Merchants Bancshares 10-Q 30 Oct 14 2014 Q3 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	9 Months Ended
	Sep. 30, 2014	Oct. 27, 2014
Document And Entity Information [Abstract]	'	'
Document Type	'10-Q	'
Amendment Flag	'false	'
Document Period End Date	30-Sep-14	'
Document Fiscal Year Focus	'2014	'
Document Fiscal Period Focus	'Q3	'
Entity Registrant Name	'MERCHANTS BANCSHARES INC	'
Trading Symbol	'mbvt	'
Entity Central Index Key	'0000726517	'
Current Fiscal Year End Date	'--12-31	'
Entity Filer Category	'Accelerated Filer	'
Entity Common Stock, Shares Outstanding	'	6,331,650

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and due from banks	$27,283	$30,434
Interest earning deposits with banks and other short-term investments	92,374	85,037
Total cash and cash equivalents	119,657	115,471
Investments:	'	'
Securities available for sale, at fair value	186,049	252,513
Securities held to maturity (fair value of $140,411 and $137,087)	142,110	140,826
Total investments	328,159	393,339
Loans	1,156,663	1,166,233
Less: Allowance for loan losses	12,019	12,042
Net loans	1,144,644	1,154,191
Federal Home Loan Bank stock	4,378	7,496
Bank premises and equipment, net	15,922	15,572
Investment in real estate limited partnerships	5,511	4,631
Bank owned life insurance	10,237	10,000
Other assets	19,078	24,769
Total assets	1,647,586	1,725,469
LIABILITIES	'	'
Demand (noninterest bearing)	544,425	266,299
Savings, interest bearing checking and money market accounts	525,680	752,171
Time deposits $100 thousand and greater	83,741	115,204
Other time deposits	150,235	189,902
Total deposits	1,304,081	1,323,576
Securities sold under agreements to repurchase	188,157	250,314
Other long-term debt	2,341	2,403
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619
Other liabilities	6,644	8,946
Total liabilities	1,521,842	1,605,858
Commitments and contingencies (Note 9)	'	'
SHAREHOLDERS' EQUITY	'	'
Preferred stock	'	'
Common stock, $.01 par value Authorized: 10,000,000 shares; Issued: 6,651,760 at September 30, 2014 and December 31, 2013 Outstanding: 6,329,958 at September 30, 2014 and 6,318,708 at December 31, 2013	67	67
Capital in excess of par value	37,176	37,129
Retained earnings	99,967	95,657
Treasury stock, at cost: 321,802 shares at September 30, 2014 and 333,052 shares at December 31, 2013	-13,656	-14,043
Deferred compensation arrangements: 304,118 shares at September 30, 2014 and 319,854 shares at December 31, 2013	6,324	6,521
Accumulated other comprehensive loss	-4,134	-5,720
Total shareholders' equity	125,744	119,611
Total liabilities and shareholders' equity	1,647,586	1,725,469
Preferred Class A Non-Voting [Member]	'	'
SHAREHOLDERS' EQUITY	'	'
Preferred stock	'	'

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified
Securities held to maturity, fair value	$140,411	$137,087
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,651,760	6,651,760
Common stock, shares outstanding	6,329,958	6,318,708
Treasury stock, shares	321,802	333,052
Deferred compensation arrangements, shares	304,118	319,854
Preferred Class A Non-Voting [Member]	'	'
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares outstanding	0	0

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
INTEREST AND DIVIDEND INCOME	'	'	'	'
Interest and fees on loans	$10,642	$11,070	$32,160	$32,864
Investment income:	'	'	'	'
Interest and dividends on investment securities	1,885	2,301	6,145	7,649
Interest on interest earning deposits with banks and other short-term investments	37	13	110	38
Total interest and dividend income	12,564	13,384	38,415	40,551
INTEREST EXPENSE	'	'	'	'
Savings, interest bearing checking and money market accounts	370	416	1,283	758
Time deposits $100 thousand and greater	155	193	503	605
Other time deposits	278	339	855	1,059
Securities sold under agreement to repurchase and other short-term debt	62	83	241	817
Long-term debt	201	201	598	602
Total interest expense	1,066	1,232	3,480	3,841
Net interest income	11,498	12,152	34,935	36,710
Provision for credit losses	0	400	150	800
Net interest income after provision for credit losses	11,498	11,752	34,785	35,910
NONINTEREST INCOME	'	'	'	'
Trust division income	856	759	2,537	2,278
Net debit card income	678	720	2,014	2,114
Overdraft income	639	704	1,919	2,078
Service charges on deposits	331	291	977	894
Net gains (losses) on investment securities	-37	1	106	-12
Loss on sale of other assets	0	0	-35	0
Other	409	311	1,217	846
Total noninterest income	2,876	2,786	8,735	8,198
NONINTEREST EXPENSE	'	'	'	'
Compensation and benefits	5,145	4,754	14,906	14,059
Occupancy expense	1,064	1,021	3,296	3,085
Equipment expense	978	889	2,916	2,768
Legal and professional fees	681	695	2,012	2,001
Marketing	521	393	1,163	1,158
State franchise taxes	340	363	1,096	1,082
FDIC insurance	218	215	651	655
Conversion costs	442	0	830	0
Other	1,336	1,299	4,104	4,147
Total noninterest expense	10,725	9,629	30,974	28,955
Income before provision for income taxes	3,649	4,909	12,546	15,153
Provision for income taxes	843	1,235	2,923	3,845
NET INCOME	$2,806	$3,674	$9,623	$11,308
Basic earnings per common share	$0.44	$0.58	$1.52	$1.80
Diluted earnings per common share	$0.44	$0.58	$1.52	$1.79

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (Loss) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Net income	$2,806	$3,674	$9,623	$11,308
Other comprehensive income (loss), net of tax:	'	'	'	'
Change in net unrealized gain (loss) on securities available for sale, net of taxes of $(317), $1,453, $594 and $(2,929)	-589	2,698	1,102	-5,440
Unrealized holding loss arising during the period for securities transferred from available for sale to held to maturity, net of taxes of $0, $(1,701), $4 and $(1,701)	0	-3,159	8	-3,159
Accretion of unrealized holding losses of securities transferred from available for sale to held to maturity, net of taxes of $68, $70, $189 and $70	127	129	351	129
Reclassification adjustments for net securities losses (gains) included in net income, net of taxes of $13, $0, $(37) and $4	24	0	-69	8
Change in net unrealized loss on interest rate swaps, net of taxes of $36, $3, $71 and $93	66	6	131	172
Pension liability adjustment, net of taxes of $10, $30, $34 and $93	21	57	63	173
Other comprehensive income (loss)	-351	-269	1,586	-8,117
Comprehensive income (loss)	$2,455	$3,405	$11,209	$3,191

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Loss) (Parenthetical) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Consolidated Statements Of Comprehensive Income (Loss) [Abstract]	'	'	'	'
Unrealized gain (loss) on securities available for sale, tax	($317)	$1,453	$594	($2,929)
Unrealized holding loss arising during the period for securities transferred from available for sale to held to maturity, tax	0	-1,701	4	-1,701
Accretion of unrealized holding losses of securities transferred from available for sale to held to maturity, tax	68	70	189	70
Reclassification adjustments for net securities losses (gains) included in net income, tax	13	0	-37	4
Change in net unrealized loss on interest rate swaps, tax	36	3	71	93
Pension liability adjustment, tax	$10	$30	$34	$93

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:	'	'
Net income	$9,623	$11,308
Adjustments to reconcile net income to net cash provided by operating activities:	'	'
Provision for loan losses	150	800
Depreciation and amortization	1,944	1,526
Amortization of investment security premiums and accretion of discounts, net	477	974
Stock based compensation	136	141
Net (gain) loss on sales of investment securities	-106	12
Accretion of deferred gain on sale of premises	-387	-317
Net gains on sale of premises, equipment and other assets	'	82
Loss on sale of other real estate owned	35	'
Equity in losses of real estate limited partnerships, net	981	811
Increase in cash surrender value of bank owned life insurance	-237	'
Changes in assets and liabilities:	'	'
Net change in interest receivable	673	819
Net change in other assets	4,118	2,872
Net change in interest payable	-43	-18
Net change in other liabilities	-1,722	161
Net cash provided by operating activities	15,642	19,171
CASH FLOWS FROM INVESTING ACTIVITIES:	'	'
Proceeds from sales of investment securities available for sale	56,889	53,215
Proceeds from maturities of investment securities available for sale	28,560	87,877
Proceeds from maturities of investment securities held to maturity	11,692	4,073
Proceeds from redemption of Federal Home Loan Bank stock	3,118	649
Purchases of investment securities available for sale	-30,190	-55,774
Loan originations less than (in excess of) principal payments	9,449	-85,240
Proceeds from sales of loans, net	'	2,378
Proceeds from sale of premises and equipment	'	64
Proceeds from sales of other real estate owned	68	140
Real estate limited partnership investments	-1,823	-102
Purchases of bank premises and equipment	-2,293	-2,052
Net cash provided by investing activities	75,470	5,228
CASH FLOWS FROM FINANCING ACTIVITIES:	'	'
Net increase (decrease) in deposits	-19,495	60,166
Net increase in short-term borrowings	'	8,200
Net decrease in securities sold under agreement to repurchase, short-term	-62,157	-108,030
Principal payments on long-term debt	-62	-60
Cash dividends paid	-5,312	-4,827
Sale of treasury stock	'	12
Increase in deferred compensation arrangements	176	186
Repurchased restricted stock to pay taxes on vested awards	-82	'
Tax benefit from exercises of stock options	6	8
Net cash used in financing activities	-86,926	-44,345
Decrease in cash and cash equivalents	4,186	-19,946
Cash and cash equivalents beginning of period	115,471	77,228
Cash and cash equivalents end of period	119,657	57,282
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:	'	'
Total interest payments	3,523	3,859
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES	'	'
Distribution of stock under deferred compensation arrangements	553	450
Distribution of treasury stock in lieu of cash dividend under dividend reinvestment plan	'	460
Non-cash exercise of stock options	124	181
Transfer of loans to other real estate owned	'	163
Transfer of securities from available for sale to held to maturity	$12,626	$144,428

Financial_Statement_Presentati

Financial Statement Presentation	9 Months Ended
	Sep. 30, 2014
Financial Statement Presentation [Abstract]	'
Financial Statement Presentation	'
	NOTE 1: FINANCIAL STATEMENT PRESENTATION
	Principles of Consolidation
	The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and the instructions to the Quarterly Report on Form 10-Q and Rule 10-01 of Regulation S-X promulgated under the Securities Exchange Act of 1934, as amended. Accordingly, they do not include all of the information and notes required by accounting principles generally accepted in the United States of America for complete financial statements. All adjustments necessary for a fair presentation of our interim consolidated financial statements as of September 30, 2014 and December 31, 2013 and for the three and nine months ended September 30, 2014 and 2013 have been included. The information was prepared from our unaudited financial statements and the unaudited financial statements of our subsidiaries, Merchants Bank and MBVT Statutory Trust I.  Amounts reported for prior periods are reclassified, where necessary, to be consistent with the current period presentation.
	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with U.S. Generally Accepted Accounting Principles (“GAAP”) requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	9 Months Ended
	Sep. 30, 2014
Recent Accounting Pronouncements [Abstract]	'
Recent Accounting Pronouncements	'
	NOTE 2: RECENT ACCOUNTING PRONOUNCEMENTS
	In January 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2014-01, “Investments – Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Qualified Affordable Housing Projects.” The amendments in this ASU modify the conditions that a reporting entity must meet to be eligible to use a method other than the equity or cost methods to account for qualified affordable housing project investments. If the modified conditions are met, the amendments permit an entity to amortize the initial cost of the investment in proportion to the amount of tax credits and other tax benefits received and recognize the net investment performance in the income statement as a component of income tax expense (benefit). Additionally, the amendments introduce new recurring disclosures about all investments in qualified affordable housing projects irrespective of the method used to account for the investments.  The amendments in this ASU are effective for public entities for annual periods and interim reporting periods within those annual periods, beginning after December 15, 2014.  In the first quarter of 2014, we early adopted this ASU for the reporting of our equity investments in qualified affordable housing projects.  The investments are recorded using the proportional amortization method whereby an entity amortizes the initial cost of the investment in proportion to the tax credits and other tax benefits received and recognizes the net investment performance in the income statement as a component of income tax expense (benefit).  The application of this standard reduced total noninterest expense by $327 thousand and $981 thousand for the three and nine months ended September 30, 2014, respectively; and by $271 thousand and $811 thousand for the three and nine months ended September 30, 2013, respectively.  The application of the standard also increased our effective tax rate to 23% from 16% for the three months and 17% for the nine months ended September 30, 2014, and to 25% from 21% for the three and nine months ended September 30, 2013, respectively.  This ASU was applied retrospectively and prior periods have been reclassified accordingly.
	In May 2014, FASB issued ASU 2014-09, “Revenue from Contracts with Customers (Topic 606)”. The ASU provides guidance on revenue recognition for entities that enter into contracts with customers to transfer goods or services or enter into contracts for the transfer of nonfinancial assets. The principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. Additional disclosures are required to provide quantitative and qualitative information regarding the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The new guidance is effective for annual reporting periods, and interim reporting periods within those annual periods, beginning after December 15, 2016. Early adoption is not permitted.  Management is currently evaluating the impact of the adoption of this guidance on our financial statements.

