Merchants Bancshares Inactive 10-K10 Mar 142013 FY Annual reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
Document And Entity Information (USD $)	Dec. 31, 2013	Feb. 28, 2014	Jun. 30, 2013
Document And Entity Information [Abstract]	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Entity Registrant Name	'MERCHANTS BANCSHARES INC	'	'
Trading Symbol	'mbvt	'	'
Entity Central Index Key	'0000726517	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Common Stock, Shares Outstanding	'	6,320,531	'
Entity Voluntary Filers	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Public Float	'	'	$147,833,535

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS	'	'
Cash and due from banks	$30,434	$34,547
Interest earning deposits with banks and other short-term investments	85,037	42,681
Total cash and cash equivalents	115,471	77,228
Investments:	'	'
Securities available for sale, at fair value	252,513	508,681
Securities held to maturity (fair value of $137,087 and $454)	140,826	407
Total investments	393,339	509,088
Loans	1,166,233	1,082,923
Less: Allowance for loan losses	12,042	11,562
Net loans	1,154,191	1,071,361
Federal Home Loan Bank stock	7,496	8,145
Bank premises and equipment, net	15,572	16,077
Investment in real estate limited partnerships	4,631	5,423
Bank owned life insurance	10,000	0
Other assets	24,769	21,228
Total assets	1,725,469	1,708,550
LIABILITIES	'	'
Demand (noninterest bearing)	266,299	240,491
Savings, interest bearing checking and money market accounts	752,171	700,191
Time deposits $100 thousand and greater	115,204	123,371
Other time deposits	189,902	207,027
Total deposits	1,323,576	1,271,080
Securities sold under agreements to repurchase	250,314	287,520
Other long-term debt	2,403	2,483
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619
Other liabilities	8,946	8,627
Total liabilities	1,605,858	1,590,329
Commitments and contingencies (Note 16)	'	'
SHAREHOLDERS' EQUITY	'	'
Common stock, $.01 par value Authorized 10,000,000 shares; issued 6,651,760 at December 31, 2013 and December 31, 2012 Outstanding: 6,318,708 at December 31, 2013 and 6,282,385 at December 31, 2012	67	67
Capital in excess of par value	37,129	36,742
Retained earnings	95,657	87,580
Treasury stock, at cost: 333,052 shares at December 31, 2013 and 369,375 shares at December 31, 2012	-14,043	-14,786
Deferred compensation arrangements: 319,854 shares at December 31, 2013 and 324,515 shares at December 31, 2012	6,521	6,403
Accumulated other comprehensive (loss) income	-5,720	2,215
Total shareholders' equity	119,611	118,221
Total liabilities and shareholders' equity	1,725,469	1,708,550
Preferred Class A Non-Voting [Member]	'	'
SHAREHOLDERS' EQUITY	'	'
Preferred stock	0	0
Preferred Class B Voting [Member]	'	'
SHAREHOLDERS' EQUITY	'	'
Preferred stock	$0	$0

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Securities held to maturity, fair value	$137,087	$454
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,651,760	6,651,760
Common stock, shares outstanding	6,318,708	6,282,385
Treasury stock, shares	333,052	369,375
Deferred Compensation Arrangements [Member]	'	'
Common stock, shares outstanding	319,854	324,515
Preferred Class A Non-Voting [Member]	'	'
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares outstanding	0	0
Preferred Class B Voting [Member]	'	'
Preferred stock, shares authorized	1,500,000	1,500,000
Preferred stock, shares outstanding	0	0

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	12 Months Ended
Consolidated Statements Of Income (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
INTEREST AND DIVIDEND INCOME	'	'	'
Interest and fees on loans	$43,987,000	$44,977,000	$45,271,000
Investment income:	'	'	'
Interest and dividends on investment securities	9,912,000	11,834,000	12,644,000
Interest on interest earning deposits with banks and other short-term investments	68,000	46,000	103,000
Total interest and dividend income	53,967,000	56,857,000	58,018,000
INTEREST EXPENSE	'	'	'
Savings, interest bearing checking and money market accounts	1,184,000	776,000	1,167,000
Time deposits $100 thousand and greater	785,000	1,025,000	1,135,000
Other time deposits	1,381,000	1,750,000	2,172,000
Securities sold under agreement to repurchase and other short-term debt	914,000	1,790,000	2,065,000
Long-term debt	806,000	1,542,000	2,105,000
Total interest expense	5,070,000	6,883,000	8,644,000
Net interest income	48,897,000	49,974,000	49,374,000
Provision for credit losses	800,000	950,000	750,000
Net interest income after provision for credit losses	48,097,000	49,024,000	48,624,000
NONINTEREST INCOME	'	'	'
Changes in fair value on other than temporary impaired securities	-166,000	0	-65,000
Non-credit related (gain) losses on securities not expected to be sold (recognized in other comprehensive income)	0	0	10,000
Net impairment losses	-166,000	0	-55,000
Net (losses) gains on investment securities	-12,000	507,000	1,049,000
Trust division income	3,062,000	2,685,000	2,516,000
Service charges on deposits	3,989,000	4,078,000	4,298,000
Net debit card income	2,875,000	2,854,000	2,701,000
Gain on sale of other assets	794,000	1,083,000	0
Other	1,088,000	1,406,000	1,340,000
Total noninterest income	11,630,000	12,613,000	11,849,000
NONINTEREST EXPENSE	'	'	'
Compensation and benefits	19,165,000	19,582,000	20,517,000
Occupancy expense	4,165,000	3,826,000	3,824,000
Equipment expense	3,892,000	3,626,000	3,366,000
Legal and professional fees	2,755,000	2,545,000	2,811,000
Marketing	1,756,000	1,841,000	1,733,000
Equity in losses of real estate limited partnerships	1,039,000	1,516,000	1,766,000
State franchise taxes	1,439,000	1,295,000	1,265,000
FDIC Insurance	872,000	866,000	936,000
Prepayment penalty on long-term debt	0	1,363,000	861,000
Other Real Estate Owned ("OREO") expenses	121,000	197,000	193,000
Other	5,414,000	5,809,000	5,457,000
Total noninterest expense	40,618,000	42,466,000	42,729,000
Income before provision for income taxes	19,109,000	19,171,000	17,744,000
Provision for income taxes	3,978,000	3,977,000	3,124,000
NET INCOME	$15,131,000	$15,194,000	$14,620,000
Basic earnings per common share	$2.40	$2.43	$2.35
Diluted earnings per common share	$2.40	$2.42	$2.35

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements Of Comprehensive Income [Abstract]	'	'	'
Net income	$15,131	$15,194	$14,620
Other comprehensive (loss) income, net of tax:	'	'	'
Change in net unrealized (loss) gain on securities available for sale, net of taxes of $(3,398), $(181), and $1,395	-6,311	-336	2,590
Unrealized holding losses arising during the period for securities transferred from available for sale to held to maturity, net of taxes of $(1,902), $0 and $0	-3,533	0	0
Amortization of unrealized holding losses of securities transferred from available for sale to held to maturity, net of taxes of $128, $0 and $0	237	0	0
Reclassification adjustments for net securities losses (gains) included in net income, net of taxes of $64, $(177) and $(348)	116	-329	-646
Change in net unrealized loss on interest rate swaps, net of taxes of $116, $122 and $(66)	216	226	-123
Pension liability adjustment, net of taxes of $722, $(241) and $(213)	1,340	-448	-396
Other comprehensive (loss) income	-7,935	-887	1,425
Comprehensive (loss) income	$7,196	$14,307	$16,045

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements Of Comprehensive Income [Abstract]	'	'	'
Unrealized (loss) gain on securities available for sale, tax	($3,398)	($181)	$1,395
Unrealized holding losses arising during the period for securities transferred from available for sale to held to maturity, tax	-1,902	0	0
Amortization of unrealized holding losses of securities transferred from available for sale to held to maturity, tax	128	0	0
Reclassification adjustments for net securities losses (gains) included in net income, tax	64	-177	-348
Change in net unrealized loss on interest rate swaps, tax	116	122	-66
Pension liability adjustment, tax	$722	($241)	($213)

Consolidated_Statements_Of_Cha

Consolidated Statements Of Changes In Shareholders' Equity (USD $)	Common Stock [Member]	Capital in Excess of Par Value [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Deferred Compensation Arrangements [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
In Thousands	Common Stock [Member]	Capital in Excess of Par Value [Member]	Retained Earnings [Member]	Treasury Stock [Member]	Deferred Compensation Arrangements [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2010	$67	$36,348	$71,725	($16,836)	$6,350	$1,677	$99,331
Net income	0	0	14,620	0	0	0	14,620
Dividends paid ($1.12 per share)	0	0	-6,952	0	0	0	-6,952
Sale of treasury stock	0	1	0	13	0	0	14
Distribution of stock under deferred compensation arrangements	0	0	0	432	-432	0	0
Shares issued under stock plans, net of excess tax benefit	0	19	0	273	-76	0	216
Share-based compensation expense	0	110	0	0	54	0	164
Dividend reinvestment plan	0	66	0	301	352	0	719
Other comprehensive income (loss)	0	0	0	0	0	1,425	1,425
Balance at Dec. 31, 2011	67	36,544	79,393	-15,817	6,248	3,102	109,537
Net income	0	0	15,194	0	0	0	15,194
Dividends paid ($1.12 per share)	0	0	-7,007	0	0	0	-7,007
Sale of treasury stock	0	2	0	16	0	0	18
Distribution of stock under deferred compensation arrangements	0	0	0	386	-386	0	0
Shares issued under stock plans, net of excess tax benefit	0	41	0	380	90	0	511
Share-based compensation expense	0	72	0	0	100	0	172
Dividend reinvestment plan	0	83	0	249	351	0	683
Other comprehensive income (loss)	0	0	0	0	0	-887	-887
Balance at Dec. 31, 2012	67	36,742	87,580	-14,786	6,403	2,215	118,221
Net income	0	0	15,131	0	0	0	15,131
Dividends paid ($1.12 per share)	0	0	-7,054	0	0	0	-7,054
Sale of treasury stock	0	3	0	12	0	0	15
Distribution of stock under deferred compensation arrangements	0	0	0	450	-450	0	0
Shares issued under stock plans, net of excess tax benefit	0	223	0	140	61	0	424
Share-based compensation expense	0	27	0	0	160	0	187
Dividend reinvestment plan	0	134	0	141	347	0	622
Other comprehensive income (loss)	0	0	0	0	0	-7,935	-7,935
Balance at Dec. 31, 2013	$67	$37,129	$95,657	($14,043)	$6,521	($5,720)	$119,611

Consolidated_Statements_Of_Cha1

Consolidated Statements Of Changes In Shareholders' Equity (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Consolidated Statements Of Changes In Shareholders' Equity [Abstract]	'	'	'
Dividends paid per share	$1.12	$1.12	$1.12

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'	'
Net income	$15,131	$15,194	$14,620
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Provision for loan losses	800	950	750
Deferred tax expense (benefit)	4,329	772	-1,337
Depreciation and amortization	2,181	1,948	1,891
Amortization of investment security premiums and accretion of discounts, net	1,101	2,330	3,858
Stock based compensation	187	172	164
Contribution to pension plan	0	-5,000	0
Net (losses) gains on sales of investment securities	12	-507	-1,049
Other-than-temporary impairment losses on investment securities	166	0	55
Net gains on sale of loans	0	0	-25
Net gains on sale of premises, equipment and other assets	-794	-1,040	119
Deferred (gain) on sale of premises	-934	0	0
Gains on sale of other real estate owned	-20	-7	-50
Equity in losses of real estate limited partnerships, net	1,039	1,516	1,766
Changes in assets and liabilities:	'	'	'
Net change in interest receivable	386	753	-129
Net change in other assets	-1,635	-2,333	2,130
Net change in interest payable	-19	2,196	-96
Net change in other liabilities	634	-11,282	8,726
Net cash provided by operating activities	22,564	5,662	31,393
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'	'
Proceeds from sales of investment securities available for sale	53,215	129,936	131,858
Proceeds from maturities of investment securities available for sale	99,979	186,540	181,385
Proceeds from maturities of investment securities held to maturity	7,254	151	236
Proceeds from redemption of Federal Home Loan Bank stock	649	485	0
Purchases of investment securities available for sale	-60,580	-316,251	-358,906
Loan originations in excess of principal payments	-86,185	-55,428	-117,536
Proceeds from sales of loans, net	2,378	0	80
Proceeds from sale of other assets	0	334	0
Proceeds from sale of premises and equipment	3,026	788	52
Proceeds from sales of other real estate owned	171	505	380
Real estate limited partnership investments	-247	-1,750	-1,702
Investment in bank owned life insurance	-10,000	0	0
Purchases of bank premises and equipment	-3,019	-3,877	-1,929
Net cash provided by (used in) investing activities	6,641	-58,567	-166,082
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'	'
Net increase in deposits	52,496	93,200	85,684
Net increase in short-term borrowings	0	0	-2,964
Net increase in securities sold under agreement to repurchase, short-term	-37,206	24,993	37,834
Net decrease in securities sold under agreement to repurchase, long-term	0	0	-7,500
Principal payments on long-term debt	-80	-20,079	-8,577
Cash dividends paid	-6,432	-6,324	-6,233
Sale of treasury stock	15	18	14
Increase in deferred compensation arrangements	237	213	216
Proceeds from exercise of stock options, net of withholding taxes	0	280	0
Tax benefit from exercises of stock options	8	20	1
Net cash provided by financing activities	9,038	92,321	98,475
Increase (decrease) in cash and cash equivalents	38,243	39,416	-36,214
Cash and cash equivalents beginning of period	77,228	37,812	74,026
Cash and cash equivalents end of period	115,471	77,228	37,812
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:	'	'	'
Total interest payments	5,051	4,687	8,739
Total income tax payments	800	5,950	1,950
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES	'	'	'
Distribution of stock under deferred compensation arrangements	450	391	432
Distribution of treasury stock in lieu of cash dividend under dividend reinvestment plan	622	683	719
Non-cash exercise of stock options	181	130	124
Transfer of loans to other real estate owned	213	140	497
Transfer of securities from available for sale to held to maturity	152,887	0	0
Decrease in payable for investments purchased	$0	($9,461)	$9,461

Summary_of_Significant_Account

Summary of Significant Accounting Policies	12 Months Ended
Summary of Significant Accounting Policies	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Summary of Significant Accounting Policies	'
	NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

	Principles of Consolidation
	The accompanying consolidated financial statements include the accounts of Merchants Bancshares, Inc. (the “Company”), and its wholly-owned subsidiary Merchants Bank (the “Bank,” and collectively with the Company, “Merchants”, “we,” “us, or “our”). All material intercompany accounts and transactions are eliminated in consolidation. We offer a full range of deposit, loan, cash management, and trust services to meet the financial needs of individual consumers, businesses and municipalities at 32 full-service banking offices throughout the state of Vermont as of December 31, 2013.

	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with U.S. Generally Accepted Accounting Principles (“GAAP”) requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

	Cash and Cash Equivalents
	Cash and cash equivalents consist of cash on hand, amounts due from banks, Federal Funds sold and other short-term investments, with maturities at time of purchase of less than 90 days, in the accompanying consolidated statements of cash flows.

	Investment Securities
	We classify certain of our investments in debt securities as held to maturity, which are carried at amortized cost, if we have the positive intent and ability to hold such securities to maturity. Investments in debt securities that are not classified as held to maturity and equity securities that have readily determinable fair values are classified as available for sale securities or trading securities. Available for sale securities are investments not classified as trading or held to maturity. Available for sale securities are carried at fair value which is measured at each reporting date. The resulting unrealized gain or loss is reflected in accumulated other comprehensive income (loss) net of the associated tax effects. Gains and losses on sales of investment securities are recognized through the statement of income using the specific identification method.

	Transfers from securities available for sale to securities held to maturity are recorded at the securities’ fair values on the date of the transfer. Any net unrealized gains or losses continue to be included as a separate component of accumulated other comprehensive income (loss), on a net of tax basis. As long as the securities are carried in the held to maturity portfolio, such amounts are amortized (accreted) over the estimated remaining life of the transferred securities as an adjustment to yield in a manner consistent with the amortization of premiums and discounts.

	Interest and dividend income, including amortization of premiums and discounts, are recorded in earnings for all categories of investment securities. Discounts and premiums related to debt securities are amortized using the level-yield method which anticipates prepayments for amortizing securities.

	Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) other-than-temporary impairment (OTTI) related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.

	Federal Home Loan Bank System
	We are a member of the Federal Home Loan Bank System, which consists of 12 regional Federal Home Loan Banks. The Federal Home Loan Bank of Boston (“FHLBB”) provides a central credit facility primarily for member institutions. Member institutions are required to acquire and hold shares of capital stock in the FHLBB in an amount at least equal to the sum of 0.35% of the aggregate principal amount of its unpaid residential mortgage loans and similar obligations at the beginning of each year. We were in compliance with this requirement at December 31, 2013. FHLBB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.

	Bank Owned Life Insurance
	We purchased life insurance policies on certain key executives where the Bank is the beneficiary. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value (“CSV”) adjusted for other charges or other amounts due that are probable at settlement. Increases in the CSV of the policies, as well as death benefits received, net of any CSV, are recorded in noninterest income, and are not subject to income taxes.

	Loans
	Loans are carried at the principal amounts outstanding net of the allowance for loan losses, and net of deferred loan costs and fees. Deferred loan costs and fees are amortized over the estimated lives of the loans using the interest method. Interest income is accrued on the unpaid principal balance.

	Allowance for Credit Losses
	The Allowance for Credit Losses (“Allowance”) is comprised of the Allowance for Loan Losses and the Reserve for Undisbursed Lines of Credit, and is based on Management’s estimate of the amount required to reflect probable incurred credit losses in the loan portfolio. Factors considered in evaluating the adequacy of the Allowance include previous loss experience, the size and composition of the portfolio, risk rating composition, current economic and real estate market conditions and their effect on the borrowers, the performance of individual loans in relation to contractual terms and estimated fair values of properties that secure impaired loans.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (“TDR”) and classified as impaired.

	Commercial and commercial real estate loans are individually evaluated for impairment when a loan meets any of the specific criteria identified in our methodology. If a loan is impaired, the loan is either charged down, or a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.

	Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered TDRs. Concessions that result in a loan being considered a TDR usually consists of a reduction in interest rate to a below market rate, taking into account the credit quality of the note, or a deferment or reduction of payments, principal or interest, which alters the Bank’s position or significantly extends the note’s maturity date, such that the present value of cash flows to be received is less than those contractually established at the loan’s origination. TDRs are measured at the present value of estimated future cash flows using the loans effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, we determine the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.

	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by us over the most recent 5 years. This actual loss experiences is supplemented with other factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.

	We have divided the loan portfolio into portfolio segments, each with different risk characteristics and methodologies for assessing risk. Each portfolio segment is broken down into class segments where appropriate. Class segments contain unique measurement attributes, risk characteristics and methods for monitoring and assessing risk that are necessary to develop the allowance for loan and lease losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class segment. A description of the segments follows:

	Commercial, financial and agricultural: We offer a variety of loan options to meet the specific needs of commercial customers including term loans and lines of credit. Such loans are made available to businesses for working capital such as inventory and receivables, business expansion and equipment purchases. Generally, a collateral lien is placed on equipment, receivables, inventory or other assets owned by the borrower. These loans carry a higher risk than commercial real estate loans by the nature of the underlying collateral, and the collateral value may change daily. To reduce the risk, management generally employs enhanced monitoring requirements, obtains personal guarantees and, where appropriate, may also attempt to secure real estate as collateral.

	Municipal: Municipal loans primarily consist of term and time loans issued on a tax-exempt and taxable basis which are general obligations of the municipality. These loans are viewed as lower risk as municipalities can utilize taxing power to meet financial obligations.

	Real Estate – Residential: Residential real estate loans consist primarily of loans secured by first or second mortgages on primary residences. We originate adjustable-rate and fixed-rate, one- to four-family residential real estate loans for the construction, purchase or refinancing of a mortgage. These loans are generally collateralized by owner-occupied properties located in our market area. Loans on one- to four-family residential real estate are generally originated in amounts of no more than 80% of the purchase price or appraised value (whichever is lower). Hazard insurance is required. Mortgage title insurance is also required for all first mortgages and for second mortgages in excess of $100,000.

	Real Estate – Commercial: We offer commercial real estate loans to finance real estate purchases and refinancing of existing commercial properties. These commercial real estate loans are generally secured by first liens on the real estate, which may include both owner occupied and non owner occupied facilities. The types of facilities financed include apartments, hotels, warehouses, retail facilities, manufacturing facilities and office buildings. Our underwriting analysis includes credit verification, independent appraisals, a review of the borrower's financial condition, and a detailed analysis of the borrower’s underlying cash flows.

	Real Estate – Construction: We offer construction loans for the construction, expansion and improvement of residential and commercial properties which are secured by the real estate being developed. A review of all plans and budgets is performed prior to approval, third party progress documents are required during construction, and an independent approval process for all draw and release requests is maintained to ensure that funding is prudently administered and that funds are sufficient to complete the project.

	Installment: We offer traditional direct consumer installment loans for various personal needs, including vehicle and boat financing. The vast majority of these loans are secured by a lien on the purchased vehicle and are underwritten using credit scores and income verification. We do not provide any indirect consumer lending activities.

	Income Recognition on Impaired and Nonaccrual Loans
	Loans, including impaired loans, are generally classified as nonaccrual if they are past due as to maturity or payment of principal or interest for a period of more than 90 days. If a loan or a portion of a loan is internally classified as impaired or is partially charged-off, the loan is classified as nonaccrual. Loans that are on a current payment status or past due less than 90 days may also be classified as nonaccrual if repayment in full of principal and/or interest is in doubt. Income accruals are suspended on all nonaccruing loans, and all previously accrued and uncollected interest is charged against current income.

	Loans may be returned to accrual status when there is a sustained period of repayment performance (generally a minimum of six months) by the borrower, in accordance with the contractual terms of the loans and all principal and interest amounts contractually due, including arrearages, are reasonably assured of repayment within an acceptable period of time.

	While a loan is classified as nonaccrual and the future collectability of the recorded loan balance is uncertain, any payments received are generally applied to reduce the principal balance. When the future collectability of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a nonaccrual loan had been partially charged-off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Interest collections in excess of that amount are recorded as a reduction of principal.

	Premises and Equipment
Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are provided using straight-line and accelerated methods at rates that depreciate the original cost of the premises and equipment over the shorter of their estimated useful lives or the expected lease term in the case of leasehold improvements. Expenditures for maintenance, repairs and renewals of minor items are generally charged to expense as incurred. When premises and equipment are replaced, retired, or deemed no longer useful they are written down to estimated selling price less costs to sell by a charge to current earnings.

Investments in Real Estate Limited Partnerships
We have investments in various real estate limited partnerships that acquire, develop, own and operate low and moderate-income housing. Our ownership interest in these limited partnerships ranges from 3.3% to 99.9% as of December 31, 2013. These investments are made directly in Low Income Housing Tax Credit, or LIHTC, partnerships formed by third parties. As a limited partner in these operating partnerships, we receive tax credits and tax deductions for losses incurred by the underlying properties. These investments are amortized over a maximum of 10 years, which represents the period that the tax credits will be utilized.

Management periodically reviews the results of operations of the various real estate limited partnerships to determine if the partnerships generate sufficient operating cash flow to fund their current obligations. In addition, we review the current value of the underlying property compared to the outstanding debt obligations. If it is determined that the investment suffers from a permanent impairment, the carrying value is written down to the estimated realizable value. The maximum exposure on these investments is the current carrying amount plus amounts obligated to be funded in the future.

Other Real Estate Owned
Collateral acquired through foreclosure is initially recorded at the lower of cost or fair value, less estimated costs to sell, at the time of acquisition, establishing a new cost basis. Any cost in excess of the estimated fair value on the transfer date is charged to the allowance for credit losses. Subsequent decreases in the fair value of other real estate owned (“OREO”) are reflected as a write-down and charged to expense. Net operating income or expense related to foreclosed property is included in noninterest expense in the accompanying consolidated statements of income.

Repurchase Agreements
Repurchase agreements are accounted for as secured financing transactions since we maintain effective control over the transferred securities and the transfer meets the other criteria for such accounting. Obligations to repurchase securities sold are reflected as a liability in the consolidated balance sheets. The securities underlying the agreements are delivered to a custodial account for the benefit of the repurchase agreement holders. The repurchase agreement holders, who may sell, loan or otherwise dispose of such securities to other parties in the normal course of their operations, agree to resell to us the same securities at the maturities of the agreements.

Stock-Based Compensation
The Amended and Restated Merchants Bancshares, Inc. 2008 Stock Incentive Plan provides grants of up to 600,000 stock options or restricted stock awards to certain key employees. We recognize compensation expense for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. The compensation cost is based on the grant-date fair value of the award (as determined by quoted market prices). Stock awards are granted at fair market value on the date of the grant and vest based on a three year service period.

The fair value of an option grant is estimated on the grant date using the Black-Scholes option-pricing model that requires us to develop estimates for assumptions used in the model. The Black-Scholes valuation model uses the following assumptions: expected volatility, expected term of option, risk-free interest rate and dividend yield. Expected volatility estimates are developed by us based on historical volatility of our stock. We use historical data to estimate the expected term of the options. The risk-free interest rate for periods within the expected life of the option is based on the U.S. Treasury yield in effect at the grant date.

Employee Benefit Costs
Prior to 1995, we maintained a non-contributory pension plan covering substantially all employees that met eligibility requirements. The plan was curtailed in 1995. The cost of this plan, based on actuarial computations of current and future benefits, is charged to current operating expenses. We recognize the overfunded or underfunded status of a single employer defined benefit post retirement plan as an asset or liability on the consolidated balance sheets and recognize changes in the funded status in comprehensive income in the year in which the change occurred.

Income Taxes
Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Low-income housing tax credits and historic rehabilitation credits are recognized as a reduction of income tax expense in the year in which they are earned. We recognize interest and/or penalties related to income tax matters in other noninterest expense in our consolidated statements of income. Penalties and/or interest were zero or immaterial for 2013, 2012 and 2011. Our policy is to reduce deferred tax assets by a valuation allowance if, based on the weight of available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.

Earnings Per Share
Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding. Diluted earnings per share are computed in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as stock options) were issued during the period, computed using the treasury stock method. Shares held in rabbi trusts related to deferred compensation plans are considered outstanding for purposes of computing earnings per share.

Comprehensive Income
Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale, unrealized gains and losses on cash flow hedges and changes in the funded status of the pension plan, which are also recognized as separate components of equity.

Loss Contingencies
Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the financial statements.

Derivative Financial Instruments and Hedging Activities
At the inception of a derivative contract, we designate the derivative as one of three types based on our intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.

Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged.

We formally document the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. We also formally assess, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items.

When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued, but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.

Segment Reporting
Our operations are solely in the financial services industry and include providing to our customers traditional banking and other financial services. We operate primarily in the state of Vermont. Management makes operating decisions and assesses performance based on an ongoing review of our consolidated financial results. Therefore, we have a single operating segment for financial reporting purposes.

Fair Value Measurements
Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.

Reclassifications
Reclassifications are made to prior years’ consolidated financial statements whenever necessary to conform to the current year’s presentation.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	12 Months Ended
Recent Accounting Pronouncements	Dec. 31, 2013
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	NOTE 2: RECENT ACCOUNTING PRONOUNCEMENTS

	In February 2013, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2013-02, “Comprehensive Income (Topic 220) – Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income.” The objective of this update is to improve the reporting of reclassifications out of accumulated other comprehensive income. The amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. However, the amendments require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional detail about those amounts. The amendments in this update apply to all entities that issue financial statements that are presented in conformity with U.S. GAAP and that report items of other comprehensive income. Public companies are required to comply with these amendments for all reporting periods presented, including interim periods. For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. Adoption of this update did not have a material impact on our financial condition or results of operations.

	In January 2013, the FASB issued ASU 2013-01, “Balance Sheet (Topic 210) – Clarifying the Scope of Disclosures about Offsetting Assets and Liabilities.” The main objective in developing this update is to address implementation issues about the scope of ASU 2011-11, “Balance Sheet (Topic 210) – Disclosures about Offsetting Assets and Liabilities.” The amendments clarify that the scope of ASU 2011-11 applies only to derivatives, repurchase agreements and reverse repurchase agreements, and securities borrowing and securities lending transactions that are either offset in accordance with specific criteria contained in the ASC or otherwise subject to a master netting arrangement or similar agreement. ASU 2011-11 requires an entity to disclose information about offsetting and related arrangements to enable users of its financial statements to understand the effect of those arrangements on its financial statements. This includes the effect or potential effect of rights of offset associated with an entity’s recognized assets and liabilities that are subject to the ASU. Consistent with ASU 2011-11, an entity is required to apply the amendments for fiscal years beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the required disclosures retrospectively for all comparative periods presented. The effective date is the same as the effective date of ASU 2011-11. Adoption of the update did not have a material impact on our financial condition or results of operations.

	In January 2014, the FASB issued ASU 2014-01, “Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects.” The amendments in this ASU modify the conditions that a reporting entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. If the modified conditions are met, the amendments permit an entity to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense (benefit). Additionally, the amendments introduce new recurring disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments. The amendments in this ASU are effective for public entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014. The amendments in this ASU should be applied retrospectively to all periods presented. Adoption of this update is not expected to have a material impact on our financial condition or results of operations.

