. The Board of Directors also determines the expiration date of the options; however, no option may have a term that exceeds one year from the grant date. ESPP options are exercisable immediately upon grant. Any shares related to unexercised options are available for future grant The Board of Directors may amend, suspend or terminate the ESPP at any time. The grant price of the 201 9 ESPP options was set at 95% of the stock’s fair value at the time of the award.  In 2019 the Corporation approved the 2019 Omnibus Stock Incentive Plan (Stock Plan), replacing the Incentive Stock Option Plan of 2013 (ISOP). No new awards will be made under the 2013 plan; however, any awards made under the 2013 plan remain outstanding under the terms they were issued. Under the Stock Plan, 400,000 shares have been authorized to be issued, inclusive of the remaining shares available under the 2013 plan that were rolled into the Stock Plan. The Stock Plan allows for various types of awards including incentive stock options, restricted stock and stock appreciation rights. At December 31, 2019, no awards have been made under the Stock Plan. The ESPP and ISOP options outstanding at December 31, 201 9 are all exercisable. The ESPP options expire on June 30, 20 20 and the ISOP options expire 10 years from the grant date. The following table summarizes the stock option activity:     (Dollars in thousands except share and per share data)  ESPP Weighted Average Aggregate  Options Price Per Share Intrinsic Value  Balance Outstanding at December 31, 2017 17,837 $ 29.95 $ 132  Granted 19,790 32.73  Exercised (3,257) 30.54  Expired (15,992) 30.07  Balance Outstanding at December 31, 2018 18,378 $ 32.73 $ -  Granted 19,644 36.21  Exercised (2,270) 32.75  Expired (16,641) 32.84  Balance Outstanding at December 31, 2019 19,111 $ 36.21 $ 47   Shares available for future grants at December 31, 2019 193,281     ISOP Weighted Average Aggregate  Options Price Per Share Intrinsic Value  Balance Outstanding at December 31, 2017 85,225 $ 24.75 $ 1,075  Granted 34,054 34.10  Exercised (12,268) 21.55  Forfeited (3,000) 23.77  Balance Outstanding at December 31, 2018 104,011 $ 28.22 $ 341  Granted — —  Exercised (8,482) 22.82  Forfeited (2,550) 34.10  Balance Outstanding at December 31, 2019 92,979 $ 28.55 $ 943   Shares available for future grants at December 31, 2019 307,021  The following table provides information about the options outstanding at December 31, 2019 :     Options Weighted  Outstanding Exercise Price or Weighted Average Average Remaining  Stock Option Plan and Exercisable Price Range Exercise Price Life (years)  Employee Stock Purchase Plan 19,111 $ 36.21 $ 36.21 0.5   Incentive Stock Option Plan 31,225 21.27 - 22.05 21.54 5.8  Incentive Stock Option Plan 30,250 30.00 30.00 7.2  Incentive Stock Option Plan 31,504 34.10 34.10 8.2  ISOP Total/Average 92,979 $ 28.55 7.0  The fair value of the ISOP options granted has been estimated using the Black-Scholes method and the following assumptions for the years shown:     2019 2018  Incentive Stock Option Plan  Options granted — 34,054  Risk-free interest rate — 2.66%  Expected volatility of the Corporation's stock — 19.51%  Expected dividend yield — 2.49%  Expected life (in years) — 5.25  Weighted average fair value of options granted $ — $ 5.42   (Dollars in thousands)  Compensation expense included in net income  ESPP $ — $ —  ISOP — 185  Total compensation expense included in net income $ — $ 185 The Corporation uses the “simplified” method for estimating the expected term of the ISO award. The risk-free interest rate is the U.S. Treasury rate commensurate with the expected average life of the option at the date of grant. The volatility of the Corporation’s stock is based on historical volatility for a period equal to the term of the award and the dividend yield is the yield at the date of the award. There is no unrecognized compensation expense on any options outstanding at December 31, 201 9 .

Deferred Compensation Agreement

Deferred Compensation Agreement	12 Months Ended
	Dec. 31, 2019
Deferred Compensation Agreement [Abstract]
Deferred Compensation Agreement	Note 18. Deferred Compensation Agreement  The Bank has a Director’s Deferred Compensation Plan, whereby each director may voluntarily participate and elect each year to defer all or a portion of their Bank director’s fees. Each participant directs the investment of their own account among various publicly available mutual funds designated by the Bank’s Investment and Trust Services department. Changes in the account balance beyond the amount deferred to the account are solely the result of the performance of the selected mutual fund. The Bank maintains an offsetting asset and liability for the deferred account balances and the annual expense is recorded as a component of director’s fees as if it were a direct payment to the director. The Bank will not incur any expense when the account goes into payout.  The Corporation has two deferred compensation agreements it recorded as part of its acquisition of Fulton Bancshares Corporation in 2006. No future expense will be recognized for these plans. Payments for the deferred compensation agreements total $98 thousand through 2021.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2019
Shareholders' Equity [Abstract]
Shareholders’ Equity	Note 19. Shareholders’ Equity The Board of Directors, from time to time, authorizes the repurchase of the Corporation’s $1.00 par value common stock. The repurchased shares will be held as Treasury shares available for issuance in connection with future stock dividends and stock splits, employee benefit plans, executive compensation plans, the Dividend Reinvestment Plan (DRIP) and other appropriate corporate purposes. The term of the repurchase plans is normally one year. The Corporation held 357,096 and 292,606 treasury shares at cost at December 31, 2019 and 2018 , respectively.  The following table provides information about the Corporation’s stock repurchase activity:     Shares Repurchased  Plan Date Authorized Expiration 2019 2018  12/20/2018 100,000 shares 12/21/2019 100,000 —  9/12/2019 150,000 shares 9/12/2020 3,078 N/A  In addition, 610 shares were acquired through a net settlement of incentive stock options in accordance with the incentive stock option plan.  The Corporation’s DRI P allows for shareholders to purchase additional shares of the Corporation’s common stock by reinvesting cash dividends paid on their shares or through optional cash payments. The Corporation has authorized one million (1,000,000) shares of its curr ently authorized common stock to be issued under the plan or may issue from Treasury shares. The DRIP added $1.3 million to capital during 201 9 . This total was comprised of $823 thousand from the reinvestment of quarterly dividends and $493 thousand of optional cash contributions. During 201 9 , 36,928 shares of common stock were purchased through the DRIP an d 536,374 shares remain to be issued.

Commitments And Contingencies

Commitments And Contingencies	12 Months Ended
	Dec. 31, 2019
Commitments And Contingencies [Abstract]
Commitments And Contingencies	Note 20. Commitments and Contingencies  In the normal course of business, the Bank is a party to financial instruments that are not reflected in the accompanying financial statements and are commonly referred to as off-balance-sheet instruments. These financial instruments are entered into primarily to meet the financing needs of the Bank’s customers and include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk not recognized in the consolidated balance sheet.  The Corporation’s exposure to credit loss in the event of nonperformance by other parties to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as they do for on-balance-sheet instruments.  The Bank had the following outstanding commitments as of December 31:    (Dollars in thousands)  Financial instruments whose contract amounts represent credit risk 2019 2018  Commercial commitments to extend credit $ 248,251 $ 216,913  Consumer commitments to extend credit (secured) 56,898 49,221  Consumer commitments to extend credit (unsecured) 5,088 5,605  $ 310,237 $ 271,739  Standby letters of credit $ 26,382 $ 25,429  Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses with the exception of home equity lines and personal lines of credit and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank, is based on Management’s credit evaluation of the counterparty. Collateral for most commercial commitments varies but may include accounts receivable, inventory, property, plant, and equipment, and income-producing commercial properties. Collateral for secured consumer commitments consists of liens on residential real estate.  Standby letters of credit are instruments issued by the Bank, which guarantee the beneficiary payment by the Bank in the event of default by the Bank’s customer in the nonperformance of an obligation or service. Most standby letters of credit are extended for one -year periods. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank holds collateral supp orting those commitments for which collateral is deemed necessary primarily in the form of certificates of deposit and liens on real estate. Management believes that the proceeds obtained through a liquidation of such collateral would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. As of June 30, 2018, the Ban k establishe d a $2.4 million allo wance against letters of credit issued in connection with a commercial borrower that declared bankruptcy in the second quarter of 2018 and which remains at December 31, 2019 . In February 2020, the Bank was notified that one letter of credit for $250 thousand was cancelled. This amount was reversed from the liability and an offsetting amount recorded in Other income.  Most of the Bank’s business activity is with customers located within its primary market and does not involve any significant concentrations of credit to any one entity or industry.  Legal Proceedings  The nature of the Corporation’s business generates a certain amount of litigation.  We establish accruals for legal proceedings when information related to the loss contingencies represented by those matters indicates both that a loss is probabl e and the amount of the loss can be reasonably estimated. When we are able to do so, we also determine estimates of p robable losses, whether in excess of any accrued liability or where there is no accrued liability.  These assessments are based on our analysis of currently available information and are subject to significant judgment and a variety of assumptions and uncertainties. As new information is obtained, we may change our assessments and, as a result, take or adjust the amounts of our accruals and change our estimates of possible losses or ranges of possible losses. Due to the inherent subjectivity of the assessments and the unpredictability of outcomes of legal proceedings, any amounts that may be accrued or included in estimates of p robable losses or ranges of p robable losses may not represent the actual loss to the Corporation from any legal proceeding. Our exposure and ultimate losses may be higher, possibly significantly higher, than amounts we may accrue or amounts we may estimate.  In management’s opinion, we do not anticipate, at the present time, that the ultimate aggregate liability, if any, arising out of all litigation to which the Corporation is a party will have a material adverse effect on our financial position. We cannot now determine, however, whether or not any claim asserted against us, other than the Kalan case described below, will have a material adverse effect on our results of operations in any future reporting period, which will depend on, amount other things, the amount of loss resulting from the claim and the amount of income otherwise reported for the reporting period. Thus, at December 31, 201 9 , we are unable to provide an evaluation of the likelihood of an unfavorable outcome or an estimate of the amount or range of potential loss with respect to such other matters and, accordingly, have not yet established any specific accrual for such other matters, except in connection with the Kalan case described below.  No material proceedings are pending or are known to be threatened or contemplated against us by governmental authorities.  On July 31, 2018, the court entered an order granting final approval of the settlement agreements in the Kalan et al. v. Farmers and Merchants Trust Company of Chambersburg et al. (Case No. 2:15-CV-01435-WB) case filed against F&M Trust in the United States District Court for the Eastern District of Pennsylvania in March, 2015. Among other things, the order also dismissed the case against F&M Trust with prejudice; certified the settlement class; and, permanently enjoined the named plaintiffs and the members of the settlement class from asserting any further claims arising out of or related to the claims alleged or that could have been alleged in the case against F&M Trust. The settlement agreements provide for the Bank to make a settlement payment of $10 million in full and final settlement of all such claims. The settlemen t agreements further provided for general releas es by all parties. F&M Trust made the settlement payment in May, 2018, in accordance with the court’s earlier order preliminarily approving the settlement agreements. The settlement payment was funded out of available assets. The Corporation previously accrued the $10 million settlement payment in the Kalan case as an expense for the year ended December 31, 2017. 

Fair Value Measurements And Fai

Fair Value Measurements And Fair Values Of Financial Instruments	12 Months Ended
	Dec. 31, 2019
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Fair Value Measurements And Fair Values Of Financial Instruments	Note 21. Fair Value Measurements and Fair Values of Financial Instruments  Management uses its best judgment in estimating the fair value of the Corporation’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective year-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates maybe different than the amounts reported at each year-end.  FASB ASC Topic 820, “Financial Instruments”, requires disclosure of the fair value of financial assets and liabilities, including those financial assets and liabilities that are not measured and reported at fair value on a recurring and nonrecurring basis. The Corporation does not report any nonfinancial assets at fair value. FASB ASC Topic 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy under FASB ASC Topic 820 are as follows:  Level 1 : Valuation is based on unadjusted, quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.  Level 2 : Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. There may be substantial differences in the assumptions used for securities within the same level. For example, prices for U.S. Agency securities have fewer assumptions and are closer to level 1 valuations than the private label mortgage backed securities that require more assumptions and are closer to level 3 valuations.  Level 3 : Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Corporation’s assumptions regarding what market participants would assume when pricing a financial instrument.  An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The level within the hierarchy does not represent risk.  The following information regarding the fair value of the Corporation’s financial instruments should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation’s disclosures and those of other companies may not be meaningful.  The following methods and assumptions were used to estimate the fair values of the Corporation’s financial instruments measured at fair value on a recurring and nonrecurring basis at December 31, 2019 and 2018.  Equity Securities : Equity securities are valued using quoted market prices from nationally recognized markets (Level 1). Equity securities are measured at fair value on a recurring basis.  Investment securities : Fair values of investment securities available-for-sale were primarily measured using information from a third-party pricing service. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data from market research publications. Level 2 investment securities are primarily comprised of debt securities issued by states and municipalities, corporations, mortgage-backed securities issued by government agencies, and government-sponsored enterprises. Fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models. Investment securities are measured at fair value on a recurring basis.  Impaired Loans : The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals conducted by an independent, licensed appraiser, less cost to sell. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach (Level 2). If the appraiser makes an adjustment to account for differences between the comparable sales and income data available for similar loans, or if management adjusts the appraised value, then the fair value is considered Level 3. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Partial charge-offs on impaired loans were $412 thousand in 2019, year to date. Impaired loans are measured at fair value on a nonrecurring basis.  Other Real Estate Owned : Assets acquired through or instead of loan foreclosure are initially recorded at the lower of cost or the fair value less costs to sell when acquired. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which are updated no less frequently than annually. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach with data from comparable properties (Level 2). If the appraiser makes an adjustment to account for differences between the comparable sales and income data available for similar loans, or if management adjusts the appraised value, then the fair value is considered Level 3. In connection with the measurement and initial recognition of other real estate owned, losses are recognized through the allowance for loan losses. Subsequent charge-offs are recognized as an expense. Other real estate owned properties are evaluated on a quarterly basis for additional impairment and adjusted accordingly.     Recurring Fair Value Measurements  For financial assets and liabilities measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at December 31, 2019 and 2018 are as follows:     (Dollars in Thousands Fair Value at December 31, 2019  Asset Description Level 1 Level 2 Level 3 Total  Equity securities, at fair Value $ 440 $ — $ — $ 440   Available for sale:  U.S. Government and Agency securities — 8,428 — 8,428  Municipal securities — 91,286 — 91,286  Trust Preferred Securities — 3,967 — 3,967  Agency mortgage-backed securities — 58,704 — 58,704  Private-label mortgage-backed securities — 429 — 429  Asset-backed securities — 24,619 — 24,619  Total assets $ 440 $ 187,433 $ — $ 187,873  The fair value of derivative liabilities measured at fair value at December 31, 2019 is $19 thousand and is considered immaterial.     (Dollars in Thousands) Fair Value at December 31, 2018  Asset Description Level 1 Level 2 Level 3 Total  Equity securities, at fair value $ 374 $ — $ — $ 374   Available for sale"  U.S. Government and Agency securities — 9,076 — 9,076  Municipal securities — 67,647 — 67,647  Trust Preferred Securities — 3,758 — 3,758  Agency mortgage-backed securities — 44,658 — 44,658  Private-label mortgage-backed securities — 488 — 488  Asset-backed securities — 5,845 — 5,845  Total assets $ 374 $ 131,472 $ — $ 131,846  Nonrecurring Fair Value Measurements  For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at December 31, 2019 and 2018 are as follows:     (Dollars in Thousands) Fair Value at December 31, 2019  Asset Description Level 1 Level 2 Level 3 Total  Impaired Loans (1) $ — $ — $ 1,080 $ 1,080  Total assets $ — $ — $ 1,080 $ 1,080      (Dollars in Thousands) Fair Value at December 31, 2018  Asset Description Level 1 Level 2 Level 3 Total  Other real estate owned (1) $ — $ — $ 71 $ 71  Total assets — $ — $ 71 $ 71  (1) Includes assets directly charged-down to fair value during the year-to-date period.  The Corporation did not record any liabilities at fair value for which measurement of the fair value was made on a nonrecurring basis at December 31, 2019 . For financial assets and liabilities measured at fair value on a recurring basis, there were no transfers of financial assets or liabilities between Level 1 and Level 2 during the period ending December 31, 2019 .  The following table presents additional quantitative information about Level 3 assets measured at fair value on a nonrecurring basis:     (Dollars in Thousands) Quantitative Information about Level 3 Fair Value Measurements Range  December 31, 2019 Fair Value Valuation Technique Unobservable Input (Weighted Average)  Impaired Loans $ 1,080 Appraisal Appraisal Adjustment 0% - 100% (48%)    Range  December 31, 2018 Fair Value Valuation Technique Unobservable Input (Weighted Average)  Other real estate owned $ 71 Appraisal Cost to sell 8% (8%)  