Investment_Securities

Investment Securities	9 Months Ended
	Sep. 30, 2014
Investment Securities [Abstract]	'
Investment Securities	'
	NOTE 3: INVESTMENT SECURITIES
	Investments in securities are classified as available for sale or held to maturity as of September 30, 2014 and December 31, 2013. The amortized cost and fair values of the securities classified as available for sale and held to maturity as of September 30, 2014 are as follows:
					Gross		Gross
			Amortized		Unrealized		Unrealized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	20,057	$	-	$	40	$	20,017
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")		87,162		2,584		479		89,267
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")		17,988		-		528		17,460
	Agency Collateralized Mortgage Obligations ("Agency CMOs")		59,118		190		391		58,917
	Asset Backed Securities ("ABSs")		353		35		-		388
	Total Available for Sale	$	184,678	$	2,809	$	1,438	$	186,049
					Gross		Gross
			Amortized		Unrecognized		Unrecognized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	22,259	$	147	$	27	$	22,379
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		9,483		-		148		9,335
	Federal Home Loan Bank ("FHLB") Obligations		4,711		1		-		4,712
	Agency MBSs		8,347		117		-		8,464
	Agency CMOs		97,310		11		1,800		95,521
	Total Held to Maturity	$	142,110	$	276	$	1,975	$	140,411
	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2013 are as follows:
					Gross		Gross
			Amortized		Unrealized		Unrealized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	-	$	-	$	100
	Agency MBSs		97,882		2,876		1,487		99,271
	Agency CMBSs		18,398		-		760		17,638
	Agency CMOs		98,162		254		1,207		97,209
	CLOs		37,834		73		-		37,907
	ABSs		357		31		-		388
	Total Available for Sale	$	252,733	$	3,234	$	3,454	$	252,513
					Gross		Gross
			Amortized		Unrecognized		Unrecognized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	23,580		-	$	458	$	23,122
	U.S. GSEs		9,442		-		512		8,930
	FHLB Obligations		4,684		-		191		4,493
	Agency CMOs		94,105		-		2,426		91,679
	Agency MBSs		9,015		25		177		8,863
	Total Held to Maturity	$	140,826	$	25	$	3,764	$	137,087
	The contractual final maturity distribution of the debt securities classified as available for sale as of September 30, 2014, are as follows:
					After One		After Five
			Within		But Within		But Within		After Ten
	(In thousands)		One Year		Five Years		Ten Years		Years		Total
	Available for Sale (at fair value):
	U.S. Treasury Obligations	$	-	$	20,017	$	-	$	-	$	20,017
	Agency MBSs		61		3,077		17,472		68,657		89,267
	Agency CMBSs		-		4,883		8,359		4,218		17,460
	Agency CMOs		-		-		2,481		56,436		58,917
	ABSs		-		-		-		388		388
	Total Available for Sale	$	61	$	27,977	$	28,312	$	129,699	$	186,049
	Available for Sale (at amortized cost):
	U.S. Treasury Obligations	$	-	$	20,057	$	-	$	-	$	20,057
	Agency MBSs		58		2,911		16,693		67,500		87,162
	Agency CMBSs		-		4,964		8,618		4,406		17,988
	Agency CMOs		-		-		2,469		56,649		59,118
	ABSs		-		-		-		353		353
	Total Available for Sale	$	58	$	27,932	$	27,780	$	128,908	$	184,678
	The contractual final maturity distribution of the debt securities classified as held to maturity as of September 30, 2014, are as follows:
				After One		After Five
		Within		But Within		But Within		After Ten
(In thousands)		One Year		Five Years		Ten Years		Years		Total
Held to Maturity (at fair value):
U.S. Agency Obligations	$	-	$	-	$	-	$	22,379	$	22,379
U.S. GSEs		-		-		9,335		-		9,335
FHLB Obligations		-		-		4,712		-		4,712
Agency MBSs		-		16		115		8,333		8,464
Agency CMOs		-		-		-		95,521		95,521
Total Held to Maturity	$	-	$	16	$	14,162	$	126,233	$	140,411
Held to Maturity (at amortized cost):
U.S. Agency Obligations	$	-	$	-	$	-	$	22,259	$	22,259
U.S. GSEs		-		-		9,483		-		9,483
FHLB Obligations		-		-		4,711		-		4,711
Agency MBSs		-		16		101		8,230		8,347
Agency CMOs		-		-		-		97,310		97,310
Total Held to Maturity	$	-	$	16	$	14,295	$	127,799	$	142,110
Actual maturities will differ from contractual maturities because borrowers may have rights to call or prepay obligations. Maturities of Agency MBSs and Agency CMOs in the tables above are based on final contractual maturities.
The following table presents the proceeds, gross gains and gross losses on available for sale securities for the three and nine months ended September 30, 2014 and 2013.
	Three Months Ended September 30,				Nine Months Ended September 30,
(In thousands)		2014		2013		2014		2013
Proceeds	$	11,674	$	2,001	$	56,889	$	53,215
Gross gains		-		1		302		548
Gross losses		-37		-		-196		-560
Net gains	$	-37	$	1	$	106	$	-12
Securities with a carrying amount of $254.67 million and $315.53 million at September 30, 2014 and December 31, 2013, respectively, were pledged to secure U.S. Treasury borrowings, public deposits, securities sold under agreements to repurchase, and for other purposes required by law.
Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at September 30, 2014, were as follows:
		Less Than 12 Months				12 Months or More				Total
		Fair				Fair				Fair
(In thousands)		Value		Loss		Value		Loss		Value		Loss
Available for Sale:
U.S. Treasury Obligations	$	20,017	$	40	$	-	$	-	$	20,017	$	40
Agency MBSs		9,532		48		27,847		431		37,379		479
Agency CMBSs		-		-		17,460		528		17,460		528
Agency CMOs		20,912		98		11,374		293		32,286		391
Total Available for Sale	$	50,461	$	186	$	56,681	$	1,252	$	107,142	$	1,438
Held to Maturity:
U.S. Agency Obligations	$	8,817	$	27	$	-	$	-	$	8,817	$	27
U.S. GSEs		-		-		9,335		148		9,335		148
Agency CMOs		50,726		834		36,534		966		87,260		1,800
Total Held to Maturity	$	59,543	$	861	$	45,869	$	1,114	$	105,412	$	1,975
Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position over our entire holding period, at December 31, 2013, were as follows:
		Less Than 12 Months				12 Months or More				Total
		Fair				Fair				Fair
(In thousands)		Value		Loss		Value		Loss		Value		Loss
Available for Sale:
Agency MBSs	$	46,547	$	1,487	$	-	$	-	$	46,547	$	1,487
Agency CMBSs		12,778		578		4,860		182		17,638		760
Agency CMOs		57,904		977		3,557		230		61,461		1,207
Total Available for Sale	$	117,229	$	3,042	$	8,417	$	412	$	125,646	$	3,454
Held to Maturity:
U.S. Agency Obligations	$	13,722	$	307	$	9,400	$	151	$	23,122	$	458
U.S. GSEs		8,930		512		-		-		8,930		512
FHLB Obligations		4,493		191		-		-		4,493		191
Agency CMOs		66,203		1,410		25,476		1,016		91,679		2,426
Agency MBSs		8,569		177		-		-		8,569		177
Total Held to Maturity	$	101,917	$	2,597	$	34,876	$	1,167	$	136,793	$	3,764
There were no securities classified as trading at September 30, 2014 and December 31, 2013.
Unrealized losses on investment securities result from the cost basis of the security being higher than its current fair value. These discrepancies generally occur because of changes in interest rates since the time of purchase, or because the credit quality of the issuer has deteriorated. We perform a quarterly analysis of each security in our portfolio to determine if impairment exists, and if it does, whether that impairment is other-than-temporary.
At September 30, 2014, all of our Agency MBSs and Agency CMOs held were issued by U.S. government-sponsored entities and agencies, primarily the Federal National Mortgage Association (“FNMA”) and Federal Home Loan Mortgage Corp (“FHLMC”), institutions which the government has affirmed its commitment to support.  Because the decline in fair value is attributable to changes in interest rates, and not credit quality, and because we do not have the intent to sell these securities and it is not likely that we will be required to sell the securities before their anticipated recovery, we do not consider these securities to be other-than-temporarily impaired at September 30, 2014.
During the second and third quarters of 2014, we sold all of our CLOs.  We sold a total of $35.75 million for a small loss during the nine months ended September 30, 2014.  Under the Volker Rule, we may have been required to divest our CLOs by July 2017.
We use external pricing services to obtain fair market values for our investment portfolio.   We have obtained and reviewed the service providers’ pricing and reference data documentation. Evaluations are based on market data and vary by asset class and incorporate available trade, bid and other market information.  Because many fixed income securities do not trade on a daily basis, the service provider’s evaluated pricing applications apply available information as applicable through processes such as benchmark curves, benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations.  In addition, model processes, such as the Option Adjusted Spread model are used to assess interest rate impact and develop prepayment scenarios, with inputs determined based on knowledge of the market.  We periodically test the values provided to us by the pricing service by obtaining prices on all bonds from an alternative pricing source.
We do not intend to sell the investment securities that are in an unrealized loss position, and it is unlikely that we will be required to sell the investment securities before recovery of their amortized cost bases, which may be maturity.  During 2013 and the first quarter of 2014, we transferred securities from available for sale to held to maturity.  The unrealized holding loss at the time of transfer continues to be reported in accumulated other comprehensive income, net of tax and is amortized over the remaining lives of the securities as an adjustment of the yield.  The amortization of the unamortized holding loss reported in accumulated other comprehensive income will offset the effect on interest income of the discount for the transferred securities.  The remaining unamortized balance of the losses for the securities transferred from available for sale to held to maturity during 2013 and 2014 was $4.52 million, or $2.94 million, net of tax, at September 30, 2014.

Loans_And_The_Allowance_For_Cr

Loans And The Allowance For Credit Losses	9 Months Ended
	Sep. 30, 2014
Loans And The Allowance For Credit Losses [Abstract]	'
Loans And The Allowance For Credit Losses	'
	NOTE 4: LOANS AND THE ALLOWANCE FOR CREDIT LOSSES
	The composition of our loan portfolio at September 30, 2014 and December 31, 2013 was as follows:
	(In thousands)		30-Sep-14		31-Dec-13
	Commercial, financial and agricultural	$	183,069	$	172,810
	Municipal loans		96,258		94,007
	Real estate loans – residential		472,986		489,706
	Real estate loans – commercial		381,301		371,319
	Real estate loans – construction		17,970		31,841
	Installment loans		4,793		5,655
	All other loans		286		895
	Total loans	$	1,156,663	$	1,166,233
	We primarily originate residential real estate, commercial, commercial real estate, municipal obligations and installment loans to customers throughout the state of Vermont. There are no significant industry concentrations in the loan portfolio. Total loans in the table above included $646 thousand and $618 thousand of net deferred loan origination costs at September 30, 2014 and December 31, 2013, respectively. The aggregate amount of overdrawn deposit balances classified as loan balances was $286 thousand and $895 thousand at September 30, 2014 and December 31, 2013, respectively.
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,656	$	386	$	3,246	$	5,089	$	494	$	18	$	17	$	12,906
	Charge-offs		-		-		-7		-		-		-		-48		-55
	Recoveries		-		-		-		-		-		-		7		7
	Provision (credit)		-253		316		42		-45		-94		-2		36		-
	Ending balance	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the nine months ended September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance		3,354		768		3,081		5,085		512		18		10	$	12,828
	Charge-offs		-34		-		-25		-		-		-		-99		-158
	Recoveries		3		-		20		-		-		1		14		38
	Provision (credit)		80		-66		205		-41		-112		-3		87		150
	Ending balance	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended September 30, 2013:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,274	$	400	$	3,385	$	5,018	$	551	$	21	$	9	$	12,658
	Charge-offs		-		-		-49		-		-		-9		-27		-85
	Recoveries		13		-		-		-		1		-		4		18
	Provision (credit)		137		346		-192		100		-19		6		22		400
	Ending balance	$	3,424	$	746	$	3,144	$	5,118	$	533	$	18	$	8	$	12,991
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the nine months ended September 30, 2013:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,447		522		3,421		4,660		234		17		11	$	12,312
	Charge-offs		-		-		-152		-1		-		-9		-75		-237
	Recoveries		62		-		4		40		2		-		8		116
	Provision (credit)		-85		224		-129		419		297		10		64		800
	Ending balance	$	3,424	$	746	$	3,144	$	5,118	$	533	$	18	$	8	$	12,991
	The allowance for credit losses consists of the allowance for loan losses and the reserve for undisbursed lines of credit. The reserve for undisbursed lines of credit is included in other liabilities on the balance sheet. The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-				All
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		Other		Total
	Allowance for credit losses:
	Ending balance individually	$	-	$	-	$	34	$	66	$	-	$	-	$	-	$	100
	evaluated for impairment
	Ending balance collectively		3,403		702		3,247		4,978		400		16		12		12,758
	evaluated for impairment
	Totals	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	Financing receivables:
Ending balance individually	$	64	$	-	$	514	$	154	$	-	$	-	$	-	$	732
evaluated for impairment
Ending balance collectively		183,005		96,258		472,472		381,147		17,970		4,793		286		1,155,931
evaluated for impairment
Totals	$	183,069	$	96,258	$	472,986	$	381,301	$	17,970	$	4,793	$	286	$	1,156,663
Components:
Allowance for loan losses	$	2,798	$	688	$	3,195	$	5,005	$	305	$	16	$	12	$	12,019
Reserve for undisbursed		605		14		86		39		95		-		-		839
lines of credit
Total allowance for	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
credit losses
The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2013:
	Commercial,
	financial and				Real estate-		Real estate-		Real estate-				All
(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		Other		Total
Allowance for credit losses:
Ending balance individually	$	2	$	-	$	41	$	69	$	-	$	-	$	-	$	112
evaluated for impairment
Ending balance collectively		3,352		768		3,040		5,016		512		18		10		12,716
evaluated for impairment
Totals	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
Financing receivables:
Ending balance individually	$	20	$	-	$	722	$	164	$	-	$	-	$	-	$	906
evaluated for impairment
Ending balance collectively		172,790		94,007		488,984		371,155		31,841		5,655		895		1,165,327
evaluated for impairment
Totals	$	172,810	$	94,007	$	489,706	$	371,319	$	31,841	$	5,655	$	895	$	1,166,233
Components:
Allowance for loan losses	$	2,740	$	758	$	2,995	$	5,040		481	$	18	$	10	$	12,042
Reserve for undisbursed		614		10		86		45		31		-		-		786
lines of credit
Total allowance for	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
credit losses
The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of September 30, 2014:
													Greater
	30-59		60-89		90 Days								Than 90
	Days		Days		or More		Total Past						Days and
(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	43	$	95	$	-	$	138	$	182,931	$	183,069	$	-
Municipal		-		-		-		-		96,258		96,258		-
Real estate-residential:
First mortgage		-		9		176		185		434,722		434,907		-
Second mortgage		28		-		79		107		37,972		38,079		-
Real estate-commercial:
Owner occupied		-		-		-		-		241,480		241,480		-
Non-owner occupied		-		-		-		-		139,821		139,821		-
Real estate-construction:
Residential		-		-		-		-		3,374		3,374		-
Commercial		-		-		-		-		14,596		14,596		-
Installment		-		-		-		-		4,793		4,793		-
All other loans		-		-		-		-		286		286		-
Total	$	71	$	104	$	255	$	430	$	1,156,233	$	1,156,663	$	-
Of the total past due loans in the aging table above, $255 thousand are non-performing, none of which are restructured or greater than 90 days past due and accruing.  There were $175 thousand past due performing loans at September 30, 2014.
The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2013:
													Greater
	30-59		60-89		90 Days								Than 90
	Days		Days		or More		Total Past						Days and
(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	-	$	-	$	20	$	20	$	172,790	$	172,810	$	-
Municipal		-		-		-		-		94,007		94,007		-
Real estate-residential:
First mortgage		4		294		341		639		452,440		453,079		-
Second mortgage		-		4		181		185		36,442		36,627		75
Real estate-commercial:
Owner occupied		-		-		-		-		224,416		224,416		-
Non-owner occupied		72		-		-		72		146,831		146,903		-
Real estate-construction:
Residential		-		-		-		-		2,495		2,495		-
Commercial		-		-		-		-		29,346		29,346		-
Installment		-		-		-		-		5,655		5,655		-
All other loans		-		-		-		-		895		895		-
Total	$	76	$	298	$	542	$	916	$	1,165,317	$	1,166,233	$	75
Of the total past due loans in the aging table above, $542 thousand are non-performing, of which $42 thousand are restructured loans and $75 thousand are greater than 90 days past due and accruing.  There were $374 thousand past due performing loans at December 31, 2013.
Impaired loans by class at September 30, 2014 and for the three and nine months ended September 30, 2014 are as follows:
							Three Months Ended				Nine Months Ended
							30-Sep-14				30-Sep-14
			Unpaid				Average		Interest		Average		Interest
	Recorded		Principal		Related		Recorded		Income		Recorded		Income
(In thousands)	Investment		Balance		Allowance		Investment		Recognized		Investment		Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	64	$	65	$	-	$	66	$	1	$	65	$	2
Real estate – residential:
First mortgage		280		418		-		283		1		284		7
Second mortgage		78		78		-		131		-		156		1
Real estate – commercial:
Owner occupied		-		-		-		-		-		17		1
With related allowance recorded
Commercial, financial and agricultural		-		-		-		-		-		16		-
Real estate – residential:
First mortgage		155		155		34		190		-		189		-
Real estate – commercial:
Owner occupied		155		173		66		156		-		159		-
Total
Commercial, financial and agricultural		64		65		-		66		1		81		2
Real estate – residential		513		651		34		604		1		629		8
Real estate – commercial		155		173		66		156		-		176		1
Total	$	732	$	889	$	100	$	826	$	2	$	886	$	11
Impaired loans by class at December 31, 2013 and for the three and nine months ended September 30, 2013 are as follows:
							Three Months Ended				Nine Months Ended
							30-Sep-13				30-Sep-13
			Unpaid				Average		Interest		Average		Interest
	Recorded		Principal		Related		Recorded		Income		Recorded		Income
(In thousands)	Investment		Balance		Allowance		Investment		Recognized		Investment		Recognized
With no related allowance recorded
Commercial, financial and agricultural	$	-	$	-	$	-	$	272	$	15	$	223	$	42
Real estate – residential:
First mortgage		410		629		-		463		24		622		68
Second mortgage		181		218		-		188		1		133		2
Real estate – commercial:
Owner occupied		-		-		-		107		-		83		15
Installment		-		-		-		-		-		1		-
With related allowance recorded
Commercial, financial and agricultural		20		21		2		333		-		342		-
Real estate – residential:
First mortgage		131		135		41		399		-		523		-
Second mortgage		-		-		-		18		-		317		-
Real estate – commercial:
Owner occupied		164		175		69		168		-		171		-
Installment		-		-		-		6		-		6		-
Total
Commercial, financial and agricultural		20		21		2		605		15		565		42
Real estate – residential		722		982		41		1,068		25		1,595		70
Real estate – commercial		164		175		69		275		-		254		15
Installment		-		-		-		6		-		7		-
Total	$	906	$	1,178	$	112	$	1,954	$	40	$	2,421	$	127
Residential and commercial loans serviced for others at September 30, 2014 and December 31, 2013 amounted to approximately $13.33 million and $13.83 million, respectively.
Nonperforming loans at September 30, 2014 and December 31, 2013 are as follows:
(In thousands)		30-Sep-14		31-Dec-13
Nonaccrual  loans	$	308	$	425
Loans greater than 90 days and accruing		-		75
Troubled debt restructurings ("TDRs")		424		406
Total nonperforming loans	$	732	$	906
Of the total TDRs in the table above, $222 thousand at September 30, 2014 and $235 thousand at December 31, 2013, are nonaccruing. We have reviewed all restructurings that occurred on or after January 1, 2014 for identification as TDRs. There were four TDRs that were restructured during 2014. We did not identify as a TDR any loan for which the allowance for credit losses had been measured under a general allowance for credit losses methodology.
TDRs represent balances where the existing loan was modified involving a concession in rate, term or payment amount due to the distressed financial condition of the borrower. All TDRs at September 30, 2014 continue to pay as agreed according to the modified terms and all but one of these loans are considered well-secured.  At September 30, 2014, there were no commitments to lend additional funds to borrowers whose loans have been modified in a TDR. We had no commitments to lend additional funds to borrowers whose loans were in nonaccrual status or to borrowers whose loans were 90 days past due and still accruing at September 30, 2014. Interest income on restructured loans during the three and nine months ended September 30, 2014 and 2013 was insignificant.
Nonaccrual loans by class as of September 30, 2014 and December 31, 2013 are as follows:
(In thousands)		30-Sep-14		31-Dec-13
Commercial, financial and agricultural	$	11	$	20
Real estate - residential:
First mortgage		218		299
Second mortgage		79		106
Total nonaccruing non-TDR loans		308		425
Nonaccruing TDR’s
Commercial, financial and agricultural		5		-
Real estate – residential:
First mortgage		62		71
Real estate - commercial:
Owner occupied		155		164
Total nonaccrual loans including TDRs	$	530	$	660
Commercial Grading System
We use risk rating definitions for our commercial loan portfolios and certain residential loans which are generally consistent with regulatory and banking industry norms. Loans are assigned a credit quality grade which is based upon management’s on going assessment of risk based upon an evaluation of the quantitative and qualitative aspects of each credit. This assessment is a dynamic process and risk ratings are adjusted as each borrower’s financial situation changes. This process is designed to provide timely recognition of a borrower’s financial condition and appropriately focus management resources.
Pass rated loans exhibit acceptable risk to the bank in terms of financial capacity to repay the loan as well as possessing acceptable fallback repayment sources, typically collateral and personal guarantees. Pass rated commercial loan relationships with a total exposure of $1 million or greater are subject to a formal annual review process; additionally, management reviews the risk rating at the time of any late payments, overdrafts or other sign of deterioration in the interim.
Loans rated Pass-Watch require more than usual attention and monitoring by the account officer, though not to the extent that a formal remediation plan is warranted. Borrowers can be rated Pass-Watch based upon a weakened capital structure, marginally adequate cash flow and/or collateral coverage or early-stage declining trends in operations or financial condition.
Loans rated Special Mention possess potential weakness that may expose the bank to some risk of loss in the future. These loans require more frequent monitoring and formal reporting to Management.
Substandard loans reflect well-defined weaknesses in the current repayment capacity, collateral or net worth of the borrower with the possibility of some loss to the bank if these weaknesses are not corrected. Action plans are required for these loans to address the inherent weakness in the credit and are formally reviewed.
Residential Real Estate and Consumer Loans
We do not use a grading system for our performing residential real estate and consumer loans. Credit quality for these loans is based on performance and payment status.
Below is a summary of loans by credit quality indicator as of September 30, 2014:
						Pass-		Special		Sub-
(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	247	$	153,403	$	10,772	$	13,043	$	5,604	$	183,069
Municipal		55		73,502		20,804		1,897		-		96,258
Real estate – residential:
First mortgage		431,494		3,004		172		-		237		434,907
Second mortgage		38,079		-		-		-		-		38,079
Real estate – commercial:
Owner occupied		166		200,491		20,668		4,308		15,847		241,480
Non-owner occupied		130		119,757		18,095		258		1,581		139,821
Real estate – construction:
Residential		149		2,022		1,203		-		-		3,374
Commercial		190		11,999		444		-		1,963		14,596
Installment		4,756		37		-		-		-		4,793
All other loans		286		-		-		-		-		286
Total	$	475,552	$	564,215	$	72,158	$	19,506	$	25,232	$	1,156,663
Below is a summary of loans by credit quality indicator as of December 31, 2013:
						Pass-		Special		Sub-
(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	242	$	152,466	$	14,092	$	96	$	5,914	$	172,810
Municipal		28		65,474		26,548		1,957		-		94,007
Real estate – residential:
First mortgage		449,951		2,520		-		65		543		453,079
Second mortgage		36,599		-		-		-		28		36,627
Real estate – commercial:
Owner occupied		165		187,779		17,236		2,342		16,894		224,416
Non-owner occupied		171		134,222		9,841		270		2,399		146,903
Real estate – construction:
Residential		904		1,591		-		-		-		2,495
Commercial		738		28,127		481		-		-		29,346
Installment		5,655		-		-		-		-		5,655
All other loans		895		-		-		-		-		895
Total	$	495,348	$	572,179	$	68,198	$	4,730	$	25,778	$	1,166,233
The amount of interest which was not earned, but which would have been earned had our nonaccrual and restructured loans performed in accordance with their original terms and conditions, was approximately $11 thousand and $32 thousand for the three months ended September 30, 2014 and 2013, respectively; and $29 thousand and $108 thousand for the nine months ended September 30, 2014 and 2013, respectively.
It is our policy to make loans to directors, executive officers, and associates of such persons on substantially the same terms, including interest rates and collateral, as those prevailing for comparable lending transactions with other persons.