Investment_Securities

Investment Securities	12 Months Ended
Investment Securities	Dec. 31, 2013
Investment Securities [Abstract]	'
Investment Securities	'
	NOTE 3: INVESTMENT SECURITIES

	Investments in securities are classified as available for sale or held to maturity as of December 31, 2013 and 2012. The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2013 are as follows:




				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	(In thousands)	Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	0	$	0	$	100
	U.S. Agency Obligations		0		0		0		0
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		0		0		0		0
	Federal Home Loan Bank ("FHLB") Obligations		0		0		0		0
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")		97,882		2,876		1,487		99,271
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")		18,398		0		760		17,638
	Agency Collateralized Mortgage Obligations ("Agency CMOs")		98,162		254		1,207		97,209
	Non-agency Collateralized Mortgage Obligations ("Non-agency CMOs")		0		0		0		0
	Collateralized Loan Obligations ("CLOs")		37,834		73		0		37,907
	Asset Backed Securities ("ABSs")		357		31		0		388
	Total Available for Sale	$	252,733	$	3,234	$	3,454	$	252,513







				Gross		Gross
		Amortized		Unrecognized		Unrecognized		Fair
		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	23,580	$	0	$	458	$	23,122
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		9,442		0		512		8,930
	Federal Home Loan Bank ("FHLB") Obligations		4,684		0		191		4,493
	Agency Collateralized Mortgage Obligations		94,105		0		2,426		91,679
	Agency MBSs		9,015		25		177		8,863
	Total Held to Maturity	$	140,826	$	25	$	3,764	$	137,087

	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2012 are as follows:




				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	(In thousands)	Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	0	$	0	$	100
	U.S. Agency Obligations		10,956		0		59		10,897
	U.S. GSEs		58,731		723		88		59,366
	FHLB Obligations		24,546		39		0		24,585
	Agency MBSs		142,441		6,326		0		148,767
	Agency CMBSs		5,087		0		58		5,029
	Agency CMOs		227,815		2,922		338		230,399
	Non-agency CMOs		4,589		6		2		4,593
	CLOs		24,748		0		221		24,527
	ABSs		357		61		0		418
	Total Available for Sale	$	499,370	$	10,077	$	766	$	508,681

				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	Cost		Gains		Losses		Value
Held to Maturity:
Agency MBSs	$	407	$	47	$	0	$	454
Total Held to Maturity	$	407	$	47	$	0	$	454

The contractual final maturity distribution of the debt securities classified as available for sale of December 31, 2013, are as follows:



			After One		After Five
	Within		But Within		But Within		After Ten
(In thousands)	One Year		Five Years		Ten Years		Years		Total
Available for Sale (at fair value):
U.S. Treasury Obligations	$	100	$	0	$	0	$	0	$	100
Agency MBSs		143		4,383		14,989		79,756		99,271
Agency CMBSs		0		0		13,226		4,412		17,638
Agency CMOs		0		0		3,095		94,114		97,209
CLOs		0		0		28,022		9,885		37,907
ABSs		0		0		0		388		388
Total Available for Sale	$	243	$	4,383	$	59,332	$	188,555	$	252,513
Available for Sale (at amortized cost):
U.S. Treasury Obligations	$	100	$	0	$	0	$	0	$	100
Agency MBSs		135		4,123		14,200		79,424		97,882
Agency CMBSs		0		0		13,754		4,644		18,398
Agency CMOs		0		0		3,092		95,070		98,162
CLOs		0		0		27,949		9,885		37,834
ABSs		0		0		0		357		357
Total Available for Sale	$	235	$	4,123	$	58,995	$	189,380	$	252,733

The contractual final maturity distribution of the debt securities classified as held to maturity of December 31, 2013, are as follows:



			After One		After Five
	Within		But Within		But Within		After Ten
(In thousands)	One Year		Five Years		Ten Years		Years		Total
Held to Maturity (at fair value):
U.S. Agency Obligations	$	0	$	0	$	0	$	23,122	$	23,122
U.S. GSEs		0		0		8,930		0		8,930
FHLB Obligations		0		0		4,493		0		4,493
Agency MBSs		7		26		0		8,830		8,863
Agency CMOs		0		0		0		91,679		91,679
Total Held to Maturity	$	7	$	26	$	13,423	$	123,631	$	137,087
Held to Maturity (at amortized cost):
U.S. Agency Obligations	$	0	$	0	$	0	$	23,580	$	23,580
U.S. GSEs		0		0		9,442		0		9,442
FHLB Obligations		0		0		4,684		0		4,684
Agency MBSs		7		25		0		8,983		9,015
Agency CMOs		0		0		0		94,105		94,105
Total Held to Maturity	$	7	$	25	$	14,126	$	126,668	$	140,826

Actual maturities will differ from contractual maturities because borrowers may have rights to call or prepay obligations. Maturities of Agency MBSs and Agency CMOs in the table above are based on final contractual maturities.

The following table presents the proceeds, gross gains and gross losses on available for sale securities.





(In thousands)	2013		2012		2011
Proceeds	$	53,215	$	129,936	$	131,858
Gross gains		548		811		1,188
Gross losses		-560		-304		-139
Net gains (losses)	$	-12	$	507	$	1,049

Securities with a carrying value of $315.53 million and $357.52 million at December 31, 2013 and 2012, respectively, were pledged to secure public deposits, securities sold under agreements to repurchase, and for other purposes required by law.

Gross unrealized losses on investment securities available for sale and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2013, were as follows:




	Less Than 12 Months				12 Months or More				Total
(In thousands)	Fair Value		Loss		Fair Value		Loss			Fair Value	Loss
Agency MBSs	$	46,547	$	1,487	$	0	$	0	$	46,547	$	1,487
Agency CMBSs		12,778		578		4,860		182		17,638		760
Agency CMOs		57,904		977		3,557		230		61,461		1,207
Total	$	117,229	$	3,042	$	8,417	$	412	$	125,646	$	3,454

Gross unrecognized losses on investment securities held to maturity and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2013, were as follows:



	Less Than 12 Months				12 Months or More				Total
(In thousands)	Fair Value		Loss		Fair Value		Loss			Fair Value	Loss
U.S. Agency Obligations	$	13,722	$	307	$	9,400	$	151	$	23,122	$	458
U.S. GSEs		8,930		512		0		0		8,930		512
FHLB Obligations		4,493		191		0		0		4,493		191
Agency CMOs		66,203		1,410		25,476		1,016		91,679		2,426
Agency MBSs		8,569		177		0		0		8,569		177
Total	$	101,917	$	2,597	$	34,876	$	1,167	$	136,793	$	3,764
Gross unrealized losses on investment securities available for sale and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2012, were as follows:




	Less Than 12 Months				12 Months or More				Total
(In thousands)	Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
U.S. Treasury Obligations	$	0	$	0	$	0	$	0	$	0	$	0
U.S. Agency Obligations	$	10,897	$	59	$	0	$	0	$	10,897	$	59
U.S. GSEs		9,882		88		0		0		9,882		88
FHLB Obligations		0		0		0		0		0		0
Agency MBSs		0		0		0		0		0		0
Agency CMBSs		5,029		58		0		0		5,029		58
Agency CMOs		39,047		338		0		0		39,047		338
Non-agency CMOs		0		0		3,041		2		3,041		2
CLOs		24,527		221		0		0		24,527		221
ABSs		0		0		0		0		0		0
Total	$	89,382	$	764	$	3,041	$	2	$	92,423	$	766

There were no securities held to maturity with unrealized losses as of December 31, 2012.

There were no securities classified as trading at December 31, 2013 and 2012.

Unrealized losses on investment securities result from the cost basis of the security being higher than its current fair value. These discrepancies generally occur because of changes in interest rates since the time of purchase, or because the credit quality of the issuer has deteriorated. We perform a quarterly analysis of each security in our portfolio to determine if impairment exists, and if it does, whether that impairment is other-than-temporary.

At December 31, 2013, all of our MBSs and CMOs held were issued by U.S. government-sponsored entities and agencies, primarily FNMA and FHLMC, institutions which the government has affirmed its commitment to support. Because the decline in fair value is attributable to changes in interest rates and illiquidity, and not credit quality, and because we do not have the intent to sell these securities and it is not likely that we will be required to sell the securities before their anticipated recovery, we do not consider these securities to be other-than-temporarily impaired at December 31, 2013.

We took an impairment charge totaling $166 thousand related to our $37.91 million CLO portfolio. Under the recently finalized Volcker Rule, we may be required to divest some or all of our CLOs by July of 2015. Subsequent to year end we sold $17.74 million of our CLOs for a small gain.

Agency MBSs and Agency CMOs consist of pools of residential mortgages which are guaranteed by FNMA, FHLMC, or Government National Mortgage Association (“GNMA”) with various origination dates and maturities. Agency CMBS consists of bonds backed by commercial real estate which are guaranteed by FNMA and GNMA. CLOs are floating rate securities that consist primarily of pools of senior secured commercial loans structured to provide very strong over collateralization and subordination. All of our CLOs are the senior AAA tranche and are the first bond to get paid down. Non-Agency CMOs are tracked individually with updates on the performance of the underlying collateral and stress testing performed and reviewed monthly. Additionally, we monitor individual bonds that experience greater levels prepayment or market volatility.

We use external pricing services to obtain fair market values for our investment portfolio. We have obtained and reviewed the service providers’ pricing and reference data documentation. Evaluations are based on market data and vary by asset class and incorporate available trade, bid and other market information. Because many fixed income securities do not trade on a daily basis, the service provider’s evaluated pricing applications apply available information as applicable through processes such as benchmark curves, benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model are used to assess interest rate impact and develop prepayment scenarios, with inputs determined based on knowledge of the market. For CLOs, the issuer, structure, collateral type, performance and deal and class triggers are also reviewed. We periodically test the values provided to us by the pricing service through a combination of back testing on actual sales of securities and by obtaining prices on all bonds from an alternative pricing source.

We do not intend to sell the investment securities that are in an unrealized loss position, and it is unlikely that we will be required to sell the investment securities before recovery of their amortized cost bases, which may be maturity.

During the third and fourth quarters of 2013, we transferred securities with a total amortized cost of $152.89 million, and a corresponding fair value of $147.45 million, from available for sale to held to maturity. The net unrealized loss, net of taxes, on these securities at the dates of the transfers were $3.53 million. The unrealized holding loss at the time of transfer continues to be reported in accumulated other comprehensive income, net of tax and is amortized over the remaining lives of the securities as an adjustment of the yield. The amortization of the unamortized holding loss reported in accumulated other comprehensive income will offset the effect on interest income of the discount for the transferred securities. The remaining unamortized balance of the losses for the securities transferred from available for sale to held to maturity was $5.07 million, or $3.30 million, net of tax at December 31, 2013.

Loans_And_The_Allowance_For_Cr

Loans And The Allowance For Credit Losses	12 Months Ended
Loans And The Allowance For Credit Losses	Dec. 31, 2013
Loans And The Allowance For Credit Losses [Abstract]	'
Loans And The Allowance For Credit Losses	'
	NOTE 4: LOANS AND THE ALLOWANCE FOR CREDIT LOSSES

	Loans
	The composition of our loan portfolio at December 31, 2013 and 2012 was as follows:



	(In thousands)	31-Dec-13		31-Dec-12
	Commercial, financial and agricultural	$	172,810	$	165,023
	Municipal loans		94,007		84,689
	Real estate loans – residential		489,706		460,395
	Real estate loans – commercial		371,319		357,178
	Real estate loans – construction		31,841		10,561
	Installment loans		5,655		4,701
	All other loans		895		376
	Total loans	$	1,166,233	$	1,082,923

	We primarily originate residential real estate, commercial, commercial real estate, municipal obligations and installment loans to customers throughout the state of Vermont. There are no significant industry concentrations in the loan portfolio. Loans totaled $1.17 billion and $1.08 billion at December 31, 2013 and 2012, respectively. Total loans included $618 thousand and $250 thousand of net deferred loan origination costs at December 31, 2013 and December 31, 2012, respectively. The aggregate amount of overdrawn deposit balances classified as loan balances was $895 thousand and $376 thousand at December 31, 2013 and 2012, respectively. Ending loan balances for 2012 reflect the reclassification of $29.56 million in non-owner occupied residential real estate loans from the residential real estate category to the commercial real estate category. This presentation more accurately presents the risk profile of these loans.

	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2013:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312
	Charge-offs		-20		0		-289		-1		0		-9		-93		-412
	Recoveries		62		0		6		40		1		6		13		128
	Provision (credit)		-135		246		-57		386		277		4		79		800
	Ending balance	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828

	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2012:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	2,905	$	309	$	3,017	$	4,605	$	477	$	23	$	17	$	11,353
	Charge-offs		-9		0		-20		-32		0		0		0		-61
	Recoveries		30		0		14		1		25		0		0		70
	Provision (credit)		521		213		410		86		-268		-6		-6		950
	Ending balance	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312




	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2011:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	2,617	$	236	$	2,305	$	5,266	$	283	$	24	$	23	$	10,754
	Charge-offs		-80		0		-83		-60		-96		-10		0		-329
	Recoveries		101		0		4		44		25		4		0		178
	Provision (credit)		267		73		791		-645		265		5		-6		750
	Ending balance	$	2,905	$	309	$	3,017	$	4,605	$	477	$	23	$	17	$	11,353

	The allowance for credit losses consists of the allowance for loan losses and the reserve for undisbursed lines of credit. The reserve for undisbursed lines of credit is included in other liabilities on the balance sheet. The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2013:



	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Ending balance individually evaluated for impairment	$	2	$	0	$	41	$	69	$	0	$	0	$	0	$	112
	Ending balance collectively evaluated for impairment		3,352		768		3,040		5,016		512		18		10		12,716
Totals	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
Financing receivables:
Ending balance individually evaluated for impairment	$	20	$	0	$	722	$	164	$	0	$	0	$	0	$	906
Ending balance collectively evaluated for impairment		172,790		94,007		488,984		371,155		31,841		5,655		895		1,165,327
Totals	$	172,810	$	94,007	$	489,706	$	371,319	$	31,841	$	5,655	$	895	$	1,166,233
Components:
Allowance for loan losses	$	2,740	$	758	$	2,995	$	5,040	$	481	$	18	$	10	$	12,042
Reserve for undisbursed lines of credit		614		10		86		45		31		0		0		786
Total allowance for credit losses	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828




The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2012:



(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
Allowance for credit losses:
Ending balance individually evaluated for impairment	$	149	$	0	$	361	$	59	$	0	$	0	$	0	$	569
Ending balance collectively evaluated for impairment		3,298		522		3,060		4,601		234		17		11		11,743
Totals	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312
Financing receivables:
Ending balance individually evaluated for impairment	$	233	$	0	$	2,317	$	472	$	0	$	0	$	0	$	3,022
Ending balance collectively evaluated for impairment		164,790		84,689		458,078		356,706		10,561		4,701		376		1,079,901
Totals	$	165,023	$	84,689	$	460,395	$	357,178	$	10,561	$	4,701	$	376	$	1,082,923
Components:
Allowance for loan losses	$	2,915	$	494	$	3,333	$	4,605	$	187	$	17	$	11	$	11,562
Reserve for undisbursed lines of credit		532		28		88		55		47		0		0		750
Total allowance for credit losses	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312


The table below presents the recorded investment of loans, including nonperforming and restructured loans, segregated by class, with delinquency aging as of December 31, 2013:


	30-59 Days		60-89 Days		90 Days or More		Total Past						Greater Than 90 Days and
(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	0	$	0	$	20	$	20	$	172,790	$	172,810	$	0
Municipal		0		0		0		0		94,007		94,007		0
Real estate-residential:
First mortgage		4		294		341		639		452,440		453,079		0
Second mortgage		0		4		181		185		36,442		36,627		75
Real estate-commercial:
Owner occupied		0		0		0		0		224,416		224,416		0
Non-owner occupied		72		0		0		72		146,831		146,903		0
Real estate-construction:
Residential		0		0		0		0		2,495		2,495		0
Commercial		0		0		0		0		29,346		29,346		0
Installment		0		0		0		0		5,655		5,655		0
Other		0		0		0		0		895		895		0
Total	$	76	$	298	$	542	$	916	$	1,165,317	$	1,166,233	$	75

Of the total past due loans in the aging table above, $542 thousand are non-performing of which $42 thousand are restructured loans and $75 thousand were greater than 90 days past due and accruing. There were $374 thousand past due performing loans at December 31, 2013.




The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2012:


	30-59 Days		60-89 Days		90 Days or More		Total Past						Greater Than 90 Days and
(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	0	$	0	$	0	$	0	$	165,023	$	165,023	$	0
Municipal		0		0		0		0		84,689		84,689		0
Real estate-residential:
First mortgage		92		43		950		1,085		420,400		421,485		0
Second mortgage		0		0		716		716		38,194		38,910		0
Real estate-commercial:
Owner occupied		0		0		295		295		222,013		222,308		0
Non-owner occupied		0		0		0		0		134,870		134,870		0
Real estate-construction:
Residential		0		0		0		0		1,559		1,559		0
Commercial		0		0		0		0		9,002		9,002		0
Installment		0		0		0		0		4,701		4,701		0
Other		0		0		0		0		376		376		0
Total	$	92	$	43	$	1,961	$	2,096	$	1,080,827	$	1,082,923	$	0

All of the total past due loans in the aging table above consist of non-accruing and restructured loans. There were no past due performing loans at December 31, 2012

Impaired loans by class at December 31, 2013 are as follows:

(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	0	$	0	$	0	$	211	$	20
Real estate – residential:
First mortgage		410		629		0		541		31
Second mortgage		181		218		0		145		3
Real estate – commercial:
Owner occupied		0		0		0		93		26
Non-owner occupied		0		0		0		0		0
Installment		0		0		0		1		0
With related allowance recorded
Commercial, financial and agricultural		20		21		2		343		0
Real estate – residential:
First mortgage		131		135		41		512		0
Second mortgage		0		0		0		246		0
Real estate – commercial:
Owner occupied		164		175		69		170		0
Installment		0		0		0		5		0
Total
Commercial, financial and agricultural		20		21		2		554		20
Real estate – residential		722		982		41		1,444		34
Real estate – commercial		164		175		69		263		26
Installment		0		0		0		6		0
Total	$	906	$	1,178	$	112	$	2,267	$	80







Impaired loans by class at December 31, 2012 are as follows:

(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	7	$	22	$	0	$	39	$	1
Real estate – residential:
First mortgage		853		1,010		0		807		51
Second mortgage		16		17		0		247		34
Real estate – commercial:
Owner occupied		295		367		0		380		3
Non-owner occupied		0		0		0		0		0
Installment		0		0		0		1		0
With related allowance recorded
Commercial, financial and agricultural		226		228		149		37		2
Real estate – residential:
First mortgage		748		766		173		662		1
Second mortgage		700		700		188		320		0
Real estate – commercial:
Owner occupied		177		179		59		136		2
Total
Commercial, financial and agricultural		233		250		149		76		3
Real estate – residential		2,317		2,493		361		2,036		86
Real estate – commercial		472		546		59		516		5
Installment		0		0		0		1		0
Total	$	3,022	$	3,289	$	569	$	2,629	$	94

Impaired loans by class at December 31, 2011 are as follows:


(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	77	$	96	$	0	$	154	$	0
Real estate – residential:
First mortgage		914		1,127		0		1,201		44
Second mortgage		222		224		0		325		43
Real estate – commercial:
Owner occupied		412		543		0		495		11
Non-owner occupied		0		0		0		64		4
Real estate – construction:
Commercial		0		0		0		107		0
Installment		0		0		0		3		1
With related allowance recorded
Commercial, financial and agricultural		37		43		17		240		18
Real estate – residential:
First mortgage		790		830		207		761		0
Second mortgage		59		60		3		34		0
Real estate – commercial:
Non-owner occupied		0		0		0		46		9
Total
Commercial, financial and agricultural		114		139		17		394		18
Real estate – residential		1,985		2,241		210		2,321		87
Real estate – commercial		412		543		0		605		24
Real estate – construction		0		0		0		107		0
Installment and other		0		0		0		3		1
Total	$	2,511	$	2,923	$	227	$	3,430	$	130
Interest income recorded on impaired loans was immaterial for the years ended December 31, 2013 and 2012.

Residential and commercial loans serviced for others at December 31, 2013 and 2012 amounted to approximately $13.83 million and $22.30 million, respectively.

Nonperforming loans at December 31, 2013 and 2012 are as follows:


(In thousands)	31-Dec-13		31-Dec-12
Nonaccrual loans	$	425	$	2,355
Loans greater than 90 days and accruing		75		0
Troubled debt restructurings ("TDRs")		406		557
Total nonperforming loans	$	906	$	2,912

Of the total TDRs in the table above, $235 thousand at December 31, 2013 and $374 thousand at December 31, 2012, are nonaccruing. All TDRs at December 31, 2013 were restructured prior to January 1, 2013. We have reviewed all restructurings that occurred on or after January 1, 2013 for identification as TDRs. We did not identify as a TDR any loans for which the allowance for credit losses had been measured under a general allowance for credit losses methodology.

TDRs represent balances where the existing loan was modified involving a concession in rate, term or payment amount due to the distressed financial condition of the borrower. There were seven restructured residential mortgages at December 31, 2013 with balances totaling $242 thousand. There was one restructured commercial loan at December 31, 2013 with a balance of $164 thousand. Seven of the eight TDRs at December 31, 2013 continue to pay as agreed according to the modified terms and all but two of these loans are considered well-secured; one of the TDRs is in foreclosure. At December 31, 2013, there were no commitments to lend additional funds to borrowers whose loans have been modified in a troubled debt restructuring. We had no commitments to lend additional funds to borrowers whose loans were in nonaccrual status or to borrowers whose loans were 90 days past due and still accruing at December 31, 2013. Interest income on restructured loans during years ended December 31, 2013 and 2012 was insignificant.

Nonaccrual loans by class as of December 31, 2013 and 2012 are as follows:


(In thousands)	31-Dec-13		31-Dec-12
Commercial, financial and agricultural	$	20	$	225
Real estate - residential:
First mortgage		299		1,119
Second mortgage		106		716
Real estate - commercial:
Owner occupied		0		295
Non owner occupied		0		0
Installment		0		0
Total nonaccruing non-TDR loans	$	425	$	2,355
Nonaccruing TDR’s
Commercial, financial and agricultural		0		8
Real estate – residential:
First mortgage		71		189
Real estate - commercial:
Owner occupied		164		177
Total nonaccrual loans including TDRs	$	660	$	2,729

Commercial Grading System
We use risk rating definitions for our commercial loan portfolios and certain residential loans which are generally consistent with regulatory and banking industry norms. Loans are assigned a credit quality grade which is based upon management’s on-going assessment of risk based upon an evaluation of the quantitative and qualitative aspects of each credit. This assessment is a dynamic process and risk ratings are adjusted as each borrower’s financial situation changes. This process is designed to provide timely recognition of a borrower’s financial condition and appropriately focus management resources.

Pass rated loans exhibit acceptable risk to the bank in terms of financial capacity to repay their loans as well as possessing acceptable fallback repayment sources, typically collateral and personal guarantees. Pass rated commercial loan relationships with a total exposure of $1 million or greater are subject to a formal annual review process; additionally, management reviews the risk rating at the time of any late payments, overdrafts or other sign of deterioration in the interim.
Loans rated Pass-Watch require more than usual attention and monitoring by the account officer, though not to the extent that a formal remediation plan is warranted. Borrowers can be rated Pass-Watch based upon a weakened capital structure, marginally adequate cash flow and/or collateral coverage or early-stage declining trends in operations or financial condition.

Loans rated Special Mention possess potential weakness that may expose the bank to some risk of loss in the future. These loans require more frequent monitoring and formal reporting to Management.

Substandard loans reflect well-defined weaknesses in the current repayment capacity, collateral or net worth of the borrower with the possibility of some loss to the bank if these weaknesses are not corrected. Action plans are required for these loans to address the inherent weakness in the credit and are formally reviewed.

Residential real estate and consumer loans
We do not use a grading system for our performing residential real estate and consumer loans. Credit quality for these loans is based on performance and payment status.

Below is a summary of loans by credit quality indicator as of December 31, 2013:

					Pass-		Special		Sub-
(In thousands)	Unrated		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	242	$	152,466	$	14,092	$	96	$	5,914	$	172,810
Municipal		28		65,474		26,548		1,957		0		94,007
Real estate – residential:
First mortgage		449,951		2,520		0		65		543		453,079
Second mortgage		36,599		0		0		0		28		36,627
Real estate – commercial:
Owner occupied		165		187,779		17,236		2,342		16,894		224,416
Non-owner occupied		171		134,222		9,841		270		2,399		146,903
Real estate – construction:
Residential		904		1,591		0		0		0		2,495
Commercial		738		28,127		481		0		0		29,346
Installment		5,655		0		0		0		0		5,655
All other loans		895		0		0		0		0		895
Total	$	495,348	$	572,179	$	68,198	$	4,730	$	25,778	$	1,166,233

Below is a summary of loans by credit quality indicator as of December 31, 2012:

					Pass-		Special		Sub-
(In thousands)	Unrated		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	85	$	138,307	$	18,738	$	5,704	$	2,189	$	165,023
Municipal		5		77,242		7,442		0		0		84,689
Real estate – residential:
First mortgage		418,802		1,718		32		71		862		421,485
Second mortgage		37,200		1,000		0		0		710		38,910
Real estate – commercial:
Owner occupied		86		188,330		16,718		3,546		13,628		222,308
Non-owner occupied		40		120,521		11,454		736		2,119		134,870
Real estate – construction:
Residential		41		0		1,518		0		0		1,559
Commercial		598		7,882		522		0		0		9,002
Installment		4,701		0		0		0		0		4,701
All other loans		376		0		0		0		0		376
Total	$	461,934	$	535,000	$	56,424	$	10,057	$	19,508	$	1,082,923

The amount of interest which was not earned, but which would have been earned had our nonaccrual and restructured loans performed in accordance with their original terms and conditions, was approximately $136 thousand, $142 thousand and $193 thousand in 2013, 2012 and 2011, respectively.

It is our policy to make loans to directors, executive officers, and associates of such persons on substantially the same terms, including interest rates and collateral, as those prevailing for comparable lending transactions with other persons.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	12 Months Ended
Fair Value Of Financial Instruments	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Of Financial Instruments	'
	NOTE 5: FAIR VALUE OF FINANCIAL INSTRUMENTS

	We record certain assets and liabilities at fair value. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements are also utilized to determine the initial value of certain assets and liabilities, to perform impairment assessments, and for disclosure purposes. We use quoted market prices and observable inputs to the maximum extent possible when measuring fair value. In the absence of quoted market prices, various valuation techniques are utilized to measure fair value. When possible, observable market data for identical or similar financial instruments are used in the valuation. When market data is not available, fair value is determined using valuation models that incorporate Management’s estimates of the assumptions a market participant would use in pricing the asset or liability.
	Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While Management believes our valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
	The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below:

		Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
		Level 2 - Quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability.
		Level 3 - Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported by little or no market activity).

	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

	The types of instruments valued based on quoted market prices in active markets include most U.S. government and Agency securities, liquid mortgage products, active listed equities and most money market securities. Such instruments are generally classified within Level 1 or Level 2 of the fair value hierarchy. We do not adjust the quoted price for such instruments.

	The types of instruments valued based on quoted prices in markets that are not active, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency include most investment-grade and high-yield corporate bonds, less liquid mortgage products, less liquid Agency securities, less liquid listed equities, state, municipal and provincial obligations, and certain physical commodities. Such instruments are generally classified within Level 2 of the fair value hierarchy.

	Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions; valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, Management’s best estimate will be used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Subsequent to inception, Management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalizations and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows.




	Financial instruments on a recurring basis
	The table below presents the balance of financial assets and liabilities at December 31, 2013 measured at fair value on a recurring basis:




				Fair Value Measurements at Reporting Date Using
				Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	(In thousands)	Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	0	$	100	$	0
	Agency MBSs		99,271		0		99,271		0
	Agency CMBSs		17,638		0		17,638		0
	Agency CMOs		97,209		0		97,209		0
	CLOs		37,907		0		37,907		0
	ABSs		388		0		388		0
	Interest rate swap agreements		803		0		803		0
	Total assets	$	253,316	$	0	$	253,316	$	0
	Liabilities
	Interest rate swap agreements		1,529		0		1,529		0
	Total liabilities	$	1,529	$	0	$	1,529	$	0

	The table below presents the balance of financial assets and liabilities at December 31, 2012 measured at fair value on a recurring basis:




				Fair Value Measurements at Reporting Date Using
				Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	(In thousands)	Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	0	$	100	$	0
	U.S. Agency Obligations		10,897		0		10,897		0
	U.S. GSEs		59,366		0		59,366		0
	FHLB Obligations		24,585		0		24,585		0
	Agency MBSs		148,767		0		148,767		0
	Agency CMBSs		5,029		0		5,029		0
	Agency CMOs		230,399		0		230,399		0
	Non-Agency CMOs		4,593		0		4,593		0
	CLOs		24,527		0		24,527		0
	ABSs		418		0		418		0
	Interest rate swap agreements		552		0		552		0
Total assets	$	509,233	$	0	$	509,233	$	0
Liabilities
Interest rate swap agreements		1,610		0		1,610		0
Total liabilities	$	1,610	$	0	$	1,610	$	0

Investment securities are reported at fair value utilizing Level 2 inputs. The prices for these instruments are obtained through an independent pricing service or dealer market participant with whom we have historically transacted both purchases and sales of investment securities. Prices obtained from these sources include market quotations and matrix pricing. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. More information regarding our investment securities can be found in Note 3 to these consolidated financial statements.
The interest rate swaps are reported at their fair value utilizing Level 2 inputs from third parties. The fair value of our interest rate swaps are determined using prices obtained from a third party advisor. The fair value measurement of the interest rate swap is determined by netting the discounted future fixed cash payments and the discounted expected variable cash receipts. The variable cash receipts are based on the expectation of future interest rates derived from observed market interest rate curves.
There were no transfers between Level 1 and Level 2 for the year ended December 31, 2013 or December 31, 2012. There were no Level 3 assets measured at fair value on a recurring basis during the year ended December 31, 2013.

Financial instruments on a non-recurring basis
Certain financial assets are also measured at fair value on a non-recurring basis, however they were not material at December 31, 2013 or December 31, 2012. These financial assets include impaired loans and OREO.

