Merchants Bancshares Inactive 10-Q6 May 152015 Q1 Quarterly reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
Document And Entity Information	Mar. 31, 2015	Apr. 29, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	MERCHANTS BANCSHARES INC
Trading Symbol	mbvt
Entity Central Index Key	726517
Current Fiscal Year End Date	-19
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		6,330,635

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks	$25,627	$23,745
Interest earning deposits with banks and other short-term investments	42,292	130,714
Total cash and cash equivalents	67,919	154,459
Investments:
Securities available for sale, at fair value	248,987	203,473
Securities held to maturity (fair value of $136,237 and $139,171)	134,245	138,421
Total investments	383,232	341,894
Loans	1,200,170	1,182,334
Less: Allowance for loan losses	11,989	11,833
Net loans	1,188,181	1,170,501
Federal Home Loan Bank stock	4,378	4,378
Bank premises and equipment, net	15,581	15,492
Investment in real estate limited partnerships	5,470	5,196
Bank owned life insurance	10,372	10,311
Other assets	19,852	21,233
Total assets	1,694,985	1,723,464
LIABILITIES
Demand (noninterest bearing)	583,486	566,366
Savings, interest bearing checking and money market accounts	541,878	530,722
Time deposits	204,433	211,684
Total deposits	1,329,797	1,308,772
Securities sold under agreements to repurchase	206,386	258,464
Other long-term debt	2,300	2,320
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619
Other liabilities	7,422	7,468
Total liabilities	1,566,524	1,597,643
SHAREHOLDERS' EQUITY
Common stock, $.01 par value Authorized: 10,000,000 shares; Issued: 6,651,760 at March 31, 2015 and December 31, 2014	67	67
Capital in excess of par value	37,407	37,404
Retained earnings	102,261	100,697
Treasury stock, at cost: 322,942 shares at March 31, 2015 and 324,534 shares at December 31, 2014	-13,431	-13,865
Deferred compensation arrangements: 285,832 shares at March 31, 2015 and 308,670 shares at December 31, 2014	6,210	6,566
Accumulated other comprehensive (loss) income	-4,053	-5,048
Total shareholders' equity	128,461	125,821
Total liabilities and shareholders' equity	1,694,985	1,723,464
Preferred Class A Non-Voting [Member]
SHAREHOLDERS' EQUITY
Preferred stock
Preferred Class B Voting [Member]
SHAREHOLDERS' EQUITY
Preferred stock

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Securities held to maturity, fair value	$136,237	$139,171
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	6,651,760	6,651,760
Treasury stock, shares	322,942	324,534
Deferred compensation arrangements, shares	285,832	308,670
Preferred Class A Non-Voting [Member]
Preferred stock, shares authorized	200,000	200,000
Preferred stock, shares outstanding	0	0
Preferred Class B Voting [Member]
Preferred stock, shares authorized	1,500,000	1,500,000
Preferred stock, shares outstanding	0	0

Consolidated_Statements_Of_Inc

Consolidated Statements Of Income (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$10,623	$10,762
Investment income:
Interest and dividends on investment securities	1,910	2,214
Interest on interest earning deposits with banks and other short-term investments	73	39
Total interest and dividend income	12,606	13,015
INTEREST EXPENSE
Savings, interest bearing checking and money market accounts	367	430
Time deposits	334	472
Securities sold under agreement to repurchase and other short-term debt	155	92
Long-term debt	197	197
Total interest expense	1,053	1,191
Net interest income	11,553	11,824
Provision for credit losses	0	100
Net interest income after provision for credit losses	11,553	11,724
NONINTEREST INCOME
Net gains on investment securities	0	126
Trust division income	895	852
Service charges on deposits	786	944
Net debit card income	693	621
Other	296	367
Total noninterest income	2,670	2,910
NONINTEREST EXPENSE
Compensation and benefits	5,048	4,923
Occupancy expense	1,143	1,168
Equipment expense	766	972
Legal and professional fees	442	638
Marketing	152	243
State franchise taxes	286	377
FDIC insurance	218	216
Conversion costs	0	171
Other Real Estate Owned ("OREO") expenses	17	16
Other	1,935	1,430
Total noninterest expense	10,007	10,154
Income before provision for income taxes	4,216	4,480
Provision for income taxes	880	1,077
NET INCOME	$3,336	$3,403
Basic earnings per common share	$0.53	$0.54
Diluted earnings per common share	$0.53	$0.54

Consolidated_Statements_Of_Com

Consolidated Statements Of Comprehensive Income (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Net income	$3,336	$3,403
Other comprehensive income, net of tax:
Unrealized holding gain on securities available for sale, net of taxes of $422 and $422	783	784
Unrealized holding gain arising during the period for securities transferred from available for sale to held to maturity, net of taxes of $0 and $4	0	8
Amortization of unrealized holding losses of securities transferred from available for sale to held maturity, net of taxes of $67 and $61	124	113
Reclassification adjustments for net securities gains included in net income, net of taxes of $0 and $(44)	0	-82
Change in net unrealized loss on interest rate swaps, net of taxes of $11 and $22	21	41
Pension liability adjustment, net of taxes of $36 and $11	67	21
Other comprehensive income	995	885
Comprehensive income	$4,331	$4,288

Consolidated_Statements_Of_Com1

Consolidated Statements Of Comprehensive Income (Loss) (Parenthetical) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Consolidated Statements Of Comprehensive Income [Abstract]
Unrealized holding gain (loss) on securities available for sale, net of tax	$422	$422
Unrealized holding gain arising during the period for securities transferred from available for sale to held to maturity, net of tax	0	4
Amortization of unrealized holding losses of securities transferred from available for sale to held to maturity, net of taxes	67	61
Reclassification adjustments for net securities gains included in net income, net of tax	0	-44
Change in net unrealized loss on interest rate swaps, net of tax	11	22
Pension liability adjustment, net of tax	$36	$11

Consolidated_Statements_Of_Cas

Consolidated Statements Of Cash Flows (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$3,336	$3,403
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	100
Depreciation and amortization	523	632
Amortization of investment security premiums and accretion of discounts, net	252	136
Stock based compensation	33	46
Net gains on sales of investment securities	0	-126
Accretion of deferred gain on sale of premises	-129	-129
Gains on sale of other real estate owned		-12
Equity in losses of real estate limited partnerships, net	282	327
Increase in cash surrender value of bank owned life insurance	-61	-80
Changes in assets and liabilities:
Net change in interest receivable	-360	-335
Net change in other assets	1,300	1,069
Net change in interest payable	-9	-29
Net change in other liabilities	356	-593
Net cash provided by operating activities	5,523	4,409
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales of investment securities available for sale		26,641
Proceeds from maturities of investment securities available for sale	10,284	9,556
Proceeds from maturities of investment securities held to maturity	4,295	3,195
Purchases of investment securities available for sale	-54,778	-10,135
Loan originations in excess of principal payments	-17,912	-5,503
Proceeds from sales of other real estate owned		36
Real estate limited partnership investments	-543	-25
Purchases of bank premises and equipment	-612	-247
Net cash provided by (used in) investing activities	-59,266	23,518
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	21,025	2,481
Net decrease in securities sold under agreement to repurchase, short-term	-52,078	-67,667
Principal payments on long-term debt	-20	-21
Cash dividends paid	-1,772	-1,770
Increase in deferred compensation arrangements	48	63
Net cash used in financing activities	-32,797	-66,914
Decrease in cash and cash equivalents	-86,540	-38,987
Cash and cash equivalents beginning of period	154,459	115,471
Cash and cash equivalents end of period	67,919	76,484
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Total interest payments	1,062	1,220
SUPPLEMENTAL DISCLOSURE OF NON-CASH INVESTING AND FINANCING ACTIVITIES
Distribution of stock under deferred compensation arrangements	515	553
Transfer of securities from available for sale to held to maturity		$12,626

Financial_Statement_Presentati

Financial Statement Presentation	3 Months Ended
Financial Statement Presentation	Mar. 31, 2015
Financial Statement Presentation [Abstract]
Financial Statement Presentation	NOTE 1: FINANCIAL STATEMENT PRESENTATION

	Basis of Presentation
	The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and the instructions to the Quarterly Report on Form 10-Q and Rule 10-01 of Regulation S-X promulgated under the Securities Exchange Act of 1934, as amended. Accordingly, they do not include all of the information and notes required by GAAP for complete financial statements. All adjustments necessary for a fair presentation of our interim consolidated financial statements as of March 31, 2015 and December 31, 2014 and for the three months ended March 31, 2015 and 2014 have been included. The information was prepared from our unaudited financial statements and the unaudited financial statements of our subsidiaries, Merchants Bank and MBVT Statutory Trust I. Amounts reported for prior periods are reclassified, where necessary, to be consistent with the current period presentation.
	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with GAAP requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

Recent_Accounting_Pronouncemen

Recent Accounting Pronouncements	3 Months Ended
Recent Accounting Pronouncements	Mar. 31, 2015
Recent Accounting Pronouncements [Abstract]
Recent Accounting Pronouncements	NOTE 2: RECENT ACCOUNTING PRONOUNCEMENTS

	There are no recent Financial Accounting Standards Board issued Accounting Standards Update (“ASU”) pronouncements that are pertinent to Merchants Bancshares, Inc. since what was listed in the form 10-K.

Investment_Securities

Investment Securities	3 Months Ended
Investment Securities	Mar. 31, 2015
Investment Securities [Abstract]
Investment Securities	NOTE 3: INVESTMENT SECURITIES

	Investments in securities are classified as available for sale or held to maturity as of March 31, 2015 and December 31, 2014. The amortized cost and fair values of the securities classified as available for sale and held to maturity as of March 31, 2015 are as follows:




			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Available for Sale:
	U.S. Treasury Obligations	$ 25,051	$ 271	$ -	$ 25,322
	Federal Home Loan Bank ("FHLB") Obligations	10,119	19	4	10,134
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")	113,454	2,977	84	116,347
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")	25,080	19	243	24,856
	Agency Collateralized Mortgage Obligations ("Agency CMOs")	71,423	613	92	71,944
	Asset Backed Securities ("ABSs")	344	40	-	384
	Total Available for Sale	$ 245,471	$ 3,939	$ 423	$ 248,987
			Gross	Gross
		Amortized	Unrecognized	Unrecognized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Held to Maturity:
	U.S. Agency Obligations	$ 21,387	$ 672	$ -	22,059
	U.S. Government Sponsored Enterprises ("U.S. GSEs")	9,512	195	-	9,707
	FHLB Obligations	4,730	176	-	4,906
	Agency CMOs	90,760	817	115	91,462
	Agency MBSs	7,856	247	-	8,103
	Total Held to Maturity	$ 134,245	$ 2,107	$ 115	$ 136,237

	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2014 are as follows:



			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Available for Sale:
	U.S. Treasury Obligations	$ 25,048	$ 57	$ 12	$ 25,093
	Agency MBSs	92,827	2,680	100	95,407
	Agency CMBSs	22,056	20	372	21,704
	Agency CMOs	60,880	241	239	60,882
	ABSs	351	36	-	387
	Total Available for Sale	$ 201,162	$ 3,034	$ 723	$ 203,473
			Gross	Gross
		Amortized	Unrecognized	Unrecognized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Held to Maturity:
	U.S. Agency Obligations	$ 22,072	$ 597	$ -	$ 22,669
	U.S. GSEs	9,498	59	-	9,557
	FHLB Obligations	4,720	100	-	4,820
	Agency CMOs	94,022	280	519	93,783
	Agency MBSs	8,109	233	-	8,342
	Total Held to Maturity	$ 138,421	$ 1,269	$ 519	$ 139,171


	The contractual final maturity distribution of the debt securities classified as available for sale as of March 31, 2015, are as follows:



			After One	After Five
		Within	But Within	But Within	After Ten
	(In thousands)	One Year	Five Years	Ten Years	Years	Total
	Available for Sale (at fair value):
	U.S. Treasury Obligations	$ -	$ 25,322	$ -	$ -	$ 25,322
FHLB Obligations	-	10,134	-	-	10,134
Agency MBSs	26	4,152	38,391	73,778	116,347
Agency CMBSs	2,291	13,313	5,087	4,165	24,856
Agency CMOs	-	-	2,133	69,811	71,944
ABSs	-	-	-	384	384
Total Available for Sale	$ 2,317	$ 52,921	$ 45,611	$ 148,138	$ 248,987
Available for Sale (at amortized cost):
U.S. Treasury Obligations	$ -	$ 25,051	$ -	$ -	$ 25,051
FHLB Obligations	-	10,119	-	-	10,119
Agency MBSs	26	4,014	37,592	71,822	113,454
Agency CMBSs	2,271	13,451	5,112	4,246	25,080
Agency CMOs	-	-	2,119	69,304	71,423
ABSs	-	-	-	344	344
Total Available for Sale	$ 2,297	$ 52,635	$ 44,823	$ 145,716	$ 245,471

The contractual final maturity distribution of the debt securities classified as held to maturity as of March 31 2015, are as follows:




		After One	After Five
	Within	But Within	But Within	After Ten
(In thousands)	One Year	Five Years	Ten Years	Years	Total
Held to Maturity (at fair value):
U.S. Agency Obligations	$ -	$ -	$ -	$ 22,059	$ 22,059
U.S. GSEs	-	-	9,707	-	9,707
FHLB Obligations	-	-	4,906	-	4,906
Agency CMOs	-	-	-	91,462	91,462
Agency MBSs	-	9	107	7,987	8,103
Total Held to Maturity	$ -	$ 9	$ 14,720	$ 121,508	$ 136,237
Held to Maturity (at amortized cost):
U.S. Agency Obligations	$ -	$ -	$ -	$ 21,387	$ 21,387
U.S. GSEs	-	-	9,512	-	9,512
FHLB Obligations	-	-	4,730	-	4,730
Agency CMOs	-	-	-	90,760	90,760
Agency MBSs	-	9	94	7,753	7,856
Total Held to Maturity	$ -	$ 9	$ 14,336	$ 119,900	$ 134,245

Actual maturities will differ from contractual maturities because borrowers may have rights to call or prepay obligations. Maturities of Agency MBSs and Agency CMOs in the tables above are based on final contractual maturities.


The following table presents the proceeds, gross gains and gross losses on available for sale securities for the three months ended March 31, 2015 and 2014.




(In thousands)	2015	2014
Proceeds	$ -	$ 26,641
Gross gains	-	225
Gross losses	-	-99
Net gains	$ -	$ 126

Securities with a carrying amount of $305.84 million and $317.22 million at March 31, 2015 and December 31, 2014, respectively, were pledged to secure U.S. Treasury borrowings, public deposits, securities sold under agreements to repurchase, and for other purposes required by law.

Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at March 31, 2015 were as follows:




	Less Than 12 Months		12 Months or More		Total
	Fair		Fair		Fair
(In thousands)	Value	Loss	Value	Loss	Value	Loss
Available for Sale:
FHLB Obligations	$ 5,103	$ 4	$ -	$ -	$ 5,103	$ 4
Agency MBSs	17,239	84	-	-	17,239	84
Agency CMBSs	5,087	25	17,479	218	22,566	243
Agency CMOs	6,577	35	7,258	57	13,835	92
Total Available for Sale	$ 34,006	$ 148	$ 24,737	$ 275	$ 58,743	$ 423
Held to Maturity:
U.S. Agency Obligations	$ -	$ -	$ -	$ -	$ -	$ -
Agency CMOs	7,926	44	6,428	71	14,354	115
Agency MBSs	-	-	-	-	-	-
Total Held to Maturity	$ 7,926	$ 44	$ 6,428	$ 71	$ 14,354	$ 115

Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position over our entire holding period, at December 31, 2014, were as follows:



	Less Than 12 Months		12 Months or More		Total
	Fair		Fair		Fair
(In thousands)	Value	Loss	Value	Loss	Value	Loss
Available for Sale:
U.S. Treasury Obligations	$ 5,080	$ 12	$ -	$ -	$ 5,080	$ 12
Agency MBSs	7,893	23	10,763	77	18,656	100
Agency CMBSs	-	-	17,478	372	17,478	372
Agency CMOs	11,384	49	10,962	190	22,346	239
Total Available for Sale	$ 24,357	$ 84	$ 39,203	$ 639	$ 63,560	$ 723
Held to Maturity:
U.S. Agency Obligations	$ -	$ -	$ -	$ -	$ -	$ -
U.S. GSEs	-	-	-	-	-	-
FHLB Obligations	-	-	-	-	-	-
Agency CMOs	14,338	108	43,911	411	58,249	519
Agency MBSs	-	-	-	-	-	-
Total Held to Maturity	$ 14,338	$ 108	$ 43,911	$ 411	$ 58,249	$ 519

There were no securities classified as trading at March 31, 2015 and December 31, 2014.


Unrealized losses on investment securities result from the cost basis of the security being higher than its current fair value. These discrepancies generally occur because of changes in interest rates since the time of purchase, or because the credit quality of the issuer has deteriorated. We perform a quarterly analysis of each security in our portfolio to determine if impairment exists, and if it does, whether that impairment is other-than-temporary.

At March 31, 2015, all of our Agency MBSs and Agency CMOs held were issued by U.S. government-sponsored entities and agencies, primarily the Federal National Mortgage Association (“FNMA”) and Federal Home Loan Mortgage Corp (“FHLMC”), institutions which the government has affirmed its commitment to support. Because the decline in fair value is attributable to changes in interest rates, and not credit quality, and because we do not have the intent to sell these securities and it is not likely that we will be required to sell the securities before their anticipated recovery, we do not consider these securities to be other-than-temporarily impaired at March 31, 2015.

We use external pricing services to obtain fair market values for our investment portfolio. We have obtained and reviewed the service providers’ pricing and reference data documentation. Evaluations are based on market data and vary by asset class and incorporate available trade, bid and other market information. Because many fixed income securities do not trade on a daily basis, the service provider’s evaluated pricing applications apply available information as applicable through processes such as benchmark curves, benchmarking of like securities, sector groupings, and matrix pricing, to prepare evaluations. In addition, model processes, such as the Option Adjusted Spread model are used to assess interest rate impact and develop prepayment scenarios, with inputs determined based on knowledge of the market. We periodically test the values provided to us by the pricing service by obtaining prices on all bonds from an alternative pricing source.

We do not intend to sell the investment securities that are in an unrealized loss position, and it is unlikely that we will be required to sell the investment securities before recovery of their amortized cost bases, which may be maturity. During the first quarter of 2014 and the third and fourth quarters of 2013, we transferred securities from available for sale to held to maturity. The unrealized holding loss at the time of transfer continues to be reported in accumulated other comprehensive income, net of tax and is amortized over the remaining lives of the securities as an adjustment of the yield. The amortization of the unamortized holding loss reported in accumulated other comprehensive income will offset the effect on interest income of the discount for the transferred securities. The remaining unamortized balance of the losses for the securities transferred from available for sale to held to maturity during 2014 was $4.15 million, or $2.70 million, net of tax at March 31, 2015.

Loans_And_The_Allowance_For_Cr

Loans And The Allowance For Credit Losses	3 Months Ended
Loans And The Allowance For Credit Losses	Mar. 31, 2015
Loans And The Allowance For Credit Losses [Abstract]
Loans And The Allowance For Credit Losses	NOTE 4: LOANS AND THE ALLOWANCE FOR CREDIT LOSSES

	The composition of our loan portfolio at March 31, 2015 and December 31, 2014 was as follows:



	(In thousands)		31-Mar-15		31-Dec-14
	Commercial, financial and agricultural	$	195,782	$	177,597
	Municipal loans		91,410		94,366
	Real estate loans – residential		461,459		469,529
	Real estate loans – commercial		419,500		412,447
	Real estate loans – construction		28,512		23,858
	Installment loans		3,454		4,504
	All other loans		53		33
	Total loans	$	1,200,170	$	1,182,334

	We primarily originate residential real estate, commercial, commercial real estate, municipal obligations and installment loans to customers throughout the state of Vermont. There are no significant industry concentrations in the loan portfolio. Total loans in the table above included $702 thousand and $734 thousand of net deferred loan origination costs at March 31, 2015 and December 31, 2014, respectively. The aggregate amount of overdrawn deposit balances classified as loan balances was $219 thousand and $235 thousand at March 31, 2015 and December 31, 2014, respectively.


	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2015:


			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815
	Charge-offs		-29		-		-55		-		-		-74		-		-158
	Recoveries		25		-		3		1		-		53		-		82
	Provision (credit)		41		-93		35		-35		23		71		-42		-
	Ending balance	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739


	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2014:




			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
	Charge-offs		-		-		-2		-		-		-		-20		-22
	Recoveries		2		-		18		-		-		-		3		23
	Provision (credit)		22		-75		255		34		-152		-		16		100
	Ending balance	$	3,378	$	693	$	3,352	$	5,119	$	360	$	18	$	9	$	12,929



	The allowance for credit losses consists of the allowance for loan losses and the reserve for undisbursed lines and letters of credit. The reserve for undisbursed lines and letters of credit is included in other liabilities on the balance sheet. The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at March 31, 2015:



			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Ending balance individually	$	68	$	-	$	110	$	-	$	-	$	-	$	-	$	178
	evaluated for impairment	$	68	$	-	$	110	$	-	$	-	$	-	$	-	$	178
	Ending balance collectively		3,300		543		3,000		5,217		438		63		-		12,561
	evaluated for impairment		3,300		543		3,000		5,217		438		63		-		12,561
	Totals	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739
	Financing receivables:
Ending balance individually	$	590	$	-	$	708	$	-	$	-	$	-	$	-	$	1,298
evaluated for impairment	$	590	$	-	$	708	$	-	$	-	$	-	$	-	$	1,298
Ending balance collectively		195,192		91,410		460,751		419,500		28,512		3,454		53		1,198,872
evaluated for impairment		195,192		91,410		460,751		419,500		28,512		3,454		53		1,198,872
Totals	$	195,782	$	91,410	$	461,459	$	419,500	$	28,512	$	3,454	$	53	$	1,200,170
Components:
Allowance for loan losses	$	2,859	$	530	$	3,024	$	5,149	$	364	$	63	$	-	$	11,989
Reserve for undisbursed		509		13		86		68		74		-		-		750
lines of credit		509		13		86		68		74		-		-		750
Total allowance for	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739
credit losses	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739


The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2014:



		Commercial,
		financial and				Real estate-		Real estate-		Real estate-
(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
Allowance for credit losses:
Ending balance individually	$	-	$	-	$	63	$	-	$	-	$	-	$	-	$	63
evaluated for impairment	$	-	$	-	$	63	$	-	$	-	$	-	$	-	$	63
Ending balance collectively		3,331		636		3,064		5,251		415		13		42		12,752
evaluated for impairment		3,331		636		3,064		5,251		415		13		42		12,752
Totals	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815
Financing receivables:
Ending balance individually	$	134	$	-	$	657	$	-	$	-	$	-	$	-	$	791
evaluated for impairment	$	134	$	-	$	657	$	-	$	-	$	-	$	-	$	791
Ending balance collectively		177,463		94,366		468,872		412,447		23,858		4,504		33		1,181,543
evaluated for impairment		177,463		94,366		468,872		412,447		23,858		4,504		33		1,181,543
Totals	$	177,597	$	94,366	$	469,529	$	412,447	$	23,858	$	4,504	$	33	$	1,182,334
Components:
Allowance for loan losses	$	2,583	$	623	$	3,038	$	5,209	$	325	$	13	$	42	$	11,833
Reserve for undisbursed		748		13		89		42		90		-		-		982
lines of credit		748		13		89		42		90		-		-		982
Total allowance for credit losses	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815

The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. The historical loss experience is determined by portfolio segment and is based on the actual loss history experienced by us over the most recent 5 years. This actual loss experience is supplemented with other factors based on the risks present for each portfolio segment. These factors include consideration of the following: levels of and trends in delinquencies and impaired loans; levels of and trends in charge-offs and recoveries; trends in volume and terms of loans; effects of any changes in risk selection and underwriting standards; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. Due to the added risks associated with loans which are graded as pass-watch, special mention, and substandard that are not classified as impaired, an additional analysis is performed to determine whether an allowance is needed that is not fully captured by the historical loss experience. While historical loss experience by loan segment and migration of loans into higher risk classifications are considered, the following factors are also considered in determining the level of needed allowance on such loans: the historical loss rates of loans specifically classified as pass-watch, special mention, or substandard; and the trends in the collateral on the loans included within these classifications. This analysis created an additional $702 thousand at March 31, 2015 compared to $1.23 million at December 31, 2014 in needed allowance for loan loss.




The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of March 31, 2015:

														91 Days or
		31-60		61-90		91 Days		Total						more past
		Days		Days		or More		Past						due and
(In thousands)		Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	497	$	-	$	-	$	497	$	195,285	$	195,782	$	-
Municipal		-		-		-		-		91,410		91,410		-
Real estate-residential:
First mortgage		68		-		471		539		424,182		424,721		-
Second mortgage		16		17		79		112		36,626		36,738		-
Real estate-commercial:
Owner occupied		-		-		-		-		178,060		178,060		-
Non-owner occupied		143		-		-		143		241,297		241,440		-
Real estate-construction:
Residential		-		-		-		-		2,739		2,739		-
Commercial		-		-		-		-		25,773		25,773		-
Installment		2		-		-		2		3,452		3,454		-
Other		-		-		-		-		53		53		-
Total	$	726	$	17	$	550	$	1,293	$	1,198,877	$	1,200,170	$	-

Of the total past due loans in the aging table above, $1.07 million are non-performing of which $0 are restructured loans and $0 were greater than 91 days past due and accruing. There were $228 thousand past due performing loans at March 31, 2015.


The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2014:

														91 Days or
		31-60		61-90		91 Days		Total						more past
		Days		Days		or More		Past						due and
(In thousands)		Past Due		Past Due		Past Due		Due		Current		Total		Accruing
Commercial, financial and agricultural	$	49	$	-	$	-	$	49	$	177,548	$	177,597	$	-
Municipal		-		-		-		-		94,366		94,366		-
Real estate-residential:
First mortgage		157		-		391		548		431,191		431,739		-
Second mortgage		33		-		79		112		37,678		37,790		-
Real estate-commercial:
Owner occupied		-		22		-		22		260,075		260,097		-
Non-owner occupied		202		-		-		202		152,148		152,350		-
Real estate-construction:
Residential		-		-		-		-		4,131		4,131		-
Commercial		-		-		-		-		19,727		19,727		-
Installment		-		-		-		-		4,504		4,504		-
Other		-		-		-		-		33		33		-
Total	$	441	$	22	$	470	$	933	$	1,181,401	$	1,182,334	$	-

Of the total past due loans in the aging table above, $519 thousand are non-performing, of which $0 are restructured loans and $0 are greater than 91 days past due and accruing. There were $414 thousand past due performing loans at December 31, 2014.

Impaired loans by class at March 31, 2015 and for the three months ended March 31, 2015 are as follows:


				Three Months Ended
				31-Mar-15
		Unpaid		Average
	Recorded	Principal	Related	Recorded
(In thousands)	Investment	Balance	Allowance	Investment
With no related allowance recorded
Commercial, financial and agricultural	$ 93	$ 96	$ -	$ 109
Real estate – residential:
First mortgage	154	283	-	147
Second mortgage	79	79	-	79
With related allowance recorded
Commercial, financial and agricultural	497	497	68	166
Real estate – residential:
First mortgage	458	458	93	439
Second mortgage	17	17	17	6
Real estate – commercial:
Owner occupied	-	-	-	-
Total
Commercial, financial and agricultural	590	593	68	275
Real estate – residential	708	837	110	671
Real estate – commercial	-	-	-	-
Total	$ 1,298	$ 1,430	$ 178	$ 946


Impaired loans by class at December 31, 2014 and for the three months ended March 31, 2014 are as follows:

				Three Months Ended
				31-Mar-14
		Unpaid		Average
	Recorded	Principal	Related	Recorded
(In thousands)	Investment	Balance	Allowance	Investment
With no related allowance recorded
Commercial, financial and agricultural	$ 134	$ 136	$ -	$ 34
Real estate – residential:
First mortgage	147	257	-	264
Second mortgage	79	79	-	174
Real estate – commercial:
Owner occupied	-	-	-	-
Installment	-	-	-	-
With related allowance recorded
Commercial, financial and agricultural	-	-	-	19
Real estate – residential:
First mortgage	431	432	63	164
Second mortgage	-	-	-	-
Real estate – commercial:
Owner occupied	-	-	-	162
Installment	-	-	-	-
Total
Commercial, financial and agricultural	134	136	-	53
Real estate – residential	657	768	63	602
Real estate – commercial	-	-	-	162
Total	$ 791	$ 904	$ 63	$ 817

Residential and commercial loans serviced for others at March 31, 2015 and December 31, 2014 amounted to approximately $13.66 million and $13.53 million, respectively.


Nonperforming loans at March 31, 2015 and December 31, 2014 are as follows:


(In thousands)		31-Mar-15		31-Dec-14
Nonaccrual loans	$	1,118	$	598
Loans greater than 90 days and accruing		-		-
Troubled debt restructurings ("TDRs")		180	$	193
Total nonperforming loans	$	1,298	$	791

Of the total TDRs in the table above, $58 thousand at March 31, 2015 and $63 thousand at December 31, 2014 are nonaccruing. We have reviewed all restructurings that occurred on or after January 1, 2015 for identification as TDRs. There were zero TDRs that were restructured during the three months ended March 31, 2015. We did not identify as a TDR any loan for which the allowance for credit losses had been measured under a general allowance for credit losses methodology.

TDRs represent balances where the existing loan was modified involving a concession in rate, term or payment amount due to the distressed financial condition of the borrower. All TDRs at March 31, 2015 continue to pay as agreed according to the modified terms and all but one of these loans is considered well-secured. At March 31, 2015, there were no commitments to lend additional funds to borrowers whose loans have been modified in a TDR. We had no commitments to lend additional funds to borrowers whose loans were in nonaccrual status or to borrowers whose loans were 91 days past due and still accruing at March 31, 2015. Interest income on restructured loans during the three months ended March 31, 2015 and 2014 was insignificant.

Nonaccrual loans by class as of March 31, 2015 and December 31, 2014 are as follows:


(In thousands)		31-Mar-15		31-Dec-14
Commercial, financial and agricultural	$	551	$	88
Real estate - residential:
First mortgage		471		431
Second mortgage		96		79
Total nonaccruing non-TDR loans		1,118		598
Nonaccruing TDR’s
Commercial, financial and agricultural		4		5
Real estate – residential:
First mortgage		54		58
Real estate - commercial:
Owner occupied		-		-
Total nonaccrual loans including TDRs	$	1,176	$	661

Commercial Grading System
We use risk rating definitions for our commercial loan portfolios and certain residential loans which are generally consistent with regulatory and banking industry norms. Loans are assigned a credit quality grade which is based upon Management’s on going assessment of risk based upon an evaluation of the quantitative and qualitative aspects of each credit. This assessment is a dynamic process and risk ratings are adjusted as each borrower’s financial situation changes. This process is designed to provide timely recognition of a borrower’s financial condition and appropriately focus Management resources.