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments	9 Months Ended
	Sep. 30, 2014
Fair Value Of Financial Instruments [Abstract]	'
Fair Value Of Financial Instruments	'
	NOTE 5: FAIR VALUE OF FINANCIAL INSTRUMENTS
	We record certain assets and liabilities at fair value.  Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date.  Fair value measurements are also utilized to determine the initial value of certain assets and liabilities, to perform impairment assessments, and for disclosure purposes. We use quoted market prices and observable inputs to the maximum extent possible when measuring fair value.  In the absence of quoted market prices, various valuation techniques are utilized to measure fair value.  When possible, observable market data for identical or similar financial instruments are used in the valuation.  When market data is not available, fair value is determined using valuation models that incorporate Management’s estimates of the assumptions a market participant would use in pricing the asset or liability.
	Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While Management believes our valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein.  A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.
	The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below:
		Ø		Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.
		Ø		Level 2 - Quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability.
		Ø		Level 3 - Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported by little or no market activity).
	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.
	The types of instruments valued based on quoted market prices in active markets include most U.S. government and agency securities, liquid mortgage products, active listed equities and most money market securities. Such instruments are generally classified within Level 1 or Level 2 of the fair value hierarchy. We do not adjust the quoted price for such instruments.
	The types of instruments valued based on quoted prices in markets that are not active, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency include most investment-grade and high-yield corporate bonds; less liquid mortgage products, agency securities, listed equities, state, municipal and provincial obligations; and certain physical commodities. Such instruments are generally classified within Level 2 of the fair value hierarchy.
	Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions; valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, Management’s best estimate will be used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Subsequent to inception, Management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalizations and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows.
	Financial instruments on a recurring basis
	The table below presents the balance of financial assets and liabilities at September 30, 2014 measured at fair value on a recurring basis:
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in		Significant
					Active Markets		Other		Significant
					for Identical		Observable		Unobservable
					Assets		Inputs		Inputs
	(In thousands)		Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	20,017	$	-	$	20,017	$	-
	Agency MBSs		89,267		-		89,267		-
	Agency CMBSs		17,460		-		17,460		-
	Agency CMOs		58,917		-		58,917		-
	ABSs		388		-		388		-
	Interest rate swap agreements		381		-		381		-
	Total assets	$	186,430	$	-	$	186,430	$	-
	Liabilities
	Interest rate swap agreements		906		-		906		-
	Total liabilities	$	906	$	-	$	906	$	-
	The table below presents the balance of financial assets and liabilities at December 31, 2013 measured at fair value on a recurring basis:
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in		Significant
					Active Markets		Other		Significant
					for Identical		Observable		Unobservable
					Assets		Inputs		Inputs
	(In thousands)		Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	-	$	100	$	-
	Agency MBSs		99,271		-		99,271		-
	Agency CMBSs		17,638		-		17,638		-
	Agency CMOs		97,209		-		97,209		-
	CLOs		37,907		-		37,907		-
	ABSs		388		-		388		-
	Interest rate swap agreements		803		-		803		-
	Total assets	$	253,316	$	-	$	253,316	$	-
	Liabilities
	Interest rate swap agreements		1,529		-		1,529		-
	Total liabilities	$	1,529	$	-	$	1,529	$	-
	Investment securities are reported at fair value utilizing Level 2 inputs. The prices for these instruments are obtained through an independent pricing service or dealer market participant with whom we have historically transacted both purchases and sales of investment securities. Prices obtained from these sources include market quotations and matrix pricing. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.  More information regarding our investment securities can be found in Note 3 to these consolidated financial statements.
	The interest rate swaps are reported at their fair value utilizing Level 2 inputs from third parties. The fair value of our interest rate swaps are determined using prices obtained from a third party advisor.  The fair value measurement of the interest rate swap is determined by netting the discounted future fixed cash payments and the discounted expected variable cash receipts.  The variable cash receipts are based on the expectation of future interest rates derived from observed market interest rate curves.
	There were no transfers between Level 1 and Level 2 for the three and nine months ended September 30, 2014.  There were no Level 3 assets measured at fair value on a recurring basis during the three and nine months ended September 30, 2014.
	Financial instruments on a non-recurring basis
	Certain financial assets are also measured at fair value on a non-recurring basis; however, they were not material at September 30, 2014 or December 31, 2013. These financial assets include impaired loans and OREO.
	The table below presents the balance of financial instruments by class at September 30, 2014 measured at fair value:
			Carrying
	(In thousands)		Amount		Fair Value		Level 1		Level 2		Level 3
	Cash and cash equivalents	$	119,657	$	119,657	$	119,657	$	-	$	-
	Securities available for sale		186,049		186,049		-		186,049		-
	Securities held to maturity		142,110		140,411		-		140,411		-
	FHLB stock		4,378		N/A		N/A		N/A		N/A
	Loans, net of allowance for loan losses		1,144,644		1,143,582		-		-		1,143,582
	Interest rate contract-cash flow hedge		381		381		-		381		-
Accrued interest receivable		3,309		3,309		-		806		2,503
Total assets	$	1,600,528	$	1,593,389	$	119,657	$	327,647	$	1,146,085
Deposits	$	1,304,081	$	1,304,361	$	1,070,105	$	234,256	$	-
Securities sold under agreement to repurchase		188,157		188,140		-		188,140		-
Other long-term debt		2,341		2,275		-		2,275		-
Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,259		-		14,259		-
Interest rate contract-cash flow hedge		906		906		-		906		-
Accrued interest payable		171		171		15		156		-
Total liabilities	$	1,516,275	$	1,510,112	$	1,070,120	$	439,992	$	-
The table below presents the balance of financial instruments by class at December 31, 2013 measured at fair value:
		Carrying
(In thousands)		Amount		Fair Value		Level 1		Level 2		Level 3
Cash and cash equivalents	$	115,471	$	115,471	$	115,471	$	-	$	-
Securities available for sale		252,513		252,513		-		252,513		-
Securities held to maturity		140,826		137,087		-		137,087		-
FHLB stock		7,496		N/A		N/A		N/A		N/A
Loans, net of allowance for loan losses		1,154,191		1,155,348		-		-		1,155,348
Interest rate swap agreement		803		803		-		803		-
Accrued interest receivable		3,982		3,982		-		958		3,024
Total assets	$	1,675,282	$	1,665,204	$	115,471	$	391,361	$	1,158,372
Deposits	$	1,323,576	$	1,324,634	$	1,018,470	$	306,162	$	-
Securities sold under agreement to repurchase		250,314		250,290		-		250,290		-
Other long-term debt		2,403		2,287		-		2,287		-
Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,189		-		14,189		-
Interest rate swap agreement		1,529		1,529		-		1,529		-
Accrued interest payable		214		214		15		199		-
Total liabilities	$	1,598,655	$	1,593,143	$	1,018,485	$	574,656	$	-
The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents, accrued interest receivable and accrued interest payable approximate fair value. It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability.
The methodologies for other financial assets and financial liabilities are discussed below.
Loans - The fair value for loans is estimated using discounted cash flow analyses, using interest rates and spreads currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously.  The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.
Deposits - The fair value of deposits with no stated maturity, which includes demand, savings, interest bearing checking and money market accounts, is equal to the amount payable on demand resulting in a Level 1 classification. The fair value of variable rate, fixed term certificates of deposit also approximates the carrying amount reported in the consolidated balance sheets. The fair value of fixed rate and fixed term certificates of deposit is estimated using a discounted cash flow method which applies interest rates currently being offered for deposits of similar remaining maturities resulting in a Level 2 classification.
Debt - The fair value of debt is estimated using current market rates for borrowings of similar remaining maturity resulting in a Level 2 classification.
Commitments to Extend Credit and Standby Letters of Credit - The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of financial standby letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties. The fair value of commitments to extend credit and standby letters of credit is approximately $76 thousand at September 30, 2014 and $47 thousand as of December 31, 2013, respectively.
Limitations ‑ Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instruments.  Because no market exists for a significant portion of the financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other such factors.
These estimates do not reflect any premium or discount that could result from offering for sale at one time our entire holdings of a particular financial instrument.  These estimates are subjective in nature and require considerable judgment to interpret market data. Accordingly, the estimates presented herein are not necessarily indicative of the amounts we could realize in a current market exchange, nor are they intended to represent the fair value of us as a whole.  The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.  The fair value estimates presented herein are based on pertinent information available to Management as of the respective balance sheet date.  Although we are not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein.
Other significant assets, such as premises and equipment, other assets, and liabilities not defined as financial instruments, are not included in the above disclosures.  Also, the fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Employee_Benefit_Plans

Employee Benefit Plans	9 Months Ended
	Sep. 30, 2014
Employee Benefit Plans [Abstract]	'
Employee Benefit Plans	'
	NOTE 6: EMPLOYEE BENEFIT PLANS
	Pension Plan
	Prior to January 1995, we maintained a noncontributory defined benefit plan (the “Pension Plan”) covering all eligible employees. During 1995, the Pension Plan was curtailed. Accordingly, all accrued benefits were fully vested and no additional years of service or age will be accrued.
	The following tables summarize the components of net periodic benefit cost and other changes in Pension Plan assets and benefit obligations recognized for the three and nine months ended September 30, 2014 and 2013:
			Three Months				Nine Months
			Ended September				Ended September
	(In thousands)		2014		2013		2014		2013
	Interest cost	$	116	$	105	$	348	$	314
	Expected return on plan assets		-265		-247		-795		-741
	Service costs		11		10		33		40
	Net loss amortization		31		87		97		266
	Net periodic pension cost	$	-107	$	-45	$	-317	$	-121
	We have no minimum required contribution for 2014.
	Our Pension Investment Policy Statement sets forth the investment objectives and constraints of the Pension Plan. The purpose of the policy is to assist our Retirement Plan Committee in effectively supervising, monitoring, and evaluating the Pension Plan.