The fair value of Merchants’ financial instruments as of December 31, 2013 are summarized in the table below:




	Carrying
(In thousands)	Amount		Fair Value			Level 1		Level 2		Level 3
Cash and cash equivalents	$	115,471	$	115,471	$	115,471	$	0	$	0
Securities available for sale		252,513		252,513		0		252,513		0
Securities held to maturity		140,826		137,087		0		137,087		0
FHLB stock		7,496		N/A		N/A		N/A		N/A
Loans, net of allowance for loan losses		1,154,191		1,155,348		0		0		1,155,348
Interest rate swap agreement		803		803		0		803		0
Accrued interest receivable		3,982		3,982		0		958		3,024
Total	$	1,675,282	$	1,665,204	$	115,471	$	391,361	$	1,158,372
Deposits	$	1,323,576	$	1,324,634	$	1,018,470	$	306,162	$	0
Securities sold under agreement to repurchase		250,314		250,290		0		250,290		0
Other long-term debt		2,403		2,287		0		2,287		0
Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,189		0		14,189		0
Interest rate swap agreement		1,529		1,529		0		1,529		0
Accrued interest payable		214		214		15		199		0
Total	$	1,598,654	$	1,593,143	$	1,018,485	$	574,656	$	0


The fair value of Merchants’ financial instruments as of December 31, 2012 are summarized in the table below:


	Carrying
(In thousands)	Amount		Fair Value			Level 1		Level 2		Level 3
Cash and cash equivalents	$	77,228	$	77,228	$	77,228	$	0	$	0
Securities available for sale		508,681		508,681		0		508,681		0
Securities held to maturity		407		454		0		454		0
FHLB stock		8,145		N/A		N/A		N/A		N/A
Loans, net of allowance for loan losses		1,071,361		1,096,188		0		0		1,096,188
Interest rate swap agreement		552		552		0		552		0
Accrued interest receivable		4,368		4,368		0		1,366		3,002
Total assets	$	1,670,742	$	1,687,471	$	77,228	$	511,053	$	1,099,190
Deposits	$	1,271,080	$	1,273,573	$	940,682	$	332,891	$	0
Securities sold under agreement to repurchase		287,520		287,837		0		287,837		0
Other long-term debt		2,483		2,502		0		2,502		0
Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		15,177		0		15,177		0
Interest rate swap agreement		1,610		1,610		0		1,610		0
Accrued interest payable		195		195		0		195		0
Total liabilities	$	1,583,507	$	1,580,894	$	940,682	$	640,212	$	0

The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents, accrued interest receivable and accrued interest payable approximate fair value. It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability.

The methodologies for other financial assets and financial liabilities are discussed below.

Loans - The fair value for loans is estimated using discounted cash flow analyses, using interest rates and spreads currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

Deposits - The fair value of deposits with no stated maturity, which includes demand, savings, interest bearing checking and money market accounts, is equal to the amount payable on demand resulting in a Level 1 classification. The fair value of variable rate, fixed term certificates of deposit also approximates the carrying amount reported in the consolidated balance sheets. The fair value of fixed rate and fixed term certificates of deposit is estimated using a discounted cash flow method which applies interest rates currently being offered for deposits of similar remaining maturities resulting in a Level 2 classification.

Debt - The fair value of debt is estimated using current market rates for borrowings of similar remaining maturity resulting in a Level 2 classification.

Commitments to Extend Credit and Standby Letters of Credit - The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of financial standby letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties. The fair value of commitments to extend credit and standby letters of credit is approximately $47 thousand at December 31, 2013 and $45 thousand as of December 31, 2012, respectively.

Limitations ‑ Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instruments. Because no market exists for a significant portion of the financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other such factors.
These estimates do not reflect any premium or discount that could result from offering for sale at one time our entire holdings of a particular financial instrument. These estimates are subjective in nature and require considerable judgment to interpret market data. Accordingly, the estimates presented herein are not necessarily indicative of the amounts we could realize in a current market exchange, nor are they intended to represent the fair value of us as a whole. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. The fair value estimates presented herein are based on pertinent information available to Management as of the respective balance sheet date. Although we are not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein.
Other significant assets, such as premises and equipment, other assets, and liabilities not defined as financial instruments, are not included in the above disclosures. Also, the fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Premises_and_Equipment

Premises and Equipment	12 Months Ended
Premises and Equipment	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Premises and Equipment	'




	NOTE 6: PREMISES AND EQUIPMENT

	The components of premises and equipment included in the accompanying consolidated balance sheets are as follows:


	(In thousands)	2013		2012		Estimated Useful Lives (In years)
	Land	$	332	$	525	N/A
	Bank premises		6,782		10,476	39
	Leasehold improvements		9,276		8,499	5 – 20
	Furniture, equipment, and software		17,694		18,124	3 – 7
	Total gross fixed sssets		34,084		37,624
	Less: accumulated depreciation and amortization		18,512		21,547
	Total net fixed assets	$	15,572	$	16,077

	Depreciation and amortization expense related to premises and equipment amounted to $2.18 million, $1.95 million and $1.89 million in 2013, 2012 and 2011, respectively.

	We occupy certain banking offices under non-cancellable operating lease agreements expiring at various dates over the next 20 years. The majority of leases have multiple options with escalation clauses for increases associated with the cost of living or other variable expenses over time. Rent expense on these properties totaled $1.20 million, $1.08 million and $1.02 million for the years ended December 31, 2013, 2012 and 2011, respectively.

	Minimum lease payments on these properties subsequent to December 31, 2013 are as follows:


	(In thousands)	Amount
	2014	$	1,406
	2015		1,191
	2016		1,052
	2017		981
	2018		976
	Thereafter		5,559
	Total	$	11,165

	We entered into a sale leaseback arrangement for our principal office in South Burlington, Vermont, in June 2008. The deferred gain on the sale leaseback transaction resulted in a $423 thousand offset to rent expense per year through 2017 and $212 thousand in 2018. The deferred gain included in other liabilities totaled $1,904 thousand and $2,327 thousand at December 31, 2013 and 2012, respectively.

	We entered into a sale leaseback arrangement for one of our branch locations in Burlington, Vermont in December 2013. The deferred gain on the sale leaseback transaction will result in a $93 thousand offset to rent expense per year through 2023. The deferred gain included in other liabilities totaled $934 thousand at December 31, 2013.

Time_Deposits

Time Deposits	12 Months Ended
Time Deposits	Dec. 31, 2013
Time Deposits [Abstract]	'
Time Deposits	'
	NOTE 7: TIME DEPOSITS

	Scheduled maturities of time deposits at December 31, 2013 were as follows:


	(In thousands)
	Mature in year ending December 31,
	2014	$	246,814
	2015		28,481
	2016		11,285
	2017		7,264
	2018		11,262
	Thereafter		0
	Total time deposits	$	305,106

	Time deposits greater than $100 thousand totaled $115.20 million and $123.37 million as of December 31, 2013 and 2012, respectively.

Securities_Sold_Under_Agreemen

Securities Sold Under Agreements to Repurchase and Other Short-Term Debt	12 Months Ended
	Dec. 31, 2013
Securities Sold Under Agreements to Repurchase and Other Short-Term Debt [Abstract]	'
Securities Sold Under Agreements to Repurchase and Other Short-Term Debt	'

	NOTE 8: SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE AND OTHER SHORT-TERM DEBT

	FHLBB short-term borrowings and securities sold under agreements to repurchase mature daily. Securities sold under agreements to repurchase are collateralized by mortgage-backed securities and collateralized mortgage-backed obligations. We maintain effective control over the securities underlying the agreements.

	As of December 31, 2013, we could borrow up to $45 million in overnight funds through unsecured borrowing lines established with correspondent banks. We have established both overnight and longer term lines of credit with the FHLBB. The borrowings are secured by residential mortgage loans. The total amount of loans pledged to the FHLBB for both short and long-term borrowing arrangements totaled $276.94 million and $342.56 million at December 31, 2013 and 2012, respectively. We have $246.09 million in additional short or long-term borrowing capacity with FHLBB. We also have the ability to borrow short-term or long-term through the use of repurchase agreements, collateralized by our investments, with certain approved counterparties.

	The following table provides certain information regarding other borrowed funds for the three years ended December 31, 2013, 2012 and 2011:


	(In thousands)	2013			2012			2011
	FHLBB short-term borrowings
	Amount outstanding at year end	$	0		$	0		$	0
	Maximum amount outstanding during the year		72,500			97,000			0
	Average amount outstanding during the year		17,259			38,290			359
	Weighted average-rate during the year		0.30	%		0.28	%		0.28	%
	Weighted average rate at year-end		0	%		0	%		0	%
	Demand note due U.S. Treasury
	Amount outstanding at year end	$	0		$	0		$	0
	Maximum amount outstanding during the year		0			0			3,013
	Average amount outstanding during the year		0			0			1,794
	Weighted average-rate during the year		0	%		0	%		0	%
	Weighted average rate at year-end		0	%		0	%		0	%
	Securities sold under agreement to repurchase
	Amount outstanding at year end	$	250,314		$	287,520		$	262,527
	Maximum amount outstanding during the year		284,297			303,420			266,897
	Average amount outstanding during the year		212,644			230,281			217,823
	Weighted average-rate during the year		0.41	%		0.73	%		0.95	%
	Weighted average rate at year-end		0.18	%		0.47	%		0.91	%

LongTerm_Debt

Long-Term Debt	12 Months Ended
Long-Term Debt	Dec. 31, 2013
Long-Term Debt [Abstract]	'
Long-Term Debt	'




	NOTE 9: LONG-TERM DEBT

	Long-term debt consisted of the following at December 31, 2013 and 2012:


	(In thousands)	2013		2012
	Federal Home Loan Bank Notes, payable through March 2029, Rates ranging from 1.50% to 2.50%		2,403		2,483
		$	2,403	$	2,483

	There were no prepayment penalties incurred during 2013. During 2012, we prepaid $20 million in long-term debt and incurred prepayment penalties totaling $1.36 million. During 2011, we prepaid $16 million in long-term debt and incurred prepayment penalties of $861 thousand.

	Contractual maturities and amortization of long-term debt subsequent to December 31, 2013, are as follows:


	(In thousands)		Amount
	2014	$	82
	2015		84
	2016		85
	2017		87
	2018		89
	After 2019		1,976
	Total due	$	2,403

Trust_Preferred_Securities

Trust Preferred Securities	12 Months Ended
Trust Preferred Securities	Dec. 31, 2013
Trust Preferred Securities [Abstract]	'
Trust Preferred Securities	'
	NOTE 10: TRUST PREFERRED SECURITIES

	On December 15, 2004, we closed our private placement of an aggregate of $20 million of trust preferred securities. The placement occurred through a newly formed Delaware statutory trust affiliate, MBVT Statutory Trust I (the “Trust”), as part of a pooled trust preferred program. The Trust was formed for the sole purpose of issuing capital securities which are non-voting. We own all of the common securities of the Trust. The proceeds from the sale of the capital securities were loaned to us under subordinated debentures issued to the Trust. The debentures are the only asset of the Trust and payments under the debentures are the sole revenue of the Trust. Our primary source of funds to pay interest on the debentures held by the Trust is current dividends from our principal subsidiary, Merchants Bank. Accordingly, our ability to service the debentures is dependent upon the continued ability of Merchants Bank to pay dividends to us.

	These hybrid securities currently qualify as regulatory capital, up to certain regulatory limits. At the same time they are considered debt for tax purposes, and as such, interest payments are fully deductible. The trust preferred securities total $20.62 million, and carried a fixed rate of interest through December 2009 at which time the rate became variable and adjusts quarterly at three month LIBOR plus 1.95%. We entered into an interest rate swap arrangement for $10 million of our trust preferred issuance which was effective beginning on December 15, 2009. The swap fixes the rate on $10 million at 5.23% and expires on December 15, 2016. The impact on net interest income for 2013, 2012 and 2011 from the interest expense on the trust preferred securities was $756 thousand, $1.18 million and $1.19 million per year, respectively. The trust preferred securities mature on December 31, 2034, and are redeemable without penalty at our option, subject to prior approval by the FRB.

Income_Taxes

Income Taxes	12 Months Ended
Income Taxes	Dec. 31, 2013
Income Taxes [Abstract]	'
Income Taxes	'
	NOTE 11: INCOME TAXES

	The components of the provision for income taxes were as follows for the years ended December 31, 2013, 2012 and 2011:




	(In thousands)	2013		2012		2011
	Current	$	-351	$	3,205	$	4,461
	Deferred		4,329		772		-1,337
	Provision for income taxes	$	3,978	$	3,977	$	3,124

	Not included in the above table is the income tax impact associated with the unrealized gain or loss on securities available for sale and the income tax impact associated with the funded status of the pension plan, which are recorded directly in shareholders’ equity as a component of accumulated other comprehensive loss.


	The tax effects of temporary differences and tax credits that give rise to deferred tax assets and liabilities at December 31, 2013 and 2012 are presented below:


	(In thousands)	2013		2012
	Deferred tax assets:
	Allowance for loan losses	$	4,427	$	4,309
	Post retirement benefit obligation		951		1,685
	Loan mark-to-market adjustment		0		2,778
	Deferred compensation		1,369		1,293
	Installment sales		71		180
	Core deposit intangible		31		70
	Interest rate swap		251		370
	Qualified School Bond Tax Credits		919		0
	Affordable Housing/Other Tax Credits		1,244		0
	Other		284		647
	Net Operating Loss		288		0
	Investment in real estate limited partnerships, net		121		246
	Unrealized loss on securities available for sale		99		0
	Unrealized loss on securities held to maturity		1,726		0
	Total deferred tax assets	$	11,781	$	11,578
	Deferred tax liabilities:
	Loan mark-to-market adjustment	$	-3,756	$	0
	Deferred compensation		-3		0
	Unrealized gain on securities available for sale		0		-3,259
	Depreciation		-1,442		-1,638
	Accrued pension cost		-2,963		-2,949
	Total deferred tax liabilities	$	-8,164	$	-7,846
	Net deferred tax asset	$	3,617	$	3,732

	In assessing the realizability of our total deferred tax assets, Management considers whether it is more likely than not that some portion or all of those assets will not be realized. Based upon Management’s consideration of historical and anticipated future pre-tax income, as well as the reversal period for the items giving rise to the deferred tax assets and liabilities, a valuation allowance for deferred tax assets was not considered necessary at December 31, 2013 and 2012. However, factors beyond management’s control, such as the general state of the economy, can affect future levels of taxable income and there can be no assurances that sufficient taxable income will be generated to fully realize the deferred tax assets in the future.

	The following is a reconciliation of the federal income tax provision, calculated at the statutory rate of 35%, to the recorded provision for income taxes:




	(In thousands)	2013		2012		2011
	Applicable statutory Federal income tax	$	6,593	$	6,710	$	6,210
	(Reduction) increase in taxes resulting from:
	Tax-exempt income		-708		-719		-716
	Tax credits		-1,798		-2,164		-2,592
	Other, net		-109		150		222
	Provision for income taxes	$	3,978	$	3,977	$	3,124

	We have not identified any of our tax positions that contain significant uncertainties. Housing tax credits are recognized using the flow through method. We are subject to federal and state income tax examinations for years after December 31, 2010.

	The State of Vermont assesses a franchise tax for banks in lieu of income tax. The franchise tax is assessed based on deposits. Vermont franchise taxes, net of state credits amounted to approximately $1.35 million, $1.20 million and $1.18 million in 2013, 2012 and 2011, respectively, which is included as noninterest expense in the accompanying consolidated statement of income.

Employee_Benefit_Plans

Employee Benefit Plans	12 Months Ended
Employee Benefit Plans	Dec. 31, 2013
Employee Benefit Plans [Abstract]	'
Employee Benefit Plans	'
	NOTE 12: EMPLOYEE BENEFIT PLANS

	Pension Plan
	Prior to January 1995, we maintained a noncontributory defined benefit plan (the “Pension Plan”) covering all eligible employees. During 1995, the Pension Plan was curtailed. Accordingly, all accrued benefits were fully vested and no additional years of service or age will be accrued.

	We recognize the overfunded or underfunded status of a single employer defined benefit post retirement plan as an asset or liability on the consolidated balance sheets and recognize changes in the funded status in comprehensive income in the year in which the change occurred.

	The following tables provide a reconciliation of the changes in the Pension Plan’s benefit obligations and fair value of assets over the two year period ending December 31, 2013, and a statement of the funded status as of December 31 of both years:




	(In thousands)	2013		2012
	Reconciliation of benefit obligation
	Benefit obligation at beginning of year	$	10,801	$	9,240
	Service cost including expenses		53		48
	Interest cost		418		478
	Actuarial (gain) loss		-1,117		1,559
	Benefits paid and expected expenses		-544		-524
	Benefit obligation at year-end	$	9,611	$	10,801
	Reconciliation of fair value of plan assets
	Fair value of plan assets at beginning of year	$	14,412	$	8,806
	Actual return on plan assets		1,569		1,132
	Employer contributions		0		5,000
	Benefits paid and actual expenses		-535		-526
	Fair value of plan assets at year-end	$	15,446	$	14,412
	Funded status at year end	$	5,835	$	3,611

	We have no minimum required contribution for 2014.

	The accumulated benefit obligation is equal to the projected benefit obligation and was $9.61 million and $10.80 million at December 31, 2013 and 2012, respectively. Amounts recognized in accumulated other comprehensive income for net actuarial losses totaled $2.8 million and $4.8 million at December 31, 2013 and 2012, respectively.

	The following tables summarize the components of net periodic benefit cost and other changes in Pension Plan assets and benefit obligations recognized in other comprehensive income for the years ended December 31, 2013, 2012 and 2011, respectively:



	(In thousands)		2013		2012		2011
	Interest cost	$	418	$	478	$	473
	Expected return on plan assets		-988		-600		-642
	Service costs		53		48		50
	Net loss amortization		355		326		252
	Net periodic pension (benefit) cost	$	-162	$	252	$	133




	(In thousands)		2013		2012		2011
	Net loss (gain)	$	-1,707	$	1,016	$	861
	Net loss amortization		-355		-326		-252
	Total recognized in other comprehensive (income) loss	$	-2,062	$	690	$	609
	Total recognized in net periodic pension cost (income) and
	and other comprehensive (income) loss	$	-2,224	$	942	$	742

	The estimated net actuarial loss for the Pension Plan that will be amortized from accumulated other comprehensive income into net periodic pension cost for 2014 is $127 thousand.

	The following table summarizes the assumptions used to determine the benefit obligations and net periodic benefit costs for the years ended December 31, 2013, 2012 and 2011:




			2013		2012		2011
	Benefit obligations
	Discount rate		4.98	%	3.98	%	5.24	%
Net periodic benefit cost
Discount rate		3.98	%	5.24	%	5.26	%
Expected long-term return on plan assets		7.00	%	7.00	%	7.00	%

The discount rate reflects the rates at which pension benefits could be effectively settled. We look to rates of return on high-quality fixed income investments currently available and expected to be available during the period of maturity of the pension benefits. Consideration was given to the rates that would be used to settle plan obligations as of December 31, 2013 and to the rates of other indices at year-end. Our actuary constructed a hypothetical high quality bond portfolio with cash flows that match the expected monthly benefit payments under the pension plan and calculated a discount rate based upon that portfolio. The expected long-term rate of return on plan assets reflects long-term earnings expectations on existing plan assets and those contributions expected to be received during the current plan year. In estimating that rate, appropriate consideration was given to historical returns earned by plan assets in the fund and the rates of return expected to be available for reinvestment. Rates of return were adjusted to reflect current capital market assumptions and changes in investment allocations, if any.

The Board of Directors has chosen our Trust division as the investment manager for the Pension Plan. The investment objectives of the Pension Plan are to provide both income and capital appreciation and to assist with current and future spending needs of the Pension Plan while at the same time minimizing the risks of investing. The investment target of the Pension Plan is to achieve a total annual rate of return in excess of the change in the Consumer Price Index for the aggregate investments of the Pension Plan evaluated over a period of five years. A certain amount of risk must be assumed to achieve the Pension Plan's investment target rate of return. The Pension Plan uses a balanced portfolio which has a 5-15 year time horizon and is considered moderate risk. The portfolio strategy followed by the Pension Plan has a baseline allocation of 60% stock and 40% fixed income securities, but the investment manager may allocate funds within certain specified ranges. The range for equities is 35% to 75% and for fixed income securities the range is 25% to 60%. The allocation among categories will vary from the baseline allocation when opportunities are identified to improve returns and/or reduce risk.

The fair value of Pension Plan assets at December 31, 2013 by asset category are as follows:


			Fair Value Measurements at Reporting Date Using:
(In thousands)			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
Description	Total			(Level 1)		(Level 2)		(Level 3)
Cash	$	31	$	31	$	0	$	0
Money Market Funds		434		434		0		0
Equity Securities:
Large Cap Equity Mutual Funds		3,630		3,630		0		0
Small Cap Equity Mutual Funds		140		140		0		0
Domestic Equities		256		256		0		0
Global Equity Mutual Funds		939		939		0		0
International Equity Mutual Funds		2,712		2,712		0		0
Absolute Return Funds		722		722		0		0
Fixed Income:
International Bond Mutual Funds		559		559		0		0
Taxable Bond Mutual Funds		6,023		6,023		0		0
Total	$	15,446	$	15,446	$	0	$	0




The fair value of Pension Plan assets at December 31, 2012 by asset category are as follows:




			Fair Value Measurements at Reporting Date Using:
(In thousands)			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
Description	Total			(Level 1)		(Level 2)		(Level 3)
Cash	$	0	$	0	$	0	$	0
Money Market Funds		5,301		5,301		0		0
Equity Securities:
Large Cap Equity Mutual Funds		2,104		2,104		0		0
Small Cap Equity Mutual Funds		75		75		0		0
Domestic Equities		205		205		0		0
Global Equity Mutual Funds		577		577		0		0
International Equity Mutual Funds		1,651		1,651		0		0
Absolute Return Funds		446		446		0		0
Fixed Income:
International Bond Mutual Funds		364		364		0		0
Taxable Bond Mutual Funds		3,689		3,689		0		0
Total	$	14,412	$	14,412	$	0	$	0

Large Cap Equity Mutual Funds: Funds in this category have a diversified, index and actively managed multi-manager approach to investing in domestic stocks. There are multiple fund managers that are included in the portfolio with multiple categories of industries being invested in by the managers in mid-size, to large-size publicly traded firms with a majority of funds invested in large companies.

Small Cap Equity Mutual Funds: Funds in this category have a diversified, active fund manager approach to investing in small company domestic stocks.

Domestic equities: The Pension Plan holds 7,650 shares of Merchants Bancshares, Inc. stock with a cost basis of $64 thousand and a market value at December 31, 2013 of $256 thousand.

Global Equity Mutual Funds: Funds in this category are diversified, active global equity funds that have exposure to both large company domestic stocks as well as large company developed country international stocks.

International Equity Mutual Funds: Funds in this category have a diversified, index and actively managed multi-manager approach to investing in international developed country stocks and emerging market stocks.

Absolute Return Funds: Funds in this category are invested in a diversified portfolio of stocks, preferred stocks, convertible bonds, and bonds. The portfolio manager’s objective is to take advantage of inefficiencies in the stock and bond markets to capture a return on investment by using specialized trading strategies. The goal of these trading strategies is to provide investors with consistent, positive returns that are not necessarily correlated to the general equity markets.

International Bond Mutual Funds: Funds in this category have a diversified, actively managed approach to investing in international bonds, with an average credit rating for the majority of the portfolio being investment grade.

Taxable Bond Mutual Funds: Funds in this category have a diversified, actively managed multi-manager approach to investing in domestic and international bonds. A majority of funds are invested in domestic bonds with an average credit rating for the majority of the portfolio being investment grade.

The following table summarizes the estimated future benefit payments expected to be paid under the Pension Plan:



		Pension
(In thousands)		Benefits
2014	$	543
2015		557
2016		576
2017		617
2018		660
Years 2019 to 2023	$	3,414

The estimated future benefit payments expected to be paid under the Pension Plan are based on the same assumptions used to measure our benefit obligation at December 31, 2013. No future service estimates were included due to the frozen status of the Pension Plan.

401(k) Employee Stock Ownership Plan
Under the terms of our 401(k) Employee Stock Ownership Plan (“401(k)”) eligible employees are entitled to contribute up to 75% of their compensation, subject to IRS limitations, to the 401(k), and we contribute a percentage of the amounts contributed by the employees as authorized by Merchants’ Bank’s Board of Directors. We contributed approximately 46%, 47% and 49% of the amounts contributed by the employees in 2013, 2012 and 2011, respectively.

Summary of Expense
A summary of expense relating to our various employee benefit plans for each of the years in the three year period ended December 31, 2013 is as follows:



(In thousands)	2013		2012		2011
Pension plan	$	-162	$	252	$	133
401(k)		565		590		622
Total	$	403	$	842	$	755

StockBased_Compensation_Plans

Stock-Based Compensation Plans	12 Months Ended
Stock-Based Compensation Plans	Dec. 31, 2013
Stock-Based Compensation Plans [Abstract]	'
Stock-Based Compensation Plans	'
	NOTE 13: STOCK-BASED COMPENSATION PLANS

	Merchants has established stock based compensation plans for directors and for certain employees. The Amended and Restated Merchants Bancshares, Inc. 2008 Stock Incentive Plan (the “Plan”) allows us to grant stock options and restricted stock grants to certain employees. The Plan allows for the issuance of up to 600,000 shares of stock. As of December 31, 2013, there were 455,464 shares that remain available for future grants under the Plan. The Merchants Bancshares, Inc. and Subsidiaries Amended and Restated 2008 Compensation Plan for Non-Employee Directors and Trustees allows us to issue up to 150,000 shares of stock. As of December 31, 2013 there were 106,088 shares that remain available for future issuance under the Plan.

	The fair value of stock option and restricted stock awards, measured at the grant date are amortized to compensation expense on a straight-line basis over the vesting period. The total compensation cost related to stock option awards and restricted stock awards was $187 thousand, $172 thousand and $164 thousand for 2013, 2012 and 2011, respectively. Compensation cost related to stock option and restricted stock awards is included in salary expense in the accompanying consolidated statements of income. There is no remaining compensation expense relating to stock option grants. Remaining compensation expense related to current outstanding restricted stock awards is $237 thousand.

	Deferred Compensation Plans for Non-Employee Directors
	Merchants has established deferred compensation plans for non-employee Directors and Trustees. The total number of shares of common stock available under the plan is 150,000 shares. Under the terms of these plans participating directors can elect to have all, or a specified percentage, of their director’s fees for a given year paid in the form of cash or deferred in the form of restricted shares of Merchants’ common stock. These shares are held in a rabbi trust and are considered outstanding for purposes of computing earnings per share. Directors who elect to have their compensation deferred are credited with a number of shares of Merchants’ common stock equal in value to the amount of fees deferred. The participating director may not sell, transfer or otherwise dispose of these shares prior to distribution. With respect to shares of common stock issued or otherwise transferred to a participating director, the participating director will have the right to receive dividends or other distributions thereon. Deferred director’s fees are recognized as an expense in the year incurred.

	Restricted Stock
	Restricted stock provides grantees with rights to shares of common stock upon completion of a service period. During the service period, all shares are considered outstanding and dividends are paid on the restricted stock. We made a grant of 5,846, 6,680 and 11,054 restricted shares in 2013, 2012 and 2011, respectively. The shares vest three years after the grant date. The grant date fair value of restricted stock granted during 2013, 2012 and 2011 was $28.96, $26.33 per share and $25.00 per share, respectively. All shares are currently unvested.

	Stock Options
	Stock options were granted at 100% of fair market value and vest over three years. The last option granted was in May 2010. The fair value of each option grant was estimated on the grant date using the Black-Scholes option-pricing model that requires Merchants to develop estimates for assumptions used in the model. The Black-Scholes valuation model uses the following assumptions: expected volatility, expected term of option, risk-free interest rate and dividend yield. Expected volatility estimates are developed based on historical volatility of our stock. We use historical data to estimate the expected term of the options. The risk-free interest rate for periods within the expected life of the option is based on the U.S. Treasury yield in effect at the grant date. The dividend yield represents the expected dividends on our stock.

	A summary of Merchants’ stock option plan as of December 31, 2013, 2012 and 2011 and changes during the years then ended are as follows, with numbers of shares in thousands:




		2013			2012			2011
			Weighted			Weighted			Weighted
			Average			Average			Average
		Number	Exercise		Number	Exercise		Number	Exercise
		Of	Price		Of	Price		Of	Price
		Shares	Per Share		Shares	Per Share		Shares	Per Share
	Options outstanding, beginning of year	95	$	22.87	121	$	22.81	127	$	22.82
	Granted	0		0	0		0	0		0
	Exercised	8		22.07	18		22.81	6		22.93
	Forfeited	0		0	8		22.07	0		0
	Expired	0		0	0		0	0		0
	Options outstanding, end of year	87	$	22.95	95	$	22.87	121	$	22.81
	Options exercisable	87	$	22.95	51	$	23.57	34	$	24.01

	As of December 31, 2013, there were options outstanding within the following ranges: 77 thousand at an exercise price within the range of $22.07 to $22.93, and 10 thousand at $26.63.

	The total intrinsic value of options exercised was $52 thousand, $73 thousand and $8 thousand for the three years ended December 31, 2013, 2012 and 2011, respectively. We generally use shares held in treasury for option exercises. Options exercisable at December 31, 2013 had an intrinsic value of $924 thousand and a weighted average remaining term of 5.30 years. The total cash received from employees, net of withholding taxes, as a result of employee stock option exercises was $0, $280 thousand and $0 for the years ended December 31, 2013, 2012 and 2011, respectively. The tax benefit realized as a result of the stock option exercises was approximately $8 thousand, $20 thousand and $1 thousand for the years ended December 31, 2013, 2012 and 2011, respectively.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
Earnings Per Share	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'

	NOTE 14: EARNINGS PER SHARE

	The following table presents reconciliations of the calculations of basic and diluted earnings per share for the years ended December 31, 2013, 2012 and 2011:




		Twelve Months Ended
		December 31,
	(In thousands except per share data)	2013		2012		2011
	Net income	$	15,131	$	15,194	$	14,620
	Weighted average common shares outstanding		6,303		6,259		6,212
	Dilutive effect of common stock equivalents		13		12		12
	Weighted average common and common equivalent
	shares outstanding		6,316		6,271		6,224
	Basic earnings per common share	$	2.40	$	2.43	$	2.35
	Diluted earnings per common share	$	2.40	$	2.42	$	2.35

	Basic earnings per common share were computed by dividing net income by the weighted average number of shares of common stock outstanding during the year. The computation of diluted earnings per share excludes the effect of assuming the exercise of certain outstanding stock options because the effect would be anti-dilutive. There were no anti-dilutive options outstanding for 2013 or 2012. The average anti-dilutive options outstanding for 2011 were 7,500.