Pass rated loans exhibit acceptable risk to the bank in terms of financial capacity to repay the loan as well as possessing acceptable fallback repayment sources, typically collateral and personal guarantees. Pass rated commercial loan relationships with a total exposure of $1 million or greater are subject to a formal annual review process; additionally, Management reviews the risk rating at the time of any late payments, overdrafts or other sign of deterioration in the interim.

Loans rated Pass-Watch require more than usual attention and monitoring by the account officer, though not to the extent that a formal remediation plan is warranted. Borrowers can be rated Pass-Watch based upon a weakened capital structure, marginally adequate cash flow and/or collateral coverage or early-stage declining trends in operations or financial condition.

Loans rated Special Mention possess potential weakness that may expose the bank to some risk of loss in the future. These loans require more frequent monitoring and formal reporting to Management.

Substandard loans reflect well-defined weaknesses in the current repayment capacity, collateral or net worth of the borrower with the possibility of some loss to the bank if these weaknesses are not corrected. Action plans are required for these loans to address the inherent weakness in the credit and are formally reviewed.

Residential Real Estate and Consumer Loans
We do not use a grading system for our performing residential real estate and consumer loans. Credit quality for these loans is based on performance and payment status.


Below is a summary of loans by credit quality indicator as of March 31, 2015:

						Pass-		Special		Sub-
(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	300	$	161,028	$	18,509	$	3,712	$	12,233	$	195,782
Municipal		32		81,858		7,631		1,889		-		91,410
Real estate – residential:
First mortgage		420,488		3,537		169		-		527		424,721
Second mortgage		36,721		-		-		-		17		36,738
Real estate – commercial:
Owner occupied		133		144,666		14,826		3,366		15,069		178,060
Non-owner occupied		199		216,536		22,299		660		1,746		241,440
Real estate – construction:
Residential		350		2,389				-		-		2,739
Commercial		150		23,690		37		-		1,896		25,773
Installment		3,454		-		-		-		-		3,454
All other loans		53		-		-		-		-		53
Total	$	461,880	$	633,704	$	63,471	$	9,627	$	31,488	$	1,200,170

Below is a summary of loans by credit quality indicator as of December 31, 2014:

						Pass-		Special		Sub-
(In thousands)		Unrated Residential and		Pass		Watch		Mention		Standard		Total
Commercial, financial and agricultural	$	352	$	143,813	$	21,563	$	3,942	$	7,927	$	177,597
Municipal		40		75,337		17,101		1,888		-		94,366
Real estate – residential:
First mortgage		428,073		3,046		170		-		450		431,739
Second mortgage		37,790		-		-		-		-		37,790
Real estate – commercial:
Owner occupied		187		220,651		18,708		1,378		19,173		260,097
Non-owner occupied		189		130,218		20,773		-		1,170		152,350
Real estate – construction:
Residential		288		3,843		-		-		-		4,131
Commercial		170		17,588		40		-		1,929		19,727
Installment		4,504		-		-		-		-		4,504
All other loans		33		-		-		-		-		33
Total	$	471,626	$	594,496	$	78,355	$	7,208	$	30,649	$	1,182,334

Fair_Value

Fair Value	3 Months Ended
Fair Value	Mar. 31, 2015
Fair Value [Abstract]
Fair Value	NOTE 5: FAIR VALUE

	We record certain assets and liabilities at fair value. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fair value measurements are also utilized to determine the initial value of certain assets and liabilities, to perform impairment assessments, and for disclosure purposes. We use quoted market prices and observable inputs to the maximum extent possible when measuring fair value. In the absence of quoted market prices, various valuation techniques are utilized to measure fair value. When possible, observable market data for identical or similar financial instruments are used in the valuation. When market data is not available, fair value is determined using valuation models that incorporate Management’s estimates of the assumptions a market participant would use in pricing the asset or liability.

	Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While Management believes our valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Furthermore, the reported fair value amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein. A more detailed description of the valuation methodologies used for assets and liabilities measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.

	The fair value hierarchy prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level 1 measurement) and the lowest priority to unobservable inputs (Level 3 measurements). The three levels of the fair value hierarchy are described below:

		Ø		Level 1 - Unadjusted quoted prices in active markets that are accessible at the measurement date for identical, unrestricted assets or liabilities.

		Ø		Level 2 - Quoted prices for similar assets or liabilities in active markets, quoted prices in markets that are not active, or inputs that are observable, either directly or indirectly, for substantially the full term of the asset or liability.

		Ø		Level 3 - Prices or valuation techniques that require inputs that are both significant to the fair value measurement and unobservable (i.e. supported by little or no market activity).

	A financial instrument’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement.

	The types of instruments valued based on quoted market prices in active markets include most U.S. government and agency securities, liquid mortgage products, active listed equities and most money market securities. Such instruments are generally classified within Level 1 or Level 2 of the fair value hierarchy. We do not adjust the quoted price for such instruments.

	The types of instruments valued based on quoted prices in markets that are not active, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency include most investment-grade and high-yield corporate bonds; less liquid mortgage products, agency securities, listed equities, state, municipal and provincial obligations; and certain physical commodities. Such instruments are generally classified within Level 2 of the fair value hierarchy.

	Level 3 is for positions that are not traded in active markets or are subject to transfer restrictions; valuations are adjusted to reflect illiquidity and/or non-transferability, and such adjustments are generally based on available market evidence. In the absence of such evidence, Management’s best estimate will be used. Management’s best estimate consists of both internal and external support on certain Level 3 investments. Subsequent to inception, Management only changes Level 3 inputs and assumptions when corroborated by evidence such as transactions in similar instruments, completed or pending third-party transactions in the underlying investment or comparable entities, subsequent rounds of financing, recapitalizations and other transactions across the capital structure, offerings in the equity or debt markets, and changes in financial ratios or cash flows.


	Financial instruments on a recurring basis
	The table below presents the balance of financial assets and liabilities at March 31, 2015 measured at fair value on a recurring basis:




			Fair Value Measurements at Reporting Date Using
			Quoted Prices in	Significant
			Active Markets	Other	Significant
			for Identical	Observable	Unobservable
			Assets	Inputs	Inputs
	(In thousands)	Total	(Level 1)	(Level 2)	(Level 3)
	Assets
	U.S. Treasury Obligations	$ 25,322	$ -	$ 25,322	$ -
	FHLB Obligations	10,134		10,134
	Agency MBSs	116,347	-	116,347	-
	Agency CMBSs	24,856	-	24,856	-
	Agency CMOs	71,944	-	71,944	-
	ABSs	384	-	384	-
	Interest rate swap agreements	936	-	936	-
	Total assets	$ 249,923	$ -	$ 249,923	$ -
	Liabilities
	Interest rate swap agreements	1,383	-	1,383	-
	Total liabilities	$ 1,383	$ -	$ 1,383	$ -

	The table below presents the balance of financial assets and liabilities at December 31, 2014 measured at fair value on a recurring basis:




			Fair Value Measurements at Reporting Date Using
			Quoted Prices in	Significant
			Active Markets	Other	Significant
			for Identical	Observable	Unobservable
			Assets	Inputs	Inputs
	(In thousands)	Total	(Level 1)	(Level 2)	(Level 3)
	Assets
	U.S. Treasury Obligations	$ 25,093	$ -	$ 25,093	$ -
	Agency MBSs	95,407	-	95,407	-
	Agency CMBSs	21,704	-	21,704	-
	Agency CMOs	60,882	-	60,882	-
ABSs	387	-	387	-
Interest rate swap agreements	618	-	618	-
Total assets	$ 204,091	$ -	$ 204,091	$ -
Liabilities
Interest rate swap agreements	1,096	-	1,096	-
Total liabilities	$ 1,096	$ -	$ 1,096	$ -

Investment securities are reported at fair value utilizing Level 2 inputs. The prices for these instruments are obtained through an independent pricing service or dealer market participant with whom we have historically transacted both purchases and sales of investment securities. Prices obtained from these sources include market quotations and matrix pricing. The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things. More information regarding our investment securities can be found in Note 3 to these consolidated financial statements.

The interest rate swaps are reported at their fair value utilizing Level 2 inputs from third parties. The fair value of our interest rate swaps are determined using prices obtained from a third party advisor. The fair value measurement of the interest rate swap is determined by netting the discounted future fixed cash payments and the discounted expected variable cash receipts. The variable cash receipts are based on the expectation of future interest rates derived from observed market interest rate curves.

There were no transfers between Level 1 and Level 2 for the three months ended March 31, 2015 and 2014. There were no Level 3 assets measured at fair value on a recurring basis at March 31, 2015 or December 31, 2014.

Financial instruments on a non-recurring basis
Certain financial assets are also measured at fair value on a non-recurring basis; however, they were not material at March 31, 2015 or December 31, 2014. These financial assets include impaired loans and OREO.

The table below presents the balance of financial instruments by class at March 31, 2015 measured at fair value:




	Carrying
(In thousands)	Amount	Fair Value	Level 1	Level 2	Level 3
Cash and cash equivalents	$ 67,919	$ 67,919	$ 67,919	$ -	$ -
Securities available for sale	248,987	248,987	-	248,987	-
Securities held to maturity	134,245	136,237	-	136,237	-
FHLB stock	4,378	N/A	N/A	N/A	N/A
Loans, net of allowance for loan losses	1,188,181	1,192,612	-	-	1,192,612
Interest rate swap agreement	936	936	-	936	-
Accrued interest receivable	4,147	4,147	4	932	3,211
Total assets	$ 1,648,793	$ 1,650,838	$ 67,923	$ 387,092	$
Total assets	$ 1,648,793	$ 1,650,838	$ 67,923	$ 387,092	1,195,823
Deposits	$ 1,329,797	$ 1,330,130	$ 1,125,364	$ 204,766	$ -
Securities sold under agreement to repurchase	206,386	206,364	-	206,364	-
Other long-term debt	2,300	2,284	-	2,284	-
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	14,677	-	14,677	-
Interest rate swap agreement	1,383	1,383	-	1,383	-
Accrued interest payable	156	156	18	138	-
Total liabilities	$ 1,560,641	$ 1,554,994	$ 1,125,382	$ 429,612	$ -

The table below presents the balance of financial instruments by class at December 31, 2014 measured at fair value:



	Carrying
(In thousands)	Amount	Fair Value	Level 1	Level 2	Level 3
Cash and cash equivalents	$ 154,459	$ 154,459	$ 154,459	$ -	$ -
Securities available for sale	203,473	203,473	-	203,473	-
Securities held to maturity	138,421	139,171	-	139,171	-
FHLB stock	4,378	N/A	N/A	N/A	N/A
Loans, net of allowance for loan losses	1,170,501	1,172,517	-	-	1,172,517
Interest rate swap agreement	618	618	-	618	-
Accrued interest receivable	3,787	3,787	-	847	2,940
Total assets	$ 1,675,637	$ 1,674,025	$ 154,459	$ 344,109	$
Total assets	$ 1,675,637	$ 1,674,025	$ 154,459	$ 344,109	1,175,457
Deposits	$ 1,308,772	$ 1,308,904	$ 1,097,088	$ 211,816	$ -
Securities sold under agreement to repurchase	258,464	258,438	-	258,438	-
Other long-term debt	2,320	2,277	-	2,277	-
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	14,476	-	14,476	-
Interest rate swap agreement	1,096	1,096	-	1,096	-
Accrued interest payable	165	165	19	146	-
Total liabilities	$ 1,591,436	$ 1,585,356	$ 1,097,107	$ 488,249	$ -

The carrying amounts reported in the consolidated balance sheets for cash and cash equivalents, accrued interest receivable and accrued interest payable approximate fair value. It is not practical to determine the fair value of FHLB stock due to restrictions placed on its transferability.

The methodologies for other financial assets and financial liabilities are discussed below.

Loans - The fair value for loans is estimated using discounted cash flow analyses, using interest rates and spreads currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

Deposits - The fair value of deposits with no stated maturity, which includes demand, savings, interest bearing checking and money market accounts, is equal to the amount payable on demand resulting in a Level 1 classification. The fair value of variable rate, fixed term certificates of deposit also approximates the carrying amount reported in the consolidated balance sheets. The fair value of fixed rate and fixed term certificates of deposit is estimated using a discounted cash flow method which applies interest rates currently being offered for deposits of similar remaining maturities resulting in a Level 2 classification.

Debt - The fair value of debt is estimated using current market rates for borrowings of similar remaining maturity resulting in a Level 2 classification.

Commitments to Extend Credit and Standby Letters of Credit - The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. The fair value of financial standby letters of credit is based on fees currently charged for similar agreements or on the estimated cost to terminate them or otherwise settle the obligations with the counterparties. The fair value of commitments to extend credit and standby letters of credit is approximately $41 thousand at March 31, 2015 and $47 thousand as of December 31, 2014, respectively.

Limitations ‑ Fair value estimates are made at a specific point in time based on relevant market information and information about the financial instruments. Because no market exists for a significant portion of the financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments, and other such factors.

These estimates do not reflect any premium or discount that could result from offering for sale at one time our entire holdings of a particular financial instrument. These estimates are subjective in nature and require considerable judgment to interpret market data. Accordingly, the estimates presented herein are not necessarily indicative of the amounts we could realize in a current market exchange, nor are they intended to represent the fair value of us as a whole. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts. The fair value estimates presented herein are based on pertinent information available to Management as of the respective balance sheet date. Although we are not aware of any factors that would significantly affect the estimated fair value amounts, such amounts have not been comprehensively revalued since the presentation dates, and therefore, estimates of fair value after the balance sheet date may differ significantly from the amounts presented herein.

Other significant assets, such as premises and equipment, other assets, and liabilities not defined as financial instruments, are not included in the above disclosures. Also, the fair value estimates for deposits do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market.

Employee_Benefit_Plans

Employee Benefit Plans	3 Months Ended
	Mar. 31, 2015
Employee Benefit Plans [Abstract]
Employee Benefit Plans	NOTE 6: EMPLOYEE BENEFIT PLANS

	Pension Plan
	Prior to January 1995, we maintained a noncontributory defined benefit plan (the “Pension Plan”) covering all eligible employees. During 1995, the Pension Plan was curtailed. Accordingly, all accrued benefits were fully vested and no additional years of service or age will be accrued.

	The following tables summarize the components of net periodic benefit cost and other changes in Pension Plan assets and benefit obligations recognized for the three months ended March 31, 2015 and 2014:





	(In thousands)	2015	2014
	Interest cost	$ 112	$ 116
	Expected return on plan assets	-264	-265
	Service costs	13	10
	Net loss amortization	103	32
	Net periodic pension cost	$ (36)	$ (107)

	We have no minimum required contribution for 2015.

	Our Pension Investment Policy Statement sets forth the investment objectives and constraints of the Pension Plan. The purpose of the policy is to assist our Retirement Plan Committee in effectively supervising, monitoring, and evaluating the Pension Plan.