Parent Company (Franklin Financ

Parent Company (Franklin Financial Services Corporation) Financial Information	12 Months Ended
	Dec. 31, 2019
Parent Company (Franklin Financial Services Corporation) Financial Information [Abstract]
Parent Company (Franklin Financial Services Corporation) Financial Information	Note 22. Parent Company Condensed (Franklin Financial Services Corporation) Financial Information  Balance Sheets    December 31  (Dollars in thousands) 2019 2018  Assets:  Cash and cash equivalents $ 164 $ 108  Investment securities 440 374  Equity investment in subsidiaries 126,069 118,027  Other assets 859 —  Total assets $ 127,532 118,509   Liabilities:  Other liabilities $ 4 $ 113  Total liabilities 4 113  Shareholders' equity 127,528 118,396  Total liabilities and shareholders' equity $ 127,532 $ 118,509  Statement s of Income    Years Ended December 31  (Dollars in thousands) 2019 2018  Income:  Dividends from Bank subsidiary $ 8,710 $ 3,259  Other income 66 9  8,776 3,268  Expenses:  Operating expenses 1,176 1,184  Income before income taxes and equity in undistributed income of subsidiaries 7,600 2,084  Income tax benefit 867 207  Equity in undistributed income of subsidiaries 7,648 3,834  Net income 16,115 6,125  Other comprehensive income/(loss) of subsidiary 394 (151)  Comprehensive income $ 16,509 $ 5,974    Statements of Cash Flows    Years Ended December 31  (Dollars in thousands) 2019 2018  Cash flows from operating activities  Net income $ 16,115 $ 6,125  Adjustments to reconcile net income to net cash provided  by operating activities:  Equity in undistributed (income) of subsidiary (7,648) (3,834)  Stock option compensation — 185  (Increase) decrease in other assets/liabilities (1,034) 289  Net cash provided by operating activities 7,433 2,765   Cash flows from financing activities  Dividends paid (5,115) (4,598)  Cash received from option exercises 268 362  Common stock issued under dividend reinvestment plan 1,316 1,417  Treasury stock purchase (3,846) (88)  Net cash used in financing activities (7,377) (2,907)  Increase (decrease) in cash and cash equivalents 56 (142)  Cash and cash equivalents as of January 1 108 250  Cash and cash equivalents as of December 31 $ 164 $ 108

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2019
Revenue Recognition [Abstract]
Revenue Recognition	Note 23. Revenue Recognition  The Corporation adopted ASC 606 on January 1, 2018 using the modified retrospective approach applied to all contracts initiated on or after the effective date, and for contracts which have remaining obligations as of the effective date. Adoption of the standard did not have a material effect on any of the reported periods. The Corporation did not record a cumulative effect adjustment to the beginning retained earnings balance as of January 1, 2018 from the adoption of ASC 606 as it was determined the transition adjustment was immaterial to Corporation’s consolidated financial statements.  All of the Corporation’s revenue from contracts with customers within the scope of ASC 606 is recognized in non-interest income as presented in our consolidated statements of income. Revenue generating activities that fall within the scope of ASC 606 are described as follows:  Investment and Trust Service Fees - these represent fees from wealth management (assets under management), fees from the management and settlement of estates and commissions from the sale of investment and insurance products. · Asset management fees are generally assessed based on a tiered fee schedule, based on the value of assets under management, and are recognized monthly when the service obligation is completed. Fees recognized were $5.5 million for 2019 and $5.1 million for 2018. · Fees for estate management services are based on the estimated fair value of the estate. These fees are generally recognized monthly over an 18 month period that Management has determined to represent the average time to fulfill the performance obligations of the contract. Management has the discretion to adjust this time period as needed based upon the nature and complexity of an individual estate. Fees recognized were $365 thousand for 2019 and $314 thousand for the 2018. · Commissions from the sale of investment and insurance products are recognized upon the completion of the transaction. Fees recognized were $ 234 thousand for 2019 and $282 thousand for 2018. Loan Service Charges – these represent fees on loans for services or charges that occur after the loan has been booked, for example, late payment fees. These also include fees for mortgages settled for a third party mortgage company. All of these fees are transactional in nature and are recognized upon completion of the transaction which represents the performance obligation.  Deposit Service Charges and Fees – these represent fees from deposit customers for transaction based, account maintenance, and overdraft services. Transaction based fees include, but are not limited to stop payment fees and overdraft fees. These fees are recognized at the time of the transaction when the performance obligation has been fulfilled. Account maintenance fees and account analysis fee are earned over the course of a month, representing the period of the performance obligation, and are recognized monthly.  Debit Card Income – this represents interchange fees from cardholder transactions conducted through the card payment network. Cardholders use the debit card to conduct point-of-sale transactions that produce interchange fees. The fees are transaction based and the fee is recognized with the processing of the transaction. These fees are reported net of cardholder rewards.  Other Service Charges and Fees – these are comprised primarily of merchant card fees, credit card fees, ATM surcharges and interchange fees and wire transfer fees. Merchant card fees represent fees the Bank earns from a third party for enrolling a customer in the processor’s program. Credit card fees represent a fee earned by the Bank for a successful referral to a card-issuing company. ATM surcharges and interchange fees are the result of Bank customers conducting ATM transactions that generate fee income and are processed through multiple card networks. All of these fees are transaction based and are recognized at the time of the transaction.  Other Income - these items are transactional in nature and recognized upon completion of the transaction which represents the performance obligation. Certain items included in this category may be excluded from the scope of ASC 606.  Gains/Losses on the Sale of Other Real Estate – these are recognized when control of the property transfers to the buyer.  Increases in the cash surrender value of life insurance, financial derivatives and security transactions are not within the scope of ASC 606. 

