Multi Solutions II (MUSS) 10-K 2019 FY Annual report

May 4, 2020

Multi Solutions II, Inc.

4400 Biscayne Boulevard; 10^th Floor

Miami, FL 33137

Re:Amendment No. 8 to Revolving Credit Promissory Note

Reference is made to the Revolving Credit Promissory Note (the “Revolver”) dated April 23, 2012 in consideration of the mutual agreements and covenants contained and other good and valuable consideration, the parties hereto agree to extend the Maturity Date of the Revolver to December 31, 2021 from December 31, 2020.

IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 8 to the Revolving Credit Promissory Note to be duly executed and attested, all as of the date first written above.

BORROWER:

MULTI SOLUTIONS II, INC., a Florida Corporation

By:/s/ Robert M. Lundgren

Name:Robert M. Lundgren

Director

LENDER:

VECTOR GROUP LTD., a Delaware Corporation

By:/s/ Marc N. Bell

Name:Marc N. Bell

Senior Vice President, General Counsel and Secretary