Earnings_Per_Share

Earnings Per Share	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Earnings Per Share	NOTE 7: EARNINGS PER SHARE

	The following table presents reconciliations of the calculations of basic and diluted earnings per share for the three months ended March 31, 2015 and 2014:



	(In thousands except per share data)	2015	2014
	Net income	$ 3,336	$ 3,403
	Weighted average common shares outstanding	6,329	6,320
	Dilutive effect of common stock equivalents	13	22
	Weighted average common and common equivalent
	shares outstanding	6,342	6,342
	Basic earnings per common share	$ 0.53	$ 0.54
	Diluted earnings per common share	$ 0.53	$ 0.54

	Basic earnings per common share were computed by dividing net income by the weighted average number of shares of common stock outstanding for the three months ended March 31, 2015 and 2014. The computation of diluted earnings per share includes the effect of assumed exercises of outstanding stock options. There were no anti-dilutive options outstanding for the three months ended March 31, 2015 or 2014.

Stock_Repurchase_Program

Stock Repurchase Program	3 Months Ended
Stock Repurchase Program	Mar. 31, 2015
Stock Repurchase Program [Abstract]
Stock Repurchase Program	NOTE 8: STOCK REPURCHASE PROGRAM

	We extended our stock buyback program through January 2016. Under the program, which was originally adopted in January 2007, we may repurchase up to 200,000 shares of our common stock on the open market from time to time, and have purchased 143,475 shares at an average price per share of $23.00 since the program’s adoption. We did not repurchase any of our shares during 2014 or during the three months ended March 31, 2015, and do not expect to repurchase shares in the near future.

Commitments_And_Contingencies

Commitments And Contingencies	3 Months Ended
Commitments And Contingencies	Mar. 31, 2015
Commitments And Contingencies [Abstract]
Commitments And Contingencies	NOTE 9: COMMITMENTS AND CONTINGENCIES

	Financial Instruments with Off-Balance Sheet Risk
	We are a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of our customers. These financial instruments primarily include commitments to extend credit and financial guarantees. Such instruments involve, to varying degrees, elements of credit and interest rate risk that are not recognized in the accompanying consolidated balance sheets.

	Disclosures are required regarding liability-recognition for the fair value at issuance of certain guarantees. We do not issue any guarantees that would require liability-recognition or disclosure, other than our standby letters of credit. We have issued conditional commitments in the form of standby letters of credit to guarantee payment on behalf of a customer and guarantee the performance of a customer to a third party. Standby letters of credit generally arise in connection with lending relationships. The credit risk involved in issuing these instruments is essentially the same as that involved in extending loans to customers. Contingent obligations under standby letters of credit totaled approximately $5.74 million and $8.77 million at March 31, 2015 and December 31, 2014, respectively, and represent the maximum potential future payments we could be required to make. Typically, these instruments have terms of 12 months or less and expire unused; therefore, the total amounts do not necessarily represent future cash requirements. Each customer is evaluated individually for creditworthiness under the same underwriting standards used for commitments to extend credit and on-balance sheet instruments. Our policies governing loan collateral apply to standby letters of credit at the time of credit extension. Loan-to-value ratios are generally consistent with loan-to-value requirements for other commercial loans secured by similar types of collateral.

	We may enter into commitments to sell loans, which involve market and interest rate risk. There were no such commitments at March 31, 2015 or December 31, 2014.

	Legal Proceedings
	We have been named as defendants in various legal proceedings arising from our normal business activities. Although the amount of any ultimate liability with respect to such proceedings cannot be determined, in the opinion of Management, based upon input from counsel on the outcome of such proceedings, any such liability will not have a material effect on our financial condition and results of operations.

Accumulated_Other_Comprehensiv

Accumulated Other Comprehensive Income (Loss)	3 Months Ended
Accumulated Other Comprehensive Income (Loss)	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Other Comprehensive Income (Loss)	NOTE 10: ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)

	The following tables present the changes in accumulated other comprehensive (loss) by component, net of tax, for the three months ending March 31, 2015 and 2014:



			Unrealized
			(Gains)
			Losses on
			Securities
		Unrealized	Transferred
		(Gains) Losses	From			Accumulated
		on Securities	Available-For-			Other
		Available-For-	Sale to Held-	Pension	Interest Rate	Comprehensive
	(In thousands)	Sale	To-Maturity	Plan	Swaps	Income (Loss)
	Beginning Balance December 31, 2014	$ 1,482	$ (2,824)	$ (3,395)	$ (311)	$ (5,048)
	Other comprehensive income before reclassifications	783	-	-	21	804
	Transfer of securities from available-for-sale to held-to-maturity	-	-	-	-	-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	-	124	-	-	124
	Reclassification adjustments for (gains) losses reclassified into income	-	-	67	-	67
	Net current period other comprehensive income	783	124	67	21	995
	Balance March 31, 2015	$ 2,265	$ (2,700)	$ (3,328)	$ (290)	$ (4,053)



			Unrealized
			(Gains)
			Losses on
			Securities
		Unrealized	Transferred
		(Gains) Losses	From			Accumulated
		on Securities	Available-For-			Other
		Available-For-	Sale to Held-	Pension	Interest Rate	Comprehensive
	(In thousands)	Sale	To-Maturity	Plan	Swaps	Income (Loss)
	Beginning Balance December 31, 2013	$ (162)	$ (3,296)	$ (1,790)	$ (472)	$ (5,720)
	Other comprehensive income before reclassifications	792	-	-	41	833
	Transfer of securities from available-for-sale to held-to-maturity	-8	8	-	-	-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	-	113	-	-	113
	Reclassification adjustments for (gains) losses reclassified into income	-82	-	21	-	-61
	Net current period other comprehensive income	702	121	21	41	885
	Balance March 31, 2014	$ 540	$ (3,175)	$ (1,769)	$ (431)	$ (4,835)

	All amounts in the tables above are net of tax. Amounts in parentheses indicate debits.

	Details of amounts reclassified from accumulated comprehensive income for the three months ended March 31, 2015 and 2014 are presented below based upon their impact on net income:




	Details about Accumulated Other
	Comprehensive Income Components	March 31,		March 31,		Affected Line Item in the Statement
	(In thousands)	2015		2014		Where Net Income is Presented
	Unrealized gains on securities	$	-	$	126	Net gains on investment securities
			-		126	Total before tax
			-		-44	Provision for income taxes
		$	-	$	82	Net of tax

	Amortization of actuarial loss for
	defined benefit pension plan	$	-103	$	-32	Compensation and benefits
			-103		-32	Total before tax
			36		11	Provision for income taxes
		$	-67	$	-21	Net of tax

	Total reclassification adjustments	$	-67	$	61

Derivative_Financial_Instrumen

Derivative Financial Instruments	3 Months Ended
Derivative Financial Instruments	Mar. 31, 2015
Derivative Financial Instruments [Abstract]
Derivative Financial Instruments	NOTE 11: DERIVATIVE FINANCIAL INSTRUMENTS

	At March 31, 2015 and December 31, 2014, we had an interest rate swap with a notional amount of $10 million that was designated as a cash flow hedge. The swap was used to convert a portion of the floating rate interest on our trust preferred issuance to a fixed rate of interest. Each quarter we assess the effectiveness of the hedging relationships by comparing the changes in cash flows of the derivative hedging instruments with the changes in cash flows of the designated hedged item. There was no ineffective portion recognized in earnings during the three months ended March 31, 2015 or March 31, 2014. The fair value of $(447) thousand and $(479) thousand was reflected in other comprehensive income in the accompanying consolidated balance sheets at March 31, 2015 and December 31, 2014, respectively.

	We entered into interest rate swaps with a notional amount of $39.0 million with certain of our commercial customers. In order to minimize our risk, these customer derivatives (pay floating/receive fixed swaps) have been offset with essentially matching interest rate swaps with our counterparty totaling $39.0 million (pay fixed/receive floating swaps). At March 31, 2015, the weighted average receive rate of these interest rate swaps was 1.86%, the weighted average pay rate was 3.64% and the weighted average maturity was 11.8 years. The fair values of $936 thousand and $936 thousand were reflected in other assets and other liabilities, respectively, in the accompanying consolidated balance sheets at March 31, 2015. The fair values of $618 thousand and $618 thousand were reflected in other assets and other liabilities, respectively, in the accompanying consolidated balance sheets at December 31, 2014. Hedge accounting has not been applied for these derivatives. Because the terms of the swaps with our customer and the other financial institution offset each other, with the only difference being counterparty credit risk, changes in the fair value of the underlying derivative contracts are not materially different and do not significantly impact our results of operations.

	We entered into interest rate swaps with notional amounts totaling $9.35 million at March 31, 2015, and $9.36 million at December 31, 2014, that were designated as fair value hedges of certain fixed rate loans with municipalities. At March 31, 2015, the weighted average receive rate of these interest rate swaps was 1.56%, the weighted average pay rate was 3.26% and the weighted average maturity was 17.3 years. The ineffective portion of the interest swaps was immaterial and as such, amounts are not recognized in earnings.

	We assessed our counterparty risk at March 31, 2015 and determined any credit risk inherent in our derivative contracts was insignificant. Information about the fair value of derivative financial instruments can be found in Note 5 to these consolidated financial statements.

Subsequent_Events

Subsequent Events	3 Months Ended
Subsequent Events	Mar. 31, 2015
Subsequent Events [Abstract]
Subsequent Events	NOTE 12: SUBSEQUENT EVENTS

	On April 27, 2015 Merchants Bancshares, Inc. (“Merchants”) announced the signing of a definitive agreement pursuant to which Merchants Bancshares, Inc. will acquire NUVO Bank & Trust Company (“NUVO) for approximately $21.8 million in stock and cash, which represents $7.15 per share.

	Under the terms of the agreement, shareholders of NUVO will be entitled to elect to receive either 0.2416 shares of Merchants common stock or $7.15 in cash for each share of NUVO common stock outstanding, subject to total consideration being comprised of approximately 75% stock and 25% cash. Holders of NUVO common stock options will receive a cash payment for the difference between $7.15 and the exercise price of the option, while warrant holders of NUVO may either be cashed out in a similar fashion or receive an equivalent warrant to acquire Merchants stock. The merger price of $7.15 per share is equivalent to approximately 133% of NUVO’s tangible book value at December 31, 2014 and 51.9 times NUVO’s last twelve months’ earnings.

	The agreement has been approved by both of the Boards of Directors of Merchants and NUVO. The closing is anticipated to occur during the fourth quarter of 2015, subject to approval by NUVO shareholders, receipt of required regulatory approvals and other customary closing conditions. Merchants expects the transaction to be accretive to its earnings in the first full year of combined operations.

	For further information, reference is made to the Form 8-K filed by the Company with the SEC on April 27, 2015.

Financial_Statement_Presentati1

Financial Statement Presentation (Policy)	3 Months Ended
Financial Statement Presentation (Policy)	Mar. 31, 2015
Financial Statement Presentation [Abstract]
Basis of Presentation	Basis of Presentation
	The accompanying unaudited interim consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and the instructions to the Quarterly Report on Form 10-Q and Rule 10-01 of Regulation S-X promulgated under the Securities Exchange Act of 1934, as amended. Accordingly, they do not include all of the information and notes required by GAAP for complete financial statements. All adjustments necessary for a fair presentation of our interim consolidated financial statements as of March 31, 2015 and December 31, 2014 and for the three months ended March 31, 2015 and 2014 have been included. The information was prepared from our unaudited financial statements and the unaudited financial statements of our subsidiaries, Merchants Bank and MBVT Statutory Trust I. Amounts reported for prior periods are reclassified, where necessary, to be consistent with the current period presentation.

Managementbs Use of Estimates in Preparation of Financial Statements	Management’s Use of Estimates in Preparation of Financial Statements
	The preparation of financial statements in conformity with GAAP requires Management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of income and expenses during the reporting periods. The most significant estimates include those used in determining the allowance for credit losses, income taxes, interest income recognition on loans and investments and analysis of other-than-temporary impairment of our investment securities portfolio. Operating results in the future may vary from the amounts derived from Management's estimates and assumptions.

Investment_Securities_Tables

Investment Securities (Tables)	3 Months Ended
Investment Securities (Tables)	Mar. 31, 2015
Investment Securities [Abstract]
Summary Of Amortized Cost And Fair Values Of Securitiies Classified As Available For Sale And Held To Maturity	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of March 31, 2015 are as follows:




			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Available for Sale:
	U.S. Treasury Obligations	$ 25,051	$ 271	$ -	$ 25,322
	Federal Home Loan Bank ("FHLB") Obligations	10,119	19	4	10,134
	Residential Real Estate Mortgage-backed Securities ("Agency MBSs")	113,454	2,977	84	116,347
	Agency Commercial Mortgage Backed Securities ("Agency CMBSs")	25,080	19	243	24,856
	Agency Collateralized Mortgage Obligations ("Agency CMOs")	71,423	613	92	71,944
	Asset Backed Securities ("ABSs")	344	40	-	384
	Total Available for Sale	$ 245,471	$ 3,939	$ 423	$ 248,987
			Gross	Gross
		Amortized	Unrecognized	Unrecognized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Held to Maturity:
	U.S. Agency Obligations	$ 21,387	$ 672	$ -	22,059
	U.S. Government Sponsored Enterprises ("U.S. GSEs")	9,512	195	-	9,707
	FHLB Obligations	4,730	176	-	4,906
	Agency CMOs	90,760	817	115	91,462
	Agency MBSs	7,856	247	-	8,103
	Total Held to Maturity	$ 134,245	$ 2,107	$ 115	$ 136,237

	The amortized cost and fair values of the securities classified as available for sale and held to maturity as of December 31, 2014 are as follows:



			Gross	Gross
		Amortized	Unrealized	Unrealized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Available for Sale:
	U.S. Treasury Obligations	$ 25,048	$ 57	$ 12	$ 25,093
	Agency MBSs	92,827	2,680	100	95,407
	Agency CMBSs	22,056	20	372	21,704
	Agency CMOs	60,880	241	239	60,882
	ABSs	351	36	-	387
	Total Available for Sale	$ 201,162	$ 3,034	$ 723	$ 203,473
			Gross	Gross
		Amortized	Unrecognized	Unrecognized	Fair
	(In thousands)	Cost	Gains	Losses	Value
	Held to Maturity:
	U.S. Agency Obligations	$ 22,072	$ 597	$ -	$ 22,669
	U.S. GSEs	9,498	59	-	9,557
	FHLB Obligations	4,720	100	-	4,820
	Agency CMOs	94,022	280	519	93,783
	Agency MBSs	8,109	233	-	8,342
	Total Held to Maturity	$ 138,421	$ 1,269	$ 519	$ 139,171


Summary Of Contractual Maturity Distribution Of Debt Securities Classified As Available For Sale And Held To Maturity	The contractual final maturity distribution of the debt securities classified as available for sale as of March 31, 2015, are as follows:



			After One	After Five
		Within	But Within	But Within	After Ten
	(In thousands)	One Year	Five Years	Ten Years	Years	Total
	Available for Sale (at fair value):
	U.S. Treasury Obligations	$ -	$ 25,322	$ -	$ -	$ 25,322
	FHLB Obligations	-	10,134	-	-	10,134
	Agency MBSs	26	4,152	38,391	73,778	116,347
	Agency CMBSs	2,291	13,313	5,087	4,165	24,856
	Agency CMOs	-	-	2,133	69,811	71,944
	ABSs	-	-	-	384	384
	Total Available for Sale	$ 2,317	$ 52,921	$ 45,611	$ 148,138	$ 248,987
	Available for Sale (at amortized cost):
	U.S. Treasury Obligations	$ -	$ 25,051	$ -	$ -	$ 25,051
	FHLB Obligations	-	10,119	-	-	10,119
	Agency MBSs	26	4,014	37,592	71,822	113,454
	Agency CMBSs	2,271	13,451	5,112	4,246	25,080
	Agency CMOs	-	-	2,119	69,304	71,423
	ABSs	-	-	-	344	344
	Total Available for Sale	$ 2,297	$ 52,635	$ 44,823	$ 145,716	$ 245,471

