Franklin Financial Services (FRAF) 10-K 10 Mar 22 2021 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($)	12 Months Ended
	Dec. 31, 2021	Feb. 28, 2022	Jun. 30, 2021
Document And Entity Information [Abstract]
Document Type	10-K
Amendment Flag	false
Document Annual Report	true
Document Fiscal Period Focus	FY
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2021
Document Period End Date	Dec. 31, 2021
Document Transition Report	false
Entity File Number	001-38884
Entity Registrant Name	FRANKLIN FINANCIAL SERVICES CORPORATION
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	25-1440803
Entity Address, Address Line One	20 South Main Street
Entity Address, City or Town	Chambersburg
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	17201-0819
City Area Code	717
Local Phone Number	264-6116
Title of 12(b) Security	Common stock
Trading Symbol	FRAF
Security Exchange Name	NASDAQ
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
ICFR Auditor Attestation	false
Entity Public Float			$ 127,696,088
Entity Common Stock, Shares Outstanding		4,449,969
Documents Incorporated by Reference	Portions of the definitive annual proxy statement to be filed, pursuant to Reg. 14A within 120 days after December 31, 2021, are incorporated into Part III.
Entity Central Index Key	0000723646
Auditor Name	Crowe LLP
Auditor Location	Cleveland, Ohio
Auditor Firm ID	173

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 10,463	$ 17,059
Short-term interest-bearing deposits in other banks	164,686	40,087
Total cash and cash equivalents	175,149	57,146
Long-term interest-bearing deposits in other banks	10,492	12,741
Debt securities available for sale, at fair value	529,811	396,940
Equity securities	481	391
Restricted stock	495	468
Loans held for sale	2,827	9,446
Loans	998,812	1,009,704
Allowance for loan losses	(15,066)	(16,789)
Net Loans	983,746	992,915
Premises and equipment, net	19,190	13,105
Right of use asset	4,759	5,272
Bank owned life insurance	21,874	22,288
Goodwill	9,016	9,016
Deferred tax asset, net	3,314	2,401
Other assets	12,652	12,909
Total assets	1,773,806	1,535,038
Deposits
Non-interest bearing checking	298,403	259,060
Money management, savings and interest checking	1,211,703	1,019,348
Time	74,253	76,165
Total deposits	1,584,359	1,354,573
Subordinated notes	19,588	19,555
Lease liability	4,857	5,332
Other liabilities	7,937	10,402
Total liabilities	1,616,741	1,389,862
Commitments and contingent liabilities
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,441,443 shares outstanding at December 31, 2021 and 4,710,872 shares issued and 4,389,355 shares outstanding at December 31, 2020	4,711	4,711
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	43,085	42,589
Retained earnings	116,612	102,520
Accumulated other comprehensive (loss) income	(547)	3,190
Treasury stock, 269,529 shares at December 31, 2021 and 321,517 shares at December 31, 2020, at cost	(6,796)	(7,834)
Total shareholders' equity	157,065	145,176
Total liabilities and shareholders' equity	$ 1,773,806	$ 1,535,038

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - $ / shares	Dec. 31, 2021	Dec. 31, 2020
Consolidated Balance Sheets [Abstract]
Common Stock, Par Value Per Share	$ 1	$ 1
Common Stock, Shares Authorized	15,000,000	15,000,000
Common Stock, Shares, Issued	4,710,972	4,710,872
Common Stock, Shares, Outstanding	4,441,443	4,389,355
Capital Stock, Shares Authorized	5,000,000	5,000,000
Capital Stock, Shares, Issued	0	0
Capital Stock, Shares, Outstanding	0	0
Treasury Stock, Shares	269,529	321,517

Consolidated Statements Of Inco

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Interest income
Loans, including fees	$ 37,993	$ 39,186
Interest and dividends on investments:
Taxable interest	7,198	4,710
Tax exempt interest	2,115	1,552
Dividend income	18	15
Deposits and obligations of other banks	249	476
Total interest income	47,573	45,939
Interest expense
Deposits	1,853	3,551
Subordinate notes	1,049	427
Total interest expense	2,902	3,978
Net interest income	44,671	41,961
Provision for loan losses	(2,100)	4,625
Net interest income after provision for loan losses	46,771	37,336
Noninterest income
Investment and trust services fees	7,111	6,040
Loan service charges	904	853
Gain on sale of loans	2,430	1,536
Deposit service charges and fees	2,258	1,977
Other service charges and fees	1,650	1,446
Debit card income	2,170	1,844
Increase in cash surrender value of life insurance	446	457
Bank owned life insurance gain	295	840
Net gains on sales of debt securities	127	29
Change in fair value of equity securities	90	(49)
Gain on sale of bank premises	1,776
Other	231	111
Total noninterest income	19,488	15,084
Noninterest Expense
Salaries and employee benefits	24,780	22,392
Net occupancy	3,580	3,350
Marketing and advertising	1,533	1,757
Legal and professional	2,013	1,802
Data processing	4,026	3,419
Pennsylvania bank shares tax	1,017	965
FDIC Insurance	735	457
ATM/debit card processing	1,305	1,088
Telecommunications	407	458
Nonservice pension	819	351
Other	3,030	3,323
Total noninterest expense	43,245	39,362
Income before federal income taxes	23,014	13,058
Federal income tax expense	3,398	258
Net income	$ 19,616	$ 12,800
Per share
Basic earnings per share	$ 4.44	$ 2.94
Diluted earnings per share	$ 4.42	$ 2.93

Consolidated Statements Of Comp

Consolidated Statements Of Comprehensive Income - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements Of Comprehensive Income [Abstract]
Net income		$ 19,616	$ 12,800
Debt Securities:
Unrealized (losses) gains arising during the period		(8,350)	12,366
Reclassification adjustment for gains included in net income	[1]	(127)	(29)
Net unrealized (losses) gains		(8,477)	12,337
Tax effect		1,780	(2,591)
Net of tax amount		(6,697)	9,746
Pension
Unrealized gains (losses) arising during the period		2,187	(1,626)
Reclassification for net actuarial losses included in net income	[2]	1,560	904
Net unrealized gains (losses)		3,747	(722)
Tax effect		(787)	152
Net of tax amount		2,960	(570)
Total other comprehensive (loss) income		(3,737)	9,176
Total Comprehensive Income		$ 15,879	$ 21,976
[1]	Reclassified to net gains on sales of debt securities
[2]	Reclassified to other expense

Consolidated Statements Of Chan

Consolidated Statements Of Changes In Shareholders' Equity - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income/(Loss) [Member]	Treasury Stock [Member]	Total
Balance at Dec. 31, 2019	$ 4,710	$ 42,268	$ 94,946	$ (5,986)	$ (8,410)	$ 127,528
Balance, shares at Dec. 31, 2019						4,352,753
Net income			12,800			$ 12,800
Other comprehensive income				9,176		9,176
Cash dividends declared			(5,226)			(5,226)
Acquisition of treasury stock					(1,171)	$ (1,171)
Acquisition of treasury stock, shares						(36,401)
Treasury shares issued under dividend reinvestment plan		107			1,729	$ 1,836
Treasury shares issued under dividend reinvestment plan, shares						71,227
Stock Compensation Plans:
Treasury shares issued		1			18	$ 19
Treasury shares issued, shares						753
Common shares issued	1	16				$ 17
Common shares issued, shares						1,023
Compensation expense		197				$ 197
Balance at Dec. 31, 2020	4,711	42,589	102,520	3,190	(7,834)	$ 145,176
Balance, shares at Dec. 31, 2020						4,389,355
Net income			19,616			$ 19,616
Other comprehensive income				(3,737)		(3,737)
Cash dividends declared			(5,524)			(5,524)
Acquisition of treasury stock					(1,193)	$ (1,193)
Acquisition of treasury stock, shares						(38,453)
Treasury shares issued under dividend reinvestment plan		466			1,922	$ 2,388
Treasury shares issued under dividend reinvestment plan, shares						77,851
Stock Compensation Plans:
Treasury shares issued		(176)			309	$ 133
Treasury shares issued, shares						12,590
Common shares issued		2				$ 2
Common shares issued, shares						100
Compensation expense		204				$ 204
Balance at Dec. 31, 2021	$ 4,711	$ 43,085	$ 116,612	$ (547)	$ (6,796)	$ 157,065
Balance, shares at Dec. 31, 2021						4,441,443

Consolidated Statements Of Ch_2

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Consolidated Statements Of Changes In Shareholders' Equity [Abstract]
Dividend declared per share	$ 1.25	$ 1.20

Consolidated Statements Of Cash

Consolidated Statements Of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities
Net income	$ 19,616	$ 12,800
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,202	1,330
Net amortization of loans and investment securities	1,137	3,528
Amortization of subordinate debt issuance costs	33	14
Provision for loan losses	(2,100)	4,625
Change in fair value of equity securities	(90)	49
Debt securities gains, net	(127)	(29)
Loans originated for sale	(107,749)	(105,300)
Proceeds from sale of loans	116,798	99,430
Gain on sale of loans held for sale	(2,430)	(1,536)
Net gain on sale or disposal of premise and equipment	(1,726)
Increase in fair value of derivative	(19)	21
Increase in cash surrender value of life insurance	(446)	(457)
Gains from surrender of life insurance policies	(295)	(840)
Income tax benefit of statutory treatment of net operating loss carryback		(1,113)
Stock option compensation	204	197
Contribution to pension plan		(1,000)
Decrease (increase) in other assets	1,646	(3,626)
Increase (decrease) in other liabilities	605	(819)
Deferred tax expense (benefit)	90	(839)
Net cash provided by operating activities	26,349	6,435
Cash flows from investing activities
Net decrease (increase) in long-term interest-bearing deposits in other banks	2,249	(3,995)
Proceeds from sales and calls of investment securities available for sale	36,666	3,141
Proceeds from maturities and pay-downs of securities available for sale	34,587	38,541
Purchase of investment securities available for sale	(215,595)	(240,696)
Net increase in restricted stock	(27)	(3)
Net decrease (increase) in loans	12,547	(77,429)
Proceeds from sales of portfolio loans		913
Proceeds from surrender of life insurance policy	1,142	3,698
Purchase of bank owned life insurance		(1,000)
Proceeds from sale of bank owned assets	3,300
Capital expenditures	(8,807)	(484)
Net cash used in investing activities	(133,938)	(277,314)
Cash flows from financing activities
Net increase in demand deposits, interest-bearing checking, and savings accounts	231,698	242,364
Net decrease in time deposits	(1,912)	(13,183)
Proceeds from subordinated notes, net of issuance costs		19,541
Dividends paid	(5,524)	(5,226)
Purchase of Treasury shares	(1,193)	(1,171)
Cash received from option exercises	135	36
Treasury shares issued under dividend reinvestment plan	2,388	1,836
Net cash provided by financing activities	225,592	244,197
Increase (decrease) in cash and cash equivalents	118,003	(26,682)
Cash and cash equivalents as of January 1	57,146	83,828
Cash and cash equivalents as of December 31	175,149	57,146
Supplemental Disclosures of Cash Flow Information
Cash paid during the year for: Interest on deposits and other borrowed funds	2,999	4,234
Cash paid during the year for: Income taxes	$ 3,049	4,367
Noncash Activities:
Lease liabilities arising from obtaining right-of-use assets		$ 584

Summary Of Significant Accounti

Summary Of Significant Accounting Policies	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Summary Of Significant Accounting Policies	Note 1. Summary of Significant Accounting Policies The accounting policies of Franklin Financial Services Corporation and its subsidiaries conform to U.S. generally accepted accounting principles and to general industry practices. A summary of the more significant accounting policies, which have been consistently applied in the preparation of the accompanying consolidated financial statements, follows: Principles of Consolidation – The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation) and its wholly-owned subsidiaries; Farmers and Merchants Trust Company of Chambersburg and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank (the Bank) that has one wholly-owned subsidiary, Franklin Financial Properties Corp., which holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions have been eliminated in consolidation. Nature of Operations – The Corporation conducts substantially all of its business through its subsidiary bank, Farmers and Merchants Trust Company of Chambersburg, which serves its customer base through twenty-two community-banking offices located in Franklin, Cumberland, Fulton and Huntingdon Counties, Pennsylvania. These counties are considered to be the Corporation’s primary market area, but it may do business in the greater South-Central Pennsylvania market. The Bank is a community-oriented commercial bank that emphasizes customer service and convenience. As part of its strategy, the Bank has sought to develop a variety of products and services that meet the needs of both its retail and commercial customers. The Corporation and the Bank are subject to the regulations of various federal and state agencies and undergo periodic examinations by these regulatory authorities. Use of Estimates in the Preparation of Financial Statements – The preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses. Significant Group Concentrations of Credit Risk – Most of the Corporation’s activities are with customers located within its primary market area. Note 4 of the consolidated financial statements shows the types of securities in which the Corporation invests. Note 5 of the consolidated financial statements shows the types of lending in which the Corporation engages. The Corporation does not have any significant concentrations of any one industry or customer. Statement of Cash Flows – For purposes of reporting cash flows, cash and cash equivalents include Cash and due from banks, interest-bearing deposits in other banks and cash items with original maturities less than 90 days. Investment Securities – Management classifies its debt securities at the time of purchase as available for sale or held to maturity. At December 31, 2021 and 2020, all debt securities were classified as available for sale, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. Available for sale debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized gains and losses are reported as other comprehensive income or loss, net of tax, until realized. Declines in the fair value of held-to-maturity and available-for-sale debt securities to amounts below cost that are deemed to be other-than-temporary are reflected in earnings as realized losses. In estimating the other-than-temporary impairment losses, Management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) if the Corporation does not intend to sell the security or it if is not more likely than not that the Corporation will be required to sell the security before recovery of its amortized cost. When a determination is made that an other-than-temporary impairment exists but the Corporation does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income. Realized securities gains and losses are computed using the specific identification method. Gains or losses on the disposition of debt investment securities are recorded on the trade date, based on the net proceeds and the adjusted carrying amount of the specific security sold. Equity investments are carried at fair value with changes in fair value recognized in net income. Restricted Stock – Restricted stock, which is carried at cost, consists of stock of the Federal Home Loan Bank of Pittsburgh (FHLB) and Atlantic Central Bankers Bank (ACBB). The Bank held $495 thousand of restricted stock at the end of 2021. With the exception of $30 thousand, this investment represents stock in the FHLB that the Bank is required to hold in order to be a member of FHLB and is carried at a cost of $100 per share. FHLB stock is divided into two classes: membership stock and activity stock, which is based on outstanding loan balances. Federal law requires a member institution of the FHLB to hold FHLB stock according to a predetermined formula. Management evaluates the restricted stock for impairment in accordance with ASC Topic 320. Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the banks as compared to the capital stock amount for the banks and the length of time this situation has persisted, (2) commitments by the banks to make payments required by law or regulation and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the banks. As a government sponsored entity, FHLB has the ability to raise funding through the U.S. Treasury that can be used to support its operations. There is not a public market for FHLB or ACBB stock and the benefits of membership (e.g., liquidity and low-cost funding) add value to the stock beyond purely financial measures. Management intends to remain a member of the FHLB and believes that it will be able to fully recover the cost basis of this investment. Management believes no impairment charge is necessary related to the FHLB or ACBB restricted stock as of December 31, 2021. Financial Derivatives - FASB ASC 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments. As required by ASC 815, the Corporation records all derivatives on the balance sheet at fair value.  The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Corporation has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Corporation may enter into derivative contracts that are intended to economically hedge certain of its risk, even though hedge accounting does not apply, or the Corporation elects not to apply hedge accounting. In accordance with the FASB’s fair value measurement guidance (in ASU 2011-04), the Corporation made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. At December 31, 2021, there were no derivatives subject to a netting agreement. Loans – Loans, that Management has the intent and ability to hold for the foreseeable future or until maturity or payoff, are stated at the outstanding unpaid principal balances, net of any deferred fees. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Corporation is amortizing these amounts over the contractual life of the loan. The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or Management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in a prior year is charged against the allowance for loan losses. Payments received on nonaccrual loans are applied initially against principal, then interest income, late charges and any other expenses and fees. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Consumer loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loans. Loans Held for Sale – Mortgage loans originated and intended for sale in the secondary market at the time of origination are carried at the lower of cost or estimated fair value (determined on an aggregate basis). All sales are made without recourse. Loans held for sale at December 31, 2021 represent loans originated through third-party brokerage agreements for a pre-determined price and present no price risk to the Bank. Allowance for Loan Losses – The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is maintained at a level considered adequate to provide for probable incurred losses that can be reasonably anticipated. Management’s periodic evaluation of the adequacy of the allowance is based on the Bank’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, borrowers’ actual or perceived financial and managerial strengths, and other relevant factors. This evaluation is inherently subjective, as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans. The Corporation’s allowance for probable incurred loan losses consists of three components: specific, general and unallocated. The specific component addresses specific reserves established for impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Nonaccrual loans and troubled debt restructurings (TDRs) are impaired loans. A TDR loan is a loan that has had its terms modified resulting in a concession due to the financial difficulties of the borrower. Factors considered by Management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and commercial real estate loans by one of the following methods: the fair value of the collateral if the loan is collateral dependent, the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s obtainable market price. Commercial loans with a balance less than $250 thousand, and all consumer purpose loans are not included in the specific reserve analysis as impaired loans but are added to the general allocation pool. Loans that are evaluated for a specific reserve, but not needing a specific reserve are not added back to general allocation pool. The general allocation component addresses the reserves established for pools of homogenous loans. The general component includes a quantitative and qualitative analysis. When calculating the general allocation, the Bank segregates its loan portfolio into the following segments based primarily on the type of supporting collateral: residential real estate, commercial, industrial or agricultural real estate; commercial and industrial (commercial non-real estate), and consumer. Each segment may be further segregated by type of collateral, lien position, or owner/nonowner occupied properties. The quantitative analysis uses the Bank’s twenty quarter rolling historical loan loss experience as determined for each loan segment to determine a loss factor applicable to each loan segment. The qualitative analysis utilizes a risk matrix that incorporates four primary risk factors: economic conditions, delinquency, classified loans, and level of risk, and assigns a risk level (as measured in basis points) to each factor. In determining the risk level for these primary factors, consideration is given to operational factors such as: loan volume, management, loan review process, credit concentrations, competition, and legal and regulatory issues. The level of risk (as measured in basis points) for each primary factor is set for six risk levels ranging from minimal risk to extreme risk and is determined independently for commercial loans, residential mortgage loans and consumer loans. An unallocated component is maintained to cover uncertainties that could affect Management’s estimate of probable incurred loss. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. This estimate, if changed only several basis points, could vary by several hundred thousand dollars. Therefore, management believes some level of unallocated allowance should be maintained to account for this imprecision. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment using historical charge-offs as the starting point in estimating loss. Accordingly, the Corporation may not separately identify individual consumer and residential loans for impairment disclosures. Premises and Equipment – Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets or the lease term for lease hold improvements, whichever is shorter. When assets are retired or sold, the asset cost and related accumulated depreciation are eliminated from the respective accounts, and any resultant gain or loss is included in net income. The cost of maintenance and repairs is charged to operating expense as incurred, and the cost of major additions and improvements is capitalized. Goodwill – Goodwill arises from business combinations and is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Corporation has selected August 31 as the date to perform the annual impairment test. Bank Owned Life Insurance – The Bank invests in bank owned life insurance (BOLI) as a source of funding for employee benefit expenses. The Bank purchases life insurance coverage on the lives of a select group of employees. The Bank is the owner and beneficiary of the policies and records the investment at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in noninterest income. Other Real Estate Owned (OREO) – Foreclosed real estate (OREO) is comprised of property acquired through a foreclosure proceeding or an acceptance of a deed in lieu of foreclosure. Balances are initially reflected at the estimated fair value less any estimated disposition costs, with subsequent adjustments made to reflect further declines in value. Any losses realized upon disposition of the property, and holding costs prior thereto, are charged against income. All properties are actively marketed to potential buyers. Transfers of Financial Assets – Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Federal Income Taxes – Deferred income taxes are provided on the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance, when in the opinion of Management, it is more likely than not that some portion or all deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted through the provision for income taxes for the effects of changes in tax laws and rates on the date of enactment. ASC Topic 740 prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC Topic 740, “Income Taxes” also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties. Advertising Expenses – Advertising costs are expensed as incurred. Treasury Stock – The acquisition of treasury stock is recorded under the cost method. The subsequent disposition or sale of the treasury stock is recorded using the average cost method. Investment and Trust Services – Assets held in a fiduciary capacity are not assets of the Corporation and therefore are not included in the consolidated financial statements. The fair value of trust assets under management (including assets held at third party brokers) at December 31, 2021 was $1.0 billion and $949.0 million at the prior year-end. Off-Balance Sheet Financial Instruments – In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit and letters of credit. Such financial instruments are recorded on the balance sheet when they are funded. The amount of any liability for the credit risk associated with off-balance sheet financial instruments is recorded in other liabilities and was not material to the financial position of the Corporation at December 31, 2021 or 2020. Stock-Based Compensation – The Corporation accounts for stock-based compensation in accordance with the ASC Topic 718, “Stock Compensation.” ASC Topic 718 requires compensation costs related to share-based payment transactions to be recognized in the financial statements (with limited exceptions). The amount of compensation cost is measured based on the grant-date fair value of the equity or liability instruments issued and forfeitures are accounted for as they occur. Compensation cost is recognized over the period that an employee provides services in exchange for the award. The Corporation allows the employee to use shares to satisfy employer income tax withholding obligations. Pension – The provision for pension expense was actuarially determined using the projected unit credit actuarial cost method. The funding policy is to contribute an amount sufficient to meet the requirements of ERISA, subject to Internal Revenue Code contribution limitations. In accordance with ASC Topic 715, “Compensation – Retirement Benefits”, the Corporation recognizes the plan’s over-funded or under-funded status as an asset or liability with an offsetting adjustment to Accumulated Other Comprehensive Income (AOCI). ASC Topic 715 requires the determination of the fair value of a plan’s assets at the company’s year-end and the recognition of actuarial gains and losses, prior service costs or credits, transition assets or obligations as a component of AOCI. These amounts will be subsequently recognized as components of net periodic benefit costs. Further, actuarial gains and losses that arise in subsequent periods that are not initially recognized as a component of net periodic benefit costs will be recognized as a component of AOCI. Those amounts will subsequently be recorded as component of net periodic benefit costs as they are amortized during future periods. Earnings per share – Earnings per share are computed based on the weighted average number of shares outstanding during each year. The Corporation’s basic earnings per share are calculated as net income divided by the weighted average number of shares outstanding. For diluted earnings per share, net income is divided by the weighted average number of shares outstanding plus the incremental number of shares added as a result of converting common stock equivalents, calculated using the treasury stock method. The Corporation’s common stock equivalents consist of stock options and restricted stock awards. A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows: (Dollars and shares in thousands, except per share data) 2021 2020Weighted average shares outstanding (basic) 4,420 4,357Impact of common stock equivalents 20 9Weighted average shares outstanding (diluted) 4,440 4,366Anti-dilutive options excluded from calculation 30 71Net income $ 19,616 $ 12,800Basic earnings per share $ 4.44 $ 2.94Diluted earnings per share $ 4.42 $ 2.93  Segment Reporting – The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department. Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, mortgage banking and trust operations of the Bank. As such, discrete information is not available and segment reporting would not be meaningful. Risk and Uncertainties – On March 11, 2020, the World Health Organization announced that the COVID-19 outbreak was deemed a pandemic, and on March 13, 2020, the President declared the ongoing COVID-19 pandemic of sufficient magnitude to warrant an emergency declaration. The extent to which the coronavirus may impact business activity or investment results will de pend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and the actions required to contain the coronavirus or teat its impact, among others. The economic effects of the COVID-19 pandemic may negatively impact significant estimates and the assumptions underlying those estimates. The estimate that is particularly susceptible to material change is the determination of the allowance for loan losses. Comprehensive Income – Comprehensive income is reflected in the Consolidated Statements of Comprehensive Income and includes net income and unrealized gains or losses, net of tax, on investment securities, reclassifications and the change in plan assets and benefit obligations on the Bank’s pension plan, net of tax. Reclassification – Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect reported net income.‎ Recent Accounting Pronouncements: Recently issued but not yet effective accounting standards ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial InstrumentsDescription This standard requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (CECL) model). Under this model, entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. The ASU replaces the current accounting model for purchased credit impaired loans and debt securities. The allowance for credit losses for purchased financial assets with a more-than insignificant amount of credit deterioration since origination (“PCD assets”), should be determined in a similar manner to other financial assets measured on an amortized cost basis. However, upon initial recognition, the allowance for credit losses is added to the purchase price to determine the initial amortized cost basis. The subsequent accounting for PCD financial assets is the same expected loss model described above.Effective Date January 1, 2023Effect on the Consolidated Financial Statements We have formed an implementation team led by the Corporation's Risk Management function. The team is reviewing the requirements of the ASU and evaluating methods and models for implementation. As of the beginning of the first reporting period in which the new standard is adopted, the Corporation expects to recognize a one-time cumulative-effect adjustment to the allowance for loan losses, which will flow through retained earnings. After adoption, the new standard will result in earlier recognition of additions to the allowance for loan losses and possibly a larger allowance for loan loss balance with a corresponding increase in the provision for loan losses in results of operations; however, the Corporation is continuing to evaluate the impact of the pending adoption of the new standard on its consolidated financial statements. A third-party vendor has been selected to assist with the CECL calculations and the implementation process has started. The Corporation will run the CECL model in test mode in 2022. ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition ReliefDescription This ASU allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20 if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Regulatory Matters	Note 2. Regulatory Matters The Bank is limited as to the amount it may lend to the Corporation, unless such loans are collateralized by specific obligations. State regulations also limit the amount of dividends the Bank can pay to the Corporation and are generally limited to the Bank’s accumulated net earnings, which were $103.8 million at December 31, 2021. In addition, dividends paid by the Bank to the Corporation would be prohibited if the effect thereof would cause the Bank’s capital to be reduced below applicable minimum capital requirements. The Bank is subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgements by the regulators about components, risk weightings, and other factors. Quantitative measures established by regulation to ensure capital adequacy require the Bank to maintain minimum amounts and ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital (as defined) to average assets (as defined). Although not adopted in regulation form, the Pennsylvania Department of Banking utilizes capital standards requiring a minimum leverage capital ratio of 6% and a risk-based capital ratio of 10%, defined substantially the same as those by the FDIC. Management believes, as of December 31, 2021, that the Bank met all capital adequacy requirements to which it is subject. The Corporation and the Bank are subject to the capital requirements contained in the regulation generally referred to as Basel III. The Basel III standards were effective for the Corporation and the Bank, effective January 1, 2015. Basel III imposes significantly higher capital requirements and more restrictive leverage and liquidity ratios than those previously in place. The capital ratios to be considered “well capitalized” under Basel III are: (1) Common Equity Tier 1(CET1) of 6.5%, (2) Tier 1 Leverage of 5%, (3) Tier 1 Risk-Based Capital of 8%, and (4) Total Risk-Based Capital of 10%. The CET1 ratio is a new capital ratio under Basel III and the Tier 1 risk-based capital ratio of 8% has been increased from 6%. The rules also included changes in the risk weights of certain assets to better reflect credit and other risk exposures. In addition, a capital conservation buffer of 2.50% is applicable to all of the capital ratios except for the Tier 1 Leverage ratio. The capital conservation buffer is equal to the lowest value of the three applicable capital ratios less the regulatory minimum (“adequately capitalized”) for each respective capital measurement. The Bank’s capital conservation buffer at December 31, 2021 was 8.54%. Compliance with the capital conservation buffer is required in order to avoid limitations on certain capital distributions, especially dividends. As of December 31, 2021, the Bank was “well capitalized’ under the Basel III requirements. For additional information on the capital ratios see the section titled Shareholders’ Equity, and Table 13. On August 4, 2020, the Corporation completed the sale of a $20.0 million subordinated debt note offering (see Note 13). The notes are structured to qualify as Tier 2 capital for the Corporation and any funds it invests in the Bank qualify as Tier 1 capital at the Bank. At December 31, 2021, the Corporation had $20.0 million of unsecured subordinated debt notes payable, $15.0 million which mature on September 1, 2030 and $5.0 million which mature on September 1, 2035. The notes are recorded on the consolidated balance sheet net of remaining debt issuance costs totaling $412.0 thousand at December 31, 2021, which is being amortized on a pro-rata basis over a 5-year and 10-year period, based on the call dates of the notes, on an effective interest method. The subordinated notes totaling $15.0 million have a fixed interest rate of 5.00% through September 1, 2025, then convert to a variable rate of 90-day Secured Overnight Financing Rate (SOFR) plus 4.93% for the applicable interest periods through maturity. The subordinated notes totaling $5.0 million have a fixed interest rate of 5.25% through September 1, 2030, then convert to a variable rate of 90-day SOFR plus 4.92% for the applicable interest periods through maturity. The Corporation may, at its option, redeem the notes, in whole or in part, at any time 5-years prior to the maturity. The notes are structured to qualify as Tier 2 Capital for the Corporation and there are no debt covenants on the notes.In 2019, the Community Bank Leverage Ratio (CBLR) was approved by federal banking agencies as an optional capital measure available to Qualifying Community Banking Organizations (QCBO). If a bank qualifies as a QCBR and maintains a CBLR of 9% or greater, the bank would be considered “well-capitalized” for regulatory capital purposes and exempt from complying with the Basel III risk-based capital rule. The CBLR rule was effective January 1, 2020 and banks could opt-in through an election in the first quarter 2020 regulatory filings. The Bank meets the criteria of a QCBO but did not opt-in to the CBLR. The consolidated asset limit on small bank holding companies is $3 billion and a company with assets under that limit is not subject to the consolidated capital rules but may file reports that include capital amounts and ratios. The Corporation has elected to file those reports. ‎ The following table presents the regulatory capital ratio requirements for the Corporation and the Bank. As of December 31, 2021 Regulatory Ratios Adequately Capitalized Well Capitalized Actual Minimum Minimum(Dollars in thousands) Amount Ratio Amount Ratio Amount RatioCommon Equity Tier 1 ‎Risk-based Capital Ratio (1) Corporation $148,365 15.20% $43,927 N/A N/A N/ABank 149,087 15.28% 43,901 4.50% $63,413 6.50% Tier 1 Risk-based Capital Ratio (2) Corporation $148,365 15.20% $58,569 N/A N/A N/ABank 149,087 15.28% 58,535 6.00% $78,046 8.00% Total Risk-based Capital Ratio (3) Corporation $179,701 18.41% $78,092 N/A N/A N/ABank 161,335 16.54% 78,046 8.00% $97,558 10.00% Tier 1 Leverage Ratio (4) Corporation $148,365 8.52% $69,649 N/A N/A N/ABank 149,087 8.57% 69,608 4.00% $87,009 5.00%   As of December 31, 2020 Regulatory Ratios Adequately Capitalized Well Capitalized Actual Minimum Minimum(Dollars in thousands) Amount Ratio Amount Ratio Amount RatioCommon Equity Tier 1 ‎Risk-based Capital Ratio (1) Corporation $132,970 14.32% $41,788 N/A N/A N/ABank 130,678 14.07% 41,809 4.50% $60,390 6.50% Tier 1 Risk-based Capital Ratio (2) Corporation $132,970 14.32% $55,717 N/A N/A N/ABank 130,678 14.07% 55,745 6.00% $74,326 8.00% Total Risk-based Capital Ratio (3) Corporation $164,230 17.69% $74,289 N/A N/A N/ABank 142,384 15.33% 74,326 8.00% $92,908 10.00% Tier 1 Leverage Ratio (4) Corporation $132,970 8.69% $61,191 N/A N/A N/ABank 130,678 8.54% 61,222 4.00% $76,527 5.00% (1)Common equity Tier 1 capital / total risk-weighted assets, (2) Tier 1 capital / total risk-weighted assets, (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets

Restricted Cash Balances

Restricted Cash Balances	12 Months Ended
	Dec. 31, 2021
Restricted Cash Balances [Abstract]
Restricted Cash Balances	Note 3. Restricted Cash Balances In March 2020, the Federal Reserve reduced the reserve requirement on the Bank’s deposit liabilities to 0%. The Bank was not required to hold any reserves at December 31, 2021 and 2020.

Investments

Investments	12 Months Ended
	Dec. 31, 2021
Investments [Abstract]
Investments	Note 4. Investments Available for Sale (AFS) SecuritiesThe following table summarizes the amortized cost and fair value of securities available-for-sale at December 31, 2021 and 2020 and the corresponding amounts of gross unrealized gains and losses recognized in accumulated other comprehensive income (loss). The amortized cost and estimated fair value of investment securities available for sale as of December 31, 2021 and 2020 is as follows: (Dollars in thousands) Gross Gross Amortized unrealized unrealized FairDecember 31, 2021 cost gains losses valueU.S. Government and Agency securities $ 94,360 $ 115 $ (715) $ 93,760Municipal securities 206,501 7,148 (1,422) 212,227Corporate securities 24,794 333 (188) 24,939Agency mortgage-backed securities 123,686 877 (1,894) 122,669Non-Agency mortgage-backed securities 30,904 34 (272) 30,666Asset-backed securities 45,472 253 (175) 45,550Total $ 525,717 $ 8,760 $ (4,666) $ 529,811 (Dollars in thousands) Gross Gross Amortized unrealized unrealized FairDecember 31, 2020 cost gains losses valueU.S. Government and Agency securities $ 12,594 $ 20 $ (40) $ 12,574Municipal securities 236,253 11,020 (219) 247,054Corporate securities 20,421 22 (155) 20,288Agency mortgage-backed securities 70,443 1,905 (107) 72,241Non-Agency mortgage-backed securities 8,412 56 (15) 8,453Asset-backed securities 36,246 249 (165) 36,330Total $ 384,369 $ 13,272 $ (701) $ 396,940  At December 31, 2021 and 2020, the fair value of investment securities pledged to secure public funds and trust deposits totaled $160.3 million and $137.4 million, respectively. The Bank has no investment in a single issuer that exceeds 10% of shareholders equity. The amortized cost and estimated fair value of debt securities at December 31, 2021, by contractual maturity are shown below. Actual maturities may differ from contractual maturities because of prepayment or call options embedded in the securities. Mortgage-backed and asset-backed securities without defined maturity dates are reported on a separate line. (Dollars in thousands) Amortized‎cost Fair‎valueDue in one year or less $ 1,830 $ 1,862Due after one year through five years 6,039 6,187Due after five years through ten years 154,192 154,833Due after ten years 163,594 168,044 325,655 330,926Mortgage-backed and asset-backed securities 200,062 198,885Total $ 525,717 $ 529,811 The composition of the net realized securities gains for the years ended December 31 is as follows: (Dollars in thousands) 2021 2020Proceeds $ 36,666 $ 3,141 Gross gains realized 626 62Gross losses realized (499) (33)Net gains realized $ 127 $ 29 Tax provision on net gains realized $ (27) $ (6)  Impairment: The following table reflects the temporary impairment in the investment portfolio, aggregated by investment category, length of time that individual securities have been in a continuous unrealized loss position and the number of securities in each category as of December 31, 2021 and 2020. For securities with an unrealized loss, Management applies a systematic methodology in order to perform an assessment of the potential for other-than-temporary impairment. In the case of debt securities, investments considered for other-than-temporary impairment: (1) had a specified maturity or repricing date, (2) were generally expected to be redeemed at par, and (3) were expected to achieve a recovery in market value within a reasonable period of time. In addition, the Bank considers whether it intends to sell these securities or whether it will be forced to sell these securities before the earlier of amortized cost recovery or maturity. The impairment identified on debt securities and subject to assessment at December 31, 2021, was deemed to be temporary and required no further adjustments to the financial statements, unless otherwise noted. December 31, 2021 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands)Value Losses Count Value Losses Count Value Losses Count U.S. Government and Agency securities$ 78,000  $ (701) 24  $ 2,880  $ (14) 4  $ 80,880  $ (715) 28 Municipal securities 38,997  (910) 44  15,404  (512) 16  54,401  (1,422) 60 Corporate securities 8,954  (132) 17  1,694  (56) 3  10,648  (188) 20 Agency mortgage-backed securities 76,477  (1,517) 70  10,771  (377) 11  87,248  (1,894) 81 Non-Agency mortgage-backed securities 15,215  (215) 11  1,956  (57) 1  17,171  (272) 12 Asset-backed securities 18,829  (149) 21  2,348  (26) 5  21,177  (175) 26 Total temporarily impaired securities$ 236,472  $ (3,624) 187  $ 35,053  $ (1,042) 40  $ 271,525  $ (4,666) 227  December 31, 2020 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands)Value Losses Count Value Losses Count Value Losses Count U.S. Government and Agency securities$ 3,966  $ (21) 5  $ 4,185  $ (19) 11  $ 8,151  $ (40) 16 Municipal securities 27,022  (219) 28  — — — 27,022  (219) 28 Corporate securities 7,576  (37) 13  3,040  (118) 4  10,616  (155) 17 Agency mortgage-backed securities 18,390  (101) 17  3,355  (6) 5  21,745  (107) 22 Non-Agency mortgage-backed securities 2,506  (15) 2  — — — 2,506  (15) 2 Asset-backed securities 1,458  (12) 2  11,452  (153) 15  12,910  (165) 17 Total temporarily impaired securities$ 60,918  $ (405) 67  $ 22,032  $ (296) 35  $ 82,950  $ (701) 102   The following table represents the cumulative credit losses on debt securities recognized in earnings as of December 31, 2021: (Dollars in thousands) Twelve Months Ended 2021 2020Balance of cumulative credit-related OTTI at January 1 $ 272 $ 272Additions for credit-related OTTI not previously recognized — —Additional increases for credit-related OTTI previously recognized when there is no intent to sell and no requirement to sell before recovery of amortized cost basis — —Decreases for previously recognized credit-related OTTI because there was an intent to sell — —Reduction for increases in cash flows expected to be collected — —Balance of credit-related OTTI at December 31 $ 272 $ 272  Equity Securities at fair valueThe Corporation owns one equity investment with a readily determinable fair value. At December 31, 2021 and 2020, this investment was reported at a fair value of $481 thousand and $391 thousand, respectively, with changes in value reported through income.

Loans

Loans	12 Months Ended
	Dec. 31, 2021
Loans [Abstract]
Loans	Note 5. Loans The Bank reports its loan portfolio based on the primary collateral of the loan. It further classifies these loans by the primary purpose, either consumer or commercial. The Bank’s mortgage loans include long-term loans to individuals and businesses secured by mortgages on the borrower’s real property. Construction loans are made to finance the purchase of land and the construction of residential and commercial buildings thereon and are secured by mortgages on real estate. Commercial loans are made to businesses of various sizes for a variety of purposes including construction, property, plant and equipment, and working capital. Commercial loans also include loans to government municipalities. Commercial lending is concentrated in the Bank’s primary market, but also includes purchased loan participations. Consumer loans are comprised of installment, home equity and unsecured personal lines of credit. Each class of loans involves a different kind of risk. However, risk factors such as changes in interest rates, general economic conditions and changes in collateral values are common across all classes. The risk of each loan class is presented below. Residential Real Estate 1-4 familyThe largest risk in residential real estate loans to retail customers is the borrower’s inability to repay the loan due to the loss of the primary source of income. The Bank attempts to mitigate this risk through prudent underwriting standards including employment history, current financial condition and credit history. These loans are generally owner occupied and serve as the borrower’s primary residence. The Bank usually holds a first lien position on these properties but may hold a second lien position in some home equity loans or lines of credit. Commercial purpose loans, secured by residential real estate, are usually dependent upon repayment from the rental income or other business purposes. These loans are generally non-owner occupied. In addition to the real estate collateral, these loans may have personal guarantees or UCC filings on other business assets. If a payment default occurs on a 1-4 family residential real estate loan, the collateral serves as a source of repayment, but may be subject to a change in value due to economic conditions. Residential Real Estate ConstructionThis class includes loans to individuals for construction of a primary residence and to contractors and developers to improve real estate and construct residential properties. Construction loans to individuals generally bear the same risk as 1-4 family residential loans. Additional risks may include cost overruns, delays in construction or contractor problems. Loans to contractors and developers are primarily dependent on the sale of improved lots or finished homes for repayment. Risks associated with these loans include the borrower’s character and capacity to complete a development, the effect of economic conditions on the valuation of lots or homes, cost overruns, delays in construction or contractor problems. In addition to real estate collateral, these loans may have personal guarantees or UCC filings on other business assets, depending on the financial strength and experience of the developer. Real estate construction loans are monitored on a regular basis by either an independent third party or the responsible loan officer, depending on the size and complexity of the project. This monitoring process includes at a minimum, the submission of invoices or AIA documents detailing the cost incurred by the borrower, on-site inspections, and an authorizing signature for disbursement of funds. Commercial Real EstateCommercial real estate loans may be secured by various types of commercial property including retail space, office buildings, warehouses, hotels and motel, manufacturing facilities and, agricultural land. Commercial real estate loans present a higher level of risk than residential real estate loans. Repayment of these loans is normally dependent on cash-flow generated by the operation of a business that utilizes the real estate. The successful operation of the business, and therefore repayment ability, may be affected by general economic conditions outside of the control of the operator. On most commercial real estate loans ongoing monitoring of cash flow and other financial performance indictors is completed annually through financial statement analysis. In addition, the value of the collateral may be negatively affected by economic conditions and may be insufficient to repay the loan in the event of default. In the event of foreclosure, commercial real estate may be more difficult to liquidate than residential real estate. Commercial Commercial loans are made for various business purposes to finance equipment, inventory, accounts receivables, and operating liquidity. These loans are generally secured by business assets or equipment, non-real estate collateral and/or personal guarantees. Commercial loans present a higher level of credit risk than other loans because repayment ability is usually dependent on cash-flow from a business operation that can be affected by general economic conditions. On most commercial loans ongoing monitoring of cash flow and other financial performance indicators occur at least annually through financial statement analysis. In the event of a default, collateral for these loans may be more difficult to liquidate, and the valuation of the collateral may decline more quickly than loans secured by other types of collateral. Loans to governmental municipalities are also included in the Commercial class. These loans generally have less risk than commercial loans due to the taxing authority of the municipality and its ability to assess fees on services. This class also includes loans made as part of the Paycheck Protection Program (PPP). The PPP is a small business loan program designed to assist in allowing small businesses to keep workers on the payroll during the COVID-19 pandemic. When workers are kept on the payroll for the qualifying period, the loan could be forgiven if the small business incurs eligible expenses. The PPP loans are 100 percent guaranteed by the SBA and have a maturity of two years or five years with a fixed interest rate of 1% for the life of the loan. Because the PPP loans are 100% guaranteed by the SBA, they present no credit risk to the Bank once the SBA guarantee is fulfilled, if necessary. However, if the SBA does not grant loan forgiveness, the PPP loan would present the same risk factors as any other commercial loan. The PPP loan is only designed to cover short-term operating needs of the borrower. If the economy does not recover quickly from the pandemic and the borrower experiences long-term operational problems beyond the PPP funding, the performance of other loans to these customers could begin to deteriorate. ConsumerThese loans are made for a variety of reasons to consumers and include term loans and personal lines-of credit. The loans may be secured or unsecured. Repayment is primarily dependent on the income of the borrower and to a lesser extent the sale of collateral. The underwriting of these loans is based on the consumer’s ability and willingness to repay and is determined by the borrower’s employment history, current financial condition and credit background. Collateral for these loans, if any, usually depreciates quickly and therefore, may not be adequate to repay the loan if it is repossessed. Therefore, the overall health of the economy, including unemployment rates and wages, will have an effect on the credit quality in this loan class. A summary of loans outstanding, by class, at December 31 is as follows: (Dollars in thousands) 2021 2020Residential Real Estate 1-4 Family Consumer first liens $ 71,828 $ 77,373Commercial first lien 60,655 59,851Total first liens 132,483 137,224 Consumer junior liens and lines of credit 67,103 60,935Commercial junior liens and lines of credit 4,841 4,425Total junior liens and lines of credit 71,944 65,360Total residential real estate 1-4 family 204,427 202,584 Residential real estate - construction Consumer 8,278 6,751Commercial 12,379 9,558Total residential real estate construction 20,657 16,309 Commercial real estate 522,779 503,977Commercial 244,543 281,257Total commercial 767,322 785,234 Consumer 6,406 5,577 998,812 1,009,704Less: Allowance for loan losses (15,066) (16,789)Net Loans $ 983,746 $ 992,915 Included in the loan balances are the following: Net unamortized deferred loan costs $ 1,289 $ 8 Loans pledged as collateral for borrowings and commitments from: FHLB $ 614,828 $ 734,891Federal Reserve Bank 45,453 50,605Total $ 660,281 $ 785,496 Paycheck Protection Program (PPP) loans (included in Commercial loans above) Two-year loans $ 26 $ 5,378 Five-year loans 7,729 46,912 Total Paycheck Protection Program loans $ 7,755 $ 52,290 Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above) Two-year loans $ — $ (165) Five-year loans (370) (1,178) Total unamortized deferred PPP loan fees $ (370) $ (1,343) Loans to directors and executive officers and related interests and affiliated enterprises were as follows: (Dollars in thousands) 2021 2020Balance at beginning of year $ 10,604 $ 10,321New loans made 3,086 2,401Repayments (3,528) (2,118)Balance at end of year $ 10,162 $ 10,604

Loan Quality

Loan Quality	12 Months Ended
	Dec. 31, 2021
Loan Quality [Abstract]
Loan Quality	Note 6. Loan Quality Management utilizes a risk rating scale ranging from 1-Prime to 9-Loss to evaluate loan quality. This risk rating scale is used primarily for commercial purpose loans. Consumer purpose loans are identified as either a pass or substandard rating based on the performance status of the loans. Substandard consumer loans are loans that are nonaccrual or 90 days or more past due and still accruing. Loans rated 1 – 4 are considered pass credits. Loans that are rated 5-Pass Watch are pass credits but have been identified as credits that are likely to warrant additional attention and monitoring. Loans rated 6-OAEM or worse begin to receive enhanced monitoring and reporting by the Bank. Loans rated 7-Substandard or 8-Doubtful exhibit the greatest financial weakness and present the greatest possible risk of loss to the Bank. Nonaccrual loans are rated no better than 7-Substandard. The following factors represent some of the factors used in determining the risk rating of a borrower: cash flow, debt coverage, liquidity, management, and collateral. Risk ratings, for pass credits, are generally reviewed annually for term debt and at renewal for revolving or renewing debt. The following table reports on the risk rating for those loans in the portfolio that are assigned an individual risk rating as of December 31, 2021 and 2020: Pass OAEM Substandard Doubtful (Dollars in thousands)(1-5) (6) (7) (8) TotalDecember 31, 2021 Residential Real Estate 1-4 Family First liens$ 132,433 $ — $ 50 $ — $ 132,483Junior liens and lines of credit 71,906 — 38 — 71,944Total 204,339 — 88 — 204,427Residential real estate - construction 20,233 — 424 — 20,657Commercial real estate 486,903 19,006 16,870 — 522,779Commercial 244,315 49 179 — 244,543Consumer 6,406 — — — 6,406Total$ 962,196 $ 19,055 $ 17,561 $ — $ 998,812 December 31, 2020 Residential Real Estate 1-4 Family First liens$ 137,156 $ — $ 68 $ — $ 137,224Junior liens and lines of credit 65,350 — 10 — 65,360Total 202,506 — 78 — 202,584Residential real estate - construction 15,797 — 512 — 16,309Commercial real estate 449,478 35,947 18,552 — 503,977Commercial 270,272 10,698 287 — 281,257Consumer 5,565 — 12 — 5,577Total$ 943,618 $ 46,645 $ 19,441 $ — $ 1,009,704 Delinquent loans are a result of borrowers’ cash flow and/or alternative sources of cash being insufficient to repay loans. The Bank’s likelihood of collateral liquidation to repay the loans becomes more probable the further behind a borrower falls, particularly when loans reach 90 days or more past due. Management monitors the performance status of loans by the use of an aging report. The aging report can provide an early indicator of loans that may become severely delinquent and possibly result in a loss to the Bank. ‎ The following table presents the aging of payments in the loan portfolio as of December 31, 2021 and 2020: (Dollars in thousands) Loans Past Due and Still Accruing Total Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual LoansDecember 31, 2021 Residential Real Estate 1-4 Family First liens $ 132,224  $ 96  $ 113  $ — $ 209  $ 50  $ 132,483 Junior liens and lines of credit 71,788  118  — — 118  38  71,944 Total 204,012  214  113  — 327  88  204,427 Residential real estate - construction 20,233  — — — — 424  20,657 Commercial real estate 515,487  293  187  — 480  6,812  522,779 Commercial 244,377  106  — — 106  60  244,543 Consumer 6,368  27  11  — 38  — 6,406 Total $ 990,477  $ 640  $ 311  $ — $ 951  $ 7,384  $ 998,812  December 31, 2020 Residential Real Estate 1-4 Family First liens $ 137,056  $ 43  $ 58  $ 26  $ 127  $ 41  $ 137,224 Junior liens and lines of credit 65,212  115  23  — 138  10  65,360 Total 202,268  158  81  26  265  51  202,584 Residential real estate - construction 15,797  — — — — 512  16,309 Commercial real estate 495,609  74  261  — 335  8,033  503,977 Commercial 280,930  219  — — 219  108  281,257 Consumer 5,525  38  2  12  52  — 5,577 Total $ 1,000,129  $ 489  $ 344  $ 38  $ 871  $ 8,704  $ 1,009,704  Impaired loans generally represent Management’s determination that the borrower will be unable to repay the loan in accordance with its contractual terms and that collateral liquidation may or may not fully repay both interest and principal. It is the Bank’s policy to evaluate the probable collectability of principal and interest due under terms of loan contracts for all loans 90-days or more, nonaccrual loans, or impaired loans. Further, it is the Bank’s policy to discontinue accruing interest on loans that are not adequately secured and in the process of collection. Upon determination of nonaccrual status, the Bank subtracts any current year accrued and unpaid interest from its income, and any prior year accrued and unpaid interest from the allowance for loan losses. Management continually monitors the status of nonperforming loans, the value of any collateral and potential of risk of loss. Commercial loans are charged-off immediately upon identification of a loss. If a loan (commercial or mortgage) is collateral dependent (repayment provided solely by the collateral), the value of the collateral is determined and a partial charge-off may be recorded. Consumer loans are charged-off no later than 180 days past due. At December 31, 2021, the Bank had $38.0 thousand of residential properties in the process of foreclosure compared to $68.0 thousand at the end of 2020. Interest not recognized on nonaccrual loans was $115.4 thousand and $342.6 thousand for the years ended December 31, 2021 and 2020, respectively. In addition to monitoring nonaccrual loans, the Bank also closely monitors impaired loans and troubled debt restructurings. A loan is considered to be impaired when, based on current information and events, it is probable that the Bank will be unable to collect all interest and principal payments due according to the originally contracted terms of the loan agreement. Nonaccrual loans, excluding consumer purpose loans, and troubled-debt restructuring (TDR) loans are considered impaired. Commercial loans with a balance less than $250 thousand, and all consumer purpose loans are not included in the specific reserve analysis as impaired loans but are added to the general allocation pool. Impaired loans totaled $11.6 million at December 31, 2021 compared to $17.3 million at December 31, 2020. ‎ The following tables present information on impaired loans: Impaired Loans With No Allowance With Allowance(Dollars in thousands) Unpaid Unpaid Recorded Principal Recorded Principal RelatedDecember 31, 2021 Investment Balance Investment Balance Allowance Residential Real Estate 1-4 Family First liens $ 661 $ 661 $ — $ — $ —Junior liens and lines of credit — — — — —Total 661 661 — — — Residential real estate - construction 424 729 — — — Commercial real estate 4,942 5,405 5,578 5,764 698 Commercial — — — — —Total $ 6,027 $ 6,795 $ 5,578 $ 5,764 $ 698 December 31, 2020 Residential Real Estate 1-4 Family First liens $ 637 $ 637 $ — $ — $ —Junior liens and lines of credit — — — — —Total 637 637 — — — Residential real estate - construction 512 729 — — — Commercial real estate 10,402 11,107 5,702 5,702 228 Commercial — — — — —Total $ 11,551 $ 12,473 $ 5,702 $ 5,702 $ 228 Twelve Months Ended December 31, 2021 December 31, 2020 Average Interest Average Interest (Dollars in thousands) Recorded Income Recorded Income Investment Recognized Investment Recognized Residential Real Estate 1-4 Family First liens $ 657 $ 32 $ 648 $ 40Junior liens and lines of credit — — — —Total 657 32 648 40 Residential real estate - construction 469 — 518 — Commercial real estate 14,530 341 13,839 390 Commercial — — — —Total $ 15,656 $ 373 $ 15,005 $ 430 A loan is considered a troubled debt restructuring (TDR) if the creditor (the Bank), for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. These concessions may include lowering the interest rate, extending the maturity, reamortization of payment, or a combination of multiple concessions. The Bank reviews all loans rated 6-OAEM or worse when it is providing a loan restructure, modification or new credit facility to determine if the action is a TDR. If a TDR loan is placed on nonaccrual status, it remains on nonaccrual status for at least six months to ensure performance. The cash basis income recognized is the same as the accrual basis income. ‎ The following table presents TDR loans as of December 31, 2021 and 2020: Troubled Debt Restructurings Within the Last 12 Months That Have Defaulted(Dollars in thousands) Troubled Debt Restructurings on Modified Terms Number of Recorded Number of Recorded Contracts Investment Performing* Nonperforming* Contracts InvestmentDecember 31, 2021 Residential real estate - construction 1  $ 424  $ — $ 424  — $ —Residential real estate 5  661  661  — — —Commercial real estate - owner occupied 4  1,161  1,161  — — —Commercial real estate - farmland 4  1,664  1,664  — — —Commercial real estate - multi-family residential 1  1,360  1,360  — — —Commercial real estate 2  294  294  — — — Total 17  $ 5,564  $ 5,140  $ 424  — $ — December 31, 2020 Residential real estate - construction 1  $ 434  $ 434  $ — — $ —Residential real estate 4  637  637  — — —Commercial real estate - owner occupied 4  1,224  1,224  — — —Commercial real estate - farmland 6  2,257  2,257  — — —Commercial real estate - consturction and land development 2  6,129  6,129  — — —Commercial real estate 2  330  122  208  — — Total 19  $ 11,011  $ 10,803  $ 208  — $ — *The performing status is determined by the loan’s compliance with the modified terms.  The following table presents new TDR loans made during 2021, concession granted and the recorded investment as of December 31, 2021: New During PeriodTwelve Months Ended Number of Pre-TDR After-TDR Recorded December 31, 2021 Contracts Modification Modification Investment ConcessionResidential real estate 1  $ 41  $ 50  $ 50  multiple The following table presents new TDR loans made during 2020, concession granted and the recorded investment as of December 31, 2021: New During PeriodTwelve Months Ended Number of Pre-TDR After-TDR Recorded December 31, 2020 Contracts Modification Modification Investment ConcessionCommercial real estate - farm land 1  $ 650  $ 650  $ 682  multipleCommercial real estate - owner occupied 2  426  426  412  maturity Total 3  $ 1,076  $ 1,076  $ 1,094  Allowance for Loan Losses: Management monitors loan performance on a monthly basis and performs a quarterly evaluation of the adequacy of the allowance for loan losses (ALL). The ALL is determined by segmenting the loan portfolio based on the loan’s collateral. When calculating the ALL, consideration is given to a variety of factors in establishing this estimate including, but not limited to, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, historical charge-offs, the adequacy of the underlying collateral (if collateral dependent) and other relevant factors. The Bank begins enhanced monitoring of all loans rated 6–OAEM or worse and obtains a new appraisal or asset valuation for any loans placed on nonaccrual and rated 7 - Substandard or worse. Management, at its discretion, may determine that additional adjustments to the appraisal or valuation are required. Valuation adjustments will be made as necessary based on factors, including, but not limited to: the economy, deferred maintenance, industry, type of property/equipment, age of the appraisal, etc. and the knowledge Management has about a particular situation. In addition, the cost to sell or liquidate the collateral is also estimated and deducted from the valuation in order to determine the net realizable value to the Bank. When determining the allowance for loan losses, certain factors involved in the evaluation are inherently subjective and require material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans. Management monitors the adequacy of the allowance for loan losses on an ongoing basis and reports its adequacy quarterly to the Credit Risk Oversight Committee of the Board of Directors. Management believes that the allowance for loan losses at December 31, 2021 is adequate. The following table shows the activity in the Allowance for Loan Loss (ALL), for the years ended December 31, 2021 and 2020: Residential Real Estate 1-4 Family First Junior Liens & Commercial (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total ALL at December 31, 2019 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789 Charge-offs — — (28) (57) (50) (195) — (330)Recoveries — 170  — 1  505  31  — 707 Provision (80) (144) 59  (939) (1,007) 197  (186) (2,100)ALL at December 31, 2020 $ 475  $ 252  $ 325  $ 8,168  $ 5,127  $ 130  $ 589  $ 15,066  ALL at December 31, 2020 $ 416  $ 119  $ 187  $ 6,607  $ 4,021  $ 84  $ 532  $ 11,966 Charge-offs — (10) — (55) (463) (117) — (645)Recoveries 4  — — 545  268  26  — 843 Provision 135  117  107  2,066  1,853  104  243  4,625 ALL at December 31, 2021 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789  The following table shows the loans that were evaluated for the Allowance for Loan Loss (ALL) under a specific reserve (individually) and those that were evaluated under a general reserve (collectively), and the amount of the allowance established in each category as of December 31, 2021 and 2020: Residential Real Estate 1-4 Family First Junior Liens & Commercial (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total December 31, 2021 Loans evaluated for ALL: Individually $ 661  $ — $ 424  $ 10,520  $ — $ — $ — $ 11,605 Collectively 131,822  71,944  20,233  512,259  244,543  6,406  — 987,207 Total $ 132,483  $ 71,944  $ 20,657  $ 522,779  $ 244,543  $ 6,406  $ — $ 998,812  ALL established for ‎  loans evaluated: Individually $ — $ — $ — $ 698  $ — $ — $ — $ 698 Collectively 475  252  325  7,470  5,127  130  589  14,368 ALL at December 31, 2021 $ 475  $ 252  $ 325  $ 8,168  $ 5,127  $ 130  $ 589  $ 15,066  December 31, 2020 Loans evaluated for ALL: Individually $ 637  $ — $ 512  $ 16,104  $ — $ — $ — $ 17,253 Collectively 136,587  65,360  15,797  487,873  281,257  5,577  — 992,451 Total $ 137,224  $ 65,360  $ 16,309  $ 503,977  $ 281,257  $ 5,577  $ — $ 1,009,704  ALL established for ‎  loans evaluated: Individually $ — $ — $ — $ 228  $ — $ — $ — $ 228 Collectively 555  226  294  8,935  5,679  97  775  16,561 ALL at December 31, 2020 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789