Summary Of Significant Accoun_2

Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Principles of Consolidation	Principles of Consolidation – The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation) and its wholly-owned subsidiaries; Farmers and Merchants Trust Company of Chambersburg and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank (the Bank) that has one wholly-owned subsidiary, Franklin Financial Properties Corp., which holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions have been eliminated in consolidation.
Nature Of Operations	Nature of Operations – The Corporation conducts substantially all of its business through its subsidiary bank, Farmers and Merchants Trust Company of Chambersburg, which serves its customer base through twenty-two community-banking offices located in Franklin, Cumberland, Fulton and Huntingdon Counties, Pennsylvania. These counties are considered to be the Corporation’s primary market area, but it may do business in the greater South-Central Pennsylvania market. The Bank is a community-oriented commercial bank that emphasizes customer service and convenience. As part of its strategy, the Bank has sought to develop a variety of products and services that meet the needs of both its retail and commercial customers. The Corporation and the Bank are subject to the regulations of various federal and state agencies and undergo periodic examinations by these regulatory authorities.
Use Of Estimates In The Preparation Of Financial Statements	Use of Estimates in the Preparation of Financial Statements – The preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses.
Significant Group Concentrations Of Credit Risk	Significant Group Concentrations of Credit Risk – Most of the Corporation’s activities are with customers located within its primary market area. Note 4 of the consolidated financial statements shows the types of securities in which the Corporation invests. Note 5 of the consolidated financial statements shows the types of lending in which the Corporation engages. The Corporation does not have any significant concentrations of any one industry or customer.
Statement Of Cash Flows	Statement of Cash Flows – For purposes of reporting cash flows, cash and cash equivalents include Cash and due from banks, interest-bearing deposits in other banks and cash items with maturities less than 90 days. 
Investment Securities	Investment Securities – Management classifies its debt securities at the time of purchase as available for sale or held to maturity. At December 31, 2019 and 2018, all debt securities were classified as available for sale, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. Available for sale debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized holding gains and losses are reported as other comprehensive income or loss, net of tax, until realized. Declines in the fair value of held-to-maturity and available-for-sale debt securities to amounts below cost that are deemed to be other-than-temporary are reflected in earnings as realized losses. In estimating the other-than-temporary impairment losses, Management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) if the Corporation does not intend to sell the security or it if is not more likely than not that the Corporation will be required to sell the security before recovery of its amortized cost. When a determination is made that an other-than-temporary impairment exists but the Corporation does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income. Realized securities gains and losses are computed using the specific identification method. Gains or losses on the disposition of debt investment securities are recorded on the trade date, based on the net proceeds and the adjusted carrying amount of the specific security sold. Effective January 1, 2018, equity investments are carried at fair value with changes in fair value recognized in net income. 
Restricted Stock	Restricted Stock – Restricted stock, which is carried at cost, consists of stock of the Federal Home Loan Bank of Pittsburgh (FHLB) and Atlantic Central Bankers Bank (ACBB). The Bank held $465 thousand of restricted stock at the end of 2019. With the exception of $30 thousand, this investment represents stock in the FHLB that the Bank is required to hold in order to be a member of FHLB and is carried at a cost of $100 per share. FHLB stock is divided into two classes: membership stock and activity stock, which is based on outstanding loan balances. Federal law requires a member institution of the FHLB to hold FHLB stock according to a predetermined formula. Management evaluates the restricted stock for impairment in accordance with ASC Topic 320. Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the banks as compared to the capital stock amount for the banks and the length of time this situation has persisted, (2) commitments by the banks to make payments required by law or regulation and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the banks. As a government sponsored entity, FHLB has the ability to raise funding through the U.S. Treasury that can be used to support its operations. There is not a public market for FHLB or ACBB stock and the benefits of membership (e.g., liquidity and low cost funding) add value to the stock beyond purely financial measures. Management intends to remain a member of the FHLB and believes that it will be able to fully recover the cost basis of this investment. Management believes no impairment charge is necessary related to the FHLB or ACBB restricted stock as of December 31, 2019.
Financial Derivatives	Financial Derivatives - FASB ASC 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments.  As required by ASC 815, the Corporation records all derivatives on the balance sheet at fair value. The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Corporation has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Corporation may enter into derivative contracts that are intended to economically hedge certain of its risk, even though hedge accounting does not apply, or the Corporation elects not to apply hedge accounting.  In accordance with the FASB’s fair value measurement guidance ( in ASU 2011-04 ) , the Corporation made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. At December 31, 2019, there were no derivatives subject to a netting agreement.  In August 2017, the Financial Accounting Standards Board issued ASU 2017-12, Derivatives and Hedging: Targeted Improvements to Accounting for Hedging Activities (ASU 2017-12). The purpose of this updated guidance is to better align a company’s financial reporting for hedging activities with the economic objectives of those activities. ASU 2017-12 is effective for public business entities for fiscal years beginning after December 15, 2018, with early adoption, including adoption in an interim period, permitted. ASU 2017-12 requires a modified retrospective transition method in which the Corporation will recognize the cumulative effect of the change on the opening balance of each affected component of equity in the statement of financial position as of the date of adoption. The Corporation adopted the standard in 2019 with no impact to its financial position upon transition.
Loans	Loans – Loans, that Management has the intent and ability to hold for the foreseeable future or until maturity or payoff, are stated at the outstanding unpaid principal balances, net of any deferred fees. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Corporation is amortizing these amounts over the contractual life of the loan.  The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or Management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in a prior year is charged against the allowance for loan losses. Payments received on nonaccrual loans are applied initially against principal, then interest income, late charges and any other expenses and fees. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Consumer loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loans.
Loans Held For Sale	Loans Held for Sale – Mortgage loans originated and intended for sale in the secondary market at the time of origination are carried at the lower of cost or estimated fair value (determined on an aggregate basis). All sales are made without recourse. Loans held for sale at December 31, 2019 represent loans originated through third-party brokerage agreements for a pre-determined price and present no price risk to the Bank.
Allowance For Loan Losses	Allowance for Loan Losses – The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance.  The allowance for loan losses is maintained at a level considered adequate to provide for probable incurred losses that can be reasonably anticipated. Management’s periodic evaluation of the adequacy of the allowance is based on the Bank’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, borrowers’ actual or perceived financial and managerial strengths, and other relevant factors. This evaluation is inherently subjective, as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans.  A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by Management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan by loan basis for commercial and commercial real estate loans by one of the following methods: the fair value of the collateral if the loan is collateral dependent, the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s obtainable market price.  The Corporation’s allowance for probable incurred loan losses consists of four elements: (1) specific valuation allowances established for probable losses on specific loans, (2) historical (quantitative) valuation allowances calculated based on historical loan loss experience for similar loans with similar characteristics and trends, (3) qualitative valuation to reflect the impact general economic conditions and other risk factors both internal and external to the Corporation and (4) an unallocated component. An unallocated component is maintained to cover uncertainties that could affect Management’s estimate of probable incurred loss. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. This estimate, if changed only several basis points, could vary by several hundred thousand dollars. Therefore, management believes some level of unallocated allowance should be maintained to account for this imprecision. In addition, management believes an unallocated component is necessary due to the increased risk of higher charge-off amounts from purchased participation loans then from similar bank originated portfolio loans since the bank has limited control of the borrower relationship.  Large groups of smaller balance homogeneous loans are collectively evaluated for impairment using historical charge-offs as the starting point in estimating loss. Accordingly, the Corporation may not separately identify individual consumer and residential loans for impairment disclosures. 
Premises And Equipment	Premises and Equipment – Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets or the lease term for lease hold improvements, whichever is shorter. When assets are retired or sold, the asset cost and related accumulated depreciation are eliminated from the respective accounts, and any resultant gain or loss is included in net income.  The cost of maintenance and repairs is charged to operating expense as incurred, and the cost of major additions and improvements is capitalized.
Goodwill	Goodwill – The Bank has $9.0 million of goodwill recorded on its balance sheet as the result of corporate acquisitions. Goodwill is not amortized, nor deductible for tax purposes. However, goodwill is tested for impairment at least annually, as of August 31, in accordance with ASC Topic 350. ASC Topic 350 allows for a qualitative assessment method that requires the use of significant assumptions in order to make a determination of impairment which the Corporation used as of August 31, 2019. These assumptions may include, but are not limited to: macroeconomic factors, banking industry conditions, banking merger and acquisition trends, the Bank’s historical financial performance, the Corporation’s stock price, forecast Bank financial performance, and change of control premiums. ASC Topic 350 requires the use of the “step-one” test if the qualitative assessment is not used. The step-one test is more quantitative than the qualitative test, but still requires numerous assumptions. The assumptions that may be used in the step-one test may include, but are not limited to: a dividend analysis, comparable sale transactions, and change of control premium estimates.
Bank Owned Life Insurance	Bank Owned Life Insurance – The Bank invests in bank owned life insurance (BOLI) as a source of funding for employee benefit expenses. The Bank purchases life insurance coverage on the lives of a select group of employees. The Bank is the owner and beneficiary of the policies and records the investment at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in noninterest income.
Other Real Estate Owned (OREO)	Other Real Estate Owned (OREO) – Foreclosed real estate (OREO) is comprised of property acquired through a foreclosure proceeding or an acceptance of a deed in lieu of foreclosure. Balances are initially reflected at the estimated fair value less any estimated disposition costs, with subsequent adjustments made to reflect further declines in value. Any losses realized upon disposition of the property, and holding costs prior thereto, are charged against income. All properties are actively marketed to potential buyers.
Transfers Of Financial Assets	Transfers of Financial Assets – Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Federal Income Taxes	Federal Income Taxes – Deferred income taxes are provided on the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance, when in the opinion of Management, it is more likely than not that some portion or all deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted through the provision for income taxes for the effects of changes in tax laws and rates on the date of enactment. ASC Topic 740 prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC Topic 740, “Income Taxes” also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties.
Advertising Expenses	Advertising Expenses – Advertising costs are expensed as incurred. 
Treasury Stock	Treasury Stock – The acquisition of treasury stock is recorded under the cost method. The subsequent disposition or sale of the treasury stock is recorded using the average cost method. 
Investment And Trust Services	Investment and Trust Services – Assets held in a fiduciary capacity are not assets of the Corporation and therefore are not included in the consolidated financial statements. The fair value of trust assets under management (including assets held at third party brokers) at December 31, 2019 was $918.9 million and $807.0 million at the prior year-end. 
Off-Balance Sheet Financial Instruments	Off-Balance Sheet Financial Instruments – In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit and letters of credit. Such financial instruments are recorded on the balance sheet when they are funded. The amount of any liability for the credit risk associated with off-balance sheet financial instruments is recorded in other liabilities and was not material to the financial position of the Corporation at December 31, 201 9 or 201 8 . 
Stock-Based Compensation	Stock-Based Compensation – The Corporation accounts for stock - based compensation in accordance with the ASC Topic 718, “Stock Compensation.” ASC Topic 718 requires compensation costs related to share-based payment transactions to be recognized in the financial statements (with limited exceptions). The amount of compensation cost is measured based on the grant-date fair value of the equity or liability instruments issued and forfeitures are accounted for as they occur. Compensation cost is recognized over the period that an employee provides services in exchange for the award. Compensation expense was $0 in 2019 and $185 thousand in 2018 . The Corporation does not allow the employee to use shares to satisfy employer income tax withholding obligations. 
Pension	Pension – The provision for pension expense was actuarially determined using the projected unit credit actuarial cost method. The funding policy is to contribute an amount sufficient to meet the requirements of ERISA, subject to Internal Revenue Code contribution limitations.  In accordance with ASC Topic 715, “Compensation – Retirement Benefits”, the Corporation recognizes the plan’s over-funded or under-funded status as an asset or liability with an offsetting adjustment to Accumulated Other Comprehensive Income (AOCI). ASC Topic 715 requires the determination of the fair value of a plan’s assets at the company’s year-end and the recognition of actuarial gains and losses, prior service costs or credits, transition assets or obligations as a component of AOCI. These amounts will be subsequently recognized as components of net periodic benefit costs. Further, actuarial gains and losses that arise in subsequent periods that are not initially recognized as a component of net periodic benefit costs will be recognized as a component of AOCI. Those amounts will subsequently be recorded as component of net periodic benefit costs as they are amortized during future periods. 
Earnings Per Share	Earnings per share – Earnings per share are computed based on the weighted average number of shares outstanding during each year. The Corporation’s basic earnings per share are calculated as net income divided by the weighted average number of shares outstanding. For diluted earnings per share, net income is divided by the weighted average number of shares outstanding plus the incremental number of shares added as a result of converting common stock equivalents, calculated using the treasury stock method. The Corporation’s common stock equivalents consist of stock options.  A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows:     (Dollars and shares in thousands, except per share data) 2019 2018  Weighted average shares outstanding (basic) 4,375 4,382  Impact of common stock equivalents 21 22  Weighted average shares outstanding (diluted) 4,396 4,404  Anti-dilutive options excluded from calculation 10 —  Net income $ 16,115 $ 6,125  Basic earnings per share $ 3.68 $ 1.40  Diluted earnings per share $ 3.67 $ 1.39 
Segment Reporting	Segment Reporting – The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community office and electronic banking applications, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.  Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, mortgage banking and trust operations of the Bank. As such, discrete information is not available and segment reporting would not be meaningful. 
Comprehensive Income	Comprehensive Income – Comprehensive income is reflected in the Consolidated Statements of Comprehensive Income and includes net income and unrealized gains or losses, net of tax, on investment securities, fair value of financial instruments, reclassifications and the change in plan assets and benefit obligations on the Bank’s pension plan, net of tax.
Reclassification	Reclassification – Certain prior period amounts may have been reclassified to conform to the current year presentation. Such recla ssifications did not affect reported net income.
Recent Accounting Pronouncements, Policy	Recent Accounting Pronouncements:     ASU 2016-02, Leases (Topic 842) and all subsequently issued amendments  Description In February 2016, the FASB issued ASU 2016-02, "Leases (Subtopic 842)." This ASU requires all lessees to recognize a lease liability and a right-of-use asset, measured at the lease commencement date. Lessor accounting remains largely unchanged under the new guidance. FASB subsequently issued various amendments that provided implementation guidance designed to provide entities with relief from the costs of implementing certain aspects of the new standard. From the lessee's perspective, the new standard requires a lessee to record a right-of-use asset and a lease liability on the balance sheet for all leases. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for lessees. ASU 2016-02 and all subsequent amendments were effective for fiscal years, including interim periods, beginning after December 15, 2018.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted ASU 2016-02, "Leases (Topic 842)" and all subsequent amendments on January 1, 2019 using the modified retrospective approach, and it did not have a material effect on its consolidated results of operations. Adoption of the new standard resulted in the recognition of a lease liability and a right-of-use asset of $6.2 million without a cumulative effect adjustment to retained earnings. The Corporation did not restate any prior period results. The Corporation adopted the package of practical expedients offering in ASU 2016-02 and therefore, existing lease classifications were not reassessed for a lease, and the initial direct costs for any existing leases were not reassessed. In addition to the package of practical expedients, the Corporation also utilized other practical expedients offered: (1) the hindsight expedient which allows entities to use hindsight to determine the lease term was not adopted, (2) leases, for all underlying asset classes, with a term less than 12 months and no purchase option were excluded, (3) the option to not separate lease and non-lease components and account for them as a single component was adopted for real estate leases, and (4) the option to not apply lease accounting to existing land easements was adopted.   ASU 2018-13, Disclosure Framework (Topic 820)  Description This guidance eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount of and reason for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted the standard on January 1, 2019 and it did not have a material effect on its consolidated results of operations.   ASU 2018-15, Accounting for Implementation Costs in a Cloud Computing Arrangement (Topic 350)  Description This ASU required an entity in a cloud computing arrangement (i.e., hosting arrangement) that is a service contract to follow the internal-use software guidance in ASC 350-40 to determine which implementation costs to capitalize as assets or expense as incurred. Capitalized implementation costs should be presented in the same line item on the balance sheet as amounts prepaid for the hosted service, if any (generally as an "other asset"). The capitalized costs will be amortized over the term of the hosting arrangement, with the amortization expense being presented in the same income statement line item as the fees paid for the hosted service. The ASU is effective January 1, 2020 with early adoption permitted.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation adopted the standard on January 1, 2019 and it did not have a material effect on its consolidated results of operations.   ASU 2017-04, Goodwill (Topic 350)  Description This guidance, among other things, removes step 2 of the goodwill impairment test thus eliminating the need to determine the fair value of individual assets and liabilities of the reporting unit. Upon adoption of this standard, goodwill impairment will be the amount by which a reporting unit's carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. This may result in more or less impairment being recognized than under the current guidance. Early adoption is permitted for any impairment tests performed after January 1, 2017, applied prospectively.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation early adopted the ASU in the fourth quarter of 2018 with the completion of the 2018 impairment analysis. The ASU did not have a material effect on the consolidated financial statements.   ASU 2018-14, Disclosure Framework (Topic 715): Changes to the Disclosure Requirements for Defined Benefit Plans  Description This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other postretirement benefit plans. ASU 2018-14 is effective for fiscal years ending after December 15, 2020; early adoption is permitted.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation will adopt the provisions of the ASU on January 1, 2020. As the ASU only revises disclosure requirements, it is not expected to have a material effect on the consolidated financial statements.   Recently issued but not yet effective accounting standards   ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments  Description This standard requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (CECL) model). Under this model, entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. The ASU replaces the current accounting model for purchased credit impaired loans and debt securities. The allowance for credit losses for purchased financial assets with a more-than insignificant amount of credit deterioration since origination (“PCD assets”), should be determined in a similar manner to other financial assets measured on an amortized cost basis. However, upon initial recognition, the allowance for credit losses is added to the purchase price to determine the initial amortized cost basis. The subsequent accounting for PCD financial assets is the same expected loss model described above.  Effective Date January 1, 2023  Effect on the Consolidated Financial Statements We have formed an implementation team led by the Corporation's Risk Management function. The team is reviewing the requirements of the ASU and evaluating methods and models for implementation. The new standard will result in earlier recognition of additions to the allowance for loan losses and possibly a larger allowance for loan loss balance with a corresponding increase in the provision for loan losses in results of operations; however, the Corporation is continuing to evaluate the impact of the pending adoption of the new standard on its consolidated financial statements. A third-party vendor has been selected to assist with the CECL calculations and the implementation process has started. The Corporation expects to be able to run the CECL model in test mode in 2020.   ASU 2019-05, Financial Instruments - Credit Losses (Topic 326):Targeted Transition Relief  Description This ASU allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20 if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. ASU 2019-05 has the same effective date as ASU 2016-13. On October 16,2019, FASB approved its August 2019 proposal to grant certain small public companies a delay in the effective date of ASU 2016-13. For the Corporation, the delay makes the ASU effective January 2023. Since the Corporation currently meets the SEC definition of a small reporting company, the delay will be application to the Corporation. Early adoption is permitted.  Effective Date January 1, 2023  Effect on the Consolidated Financial Statements The Corporation will continue to review the ASU as part of its adoption of ASU 2016-13. 

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2019
Summary Of Significant Accounting Policies [Abstract]
Schedule Of Earnings Per Share, Basic And Diluted	   (Dollars and shares in thousands, except per share data) 2019 2018  Weighted average shares outstanding (basic) 4,375 4,382  Impact of common stock equivalents 21 22  Weighted average shares outstanding (diluted) 4,396 4,404  Anti-dilutive options excluded from calculation 10 —  Net income $ 16,115 $ 6,125  Basic earnings per share $ 3.68 $ 1.40  Diluted earnings per share $ 3.67 $ 1.39 
Recent Accounting Pronouncements	    ASU 2016-02, Leases (Topic 842) and all subsequently issued amendments  Description In February 2016, the FASB issued ASU 2016-02, "Leases (Subtopic 842)." This ASU requires all lessees to recognize a lease liability and a right-of-use asset, measured at the lease commencement date. Lessor accounting remains largely unchanged under the new guidance. FASB subsequently issued various amendments that provided implementation guidance designed to provide entities with relief from the costs of implementing certain aspects of the new standard. From the lessee's perspective, the new standard requires a lessee to record a right-of-use asset and a lease liability on the balance sheet for all leases. Leases will be classified as either finance or operating, with classification affecting the pattern of expense recognition in the income statement for lessees. ASU 2016-02 and all subsequent amendments were effective for fiscal years, including interim periods, beginning after December 15, 2018.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted ASU 2016-02, "Leases (Topic 842)" and all subsequent amendments on January 1, 2019 using the modified retrospective approach, and it did not have a material effect on its consolidated results of operations. Adoption of the new standard resulted in the recognition of a lease liability and a right-of-use asset of $6.2 million without a cumulative effect adjustment to retained earnings. The Corporation did not restate any prior period results. The Corporation adopted the package of practical expedients offering in ASU 2016-02 and therefore, existing lease classifications were not reassessed for a lease, and the initial direct costs for any existing leases were not reassessed. In addition to the package of practical expedients, the Corporation also utilized other practical expedients offered: (1) the hindsight expedient which allows entities to use hindsight to determine the lease term was not adopted, (2) leases, for all underlying asset classes, with a term less than 12 months and no purchase option were excluded, (3) the option to not separate lease and non-lease components and account for them as a single component was adopted for real estate leases, and (4) the option to not apply lease accounting to existing land easements was adopted.   ASU 2018-13, Disclosure Framework (Topic 820)  Description This guidance eliminates, adds and modifies certain disclosure requirements for fair value measurements. Among the changes, entities will no longer be required to disclose the amount of and reason for transfers between Level 1 and Level 2 of the fair value hierarchy, but will be required to disclose the range and weighted average used to develop significant unobservable inputs for Level 3 fair value measurements.  Effective Date January 1, 2019  Effect on the Consolidated Financial Statements The Corporation adopted the standard on January 1, 2019 and it did not have a material effect on its consolidated results of operations.   ASU 2018-15, Accounting for Implementation Costs in a Cloud Computing Arrangement (Topic 350)  Description This ASU required an entity in a cloud computing arrangement (i.e., hosting arrangement) that is a service contract to follow the internal-use software guidance in ASC 350-40 to determine which implementation costs to capitalize as assets or expense as incurred. Capitalized implementation costs should be presented in the same line item on the balance sheet as amounts prepaid for the hosted service, if any (generally as an "other asset"). The capitalized costs will be amortized over the term of the hosting arrangement, with the amortization expense being presented in the same income statement line item as the fees paid for the hosted service. The ASU is effective January 1, 2020 with early adoption permitted.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation adopted the standard on January 1, 2019 and it did not have a material effect on its consolidated results of operations.   ASU 2017-04, Goodwill (Topic 350)  Description This guidance, among other things, removes step 2 of the goodwill impairment test thus eliminating the need to determine the fair value of individual assets and liabilities of the reporting unit. Upon adoption of this standard, goodwill impairment will be the amount by which a reporting unit's carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. This may result in more or less impairment being recognized than under the current guidance. Early adoption is permitted for any impairment tests performed after January 1, 2017, applied prospectively.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation early adopted the ASU in the fourth quarter of 2018 with the completion of the 2018 impairment analysis. The ASU did not have a material effect on the consolidated financial statements.   ASU 2018-14, Disclosure Framework (Topic 715): Changes to the Disclosure Requirements for Defined Benefit Plans  Description This ASU makes minor changes to the disclosure requirements for employers that sponsor defined benefit pension and/or other postretirement benefit plans. ASU 2018-14 is effective for fiscal years ending after December 15, 2020; early adoption is permitted.  Effective Date January 1, 2020  Effect on the Consolidated Financial Statements The Corporation will adopt the provisions of the ASU on January 1, 2020. As the ASU only revises disclosure requirements, it is not expected to have a material effect on the consolidated financial statements.   Recently issued but not yet effective accounting standards   ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments  Description This standard requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (CECL) model). Under this model, entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. The ASU replaces the current accounting model for purchased credit impaired loans and debt securities. The allowance for credit losses for purchased financial assets with a more-than insignificant amount of credit deterioration since origination (“PCD assets”), should be determined in a similar manner to other financial assets measured on an amortized cost basis. However, upon initial recognition, the allowance for credit losses is added to the purchase price to determine the initial amortized cost basis. The subsequent accounting for PCD financial assets is the same expected loss model described above.  Effective Date January 1, 2023  Effect on the Consolidated Financial Statements We have formed an implementation team led by the Corporation's Risk Management function. The team is reviewing the requirements of the ASU and evaluating methods and models for implementation. The new standard will result in earlier recognition of additions to the allowance for loan losses and possibly a larger allowance for loan loss balance with a corresponding increase in the provision for loan losses in results of operations; however, the Corporation is continuing to evaluate the impact of the pending adoption of the new standard on its consolidated financial statements. A third-party vendor has been selected to assist with the CECL calculations and the implementation process has started. The Corporation expects to be able to run the CECL model in test mode in 2020.   ASU 2019-05, Financial Instruments - Credit Losses (Topic 326):Targeted Transition Relief  Description This ASU allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20 if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. ASU 2019-05 has the same effective date as ASU 2016-13. On October 16,2019, FASB approved its August 2019 proposal to grant certain small public companies a delay in the effective date of ASU 2016-13. For the Corporation, the delay makes the ASU effective January 2023. Since the Corporation currently meets the SEC definition of a small reporting company, the delay will be application to the Corporation. Early adoption is permitted.  Effective Date January 1, 2023  Effect on the Consolidated Financial Statements The Corporation will continue to review the ASU as part of its adoption of ASU 2016-13. 