Earnings_Per_Share

Earnings Per Share	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 7: EARNINGS PER SHARE
	The following table presents reconciliations of the calculations of basic and diluted earnings per share for the three and nine months ended September 30, 2014 and 2013:
		Three Months				Nine Months
			Ended September 30,				Ended September 30,
	(In thousands except per share data)	2014		2013		2014		2013
	Net income	$	2,806	$	3,674	$	9,623	$	11,308
	Weighted average common shares outstanding		6,329		6,309		6,325		6,298
	Dilutive effect of common stock equivalents		16		15		19		13
	Weighted average common and common equivalent
	shares outstanding		6,345		6,324		6,344		6,311
	Basic earnings per common share	$	0.44	$	0.58	$	1.52	$	1.80
	Diluted earnings per common share	$	0.44	$	0.58	$	1.52	$	1.79
	Basic earnings per common share were computed by dividing net income by the weighted average number of shares of common stock outstanding for the three and nine months ended September 30, 2014 and 2013. The computation of diluted earnings per share excludes the effect of assuming the exercise of certain outstanding stock options because the effect would be anti-dilutive. There were no anti-dilutive options outstanding for the three and nine months ended September 30, 2014 or 2013.

Stock_Repurchase_Program

Stock Repurchase Program	9 Months Ended
	Sep. 30, 2014
Stock Repurchase Program [Abstract]	'
Stock Repurchase Program	'
	NOTE 8: STOCK REPURCHASE PROGRAM
	We extended our stock buyback program through January 2015. Under the program, which was originally adopted in January 2007, we may repurchase up to 200,000 shares of our common stock on the open market from time to time, and have purchased 143,475 shares at an average price per share of $22.94 since the program’s adoption. We did not repurchase any of our shares during 2013 or during the first nine months of 2014, and do not expect to repurchase shares in the near future.

Commitments_And_Contingencies

Commitments And Contingencies	9 Months Ended
	Sep. 30, 2014
Commitments And Contingencies [Abstract]	'
Commitments And Contingencies	'
	NOTE 9: COMMITMENTS AND CONTINGENCIES
	Financial Instruments with Off-Balance Sheet Risk
	We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments primarily include commitments to extend credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit and interest rate risk that are not recognized in the accompanying consolidated balance sheets.
	Disclosures are required regarding liability-recognition for the fair value at issuance of certain guarantees. We do not issue any guarantees that would require liability-recognition or disclosure, other than our standby letters of credit. We have issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party. Standby letters of credit generally arise in connection with lending relationships. The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers. Contingent obligations under standby letters of credit totaled approximately $7.58 million and $4.73 million at September 30, 2014 and December 31, 2013, respectively, and represent the maximum potential future payments we could be required to make. Typically, these instruments have terms of 12 months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements. Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments. Our policies governing loan collateral apply to standby letters of credit at the time of credit extension. Loan-to-value ratios are generally consistent with loan-to-value requirements for other commercial loans secured by similar types of collateral.
	We may enter into commitments to sell loans, which involve market and interest rate risk. There were no such commitments at September 30, 2014 or December 31, 2013.
	Legal Proceedings
	We have been named as defendants in various legal proceedings arising from our normal business activities. Although the amount of any ultimate liability with respect to such proceedings cannot be determined, in the opinion of Management, based upon input from counsel on the outcome of such proceedings, any such liability will not have a material effect on our financial condition and results of operations.

Comprehensive_Income

Comprehensive Income	9 Months Ended
	Sep. 30, 2014
Comprehensive Income [Abstract]	'
Comprehensive Income	'
	NOTE 10: COMPREHENSIVE INCOME
	The accumulated balances for each classification of other comprehensive income are as follows:
					Unrealized
					Gains
					(Losses) on
					Securities
		Unrealized			Transferred
		Gains (Losses)			From									Accumulated
		on Securities			Available-For-									Other
		Available-For-			Sale to Held-			Pension			Interest Rate			Comprehensive
	(In thousands)	Sale			To-Maturity			Plan			Swaps			Income (Loss)
	Balance June 30, 2014	$	1,436		$	-3,064		$	-1,748		$	-407		$	-3,783
	Other comprehensive income before reclassifications		-589			-			-			66			-523
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		-			127			-			-			127
	Reclassification adjustments for (gains) losses reclassified into income		24			-			21			-			45
	Net current period other comprehensive income		-565		-	127			21			66			-351
	Balance September 30, 2014	$	871		$	-2,937		$	-1,727		$	-341		$	-4,134
	Beginning Balance December 31, 2013	$	-162		$	-3,296		$	-1,790		$	-472		$	-5,720
	Other comprehensive income before reclassifications		1,110			-			-			131			1,241
	Transfer of securities from available-for-sale to held-to-maturity		-8			8			-			-			-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		-			351			-			-			351
	Reclassification adjustments for (gains) losses reclassified into income		-69			-			63			-			-6
	Net current period other comprehensive income		1,033			359			63			131			1,586
	Balance September 30, 2014		$	871		$	-2,937		$	-1,727		$	-341		$	-4,134
	All amounts in the tables above are net of tax. Amounts in parentheses indicate debits.
	Details of amounts reclassified from accumulated comprehensive income for the three and nine months ended September 30, 2014 and  2013 are presented below:
		Three Months		Nine Months
	Details about Accumulated Other	Ended		Ended
	Comprehensive Income Components	September 30,		September 30,		Affected Line Item in the Statement
	(In thousands)	2014		2014		Where Net Income is Presented
	Unrealized gains on securities	$	37	$	-106	Net (gains) losses on investment securities
			37		-106	Total before tax
			-13		37	Provision for income taxes
		$	24	$	-69	Net of tax
	Pension and postretirement benefit plans	$	31	$	97	Compensation and benefits
			31		97	Total before tax
			-10		-34	Provision for income taxes
		$	21	$	63	Net of tax
	Total reclassification adjustments	$	45	$	-6
		Three Months		Nine Months
	Details about Accumulated Other	Ended		Ended
	Comprehensive Income Components	September 30,		September 30,		Affected Line Item in the Statement
	(In thousands)	2013		2013		Where Net Income is Presented
	Unrealized gains on securities	$	-1	$	12	Net (gains) losses on investment securities
			-1		12	Total before tax
			1		-4	Provision for income taxes
		$	-	$	8	Net of tax
	Pension and postretirement benefit plans	$	87	$	266	Compensation and benefits
			87		266	Total before tax
			-30		-93	Provision for income taxes
		$	57	$	173	Net of tax
	Total reclassification adjustments	$	57	$	181

Derivative_Financial_Instrumen

Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2014
Derivative Financial Instruments [Abstract]	'
Derivative Financial Instruments	'
	NOTE 11: DERIVATIVE FINANCIAL INSTRUMENTS
	At September 30, 2014 and December 31, 2013, we had an interest rate swap with a notional amount of $10 million that was designated as a cash flow hedge. The swap was used to convert a portion of the floating rate interest on our trust preferred issuance to a fixed rate of interest. Each quarter we assess the effectiveness of the hedging relationships by comparing the changes in cash flows of the derivative hedging instruments with the changes in cash flows of the designated hedged item. There was no ineffective portion recognized in earnings during the three and nine months ended September 30, 2014 or September 30, 2013. The fair value of $(524) thousand and $(726) thousand was reflected in other comprehensive income in the accompanying consolidated balance sheets at September 30, 2014 and December 31, 2013, respectively.
	We are party to interest rate swaps with a notional amount of $40.2 million with certain of our commercial customers.  In order to minimize our risk, these customer derivatives (pay floating/receive fixed swaps) have been offset with essentially matching interest rate swaps with our counterparty totaling $40.2 million (pay fixed/receive floating swaps). At September 30, 2014, the weighted average receive rate of these interest rate swaps was 1.84%, the weighted average pay rate was 3.63% and the weighted average maturity was 12.3 years.  The fair values of $381 thousand were reflected in other assets and other liabilities, respectively, in the accompanying consolidated balance sheets at September 30, 2014.  The fair values of $803 thousand were reflected in other assets and other liabilities, respectively, in the accompanying consolidated balance sheets at December 31, 2013.  Hedge accounting has not been applied for these derivatives.  Because the terms of the swaps with our customer and the other financial institution offset each other, with the only difference being counterparty credit risk, changes in the fair value of the underlying derivative contracts are not materially different and do not significantly impact our results of operations.
	We are party to interest rate swaps with notional amounts totaling $9.36 million that were designated as fair value hedges of certain fixed rate loans with municipalities. At September 30, 2014, the weighted average receive rate of these interest rate swaps was 1.54%, the weighted average pay rate was 3.26% and the weighted average maturity was 17.8 years. The amounts recognized in earnings and other assets for the ineffective portion of the interest swaps were immaterial.
	We assessed our counterparty risk at September 30, 2014 and determined any credit risk inherent in our derivative contracts was insignificant. Information about the fair value of derivative financial instruments can be found in Note 5 to these consolidated financial statements.

Financial_Statement_Presentati1

Financial Statement Presentation (Policy)	9 Months Ended
	Sep. 30, 2014
Financial Statement Presentation [Abstract]	'
Principles of Consolidation	'
	Principles of Consolidation
	The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and the instructions to the Quarterly Report on Form 10-Q and Rule 10-01 of Regulation S-X promulgated under the Securities Exchange Act of 1934, as amended. Accordingly, they do not include all of the information and notes required by accounting principles generally accepted in the United States of America for complete financial statements. All adjustments necessary for a fair presentation of our interim consolidated financial statements as of September 30, 2014 and December 31, 2013 and for the three and nine months ended September 30, 2014 and 2013 have been included. The information was prepared from our unaudited financial statements and the unaudited financial statements of our subsidiaries, Merchants Bank and MBVT Statutory Trust I.  Amounts reported for prior periods are reclassified, where necessary, to be consistent with the current period presentation.
Managementbs Use of Estimates in Preparation of Financial Statements	'
	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with U.S. Generally Accepted Accounting Principles (“GAAP”) requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

Investment_Securities_Tables

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2014
Investment Securities [Abstract]	'
Summary Of Amortized Cost And Fair Values Of Securitiies Classified As Available For Sale And Held To Maturity	'
	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of September 30, 2014 are as follows:
					Gross		Gross
			Amortized		Unrealized		Unrealized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	20,057	$	-	$	40	$	20,017
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")		87,162		2,584		479		89,267
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")		17,988		-		528		17,460
	Agency Collateralized Mortgage Obligations ("Agency CMOs")		59,118		190		391		58,917
	Asset Backed Securities ("ABSs")		353		35		-		388
	Total Available for Sale	$	184,678	$	2,809	$	1,438	$	186,049
					Gross		Gross
			Amortized		Unrecognized		Unrecognized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	22,259	$	147	$	27	$	22,379
	U.S. Government Sponsored Enterprises ("U.S. GSEs")		9,483		-		148		9,335
	Federal Home Loan Bank ("FHLB") Obligations		4,711		1		-		4,712
	Agency MBSs		8,347		117		-		8,464
	Agency CMOs		97,310		11		1,800		95,521
	Total Held to Maturity	$	142,110	$	276	$	1,975	$	140,411
	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2013 are as follows:
					Gross		Gross
			Amortized		Unrealized		Unrealized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Available for Sale:
	U.S. Treasury Obligations	$	100	$	-	$	-	$	100
	Agency MBSs		97,882		2,876		1,487		99,271
	Agency CMBSs		18,398		-		760		17,638
	Agency CMOs		98,162		254		1,207		97,209
	CLOs		37,834		73		-		37,907
	ABSs		357		31		-		388
	Total Available for Sale	$	252,733	$	3,234	$	3,454	$	252,513
					Gross		Gross
			Amortized		Unrecognized		Unrecognized		Fair
	(In thousands)		Cost		Gains		Losses		Value
	Held to Maturity:
	U.S. Agency Obligations	$	23,580		-	$	458	$	23,122
	U.S. GSEs		9,442		-		512		8,930
	FHLB Obligations		4,684		-		191		4,493
	Agency CMOs		94,105		-		2,426		91,679
	Agency MBSs		9,015		25		177		8,863
	Total Held to Maturity	$	140,826	$	25	$	3,764	$	137,087
Summary Of Contractual Maturity Distribution Of Debt Securities Classified As Available For Sale And Held To Maturity	'
	The contractual final maturity distribution of the debt securities classified as available for sale as of September 30, 2014, are as follows:
					After One		After Five
			Within		But Within		But Within		After Ten
	(In thousands)		One Year		Five Years		Ten Years		Years		Total
	Available for Sale (at fair value):
	U.S. Treasury Obligations	$	-	$	20,017	$	-	$	-	$	20,017
	Agency MBSs		61		3,077		17,472		68,657		89,267
	Agency CMBSs		-		4,883		8,359		4,218		17,460
	Agency CMOs		-		-		2,481		56,436		58,917
	ABSs		-		-		-		388		388
	Total Available for Sale	$	61	$	27,977	$	28,312	$	129,699	$	186,049
	Available for Sale (at amortized cost):
	U.S. Treasury Obligations	$	-	$	20,057	$	-	$	-	$	20,057
	Agency MBSs		58		2,911		16,693		67,500		87,162
	Agency CMBSs		-		4,964		8,618		4,406		17,988
	Agency CMOs		-		-		2,469		56,649		59,118
	ABSs		-		-		-		353		353
	Total Available for Sale	$	58	$	27,932	$	27,780	$	128,908	$	184,678
	The contractual final maturity distribution of the debt securities classified as held to maturity as of September 30, 2014, are as follows:
					After One		After Five
			Within		But Within		But Within		After Ten
	(In thousands)		One Year		Five Years		Ten Years		Years		Total
	Held to Maturity (at fair value):
	U.S. Agency Obligations	$	-	$	-	$	-	$	22,379	$	22,379
	U.S. GSEs		-		-		9,335		-		9,335
	FHLB Obligations		-		-		4,712		-		4,712
	Agency MBSs		-		16		115		8,333		8,464
	Agency CMOs		-		-		-		95,521		95,521
	Total Held to Maturity	$	-	$	16	$	14,162	$	126,233	$	140,411
	Held to Maturity (at amortized cost):
	U.S. Agency Obligations	$	-	$	-	$	-	$	22,259	$	22,259
	U.S. GSEs		-		-		9,483		-		9,483
	FHLB Obligations		-		-		4,711		-		4,711
	Agency MBSs		-		16		101		8,230		8,347
	Agency CMOs		-		-		-		97,310		97,310
	Total Held to Maturity	$	-	$	16	$	14,295	$	127,799	$	142,110
Summary of Proceeds, Gross Gains and Gross Losses	'
		Three Months Ended September 30,				Nine Months Ended September 30,
	(In thousands)		2014		2013		2014		2013
	Proceeds	$	11,674	$	2,001	$	56,889	$	53,215
	Gross gains		-		1		302		548
	Gross losses		-37		-		-196		-560
	Net gains	$	-37	$	1	$	106	$	-12
Summary Of Gross Unrealized Losses On Investment Securities	'
	Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at September 30, 2014, were as follows:
			Less Than 12 Months				12 Months or More				Total
			Fair				Fair				Fair
	(In thousands)		Value		Loss		Value		Loss		Value		Loss
	Available for Sale:
	U.S. Treasury Obligations	$	20,017	$	40	$	-	$	-	$	20,017	$	40
	Agency MBSs		9,532		48		27,847		431		37,379		479
	Agency CMBSs		-		-		17,460		528		17,460		528
	Agency CMOs		20,912		98		11,374		293		32,286		391
	Total Available for Sale	$	50,461	$	186	$	56,681	$	1,252	$	107,142	$	1,438
	Held to Maturity:
	U.S. Agency Obligations	$	8,817	$	27	$	-	$	-	$	8,817	$	27
	U.S. GSEs		-		-		9,335		148		9,335		148
	Agency CMOs		50,726		834		36,534		966		87,260		1,800
	Total Held to Maturity	$	59,543	$	861	$	45,869	$	1,114	$	105,412	$	1,975
	Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position over our entire holding period, at December 31, 2013, were as follows:
			Less Than 12 Months				12 Months or More				Total
			Fair				Fair				Fair
	(In thousands)		Value		Loss		Value		Loss		Value		Loss
	Available for Sale:
	Agency MBSs	$	46,547	$	1,487	$	-	$	-	$	46,547	$	1,487
	Agency CMBSs		12,778		578		4,860		182		17,638		760
	Agency CMOs		57,904		977		3,557		230		61,461		1,207
	Total Available for Sale	$	117,229	$	3,042	$	8,417	$	412	$	125,646	$	3,454
	Held to Maturity:
	U.S. Agency Obligations	$	13,722	$	307	$	9,400	$	151	$	23,122	$	458
	U.S. GSEs		8,930		512		-		-		8,930		512
	FHLB Obligations		4,493		191		-		-		4,493		191
	Agency CMOs		66,203		1,410		25,476		1,016		91,679		2,426
	Agency MBSs		8,569		177		-		-		8,569		177
	Total Held to Maturity	$	101,917	$	2,597	$	34,876	$	1,167	$	136,793	$	3,764