Premises And Equipment

Premises And Equipment	12 Months Ended
	Dec. 31, 2021
Premises And Equipment [Abstract]
Premises And Equipment	Note 7. Premises and Equipment At December 31, premises and equipment consisted of: (Dollars in thousands)Estimated Life 2021 2020Land $ 2,710 $ 3,337Buildings and leasehold improvements15 - 30 years, or lease term 26,218 24,841Furniture, fixtures and equipment3 - 10 years 8,031 13,274Total cost 36,959 41,452Less: Accumulated depreciation (17,769) (28,347)Net premises and equipment $ 19,190 $ 13,105 The following table shows the amount of depreciation for the years ended December 31: 2021 2020Depreciation expense $ 1,137 $ 1,230

Leases

Leases	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Leases	Note 8. Leases The Corporation leases various assets in the course of its operations that are subject to recognition under the new standard. The Corporation considers all of its leases to be operating leases and it has no finance leases. The leased assets are comprised of equipment, and buildings and land (collectively real estate). The equipment leases are shorter-term than the real estate leases, and generally have a fixed payment over a defined term without renewal options. Certain equipment leases have purchase options and it was determined the option was not reasonably certain to be exercised. The real estate leases are longer-term and may contain renewal options after the initial term, but none of the real estate leases contain a purchase option. The renewal options on real estate leases were reviewed and if it was determined the option was reasonably certain to be renewed, the option term was considered in the determination of the lease liability. There is only one real estate lease with a variable payment based on an index included in the lease liability. None of the leases contain any restrictive covenants and there are no significant leases that have not yet commenced. The discount rate used to determine the lease liability is based on the Bank’s fully secured borrowing rate from the Federal Home Loan Bank for a term similar to the lease term. Operating lease expense is included in net occupancy expense in the consolidated statements of income. Lease Cost:The components of total lease cost were as follows for the period ending: For the years ended December 31(Dollars in thousands) 2021 2020Operating lease cost $ 695 $ 615Short-term lease cost 218 7Variable lease cost 98 49Total lease cost $ 1,011 $ 671 Supplemental Lease Information: For the years ended(Dollars in thousands) December 31Cash paid for amounts included in the measurement of lease liabilities: 2021 2020Operating cash flows from operating leases $657 590 Weighted-average remaining lease term (years) 11.0 12.4Weighted-average discount rate 3.37% 3.54% Lease Obligations:Future undiscounted lease payments for operating leases with initial terms of one year or more as of December 31, 2021 are as follows: (Dollars in thousands) 2022 $ 6402023 6502024 6282025 5882026 4802027 and beyond 2,918Discounted cash flows 5,904Imputed interest (1,047) Total lease liability $ 4,857

Other Real Estate Owned

Other Real Estate Owned	12 Months Ended
	Dec. 31, 2021
Other Real Estate Owned [Abstract]
Other Real Estate Owned	Note 9. Other Real Estate Owned The Bank had no other real estate owned at December 31, 2021 and 2020.

Goodwill

Goodwill	12 Months Ended
	Dec. 31, 2021
Goodwill [Abstract]
Goodwill	Note 10. Goodwill The Bank has $9.0 million of goodwill recorded on its balance sheet as the result of corporate acquisitions. Goodwill is not amortized, nor deductible for tax purposes. However, Goodwill is tested for impairment at least annually in accordance with ASC Topic 350. Goodwill was tested for impairment as of August 31, 2021. The 2021 test was conducted using a qualitative assessment method that requires the use of significant assumptions in order to make a determination of likely impairment. These assumptions may include, but are not limited to: macroeconomic factors, banking industry conditions, banking merger and acquisition trends, the Bank’s historical financial performance, the Corporation’s stock price, forecast Bank financial performance, and change of control premiums. Management determined the Bank’s goodwill was not likely impaired in 2021 and did not make a further assessment. The 2020 impairment test was conducted using several quantitative methods, including an income approach, market value approach and a change of control acquisition approach. Each of these quantitative approaches included different scenarios with different assumptions. These scenarios were weighted based upon Management’s judgement. Based upon this assessment, the estimated fair value of the Corporation exceeded its carrying value by 24% and Management determined the Bank’s goodwill was not impaired.

Deposits

Deposits	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Deposits	Note 11. Deposits Deposits are summarized as follows at December 31: (Dollars in thousands) 2021 2020Noninterest-bearing checking $ 298,403 $ 259,060 Interest-bearing checking 511,969 409,178Money management 579,826 501,017Savings 119,908 109,153Total interest-bearing checking and savings 1,211,703 1,019,348 Time deposits 74,253 76,165 Total deposits $ 1,584,359 $ 1,354,573 Overdrawn deposit accounts reclassified as loans $ 103 $ 86 Time deposits greater than $250,000 at December 31, 2020and 2020 were $15.2 million and $8.8 million, respectively. At December 31, 2021 the scheduled maturities of time deposits are as follows: (Dollars in thousands) Time Deposits2022 $ 55,7212023 12,4682024 2,8842025 1,8782026 1,302Total $ 74,253 The deposits of directors, executive officers, related interests and affiliated enterprises totaled $4.7 million and $6.6 million at December 31, 2021 and 2020, respectively.

Other Borrowings

Other Borrowings	12 Months Ended
	Dec. 31, 2021
Other Borrowings [Abstract]
Other Borrowings	Note 12. Other Borrowings The Bank's short-term borrowings are comprised of a line-of-credit with the Federal Home Loan Bank of Pittsburgh (Open Repo Plus). Open Repo Plus is a revolving term commitment used on an overnight basis. The term of this commitment may not exceed 364 days and it reprices daily at market rates. At December 31, 2021 and 2020, the Bank had no short-term borrowings.  The Bank’s maximum borrowing capacity with the FHLB at December 31, 2021 was $369.9 million with $369.9 million available to borrow. This borrowing capacity is secured by a Blanket Pledge Agreement with FHLB on the Bank’s real estate loan portfolio. The Bank has established credit at the Federal Reserve Discount Window and as of year-end had the ability to borrow approximately $22 million. The Bank also has $56.0 million in unsecured lines of credit at two correspondent banks.

Subordinate Notes

Subordinate Notes	12 Months Ended
	Dec. 31, 2021
Subordinated Notes [Abstract]
Subordinated Notes	Note 13. Subordinate Notes At December 31, 2021 and 2020, the Corporation had $20 million of unsecured subordinated debt notes payable, $15.0 million which mature on September 1, 2030 and $5.0 million which mature on September 1, 2035. The notes are recorded on the consolidated balance sheet net of remaining debt issuance costs totaling $412.0 thousand at December 31, 2021 and $445.3 thousand at December 31, 2020, which is being amortized on a pro-rata basis over a 5-year and 10-year period, based on the call dates of the notes, on an effective interest method. The subordinated notes totaling $15.0 million have a fixed interest rate of 5.00% through September 1, 2025, then convert to a variable rate of 90-day Secured Overnight Financing Rate (SOFR) plus 4.93% for the applicable interest periods through maturity. The subordinated notes totaling $5.0 million have a fixed interest rate of 5.25% through September 1, 2030, then convert to a variable rate of 90-day SOFR plus 4.92% for the applicable interest periods through maturity. The Corporation may, at its option, redeem the notes, in whole or in part, at any time 5-years prior to the maturity. The notes are structured to qualify as Tier 2 Capital for the Corporation and there are no debt covenants on the notes.

Federal Income Taxes

Federal Income Taxes	12 Months Ended
	Dec. 31, 2021
Federal Income Taxes [Abstract]
Federal Income Taxes	Note 14. Federal Income Taxes The temporary differences which give rise to significant portions of deferred tax assets and liabilities at December 31 are as follows: (Dollars in thousands) Deferred Tax Assets 2021 2020Allowance for loan losses $ 3,197 $ 3,561Deferred compensation 908 761Purchase accounting 18 17Other than temporary impairment of investments 58 58Accumulated other comprehensive loss 145 —Lease liabilities 1,030 1,131Other 354 581 5,710 6,109Valuation allowance (58) (58)Total gross deferred tax assets 5,652 6,051 Deferred Tax Liabilities Depreciation 102 464Right-of-use asset 1,010 1,118Joint ventures and partnerships 51 55Pension 901 1,163Accumulated other comprehensive gain — 848Deferred loan fees and costs, net 274 2Total gross deferred tax liabilities 2,338 3,650Net deferred tax asset $ 3,314 $ 2,401 In assessing the realizability of deferred tax assets, Management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during periods in which those temporary differences become deductible. Management considers the scheduled reversal of deferred tax liabilities, projected future taxable income and tax planning strategies in making this assessment. Based on the level of historical taxable income and projections for future taxable income over the periods in which the deferred tax assets are deductible, Management believes it is more likely than not that the Bank will realize the benefits of these deferred tax assets other than those for which a valuation allowance has been recorded. The components of the provision for Federal income taxes attributable to income from operations were as follows: For the Years Ended December 31 (Dollars in thousands) 2021 2020 Current tax expense (benefit) $ 3,308 $ 2,210 Tax benefit NOL carryback — (1,113) Deferred tax (benefit) expense 90 (839) Income tax provision $ 3,398 $ 258 For the years ended December 31, 2021 2020, the income tax provisions are different from the tax expense which would be computed by applying the Federal statutory rate to pretax operating earnings. The Federal statutory rate was 21% for 2021 and 2020. A reconciliation between the tax provision at the statutory rate and the tax provision at the effective tax rate is as follows: For the Years Ended December 31 (Dollars in thousands) 2021 2020 Tax provision at statutory rate $ 4,833 $ 2,747 Income on tax-exempt loans and securities (1,190) (1,144) Tax benefit NOL carryback — (1,113) Investment in solar tax credit (162) — Nondeductible interest expense relating to carrying tax-exempt obligations 26 43 Income from bank owned life insurance (146) (269) Stock option compensation 5 — Other, net 32 (6) Income tax provision $ 3,398 $ 258 Effective income tax rate 14.8% 2.0% The Corporation recognizes interest accrued related to unrecognized tax benefits and penalties in income tax expense for all periods presented. No penalties or interest were recognized in 2021 or 2020. The Corporation recorded a reversal of $1.1 million to its income tax expense in the second quarter of 2020 due to a benefit from the passage of the CARES Act in March 2020. The CARES Act allowed for NOLs incurred in 2018, 2019 and 2020 to be carried back to offset taxable income earned during the five-year period prior to the year in which the NOL was incurred. The Corporation incurred an NOL in 2018 that was carried back to prior periods when the statutory rate for the Corporation was 34% as compared to the current rate of 21%. The Corporation had no uncertain tax positions at December 31, 2021. The Corporation is no longer subject to U.S. Federal examinations by tax authorities for the years before 2017.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income/(Loss)	12 Months Ended
	Dec. 31, 2021
Accumulated Other Comprehensive Income/(Loss) [Abstract]
Accumulated Other Comprehensive Income/(Loss)	Note 15. Accumulated Other Comprehensive Income/(Loss) The components of accumulated other comprehensive loss included in shareholders' equity at December 31 are as follows: For the Years Ended December 31 2021 2020 Net unrealized gains on debt securities $ 4,094 $ 12,571Tax effect (860) (2,640)Ending balance $ 3,234 $ 9,931 Accumulated pension adjustment $ (4,786) $ (8,533)Tax effect 1,005 1,792Net of tax amount $ (3,781) $ (6,741) Total accumulated other comprehensive (loss) income $ (547) $ 3,190

Financial Derivatives

Financial Derivatives	12 Months Ended
	Dec. 31, 2021
Financial Derivatives [Abstract]
Financial Derivatives	Note 16. Financial Derivatives The Corporation is exposed to certain risks arising from both its business operations and economic conditions. The Corporation principally manages its exposures to a wide variety of business and operational risks through management of its core business activities. The Corporation manages economic risks, including interest rate, liquidity, and credit risk, primarily by managing the amount, sources, and duration of its assets and liabilities. The Corporation’s existing credit derivatives result from participations in interest rate swaps provided by external lenders as part of loan participation arrangements, therefore, are not used to manage interest rate risk in the Corporation’s assets or liabilities. Derivatives not designated as hedges are not speculative and result from a service the Corporation provides to certain lenders which participate in loans. The table below presents the fair value of the Corporation’s derivative financial instruments as well as their classification on the Balance Sheet as of December 31, 2021: Fair Value of Derivative Instruments Derivative Liabilities(Dollars in thousands)As of December 31, 2021 As of December 31, 2020 Notional amount Balance Sheet Location Fair Value Notional amount Balance Sheet Location Fair ValueDerivatives not designated as hedging instruments Other Contracts6,653 Other Liabilities $ 21  6,836  Other Liabilities $ 40 Total derivatives not designated as hedging instruments $ 21  $ 40  The table below presents the effect of the Corporation’s derivative financial instruments that are not designated as hedging instruments on the Income Statement as of December 31, 2021: Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial PerformanceDerivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivatives(Dollars in thousands) Year Ended December 31 2021 2020Other Contracts Other income $ 19 $ (21) As of December 31, 2021, the fair value of derivatives in a net liability position, which includes accrued interest but excludes any adjustment for nonperformance risk, related to these agreements was $21 thousand.

Benefit Plans

Benefit Plans	12 Months Ended
	Dec. 31, 2021
Benefit Plans [Abstract]
Benefit Plans	Note 17. Benefit Plans The Bank has a 401(k) plan which includes an auto enrollment feature and covers all employees of the Bank who have completed four months of service. Employee contributions to the plan are matched at 100% up to 4% of each participant’s deferrals plus 50% of the next 2% of deferrals from participants’ eligible compensation. Under this plan, the maximum amount of employee contributions in any given year is defined by Internal Revenue Service regulations. In addition, a 100% discretionary profit-sharing contribution of up to 2% of each employee’s eligible compensation is possible provided net income targets are achieved. The related expense for the 401(k) plan, and the discretionary profit-sharing plan was $1.1 million in 2021 and $869 thousand in 2020. This expense is recorded in the Salary and employee benefits line of the Consolidated Statements of Income. The Bank has a noncontributory defined benefit pension plan covering employees hired prior to April 1, 2007. The pension plan was closed to new participants on April 1, 2007. Benefits are based on years of service and the employee’s compensation using a career average formula. The Bank’s funding policy is to contribute the annual amount required to meet the minimum funding requirements of the Employee Retirement Income Security Act of 1974. Contributions are intended to provide not only for the benefits attributed to service to date but also for those expected to be earned in the future. Employees who are eligible for pension benefits may elect to receive an annuity style payment or a lump-sum payout of their pension benefits. Pension service costs are recorded in Salary and benefits expense while all other components of net periodic pension costs are recorded in other expense. For the next fiscal year, the estimated net loss for the defined benefit pension plan that will be amortized from accumulated other comprehensive income into net periodic benefit costs are $588 thousand. The Bank uses December 31 as the measurement date for its pension plan. The Pension Committee reviews and determines all the assumptions used to determine the benefit obligations and expense annually. Historical investment returns play a significant role in determining the expected long-term rate of return on Plan assets. The following table sets forth the plan’s funded status, based on the 2020 actuarial valuations: For the Years Ended December 31(Dollars in thousands) 2021 2020Change in projected benefit obligation Benefit obligation at beginning of measurement year $ 22,511 $ 20,779Service cost 419 332Interest cost 374 525Actuarial (gain) loss (1,784) 2,275Benefits paid (2,518) (1,400)Benefit obligation at end of measurement year 19,002 22,511 Change in plan assets Fair value of plan assets at beginning of measurement year 19,462 18,135Actual return on plan assets net of expenses 1,518 1,727Employer contribution — 1,000Benefits paid (2,518) (1,400)Fair value of plan assets at end of measurement year 18,462 19,462 Funded status of projected benefit obligation $ (540) $ (3,049) For the Years Ended December 31 2021 2020Assumptions used to determine benefit obligations: Discount rate 3.71% 2.33%Rate of compensation increase 5.00% 4.00%Expected long-term return on plan assets 6.00% 6.25% ‎ Amounts recognized in accumulated other comprehensive For the Years Ended December 31income (loss), net of tax 2021 2020Net actuarial loss $ (4,786) $ (8,533)Tax effect 1,005 1,792Net amount recognized in accumulated other comprehensive loss $ (3,781) $ (6,741) For the Years Ended December 31Components of net periodic pension cost 2021 2020Service cost $ 419 $ 332Interest cost 374 525Expected return on plan assets (1,115) (1,079)Recognized net actuarial loss 1,135 904Net periodic pension cost 813 682Settlement expense 425 — $ 1,238 $ 682 For the Years Ended December 31 2021 2020Assumptions used to determine net periodic benefit cost: Discount rate 2.33% 3.13%Rate of compensation increase 4.00% 4.00%Expected long-term return on plan assets 6.25% 6.50% Asset allocations: Cash and cash equivalents 1% 12%Common stocks 31% 22%Corporate bonds 13% 13%Municipal bonds 26% 26%Investment fund - debt 9% 9%Investment fund - equity 13% 12%Deposit in immediate participation guarantee contract 7% 6%Total 100% 100% The following methods and assumptions were used to estimate the fair values of the assets held by the plan. See Note 21 for additional information on the fair value hierarchy. Cash and Cash Equivalents: The carrying value of this asset is considered to approximate its fair value (Level 1). Equity Securities, Investment Funds (Debt and Equity): The fair value of assets in these categories are determined using quoted market prices from nationally recognized markets (Level 1). Bonds (Corporate and Municipal): Fair values of these assets was primarily measured using information from a third-party pricing service. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data from market research publications. Fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models (Level 2). Immediate Participation Guarantee Contract: The carrying value of this asset is considered to approximate its fair value. (Level 1). Cash Surrender Value of Life Insurance: The cash surrender value of this asset is considered to approximate its fair value. However, the inputs used to determine the cash surrender value are not readily observable in the market (Level 3). Certificates of Deposit: The fair value of these assets are calculated by use of a pricing model that uses rate spreads to new market issue quotes and dealer quotes (Level 2). The following table sets forth by level, within the fair value hierarchy, the Plan's investments at fair value as of December 31, 2021 and 2020. For more information on the levels within the fair value hierarchy, please refer to Note 21. (Dollars in Thousands) December 31, 2021Asset Description Fair Value Level 1 Level 2 Level 3Cash and cash equivalents $ 189 $ 189 $ — $ —Equity securities 5,671 5,671 — —Corporate bonds 2,451 — 2,451 —Municipal bonds 4,722 — 4,722 —Investment fund - debt 1,690 1,690 — —Investment fund - equity 2,381 2,381 — —Deposit in immediate participation guarantee contract 1,280 1,280 — —Cash surrender value of life insurance 28 — — 28Certificates of deposit 50 — 50 —Total assets $ 18,462 $ 11,211 $ 7,223 $ 28 (Dollars in Thousands) December 31, 2020Asset Description Fair Value Level 1 Level 2 Level 3Cash and cash equivalents $ 2,305 $ 2,305 $ — $ —Equity securities 4,236 4,236 — —Corporate bonds 2,581 — 2,581 —Municipal bonds 5,066 — 5,066 —Investment fund - debt 1,757 1,757 — —Investment fund - equity 2,252 2,252 — —Deposit in immediate participation guarantee contract 1,187 1,187 — —Cash surrender value of life insurance 28 — — 28Certificates of deposit 50 — 50 —Total assets $ 19,462 $ 11,737 $ 7,697 $ 28 The following table sets forth a summary of the changes in the fair value of the Plan's level 3 investments for the years ended December 31, 2021 and 2020: Cash Value of Life Insurance December 31 2021 2020Balance at the beginning of the period$ 28 $ 28Unrealized gain (loss) relating to investments held at the reporting date — —Purchases, sales, issuances and settlement, net — —Balance at the end of the period$ 28 $ 28 Contributions The Bank does not expect to make any additional contributions in 2022. Estimated future benefit payments at December 31, 2021 (Dollars in Thousands) 2022 $ 1,2872023 1,0782024 1,0122025 1,4562026 1,6102027-2031 6,652Total $ 13,095

Stock Based Compensation

Stock Based Compensation	12 Months Ended
	Dec. 31, 2021
Stock Based Compensation [Abstract]
Stock Based Compensation	Note 18. Stock Based Compensation In 2004, the Corporation adopted the Employee Stock Purchase Plan of 2004 (ESPP). Under the ESPP, options for 250,000 shares of stock can be issued to eligible employees. The number of shares that can be purchased by each participant is defined by the plan and the Board of Directors sets the option price. However, the option price cannot be less than 90% of the fair market value of a share of the Corporation’s common stock on the date the option is granted. The Board of Directors also determines the expiration date of the options; however, no option may have a term that exceeds one year from the grant date. ESPP options are exercisable immediately upon grant. Any shares related to unexercised options are available for future grant. The Board of Directors may amend, suspend or terminate the ESPP at any time. The exercise price of the 2021 ESPP options was set at 95% of the stock’s fair value at the time of the award. In 2019, the Corporation approved the 2019 Omnibus Stock Incentive Plan (Stock Plan), replacing the Incentive Stock Option Plan of 2013 (ISOP). No new awards will be made under the 2013 plan; however, any awards made under the 2013 plan remain outstanding under the terms they were issued. Under the Stock Plan, 400,000 shares have been authorized to be issued, inclusive of the remaining shares available under the 2013 plan that were rolled into the Stock Plan and forfeited awards are available for future grants. The Stock Plan allows for various types of awards including incentive stock options, restricted stock and stock appreciation rights. The ESPP and the incentive stock options (ISO) awarded under the Stock Plan and outstanding at December 31, 2021 are all exercisable. The ESPP options expire on June 30, 2022 and the ISO options expire 10 years from the grant date. The following table summarizes the activity in the ESPP: Employee Stock Purchase Plan ESPP Weighted Average Aggregate (Dollars in thousands except share and per share data) Options Price Per Share Intrinsic ValueBalance Outstanding at December 31, 2019 19,111 $ 36.21 $ -Granted 32,209 24.19 Exercised (753) 25.32 Expired (20,882) 35.15 Balance Outstanding at December 31, 2020 29,685 $ 24.19 $ 84 Granted 26,734 30.24 Exercised (4,629) 25.80 Expired (27,541) 24.46 Balance Outstanding at December 31, 2021 24,249 $ 30.24 $ 69 Shares available for future grants under the ESPP at December 31, 2021 182,761 The following tables summarize the activity in the Stock Plan: Omnibus Stock Option Plans Weighted Average Aggregate (Dollars in thousands except share and per share data)ISO Price Per Share Intrinsic ValueBalance Outstanding at December 31, 2019 92,979 $ 28.55 $ 943 Granted — — Exercised (625) 27.62 Forfeited — — Balance Outstanding at December 31, 2020 92,354 $ 28.55 $ -Granted — — Exercised (100) 22.05 Forfeited (2,000) 33.08 Balance Outstanding at December 31, 2021 90,254 $ 28.46 $ 419  Weighted Average Restricted Grant Date Shares Fair Value Nonvested as of December 31, 2019 — $ — Granted14,921 31.02 Vested(398) 31.02 Forfeited(990) 31.02 Nonvested as of December 31, 202013,533 $31.02 Granted6,095 27.54 Vested(7,418) 30.98 Forfeited(255) 29.50 Nonvested as of December 31, 202011,955 $29.30 Shares available for future grants under the Stock Plan at December 31, 2021 287,250 Restricted shares awarded under the Stock Plan fully vest in one year for awards to Directors and ratably over three years for awards to other eligible employees. Compensation expense is based on the grant date fair value and was $204 thousand in 2021 and $197 in 2020. The amount of unrecognized compensation expense for restricted shares was $202 thousand at December 31, 2021. The following table provides information about the options outstanding at December 31, 2021: Options Weighted Outstanding Exercise Price or Weighted Average Average RemainingStock Option Plan and Exercisable Price Range Exercise Price Life (years)Employee Stock Purchase Plan 24,249 $ 30.24  $ 30.24  0.5 Incentive Stock Options 30,950 21.27-23.84 21.54  3.8Incentive Stock Options 29,300 28.97-31.53 30.00  5.2Incentive Stock Options 30,004 31.53-34.10 34.10  6.2ISO Total/Average 90,254 $ 28.46  5.0

Deferred Compensation Agreement

Deferred Compensation Agreement	12 Months Ended
	Dec. 31, 2021
Deferred Compensation Agreement [Abstract]
Deferred Compensation Agreement	Note 19. Deferred Compensation Agreement The Bank has a Director’s Deferred Compensation Plan, whereby each director may voluntarily participate and elect each year to defer all or a portion of their Bank director’s fees. Each participant directs the investment of their own account among various publicly available mutual funds designated by the Bank’s Investment and Trust Services department. Changes in the account balance beyond the amount deferred to the account are solely the result of the performance of the selected mutual fund. The Bank maintains an offsetting asset and liability for the deferred account balances and the annual expense is recorded as a component of directors’ fees as if it were a direct payment to the director. The Bank will not incur any expense when the account goes into payout.