	The contractual final maturity distribution of the debt securities classified as held to maturity as of March 31 2015, are as follows:




			After One	After Five
		Within	But Within	But Within	After Ten
	(In thousands)	One Year	Five Years	Ten Years	Years	Total
	Held to Maturity (at fair value):
	U.S. Agency Obligations	$ -	$ -	$ -	$ 22,059	$ 22,059
	U.S. GSEs	-	-	9,707	-	9,707
	FHLB Obligations	-	-	4,906	-	4,906
	Agency CMOs	-	-	-	91,462	91,462
	Agency MBSs	-	9	107	7,987	8,103
	Total Held to Maturity	$ -	$ 9	$ 14,720	$ 121,508	$ 136,237
	Held to Maturity (at amortized cost):
	U.S. Agency Obligations	$ -	$ -	$ -	$ 21,387	$ 21,387
	U.S. GSEs	-	-	9,512	-	9,512
	FHLB Obligations	-	-	4,730	-	4,730
	Agency CMOs	-	-	-	90,760	90,760
	Agency MBSs	-	9	94	7,753	7,856
	Total Held to Maturity	$ -	$ 9	$ 14,336	$ 119,900	$ 134,245


Summary of Proceeds, Gross Gains and Gross Losses
	(In thousands)	2015	2014
	Proceeds	$ -	$ 26,641
	Gross gains	-	225
	Gross losses	-	-99
	Net gains	$ -	$ 126


Summary Of Gross Unrealized Losses On Investment Securities	Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position, at March 31, 2015 were as follows:




		Less Than 12 Months		12 Months or More		Total
		Fair		Fair		Fair
	(In thousands)	Value	Loss	Value	Loss	Value	Loss
	Available for Sale:
	FHLB Obligations	$ 5,103	$ 4	$ -	$ -	$ 5,103	$ 4
	Agency MBSs	17,239	84	-	-	17,239	84
	Agency CMBSs	5,087	25	17,479	218	22,566	243
	Agency CMOs	6,577	35	7,258	57	13,835	92
	Total Available for Sale	$ 34,006	$ 148	$ 24,737	$ 275	$ 58,743	$ 423
	Held to Maturity:
	U.S. Agency Obligations	$ -	$ -	$ -	$ -	$ -	$ -
	Agency CMOs	7,926	44	6,428	71	14,354	115
	Agency MBSs	-	-	-	-	-	-
	Total Held to Maturity	$ 7,926	$ 44	$ 6,428	$ 71	$ 14,354	$ 115

	Gross unrealized losses on investment securities and the fair value of the related securities, aggregated by investment category and length of time that individual securities have been in continuous unrealized loss position over our entire holding period, at December 31, 2014, were as follows:



		Less Than 12 Months		12 Months or More		Total
		Fair		Fair		Fair
	(In thousands)	Value	Loss	Value	Loss	Value	Loss
	Available for Sale:
	U.S. Treasury Obligations	$ 5,080	$ 12	$ -	$ -	$ 5,080	$ 12
	Agency MBSs	7,893	23	10,763	77	18,656	100
	Agency CMBSs	-	-	17,478	372	17,478	372
	Agency CMOs	11,384	49	10,962	190	22,346	239
	Total Available for Sale	$ 24,357	$ 84	$ 39,203	$ 639	$ 63,560	$ 723
	Held to Maturity:
	U.S. Agency Obligations	$ -	$ -	$ -	$ -	$ -	$ -
	U.S. GSEs	-	-	-	-	-	-
	FHLB Obligations	-	-	-	-	-	-
	Agency CMOs	14,338	108	43,911	411	58,249	519
	Agency MBSs	-	-	-	-	-	-
	Total Held to Maturity	$ 14,338	$ 108	$ 43,911	$ 411	$ 58,249	$ 519

Loans_And_The_Allowance_For_Cr1

Loans And The Allowance For Credit Losses (Tables)	3 Months Ended
Loans And The Allowance For Credit Losses (Tables)	Mar. 31, 2015
Loans And The Allowance For Credit Losses [Abstract]
Composition Of The Loan Portfolio
	(In thousands)		31-Mar-15		31-Dec-14
	Commercial, financial and agricultural	$	195,782	$	177,597
	Municipal loans		91,410		94,366
	Real estate loans – residential		461,459		469,529
	Real estate loans – commercial		419,500		412,447
	Real estate loans – construction		28,512		23,858
	Installment loans		3,454		4,504
	All other loans		53		33
	Total loans	$	1,200,170	$	1,182,334


Loan Loss Experience And Activity In The Allowance For Credit Losses	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2015:


			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815
	Charge-offs		-29		-		-55		-		-		-74		-		-158
	Recoveries		25		-		3		1		-		53		-		82
	Provision (credit)		41		-93		35		-35		23		71		-42		-
	Ending balance	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739


	The following table reflects our loan loss experience and activity in the allowance for credit losses by portfolio segment for the three months ended March 31, 2014:




			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Beginning balance	$	3,354	$	768	$	3,081	$	5,085	$	512	$	18	$	10	$	12,828
	Charge-offs		-		-		-2		-		-		-		-20		-22
	Recoveries		2		-		18		-		-		-		3		23
	Provision (credit)		22		-75		255		34		-152		-		16		100
	Ending balance	$	3,378	$	693	$	3,352	$	5,119	$	360	$	18	$	9	$	12,929


Allowance For Loan Losses And The Recorded Investment In Loans	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at March 31, 2015:



			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Ending balance individually	$	68	$	-	$	110	$	-	$	-	$	-	$	-	$	178
	evaluated for impairment	$	68	$	-	$	110	$	-	$	-	$	-	$	-	$	178
	Ending balance collectively		3,300		543		3,000		5,217		438		63		-		12,561
	evaluated for impairment		3,300		543		3,000		5,217		438		63		-		12,561
	Totals	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739
	Financing receivables:
	Ending balance individually	$	590	$	-	$	708	$	-	$	-	$	-	$	-	$	1,298
	evaluated for impairment	$	590	$	-	$	708	$	-	$	-	$	-	$	-	$	1,298
	Ending balance collectively		195,192		91,410		460,751		419,500		28,512		3,454		53		1,198,872
	evaluated for impairment		195,192		91,410		460,751		419,500		28,512		3,454		53		1,198,872
	Totals	$	195,782	$	91,410	$	461,459	$	419,500	$	28,512	$	3,454	$	53	$	1,200,170
	Components:
	Allowance for loan losses	$	2,859	$	530	$	3,024	$	5,149	$	364	$	63	$	-	$	11,989
	Reserve for undisbursed		509		13		86		68		74		-		-		750
	lines of credit		509		13		86		68		74		-		-		750
	Total allowance for	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739
	credit losses	$	3,368	$	543	$	3,110	$	5,217	$	438	$	63	$	-	$	12,739


	The following presents the balance in the allowance for loan losses and the recorded investment in loans by portfolio segment based upon impairment method at December 31, 2014:



			Commercial,
			financial and				Real estate-		Real estate-		Real estate-
	(In thousands)		agricultural		Municipal		residential		commercial		construction		Installment		All Other		Total
	Allowance for credit losses:
	Ending balance individually	$	-	$	-	$	63	$	-	$	-	$	-	$	-	$	63
	evaluated for impairment	$	-	$	-	$	63	$	-	$	-	$	-	$	-	$	63
	Ending balance collectively		3,331		636		3,064		5,251		415		13		42		12,752
	evaluated for impairment		3,331		636		3,064		5,251		415		13		42		12,752
	Totals	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815
	Financing receivables:
	Ending balance individually	$	134	$	-	$	657	$	-	$	-	$	-	$	-	$	791
	evaluated for impairment	$	134	$	-	$	657	$	-	$	-	$	-	$	-	$	791
	Ending balance collectively		177,463		94,366		468,872		412,447		23,858		4,504		33		1,181,543
	evaluated for impairment		177,463		94,366		468,872		412,447		23,858		4,504		33		1,181,543
	Totals	$	177,597	$	94,366	$	469,529	$	412,447	$	23,858	$	4,504	$	33	$	1,182,334
	Components:
	Allowance for loan losses	$	2,583	$	623	$	3,038	$	5,209	$	325	$	13	$	42	$	11,833
	Reserve for undisbursed		748		13		89		42		90		-		-		982
	lines of credit		748		13		89		42		90		-		-		982
	Total allowance for credit losses	$	3,331	$	636	$	3,127	$	5,251	$	415	$	13	$	42	$	12,815


Recorded Investment of Loans, Including Nonaccrual And Restructured Loans, By Class	The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of March 31, 2015:

															91 Days or
			31-60		61-90		91 Days		Total						more past
			Days		Days		or More		Past						due and
	(In thousands)		Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	497	$	-	$	-	$	497	$	195,285	$	195,782	$	-
	Municipal		-		-		-		-		91,410		91,410		-
	Real estate-residential:
	First mortgage		68		-		471		539		424,182		424,721		-
	Second mortgage		16		17		79		112		36,626		36,738		-
	Real estate-commercial:
	Owner occupied		-		-		-		-		178,060		178,060		-
	Non-owner occupied		143		-		-		143		241,297		241,440		-
	Real estate-construction:
	Residential		-		-		-		-		2,739		2,739		-
	Commercial		-		-		-		-		25,773		25,773		-
	Installment		2		-		-		2		3,452		3,454		-
	Other		-		-		-		-		53		53		-
	Total	$	726	$	17	$	550	$	1,293	$	1,198,877	$	1,200,170	$	-

	Of the total past due loans in the aging table above, $1.07 million are non-performing of which $0 are restructured loans and $0 were greater than 91 days past due and accruing. There were $228 thousand past due performing loans at March 31, 2015.


	The table below presents the recorded investment of loans, including nonaccrual and restructured loans, segregated by class, with delinquency aging as of December 31, 2014:

															91 Days or
			31-60		61-90		91 Days		Total						more past
			Days		Days		or More		Past						due and
	(In thousands)		Past Due		Past Due		Past Due		Due		Current		Total		Accruing
	Commercial, financial and agricultural	$	49	$	-	$	-	$	49	$	177,548	$	177,597	$	-
	Municipal		-		-		-		-		94,366		94,366		-
	Real estate-residential:
	First mortgage		157		-		391		548		431,191		431,739		-
	Second mortgage		33		-		79		112		37,678		37,790		-
	Real estate-commercial:
	Owner occupied		-		22		-		22		260,075		260,097		-
	Non-owner occupied		202		-		-		202		152,148		152,350		-
	Real estate-construction:
	Residential		-		-		-		-		4,131		4,131		-
	Commercial		-		-		-		-		19,727		19,727		-
	Installment		-		-		-		-		4,504		4,504		-
	Other		-		-		-		-		33		33		-
	Total	$	441	$	22	$	470	$	933	$	1,181,401	$	1,182,334	$	-


Impaired Loans By Class	Impaired loans by class at March 31, 2015 and for the three months ended March 31, 2015 are as follows:


					Three Months Ended
					31-Mar-15
			Unpaid		Average
		Recorded	Principal	Related	Recorded
	(In thousands)	Investment	Balance	Allowance	Investment
	With no related allowance recorded
	Commercial, financial and agricultural	$ 93	$ 96	$ -	$ 109
	Real estate – residential:
	First mortgage	154	283	-	147
	Second mortgage	79	79	-	79
	With related allowance recorded
	Commercial, financial and agricultural	497	497	68	166
	Real estate – residential:
	First mortgage	458	458	93	439
	Second mortgage	17	17	17	6
	Real estate – commercial:
	Owner occupied	-	-	-	-
	Total
	Commercial, financial and agricultural	590	593	68	275
	Real estate – residential	708	837	110	671
	Real estate – commercial	-	-	-	-
	Total	$ 1,298	$ 1,430	$ 178	$ 946


	Impaired loans by class at December 31, 2014 and for the three months ended March 31, 2014 are as follows:

					Three Months Ended
					31-Mar-14
			Unpaid		Average
		Recorded	Principal	Related	Recorded
	(In thousands)	Investment	Balance	Allowance	Investment
	With no related allowance recorded
	Commercial, financial and agricultural	$ 134	$ 136	$ -	$ 34
	Real estate – residential:
	First mortgage	147	257	-	264
	Second mortgage	79	79	-	174
	Real estate – commercial:
	Owner occupied	-	-	-	-
	Installment	-	-	-	-
	With related allowance recorded
	Commercial, financial and agricultural	-	-	-	19
	Real estate – residential:
	First mortgage	431	432	63	164
	Second mortgage	-	-	-	-
	Real estate – commercial:
	Owner occupied	-	-	-	162
	Installment	-	-	-	-
	Total
	Commercial, financial and agricultural	134	136	-	53
	Real estate – residential	657	768	63	602
	Real estate – commercial	-	-	-	162
	Total	$ 791	$ 904	$ 63	$ 817


Nonperforming Loans
	(In thousands)		31-Mar-15		31-Dec-14
	Nonaccrual loans	$	1,118	$	598
	Loans greater than 90 days and accruing		-		-
	Troubled debt restructurings ("TDRs")		180	$	193
	Total nonperforming loans	$	1,298	$	791


Nonaccrual Loans By Class
	(In thousands)		31-Mar-15		31-Dec-14
	Commercial, financial and agricultural	$	551	$	88
	Real estate - residential:
	First mortgage		471		431
	Second mortgage		96		79
	Total nonaccruing non-TDR loans		1,118		598
	Nonaccruing TDR’s
	Commercial, financial and agricultural		4		5
	Real estate – residential:
	First mortgage		54		58
	Real estate - commercial:
	Owner occupied		-		-
	Total nonaccrual loans including TDRs	$	1,176	$	661


Summary Of Loans By Credit Quality Indicator

	Below is a summary of loans by credit quality indicator as of March 31, 2015:

							Pass-		Special		Sub-
	(In thousands)		Unrated		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	300	$	161,028	$	18,509	$	3,712	$	12,233	$	195,782
	Municipal		32		81,858		7,631		1,889		-		91,410
	Real estate – residential:
	First mortgage		420,488		3,537		169		-		527		424,721
	Second mortgage		36,721		-		-		-		17		36,738
	Real estate – commercial:
	Owner occupied		133		144,666		14,826		3,366		15,069		178,060
	Non-owner occupied		199		216,536		22,299		660		1,746		241,440
	Real estate – construction:
	Residential		350		2,389				-		-		2,739
	Commercial		150		23,690		37		-		1,896		25,773
	Installment		3,454		-		-		-		-		3,454
	All other loans		53		-		-		-		-		53
	Total	$	461,880	$	633,704	$	63,471	$	9,627	$	31,488	$	1,200,170

	Below is a summary of loans by credit quality indicator as of December 31, 2014:

							Pass-		Special		Sub-
	(In thousands)		Unrated Residential and		Pass		Watch		Mention		Standard		Total
	Commercial, financial and agricultural	$	352	$	143,813	$	21,563	$	3,942	$	7,927	$	177,597
	Municipal		40		75,337		17,101		1,888		-		94,366
	Real estate – residential:
	First mortgage		428,073		3,046		170		-		450		431,739
	Second mortgage		37,790		-		-		-		-		37,790
	Real estate – commercial:
	Owner occupied		187		220,651		18,708		1,378		19,173		260,097
	Non-owner occupied		189		130,218		20,773		-		1,170		152,350
	Real estate – construction:
	Residential		288		3,843		-		-		-		4,131
	Commercial		170		17,588		40		-		1,929		19,727
	Installment		4,504		-		-		-		-		4,504
	All other loans		33		-		-		-		-		33
	Total	$	471,626	$	594,496	$	78,355	$	7,208	$	30,649	$	1,182,334

Fair_Value_Of_Financial_Instru

Fair Value Of Financial Instruments (Tables)	3 Months Ended
Fair Value Of Financial Instruments (Tables)	Mar. 31, 2015
Fair Value [Abstract]
Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis	The table below presents the balance of financial assets and liabilities at March 31, 2015 measured at fair value on a recurring basis:




			Fair Value Measurements at Reporting Date Using
			Quoted Prices in	Significant
			Active Markets	Other	Significant
			for Identical	Observable	Unobservable
			Assets	Inputs	Inputs
	(In thousands)	Total	(Level 1)	(Level 2)	(Level 3)
	Assets
	U.S. Treasury Obligations	$ 25,322	$ -	$ 25,322	$ -
	FHLB Obligations	10,134		10,134
	Agency MBSs	116,347	-	116,347	-
	Agency CMBSs	24,856	-	24,856	-
	Agency CMOs	71,944	-	71,944	-
	ABSs	384	-	384	-
	Interest rate swap agreements	936	-	936	-
	Total assets	$ 249,923	$ -	$ 249,923	$ -
	Liabilities
	Interest rate swap agreements	1,383	-	1,383	-
	Total liabilities	$ 1,383	$ -	$ 1,383	$ -

	The table below presents the balance of financial assets and liabilities at December 31, 2014 measured at fair value on a recurring basis:




			Fair Value Measurements at Reporting Date Using
			Quoted Prices in	Significant
			Active Markets	Other	Significant
			for Identical	Observable	Unobservable
			Assets	Inputs	Inputs
	(In thousands)	Total	(Level 1)	(Level 2)	(Level 3)
	Assets
	U.S. Treasury Obligations	$ 25,093	$ -	$ 25,093	$ -
	Agency MBSs	95,407	-	95,407	-
	Agency CMBSs	21,704	-	21,704	-
	Agency CMOs	60,882	-	60,882	-
	ABSs	387	-	387	-
	Interest rate swap agreements	618	-	618	-
	Total assets	$ 204,091	$ -	$ 204,091	$ -
	Liabilities
	Interest rate swap agreements	1,096	-	1,096	-
	Total liabilities	$ 1,096	$ -	$ 1,096	$ -


Financial Instruments Measured At Fair Value	The table below presents the balance of financial instruments by class at March 31, 2015 measured at fair value:




		Carrying
	(In thousands)	Amount	Fair Value	Level 1	Level 2	Level 3
	Cash and cash equivalents	$ 67,919	$ 67,919	$ 67,919	$ -	$ -
	Securities available for sale	248,987	248,987	-	248,987	-
	Securities held to maturity	134,245	136,237	-	136,237	-
	FHLB stock	4,378	N/A	N/A	N/A	N/A
	Loans, net of allowance for loan losses	1,188,181	1,192,612	-	-	1,192,612
	Interest rate swap agreement	936	936	-	936	-
	Accrued interest receivable	4,147	4,147	4	932	3,211
	Total assets	$ 1,648,793	$ 1,650,838	$ 67,923	$ 387,092	$
	Total assets	$ 1,648,793	$ 1,650,838	$ 67,923	$ 387,092	1,195,823
	Deposits	$ 1,329,797	$ 1,330,130	$ 1,125,364	$ 204,766	$ -
	Securities sold under agreement to repurchase	206,386	206,364	-	206,364	-
	Other long-term debt	2,300	2,284	-	2,284	-
	Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	14,677	-	14,677	-
	Interest rate swap agreement	1,383	1,383	-	1,383	-
	Accrued interest payable	156	156	18	138	-
	Total liabilities	$ 1,560,641	$ 1,554,994	$ 1,125,382	$ 429,612	$ -

	The table below presents the balance of financial instruments by class at December 31, 2014 measured at fair value:



		Carrying
	(In thousands)	Amount	Fair Value	Level 1	Level 2	Level 3
	Cash and cash equivalents	$ 154,459	$ 154,459	$ 154,459	$ -	$ -
	Securities available for sale	203,473	203,473	-	203,473	-
	Securities held to maturity	138,421	139,171	-	139,171	-
	FHLB stock	4,378	N/A	N/A	N/A	N/A
	Loans, net of allowance for loan losses	1,170,501	1,172,517	-	-	1,172,517
	Interest rate swap agreement	618	618	-	618	-
	Accrued interest receivable	3,787	3,787	-	847	2,940
	Total assets	$ 1,675,637	$ 1,674,025	$ 154,459	$ 344,109	$
	Total assets	$ 1,675,637	$ 1,674,025	$ 154,459	$ 344,109	1,175,457
	Deposits	$ 1,308,772	$ 1,308,904	$ 1,097,088	$ 211,816	$ -
	Securities sold under agreement to repurchase	258,464	258,438	-	258,438	-
	Other long-term debt	2,320	2,277	-	2,277	-
	Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	14,476	-	14,476	-
	Interest rate swap agreement	1,096	1,096	-	1,096	-
	Accrued interest payable	165	165	19	146	-
	Total liabilities	$ 1,591,436	$ 1,585,356	$ 1,097,107	$ 488,249	$ -

Employee_Benefit_Plans_Tables

Employee Benefit Plans (Tables)	3 Months Ended
Employee Benefit Plans (Tables)	Mar. 31, 2015
Employee Benefit Plans [Abstract]
Net Periodic Benefit Costs
	(In thousands)	2015	2014
	Interest cost	$ 112	$ 116
	Expected return on plan assets	-264	-265
	Service costs	13	10
	Net loss amortization	103	32
	Net periodic pension cost	$ (36)	$ (107)

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	3 Months Ended
Earnings Per Share (Tables)	Mar. 31, 2015
Earnings Per Share [Abstract]
Reconciliations Of Calculations Of Basic And Diluted Earnings Per Share
	(In thousands except per share data)	2015	2014
	Net income	$ 3,336	$ 3,403
	Weighted average common shares outstanding	6,329	6,320
	Dilutive effect of common stock equivalents	13	22
	Weighted average common and common equivalent
	shares outstanding	6,342	6,342
	Basic earnings per common share	$ 0.53	$ 0.54
	Diluted earnings per common share	$ 0.53	$ 0.54

Accumulated_Other_Comprehensiv1

Accumulated Other Comprehensive Income (Loss) (Tables)	3 Months Ended
Accumulated Other Comprehensive Income (Loss) (Tables)	Mar. 31, 2015
Accumulated Other Comprehensive Income (Loss) [Abstract]
Accumulated Balances for Each Classification of Other Comprehensive Income

			Unrealized
			(Gains)
			Losses on
			Securities
		Unrealized	Transferred
		(Gains) Losses	From			Accumulated
		on Securities	Available-For-			Other
		Available-For-	Sale to Held-	Pension	Interest Rate	Comprehensive
	(In thousands)	Sale	To-Maturity	Plan	Swaps	Income (Loss)
	Beginning Balance December 31, 2014	$ 1,482	$ (2,824)	$ (3,395)	$ (311)	$ (5,048)
	Other comprehensive income before reclassifications	783	-	-	21	804
	Transfer of securities from available-for-sale to held-to-maturity	-	-	-	-	-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	-	124	-	-	124
	Reclassification adjustments for (gains) losses reclassified into income	-	-	67	-	67
	Net current period other comprehensive income	783	124	67	21	995
	Balance March 31, 2015	$ 2,265	$ (2,700)	$ (3,328)	$ (290)	$ (4,053)



			Unrealized
			(Gains)
			Losses on
			Securities
		Unrealized	Transferred
		(Gains) Losses	From			Accumulated
		on Securities	Available-For-			Other
		Available-For-	Sale to Held-	Pension	Interest Rate	Comprehensive
	(In thousands)	Sale	To-Maturity	Plan	Swaps	Income (Loss)
	Beginning Balance December 31, 2013	$ (162)	$ (3,296)	$ (1,790)	$ (472)	$ (5,720)
	Other comprehensive income before reclassifications	792	-	-	41	833
	Transfer of securities from available-for-sale to held-to-maturity	-8	8	-	-	-
	Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	-	113	-	-	113
	Reclassification adjustments for (gains) losses reclassified into income	-82	-	21	-	-61
	Net current period other comprehensive income	702	121	21	41	885
	Balance March 31, 2014	$ 540	$ (3,175)	$ (1,769)	$ (431)	$ (4,835)


Reclassification Adjustment Details
	Details about Accumulated Other
	Comprehensive Income Components	March 31,		March 31,		Affected Line Item in the Statement
	(In thousands)	2015		2014		Where Net Income is Presented
	Unrealized gains on securities	$	-	$	126	Net gains on investment securities
			-		126	Total before tax
			-		-44	Provision for income taxes
		$	-	$	82	Net of tax

	Amortization of actuarial loss for
	defined benefit pension plan	$	-103	$	-32	Compensation and benefits
			-103		-32	Total before tax
			36		11	Provision for income taxes
		$	-67	$	-21	Net of tax

	Total reclassification adjustments	$	-67	$	61

Investment_Securities_Narrativ

Investment Securities (Narrative) (Details) (USD $)	3 Months Ended
Investment Securities (Narrative) (Details) (USD $)	Mar. 31, 2014	Mar. 31, 2015	Dec. 31, 2014
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Carrying value of securities pledged		$305,840,000	$317,220,000
Securities classified as trading		0	0
Net gains	126,000
Transferred From Available-For-Sale to Held-To-Maturity [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Securities transferred from available-for-sale to held-to-maturity, remaining unamortized balance		4,150,000
Securities transferred from available-for-sale to held-to-maturity, remaining unamortized balance, net of tax		$2,700,000

Investment_Securities_Summary_

Investment Securities (Summary Of Amortized Cost And Fair Values Of Securities Classified As Available For Sale And Held To Maturity) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	$245,471	$201,162
Available for Sale, Gross Unrealized Gains	3,939	3,034
Available for Sale, Gross Unrealized Losses	423	723
Available for Sale, Fair Value	248,987	203,473
Held to Maturity, Amortized Cost	134,245	138,421
Held to Maturity, Gross Unrealized Gains	2,107	1,269
Held to Maturity, Gross Unrealized Losses	115	519
Held-to-maturity Securities, Fair Value	136,237	139,171
U.S. Treasury Obligations [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	25,051	25,048
Available for Sale, Gross Unrealized Gains	271	57
Available for Sale, Gross Unrealized Losses		12
Available for Sale, Fair Value	25,322	25,093
U.S. Agency Obligations [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Held to Maturity, Amortized Cost	21,387	22,072
Held to Maturity, Gross Unrealized Gains	672	597
Held-to-maturity Securities, Fair Value	22,059	22,669
U.S. GSEs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Held to Maturity, Amortized Cost	9,512	9,498
Held to Maturity, Gross Unrealized Gains	195	59
Held-to-maturity Securities, Fair Value	9,707	9,557
FHLB Obligations [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	10,119
Available for Sale, Gross Unrealized Gains	19
Available for Sale, Gross Unrealized Losses	4
Available for Sale, Fair Value	10,134
Held to Maturity, Amortized Cost	4,730	4,720
Held to Maturity, Gross Unrealized Gains	176	100
Held-to-maturity Securities, Fair Value	4,906	4,820
Agency MBSs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	113,454	92,827
Available for Sale, Gross Unrealized Gains	2,977	2,680
Available for Sale, Gross Unrealized Losses	84	100
Available for Sale, Fair Value	116,347	95,407
Held to Maturity, Amortized Cost	7,856	8,109
Held to Maturity, Gross Unrealized Gains	247	233
Held-to-maturity Securities, Fair Value	8,103	8,342
Agency CMBSs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	25,080	22,056
Available for Sale, Gross Unrealized Gains	19	20
Available for Sale, Gross Unrealized Losses	243	372
Available for Sale, Fair Value	24,856	21,704
Agency CMOs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	71,423	60,880
Available for Sale, Gross Unrealized Gains	613	241
Available for Sale, Gross Unrealized Losses	92	239
Available for Sale, Fair Value	71,944	60,882
Held to Maturity, Amortized Cost	90,760	94,022
Held to Maturity, Gross Unrealized Gains	817	280
Held to Maturity, Gross Unrealized Losses	115	519
Held-to-maturity Securities, Fair Value	91,462	93,783
ABSs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available for Sale, Amortized Cost	344	351
Available for Sale, Gross Unrealized Gains	40	36
Available for Sale, Fair Value	$384	$387

Investment_Securities_Summary_1

Investment Securities (Summary Of Contractual Maturity Of Debt Securities Classified As Available For Sale) (Details) (USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified	Mar. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), Within One Year	$2,317
Available for Sale (at fair value), After One But Within Five Years	52,921
Available for Sale (at fair value), After Five But Within Ten Years	45,611
Available for Sale (at fair value), After Ten Years	148,138
Total Available for Sale Securities, Fair Value	248,987
Available for Sale (at amortized cost), Within One Year	2,297
Available for Sale (at amortized cost), After One But Within Five Years	52,635
Available for Sale (at amortized cost), After Five But Within Ten Years	44,823
Available for Sale (at amortized cost), After Ten Years	145,716
Total Available for Sale Securities, Amortized Cost	245,471
U.S. Treasury Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), After One But Within Five Years	25,322
Total Available for Sale Securities, Fair Value	25,322
Available for Sale (at amortized cost), After One But Within Five Years	25,051
Total Available for Sale Securities, Amortized Cost	25,051
FHLB Obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), After One But Within Five Years	10,134
Total Available for Sale Securities, Fair Value	10,134
Available for Sale (at amortized cost), After One But Within Five Years	10,119
Total Available for Sale Securities, Amortized Cost	10,119
Agency MBSs [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), Within One Year	26
Available for Sale (at fair value), After One But Within Five Years	4,152
Available for Sale (at fair value), After Five But Within Ten Years	38,391
Available for Sale (at fair value), After Ten Years	73,778
Total Available for Sale Securities, Fair Value	116,347
Available for Sale (at amortized cost), Within One Year	26
Available for Sale (at amortized cost), After One But Within Five Years	4,014
Available for Sale (at amortized cost), After Five But Within Ten Years	37,592
Available for Sale (at amortized cost), After Ten Years	71,822
Total Available for Sale Securities, Amortized Cost	113,454
Agency CMBSs [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), Within One Year	2,291
Available for Sale (at fair value), After One But Within Five Years	13,313
Available for Sale (at fair value), After Five But Within Ten Years	5,087
Available for Sale (at fair value), After Ten Years	4,165
Total Available for Sale Securities, Fair Value	24,856
Available for Sale (at amortized cost), Within One Year	2,271
Available for Sale (at amortized cost), After One But Within Five Years	13,451
Available for Sale (at amortized cost), After Five But Within Ten Years	5,112
Available for Sale (at amortized cost), After Ten Years	4,246
Total Available for Sale Securities, Amortized Cost	25,080
Agency CMOs [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), After Five But Within Ten Years	2,133
Available for Sale (at fair value), After Ten Years	69,811
Total Available for Sale Securities, Fair Value	71,944
Available for Sale (at amortized cost), After Five But Within Ten Years	2,119
Available for Sale (at amortized cost), After Ten Years	69,304
Total Available for Sale Securities, Amortized Cost	71,423
ABSs [Member]
Schedule of Available-for-sale Securities [Line Items]
Available for Sale (at fair value), After Ten Years	384
Total Available for Sale Securities, Fair Value	384
Available for Sale (at amortized cost), After Ten Years	344
Total Available for Sale Securities, Amortized Cost	$344