Loans_And_The_Allowance_For_Cr1

Loans And The Allowance For Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2014
Loans And The Allowance For Credit Losses [Abstract]	'
Composition Of The Loan Portfolio	'
	(In thousands)		30-Sep-14		31-Dec-13
	Commercial, financial and agricultural	$	183,069	$	172,810
	Municipal loans		96,258		94,007
	Real estate loans – residential		472,986		489,706
	Real estate loans – commercial		381,301		371,319
	Real estate loans – construction		17,970		31,841
	Installment loans		4,793		5,655
	All other loans		286		895
	Total loans	$	1,156,663	$	1,166,233
Loan Loss Experience And Activity In The Allowance For Credit Losses	'
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,656	$	386	$	3,246	$	5,089	$	494	$	18	$	17	$	12,906
	Charge-offs		-		-		-7		-		-		-		-48		-55
	Recoveries		-		-		-		-		-		-		7		7
	Provision (credit)		-253		316		42		-45		-94		-2		36		-
	Ending balance	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the nine months ended September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance		3,354		768		3,081		5,085		512		18		10	$	12,828
	Charge-offs		-34		-		-25		-		-		-		-99		-158
	Recoveries		3		-		20		-		-		1		14		38
	Provision (credit)		80		-66		205		-41		-112		-3		87		150
	Ending balance	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended September 30, 2013:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,274	$	400	$	3,385	$	5,018	$	551	$	21	$	9	$	12,658
	Charge-offs		-		-		-49		-		-		-9		-27		-85
	Recoveries		13		-		-		-		1		-		4		18
	Provision (credit)		137		346		-192		100		-19		6		22		400
	Ending balance	$	3,424	$	746	$	3,144	$	5,118	$	533	$	18	$	8	$	12,991
	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the nine months ended September 30, 2013:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,447		522		3,421		4,660		234		17		11	$	12,312
	Charge-offs		-		-		-152		-1		-		-9		-75		-237
	Recoveries		62		-		4		40		2		-		8		116
	Provision (credit)		-85		224		-129		419		297		10		64		800
	Ending balance	$	3,424	$	746	$	3,144	$	5,118	$	533	$	18	$	8	$	12,991
Allowance For Loan Losses And The Recorded Investment In Loans	'
	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at September 30, 2014:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-				All
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		Other		Total
	Allowance for credit losses:
	Ending balance individually	$	-	$	-	$	34	$	66	$	-	$	-	$	-	$	100
	evaluated for impairment
	Ending balance collectively		3,403		702		3,247		4,978		400		16		12		12,758
	evaluated for impairment
	Totals	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	Financing receivables:
	Ending balance individually	$	64	$	-	$	514	$	154	$	-	$	-	$	-	$	732
	evaluated for impairment
	Ending balance collectively		183,005		96,258		472,472		381,147		17,970		4,793		286		1,155,931
	evaluated for impairment
	Totals	$	183,069	$	96,258	$	472,986	$	381,301	$	17,970	$	4,793	$	286	$	1,156,663
	Components:
	Allowance for loan losses	$	2,798	$	688	$	3,195	$	5,005	$	305	$	16	$	12	$	12,019
	Reserve for undisbursed		605		14		86		39		95		-		-		839
	lines of credit
	Total allowance for	$	3,403	$	702	$	3,281	$	5,044	$	400	$	16	$	12	$	12,858
	credit losses
	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2013:
		Commercial,
		financial and				Real estate-		Real estate-		Real estate-				All
	(In thousands)	agricultural		Municipal		residential		commercial		construction		Installment		Other		Total
	Allowance for credit losses:
	Ending balance individually	$	2	$	-	$	41	$	69	$	-	$	-	$	-	$	112
	evaluated for impairment
	Ending balance collectively		3,352		768		3,040		5,016		512		18		10		12,716
	evaluated for impairment
	Totals	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
	Financing receivables:
	Ending balance individually	$	20	$	-	$	722	$	164	$	-	$	-	$	-	$	906
	evaluated for impairment
	Ending balance collectively		172,790		94,007		488,984		371,155		31,841		5,655		895		1,165,327
	evaluated for impairment
	Totals	$	172,810	$	94,007	$	489,706	$	371,319	$	31,841	$	5,655	$	895	$	1,166,233
	Components:
	Allowance for loan losses	$	2,740	$	758	$	2,995	$	5,040		481	$	18	$	10	$	12,042
	Reserve for undisbursed		614		10		86		45		31		-		-		786
	lines of credit
	Total allowance for	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
	credit losses
Recorded Investment of Loans, Including Nonaccrual And Restructured Loans, By Class	'
	The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of September 30, 2014:
														Greater
		30-59		60-89		90 Days								Than 90
		Days		Days		or More		Total Past						Days and
	(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	43	$	95	$	-	$	138	$	182,931	$	183,069	$	-
	Municipal		-		-		-		-		96,258		96,258		-
	Real estate-residential:
	First mortgage		-		9		176		185		434,722		434,907		-
	Second mortgage		28		-		79		107		37,972		38,079		-
	Real estate-commercial:
	Owner occupied		-		-		-		-		241,480		241,480		-
	Non-owner occupied		-		-		-		-		139,821		139,821		-
	Real estate-construction:
	Residential		-		-		-		-		3,374		3,374		-
	Commercial		-		-		-		-		14,596		14,596		-
	Installment		-		-		-		-		4,793		4,793		-
	All other loans		-		-		-		-		286		286		-
	Total	$	71	$	104	$	255	$	430	$	1,156,233	$	1,156,663	$	-
	Of the total past due loans in the aging table above, $255 thousand are non-performing, none of which are restructured or greater than 90 days past due and accruing.  There were $175 thousand past due performing loans at September 30, 2014.
	The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2013:
														Greater
		30-59		60-89		90 Days								Than 90
		Days		Days		or More		Total Past						Days and
	(In thousands)	Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	-	$	-	$	20	$	20	$	172,790	$	172,810	$	-
	Municipal		-		-		-		-		94,007		94,007		-
	Real estate-residential:
	First mortgage		4		294		341		639		452,440		453,079		-
	Second mortgage		-		4		181		185		36,442		36,627		75
	Real estate-commercial:
	Owner occupied		-		-		-		-		224,416		224,416		-
	Non-owner occupied		72		-		-		72		146,831		146,903		-
	Real estate-construction:
	Residential		-		-		-		-		2,495		2,495		-
	Commercial		-		-		-		-		29,346		29,346		-
	Installment		-		-		-		-		5,655		5,655		-
	All other loans		-		-		-		-		895		895		-
	Total	$	76	$	298	$	542	$	916	$	1,165,317	$	1,166,233	$	75
Impaired Loans By Class	'
	Impaired loans by class at September 30, 2014 and for the three and nine months ended September 30, 2014 are as follows:
								Three Months Ended				Nine Months Ended
								30-Sep-14				30-Sep-14
				Unpaid				Average		Interest		Average		Interest
		Recorded		Principal		Related		Recorded		Income		Recorded		Income
	(In thousands)	Investment		Balance		Allowance		Investment		Recognized		Investment		Recognized
	With no related allowance recorded
	Commercial, financial and agricultural	$	64	$	65	$	-	$	66	$	1	$	65	$	2
	Real estate – residential:
	First mortgage		280		418		-		283		1		284		7
	Second mortgage		78		78		-		131		-		156		1
	Real estate – commercial:
	Owner occupied		-		-		-		-		-		17		1
	With related allowance recorded
	Commercial, financial and agricultural		-		-		-		-		-		16		-
	Real estate – residential:
	First mortgage		155		155		34		190		-		189		-
	Real estate – commercial:
	Owner occupied		155		173		66		156		-		159		-
	Total
	Commercial, financial and agricultural		64		65		-		66		1		81		2
	Real estate – residential		513		651		34		604		1		629		8
	Real estate – commercial		155		173		66		156		-		176		1
	Total	$	732	$	889	$	100	$	826	$	2	$	886	$	11
	Impaired loans by class at December 31, 2013 and for the three and nine months ended September 30, 2013 are as follows:
								Three Months Ended				Nine Months Ended
								30-Sep-13				30-Sep-13
				Unpaid				Average		Interest		Average		Interest
		Recorded		Principal		Related		Recorded		Income		Recorded		Income
	(In thousands)	Investment		Balance		Allowance		Investment		Recognized		Investment		Recognized
	With no related allowance recorded
	Commercial, financial and agricultural	$	-	$	-	$	-	$	272	$	15	$	223	$	42
	Real estate – residential:
	First mortgage		410		629		-		463		24		622		68
	Second mortgage		181		218		-		188		1		133		2
	Real estate – commercial:
	Owner occupied		-		-		-		107		-		83		15
	Installment		-		-		-		-		-		1		-
	With related allowance recorded
	Commercial, financial and agricultural		20		21		2		333		-		342		-
	Real estate – residential:
	First mortgage		131		135		41		399		-		523		-
	Second mortgage		-		-		-		18		-		317		-
	Real estate – commercial:
	Owner occupied		164		175		69		168		-		171		-
	Installment		-		-		-		6		-		6		-
	Total
	Commercial, financial and agricultural		20		21		2		605		15		565		42
	Real estate – residential		722		982		41		1,068		25		1,595		70
	Real estate – commercial		164		175		69		275		-		254		15
	Installment		-		-		-		6		-		7		-
	Total	$	906	$	1,178	$	112	$	1,954	$	40	$	2,421	$	127
Nonperforming Loans	'
	(In thousands)		30-Sep-14		31-Dec-13
	Nonaccrual  loans	$	308	$	425
	Loans greater than 90 days and accruing		-		75
	Troubled debt restructurings ("TDRs")		424		406
	Total nonperforming loans	$	732	$	906
Nonaccrual Loans By Class	'
	(In thousands)		30-Sep-14		31-Dec-13
	Commercial, financial and agricultural	$	11	$	20
	Real estate - residential:
	First mortgage		218		299
	Second mortgage		79		106
	Total nonaccruing non-TDR loans		308		425
	Nonaccruing TDR’s
	Commercial, financial and agricultural		5		-
	Real estate – residential:
	First mortgage		62		71
	Real estate - commercial:
	Owner occupied		155		164
	Total nonaccrual loans including TDRs	$	530	$	660
Summary Of Loans By Credit Quality Indicator	'
	Below is a summary of loans by credit quality indicator as of September 30, 2014:
							Pass-		Special		Sub-
	(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	247	$	153,403	$	10,772	$	13,043	$	5,604	$	183,069
	Municipal		55		73,502		20,804		1,897		-		96,258
	Real estate – residential:
	First mortgage		431,494		3,004		172		-		237		434,907
	Second mortgage		38,079		-		-		-		-		38,079
	Real estate – commercial:
	Owner occupied		166		200,491		20,668		4,308		15,847		241,480
	Non-owner occupied		130		119,757		18,095		258		1,581		139,821
	Real estate – construction:
	Residential		149		2,022		1,203		-		-		3,374
	Commercial		190		11,999		444		-		1,963		14,596
	Installment		4,756		37		-		-		-		4,793
	All other loans		286		-		-		-		-		286
	Total	$	475,552	$	564,215	$	72,158	$	19,506	$	25,232	$	1,156,663
	Below is a summary of loans by credit quality indicator as of December 31, 2013:
							Pass-		Special		Sub-
	(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	242	$	152,466	$	14,092	$	96	$	5,914	$	172,810
	Municipal		28		65,474		26,548		1,957		-		94,007
	Real estate – residential:
	First mortgage		449,951		2,520		-		65		543		453,079
	Second mortgage		36,599		-		-		-		28		36,627
	Real estate – commercial:
	Owner occupied		165		187,779		17,236		2,342		16,894		224,416
	Non-owner occupied		171		134,222		9,841		270		2,399		146,903
	Real estate – construction:
	Residential		904		1,591		-		-		-		2,495
	Commercial		738		28,127		481		-		-		29,346
	Installment		5,655		-		-		-		-		5,655
	All other loans		895		-		-		-		-		895
	Total	$	495,348	$	572,179	$	68,198	$	4,730	$	25,778	$	1,166,233

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2014
Fair Value Of Financial Instruments [Abstract]	'
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	'
	The table below presents the balance of financial assets and liabilities at September 30, 2014 measured at fair value on a recurring basis:
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in		Significant
					Active Markets		Other		Significant
					for Identical		Observable		Unobservable
					Assets		Inputs		Inputs
	(In thousands)		Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	20,017	$	-	$	20,017	$	-
	Agency MBSs		89,267		-		89,267		-
	Agency CMBSs		17,460		-		17,460		-
	Agency CMOs		58,917		-		58,917		-
	ABSs		388		-		388		-
	Interest rate swap agreements		381		-		381		-
	Total assets	$	186,430	$	-	$	186,430	$	-
	Liabilities
	Interest rate swap agreements		906		-		906		-
	Total liabilities	$	906	$	-	$	906	$	-
	The table below presents the balance of financial assets and liabilities at December 31, 2013 measured at fair value on a recurring basis:
					Fair Value Measurements at Reporting Date Using
					Quoted Prices in		Significant
					Active Markets		Other		Significant
					for Identical		Observable		Unobservable
					Assets		Inputs		Inputs
	(In thousands)		Total		(Level 1)		(Level 2)		(Level 3)
	Assets
	U.S. Treasury Obligations	$	100	$	-	$	100	$	-
	Agency MBSs		99,271		-		99,271		-
	Agency CMBSs		17,638		-		17,638		-
	Agency CMOs		97,209		-		97,209		-
	CLOs		37,907		-		37,907		-
	ABSs		388		-		388		-
	Interest rate swap agreements		803		-		803		-
	Total assets	$	253,316	$	-	$	253,316	$	-
	Liabilities
	Interest rate swap agreements		1,529		-		1,529		-
	Total liabilities	$	1,529	$	-	$	1,529	$	-
Financial Instruments Measured At Fair Value	'
	The table below presents the balance of financial instruments by class at September 30, 2014 measured at fair value:
			Carrying
	(In thousands)		Amount		Fair Value		Level 1		Level 2		Level 3
	Cash and cash equivalents	$	119,657	$	119,657	$	119,657	$	-	$	-
	Securities available for sale		186,049		186,049		-		186,049		-
	Securities held to maturity		142,110		140,411		-		140,411		-
	FHLB stock		4,378		N/A		N/A		N/A		N/A
	Loans, net of allowance for loan losses		1,144,644		1,143,582		-		-		1,143,582
	Interest rate contract-cash flow hedge		381		381		-		381		-
	Accrued interest receivable		3,309		3,309		-		806		2,503
	Total assets	$	1,600,528	$	1,593,389	$	119,657	$	327,647	$	1,146,085
	Deposits	$	1,304,081	$	1,304,361	$	1,070,105	$	234,256	$	-
	Securities sold under agreement to repurchase		188,157		188,140		-		188,140		-
	Other long-term debt		2,341		2,275		-		2,275		-
	Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,259		-		14,259		-
	Interest rate contract-cash flow hedge		906		906		-		906		-
	Accrued interest payable		171		171		15		156		-
	Total liabilities	$	1,516,275	$	1,510,112	$	1,070,120	$	439,992	$	-
	The table below presents the balance of financial instruments by class at December 31, 2013 measured at fair value:
			Carrying
	(In thousands)		Amount		Fair Value		Level 1		Level 2		Level 3
	Cash and cash equivalents	$	115,471	$	115,471	$	115,471	$	-	$	-
	Securities available for sale		252,513		252,513		-		252,513		-
	Securities held to maturity		140,826		137,087		-		137,087		-
	FHLB stock		7,496		N/A		N/A		N/A		N/A
	Loans, net of allowance for loan losses		1,154,191		1,155,348		-		-		1,155,348
	Interest rate swap agreement		803		803		-		803		-
	Accrued interest receivable		3,982		3,982		-		958		3,024
	Total assets	$	1,675,282	$	1,665,204	$	115,471	$	391,361	$	1,158,372
	Deposits	$	1,323,576	$	1,324,634	$	1,018,470	$	306,162	$	-
	Securities sold under agreement to repurchase		250,314		250,290		-		250,290		-
	Other long-term debt		2,403		2,287		-		2,287		-
	Junior subordinated debentures issued to unconsolidated subsidiary trust		20,619		14,189		-		14,189		-
	Interest rate swap agreement		1,529		1,529		-		1,529		-
	Accrued interest payable		214		214		15		199		-
	Total liabilities	$	1,598,655	$	1,593,143	$	1,018,485	$	574,656	$	-