Shareholders' Equity

Shareholders' Equity	12 Months Ended
	Dec. 31, 2021
Shareholders' Equity [Abstract]
Shareholders’ Equity	Note 20. Shareholders’ Equity The Board of Directors, from time to time, authorizes the repurchase of the Corporation’s $1.00 par value common stock. The repurchased shares will be held as Treasury shares available for issuance in connection with future stock dividends and stock splits, employee benefit plans, executive compensation plans, the Dividend Reinvestment Plan (DRIP) and other appropriate corporate purposes. The term of the repurchase plans is normally one year. The Corporation held 269,529 and 321,517 treasury shares at cost at December 31, 2021 and 2020, respectively. The following table provides information about the Corporation’s stock repurchase activity: Shares RepurchasedPlan Date Authorized Expiration 2021 202012/17/2020 150,000 shares 12/18/2021 37,320 36,40112/20/2021 150,000 shares 12/19/2022 659 N/A The Corporation’s DRIP allows for shareholders to purchase additional shares of the Corporation’s common stock by reinvesting cash dividends paid on their shares or through optional cash payments. The Corporation has authorized one million (1,000,000) shares of its currently authorized common stock to be issued under the plan or may issue from Treasury shares. The DRIP added $2.4 million to capital during 2021. This total was comprised of $1.0 million from the reinvestment of quarterly dividends and $1.4 million of optional cash contributions. During 2021, 77,851 shares of common stock were purchased through the DRIP and 311,853 shares remain to be issued.

Commitments And Contingencies

Commitments And Contingencies	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies [Abstract]
Commitments And Contingencies	Note 21. Commitments and Contingencies In the normal course of business, the Bank is a party to financial instruments that are not reflected in the accompanying financial statements and are commonly referred to as off-balance-sheet instruments. These financial instruments are entered into primarily to meet the financing needs of the Bank’s customers and include commitments to extend credit and standby letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk not recognized in the consolidated balance sheet. The Corporation’s exposure to credit loss in the event of nonperformance by other parties to the financial instruments for commitments to extend credit and standby letters of credit is represented by the contract or notional amount of those instruments. The Bank uses the same credit policies in making commitments and conditional obligations as they do for on-balance-sheet instruments. The Bank had the following outstanding commitments as of December 31: (Dollars in thousands) Financial instruments whose contract amounts represent credit risk 2021 2020Commercial commitments to extend credit $ 288,075 $ 234,975Consumer commitments to extend credit (secured) 82,095 71,761Consumer commitments to extend credit (unsecured) 5,389 5,224 $ 375,559 $ 311,960Standby letters of credit $ 23,284 $ 22,334  Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses with the exception of home equity lines and personal lines of credit and may require payment of a fee. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Bank evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Bank, is based on Management’s credit evaluation of the counterparty. Collateral for most commercial commitments varies but may include accounts receivable, inventory, property, plant, and equipment, and income-producing commercial properties. Collateral for secured consumer commitments consists of liens on residential real estate. Standby letters of credit are instruments issued by the Bank, which guarantee the beneficiary payment by the Bank in the event of default by the Bank’s customer in the nonperformance of an obligation or service. Most standby letters of credit are extended for one year periods. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Bank holds collateral supporting those commitments for which collateral is deemed necessary primarily in the form of certificates of deposit and liens on real estate. Management believes that the proceeds obtained through a liquidation of such collateral would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. In the second quarter of 2018, the Bank established a $2.4 million allowance against letters of credit issued in connection with a commercial borrower that declared bankruptcy in the second quarter of 2018. In the first quarter of 2020, the Bank was notified that one letter of credit for $250 thousand was cancelled and the amount was reversed from the liability with an offsetting amount recorded in other expense. In the second quarter of 2021, the Bank was notified that a second letter of credit for $636 thousand was cancelled and the amount was reversed from the liability with an offsetting amount recorded in other expense. At December 31, 2021, this reserve was $1.5 million. Most of the Bank’s business activity is with customers located within its primary market and does not involve any significant concentrations of credit to any one entity or industry. Legal Proceedings The nature of the Corporation’s business generates a certain amount of litigation. We establish accruals for legal proceedings when information related to the loss contingencies represented by those matters indicates both that a loss is probable and the amount of the loss can be reasonably estimated. When we are able to do so, we also determine estimates of probable losses, whether in excess of any accrued liability or where there is no accrued liability. These assessments are based on our analysis of currently available information and are subject to significant judgment and a variety of assumptions and uncertainties. As new information is obtained, we may change our assessments and, as a result, take or adjust the amounts of our accruals and change our estimates of possible losses or ranges of possible losses. Due to the inherent subjectivity of the assessments and the unpredictability of outcomes of legal proceedings, any amounts that may be accrued or included in estimates of probable losses or ranges of probable losses may not represent the actual loss to the Corporation from any legal proceeding. Our exposure and ultimate losses may be higher, possibly significantly higher, than amounts we may accrue or amounts we may estimate. In management’s opinion, we do not anticipate, at the present time, that the ultimate aggregate liability, if any, arising out of all litigation to which the Corporation is a party will have a material adverse effect on our financial position. We cannot now determine, however, whether or not any claim asserted against us will have a material adverse effect on our results of operations in any future reporting period, which will depend on, amount other things, the amount of loss resulting from the claim and the amount of income otherwise reported for the reporting period. Thus, at December 31, 2021, we are unable to provide an evaluation of the likelihood of an unfavorable outcome or an estimate of the amount or range of potential loss with respect to such other matters and, accordingly, have not yet established any specific accrual for such other matters. No material proceedings are pending or are known to be threatened or contemplated against us by governmental authorities.

Fair Value Measurements And Fai

Fair Value Measurements And Fair Values Of Financial Instruments	12 Months Ended
	Dec. 31, 2021
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Fair Value Measurements And Fair Values Of Financial Instruments	Note 22. Fair Value Measurements and Fair Values of Financial Instruments Management uses its best judgment in estimating the fair value of the Corporation’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Corporation could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective year-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates maybe different than the amounts reported at each year-end. FASB ASC Topic 820, “Financial Instruments”, requires disclosure of the fair value of financial assets and liabilities, including those financial assets and liabilities that are not measured and reported at fair value on a recurring and nonrecurring basis. The Corporation does not report any nonfinancial assets at fair value. FASB ASC Topic 820 establishes a fair value hierarchy that prioritizes the inputs to valuation methods used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy under FASB ASC Topic 820 are as follows: Level 1: Valuation is based on unadjusted, quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities. Level 2: Valuation is based upon quoted prices for similar instruments in active markets, quoted prices for identical or similar instruments in markets that are not active, and model-based valuation techniques for which all significant assumptions are observable in the market. There may be substantial differences in the assumptions used for securities within the same level. For example, prices for U.S. Agency securities have fewer assumptions and are closer to level 1 valuations than the private label mortgage-backed securities that require more assumptions and are closer to level 3 valuations. Level 3: Valuation is generated from model-based techniques that use significant assumptions not observable in the market. These unobservable assumptions reflect the Corporation’s assumptions regarding what market participants would assume when pricing a financial instrument. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The level within the hierarchy does not represent risk. The following information regarding the fair value of the Corporation’s financial instruments should not be interpreted as an estimate of the fair value of the entire Corporation since a fair value calculation is only provided for a limited portion of the Corporation’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Corporation’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of the Corporation’s financial instruments measured at fair value on a recurring and nonrecurring basis at December 31, 2021 and 2020. Equity Securities: Equity securities are valued using quoted market prices from nationally recognized markets (Level 1). Equity securities are measured at fair value on a recurring basis. Investment securities: Fair values of investment securities available-for-sale were primarily measured using information from a third-party pricing service. This service provides pricing information by utilizing evaluated pricing models supported with market data information. Standard inputs include benchmark yields, reported trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data from market research publications. Level 2 investment securities are primarily comprised of debt securities issued by states and municipalities, corporations, mortgage-backed securities issued by government agencies, and government-sponsored enterprises. Fair values were estimated primarily by obtaining quoted prices for similar assets in active markets or through the use of pricing models. Investment securities are measured at fair value on a recurring basis. Impaired Loans: The fair value of impaired loans with specific allocations of the allowance for loan losses is generally based on recent real estate appraisals conducted by an independent, licensed appraiser, less cost to sell. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach (Level 2). If the appraiser makes an adjustment to account for differences between the comparable sales and income data available for similar loans, or if management adjusts the appraised value, then the fair value is considered Level 3. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted in accordance with the allowance policy. Partial charge-offs on impaired loans were $0 in 2021 and $35 thousand in 2020. Impaired loans are measured at fair value on a nonrecurring basis. Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at the lower of cost or the fair value less costs to sell when acquired. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which are updated no less frequently than annually. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach with data from comparable properties (Level 2). If the appraiser makes an adjustment to account for differences between the comparable sales and income data available for similar loans, or if management adjusts the appraised value, then the fair value is considered Level 3. In connection with the measurement and initial recognition of other real estate owned, losses are recognized through the allowance for loan losses. Subsequent charge-offs are recognized as an expense. Other real estate owned properties are evaluated on a quarterly basis for additional impairment and adjusted accordingly. Recurring Fair Value Measurements For financial assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at December 31, 2021 and 2020 are as follows: (Dollars in Thousands Fair Value at December 31, 2021Asset Description Level 1 Level 2 Level 3 TotalEquity securities, at fair value $ 481 $ — $ — $ 481 Available for sale: U.S. Government and Agency securities 84,286 9,474 — 93,760 Municipal securities — 212,227 — 212,227 Corporate Securities — 24,939 — 24,939 Agency mortgage-backed securities — 122,669 — 122,669 Non-Agency mortgage-backed securities — 30,666 — 30,666 Asset-backed securities — 45,550 — 45,550Total assets $ 84,767 $ 445,525 $ — $ 530,292 (Dollars in Thousands) Fair Value at December 31, 2020Asset Description Level 1 Level 2 Level 3 TotalEquity securities, at fair value $ 391 $ — $ — $ 391 Available for sale: U.S. Government and Agency securities — 12,574 — 12,574 Municipal securities — 247,054 — 247,054 Corporate Securities — 20,288 — 20,288 Agency mortgage-backed securities — 72,241 — 72,241 Non-Agency mortgage-backed securities — 8,453 — 8,453 Asset-backed securities — 36,330 — 36,330Total assets $ 391 $ 396,940 $ — $ 397,331 The fair value of derivative liabilities measured at fair value at December 31, 2021 and 2020 was $21 thousand and $40 thousand, respectively and was considered immaterial. Nonrecurring Fair Value Measurements For financial assets measured at fair value on a nonrecurring basis, the fair value measurements by level within the fair value hierarchy used at December 31, 2021 and 2020 are as follows: (Dollars in Thousands) Fair Value at December 31, 2021Asset Description Level 1 Level 2 Level 3 TotalImpaired Loans (1) $ — $ — $ 4,880 $ 4,880Total assets $ — $ — $ 4,880 $ 4,880 (Dollars in Thousands) Fair Value at December 31, 2020Asset Description Level 1 Level 2 Level 3 TotalImpaired Loans (1) $ — $ — $ 5,474 $ 5,474Total assets — $ — $ 5,474 $ 5,474 (1) Includes assets directly charged down to fair value during the year-to-date period or those for which a specific reserve has been established. The Corporation did not record any liabilities at fair value for which measurement of the fair value was made on a nonrecurring basis at December 31, 2021. For financial assets and liabilities measured at fair value on a recurring basis, there were no transfers of financial assets or liabilities between Level 1 and Level 2 during the period ending December 31, 2021. The following table presents additional quantitative information about Level 3 assets measured at fair value on a nonrecurring basis: (Dollars in Thousands) Quantitative Information about Level 3 Fair Value Measurements RangeDecember 31, 2021 Fair Value Valuation Technique Unobservable Input (Weighted Average)Impaired Loans $ 4,880 Appraisal Appraisal Adjustment on Real estate assets 20% (20%) Non-real estate assets 50% - 100% (83%) Cost to sell 8% RangeDecember 31, 2020 Fair Value Valuation Technique Unobservable Input (Weighted Average)Impaired Loans $ 5,474 Appraisal Appraisal Adjustment on Non-real estate assets 0% - 100% (66%) The fair value of the Corporation's financial instruments measured at amortized cost are as follows: December 31, 2021 Carrying Fair (Dollars in thousands)Amount Value Level 1 Level 2 Level 3Financial assets, carried at cost: Cash and cash equivalents$ 175,149 $ 175,149 $ 175,149 $ — $ —Long-term interest-bearing deposits in other banks 10,492 10,492 10,492 Loans held for sale 2,827 2,940 — 2,940 —Net loans 983,746 1,003,580 — — 1,003,580Accrued interest receivable 5,217 5,217 — — 5,217 Financial liabilities: Deposits$ 1,584,359 $ 1,616,128 $ — $ 1,616,128 $ —Subordinate notes 19,588 19,909 — 19,909 —Accrued interest payable 83 83 — 83 — December 31, 2020 Carrying Fair (Dollars in thousands)Amount Value Level 1 Level 2 Level 3Financial assets, carried at cost: Cash and cash equivalents$ 57,146 $ 57,146 $ 57,146 $ — $ —Long-term interest-bearing deposits in other banks 12,741 12,741 12,741 Loans held for sale 9,446 9,446 — 9,446 —Net loans 992,915 990,867 — — 990,867Accrued interest receivable 6,410 6,410 — — 6,410 Financial liabilities: Deposits$ 1,354,573 $ 1,355,086 $ — $ 1,355,086 $ —Accrued interest payable 180 180 — 180 —

Parent Company (Franklin Financ

Parent Company (Franklin Financial Services Corporation) Financial Information	12 Months Ended
	Dec. 31, 2021
Parent Company (Franklin Financial Services Corporation) Financial Information [Abstract]
Parent Company (Franklin Financial Services Corporation) Financial Information	Note 23. Parent Company Condensed (Franklin Financial Services Corporation) Financial Information Balance Sheets December 31(Dollars in thousands) 2021 2020Assets: Cash and cash equivalents $ 17,637 $ 20,109Investment securities 481 391Equity investment in subsidiaries 157,620 142,949Other assets 918 1,282Total assets $ 176,656 164,731 Liabilities: Subordinate notes $ 19,588 $ 19,555Other liabilities 3 —Total liabilities 19,591 19,555Shareholders' equity 157,065 145,176Total liabilities and shareholders' equity $ 176,656 $ 164,731 Statements of Income Years Ended December 31 (Dollars in thousands) 2021 2020Income: Dividends from Bank subsidiary $ 4,050 $ 6,639Change in fair value of equity securities 90 (49)Dividends 9 — 4,149 6,590Expenses: Interest expense 1,048 427Operating expenses 1,536 1,474Income before income taxes and equity in undistributed income‎  of subsidiaries 1,565 4,689Income tax benefit 517 409Equity in undistributed income of subsidiaries 17,534 7,702Net income 19,616 12,800Other comprehensive (loss)/income of subsidiary (3,737) 9,176Comprehensive income $ 15,879 $ 21,976 ‎ Statements of Cash Flows Years Ended December 31(Dollars in thousands) 2021 2020Cash flows from operating activities Net income $ 19,616 $ 12,800Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed (income) of subsidiary (17,534) (7,702)Stock option compensation 204 197Change in fair value of equity security (90) (49)Increase in other assets/liabilities (474) (317)Net cash provided by operating activities 1,722 4,929 Cash flows from financing activities Dividends paid (5,524) (5,226)Proceeds from subordinated notes, net of issuance costs — 19,541Cash received from option exercises 135 36Common stock issued under dividend reinvestment plan 2,388 1,836Treasury stock purchase (1,193) (1,171)Net cash (used in) provided by financing activities (4,194) 15,016(Decrease) increase in cash and cash equivalents (2,472) 19,945Cash and cash equivalents as of January 1 20,109 164Cash and cash equivalents as of December 31 $ 17,637 $ 20,109

Revenue Recognition

Revenue Recognition	12 Months Ended
	Dec. 31, 2021
Revenue Recognition [Abstract]
Revenue Recognition	Note 24. Revenue Recognition All of the Corporation’s revenue from contracts with customers within the scope of ASC 606 is recognized in non-interest income as presented in our consolidated statements of income. Revenue generating activities that fall within the scope of ASC 606 are described as follows: Investment and Trust Service Fees - these represent fees from wealth management (assets under management), fees from the management and settlement of estates and commissions from the sale of investment and insurance products.Asset management fees are generally assessed based on a tiered fee schedule, based on the value of assets under management, and are recognized monthly when the service obligation is completed. Fees recognized were $6.5 million for 2021 and $5.6 million for 2020.Fees for estate management services are based on the estimated fair value of the estate. These fees are generally recognized monthly over an 18-month period that Management has determined to represent the average time to fulfill the performance obligations of the contract. Management has the discretion to adjust this time period as needed based upon the nature and complexity of an individual estate. Fees recognized were $454 thousand for 2021 and $194 thousand for 2020.Commissions from the sale of investment and insurance products are recognized upon the completion of the transaction. Fees recognized were $164 thousand for 2021 and $212 thousand for 2020.Loan Service Charges – these represent fees on loans for services or charges that occur after the loan has been booked, for example, late payment fees. All of these fees are transactional in nature and are recognized upon completion of the transaction which represents the performance obligation. Deposit Service Charges and Fees – these represent fees from deposit customers for transaction based, account maintenance, and overdraft services. Transaction based fees include, but are not limited to, stop payment fees and overdraft fees. These fees are recognized at the time of the transaction when the performance obligation has been fulfilled. Account maintenance fees and account analysis fee are earned over the course of a month, representing the period of the performance obligation, and are recognized monthly. Debit Card Income – this represents interchange fees from cardholder transactions conducted through the card payment network. Cardholders use the debit card to conduct point-of-sale transactions that produce interchange fees. The fees are transaction based and the fee is recognized with the processing of the transaction. These fees are reported net of cardholder rewards. Other Service Charges and Fees – these are comprised primarily of merchant card fees, credit card fees, ATM surcharges and interchange fees and wire transfer fees. Merchant card fees represent fees the Bank earns from a third party for enrolling a customer in the processor’s program. Credit card fees represent a fee earned by the Bank for a successful referral to a card-issuing company. ATM surcharges and interchange fees are the result of Bank customers conducting ATM transactions that generate fee income and are processed through multiple card networks. All of these fees are transaction based and are recognized at the time of the transaction. Other Income – these items are transactional in nature and recognized upon completion of the transaction which represents the performance obligation. Certain items included in this category may be excluded from the scope of ASC 606. Gains/Losses on the Sale of Other Real Estate – these are recognized when control of the property transfers to the buyer. Contract BalancesA contract asset balance occurs when an entity performs a service for a customer before the customer pays consideration (resulting in a contract receivable) or before payment is due (resulting in a contract asset). A contract liability balance is an entity’s obligation to transfer a service to a customer for which the entity has already received payment (or payment is due) from the customer. The Company’s noninterest revenue streams are largely based on transactional activity, or standard month-end revenue accruals such as asset management fees based on month-end market values. Consideration is often received immediately or shortly after the Company satisfies its performance obligation and revenue is recognized. The Company does not typically enter into longer-term revenue contracts with customers, and therefore, does not experience significant contract balances. Contract Acquisition CostsThe Corporation expenses all contract acquisition costs as costs are incurred.