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2019
Regulatory Matters [Abstract]
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements	    As of December 31, 2019  Regulatory Ratios  Adequately Capitalized Well Capitalized  Actual Minimum Minimum  (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio  Common Equity Tier 1 Risk-based Capital Ratio (1)  Corporation $ 124,498 14.82% $ 37,808 N/A N/A N/A  Bank 122,974 14.62% 37,859 4.50% $ 54,682 6.50%   Tier 1 Risk-based Capital Ratio (2)  Corporation $ 124,498 14.82% $ 50,410 N/A N/A N/A  Bank 122,974 14.62% 50,479 6.00% $ 67,305 8.00%   Total Risk-based Capital Ratio (3)  Corporation $ 135,061 16.08% $ 67,214 N/A N/A N/A  Bank 133,537 15.87% 67,305 8.00% $ 84,131 10.00%   Tier 1 Leverage Ratio (4)  Corporation $ 124,498 9.72% $ 51,216 N/A N/A N/A  Bank 122,974 9.59% 51,285 4.00% $ 64,107 5.00%      As of December 31, 2018  Regulatory Ratios  Adequately Capitalized Well Capitalized  Actual Minimum Minimum  (Dollars in thousands) Amount Ratio Amount Ratio Amount Ratio  Common Equity Tier 1 Risk-based Capital Ratio (1)  Corporation $ 115,760 13.96% $ 37,328 4.50% N/A N/A  Bank 115,326 13.80% 37,605 4.50% $ 54,319 6.50%   Tier 1 Risk-based Capital Ratio (2)  Corporation $ 115,760 13.96% $ 49,771 6.00% N/A N/A  Bank 115,326 13.80% 50,140 6.00% $ 66,854 8.00%   Total Risk-based Capital Ratio (3)  Corporation $ 126,129 15.21% $ 66,361 8.00% N/A N/A  Bank 125,825 15.06% 66,854 8.00% $ 83,567 10.00%   Tier 1 Leverage Ratio (4)  Corporation $ 115,760 9.78% $ 47,323 4.00% N/A N/A  Bank 115,326 9.68% 47,675 4.00% $ 59,593 5.00%  (1) Common equity Tier 1 capital / total risk-weighted assets , (2) Tier 1 capital / total risk-weighted assets , (3) Total risk-based capital / total risk-weighted assets , (4) Tier 1 capital / average quarterly assets

Investments (Tables)

Investments (Tables)	12 Months Ended
	Dec. 31, 2019
Investments [Abstract]
Unrealized Gain (Loss) On Investments	   (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2019 cost gains losses value  U.S. Government and Agency securities $ 8,418 $ 30 $ (20) $ 8,428  Municipal securities 90,865 1,418 (997) 91,286  Trust preferred securities 4,097 — (130) 3,967  Agency mortgage-backed securities 58,503 435 (234) 58,704  Private-label mortgage-backed securities 398 31 — 429  Asset-backed securities 24,918 6 (305) 24,619  Total $ 187,199 $ 1,920 $ (1,686) $ 187,433      (Dollars in thousands) Gross Gross  Amortized unrealized unrealized Fair  December 31, 2018 cost gains losses value  U.S. Government and Agency securities $ 9,120 $ 21 $ (65) $ 9,076  Municipal securities 67,811 320 (484) 67,647  Trust preferred securities 4,074 — (316) 3,758  Agency mortgage-backed securities 45,241 65 (648) 44,658  Private-label mortgage-backed securities 457 31 — 488  Asset-backed securities 5,869 — (24) 5,845  Total $ 132,572 $ 437 $ (1,537) $ 131,472 
Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity	   (Dollars in thousands) Amortized cost Fair value  Due in one year or less $ 16,599 $ 16,660  Due after one year through five years 29,643 29,723  Due after five years through ten years 51,454 52,026  Due after ten years 30,602 29,891  128,298 128,300  Mortgage-backed securities 58,901 59,133  Total $ 187,199 $ 187,433 
Composition Of Net Realized Securities Gains	  (Dollars in thousands) 2019 2018  Proceeds $ 18,781 $ 4,115   Gross gains realized 285 67  Gross losses realized (29) (11)  Net gains realized $ 256 $ 56   Tax (provision) benefit on net gains (losses) realized $ 54 $ 12 
Schedule Of Unrealized Loss On Investments	   December 31, 2019  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 2,559 $ (12) 6 $ 1,335 $ (8) 7 $ 3,894 $ (20) 13  Municipal securities 38,874 (966) 40 2,655 (31) 4 41,529 (997) 44  Trust preferred securities — — — 3,967 (130) 5 3,967 (130) 5  Agency mortgage-backed securities 21,185 (185) 32 6,555 (49) 22 27,740 (234) 54  Asset-backed securities 17,644 (128) 19 5,669 (177) 9 23,313 (305) 28  Total temporarily impaired securities $ 80,262 $ (1,291) 97 $ 20,181 $ (395) 47 $ 100,443 $ (1,686) 144      December 31, 2018  Less than 12 months 12 months or more Total  Fair Unrealized Fair Unrealized Fair Unrealized  (Dollars in thousands) Value Losses Count Value Losses Count Value Losses Count   U.S. Government and Agency securities $ 2,071 $ (6) 2 $ 5,175 $ (59) 14 $ 7,246 $ (65) 16  Municipal securities 5,832 (12) 10 25,091 (472) 42 30,923 (484) 52  Trust preferred securities 2,008 (159) 3 1,750 (157) 2 3,758 (316) 5  Agency mortgage-backed securities 7,687 (46) 16 30,511 (602) 74 38,198 (648) 90  Asset-backed securities 5,826 (22) 6 19 (2) 2 5,845 (24) 8  Total temporarily impaired securities $ 23,424 $ (245) 37 $ 62,546 $ (1,292) 134 $ 85,970 $ (1,537) 171 
Other Than Temporary Impairment, Credit Losses Recognized In Earnings	   (Dollars in thousands) Twelve Months Ended  2019 2018  Balance of cumulative credit-related OTTI at January 1 $ 272 $ 595  Additions for credit-related OTTI not previously recognized — —  Additional increases for credit-related OTTI previously recognized when there is  no intent to sell and no requirement to sell before recovery of amortized cost basis — —  Decreases for previously recognized credit-related OTTI because there was an intent to sell — (323)  Reduction for increases in cash flows expected to be collected — —  Balance of credit-related OTTI at December 31 $ 272 $ 272 

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2019
Loans [Abstract]
Schedule Of Loans Outstanding	    (Dollars in thousands) 2019 2018  Residential Real Estate 1-4 Family  Consumer first liens $ 85,319 $ 89,673  Commercial first lien 57,627 59,227  Total first liens 142,946 148,900   Consumer junior liens and lines of credit 42,715 42,504  Commercial junior liens and lines of credit 4,882 4,716  Total junior liens and lines of credit 47,597 47,220  Total residential real estate 1-4 family 190,543 196,120   Residential real estate - construction  Consumer 4,107 1,667  Commercial 9,216 8,558  Total residential real estate construction 13,323 10,225   Commercial real estate 494,262 487,980  Commercial 230,007 274,054  Total commercial 724,269 762,034   Consumer 6,440 4,996  934,575 973,375  Less: Allowance for loan losses (11,966) (12,415)  Net Loans $ 922,609 $ 960,960   Included in the loan balances are the following:  Net unamortized deferred loan costs $ 178 $ 123   Loans pledged as collateral for borrowings and commitments from:  FHLB $ 764,340 $ 772,564  Federal Reserve Bank 32,155 34,160  Total $ 796,495 $ 806,724 
Schedule Of Loans To Related Parties	  (Dollars in thousands) 2019 2018  Balance at beginning of year $ 20,489 $ 22,123  New loans made 557 1,461  Repayments (10,725) (3,095)  Balance at end of year $ 10,321 $ 20,489 

Loan Quality and Allowance fo_2

Loan Quality and Allowance for Loan Losses (Tables)	12 Months Ended
	Dec. 31, 2019
Loan Quality And Allowance for Loan Losses [Abstract]
Allowance For Loan Losses, By Loan Segment	The following table shows the activity in the Allowance for Loan Loss (ALL), for the years ended December 31, 2019 and 2018 .      Residential Real Estate 1-4 Family  First Junior Liens & Commercial  (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   ALL at December 31, 2017 $ 1,060 $ 330 $ 224 $ 6,526 $ 2,110 $ 105 $ 1,437 $ 11,792  Charge-offs — — — — (9,482) (107) — (9,589)  Recoveries 2 8 — 60 157 31 — 258  Provision (571) (205) (116) (888) 11,726 41 (33) 9,954  ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415   ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415  Charge-offs (52) (12) (123) (564) (93) (125) — (969)  Recoveries 5 1 — 72 170 35 — 283  Provision (28) (3) 199 816 (773) 104 (78) 237  ALL at December 31, 2019 $ 416 $ 119 $ 184 $ 6,022 $ 3,815 $ 84 $ 1,326 $ 11,966  The following table shows the loans that were evaluated for the Allowance for Loan Loss (ALL) under a specific reserve (individually) and those that were evaluated under a general reserve (collectively), and the amount of the allowance established in each category as of December 31, 2019 and 2018 :     Residential Real Estate 1-4 Family  First Junior Liens & Commercial  (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total   December 31, 2019  Loans evaluated for ALL:  Individually $ 659 $ — $ 523 $ 10,994 $ — $ — $ — $ 12,176  Collectively 142,287 47,597 12,800 483,268 230,007 6,440 — 922,399  Total $ 142,946 $ 47,597 $ 13,323 $ 494,262 $ 230,007 $ 6,440 $ — $ 934,575   ALL established for loans evaluated:  Individually $ — $ — $ — $ — $ — $ — $ — $ —  Collectively 416 119 184 6,022 3,815 84 1,326 11,966  ALL at December 31, 2019 $ 416 $ 119 $ 184 $ 6,022 $ 3,815 $ 84 $ 1,326 $ 11,966   December 31, 2018  Loans evaluated for ALL:  Individually $ 405 $ — $ 455 $ 10,099 $ 181 $ — $ — $ 11,140  Collectively 148,495 47,220 9,770 477,881 273,873 4,996 — 962,235  Total $ 148,900 $ 47,220 $ 10,225 $ 487,980 $ 274,054 $ 4,996 $ — $ 973,375   ALL established for loans evaluated:  Individually $ — $ — $ — $ — $ — $ — $ — $ —  Collectively 491 133 108 5,698 4,511 70 1,404 12,415  ALL at December 31, 2018 $ 491 $ 133 $ 108 $ 5,698 $ 4,511 $ 70 $ 1,404 $ 12,415 
Impaired Financing Receivables	   Impaired Loans  With No Allowance With Allowance  (Dollars in thousands) Unpaid Unpaid  Recorded Principal Recorded Principal Related  December 31, 2019 Investment Balance Investment Balance Allowance  Residential Real Estate 1-4 Family  First liens $ 659 $ 659 $ — $ — $ —  Junior liens and lines of credit — — — — —  Total 659 659 — — —  Residential real estate - construction 523 729 — — —  Commercial real estate 10,994 12,096 — — —  Commercial — — — — —  Total $ 12,176 $ 13,484 $ — $ — $ —      December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 871 $ 958 $ — $ — $ —  Junior liens and lines of credit 49 49 — — —  Total 920 1,007 — — —  Residential real estate - construction 455 531 — — —  Commercial real estate 10,236 10,808 — — —  Commercial 315 9,763 — — —  Total $ 11,926 $ 22,109 $ — $ — $ —      Twelve Months Ended  December 31, 2019 December 31, 2018  Average Interest Average Interest  (Dollars in thousands) Recorded Income Recorded Income  Investment Recognized Investment Recognized  Residential Real Estate 1-4 Family  First liens $ 668 $ 39 $ 914 $ 45  Junior liens and lines of credit — — 85 1  Total 668 39 999 46  Residential real estate - construction 619 — 462 —  Commercial real estate 13,319 397 10,809 417  Commercial — — 4,329 —  Total $ 14,606 $ 436 $ 16,599 $ 463 
Aging Of Payments Of The Loan Portfolio	   (Dollars in thousands) Loans Past Due and Still Accruing Total  Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual Loans  December 31, 2019  Residential Real Estate 1-4 Family  First liens $ 141,843 $ 646 $ 358 $ 31 $ 1,035 $ 68 $ 142,946  Junior liens and lines of credit 47,420 70 30 46 146 31 47,597  Total 189,263 716 388 77 1,181 99 190,543  Residential real estate - construction 12,800 — — — — 523 13,323  Commercial real estate 490,114 813 326 — 1,139 3,009 494,262  Commercial 229,659 31 120 — 151 197 230,007  Consumer 6,397 25 18 — 43 — 6,440  Total $ 928,233 $ 1,585 $ 852 $ 77 $ 2,514 $ 3,828 $ 934,575       December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 148,183 $ 322 $ 202 $ 113 $ 637 $ 80 $ 148,900  Junior liens and lines of credit 47,040 131 — 26 157 23 47,220  Total 195,223 453 202 139 794 103 196,120  Residential real estate - construction 9,572 — 198 — 198 455 10,225  Commercial real estate 481,774 1,343 3,323 113 4,779 1,427 487,980  Commercial 273,534 65 40 100 205 315 274,054  Consumer 4,933 46 12 5 63 — 4,996  Total $ 965,036 $ 1,907 $ 3,775 $ 357 $ 6,039 $ 2,300 $ 973,375 
Internal Credit Rating For The Loan Portfolio	   Pass OAEM Substandard Doubtful  (Dollars in thousands) (1-5) (6) (7) (8) Total  December 31, 2019  Residential Real Estate 1-4 Family  First liens $ 142,847 $ — $ 99 $ — $ 142,946  Junior liens and lines of credit 47,520 — 77 — 47,597  Total 190,367 — 176 — 190,543  Residential real estate - construction 12,800 — 523 — 13,323  Commercial real estate 483,878 5,875 4,509 — 494,262  Commercial 229,465 4 538 — 230,007  Consumer 6,440 — — — 6,440  Total $ 922,950 $ 5,879 $ 5,746 $ — $ 934,575      December 31, 2018  Residential Real Estate 1-4 Family  First liens $ 148,453 $ — $ 447 $ — $ 148,900  Junior liens and lines of credit 47,171 — 49 — 47,220  Total 195,624 — 496 — 196,120  Residential real estate - construction 9,572 — 653 — 10,225  Commercial real estate 479,969 660 7,351 — 487,980  Commercial 272,959 — 1,095 — 274,054  Consumer 4,991 — 5 — 4,996  Total $ 963,115 $ 660 $ 9,600 $ — $ 973,375 
Troubled Debt Restructuring Loans	   Troubled Debt Restructurings  Within the Last 12 Months  That Have Defaulted  (Dollars in thousands) Troubled Debt Restructurings on Modified Terms  Number of Recorded Number of Recorded  Contracts Investment Performing* Nonperforming* Contracts Investment  December 31, 2019  Residential real estate - construction 1 $ 444 $ 444 $ — — $ —  Residential real estate 4 659 659 — — —  Commercial real estate 11 9,343 9,343 — — —  Total 16 $ 10,446 $ 10,446 $ — — $ —      December 31, 2018  Residential real estate - construction 1 $ 455 $ — $ 455 — $ —  Residential real estate 4 678 678 — — —  Commercial real estate 11 10,099 8,809 1,290 — —  Total 16 $ 11,232 $ 9,487 $ 1,745 — $ —  * The performing status is determined by the loan’s compliance with the modified terms.