Investment_Securities_Summary_2

Investment Securities (Summary Of Contractual Maturity Of Debt Securities Classified As Held To Maturity) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at fair value), After One But Within Five Years	$9
Held to Maturity (at fair value), After Five But Within Ten Years	14,720
Held to Maturity (at amortized cost), After Ten Years	121,508
Held-to-maturity Securities, Fair Value	136,237	139,171
Held to Maturity (at amortized cost), After One But Within Five Years	9
Held to Maturity (at amortized cost), After Five But Within Ten Years	14,336
Held to Maturity (at amortized cost), After Ten Years	119,900
Total Held to Maturity Securities, Amortized Cost	134,245	138,421
U.S. Agency Obligations [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at amortized cost), After Ten Years	22,059
Held-to-maturity Securities, Fair Value	22,059	22,669
Held to Maturity (at amortized cost), After Ten Years	21,387
Total Held to Maturity Securities, Amortized Cost	21,387	22,072
U.S. GSEs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at fair value), After Five But Within Ten Years	9,707
Held-to-maturity Securities, Fair Value	9,707	9,557
Held to Maturity (at amortized cost), After Five But Within Ten Years	9,512
Total Held to Maturity Securities, Amortized Cost	9,512	9,498
FHLB Obligations [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at fair value), After Five But Within Ten Years	4,906
Held-to-maturity Securities, Fair Value	4,906	4,820
Held to Maturity (at amortized cost), After Five But Within Ten Years	4,730
Total Held to Maturity Securities, Amortized Cost	4,730	4,720
Agency MBSs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at fair value), After One But Within Five Years	9
Held to Maturity (at fair value), After Five But Within Ten Years	107
Held to Maturity (at amortized cost), After Ten Years	7,987
Held-to-maturity Securities, Fair Value	8,103	8,342
Held to Maturity (at amortized cost), After One But Within Five Years	9
Held to Maturity (at amortized cost), After Five But Within Ten Years	94
Held to Maturity (at amortized cost), After Ten Years	7,753
Total Held to Maturity Securities, Amortized Cost	7,856	8,109
Agency CMOs [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to Maturity (at amortized cost), After Ten Years	91,462
Held-to-maturity Securities, Fair Value	91,462	93,783
Held to Maturity (at amortized cost), After Ten Years	90,760
Total Held to Maturity Securities, Amortized Cost	$90,760	$94,022

Investment_Securities_Summary_3

Investment Securities (Summary Of Proceeds, Gross Gains and Gross Losses On Available For Sale Securities) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2014
Investments [Abstract]
Proceeds	$26,641
Gross gains	225
Gross losses	-99
Net gains	$126

Investment_Securities_Summary_4

Investment Securities (Summary Of Gross Unrealized Losses On Investment Securities Available For Sale And Length Of Time) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value	$34,006	$24,357
Available-for-sale Securities, Less Than 12 Months, Loss	148	84
Available-for-sale Securities, 12 Months or More, Fair Value	24,737	39,203
Available-for-sale Securities, 12 Months or More, Loss	275	639
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	58,743	63,560
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	423	723
Held to Maturity Securities, Less Than 12 Months, Fair Value	7,926	14,338
Held to Maturity Securities, Less Than 12 Months, Loss	44	108
Held to Maturity Securities, 12 Months or More, Fair Value	6,428	43,911
Held to Maturity Securities, 12 Months or More, Loss	71	411
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	14,354	58,249
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	115	519
U.S. Treasury Obligations [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value		5,080
Available-for-sale Securities, Less Than 12 Months, Loss		12
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total		5,080
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total		12
FHLB Obligations [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value	5,103
Available-for-sale Securities, Less Than 12 Months, Loss	4
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	5,103
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	4
Agency MBSs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value	17,239	7,893
Available-for-sale Securities, Less Than 12 Months, Loss	84	23
Available-for-sale Securities, 12 Months or More, Fair Value		10,763
Available-for-sale Securities, 12 Months or More, Loss		77
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	17,239	18,656
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	84	100
Agency CMBSs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value	5,087
Available-for-sale Securities, Less Than 12 Months, Loss	25
Available-for-sale Securities, 12 Months or More, Fair Value	17,479	17,478
Available-for-sale Securities, 12 Months or More, Loss	218	372
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	22,566	17,478
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	243	372
Agency CMOs [Member]
Schedule Of Available-For-Sale And Held-To-Maturity Securities [Line Items]
Available-for-sale Securities, Less Than 12 Months, Fair Value	6,577	11,384
Available-for-sale Securities, Less Than 12 Months, Loss	35	49
Available-for-sale Securities, 12 Months or More, Fair Value	7,258	10,962
Available-for-sale Securities, 12 Months or More, Loss	57	190
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value, Total	13,835	22,346
Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	92	239
Held to Maturity Securities, Less Than 12 Months, Fair Value	7,926	14,338
Held to Maturity Securities, Less Than 12 Months, Loss	44	108
Held to Maturity Securities, 12 Months or More, Fair Value	6,428	43,911
Held to Maturity Securities, 12 Months or More, Loss	71	411
Held to Maturity Securities, Continuous Unrealized Loss Position, Fair Value, Total	14,354	58,249
Held to Maturity Securities, Continuous Unrealized Loss Position, Aggregate Losses, Total	$115	$519

Loans_And_The_Allowance_For_Cr2

Loans And The Allowance For Credit Losses (Narrative) (Details) (USD $)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans	$1,200,170,000	$1,182,334,000
Net deferred loan origination cost	702,000	734,000
Overdrawn deposit balances classified as loan balances	219,000	235,000
Allowance for loan losses	11,989,000	11,833,000
Past due loans	1,293,000	933,000
91 Days more past due and Accruing	0
Nonaccruing TDR's	58,000	63,000
Commitments to lend additional funds to borrowers	0
Exposure threshold for loans subject to formal review	1,000,000
Real Estate Loans b Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	461,459,000	469,529,000
Allowance for loan losses	3,024,000	3,038,000
Real Estate Loans b Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	419,500,000	412,447,000
Allowance for loan losses	5,149,000	5,209,000
Commercial, Financial And Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	195,782,000	177,597,000
Allowance for loan losses	2,859,000	2,583,000
Past due loans	497,000	49,000
Residential And Commerical Loans Serviced For Others [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	13,660,000	13,530,000
Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due loans	228,000	414,000
Non-Performing [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due loans	1,070,000	519,000
Accruing [Member]
Financing Receivable, Recorded Investment [Line Items]
91 Days more past due and Accruing		0
Restructured [Member]
Financing Receivable, Recorded Investment [Line Items]
Past due loans	0	0
Number of loans	0
Additional Analysis [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for loan losses	$702,000	$1,230,000

Loans_And_The_Allowance_For_Cr3

Loans And The Allowance For Credit Losses (Composition of Loan Portfolio) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$1,200,170	$1,182,334
Commercial, Financial And Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	195,782	177,597
Municipal Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	91,410	94,366
Real Estate Loans b Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	461,459	469,529
Real Estate Loans b Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	419,500	412,447
Real Estate Loans b Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	28,512	23,858
Installment Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	3,454	4,504
All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total Loans	$53	$33

Loans_And_The_Allowance_For_Cr4

Loans And The Allowance For Credit Losses (Loan Loss Experience And Activity In The Allowance For Credit Losses) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	$12,815	$12,828
Charge-offs	-158	-22
Recoveries	82	23
Provision (credit)	0	100
Ending balance	12,739	12,929
Commercial, Financial And Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,331	3,354
Charge-offs	-29
Recoveries	25	2
Provision (credit)	41	22
Ending balance	3,368	3,378
Municipal Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	636	768
Provision (credit)	-93	-75
Ending balance	543	693
Real Estate Loans b Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	3,127	3,081
Charge-offs	-55	-2
Recoveries	3	18
Provision (credit)	35	255
Ending balance	3,110	3,352
Real Estate Loans b Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	5,251	5,085
Recoveries	1
Provision (credit)	-35	34
Ending balance	5,217	5,119
Real Estate Loans b Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	415	512
Provision (credit)	23	-152
Ending balance	438	360
Installment Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	13		18
Charge-offs	-74
Recoveries	53
Provision (credit)	71
Ending balance	63	18	18
All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Beginning balance	42	10
Charge-offs		-20
Recoveries		3
Provision (credit)	-42	16
Ending balance		$9

Loans_And_The_Allowance_For_Cr5

Loans And The Allowance For Credit Losses (Allowance For Loan Losses And The Recorded Investment In Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance individually evaluated for impairment	$178	$63
Ending balance collectively evaluated for impairment	12,561	12,752
Financing receivables, Ending balance individually evaluated for impairment	1,298	791
Financing receivables, Ending balance collectively evaluated for impairment	1,198,872	1,181,543
Financing receivables, Totals	1,200,170	1,182,334
Allowance for loan losses	11,989	11,833
Reserve for undisbursed lines of credit	750	982
Total allowance for credit losses	12,739	12,815	12,929	12,828
Commercial, Financial And Agricultural [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance individually evaluated for impairment	68
Ending balance collectively evaluated for impairment	3,300	3,331
Financing receivables, Ending balance individually evaluated for impairment	590	134
Financing receivables, Ending balance collectively evaluated for impairment	195,192	177,463
Financing receivables, Totals	195,782	177,597
Allowance for loan losses	2,859	2,583
Reserve for undisbursed lines of credit	509	748
Total allowance for credit losses	3,368	3,331	3,378	3,354
Municipal Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance collectively evaluated for impairment	543	636
Financing receivables, Ending balance collectively evaluated for impairment	91,410	94,366
Financing receivables, Totals	91,410	94,366
Allowance for loan losses	530	623
Reserve for undisbursed lines of credit	13	13
Total allowance for credit losses	543	636	693	768
Real Estate Loans b Residential [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance individually evaluated for impairment	110	63
Ending balance collectively evaluated for impairment	3,000	3,064
Financing receivables, Ending balance individually evaluated for impairment	708	657
Financing receivables, Ending balance collectively evaluated for impairment	460,751	468,872
Financing receivables, Totals	461,459	469,529
Allowance for loan losses	3,024	3,038
Reserve for undisbursed lines of credit	86	89
Total allowance for credit losses	3,110	3,127	3,352	3,081
Real Estate Loans b Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance collectively evaluated for impairment	5,217	5,251
Financing receivables, Ending balance collectively evaluated for impairment	419,500	412,447
Financing receivables, Totals	419,500	412,447
Allowance for loan losses	5,149	5,209
Reserve for undisbursed lines of credit	68	42
Total allowance for credit losses	5,217	5,251	5,119	5,085
Real Estate Loans b Construction [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance collectively evaluated for impairment	438	415
Financing receivables, Ending balance collectively evaluated for impairment	28,512	23,858
Financing receivables, Totals	28,512	23,858
Allowance for loan losses	364	325
Reserve for undisbursed lines of credit	74	90
Total allowance for credit losses	438	415	360	512
Installment Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance collectively evaluated for impairment	63	13
Financing receivables, Ending balance collectively evaluated for impairment	3,454	4,504
Financing receivables, Totals	3,454	4,504
Allowance for loan losses	63	13
Total allowance for credit losses	63	13	18	18
All Other Loans [Member]
Financing Receivable, Allowance for Credit Losses [Line Items]
Ending balance collectively evaluated for impairment		42
Financing receivables, Ending balance collectively evaluated for impairment	53	33
Financing receivables, Totals	53	33
Allowance for loan losses		42
Total allowance for credit losses		$42	$9	$10

Loans_And_The_Allowance_For_Cr6

Loans And The Allowance For Credit Losses (Recorded Investment Of Loans, Including Nonaccrual And Restructured Loans, By Class) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	$726,000	$441,000
61-90 Days Past Due	17,000	22,000
91 Days or More Past Due	550,000	470,000
Total Past Due	1,293,000	933,000
Current	1,198,877,000	1,181,401,000
Financing receivables, Totals	1,200,170,000	1,182,334,000
91 Days more past due and Accruing	0
Commercial, Financial And Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	497,000	49,000
Total Past Due	497,000	49,000
Current	195,285,000	177,548,000
Financing receivables, Totals	195,782,000	177,597,000
Municipal Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	91,410,000	94,366,000
Financing receivables, Totals	91,410,000	94,366,000
Real Estate Loans b Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivables, Totals	461,459,000	469,529,000
Real Estate Loans b Residential [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	68,000	157,000
91 Days or More Past Due	471,000	391,000
Total Past Due	539,000	548,000
Current	424,182,000	431,191,000
Financing receivables, Totals	424,721,000	431,739,000
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	16,000	33,000
61-90 Days Past Due	17,000
91 Days or More Past Due	79,000	79,000
Total Past Due	112,000	112,000
Current	36,626,000	37,678,000
Financing receivables, Totals	36,738,000	37,790,000
Real Estate Loans b Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivables, Totals	419,500,000	412,447,000
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
61-90 Days Past Due		22,000
Total Past Due		22,000
Current	178,060,000	260,075,000
Financing receivables, Totals	178,060,000	260,097,000
Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	143,000	202,000
Total Past Due	143,000	202,000
Current	241,297,000	152,148,000
Financing receivables, Totals	241,440,000	152,350,000
Real Estate Loans b Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Financing receivables, Totals	28,512,000	23,858,000
Real Estate Loans b Construction [Member] \| Residential [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	2,739,000	4,131,000
Financing receivables, Totals	2,739,000	4,131,000
Real Estate Loans b Construction [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	25,773,000	19,727,000
Financing receivables, Totals	25,773,000	19,727,000
Installment Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
31-60 Days Past Due	2,000
Total Past Due	2,000
Current	3,452,000	4,504,000
Financing receivables, Totals	3,454,000	4,504,000
All Other Loans [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Current	53,000	33,000
Financing receivables, Totals	$53,000	$33,000

Loans_And_The_Allowance_For_Cr7

Loans And The Allowance For Credit Losses (Impaired Loans By Class) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Recorded investment, Total	$1,298		$791
Unpaid Principal Balance, Total	1,430		904
Related Allowance	178		63
Average Recorded Investment, Total	946	817
Commercial, Financial And Agricultural [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded investment	93		134
With related allowance recorded, Recorded investment	497
Recorded investment, Total	590		134
With no related allowance recorded, Unpaid Principal Balance	96		136
With related allowance recorded, Unpaid Principal Balance	497
Unpaid Principal Balance, Total	593		136
Related Allowance	68
With no related allowance recorded, Average Recorded Investment	109	34
With related allowance recorded, Average Recorded Investment	166	19
Average Recorded Investment, Total	275	53
Real Estate Loans b Residential [Member]
Financing Receivable, Impaired [Line Items]
Recorded investment, Total	708		657
Unpaid Principal Balance, Total	837		768
Related Allowance	110		63
Average Recorded Investment, Total	671	602
Real Estate Loans b Residential [Member] \| First Mortgage [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded investment	154		147
With related allowance recorded, Recorded investment	458		431
With no related allowance recorded, Unpaid Principal Balance	283		257
With related allowance recorded, Unpaid Principal Balance	458		432
Related Allowance	93		63
With no related allowance recorded, Average Recorded Investment	147	264
With related allowance recorded, Average Recorded Investment	439	164
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]
Financing Receivable, Impaired [Line Items]
With no related allowance recorded, Recorded investment	79		79
With related allowance recorded, Recorded investment	17
With no related allowance recorded, Unpaid Principal Balance	79		79
With related allowance recorded, Unpaid Principal Balance	17
Related Allowance	17
With no related allowance recorded, Average Recorded Investment	79	174
With related allowance recorded, Average Recorded Investment	6
Real Estate Loans b Commercial [Member]
Financing Receivable, Impaired [Line Items]
Average Recorded Investment, Total		162
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
With related allowance recorded, Average Recorded Investment		$162