Summary Of Significant Accoun_2

Summary Of Significant Accounting Policies (Policy)	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Principles Of Consolidation	Principles of Consolidation – The consolidated financial statements include the accounts of Franklin Financial Services Corporation (the Corporation) and its wholly-owned subsidiaries; Farmers and Merchants Trust Company of Chambersburg and Franklin Future Fund Inc. Farmers and Merchants Trust Company of Chambersburg is a commercial bank (the Bank) that has one wholly-owned subsidiary, Franklin Financial Properties Corp., which holds real estate assets that are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank entities are not significant to the consolidated totals. All significant intercompany transactions have been eliminated in consolidation.
Nature Of Operations	Nature of Operations – The Corporation conducts substantially all of its business through its subsidiary bank, Farmers and Merchants Trust Company of Chambersburg, which serves its customer base through twenty-two community-banking offices located in Franklin, Cumberland, Fulton and Huntingdon Counties, Pennsylvania. These counties are considered to be the Corporation’s primary market area, but it may do business in the greater South-Central Pennsylvania market. The Bank is a community-oriented commercial bank that emphasizes customer service and convenience. As part of its strategy, the Bank has sought to develop a variety of products and services that meet the needs of both its retail and commercial customers. The Corporation and the Bank are subject to the regulations of various federal and state agencies and undergo periodic examinations by these regulatory authorities.
Use Of Estimates In The Preparation Of Financial Statements	Use of Estimates in the Preparation of Financial Statements – The preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions. These estimates and assumptions affect the reported amounts of assets and liabilities and disclosures of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses.
Significant Group Concentrations Of Credit Risk	Significant Group Concentrations of Credit Risk – Most of the Corporation’s activities are with customers located within its primary market area. Note 4 of the consolidated financial statements shows the types of securities in which the Corporation invests. Note 5 of the consolidated financial statements shows the types of lending in which the Corporation engages. The Corporation does not have any significant concentrations of any one industry or customer.
Statement Of Cash Flows	Statement of Cash Flows – For purposes of reporting cash flows, cash and cash equivalents include Cash and due from banks, interest-bearing deposits in other banks and cash items with original maturities less than 90 days.
Investment Securities	Investment Securities – Management classifies its debt securities at the time of purchase as available for sale or held to maturity. At December 31, 2021 and 2020, all debt securities were classified as available for sale, meaning that the Corporation intends to hold them for an indefinite period of time, but not necessarily to maturity. Available for sale debt securities are stated at estimated fair value, adjusted for amortization of premiums and accretion of discounts which are recognized as adjustments of interest income through call date or maturity. The related unrealized gains and losses are reported as other comprehensive income or loss, net of tax, until realized. Declines in the fair value of held-to-maturity and available-for-sale debt securities to amounts below cost that are deemed to be other-than-temporary are reflected in earnings as realized losses. In estimating the other-than-temporary impairment losses, Management considers (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, and (3) if the Corporation does not intend to sell the security or it if is not more likely than not that the Corporation will be required to sell the security before recovery of its amortized cost. When a determination is made that an other-than-temporary impairment exists but the Corporation does not intend to sell the debt security and it is not more likely than not that it will be required to sell the debt security prior to its anticipated recovery, the other-than-temporary impairment is separated into (a) the amount of the total other-than-temporary impairment related to a decrease in cash flows expected to be collected from the debt security (the credit loss) and (b) the amount of the total other-than-temporary impairment related to all other factors. The amount of the total other-than-temporary impairment related to the credit loss is recognized in earnings. The amount of the total other-than-temporary impairment related to all other factors is recognized in other comprehensive income. Realized securities gains and losses are computed using the specific identification method. Gains or losses on the disposition of debt investment securities are recorded on the trade date, based on the net proceeds and the adjusted carrying amount of the specific security sold. Equity investments are carried at fair value with changes in fair value recognized in net income.
Restricted Stock	Restricted Stock – Restricted stock, which is carried at cost, consists of stock of the Federal Home Loan Bank of Pittsburgh (FHLB) and Atlantic Central Bankers Bank (ACBB). The Bank held $495 thousand of restricted stock at the end of 2021. With the exception of $30 thousand, this investment represents stock in the FHLB that the Bank is required to hold in order to be a member of FHLB and is carried at a cost of $100 per share. FHLB stock is divided into two classes: membership stock and activity stock, which is based on outstanding loan balances. Federal law requires a member institution of the FHLB to hold FHLB stock according to a predetermined formula. Management evaluates the restricted stock for impairment in accordance with ASC Topic 320. Management’s determination of whether these investments are impaired is based on their assessment of the ultimate recoverability of their cost rather than by recognizing temporary declines in value. The determination of whether a decline affects the ultimate recoverability of their cost is influenced by criteria such as (1) the significance of the decline in net assets of the banks as compared to the capital stock amount for the banks and the length of time this situation has persisted, (2) commitments by the banks to make payments required by law or regulation and (3) the impact of legislative and regulatory changes on institutions and, accordingly, on the customer base of the banks. As a government sponsored entity, FHLB has the ability to raise funding through the U.S. Treasury that can be used to support its operations. There is not a public market for FHLB or ACBB stock and the benefits of membership (e.g., liquidity and low-cost funding) add value to the stock beyond purely financial measures. Management intends to remain a member of the FHLB and believes that it will be able to fully recover the cost basis of this investment. Management believes no impairment charge is necessary related to the FHLB or ACBB restricted stock as of December 31, 2021.
Financial Derivatives	Financial Derivatives - FASB ASC 815, Derivatives and Hedging (“ASC 815”), provides the disclosure requirements for derivatives and hedging activities with the intent to provide users of financial statements with an enhanced understanding of: (a) how and why an entity uses derivative instruments, (b) how the entity accounts for derivative instruments and related hedged items, and (c) how derivative instruments and related hedged items affect an entity’s financial position, financial performance, and cash flows. Further, qualitative disclosures are required that explain the Company’s objectives and strategies for using derivatives, as well as quantitative disclosures about the fair value of and gains and losses on derivative instruments, and disclosures about credit-risk-related contingent features in derivative instruments. As required by ASC 815, the Corporation records all derivatives on the balance sheet at fair value.  The accounting for changes in the fair value of derivatives depends on the intended use of the derivative, whether the Corporation has elected to designate a derivative in a hedging relationship and apply hedge accounting and whether the hedging relationship has satisfied the criteria necessary to apply hedge accounting. Derivatives designated and qualifying as a hedge of the exposure to changes in the fair value of an asset, liability, or firm commitment attributable to a particular risk, such as interest rate risk, are considered fair value hedges. Derivatives designated and qualifying as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. Derivatives may also be designated as hedges of the foreign currency exposure of a net investment in a foreign operation. Hedge accounting generally provides for the matching of the timing of gain or loss recognition on the hedging instrument with the recognition of the changes in the fair value of the hedged asset or liability that are attributable to the hedged risk in a fair value hedge or the earnings effect of the hedged forecasted transactions in a cash flow hedge. The Corporation may enter into derivative contracts that are intended to economically hedge certain of its risk, even though hedge accounting does not apply, or the Corporation elects not to apply hedge accounting. In accordance with the FASB’s fair value measurement guidance (in ASU 2011-04), the Corporation made an accounting policy election to measure the credit risk of its derivative financial instruments that are subject to master netting agreements on a net basis by counterparty portfolio. At December 31, 2021, there were no derivatives subject to a netting agreement.
Loans	Loans – Loans, that Management has the intent and ability to hold for the foreseeable future or until maturity or payoff, are stated at the outstanding unpaid principal balances, net of any deferred fees. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the yield (interest income) of the related loans using the interest method. The Corporation is amortizing these amounts over the contractual life of the loan. The accrual of interest is generally discontinued when the contractual payment of principal or interest has become 90 days past due or Management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in a prior year is charged against the allowance for loan losses. Payments received on nonaccrual loans are applied initially against principal, then interest income, late charges and any other expenses and fees. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time and the ultimate collectability of the total contractual principal and interest is no longer in doubt. Consumer loans are typically charged off no later than 180 days past due. Past due status is based on contractual terms of the loans.
Loans Held For Sale	Loans Held for Sale – Mortgage loans originated and intended for sale in the secondary market at the time of origination are carried at the lower of cost or estimated fair value (determined on an aggregate basis). All sales are made without recourse. Loans held for sale at December 31, 2021 represent loans originated through third-party brokerage agreements for a pre-determined price and present no price risk to the Bank.
Allowance For Loan Losses	Allowance for Loan Losses – The allowance for loan losses is established through provisions for loan losses charged against income. Loans deemed to be uncollectible are charged against the allowance for loan losses, and subsequent recoveries, if any, are credited to the allowance. The allowance for loan losses is maintained at a level considered adequate to provide for probable incurred losses that can be reasonably anticipated. Management’s periodic evaluation of the adequacy of the allowance is based on the Bank’s past loan loss experience, known and inherent risks in the portfolio, adverse situations that may affect the borrower’s ability to repay, the estimated value of any underlying collateral, composition of the loan portfolio, current economic conditions, diversification of the loan portfolio, delinquency statistics, results of internal loan reviews, borrowers’ actual or perceived financial and managerial strengths, and other relevant factors. This evaluation is inherently subjective, as it requires material estimates that may be susceptible to significant change, including the amounts and timing of future cash flows expected to be received on impaired loans. The Corporation’s allowance for probable incurred loan losses consists of three components: specific, general and unallocated. The specific component addresses specific reserves established for impaired loans. A loan is considered impaired when, based on current information and events, it is probable that the Bank will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Nonaccrual loans and troubled debt restructurings (TDRs) are impaired loans. A TDR loan is a loan that has had its terms modified resulting in a concession due to the financial difficulties of the borrower. Factors considered by Management in determining impairment include payment status, collateral value and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record and the amount of the shortfall in relation to the principal and interest owed. Impairment is measured on a loan-by-loan basis for commercial and commercial real estate loans by one of the following methods: the fair value of the collateral if the loan is collateral dependent, the present value of expected future cash flows discounted at the loan’s effective interest rate or the loan’s obtainable market price. Commercial loans with a balance less than $250 thousand, and all consumer purpose loans are not included in the specific reserve analysis as impaired loans but are added to the general allocation pool. Loans that are evaluated for a specific reserve, but not needing a specific reserve are not added back to general allocation pool. The general allocation component addresses the reserves established for pools of homogenous loans. The general component includes a quantitative and qualitative analysis. When calculating the general allocation, the Bank segregates its loan portfolio into the following segments based primarily on the type of supporting collateral: residential real estate, commercial, industrial or agricultural real estate; commercial and industrial (commercial non-real estate), and consumer. Each segment may be further segregated by type of collateral, lien position, or owner/nonowner occupied properties. The quantitative analysis uses the Bank’s twenty quarter rolling historical loan loss experience as determined for each loan segment to determine a loss factor applicable to each loan segment. The qualitative analysis utilizes a risk matrix that incorporates four primary risk factors: economic conditions, delinquency, classified loans, and level of risk, and assigns a risk level (as measured in basis points) to each factor. In determining the risk level for these primary factors, consideration is given to operational factors such as: loan volume, management, loan review process, credit concentrations, competition, and legal and regulatory issues. The level of risk (as measured in basis points) for each primary factor is set for six risk levels ranging from minimal risk to extreme risk and is determined independently for commercial loans, residential mortgage loans and consumer loans. An unallocated component is maintained to cover uncertainties that could affect Management’s estimate of probable incurred loss. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating specific and general losses in the portfolio. This estimate, if changed only several basis points, could vary by several hundred thousand dollars. Therefore, management believes some level of unallocated allowance should be maintained to account for this imprecision. Large groups of smaller balance homogeneous loans are collectively evaluated for impairment using historical charge-offs as the starting point in estimating loss. Accordingly, the Corporation may not separately identify individual consumer and residential loans for impairment disclosures.
Premises And Equipment	Premises and Equipment – Premises and equipment are stated at cost less accumulated depreciation and amortization. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets or the lease term for lease hold improvements, whichever is shorter. When assets are retired or sold, the asset cost and related accumulated depreciation are eliminated from the respective accounts, and any resultant gain or loss is included in net income. The cost of maintenance and repairs is charged to operating expense as incurred, and the cost of major additions and improvements is capitalized.
Goodwill	Goodwill – Goodwill arises from business combinations and is determined as the excess of the fair value of the consideration transferred, plus the fair value of any noncontrolling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Corporation has selected August 31 as the date to perform the annual impairment test.
Bank Owned Life Insurance	Bank Owned Life Insurance – The Bank invests in bank owned life insurance (BOLI) as a source of funding for employee benefit expenses. The Bank purchases life insurance coverage on the lives of a select group of employees. The Bank is the owner and beneficiary of the policies and records the investment at the cash surrender value of the underlying policies. Income from the increase in cash surrender value of the policies is included in noninterest income.
Other Real Estate Owned (OREO)	Other Real Estate Owned (OREO) – Foreclosed real estate (OREO) is comprised of property acquired through a foreclosure proceeding or an acceptance of a deed in lieu of foreclosure. Balances are initially reflected at the estimated fair value less any estimated disposition costs, with subsequent adjustments made to reflect further declines in value. Any losses realized upon disposition of the property, and holding costs prior thereto, are charged against income. All properties are actively marketed to potential buyers.
Transfers Of Financial Assets	Transfers of Financial Assets – Transfers of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Corporation, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and (3) the Corporation does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Federal Income Taxes	Federal Income Taxes – Deferred income taxes are provided on the liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance, when in the opinion of Management, it is more likely than not that some portion or all deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted through the provision for income taxes for the effects of changes in tax laws and rates on the date of enactment. ASC Topic 740 prescribes a recognition threshold and a measurement attribute for the financial statement recognition and measurement of a tax position taken or expected to be taken in a tax return. Benefits from tax positions should be recognized in the financial statements only when it is more-likely-than-not that the tax position will be sustained upon examination by the appropriate taxing authority that would have full knowledge of all relevant information. A tax position that meets the more-likely-than-not recognition threshold is measured at the largest amount of benefit that is greater than fifty percent likely of being realized upon ultimate settlement. Tax positions that previously failed to meet the more-likely-than-not recognition threshold should be recognized in the first subsequent financial reporting period in which that threshold is met. Previously recognized tax positions that no longer meet the more-likely-than-not recognition threshold should be derecognized in the first subsequent financial reporting period in which that threshold is no longer met. ASC Topic 740, “Income Taxes” also provides guidance on the accounting for and disclosure of unrecognized tax benefits, interest and penalties.
Advertising Expenses	Advertising Expenses – Advertising costs are expensed as incurred.
Treasury Stock	Treasury Stock – The acquisition of treasury stock is recorded under the cost method. The subsequent disposition or sale of the treasury stock is recorded using the average cost method.
Investment And Trust Services	Investment and Trust Services – Assets held in a fiduciary capacity are not assets of the Corporation and therefore are not included in the consolidated financial statements. The fair value of trust assets under management (including assets held at third party brokers) at December 31, 2021 was $1.0 billion and $949.0 million at the prior year-end.
Off-Balance Sheet Financial Instruments	Off-Balance Sheet Financial Instruments – In the ordinary course of business, the Bank has entered into off-balance sheet financial instruments consisting of commitments to extend credit and letters of credit. Such financial instruments are recorded on the balance sheet when they are funded. The amount of any liability for the credit risk associated with off-balance sheet financial instruments is recorded in other liabilities and was not material to the financial position of the Corporation at December 31, 2021 or 2020.
Stock-Based Compensation	Stock-Based Compensation – The Corporation accounts for stock-based compensation in accordance with the ASC Topic 718, “Stock Compensation.” ASC Topic 718 requires compensation costs related to share-based payment transactions to be recognized in the financial statements (with limited exceptions). The amount of compensation cost is measured based on the grant-date fair value of the equity or liability instruments issued and forfeitures are accounted for as they occur. Compensation cost is recognized over the period that an employee provides services in exchange for the award. The Corporation allows the employee to use shares to satisfy employer income tax withholding obligations.
Pension	Pension – The provision for pension expense was actuarially determined using the projected unit credit actuarial cost method. The funding policy is to contribute an amount sufficient to meet the requirements of ERISA, subject to Internal Revenue Code contribution limitations. In accordance with ASC Topic 715, “Compensation – Retirement Benefits”, the Corporation recognizes the plan’s over-funded or under-funded status as an asset or liability with an offsetting adjustment to Accumulated Other Comprehensive Income (AOCI). ASC Topic 715 requires the determination of the fair value of a plan’s assets at the company’s year-end and the recognition of actuarial gains and losses, prior service costs or credits, transition assets or obligations as a component of AOCI. These amounts will be subsequently recognized as components of net periodic benefit costs. Further, actuarial gains and losses that arise in subsequent periods that are not initially recognized as a component of net periodic benefit costs will be recognized as a component of AOCI. Those amounts will subsequently be recorded as component of net periodic benefit costs as they are amortized during future periods.
Earnings Per Share	Earnings per share – Earnings per share are computed based on the weighted average number of shares outstanding during each year. The Corporation’s basic earnings per share are calculated as net income divided by the weighted average number of shares outstanding. For diluted earnings per share, net income is divided by the weighted average number of shares outstanding plus the incremental number of shares added as a result of converting common stock equivalents, calculated using the treasury stock method. The Corporation’s common stock equivalents consist of stock options and restricted stock awards. A reconciliation of the weighted average shares outstanding used to calculate basic earnings per share and diluted earnings per share follows: (Dollars and shares in thousands, except per share data) 2021 2020Weighted average shares outstanding (basic) 4,420 4,357Impact of common stock equivalents 20 9Weighted average shares outstanding (diluted) 4,440 4,366Anti-dilutive options excluded from calculation 30 71Net income $ 19,616 $ 12,800Basic earnings per share $ 4.44 $ 2.94Diluted earnings per share $ 4.42 $ 2.93
Segment Reporting	Segment Reporting – The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a full array of commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and mortgage loans; and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department. Management does not separately allocate expenses, including the cost of funding loan demand, between the commercial, retail, mortgage banking and trust operations of the Bank. As such, discrete information is not available and segment reporting would not be meaningful.
Risk And Uncertainties	Risk and Uncertainties – On March 11, 2020, the World Health Organization announced that the COVID-19 outbreak was deemed a pandemic, and on March 13, 2020, the President declared the ongoing COVID-19 pandemic of sufficient magnitude to warrant an emergency declaration. The extent to which the coronavirus may impact business activity or investment results will de pend on future developments, which are highly uncertain and cannot be predicted, including new information which may emerge concerning the severity of the coronavirus and the actions required to contain the coronavirus or teat its impact, among others. The economic effects of the COVID-19 pandemic may negatively impact significant estimates and the assumptions underlying those estimates. The estimate that is particularly susceptible to material change is the determination of the allowance for loan losses.
Comprehensive Income	Comprehensive Income – Comprehensive income is reflected in the Consolidated Statements of Comprehensive Income and includes net income and unrealized gains or losses, net of tax, on investment securities, reclassifications and the change in plan assets and benefit obligations on the Bank’s pension plan, net of tax.
Reclassification	Reclassification – Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect reported net income.
Recent Accounting Pronouncements, Policy	Recent Accounting Pronouncements: Recently issued but not yet effective accounting standards ASU 2016-13, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses on Financial InstrumentsDescription This standard requires credit losses on most financial assets measured at amortized cost and certain other instruments to be measured using an expected credit loss model (referred to as the current expected credit loss (CECL) model). Under this model, entities will estimate credit losses over the entire contractual term of the instrument (considering estimated prepayments, but not expected extensions or modifications unless reasonable expectation of a troubled debt restructuring exists) from the date of initial recognition of that instrument. The ASU replaces the current accounting model for purchased credit impaired loans and debt securities. The allowance for credit losses for purchased financial assets with a more-than insignificant amount of credit deterioration since origination (“PCD assets”), should be determined in a similar manner to other financial assets measured on an amortized cost basis. However, upon initial recognition, the allowance for credit losses is added to the purchase price to determine the initial amortized cost basis. The subsequent accounting for PCD financial assets is the same expected loss model described above.Effective Date January 1, 2023Effect on the Consolidated Financial Statements We have formed an implementation team led by the Corporation's Risk Management function. The team is reviewing the requirements of the ASU and evaluating methods and models for implementation. As of the beginning of the first reporting period in which the new standard is adopted, the Corporation expects to recognize a one-time cumulative-effect adjustment to the allowance for loan losses, which will flow through retained earnings. After adoption, the new standard will result in earlier recognition of additions to the allowance for loan losses and possibly a larger allowance for loan loss balance with a corresponding increase in the provision for loan losses in results of operations; however, the Corporation is continuing to evaluate the impact of the pending adoption of the new standard on its consolidated financial statements. A third-party vendor has been selected to assist with the CECL calculations and the implementation process has started. The Corporation will run the CECL model in test mode in 2022. ASU 2019-05, Financial Instruments - Credit Losses (Topic 326): Targeted Transition ReliefDescription This ASU allows entities to irrevocably elect, upon adoption of ASU 2016-13, the fair value option on financial instruments that (1) were previously recorded at amortized cost and (2) are within the scope of ASC 326-20 if the instruments are eligible for the fair value option under ASC 825-10. The fair value option election does not apply to held-to-maturity debt securities. Entities are required to make this election on an instrument-by-instrument basis. ASU 2019-05 has the same effective date as ASU 2016-13. On October 16, 2019, FASB approved its August 2019 proposal to grant certain small public companies a delay in the effective date of ASU 2016-13. For the Corporation, the delay makes the ASU effective January 2023. Since the Corporation currently meets the SEC definition of a small reporting company, the delay will be applied to the Corporation. Early adoption is permitted.Effective Date January 1, 2023Effect on the Consolidated Financial Statements The Corporation continues to review the ASU as part of its adoption of ASU 2016-13. ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial ReportingDescription This ASU provides temporary, optional guidance to ease the potential burden in accounting for, or recognizing the effects of, the transition away from the LIBOR or other interbank offered rate on financial reporting. To help with the transition to new reference rates, the ASU provides optional expedients and exceptions for applying GAAP to affected contract modifications and hedge accounting relationships. The main provisions include: (1) a change in a contract's reference interest rate would be accounted for as a continuation of that contract rather than as the creation of a new one for contracts, including loans, debts, leases, and other arrangements that meet specific criteria, and (2) when updating its hedging strategies in response to reference rate reform, an entity would be allowed to preserve its accounting. The guidance is applicable only to contracts or hedge accounting relationships that reference LIBOR or another reference rate expected to be discontinued. Because the guidance is meant to help entities through the transition period, it will be in effect for a limited time and will not apply to contract modifications made and hedging relationships entered into or evaluated after December 31, 2022, except for hedging relationships existing as of December 31, 2022, for which an entity has elected certain optional expedients that are retained through the end of the hedging relationship.Effective Date March 12, 2020 through December 31, 2022Effect on the Consolidated Financial Statements The Corporation continues to review the ASU as part of its adoption but does not expect it to have a material effect on the consolidated financial statements. Guidance on COVID-19 Loan Modifications On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) was signed into law. Section 4013 of the CARES Act, “Temporary Relief From Troubled Debt Restructurings,” provides banks the option to temporarily suspend certain requirements under U.S. GAAP related to troubled debt restructurings (“TDR”) for a limited period of time to account for the effects of COVID-19. To qualify for Section 4013 of the CARES Act, borrowers must have been current at December 31, 2019. All modifications are eligible so long as they are executed between March 1, 2020 and the earlier of (i) December 31, 2020, or (ii) the 60th day after the end of the COVID-19 national emergency declared by the President of the U.S. Multiple modifications of the same credits are allowed and there is no cap on the duration of the modification. On December 21, 2020, certain provisions of the CARES Act, including the temporary suspension of certain requirements related to TDRs, were extended through December 31, 2021. In March 2020, various regulatory agencies, including the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, (“the agencies”) issued an interagency statement on loan modifications and reporting for financial institutions working with customers affected by the Coronavirus. The interagency statement was effective immediately and impacted accounting for loan modifications. Under Accounting Standards Codification 310-40, “Receivables – Troubled Debt Restructurings by Creditors,” (“ASC 310-40”), a restructuring of debt constitutes a troubled debt restructuring (“TDR”) if the creditor, for economic or legal reasons related to the debtor’s financial difficulties, grants a concession to the debtor that it would not otherwise consider. The agencies confirmed with the staff of the FASB that short-term modifications made on a good faith basis in response to COVID-19 to borrowers who were current prior to any relief, are not to be considered TDRs. This includes short-term (e.g., six months) modifications such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant. Borrowers considered current are those that are less than 30 days past due on their contractual payments at the time a modification program is implemented. At December 31, 2020 the Company had $67.6 million of loans modified under Section 4013 of the CARES Act still under modified repayment terms.

Summary Of Significant Accoun_3

Summary Of Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2021
Summary Of Significant Accounting Policies [Abstract]
Schedule Of Earnings Per Share, Basic And Diluted	(Dollars and shares in thousands, except per share data) 2021 2020Weighted average shares outstanding (basic) 4,420 4,357Impact of common stock equivalents 20 9Weighted average shares outstanding (diluted) 4,440 4,366Anti-dilutive options excluded from calculation 30 71Net income $ 19,616 $ 12,800Basic earnings per share $ 4.44 $ 2.94Diluted earnings per share $ 4.42 $ 2.93

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2021
Regulatory Matters [Abstract]
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements	As of December 31, 2021 Regulatory Ratios Adequately Capitalized Well Capitalized Actual Minimum Minimum(Dollars in thousands) Amount Ratio Amount Ratio Amount RatioCommon Equity Tier 1 ‎Risk-based Capital Ratio (1) Corporation $148,365 15.20% $43,927 N/A N/A N/ABank 149,087 15.28% 43,901 4.50% $63,413 6.50% Tier 1 Risk-based Capital Ratio (2) Corporation $148,365 15.20% $58,569 N/A N/A N/ABank 149,087 15.28% 58,535 6.00% $78,046 8.00% Total Risk-based Capital Ratio (3) Corporation $179,701 18.41% $78,092 N/A N/A N/ABank 161,335 16.54% 78,046 8.00% $97,558 10.00% Tier 1 Leverage Ratio (4) Corporation $148,365 8.52% $69,649 N/A N/A N/ABank 149,087 8.57% 69,608 4.00% $87,009 5.00%   As of December 31, 2020 Regulatory Ratios Adequately Capitalized Well Capitalized Actual Minimum Minimum(Dollars in thousands) Amount Ratio Amount Ratio Amount RatioCommon Equity Tier 1 ‎Risk-based Capital Ratio (1) Corporation $132,970 14.32% $41,788 N/A N/A N/ABank 130,678 14.07% 41,809 4.50% $60,390 6.50% Tier 1 Risk-based Capital Ratio (2) Corporation $132,970 14.32% $55,717 N/A N/A N/ABank 130,678 14.07% 55,745 6.00% $74,326 8.00% Total Risk-based Capital Ratio (3) Corporation $164,230 17.69% $74,289 N/A N/A N/ABank 142,384 15.33% 74,326 8.00% $92,908 10.00% Tier 1 Leverage Ratio (4) Corporation $132,970 8.69% $61,191 N/A N/A N/ABank 130,678 8.54% 61,222 4.00% $76,527 5.00% (1)Common equity Tier 1 capital / total risk-weighted assets, (2) Tier 1 capital / total risk-weighted assets, (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets

Investments (Tables)

Investments (Tables)	12 Months Ended
	Dec. 31, 2021
Investments [Abstract]
Unrealized Gain (Loss) On Investments	(Dollars in thousands) Gross Gross Amortized unrealized unrealized FairDecember 31, 2021 cost gains losses valueU.S. Government and Agency securities $ 94,360 $ 115 $ (715) $ 93,760Municipal securities 206,501 7,148 (1,422) 212,227Corporate securities 24,794 333 (188) 24,939Agency mortgage-backed securities 123,686 877 (1,894) 122,669Non-Agency mortgage-backed securities 30,904 34 (272) 30,666Asset-backed securities 45,472 253 (175) 45,550Total $ 525,717 $ 8,760 $ (4,666) $ 529,811 (Dollars in thousands) Gross Gross Amortized unrealized unrealized FairDecember 31, 2020 cost gains losses valueU.S. Government and Agency securities $ 12,594 $ 20 $ (40) $ 12,574Municipal securities 236,253 11,020 (219) 247,054Corporate securities 20,421 22 (155) 20,288Agency mortgage-backed securities 70,443 1,905 (107) 72,241Non-Agency mortgage-backed securities 8,412 56 (15) 8,453Asset-backed securities 36,246 249 (165) 36,330Total $ 384,369 $ 13,272 $ (701) $ 396,940
Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity	(Dollars in thousands) Amortized‎cost Fair‎valueDue in one year or less $ 1,830 $ 1,862Due after one year through five years 6,039 6,187Due after five years through ten years 154,192 154,833Due after ten years 163,594 168,044 325,655 330,926Mortgage-backed and asset-backed securities 200,062 198,885Total $ 525,717 $ 529,811
Composition Of Net Realized Securities Gains	(Dollars in thousands) 2021 2020Proceeds $ 36,666 $ 3,141 Gross gains realized 626 62Gross losses realized (499) (33)Net gains realized $ 127 $ 29 Tax provision on net gains realized $ (27) $ (6)
Schedule Of Unrealized Loss On Investments	December 31, 2021 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands)Value Losses Count Value Losses Count Value Losses Count U.S. Government and Agency securities$ 78,000  $ (701) 24  $ 2,880  $ (14) 4  $ 80,880  $ (715) 28 Municipal securities 38,997  (910) 44  15,404  (512) 16  54,401  (1,422) 60 Corporate securities 8,954  (132) 17  1,694  (56) 3  10,648  (188) 20 Agency mortgage-backed securities 76,477  (1,517) 70  10,771  (377) 11  87,248  (1,894) 81 Non-Agency mortgage-backed securities 15,215  (215) 11  1,956  (57) 1  17,171  (272) 12 Asset-backed securities 18,829  (149) 21  2,348  (26) 5  21,177  (175) 26 Total temporarily impaired securities$ 236,472  $ (3,624) 187  $ 35,053  $ (1,042) 40  $ 271,525  $ (4,666) 227  December 31, 2020 Less than 12 months 12 months or more Total Fair Unrealized Fair Unrealized Fair Unrealized (Dollars in thousands)Value Losses Count Value Losses Count Value Losses Count U.S. Government and Agency securities$ 3,966  $ (21) 5  $ 4,185  $ (19) 11  $ 8,151  $ (40) 16 Municipal securities 27,022  (219) 28  — — — 27,022  (219) 28 Corporate securities 7,576  (37) 13  3,040  (118) 4  10,616  (155) 17 Agency mortgage-backed securities 18,390  (101) 17  3,355  (6) 5  21,745  (107) 22 Non-Agency mortgage-backed securities 2,506  (15) 2  — — — 2,506  (15) 2 Asset-backed securities 1,458  (12) 2  11,452  (153) 15  12,910  (165) 17 Total temporarily impaired securities$ 60,918  $ (405) 67  $ 22,032  $ (296) 35  $ 82,950  $ (701) 102
Other Than Temporary Impairment, Credit Losses Recognized In Earnings	(Dollars in thousands) Twelve Months Ended 2021 2020Balance of cumulative credit-related OTTI at January 1 $ 272 $ 272Additions for credit-related OTTI not previously recognized — —Additional increases for credit-related OTTI previously recognized when there is no intent to sell and no requirement to sell before recovery of amortized cost basis — —Decreases for previously recognized credit-related OTTI because there was an intent to sell — —Reduction for increases in cash flows expected to be collected — —Balance of credit-related OTTI at December 31 $ 272 $ 272

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2021
Loans [Abstract]
Schedule Of Loans Outstanding	(Dollars in thousands) 2021 2020Residential Real Estate 1-4 Family Consumer first liens $ 71,828 $ 77,373Commercial first lien 60,655 59,851Total first liens 132,483 137,224 Consumer junior liens and lines of credit 67,103 60,935Commercial junior liens and lines of credit 4,841 4,425Total junior liens and lines of credit 71,944 65,360Total residential real estate 1-4 family 204,427 202,584 Residential real estate - construction Consumer 8,278 6,751Commercial 12,379 9,558Total residential real estate construction 20,657 16,309 Commercial real estate 522,779 503,977Commercial 244,543 281,257Total commercial 767,322 785,234 Consumer 6,406 5,577 998,812 1,009,704Less: Allowance for loan losses (15,066) (16,789)Net Loans $ 983,746 $ 992,915 Included in the loan balances are the following: Net unamortized deferred loan costs $ 1,289 $ 8 Loans pledged as collateral for borrowings and commitments from: FHLB $ 614,828 $ 734,891Federal Reserve Bank 45,453 50,605Total $ 660,281 $ 785,496 Paycheck Protection Program (PPP) loans (included in Commercial loans above) Two-year loans $ 26 $ 5,378 Five-year loans 7,729 46,912 Total Paycheck Protection Program loans $ 7,755 $ 52,290 Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above) Two-year loans $ — $ (165) Five-year loans (370) (1,178) Total unamortized deferred PPP loan fees $ (370) $ (1,343)
Schedule Of Loans To Related Parties	(Dollars in thousands) 2021 2020Balance at beginning of year $ 10,604 $ 10,321New loans made 3,086 2,401Repayments (3,528) (2,118)Balance at end of year $ 10,162 $ 10,604

Loan Quality (Tables)