Parent_Company

Parent Company	12 Months Ended
Parent Company	Dec. 31, 2013
Parent Company [Abstract]	'
Parent Company	'
	NOTE 15: PARENT COMPANY

	Merchants Bancshares, Inc.’s (the “Parent Company”) investments in its subsidiaries are recorded using the equity method of accounting. Summarized financial information relative to the Parent Company only balance sheets at December 31, 2013 and 2012, and statements of income and cash flows for each of the years in the three year period ended December 31, 2013, are shown in the following table. The statement of changes in shareholders' equity for the Parent Company are not reported because they are identical to the consolidated financial statements.



	Balance Sheets as of December 31,
	(In thousands)	2013		2012
	Assets:
	Investment in subsidiaries*	$	137,810	$	135,373
	Cash*		2,797		4,116
	Other assets		461		526
	Total assets	$	141,068	$	140,015
	Liabilities and shareholders’ equity:
	Other liabilities	$	838	$	1,175
	Long term debt		20,619		20,619
	Shareholders’ equity		119,611		118,221
	Total liabilities and shareholders’ equity	$	141,068	$	140,015




	Statements of Income for the Years Ended December 31,
	(In thousands)	2013		2012		2011
	Dividends from Merchants Bank*	$	5,789	$	7,607	$	7,953
	Equity in undistributed earnings of subsidiaries*		10,211		8,721		7,832
	Other expense, net		-1,337		-1,743		-1,788
	Benefit from income taxes		468		609		623
	Net income	$	15,131	$	15,194	$	14,620




	Statement of Cash Flows for the Years Ended December 31,
	(In thousands)	2013		2012		2011
	Cash flow from operating activities:
	Net income	$	15,131	$	15,194	$	14,620
	Adjustments to reconcile net income to net cash provided by operating activities:
	Net change in other assets		65		170		-84
	Net change in other liabilities		-121		-116		66
	Equity in undistributed earnings of subsidiaries*		-10,211		-8,721		-7,832
	Net cash provided by operating activities		4,864		6,527		6,770
	Cash flows from financing activities:
	Sale of treasury stock		15		18		14
	Proceeds from exercise of stock options		0		280		-1
	Tax benefit from exercises of stock options		8		20		1
	Cash dividends paid		-6,432		-6,324		-6,233
	Other, net		226		200		206
	Net cash used in financing activities		-6,183		-5,806		-6,013
	Increase (decrease) in cash and cash equivalents		-1,319		721		757
	Cash and cash equivalents at beginning of year		4,116		3,395		2,638
	Cash and cash equivalents at end of year	$	2,797	$	4,116	$	3,395

	* Account balances are partially or fully eliminated in consolidation

Commitments_And_Contingencies

Commitments And Contingencies	12 Months Ended
	Dec. 31, 2013
Commitments And Contingencies [Abstract]	'
Commitments And Contingencies	'
	NOTE 16: COMMITMENTS AND CONTINGENCIES

	Financial Instruments with Off-Balance Sheet Risk
	Merchants is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments primarily include commitments to extend credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit and interest rate risk that are not recognized in the accompanying consolidated balance sheets.

	Exposure to credit loss in the event of nonperformance by the other party to the financial instruments for commitments to extend credit and financial guarantees written is represented by the contractual amount of those instruments. We use the same credit policies in making commitments as we do for on-balance sheet instruments.

	The contractual amounts of these financial instruments at December 31, 2013 and 2012 are as follows:




	(In thousands)	2013		2012
	Financial instruments whose contract amounts represent credit risk:
	Commitments to originate loans	$	12,728	$	13,624
	Unused lines of credit		195,510		180,812
	Standby letters of credit		4,729		4,481
	Loans sold with recourse		0		8
	Equity commitments to affordable housing limited partnerships		2,841		869

	Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Since a portion of the commitment is expected to expire without being drawn upon, the total commitment amount does not necessarily represent a future cash requirement. We evaluate each customer's creditworthiness on a case-by-case basis. The amount of collateral obtained by us upon extension of credit is based on Management's credit evaluation of the counterparty, and an appropriate amount of real and/or personal property is typically obtained as collateral.

	Disclosures are required regarding liability-recognition for the fair value at issuance of certain guarantees. We do not issue any guarantees that would require liability-recognition or disclosure, other than our standby letters of credit. We have issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party. Standby letters of credit generally arise in connection with lending relationships. The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers. Contingent obligations under standby letters of credit totaled approximately $4.73 million and $4.48 million at December 31, 2013 and 2012, respectively, and represent the maximum potential future payments we could be required to make. Typically, these instruments have terms of 12 months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements. Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments. Our policies governing loan collateral apply to standby letters of credit at the time of credit extension. Loan-to-value ratios are generally consistent with loan-to-value requirements for other commercial loans secured by similar types of collateral.

	We may enter into commitments to sell loans, which involve market and interest rate risk. There were no such commitments at December 31, 2013 or 2012.

	Balances at the Federal Reserve Bank
	At December 31, 2013 and 2012, amounts at the Federal Reserve Bank included $17.03 million and $9.17 million, respectively, held to satisfy certain reserve requirements of the Federal Reserve Bank.

	Legal Proceedings
	We have been named as defendants in various legal proceedings arising from our normal business activities. Although the amount of any ultimate liability with respect to such proceedings cannot be determined, in the opinion of Management, based upon input from counsel on the anticipated outcome of such proceedings, any such liability will not have a material effect on our consolidated financial position.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	12 Months Ended
Accumulated Other Comprehensive Income (Loss)	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Abstract]	'
Accumulated Other Comprehensive Income (Loss)	'





	NOTE 17: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

	The following table presents changes in accumulated other comprehensive income (loss) by component, net of tax for the year ending December 31, 2013.


	(In thousands)	Unrealized Gains (Losses) on Securities Available-For-Sale		Unrealized Gains (Losses) on Securities Transferred From Available-For-Sale to Held-To-Maturity		Pension Plan		Interest Rate Swaps		Accumulated Other Comprehensive Income (Loss)
	Beginning Balance	$	6,033	$	0	$	-3,130	$	-688	$	2,215
	Other comprehensive income before reclassifications		-9,844		0		1,110		216		-8,518
	Transfer of securities from available-for-sale to held-to-maturity		3,533		-3,533		0		0		0
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		0		237		0		0		237
	Reclassification adjustments for (gains) losses reclassified into income		116		0		230		0		346
	Net current period other comprehensive (loss) income		-6,195		-3,296		1,340		216		-7,935
	Balance December 31, 2013	$	-162	$	-3,296	$	-1,790	$	-472	$	-5,720


	Details of the reclassification adjustments in the above table for the year ended December 31, 2013 are presented below:






	Details about Accumulated Other Comprehensive Income Components (In thousands)	Amount Reclassified from Accumulated Other Comprehensive Income		Affected Line Item in the Statement Where Net Income is Presented
	Unrealized gains (losses) securities
			166	Net impairment losses
		$	12	Net losses (gains) on investment securities
			178	Total before tax
			-62	Provision for income taxes
		$	116	Net of tax

	Pension Plan
		$	355	Compensation and benefits
			355	Total before tax
			-125	Provision for income taxes
		$	230	Net of tax
	Total reclassification adjustments	$	346

Regulatory_Capital_Requirement

Regulatory Capital Requirements	12 Months Ended
Regulatory Capital Requirements	Dec. 31, 2013
Regulatory Capital Requirements [Abstract]	'
Regulatory Capital Requirements	'




	NOTE 18: REGULATORY CAPITAL REQUIREMENTS

	We are subject to various regulatory capital requirements administered by federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory, and possibly additional discretionary, actions by regulators that, if undertaken, could have a direct material effect on our financial statements. Under capital adequacy guidelines, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. It is the policy of the FRB that banks and bank holding companies, respectively, should pay dividends only out of current earnings and only if, after paying such dividends, the bank or bank holding company would remain adequately capitalized. We are also subject to the regulatory framework for prompt corrective action that requires it to meet specific capital guidelines to be considered well capitalized. Our capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.

	Quantitative measures established by regulation to ensure capital adequacy require us to maintain minimum ratios (set forth in the table below) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average assets (as defined). Management believes, as of December 31, 2013, that Merchants met all capital adequacy requirements to which it is subject.

	As of December 31, 2013, the most recent notification from the FDIC categorized Merchants Bank as well capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that Management believes have changed Merchants Bank’s category. To be considered well capitalized under the regulatory framework for prompt corrective action, Merchants Bank must maintain minimum Tier 1 Leverage, Tier 1 Risk-Based, and Total Risk-Based Capital ratios. Set forth in the table below are those ratios as well as those for Merchants Bancshares, Inc.

	It is the policy of the FRB that bank holding companies should pay dividends only out of current earnings and only if, after paying such dividends, the bank holding company would remain adequately capitalized. The FRB has the authority to prohibit a bank holding company, such as us, from paying dividends if it deems such payment to be an unsafe or unsound practice. The FDIC has the authority to use its enforcement powers to prohibit a bank from paying dividends if, in its opinion, the payment of dividends would constitute an unsafe or unsound practice. Federal law also prohibits the payment of dividends by a bank that will result in the bank failing to meet its applicable capital requirements on a pro forma basis.




										To Be Well-
										Capitalized Under
						For Capital				Prompt Corrective
		Actual				Adequacy Purposes				Action Provisions
	(In thousands)	Amount		Percent		Amount		Percent		Amount		Percent
	As of December 31, 2013
	Merchants Bancshares, Inc.:
	Tier 1 Leverage Capital	$	142,036	8.44	%	$	67,344	4.00	%		N/A	N/A
	Tier 1 Risk-Based Capital		142,036	14.87	%		38,216	4.00	%		N/A	N/A
	Total Risk-Based Capital		153,999	16.12	%		76,433	8.00	%		N/A	N/A
	Merchants Bank:
	Tier 1 Leverage Capital	$	139,144	8.24	%	$	67,530	4.00	%	$	84,413	5.00	%
	Tier 1 Risk-Based Capital		139,144	14.47	%		38,470	4.00	%		57,705	6.00	%
	Total Risk-Based Capital		151,176	15.72	%		76,940	8.00	%		96,175	10.00	%
	As of December 31, 2012
	Merchants Bancshares, Inc.:
	Tier 1 Leverage Capital	$	136,004	8.08	%	$	67,307	4.00	%		N/A	N/A
	Tier 1 Risk-Based Capital		136,004	14.75	%		36,887	4.00	%		N/A	N/A
	Total Risk-Based Capital		147,505	16.00	%		73,753	8.00	%		N/A	N/A
	Merchants Bank:
	Tier 1 Leverage Capital	$	131,850	7.81	%	$	67,494	4.00	%	$	84,367	5.00	%
	Tier 1 Risk-Based Capital		131,850	14.21	%		37,123	4.00	%		55,684	6.00	%
	Total Risk-Based Capital		143,422	15.45	%		74,245	8.00	%		92,806	10.00	%

	Capital amounts for Merchants Bancshares, Inc. include $20 million in trust preferred securities issued in December 2004. These hybrid securities qualify as regulatory capital up to certain regulatory limits.

Derivative_Financial_Instrumen

Derivative Financial Instruments	12 Months Ended
Derivative Financial Instruments	Dec. 31, 2013
Derivative Financial Instruments [Abstract]	'
Derivative Financial Instruments	'




	NOTE 19: DERIVATIVE FINANCIAL INSTRUMENTS

	At December 31, 2013 and 2012, we had an interest rate swap with a notional amount of $10 million that was designated as a cash flow hedge. The swap was used to convert a portion of the floating rate interest on our trust preferred issuance to a fixed rate of interest of 5.23% through December 15, 2016. Each quarter we assess the effectiveness of the hedging relationships by comparing the changes in cash flows of the derivative hedging instruments with the changes in cash flows of the designated hedged item. There was no ineffective portion recognized in earnings during 2013, 2012 or 2011. The fair value of $(726) thousand and $(1.06) million was reflected in other comprehensive income in the accompanying consolidated balance sheets at December 31, 2013 and December 31, 2012, respectively.

	We entered into interest rate swaps during 2013 with a notional amount of $33.03 million with certain of our commercial customers. In order to minimize our risk, these customer derivatives (pay floating/receive fixed swaps) have been offset with essentially matching interest rate swaps with our counterparty totaling $33.03 million (pay fixed/receive floating swaps). At December 31, 2013, the weighted average receive rate of these interest rate swaps was 1.76%, the weighted average pay rate was 3.37% and the weighted average maturity was 13.8 years. The fair values of $803 thousand and $803 thousand were reflected in other assets and other liabilities, respectively, in the accompanying consolidated balance sheets at December 31, 2013. Hedge accounting has not been applied for these derivatives. Because the terms of the swaps with our customer and the other financial institution offset each other, with the only difference being counterparty credit risk, changes in the fair value of the underlying derivative contracts are not materially different and do not significantly impact our results of operations.

	During 2013, we entered into interest rate swaps with notional amounts totaling $8.80 million that were designated as fair value hedges of certain fixed rate loans with municipalities. At December 31, 2013, the weighted average receive rate of these interest rate swaps was 1.49%, the weighted average pay rate was 3.11% and the weighted average maturity was 19.5 years. The amounts recognized in earnings and other assets for the ineffective portion of the interest swaps was immaterial.

	We assessed our counterparty risk at December 31, 2013 and determined any credit risk inherent in our derivative contracts was insignificant. Information about the fair value of derivative financial instruments can be found in Note 5 to these consolidated financial statements.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policy)	12 Months Ended
Summary of Significant Accounting Policies (Policy)	Dec. 31, 2013
Summary of Significant Accounting Policies [Abstract]	'
Principles of Consolidation	'
	Principles of Consolidation
	The accompanying consolidated financial statements include the accounts of Merchants Bancshares, Inc. (the “Company”), and its wholly-owned subsidiary Merchants Bank (the “Bank,” and collectively with the Company, “Merchants”, “we,” “us, or “our”). All material intercompany accounts and transactions are eliminated in consolidation. We offer a full range of deposit, loan, cash management, and trust services to meet the financial needs of individual consumers, businesses and municipalities at 32 full-service banking offices throughout the state of Vermont as of December 31, 2013.

Managementbs Use of Estimates in Preparation of Financial Statements	'
	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with U.S. Generally Accepted Accounting Principles (“GAAP”) requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

Cash and Cash Equivalents	'
	Cash and Cash Equivalents
	Cash and cash equivalents consist of cash on hand, amounts due from banks, Federal Funds sold and other short-term investments, with maturities at time of purchase of less than 90 days, in the accompanying consolidated statements of cash flows.

Investment Securities	'
	Investment Securities
	We classify certain of our investments in debt securities as held to maturity, which are carried at amortized cost, if we have the positive intent and ability to hold such securities to maturity. Investments in debt securities that are not classified as held to maturity and equity securities that have readily determinable fair values are classified as available for sale securities or trading securities. Available for sale securities are investments not classified as trading or held to maturity. Available for sale securities are carried at fair value which is measured at each reporting date. The resulting unrealized gain or loss is reflected in accumulated other comprehensive income (loss) net of the associated tax effects. Gains and losses on sales of investment securities are recognized through the statement of income using the specific identification method.

	Transfers from securities available for sale to securities held to maturity are recorded at the securities’ fair values on the date of the transfer. Any net unrealized gains or losses continue to be included as a separate component of accumulated other comprehensive income (loss), on a net of tax basis. As long as the securities are carried in the held to maturity portfolio, such amounts are amortized (accreted) over the estimated remaining life of the transferred securities as an adjustment to yield in a manner consistent with the amortization of premiums and discounts.

	Interest and dividend income, including amortization of premiums and discounts, are recorded in earnings for all categories of investment securities. Discounts and premiums related to debt securities are amortized using the level-yield method which anticipates prepayments for amortizing securities.

	Management evaluates securities for other-than-temporary impairment (“OTTI”) on at least a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation. For securities in an unrealized loss position, management considers the extent and duration of the unrealized loss, and the financial condition and near-term prospects of the issuer. Management also assesses whether it intends to sell, or it is more likely than not that it will be required to sell, a security in an unrealized loss position before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the entire difference between amortized cost and fair value is recognized as impairment through earnings. For debt securities that do not meet the aforementioned criteria, the amount of impairment is split into two components as follows: 1) OTTI related to credit loss, which must be recognized in the income statement and 2) other-than-temporary impairment (OTTI) related to other factors, which is recognized in other comprehensive income. The credit loss is defined as the difference between the present value of the cash flows expected to be collected and the amortized cost basis. For equity securities, the entire amount of impairment is recognized through earnings.

Federal Home Loan Bank System	'
	Federal Home Loan Bank System
	We are a member of the Federal Home Loan Bank System, which consists of 12 regional Federal Home Loan Banks. The Federal Home Loan Bank of Boston (“FHLBB”) provides a central credit facility primarily for member institutions. Member institutions are required to acquire and hold shares of capital stock in the FHLBB in an amount at least equal to the sum of 0.35% of the aggregate principal amount of its unpaid residential mortgage loans and similar obligations at the beginning of each year. We were in compliance with this requirement at December 31, 2013. FHLBB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.


Bank Owned Life Insurance	'
	Bank Owned Life Insurance
	We purchased life insurance policies on certain key executives where the Bank is the beneficiary. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value (“CSV”) adjusted for other charges or other amounts due that are probable at settlement. Increases in the CSV of the policies, as well as death benefits received, net of any CSV, are recorded in noninterest income, and are not subject to income taxes.

Loans	'
	Loans
	Loans are carried at the principal amounts outstanding net of the allowance for loan losses, and net of deferred loan costs and fees. Deferred loan costs and fees are amortized over the estimated lives of the loans using the interest method. Interest income is accrued on the unpaid principal balance.

Allowance for Credit Losses	'
	Allowance for Credit Losses
	The Allowance for Credit Losses (“Allowance”) is comprised of the Allowance for Loan Losses and the Reserve for Undisbursed Lines of Credit, and is based on Management’s estimate of the amount required to reflect probable incurred credit losses in the loan portfolio. Factors considered in evaluating the adequacy of the Allowance include previous loss experience, the size and composition of the portfolio, risk rating composition, current economic and real estate market conditions and their effect on the borrowers, the performance of individual loans in relation to contractual terms and estimated fair values of properties that secure impaired loans.
	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings (“TDR”) and classified as impaired.

	Commercial and commercial real estate loans are individually evaluated for impairment when a loan meets any of the specific criteria identified in our methodology. If a loan is impaired, the loan is either charged down, or a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.

	Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered TDRs. Concessions that result in a loan being considered a TDR usually consists of a reduction in interest rate to a below market rate, taking into account the credit quality of the note, or a deferment or reduction of payments, principal or interest, which alters the Bank’s position or significantly extends the note’s maturity date, such that the present value of cash flows to be received is less than those contractually established at the loan’s origination. TDRs are measured at the present value of estimated future cash flows using the loans effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, we determine the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.

	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by us over the most recent 5 years. This actual loss experiences is supplemented with other factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations.

Troubled Debt Restructuring (bTDRb)	'
	Commercial and commercial real estate loans are individually evaluated for impairment when a loan meets any of the specific criteria identified in our methodology. If a loan is impaired, the loan is either charged down, or a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures.

	Loans for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered TDRs. Concessions that result in a loan being considered a TDR usually consists of a reduction in interest rate to a below market rate, taking into account the credit quality of the note, or a deferment or reduction of payments, principal or interest, which alters the Bank’s position or significantly extends the note’s maturity date, such that the present value of cash flows to be received is less than those contractually established at the loan’s origination. TDRs are measured at the present value of estimated future cash flows using the loans effective rate at inception. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, we determine the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

Income Recognition on Impaired and Nonaccrual Loans	'
	Income Recognition on Impaired and Nonaccrual Loans
	Loans, including impaired loans, are generally classified as nonaccrual if they are past due as to maturity or payment of principal or interest for a period of more than 90 days. If a loan or a portion of a loan is internally classified as impaired or is partially charged-off, the loan is classified as nonaccrual. Loans that are on a current payment status or past due less than 90 days may also be classified as nonaccrual if repayment in full of principal and/or interest is in doubt. Income accruals are suspended on all nonaccruing loans, and all previously accrued and uncollected interest is charged against current income.

	Loans may be returned to accrual status when there is a sustained period of repayment performance (generally a minimum of six months) by the borrower, in accordance with the contractual terms of the loans and all principal and interest amounts contractually due, including arrearages, are reasonably assured of repayment within an acceptable period of time.

	While a loan is classified as nonaccrual and the future collectability of the recorded loan balance is uncertain, any payments received are generally applied to reduce the principal balance. When the future collectability of the recorded loan balance is expected, interest income may be recognized on a cash basis. In the case where a nonaccrual loan had been partially charged-off, recognition of interest on a cash basis is limited to that which would have been recognized on the recorded loan balance at the contractual interest rate. Interest collections in excess of that amount are recorded as a reduction of principal.

Premises and Equipment	'
	Premises and Equipment
	Premises and equipment are stated at cost, less accumulated depreciation and amortization. Depreciation and amortization are provided using straight-line and accelerated methods at rates that depreciate the original cost of the premises and equipment over the shorter of their estimated useful lives or the expected lease term in the case of leasehold improvements. Expenditures for maintenance, repairs and renewals of minor items are generally charged to expense as incurred. When premises and equipment are replaced, retired, or deemed no longer useful they are written down to estimated selling price less costs to sell by a charge to current earnings.

Investments in Real Estate Limited Partnerships	'
	Investments in Real Estate Limited Partnerships
	We have investments in various real estate limited partnerships that acquire, develop, own and operate low and moderate-income housing. Our ownership interest in these limited partnerships ranges from 3.3% to 99.9% as of December 31, 2013. These investments are made directly in Low Income Housing Tax Credit, or LIHTC, partnerships formed by third parties. As a limited partner in these operating partnerships, we receive tax credits and tax deductions for losses incurred by the underlying properties. These investments are amortized over a maximum of 10 years, which represents the period that the tax credits will be utilized.

	Management periodically reviews the results of operations of the various real estate limited partnerships to determine if the partnerships generate sufficient operating cash flow to fund their current obligations. In addition, we review the current value of the underlying property compared to the outstanding debt obligations. If it is determined that the investment suffers from a permanent impairment, the carrying value is written down to the estimated realizable value. The maximum exposure on these investments is the current carrying amount plus amounts obligated to be funded in the future.

Other Real Estate Owned	'
	Other Real Estate Owned
	Collateral acquired through foreclosure is initially recorded at the lower of cost or fair value, less estimated costs to sell, at the time of acquisition, establishing a new cost basis. Any cost in excess of the estimated fair value on the transfer date is charged to the allowance for credit losses. Subsequent decreases in the fair value of other real estate owned (“OREO”) are reflected as a write-down and charged to expense. Net operating income or expense related to foreclosed property is included in noninterest expense in the accompanying consolidated statements of income.

Repurchase Agreements	'
	Repurchase Agreements
	Repurchase agreements are accounted for as secured financing transactions since we maintain effective control over the transferred securities and the transfer meets the other criteria for such accounting. Obligations to repurchase securities sold are reflected as a liability in the consolidated balance sheets. The securities underlying the agreements are delivered to a custodial account for the benefit of the repurchase agreement holders. The repurchase agreement holders, who may sell, loan or otherwise dispose of such securities to other parties in the normal course of their operations, agree to resell to us the same securities at the maturities of the agreements.

Stock-Based Compensation	'
	Stock-Based Compensation
	The Amended and Restated Merchants Bancshares, Inc. 2008 Stock Incentive Plan provides grants of up to 600,000 stock options or restricted stock awards to certain key employees. We recognize compensation expense for services received in a share-based payment transaction over the required service period, generally defined as the vesting period. The compensation cost is based on the grant-date fair value of the award (as determined by quoted market prices). Stock awards are granted at fair market value on the date of the grant and vest based on a three year service period.

	The fair value of an option grant is estimated on the grant date using the Black-Scholes option-pricing model that requires us to develop estimates for assumptions used in the model. The Black-Scholes valuation model uses the following assumptions: expected volatility, expected term of option, risk-free interest rate and dividend yield. Expected volatility estimates are developed by us based on historical volatility of our stock. We use historical data to estimate the expected term of the options. The risk-free interest rate for periods within the expected life of the option is based on the U.S. Treasury yield in effect at the grant date.

Employee Benefit Costs	'
	Employee Benefit Costs
	Prior to 1995, we maintained a non-contributory pension plan covering substantially all employees that met eligibility requirements. The plan was curtailed in 1995. The cost of this plan, based on actuarial computations of current and future benefits, is charged to current operating expenses. We recognize the overfunded or underfunded status of a single employer defined benefit post retirement plan as an asset or liability on the consolidated balance sheets and recognize changes in the funded status in comprehensive income in the year in which the change occurred.

Income Taxes	'
	Income Taxes
	Deferred tax assets and liabilities are reflected at currently enacted income tax rates applicable to the period in which the deferred tax assets or liabilities are expected to be realized or settled. As changes in tax laws or rates are enacted, deferred tax assets and liabilities are adjusted through the provision for income taxes. Low-income housing tax credits and historic rehabilitation credits are recognized as a reduction of income tax expense in the year in which they are earned. We recognize interest and/or penalties related to income tax matters in other noninterest expense in our consolidated statements of income. Penalties and/or interest were zero or immaterial for 2013, 2012 and 2011. Our policy is to reduce deferred tax assets by a valuation allowance if, based on the weight of available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.


Earnings Per Share	'
	Earnings Per Share
	Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding. Diluted earnings per share are computed in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as stock options) were issued during the period, computed using the treasury stock method. Shares held in rabbi trusts related to deferred compensation plans are considered outstanding for purposes of computing earnings per share.

Comprehensive Income	'
	Comprehensive Income
	Comprehensive income consists of net income and other comprehensive income. Other comprehensive income includes unrealized gains and losses on securities available for sale, unrealized gains and losses on cash flow hedges and changes in the funded status of the pension plan, which are also recognized as separate components of equity.

Loss Contingencies	'
	Loss Contingencies
	Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there now are such matters that will have a material effect on the financial statements.

Derivative Financial Instruments and Hedging Activities	'
	Derivative Financial Instruments and Hedging Activities
	At the inception of a derivative contract, we designate the derivative as one of three types based on our intentions and belief as to likely effectiveness as a hedge. These three types are (1) a hedge of the fair value of a recognized asset or liability or of an unrecognized firm commitment (“fair value hedge”), (2) a hedge of a forecasted transaction or the variability of cash flows to be received or paid related to a recognized asset or liability (“cash flow hedge”), or (3) an instrument with no hedging designation (“stand-alone derivative”). For a fair value hedge, the gain or loss on the derivative, as well as the offsetting loss or gain on the hedged item, are recognized in current earnings as fair values change. For a cash flow hedge, the gain or loss on the derivative is reported in other comprehensive income and is reclassified into earnings in the same periods during which the hedged transaction affects earnings. For both types of hedges, changes in the fair value of derivatives that are not highly effective in hedging the changes in fair value or expected cash flows of the hedged item are recognized immediately in current earnings. Changes in the fair value of derivatives that do not qualify for hedge accounting are reported currently in earnings, as noninterest income.

	Net cash settlements on derivatives that qualify for hedge accounting are recorded in interest income or interest expense, based on the item being hedged. Net cash settlements on derivatives that do not qualify for hedge accounting are reported in noninterest income. Cash flows on hedges are classified in the cash flow statement the same as the cash flows of the items being hedged.

	We formally document the relationship between derivatives and hedged items, as well as the risk-management objective and the strategy for undertaking hedge transactions at the inception of the hedging relationship. This documentation includes linking fair value or cash flow hedges to specific assets and liabilities on the balance sheet or to specific firm commitments or forecasted transactions. We also formally assess, both at the hedge’s inception and on an ongoing basis, whether the derivative instruments that are used are highly effective in offsetting changes in fair values or cash flows of the hedged items.

	When hedge accounting is discontinued, subsequent changes in fair value of the derivative are recorded as noninterest income. When a fair value hedge is discontinued, the hedged asset or liability is no longer adjusted for changes in fair value and the existing basis adjustment is amortized or accreted over the remaining life of the asset or liability. When a cash flow hedge is discontinued, but the hedged cash flows or forecasted transactions are still expected to occur, gains or losses that were accumulated in other comprehensive income are amortized into earnings over the same periods which the hedged transactions will affect earnings.


Segment Reporting	'
	Segment Reporting
	Our operations are solely in the financial services industry and include providing to our customers traditional banking and other financial services. We operate primarily in the state of Vermont. Management makes operating decisions and assesses performance based on an ongoing review of our consolidated financial results. Therefore, we have a single operating segment for financial reporting purposes.

Fair Value Measurements	'
	Fair Value Measurements
	Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect these estimates.


Reclassifications	'
	Reclassifications
	Reclassifications are made to prior years’ consolidated financial statements whenever necessary to conform to the current year’s presentation.