Loans_And_The_Allowance_For_Cr8

Loans And The Allowance For Credit Losses (Nonperforming Loans) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Loans And The Allowance For Credit Losses [Abstract]
Nonaccrual loans	$1,118,000	$598,000
Loans greater than 90 days and accruing	0
Troubled debt restructurings ("TDRs")	180,000	193,000
Total nonperforming loans	$1,298,000	$791,000

Loans_And_The_Allowance_For_Cr9

Loans And The Allowance For Credit Losses (Nonaccrual Loans By Class) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccruing non-TDR loans	$1,118	$598
Total nonaccrual loans including TDRs	1,176	661
Commercial, Financial And Agricultural [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccruing non-TDR loans	551	88
Nonaccruing TDR's	4	5
Real Estate Loans b Residential [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccruing non-TDR loans	471	431
Nonaccruing TDR's	54	58
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Nonaccruing non-TDR loans	$96	$79

Recovered_Sheet1

Loans And The Allowance For Credit Losses (Summary Of Loans By Credit Quality Indicator) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Loans	$1,200,170	$1,182,334
Unrated Residential and Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	461,880	471,626
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	633,704	594,496
Pass-Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	63,471	78,355
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	9,627	7,208
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	31,488	30,649
Commercial, Financial And Agricultural [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	195,782	177,597
Commercial, Financial And Agricultural [Member] \| Unrated Residential and Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	300	352
Commercial, Financial And Agricultural [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	161,028	143,813
Commercial, Financial And Agricultural [Member] \| Pass-Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	18,509	21,563
Commercial, Financial And Agricultural [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,712	3,942
Commercial, Financial And Agricultural [Member] \| Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	12,233	7,927
Municipal Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	91,410	94,366
Municipal Loans [Member] \| Unrated Residential and Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	32	40
Municipal Loans [Member] \| Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	81,858	75,337
Municipal Loans [Member] \| Pass-Watch [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	7,631	17,101
Municipal Loans [Member] \| Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,889	1,888
Real Estate Loans b Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	461,459	469,529
Real Estate Loans b Residential [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	424,721	431,739
Real Estate Loans b Residential [Member] \| Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	36,738	37,790
Real Estate Loans b Residential [Member] \| Unrated Residential and Consumer [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	420,488	428,073
Real Estate Loans b Residential [Member] \| Unrated Residential and Consumer [Member] \| Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	36,721	37,790
Real Estate Loans b Residential [Member] \| Pass [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,537	3,046
Real Estate Loans b Residential [Member] \| Pass-Watch [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	169	170
Real Estate Loans b Residential [Member] \| Substandard [Member] \| First Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	527	450
Real Estate Loans b Residential [Member] \| Substandard [Member] \| Second Mortgage [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	17
Real Estate Loans b Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	419,500	412,447
Real Estate Loans b Commercial [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	178,060	260,097
Real Estate Loans b Commercial [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	241,440	152,350
Real Estate Loans b Commercial [Member] \| Unrated Residential and Consumer [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	133	187
Real Estate Loans b Commercial [Member] \| Unrated Residential and Consumer [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	199	189
Real Estate Loans b Commercial [Member] \| Pass [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	144,666	220,651
Real Estate Loans b Commercial [Member] \| Pass [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	216,536	130,218
Real Estate Loans b Commercial [Member] \| Pass-Watch [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	14,826	18,708
Real Estate Loans b Commercial [Member] \| Pass-Watch [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	22,299	20,773
Real Estate Loans b Commercial [Member] \| Special Mention [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,366	1,378
Real Estate Loans b Commercial [Member] \| Special Mention [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	660
Real Estate Loans b Commercial [Member] \| Substandard [Member] \| Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	15,069	19,173
Real Estate Loans b Commercial [Member] \| Substandard [Member] \| Non-Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,746	1,170
Real Estate Loans b Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	28,512	23,858
Real Estate Loans b Construction [Member] \| Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,739	4,131
Real Estate Loans b Construction [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	25,773	19,727
Real Estate Loans b Construction [Member] \| Unrated Residential and Consumer [Member] \| Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	350	288
Real Estate Loans b Construction [Member] \| Unrated Residential and Consumer [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	150	170
Real Estate Loans b Construction [Member] \| Pass [Member] \| Residential [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	2,389	3,843
Real Estate Loans b Construction [Member] \| Pass [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	23,690	17,588
Real Estate Loans b Construction [Member] \| Pass-Watch [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	37	40
Real Estate Loans b Construction [Member] \| Substandard [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	1,896	1,929
Installment Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,454	4,504
Installment Loans [Member] \| Unrated Residential and Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	3,454	4,504
All Other Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	53	33
All Other Loans [Member] \| Unrated Residential and Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans	$53	$33

Fair_Value_Of_Financial_Instru1

Fair Value Of Financial Instruments (Narrative) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value [Abstract]
The fair value of commitments to extend credit and standby letters of credit	$41	$47

Fair_Value_Of_Financial_Instru2

Fair Value Of Financial Instruments (Financial Assets And Liabilities Measured At Fair Value On A Recurring Basis) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	$249,923	$204,091
Liabilities	1,383	1,096
Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	249,923	204,091
Liabilities	1,383	1,096
U.S. Treasury Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	25,322	25,093
U.S. Treasury Obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	25,322	25,093
FHLB Obligations [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	10,134
FHLB Obligations [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	10,134
Agency MBSs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	116,347	95,407
Agency MBSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	116,347	95,407
Agency CMBSs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	24,856	21,704
Agency CMBSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	24,856	21,704
Agency CMOs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	71,944	60,882
Agency CMOs [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	71,944	60,882
ABSs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	384	387
ABSs [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	384	387
Interest Rate Swaps [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	936	618
Liabilities	1,383	1,096
Interest Rate Swaps [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets	936	618
Liabilities	$1,383	$1,096

Fair_Value_Of_Financial_Instru3

Fair Value Of Financial Instruments (Financial Instruments Measured At Fair Value) (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale, at fair value	$248,987	$203,473
Securities held to maturity, fair value	136,237	139,171
Nonrecurring Basis [Member] \| Carrying Amount [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	67,919	154,459
Securities available for sale, at fair value	248,987	203,473
Securities held to maturity, fair value	134,245	138,421
FHLB stock	4,378	4,378
Loans, net of allowance for loan losses	1,188,181	1,170,501
Interest rate swap agreement	936	618
Interest rate swap agreement	1,383	1,096
Accrued interest receivable	4,147	3,787
Total assets	1,648,793	1,675,637
Deposits	1,329,797	1,308,772
Securities sold under agreement to repurchase	206,386	258,464
Other long-term debt	2,300	2,320
Junior subordinated debentures issued to unconsolidated subsidiary trust	20,619	20,619
Accrued interest payable	156	165
Total liabilities	1,560,641	1,591,436
Nonrecurring Basis [Member] \| Fair Value [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	67,919	154,459
Securities available for sale, at fair value	248,987	203,473
Securities held to maturity, fair value	136,237	139,171
Loans, net of allowance for loan losses	1,192,612	1,172,517
Interest rate swap agreement	936	618
Interest rate swap agreement	1,383	1,096
Accrued interest receivable	4,147	3,787
Total assets	1,650,838	1,674,025
Deposits	1,330,130	1,308,904
Securities sold under agreement to repurchase	206,364	258,438
Other long-term debt	2,284	2,277
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,677	14,476
Interest rate contract-cash flow hedge	1,383	1,096
Accrued interest payable	156	165
Total liabilities	1,554,994	1,585,356
Nonrecurring Basis [Member] \| Quoted Prices In Active Markets For Identical Assets (Level 1) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	67,919	154,459
Accrued interest receivable	4
Total assets	67,923	154,459
Deposits	1,125,364	1,097,088
Accrued interest payable	18	19
Total liabilities	1,125,382	1,097,107
Nonrecurring Basis [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Securities available for sale, at fair value	248,987	203,473
Securities held to maturity, fair value	136,237	139,171
Interest rate swap agreement	936	618
Interest rate swap agreement	1,383	1,096
Accrued interest receivable	932	847
Total assets	387,092	344,109
Deposits	204,766	211,816
Securities sold under agreement to repurchase	206,364	258,438
Other long-term debt	2,284	2,277
Junior subordinated debentures issued to unconsolidated subsidiary trust	14,677	14,476
Interest rate contract-cash flow hedge	1,383	1,096
Accrued interest payable	138	146
Total liabilities	429,612	488,249
Nonrecurring Basis [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans, net of allowance for loan losses	1,192,612	1,172,517
Accrued interest receivable	3,211	2,940
Total assets	$1,195,823	$1,175,457

Employee_Benefit_Plans_Details

Employee Benefit Plans (Details) (USD $)	3 Months Ended
Employee Benefit Plans (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014
Employee Benefit Plans [Abstract]
Interest cost	$112,000	$116,000
Expected return on plan assets	-264,000	-265,000
Service costs	13,000	10,000
Net loss amortization	103,000	32,000
Net periodic pension cost	-36,000	-107,000
Minimum required contribution for 2015	$0

Earnings_Per_Share_Details

Earnings Per Share (Details) (USD $)	3 Months Ended
In Thousands, except Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share [Abstract]
Net income	$3,336	$3,403
Weighted average common shares outstanding	6,329,000	6,320,000
Dilutive effect of common stock equivalents	13,000	22,000
Weighted average common and common equivalent shares outstanding	6,342,000	6,342,000
Basic earnings per common share	$0.53	$0.54
Diluted earnings per common share	$0.53	$0.54
Average stock options outstanding which were not included in the calculation of diluted earnings per share	0	0

Stock_Repurchase_Program_Detai

Stock Repurchase Program (Details) (USD $)	3 Months Ended	12 Months Ended	15 Months Ended
Stock Repurchase Program (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2015
Stock Repurchase Program [Abstract]
Stock repurchase program, number of shares authorized to be repurchased	200,000		200,000
Common stock shares repurchased	0	0	143,475
Average price per share of repurchased shares	$23

Commitments_And_Contingencies_

Commitments And Contingencies (Details) (USD $)	3 Months Ended
Commitments And Contingencies (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Expiration term of contingent obligations, months	12 months
Standby Letters of Credit [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent Obligations	5,740,000	$8,770,000
Loan Sales Commitments [Member]
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Contingent Obligations	0	$0

Accumulated_Other_Comprehensiv2

Accumulated Other Comprehensive Income (Loss) (Accumulated Balances for Each Classification of Other Comprehensive Income) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	($5,048)
Transfer of securities from available-for-sale to held-to-maturity	0	8
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	124	113
Other comprehensive income	995	885
Ending Balance	-4,053
Unrealized Gains on Securities [Member] \| Available-For-Sale [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	1,482	-162
Other comprehensive income before reclassifications	783	792
Transfer of securities from available-for-sale to held-to-maturity		-8
Reclassification adjustments for (gains) losses reclassified into income		-82
Other comprehensive income	783	702
Ending Balance	2,265	540
Unrealized Gains on Securities [Member] \| Transferred From Available-For-Sale to Held-To-Maturity [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-2,824	-3,296
Transfer of securities from available-for-sale to held-to-maturity		8
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	124	113
Other comprehensive income	124	121
Ending Balance	-2,700	-3,175
Pension Plan [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-3,395	-1,790
Reclassification adjustments for (gains) losses reclassified into income	67	21
Other comprehensive income	67	21
Ending Balance	-3,328	-1,769
Interest Rate Swaps [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-311	-472
Other comprehensive income before reclassifications	21	41
Other comprehensive income	21	41
Ending Balance	-290	-431
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Line Items]
Beginning Balance	-5,048	-5,720
Other comprehensive income before reclassifications	804	833
Accretion of unrealized losses of securities transferred from available-for-sale to held-to-maturity recognized in other comprehensive income	124	113
Reclassification adjustments for (gains) losses reclassified into income	67	-61
Other comprehensive income	995	885
Ending Balance	($4,053)	($4,835)

Accumulated_Other_Comprehensiv3

Accumulated Other Comprehensive Income (Loss) (Reclassification Adjustment Details) (Details) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on investment securities	$0	$126
Total before tax	4,216	4,480
Provision for income taxes	-880	-1,077
Reclassification adjustments, Net of tax	3,336	3,403
Reclassification Out of Accumulated Other Comprehensive Income [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Reclassification adjustments, Net of tax	-67	61
Reclassification Out of Accumulated Other Comprehensive Income [Member] \| Unrealized Gains on Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on investment securities		126
Total before tax		126
Provision for income taxes		-44
Reclassification adjustments, Net of tax		82
Reclassification Out of Accumulated Other Comprehensive Income [Member] \| Pension Plan [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Compensation and benefits	-103	-32
Total before tax	-103	-32
Provision for income taxes	36	11
Reclassification adjustments, Net of tax	($67)	($21)

Derivative_Financial_Instrumen1

Derivative Financial Instruments (Details) (USD $)	3 Months Ended		12 Months Ended
Derivative Financial Instruments (Details) (USD $)	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014
Cash Flow Hedge [Member]
Derivative [Line Items]
Ineffective portion recognized in earnings	$0	$0
Fair values of effective portion of hedges reflected in Other Comprehensive Income	-447,000		-479,000
Fair Value Hedge [Member]
Derivative [Line Items]
Interest rate swaps, notional amount	9,350,000		9,360,000
Average receive rate	1.56%
Average pay rate	3.26%
Weighted average maturity	17 years 3 months 18 days
Designated as Hedging Instrument [Member] \| Cash Flow Hedge [Member]
Derivative [Line Items]
Interest rate swaps, notional amount	10,000,000		10,000,000
Not Designated as Hedging Instrument [Member]
Derivative [Line Items]
Interest rate swaps, notional amount	39,000,000
Average receive rate	1.86%
Average pay rate	3.64%
Weighted average maturity	11 years 9 months 18 days
Interest rate derivative assets, fair value	936,000		618,000
Interest rate derivative liabilities, fair value	$936,000		$618,000

Subsequent_Events_Details

Subsequent Events (Details) (Subsequent Event [Member], NUVO Bank & Trust Company [Member], USD $)	1 Months Ended
In Millions, except Per Share data, unless otherwise specified	Apr. 27, 2015
Subsequent Event [Member] \| NUVO Bank & Trust Company [Member]
Subsequent Event [Line Items]
Business Combination, Consideration Transferred	$21.80
Business Acquisition, Share Price	$7.15
Business Acquisition, Stock Conversion Ratio	0.2416
Business Acquisition, Percentage Of Total Consideration Comprised Of Stock	75.00%
Business Acquisition, Percentage Of Total Consideration Comprised Of Cash	25.00%
Percentage Of Tangible Book Value	133.00%
Factor Of Earnings	51.9