Loan Quality (Tables)	12 Months Ended
	Dec. 31, 2021
Loan Quality [Abstract]
Allowance For Loan Losses, By Loan Segment	The following table shows the activity in the Allowance for Loan Loss (ALL), for the years ended December 31, 2021 and 2020: Residential Real Estate 1-4 Family First Junior Liens & Commercial (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total ALL at December 31, 2019 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789 Charge-offs — — (28) (57) (50) (195) — (330)Recoveries — 170  — 1  505  31  — 707 Provision (80) (144) 59  (939) (1,007) 197  (186) (2,100)ALL at December 31, 2020 $ 475  $ 252  $ 325  $ 8,168  $ 5,127  $ 130  $ 589  $ 15,066  ALL at December 31, 2020 $ 416  $ 119  $ 187  $ 6,607  $ 4,021  $ 84  $ 532  $ 11,966 Charge-offs — (10) — (55) (463) (117) — (645)Recoveries 4  — — 545  268  26  — 843 Provision 135  117  107  2,066  1,853  104  243  4,625 ALL at December 31, 2021 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789  The following table shows the loans that were evaluated for the Allowance for Loan Loss (ALL) under a specific reserve (individually) and those that were evaluated under a general reserve (collectively), and the amount of the allowance established in each category as of December 31, 2021 and 2020: Residential Real Estate 1-4 Family First Junior Liens & Commercial (Dollars in thousands) Liens Lines of Credit Construction Real Estate Commercial Consumer Unallocated Total December 31, 2021 Loans evaluated for ALL: Individually $ 661  $ — $ 424  $ 10,520  $ — $ — $ — $ 11,605 Collectively 131,822  71,944  20,233  512,259  244,543  6,406  — 987,207 Total $ 132,483  $ 71,944  $ 20,657  $ 522,779  $ 244,543  $ 6,406  $ — $ 998,812  ALL established for ‎  loans evaluated: Individually $ — $ — $ — $ 698  $ — $ — $ — $ 698 Collectively 475  252  325  7,470  5,127  130  589  14,368 ALL at December 31, 2021 $ 475  $ 252  $ 325  $ 8,168  $ 5,127  $ 130  $ 589  $ 15,066  December 31, 2020 Loans evaluated for ALL: Individually $ 637  $ — $ 512  $ 16,104  $ — $ — $ — $ 17,253 Collectively 136,587  65,360  15,797  487,873  281,257  5,577  — 992,451 Total $ 137,224  $ 65,360  $ 16,309  $ 503,977  $ 281,257  $ 5,577  $ — $ 1,009,704  ALL established for ‎  loans evaluated: Individually $ — $ — $ — $ 228  $ — $ — $ — $ 228 Collectively 555  226  294  8,935  5,679  97  775  16,561 ALL at December 31, 2020 $ 555  $ 226  $ 294  $ 9,163  $ 5,679  $ 97  $ 775  $ 16,789
Impaired Financing Receivables	Impaired Loans With No Allowance With Allowance(Dollars in thousands) Unpaid Unpaid Recorded Principal Recorded Principal RelatedDecember 31, 2021 Investment Balance Investment Balance Allowance Residential Real Estate 1-4 Family First liens $ 661 $ 661 $ — $ — $ —Junior liens and lines of credit — — — — —Total 661 661 — — — Residential real estate - construction 424 729 — — — Commercial real estate 4,942 5,405 5,578 5,764 698 Commercial — — — — —Total $ 6,027 $ 6,795 $ 5,578 $ 5,764 $ 698 December 31, 2020 Residential Real Estate 1-4 Family First liens $ 637 $ 637 $ — $ — $ —Junior liens and lines of credit — — — — —Total 637 637 — — — Residential real estate - construction 512 729 — — — Commercial real estate 10,402 11,107 5,702 5,702 228 Commercial — — — — —Total $ 11,551 $ 12,473 $ 5,702 $ 5,702 $ 228 Twelve Months Ended December 31, 2021 December 31, 2020 Average Interest Average Interest (Dollars in thousands) Recorded Income Recorded Income Investment Recognized Investment Recognized Residential Real Estate 1-4 Family First liens $ 657 $ 32 $ 648 $ 40Junior liens and lines of credit — — — —Total 657 32 648 40 Residential real estate - construction 469 — 518 — Commercial real estate 14,530 341 13,839 390 Commercial — — — —Total $ 15,656 $ 373 $ 15,005 $ 430
Aging Of Payments Of The Loan Portfolio	(Dollars in thousands) Loans Past Due and Still Accruing Total Current 30-59 Days 60-89 Days 90 Days+ Total Non-Accrual LoansDecember 31, 2021 Residential Real Estate 1-4 Family First liens $ 132,224  $ 96  $ 113  $ — $ 209  $ 50  $ 132,483 Junior liens and lines of credit 71,788  118  — — 118  38  71,944 Total 204,012  214  113  — 327  88  204,427 Residential real estate - construction 20,233  — — — — 424  20,657 Commercial real estate 515,487  293  187  — 480  6,812  522,779 Commercial 244,377  106  — — 106  60  244,543 Consumer 6,368  27  11  — 38  — 6,406 Total $ 990,477  $ 640  $ 311  $ — $ 951  $ 7,384  $ 998,812  December 31, 2020 Residential Real Estate 1-4 Family First liens $ 137,056  $ 43  $ 58  $ 26  $ 127  $ 41  $ 137,224 Junior liens and lines of credit 65,212  115  23  — 138  10  65,360 Total 202,268  158  81  26  265  51  202,584 Residential real estate - construction 15,797  — — — — 512  16,309 Commercial real estate 495,609  74  261  — 335  8,033  503,977 Commercial 280,930  219  — — 219  108  281,257 Consumer 5,525  38  2  12  52  — 5,577 Total $ 1,000,129  $ 489  $ 344  $ 38  $ 871  $ 8,704  $ 1,009,704
Internal Credit Rating For The Loan Portfolio	Pass OAEM Substandard Doubtful (Dollars in thousands)(1-5) (6) (7) (8) TotalDecember 31, 2021 Residential Real Estate 1-4 Family First liens$ 132,433 $ — $ 50 $ — $ 132,483Junior liens and lines of credit 71,906 — 38 — 71,944Total 204,339 — 88 — 204,427Residential real estate - construction 20,233 — 424 — 20,657Commercial real estate 486,903 19,006 16,870 — 522,779Commercial 244,315 49 179 — 244,543Consumer 6,406 — — — 6,406Total$ 962,196 $ 19,055 $ 17,561 $ — $ 998,812 December 31, 2020 Residential Real Estate 1-4 Family First liens$ 137,156 $ — $ 68 $ — $ 137,224Junior liens and lines of credit 65,350 — 10 — 65,360Total 202,506 — 78 — 202,584Residential real estate - construction 15,797 — 512 — 16,309Commercial real estate 449,478 35,947 18,552 — 503,977Commercial 270,272 10,698 287 — 281,257Consumer 5,565 — 12 — 5,577Total$ 943,618 $ 46,645 $ 19,441 $ — $ 1,009,704
Troubled Debt Restructuring Loans	The following table presents TDR loans as of December 31, 2021 and 2020: Troubled Debt Restructurings Within the Last 12 Months That Have Defaulted(Dollars in thousands) Troubled Debt Restructurings on Modified Terms Number of Recorded Number of Recorded Contracts Investment Performing* Nonperforming* Contracts InvestmentDecember 31, 2021 Residential real estate - construction 1  $ 424  $ — $ 424  — $ —Residential real estate 5  661  661  — — —Commercial real estate - owner occupied 4  1,161  1,161  — — —Commercial real estate - farmland 4  1,664  1,664  — — —Commercial real estate - multi-family residential 1  1,360  1,360  — — —Commercial real estate 2  294  294  — — — Total 17  $ 5,564  $ 5,140  $ 424  — $ — December 31, 2020 Residential real estate - construction 1  $ 434  $ 434  $ — — $ —Residential real estate 4  637  637  — — —Commercial real estate - owner occupied 4  1,224  1,224  — — —Commercial real estate - farmland 6  2,257  2,257  — — —Commercial real estate - consturction and land development 2  6,129  6,129  — — —Commercial real estate 2  330  122  208  — — Total 19  $ 11,011  $ 10,803  $ 208  — $ — *The performing status is determined by the loan’s compliance with the modified terms.  The following table presents new TDR loans made during 2021, concession granted and the recorded investment as of December 31, 2021: New During PeriodTwelve Months Ended Number of Pre-TDR After-TDR Recorded December 31, 2021 Contracts Modification Modification Investment ConcessionResidential real estate 1  $ 41  $ 50  $ 50  multiple The following table presents new TDR loans made during 2020, concession granted and the recorded investment as of December 31, 2021: New During PeriodTwelve Months Ended Number of Pre-TDR After-TDR Recorded December 31, 2020 Contracts Modification Modification Investment ConcessionCommercial real estate - farm land 1  $ 650  $ 650  $ 682  multipleCommercial real estate - owner occupied 2  426  426  412  maturity Total 3  $ 1,076  $ 1,076  $ 1,094

Premises And Equipment (Tables)

Premises And Equipment (Tables)	12 Months Ended
	Dec. 31, 2021
Premises And Equipment [Abstract]
Premises And Equipment	(Dollars in thousands)Estimated Life 2021 2020Land $ 2,710 $ 3,337Buildings and leasehold improvements15 - 30 years, or lease term 26,218 24,841Furniture, fixtures and equipment3 - 10 years 8,031 13,274Total cost 36,959 41,452Less: Accumulated depreciation (17,769) (28,347)Net premises and equipment $ 19,190 $ 13,105
Schedule Of Depreciation And Rent Expense	2021 2020Depreciation expense $ 1,137 $ 1,230

Leases (Tables)

Leases (Tables)	12 Months Ended
	Dec. 31, 2021
Leases [Abstract]
Schedule Of Lease Costs	For the years ended December 31(Dollars in thousands) 2021 2020Operating lease cost $ 695 $ 615Short-term lease cost 218 7Variable lease cost 98 49Total lease cost $ 1,011 $ 671
Schedule Of Measurement Of Lease Liabilities	For the years ended(Dollars in thousands) December 31Cash paid for amounts included in the measurement of lease liabilities: 2021 2020Operating cash flows from operating leases $657 590 Weighted-average remaining lease term (years) 11.0 12.4Weighted-average discount rate 3.37% 3.54%
Schedule Of Future Minimum Payments Operating Leases	(Dollars in thousands) 2022 $ 6402023 6502024 6282025 5882026 4802027 and beyond 2,918Discounted cash flows 5,904Imputed interest (1,047) Total lease liability $ 4,857

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2021
Deposits [Abstract]
Schedule Of Deposits	(Dollars in thousands) 2021 2020Noninterest-bearing checking $ 298,403 $ 259,060 Interest-bearing checking 511,969 409,178Money management 579,826 501,017Savings 119,908 109,153Total interest-bearing checking and savings 1,211,703 1,019,348 Time deposits 74,253 76,165 Total deposits $ 1,584,359 $ 1,354,573 Overdrawn deposit accounts reclassified as loans $ 103 $ 86
Maturities Of Time Deposits	(Dollars in thousands) Time Deposits2022 $ 55,7212023 12,4682024 2,8842025 1,8782026 1,302Total $ 74,253

Federal Income Taxes (Tables)

Federal Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2021
Federal Income Taxes [Abstract]
Schedule Of Deferred Tax Assets And Liabilities	(Dollars in thousands) Deferred Tax Assets 2021 2020Allowance for loan losses $ 3,197 $ 3,561Deferred compensation 908 761Purchase accounting 18 17Other than temporary impairment of investments 58 58Accumulated other comprehensive loss 145 —Lease liabilities 1,030 1,131Other 354 581 5,710 6,109Valuation allowance (58) (58)Total gross deferred tax assets 5,652 6,051 Deferred Tax Liabilities Depreciation 102 464Right-of-use asset 1,010 1,118Joint ventures and partnerships 51 55Pension 901 1,163Accumulated other comprehensive gain — 848Deferred loan fees and costs, net 274 2Total gross deferred tax liabilities 2,338 3,650Net deferred tax asset $ 3,314 $ 2,401
Schedule Of Components Of Income Tax Expense (Benefit)	For the Years Ended December 31 (Dollars in thousands) 2021 2020 Current tax expense (benefit) $ 3,308 $ 2,210 Tax benefit NOL carryback — (1,113) Deferred tax (benefit) expense 90 (839) Income tax provision $ 3,398 $ 258
Schedule Of Effective Income Tax Rate Reconciliation	For the Years Ended December 31 (Dollars in thousands) 2021 2020 Tax provision at statutory rate $ 4,833 $ 2,747 Income on tax-exempt loans and securities (1,190) (1,144) Tax benefit NOL carryback — (1,113) Investment in solar tax credit (162) — Nondeductible interest expense relating to carrying tax-exempt obligations 26 43 Income from bank owned life insurance (146) (269) Stock option compensation 5 — Other, net 32 (6) Income tax provision $ 3,398 $ 258 Effective income tax rate 14.8% 2.0%

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2021
Accumulated Other Comprehensive Income/(Loss) [Abstract]
Schedule Of Accumulated Other Comprehensive Income (Loss)	For the Years Ended December 31 2021 2020 Net unrealized gains on debt securities $ 4,094 $ 12,571Tax effect (860) (2,640)Ending balance $ 3,234 $ 9,931 Accumulated pension adjustment $ (4,786) $ (8,533)Tax effect 1,005 1,792Net of tax amount $ (3,781) $ (6,741) Total accumulated other comprehensive (loss) income $ (547) $ 3,190

Financial Derivatives (Tables)

Financial Derivatives (Tables)	12 Months Ended
	Dec. 31, 2021
Financial Derivatives [Abstract]
Schedule Of Fair Value Of Derivative Instruments	Fair Value of Derivative Instruments Derivative Liabilities(Dollars in thousands)As of December 31, 2021 As of December 31, 2020 Notional amount Balance Sheet Location Fair Value Notional amount Balance Sheet Location Fair ValueDerivatives not designated as hedging instruments Other Contracts6,653 Other Liabilities $ 21  6,836  Other Liabilities $ 40 Total derivatives not designated as hedging instruments $ 21  $ 40
Schedule Of Effect Of Derivative Instruments On The Statement Of Income	Effect of Derivatives Not Designated as Hedging Instruments on the Statement of Financial PerformanceDerivatives Not Designated as Hedging Instruments under Subtopic 815-20 Location of Gain or (Loss) Recognized in Income on Derivative Amount of Gain or (Loss) Recognized in Income on Derivatives(Dollars in thousands) Year Ended December 31 2021 2020Other Contracts Other income $ 19 $ (21)

Benefit Plans (Tables)

Benefit Plans (Tables)	12 Months Ended
	Dec. 31, 2021
Benefit Plans [Abstract]
Schedule Of Plan's Funded Status And Assumptions Used	For the Years Ended December 31(Dollars in thousands) 2021 2020Change in projected benefit obligation Benefit obligation at beginning of measurement year $ 22,511 $ 20,779Service cost 419 332Interest cost 374 525Actuarial (gain) loss (1,784) 2,275Benefits paid (2,518) (1,400)Benefit obligation at end of measurement year 19,002 22,511 Change in plan assets Fair value of plan assets at beginning of measurement year 19,462 18,135Actual return on plan assets net of expenses 1,518 1,727Employer contribution — 1,000Benefits paid (2,518) (1,400)Fair value of plan assets at end of measurement year 18,462 19,462 Funded status of projected benefit obligation $ (540) $ (3,049) For the Years Ended December 31 2021 2020Assumptions used to determine benefit obligations: Discount rate 3.71% 2.33%Rate of compensation increase 5.00% 4.00%Expected long-term return on plan assets 6.00% 6.25%
Schedule Of Amounts Recognized In Other Comprehensive Income (Loss)	Amounts recognized in accumulated other comprehensive For the Years Ended December 31income (loss), net of tax 2021 2020Net actuarial loss $ (4,786) $ (8,533)Tax effect 1,005 1,792Net amount recognized in accumulated other comprehensive loss $ (3,781) $ (6,741)
Schedule Of Net Periodic Pension Costs	For the Years Ended December 31Components of net periodic pension cost 2021 2020Service cost $ 419 $ 332Interest cost 374 525Expected return on plan assets (1,115) (1,079)Recognized net actuarial loss 1,135 904Net periodic pension cost 813 682Settlement expense 425 — $ 1,238 $ 682 For the Years Ended December 31 2021 2020Assumptions used to determine net periodic benefit cost: Discount rate 2.33% 3.13%Rate of compensation increase 4.00% 4.00%Expected long-term return on plan assets 6.25% 6.50% Asset allocations: Cash and cash equivalents 1% 12%Common stocks 31% 22%Corporate bonds 13% 13%Municipal bonds 26% 26%Investment fund - debt 9% 9%Investment fund - equity 13% 12%Deposit in immediate participation guarantee contract 7% 6%Total 100% 100%
Schedule Of Amounts Recognized In Balance Sheet	(Dollars in Thousands) December 31, 2021Asset Description Fair Value Level 1 Level 2 Level 3Cash and cash equivalents $ 189 $ 189 $ — $ —Equity securities 5,671 5,671 — —Corporate bonds 2,451 — 2,451 —Municipal bonds 4,722 — 4,722 —Investment fund - debt 1,690 1,690 — —Investment fund - equity 2,381 2,381 — —Deposit in immediate participation guarantee contract 1,280 1,280 — —Cash surrender value of life insurance 28 — — 28Certificates of deposit 50 — 50 —Total assets $ 18,462 $ 11,211 $ 7,223 $ 28 (Dollars in Thousands) December 31, 2020Asset Description Fair Value Level 1 Level 2 Level 3Cash and cash equivalents $ 2,305 $ 2,305 $ — $ —Equity securities 4,236 4,236 — —Corporate bonds 2,581 — 2,581 —Municipal bonds 5,066 — 5,066 —Investment fund - debt 1,757 1,757 — —Investment fund - equity 2,252 2,252 — —Deposit in immediate participation guarantee contract 1,187 1,187 — —Cash surrender value of life insurance 28 — — 28Certificates of deposit 50 — 50 —Total assets $ 19,462 $ 11,737 $ 7,697 $ 28
Schedule Of Changes In Fair Value Of Plan Assets	Cash Value of Life Insurance December 31 2021 2020Balance at the beginning of the period$ 28 $ 28Unrealized gain (loss) relating to investments held at the reporting date — —Purchases, sales, issuances and settlement, net — —Balance at the end of the period$ 28 $ 28
Schedule Of Expected Benefit Payments	2022 $ 1,2872023 1,0782024 1,0122025 1,4562026 1,6102027-2031 6,652Total $ 13,095

Stock Based Compensation (Table

Stock Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2021
Stock Based Compensation [Abstract]
Schedule Of Share-based Compensation, Stock Options, Activity	Employee Stock Purchase Plan ESPP Weighted Average Aggregate (Dollars in thousands except share and per share data) Options Price Per Share Intrinsic ValueBalance Outstanding at December 31, 2019 19,111 $ 36.21 $ -Granted 32,209 24.19 Exercised (753) 25.32 Expired (20,882) 35.15 Balance Outstanding at December 31, 2020 29,685 $ 24.19 $ 84 Granted 26,734 30.24 Exercised (4,629) 25.80 Expired (27,541) 24.46 Balance Outstanding at December 31, 2021 24,249 $ 30.24 $ 69 Shares available for future grants under the ESPP at December 31, 2021 182,761 The following tables summarize the activity in the Stock Plan: Omnibus Stock Option Plans Weighted Average Aggregate (Dollars in thousands except share and per share data)ISO Price Per Share Intrinsic ValueBalance Outstanding at December 31, 2019 92,979 $ 28.55 $ 943 Granted — — Exercised (625) 27.62 Forfeited — — Balance Outstanding at December 31, 2020 92,354 $ 28.55 $ -Granted — — Exercised (100) 22.05 Forfeited (2,000) 33.08 Balance Outstanding at December 31, 2021 90,254 $ 28.46 $ 419  Weighted Average Restricted Grant Date Shares Fair Value Nonvested as of December 31, 2019 — $ — Granted14,921 31.02 Vested(398) 31.02 Forfeited(990) 31.02 Nonvested as of December 31, 202013,533 $31.02 Granted6,095 27.54 Vested(7,418) 30.98 Forfeited(255) 29.50 Nonvested as of December 31, 202011,955 $29.30 Shares available for future grants under the Stock Plan at December 31, 2021 287,250
Share-based Compensation Arrangement By Share-based Payment Award, Options, Vested And Expected To Vest, Outstanding And Exercisable	Options Weighted Outstanding Exercise Price or Weighted Average Average RemainingStock Option Plan and Exercisable Price Range Exercise Price Life (years)Employee Stock Purchase Plan 24,249 $ 30.24  $ 30.24  0.5 Incentive Stock Options 30,950 21.27-23.84 21.54  3.8Incentive Stock Options 29,300 28.97-31.53 30.00  5.2Incentive Stock Options 30,004 31.53-34.10 34.10  6.2ISO Total/Average 90,254 $ 28.46  5.0

Shareholders' Equity (Tables)

Shareholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2021
Shareholders' Equity [Abstract]
Schedule Of Stock Repurchase Activity	Shares RepurchasedPlan Date Authorized Expiration 2021 202012/17/2020 150,000 shares 12/18/2021 37,320 36,40112/20/2021 150,000 shares 12/19/2022 659 N/A

Commitments And Contingencies (

Commitments And Contingencies (Tables)	12 Months Ended
	Dec. 31, 2021
Commitments And Contingencies [Abstract]
Outstanding Commitments	(Dollars in thousands) Financial instruments whose contract amounts represent credit risk 2021 2020Commercial commitments to extend credit $ 288,075 $ 234,975Consumer commitments to extend credit (secured) 82,095 71,761Consumer commitments to extend credit (unsecured) 5,389 5,224 $ 375,559 $ 311,960Standby letters of credit $ 23,284 $ 22,334

Fair Value Measurements And F_2

Fair Value Measurements And Fair Values Of Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2021
Fair Value Measurements And Fair Values Of Financial Instruments [Abstract]
Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis	(Dollars in Thousands Fair Value at December 31, 2021Asset Description Level 1 Level 2 Level 3 TotalEquity securities, at fair value $ 481 $ — $ — $ 481 Available for sale: U.S. Government and Agency securities 84,286 9,474 — 93,760 Municipal securities — 212,227 — 212,227 Corporate Securities — 24,939 — 24,939 Agency mortgage-backed securities — 122,669 — 122,669 Non-Agency mortgage-backed securities — 30,666 — 30,666 Asset-backed securities — 45,550 — 45,550Total assets $ 84,767 $ 445,525 $ — $ 530,292 (Dollars in Thousands) Fair Value at December 31, 2020Asset Description Level 1 Level 2 Level 3 TotalEquity securities, at fair value $ 391 $ — $ — $ 391 Available for sale: U.S. Government and Agency securities — 12,574 — 12,574 Municipal securities — 247,054 — 247,054 Corporate Securities — 20,288 — 20,288 Agency mortgage-backed securities — 72,241 — 72,241 Non-Agency mortgage-backed securities — 8,453 — 8,453 Asset-backed securities — 36,330 — 36,330Total assets $ 391 $ 396,940 $ — $ 397,331
Schedule Of Fair Value On A Nonrecurring Basis	(Dollars in Thousands) Fair Value at December 31, 2021Asset Description Level 1 Level 2 Level 3 TotalImpaired Loans (1) $ — $ — $ 4,880 $ 4,880Total assets $ — $ — $ 4,880 $ 4,880 (Dollars in Thousands) Fair Value at December 31, 2020Asset Description Level 1 Level 2 Level 3 TotalImpaired Loans (1) $ — $ — $ 5,474 $ 5,474Total assets — $ — $ 5,474 $ 5,474 (1) Includes assets directly charged down to fair value during the year-to-date period or those for which a specific reserve has been established.
Fair Value Inputs, Assets, Quantitative Information	(Dollars in Thousands) Quantitative Information about Level 3 Fair Value Measurements RangeDecember 31, 2021 Fair Value Valuation Technique Unobservable Input (Weighted Average)Impaired Loans $ 4,880 Appraisal Appraisal Adjustment on Real estate assets 20% (20%) Non-real estate assets 50% - 100% (83%) Cost to sell 8% RangeDecember 31, 2020 Fair Value Valuation Technique Unobservable Input (Weighted Average)Impaired Loans $ 5,474 Appraisal Appraisal Adjustment on Non-real estate assets 0% - 100% (66%)
Fair Value, By Balance Sheet Grouping	December 31, 2021 Carrying Fair (Dollars in thousands)Amount Value Level 1 Level 2 Level 3Financial assets, carried at cost: Cash and cash equivalents$ 175,149 $ 175,149 $ 175,149 $ — $ —Long-term interest-bearing deposits in other banks 10,492 10,492 10,492 Loans held for sale 2,827 2,940 — 2,940 —Net loans 983,746 1,003,580 — — 1,003,580Accrued interest receivable 5,217 5,217 — — 5,217 Financial liabilities: Deposits$ 1,584,359 $ 1,616,128 $ — $ 1,616,128 $ —Subordinate notes 19,588 19,909 — 19,909 —Accrued interest payable 83 83 — 83 — December 31, 2020 Carrying Fair (Dollars in thousands)Amount Value Level 1 Level 2 Level 3Financial assets, carried at cost: Cash and cash equivalents$ 57,146 $ 57,146 $ 57,146 $ — $ —Long-term interest-bearing deposits in other banks 12,741 12,741 12,741 Loans held for sale 9,446 9,446 — 9,446 —Net loans 992,915 990,867 — — 990,867Accrued interest receivable 6,410 6,410 — — 6,410 Financial liabilities: Deposits$ 1,354,573 $ 1,355,086 $ — $ 1,355,086 $ —Accrued interest payable 180 180 — 180 —

Parent Company (Franklin Fina_2

Parent Company (Franklin Financial Services Corporation) Financial Information (Tables)	12 Months Ended
	Dec. 31, 2021
Parent Company (Franklin Financial Services Corporation) Financial Information [Abstract]
Balance Sheets	December 31(Dollars in thousands) 2021 2020Assets: Cash and cash equivalents $ 17,637 $ 20,109Investment securities 481 391Equity investment in subsidiaries 157,620 142,949Other assets 918 1,282Total assets $ 176,656 164,731 Liabilities: Subordinate notes $ 19,588 $ 19,555Other liabilities 3 —Total liabilities 19,591 19,555Shareholders' equity 157,065 145,176Total liabilities and shareholders' equity $ 176,656 $ 164,731
Statements Of Income	Years Ended December 31 (Dollars in thousands) 2021 2020Income: Dividends from Bank subsidiary $ 4,050 $ 6,639Change in fair value of equity securities 90 (49)Dividends 9 — 4,149 6,590Expenses: Interest expense 1,048 427Operating expenses 1,536 1,474Income before income taxes and equity in undistributed income‎  of subsidiaries 1,565 4,689Income tax benefit 517 409Equity in undistributed income of subsidiaries 17,534 7,702Net income 19,616 12,800Other comprehensive (loss)/income of subsidiary (3,737) 9,176Comprehensive income $ 15,879 $ 21,976
Statements Of Cash Flows	Years Ended December 31(Dollars in thousands) 2021 2020Cash flows from operating activities Net income $ 19,616 $ 12,800Adjustments to reconcile net income to net cash provided by operating activities: Equity in undistributed (income) of subsidiary (17,534) (7,702)Stock option compensation 204 197Change in fair value of equity security (90) (49)Increase in other assets/liabilities (474) (317)Net cash provided by operating activities 1,722 4,929 Cash flows from financing activities Dividends paid (5,524) (5,226)Proceeds from subordinated notes, net of issuance costs — 19,541Cash received from option exercises 135 36Common stock issued under dividend reinvestment plan 2,388 1,836Treasury stock purchase (1,193) (1,171)Net cash (used in) provided by financing activities (4,194) 15,016(Decrease) increase in cash and cash equivalents (2,472) 19,945Cash and cash equivalents as of January 1 20,109 164Cash and cash equivalents as of December 31 $ 17,637 $ 20,109