Investment_Securities_Tables

Investment Securities (Tables)	12 Months Ended
Investment Securities (Tables)	Dec. 31, 2013
Investment Securities [Abstract]	'
Summary Of Amortized Cost And Fair Values Of Securities Classified As Available For Sale And Held To Maturity	'
	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2013 are as follows:




				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	(In thousands)	Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	0	$	0	$	100
	U.S. Agency Obligations		0		0		0		0
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		0		0		0		0
	Federal Home Loan Bank ("FHLB") Obligations		0		0		0		0
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")		97,882		2,876		1,487		99,271
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")		18,398		0		760		17,638
	Agency Collateralized Mortgage Obligations ("Agency CMOs")		98,162		254		1,207		97,209
	Non-agency Collateralized Mortgage Obligations ("Non-agency CMOs")		0		0		0		0
	Collateralized Loan Obligations ("CLOs")		37,834		73		0		37,907
	Asset Backed Securities ("ABSs")		357		31		0		388
	Total Available for Sale	$	252,733	$	3,234	$	3,454	$	252,513







				Gross		Gross
		Amortized		Unrecognized		Unrecognized		Fair
		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	23,580	$	0	$	458	$	23,122
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		9,442		0		512		8,930
	Federal Home Loan Bank ("FHLB") Obligations		4,684		0		191		4,493
	Agency Collateralized Mortgage Obligations		94,105		0		2,426		91,679
	Agency MBSs		9,015		25		177		8,863
	Total Held to Maturity	$	140,826	$	25	$	3,764	$	137,087

	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2012 are as follows:




				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	(In thousands)	Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	0	$	0	$	100
	U.S. Agency Obligations		10,956		0		59		10,897
	U.S. GSEs		58,731		723		88		59,366
	FHLB Obligations		24,546		39		0		24,585
	Agency MBSs		142,441		6,326		0		148,767
	Agency CMBSs		5,087		0		58		5,029
	Agency CMOs		227,815		2,922		338		230,399
	Non-agency CMOs		4,589		6		2		4,593
	CLOs		24,748		0		221		24,527
	ABSs		357		61		0		418
	Total Available for Sale	$	499,370	$	10,077	$	766	$	508,681

				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
		Cost		Gains		Losses		Value
	Held to Maturity:
Agency MBSs	$	407	$	47	$	0	$	454
Total Held to Maturity	$	407	$	47	$	0	$	454


Summary Of Contractual Maturity Distribution Of Debt Securities Classified As Available For Sale And Held To Maturity	'
	The contractual final maturity distribution of the debt securities classified as available for sale of December 31, 2013, are as follows:



				After One		After Five
		Within		But Within		But Within		After Ten
	(In thousands)	One Year		Five Years		Ten Years		Years		Total
	Available for Sale (at fair value):
	U.S. Treasury Obligations	$	100	$	0	$	0	$	0	$	100
	Agency MBSs		143		4,383		14,989		79,756		99,271
	Agency CMBSs		0		0		13,226		4,412		17,638
	Agency CMOs		0		0		3,095		94,114		97,209
	CLOs		0		0		28,022		9,885		37,907
	ABSs		0		0		0		388		388
	Total Available for Sale	$	243	$	4,383	$	59,332	$	188,555	$	252,513
	Available for Sale (at amortized cost):
	U.S. Treasury Obligations	$	100	$	0	$	0	$	0	$	100
	Agency MBSs		135		4,123		14,200		79,424		97,882
	Agency CMBSs		0		0		13,754		4,644		18,398
	Agency CMOs		0		0		3,092		95,070		98,162
	CLOs		0		0		27,949		9,885		37,834
	ABSs		0		0		0		357		357
	Total Available for Sale	$	235	$	4,123	$	58,995	$	189,380	$	252,733

	The contractual final maturity distribution of the debt securities classified as held to maturity of December 31, 2013, are as follows:



				After One		After Five
		Within		But Within		But Within		After Ten
	(In thousands)	One Year		Five Years		Ten Years		Years		Total
	Held to Maturity (at fair value):
	U.S. Agency Obligations	$	0	$	0	$	0	$	23,122	$	23,122
	U.S. GSEs		0		0		8,930		0		8,930
	FHLB Obligations		0		0		4,493		0		4,493
	Agency MBSs		7		26		0		8,830		8,863
	Agency CMOs		0		0		0		91,679		91,679
	Total Held to Maturity	$	7	$	26	$	13,423	$	123,631	$	137,087
	Held to Maturity (at amortized cost):
	U.S. Agency Obligations	$	0	$	0	$	0	$	23,580	$	23,580
	U.S. GSEs		0		0		9,442		0		9,442
	FHLB Obligations		0		0		4,684		0		4,684
	Agency MBSs		7		25		0		8,983		9,015
	Agency CMOs		0		0		0		94,105		94,105
	Total Held to Maturity	$	7	$	25	$	14,126	$	126,668	$	140,826


Summary of Proceeds, Gross Gains and Gross Losses on Available for Sale Securities	'



	(In thousands)	2013		2012		2011
	Proceeds	$	53,215	$	129,936	$	131,858
	Gross gains		548		811		1,188
	Gross losses		-560		-304		-139
	Net gains (losses)	$	-12	$	507	$	1,049


Summary Of Gross Unrealized/Unrecognized Losses On Investment Securities Available For Sale	'
	Gross unrealized losses on investment securities available for sale and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2013, were as follows:




		Less Than 12 Months				12 Months or More				Total
	(In thousands)	Fair Value		Loss		Fair Value		Loss			Fair Value	Loss
	Agency MBSs	$	46,547	$	1,487	$	0	$	0	$	46,547	$	1,487
	Agency CMBSs		12,778		578		4,860		182		17,638		760
	Agency CMOs		57,904		977		3,557		230		61,461		1,207
	Total	$	117,229	$	3,042	$	8,417	$	412	$	125,646	$	3,454

	Gross unrecognized losses on investment securities held to maturity and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2013, were as follows:



		Less Than 12 Months				12 Months or More				Total
	(In thousands)	Fair Value		Loss		Fair Value		Loss			Fair Value	Loss
	U.S. Agency Obligations	$	13,722	$	307	$	9,400	$	151	$	23,122	$	458
	U.S. GSEs		8,930		512		0		0		8,930		512
	FHLB Obligations		4,493		191		0		0		4,493		191
	Agency CMOs		66,203		1,410		25,476		1,016		91,679		2,426
	Agency MBSs		8,569		177		0		0		8,569		177
	Total	$	101,917	$	2,597	$	34,876	$	1,167	$	136,793	$	3,764
	Gross unrealized losses on investment securities available for sale and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at December 31, 2012, were as follows:




		Less Than 12 Months				12 Months or More				Total
	(In thousands)	Fair Value		Loss		Fair Value		Loss		Fair Value		Loss
	U.S. Treasury Obligations	$	0	$	0	$	0	$	0	$	0	$	0
	U.S. Agency Obligations	$	10,897	$	59	$	0	$	0	$	10,897	$	59
	U.S. GSEs		9,882		88		0		0		9,882		88
	FHLB Obligations		0		0		0		0		0		0
	Agency MBSs		0		0		0		0		0		0
	Agency CMBSs		5,029		58		0		0		5,029		58
	Agency CMOs		39,047		338		0		0		39,047		338
	Non-agency CMOs		0		0		3,041		2		3,041		2
	CLOs		24,527		221		0		0		24,527		221
	ABSs		0		0		0		0		0		0
	Total	$	89,382	$	764	$	3,041	$	2	$	92,423	$	766

Loans_And_The_Allowance_For_Cr1

Loans And The Allowance For Credit Losses (Tables)	12 Months Ended
Loans And The Allowance For Credit Losses (Tables)	Dec. 31, 2013
Loans And The Allowance For Credit Losses [Abstract]	'
Composition Of The Loan Portfolio	'


	(In thousands)	31-Dec-13		31-Dec-12
	Commercial, financial and agricultural	$	172,810	$	165,023
	Municipal loans		94,007		84,689
	Real estate loans – residential		489,706		460,395
	Real estate loans – commercial		371,319		357,178
	Real estate loans – construction		31,841		10,561
	Installment loans		5,655		4,701
	All other loans		895		376
	Total loans	$	1,166,233	$	1,082,923


Loan Loss Experience And Activity In The Allowance For Credit Losses	'
	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2013:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312
	Charge-offs		-20		0		-289		-1		0		-9		-93		-412
	Recoveries		62		0		6		40		1		6		13		128
	Provision (credit)		-135		246		-57		386		277		4		79		800
	Ending balance	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828

	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2012:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	2,905	$	309	$	3,017	$	4,605	$	477	$	23	$	17	$	11,353
	Charge-offs		-9		0		-20		-32		0		0		0		-61
	Recoveries		30		0		14		1		25		0		0		70
	Provision (credit)		521		213		410		86		-268		-6		-6		950
	Ending balance	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312




	The following table reflects our loan loss experience and activity in the allowance for credit losses for the twelve months ended December 31, 2011:


	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Beginning balance	$	2,617	$	236	$	2,305	$	5,266	$	283	$	24	$	23	$	10,754
	Charge-offs		-80		0		-83		-60		-96		-10		0		-329
	Recoveries		101		0		4		44		25		4		0		178
	Provision (credit)		267		73		791		-645		265		5		-6		750
	Ending balance	$	2,905	$	309	$	3,017	$	4,605	$	477	$	23	$	17	$	11,353


Allowance For Loan Losses And The Recorded Investment In Loans	'
	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2013:



	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Ending balance individually evaluated for impairment	$	2	$	0	$	41	$	69	$	0	$	0	$	0	$	112
	Ending balance collectively evaluated for impairment		3,352		768		3,040		5,016		512		18		10		12,716
	Totals	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
	Financing receivables:
	Ending balance individually evaluated for impairment	$	20	$	0	$	722	$	164	$	0	$	0	$	0	$	906
	Ending balance collectively evaluated for impairment		172,790		94,007		488,984		371,155		31,841		5,655		895		1,165,327
	Totals	$	172,810	$	94,007	$	489,706	$	371,319	$	31,841	$	5,655	$	895	$	1,166,233
	Components:
	Allowance for loan losses	$	2,740	$	758	$	2,995	$	5,040	$	481	$	18	$	10	$	12,042
	Reserve for undisbursed lines of credit		614		10		86		45		31		0		0		786
	Total allowance for credit losses	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828




	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2012:



	(In thousands)	Commercial, financial and agricultural		Municipal		Real estate- residential		Real estate- commercial		Real estate-construction		Installment		All other		Totals
	Allowance for credit losses:
	Ending balance individually evaluated for impairment	$	149	$	0	$	361	$	59	$	0	$	0	$	0	$	569
	Ending balance collectively evaluated for impairment		3,298		522		3,060		4,601		234		17		11		11,743
	Totals	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312
	Financing receivables:
	Ending balance individually evaluated for impairment	$	233	$	0	$	2,317	$	472	$	0	$	0	$	0	$	3,022
	Ending balance collectively evaluated for impairment		164,790		84,689		458,078		356,706		10,561		4,701		376		1,079,901
	Totals	$	165,023	$	84,689	$	460,395	$	357,178	$	10,561	$	4,701	$	376	$	1,082,923
	Components:
	Allowance for loan losses	$	2,915	$	494	$	3,333	$	4,605	$	187	$	17	$	11	$	11,562
	Reserve for undisbursed lines of credit		532		28		88		55		47		0		0		750
	Total allowance for credit losses	$	3,447	$	522	$	3,421	$	4,660	$	234	$	17	$	11	$	12,312


Recorded Investment of Loans, Including Nonaccrual And Restructured Loans	'
	The table below presents the recorded investment of loans, including nonperforming and restructured loans, segregated by class, with delinquency aging as of December 31, 2013:


		30-59 Days		60-89 Days		90 Days or More		Total Past						Greater Than 90 Days and
	(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	0	$	0	$	20	$	20	$	172,790	$	172,810	$	0
	Municipal		0		0		0		0		94,007		94,007		0
	Real estate-residential:
	First mortgage		4		294		341		639		452,440		453,079		0
	Second mortgage		0		4		181		185		36,442		36,627		75
	Real estate-commercial:
	Owner occupied		0		0		0		0		224,416		224,416		0
	Non-owner occupied		72		0		0		72		146,831		146,903		0
	Real estate-construction:
	Residential		0		0		0		0		2,495		2,495		0
	Commercial		0		0		0		0		29,346		29,346		0
	Installment		0		0		0		0		5,655		5,655		0
	Other		0		0		0		0		895		895		0
	Total	$	76	$	298	$	542	$	916	$	1,165,317	$	1,166,233	$	75

	Of the total past due loans in the aging table above, $542 thousand are non-performing of which $42 thousand are restructured loans and $75 thousand were greater than 90 days past due and accruing. There were $374 thousand past due performing loans at December 31, 2013.




	The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2012:


		30-59 Days		60-89 Days		90 Days or More		Total Past						Greater Than 90 Days and
	(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	0	$	0	$	0	$	0	$	165,023	$	165,023	$	0
	Municipal		0		0		0		0		84,689		84,689		0
	Real estate-residential:
	First mortgage		92		43		950		1,085		420,400		421,485		0
	Second mortgage		0		0		716		716		38,194		38,910		0
	Real estate-commercial:
	Owner occupied		0		0		295		295		222,013		222,308		0
	Non-owner occupied		0		0		0		0		134,870		134,870		0
	Real estate-construction:
	Residential		0		0		0		0		1,559		1,559		0
	Commercial		0		0		0		0		9,002		9,002		0
	Installment		0		0		0		0		4,701		4,701		0
	Other		0		0		0		0		376		376		0
	Total	$	92	$	43	$	1,961	$	2,096	$	1,080,827	$	1,082,923	$	0


Impaired Loans By Class	'
	Impaired loans by class at December 31, 2013 are as follows:

	(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded
	Commercial, financial and agricultural	$	0	$	0	$	0	$	211	$	20
	Real estate – residential:
	First mortgage		410		629		0		541		31
	Second mortgage		181		218		0		145		3
	Real estate – commercial:
	Owner occupied		0		0		0		93		26
	Non-owner occupied		0		0		0		0		0
	Installment		0		0		0		1		0
	With related allowance recorded
	Commercial, financial and agricultural		20		21		2		343		0
	Real estate – residential:
	First mortgage		131		135		41		512		0
	Second mortgage		0		0		0		246		0
	Real estate – commercial:
	Owner occupied		164		175		69		170		0
	Installment		0		0		0		5		0
	Total
	Commercial, financial and agricultural		20		21		2		554		20
	Real estate – residential		722		982		41		1,444		34
	Real estate – commercial		164		175		69		263		26
	Installment		0		0		0		6		0
	Total	$	906	$	1,178	$	112	$	2,267	$	80







	Impaired loans by class at December 31, 2012 are as follows:

	(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
	With no related allowance recorded
	Commercial, financial and agricultural	$	7	$	22	$	0	$	39	$	1
	Real estate – residential:
	First mortgage		853		1,010		0		807		51
	Second mortgage		16		17		0		247		34
	Real estate – commercial:
	Owner occupied		295		367		0		380		3
	Non-owner occupied		0		0		0		0		0
	Installment		0		0		0		1		0
	With related allowance recorded
	Commercial, financial and agricultural		226		228		149		37		2
	Real estate – residential:
	First mortgage		748		766		173		662		1
	Second mortgage		700		700		188		320		0
	Real estate – commercial:
	Owner occupied		177		179		59		136		2
	Total
	Commercial, financial and agricultural		233		250		149		76		3
	Real estate – residential		2,317		2,493		361		2,036		86
	Real estate – commercial		472		546		59		516		5
	Installment		0		0		0		1		0
	Total	$	3,022	$	3,289	$	569	$	2,629	$	94

	Impaired loans by class at December 31, 2011 are as follows:


	(In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	77	$	96	$	0	$	154	$	0
Real estate – residential:
First mortgage		914		1,127		0		1,201		44
Second mortgage		222		224		0		325		43
Real estate – commercial:
Owner occupied		412		543		0		495		11
Non-owner occupied		0		0		0		64		4
Real estate – construction:
Commercial		0		0		0		107		0
Installment		0		0		0		3		1
With related allowance recorded
Commercial, financial and agricultural		37		43		17		240		18
Real estate – residential:
First mortgage		790		830		207		761		0
Second mortgage		59		60		3		34		0
Real estate – commercial:
Non-owner occupied		0		0		0		46		9
Total
Commercial, financial and agricultural		114		139		17		394		18
Real estate – residential		1,985		2,241		210		2,321		87
Real estate – commercial		412		543		0		605		24
Real estate – construction		0		0		0		107		0
Installment and other		0		0		0		3		1
Total	$	2,511	$	2,923	$	227	$	3,430	$	130


Nonperforming Loans	'


	(In thousands)	31-Dec-13		31-Dec-12
	Nonaccrual loans	$	425	$	2,355
	Loans greater than 90 days and accruing		75		0
	Troubled debt restructurings ("TDRs")		406		557
	Total nonperforming loans	$	906	$	2,912


Nonaccrual Loans By Class	'


	(In thousands)	31-Dec-13		31-Dec-12
	Commercial, financial and agricultural	$	20	$	225
	Real estate - residential:
	First mortgage		299		1,119
	Second mortgage		106		716
	Real estate - commercial:
	Owner occupied		0		295
	Non owner occupied		0		0
	Installment		0		0
	Total nonaccruing non-TDR loans	$	425	$	2,355
	Nonaccruing TDR’s
	Commercial, financial and agricultural		0		8
	Real estate – residential:
	First mortgage		71		189
	Real estate - commercial:
	Owner occupied		164		177
	Total nonaccrual loans including TDRs	$	660	$	2,729


Summary Of Loans By Credit Quality Indicator	'
	Below is a summary of loans by credit quality indicator as of December 31, 2013:

						Pass-		Special		Sub-
	(In thousands)	Unrated		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	242	$	152,466	$	14,092	$	96	$	5,914	$	172,810
	Municipal		28		65,474		26,548		1,957		0		94,007
	Real estate – residential:
	First mortgage		449,951		2,520		0		65		543		453,079
	Second mortgage		36,599		0		0		0		28		36,627
	Real estate – commercial:
	Owner occupied		165		187,779		17,236		2,342		16,894		224,416
	Non-owner occupied		171		134,222		9,841		270		2,399		146,903
	Real estate – construction:
	Residential		904		1,591		0		0		0		2,495
	Commercial		738		28,127		481		0		0		29,346
	Installment		5,655		0		0		0		0		5,655
	All other loans		895		0		0		0		0		895
	Total	$	495,348	$	572,179	$	68,198	$	4,730	$	25,778	$	1,166,233

	Below is a summary of loans by credit quality indicator as of December 31, 2012:

						Pass-		Special		Sub-
	(In thousands)	Unrated		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	85	$	138,307	$	18,738	$	5,704	$	2,189	$	165,023
	Municipal		5		77,242		7,442		0		0		84,689
	Real estate – residential:
	First mortgage		418,802		1,718		32		71		862		421,485
	Second mortgage		37,200		1,000		0		0		710		38,910
	Real estate – commercial:
	Owner occupied		86		188,330		16,718		3,546		13,628		222,308
	Non-owner occupied		40		120,521		11,454		736		2,119		134,870
	Real estate – construction:
	Residential		41		0		1,518		0		0		1,559
	Commercial		598		7,882		522		0		0		9,002
	Installment		4,701		0		0		0		0		4,701
	All other loans		376		0		0		0		0		376
	Total	$	461,934	$	535,000	$	56,424	$	10,057	$	19,508	$	1,082,923

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	12 Months Ended
Fair Value Of Financial Instruments (Tables)	Dec. 31, 2013
Fair Value Of Financial Instruments [Abstract]	'
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	'
	The table below presents the balance of financial assets and liabilities at December 31, 2013 measured at fair value on a recurring basis:




				Fair Value Measurements at Reporting Date Using
				Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	(In thousands)	Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	0	$	100	$	0
	Agency MBSs		99,271		0		99,271		0
	Agency CMBSs		17,638		0		17,638		0
	Agency CMOs		97,209		0		97,209		0
	CLOs		37,907		0		37,907		0
	ABSs		388		0		388		0
	Interest rate swap agreements		803		0		803		0
	Total assets	$	253,316	$	0	$	253,316	$	0
	Liabilities
	Interest rate swap agreements		1,529		0		1,529		0
	Total liabilities	$	1,529	$	0	$	1,529	$	0

	The table below presents the balance of financial assets and liabilities at December 31, 2012 measured at fair value on a recurring basis:




				Fair Value Measurements at Reporting Date Using
				Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	(In thousands)	Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	0	$	100	$	0
	U.S. Agency Obligations		10,897		0		10,897		0
	U.S. GSEs		59,366		0		59,366		0
	FHLB Obligations		24,585		0		24,585		0
	Agency MBSs		148,767		0		148,767		0
	Agency CMBSs		5,029		0		5,029		0
	Agency CMOs		230,399		0		230,399		0
	Non-Agency CMOs		4,593		0		4,593		0
	CLOs		24,527		0		24,527		0
	ABSs		418		0		418		0
	Interest rate swap agreements		552		0		552		0
	Total assets	$	509,233	$	0	$	509,233	$	0
	Liabilities
	Interest rate swap agreements		1,610		0		1,610		0
	Total liabilities	$	1,610	$	0	$	1,610	$	0


Fair Values Of Financial Instruments	'



		Carrying
	(In thousands)	Amount		Fair Value			Level 1		Level 2		Level 3
	Cash and cash equivalents	$	115,471	$	115,471	$	115,471	$	0	$	0
	Securities available for sale		252,513		252,513		0		252,513		0
	Securities held to maturity		140,826		137,087		0		137,087		0
	FHLB stock		7,496		N/A		N/A		N/A		N/A
	Loans, net of allowance for loan losses		1,154,191		1,155,348		0		0		1,155,348
	Interest rate swap agreement		803		803		0		803		0
	Accrued interest receivable		3,982		3,982		0		958		3,024
	Total	$	1,675,282	$	1,665,204	$	115,471	$	391,361	$	1,158,372
	Deposits	$	1,323,576	$	1,324,634	$	1,018,470	$	306,162	$	0
	Securities sold under agreement to repurchase		250,314		250,290		0		250,290		0
	Other long-term debt		2,403		2,287		0		2,287		0
	Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,189		0		14,189		0
	Interest rate swap agreement		1,529		1,529		0		1,529		0
	Accrued interest payable		214		214		15		199		0
	Total	$	1,598,654	$	1,593,143	$	1,018,485	$	574,656	$	0


	The fair value of Merchants’ financial instruments as of December 31, 2012 are summarized in the table below:


		Carrying
	(In thousands)	Amount		Fair Value			Level 1		Level 2		Level 3
	Cash and cash equivalents	$	77,228	$	77,228	$	77,228	$	0	$	0
	Securities available for sale		508,681		508,681		0		508,681		0
	Securities held to maturity		407		454		0		454		0
	FHLB stock		8,145		N/A		N/A		N/A		N/A
	Loans, net of allowance for loan losses		1,071,361		1,096,188		0		0		1,096,188
	Interest rate swap agreement		552		552		0		552		0
	Accrued interest receivable		4,368		4,368		0		1,366		3,002
	Total assets	$	1,670,742	$	1,687,471	$	77,228	$	511,053	$	1,099,190
	Deposits	$	1,271,080	$	1,273,573	$	940,682	$	332,891	$	0
	Securities sold under agreement to repurchase		287,520		287,837		0		287,837		0
	Other long-term debt		2,483		2,502		0		2,502		0
	Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		15,177		0		15,177		0
	Interest rate swap agreement		1,610		1,610		0		1,610		0
	Accrued interest payable		195		195		0		195		0
	Total liabilities	$	1,583,507	$	1,580,894	$	940,682	$	640,212	$	0

Premises_and_Equipment_Tables

Premises and Equipment (Tables)	12 Months Ended
Premises and Equipment (Tables)	Dec. 31, 2013
Premises and Equipment [Abstract]	'
Components of Premises and Equipment Included in the Accompanying Consolidated Balance Sheets	'


	(In thousands)	2013		2012		Estimated Useful Lives (In years)
	Land	$	332	$	525	N/A
	Bank premises		6,782		10,476	39
	Leasehold improvements		9,276		8,499	5 – 20
	Furniture, equipment, and software		17,694		18,124	3 – 7
	Total gross fixed sssets		34,084		37,624
	Less: accumulated depreciation and amortization		18,512		21,547
	Total net fixed assets	$	15,572	$	16,077


Minimum Lease Payments	'


	(In thousands)	Amount
	2014	$	1,406
	2015		1,191
	2016		1,052
	2017		981
	2018		976
	Thereafter		5,559
	Total	$	11,165

Time_Deposits_Tables

Time Deposits (Tables)	12 Months Ended
Time Deposits (Tables)	Dec. 31, 2013
Time Deposits [Abstract]	'
Scheduled Maturities of Time Deposits	'


	(In thousands)
	Mature in year ending December 31,
	2014	$	246,814
	2015		28,481
	2016		11,285
	2017		7,264
	2018		11,262
	Thereafter		0
	Total time deposits	$	305,106

Securities_Sold_Under_Agreemen1

Securities Sold Under Agreements to Repurchase and Other Short-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2013
Securities Sold Under Agreements to Repurchase and Other Short-Term Debt [Abstract]	'
Information Regarding Other Borrowed Funds	'


	(In thousands)	2013			2012			2011
	FHLBB short-term borrowings
	Amount outstanding at year end	$	0		$	0		$	0
	Maximum amount outstanding during the year		72,500			97,000			0
	Average amount outstanding during the year		17,259			38,290			359
	Weighted average-rate during the year		0.30	%		0.28	%		0.28	%
	Weighted average rate at year-end		0	%		0	%		0	%
	Demand note due U.S. Treasury
	Amount outstanding at year end	$	0		$	0		$	0
	Maximum amount outstanding during the year		0			0			3,013
	Average amount outstanding during the year		0			0			1,794
	Weighted average-rate during the year		0	%		0	%		0	%
	Weighted average rate at year-end		0	%		0	%		0	%
	Securities sold under agreement to repurchase
	Amount outstanding at year end	$	250,314		$	287,520		$	262,527
	Maximum amount outstanding during the year		284,297			303,420			266,897
	Average amount outstanding during the year		212,644			230,281			217,823
	Weighted average-rate during the year		0.41	%		0.73	%		0.95	%
	Weighted average rate at year-end		0.18	%		0.47	%		0.91	%

LongTerm_Debt_Tables

Long-Term Debt (Tables)	12 Months Ended
Long-Term Debt (Tables)	Dec. 31, 2013
Long-Term Debt [Abstract]	'
Long-Term Debt	'


	(In thousands)	2013		2012
	Federal Home Loan Bank Notes, payable through March 2029, Rates ranging from 1.50% to 2.50%		2,403		2,483
		$	2,403	$	2,483


Contractual Maturities of Long-Term Debt	'


	(In thousands)		Amount
	2014	$	82
	2015		84
	2016		85
	2017		87
	2018		89
	After 2019		1,976
	Total due	$	2,403

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
Income Taxes (Tables)	Dec. 31, 2013
Income Taxes [Abstract]	'
Components of Provision for Income Taxes	'


	(In thousands)	2013		2012		2011
	Current	$	-351	$	3,205	$	4,461
	Deferred		4,329		772		-1,337
	Provision for income taxes	$	3,978	$	3,977	$	3,124


Tax Effects of Temporary Differences and Tax Credits that Give Rise to Deferred Tax Assets and Liabilities	'


	(In thousands)	2013		2012
	Deferred tax assets:
	Allowance for loan losses	$	4,427	$	4,309
	Post retirement benefit obligation		951		1,685
	Loan mark-to-market adjustment		0		2,778
	Deferred compensation		1,369		1,293
	Installment sales		71		180
	Core deposit intangible		31		70
	Interest rate swap		251		370
	Qualified School Bond Tax Credits		919		0
	Affordable Housing/Other Tax Credits		1,244		0
	Other		284		647
	Net Operating Loss		288		0
	Investment in real estate limited partnerships, net		121		246
	Unrealized loss on securities available for sale		99		0
	Unrealized loss on securities held to maturity		1,726		0
	Total deferred tax assets	$	11,781	$	11,578
	Deferred tax liabilities:
	Loan mark-to-market adjustment	$	-3,756	$	0
	Deferred compensation		-3		0
	Unrealized gain on securities available for sale		0		-3,259
	Depreciation		-1,442		-1,638
	Accrued pension cost		-2,963		-2,949
	Total deferred tax liabilities	$	-8,164	$	-7,846
	Net deferred tax asset	$	3,617	$	3,732


Reconciliation of Federal Income Tax Provision	'


	(In thousands)	2013		2012		2011
	Applicable statutory Federal income tax	$	6,593	$	6,710	$	6,210
	(Reduction) increase in taxes resulting from:
	Tax-exempt income		-708		-719		-716
	Tax credits		-1,798		-2,164		-2,592
	Other, net		-109		150		222
	Provision for income taxes	$	3,978	$	3,977	$	3,124

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	12 Months Ended
Employee Benefit Plans (Tables)	Dec. 31, 2013
Employee Benefit Plans [Abstract]	'
Reconciliation of Changes in Plan's Benefit Obligations and Fair Value of Assets	'


	(In thousands)	2013		2012
	Reconciliation of benefit obligation
	Benefit obligation at beginning of year	$	10,801	$	9,240
	Service cost including expenses		53		48
	Interest cost		418		478
	Actuarial (gain) loss		-1,117		1,559
	Benefits paid and expected expenses		-544		-524
	Benefit obligation at year-end	$	9,611	$	10,801
	Reconciliation of fair value of plan assets
	Fair value of plan assets at beginning of year	$	14,412	$	8,806
	Actual return on plan assets		1,569		1,132
	Employer contributions		0		5,000
	Benefits paid and actual expenses		-535		-526
	Fair value of plan assets at year-end	$	15,446	$	14,412
	Funded status at year end	$	5,835	$	3,611


Net Periodic Benefit Costs	'


	(In thousands)		2013		2012		2011
	Interest cost	$	418	$	478	$	473
	Expected return on plan assets		-988		-600		-642
	Service costs		53		48		50
	Net loss amortization		355		326		252
	Net periodic pension (benefit) cost	$	-162	$	252	$	133




	(In thousands)		2013		2012		2011
	Net loss (gain)	$	-1,707	$	1,016	$	861
	Net loss amortization		-355		-326		-252
	Total recognized in other comprehensive (income) loss	$	-2,062	$	690	$	609
	Total recognized in net periodic pension cost (income) and
	and other comprehensive (income) loss	$	-2,224	$	942	$	742