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2019
Premises And Equipment [Abstract]
Premises And Equipment	  (Dollars in thousands) Estimated Life 2019 2018  Land $ 3,218 $ 2,909  Buildings and leasehold improvements 15 - 30 years, or lease term 24,713 24,522  Furniture, fixtures and equipment 3 - 10 years 13,425 12,471  Total cost 41,356 39,902  Less: Accumulated depreciation (27,505) (26,381)  Net premises and equipment $ 13,851 $ 13,521 
Schedule Of Depreciation And Rent Expense	  2019 2018  Depreciation expense $ 1,259 $ 1,232 

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2019
Leases [Abstract]
Schedule Of Lease Costs	  For the years ended  December 31  (Dollars in thousands) 2019  Operating lease cost $ 615  Short-term lease cost 7  Variable lease cost 48  Total lease cost $ 670  
Schedule Of Measurement Of Lease Liabilities	  For the years ended  (Dollars in thousands) December 31  Cash paid for amounts included in the measurement of lease liabilities: 2019  Operating cash flows from operating leases $ 580   Weighted-average remaining lease term (years) 13.22  Weighted-average discount rate 3.55% 
Schedule Of Future Minimum Payments Operating Leases	  (Dollars in thousands)   2020 $ 559  2021 539  2022 526  2023 531  2024 505  2025 and beyond 3,876  Imputed interest 6,536  Discounted cash flows (1,375)  Total lease liability $ 5,161 

Other Real Estate Owned (Tables

Other Real Estate Owned (Tables)	12 Months Ended
	Dec. 31, 2019
Other Real Estate Owned [Abstract]
Summary Of Changes In Other Real Estate Owned	   (Dollars in thousands) 2019 2018  Balance at beginning of the period $ 2,684 $ 2,598  Additions 80 176  Proceeds from dispositions (3,065) (79)  Gain (loss) on sales, net 326 (5)  Valuation adjustment (25) (6)  Balance at the end of the period $ — $ 2,684 

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2019
Deposits [Abstract]
Schedule Of Deposits	  (Dollars in thousands) 2019 2018  Noninterest-bearing checking $ 192,108 $ 197,417   Interest-bearing checking 331,886 305,661  Money management 429,199 436,752  Savings 82,851 81,206  Total interest-bearing checking and savings 843,936 823,619   Time deposits 89,348 61,593   Total deposits $ 1,125,392 $ 1,082,629   Overdrawn deposit accounts reclassified as loans $ 153 $ 120 
Maturities Of Time Deposits	   (Dollars in thousands) Time Deposits  2020 $ 62,275  2021 16,747  2022 6,050  2023 2,869  2024 1,407  Total $ 89,348 

Other Borrowings (Tables)

Other Borrowings (Tables)	12 Months Ended
	Dec. 31, 2019
Other Borrowings [Abstract]
Short Term Borrowings	   2019 2018  FHLB FHLB  (Dollars in thousands) Open Repo Open Repo  Ending balance $ — $ —  Weighted average rate at year end — —  Range of interest rates paid at year end — —  Maximum month-end balance during the year $ 4,500 $ —  Average balance during the year $ 1,335 $ 1,069  Weighted average interest rate during the year 2.60% 2.25% 

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2019
Federal Income Taxes [Abstract]
Schedule Of Deferred Tax Assets And Liabilities	  (Dollars in thousands)  Deferred Tax Assets 2019 2018  Allowance for loan losses $ 2,532 $ 2,607  Deferred compensation 762 601  Purchase accounting 16 16  Capital loss carryover — 34  Other than temporary impairment of investments 58 124  Net operating loss carryforward — 1,787  Lease liabilities 1,092 —  Accumulated other comprehensive loss 1,591 1,696  Other 580 759  6,631 7,624  Valuation allowance (58) (158)  Total gross deferred tax assets 6,573 7,466   Deferred Tax Liabilities  Depreciation 309 239  Right-of-use asset 1,084 —  Joint ventures and partnerships 46 36  Pension 1,093 1,173  Deferred loan fees and costs, net 38 26  Total gross deferred tax liabilities 2,570 1,474  Net deferred tax asset $ 4,003 $ 5,992 
Schedule Of Components Of Income Tax Expense (Benefit)	  For the Years Ended December 31  (Dollars in thousands) 2019 2018  Current tax expense (benefit) $ 996 $ (164)  Deferred tax expense (benefit) 1,884 (1)  Income tax provision $ 2,880 $ (165) 
Schedule Of Effective Income Tax Rate Reconciliation	  For the Years Ended December 31  (Dollars in thousands) 2019 2018  Tax provision at statutory rate $ 3,992 $ 1,252  Income on tax-exempt loans and securities (1,134) (1,404)  Nondeductible interest expense relating to carrying tax-exempt obligations 45 33  Income from bank owned life insurance (148) (108)  Stock option compensation — 39  Other, net 125 23  Income tax provision $ 2,880 $ (165)   Effective income tax rate 15.2% (2.8%) 

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	12 Months Ended
	Dec. 31, 2019
Accumulated Other Comprehensive Loss [Abstract]
Schedule Of Accumulated Other Comprehensive Loss	  Unrealized  Gains and Losses on  Available-for-sale Defined Benefit  Securities Pension Items Total  December 31, 2019  Beginning balance $ (870) $ (5,510) $ (6,380)   Other comprehensive income before reclassification 1,257 (1,097) 160   Amounts reclassified from accumulated other comprehensive income (202) 436 234   Current period other comprehensive income 1,055 (661) 394   Ending balance $ 185 $ (6,171) $ (5,986)   December 31, 2018  Beginning balance $ 121 $ (6,149) $ (6,028)   Other comprehensive income before reclassification (746) 82 (664)   Amounts reclassified from accumulated other comprehensive income (44) 557 513   Current period other comprehensive income (790) 639 (151)   Cumulative adjustment for fair value of equity securities (201) — (201)   Ending balance $ (870) $ (5,510) $ (6,380) 

Financial Derivatives (Tables)

Financial Derivatives (Tables)	12 Months Ended
	Dec. 31, 2019
Financial Derivatives [Abstract]
Schedule Of Fair Value Of Derivative Instruments	   Fair Value of Derivative Instruments  Derivative Liabilities  (Dollars in thousands) As of December 31, 2019 As of December 31, 2018  Date Notional amount Balance Sheet Location Fair Value Notional amount Balance Sheet Location Fair Value  Derivatives not designated as hedging instruments  Other Contracts 7,011 Other Liabilities $ 19 — Other Liabilities $ —  Total derivatives not designated as hedging instruments $ 19 $ —  
Schedule Of Effect Of Derivative Instruments On The Statement Of Income	  Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial Performance  Derivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivatives  (Dollars in thousands) Year Ended December 31  2019 2018  Other Contracts Other income/(expense) $ 165 $ - 

Benefit Plans (Tables)

Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2019
Benefit Plans [Abstract]
Schedule Of Amounts Recognized In Other Comprehensive Income (Loss)	  Amounts recognized in accumulated other comprehensive For the Years Ended December 31  income (loss), net of tax 2019 2018  Net actuarial loss $ (7,812) $ (6,975)  Prior service cost obligation — —  (7,812) (6,975)  Tax effect 1,641 1,465  Net amount recognized in accumulated other comprehensive loss $ (6,171) $ (5,510) 
Schedule Of Amounts Recognized In Balance Sheet	     (Dollars in Thousands) December 31, 2019  Asset Description Fair Value Level 1 Level 2 Level 3  Cash and cash equivalents $ 808 $ 808 $ — $ —  Equity securities 3,717 3,717 — —  Corporate bonds 2,406 — 2,406 —  Municipal bonds 6,266 — 6,266 —  Investment fund - debt 1,605 — 1,605 —  Investment fund - equity 1,875 1,875 — —  Cash surrender value of life insurance 28 — — 28  Deposit in immediate participation guarantee contract 1,129 1,129 — —  Certificates of deposit 301 — 301 —  Total assets $ 18,135 $ 7,529 $ 10,578 $ 28     (Dollars in Thousands) December 31, 2018  Asset Description Fair Value Level 1 Level 2 Level 3  Cash and cash equivalents $ 350 $ 350 $ — $ —  Equity securities 3,604 3,604 — —  Corporate bonds 2,416 — 2,416 —  Municipal bonds 6,052 — 6,052 —  Investment fund - debt 1,409 — 1,409 —  Investment fund - equity 1,112 1,112 — —  Cash surrender value of life insurance 25 — — 25  Deposit in immediate participation guarantee contract 934 934 — —  Certificates of deposit 647 — 647 —  Total assets $ 16,549 $ 6,000 $ 10,524 $ 25 
Schedule Of Changes In Fair Value Of Plan Assets	  Cash Value of Life Insurance  December 31  2019 2018  Balance at the beginning of the period $ 25 $ 25  Unrealized gain (loss) relating to investments held at the reporting date 3 —  Purchases, sales, issuances and settlement, net — —  Balance at the end of the period $ 28 $ 25 
Schedule Of Expected Benefit Payments	  2020 $ 1,323  2021 1,071  2022 1,227  2023 1,064  2024 1,035  2025-2029 6,664  Total $ 12,384 

Stock Based Compensation (Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2019
Stock Based Compensation [Abstract]
Schedule Of Share-based Compensation, Stock Options, Activity	   (Dollars in thousands except share and per share data)  ESPP Weighted Average Aggregate  Options Price Per Share Intrinsic Value  Balance Outstanding at December 31, 2017 17,837 $ 29.95 $ 132  Granted 19,790 32.73  Exercised (3,257) 30.54  Expired (15,992) 30.07  Balance Outstanding at December 31, 2018 18,378 $ 32.73 $ -  Granted 19,644 36.21  Exercised (2,270) 32.75  Expired (16,641) 32.84  Balance Outstanding at December 31, 2019 19,111 $ 36.21 $ 47   Shares available for future grants at December 31, 2019 193,281     ISOP Weighted Average Aggregate  Options Price Per Share Intrinsic Value  Balance Outstanding at December 31, 2017 85,225 $ 24.75 $ 1,075  Granted 34,054 34.10  Exercised (12,268) 21.55  Forfeited (3,000) 23.77  Balance Outstanding at December 31, 2018 104,011 $ 28.22 $ 341  Granted — —  Exercised (8,482) 22.82  Forfeited (2,550) 34.10  Balance Outstanding at December 31, 2019 92,979 $ 28.55 $ 943   Shares available for future grants at December 31, 2019 307,021 
Share-based Compensation Arrangement By Share-based Payment Award, Options, Vested And Expected To Vest, Outstanding And Exercisable	  Options Weighted  Outstanding Exercise Price or Weighted Average Average Remaining  Stock Option Plan and Exercisable Price Range Exercise Price Life (years)  Employee Stock Purchase Plan 19,111 $ 36.21 $ 36.21 0.5   Incentive Stock Option Plan 31,225 21.27 - 22.05 21.54 5.8  Incentive Stock Option Plan 30,250 30.00 30.00 7.2  Incentive Stock Option Plan 31,504 34.10 34.10 8.2  ISOP Total/Average 92,979 $ 28.55 7.0 
Valuation Assumptions Using Black-Scholes Method	  2019 2018  Incentive Stock Option Plan  Options granted — 34,054  Risk-free interest rate — 2.66%  Expected volatility of the Corporation's stock — 19.51%  Expected dividend yield — 2.49%  Expected life (in years) — 5.25  Weighted average fair value of options granted $ — $ 5.42   (Dollars in thousands)  Compensation expense included in net income  ESPP $ — $ —  ISOP — 185  Total compensation expense included in net income $ — $ 185 

Commitments And Contingencies (

Commitments And Contingencies (Tables)	12 Months Ended
	Dec. 31, 2019
Commitments And Contingencies [Abstract]
Outstanding Commitments	  (Dollars in thousands)  Financial instruments whose contract amounts represent credit risk 2019 2018  Commercial commitments to extend credit $ 248,251 $ 216,913  Consumer commitments to extend credit (secured) 56,898 49,221  Consumer commitments to extend credit (unsecured) 5,088 5,605  $ 310,237 $ 271,739  Standby letters of credit $ 26,382 $ 25,429 

Fair Value Measurements And F_2

Fair Value Measurements And Fair Values Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2019
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis	     (Dollars in Thousands Fair Value at December 31, 2019  Asset Description Level 1 Level 2 Level 3 Total  Equity securities, at fair Value $ 440 $ — $ — $ 440   Available for sale:  U.S. Government and Agency securities — 8,428 — 8,428  Municipal securities — 91,286 — 91,286  Trust Preferred Securities — 3,967 — 3,967  Agency mortgage-backed securities — 58,704 — 58,704  Private-label mortgage-backed securities — 429 — 429  Asset-backed securities — 24,619 — 24,619  Total assets $ 440 $ 187,433 $ — $ 187,873  The fair value of derivative liabilities measured at fair value at December 31, 2019 is $19 thousand and is considered immaterial.     (Dollars in Thousands) Fair Value at December 31, 2018  Asset Description Level 1 Level 2 Level 3 Total  Equity securities, at fair value $ 374 $ — $ — $ 374   Available for sale"  U.S. Government and Agency securities — 9,076 — 9,076  Municipal securities — 67,647 — 67,647  Trust Preferred Securities — 3,758 — 3,758  Agency mortgage-backed securities — 44,658 — 44,658  Private-label mortgage-backed securities — 488 — 488  Asset-backed securities — 5,845 — 5,845  Total assets $ 374 $ 131,472 $ — $ 131,846 
Schedule Of Fair Value On A Nonrecurring Basis	   (Dollars in Thousands) Fair Value at December 31, 2019  Asset Description Level 1 Level 2 Level 3 Total  Impaired Loans (1) $ — $ — $ 1,080 $ 1,080  Total assets $ — $ — $ 1,080 $ 1,080      (Dollars in Thousands) Fair Value at December 31, 2018  Asset Description Level 1 Level 2 Level 3 Total  Other real estate owned (1) $ — $ — $ 71 $ 71  Total assets — $ — $ 71 $ 71  (1) Includes assets directly charged-down to fair value during the year-to-date period. 
Fair Value Inputs, Assets, Quantitative Information	  (Dollars in Thousands) Quantitative Information about Level 3 Fair Value Measurements Range  December 31, 2019 Fair Value Valuation Technique Unobservable Input (Weighted Average)  Impaired Loans $ 1,080 Appraisal Appraisal Adjustment 0% - 100% (48%)    Range  December 31, 2018 Fair Value Valuation Technique Unobservable Input (Weighted Average)  Other real estate owned $ 71 Appraisal Cost to sell 8% (8%)  
Fair Value, By Balance Sheet Grouping	   December 31, 2019  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3  Financial assets, carried at cost:  Cash and cash equivalents $ 83,828 $ 83,828 $ 83,828 $ — $ —  Long-term interest-bearing deposits in other banks 8,746 8,746 8,746  Loans held for sale 2,040 2,040 — 2,040 —  Net loans 922,609 918,640 — — 918,640  Accrued interest receivable 3,845 3,845 — 3,845 —   Financial assets, available for sale:  Debt securities 187,433 187,433 — 187,433 —   Financial assets, fair value:  Equity securities 440 440 440 — —   Financial liabilities:  Deposits $ 1,125,392 $ 1,125,887 $ — $ 1,125,887 $ —  Accrued interest payable 436 436 — 436 —   December 31, 2018  Carrying Fair  (Dollars in thousands) Amount Value Level 1 Level 2 Level 3  Financial assets, carried at cost:  Cash and cash equivalents $ 52,957 $ 52,957 $ 52,957 $ — $ —  Loans held for sale 118 118 — 118 —  Net loans 960,960 941,930 — — 941,930  Accrued interest receivable 4,103 4,103 — 4,103 —   Financial assets, available for sale:  Debt securities 131,472 131,472 — 131,472 —   Financial assets, fair value:  Equity securities 374 374 374 — —   Financial liabilities:  Deposits $ 1,082,629 $ 1,082,425 $ — $ 1,082,425 $ —  Accrued interest payable 193 193 — 193 —  