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	9 Months Ended
	Sep. 30, 2014
Employee Benefit Plans [Abstract]	'
Net Periodic Benefit Costs	'
			Three Months				Nine Months
			Ended September				Ended September
	(In thousands)		2014		2013		2014		2013
	Interest cost	$	116	$	105	$	348	$	314
	Expected return on plan assets		-265		-247		-795		-741
	Service costs		11		10		33		40
	Net loss amortization		31		87		97		266
	Net periodic pension cost	$	-107	$	-45	$	-317	$	-121

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2014
Earnings Per Share [Abstract]	'
Reconciliations Of Calculations Of Basic And Diluted Earnings Per Share	'
		Three Months				Nine Months
			Ended September 30,				Ended September 30,
	(In thousands except per share data)	2014		2013		2014		2013
	Net income	$	2,806	$	3,674	$	9,623	$	11,308
	Weighted average common shares outstanding		6,329		6,309		6,325		6,298
	Dilutive effect of common stock equivalents		16		15		19		13
	Weighted average common and common equivalent
	shares outstanding		6,345		6,324		6,344		6,311
	Basic earnings per common share	$	0.44	$	0.58	$	1.52	$	1.80
	Diluted earnings per common share	$	0.44	$	0.58	$	1.52	$	1.79

Comprehensive_Income_Tables

Comprehensive Income (Tables)	9 Months Ended
	Sep. 30, 2014
Comprehensive Income [Abstract]	'
Accumulated Balances for Each Classification of Other Comprehensive Income	'
					Unrealized
					Gains
					(Losses) on
					Securities
		Unrealized			Transferred
		Gains (Losses)			From									Accumulated
		on Securities			Available-For-									Other
		Available-For-			Sale to Held-			Pension			Interest Rate			Comprehensive
	(In thousands)	Sale			To-Maturity			Plan			Swaps			Income (Loss)
	Balance June 30, 2014	$	1,436		$	-3,064		$	-1,748		$	-407		$	-3,783
	Other comprehensive income before reclassifications		-589			-			-			66			-523
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		-			127			-			-			127
	Reclassification adjustments for (gains) losses reclassified into income		24			-			21			-			45
	Net current period other comprehensive income		-565		-	127			21			66			-351
	Balance September 30, 2014	$	871		$	-2,937		$	-1,727		$	-341		$	-4,134
	Beginning Balance December 31, 2013	$	-162		$	-3,296		$	-1,790		$	-472		$	-5,720
	Other comprehensive income before reclassifications		1,110			-			-			131			1,241
	Transfer of securities from available-for-sale to held-to-maturity		-8			8			-			-			-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income		-			351			-			-			351
	Reclassification adjustments for (gains) losses reclassified into income		-69			-			63			-			-6
	Net current period other comprehensive income		1,033			359			63			131			1,586
	Balance September 30, 2014		$	871		$	-2,937		$	-1,727		$	-341		$	-4,134
Reclassification Adjustment Details	'
		Three Months		Nine Months
	Details about Accumulated Other	Ended		Ended
	Comprehensive Income Components	September 30,		September 30,		Affected Line Item in the Statement
	(In thousands)	2014		2014		Where Net Income is Presented
	Unrealized gains on securities	$	37	$	-106	Net (gains) losses on investment securities
			37		-106	Total before tax
			-13		37	Provision for income taxes
		$	24	$	-69	Net of tax
	Pension and postretirement benefit plans	$	31	$	97	Compensation and benefits
			31		97	Total before tax
			-10		-34	Provision for income taxes
		$	21	$	63	Net of tax
	Total reclassification adjustments	$	45	$	-6
		Three Months		Nine Months
	Details about Accumulated Other	Ended		Ended
	Comprehensive Income Components	September 30,		September 30,		Affected Line Item in the Statement
	(In thousands)	2013		2013		Where Net Income is Presented
	Unrealized gains on securities	$	-1	$	12	Net (gains) losses on investment securities
			-1		12	Total before tax
			1		-4	Provision for income taxes
		$	-	$	8	Net of tax
	Pension and postretirement benefit plans	$	87	$	266	Compensation and benefits
			87		266	Total before tax
			-30		-93	Provision for income taxes
		$	57	$	173	Net of tax
	Total reclassification adjustments	$	57	$	181

Recent_Accounting_Pronouncemen1

Recent Accounting Pronouncements (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
New Accounting Pronouncements or Change in Accounting Principle [Line Items]	'	'	'	'
Noninterest expense reduction	($10,725)	($9,629)	($30,974)	($28,955)
Efective tax rate	16.00%	21.00%	17.00%	21.00%
Accounting Standards Update 2014-01 [Member] | Scenario, Adjustment [Member]	'	'	'	'
New Accounting Pronouncements or Change in Accounting Principle [Line Items]	'	'	'	'
Noninterest expense reduction	$327	$271	$981	$811
Accounting Standards Update 2014-01 [Member] | Scenario, Actual [Member]	'	'	'	'
New Accounting Pronouncements or Change in Accounting Principle [Line Items]	'	'	'	'
Efective tax rate	23.00%	25.00%	23.00%	25.00%

Investment_Securities_Narrativ

Investment Securities (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'	'	'	'
Carrying value of securities pledged	$254,670,000	'	$254,670,000	'	$315,530,000
Securities classified as trading	0	'	0	'	0
Net gains	-37,000	1,000	106,000	-12,000	'
Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'	'	'	'
Securities transferred from available-for-sale to held-to-maturity, remaining unamortized balance	4,520,000	'	4,520,000	'	'
Securities transferred from available-for-sale to held-to-maturity, remaining unamortized balance, net of tax	2,940,000	'	2,940,000	'	'
CLOs [Member]	'	'	'	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'	'	'	'
Net gains	'	'	$35,750,000	'	'

Investment_Securities_Summary_

Investment Securities (Summary Of Amortized Cost And Fair Values Of Securities Classified As Available For Sale And Held To Maturity) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	$184,678	$252,733
Available for Sale, Gross Unrealized Gains	2,809	3,234
Available for Sale, Gross Unrealized Losses	1,438	3,454
Available for Sale, Fair Value	186,049	252,513
Held to Maturity, Amortized Cost	142,110	140,826
Held to Maturity, Gross Unrealized Gains	276	25
Held to Maturity, Gross Unrealized Losses	1,975	3,764
Held-to-maturity Securities, Fair Value	140,411	137,087
U.S. Treasury Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	20,057	100
Available for Sale, Gross Unrealized Losses	40	'
Available for Sale, Fair Value	20,017	100
U.S. Agency Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity, Amortized Cost	22,259	23,580
Held to Maturity, Gross Unrealized Gains	147	'
Held to Maturity, Gross Unrealized Losses	27	458
Held-to-maturity Securities, Fair Value	22,379	23,122
U.S. GSEs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity, Amortized Cost	9,483	9,442
Held to Maturity, Gross Unrealized Losses	148	512
Held-to-maturity Securities, Fair Value	9,335	8,930
FHLB Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity, Amortized Cost	4,711	4,684
Held to Maturity, Gross Unrealized Gains	1	'
Held to Maturity, Gross Unrealized Losses	'	191
Held-to-maturity Securities, Fair Value	4,712	4,493
Agency MBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	87,162	97,882
Available for Sale, Gross Unrealized Gains	2,584	2,876
Available for Sale, Gross Unrealized Losses	479	1,487
Available for Sale, Fair Value	89,267	99,271
Held to Maturity, Amortized Cost	8,347	9,015
Held to Maturity, Gross Unrealized Gains	117	25
Held to Maturity, Gross Unrealized Losses	'	177
Held-to-maturity Securities, Fair Value	8,464	8,863
Agency CMBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	17,988	18,398
Available for Sale, Gross Unrealized Losses	528	760
Available for Sale, Fair Value	17,460	17,638
Agency CMOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	59,118	98,162
Available for Sale, Gross Unrealized Gains	190	254
Available for Sale, Gross Unrealized Losses	391	1,207
Available for Sale, Fair Value	58,917	97,209
Held to Maturity, Amortized Cost	97,310	94,105
Held to Maturity, Gross Unrealized Gains	11	'
Held to Maturity, Gross Unrealized Losses	1,800	2,426
Held-to-maturity Securities, Fair Value	95,521	91,679
CLOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	'	37,834
Available for Sale, Gross Unrealized Gains	'	73
Available for Sale, Fair Value	'	37,907
ABSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available for Sale, Amortized Cost	353	357
Available for Sale, Gross Unrealized Gains	35	31
Available for Sale, Fair Value	$388	$388

Investment_Securities_Summary_1

Investment Securities (Summary Of Contractual Maturity Of Debt Securities Classified As Available For Sale) (Details) (USD $)	Sep. 30, 2014
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), Within One Year	$61
Available for Sale (at fair value), After One But Within Five Years	27,977
Available for Sale (at fair value), After Five But Within Ten Years	28,312
Available for Sale (at fair value), After Ten Years	129,699
Total Available for Sale Securities, Fair Value	186,049
Available for Sale (at amortized cost), Within One Year	58
Available for Sale (at amortized cost), After One But Within Five Years	27,932
Available for Sale (at amortized cost), After Five But Within Ten Years	27,780
Available for Sale (at amortized cost), After Ten Years	128,908
Total Available for Sale Securities, Amortized Cost	184,678
U.S. Treasury Obligations [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), After One But Within Five Years	20,017
Total Available for Sale Securities, Fair Value	20,017
Available for Sale (at amortized cost), After One But Within Five Years	20,057
Total Available for Sale Securities, Amortized Cost	20,057
Agency MBSs [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), Within One Year	61
Available for Sale (at fair value), After One But Within Five Years	3,077
Available for Sale (at fair value), After Five But Within Ten Years	17,472
Available for Sale (at fair value), After Ten Years	68,657
Total Available for Sale Securities, Fair Value	89,267
Available for Sale (at amortized cost), Within One Year	58
Available for Sale (at amortized cost), After One But Within Five Years	2,911
Available for Sale (at amortized cost), After Five But Within Ten Years	16,693
Available for Sale (at amortized cost), After Ten Years	67,500
Total Available for Sale Securities, Amortized Cost	87,162
Agency CMBSs [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), After One But Within Five Years	4,883
Available for Sale (at fair value), After Five But Within Ten Years	8,359
Available for Sale (at fair value), After Ten Years	4,218
Total Available for Sale Securities, Fair Value	17,460
Available for Sale (at amortized cost), After One But Within Five Years	4,964
Available for Sale (at amortized cost), After Five But Within Ten Years	8,618
Available for Sale (at amortized cost), After Ten Years	4,406
Total Available for Sale Securities, Amortized Cost	17,988
Agency CMOs [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), After Five But Within Ten Years	2,481
Available for Sale (at fair value), After Ten Years	56,436
Total Available for Sale Securities, Fair Value	58,917
Available for Sale (at amortized cost), After Five But Within Ten Years	2,469
Available for Sale (at amortized cost), After Ten Years	56,649
Total Available for Sale Securities, Amortized Cost	59,118
ABSs [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Available for Sale (at fair value), After Ten Years	388
Total Available for Sale Securities, Fair Value	388
Available for Sale (at amortized cost), After Ten Years	353
Total Available for Sale Securities, Amortized Cost	$353

Investment_Securities_Summary_2

Investment Securities (Summary Of Contractual Maturity Of Debt Securities Classified As Held To Maturity) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), After One But Within Five Years	$16	'
Held to Maturity (at fair value), After Five But Within Ten Years	14,162	'
Held to Maturity (at amortized cost), After Ten Years	126,233	'
Held-to-maturity Securities, Fair Value	140,411	137,087
Held to Maturity (at amortized cost), After One But Within Five Years	16	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	14,295	'
Held to Maturity (at amortized cost), After Ten Years	127,799	'
Total Held to Maturity Securities, Amortized Cost	142,110	140,826
U.S. Agency Obligations [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at amortized cost), After Ten Years	22,379	'
Held-to-maturity Securities, Fair Value	22,379	23,122
Held to Maturity (at amortized cost), After Ten Years	22,259	'
Total Held to Maturity Securities, Amortized Cost	22,259	23,580
U.S. GSEs [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), After Five But Within Ten Years	9,335	'
Held-to-maturity Securities, Fair Value	9,335	8,930
Held to Maturity (at amortized cost), After Five But Within Ten Years	9,483	'
Total Held to Maturity Securities, Amortized Cost	9,483	9,442
FHLB Obligations [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), After Five But Within Ten Years	4,712	'
Held-to-maturity Securities, Fair Value	4,712	4,493
Held to Maturity (at amortized cost), After Five But Within Ten Years	4,711	'
Total Held to Maturity Securities, Amortized Cost	4,711	4,684
Agency MBSs [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at fair value), After One But Within Five Years	16	'
Held to Maturity (at fair value), After Five But Within Ten Years	115	'
Held to Maturity (at amortized cost), After Ten Years	8,333	'
Held-to-maturity Securities, Fair Value	8,464	8,863
Held to Maturity (at amortized cost), After One But Within Five Years	16	'
Held to Maturity (at amortized cost), After Five But Within Ten Years	101	'
Held to Maturity (at amortized cost), After Ten Years	8,230	'
Total Held to Maturity Securities, Amortized Cost	8,347	9,015
Agency CMOs [Member]	'	'
Schedule of Held-to-maturity Securities [Line Items]	'	'
Held to Maturity (at amortized cost), After Ten Years	95,521	'
Held-to-maturity Securities, Fair Value	95,521	91,679
Held to Maturity (at amortized cost), After Ten Years	97,310	'
Total Held to Maturity Securities, Amortized Cost	$97,310	$94,105

Investment_Securities_Summary_3

Investment Securities (Summary Of Proceeds, Gross Gains and Gross Losses On Available For Sale Securities) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Investments [Abstract]	'	'	'	'
Proceeds	$11,674	$2,001	$56,889	$53,215
Gross gains	'	1	302	548
Gross losses	-37	'	-196	-560
Net gains	($37)	$1	$106	($12)