Summary Of Significant Accoun_4

Summary Of Significant Accounting Policies (Narrative) (Details) - USD ($) $ / shares in Units, $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Summary Of Significant Accounting Policies [Line Items]
Restricted stock	$ 495	$ 468
Restricted stock per share	$ 100
Fair value of trust assets under management	$ 1,000,000	949,000
Loans modified	5,564	11,011
CARES Act [Member]
Summary Of Significant Accounting Policies [Line Items]
Loans modified		$ 67,600
Federal Home Loan Bank of Pittsburgh [Member]
Summary Of Significant Accounting Policies [Line Items]
Restricted stock	495
FHLB [Member]
Summary Of Significant Accounting Policies [Line Items]
Restricted stock	$ 30

Summary Of Significant Accoun_5

Summary Of Significant Accounting Policies (Schedule Of Earnings Per Share Basic And Diluted) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Summary Of Significant Accounting Policies [Abstract]
Weighted average shares outstanding (basic)	4,420	4,357
Impact of common stock equivalents	20	9
Weighted average shares outstanding (diluted)	4,440	4,366
Anti-dilutive options excluded from calculation	30	71
Net income	$ 19,616	$ 12,800
Basic earnings per share	$ 4.44	$ 2.94
Diluted earnings per share	$ 4.42	$ 2.93

Regulatory Matters (Narrative)

Regulatory Matters (Narrative) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2021USD ($)	Dec. 31, 2020	Aug. 04, 2020USD ($)	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments without Regulatory Approval	$ 103.8
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.065%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.08			0.06
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	0.05
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.10
Capital ratios, capital conservation buffer	2.50%
Subordinated Debt	$ 20		$ 20
Subordinated Debt, Current	15
Subordinated Long-term Debt, Noncurrent	5
Unsecured Debt	412
Consolidated asset limit on small bank holding companies	$ 3,000
Subordinated Debt [Member] | Call Date 1 [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Debt Instrument, Term	5 years
Debt Instrument, Interest Rate, Stated Percentage	5.00%
Subordinated Debt [Member] | Call Date 1 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Debt Instrument, Basis Spread on Variable Rate	4.93%
Subordinated Debt [Member] | Call Date 2 [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Debt Instrument, Term	10 years
Debt Instrument, Interest Rate, Stated Percentage	5.25%
Subordinated Debt [Member] | Call Date 2 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Debt Instrument, Basis Spread on Variable Rate	4.92%
Pennsylvania [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Leverage Ratio: Ratio	0.06
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	0.10
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier 1 Leverage Ratio: Ratio	0.0857	0.0854
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	0.1528	0.1407
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.065%	0.065%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.0800	0.0800
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	0.0500	0.0500
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.1000	0.1000
Capital ratios, capital conservation buffer	8.54%

Regulatory Matters (Schedule Of

Regulatory Matters (Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements) (Details) $ in Thousands	Dec. 31, 2021USD ($)	Dec. 31, 2020USD ($)	Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.065%
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.08		0.06
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.10
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	0.05
Franklin Financial Services Corporation [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	0.1520	0.1432
Tier 1 Risk-based Capital Ratio: Ratio	0.1520	0.1432
Total Risk-based Capital Ratio: Ratio	0.1841	0.1769
Tier 1 Leverage Ratio: Ratio	0.0852	0.0869
Common Equity Tier 1 Risk-based Capital Ratio: Amount	$ 148,365	$ 132,970
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum, Amount	43,927	41,788
Tier 1 Risk-based Capital Ratio: Amount	148,365	132,970
Tier 1 Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	58,569	55,717
Total Risk-based Capital Ratio: Amount	179,701	164,230
Total Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	78,092	74,289
Tier 1 Leverage Ratio: Amount	148,365	132,970
Tier 1 Leverage Ratio: Minimum to be Adequately Capitalized Amount	$ 69,649	$ 61,191
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Common Equity Tier 1 Risk-based Capital Ratio: Ratio	0.1528	0.1407
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	0.0450	0.0450
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.065%	0.065%
Tier 1 Risk-based Capital Ratio: Ratio	0.1528	0.1407
Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	0.0600	0.0600
Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.0800	0.0800
Total Risk-based Capital Ratio: Ratio	0.1654	0.1533
Total Risk-based Capital Ratio: Adequately Capitalized Minimum: Ratio	0.0800	0.0800
Total Risk-based Capital Ratio: Well Capitalized Minimum: Ratio	0.1000	0.1000
Tier 1 Leverage Ratio: Ratio	0.0857	0.0854
Tier 1 Leverage Ratio: Adequately Capitalized Minimum: Ratio	0.0400	0.0400
Tier 1 Leverage Ratio: Well Capitalized Minimum: Ratio	0.0500	0.0500
Common Equity Tier 1 Risk-based Capital Ratio: Amount	$ 149,087	$ 130,678
Common Equity Tier 1 Risk-based Capital Ratio: Adequately Capitalized Minimum, Amount	43,901	41,809
Common Equity Tier 1 Risk-based Capital Ratio: Well Capitalized Minimum, Amount	63,413	60,390
Tier 1 Risk-based Capital Ratio: Amount	149,087	130,678
Tier 1 Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	58,535	55,745
Tier 1 Risk-based Capital Ratio: Minimum to be Well Capitalized Amount	78,046	74,326
Total Risk-based Capital Ratio: Amount	161,335	142,384
Total Risk-based Capital Ratio: Minimum to be Adequately Capitalized Amount	78,046	74,326
Total Risk-based Capital Ratio: Minimum to be Well Capitalized Amount	97,558	92,908
Tier 1 Leverage Ratio: Amount	149,087	130,678
Tier 1 Leverage Ratio: Minimum to be Adequately Capitalized Amount	69,608	61,222
Tier 1 Leverage Ratio: Minimum to be Well Capitalized Amount	$ 87,009	$ 76,527

Restricted Cash Balances (Detai

Restricted Cash Balances (Details) - USD ($)	1 Months Ended
	Mar. 31, 2020	Dec. 31, 2021	Dec. 31, 2020
Restricted Cash Balances [Abstract]
Federal Reserve, reduction in reserve requirement, percent	0.00%
Reserves		$ 0	$ 0

Investments (Narrative) (Detail

Investments (Narrative) (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2021USD ($)item	Dec. 31, 2020USD ($)
Schedule of Available-for-sale Securities [Line Items]
Number of investments in a single issuer exceeds 10% of shareholders' equity | item	0
Percent of shareholders equity benchmark for investments in a single issuer	10.00%
Securities pledged as collateral | $	$ 160,300	$ 137,400
Number of equity investments | item	1
Equity securities | $	$ 481	$ 391

Investments (Unrealized Gain (L

Investments (Unrealized Gain (Loss) On Investments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	$ 525,717	$ 384,369
Gross unrealized gains	8,760	13,272
Gross unrealized losses	(4,666)	(701)
Fair value	529,811	396,940
U.S. Government And Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	94,360	12,594
Gross unrealized gains	115	20
Gross unrealized losses	(715)	(40)
Fair value	93,760	12,574
Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	206,501	236,253
Gross unrealized gains	7,148	11,020
Gross unrealized losses	(1,422)	(219)
Fair value	212,227	247,054
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	24,794	20,421
Gross unrealized gains	333	22
Gross unrealized losses	(188)	(155)
Fair value	24,939	20,288
Agency Mortgage-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	123,686	70,443
Gross unrealized gains	877	1,905
Gross unrealized losses	(1,894)	(107)
Fair value	122,669	72,241
Non-Agency Mortgage-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	30,904	8,412
Gross unrealized gains	34	56
Gross unrealized losses	(272)	(15)
Fair value	30,666	8,453
Asset-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized cost	45,472	36,246
Gross unrealized gains	253	249
Gross unrealized losses	(175)	(165)
Fair value	$ 45,550	$ 36,330

Investments (Amortized Cost And

Investments (Amortized Cost And Fair Value Of Debt Securities, By Contractual Maturity) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Investments [Abstract]
Due in one year or less, Amortized cost	$ 1,830
Due after one year through five years, Amortized cost	6,039
Due after five years through ten years, Amortized cost	154,192
Due after ten years, Amortized cost	163,594
Total Amortized cost	325,655
Mortgage-backed securities, Amortized cost	200,062
Amortized cost	525,717	$ 384,369
Due in one year or less, Fair value	1,862
Due after one year through five years, Fair value	6,187
Due after five years through ten years, Fair value	154,833
Due after ten years, Fair value	168,044
Total Fair value	330,926
Mortgage-backed securities, Fair value	198,885
Fair Value	$ 529,811	$ 396,940

Investments (Composition Of Net

Investments (Composition Of Net Realized Securities Gains) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Investments [Abstract]
Proceeds	$ 36,666	$ 3,141
Gross gains realized	626	62
Gross losses realized	(499)	(33)
Net gains realized	127	29
Tax provision on net gains realized	$ (27)	$ (6)

Investments (Schedule Of Unreal

Investments (Schedule Of Unrealized Loss On Investments) (Details) $ in Thousands	Dec. 31, 2021USD ($)security	Dec. 31, 2020USD ($)security
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 236,472	$ 60,918
Less than 12 months: Unrealized Losses	$ (3,624)	$ (405)
Less than 12 months: Count | security	187	67
12 months or more: Fair Value	$ 35,053	$ 22,032
12 months or more: Unrealized Losses	$ (1,042)	$ (296)
12 months or more: Count | security	40	35
Fair Value	$ 271,525	$ 82,950
Unrealized Losses	$ (4,666)	$ (701)
Count | security	227	102
U.S. Government And Agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 78,000	$ 3,966
Less than 12 months: Unrealized Losses	$ (701)	$ (21)
Less than 12 months: Count | security	24	5
12 months or more: Fair Value	$ 2,880	$ 4,185
12 months or more: Unrealized Losses	$ (14)	$ (19)
12 months or more: Count | security	4	11
Fair Value	$ 80,880	$ 8,151
Unrealized Losses	$ (715)	$ (40)
Count | security	28	16
Municipal [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 38,997	$ 27,022
Less than 12 months: Unrealized Losses	$ (910)	$ (219)
Less than 12 months: Count | security	44	28
12 months or more: Fair Value	$ 15,404
12 months or more: Unrealized Losses	$ (512)
12 months or more: Count | security	16
Fair Value	$ 54,401	$ 27,022
Unrealized Losses	$ (1,422)	$ (219)
Count | security	60	28
Corporate [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 8,954	$ 7,576
Less than 12 months: Unrealized Losses	$ (132)	$ (37)
Less than 12 months: Count | security	17	13
12 months or more: Fair Value	$ 1,694	$ 3,040
12 months or more: Unrealized Losses	$ (56)	$ (118)
12 months or more: Count | security	3	4
Fair Value	$ 10,648	$ 10,616
Unrealized Losses	$ (188)	$ (155)
Count | security	20	17
Agency Mortgage-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 76,477	$ 18,390
Less than 12 months: Unrealized Losses	$ (1,517)	$ (101)
Less than 12 months: Count | security	70	17
12 months or more: Fair Value	$ 10,771	$ 3,355
12 months or more: Unrealized Losses	$ (377)	$ (6)
12 months or more: Count | security	11	5
Fair Value	$ 87,248	$ 21,745
Unrealized Losses	$ (1,894)	$ (107)
Count | security	81	22
Non-Agency Mortgage-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 15,215	$ 2,506
Less than 12 months: Unrealized Losses	$ (215)	$ (15)
Less than 12 months: Count | security	11	2
12 months or more: Fair Value	$ 1,956
12 months or more: Unrealized Losses	$ (57)
12 months or more: Count | security	1
Fair Value	$ 17,171	$ 2,506
Unrealized Losses	$ (272)	$ (15)
Count | security	12	2
Asset-Backed [Member]
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months: Fair Value	$ 18,829	$ 1,458
Less than 12 months: Unrealized Losses	$ (149)	$ (12)
Less than 12 months: Count | security	21	2
12 months or more: Fair Value	$ 2,348	$ 11,452
12 months or more: Unrealized Losses	$ (26)	$ (153)
12 months or more: Count | security	5	15
Fair Value	$ 21,177	$ 12,910
Unrealized Losses	$ (175)	$ (165)
Count | security	26	17

Investments (Other Than Tempora

Investments (Other Than Temporary Impairment, Credit Losses Recognized In Earnings) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Investments [Abstract]
Beginning balance of cumulative credit-related OTTI	$ 272	$ 272
Additions for credit-related OTTI not previously recognized
Additional increases for credit-related OTTI previously recognized when there is no intent to sell and no requirement to sell before recovery of amortized cost basis
Decreases for previously recognized credit-related OTTI because there was an intent to sell
Reduction for increases in cash flows expected to be collected
Ending balance of credit-related OTTI	$ 272	$ 272

Loans (Narrative) (Details)

Loans (Narrative) (Details)	12 Months Ended
	Dec. 31, 2021
Financing Receivable, Allowance for Credit Losses [Line Items]
PPP Program, guarantee percentage	100.00%
PPP program, interest rate	1.00%
Minimum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
PPP Program, maturity period	2 years
Maximum [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
PPP Program, maturity period	5 years

Loans (Schedule Of Loans Outsta

Loans (Schedule Of Loans Outstanding) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	$ 998,812	$ 1,009,704
Less: Allowance for loan losses	(15,066)	(16,789)
Net Loans	983,746	992,915
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)	1,289	8
Loans pledged as collateral for borrowings and commitments from: FHLB	614,828	734,891
Loans pledged as collateral for borrowings and commitments from :Federal Reserve Bank	45,453	50,605
Total	660,281	785,496
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	204,427	202,584
Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	20,657	16,309
Less: Allowance for loan losses	(325)	(294)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	522,779	503,977
Less: Allowance for loan losses	(8,168)	(9,163)
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	244,543	281,257
Less: Allowance for loan losses	(5,127)	(5,679)
Total Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	767,322	785,234
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	6,406	5,577
Less: Allowance for loan losses	(130)	(97)
Consumer First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	71,828	77,373
Consumer Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	67,103	60,935
Consumer [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	8,278	6,751
Commercial First Lien [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	60,655	59,851
Commercial Junior Liens And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	4,841	4,425
Commercial [Member] | Residential Real Estate - Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	12,379	9,558
First Liens [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	132,483	137,224
Less: Allowance for loan losses	(475)	(555)
Junior Lines And Lines Of Credit [Member] | Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	71,944	65,360
PPP [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	7,755	52,290
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)	(370)	(1,343)
PPP [Member] | PPP, Two-year Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	26	5,378
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)		(165)
PPP [Member] | PPP, Five-year Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans	7,729	46,912
Unamortized deferred PPP loan fees (included in Net unamortized deferred loan fees above)	$ (370)	$ (1,178)

Loans (Schedule Of Loans To Rel

Loans (Schedule Of Loans To Related Parties) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Loans [Abstract]
Balance at beginning of year	$ 10,604	$ 10,321
New loans made	3,086	2,401
Repayments	(3,528)	(2,118)
Balance at end of year	$ 10,162	$ 10,604

Loan Quality (Narrative) (Detai

Loan Quality (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Loan deferrals or modifications	$ 38,000	$ 68,000
Interest not recognized on nonaccrual loans	115,400	342,600
Impaired loans	11,600,000	$ 17,300,000
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Impaired loans balances, added to general allocation pool	$ 250,000

Loan Quality (Allowance For Loa

Loan Quality (Allowance For Loan Losses, By Loan Segment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	$ 16,789	$ 11,966
Charge-offs	(330)	(645)
Recoveries	707	843
Provision	(2,100)	4,625
Allowance, Ending Balance	15,066	16,789
Loans evaluated for allowance individually	11,605	17,253
Loans evaluated for allowance collectively	987,207	992,451
Total Loans	998,812	1,009,704
Allowance established for loans evaluated individually	698	228
Allowance established for loan evaluated collectively	14,368	16,561
Total Allowance	15,066	16,789
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Total Loans	204,427	202,584
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	294	187
Charge-offs	(28)
Provision	59	107
Allowance, Ending Balance	325	294
Loans evaluated for allowance individually	424	512
Loans evaluated for allowance collectively	20,233	15,797
Total Loans	20,657	16,309
Allowance established for loan evaluated collectively	325	294
Total Allowance	325	294
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	9,163	6,607
Charge-offs	(57)	(55)
Recoveries	1	545
Provision	(939)	2,066
Allowance, Ending Balance	8,168	9,163
Loans evaluated for allowance individually	10,520	16,104
Loans evaluated for allowance collectively	512,259	487,873
Total Loans	522,779	503,977
Allowance established for loans evaluated individually	698	228
Allowance established for loan evaluated collectively	7,470	8,935
Total Allowance	8,168	9,163
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	5,679	4,021
Charge-offs	(50)	(463)
Recoveries	505	268
Provision	(1,007)	1,853
Allowance, Ending Balance	5,127	5,679
Loans evaluated for allowance collectively	244,543	281,257
Total Loans	244,543	281,257
Allowance established for loan evaluated collectively	5,127	5,679
Total Allowance	5,127	5,679
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	97	84
Charge-offs	(195)	(117)
Recoveries	31	26
Provision	197	104
Allowance, Ending Balance	130	97
Loans evaluated for allowance collectively	6,406	5,577
Total Loans	6,406	5,577
Allowance established for loan evaluated collectively	130	97
Total Allowance	130	97
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	775	532
Provision	(186)	243
Allowance, Ending Balance	589	775
Allowance established for loan evaluated collectively	589	775
Total Allowance	589	775
First Liens [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	555	416
Recoveries		4
Provision	(80)	135
Allowance, Ending Balance	475	555
Loans evaluated for allowance individually	661	637
Loans evaluated for allowance collectively	131,822	136,587
Total Loans	132,483	137,224
Allowance established for loan evaluated collectively	475	555
Total Allowance	475	555
Junior Liens & Lines Of Credit [Member] | Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance, Beginning Balance	226	119
Charge-offs		(10)
Recoveries	170
Provision	(144)	117
Allowance, Ending Balance	252	226
Loans evaluated for allowance collectively	71,944	65,360
Total Loans	71,944	65,360
Allowance established for loan evaluated collectively	252	226
Total Allowance	$ 252	$ 226

Loan Quality (Impaired Financin

Loan Quality (Impaired Financing Receivables) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	$ 6,027	$ 11,551
Unpaid Principal Balance With No Allowance	6,795	12,473
Recorded Investment With Allowance	5,578	5,702
Unpaid Principal Balance With Allowance	5,764	5,702
Related Allowance	698	228
Average Recorded Investment	15,656	15,005
Interest Income Recognized	373	430
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	661	637
Unpaid Principal Balance With No Allowance	661	637
Average Recorded Investment	657	648
Interest Income Recognized	32	40
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	661	637
Unpaid Principal Balance With No Allowance	661	637
Average Recorded Investment	657	648
Interest Income Recognized	32	40
Residential Real Estate - Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	424	512
Unpaid Principal Balance With No Allowance	729	729
Average Recorded Investment	469	518
Commercial Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment With No Allowance	4,942	10,402
Unpaid Principal Balance With No Allowance	5,405	11,107
Recorded Investment With Allowance	5,578	5,702
Unpaid Principal Balance With Allowance	5,764	5,702
Related Allowance	698	228
Average Recorded Investment	14,530	13,839
Interest Income Recognized	$ 341	$ 390

Loan Quality (Aging Of Payments

Loan Quality (Aging Of Payments Of The Loan Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	$ 951	$ 871
Non-accrual loans	7,384	8,704
Total Loans	998,812	1,009,704
Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	990,477	1,000,129
30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	640	489
60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	311	344
90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans		38
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	327	265
Non-accrual loans	88	51
Total Loans	204,427	202,584
Residential Real Estate [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	204,012	202,268
Residential Real Estate [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	214	158
Residential Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	113	81
Residential Real Estate [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans		26
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	209	127
Non-accrual loans	50	41
Total Loans	132,483	137,224
Residential Real Estate [Member] | First Liens [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	132,224	137,056
Residential Real Estate [Member] | First Liens [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	96	43
Residential Real Estate [Member] | First Liens [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	113	58
Residential Real Estate [Member] | First Liens [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans		26
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	118	138
Non-accrual loans	38	10
Total Loans	71,944	65,360
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	71,788	65,212
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	118	115
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans		23
Residential Real Estate - Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Non-accrual loans	424	512
Total Loans	20,657	16,309
Residential Real Estate - Construction [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	20,233	15,797
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	480	335
Non-accrual loans	6,812	8,033
Total Loans	522,779	503,977
Commercial Real Estate [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	515,487	495,609
Commercial Real Estate [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	293	74
Commercial Real Estate [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	187	261
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	106	219
Non-accrual loans	60	108
Total Loans	244,543	281,257
Commercial [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	244,377	280,930
Commercial [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	106	219
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	38	52
Total Loans	6,406	5,577
Consumer [Member] | Current [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	6,368	5,525
Consumer [Member] | 30 - 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	27	38
Consumer [Member] | 60 - 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans	$ 11	2
Consumer [Member] | 90 Days+ Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans		$ 12

Loan Quality (Internal Credit R

Loan Quality (Internal Credit Rating For The Loan Portfolio) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 998,812	$ 1,009,704
Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	962,196	943,618
Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	19,055	46,645
Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	17,561	19,441
Residential Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	204,427	202,584
Residential Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	204,339	202,506
Residential Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	88	78
Residential Real Estate [Member] | First Liens [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	132,483	137,224
Residential Real Estate [Member] | First Liens [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	132,433	137,156
Residential Real Estate [Member] | First Liens [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	50	68
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	71,944	65,360
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	71,906	65,350
Residential Real Estate [Member] | Junior Liens & Lines Of Credit [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	38	10
Residential Real Estate - Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	20,657	16,309
Residential Real Estate - Construction [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	20,233	15,797
Residential Real Estate - Construction [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	424	512
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	522,779	503,977
Commercial Real Estate [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	486,903	449,478
Commercial Real Estate [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	19,006	35,947
Commercial Real Estate [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	16,870	18,552
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	244,543	281,257
Commercial [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	244,315	270,272
Commercial [Member] | Special Mention [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	49	10,698
Commercial [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	179	287
Consumer [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	6,406	5,577
Consumer [Member] | Pass [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount	$ 6,406	5,565
Consumer [Member] | Substandard [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Gross, Carrying Amount		$ 12

Loan Quality (Troubled Debt Res

Loan Quality (Troubled Debt Restructuring Loans) (Details) $ in Thousands		12 Months Ended
		Dec. 31, 2021USD ($)contractitem	Dec. 31, 2020USD ($)contract
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		17	19
Troubled Debt Restructurings: Recorded Investment		$ 5,564	$ 11,011
New During Period, Number of Contracts | contract			3
New During Period, Pre-TDR Modification			$ 1,076
New During Period, After-TDR Modification			1,076
New During Period, Recorded Investment			1,094
Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		5,140	10,803	[1]
Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 424	$ 208	[1]
Residential Real Estate - Construction [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		1	1
Troubled Debt Restructurings: Recorded Investment		$ 424	$ 434
Residential Real Estate - Construction [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 434
Residential Real Estate - Construction [Member] | Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 424
Residential Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		5	4
Troubled Debt Restructurings: Recorded Investment		$ 661	$ 637
Residential Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 661	$ 637	[1]
Commercial Real Estate - Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		4	4
Troubled Debt Restructurings: Recorded Investment		$ 1,161	$ 1,224
New During Period, Number of Contracts | contract			2
New During Period, Pre-TDR Modification			$ 426
New During Period, After-TDR Modification			426
New During Period, Recorded Investment			412
Commercial Real Estate - Owner Occupied [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 1,161	$ 1,224	[1]
Commercial Real Estate - Farm Land [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		4	6
Troubled Debt Restructurings: Recorded Investment		$ 1,664	$ 2,257
New During Period, Number of Contracts		1	1
New During Period, Pre-TDR Modification		$ 41	$ 650
New During Period, After-TDR Modification		50	650
New During Period, Recorded Investment		50	682
Commercial Real Estate - Farm Land [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 1,664	$ 2,257	[1]
Commercial Real Estate - Multi-Family Residential [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		1
Troubled Debt Restructurings: Recorded Investment		$ 1,360
Commercial Real Estate - Multi-Family Residential [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 1,360
Commercial Real Estate - Construction And Land [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract			2
Troubled Debt Restructurings: Recorded Investment			$ 6,129
Commercial Real Estate - Construction And Land [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 6,129
Commercial Real Estate [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Number of Contracts | contract		2	2
Troubled Debt Restructurings: Recorded Investment		$ 294	$ 330
Commercial Real Estate [Member] | Performing [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment		$ 294	122	[1]
Commercial Real Estate [Member] | Nonperforming [Member]
Financing Receivable, Modifications [Line Items]
Troubled Debt Restructurings: Recorded Investment	[1]		$ 208
[1]	The performing status is determined by the loan’s compliance with the modified terms.