Parent Company (Franklin Fina_2

Parent Company (Franklin Financial Services Corporation) Financial Information (Tables)	12 Months Ended
	Dec. 31, 2019
Parent Company (Franklin Financial Services Corporation) Financial Information [Abstract]
Balance Sheets	  December 31  (Dollars in thousands) 2019 2018  Assets:  Cash and cash equivalents $ 164 $ 108  Investment securities 440 374  Equity investment in subsidiaries 126,069 118,027  Other assets 859 —  Total assets $ 127,532 118,509   Liabilities:  Other liabilities $ 4 $ 113  Total liabilities 4 113  Shareholders' equity 127,528 118,396  Total liabilities and shareholders' equity $ 127,532 $ 118,509 
Statements Of Income	  Years Ended December 31  (Dollars in thousands) 2019 2018  Income:  Dividends from Bank subsidiary $ 8,710 $ 3,259  Other income 66 9  8,776 3,268  Expenses:  Operating expenses 1,176 1,184  Income before income taxes and equity in undistributed income of subsidiaries 7,600 2,084  Income tax benefit 867 207  Equity in undistributed income of subsidiaries 7,648 3,834  Net income 16,115 6,125  Other comprehensive income/(loss) of subsidiary 394 (151)  Comprehensive income $ 16,509 $ 5,974 
Statements Of Cash Flows	  Years Ended December 31  (Dollars in thousands) 2019 2018  Cash flows from operating activities  Net income $ 16,115 $ 6,125  Adjustments to reconcile net income to net cash provided  by operating activities:  Equity in undistributed (income) of subsidiary (7,648) (3,834)  Stock option compensation — 185  (Increase) decrease in other assets/liabilities (1,034) 289  Net cash provided by operating activities 7,433 2,765   Cash flows from financing activities  Dividends paid (5,115) (4,598)  Cash received from option exercises 268 362  Common stock issued under dividend reinvestment plan 1,316 1,417  Treasury stock purchase (3,846) (88)  Net cash used in financing activities (7,377) (2,907)  Increase (decrease) in cash and cash equivalents 56 (142)  Cash and cash equivalents as of January 1 108 250  Cash and cash equivalents as of December 31 $ 164 $ 108 

Summary Of Significant Accoun_4

Summary Of Significant Accounting Policies (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Sep. 30, 2018
Summary Of Significant Accounting Policies [Line Items]
Restricted stock	$ 465	$ 452	$ 465
Goodwill	9,016	9,016
Assets Held-in-trust	918,900	807,000
Share-based Compensation	0	$ 185
Federal Home Loan Bank of Pittsburgh [Member]
Summary Of Significant Accounting Policies [Line Items]
Restricted stock	$ 30
Restricted Stock Cost	$ 100

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Schedule Of Earnings Per Share Basic And Diluted) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Summary Of Significant Accounting Policies [Abstract]
Weighted average shares outstanding (basic)	4,375	4,382
Impact of common stock equivalents	21	22
Weighted average shares outstanding (diluted)	4,396	4,404
Anti-dilutive options excluded from calculation	10
Net income	$ 16,115	$ 6,125
Basic earnings per share	$ 3.68	$ 1.40
Diluted earnings per share	$ 3.67	$ 1.39

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) - USD ($) $ in Millions		Dec. 31, 2019	Dec. 31, 2018
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval		$ 103.8
Pennsylvania [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio		10.00%
Tier One Leverage Capital to Average Assets		6.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	[1]	14.62%	13.80%
Tier One Leverage Capital to Average Assets	[2]	9.59%	9.68%
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[1]	6.50%	6.50%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[3]	8.00%	8.00%
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	[2]	5.00%	5.00%
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[4]	10.00%	10.00%
Total Risk-based Capital Ratio: Ratio	[4]	15.87%	15.06%
[1]	Common equity Tier 1 capital / total risk-weighted assets
[2]	Tier 1 capital / average quarterly assets
[3]	Tier 1 capital / total risk-weighted assets
[4]	Total risk-based capital / total risk-weighted assets

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements) (Details) - USD ($) $ in Thousands		Dec. 31, 2019	Dec. 31, 2018
Franklin Financial Services Corporation [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	[1]	14.82%	13.96%
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[1]		4.50%
Tier 1 Risk-based Capital Ratio: Ratio	[2]	14.82%	13.96%
Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[2]		6.00%
Total Risk-based Capital Ratio: Ratio	[3]	16.08%	15.21%
Total Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[3]		8.00%
Tier 1 Leverage Ratio: Ratio	[4]	9.72%	9.78%
Tier 1 Leverage Ratio: Adequately Capitalized Minimum: Ratio	[4]		4.00%
Common Equity Tier 1 Risk-based Capital Ratio: Amount	[1]	$ 124,498	$ 115,760
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum, Amount	[1]	37,808	37,328
Tier 1 Risk-based Capital Ratio: Amount	[2]	124,498	115,760
Tier 1 Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	[2]	50,410	49,771
Total Risk-based Capital Ratio: Amount	[3]	135,061	126,129
Total Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	[3]	67,214	66,361
Tier 1 Leverage Ratio: Amount	[4]	124,498	115,760
Tier 1 Leverage Ratio: Minimum to be Adequately Capitalized Amount	[4]	$ 51,216	$ 47,323
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	[1]	14.62%	13.80%
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[1]	4.50%	4.50%
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[1]	6.50%	6.50%
Tier 1 Risk-based Capital Ratio: Ratio	[2]	14.62%	13.80%
Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[2]	6.00%	6.00%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[2]	8.00%	8.00%
Total Risk-based Capital Ratio: Ratio	[3]	15.87%	15.06%
Total Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	[3]	8.00%	8.00%
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	[3]	10.00%	10.00%
Tier 1 Leverage Ratio: Ratio	[4]	9.59%	9.68%
Tier 1 Leverage Ratio: Adequately Capitalized Minimum: Ratio	[4]	4.00%	4.00%
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	[4]	5.00%	5.00%
Common Equity Tier 1 Risk-based Capital Ratio: Amount	[1]	$ 122,974	$ 115,326
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum, Amount	[1]	37,859	37,605
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum, Amount	[1]	54,682	54,319
Tier 1 Risk-based Capital Ratio: Amount	[2]	122,974	115,326
Tier 1 Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	[2]	50,479	50,140
Tier 1 Risk-based Capital Ratio: Minimum to be Well Capitalized Amount	[2]	67,305	66,854
Total Risk-based Capital Ratio: Amount	[3]	133,537	125,825
Total Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	[3]	67,305	66,854
Total Risk-based Capital Ratio: Minimum to be Well Capitalized Amount	[3]	84,131	83,567
Tier 1 Leverage Ratio: Amount	[4]	122,974	115,326
Tier 1 Leverage Ratio: Minimum to be Adequately Capitalized Amount	[4]	51,285	47,675
Tier 1 Leverage Ratio: Minimum to be Well Capitalized Amount	[4]	$ 64,107	$ 59,593
[1]	Common equity Tier 1 capital / total risk-weighted assets
[2]	Tier 1 capital / total risk-weighted assets
[3]	Total risk-based capital / total risk-weighted assets
[4]	Tier 1 capital / average quarterly assets

Restricted Cash Balances (Detai

Restricted Cash Balances (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Restricted Cash Balances [Abstract]
Restricted Cash and Cash Equivalents	$ 10.1	$ 9.1

Investments (Narrative) (Detail

Investments (Narrative) (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)itemsecurity$ / shares	Dec. 31, 2018USD ($)security	Sep. 30, 2018USD ($)
Schedule of Available-for-sale Securities [Line Items]
Percent of shareholders equity benchmark for investments in a single issuer	10.00%
Number of temporarily impaired securities | security	144	171
Unrealized Losses	$ 1,686	$ 1,537
Number of investments in a single issuer exceeding benchmark | item	0
Number of investments | item	1
Securities pledged as collateral	$ 107,100	84,600
Restricted stock	465	452	$ 465
Equity securities	440	$ 374
Federal Home Loan Bank of Pittsburgh [Member]
Schedule of Available-for-sale Securities [Line Items]
Restricted stock	$ 30
Restricted Stock Cost | $ / shares	$ 100

Investments (Unrealized Gain (l

Investments (Unrealized Gain (loss) On Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 187,199	$ 132,572
Gross unrealized gains	1,920	437
Gross unrealized losses	(1,686)	(1,537)
Available for sale	187,433	131,472
U.S. Government And Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	8,418	9,120
Gross unrealized gains	30	21
Gross unrealized losses	(20)	(65)
Available for sale	8,428	9,076
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	90,865	67,811
Gross unrealized gains	1,418	320
Gross unrealized losses	(997)	(484)
Available for sale	91,286	67,647
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	4,097	4,074
Gross unrealized losses	(130)	(316)
Available for sale	3,967	3,758
Agency Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	58,503	45,241
Gross unrealized gains	435	65
Gross unrealized losses	(234)	(648)
Available for sale	58,704	44,658
Private-Label Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	398	457
Gross unrealized gains	31	31
Available for sale	429	488
Asset-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	24,918	5,869
Gross unrealized gains	6
Gross unrealized losses	(305)	(24)
Available for sale	$ 24,619	$ 5,845

Investments (Amortized Cost And

Investments (Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Investments [Abstract]
Due in one year or less, Amortized cost	$ 16,599
Due after one year through five years, Amortized cost	29,643
Due after five years through ten years, Amortized cost	51,454
Due after ten years, Amortized cost	30,602
Amortized Cost Contractual Maturities Subtotal	128,298
Mortgage-backed securities, Amortized cost	58,901
Available-for-sale Securities, Debt Maturities, Amortized cost	187,199
Due in one year or less, Fair value	16,660
Due after one year through five years, Fair value	29,723
Due after five years through ten years, Fair value	52,026
Due after ten years, Fair value	29,891
Fair Value Contractual Maturities Subtotal	128,300
Mortgage-backed securities, Fair value	59,133
Available-for-sale Securities, Debt Securities, Fair Value	$ 187,433	$ 131,472

Investments (Composition Of Net

Investments (Composition Of Net Realized Securities Gains) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Investments [Abstract]
Proceeds	$ 18,781	$ 4,115
Gross gains realized	285	67
Gross losses realized	(29)	(11)
Net gains realized	256	56
Tax (provision) benefit on net gains (losses) realized	$ 54	$ 12

Investments (Schedule Of Unreal

Investments (Schedule Of Unrealized Loss On Investments) (Details) $ in Thousands	Dec. 31, 2019USD ($)security	Dec. 31, 2018USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 80,262	$ 23,424
Less than 12 months: Unrealized Losses	$ (1,291)	$ (245)
Less than 12 months: Count | security	97	37
12 months or more: Fair Value	$ 20,181	$ 62,546
12 months or more: Unrealized Losses	$ (395)	$ (1,292)
12 months or more: Count | security	47	134
Fair Value	$ 100,443	$ 85,970
Unrealized Losses	$ (1,686)	$ (1,537)
Count | security	144	171
U.S. Government And Agency Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 2,559	$ 2,071
Less than 12 months: Unrealized Losses	$ (12)	$ (6)
Less than 12 months: Count | security	6	2
12 months or more: Fair Value	$ 1,335	$ 5,175
12 months or more: Unrealized Losses	$ (8)	$ (59)
12 months or more: Count | security	7	14
Fair Value	$ 3,894	$ 7,246
Unrealized Losses	$ (20)	$ (65)
Count | security	13	16
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 38,874	$ 5,832
Less than 12 months: Unrealized Losses	$ (966)	$ (12)
Less than 12 months: Count | security	40	10
12 months or more: Fair Value	$ 2,655	$ 25,091
12 months or more: Unrealized Losses	$ (31)	$ (472)
12 months or more: Count | security	4	42
Fair Value	$ 41,529	$ 30,923
Unrealized Losses	$ (997)	$ (484)
Count | security	44	52
Trust preferred securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value		$ 2,008
Less than 12 months: Unrealized Losses		$ (159)
Less than 12 months: Count | security		3
12 months or more: Fair Value	$ 3,967	$ 1,750
12 months or more: Unrealized Losses	$ (130)	$ (157)
12 months or more: Count | security	5	2
Fair Value	$ 3,967	$ 3,758
Unrealized Losses	$ (130)	$ (316)
Count | security	5	5
Agency Mortgage-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 21,185	$ 7,687
Less than 12 months: Unrealized Losses	$ (185)	$ (46)
Less than 12 months: Count | security	32	16
12 months or more: Fair Value	$ 6,555	$ 30,511
12 months or more: Unrealized Losses	$ (49)	$ (602)
12 months or more: Count | security	22	74
Fair Value	$ 27,740	$ 38,198
Unrealized Losses	$ (234)	$ (648)
Count | security	54	90
Asset-Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 17,644	$ 5,826
Less than 12 months: Unrealized Losses	$ (128)	$ (22)
Less than 12 months: Count | security	19	6
12 months or more: Fair Value	$ 5,669	$ 19
12 months or more: Unrealized Losses	$ (177)	$ (2)
12 months or more: Count | security	9	2
Fair Value	$ 23,313	$ 5,845
Unrealized Losses	$ (305)	$ (24)
Count | security	28	8

Investments (Other Than Tempora

Investments (Other Than Temporary Impairment, Credit Losses Recognized In Earnings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Investments [Abstract]
Balance of cumulative credit-related OTTI at January 1	$ 272	$ 595
Additions for credit-related OTTI not previously recognized
Decreases for previously recognized credit-related OTTI because there was an intent to sell		(323)
Balance of credit-related OTTI at September 30	$ 272	$ 272

Loans (Schedule Of Loans Outsta

Loans (Schedule Of Loans Outstanding) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 934,575	$ 973,375
Less: Allowance for loan losses	(11,966)	(12,415)
Net Loans	922,609	960,960
Net unamortized deferred loan (fees) costs	178	123
Loans pledged as collateral for borrowings and commitments from: FHLB	764,340	772,564
Loans pledged as collateral for borrowings and commitments from :Federal Reserve Bank	32,155	34,160
Total	796,495	806,724
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	190,543	196,120
Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	13,323	10,225
Less: Allowance for loan losses	(184)	(108)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	494,262	487,980
Less: Allowance for loan losses	(6,022)	(5,698)
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	230,007	274,054
Less: Allowance for loan losses	(3,815)	(4,511)
Total Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	724,269	762,034
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	6,440	4,996
Less: Allowance for loan losses	(84)	(70)
Consumer First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	85,319	89,673
Consumer Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	42,715	42,504
Consumer [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	4,107	1,667
Commercial First Lien [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	57,627	59,227
Commercial Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	4,882	4,716
Commercial [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	9,216	8,558
First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	142,946	148,900
Less: Allowance for loan losses	(416)	(491)
Junior Lines And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 47,597	$ 47,220

Loans (Schedule Of Loans To Rel

Loans (Schedule Of Loans To Related Parties) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Loans [Abstract]
Balance at beginning of year	$ 20,489	$ 22,123
New loans made	557	1,461
Repayments	(10,725)	(3,095)
Balance at end of year	$ 10,321	$ 20,489

Loan Quality (Narrative) (Detai

Loan Quality (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2017	Dec. 31, 2018
Loan Quality And Allowance for Loan Losses [Abstract]
Residential properties in the process of foreclosure	$ 41		$ 129
Interest not recognized on nonaccrual loans	304	$ 108
Impaired loans	$ 12,200		$ 11,900