Investment_Securities_Summary_4

Investment Securities (Summary Of Gross Unrealized Losses On Investment Securities Available For Sale And Length Of Time) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available-for-sale Securities, Less Than 12 Months, Fair Value	$50,461	$117,229
Available-for-sale Securities, Less Than 12 Months, Loss	186	3,042
Available-for-sale Securities, 12 Months or More, Fair Value	56,681	8,417
Available-for-sale Securities, 12 Months or More, Loss	1,252	412
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	107,142	125,646
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	1,438	3,454
Held to Maturity Securities, Less Than 12 Months, Fair Value	59,543	101,917
Held to Maturity Securities, Less Than 12 Months, Loss	861	2,597
Held to Maturity Securities, 12 Months or More, Fair Value	45,869	34,876
Held to Maturity Securities, 12 Months or More, Loss	1,114	1,167
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	105,412	136,793
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	1,975	3,764
U.S. Treasury Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available-for-sale Securities, Less Than 12 Months, Fair Value	20,017	'
Available-for-sale Securities, Less Than 12 Months, Loss	40	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	20,017	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	40	'
U.S. Agency Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity Securities, Less Than 12 Months, Fair Value	8,817	13,722
Held to Maturity Securities, Less Than 12 Months, Loss	27	307
Held to Maturity Securities, 12 Months or More, Fair Value	'	9,400
Held to Maturity Securities, 12 Months or More, Loss	'	151
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	8,817	23,122
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	27	458
U.S. GSEs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity Securities, Less Than 12 Months, Fair Value	'	8,930
Held to Maturity Securities, Less Than 12 Months, Loss	'	512
Held to Maturity Securities, 12 Months or More, Fair Value	9,335	'
Held to Maturity Securities, 12 Months or More, Loss	148	'
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	9,335	8,930
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	148	512
FHLB Obligations [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Held to Maturity Securities, Less Than 12 Months, Fair Value	'	4,493
Held to Maturity Securities, Less Than 12 Months, Loss	'	191
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	4,493
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	191
Agency MBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available-for-sale Securities, Less Than 12 Months, Fair Value	9,532	46,547
Available-for-sale Securities, Less Than 12 Months, Loss	48	1,487
Available-for-sale Securities, 12 Months or More, Fair Value	27,847	'
Available-for-sale Securities, 12 Months or More, Loss	431	'
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	37,379	46,547
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	479	1,487
Held to Maturity Securities, Less Than 12 Months, Fair Value	'	8,569
Held to Maturity Securities, Less Than 12 Months, Loss	'	177
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	'	8,569
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	'	177
Agency CMBSs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available-for-sale Securities, Less Than 12 Months, Fair Value	'	12,778
Available-for-sale Securities, Less Than 12 Months, Loss	'	578
Available-for-sale Securities, 12 Months or More, Fair Value	17,460	4,860
Available-for-sale Securities, 12 Months or More, Loss	528	182
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	17,460	17,638
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	528	760
Agency CMOs [Member]	'	'
Schedule of Available-for-sale and Held-to-maturity Securities [Line Items]	'	'
Available-for-sale Securities, Less Than 12 Months, Fair Value	20,912	57,904
Available-for-sale Securities, Less Than 12 Months, Loss	98	977
Available-for-sale Securities, 12 Months or More, Fair Value	11,374	3,557
Available-for-sale Securities, 12 Months or More, Loss	293	230
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	32,286	61,461
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	391	1,207
Held to Maturity Securities, Less Than 12 Months, Fair Value	50,726	66,203
Held to Maturity Securities, Less Than 12 Months, Loss	834	1,410
Held to Maturity Securities, 12 Months or More, Fair Value	36,534	25,476
Held to Maturity Securities, 12 Months or More, Loss	966	1,016
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	87,260	91,679
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	$1,800	$2,426

Loans_And_The_Allowance_For_Cr2

Loans And The Allowance For Credit Losses (Narrative) (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Loans	$1,156,663,000	'	$1,156,663,000	'	$1,166,233,000
Net deferred loan origination cost	646,000	'	646,000	'	618,000
Overdrawn deposit balances classified as loan balances	286,000	'	286,000	'	895,000
Past due loans	430,000	'	430,000	'	916,000
Greater than 90 days past due	255,000	'	255,000	'	542,000
Nonaccruing TDR's	222,000	'	222,000	'	235,000
Commitments to lend additional funds to borrowers	0	'	0	'	'
Exposure threshold for loans subject to formal review	'	'	1,000,000	'	'
Amount of interest which was not earned, but which would have been earned had our nonaccrual and restructured loans	11,000	32,000	29,000	108,000	'
Real Estate Loans b Residential [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Loans	472,986,000	'	472,986,000	'	489,706,000
Real Estate Loans b Commercial [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Loans	381,301,000	'	381,301,000	'	371,319,000
Commercial, Financial And Agricultural [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Loans	183,069,000	'	183,069,000	'	172,810,000
Past due loans	138,000	'	138,000	'	20,000
Greater than 90 days past due	'	'	'	'	20,000
Residential And Commerical Loans Serviced For Others [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Loans	13,330,000	'	13,330,000	'	13,830,000
Performing [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Past due loans	175,000	'	175,000	'	374,000
Non-Performing [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Past due loans	255,000	'	255,000	'	542,000
Accruing [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Greater than 90 days past due	'	'	'	'	75,000
Restructured [Member]	'	'	'	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'	'	'	'
Past due loans	'	'	'	'	$42,000
Number of loans	'	'	4	'	'

Loans_And_The_Allowance_For_Cr3

Loans And The Allowance For Credit Losses (Composition of Loan Portfolio) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	$1,156,663	$1,166,233
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	183,069	172,810
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	96,258	94,007
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	472,986	489,706
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	381,301	371,319
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	17,970	31,841
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	4,793	5,655
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Total Loans	$286	$895

Loans_And_The_Allowance_For_Cr4

Loans And The Allowance For Credit Losses (Loan Loss Experience And Activity In The Allowance For Credit Losses) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	$12,906	$12,658	$12,828	$12,312
Charge-offs	-55	-85	-158	-237
Recoveries	7	18	38	116
Provision (credit)	0	400	150	800
Ending balance	12,858	12,991	12,858	12,991
Commercial, Financial And Agricultural [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	3,656	3,274	3,354	3,447
Charge-offs	'	'	-34	'
Recoveries	'	13	3	62
Provision (credit)	-253	137	80	-85
Ending balance	3,403	3,424	3,403	3,424
Municipal Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	386	400	768	522
Provision (credit)	316	346	-66	224
Ending balance	702	746	702	746
Real Estate Loans b Residential [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	3,246	3,385	3,081	3,421
Charge-offs	-7	-49	-25	-152
Recoveries	'	'	20	4
Provision (credit)	42	-192	205	-129
Ending balance	3,281	3,144	3,281	3,144
Real Estate Loans b Commercial [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	5,089	5,018	5,085	4,660
Charge-offs	'	'	'	-1
Recoveries	'	'	'	40
Provision (credit)	-45	100	-41	419
Ending balance	5,044	5,118	5,044	5,118
Real Estate Loans b Construction [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	494	551	512	234
Recoveries	'	1	'	2
Provision (credit)	-94	-19	-112	297
Ending balance	400	533	400	533
Installment Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	18	21	18	17
Charge-offs	'	-9	'	-9
Recoveries	'	'	1	'
Provision (credit)	-2	6	-3	10
Ending balance	16	18	16	18
All Other Loans [Member]	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'
Beginning balance	17	9	10	11
Charge-offs	-48	-27	-99	-75
Recoveries	7	4	14	8
Provision (credit)	36	22	87	64
Ending balance	$12	$8	$12	$8

Loans_And_The_Allowance_For_Cr5

Loans And The Allowance For Credit Losses (Allowance For Loan Losses And The Recorded Investment In Loans) (Details) (USD $)	Sep. 30, 2014	Jun. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance individually evaluated for impairment	$100	'	$112	'	'	'
Ending balance collectively evaluated for impairment	12,758	'	12,716	'	'	'
Financing receivables, Ending balance individually evaluated for impairment	732	'	906	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	1,155,931	'	1,165,327	'	'	'
Financing receivables, Totals	1,156,663	'	1,166,233	'	'	'
Allowance for loan losses	12,019	'	12,042	'	'	'
Reserve for undisbursed lines of credit	839	'	786	'	'	'
Total allowance for credit losses	12,858	12,906	12,828	12,991	12,658	12,312
Commercial, Financial And Agricultural [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance individually evaluated for impairment	'	'	2	'	'	'
Ending balance collectively evaluated for impairment	3,403	'	3,352	'	'	'
Financing receivables, Ending balance individually evaluated for impairment	64	'	20	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	183,005	'	172,790	'	'	'
Financing receivables, Totals	183,069	'	172,810	'	'	'
Allowance for loan losses	2,798	'	2,740	'	'	'
Reserve for undisbursed lines of credit	605	'	614	'	'	'
Total allowance for credit losses	3,403	3,656	3,354	3,424	3,274	3,447
Municipal Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance collectively evaluated for impairment	702	'	768	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	96,258	'	94,007	'	'	'
Financing receivables, Totals	96,258	'	94,007	'	'	'
Allowance for loan losses	688	'	758	'	'	'
Reserve for undisbursed lines of credit	14	'	10	'	'	'
Total allowance for credit losses	702	386	768	746	400	522
Real Estate Loans b Residential [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance individually evaluated for impairment	34	'	41	'	'	'
Ending balance collectively evaluated for impairment	3,247	'	3,040	'	'	'
Financing receivables, Ending balance individually evaluated for impairment	514	'	722	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	472,472	'	488,984	'	'	'
Financing receivables, Totals	472,986	'	489,706	'	'	'
Allowance for loan losses	3,195	'	2,995	'	'	'
Reserve for undisbursed lines of credit	86	'	86	'	'	'
Total allowance for credit losses	3,281	3,246	3,081	3,144	3,385	3,421
Real Estate Loans b Commercial [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance individually evaluated for impairment	66	'	69	'	'	'
Ending balance collectively evaluated for impairment	4,978	'	5,016	'	'	'
Financing receivables, Ending balance individually evaluated for impairment	154	'	164	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	381,147	'	371,155	'	'	'
Financing receivables, Totals	381,301	'	371,319	'	'	'
Allowance for loan losses	5,005	'	5,040	'	'	'
Reserve for undisbursed lines of credit	39	'	45	'	'	'
Total allowance for credit losses	5,044	5,089	5,085	5,118	5,018	4,660
Real Estate Loans b Construction [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance collectively evaluated for impairment	400	'	512	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	17,970	'	31,841	'	'	'
Financing receivables, Totals	17,970	'	31,841	'	'	'
Allowance for loan losses	305	'	481	'	'	'
Reserve for undisbursed lines of credit	95	'	31	'	'	'
Total allowance for credit losses	400	494	512	533	551	234
Installment Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance collectively evaluated for impairment	16	'	18	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	4,793	'	5,655	'	'	'
Financing receivables, Totals	4,793	'	5,655	'	'	'
Allowance for loan losses	16	'	18	'	'	'
Total allowance for credit losses	16	18	18	18	21	17
All Other Loans [Member]	'	'	'	'	'	'
Financing Receivable, Allowance for Credit Losses [Line Items]	'	'	'	'	'	'
Ending balance collectively evaluated for impairment	12	'	10	'	'	'
Financing receivables, Ending balance collectively evaluated for impairment	286	'	895	'	'	'
Financing receivables, Totals	286	'	895	'	'	'
Allowance for loan losses	12	'	10	'	'	'
Total allowance for credit losses	$12	$17	$10	$8	$9	$11

Loans_And_The_Allowance_For_Cr6

Loans And The Allowance For Credit Losses (Recorded Investment Of Loans, Including Nonaccrual And Restructured Loans, By Class) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	$71	$76
60-89 Days Past Due	104	298
90 Days or More Past Due	255	542
Total Past Due	430	916
Current	1,156,233	1,165,317
Financing receivables, Totals	1,156,663	1,166,233
Greater Than 90 Days and Accruing	'	75
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	4,793	5,655
Financing receivables, Totals	4,793	5,655
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	286	895
Financing receivables, Totals	286	895
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	43	'
60-89 Days Past Due	95	'
90 Days or More Past Due	'	20
Total Past Due	138	20
Current	182,931	172,790
Financing receivables, Totals	183,069	172,810
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	96,258	94,007
Financing receivables, Totals	96,258	94,007
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivables, Totals	472,986	489,706
Real Estate Loans b Residential [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	4
60-89 Days Past Due	9	294
90 Days or More Past Due	176	341
Total Past Due	185	639
Current	434,722	452,440
Financing receivables, Totals	434,907	453,079
Real Estate Loans b Residential [Member] | Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	28	'
60-89 Days Past Due	'	4
90 Days or More Past Due	79	181
Total Past Due	107	185
Current	37,972	36,442
Financing receivables, Totals	38,079	36,627
Greater Than 90 Days and Accruing	'	75
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivables, Totals	381,301	371,319
Real Estate Loans b Commercial [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	241,480	224,416
Financing receivables, Totals	241,480	224,416
Real Estate Loans b Commercial [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
30-59 Days Past Due	'	72
Total Past Due	'	72
Current	139,821	146,831
Financing receivables, Totals	139,821	146,903
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Financing receivables, Totals	17,970	31,841
Real Estate Loans b Construction [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	3,374	2,495
Financing receivables, Totals	3,374	2,495
Real Estate Loans b Construction [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Current	14,596	29,346
Financing receivables, Totals	$14,596	$29,346

Loans_And_The_Allowance_For_Cr7

Loans And The Allowance For Credit Losses (Impaired Loans By Class) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Recorded investment, Total	$732	'	$732	'	$906
Unpaid Principal Balance, Total	889	'	889	'	1,178
Related Allowance	100	112	100	112	'
Average Recorded Investment, Total	826	1,954	886	2,421	'
Interest Income Recognized, Total	2	40	11	127	'
Installment Loans [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
With no related allowance recorded, Average Recorded Investment	'	'	'	1	'
With related allowance recorded, Average Recorded Investment	'	6	'	6	'
Average Recorded Investment, Total	'	6	'	7	'
Commercial, Financial And Agricultural [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded investment	64	'	64	'	'
With related allowance recorded, Recorded investment	'	'	'	'	20
Recorded investment, Total	64	'	64	'	20
With no related allowance recorded, Unpaid Principal Balance	65	'	65	'	'
With related allowance recorded, Unpaid Principal Balance	'	'	'	'	21
Unpaid Principal Balance, Total	65	'	65	'	21
Related Allowance	'	2	'	2	'
With no related allowance recorded, Average Recorded Investment	66	272	65	223	'
With related allowance recorded, Average Recorded Investment	'	333	16	342	'
Average Recorded Investment, Total	66	605	81	565	'
With no related allowance recorded, Interest Income Recognized	1	15	2	42	'
Interest Income Recognized, Total	1	15	2	42	'
Real Estate Loans b Residential [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Recorded investment, Total	513	'	513	'	722
Unpaid Principal Balance, Total	651	'	651	'	982
Related Allowance	34	41	34	41	'
Average Recorded Investment, Total	604	1,068	629	1,595	'
Interest Income Recognized, Total	1	25	8	70	'
Real Estate Loans b Residential [Member] | First Mortgage [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded investment	280	'	280	'	410
With related allowance recorded, Recorded investment	155	'	155	'	131
With no related allowance recorded, Unpaid Principal Balance	418	'	418	'	629
With related allowance recorded, Unpaid Principal Balance	155	'	155	'	135
Related Allowance	34	41	34	41	'
With no related allowance recorded, Average Recorded Investment	283	463	284	622	'
With related allowance recorded, Average Recorded Investment	190	399	189	523	'
With no related allowance recorded, Interest Income Recognized	1	24	7	68	'
Real Estate Loans b Residential [Member] | Second Mortgage [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
With no related allowance recorded, Recorded investment	78	'	78	'	181
With no related allowance recorded, Unpaid Principal Balance	78	'	78	'	218
With no related allowance recorded, Average Recorded Investment	131	188	156	133	'
With related allowance recorded, Average Recorded Investment	'	18	'	317	'
With no related allowance recorded, Interest Income Recognized	'	1	1	2	'
Real Estate Loans b Commercial [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
Recorded investment, Total	155	'	155	'	164
Unpaid Principal Balance, Total	173	'	173	'	175
Related Allowance	66	69	66	69	'
Average Recorded Investment, Total	156	275	176	254	'
Interest Income Recognized, Total	'	'	1	15	'
Real Estate Loans b Commercial [Member] | Owner Occupied [Member]	'	'	'	'	'
Financing Receivable, Impaired [Line Items]	'	'	'	'	'
With related allowance recorded, Recorded investment	155	'	155	'	164
With related allowance recorded, Unpaid Principal Balance	173	'	173	'	175
Related Allowance	66	69	66	69	'
With no related allowance recorded, Average Recorded Investment	'	107	17	83	'
With related allowance recorded, Average Recorded Investment	156	168	159	171	'
With no related allowance recorded, Interest Income Recognized	'	'	$1	$15	'