Assumptions Used to Determine Benefit Obligations and Net Periodic Benefit Costs	'


			2013		2012		2011
	Benefit obligations
	Discount rate		4.98	%	3.98	%	5.24	%
	Net periodic benefit cost
	Discount rate		3.98	%	5.24	%	5.26	%
	Expected long-term return on plan assets		7.00	%	7.00	%	7.00	%


Fair Value of Pension Plan Assets by Asset Category	'

	The fair value of Pension Plan assets at December 31, 2013 by asset category are as follows:


				Fair Value Measurements at Reporting Date Using:
	(In thousands)			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	Description	Total			(Level 1)		(Level 2)		(Level 3)
	Cash	$	31	$	31	$	0	$	0
	Money Market Funds		434		434		0		0
	Equity Securities:
	Large Cap Equity Mutual Funds		3,630		3,630		0		0
	Small Cap Equity Mutual Funds		140		140		0		0
	Domestic Equities		256		256		0		0
	Global Equity Mutual Funds		939		939		0		0
	International Equity Mutual Funds		2,712		2,712		0		0
	Absolute Return Funds		722		722		0		0
	Fixed Income:
	International Bond Mutual Funds		559		559		0		0
	Taxable Bond Mutual Funds		6,023		6,023		0		0
	Total	$	15,446	$	15,446	$	0	$	0




	The fair value of Pension Plan assets at December 31, 2012 by asset category are as follows:




				Fair Value Measurements at Reporting Date Using:
	(In thousands)			Quoted Prices in Active Markets for Identical Assets		Significant Other Observable Inputs		Significant Unobservable Inputs
	Description	Total			(Level 1)		(Level 2)		(Level 3)
	Cash	$	0	$	0	$	0	$	0
	Money Market Funds		5,301		5,301		0		0
	Equity Securities:
	Large Cap Equity Mutual Funds		2,104		2,104		0		0
	Small Cap Equity Mutual Funds		75		75		0		0
	Domestic Equities		205		205		0		0
	Global Equity Mutual Funds		577		577		0		0
	International Equity Mutual Funds		1,651		1,651		0		0
	Absolute Return Funds		446		446		0		0
	Fixed Income:
	International Bond Mutual Funds		364		364		0		0
	Taxable Bond Mutual Funds		3,689		3,689		0		0
	Total	$	14,412	$	14,412	$	0	$	0


Estimated Future Benefit Payments Expected to be Paid Under the Plan	'


			Pension
	(In thousands)		Benefits
	2014	$	543
	2015		557
	2016		576
	2017		617
	2018		660
	Years 2019 to 2023	$	3,414


Summary of Expense Relating to Various Employee Benefit Plans	'


	(In thousands)	2013		2012		2011
	Pension plan	$	-162	$	252	$	133
	401(k)		565		590		622
	Total	$	403	$	842	$	755

StockBased_Compensation_Plans_

Stock-Based Compensation Plans (Tables)	12 Months Ended
Stock-Based Compensation Plans (Tables)	Dec. 31, 2013
Stock-Based Compensation Plans [Abstract]	'
Summary of Stock Option Plan	'


		2013			2012			2011
			Weighted			Weighted			Weighted
			Average			Average			Average
		Number	Exercise		Number	Exercise		Number	Exercise
		Of	Price		Of	Price		Of	Price
		Shares	Per Share		Shares	Per Share		Shares	Per Share
	Options outstanding, beginning of year	95	$	22.87	121	$	22.81	127	$	22.82
	Granted	0		0	0		0	0		0
	Exercised	8		22.07	18		22.81	6		22.93
	Forfeited	0		0	8		22.07	0		0
	Expired	0		0	0		0	0		0
	Options outstanding, end of year	87	$	22.95	95	$	22.87	121	$	22.81
	Options exercisable	87	$	22.95	51	$	23.57	34	$	24.01

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
Earnings Per Share (Tables)	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Reconciliations Of Calculations Of Basic And Diluted Earnings Per Share	'


		Twelve Months Ended
		December 31,
	(In thousands except per share data)	2013		2012		2011
	Net income	$	15,131	$	15,194	$	14,620
	Weighted average common shares outstanding		6,303		6,259		6,212
	Dilutive effect of common stock equivalents		13		12		12
	Weighted average common and common equivalent
	shares outstanding		6,316		6,271		6,224
	Basic earnings per common share	$	2.40	$	2.43	$	2.35
	Diluted earnings per common share	$	2.40	$	2.42	$	2.35

Parent_Company_Tables

Parent Company (Tables)	12 Months Ended
Parent Company (Tables)	Dec. 31, 2013
Parent Company [Abstract]	'
Balance Sheets	'


	Balance Sheets as of December 31,
	(In thousands)	2013		2012
	Assets:
	Investment in subsidiaries*	$	137,810	$	135,373
	Cash*		2,797		4,116
	Other assets		461		526
	Total assets	$	141,068	$	140,015
	Liabilities and shareholders’ equity:
	Other liabilities	$	838	$	1,175
	Long term debt		20,619		20,619
	Shareholders’ equity		119,611		118,221
	Total liabilities and shareholders’ equity	$	141,068	$	140,015


Statements of Income	'


	Statements of Income for the Years Ended December 31,
	(In thousands)	2013		2012		2011
	Dividends from Merchants Bank*	$	5,789	$	7,607	$	7,953
	Equity in undistributed earnings of subsidiaries*		10,211		8,721		7,832
	Other expense, net		-1,337		-1,743		-1,788
	Benefit from income taxes		468		609		623
	Net income	$	15,131	$	15,194	$	14,620


Statements of Cashflows	'


	Statement of Cash Flows for the Years Ended December 31,
	(In thousands)	2013		2012		2011
	Cash flow from operating activities:
	Net income	$	15,131	$	15,194	$	14,620
	Adjustments to reconcile net income to net cash provided by operating activities:
	Net change in other assets		65		170		-84
	Net change in other liabilities		-121		-116		66
	Equity in undistributed earnings of subsidiaries*		-10,211		-8,721		-7,832
	Net cash provided by operating activities		4,864		6,527		6,770
	Cash flows from financing activities:
	Sale of treasury stock		15		18		14
	Proceeds from exercise of stock options		0		280		-1
	Tax benefit from exercises of stock options		8		20		1
	Cash dividends paid		-6,432		-6,324		-6,233
	Other, net		226		200		206
	Net cash used in financing activities		-6,183		-5,806		-6,013
	Increase (decrease) in cash and cash equivalents		-1,319		721		757
	Cash and cash equivalents at beginning of year		4,116		3,395		2,638
	Cash and cash equivalents at end of year	$	2,797	$	4,116	$	3,395

	* Account balances are partially or fully eliminated in consolidation

Commitments_And_Contingencies_

Commitments And Contingencies (Tables)	12 Months Ended
Commitments And Contingencies (Tables)	Dec. 31, 2013
Commitments And Contingencies [Abstract]	'
Contractual Amounts of Financial Instruments	'


	(In thousands)	2013		2012
	Financial instruments whose contract amounts represent credit risk:
	Commitments to originate loans	$	12,728	$	13,624
	Unused lines of credit		195,510		180,812
	Standby letters of credit		4,729		4,481
	Loans sold with recourse		0		8
	Equity commitments to affordable housing limited partnerships		2,841		869

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	12 Months Ended
Accumulated Other Comprehensive Income (Loss) (Tables)	Dec. 31, 2013
Accumulated Other Comprehensive Income (Loss) [Abstract]	'
Accumulated Other Comprehensive Income (Loss) By Component	'


	(In thousands)	Unrealized Gains (Losses) on Securities Available-For-Sale		Unrealized Gains (Losses) on Securities Transferred From Available-For-Sale to Held-To-Maturity		Pension Plan		Interest Rate Swaps		Accumulated Other Comprehensive Income (Loss)
	Beginning Balance	$	6,033	$	0	$	-3,130	$	-688	$	2,215
	Other comprehensive income before reclassifications		-9,844		0		1,110		216		-8,518
	Transfer of securities from available-for-sale to held-to-maturity		3,533		-3,533		0		0		0
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		0		237		0		0		237
	Reclassification adjustments for (gains) losses reclassified into income		116		0		230		0		346
	Net current period other comprehensive (loss) income		-6,195		-3,296		1,340		216		-7,935
	Balance December 31, 2013	$	-162	$	-3,296	$	-1,790	$	-472	$	-5,720


Reclassification Adjustment Details	'



	Details about Accumulated Other Comprehensive Income Components (In thousands)	Amount Reclassified from Accumulated Other Comprehensive Income		Affected Line Item in the Statement Where Net Income is Presented
	Unrealized gains (losses) securities
			166	Net impairment losses
		$	12	Net losses (gains) on investment securities
			178	Total before tax
			-62	Provision for income taxes
		$	116	Net of tax

	Pension Plan
		$	355	Compensation and benefits
			355	Total before tax
			-125	Provision for income taxes
		$	230	Net of tax
	Total reclassification adjustments	$	346

Regulatory_Capital_Requirement1

Regulatory Capital Requirements (Tables)	12 Months Ended
Regulatory Capital Requirements (Tables)	Dec. 31, 2013
Regulatory Capital Requirements [Abstract]	'
Schedule of Regulatory Capital Amounts and Ratios	'


										To Be Well-
										Capitalized Under
						For Capital				Prompt Corrective
		Actual				Adequacy Purposes				Action Provisions
	(In thousands)	Amount		Percent		Amount		Percent		Amount		Percent
	As of December 31, 2013
	Merchants Bancshares, Inc.:
	Tier 1 Leverage Capital	$	142,036	8.44	%	$	67,344	4.00	%		N/A	N/A
	Tier 1 Risk-Based Capital		142,036	14.87	%		38,216	4.00	%		N/A	N/A
	Total Risk-Based Capital		153,999	16.12	%		76,433	8.00	%		N/A	N/A
	Merchants Bank:
	Tier 1 Leverage Capital	$	139,144	8.24	%	$	67,530	4.00	%	$	84,413	5.00	%
	Tier 1 Risk-Based Capital		139,144	14.47	%		38,470	4.00	%		57,705	6.00	%
	Total Risk-Based Capital		151,176	15.72	%		76,940	8.00	%		96,175	10.00	%
	As of December 31, 2012
	Merchants Bancshares, Inc.:
	Tier 1 Leverage Capital	$	136,004	8.08	%	$	67,307	4.00	%		N/A	N/A
	Tier 1 Risk-Based Capital		136,004	14.75	%		36,887	4.00	%		N/A	N/A
	Total Risk-Based Capital		147,505	16.00	%		73,753	8.00	%		N/A	N/A
	Merchants Bank:
	Tier 1 Leverage Capital	$	131,850	7.81	%	$	67,494	4.00	%	$	84,367	5.00	%
	Tier 1 Risk-Based Capital		131,850	14.21	%		37,123	4.00	%		55,684	6.00	%
	Total Risk-Based Capital		143,422	15.45	%		74,245	8.00	%		92,806	10.00	%

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details) (USD $)	12 Months Ended
	Dec. 31, 2013
	item
Significant Accounting Policies [Line Items]	'
Number of locations	32
Required percentage of aggregate principal amount of unpaid residential mortgage loans	0.35%
Percentage of loans originated in amounts of the appraised value of the property	80.00%
Mortgage title insurance requirement threshold for second mortgages	$100,000
Shares authorized for issuance under the Plan	600,000
Service period	'3 years
Regional Federal Home Loan Banks [Member]	'
Significant Accounting Policies [Line Items]	'
Number of locations	12
Minimum [Member]	'
Significant Accounting Policies [Line Items]	'
Investments in real estate limited partnerships, percentage	3.30%
Maximum [Member]	'
Significant Accounting Policies [Line Items]	'
Investments in real estate limited partnerships, percentage	99.90%
Investments in real estate limited partnerships, amortization period	'10 years

Investment_Securities_Narrativ

Investment Securities (Narrative) (Details) (USD $)	3 Months Ended		12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	security	Sep. 30, 2013	security	Dec. 31, 2012	Dec. 31, 2011
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Carrying value of securities pledged	$315,530,000	'	$315,530,000	$357,520,000	'
Number of securities held to maturity with unrealized losses	0	'	0	'	'
Securities classified as trading	0	'	0	0	'
Impairment charge	'	'	166,000	0	65,000
Securities available for sale, at fair value	252,513,000	'	252,513,000	508,681,000	'
Securities held to maturity, fair value	137,087,000	'	137,087,000	454,000	'
Securities transferred from available-for-sale to held-to-maturity category, amortized cost	152,890,000	152,890,000	152,887,000	0	0
Securities transferred from available-for-sale to held-to-maturity category, fair value	147,450,000	147,450,000	'	'	'
Securities transferred from available-for-sale to held-to-maturity category, unrealized holding loss	3,530,000	3,530,000	3,533,000	0	0
Securities transferred from available-for-sale to held-to-maturity category, remaining unamortized loss	'	'	5,070,000	'	'
Securities transferred from available-for-sale to held-to-maturity category, remaining unamortized loss, net of tax	'	'	6,311,000	336,000	-2,590,000
Investment in FHLBB stock	7,496,000	'	7,496,000	8,145,000	'
Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Securities transferred from available-for-sale to held-to-maturity category, remaining unamortized loss, net of tax	'	'	3,300,000	'	'
CLOs [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Securities available for sale, at fair value	37,907,000	'	37,907,000	24,527,000	'
Securities sold, book value	17,740,000	'	17,740,000	'	'
Unrealized Gains (Losses) on Securities [Member] \| Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'	'	'	'
Securities transferred from available-for-sale to held-to-maturity category, unrealized holding loss	'	'	3,533,000	'	'
Securities transferred from available-for-sale to held-to-maturity category, remaining unamortized loss, net of tax	'	'	$3,296,000	'	'

Investment_Securities_Summary_

Investment Securities (Summary Of Amortized Cost And Fair Values Of Securities Classified As Available For Sale And Held To Maturity) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	$252,733	$499,370
Available for Sale, Gross Unrealized Gains	3,234	10,077
Available for Sale, Gross Unrealized Losses	3,454	766
Available for Sale, Fair Value	252,513	508,681
Held-to-maturity Securities, Amortized Cost	140,826	407
Held to Maturity, Gross Unrealized Gains	25	47
Held to Maturity, Gross Unrealized Losses	3,764	0
Held-to-maturity Securities, Fair Value	137,087	454
U.S. Treasury Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	100	100
Available for Sale, Gross Unrealized Gains	0	0
Available for Sale, Gross Unrealized Losses	0	0
Available for Sale, Fair Value	100	100
U.S. Agency Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	0	10,956
Available for Sale, Gross Unrealized Gains	0	0
Available for Sale, Gross Unrealized Losses	0	59
Available for Sale, Fair Value	0	10,897
Held-to-maturity Securities, Amortized Cost	23,580	'
Held to Maturity, Gross Unrealized Gains	0	'
Held to Maturity, Gross Unrealized Losses	458	'
Held-to-maturity Securities, Fair Value	23,122	'
U.S. GSEs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	0	58,731
Available for Sale, Gross Unrealized Gains	0	723
Available for Sale, Gross Unrealized Losses	0	88
Available for Sale, Fair Value	0	59,366
Held-to-maturity Securities, Amortized Cost	9,442	'
Held to Maturity, Gross Unrealized Gains	0	'
Held to Maturity, Gross Unrealized Losses	512	'
Held-to-maturity Securities, Fair Value	8,930	'
FHLB Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	0	24,546
Available for Sale, Gross Unrealized Gains	0	39
Available for Sale, Gross Unrealized Losses	0	0
Available for Sale, Fair Value	0	24,585
Held-to-maturity Securities, Amortized Cost	4,684	'
Held to Maturity, Gross Unrealized Gains	0	'
Held to Maturity, Gross Unrealized Losses	191	'
Held-to-maturity Securities, Fair Value	4,493	'
Agency MBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	97,882	142,441
Available for Sale, Gross Unrealized Gains	2,876	6,326
Available for Sale, Gross Unrealized Losses	1,487	0
Available for Sale, Fair Value	99,271	148,767
Held-to-maturity Securities, Amortized Cost	9,015	407
Held to Maturity, Gross Unrealized Gains	25	47
Held to Maturity, Gross Unrealized Losses	177	0
Held-to-maturity Securities, Fair Value	8,863	454
Agency CMBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	18,398	5,087
Available for Sale, Gross Unrealized Gains	0	0
Available for Sale, Gross Unrealized Losses	760	58
Available for Sale, Fair Value	17,638	5,029
Agency CMOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	98,162	227,815
Available for Sale, Gross Unrealized Gains	254	2,922
Available for Sale, Gross Unrealized Losses	1,207	338
Available for Sale, Fair Value	97,209	230,399
Held-to-maturity Securities, Amortized Cost	94,105	'
Held to Maturity, Gross Unrealized Gains	0	'
Held to Maturity, Gross Unrealized Losses	2,426	'
Held-to-maturity Securities, Fair Value	91,679	'
Non-Agency CMOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	0	4,589
Available for Sale, Gross Unrealized Gains	0	6
Available for Sale, Gross Unrealized Losses	0	2
Available for Sale, Fair Value	0	4,593
CLOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	37,834	24,748
Available for Sale, Gross Unrealized Gains	73	0
Available for Sale, Gross Unrealized Losses	0	221
Available for Sale, Fair Value	37,907	24,527
ABSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	357	357
Available for Sale, Gross Unrealized Gains	31	61
Available for Sale, Gross Unrealized Losses	0	0
Available for Sale, Fair Value	$388	$418

Investment_Securities_Summary_1

Investment Securities (Summary Of Contractual Maturity Of Debt Securities Classified As Available For Sale And Held To Maturity) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	$243	'
Available for Sale (at fair value), After One But Within Five Years	4,383	'
Available for Sale (at fair value), After Five But Within Ten Years	59,332	'
Available for Sale (at fair value), After Ten Years	188,555	'
Total Available for Sale Securities, Fair Value	252,513	'
Available for Sale (at amortized cost), Within One Year	235	'
Available for Sale (at amortized cost), After One But Within Five Years	4,123	'
Available for Sale (at amortized cost), After Five But Within Ten Years	58,995	'
Available for Sale (at amortized cost), After Ten Years	189,380	'
Total Available for sale Securities, Amortized Cost	252,733	'
Held to Maturity (at fair value), Within One Year	7	'
Held to Maturity (at fair value), After One But Within Five Years	26	'
Held to Maturity (at fair value), After Five But Within Ten Years	13,423	'
Held to Maturity (at fair value), After Ten Years	123,631	'
Total Held to Maturity Securities, Fair Value	137,087	'
Held to Maturity (at amortized cost), Within One Year	7	'
Held to Maturity (at amortized cost), After One But Within Five Years	25	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	14,126	'
Held to Maturity (at amortized cost), After Ten Years	126,668	'
Total Held to Maturity Securities, Amortized Cost	140,826	407
U.S. Treasury Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	100	'
Available for Sale (at fair value), After One But Within Five Years	0	'
Available for Sale (at fair value), After Five But Within Ten Years	0	'
Available for Sale (at fair value), After Ten Years	0	'
Total Available for Sale Securities, Fair Value	100	'
Available for Sale (at amortized cost), Within One Year	100	'
Available for Sale (at amortized cost), After One But Within Five Years	0	'
Available for Sale (at amortized cost), After Five But Within Ten Years	0	'
Available for Sale (at amortized cost), After Ten Years	0	'
Total Available for sale Securities, Amortized Cost	100	'
U.S. Agency Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), Within One Year	0	'
Held to Maturity (at fair value), After One But Within Five Years	0	'
Held to Maturity (at fair value), After Five But Within Ten Years	0	'
Held to Maturity (at fair value), After Ten Years	23,122	'
Total Held to Maturity Securities, Fair Value	23,122	'
Held to Maturity (at amortized cost), Within One Year	0	'
Held to Maturity (at amortized cost), After One But Within Five Years	0	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	0	'
Held to Maturity (at amortized cost), After Ten Years	23,580	'
Total Held to Maturity Securities, Amortized Cost	23,580	'
U.S. GSEs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), Within One Year	0	'
Held to Maturity (at fair value), After One But Within Five Years	0	'
Held to Maturity (at fair value), After Five But Within Ten Years	8,930	'
Held to Maturity (at fair value), After Ten Years	0	'
Total Held to Maturity Securities, Fair Value	8,930	'
Held to Maturity (at amortized cost), Within One Year	0	'
Held to Maturity (at amortized cost), After One But Within Five Years	0	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	9,442	'
Held to Maturity (at amortized cost), After Ten Years	0	'
Total Held to Maturity Securities, Amortized Cost	9,442	'
FHLB Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), Within One Year	0	'
Held to Maturity (at fair value), After One But Within Five Years	0	'
Held to Maturity (at fair value), After Five But Within Ten Years	4,493	'
Held to Maturity (at fair value), After Ten Years	0	'
Total Held to Maturity Securities, Fair Value	4,493	'
Held to Maturity (at amortized cost), Within One Year	0	'
Held to Maturity (at amortized cost), After One But Within Five Years	0	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	4,684	'
Held to Maturity (at amortized cost), After Ten Years	0	'
Total Held to Maturity Securities, Amortized Cost	4,684	'
Agency MBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	143	'
Available for Sale (at fair value), After One But Within Five Years	4,383	'
Available for Sale (at fair value), After Five But Within Ten Years	14,989	'
Available for Sale (at fair value), After Ten Years	79,756	'
Total Available for Sale Securities, Fair Value	99,271	'
Available for Sale (at amortized cost), Within One Year	135	'
Available for Sale (at amortized cost), After One But Within Five Years	4,123	'
Available for Sale (at amortized cost), After Five But Within Ten Years	14,200	'
Available for Sale (at amortized cost), After Ten Years	79,424	'
Total Available for sale Securities, Amortized Cost	97,882	'
Held to Maturity (at fair value), Within One Year	7	'
Held to Maturity (at fair value), After One But Within Five Years	26	'
Held to Maturity (at fair value), After Five But Within Ten Years	0	'
Held to Maturity (at fair value), After Ten Years	8,830	'
Total Held to Maturity Securities, Fair Value	8,863	'
Held to Maturity (at amortized cost), Within One Year	7	'
Held to Maturity (at amortized cost), After One But Within Five Years	25	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	0	'
Held to Maturity (at amortized cost), After Ten Years	8,983	'
Total Held to Maturity Securities, Amortized Cost	9,015	407
Agency CMBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	0	'
Available for Sale (at fair value), After One But Within Five Years	0	'
Available for Sale (at fair value), After Five But Within Ten Years	13,226	'
Available for Sale (at fair value), After Ten Years	4,412	'
Total Available for Sale Securities, Fair Value	17,638	'
Available for Sale (at amortized cost), Within One Year	0	'
Available for Sale (at amortized cost), After One But Within Five Years	0	'
Available for Sale (at amortized cost), After Five But Within Ten Years	13,754	'
Available for Sale (at amortized cost), After Ten Years	4,644	'
Total Available for sale Securities, Amortized Cost	18,398	'
Agency CMOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	0	'
Available for Sale (at fair value), After One But Within Five Years	0	'
Available for Sale (at fair value), After Five But Within Ten Years	3,095	'
Available for Sale (at fair value), After Ten Years	94,114	'
Total Available for Sale Securities, Fair Value	97,209	'
Available for Sale (at amortized cost), Within One Year	0	'
Available for Sale (at amortized cost), After One But Within Five Years	0	'
Available for Sale (at amortized cost), After Five But Within Ten Years	3,092	'
Available for Sale (at amortized cost), After Ten Years	95,070	'
Total Available for sale Securities, Amortized Cost	98,162	'
Held to Maturity (at fair value), Within One Year	0	'
Held to Maturity (at fair value), After One But Within Five Years	0	'
Held to Maturity (at fair value), After Five But Within Ten Years	0	'
Held to Maturity (at fair value), After Ten Years	91,679	'
Total Held to Maturity Securities, Fair Value	91,679	'
Held to Maturity (at amortized cost), Within One Year	0	'
Held to Maturity (at amortized cost), After One But Within Five Years	0	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	0	'
Held to Maturity (at amortized cost), After Ten Years	94,105	'
Total Held to Maturity Securities, Amortized Cost	94,105	'
CLOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	0	'
Available for Sale (at fair value), After One But Within Five Years	0	'
Available for Sale (at fair value), After Five But Within Ten Years	28,022	'
Available for Sale (at fair value), After Ten Years	9,885	'
Total Available for Sale Securities, Fair Value	37,907	'
Available for Sale (at amortized cost), Within One Year	0	'
Available for Sale (at amortized cost), After One But Within Five Years	0	'
Available for Sale (at amortized cost), After Five But Within Ten Years	27,949	'
Available for Sale (at amortized cost), After Ten Years	9,885	'
Total Available for sale Securities, Amortized Cost	37,834	'
ABSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale (at fair value), Within One Year	0	'
Available for Sale (at fair value), After One But Within Five Years	0	'
Available for Sale (at fair value), After Five But Within Ten Years	0	'
Available for Sale (at fair value), After Ten Years	388	'
Total Available for Sale Securities, Fair Value	388	'
Available for Sale (at amortized cost), Within One Year	0	'
Available for Sale (at amortized cost), After One But Within Five Years	0	'
Available for Sale (at amortized cost), After Five But Within Ten Years	0	'
Available for Sale (at amortized cost), After Ten Years	357	'
Total Available for sale Securities, Amortized Cost	$357	'

Investment_Securities_Summary_2

Investment Securities (Summary Of Proceeds, Gross Gains and Gross Losses On Available For Sale Securities) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Investments [Abstract]	'	'	'
Proceeds	$53,215	$129,936	$131,858
Gross gains	548	811	1,188
Gross losses	-560	-304	-139
Net gains (losses)	($12)	$507	$1,049

Investment_Securities_Summary_3

Investment Securities (Summary Of Gross Unrealized Or Unrecognized Losses On Investment Securities And Length Of Time) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	$117,229	$89,382
Available-for-sale Securities, Less than 12 months, Loss	3,042	764
Available-for-sale Securities, 12 months or more, Fair Value	8,417	3,041
Available-for-sale Securities, 12 months or more, Loss	412	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	125,646	92,423
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	3,454	766
Held to Maturity Securities, Less Than 12 Months, Fair Value	101,917	'
Held to Maturity Securities, Less Than 12 Months, Loss	2,597	'
Held to Maturity Securities, 12 Months or More, Fair Value	34,876	'
Held to Maturity Securities, 12 Months or More, Loss	1,167	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	136,793	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	3,764	'
U.S. Treasury Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	0
Available-for-sale Securities, Less than 12 months, Loss	'	0
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	0
U.S. Agency Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	10,897
Available-for-sale Securities, Less than 12 months, Loss	'	59
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	10,897
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	59
Held to Maturity Securities, Less Than 12 Months, Fair Value	13,722	'
Held to Maturity Securities, Less Than 12 Months, Loss	307	'
Held to Maturity Securities, 12 Months or More, Fair Value	9,400	'
Held to Maturity Securities, 12 Months or More, Loss	151	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	23,122	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	458	'
U.S. GSEs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	9,882
Available-for-sale Securities, Less than 12 months, Loss	'	88
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	9,882
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	88
Held to Maturity Securities, Less Than 12 Months, Fair Value	8,930	'
Held to Maturity Securities, Less Than 12 Months, Loss	512	'
Held to Maturity Securities, 12 Months or More, Fair Value	0	'
Held to Maturity Securities, 12 Months or More, Loss	0	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	8,930	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	512	'
FHLB Obligations [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	0
Available-for-sale Securities, Less than 12 months, Loss	'	0
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	0
Held to Maturity Securities, Less Than 12 Months, Fair Value	4,493	'
Held to Maturity Securities, Less Than 12 Months, Loss	191	'
Held to Maturity Securities, 12 Months or More, Fair Value	0	'
Held to Maturity Securities, 12 Months or More, Loss	0	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	4,493	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	191	'
Agency MBSs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	46,547	0
Available-for-sale Securities, Less than 12 months, Loss	1,487	0
Available-for-sale Securities, 12 months or more, Fair Value	0	0
Available-for-sale Securities, 12 months or more, Loss	0	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	46,547	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	1,487	0
Held to Maturity Securities, Less Than 12 Months, Fair Value	8,569	'
Held to Maturity Securities, Less Than 12 Months, Loss	177	'
Held to Maturity Securities, 12 Months or More, Fair Value	0	'
Held to Maturity Securities, 12 Months or More, Loss	0	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	8,569	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	177	'
Agency CMBSs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	12,778	5,029
Available-for-sale Securities, Less than 12 months, Loss	578	58
Available-for-sale Securities, 12 months or more, Fair Value	4,860	0
Available-for-sale Securities, 12 months or more, Loss	182	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	17,638	5,029
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	760	58
Agency CMOs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	57,904	39,047
Available-for-sale Securities, Less than 12 months, Loss	977	338
Available-for-sale Securities, 12 months or more, Fair Value	3,557	0
Available-for-sale Securities, 12 months or more, Loss	230	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	61,461	39,047
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	1,207	338
Held to Maturity Securities, Less Than 12 Months, Fair Value	66,203	'
Held to Maturity Securities, Less Than 12 Months, Loss	1,410	'
Held to Maturity Securities, 12 Months or More, Fair Value	25,476	'
Held to Maturity Securities, 12 Months or More, Loss	1,016	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	91,679	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	2,426	'
Non-Agency CMOs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	0
Available-for-sale Securities, Less than 12 months, Loss	'	0
Available-for-sale Securities, 12 months or more, Fair Value	'	3,041
Available-for-sale Securities, 12 months or more, Loss	'	2
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	3,041
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	2
CLOs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	24,527
Available-for-sale Securities, Less than 12 months, Loss	'	221
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	24,527
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	221
ABSs [Member]	'	'
Schedule of Available-for-sale Securities [Line Items]	'	'
Available-for-sale Securities, Less than 12 months, Fair Value	'	0
Available-for-sale Securities, Less than 12 months, Loss	'	0
Available-for-sale Securities, 12 months or more, Fair Value	'	0
Available-for-sale Securities, 12 months or more, Loss	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	0
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	$0