Loan Quality and Allowance fo_3

Loan Quality and Allowance for Loan Losses (Allowance For Loan Losses, By Loan Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	$ 12,415	$ 11,792
Charge-offs	(969)	(9,589)
Recoveries	283	258
Provision	237	9,954
Allowance, Ending Balance	11,966	12,415
Loans evaluated for allowance individually	12,176	11,140
Loans evaluated for allowance collectively	922,399	962,235
Total Loans	934,575	973,375
Allowance established for loan evaluated collectively	11,966	12,415
Total Allowance	11,966	12,415
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Loans	190,543	196,120
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	108	224
Charge-offs	(123)
Provision	199	(116)
Allowance, Ending Balance	184	108
Loans evaluated for allowance individually	523	455
Loans evaluated for allowance collectively	12,800	9,770
Total Loans	13,323	10,225
Allowance established for loan evaluated collectively	184	108
Total Allowance	184	108
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	5,698	6,526
Charge-offs	(564)
Recoveries	72	60
Provision	816	(888)
Allowance, Ending Balance	6,022	5,698
Loans evaluated for allowance individually	10,994	10,099
Loans evaluated for allowance collectively	483,268	477,881
Total Loans	494,262	487,980
Allowance established for loan evaluated collectively	6,022	5,698
Total Allowance	6,022	5,698
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	4,511	2,110
Charge-offs	(93)	(9,482)
Recoveries	170	157
Provision	(773)	11,726
Allowance, Ending Balance	3,815	4,511
Loans evaluated for allowance individually		181
Loans evaluated for allowance collectively	230,007	273,873
Total Loans	230,007	274,054
Allowance established for loan evaluated collectively	3,815	4,511
Total Allowance	3,815	4,511
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	70	105
Charge-offs	(125)	(107)
Recoveries	35	31
Provision	104	41
Allowance, Ending Balance	84	70
Loans evaluated for allowance collectively	6,440	4,996
Total Loans	6,440	4,996
Allowance established for loan evaluated collectively	84	70
Total Allowance	84	70
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	1,404	1,437
Provision	(78)	(33)
Allowance, Ending Balance	1,326	1,404
Allowance established for loan evaluated collectively	1,326	1,404
Total Allowance	1,326	1,404
First Liens [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	491	1,060
Charge-offs	(52)
Recoveries	5	2
Provision	(28)	(571)
Allowance, Ending Balance	416	491
Loans evaluated for allowance individually	659	405
Loans evaluated for allowance collectively	142,287	148,495
Total Loans	142,946	148,900
Allowance established for loan evaluated collectively	416	491
Total Allowance	416	491
Junior Liens & Lines Of Credit [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	133	330
Charge-offs	(12)
Recoveries	1	8
Provision	(3)	(205)
Allowance, Ending Balance	119	133
Loans evaluated for allowance collectively	47,597	47,220
Total Loans	47,597	47,220
Allowance established for loan evaluated collectively	119	133
Total Allowance	$ 119	$ 133

Loan Quality and Allowance fo_4

Loan Quality and Allowance for Loan Losses (Impaired Financing Receivables) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	$ 12,176	$ 11,926
Unpaid Principal Balance With No Allowance	13,484	22,109
Average Recorded Investment	14,606	16,599
Interest Income Recognized	436	463
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	659	920
Unpaid Principal Balance With No Allowance	659	1,007
Average Recorded Investment	668	999
Interest Income Recognized	39	46
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	659	871
Unpaid Principal Balance With No Allowance	659	958
Average Recorded Investment	668	914
Interest Income Recognized	39	45
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance		49
Unpaid Principal Balance With No Allowance		49
Average Recorded Investment		85
Interest Income Recognized		1
Residential Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	523	455
Unpaid Principal Balance With No Allowance	729	531
Average Recorded Investment	619	462
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	10,994	10,236
Unpaid Principal Balance With No Allowance	12,096	10,808
Average Recorded Investment	13,319	10,809
Interest Income Recognized	$ 397	417
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance		315
Unpaid Principal Balance With No Allowance		9,763
Average Recorded Investment		$ 4,329

Loan Quality and Allowance fo_5

Loan Quality and Allowance for Loan Losses (Aging Of Payments Of The Loan Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	$ 928,233	$ 965,036
Loans Past Due and Still Accruing	2,514	6,039
Non-accrual loans	3,828	2,300
Total Loans	934,575	973,375
30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	1,585	1,907
60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	852	3,775
90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	77	357
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	189,263	195,223
Loans Past Due and Still Accruing	1,181	794
Non-accrual loans	99	103
Total Loans	190,543	196,120
Residential Real Estate [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	716	453
Residential Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	388	202
Residential Real Estate [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	77	139
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	141,843	148,183
Loans Past Due and Still Accruing	1,035	637
Non-accrual loans	68	80
Total Loans	142,946	148,900
Residential Real Estate [Member] | First Liens [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	646	322
Residential Real Estate [Member] | First Liens [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	358	202
Residential Real Estate [Member] | First Liens [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	31	113
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	47,420	47,040
Loans Past Due and Still Accruing	146	157
Non-accrual loans	31	23
Total Loans	47,597	47,220
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	70	131
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	30
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	46	26
Residential Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	12,800	9,572
Loans Past Due and Still Accruing		198
Non-accrual loans	523	455
Total Loans	13,323	10,225
Residential Real Estate - Construction [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		198
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	490,114	481,774
Loans Past Due and Still Accruing	1,139	4,779
Non-accrual loans	3,009	1,427
Total Loans	494,262	487,980
Commercial Real Estate [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	813	1,343
Commercial Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	326	3,323
Commercial Real Estate [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		113
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	229,659	273,534
Loans Past Due and Still Accruing	151	205
Non-accrual loans	197	315
Total Loans	230,007	274,054
Commercial [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	31	65
Commercial [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	120	40
Commercial [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		100
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	6,397	4,933
Loans Past Due and Still Accruing	43	63
Total Loans	6,440	4,996
Consumer [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	25	46
Consumer [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing	$ 18	12
Consumer [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans Past Due and Still Accruing		$ 5

Loan Quality and Allowance fo_6

Loan Quality and Allowance for Loan Losses (Internal Credit Rating For The Loan Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 934,575	$ 973,375
Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	922,950	963,115
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	5,879	660
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	5,746	9,600
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	190,543	196,120
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	190,367	195,624
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	176	496
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	142,946	148,900
Residential Real Estate [Member] | First Liens [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	142,847	148,453
Residential Real Estate [Member] | First Liens [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	99	447
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	47,597	47,220
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	47,520	47,171
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	77	49
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	13,323	10,225
Residential Real Estate - Construction [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	12,800	9,572
Residential Real Estate - Construction [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	523	653
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	494,262	487,980
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	483,878	479,969
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	5,875	660
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	4,509	7,351
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	230,007	274,054
Commercial [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	229,465	272,959
Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	4
Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	538	1,095
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	6,440	4,996
Consumer [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 6,440	4,991
Consumer [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount		$ 5

Loan Quality and Allowance fo_7

Loan Quality and Allowance for Loan Losses (Troubled Debt Restructuring Loans) (Details) $ in Thousands		12 Months Ended
		Dec. 31, 2019USD ($)contract	Dec. 31, 2018USD ($)contract
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		16	16
Troubled Debt Restructurings: Recorded Investment		$ 10,446	$ 11,232
New During Period, Number of Contracts | contract		0
Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 10,446	9,487
Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 1,745
Residential Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		1	1
Troubled Debt Restructurings: Recorded Investment		$ 444	$ 455
Residential Real Estate - Construction [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 444
Residential Real Estate - Construction [Member] | Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 455
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		4	4
Troubled Debt Restructurings: Recorded Investment		$ 659	$ 678
Residential Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 659	$ 678
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		11	11
Troubled Debt Restructurings: Recorded Investment		$ 9,343	$ 10,099
Commercial Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]	$ 9,343	8,809
Commercial Real Estate [Member] | Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 1,290
[1]	The performing status is determined by the loan's compliance with the modified terms.

Premises And Equipment (Premise

Premises And Equipment (Premises And Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Property, Plant and Equipment [Line Items]
Total cost	$ 41,356	$ 39,902
Less: Accumulated depreciation	(27,505)	(26,381)
Net premises and equipment	13,851	13,521
Land [Member]
Property, Plant and Equipment [Line Items]
Total cost	3,218	2,909
Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Total cost	24,713	24,522
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Total cost	$ 13,425	$ 12,471
Maximum [Member] | Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	30 years
Maximum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	10 years
Minimum [Member] | Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	15 years
Minimum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	3 years

Premises And Equipment (Schedul

Premises And Equipment (Schedule Of Depreciation And Rent Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Premises And Equipment [Abstract]
Depreciation expense	$ 1,259	$ 1,232

Leases (Narrative) (Details)

Leases (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Jan. 01, 2019
Right of use asset	$ 5,126
Lease liability	$ 5,161
Accounting Standards Update 2016-02 [Member]
Right of use asset		$ 6,200
Lease liability		$ 6,200

Leases (Schedule Of Lease Costs

Leases (Schedule Of Lease Costs) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Leases [Abstract]
Operating lease cost	$ 615
Short-term lease cost	7
Variable lease cost	48
Total lease cost	$ 670

Leases (Schedule Of Measurement

Leases (Schedule Of Measurement Of Lease Liabilities) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Leases [Abstract]
Operating cash flows from operating leases	$ 580
Weighted-average remaining lease term (years)	13 years 2 months 19 days
Weighted-average discount rate	3.55%

Leases (Schedule Of Future Mini

Leases (Schedule Of Future Minimum Payments Operating Leases) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Leases [Abstract]
2020	$ 559
2021	539
2022	526
2023	531
2024	505
2025 and beyond	3,876
Imputed interest	6,536
Discounted cash flows	(1,375)
Total lease liability	$ 5,161

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Other Real Estate Owned [Abstract]
Balance at beginning of the period	$ 2,684	$ 2,598
Additions	80	176
Proceeds from dispositions	(3,065)	(79)
Gains on sales, net	326	(5)
Valuation adjustment	$ (25)	(6)
Balance at the end of the period		$ 2,684

Goodwill (Narrative) (Details)

Goodwill (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Goodwill [Abstract]
Goodwill	$ 9,016,000	$ 9,016,000
Goodwill impaired	$ 0

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Time deposits greater than $250,000	$ 11.5	$ 5.5
Deposits of directors and executive officers and related interests and affiliated enterprises	$ 1.8	$ 1.5

Deposits (Schedule Of Deposits)

Deposits (Schedule Of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Abstract]
Non-interest bearing checking	$ 192,108	$ 197,417
Interest-bearing checking	331,886	305,661
Money Management	429,199	436,752
Savings	82,851	81,206
Total interest-bearing checking and savings	843,936	823,619
Brokered time deposits	89,348	61,593
Total time deposits	89,348	61,593
Total deposits	1,125,392	1,082,629
Overdrawn deposit accounts reclassified as loans	$ 153	$ 120

Deposits (Maturities Of Time De

Deposits (Maturities Of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deposits [Line Items]
Total time deposits	$ 89,348	$ 61,593
Retail Time Deposits [Member]
Deposits [Line Items]
2020	62,275
2021	16,747
2022	6,050
2023	2,869
2024	1,407
Total time deposits	$ 89,348

Other Borrowings (Narrative) (D

Other Borrowings (Narrative) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2019USD ($)
Other Borrowings [Abstract]
Federal Home Loan Bank, Maximum Term Of Commitment	364 days
Maximum borrowing capacity with the FHLB	$ 378.9
Amount available to borrow at year-end	378.9
Unsecured line of credit	6
Available through federal reserve discount window	$ 16

Other Borrowings (Short Term Bo

Other Borrowings (Short Term Borrowings) (Details) - FHLB Open Repo [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Maximum month-end balance during the year	$ 4,500
Average balance during the year	$ 1,335	$ 1,069
Weighted average interest rate during the year	2.60%	2.25%

Federal Income Taxes (Narrative

Federal Income Taxes (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Federal Income Taxes [Abstract]
Net operating loss carryforward	$ 8,500,000
Tax Credit Carryforward, Amount	160,000
Capital loss carryover		$ 34,000
Penalties and interest expense	0	$ 0
Uncertain tax positions	$ 0

Federal Income Taxes (Schedule

Federal Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Deferred Tax Assets
Allowance for loan losses	$ 2,532	$ 2,607
Deferred compensation	762	601
Purchase accounting	16	16
Capital loss carryover		34
Other than temporary impairment of investments	58	124
Net operating loss carryforward		1,787
Lease liabilities	1,092
Accumulated other comprehensive loss	1,591	1,696
Other	580	759
Deferred Tax Assets, Gross, Total	6,631	7,624
Valuation allowance	(58)	(158)
Total gross deferred tax assets	6,573	7,466
Deferred Tax Liabilities
Depreciation	309	239
Right-of-use asset	1,084
Joint ventures and partnerships	46	36
Pension	1,093	1,173
Deferred loan fees and costs, net	38	26
Total gross deferred tax liabilities	2,570	1,474
Net deferred tax asset	$ 4,003	$ 5,992

Federal Income Taxes (Schedul_2

Federal Income Taxes (Schedule Of Components Of Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Federal Income Taxes [Abstract]
Current tax expense (benefit)	$ 996	$ (164)
Deferred tax expense (benefit)	1,884	(1)
Income tax provision	$ 2,880	$ (165)

Federal Income Taxes (Schedul_3

Federal Income Taxes (Schedule Of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Federal Income Taxes [Abstract]
Tax provision at statutory rate (34%)	$ 3,992	$ 1,252
Income on tax-exempt loans and securities	(1,134)	(1,404)
Nondeductible interest expense relating to carrying tax-exempt obligations	45	33
Income from bank owned life insurance	(148)	(108)
Stock option compensation		39
Other, net	125	23
Income tax provision	$ 2,880	$ (165)
Effective income tax rate	15.20%	(2.80%)

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Unrealized Gains And Losses On Available-for-sale Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	$ (870)	$ 121
Other comprehensive income before reclassification	1,257	(746)
Amounts reclassified from accumulated other comprehensive income	(202)	(44)
Current period other comprehensive income	1,055	(790)
Cumulative adjustment for fair value of equity securities		(201)
Ending balance	185	(870)
Defined Benefit Pension Items [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(5,510)	(6,149)
Other comprehensive income before reclassification	(1,097)	82
Amounts reclassified from accumulated other comprehensive income	436	557
Current period other comprehensive income	(661)	639
Cumulative adjustment for fair value of equity securities
Ending balance	(6,171)	(5,510)
Accumulated Other Comprehensive Loss [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning balance	(6,380)	(6,028)
Other comprehensive income before reclassification	160	(664)
Amounts reclassified from accumulated other comprehensive income	234	513
Current period other comprehensive income	394	(151)
Cumulative adjustment for fair value of equity securities		(201)
Ending balance	$ (5,986)	$ (6,380)

Financial Derivatives (Schedule

Financial Derivatives (Schedule Of Fair Value Of Derivative Instruments) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Derivatives, Fair Value [Line Items]
Fair Value	$ 19
Other Contracts [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	7,011
Fair Value	$ 19

Financial Derivatives (Schedu_2

Financial Derivatives (Schedule Of Effect Of Derivative Instruments On The Statement Of Income) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2019USD ($)
Derivative Instruments, Gain (Loss) [Line Items]
Fair value of derivatives in net liability	$ 19
Other Contracts [Member] | Other Income (Expense) [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivatives	$ 165

Benefit Plans (Narrative) (Deta

Benefit Plans (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Benefit Plans [Abstract]
Term of service completed before eligible for coverage	4 months	1 year 1000 hours
Employer Matching Contribution, Percent of Match	100.00%
Maximum Annual Contributions Per Employee, Percent	4.00%
Additional Employer Matching Contribution Percent Of Deferral Match From Eligible Compensation	50.00%
Maximum Additional Annual Contributions Per Employee Deferral Percent	2.00%
Employer Discretionary Contribution Percent	100.00%
Maximum Discretionary Profit Sharing Percent Of Eligible Compensation	2.00%
Related plan expense	$ 825	$ 647
Defined Benefit Plan, Gain (Loss), Net Periodic Benefit Cost (Credit)	$ 935	$ 0

Benefit Plans (Schedule Of Plan

Benefit Plans (Schedule Of Plan's Funded Status) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Benefit Plans [Abstract]
Benefit obligation at beginning of measurement year	$ 17,937	$ 19,889
Service cost	325	361
Interest cost	631	553
Actuarial loss	2,727	(1,762)
Benefits paid	(841)	(1,104)
Benefit obligation at end of measurement year	20,779	17,937
Fair value of plan assets at beginning of measurement year	16,549	17,192
Actual return on plan assets net of expenses	2,427	(539)
Employer contribution		1,000
Benefits paid	(841)	(1,104)
Fair value of plan assets at end of measurement year	18,135	16,549
Defined Benefit Plan, Funded Status of Plan, Total	$ (2,644)	$ (1,388)