Loans_And_The_Allowance_For_Cr8

Loans And The Allowance For Credit Losses (Nonperforming Loans) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Loans And The Allowance For Credit Losses [Abstract]	'	'
Nonaccrual loans	$308	$425
Loans greater than 90 days and accruing	'	75
Troubled debt restructurings ("TDRs")	424	406
Total nonperforming loans	$732	$906

Loans_And_The_Allowance_For_Cr9

Loans And The Allowance For Credit Losses (Nonaccrual Loans By Class) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing non-TDR loans	$308	$425
Total nonaccrual loans including TDRs	530	660
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing non-TDR loans	11	20
Nonaccruing TDR's	5	'
Real Estate Loans b Residential [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing TDR's	62	71
Real Estate Loans b Residential [Member] | Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing non-TDR loans	79	106
Real Estate Loans b Commercial [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing non-TDR loans	218	299
Real Estate Loans b Commercial [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Nonaccruing TDR's	$155	$164

Recovered_Sheet1

Loans And The Allowance For Credit Losses (Summary Of Loans By Credit Quality Indicator) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	$1,156,663	$1,166,233
Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	4,793	5,655
All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	286	895
Unrated Residential and Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	475,552	495,348
Unrated Residential and Consumer [Member] | Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	4,756	5,655
Unrated Residential and Consumer [Member] | All Other Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	286	895
Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	564,215	572,179
Pass [Member] | Installment Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	37	'
Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	72,158	68,198
Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	19,506	4,730
Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	25,232	25,778
Commercial, Financial And Agricultural [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	183,069	172,810
Commercial, Financial And Agricultural [Member] | Unrated Residential and Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	247	242
Commercial, Financial And Agricultural [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	153,403	152,466
Commercial, Financial And Agricultural [Member] | Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	10,772	14,092
Commercial, Financial And Agricultural [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	13,043	96
Commercial, Financial And Agricultural [Member] | Substandard [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	5,604	5,914
Municipal Loans [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	96,258	94,007
Municipal Loans [Member] | Unrated Residential and Consumer [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	55	28
Municipal Loans [Member] | Pass [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	73,502	65,474
Municipal Loans [Member] | Pass-Watch [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	20,804	26,548
Municipal Loans [Member] | Special Mention [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	1,897	1,957
Real Estate Loans b Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	472,986	489,706
Real Estate Loans b Residential [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	434,907	453,079
Real Estate Loans b Residential [Member] | Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	38,079	36,627
Real Estate Loans b Residential [Member] | Unrated Residential and Consumer [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	431,494	449,951
Real Estate Loans b Residential [Member] | Unrated Residential and Consumer [Member] | Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	38,079	36,599
Real Estate Loans b Residential [Member] | Pass [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	3,004	2,520
Real Estate Loans b Residential [Member] | Pass-Watch [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	172	'
Real Estate Loans b Residential [Member] | Special Mention [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	'	65
Real Estate Loans b Residential [Member] | Substandard [Member] | First Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	237	543
Real Estate Loans b Residential [Member] | Substandard [Member] | Second Mortgage [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	'	28
Real Estate Loans b Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	381,301	371,319
Real Estate Loans b Commercial [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	241,480	224,416
Real Estate Loans b Commercial [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	139,821	146,903
Real Estate Loans b Commercial [Member] | Unrated Residential and Consumer [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	166	165
Real Estate Loans b Commercial [Member] | Unrated Residential and Consumer [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	130	171
Real Estate Loans b Commercial [Member] | Pass [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	200,491	187,779
Real Estate Loans b Commercial [Member] | Pass [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	119,757	134,222
Real Estate Loans b Commercial [Member] | Pass-Watch [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	20,668	17,236
Real Estate Loans b Commercial [Member] | Pass-Watch [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	18,095	9,841
Real Estate Loans b Commercial [Member] | Special Mention [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	4,308	2,342
Real Estate Loans b Commercial [Member] | Special Mention [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	258	270
Real Estate Loans b Commercial [Member] | Substandard [Member] | Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	15,847	16,894
Real Estate Loans b Commercial [Member] | Substandard [Member] | Non-Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	1,581	2,399
Real Estate Loans b Construction [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	17,970	31,841
Real Estate Loans b Construction [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	3,374	2,495
Real Estate Loans b Construction [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	14,596	29,346
Real Estate Loans b Construction [Member] | Unrated Residential and Consumer [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	149	904
Real Estate Loans b Construction [Member] | Unrated Residential and Consumer [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	190	738
Real Estate Loans b Construction [Member] | Pass [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	2,022	1,591
Real Estate Loans b Construction [Member] | Pass [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	11,999	28,127
Real Estate Loans b Construction [Member] | Pass-Watch [Member] | Residential [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	1,203	'
Real Estate Loans b Construction [Member] | Pass-Watch [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	444	481
Real Estate Loans b Construction [Member] | Substandard [Member] | Commercial [Member]	'	'
Financing Receivable, Recorded Investment [Line Items]	'	'
Loans	$1,963	'

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value Of Financial Instruments [Abstract]	'	'
The fair value of commitments to extend credit and standby letters of credit	$76	$47

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	$186,430	$253,316
Liabilities	906	1,529
Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	186,430	253,316
Liabilities	906	1,529
U.S. Treasury Obligations [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	20,017	100
U.S. Treasury Obligations [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	20,017	100
Agency MBSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	89,267	99,271
Agency MBSs [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	89,267	99,271
Agency CMBSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	17,460	17,638
Agency CMBSs [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	17,460	17,638
Agency CMOs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	58,917	97,209
Agency CMOs [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	58,917	97,209
CLOs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	37,907
CLOs [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	'	37,907
ABSs [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	388	388
ABSs [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	388	388
Interest Rate Swaps [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	381	803
Liabilities	906	1,529
Interest Rate Swaps [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Assets	381	803
Liabilities	$906	$1,529

Fair_Value_Of_Financial_Instru4

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value) (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale, at fair value	$186,049	$252,513
Securities held to maturity, fair value	140,411	137,087
Nonrecurring Basis [Member] | Carrying Amount [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	119,657	115,471
Securities available for sale, at fair value	186,049	252,513
Securities held to maturity, fair value	142,110	140,826
FHLB stock	4,378	7,496
Loans, net of allowance for loan losses	1,144,644	1,154,191
Interest rate swap agreement	'	803
Interest rate contract-cash flow hedge	381	'
Accrued interest receivable	3,309	3,982
Total assets	1,600,528	1,675,282
Deposits	1,304,081	1,323,576
Securities sold under agreement to repurchase	188,157	250,314
Other long-term debt	2,341	2,403
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619
Interest rate contract-cash flow hedge	906	'
Interest rate swap agreements	'	1,529
Accrued interest payable	171	214
Total liabilities	1,516,275	1,598,655
Nonrecurring Basis [Member] | Fair Value [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	119,657	115,471
Securities available for sale, at fair value	186,049	252,513
Securities held to maturity, fair value	140,411	137,087
Loans, net of allowance for loan losses	1,143,582	1,155,348
Interest rate swap agreement	'	803
Interest rate contract-cash flow hedge	381	'
Accrued interest receivable	3,309	3,982
Total assets	1,593,389	1,665,204
Deposits	1,304,361	1,324,634
Securities sold under agreement to repurchase	188,140	250,290
Other long-term debt	2,275	2,287
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,259	14,189
Interest rate contract-cash flow hedge	906	'
Interest rate swap agreements	'	1,529
Accrued interest payable	171	214
Total liabilities	1,510,112	1,593,143
Nonrecurring Basis [Member] | Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Cash and cash equivalents	119,657	115,471
Total assets	119,657	115,471
Deposits	1,070,105	1,018,470
Accrued interest payable	15	15
Total liabilities	1,070,120	1,018,485
Nonrecurring Basis [Member] | Significant Other Observable Inputs (Level 2) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Securities available for sale, at fair value	186,049	252,513
Securities held to maturity, fair value	140,411	137,087
Interest rate swap agreement	'	803
Interest rate contract-cash flow hedge	381	'
Accrued interest receivable	806	958
Total assets	327,647	391,361
Deposits	234,256	306,162
Securities sold under agreement to repurchase	188,140	250,290
Other long-term debt	2,275	2,287
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,259	14,189
Interest rate contract-cash flow hedge	906	'
Interest rate swap agreements	'	1,529
Accrued interest payable	156	199
Total liabilities	439,992	574,656
Nonrecurring Basis [Member] | Significant Unobservable Inputs (Level 3) [Member]	'	'
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]	'	'
Loans, net of allowance for loan losses	1,143,582	1,155,348
Accrued interest receivable	2,503	3,024
Total assets	$1,146,085	$1,158,372

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Employee Benefit Plans [Abstract]	'	'	'	'
Interest cost	$116,000	$105,000	$348,000	$314,000
Expected return on plan assets	-265,000	-247,000	-795,000	-741,000
Service costs	11,000	10,000	33,000	40,000
Net loss amortization	31,000	87,000	97,000	266,000
Net periodic pension cost	-107,000	-45,000	-317,000	-121,000
Minimum required contribution for 2014	'	'	$0	'

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, except Share data, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Earnings Per Share [Abstract]	'	'	'	'
Net income	$2,806	$3,674	$9,623	$11,308
Weighted average common shares outstanding	6,329,000	6,309,000	6,325,000	6,298,000
Dilutive effect of common stock equivalents	16,000	15,000	19,000	13,000
Weighted average common and common equivalent shares outstanding	6,345,000	6,324,000	6,344,000	6,311,000
Basic earnings per common share	$0.44	$0.58	$1.52	$1.80
Diluted earnings per common share	$0.44	$0.58	$1.52	$1.79
Average stock options outstanding which were not included in the calculation of diluted earnings per share	0	0	0	0

Stock_Repurchase_Program_Detai

Stock Repurchase Program (Details) (USD $)	9 Months Ended	12 Months Ended	21 Months Ended
	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014
Stock Repurchase Program [Abstract]	'	'	'
Stock repurchase program, number of shares authorized to be repurchased	200,000	'	200,000
Common stock shares repurchased	0	0	143,475
Average price per share of repurchased shares	$22.94	'	'

Commitments_And_Contingencies_

Commitments And Contingencies (Details) (USD $)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2014	Dec. 31, 2013
		Standby Letters of Credit [Member]	Standby Letters of Credit [Member]	Loan Sales Commitments [Member]	Loan Sales Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'	'	'	'	'
Contingent Obligations	'	$7,580,000	$4,730,000	$0	$0
Expiration term of contingent obligations, months	'12 months	'	'	'	'

Comprehensive_Income_Accumulat

Comprehensive Income (Accumulated Balances for Each Classification of Other Comprehensive Income) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	'	'	($5,720)	'
Transfer of securities from available-for-sale to held-to-maturity	0	-3,159	8	-3,159
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	127	129	351	129
Other comprehensive income (loss)	-351	-269	1,586	-8,117
Balance	-4,134	'	-4,134	'
Unrealized Gains (Losses) on Securities [Member] | Available-For-Sale [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	1,436	'	-162	'
Other comprehensive income before reclassifications	-589	'	1,110	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	-8	'
Reclassification adjustments for (gains) losses reclassified into income	24	'	-69	'
Other comprehensive income (loss)	-565	'	1,033	'
Balance	871	'	871	'
Unrealized Gains (Losses) on Securities [Member] | Transferred From Available-For-Sale to Held-To-Maturity [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	-3,064	'	-3,296	'
Transfer of securities from available-for-sale to held-to-maturity	'	'	8	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	127	'	351	'
Other comprehensive income (loss)	127	'	359	'
Balance	-2,937	'	-2,937	'
Pension and Postretirement Benefit Plans [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	-1,748	'	-1,790	'
Reclassification adjustments for (gains) losses reclassified into income	21	'	63	'
Other comprehensive income (loss)	21	'	63	'
Balance	-1,727	'	-1,727	'
Interest Rate Swaps [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	-407	'	-472	'
Other comprehensive income before reclassifications	66	'	131	'
Other comprehensive income (loss)	66	'	131	'
Balance	-341	'	-341	'
Accumulated Other Comprehensive Income (Loss) [Member]	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'
Balance	-3,783	'	-5,720	'
Other comprehensive income before reclassifications	-523	'	1,241	'
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	127	'	351	'
Reclassification adjustments for (gains) losses reclassified into income	45	'	-6	'
Other comprehensive income (loss)	-351	'	1,586	'
Balance	($4,134)	'	($4,134)	'

Comprehensive_Income_Reclassif

Comprehensive Income (Reclassification Adjustment Details) (Details) (USD $)	3 Months Ended		9 Months Ended
In Thousands, unless otherwise specified	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Net (gains) losses on investment securities	$37	($1)	($106)	$12
Provision for income taxes	843	1,235	2,923	3,845
Reclassification Out of Accumulated Other Comprehensive Income [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Reclassification adjustments, Net of tax	45	57	-6	181
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Unrealized Gains (Losses) on Securities [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Net (gains) losses on investment securities	37	-1	-106	12
Total before tax	37	-1	-106	12
Provision for income taxes	-13	1	37	-4
Reclassification adjustments, Net of tax	24	'	-69	8
Reclassification Out of Accumulated Other Comprehensive Income [Member] | Pension and Postretirement Benefit Plans [Member]	'	'	'	'
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]	'	'	'	'
Compensation and benefits	31	87	97	266
Total before tax	31	87	97	266
Provision for income taxes	-10	-30	-34	-93
Reclassification adjustments, Net of tax	$21	$57	$63	$173

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Details) (USD $)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2013
Cash Flow Hedge [Member]	'	'	'	'	'
Derivative [Line Items]	'	'	'	'	'
Ineffective portion recognized in earnings	$0	$0	$0	$0	'
Fair values of effective portion of hedges reflected in Other Comprehensive Income	'	'	-524,000	'	-726,000
Fair Value Hedge [Member]	'	'	'	'	'
Derivative [Line Items]	'	'	'	'	'
Average receive rate	1.54%	'	1.54%	'	'
Average pay rate	3.26%	'	3.26%	'	'
Weighted average maturity	'	'	'17 years 9 months 18 days	'	'
Designated as Hedging Instrument [Member] | Cash Flow Hedge [Member]	'	'	'	'	'
Derivative [Line Items]	'	'	'	'	'
Interest rate swaps, notional amount	10,000,000	'	10,000,000	'	10,000,000
Designated as Hedging Instrument [Member] | Fair Value Hedge [Member]	'	'	'	'	'
Derivative [Line Items]	'	'	'	'	'
Interest rate swaps, notional amount	9,360,000	'	9,360,000	'	'
Not Designated as Hedging Instrument [Member]	'	'	'	'	'
Derivative [Line Items]	'	'	'	'	'
Interest rate swaps, notional amount	40,200,000	'	40,200,000	'	'
Average receive rate	1.84%	'	1.84%	'	'
Average pay rate	3.63%	'	3.63%	'	'
Weighted average maturity	'	'	'12 years 3 months 18 days	'	'
Interest rate derivative assets, fair value	$381,000	'	$381,000	'	$803,000