Premises And Equipment (Premise

Premises And Equipment (Premises And Equipment) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Property, Plant and Equipment [Line Items]
Total cost	$ 36,959	$ 41,452
Less: Accumulated depreciation	(17,769)	(28,347)
Net premises and equipment	19,190	13,105
Land [Member]
Property, Plant and Equipment [Line Items]
Total cost	2,710	3,337
Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Total cost	26,218	24,841
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Total cost	$ 8,031	$ 13,274
Maximum [Member] | Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	30 years
Maximum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	10 years
Minimum [Member] | Building and leasehold improvements [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	15 years
Minimum [Member] | Furniture, fixtures and equipment [Member]
Property, Plant and Equipment [Line Items]
Estimated Life	3 years

Premises And Equipment (Schedul

Premises And Equipment (Schedule Of Depreciation And Rent Expense) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Premises And Equipment [Abstract]
Depreciation expense	$ 1,137	$ 1,230

Leases (Schedule Of Lease Costs

Leases (Schedule Of Lease Costs) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating lease cost	$ 695	$ 615
Short-term lease cost	218	7
Variable lease cost	98	49
Total lease cost	$ 1,011	$ 671

Leases (Schedule Of Measurement

Leases (Schedule Of Measurement Of Lease Liabilities) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
Operating cash flows from operating leases	$ 657	$ 590
Weighted-average remaining lease term (years)	11 years	12 years 4 months 24 days
Weighted-average discount rate	3.37%	3.54%

Leases (Schedule Of Future Mini

Leases (Schedule Of Future Minimum Payments Operating Leases) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Leases [Abstract]
2022	$ 640
2023	650
2024	628
2025	588
2026	480
2027 and beyond	2,918
Undiscounted cash flow	5,904
Imputed Interest	(1,047)
Total lease liability	$ 4,857	$ 5,332

Other Real Estate Owned (Detail

Other Real Estate Owned (Details) - USD ($)	Dec. 31, 2021	Dec. 31, 2020
Other Real Estate Owned [Abstract]
Other real estate owned	$ 0	$ 0

Goodwill (Details)

Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2021
Goodwill [Abstract]
Goodwill	$ 9,016	$ 9,016
Estimated fair value, goodwill impairment carrying value percentage	24.00%
Goodwill impaired	$ 0

Deposits (Narrative) (Details)

Deposits (Narrative) (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Time deposits greater than $250,000	$ 15.2	$ 8.8
Deposits of directors and executive officers and related interests and affiliated enterprises	$ 4.7	$ 6.6

Deposits (Schedule Of Deposits)

Deposits (Schedule Of Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Non-interest bearing checking	$ 298,403	$ 259,060
Interest-bearing checking	511,969	409,178
Money Management	579,826	501,017
Savings	119,908	109,153
Total interest-bearing checking and savings	1,211,703	1,019,348
Brokered time deposits	74,253	76,165
Total time deposits	74,253	76,165
Total deposits	1,584,359	1,354,573
Overdrawn deposit accounts reclassified as loans	$ 103	$ 86

Deposits (Maturities Of Time De

Deposits (Maturities Of Time Deposits) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deposits [Line Items]
Total time deposits	$ 74,253	$ 76,165
Retail Time Deposits [Member]
Deposits [Line Items]
2022	55,721
2023	12,468
2024	2,884
2025	1,878
2026	1,302
Total time deposits	$ 74,253

Other Borrowings (Details)

Other Borrowings (Details) - USD ($) $ in Millions	Dec. 31, 2021	Dec. 31, 2020
Subordinated Notes [Abstract]
Short-term borrowings	$ 0	$ 0
Maximum borrowing capacity with the FHLB	369.9
Amount available to borrow at year-end	369.9
Available through federal reserve discount window	22
Unsecured line of credit	$ 56

Subordinated Notes (Details)

Subordinated Notes (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Redemption period	5 years
Through September 1, 2025 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Interest rate	5.00%
Subordinated Debt [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt instrument, face amount	$ 20,000,000
Debt issuance costs	$ 412,000	$ 445,300
Redemption period	5 years
Subordinated Debt [Member] | Maturing September 1, 2030 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt instrument, face amount	$ 15,000,000
Amortization period	5 years
Subordinated Debt [Member] | Maturing September 1, 2030 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Basis spread on variable rate	4.93%
Subordinated Debt [Member] | Maturing September 1, 2035 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt instrument, face amount	$ 5,000,000
Amortization period	10 years
Subordinated Debt [Member] | Maturing September 1, 2035 [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Basis spread on variable rate	4.92%
Subordinated Debt [Member] | Through September 1, 2025 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt instrument, face amount	$ 15,000,000
Subordinated Debt [Member] | Through September 1, 2030 [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Debt instrument, face amount	$ 5,000,000
Interest rate	5.25%

Federal Income Taxes (Narrative

Federal Income Taxes (Narrative) (Details) - USD ($)	3 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2018
Tax Credit Carryforward [Line Items]
Federal corporate income tax rate		21.00%	21.00%	34.00%
Uncertain tax positions		$ 0
CARES Act [Member]
Tax Credit Carryforward [Line Items]
Adjustment to income tax expense	$ 1,100,000

Federal Income Taxes (Schedule

Federal Income Taxes (Schedule Of Deferred Tax Assets And Liabilities) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Deferred Tax Assets
Allowance for loan losses	$ 3,197	$ 3,561
Deferred compensation	908	761
Purchase accounting	18	17
Other than temporary impairment of investments	58	58
Accumulated other comprehensive loss	145
Lease liabilities	1,030	1,131
Other	354	581
Deferred Tax Assets, Gross, Total	5,710	6,109
Valuation allowance	(58)	(58)
Total gross deferred tax assets	5,652	6,051
Deferred Tax Liabilities
Depreciation	102	464
Right-of-use asset	1,010	1,118
Joint ventures and partnerships	51	55
Pension	901	1,163
Accumulated other comprehensive gain		848
Deferred loan fees and costs, net	274	2
Total gross deferred tax liabilities	2,338	3,650
Net deferred tax asset	$ 3,314	$ 2,401

Federal Income Taxes (Schedul_2

Federal Income Taxes (Schedule Of Components Of Income Tax Expense (Benefit)) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Federal Income Taxes [Abstract]
Current tax expense (benefit)	$ 3,308	$ 2,210
Tax benefit NOL carryback		(1,113)
Deferred tax expense (benefit)	90	(839)
Income tax provision	$ 3,398	$ 258

Federal Income Taxes (Schedul_3

Federal Income Taxes (Schedule Of Effective Income Tax Rate Reconciliation) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2018
Federal Income Taxes [Abstract]
Tax provision at statutory rate	$ 4,833	$ 2,747
Income on tax-exempt loans and securities	(1,190)	(1,144)
Tax benefit NOL carryback		(1,113)
Investment in solar tax credit	(162)
Nondeductible interest expense relating to carrying tax-exempt obligations	26	43
Income from bank owned life insurance	(146)	(269)
Stock option compensation	5
Other, net	32	(6)
Income tax provision	$ 3,398	$ 258
Effective income tax rate	14.80%	2.00%
Statutory rate	21.00%	21.00%	34.00%

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Income/(Loss) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive (loss) income	$ (547)	$ 3,190
Accumulated Other Comprehensive Income (Loss), Debt Securities [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive (loss) income, Before tax	4,094	12,571
Accumulated other comprehensive (loss) income, Tax effect	(860)	(2,640)
Total accumulated other comprehensive (loss) income	3,234	9,931
Accumulated Other Comprehensive Income (Loss), Pension [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Accumulated other comprehensive (loss) income, Before tax	(4,786)	(8,533)
Accumulated other comprehensive (loss) income, Tax effect	1,005	1,792
Total accumulated other comprehensive (loss) income	(3,781)	(6,741)
Accumulated Other Comprehensive Income/(Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Total accumulated other comprehensive (loss) income	$ (547)	$ 3,190

Financial Derivatives (Schedule

Financial Derivatives (Schedule Of Fair Value Of Derivative Instruments) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Derivatives, Fair Value [Line Items]
Fair Value	$ 21	$ 40
Other Contracts [Member] | Not Designated as Hedging Instrument [Member] | Other Liabilities [Member]
Derivatives, Fair Value [Line Items]
Notional Amount	6,653	6,836
Fair Value	$ 21	$ 40

Financial Derivatives (Schedu_2

Financial Derivatives (Schedule Of Effect Of Derivative Instruments On The Statement Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative Instruments, Gain (Loss) [Line Items]
Fair value of derivatives in net liability	$ 21
Other Contracts [Member] | Other Income [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Amount of Gain or (Loss) Recognized in Income on Derivatives	$ 19	$ (21)

Benefit Plans (Narrative) (Deta

Benefit Plans (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Term of service completed before eligible for coverage		4 months
Employer Matching Contribution, Percent of Match	100.00%
Maximum Annual Contributions Per Employee, Percent	4.00%
Additional Employer Matching Contribution Percent Of Deferral Match From Eligible Compensation	50.00%
Maximum Additional Annual Contributions Per Employee Deferral Percent	2.00%
Employer Discretionary Contribution Percent	100.00%
Maximum Discretionary Profit Sharing Percent Of Eligible Compensation	2.00%
Related plan expense	$ 1,100	$ 869
Defined Benefit Plan, Gain (Loss), Net Periodic Benefit Cost (Credit)	$ 588,000

Benefit Plans (Schedule Of Plan

Benefit Plans (Schedule Of Plan's Funded Status And Assumptions Used) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Benefit obligation at beginning of measurement year	$ 22,511	$ 20,779
Service cost	419	332
Interest cost	374	525
Actuarial (gain) loss	(1,784)	2,275
Benefits paid	(2,518)	(1,400)
Benefit obligation at end of measurement year	19,002	22,511
Fair value of plan assets at beginning of measurement year	19,462	18,135
Actual return on plan assets net of expenses	1,518	1,727
Employer contribution		1,000
Benefits paid	(2,518)	(1,400)
Fair value of plan assets at end of measurement year	18,462	19,462
Funded status of projected benefit obligation	$ (540)	$ (3,049)
Assumptions used to determine benefit obligations: Discount rate	3.71%	2.33%
Assumptions used to determine benefit obligations: Rate of compensation increase	5.00%	4.00%
Assumptions used to determine net periodic benefit cost: Expected long-term return on plan assets	6.00%	6.25%

Benefit Plans (Schedule Of Amou

Benefit Plans (Schedule Of Amounts Recognized In Other Comprehensive Income (Loss)) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Net actuarial loss	$ (4,786)	$ (8,533)
Tax effect	1,005	1,792
Net amount recognized in accumulated other comprehensive loss	$ 3,781	$ 6,741

Benefit Plans (Schedule Of Net

Benefit Plans (Schedule Of Net Benefit Costs) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Service cost	$ 419	$ 332
Interest cost	374	525
Expected return on plan assets	(1,115)	(1,079)
Recognized net actuarial loss	1,135	904
Net periodic pension cost	813	682
Settlement expense	425
Total pension expense	$ 1,238	$ 682

Benefit Plans (Schedule Of Assu

Benefit Plans (Schedule Of Assumptions Used) (Details)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Defined Benefit Plan Disclosure [Line Items]
Assumptions used to determine net periodic benefit cost: Discount rate	2.33%	3.13%
Assumptions used to determine net periodic benefit cost: Rate of compensation increase	4.00%	4.00%
Assumptions used to determine net periodic benefit cost: Expected long-term return on plan assets	6.25%	6.50%
Asset allocations	100.00%	100.00%
Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	1.00%	12.00%
Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	31.00%	22.00%
Corporate [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	13.00%	13.00%
Municipal [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	26.00%	26.00%
Investment Fund-Debt [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	9.00%	9.00%
Investment Fund-Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	13.00%	12.00%
Other Defined Benefit Plan Assets [Member]
Defined Benefit Plan Disclosure [Line Items]
Asset allocations	7.00%	6.00%

Benefit Plans (Schedule Of Am_2

Benefit Plans (Schedule Of Amount Recognized In Balance Sheet) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	$ 18,462	$ 19,462	$ 18,135
Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	18,462	19,462
Cash and Cash Equivalents [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	189	2,305
Equity Securities [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	5,671	4,236
Corporate [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,451	2,581
Municipal [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	4,722	5,066
Investment Fund-Debt [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,690	1,757
Investment Fund-Equity [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,381	2,252
Cash Value Of Life Insurance [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,280	1,187
Deposit In Immediate Participation Guarantee Contract [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	28	28
Other Defined Benefit Plan Assets [Member] | Fair Value [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	50	50
Level 1 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	11,211	11,737
Level 1 [Member] | Cash and Cash Equivalents [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	189	2,305
Level 1 [Member] | Equity Securities [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	5,671	4,236
Level 1 [Member] | Investment Fund-Debt [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,690	1,757
Level 1 [Member] | Investment Fund-Equity [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,381	2,252
Level 1 [Member] | Cash Value Of Life Insurance [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	1,280	1,187
Level 2 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	7,223	7,697
Level 2 [Member] | Corporate [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	2,451	2,581
Level 2 [Member] | Municipal [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	4,722	5,066
Level 2 [Member] | Other Defined Benefit Plan Assets [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	50	50
Level 3 [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	28	28
Level 3 [Member] | Deposit In Immediate Participation Guarantee Contract [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan, Fair Value of Plan Assets	$ 28	$ 28

Benefit Plans (Schedule Of Chan

Benefit Plans (Schedule Of Changes In Fair Value Of Plan Assets) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Benefit Plans [Abstract]
Balance	$ 28	$ 28
Unrealized gain (loss) relating to investments held at the reporting date
Purchases, sales, issuances and settlement, net
Balance	$ 28	$ 28

Benefit Plans (Schedule Of Expe

Benefit Plans (Schedule Of Expected Benefit Payments) (Details) $ in Thousands	Dec. 31, 2021USD ($)
Benefit Plans [Abstract]
2022	$ 1,287
2023	1,078
2024	1,012
2025	1,456
2026	1,610
2027-2031	6,652
Total	$ 13,095

Stock Based Compensation (Narra

Stock Based Compensation (Narrative) (Details) - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019	Dec. 31, 2004
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for issuance			400,000
Term of service completed before eligible for coverage		4 months
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for issuance				250,000
Minimum percent of fair value market option price	90.00%
Expiration date, maximum term from grant date, in years	1 year
Grant price, percent of the stock's fair value at the time of award	95.00%
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expiration date, maximum term from grant date, in years	10 years
Shares issued			0
Restricted Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Compensation expense	$ 204,000	$ 197
Unrecognized compensation expense, restriced	$ 202,000
Restricted Plan [Member] | Directors [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term of service completed before eligible for coverage	1 year
Restricted Plan [Member] | Other Eligible Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Term of service completed before eligible for coverage	3 years

Stock Based Compensation (Sched

Stock Based Compensation (Schedule Of Share-based Compensation, Stock Options, Activity) (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
ESPP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Balance Outstanding	29,685	19,111
Granted	26,734	32,209
Exercised	(4,629)	(753)
Expired	(27,541)	(20,882)
Balance Outstanding	24,249	29,685
Weighted Average Price Per Share: Balance Outstanding	$ 24.19	$ 36.21
Weighted Average Price Per Share: Granted	30.24	24.19
Weighted Average Price Per Share: Exercised	25.80	25.32
Weighted Average Price Per Share: Expired	24.46	35.15
Weighted Average Price Per Share: Balance Outstanding	$ 30.24	$ 24.19
Aggregate Intrinsic Value	$ 69	$ 84
Number of shares available for fututre grants	182,761
ISOP [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Balance Outstanding	92,354	92,979
Granted
Exercised	(100)	(625)
Forfeited	(2,000)
Balance Outstanding	90,254	92,354
Weighted Average Price Per Share: Balance Outstanding	$ 28.55	$ 28.55
Weighted Average Price Per Share: Granted
Weighted Average Price Per Share: Exercised	22.05	27.62
Weighted Average Price Per Share: Forfeited	33.08
Weighted Average Price Per Share: Balance Outstanding	$ 28.46	$ 28.55
Aggregate Intrinsic Value	$ 419		$ 943
Restricted Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Balance Outstanding	13,533
Granted	6,095	14,921
Vested	(7,418)	(398)
Forfeited	(255)	(990)
Balance Outstanding	11,955	13,533
Weighted Average Price Per Share: Balance Outstanding	$ 31.02
Weighted Average Price Per Share: Granted	27.54	$ 31.02
Weighted Average Price Per Share: Vested	30.98	31.02
Weighted Average Price Per Share: Forfeited	29.50	31.02
Weighted Average Price Per Share: Balance Outstanding	$ 29.30	$ 31.02
Number of shares available for fututre grants	287,250

Stock Based Compensation (Share

Stock Based Compensation (Share-based Compensation Arrangement By Share-based Payment Award, Options, Vested And Expected To Vest, Outstanding And Exercisable) (Details)	12 Months Ended
	Dec. 31, 2021$ / sharesshares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	90,254
Weighted Average Exercise Price	$ 28.46
Weighted Average Remaining Life (years)	5 years
ESPP [Member] | Exercise Price Or Price Range One [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	24,249
Weighted Average Exercise Price	$ 30.24
Weighted Average Remaining Life (years)	6 months
ISOP [Member] | Exercise Price Or Price Range One [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	30,950
Price Range, Lower Range Limit	$ 21.27
Price Range, Upper Range Limit	23.84
Weighted Average Exercise Price	$ 21.54
Weighted Average Remaining Life (years)	3 years 9 months 18 days
ISOP [Member] | Exercise Price Or Price Range Two [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	29,300
Price Range, Lower Range Limit	$ 28.97
Price Range, Upper Range Limit	31.53
Weighted Average Exercise Price	$ 30
Weighted Average Remaining Life (years)	5 years 2 months 12 days
ISOP [Member] | Exercise Price Or Price Range Three [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding and Exercisable | shares	30,004
Price Range, Lower Range Limit	$ 31.53
Price Range, Upper Range Limit	34.10
Weighted Average Exercise Price	$ 34.10
Weighted Average Remaining Life (years)	6 years 2 months 12 days

Shareholders' Equity (Narrative

Shareholders' Equity (Narrative) (Details) - USD ($) $ / shares in Units, $ in Millions	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Equity, Class of Treasury Stock [Line Items]
Common Stock, Par Value Per Share	$ 1	$ 1
Repurchase plan period, in years	1 year
Shares held at cost	269,529	321,517
Common stock shares authorized	15,000,000	15,000,000
Dividend Reinvestment Plan (DRIP) [Member]
Equity, Class of Treasury Stock [Line Items]
Common stock shares authorized	1,000,000
Addition to capital from dividend reinvestment plan	$ 2.4
Shares purchased through DRIP, shares	77,851
Dividend Reinvestment plan shares remain to be issues	311,853
Dividend Reinvestment Plan (DRIP) - Quarterly Dividends [Member]
Equity, Class of Treasury Stock [Line Items]
Addition to capital from dividend reinvestment plan	$ 1
Dividend Reinvestment Plan (DRIP) - Optional Cash Contributions [Member]
Equity, Class of Treasury Stock [Line Items]
Addition to capital from dividend reinvestment plan	$ 1.4

Shareholders' Equity (Schedule

Shareholders' Equity (Schedule Of Stock Repurchase Activity) (Details) - shares	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
12/17/2020 [Member]
Equity, Class of Treasury Stock [Line Items]
Plan Date	Dec. 17, 2020
Expiration	Dec. 18, 2021
Shares Authorized	150,000
Shares Repurchased	37,320	36,401
12/16/2021 [Member]
Equity, Class of Treasury Stock [Line Items]
Plan Date	Dec. 20, 2021
Expiration	Dec. 19, 2022
Shares Authorized	150,000
Shares Repurchased	659

Commitments And Contingencies_2

Commitments And Contingencies (Narrative) (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Jun. 30, 2021	Mar. 31, 2020	Dec. 31, 2021
Commitments And Contingencies [Abstract]
Standby letters of credit extension period, in years				1 year
Allowance against letters of credit	$ 2,400
Letters of credit cancelled		$ 636	$ 250
Accrued settlement payment				$ 1,500

Commitments And Contingencies_3

Commitments And Contingencies (Outstanding Commitments ) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Commercial Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	$ 288,075	$ 234,975
Consumer Commitments To Extend Credit (Secured) [Member]
Loss Contingencies [Line Items]
Commitments outstanding	82,095	71,761
Consumer Commitments To Extend Credit (Unsecured) [Member]
Loss Contingencies [Line Items]
Commitments outstanding	5,389	5,224
Commitments To Extend Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	375,559	311,960
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Commitments outstanding	$ 23,284	$ 22,334

Fair Value Measurements And F_3

Fair Value Measurements And Fair Values Of Financial Instruments (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Derivative liabilities	$ 21	$ 40
Partial charge-offs on impaired loans	0	$ 35
Nonrecurring [Member]
Total liabilities	$ 0

Fair Value Measurements And F_4

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value, Assets And Liabilities Measured On Recurring Basis) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	$ 481	$ 391
Available for sale	529,811	396,940
Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	530,292	397,331
Level 1 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	84,767	391
Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	445,525	396,940
Equity Securities [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	481	391
Equity Securities [Member] | Level 1 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity securities, at fair value	481	391
U.S. Government And Agency [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	93,760	12,574
U.S. Government And Agency [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	93,760	12,574
U.S. Government And Agency [Member] | Level 1 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	84,286
U.S. Government And Agency [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	9,474	12,574
Municipal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	212,227	247,054
Municipal [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	212,227	247,054
Municipal [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	212,227	247,054
Corporate [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	24,939	20,288
Corporate [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	24,939	20,288
Corporate [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	24,939	20,288
Agency Mortgage-Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	122,669	72,241
Agency Mortgage-Backed [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	122,669	72,241
Agency Mortgage-Backed [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	122,669	72,241
Non-Agency Mortgage-Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	30,666	8,453
Non-Agency Mortgage-Backed [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	30,666	8,453
Non-Agency Mortgage-Backed [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	30,666	8,453
Asset-Backed [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	45,550	36,330
Asset-Backed [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	45,550	36,330
Asset-Backed [Member] | Level 2 [Member] | Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale	$ 45,550	$ 36,330

Fair Value Measurements And F_5

Fair Value Measurements And Fair Values Of Financial Instruments (Schedule Of Fair Value On A Nonrecurring Basis) (Details) - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 4,880	$ 5,474	[1]
Level 3 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		4,880	5,474	[1]
Impaired Loans [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	4,880	5,474
Impaired Loans [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		4,880	5,474
Impaired Loans [Member] | Level 3 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	$ 4,880	$ 5,474
[1]	Includes assets directly charged down to fair value during the year-to-date period or those for which a specific reserve has been established.

Fair Value Measurements And F_6

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value Inputs, Assets, Quantitative Information) (Details) - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		$ 4,880	$ 5,474	[1]
Level 3 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		4,880	5,474	[1]
Impaired Loans [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	4,880	5,474
Impaired Loans [Member] | Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure		4,880	5,474
Impaired Loans [Member] | Level 3 [Member] | Nonrecurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets, Fair Value Disclosure	[1]	$ 4,880	$ 5,474
Impaired Loans [Member] | Level 3 [Member] | Nonrecurring [Member] | Cost to Sell [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		8.00%
Impaired Loans, Real Estate Assets [Member] | Level 3 [Member] | Nonrecurring [Member] | Appraisal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		20.00%
Impaired Loans, Real Estate Assets [Member] | Level 3 [Member] | Weighted Average [Member] | Nonrecurring [Member] | Appraisal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		20.00%
Impaired Loans, Non-Real Estate Assets [Member] | Level 3 [Member] | Minimum [Member] | Nonrecurring [Member] | Appraisal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		50.00%	0.00%
Impaired Loans, Non-Real Estate Assets [Member] | Level 3 [Member] | Maximum [Member] | Nonrecurring [Member] | Appraisal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		100.00%	100.00%
Impaired Loans, Non-Real Estate Assets [Member] | Level 3 [Member] | Weighted Average [Member] | Nonrecurring [Member] | Appraisal [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Quantitative Information Percentage		83.00%	66.00%
[1]	Includes assets directly charged down to fair value during the year-to-date period or those for which a specific reserve has been established.

Fair Value Measurements And F_7

Fair Value Measurements And Fair Values Of Financial Instruments (Fair Value, By Balance Sheet Grouping) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt securities available for sale, at fair value	$ 529,811	$ 396,940
Equity securities, at fair value	481	391
Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	175,149	57,146
Long-term interest-bearing deposits in other banks	10,492	12,741
Loans held for sale	2,827	9,446
Net loans	983,746	992,915
Accrued interest receivable	5,217	6,410
Deposits	1,584,359	1,354,573
Subordinate notes	19,588
Accrued interest payable	83	180
Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	175,149	57,146
Long-term interest-bearing deposits in other banks	10,492	12,741
Loans held for sale	2,940	9,446
Net loans	1,003,580	990,867
Accrued interest receivable	5,217	6,410
Deposits	1,616,128	1,355,086
Subordinate notes	19,909
Accrued interest payable	83	180
Level 1 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	175,149	57,146
Long-term interest-bearing deposits in other banks	10,492	12,741
Level 2 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans held for sale	2,940	9,446
Deposits	1,616,128	1,355,086
Subordinate notes	19,909
Accrued interest payable	83	180
Level 3 [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Net loans	1,003,580	990,867
Accrued interest receivable	$ 5,217	$ 6,410

Parent Company (Franklin Fina_3

Parent Company (Franklin Financial Services Corporation) Financial Information (Balance Sheets) (Details) - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020	Aug. 04, 2020	Dec. 31, 2019
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	$ 175,149	$ 57,146		$ 83,828
Other assets	12,652	12,909
Total assets	1,773,806	1,535,038
Subordinated notes	20,000		$ 20,000
Other liabilities	7,937	10,402
Total liabilities	1,616,741	1,389,862
Shareholders' equity	157,065	145,176		127,528
Total liabilities and shareholders' equity	1,773,806	1,535,038
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Cash and cash equivalents	17,637	20,109		$ 164
Investment securities	481	391
Equity investment in subsidiaries	157,620	142,949
Other assets	918	1,282
Total assets	176,656	164,731
Subordinated notes	19,588	19,555
Other liabilities	3
Total liabilities	19,591	19,555
Shareholders' equity	157,065	145,176
Total liabilities and shareholders' equity	$ 176,656	$ 164,731

Parent Company (Franklin Fina_4

Parent Company (Franklin Financial Services Corporation) Financial Information (Statements Of Income) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Condensed Financial Statements, Captions [Line Items]
Change in fair value of equity securities	$ 90	$ (49)
Interest expense	2,902	3,978
Income before federal income taxes	23,014	13,058
Income tax benefit	(3,398)	(258)
Net income	19,616	12,800
Total other comprehensive (loss) income	(3,737)	9,176
Total Comprehensive Income	15,879	21,976
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Dividends from Bank subsidiary	4,050	6,639
Change in fair value of equity securities	90	(49)
Dividends	9
Income	4,149	6,590
Interest expense	1,048	427
Operating expenses	1,536	1,474
Income before federal income taxes	1,565	4,689
Income tax benefit	517	409
Equity in undistributed income of subsidiaries	17,534	7,702
Net income	19,616	12,800
Total other comprehensive (loss) income	(3,737)	9,176
Total Comprehensive Income	$ 15,879	$ 21,976

Parent Company (Franklin Fina_5

Parent Company (Franklin Financial Services Corporation) Financial Information (Statements Of Cash Flows) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Condensed Financial Statements, Captions [Line Items]
Net income	$ 19,616	$ 12,800
Adjustments to reconcile net income to net cash provided by operating activities:
Stock option compensation	204	197
Deferred tax expense (benefit)	90	(839)
Net cash provided by operating activities	26,349	6,435
Dividends paid	(5,524)	(5,226)
Cash received from option exercises	135	36
Treasury stock purchase	(1,193)	(1,171)
Net cash provided by financing activities	225,592	244,197
(Decrease) increase in cash and cash equivalents	118,003	(26,682)
Cash and cash equivalents as of January 1	57,146	83,828
Cash and cash equivalents as of December 31	175,149	57,146
Franklin Financial Services Corporation [Member]
Condensed Financial Statements, Captions [Line Items]
Net income	19,616	12,800
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in undistributed loss (income) of subsidiary	(17,534)	(7,702)
Stock option compensation	204	197
Change in fair value of equity security	(90)	(49)
Increase in other assets/liabilities	(474)	(317)
Net cash provided by operating activities	1,722	4,929
Dividends paid	(5,524)	(5,226)
Proceeds from subordinated notes, net of issuance costs		19,541
Cash received from option exercises	135	36
Common stock issued under dividend reinvestment plan	2,388	1,836
Treasury stock purchase	(1,193)	(1,171)
Net cash provided by financing activities	(4,194)	15,016
(Decrease) increase in cash and cash equivalents	(2,472)	19,945
Cash and cash equivalents as of January 1	20,109	164
Cash and cash equivalents as of December 31	$ 17,637	$ 20,109

Revenue Recognition (Details)

Revenue Recognition (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 7,111	$ 6,040
Estate management services Fees recognition period	18 months
Asset Management Fees [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 6,500	5,600
Estate Management Services Fees [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	454	194
Commisions [Member]
Disaggregation of Revenue [Line Items]
Investment and trust services fees	$ 164	$ 212