Benefit Plans (Schedule Of Amou

Benefit Plans (Schedule Of Amounts Recognized In Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Benefit Plans [Abstract]
Net Actuarial loss	$ (7,812)	$ (6,975)
Accumulated pension adjustment	(7,812)	(6,975)
Tax effect	1,641	1,465
Net amount recognized in accumulated other comprehensive loss	$ (6,171)	$ (5,510)

Benefit Plans (Schedule Of Net

Benefit Plans (Schedule Of Net Benefit Costs) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Benefit Plans [Abstract]
Service cost	$ 325	$ 361
Interest cost	631	553
Expected return on plan assets	(1,087)	(1,120)
Recognized net actuarial loss	552	705
Total pension expense	421	499
Total pension expense	$ 421	$ 499

Benefit Plans (Schedule Of Assu

Benefit Plans (Schedule Of Assumptions Used) (Details)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Defined Benefit Plan Disclosure [Line Items]
Assumptions used to determine benefit obligations: Discount rate	3.13%	4.15%
Assumptions used to determine benefit obligations: Rate of compensation increase	4.00%	4.00%
Assumptions used to determine net periodic benefit cost: Discount rate	4.15%	3.46%
Assumptions used to determine net periodic benefit cost: Expected long-term return on plan assets	6.50%	6.50%
Assumptions used to determine net periodic benefit cost: Rate of compensation increase	4.00%	4.00%
Asset allocations as of measurement date:	100.00%	100.00%
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	4.00%	2.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	21.00%	22.00%
Corporate Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	13.00%	15.00%
Municipal Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	35.00%	36.00%
Investment Fund-Debt [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	9.00%	8.00%
Investment Fund-Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	10.00%	7.00%
Deposit In Immediate Participation Guarantee Contract [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	6.00%	6.00%
Other Defined Benefit Plan Assets [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations as of measurement date:	2.00%	4.00%

Benefit Plans (Schedule Of Am_2

Benefit Plans (Schedule Of Amount Recognized In Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	$ 18,135	$ 16,549	$ 17,192
Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	18,135	16,549
Cash and Cash Equivalents [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	808	350
Equity Securities [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	3,717	3,604
Corporate Debt Securities [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,406	2,416
Municipal Securities [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	6,266	6,052
Investment Fund-Debt [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,605	1,409
Investment Fund-Equity [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,875	1,112
Cash Value Of Life Insurance [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	28	25
Deposit In Immediate Participation Guarantee Contract [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,129	934
Other Defined Benefit Plan Assets [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	301	647
Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	7,529	6,000
Level 1 [Member] | Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	808	350
Level 1 [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	3,717	3,604
Level 1 [Member] | Investment Fund-Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,875	1,112
Level 1 [Member] | Deposit In Immediate Participation Guarantee Contract [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,129	934
Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	10,578	10,524
Level 2 [Member] | Corporate Debt Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,406	2,416
Level 2 [Member] | Municipal Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	6,266	6,052
Level 2 [Member] | Investment Fund-Debt [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,605	1,409
Level 2 [Member] | Other Defined Benefit Plan Assets [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	301	647
Significant Unobservable Inputs (Level 3) [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	28	25
Significant Unobservable Inputs (Level 3) [Member] | Cash Value Of Life Insurance [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	$ 28	$ 25

Benefit Plans (Schedule Of Chan

Benefit Plans (Schedule Of Changes In Fair Value Of Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Benefit Plans [Abstract]
Balance	$ 25	$ 25
Unrealized gain (loss) relating to investments held at the reporting date	3
Purchases, sales, issuances and settlement, net
Balance	$ 28	$ 25

Benefit Plans (Schedule Of Expe

Benefit Plans (Schedule Of Expected Benefit Payments) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Benefit Plans [Abstract]
2020	$ 1,323
2021	1,071
2022	1,227
2023	1,064
2024	1,035
2025-2029	6,664
Total	$ 12,384

Stock Based Compensation (Narra

Stock Based Compensation (Narrative) (Details) - shares	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term of service completed before eligible for coverage	4 months	1 year 1000 hours
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for issuance	250,000
Minimum percent of fair value market option price	90.00%
Expiration date, maximum term from grant date, in years	1 year
Grant price, percent of the stock's fair value at the time of award	95.00%
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration period, in years	P10Y

Stock Based Compensation (Sched

Stock Based Compensation (Schedule Of Share-based Compensation, Stock Options, Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Exercised	(8,482)	(12,268)
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Balance Outstanding	18,378	17,837
Options Granted	19,644	19,790
Options Exercised	(2,270)	(3,257)
Options Expired	(16,641)	(15,992)
Balance Outstanding	19,111	18,378
Weighted Average Price Per Share: Balance Outstanding	$ 32.73	$ 29.95
Weighted Average Price Per Share: Granted	36.21	32.73
Weighted Average Price Per Share: Exercised	32.75	30.54
Weighted Average Price Per Share: Expired	32.84	30.07
Weighted Average Price Per Share: Balance Outstanding	$ 36.21	$ 32.73
Aggregate Intrinsic Value	$ 47		$ 132
Number of shares available for fututre grants	193,281
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Balance Outstanding	104,011	85,225
Options Granted		34,054
Options Exercised	(8,482)	(12,268)
Options Forfeited	(2,550)	(3,000)
Balance Outstanding	92,979	104,011
Weighted Average Price Per Share: Balance Outstanding	$ 28.22	$ 24.75
Weighted Average Price Per Share: Granted		34.10
Weighted Average Price Per Share: Exercised	22.82	21.55
Weighted Average Price Per Share: Forfeited	34.10	23.77
Weighted Average Price Per Share: Balance Outstanding	$ 28.55	$ 28.22
Aggregate Intrinsic Value	$ 943	$ 341	$ 1,075
Number of shares available for fututre grants	307,021

Stock Based Compensation (Share

Stock Based Compensation (Share-based Compensation Arrangement By Share-based Payment Award, Options, Vested And Expected To Vest, Outstanding And Exercisable) (Details)	12 Months Ended
	Dec. 31, 2019$ / sharesshares
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	19,111
Price Range, Upper Range Limit	$ 36.21
Weighted Average Exercise Price	$ 36.21
Weighted Average Remaining Life (years)	6 months
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	92,979
Weighted Average Exercise Price	$ 28.55
Weighted Average Remaining Life (years)	7 years
ISOP [Member] | Exercise Price Or Price Range One [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	31,225
Weighted Average Exercise Price	$ 21.54
Weighted Average Remaining Life (years)	5 years 9 months 18 days
ISOP [Member] | Exercise Price Or Price Range Two [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	30,250
Price Range, Lower Range Limit	$ 30
Price Range, Upper Range Limit	30
Weighted Average Exercise Price	$ 30
Weighted Average Remaining Life (years)	7 years 2 months 12 days
ISOP [Member] | Exercise Price Or Price Range Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	31,504
Price Range, Lower Range Limit	$ 34.10
Price Range, Upper Range Limit	34.10
Weighted Average Exercise Price	$ 34.10
Weighted Average Remaining Life (years)	8 years 2 months 12 days

Stock Based Compensation (Valua

Stock Based Compensation (Valuation Assumptions Using Black-Scholes Method) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Total compensation expense included in net income	$ 0	$ 185
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted	19,644	19,790
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted		34,054
Risk-free interest rate		2.66%
Expected volatility of the Corporation's stock		19.51%
Expected dividend yield		2.49%
Expected life (in years)		5 years 3 months
Weighted average fair value of options granted		$ 5.42
Total compensation expense included in net income		$ 185

Deferred Compensation Agreeme_2

Deferred Compensation Agreement (Details) - Fulton Bancshares Corporation [Member]	12 Months Ended
	Dec. 31, 2019USD ($)	Dec. 31, 2006item
Deferred Compensation Arrangement with Individual, Share-based Payments [Line Items]
Obligation under deferred compensation agreements	$ 98,000
Number of Agreements | item		2
Expected future deferred compensation expenses	$ 0

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Equity, Class of Treasury Stock [Line Items]
Common Stock, Par or Stated Value Per Share	$ 1	$ 1
Repurchase plan period, in years	1 year
Shares held at cost	357,096	292,606
Common stock shares authorized	15,000,000	15,000,000
Dividend Reinvestment Plan (DRIP) [Member]
Equity, Class of Treasury Stock [Line Items]
Common stock shares authorized	1,000,000
Addition to capital from dividend reinvestment plan	$ 1,300
Shares purchased through DRIP, shares	36,928
Dividend Reinvestment plan shares remain to be issues	536,374
Dividend Reinvestment Plan (DRIP) - Quarterly Dividends [Member]
Equity, Class of Treasury Stock [Line Items]
Addition to capital from dividend reinvestment plan	$ 823
Dividend Reinvestment Plan (DRIP) - Optional Cash Contributions [Member]
Equity, Class of Treasury Stock [Line Items]
Addition to capital from dividend reinvestment plan	$ 493
Incentive Stock Option Plan [Member]
Equity, Class of Treasury Stock [Line Items]
Shares acquired	610

Commitments And Contingencies_2

Commitments And Contingencies (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Jul. 31, 2018
Commitments And Contingencies [Abstract]
Standby letters of credit extension period, in years	1 year
Allowance against letters of credit		$ 2,361
Letters of credit cancelled	$ 250
Accrued settlement payment			$ 10,000

Commitments And Contingencies_3

Commitments And Contingencies (Outstanding Commitments ) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Commercial Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	$ 248,251	$ 216,913
Consumer Commitments To Extend Credit (Secured) [Member]
Loss Contingencies [Line Items]
Commitments outstanding	56,898	49,221
Consumer Commitments To Extend Credit (Unsecured) [Member]
Loss Contingencies [Line Items]
Commitments outstanding	5,088	5,605
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	310,237	271,739
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	$ 26,382	$ 25,429

Fair Value Measurements And F_3

Fair Value Measurements And Fair Values Of Financial Instruments (Narrative) (Details) $ in Thousands	Dec. 31, 2019USD ($)
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Total liabilities	$ 19

Fair Value Measurements And F_4

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 440	$ 374
Available for sale	187,433	131,472
Total assets	187,873	131,846
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	440	374
Total assets	440	374
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	187,433	131,472
Total assets	187,433	131,472
Equity Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	440	374
Equity Securities [Member] | Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	440	374
U.S. Government And Agency Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	8,428	9,076
U.S. Government And Agency Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	8,428	9,076
Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	91,286	67,647
Municipal Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	91,286	67,647
Trust preferred securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	3,967	3,758
Trust preferred securities | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	3,967	3,758
Agency Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	58,704	44,658
Agency Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	58,704	44,658
Private-Label Mortgage-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	429	488
Private-Label Mortgage-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	429	488
Asset-Backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	24,619	5,845
Asset-Backed Securities [Member] | Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	$ 24,619	$ 5,845

Fair Value Measurements And F_5

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 187,873	$ 131,846
Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		1,080	71	[1]
Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		440	374
Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		187,433	131,472
Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		1,080	71	[1]
Other Real Estate Owned [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	1,080	71
Other Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		1,080	71
Other Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member] | Fair Value, Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	$ 1,080	$ 71
[1]	Includes assets directly charged-down to fair value during the year-to-date period.

Fair Value Measurements And F_6

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value Inputs, Assets, Quantitative Information) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 187,873	$ 131,846
Other Real Estate Owned [Member] | Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	$ 1,080	$ 71

Fair Value Measurements And F_7

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value, By Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt securities available for sale, at fair value	$ 187,433	$ 131,472
Equity securities, at fair value	440	374
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	83,828	52,957
Long-term interest-bearing deposits in other banks	8,746
Loans held for sale	2,040	118
Net loans	922,609	960,960
Accrued interest receivable	3,845	4,103
Debt securities available for sale, at fair value	187,433	131,472
Equity securities, at fair value	440	374
Deposits	1,125,392	1,082,629
Accrued interest payable	436	193
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	83,828	52,957
Long-term interest-bearing deposits in other banks	8,746
Loans held for sale	2,040	118
Net loans	918,640	941,930
Accrued interest receivable	3,845	4,103
Debt securities available for sale, at fair value	187,433	131,472
Equity securities, at fair value	440	374
Deposits	1,125,887	1,082,425
Accrued interest payable	436	193
Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	83,828	52,957
Long-term interest-bearing deposits in other banks	8,746
Equity securities, at fair value	440	374
Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale	2,040	118
Accrued interest receivable	3,845	4,103
Debt securities available for sale, at fair value	187,433	131,472
Deposits	1,125,887	1,082,425
Accrued interest payable	436	193
Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net loans	$ 918,640	$ 941,930

Parent Company (Franklin Fina_3

Parent Company (Franklin Financial Services Corporation) Financial Information (Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 83,828	$ 52,957	$ 58,603
Other assets	7,852	8,545
Total assets	1,269,157	1,209,587
Other Liabilities	11,076	8,562
Total liabilities	1,141,629	1,091,191
Shareholders' equity	127,528	118,396	115,144
Total liabilities and shareholders' equity	1,269,157	1,209,587
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	164	108	$ 250
Investment securities	440	374
Equity investment in subsidiaries	126,069	118,027
Other assets	859
Total assets	127,532	118,509
Other Liabilities	4	113
Total liabilities	4	113
Shareholders' equity	127,528	118,396
Total liabilities and shareholders' equity	$ 127,532	$ 118,509

Parent Company (Franklin Fina_4

Parent Company (Franklin Financial Services Corporation) Financial Information (Statements Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Condensed Financial Statements, Captions [Line Items]
Other income	$ 1,436	$ 131
Income before federal income tax expense	18,995	5,960
Income tax benefit	(2,880)	165
Net income	16,115	6,125
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Dividends from Bank subsidiary	8,710	3,259
Other income	66	9
Income	8,776	3,268
Operating expenses	1,176	1,184
Income before federal income tax expense	7,600	2,084
Income tax benefit	867	207
Equity in undistributed income of subsidiaries	7,648	3,834
Net income	$ 16,115	$ 6,125

Parent Company (Franklin Fina_5

Parent Company (Franklin Financial Services Corporation) Financial Information (Statements Of Comprehensive Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Condensed Financial Statements, Captions [Line Items]
Net income	$ 16,115	$ 6,125
Securities:
Unrealized gains arising during the period	1,591	(998)
Reclassification adjustment for net (gains) losses included in net income	(256)	(56)
Net unrealized gains (losses)	1,335	(1,054)
Tax effect	(280)	264
Net of tax amount	1,055	(790)
Total other comprehensive income (loss)	394	(151)
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Net income	$ 16,115	$ 6,125

Parent Company (Franklin Fina_6

Parent Company (Franklin Financial Services Corporation) Financial Information (Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Condensed Financial Statements, Captions [Line Items]
Net income	$ 16,115	$ 6,125
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Stock option compensation	0	185
Deferred tax benefit	1,884	(1)
Net cash provided by operating activities	18,966	9,302
Dividends paid	(5,115)	(4,598)
Cash received from option exercises	268	362
Common stock issued under dividend reinvestment plan	1,316	1,417
Treasury stock purchase	(3,846)	(88)
Net cash provided by financing activities	35,386	32,541
(Decrease) increase in cash and cash equivalents	30,871	(5,646)
Cash and cash equivalents at the beginning of the period	52,957	58,603
Cash and cash equivalents at the end of the period	83,828	52,957
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Net income	16,115	6,125
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Equity in undistributed loss (income) of subsidiary	7,648	3,834
Stock option compensation		185
(Increase) decrease in other assets/liabilities	(1,034)	289
Net cash provided by operating activities	7,433	2,765
Dividends paid	(5,115)	(4,598)
Cash received from option exercises	268	362
Common stock issued under dividend reinvestment plan	1,316	1,417
Treasury stock purchase	(3,846)	(88)
Net cash provided by financing activities	(7,377)	(2,907)
(Decrease) increase in cash and cash equivalents	56	(142)
Cash and cash equivalents at the beginning of the period	108	250
Cash and cash equivalents at the end of the period	$ 164	$ 108

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 6,141	$ 5,669
Estate management services Fees recognition period	18 months
Asset Management Fees [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 5,500	5,100
Estate Management Services Fees [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	365	314
Commisions [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 234	$ 282