Loans_And_The_Allowance_For_Cr2

Loans And The Allowance For Credit Losses (Narrative) (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
	loan	Dec. 31, 2012	Dec. 31, 2011
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans	$1,166,233,000	$1,082,923,000	'
Net deferred loan origination fees	618,000	250,000	'
Overdrawn deposit balances classified as loan balances	895,000	376,000	'
Past due loans	916,000	2,096,000	'
Over 90 Days Past Due	542,000	1,961,000	'
Nonaccruing TDR's	235,000	374,000	'
Number of loans	8	'	'
Troubled debt restructured loans ("TDRs")	406,000	557,000	'
Commitments to lend additional funds to borrowers	0	'	'
Exposure threshold for loans subject to formal review	1,000,000	'	'
Amount of interest which was not earned, but which would have been earned had our nonaccrual and restructured loans	136,000	142,000	193,000
Real Estate Loans b Reclassified from Residential to Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans	'	29,560,000	'
Real Estate Loans b Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans	489,706,000	460,395,000	'
Real Estate Loans b Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans	371,319,000	357,178,000	'
Residential And Commerical Loans Serviced For Others [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Loans	13,830,000	22,300,000	'
Performing Financing Receivable [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Past due loans	374,000	0	'
Number of loans	7	'	'
Payment Default With Foreclusure Proceedings In Process [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Number of loans	1	'	'
Less Than Well Secured [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Number of loans	2	'	'
Accruing [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Over 90 Days Past Due	75,000	'	'
Non-Accrual [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Past due loans	542,000	'	'
Commitments to lend additional funds to borrowers	0	'	'
Restructured [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Past due loans	42,000	'	'
Restructured [Member] \| Real Estate Loans b Residential [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Number of loans	7	'	'
Troubled debt restructured loans ("TDRs")	242,000	'	'
Restructured [Member] \| Real Estate Loans b Commercial [Member]	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'
Number of loans	1	'	'
Troubled debt restructured loans ("TDRs")	$164,000	'	'

Loans_And_The_Allowance_For_Cr3

Loans And The Allowance For Credit Losses (Composition of Loan Portfolio) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	$1,166,233	$1,082,923
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	172,810	165,023
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	94,007	84,689
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	489,706	460,395
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	371,319	357,178
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	31,841	10,561
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	5,655	4,701
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	$895	$376

Loans_And_The_Allowance_For_Cr4

Loans And The Allowance For Credit Losses (Loan Loss Experience And Activity In The Allowance For Credit Losses) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	$12,312	$11,353	$10,754
Charge-offs	-412	-61	-329
Recoveries	128	70	178
Provision (credit)	800	950	750
Ending balance	12,828	12,312	11,353
Ending balance individually evaluated for impairment	112	569	'
Ending balance collectively evaluated for impairment	12,716	11,743	'
Financing receivables, Ending balance individually evaluated for impairment	906	3,022	'
Financing receivables, Ending balance collectively evaluated for impairment	1,165,327	1,079,901	'
Loans	1,166,233	1,082,923	'
Allowance for loan losses	12,042	11,562	'
Reserve for undisbursed lines of credit	786	750	'
Total allowance for credit losses	12,828	12,312	11,353
Commercial, Financial And Agricultural [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	3,447	2,905	2,617
Charge-offs	-20	-9	-80
Recoveries	62	30	101
Provision (credit)	-135	521	267
Ending balance	3,354	3,447	2,905
Ending balance individually evaluated for impairment	2	149	'
Ending balance collectively evaluated for impairment	3,352	3,298	'
Financing receivables, Ending balance individually evaluated for impairment	20	233	'
Financing receivables, Ending balance collectively evaluated for impairment	172,790	164,790	'
Loans	172,810	165,023	'
Allowance for loan losses	2,740	2,915	'
Reserve for undisbursed lines of credit	614	532	'
Total allowance for credit losses	3,354	3,447	2,905
Municipal Loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	522	309	236
Charge-offs	0	0	0
Recoveries	0	0	0
Provision (credit)	246	213	73
Ending balance	768	522	309
Ending balance individually evaluated for impairment	0	0	'
Ending balance collectively evaluated for impairment	768	522	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'
Financing receivables, Ending balance collectively evaluated for impairment	94,007	84,689	'
Loans	94,007	84,689	'
Allowance for loan losses	758	494	'
Reserve for undisbursed lines of credit	10	28	'
Total allowance for credit losses	768	522	309
Real Estate Loans b Residential [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	3,421	3,017	2,305
Charge-offs	-289	-20	-83
Recoveries	6	14	4
Provision (credit)	-57	410	791
Ending balance	3,081	3,421	3,017
Ending balance individually evaluated for impairment	41	361	'
Ending balance collectively evaluated for impairment	3,040	3,060	'
Financing receivables, Ending balance individually evaluated for impairment	722	2,317	'
Financing receivables, Ending balance collectively evaluated for impairment	488,984	458,078	'
Loans	489,706	460,395	'
Allowance for loan losses	2,995	3,333	'
Reserve for undisbursed lines of credit	86	88	'
Total allowance for credit losses	3,081	3,421	3,017
Real Estate Loans b Commercial [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	4,660	4,605	5,266
Charge-offs	-1	-32	-60
Recoveries	40	1	44
Provision (credit)	386	86	-645
Ending balance	5,085	4,660	4,605
Ending balance individually evaluated for impairment	69	59	'
Ending balance collectively evaluated for impairment	5,016	4,601	'
Financing receivables, Ending balance individually evaluated for impairment	164	472	'
Financing receivables, Ending balance collectively evaluated for impairment	371,155	356,706	'
Loans	371,319	357,178	'
Allowance for loan losses	5,040	4,605	'
Reserve for undisbursed lines of credit	45	55	'
Total allowance for credit losses	5,085	4,660	4,605
Real Estate Loans b Construction [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	234	477	283
Charge-offs	0	0	-96
Recoveries	1	25	25
Provision (credit)	277	-268	265
Ending balance	512	234	477
Ending balance individually evaluated for impairment	0	0	'
Ending balance collectively evaluated for impairment	512	234	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'
Financing receivables, Ending balance collectively evaluated for impairment	31,841	10,561	'
Loans	31,841	10,561	'
Allowance for loan losses	481	187	'
Reserve for undisbursed lines of credit	31	47	'
Total allowance for credit losses	512	234	477
Installment Loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	17	23	24
Charge-offs	-9	0	-10
Recoveries	6	0	4
Provision (credit)	4	-6	5
Ending balance	18	17	23
Ending balance individually evaluated for impairment	0	0	'
Ending balance collectively evaluated for impairment	18	17	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'
Financing receivables, Ending balance collectively evaluated for impairment	5,655	4,701	'
Loans	5,655	4,701	'
Allowance for loan losses	18	17	'
Reserve for undisbursed lines of credit	0	0	'
Total allowance for credit losses	18	17	23
All Other Loans [Member]	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'
Beginning balance	11	17	23
Charge-offs	-93	0	0
Recoveries	13	0	0
Provision (credit)	79	-6	-6
Ending balance	10	11	17
Ending balance individually evaluated for impairment	0	0	'
Ending balance collectively evaluated for impairment	10	11	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'
Financing receivables, Ending balance collectively evaluated for impairment	895	376	'
Loans	895	376	'
Allowance for loan losses	10	11	'
Reserve for undisbursed lines of credit	0	0	'
Total allowance for credit losses	$10	$11	$17

Loans_And_The_Allowance_For_Cr5

Loans And The Allowance For Credit Losses (Allowance For Loan Losses And The Recorded Investment In Loans) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	$112	$569	'	'
Ending balance collectively evaluated for impairment	12,716	11,743	'	'
Financing receivables, Ending balance individually evaluated for impairment	906	3,022	'	'
Financing receivables, Ending balance collectively evaluated for impairment	1,165,327	1,079,901	'	'
Total	1,166,233	1,082,923	'	'
Allowance for loan losses	12,042	11,562	'	'
Reserve for undisbursed lines of credit	786	750	'	'
Total allowance for credit losses	12,828	12,312	11,353	10,754
Commercial, Financial And Agricultural [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	2	149	'	'
Ending balance collectively evaluated for impairment	3,352	3,298	'	'
Financing receivables, Ending balance individually evaluated for impairment	20	233	'	'
Financing receivables, Ending balance collectively evaluated for impairment	172,790	164,790	'	'
Total	172,810	165,023	'	'
Allowance for loan losses	2,740	2,915	'	'
Reserve for undisbursed lines of credit	614	532	'	'
Total allowance for credit losses	3,354	3,447	2,905	2,617
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	0	0	'	'
Ending balance collectively evaluated for impairment	768	522	'	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'	'
Financing receivables, Ending balance collectively evaluated for impairment	94,007	84,689	'	'
Total	94,007	84,689	'	'
Allowance for loan losses	758	494	'	'
Reserve for undisbursed lines of credit	10	28	'	'
Total allowance for credit losses	768	522	309	236
Real Estate Loans b Residential [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	41	361	'	'
Ending balance collectively evaluated for impairment	3,040	3,060	'	'
Financing receivables, Ending balance individually evaluated for impairment	722	2,317	'	'
Financing receivables, Ending balance collectively evaluated for impairment	488,984	458,078	'	'
Total	489,706	460,395	'	'
Allowance for loan losses	2,995	3,333	'	'
Reserve for undisbursed lines of credit	86	88	'	'
Total allowance for credit losses	3,081	3,421	3,017	2,305
Real Estate Loans b Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	69	59	'	'
Ending balance collectively evaluated for impairment	5,016	4,601	'	'
Financing receivables, Ending balance individually evaluated for impairment	164	472	'	'
Financing receivables, Ending balance collectively evaluated for impairment	371,155	356,706	'	'
Total	371,319	357,178	'	'
Allowance for loan losses	5,040	4,605	'	'
Reserve for undisbursed lines of credit	45	55	'	'
Total allowance for credit losses	5,085	4,660	4,605	5,266
Real Estate Loans b Construction [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	0	0	'	'
Ending balance collectively evaluated for impairment	512	234	'	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'	'
Financing receivables, Ending balance collectively evaluated for impairment	31,841	10,561	'	'
Total	31,841	10,561	'	'
Allowance for loan losses	481	187	'	'
Reserve for undisbursed lines of credit	31	47	'	'
Total allowance for credit losses	512	234	477	283
Installment Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	0	0	'	'
Ending balance collectively evaluated for impairment	18	17	'	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'	'
Financing receivables, Ending balance collectively evaluated for impairment	5,655	4,701	'	'
Total	5,655	4,701	'	'
Allowance for loan losses	18	17	'	'
Reserve for undisbursed lines of credit	0	0	'	'
Total allowance for credit losses	18	17	23	24
All Other Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Ending balance individually evaluated for impairment	0	0	'	'
Ending balance collectively evaluated for impairment	10	11	'	'
Financing receivables, Ending balance individually evaluated for impairment	0	0	'	'
Financing receivables, Ending balance collectively evaluated for impairment	895	376	'	'
Total	895	376	'	'
Allowance for loan losses	10	11	'	'
Reserve for undisbursed lines of credit	0	0	'	'
Total allowance for credit losses	$10	$11	$17	$23

Loans_And_The_Allowance_For_Cr6

Loans And The Allowance For Credit Losses (Recorded Investment Of Loans, Including Nonaccrual And Restructured Loans, By Class) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$76,000	$92,000
60-89 Days Past Due	298,000	43,000
Over 90 Days Past Due	542,000	1,961,000
Total Past Due	916,000	2,096,000
Current	1,165,317,000	1,080,827,000
Total	1,166,233,000	1,082,923,000
Greater Than 90 Days and Accruing	75,000	0
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	0	0
Current	5,655,000	4,701,000
Total	5,655,000	4,701,000
Greater Than 90 Days and Accruing	0	0
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	0	0
Current	895,000	376,000
Total	895,000	376,000
Greater Than 90 Days and Accruing	0	0
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	20,000	0
Total Past Due	20,000	0
Current	172,790,000	165,023,000
Total	172,810,000	165,023,000
Greater Than 90 Days and Accruing	0	0
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	0	0
Current	94,007,000	84,689,000
Total	94,007,000	84,689,000
Greater Than 90 Days and Accruing	0	0
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	489,706,000	460,395,000
Real Estate Loans b Residential [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	4,000	92,000
60-89 Days Past Due	294,000	43,000
Over 90 Days Past Due	341,000	950,000
Total Past Due	639,000	1,085,000
Current	452,440,000	420,400,000
Total	453,079,000	421,485,000
Greater Than 90 Days and Accruing	0	0
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	4,000	0
Over 90 Days Past Due	181,000	716,000
Total Past Due	185,000	716,000
Current	36,442,000	38,194,000
Total	36,627,000	38,910,000
Greater Than 90 Days and Accruing	75,000	0
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	371,319,000	357,178,000
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	295,000
Total Past Due	0	295,000
Current	224,416,000	222,013,000
Total	224,416,000	222,308,000
Greater Than 90 Days and Accruing	0	0
Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	72,000	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	72,000	0
Current	146,831,000	134,870,000
Total	146,903,000	134,870,000
Greater Than 90 Days and Accruing	0	0
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total	31,841,000	10,561,000
Real Estate Loans b Construction [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	0	0
Current	2,495,000	1,559,000
Total	2,495,000	1,559,000
Greater Than 90 Days and Accruing	0	0
Real Estate Loans b Construction [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Over 90 Days Past Due	0	0
Total Past Due	0	0
Current	29,346,000	9,002,000
Total	29,346,000	9,002,000
Greater Than 90 Days and Accruing	$0	$0

Loans_And_The_Allowance_For_Cr7

Loans And The Allowance For Credit Losses (Impaired Loans By Class) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	$906	$3,022	$2,511
Unpaid Principal Balance	1,178	3,289	2,923
Related allowance	112	569	227
Average Recorded Investment	2,267	2,629	3,430
Interest income recognized	80	94	130
Installment Loans [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	0	'
Unpaid Principal Balance	0	0	'
Related allowance	0	0	'
Average Recorded Investment	6	1	'
Interest income recognized	0	0	'
Commercial, Financial And Agricultural [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	20	233	114
Unpaid Principal Balance	21	250	139
Related allowance	2	149	17
Average Recorded Investment	554	76	394
Interest income recognized	20	3	18
Real Estate Loans b Residential [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	722	2,317	1,985
Unpaid Principal Balance	982	2,493	2,241
Related allowance	41	361	210
Average Recorded Investment	1,444	2,036	2,321
Interest income recognized	34	86	87
Real Estate Loans b Commercial [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	164	472	412
Unpaid Principal Balance	175	546	543
Related allowance	69	59	0
Average Recorded Investment	263	516	605
Interest income recognized	26	5	24
Real Estate Loans b Construction [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	'	'	0
Unpaid Principal Balance	'	'	0
Related allowance	'	'	0
Average Recorded Investment	'	'	107
Interest income recognized	'	'	0
Installment and Other [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	'	'	0
Unpaid Principal Balance	'	'	0
Related allowance	'	'	0
Average Recorded Investment	'	'	3
Interest income recognized	'	'	1
With No Related Allowance Recorded [Member] \| Installment Loans [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	0	0
Unpaid Principal Balance	0	0	0
Related allowance	0	0	0
Average Recorded Investment	1	1	3
Interest income recognized	0	0	1
With No Related Allowance Recorded [Member] \| Commercial, Financial And Agricultural [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	7	77
Unpaid Principal Balance	0	22	96
Related allowance	0	0	0
Average Recorded Investment	211	39	154
Interest income recognized	20	1	0
With No Related Allowance Recorded [Member] \| Real Estate Loans b Residential [Member] \| First Mortgage [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	410	853	914
Unpaid Principal Balance	629	1,010	1,127
Related allowance	0	0	0
Average Recorded Investment	541	807	1,201
Interest income recognized	31	51	44
With No Related Allowance Recorded [Member] \| Real Estate Loans b Residential [Member] \| Second Mortgage [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	181	16	222
Unpaid Principal Balance	218	17	224
Related allowance	0	0	0
Average Recorded Investment	145	247	325
Interest income recognized	3	34	43
With No Related Allowance Recorded [Member] \| Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	295	412
Unpaid Principal Balance	0	367	543
Related allowance	0	0	0
Average Recorded Investment	93	380	495
Interest income recognized	26	3	11
With No Related Allowance Recorded [Member] \| Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	0	0
Unpaid Principal Balance	0	0	0
Related allowance	0	0	0
Average Recorded Investment	0	0	64
Interest income recognized	0	0	4
With No Related Allowance Recorded [Member] \| Real Estate Loans b Construction [Member] \| Commercial [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	'	'	0
Unpaid Principal Balance	'	'	0
Related allowance	'	'	0
Average Recorded Investment	'	'	107
Interest income recognized	'	'	0
With Related Allowance Recorded [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	'	'
Unpaid Principal Balance	0	'	'
Related allowance	0	'	'
Average Recorded Investment	5	'	'
Interest income recognized	0	'	'
With Related Allowance Recorded [Member] \| Commercial, Financial And Agricultural [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	20	226	37
Unpaid Principal Balance	21	228	43
Related allowance	2	149	17
Average Recorded Investment	343	37	240
Interest income recognized	0	2	18
With Related Allowance Recorded [Member] \| Real Estate Loans b Residential [Member] \| First Mortgage [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	131	748	790
Unpaid Principal Balance	135	766	830
Related allowance	41	173	207
Average Recorded Investment	512	662	761
Interest income recognized	0	1	0
With Related Allowance Recorded [Member] \| Real Estate Loans b Residential [Member] \| Second Mortgage [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	0	700	59
Unpaid Principal Balance	0	700	60
Related allowance	0	188	3
Average Recorded Investment	246	320	34
Interest income recognized	0	0	0
With Related Allowance Recorded [Member] \| Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	164	177	'
Unpaid Principal Balance	175	179	'
Related allowance	69	59	'
Average Recorded Investment	170	136	'
Interest income recognized	0	2	'
With Related Allowance Recorded [Member] \| Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'
Recorded Investment	'	'	0
Unpaid Principal Balance	'	'	0
Related allowance	'	'	0
Average Recorded Investment	'	'	46
Interest income recognized	'	'	$9

Loans_And_The_Allowance_For_Cr8

Loans And The Allowance For Credit Losses (Nonperforming Loans) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Loans And The Allowance For Credit Losses [Abstract]	'	'
Nonaccrual loans	$425	$2,355
Loans past due greater than 90 days and accruing	75	0
Troubled debt restructurings ("TDRs")	406	557
Total nonperforming loans	$906	$2,912

Loans_And_The_Allowance_For_Cr9

Loans And The Allowance For Credit Losses (Nonaccrual Loans By Class) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	$660	$2,729
Nonaccrual non-TDR loans	425	2,355
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	20	225
Nonaccruing TDR's	0	8
Real Estate Loans b Residential [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	299	1,119
Nonaccruing TDR's	71	189
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	106	716
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	0	295
Nonaccruing TDR's	164	177
Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	0	0
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Total nonaccrual loans	$0	$0

Recovered_Sheet1

Loans And The Allowance For Credit Losses (Summary Of Loans By Credit Quality Indicator) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	$1,166,233	$1,082,923
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	5,655	4,701
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	895	376
Unrated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	495,348	461,934
Unrated [Member] \| Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	5,655	4,701
Unrated [Member] \| All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	895	376
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	572,179	535,000
Pass [Member] \| Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Pass [Member] \| All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	68,198	56,424
Pass-Watch [Member] \| Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Pass-Watch [Member] \| All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	4,730	10,057
Special Mention [Member] \| Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Special Mention [Member] \| All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	25,778	19,508
Substandard [Member] \| Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Substandard [Member] \| All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	172,810	165,023
Commercial, Financial And Agricultural [Member] \| Unrated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	242	85
Commercial, Financial And Agricultural [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	152,466	138,307
Commercial, Financial And Agricultural [Member] \| Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	14,092	18,738
Commercial, Financial And Agricultural [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	96	5,704
Commercial, Financial And Agricultural [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	5,914	2,189
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	94,007	84,689
Municipal Loans [Member] \| Unrated [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	28	5
Municipal Loans [Member] \| Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	65,474	77,242
Municipal Loans [Member] \| Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	26,548	7,442
Municipal Loans [Member] \| Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	1,957	0
Municipal Loans [Member] \| Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	489,706	460,395
Real Estate Loans b Residential [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	453,079	421,485
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	36,627	38,910
Real Estate Loans b Residential [Member] \| Unrated [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	449,951	418,802
Real Estate Loans b Residential [Member] \| Unrated [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	36,599	37,200
Real Estate Loans b Residential [Member] \| Pass [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	2,520	1,718
Real Estate Loans b Residential [Member] \| Pass [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	1,000
Real Estate Loans b Residential [Member] \| Pass-Watch [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	32
Real Estate Loans b Residential [Member] \| Pass-Watch [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Residential [Member] \| Special Mention [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	65	71
Real Estate Loans b Residential [Member] \| Special Mention [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Residential [Member] \| Substandard [Member] \| First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	543	862
Real Estate Loans b Residential [Member] \| Substandard [Member] \| Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	28	710
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	371,319	357,178
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	224,416	222,308
Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	146,903	134,870
Real Estate Loans b Commercial [Member] \| Unrated [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	165	86
Real Estate Loans b Commercial [Member] \| Unrated [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	171	40
Real Estate Loans b Commercial [Member] \| Pass [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	187,779	188,330
Real Estate Loans b Commercial [Member] \| Pass [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	134,222	120,521
Real Estate Loans b Commercial [Member] \| Pass-Watch [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	17,236	16,718
Real Estate Loans b Commercial [Member] \| Pass-Watch [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	9,841	11,454
Real Estate Loans b Commercial [Member] \| Special Mention [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	2,342	3,546
Real Estate Loans b Commercial [Member] \| Special Mention [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	270	736
Real Estate Loans b Commercial [Member] \| Substandard [Member] \| Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	16,894	13,628
Real Estate Loans b Commercial [Member] \| Substandard [Member] \| Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	2,399	2,119
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	31,841	10,561
Real Estate Loans b Construction [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	2,495	1,559
Real Estate Loans b Construction [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	29,346	9,002
Real Estate Loans b Construction [Member] \| Unrated [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	904	41
Real Estate Loans b Construction [Member] \| Unrated [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	738	598
Real Estate Loans b Construction [Member] \| Pass [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	1,591	0
Real Estate Loans b Construction [Member] \| Pass [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	28,127	7,882
Real Estate Loans b Construction [Member] \| Pass-Watch [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	1,518
Real Estate Loans b Construction [Member] \| Pass-Watch [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	481	522
Real Estate Loans b Construction [Member] \| Special Mention [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Construction [Member] \| Special Mention [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Construction [Member] \| Substandard [Member] \| Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	0	0
Real Estate Loans b Construction [Member] \| Substandard [Member] \| Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	$0	$0

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value Of Financial Instruments [Abstract]	'	'
The fair value of commitments to extend credit and standby letters of credit	$47	$45

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	$253,316	$509,233
Liabilities	1,529	1,610
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Liabilities	0	0
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	253,316	509,233
Liabilities	1,529	1,610
Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Liabilities	0	0
U.S. Treasury Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	100	100
U.S. Treasury Obligations [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
U.S. Treasury Obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	100	100
U.S. Treasury Obligations [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
U.S. GSEs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	59,366
U.S. GSEs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
U.S. GSEs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	59,366
U.S. GSEs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
U.S. Agency Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	10,897
U.S. Agency Obligations [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
U.S. Agency Obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	10,897
U.S. Agency Obligations [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
FHLB Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	24,585
FHLB Obligations [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
FHLB Obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	24,585
FHLB Obligations [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
Agency MBSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	99,271	148,767
Agency MBSs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Agency MBSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	99,271	148,767
Agency MBSs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Agency CMBSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	17,638	5,029
Agency CMBSs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Agency CMBSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	17,638	5,029
Agency CMBSs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Agency CMOs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	97,209	230,399
Agency CMOs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Agency CMOs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	97,209	230,399
Agency CMOs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
CLOs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	37,907	24,527
CLOs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
CLOs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	37,907	24,527
CLOs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Non-Agency CMOs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	4,593
Non-Agency CMOs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
Non-Agency CMOs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	4,593
Non-Agency CMOs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	0
ABSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	388	418
ABSs [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
ABSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	388	418
ABSs [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Interest Rate Swap [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	803	552
Liabilities	1,529	1,610
Interest Rate Swap [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Liabilities	0	0
Interest Rate Swap [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	803	552
Liabilities	1,529	1,610
Interest Rate Swap [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	0	0
Liabilities	$0	$0

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Fair Value Of Financial Instruments) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	$115,471	$77,228	$37,812	$74,026
Securities available for sale	252,513	508,681	'	'
Securities held to maturity	140,826	407	'	'
FHLB stock	7,496	8,145	'	'
Loans, net of allowance for loan losses	1,154,191	1,071,361	'	'
Total assets	1,725,469	1,708,550	'	'
Deposits	1,323,576	1,271,080	'	'
Securities sold under agreements to repurchase	250,314	287,520	'	'
Other long-term debt	2,403	2,483	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619	'	'
Total liabilities	1,605,858	1,590,329	'	'
Carrying Amount [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	115,471	77,228	'	'
Securities available for sale	252,513	508,681	'	'
Securities held to maturity	140,826	407	'	'
FHLB stock	7,496	8,145	'	'
Loans, net of allowance for loan losses	1,154,191	1,071,361	'	'
Interest rate swap agreement	803	552	'	'
Accrued interest receivable	3,982	4,368	'	'
Total assets	1,675,282	1,670,742	'	'
Deposits	1,323,576	1,271,080	'	'
Securities sold under agreements to repurchase	250,314	287,520	'	'
Other long-term debt	2,403	2,483	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619	'	'
Interest rate swap agreement	1,529	1,610	'	'
Accrued interest payable	214	195	'	'
Total liabilities	1,598,654	1,583,507	'	'
Fair Value [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	115,471	77,228	'	'
Securities available for sale	252,513	508,681	'	'
Securities held to maturity	137,087	454	'	'
Loans, net of allowance for loan losses	1,155,348	1,096,188	'	'
Interest rate swap agreement	803	552	'	'
Accrued interest receivable	3,982	4,368	'	'
Total assets	1,665,204	1,687,471	'	'
Deposits	1,324,634	1,273,573	'	'
Securities sold under agreement to repurchase	250,290	287,837	'	'
Other long-term debt	2,287	2,502	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,189	15,177	'	'
Interest rate swap agreement	1,529	1,610	'	'
Accrued interest payable	214	195	'	'
Total liabilities	1,593,143	1,580,894	'	'
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	115,471	77,228	'	'
Securities available for sale	0	0	'	'
Securities held to maturity	0	0	'	'
Loans, net of allowance for loan losses	0	0	'	'
Interest rate swap agreement	0	0	'	'
Accrued interest receivable	0	0	'	'
Total assets	115,471	77,228	'	'
Deposits	1,018,470	940,682	'	'
Securities sold under agreement to repurchase	0	0	'	'
Other long-term debt	0	0	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	0	0	'	'
Interest rate swap agreement	0	0	'	'
Accrued interest payable	15	0	'	'
Total liabilities	1,018,485	940,682	'	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	0	0	'	'
Securities available for sale	252,513	508,681	'	'
Securities held to maturity	137,087	454	'	'
Loans, net of allowance for loan losses	0	0	'	'
Interest rate swap agreement	803	552	'	'
Accrued interest receivable	958	1,366	'	'
Total assets	391,361	511,053	'	'
Deposits	306,162	332,891	'	'
Securities sold under agreement to repurchase	250,290	287,837	'	'
Other long-term debt	2,287	2,502	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,189	15,177	'	'
Interest rate swap agreement	1,529	1,610	'	'
Accrued interest payable	199	195	'	'
Total liabilities	574,656	640,212	'	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'	'	'
Cash and cash equivalents	0	0	'	'
Securities available for sale	0	0	'	'
Securities held to maturity	0	0	'	'
Loans, net of allowance for loan losses	1,155,348	1,096,188	'	'
Interest rate swap agreement	0	0	'	'
Accrued interest receivable	3,024	3,002	'	'
Total assets	1,158,372	1,099,190	'	'
Deposits	0	0	'	'
Securities sold under agreement to repurchase	0	0	'	'
Other long-term debt	0	0	'	'
Junior subordinated debentures issued to unconsolidated subsidiary trust	0	0	'	'
Interest rate swap agreement	0	0	'	'
Accrued interest payable	0	0	'	'
Total liabilities	$0	$0	'	'

Premises_and_Equipment_Narrati

Premises and Equipment (Narrative) (Details) (USD $)	12 Months Ended						12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2013	Jun. 30, 2008	Jun. 30, 2008	Dec. 31, 2013
				Principal Office in South Burlington, VT [Member]	Principal Office in South Burlington, VT [Member]	Branch Location in Burlington, VT [Member]	Maximum [Member]	Per Year Through 2017 [Member]	2018 [Member]	Per Year Through 2023 [Member]
								Principal Office in South Burlington, VT [Member]	Principal Office in South Burlington, VT [Member]	Branch Location in Burlington, VT [Member]
Property, Plant and Equipment [Line Items]	'	'	'	'	'	'	'	'	'	'
Depreciation and amortization expense	$2,180,000	$1,950,000	$1,890,000	'	'	'	'	'	'	'
Lease agreements expiring	'	'	'	'	'	'	'20 years	'	'	'
Rent expense	1,200,000	1,080,000	1,020,000	'	'	'	'	'	'	'
Deferred gain included in other liabilities	'	'	'	1,904,000	2,327,000	934,000	'	'	'	'
Deferred gains on sale leaseback transaction	'	'	'	'	'	'	'	$423,000	$212,000	$93,000

Premises_and_Equipment_Compone

Premises and Equipment (Components Included In The Accompanying Balance Sheet) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]	'	'
Gross fixed assets	$34,084	$37,624
Less: accumulated depreciation and amortization	18,512	21,547
Total net fixed assets	15,572	16,077
Land [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Gross fixed assets	332	525
Bank Premises [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Gross fixed assets	6,782	10,476
Estimated Useful Lives (In years)	'39 years	'
Leasehold Improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Gross fixed assets	9,276	8,499
Furniture, Equipment, and Software [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Gross fixed assets	$17,694	$18,124
Minimum [Member] \| Leasehold Improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated Useful Lives (In years)	'5 years	'
Minimum [Member] \| Furniture, Equipment, and Software [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated Useful Lives (In years)	'3 years	'
Maximum [Member] \| Leasehold Improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated Useful Lives (In years)	'20 years	'
Maximum [Member] \| Furniture, Equipment, and Software [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Estimated Useful Lives (In years)	'7 years	'

Premises_and_Equipment_Minimum

Premises and Equipment (Minimum Lease Payments) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Premises and Equipment [Abstract]	'
2014	$1,406
2015	1,191
2016	1,052
2017	981
2018	976
Thereafter	5,559
Total	$11,165

Time_Deposits_Details

Time Deposits (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Time Deposits [Abstract]	'	'
2014	$246,814	'
2015	28,481	'
2016	11,285	'
2017	7,264	'
2018	11,262	'
Thereafter	0	'
Total time deposits	305,106	'
Time deposits greater than $100 thousand	$115,204	$123,371

Securities_Sold_Under_Agreemen2

Securities Sold Under Agreements to Repurchase and Other Short-Term Debt (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Millions, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Securities Sold Under Agreements to Repurchase and Other Short-Term Debt [Abstract]	'	'
Borrowing capacity through unsecured borrowing lines	$45	'
Loans pledged to the FHLBB	276.94	342.56
Additional short or long-term borrowing capacity with FHLBB	$246.09	'

Securities_Sold_Under_Agreemen3

Securities Sold Under Agreements to Repurchase and Other Short-Term Debt (Information Regarding Other Borrowed Funds) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Short-term Debt [Line Items]	'	'	'
Amount outstanding at year end	$250,314	$287,520	'
FHLBB Short Term Borrowings [Member]	'	'	'
Short-term Debt [Line Items]	'	'	'
Amount outstanding at year end	0	0	0
Maximum amount outstanding during the year	72,500	97,000	0
Average amount outstanding during the year	17,259	38,290	359
Weighted average-rate during the year	0.30%	0.28%	0.28%
Weighted average rate at year-end	0.00%	0.00%	0.00%
Demand Note Due U.S. Treasury [Member]	'	'	'
Short-term Debt [Line Items]	'	'	'
Amount outstanding at year end	0	0	0
Maximum amount outstanding during the year	0	0	3,013
Average amount outstanding during the year	0	0	1,794
Weighted average-rate during the year	0.00%	0.00%	0.00%
Weighted average rate at year-end	0.00%	0.00%	0.00%
Securities Sold under Agreement to Repurchase - Short-Term [Member]	'	'	'
Short-term Debt [Line Items]	'	'	'
Amount outstanding at year end	250,314	287,520	262,527
Maximum amount outstanding during the year	284,297	303,420	266,897
Average amount outstanding during the year	$212,644	$230,281	$217,823
Weighted average-rate during the year	0.41%	0.73%	0.95%
Weighted average rate at year-end	0.18%	0.47%	0.91%

LongTerm_Debt_Narrative_Detail

Long-Term Debt (Narrative) (Details) (USD $)	12 Months Ended
Long-Term Debt (Narrative) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Long-Term Debt [Abstract]	'	'	'
Prepaid long-term debt	'	$20,000,000	$16,000,000
Prepayment penalties	$0	$1,363,000	$861,000

LongTerm_Debt_LongTerm_Debt_De

Long-Term Debt (Long-Term Debt) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Schedule of Capitalization, Long-term Debt [Line Items]	'	'
Long-term debt	$2,403	$2,483
FHLB Notes, Payable Through March 2029, Rates Ranging From 1.50% to 2.50% [Member]	'	'
Schedule of Capitalization, Long-term Debt [Line Items]	'	'
Interest rate range, minimum	1.50%	'
Interest rate range, maximum	2.50%	'
FHLB Notes	$2,403	$2,483

LongTerm_Debt_Contractual_Matu

Long-Term Debt (Contractual Maturities and Amortization of Long-Term Debt) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Long-Term Debt [Abstract]	'	'
2014	$82	'
2015	84	'
2016	85	'
2017	87	'
2018	89	'
After 2019	1,976	'
Total due	$2,403	$2,483

Trust_Preferred_Securities_Det

Trust Preferred Securities (Details) (USD $)	0 Months Ended	12 Months Ended
Trust Preferred Securities (Details) (USD $)	Dec. 15, 2004	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Subordinated Borrowing [Line Items]	'	'	'	'
Private placement, trust preferred securities, aggregate amount	$20,000,000	'	'	'
Trust preferred securities	'	20,619,000	20,619,000	'
LIBOR plus percentage	'	1.95%	'	'
Interest expense on trust preferred securities	'	756,000	1,180,000	1,190,000
Trust Preferred Securities [Member]	'	'	'	'
Subordinated Borrowing [Line Items]	'	'	'	'
Maturity date	'	31-Dec-34	'	'
Fixed Interest Rate Subsequent 7 Years [Member]	'	'	'	'
Subordinated Borrowing [Line Items]	'	'	'	'
Amount of hedged item	'	$10,000,000	'	'
Fixed interest rate	'	5.23%	'	'

Income_Taxes_Narrative_Details

Income Taxes (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Examination [Line Items]	'	'	'
Statutory rate	35.00%	'	'
State franchise taxes	$1,439	$1,295	$1,265
Vermont [Member]	'	'	'
Income Tax Examination [Line Items]	'	'	'
State franchise taxes	$1,350	$1,200	$1,180

Income_Taxes_Components_of_Pro

Income Taxes (Components of Provision for Income Taxes) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Current	($351)	$3,205	$4,461
Deferred	4,329	772	-1,337
Provision for income taxes	$3,978	$3,977	$3,124

Income_Taxes_Tax_Effects_of_Te

Income Taxes (Tax Effects of Temporary Differences and Tax Credits that Give Rise to Deferred Tax Assets and Liabilities) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
Income Taxes [Abstract]	'	'
Deferred tax assets: Allowance for loan losses	$4,427	$4,309
Deferred tax assets: Post retirement benefit obligation	951	1,685
Deferred tax assets: Loan mark-to-market adjustment	0	2,778
Deferred tax assets: Deferred compensation	1,369	1,293
Deferred tax assets: Installment sales	71	180
Deferred tax assets: Core deposit intangible	31	70
Deferred tax assets: Interest rate swap	251	370
Deferred tax assets: Qualified School Bond Tax Credits	919	0
Deferred tax assets: Affordable Housing/Other Tax Credits	1,244	0
Deferred tax assets: Other	284	647
Deferred Tax Assets: Net Operating Loss	288	0
Deferred tax assets: Investment in real estate limited partnerships, net	121	246
Deferred tax assets: Unrealized loss on securities available for sale	99	0
Deferred tax assets: Unrealized loss on securities held to maturity	1,726	0
Total deferred tax assets	11,781	11,578
Deferred tax liabilities: Loan mark-to-market adjustment	-3,756	0
Deferred tax liabilities: Deferred compensation	-3	0
Deferred tax liabilities: Unrealized gain on securities available for sale	0	-3,259
Deferred tax liabilities: Depreciation	-1,442	-1,638
Deferred tax liabilities: Accrued pension cost	-2,963	-2,949
Total deferred tax liabilities	-8,164	-7,846
Net deferred tax assets	$3,617	$3,732

Income_Taxes_Reconciliation_of

Income Taxes (Reconciliation of Federal Income Tax Provision) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Taxes [Abstract]	'	'	'
Applicable statutory Federal income tax	$6,593	$6,710	$6,210
(Reduction) increase in taxes resulting from: Tax-exempt income	-708	-719	-716
(Reduction) increase in taxes resulting from: Tax credits	-1,798	-2,164	-2,592
(Reduction) increase in taxes resulting from: Other, net	-109	150	222
Provision for income taxes	$3,978	$3,977	$3,124

Employee_Benefit_Plans_Narrati

Employee Benefit Plans (Narrative) (Details) (USD $)	12 Months Ended
Employee Benefit Plans (Narrative) (Details) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Accumulated benefit obligation	'	$9,610,000	$10,800,000	'
Amounts recognized in AOCI for net actuarial losses	'	2,800,000	4,800,000	'
Estimated net actuarial loss that will be amortized from accumulated other comprehensive income into net periodic pension cost	127,000	'	'	'
Merchants Bancshares, Inc. stock shares held by pension plan	'	7,650	'	'
Cost Basis of Merchants Bancshares, Inc. stock shares held by pension plan	'	64,000	'	'
Market Value of Merchants Bancshares, Inc. stock shares held by pension plan	'	$256,000	'	'
401K, maximum employee contribution, percentage of compensation	'	75.00%	'	'
401K, employer contribution, approximate percentage match	'	46.00%	47.00%	49.00%
Equity Securities [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Baseline allocation	'	60.00%	'	'
Defined Benefit Plan, Target Plan Asset Allocations Range Minimum	'	35.00%	'	'
Defined Benefit Plan, Target Plan Asset Allocations Range Maximum	'	75.00%	'	'
Fixed Income Securities [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Baseline allocation	'	40.00%	'	'
Defined Benefit Plan, Target Plan Asset Allocations Range Minimum	'	25.00%	'	'
Defined Benefit Plan, Target Plan Asset Allocations Range Maximum	'	60.00%	'	'
Minimum [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Portfolio investment time horizon	'	'5 years	'	'
Maximum [Member]	'	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'	'
Portfolio investment time horizon	'	'15 years	'	'

Employee_Benefit_Plans_Reconci

Employee Benefit Plans (Reconciliation of Changes in Plan's Benefit Obligations and Fair Value of Assets) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Employee Benefit Plans [Abstract]	'	'	'
Benefit obligation at beginning of year	$10,801	$9,240	'
Service cost including expenses	53	48	50
Interest cost	418	478	473
Actuarial (gain) loss	-1,117	1,559	'
Benefits paid and expected expenses	-544	-524	'
Benefit obligation at year-end	9,611	10,801	9,240
Fair value of plan assets at beginning of year	14,412	8,806	'
Actual return on plan assets	1,569	1,132	'
Employer contributions	0	5,000	'
Benefits paid and actual expenses	-535	-526	'
Fair value of plan assets at year-end	15,446	14,412	8,806
Funded status of plan at year end	$5,835	$3,611	'

Employee_Benefit_Plans_Net_Per

Employee Benefit Plans (Net Periodic Benefit Costs) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Employee Benefit Plans [Abstract]	'	'	'
Interest cost	$418	$478	$473
Expected return on plan assets	-988	-600	-642
Service costs	53	48	50
Net loss amortization	355	326	252
Net periodic pension cost	-162	252	133
Net loss (gain)	-1,707	1,016	861
Net loss amortization	-355	-326	-252
Total recognized in other comprehensive income	-2,062	690	609
Total recognized in net periodic pension cost (income) and other comprehensive (income) loss	($2,224)	$942	$742

Employee_Benefit_Plans_Summary

Employee Benefit Plans (Summary of Assumptions Used to Determine Benefit Obligations and Net Periodic Benefit Costs) (Details)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Employee Benefit Plans [Abstract]	'	'	'
Benefit obligations, Discount rate	4.98%	3.98%	5.24%
Net periodic benefit cost, Discount rate	3.98%	5.24%	5.26%
Net periodic benefit cost, Expected long-term return on plan assets	7.00%	7.00%	7.00%

Employee_Benefit_Plans_Fair_Va

Employee Benefit Plans (Fair Value of Pension Plan Assets by Asset Category) (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	$15,446	$14,412	$8,806
Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	15,446	14,412	'
Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Cash [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	31	0	'
Cash [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	31	0	'
Cash [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Cash [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Money Market Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	434	5,301	'
Money Market Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	434	5,301	'
Money Market Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Money Market Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Large Cap Equity Mutual Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	3,630	2,104	'
Large Cap Equity Mutual Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	3,630	2,104	'
Large Cap Equity Mutual Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Large Cap Equity Mutual Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Small Cap Equity Mutual Funds [Member}	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	140	75	'
Small Cap Equity Mutual Funds [Member} \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	140	75	'
Small Cap Equity Mutual Funds [Member} \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Small Cap Equity Mutual Funds [Member} \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Domestic Equities [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	256	205	'
Domestic Equities [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	256	205	'
Domestic Equities [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Domestic Equities [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Global Equity Mutual Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	939	577	'
Global Equity Mutual Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	939	577	'
Global Equity Mutual Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Global Equity Mutual Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
International Equity Mutual Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	2,712	1,651	'
International Equity Mutual Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	2,712	1,651	'
International Equity Mutual Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
International Equity Mutual Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Absolute Return Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	722	446	'
Absolute Return Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	722	446	'
Absolute Return Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Absolute Return Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
International Bond Mutual Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	559	364	'
International Bond Mutual Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	559	364	'
International Bond Mutual Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
International Bond Mutual Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Taxable Bond Mutual Funds [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	6,023	3,689	'
Taxable Bond Mutual Funds [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	6,023	3,689	'
Taxable Bond Mutual Funds [Member] \| Significant Other Observable Inputs (Level 2) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	0	0	'
Taxable Bond Mutual Funds [Member] \| Significant Unobservable Inputs (Level 3) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Fair value of pension plan assets	$0	$0	'

Employee_Benefit_Plans_Summary1

Employee Benefit Plans (Summary of Estimated Future Benefit Payments Expected to be Paid Under the Plan) (Details) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2013
Employee Benefit Plans [Abstract]	'
2014	$543
2015	557
2016	576
2017	617
2018	660
Years 2019 to 2023	$3,414

Employee_Benefit_Plans_Summary2

Employee Benefit Plans (Summary of Expense Relating to Various Employee Benefit Plans) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Employee benefit plans expense	$403	$842	$755
Pension Plan [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Employee benefit plans expense	-162	252	133
401(k) [Member]	'	'	'
Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items]	'	'	'
Employee benefit plans expense	$565	$590	$622

StockBased_Compensation_Plans_1

Stock-Based Compensation Plans (Narrative) (Details) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares authorized for issuance under the Plan	600,000	'	'
Compensation cost	$187	$172	$164
Service period	'3 years	'	'
Grant date fair value of shares granted, amount per share	$28.96	$26.33	$25
Stock options granted at percentage of fair value	100.00%	'	'
Options granted	0	0	0
Intrinsic value of options exercised	52	73	8
Intrinsic value of options exercisable	924	'	'
Options exercisable, weighted average remaining term	'5 years 3 months 18 days	'	'
Cash received from exercise of stock options	0	280	0
Tax benefit from exercises of stock options	8	20	1
2008 Stock Incentive Plan [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares authorized for issuance under the Plan	600,000	'	'
Shares available for future grants under the plan	455,464	'	'
2008 Compensation Plan For Non-Employee Directors And Trustees [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares authorized for issuance under the Plan	150,000	'	'
Shares available for future grants under the plan	106,088	'	'
Restricted Stock [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Shares granted	5,846	6,680	11,054
Service period	'3 years	'	'
Stock Options [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Service period	'3 years	'	'
Current Outstanding Restricted Stock Awards [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Compensation cost	237	'	'
Exercise Price Range $22.07 to $22.93 [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Exercise price range, options outstanding	77,000	'	'
Options exercise price range, lower range limit	$22.07	'	'
Options exercise price range, upper range limit	$22.93	'	'
Exercise price range $26.63 [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Exercise price range, options outstanding	10,000	'	'
Options exercise price	$26.63	'	'
Restricted Stock [Member] \| Stock Options [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Compensation cost	$187	$172	$164

StockBased_Compensation_Plans_2

Stock-Based Compensation Plans (Stock Option Plan) (Details) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock-Based Compensation Plans [Abstract]	'	'	'
Number of shares, options outstanding, beginning of year	95	121	127
Number of shares, granted	0	0	0
Number of shares, exercised	8	18	6
Number of shares, forfeited	0	8	0
Number of shares, expired	0	0	0
Number of shares, options outstanding, end of year	87	95	121
Number of shares, options exercisable	87	51	34
Weighted average exercise price per share, options outstanding, beginning of year	$22.87	$22.81	$22.82
Weighted average exercise price per share, granted	$0	$0	$0
Weighted average exercise price per share, exercised	$22.07	$22.81	$22.93
Weighted average exercise price per share, forfeited	$0	$22.07	$0
Weighted average exercise price per share, expired	$0	$0	$0
Weighted average exercise price per share, options outstanding, end of year	$22.95	$22.87	$22.81
Weighted average exercise price per share, options exercisable	$22.95	$23.57	$24.01

Earnings_Per_Share_Reconciliat

Earnings Per Share (Reconciliations And Calculations Of Basic And Diluted Earnings Per Share) (Details) (USD $)	12 Months Ended			24 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013
Earnings Per Share [Abstract]	'	'	'	'
Net income	$15,131	$15,194	$14,620	'
Weighted average common shares outstanding	6,303,000	6,259,000	6,212,000	'
Dilutive effect of common stock equivalents	13,000	12,000	12,000	'
Weighted average common and common equivalent shares outstanding	6,316,000	6,271,000	6,224,000	'
Basic earnings per common share	$2.40	$2.43	$2.35	'
Diluted earnings per common share	$2.40	$2.42	$2.35	'
Average stock options outstanding which were not included in the calculation of diluted earnings per share	'	'	7,500	0

Parent_Company_Balance_Sheets_

Parent Company (Balance Sheets) (Details) (USD $)	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011	Dec. 31, 2010
Condensed Financial Statements, Captions [Line Items]	'		'		'	'
Other assets	$24,769		$21,228		'	'
Total assets	1,725,469		1,708,550		'	'
Other liabilities	8,946		8,627		'	'
Shareholders' equity	119,611		118,221		109,537	99,331
Total liabilities and shareholders' equity	1,725,469		1,708,550		'	'
Parent Company [Member]	'		'		'	'
Condensed Financial Statements, Captions [Line Items]	'		'		'	'
Investment in subsidiaries	137,810	[1]	135,373	[1]	'	'
Cash	2,797	[1]	4,116	[1]	'	'
Other assets	461		526		'	'
Total assets	141,068		140,015		'	'
Other liabilities	838		1,175		'	'
Long term debt	20,619		20,619		'	'
Shareholders' equity	119,611		118,221		'	'
Total liabilities and shareholders' equity	$141,068		$140,015		'	'

[1]	Account balances are partially or fully eliminated in consolidation

Parent_Company_Statements_of_I

Parent Company (Statements of Income) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Condensed Financial Statements, Captions [Line Items]	'		'		'
Benefit from income taxes	($3,978)		($3,977)		($3,124)
NET INCOME	15,131		15,194		14,620
Parent Company [Member]	'		'		'
Condensed Financial Statements, Captions [Line Items]	'		'		'
Dividends from Merchants Bank	5,789	[1]	7,607	[1]	7,953	[1]
Equity in undistributed earnings of subsidiaries	10,211	[1]	8,721	[1]	7,832	[1]
Other expense, net	-1,337		-1,743		-1,788
Benefit from income taxes	468		609		623
NET INCOME	$15,131		$15,194		$14,620

[1]	Account balances are partially or fully eliminated in consolidation

Parent_Company_Statements_of_C

Parent Company (Statements of Cash Flows) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Condensed Financial Statements, Captions [Line Items]	'		'		'
Net income	$15,131		$15,194		$14,620
Net change in other assets	-1,635		-2,333		2,130
Net change in other liabilities	634		-11,282		8,726
Net cash provided by operating activities	22,564		5,662		31,393
Sale of treasury stock	15		18		14
Proceeds from exercise of stock options	0		280		0
Tax benefit from exercises of stock options	8		20		1
Cash dividends paid	-6,432		-6,324		-6,233
Net cash provided by financing activities	9,038		92,321		98,475
Increase (decrease) in cash and cash equivalents	38,243		39,416		-36,214
Cash and cash equivalents beginning of period	77,228		37,812		74,026
Cash and cash equivalents end of period	115,471		77,228		37,812
Parent Company [Member]	'		'		'
Condensed Financial Statements, Captions [Line Items]	'		'		'
Net income	15,131		15,194		14,620
Net change in other assets	65		170		-84
Net change in other liabilities	-121		-116		66
Equity in undistributed earnings of subsidiaries	-10,211	[1]	-8,721	[1]	-7,832	[1]
Net cash provided by operating activities	4,864		6,527		6,770
Sale of treasury stock	15		18		14
Proceeds from exercise of stock options	0		280		-1
Tax benefit from exercises of stock options	8		20		1
Cash dividends paid	-6,432		-6,324		-6,233
Other, net	226		200		206
Net cash provided by financing activities	-6,183		-5,806		-6,013
Increase (decrease) in cash and cash equivalents	-1,319		721		757
Cash and cash equivalents beginning of period	4,116		3,395		2,638
Cash and cash equivalents end of period	$2,797		$4,116		$3,395

[1]	Account balances are partially or fully eliminated in consolidation

Commitments_And_Contingencies_1

Commitments And Contingencies (Details) (USD $)	12 Months Ended
Commitments And Contingencies (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Expiration term of contingent obligations, months	'12 months	'
Balances at the Federal Reserve Bank	$17,030,000	$9,170,000
Commitments to Originate Loans [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments whose contract amounts represent credit risk	12,728,000	13,624,000
Unused Lines of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments whose contract amounts represent credit risk	195,510,000	180,812,000
Standby Letters of Credit [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments whose contract amounts represent credit risk	4,729,000	4,481,000
Loans Sold with Recourse [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments whose contract amounts represent credit risk	0	8,000
Equity Commitments to Affordable Housing Limited Partnerships [Member]	'	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'
Financial instruments whose contract amounts represent credit risk	$2,841,000	$869,000

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) (Accumulated Other Comprehensive Income (Loss) By Component) (Details) (USD $)	3 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	$2,215	'	'
Other comprehensive income before reclassifications, Interest rate swaps	'	'	216	226	-123
Transfer of securities from available-for-sale to held-to-maturity	-3,530	-3,530	-3,533	0	0
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	237	0	0
Reclassification adjustments for (gains) losses reclassified into income, Unrealized (gains) losses on securities	'	'	116	-329	-646
Net current period other comprehensive (loss) income, Unrealized (gains) losses on securities	'	'	-6,311	-336	2,590
Net current period other comprehensive (loss) income, Pension and postretirement benefit plans	'	'	1,340	-448	-396
Balance	-5,720	'	-5,720	2,215	'
Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Net current period other comprehensive (loss) income, Unrealized (gains) losses on securities	'	'	-3,300	'	'
Unrealized Gains (Losses) on Securities [Member] \| Available-For-Sale [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	6,033	'	'
Other comprehensive income before reclassifications, Unrealized (gains) losses on securities	'	'	-9,844	'	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	3,533	'	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	0	'	'
Reclassification adjustments for (gains) losses reclassified into income, Unrealized (gains) losses on securities	'	'	116	'	'
Net current period other comprehensive (loss) income, Unrealized (gains) losses on securities	'	'	-6,195	'	'
Balance	-162	'	-162	'	'
Unrealized Gains (Losses) on Securities [Member] \| Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	0	'	'
Other comprehensive income before reclassifications, Unrealized (gains) losses on securities	'	'	0	'	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	-3,533	'	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	237	'	'
Reclassification adjustments for (gains) losses reclassified into income, Unrealized (gains) losses on securities	'	'	0	'	'
Net current period other comprehensive (loss) income, Unrealized (gains) losses on securities	'	'	-3,296	'	'
Balance	-3,296	'	-3,296	'	'
Pension Plans [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	-3,130	'	'
Other comprehensive income before reclassifications, Pension and postretirement benefit plans	'	'	1,110	'	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	0	'	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	0	'	'
Reclassification adjustments for (gains) losses reclassified into income, Pension and postretirement benefit plans	'	'	230	'	'
Net current period other comprehensive (loss) income, Pension and postretirement benefit plans	'	'	1,340	'	'
Balance	-1,790	'	-1,790	'	'
Interest Rate Swap [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	-688	'	'
Other comprehensive income before reclassifications, Interest rate swaps	'	'	216	'	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	0	'	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	0	'	'
Reclassification adjustments for (gains) losses reclassified into income, Interest rate swaps	'	'	0	'	'
Net current period other comprehensive (loss) income, Interest rate swaps	'	'	216	'	'
Balance	-472	'	-472	'	'
Accumulated Other Comprehensive Income (Loss) [Member]	'	'	'	'	'
Comprehensive Income [Line Items]	'	'	'	'	'
Balance	'	'	2,215	'	'
Other comprehensive income before reclassifications, Accumulated other comprehensive income (loss)	'	'	-8,518	'	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	0	'	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	'	'	237	'	'
Reclassification adjustments for (gains) losses reclassified into income, Accumulated other comprehensive income (loss)	'	'	346	'	'
Net current periodic change, Accumulated other comprehensive income (loss)	'	'	-7,935	'	'
Balance	($5,720)	'	($5,720)	'	'

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Loss) (Reclassification Adjustment Details) (Details) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Comprehensive Income [Line Items]	'	'	'
Net impairment losses	$166	$0	$55
Net losses (gains) on investment securities	12	-507	-1,049
Provision for income taxes	3,978	3,977	3,124
Reclassification Out Of Accumulated Other Comprehensive Income [Member] \| Unrealized Gains (Losses) on Securities [Member]	'	'	'
Comprehensive Income [Line Items]	'	'	'
Net impairment losses	166	'	'
Net losses (gains) on investment securities	12	'	'
Total before tax	178	'	'
Provision for income taxes	-62	'	'
Reclassification adjustments, Net of tax	116	'	'
Reclassification Out Of Accumulated Other Comprehensive Income [Member] \| Pension Plans [Member]	'	'	'
Comprehensive Income [Line Items]	'	'	'
Compensation and benefits	355	'	'
Total before tax	355	'	'
Provision for income taxes	-125	'	'
Reclassification adjustments, Net of tax	230	'	'
Total reclassification adjustments	$346	'	'

Regulatory_Capital_Requirement2

Regulatory Capital Requirements (Details) (USD $)	0 Months Ended
Regulatory Capital Requirements (Details) (USD $)	Dec. 15, 2004	Dec. 31, 2013	Dec. 31, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'	'
Tier One Leverage Capital, Actual Amount	'	$142,036,000	$136,004,000
Tier One Leverage Capital, Actual Percent	'	8.44%	8.08%
Tier One Leverage Capital For Capital Adequacy Purposes, Amount	'	67,344,000	67,307,000
Tier One Leverage Capital For Capital Adequacy Purposes, Percent	'	4.00%	4.00%
Tier One Risk Based Capital, Actual Amount	'	142,036,000	136,004,000
Tier One Risk Based Capital, Actual Percent	'	14.87%	14.75%
Tier One Risk Based Capital For Capital Adequacy Purposes, Amount	'	38,216,000	36,887,000
Tier One Risk Based Capital For Capital Adequacy Purposes, Percent	'	4.00%	4.00%
Total Risk-Based Capital, Actual Amount	'	153,999,000	147,505,000
Total Risk-Based Capital, Actual Percent	'	16.12%	16.00%
Total Risk Based Capital For Capital Adequacy Purposes, Amount	'	76,433,000	73,753,000
Total Risk Based Capital For Capital Adequacy Purposes, Percent	'	8.00%	8.00%
Private placement, trust preferred securities, aggregate amount	20,000,000	'	'
Merchants Bank [Member]	'	'	'
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'	'
Tier One Leverage Capital, Actual Amount	'	139,144,000	131,850,000
Tier One Leverage Capital, Actual Percent	'	8.24%	7.81%
Tier One Leverage Capital For Capital Adequacy Purposes, Amount	'	67,530,000	67,494,000
Tier One Leverage Capital For Capital Adequacy Purposes, Percent	'	4.00%	4.00%
Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	'	84,413,000	84,367,000
Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	'	5.00%	5.00%
Tier One Risk Based Capital, Actual Amount	'	139,144,000	131,850,000
Tier One Risk Based Capital, Actual Percent	'	14.47%	14.21%
Tier One Risk Based Capital For Capital Adequacy Purposes, Amount	'	38,470,000	37,123,000
Tier One Risk Based Capital For Capital Adequacy Purposes, Percent	'	4.00%	4.00%
Tier One Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount	'	57,705,000	55,684,000
Tier One Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Percent	'	6.00%	6.00%
Total Risk-Based Capital, Actual Amount	'	151,176,000	143,422,000
Total Risk-Based Capital, Actual Percent	'	15.72%	15.45%
Total Risk Based Capital For Capital Adequacy Purposes, Amount	'	76,940,000	74,245,000
Total Risk Based Capital For Capital Adequacy Purposes, Percent	'	8.00%	8.00%
Total Risk Based Capital To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount	'	$96,175,000	$92,806,000
Total Risk Based Capital To Be Well-Capitalized Under Prompt Corrective Action Provisions, Percent	'	10.00%	10.00%

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Details) (Interest Rate Swap [Member], USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash Flow Hedge [Member]	'	'	'
Derivative [Line Items]	'	'	'
Fixed interest rate	5.23%	'	'
Interest rate swaps designated as cash flow hedges, notional amount	$10,000,000	$10,000,000	'
Ineffective portion recognized in earnings	0	0	0
Fair values of effective portion of hedges reflected in Other Comprehensive Income	-726,000	-1,060,000	'
Fair Value Hedge [Member]	'	'	'
Derivative [Line Items]	'	'	'
Average receive rate	1.49%	'	'
Average pay rate	3.11%	'	'
Weighted average maturity	'19 years 6 months	'	'
Interest rate derivatives, fair value hedge, notional amount	8,800,000	'	'
Not Designated as Hedging Instrument [Member]	'	'	'
Derivative [Line Items]	'	'	'
Interest rate derivatives, combined notional amount	33,030,000	'	'
Average receive rate	1.76%	'	'
Average pay rate	3.37%	'	'
Weighted average maturity	'13 years 9 months 18 days	'	'
Interest rate derivative assets, fair value	803,000	'	'
Interest rate derivative liabilities, fair value	$803,000	'	'